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@@ -0,0 +1,30161 @@
+index,title & content,sentiment_perigon,summary,description,Ticker,Sector,Industry,Company,SASB,cosine_similarities,max_cosine_similarities,Assign,GPT_ESG_or_not,GPT_firm_or_not,GPT_sentiment,GPT_topics,ESG_or_not,firm_or_not,human_label_sentiment,pubDate,url,keywords,categories,entities,content,articleId,title,annotation,,,,
+12024,"Delays Won’t Hurt Japan’s First Casino, Osaka Governor Says - Years of delay to plans for Japan’s first casino resort won’t have an adverse effect on the project in the long run, Osaka Governor Hirofumi Yoshimura said, as the facility looked set to open in 2030.
+
+“There would have been a lot of synergy if it could have opened at the same time as the 2025 Osaka-Kansai Expo,” Yoshimura said in an interview Monday. “But a time lag of five years won’t have much effect on the project itself.”
+
+The Osaka plan for a so-called “integrated resort” featuring hotels, entertainment and conference centers as well as a casino, gained government approval in April. Japan will compete with Asian neighbors like Singapore, Macau and South Korea for customers as it seeks to further bolster its tourism industry.
+
+Osaka will seek to distinguish its offering by making the most of the history and culture of the region, and the country as a whole, Yoshimura said, adding he expected the facility to make a substantial contribution to Osaka’s economy.
+
+“Kansai is an area very deep in history,” he said. “Traditional Japanese culture is something you don’t get in Macau, Singapore or South Korea. And those unique points are what we will promote from the resort.”
+
+While politicians have been pushing for casinos for decades, so far no resorts have been built and Japan’s potential gaming market — estimated at $20 billion — has lost some of its luster. At least one company has pulled out and the conviction of a ruling party lawmaker for receiving bribes from a developer soured sentiment nationwide. But polling in Osaka shows opposition to the idea is fading.
+
+MGM Resorts International is partnering with Japanese financial services firm Orix Corp on the project. The initial investment in the resort on Yumeshima, an artificial island in Osaka Bay, will be ¥1.08 trillion ($7.9 billion).
+
+CEO William Hornbuckle said this month construction is likely to begin late this year or early in 2024, with the facility set to open for business in the first half of 2030, indicating a slight further delay from a 2029 target set earlier.
+
+Concern over addiction and public safety contributed to the delay in approval for casinos in Japan, although the country already allows gambling on horse, bike and motorboat racing — while online betting boomed during the pandemic. Pachinko pinball parlors, another form of gambling, are common throughout the country.
+
+“This IR is a very important first step for Japan in terms of changing the impression among the Japanese public,” said Jay Defibaugh, an analyst with CLSA in Tokyo. “That’s certainly what Marina Bay Sands and also the Sentosa project did for Singapore. It helped to bring people in. It helped to change the image of Singapore to a place that people can have more fun.”","{'positive': 0.026093118, 'negative': 0.92341423, 'neutral': 0.050492655}","Osaka Governor Hirofumi Yoshimura said that the delay to plans for Japan's first casino resort won't have an adverse effect on the project in the long run. The Osaka plan for a so-called “integrated resort” featuring hotels, entertainment and conference centers as well as a casino, gained government approval in April. The initial investment in the resort on Yumeshima, an artificial island in Osaka Bay, will be ¥1.08 trillion ($7.9 billion). Construction is likely to begin late this year or early in 2024, with the facility set to open for business in the first half of 2030. Concern over addiction and public safety contributed to the delay in approval for casinos in Japan, although the country already allows gambling on horse, bike and motorboat racing.","Years of delay to plans for Japan’s first casino resort won’t have an adverse effect on the project in the long run, Osaka Governor Hirofumi Yoshimura said, as the facility looked set to open in 2030.",MGM,Services,Casinos & Gaming,MGM Resorts International,"{'Internal Controls on Money Laundering': 'By the nature of its business, the Casinos & Gaming industry can be attractive to criminals seeking to launder money or disguise the origin of funds. Risk factors include the large amount of cash transactions, accessibility to multiple facilities, and customer anonymity. Therefore, strict and robust internal controls are necessary for entities to prevent violations of reporting and money laundering regulations. Casino operators that fail to detect and prevent money laundering activities may open themselves to investigations. Violations of anti-money laundering laws and regulations could result in criminal prosecution and/or substantial regulatory penalties.', 'Responsible Gaming': 'While the main purpose of gambling is entertainment, the industry faces a negative perception that is often related to pathological gambling. In addition to pathological gambling which is a progressive addiction characterised by increasing preoccupation with gambling, customers may also experience problem gambling, a less severe form of pathological gambling. While casinos do not cause problem gambling, they provide opportunities to gamble and may earn disproportionately greater revenue from pathological and problem gamblers. Responsible gambling encompasses industrybest practices to mitigate the impacts of problem gambling that may result from violations of self-exclusion lists, irresponsible advertising, gambling by minors, or instances where the entity has otherwise enabled gambling problems. Highly-publicised incidents related to pathological and problem gambling may damage entities’ reputations and result in regulatory curtailment of their licenses to operate. ', 'Energy Management': 'With many facilities open 24 hours a day, the Casinos & Gaming industry requires a large amount of energy to operate. Casino facilities often have few windows and therefore rely on their buildings’ mechanical systems for heating, ventilation, air-conditioning (HVAC) and lighting. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change and pollution, and have the potential to impact casino entities’ results of operations. Entities that rely on electricity consumption for their operations increasingly must manage energy efficiency as well as energy availability, including the risks and opportunities associated with energy sourcing from fossil fuels or from renewable and alternative energy sources.', 'Smoke-free Casinos': 'Casino facilities are usually climate-controlled environments with internal air circulation, and have a relatively high concentration of employees and customers. While anti-smoking campaigns have helped some regions enact smoking bans for public places, many casinos remain exempt from such bans. Smoke exposes employees and customers to risks of heart attacks and cancer. In addition, studies have shown that casino dealers exposed to secondhand smoke have higher-than-average rates of respiratory illness. Entities that derive a significant portion of their revenue from smoking customersmay be negatively affected by smoking bans, which are becoming more common. Alternatively, by creating smoke-free facilities, casino operators may be better positioned to attract more non-smoking patrons.'}","{'Internal Controls on Money Laundering': 0.7748372088766217, 'Responsible Gaming': 0.7974531080090717, 'Energy Management': 0.7950171083978802, 'Smoke-free Casinos': 0.7969447810075577}",0.7974531080090717,Promod,Minor focus,Major focus,Neutral,Responsible Gaming,No focus,,,2023-05-18T21:25:29+00:00,https://www.dailymail.co.uk/health/article-12100311/Fertility-app-used-500k-women-sold-private-health-data-shady-Chinese-firms.html,"[{'name': 'identifiable user health information', 'weight': 0.10453513}, {'name': 'sensitive information', 'weight': 0.09425323}, {'name': 'sensitive data', 'weight': 0.089870594}, {'name': 'health privacy', 'weight': 0.08962658}, {'name': 'reproductive health', 'weight': 0.086420745}, {'name': 'confidential information', 'weight': 0.08400805}, {'name': 'reproductive health conditions', 'weight': 0.08309435}, {'name': 'personal information', 'weight': 0.08210922}, {'name': 'private data', 'weight': 0.08116434}, {'name': 'precise geolocation information', 'weight': 0.078089945}]",[{'name': 'Health'}],"[{'data': 'Chinese', 'type': 'NORP', 'mentions': 2}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'Premom', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Easy Healthcare', 'type': 'ORG', 'mentions': 3}, {'data': 'FTC', 'type': 'ORG', 'mentions': 5}, {'data': 'the Supreme Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Illinois', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Brian Schwalb', 'type': 'PERSON', 'mentions': 1}, {'data': 'Premom', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Flo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'HIPAA', 'type': 'LAW', 'mentions': 1}, {'data': 'the Health Breach Notification Rule', 'type': 'LAW', 'mentions': 1}]","A popular fertility app used by women to track their reproductive health will pay $200,000 to settle claims that it shared highly sensitive data from thousands of users to shady Chinese companies.
+
+Premom - an Illinois-based company that purports to have about half a million users who can upload confidential information about their menstrual cycles, reproductive health conditions, and other fertility-related data.
+
+The company was charged with giving away identifiable user health information and precise geolocation information with Google and two China-based companies known for 'suspect privacy practices.'
+
+Easy Healthcare, Premom’s developer, has pledged to stop sharing sensitive information, though it did not admit to any wrongdoing.
+
+Last year’s upending of legal abortion access brought a renewed wave of concerns over health privacy as millions of American women use fertility apps to keep track of their cycles, which could potentially be used to penalize anyone seeking or considering an abortion.
+
+DC Attorney General Brian Schwalb said: ‘District residents who used the Premom app were entitled to have their locations and devices kept confidential, but Easy Healthcare shared that private information with third parties without notice or consent, putting users at risk.
+
+‘Now more than ever, with reproductive rights under attack across the country, it is essential that the privacy of healthcare decisions is vigorously protected. My office will continue to make sure companies protect consumers’ personal information to protect against unlawful encroachment on access to effective reproductive healthcare.’
+
+The FTC did not disclose the names of the Chinese firms that got hold of the sensitive information, but said they had been ‘flagged for suspect privacy practices.’
+
+The widespread concerns about sharing sensitive data regarding reproductive health hit a fever pitch in June 2022 when the Supreme Court overturned a 50 year precedent for legal abortion.
+
+The data stored on apps like Premom is extremely telling – when a period stops or starts and when a pregnany starts and stops. And privacy experts have been on edge since then, knowing full well that data could be subpoenaed or sold to third parties.
+
+The app launched in 2017 but enjoyed a major milestone in November 2019 with half a million downloads.
+
+During the pandemic, business shifted to a largely remote platform across many industries. Premom began offering virtual consultations with fertility specialists in July 2020.
+
+HIPAA, the federal health information privacy law, does not have jurisdiction over period tracking apps and in fact aspects of the law have failed to keep up with the advent of new technologies such as fitness trackers.
+
+Easy Healthcare, for its part, said: ‘Our agreement with the FTC is not an admission of any wrongdoing. Rather, it is a settlement to avoid the time and expense of litigation and enables us to put this matter behind us and focus on you, our users.
+
+‘Rest assured that we do not, and will not, ever sell any information about users’ health to third parties, nor do we share it for advertising purposes… Protecting users’ data is a high priority, which is why we have always been transparent with and cooperated fully throughout the FTC’s review of our privacy program.’
+
+Under the settlement, the company has agreed to a $100,000 civil penalty for violating the Health Breach Notification Rule, according to the FTC.
+
+It will also pay $100,000 to the state AGs.
+
+Wednesday’s settlement agreement follows FTC action taken against a similar app called Flo about three years ago. The app, used by over 100 million women, received a slap on the wrist for failing to put limits on how third-party companies such as Google and Facebook could use the health information of millions of women, which led to these companies using the private data for targeted online ads.
+
+The investigation found that the app was sharing data all while the company repeatedly promised users that their data would be protected and not shared with others.",7be6da0f9313404ca02afd000b0e787a,Fertility app used by 500k women sold private data to shady firms,4,,,,
+20675,"MetLife (MET) Could Be a Great Choice - Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.
+
+While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends account for significant portions of long-term returns, with dividend contributions exceeding one-third of total returns in many cases.
+
+Headquartered in New York, MetLife (MET) is a Finance stock that has seen a price change of -18.38% so far this year. Currently paying a dividend of $0.5 per share, the company has a dividend yield of 3.39%. In comparison, the Insurance - Multi line industry's yield is 2.28%, while the S&P 500's yield is 1.76%.
+
+In terms of dividend growth, the company's current annualized dividend of $2 is up 1% from last year. MetLife has increased its dividend 5 times on a year-over-year basis over the last 5 years for an average annual increase of 4.28%. Future dividend growth will depend on earnings growth as well as payout ratio, which is the proportion of a company's annual earnings per share that it pays out as a dividend. MetLife's current payout ratio is 29%, meaning it paid out 29% of its trailing 12-month EPS as dividend.
+
+Earnings growth looks solid for MET for this fiscal year. The Zacks Consensus Estimate for 2023 is $8.32 per share, with earnings expected to increase 21.46% from the year ago period.
+
+Investors like dividends for many reasons; they greatly improve stock investing profits, decrease overall portfolio risk, and carry tax advantages, among others. But, not every company offers a quarterly payout.
+
+Big, established firms that have more secure profits are often seen as the best dividend options, but it's fairly uncommon to see high-growth businesses or tech start-ups offer their stockholders a dividend. Income investors have to be mindful of the fact that high-yielding stocks tend to struggle during periods of rising interest rates. That said, they can take comfort from the fact that MET is not only an attractive dividend play, but is also a compelling investment opportunity with a Zacks Rank of #2 (Buy).
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.8553927, 'negative': 0.013348505, 'neutral': 0.13125883}","MetLife (MET) is a Finance stock that has seen a price change of -18.38% so far this year, with a dividend yield of 3.39%. The company's current annualized dividend of $2 is up 1% from last year, and it has increased its dividend 5 times on a year-over-year basis over the last 5 years. Investors like dividends for many reasons, but not every company offers a quarterly payout. MetLife is a compelling investment opportunity with a Zacks Rank of #2 (Buy).","Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does MetLife (MET) have what it takes? Let's find out.",MET,Financials,Insurance,Metlife Inc,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity‚Äôs approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity‚Äôs ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7506585884456315, 'Policies Designed to Incentivise Responsible Behaviour': 0.7589076879453186, 'Systemic Risk Management': 0.7527827319731585, 'Transparent Information & Fair Advice for Customers': 0.762290874366105, 'Physical Risk Exposure': 0.7464378010549306, 'Factors in Investment Management': 0.7849129982509028}",0.7849129982509028,Promod,No focus,No focus,Neutral,,No focus,,,2022-10-31T20:36:25+00:00,https://nypost.com/2022/10/31/lottery-app-jackpocket-creates-convenience-as-powerball-hits-1-billion/,"[{'name': 'ticket sales', 'weight': 0.10697382}, {'name': 'New York state', 'weight': 0.095536955}, {'name': 'New York', 'weight': 0.092083976}, {'name': 'Peter Sullivan', 'weight': 0.08554381}, {'name': 'Sullivan', 'weight': 0.07929509}, {'name': 'New Jersey', 'weight': 0.077975586}, {'name': 'Powerball', 'weight': 0.07358349}, {'name': 'Black Friday', 'weight': 0.07307597}, {'name': 'all Powerball lottery ticket sales', 'weight': 0.07157479}, {'name': 'App users', 'weight': 0.061862502}]",[],"[{'data': 'Powerball', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'Jackpocket', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Powerballs', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'New York', 'type': 'GPE', 'mentions': 2}, {'data': 'New Jersey', 'type': 'GPE', 'mentions': 1}, {'data': 'Powerball', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Jackpocket', 'type': 'ORG', 'mentions': 3}, {'data': 'Lotto.com', 'type': 'ORG', 'mentions': 2}, {'data': 'the New York Gaming Commission', 'type': 'ORG', 'mentions': 2}, {'data': 'Peter Sullivan', 'type': 'PERSON', 'mentions': 5}]","You could win Monday night’s historic $1 billion Powerball with just a click of a button.
+
+More and more of the tickets for the game are starting to be bought online — with the app Jackpocket responsible for about 15% of ticket sales in New York state for Powerball, since it began its current prize run in August.
+
+“If you think of like Amazon and Black Friday, these jackpots are kind of our Black Friday’s,” said Peter Sullivan, the founder of the company, where ticket sales are up 54% since Oct. 12.
+
+“Usually we get one or two every few months, but this one’s exciting since it’s coming off 37 consecutive Powerballs that have not been won.”
+
+The app, which is available in New York and New Jersey, as well as 11 other states, has made it possible to win big without even leaving your home. Jackpocket is now responsible for 11% of all Powerball lottery ticket sales across the country, the company said.
+
+Jackpot, as well as another betting company Lotto.com, are the only licensed lottery courier services by the New York Gaming Commission. They are run separately from the New York Lottery. Lotto.com’s market share was not available.
+
+“I think we’ve all become accustomed to having that convenience at the palm of our hands,” Sullivan said.
+
+According to Sullivan, the convenience goes beyond not having to stand in a line at a convenience store to purchase a ticket.
+
+Forgetful gamblers will never have to worry about checking their ticket again.
+
+“You buy your ticket, you see that nobody won and now it’s up to a billion dollars,” Sullivan said, noting that people then won’t check their tickets.
+
+“So you know you didn’t win the jackpot, but a lot of people, turns out, will win 10, 20, 40 bucks,” Sullivan said. “What’s nice about the Jackpocket app is it gives you a push notification that you’ve won.”
+
+App users can then decide if they want to withdraw the amount or put it into the next jackpot.
+
+The app doesn’t take any portion of its user’s winnings, but it is a courier service meaning a service fee is charged when players fund their accounts.
+
+While the odds of winning any number of the Powerball prizes are 1 in 24.9, the chances of winning the Powerball jackpot are 1 in 292.2 million, according to the organization.
+
+Jackpot winners have the option of receiving their prize in a lump sum, which would amount to about $497 million in cash if won today, or as an annuity paid out over 30 years.",28cbde589b2b4954a5e39dd9df22624e,More and more tickets being sold online as Powerball hits $1 billion,4,,,,
+33685,"New York Cements Itself as the Gold Mining Capital of the World - New York Cements Itself as the Gold Mining Capital of the World
+
+(Bloomberg) -- The momentum has been building for years, but this week made it official: the epicenter of the gold mining industry now lies firmly in New York.
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+
+The announcement that top-five producer AngloGold Ashanti Ltd. will move its primary listing to the New York Stock Exchange represents the severing of more than a century of ties with South Africa, three years after selling its last mine in the country. But it also points to a wider reality for the gold mining market: if you’re looking to tap more investors and capital, there’s only one place to be.
+
+New York’s status as a global hub for gold equities has expanded in recent years after a series of mega deals reshaped the industry, creating two North American behemoths that dominate the space — both of which trade in New York. The concentration of industry-specific exchange-traded funds have also added to the attraction.
+
+“It’s where the largest pool of capital by far is,” AngloGold Chief Executive Officer Alberto Calderon said in an interview Friday. “It’s where the specialist investors who like gold are.”
+
+For years, New York vied with London as the world’s premier gold-equity trading hub, while Toronto, Johannesburg and Sydney also put up a valiant fight. But the competition now seems all but over. (In AngloGold’s case, London, which was long touted as a potential listing venue, must instead settle for being home to the miner’s new headquarters.)
+
+The importance of New York trading is already apparent for AngloGold. The company’s secondary listing there already accounts for about two thirds of its trading volumes, providing a disproportionate amount of liquidity, given only about one third of shares are held by US investors.
+
+AngloGold’s move comes as gold itself edges toward a record, driving investor interest. The metal has risen amid banking sector turmoil, strong central-bank buying and increasing bets the Fed will start cutting interest rates later this year.
+
+The US is also home to the world’s biggest gold mining ETFs, such as The VanEck Gold Miners ETF. As more investors pile into exchange-traded products as an easy exposure to the metal, a heavier weighting is a quick route to increase liquidity.
+
+For a while, the London Stock Exchange — home to most of the world’s biggest diversified miners — looked poised to hold its own. London-listed Randgold Resources became a poster child for the industry and its record as the FTSE 100’s best-performing company drew others to list there in attempt to replicate the “Randgold premium.”
+
+But London’s revival fizzled out. The companies that tried to replicate Randgold struggled with operational setbacks, while Randgold itself was so successful that it completed a de facto reverse takeover of Barrick, with CEO Mark Bristow taking over the enlarged company.
+
+At the time, Bristow was particularly pleased that he secured the GOLD ticker for the company to trade on in New York, creating obvious brand appeal for bullion-hungry investors.
+
+Today, Barrick’s volume in New York is roughly three times the number of shares changing hands in Toronto.
+
+In 2019, US rival Newmont Corp. followed the Barrick-Randgold tie-up with its own transformational deal, buying Canada’s Goldcorp. Newmont — now the world’s biggest gold miner — appears about to get even bigger, as it pursues a $19.5 billion takeover of Newcrest Mining Ltd.
+
+The series of mega deals, backed by US investors with a keen appetite for bullion and the companies that mine it, has left many of their one-time rivals looking increasingly irrelevant.
+
+Newmont — even before its planned purchase of Newcrest — is worth $36.5 billion and Barrick $33.7 billion. AngloGold is valued by its investors at just $10.7 billion.
+
+While much of the discrepancy is because the larger companies produce more gold at a lower cost, AngloGold also believes having more US shareholders will help close the valuation gap.
+
+Currently, about 35% of AngloGold’s investors are US based, a number it expects to rise over time.
+
+“For the relative size of our company, we are significantly underrepresented in that pool of capital,” said Calderon.
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+• None Your Ad Data Is Now Powering Government Surveillance","{'positive': 0.46477953, 'negative': 0.033899456, 'neutral': 0.501321}","This week, top-five producer AngloGold Ashanti Ltd. announced it would move its primary listing to the New York Stock Exchange. This move marks the severing of more than a century of ties with South Africa and points to a wider reality for the gold mining market. The concentration of industry-specific exchange-traded funds have also added to the attraction, and the importance of New York trading is already apparent for AngloGold. The metal has risen amid banking sector turmoil, strong central-bank buying and increasing bets the Fed will start cutting interest rates later this year. AngloGold believes having more US shareholders will help close the valuation gap.","(Bloomberg) -- The momentum has been building for years, but this week made it official: the epicenter of the gold mining industry now lies firmly in New York.Most Read from BloombergThis New Airline Is Raising the Bar, From First Class to EconomyYellen Says ‘We Have to Default’ on Something If Congress FailsTesla Recalls Virtually Every Car It Has Sold in ChinaFlorida’s Money Man Threatens to Cut Ties With Bank of America, Wells FargoElon Musk Picks Linda Yaccarino as Next Twitter CEOThe announ",NEM,Extractives & Minerals Processing,Metals & Mining,Newmont Corp,"{'Tailings Storage Facilities Management': 'The Metals & Mining industry faces significant operational hazards, particularly those associated with the structural integrity of tailings storage facilities (TSFs). A catastrophic failure of such facilities (e.g., a dam failure) can release significant volumes of waste streams and potentially harmful materials into the environment, leading to highconsequenceimpacts on ecosystems, human livelihood, local economies, and communities. Such catastrophic incidents may result in significant financial losses for entities and may erode their reputation and social license to operate. Robust approaches to tailings facilities design, management, operation, and closure, as well as appropriate management of associated risks, canhelp prevent such incidents from occurring. Entities that adopt comprehensive practices to maintain the integrity and safety of TSFs may do so through assigning accountability for tailings management at the highest levels of the entity, conducting frequent internal and external independent technical reviews of TSFs, and ensuring that mitigation measures are implemented in a timely manner in case of a safety concern. Additionally, a strong safety culture and well-established emergency preparedness and response plans can mitigate the impacts and financial implications of such events should they occur. Company obligations related to long-term remediation and compensation for damages may result in additional financial impacts in case of a failure. The ability for entities to meet such obligations after an incident occurs is an additional component of emergency preparedness.', 'Greenhouse Gas Emissions': 'Mining operations are energy-intensive and generate significant direct greenhouse gas (GHG) emissions, including carbondioxide from fuel use during mining, ore processing and smelting activities. The extent and type of GHG emissions can vary depending on the metal mined and processed. Regulatory efforts to reduce GHG emissions in response to climate change- related risks may result in additional regulatory compliance costs and risks for metals and mining entities. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Such efficiencies can mitigate the potential financial effect of increased fuel costs from regulations to limit—or put a price on—GHG emissions.', 'Water Management': 'Mining and metals production can affect both the availability and the quality of local water resources. Metals and mining entities face operational, regulatory and reputational risks because of water scarcity, costs of water acquisition, regulations on effluents or the amount of water used, and competition with local communities and other industries for limited water resources. Effects associated with water management may include higher costs, liabilities and lost revenues because of curtailment or suspension of operations. The severity of these risks may vary depending on the region’s water availability and the regulatory environment. Entities in the industry may deploy new technologies to manage risks related to water risk, including desalination, water recirculation and innovative waste-disposal solutions. Reducing water use and contamination can create operational efficiencies for entities and reduce their operating costs.', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the mining industry. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to mining reserves. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these laws could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The development, operation, closure, and remediation of mines can have a range of impacts on biodiversity, such as alterations of landscape, vegetation removal, and impacts to wildlife habitats. Acid rock drainage is a particularly significant risk: it is highly acidic water, rich in heavy metals, formed when surface and shallow subsurface water come into contact with mining overburden. Acid rock drainage can have harmful effects on humans, animals, and plants. Biodiversity impacts of mining operations can affect the valuation of reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extraction costs due to increasing interest in the protection of ecosystems. Entities could also face regulatory or reputational barriers to accessing reserves inecologically sensitive areas. This may include new protection status afforded to areas where reserves are located. Metals and mining entities face regulatory risks related to reclamation after a mine is decommissioned, per applicable regulatory requirements to restore mined property according to a prior, approved reclamation plan. Material costs may arise from removing or covering refuse piles, meeting water treatment obligations, and dismantling infrastructure at the end of life. Furthermore, ongoing mining operations are subject to laws protecting endangered species. Entities that have an effectiveenvironmental management plan for different stages of the project lifecycle may minimise their compliance costs and legal liabilities, face less resistance in developing new mines, and avoid difficulties in obtaining permits, accessing reserves,and facing delays in project completion.', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from the Metals & Mining industry include hazardous air pollutants, criteria air pollutants, and Volatile Organic Compounds (VOCs) from smelting and refining activities. These can have significant, localised human health and environmental impacts. Depending on the metal, uncaptured sulphur dioxide, lead, mercury, cadmium, and arsenic are among the chief pollutants, along with particulate matter. Financial impacts resulting from air emissions will vary depending on the specific location of operations and the applicable air emissions regulations. Active management of the issue—through technological and process improvements—could allow entities to limit the impacts ofincreasingly stringent air quality regulations globally. Entities could also benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Energy Management': 'Mining and metals production is often energy-intensive, with a significant proportion of energy consumption in the industry accounted for by purchased electricity. Although fuel combustion on-site contributes to the industry’s direct (Scope 1) GHG emissions, electricity purchases from the grid can result in indirect, Scope 2 emissions. The energy intensityof operations may increase with decreasing grades of deposits and increasing depth and scale of mining operations. The choice between on-site versus grid-sourced electricity and the use of alternative energy can be important in influencing both the costs and reliability of energy supply. Affordable and easily accessible energy is an important competitive factor in a commodity market driven by global competition, and purchased fuels and electricity can account for a significant proportion of total production costs. The way in which an entity manages its overall energy efficiency and intensity, its reliance on different types of energy, and its ability to access alternative sources of energy, can therefore be a material factor.', 'Community Relations': 'Mining facilities are frequently active over long periods of time, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected through environmental and social impacts of mining operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. Mining entities rely upon support from local communities to be able to obtain permits and leases as well as to conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of a mining entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about direct impacts of projects, the presence of mining activities may give rise to associated socio-economic concerns, such as education, health, livelihoods, and food security for the community. Metals and mining entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socio-economic benefits in return may be exposed to the risk of actions, motivated by resource nationalism, and by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights and interests. Strategies are often underpinned by the integration of community engagement into phases of the project cycle. Entities are beginning to adopt a “shared value” approach to provide a key socio-economic benefit to the community while allowing the entity to profitably operate.', 'Workforce Health & Safety': 'Safety is critical to mining operations due to the often hazardous working conditions. The Metals & Mining industry has relatively high fatality rates compared to other industries. Fatalities or injuries can result from a number of hazards associated with the industry, including powered haulage and machinery as well as mine integrity. Poor health and safety records can result in fines and penalties, and an increase in regulatory compliance costs from more stringent oversight. Anentity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Labour Relations': 'Metals and mining entities face inherent tension between the need to lower the cost of labour to remain price competitive, and to manage human resources to ensure long-term performance. Working conditions related to metal andmining operations are usually physically demanding and hazardous. Labour unions play a key role in representing workers’interests and managing collective bargaining for better wages and working conditions. At the same time, metals and mining entities often operate in areas where worker rights are not adequately protected. The nuances of both domestic and international worker concerns make management of labour relations critical for metals and mining entities. Conflict with workers can result in labour strikes and other disruptions that can delay or stop production. Work stoppages frequently result in significant lost revenue and reputational damage. Continued labour stresses can impact the long-term profitability of the business. At the same time, positive outcomes of effective labour engagement can include enhanced work practices, labour utilisation, as well as the reduction in safety incidents, accidents, or fatalities.', 'Waste & Hazardous Materials Management': 'The Metals & Mining industry generates large volumes of non-mineral and mineral wastes, including waste rock, tailings, slurries, slags, sludges, smelting, and industrial wastes, some of which may contain substances that are toxic, hazardous, or chemically reactive. Mineral processing sometimes also requires the use of hazardous materials for metal extraction. Waste produced during mining operations, depending on its type, can be treated, disposed of, or stored in on- or off-site impoundments or old mine pits. Improper storage or disposal of hazardous materials used in operations or mining waste can present a significant long-term threat to human health and ecosystems through potential contamination of groundwater or surface water that is used for drinking or agriculture purposes. Entities that reduce waste streams while implementing policies to manage risks related to handling hazardous materials may emjoy lower regulatory and litigation risks, remediation liabilities, and costs.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Metals and mining entities face additional community-related risks when operating in conflict zones and in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights. They also face risks when operating in areas with vulnerable communities, such as indigenous peoples. Entities using private or government securityforces to protect their workers and assets may knowingly, or unknowingly, contribute to human rights violations, including use of excessive force. Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failingto account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could facesubstantial costs related to compensation or settlement payments, and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities. These instruments include obtaining the free, prior, and informed consent of indigenous peoples for decisions affecting them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Tailings Storage Facilities Management': 0.7538540349342036, 'Greenhouse Gas Emissions': 0.771926478318217, 'Water Management': 0.7503796202749324, 'Business Ethics & Transparency': 0.7479787237622476, 'Biodiversity Impacts': 0.7336602365761743, 'Air Quality': 0.7646067120395227, 'Energy Management': 0.7637440925078801, 'Community Relations': 0.7575450861138506, 'Workforce Health & Safety': 0.7509390530487725, 'Labour Relations': 0.7702858307467508, 'Waste & Hazardous Materials Management': 0.7478405731543741, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7531408320273579}",0.771926478,Promod,Minor focus,Major focus,Positive,"Community Relations, Business Ethics & Transparency",No focus,,,2023-02-08T22:16:21+00:00,https://www.newsmax.com/newsmax-tv/fitzgerald-newsmax-directv/2023/02/08/id/1107870/,"[{'name': 'Newsmax', 'weight': 0.09317307}, {'name': 'Newsmax CEO Christopher Ruddy', 'weight': 0.08782154}, {'name': 'network', 'weight': 0.07871818}, {'name': 'carriage fees', 'weight': 0.075016364}, {'name': 'DirecTV', 'weight': 0.07340486}, {'name': 'AT&T customers', 'weight': 0.067958206}, {'name': 'CNN Business', 'weight': 0.065374196}, {'name': 'conservative voices', 'weight': 0.062138792}, {'name': 'Fitzgerald', 'weight': 0.06058757}, {'name': 'CNN', 'weight': 0.059951782}]",[{'name': 'Politics'}],"[{'data': 'Fitzgerald', 'type': 'PERSON', 'mentions': 6}, {'data': 'Christopher Ruddy', 'type': 'PERSON', 'mentions': 2}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ron DeSantis', 'type': 'PERSON', 'mentions': 4}, {'data': 'Newsmax', 'type': 'ORG', 'mentions': 12}, {'data': 'DirecTV', 'type': 'ORG', 'mentions': 7}, {'data': 'Congress', 'type': 'ORG', 'mentions': 4}, {'data': 'AT&T', 'type': 'ORG', 'mentions': 4}, {'data': 'CNN Business', 'type': 'ORG', 'mentions': 3}, {'data': 'OAN', 'type': 'ORG', 'mentions': 2}, {'data': '[One American News', 'type': 'ORG', 'mentions': 2}, {'data': 'the Republican Party', 'type': 'ORG', 'mentions': 1}, {'data': 'Truth Social', 'type': 'ORG', 'mentions': 1}, {'data': 'Deadline.com', 'type': 'ORG', 'mentions': 1}, {'data': 'R', 'type': 'NORP', 'mentions': 1}, {'data': 'Wis.,', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'American Agenda', 'type': 'WORK_OF_ART', 'mentions': 1}]","Rep. Scott Fitzgerald, R-Wis., told Newsmax Wednesday that DirecTV's decision to drop the network from its channel lineup was ""disappointing."" Also, several members of Congress are concerned that censorship of conservative media could become more widespread.
+
+""It's disappointing, and it kind of falls into the same folder as a lot of the other items where conservative voices like Newsmax are being curtailed, or there's an attempt to censor them,"" said Fitzgerald, while appearing on ""American Agenda.""
+
+""In discussions that I've had directly with AT&T,"" DirecTV's parent company, ""they're kind of pretending that there's nothing to see here, but you can tell there's a number of members of Congress that are starting to grow more and more concerned that this could spread,"" said Fitzgerald.
+
+DirecTV cut the news channel off from its 13 million subscribers Jan. 24, while citing a dispute over ""carriage fees.""
+
+The company also claimed that keeping Newsmax would have led to ""significantly higher costs that we would have to pass on to our broad customer base,"" CNN Business reported Jan. 26.
+
+""We continually evaluate the most relevant programming to provide our customers and expect to fill this available channel with new content,"" DirecTV said in a statement to CNN, adding that it wanted to ""continue to offer the network.""
+
+In a counter statement, Newsmax CEO Christopher Ruddy characterized DirecTV's move as political in nature, especially coming just a few months after the service removed another conservative network, OAN, from its offerings.
+
+""This is a blatant act of political discrimination and censorship against Newsmax,"" Ruddy said in the statement. ""The most extreme liberal channels, even with tiny ratings, get fees from AT&T's DirecTV, but Newsmax and [One American News] need to be deplatformed.""
+
+Former President Donald Trump and Florida Gov. Ron DeSantis have already come to Newsmax's defense, while also criticizing AT&T's rationale in dropping the fourth highest-rated news network in the cable landscape, and a top-20 channel overall.
+
+Removing Newsmax ""is a big blow to the Republican Party, and to America itself,"" Trump recently posted on Truth Social, according to CNN.
+
+And DeSantis called for an investigation into the companies for ""targeting"" OAN and Newsmax, Deadline.com reported Jan. 31.
+
+""I think there should be no ideological litmus test when you have these big companies that have the decision to make or break a news network, or any type of network,"" DeSantis said.
+
+""They will give different rationales for why they don't want to do it, but the reality is they have so much other content that is very lightly viewed, and they keep that on, and it seems it is the One America News and the Newsmax that are being targeted. So, I think it does warrant an investigation,"" added DeSantis
+
+Fitzgerald said the members of Congress are also working on legislation to fix the issue.
+
+""If you talk to the members that are engaged directly, it sounds like they're still working on legislation, which certainly would get the attention of many members of Congress,"" said Fitzgerald. ""So, this isn't over by any means.""
+
+Actions to Take Now
+
+2. AT&T customers call toll free at 888-855-2338 to cancel/complain for U-verse, cellular, and wireless services.
+
+3. Call your congressman or senator at 202-224-3121 and demand they stop AT&T DirecTV's censorship of NEWSMAX — ask them to give you a date on the hearings!
+
+4. Go to our online petition and get more info: iWantNewsmax.com.",c12355d81050473e89f4163372441061,Rep. Fitzgerald to Newsmax: DirecTV Dropping Newsmax 'Disappointing',4,,,,
+12072,"Shareholders v. Tesla, Nasdaq's diversity rule: Securities cases to ... - (Reuters) - Some of the biggest securities cases of 2023 are surely yet to come, but major litigation is already on the docket. Courts are set to grapple with whether Elon Musk defrauded Tesla shareholders, whether investors can sue over misstatements in direct listings and if Nasdaq's board diversity rule is constitutional.
+
+Here are some securities cases to watch in 2023.
+
+In January, Elon Musk and Tesla Inc are set to face a jury in a shareholder class action claiming that Musk fraudulently inflated Tesla stock in 2018 by falsely tweeting that he was considering taking the electric vehicle company private. Musk and Tesla have said the statements did not violate the law.
+
+Trials are a rarity in shareholder class actions, with fewer than 1% being tried to verdict between 1997 and 2018, according to securities litigation consulting firm Cornerstone Research.
+
+The lawsuit in San Francisco federal court seeks unspecified damages from Musk, Tesla and its directors on behalf of investors who bought or sold Tesla stock in the days after Musk's announcement on Twitter.
+
+U.S. District Judge Edward Chen, who is overseeing the trial, has ruled that those statements were false and that Musk made them recklessly. At trial, the jury will determine whether the statements mattered to investors and how they affected Tesla stock.
+
+The case is In re Tesla Inc Securities Litigation, No. 18-04865.
+
+The 5th U.S. Circuit Court of Appeals is expected to rule this year on conservative activists' challenge to Nasdaq's board diversity rule, which requires companies listed on the exchange to have diverse boards, or explain why they do not.
+
+The rule was introduced in late 2020, after protests in the U.S. over racial injustice sparked discussion about corporate board diversity.
+
+But the groups say it violates the Constitution by encouraging discrimination and violating companies' right to free speech.
+
+Nasdaq has argued the rules level the playing field between large investors that have the resources to compile boards' demographic information and small investors who do not.
+
+The case is Alliance for Fair Board Recruitment v. SEC, No. 21-60626.
+
+The U.S. Supreme Court will hear a bid by Slack Technologies Inc to avoid a lawsuit accusing the workplace communication software company of misstatements in its 2019 direct listing - an alternative to an initial public offering.
+
+U.S. law allows investors to sue over misleading offering materials, but only when their shares are ""traceable"" to the materials.
+
+The justices will consider how to apply that to direct listings, where unregistered insider shares and registered shares issued pursuant to offering materials are made available at the same time and are practically impossible to distinguish.
+
+The 9th U.S. Circuit Court of Appeals ruled in September that blocking lawsuits over direct listings would create a loophole and let companies avoid liability for misstatements.
+
+Slack has argued the 9th Circuit's ruling conflicts with decisions by other courts and would allow investors to sue over offering materials without tracing their stock back to the applicable offering.
+
+The case is Slack v. Pirani, No. 22-200.","{'positive': 0.02043453, 'negative': 0.6323841, 'neutral': 0.34718132}","
+
+The case is In re Tesla Inc Securities Litigation, No. 18-04865.
+
+The 5th U.S. Circuit Court of Appeals is expected to rule this year on conservative activists' challenge to Nasdaq's board diversity rule, which requires companies listed on the exchange to have diverse boards, or explain why they do not.
+
+The rule was introduced in late 2020, after protests in the U.S. over racial injustice sparked discussion about corporate board diversity.
+
+But the groups say it violates the Constitution by encouraging discrimination and violating companies' right to free speech.
+
+Nasdaq has argued the rules level the playing field between large investors that have the resources to compile boards' demographic information and small investors who do not. 
+
+U.S. law allows investors to sue over misleading offering materials, but only when their shares are ""traceable"" to the materials. 
+
+The justices will consider how to apply that to direct listings, where unregistered insider shares and registered shares issued pursuant to offering materials are made available at the same time and are practically impossible to distinguish. 
+
+Slack has argued the 9th Circuit's ruling conflicts with decisions by other courts and would allow investors to sue over offering materials without tracing their stock back to the applicable offering.","Some of the biggest securities cases of 2023 are surely yet to come, but major litigation is already on the docket. Courts are set to grapple with whether Elon Musk defrauded Tesla shareholders, whether investors can sue over misstatements in direct listings and if Nasdaq's board diversity rule is constitutional.",NDAQ,Financials,Security & Commodity Exchanges,Nasdaq Inc,"{'Managing Conflicts of Interest': 'Security and commodity exchanges are responsible for the oversight of member entities. Specifically, firms in this industry monitor membership information and regulatory compliance to ensure market integrity and transparency. For example, in the U.S., they investigate and prosecute member entities that violate the Securities and Exchange Act. Recent controversies relating to market manipulation, tax fraud, investor protection rules, and anti-trust have raised concern about conflicts of interest that arise due to security and commodity exchanges’ position as self-regulatory organisations (SROs). Rapid innovation in financial markets provides significant opportunities to enhance profitability. However, exchanges must continue to fulfil their responsibilities as SROs to ensure open and fair access to all investors, to publish rules and fees, and to oversee trading. Entities that avoid fraudulent or unethical activities will maintain market integrity, limit reputational damage, and ensure their long-term sustainable growth.', 'Promoting Transparent & Efficient Capital Markets': 'Security and commodity exchanges have a responsibility to ensure equal access to capital markets for all investors. As public markets, these entities play a critical role in efficient capital allocation and the equal application of rules to all participants. In addition, entities must manage the release of public information to prevent asymmetries. Further, with theadvent of high-frequency trading there is heightened concern that technology can lead to advantages for certain traders at the expense of others. Information asymmetries that lead to unfair arbitrage could result in litigations and, potentially, regulatory penalties, additional regulatory oversight and compliance costs, as well as reputational damage that may hurt trading volumes and thus revenues. Disclosure of policies relating to information releases, halts of trading, and the risks and opportunities associated with algorithmic or high-frequency trading will allow investors to further understand how security and commodity exchanges protect shareholder value.', 'Managing Business Continuity & Technology Risks': 'Security and commodity exchanges face increased risks and opportunities associated with information technology. The industry’s central position in the proper functioning of financial markets requires that issues including security breaches and technology errors are managed to prevent market disruptions. As security and commodity exchanges face increased volumes of trading associated with the clearing and execution of derivative trades and increased frequency of cyber attacks, the industry will be exposed to new risks and opportunities associated with its reliance on information technology. Failure to ensure continuity of trading may erode customer trust and result in lower trading volumes, thus lossof revenue. Increased disclosure of efforts taken to prevent these risks, in addition to the current performance, will allow shareholders to accurately assess value. '}","{'Managing Conflicts of Interest': 0.776840655182489, 'Promoting Transparent & Efficient Capital Markets': 0.7973894917751108, 'Managing Business Continuity & Technology Risks': 0.7770106097195936}",0.7973894917751108,Promod,Major focus,Major focus,Negative,"Managing Conflicts of Interest, Promoting Transparent & Efficient Capital Markets",Major focus,Major focus,Positive,2023-05-18T14:28:52+00:00,https://www.axios.com/pro/media-deals/2023/05/18/youtube-brandcast-ai,"[{'name': 'Google AI', 'weight': 0.09959001}, {'name': 'generative AI', 'weight': 0.09475804}, {'name': 'generative AI startups', 'weight': 0.09117958}, {'name': 'AI', 'weight': 0.08633589}, {'name': 'AI transformation', 'weight': 0.08624651}, {'name': 'big tech companies', 'weight': 0.08610697}, {'name': 'CEO Neal Mohan', 'weight': 0.077619016}, {'name': 'Brandcast', 'weight': 0.07543266}, {'name': 'Neal Mohan', 'weight': 0.07446228}, {'name': 'video creation', 'weight': 0.0678905}]",[{'name': 'Tech'}],"[{'data': 'YouTube', 'type': 'ORG', 'mentions': 4}, {'data': 'Brandcast', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Americas', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Snap', 'type': 'ORG', 'mentions': 1}, {'data': 'Neal Mohan', 'type': 'PERSON', 'mentions': 3}, {'data': 'Sean Downey', 'type': 'PERSON', 'mentions': 2}, {'data': 'Shorts', 'type': 'FAC', 'mentions': 1}, {'data': 'David Geffen Hall', 'type': 'FAC', 'mentions': 1}, {'data': 'just nine minutes', 'type': 'TIME', 'mentions': 1}, {'data': '80-minute-long', 'type': 'TIME', 'mentions': 1}, {'data': 'about 45 minutes later', 'type': 'TIME', 'mentions': 1}, {'data': 'the Upper West Side', 'type': 'LOC', 'mentions': 1}, {'data': 'Manhattan', 'type': 'GPE', 'mentions': 1}, {'data': 'My AI', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'NewFront', 'type': 'PRODUCT', 'mentions': 1}]","YouTube has embraced AI for causing a massive shift in video creation, CEO Neal Mohan said Wednesday as part of Brandcast, the company's annual upfront.
+
+Why it matters: As money floods into generative AI startups, big tech companies like Google have been emphasizing their commitment to the technology.
+
+Driving the news: ""As you know, generative AI is at an inflection point. Our teams are already using AI to get your ads in front of the right audiences, to improve measurement or to flip a creative to reach viewers wherever they're watching — from Shorts to the living room,"" Mohan said.
+• ""But this is really just the beginning,"" he continued. ""Simply put, AI will transform the way that we make videos. You can imagine that with just a click of a button, I could change my hair color or change my background and instantly transport myself from the desert to a forest.""
+• ""Google AI is accelerating creativity and the possibilities extend beyond anything we can imagine today,"" he said.
+
+Details: Mohan's remarks on AI came just nine minutes into the 80-minute-long presentation, held at David Geffen Hall on the Upper West Side of Manhattan.
+• YouTube returned to the topic about 45 minutes later when Sean Downey, president of Americas and global partners at Google, came onstage to discuss examples of successful campaigns on YouTube.
+• ""The world is experiencing the next big platform shift with AI, and Google isn't just ready for the AI shift; this shift is powered by our technology and innovations,"" Downey said. ""We use AI to identify the best mix of formats, take your campaign goals from reach to actions.""
+
+The big picture: AI-powered ad creation isn't brand-new. But the technology is getting better and has gained prominence as a major talking point among the tech platforms.
+• Meta announced last week a generative AI tool that helps advertisers create Facebook and Instagram ads.
+• Snap plans to test sponsored links in ""My AI,"" its chatbot powered by ChatGPT, the company announced at its NewFront presentation earlier this month.",fcbd16768c584451912d7121a259ad9d,YouTube praises AI transformation at Brandcast,4,,,,
+28164,"CFOs Boost Currency Protections, Extend Hedge Contracts as Strong Dollar Takes Toll - Finance executives at large U.S. companies, including beverage giant Coca-Cola Co. and materials-science company Dow Inc., are increasing their foreign currency hedges and covering longer time periods as the strong dollar continues to take a toll on earnings.
+
+The dollar in recent quarters has surged against major international currencies as the Federal Reserve’s rate increases outpace those of other central banks, making higher-yielding dollar assets more attractive for investors. The Wall Street Journal Dollar Index, which measures the performance of the U.S. currency against a basket of others, is up nearly 15% since the beginning of the year. A strong dollar crimps income from abroad as it gets converted into fewer dollars.
+
+Finance chiefs and treasurers are responding by looking for additional protection, as they try to ensure that their overseas earnings are worth a certain amount when translated into U.S. dollars. Changes to companies’ hedge contracts include covering larger amounts of earnings as well as longer durations beyond the usual 18 to 24 months.
+
+“You’re buying time to respond and pushing the impact into the future,” said Joseph Neu, founder and chief executive of NeuGroup Inc., which runs membership groups for treasurers.
+
+There are growing indicators of the impact of the strengthening dollar on companies’ results and stocks, according to Goldman Sachs Group Inc. The number of S&P 500 companies that beat revenue expectations has declined as the dollar strengthened, the bank said, with 38% of companies outpacing expectations through Oct. 31, compared with 45% in the second quarter and 49% in the first quarter. Share prices of S&P 500 companies with large overseas exposure are down about 23% since the beginning of the year, compared with 18% for the wider index and 6% for companies with largely domestic businesses, Goldman Sachs said.
+
+Atlanta-based Coca-Cola, which generates a sizable chunk of revenue abroad, has increased the number of emerging-market currencies it hedges. “It is a big topic,” President and Chief Financial Officer John Murphy said about recent foreign-exchange movements. “We have taken a position for the rest of the year where we are very well hedged,” he said, adding that the company has added hedges for 2023. “We deploy many of the same techniques, but we are more cautious about the strengthening dollar.”
+
+Coca-Cola in late October said that foreign exchange effects have dented its margins, earnings per share and other metrics and said it expects comparable EPS—a metric outside of generally accepted accounting principles—to include a 7% to 8% currency headwind for the year.
+
+Many companies have hedges in place to protect cash flows, earnings and balance sheets from currency fluctuations, said Mr. Neu. Depending on the situation, executives might layer on additional hedges to increase their coverage.
+
+“A trend that we have seen is [companies] looking to go out longer,” Mr. Neu said, referring to the length of hedge contracts, which can go out to three or four years or even beyond.
+
+Prologis Inc., a San Francisco-based operator of warehouses, is working to extend its hedges, CFO Tim Arndt said. “We’re going longer and longer,” Mr. Arndt said. While the company used to hedge two or three years out, now it is often doing so five or even six years out, he said. “That’s all translating earnings so we don’t have earnings surprises.”
+
+Prologis has also matched assets and debt to reduce its exposure to changing currencies and valuations. “Our euro assets are worth less in dollar terms than they were a year ago, but we have matched them with euro debt. That debt is also worth less and that moves together” with asset values, Mr. Arndt said.
+
+Kimberly-Clark Corp. , which owns brands including Kleenex facial tissue and Kotex hygiene products, also boosted its hedges. “During 2022 we increased the notional level of our foreign currency designed cash flow hedges to mitigate the impacts of significantly increased macroeconomic foreign currency rate fluctuations,” the company said in its most recent quarterly filing. Kimberly-Clark reported $2.11 billion in cash-flow hedges, up from $829 million at the end of the second quarter.
+
+Midland, Mich.-based Dow recorded a significant jump in foreign currency contracts as well, from $5.3 billion at the end of December to $13.13 billion at the end of the third quarter. The company declined to make its CFO or treasurer available for an interview. Defense contractor Lockheed Martin Corp. also reported higher notional hedge amounts during its most recent quarter, quarterly filings show.
+
+Despite the increase in hedging activity, many CFOs don’t plan wholesale changes to their foreign-exchange programs given the levels that the dollar is trading at. “If the company were to be making a change right now, it would be very expensive,” said Anat Ashkenazi, the CFO of pharmaceutical company Eli Lilly & Co. The company reported quarterly revenue of $6.94 billion—up 2% from the prior-year quarter—and said that increases in volumes were partially offset by lower realized prices and a 4% impact from foreign-exchange rates.","{'positive': 0.031100325, 'negative': 0.9557583, 'neutral': 0.013141363}","CFOs Boost Currency Protections, Extend Hedge Contracts as Strong Dollar Takes Toll. 
+
+The dollar in recent quarters has surged against major international currencies as the Federal Reserve’s rate increases outpace those of other central banks, making higher-yielding dollar assets more attractive for investors. Changes to companies’ hedge contracts include covering larger amounts of earnings as well as longer durations beyond the usual 18 to 24 months. 
+
+Midland, Mich.-based Dow recorded a significant jump in foreign currency contracts as well, from $5.3 billion at the end of December to $13.13 billion at the end of the third quarter.","Coca-Cola, Kimberly-Clark and Prologis are among the U.S. businesses that have added protection or lengthened hedges",KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity‚Äôs direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities‚Äô brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry‚Äôs competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry‚Äôs products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients‚Äîsuch as artificial sweeteners‚Äîmay pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.7229008031342904, 'Product Labelling & Marketing': 0.7162397103966484, 'Packaging Lifecycle Management': 0.748679965703704, 'Energy Management': 0.7397569299222975, 'Fleet Fuel Management': 0.7417311881226668, 'Ingredient Sourcing': 0.7769551882340399, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7524072428895858, 'Health & Nutrition': 0.7438355224286393}",0.7769551882340399,Promod,No focus,No focus,Neutral,,No focus,,,2023-05-04T23:39:33+00:00,https://www.cnbc.com/2023/05/04/apples-q2-eases-mobile-device-demand-fears-with-a-china-beat-to-boot.html,"[{'name': 'last year', 'weight': 0.0876609}, {'name': 'year', 'weight': 0.081832826}, {'name': 'Apple', 'weight': 0.06831465}, {'name': 'record March quarter results', 'weight': 0.068066195}, {'name': 'Apple Music', 'weight': 0.06753779}, {'name': 'March quarter', 'weight': 0.066379346}, {'name': 'Cash flow Apple', 'weight': 0.066343464}, {'name': 'market share gains', 'weight': 0.065297276}, {'name': 'year over year', 'weight': 0.057864547}, {'name': 'mobile device demand', 'weight': 0.05781038}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 23}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 2}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 2}, {'data': 'QCOM', 'type': 'ORG', 'mentions': 1}, {'data': 'Club', 'type': 'ORG', 'mentions': 2}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'Mac', 'type': 'ORG', 'mentions': 1}, {'data': 'App Stores', 'type': 'ORG', 'mentions': 1}, {'data': 'iCloud', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'ORG', 'mentions': 1}, {'data': 'Charitable Trust', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 3}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 3}, {'data': 'evening', 'type': 'TIME', 'mentions': 2}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': '45 minutes', 'type': 'TIME', 'mentions': 1}, {'data': '72 hours', 'type': 'TIME', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Pro', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'M1', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Americas', 'type': 'LOC', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': ""Jim Cramer's"", 'type': 'PERSON', 'mentions': 5}]","Apple (AAPL) posted a better-than-expected March quarter after the bell Thursday, despite ongoing macroeconomic uncertainty — helping the market clear another one of the big four hurdles we laid out earlier this week. Shares gained more than 2% in after-hours trading. Revenue in Apple's fiscal second quarter of $94.84 billion dropped 3% year-over-year but beat expectations of $92.96 billion. Foreign exchange fluctuations were a headwind of over 500 basis points or more than 5 percentage points. Earnings per share (EPS) of $1.52 were flat compared to a year ago, exceeding the consensus estimate of $1.43. Gross margin was 44.3%, expanding from a year ago and edging the 44.1% consensus estimate. Bottom line Apple bounced back nicely from the supply-constrained December quarter to deliver record March quarter results across a few key categories and metrics. The installed base of active devices continued to expand to more than 2 billion. New services and features are constantly being added — including a recent buy now, pay later option and high-yield savings accounts — providing fuel to an incredible ecosystem that garners unmatched loyalty and satisfaction from its customers. Wednesday evening's disappointing outlook on handset chipsets from Qualcomm (QCOM) sparked fears that global demand for mobile devices had been slipping even further. However, the Q2 results and outlook commentary a day later from Apple should ease some of those concerns, at least for now. ( We exited the Club's remaining small position in Qualcomm Thursday morning.) It's hard to tell if Apple's results were enough to send shares in the near term back to all-time highs of about $176 each, set back in August. But for now, we do know that two of the four market events we were concerned about have passed — the Fed's latest interest rate hike and Apple's earnings. We reiterate that Apple should be owned, and not traded. The next question market for the market is Friday's employment report, followed by the June deadline on the debt ceiling. Cash flow Apple updated its generous shareholder return program Thursday evening. The board, as expected, authorized an additional program to repurchase up to $90 billion worth of stock and raised the quarterly dividend by a penny to 24 cents per share, marking the eleventh straight year of increases. Apple has a policy of being so-called net cash neutral over time, meaning that if the cash isn't used for acquisitions or organic growth investments, it's returned to shareholders through buybacks and dividends. In its March quarter, Apple returned $23 billion via the repurchase of 129 million shares valued at $19.1 billion and $3.7 billion in dividends. Quarterly commentary It was another quarter of records for Apple. Sales of iPhones and Services as well as the installed base of active devices for all major product categories and geographic segments all grew to all-time highs. Driving the new March quarter iPhone record were sales of the iPhone 14 and 14 Plus, which people love for the long battery life and advanced camera. The Pro was called out as well. Mac results, though down 31% year over year, were in line with management expectations as the business faces difficult compares after last year's M1 chip rollout. But really, this is no different than what we are seeing in the personal computer industry. The iPad's revenue decline of nearly 13% was also in line with expectations. Wearables, Home, and Accessories revenue was flat but posted a solid beat. Services, a high-margin business for Apple, reached a new all-time revenue record in March with records across the App Stores, Apple Music, iCloud, and payment services units. Services rose 5.5% from last year but just missed estimates. Apple now has more than 975 million paid subscriptions, up 150 million in the last 12 months, underscoring what Apple does best in terms of selling a quality smartphone or computing and attaching so many different valuable subscription services. By geography, a few things stick out to us. Americas was a surprise miss, with revenues falling 7.6% from last year. We can trace back one reason for the annual decline to the United States, where last year many U.S. carriers were aggressive with their promotional activity. As for the big beat and 2.8% gain in Europe, keep in mind that Apple lumps in sales from India into this bucket. Sales in India grew double digits year over year to a new quarterly record. Apple opened up two new stores there just a few weeks ago, and they're off to a great start, according to the company. India represents one of Apple's next big growth markets. But the company is also doing quite well with record quarterly results in many other emerging markets. Finally, it was notable to see Greater China post such a solid beat given some of the recent uncertainty surrounding consumer buying patterns following the reopening. One reason that might explain Apple's strength is market share gains, which CEO Tim Cook believed the iPhone achieved in the quarter. China sales, despite the beat, fell nearly 3% year over year. Guidance As has been the case since the start of the Covid pandemic, Apple refrained from providing specific revenue guidance. Instead, what management offers is more directional commentary. For the current June quarter, Apple expects year-over-year revenue performance to be similar to the March quarter result, assuming no worsening macro outlook. Foreign exchange will still be a headwind but improving sequentially, with the team estimating a negative year-over-year impact of nearly 4 percentage points. Services revenue growth is expected to be similar to the March quarter with management calling out headwinds impacting areas like digital advertising and mobile gaming. Gross margins look like they have some upside, with management guiding to between 44% and 44.5% versus estimates of 43.82%. One trend working in Apple's favor is favorable component pricing, like in memory. Putting it all together, these comments appear to be more or less in line with expectations, with the market likely putting more emphasis on the margin upside than the possible annual decline in revenues. (Jim Cramer's Charitable Trust is long AAPL. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.",7a5fd04f52ef49298c35f0a86e614a4d,"Apple's quarter eases concerns about mobile device demand, with a China sales beat to boot",4,,,,
+17931,"Robert Half Named One of Barron's Most Sustainable Companies 2023 - MENLO PARK, Calif., March 6, 2023 /PRNewswire/ -- Global talent solutions and business consulting firm Robert Half (NYSE: RHI) has been named to the list of Barron's 100 Most Sustainable Companies for the sixth consecutive year. Robert Half has been included every year since the list first debuted in 2018.
+
+To compile the list, Barron's analyzes the 1,000 largest U.S. public companies on environmental, social and governance (ESG) factors in five key categories: employees, customers, community, planet and shareholders.
+
+""This recognition reaffirms our standing as a responsible corporate citizen whose ESG policies and programs are making a positive impact – both internally and externally,"" said M. Keith Waddell, president and chief executive officer of Robert Half.
+
+Robert Half's Leading with Integrity: Environmental, Social and Governance Report 2021 details the company's social and environmental commitments – from diversity, equity and inclusion to cybersecurity and privacy to talent attraction, retention and development. The 2022 report will be released in mid-April.
+
+About Robert Half
+
+Robert Half is the world's first and largest specialized talent solutions and business consulting firm that connects people with meaningful work and provides companies with the talent and subject matter expertise they need to confidently compete and grow. Visit roberthalf.com to learn more about its environmental, social and governance initiatives.","{'positive': 0.22606649, 'negative': 0.0087869745, 'neutral': 0.76514655}","Robert Half (NYSE: RHI) has been named one of Barron's 100 Most Sustainable Companies for the sixth consecutive year. The list analyzes the 1,000 largest U.S. public companies on environmental, social and governance (ESG) factors in five key categories: employees, customers, community, planet and shareholders. Robert Half's Leading with Integrity: Environmental, Social and Governance Report 2021 details the company's social and environmental commitments, from diversity, equity and inclusion to cybersecurity and privacy to talent attraction, retention and development. The 2022 report will be released in mid-April.",Global talent solutions and business consulting firm Robert Half (NYSE: RHI) has been named to the list of Barron's 100 Most Sustainable Companies for the sixth consecutive year. Robert Half has been included every year since the list first debuted in 2018.,RHI,Services,Professional & Commercial Services,Robert Half Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider‚Äôs security measures, which could result in reputational damage and adversely impact an entity‚Äôs ability to attract and retain clients. '}","{'Professional Integrity': 0.7549772144987413, 'Workforce Diversity & Engagement': 0.7883698855831007, 'Data Security': 0.7791566242363338}",0.7883698855831007,Promod,Major focus,Major focus,Positive,"Workforce Diversity & Engagement, Data Security",Major focus,Major focus,Positive,2023-06-08T14:49:47+00:00,https://www.yahoo.com/lifestyle/dokotoo-tunic-top-144947774.html?src=rss,"[{'name': 'leggings', 'weight': 0.08487634}, {'name': 'other areas', 'weight': 0.07605954}, {'name': 'Amazon shoppers', 'weight': 0.0725671}, {'name': 'areas', 'weight': 0.07240154}, {'name': 'bottom', 'weight': 0.06219656}, {'name': 'more great Amazon style and beauty deals', 'weight': 0.062166918}, {'name': 'shirt', 'weight': 0.06206388}, {'name': 'shirts', 'weight': 0.06206388}, {'name': 'Most shoppers', 'weight': 0.061270084}, {'name': 'Shoppers', 'weight': 0.060944214}]",[{'name': 'Lifestyle'}],"[{'data': 'the Dokotoo Tunic Top', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Dokotoo', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}]","It's (finally) June, not exactly summer yet but well balmier than spring — daytimes can be torrid, while evenings are still a bit nippy. If you have no idea what to wear right now (like the rest of us) to work, for socializing or on vacation, it's time to find a flattering, versatile top that can do it all, comfortably and stylishly. Luckily, while scouring the internet, we landed on the Dokotoo Tunic Top — a perfect breezy shirt with an oversized fit. And right now, you can get it for $22, down from $36.
+
+Dokotoo's Tunic Top is an excellent option to wear with a plethora of outfits. You can pair it with jeans, leggings and shorts. Or, if you size up, you can make it a dress or beach coverup. But what makes it a favorite among shoppers? Its oversized and flowy fit that can't be beat. It's not too tight and yet still adds shape to your figure.
+
+The longer length makes it easy to cover areas you don't want to be exposed, like your tummy and bottom. And don't be worried that this comfy tunic is too long. Most shoppers will find that it stops above their knees. Grab a few now to stock up for summer while they're just $22 — available in sizes S to 2XL.
+
+It's ""just right""
+
+Amazon shoppers report that the top has a perfect fit. ""Not too tight and not too loose,"" a reviewer shared. ""It's perfect for work, as it doesn't show cleavage, has a bit of a sleeve and doesn't show your midriff. The pockets are a plus, too. The black isn't see-through, and it's not too thin.""
+
+Covers your tummy and other areas
+
+""I already had this shirt in camouflage,"" one shopper shared. ""This style is flattering and comfortable for me because I have extra weight in the stomach area. I just ordered another shirt in fall colors. The material breathes in super hot humid weather.""
+
+Another five-star reviewer said it's a great ""tunic to wear with leggings!"" They also added: ""Finally, a true tunic that I can wear with leggings. I'm an average-height woman, 5'7"", and I do not like wearing shirts that don't cover my bottom when I wear leggings. This shirt does nicely. It's lightweight, true to size, and I love the pockets. I'm purchasing more.""
+
+You can wear it in so many ways — casual or dressed up
+
+A pleased customer wrote: ""I like that you can wear it as a dress and shirt. It's comfortable and perfect for leggings and jeans.""
+
+It's classy in class, too. ""I teach, so I wore it with leggings but could be a dress,"" one said. ""Fits like expected, and I have gotten tons of compliments.""
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+Looking for more great Amazon style and beauty deals? Check these out:",70f468d08f314bb1866b8b8943f5c24d,‘Covers your tummy and looks great’: Shoppers are stocking up on this flattering $22 summer top,4,,,,
+15389,"The new electric USPS mail truck is America’s most important ... - Neither snow nor rain nor heat nor climate change stays these couriers from the swift completion of their appointed rounds.
+
+On Tuesday, the US Postal Service announced that it plans to buy 106,000 new vehicles by 2028, of which 66,000 will run on electricity and produce zero greenhouse gas emissions. The $9.6 billion investment for mail trucks and chargers, including $3 billion from the Inflation Reduction Act, could soon give the Postal Service the largest electric fleet in the US.
+
+A massive bulk purchase like this stands to move the entire EV market, spurring demand for the entire electric car supply chain, from batteries to semiconductors. The economies of scale could then lower the cost of these vehicles for everyone, making it easier to decarbonize transportation, the largest source of greenhouse gas emissions in the US.
+
+But it’s not the environmental bona fides of EVs that won over Postmaster General Louis DeJoy. “The biggest thing was financial ability and operational suitability,” he told reporters outside the US Postal Service headquarters in Washington, DC.
+
+The Postal Service has been looking for new trucks for years. With more than 220,000 vehicles, USPS operates about one-third of all vehicles in the US government fleet, which is the largest in the world.
+
+USPS also has the oldest federal fleet. Its iconic workhorse, the Grumman LLV, went out of production in 1994 yet continues to fill thousands of mail routes across the country. The austere little truck gets just 10 miles per gallon and doesn’t even have air conditioning. The lack of AC is actually a serious concern for letter carriers. Severe heat is a major problem on mail routes, and postal workers have died delivering mail during heat waves. And in an era of rising average temperatures and higher fuel prices, 10 miles per gallon is abysmal.
+
+The Postal Service has been dealing with financial constraints as well. The agency isn’t funded by taxes and instead has to recoup costs by selling its services. In 2006, Congress required USPS to prepay health benefits for its retired employees, a law that frontloaded huge expenses and ate into the agency’s operating budget. Earlier this year, Congress revoked that mandate and reformed the USPS’s finances.
+
+The USPS also faced criticism for mail delays and cost-cutting measures under DeJoy, who was appointed by then-President Trump in 2020. Earlier this year, USPS announced plans to buy more trucks, but initially only 10 percent were slated to be electric. Environmental activists and 16 states sued the agency to try to block the purchase of such a large number of new fossil fuel-powered trucks and vans. By the summer, the USPS upped its share of new EVs by 40 percent. With additional funding from the IRA, USPS set its sights even higher this week.
+
+The new Postal Service vehicles will be a mix of different platforms from various manufacturers. About 21,000 will be electric versions of vans and trucks already available from manufacturers like Ford. The biggest share of new vehicles, however, belongs to what the USPS calls the Next Generation Delivery Vehicle (NGDV). Built by Oshkosh Defense — a military contractor that also makes MRAPs — this duck-shaped 4-ton truck has a fivehead of a windshield, a walk-in cargo area, and, yes, air conditioning. The USPS expects to buy at least 60,000 NGDVs, with at least 45,000 running on electricity.
+
+While electric passenger cars get a lot of attention, the vehicles bought in bulk stand to have the biggest impact on the economy and the environment, as Recode’s Rebecca Heilweil explained:
+
+They can take far more trips in a week than a typical passenger car in a single day, which means that replacing one of these vehicles with an EV can have an outsized impact on reducing carbon emissions. Because these vehicles often travel on fixed routes, it can also be easier to set up a network of EV chargers to keep them powered. The overall idea is that by transitioning a series of vehicles all at once, fleets can lower overall costs and lay the groundwork for electrifying transportation at scale.
+
+Mail trucks are almost the perfect use case for electric vehicles. They run on fixed routes from a single point. They start and stop a lot, which allows for regenerative braking to top up batteries. With fewer moving parts, they require less maintenance. And they’re quiet, making them a more acceptable presence in neighborhoods. For similar reasons, couriers like UPS and companies like Amazon are increasingly turning to EVs.
+
+For the USPS, though, electrification is part of a larger plan to meet its mission to deliver mail to 163 million addresses six days a week, according to DeJoy. Picking up, moving, and delivering millions of letters, bills, toys, and documents is a hugely energy-intensive process.
+
+“Every dollar that I spend, I burn carbon,” DeJoy said on Tuesday. “So every dollar that I save actually reduces carbon.”
+
+He noted that USPS can make even bigger environmental gains by optimizing its workflow, ensuring that trucks always leave depots full, minimizing the amount of mail that’s carried by air, automating operations, and consolidating facilities.
+
+For its part, the White House celebrated the announcement. President Biden set a target of making half of all new cars sold in the US electric by 2030 and cited the electric mail truck as an example of the IRA in action. So for Biden’s climate change agenda, the USPS is starting to deliver.","{'positive': 0.04448583, 'negative': 0.66957116, 'neutral': 0.28594297}","The $9.6 billion investment for mail trucks and chargers, including $3 billion from the Inflation Reduction Act, could soon give the Postal Service the largest electric fleet in the US. “The biggest thing was financial ability and operational suitability,” he told reporters outside the US Postal Service headquarters in Washington, DC. 
+
+The Postal Service has been looking for new trucks for years. 
+
+Mail trucks are almost the perfect use case for electric vehicles.",A new fleet of electric mail trucks heralds the next phase of the EV revolution.,UPS,Transportation,Air Freight & Logistics,United Parcel Service Inc B,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7920641870152012, 'Supply Chain Management': 0.7680238063673565, 'Air Quality': 0.7700740283929737, 'Employee Health & Safety': 0.756119545027289, 'Labour Practices': 0.7645602876307864, 'Accident & Safety Management': 0.7484741777743852}",0.7920641870152012,Promod,Major focus,No focus,Positive,"Greenhouse Gas Emissions, Supply Chain Management, Air Quality, Employee Health & Safety",Major focus,Major focus,Positive,2022-12-29T17:00:00+00:00,https://finance.yahoo.com/news/mortgage-rates-us-rise-first-170000879.html?.tsrc=rss,"[{'name': 'last year', 'weight': 0.08339562}, {'name': 'economic research', 'weight': 0.07033059}, {'name': 'Realtor.com', 'weight': 0.06863951}, {'name': 'Next Month', 'weight': 0.068540305}, {'name': 'George Ratiu', 'weight': 0.06748527}, {'name': 'China Flights', 'weight': 0.067404315}, {'name': 'mid-November', 'weight': 0.063988745}, {'name': 'Covid Cases', 'weight': 0.062970385}, {'name': 'China Arrivals', 'weight': 0.061157294}, {'name': 'More Flights', 'weight': 0.06006002}]",[{'name': 'Finance'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Milan', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': 'Italy', 'type': 'GPE', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman', 'type': 'ORG', 'mentions': 1}, {'data': 'Southwest', 'type': 'ORG', 'mentions': 1}, {'data': 'Omicron', 'type': 'ORG', 'mentions': 1}, {'data': 'Freddie Mac', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 2}, {'data': 'Realtor.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Ratiu', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Solomon', 'type': 'PERSON', 'mentions': 1}, {'data': 'George Ratiu', 'type': 'PERSON', 'mentions': 1}]","(Bloomberg) -- Mortgage rates in the US rose for the first time since mid-November.
+• None Milan Reports 50% of Passengers on China Flights Have Covid
+• None Goldman CEO Solomon Says Job Cuts Are Coming Next Month
+• None Southwest Cancels More Flights as Chaos Shows No Sign of Abating
+• None Italy Says Covid Cases on China Arrivals Are Omicron
+
+The average for a 30-year, fixed loan was 6.42%, the highest since early this month and up from 6.27% last week, Freddie Mac said in a statement Thursday.
+
+Borrowing costs tracked 10-year Treasury yields, which climbed after a report showed that a consumer-price gauge the Federal Reserve watches closely continued to cool. Inflation is still higher than the central bank would like, and wage growth is stubbornly robust, meaning the Fed’s policy of interest-rate hikes is likely to continue into the new year.
+
+For would-be homebuyers, mortgage costs are more than double what they were a year ago and “remain a significant barrier to successfully closing transactions,” said George Ratiu, head of economic research at Realtor.com. Purchases have been declining for months, and in November, contract signings slid to their second-lowest pace in records going back to 2001. With demand slumping, sellers are reluctant to list properties.
+
+While home prices have slipped from the peak reached in June, they’re still rising from year-earlier levels �� a double whammy for shoppers still in the hunt for something affordable. At current mortgage rates, the buyer of a median-priced home would pay about $2,100 a month without taxes or insurance, roughly 60% more than last year, according to Ratiu.
+• None Futuristic Vertical Farming Startups Are Struggling in the Tech Downturn
+• None The Chatbots Are Coming for Google
+• None The Two-Word Mantra That Changed Bank of America’s Risk Culture
+• None Drugmakers Are Testing Ways to Stop Alzheimer’s Before It Starts",9d91fc353772453697b247bc4c80c2a3,Mortgage Rates in the US Rise for the First Time in Seven Weeks,4,,,,
+17869,"These stocks outperform during recessions, and Wall Street sees them doing it again - Following the Federal Reserve's most recent interest rate hike, investors are becoming increasingly worried that the central bank will push the U.S. into recession to tame high inflation. To protect their assets and potentially continue to see gains, investors are looking to pivot their portfolios into stocks that are poised to outperform during recessions. Some names, such as defensives, are well-positioned to withstand economic weakness. And, some are liked by Wall Street. To determine a list of such stocks to withstand a potential downturn from the tightening, CNBC Pro screed the S & P 1,500 for companies with at least five analysts covering them that have gained in value during the last three recessions ‚Äì in 2020, 2007-2009 and 2001. Then, we found the stocks where analysts expect an upside of at least 10% in the next year. The list includes a solid group of defensive names and early cyclical plays. The stock that gained the most in the 2020 recession w as Royal Gold, Inc, a precious metals company. The defensive name also has a healthy increase to analyst's target price ‚Äì Wall Street sees the company surging more than 19% in the coming year. Southwestern Energy is the only energy company on the list, but it has the largest upside to its target price. Analysts see the stock surging more than 68% in the coming year, even after it's gained 34% this year in energy's boom. Some stocks on the list have slumped year to date, especially technology names Semtech and Skyworks, down nearly 67% and 37%, respectively. Healthcare companies Illumina and Edwards Life Sciences have fallen nearly 45% and 41.5% this year as well. That could provide good buying opportunities for investors looking to snap up shares at a discount. Analysts see Semtech gaining more than 43% next year, and put potential gains for Skyworks, Illumina and Edward Life Sciences at 12.3%, 18.6% and 16.8%. Technology company Qualcomm is an interesting name on the list, especially following its weak quarterly earnings where it offered downbeat fourth-quarter guidance and said it was implementing a hiring freeze at the start of the quarter. Still, Wall Street is bullish on the stock, which has shed more than 33% this year, and sees a potential 23% gain in 2023. Credit Suisse recently initiated coverage on Qualcomm with an outperform rating and nearly 20% upside . The analysts said that Qualcomm has more short-term security than other semiconductor names as investors have priced in all bad news. Overall, analysts are bullish on semis long-term. It could also be an early cyclical win, meaning that investors may bet on the stock when they see signs that an economic comeback is on the horizon. The Fed delivered a 0.5 percentage point hike Wednesday, raising its benchmark rate to the highest level in 15 years. The Federal Open Market Committee's chart of expected rate movements also signaled more increases on the horizon ‚Äì the terminal rate, where the Fed expects to end rate hikes, is now expected to hit 5.1% in 2023.","{'positive': 0.07617351, 'negative': 0.89694977, 'neutral': 0.026876716}","To determine a list of such stocks to withstand a potential downturn from the tightening, CNBC Pro screed the S & P 1,500 for companies with at least five analysts covering them that have gained in value during the last three recessions ‚Äì in 2020, 2007-2009 and 2001. Analysts see Semtech gaining more than 43% next year, and put potential gains for Skyworks, Illumina and Edward Life Sciences at 12.3%, 18.6% and 16.8%. The analysts said that Qualcomm has more short-term security than other semiconductor names as investors have priced in all bad news. The Federal Open Market Committee's chart of expected rate movements also signaled more increases on the horizon ‚Äì the terminal rate, where the Fed expects to end rate hikes, is now expected to hit 5.1% in 2023.",Investors are increasingly worried about a U.S. recession. These stocks are poised to gain even if there is one.,ILMN,Health Care,Medical Equipment & Supplies,Illumina Inc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry‚Äôs products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7456000357152768, 'Supply Chain Management': 0.7737686900871651, 'Ethical Marketing': 0.7494913716096856, 'Business Ethics': 0.7322403690134303, 'Product Design & Lifecycle Management': 0.7484669964841366, 'Affordability & Pricing': 0.7884591529278577}",0.7884591529278577,Promod,No focus,No focus,Negative,,No focus,,,2023-06-16T17:20:58+00:00,https://www.yahoo.com/lifestyle/meritlife-comforter-181056401.html?src=rss,"[{'name': 'more great Amazon home deals', 'weight': 0.098388754}, {'name': 'such great quality', 'weight': 0.07048426}, {'name': 'time', 'weight': 0.06623987}, {'name': 'free shipping', 'weight': 0.063966}, {'name': 'Amazon Prime', 'weight': 0.058064964}, {'name': 'whole-piece polyfill fabric', 'weight': 0.055679932}, {'name': 'quilts', 'weight': 0.054887954}, {'name': 'soft, brushed microfiber', 'weight': 0.05191477}, {'name': 'queen size', 'weight': 0.051881444}, {'name': 'Amazon', 'weight': 0.049197014}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Meritlife', 'type': 'ORG', 'mentions': 1}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}, {'data': 'Comforter', 'type': 'PRODUCT', 'mentions': 1}]","As we face the summer months, it's the perfect opportunity to give your bedding a serious refresh. If your comforter is looking a little flat (or if the stains it's accumulated are too stubborn to come out in the wash), it's time to get a new one, and we found a deal you do not want to miss: The top-rated Meritlife Comforter is currently 50% off — just $20 for queen size, down from the original price of $40.
+
+Sure, the discount is only in the white version, but who cares? It'll be hidden under a duvet cover, anyway. Don't let the price fool you, either: It's made to last. The exterior is made of soft, brushed microfiber, while the inside is composed of whole-piece polyfill fabric, making it extraordinarily fluffy. The fill also won't redistribute throughout the night, so no waking up with a cover that's suspiciously empty on one side and over-full on the other.
+
+It's easy to care for, too — just chuck it in the machine.
+
+One first-time comforter user raved about how soft this was: ""This is the first duvet I’ve ever used in my life as I’ve always had a quilt on my bed. This thing is soooo light and puffy and soft and comfortable. I don’t see myself ever going back to quilts. I’m in love! It really is lightweight but it still keeps me warm. It feels like I’m sleeping in a cloud.""
+
+Another added: ""I wasn’t expecting it so be such great quality! For the price it’s great. When unboxing it looked pretty thin, but once it was out it puffed up, and then I threw it in the washer and it got even fluffier!!!""
+
+In short, you'll like it so much, you may well come back for more, like this thrilled shopper: ""We are a big fan of this comforter! It is very light, warm, and soft. Even in the summertime, it works! We love it so much that we purchased this down alternative three times for three different beds!""
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+Looking for more great Amazon home deals? Check these out:",de062f1220a94d72badd19701489d326,"When over 4,500 Amazon shoppers rave about a $20 cooling comforter, you need to check it out!",4,,,,
+10731,"FedEx closing more locations, planning to furlough employees - FedEx announced on Monday that it will close 29 Freight locations, furloughing another round of employees as a result of slowing demand.
+
+The closures are expected to occur by August 13th, and the company will consolidate its operations into other FedEx locations, according to Commerical Appeal.
+
+“We continuously review our network to ensure we have the right design to address changing market dynamics,” FedEx said in a statement. “Through that process, we identified opportunities to consolidate operations in several locations to improve customer service levels and improve efficiencies with fewer touchpoints, while lowering our cost to serve.”
+
+“Our top priority is to help affected team members find other open positions where possible,” the statement continued.
+
+The FedEx Freight closures come less than a month after the company announced in early April that it will combine the company’s air and ground shipping operations as part of a $4 billion cost cut due to slowing demand.
+
+FedEx also mentioned that furloughed employees will continue to have their health benefits, as Commerical Appeal reported, and a possibility of transferring to other areas that require a larger workforce.
+
+‚ÄúThis is a temporary workforce adjustment, and all furloughed employees will be recalled on or before Aug. 25, 2023,‚Äù FedEx said in its decision. ‚ÄúFedEx continues to maintain operations as normal, providing the essential services our customers depend on.‚Äù","{'positive': 0.02241792, 'negative': 0.93753964, 'neutral': 0.040042393}","FedEx announced on Monday that it will close 29 Freight locations, furloughing another round of employees as a result of slowing demand. The closures are expected to occur by August 13th, and the company will consolidate its operations into other FedEx locations. The company also mentioned that furloughed employees will continue to have their health benefits, and a possibility of transferring to other areas that require a larger workforce.","FedEx announced on Monday that it will close 29 Freight locations, furloughing another round of employees as a result of slowing demand.  The closures are expected to occur by August 13th, and the ‚Ķ",FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7719738146066715, 'Supply Chain Management': 0.7851218446301921, 'Air Quality': 0.765495252125012, 'Employee Health & Safety': 0.7993716684254728, 'Labour Practices': 0.7998660748354357, 'Accident & Safety Management': 0.7259719622815134}",0.7998660748354357,Promod,Minor focus,Major focus,Negative,"Employee Health & Safety, Labour Practices, Supply Chain Management",Minor focus,Major focus,Negative,2023-07-19T09:44:20+00:00,https://www.theguardian.com/technology/2023/jul/19/nick-clegg-defends-release-open-source-ai-model-meta-facebook,"[{'name': 'AI models', 'weight': 0.13278106}, {'name': 'malicious purposes', 'weight': 0.11816531}, {'name': 'unique purposes', 'weight': 0.109105825}, {'name': 'Models', 'weight': 0.104132816}, {'name': 'models', 'weight': 0.104132816}, {'name': 'AI', 'weight': 0.09482098}, {'name': 'generative AI products', 'weight': 0.09352354}, {'name': 'open-source AI model', 'weight': 0.0882333}, {'name': 'every single AI model', 'weight': 0.07444088}, {'name': 'open-source AI', 'weight': 0.0705453}]",[{'name': 'Tech'}],"[{'data': 'Nick Clegg', 'type': 'PERSON', 'mentions': 5}, {'data': 'Mark Zuckerberg’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'BBC Radio 4’s', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Llama 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Today', 'type': 'WORK_OF_ART', 'mentions': 1}]","Nick Clegg has defended the release of an open-source artificial intelligence model by Mark Zuckerberg’s Meta, as he claimed that “hype” about AI’s dangers was running ahead of the technology’s development.
+
+The president of global affairs at Meta and former UK deputy prime minister spoke on Wednesday after the company said it was opening access to its new large language model (LLM), Llama 2, which will be free for research and commercial use. LLMs are trained on vast amounts of data and underpin generative AI products such as the ChatGPT chatbot.
+
+Some experts have warned that making AI models open source – or freely available to use and adapt for unique purposes – could lead to the technology being used for malicious purposes.
+
+Speaking on BBC Radio 4’s Today programme, Clegg said: “My view is that the hype has somewhat run ahead of the technology. I think a lot of the existential warnings relate to models that don’t currently exist, so-called super-intelligent, super-powerful AI models – the vision where AI develops an autonomy and agency on its own, where it can think for itself and reproduce itself.
+
+“The models that we’re open-sourcing are far, far, far short of that. In fact, in many ways they’re quite stupid.”
+
+Clegg said Meta had 350 people “stress-testing” its models over several months to check for any potential issues, and Llama 2 was safer than any other large language models available, such as OpenAI’s ChatGPT.
+
+He said “it’s not as if we’re at a T-junction” where companies can “choose to open source or not”, adding: “Models are being open-sourced all the time already.”
+
+While Clegg said he strongly believed AI should be regulated, he added that that “doesn’t mean that every single AI model should be open-sourced”.
+
+In May, Google was warned by one of its engineers that it could be beaten in the AI race by commonly available open-source technology. “The uncomfortable truth is, we aren’t positioned to win this arms race and neither is OpenAI. While we’ve been squabbling, a third faction has been quietly eating our lunch,” the engineer wrote, referring to open-source AI.",3cb0ea7cb1cb40608c1cfc1e172ebc3e,Nick Clegg defends release of open-source AI model by Meta,4,,,,
+7801,"FedEx Parks Planes, Maersk Cancels Sails: World Trade Appears To Be Rapidly Deteriorating - FedEx Parks Planes, Maersk Cancels Sails: World Trade Appears To Be Rapidly Deteriorating 
+
+            Economic storm clouds are gathering worldwide as some of the largest shipping companies warn about sliding global trade. US shipper FedEx and Danish shipping giant A.P. Moller-Maersk A/S have been vocal about emerging signs of a global slowdown. Both of these companies are widely seen as a barometer for international trade. 
+
+The latest to warn about weakening economic growth is FedEx CFO Michael Lenz telling an audience Tuesday at the Robert W Baird Global Industrial Conference that the company has reduced flights and parked planes to cut costs in response to soft demand for package delivery. 
+
+
+Look, we absolutely will realize more of the structural cost savings in the second half of the year. That's where you get more of the benefits start to roll in principally from -- at Express, the flight reductions. 
+
+When you park the aircraft, particularly the older airplanes that we're packing, you're deferring a maintenance event, which is a significant expense. While at the same time, you have relatively low ownership costs on those.
+
+So it's an operationally and financially flexible way to manage capacity there. So as I said, we're projecting a lower demand outlook for the foreseeable future here.
+
+I don't have a perfect crystal ball to say what the overall macro environment will be. Don't have a full year earnings outlook for FY '23. So I don't have any specific projection to give you there, but rest assured, as some of these specifics that I was highlighting illustrate, we are fully committed to continuing to take the actions we need for changed expectations of what the operating environment is.""
+
+
+Lenz provided more details about how many domestic and international flights were reduced: 
+
+
+We've eliminated roughly 8 or 9 international frequencies, about 23 domestic frequencies thus far that were -- came into the schedule change we did in October. We've got another 8 or 9 domestic frequencies that will go in, in November.
+
+
+The cost-cutting measures align with the firm's surprise earnings pre-announcement in mid-September about macroeconomic weakness worldwide. At the time, it said it was withdrawing its fiscal year 2023 earnings forecast. 
+
+FedEx CEO Raj Subramaniam then went on CNBC's Jim Cramer's evening show and warned Wall Street analysts and investors about a global slowdown, indicating a global recession was ahead. 
+
+And it's not FedEx. Maersk, the world's largest owner of container ships, lowered its outlook for the growth of 2022 global container demand, forecasting 2023 could be worse. There are even reports that the company is canceling sails. 
+
+
+""There are plenty of dark clouds on the horizon,"" the company wrote in its latest earnings report, adding, ""this weighs on consumer purchasing power which in turn impacts global transportation and logistics demand.""
+
+
+The latest from the IMF's World Economic Outlook and World Bank's Economic Prospects is a downshift in global economic growth with high inflation, i.e., stagflation. 
+
+Then the UN Conference on Trade and Development warned global central banks are hiking interest rates too aggressively, which could trigger an economic crisis. 
+
+Keep an eye on JP Morgan's consolidated global manufacturing PMIs that just went into a contraction. 
+
+
+
+All the rate hikes by global central banks this year have a 9-12 month lag before hitting world trade. So this all may indicate 2023 could be a disastrous year for the global economy. 
+
+      Tyler Durden
+Wed, 11/09/2022 - 05:45","{'positive': 0.0276921, 'negative': 0.91408736, 'neutral': 0.05822055}","Economic storm clouds are gathering worldwide as some of the largest shipping companies warn about sliding global trade. 
+
+
+The latest from the IMF's World Economic Outlook and World Bank's Economic Prospects is a downshift in global economic growth with high inflation, i.e., stagflation. 
+
+Then the UN Conference on Trade and Development warned global central banks are hiking interest rates too aggressively, which could trigger an economic crisis. 
+
+
+
+All the rate hikes by global central banks this year have a 9-12 month lag before hitting world trade.","FedEx Parks Planes, Maersk Cancels Sails: World Trade Appears To Be Rapidly Deteriorating 
+
+            Economic storm clouds are gathering worldwi...",FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7944548917847172, 'Supply Chain Management': 0.7954891418127207, 'Air Quality': 0.7975450264655952, 'Employee Health & Safety': 0.8062541056120236, 'Labour Practices': 0.7821683538356194, 'Accident & Safety Management': 0.7651337977020402}",0.8062541056120236,Promod,Minor focus,Major focus,Negative,"Greenhouse Gas Emissions, Air Quality, Supply Chain Management",Minor focus,Major focus,Negative,2023-01-04T13:18:20-05:00,https://www.foxnews.com/tech/start-your-year-making-sure-all-your-devices-are-up-to-date,"[{'name': 'Available Updates', 'weight': 0.0935778}, {'name': 'automatic updates', 'weight': 0.085011244}, {'name': 'most devices', 'weight': 0.08112606}, {'name': 'date', 'weight': 0.07262915}, {'name': 'old programs', 'weight': 0.06679415}, {'name': 'older programs', 'weight': 0.06679415}, {'name': 'new operating systems', 'weight': 0.06444645}, {'name': 'newer operating systems', 'weight': 0.06444645}, {'name': 'Google Chrome', 'weight': 0.061791096}, {'name': 'many browsers', 'weight': 0.058074407}]",[{'name': 'Tech'}],"[{'data': 'The New Year', 'type': 'EVENT', 'mentions': 1}, {'data': 'KURT', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Google Play Store', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple ID', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'Windows', 'type': 'ORG', 'mentions': 1}, {'data': 'CyberGuy.com', 'type': 'ORG', 'mentions': 2}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Chrome', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Safari', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Microsoft Edge', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'iPads', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Androids', 'type': 'PRODUCT', 'mentions': 1}]","The New Year is a great time to ensure that all your devices are operating on the most up-to-date software and that your privacy is being protected.
+
+With all this in mind, here's a step-by-step guide to help you with these top priorities.
+
+CLICK TO GET KURT’S CYBERGUY NEWSLETTER WITH QUICK TIPS, TECH REVIEWS, SECURITY ALERTS AND EASY HOW-TO’S TO MAKE YOU SMARTER
+
+How to keep your Windows devices up-to-date
+
+HOW TO AVOID BEING DUPED BY ROBOCALLS NOW AND FOREVER
+
+If a feature update is available for your device, it will appear separately on the Windows update page.
+
+To install it, click Download and install now.
+
+You can also set your Windows to automatically update... But should you?
+
+If you're an individual who never remembers to update your computer, you may choose to set this option. However, sometimes automatic updates don't play nicely with old programs. So if you do decide to set this feature, be sure to back up your devices so you can restore if anything goes wrong.
+
+To learn more about how to back up your PC, head over to my CyberGuy.com website and search ""back up your Windows"" by clicking the magnifying glass icon at the top of my website.
+
+How to keep your Mac devices up-to-date
+
+GOOGLE CHROME'S ‘INCOGNITO’ MODE MIGHT NOT KEEP YOU SO HIDDEN
+
+If a software update is available, it will give you the option to update. You can do this by clicking the Upgrade Now button.
+
+A word of caution: Often new operating systems offer new slicker interfaces and functionality. If you have older programs on your computer, sometimes newer operating systems don't always play nice with older programs. That said, when it comes to installing new operating systems be sure to always back up your computer just in case.
+
+To learn more about how to back up your Mac, head over to my CyberGuy.com website and search ""back up your Mac"" by clicking the magnifying glass icon at the top of my website.
+
+You can also set your Mac to automatically download any relevant updates by... But should you?
+
+If you're an individual who never remembers to update your computer, you may choose to set this option. But as mentioned above, sometimes automatic updates don't play nicely with old programs. So if you do decide to set this feature, be sure to always back up your devices.
+
+Again, to learn more about how to back up your Mac, head over to my CyberGuy.com website and search ""back up your Mac"" by clicking the magnifying glass icon at the top of my website.
+
+How to keep your Mac automatically updated:
+• In the window you see below, check off Automatically keep my Mac up to date
+• Check off all relevant services you wish to enable.
+
+How to make sure your Android phone and tablets are up-to-date:
+• Please note settings may vary depending on your Android phone's manufacturer.
+• You'll be shown if there are any updates available and will be given the option of whether to update or not.
+
+How to make sure your iPhone and iPads are up-to-date:
+• If an update is available, it will give you the option to download and install
+• To keep your phone always up to date, you can turn on automatic updates by:
+• On the Software Update screen mentioned above, click the Automatic Updates row
+• Switching on all relevant services you wish to keep updated automatically.
+
+A word of caution: Always back up your phone just in case.
+
+To learn more about how to back up and restore your mobile device, head over to my CyberGuy.com website and search ""back up your mobile device"" by clicking the magnifying glass icon at the top of my website.
+
+MOST CREEPY IPHONE SETTING NEEDS TO BE ADJUSTED
+
+After you update your software, it's also a good idea to ensure your web browser is up-to-date to fix any security issues which would help prevent hackers from getting into your computer, crashing programs and getting around your computer’s security systems. While there are many browsers out there, below are a few of the more popular ones.
+• How to update your Chrome browser
+• Select About Chrome from the Chrome menu
+• Allow it to scan from a most recent update
+• At the top right, click More
+• Click Help, then About Google Chrome
+• Select Update Google Chrome Note: If you do not see the ""Update Google Chrome"" button, then your browser is already updated.
+• From your phone or tablet, open the Google Play Store app
+• Tap the profile icon from the top right
+• Tap Profile from the top right (it looks like you or a shape of a person)
+• Scroll down to ""Available Updates"" and search for Chrome
+• If you see Chrome on the list, tap Update
+• Enter your passcode or Apple ID password if prompted
+
+How to update your Safari browser on a Mac
+
+Safari is a built-in App on all Apple products and will automatically update alongside your device's software.
+
+How to update your Microsoft Edge browser
+• Microsoft Edge is programmed to update automatically every time you restart your browser. You can however, update Microsoft Edge manually:
+
+Here, it will tell you whether Microsoft Edge is up-to-date or if an update is available. If an update is available:
+• Any available updates will be displayed.
+
+TOP 8 ABSOLUTE BEST WINTER GLOVES THAT WORK ON YOUR TOUCH SCREENS
+
+Microsoft Edge is also available to download on iPhones, iPads, and Androids. To make sure it is up-to-date, follow the same steps above to update Microsoft Edge as you would to update Chrome on those devices.
+
+While most devices come with free antivirus software installed, none of them are as effective at protecting your devices or preventing them from being infected with malware as they could be.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+It is important to make sure you have a reliable antivirus program installed and running on your devices. See my expert review of the best antivirus protection for your Windows, Mac, Android & iOS devices by searching ‘Best Antivirus’ at CyberGuy.com by clicking the magnifying glass icon at the top of my website.
+
+Copyright 2023 CyberGuy.com. All rights reserved. CyberGuy.com articles and content may contain affiliate links that earn a commission when purchases are made.",8fa35beec4c8419cba9c5bcc287554c8,Start your year off by making sure all your devices are up to date,4,,,,
+15866,"Hilton Looks Ahead and Identifies Key Travel Trends for 2023, as a Record Year of Travel Draws to a Close - New research shows that UAE travellers seek personalised experiences, health and wellness, and deeper connections to local communities and cultures in 2023
+
+DUBAI, United Arab Emirates, November 14, 2022--(BUSINESS WIRE)--If 2022 was the year of the changed traveler, 2023 is the year of the evolved traveller. Today, Hilton released its latest global 2023 trends report, The 2023 Traveler: Emerging Trends that are Innovating the Travel Experience, A Report from Hilton, which reveals the latest consumer expectations following a year when travellers showed up in record numbers.
+
+This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20221114005263/en/
+
+Based on a survey of 500 UAE residents commissioned by Hilton, the new report reveals the aspirations and needs of people taking trips next year. Overall, the survey shows that a large number of UAE respondents (74%) wish to travel more in 2023 than they did in 2022. Additionally, (32%) of people said their wish list of travel destinations has increased for next year.
+
+The research uncovered four consistent themes for 2023 travel:
+
+People will turn to travel for deeper, more engaging, human experiences and connections
+
+Travel is a gateway to discovering different perspectives and rich traditions. The research found that UAE travellers will focus on travel in 2023 to create deeper, more engaging connections with family, friends, colleagues, customers, cultures and the planet. Nearly half (46%) of survey respondents want to learn about local culture while traveling, while 39% want access to locally-sourced products. In addition, strengthening connections with friends and/or family through travel was highlighted by 40% of those questioned.
+
+From destination-focused culinary travel packages to impactful programs like Hilton’s Travel with Purpose, which helps guests positively impact the communities they visit, travellers are looking to create meaningful change through more immersive travel experiences. In fact, Hilton is witnessing signs of this growth through its reimagined Hilton Honors Experiences, which saw a 77% year-over-year increase in Hilton Honors Point redemption during the first nine months of 2022, allowing members to connect with their passions through new, exclusive artist and celebrity events.
+
+People will recognize travel as an essential part of their wellness routine
+
+Health and fitness emerges from the survey as a significant priority for UAE travellers in 2023 with 36% of people saying travel will be an important part of their wellness routine. Having access to unique spa treatments (33%) came out strongly, as did having access to fitness activities outside of the fitness centre of their hotel (34%). Regarding food and drink, almost half (48%) of people want healthier options while travelling.
+
+Travelers will want to be taken care of more than ever
+
+Next year, Hilton anticipates UAE travellers will have a renewed appreciation for experiencing moments where they feel special. 49% care about friendly and reliable service while travelling and 28% will expect travel and hospitality companies to accommodate their personal needs next year. Specifically, more than half (56%) are looking for personalized food and beverage options and 51% are looking for personalized experiences and activities.
+
+Travellers from the UAE know the importance of wanting to feel valued for their loyalty. In fact, 35% of survey respondents indicate that loyalty perks—such as earning/redeeming points and loyalty benefits—will matter to them when traveling in 2023.
+
+Travelers want frictionless travel innovations that are both technology- and human-led
+
+Hilton’s research found that almost half (46%) of travelers will seek an easier overall travel experience in 2023 and 37% of respondents anticipate hotel technologies will be important to them for a seamless stay.
+
+For a frictionless travel experience, Hilton’s Digital Key allows travelers to bypass the front desk and go straight to their rooms. Additionally, enhanced booking options like Confirmed Connecting Rooms by Hilton allows families and friends to reserve adjoining rooms when booking online.
+
+To read Hilton’s 2023 Trends Report, visit Stories.Hilton.com/2023Trends. To start planning your 2023 holiday and earn exclusive perks, visit Hilton.com and join Hilton Honors for free.
+
+Methodology
+
+Both qualitative and quantitative methods were used to determine the emerging trends detailed in this report. Hilton conducted stakeholder interviews across the organization to gain perspectives on what travel looks like today and determine what is top of mind going into 2023. Business Divisions included: Business Travel/Events, Food & Beverage, Wellness, Sustainability, Design, Digital Innovation, Workplace Culture. In addition, Hilton commissioned a survey with 72Point, fielded August 2022 among 500 general population consumers in the UAE.
+
+About Hilton
+
+Hilton (NYSE: HLT) is a leading global hospitality company with a portfolio of 18 world-class brands comprising more than 7,000 properties and more than 1.1 million rooms, in 123 countries and territories. Dedicated to fulfilling its founding vision to fill the earth with the light and warmth of hospitality, Hilton has welcomed more than 3 billion guests in its more than 100-year history, earned a top spot on Fortune's 100 Best Companies to Work For list and been recognized as a global leader on the Dow Jones Sustainability Indices for five consecutive years. Hilton has introduced several industry-leading technology enhancements to improve the guest experience, including Digital Key Share, automated complimentary room upgrades and the ability to book confirmed connecting rooms. Through the award-winning guest loyalty program Hilton Honors, the nearly 146 million members who book directly with Hilton can earn Points for hotel stays and experiences money can't buy. With the free Hilton Honors app, guests can book their stay, select their room, check in, unlock their door with a Digital Key and check out, all from their smartphone. Visit stories.hilton.com for more information, and connect with Hilton on Facebook, Twitter, LinkedIn, Instagram and YouTube.","{'positive': 0.54295385, 'negative': 0.011870897, 'neutral': 0.4451752}","Based on a survey of 500 UAE residents commissioned by Hilton, the new report reveals the aspirations and needs of people taking trips next year. In fact, Hilton is witnessing signs of this growth through its reimagined Hilton Honors Experiences, which saw a 77% year-over-year increase in Hilton Honors Point redemption during the first nine months of 2022, allowing members to connect with their passions through new, exclusive artist and celebrity events. 
+
+Travelers will want to be taken care of more than ever
+
+Next year, Hilton anticipates UAE travellers will have a renewed appreciation for experiencing moments where they feel special. Through the award-winning guest loyalty program Hilton Honors, the nearly 146 million members who book directly with Hilton can earn Points for hotel stays and experiences money can't buy.","DUBAI, United Arab Emirates, November 14, 2022--If 2022 was the year of the changed traveler, 2023 is the year of the evolved traveller. Today, Hilton released its latest global 2023 trends report, The 2023 Traveler: Emerging Trends that are Innovating the Travel Experience, A Report from Hilton, which reveals the latest consumer expectations following a year when travellers showed up in record numbers.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7683662984979246, 'Climate Change Adaptation': 0.7661387540739766, 'Energy Management': 0.7638566281879898, 'Ecological Impacts': 0.7664601821046861, 'Labour Practices': 0.7913441256791393}",0.7913441256791393,Promod,Major focus,Major focus,Positive,"Ecological Impacts, Labour Practices",No focus,,,2022-11-29T23:12:05+00:00,https://www.dailywire.com/news/ben-shapiro-rotten-apple-takes-aim-at-free-speech-in-china-and-on-twitter,"[{'name': 'Twitter owner Elon Musk', 'weight': 0.09804947}, {'name': 'Twitter', 'weight': 0.085017204}, {'name': 'Elon Musk', 'weight': 0.07936761}, {'name': 'Ben Shapiro', 'weight': 0.07508613}, {'name': 'Musk', 'weight': 0.07484743}, {'name': 'Shapiro', 'weight': 0.07335879}, {'name': 'China', 'weight': 0.06965781}, {'name': 'widespread hate speech', 'weight': 0.0672233}, {'name': 'White House', 'weight': 0.06367495}, {'name': 'social media', 'weight': 0.06248822}]",[{'name': 'Tech'}],"[{'data': 'Ben Shapiro', 'type': 'PERSON', 'mentions': 9}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 10}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'Karine Jean-Pierre', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jordan Peterson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 11}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 11}, {'data': 'Daily Wire', 'type': 'ORG', 'mentions': 2}, {'data': 'the Chinese Communist Party', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon Web Services', 'type': 'ORG', 'mentions': 1}, {'data': 'Parler', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'White House', 'type': 'ORG', 'mentions': 1}, {'data': 'The Washington Post', 'type': 'ORG', 'mentions': 2}, {'data': 'China', 'type': 'GPE', 'mentions': 8}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'THE BEN SHAPIRO SHOW', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'COVID', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'AirDrop', 'type': 'PRODUCT', 'mentions': 1}]","Apple has been accused of helping China crack down on free speech, and now, according to Ben Shapiro, the tech giant may now be teaming up with the Biden administration and much of the media to silence Americans on Twitter.
+
+The Daily Wire radio and podcast host told his listeners Tuesday that Apple’s reported plan to drop Twitter from its app store is rich, given the iEverything maker’s ongoing collaboration with the Chinese Communist Party. Apple hasn’t confirmed the plan or given a reason why it might be under consideration, but several big companies object to Twitter owner Elon Musk allowing once-banned conservative voices back on the platform.
+
+“Apple stumps for open relations with China because they make a lot of money over in China,” Shapiro said. “Meanwhile, while Apple cracks down on the protesters in China at the behest of the Chinese government, they’re also apparently now cracking down on Twitter.”
+
+CLICK TO DOWNLOAD THE LATEST EPISODE OF “THE BEN SHAPIRO SHOW”
+
+Musk tweeted Monday that Apple is considering banning the Twitter app, and pointedly asked Apple CEO Tim Cook, “What’s going on here?” Given that apps are only widely available through Apple and Google, such a move would be a big blow to Twitter. The two companies teamed with Amazon Web Services to deal a near-fatal blow to Parler in the wake of the January 6 riots, claiming participants used the social media platform to organize.
+
+Unlike Facebook, which Shapiro pointed out refuses to help Beijing silence its citizens, Apple is all in for China, where parts for its key products are manufactured. Earlier this month, Apple blocked users in China from using its AirDrop feature, effectively barring demonstrators from using the peer-to-peer communication tool amid widespread protests over draconian COVID lockdowns.
+
+In the U.S., any plan by Apple to silence voices on social media would seem to have government help as well. Shapiro noted that White House Press Secretary Karine Jean-Pierre ominously said Monday that the Biden administration is carefully watching Twitter amid complaints Musk’s loosening of the reins is allowing “misinformation.”
+
+“Amazing stuff from the White House,” Shapiro said. “The White House is very upset with Elon Musk and the ability for people to use that app to distribute information they don’t like, not so interested in China cracking down on citizenry.”
+
+Americans can’t count on the media to stand up for freedom of speech either, Shapiro noted. A report in The Washington Post claimed that Musk’s decision to dismantle a Twitter unit called the “trust and safety team” would result in widespread hate speech on the platform. Several fired content moderators have portrayed Musk’s Twitter as a “wild west,” although other observers have noted that for the first time, the platform seems to be purging links to child pornography, which proliferated before Musk’s arrival.
+
+Musk has restored accounts of conservatives including The Babylon Bee, Dr. Jordan Peterson of The Daily Wire+, and former President Trump, as well as ending the site’s so-called “COVID misinformation policy,” which got many medical experts banned for tweeting information that contradicted the government but often later proved true.
+
+Shapiro said Musk’s handling of Twitter differs from fellow billionaire Jeff Bezos’ stewardship of The Washington Post, which he bought in 2013.
+
+“He is actually taking all the flak for all the decisions that Twitter is making as opposed to Jeff Bezos who hands it off to his lackeys and then he disconnects himself from the business,” Shapiro said. “And Musk is not saying the algorithm is responsible for this stuff. He’s saying, ‘I’m responsible for this stuff.’”
+
+“That is what we call accountability.”",65d5d5c7eee64893b10efc3d52ffdd00,Ben Shapiro: Rotten Apple Takes Aim At Free Speech In China And On Twitter,4,,,,
+12697,"Catalent Adds New Cryogenic Capabilities at Shiga, Japan, Facility to Support Clinical Supply Demand for Cell and Gene Therapy Development - SOMERSET, N.J., May 25, 2023 /PRNewswire/ -- Catalent (NYSE:CTLT), the leader in enabling the development and supply of better treatments for patients worldwide, today announced that it has expanded the services and capabilities at its facility in Shiga, Japan, to include the storage, kitting, and distribution of advanced therapies at ultra-low temperatures for clinical trials.
+
+State-of-the-art cryogenic freezers alongside material transfer equipment have been installed that are designed to retain the integrity of investigational advanced therapy products by minimizing their time-out-of-environment. The expansion forms part of Catalent's ongoing global strategy to increase its ability to handle, store and manage advanced therapies for clinical supply, and follows investments at its facilities in Philadelphia, Singapore, and Shanghai, China, in specialized, ultra-low temperature storage capabilities.
+
+The 6,000-square-meter Shiga site opened in October 2021 to support customers both locally and globally, providing flexible clinical supply solutions, including primary packaging, Catalent's FastChain® demand-led supply, white glove handling and logistics.
+
+""The market in Japan for advanced therapies and new modalities continues to grow, along with the demand for companies such as Catalent that have the advanced infrastructure to handle the supply and distribution of these highly sensitive products, as well as the specialized expertise and comprehensive knowledge to manage these supply chains,"" commented Tadahiro Matsumura, Catalent's President of Japan. He added, ""This investment allows us to provide the optimum logistical solution for every customer's individual needs, and the foundation to increase capacity as requirements change and grow.""
+
+With sites in the U.S., U.K., Germany, Singapore, Japan and China, and an extended network of over 50 depots, Catalent's clinical supply services meet a broad range of international compliance and distribution requirements to support global clinical trials.
+
+For further information on Catalent's clinical supply services, visit https://www.clinical.catalent.com.
+
+Catalent is the global leader in enabling pharma, biotech, and consumer health partners to optimize product development, launch, and full life-cycle supply for patients around the world. With broad and deep scale and expertise in development sciences, delivery technologies, and multi-modality manufacturing, Catalent is a preferred industry partner for personalized medicines, consumer health brand extensions, and blockbuster drugs.
+
+Catalent helps accelerate over 1,000 partner programs and launch over 150 new products every year. Its flexible manufacturing platforms at over 50 global sites supply around 80 billion doses of nearly 8,000 products annually. Catalent's expert workforce of approximately 18,000 includes more than 3,000 scientists and technicians.
+
+Headquartered in Somerset, New Jersey, the company generated nearly $5 billion in revenue in its 2022 fiscal year. For more information, visit www.catalent.com.","{'positive': 0.8274208, 'negative': 0.0065179723, 'neutral': 0.1660612}","Catalent (NYSE:CTLT) has expanded the services and capabilities at its facility in Shiga, Japan, to include the storage, kitting, and distribution of advanced therapies at ultra-low temperatures for clinical trials. The expansion forms part of Catalent's ongoing global strategy to increase its ability to handle, store and manage advanced therapies for clinical supply, and follows investments at its facilities in Philadelphia, Singapore, and Shanghai, China. The 6,000-square-meter Shiga site opened in October 2021 to support customers both locally and globally, providing flexible clinical supply solutions. Catalent is the global leader in enabling pharma, biotech, and consumer health partners to optimize product development, launch, and full life-cycle supply for patients around the world.","Catalent (NYSE:CTLT), the leader in enabling the development and supply of better treatments for patients worldwide, today announced that it has expanded the services and capabilities at its facility in Shiga, Japan, to include the storage, kitting, and distribution of advanced therapies at ultra-low temperatures for clinical trials.",CTLT,Health Care,Biotechnology & Pharmaceuticals,Catalent Inc,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry‚Äôs products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity‚Äôs ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.7961352723378208, 'Supply Chain Management': 0.7749482103025885, 'Ethical Marketing': 0.758746859355483, 'Drug Safety': 0.7701523871321884, 'Access to Medicines': 0.7929323970610529, 'Business Ethics': 0.7624244123046124, 'Safety of Clinical Trial Participants': 0.7962375701013302, 'Counterfeit Drugs': 0.7619358475313008, 'Affordability & Pricing': 0.7773691306587016}",0.7962375701013302,Promod,Major focus,Major focus,Positive,"Employee Recruitment, Development & Retention, Supply Chain Management, Safety of Clinical Trial Participants",Major focus,Major focus,Positive,2023-04-27T16:41:38+00:00,https://www.businessinsider.com/mark-zuckerberg-ai-metaverse-comments-meta-earnings-2023-4,"[{'name': 'AI capacity', 'weight': 0.110690676}, {'name': 'AI systems', 'weight': 0.1050127}, {'name': 'AI', 'weight': 0.10482609}, {'name': 'AI agents', 'weight': 0.10240502}, {'name': 'time', 'weight': 0.08931324}, {'name': 'times', 'weight': 0.08931324}, {'name': 'Zuckerberg', 'weight': 0.08606154}, {'name': 'Mark Zuckerberg', 'weight': 0.08265308}, {'name': 'Meta CFO Susan Li', 'weight': 0.07736966}, {'name': 'Meta', 'weight': 0.07256401}]","[{'name': 'Tech'}, {'name': 'Finance'}]","[{'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 8}, {'data': 'Susan Li', 'type': 'PERSON', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Santosh Janardhan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 10}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'The Information', 'type': 'ORG', 'mentions': 1}, {'data': 'roughly 11 minute', 'type': 'TIME', 'mentions': 1}, {'data': 'about six minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'less than 90 seconds', 'type': 'TIME', 'mentions': 1}, {'data': 'Reels', 'type': 'PRODUCT', 'mentions': 1}]","• Mark Zuckerberg referenced AI about 27 times at Meta's earnings call on Wednesday.
+• The CEO said AI is a ""key theme"" but denied the company is moving away from its metaverse plans.
+• Google and Microsoft CEOs also referenced the buzzword dozens of times in their own earnings calls.
+
+Mark Zuckerberg was careful to remind investors on Wednesday that Meta is very much invested in the AI arms race underway in the tech industry.
+
+The CEO mentioned AI no less than 22 times during his roughly 11 minute opening presentation and five more times as he answered questions throughout the meeting. Overall, the word ""AI"" was used 57 times on Wednesday between Zuckerberg, analysts' questions, and comments from Meta CFO Susan Li.
+
+Zuckerberg said that artificial intelligence was a ""key theme"" for Meta and added that AI will ""impact every single one of our apps and services."" The company's AI work has already begun to boost its family of apps — including Instagram, which Zuckerberg said saw a 24% boost in the amount of time people spent on it after the company launched AI-powered Reels.
+
+""I think there's an opportunity to introduce AI agents to billions of people in ways that will be useful and meaningful,"" Zuckerberg said.
+
+The CEO also hinted that the company's large language model, LLaMA, could eventually be available to more users. Meta opened up access to it to some researchers in February.
+
+""A lot of the work that we're doing, I think, we would aspire to and hope to make even more open than that,"" Zuckerberg said. ""So, we'll need to figure out a way to do that.""
+
+Despite the emphasis on artificial intelligence, Zuckerberg said the company isn't abandoning its plans for the metaverse.
+
+""A narrative has developed that we're somehow moving away from focusing on the metaverse vision, so I just want to say upfront that that's not accurate,"" Zuckerberg said. ""We've been focusing on both AI and the metaverse for years now, and we will continue to focus on both.""
+
+During the meeting, Zuckerberg spent about six minutes discussing his plans for AI and less than 90 seconds on the metaverse. At the previous earnings call in February, Zuckerberg referenced AI about 16 times and before OpenAI's ChatGPT made headlines in November, he addressed it 9 times.
+
+Meta isn't the only company making sure Wall Street knows about its efforts in AI. Microsoft CEO Satya Nadella mentioned AI and the company's partnership with OpenAI about 29 times during his opening comments on Tuesday. And Alphabet CEO Sundar Pichai used the word at least 33 times during his introductory statements on Tuesday.
+
+Reuters previously reported that Meta head of infrastructure Santosh Janardhan had warned the company last year that it had a ""significant gap"" when it came to adopting artificial intelligence across its platforms. AI systems require more computing power, as its training requires the system to sift through a large amount of data. An analyst previously told The Information that OpenAI's chatbot could cost as much as $700,000 a day due to its need for computing power and expensive servers.
+
+On Wednesday, Meta's CFO said that the company expects to spend about $30 billion to $33 billion in 2023 to support its ""ongoing build out of AI capacity to support ads, Feed and Reels, along with an increased investment in capacity for our Generative AI initiatives.""
+
+Meta's stock jumped 14% on Thursday after the company's earnings beat Wall Street expectations.",94edf69f09834a3d838953be3fc6a549,Mark Zuckerberg said the word 'AI' no less than 27 times during a Meta earnings call this week,4,,,,
+15974,"Credit-Card Issuers Sell Off After Discover Charge-Offs Rise - It’s a tough morning for shares of credit-card issuers. Discover Financial Services reported Wednesday that its fourth-quarter charge-off rate on its cards rose to 2.37%. That rate, or the share of outstanding balances written off as a loss, was 1.92% at the end of the third quarter. + Discover’s fourth-quarter profit of $3.77 per share topped Wall Street expectations, but shares were still down about 3% on Thursday morning. + Other card issuers also sold off: Capital One Financial was down abou","{'positive': 0.015324075, 'negative': 0.96535623, 'neutral': 0.019319652}","Credit-Card Issuers Sell Off After Discover Charge-Offs Rise. 
+
+It’s a tough morning for shares of credit-card issuers. Discover’s fourth-quarter profit of $3.77 per share topped Wall Street expectations, but shares were still down about 3% on Thursday morning. + Other card issuers also sold off: Capital One Financial was down abou","It’s a tough morning for shares of credit-card issuers. Discover Financial Services reported Wednesday that its fourth-quarter charge-off rate on its cards rose to 2.37%. That rate, or the share of outstanding balances written off as a loss, was 1.92% at the end of the third quarter. + Discover’s fourth-quarter profit of $3.77 per share topped Wall Street expectations, but shares were still down about 3% on Thursday morning. + Other card issuers also sold off: Capital One Financial was down abou",DFS,Financials,Consumer Finance,Discover Financial Services,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers’ PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers’ personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7911692161421473, 'Customer Privacy': 0.7750705721297976, 'Data Security': 0.7783841482378377}",0.7911692161421473,Promod,Minor focus,Major focus,Negative,Selling Practices,Minor focus,Major focus,Negative,2022-11-21T17:53:25+00:00,https://www.newsmax.com/newsmax-tv/alan-wilson-south-carolina-google/2022/11/21/id/1097357/,"[{'name': 'Google', 'weight': 0.07761523}, {'name': 'Alan Wilson', 'weight': 0.074035935}, {'name': 'Wilson', 'weight': 0.07223136}, {'name': 'National Report', 'weight': 0.067612104}, {'name': 'users', 'weight': 0.066661224}, {'name': 'social media platform', 'weight': 0.06530278}, {'name': 'South Carolina Attorney General Alan Wilson', 'weight': 0.06462932}, {'name': 'service', 'weight': 0.06411431}, {'name': 'services', 'weight': 0.06411431}, {'name': 'other settings', 'weight': 0.06336526}]",[{'name': 'Tech'}],"[{'data': 'S.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'South Carolina', 'type': 'GPE', 'mentions': 1}, {'data': 'the Palmetto State', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Oregon', 'type': 'GPE', 'mentions': 1}, {'data': 'Nebraska', 'type': 'GPE', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Newsmax', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Alan Wilson', 'type': 'PERSON', 'mentions': 5}, {'data': 'National Report', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}]","South Carolina Attorney General Alan Wilson told Newsmax Monday that Google just shelled out nearly $8 million to the Palmetto State because it failed to inform users it was tracking their movements.
+
+""The reason they're in this lawsuit or in this settlement is because they were purposefully misleading consumers around the United States, around the world, in fact, because they weren't fully informing them of the full scope of their location history and their tracking,"" Wilson said during an appearance on Newsmax's ""National Report."" ""A lot of people would opt out of the location history, but what Google was doing is they were using other settings in the web and activity setting part of your Android phone or on your Google account to track you and take your personal information without your permission.""
+
+According to Reuters, Google will pay $391.5 million to settle allegations brought by 40 state attorneys general that it illegally tracked users' locations. Led by Oregon and Nebraska, the investigation and settlement suggest that state attorneys general are increasingly examining the tech giant's user tracking practices to ensure that they are compliant with state and federal privacy laws.
+
+Wilson, a Republican did acknowledge that there are some people who actually want to be tracked.
+
+""I talked to a person the other day who says it's a matter of safety,"" Wilson said. ""They want Google to know everywhere they're going so, if they ever turn up missing, people can find them, but that's a personal choice. Google needs to allow people the option and the right to know if their personal data is being monetized, whether they know it or not.""
+
+When it comes to online platforms, Wilson cautioned against the lure of ostensibly free products and services.
+
+""I tell people all the time: If you're using an online service platform like Google or social media platform, and you're receiving a good or service or a product that is free, you need to realize that you were actually the product that is being used,"" he said.
+
+NEWSMAX is the fastest-growing cable news channel in America!
+• Find in over 100 million U.S. homes via cable/streaming – More Info Here
+• Watch online – See It Here
+• Download the FREE App on Your Smartphone to Watch Now!",cc52ef4bef0f45ccb26c65f1ca70efb4,S.C. AG to Newsmax: Google Needs to Give Option to be Tracked,4,,,,
+6331,"Radioactive water leaks from Minnesota plant for 2nd time, no danger to the public - Water containing a radioactive material has leaked for a second time from a nuclear plant near Minneapolis and the plant will be shut down, but there is no danger to the public, the plant’s owner said Thursday.
+
+A leak of what was believed to be hundreds of gallons of water containing tritium was discovered this week from a temporary fix at the Monticello Nuclear Generating Plant, where 400,000 gallons of water with tritium leaked in November, Xcel Energy said in a statement Thursday.
+
+The plant about 38 miles northwest of Minneapolis is scheduled to power down Friday so permanent repairs can begin, the company said.
+
+There was a monthslong delay in announcing the initial leak that raised questions about public safety and transparency, but industry experts said there was never a public health threat.
+
+The new leak, announced a day after Xcel Energy says it was discovered, was found to be coming from a temporary fix to the original leak, the company said in a statement. This time, the leak is anticipated to be in the hundreds of gallons.
+
+""While the leak continues to pose no risk to the public or the environment, we determined the best course of action is to power down the plant and perform the permanent repairs immediately,"" said Chris Clark, president of Xcel Energy–Minnesota, North Dakota and South Dakota. ""We are continuing to work with and inform our state, federal, city and county leaders in the process.""
+
+After the first leak was found in November, Xcel Energy made a short-term fix to capture water from a leaking pipe and reroute it back into the plant for re-use. The solution was designed to prevent new tritium from reaching the groundwater until installation of a replacement pipe during a regularly scheduled outage in mid-April, the company said.
+
+However, monitoring equipment indicated Wednesday that a small amount of new water from the original leak had reached the groundwater. Operators discovered that, over the past two days, the temporary solution was no longer capturing all of the leaking water, Xcel Energy said.
+
+The leaked water remains contained on-site and has not been detected in any local drinking water, Xcel Energy said.
+
+NONBINARY BIDEN NUCLEAR OFFICIAL CHARGED WITH STEALING WOMAN'S LUGGAGE AT AIRPORT
+
+Tritium is a radioactive isotope of hydrogen that occurs naturally in the environment and is a common by-product of nuclear plant operations. It emits a weak form of beta radiation that does not travel far and cannot penetrate human skin, according to the Nuclear Regulatory Commission.
+
+The Minnesota Pollution Control Agency and Minnesota Department of Health released a statement Thursday saying they were told of the new leak Thursday afternoon and that it is ongoing. The agencies said they will continue to monitor groundwater samples and will inform the public if there is an imminent risk.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+Minnesota regulars said last week that Xcel Energy voluntarily notified state agencies and reported the leak of tritium to the Nuclear Regulatory Commission soon after it was confirmed in November. The amount of leaked material never reached a threshold requiring public notification and they waited to make a public announcement until they had more information, officials said.
+
+Edwin Lyman, director of nuclear power safety with the Union of Concerned Scientists, told The Associated Press last week that a significant health risk only would occur if people consumed fairly high amounts of tritium. That risk is contained if the plume stays on the company’s site, which Xcel Energy and Minnesota officials said is the case.","{'positive': 0.033724014, 'negative': 0.5229161, 'neutral': 0.4433599}","A leak of hundreds of gallons of water containing radioactive material has been discovered at a Minnesota nuclear plant near Minneapolis, but there is no danger to the public. The plant is scheduled to power down Friday so permanent repairs can begin, and the leak is expected to be in the hundreds. The first leak of tritium was discovered in November, but monitoring equipment indicated Wednesday that a small amount of new water from the original leak had reached the groundwater. The Minnesota Pollution Control Agency and Minnesota Department of Health have released a statement saying they were told of the new leak Thursday afternoon and that it is ongoing. The agencies will continue to monitor groundwater samples and will inform the public if there is an imminent risk.",A Minnesota plant had a radioactive water leak for the second time. The plant will now be shut down. The plant's owner says there is no danger to the public.,XEL,Infrastructure,Electric Utilities & Power Generators,Xcel Energy Inc,"{'Water Management': 'Electricity generation is one of the most water-intensive industries in the world in terms of water withdrawals. Thermoelectric power plants—typically coal, nuclear and natural gas—use large quantities of water for cooling purposes. The industry is facing increasing water-related supply and regulatory risks, potentially requiring capital investment in technology or even creating stranded assets. As water supplies tighten in many regions—and electricity generation, agriculture and community use compete for water supplies—power plants increasingly may be unable to operate at full capacity, or at all, because of region-specific water constraints. The availability of water is an important factor to consider when calculating the future value of many electricity-generating assets and for evaluating proposals for new generation sources. Increased water scarcity—because of factors such as increasing consumption and reduced supplies resulting fromclimate change, which could result in more frequent or intense droughts—could prompt regulatory authorities to limit entities’ ability to withdraw necessary amounts of water, especially in regions with high baseline water stress. Furthermore, entities must manage the growing number of regulations related to the significant biodiversity impacts that such large withdrawals may cause. To mitigate these risks, entities can invest both in more efficient water-usage systems for plants, and place strategic priority on assessing long-term water availability, as well as water-related biodiversity risks, when siting new power plants.', 'Greenhouse Gas Emissions & Energy Resource Planning': 'Electricity generation represents the largest source of greenhouse gas (GHG) emissions in the world. Mainly carbon dioxide, methane and nitrous oxide, these emissions are mostly by-products of fossil fuel combustion. The transmission ordistribution (T&D) segments of the industry produce negligible emissions. Electric utility entities could face significant operating costs and capital expenditures for mitigating GHG emissions as environmental regulations become increasingly stringent. Although many of these costs may be passed to a utility’s customers, some power generators, especially in deregulated markets, may be unable to recoup these costs. Entities may reduce GHG emissions from electricity generationthrough careful infrastructure investment planning by ensuring the delivery of an energy mix capable of meeting the emissions requirements set forth by regulations, and by implementing industry-leading technologies and processes. Being proactive in cost-effectively reducing GHG emissions may create a competitive advantage for entities and mitigate unanticipated regulatory compliance costs. Failure to properly estimate capital-expenditure needs and permitting costs, or other difficulties in reducing GHG emissions, may result in significant negative effects on returns in the form of asset write-downs, the costs to obtain carbon credits, or unexpected increases in operating and capital expenditures. Regulatory emphasis on this issue may increase in the coming decades, as exemplified by the international emissions-reduction agreement made at the 21st session of the United Nations Conference of the Parties in 2015.', 'End-Use Efficiency & Demand': 'Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions, because less electricity needs to be generated to provide the same end-use energy services. Utilities can promote energy efficiency and conservation among their customers. Such strategies may include offering rebates for energy-efficient appliances, weatherising customers’ homes, educating customers on energy-saving methods, offering incentives to customers to curb electricity use during times of peak demand (‘demand response’), or investing in technology such as smart meters, which allow customers to track their energy use. While saving consumers money, these efforts also may reduce operating costs for electric utilities by decreasing peak demand. Furthermore, depending on the utility regulatory framework, local jurisdictions may mandate that entities develop energy efficiency plans before permitting new builds. Companies with effective strategies to reduce the downside risks from demand fluctuations, may gain adequate and timely returns on needed investments. Furthermore, reducing costs through efficiency initiatives may earn higher, long-term risk-adjusted returns.', 'Grid Resiliency': 'Electricity is critical for the continued function of most elements of modern life, from medicine to finance, creating a societal reliance on continuous service. Major disruptions to electricity infrastructure may result in potentially high societal costs. Disruptions can be caused by extreme weather events, natural disasters and cyberattacks. As the frequency and severity of extreme weather events associated with climate change continues to increase, all segments of electric utilities entities—and especially major transmission and distribution (T&D) operations—will face increasing physical threats to theirinfrastructure. Extreme weather events could result in frequent or significant service disruptions, outages and require upgrade or repair of damaged or compromised equipment, all of which may add substantial costs and damage brand reputation among regulators and customers. The increased use of smart grid technology has several benefits, including strengthening the resiliency of the grid to extreme weather events. However, this technology may make the grid more vulnerable to cyberattacks, because it provides hackers more entryways into infrastructure systems. Entities must implement strategies that minimise the probability and magnitude of impacts from extreme weather events and cyberattacks. To remain competitive in the face of increasing external competition, entities must improve the reliability, resilience and quality of their infrastructure.', 'Air Quality': 'Fuel combustion in electricity-generation operations generates hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). HAPs, CAPs, and VOCs have more localised, but nonetheless significant, human health and environmental impacts compared with the global impacts of greenhouse gases (GHGs). The most common and impactful are nitrogen oxides (excluding nitrous oxide), sulphur oxide, particulate matter (PM), lead, and mercury. Emissions of these localised air pollutants are often strictly regulated, creating significant risks for electricity generators. Regulatory and legal risks are higher for those entities operating near large communities. An entity’s energy-generation mix is the best indicator of its relative risk related to air quality. Harmful air emissions from operations may result in regulatory penalties that affect extraordinary expenses, higher regulatory compliance costs, and new capital expenditures to instal best-in-class control technology. In some cases, such expenditures can be prohibitive to the continuation of a facility. Entities can manage air quality concerns through internal actions to reduce emissions, as well as by working with regulators to establish priorities and incorporate risks into short- and long-term capital planning.', 'Nuclear Safety & Emergency Management': 'Although rare, nuclear accidents can have significant human health and environmental consequences because of their severity. Owners of nuclear power plants in many regions have operated for decades without any major public safety incidents, but the occurrence of infrequent but large-magnitude incidents anywhere in the world can have major effects on the entire nuclear power industry. Entities that own and operate nuclear plants may lose their licence to operate, as well as face many other financial consequences in the event of an accident—though entities carry insurance and may have legal protections from some liabilities. Failure to comply with the safety regulations can be expensive to nuclear power operators; in extreme circumstances it may make the continued operation of the plant uneconomical. Facing potentially significant financial repercussions, both from ongoing safety compliance as well as tail risk incidents, entities that own or operate nuclear plants must be vigilant in the safety compliance, best practices and upgrades of their facilities. They also must maintain robust emergency preparedness training for their staff and a strong safety culture. These measures can reduce the probability that accidents will occur and enable an entity to effectively detect and respondto such incidents.', 'Workforce Health & Safety': 'Employees of entities in the industry face numerous hazards in the construction and maintenance of electric transmission and distribution (T&D) lines, as well as with the various means of electricity generation. Many of these employees work for extended periods at great heights, operate heavy machinery, and face electrocution risks. While the industry has madesignificant strides in safety improvements, significant risks and opportunities remain for further improvements. The nature of the industry—as a necessity of modern life and economies, as well as commonly a societally granted monopoly—means that the actions of entities in the industry receive significant public and regulatory scrutiny. Entities need to maintain a culture of safety to ensure adequate working conditions for their workers, ensure strong operational productivity, uphold positive views from the perspective of regulators, and manage potential risks of regulatory penalties.', 'Coal Ash Management': 'Electricity generators must safely dispose of the hazardous by-products of their operations. Coal-fired electricity generation is a major source of hazardous waste because of its by-product, coal ash. Coal ash can have a significant effect on entity value in the power-generation segment of the industry. This issue will affect entities differently, dependingon the extent to which they generate electricity from coal. Coal ash is one of the largest industrial waste streams in the world. It contains heavy metal contaminants that have been associated with cancer and other serious diseases, especially when they leach into groundwater. Coal ash can have beneficial uses when recycled or reused, such as in the creation of fly ash concrete or wallboard, creating revenue opportunities for electric utilities. Safe handling of coal ash, location of coal ash impoundments that minimise harm to human life and/or the environment, strong monitoring and containment of coal ash, and the sale for beneficial uses of coal ash are important strategies to reduce regulatory compliance costs as well as penalties for non-compliance. There can be significant litigation and/or remediation costs if the coal ash leaches into the surrounding environment.', 'Energy Affordability': 'A de facto objective of regulated electric utilities is to provide reliable, affordable, and sustainable electricity. Entities in theindustry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy is particularly challenging for entities to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly unaffordable for low-income customers (affordability is determined by both the net cost of energy bills and the underlying customer economics). Ensuring that utility bills are affordable is crucial for utilities working to build trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities,and one of the more closely analysed issues by investment analysts. The willingness of regulators to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may enable utilities to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers defecting from the grid (or reducing reliance on the grid) by implementing distributed energy resources or pursuing other alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utilities’ business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.'}","{'Water Management': 0.7838557779623552, 'Greenhouse Gas Emissions & Energy Resource Planning': 0.7578502450977609, 'End-Use Efficiency & Demand': 0.7270833485237352, 'Grid Resiliency': 0.7544615877437758, 'Air Quality': 0.7713233297714013, 'Nuclear Safety & Emergency Management': 0.8100902942692209, 'Workforce Health & Safety': 0.7595992883577278, 'Coal Ash Management': 0.7764472191002166, 'Energy Affordability': 0.7186468977605123}",0.8100902942692209,Promod,Major focus,Major focus,Negative,"Nuclear Safety & Emergency Management, Water Management",Major focus,Major focus,Negative,2023-03-01T22:41:37+00:00,https://www.cnn.com/2023/03/01/tech/waymo-layoffs/index.html,"[{'name': 'broader uncertainty', 'weight': 0.11171857}, {'name': 'years', 'weight': 0.111281425}, {'name': 'funding tech companies', 'weight': 0.09503099}, {'name': 'Wednesday', 'weight': 0.08901279}, {'name': 'costs', 'weight': 0.07673775}, {'name': 'digital services', 'weight': 0.07362384}, {'name': 'waning demand', 'weight': 0.071489334}, {'name': 'ambitious projects', 'weight': 0.070850536}, {'name': 'the global economy', 'weight': 0.06925136}, {'name': 'bets', 'weight': 0.06658038}]","[{'name': 'Tech'}, {'name': 'Auto'}]","[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'Waymo', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'CNN', 'type': 'ORG', 'mentions': 1}]","Waymo, the self-driving car division of Google's parent company Alphabet (GOOGL), said on Wednesday that it has cut approximately 8% of its staff across two rounds of layoffs this year.
+
+Some 209 jobs were eliminated in total, after cuts in late January and another more recent round, the company confirmed on Wednesday.
+
+""We took a thoughtful approach and feel confident that we're providing for each of these former teammates through this transition,"" the company said in a statement to CNN Wednesday. ""We're confident that we have the right teams in place to achieve success for Waymo.""
+
+The Waymo job cuts come amid a spate of layoffs in the tech sector, as the industry adjusts to waning demand for digital services years into the pandemic and confronts broader uncertainty in the global economy. Rising interest rates have also dried up the easy access to funding tech companies used to fuel ambitious projects and bets on the future.
+
+Alphabet said in January that it was cutting 12,000 jobs, or 6% of its workforce, after having grown by more than 50,000 employees over the prior two years. The cuts to Waymo highlight how even Alphabet's most ambitious and high-profile long-term bets are not immune to its renewed focus on reining in costs.",23a077b24766410d95aa86c543587ff9,Alphabet's self-driving car unit has cut 8% of its staff this year,4,,,,
+34976,"Modelo Maker Profits From Bud Light’s Decline - Constellation Brands reported an 11% increase in beer sales in the latest quarter as its Modelo Especial brand became America’s top beer, highlighting a reshuffling of the U.S. market ahead of a critical holiday for brewers and distributors.
+
+The stretch between Memorial Day and the Fourth of July is the beer industry’s Black Friday, a period that can make or break companies’ years. This year brought a change of control as Modelo Especial took a spot that Bud Light had held for more than two decades.
+
+The ascent of a Mexican import brand is a result of shifting demographics, changing consumer tastes, savvy marketing and, most recently, a culture-war storm.
+
+In April, transgender influencer Dylan Mulvaney posted an image on Instagram of a personalized Bud Light can that the brand had sent her as a gift. The uproar that followed, and further anger over Anheuser-Busch InBev’s response, have battered the sales of Anheuser-Busch brands including Bud Light, Budweiser and Michelob Ultra.
+
+Modelo bested Bud Light in dollar sales for the past three months, with 8.64% of U.S. retail-store beer sales in the 12 weeks ended June 18, compared with 8.16% for Bud Light, according to an analysis of Circana data by Beer Marketer’s Insights.
+
+Constellation has held the license to sell Modelo in the U.S. since 2013, when AB InBev, seeking to gain clearance from U.S. regulators for its acquisition of Mexican brewer Grupo Modelo, sold to Constellation a Mexican brewery and perpetual U.S. licensing rights for brands including Modelo and Corona.
+
+Constellation said Friday it is moving ahead with plans to build a brewery in Veracruz, Mexico, part of a $4 billion investment over the next few years to add production capacity to its beer business. The company also sells brands such as Robert Mondavi wines and Casa Noble tequila.
+
+Another bet by Constellation, a $4 billion investment in cannabis company Canopy Growth, has gone less well. Constellation booked a $123.5 million charge in the latest quarter for the unprofitable Canadian company, which warned recently about its ability to continue as a going concern.
+
+Overall, Constellation’s net income fell 65% to $135.9 million and revenue rose 6% to $2.51 billion in the quarter ended May 31. The company said higher raw material prices, marketing spending and brewery-expansion costs weighed on profits. The results were better than Wall Street’s expectations. The company lowered its forecasts for the fiscal year when factoring in the Canopy investment.
+
+Bud Light‚Äôs total sales over the first five months of the year are still higher than any other beer‚Äôs. But some Bud Light distributors have said they believe the brand might be permanently dethroned.","{'positive': 0.03527576, 'negative': 0.94786465, 'neutral': 0.01685951}","Constellation Brands reported an 11% increase in beer sales in the latest quarter as its Modelo Especial brand became America's top beer, highlighting a reshuffling of the U.S. market ahead of a critical holiday between Memorial Day and the Fourth of July. The company is moving ahead with plans to build a brewery in Veracruz, Mexico, part of a $4 billion investment over the next few years to add production capacity to its beer business. Overall, Constellation‚Äôs net income fell 65% to $135.9 million and revenue rose 6%, while the company said higher raw material prices, marketing spending and brewery-expansion costs weighed on profits.",Constellation Brands reported an 11% increase in beer sales in the latest quarter as its  Modelo Especial brand became America‚Äôs top beer.,STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7470327537125891, 'Packaging Lifecycle Management': 0.7707239191238695, 'Energy Management': 0.7633723586866312, 'Responsible Drinking & Marketing': 0.7662716534639785, 'Ingredient Sourcing': 0.7702032798951953, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7594179005940098}",0.7707239191238695,Promod,Minor focus,Minor focus,Positive,"Water Management, Packaging Lifecycle Management, Energy Management, Responsible Drinking & Marketing, Ingredient Sourcing, Environmental & Social Impacts of Ingredient Supply Chain",No focus,,,2023-06-08T09:30:00+00:00,https://www.washingtonexaminer.com/restoring-america/faith-freedom-self-reliance/conservative-group-bank-of-america-ad-campaign-esg,"[{'name': 'ESG', 'weight': 0.078042254}, {'name': 'political agendas', 'weight': 0.063958585}, {'name': 'America', 'weight': 0.05898214}, {'name': 'key banking services', 'weight': 0.0585925}, {'name': 'abortion restrictions', 'weight': 0.055159304}, {'name': 'Will Hild', 'weight': 0.053598493}, {'name': 'Bank', 'weight': 0.052862175}, {'name': 'American soil', 'weight': 0.052710764}, {'name': 'American dollars', 'weight': 0.052580096}, {'name': 'other issues', 'weight': 0.05250451}]",[{'name': 'Finance'}],"[{'data': 'Bank of America', 'type': 'ORG', 'mentions': 11}, {'data': 'Consumers’ Research', 'type': 'ORG', 'mentions': 5}, {'data': 'pro-America', 'type': 'ORG', 'mentions': 1}, {'data': 'the Chinese Communist Party', 'type': 'ORG', 'mentions': 1}, {'data': 'BlackRock', 'type': 'ORG', 'mentions': 1}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 1}, {'data': 'Nike', 'type': 'ORG', 'mentions': 1}, {'data': 'Coca-Cola', 'type': 'ORG', 'mentions': 1}, {'data': 'ESG', 'type': 'ORG', 'mentions': 5}, {'data': 'THE WASHINGTON EXAMINER', 'type': 'ORG', 'mentions': 1}, {'data': 'The Labor Department', 'type': 'ORG', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 1}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'Charlotte', 'type': 'GPE', 'mentions': 1}, {'data': 'North Carolina', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 3}, {'data': 'the United States', 'type': 'GPE', 'mentions': 3}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Will Hild', 'type': 'PERSON', 'mentions': 2}, {'data': 'Brian Moynihan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Larry Fink', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'American', 'type': 'NORP', 'mentions': 2}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 2}, {'data': 'AR-15s', 'type': 'PRODUCT', 'mentions': 1}]","Consumers’ Research has launched a campaign targeting Bank of America , accusing the firm of pushing a political agenda through an embrace of environmental, social, and governance principles, or ESG.
+
+ESG has been growing in popularity with corporations and financial institutions, and Consumers’ Research, a conservative nonprofit group, has been pushing back. The latest move includes mobile billboards and a national television ad buy.
+
+
+
+The launch of the new campaign, which was announced on Wednesday, will feature more than a dozen mobile billboards attacking the bank. The billboards, which are running in cities including Charlotte, North Carolina (the bank’s headquarters), New York, and Washington, D.C., emphasize the bank’s ties to China and other issues that the group sees as “woke.”
+
+“How to get a loan from Bank of America,” one billboard reads. “Step 1: Go Woke. Step 2: Get Paid. (note: pro-gun, pro-life, and pro-America need not apply).”
+
+GAS PRICES TODAY: WHERE TO FIND THE CHEAPEST FUEL ACROSS THE COUNTRY
+
+In a statement, Will Hild, the executive director of Consumers’ Research, claimed the bank has gone “full woke” and accused the firm of working to undermine the United States.
+
+“We are putting Bank of America on notice. CEO Brian Moynihan has wielded the United States’ second-largest bank like a political club,” Hild said. “Under his watch, the bank has brought China’s social credit system to American soil by using arbitrary ESG metrics to potentially lock individuals and businesses out of key banking services. This is the same bank that helped build the Chinese Communist Party, investing billions of American dollars into China to help facilitate its rise.”
+
+Asked for comment, a Bank of America spokesperson emphasized the firm’s support for communities and dedication to shareholders.
+
+""Bank of America’s focus on responsible growth is how we deliver industry-leading service to our 68 million American consumers, being a great place to work for our employees and supporting communities across the United States while delivering strong returns for our shareholders,"" the spokesperson said in a statement.
+
+One of the advertisements highlights Bank of America's announcement that it will cover the travel costs of employees who live in states with abortion restrictions to get abortions out of state. It also takes issue with the bank's plan to achieve net-zero greenhouse gas emissions across its financing activities, operations, and supply chain before 2050. The company also announced in 2018 that it would stop lending to gun manufacturers that produce military-type firearms, such as AR-15s.
+
+Consumers’ Research additionally released a website satirizing the style of Bank of America’s site and branding the firm ""Bank of UnAmerica."" One television advertisement, which will run nationally, claims that the bank funds abortions and bashes the firm’s “woke climate agenda.”
+
+“There’s enough people pushing political agendas in America. Your bank shouldn’t be one of them,” the narrator in the ad says. “Bank of America, their lies start with their name.”
+
+Bank of America isn’t the first company Consumers’ Research has targeted. BlackRock, the world’s largest money manager, and its CEO Larry Fink have been subjected to a monthslong campaign by the group, which has also run advertisements attacking American Airlines, Nike, and Coca-Cola.
+
+ESG, and criticism of ESG, has become a politically salient issue. Republicans on the campaign trail have been lashing out at “woke capitalism” and ESG.
+
+Supporters of ESG view it as a way that the private sector can help make the world a better place through capitalism and the free market, but its critics see the push as an attempt to distort the free market and, in some sense, even the culture of the U.S. through money and corporate influence.
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+The issue gained more attention earlier this year when President Joe Biden’s first presidential veto involved ESG.
+
+The Labor Department proposed a rule that would allow retirement plan managers to consider ESG when making investments, and congressional Republicans attempted to override that rule, with the effort passing in the House and Senate and forcing Biden into a veto.",7b188eebdd7c42ed9ca51237d0989674,Conservative group targets Bank of America in new ad campaign over ESG,4,,,,
+29257,"Kinder Morgan, Inc. (KMI) Is a Trending Stock: Facts to Know Before Betting on It - Kinder Morgan (KMI) has been one of the most searched-for stocks on Zacks.com lately. So, you might want to look at some of the facts that could shape the stock's performance in the near term.
+
+Shares of this oil and natural gas pipeline and storage company have returned +3.5% over the past month versus the Zacks S&P 500 composite's +3.3% change. The Zacks Oil and Gas - Production and Pipelines industry, to which Kinder Morgan belongs, has gained 4.2% over this period. Now the key question is: Where could the stock be headed in the near term?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Here at Zacks, we prioritize appraising the change in the projection of a company's future earnings over anything else. That's because we believe the present value of its future stream of earnings is what determines the fair value for its stock.
+
+We essentially look at how sell-side analysts covering the stock are revising their earnings estimates to reflect the impact of the latest business trends. And if earnings estimates go up for a company, the fair value for its stock goes up. A higher fair value than the current market price drives investors' interest in buying the stock, leading to its price moving higher. This is why empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements.
+
+Kinder Morgan is expected to post earnings of $0.26 per share for the current quarter, representing a year-over-year change of -3.7%. Over the last 30 days, the Zacks Consensus Estimate has changed +2%.
+
+For the current fiscal year, the consensus earnings estimate of $1.11 points to a change of -4.3% from the prior year. Over the last 30 days, this estimate has changed -0.1%.
+
+For the next fiscal year, the consensus earnings estimate of $1.14 indicates a change of +3.3% from what Kinder Morgan is expected to report a year ago. Over the past month, the estimate has remained unchanged.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Kinder Morgan is rated Zacks Rank #3 (Hold).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+Even though a company's earnings growth is arguably the best indicator of its financial health, nothing much happens if it cannot raise its revenues. It's almost impossible for a company to grow its earnings without growing its revenue for long periods. Therefore, knowing a company's potential revenue growth is crucial.
+
+In the case of Kinder Morgan, the consensus sales estimate of $4.94 billion for the current quarter points to a year-over-year change of -4.1%. The $20.87 billion and $21.32 billion estimates for the current and next fiscal years indicate changes of +8.7% and +2.2%, respectively.
+
+Kinder Morgan reported revenues of $3.89 billion in the last reported quarter, representing a year-over-year change of -9.4%. EPS of $0.30 for the same period compares with $0.32 a year ago.
+
+Compared to the Zacks Consensus Estimate of $5.25 billion, the reported revenues represent a surprise of -25.96%. The EPS surprise was +3.45%.
+
+Over the last four quarters, the company surpassed EPS estimates just once. The company topped consensus revenue estimates two times over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Kinder Morgan is graded C on this front, indicating that it is trading at par with its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Kinder Morgan. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.25219825, 'negative': 0.20760459, 'neutral': 0.54019713}","Kinder Morgan, Inc. (KMI) has been one of the most searched-for stocks on Zacks.com lately, with shares of this oil and natural gas pipeline and storage company returning +3.5% over the past month versus the Zacks S&P 500 composite. This article looks at some of the facts that could shape the stock's performance in the near term, such as the company's earnings estimate revisions and near-term stock price movements. It also looks at how sell-side analysts are revising their earnings estimates to reflect the impact of the latest business trends, and if earnings estimates go up for a company, the fair value for its stock goes up. The company is expected to post earnings of $0.26 per share for the current quarter, representing a year-over-year change of -3.7%. Despite this, the company topped consensus revenue estimates two times over the last four quarters, and is rated Zacks Rank #3.","Recently, Zacks users have been paying close attention to Kinder Morgan (KMI). This makes it worthwhile to examine what the stock has in store.",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7502017755916734, 'Operational Safety, Emergency Preparedness & Response': 0.7593991173621955, 'Air Quality': 0.7240203745632491, 'Competitive Behaviour': 0.775894086639331, 'Ecological Impacts': 0.7412755019741705}",0.775894087,Promod,No focus,No focus,Neutral,,No focus,,,2023-03-06T10:58:14+00:00,https://www.cnbc.com/2023/03/06/goldman-sachs-calls-aapl-a-buy-says-tech-stock-can-rally-more-than-30percent.html,"[{'name': 'slowing product growth', 'weight': 0.09355422}, {'name': 'product revenue', 'weight': 0.08712057}, {'name': 'Growth', 'weight': 0.08064285}, {'name': 'growth', 'weight': 0.08064285}, {'name': 'new products', 'weight': 0.07989108}, {'name': 'gross profit growth', 'weight': 0.074467994}, {'name': 'average revenue', 'weight': 0.07365855}, {'name': 'iPhone users', 'weight': 0.07172573}, {'name': 'fiscal years', 'weight': 0.070369065}, {'name': 'product innovation', 'weight': 0.06979691}]",[{'name': 'Finance'}],"[{'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 12}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Michael Ng', 'type': 'PERSON', 'mentions': 5}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'Macs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Fitness', 'type': 'PRODUCT', 'mentions': 1}, {'data': '5', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}]","Apple could get a big boost from its services business, according to Goldman Sachs. Analyst Michael Ng initiated coverage of the big technology stock with a buy rating and a price target of $199. His price target implies the stock could rally 31.8% from where it closed Friday. Ng said investors may be incorrectly focusing on slowing product growth, which masks what he sees as an opportunity for the company to expand its services business. He said improvements in the services business, paired with product innovation and growth in the base, should offset headwinds from reduced demand for phones, tablets and Macs. ""The majority of gross profit growth over the next 5-years should be driven by Services, which should mark an inflection point in the Services investment narrative and support AAPL's premium multiple,"" he said in a note to clients Sunday. ""The durability of Apple's installed base and the resulting revenue growth visibility from attaching more Services and Products is what underpins the recurring revenue - or Apple-as-a-Service - opportunity."" Apple has unmatched brand strength, according to Ng. That brand loyalty can help the company grow its user base, which in turn can ensure lower churn and repeat purchases as newer technology models come out. Ng pointed to Apple TV+ and Apple Fitness of two examples of product and service launches. Continued penetration in the smartphone market in both mature and newer markets will help expand that user base going forward, Ng said. Growth of 5G and the used-phone market will also help increase Apple's reach, he said. Ng said Apple's trade-in program can also help make the iPhone a better value. Ng said Apple's valuation is attractive relative to its historical multiple and compared to key peers within tech. The stock is up 1% in Monday's premarket and has gained 16.2% this year after falling 26.8% in 2022. Apple's services business should see an 11% compound annual growth rate through at least the end of fiscal 2026, Ng said, resulting in $117 billion in revenue compared with $78 billion in fiscal 2022. A key driver of that growth should come from a 3% compound annual growth rate in the volume of iPhone users and a 7% compound annual growth rate in average revenue per user. That will help contribute to a 10% compound annual growth rate in per-share earnings expected between fiscal years 2022 and 2026, helped by earnings durability and share repurchases. To be sure, Ng said Apple's performance could be impacted by slides to consumer demand, supply chain disruption, increased competition and any regulatory or capital allocation difficulties. While he said product revenue faces near-term headwinds, average revenue per user should return to historical levels as new products like headsets can help offset losses due to the fact that people are keeping their iPhones for longer than they used to before replacing them. — CNBC's Michael Bloom contributed to this report.",9e281f0e4dc14f2ea3a6715f292d41b0,Goldman Sachs says Apple can rally more than 30% thanks to its services business,4,,,,
+15045,"Med tech investors paying up for patents - Med tech startups with patents or patent applications saw more funding at higher valuations than non-patent peers last year, a new PitchBook report finds.
+
+Why it matters: Intellectual property is a value creator, particularly in a market as mature as med tech.
+
+By the numbers: Companies with patents saw the majority of overall VC deal funding last year.
+• Nearly 50% of funding went to seed-stage companies with patents, and this increased to 81% and 95% for late-stage and venture growth rounds, respectively, the report says.
+• Since 2020, median venture deal sizes were about 15% to 30%-plus higher for companies with patent applications.
+• In 2022, there were 439 VC deals in med tech with a combined deal value of $8.7 billion in 2022, down from 561 deals valued at $9.7 billion in 2021.
+• Early-stage deals saw the biggest slump, with funding down 30% year over year.
+
+Meanwhile, private equity deal activity in the space was muted, with only 16 buyouts.
+• The report cites surgical devices, dermatology and precision medicine as areas within med tech likely to garner PE interest, given their long-term business models.
+
+Zoom in: In Q1 2023, VCs poured more than $50 million into the surgical technology market, outpacing all other med tech segments, per the report.
+• Last year saw a handful of notable deals, including Medtronic's $904 million acquisition of cardiac tech company Affera from Bain Capital Life Sciences.
+• ""Medtronic was also a previous investor in Affera, and medtech CVC involvement in mid- to late-stage deals can be a strong sign of potential future deal interest,"" the report says.
+
+What they're saying: ""Med tech is unique and incumbent heavy and that raises the bar for new entrants,"" says Aaron DeGagne, an emerging technology analyst, digital health and med tech at PitchBook.
+• ""You need a robust business model and a high degree of recurring sales,"" he says.
+
+Yes, but: ""There have been and will be plenty of exit opportunities,"" he stressed, with public incumbents like GSK, J&J, 3m, GE and Medtronic all seeking to innovate their pipelines.
+• ""The peers of the incumbents are not looking to grow, and that creates more opportunity for providers at good prices,"" he adds.
+• DeGagnge predicts the IPO market will open next year, adding, ""We expect to see a good amount of these med-tech companies go public""
+
+The intrigue: Not all med tech deals are a slam dunk — just ask Illumina, whose ill-fated Grail acquisition is at the crux of a bitter proxy fight with activist investor Carl Icahn.
+• Illumina founded Grail in 2016 and later spun off the company at a valuation of around $1 billion to $2 billion, keeping a minority share, but in 2021, brought the business back into the fold for $8 billion.
+• It has since faced heavy pushback from regulators, and a formal proxy fight from Icahn, though the two parties were close to settling before the fight broke out.","{'positive': 0.24512091, 'negative': 0.606532, 'neutral': 0.14834702}","A new PitchBook report has found that Med tech startups with patents or patent applications saw more funding at higher valuations than non-patent peers last year. Companies with patents saw the majority of overall VC deal funding last year, with nearly 50% going to seed-stage companies with patents. Early-stage deals saw the biggest slump, with funding down 30% year over year. Private equity deal activity in the space was muted, with only 16 buyouts. In Q1 2023, VCs poured more than $50 million into the surgical technology market, outpacing all other med tech segments. The report predicts the IPO market will open next year, and expects to see a good amount of these med-tech companies go public.",Med tech startups with patents or patent applications saw more funding at higher valuations than non-patent peers last year.,ILMN,Health Care,Medical Equipment & Supplies,Illumina Inc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7494895222774218, 'Supply Chain Management': 0.7594741598515269, 'Ethical Marketing': 0.7789372852729459, 'Business Ethics': 0.7578674408453729, 'Product Design & Lifecycle Management': 0.7619840081797518, 'Affordability & Pricing': 0.792590750045016}",0.79259075,Promod,Minor focus,Major focus,Negative,Business Ethics,No focus,,,2023-01-20T15:49:30.229000+00:00,https://www.cleveland.com/business/2023/01/google-slashing-12000-jobs-to-cope-with-shrinking-pandemic-growth-bubble.html,"[{'name': 'shrinking pandemic growth bubble', 'weight': 0.110407926}, {'name': 'dramatic growth', 'weight': 0.10806949}, {'name': 'growth', 'weight': 0.099444866}, {'name': 'major companies', 'weight': 0.087863185}, {'name': 'Pichai', 'weight': 0.08283582}, {'name': 'Google CEO Sundar Pichai', 'weight': 0.08277319}, {'name': 'Sundar Pichai', 'weight': 0.08226191}, {'name': 'job cuts', 'weight': 0.06508847}, {'name': 'roles', 'weight': 0.06289628}, {'name': 'product areas', 'weight': 0.0614503}]",[{'name': 'Business'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'the Associated Press', 'type': 'ORG', 'mentions': 1}, {'data': 'MOUNTAIN VIEW', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 4}]","MOUNTAIN VIEW, California -- Google will lay off 12,000 workers as growth that surged during the COVID-19 pandemic continues to slow, it said Friday.
+
+The job cuts, one of the company’s largest ever, will affect about 6% of the Silicon Valley giant’s workforce.
+
+Google CEO Sundar Pichai, who also leads Google’s parent company Alphabet, notified staff about the cuts via email and in a message posted on the company’s news blog.
+
+“We’ve decided to reduce our workforce by approximately 12,000 roles,” Pichai said. “This will mean saying goodbye to some incredibly talented people we worked hard to hire and have loved working with.”
+
+Regulatory filings showed Google’s workforce swelled during the pandemic to nearly 187,000 people by late last year, from 119,000 at the end of 2019.
+
+With this move, Google joins several other big-tech companies that have reduced their workforces as growth driven by the pandemic shrinks.
+
+Microsoft, Amazon, Facebook parent Meta and others all recently announced job cuts. This month there have been at least 48,000 job cuts announced by major companies in the sector, according to the Associated Press.
+
+“Over the past two years we’ve seen periods of dramatic growth. To match and fuel that growth, we hired for a different economic reality than the one we face today,” Pichai said in his message to the workforce.
+
+“We’ve undertaken a rigorous review across product areas and functions to ensure that our people and roles are aligned with our highest priorities as a company,” Pichai said. “The roles we’re eliminating reflect the outcome of that review. They cut across Alphabet, product areas, functions, levels and regions.”",14b0ee5d771844c7838718faf0905545,"Google slashes 12,000 jobs to cope with shrinking pandemic growth bubble",4,,,,
+22223,"Packaging Corp. (PKG) Q1 Earnings and Revenues Lag Estimates - Packaging Corp. (PKG) came out with quarterly earnings of $2.20 per share, missing the Zacks Consensus Estimate of $2.27 per share. This compares to earnings of $2.72 per share a year ago. These figures are adjusted for non-recurring items.
+
+This quarterly report represents an earnings surprise of -3.08%. A quarter ago, it was expected that this maker of containerboard and corrugated packaging products would post earnings of $2.24 per share when it actually produced earnings of $2.35, delivering a surprise of 4.91%.
+
+Over the last four quarters, the company has surpassed consensus EPS estimates two times.
+
+Packaging Corp. , which belongs to the Zacks Containers - Paper and Packaging industry, posted revenues of $1.98 billion for the quarter ended March 2023, missing the Zacks Consensus Estimate by 5.06%. This compares to year-ago revenues of $2.14 billion. The company has topped consensus revenue estimates just once over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
+
+Packaging Corp. Shares have added about 12% since the beginning of the year versus the S&P 500's gain of 7.7%.
+
+While Packaging Corp. Has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for Packaging Corp. Mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $2.50 on $2.09 billion in revenues for the coming quarter and $9.18 on $8.14 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Containers - Paper and Packaging is currently in the top 16% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+Another stock from the same industry, AptarGroup (ATR), has yet to report results for the quarter ended March 2023. The results are expected to be released on April 27.
+
+This maker of consumer-product dispensing systems is expected to post quarterly earnings of $0.90 per share in its upcoming report, which represents a year-over-year change of -6.3%. The consensus EPS estimate for the quarter has been revised 0.2% lower over the last 30 days to the current level.
+
+AptarGroup's revenues are expected to be $843.91 million, down 0.1% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.16602169, 'negative': 0.1914634, 'neutral': 0.64251494}","Packaging Corp. (PKG) reported quarterly earnings of $2.20 per share, missing the Zacks Consensus Estimate of $3.27 per share. This is a surprise of -3.08%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Shares have added about 12% since the beginning of the year versus the S&P 500's gain of 7.7%. However, analysts expect that the outlook for the industry can have a material impact on the performance of the stock as well. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.","Packaging Corp. (PKG) delivered earnings and revenue surprises of -3.08% and 5.06%, respectively, for the quarter ended March 2023. Do the numbers hold clues to what lies ahead for the stock?",PKG,Resource Transformation,Containers & Packaging,Packaging Corp of America,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases‚Äîbecause of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change‚Äîshow the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity‚Äôs energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity‚Äôs energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity‚Äôs long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.7500387485750253, 'Greenhouse Gas Emissions': 0.7744876793090874, 'Supply Chain Management': 0.7498742248865803, 'Water Management': 0.7538587732501963, 'Air Quality': 0.7830670139456392, 'Energy Management': 0.7396946931624074, 'Product Lifecycle Management': 0.7634369169761253, 'Waste Management': 0.7326022667022286}",0.7830670139456392,Promod,No focus,No focus,Neutral,,No focus,,,2023-05-26T18:02:31+00:00,https://www.cnbc.com/2023/05/26/ai-excitement-leads-to-winning-week-for-nvidia-and-other-tech-stocks.html,"[{'name': 'other tech stocks', 'weight': 0.08528365}, {'name': 'AI data', 'weight': 0.08354664}, {'name': 'other stocks', 'weight': 0.08226364}, {'name': 'most generative AI tools', 'weight': 0.08156869}, {'name': 'AI', 'weight': 0.08047717}, {'name': 'several analysts', 'weight': 0.07594424}, {'name': 'analysts', 'weight': 0.07479678}, {'name': 'other tech names', 'weight': 0.074540034}, {'name': 'Piper Sandler analyst James Fish', 'weight': 0.072064914}, {'name': 'the average analyst price target', 'weight': 0.06952897}]",[{'name': 'Finance'}],"[{'data': 'Nvidia', 'type': 'ORG', 'mentions': 7}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 1}, {'data': 'Evercore ISI', 'type': 'ORG', 'mentions': 1}, {'data': 'Monolithic Power Systems', 'type': 'ORG', 'mentions': 2}, {'data': 'Needham', 'type': 'ORG', 'mentions': 1}, {'data': 'Bolton', 'type': 'ORG', 'mentions': 1}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': ""Raymond James'"", 'type': 'ORG', 'mentions': 1}, {'data': 'AMD', 'type': 'ORG', 'mentions': 1}, {'data': 'Third Point', 'type': 'ORG', 'mentions': 1}, {'data': 'Arista Networks', 'type': 'ORG', 'mentions': 2}, {'data': 'Piper Sandler', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Jensen Huang', 'type': 'PERSON', 'mentions': 1}, {'data': 'Quinn Bolton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Srini Pajjuri', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dan Loeb', 'type': 'PERSON', 'mentions': 1}, {'data': 'James Fish', 'type': 'PERSON', 'mentions': 1}, {'data': 'Samantha Subin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 2}, {'data': 'H100', 'type': 'PRODUCT', 'mentions': 1}]","Artificial intelligence plays led the stock market higher this week, as excitement over Nvidia's blowout earnings beat lifted other tech names. Nvidia surged 24.4% on Thursday alone after the AI chipmaker gave a sales forecast for the current quarter that was more than 50% higher than what analysts were expecting. The semiconductor company also topped fiscal first-quarter earnings and revenue estimates when it reported after the bell Wednesday. Nvidia CEO Jensen Huang said Nvidia was experiencing ""surging demand"" for its data center products. The news prompted investors to pile into other stocks they thought would benefit from AI, leading many of those names to be among the biggest weekly winners. Here are the top 10 gainers in the S & P 500 this week. Data is current as of Friday morning. Nvidia's massive outperformance led the stock to an all-time high on Thursday and closer to a $1 trillion market cap . As of Friday morning, the AI darling is up nearly 22% week to date and still has 11% upside to the average analyst price target, per FactSet. Its earnings blowout led several analysts to boost their price targets on Thursday, with both JPMorgan and Evercore ISI raising their targets to $500 per share. Monolithic Power Systems also rallied, up about 21% so far this week. However, it has about 3.5% downside to the average analyst price target. Some 77% of analysts covering the stock rate it a buy, including Quinn Bolton at Needham. Bolton recently highlighted Monolithic, which provides power management solutions for Nvidia's H100 graphics processing units, as an under-the-radar AI play . Meanwhile, Advanced Micro Devices gained nearly 18% week to date, but has 15% downside to the average analyst price target. Of the analysts covering the stock, 57% give it a buy rating. One of those, Raymond James' Srini Pajjuri, called AMD an "" underappreciated play on AI/ML ."" The company makes graphic processing units that underpin most generative AI tools. Hedge fund manager Dan Loeb, CEO of Third Point, has also taken a stake in the chipmaker , filings show. Lastly, Arista Networks has added nearly 15% so far this week and has another 4% upside to the average analyst price target. Some 56% of analysts covering the stock rate it a buy. The networking company provides the infrastructure to support AI data. Among those bullish on the stock is Piper Sandler analyst James Fish, who wrote in a note in April that ""Arista is in a prime position to benefit from the AI driven demand."" — CNBC's Samantha Subin and Michael Bloom contributed reporting.",fb5d59046d144f6ea690c79df97449cf,A.I. excitement leads to a winning week for Nvidia and other tech stocks,4,,,,
+11033,"Amazon online sales improve despite economy fears - Amazon's e-commerce business perked up in the three months to June, after months of lacklustre spending amidst a wider, sluggish economy.
+
+The uptick follows a push by boss Andy Jassy to make the online shopping giant's delivery network run faster and more smoothly, the firm said.
+
+Though known for its online shopping operation, Amazon's financial results are driven far more by units such as its cloud computing business, called AWS, and - in more recent years - advertising.
+
+The news comes as a string of other data suggests that some of the darkest clouds over the global economy may be starting to lift.
+
+But the company's executives said consumers were still keeping a close eye on their budgets. Household budgets globally have been squeezed as prices rise at the fastest pace seen in decades, although have been showing signs of cooling recently.
+
+The uptick in Amazon's ecommerce business is an ""encouraging sign"" for the rest of its year, said Insider Intelligence's principal analyst Andrew Lipsman.
+
+Amazon's online sales rose 4% in the April to June period, after no growth at the start of the year, the company said.
+
+The gains helped send Amazon shares up more than 6% in after-hours trade. The company's share price had already surged roughly 50% so far this year.
+
+""As ever, Amazon's real strength comes from the breadth of its ecosystem,"" said Julian Skelly, managing partner at digital consultancy Publicis Sapient, Europe.
+
+""Looking forward, the signs of slowing inflation and broader growth in the market suggest that we can hope for better-than-anticipated performance in the second half of 2023,"" Mr Skelly added.","{'positive': 0.9479344, 'negative': 0.032659024, 'neutral': 0.019406606}","Amazon's e-commerce business saw an uptick in sales in the three months to June, despite a wider, sluggish economy. The news comes as other data suggests that some of the darkest clouds over the global economy may be starting to lift, but executives said consumers were still keeping a close eye on their budgets. Amazon's online sales rose 4% in the April to June period, after no growth at the start of the year. The gains helped send Amazon shares up more than 6% in after-hours trade.",Shares in the e-commerce giant jumped more than 7% in after-hours trade.,AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.799271768315444, 'Hardware Infrastructure Energy & Water Management': 0.7575585541739058, 'Data Privacy & Advertising Standards': 0.7909773570093411, 'Employee Recruitment, Inclusion & Performance': 0.7744943787044306, 'Data Security': 0.7989319833865594}",0.799271768,Promod,Minor focus,Major focus,Positive,"Product Packaging & Distribution, Hardware Infrastructure Energy & Water Management, Data Privacy & Advertising Standards",No focus,,,2023-07-04T09:55:41+00:00,https://www.yahoo.com/news/googles-updated-privacy-policy-states-it-can-use-public-data-to-train-its-ai-models-095541684.html,"[{'name': 'AI models', 'weight': 0.16665511}, {'name': 'generative AI use', 'weight': 0.14864323}, {'name': 'language models', 'weight': 0.1358596}, {'name': 'Cloud AI capabilities', 'weight': 0.12560546}, {'name': 'any other generative AI product', 'weight': 0.09299166}, {'name': 'their own generative AI products', 'weight': 0.092694886}, {'name': 'prior consent', 'weight': 0.08930851}, {'name': 'its AI models', 'weight': 0.08838222}, {'name': 'full products', 'weight': 0.086198315}, {'name': 'the generative AI boom', 'weight': 0.08468366}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'GPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Search Engine Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Reddit', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Translate', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 2}]","Google has updated its privacy policy to state that it can use publicly available data to help train its AI models. The tech giant has changed the wording of its policy over the weekend and switched ""AI models"" for ""language models."" It also stated that it could use publicly available information to build not just features, but full products like ""Google Translate, Bard, and Cloud AI capabilities."" By updating its policy, it's letting people know and making it clear that anything they publicly post online could be used to train Bard, its future versions and any other generative AI product Google develops.
+
+The tech giant has highlighted the changes to its privacy policy on its archive, but here's a copy of the pertinent part:
+
+Critics have been raising concerns about companies' use of information posted online to train their large language models for generative AI use. Recently, a proposed class action lawsuit was filed against OpenAI, accusing it of scraping ""massive amounts of personal data from the internet,"" including ""stolen private information,"" to train its GPT models without prior consent. As Search Engine Journal notes, we'll likely see plenty of similar lawsuits in the future as more companies develop their own generative AI products.
+
+Owners of websites that could be considered public squares in the digital age have also taken steps to either prevent or profit from the generative AI boom. Reddit has started charging for access to its API, leading third-party clients to shut down over the weekend. Meanwhile, Twitter put a restriction on how many tweets a user sees per day to ""address extreme levels of data scraping [and] system manipulation.""",efbc214fcf164eecb0e218d78c316a97,Google's updated privacy policy states it can use public data to train its AI models,4,,,,
+35267,"Food Companies to Ex-Employees: Come Back, Please - Kroger has been reaching out to some ex-employees via text and email, helping lift the company’s staffing to near its prepandemic level.
+
+The U.S. food industry is tapping a new pool of workers to staff plants and grocery warehouses: their former employees.
+
+Kroger Co., the biggest U.S. supermarket operator by sales, is staying in touch with ex-employees and bringing some back. Cereal maker General Mills Inc. has persuaded some retirees to return to plant jobs, and other food-company recruiters have combed social media for former workers who might be open to coming back.","{'positive': 0.25992972, 'negative': 0.40087065, 'neutral': 0.33919966}","Kroger Co. is reaching out to some ex-employees via text and email, helping the company's staffing to near its prepandemic level. General Mills Inc. has persuaded some retirees to return to plant jobs, and other food-company recruiters have combed social media for former workers who might be open to coming back.","Some food retailers and manufacturers are trying to fill staffing gaps with their former workers, who typically require less training.",GIS,Food & Beverage,Processed Foods,General Mills Inc,"{'Water Management': 'Processed Foods entities rely on a reliable water supply for cooking, processing and cleaning finished goods. Additionally, entities in the industry generate and must manage the wastewater discharge from processing activities. As water scarcity becomes an issue of increasing importance, processed foods entities‚Äîoperating in water-stressed regions‚Äîmay face increasing operational risks. Entities in the industry may face higher operational costs as well as water shortages because of the physical availability or more stringent regulations. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Food Safety': 'Food safety, as it relates to production quality, spoilage, contamination, supply chain traceability, and allergy labelling, canmaterially affect processed foods entities. Food safety recalls can happen for numerous reasons, including packaging defects, food contamination, spoilage, and mislabeling. Food safety issues that arise within an entity‚Äôs supply chain typically result in recalls of final products and can also influence the brand reputation, operations, and revenue of processed foods entities. Supply chain traceability is a great concern for entities in the industry, particularly amid new regulations. Poor management of food quality and safety may lead to damage to brand value, lower revenues, and increased costs associated with recalls, fines, lost inventory, and/or litigation. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to retailers and consumers.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of processed foods entities. The accuracy and depth of information presented in food labelling is of importance to regulators and consumers.Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about the ingredients used in processed foods, such as genetically modified organism (GMO) content, and about the production methods used. Another area of public concern is the marketing practices of processed foods entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from misleading statements or failing to adapt to consumer demand for increased labelling transparency. Additionally, regulations on product labelling and marketing introduce near-term costs to adhere and present the risk of penalties or litigation. All of these factors can impact an entity‚Äôs brand value, operating costs, and revenue growth.', 'Packaging Lifecycle Management': 'Packaging materials represent a major business cost and contribute to the environmental footprint of processed foods entities. Each stage of a package‚Äôs lifecycle, including design, transportation, and disposal, presents its own unique environmental challenges and opportunities. Entities may be impacted by regulations on allowable packaging materials orend-of-life management of packaging. Processed foods entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce their environmental impact. Innovations such as light-weighting materials can also result in cost benefits in the transportation of goods. Other innovations can improve end-of-life management of products, such as through the use of recyclable or compostable materials, which may mitigatepotential risks related to costs and compliance. ', 'Energy Management': 'The Processed Foods industry is reliant on energy and fuel as primary inputs for value creation in manufacturing food products. Energy is needed to operate large manufacturing facilities for cooking, refrigeration and packaging. Energy production and consumption contributes to significant environmental impacts, including climate change and pollution, which have the potential indirectly, yet materially, to affect processed food entity operations. Energy efficiency in production and distribution can mitigate exposure to volatile energy costs and limit an entity‚Äôs contribution to direct and indirect greenhouse gas (GHG) emissions. Producers may be able to reduce the risk posed by volatile fossil fuel energy costs‚Äîparticularly natural gas, which the industry uses heavily‚Äîby diversifying their energy portfolio across a range of sources. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity versus purchasing from the grid, may influence both the costs and reliability of the energy supply.', 'Ingredient Sourcing': 'Entities in the Processed Foods industry source a wide range of ingredients, largely agricultural inputs, from global suppliers. The industry‚Äôs ability to source ingredients, and at some price points, fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may cause price volatility which may affect entity profitability. Climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource-intensive, or coordinate with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Processed Foods industry manage global supply chains to source a wide range of ingredient inputs. How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to maintain steady supplies and manage price fluctuations. Supply chain management issues related to labour and environmental practices, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier performance. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, potentially increase consumer demand, or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, and nutritional value are shaping the Processed Foods industry‚Äôs competitive landscape. The health and nutrition characteristics of the industry‚Äôs products and ingredients are of growing concern to both consumers and regulators, thus creating the potential for these issues to affect a processed food entity‚Äôs reputation and its license to operate. New regulations, including imposed taxes on processed foods, may impact industry profitability and pose long-term risks in the form of reduced demand for the industry‚Äôs products. Entities that adapt to changing consumer preferences to promote more healthful and nutritious offerings may be better positioned to gain market share in a growing segment while avoiding the risks associated with potential regulation and shifts in demand.'}","{'Water Management': 0.7533101385481579, 'Food Safety': 0.7550363420779834, 'Product Labelling & Marketing': 0.748803635146776, 'Packaging Lifecycle Management': 0.756131469630995, 'Energy Management': 0.763257482684642, 'Ingredient Sourcing': 0.7661408315461067, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7704773564851377, 'Health & Nutrition': 0.76944022660047}",0.7704773564851377,Promod,Minor focus,Minor focus,Positive,,No focus,,,2023-05-01T20:29:00+00:00,https://finance.yahoo.com/m/300a8a77-3afc-3a4a-b2ae-8f296ef93b29/first-republic-deal-is-a-coup.html?.tsrc=rss,"[{'name': 'First Republic Bank', 'weight': 0.13464531}, {'name': 'Goldman Sachs Group', 'weight': 0.13036992}, {'name': 'First Republic Deal', 'weight': 0.11775137}, {'name': 'First Republic', 'weight': 0.11431636}, {'name': 'rivals Bank', 'weight': 0.11355136}, {'name': 'Morgan Stanley', 'weight': 0.10998757}, {'name': 'Jamie Dimon', 'weight': 0.10822613}, {'name': 'JPMorgan shares', 'weight': 0.105896346}, {'name': 'GS', 'weight': 0.09492238}, {'name': 'America', 'weight': 0.094315544}]",[{'name': 'Finance'}],"[{'data': 'First Republic', 'type': 'ORG', 'mentions': 2}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 4}, {'data': 'FRC', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'BAC', 'type': 'ORG', 'mentions': 1}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 1}, {'data': 'MS', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Jamie Dimon', 'type': 'PERSON', 'mentions': 2}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}]","There’s a reason that Jamie Dimon is America’s top banker. The longtime CEO of JPMorgan Chase (ticker: JPM) moved decisively and engineered what looks like a winning transaction in the bidding war for the failed First Republic Bank (FRC). JPMorgan shares were 2.5% higher Monday afternoon at $141.68, while shares of rivals Bank of America (BAC), Morgan Stanley (MS) and Goldman Sachs Group (GS) were lower.",a45dff2a013942f3aaf264cdc8ba24f2,First Republic Deal Is a Coup for Jamie Dimon and JPMorgan,4,,,,
+14025,"Three under-the-radar ways to play the global electric vehicle boom from Jefferies - There's more than one way to tap into the global electric vehicle boom. In fact, Jefferies has three under-the-radar plays that include a welding equipment maker. Welding products manufacturer Lincoln Electric Holdings , painting equipment maker Graco , and industrial adhesive firm Nordson are three companies that will benefit as EV spending ramps up worldwide, analyst Saree Boroditsky said to clients in a Wednesday note. Investments into announced projects and plans are expected to total more than $410 billion between 2021 and 2030, ""of which welding and painting equipment will be a small (but important) portion,"" read the note. Meanwhile, a federal tax credit of up to $7,500 through the Inflation Reduction Act that's available to EV buyers also requires that vehicles be assembled in North America ‚Äî a mandate that should boost domestic manufacturing and support these firms. LECO YTD mountain Lincoln Electric shares YTD For Lincoln Electric, the surge in electric vehicle interest will boost its automotive and transport business, which makes up 17% of its sales, according to Jefferies. Lincoln Electric is a maker of welding equipment and products, but last year it also launched an initiative to design and manufacture EV chargers for the domestic market. The stock is 18% higher this year. Lincoln Electric would get further support from the roughly $7.5 billion earmarked in the Infrastructure Investment and Jobs Act for a network of EV charging stations in the U.S. Meanwhile, chemicals firm Graco is also dealing with sealing and bonding applications for electric vehicle battery pack and module assembly. That should boost sales of its automotive business, which is about 13% of the company's sales, according to the note. The stock is up more than 3% in 2023. Lastly, sealant and adhesive firm Nordson is also designing thermal dispensing applications for electric vehicles. Its automotive business makes up 7% of the company's sales. The stock is down 7% this year. -CNBC's Michael Bloom contributed to this report.","{'positive': 0.48477232, 'negative': 0.407771, 'neutral': 0.10745666}","Jefferies has three under-the-radar ways to tap into the global electric vehicle boom. Welding products manufacturer Lincoln Electric Holdings, painting equipment maker Graco and industrial adhesive firm Nordson are three companies that will benefit as EV spending ramps up worldwide. The federal tax credit of up to $7,500 through the Inflation Reduction Act that's available to EV buyers also requires that vehicles be assembled in North America. Lincoln Electric would get further support from the roughly $7.5 billion earmarked in the Infrastructure Investment and Jobs Act for a network of EV charging stations in the U.S. Meanwhile, chemicals firm Graco is also dealing with sealing and bonding applications for electric vehicle battery pack and module assembly, which should boost sales of its automotive business.","There's more than one way to tap into the global electric vehicle boom, including looking into welding equipment makers.",NDSN,Resource Transformation,Industrial Machinery & Goods,Nordson Corp,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7595929169775878, 'Materials Sourcing': 0.7769713346186707, 'Energy Management': 0.7786448264680187, 'Fuel Economy & Emissions in Use-phase': 0.7941565051900157, 'Employee Health & Safety': 0.739152175105254}",0.7941565051900157,Promod,Minor focus,Minor focus,Positive,"Fuel Economy & Emissions in Use-phase, Materials Sourcing",Minor focus,Minor focus,Positive,2023-02-21T22:29:13+00:00,https://www.businessinsider.com/supreme-court-google-tech-social-media-section-230-justices-internet-2023-2,"[{'name': 'ISIS content', 'weight': 0.10723518}, {'name': 'other platforms', 'weight': 0.09646509}, {'name': 'ISIS videos', 'weight': 0.09507383}, {'name': 'offensive content', 'weight': 0.0890671}, {'name': 'tech companies', 'weight': 0.08626852}, {'name': 'content', 'weight': 0.081804626}, {'name': 'ISIS', 'weight': 0.07902411}, {'name': 'cooking videos', 'weight': 0.071837835}, {'name': 'tech giants', 'weight': 0.06795598}, {'name': 'users', 'weight': 0.06294807}]",[{'name': 'Politics'}],"[{'data': 'Supreme Court', 'type': 'ORG', 'mentions': 4}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 6}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 4}, {'data': 'Congress', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Elena Kagan', 'type': 'PERSON', 'mentions': 3}, {'data': 'Nohemi Gonzalez', 'type': 'PERSON', 'mentions': 3}, {'data': 'Brett Kavanaugh', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eric Schnapper', 'type': 'PERSON', 'mentions': 1}, {'data': 'Clarence Thomas', 'type': 'PERSON', 'mentions': 2}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ketanji Brown Jackson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lisa Blatt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 6}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 1}, {'data': 'the Anti-Terrorism Act', 'type': 'LAW', 'mentions': 1}, {'data': 'more than two-and-a-half hours', 'type': 'TIME', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 1}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 1}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}]","• The Supreme Court heard arguments in a high-profile tech challenge on Tuesday.
+• Section 230 provides tech companies with legal immunity over the content shared on their sites.
+
+The Supreme Court on Tuesday seemed hesitant to make sweeping changes to how the internet works as it reviewed a landmark federal law that protects tech companies from being sued over the content shared on their sites.
+
+""We're a court,"" Justice Elena Kagan said during more than two-and-a-half hours of oral arguments on the major tech case. ""We really don't know about these things. You know, these are not like the nine greatest experts on the internet.""
+
+The high-profile challenge was brought by the family of Nohemi Gonzalez, a 23-year-old American student killed in the 2015 ISIS attack in Paris. The family argued that Google should be held liable for its platform, YouTube, recommending ISIS videos to its interested users.
+
+Besides Kagan, a majority of the justices on both sides of the ideological spectrum repeatedly expressed skepticism over limiting the legal immunity provided to companies like Google under Section 230 of the Communications Decency Act, passed by Congress in 1996.
+
+""Congress drafted a broad text, and that text has been unanimously read by courts of appeals over the years to provide protection in this sort of situation and that you now want to challenge,"" Justice Brett Kavanaugh told attorney Eric Schnapper, representing the Gonzalez family. ""Are we really the right body to draw back from what had been the text and consistent understanding in courts of appeals?""
+
+Justice Clarence Thomas, who has previously called for the court to review Section 230, likewise raised questions about YouTube being legally responsible for how it promotes content.
+
+YouTube applies its algorithm in a ""neutral"" way, showing cooking videos to users interested in cooking, racing videos to users interested in racing, and ISIS videos to users interested in ISIS, Thomas said.
+
+""I'm trying to get you to explain to us how something that is standard on YouTube for virtually anything that you have an interest in suddenly amounts to aiding and abetting because you're in the ISIS category,"" he added.
+
+It's the first time a challenge to the hotly contested Section 230 has come before the Supreme Court. The legal shield for the tech world has come under intense scrutiny in recent years. Both Republicans and Democrats have attacked the provision, saying tech companies should be subject to some accountability for how they run their platforms.
+
+But the reasons behind their criticisms differ. Former President Donald Trump had pushed for Section 230's repeal over claims that tech giants have an anti-conservative bias and limit free speech. President Joe Biden has said the companies should be held responsible for misinformation and hate speech spread on their platforms.
+
+Big Tech CEOS, on the other hand, have balked at calls to demolish Section 230. The internet wouldn't be the same without the law, they warned.
+
+Despite the justices' skepticism, however, some of them did question the broad legal immunity granted to tech companies during arguments on Tuesday.
+
+""Isn't it true that that statute had a more narrow scope of immunity than courts have ultimately interpreted it to
+
+have ... that it really was just about making sure that your platform and other platforms weren't disincentivized to block and screen and remove offensive content?"" Justice Ketanji Brown Jackson asked attorney Lisa Blatt, who argued on behalf of Google.
+
+The court is expected to hand down its decision in the case, Gonzalez v. Google, by June. The justices on Wednesday will hear a separate but related case concerning whether Twitter can be held liable under the Anti-Terrorism Act over claims that the social media company aided and abetted terrorism over ISIS content on its platform.",d5c4fe6f8b15490a84795542469842a3,"Supreme Court justices aren't 'the 9 greatest experts on the internet,' Elena Kagan said as they heard a major tech case",4,,,,
+56348,"Morning Mail: quakes kill thousands in Turkey and Syria, poll shows voice support, EV sales soar - Morning everyone. A huge international aid operation is gearing up to help Turkey and Syria cope with yesterday’s devastating earthquake in which thousands of people have lost their lives. We’ve got comprehensive coverage of the unfolding disaster.
+
+At home, we’ll be looking at the fallout from the Greens decision to back the voice to parliament amid polling showing majority support for the change.
+• None Greens change | Greens MPs and senators have agreed to support the Indigenous voice to parliament after a special party room meeting last night, just hours after senator Lidia Thorpe quit the party over her concerns regarding the consultation body. Our politics editor thinks the Greens’ predicament could be an opportunity for Anthony Albanese, and our latest Essential poll shows that a majority continue to support a constitutionally enshrined voice.
+• None Booze ban | Alcohol bans are to be reintroduced “urgently” in central Australia after a snap review recommended tighter restrictions to address a surge of crime and antisocial behaviour in Alice Springs.
+• None Dating diktat | Dating apps must cooperate to share information about “bad actors” using their services to abuse and harass other users, the online watchdog said. A new survey has found 75% of people reported at least one negative experience online last year. Another report today looks at increasingly sophisticated fraud on online marketplaces.
+• None ‘Like a drunken fool’ | One of the key witnesses in the Ben Roberts-Smith defamation trial has admitted hindering a commonwealth official after he acted “like a drunken fool” in refusing to hand over his phone.
+• None ‘Dougie’ freed | Darko “Dougie” Desic – a fugitive turned handyman turned Sydney local identity – has been released from immigration detention and granted a permanent visa 29 years after going on the run from Grafton prison.
+• None Earthquake disaster | More than 2,600 people have died in the earthquake that struck southern Turkey and northern Syria. Thousands more were injured as the quake wiped out entire sections of major cities in a region filled with millions of people who have fled the civil war in Syria. Offers of aid have poured in from around the world, and there are concerns for ancient Roman sites after Gaziantep Castle was partially destroyed in the disaster.
+• None Offensive fears | Russian forces are attempting to tie down Ukrainian forces in the eastern Donbas region as Moscow assembles troops there for an expected offensive in the coming weeks, according to the local governor.
+• None Israel | Israeli forces say they have killed several armed fighters during an army raid in the occupied West Bank city of Jericho, the latest violence in a period of escalating tensions that has sparked fears of a third intifada.
+• None ‘Overwhelming gratitude’ | The author Salman Rushdie has described himself feeling fortunate and grateful to have survived a knife attack in New York state last year as he gave his first interview since the incident..
+• None Crypto plea | FTX, the bankrupt cryptocurrency exchange firm founded by disgraced entrepreneur Sam Bankman-Fried, is demanding refunds of donations made to politicians before its spectacular collapse last year.
+
+The government has committed to the biggest overhaul to Medicare in 40 years. Jane Lee speaks to health policy analyst Jennifer Doggett about the risks and rewards of establishing a truly universal health care system.
+
+The number of electric vehicles on Australian roads has almost doubled over the past year, growing from 44,000 at the beginning of 2022 to more than 83,000, according to research based on sales data released in the Electric Vehicle Council’s yearly recap. That figure is expected to top 100,000 in the coming months. But that’s putting a big strain on charging infrastructure – which saw queues forming in hotspots over summer.
+
+The war in Ukraine has been a difficult issue for the Russian diaspora, from sports stars to academics. Ilya Gringolts, regarded as one of the world’s best violinists, remains in exile after the invasion and he has been talking to Kelly Burke about speaking out where others have stayed silent.
+• None Football | Ghana and former Newcastle United winger Christian Atsu is reportedly missing after he and his Hatayspor teammates were caught in the Turkish earthquake.
+• None Formula One | The Williams driver Alex Albon says F1 competitors are “concerned” about the FIA’s move to ban political statements after the governing body updated its rules to prevent unapproved “political, religious or personal” comments.
+• None Football | The Premier League has charged Manchester City with breaching its rules on more than 100 occasions over multiple years, while Leeds United have sacked Jesse Marsch after a poor run of form.
+
+The Australian leads with the reintroduction of alcohol bans in the Northern Territory, and the NT News goes into detail about how the restrictions are going to work. Changes are needed at an “horrendous” intersection in West Melbourne where a cyclist was killed last week, the Age reports. Brisbane’s airport chief tells the Courier Mail that the return of thousands of overseas students is a “significant” boost for Queensland’s economy. The West Australian reports that a water bomber plane has crashed while fighting huge fires in the state’s south-east.
+• None Foreign affairs | New Zealand’s new prime minister, Chris Hipkins, is in Canberra for his first overseas trip since replacing Jacinda Ardern.
+• None Gambling | Federal committee hearing on online gambling and its impacts to hear from the head of independent schools peak body.
+
+If you would like to receive this Morning Mail update to your email inbox every weekday, sign up here. And finish your day with a three-minute snapshot of the day’s main news. Sign up for our Afternoon Update newsletter here.
+
+Prefer notifications? If you’re reading this in our app, just click here and tap “Get notifications” on the next screen for an instant alert when we publish every morning.
+
+And finally, here are the Guardian’s crosswords and free Wordiply game to keep you entertained throughout the day – with plenty more on the Guardian’s Puzzles app for iOS and Android. Until tomorrow.
+
+If you have a story tip or technical issue viewing this newsletter, please reply to this email.
+
+If you are a Guardian supporter and need assistance with regards to contributions and/or digital subscriptions, please email customer.help@guardian.co.uk","{'positive': 0.028102992, 'negative': 0.798748, 'neutral': 0.173149}","Morning Mail: quakes kill thousands in Turkey and Syria, poll shows voice support, EV sales soar. A new survey has found 75% of people reported at least one negative experience online last year. The author Salman Rushdie has described himself feeling fortunate and grateful to have survived a knife attack in New York state last year as he gave his first interview since the incident.. FTX, the bankrupt cryptocurrency exchange firm founded by disgraced entrepreneur Sam Bankman-Fried, is demanding refunds of donations made to politicians before its spectacular collapse last year.",Countries are scrambling to offer aid to the Middle Eastern nations struck by a devastating earthquake; public still back key Indigenous reform,WMB,Extractives & Minerals Processing,Oil & Gas - Midstream,The Williams Companies Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7262095037955298, 'Operational Safety, Emergency Preparedness & Response': 0.7466977006337021, 'Air Quality': 0.7311137908934262, 'Competitive Behaviour': 0.723191747283095, 'Ecological Impacts': 0.75441852441763}",0.754418524,Promod,No focus,No focus,Neutral,,No focus,,,2023-04-26T18:48:32+00:00,https://thehill.com/homenews/state-watch/3973094-desantis-picked-board-votes-to-claw-back-power-over-disney-district/,"[{'name': 'Disney district', 'weight': 0.11093407}, {'name': 'Disney World', 'weight': 0.10476417}, {'name': 'Florida Gov. Ron DeSantis', 'weight': 0.10452208}, {'name': 'Disney', 'weight': 0.1041797}, {'name': 'Central Florida Tourism Oversight District', 'weight': 0.096421726}, {'name': 'Ron DeSantis', 'weight': 0.08296914}, {'name': 'developmental authority', 'weight': 0.082503125}, {'name': 'Florida', 'weight': 0.08063655}, {'name': 'Reedy Creek', 'weight': 0.07887134}, {'name': 'the Central Florida Tourism Oversight District board', 'weight': 0.07517844}]",[{'name': 'Politics'}],"[{'data': 'DeSantis', 'type': 'PERSON', 'mentions': 6}, {'data': 'Martin Garcia', 'type': 'PERSON', 'mentions': 2}, {'data': 'Disney', 'type': 'ORG', 'mentions': 12}, {'data': 'WESH 2 News', 'type': 'ORG', 'mentions': 1}, {'data': 'Central Florida Tourism Oversight District', 'type': 'ORG', 'mentions': 1}, {'data': 'Central Florida Tourism Oversight District', 'type': 'LOC', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 3}, {'data': 'the Reedy Creek Improvement District', 'type': 'GPE', 'mentions': 3}, {'data': 'Bay Lake', 'type': 'GPE', 'mentions': 2}, {'data': 'R', 'type': 'NORP', 'mentions': 2}, {'data': 'last-minute', 'type': 'TIME', 'mentions': 1}, {'data': 'noon', 'type': 'TIME', 'mentions': 1}]","Members of the Central Florida Tourism Oversight District board — appointed by Florida Gov. Ron DeSantis (R) — voted Wednesday to void an agreement Disney made with a separate board that would give the company developmental authority over its theme park district.
+
+The DeSantis-allied board met Wednesday to vote to void the agreement made between the Reedy Creek Improvement District and Disney in February that gave the company developmental authority over its theme park, according to WESH 2 News.
+
+That last-minute deal effectively undermined the governor’s efforts to impose greater state control over Disney World, which has long enjoyed special self-oversight powers over its theme park empire.
+
+Martin Garcia, chair of the Central Florida Tourism Oversight District board of supervisors, said in the meeting that Disney “picked the fight” with the board, the report said.
+
+Lawyers for the board said at the meeting that the initial agreement was invalid because Reedy Creek did not have the authority to make decisions within the boundaries of Bay Lake and Lake Buena Vista Florida.
+
+“We were not looking out for a fight. We had agreed to meet with the leadership of Disney to figure out how we could work together,” Garcia said.
+
+Shortly after the vote around noon, Disney filed a lawsuit suing Florida Gov. Ron DeSantis (R) and other state officials for allegedly harming the company’s business operations.
+
+Disney said in its complaint that the board’s move was void its agreement was the “latest strike” leading into the suit.
+
+The lawsuit comes after months of Disney and DeSantis fighting over signed legislation that seemed to terminate Disney’s authority over the Reedy Creek Improvement District, which was self-governed by the company for decades.
+
+“A targeted campaign of government retaliation—orchestrated at every step by Governor DeSantis as punishment for Disney’s protected speech—now threatens Disney’s business operations, jeopardizes its economic future in the region, and violates its constitutional rights,” the lawsuit states.",28ee939b48724046b0181621cf88894e,DeSantis-picked board votes to claw back power over Disney district,4,,,,
+17352,"Cisco AppDynamics BrandVoice: Build A Tech Stack That Supports Growth Across All Lines Of Business - A heightened emphasis on the need for organizational resilience hit its stride in 2020 when companies were forced to quickly navigate unexpected global impacts. Three years later, we’re still in pursuit of a new normal—and analysts, experts and the C-suite agree: the digital user experience is key. In fact, Accenture asserts that users are now demanding incredible experiences, not just the typical user experiences of yesteryear. That means tolerance for application glitches, slowdowns, errors or other minor annoyances is at an all-time low. And folks aren’t shy about going elsewhere and taking their pending transactions with them, leaving brands hungry for the customer acquisition, retention and revenue growth required to thrive.
+
+In response, McKinsey cites customer experience as the top CIO concern. And with customers clearly at the center of mounting complexity across application ecosystems, HBR points to Starbucks, Comcast and other category leaders as examples of building intelligent experience engines on a tech stack that can support and help grow retention and revenue.
+
+Bridging gaps between lines of business and IT—in real-time
+
+Developer velocity is a critical piece of this puzzle, but speed and shortcuts often leave companies with code errors, infrastructure hiccups and other glitches that can be exceedingly difficult for siloed teams to pinpoint and resolve. To ensure high-performing app experiences, organizations need to work cross-functionally with shared tools that can map all user touchpoints and provide an end-to-end view of the correlation between app behavior and its impact on business-critical user transactions. For example, it’s not enough to know there’s a slowdown. All stakeholders need to understand at-a-glance, in real-time what’s causing the slowdown, how it impacts user experience and the effect on business-critical KPIs. Only then can teams prioritize fixes based on business-critical revenue, SLAs or other targets. That juncture between teams and machines is where Business iQ can assist.
+
+A single source of truth: Business iQ—what it is and why it matters
+
+Traditional, siloed application analytics, such as downtime, are no longer capable of protecting customer experiences and retention. As an industry leader in application performance monitoring, Cisco AppDynamics with Business iQ enables users to monitor and highlight business specific metrics allowing organizations to baseline the KPIs that the applications support—and helps remove roadblocks between technologists, business units and revenue goals. Offered as a single, flexible platform, it leverages automation to ingest, correlate and visualize real-time business and application performance data streaming from end user devices, applications and infrastructure. Business iQ gives IT ops, developers and product or business owners insights to justify technology investments, effectively prioritize code development and make mission-critical and strategic improvements to applications.
+
+Tim Masey, Vice President of IT Infrastructure and Security at Carhart explains, “Cisco AppDynamics gives us a real-time look into what's happening in every database, application and cloud instance so we can understand how our data is flowing and proactively identify potential service issues that may impact our ability to serve customers. That kind of full-stack visibility is so vital when customers expect a frictionless experience every time.”
+
+Research shows that building a strong technology foundation in support of company-wide, cross-functional workflows can help boost operational resilience by 30-40% over traditionally siloed workflows. This includes adding dotted-line connections between business unit leaders and application teams, where shared context across user experiences and revenue targets can help set priorities for both parts of the org. For example, when customer-facing application performance impacts sales and marketing targets and strategies. Or when in-house app performance suffers, such as an impact to internal applications and infrastructure that slows procurement or manufacturing.
+
+What teams can accomplish with Business iQ
+
+When revenue growth is dependent on delivering the incredible, high-performing digital experiences users want, up-time for revenue-based transactions across all touch points along the application user experience is critical. Business iQ enables teams to discover and act on real-time strategic business insights that can up-level outcomes.
+• Discover and act on real-time strategic business insights that improve outcomes.
+• See user journeys at every touch point to understand where and why users drop off.
+• Compare, interrogate and validate code releases across apps, customer experiences and KPIs.
+
+Visit Cisco AppDynamics to learn more about how Business iQ can assist your organization to differentiate user experiences in this highly competitive space.","{'positive': 0.06565377, 'negative': 0.07709508, 'neutral': 0.85725117}","Cisco AppDynamics is building a tech stack that can support and grow retention and revenue. To ensure high-performing app experiences, organizations need to work cross-functionally with shared tools that can map all user touchpoints and provide an end-to-end view of the correlation between app behavior and its impact on business-critical user transactions. The company also uses Business iQ to monitor and highlight business specific metrics allowing organizations to baseline the KPIs that the applications support and remove roadblocks between technologists, business units and revenue goals. Research shows that building a strong technology foundation in support of company-wide, cross-functional workflows can help boost operational resilience by 30-40%.","Users are now demanding incredible experiences, not just the typical user experiences of yesteryear.",CSCO,Technology & Communications,Hardware,Cisco Systems Inc,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product‚Äôs use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operations are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7514255890484189, 'Employee Diversity & Inclusion': 0.7891955228172407, 'Product Security': 0.7678571595002974, 'Materials Sourcing': 0.763215349903106, 'Product Lifecycle Management': 0.7526003518551377}",0.7891955228172407,Promod,Minor focus,Major focus,Positive,Product Security,Minor focus,Major focus,Positive,2023-08-19T14:48:04+00:00,https://www.yahoo.com/lifestyle/amazon-kitchen-cult-faves-161520281.html?src=rss,"[{'name': 'dirty dishes', 'weight': 0.078221925}, {'name': 'clean ones', 'weight': 0.06315036}, {'name': 'easy use', 'weight': 0.05730131}, {'name': 'countless Amazon reviewers', 'weight': 0.053615022}, {'name': 'stuck openers', 'weight': 0.04704055}, {'name': 'Amazon Prime', 'weight': 0.0450316}, {'name': 'a dirty plate', 'weight': 0.041589912}, {'name': 'bread', 'weight': 0.0407891}, {'name': 'Amazon', 'weight': 0.040615186}, {'name': 'friends', 'weight': 0.040367156}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'McDonalds', 'type': 'ORG', 'mentions': 1}, {'data': 'Michelin', 'type': 'ORG', 'mentions': 1}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}, {'data': 'The Hamilton Beach Breakfast Sandwich Maker', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Ina Garten', 'type': 'PERSON', 'mentions': 1}, {'data': 'a minute', 'type': 'TIME', 'mentions': 1}, {'data': 'just three seconds', 'type': 'TIME', 'mentions': 2}, {'data': 'hours later', 'type': 'TIME', 'mentions': 1}]","Some of our favorite things start off as a recommendation from a friend. Whether they swear by a skin-care gem, a cleaning must-have or just something to make dinner prep a little less exhausting, we rely on those in the know to give us the scoop on what really works. Now, imagine you had access to the opinions of tens of thousands of friends from all different walks of life — if that many people rally behind something, there's no way it's a dud.
+
+No need to join any new social media groups; instead, trust the opinions of countless Amazon reviewers. They know how to differentiate something gimmicky from something great, and chances are, when hoards of them swear by something, it's the real deal. They're a discerning bunch, and you can use their knowledge to your advantage in the kitchen. Scroll on for some of the most useful and popular kitchens you didn't know you needed.
+
+It might be small, but it heats up quickly and is so versatile — you can use it to make hash browns, biscuit pizzas, and so much more.
+
+""Wow. This is the cutest and most practical mini waffle maker,"" shared one of over 188,000 5-star shoppers. ""It’s perfect, compact and easy to clean. It makes excellent waffles and you can get creative with a ton of other fun creations for you and your friends/fam. Highly suggest it. Getting one for everyone I know.""
+
+The Hamilton Beach Breakfast Sandwich Maker is a snap to use. First, add ingredients to each pan — the bottom one is for the bread and sausage, bacon, ham or cheese, there's a plate just for the egg, and then up top you pop in another layer of bread. Then close the device and let it toast.
+
+""My hubs wanted this and I ended up using it more than he does,"" shared one of over 10,000 rave reviewers. ""I loved it so much that I sent one to my brother to help him quit McDonalds lol.""
+
+If it's good enough for Ina Garten, it's good enough for us — and over 84,000 five-star fans.
+
+""What's not good to say about cast iron?"" shared a shopper. ""It is a wonderful skillet, and everyone should have 5 or 16 of these in their kitchen! Preseason as described and you will have an excellent nonstick skillet for years and years and generations ahead!""
+
+Over 64,000 shoppers rave about this small-but-mighty blender. One fan shared:
+
+""This blender is easy to use. I add my weight loss supplement and fruit, blend it up in a minute, and drink right out of the blender cup. Add soap, water, blend, and it’s clean. Easy cheesy!""
+
+All it takes is just three seconds! No more guesswork, especially when you're grilling. Over 59,000 shoppers are already enjoying perfectly cooked meals.
+
+""An instant-read thermometer is a must for anyone grilling or cooking meat, poultry or fish,"" said one happy customer. ""This is the secret to not overcooking! The best food thermometer I have ever owned. Would definitely recommend it to my friends or anyone looking to purchase a thermometer. Good value too!""
+
+Say goodbye to dangerously sharp edges and fiddling with a manual can opener — this electric one is worth its weight in gold if you never accidentally nick your fingers on a jagged lid again.
+
+""By far, the best one-handed can opener I've found. A little powerhouse compared to every other kind I've used,"" shared a shopper. ""The moment I turned it on, I knew, finally, I'd hit the can opener jackpot. There was no doubt I'd no longer have to deal with any more half-opened cans, stuck openers that couldn't be separated from the cans, frustration, wasted money and having to toss another ridiculous busted device in the trash.""
+
+Forget having to go to a coffee shop for those perfectly frothy lattes, cappuccinos and matchas — this magical little frother can do it all. It makes just about any drink creamier in seconds, and it's so easy to use. Plus, it comes in a ton of different colors, so you can get one to match your coffeemaker or the rest of your small appliances. You can even use it for tea and honey!
+
+""This little thing is fantastic!!"" shared a shopper. ""Even the hubby commented how much he likes it. We use it to blend protein powder, creamer, fiber products in our beverages. Just run the blending end under water to clean. Sits nice and handy on the counter for easy use. Just buy it, you need it!!""
+
+This No. 1 best-seller comes in eight colors, and boasts well over 91,000 5-star reviews.
+
+""Dude, this thing is just way too cool,"" shared a shopper. ""Perfect eggs every time, no matter if it’s an omelette, poached, or hard boiled AND it’s super easy to clean!!! I make eggs for my 1 year old and my husband almost every morning back to back no issue and make myself an omelette too.""
+
+If you've ever asked a family member to start the dishwasher, only to check on it hours later and pull out a dirty glass, you need this. It's a simple but genius idea: Just stick this magnetized indicator on your machine and alert your housemates to the state of your cookery by sliding its window left or right to indicate whether the contents inside are ""CLEAN"" or ""DIRTY."" No more accidentally picking up a dirty plate or loading dirty dishes into a dishwasher that's full of clean ones!
+
+""My parents got a machine not too long ago that has controls and indicators on the top of the door, which is covered by the countertop when it is closed,"" one wised-up shopper shared. ""They can never tell if the machine is clean or dirty until they open it up and pull the racks out. They've had several instances where dirty dishes have been put in a clean dishwasher or 'dirty' dishes got put back in the cabinets because they were semi-cleaned from the sink. These problems are no more. I got a big hug and a smile when I brought this over to them.""
+
+A kitchen gadget to make you a better chef
+
+Whether you're a home cook or a pro chef, a food scale can be the difference between an okay dish and a Michelin-star-worthy plate. This scale has a smooth, easy-to-clean surface, and even has four units of measurement so you can accurately portion your ingredients, as more than 121,000 five-star fans on Amazon can attest.
+
+Shared one thrilled shopper: ""I bought this kitchen scale for my mom, and she loves it. It's very thin and takes up almost no room at all in the cabinet, and the digital display is nice and clean. It appears to have an auto on-and-off feature, and it comes with a spare battery! For the money, this is a terrific little tool for cooking, weighing for mail postage, or even hobbies.""
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.",0e3631af612149039b0ac5139cd52c24,10 kitchen tools that deserve their cult-favorite status on Amazon — starting at $7,4,,,,
+74297,"Interpublic Group (IPG) Stock Sinks As Market Gains: What You Should Know - In the latest trading session, Interpublic Group (IPG) closed at $38.97, marking a -1.47% move from the previous day. This change lagged the S&P 500's daily gain of 0.37%. At the same time, the Dow lost 0.01%, and the tech-heavy Nasdaq lost 1.26%.
+
+Heading into today, shares of the marketing and advertising company had gained 5.16% over the past month, outpacing the Business Services sector's gain of 3.81% and the S&P 500's gain of 4.31% in that time.
+
+Interpublic Group will be looking to display strength as it nears its next earnings release. In that report, analysts expect Interpublic Group to post earnings of $0.61 per share. This would mark a year-over-year decline of 3.17%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $2.28 billion, down 3.95% from the year-ago period.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $2.96 per share and revenue of $9.38 billion. These totals would mark changes of +7.64% and -0.7%, respectively, from last year.
+
+It is also important to note the recent changes to analyst estimates for Interpublic Group. These revisions help to show the ever-changing nature of near-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. Interpublic Group is currently a Zacks Rank #2 (Buy).
+
+Looking at its valuation, Interpublic Group is holding a Forward P/E ratio of 13.38. Its industry sports an average Forward P/E of 11.77, so we one might conclude that Interpublic Group is trading at a premium comparatively.
+
+Meanwhile, IPG's PEG ratio is currently 1.66. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. The Advertising and Marketing was holding an average PEG ratio of 1.73 at yesterday's closing price.
+
+The Advertising and Marketing industry is part of the Business Services sector. This industry currently has a Zacks Industry Rank of 207, which puts it in the bottom 18% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+Interpublic Group of Companies, Inc. (The) (IPG) : Free Stock Analysis Report
+
+To read this article on Zacks.com click here.","{'positive': 0.19427167, 'negative': 0.6944939, 'neutral': 0.11123448}","Interpublic Group (IPG) closed at $38.97 in the latest trading session, marking a -1.47% move from the previous day. Shares of the marketing and advertising company had gained 5.16% over the past month, outpacing the Business Services sector's gain of 3.81%. Analysts expect Interpublic Group to post earnings of $0.61 per share and net sales of $2.28 billion, down 3.95% from the year-ago period. The Zacks Consensus Estimate for revenue is projecting net sales and is expected to mark a year-over-year decline of 3%. The Advertising and Marketing industry currently has a Zacks Industry Rank of 207, which puts it in the bottom 18% of all 250+ industries. Investors can capitalize on these estimate changes by using the Zacks Rank.","Interpublic Group (IPG) closed the most recent trading day at $38.97, moving -1.47% from the previous trading session.",IPG,Services,Advertising & Marketing,Interpublic Group Cos,"{'Advertising Integrity': 'Entities have a legal responsibility to ensure that advertising about their products and services is truthful and not deceptive. While much of the burden of compliance with regulations about ad content and placement lies with the client,ad agencies play a vital role in the creation of ad content and are responsible for advising their clients regarding applicableregulations. Consumer protection laws provide guidance and restrictions on advertising to children and on advertising regulated products, such as alcohol and tobacco. Regulators may investigate the involvement of the ad agency in any deceptive advertising and take action against the agency. Advertising and marketing entities exposed to these regulations and concerns have responded by participating in self-regulatory programs that address these areas.', 'Data Privacy': 'Due to the increasing prevalence of social media, location-based mobile applications, and e-commerce, the digital footprints of customers offer a more complete picture of their habits than was previously available to advertisers. Advertisers can collect and/or purchase highly detailed information about the habits and lives of buyers, and advertising strategies can be precisely targeted. Being part of an industry that uses large quantities of data about private citizens, advertising and marketing entities must weigh the benefits of targeted advertising versus customer concerns about data privacy.', 'Workforce Diversity & Inclusion': ""Competitive advantage in the Advertising & Marketing industry is derived from an entity’s ability to produce creative, cutting-edge ideas. Entities in this industry aim to attract top talent to create the most successful ad campaigns. Additionally, larger entities have clients across the globe, and must employ a diverse workforce to effectively reach diverseaudiences. Connecting with a target markets has been shown to rely, to a large extent, upon employing a workforce that is reflective of the community served. A diverse workforce is thus a critical success factor to improving service outcomes and enhancing an entity's financial performance.""}","{'Advertising Integrity': 0.7171487705882709, 'Data Privacy': 0.7294190678961525, 'Workforce Diversity & Inclusion': 0.7416261906678275}",0.7416261906678275,Promod,No focus,No focus,Neutral,,No focus,,,2023-04-17T22:46:19+00:00,https://www.usatoday.com/story/news/politics/2023/04/17/donald-trump-murdoch-fox-false-2020-election/11684375002/,"[{'name': 'Fox News', 'weight': 0.11618028}, {'name': 'Dominion Voting Systems', 'weight': 0.1030039}, {'name': 'Fox News CEO Suzanne Scott', 'weight': 0.10298618}, {'name': 'defamation lawsuit', 'weight': 0.10146485}, {'name': 'election fraud', 'weight': 0.09940775}, {'name': 'Trump allies', 'weight': 0.09858631}, {'name': 'Trump', 'weight': 0.096572034}, {'name': 'Fox', 'weight': 0.09559906}, {'name': 'Donald Trump', 'weight': 0.093744785}, {'name': 'Dominion trial', 'weight': 0.08474653}]",[{'name': 'Politics'}],"[{'data': 'Trump', 'type': 'PERSON', 'mentions': 9}, {'data': 'Rupert Murdoch', 'type': 'PERSON', 'mentions': 4}, {'data': 'Sidney Powell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rudy Giuliani', 'type': 'PERSON', 'mentions': 1}, {'data': 'Suzanne Scott', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dominion', 'type': 'ORG', 'mentions': 5}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 9}, {'data': 'Truth Social', 'type': 'ORG', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'the White House', 'type': 'FAC', 'mentions': 1}, {'data': 'Delaware', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}]","Former President Donald Trump on Monday called on Rupert Murdoch to back false information about the 2020 presidential election ahead of the $1.6 billion defamation lawsuit Dominion Voting Systems has pursued against Fox News and its parent company. .
+
+Trump on Truth Social alleged that Fox News is “in big trouble if they do not expose the truth on cheating in the 2020 election.” There is no evidence of widespread voter fraud that would have impacted the outcome of the 2020 race for the White House.
+
+The former president suggested that the media tycoon and chair of the Fox Corporation “should say that ‘he just didn’t know,’ but that is hard to believe.”
+
+“Rupert, just tell the truth and good things will happen,” Trump added.
+
+Delaware:Dominion defamation trial in lawsuit against Fox delayed to Tuesday
+
+OnPolitics:Behind the contentious House GOP hearing in New York: Crime? Or Trump?
+
+Top executives and hosts at Fox News have privately shared that they didn’t believe Trump’s allegations of election fraud in the 2020 race, according to a court filing in Dominion Voting Systems’ defamation lawsuit against the network.
+
+Murdoch called false voter fraud claims “damaging” in a text following a press conference from Trump allies Sidney Powell and Rudy Giuliani, according to filings. He also told Fox News CEO Suzanne Scott ""It's been suggested our prime time three should independently or together say something like 'the election is over and Joe Biden won,'"" saying the comments ""would go a long way to stop the Trump myth that the election stolen,” the filing says.
+
+Trump’s comments come the day before the defamation lawsuit that Dominion Voting Systems is waging against Fox News and its parent company is set to start. Dominion filed a lawsuit against Fox in 2021 after the network reported on unproven claims that the voting machine company played a role in rigging the 2020 race.
+
+Fox News has denied wrongdoing and called the lawsuit a “political crusade in search of a financial windfall.”",b33dfc62fefc44608c7f3bbdf62de5af,Trump calls on Rupert Murdoch to back false 2020 election fraud claims ahead of Dominion trial,4,,,,
+11801,"Williams not interested in utility companies bought by Enbridge -CEO - HOUSTON, Sept 6 (Reuters) - Williams Companies' (WMB.N) Chief Executive Officer Alan Armstrong said on Wednesday the firm is not interested in three utilities recently bought by Canada's pipeline operator Enbridge (ENB.TO) , as return rate would be too low.
+
+Enbridge said this week it will buy East Ohio Gas, Questar Gas, and Public Service Co of North Carolina from Dominion Energy (D.N) for $14 billion including debt, creating North America's largest natural gas provider and doubling its gas distribution business.","{'positive': 0.52786446, 'negative': 0.030441666, 'neutral': 0.44169384}","Williams Companies' Chief Executive Officer Alan Armstrong said on Wednesday the firm is not interested in three utilities recently bought by Enbridge (ENB.TO) as return rate would be too low. Enbridge has said it will buy East Ohio Gas, Questar Gas, and Public Service Co of North Carolina from Dominion Energy for $14 billion including debt. Williams is creating North America's largest natural gas provider and doubling its gas distribution business.","Williams Companies' Chief Executive Officer Alan Armstrong said on Wednesday the firm is not interested in three utilities recently bought by Canada's pipeline operator Enbridge , as return rate would be too low.",WMB,Extractives & Minerals Processing,Oil & Gas - Midstream,The Williams Companies Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7588218372167903, 'Operational Safety, Emergency Preparedness & Response': 0.7773717302695518, 'Air Quality': 0.7333588856786645, 'Competitive Behaviour': 0.7978687944925276, 'Ecological Impacts': 0.7523591107138166}",0.7978687944925276,Promod,Minor focus,Minor focus,Neutral,,Minor focus,Major focus,Neutral,2023-05-30T22:31:29.481000+00:00,https://www.theverge.com/2023/5/30/23742793/pixel-watch-2-fitbit-sense-2-qualcomm-snapdragon-w5-plus,"[{'name': 'battery life', 'weight': 0.13909541}, {'name': 'multiday battery life', 'weight': 0.1344296}, {'name': 'excellent battery life', 'weight': 0.13256624}, {'name': 'better battery life', 'weight': 0.13190532}, {'name': 'crappy battery life', 'weight': 0.1293902}, {'name': 'multiday battery', 'weight': 0.116152115}, {'name': 'battery', 'weight': 0.11335173}, {'name': 'Pixel Watch', 'weight': 0.08493461}, {'name': 'that excellent battery life', 'weight': 0.078236476}, {'name': 'its cruddy battery life', 'weight': 0.07670203}]",[{'name': 'Tech'}],"[{'data': 'The Pixel Watch 2', 'type': 'PRODUCT', 'mentions': 15}, {'data': 'Snapdragon W5 Plus', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the 10nm Exynos 9110', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Wear OS', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'The Apple Watch Ultra', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'W920', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Galaxy Watch 5', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'TicWatch Pro 5', 'type': 'PRODUCT', 'mentions': 1}, {'data': '3100', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Gen 6 Wellness Edition', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Fitbit Sense 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 5}, {'data': '9to5Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Exynos', 'type': 'ORG', 'mentions': 1}, {'data': 'Mobvoi', 'type': 'ORG', 'mentions': 1}, {'data': 'Fossil', 'type': 'ORG', 'mentions': 1}, {'data': 'Google I/O', 'type': 'ORG', 'mentions': 1}, {'data': 'longer than 24 hours', 'type': 'TIME', 'mentions': 1}, {'data': 'a paltry 12 to 15 hours', 'type': 'TIME', 'mentions': 1}, {'data': 'roughly 24 hours', 'type': 'TIME', 'mentions': 1}]","All the first Pixel Watch had to do was not suck. That won’t be good enough for its successor, which is rumored to debut later this fall and be called the Pixel Watch 2. Its one job is to last longer than 24 hours, which is why it’s both surprising and not so surprising that the next-gen smartwatch will reportedly be leaving Samsung processors behind.
+
+According to 9to5Google, the Pixel Watch 2 will sport Qualcomm’s Snapdragon W5 Plus chip. The 4nm processor was announced last summer and promises double the performance and enable multiday battery life. On the one hand, this makes a ton of sense. The current Pixel Watch runs on Samsung’s last-gen wearable chip, the 10nm Exynos 9110, and its battery life stinks compared to the competition. When I reviewed it last fall, I got a paltry 12 to 15 hours if the always-on display was turned on. Without it, the watch could eke out roughly 24 hours if you babied the battery and made conscious, concerted efforts to save power whenever possible.
+
+The dated processor was somewhat of a red flag, but realistically, performance was a bigger priority than multiday battery for the Pixel Watch. Most flagship watches last year got about that much. Expecting longer from the first-gen smartwatch right out of the gate? That’s like Google expecting it could shame Apple into embracing RCS this decade. Plus, Wear OS had historically been hamstrung by horribly slow performance.
+
+But 2023 is a different story. The Apple Watch Ultra can get multiple days on a single charge, and that’s before enabling low-power settings. The Samsung Galaxy Watch 5 Pro also gets multiday battery life. Sure, maybe Samsung would’ve been alright with Google using the soon-to-be-last-gen Exynos W920, but the Galaxy Watch 5’s battery life wasn’t so hot when it first launched. (It’s since improved thanks to software updates.) The Galaxy Watch 6 is rumored to have a newer chip, but it’d be reasonable if Samsung might not want to share it with Google.
+
+The thing is, we don’t know how reliable Qualcomm’s battery claims for the W5 Plus are yet because there’s only one smartwatch that has it right now: Mobvoi’s TicWatch Pro 5. I just reviewed that watch, and sure enough, it does get multiple days on a single charge. However, it’s impossible to tell how much of a role the W5 Plus plays in that excellent battery life. The Pro 5 has a secondary ultra-low power display that dominates the screen the vast majority of the time and a giant 628mAh battery housed in a honking 50mm case. That’s simply not a tack I see Google taking when the first Pixel Watch is a delicate, slim 41mm.
+
+I’m also skeptical because Qualcomm has been saying for years that its hybrid chip architecture leads to excellent battery life. The Snapdragon Wear 3100 chip had a processor and co-processor. Wear OS watches with the 3100 chip still had crappy battery life. The Snapdragon Wear 4100 chips also had a processor and co-processor. I present to you the Fossil Gen 6 Wellness Edition and its cruddy battery life. The Pixel Watch also had a co-processor paired with the Exynos 9110, and I already told you how bad that battery life was. Forgive me, then, if I’m not sold that the hybrid architecture alone is the magic bullet Google needs.
+
+Another complicating factor is the fact that 9to5Google reports the Pixel Watch 2 will sport similar sensors to the Fitbit Sense 2 — including the continuous electrodermal activity (cEDA) sensor used to measure stress and a skin temperature sensor. Continuous health tracking drains battery, plain and simple. The more advancements you pack into a watch, the greater the battery drain. That’s one reason why you never see Apple budge from that 18-day battery life estimate year to year. It’s not that Apple doesn’t iterate and improve on battery life in terms of hardware and software. It does. It’s just also continually adding more and more features into the mix.
+
+Still, it’s clear Google has taken feedback about the Pixel Watch’s lackluster battery to heart. At Google I/O earlier this month, it announced Wear OS 4 would be coming this fall and that better battery life (and cloud backups) was coming along with it. All these factors together make me hopeful that the Pixel Watch 2 will last longer than its predecessor. I’m just not sure by how much.",31752c956f644c2c9feba12b03e5a0e3,The Pixel Watch 2 might kiss Samsung chips goodbye to improve battery,4,,,,
+12099,"Goldman Reportedly Readying Major Structural Overhaul - Goldman Reportedly Readying Major Structural Overhaul
+
+            In a total reversal of his prior plans, Goldman Sachs' CEO David Solomon appears set to unveil a major restructuring to the banks organizational structure.
+
+
+
+The Wall Street Journal reports that the bank will split into three units.
+
+According to people familiar with the matter, the Wall Street giant plans to once again combine its expanded asset management and private wealth businesses into one unit run by Marc Nachmann; and will also fuse its investment-banking and trading operations under one group run by Dan Dees, Jim Esposito and Ashok Varadhan.
+
+However, most notably the money-losing consumer units will be broken up with Marcus, Goldman's direct consumer-banking arm, to be part of the asset- and wealth-management unit; while the bank's portfolio of FinTech platforms, specialty lender GreenSky, and its ventures with Apple and GM, will be hived off into a third division called Platform Solutions.
+
+This may be due to the mounting losses from that group of companies as we noted previously, Goldman's credit-card losses are soaring ""well above subprime lender"" peers.
+
+
+
+Tomorrow's earnings may shine a brighter light on that trend.
+
+A major reorganization of Goldman Sachs, including the combination of its investment-banking and trading operations, would help the bank optimize and improve overall efficiency, according to Wells Fargo analyst Mike Mayo.
+
+
+“A move such as this can provide more potential to better optimize the company and help GS better orient toward meeting its target to improve efficiency and continue its decade-long transition from a broker to a more efficient global bank,” Mayo wrote in a note to clients.
+
+
+Additionally, Mayo added that he would like an update on its consumer banking business, as it “takes up a disproportionate amount of mindshare” given its relatively smaller size.
+
+So, in summary, is CEO Solomon implicitly creating a good-bank (trading, asset/wealth management, and IB) / bad-bank (fintech) framework?
+
+      Tyler Durden
+Mon, 10/17/2022 - 14:20","{'positive': 0.6616042, 'negative': 0.01407138, 'neutral': 0.32432443}","
+
+According to people familiar with the matter, the Wall Street giant plans to once again combine its expanded asset management and private wealth businesses into one unit run by Marc Nachmann; and will also fuse its investment-banking and trading operations under one group run by Dan Dees, Jim Esposito and Ashok Varadhan. 
+
+However, most notably the money-losing consumer units will be broken up with Marcus, Goldman's direct consumer-banking arm, to be part of the asset- and wealth-management unit; while the bank's portfolio of FinTech platforms, specialty lender GreenSky, and its ventures with Apple and GM, will be hived off into a third division called Platform Solutions. 
+
+A major reorganization of Goldman Sachs, including the combination of its investment-banking and trading operations, would help the bank optimize and improve overall efficiency, according to Wells Fargo analyst Mike Mayo. 
+
+
+“A move such as this can provide more potential to better optimize the company and help GS better orient toward meeting its target to improve efficiency and continue its decade-long transition from a broker to a more efficient global bank,” Mayo wrote in a note to clients.","Goldman Reportedly Readying Major Structural Overhaul
+
+            In a total reversal of his prior plans, Goldman Sachs' CEO David Solomon appears...",GS,Financials,Investment Banking & Brokerage,Goldman Sachs Group Inc,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management’s approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity’s amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks’ financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.785728993713696, 'Professional Integrity': 0.7601297666029847, 'Factors in Investment Banking & Brokerage Activities': 0.7845870687141725, 'Business Ethics': 0.7826783847711171, 'Systemic Risk Management': 0.7929115341766826, 'Employee Incentives & Risk Taking': 0.7973336830578013}",0.7973336830578013,Promod,Minor focus,Major focus,Neutral,"Factors in Investment Banking & Brokerage Activities, Employee Incentives & Risk Taking",Major focus,Major focus,Positive,2023-05-17T15:35:37+00:00,https://www.cnbc.com/2023/05/17/stanley-druckenmiller-piles-into-these-ai-plays-and-other-technology-stocks.html,"[{'name': 'last quarter', 'weight': 0.10263103}, {'name': 'last week', 'weight': 0.09236208}, {'name': 'first quarter', 'weight': 0.08553788}, {'name': 'AI features', 'weight': 0.08355751}, {'name': 'AI computing tasks', 'weight': 0.08210451}, {'name': 'multiple sources', 'weight': 0.080998905}, {'name': 'other technology stocks', 'weight': 0.07812555}, {'name': 'AI', 'weight': 0.078052826}, {'name': 'new stakes', 'weight': 0.07730085}, {'name': 'major chip maker Taiwan Semiconductor', 'weight': 0.074398085}]",[{'name': 'Finance'}],"[{'data': 'Stanley Druckenmiller', 'type': 'PERSON', 'mentions': 6}, {'data': ""George Soros'"", 'type': 'PERSON', 'mentions': 1}, {'data': 'Duquesne Family Office', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Druckenmiller', 'type': 'ORG', 'mentions': 1}, {'data': 'Taiwan Semiconductor', 'type': 'ORG', 'mentions': 1}, {'data': 'Tiger Global Management', 'type': 'ORG', 'mentions': 1}, {'data': 'Coatue Management', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Quantum Fund', 'type': 'ORG', 'mentions': 1}, {'data': 'the Sohn Investment Conference', 'type': 'EVENT', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}]","Billionaire investor Stanley Druckenmiller bought into a few stocks tied to artificial intelligence last quarter, while piling into a handful of other names in the tech sector, according to a new regulatory filing. The legendary investor, who now runs Duquesne Family Office, bought $210 million in Microsoft, making it his third-largest holding. Meanwhile, he increased his Nvidia holdings significantly, boosting the chip maker to his family office's second-largest bet. Druckenmiller said last week these two bets were his way of getting exposure to the booming AI space. He thinks that AI could be a fruitful opportunity for investors, especially when the economy comes out of what he thinks is an imminent downturn. ""I actually think AI is very, very real and could be every bit as impactful as the internet literally going forward,"" Druckenmiller said at the Sohn Investment Conference last week. Nvidia, which makes chips needed for AI computing tasks, has jumped more than 96% this year after having a banner first quarter, its biggest quarterly gain since 2001. Microsoft has rallied 30% in 2023. The investor also built a sizable stake in Alphabet, another AI play, making it one of his top 10 holdings. Alphabet's Google announced last week it would bring AI features to its signature search product to turn complex queries into simple answers by combining results from multiple sources. Druckenmiller also bought major chip maker Taiwan Semiconductor last quarter. The company also drew interest from Tiger Global Management and Coatue Management, who took new stakes at the same time. Amazon was another new bet for Druckenmiller, who built an $84 million stake at the end of March. Druckenmiller once managed George Soros' Quantum Fund and shot to fame after helping make a $10 billion bet against the British pound in 1992. He later oversaw $12 billion as president of Duquesne Capital Management before closing his firm in 2010.",fe34ba1bcd52497ab6f5dc638c51a15f,Stanley Druckenmiller piles into these A.I. plays and other technology stocks,4,,,,
+9367,"FedEx to shut down 29 more aircraft as demand shrinks - FedEx plans to remove 29 aircraft from its fleet this year through permanent retirement and temporary storage, fulfilling its new program to eliminate permanent costs and make its logistics network more flexible as global trade slows.
+
+CEO Raj Subramaniam said on Tuesday’s earnings briefing that the Express unit will park 20 aircraft in fiscal year 2024 and permanently retire nine additional MD-11 freighters. But the latest fleet statistics show the integrated logistics and parcel carrier’s mainline fleet will actually grow by 10 aircraft this year as Boeing planes ordered years ago are delivered.
+
+FedEx Express retired 18 aircraft in the just-completed fiscal year, including 12 MD-11s, four Boeing 757-200s and two Airbus A300-600s. FedEx wrote off the $70 million book value of the planes plus 34 related engines in its fourth-quarter results.
+
+FedEx (NYSE: FDX) began flying less in October as part of a corporate restructuring aimed at improving efficiency and reducing immediate costs as the downturn in shipping and e-commerce sales took hold.
+
+Express revenues fell 13% in the fourth quarter, ended May 31, to $10.4 billion while operating income was halved at $430 million. Success in decreasing expenses and higher U.S. yields partially offset lower volumes and helped improve profits, which tumbled 64% for the full year. The company said Express package volumes declined 7%, an improvement from the third quarter.
+
+Since fall, the company’s in-house airline has slashed dozens of daily flights from its schedule, accelerated the retirement of aging aircraft and deactivated other aircraft until demand picks up. Management has also indicated it plans to rely more heavily on partner airlines in the future instead of purchasing capacity itself to improve cash flow and prioritizing owned aircraft for parcel shipments over heavy freight, which will be moved more by third parties.
+
+FedEx reduced global flight hours by 12%, year over year, during the fourth quarter. Domestic aircraft utilization is down even more, according to a recent analysis by Morgan Stanley.
+
+“We continue to make significant progress in taking cost out of our network, delivering a $2 billion year-over-year reduction in operating cost in the fourth quarter of FY ’23. This included more effectively matching flying with demand, marking the first quarter of this year where our flight hours declined more than the underlying volumes,” said Subramaniam.
+
+The express delivery company decommissioned its few remaining MD-10-30 cargo jets in December. Those planes were taken off the accounting books at the end of fiscal year 2022 but were utilized a few months longer because FedEx was still anticipating continued strong demand midway through last year.
+
+Overall fleet size decreased during the fiscal year by 10 units, with retirements offset by the addition of 14 factory-built Boeing 767-300 freighters and two Boeing 777s. FedEx currently has 700 aircraft, including 407 mainline aircraft and 293 feeder aircraft — 14 more than the prior year.
+
+Decisions on aircraft acquisitions were made years ago, well before the current financial pressures forced FedEx to rebalance its network and consolidate Express and Ground operations to better utilize existing infrastructure and personnel. The fleet additions are mostly for fleet modernization as they will replace aircraft being retired.
+
+FedEx currently has 46 MD-11s, which will be phased out by fiscal 2028.
+
+During the next two years, FedEx plans to add 55 aircraft to its fleet, the majority of them small feeder aircraft operated by contractors. It will get rid of 18 MD-11s, while adding 24 767s and six 777s, 27 all-new Cessna 408 SkyCourier aircraft, and 16 ATR72-600s, barring production delays.
+
+The Cessnas and ATRs are small turbo-prop planes. FedEx has committed to buying 41 SkyCouriers and 17 ATR72s.
+
+After fiscal year 2025, FedEx has no firm commitments for aircraft purchases. Capital expenditures for aircraft are expected to decrease to about $1 billion in fiscal 2026, the company’s CEO said.
+
+Management recently agreed on a five-year contract with its pilots’ union. Pilots will vote next month on whether to ratify the deal.
+
+Click here for more FreightWaves stories by Eric Kulisch.
+
+The post FedEx to shut down 29 more aircraft as demand shrinks appeared first on FreightWaves.","{'positive': 0.010534059, 'negative': 0.9707328, 'neutral': 0.0187332}","FedEx Express plans to remove 29 aircraft from its fleet this year through permanent retirement and temporary storage, as demand shrinks. The company's integrated logistics and parcel carrier‚Äôs mainline fleet will actually grow by 10 aircraft this year as Boeing planes ordered years ago are delivered. FedEx Express retired 18 aircraft in the just-completed fiscal year, including 12 MD-11s, four Boeing 757-200s and two Airbus A300-600s. Despite this, Express revenues fell 13% in the fourth quarter, while operating income was halved at $430 million. FedEx plans to add 55 aircraft to its fleet in the next two years, while adding 24 767s and six 777s, 27 all-new Cessna 408 SkyCourier aircraft, and 16 ATR72-600. Pilots will vote next month on whether to ratify the deal.","FedEx is downsizing its fleet again during the next 12 months to match weak international and domestic package shipping demand, and save money. The post FedEx to shut down 29 more aircraft as demand shrinks appeared first on FreightWaves.",FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7981761359436894, 'Supply Chain Management': 0.7972763983763478, 'Air Quality': 0.7924914472349691, 'Employee Health & Safety': 0.8027705029560975, 'Labour Practices': 0.7812282197334045, 'Accident & Safety Management': 0.7391405855150159}",0.8027705029560975,Promod,Major focus,Major focus,Neutral,"Greenhouse Gas Emissions, Air Quality, Supply Chain Management",Major focus,Major focus,Positive,2022-10-03T19:23:58+00:00,https://www.cnn.com/2022/10/03/investing/elon-musk-tesla-stock-slide/index.html,"[{'name': 'Tesla shares', 'weight': 0.079210036}, {'name': 'Wall Street', 'weight': 0.076573014}, {'name': 'Wall Street expectations', 'weight': 0.074678294}, {'name': 'third quarter', 'weight': 0.07378028}, {'name': 'Elon Musk', 'weight': 0.06724917}, {'name': 'Musk', 'weight': 0.06447361}, {'name': 'Tesla', 'weight': 0.062347613}, {'name': 'Tesla fans', 'weight': 0.06109552}, {'name': 'production bottlenecks', 'weight': 0.05945844}, {'name': 'growth investors', 'weight': 0.05666341}]",[{'name': 'Finance'}],"[{'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 10}, {'data': 'Gordon Johnson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Daniel Ives', 'type': 'PERSON', 'mentions': 5}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 13}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 4}, {'data': 'TWTR', 'type': 'ORG', 'mentions': 1}, {'data': 'Wedbush Securities', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'FB', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Germany', 'type': 'GPE', 'mentions': 1}, {'data': 'midday', 'type': 'TIME', 'mentions': 1}, {'data': 'an AI Day', 'type': 'EVENT', 'mentions': 1}]","Could Wall Street’s love affair with Elon Musk be over?
+
+Six months ago Tesla (TSLA) shares were flying high. The company was valued at $1.1 trillion — more than a dozen other top automakers combined — and announcing plans for a proposed stock split.
+
+Then Musk disclosed he had become the largest investor in Twitter (TWTR), followed shortly by an announcement of his plans to buy control of the social media company.
+
+Things haven’t been the same for Tesla shares since.
+
+And although Musk’s efforts to buy — then avoid buying — Twitter, have raised investor concerns about a loss of focus by the EV-maker’s all-important CEO, it’s not the only problem for Tesla.
+
+Tesla has faced performance issues with supply chain delays and shutdowns in China causing production bottlenecks, leading to a disappointing third quarter sales report Sunday that fell well short of Wall Street expectations.
+
+On Friday, shares were down 27% from April 1, the day before Musk’s investment in Twitter was disclosed. And they were down another 8% in midday trading Monday following the sales report.
+
+Critics of Tesla have long argued the stock’s incredible runup — shares rose nearly 1,900% from when the company finally achieved profitability in the fall of 2018 to its peak price in early April — was never justified. And they say the current problems are a sign of future setbacks to come with the stock.
+
+“In general, very bad things happen when production slows, prices drop and the market is crediting you with a forward price to earnings multiple of 45.3 times earnings estimates,” said analyst Gordon Johnson, one of the biggest Tesla bears on Wall Street.
+
+But Tesla fans on Wall Street predict that the company is still well positioned as demand grows for electric vehicles.
+
+“In a nutshell, this quarter was nothing to write home about and the Street will be disappointed by the softer delivery number in the third quarter” said Daniel Ives, tech analyst with Wedbush Securities. “That said, we view this more of a logistical speed bump rather than the start of a softer delivery trajectory.”
+
+Tesla spent last Friday showing off its latest robots, and in a series of tweets over the weekend, Musk was again promising that its robot business would transform the company’s sales and profitability. Ives said the timing of the company’s AI day was bad for the stock’s valuation.
+
+“Even though it’s visionary, I think it’s not reading the room. There’s a view he’s not focused on what needs to be done right now,” said Ives. “It’s not a great look for Wall Street when you do an AI Day on Friday and have a delivery miss on Sunday.”
+
+But this is not the first time that Musk’s comments have caused problems for the stock’s value over the last six months.
+
+Two new plants Tesla opened in Texas and Germany were described by Musk as “gigantic money furnaces,” burning through billions in cash as they struggled to ramp up production. He even mentioned the risk of bankruptcy in one interview.
+
+As if all of that hasn’t been enough of a headwind for Tesla shares, Musk came out and said in June he had a “super bad feeling” about the economy and announced plans to trim salaried staff.
+
+“Musk has put fuel into a fire, and the Twitter fiasco has added to what has been a nightmarish six months for the stock,” Ives said.
+
+But the problems for Tesla shares aren’t unique.
+
+Many of the other high flying tech stocks have suffered similar declines in the last six months. The market turned bearish as central banks around the globe sent interest rates soaring, prompting worries about a possible global recession.
+
+Apple (AAPL) shares fell 21% over the second and third quarters, while shares of Google (GOOG) parent Alphabet tumbled 31%, and Facebook parent Meta (FB) plunged 39%. Amazon (AMZN) shares lost 31%.
+
+That market environment makes it all the more critical that Tesla improve its execution as a way to assure investors its stock value isn’t all smoke and mirrors.
+
+“You need to execute to keep faith among growth investors,” Ives said. “The last two quarters, they haven’t lived up to that standard.”",aea9839f1cdb4895b58cb01963fa12ca,Why Elon Musk is no longer Wall Street's darling,4,,,,
+6522,"Bunge sees renewable diesel capacity of about 5 bln gallons by 2024 - CHICAGO, Dec 6 (Reuters) - Agricultural commodities trader Bunge Ltd expects to see about 5 billion gallons of renewable diesel capacity by 2024, up from about 2 billion gallons currently, Chief Executive Greg Heckman said on Tuesday.
+
+The company has not altered its capacity plans after President Joe Biden's administration last week unveiled a three-year proposal to expand the U.S. biofuels policy with bigger volume mandates, Heckman said on a webcast. Some analysts have said the proposal was smaller than expected. (Reporting by Tom Polansek; Editing by Mark Porter)","{'positive': 0.76706135, 'negative': 0.023442501, 'neutral': 0.20949617}","Bunge sees renewable diesel capacity of about 5 bln gallons by 2024. Agricultural commodities trader Bunge Ltd expects to see about 5 billion gallons of renewable diesel capacity by 2024, up from about 2 billion gallons currently, Chief Executive Greg Heckman said on Tuesday. 
+
+The company has not altered its capacity plans after President Joe Biden's administration last week unveiled a three-year proposal to expand the U.S. biofuels policy with bigger volume mandates, Heckman said on a webcast. (Reporting by Tom Polansek; Editing by Mark Porter)","Agricultural commodities trader Bunge Ltd expects to see about 5 billion gallons of renewable diesel capacity by 2024, up from about 2 billion gallons currently, Chief Executive Greg Heckman said on Tuesday. The company has not altered its capacity plans after President Joe Biden's administration last week unveiled a three-year proposal to expand the U.S. biofuels policy with bigger volume mandates, Heckman said on a webcast. Some analysts have said the proposal was smaller than expected.",BG,Food & Beverage,Agricultural Products,Bunge Ltd,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs—including biomass waste generated from internal processes—and improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry’s ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity’s energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry’s ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.8095021543443142, 'Water Management': 0.7725366569830631, 'Food Safety': 0.7325796774719545, 'GMO Management': 0.781890971536998, 'Energy Management': 0.8027913188561098, 'Workforce Health & Safety': 0.7383641970617701, 'Ingredient Sourcing': 0.7830330504115224, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7654706615595278}",0.8095021543443142,Promod,Major focus,Major focus,Positive,"Energy Management, Greenhouse Gas Emissions, Environmental & Social Impacts of Ingredient Supply Chain",Major focus,Major focus,Positive,2023-02-21T19:42:30+00:00,https://www.newsweek.com/google-could-face-legal-threats-after-supreme-court-section-230-ruling-recommendation-algorithms-1782837,"[{'name': 'internet content regulation', 'weight': 0.10540205}, {'name': 'ISIS content', 'weight': 0.095434405}, {'name': 'digital content', 'weight': 0.09289926}, {'name': 'U.S. law', 'weight': 0.08100436}, {'name': 'internet companies', 'weight': 0.07986928}, {'name': 'legal threats', 'weight': 0.07616409}, {'name': 'internet platforms', 'weight': 0.0759835}, {'name': 'legal liabilities', 'weight': 0.07500721}, {'name': 'costly legal battles', 'weight': 0.072980754}, {'name': 'legal culpability', 'weight': 0.07264486}]",[{'name': 'Politics'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Supreme Court', 'type': 'ORG', 'mentions': 4}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 2}, {'data': 'SCOTUS', 'type': 'ORG', 'mentions': 2}, {'data': 'Congress', 'type': 'ORG', 'mentions': 3}, {'data': 'The Washington Post', 'type': 'ORG', 'mentions': 5}, {'data': 'the U.S. Naval Academy', 'type': 'ORG', 'mentions': 1}, {'data': 'Newsweek', 'type': 'ORG', 'mentions': 1}, {'data': 'Gonzalez', 'type': 'PERSON', 'mentions': 3}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Halimah DeLaine Prado', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mary B. McCord', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jeff Kosseff', 'type': 'PERSON', 'mentions': 2}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 3}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}]","A forthcoming decision from the U.S. Supreme Court could have massive ramifications for legal liabilities regarding the internet, possibly resulting in a wave of legal threats against companies like Google.
+
+As of Tuesday, the Court is now hearing oral arguments in the case of Gonzalez v. Google. The family of Nohemi Gonzalez is suing YouTube, the massively popular video-sharing site and a subsidiary of Google, after the 23-year-old college exchange student was gunned down by ISIS-affiliated gunmen in a Paris restaurant in late 2015.
+
+The family has argued that YouTube's recommendation algorithm surfacing ISIS content effectively acted as a recruitment tool for the terrorist group, violating U.S. law.
+
+The SCOTUS decision in the case would impact the fate of Section 230, a provision to U.S. law passed in 1996 that protects internet platforms from legal culpability related to the content that individuals share on them. Google has argued that the provision applies to this situation, while the Gonzalez family has countered that it should not apply to recommendation algorithms.
+
+The law has also become a major sticking point for lawmakers on both ends of the political spectrum, with each keen to revise it in different ways and enact more hands-on regulation of digital content.
+
+Democrats, like President Joe Biden, have argued that the law allows internet companies to dodge responsibility for hosting hateful and dangerous content.
+
+Republicans, like former President Donald Trump and his supporters in Congress, have argued that the companies remove too much content and that they have done so with an alleged, but unproven, bias against conservatives.
+
+Halimah DeLaine Prado, Google's general counsel, told The Washington Post that the SCOTUS review of the case would put the company and others at greater risk of costly legal battles, threatening the health of technological and business growth.
+
+""It goes beyond just Google,"" DeLaine Prado said. ""It really does impact the notion of American innovation.""
+
+Speaking at a press briefing, Mary B. McCord, the executive director for the Georgetown Law Center Institute for Constitutional Advocacy and Protection, said that it was unlikely that lawmakers could have foreseen the extent to which internet platforms could be abused when they drafted Section 230 in the '90s.
+
+""It's implausible to think that Congress could have been thinking to cut off civil liability completely...for people who are victims of terrorism at the same time they were passing renewed and expanded legal authorities to combat terrorism,"" McCord said, according to the Post.
+
+The Post also spoke to Jeff Kosseff, a cybersecurity law professor at the U.S. Naval Academy, who argued that giving the government too much control over internet content regulation could backfire.
+
+""Once you give up power to the government over speech, you're not getting it back,"" Kosseff said in the Post article.
+
+While the Supreme Court could refine the interpretation of Section 230, only Congress maintains the ability to repeal or alter it. Several such proposals have been put forward, though none have yet been passed.
+
+Newsweek reached out to other experts on the internet and the law surrounding it for more insight.",636643fb44504b81bc3c17225bc0ea5f,Google could face tidal wave of legal threats after Supreme Court ruling,4,,,,
+19789,"Billions in fed contracting dollars could be at stake after Supreme Court decision - Milwaukee Business Journal - In June, the conservative majority on the Supreme Court ruled against college affirmative-action programs — but that decision might also put billions of dollars in government contracting at risk.
+
+The 6-to-3 decision severely curtailed affirmative action, saying treating people based on their race specifically violates the equal protection clause of the U.S. Constitution.
+
+In 2022, the federal government awarded roughly $169.2 billion in contracts to small businesses, with nearly $70 billion going specifically to small disadvantaged businesses, owned by someone who has “been subjected to racial or ethnic prejudice or cultural bias within American society because of their identities as members of groups and without regard to their individual qualities.”
+
+Experts say those sorts of government set-asides might not pass muster with a conservative Supreme Court. That includes the SBA’s 8(a) business-development program, to which the federal government directs at least 5% of its contract spending each year.
+
+“The 8(a) program, which has been challenged more than once, is probably going to be challenged,” said Tinley Carp, a government-contracting attorney and partner at Arnall Golden Gregory LLP. “It all depends on how disadvantaged persons is defined. But in the regulations, one could argue it's based on race.”
+
+In the code of federal regulations, racial groups and ethnicities are listed, but that comes with caveats, as well as a way to apply directly to the program for certification.
+
+Carp said the recent Supreme Court decision opens the door to this kind of challenge, since the purpose of the 8(a) program is to remedy the effects of bias or prejudice that've traditionally impeded groups from participating in contracting.
+
+That could mean white business owners could challenge the constitutionality of a rule that doesn't let them participate in these set-aside contracts. Such a challenge could be brought either through administrative channels or through a federal district court — and would likely end up at the Supreme Court, Carp said.
+
+“Ultimately, if it ends up at the Supreme Court, we have now seen what the conservative majority of this Supreme Court is willing to do and likely to do,” Carp said.
+
+The SBA has already lost a court challenge on the basis of race — a lawsuit against a prominent Covid-era small-business rescue program known as the Restaurant Revitalization Fund. The $28.6 billion grant program first opened its application process to undeserved, economically disadvantaged business owners, then to all owners.
+
+In June of 2021, several lawsuits challenged that priority application period, and rulings by the U.S. District Court for the Northern District of Texas and elsewhere forced the SBA to freeze pending payments to 2,965 priority applicants.
+
+Ultimately, the SBA was unable to fund the applications of the remaining priority applicants, and ended up disbursing grants to nonpriority applicants, effectively draining the program of its remaining funding.
+
+Legal challenges on SBA programs since the Supreme Court's affirmative-action ruling have already begun. On July 19, the U.S. District Court for the Eastern District of Tennessee found the SBA’s 8(a) program unconstitutional. While certain racial and ethnic groups are accepted automatically, the court said, others have to submit evidence.
+
+“The Court found that this presumption violated the Fifth Amendment because it 'does not further a compelling governmental interest and is not narrowly tailored to achieve that interest.' As a result, the Court prohibited the SBA from future use of this presumption in administering the 8(a) Program,” said a blog post by law firm Clark Hill PLC.
+
+The court cited the Supreme Court’s recent decision on affirmative action as part of its ruling, saying the program did not survive the “strict scrutiny” test required under law.
+
+The SBA is likely to appeal the ruling, according to a separate blog post by law firm Holland and Knight LLP. A hearing is scheduled for Aug. 31. The SBA did not respond to a request for comment.
+
+But the Supreme Court's ruling on affirmative action is just one of several lately that've impacted small-business owners. The Supreme Court earlier this year issued a unanimous opinion in favor of an evangelical Christian worker at the U.S. Postal Service who refused to work on Sunday because of his religious beliefs and said he was disciplined because of it.
+
+That means business owners and managers will need to more carefully consider religious accommodation requests from employees — and it could get complicated. The court ruled federal law requires employers to show the burden of an accommodation must result in “substantial” cost increases or expenditures in order not to grant one.
+
+But the lack of specifics in the ruling, and the likelihood additional court cases will be needed to figure out the new standards, creates a complicated minefield for businesses, legal experts say.","{'positive': 0.07091004, 'negative': 0.32660636, 'neutral': 0.6024836}","The Supreme Court recently ruled that treating people based on their race specifically violates the equal protection clause of the U.S. Constitution. This ruling could put billions of dollars in government contracting at risk. The federal government awarded roughly $169.2 billion in contracts to small businesses in 2022, with nearly $70 billion going specifically to small disadvantaged businesses. Experts say those sorts of government set-asides might not pass muster with a conservative Supreme Court, and legal challenges on SBA programs have already begun. The SBA is likely to appeal the ruling, according to a separate blog post by law firm Holland and Knight LLP.","In June, the conservative majority on the Supreme Court curtailed college affirmative-action programs.",SBAC,Infrastructure,Engineering & Construction Services,SBA Communications Corp,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity‚Äôs backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce‚Äôs exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project‚Äôs use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain‚Äîfrom suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity‚Äôs profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity‚Äôs reputation. Environmental impact assessments can provide an understanding of a project‚Äôs potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project‚Äôs structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7511807597341925, 'Workforce Health & Safety': 0.7531147031080855, 'Business Ethics': 0.7860026548873443, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7461172312057022, 'Environmental Impacts of Project Development': 0.7503912402149954, 'Structural Integrity & Safety': 0.7600940400116593}",0.7860026548873443,Promod,Minor focus,No focus,Negative,,No focus,,,2022-11-29T21:20:00+00:00,https://www.wsj.com/articles/amazon-launches-supply-chain-software-service-11669756856,"[{'name': 'supply shocks', 'weight': 0.08440233}, {'name': 'inventory demands', 'weight': 0.081122726}, {'name': 'sales', 'weight': 0.06978641}, {'name': 'demand', 'weight': 0.06868327}, {'name': 'import delivery times', 'weight': 0.068615735}, {'name': 'AWS Supply Chain', 'weight': 0.06808429}, {'name': 'business operations', 'weight': 0.06798859}, {'name': 'software suppliers', 'weight': 0.06413367}, {'name': 'sophisticated supply-chain software', 'weight': 0.06397989}, {'name': 'U.S. port congestion', 'weight': 0.063399166}]",[],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 6}, {'data': 'Manhattan Associates', 'type': 'ORG', 'mentions': 1}, {'data': 'Blue Yonder', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'the Ohio State University’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Fisher College of Business', 'type': 'ORG', 'mentions': 1}, {'data': 'AWS Supply Chain', 'type': 'ORG', 'mentions': 1}, {'data': 'AWS Supply Chain', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Covid-19 pandemic', 'type': 'EVENT', 'mentions': 1}, {'data': 'Terry Esper', 'type': 'PERSON', 'mentions': 1}, {'data': 'Diego Pantoja-Navajas', 'type': 'PERSON', 'mentions': 1}, {'data': 'Asia', 'type': 'LOC', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Amazon. com Inc. is adding a supply-chain management service to its web services business, jumping into an increasingly competitive technology field as companies try to get tighter control of the flow of goods from factories to consumers.
+
+Amazon’s launch of its cloud application, AWS Supply Chain, adds Amazon to a growing list of software suppliers, such as Manhattan Associates and Blue Yonder, that help merchants juggle increasingly complex cargo flows and inventory demands. Microsoft Corp. launched its own supply-chain management software platform earlier this month.
+
+The prominence of supply-chain technology in business operations has grown during the Covid-19 pandemic, said Terry Esper, associate professor of logistics at the Ohio State University’s Fisher College of Business, after a series of supply shocks “brought more heightened awareness to the power of having a well-oiled supply-chain operation.” Many companies are pressing for greater efficiency and visibility of their goods flows after being caught flat-footed during the pandemic by disruptions such as factory shutdowns in Asia and U.S. port congestion that added months to import delivery times and led to empty shelves and lost sales heading into the 2021 holiday season. Companies are relying more on sophisticated supply-chain software as a growing share of sales shifts away from sending goods in bulk to retailers and moves more toward direct-to-consumer online sales that require better balancing and positioning of stock. Amazon has a ready audience for its software with a phalanx of small- and medium-size businesses in its third-party marketplace. It says its application gives companies better visibility into their supply chains and that it uses machine learning to help manage inventory levels and better forecast demand. The software identifies risks and provides recommendations to guard against shortages and delays so that companies can “quickly see and respond to potential supply-chain disruptions,” said Diego Pantoja-Navajas, vice president of AWS Supply Chain at Amazon Web Services.",00ea3724b5a242c98f87c677a7c35dc5,Amazon Launches Supply-Chain Software Service,4,,,,
+11836,"Medtronic rises as solid topline points to recovery - Investing.com -- Medtronic (NYSE:MDT) stock rose in premarket trading on Tuesday after the maker of medical devices promised solid organic sales growth and ""aggressive"" cost reductions to juice earnings.
+
+The company said it expects organic revenue growth of between 4.5% and 5% in the current quarter, the last of a fiscal year that ends in April.
+
+It also expects adjusted earnings per share to rise to around $1.56, after three quarters of flat or falling earnings. That forecast was still a little below consensus forecasts of $1.59.
+
+In the three months through January, Medtronic said revenue fell by 0.5% and adjusted EPS fell by 4.4%, with the dollar's strength hurting revenue in developed markets outside the U.S. Revenue fell in both China and Japan in the quarter.
+
+The group expects foreign exchange factors to shave 9c off the current quarter's earnings, and 21c off full-year earnings.
+
+Medtronic, whose figures have been distorted in recent years by the shift in medical equipment spending required by the pandemic, said its business divisions are now seeing various headwinds abate, with ventilator sales improving and product availability in its Surgical Innovation and Cardiac Diagnostics divisions improving as supply chain disruptions ease.
+
+Revenue grew by 7% in the three months through January at both its Cardiovascular and Neuroscience operations, while its Diabetes division grew a more sedate 3%, with U.S. declines offset by international growth. The group continues to generate nearly 60% of its revenue in the U.S.
+
+By 07:45, Medtronic stock was up 2.2% in premarket trading.","{'positive': 0.6179203, 'negative': 0.36025375, 'neutral': 0.02182591}","Medtronic (NYSE:MDT) stock rose in premarket trading on Tuesday after the maker of medical devices promised solid organic sales growth and ""aggressive"" cost reductions to juice earnings. The company said it expects organic revenue growth of between 4.5% and 5% in the current quarter, and expects adjusted earnings per share to rise to around $1.56. Revenue fell in both China and Japan in the quarter, but the dollar's strength hurt revenue in developed markets outside the U.S. Medtronic expects foreign exchange factors to shave 9c off the earnings, and 21c off full-year earnings. Its business divisions are now seeing various headwinds abate, with ventilator sales improving and product availability in its Surgical Innovation and Cardiac Diagnostics divisions improving as supply chain disruptions ease. The group continues to generate nearly 60% of its revenue in the US.",By Geoffrey Smith,MDT,Health Care,Medical Equipment & Supplies,Medtronic plc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7349146916595837, 'Supply Chain Management': 0.7532314620169266, 'Ethical Marketing': 0.7777461904960422, 'Business Ethics': 0.7420765605603235, 'Product Design & Lifecycle Management': 0.7599387690850253, 'Affordability & Pricing': 0.7978195877036646}",0.7978195877036646,Promod,Minor focus,Major focus,Positive,"Supply Chain Management, Product Design & Lifecycle Management",No focus,,,2023-05-27T14:35:20+00:00,https://www.foxnews.com/tech/godfather-ai-serious-danger-tech-get-smarter-humans-fairly-soon,"[{'name': 'AI systems', 'weight': 0.08460961}, {'name': 'AI', 'weight': 0.08006452}, {'name': 'things', 'weight': 0.06714629}, {'name': 'control', 'weight': 0.06546143}, {'name': 'humans', 'weight': 0.06504651}, {'name': 'Geoffrey Hinton', 'weight': 0.06391083}, {'name': 'artificial general intelligence', 'weight': 0.061707646}, {'name': 'Hinton', 'weight': 0.061050363}, {'name': 'artificial intelligence', 'weight': 0.060068637}, {'name': 'subjective experience', 'weight': 0.058469698}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'NPR', 'type': 'ORG', 'mentions': 2}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'Geoffrey Hinton', 'type': 'PERSON', 'mentions': 4}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'PaLM', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'GPT-4,', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'BACTERIA', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}]","The so-called ""godfather of AI"" continues to warn about the dangers of artificial intelligence weeks after he quit his job at Google.
+
+In a recent interview with NPR, Geoffrey Hinton said there was a ""serious danger that we'll get things smarter than us fairly soon and that these things might get bad motives and take control.""
+
+He asserted that politicians and industry leaders need to think about what to do regarding that issue right now.
+
+No longer science fiction, Hinton cautioned that technological advancements are a serious problem that is probably going to arrive very soon.
+
+BIDEN EDUCATION DEPARTMENT WORRIED AI IN THE CLASSROOM MIGHT BE USED TO SPY ON TEACHERS
+
+For example, he told the outlet the world might not be far away from artificial general intelligence, which has the ability to understand or learn any intellectual task that a human can.
+
+""And, I thought for a long time that we were like 30 to 50 years away from that,"" he noted. ""Now, I think we may be much closer. Maybe only five years away from that.""
+
+While some people have compared chatbots like OpenAI's ChatGPT to autocomplete, Hinton said the AI was trained to understand – and it does.
+
+""Well, I'm not saying it's sentient. But, I'm not saying it's not sentient either,"" he told NPR.
+
+""They can certainly think and they can certainly understand things,"" he continued. ""And, some people by sentient mean, ‘Does it have subjective experience?’ I think if we bring in the issue of subjective experience, it just clouds the whole issue and you get involved in all sorts of things that are sort of semi-religious about what people are like. So, let's avoid that.""
+
+SCIENTISTS USE AI TO FIND DRUG THAT KILLS BACTERIA RESPONSIBLE FOR MANY DRUG-RESISTANT INFECTIONS
+
+He said he was ""unnerved"" by how smart Google's PaLM model had gotten, noting that it understood jokes and why they were funny.
+
+Google has since released PaLM 2, the next-generation large language model with ""improved multilingual, reasoning and coding capabilities.""
+
+With the release of such AI swirls fears regarding job replacement, political disputes and the spread of disinformation due to AI.
+
+While some leaders – including Elon Musk, who has his own stake in the AI sphere – had signed an open letter to ""immediately pause for at least six months the training of AI systems more powerful than GPT-4,"" Hinton does not think it's feasible to stop the research.
+
+""The research will happen in China if it doesn't happen here,"" he explained.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+He highlighted that there would be many benefits to AI and asserted that leaders need to put a lot of resources and effort into seeing if it's possible to ""keep control even when they're smarter than us.""
+
+""All I want to do is just sound the alarm about the existential threat,"" he said, noting that others had been written off ""as being slightly crazy.""",ac457100a42f4a37b741853ac33f513a,'Godfather of AI' says there's a 'serious danger' tech will get smarter than humans fairly soon,4,,,,
+6174,"Poland’s Journalists Rally Behind Independent Media With Defiant Open Letter as Warner Bros. Discovery’s TVN Feels Government Pressure - Top editors are rallying behind Poland’s independent media as it comes under increased scrutiny from the country’s right-wing, nationalist government.
+
+In a joint statement, the editors in chief of local outlets such as Fakt, Polityka and Gazeta Radomszczańska as well as international media such as Forbes and Canal+, have said they “declare our unwavering dedication to stand firm and defend the independence of Polish journalism.”
+
+“Newsrooms under our leadership will exhibit solidarity and resolutely inform the public about any attempts by the ruling party to exert influence over the media,” reads the statement.
+
+“Together, we will strive to preserve a media landscape that is free and independent, serving as the cornerstone of our democratic society and safeguarding the public’s right to access credible information.” (Read the full letter below, translated from the original Polish.)
+
+Poland will hold elections later this year for the Sejm (general parliament) and the Senate. In the lead-up to the elections, media control appears to be a top agenda item for the ruling coalition party, Law and Justice (PiS). It’s believed that PiS leaders are using the media to polarize the public, suggesting their reporting is aligned with Russian propaganda and ultimately detrimental to Polish values.
+
+Warner Bros. Discovery owns Poland’s biggest news and entertainment channel TVN. The company applied for a renewal of its license six months ago, but it’s yet to be approved. “Renewing the license should be nothing more than a formality, and the process should be simple and efficient,” said Kasia Kieli, president and managing director of WBD Poland and CEO of TVN. “It is now 6 months since we filed for renewal. This is concerning after what we have experienced in the past with our news channel TVN24 and the recent attacks on our journalism.”
+
+The missive by Poland’s journalists comes amid more reports of governmental interference at major news outlets. Recent columns in Onet and Wirtualna Polska suggest that public media have become mouthpieces for the government, which is now setting its sights on privately owned outlets.
+
+Onet editor-in-chief Bartosz Węglarczyk revealed in a June 14 column titled “The Public Media: A Euology” that he’d recently had an encounter with “an important figure associated with authorities” who informed him “what I should do to make Onet an independent media outlet: ‘If your editorial team truly aims for independence, you would appoint a deputy editor-in-chief who would ensure that the government’s perspective is included in your stories. However, this individual would report directly to the company’s management rather than to you.’”
+
+Meanwhile, Paweł Kapusta, editor-in-chief of Wirtualna Polska, detailed a bid by a state-owned company to buy the outlet.
+
+“With the emergence of a series of investigative articles on our website, a proposal to buy WP by a state-owned company also surfaced,” Kapusta writes. “When the proposal was firmly rejected, another proposal to ‘engage in shared interests’ followed. Each subsequent ‘no’ led to further attempts to influence the editorial team, including a message from the president of a state institution to a member of WP’s board, suggesting which journalists should be fired or hired. Specific people and positions were mentioned, echoing what Węglarczyk described a few days ago.”
+
+Poland’s populist Law and Justice party have governed the country since 2015. Local polls have revealed that while it’s still the nation’s most popular party, were an election called now, it would not generate enough votes for a majority in parliament.
+
+As the Editorial Leaders of Poland’s foremost media organizations, we wholeheartedly champion their independence and affirm our resolute commitment to the fundamental principles of journalism, which encompass objectivity, accuracy, and unwavering journalistic integrity.
+
+We passionately believe that our primary duty is to hold individuals in positions of power accountable for their actions, while providing the public with reliable information sourced from verified outlets. We are dedicated to ensuring a diverse range of perspectives, thereby delivering a comprehensive and balanced representation of factual events.
+
+Recent publications by Onet and Wirtualna Polska have shed light on direct attempts by the ruling camp to manipulate editorial freedom. These incidents form part of an ongoing assault on the autonomy of Polish media, which has been observed in previous cases such as the ‘Lex TVN’ legislation, proceedings by the National Broadcasting Council, and widespread lawsuits aimed at silencing Polish newsrooms.
+
+We hereby declare our unwavering dedication to stand firm and defend the independence of Polish journalism. Newsrooms under our leadership will exhibit solidarity and resolutely inform the public about any attempts by the ruling party to exert influence over the media.
+
+Together, we will strive to preserve a media landscape that is free and independent, serving as the cornerstone of our democratic society and safeguarding the public’s right to access credible information.","{'positive': 0.080504425, 'negative': 0.19492601, 'neutral': 0.72456956}","Top editors of Polish news outlets have rallied behind independent media as it comes under increased scrutiny from the country's right-wing, nationalist government. The editors in chief of local outlets such as Fakt, Polityka and Gazeta Radomszczańska have said they are committed to preserving the public's right to access credible information. Warner Bros. owns Poland's biggest news and entertainment channel TVN, which applied for a renewal of its license six months ago, but it's yet to be approved. Meanwhile, Paweł Kapusta, editor-in-chief of Wirtualna Polska, detailed a bid by a state-owned company to buy the outlet. Recent reports suggest that public media have become mouthpieces for the government, which is now setting its sights on privately owned outlets.","Top editors are rallying behind Poland’s independent media as it comes under increased scrutiny from the country’s right-wing, nationalist government. In a joint statement, the editors …",WBD,Services,Media & Entertainment,Warner Bros Discovery Inc.,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry’s best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.8002004623772292, 'Intellectual Property Protection & Media Piracy': 0.7776969134154168, 'Journalistic Integrity & Sponsorship Identification': 0.8105466667847115}",0.8105466667847115,Promod,Major focus,Major focus,Negative,"Media Pluralism, Journalistic Integrity & Sponsorship Identification",Major focus,Major focus,Negative,2023-03-12T10:55:38+00:00,https://www.thesun.co.uk/tech/21683271/gmail-hidden-email-button-snooze-how/,"[{'name': 'email redelivery', 'weight': 0.1308286}, {'name': 'important emails', 'weight': 0.12564144}, {'name': 'Snoozed emails', 'weight': 0.12294638}, {'name': 'emails', 'weight': 0.121525794}, {'name': 'Gmail users', 'weight': 0.07328446}, {'name': 'next week', 'weight': 0.0703252}, {'name': 'Android', 'weight': 0.07002564}, {'name': 'Gmail', 'weight': 0.06800687}, {'name': 'an important email', 'weight': 0.06663144}, {'name': 'the Google Gmail mobile app', 'weight': 0.06387916}]",[{'name': 'Tech'}],"[{'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Android', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'this evening', 'type': 'TIME', 'mentions': 2}]","CHECK your Gmail right now Рthere's an extremely useful button that too many people are missing out on.
+
+It unlocks a clever hack that solves one of Gmail's biggest problems.
+
+You may have overlooked the Snooze button.
+
+It only appears if you hover over an email with your mouse cursor (on the far right).
+
+If you're using the Google Gmail mobile app, you'll need to select an email then tap the submenu to get to it.
+
+You'd be forgiven for never noticing or using it, given it's so tucked away.
+
+But hitting Snooze on an email has some serious advantages.
+
+It removes the chosen email from your inbox and then re-delivers it to you later.
+
+This is extremely handy as it can prevent you from forgetting about an important email.
+
+It happens all the time: You read an email, forget about it, and then it's buried forever.
+
+But the Snooze brings important emails back from the dead when you're ready to deal with it.
+
+""Postpone emails and temporarily remove them from your inbox until you need them,"" Google explains.
+
+""Your email will come back to the top of your inbox when you want it to, whether that's tomorrow, next week, or this evening.""
+
+If you click on the Snooze button, you'll be given the opportunity to select a better time for email redelivery.
+
+You could choose to get it in the evening, or even another day entirely.
+
+Of course it's still possible to find Snoozed emails before their redelivery time.
+
+Although they're hidden from your main inbox, they'll still appear inside the Snoozed folder.
+
+You can find that folder on the left of your Gmail in a web browser, or in the left-hand menu of the mobile app (like on your iPhone or Android).",f1f44dff0042419ea3d2df0bc404f6f5,Billions of Gmail users can unlock 'hidden email' button – it's a must-know,4,,,,
+7704,"McDonald’s says higher prices helped lift U.S. sales. - McDonald’s said on Thursday that its sales in the United States rose in the third quarter, as consumers paid more for their burgers and fries, the latest in a number of companies that have managed to increase prices without seeing a drop in demand.
+
+The fast-food chain’s sales in the U.S. rose 6.1 percent for the three months through September, compared to the same period a year ago. Profit at the company decreased, however, largely because the strength of the U.S. dollar hurt its overseas earnings.
+
+McDonald’s results followed a batch of positive earnings reports from companies that have raised prices without affecting demand. On Tuesday, Coca-Cola reported better-than-expected earnings that were largely credited to higher prices.
+
+Chipotle Mexican Grill also said its profit margin widened last quarter, as it managed to increase the prices it charges faster than its own costs rose. The company said its prices in the final three months of the year would be nearly 15 percent higher than they were a year earlier.
+
+
+
+Earlier this month, the consumer-products giants Procter & Gamble and Nestlé also said they increased prices significantly, but sales volumes were lower.
+
+Shares of McDonald’s, which are down 1.8 percent since the beginning of the year, rose 2.6 percent at the beginning of trading on Thursday.","{'positive': 0.03138281, 'negative': 0.9484127, 'neutral': 0.020204445}","McDonald’s says higher prices helped lift U.S. sales. 
+
+McDonald’s said on Thursday that its sales in the United States rose in the third quarter, as consumers paid more for their burgers and fries, the latest in a number of companies that have managed to increase prices without seeing a drop in demand. McDonald’s results followed a batch of positive earnings reports from companies that have raised prices without affecting demand. 
+
+
+
+Earlier this month, the consumer-products giants Procter & Gamble and Nestlé also said they increased prices significantly, but sales volumes were lower.",The fast-food chain is the latest in a number of companies that have managed to increase prices without seeing a drop in demand.,CMG,Food & Beverage,Restaurants,Chipotle Mexican Grill Inc.,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity’s risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant’s reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity’s reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7419835595717054, 'Food Safety': 0.7696336594346282, 'Food & Packaging Waste Management': 0.7482622251296176, 'Nutritional Content': 0.8065113279281491, 'Energy Management': 0.756012134843573, 'Supply Chain Management & Food Sourcing': 0.7651675605027988, 'Labour Practices': 0.7698684052271202}",0.8065113279281491,Promod,Minor focus,Minor focus,Positive,,No focus,,,2023-01-11T16:18:08-04:00,https://www.cnbc.com/2023/01/11/alphabet-to-cut-staff-of-health-sciences-unit-verily-by-15percent.html,"[{'name': 'health sciences unit Verily', 'weight': 0.08084212}, {'name': 'parent company Alphabet', 'weight': 0.07914082}, {'name': 'Verily CEO Stephen Gillett', 'weight': 0.076159164}, {'name': 'Verily', 'weight': 0.07574597}, {'name': 'several more equity rounds', 'weight': 0.07324265}, {'name': 'other tech companies', 'weight': 0.07277779}, {'name': 'more detail', 'weight': 0.06946771}, {'name': 'personal emails', 'weight': 0.067224465}, {'name': 'several executive changes', 'weight': 0.06395959}, {'name': 'email', 'weight': 0.061972998}]",[{'name': 'Business'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 5}, {'data': 'Verily', 'type': 'ORG', 'mentions': 13}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Temasek', 'type': 'ORG', 'mentions': 1}, {'data': 'Gillett', 'type': 'ORG', 'mentions': 2}, {'data': 'Veep', 'type': 'ORG', 'mentions': 1}, {'data': 'Arlington', 'type': 'GPE', 'mentions': 1}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Singapore', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Stephen Gillett', 'type': 'PERSON', 'mentions': 4}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ruth Porat', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jordi Parramon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Project Baseline', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Important Update Regarding Your Role', 'type': 'WORK_OF_ART', 'mentions': 2}]","The Verily website is displayed on a laptop computer in an arranged photograph taken in Arlington, Virginia, on Thursday, May 7, 2020.
+
+In an email to employees on Wednesday, Verily CEO Stephen Gillett said the company will lay off 15% of its staff in a restructuring move, as it strives for financial independence from parent company Alphabet .
+
+Verily, which specializes in health sciences, is one of Google's sister companies, operating within Alphabet’s ""Other Bets"" category.
+
+It's the first known layoff to hit the Google parent company following a wave of industry layoffs and fears of a recession. Although Google has so far avoided the widespread job cuts that have hit other tech companies like Meta, employees have grown anxious if they could be next, CNBC has reported.
+
+Gillett’s email instructed staff to work from home for the remainder of the week as Verily’s physical offices will be closed on Thursday and Friday. ""Those who are in the office the office today can return home now,"" it stated, specifying that the instruction also goes for employees who work from Google offices.
+
+Some of Verily's projects have included a contact lens that can detect diabetes symptoms, which was halted in 2018, and Project Baseline, an effort to aggregate health data with research organizations. It also provided a Covid-19 testing platform, which former President Trump highlighted at the start of the pandemic.
+
+Some of Alphabet's Other Bets include their own equity structure, CFO Ruth Porat explained in 2019, and Verily has been raising money from outside investors for several years. In 2017, Verily took in $800 million of outside capital from Singapore's Temasek, and has since raised more than $2 billion in several more equity rounds.
+
+Gillett said the cuts reflect discontinued programs and team ""redundancy,"" according to the emails, which were viewed by CNBC. It says it will offer severance and outplacement services “in the coming weeks and months” but did not provide details yet.
+
+Gillett’s note stated that it will be ""reducing or sunsetting"" some parts of the business while increasing investment in others. Specifically, Verily will be discontinuing some early stage products, including ""remote patient monitoring for heart failure and micro needles for drug delivery,"" the email states. ""We cannot do everything and have had to make some difficult choices,"" wrote Gillett. The email said the company would hold an all-hands meeting Jan. 18 to explain the changes in more detail.
+
+Gillett’s note also outlines several executive changes and the departure of Jordi Parramon, the president of Verily’s devices businesses who had been with the company ""since its early days.""
+
+The note said the company will notify laid off employees with an email sent to their Verily and personal emails entitled ""Important Update Regarding Your Role."" Those who still have jobs will receive an email titled ""Your Role at Verily."" Those who work out of the U.S. will hear from their business leaders on Wednesday or Thursday, the note stated.
+
+""While communicating via email is not ideal, this was a deliberate decision, enabling us to communicate as efficiently and simultaneously as possible. We’re also taking today and the rest of the week to ensure each impacted Veep has a personal discussion with a leader and HR partner to discuss the details, answer questions, and provide support through the transition,"" read the note.
+
+""As we move into Verily’s next chapter, we are doubling down on our purpose, with the goal to ultimately be operating in all areas of precision health,"" the note stated. ""We will do this by building the data and evidence backbone that closes the gap between research and care. We will also focus on building a financially independent company and a thriving company culture.""
+
+Alphabet and Verily did not immediately respond to requests for comment.",b53d400b83e5454db5db0824e4e8efb4,Alphabet to cut staff of health sciences unit Verily by 15%,4,,,,
+9019,"Energy Capital Ventures raises $61M to decarbonize natural gas - Energy Capital Ventures, based in Chicago, has closed its $61 million debut fund aimed exclusively at reducing greenhouse gas emissions from the natural gas sector.
+
+Why it matters: The firm says it's the only one focused solely on decarbonizing natural gas. Each of its seven LPs is a U.S. gas utility.
+
+Details: Energy Capital Ventures plans to invest in early-stage companies, namely seed-plus and Series A.
+• It's planning initial investments of $2 million to $5 million and a portfolio of eight to 12 investments, firm co-founder and managing partner Vic Pascucci tells Axios.
+• Utility companies Avista, Black Hills Energy, Eversource, National Fuel, NiSource, Southwest Gas Holdings and Spire are the firm's LPs.
+
+What they're doing: The fund has already invested $3.4 million in Cemvita Factory and co-led the startup's $10 million Series A round.
+• Cemvita, based in Texas, is leveraging synthetic biology for hydrogen production, chemicals manufacturing, mining and other processes.
+
+Meanwhile: States such as Massachusetts and New Jersey are considering whether to prohibit natural gas in new construction.
+• It's not just about climate change: Natural gas–burning stoves have recently been tied to poor indoor air quality and resulting health impacts (though there are caveats).
+
+Of note: Natural gas accounted for about one-third of the energy consumed in the U.S. in 2021, and about one-third of the country's energy-related carbon dioxide emissions, per the Energy Information Administration.
+• Some studies and reports have concluded that emissions from natural gas are even higher due to undetected leaks of methane, an especially potent greenhouse gas.
+
+Yes, but: Soaring energy prices and strains on the grid show that natural gas isn't going anywhere anytime soon.
+
+What they're saying: ""They knew that they’re dealing with constraints in their business. They're dealing with environmental factors,"" Pascucci says, referring to the gas companies. ""Part of that solution was going to come from that startup ecosystem.""
+
+What's next: Energy Capital Ventures is trying to make ""green molecules"" happen — it's trademarked the phrase to describe decarbonization in natural gas. We'll see.","{'positive': 0.07012895, 'negative': 0.027323756, 'neutral': 0.90254724}","Energy Capital Ventures raises $61M to decarbonize natural gas. 
+
+Energy Capital Ventures, based in Chicago, has closed its $61 million debut fund aimed exclusively at reducing greenhouse gas emissions from the natural gas sector. 
+• It's not just about climate change: Natural gas–burning stoves have recently been tied to poor indoor air quality and resulting health impacts (though there are caveats).
+
+Of note: Natural gas accounted for about one-third of the energy consumed in the U.S. in 2021, and about one-third of the country's energy-related carbon dioxide emissions, per the Energy Information Administration.
+• Some studies and reports have concluded that emissions from natural gas are even higher due to undetected leaks of methane, an especially potent greenhouse gas.
+
+Yes, but: Soaring energy prices and strains on the grid show that natural gas isn't going anywhere anytime soon.
+
+What they're saying: ""They knew that they’re dealing with constraints in their business. 
+
+What's next: Energy Capital Ventures is trying to make ""green molecules"" happen — it's trademarked the phrase to describe decarbonization in natural gas.",Energy Capital Ventures raises $61M to decarbonize natural gas,ES,Infrastructure,Electric Utilities & Power Generators,Eversource Energy,"{'Water Management': 'Electricity generation is one of the most water-intensive industries in the world in terms of water withdrawals. Thermoelectric power plants—typically coal, nuclear and natural gas—use large quantities of water for cooling purposes. The industry is facing increasing water-related supply and regulatory risks, potentially requiring capital investment in technology or even creating stranded assets. As water supplies tighten in many regions—and electricity generation, agriculture and community use compete for water supplies—power plants increasingly may be unable to operate at full capacity, or at all, because of region-specific water constraints. The availability of water is an important factor to consider when calculating the future value of many electricity-generating assets and for evaluating proposals for new generation sources. Increased water scarcity—because of factors such as increasing consumption and reduced supplies resulting fromclimate change, which could result in more frequent or intense droughts—could prompt regulatory authorities to limit entities’ ability to withdraw necessary amounts of water, especially in regions with high baseline water stress. Furthermore, entities must manage the growing number of regulations related to the significant biodiversity impacts that such large withdrawals may cause. To mitigate these risks, entities can invest both in more efficient water-usage systems for plants, and place strategic priority on assessing long-term water availability, as well as water-related biodiversity risks, when siting new power plants.', 'Greenhouse Gas Emissions & Energy Resource Planning': 'Electricity generation represents the largest source of greenhouse gas (GHG) emissions in the world. Mainly carbon dioxide, methane and nitrous oxide, these emissions are mostly by-products of fossil fuel combustion. The transmission ordistribution (T&D) segments of the industry produce negligible emissions. Electric utility entities could face significant operating costs and capital expenditures for mitigating GHG emissions as environmental regulations become increasingly stringent. Although many of these costs may be passed to a utility’s customers, some power generators, especially in deregulated markets, may be unable to recoup these costs. Entities may reduce GHG emissions from electricity generationthrough careful infrastructure investment planning by ensuring the delivery of an energy mix capable of meeting the emissions requirements set forth by regulations, and by implementing industry-leading technologies and processes. Being proactive in cost-effectively reducing GHG emissions may create a competitive advantage for entities and mitigate unanticipated regulatory compliance costs. Failure to properly estimate capital-expenditure needs and permitting costs, or other difficulties in reducing GHG emissions, may result in significant negative effects on returns in the form of asset write-downs, the costs to obtain carbon credits, or unexpected increases in operating and capital expenditures. Regulatory emphasis on this issue may increase in the coming decades, as exemplified by the international emissions-reduction agreement made at the 21st session of the United Nations Conference of the Parties in 2015.', 'End-Use Efficiency & Demand': 'Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions, because less electricity needs to be generated to provide the same end-use energy services. Utilities can promote energy efficiency and conservation among their customers. Such strategies may include offering rebates for energy-efficient appliances, weatherising customers’ homes, educating customers on energy-saving methods, offering incentives to customers to curb electricity use during times of peak demand (‘demand response’), or investing in technology such as smart meters, which allow customers to track their energy use. While saving consumers money, these efforts also may reduce operating costs for electric utilities by decreasing peak demand. Furthermore, depending on the utility regulatory framework, local jurisdictions may mandate that entities develop energy efficiency plans before permitting new builds. Companies with effective strategies to reduce the downside risks from demand fluctuations, may gain adequate and timely returns on needed investments. Furthermore, reducing costs through efficiency initiatives may earn higher, long-term risk-adjusted returns.', 'Grid Resiliency': 'Electricity is critical for the continued function of most elements of modern life, from medicine to finance, creating a societal reliance on continuous service. Major disruptions to electricity infrastructure may result in potentially high societal costs. Disruptions can be caused by extreme weather events, natural disasters and cyberattacks. As the frequency and severity of extreme weather events associated with climate change continues to increase, all segments of electric utilities entities—and especially major transmission and distribution (T&D) operations—will face increasing physical threats to theirinfrastructure. Extreme weather events could result in frequent or significant service disruptions, outages and require upgrade or repair of damaged or compromised equipment, all of which may add substantial costs and damage brand reputation among regulators and customers. The increased use of smart grid technology has several benefits, including strengthening the resiliency of the grid to extreme weather events. However, this technology may make the grid more vulnerable to cyberattacks, because it provides hackers more entryways into infrastructure systems. Entities must implement strategies that minimise the probability and magnitude of impacts from extreme weather events and cyberattacks. To remain competitive in the face of increasing external competition, entities must improve the reliability, resilience and quality of their infrastructure.', 'Air Quality': 'Fuel combustion in electricity-generation operations generates hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). HAPs, CAPs, and VOCs have more localised, but nonetheless significant, human health and environmental impacts compared with the global impacts of greenhouse gases (GHGs). The most common and impactful are nitrogen oxides (excluding nitrous oxide), sulphur oxide, particulate matter (PM), lead, and mercury. Emissions of these localised air pollutants are often strictly regulated, creating significant risks for electricity generators. Regulatory and legal risks are higher for those entities operating near large communities. An entity’s energy-generation mix is the best indicator of its relative risk related to air quality. Harmful air emissions from operations may result in regulatory penalties that affect extraordinary expenses, higher regulatory compliance costs, and new capital expenditures to instal best-in-class control technology. In some cases, such expenditures can be prohibitive to the continuation of a facility. Entities can manage air quality concerns through internal actions to reduce emissions, as well as by working with regulators to establish priorities and incorporate risks into short- and long-term capital planning.', 'Nuclear Safety & Emergency Management': 'Although rare, nuclear accidents can have significant human health and environmental consequences because of their severity. Owners of nuclear power plants in many regions have operated for decades without any major public safety incidents, but the occurrence of infrequent but large-magnitude incidents anywhere in the world can have major effects on the entire nuclear power industry. Entities that own and operate nuclear plants may lose their licence to operate, as well as face many other financial consequences in the event of an accident—though entities carry insurance and may have legal protections from some liabilities. Failure to comply with the safety regulations can be expensive to nuclear power operators; in extreme circumstances it may make the continued operation of the plant uneconomical. Facing potentially significant financial repercussions, both from ongoing safety compliance as well as tail risk incidents, entities that own or operate nuclear plants must be vigilant in the safety compliance, best practices and upgrades of their facilities. They also must maintain robust emergency preparedness training for their staff and a strong safety culture. These measures can reduce the probability that accidents will occur and enable an entity to effectively detect and respondto such incidents.', 'Workforce Health & Safety': 'Employees of entities in the industry face numerous hazards in the construction and maintenance of electric transmission and distribution (T&D) lines, as well as with the various means of electricity generation. Many of these employees work for extended periods at great heights, operate heavy machinery, and face electrocution risks. While the industry has madesignificant strides in safety improvements, significant risks and opportunities remain for further improvements. The nature of the industry—as a necessity of modern life and economies, as well as commonly a societally granted monopoly—means that the actions of entities in the industry receive significant public and regulatory scrutiny. Entities need to maintain a culture of safety to ensure adequate working conditions for their workers, ensure strong operational productivity, uphold positive views from the perspective of regulators, and manage potential risks of regulatory penalties.', 'Coal Ash Management': 'Electricity generators must safely dispose of the hazardous by-products of their operations. Coal-fired electricity generation is a major source of hazardous waste because of its by-product, coal ash. Coal ash can have a significant effect on entity value in the power-generation segment of the industry. This issue will affect entities differently, dependingon the extent to which they generate electricity from coal. Coal ash is one of the largest industrial waste streams in the world. It contains heavy metal contaminants that have been associated with cancer and other serious diseases, especially when they leach into groundwater. Coal ash can have beneficial uses when recycled or reused, such as in the creation of fly ash concrete or wallboard, creating revenue opportunities for electric utilities. Safe handling of coal ash, location of coal ash impoundments that minimise harm to human life and/or the environment, strong monitoring and containment of coal ash, and the sale for beneficial uses of coal ash are important strategies to reduce regulatory compliance costs as well as penalties for non-compliance. There can be significant litigation and/or remediation costs if the coal ash leaches into the surrounding environment.', 'Energy Affordability': 'A de facto objective of regulated electric utilities is to provide reliable, affordable, and sustainable electricity. Entities in theindustry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy is particularly challenging for entities to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly unaffordable for low-income customers (affordability is determined by both the net cost of energy bills and the underlying customer economics). Ensuring that utility bills are affordable is crucial for utilities working to build trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities,and one of the more closely analysed issues by investment analysts. The willingness of regulators to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may enable utilities to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers defecting from the grid (or reducing reliance on the grid) by implementing distributed energy resources or pursuing other alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utilities’ business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.'}","{'Water Management': 0.7707558812829994, 'Greenhouse Gas Emissions & Energy Resource Planning': 0.8034581706587302, 'End-Use Efficiency & Demand': 0.7814288692181428, 'Grid Resiliency': 0.7360607183990803, 'Air Quality': 0.7846898789064386, 'Nuclear Safety & Emergency Management': 0.7127126961711837, 'Workforce Health & Safety': 0.7214205044072967, 'Coal Ash Management': 0.7212112476745598, 'Energy Affordability': 0.7310759143473035}",0.8034581706587302,Promod,Major focus,Minor focus,Positive,Greenhouse Gas Emissions & Energy Resource Planning,Major focus,Minor focus,Positive,2022-10-24T18:05:13-04:00,https://www.theverge.com/2022/10/24/23421716/google-chrome-windows-7-8-1-end-support,"[{'name': 'security updates', 'weight': 0.11381456}, {'name': 'last year', 'weight': 0.111081384}, {'name': 'security improvements', 'weight': 0.109552264}, {'name': 'next year', 'weight': 0.10563388}, {'name': 'Android Police', 'weight': 0.10516168}, {'name': 'Windows', 'weight': 0.09657464}, {'name': 'Google Chrome', 'weight': 0.09058671}, {'name': 'support', 'weight': 0.07939641}, {'name': 'the operating system', 'weight': 0.07744912}, {'name': 'your operating system', 'weight': 0.07744912}]",[{'name': 'Tech'}],"[{'data': 'Google Chrome', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Windows 7', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Chrome 110', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Android Police', 'type': 'ORG', 'mentions': 1}, {'data': 'Windows 7', 'type': 'ORG', 'mentions': 1}]","Google will release the final version of Chrome for Windows 7 and Windows 8.1 sometime next year. Chrome 110, which is tentatively scheduled to be released on February 7th, 2023, will be the last version that supports the two older Microsoft operating systems, according to a Google support page (via Android Police).
+
+This could be a bigger deal than you might think. Despite Windows 7 first being released in 2009 and Microsoft officially ending support for it in 2020, data suggests that the operating system is still running on a whole lot of devices: as recently as last year, that number was estimated to be at least 100 million PCs. That means a lot of people could soon be both an unsupported operating system and an unsupported web browser, which could be a significant security risk.
+
+Chrome will still work after version 110, but it won’t get any future updates on Windows 7 or Windows 8.1, according to the support page. So if you’re still on a system running one of those older operating systems, we strongly suggest upgrading as soon as you can. That way, you’ll be able to receive security updates for your operating system and take advantage of the latest Chrome features and security improvements as well.",ceadbc10477d4a35abc58ef18d3d84e9,Google Chrome will no longer support Windows 7 next year,4,,,,
+21876,"CVS Health (CVS) Dips More Than Broader Markets: What You Should Know - CVS Health (CVS) closed at $73.25 in the latest trading session, marking a -1.29% move from the prior day. This move lagged the S&P 500's daily loss of 0.6%. Meanwhile, the Dow lost 0.33%, and the Nasdaq, a tech-heavy index, lost 2.87%.
+
+Heading into today, shares of the drugstore chain and pharmacy benefits manager had lost 0.27% over the past month, lagging the Retail-Wholesale sector's gain of 4.93% and the S&P 500's gain of 6.22% in that time.
+
+Investors will be hoping for strength from CVS Health as it approaches its next earnings release, which is expected to be May 3, 2023. The company is expected to report EPS of $2.09, down 5.86% from the prior-year quarter. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $81.6 billion, up 6.22% from the year-ago period.
+
+For the full year, our Zacks Consensus Estimates are projecting earnings of $8.75 per share and revenue of $335.22 billion, which would represent changes of +0.69% and +3.96%, respectively, from the prior year.
+
+It is also important to note the recent changes to analyst estimates for CVS Health. These recent revisions tend to reflect the evolving nature of short-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. The Zacks Consensus EPS estimate has moved 1.05% lower within the past month. CVS Health is holding a Zacks Rank of #3 (Hold) right now.
+
+Valuation is also important, so investors should note that CVS Health has a Forward P/E ratio of 8.48 right now. Its industry sports an average Forward P/E of 7.75, so we one might conclude that CVS Health is trading at a premium comparatively.
+
+Meanwhile, CVS's PEG ratio is currently 1.16. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. The Retail - Pharmacies and Drug Stores was holding an average PEG ratio of 1.86 at yesterday's closing price.
+
+The Retail - Pharmacies and Drug Stores industry is part of the Retail-Wholesale sector. This group has a Zacks Industry Rank of 104, putting it in the top 42% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.22049153, 'negative': 0.6603587, 'neutral': 0.11914971}","CVS Health (CVS) closed at $73.25 in the latest trading session, marking a -1.29% move from the prior day. Shares of the drugstore chain and pharmacy benefits manager had lost 0.27% over the past month, lagging the Retail-Wholesale sector's gain of 4.93%. The company is expected to report earnings of $2.09, down 5.86% from the previous-year quarter, and net sales of $81.6 billion. The Zacks Consensus Estimate for revenue is projecting net sales, up 6.22%, from the year-ago period. Investors should note that CVS Health has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Meanwhile, the Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.","CVS Health (CVS) closed the most recent trading day at $73.25, moving -1.29% from the previous trading session.",CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7835096920917896, 'Energy Management in Retail': 0.752670064045526, 'Drug Supply Chain Integrity': 0.7822722213770525, 'Management of Controlled Substances': 0.7722610694873803, 'Data Security & Privacy': 0.7755593996250344}",0.7835096920917896,Promod,No focus,No focus,Neutral,,No focus,,,2022-09-20T18:53:48+00:00,https://www.forbes.com/sites/alanohnsman/2022/09/20/amazon-will-power-trucks-with-electrofuel-diesel-to-curb-carbon-emissions/?ss=energy,"[{'name': 'diesel fuel', 'weight': 0.111285545}, {'name': 'renewable diesel', 'weight': 0.10370969}, {'name': 'enough synthetic diesel fuel', 'weight': 0.10234023}, {'name': 'Carbon Emissions', 'weight': 0.09726926}, {'name': 'carbon emissions', 'weight': 0.09726926}, {'name': 'total carbon emissions', 'weight': 0.09405366}, {'name': 'carbon pollution', 'weight': 0.08864168}, {'name': 'Diesel', 'weight': 0.08678648}, {'name': 'diesel', 'weight': 0.08678648}, {'name': 'conventional diesel', 'weight': 0.08574008}]",[{'name': 'Environment'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 8}, {'data': 'Climate Pledge Fund', 'type': 'ORG', 'mentions': 2}, {'data': 'Infinium', 'type': 'ORG', 'mentions': 5}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'PlugPower', 'type': 'ORG', 'mentions': 1}, {'data': 'Rivian', 'type': 'ORG', 'mentions': 1}, {'data': 'Southern California', 'type': 'LOC', 'mentions': 2}, {'data': 'Daniel Gross', 'type': 'PERSON', 'mentions': 3}, {'data': 'Robert Schuetzle', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sacramento', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 2}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Amazon, with a massive fleet of tens of thousands of delivery vehicles, will begin using a new, renewable form of diesel fuel for trucks in Southern California. The retail giant says this “electrofuel” diesel results in significantly less carbon pollution than petroleum-based diesel.
+
+Starting in 2023, it will use this electrofuel diesel for trucks making so-called middle mile deliveries, such as between vendors and its distribution centers, said Daniel Gross, director of Amazon’s Climate Pledge Fund. Though this type of fuel has the same exhaust emissions of conventional diesel when used in an engine, the carbon savings come from how it’s produced: blending clean hydrogen made from renewable energy with waste carbon dioxide that’s been captured from industrial sources. Amazon is sourcing the fuel from Infinium, a Sacramento, California-based startup that the Climate Fund invested in last year.
+
+Including carbon pollution from oil drilling and the diesel fuel refining process, “we believe it's about 95% reduction in CO2 emissions,” Gross tells Forbes. It also appears to be less polluting than bio-diesel. “The overall profile in terms of carbon emissions is better than what you would see from renewable diesel that's based on some kind of food crop.”
+
+Amazon and Infinium say the initial phase of the fuel supply deal is to get enough synthetic diesel fuel to power trucks for five million miles of operation per year, declining to specify how many gallons that would be. Given that the average semi-truck gets about five miles per gallon of diesel, Infinium will likely produce several hundred thousand gallons for Amazon initially.
+
+Gross and Infinium CEO Robert Schuetzle also declined to share financial details of the deal.
+
+The fuel deal comes as Amazon, which says it wants to have “net zero” carbon emissions by 2040 across its operations, expands the use of renewable energy from a range of sources to offset pollution created by its delivery fleet and data centers. It also previously announced big purchases of “green” hydrogen from fuel-cell maker PlugPower and is adding up to 100,000 battery-powered delivery trucks from EV maker Rivian. Nevertheless, the company disclosed last month in its annual sustainability report that total carbon emissions across its operations were the equivalent of 71.5 million metric tons in 2021, up 18% from a year earlier.
+
+Diesel, gasoline and other fuels made from petroleum are different chemical combinations of hydrogen and carbon. So rather than making diesel by refining it from a barrel of oil, Infinium is creating it for Amazon at a facility in Texas using hydrogen produced from water, renewable electricity and CO2, Schuetzle said.
+
+“Electrofuels, or e-fuels, are what we call drop-in transportation fuels. They're the same as existing fuel specifications, so no engine modifications are required. The difference is that these fuels are produced from recycled carbon, waste CO2, that would otherwise be emitted into the atmosphere as a greenhouse gas and renewable power,” he said. “That renewable power is used to generate green hydrogen and the green hydrogen and waste CO2 are paired.”
+
+The program is launching in California mainly because it’s such a big market.
+
+“It’s the most populous state in the U.S. and we have a large concentration of customers in Southern California, and a very well-developed logistics network,” Gross said. “So in looking for the right place to pilot it, it was a straightforward choice.”",60465cf233264ea5bb1f4bbd750e12a0,Amazon Will Power Trucks With 'Electrofuel' Diesel To Curb Carbon Emissions,4,,,,
+27499,"First Solar Inc's Diminishing Glow: A Deep Dive into Its GF Score - Long-established in the Semiconductors industry, First Solar Inc (NASDAQ:FSLR) has enjoyed a stellar reputation. However, it has recently witnessed a decline of 2.72%, juxtaposed with a three-month change of -12.95%. Fresh insights from the GuruFocus Score Rating hint at potential headwinds. Notably, its diminished rankings in financial strength, growth, and valuation suggest that the company might not live up to its historical performance. Join us as we dive deep into these pivotal metrics to unravel the evolving narrative of First Solar Inc.
+• None Warning! GuruFocus has detected 7 Warning Signs with FSLR. Click here to check it out.
+• None The intrinsic value of FSLR
+
+The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with a lower GF Score. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
+
+Based on the above method, GuruFocus assigned First Solar Inc the GF Score of 67 out of 100, which signals poor future outperformance potential.
+
+First Solar Inc, with a market cap of $18.91 billion, designs and manufactures solar photovoltaic panels, modules, and systems for use in utility-scale development projects. The company's solar modules use cadmium telluride to convert sunlight into electricity, a process commonly referred to as thin-film technology. As the world's largest thin-film solar module manufacturer, First Solar has production lines in Vietnam, Malaysia, the United States, and India. Despite its impressive sales of $2.99 billion and an operating margin of 3.39%, the company's recent performance raises concerns.
+
+A lack of significant growth is another area where First Solar Inc seems to falter, as evidenced by the company's low Growth rank. The company's revenue has declined by -5.5 per year over the past three years, which underperforms worse than 82.66% of 865 companies in the Semiconductors industry. Stagnating revenues may pose concerns in a fast-evolving market. Lastly, First Solar Inc's predictability rank is just one star out of five, adding to investor uncertainty regarding revenue and earnings consistency.
+
+Given First Solar Inc's financial strength, profitability, and growth metrics, the GuruFocus Score Rating highlights the firm's unparalleled position for potential underperformance. While the company has a strong history in the Semiconductors industry, its recent performance and future prospects suggest that it may struggle to maintain its previous success. As value investors, it's crucial to consider these factors when making investment decisions.
+
+GuruFocus Premium members can find more companies with strong GF Scores using the following screener link: GF Score Screen
+
+This article first appeared on GuruFocus.","{'positive': 0.0114059085, 'negative': 0.96546334, 'neutral': 0.023130747}","First Solar Inc (NASDAQ:FSLR) has recently witnessed a decline of 2.72%, juxtaposed with a three-month change of -12.95%. Fresh insights from the GuruFocus Score Rating hint at potential headwinds, and the company's diminished rankings in financial strength, growth, and valuation suggest that the company might not live up to its historical performance. The GF Score ranges from 0 to 100, with 100 as the highest rank, and is a stock performance ranking system developed by GuruFocus using five aspects of valuation. Despite its impressive sales of $2.99 billion and an operating margin of 3.39%, First Solar Inc's recent performance raises concerns. As value investors, it's crucial to consider these factors when making investment decisions.",Unraveling the Factors Behind First Solar Inc's Potential Underperformance,FSLR,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,First Solar Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7511094414462559, 'Regulations': 0.774145070874876, 'Product End-of-life Management': 0.7565901951696758, 'Water Management in Manufacturing': 0.750053501157302, 'Energy Management in Manufacturing': 0.7775689712381686, 'Materials Sourcing': 0.7711387260261874, 'Ecological Impacts of Project Development': 0.7494206854594762}",0.7775689712381686,Promod,No focus,No focus,Negative,,No focus,,,2023-06-05T22:47:32+00:00,https://finance.yahoo.com/news/tim-cook-thinks-apple-cracked-224732520.html?.tsrc=rss,"[{'name': 'Headsets', 'weight': 0.07896136}, {'name': 'Apple Watch', 'weight': 0.07661884}, {'name': 'Apple', 'weight': 0.07442095}, {'name': 'Apple technology', 'weight': 0.073204204}, {'name': 'Virtual reality devices', 'weight': 0.071592085}, {'name': 'Apple CEO Tim Cook', 'weight': 0.07047791}, {'name': 'other people', 'weight': 0.07027261}, {'name': 'Vision Pro', 'weight': 0.060925845}, {'name': 'year', 'weight': 0.05791894}, {'name': 'years', 'weight': 0.05791894}]",[{'name': 'Tech'}],"[{'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 3}, {'data': 'Gene Munster', 'type': 'PERSON', 'mentions': 1}, {'data': 'Daniel Ives', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bob Iger', 'type': 'PERSON', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 17}, {'data': 'Fortune', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'the International Data Corporation', 'type': 'ORG', 'mentions': 1}, {'data': 'IDC', 'type': 'ORG', 'mentions': 1}, {'data': 'Deepwater Asset Management', 'type': 'ORG', 'mentions': 1}, {'data': 'Wedbush', 'type': 'ORG', 'mentions': 2}, {'data': 'Mac', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney', 'type': 'ORG', 'mentions': 3}, {'data': 'National Geographic', 'type': 'ORG', 'mentions': 1}, {'data': 'Marvel', 'type': 'ORG', 'mentions': 1}, {'data': 'Vision Pro', 'type': 'PRODUCT', 'mentions': 8}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Apple Watch', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Quest 3', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Varjo Aero', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Eyesight', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'WWDC', 'type': 'EVENT', 'mentions': 1}]","Welcome to Apple's new (mixed) reality.
+
+More from Fortune: 5 side hustles where you may earn over $20,000 per year—all while working from home Looking to make extra cash? This CD has a 5.15% APY right now Buying a house? Here's how much to save This is how much money you need to earn annually to comfortably buy a $600,000 home
+
+The company on Monday made the highly-anticipated unveiling of its Vision Pro headset that can transport users into a movie theater or replay a fond, recorded memory of a child’s birthday party—all without having to leave their living rooms. The new headset catapults the tech giant into a new product line — its first addition in years — that it hopes will be a hit like the iPhone and Apple Watch.
+
+But it’s also a huge gamble for Apple, which must overcome what is so far a lethargic market for virtual and augmented reality headsets. Other than video game enthusiasts, the market for bulky and, for some people, off-putting ski goggle-like devices has turned out to be relatively small despite billions of dollars spent by companies like Facebook to grab an early lead against rivals.
+
+Apple hopes to shake up the market with its well-known design flair by making its headset sleek and adding high-end features, like the ability to navigate through virtual reality by using only hand movements and voice commands. Apple has used the playbook previously, to great success, with the iPhone, iPad, and Apple Watch: Enter a market relatively late with a product that is stylish and easier-to-use than established rivals, and charge a premium.
+
+Indeed, Apple will have to overcome a starting price tag for the Vision Pro that far exceeds the competition, at $3,499. That’s seven times more than Meta’s Quest 3 headset, which is around $500, and 75% more than the high-end Varjo Aero, which costs $2,000.
+
+According to the International Data Corporation (IDC), more than 8.5 million VR headsets were sold in 2022. Nearly 80% of those devices were Meta’s VR headsets. Meanwhile, only about 278,000 AR headsets were sold.
+
+Analysts aren’t expecting a major blockbuster, at least to begin with.
+
+“Vision Pro is something that investors will need to try before they believe. There are so many questions I have, that may take months to answer as content and applications build,” Gene Munster, a longtime Apple analyst at Deepwater Asset Management, wrote on Twitter.
+
+Similarly, Daniel Ives, a managing director at Wedbush, predicted that Apple will only sell 150,000 headsets in the first year of their release and take in negligible revenue from the product. He blamed the low sales largely on the device’s high cost and added the first version is aimed mainly at outside developers, who the company hopes will create apps and other whiz-bang features for the device, rather than mainstream consumers.
+
+Long term, however, Wedbush was optimistic about the headset, predicting Apple will sell roughly 1 million headsets after an expected price drop in the following year.
+
+Not surprisingly, Apple CEO Tim Cook had nothing but good things to say about the Vision Pro. Playing the role of chief pitchman during Apple’s WWDC conference for developers on Monday, he called the headset “revolutionary” and crowed that it was “years in the making.”
+
+“It’s the first Apple product you look through, not at,” Tim Cook told the audience, drawing a contrast with all the screen-focused products that Apple is known for.
+
+Headsets from other manufacturers have required using handheld remotes to navigate and interact with the devices. In contrast, users of Vision Pro manipulate and maneuver what they see by exclusively using their eyes, hands, and voice.
+
+Users can “swim” underneath the surface of the ocean and seemingly project a movie into any space. It can also project a user’s Mac computer into any space, allowing users to write an email or edit a video with what appears to be a much larger screen.
+
+Vision Pro uses Apple technology and software to encode the user’s face into a digital persona and create a new experience in Facetime, putting users virtually face-to-face with people far away. Headsets before Vision Pro—described in Monday’s presentation as “just you and your content”—have sometimes been described as anti-social. Virtual reality devices remove the user from the real world with other people and vice versa. Apple’s solution to this is a feature called Eyesight that automatically detects when people are around. If so, it makes the eyes of the person wearing the headset visible to the others so it doesn’t seem like they’re in their own world.
+
+While the headset functions independently, a battery pack dangles from the back of the headset.
+
+During the presentation, Disney CEO Bob Iger came on stage to announce a partnership with Apple. The Disney + streaming service will be available on the device, while other tie-ins appeared to be under consideration, such as swimming alongside a sea turtle in a National Geographic documentary or interacting with characters and scenes from Disney and Marvel movies.
+
+Apple didn’t give a specific date when Vision Pro will be available. It only said that it will be sometime early next year.
+
+This story was originally featured on Fortune.com
+
+More from Fortune: 
+
+5 side hustles where you may earn over $20,000 per year—all while working from home
+
+Looking to make extra cash? This CD has a 5.15% APY right now
+
+Buying a house? Here's how much to save
+
+This is how much money you need to earn annually to comfortably buy a $600,000 home",54e757c02adc48bb83cbf506e964f25f,"Tim Cook thinks Apple has cracked the code on making mixed-reality headsets a hit, but analysts say it will take years to know for sure",4,,,,
+13698,"Wolfe Research says buy Procter & Gamble, a defensive name as investors 'flee to safety' - Investors should consider putting their money in Procter & Gamble amid the ongoing search for safety in this difficult macro climate, according to Wolfe Research. Analyst Greg Badishkanian initiated coverage of the consumer staple stock with an outperform rating and a $156 price target. He said in a note to clients Monday that the company is well positioned to weather this environment and improvements to its supply chain should drive growth ahead. ""P & G's brand portfolio has delivered strong demand elasticities to date as they innovate and reinvest in the brands,"" he said. ""We view their geographic exposure and balance sheet as defensive, which should support fund flows as investors flee to safety."" Badishkanian said Procter & Gamble's overexposure to the U.S. should also protect it from a worsening macro picture in developing countries, believing demand could hold up better than initially anticipated. ""We believe P & G's demand elasticities will likely hold better than most as they have streamlined their portfolio and re-invested in their top performing brands (Tide, Gillette, Pampers, etc),"" Badishkanian wrote. ""We view Gillette's competitive environment to be favorable as smaller start-ups (Dollar Shave Club and Harry's) are now focused on profitability, while Tide will likely need a few more quarters to recover from its self-inflicted wounds."" Shares of Procter & Gamble have slumped nearly 12% this year. Wolfe Research's price target implies an 8% upside from Monday's close. The stock rose marginally higher before the bell Tuesday. — CNBC's Michael Bloom contributed reporting","{'positive': 0.59859985, 'negative': 0.370265, 'neutral': 0.031135192}","Wolfe Research says buy Procter & Gamble, a defensive name as investors 'flee to safety'. 
+
+Investors should consider putting their money in Procter & Gamble amid the ongoing search for safety in this difficult macro climate, according to Wolfe Research. He said in a note to clients Monday that the company is well positioned to weather this environment and improvements to its supply chain should drive growth ahead. ""We view Gillette's competitive environment to be favorable as smaller start-ups (Dollar Shave Club and Harry's) are now focused on profitability, while Tide will likely need a few more quarters to recover from its self-inflicted wounds.""",Wolfe Research says investors should consider putting their money in Procter & Gamble in this difficult macro climate.,PG,Consumer Goods,Household & Personal Products,Procter & Gamble,"{'Product Environmental, Health, and Safety Performance': 'The Household & Personal Products industry faces growing consumer and regulatory pressure over the use of chemicals ofconcern, which have been linked to negative environmental externalities and impacts on human health. Some of these chemicals include persistent, bioaccumulative, and toxic (PBT) substances and carcinogenic, mutagen, or teratogenic chemicals, all of which are under increased regulatory scrutiny. Isolating and determining causal channels for negative health and environmental impacts is difficult, which means there is often a significant lag between a product‚Äôs introduction to the market and the point at which regulation and/or public opinion causes entities in the industry to reformulate. Directives in the EU and legislation in the U.S. place restrictions on or suggest alternatives to the use of harmful chemicals within the industry. Separately, the U.S. Food & Drug Administration (FDA) in the U.S. may secure greater regulatory power over chemicals used by the cosmetics industry, which would very likely result in higher costs for the Household & Personal Products industry. Large retailers have implemented programs to ban chemicals of concern in the products they sell, which is placing greater pressure on the industry. Entities that are able to anticipate the changing regulatory landscape and implement stricter processes and testing are more likely to gain a competitive advantage. Early adopters of innovations in green chemistry and the reduction of chemicals of concern may improve profitability by being better able to capture changing customer demand and avoiding regulatory burdens.', 'Water Management': 'Water is vital to the Household & Personal Products industry, both as a coolant in manufacturing processes and as a main input for many of the industry‚Äôs products. Water is becoming a scarce resource around the world because of population growth and increasing consumption, rapid urbanisation, and declining supplies because of subsurface aquifer depletion, drought and climate change. Many entities in this industry have operations in regions of the world facing water scarcity. Without careful planning, entities could face increased costs or lose water access in these regions, which may be a risk to production. Having rigorous checks in place to ensure a steady supply of water to all factories, as well as investing in technology to increase water use efficiency, will help entities reduce water-related risks as water scarcity becomes an increasingly global issue.', 'Packaging Lifecycle Management': 'The Household & Personal Products industry uses a large amount of materials for product packaging, which often constitutes a significant portion of entities‚Äô expenses. In addition, packaging design, particularly packaging weight, has a direct impact on transportation expenses, which can be significant. At the same time, the industry is facing pressure from both consumers and large retail outlets to address the environmental characteristics of its packaging, as material extraction and waste contribute to environmental externalities. The sustainability performance of packaging depends largely on the type, use, and ultimate disposal of materials. However, entities that effectively manage the sustainability characteristics of their product packaging‚Äîincluding light-weighting of materials, the use of recycled content and recyclable materials, and the use of sustainably sourced materials‚Äîmay be better positioned to capture shifting consumerdemand and avoid (or mitigate the impacts of) regulation related to extended producer responsibility. By managing the sustainability of product packaging, entities can also potentially reduce input and transportation costs.', 'Environmental & Social Impacts of Palm Oil Supply Chain': 'Palm oil has increased in popularity as a cheap input for a wide range of goods in the Household & Personal Products industry, including cleaning products, candles and cosmetics. Palm oil harvesting in specific regions of the world may contribute to deforestation, GHG emissions and other environmental and social problems. If not sourced responsibly, palmoil materials contribute to environmental and social externalities that can present reputational and regulatory risks for entities. Furthermore, entities in this industry are exposed to the risk of supply chain disruptions, input price increases and reputational damage associated with environmental and social externalities from palm oil sourcing. Entities face pressure to track and responsibly source palm oil and ensure minimum working condition standards in the supply chain, because palm oil production often is associated with labour issues. Implementing sourcing standards can reduce these risks, as canproduct-design phase innovations to reduce dependence on controversial materials such as palm oil.'}","{'Product Environmental, Health, and Safety Performance': 0.7946390930070063, 'Water Management': 0.7584003320012292, 'Packaging Lifecycle Management': 0.7652825567185436, 'Environmental & Social Impacts of Palm Oil Supply Chain': 0.7329399649513041}",0.7946390930070063,Promod,No focus,No focus,Positive,,Minor focus,Major focus,Positive,2023-03-10T14:26:44+00:00,https://finance.yahoo.com/news/p-500-slumps-svb-financial-142644090.html?.tsrc=rss,"[{'name': 'market share losses', 'weight': 0.07784047}, {'name': 'larger banks', 'weight': 0.07652176}, {'name': 'larger rate hikes', 'weight': 0.07418054}, {'name': 'Wall Street expectations', 'weight': 0.06954642}, {'name': 'bank contagion fears', 'weight': 0.06488376}, {'name': 'regional banks', 'weight': 0.060891278}, {'name': 'expectations', 'weight': 0.060516827}, {'name': 'NYSE', 'weight': 0.060399}, {'name': 'Wall Street estimates', 'weight': 0.059377115}, {'name': 'banks', 'weight': 0.05763236}]",[{'name': 'Finance'}],"[{'data': 'SVB Financial', 'type': 'ORG', 'mentions': 3}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 3}, {'data': 'Signature Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'First Republic Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 5}, {'data': 'JPMorgan Chase&Co (', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo &Company', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 1}, {'data': 'Investing.com’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'DocuSign', 'type': 'ORG', 'mentions': 1}, {'data': 'Oracle Corporation', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Gap', 'type': 'ORG', 'mentions': 1}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Juul', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Chicago', 'type': 'GPE', 'mentions': 1}, {'data': 'Cynthia Gaylor', 'type': 'PERSON', 'mentions': 1}]","Investing.com -- The S&P 500 slumped Friday, amid fears of contagion that swept through banking stocks as regulators closed SVB Financial to protect deposits after the beleaguered bank's effort to secure funding failed.
+
+The S&P 500 fell 1.4%, the Dow Jones Industrial Average fell 1%, or 333 points, the Nasdaq Composite was down 1.8%.
+
+SVB Financial Group (NASDAQ:SIVB) was closed by regulators and its deposits placed under control of regulators to protect depositors.
+
+The news sparked widespread fears of a spillover into the broader banking sector, with regional banks, which tend to have less diversified funding sources than their larger peers, in the firing line.
+
+Signature Bank (NASDAQ:SBNY) and First Republic Bank (NYSE:FRC) were down more than 18%, while JPMorgan Chase&Co (NYSE:JPM) and Wells Fargo &Company (NYSE:WFC) were in the green amid expectations that depositors will seek safety in larger banks.
+
+The turmoil in banks triggering worries about a systematic banking crisis forced investors to rethink their bets on larger rate hikes at the Federal Reserve’s March meeting even as job gains in February topped estimates.
+
+The U.S. economy created 311,000 jobs last month, well above expectations, though there were some signs of softening in the labor market including a tick up in the unemployment rate and slower wage growth.
+
+“It is hard to say that cracks are forming in the labor market when payrolls increase 311k, but it seems like we are at least at the ""beginning of the beginning"" of the process of seeing the labor market soften,” Jefferies said in a note.
+
+Investors reined in the bets on a 50 basis points rate hike in March to 50% from about 80% a day earlier, according to Investing.com’s Fed Rate Monitor Tool.
+
+Treasury yields, which had jumped to their highest level in more than a decade earlier this week, fell sharply, helping the broader market pare some losses.
+
+On the earnings front, DocuSign's (NASDAQ:DOCU) better-than-expected quarterly results were overshadowed by an announcement that its chief financial officer Cynthia Gaylor would step down later this year.
+
+Oracle Corporation (NYSE:ORCL), meanwhile, reported mixed fourth-quarter results as revenue missed Wall Street expectations, sending the stock more than 3% lower.
+
+Following the results, Goldman Sachs reiterated its sell rating on Oracle amid worries about market share losses in the database market, expectations for a slowdown in subscription services revenue and the impact of capital expenditure pressure on margins.
+
+Elsewhere Gap (NYSE:GPS) reported a wider quarterly loss and guidance which fell short of Wall Street estimates. Credit Suisse described the guidance from the retailer as “sobering,” but said there was “less risk of further downward revisions beyond the initial guidance.”
+
+US judge rules against Google, keeps DOJ advertising case in Virginia
+
+Juul reaches settlement with Chicago for nearly $24 million",31cbb0d016384c308270b82e364a8a84,S&P 500 slumps as SVB Financial shutdown stokes bank contagion fears,4,,,,
+26925,"Anti-Casino Rally Held On Eve Of Legislature Vote - MINEOLA, NY — Ahead of the expected Monday vote by the Nassau Legislature, the community held a rally in opposition to the proposed hotel/casino for the county.
+
+Grassroots group ""Say No to the Casino"" organized Sunday's protest, symbolically in front of the legislative building. Along with community leaders, Village of Garden City Mayor Mary Flanagan, Village of Westbury Mayor Paul Cavallaro and Village of Mineola Mayor Paul Pereira were among the speakers.
+
+At issue, is the $4 billion lease agreement between the county and Las Vegas Sands for the Coliseum location. Those against building the casino are concerned about the crime rate going up and property taxes going down in nearby neighborhoods. A rise in vehicular traffic is also seen as problematic for surrounding communities. The project advanced after getting a thumbs-up from the legislature's Rules Committee earlier this month.","{'positive': 0.036242466, 'negative': 0.8264875, 'neutral': 0.13727003}","The Nassau Legislature is set to vote on a proposed hotel/casino for the county on Monday. The protest was led by ""Say No to the Casino"" group, which organized the rally in front of the legislative building. The $4 billion lease agreement between the county and Las Vegas Sands for the Coliseum location is at issue due to the crime rate going up and property taxes going down in nearby neighborhoods. The project advanced after getting a thumbs-up from the legislature's Rules Committee earlier this month.",Several local politicians spoke at Sunday's event.,LVS,Services,Casinos & Gaming,Las Vegas Sands,"{'Internal Controls on Money Laundering': 'By the nature of its business, the Casinos & Gaming industry can be attractive to criminals seeking to launder money or disguise the origin of funds. Risk factors include the large amount of cash transactions, accessibility to multiple facilities, and customer anonymity. Therefore, strict and robust internal controls are necessary for entities to prevent violations of reporting and money laundering regulations. Casino operators that fail to detect and prevent money laundering activities may open themselves to investigations. Violations of anti-money laundering laws and regulations could result in criminal prosecution and/or substantial regulatory penalties.', 'Responsible Gaming': 'While the main purpose of gambling is entertainment, the industry faces a negative perception that is often related to pathological gambling. In addition to pathological gambling which is a progressive addiction characterised by increasing preoccupation with gambling, customers may also experience problem gambling, a less severe form of pathological gambling. While casinos do not cause problem gambling, they provide opportunities to gamble and may earn disproportionately greater revenue from pathological and problem gamblers. Responsible gambling encompasses industrybest practices to mitigate the impacts of problem gambling that may result from violations of self-exclusion lists, irresponsible advertising, gambling by minors, or instances where the entity has otherwise enabled gambling problems. Highly-publicised incidents related to pathological and problem gambling may damage entities‚Äô reputations and result in regulatory curtailment of their licenses to operate. ', 'Energy Management': 'With many facilities open 24 hours a day, the Casinos & Gaming industry requires a large amount of energy to operate. Casino facilities often have few windows and therefore rely on their buildings‚Äô mechanical systems for heating, ventilation, air-conditioning (HVAC) and lighting. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change and pollution, and have the potential to impact casino entities‚Äô results of operations. Entities that rely on electricity consumption for their operations increasingly must manage energy efficiency as well as energy availability, including the risks and opportunities associated with energy sourcing from fossil fuels or from renewable and alternative energy sources.', 'Smoke-free Casinos': 'Casino facilities are usually climate-controlled environments with internal air circulation, and have a relatively high concentration of employees and customers. While anti-smoking campaigns have helped some regions enact smoking bans for public places, many casinos remain exempt from such bans. Smoke exposes employees and customers to risks of heart attacks and cancer. In addition, studies have shown that casino dealers exposed to secondhand smoke have higher-than-average rates of respiratory illness. Entities that derive a significant portion of their revenue from smoking customersmay be negatively affected by smoking bans, which are becoming more common. Alternatively, by creating smoke-free facilities, casino operators may be better positioned to attract more non-smoking patrons.'}","{'Internal Controls on Money Laundering': 0.762051253982319, 'Responsible Gaming': 0.760967501332999, 'Energy Management': 0.7781369952437339, 'Smoke-free Casinos': 0.7777510136718219}",0.7781369952437339,Promod,Major focus,Major focus,Negative,"Responsible Gaming, None",Major focus,Major focus,Negative,2023-06-30T15:08:23+00:00,https://www.cnbc.com/2023/06/30/the-ai-powered-first-half-rally-could-broaden-out-in-the-third-quarter.html,"[{'name': 'Stocks markets', 'weight': 0.07629224}, {'name': 'ISM Manufacturing PMI', 'weight': 0.07426071}, {'name': 'few tech stocks', 'weight': 0.07227155}, {'name': 'U.S. markets', 'weight': 0.07046901}, {'name': 'Markets', 'weight': 0.068527006}, {'name': 'markets', 'weight': 0.068527006}, {'name': 'tech companies', 'weight': 0.067740895}, {'name': 'tech', 'weight': 0.06430292}, {'name': 'June', 'weight': 0.062596604}, {'name': 'May', 'weight': 0.061125405}]",[{'name': 'Tech'}],"[{'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 2}, {'data': 'Harris Financial Group', 'type': 'ORG', 'mentions': 2}, {'data': 'Cox', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'UBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Comerica Wealth Management', 'type': 'ORG', 'mentions': 2}, {'data': ""the Stock Trader's Almanac"", 'type': 'ORG', 'mentions': 3}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Bokeh Capital Partners', 'type': 'ORG', 'mentions': 1}, {'data': 'FOMC', 'type': 'ORG', 'mentions': 1}, {'data': 'ADP', 'type': 'ORG', 'mentions': 1}, {'data': 'Jamie Cox', 'type': 'PERSON', 'mentions': 3}, {'data': 'John Lynch', 'type': 'PERSON', 'mentions': 2}, {'data': 'Kim Forrest', 'type': 'PERSON', 'mentions': 1}, {'data': 'Death Valley', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': '9:45 a.m.', 'type': 'TIME', 'mentions': 3}, {'data': '10 a.m.', 'type': 'TIME', 'mentions': 5}, {'data': '8:15 a.m.', 'type': 'TIME', 'mentions': 1}, {'data': '8:30 a.m.', 'type': 'TIME', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Stocks markets are wrapping up a surprisingly strong start to the year, but whether it will continue is an open question as investors wade into a seasonally weak period for markets. Amid ongoing worries of a recession, and the lingering effects of the Spring regional banking crisis, few investors expected the tech-led, market melt-up in the first half of 2023. But as the Federal Reserve neared the end of its rate hiking cycle, and enthusiasm over the potential for artificial intelligence surged, the S & P 500 and tech-heavy Nasdaq Composite indexes soared almost 16% and 32%, respectively. Even the laggard Dow Jones Industrial Average, with few tech stocks, managed to eke out a 3.6% gain. .SPX YTD mountain S & P 500 YTD Now, investors are wondering if that exuberance will stretch into the third quarter, and whether the rally will broaden out to reach beyond technology — especially as traders contend with the possibility of one or two more rate hikes by the end of September. ""The third quarter is going to be a time for catchup for all other asset classes, which didn't really have the same performance profile as your largest tech companies,"" said Jamie Cox, managing partner for Harris Financial Group. ""This quarter was marked by a recovery of tech, and I think the third quarter will be marked by a recovery of all the more traditional asset classes,"" Cox added. A broadening rally Only a handful of tech companies contributed to the extraordinary run in stocks this year. Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia and Tesla account for 80% of the gains in the S & P 500, according to UBS. On average, they have each jumped by 86%. Nvidia alone is up by nearly 200% this year, fueled by AI exuberance. ""Really, until the last five weeks, it was seven good stocks, and 493 stocks, you know, just muddling along,"" said John Lynch, investment chief at Comerica Wealth Management. In the third quarter, Wall Street is hoping those gains will be more evenly distributed across the market. Not only would that be an indicator of a more sustainable rally, but it would serve as a boon for investors who typically have more diversified portfolios outside of the market-cap weighted S & P 500. Harris Financial's Cox finds health care ""particularly attractive"" for the third quarter, saying the impact artificial intelligence will have on the sector is ""highly underappreciated."" He expects the group will benefit the most from the productivity impact of AI in drug development. The S & P 500 health sector is down almost 3% this year. ""The decade of health care is upon us,"" Cox said. ""A lot of it is because of the R & D that happened from the pandemic but another part of it is that the AI components are actually going to accrue more so to healthcare than they are even to tech."" Concerns ahead To be sure, the optimism toward the third quarter is also tempered by other concerns. The summer months stretching into early fall are a historically lackluster period for markets, especially tech. According to the Stock Trader's Almanac, July marks the start of the worst four months for the Nasdaq Composite. The worst of this stretch — which the almanac calls ""Death Valley"" — is in September, when the Nasdaq drops 0.7% on average. Adding to the uncertainty is the possibility that the Federal Reserve will return to raising interest rates, possibly as soon as policymakers' next meeting at the end of July. Investors also face a second quarter earnings season in July and early August that's unlikely to impress. ""Collectively, we could see pressure on the markets and I do believe we could see a hit of as much as 10% over the course of the next couple of months,"" said Comerica's Lynch. ""Say, we slipped back to 4000. I think we could close out the year around 4200."" Still, more data showing that a recession may be further off than originally expected could mean a positive period for equities. ""I don't think that the terribly bearish people will become bulls, but they'll throw in the towel and say, 'well, the recession isn't coming around the corner and growth, moderate growth, will continue,'"" said Kim Forrest, founder at Bokeh Capital Partners. Next week marks the start of July and the third quarter of 2023. Investors are expecting a holiday-shortened week relatively light of economic data, though the jobs report for June will come on Friday. Markets will open for just a half day on Monday, and close on Tuesday for Independence Day, resulting in just a 3.5-day trading week. Week ahead calendar Monday 9:45 a.m.: S & P Global manufacturing PMI (June) 10 a.m.: Construction spending (May) 10 a.m.: ISM Manufacturing PMI (June) Tuesday U.S. markets closed for July 4th holiday Wednesday 10 a.m.: Durable goods orders (May) 10 a.m.: Factory orders (May) 2 p.m.: FOMC minutes Thursday 8:15 a.m.: ADP private payrolls (June) 8:30 a.m.: Initial jobless claims (week ended July 1) 9:45 a.m.: S & P Global services PMI (June) 10 a.m.: ISM services PMI (June) Friday 8:30 a.m.: Nonfarm payrolls (June)",6beff70442ee4ba38de9666bc6935cf7,The AI-powered rally to start the year could broaden out in the third quarter,4,,,,
+8171,"Bearish Headwinds Have Evolved to Bullish Tailwinds: This Industry Soars - The bearish headwinds that plagued the stock market last year have now developed into bullish tailwinds.
+
+This morning, the Bureau of Labor Statistics reported that the headline inflation rate dipped to 4.9% in April, below the 5% median projection. The yearly figure rose at the slowest rate in more than two years. It marked the tenth consecutive decline in the annual rate of inflation.
+
+On a monthly basis, the consumer price index (CPI) rose 0.4%, matching forecasts. Core CPI, which strips out the more volatile food and energy components, was also in line with estimates, up 0.4% for the month and 5.5% on the year.
+
+The slightly cool CPI data strengthened the case for a Fed pause at the next meeting. The outlook for potentially lower rates has been pressuring bond yields along with the U.S. dollar, providing another set of tailwinds that are bullish for equities.
+
+And while volatility was prevalent during the bear market, it’s clear that investors are now expecting more narrow price ranges ahead. Lower volatility normally coincides with a rising stock market. The VIX index, often referred to as the “fear gauge”, recently hit a 52-week low. The VIX generates a 30-day forward projection of volatility and is derived from the prices of S&P 500 index options.
+
+We’ve all heard the phrase, but does the data back it up? It’s true that since 1950, the May through October period has provided the lowest average return out of any six-month period. But investors may want to think twice before selling out of positions.
+
+Over the past decade, these six months have been lower only twice, and are up nearly 5% on average. The month of May has been up nine times out of ten, with a median gain of 1.3%.
+
+What’s been leading on the way back up? One of the pockets of the market that has been outperforming lately is pharmaceuticals. The Zacks Large Cap Pharmaceuticals industry is currently ranked in the top 26% out of approximately 250 industries. Because it is ranked in the top half of all Zacks Ranked Industries, we expect this group to outperform the market over the next 3 to 6 months, just as it has recently:
+
+Despite the impressive move, stocks in the Zacks Large Cap Pharmaceuticals industry remain relatively undervalued:
+
+Quantitative research studies have shown that approximately half of a stock’s future price movement can be attributed to its industry group. By focusing on stocks within the top industries, we can dramatically improve our odds of success. Let’s take a deeper look at a leading stock within this highly-rated industry.
+
+Eli Lilly discovers, develops, and markets human pharmaceuticals worldwide. The company’s array of products serves a vast number of therapeutic areas including diabetes, neuroscience, oncology and immunology, all of which are high growth areas that represent significant commercial potential. LLY boasts a dependable pipeline and is one of the world’s largest pharmaceutical companies.
+
+Eli Lilly has exceeded earnings estimates in two of the last three quarters. The pharmaceutical giant boasts a market capitalization of nearly $407 billion and pays a $4.52 (1.06%) dividend. LLY Shares have outperformed this year, advancing nearly 19%.
+
+Analysts covering LLY have raised their future earnings estimates across the board. Looking at 2023 as a whole, analysts have raised their EPS estimates by 2.71% in the past 60 days. The Zacks Consensus Estimate now stands at $8.72/share, reflecting potential growth of 9.8% relative to last year.
+
+In an uncertain economic environment, LLY has shown relatively little volatility while rewarding shareholders with substantial gains. Make sure to keep an eye on this leading stock (as well as the Large Cap Pharmaceuticals industry in general) as headwinds from last year evolve into bullish tailwinds.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.30271485, 'negative': 0.6374145, 'neutral': 0.059870612}","The Bureau of Labor Statistics reported that the headline inflation rate dipped to 4.9% in April, below the 5% median projection. This marked the tenth consecutive decline in the annual rate of inflation. On a monthly basis, the consumer price index (CPI) rose 0.4%, matching forecasts, and Core CPI was also in line with estimates. This data strengthened the case for a Fed pause at the next meeting, and investors are expecting more narrow price ranges ahead. The Zacks Large Cap Pharmaceuticals industry is currently ranked in the top 26% out of approximately 250 industries, and is expected to outperform the market over the next 3 to 6 months. Despite the impressive move, stocks in the Zacks large Cap pharmaceuticals industry remain relatively undervalued. Eli Lilly has exceeded earnings estimates in two of the last three quarters, and its stock price has risen 19%.",The headline inflation figure rose at the slowest rate in more than two years.,LLY,Health Care,Biotechnology & Pharmaceuticals,Eli Lilly & Co,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.8016226149777869, 'Supply Chain Management': 0.7760780073630292, 'Ethical Marketing': 0.7734305372941562, 'Drug Safety': 0.7759362672664873, 'Access to Medicines': 0.80244831488752, 'Business Ethics': 0.756163545492258, 'Safety of Clinical Trial Participants': 0.7665410145068907, 'Counterfeit Drugs': 0.7631750183144014, 'Affordability & Pricing': 0.8054038815707094}",0.8054038815707094,Promod,No focus,No focus,Positive,,No focus,,,2022-12-09T13:54:31+00:00,https://www.thesun.co.uk/tech/20704174/android-microphone-camera-alert-warning-meaning/,"[{'name': 'Android phones', 'weight': 0.11822613}, {'name': 'camera', 'weight': 0.10630322}, {'name': 'apps', 'weight': 0.10565085}, {'name': 'countless apps', 'weight': 0.10541605}, {'name': 'specific apps', 'weight': 0.103173815}, {'name': 'Android', 'weight': 0.09203056}, {'name': 'Settings', 'weight': 0.090520054}, {'name': 'phones', 'weight': 0.08517612}, {'name': 'microphone', 'weight': 0.083750576}, {'name': 'eerie alert', 'weight': 0.08141178}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}]","KEEP an eye on the corner of your Android phone Рit's where you'll find a very important alert.
+
+Every so often, a special pop-up will appear and warn you if someone may be watching or listening in.
+
+The alert isn't always proof of sinister antics – but it could catch a rogue app that's spying on you.
+
+It will flag when your camera or microphone are activated by an app.
+
+So make sure you regularly check it to see if your camera and microphone permissions are being used properly.
+
+It's very similar to a warning that already exists on Apple's rival iPhone.
+
+The Google feature was added to phones in the Android 12 update.
+
+So if you don't have that, you won't be able to see it.
+
+The new indicator appears in the top-right corner of the screen.
+
+You'll see a camera or microphone icon when an app attempts to access either respectively.
+
+It prevents apps from surreptitiously listening in – or even watching through your camera.
+
+You can also see a rolling log of which apps have access your camera, microphone or location – and when.
+
+That information is available in the new Privacy Dashboard inside Settings.
+
+It's also now possible to entirely deactivate your microphone and camera across the entire phone in your Quick Settings.
+
+It's worth remembering that seeing an icon doesn't mean anything nefarious is going on.
+
+Sometimes an app genuinely needs to use your camera – like Instagram.
+
+But if you notice that your camera is being used by a strange app, it could mean you're being spied on.
+
+Cyber-experts have uncovered countless apps that have inappropriately access the camera on Android phones.
+
+So make sure you're using Android 12, and that you stay wary of any foul play.
+
+If you suspect something is up, you should check the app's permissions in Settings.
+
+You can deny specific apps access to your microphone or camera, for instance.
+
+And if you're really worried, you could just delete the app altogether.
+
+To check if you've got Android 12 or later, go to Settings.
+
+Then at the bottom, tap About Phone and then Android Version.
+
+You'll be able to see your Android version there.
+
+If you're using a very old version then it's important to update as soon as possible.
+
+Not only do updates bring new features, but they also include vital security updates that help to keep you safe.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",b818aff9330643bc91f63afc76b0a1ab,All Android owners warned to watch out for eerie alert that you must never ignore...,4,,,,
+10420,"Walmart keeps selling, as retail M&A picks up - The retail industry represented a paltry 2.2% of global M&A market share in Q1 2023, but is set to make more headlines this quarter.
+
+Driving the news: Walmart continues to unwind Marc Lore's DTC buying spree, selling two more companies in just the past week.
+• Eloquii, a plus-sized fashion brand purchased in 2018 for $100 million, was sold to FullBeauty Brands for an undisclosed amount.
+• Bonobos, a menswear brand acquired in 2017 for $310 million, was sold to WHP Global and Express for $75 million.
+• This follows recent Walmart divestitures of Art.com (to Trends International) and Moosejaw (to Dick's Sporting Goods), plus the shuttering of Jet.com and sales of Modcloth and Bare Necessities.
+
+Elsewhere: Salt Lake City-based convenience store chain Maverik on Friday agreed to buy Iowa-based rival Kum & Go. No financial terms were disclosed, but earlier reports suggested that Kum & Go's founding family was seeking $2 billion.
+• Subway keeps inching toward a $10 billion sale, with Sky News reporting that three private equity firms are working on a joint offer.
+• Bed Bath & Beyond yesterday filed for Chapter 11 bankruptcy protection, and said it will liquidate unless it can find a last-minute buyer. It becomes the second big-box retailer in the bankruptcy bin, following last week's David's Bridal news.
+• Authentic Brands this morning agreed to buy the IP of listed fashion brand Vince, in exchange for $76.5 million in cash and a 25% stake in the newly formed subsidiary.
+
+The bottom line: Yes, lots of the deals ‚Äî and potential deals ‚Äî are coming from a position of weakness. But that's when bargain hunters prefer to shop.","{'positive': 0.099042006, 'negative': 0.043692864, 'neutral': 0.8572652}","Walks continues to unwind Marc Lore's DTC buying spree, with two more companies being sold in the past week. Eloquii, a plus-sized fashion brand purchased in 2018 for $100 million, was sold to FullBeauty Brands for an undisclosed amount. Meanwhile, Salt Lake City-based convenience store chain Maverik and Iowa-based rival Kum & Go have both agreed to buy each other, while Subway is inching toward a $10 billion sale. Bed Bath & Beyond yesterday filed for Chapter 11 bankruptcy protection and said it will liquidate unless it can find a last-minute buyer. Authentic Brands this morning agreed to purchase the IP of listed fashion brand Vince in exchange for $76.5 million in cash and a 25% stake in the newly formed subsidiary.",Subway and bankrupt big box stores are also on the block.,WMT,Consumer Goods,Multiline and Specialty Retailers & Distributors,Walmart Inc.,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail‚Äôs significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers‚Äô rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity‚Äôs reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers‚Äô preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.8005173246585693, 'Product Sourcing, Packaging & Marketing': 0.7925453662257673, 'Energy Management in Retail & Distribution': 0.7433273806361761, 'Labour Practices': 0.7958132409894367, 'Data Security': 0.7666248500570896}",0.8005173246585693,Promod,Minor focus,Major focus,Neutral,,No focus,,,2023-07-28T17:42:18+00:00,https://finance.yahoo.com/news/big-tech-buzzword-season-174218597.html?.tsrc=rss,"[{'name': 'times', 'weight': 0.0914395}, {'name': 'company executives', 'weight': 0.088222794}, {'name': 'Efficiency', 'weight': 0.083647296}, {'name': 'efficiency', 'weight': 0.083647296}, {'name': 'extra cash', 'weight': 0.08257755}, {'name': 'mentions', 'weight': 0.08035979}, {'name': 'Meta executives', 'weight': 0.07531265}, {'name': 'Microsoft executives', 'weight': 0.07468819}, {'name': 'different companies', 'weight': 0.0729144}, {'name': 'A.I.', 'weight': 0.06901488}]",[{'name': 'Tech'}],"[{'data': 'Big Tech’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Snap', 'type': 'ORG', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Activision', 'type': 'ORG', 'mentions': 1}, {'data': 'Fortune', 'type': 'ORG', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': '60-minute', 'type': 'TIME', 'mentions': 1}]","The one thing that was certain going into this week's Big Tech earnings season is that A.I. would be at the center of the show. And indeed, while the financial results varied, with Meta's and Alphabet's advertising revenues coming in much stronger than expected and Snap's forecast surprising on the downside, mentions of artificial intelligence rang through all the earnings calls, almost like a common religious chant.
+
+Executives at Intel, Microsoft, and Meta all invoked the magic word dozens of times. At Microsoft, which helped kick off the generative A.I. craze with its partnership with ChatGPT maker OpenAI, talk of A.I. outpaced even references to the cloud, the foundation of CEO Satya Nadella's turnaround.
+
+But the winner of the A.I. contest was Alphabet, whose executives managed to say A.I. 82 times during the 60-minute call, by my count. Search, by contrast, which represents roughly 60% of Alphabet's business, was mentioned a relatively low 30 times.
+
+Obviously, there's only so much you can conclude about a company's business and its priorities from tabulating the buzzwords of its leadership team. And the results can be affected by the questions analysts choose to ask company executives on the conference calls. Still, it's an interesting way to get a sense of the zeitgeist at play at different companies—and it's fun.
+
+At Meta, CEO Mark Zuckerberg mentioned the word ""efficiency"" eight times, in keeping with his so-called Year of Efficiency. The metaverse—the virtual world that the company renamed itself for—came up 11 times during the call, compared to 63 A.I. mentions.
+
+Social, as in the social networking that has helped Facebook attain 3 billion users? Just three mentions by Meta executives on Wednesday's earnings call. That's the same number of times that Microsoft executives referred to Activision, the video game company it's acquiring for $69 billion. When it closes, it will be the largest deal in Microsoft's nearly five-decade history.
+
+This story was originally featured on Fortune.com
+
+More from Fortune: 
+
+5 side hustles where you may earn over $20,000 per year—all while working from home
+
+Looking to make extra cash? This CD has a 5.15% APY right now
+
+Buying a house? Here's how much to save
+
+This is how much money you need to earn annually to comfortably buy a $600,000 home",248b676c57f24f9bb3ee1302d0bed759,Big Tech’s buzzword season,4,,,,
+8836,"Nasdaq misses Q4 views as market tumult hits indexing revenues - Jan 25 (Reuters) - Transatlantic-exchange operator Nasdaq Inc (NDAQ.O) reported fourth-quarter profits on Wednesday slightly below Wall Street estimates, as global economic uncertainty weighed on global asset values, dragging down indexing and initial public offering revenues.
+
+Excluding one-time items, like M&A expenses, Nasdaq earned 64 cents per share, a penny off analysts' mean estimate, according to Refinitiv data.
+
+The miss was mainly due to an 11% decline in index revenue, which led to Nasdaq's overall solutions business reporting organic growth of 5% for the quarter, below the company's recent 7%-10% annual growth forecast, Jefferies analyst Daniel Fannon said in a note to clients.
+
+Nasdaq's indexes are widely referenced by exchange-traded products (ETPs), which provide the exchange operator with licensing fees. Stocks and ETPs generally saw sharp declines in 2022, driven by a rapidly rising interest rates, stubbornly high inflation, recession fears, Russia's war against Ukraine, and China's COVID measures.
+
+Those same investor concerns torpedoed the IPO market, with Nasdaq's main exchange hosting 18 IPOs in the fourth quarter, compared with 195 in the year-earlier quarter.
+
+""Uncertainty still lingers across the global economy and market-driven headwinds and if they persist throughout the year, that could impact our near-term growth outlook across listings and index in 2023,"" Nasdaq Chief Executive Officer Adena Friedman said on a call with analysts.
+
+Around 200 companies are waiting to go public on Nasdaq, she said.
+
+Under Friedman, Nasdaq has diversified more into business lines less affected by market fluctuations, such as anti-financial crime software and ESG services, with recurring revenue making up around three-quarters of the total.
+
+""The general view inside of Nasdaq right now is that we continue to have really strong client interactions across all the businesses that comprise our annualized recurring revenue,"" Friedman said.
+
+Reporting by Anirban Chakroborti in Bengaluru and John McCrank in New York; Editing by Krishna Chandra Eluri and Tomasz Janowski","{'positive': 0.06099734, 'negative': 0.9195698, 'neutral': 0.019432837}","Jan 25 (Reuters) - Transatlantic-exchange operator Nasdaq Inc (NDAQ.O) reported fourth-quarter profits on Wednesday slightly below Wall Street estimates, as global economic uncertainty weighed on global asset values, dragging down indexing and initial public offering revenues. The miss was mainly due to an 11% decline in index revenue, which led to Nasdaq's overall solutions business reporting organic growth of 5% for the quarter, below the company's recent 7%-10% annual growth forecast, Jefferies analyst Daniel Fannon said in a note to clients. ""Uncertainty still lingers across the global economy and market-driven headwinds and if they persist throughout the year, that could impact our near-term growth outlook across listings and index in 2023,"" Nasdaq Chief Executive Officer Adena Friedman said on a call with analysts. Under Friedman, Nasdaq has diversified more into business lines less affected by market fluctuations, such as anti-financial crime software and ESG services, with recurring revenue making up around three-quarters of the total.","Transatlantic-exchange operator Nasdaq Inc reported fourth-quarter profits on Wednesday slightly below Wall Street estimates, as global economic uncertainty weighed on global asset values, dragging down indexing and initial public offering revenues.",NDAQ,Financials,Security & Commodity Exchanges,Nasdaq Inc,"{'Managing Conflicts of Interest': 'Security and commodity exchanges are responsible for the oversight of member entities. Specifically, firms in this industry monitor membership information and regulatory compliance to ensure market integrity and transparency. For example, in the U.S., they investigate and prosecute member entities that violate the Securities and Exchange Act. Recent controversies relating to market manipulation, tax fraud, investor protection rules, and anti-trust have raised concern about conflicts of interest that arise due to security and commodity exchanges’ position as self-regulatory organisations (SROs). Rapid innovation in financial markets provides significant opportunities to enhance profitability. However, exchanges must continue to fulfil their responsibilities as SROs to ensure open and fair access to all investors, to publish rules and fees, and to oversee trading. Entities that avoid fraudulent or unethical activities will maintain market integrity, limit reputational damage, and ensure their long-term sustainable growth.', 'Promoting Transparent & Efficient Capital Markets': 'Security and commodity exchanges have a responsibility to ensure equal access to capital markets for all investors. As public markets, these entities play a critical role in efficient capital allocation and the equal application of rules to all participants. In addition, entities must manage the release of public information to prevent asymmetries. Further, with theadvent of high-frequency trading there is heightened concern that technology can lead to advantages for certain traders at the expense of others. Information asymmetries that lead to unfair arbitrage could result in litigations and, potentially, regulatory penalties, additional regulatory oversight and compliance costs, as well as reputational damage that may hurt trading volumes and thus revenues. Disclosure of policies relating to information releases, halts of trading, and the risks and opportunities associated with algorithmic or high-frequency trading will allow investors to further understand how security and commodity exchanges protect shareholder value.', 'Managing Business Continuity & Technology Risks': 'Security and commodity exchanges face increased risks and opportunities associated with information technology. The industry’s central position in the proper functioning of financial markets requires that issues including security breaches and technology errors are managed to prevent market disruptions. As security and commodity exchanges face increased volumes of trading associated with the clearing and execution of derivative trades and increased frequency of cyber attacks, the industry will be exposed to new risks and opportunities associated with its reliance on information technology. Failure to ensure continuity of trading may erode customer trust and result in lower trading volumes, thus lossof revenue. Increased disclosure of efforts taken to prevent these risks, in addition to the current performance, will allow shareholders to accurately assess value. '}","{'Managing Conflicts of Interest': 0.7712167944790479, 'Promoting Transparent & Efficient Capital Markets': 0.7884541381739724, 'Managing Business Continuity & Technology Risks': 0.8038398357950652}",0.8038398357950652,Promod,Minor focus,Minor focus,Neutral,"Promoting Transparent & Efficient Capital Markets, Managing Business Continuity & Technology Risks",Minor focus,Major focus,Neutral,2022-10-30T13:01:23+00:00,https://www.businessinsider.com/the-days-of-endless-big-tech-perks-are-coming-to-an-end-2022-10,"[{'name': 'production companies', 'weight': 0.06570252}, {'name': 'company swag', 'weight': 0.06278798}, {'name': 'Big Tech companies', 'weight': 0.06259628}, {'name': 'companies', 'weight': 0.06222586}, {'name': 'brutal earnings reports', 'weight': 0.05345607}, {'name': 'more Insider newsletters', 'weight': 0.051000927}, {'name': 'Amazon', 'weight': 0.0492484}, {'name': 'washing machines', 'weight': 0.045573667}, {'name': 'slower growth', 'weight': 0.045382094}, {'name': 'Southern sorority sisters', 'weight': 0.04456248}]",[{'name': 'Tech'}],"[{'data': 'Matt Turner', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 3}, {'data': 'Shona Ghosh', 'type': 'PERSON', 'mentions': 2}, {'data': 'Brent Thill', 'type': 'PERSON', 'mentions': 1}, {'data': 'Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rebecca Hessel Cohen', 'type': 'PERSON', 'mentions': 2}, {'data': 'Philip Su', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hallam Bullock', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lisa Ryan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 6}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'HBO Max', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 6}, {'data': 'LoveShackFancy built', 'type': 'ORG', 'mentions': 3}, {'data': 'Meta', 'type': 'ORG', 'mentions': 5}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Hollywood', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney', 'type': 'ORG', 'mentions': 1}, {'data': 'Lucasfilm', 'type': 'ORG', 'mentions': 1}, {'data': 'NBCUniversal', 'type': 'ORG', 'mentions': 1}, {'data': 'Taiwan Semiconductor Manufacturing Company', 'type': 'ORG', 'mentions': 1}, {'data': 'TSMC', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': ""Merrill Lynch's"", 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 2}, {'data': 'Hamptons', 'type': 'LOC', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'long hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Southern', 'type': 'NORP', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Taiwan', 'type': 'GPE', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 2}, {'data': 'Manhattan', 'type': 'GPE', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'March Madness', 'type': 'EVENT', 'mentions': 1}, {'data': 'The Refresh from Insider', 'type': 'WORK_OF_ART', 'mentions': 1}]","Hi, I'm Matt Turner, the editor in chief of business at Insider. Welcome back to Insider Weekly, a roundup of some of our top stories.
+• Young Silicon Valley workers are in for a rude awakening.
+• Meet 26 standout creative execs at Netflix, HBO Max, Amazon, and more.
+• LoveShackFancy built a dreamworld. But the fantasy was impossible to live up to.
+• The fate of the global economy may rest on the shoulders of one company.
+
+But first: It's been a tumultuous week for the tech industry, with brutal earnings reports from Meta and Amazon, and billionaire Elon Musk finally closing his $44 billion deal to acquire Twitter. Here to fill us in on what went down is deputy editor Shona Ghosh.
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+The tech industry has had a wild week
+
+Good news this week if you owned shares in the bird app before Friday, less so if you have money almost anywhere else in tech.
+
+The industry took a beating after Meta, Alphabet, Amazon, and Microsoft reported poorer-than-expected earnings, wiping nearly $1 trillion off their collective market caps.
+
+Wall Street showed particular disdain for Meta and the $10 billion the firm has lost this year trying to bring its virtual-reality moon shot, the metaverse, into being. Brent Thill, an analyst at Jefferies, complained during the earnings call that ""there are just too many experimental bets versus proven bets on the core."" Zuckerberg's response: Be patient. But that, plus a revenue decline, sent Meta's shares tumbling 24%.
+
+Wild and possibly hubristic bets aside, rivals reported weaker growth even in their core competencies. Microsoft and Amazon reported slower growth in their usually outperforming cloud divisions, with Amazon also warning of slower holiday sales. Google parent Alphabet's earnings miss confirmed a digital-ad slowdown and signaled future pain in the broader economy.
+
+Twitter's stockholders will, on the other hand, be a little bit better off as Elon Musk's deal-slash-joke to buy the firm was finalized Thursday night. He inherits complex problems: revenue growth, balancing censorship with free speech, and product innovation among them. He's already fired the executives responsible for all three.
+
+For more on Musk, check out why Twitter's top execs stand to make more than $50 million from being ousted — and here's the latest on Big Tech's brutal earnings season.
+
+The days of endless Big Tech perks are coming to an end
+
+Amid a streak of disappointing financial results, inflation, and global turmoil, companies like Meta, Microsoft, and Google are looking to rein in runaway costs.
+
+For years, Big Tech companies competed on pay and perks to lure workers in a tight labor market. And for some young Silicon Valley workers, it's all they've known. But now, endless hiring and allotments for employee travel, free food, and company swag are being replaced — by budget cuts, new performance mandates, and even layoffs.
+
+The rising stars of the entertainment industry
+
+Hollywood is changing faster than ever. Corporate mergers have created enormous conglomerates. Major streamers are battling for subscribers. And technology continues to disrupt the way people find and watch TV and movies.
+
+These changes demand fresh thinking and innovation from talented leaders. Insider has identified 26 standouts who are accomplishing all that and more at the biggest entertainment heavyweights — Netflix, Disney's Lucasfilm, NBCUniversal — as well as independent studios and production companies.
+
+Check out the full list here.
+
+There's something about LoveShackFancy that seems to inspire an all-consuming passion in its shoppers. Rebecca Hessel Cohen founded the brand in 2013, and since then it has cemented its place as a must-have for prep schoolers and Southern sorority sisters.
+
+But as the company grew from trunk shows in the Hamptons to a bona fide fashion empire, Cohen's blind spots became glaring. While LoveShackFancy has recently made efforts to respond to criticisms around diversity, its old-school appeal to ""unabashed femininity"" still feels like a relic.
+
+Here's what former staffers told us about the brand.
+
+What happens to this chipmaker could change everything
+
+On a tiny island off the coast of China, one company manufactures a product used across the globe for countless household items as varied as PCs and washing machines.
+
+Taiwan Semiconductor Manufacturing Company, or TSMC, is the world's largest chipmaker. But if US-China tensions — and China's standoff with Taiwan — causes the company to go offline, experts warn the production of everything from cars to iPhones could screech to a halt.
+
+One expert says, ""That would be the biggest impact we've seen to the global economy — possibly ever.""
+
+Here's what to know about this potential crisis.
+
+""In the white-collar jobs I'd had, there was always an infinite pile of work to do, with no hard cutoff times. In the warehouse, when your shift ends, the entire loading dock could be backed up, and it's not your problem.""
+• Former Facebook and Microsoft exec Philip Su on his time working in an Amazon warehouse. Read his story here.
+
+More of this week's top reads:
+• Overwhelming workloads, back-to-office complaints, and frustrations over pay: Why Merrill Lynch's support staff is leaving.
+• The Great People Shortage is coming — and it's going to cause global economic chaos.
+• These 15 people are shaping the offices of the future, designing meeting pods, hologram calls, and buildings that actually make workers healthier.
+• Social media polarized America by making a big mistake: It introduced us to each other.
+• From ""labor hoarding"" to layoffs: Get ready for a brutal U-turn in the job market.
+• After months of taking it easy on the job, quiet quitters are back to working long hours for one simple reason: They're terrified of getting laid off.
+• The ridiculous rise of the chief purpose officer — corporate America's half-baked attempt to fix the employee-burnout crisis.
+• Inside Manhattan's most expensive office building, which boasts swanky showers, March Madness parties, and views for 40 miles
+
+Plus: Keep updated with the latest business news throughout your weekdays by checking out The Refresh from Insider, a dynamic audio news brief from the Insider newsroom. Listen here tomorrow.
+
+Curated by Matt Turner. Edited by Hallam Bullock, Lisa Ryan, and Shona Ghosh. Sign up for more Insider newsletters here.",3aafe0a0f7cd4654bc57edd76d356c1a,Big Tech reckoning is here,4,,,,
+9808,"More COVID assistance is on the way in Mass. - The Boston Globe - The Massachusetts Growth Capital Corp. is distributing another $75 million in COVID-19 assistance to small businesses in Massachusetts and a separate $3 million tranche to movie theaters that are recovering from the pandemic. The quasi-public agency has distributed roughly $800 million in COVID-19 relief to about 17,000 businesses across the state over the past three years. This latest round, a $75 million initiative dubbed the “Inclusive Recovery Grant Program,” is similar to a previous iteration last year, in that it’s intended for businesses that suffered financially because of the pandemic and that are owned by minorities, women, and veterans. Also eligible this time: small businesses owned by immigrants, individuals with disabilities, or those who identify as LGBTQ. These grants can range up to $75,000 per business, to pay for operating expenses. Movie theater owners, meanwhile, are eligible for $15,000 per screen for the first two screens they own at a particular location, and then for $10,000 per screen for additional screens, through the “Independent Movie Theater Grant Program.” Last fall, the state Legislature set aside this $78 million in an economic development bill that relies on state budget surplus funds and federal COVID-19 relief funds. The deadline to apply for these grants is April 28. “Small businesses are the backbone of our communities and our economy,” Governor Maura Healey said in a statement. “Through these new grant programs, small businesses will have access to much-needed capital and resources to help them grow and thrive.” — JON CHESTO
+
+Amazon is teaming up with a unit of De Beers Group to grow artificial diamonds, betting that custom-made gems could help revolutionize computer networks. De Beers’s Element Six division will be working on the project with Amazon Web Services’ Center for Quantum Networking, a unit that’s seeking next-generation ways to transmit data securely over longer distances. Quantum networking uses subatomic matter to deliver data in a way that goes beyond today’s fiber-optic systems. The diamonds would be part of a component that lets the data travel farther without breaking down. — BLOOMBERG NEWS
+
+FedEx is seeking to cut $4 billion in costs by combining its two main delivery networks, in an ambitious plan by new chief executive Raj Subramaniam to increase profit margins. The company has for decades operated an express package business separately from its ground unit, which FedEx acquired in 1998, and depends on third-party contractors to make the last-mile delivery of parcels. As of June 2024, it will be “a single company operating a unified, fully integrated air-ground network under the respected FedEx brand,” FedEx said Wednesday in a statement. — BLOOMBERG NEWS
+
+Volkswagen has ordered dealers in the United States and Canada to stop selling its ID.4 electric SUV because its doors might open while in motion, and the German carmaker doesn’t yet have a fix for the problem. Nearly 18,000 vehicles built at its Chattanooga, Tenn., factory may have door handles that are malfunctioning because of water seeping in, according to a stop-sale notice dated April 3. This can “cause a situation where a vehicle door could open unexpectedly” at low speed, VW said. First reports of ID.4 driver and passenger doors opening surfaced in January, prompting supplier U-Shin Ltd. to analyze the failed parts, and VW to discuss the issue with the US National Highway Traffic Safety Administration the following month. The carmaker, which has issued a recall, identified a total of 10 ID.4s with the self-opening doors made in Chattanooga. — BLOOMBERG NEWS
+
+That plastic in your wallet will undergo a change
+
+Mastercard wants the plastic in consumers’ wallets to do less damage to the environment. Starting in 2028, the company will require all banks issuing one of its payment cards to use sustainable materials as it seeks to remove first–use, PVC plastics from its network, according to a statement Wednesday. Acceptable alternatives include recycled or bio-sourced plastics. The move comes as experts increasingly worry about the toll the global addiction to plastic will take on worldwide efforts to limit greenhouse gas emissions. Plastic was responsible for 1.8 billion metric tons of greenhouse gas emissions in 2019, or 3.4 percent of the global total, more than the percentage contributed by the aviation sector. — BLOOMBERG NEWS
+
+Judge says that Dutch government cannot order fewer flights at Schiphol
+
+A judge ruled Wednesday that the Dutch government cannot order Amsterdam’s Schiphol Airport, one of Europe’s busiest aviation hubs, to reduce the number of flights from 500,000 per year to 460,000, dealing a blow to efforts to cut emissions and noise pollution. The ruling came in a summary case brought by airlines and civil aviation organizations led by Dutch carrier KLM that sought to halt the planned cuts unveiled last year. The decision by a judge in Haarlem, a city close to Schiphol, came a day after the airport announced plans to phase out all flights between midnight and 5 a.m., ban private jets and the noisiest planes, and abandon a project for an additional runway. — ASSOCIATED PRESS
+
+Apple to open first retail store in India
+
+Apple is set to open its first official retail store in India soon, a landmark move for the iPhone maker that is placing big bets on the South Asian nation for everything from manufacturing to sales. The company released a picture of the barricade of its retail store in India’s financial capital of Mumbai on Wednesday, though stopped short of giving a date for its opening. The store, housed in a posh shopping mall owned by billionaire Mukesh Ambani, is located in the city’s main business district alongside multinational banks. — BLOOMBERG NEWS
+
+Amazon laid off about 100 employees in its video game divisions as part of its broader cutbacks, affecting workers at Prime Gaming, Game Growth, and the company’s San Diego studio. Amazon has struggled to capitalize on its resources in gaming, including through its Crown channel, an entertainment show on the Twitch streaming service. Twitch recently cut about 400 positions. The company has canceled and even removed titles from sale since the division kicked off in 2012. Amazon has only released one internally developed game — the online role-playing title New World, which suffered a steep decline in its player base after the September 2021 launch. — BLOOMBERG NEWS
+
+A growing number of people are buying used clothing, shoes, and accessories, propelling the secondhand industry to $177 billion in global sales last year, according to a new report from online thrift marketplace ThredUp. That marks a 28 percent increase over 2021, thanks to surging inflation, more retailers developing curated secondhand or ‚Äò‚Äôresale‚Äô' offerings, plus increased awareness of sustainable shopping habits. ‚Äî BLOOMBERG NEWS","{'positive': 0.4016272, 'negative': 0.013437689, 'neutral': 0.58493507}","The Massachusetts Growth Capital Corp. is distributing $75 million in COVID-19 assistance to small businesses in Massachusetts and a separate $3 million tranche to movie theaters that are recovering from the pandemic. The grants can range up to $75,000 per business, to pay for operating expenses. Amazon is teaming up with a unit of De Beers Group to grow artificial diamonds, betting that custom-made gems could help revolutionize computer networks. FedEx is seeking to cut $4 billion in costs by combining its two main delivery networks, in an ambitious plan by new chief executive Raj Subramaniam to increase profit margins. Volkswagen has ordered dealers in the United States and Canada to stop selling its ID.4 electric SUV because its doors might open while in motion, and the German carmaker doesn't yet have a fix for the problem.",Stories you may have missed from the world of business.,AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.8018172291074303, 'Hardware Infrastructure Energy & Water Management': 0.765174533837948, 'Data Privacy & Advertising Standards': 0.7743072122884557, 'Employee Recruitment, Inclusion & Performance': 0.7884682981667223, 'Data Security': 0.7823491761650381}",0.8018172291074303,Promod,Minor focus,Minor focus,Neutral,"Product Packaging & Distribution, Hardware Infrastructure Energy & Water Management, Data Privacy & Advertising Standards, Employee Recruitment, Inclusion & Performance, Data Security",No focus,,,2023-09-01T15:34:16.515000+00:00,https://www.washingtonpost.com/national-security/2023/09/01/vietnam-biden-partnership-china/,"[{'name': 'Vietnam', 'weight': 0.08550926}, {'name': 'U.S. defense contractors Raytheon', 'weight': 0.073958345}, {'name': 'other countries', 'weight': 0.06729504}, {'name': 'defense', 'weight': 0.06506798}, {'name': 'former U.S. intelligence officer', 'weight': 0.06455663}, {'name': 'closer relations', 'weight': 0.057567965}, {'name': 'officials', 'weight': 0.056173187}, {'name': 'U.S. aircraft carrier visits', 'weight': 0.05472047}, {'name': 'relations', 'weight': 0.05356073}, {'name': 'greater economic activity', 'weight': 0.052610073}]",[{'name': 'Politics'}],"[{'data': 'China', 'type': 'GPE', 'mentions': 5}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 6}, {'data': 'the United States', 'type': 'GPE', 'mentions': 7}, {'data': 'Vietnam', 'type': 'GPE', 'mentions': 14}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 2}, {'data': 'South Korea', 'type': 'GPE', 'mentions': 1}, {'data': 'Hanoi', 'type': 'GPE', 'mentions': 5}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 2}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 5}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 3}, {'data': 'Derek Grossman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gregory Poling', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nguyen Phu Trong', 'type': 'PERSON', 'mentions': 1}, {'data': 'Xiong Bo', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ben Swanton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rand Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'VinFast', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Boeing', 'type': 'ORG', 'mentions': 1}, {'data': 'Raytheon', 'type': 'ORG', 'mentions': 1}, {'data': 'Lockheed Martin', 'type': 'ORG', 'mentions': 1}, {'data': 'the Center for Strategic and International Studies', 'type': 'ORG', 'mentions': 4}, {'data': 'American', 'type': 'NORP', 'mentions': 3}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'Communist', 'type': 'NORP', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Vietnamese', 'type': 'NORP', 'mentions': 1}, {'data': 'Southeast Asia', 'type': 'LOC', 'mentions': 1}]","The establishment of a “comprehensive strategic partnership” will give the United States a diplomatic status that Vietnam has so far reserved for only a handful of other countries: China, Russia, India and South Korea. The move was confirmed by a senior Biden administration official and two people in Hanoi familiar with the matter.
+
+“If you have the United States on the same pedestal as China, that is saying a lot to Beijing, but also to the rest of the region and the world,” said Derek Grossman, a senior defense analyst at Rand Corp. and former U.S. intelligence officer. “That’s saying the U.S.-Vietnam relationship has come a long way since 1995,” when the two countries normalized relations.
+
+The agreement is expected to lead to greater economic activity between the two countries, as the United States seeks to diversify its manufacturing supply chains away from China and as Vietnam aspires to develop advanced technologies. American semiconductor firms have expressed “a willingness to support them in that ambition,” said a senior Biden administration official, speaking on the condition of anonymity because the agreement has not yet been announced.
+
+The United States is now the top destination for exports from Vietnam, which has made a dramatic economic transformation over the last two decades. VinFast, the country’s leading electric vehicle manufacturer, is now selling its sleek SUVs in California and its stock recently launched an initial public offering on Nasdaq. American companies have likewise shown a willingness to do business: Apple and Google suppliers have invested heavily in new factories in Vietnam, and a major announcement is expected from Boeing, which said earlier this year that it intends to expand its footprint in the country.
+
+The upgrade in relations also stands to boost defense and security cooperation between the United States and Vietnam. Hanoi and Washington are expected to increase U.S. aircraft carrier visits, joint military exercises and arms sales, officials said. Among the top buyers of Russian arms, Vietnam has said publicly it wants to diversify its military arsenal. Last year, Vietnam hosted its first international defense fair, and U.S. defense contractors Raytheon and Lockheed Martin sponsored the two largest booths.
+
+Vietnam does not have treaty allies. Instead, the Communist state has a rigid three-tier hierarchy of bilateral ties. Washington was granted “comprehensive” partnership status a decade ago, and normally it takes years for Hanoi to move a country to the next level, dubbed “strategic.” But Hanoi is slated to fast-track an upgrade to the highest tier, with Washington earning the “comprehensive strategic” designation, officials say.
+
+Despite the Communist affinity with its big brother to the north, Vietnam has been motivated to find new partners due to Beijing’s aggressive activity over the past decade. But, said the senior administration official, it was also enticed by Washington’s engagement this year with India — another major developing country in the region — that has resulted in agreements to partner in technology, defense and education.
+
+“This is not Vietnam coming to the American side of the playground,” said Gregory Poling, director of the Southeast Asia program at the Center for Strategic and International Studies. “This is Vietnam ensuring that it can balance the two powers [China and the United States] so it can maintain its own autonomy.”
+
+Last week, shortly before the White House announced Biden’s trip to Vietnam, the general secretary of the Communist Party of Vietnam, Nguyen Phu Trong, traveled with the Chinese ambassador to Vietnam, Xiong Bo, in what some saw as an attempt to mitigate potential backlash once the upgrade in relations is announced.
+
+Ben Swanton, co-director of the 88 Project, a U.S.-based nonprofit that tracks the arrests of activists in Vietnam, said he’s skeptical that closer relations with the United States will lead to greater freedoms for the Vietnamese people. In the past decade, Hanoi’s warming relationship with Washington has done little to deter a rising authoritarian trend led by communist party hard-liners, he said.",007981b3b4c3452d939a739cbc526213,"With wary eye on China, U.S. moves closer to former foe",4,,,,
+7078,"Coca-Cola Leans Into a New Market (Pepsi Is Already There) - For decades the battle between Coca-Cola and PepsiCo battled over which company had the better-tasting cola. People were asked to sample both Pepsi and Coke in a blind taste test and, at least according to the ads, Pepsi was the overwhelming winner. Coke and Pepsi's battle for supremacy has spanned all sorts of different soda areas with both recently changing their ""zero sugar"" recipes (using the word diet is taboo now) and PepsiCo also recently killed its lemon-lime Sierra Mist brand to replace it with Starry, a new attempt to dethrone Coke's Sprite.","{'positive': 0.057756376, 'negative': 0.097904325, 'neutral': 0.8443393}","Coca-Cola Leans Into a New Market (Pepsi Is Already There). For decades the battle between Coca-Cola and PepsiCo battled over which company had the better-tasting cola. People were asked to sample both Pepsi and Coke in a blind taste test and, at least according to the ads, Pepsi was the overwhelming winner. Coke and Pepsi's battle for supremacy has spanned all sorts of different soda areas with both recently changing their ""zero sugar"" recipes (using the word diet is taboo now) and PepsiCo also recently killed its lemon-lime Sierra Mist brand to replace it with Starry, a new attempt to dethrone Coke's Sprite.","For decades the battle between Coca-Cola  and PepsiCo  battled over which company had the better-tasting cola.  People were asked to sample both Pepsi and Coke in a blind taste test and, at least according to the ads, Pepsi was the overwhelming winner.  Coke and Pepsi's battle for supremacy has spanned all sorts of different soda areas with both recently changing their ""zero sugar"" recipes (using the word diet is taboo now) and PepsiCo also recently killed its lemon-lime Sierra Mist brand to replace it with Starry, a new attempt to dethrone Coke's Sprite.",KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity‚Äôs direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities‚Äô brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry‚Äôs competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry‚Äôs products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients‚Äîsuch as artificial sweeteners‚Äîmay pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.723641884654056, 'Product Labelling & Marketing': 0.7642095886464492, 'Packaging Lifecycle Management': 0.751723430044598, 'Energy Management': 0.7430648324255951, 'Fleet Fuel Management': 0.7320037881554508, 'Ingredient Sourcing': 0.7462444661129338, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.73956127302909, 'Health & Nutrition': 0.8079979378631392}",0.8079979378631392,Promod,Minor focus,Major focus,Neutral,"Product Labelling & Marketing, Health & Nutrition",Minor focus,Major focus,Positive,2023-02-03T00:21:37+00:00,https://www.businessinsider.com/google-ceo-plans-to-bring-generative-ai-to-gmail-products-2023-2,"[{'name': 'more AI products', 'weight': 0.13859352}, {'name': 'AI models', 'weight': 0.1330344}, {'name': 'more AI', 'weight': 0.13157773}, {'name': 'more AI features', 'weight': 0.123836525}, {'name': 'AI', 'weight': 0.1218457}, {'name': 'generative AI', 'weight': 0.12183015}, {'name': 'AI capabilities', 'weight': 0.118179046}, {'name': 'ChatGPT parent OpenAI', 'weight': 0.08138438}, {'name': 'Large language models', 'weight': 0.08057864}, {'name': 'products', 'weight': 0.07832052}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Bing', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 2}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'LaMDA', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Docs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 7}, {'data': 'Ruth Porat', 'type': 'PERSON', 'mentions': 1}]","• Google announced plans to add more AI features and improvements to its products.
+• It's been developing AI models for years and has used AI in products, including search.
+• It also plans to release its AI applications to the public for feedback and further experimentation.
+
+Google– which, in its earnings call, bragged that it's the company responsible for today's generative AI craze – laid out plans to integrate more of the technology into a majority of its products, including Gmail.
+
+Google faces some threat to its standing as the No. 1 search engine after Microsoft – which runs the extremely distant second place Bing — will incorporate ChatGPT. Microsoft is an investor in ChatGPT parent OpenAI.
+
+To be clear, Google has been using and doing research on AI for several years, even before ChatGPT was a twinkle in the eye of its developers. But the rise of ChatGPT — built by former Googlers — pushed the search giant into a corner.
+
+It needs to prove it will bring its powerful AI models, like the large language model LaMDA, to its products and make the models more open for developers to use. Large language models power ChatGPT.
+
+And so Google CEO Sundar Pichai announced AI will be coming to Gmail and Docs. Pichai held off on explaining exactly what generative AI in emails would look like. But in broad strokes, he said the plan is to make AI capabilities available ""in design and more.""
+
+Google will release new tools and APIs for developers and users to experiment with its AI models. Unlike some Big Tech AI models, ChatGPT went insanely viral because it was so easy to use and available even to non-programmers. LaMDA, Pichai said, will be made available ""in the coming weeks and months"" so others can interact with it and provide feedback.
+
+The company also announced plans to offer more AI products for businesses and organizations, though Pichai did not specify which kinds.
+
+Pichai emphasized the role AI plays in Google's past, present, and future. He said AI is the most profound thing the company is working on.
+
+""Translating these kinds of technical leaps into products that help billions of people is what our company has always strived on,"" Pichai said. ""We'll pursue this work boldly but with a deep sense of responsibility.""
+
+Pichai pointed to using AI to improve Google Search and said people should expect further upgrades fueled by AI. These new features on search will also allow people to interact with the company's large language models ""in experimental and innovative ways.""
+
+But adding generative AI to your email client is not the endpoint for Google. Instead, the company wants to use AI to cut its costs.
+
+Coming at the heels of laying off 12,000 employees, Google and Alphabet CFO Ruth Porat said the company plans to improve the efficiency of its tech infrastructure using AI, a move that usually means a company wants to automate more of its workflow.
+
+Google will release more details about its plans to bring more AI to its popular products, but for now, you can wait a bit longer before sending that AI-written email.",41c6c34dbe5f4b50bf0cff39839a7a08,Google will bring generative AI to Gmail. It's trying to stem the threat of the Microsoft-OpenAI alliance.,4,,,,
+9945,"Ball to Showcase Innovative Can and Bottle Portfolio at BevNET Live Summer 2023 - WESTMINSTER, Colo., June 13, 2023 /PRNewswire/ -- Ball Corporation (NYSE: BALL) will be showcasing its latest aluminum can and bottle portfolio at the upcoming BevNET Live Summer 2023 from June 14-15 in New York City.
+
+Registered attendees for BevNET Live will learn about Ball's range of ""slim"" can capabilities including new supply locations for the 5.5oz, 6.8oz, 8.4oz and 250mL can sizes as well as their exclusive Alumi-Tek® aluminum bottles offering. Attendees will also be able to experience the lightweight and cool touch of the Ball Aluminum Cup®.
+
+Ball leads the aluminum beverage packaging industry—having the broadest and most capable manufacturing footprint in the world, the most product offerings, and more than 143 years of packaging innovation.
+
+Nearly 75% of all aluminum ever produced is still in use today, and approximately 70% of all aluminum cans are recycled globally, making the can the world's most recycled packaging product. Due to the infinitely-recyclable nature of aluminum cans, Ball is deeply committed to sustainability and their goals to achieve net zero carbon emissions, improve energy efficiency, and more.
+
+Ball will be sponsoring the BevNET Live Official Happy Hour from 4-6 p.m. on Wednesday, June 14. Attendees are encouraged to stop by to check out the latest in beverage packaging innovations.
+
+Ball Corporation supplies innovative, sustainable aluminum packaging solutions for beverage, personal care and household products customers, as well as aerospace and other technologies and services primarily for the U.S. government. Ball Corporation and its subsidiaries employ 21,000 people worldwide and reported 2022 net sales of $15.35 billion. For more information, visit www.ball.com, or connect with us on Facebook or Twitter.
+
+This release contains ""forward-looking"" statements concerning future events and financial performance. Words such as ""expects,"" ""anticipates,"" ""estimates,"" ""believes,"" and similar expressions typically identify forward-looking statements, which are generally any statements other than statements of historical fact. Such statements are based on current expectations or views of the future and are subject to risks and uncertainties, which could cause actual results or events to differ materially from those expressed or implied. You should therefore not place undue reliance upon any forward-looking statements and they should be read in conjunction with, and qualified in their entirety by, the cautionary statements referenced below. Ball undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. Key factors, risks and uncertainties that could cause actual outcomes and results to be different are summarized in filings with the Securities and Exchange Commission, including Exhibit 99 in Ball's Form 10-K, which are available on Ball's website and at www.sec.gov. Additional factors that might affect: a) Ball's packaging segments include product capacity, supply, and demand constraints and fluctuations and changes in consumption patterns; availability/cost of raw materials, equipment, and logistics; competitive packaging, pricing and substitution; changes in climate and weather and related events such as drought, wildfires, storms, hurricanes, tornadoes and floods; footprint adjustments and other manufacturing changes, including the startup of new facilities and lines; failure to achieve synergies, productivity improvements or cost reductions; unfavorable mandatory deposit or packaging laws; customer and supplier consolidation; power and supply chain interruptions; changes in major customer or supplier contracts or loss of a major customer or supplier; inability to pass through increased costs; war, political instability and sanctions, including relating to the situation in Russia and Ukraine and its impact on Ball's supply chain and its ability to operate in Europe, the Middle East and Africa regions generally; changes in foreign exchange or tax rates; and tariffs, trade actions, or other governmental actions, including business restrictions and orders affecting goods produced by Ball or in its supply chain, including imported raw materials; b) Ball's aerospace segment include funding, authorization, availability and returns of government and commercial contracts; and delays, extensions and technical uncertainties affecting segment contracts; c) Ball as a whole include those listed above plus: the extent to which sustainability-related opportunities arise and can be capitalized upon; changes in senior management, succession, and the ability to attract and retain skilled labor; regulatory actions or issues including those related to tax, environmental, social and governance reporting, competition, environmental, health and workplace safety, including U.S. Federal Drug Administration and other actions or public concerns affecting products filled in Ball's containers, or chemicals or substances used in raw materials or in the manufacturing process; technological developments and innovations; the ability to manage cyber threats; litigation; strikes; disease; pandemic; labor cost changes; inflation; rates of return on assets of Ball's defined benefit retirement plans; pension changes; uncertainties surrounding geopolitical events and governmental policies, including policies, orders, and actions related to COVID-19; reduced cash flow; interest rates affecting Ball's debt; and successful or unsuccessful joint ventures, acquisitions and divestitures, and their effects on Ball's operating results and business generally.","{'positive': 0.07500615, 'negative': 0.011678, 'neutral': 0.91331583}","Ball Corporation will be hosting the BevNET Live Summer 2023 event in New York City to showcase its latest aluminum can and bottle portfolio. The event will focus on Ball's range of ""slim"" can capabilities, including new supply locations for the 5.5oz, 6.8oz, 8.4oz and 250mL aluminum bottles offering. Ball is committed to sustainability and their goals to achieve net zero carbon emissions, improve energy efficiency, and more. The company will also be sponsoring the Ball Corporation Live Official Happy Hour from 4-6 p.m. on Wednesday, June 14.",Ball Corporation (NYSE: BALL) will be showcasing its latest aluminum can and bottle portfolio at the upcoming BevNET Live Summer 2023 from June 14-15 in New York City.,BALL,Resource Transformation,Containers & Packaging,Ball Corp,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases‚Äîbecause of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change‚Äîshow the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity‚Äôs energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity‚Äôs energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity‚Äôs long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.7805532646376789, 'Greenhouse Gas Emissions': 0.7705609026893836, 'Supply Chain Management': 0.7868884585324335, 'Water Management': 0.7789257434414874, 'Air Quality': 0.7851597633134373, 'Energy Management': 0.7604648559910108, 'Product Lifecycle Management': 0.801523354161813, 'Waste Management': 0.7698917129573403}",0.801523354,Promod,Major focus,Major focus,Positive,"Product Safety, Greenhouse Gas Emissions, Supply Chain Management, Water Management, Air Quality, Energy Management, Product Lifecycle Management, Waste Management",Major focus,Major focus,Positive,2023-08-25T15:30:09+00:00,https://dailycaller.com/2023/08/25/biden-judge-dismisses-rnc-lawsuit-google-bias-email-suppression/,"[{'name': 'spam folders', 'weight': 0.08646421}, {'name': 'Email Suppression', 'weight': 0.08582007}, {'name': 'unwanted emails', 'weight': 0.082397394}, {'name': 'Google Bias', 'weight': 0.0817109}, {'name': 'Biased Email Filtering', 'weight': 0.08104591}, {'name': 'Google', 'weight': 0.07511219}, {'name': 'spam', 'weight': 0.07453526}, {'name': 'RNC Lawsuit', 'weight': 0.07197967}, {'name': 'Gmail users', 'weight': 0.06984479}, {'name': 'North Carolina State University', 'weight': 0.06754056}]",[{'name': 'Politics'}],"[{'data': 'Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Daniel Calabretta', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ronna McDaniel', 'type': 'PERSON', 'mentions': 1}, {'data': 'RNC', 'type': 'ORG', 'mentions': 11}, {'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'the Republican National Committee', 'type': 'ORG', 'mentions': 2}, {'data': 'Gmail', 'type': 'ORG', 'mentions': 3}, {'data': 'District Court', 'type': 'ORG', 'mentions': 1}, {'data': 'North Carolina State University', 'type': 'ORG', 'mentions': 1}, {'data': 'the Daily Caller News Foundation', 'type': 'ORG', 'mentions': 2}, {'data': 'The Federal Election Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'DCNF', 'type': 'ORG', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 2}, {'data': 'Republican', 'type': 'NORP', 'mentions': 2}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}]","A federal judge rejected a lawsuit on Thursday by the Republican National Committee (RNC) asserting that Google’s email filter unlawfully throttled its messages by moving them to spam folders, according to the court document.
+
+The RNC alleged that Google deliberately routed its emails into the spam folders of Gmail users towards the end of every month in order to repress its political speech, according to the court document. U.S. District Court Judge Daniel Calabretta, who was appointed by President Joe Biden, tossed the case on the basis that it was not sufficiently plausible that Google suppressed the emails with biased intentions, and that Section 230 gives technology companies the ability to moderate online communication.
+
+“The RNC has not sufficiently pled that Google acted in bad faith in filtering the RNC’s messages into Gmail users’ spam folders, and that doing so was protected by section 230,” the dismissal reads.
+
+Gmail was over 50% more likely to label a Republican email as spam during the 2020 presidential election campaign than a Democratic email, according to a study by North Carolina State University. The court argued that the study, which focused on Republican candidates and organizations rather than the RNC, specifically, “does provide some evidence that Google could be acting without good faith,” but that the “study is insufficient” on its own.
+
+The RNC usually obtains funding from its backers through its email communications, with its highest levels of fundraising success coming towards the end of each month, according to the court document.
+
+“This case is not over,” RNC Chairwoman Ronna McDaniel stated, according to The Washington Post. The lawsuit “represents a crucial action against Big Tech’s anti-conservative bias,” she added. (RELATED: Google Seeks To Dismiss RNC Lawsuit Alleging Biased Email Filtering)
+
+“We welcome the Court’s finding that there are no plausible allegations that Gmail’s spam filters discriminate for political purposes,” a Google spokesperson told the Daily Caller News Foundation. “We will continue investing in spam-filtering technologies that protect people from unwanted emails while still allowing senders to reach the inboxes of users who want their messages.”
+
+The Federal Election Commission also rejected the RNC’s complaint regarding suppression in January on the basis that Google used the spam filter for business reasons.
+
+The RNC did not immediately respond to the DCNF’s request for comment.
+
+All content created by the Daily Caller News Foundation, an independent and nonpartisan newswire service, is available without charge to any legitimate news publisher that can provide a large audience. All republished articles must include our logo, our reporter’s byline and their DCNF affiliation. For any questions about our guidelines or partnering with us, please contact licensing@dailycallernewsfoundation.org.",a7ba13a62b6d478a92c4377e43fffb4b,"Biden-Appointed Judge Dismisses RNC’s Lawsuit Alleging Google Bias, Email Suppression",4,,,,
+6554,"Justice Department sues Louisiana chemical company over high cancer risk to majority-Black community - WASHINGTON — Federal officials sued a Louisiana chemical maker on Tuesday, alleging that it presents an unacceptable cancer risk to the nearby majority-Black community and demanding cuts in toxic emissions.
+
+Denka Performance Elastomer LLC makes synthetic rubber, emitting the carcinogen chloroprene and other chemicals in such high concentrations that it poses an unacceptable cancer risk, according to the federal complaint. Children are particularly vulnerable. There is an elementary school a half-mile from the plant.
+
+The former DuPont plant has reduced its emissions over time, but the Justice Department, suing on behalf of the Environmental Protection Agency, said the plant still represents ""an imminent and substantial endangerment to public health and welfare,'' including elevated cancer risks.
+
+""The company has not moved far enough or fast enough to reduce emissions or ensure the safety of the surrounding community,"" EPA Administrator Michael Regan said in a statement.
+
+MISSISSIPPI WATER CRISIS: Flooding broke open Jackson's water crisis, but it can't be disentangled from race, experts say
+
+CLIMATE CHANGE: Louisiana's communities of color already suffer from pollution and COVID. Now it's climate change.
+
+Denka, a Japanese company that bought the rubber-making plant in 2015, did not immediately respond to messages seeking comment. A company spokesperson said in September that advocates described a crisis that ""simply does not exist.""
+
+Denka's facility makes neoprene, a flexible, synthetic rubber used to produce common goods such as wetsuits, laptop sleeves, orthopedic braces and automotive belts and hoses. Chloroprene is a liquid raw material used to produce neoprene and is emitted into the air from various areas at the facility.
+
+Associate Attorney General Vanita Gupta said every community, no matter its demographics, should be able to breathe clean air and drink clean water. ""Our suit aims to stop Denka's dangerous pollution,"" she said in a statement.
+
+The lawsuit demands that Denka eliminate dangerous emissions of chloroprene. Air monitoring consistently shows long-term chloroprene concentrations in the air near Denka's LaPlace plant as high as 15 times the levels recommended for a 70-year exposure to the chemical, the complaint says.
+
+The complaint is the latest move by the Biden administration that targets pollution in an 85-mile stretch from New Orleans to Baton Rouge officially known as the Mississippi River Chemical Corridor, but more commonly called Cancer Alley. The region contains several hot spots where cancer risks are far above levels deemed acceptable by the EPA. The White House has prioritized environmental enforcement in communities overburdened by long-term pollution.
+
+Regan visited the parish in 2021 during a five-day trip from Mississippi to Texas that highlighted low-income, mostly minority communities adversely affected by industrial pollution. A Toxics Release Inventory prepared by EPA shows that minority groups make up 56% of those living near toxic sites such as refineries, landfills and chemical plants.
+
+Negative effects include chronic health problems such as asthma, diabetes and hypertension.
+
+AP AFRICAN AMERICAN STUDIES FRAMEWORK: A breakdown of what was removed or changed in the AP African American Studies framework
+
+Last year, the EPA said it had evidence that Black residents face an increased cancer risk from the chemical plant and that state officials allowed the pollution to remain too high. The agency's letter was part of an investigation under the Civil Rights Act of 1964, which says anyone who receives federal funds cannot discriminate based on race or national origin.
+
+Local activists have long targeted the plant, arguing that nearby air monitoring demonstrates the plant is a danger to St. John the Baptist Parish residents.
+
+The Justice Department, in its complaint, agreed, saying the plant is exposing thousands of people to lifetime cancer risks ""multiples of times higher than what is typically considered acceptable.""
+
+Mary Hampton, president of Concerned Citizens of St. John the Baptist Parish, said emissions at the plant need to drop quickly.
+
+""It's a positive move in the right direction,"" she said of the federal lawsuit. ""It's been a long time coming.""
+
+Beverly Wright, executive director of the Deep South Center for Environmental Justice, said the DOJ's lawsuit helps ensure that Black communities in Louisiana don't have to live with deadly pollution.
+
+""For decades Black families have been human experiments for the petrochemical industry in Louisiana,"" she said.","{'positive': 0.059615355, 'negative': 0.44897002, 'neutral': 0.49141458}","The Justice Department has filed a lawsuit against Denka Performance Elastomer LLC, a Louisiana chemical maker, for allegedly presenting an unacceptable cancer risk to the majority-Black community. The complaint alleges that Denka's former DuPont plant still represents ""an imminent and substantial endangerment to public health and welfare,"" including elevated cancer risks. The Justice Department is demanding that the plant eliminate dangerous emissions of chloroprene, a liquid raw material used to produce neoprene and is emitted into the air from various areas at the facility. The lawsuit is the latest move by the Biden administration that targets pollution in an 85-mile stretch from New Orleans to Baton Rouge officially known as the Mississippi River Chemical Corridor, but more commonly called Cancer Alley.","Federal officials are suing a Louisiana chemical maker, alleging that it presented an unacceptable cancer risk to the nearby majority-Black community.",DD,Resource Transformation,Chemicals,DuPont de Nemours Inc.,"{'Safety & Environmental Stewardship of Chemicals': 'Product safety and stewardship is a critical issue for entities in the Chemicals industry. The potential for human health or environmental impacts of chemicals during the use-phase can influence product demand and regulatory risk, which in turn can affect revenues and result in higher operating expenses, regulatory compliance costs, and mitigation. The industry can therefore mitigate regulatory risk and grow market share by developing innovative approaches to manage the potential impacts of products during the use phase, including developing alternative products with reduced toxicity. This could contribute to shareholder value through improved competitive positioning, greater market share, reduced regulatory risks, and higher brand value.', 'Genetically Modified Organisms': 'Some chemical entities produce crop seeds developed using genetically modified organism (GMO) technology. GMO technology has improved the yields of certain crops, including corn and soy, by altering the crop’s resistance to pesticides and herbicides and improving drought tolerance, among other factors. At the same time, consumers and regulators in some areas have expressed concern over the use of GMO technology due to perceived health, environmental, and social impacts of GMO cultivation and consumption. Thus, entities that employ such technology face both market opportunitiesand risks related to its use. The adoption of GMO crop technology is significant in the U.S., while in other regions, including in the European Union and China, regulators have implemented bans, quotas, or labelling requirements on GMO-based products. Such product bans or labelling requirements may lower revenues or increase costs for manufacturers, while regulatory and public perception can affect reputational risk. As such, entities that effectively respond to market drivers related to GMO products can mitigate risks and capitalise on opportunities.', 'Hazardous Waste Management': 'Chemical manufacturing may generate hazardous process waste, including but not limited to heavy metals, spent acids, catalysts, and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as some wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, may lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Water Management': 'Used primarily for cooling, steam generation and feedstock processing, water is a critical input in chemicals production. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, chemical manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Management of the Legal & Regulatory Environment': 'The Chemicals industry faces strict regulation governing air emissions, water discharge, chemical safety, and process safety, among other issues. Anticipating and adapting to regulatory developments, both in the short and long term, is a critical issue for the industry, as regulatory developments can significantly affect product demand, manufacturing costs, and brand value. Therefore, entities with a clear strategy for managing the regulatory environment that aligns corporate performance with sustainable environmental outcomes and accounts for societal externalities could benefit from reduced regulatory uncertainty, stronger brand value, and improved competitive positioning. ', 'Greenhouse Gas Emissions': 'Chemical manufacturing generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes, as well as process emissions from the chemical transformation of feedstocks. GHG emissions may result in regulatory compliance costs or penalties and operating risks for chemicals entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Operational Safety, Emergency Preparedness & Response': 'Health, safety, and emergency management is a critical issue for entities in the Chemicals industry. Technical failure, human error, or external factors such as weather can lead to accidental releases of chemical substances into the environment at processing facilities or during storage and transportation. Furthermore, the combustible nature of chemical substances, combined with the high operating temperatures and pressures involved in manufacturing, elevates the risk of explosions, hazardous spills, or other emergency situations. Such events can harm workers or people in nearby communities through the release of harmful air emissions and chemical substances, and may also adversely impact the environment. Entities may face operational disruptions, damage to facilities, reputational harm, and increased regulatory compliance and remediation costs in the event of a process incident. As such, strong management of process safety can reduce operational downtime, mitigate costs and regulatory risk, and ensure workforce productivity.', 'Air Quality': 'In addition to greenhouse gases (GHGs), chemical manufacturing may produce air emissions including, sulphur dioxides (SOx), nitrogen oxides (NOx), and Hazardous Air Pollutants (HAPs). As with GHGs, these emissions typically stem from the combustion of fuels and the processing of feedstocks. Relative to other industries, the Chemicals industry is a more significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such, active management of the issue through technological process improvements or other strategies may mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Chemical manufacturing is typically energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depends on the type of products manufactured. Typically, fossil fuels such as natural gas and natural gas liquids are the predominant form of non-feedstock energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on-site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such, an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Community Relations': 'Chemical entities are important economic contributors to many communities, providing employment opportunities and community development through taxes and capital generation. Meanwhile, issues including environmental policy, community health, and process safety are key issues with important regulatory, operational, financial, and reputational implications for entities. Environmental externalities including air emissions and water use can affect human health of those living near chemical facilities over the long term. Meanwhile, process safety incidents can endanger community health and safety, leading to regulatory penalties, legal action, and mitigation costs. Consequently, chemicals entities can benefit from building strong relationships with communities in order to mitigate potential operating disruption, reduce regulatory risk, retain top employees, lower the risk of litigation expenses in the event of process safety incidents, and ensure a strong social license to operate. Entities can adopt various community engagement strategies, such as developing community engagement plans, establishing codes and guidelines to ensure alignment of the organisation’s interests with those of their surrounding communities, or conducting impact assessments to evaluate projects and mitigate potential adverse impacts. ', 'Product Design for Use-phase Efficiency': 'As increasing resource scarcity and regulations encourage greater materials efficiency and lower energy consumption and emissions, the Chemicals industry may benefit from developing products that enhance customer efficiency. From reducingautomobile emissions through materials optimisation to improving building insulation performance, Chemicals industry products can enhance efficiency across many applications. Entities that develop cost-effective solutions to meet customer demand for improved efficiency may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value.', 'Workforce Health & Safety': 'Employees in chemicals manufacturing facilities face health and safety risks from exposure to heavy machinery, harmful substances, high temperatures and pressure, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety impacts, which could result in financial consequences, including higher healthcare costs, litigation, and work disruption. By maintaining a safe work environment and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity. '}","{'Safety & Environmental Stewardship of Chemicals': 0.7880606695947835, 'Genetically Modified Organisms': 0.757619694346066, 'Hazardous Waste Management': 0.7757562268600445, 'Water Management': 0.7534335740104576, 'Management of the Legal & Regulatory Environment': 0.8094391983306566, 'Greenhouse Gas Emissions': 0.7860542392472644, 'Operational Safety, Emergency Preparedness & Response': 0.7845340692292349, 'Air Quality': 0.7929116651015842, 'Energy Management': 0.7550644690943391, 'Community Relations': 0.7927452708141817, 'Product Design for Use-phase Efficiency': 0.7772413205099674, 'Workforce Health & Safety': 0.7808298611612532}",0.8094391983306566,Promod,Major focus,No focus,Negative,"Safety & Environmental Stewardship of Chemicals, Hazardous Waste Management, Air Quality, Community Relations, Operational Safety, Emergency Preparedness & Response, Management of the Legal & Regulatory Environment",Major focus,Major focus,Negative,2023-02-21T11:45:03+00:00,https://www.theguardian.com/technology/2023/feb/21/techscape-google-bard-microsoft-big-ai-search,"[{'name': 'Search engines', 'weight': 0.07233904}, {'name': 'search', 'weight': 0.06625099}, {'name': 'user queries', 'weight': 0.06232627}, {'name': 'ordinary users', 'weight': 0.05512853}, {'name': 'users', 'weight': 0.05240487}, {'name': 'many users', 'weight': 0.052176204}, {'name': 'Twitter Blue', 'weight': 0.05124388}, {'name': 'longer form content', 'weight': 0.050277796}, {'name': 'information', 'weight': 0.046157833}, {'name': 'hours', 'weight': 0.0455418}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'Guardian', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'ORG', 'mentions': 1}, {'data': 'the Centre for Responsible Machine Learning', 'type': 'ORG', 'mentions': 3}, {'data': 'the University of California, Santa Barbara', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 7}, {'data': 'Fast Company', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 4}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 2}, {'data': 'Today in Focus', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Twitter Blue', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sydney', 'type': 'GPE', 'mentions': 3}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 2}, {'data': 'hours', 'type': 'TIME', 'mentions': 1}, {'data': 'two-hour-long', 'type': 'TIME', 'mentions': 1}, {'data': 'William Wang', 'type': 'PERSON', 'mentions': 2}, {'data': 'Julian Togelius', 'type': 'PERSON', 'mentions': 2}, {'data': 'Susan Wojcicki', 'type': 'PERSON', 'mentions': 3}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 3}, {'data': 'Neal Mohan', 'type': 'PERSON', 'mentions': 2}, {'data': 'Casey Neistat', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kevin Roose', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sydney', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bing', 'type': 'PERSON', 'mentions': 1}, {'data': 'Stephen Wolfram', 'type': 'PERSON', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 2}]","Search engines have been a major part of our online experience since the early 1990s, when the booming growth of the world wide web created a need to sort and present information in response to user queries.
+
+The first users to traverse the “information superhighway” had a simple job of it. It was akin to pootling along to your local supermarket: you knew the roads, where to turn off, and how to get there.
+
+But the exponential growth of the web meant that it quickly became impossible for people to remember where they’d found that pertinent bit of information they wanted. The main road became ensnared in a spider’s web of byways. New crossings, roundabouts and turnoffs appeared. Streets you’d driven along for ages led to dead ends. Others changed course.
+
+Search engines solved that by trying to categorise information based on queries you sent. Initially, they were bad. Thanks to Google, and a new way of crawling and categorising the web, they quickly became very good.
+
+In the year 2000, Google became the world’s largest search engine. The company became synonymous with search. We now “Google” things, rather than search for them, just as we hoover, rather than vacuum.
+
+Except now, in 2023 Google may no longer be synonymous with search. The rise of ChatGPT – the revolutionary large language model (LLM) that can “talk” to users, which I spoke about on the Guardian’s Today in Focus podcast – has been so significant and quick since its November 2022 release that it has thrown the future of search into flux. Microsoft has invested $10bn into ChatGPT’s creator, OpenAI, and in return has the rights to use a souped-up version of the technology in its search engine, Bing. In response, Google has announced its own chat-enabled search tool, named Bard, designed to head off the enemy at the gates.
+
+Neither work particularly well, it seems. Both made embarrassingly rudimentary mistakes in their much-hyped public demos, and I’ve had access to the ChatGPT version of Bing – whose codename is “Sydney”, as some enterprising hackers got the chatbot to divulge – for about a week. I wasn’t unimpressed, as this account of my time with Sydney so far shows, but I also didn’t really see the point. LLMs are a technology that has some annoying foibles when used in search – like confidently making things up when it doesn’t know the answer to a question – that don’t seem to mesh well with what we use Google and others for.
+
+For now, it looks like Google and Microsoft will shove chat-enabled search engines down our throats because they want the kudos of being first to this technology. But my main question is whether it’ll stick. (Microsoft appears to be having second thoughts about the rollout already: on Friday, it limited the length of interactions with Sydney after the chatbot showed a tendency to express infatuation for those it conversed with for hours.)
+
+I still think that we’re in the most interesting time for search since Google became the 500lb gorilla in the room back in the late 1990s. I just don’t know if the way we’re using the chat functionality now will necessarily be how we use it in the future. “I think ChatGPT is good for complex queries that there’s no direct answers, and summaries would be very beneficial,” William Wang, director of the Centre for Responsible Machine Learning at the University of California, Santa Barbara, tells me. “Simple queries: definitely no need for ChatGPT.”
+
+Wang believes the interface we see right now is just the start, and things will get better – quickly. Others aren’t sure if search is the right use case for chat-based LLMs. “Thinking of them as a new form of search is just wrong,” says Julian Togelius, associate professor in AI at New York University. Togelius recommends that we take the decision on how the technology is used out of the hands of AI researchers or tech executives, and into the hands of ordinary users to see what they develop. It’s a subversion of the old phrase: come, and they will build.
+
+The tech world is increasingly chaotic, with huge, massive stories crashing into the back of each other like a multi-car pileup. In any other week, news that YouTube’s near-decade-long CEO, Susan Wojcicki, would be stepping down would dominate the tech agenda. This week it was a distant third behind the battle for search and … whatever Elon Musk is doing nowadays (mostly firing people who dare to say we’re all growing tired of his shenanigans).
+
+In part I think the news – which I tried to contextualise for Fast Company here – didn’t make as big a splash as it could because of who she was replaced by. Neal Mohan has been Wojcicki’s deputy for a while and is the continuity candidate. “Susan has been running YouTube for the majority of my run on the platform, she’s been wonderful to work with in every capacity,” top YouTuber Casey Neistat told me. “I am sad to see her go.” But he also added: “YouTube made a great decision in having Neal assume her leadership role.”
+
+But it’s also, I think, an indication of how the world of online video has shifted. YouTube has been supplanted by TikTok, which on Friday announced it had crossed 150 million users in Europe every month.
+
+The battle between YouTube and TikTok is an interesting one, because as TikTok increasingly moves into longer form content, YouTube is pushing Shorts, its TikTok-alike. Who’ll win? Who knows. But it’ll be interesting to see the fight play out.
+• None ChatGPT is dominating the dialogue at present. Kevin Roose of the New York Times did the most to dig under the skin of Sydney, Bing’s ChatGPT-powered persona, over the course of a wild two-hour-long conversation. As counterbalance, however, and before you get worried about AI taking over the world, read this by Stephen Wolfram for a tonic of reality.
+• None This week marks the first anniversary of Russia’s invasion of Ukraine – which was one of Europe’s underappreciated tech powerhouses. This piece for The Information outlines how Ukraine’s startups evolved to handle the pressures of war.
+• None Elon Musk is potentially jeopardising the safety of around 4.8 million users by announcing he’ll turn off access to SMS-based two-factor authentication next month … unless you pay for Twitter Blue. Musk is making the move, he claims, because he believes he’s being “scammed” by telecom companies out of $60 million a year for sending text messages. It’s an issue, because many users are unlikely to make the change to authenticator apps, which will remain free.",4c727ece7ec140d2a6a9978d19454389,Google and Microsoft are in an AI arms race – who wins could change how we use the internet,4,,,,
+55440,"Omnicom acquires FP1 Strategies and PLUS Communications - In an interview, Nelson, a managing partner at both FP1 and PLUS, said that a key consideration among the firm’s leadership was the extent to which Omnicom’s platform provided not only an enhanced offering for the firms’ existing client list but also the opportunity “to take the company to the next level.”
+
+“I think this offered that kind of partnership,” he said, adding: “We work with great brands in our own company, but Omnicom will give us the opportunity to work with an even broader group of corporate clients.”
+
+“It was a very easy decision,” he said.
+
+Omnicom Public Relations Group’s public affairs portfolio already includes several major D.C. firms, such as Mercury Public Affairs, DDC Public Affairs, GMMB, Portland Communications and VOX Global.
+
+Adding FP1 Strategies and PLUS to the mix only “rounds out and takes our business to the next level in not just politics, but in healthcare, technology, crisis communications and corporate,” said Chris Foster, the global CEO of Omnicom Public Relations Group.
+
+To Foster, Thursday’s announcement is a signal that Omnicom PR is “bullish about our industry,” even in the face of economic uncertainty that has hit the communications sector especially hard in the past year thanks to an advertising downturn. “[We] believe in the power of communications,” he added, “but even more so that regardless of the broader macroeconomic climate, public affairs and corporate are growth areas for us.”
+
+What’s more, argued DenHerder, a managing partner at PLUS, there’s increasingly little daylight between political communications strategy and corporate comms thanks to partisan culture war creep. “Look, we all know corporate is political today, right?” he told POLITICO.
+
+Omnicom’s acquisition hearkens back to a bygone era on K Street — the early aughts and 2010s — when communications conglomerates and international holding companies like Omnicom and WPP snapped up government affairs firms left and right.
+
+Those deals have mixed track records — with some acquired firms struggling and even winding down after its leaders’ departures.
+
+One Omnicom holding, Mercury, saw an exodus of some of its top lobbyists in 2021 amid a dispute with corporate ownership. A year earlier, what was then Glover Park Group merged with two other WPP properties in a deal that saw management for the new firm buy back nearly half of its stake from its parent company.
+
+Consolidation among D.C.’s political and consulting shops has continued in recent years — only now, it’s fueled by a private equity investment bonanza, with investors betting that political and social controversies will continue to infiltrate corporate boardrooms — and therefore keep business churning for the consultant class.
+
+DenHerder said that it was Omnicom’s willingness to buck those dynamics that helped the deal come together. “Omnicom did see the vision to get back in this space, continue to grow what is already a good public affairs offering that they have, when a lot of companies weren’t doing it,” he said.
+
+But DenHerder pointed to another reason they opted to sell to a communications conglomerate.
+
+“I’ve known Chris for a really long time,” said DenHerder, who overlapped with Foster at a WPP-owned firm years ago. “He knows politics. He knows communications. He knows public affairs, and when you’re dealing with private equity, they know one thing: finances.”
+
+“[I]t was really exciting to have a partner that not only not only understands our business fundamentally, but has been doing it,” he added. “I think that was also a really big motivator for us, is a partner that is in the trenches with us, not sitting in New York, just counting, you know, the pluses and minuses.”","{'positive': 0.14652023, 'negative': 0.18875678, 'neutral': 0.66472304}","Omnicom Public Relations Group has acquired FP1 Strategies and PLUS Communications, providing an enhanced offering for the firms’ existing client list and an opportunity to take the company to the next level. The company's portfolio includes several major D.C. firms, such as Mercury Public Affairs, DDC Public Affairs and GMMB, Portland Communications and VOX Global. The acquisition comes as a signal that Omnicom PR is “bullish about our industry,” even in the face of economic uncertainty that has hit the communications sector especially hard in the past year. However, there is increasingly little daylight between political communications strategy and corporate comms thanks to partisan culture war creep. The merger was fueled by a private equity investment bonanza, with investors betting that political and social controversies will continue to infiltrate corporate boardrooms.",The firms will continue to operate under their current brands.,OMC,Services,Advertising & Marketing,Omnicom Group,"{'Advertising Integrity': 'Entities have a legal responsibility to ensure that advertising about their products and services is truthful and not deceptive. While much of the burden of compliance with regulations about ad content and placement lies with the client,ad agencies play a vital role in the creation of ad content and are responsible for advising their clients regarding applicableregulations. Consumer protection laws provide guidance and restrictions on advertising to children and on advertising regulated products, such as alcohol and tobacco. Regulators may investigate the involvement of the ad agency in any deceptive advertising and take action against the agency. Advertising and marketing entities exposed to these regulations and concerns have responded by participating in self-regulatory programs that address these areas.', 'Data Privacy': 'Due to the increasing prevalence of social media, location-based mobile applications, and e-commerce, the digital footprints of customers offer a more complete picture of their habits than was previously available to advertisers. Advertisers can collect and/or purchase highly detailed information about the habits and lives of buyers, and advertising strategies can be precisely targeted. Being part of an industry that uses large quantities of data about private citizens, advertising and marketing entities must weigh the benefits of targeted advertising versus customer concerns about data privacy.', 'Workforce Diversity & Inclusion': ""Competitive advantage in the Advertising & Marketing industry is derived from an entity’s ability to produce creative, cutting-edge ideas. Entities in this industry aim to attract top talent to create the most successful ad campaigns. Additionally, larger entities have clients across the globe, and must employ a diverse workforce to effectively reach diverseaudiences. Connecting with a target markets has been shown to rely, to a large extent, upon employing a workforce that is reflective of the community served. A diverse workforce is thus a critical success factor to improving service outcomes and enhancing an entity's financial performance.""}","{'Advertising Integrity': 0.7201113506203628, 'Data Privacy': 0.7378630636946708, 'Workforce Diversity & Inclusion': 0.7550489487639805}",0.7550489487639805,Promod,Minor focus,Major focus,Positive,"Advertising Integrity, Data Privacy",Minor focus,Major focus,Positiive,2023-08-09T19:03:00+00:00,https://finance.yahoo.com/m/fd5a1351-2cbd-36d2-b4b7-a3e3ae45ba9a/forget-desantis%3A-disney-world.html?.tsrc=rss,"[{'name': 'Disney World', 'weight': 0.14445385}, {'name': 'year', 'weight': 0.13334534}, {'name': 'recent years', 'weight': 0.13179041}, {'name': 'Central Florida', 'weight': 0.118891194}, {'name': 'Universal Studios', 'weight': 0.112590626}, {'name': 'humidity', 'weight': 0.11221881}, {'name': 'South Florida', 'weight': 0.11062171}, {'name': 'Disney World and Universal Studios tickets', 'weight': 0.10734781}, {'name': 'Florida', 'weight': 0.1042598}, {'name': 'summer', 'weight': 0.10336288}]",[{'name': 'Travel'}],"[{'data': 'DeSantis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Disney World', 'type': 'ORG', 'mentions': 2}, {'data': 'Universal Studios', 'type': 'ORG', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'Orlando', 'type': 'GPE', 'mentions': 1}, {'data': 'South Florida', 'type': 'LOC', 'mentions': 1}, {'data': 'Central Florida', 'type': 'LOC', 'mentions': 1}]","It was not that long ago that the summer was a slow season for Florida's theme parks. Orlando may not be as hot as South Florida, but the summer in Central Florida can bring an unpleasant mix of heat and humidity. In recent years, however, demand for Disney World and Universal Studios tickets during the school-vacation periods has pushed prices very high at those times of year.",56b225efa6f3470398390dd1bbbc8e58,Forget DeSantis: Disney World has a bigger summer problem,4,,,,
+11360,"Tyson Foods Couldn’t Produce Enough Chicken. Now It Has Too Much. - Tyson Foods’ chicken business, which produces one-fifth of U.S. supply, is grappling with flat demand and a drop in wholesale prices.
+
+Two years ago, chicken breasts were coming down the processing line at Tyson Foods ’ Van Buren, Ark., plant so fast the machine slicing them into 15-gram nuggets for Chick-fil-A would occasionally break down.
+
+Now, the line has stopped—for good.
+
+After pushing its plants and staff to increase production of nuggets, breasts and wings as the Covid-19 pandemic eased, Tyson is pulling back. In March the company announced the Van Buren plant would close, one of six planned shutdowns in an effort to cut costs.
+
+“Everyone was in shock,” said Maria Ruvalcaba, a 16-year veteran of the plant roughly 60 miles south of company headquarters in Springdale. “They must have been losing money.”
+
+Tyson’s chicken business, which produces one-fifth of the U.S. supply, is grappling with flat demand and a drop in wholesale prices, which some industry officials and analysts say Tyson itself exacerbated by ramping up production.
+
+The company has responded in recent months by replacing its top poultry executive, closing down plants, laying off corporate employees and making changes to the way it raises birds.
+
+In August, the Arkansas-based meat giant reported a $198 million loss for the first nine months of its fiscal year, Tyson’s biggest loss over a nine-month period since 2009. The chicken division posted a $503 million operating loss for that same period.
+
+“Market conditions in chicken are still challenged,” Chief Executive Donnie King said on an August call with analysts.
+
+Company representatives declined to comment for this article. Tyson officials say the business is improving, pointing to the narrower losses in its chicken business in sequential quarters.
+
+“As far as I know, that’s the most improvement that has ever taken place in our chicken business,” King said at an internal meeting with Tyson employees in August, according to a recording reviewed by The Wall Street Journal.
+
+Tyson’s stock price is down by 30% over the past 12 months. Rival
+
+, the second-largest U.S. chicken supplier, has fared better, reporting $50 million in U.S. operating income in its latest quarter, and its stock is down about 12% over the past 12 months.
+
+As the pandemic eased, demand for chicken surged as consumers headed back to restaurants, and fast-food chains capitalized on a craze for fried-chicken sandwiches. Chicken companies such as Tyson, Pilgrim’s Pride and Wayne-Sanderson Farms were challenged to keep up, as processing-plant jobs remained hard to fill.
+
+Pumping out more poultry at each plant and capturing more market share from competitors became a central part of Tyson’s efforts to fix its struggling chicken business, which already had problems hatching enough birds and staffing its processing lines.
+
+At a December 2021 presentation to investors, King said Tyson needed to produce more of its own poultry because it was buying too much chicken from rival processors at a time when prices were rising. Tyson for years pursued a strategy of producing as much chicken as its customers needed, and buying more on the open market when orders grew.
+
+The company was killing 37 million birds a week at its processing plants during its 2021 fiscal year. By 2022, the company had boosted that to 39 million, and executives said in February they intended to process 42 million chickens a week by the end of the 2023 fiscal year—which ends later this month—to boost volume and gain market share.
+
+Nationally, about 162 million chickens on average were slaughtered weekly during Tyson’s 2021 fiscal year. That number rose to 164 million in 2022, according to figures from the Livestock Marketing Information Center and U.S. Agriculture Department.
+
+“You had a supercycle for chicken that played out in 2021 and 2022,” said Ben Bienvenu, a food and agribusiness analyst at Stephens. “I get why they [Tyson] wanted to increase production after feeling like they missed out.”
+
+As it pushed to produce more chicken, Tyson miscalculated demand. In late 2022, the company wrongly predicted how much chicken grocery stores would buy for their meat cases and produced too much of the wrong type, King said in February. The company ousted the president of its poultry business in January.
+
+Meanwhile, prices plunged as more chickens were deployed to farms, labor challenges in plants eased and demand remained flat. Boneless, skinless, chicken-breast prices fell from $3.60 a pound in June 2022 to below $1 by January, according to the USDA. Prices are now hovering around $1.40.
+
+Chicken officials at rival companies and some industry analysts say Tyson is partly at fault for the low wholesale prices now hurting processors after flooding the market.
+
+Tyson closed down two plants in May, laying off nearly 1,700 workers. In August, the company said an additional four plants, which employ about 3,000 workers, also would close. Tyson said the four account for about 10% of its slaughter capacity.
+
+The company said its existing sales would shift to other, more-efficient plants. The company said the plants slated to close needed too much investment to make them viable.
+
+Tyson officials say they are on the right track and that results would improve. At that same company meeting in August, financial chief John Randal Tyson said the company’s grocery-store chicken business was profitable for the first time in a long time.
+
+Working in Tyson’s favor is an expected increase in demand for chicken over the next year as beef prices rise, as well as declining livestock feed costs.
+
+Chicken prices could rise, too, as production declines across the industry, Bienvenu said. Boneless, skinless breast prices—which can be volatile and flip in a matter of weeks as processors shift production—hit their highest point since October last week, according to the USDA. Prices for other poultry products, like wings, also are up.
+
+Besides cutting costs, the company has made other operational changes, such as reintroducing certain antibiotics in its chickens, to help it better forecast supply.","{'positive': 0.011576531, 'negative': 0.9713311, 'neutral': 0.017092304}","Tyson Foods‚Äô chicken business, which produces one-fifth of the U.S. supply, is grappling with flat demand and a drop in wholesale prices due to the Covid-19 pandemic. The company has responded in recent months by closing down plants, laying off corporate employees and making changes to the way it raises birds. Rival, the second-largest U.K. chicken supplier, has fared better, reporting $50 million in U.N. operating income in its latest quarter, and its stock is down about 12% over the past 12 months. Prices for chicken have dropped from $3.3 pound to $1.1 pound in June 2022, as more chickens are deployed to farms and demand for chicken remains flat.","The company is closing chicken plants after some say it went too far in building up the business, which produces one-fifth of U.S. supply.",TSN,Food & Beverage,"Meat, Poultry & Dairy",Tyson Foods Inc A,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry‚Äôs emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers‚Äô treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities‚Äô use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry‚Äôs ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers‚Äô compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees‚Äô exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry‚Äôs supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity‚Äôs animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7525116914550496, 'Antibiotic Use in Animal Production': 0.7450851368837964, 'Greenhouse Gas Emissions': 0.7431165006479519, 'Food Safety': 0.7775135541372732, 'Water Management': 0.7705669790561845, 'Animal Care & Welfare': 0.7986685716217299, 'Energy Management': 0.7720322275104191, 'Animal & Feed Sourcing': 0.7810124999177925, 'Workforce Health & Safety': 0.7630495353273389, 'Environmental & Social Impacts of Animal Supply Chain': 0.7751309797098611}",0.7986685716217299,Promod,Major focus,Major focus,Negative,"Land Use & Ecological Impacts, Antibiotic Use in Animal Production, Greenhouse Gas Emissions, Food Safety, Water Management, Animal Care & Welfare, Energy Management, Animal & Feed Sourcing, Workforce Health & Safety, Environmental & Social Impacts of Animal Supply Chain",Major focus,Major focus,Negative,2023-06-20T12:20:03+00:00,https://www.newsweek.com/jordan-peterson-rfk-jr-speak-out-after-youtube-censorship-1807843,"[{'name': 'vaccine mandates', 'weight': 0.08533408}, {'name': 'vaccine misinformation', 'weight': 0.08216154}, {'name': 'coronavirus vaccines', 'weight': 0.082071155}, {'name': 'COVID-19 vaccine mandates', 'weight': 0.07972504}, {'name': 'vaccines', 'weight': 0.07959189}, {'name': 'rare side effects', 'weight': 0.06982441}, {'name': 'Kennedy Jr.', 'weight': 0.06730659}, {'name': 'chronic side effects', 'weight': 0.06664531}, {'name': 'adverse effects', 'weight': 0.065534145}, {'name': 'Robert F. Kennedy Jr.', 'weight': 0.06503603}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Jordan Peterson', 'type': 'PERSON', 'mentions': 12}, {'data': 'RFK Jr.', 'type': 'PERSON', 'mentions': 13}, {'data': 'John F. Kennedy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Robert F. Kennedy Sr', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 2}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Alex Jones', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mehdi Hasan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Rogan', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elliot Page', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dylan Mulvaney', 'type': 'PERSON', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 8}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Newsweek', 'type': 'ORG', 'mentions': 1}, {'data': 'The New York Times', 'type': 'ORG', 'mentions': 5}, {'data': '@nytimes', 'type': 'ORG', 'mentions': 1}, {'data': 'MSNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'WHO', 'type': 'ORG', 'mentions': 1}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 1}, {'data': 'Canadian', 'type': 'NORP', 'mentions': 2}, {'data': '95-minute', 'type': 'TIME', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Robert F. Kennedy Jr. and Jordan Peterson have spoken out, after a podcast episode—in which it was said that chemicals in water have led to young people becoming transgender—was pulled from YouTube.
+
+On June 5, Democratic presidential candidate Kennedy Jr. told media commentator Peterson that he thought the ""sexual dysphoria"" seen in children, particularly boys, was because they were ""swimming through a soup of toxic chemicals.""
+
+The nephew of John F. Kennedy spoke in response to a question from the Canadian psychologist and media personality, in which he likened a so-called ""climate apocalypse"" narrative of global warming to the use of fear in imposing coronavirus lockdown measures.
+
+Kennedy Jr., the son of assassinated former Attorney-General Robert F. Kennedy Sr., has long been known as a vaccine skeptic. He has previously spoken out about his opposition to COVID-19 vaccine mandates.
+
+The episode has since been pulled from YouTube. A spokesperson for Google, YouTube's parent company, told Newsweek that the 95-minute podcast was removed for violating the platform's terms of service regarding vaccine misinformation.
+
+""We removed a video from the Jordan Peterson channel for violating YouTube's general vaccine misinformation policy, which prohibits content that alleges that vaccines cause chronic side effects, outside of rare side effects that are recognized by health authorities,"" read the statement.
+
+YouTube's decision was criticized by Kennedy Jr. He shared Peterson's link to the full video on Twitter as he thanked the social-media platform's owner Elon Musk.
+
+""What do you think ... Should social media platforms censor presidential candidates?"" RFK Jr. wrote. ""My conversation with @JordanBPeterson was deleted by @YouTube. Luckily you can watch it here on @Twitter (thank you @elonmusk).""
+
+""Now @YouTube has taken upon itself to actively interfere with a presidential election campaign @RobertKennedyJr,"" Peterson responded to the post.
+
+Peterson brought the matter up again on Monday. He commented on an article link from The New York Times that said President Joe Biden ""needs to face the challengers in his own party. Those include Robert F. Kennedy Jr., an anti-vaccine activist who has emerged with unexpected strength in early polls.""
+
+Sharing the article in a quote tweet, Peterson wrote: ""'Unexpected strength' @RobertFKennedyr: you mean despite the censorship @nytimes?""
+
+During the discussion, Peterson said that vaccine mandates had ""pushed forward the use of fear,"" and had ""demoralized young people to a degree that's almost incomprehensible."" The Biden administration says that lockdown measures and vaccine mandates were necessary to protect public health.
+
+The Canadian psychologist added: ""I've seen the climate apocalypse [narrative] use fear to induce something approximating the same kind of level of tyranny as far as I'm concerned that characterized the vaccine lockdowns.""
+
+Asked about his thoughts on this, Kennedy Jr. said that he saw ""these huge levels of depression and despair, loneliness in kids, and I don't think that there's a single cause to it. I think blaming it on depression about [the] climate is probably oversimplistic.""
+
+However, Kennedy Jr. added: ""In fact, I think a lot of the problems we see in kids—and particularly boys—it's probably underappreciated how much of that is coming from chemical exposures, including a lot of the sexual dysphoria that we're seeing.""
+
+The presidential candidate said such children were ""being overwhelmed by a tsunami; they're swimming through a soup of toxic chemicals today and many of those are endocrine disruptors.""
+
+Endocrine disruptors are organic or synthetic chemicals that interfere with the body's production of hormones. The National Institute of Environmental Health Sciences lists atrazine, a common herbicide, as one.
+
+Kennedy Jr. said atrazine was ""throughout our water supply,"" before adding that if put in a tank with frogs, ""it will chemically castrate and forcibly feminize every frog in there and 10 percent of the frogs—the male frogs—will turn into fully viable females able to produce viable eggs.
+
+""If it's doing that to frogs, there's a lot of other avenues that it's doing it to human beings as well,"" Kennedy Jr. said.
+
+A 2010 study at the University of California, Berkeley, found that atrazine exposure was highly correlated with ""low sperm count, poor semen quality, and impaired fertility"" in humans. However, it added that the chemical was ""most potent in amphibians"" as frog skin ""absorbs atrazine at a much higher rate than the skin of mammals.""
+
+Its mention echoes that of conspiracy theorist Alex Jones, MSNBC anchor Mehdi Hasan wrote. In one widely seen video, Jones said that the government was putting chemicals in the water that were ""turning the freaking frogs gay.""
+
+A June 2022 study by the UCLA Williams Institute found that in the U.S., the number of transgender individuals has ""remained steady over time"" as a proportion of the wider population. The study added that a transgender individual was ""more likely"" to be aged between 13 and 17 than 65 or over.
+
+However, some academics have said using studies such as the one on atrazine's effects on frogs paints LGBTQ+ individuals as contrary to natural norms and ""as deviant, impure or contaminated.""
+
+In another recent podcast with Joe Rogan, Kennedy Jr. lamented the apparent injuries that he was anecdotally aware of that he said had been caused by the vaccine. Others have accused him of spreading disinformation about vaccines. Rogan has also faced boycott calls in reaction to Kennedy Jr.'s comments.
+
+While anti-vaccine campaigners have pointed to cases of vaccinated people developing sudden and inexplicable illnesses, health officials say that adverse effects of coronavirus vaccines have been found to be only rare occurrences.
+
+The World Health Organization says that vaccines are ""very safe"" and many of the adverse effects are minor. The most serious events occur in between one per thousand to one per million cases. The WHO adds that there are ""so few deaths can plausibly be attributed to vaccines that it is hard to assess the risk statistically.""
+
+Peterson has faced backlash for his views in the past. In July 2022, his Twitter account was suspended indefinitely after he refused to apologize for comments he made about trans actor Elliot Page. Peterson was later reinstated when Musk took over the social-media platform.
+
+Earlier this month, Peterson accused transgender influencer Dylan Mulvaney of ""parodying women"" in a way that ""makes blackface appear loving.""",b15f5e470c6b4e6a9749a9a4a1dc5cd5,"Jordan Peterson, RFK Jr. speak out after YouTube censorship",4,,,,
+7416,"Companies like Amazon and Salesforce use layoffs to cut their lowest performers — and recruiters know it - • Salesforce, Compass, and Amazon recently laid off thousands of what they called ""low performers.""
+• In the past, recruiters might have been skeptical of candidates who'd been laid off in this manner.
+• But in the pandemic era, recruiters have more sensitivity, compassion, and empathy.
+
+Losing a job is never a boost to one's self-esteem. But it stings even more if your employer was using layoffs to cut low performers.
+
+To wit, Salesforce announced this week that it's slashing 10% of its staff after managers were asked to rank employees and — not coincidentally — identify their bottom 10%. Compass, a real-estate brokerage, meanwhile, is preparing for its third round of cuts in eight months and targeting its ""lowest-performing"" employees.
+
+Late last year, Amazon pressured managers to identify low-performing workers and has since embarked on its largest-ever round of corporate layoffs, which are set to claim roughly 18,000 jobs.
+
+The publicity around cuts of so-called subpar staff begs the question: How are these ex-employees viewed now that they're unceremoniously back on the job market? Are they seen as problematic or lazy? Are they marked with a ""scarlet F"" for essentially being fired for low performance?
+
+Workers on the chopping block might heave a sigh of relief: Recruiters, by and large, say that while hiring managers in the past might have been skeptical of candidates who'd been laid off in this manner, they now have more sensitivity and understanding. Thank the pandemic for that.
+
+""If you'd asked me this question four years ago, I would say that most recruiters probably would look at the candidates in a negative light,"" Dan Roth, a veteran recruiter and consultant who works in Big Tech, said. ""But the pandemic, as awful as it's been, has created more empathy. Everyone knew someone who was affected, and so recruiters now take a more compassionate view.""
+
+What's more, a tight job market means that hiring managers can't afford to be so choosy. Job growth remains strong: The US added 223,000 jobs last month, more than forecast. Meanwhile, data shows there were about 10.5 million jobs available in November, outnumbering the 6 million unemployed Americans looking for work.
+
+Data suggests that hiring for tech workers remains robust despite a softening economy. Job postings for tech-focused roles were up 25% from January to October last year, compared with the same period in 2021, a report from Dice, a tech-careers site, found. And a study from the workforce-data provider Revelio Labs estimated nearly three-fourths of the tech workers laid off last year found new jobs within three months; more than half found a job that paid more than what they previously earned.
+
+But as we enter the new year, and recession fears mount, the continued strength of tech hiring is an open question. And the conventional wisdom that it's easier to get a new job when you already have one rings true for a reason.
+
+Still, recruiters say that candidates laid off by virtue of supposedly poor performance are not disqualified from consideration — far from it.
+
+""I don't care if you've been on maternity leave or you had a career break or you were laid off,"" Roth said. ""If we're judging people based on those things, we're not doing our jobs as recruiters.""
+
+A manager's selection of a low performer could be idiosyncratic. The person might be perfectly competent but disliked by their boss. Or maybe the employee is an overperformer and the manager senses a threat.
+
+Recruiters are also mindful of the broader economic landscape, Teegan Bartos, a career coach in the Chicago area, said.
+
+""Many of the people being impacted by these layoffs were having some of their best years, but the possible recession is forcing companies to do cuts,"" Bartos said in an email interview.
+
+Some recruiters say they take an empathetic approach based on personal experience. After all, many have been through mass firings and know that high-quality employees get laid off all the time.
+
+""I myself have been laid off, and I can tell you, I have a strong work ethic and it was not a performance issue,"" Heather Colvin, a corporate and agency recruiter for the tech industry, said.
+
+Instead, Colvin looks at what the candidate can do and has done.
+
+""A position is open because a problem exists,"" she said. ""When I am talking to a candidate, I want to know: Have you solved a problem like that in previous roles? What have you done, and how does that align with what's going on at this company? That's all I am listening for.""","{'positive': 0.012129264, 'negative': 0.9588425, 'neutral': 0.029028216}","
+
+Workers on the chopping block might heave a sigh of relief: Recruiters, by and large, say that while hiring managers in the past might have been skeptical of candidates who'd been laid off in this manner, they now have more sensitivity and understanding. 
+
+What's more, a tight job market means that hiring managers can't afford to be so choosy. Data suggests that hiring for tech workers remains robust despite a softening economy. And a study from the workforce-data provider Revelio Labs estimated nearly three-fourths of the tech workers laid off last year found new jobs within three months; more than half found a job that paid more than what they previously earned.","In the past, hiring managers might have looked at a candidate who'd been laid off in a negative light. But the pandemic created compassion.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7401085784412199, 'Hardware Infrastructure Energy & Water Management': 0.7129515133581991, 'Data Privacy & Advertising Standards': 0.7401001670357144, 'Employee Recruitment, Inclusion & Performance': 0.8071681022148343, 'Data Security': 0.7380457702359973}",0.8071681022148343,Promod,Minor focus,Minor focus,Neutral,"Employee Recruitment, Inclusion & Performance",Major focus,Minor focus,Neutral,2023-01-24T12:37:06+00:00,https://www.businessinsider.com/google-laid-off-mother-on-parental-leave-baby-father-too-2023-1,"[{'name': 'parental leave', 'weight': 0.0952448}, {'name': 'maternity leave', 'weight': 0.09406228}, {'name': 'Google employees', 'weight': 0.0873267}, {'name': 'Google', 'weight': 0.08694396}, {'name': 'Allie', 'weight': 0.08496002}, {'name': 'paternity leave', 'weight': 0.08465557}, {'name': 'time', 'weight': 0.07709703}, {'name': 'other companies', 'weight': 0.07610241}, {'name': 'other tech giants', 'weight': 0.068170644}, {'name': 'Friday', 'weight': 0.06728058}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'Insider', 'type': 'ORG', 'mentions': 4}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'White Cube Media', 'type': 'ORG', 'mentions': 2}, {'data': 'Allie', 'type': 'PERSON', 'mentions': 14}, {'data': 'Steve', 'type': 'PERSON', 'mentions': 8}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Hawaii', 'type': 'GPE', 'mentions': 1}, {'data': 'Mexico', 'type': 'GPE', 'mentions': 1}, {'data': 'Amsterdam', 'type': 'GPE', 'mentions': 1}, {'data': 'the Family and Medical Leave Act', 'type': 'LAW', 'mentions': 1}, {'data': 'late at night', 'type': 'TIME', 'mentions': 1}]","• A married couple with a four-month-old baby were both hit by Google's mass layoffs on Friday.
+• Allie was on maternity leave while her husband, Steve, was set to go on paternity leave in a few weeks.
+• They said they'd work full-time on their own business instead. ""This was the push that we needed.""
+
+A husband and wife with a four-month-old baby said they were both hit by Google's mass layoffs on Friday.
+
+Allie and Steve, who asked to go by their first names only but whose identities are known by Insider, had both relocated to California when Allie started working for the tech giant six years ago. Steve began working at the company around two years later.
+
+The couple, who were high school sweethearts, had their first child in fall 2022. Allie went on parental leave shortly before, and planned to be off for around eight months in total. Steve took two months of parental leave in late 2022, and was set to take a further two from March.
+
+Google laid off around 12,000 employees, or roughly 6% of its workforce, on Friday. Allie and Steve were among those affected, they told Insider. Both found out that they were being laid off at the same time.
+
+Google's layoffs come as other tech giants are dramatically cutting their workforce. Twitter, under new owner Elon Musk, laid off thousands of workers in late 2022. A class-action lawsuit filed against the company accused it of violating the Family and Medical Leave Act by terminating workers on or soon to take parental leave.
+
+Another Google employee told Insider she was laid off just days before going on maternity leave.
+
+Google employees have expressed their shock at the abrupt and impersonal nature of the layoffs, which happened over email. Some managers weren't even informed of the mass terminations before they happened.
+
+Allie was a marketing manager at Google while Steve had been a research operations manager. Allie said they ""didn't really see each other every day at work"" because they worked in different buildings but sometimes had lunch together and did Google's bike trails, Allie said.
+
+Allie said she ""absolutely"" enjoyed her ""six wonderful years"" working at the company, in particular praising her colleagues and the staff benefits. Steve said that Google had invested a lot of time and money into its staff. Perhaps ironically, the generous parental leave was one of the things that attracted both workers to Google.
+
+Allie said that there had been an ""overwhelming response"" after she announced the news of their layoffs, with people from both Google and other companies reaching out, in some cases offering jobs.
+
+The couple said that they planned to use their dual layoffs as an opportunity to develop their own business. They set up White Cube Media, which makes animated explainer videos for companies, back in 2014 and worked on it in their spare time.
+
+They didn't mind balancing it along their full-time jobs at Google, which gave them the safety and consistency they needed while they grew their business, Allie said. They would work on White Cube Media late at night and during the weekends, and even while on vacation in Hawaii, Mexico, and Amsterdam, she said.
+
+""We're very hard workers,"" Allie said. ""It doesn't even feel like work for us.""
+
+But now Allie and Steve can work on the business full-time, they told Insider. ""This was the push that we needed,"" Allie said.",2d53f3a4fc754854b9c3201eacc33ff6,"A married couple with a 4-month-old baby were both laid off by Google, while one of them was on parental leave",4,,,,
+47445,"AvalonBay Communities, Inc. (AVB) Stock Forecasts - AvalonBay Inc. is a real estate investment trust that develops, owns, and operates apartment communities. The company focuses on upper-tier apartments. The company was founded in 1978 and reincorporated in 1995, when it began to focus on apartment communities. It currently has 293 properties containing about 86,000 apartments, concentrated in high-wage regions. The company's portfolio is varied, with luxury high-rise urban buildings and smaller communities in suburban areas. The company has a concentration in New England, New York/New Jersey, and California, but has assets in 20 markets and 12 states. First-ring suburban assets have performed well and future expansion is focused on new suburban areas with added ground-floor retail space. AVB shares are a component of the S&P 500.
+
+Subscribe to Yahoo Finance Plus Essential for full access Exclusive reports, detailed company profiles, and best-in-class trade insights to take your portfolio to the next level","{'positive': 0.10469003, 'negative': 0.009500512, 'neutral': 0.8858095}","AvalonBay Inc. is a real estate investment trust that develops, owns, and operates apartment communities. It currently has 293 properties containing about 86,000 apartments, concentrated in high-wage regions. The company's portfolio is varied, with luxury high-rise urban buildings and smaller communities in suburban areas. It has assets in 20 markets and 12 states and is a component of the S&P 500.","Find the latest AvalonBay Communities, Inc. (AVB) stock forecast based on top analyst's estimates, plus more investing and trading data from Yahoo Finance",AVB,Infrastructure,Real Estate,AvalonBay Communities Inc,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties‚Äô financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building‚Äôs water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7291916187108373, 'Management of Tenant Sustainability Impacts': 0.7527273343761139, 'Energy Management': 0.7609414601184487, 'Water Management': 0.7501209194779949}",0.7609414601184487,Promod,No focus,No focus,Neutral,,No focus,,,2023-03-28T13:00:00+00:00,https://finance.yahoo.com/news/even-retail-trader-participation-grows-130000561.html,"[{'name': 'retail investors', 'weight': 0.103127904}, {'name': 'other investors', 'weight': 0.10235194}, {'name': 'retail investor participation', 'weight': 0.096611075}, {'name': 'investors', 'weight': 0.095833845}, {'name': 'generation investors', 'weight': 0.09234824}, {'name': 'like minded investors', 'weight': 0.08971321}, {'name': 'Stock trading apps', 'weight': 0.08902976}, {'name': 'stock trading apps', 'weight': 0.08902976}, {'name': 'Stock Market Chat', 'weight': 0.077773206}, {'name': 'stocks', 'weight': 0.073743075}]",[{'name': 'Tech'}],"[{'data': 'SVB', 'type': 'ORG', 'mentions': 8}, {'data': 'Equichat', 'type': 'ORG', 'mentions': 6}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'JPMorgan Chase & Co.', 'type': 'ORG', 'mentions': 1}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 4}, {'data': 'Citigroup Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 1}, {'data': 'Signature Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve’s', 'type': 'ORG', 'mentions': 3}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'the World Economic Forum', 'type': 'ORG', 'mentions': 1}, {'data': 'WEF', 'type': 'ORG', 'mentions': 1}, {'data': 'the Google Play Store', 'type': 'ORG', 'mentions': 2}, {'data': 'Benzinga', 'type': 'ORG', 'mentions': 1}, {'data': 'ETrade', 'type': 'ORG', 'mentions': 1}, {'data': 'TDAmeritrade', 'type': 'ORG', 'mentions': 1}, {'data': 'Robinhood', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'Equichat', 'type': 'PRODUCT', 'mentions': 2}]","The recent collapse of Silicon Valley Bank (SVB) has sent shock waves through the financial community. The bank, which had been a major player in the venture capital world for over 40 years, was closed by regulators on March 10 after a run on deposits by panicked customers.
+
+The bank reported that it needed to raise $2.25 billion, sparking panic among the bank’s investors and customers. When SVB subsequently halted trading on its plummeting stock, there was a mad rush among depositors to withdraw their money.
+
+The collapse of the bank, the second-largest bank failure in U.S. history and the largest since the 2008 financial crisis, has seen a swarm of customers shifting their accounts to large banks such as JPMorgan Chase & Co. (NYSE: JPM), Citigroup Inc. (NYSE: C) and Bank of America (NYSE: BAC).
+
+But as the dust settles on this once-mighty institution, many are left wondering what went wrong, especially as Credit Suisse (NYSE: CS) and Signature Bank (NASDAQ: SBNY) have also collapsed. While many had blamed the Federal Reserve’s aggressive interest rate hike campaign, others held the view that the SVB failed to manage risk properly.
+
+The stock’s rise and fall could hold significant lessons for retail investors that all too many have learned the hard way. It’s easy to understand why the stock was attractive to many. Just a few months before the collapse, global brokerages had overweight and buy ratings on the stock. In February 2023, Forbes magazine had ranked Silicon Valley Bank among America’s best banks. However, SVB’s CFO, CMO and even CEO had all reported the sale of their shares over the past month, and the CEO sold 10% of his holdings in the bank just 10 days before the collapse — possible warning signals that could be investigated and information that investors should keep an eye out for.
+
+As such, the collapse of the bank highlighted the need for better and more reliable information sources for retail traders given that one barrier they face is a lack of trust. Traders need to be able to share information and discuss such potential red flags for awareness in real-time.
+
+The collapse of SVB also had a ripple effect on the other U.S. regional banks, with some falling more than 40% in a single day. Timely information thus remains crucial for investors to truly protect their portfolios, especially given that by the time some investors found out about the crash in SVB’s price it had already fallen 60%.
+
+SVB’s case may serve as a warning to retail investors and other financial organizations that the world changes and changes fast. To remain up to speed and competitive in the years ahead, many are looking to stay active and embrace new technologies like Equichat to be in the know of how stocks or investments are performing and be able to identify risks quickly.
+
+The number of retail investors continues to grow with a new crop of generation investors also popping up. Reports indicate that over 130 million people used stock trading apps in 2021 alone — a 49% increase from 2020 figures. Stock trading apps generated $22.8 billion in revenue in 2021.
+
+Retail trading hit an all-time high earlier this year, with retail investors making up an unprecedented 23% of total trading volume between January 25 and February 1. The generally agreed-upon vision is that retail investor participation in the markets will continue to grow, and the World Economic Forum (WEF) is calling for more technology and digital platforms to support the secondary market — where investors buy and sell securities from other investors.
+
+In today’s world with its growing retail investor landscape, staying connected in the investing world is often crucial for both retail and institutional investors. By building relationships with a range of players and getting access to the right information, investors can gain insights, build trust, and be better able to navigate market conditions. This could be particularly important for retail investors, who lack the resources and expertise of larger institutional players. However, a lack of trust, education and information present barriers for retail investors.
+
+Amid this landscape, Equichat says it has set out to remove barriers for retail investors and help empower them through its social investing platform that gives an avenue for investors to have serious conversations.
+
+Bridging The Gap Between Stock Market Chat and Trading
+
+Equichat, a new fintech app, is empowering investors by providing a single platform to discover, discuss, and trade stocks in real-time.
+
+This new mobile app, available for download in both the Google Play Store and iOS App Store, provides users with a full suite of social investing tools to share trade ideas, follow other investors, and track their favorite stocks.
+
+Users can securely connect their existing online broker and place verified trades right from the app for other investors to see. Additionally, users have the ability to create custom watchlists, build their own profiles, and follow like-minded investors and co-shareholders.
+
+Equichat’s powerful notification system delivers streaming news as it crosses the wires and alerts users of new trades and important headlines for the stocks they follow.
+
+With the ability to chat across more than 10,000 dedicated stock channels, in-app trading capabilities, and a slew of social investing features, Equichat looks to bridge the gap between real-time chat and trading for investors.
+
+Equichat is completely free for investors and can be downloaded from the App Store and the Play Store.
+
+This article was originally published on Benzinga here.
+
+Equichat is a stock messaging app built for the 21st century that allows investors to discover, discuss and trade stocks. Explore over 10,000 dedicated stock channels across all major U.S. stock exchanges. Enjoy real-time discussion, in-app trading, streaming stock quotes and instant news like never before.
+
+- Real-Time Discussion: Chat with like minded investors across 10,000+ dedicated stock channels
+
+- Broker Connect: Link up your online broker and trade stocks right from the app; current integrations include ETrade, TDAmeritrade, Robinhood, and Webull- Streaming Newswire: Market moving press releases delivered in real-time as they cross the wires
+
+- Follow Feed: Create a custom Follow Feed to track the activity of other investors and traders
+
+- Custom Watchlist: Build your custom stock Watchlist and share it with other investors- Direct Messaging: Meet fellow shareholders, discuss new ideas and expand your investor network
+
+This post contains sponsored advertising content. This content is for informational purposes only and not intended to be investing advice.",da6fc0ba87bc49418cf099c86b895c39,"Even As Retail Trader Participation Grows, The Collapse Of SVB May Highlight The Importance Of Reliable, Real Time Information — Enter Social Investing App Equichat",4,,,,
+70391,"Hasbro to sell film, TV assets as it warns of hit to revenue from Hollywood strike - Hasbro lowered its annual revenue forecast as it expects a hit from the ongoing strike by Hollywood writers and actors, and said it would divest its Canadian film and TV business to focus on selling toys and games.
+
+Shares in the company, which beat second-quarter revenue estimates, rose 2% in midday trading.
+
+Hasbro said it would sell its eOne film and TV studio to Lionsgate Entertainment by year-end for about $500 million, adding that its revenue forecast includes the performance of the business being sold.
+
+The eOne business made up about 85% of the company’s entertainment segment revenue last year, Hasbro CFO Gina Goetter said on a post-earnings call.
+
+The unit’s sale is aimed at creating an “asset light model for future live action entertainment, relying on licensing and partnerships with select co-productions,” CEO Christian Cocks said.
+
+Warner Bros Discovery joined Hasbro in flagging uncertainty due to the industry strike that has left scores of shows and movies in limbo.
+
+“With the sale of its eOne Film & TV business to Lionsgate, Hasbro is dodging a bullet in terms of the content pipeline,” said James Zahn, editor of trade magazine The Toy Book.
+
+The toymaker said margins at its entertainment segment are expected to slide due to the strike as well as a $25 million charge it took from the lackluster performance of “Dungeons & Dragons: Honor Among Thieves” at the box office.
+
+The company’s revenue for fiscal 2023 is expected to decline 3% to 6%, compared with its previous outlook of a low-single-digit fall, as the entertainment segment’s top line is forecast to shrink between 25% and 30%.
+
+Hasbro also lowered its growth target for adjusted operating margin to between 20 basis points and 50 bps, from 50 bps to 70 bps rise forecast earlier.
+
+The Monopoly maker’s net revenue of $1.21 billion beat analysts’ average estimate of $1.12 billion, according to Refinitiv IBES data.","{'positive': 0.012234738, 'negative': 0.97097695, 'neutral': 0.016788354}","Hasbro has lowered its annual revenue forecast as it expects a hit from the ongoing strike by Hollywood writers and actors, and said it would sell its Canadian film and TV business to Lionsgate Entertainment by year-end for about $500 million. The sale is aimed at creating an “asset light model for future live action entertainment, relying on licensing and partnerships with select co-productions. Warner Bros Discovery joined Hasbro in flagging uncertainty due to the industry strike that has left scores of shows and movies in limbo. The company’s revenue for fiscal 2023 is expected to decline 3% to 6%, compared with its previous outlook of a low-single-digit fall. The Monopoly maker’'s net revenue of $1.21 billion beat analysts’ average estimate of$1.12 billion.",Hasbro said it would sell its eOne film and TV studio to Lionsgate Entertainment by year-end for about $500 million,HAS,Consumer Goods,Toys & Sporting Goods,Hasbro Inc,"{'Chemical & Safety Hazards of Products': 'Consumers and regulators expect the Toys & Sporting Goods industry to ensure that its products are safe and do not cause harm. The presence of certain chemicals in products—which can be introduced by design or as a result of poor oversight over supply chains—can have chronic impacts on child development and health. Faulty or poorly designed products can also create choking, fire, or other hazards, which can result in injury or death. The Toys & Sporting Goods industry is subject to regulation over the safety of its products. The toys segment in particular is highly regulated to protect children, and evolving science on the safety of certain chemicals will likely lead to additional restrictions. Failure to create products that are safe for consumers may provoke new regulatory oversight and affect an entity’s social license to operate. Furthermore, improper product safety testing or evaluation can lead to costly recalls, litigation, or reputational damage that can affect sales. Toys and sporting goods entities that work at both the design and manufacturing phases tomanage the use of certain chemicals while eliminating others can better mitigate risks associated with chemical safety.', 'Labour Conditions in the Supply Chain': 'The treatment of workers and labour conditions in the industry’s manufacturing supply chain are of growing concern for consumers, regulators, and entities. Labour issues include worker health and safety standards, compensation, amount of working hours, and risks related to discrimination and forced labour. The industry is exposed to these issues because of itsreliance on third-party manufacturing in emerging markets, where labour standards, labour protection, and regulation enforcement can be weak, and violations are common. Entities also contract with numerous suppliers, adding complexity and challenges with respect to transparency. A failure to manage labour conditions can result in supply disruptions, reputational damage, and increased regulation and enforcement in response to high-profile safety or labour incidents, strikes and work stoppages, and shifts in consumer demand. Toys and sporting goods entities are increasingly engaging with suppliers through audits, partnerships, and increased oversight, allowing them to preempt and react more quickly to labour issues. Entities that effectively manage this issue can protect brand value and reduce their cost of capital.'}","{'Chemical & Safety Hazards of Products': 0.7358428671542215, 'Labour Conditions in the Supply Chain': 0.7444822186236822}",0.7444822186236822,Promod,Minor focus,Major focus,Neutral,,Minor focus,Major focus,Negative,2022-09-27T14:53:00+00:00,https://www.mlive.com/news/ann-arbor/2022/09/driver-critically-injured-after-failing-to-yield-to-oncoming-semitruck.html,"[{'name': 'Pittsfield Township man', 'weight': 0.10811043}, {'name': 'Pittsfield Township', 'weight': 0.10386756}, {'name': 'Old State Road', 'weight': 0.10185173}, {'name': 'East Michigan Avenue', 'weight': 0.10054066}, {'name': 'Public Safety', 'weight': 0.09484733}, {'name': 'police', 'weight': 0.091660894}, {'name': 'oncoming semitruck', 'weight': 0.08941404}, {'name': 'Ann Arbor', 'weight': 0.08285047}, {'name': 'Jackson', 'weight': 0.08200456}, {'name': 'emergency medical treatment', 'weight': 0.07640302}]",[{'name': 'Auto'}],"[{'data': 'WASHTENAW COUNTY', 'type': 'GPE', 'mentions': 1}, {'data': 'MI', 'type': 'GPE', 'mentions': 1}, {'data': 'Pittsfield Township', 'type': 'GPE', 'mentions': 2}, {'data': 'Ohio', 'type': 'GPE', 'mentions': 1}, {'data': 'Ann Arbor', 'type': 'GPE', 'mentions': 1}, {'data': 'Jackson', 'type': 'GPE', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}, {'data': '6:05 p.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'East Michigan Avenue', 'type': 'FAC', 'mentions': 2}, {'data': 'Old State Road', 'type': 'FAC', 'mentions': 2}, {'data': 'the Pittsfield Township Department of Public Safety', 'type': 'ORG', 'mentions': 2}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'UM', 'type': 'ORG', 'mentions': 1}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'Fusion', 'type': 'PRODUCT', 'mentions': 1}]","WASHTENAW COUNTY, MI РA Pittsfield Township man was critically injured in a crash Monday afternoon when he failed to yield to an oncoming semitruck while making a left turn, police said.
+
+Emergency crews were called at 6:05 p.m. Monday, Sept. 26, to the intersection of East Michigan Avenue and Old State Road in Pittsfield Township for a report of a two-vehicle crash involving a passenger car and a semitruck, according to the Pittsfield Township Department of Public Safety.
+
+The preliminary investigation showed the 21-year-old man was driving a 2011 Ford Fusion south on Old State Road when he attempted to turn left on to East Michigan Avenue, police said.
+
+The man failed to yield to oncoming traffic and was struck by a semitruck going west, police said.
+
+The man suffered critical injuries in the crash and was taken to an area hospital for emergency medical treatment. He is currently listed in stable condition, police said.
+
+The driver of the semitruck was not injured in the crash, police said.
+
+Police interviewed several witnesses at the scene and investigated the crash site to collect evidence. The crash remains under investigation.
+
+Anyone who witnessed the crash is asked to call the Pittsfield Township Department of Public Safety at 734-822-4911.
+
+Former UM doctor who overdosed at hospital charged with medical fraud in Ohio
+
+Meet the candidates for a new state Senate seat stretching from Ann Arbor to Jackson",243dfc798f1c4217ad66ae041fc06223,Driver critically injured after failing to yield to oncoming semitruck,4,,,,
+37330,"Top Ten Best-Selling Beers Have LGBT Partnerships - Here's the One That Was Boycotted for Endorsing Trump - In an apparent attempt to pour ice on the ongoing boycott of Anheuser-Busch by conservatives who do not support the mutilation of children, Newsweek reported the 10 best-selling beers or their parent companies have each rolled out LGBT campaigns in the past.
+
+The report, filed last week by reporter James Bickerton, accurately noted the fact that major beer corporations have sought to sell beer to people in that community for years.
+
+That might come as no surprise to people who have visited a gas station or grocery store during the month of June.
+
+To others, it might expand the ongoing boycott of Bud to other brands.
+
+Newsweek noted the 10 best-selling beers in America last year were Bud Light, Coors Light, Budweiser, Miller Lite, Corona Extra, Michelob Ultra, Modelo Especial, Natural Light, Busch Light and Busch.
+
+Bickerton noted each of these beers is owned by only three companies. Coors Light and Miller Lite are owned by Molson Coors, Corona and Modelo are owned by Constellation Brands while the rest are all owned by Anheuser-Busch.
+
+“While conservative campaigners are focusing on Bud Light, Newsweek found that five of the top 10 best-selling beers in the United States have LGBTQ+ partnerships, with the figure increasing to all 10 if parent companies are included,” Bickerton reported.
+
+He went on to list a number of promotions the above companies have each held or sponsored for LGBT events.
+
+What the Newsweek reporter did not mention was the fact America’s largest wholly-American-owned brewery, Yuengling beer, was actually boycotted in 2016 after its CEO endorsed then-candidate Donald Trump’s run for president.
+
+NBC News reported the brewery, which is located in Pennsylvania, was boycotted by gay bars in Philadelphia after CEO Richard Yuengling Jr. announced his support for Trump during a conversation with Eric Trump.
+
+“Our guys are behind your father,” Yuengling said during a meeting with Trump’s son. “We need him in [the White House].”
+
+A local lawmaker who was seemingly under the impression Trump would turn the U.S. into Saudi Arabia threw a fit and a boycott was on in Philly’s gay community.
+
+This information might appear irrelevant, but it takes on more meaning when you come across tweets like this one from Transportation Secretary Pete Buttigieg’s partner:
+
+The lack of self-awareness among a segment of the population that is constantly launching boycotts is astounding.
+
+Conservatives are not choosing to spend their beer money on brands not owned by Anheuser-Busch because the company supports “civil rights.”
+
+There was no boycott of Bud Light when the company publicly accepted the relationship of Mayor Pete and Chasten — and others like it.
+
+The ongoing boycott of Anheuser-Busch is about the company crossing a line in the sand and nothing more than that.
+
+The fact that each of the top 10 best-selling beers is owned by companies that have rolled out ads to attract or virtue signal to LGBT consumers is the least surprising piece of information in this entire saga.
+
+American companies roll out colorful banners every June to ring in “pride” month — except in the Middle East, where they’re all suddenly quiet about it.
+
+In this case, Bud Light did not simply print a rainbow on a few thousand cans of beer to virtue signal to gays and lesbians.
+
+Conservatives, unlike leftists who are consumed with sexuality and gender, did not boycott the brand because of political differences — as was the case with Yuengling in Philadelphia.
+
+Bud Light validated the delusions of transgender social media influencer Dylan Mulvaney at a time when the broader left is targeting children in its crusade to normalize mastectomies and castrations.
+
+In doing so, Anheuser-Bsuch showed everyone which side of that fight the company stands on in regard to protecting innocent young people who are being encouraged to irreversibly damage their bodies and minds.
+
+That’s not the same as pandering to the LGBT community by hawking a few thousand cans of gay beer every year.
+
+Newsweek’s pointing out that corporate America is collectively “woke” is not going to end the boycott of Bud Light.
+
+Attempts by the establishment media to remind conservatives their country’s companies embrace rainbows every year underestimate just how seriously we take protecting children from monsters.","{'positive': 0.04605082, 'negative': 0.52548194, 'neutral': 0.42846724}","A new report from Newsweek has revealed that the top 10 best-selling beers in America have LGBT Partnerships, including Bud Light, Coors Light, Miller Lite, Budweiser, Bud weiser, Corona Extra, Michelob Ultra, Natural Light, Busch Light and Busch. The report also noted that five of the top ten best-sellers in the United States have LGBTQ+ partnerships, with the figure increasing to all 10 if parent companies are included. It also noted the fact that America’s largest wholly-American-owned brewery, Anheuser-Busch, was boycotted in 2016 after its CEO endorsed then-candidate Donald Trump’’�s run for president. Conservatives are not choosing to spend their beer money on brands not owned by Anheusers-Busching brands notowned by An heuser-Bud Light because the company supports “civil rights” and others like it. The boycott of Anhe user-Busches is about the company crossing a line in the sand and nothing more than that. American companies roll out colorful banners every June to ring in “pride” month, except in the Middle East, where they are all suddenly quiet about it.",The lack of self-awareness among a segment of the population that is constantly launching boycotts is astounding.,STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity’s direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities’ heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol’s detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity’s long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities’ ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may improve supply chain resiliency and enhance an entity’s reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7314532475186093, 'Packaging Lifecycle Management': 0.7575226486006739, 'Energy Management': 0.7463749637657063, 'Responsible Drinking & Marketing': 0.7688211366602461, 'Ingredient Sourcing': 0.7506229727722474, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.750447686821002}",0.7688211366602461,Promod,Minor focus,Minor focus,Neutral,,Minor focus,Minor focus,Neutral,2022-11-23T17:40:22+00:00,https://www.axios.com/2022/11/23/black-friday-2022-deals-store-hours,"[{'name': 'Store hours', 'weight': 0.118406996}, {'name': 'more stores', 'weight': 0.11366686}, {'name': 'grocery stores', 'weight': 0.0961037}, {'name': 'department stores', 'weight': 0.0959858}, {'name': 'store', 'weight': 0.094921626}, {'name': 'more consumers', 'weight': 0.08973783}, {'name': 'reduced hours', 'weight': 0.08717311}, {'name': 'Best Buy', 'weight': 0.08569513}, {'name': 'last year', 'weight': 0.08451061}, {'name': 'Hours', 'weight': 0.08223521}]",[],"[{'data': 'Hours', 'type': 'TIME', 'mentions': 2}, {'data': '5am', 'type': 'TIME', 'mentions': 3}, {'data': 'the earliest opening hour', 'type': 'TIME', 'mentions': 1}, {'data': '6', 'type': 'TIME', 'mentions': 1}, {'data': '6am to 10pm', 'type': 'TIME', 'mentions': 3}, {'data': 'earlier than a normal Friday', 'type': 'TIME', 'mentions': 1}, {'data': '8am to 9 pm', 'type': 'TIME', 'mentions': 1}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 3}, {'data': 'Target', 'type': 'ORG', 'mentions': 3}, {'data': 'Best Buy', 'type': 'ORG', 'mentions': 4}, {'data': 'Old Navy', 'type': 'ORG', 'mentions': 2}, {'data': 'Deloitte', 'type': 'ORG', 'mentions': 2}, {'data': 'The National Retail Federation', 'type': 'ORG', 'mentions': 1}, {'data': 'Samba TV', 'type': 'ORG', 'mentions': 1}, {'data': 'HarrisX', 'type': 'ORG', 'mentions': 1}, {'data': ""Kohl's"", 'type': 'ORG', 'mentions': 2}, {'data': 'JCPenney', 'type': 'ORG', 'mentions': 1}, {'data': 'Bath & Body Works', 'type': 'ORG', 'mentions': 1}, {'data': 'Bed Bath & Beyond', 'type': 'ORG', 'mentions': 1}, {'data': 'Axios', 'type': 'ORG', 'mentions': 1}, {'data': 'buybuy Baby', 'type': 'ORG', 'mentions': 1}, {'data': 'Vary', 'type': 'ORG', 'mentions': 1}, {'data': 'Five Below', 'type': 'ORG', 'mentions': 1}, {'data': 'Starbucks', 'type': 'ORG', 'mentions': 1}]","Black Friday is once again expected to be one of the busiest shopping days of the year, according to holiday season predictions and consumer surveys.
+
+Why it matters: With the lure of saving money, more consumers are expected to shop Black Friday and Cyber Monday sales than last year to push back against inflationary pressure, a new survey from Deloitte found.
+• Eight in 10 consumers plan to shop during the five-day holiday period (Thanksgiving through Monday), up from 71% last year, per Deloitte.
+• Retailers have extended the holiday shopping season with weeks of early sales to help consumers spread out their spending.
+
+Context: The National Retail Federation estimates 166.3 million people are planning to shop between Thanksgiving and Cyber Monday.
+• That's almost 8 million more people than last year and the highest estimate since the federation started tracking this data in 2017.
+
+Meanwhile, more consumers are expected to return to in-store shopping this year, a Samba TV and HarrisX report found.
+
+By the numbers: While hours vary by retailer and sometimes by location, 5am is the earliest opening hour with Best Buy, Kohl's and JCPenney opening.
+
+Store hours can vary but here are when the nation's largest retailers will open Friday. In some cases, hours vary greatly so check with your closest stores.
+• Bath & Body Works: Hours vary but many open at 6am
+• Bed Bath & Beyond: Varies with many open 6am to 10pm. Note, Axios found many of the retailer's closing stores have reduced hours.
+• buybuy Baby: Vary, but most open earlier than a normal Friday
+• Costco Wholesale Club: Varies, but most 9am to 8:30pm
+• DSW: Varies, but most open 8am to 9 pm
+• Five Below: 8am to 10pm
+• Old Navy: Hours vary with some locations opening at 5am
+
+Expect more stores and grocery stores to be closed on Thanksgiving than are open.
+• Walmart, Target, Best Buy and department stores are among the stores closed. Check out the full list of open and closed stores.
+• Many restaurants will also be closed Thursday. But some Starbucks and McDonald's will be open. Here's the list of restaurants open.
+• Thanksgiving 2022: What stores are open and those staying closed
+• Americans are flocking to restaurants this Thanksgiving
+• Walmart kicks off Black Friday deals joining Best Buy, Target and more",19fa3ac2a228432c990b3a819470ac29,"Black Friday deals 2022: Hours for Walmart, Target, Best Buy, Old Navy and more",4,,,,
+21523,"Marathon Petroleum Corporation (MPC) Is a Trending Stock: Facts to Know Before Betting on It - Marathon Petroleum (MPC) has been one of the most searched-for stocks on Zacks.com lately. So, you might want to look at some of the facts that could shape the stock's performance in the near term.
+
+Over the past month, shares of this refiner have returned +3.5%, compared to the Zacks S&P 500 composite's -5.6% change. During this period, the Zacks Oil and Gas - Refining and Marketing industry, which Marathon Petroleum falls in, has gained 0.3%. The key question now is: What could be the stock's future direction?
+
+Although media reports or rumors about a significant change in a company's business prospects usually cause its stock to trend and lead to an immediate price change, there are always certain fundamental factors that ultimately drive the buy-and-hold decision.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+We essentially look at how sell-side analysts covering the stock are revising their earnings estimates to reflect the impact of the latest business trends. And if earnings estimates go up for a company, the fair value for its stock goes up. A higher fair value than the current market price drives investors' interest in buying the stock, leading to its price moving higher. This is why empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements.
+
+Marathon Petroleum is expected to post earnings of $5.79 per share for the current quarter, representing a year-over-year change of +345.4%. Over the last 30 days, the Zacks Consensus Estimate has changed -27.7%.
+
+The consensus earnings estimate of $25.15 for the current fiscal year indicates a year-over-year change of +926.5%. This estimate has changed -13.3% over the last 30 days.
+
+For the next fiscal year, the consensus earnings estimate of $14.68 indicates a change of -41.6% from what Marathon Petroleum is expected to report a year ago. Over the past month, the estimate has changed -13.3%.
+
+With an impressive externally audited track record, our proprietary stock rating tool -- the Zacks Rank -- is a more conclusive indicator of a stock's near-term price performance, as it effectively harnesses the power of earnings estimate revisions. The size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, has resulted in a Zacks Rank #3 (Hold) for Marathon Petroleum.
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+Even though a company's earnings growth is arguably the best indicator of its financial health, nothing much happens if it cannot raise its revenues. It's almost impossible for a company to grow its earnings without growing its revenue for long periods. Therefore, knowing a company's potential revenue growth is crucial.
+
+In the case of Marathon Petroleum, the consensus sales estimate of $32.19 billion for the current quarter points to a year-over-year change of -9.6%. The $171.5 billion and $123.31 billion estimates for the current and next fiscal years indicate changes of +41.8% and -28.1%, respectively.
+
+Marathon Petroleum reported revenues of $47.24 billion in the last reported quarter, representing a year-over-year change of +44.8%. EPS of $7.81 for the same period compares with $0.73 a year ago.
+
+Compared to the Zacks Consensus Estimate of $35.67 billion, the reported revenues represent a surprise of +32.43%. The EPS surprise was +14.85%.
+
+The company beat consensus EPS estimates in each of the trailing four quarters. The company topped consensus revenue estimates each time over this period.
+
+No investment decision can be efficient without considering a stock's valuation. Whether a stock's current price rightly reflects the intrinsic value of the underlying business and the company's growth prospects is an essential determinant of its future price performance.
+
+While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S) and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
+
+As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Marathon Petroleum is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Marathon Petroleum. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.2936566, 'negative': 0.20308124, 'neutral': 0.50326216}","And if earnings estimates go up for a company, the fair value for its stock goes up. This is why empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. Marathon Petroleum is expected to post earnings of $5.79 per share for the current quarter, representing a year-over-year change of +345.4%. 
+
+While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S) and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.","Zacks users have recently been watching Marathon Petroleum (MPC) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.",MPC,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Marathon Petroleum Corp.,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations and ultimately impact an entity’s social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue—through technological and process improvements—can allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities’ long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.7839138867226711, 'Greenhouse Gas Emissions': 0.7487811726514287, 'Water Management': 0.7318479390608955, 'Management of the Legal & Regulatory Environment': 0.7759802406195897, 'Air Quality': 0.7404174898339819, 'Workforce Health & Safety': 0.7581750406166993, 'Hazardous Materials Management': 0.7468223482353431, 'Product Specifications & Clean Fuel Blends': 0.7670933713892019, 'Critical Incident Risk Management': 0.740461268645173}",0.7839138867226711,Promod,No focus,No focus,Neutral,,No focus,,,2022-10-05T01:24:04+00:00,https://www.nytimes.com/2022/10/04/business/amazon-warehouse-suspended-workers.html,"[{'name': 'fire safety', 'weight': 0.16023573}, {'name': 'Warehouse Fire', 'weight': 0.15382545}, {'name': 'fire', 'weight': 0.14386603}, {'name': 'working conditions', 'weight': 0.14335933}, {'name': 'work spaces', 'weight': 0.10512641}, {'name': 'hours', 'weight': 0.08461088}, {'name': 'employees', 'weight': 0.06919427}, {'name': 'the fire', 'weight': 0.066448875}, {'name': 'Staten Island', 'weight': 0.065147944}, {'name': 'the previous evening', 'weight': 0.06264183}]",[{'name': 'Business'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Staten Island', 'type': 'GPE', 'mentions': 1}, {'data': 'the previous evening', 'type': 'TIME', 'mentions': 1}, {'data': 'hours', 'type': 'TIME', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}]","Amazon on Tuesday suspended more than two dozen employees at a large warehouse on Staten Island who had refused to work their shift the previous evening, hours after a cardboard compactor at the site had caught fire.
+
+The paid suspensions will last while an investigation takes place, according to a company email to the employees that was shared by the Amazon Labor Union, which won a vote to represent workers at the warehouse in April.
+
+Dozens of employees had gathered in a break room Monday night, raising concerns about fire safety and refusing to work. Some worried that the air at the warehouse might not be safe to breathe because of smoke or fumes from the fire.
+
+The company confirmed the suspensions, saying that it respected employees’ rights to protest working conditions but that occupying work spaces was inappropriate.",ae963cd1660443d59ead33ad5554a482,Amazon Suspends Workers After Protest Over Warehouse Fire,4,,,,
+14538,"Republican attorneys general warn companies against ‘race-based quotas’ - SAN FRANCISCO — Weeks after the Supreme Court restricted the consideration of race in college admissions, a group of Republican attorneys general warned the nation’s biggest companies that diversity quotas in hiring are “immoral” and said they would “vigorously” seek legal action against employers with such practices. Tech is not your friend. We are. Sign up for The Tech Friend newsletter. The letter — sent Thursday to Fortune 100 companies including Apple, Microsoft and Amazon — said the Supreme Court’s ruling against race-conscious admissions in higher education “should place every employer and contractor on notice.” While last month’s ruling applied only to colleges and universities, many in the tech sector worried that it would invite more legal challenges to the diversity, equity and inclusion efforts that have become common among Silicon Valley companies.
+
+“If your company previously resorted to racial preferences or naked quotas to offset its bigotry, that discriminatory path is now definitively closed,” according to the letter obtained by The Washington Post. The signatories were 13 Republican attorneys general, led by the chief legal officers in Kansas and Tennessee.
+
+Even though the ruling itself does not affect a company’s ability to take race into account when considering candidates, nearly 70 companies signed an amicus brief last year urging the high court to keep affirmative action in place. They warned that less diverse student bodies could lead to less diverse pools of talent.
+
+Immediately after the Supreme Court’s decision, several of the companies doubled down on their commitment to their hiring practices.
+
+Still, the attorneys general on Thursday urged the companies to immediately cease “any unlawful race-based quotas or preferences your company has adopted for its employment and contracting practices.”
+
+“If you choose not to do so, know that you will be held accountable — sooner rather than later — for your decision to continue treating people differently because of the color of their skin,” the letter continued.","{'positive': 0.021572325, 'negative': 0.73274803, 'neutral': 0.24567965}","A group of Republican attorneys general have warned companies against ‘race-based quotas’ in hiring, following the Supreme Court's ruling against race-conscious admissions in college admissions. The letter sent to Fortune 100 companies including Apple, Microsoft and Amazon said the ruling should place every employer and contractor on notice. Nearly 70 companies signed an amicus brief last year urging the high court to keep affirmative action in place, and several of the companies doubled down on their commitment to their hiring practices after the ruling. The attorneys general on Thursday urged the companies to immediately cease “any unlawful race-based quota or preferences your company has adopted for its employment and contracting practices.","Citing the Supreme Court ruling against affirmative action, the chief legal officers said they would seek legal action against employers with such practices.",AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product’s use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operations are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7400270914595044, 'Employee Diversity & Inclusion': 0.7933677826342588, 'Product Security': 0.7205375633115414, 'Materials Sourcing': 0.7472234930483158, 'Product Lifecycle Management': 0.7313616513053048}",0.7933677826342588,Promod,Minor focus,Minor focus,Negative,Employee Diversity & Inclusion,Major focus,Minor focus,Negative,2023-02-04T23:33:44+00:00,https://www.newsmax.com/newsmax-tv/ken-buck-newsmax-directv/2023/02/04/id/1107314/,"[{'name': 'such information', 'weight': 0.08247855}, {'name': 'DirecTV Discrimination', 'weight': 0.078741685}, {'name': 'big tech companies', 'weight': 0.07779427}, {'name': 'information', 'weight': 0.077378705}, {'name': 'viewpoint discrimination', 'weight': 0.07688014}, {'name': 'Big Tech', 'weight': 0.07679307}, {'name': 'Other big tech companies', 'weight': 0.075204834}, {'name': 'Newsmax Magazine', 'weight': 0.07081026}, {'name': 'Newsmax', 'weight': 0.069717266}, {'name': 'conservative voices', 'weight': 0.06921013}]",[{'name': 'Politics'}],"[{'data': 'Buck', 'type': 'PERSON', 'mentions': 9}, {'data': 'David Cicilline', 'type': 'PERSON', 'mentions': 1}, {'data': 'DirecTV', 'type': 'ORG', 'mentions': 5}, {'data': 'House', 'type': 'ORG', 'mentions': 1}, {'data': 'AT&T', 'type': 'ORG', 'mentions': 2}, {'data': 'Newsmax', 'type': 'ORG', 'mentions': 7}, {'data': 'OAN', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Nielsen', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'the Chinese Communist Party', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Colorado', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'the United States', 'type': 'GPE', 'mentions': 3}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'R.I.', 'type': 'GPE', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 3}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'D', 'type': 'NORP', 'mentions': 1}, {'data': ""Crushed: Big Tech's War on Free Speech"", 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The Count', 'type': 'WORK_OF_ART', 'mentions': 1}]","Rep. Ken Buck, after his impassioned appeal on the House floor this past Tuesday calling for big tech companies to end discrimination against conservative voices in the wake of AT&T's DirecTV deplatforming of Newsmax, said Saturday he would be surprised if there aren't hearings held concerning discrimination against viewpoints.
+
+""I'm hearing a lot of people indicate that they are shocked that AT&T and DirecTV would engage in that kind of viewpoint discrimination and that conduct,"" the Colorado Republican and author of ""Crushed: Big Tech's War on Free Speech,"" said on Newsmax's ""The Count.""
+
+He also said he's hearing ""a lot of support"" for Newsmax and OAN, another conservative news service dropped by DirecTV, in favor of making sure there's a diversity of opinion on the nation's providers.
+
+""We will continue to gather momentum in Congress,"" Buck said.
+
+AT&T DirecTV’s deplatforming of Newsmax from 13 million subscriber homes on Jan. 24 marked the second time the service removed a conservative channel in the past year. The provider continues to carry 22 liberal news channels and all receive license fees but has denied Newsmax any ability to receive similar payments.
+
+According to Nielsen, Newsmax is the fourth highest-rated news channel in the U.S. and a top 20 news channel overall. It is watched by 25 million Americans on cable.
+
+Buck's new book is available in a special offering through Newsmax Magazine and reveals plans from Big Tech to control the nation.
+
+He said Saturday that he has a bill to ban the Chinese-based video social media company TikTok in the United States in hopes it's sold to a company in the United States.
+
+""It is conducting surveillance on its users,"" he said. ""Part of the future war and I'm not suggesting we're in a war or an anticipated war, but the future wars will be fought using cyber warfare as well as space warfare and the more information we give to the Chinese Communist Party, the more information they collect and are able to use against us in a cyber war.""
+
+Buck added that it is ""absolutely crazy"" that the United States is allowing China to collect such information.
+
+Buck has also announced a new congressional antitrust caucus he's leading with Rep. David Cicilline, D-R.I., and said Saturday that the Big Tech companies have turned into monopolies that are harming the American public.
+
+""The big tech companies aren't involved in a free market,"" he said. ""They are monopolies. Google controls 94% of the searches in America and that alone defines it as a monopoly.""
+
+Other big tech companies like Amazon, Apple, and Facebook are also engaged in discriminating against conservative voices and viewpoints, Buck said.
+
+""They use their monopoly status in a way that influences elections and influences the information that people get in this country,"" the congressman said.
+
+Further, Google ""acts in a way that tracks Americans' every move,"" said Buck, adding that he encourages people who are traveling to turn off their GPS service if they use Apple or Google maps, so they aren't giving out information.
+
+""Google controls the advertising digital advertising space…they are in control of digital advertising,"" said Buck. ""[It's] a very dangerous monopoly for the U.S. government to allow.""",dc483fc65a6c42e1b715ea09104f8d16,Rep. Buck to : Hearings Likely on DirecTV Discrimination,4,,,,
+9846,"Chinese Companies Dominate Among Global AI Patents - Chinese Companies Dominate Among Global AI Patents
+
+            Chinese enterprises increased patent filings for artificial intelligence products rapidly in the past couple of years.
+
+As Statista's Katharina Buchholz notes, the companies holding the most active AI and machine learning patent families are now tech giant Tencent and search engine provider Baidu, ahead of U.S. firm IBM, South Korea’s Samsung, Chinese insurance provider Ping An and former AI patent leader Microsoft.
+
+The latter company has been seeing one of its major AI investments come to fruition recently, as conversational AI bot ChatGPT by Microsoft partner OpenAI has been making waves. Microsoft swiftly announced another round of funding for OpenAI, rumored to be to the tune of $10 billion.
+
+ 
+
+You will find more infographics at Statista
+
+As this chart based on the LexisNexis PatentSight directory shows, Tencent and Baidu became the largest patent owners in machine learning and AI in 2021, each holding more than 9,000 active patent families. A family is a set of patents covering the same technical content. IBM owed more than 7,000 families that same year, while Microsoft held just under 6,000 – rank six. Between 2012 and 2019, it was Microsoft which owned the most AI patents, according to LexisNexis.
+
+Even bigger than the rise in filings by Tencent and Baidu was the AI patent frenzy unleashed by Chinese insurance and banking giant Ping An. The number of patent families it owns grew from fewer than 50 to more than 6,000 just in the past five years. years. Among the AI tools recently developed by the company is software for analyzing facial micro-expressions (i.e. eye blinks, involuntary twitches), which Ping An uses to assess insurance claims its policyholders send in by video.
+
+      Tyler Durden
+Wed, 02/01/2023 - 23:45","{'positive': 0.0948555, 'negative': 0.016086081, 'neutral': 0.88905835}","Chinese Companies Dominate Among Global AI Patents. Chinese Companies Dominate Among Global AI Patents As Statista's Katharina Buchholz notes, the companies holding the most active AI and machine learning patent families are now tech giant Tencent and search engine provider Baidu, ahead of U.S. firm IBM, South Korea’s Samsung, Chinese insurance provider Ping An and former AI patent leader Microsoft. The latter company has been seeing one of its major AI investments come to fruition recently, as conversational AI bot ChatGPT by Microsoft partner OpenAI has been making waves.","Chinese Companies Dominate Among Global AI Patents
+
+            Chinese enterprises increased patent filings for artificial intelligence products r...",MSFT,Technology & Communications,Software & IT Services,Microsoft Corp,"{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 'Employees are key contributors to value creation in the Software & IT Services industry. While the number of job openingsin the industry continues to grow, entities commonly find it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. To respond to talent shortages, entities often hire foreign nationals and offshore operations, creating employee management and sustainability challenges and related business risks. Some entities contribute to relevant education and training programs to expand the availability of domestic, skilled employees. Entities offer significant monetary and non-monetary benefits to improve employee engagement and therefore retention and productivity. Initiatives to improve employee engagement and work-life balance may influence therecruitment and retention of a diverse workforce. The industry is characterised by relatively low representation from women and minority groups; efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally improve the value of entity offerings. Greater workforce diversity is important for innovation and helps entities understand the needs of their diverse and global customer base.', 'Data Privacy & Freedom of Expression': 'As software and IT services entities increasingly deliver products and services over the Internet and through mobile devices, they must carefully manage two separate and often conflicting priorities. On the one hand, entities use customer data to innovate and provide customers with new products and services and to generate revenues. On the other hand, there are privacy concerns associated with entities having access to a wide range of customer data, such as personal, demographic, content, and behavioural data. This dynamic is leading to increased regulatory scrutiny in many countries around the world. The delivery of cloud-based software and IT services also raises concerns about potential access to user data by governments that may use it to limit the freedoms of citizens. Effective management in this area is important to reduce regulatory and reputational risks that can lead to decreased revenues, lower market share, and regulatory actions involving potential fines and other legal costs.', 'Intellectual Property Protection & Competitive Behaviour': 'Entities in the Software & IT Services industry spend a significant proportion of their revenues on IP protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, entities‚Äô IP practices can sometimes be a contentious societal issue. Entities couldsometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, entities in the industry must navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose entities in the industry to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with potentially significant impacts on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation while ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the growth of cloud-based service offerings, entities in this industry own, operate or rent increasingly more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously, and disruptions to the energy supply can have a material effect on operations, depending on the magnitude and timing of the disruption. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable supply of energy and water, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Managing Systemic Risks from Technology Disruptions': 'With trends towards increased cloud computing and Software as a Service (SaaS), software and IT service providers must ensure they have robust infrastructure and policies in place to minimise disruptions to their services. Disruptions such as programming errors or server downtime may generate systemic risks, because computing and data storage functions move from individual entity servers in various industries to data centres of cloud-computing service providers. The risks areincreased particularly if the affected customers are in sensitive sectors, such as financial institutions or utilities, which are considered critical national infrastructure. Entities‚Äô investments in improving the reliability and quality of their IT infrastructure and services may attract and retain customers, thereby creating revenue and opportunities in new markets.', 'Data Security': 'Software & IT services entities are targets of growing data security threats from cyber attacks and social engineering, which puts their own data and their customers‚Äô data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. Meanwhile, new and emerging data security standards and regulations are likely to affect theoperating expenses of entities through increased costs of compliance. Additionally, entities in this industry are well-positioned to uncover revenue opportunities by providing secure software and services to meet the demand for ensuring data is kept secure. '}","{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 0.7541465769105024, 'Data Privacy & Freedom of Expression': 0.7667446450397286, 'Intellectual Property Protection & Competitive Behaviour': 0.8017311908961395, 'Environmental Footprint of Hardware Infrastructure': 0.7108772969438011, 'Managing Systemic Risks from Technology Disruptions': 0.7459004739518666, 'Data Security': 0.7542678994998819}",0.8017311908961395,Promod,Minor focus,Minor focus,Neutral,Intellectual Property Protection & Competitive Behaviour,No focus,,,2023-08-30T18:01:21.505000+00:00,https://www.theverge.com/2023/8/30/23852507/google-pixel-8-pro-rumors-leaks-camera-display,"[{'name': 'last year', 'weight': 0.15322755}, {'name': 'Google hardware leaks', 'weight': 0.14371963}, {'name': 'Google Pixel', 'weight': 0.12390037}, {'name': 'rumors', 'weight': 0.10920249}, {'name': 'Google', 'weight': 0.08416069}, {'name': 'its October hardware event', 'weight': 0.07682207}, {'name': 'Pixel 8 rumors', 'weight': 0.074351154}, {'name': 'the new hardware', 'weight': 0.07252}, {'name': 'the product name', 'weight': 0.068061456}, {'name': 'taxes', 'weight': 0.06646215}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Pixel 8', 'type': 'PRODUCT', 'mentions': 4}]","If there’s anything you can rely on in this life, it’s the inevitability of death, taxes, and Google hardware leaks. The digital ink was barely dry on our Pixel 7 review when the Pixel 8 Pro and Pixel 8 rumors started to appear last year. Right on schedule, Google is gearing up for its October hardware event, but you don’t have to wait that long for a peek at the new hardware — the company already gave us a sneak preview, complete with the product name in the metadata. Never change, Google.",34ccc5a7c06f4087a3b058f38af6ce16,Google Pixel 8: all of the leaks and rumors so far,4,,,,
+10872,"Catalent Expert to Chair Panel Discussion on Integrated Clinical Drug Development Partnerships at Upcoming Bio Supply Management Alliance Conference - Catalent, the leader in enabling the development and supply of better treatments for patients worldwide, today announced that its Vice President of Business Transformation and Regional General Manager, Matt Blume, will host a panel session at the upcoming Bio Supply Management Alliance (BSMA) Conference, to be held at the Crowne Plaza Suites Hotel, Foster City, California, on March 8 - 9, 2023.
+
+SOMERSET, N.J., March 2, 2023 /PRNewswire-PRWeb/ -- Catalent, the leader in enabling the development and supply of better treatments for patients worldwide, today announced that its Vice President of Business Transformation and Regional General Manager, Matt Blume, will host a panel session at the upcoming Bio Supply Management Alliance (BSMA) Conference, to be held at the Crowne Plaza Suites Hotel, Foster City, California, on March 8 - 9, 2023.
+
+The session, on Wednesday, March 8 at 4:15 p.m. PST, is entitled ""The Industry Platform to Integrate Drug Developers with CRO, CMO, and CDMOs,"" and will also include experts from SK Pharmteco, Vir Biotechnology, SAP and Avidity BioScience. The panel will discuss strategies that enable the collaboration of personnel and integration of organizations, as well as information in the drug development ecosystem that can reduce time to market, lower cost of development and improve launch times.
+
+In his role at Catalent, Mr. Blume provides oversight of the company's clinical supply sites across the U.S. West Coast, and is General Manager of its Kansas City, Missouri, facility. He has worked at the company for over 20 years and has led the transformation initiative of the clinical supply business by implementing enterprise resource planning (ERP) systems and global processes across sites. He holds a Bachelor of Science in Pharmacy from the University of Kansas.
+
+With a network spanning the U.S., U.K., Germany, Singapore, Japan and China, plus more than 50 additional global depots, Catalent's clinical supply services can handle a broad range of international compliance and distribution requirements to support global clinical trials.
+
+To find out more information about this event, visit http://www.catalent.com/events/bsma-summit-2023/
+
+About Catalent Clinical Supply Services 
+
+Catalent solves today's clinical trial challenges and develops innovative solutions for the future. The company's commitment to quality and service excellence is evident in its flexible solutions, modern global facilities, and over 25 years' experience of reliably supplying thousands of studies of all sizes and complexities, all around the world.
+
+About Catalent 
+
+Catalent is the global leader in enabling pharma, biotech, and consumer health partners to optimize product development, launch, and full life-cycle supply for patients around the world. With broad and deep scale and expertise in development sciences, delivery technologies, and multi-modality manufacturing, Catalent is a preferred industry partner for personalized medicines, consumer health brand extensions, and blockbuster drugs. 
+
+Catalent helps accelerate over 1,000 partner programs and launch over 150 new products every year. Its flexible manufacturing platforms at over 50 global sites supply around 80 billion doses of nearly 8,000 products annually. Catalent's expert workforce of approximately 18,000 includes more than 3,000 scientists and technicians. 
+
+Headquartered in Somerset, New Jersey, the company generated nearly $5 billion in revenue in its 2022 fiscal year. For more information, visit http://www.catalent.com.","{'positive': 0.13218187, 'negative': 0.009244442, 'neutral': 0.8585737}","Catalent, the leader in enabling the development and supply of better treatments for patients worldwide, will host a panel session at the upcoming Bio Supply Management Alliance (BSMA) Conference in California on March 8 - 9, 2023. The session is entitled ""The Industry Platform to Integrate Drug Developers with CRO, CMO, and CDMOs,"" and will also include experts from SK Pharmteco, Vir Biotechnology, SAP and Avidity BioScience. Catalent's clinical supply services can handle a broad range of international compliance and distribution requirements to support global clinical trials. The company's commitment to quality and service excellence is evident in its flexible solutions, modern global facilities, and over 25 years' experience of reliably supplying thousands of studies of all sizes and complexities, all around the world.","Catalent, the leader in enabling the development and supply of better treatments for patients worldwide, today announced that its Vice President of Business Transformation and Regional General Manager, Matt Blume, will host a panel session at the upcoming Bio Supply Management Alliance (BSMA) Conference, to be held at the Crowne Plaza Suites Hotel, Foster City, California, on March 8 - 9, 2023.",CTLT,Health Care,Biotechnology & Pharmaceuticals,Catalent Inc,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.7978987271445713, 'Supply Chain Management': 0.7882628338881199, 'Ethical Marketing': 0.7688177379710764, 'Drug Safety': 0.7655597403027021, 'Access to Medicines': 0.7995470782472496, 'Business Ethics': 0.767774512331533, 'Safety of Clinical Trial Participants': 0.7938568589816204, 'Counterfeit Drugs': 0.7663964026670931, 'Affordability & Pricing': 0.7814772156401812}",0.7995470782472496,Promod,Minor focus,Major focus,Positive,"Employee Recruitment, Development & Retention, Supply Chain Management",Minor focus,Major focus,Positive,2023-07-12T15:13:06+00:00,https://finance.yahoo.com/news/p-500-climbs-easing-inflation-151306863.html?.tsrc=rss,"[{'name': 'rate hikes', 'weight': 0.08002353}, {'name': 'lower fuel prices', 'weight': 0.07425603}, {'name': 'last month', 'weight': 0.06966178}, {'name': 'current consensus', 'weight': 0.06965253}, {'name': 'upcoming economic data', 'weight': 0.067777574}, {'name': 'price pressures', 'weight': 0.06687662}, {'name': 'months', 'weight': 0.066720076}, {'name': 'economic data', 'weight': 0.066361405}, {'name': 'inflation', 'weight': 0.06528866}, {'name': 'Activision Blizzard Inc', 'weight': 0.06500801}]",[{'name': 'Finance'}],"[{'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 4}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 6}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'Meta Platforms Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'Activision Blizzard Inc', 'type': 'ORG', 'mentions': 2}, {'data': 'ATVI', 'type': 'ORG', 'mentions': 1}, {'data': 'Wedbush', 'type': 'ORG', 'mentions': 2}, {'data': 'PepsiCo', 'type': 'ORG', 'mentions': 4}, {'data': 'Delta', 'type': 'ORG', 'mentions': 3}, {'data': 'RBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Frito Lay', 'type': 'ORG', 'mentions': 1}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 1}, {'data': 'DAL', 'type': 'ORG', 'mentions': 1}, {'data': 'Call of Duty', 'type': 'WORK_OF_ART', 'mentions': 1}]","Investing.com -- The S&P 500 was in rally mode Wednesday, underpinned by hopes that the Federal Reserve could deliver its final rate hike later this month after data showed inflation slowed more than expected in June.
+
+The S&P 500 rose 0.8%, the Dow Jones Industrial Average rose 0.38%, or 120 points, and the Nasdaq was up 1.2%.
+
+The consumer price index rose 0.2% last month after edging up 0.1% in May, with 12-month inflation also slowing to a 3% pace from 4%, marking the slowest pace of price pressures since March 2021.
+
+While many still expect the Fed to resume rate hikes later this month, rate hikes beyond July will likely be thrown into further doubt should upcoming economic data signal a further slowdown in inflation.
+
+If economic data in the months ahead including the Employment Cost Index on July 28, and the employment and inflation data that is released in August, slow at the pace that we have seen in the CPI data of the past couple of months, then “the July hike may prove to be the final move of the cycle,” Jefferies said in a note.
+
+Big tech shook off its recent malaise, led by Google (NASDAQ:GOOGL), Microsoft (NASDAQ:MSFT) and Meta Platforms Inc (NASDAQ:META) as Treasury yields fell sharply on bets that the Fed rate hikes are nearing an end.
+
+Microsoft added more than 1% as the tech giant took another major step forward toward closing its $69 billion acquisition of Call of Duty maker Activision Blizzard Inc (NASDAQ:ATVI) after a Federal judge rejected the Federal Trade Commission’s request to delay the acquisition, citing a lack of evidence that the deal would lessen competition.
+
+“With the injunction denied, Microsoft has a green light to close the deal before July 18,” Wedbush said in a note. Should the deal extend beyond July 18, then under the terms of the deal, Microsoft would have been on the hook to pay Activision $3B and be required to negotiate a new deal, Wedbush added.
+
+PepsiCo and Delta set to get earnings season underway
+
+PepsiCo and Delta report quarterly results on Thursday, lifting the curtain on the quarterly earnings season.
+
+PepsiCo Inc (NASDAQ:PEP), which reports before the opening bell on Thursday is expected to deliver strong results, RBC says, driven by ongoing momentum in Frito Lay. “We think PEP will be able to raise EPS to cover current consensus,” RBC added, noting that annual EPS of $7.27 is below current consensus.
+
+Delta Air Lines (NYSE:DAL), which also reports before the opening bell Thursday, hit a fresh 52-week high before giving up gains. The airline is up nearly 50% year to date after recently upgraded its full-year earnings forecast amid ongoing demand and lower fuel prices.",665c9f27aa6c4042974a9fa488989d36,"S&P 500 climbs as easing inflation pushes yields lower, tech higher",4,,,,
+10587,"MetLife car insurance review 2023 - Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .
+
+“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.
+
+“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.
+
+In 2021, MetLife sold its home and auto insurance business to Farmers, meaning drivers cannot purchase new car insurance policies through MetLife.
+
+Before MetLife sold its car insurance business, the provider was known for its high car insurance rates and high levels of customer complaints.
+
+Though the company no longer offers car insurance to new customers, MetLife auto insurance reviews cited a high level of customer complaints and high prices when it issued new policies.
+
+In comparison, Farmers car insurance also has higher-than-average prices, but it has a low level of customer complaints.
+
+You can no longer purchase car insurance through MetLife. Visiting the car insurance page on MetLife’s website will direct you to Farmers, which purchased MetLife’s home and auto business in 2021.
+
+Here’s a look at the types of car insurance you can get through Farmers:
+• Loss of use insurance (covers transportation while your car is being repaired).
+
+Though MetLife no longer sells home and auto insurance products, the company still offers a wide range of other insurance policies, including:
+• Accident and health insurance (for employees and group participants).
+
+While you can’t purchase a new car insurance policy with MetLife and take advantage of discounts, former MetLife policyholders who moved to Farmers may still benefit from the following discounts:
+• Employee and retiree discounts: Current and retired employees of MetLife get a group discount on car insurance policies.
+• Multi-policy discount: Contact Farmers to determine if any multi-policy discounts, such as bundling home and auto insurance, apply.
+• Other employment or group discounts: Policyholders who had gotten discounts for MetLife car insurance policies through specific employers or associations now enjoy the same discounts through Farmers.
+
+Where to get MetLife car insurance
+
+Drivers can no longer purchase new car insurance policies through MetLife. The car insurance landing page on MetLife’s site directs readers to the Farmers site.
+
+If you had car insurance with MetLife and are now working with Farmers, you should compare car insurance quotes to make sure you’re still getting the best price for the car insurance coverage you need.
+
+Before MetLife sold its car insurance business to Farmers, the provider generated much higher than average levels of customer complaints.
+
+The National Association of Insurance Commissioners’ 2020 data (the last year that MetLife would’ve been eligible for analysis as a car insurance company) shows that MetLife generated 45% more customer complaints than the average car insurance provider. In the industry, customer complaints tend to focus on the claims and settlement process.","{'positive': 0.043728374, 'negative': 0.029951498, 'neutral': 0.92632014}","In 2021, MetLife sold its home and auto insurance business to Farmers, meaning drivers cannot purchase new car insurance policies through MetLife. Despite this, Farmers car insurance also has higher-than-average prices, but it has a low level of customer complaints. While you can’t purchase a new policy with MetLife and take advantage of discounts, former policyholders who moved to Farmers may still benefit from the following discounts. The car insurance landing page on MetLife’s site directs readers to the Farmers site.",MetLife sold its home and auto insurance business to Farmers Insurance in 2021. New customers can’t buy a car insurance policy through MetLife.,MET,Financials,Insurance,Metlife Inc,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity’s approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity’s ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7421143852772198, 'Policies Designed to Incentivise Responsible Behaviour': 0.7630149678618231, 'Systemic Risk Management': 0.7497964786306258, 'Transparent Information & Fair Advice for Customers': 0.8001530534027864, 'Physical Risk Exposure': 0.7644417037557281, 'Factors in Investment Management': 0.759835304266737}",0.8001530534027864,Promod,No focus,No focus,Neutral,,No focus,,,2023-07-24T20:26:00+00:00,https://www.washingtonexaminer.com/policy/technology/meta-under-pressure-bullying-canada-government-outlets-news-ban,"[{'name': 'Canadian news outlets', 'weight': 0.12335867}, {'name': 'news outlets', 'weight': 0.11125281}, {'name': 'news stories', 'weight': 0.09798436}, {'name': 'news ban', 'weight': 0.09535055}, {'name': 'local news stories', 'weight': 0.09464145}, {'name': 'news', 'weight': 0.09315422}, {'name': 'Canadian government', 'weight': 0.09145862}, {'name': 'Canadian government officials', 'weight': 0.087867245}, {'name': 'News Media Canada', 'weight': 0.08637239}, {'name': 'News Media Canada CEO Paul Deegan', 'weight': 0.084554926}]",[{'name': 'Politics'}],"[{'data': 'Meta', 'type': 'ORG', 'mentions': 7}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'News Media Canada', 'type': 'ORG', 'mentions': 1}, {'data': 'the Washington Examiner', 'type': 'ORG', 'mentions': 2}, {'data': 'NWC', 'type': 'ORG', 'mentions': 1}, {'data': 'Canadian Association of Broadcasters', 'type': 'ORG', 'mentions': 1}, {'data': 'Canadian Heritage Minister', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 2}, {'data': 'Canadian', 'type': 'NORP', 'mentions': 9}, {'data': 'REPUBLICANS', 'type': 'NORP', 'mentions': 1}, {'data': 'R', 'type': 'NORP', 'mentions': 1}, {'data': 'Canada', 'type': 'GPE', 'mentions': 3}, {'data': 'Quebec', 'type': 'GPE', 'mentions': 1}, {'data': 'British Columbia', 'type': 'GPE', 'mentions': 1}, {'data': 'Australia', 'type': 'GPE', 'mentions': 1}, {'data': 'the Online News Act', 'type': 'LAW', 'mentions': 4}, {'data': 'Paul Deegan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kevin Desjardins', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pablo Rodriguez', 'type': 'PERSON', 'mentions': 3}, {'data': 'Kevin McCarthy', 'type': 'PERSON', 'mentions': 1}]","Meta could lose millions of dollars in revenue as Canadian government officials and media outlets withhold advertising from the platform in response to its decision to block links to local news stories.
+
+Government agencies in Canada stopped purchasing ads from Facebook, Instagram, and Google in protest of the social platforms' decision to stop sharing links to Canadian news outlets within the country. The news ban was in response to Canadian lawmakers passing the Online News Act, legislation forcing the platforms to pay news outlets compensation for distributing their content.
+
+CLUB FOR GROWTH PLEDGES TO DEFEND REPUBLICANS WHO WERE CRITICAL OF MCCARTHY IN 2024
+
+""The sudden movement by advertisers, including the federal, Quebec, British Columbia governments as well as some leading Canadian businesses, to pull advertising from Meta could well cost the company more than they would have to pay publishers under the Online News Act,"" News Media Canada CEO Paul Deegan told the Washington Examiner. NWC is a trade association for Canadian newspapers.
+
+""These foreign web giants use their dominant positions in digital advertising to take tens of billions out of the Canadian economy without giving back,"" Canadian Association of Broadcasters President Kevin Desjardins said in a statement. ""We call on both Google and Meta to act responsibly and to stop allowing misinformation and disinformation to flourish by deliberately damaging access to high-quality, professional journalism.""
+
+Canadian Heritage Minister Pablo Rodriguez called Meta's tactics a ""very bully approach,"" saying the company failed to recognize Canada's sovereignty when it decided to bar news. ""We can't have them coming here and telling us what to do; we need these big players to start contributing their fair share.""
+
+Rodriguez estimated that Meta's decision to stop showing links to Canadian news outlets would cost the company $7.54 million annually.
+
+Google initially joined Meta in barring access to news in protest of the Online News Act. The search eventually caved and is in negotiations with the Canadian government to resolve the matter, according to Rodriguez.
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+Congress is considering a similar bill in the Journalism Competition and Preservation Act. The bill was recently passed by committee and is waiting to be considered by the Senate. It is expected to run into resistance in the House, as Speaker of the House Kevin McCarthy (R-CA) emphasized that the bill would be ""dead on the floor.""
+
+Meta banned sharing and viewing news stories in Australia after the country passed a law requiring the Big Tech giant to pay news outlets for their content. The ban was reversed within days after international pressure.",acf328d8fa7b4741b08913fd2d8294e2,Meta under pressure for 'bullying' Canadian government and outlets with news ban,4,,,,
+24233,"PRESS DIGEST- New York Times business news - Dec 30 - Dec 30 (Reuters) - The following are the top stories on the New York Times business pages. Reuters has not verified these stories and does not vouch for their accuracy.
+
+- U.S. President Joe Biden signed a $1.7 trillion spending bill into law on Thursday, averting a shutdown and keeping the government funded through September.
+
+- The U.S. Justice Department filed a lawsuit on Thursday against AmerisourceBergen Corp, one of the country's largest pharmaceutical distributors, accusing the company of knowingly distributing opioids that were later resold illegally. (Compiled by Bengaluru newsroom)","{'positive': 0.054150123, 'negative': 0.5314733, 'neutral': 0.41437665}","PRESS DIGEST- New York Times business news - Dec 30.
+
+Dec 30 (Reuters) - The following are the top stories on the New York Times business pages. Reuters has not verified these stories and does not vouch for their accuracy. - U.S. President Joe Biden signed a $1.7 trillion spending bill into law on Thursday, averting a shutdown and keeping the government funded through September.
+
+- The U.S. Justice Department filed a lawsuit on Thursday against AmerisourceBergen Corp, one of the country's largest pharmaceutical distributors, accusing the company of knowingly distributing opioids that were later resold illegally.","The following are the top stories on the New York Times business pages. Reuters has not verified these stories and does not vouch for their accuracy. U.S. President Joe Biden signed a $1.7 trillion spending bill into law on Thursday, averting a shutdown and keeping the government funded through September.",ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7543568080506572, 'Fleet Fuel Management': 0.7653172294859751, 'Business Ethics': 0.7808990803142772, 'Product Lifecycle Management': 0.742979865420509, 'Counterfeit Drugs': 0.770880845473114}",0.7808990803142772,Promod,Major focus,Major focus,Negative,"Product Safety, Business Ethics",Major focus,Major focus,Negative,2022-09-15T13:47:18+00:00,https://www.dallasnews.com/business/airlines/2022/09/15/american-airlines-closing-san-francisco-flight-attendant-base/,"[{'name': 'San Francisco flight attendant base', 'weight': 0.10993757}, {'name': 'San Francisco International Airport', 'weight': 0.09833062}, {'name': 'San Francisco', 'weight': 0.096742384}, {'name': 'American Airlines', 'weight': 0.09549833}, {'name': 'American', 'weight': 0.08529074}, {'name': 'Flight Attendants', 'weight': 0.08255017}, {'name': 'Flight attendants', 'weight': 0.08255017}, {'name': 'The San Francisco flight attendant base', 'weight': 0.074331366}, {'name': 'many years', 'weight': 0.074225}, {'name': 'recent years', 'weight': 0.0735338}]","[{'name': 'Business'}, {'name': 'Travel'}]","[{'data': 'American Airlines', 'type': 'ORG', 'mentions': 11}, {'data': 'Association of Professional Flight Attendant', 'type': 'ORG', 'mentions': 2}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 8}, {'data': 'Fort Worth', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 2}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Phoenix', 'type': 'GPE', 'mentions': 1}, {'data': 'Chicago', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Boston', 'type': 'GPE', 'mentions': 1}, {'data': 'Miami', 'type': 'GPE', 'mentions': 1}, {'data': 'Charlotte', 'type': 'GPE', 'mentions': 1}, {'data': 'Philadelphia', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco International Airport', 'type': 'FAC', 'mentions': 2}, {'data': 'DFW', 'type': 'FAC', 'mentions': 1}, {'data': 'Ronald Reagan National Airport', 'type': 'FAC', 'mentions': 1}, {'data': 'West Coast', 'type': 'LOC', 'mentions': 1}, {'data': 'Asia', 'type': 'LOC', 'mentions': 1}, {'data': 'Sarah Jantz', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Hartshorn', 'type': 'PERSON', 'mentions': 1}]","Fort Worth-based American Airlines plans to close its flight attendant base at San Francisco International Airport at the end of January, meaning 400 workers will need to transfer to new locations for their jobs.
+
+San Franciso was once one of American Airlines’ largest flight attendant hubs and a launching point for West Coast trips, but it has shrunk by about 40% in recent years and is now among the smaller bases. To compare, American has nearly 6,000 flight attendants based at DFW International Airport, its largest hub.
+
+“Over the past few years, American’s network and schedule have evolved based on a number of factors, including our size, shifting customer demand and changes to our fleet,” said spokeswoman Sarah Jantz in a statement. “As we look at the future of our network, we expect that San Francisco will maintain the same level of flying it does today, but there are no plans to grow San Francisco and no future flying prospects based on our current network strategy.”
+
+American closed its pilot base in San Francisco in 2011.
+
+Flight attendants will have the chance to move to one of American’s 10 other bases, but will have to go somewhere other than Los Angeles because that base is already overstaffed with the reduction in flying to Asia because of COVID-19 restrictions in places such as China, said Association of Professional Flight Attendant spokesman Paul Hartshorn.
+
+“It is difficult to comprehend these types of disruptive decisions when American is returning to profitability,” leadership for the Association of Professional Flight Attendants said in a message to members. “The San Francisco flight attendant base has been part of American Airlines for many years. Flight Attendants in San Francisco have been loyal to American through many industry ups and downs.”
+
+American Airlines has been the world’s largest airline for the last two years as its returns from the pandemic downturn. It made its first profit without government aid since 2020 during the second quarter of this year, bringing in $476 million in net income on record revenues of $13.4 billion, driven by high demand from leisure travelers and increasing airfares.
+
+With the San Francisco base closure, American will have 10 flight attendant bases at DFW, Los Angeles, Phoenix, Chicago, New York, Boston, Miami, Charlotte, Philadelphia and Ronald Reagan National Airport in Washington, D.C.",27e859435f7c417a97b58e13f2caf299,American Airlines closing San Francisco flight attendant base,4,,,,
+6468,"What all the signals from the economy mean for workers - What all the signals from the economy mean for workers
+
+If you’re looking to the economy to strategize your career moves in 2023, you might be better off dusting off that old magic eight ball you had in middle school.
+
+There are continued mixed signals about the health of the U.S. economy heading into the new year.
+
+On one hand, inflation is still high and the Fed continues to raise rates to combat it, which in turn squeezes budgets for both workers and businesses. One consequence of this has been the tech industry, which has been roiled by layoffs and posted disappointing earnings.
+
+On the other hand, the overall job market is still topping expectations by huge amounts and the economy as a whole expanded in the final months of 2022. Here’s what these mixed signals could mean for your career goals this year.
+
+Keep a healthy emergency fund just in case
+
+My first tip is a personal finance one. Even though many jobs are hiring today, businesses could very well pivot later in the year if the economy shows signs of impending recession. Focus on paying down debt and saving money, so you can bounce back from any bouts of unemployment.
+
+The likelihood of finding new opportunities in your field depends heavily on which sector you work in. According to Layoffs.fyi, tech companies have cut 68,149 jobs since the start of 2023. Some notable ones include Amazon laying off 18,000 employees, Microsoft letting go of 10,000 workers, and Alphabet reducing its workforce by 12,000. Although the tech sector is still hiring, workers will have to compete with thousands of colleagues who were also let go.
+
+Don’t jump ship without asking the right questions
+
+The national quit rate ticked up at the end of 2022, increasing to 2.7% in November where it stayed in December from 2.6% in October.
+
+Make sure any new opportunities that you take work well with your long-term career goals and don't just jump ship for a higher paycheck. Ask questions during the interview process about the company's plans for future layoffs or how they have made adjustments and pivoted in the wake of economic challenges in the past to get a sense of what you might be walking into. If tough times are still to come, it can be reassuring to work for a firm that’s demonstrated strong leadership during downturns in the past. Ask if a severance package will be offered if you are laid off soon after joining, or if you’ll be able to keep your signing bonus.
+
+With equity grants, you typically must wait a few years before you’re fully vested. If you get laid off before your vesting date, you’re out of luck. For that reason, consider asking for the value of the equity as a cash signing bonus instead. You’ll get a lump sum payment that you can invest now.
+
+Don't be afraid to ask for a raise if you stay put
+
+The beginning of the year is prime time for annual performance review conversations and compensation discussions. Don't miss an opportunity to make a case for higher pay or a promotion, especially if your duties and responsibilities have increased over the past year. The labor market is still tight and companies will want to retain their top talent.
+
+Despite the fact that research shows productivity improves with more remote work, business leaders still prefer to have employees in office. According to a survey of 1,000 business leaders by resumebuilder.com, 90% said they were planning on requiring workers to return to the office at least some of the time in 2023.
+
+The good news there is that companies are offering incentives like free meals and commuter benefits to lure workers back to the office. But for many workers who have grown accustomed to the flexibility that remote work offers, it could very well be a deal breaker.
+
+Remote roles will become fewer and further between as more companies move to fully in office or hybrid work schedules. It's going to make it harder for workers who are looking for exclusively remote roles to find those opportunities, and when they do, the competition will likely be more fierce.
+
+Mandi Woodruff-Santos is a career coach, award-winning cohost of Brown Ambition and founder of the MandiMoney Makers, a one-of-a-kind career coaching community for women of color.
+
+Click here for the latest personal finance news to help you with investing, paying off debt, buying a home, retirement, and more
+
+Read the latest financial and business news from Yahoo Finance
+
+Download the Yahoo Finance app for Apple or Android","{'positive': 0.016780201, 'negative': 0.93621737, 'neutral': 0.04700246}","Don't be afraid to ask for a raise if you stay put
+
+The beginning of the year is prime time for annual performance review conversations and compensation discussions. Despite the fact that research shows productivity improves with more remote work, business leaders still prefer to have employees in office. But for many workers who have grown accustomed to the flexibility that remote work offers, it could very well be a deal breaker. Remote roles will become fewer and further between as more companies move to fully in office or hybrid work schedules.","If you‚Äôre looking to the economy to strategize your career moves in 2023, you might be better off dusting off that old magic eight ball you had in middle school.",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7394965053600482, 'Environmental Footprint of Hardware Infrastructure': 0.7349653009170742, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7594063127457656, 'Employee Recruitment, Inclusion & Performance': 0.8096933056106456, 'Data Security': 0.752025119043876}",0.8096933056106456,Promod,Minor focus,Minor focus,Negative,"Employee Recruitment, Inclusion & Performance",No focus,,,2023-02-22T21:03:28+00:00,https://www.aljazeera.com/news/2023/2/22/us-supreme-court-weighs-twitters-role-in-sharing-isil-content,"[{'name': 'ISIL content', 'weight': 0.082267135}, {'name': 'acts', 'weight': 0.07324303}, {'name': 'international terrorism', 'weight': 0.070813194}, {'name': 'ISIL accounts', 'weight': 0.07018336}, {'name': 'social media companies', 'weight': 0.069789365}, {'name': 'lawsuits', 'weight': 0.068613715}, {'name': 'ISIL', 'weight': 0.067900985}, {'name': 'second lawsuit', 'weight': 0.067629784}, {'name': 'Twitter', 'weight': 0.06515821}, {'name': 'terrorism', 'weight': 0.06414444}]",[{'name': 'Politics'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 7}, {'data': 'Jordan', 'type': 'GPE', 'mentions': 1}, {'data': 'Paris', 'type': 'GPE', 'mentions': 2}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Syria', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'Supreme Court', 'type': 'ORG', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 12}, {'data': 'ISIL', 'type': 'ORG', 'mentions': 7}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 4}, {'data': 'Google LLC', 'type': 'ORG', 'mentions': 3}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'Department of Justice', 'type': 'ORG', 'mentions': 1}, {'data': 'CNN', 'type': 'ORG', 'mentions': 2}, {'data': 'al-Qaeda', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Nawras Alassaf', 'type': 'PERSON', 'mentions': 2}, {'data': 'Neil Gorsuch', 'type': 'PERSON', 'mentions': 2}, {'data': 'Edwin Kneedler', 'type': 'PERSON', 'mentions': 2}, {'data': 'Joe Biden‘s', 'type': 'PERSON', 'mentions': 2}, {'data': 'Brett Kavanaugh', 'type': 'PERSON', 'mentions': 2}, {'data': 'Eric Schnapper', 'type': 'PERSON', 'mentions': 2}, {'data': 'Osama bin Laden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Seth Waxman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elena Kagan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amy Coney Barrett', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sonia Sotomayor', 'type': 'PERSON', 'mentions': 1}, {'data': 'Abdulkadir Masharipov', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nohemi Gonzalez', 'type': 'PERSON', 'mentions': 1}, {'data': 'a New Year’s celebration', 'type': 'EVENT', 'mentions': 1}, {'data': 'the September 11 attacks', 'type': 'EVENT', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Turkish', 'type': 'NORP', 'mentions': 1}, {'data': 'Uzbek', 'type': 'NORP', 'mentions': 1}, {'data': 'the Anti-Terrorism Act', 'type': 'LAW', 'mentions': 3}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 3}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 1}]","Top US court considers second lawsuit this week over whether social media companies are liable for ‘terrorist’ content.
+
+The United States Supreme Court justices have expressed scepticism on Wednesday about a lawsuit against the social media giant Twitter, as they weighed whether to hold internet companies accountable for contentious content by users.
+
+US relatives of Nawras Alassaf had accused Twitter of aiding and abetting the ISIL (ISIS) group, which claimed responsibility for a January 1, 2017, attack in Jordan that killed him and 38 others during a New Year’s celebration. The lawsuit alleges that Twitter failed to police the social media platform for ISIL accounts or posts.
+
+The nine justices heard arguments in Twitter’s appeal, after a lower court allowed the lawsuit to proceed and found that the company had refused to take “meaningful steps” to prevent ISIL’s use of the platform.
+
+The justices on Tuesday heard arguments in an appeal arising from a separate lawsuit against Google LLC-owned YouTube, part of Alphabet Inc, by the family of a US woman killed in the 2015 Paris attack, for which ISIL also claimed responsibility.
+
+Both lawsuits were brought under a US law that enables Americans to recover damages related to “an act of international terrorism”.
+
+Conservative Justice Neil Gorsuch said the Anti-Terrorism Act focuses liability on aiding a person who engaged in a “terrorist” act.
+
+“We all appreciate how horrible the attack was, but there’s very little linking the defendants in this complaint to those persons,” Gorsuch said of Twitter.
+
+Department of Justice lawyer Edwin Kneedler, arguing in favour of Twitter’s position on behalf of President Joe Biden‘s administration, said a company might be liable under the statute if it engaged in “personal interaction” with the perpetrator of an unlawful act. But Kneedler said Twitter’s services were too remote from the act of terrorism in the case.
+
+Conservative Justice Brett Kavanaugh raised doubts over the scope of the statute, reminding Eric Schnapper, a lawyer for Alassaf’s relatives, about CNN’s 1997 interview with then-leader of al-Qaeda Osama bin Laden.
+
+“Could, under your theory, CNN have been sued for aiding and abetting the September 11 attacks?” Kavanaugh asked, referring to the 2001 attacks on the United States in which al-Qaeda associates crashed hijacked aeroplanes.
+
+The justices asked Seth Waxman, the lawyer representing Twitter, questions about the scope of the Anti-Terrorism Act, testing the company’s argument that it should not be held liable for providing a service used by millions of people while also enforcing a policy against terrorism-related content.
+
+“You’re helping by providing your service to those people, with the explicit knowledge that those people are using it to advance terrorism,” liberal Justice Elena Kagan said.
+
+Conservative Justice Amy Coney Barrett added, “If you know ISIS is using it, you know ISIS is going to be doing bad things, you know ISIS is going to be committing acts of terrorism.”
+
+Barrett, however, challenged Schnapper over whether the claims in the lawsuit were specific enough, asking: “Does your complaint contain any specific allegations about ways in which Twitter was used to perpetrate this attack?”
+
+Liberal Justice Sonia Sotomayor suggested that, in a “neutral business setting”, using a “platform to communicate with people” without trying to help a person commit a crime might not satisfy the law’s requirements for a lawsuit.
+
+A key issue is whether the family’s claims sufficiently showed that the company knowingly provided “substantial assistance” to an “act of international terrorism”, which would them to maintain their suit and seek damages under the anti-terrorism law.
+
+Biden’s administration has argued that the Anti-Terrorism Act imposes liability for assisting a terrorist act and not for “providing generalized aid to a foreign terrorist organization” with no causal link to the act at issue.
+
+ISIL called the attack revenge for Turkish military involvement in Syria. The main suspect, Abdulkadir Masharipov, an Uzbek national, was later captured by police.
+
+The justices in the case argued on Tuesday appeared torn over whether to narrow a form of legal immunity provided under Section 230 of the Communications Decency Act that shields internet companies from a wide array of lawsuits. The lower court dismissed that case largely based on Section 230 immunity.
+
+That case involves a bid to hold Google liable for recommending to certain YouTube users content from ISIL. The lawsuit was brought by the family of a US woman named Nohemi Gonzalez who was fatally shot in the 2015 rampage in Paris.
+
+In the Twitter case, the San Francisco-based 9th US Circuit Court of Appeals did not consider whether Section 230 barred the family’s lawsuit. Google and Meta’s Facebook also are defendants but did not formally join Twitter’s appeal.
+
+Rulings in both cases are expected by the end of June.",63d33199b030451cb3a7c8c75bba2bf4,US Supreme Court weighs Twitter’s role in sharing ISIL content,4,,,,
+56166,"Hospital 'refuses to treat' patient who asked for all-female nursing team - A Conservative peer has complained to the Care Quality Commission (CQC) after a private hospital was accused of refusing to treat a patient who asked for an all-female nursing team.
+
+The Princess Grace Hospital in Marylebone, in the West End of London, allegedly told a patient she could not have complex colorectal surgery after she asked for single-sex accommodation and said she did not wish to use pronouns.
+
+The patient, a retired lawyer, told MailOnline that during a clinical pre-op assessment, which involved intimate procedures, she believed she had encountered a transgender woman in a blonde wig and make-up who had made eye contact with her.
+
+“I began to wonder if it was just a coincidence that this member of staff with a ‘gender identity’ had made their presence felt to me in such an inappropriate way during my first visit,” she said.
+
+“I began to suspect that I had been targeted because my patient records showed that I refused to use pronouns and wanted single sex facilities, although I have no evidence of this.”
+
+The patient, who said she is a victim of sexual assault, said she then wrote to the hospital’s parent company, HCA, requesting single-sex nursing care. She said she believed that “mixed sex hospital facilities are unsafe for women”.
+
+The patient claimed she then received an email from Maxine Estop Green, the hospital’s chief executive, telling her the operation was cancelled and that the hospital “did not share her beliefs”.
+
+The email said the hospital was committed to protecting staff from what is described as “unacceptable distress”.
+
+Baroness Nicholson, chairman of the parliamentary campaign group Children and Women First, has written to the hospital’s chief executive saying she was “astonished” to read the email stating that an operation was being cancelled because the hospital didn’t share a patient’s beliefs. She demanded that the hospital release a list of their “beliefs” and called on the CQC to launch an investigation.
+
+The CQC confirmed it had received a letter from Baroness Nicholson and said it would “be responding directly in due course”.
+
+A spokesman for The Princess Grace Hospital said: “For reasons of confidentiality, we are unable to comment on individual patients.
+
+“Our goal is always to provide the best possible care in a safe environment, and we try to accommodate patient requests where we safely can.
+
+“In some circumstances, we may need to cancel or postpone a procedure if there is not enough time to discuss a patient request ahead of their admission.
+
+“In those circumstances, we would always try to reschedule their care after we have been able to fully discuss their needs and how we can safely accommodate them.”","{'positive': 0.017551612, 'negative': 0.79427344, 'neutral': 0.18817496}","Hospital 'refuses to treat' patient who asked for all-female nursing team. 
+
+“I began to suspect that I had been targeted because my patient records showed that I refused to use pronouns and wanted single sex facilities, although I have no evidence of this.”
+
+The patient, who said she is a victim of sexual assault, said she then wrote to the hospital’s parent company, HCA, requesting single-sex nursing care. She said she believed that “mixed sex hospital facilities are unsafe for women”.
+
+The patient claimed she then received an email from Maxine Estop Green, the hospital’s chief executive, telling her the operation was cancelled and that the hospital “did not share her beliefs”. 
+
+A spokesman for The Princess Grace Hospital said: “For reasons of confidentiality, we are unable to comment on individual patients.
+
+“Our goal is always to provide the best possible care in a safe environment, and we try to accommodate patient requests where we safely can.
+
+“In some circumstances, we may need to cancel or postpone a procedure if there is not enough time to discuss a patient request ahead of their admission.
+
+‚ÄúIn those circumstances, we would always try to reschedule their care after we have been able to fully discuss their needs and how we can safely accommodate them.‚Äù",Complaint sent to health watchdog after woman who had concerns over 'mixed sex' facilities had her operation cancelled,HCA,Health Care,Health Care Delivery,HCA Healthcare Inc,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act‚Äôs provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers‚Äô compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7210877201617862, 'Access for Low-Income Patients': 0.7477876534338048, 'Quality of Care & Patient Satisfaction': 0.7541788058982026, 'Patient Privacy & Electronic Health Records': 0.7435642219220152, 'Energy Management': 0.7214357220058801, 'Management of Controlled Substances': 0.7258502795414785, 'Fraud & Unnecessary Procedures': 0.724545160733858, 'Pricing & Billing Transparency': 0.7545583449566745, 'Employee Health & Safety': 0.7247572936198322, 'Employee Recruitment, Development & Retention': 0.7544998026183695, 'Waste Management': 0.7228911545811959}",0.7545583449566745,Promod,Minor focus,Minor focus,Negative,,Major focus,Major focus,Negative,2023-05-10T23:20:54+00:00,https://finance.yahoo.com/news/disney-forecasts-wider-streaming-loss-232054876.html?.tsrc=rss,"[{'name': 'Wider Streaming Loss', 'weight': 0.081350125}, {'name': '3Q streaming losses', 'weight': 0.08038619}, {'name': 'Disney+', 'weight': 0.07462843}, {'name': 'last year', 'weight': 0.072840765}, {'name': 'next year', 'weight': 0.07281737}, {'name': 'subscriber growth', 'weight': 0.06944928}, {'name': 'subscribers', 'weight': 0.061723642}, {'name': 'higher sports programming costs', 'weight': 0.060532413}, {'name': 'shifting marketing costs', 'weight': 0.059389323}, {'name': 'streaming chief Michael Paull', 'weight': 0.05926825}]",[{'name': 'Tech'}],"[{'data': 'Disney', 'type': 'ORG', 'mentions': 18}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'ABC', 'type': 'ORG', 'mentions': 2}, {'data': 'ESPN', 'type': 'ORG', 'mentions': 4}, {'data': 'Iger', 'type': 'ORG', 'mentions': 1}, {'data': 'Hulu', 'type': 'ORG', 'mentions': 4}, {'data': 'Comcast Corp.’s', 'type': 'ORG', 'mentions': 2}, {'data': 'Warner Bros Discovery Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Paramount Global', 'type': 'ORG', 'mentions': 1}, {'data': 'Entertainment, Parks', 'type': 'ORG', 'mentions': 1}, {'data': 'Steve Schwarzman', 'type': 'PERSON', 'mentions': 1}, {'data': 'DeSantis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Christine McCarthy', 'type': 'PERSON', 'mentions': 2}, {'data': 'Bob Iger', 'type': 'PERSON', 'mentions': 4}, {'data': 'Bob Chapek', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Paull', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Italy', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': 'Burbank', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}]","(Bloomberg) -- Walt Disney Co. shares fell in extended trading after the company posted a drop in subscribers to its namesake streaming service and predicted a wider loss in that business this quarter.
+• None Steve Schwarzman Holds Off Giving Money to DeSantis After Meeting Him
+• None US Inflation Shows Signs of Moderating, Giving Fed Room to Pause
+• None Italy Intends to Exit China Belt and Road Pact as Ties Sour
+
+The loss from streaming will increase by $100 million this period because of shifting marketing costs, Chief Financial Officer Christine McCarthy said Wednesday on a conference call with analysts. The stock fell as much as 4.8% to $96.26.
+
+Disney’s direct-to-consumer segment, which includes the flagship Disney+ streaming service, suffered a loss of $659 million in the just-ended fiscal second quarter, the company said. That was significantly lower than the $850.3 million that analysts projected and less than half what it was just two quarters ago.
+
+But a wider loss this period, which McCarthy characterized as a “little blip,” rows back some of the progress Disney has made toward achieving profitability in its streaming businesses. The company is simultaneously seeing a sharp decline in its traditional TV business, which includes ABC and ESPN.
+
+To improve the financial performance of its streaming business, the company introduced a new ad-supported tier for Disney+ in December and raised the price of the ad-free version by 38% to $11 a month.
+
+“2023 is a transitional year with 3Q streaming losses expected to rise to around $800 million.”
+
+While boosting revenue, the move appeared to cost the company customers: Paid subscriptions to Disney+ fell to 157.8 million. Analysts had expected 163.1 million. It’s the second straight quarter that Disney+ has lost subscribers.
+
+Chief Executive Officer Bob Iger said on the call with analysts that the Burbank, California-based company plans to increase the price of the ad-free Disney+ service again this year. Disney also will be removing films and TV shows from its services to reduce costs, leading to a charge of up to $1.8 billion.
+
+Iger plans to combine Hulu and Disney+ content on a single app later this year. The move suggests the company will ultimately buy Comcast Corp.’s one-third stake in Hulu. The two companies have an agreement for Disney to purchase that stake starting next year in deal that values Hulu at a minimum of $27.5 billion. Hulu subscriptions were flat in the second quarter.
+
+Comcast and Disney have held “cordial” talks, Iger said.
+
+Wall Street’s view of the streaming TV industry has shifted over the past year, with investors now focused more on profitability than subscriber growth. Disney’s red ink from streaming ballooned under former CEO Bob Chapek, who was ousted in November after the company reported a quarterly loss of nearly $1.5 billion.
+
+Total revenue at Disney rose 13% to $21.8 billion in the period that ended April 1, driven by strong performance of the company’s theme parks. Adjusted earnings of 93 cents per share decreased from the same period last year.
+
+The company’s resorts and consumer products unit boosted income by 23% to $2.17 billion, in part due to a return to profitability for the company’s international theme parks.
+
+Profit at Disney’s traditional TV business, including the ESPN cable networks and ABC’s broadcasting business, fell 35% to $1.83 billion, the result of higher sports programming costs and lower advertising.
+
+Last week, Warner Bros Discovery Inc. and Paramount Global reported significant drops in revenue from TV advertising.
+
+Under Iger, Disney has overhauled its structure by creating three reporting units: Entertainment, Parks and ESPN, which includes the sports network and the ESPN+ streaming service.
+
+As part of a plan to Disney on a better financial footing, Iger’s cutting $5.5 billion in annual costs and culling 7,000 jobs from the entertainment giant’s workforce. The recent cost cutting led to the departure of streaming chief Michael Paull and most of the product and technology teams that supervised the successful rollout of Disney+ in 2019.
+• None US Airlines Are Sitting Out China’s Reopening
+• None Why Launch Rockets When You Can Just Fling Them Into Space?",63ac65a413c14813b9777d02b5fa116a,"Disney Forecasts Wider Streaming Loss, Sending Shares Lower",4,,,,
+16812,"San Francisco stores lock up frozen food to deter shoplifters - Frozen food customers in the crime-plagued city have been forced to put their purchases on ice and find a clerk to unlock chained coolers, as retailers take drastic measures to keep shoplifters at bay.
+
+The doors in the frozen foods section at one local Walgreens are seen locked from the customers, who apparently need the staff’s assistance to access the products.
+
+“Workers said normally shoplifters clean out all the pizza and ice cream every night. They’re usually hit 20x a day. The whole store is virtually locked up,” KPIX’s Betty Yu tweeted Monday.
+
+She also posted video of rows and rows of products – including household goods, cosmetics and snacks — locked behind plastic barriers on the shelves, a tactic that has also been deployed at Target.
+
+Another user posted a photograph of a padlocked ice cream freezer at a CVS.
+
+“Night time trip to the CVS pharmacy to get medicines, and I witness police car in front called to scene because of thief. Of course many items locked up too like the frozen section!” @Tim_I_Huang tweeted Monday.
+
+One shopper lamented that the local Rite Aid has been closed due to “excessive loss from theft,” adding that it was “unfortunate that stores have to go to this extent to keep their stores open.
+
+“And all bathrooms at stores are either locked or code access only or have a sign that said not working,” Susan Ng wrote Tuesday.
+
+Shoppers and store workers alike have been complaining that the anti-theft measures are annoying and time-consuming because buzzers have to be used to access the products.
+
+A worker at a Safeway outlet told The San Francisco Standard last week that he was quitting due to the added stress of unlocking items and carrying them to the checkout for customers.
+
+“It’s just too much,” David MacDowell, who used a walkie-talkie to respond to requests from the liquor aisle, told the outlet.
+
+“Having to bring things to the front was a game change. Every day, it’s like this.”
+
+A customer, Danielle Strauss, waited over three minutes to buy a single tube of toothpaste at the Safeway, The Standard reported.
+
+“Most of the time, I just order this stuff online to avoid going here completely,” the fed-up shopper told the outlet.
+
+Calthia Gomes, who pressed a help button for an employee to unlock Tide Pods, said she waits up to 10 minutes for workers to show up.
+
+“I just find the person and flag them down,” Gomes said.
+
+An employee who works in the electronics section at a local Target described the rampant shoplifting that has plagued his store.
+
+“Like every 20 minutes, someone would come and take something and run out,” the staffer told the outlet on condition of anonymity.
+
+At another Walgreens in the city’s South Beach, a customer said she understands why deodorant and toothbrushes are locked up, but complained that it has made shopping a drag.
+
+
+
+“They’re pretty good here, but it’s irritating. When they’re understaffed, you need to wait,” Stacey Reynolds-Peterson said.
+
+The National Retail Federation’s 2022 retail security survey ranked the Bay Area as the second-most hard-hit metropolitan area by theft in the previous two years.
+
+Los Angeles was first, New York City was third and Houston placed fourth.
+
+In the five boroughs, chain drug stores, supermarkets and bodega owners alike had also been taking drastic measures to combat the shoplifting scourge, placing everyday items like candy, ice cream and detergent under lock and key.","{'positive': 0.010953947, 'negative': 0.8969259, 'neutral': 0.092120215}","San Francisco stores are taking drastic measures to deter shoplifters from stealing frozen food, such as locking doors in the frozen foods section at one Walgreens and locking up shelves of household goods, cosmetics and snacks. The tactic has also been deployed at Target, Target, and Rite Aid. The National Retail Federation‚Äôs 2022 retail security survey ranked the Bay Area as the second-most hard-hit metropolitan area by theft in the previous two years. The anti-theft measures are annoying and time-consuming because buzzers have to be used to access the products, and shoppers and store workers alike have been complaining about the rampant shoplifting.",Shocking images have emerged of San Francisco stores chaining and padlocking their wares to keep shoplifters at bay in the crime-plagued city.,CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7502839772479022, 'Energy Management in Retail': 0.7899704177405701, 'Drug Supply Chain Integrity': 0.7680429618056407, 'Management of Controlled Substances': 0.781363576828476, 'Data Security & Privacy': 0.7744886582129468}",0.7899704177405701,Promod,Minor focus,Minor focus,Neutral,,No focus,,,2022-10-06T10:39:58-04:00,https://www.theverge.com/2022/10/6/23390274/google-pixel-7-pro-vpn-one-no-cost,"[{'name': 'VPN access', 'weight': 0.123229004}, {'name': 'other benefits', 'weight': 0.11882299}, {'name': 'Pixel owners', 'weight': 0.11660009}, {'name': 'benefit', 'weight': 0.106808506}, {'name': 'Pixel', 'weight': 0.105102494}, {'name': 'Google', 'weight': 0.099360555}, {'name': '7 Pro', 'weight': 0.09048375}, {'name': 'cloud storage', 'weight': 0.07915199}, {'name': 'access', 'weight': 0.074651316}, {'name': 'unlimited original-quality photo backup', 'weight': 0.072961375}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'Pixel 7', 'type': 'PRODUCT', 'mentions': 5}, {'data': '7 Pro', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Google One', 'type': 'PRODUCT', 'mentions': 1}]","Google has announced that Pixel 7 and Pixel 7 Pro users will be getting access to its Google One VPN at “no extra cost.” The company says this makes them the first phones to include VPN access.
+
+The perk usually comes as part of Google’s $9.99 a month premium One plan, which also includes 2TB of cloud storage as well as other benefits. There are some restrictions to the deal though — according to a tweet from the company, some data won’t be transmitted through the VPN, and the benefit won’t be available in all countries. The company didn’t immediately respond to The Verge’s request for comment on what data wouldn’t be allowed through the VPN.
+
+It’s not the first time Google has included some sort of benefit for Pixel owners; famously, the phones used to come with unlimited original-quality photo backup, though that perk has been scaled back over the years.
+
+Developing. For more info on the Pixel 7 and 7 Pro, check out our live blog for announcements as they happen.",ef68591076c84d0c8fe00c4e4064e0f5,Google’s including its VPN service with the Pixel 7 and 7 Pro,4,,,,
+18163,"Amazon Makes Sweeping Overhauls Of Grocery Business To Compete With Walmart, Kroger - Amazon Makes Sweeping Overhauls Of Grocery Business To Compete With Walmart, Kroger
+
+            Amazon is taking more strides in the world of grocery, launching the biggest overhaul of that part of its business since it bought Whole Foods. The details of its new overhaul, reported on by Bloomberg this week, include ""revamping stores, testing new highly automated warehouses and, for the first time, offering fresh-food delivery to customers who aren’t Prime subscribers.""
+
+The new initiatives will be put into place in coming weeks and months, the report says, with the intention of widening Amazon's footprint in grocery. 
+
+On August 2, the company is going to invite people who are not Prime members to use online grocery ordering. Boston, Dallas and San Francisco will be among 12 cities where the program pilots. Fees will be $7.95 to $13.95, about $4 more than what Prime members pay. 
+
+Former Tesco executive Tony Hoggett, senior vice president for worldwide grocery stores, is leading the charge for Amazon, which hopes to make up ground on names like Kroger and Costco in grocery. Hoggett told Bloomberg: “We’re serious about grocery. Our plan is on building this really strong grocery relationship with customers over time.”
+
+
+
+The company will also look to stock Whole Foods items in Amazon warehouses, so customers won't have to navigate more than one online checkout to get their groceries. “We recognize that still needs to be improved,” Hoggett added. 
+
+Brick and mortar Fresh stores will now sport Krispy Kreme stands near the door and will add 1,500 items to what had previously been limited inventory. Peter Abraham, a marketer in Los Angeles, told Bloomberg that Amazon's Fresh stores ""feels soulless"". 
+
+“There were bells and whistles when they opened that look better in theory than reality. The new group says, ‘People like coffee and doughnuts, we need coffee and doughnuts.’ This is the new guard. These people aren’t technology people,” David Bishop, a partner with Brick Meets Click, a grocery and retail consultant, said. 
+
+Hoggett is concentrating on perfecting Amazon's retail presence in a few select markets, instead of aggressive expansion, stating: “All the look and feel and design is very different to our existing Fresh stores. Customers respond to a bit more of a bright and airy and light experience.”
+
+
+
+As Bloomberg notes, margins have always been a struggle: ""Amazon required a grocery order of about $115 to break even in 2010, on average. A decade later that break-even point was still $90 to $100.""
+
+Amazon needs more physical stores to add to its Whole Foods stores in order to help the razor thin margins that come with the grocery business. It has about 530 Whole Foods stores and was going to add ""hundreds more"" before Andy Jassy stopped spending and the company shuttered more than 60 locations last year. 
+
+The company is also adding ""Dash Carts"" which identify items placed into a cart and run a tally of prices for the customer. They will make it easier for customers to ""just walk out"" as a means of checking out, and they will be billed automatically. 
+
+“The customers that enjoy Just Walk Out in the Fresh stores, they really love it. But we also recognize that it’s so new for many, many customers. The whole point for us is everybody’s welcome in our stores,” Hoggett concluded. 
+
+      Tyler Durden
+Fri, 08/04/2023 - 13:40","{'positive': 0.23379627, 'negative': 0.012972717, 'neutral': 0.753231}","Amazon is launching the biggest overhaul of its grocery business since it bought Whole Foods. The new initiatives include revamping stores, testing new highly automated warehouses and offering fresh-food delivery to customers who aren't Prime subscribers. On August 2, the company will invite people who are not Prime members to use online grocery ordering. The company will also look to stock Whole Foods items in Amazon warehouses, so customers won't have to navigate more than one online checkout to get their groceries. Amazon needs more physical stores to add to its Whole Foods stores in order to help the razor thin margins that come with the grocery business.","Amazon Makes Sweeping Overhauls Of Grocery Business To Compete With Walmart, Kroger
+
+            Amazon is taking more strides in the world of groc...",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth‚Äôs ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry‚Äôs exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers‚Äô brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity‚Äôs reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry‚Äôs competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers‚Äô shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity‚Äôs reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers‚Äô private data can undermine their trust in an entity‚Äôs ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7563441358581534, 'Air Emissions from Refrigeration': 0.7240120321810097, 'Food Waste Management': 0.7605342348548398, 'Product Labelling & Marketing': 0.7474114467690913, 'Energy Management': 0.7541320497407255, 'Supply Chain': 0.7765748809765844, 'Product Health & Nutrition': 0.7880552952704605, 'Fleet Fuel Management': 0.7531187931860097, 'Labour Practices': 0.771738848580481, 'Data Security': 0.7465694135374167}",0.7880552952704605,Promod,No focus,No focus,Neutral,,Major focus,Major focus,Positive,2023-04-30T23:23:16+00:00,https://www.yahoo.com/lifestyle/xsoul-body-hair-remover-101008784.html?src=rss,"[{'name': 'unwanted hairs', 'weight': 0.089063376}, {'name': 'hair', 'weight': 0.08720337}, {'name': 'Unwanted body hair', 'weight': 0.0865504}, {'name': 'Treated hairs', 'weight': 0.085497275}, {'name': 'legs', 'weight': 0.07853504}, {'name': 'bikini area', 'weight': 0.07041238}, {'name': 'armpits', 'weight': 0.0577505}, {'name': 'IPL', 'weight': 0.055553827}, {'name': 'time', 'weight': 0.055178303}, {'name': 'upper lip', 'weight': 0.054781623}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'XSoul At-Home IPL Hair Removal Device', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Sasquatch', 'type': 'PERSON', 'mentions': 1}]","Something we can all agree on: Unwanted body hair is frustrating. Sure, you can wax and shave regularly, but who has time for all that? That's why a growing number of people are turning to intense pulse light (IPL) laser hair removal. This technology zaps unwanted hairs permanently, saving you a ton of time, money and aggravation over the long run. You can have this procedure done in a salon, but it's going to cost you. Here's a better option: Amazon is running a can't-miss sale on the top-rated XSoul At-Home IPL Hair Removal Device — it's 65% off when you apply the on-page coupon.
+
+The XSoul At-Home IPL Hair Removal Device uses professional-grade IPL technology to zap hair and break the cycle of regrowth. Use it on your legs, your armpits...anyplace really. Flip between five power levels (start at level one and work your way up) to get the removal oomph you're after. The XSoul is a pleasure to grip — your hand won't cramp up while you get down to business.
+
+You can even choose between a continuously flashing auto mode for spots like your bikini line, upper lip, chin, face and armpits, or a single-flash manual mode for more sparsely hairy areas like your back, chest, stomach, arms and legs. According the brand, ""Treated hairs naturally fall out over the course of a few days to 1–2 weeks."" Impressive!
+
+The XSoul At-Home IPL Hair Removal Device has plenty of fans who rave about how well it works. ""Money well spent!"" said one bald-faced fan. ""This is by far the best product I have used. ...I noticed an immediate [decrease] in growth of my hair. As a woman, having hair on my chin is horrible and very hard to maintain. I did not have the regular whiskers — I had the thick, dark hair that has gotten worse since my second child. I’m so happy to have found this product and feel a whole lot more confident about myself.""
+
+A fellow happy customer called this tool ""a godsend,"" adding, ""I have only used it three times so far and have no growth on my legs and a little growth on my armpits and bikini area...Honestly, it’s already paid for itself after only three uses.""
+
+Why not make it a family affair?! ""I have been using this on my wife's legs,"" reports a shopper. ""First off, you don't see results until 4 weeks into the treatment. And my wife's leg hair is pretty thick and it grows back daily. By 4 weeks my wife's leg hair took 2-3 days to grow back and during those days it was baby butt smooth..."" The reviewer later wrote an update: ""We have been using this for a few months to a year now. It's been awesome...Anyway my wife has stopped growing hair almost completely.""
+
+Take it from this happy reviewer: ""Are you tired of the excessive peach 'fuzz'? 🍑 Well, no worries, Sasquatch — this device...has worked wonders. I had to brag about it...""
+
+Our advice? Grab this at-home hair removal device at a serious discount while you can.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+Looking for more great Amazon style and beauty deals? Check these out:",eba10279f0c644209ace1e183a03fbe3,This 'godsend' laser hair-removal tool is 65% off at Amazon — save over $130,4,,,,
+25163,"J.B. Hunt stock falls more than 5% after revenue rises but misses expectations, while profit falls - J.B. Hunt stock falls more than 5% after revenue rises but misses expectations, while profit falls
+
+MARKET PULSE Shares of J.B. Hunt Transport Services Inc. (JBHT) dropped 5.3% toward a three-month low in premarket trading Wednesday, after the trucking company reported fourth-quarter results that missed expectations, amid declines in intermodal volume and total freight transactions and an increase in casualty claim expense.","{'positive': 0.010938198, 'negative': 0.97689396, 'neutral': 0.01216779}","J.B. Hunt stock falls more than 5% after revenue rises but misses expectations, while profit falls. 
+
+J.B. Hunt stock falls more than 5% after revenue rises but misses expectations, while profit falls
+
+MARKET PULSE Shares of J.B. Hunt Transport Services Inc. (JBHT) dropped 5.3% toward a three-month low in premarket trading Wednesday, after the trucking company reported fourth-quarter results that missed expectations, amid declines in intermodal volume and total freight transactions and an increase in casualty claim expense.","MARKET PULSE Shares of J.B. Hunt Transport Services Inc. (JBHT) dropped 5.3% toward a three-month low in premarket trading Wednesday, after the trucking company reported fourth-quarter results that missed expectations, amid declines in intermodal volume and total freight transactions and an increase in casualty claim expense.",JBHT,Transportation,Road Transportation,J.B. Hunt Transport Services,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.7799117942203728, 'Air Quality': 0.7174071116948816, 'Greenhouse Gas Emissions': 0.7494535356372367, 'Accident & Safety Management': 0.7681163573062809}",0.7799117942203728,Promod,Minor focus,Major focus,Negative,Accident & Safety Management,No focus,,,2023-01-24T10:00:00+00:00,https://finance.yahoo.com/m/fdba0c27-8d02-3200-9465-30b059d17f68/drug-distributor.html?.tsrc=rss,"[{'name': 'last fiscal year', 'weight': 0.14946744}, {'name': 'Chief Executive Steven Collis', 'weight': 0.1306494}, {'name': 'Steven Collis', 'weight': 0.1228472}, {'name': 'Name', 'weight': 0.118685596}, {'name': 'Drug Distributor AmerisourceBergen', 'weight': 0.107369706}, {'name': 'drug distribution', 'weight': 0.105230115}, {'name': 'Tuesday', 'weight': 0.09999238}, {'name': 'U.S.', 'weight': 0.096681446}, {'name': 'other healthcare products', 'weight': 0.0904859}, {'name': 'Cencora', 'weight': 0.079961576}]",[{'name': 'Health'}],"[{'data': 'AmerisourceBergen', 'type': 'ORG', 'mentions': 3}, {'data': 'Cencora', 'type': 'ORG', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Steven Collis', 'type': 'PERSON', 'mentions': 1}]","AmerisourceBergen plans to change its name to Cencora to reflect its aim to expand outside the U.S. and beyond drug distribution. The company, among the largest distributors of medicines and other healthcare products in the U.S., with $239 billion in revenue last fiscal year, said Tuesday it expects to begin using the new name in the second half of this year. “As a global company, the name AmerisourceBergen was becoming less and less reflective to us of how we felt about the company,” said Chief Executive Steven Collis.",b57c86fc8a9542e3aa8a8fb482583268,Drug Distributor AmerisourceBergen to Change Name to Cencora,4,,,,
+7582,"Struggling to Find Accountants, Businesses Boost Salary Offers, Hire Temporary Workers - A deepening shortage of accountants is driving a growing number of companies to raise salaries or seek temporary help to strengthen their finance teams amid a slowing economy.
+
+Many employers over the past decade have struggled to find qualified workers, a challenge accelerated by a decline in the number of job seekers amid the Covid-19 pandemic. The U.S. labor force has been shrinking since early 2020, as more baby boomers retire.
+
+Companies’ accounting and finance departments in particular, which are crucial for managing financial operations, internal controls and financial reporting, are suffering from the lack of personnel. Fewer people are pursuing degrees in accounting and starting new jobs in this area, resulting in more open positions for related roles and searches that take longer to complete. And digitization and automation aren’t expected to fill the gap.
+
+The number of postings for U.S. accounting and audit roles totaled roughly 177,880 jobs this year through Nov. 30, up from 141,340 during the prior-year period and the highest since at least 2008, according to Revelio Labs Inc., a provider of workplace data. People started 113,400 of these positions this year through Nov. 30, down 15.9% from the prior-year period, Revelio said. Audit and accounting jobs on average require 56 days to fill, up from 46 during the prior-year period.
+
+“It’s still a very competitive labor market and accounting and finance are even more competitive,” said Brandi Britton, executive director for finance and accounting at Robert Half International Inc., a human-resources consulting firm. In a recent Robert Half survey of more than 1,500 managers at companies with operations in the U.S., 87% of respondents said they find it increasingly hard to secure the talent they need for general accounting, financial reporting and financial planning and analysis.
+
+The lack of accounting and audit workers affects companies across industries and sizes, though smaller and privately held companies are having a particularly hard time.
+
+Based in Incline Village, Nev., winemaker Vintage Wine Estates Inc. tries to fill open positions within 90 days, but in recent months has taken nearly double that time, Chief Financial Officer Kristina Johnston said. The company added six employees to its finance team between March and November, bringing it to 22, she said. Vintage Wine Estates said it has about 700 employees, including 100 part-time or seasonal workers. “We’ve struggled across the board, but I do think where you’re looking for a specific skill set, there’s a higher challenge filling the position,” Ms. Johnston said.
+
+The company is offering higher salaries to candidates for certain positions and turning to temporary workers such as interns, Ms. Johnston said, but declined to provide specifics on pay. “We sweetened the pot a little bit from where the company was originally,” she said.
+
+Some businesses also have a hard time finding the right skills. Nexans SA, a cable manufacturer, is seeking finance specialists who are not only experienced in technical accounting but also in strategic decision making, for example controllers and finance directors that assess risks stemming from wind farms and other long-term projects, CFO Jean-Christophe Juillard said. But, the Paris-based company in recent months hasn’t been able to find workers with those skills, he said.
+
+“We have the people, but I don’t think the people we have are necessarily the people that are the most qualified,” he said, adding that cabling is a niche industry.
+
+The company has about 500 finance employees across 40 countries and roughly 10% of its revenue comes from the U.S. It has 20 to 30 open finance and accounting positions globally, Mr. Juillard said.
+
+Companies also try to retain the finance and accounting workers they have. Jacksonville, Fla.-based GEE Group Inc., a recruiting firm, is promoting people at a faster pace and giving them more frequent salary raises, CFO Kim Thorpe said. “Securing that talent has been the biggest problem,” Mr. Thorpe said.
+
+GEE used to elevate staff accountants to senior accountants in one to three years and to managers in three to six years, Mr. Thorpe said. Now, those promotions take less time, with Mr. Thorpe pointing to an employee who made it to manager of financial reporting in less than two years.
+
+GEE has about 300 regular employees and over 2,000 temporary workers. Its accounting and finance team of 20 people is expected to grow in the mid-to-high single digits annually due to strong business growth, Mr. Thorpe said.
+
+But, the problem for companies isn’t just the tight labor market. The profession is also attracting fewer job entrants, with the number of U.S. students who completed accounting degrees falling by 2.8% for bachelor’s and 8.4% for master’s in the 2019 to 2020 academic year compared with the prior year, according to the latest available data from the American Institute of Certified Public Accountants, a professional organization.
+
+Among the reasons for the decline: Fewer people pursue college degrees in general, and often, there is a lack of awareness about career opportunities in audit and accounting, said Lisa Simpson, vice president of firm services at the AICPA. The organization said it is working to raise awareness about the profession among high- and middle-schoolers.
+
+A potential recession could drive more students back into the profession, Ms. Britton said. In a downturn, students tend to gravitate toward degrees in accounting and finance because they are considered more stable career paths than, for example, marketing and communications.
+
+Demand for accounting and finance professionals will likely continue to rise, prompting more companies to become more flexible with who they hire, Robert Half’s Ms. Britton said.
+
+Automation and digitization haven’t eliminated the need for accounting staff, but led to changes to roles or new ones, she said. “The bottom line is the shortage is going to remain.”","{'positive': 0.011661239, 'negative': 0.96399707, 'neutral': 0.024341738}","
+
+“It’s still a very competitive labor market and accounting and finance are even more competitive,” said Brandi Britton, executive director for finance and accounting at Robert Half International Inc., a human-resources consulting firm. Nexans SA, a cable manufacturer, is seeking finance specialists who are not only experienced in technical accounting but also in strategic decision making, for example controllers and finance directors that assess risks stemming from wind farms and other long-term projects, CFO Jean-Christophe Juillard said. In a downturn, students tend to gravitate toward degrees in accounting and finance because they are considered more stable career paths than, for example, marketing and communications. 
+
+Demand for accounting and finance professionals will likely continue to rise, prompting more companies to become more flexible with who they hire, Robert Half’s Ms. Britton said.
+
+Automation and digitization haven’t eliminated the need for accounting staff, but led to changes to roles or new ones, she said.",A deepening shortage of accountants is driving a growing number of companies to raise salaries or seek temporary help to strengthen their finance teams amid a slowing economy.,RHI,Services,Professional & Commercial Services,Robert Half Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider’s security measures, which could result in reputational damage and adversely impact an entity’s ability to attract and retain clients. '}","{'Professional Integrity': 0.7489803760906151, 'Workforce Diversity & Engagement': 0.8068059107503323, 'Data Security': 0.7864342734320755}",0.8068059107503323,Promod,Minor focus,Major focus,Neutral,"Workforce Diversity & Engagement, None",No focus,,,2023-01-19T22:54:07+00:00,https://thehill.com/policy/technology/3820315-meta-twitter-urge-supreme-court-to-keep-controversial-tech-protection-in-place/,"[{'name': 'content', 'weight': 0.09262759}, {'name': 'certain content', 'weight': 0.092345215}, {'name': 'particular content', 'weight': 0.09144787}, {'name': 'terrorist content', 'weight': 0.09088308}, {'name': 'internet companies', 'weight': 0.08842123}, {'name': 'other internet companies', 'weight': 0.08718862}, {'name': 'content moderation laws', 'weight': 0.08600744}, {'name': 'online companies', 'weight': 0.07372563}, {'name': 'user', 'weight': 0.07317491}, {'name': 'users', 'weight': 0.07317491}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'Meta', 'type': 'ORG', 'mentions': 7}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 8}, {'data': 'Supreme Court', 'type': 'ORG', 'mentions': 6}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 4}, {'data': 'Islamic State', 'type': 'ORG', 'mentions': 2}, {'data': 'the Department of Justice', 'type': 'ORG', 'mentions': 3}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'Chamber of Progress', 'type': 'ORG', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 10}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Nohemi Gonzalez', 'type': 'PERSON', 'mentions': 2}, {'data': 'Taamneh', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'France', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 2}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 2}]","Twitter, Meta and a handful of tech association groups said if the Supreme Court strikes down certain protections for internet providers under a controversial provision it could make online companies less useful and less safe for the public, according to briefs filed Thursday.
+
+Taken together, the briefs, along with one filed by Google last week, show the tech industry putting up a joint front in urging the highest court against ruling to create a more narrow scope for protections under Section 230 of the Communications Decency Act in a case against Google.
+
+Section 230 provides a legal liability shield to protect internet companies over content posted by third parties.
+
+The case before the Supreme Court is based on allegations against Google subsidiary YouTube raised by the family of Nohemi Gonzalez, a 23-year-old U.S. citizen killed in a 2015 Islamic State terror attack in France. The Gonzalez family alleges that YouTube provided a platform for terrorist content and recommended content that incited violence and recruited potential Islamic State supporters through its algorithm.
+
+Twitter, Meta and tech associations said that if the Supreme Court’s decision strikes down some Section 230 protections, it would have far-reaching implications for other internet companies, as well.
+
+A key issue at play in the court’s decision is whether or not Section 230 protections should apply to internet providers insofar as their role in recommending content through their algorithms, not just hosting it.
+
+The tech industry broadly argued through their briefs that the act of recommending content is intrinsic to how it provides content to users. The industry’s take contrasts with that of the Department of Justice (DOJ), which filed a brief last month that warned the Supreme Court against using an “overly broad” interpretation of the provision.
+
+Meta said a distinction between presenting user-generated content and “targeted recommendations” is “illusory.”
+
+“So-called ‘targeted recommendations’ reflect nothing more than how online services organize and display content. They differ from other more static organizational choices only in that they harness the power of the internet to personalize content on a user-by-user basis rather than through a one-size-fits-all approach,” Meta’s brief states.
+
+Meta added that if changes are to be made to Section 230, they should come from Congress and not the court.
+
+Although lawmakers on both sides of the aisle have raised the idea of reforming Section 230, Republicans and Democrats approach the need for reform from opposite sides of the issue. Democrats broadly say the provision gives companies a pass to host too much hate speech and misinformation, whereas Republicans say it allows companies to have too broad a reach in removing content and to do so in a way that the GOP alleges is biased towards conservatives.
+
+The standoff means any changes to Section 230 are largely expected to come from the courts.
+
+In Twitter’s brief, the company makes an argument similar to Meta’s that recommending, or organizing, content is part of how internet companies must operate. Twitter’s brief states there is “no principled or administrable line” to distinguish YouTube’s recommendations at the center of the case from how any internet provider, whether it be a social media company or search engine, provides results for queries or posts for users.
+
+“What Plaintiffs style as ‘recommendations’—a sidebar displaying thumbnails of videos similar to what the user has watched previously—are simply a means of making particular content available to users,” Twitter’s brief states.
+
+“If YouTube’s selective displays fall outside Section 230(c)(1), it is unclear how countless other publication choices that implicitly prioritize certain content are protected, including search engines returning ranked results, news feeds filtering based on geographical location, or information feeds displaying content from only followed accounts,” Twitter added.
+
+Along with the tech companies’, several briefs were filed Thursday defending a broad interpretation of Section 230 in the case that were led by The Center for Democracy and Technology, The Computer & Communications Industry Association and Chamber of Progress
+
+The tech groups argued, as well, that changes to strike down the provision’s protections would broadly impact companies’ ability to provide safe and useful platforms for users.
+
+The Supreme Court is scheduled to hold oral arguments in the case next month, along with a companion case, Twitter, Inc. v. Taamneh.
+
+At the same time, the court may take up a case against content moderation laws in Florida and Texas that could also help decide the fate of Section 230.",dbfbcb2a1e204b7b9ae043816e569adc,"Meta, Twitter urge Supreme Court to keep controversial tech protection in place",4,,,,
+8379,"Boat hits Fisher Island Ferry near Miami, killing one man and hospitalizing another - A man was killed and another was hospitalized after a 30-foot boat hit the Fisher Island Ferry near Miami early Sunday morning, the US Coast Guard said.
+
+The two men were on the boat, which sank after the accident, Coast Guard spokesperson Ryan Estrada said. The vessel has since been recovered and removed, according to a tweet from the Coast Guard.
+
+The port’s North and South channel initially were closed, which hindered some ships – including cruise ships, from arriving and loading. However, PortMiami has since opened back up.
+
+Schedules for three different cruise ships were temporarily disrupted, port officials said, and a “temporary safety zone” was established.
+
+“Due to a waterway navigation incident on Sunday … the PortMiami channel is closed. The closure will affect the arrival time and debarkation of passengers on Carnival Celebration, MSC Seascape, and NCL Escape,” PortMiami said in a tweet Sunday morning.
+
+Three crew members on the ferry boat are “fine,” according to Estrada.
+
+CNN has reached out to Miami Fire Rescue and the Florida Fish and Wildlife Conservation Commission, who oversees the investigation.
+
+CNN also reached out to the three cruise ship companies that PortMiami said were impacted by the incident.
+
+“We have been in direct contact with our guests and will continue to provide them updates as we learn more information from officials,” Carnival Cruise Line told CNN, adding, “We’ll defer to officials with the USCG and the port for questions and other comments.”","{'positive': 0.009966214, 'negative': 0.9392665, 'neutral': 0.050767306}","A 30-foot boat hit the Fisher Island Ferry near Miami early Sunday morning, killing one man and hospitalizing another. The vessel has since been recovered and removed, and three crew members on the ferry are “fine.” CNN has reached out to Miami Fire Rescue and the Florida Fish and Wildlife Conservation Commission, who oversees the investigation. PortMiami has since reopened its North and South channel, temporarily disrupting the arrival time and debarkation of passengers on three different cruise ships. Carnival Cruise Line has provided updates to the three cruise ship companies impacted by the incident.","A man was killed and another was hospitalized after a 30-foot boat hit the Fisher Island Ferry near Miami early Sunday morning, the US Coast Guard said.",CCL,Transportation,Cruise Lines,Carnival Corp,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry’s reliance on heavy fueloil (‘bunker fuel’) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity’s revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity’s safety record and ensure high customer satisfaction while lowering an entity’s risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity’s reputation and market share. Additionally, there can be several governing bodies—including the flag state, port state, and home country of a crew member—involved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers’ home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity’s revenues and market share.'}","{'Customer Health & Safety': 0.7861930324199565, 'Greenhouse Gas Emissions': 0.7525873982576611, 'Air Quality': 0.7594874778496866, 'Accident Management': 0.8017043665399288, 'Discharge Management & Ecological Impacts': 0.772907599028833, 'Employee Health & Safety': 0.8049166005927224, 'Labour Practices': 0.7641321020977658}",0.8049166005927224,Promod,Minor focus,Minor focus,Negative,"Accident Management, Customer Health & Safety",Major focus,Minor focus,Negative,2022-11-28T20:29:24+00:00,https://www.cnbc.com/2022/11/28/elon-musk-claims-apple-has-threatened-to-remove-the-twitter-app-.html,"[{'name': 'Twitter owner Elon Musk', 'weight': 0.11285024}, {'name': 'iPhone app distribution', 'weight': 0.10401458}, {'name': 'Twitter Blue', 'weight': 0.10399467}, {'name': 'Twitter', 'weight': 0.10375198}, {'name': 'iPhone app makers', 'weight': 0.10069219}, {'name': 'App Store', 'weight': 0.09774044}, {'name': 'unnamed app stores', 'weight': 0.092465624}, {'name': 'Apple', 'weight': 0.092211545}, {'name': 'Elon Musk', 'weight': 0.08276318}, {'name': 'Musk', 'weight': 0.07940877}]",[{'name': 'Tech'}],"[{'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 10}, {'data': 'Yoel Roth', 'type': 'PERSON', 'mentions': 1}, {'data': 'Phil Schiller', 'type': 'PERSON', 'mentions': 2}, {'data': 'Philip Shoemaker', 'type': 'PERSON', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 17}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 11}, {'data': 'SpaceX', 'type': 'ORG', 'mentions': 1}, {'data': 'Starlink', 'type': 'ORG', 'mentions': 1}, {'data': 'the App Store', 'type': 'ORG', 'mentions': 5}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Epic Games', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Play', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'App Review', 'type': 'ORG', 'mentions': 1}, {'data': 'Identity.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Twitter Blue', 'type': 'PRODUCT', 'mentions': 1}]","Elon Musk said that his company SpaceX cannot fund the Starlink service in Ukraine ""indefinitely.""
+
+Twitter owner Elon Musk claimed on Monday in a series of tweets that Apple had threatened to remove the Twitter app from the App Store as part of its app review moderation process.
+
+""Apple has also threatened to withhold Twitter from its App Store, but won't tell us why,"" Musk tweeted.
+
+In other tweets fired off on Monday morning, he called Apple's App Store fees a ""secret 30% tax,"" and ran a poll asking if ""Apple should publish all censorship actions it has taken that affect its customers."" He also claimed that Apple has pulled most of its advertising from Twitter.
+
+Apple's App Store is the only way to distribute software to iPhones. If the Twitter app were pulled, the social network would lose one of its main distribution platforms, although it the service is available for the web.
+
+In addition, Apple requires iPhone app makers to pay between 15% and 30% of any digital goods sold through their apps. Musk has said one of his plans for Twitter is to raise billions of dollars from subscriptions, such as Twitter Blue, which is offered through the iPhone app. If it were to grow to Musk's goals, Apple would collect hundreds of millions of dollars in the process.
+
+Apple has faced challenges to its App Store fees and policies from companies like Spotify and Epic Games, but Musk is no stranger to attracting worldwide attention, and may represent Apple's biggest challenge to its control over iPhone app distribution so far.
+
+But there are signs that Apple is watching the social network closely to see if it violates any App Store policies.
+
+Representatives for unnamed app stores, which include Apple's App Store as well as Google Play for Android devices, reached out to Twitter earlier this month after Musk took over and the site saw a wave of hate speech, according to a New York Times op-ed by Yoel Roth, Twitter's former head of trust and safety.
+
+Phil Schiller, Apple's former chief marketer who oversees App Review, apparently deleted his Twitter account earlier this month after Musk took over.
+
+Philip Shoemaker, the former head of Apple's app review and current CEO of Identity.com, said Schiller's move to delete his account reminded him of a company making moves to ""prepare for war."" He believes that Apple's app review department is keeping a close eye on Twitter's content moderation under Musk to see if more questionable content, such as porn, slips through.
+
+Apple's recent moves are ""like when you remove troops from a country before you attack,"" Shoemaker said. ""You're thinking you're going to have to pull these apps from the store.""",cae4f50c141d4270aed47e52be438221,Elon Musk claims Apple has threatened to remove the Twitter app,4,,,,
+11191,"The most popular hotel brand in the world isn't what you think - According to the annual Allianz Partners Big Book of Travel Data report, Hampton by Hilton brought in more room revenue than any other hotel chain in the world — the $10.2 billion brought in by the budget to midrange hotel chain outpaced the $9.3 billion brought in by Hilton's more upscale Hilton Hotels & Resorts and $8.8 million from Marriott International . The numbers refer solely to gross room revenue, or what the chain gains rom the rental of the rooms themselves — the information is not publicly disclosed but Allianz Group and IdeaWorksCompany calculated it based on average room revenue (RevPAR) and global room count statistics.","{'positive': 0.09334618, 'negative': 0.024031878, 'neutral': 0.8826219}","According to the annual Allianz Partners Big Book of Travel Data report, Hampton by Hilton brought in more room revenue than any other hotel chain in the world. This outpaced the $9.3 billion brought in by Hilton's more upscale Hilton Hotels & Resorts and $8.8 million from Marriott International. The numbers refer solely to gross room revenue, or what the chain gains rom the rental of the rooms themselves.","According to the annual Allianz Partners Big Book of Travel Data report, Hampton by Hilton  brought in more room revenue than any other hotel chain in the world — the $10.2 billion brought in by the budget to midrange hotel chain outpaced the $9.3 billion brought in by Hilton's more upscale Hilton Hotels & Resorts and $8.8 million from Marriott International .  The numbers refer solely to gross room revenue, or what the chain gains rom the rental of the rooms themselves — the information is not publicly disclosed but Allianz Group  and IdeaWorksCompany calculated it based on average room revenue (RevPAR) and global room count statistics.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7989815809003403, 'Climate Change Adaptation': 0.7703526287130256, 'Energy Management': 0.7978894368184607, 'Ecological Impacts': 0.767687883780034, 'Labour Practices': 0.7913396049943571}",0.7989815809003403,Promod,No focus,No focus,Positive,,No focus,,,2023-06-27T07:23:59.297000+00:00,https://www.wsj.com/livecoverage/stock-market-today-dow-jones-06-27-2023/card/google-s-ai-blitz-worked-too-well-for-wall-street-s-liking-13uoYXJTrXa40TsEpOTw,"[{'name': 'generative AI capabilities', 'weight': 0.09378516}, {'name': 'several major AI announcements', 'weight': 0.08082474}, {'name': 'other Big Tech shares', 'weight': 0.08023452}, {'name': 'increased spending', 'weight': 0.07849972}, {'name': 'little potential upside', 'weight': 0.07390917}, {'name': 'advertising growth', 'weight': 0.072759606}, {'name': 'last month', 'weight': 0.07104224}, {'name': 'early May', 'weight': 0.0694461}, {'name': 'Monday', 'weight': 0.06594911}, {'name': 'Mark Shmulik', 'weight': 0.064168185}]","[{'name': 'Tech'}, {'name': 'Finance'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'UBS', 'type': 'ORG', 'mentions': 2}, {'data': 'Bernstein Research', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Big Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'I/O', 'type': 'EVENT', 'mentions': 1}, {'data': 'Mark Shmulik', 'type': 'PERSON', 'mentions': 1}, {'data': 'midday', 'type': 'TIME', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}, {'data': 'Heard on the Street', 'type': 'WORK_OF_ART', 'mentions': 1}]","Google stepped on the gas with its artificial intelligence efforts last month. Some on Wall Street are already trying to tap the brakes: Two high-profile brokers have downgraded the shares of Alphabet, its parent company, over the past two days.
+
+The arguments are similar. Analysts for UBS and Bernstein Research think the stock’s recent run leaves little potential upside, especially given some risk that advertising growth will remain sluggish in the second quarter, while increased spending on generative AI capabilities will hurt the company’s bottom line. Both downgraded Alphabet to the equivalent of neutral ratings.
+
+Ironically, the stock had been a relative laggard until the Google I/O developers conference in early May. Google used that event to make several major AI announcements, which changed the perception that it was playing catch-up to Microsoft in the key technology.
+
+Alphabet’s shares jumped 14% between that conference and Friday’s close—before UBS issued its downgrade on Monday. Microsoft’s share price was up only 9% that time.
+
+“It's time to move to the sidelines,” wrote Bernstein’s Mark Shmulik on Tuesday. Alphabet was trading in the red by midday, while other Big Tech shares advanced.
+
+This analysis comes from the Journal's Heard on the Street team. Subscribe to their free daily afternoon newsletter here.",c14daef773ac410fba0e5be1a23be50f,Google’s AI Blitz Worked Too Well for Wall Street’s Liking,4,,,,
+31873,"Baxter International plans to spin off kidney care units - Jan 6 (Reuters) - Medical device maker Baxter International Inc (BAX.N) said on Friday it plans to spin off its kidney care units into an independent, publicly traded company in the next 12-18 months.
+
+Baxter is also exploring alternatives for its BioPharma Solutions business, including a potential sale or other separation options, the company said.
+
+Reporting by Raghav Mahobe in Bengaluru; Editing by Shounak Dasgupta","{'positive': 0.04470019, 'negative': 0.01603695, 'neutral': 0.9392628}","Baxter International plans to spin off kidney care units. 
+
+Jan 6 (Reuters) - Medical device maker Baxter International Inc (BAX.N) said on Friday it plans to spin off its kidney care units into an independent, publicly traded company in the next 12-18 months. 
+
+Baxter is also exploring alternatives for its BioPharma Solutions business, including a potential sale or other separation options, the company said. 
+
+Reporting by Raghav Mahobe in Bengaluru; Editing by Shounak Dasgupta","Medical device maker Baxter International Inc said on Friday it plans to spin off its kidney care units into an independent, publicly traded company in the next 12-18 months.",BAX,Health Care,Medical Equipment & Supplies,Baxter Intl Inc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry‚Äôs products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7395244758414802, 'Supply Chain Management': 0.7443930567553216, 'Ethical Marketing': 0.7734644970469923, 'Business Ethics': 0.7704240622722982, 'Product Design & Lifecycle Management': 0.7633993671382947, 'Affordability & Pricing': 0.7598579125601077}",0.7734644970469923,Promod,Major focus,Major focus,Neutral,"Business Ethics, Product Design & Lifecycle Management, Supply Chain Management",Minor focus,Major focus,Neutral,2022-11-02T06:18:07+00:00,https://www.businessinsider.com/iphone-maker-foxconn-hits-back-worker-deaths-facility-2022-11,"[{'name': 'Foxconn workers', 'weight': 0.12610838}, {'name': 'worker deaths', 'weight': 0.10779437}, {'name': 'workers', 'weight': 0.10229442}, {'name': 'other workers', 'weight': 0.10168691}, {'name': 'Foxconn', 'weight': 0.08618056}, {'name': 'iPhone maker Foxconn', 'weight': 0.08317523}, {'name': 'dormitories', 'weight': 0.07919456}, {'name': 'Foxconns workers', 'weight': 0.066879064}, {'name': 'Hon Hai Technology Group', 'weight': 0.06336421}, {'name': 'Chinese social media', 'weight': 0.063211285}]",[{'name': 'Tech'}],"[{'data': 'Foxconn', 'type': 'ORG', 'mentions': 12}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Hon Hai Technology Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 2}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 2}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Zhengzhou', 'type': 'GPE', 'mentions': 4}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'Taiwan', 'type': 'GPE', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 2}]","• Foxconn denied claims on social media that some of its workers died from COVID in their dormitory.
+• Unverified videos circulating online claimed that eight workers died in one dormitory room.
+• Foxconn called the footage ""maliciously edited,"" and said no workers had died at its facility.
+
+Apple's biggest iPhone maker, Foxconn, has denied claims from videos circulating on social media that some of its workers died from COVID-19 at its plant in Zhengzhou, China.
+
+""Following a detailed investigation into the online video footage alleging 'deaths at room 726,' Hon Hai Technology Group (Foxconn) solemnly clarifies there are no deaths at our facility,"" the company said in a statement to Insider.
+
+Foxconn added in its statement that it believed the footage was ""maliciously edited.""
+
+The videos, seen by Insider, claim to show workers shouting and protesting confinement in their dormitories, with captions alleging that eight employees died in their shared dormitory room. Foxconn's Zhengzhou facility employs around 200,000 workers — many of whom are from rural villages and towns — and operates dormitories to house them.
+
+Some of the clips appear to show staff in white protective suits standing in a courtyard surrounded by residential blocks, while wails and yells can be heard.
+
+A compilation of the clips was tweeted by a Chinese dissident, Bloomberg first reported. The video has accrued more than 500,000 views.
+
+Insider was unable to independently verify the veracity of the videos.
+
+Huge outcry over Foxconn workers trying to escape prison-like COVID confinement measures
+
+Foxconn's Zhengzhou factory recently drew widespread attention on Chinese social media, after videos emerged of its workers climbing fences and walking back to their hometowns to escape prison-like COVID-19 measures at the plant. Insider could not independently verify the authenticity of the videos.
+
+After the videos went viral, Foxconn announced on Sunday that it would arrange vehicle transport for workers who wanted to return home.
+
+The facility adopted a temporary ""closed loop system"" in mid-October, after a small coronavirus outbreak at the plant. According to the system, workers have to be transported directly from their dormitories to the factory and back. The system allows the factory to run while attempting to stamp out any trace of the virus, in accordance with Beijing's strict zero-COVID mandate.
+
+However, it's also greatly restricted the movement of the workers, who aren't allowed to leave the premises. Discontent also grew over the risk of food shortages, with only production line employees being given meal boxes while other workers received basic fare like bread or instant noodles, Bloomberg reported.
+
+The outbreak and subsequent developments with Foxconn's workers could spell trouble for the global supply of iPhones ahead of the holiday season.
+
+The Taiwan-based electronics manufacturer produces an estimated 70% of Apple's global iPhone shipments, according to Reuters. Production of the iPhone could fall by as much as 30% due to the recent COVID-19 measures, the outlet reported.
+
+Reuters and Bloomberg reported separately this week that Foxconn is raising workers' wages at the Zhengzhou plant in an attempt to shore up its workforce amid the departures.",d06e38c66960454abe8f3ab05cb3546a,iPhone maker Foxconn hits back at rumors of worker deaths at facility,4,,,,
+5647,"U.S. yields sink as banking worries linger despite massive rescue for sector - By Gertrude Chavez-Dreyfuss NEW YORK, March 17 (Reuters) - U.S. Treasury yields dropped on Friday, as investor worries persisted about liquidity in the banking system despite financial rescues for beleaguered lenders Credit Suisse and First Republic Bank. U.S. two-year yields, which reflect interest rate expectations, were on track to post their largest weekly fall of more than 50 basis points (bps) since September 2001. U.S. five-year yields, meanwhile were on pace for their worst weekly performance since November. On Thursday, Credit Suisse became the first major global bank to be bailed out since the 2008 financial crisis as fears of contagion gripped the banking sector. And major U.S. banks led by JP Morgan Chase and Bank of America Corp injected $30 billion in deposits into First Republic, salvaging a lender caught up in a widening crisis triggered by the collapse of two other mid-size U.S. lenders over the past week. ""Things have calmed down as a result of these actions, but they are not getting better. They are quick fixes of historic magnitude,"" said Brian Reynolds chief market strategist, at Reynolds Strategy in Massachusetts. Banks also sought record amounts of emergency liquidity from the Federal Reserve in recent days following the failure of Silicon Valley Bank and Signature Bank, Fed data showed on Friday, unraveling months of central bank efforts to shrink the size of its balance sheet. Banks took an all-time high $152.9 billion from the Fed's traditional lender-of-last resort facility known as the discount window as of Wednesday, while also taking $11.9 billion in loans from the Fed's newly-created Bank Term Lending Program. The discount window jump crashed through the prior record of $112 billion in the fall of 2008, during the most acute phase of the financial crisis. ""There is a liquidity crisis in the banking system ... and a lot of risk in the bond market at one of the worst possible times,"" Reynolds said. ""We have a lot of banks that turn out to have concentrated deposits and...depositors are taking their money out because they are scared of losing them."" Volatility in the bond market soared to as much as 198.93 on Thursday, the highest since December 2008, at the height of the global financial crisis. The index was last at 167.96, suggesting that traders expect rates to move more than 10 bps over the next month. In late morning trading, the yield on 10-year Treasury notes was down 16.8 bps at 3.416%. On the week, the 10-year yield has weakened by 27 bps, the biggest decline since November. U.S. 30-year bond yields fell 10.2 bps to 3.612%. A widely-tracked part of the U.S. Treasury yield curve measuring the gap between yields on two- and 10-year Treasury notes, was at -56.9 bps. Earlier in the week, at the height of the banking turmoil, the curve reduced its inversion to -28.6 bps, the narrowest spread since October as investors reduced rate hike scenarios this year. The two-year U.S. Treasury yield, slid 14.9 bps to 3.981%. Fed funds futures on Friday priced in a 25-bp hike at next week's Fed meeting in the wake of solid data overall, with the inflation goal superseding banking sector concerns. March 17 Friday 10:51AM New York / 1451 GMT Price Current Net Yield % Change (bps) Three-month bills 4.415 4.5246 -0.183 Six-month bills 4.615 4.8015 -0.098 Two-year note 101-49/256 3.9814 -0.149 Three-year note 102-88/256 3.7874 -0.201 Five-year note 102-40/256 3.5207 -0.216 Seven-year note 103-28/256 3.4917 -0.201 10-year note 100-180/256 3.4155 -0.168 20-year bond 101-152/256 3.7604 -0.111 30-year bond 100-56/256 3.6128 -0.101 DOLLAR SWAP SPREADS Last (bps) Net Change (bps) U.S. 2-year dollar swap 27.75 1.50 spread U.S. 3-year dollar swap 16.50 2.25 spread U.S. 5-year dollar swap 11.50 1.25 spread U.S. 10-year dollar swap 4.00 0.75 spread U.S. 30-year dollar swap -43.25 0.00 spread (Reporting by Gertrude Chavez-Dreyfuss Editing by Nick Zieminski)","{'positive': 0.015646737, 'negative': 0.9623739, 'neutral': 0.02197941}","U.S. Treasury yields dropped on Friday, as investor worries persisted about liquidity in the banking system despite financial rescues for beleaguered lenders Credit Suisse and First Republic Bank. U.S two-year yields were on track to post their largest weekly fall of more than 50 basis points (bps) since September 2001. Credit Suiss became the first major global bank to be bailed out since the 2008 financial crisis as fears of contagion gripped the banking sector. Banks also sought record amounts of emergency liquidity from the Federal Reserve in recent days following the failure of Silicon Valley Bank and Signature Bank. Volatility in the bond market soared to as much as 198.93 on Thursday, the highest since December 2008, at the height of the global financial crisis. The two year U.N. dollar swap rate is now 0.75-0.00 per cent, with the inflation goal superseding banking sector concerns.","U.S. two-year yields, which reflect interest rate expectations, were on track to post their largest weekly fall of more than 50 basis points (bps) since September 2001.  U.S. five-year yields, meanwhile were on pace for their worst weekly performance since November.  On Thursday, Credit Suisse became the first major global bank to be bailed out since the 2008 financial crisis as fears of contagion gripped the banking sector.",BAC,Financials,Commercial Banks,Bank of America Corp,"{'Factors in Credit Analysis': 'As financial intermediaries, commercial banks contribute to significant positive and negative environmental and social externalities through their lending practices. Environmental, social and governance (ESG) factors can have material implications for the underlying entities, assets and projects to which commercial banks lend across a range of industries. Therefore, entities increasingly must examine ESG factors when determining the quality of collateral. Commercial banks also may enable positive environmental and social externalities to generate significant revenue streams through their lending practices. Commercial banks that fail to address these risks and opportunities could face diminished returns and reduced value for shareholders. Commercial banks should subsequently disclose how ESG factors are integrated into lending processes and the current level of portfolio risk associated with specific sustainability trends. Specifically, investor and regulatory pressure is mounting for banks to disclose how they address climate change related risks.', 'Financed Emissions': 'Entities participating in commercial banking activities face risks and opportunities related to the greenhouse gas emissionsassociated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in commercial banking activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Financial Inclusion & Capacity Building': ""Commercial banks, as their primary business activity, have to continuously balance their capacity building efforts with the risks and opportunities associated with lending to unbanked, underbanked, or underserved customers. Emerging financing models and technologies provide banks with an opportunity to offer products and services in previously underserved markets and obtain additional sources of revenue. Firms that are able to meet the need to extend credit and financial services to low-income populations and small businesses while avoiding predatory and irresponsible lending practices are likely to create long-term value and enhance social capital. These services should also be complemented by efforts to improve financial literacy, which will ensure that customers make informed decisions. The recent financial crisis demonstrated the importance of diversified and resilient funding sources that these communities can provide. By disclosing their approach to financial inclusion and capacity building, commercial banks can provide investors with decision-useful information for assessing banks' ability to ensure long-term, sustainable value creation. "", 'Business Ethics': 'The regulatory environment surrounding the Commercial Banks industry continues to evolve in various jurisdictions globally. Commercial banks must adhere to a complex and inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, commercial banks are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in somejurisdictions, enhanced rewards for whistleblowers may increase the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust withclients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis highlighted the importance of managing risks to capital in the Commercial Banks industry. Specifically, firms that failed to manage the risk suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on their books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of the risk results from the interconnectedness of financial institutions and has become a central concern of national and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead to monetary penalties. In an effortto demonstrate how the risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, commercial banks should enhance disclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from financial and economic stress and meet stricter regulatory requirements.', 'Data Security': ""Ensuring the privacy and data security of personal financial data is an essential responsibility of the Commercial Banks industry. Entities that fail to manage performance in this area are susceptible to decreased revenue and consumer confidence. As growth in mobile banking and cloud storage continues and more of banks’ operations become technology- and internet-dependent, data security will be an increasingly important issue to manage. Sophisticated technology and continuous training of personnel are essential in a world of growing cybersecurity threats. The metrics forthis disclosure topic focus on providing more detail on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, and actual security breaches compromising customers' personally identifiable information (PII). Enhanced disclosure on management strategies to address these risks will allow shareholders to understand how commercial banks are protecting shareholder value.""}","{'Factors in Credit Analysis': 0.7726267169174597, 'Financed Emissions': 0.770609023911978, 'Financial Inclusion & Capacity Building': 0.787508149984916, 'Business Ethics': 0.7801166342216138, 'Systemic Risk Management': 0.8121090574357468, 'Data Security': 0.7697668093433143}",0.8121090574357468,Promod,Minor focus,Minor focus,Neutral,Systemic Risk Management,Minor focus,Minor focus,Neutral,2023-04-06T16:18:48+00:00,https://finance.yahoo.com/news/fed-bullard-says-lower-bond-144713165.html,"[{'name': 'Financial stress', 'weight': 0.08078102}, {'name': 'financial stress', 'weight': 0.08078102}, {'name': 'interest rates', 'weight': 0.08073829}, {'name': 'high inflation', 'weight': 0.07428039}, {'name': 'financial stability concerns', 'weight': 0.07275967}, {'name': 'financial strains', 'weight': 0.072499074}, {'name': 'Inflation', 'weight': 0.072473}, {'name': 'inflation', 'weight': 0.072473}, {'name': 'financial conditions', 'weight': 0.06999252}, {'name': 'James Bullard', 'weight': 0.067990184}]",[{'name': 'Finance'}],"[{'data': 'Bullard', 'type': 'PERSON', 'mentions': 8}, {'data': 'Xi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Scaramucci', 'type': 'PERSON', 'mentions': 1}, {'data': 'Putin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 5}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'the Arkansas State Bank Department', 'type': 'ORG', 'mentions': 1}, {'data': 'SkyBridge Capital', 'type': 'ORG', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Taiwan', 'type': 'GPE', 'mentions': 1}, {'data': 'Little Rock', 'type': 'GPE', 'mentions': 1}, {'data': 'Arkansas', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 4}, {'data': 'Germany', 'type': 'GPE', 'mentions': 1}]","(Bloomberg) -- Federal Reserve Bank of St. Louis President James Bullard said steps taken to ease financial strains were working and the central bank should keep raising interest rates to fight high inflation.
+• None Google and Amazon Struggle to Lay Off Workers in Europe
+• None Top Tax Mistakes to Avoid If You Make More Than $100,000
+• None The Final Mission for a California Military Base: Become Housing
+• None China Restraint on Taiwan Shows Xi Has Bigger Concerns Now
+
+“Financial stress seems to be abated, at least for now,” Bullard told reporters Thursday after speaking at an event in Little Rock, Arkansas. “And so it’s a good moment to continue to fight inflation and try to get on that disinflationary path.”
+
+The St. Louis Fed chief said he doesn’t think tighter credit conditions stemming from the recent banking turmoil will be substantial enough to tip the US economy into recession, noting that demand for loans is still strong.
+
+While financial conditions have become tighter, Bullard said the stresses are low compared to what was seen during the 2007-2009 financial crisis. He said the Fed’s efforts to calm financial strains by introducing a new lending facility for banks appear to be working.
+
+“Continued appropriate macroprudential policy can contain financial stress, while appropriate monetary policy can continue to put downward pressure on inflation,” Bullard said at an event hosted by the Arkansas State Bank Department.
+
+Fed officials lifted interest rates by a quarter percentage point last month, maintaining their aggressive yearlong campaign to curb price pressures despite financial stability concerns following the second-largest banking collapse in US history.
+
+The move took their policy benchmark to a target range of 4.75% to 5%, up from near zero a year earlier. Forecasts released at the same time showed the 18 officials expected rates to reach 5.1% by year-end, according to their median projection, implying one more interest-rate increase.
+
+“I do think we should continue to pursue our interest rate path and make sure that we get the disinflation to occur in 2023 and 2024 so that we put the inflation problem behind us while the labor market is still strong,” Bullard said after the event.
+
+Bullard, who does not vote in monetary policy decisions this year, said last month that his own forecast was for rates to peak at 5.625% this year. Officials next meet May 2-3.
+
+“I think inflation’s going to be sticky going forward and it’s going to be hard to get inflation back down to the 2% target,” he said during the event. “So we’re going to have to stay at it.”
+
+The policymaker said a recent sharp drop in bond yields will help ease headwinds for the US economy stemming from recent turmoil in the banking sector.
+
+He noted during his presentation that yields on 10-year US Treasuries have fallen 50 basis points in the past few weeks, and by 100 basis points for two-year notes.
+
+“This may help to mitigate some of the negative macroeconomic fallout that might otherwise occur in the aftermath of a period of financial stress,” Bullard said.
+• None Scaramucci’s SkyBridge Capital Was Spiraling, and Then Came FTX
+• None Thanks to Putin, Business Is Booming for Germany’s Defense Contractors
+• None What to Do With Your Money—and Your Life—in a Wild New World",0b43a956aaec4bef9278762e74a85b6e,"Bullard Plays Down Credit Crunch, Says Fed Must Fight Inflation",4,,,,
+12080,"Expansion Of Uzbekistan's Methanol-To-Olefins Gas Chemical Complex Planned with New Production Facility - TASHKENT, Uzbekistan, May 25, 2023 /PRNewswire/ -- Uzbekistan's Gas Chemical Complex MTO Central Asia LLC, an innovative leader in polymer production, has signed an industrial gas processing agreement with Air Products to build a methanol production facility. Known as Methanol Island, the facility would have a capacity of 1.34 million tons per year, as a part of the Methanol-to-olefin (MTO) gas chemical complex in Uzbekistan.
+
+The facility, to be built in the Karakul Free Economic Zone situated in Uzbekistan's Bukhara region, will cover 15 hectares. It is planned to enter operation in 2025 for an expected operational life of 25 years.
+
+Using world leading innovative technologies, Uzbekistan's GCC MTO complex (unlike traditional MTO facilities that use less environmental-friendly coal) is designed for deep processing of specific natural gas with a low content of valuable components into high value polymer products with a production capacity of over 1,110,000 tons per year. The company will produce:
+• None Polypropylene (250,000 t/y), used for the production of artificial fibers, electrical engineering and automotive components.
+• None Low-density polyethylene (80,000 t/g), which is a raw material for the production of pipes, insulating materials, packaging and food films and moldings.
+• None Ethylene vinyl acetate (100,000 t/y) used for the production of floor coverings, footwear and sports equipment.
+• None Polyethylene terephthalate (300,000 t/g), which can also be used for the production of containers, films and synthetic fibers.
+• None High density polyethylene (280,000 t/g), used for the production of pipes and fittings, barrels, canisters for fuel, freezer containers, safety helmets, furniture fittings.
+
+Local production will help Uzbekistan reach its goal of diversifying the economy, substitute imports and potentially export products to other regions.
+
+The methanol facility would ensure the sustainable supply of methanol, hydrogen and other industrial gases such as oxygen and nitrogen, which are essential for the MTO gas chemical complex's production processes.
+
+Masrur Shakirov, General Director of the Gas Chemical Complex MTO, said: ""We are delighted to be working with Air Products, the world's leading industrial gases company, as partners in the complex. Air Products has established itself as a reliable supplier of proven solutions that can guarantee us both the high quality and required volume of products we need. Air Products' investments highlight the degree of interest shown by international companies in Uzbekistan's industrial development opportunities.""
+
+The official signing ceremony was held in Tashkent City Congress Hall.
+
+When completed, the Methanol Island facilities would include the following areas:
+• None A Hydrogen Unit and an Air Separation unit which would produce mainly hydrogen, oxygen and nitrogen.
+• None A Methanol unit for synthesis gas (syngas) production and its further conversion into methanol. The process is based on Topsoe technology
+
+The MTO gas chemical complex will become the largest producer of polymer products in Central Asia with a capacity of 1100,000 tons / year. The company will produce four types of products: polypropylene (250,000 t / g), low-density polyethylene (80,000 t/g), ethylene vinyl acetate (100,000 t/g) and polyethylene terephthalate (300,000 t/g).
+
+The following companies are working on the MCC MTO project: John Wood Group Plc (UK and Italy), Air Products (USA), Topsoe (Denmark), Koch Industries Inc. (USA), Chemtex Global Corp. (USA), Scientific Design (USA), Versalis (Italy), Sinopec (China) and Grace Catalysts Technologies (USA).","{'positive': 0.41984868, 'negative': 0.00796495, 'neutral': 0.57218635}","The Gas Chemical Complex MTO Central Asia LLC, an innovative leader in polymer production, has signed an agreement with Air Products to build a methanol production facility in Uzbekistan. The facility, known as Methanol Island, would have a capacity of 1.34 million tons per year and cover 15 hectares. It is designed for deep processing of specific natural gas with a low content of valuable components into high value polymer products with a production capacity of over 1,110,000 tons a year. The company will produce four types of products, including polypropylene, low-density polyethylene, polyethylen, ethylene vinyl acetate, ethylene terephthalate, and polyethylne terephate. The project is based on Topsoe technology and will help Uzbekistan reach its goal of diversifying the economy, substitute imports and potentially export products to other regions. The official signing ceremony was held in Tashkent City Congress Hall and the following companies are working on the project.","Uzbekistan's Gas Chemical Complex MTO Central Asia LLC, an innovative leader in polymer production, has signed an industrial gas processing agreement with Air Products to build a methanol production facility. Known as Methanol Island, the facility would have a capacity of 1.34 million tons per year, as a part of the Methanol-to-olefin (MTO) gas chemical complex in Uzbekistan.",APD,Resource Transformation,Chemicals,Air Products & Chemicals Inc,"{'Safety & Environmental Stewardship of Chemicals': 'Product safety and stewardship is a critical issue for entities in the Chemicals industry. The potential for human health or environmental impacts of chemicals during the use-phase can influence product demand and regulatory risk, which in turn can affect revenues and result in higher operating expenses, regulatory compliance costs, and mitigation. The industry can therefore mitigate regulatory risk and grow market share by developing innovative approaches to manage the potential impacts of products during the use phase, including developing alternative products with reduced toxicity. This could contribute to shareholder value through improved competitive positioning, greater market share, reduced regulatory risks, and higher brand value.', 'Genetically Modified Organisms': 'Some chemical entities produce crop seeds developed using genetically modified organism (GMO) technology. GMO technology has improved the yields of certain crops, including corn and soy, by altering the crop‚Äôs resistance to pesticides and herbicides and improving drought tolerance, among other factors. At the same time, consumers and regulators in some areas have expressed concern over the use of GMO technology due to perceived health, environmental, and social impacts of GMO cultivation and consumption. Thus, entities that employ such technology face both market opportunitiesand risks related to its use. The adoption of GMO crop technology is significant in the U.S., while in other regions, including in the European Union and China, regulators have implemented bans, quotas, or labelling requirements on GMO-based products. Such product bans or labelling requirements may lower revenues or increase costs for manufacturers, while regulatory and public perception can affect reputational risk. As such, entities that effectively respond to market drivers related to GMO products can mitigate risks and capitalise on opportunities.', 'Hazardous Waste Management': 'Chemical manufacturing may generate hazardous process waste, including but not limited to heavy metals, spent acids, catalysts, and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as some wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, may lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Water Management': 'Used primarily for cooling, steam generation and feedstock processing, water is a critical input in chemicals production. Long-term historical increases in water scarcity and cost, and expectations of continued increases‚Äîbecause of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change‚Äîshow the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, chemical manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Management of the Legal & Regulatory Environment': 'The Chemicals industry faces strict regulation governing air emissions, water discharge, chemical safety, and process safety, among other issues. Anticipating and adapting to regulatory developments, both in the short and long term, is a critical issue for the industry, as regulatory developments can significantly affect product demand, manufacturing costs, and brand value. Therefore, entities with a clear strategy for managing the regulatory environment that aligns corporate performance with sustainable environmental outcomes and accounts for societal externalities could benefit from reduced regulatory uncertainty, stronger brand value, and improved competitive positioning. ', 'Greenhouse Gas Emissions': 'Chemical manufacturing generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes, as well as process emissions from the chemical transformation of feedstocks. GHG emissions may result in regulatory compliance costs or penalties and operating risks for chemicals entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Operational Safety, Emergency Preparedness & Response': 'Health, safety, and emergency management is a critical issue for entities in the Chemicals industry. Technical failure, human error, or external factors such as weather can lead to accidental releases of chemical substances into the environment at processing facilities or during storage and transportation. Furthermore, the combustible nature of chemical substances, combined with the high operating temperatures and pressures involved in manufacturing, elevates the risk of explosions, hazardous spills, or other emergency situations. Such events can harm workers or people in nearby communities through the release of harmful air emissions and chemical substances, and may also adversely impact the environment. Entities may face operational disruptions, damage to facilities, reputational harm, and increased regulatory compliance and remediation costs in the event of a process incident. As such, strong management of process safety can reduce operational downtime, mitigate costs and regulatory risk, and ensure workforce productivity.', 'Air Quality': 'In addition to greenhouse gases (GHGs), chemical manufacturing may produce air emissions including, sulphur dioxides (SOx), nitrogen oxides (NOx), and Hazardous Air Pollutants (HAPs). As with GHGs, these emissions typically stem from the combustion of fuels and the processing of feedstocks. Relative to other industries, the Chemicals industry is a more significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such, active management of the issue through technological process improvements or other strategies may mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Chemical manufacturing is typically energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depends on the type of products manufactured. Typically, fossil fuels such as natural gas and natural gas liquids are the predominant form of non-feedstock energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity‚Äôs energy mix may include energy generated on-site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such, an entity‚Äôs energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Community Relations': 'Chemical entities are important economic contributors to many communities, providing employment opportunities and community development through taxes and capital generation. Meanwhile, issues including environmental policy, community health, and process safety are key issues with important regulatory, operational, financial, and reputational implications for entities. Environmental externalities including air emissions and water use can affect human health of those living near chemical facilities over the long term. Meanwhile, process safety incidents can endanger community health and safety, leading to regulatory penalties, legal action, and mitigation costs. Consequently, chemicals entities can benefit from building strong relationships with communities in order to mitigate potential operating disruption, reduce regulatory risk, retain top employees, lower the risk of litigation expenses in the event of process safety incidents, and ensure a strong social license to operate. Entities can adopt various community engagement strategies, such as developing community engagement plans, establishing codes and guidelines to ensure alignment of the organisation‚Äôs interests with those of their surrounding communities, or conducting impact assessments to evaluate projects and mitigate potential adverse impacts. ', 'Product Design for Use-phase Efficiency': 'As increasing resource scarcity and regulations encourage greater materials efficiency and lower energy consumption and emissions, the Chemicals industry may benefit from developing products that enhance customer efficiency. From reducingautomobile emissions through materials optimisation to improving building insulation performance, Chemicals industry products can enhance efficiency across many applications. Entities that develop cost-effective solutions to meet customer demand for improved efficiency may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value.', 'Workforce Health & Safety': 'Employees in chemicals manufacturing facilities face health and safety risks from exposure to heavy machinery, harmful substances, high temperatures and pressure, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety impacts, which could result in financial consequences, including higher healthcare costs, litigation, and work disruption. By maintaining a safe work environment and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity. '}","{'Safety & Environmental Stewardship of Chemicals': 0.7662492800966987, 'Genetically Modified Organisms': 0.7534919816562804, 'Hazardous Waste Management': 0.7690908257805844, 'Water Management': 0.7611903565676053, 'Management of the Legal & Regulatory Environment': 0.7776526329355142, 'Greenhouse Gas Emissions': 0.7909586765539646, 'Operational Safety, Emergency Preparedness & Response': 0.7735134969888151, 'Air Quality': 0.7973727560554387, 'Energy Management': 0.7911504408111579, 'Community Relations': 0.7753409296060151, 'Product Design for Use-phase Efficiency': 0.7958775888276556, 'Workforce Health & Safety': 0.748634866924369}",0.7973727560554387,Promod,Major focus,Major focus,Positive,"Safety & Environmental Stewardship of Chemicals, Hazardous Waste Management, Water Management, Management of the Legal & Regulatory Environment, Greenhouse Gas Emissions, Operational Safety, Emergency Preparedness & Response, Air Quality, Energy Management, Community Relations, Product Design for Use-phase Efficiency",Major focus,Major focus,Neutral,2023-05-18T12:54:02+00:00,https://www.cnbc.com/2023/05/18/as-big-cap-tech-nears-new-highs-some-stress-equal-weighted-indexes.html,"[{'name': 'market cap weight', 'weight': 0.11340384}, {'name': 'equal weight', 'weight': 0.111657776}, {'name': 'equal weight managers', 'weight': 0.110018075}, {'name': 'larger stocks', 'weight': 0.098452725}, {'name': 'large weights', 'weight': 0.09706992}, {'name': 'value stocks', 'weight': 0.0926645}, {'name': 'smaller stocks', 'weight': 0.09137422}, {'name': 'equal weighting', 'weight': 0.08613575}, {'name': 'stocks', 'weight': 0.08541221}, {'name': 'growth stocks', 'weight': 0.08432294}]","[{'name': 'Tech'}, {'name': 'Finance'}]","[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Broadcom', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Oracle', 'type': 'ORG', 'mentions': 1}, {'data': 'Lam Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Applied Materials', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Strategas', 'type': 'ORG', 'mentions': 1}, {'data': 'RSP', 'type': 'ORG', 'mentions': 1}, {'data': 'S & P Dow Jones Indices', 'type': 'ORG', 'mentions': 1}, {'data': 'Preston', 'type': 'ORG', 'mentions': 1}, {'data': 'VettaFi,', 'type': 'ORG', 'mentions': 1}, {'data': 'Todd Sohn', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hamish Preston', 'type': 'PERSON', 'mentions': 5}, {'data': 'Dave Nadig', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","As big-cap tech approaches new highs, some put more emphasis on equal weight. It's not clear that is the right bet. Almost half of the largest technology stocks are now at or less than 1% from a 52-week high, including Microsoft, Nvidia, Salesforce, Broadcom, Meta, Oracle, Lam Research, Applied Materials and Alphabet. Apple is 2% from a new high. The top 10 stocks in the S & P 500 now account for 30% of the entire market weight in the index, the highest in decades. To reduce concentration risk, some in the investing community who were long ago converted to indexing with market capitalization-weighted indexes are urging investors to instead take a look at owning indexes that equal-weight the S & P and other popular indexes. With more than $7 trillion indexed to the S & P 500, this is not an academic debate. ""There's plenty of consternation over the contribution of the five to 10 largest stocks to YTD performance, and while that's what large weights in cap-weight indices are supposed to do, we'd rather not see them diverge further from the 'average' stock,"" Todd Sohn from Strategas wrote in a recent note to clients. The 'average' stock has gone nowhere this year And yet, the ""average"" stock has indeed diverged from the index. But not in a good way. With the S & P 500 up 8% this year, the average stock, as represented by the S & P Equal Weight ETF (RSP), is up a measly 0.5%. The RSP has underperformed the market-cap weighted S & P 500 month-to-date, quarter-to-date, and year-to-date. That is an unusually wide divergence. Predictably, this has led to a lot of hand-wringing that there is something terribly wrong with the market. The argument for equal weighting The argument for equal weighting is based in simple history. Over the 20-year history of the RSP, it has outperformed the market cap-weighted S & P on a pure price basis (not including fees): Equal-weight vs. market cap weight (past 20 years) S & P 500 (equal-weighted): +425% S & P 500 (market cap weighted): +340% There's several reasons equal weight has outperformed during this period. First, academic research indicates that over long periods of time (decades) there is a modest outperformance from smaller stocks over larger stocks, and from value stocks over growth stocks. An equal-weighted index would tilt toward both of those factors. Take small- and midsize stocks. By definition, equal-weight allows those stocks to have an equal influence with larger stocks. ""By allocating equally to S & P 500 constituents [at] each quarter rebalance, the current index is less sensitive to the performance of the larger names in the market,"" Hamish Preston, director of U.S. equity indices for S & P Dow Jones Indices, said in a recent presentation. Preston said that about 50% of the variation in returns could be attributable to smaller size. Another factor in the long-term outperformance comes from what Preston calls the ""anti-momentum"" effect: the equal weight index rebalances on a quarterly basis, so it sells shares of companies that have increased in value, and buys shares that have decreased in value. This is essentially a ""value"" play. Finally there is sector exposure. Tech stocks, which had an outsized market weight during the dot-com boom of the late 1990s, collapsed for a good part of the early 2000s, which led to an underperformance for the market-cap weighted S & P. Last year, low market-cap sectors like energy companies outperformed while large market-cap sectors like technology underperformed, and the equal-weight of course did better. This year, that has reversed. A benchmark for equal weight managers? It's been known for decades that active managers underperform their benchmarks when measured over longer periods. An argument could be made that active managers invest more like an equal-weight index. ""There's plenty of research that indicates that active managers have a portfolio construction that is closer to equal-weighted than cap-weighted, and so equal-weighted may be a more appropriate benchmark for many,"" Preston said. For example, in the S & P Technology Index, three stocks are 50% of that index. In the Consumer Discretionary Index, the top 3 names account for nearly 45%. An ""investor who wants to get exposure to the economics of the sector, and invest for the developments in that sector, are going to be better off at equal-weighting that sector, because they are going to have more broad exposure to the companies in that sector,"" Preston said. Unfortunately, shifting the bogey does not improve the performance of active managers. Beating benchmarks of any type is difficult, Preston said. He noted that over the 20-year period ending in June of 2022, 95% of large-cap managers underperform the S & P 500, and 99% underperformed the equal-weight S & P. Equal-weight has an uphill battle While value investing has many adherents, equal-weight indexes are still a distinct minority in the investing world. The reason: most investors believe that the public rightly votes on which stocks are winning and losing, and market capitalization is a better reflection of that voting. While that view — ""let the market decide who the winners and losers should be"" — is still the dominant mode of thinking, supporters of equal-weight indexing point out that a small but growing minority of the investing public is more concerned about safety than outperformance. ""I think there's evidence that the winner-take-all nature of modern capitalism is accelerating, not decelerating, which makes the case for equal weight really about safety, not outperformance,"" Dave Nadig, a ""financial futurist"" at VettaFi, said in an email.",9bd8def967004228b2d5b66aa35454be,"As Big Cap tech nears new highs and dominates indexes, some stress equal weighting",4,,,,
+66783,"Prologis (PLD): A Standout in the Sector - ClearBridge Investments, an investment management company, released its “ClearBridge Sustainability Leaders Strategy” fourth 2022 investor letter. A copy of the same can be downloaded here. The strategy underperformed its benchmark, the Russell 3000 Index, in the fourth quarter. In the quarter, the strategy gained in eight of the ten sectors it invested in on an absolute basis. Health care, financials, and IT sectors were the leading contributors while communication services and utility sectors detracted from the performance. Stock selection was favorable on a relative basis while sector allocation detracted from the performance. In addition, please check the fund’s top five holdings to know its best picks in 2022.
+
+ClearBridge Sustainability Leaders Strategy highlighted stocks like Prologis, Inc. (NYSE:PLD) in the Q4 2022 investor letter. Prologis, Inc. (NYSE:PLD) is a logistics real estate company. On March 6, 2023, Prologis, Inc. (NYSE:PLD) stock closed at $127.16 per share. One-month return of Prologis, Inc. (NYSE:PLD) was -3.26%, and its shares lost 14.61% of their value over the last 52 weeks. Prologis, Inc. (NYSE:PLD) has a market capitalization of $117.423 billion.
+
+ClearBridge Sustainability Leaders Strategy made the following comment about Prologis, Inc. (NYSE:PLD) in its Q4 2022 investor letter:
+
+Prologis, Inc. (NYSE:PLD) is not on our list of 30 Most Popular Stocks Among Hedge Funds. As per our database, 55 hedge fund portfolios held Prologis, Inc. (NYSE:PLD) at the end of the fourth quarter which was 59 in the previous quarter.
+
+We discussed Prologis, Inc. (NYSE:PLD) in another article and shared the list of most profitable real estate stocks. In addition, please check out our hedge fund investor letters Q4 2022 page for more investor letters from hedge funds and other leading investors.
+• None 12 Most Promising Energy Stocks According to Analysts
+
+Disclosure: None. This article is originally published at Insider Monkey.","{'positive': 0.04633376, 'negative': 0.13956735, 'neutral': 0.81409883}","ClearBridge Investments, an investment management company, has released its “ClearBridge Sustainability Leaders Strategy” fourth 2022 investor letter. The strategy underperformed its benchmark, the Russell 3000 Index, in the fourth quarter and gained in eight of the ten sectors it invested in. Health care, financials, and IT sectors were the leading contributors while communication services and utility sectors detracted from the performance. ClearBridge's list of 30 Most Popular Stocks Among Hedge Funds includes Prologis, Inc. (NYSE:PLD) and 55 hedge fund portfolios held ProLogis at the end of the fourthquarter. Please check out our hedge fund investor letters Q4 2022 page for more investor letters from hedge funds and other leading investors.","ClearBridge Investments, an investment management company, released its “ClearBridge Sustainability Leaders Strategy” fourth 2022 investor letter. A copy of the same can be downloaded here. The strategy underperformed its benchmark, the Russell 3000 Index, in the fourth quarter. In the quarter, the strategy gained in eight of the ten sectors it invested in on an absolute […]",PLD,Infrastructure,Real Estate,ProLogis Inc,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties’ financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants’ responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building’s water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants’ responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7424362847984411, 'Management of Tenant Sustainability Impacts': 0.7456010058757773, 'Energy Management': 0.7470656011995619, 'Water Management': 0.712553258282076}",0.7470656011995619,Promod,Minor focus,Minor focus,Neutral,,No focus,,,2023-06-12T18:52:30+00:00,https://patch.com/california/santee/driver-killed-crash-sr-67-transition-ramp-east-county,"[{'name': 'CHP Officer Jared Grieshaber', 'weight': 0.1357028}, {'name': 'Jared Grieshaber', 'weight': 0.12429941}, {'name': 'southbound state Route', 'weight': 0.11104314}, {'name': 'East County', 'weight': 0.1073805}, {'name': 'Grieshaber', 'weight': 0.10604299}, {'name': 'westbound Interstate', 'weight': 0.10501816}, {'name': 'Crash', 'weight': 0.08800154}, {'name': 'the California Highway Patrol', 'weight': 0.085201874}, {'name': 'El Cajon', 'weight': 0.07609242}, {'name': 'CHP', 'weight': 0.07444785}]",[{'name': 'Auto'}],"[{'data': 'East County', 'type': 'GPE', 'mentions': 1}, {'data': 'El Cajon', 'type': 'GPE', 'mentions': 1}, {'data': '6:25 p.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'the California Highway Patrol', 'type': 'ORG', 'mentions': 1}, {'data': 'CHP', 'type': 'ORG', 'mentions': 1}, {'data': 'Econoline', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Route 67', 'type': 'FAC', 'mentions': 1}, {'data': 'Interstate 8', 'type': 'FAC', 'mentions': 1}, {'data': 'Jared Grieshaber', 'type': 'PERSON', 'mentions': 2}]","The solo vehicle crash happened at 6:25 p.m. Friday when the driver of a 2010 Ford Econoline van went off the transition ramp from southbound state Route 67 to westbound Interstate 8, according to the California Highway Patrol. The driver veered to the right and off the roadway, hit an advisory sign, and crashed into a tree, CHP Officer Jared Grieshaber said.
+
+The 43-year-old man from El Cajon died at the scene, Grieshaber said. His name was not disclosed. It was unknown if alcohol and/or drugs were a factor in the crash.",39721386bc6d4ad2b43e83184a5eec7e,Driver Killed In Crash Off SR-67 Transition Ramp In East County,4,,,,
+8845,"No sign of progress in L.A. hotel strike ahead of Fourth of July holiday - Striking hotel workers, members of Unite Here Local 11, picket outside of the JW Marriott Hotel in downtown Los Angeles on Monday.
+
+On the second day of a major strike, thousands of service workers at hotels in Los Angeles and Orange counties remained off the job Monday in the middle of the tourist-rich Fourth of July holiday period, with no sign of movement toward contract agreements or clear indication of which union-represented hotels will see picket lines next.
+
+Contracts expired at midnight Friday for about 60 Southern California hotels where workers are represented by Unite Here Local 11, and the strike began Sunday morning. The Westin Bonaventure Hotel & Suites in downtown L.A., the union’s biggest employer with more than 600 workers, reached a tentative deal Wednesday evening, averting a potential strike ahead of the contract expiration at that location.
+
+But none of the other hotels in Los Angeles and Orange counties have reached agreements with the union yet, according to Kurt Petersen, co-president of Unite Here Local 11.
+
+By Monday afternoon, employees at 18 of those hotels — including the Biltmore and JW Marriott in downtown Los Angeles and the Fairmont Miramar in Santa Monica — had gone on strike, according to the union. Workers remained on the job at a number of other Local 11-represented hotels.
+
+The union hasn’t said which hotels will see walkouts and pickets next.
+
+“It’s a strategic decision about where we are going to strike next, and many factors go into it,” Petersen, the union co-president, said Monday. The fact that downtown and Santa Monica hotels were particularly busy with the Fourth of July holiday and a large anime convention downtown played into the union’s decision to strike at several of those properties first, he said.
+
+“We want to keep the hotels on their toes and guessing. Every hotel has agency strikebreakers in their properties, waiting to be deployed,” Petersen said. “When people are working and not striking, they’re paying two workforces inside the hotel.”
+
+Peter Hillan, a spokesperson for the Hotel Assn. of Los Angeles, said it is typical for hotels to hire temporary workers to ensure guests are served when union workers are striking. “If workers are complaining about being replaced, they should show up to work,” Hillan said.
+
+Business continued as usual Monday afternoon at the JW Marriott in the L.A. Live entertainment district, even as picketing hotel workers lined the sides of the street playing drums and kazoos.
+
+Standing by the picket line, banquet worker John Steen said he felt “really confident” about the strike, saying the number of pickets had increased substantially from Sunday.
+
+Steen said he works at both the InterContinental and the JW Marriott to make ends meet because he is not guaranteed 40 hours a week at either location.
+
+“Most banquet servers or bartenders have a second or third job in order to be able to survive,” Steen said.
+
+The union has not budged from its position in April, when it proposed a $5 immediate hourly wage increase and a $3 boost annually for three years. The pay raises are necessary, the union says, because of the region’s expensive housing, which is forcing workers to move farther away.
+
+Likewise, a coalition of more than 40 of the hotels involved in negotiations with the union has not softened its stance since the contracts expired Friday, arguing that the union was focused on a political agenda instead of the interests of employees. The group has also accused the union of failing to negotiate in good faith.
+
+Complaints about the high cost of living have been a common theme in labor actions this year, including the Hollywood writers strike, which began May 2, and in tense negotiations between actors represented by SAG-AFTRA and studios. Similar complaints were also the basis for a historic strike in the fall of some 48,000 unionized academic workers across the University of California’s 10 campuses.
+
+The hotel bargaining group argues the union should seriously consider its proposal of raises of $2.50 an hour in the first 12 months and $6.25 over four years. Under the proposal, according to the hotel group, housekeepers at unionized hotels in Beverly Hills and downtown Los Angeles, currently earning $25 per hour, would receive 10% wage increases in 2024 and would make more than $31 per hour by January 2027.
+
+The coalition was formed in May, as the union ramped up pressure on dozens of hotels with expiring contracts to approve sweeping wage increase proposals.
+
+Keith Grossman, an attorney with Hirschfeld Kraemer, one of two law firms representing the hotel coalition, said in an emailed statement Monday that the union canceled a scheduled bargaining session with the coalition June 28 and refused to meet June 29 and 30, before the contract expired. The union denies that it canceled a bargaining session.
+
+“The group has told the union it is available to meet anytime, and the union has declined to do so,” Grossman said. “It is the union that is focusing on taking employees out of work rather than meeting to negotiate a settlement.”
+
+The situation at the L.A. Grand, a downtown hotel that provides homeless housing through a contract with the city, has been particularly fraught. The 13-story hotel has been crucial to the mayor’s Inside Safe initiative, which seeks to dismantle homeless encampments and bring people indoors.
+
+Unite Here Local 11 represents the cooks, dishwashers and housekeepers who clean rooms and provide three meals a day to the hotel’s unhoused clients. Those workers — who are employed by the hotel, not the city — walked off the job Monday.
+
+Russ Cox, a representative for Shenzhen New World I, the Chinese company that owns the L.A. Grand, said Monday that meal service at the hotel had continued as scheduled, with the purchase of some pre-prepared food items and replacement workers in the kitchen. The hotel is also ‚Äúin the process of lining up some replacement workers to take care of the housekeeping work,‚Äù Cox said.","{'positive': 0.011267557, 'negative': 0.94172084, 'neutral': 0.047011603}","Unite Here Local 11, members of the union, have gone on a major strike at hotels in Los Angeles and Orange counties ahead of the Fourth of July holiday period. The Westin Bonaventure Hotel & Suites in downtown L.A., the union‚Äôs biggest employer with more than 600 workers, reached a tentative deal Wednesday evening. However, none of the other hotels have reached agreements with the union yet, with no sign of movement toward contract agreements or clear indication of which union-represented hotels will see picket lines next. By Monday afternoon, employees at 18 of those hotels had gone on strike, and businesses continued as usual. The union has not budged from its position in April, when it proposed a $5 immediate hourly wage increase and a $3 boost annually for three years. The strike is necessary, as well as the high cost of living, which has been a common theme in labor actions this year.","Employees at 18 hotels ‚Äî including the Biltmore and JW Marriott in downtown Los Angeles and the Fairmont Miramar in Santa Monica ‚Äî have gone on strike, according to the union.",MAR,Services,Hotels & Lodging,Marriott Intl A,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry‚Äôs greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7587334564289536, 'Climate Change Adaptation': 0.7407664771381846, 'Energy Management': 0.7477108343330959, 'Ecological Impacts': 0.730063749214308, 'Labour Practices': 0.8038201052389718}",0.8038201052389718,Promod,Major focus,Major focus,Negative,Labour Practices,Major focus,Major focus,Negative,2022-10-29T19:41:30+00:00,https://www.breitbart.com/tech/2022/10/29/facebook-supreme-court-offers-to-help-elon-musks-twitter-after-blocking-trump-reinstatement/,"[{'name': 'content moderation', 'weight': 0.10932978}, {'name': 'independent content moderation oversight', 'weight': 0.10469205}, {'name': 'new content moderation rules', 'weight': 0.10327835}, {'name': 'user feedback', 'weight': 0.09976129}, {'name': 'users', 'weight': 0.09829596}, {'name': 'content policies', 'weight': 0.097538814}, {'name': 'content filtering', 'weight': 0.09638097}, {'name': 'content', 'weight': 0.09288671}, {'name': 'Twitter', 'weight': 0.078804106}, {'name': 'Facebook Oversight Board', 'weight': 0.07650469}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Facebook Supreme Court', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook Oversight Board', 'type': 'ORG', 'mentions': 4}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 5}, {'data': 'SpaceX', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Replit', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Breitbart News', 'type': 'ORG', 'mentions': 1}, {'data': 'Elon Musk’s', 'type': 'PERSON', 'mentions': 4}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amjad Masad', 'type': 'PERSON', 'mentions': 1}, {'data': 'Allum Bokhari', 'type': 'PERSON', 'mentions': 1}, {'data': '#DELETED: Big Tech’s Battle to Erase the Trump Movement and Steal The Election', 'type': 'WORK_OF_ART', 'mentions': 1}]","The much-derided Facebook Oversight Board, which upheld the politically-motivated blacklisting of Donald Trump last year, has offered to “help” Twitter decide on new content moderation rules. The so-called Supreme Court of Facebook is packed with leftists that hate free speech.
+
+In a tweet, the official account of the Oversight Board said it would “welcome the opportunity” to discuss the establishment of independent content moderation oversight at Twitter.
+
+“Independent oversight of content moderation has a vital role to play in building trust in platforms and ensuring users are treated fairly. This is a model we have been proving since 2020. We would welcome the opportunity to discuss Twitter’s plans in more detail with the company.”
+
+The Oversight Board made its comment after Elon Musk, the new owner of Twitter, said he would assemble a “content moderation council with widely diverse viewpoints” to consider major account reinstatements and changes to content policies.
+
+In follow-up tweets, however, the SpaceX and Tesla CEO seemed to display second thoughts about the idea.
+
+Responding to Amjad Masad, CEO of the software development platform Replit, who pointed out that Facebook’s Oversight Board pleased no-one, Musk said he preferred giving uses maximum choice over content.
+
+“Being able to select which version of Twitter you want is probably better, much as it would be for a movie maturity rating,” said Musk.
+
+“The rating of the tweet itself could be self-selected, then modified by user feedback.”
+
+Near-total user control over content filtering used to be the industry norm, with the block button being the tool of choice for users who wished to avoid unwelcome comments, while features like Google’s “safe search” allowed users to experience a family-friendly version of the world’s largest search engine.
+
+That changed in the mid-2010s, when in response to pressure from the media and left-wing advocacy groups, social media platforms including Twitter began to shift to a top-down model of content moderation, with a single algorithm and a single experience imposed on all users.
+
+Allum Bokhari is the senior technology correspondent at Breitbart News. He is the author of #DELETED: Big Tech’s Battle to Erase the Trump Movement and Steal The Election.",f9f26e02ce544c2381fe6dc9d2c81635,Facebook Supreme Court Offers to ‘Help’ Elon Musk’s Twitter After Blocking Trump Reinstatement,4,,,,
+40048,"Energy policy recess reads - Here’s a rundown of the stories we've been watching over recess …
+
+🚦Manchin’s moves: Remember when we told you Sen. Joe Manchin threatened to sue the Biden administration over its plan for the IRA’s expanded EV tax credit?
+• Well, E&E News’ Hannah Northey and Tim Cama report he probably can’t do that.
+
+🚗 Leasing love: Axios’ What’s Next took a look at how leasing might become the easiest way electric car consumers can benefit from the IRA.
+• A diminishing number of EVs will be eligible for the full $7,500 tax credit but leasing offers a workaround, per Jael’s deep dive from last week.
+
+üß™ Chem concerns: Sen. Jeff Merkley wants to know why EPA approved a plant to produce plastic-based alternative fuels with toxic pollution potential. (The Guardian)
+
+💧River watch: The snowy winter out West took pressure off states in the Colorado River basin just as they’re in the middle of heated water use negotiations. (CNN)
+• The Supreme Court is also reviewing Navajo Nation water rights in the Colorado River. Here’s a first-person look at that fight from Atmos, a climate-centric mag.
+• And today, the Interior Department unveiled a draft plan for water cuts for the river. (NYT)
+
+⚡️Charged up: Axios’ Peter Allen Clark reports lawmakers across the U.S. are starting to push for tighter standards on lithium-ion battery safety.
+• This includes New York politicians who are responding after a spate of local fires, like a recent blaze in NYC that killed a 7-year-old boy and a teenager. (NBC News)
+
+💨 CO2 school: WaPo’s Maxine Joselow has an eerily funny feature on children’s books sneaking climate denial into schools.","{'positive': 0.058568053, 'negative': 0.13960844, 'neutral': 0.80182356}","The Energy Policy recess has been underway, with reports from both sides of the political and environmental issues. These include the Supreme Court reviewing Navajo Nation water rights in the Colorado River, the Interior Department's draft plan for water cuts for the river, and the Department of Energy's proposed lithium-ion battery safety standards. Meanwhile, the Senate is considering suing the Biden administration for its plan for the IRA's expanded EV tax credit, while the EPA approved a plant to produce plastic-based alternative fuels with toxic pollution potential.","Manchin, Merkley, Colorado River, lithium batteries.",ATO,Infrastructure,Gas Utilities & Distributors,Atmos Energy Corp,"{'Integrity of Gas Delivery Infrastructure': 'Operating a vast network of gas pipelines, equipment and storage facilities requires a multifaceted, long-term approach to ensuring infrastructure integrity and managing related risks. Although customers depend on reliable gas supplies, entities manage substantial risks—including those related to human health, property and greenhouse gas (GHG) emissions—that result from operating gas distribution networks and related infrastructure. Ageing infrastructure, inadequate monitoring and maintenance, and other operational factors may result in gas leaks. Gas leak safety-related risks, such as losses of containment, may result in fires or explosions that can be particularly dangerous in urban areas where entities often operate. Furthermore, gas leaks also result in fugitive emissions (methane), causing adverse environmental impacts. Regulated gas utilities generally incur no direct costs for gas leaks, because the cost of gas typically is passed on to customers (though this may vary by region). However, gas leaks that result in safety-related risks or fugitive emissions may affect entities financially through a variety of regulatory, legal and product demand channels. Accidents, particularly fatal accidents, may result in negligence claims against entities, leading to costly court battles and fines. GHG emissions may result in increased regulatory scrutiny—a critical element directly connected to financial performance, given the importance of regulatory relations—and potential fines and penalties. Importantly, regulated gas utilities can financially benefit from capital investment opportunities to improve performance and mitigate risks related to safety and emissions, which can be factored into their rate base. Entities manage such risks through pipeline replacements, regular inspections and monitoring, employee training and emergency preparedness, investments in technology, and other strategies such as working closely with regulators. In response to concerns about ageing infrastructure, many entities are seeking ways to expedite the replacement permitting and approval process, especially in cases where pipelines are located near densely populated areas.', 'Energy Affordability': 'A de facto objective of regulated gas utilities is to deliver natural gas to customers in a safe, reliable, and environmentally responsible manner. Entities in the industry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy, from the utility customer perspective, is particularly challenging to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly more expensive for low income customers (affordability is determined by both the net cost of energy bills and the underlying economics of customers). Playing a role in ensuring that utility bills are affordable is crucial for utilities in building trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities, and one of the more closely analysed issues by investment analysts. Regulators’ willingness, or lack thereof, to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may give utilities the opportunity to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers obtaining energy supplies from means other than natural gas (or reducing energy needs) by pursuing alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utility business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.', 'End-Use Efficiency': 'Natural gas produces fewer greenhouse gas (GHG) emissions than other fossil fuels. Expanding its use in the economy may be an important strategy for many governments and regulators striving to reduce GHG emissions. However, despite the relatively lower emissions, the natural gas value chain still produces meaningful levels of GHG emissions overall. As policymakers and regulators seek to mitigate climate change, the efficient consumption of natural gas will be an important long-term theme. Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions. Utilities can offer customers a wide range of options to promote energy efficiency, including providing rebates for energy-efficient appliances, weatherising customers’ homes and educating customers on energy saving methods. Overall, entitiesthat sponsor efficiency initiatives may reduce the downside risks from demand fluctuations, gain returns on needed investments, decrease operating costs and earn higher risk-adjusted returns over the long term.'}","{'Integrity of Gas Delivery Infrastructure': 0.7586032288007645, 'Energy Affordability': 0.7512345260922921, 'End-Use Efficiency': 0.7666871475878285}",0.7666871475878285,Promod,No focus,No focus,Neutral,,No focus,,,2023-07-05T06:53:24+00:00,https://www.yahoo.com/news/tech-giant-gatekeepers-must-comply-with-all-of-the-eus-new-digital-market-rules-065324264.html,"[{'name': 'specific platform services', 'weight': 0.09775742}, {'name': 'digital markets', 'weight': 0.09418608}, {'name': 'December last year', 'weight': 0.09416639}, {'name': 'gatekeeper status', 'weight': 0.09123298}, {'name': 'Gatekeepers', 'weight': 0.090233095}, {'name': 'gatekeepers', 'weight': 0.090233095}, {'name': 'large online platforms', 'weight': 0.080284104}, {'name': 'EU', 'weight': 0.0786877}, {'name': 'business users', 'weight': 0.07667866}, {'name': 'users', 'weight': 0.07269699}]",[{'name': 'Tech'}],"[{'data': 'EU', 'type': 'ORG', 'mentions': 5}, {'data': 'the European Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'ByteDance', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Booking.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'European', 'type': 'NORP', 'mentions': 1}, {'data': 'the Digital Markets Act', 'type': 'LAW', 'mentions': 1}, {'data': 'DMA', 'type': 'LAW', 'mentions': 3}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'iOS 17', 'type': 'PRODUCT', 'mentions': 1}]","Seven companies, mostly made up of American tech giants, have notified the European Commission that they meet the criteria to be classified as ""gatekeepers"" under the Digital Markets Act (DMA). Alphabet, Amazon, Apple, TikTok owner ByteDance, Meta, Microsoft and Samsung have declared that they meet the thresholds the EU set when it passed the new law. According to Reuters, Booking.com also expects to meet gatekeeper status by the end of the year and will notify authorities by then.
+
+Gatekeepers are companies with an annual turnover in Europe of at least €7.5 billion (US$8.16 billion) in the last three financial years or those with a fair market value of at least €75 billion (US$81.6 billion) in the last financial year in at least three member states of the EU. They must also have served more than 45 million monthly active end users and more than 10,000 yearly active business users in the EU over the last three years. These criteria were designed to include the biggest players in the field, since as the law's name indicates, it's meant to cover large online platforms that act as ""gatekeepers"" in digital markets.
+
+Under the DMA, gatekeepers will be prohibited from favoring their own services over their rivals' and from locking users into their ecosystem. They must allow third parties to interoperate with their own services. They must also allow business users to promote their products/services and ""conclude contracts with their customers outside the gatekeepers' platform."" In Google's and Apple's case, that means they can't prevent developers from using a different payment systems other than their own. The companies can't prohibit users from removing pre-installed apps or from sideloading apps from outside sources, as well. That will mean huge changes for Apple, in particular, whose ecosystem has been designed as a ""walled garden"" for the longest time. In December last year, Bloomberg reported that Apple was preparing to allow third-party app stores and sideloading with the release of iOS 17.
+
+All gatekeepers will have to comply with all aspects of the DMA in 2024. For now, European authorities will be reviewing the submissions and will be designating the gatekeepers for specific platform services by September 6th.",7269c65dd8f445a9ad4df8559633ea42,Tech giant 'gatekeepers' must comply with all of the EU's new digital market rules,4,,,,
+7806,"The biggest online retailer in the US is warning of 'cautious spending' - Amazon (AMZN) offered a downbeat outlook on domestic consumer spending, joining the likes of UPS (UPS) and 3M (MMM) amid growing concern that rising interest rates and tighter lending standards could lead to a recession in the US.
+
+On an earnings call that discussed everything from artificial intelligence to slowdown concerns at Amazon Web Services, the e-commerce giant also flashed a warning about its longstanding retail business.
+
+“The uncertain economic environment and ongoing inflationary pressures continue to be a factor and we believe, is continuing to drive cautious spending across consumers.” Amazon CFO Brian Olsavsky said on the company’s earnings call on Thursday. “This means our customers are looking to stretch their budgets further, and are focused on value.""
+
+While the company grew overall net sales in North America by 11%, Amazon’s online store revenue of $51.10 billion fell by about $30 million from the same period the year prior.
+
+Amazon isn’t the only company sounding the alarm, either. 3M, the maker of everything from Scotch Tape to Post-it-Notes sees weakness in ""consumer-facing markets."" Procter & Gamble calls its end customer a ‘more careful’ consumer that might be going as far as conserving paper towels. And UPS, a key contributor to the box-recession indicator, notes “disposable income is shifting away from goods to services.""
+
+In large part, economic data is in agreement, too. UPS noted many of its declines are in line with monthly retail sales. The latest report saw sales falling 1% in March, double what economists had feared. Data out from the Conference Board on Tuesday showed Consumer Confidence for the next six months hit its lowest levels since July 2022.
+
+“While consumers’ relatively favorable assessment of the current business environment improved somewhat in April, their expectations fell and remain below the level which often signals a recession looming in the short term,” said Ataman Ozyildirim, senior director of economics at the Conference Board.
+
+The Bureau of Economic Analysis' advance estimate of first quarter U.S. gross domestic product (GDP), showed growth but less than what was expected. And even under the hood, where real consumer spending rose 3.7%, some economists argue the outlook still isn't as rosy.
+
+“Monthly data suggest that consumer spending has lost momentum over the past few months,” Jay Bryson Wells Fargo Chief Economist said in a note on Thursday. “Moreover, consumers are relying increasingly on credit and stockpiled cash to finance their purchases. These factors are not sustainable, in our view.”
+
+“We continue to forecast that the U.S. economy slip into recession, which we expect will be of moderate severity, in the second half of the year.”
+
+In other words, the economic data is a lagging indicator. Big retailers are telling a different story about what they’ve seen recently and what’s to come.
+
+And as Miller Tabak managing director Matt Maley pointed out to Yahoo Finance Live, the market is already signaling something similar too.
+
+“The stock market is a forward-looking enterprise,” Maley said. “When you see these stocks like Visa, Mastercard and the retail stocks trading lower, it tells me that they’re seeing that maybe that demand isn’t going to remain so strong, three-to-six months into the future.”
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance","{'positive': 0.010486214, 'negative': 0.97295207, 'neutral': 0.016561698}","Amazon (AMZN) and UPS (UPS) have both issued a downbeat outlook on domestic consumer spending, amid concern that rising interest rates and tighter lending standards could lead to a recession in the US. Amazon's online store revenue of $51.10 billion fell by about $30 million from the same period the year prior, while UPS noted many of its declines are in line with monthly retail sales. Consumer Confidence for the next six months hit its lowest levels since July 2022, and some economists argue the outlook still isn't as rosy. The stock market is signaling something similar too, with Visa, Mastercard and the retail stocks trading lower.","While the company grew overall net sales in North America by 11%, Amazon‚Äôs online store revenue of $51.10 billion fell by about $30 million from the same period the year prior.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.784616633261264, 'Hardware Infrastructure Energy & Water Management': 0.7441885600167684, 'Data Privacy & Advertising Standards': 0.7955845389993952, 'Employee Recruitment, Inclusion & Performance': 0.782026047566679, 'Data Security': 0.8062442003236502}",0.8062442003236502,Promod,No focus,No focus,Negative,,No focus,,,2023-01-04T16:41:04+00:00,https://finance.yahoo.com/news/alphabets-googl-google-builds-terrorism-164104001.html?.tsrc=rss,"[{'name': 'illegal content', 'weight': 0.121244125}, {'name': 'harmful content', 'weight': 0.11601047}, {'name': 'content moderation', 'weight': 0.11239377}, {'name': 'online content', 'weight': 0.11167935}, {'name': 'content', 'weight': 0.10989004}, {'name': 'suspected terrorist content', 'weight': 0.10775142}, {'name': 'counter-terrorism databases', 'weight': 0.08225253}, {'name': 'Counter Terrorism', 'weight': 0.07608311}, {'name': 'Terrorism Moderation Tool', 'weight': 0.07490217}, {'name': 'illegal or harmful content', 'weight': 0.07155886}]",[{'name': 'Finance'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 7}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 7}, {'data': 'Jigsaw', 'type': 'ORG', 'mentions': 1}, {'data': 'UN', 'type': 'ORG', 'mentions': 1}, {'data': 'Tech Against Terrorism', 'type': 'ORG', 'mentions': 2}, {'data': 'the European Union', 'type': 'ORG', 'mentions': 1}, {'data': 'EU', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 2}, {'data': 'Zacks', 'type': 'ORG', 'mentions': 4}, {'data': 'Arista Networks ANET', 'type': 'ORG', 'mentions': 4}, {'data': 'Agilent Technologies A.', 'type': 'ORG', 'mentions': 3}, {'data': 'the United Kingdom', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 2}, {'data': 'EU', 'type': 'GPE', 'mentions': 1}, {'data': 'Digital Services Act', 'type': 'LAW', 'mentions': 2}, {'data': 'the Online Safety bill', 'type': 'LAW', 'mentions': 2}]","Alphabet’s GOOGL Google continues to make strong endeavors toward the refinement of its content and to comply with the new anti-extremism measures.
+
+
+
+Reportedly, the company’s research and development unit, Jigsaw, is developing a free terrorism moderation tool for smaller websites in collaboration with the UN-backed initiative - Tech Against Terrorism.
+
+
+
+The latest move is in line with the new legislation in the United Kingdom and the European Union against illegal and terrorism-related online content.
+
+
+
+EU’s Digital Services Act came into force in November 2022, and the Online Safety bill of the UK is set to become law this year.
+
+
+
+The agenda behind both Digital Services Act and Online Safety Bill is to force internet companies to remove illegal or extremist content from their platforms.
+
+Alphabet Inc. price-consensus-chart | Alphabet Inc. Quote
+
+More Into the Headlines
+
+Google is focusing more on the smaller websites as they are less equipped to tackle illegal content and thus, they become the targets of terrorists.
+
+
+
+Since content moderation becomes challenging for small firms due to limited resources, they become the point of exploitation for terrorist groups.
+
+
+
+With the new tool, Google strives to aid small websites in the next step of the process. Also, it is designed to help human moderators make decision about content marked as illegal or harmful.
+
+
+
+The tool takes data from a database of suspected terrorist content, which is collected by the non-profit Global Internet Forum to Counter Terrorism.
+
+
+
+On the back of the new moderation tool, small as well as medium-sized firms will be able to take action on URLs and hashes that exist in counter-terrorism databases.
+
+
+
+All these measures will prevent these websites from getting penalized under the strict laws introduced by the UK and EU to police online content.
+
+
+
+Hence, Google is likely to witness strong adoption of its underlined tool.
+
+As the EU becomes stricter regarding harmful content on social media platforms, internet companies like Alphabet and Meta Platforms META are also making strong efforts to come up with new software and advance their algorithms in order to improve content.
+
+
+
+The latest move by Alphabet is the testament to the same.
+
+
+
+Meta Platforms also introduced an open-source anti-terrorism detection software last month.
+
+
+
+Notably, the software helps the other platforms match illegal or harmful content to existing images or videos in the database, with the help of which they will be able to mark that content for urgent human review.
+
+Currently, Alphabet carries a Zacks Rank #3 (Hold).
+
+
+
+Some better-ranked stocks in the broader Zacks Computer & Technology sector are Arista Networks ANET and Agilent Technologies A. While Arista Networks sports a Zacks Rank #1 (Strong Buy), Agilent carries a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+
+
+Arista Networks has lost 16.7% in the past year. The long-term earnings growth rate for ANET is currently projected at 17.5%.
+
+
+
+Agilent has lost 7.9% in the past year. A’s long-term earnings growth rate is currently projected at 10%.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",09a14761056f416294fe1a5fa09b4ea7,Alphabet's (GOOGL) Google Builds Terrorism Moderation Tool,4,,,,
+9510,"Texas Instruments’ new chip factory in Richardson achieves high-level LEED certification - Texas Instruments’ new 300-millimeter semiconductor wafer fabrication plant in Richardson achieved Leadership in Energy and Environmental Design Gold certification under version 4.
+
+This designation makes the facility, known as RFAB2, the first wafer fab in the United States and the fourth in the world to achieve this more stringent level of LEED certification from the U.S. Green Building Council for the sustainable design, construction and operation of high-performance green buildings, according to the company.
+
+“One of TI’s ambitions is to be a company that our employees are personally proud to be a part of and would want as our neighbor,” Brian Dunlap, vice president, 300-mm Wafer Fab Manufacturing Operations at Texas Instruments, said in a prepared statement. “We are proud that RFAB2 has achieved LEED Gold v4 certification, underscoring TI’s long-standing commitment to operate in a socially thoughtful and environmentally responsible manner.”
+
+RFAB2, which is Dallas-based TI’s (Nasdaq: TXN) fourth LEED-certified manufacturing plant, was designed to reduce water and electricity usage. The new fab’s design, construction and operation are expected to achieve significant efficiencies, including saving 750 million gallons of potable water and almost 80,000 megawatt-hours of energy annually.
+
+The factory was also constructed using responsibly sourced materials and was designed and built in a way that fosters a healthy work environment.
+
+Production cranked up at RFAB2 late last year.
+
+“What makes this LEED Gold designation impressive is that Texas Instruments achieved this high standard developed for office buildings in a semiconductor manufacturing plant,” said Jill Kurtz, director of Building Sciences at Page. Page and Kurtz consulted for TI in the certification process.
+
+“By prioritizing sustainability and transparency, TI is delivering real impact in water and energy savings, leading the way in their industry and helping USGBC continue toward its goal of green buildings for everyone within this generation,” Kurtz added.
+
+The LEED Gold v4 certification solidifies TI’s dedication to responsible, sustainable manufacturing, including multi-year goals and programs focused on conserving natural resources, reducing energy consumption and mitigating environmental impact, according to the company.
+
+In addition to the new fab in Richardson, Texas Instruments Inc. is building four new semiconductor wafer fabrication plants in Sherman to manufacture tens of millions of processing chips daily. The $30 billion investment will bring an expected 3,000 new jobs to Sherman.
+
+At full buildout, TI’s Sherman campus is expected to be the largest electronics production facility in Texas and among the largest manufacturing facilities in the country.
+
+Also in Sherman, GlobiTech, a subsidiary of Taiwan-based GlobalWafers Co., is building a $5 billion semiconductor manufacturing plant expected to bring 1,500 jobs.","{'positive': 0.63457614, 'negative': 0.010500205, 'neutral': 0.35492364}","Texas Instruments' new 300-millimeter semiconductor wafer fabrication plant in Richardson has achieved Leadership in Energy and Environmental Design Gold certification under version 4. This designation makes the facility, known as RFAB2, the first wafer fab in the United States and the fourth in the world to achieve this more stringent level of LEED certification from the U.S. Green Building Council. The new fab‚Äôs design, construction and operation are expected to achieve significant efficiencies, including saving 750 million gallons of potable water and almost 80,000 megawatt-hours of energy annually. The factory was also constructed using responsibly sourced materials and was designed and built in a way that fosters a healthy work environment. In addition to the new fab in Richardson, Texas Instruments Inc. is also building four new semiconductorwafer fabrication plants in Sherman to manufacture tens of millions of processing chips daily.","Texas Instruments‚Äô RFAB2, a new 300-millimeter semiconductor wafer fabrication plant in Richardson, has achieved high-level LEED certification.",TXN,Technology & Communications,Semiconductors,Texas Instruments Inc,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‚Äòultra-pure‚Äô water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply‚Äôscost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operates are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities‚Äô IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.7735922447675732, 'Water Management': 0.7668687907797788, 'Greenhouse Gas Emissions': 0.7822599661460435, 'Energy Management in Manufacturing': 0.7799540927167571, 'Materials Sourcing': 0.7623004373669089, 'Intellectual Property Protection & Competitive Behaviour': 0.7404773172491569, 'Product Lifecycle Management': 0.8024604797204824, 'Employee Health & Safety': 0.7673735653522801, 'Waste Management': 0.7810854361095952}",0.8024604797204824,Promod,Major focus,Major focus,Positive,"Energy Management in Manufacturing, Water Management, Waste Management, Greenhouse Gas Emissions",Major focus,Major focus,Positive,2022-09-27T13:26:36+00:00,https://www.forbes.com/sites/dereksaul/2022/09/27/markets-jump-following-lowest-close-since-2020-investor-concerns-still-loom-large/,"[{'name': 'early Tuesday', 'weight': 0.10324517}, {'name': 'Stock Market', 'weight': 0.09800338}, {'name': 'chief market strategist', 'weight': 0.0950271}, {'name': 'market volatility', 'weight': 0.09007134}, {'name': 'Markets', 'weight': 0.08837653}, {'name': 'markets', 'weight': 0.08837653}, {'name': 'Tuesday', 'weight': 0.08008748}, {'name': 'Investor Concerns', 'weight': 0.07954539}, {'name': 'late Monday', 'weight': 0.07772577}, {'name': 'Truist Advisory Services', 'weight': 0.071814954}]",[{'name': 'Finance'}],"[{'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'Sevens Report', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 1}, {'data': 'Truist Advisory Services’', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Tom Essaye', 'type': 'PERSON', 'mentions': 1}, {'data': 'Keith Lerner', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brent', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'West Texas Intermediate', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Stock futures jumped Tuesday morning as markets look to end its five-day losing streak, though the bear market remains at its lowest level since late 2020.
+
+The Dow Jones Industrial Average rose .9%, about 260 points, before the market open, while the S&P 500 gained 1.19% and the tech-heavy Nasdaq Composite jumped 1.48%. The jump follows the Dow’s 330-point drop Monday and five straight day of losses. Leading the rise were technology giants, as Apple, Amazon and Alphabet all rose more than 1%, while Tesla jumped nearly 3%. Also recovering value was the British pound, which rose to $1.08 against the dollar Tuesday after falling to a record low of $1.035 early Monday while the two-year Treasury yield is 4.3% and 10-year is 3.9%. Despite Tuesday’s recovery, analysts remain concerned the worst has yet to come for stocks: Sevens Report analyst Tom Essaye wrote in a Tuesday note that market volatility is “extremely high” and the S&P could fall by as much as 17% to 3,027 based on recent trading patterns, its lowest level since early 2020. JPMorgan made a similar warning in a late Monday note, predicting the S&P would bottom out between 3,000 and 3,400 in late 2022 or early 2023.
+
+Keith Lerner, Truist Advisory Services’ chief market strategist, wrote in a Tuesday note now is not “the time to become increasingly cautious,” noting longer-term returns remain positive and “investors are investing for longer periods than just the next several months.”
+
+In another sign of investors cooling on their most dire recession concerns, crude oil prices spiked early Tuesday, with international benchmark Brent crude rising 1.9% to $84.46 per barrel and U.S. benchmark West Texas Intermediate jumping 1.9% to $78.20 per barrel.
+
+Recession Watch: 'Very Concerning' Sign Of Serious Economic Slowdown Emerges As Stock Market Collapses (Forbes)",96326124e9b644d89db7b294d8133f61,"Markets Jump Following Lowest Close Since 2020, Investor Concerns Still Loom Large",4,,,,
+9179,"You could be buying shoplifted stuff on Amazon, eBay, or Facebook Marketplace - • Retail executives at companies like Target and Walmart are pointing to a spike in shoplifting.
+• Experts say organized crime deserves much of the blame.
+• Many are selling stolen goods on online platforms to unwitting consumers.
+
+Executives at retailers like Target and Walmart are raising alarms about shoplifting in their stores — and you may have unknowingly bought one of these items when you shopped online.
+
+That's because criminal enterprises are selling over $500 billion in stolen or counterfeit products through online marketplaces like Amazon, Craigslist, eBay, and Facebook Marketplace across the globe each year, the Prosecutors Alliance of California, an advocacy organization that promotes criminal justice reforms, estimated in 2022.
+
+If true, this would mean illicit goods account for up to 10% of the total e-commerce market.
+
+Couple a spike in shoplifted items with the rise of online shopping in recent years, and it's possible you could be one of these unwitting customers. Given the sellers often appear legitimate — and the goods are often sold at discounted prices — many consumers are happy to do business.
+
+Rather than being driven by a surge of one-off thieves, experts say organized criminal organizations are largely to blame, and are hurting not only the businesses they steal from, but the legitimate online sellers they're competing with.
+
+""This is a professional criminal,"" Jason Brewer, the spokesperson for the Buy Safe America Coalition, a lobby group for the retail industry, previously told Insider. ""They're not looking to steal food for dinner, or something they need because they can't afford it. They are stealing specific items that they know they can resell online.""
+
+Insider reached out to Amazon, eBay, Craigslist and Meta for comment. Spokespeople from both eBay and Amazon said the platforms do not allow sellers to list stolen goods and that they work with law enforcement to identify this activity.
+
+A Meta spokesperson said Facebook Marketplace prohibits the sale of stolen items and has ""specialized teams that work with law enforcement to respond to legal requests.""
+
+""We enforce our commerce policies (including reviewing complaints and reports against sellers and reports of stolen goods) through our commerce review system,"" they added. ""While this review is largely automated, we rely on our teams to build and train these systems, and in some cases, to manually review listings.""
+
+Craigslist did not respond to Insider's request for comment.
+
+Retailers say shoplifting is on the rise
+
+In July, a Tulsa woman pleaded guilty to her role as the leader of a 29-person retail theft organization. The group targeted stores that included Walmart, Costco, and Walgreens and sold items through sites like Amazon and eBay, netting $4.5 million in sales.
+
+This e-fencing — the selling of stolen goods online — is not a new phenomenon. Organized retail theft increased nearly 60% between 2015 and 2020, the National Retail Federation found in a 2020 survey, costing retailers an average of over $700,000 per $1 billion in sales. In 2021, a law enforcement officer told The Wall Street Journal that Amazon ""may be the largest unregulated pawnshop on the face of the planet."" The apparent rise in shoplifting over the past year, however, suggests the online selling of stolen goods may be becoming more common.
+
+In November, Target said it expected to lose $600 million in 2022 to ""inventory shrink"" — when stores have less on their shelves than is recorded in their inventory — much of which it attributed to organized retail crime. In December, Walmart CEO Doug McMillon said theft was ""higher than what it has historically been"" and that stores could close if the problem did not improve.
+
+It's not just big-box retailers that have been impacted, however. 54% of small-business owners reported an uptick in shoplifting in 2021, according to a Business.org survey of 700 small businesses, with 23% saying theft happened every day.
+
+While there appears to be a growing problem, robust, up-to-date data on the situation can be hard to come by, and there's some evidence shoplifting hasn't surged in recent years after all. A different National Retail Federation survey released last September, for instance, found that the average ""shrink rate"" across the retail industry was 1.4% in 2021, down from the prior two years. On an earnings call earlier this month, Walgreens CFO James Kehoe said the company may have ""cried too much"" about shoplifting over the prior year, as its shrinkage rate returned to more normal levels.
+
+Going forward, businesses are taking steps to reduce shoplifting, but it also might get harder for criminal enterprises to sell their stolen goods online.
+
+As part of its $1.7 trillion spending package in December, Congress passed a piece of legislation retailers had been pushing for for years, one platforms like Amazon and eBay ultimately came out in support of. The Inform Act will require online marketplaces to collect and verify the government ID, tax ID, and bank account information of ""high volume third party sellers"" — those that make 200 or more sales or earn at least $5,000 in a given year, the hope being this will help kick some illicit sellers off online platforms.
+
+""If the marketplaces have to start verifying the people selling on their platform and providing that information to the public, it's going to be a lot harder for people to sell stolen goods,"" Brewer said prior to the bill's passing.
+
+In recent years, many online platforms have already taken steps to crack down on the selling of stolen goods. Amazon, for instance, has required all new selling accounts to undergo a more strict verification process. And in 2021, the company said it invested over $900 million as part of its efforts to combat fraud.
+
+To what degree the legislation, along with other measures, reduces the sale of stolen goods across these platforms remains to be seen.","{'positive': 0.034610316, 'negative': 0.47663882, 'neutral': 0.48875093}","• Many are selling stolen goods on online platforms to unwitting consumers. A Meta spokesperson said Facebook Marketplace prohibits the sale of stolen items and has ""specialized teams that work with law enforcement to respond to legal requests.""
+
+""We enforce our commerce policies (including reviewing complaints and reports against sellers and reports of stolen goods) through our commerce review system,"" they added. This e-fencing — the selling of stolen goods online — is not a new phenomenon. In recent years, many online platforms have already taken steps to crack down on the selling of stolen goods.","""E-fencing,"" or selling stolen goods online, could be on the rise as CEOs complain of worsening shoplifting. You might be supporting it.",COST,Consumer Goods,Multiline and Specialty Retailers & Distributors,Costco Wholesale Corp,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail’s significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers’ rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity’s reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers’ preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.76679746514415, 'Product Sourcing, Packaging & Marketing': 0.7775801410199525, 'Energy Management in Retail & Distribution': 0.7435509925602388, 'Labour Practices': 0.7880811619435146, 'Data Security': 0.803165503875056}",0.803165504,Promod,Major focus,Minor focus,Negative,"Labour Practices, Data Security",Major focus,Minor focus,Negative,2022-10-13T14:29:33+00:00,https://www.foxnews.com/media/michigan-parents-outraged-chaotic-school-board-meeting-ends-abruptly-protecting-children,"[{'name': 'chaotic school board meeting', 'weight': 0.117415324}, {'name': 'school books', 'weight': 0.11495948}, {'name': 'school board member Adel Mozip', 'weight': 0.10051809}, {'name': 'school libraries', 'weight': 0.093953006}, {'name': 'explicit books', 'weight': 0.082605414}, {'name': 'meetings', 'weight': 0.08202709}, {'name': 'religious extremist parents', 'weight': 0.08092491}, {'name': 'Michigan parents', 'weight': 0.07803182}, {'name': 'many parents', 'weight': 0.07769963}, {'name': 'parents', 'weight': 0.07566486}]",[{'name': 'Politics'}],"[{'data': 'Michigan', 'type': 'GPE', 'mentions': 3}, {'data': 'Dearborn', 'type': 'GPE', 'mentions': 1}, {'data': 'Detroit', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Moe Sohoubah', 'type': 'PERSON', 'mentions': 4}, {'data': 'Ainsley Earhardt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Roxanne McDonald', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adel Mozip', 'type': 'PERSON', 'mentions': 1}, {'data': 'Stephanie Butler', 'type': 'PERSON', 'mentions': 2}, {'data': 'Fox & Friends', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Monday night', 'type': 'TIME', 'mentions': 2}, {'data': 'three minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'a White Christian', 'type': 'NORP', 'mentions': 1}]","Michigan parents are outraged after a Dearborn school board meeting was ended abruptly when residents raised concerns over explicit books in school libraries.
+
+Dr. Moe Sohoubah, a father of eight, joined ""Fox & Friends"" Thursday to recount the meeting in the Detroit suburb and the community's outcry over the appropriateness of the books.
+
+""This is not about… one side or another,"" Sohoubah told co-host Ainsley Earhardt. ""This is really about protecting the children, the purity of their mind… We're talking about 13-year-old children at the high school, and we want them to keep their mind pure and focus on math, science, technology and other subjects that really matter to their future.""
+
+BOOK BANNING IN AMERICA: CENSORING LITERATURE IN US DATES BACK CENTURIES, BUT THIS TIME IS DIFFERENT: EXPERTS
+
+The school board meeting, which took place Monday night, was centered around concerns over the appropriateness of school books, and quickly ended after the school board president, Roxanne McDonald, advised parents to ""not boo.""
+
+But Sohoubah said there were many components that led up to Monday night's chaos.
+
+He said many parents were already outraged that at a previous meeting in September, parents against so-called ""book banning: were allotted three minutes or more to speak.
+
+""This was a hot topic,"" Sohoubah said. ""They knew that parents would show up. This is a very tight-knit community. Residents here are very passionate about the education of their kids, and they're going to attend meetings like that.""
+
+The booing came after school board member Adel Mozip admitted some books may not be age-appropriate for some grade levels. He also accused some parents of taking their outrage over the matter too far.
+
+Michigan mother Stephanie Butler was originally one of the parents who sounded the alarm and said she has faced retribution over her concern.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+""I've had my Google business taken down,"" Butler said on ""Fox & Friends First"" Thursday. ""I get prank phone calls, calling me a White Christian nationalist… They share fake stuff about me on Twitter … there's just so much nonsense.""
+
+""Now I have people… within my own community trying to discredit me and trying to call us… this army mob of religious extremist parents who care about their kids and don't want them to be… sexually glorified,"" she continued.
+
+The board announced a new meeting would take place Thursday with a new location to accommodate more attendees.",01a1849109dd4b28b5c64f0790f8e826,Michigan parents outraged after chaotic school board meeting ends abruptly: 'It's about protecting children',4,,,,
+13517,"BlackRock says to shy away from stocks and focus on credit as recession looms - The pain for stocks is far from over and investors should look elsewhere until the market comes to grip with a global recession caused by central banks, according to the BlackRock. The strategists for the firm's Investment Institute, led by Jean Boivin, said in a note to clients on Monday that they are underweight developed market stocks and that investors are still too optimistic about a potential ""soft landing."" ""Many central banks, like the Fed, are still solely focused on pressure to quickly get core inflation back to 2% without fully acknowledging how much economic pain it will take in a world shaped by production constraints. ... This all implies a clear sequence: overtighten policy first, significant economic damage second and then signs of inflation easing only many months later. We're tactically underweight developed market (DM) stocks and prefer credit,"" the note said. BlackRock defines its ""tactical"" timelines as the next six to 12 months. Bonds and stocks have both fallen sharply this year as the Federal Reserve and other central banks have hiked interest rates. On Monday, the S & P 500 closed at its lowest level since late 2020, and the 10-year U.S. Treasury yield jumped to its highest level since 2010. Bond yields move opposite to price. Still, bonds offer more predictable cash flows that may be better for investors during a volatile period. ""We prefer investment grade credit as yields better compensate for default risk. Plus, high quality credit can weather a recession better than stocks,"" the note said. High quality credit is issued by companies that are less likely to go bankrupt than those that are riskier and issue so-called junk bonds. For investors, that means they can be reasonably confident that the debt will eventually be repaid, making short-term declines in market price easier to swallow. One area of stocks where BlackRock is bullish comes from the transition to clean energy. The note said that there are ""tactical opportunities"" in some energy companies and that investors can find exposure in companies that have believable transition plans or are key parts of the clean energy supply chain, rather than only pure-play green energy stocks.","{'positive': 0.15129896, 'negative': 0.64678794, 'neutral': 0.20191309}","The pain for stocks is far from over and investors should look elsewhere until the market comes to grip with a global recession caused by central banks, according to the BlackRock. Bonds and stocks have both fallen sharply this year as the Federal Reserve and other central banks have hiked interest rates. Plus, high quality credit can weather a recession better than stocks,"" the note said. One area of stocks where BlackRock is bullish comes from the transition to clean energy.",BlackRock says to shy away from stocks and focus on credit as recession looms,BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7949347413043936, 'Employee Diversity & Inclusion': 0.7815015493379349, 'Business Ethics': 0.7665248073157305, 'Factors in Investment Management & Advisory': 0.7756243650128132, 'Transparent Information & Fair Advice for Customers': 0.7610898472275175}",0.7949347413043936,Promod,Major focus,Major focus,Neutral,"Financed Emissions, Business Ethics, Factors in Investment Management & Advisory, Transparent Information & Fair Advice for Customers",Major focus,Major focus,Neutral,2023-03-20T17:23:54+00:00,https://www.cbsnews.com/essentials/save-up-to-41-on-popular-easter-basket-toys-on-amazon/,"[{'name': 'None Best spring deals', 'weight': 0.1100373}, {'name': 'Best TV deals', 'weight': 0.09528168}, {'name': 'None Best online clearance deals', 'weight': 0.09472001}, {'name': 'Amazon', 'weight': 0.085393146}, {'name': 'Amazon devices', 'weight': 0.08538542}, {'name': 'More tech deals', 'weight': 0.08392944}, {'name': 'Spring cleaning season', 'weight': 0.0734974}, {'name': 'the best Amazon tech deals', 'weight': 0.07341047}, {'name': 'Amazon Halo Rise sleep tracker', 'weight': 0.0707926}, {'name': 'Best spring cleaning and home organization deals', 'weight': 0.07077888}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 22}, {'data': 'CBS News', 'type': 'ORG', 'mentions': 1}, {'data': 'Play-Doh', 'type': 'ORG', 'mentions': 1}, {'data': 'Nerf', 'type': 'ORG', 'mentions': 1}, {'data': 'Hasbro', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Bissell', 'type': 'ORG', 'mentions': 2}, {'data': 'TurboTax', 'type': 'ORG', 'mentions': 1}, {'data': 'Delsey Paris', 'type': 'ORG', 'mentions': 1}, {'data': 'Redliro under desk', 'type': 'ORG', 'mentions': 1}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 4}, {'data': 'The Pioneer Woman', 'type': 'ORG', 'mentions': 1}, {'data': ""Sam's Club"", 'type': 'ORG', 'mentions': 2}, {'data': 'iRobot', 'type': 'ORG', 'mentions': 1}, {'data': 'My Little Pony: A New Generation Movie Royal Gala', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Play-Doh', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'AirPods Pro 2', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Pixel 7 Pro', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'TurboTax Deluxe', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Halo Rise', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Braava Jet', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Samsung', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Jetbot', 'type': 'PRODUCT', 'mentions': 1}]","CBS Essentials is created independently from the CBS News staff. We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
+
+Easter is only a few weeks away, so it's time to start shopping for Easter toys and Easter basket essentials. Amazon is currently discounting toys from Play-Doh, Nerf, Hasbro and more for up to 41% off. Many of these toys would make great easter basket surprises this year. Our favorite toy deals include:
+• My Little Pony: A New Generation Movie Royal Gala collection, $28 (reduced from $39)
+• Play-Doh My Little Pony make n' style playset, $9 (reduced from $12)
+
+The latest Apple AirPods Pro 2 earbuds have an upgraded wireless chip for improved audio functionality, a new low distortion driver for clearer audio and improved active noise cancelation. The Apple AirPods Pro 2 provide truly custom sound: You can use your iPhone's camera to analyze your unique ear anatomy and find the perfect audio settings for you.
+
+The design of the AirPods Pro 2 is fairly similar to the previous generation, but Apple has introduced touch control to the AirPods Pro 2 to help users more seamlessly control their AirPods.
+
+Get the Google Pixel 7 Pro for $150 off
+
+The Google Pixel 7 Pro features a 6.7"" QHD display with 25% higher peak brightness and a polished aluminum finish.
+
+The Google Pixel 7 Pro features an enhanced three-camera system. It has a 50-megapixel main camera, 12-megapixel ultra-wide camera and 48-megapixel telephoto camera. The ultra-wide lens is 20% wider than the prior model and offers stronger autofocus. The smartphone includes enhanced zoom capabilities for clearer photos up to a 30x zoom.
+
+Save on the Bissell Little Green Machine
+
+The Bissell Little Green Machine portable carpet cleaner can be used to spot-clean carpets and upholstery to remove tough stains. With spraying action and powerful suction, it can even remove pet messes and stains.
+
+The green cleaner is 11% off today.
+
+Save an extra 20% when you buy $50 in bulk home goods at Amazon
+
+
+
+Did you know Amazon has warehouse-store-like offerings? It's true. And while Amazon already has great everyday prices on bulk paper towels, coffee pods, baby wipes and more, you can save an extra 20% when you spend at least $50.
+
+This deal is an Amazon Prime member exclusive.
+
+Need to file taxes in 2023? Amazon has a deal on TurboTax Deluxe downloads right now. This software allows you to file up to five federal returns and one state return electronically.
+
+Want to start on your 2023 tax return for free? Head to the TurboTax website -- you don't need to pay until you file, and you'll save a few bucks over the price of buying software on Amazon. Some can even file for free. (For simple tax returns only; not all tax payers qualify.)
+
+Best TV deals at Amazon this week
+
+Save on a new TV to watch your favorite spring shows, sports and more.
+
+More tech deals at Amazon this week
+
+Amazon has tons of other tech on sale now, including Amazon devices, pet-monitoring cameras, massage guns and more. Find the best Amazon tech deals below.
+• Amazon Halo Rise sleep tracker with wake up light, $100 (reduced from $140)
+
+Best spring cleaning and home organization deals at Amazon this week
+
+Spring is here, and that means that it's time to get started on your spring cleaning. Fortunately, Amazon has everything you need to clean up and refresh your home for spring. From closet organizers to vacuums to storage shelves, all of your spring cleaning essentials are on sale now at Amazon.
+
+Best spring luggage and travel essentials deals at Amazon this week
+
+Planning a spring break trip? Then head over to Amazon to save on new luggage and all of your travel essentials. Right now, you can save up to 47% on Delsey Paris luggage and save on other must-have travel items.
+
+Best home and kitchen deals at Amazon this weekend
+
+Spring cleaning season is also a great time to refresh your kitchen and bedding. Plus, it's National Sleep Awareness month, so now is a good time to think about how you've been sleeping and invest in new bedding or pillows to help you get the best rest possible this spring.
+
+Best health and fitness deals at Amazon this week
+
+Get healthy this spring at Amazon -- all sorts of great exercise equipment is on sale now.
+• Redliro under desk treadmill, $340 after coupon (reduced from $480)
+• None Our favorite 2023 clearance deal: Walmart practically giving away this comforter set from The Pioneer Woman for just $25
+• None Best kitchen deals and finds at Walmart
+• None Best Sam's Club deal of 2023: Get a Sam's Club membership for $25 and save big on gas
+• None Best spring deals at Walmart: Save on home and patio, kitchen, tech and more
+• None Best online clearance deals at Walmart: Save up to 65% on tech, home, kitchen and more
+• None The best robot mops for 2023: iRobot Braava Jet, Samsung Jetbot and more",806dd01c045445f084971784f846ba70,Save up to 41% on popular Easter Basket toys on Amazon,4,,,,
+12180,"BlackRock's Warning: Aging Population Threatens Global Economy - Executives at the world’s largest asset manager are worried about rising long-term inflation, and the willingness of the Federal Reserve to save stock investors.
+
+Blackrock Inc. published last week its Global Outlook for 2023. The report identifies three drivers that should know about, because they will reset stock and bond prices for the foreseeable future.
+
+The analysis is bullish for On Semiconductor (ON). Let me explain.
+
+Blackrock was an early proponent of globalization, the idea that the global economy would become more peaceful and prosperous if the world’s economies, cultures, and populations were more interdependent. The gist was a world that freely traded together would be more inclined to get along, or so the theory went.
+
+In practice, global supply chains quickly became weaponized. Manufacturing was shipped to Asia, especially China, where leaders sought to leverage global influence in Africa and the less developed world. Financial capital gravitated to London and New York, where financiers and consultants put together offshoring schemes, and tax shelters. And the developed countries of the world binged on inexpensive goods, and low borrowing costs.
+
+Philipp Hildebrand, chief investment officer at Blackrock, characterised this period as the Great Moderation, a four-decade period of stable economic growth and low inflation. He now believes GM is over, and that investors should brace for more volatility, and stubborn inflation.
+
+In the Global Outlook playbook Hildebrand points to three key regime drivers that will make life miserable for world’s central bankers, and investors for the foreseeable future. These trends are now set in motion, and cannot be easily changes.
+
+The world is getting older, due to low birth rates. Caring for the elderly is going to be expensive. It’s also going to cause shortages of trained workers. It’s also going to blow out public sector budgets, as it has in Japan since the 1980s.
+
+Deglobalization is the systematic undoing of the global supply chains that brought lower costs of manufacturing. This trend is clear to see in the rush to politicize semiconductor design and manufacturing. Expensive new facilities being planned in Europe and the United States.
+
+The third regime driver is the rapid transition to clean energy alternatives to fossil fuels.
+
+The war in Ukraine quickened the adoption of non-carbon fuel sources, and it is disrupting ongoing investment in fossil fuels. Blackrock strategists argue that the unorderly transition could result in fuel shortages that will ultimately disrupt global economic activity.
+
+There is a silver lining for investors, though.
+
+On Semiconductor (ON) is building a lucrative business supplying chips to all facets of clean energy, including infrastructure, electric vehicles, and EV charging stations. The Phoenix, Ariz.-based company has become a major player in the production of silicon carbide, a key material for the next generation power switching required for the transition to clean energy.
+
+In the interim, On Semi is reaping the benefits of earlier investment in the chips and components needed for the EV transition. The company reported in early August that robust demand for power management systems and sensors continue to outpace supply. Some customers have taken the unusual step of co-investing with On Semi to expand capacity. Others have extended existing contracts through 2029, as they clamor to secure supply of components they will need for future EVs.
+
+BlackRock is not totally on board with the demand picture for EVs, or consumer spending in developed markets for that matter. Hildebrand says that the Fed will not save investors with lower interest rates when the next recession hits. This behaviour would end of the so-called Fed put, the injection of cheap money to smooth over rough patches in economic activity.
+
+Investors should focus on the prevailing trends that are working.
+
+At a price of $65.38, ON Semi. shares trade at 14.5x forward earnings and 3.3x sales. This is extremely inexpensive given gross margins of 46.6% and the potential of its clean energy franchise.
+
+Investing can be intimidating, but it doesn't have to be. Let us be your guide to profitable investing with our Strategic Advantage newsletter. Join us for a $1 trial and see for yourself!","{'positive': 0.05928232, 'negative': 0.34838468, 'neutral': 0.592333}","BlackRock Inc. has published its Global Outlook for 2023, which warns of rising long-term inflation and the willingness of the Federal Reserve to save stock investors. The report identifies three drivers that should know about, including the aging population, and the rapid transition to clean energy alternatives to fossil fuels. Investors should focus on the prevailing trends that are working, such as the rapid development of non-carbon fuel sources, and increased demand for power management systems and sensors. To test their findings, BlackRock is offering a $1 trial and see for profitable investing with its Strategic Advantage newsletter.","The report identifies three drivers that should know about, because they will reset stock and bond prices for the foreseeable future.",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity‚Äôs management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees‚Äô ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7836377634077342, 'Employee Diversity & Inclusion': 0.7971997577663887, 'Business Ethics': 0.7714298164382846, 'Factors in Investment Management & Advisory': 0.7856478268287519, 'Transparent Information & Fair Advice for Customers': 0.7568961007913737}",0.7971997577663887,Promod,Major focus,Major focus,Positive,"Financed Emissions, Factors in Investment Management & Advisory",Major focus,Major focus,Neutral,2023-05-14T15:20:23+00:00,https://www.businessinsider.com/google-employees-joke-how-often-execs-said-ai-io-report-2023-5,"[{'name': 'AI assistance', 'weight': 0.08844011}, {'name': 'Google employees', 'weight': 0.08806856}, {'name': 'AI', 'weight': 0.08639876}, {'name': 'executives', 'weight': 0.07771078}, {'name': 'CNBC', 'weight': 0.07672487}, {'name': 'CEO Sundar Pichai', 'weight': 0.072839074}, {'name': 'Employees', 'weight': 0.07192308}, {'name': 'employees', 'weight': 0.07192308}, {'name': 'Sundar Pichai', 'weight': 0.07121704}, {'name': 'artificial intelligence', 'weight': 0.069803275}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 5}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Old MacDonald', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': ""That '70s Show"", 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'I/O', 'type': 'EVENT', 'mentions': 2}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Memegen', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}]","• Google employees are reportedly happy with products revealed at the company's annual development conference, but are still making jokes.
+• CNBC cited messages and memes from internal communications mocking how often AI was mentioned.
+• Some employees said they should take a shot every time AI was mentioned by a Google executive.
+
+While Google employees are reportedly impressed with the new technology unveiled at the company's annual I/O developer conference, some are poking fun at how often executives mentioned the two hottest words in Silicon Valley: artificial intelligence.
+
+As Google unveiled several new tools at the event this week, including AI assistance with writing emails quickly, employees joked internally about playing a drinking game and taking a shot every time an executive said AI, according to CNBC.
+
+Citing messages and memes viewed on the company's internal Memegen communication system, CNBC reported that employees were generally positive about the conference, but still made jokes like using the letters ""AI-AI-I/O"" to reference the tune of the classic nursery rhyme ""Old MacDonald.""
+
+The internal messaging site is often used by Google employees to make jokes at the expense of the company and executives including CEO Sundar Pichai. Earlier this year, it was used by staffers to vent frustrations about what many felt was a ""rushed"" showcase of Bard, Google's answer to OpenAI's popular ChatGPT.
+
+The employees credited the company's engineers during the I/O event, and a popular post pointed out that the company's stock has risen in the days since the event because of the positive reaction to the new features, CNBC reported.
+
+Employees also referenced a ""That '70s Show"" scene with a character pouring alcohol, joking that an effective drinking game would be taking a shot every time AI is mentioned, per CNBC.
+
+Last month, Insider reported that a group of executives including Pichai and Mark Zuckerberg said ""AI"" at least 168 times on their recent first quarter earnings calls.
+
+""As someone who expected to make snarky memes the whole time, it was nice to be wowed,"" one employee said in a message reported by CNBC.",f2ab554639b246be8ba7cab5ce89d748,Google employees reportedly joked about playing drinking games and made up a song to the tune of 'Old MacDonald' to mock how many times execs said AI at I/O developers conference,4,,,,
+6351,"Coinbase Stock Jumps After Cboe Refiles Bitcoin ETF Applications - Shares of crypto exchange Coinbase Global climbed nearly 12% Monday after Cboe Global Markets refiled applications for spot bitcoin exchange-traded funds, saying it expects Coinbase to help monitor trading. The Securities and Exchange Commission returned earlier filings to Cboe and the Nasdaq because they didn‚Äôt name the spot bitcoin exchange with which they are expected to have a ‚Äúsurveillance-sharing agreement‚Äù or provide enough information about the details of those surveillance arrangements, [The Journal previously reported](https://www.wsj.com/articles/sec-says-spot-bitcoin-etf-filings-are-inadequate-390336e8). Cboe refiled applications Friday afternoon for spot bitcoin ETFs on behalf of Fidelity, WisdomTree, VanEck, Invesco and Ark Investment Management, saying that it expects to enter into surveillance-sharing agreements with Coinbase.","{'positive': 0.13604875, 'negative': 0.211722, 'neutral': 0.65222925}","Shares of crypto exchange Coinbase Global rose nearly 12% Monday after Cboe Global Markets refiled applications for spot bitcoin exchange-traded funds, with the Securities and Exchange Commission expecting them to have a ‚Äúsurveillance-sharing agreement‚Äù or provide enough information about the details of those surveillance arrangements. The company is also expected to enter into surveillance-sharing agreements with Coinbase, which they are expected to provide.","Shares of crypto exchange Coinbase Global climbed nearly 12% Monday after Cboe Global Markets refiled applications for spot bitcoin exchange-traded funds, saying it expects Coinbase to help monitor trading.  The Securities and Exchange Commission returned earlier filings to Cboe and the Nasdaq because they didn‚Äôt name the spot bitcoin exchange with which they are expected to have a ‚Äúsurveillance-sharing agreement‚Äù or provide enough information about the details of those surveillance arrangements, [The Journal previously reported](https://www.wsj/articles/sec-says-spot-bitcoin-etf-filings-are-inadequate-390336e8).  Cboe refiled applications Friday afternoon for spot bitcoin ETFs on behalf of Fidelity, WisdomTree, VanEck, Invesco and Ark Investment Management, saying that it expects to enter into surveillance-sharing agreements with Coinbase.",CBOE,Financials,Security & Commodity Exchanges,"Cboe Global Markets, Inc","{'Managing Conflicts of Interest': 'Security and commodity exchanges are responsible for the oversight of member entities. Specifically, firms in this industry monitor membership information and regulatory compliance to ensure market integrity and transparency. For example, in the U.S., they investigate and prosecute member entities that violate the Securities and Exchange Act. Recent controversies relating to market manipulation, tax fraud, investor protection rules, and anti-trust have raised concern about conflicts of interest that arise due to security and commodity exchanges‚Äô position as self-regulatory organisations (SROs). Rapid innovation in financial markets provides significant opportunities to enhance profitability. However, exchanges must continue to fulfil their responsibilities as SROs to ensure open and fair access to all investors, to publish rules and fees, and to oversee trading. Entities that avoid fraudulent or unethical activities will maintain market integrity, limit reputational damage, and ensure their long-term sustainable growth.', 'Promoting Transparent & Efficient Capital Markets': 'Security and commodity exchanges have a responsibility to ensure equal access to capital markets for all investors. As public markets, these entities play a critical role in efficient capital allocation and the equal application of rules to all participants. In addition, entities must manage the release of public information to prevent asymmetries. Further, with theadvent of high-frequency trading there is heightened concern that technology can lead to advantages for certain traders at the expense of others. Information asymmetries that lead to unfair arbitrage could result in litigations and, potentially, regulatory penalties, additional regulatory oversight and compliance costs, as well as reputational damage that may hurt trading volumes and thus revenues. Disclosure of policies relating to information releases, halts of trading, and the risks and opportunities associated with algorithmic or high-frequency trading will allow investors to further understand how security and commodity exchanges protect shareholder value.', 'Managing Business Continuity & Technology Risks': 'Security and commodity exchanges face increased risks and opportunities associated with information technology. The industry‚Äôs central position in the proper functioning of financial markets requires that issues including security breaches and technology errors are managed to prevent market disruptions. As security and commodity exchanges face increased volumes of trading associated with the clearing and execution of derivative trades and increased frequency of cyber attacks, the industry will be exposed to new risks and opportunities associated with its reliance on information technology. Failure to ensure continuity of trading may erode customer trust and result in lower trading volumes, thus lossof revenue. Increased disclosure of efforts taken to prevent these risks, in addition to the current performance, will allow shareholders to accurately assess value. '}","{'Managing Conflicts of Interest': 0.8087029658339526, 'Promoting Transparent & Efficient Capital Markets': 0.8063117034856241, 'Managing Business Continuity & Technology Risks': 0.8100122900096461}",0.8100122900096461,Promod,Major focus,Major focus,Positive,"Managing Conflicts of Interest, Promoting Transparent & Efficient Capital Markets",Major focus,Major focus,Positive,2023-02-28T18:05:00+00:00,https://www.washingtonexaminer.com/news/house/house-weaponization-panel-hold-hearing-twitter-bias-next-week,"[{'name': 'Twitter bias', 'weight': 0.11205269}, {'name': 'Twitter', 'weight': 0.10730789}, {'name': 'former Twitter executives', 'weight': 0.103821754}, {'name': 'government officials', 'weight': 0.08366719}, {'name': 'hearing', 'weight': 0.08114628}, {'name': 'internal company records', 'weight': 0.07370649}, {'name': 'Democrats', 'weight': 0.072007425}, {'name': 'partisan bias', 'weight': 0.068334974}, {'name': 'House Republicans', 'weight': 0.06484005}, {'name': 'political agendas', 'weight': 0.0641054}]",[],"[{'data': 'House', 'type': 'ORG', 'mentions': 6}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 10}, {'data': 'FBI', 'type': 'ORG', 'mentions': 2}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'THE WASHINGTON EXAMINER', 'type': 'ORG', 'mentions': 1}, {'data': 'the Judiciary Committee', 'type': 'ORG', 'mentions': 2}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 3}, {'data': 'R', 'type': 'NORP', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jim Jordan', 'type': 'PERSON', 'mentions': 1}, {'data': 'the “Twitter Files', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'several hours', 'type': 'TIME', 'mentions': 1}, {'data': 'OH', 'type': 'GPE', 'mentions': 1}]","A House subcommittee formed to probe the “weaponization” of the federal government will hold its second hearing next week, in which lawmakers will focus on allegations of collusion between Twitter and government officials.
+
+Social media’s censorship efforts during the 2020 election and beyond emerged as a top area of concern during the subcommittee’s first hearing earlier this month. Lawmakers showed a particular interest in recently published reports that detailed how the FBI worked closely with Twitter to suppress information harmful to Democrats.
+
+The subcommittee was still finalizing the witness list on Tuesday, according to a person familiar with the planning.
+
+SEVEN TAKEAWAYS FROM THE HOUSE GOP'S FIRST 'WEAPONIZATION' HEARING
+
+After Tesla founder Elon Musk purchased Twitter last year, he gave a handful of independent journalists access to an extensive amount of internal company records as he sought to change Twitter’s culture.
+
+That effort produced a series of reports known as the “Twitter Files,” which detailed everything from partisan bias within the company’s corporate ranks to payments Twitter received from the FBI in exchange for its compliance with the bureau’s requests.
+
+The subcommittee will likely dive deeper into the allegations that Twitter targeted conservatives, sometimes at the behest of the federal government, in its second hearing next week. The panel’s first hearing earlier this month lasted several hours and included mentions of Twitter in a much more expansive look at the federal government’s attitudes toward freedom of speech.
+
+Rep. Jim Jordan (R-OH), who chairs both the subcommittee and the House Judiciary Committee, said his committee issued subpoenas earlier this month to Google, Amazon, Facebook, Microsoft, and Apple over what he described as their secretive work with the federal government to advance political agendas.
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+Twitter was not on the list of companies that received subpoenas at that time; however, former Twitter executives have provided information to House Republicans, most recently during a hearing with the House Oversight Committee.
+
+Democrats have sought to portray the ""weaponization"" subcommittee as a purely partisan exercise. However, the subcommittee — which is housed within the Judiciary Committee but was also formed as a select committee, allowing members not on Judiciary to join — includes a number of Democrats.",1068d22bca1348b6824813dd2a1cf2bd,House 'weaponization' panel to hold hearing on Twitter bias next week,4,,,,
+12423,"BlackRock plans to cut 500 jobs worldwide following 2022 selloff - BlackRock plans to cut 500 employees from its global workforce as the world’s biggest asset manager grapples with the fallout from last year’s market sell-off. The job cuts at the nearly $8tn fund management group would be equivalent to a reduction of about 2.5 per cent of its total workforce of almost 20,000 people, about a third of whom are in the US. The headcount reductions were announced in an internal memo from chief executive Larry Fink and president Rob Kapito, according to people familiar with it.","{'positive': 0.0072217, 'negative': 0.9674118, 'neutral': 0.02536645}","BlackRock plans to cut 500 jobs worldwide following 2022 selloff. 
+
+BlackRock plans to cut 500 employees from its global workforce as the world’s biggest asset manager grapples with the fallout from last year’s market sell-off. The job cuts at the nearly $8tn fund management group would be equivalent to a reduction of about 2.5 per cent of its total workforce of almost 20,000 people, about a third of whom are in the US. The headcount reductions were announced in an internal memo from chief executive Larry Fink and president Rob Kapito, according to people familiar with it.","BlackRock plans to cut 500 employees from its global workforce as the world’s biggest asset manager grapples with the fallout from last year’s market sell-off.  The job cuts at the nearly $8tn fund management group would be equivalent to a reduction of about 2.5 per cent of its total workforce of almost 20,000 people, about a third of whom are in the US.  The headcount reductions were announced in an internal memo from chief executive Larry Fink and president Rob Kapito, according to people familiar with it.",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7467984346146823, 'Employee Diversity & Inclusion': 0.7967463301796214, 'Business Ethics': 0.7633399546440773, 'Factors in Investment Management & Advisory': 0.7436083460197133, 'Transparent Information & Fair Advice for Customers': 0.7550335279945842}",0.7967463301796214,Promod,Major focus,Major focus,Negative,"Employee Diversity & Inclusion, Factors in Investment Management & Advisory",Major focus,Major focus,Negative,2023-05-08T11:08:41+00:00,https://www.dailymail.co.uk/sciencetech/article-12058975/Delete-apps-Android-users-urged-check-phones.html,"[{'name': 'Android apps', 'weight': 0.09800433}, {'name': 'Beauty Slimming Photo Editor', 'weight': 0.09646726}, {'name': 'Android users', 'weight': 0.09159385}, {'name': 'malicious apps', 'weight': 0.090876855}, {'name': 'photo editing apps', 'weight': 0.088734426}, {'name': 'Photo Effect Editor', 'weight': 0.08819796}, {'name': 'apps', 'weight': 0.086837046}, {'name': 'Google Play', 'weight': 0.08334439}, {'name': 'Dmitry Kalinin', 'weight': 0.07860831}, {'name': 'Users', 'weight': 0.07857052}]","[{'name': 'Science'}, {'name': 'Tech'}]","[{'data': 'Kaspersky', 'type': 'ORG', 'mentions': 4}, {'data': 'the Google Play Store', 'type': 'ORG', 'mentions': 8}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Fleckpe', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Photo Effect Editor', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Play', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Trojans', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'MalwareFox', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Beauty Slimming Photo Editor', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Dmitry Kalinin', 'type': 'PERSON', 'mentions': 4}, {'data': 'Thailand', 'type': 'GPE', 'mentions': 1}, {'data': 'Poland', 'type': 'GPE', 'mentions': 1}, {'data': 'Malaysia', 'type': 'GPE', 'mentions': 1}, {'data': 'Indonesia', 'type': 'GPE', 'mentions': 1}, {'data': 'Singapore', 'type': 'GPE', 'mentions': 1}, {'data': 'Italian', 'type': 'NORP', 'mentions': 1}, {'data': 'Kazakhstani', 'type': 'NORP', 'mentions': 1}]","Android users have been urged to delete 'malicious' apps from their phones that have been secretly signing them up for paid subscriptions.
+
+Security firm Kaspersky found 11 apps on the Google Play Store with snazzy designs and logos that are actually a devious new type of malware, called Fleckpe.
+
+The apps, which are mostly related to photo and video editing, have names including Photo Effect Editor and Beauty Slimming Photo Editor.
+
+While they've now been removed from Google Play, they have already been installed on more than 620,000 devices worldwide and been used to take users' money without permission.
+
+Although Apple devices are unaffected because they use a different app store, the tech giant recently had to issue a security update of its own.
+
+According to Kaspersky, this particular new type of malware is being distributed as a Trojan – a type of seemingly innocuous software that later reveals its malicious intent.
+
+It has provided a list of the 11 apps' package names – the code that uniquely identifies each one on devices and the Google Play store.
+
+Anyone with the 11 apps installed on their phone or tablet should delete them without delay, because they sign users up to a paid subscription option without their knowledge.
+
+'Every once in a while, someone will come across malicious apps on Google Play that seem harmless at first,' said Dmitry Kalinin, developer at Kaspersky, in a report.
+
+'Some of the trickiest of these are subscription Trojans, which often go unnoticed until the user finds they have been charged for services they never intended to buy.
+
+'This kind of malware often finds its way into the official marketplace for Android apps.
+
+'Our latest discovery, which we call ""Fleckpe"", also spreads via Google Play as part of photo editing apps, smartphone wallpaper packs and so on.'
+
+Kaspersky thinks this particular malware has targeted users from Thailand, although there have also been victims in Poland, Malaysia, Indonesia and Singapore.
+
+Data suggests the Fleckpe malware has been active since 2022, and although the apps have since been removed from Google Play, they will still be present on thousands of Android devices.
+
+'All of the apps had been removed from the marketplace by the time our report was published,' Kalinin said.
+
+'But the malicious actors might have deployed other, as yet undiscovered, apps, so the real number of installations could be higher.'
+
+The expert described how each of the apps secretly installs a payload that is able to open a paid subscription page in an 'invisible' web browser.
+
+The Trojan opens the page in this browser and attempts to subscribe on the user's behalf without them knowing.
+
+'The victim proceeds to use the app's legitimate functionality – for example, installs wallpapers or edits photos, unaware of the fact that they are being subscribed to a paid service,' Kalinin said.
+
+In recent years, subscription Trojans like these have only gained in popularity with scammers, the expert concluded.
+
+'Their operators have increasingly turned to official marketplaces like Google Play to spread their malware,' he said.
+
+'Growing complexity of the Trojans has allowed them to successfully bypass many anti-malware checks implemented by the marketplaces, remaining undetected for long periods of time.'
+
+'Affected users often fail to discover the unwanted subscriptions right away, let alone find out how they happened in the first place.
+
+'All this makes subscription Trojans a reliable source of illegal income in the eyes of cybercriminals.'
+
+Kalinin said Android users should 'be cautious with apps' even though they look legitimate and are on Google Play.
+
+Users should also avoid giving permissions to apps that they 'should not have' and install an antivirus product capable of detecting this type of Trojans.
+
+Some of these apps can even look legitimate but may have been hijacked so that they can be modified to steal private information.
+
+According to another security firm called MalwareFox, cyber criminals can download apps from Google's store and manipulate them.
+
+Last year, Google warned that a type of spyware – software that steals information from a device – was used by the Italian and Kazakhstani governments to spy on private messages.",a17d6ced5db945bbab5770cfb1d342a0,Delete these apps NOW: Android users are urged to check their phones,4,,,,
+27094,"Disney’s Losses From Streaming Narrowed in the Last Quarter - To understand the forces that have been roiling the biggest media companies, look no further than Disney’s earnings. Streaming economics are improving — considerably so. But not fast enough to offset declines in traditional television, which is in free fall.
+
+Disney said on Wednesday that losses in its streaming business for the most recent quarter totaled $659 million, an improvement from a year earlier (and a vast improvement from the October-to-December period, when losses totaled $1.1 billion). Streaming revenue climbed 12 percent, reflecting a sharp increase in revenue per paid Disney+ subscriber, a metric investors watch closely.
+
+The problem: Disney still relies on old-line TV channels for a colossal portion of its profit — and those outlets are being maimed by cord-cutting, sports programming costs and advertiser pullback. Disney’s linear networks (ESPN, Disney Channel, ABC, National Geographic, FX) reported $1.8 billion in operating income, down 35 percent from a year earlier. Revenue fell 7 percent.
+
+Unlike most of its competitors, Disney has a safety net in the form of theme parks. Operating profit in the company‚Äôs Parks, Experiences and Products division climbed 22 percent, to $2.2 billion, as Disney resorts in Shanghai and Hong Kong finally began to recover from the pandemic. Disneyland Paris continued its attendance surge, which started last summer with the opening of a Marvel-themed expansion.","{'positive': 0.16261376, 'negative': 0.820295, 'neutral': 0.017091313}","Disney reported losses in its streaming business for the most recent quarter of $659 million, an improvement from a year earlier and a vast improvement from the October-to-December period. Streaming revenue climbed 12 percent, reflecting a sharp increase in revenue per paid Disney+ subscribers. Disney‚Äôs linear networks reported $1.8 billion in operating income, down 35 percent and revenue fell 7 percent. Operating profit in Disney's Parks, Experiences and Products division climbed 22 percent, to $2.2 billion. Disneyland Paris continued its attendance surge, which started last summer with the opening of a Marvel-themed expansion.",Progress in cutting streaming costs was offset by worsening results for Disney‚Äôs traditional television channels.,DIS,Services,Media & Entertainment,Walt Disney Co,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry‚Äôs best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.7290900605463595, 'Intellectual Property Protection & Media Piracy': 0.7779733341425662, 'Journalistic Integrity & Sponsorship Identification': 0.7382600716775837}",0.7779733341425662,Promod,Major focus,Major focus,Neutral,,No focus,,,2023-06-20T14:25:34.013000+00:00,https://www.theverge.com/2023/6/20/23766959/apple-self-service-repair-iphone-14-m2-macbooks,"[{'name': 'iPhone', 'weight': 0.10826672}, {'name': 'genuine Apple parts', 'weight': 0.1025869}, {'name': 'M2 Pro', 'weight': 0.09070588}, {'name': 'Self Service Repair', 'weight': 0.08852899}, {'name': 'Self Service Repair users', 'weight': 0.085756846}, {'name': 'MacBook Pro', 'weight': 0.08480263}, {'name': 'Apple', 'weight': 0.08356816}, {'name': 'said parts', 'weight': 0.083533384}, {'name': 'M2 MacBook Air', 'weight': 0.079229474}, {'name': 'M2 Max', 'weight': 0.07881983}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 9}, {'data': 'Mac', 'type': 'ORG', 'mentions': 1}, {'data': 'Self Service Repair', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone 14', 'type': 'PRODUCT', 'mentions': 8}, {'data': 'M2', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'MacBooks', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'MacBook Air', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'True Depth', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'M1', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sean Hollister', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Belgium', 'type': 'GPE', 'mentions': 1}, {'data': 'France', 'type': 'GPE', 'mentions': 1}, {'data': 'Germany', 'type': 'GPE', 'mentions': 1}, {'data': 'Italy', 'type': 'GPE', 'mentions': 1}, {'data': 'Poland', 'type': 'GPE', 'mentions': 1}, {'data': 'Spain', 'type': 'GPE', 'mentions': 1}, {'data': 'Sweden', 'type': 'GPE', 'mentions': 1}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}]","Apple will expand its Self Service Repair program to cover recent products, including the iPhone 14 lineup and M2-based MacBooks, starting on June 21st. But perhaps more importantly, the company seems to be responding to feedback by eliminating needless friction from the process. The “System Configuration” validation step that’s required after repairs — and involves calling Apple on the phone — has been criticized as burdensome. With the new changes, you won’t have to call the company’s repair support team anymore.
+
+“Self Service Repair users can now initiate System Configuration by placing their devices into Diagnostics mode and following onscreen prompts,” Apple wrote in today’s press release. “Users no longer need to contact the Self Service Repair support team to run the final step of a repair, but the team will still be available to assist as needed.” No more time-wasting phone calls? Sounds like the right move, Apple. Our own Sean Hollister found the previous requirement to be one of the leading frustrations of his experience repairing an iPhone.
+
+The System Configuration step “authenticates genuine Apple parts, updates firmware, and calibrates parts to ensure maximum performance and quality,” according to the company. As of June 21st, you’ll be able to order said parts for the iPhone 14, iPhone 14 Plus, iPhone 14 Pro, and iPhone 14 Pro Max. That’s in addition to the 13-inch M2 MacBook Air and M2 Pro / M2 Max MacBook Pro laptops. No luck for the just-introduced 15-inch MacBook Air, but clearly, there’s some lead time required here, considering it took nine months for the current iPhone lineup to join the program.
+
+“Self Service Repair will also be available for the True Depth camera and top speaker for the iPhone 12 and iPhone 13 lineups — as well as Mac desktops with M1 — in the U.S., Belgium, France, Germany, Italy, Poland, Spain, Sweden, and the U.K.,” Apple wrote in today’s news release. The company is trumpeting its efforts to increase “widespread repair access” through Self Service Repair and a growing network of authorized service locations.
+
+But the message for most consumers remains the same: you’re better off seeking professional assistance than giving this a go yourself. “For the vast majority of users who do not have experience repairing electronic devices, visiting a professional authorized repair provider with certified technicians who use genuine Apple parts is the safest and most reliable way to get a repair,” Apple said.",b1417dc2824f4027b508938477e0e308,Apple just fixed the most annoying part of its Self Service Repair program,4,,,,
+64443,"Interpublic Group (IPG) Outpaces Stock Market Gains: What You Should Know - Interpublic Group (IPG) closed the most recent trading day at $37.75, moving +1.51% from the previous trading session. This change outpaced the S&P 500's 0.99% gain on the day.
+
+Heading into today, shares of the marketing and advertising company had gained 7.3% over the past month, outpacing the Business Services sector's gain of 0.6% and the S&P 500's gain of 0.42% in that time.
+
+Investors will be hoping for strength from Interpublic Group as it approaches its next earnings release. On that day, Interpublic Group is projected to report earnings of $0.61 per share, which would represent a year-over-year decline of 3.17%. Our most recent consensus estimate is calling for quarterly revenue of $2.28 billion, down 3.95% from the year-ago period.
+
+IPG's full-year Zacks Consensus Estimates are calling for earnings of $2.96 per share and revenue of $9.38 billion. These results would represent year-over-year changes of +7.64% and -0.7%, respectively.
+
+Any recent changes to analyst estimates for Interpublic Group should also be noted by investors. Recent revisions tend to reflect the latest near-term business trends. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 1.81% higher. Interpublic Group is currently sporting a Zacks Rank of #2 (Buy).
+
+In terms of valuation, Interpublic Group is currently trading at a Forward P/E ratio of 12.59. Its industry sports an average Forward P/E of 11.9, so we one might conclude that Interpublic Group is trading at a premium comparatively.
+
+Meanwhile, IPG's PEG ratio is currently 1.57. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. Advertising and Marketing stocks are, on average, holding a PEG ratio of 1.67 based on yesterday's closing prices.
+
+The Advertising and Marketing industry is part of the Business Services sector. This group has a Zacks Industry Rank of 183, putting it in the bottom 28% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow IPG in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+Interpublic Group of Companies, Inc. (The) (IPG) : Free Stock Analysis Report
+
+To read this article on Zacks.com click here.","{'positive': 0.7284459, 'negative': 0.1698403, 'neutral': 0.101713836}","Interpublic Group (IPG) closed the most recent trading day at $37.75, moving +1.51% from the previous trading session. This change outpaced the S&P 500's 0.99% gain on the day. On that day, shares of the marketing and advertising company had gained 7.3% over the past month, outpacing the Business Services sector's gain of 0.6%. Interpublic Group is projected to report earnings of $0.61 per share, which would represent a year-over-year decline of 3.17%. Recent revisions tend to reflect the latest near-term business trends, and research indicates that these estimate revisions are directly correlated with near- Term share price momentum. The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). To follow IPG in the coming trading sessions, be sure to utilize Zacks Investment Research.","In the latest trading session, Interpublic Group (IPG) closed at $37.75, marking a +1.51% move from the previous day.",IPG,Services,Advertising & Marketing,Interpublic Group Cos,"{'Advertising Integrity': 'Entities have a legal responsibility to ensure that advertising about their products and services is truthful and not deceptive. While much of the burden of compliance with regulations about ad content and placement lies with the client,ad agencies play a vital role in the creation of ad content and are responsible for advising their clients regarding applicableregulations. Consumer protection laws provide guidance and restrictions on advertising to children and on advertising regulated products, such as alcohol and tobacco. Regulators may investigate the involvement of the ad agency in any deceptive advertising and take action against the agency. Advertising and marketing entities exposed to these regulations and concerns have responded by participating in self-regulatory programs that address these areas.', 'Data Privacy': 'Due to the increasing prevalence of social media, location-based mobile applications, and e-commerce, the digital footprints of customers offer a more complete picture of their habits than was previously available to advertisers. Advertisers can collect and/or purchase highly detailed information about the habits and lives of buyers, and advertising strategies can be precisely targeted. Being part of an industry that uses large quantities of data about private citizens, advertising and marketing entities must weigh the benefits of targeted advertising versus customer concerns about data privacy.', 'Workforce Diversity & Inclusion': ""Competitive advantage in the Advertising & Marketing industry is derived from an entity’s ability to produce creative, cutting-edge ideas. Entities in this industry aim to attract top talent to create the most successful ad campaigns. Additionally, larger entities have clients across the globe, and must employ a diverse workforce to effectively reach diverseaudiences. Connecting with a target markets has been shown to rely, to a large extent, upon employing a workforce that is reflective of the community served. A diverse workforce is thus a critical success factor to improving service outcomes and enhancing an entity's financial performance.""}","{'Advertising Integrity': 0.7163785104148357, 'Data Privacy': 0.7294937741661771, 'Workforce Diversity & Inclusion': 0.7487107719382652}",0.7487107719382652,Promod,No focus,No focus,Neutral,,No focus,,,2023-04-12T21:26:05+00:00,https://www.cbsnews.com/sanfrancisco/news/man-killed-by-runaway-u-haul-truck-in-san-francisco-tenderloin-district/,"[{'name': 'SFPD', 'weight': 0.14174779}, {'name': 'San Francisco Tenderloin District', 'weight': 0.13062413}, {'name': 'San Francisco', 'weight': 0.11277495}, {'name': 'Tenderloin District', 'weight': 0.10478527}, {'name': 'Tuesday afternoon', 'weight': 0.09857454}, {'name': 'Tenderloin', 'weight': 0.086118266}, {'name': 'San Franciscos Tenderloin neighborhood', 'weight': 0.08332356}, {'name': 'police', 'weight': 0.08013663}, {'name': 'runaway U-Haul truck', 'weight': 0.08010605}, {'name': 'Man', 'weight': 0.07646532}]",[{'name': 'General'}],"[{'data': 'U-Haul', 'type': 'ORG', 'mentions': 2}, {'data': 'FedEx', 'type': 'ORG', 'mentions': 1}, {'data': 'SFPD', 'type': 'ORG', 'mentions': 2}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 3}, {'data': 'Tenderloin', 'type': 'GPE', 'mentions': 1}, {'data': 'Tenderloin District', 'type': 'LOC', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}, {'data': '12:13 p.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'Jones and Geary streets', 'type': 'FAC', 'mentions': 1}]","SAN FRANCISCO -- A man died after he was hit by a runaway U-Haul truck that barreled down a street and crashed into a FedEx truck in San Francisco's Tenderloin neighborhood on Tuesday afternoon, police said.
+
+Officers first responded to reports of a pedestrian-involved collision in the area of Jones and Geary streets at 12:13 p.m. Officers said they located a man in the road who was later taken to a hospital, where he died from his injuries.
+
+The name of the man who died was not immediately available.
+
+Anyone with information about the case is asked to contact the SFPD at (415) 575-4444 or to text a tip to TIP411 and begin the message with ""SFPD.""",e0786d05237043888004cb1822b45fd6,Man killed by runaway U-Haul truck in San Francisco Tenderloin District,4,,,,
+24003,"Lincoln National (LNC) Ties Up to Boost Variable Annuity Business - Lincoln National Corporation LNC expanded its longstanding ties with the asset management unit of JPMorgan Chase & Co. JPM — J.P. Morgan Asset Management. The underlying motive of the partnership is to integrate the portfolio management capabilities of JPMorgan’s subsidiary with the scale, resources and platform of LNC to devise an offering that would deliver solid investment returns to clients.
+
+As a result of the partnership, shareholders of four JPMorgan Insurance Trust Portfolios (JPM VITs) will be required to approve the combination of the JPM VITs within four of the equivalent and newly built array of Lincoln Financial Variable Insurance Products Trust (LVIP Acquiring Funds). The transaction is likely to occur in May 2023.
+
+Once the merger receives shareholder approval, J.P. Morgan Asset Management, with the help of its exceptional investment processes and portfolio management squad, will assume the role of sub-advisor for four of the LVIP Acquiring Funds. Meanwhile, the power to act as the investment adviser to each of the funds will remain with Lincoln Investment Advisors Corporation.
+
+The latest tie-up reinforces Lincoln National’s sincere efforts to strengthen its insurance, retirement and variable annuity solutions suite. Taking the help of J.P. Morgan’s sub-advisory business seems to be a prudent move on the part of LNC to complement its endeavor. With the reputation of being one of the leading variable annuity subadvisors, the business is entrusted with assets under management of $75 billion pertaining to variable annuity and mutual fund products.
+
+Lincoln National is active in constant product introductions and the enhancement of the existing ones across its variable annuity business. Variable annuities have been gaining popularity as the means to address retirement needs, owing to factors such as lifetime periodic payments, tax-deferred income growth and several guaranteed benefits often linked with these products.
+
+An aging U.S. population also substantiates the keen eye that LNC keeps on providing a comprehensive retirement plan for individuals. Per the leading market and consumer data provider Statista, 16.9% of the American population was aged 65 years or above in 2020 and the percentage is anticipated to reach 22% by 2050.
+
+The life insurer has also resorted to collaborations with numerous organizations to upgrade its capabilities and solidify its nationwide presence. In September 2022, keeping the ongoing trend of digitization across every sphere of life, Lincoln National formed an alliance with tech-powered life insurance brokerage Modern Life to widen its distribution reach and upgrade its virtual-first distribution strategy.
+
+Shares of Lincoln National have lost 40.1% in the past six months against the industry’s 1.6% growth.
+
+Lincoln National currently has a Zacks Rank #5 (Strong Sell).
+
+
+
+Some better-ranked stocks in the insurance space are Employers Holdings, Inc. EIG and Reinsurance Group of America, Incorporated RGA. While Employers Holdings sports a Zacks Rank #1 (Strong Buy) at present, Reinsurance Group carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+
+
+The bottom line of Employers Holdings outpaced estimates in three of the last four quarters and missed the mark once, the average beat being 25.31%. The Zacks Consensus Estimate for EIG’s 2022 earnings suggests a 3.4% improvement, while the same for revenues indicates a 7.3% rise from the prior-year reported figures. The consensus mark for EIG’s 2022 earnings has moved 14% north in the past 60 days.
+
+Reinsurance Group’s bottom line outpaced estimates in three of the trailing four quarters and missed the mark once, the average surprise being 49.74%. The Zacks Consensus Estimate for RGA’s 2022 earnings is pegged at $14.97 per share, which indicates a 13-fold increase from the year-ago reported figure. The same for revenues indicates a 3.8% rise from the prior-year reported figure. The consensus mark for RGA’s 2022 earnings has moved 4.7% north in the past 30 days.
+
+Shares of Employers Holdings and Reinsurance Group have gained 7.2% and 21%, respectively, in the past six months.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.8323164, 'negative': 0.007031032, 'neutral': 0.16065264}","Lincoln National (LNC) Ties Up to Boost Variable Annuity Business. 
+
+ As a result of the partnership, shareholders of four JPMorgan Insurance Trust Portfolios (JPM VITs) will be required to approve the combination of the JPM VITs within four of the equivalent and newly built array of Lincoln Financial Variable Insurance Products Trust (LVIP Acquiring Funds). 
+
+Lincoln National is active in constant product introductions and the enhancement of the existing ones across its variable annuity business.",Lincoln National (LNC) collaborates with the asset management subsidiary of JPMorgan so that it can benefit from the portfolio management capabilities of the latter and better serve its clients.,LNC,Financials,Insurance,Lincoln National Corp,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity‚Äôs approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity‚Äôs ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7471127679810434, 'Policies Designed to Incentivise Responsible Behaviour': 0.7571759772101928, 'Systemic Risk Management': 0.7473432219528986, 'Transparent Information & Fair Advice for Customers': 0.752976337963506, 'Physical Risk Exposure': 0.7430959867123393, 'Factors in Investment Management': 0.781151976353741}",0.781151976,Promod,Minor focus,Minor focus,Positive,Factors in Investment Management,Major focus,Major focus,Positive,2022-11-14T12:00:18+00:00,https://www.dallasnews.com/news/2022/11/14/what-we-know-about-those-who-died-in-the-dallas-air-show-crash/,"[{'name': 'Civil Air Patrol', 'weight': 0.07087961}, {'name': 'former United Airlines pilot Craig Hutain', 'weight': 0.06399532}, {'name': 'Commemorative Air Force', 'weight': 0.06304816}, {'name': 'former American Airlines pilots', 'weight': 0.062412336}, {'name': 'Barker', 'weight': 0.061431725}, {'name': 'Terry Barker', 'weight': 0.06001436}, {'name': 'Dallas Executive Airport', 'weight': 0.059043135}, {'name': 'former members', 'weight': 0.055433657}, {'name': 'United Airlines', 'weight': 0.053112447}, {'name': 'American Airlines', 'weight': 0.052487217}]",[],"[{'data': 'Dallas', 'type': 'GPE', 'mentions': 3}, {'data': 'Daytona Beach', 'type': 'GPE', 'mentions': 1}, {'data': 'Fla.', 'type': 'GPE', 'mentions': 1}, {'data': 'Keller', 'type': 'GPE', 'mentions': 1}, {'data': 'Denton County', 'type': 'GPE', 'mentions': 1}, {'data': 'Hilliard', 'type': 'GPE', 'mentions': 1}, {'data': 'Ohio', 'type': 'GPE', 'mentions': 1}, {'data': 'Georgia', 'type': 'GPE', 'mentions': 1}, {'data': 'Montgomery', 'type': 'GPE', 'mentions': 1}, {'data': 'Tex', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'Uvalde', 'type': 'GPE', 'mentions': 1}, {'data': 'San Antonio', 'type': 'GPE', 'mentions': 1}, {'data': 'World War II', 'type': 'EVENT', 'mentions': 2}, {'data': 'Tora Tora Tora', 'type': 'EVENT', 'mentions': 1}, {'data': 'the Vectren Dayton Air Show', 'type': 'EVENT', 'mentions': 1}, {'data': 'a Boeing B-17 Flying Fortress', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'a Bell P-63 Kingcobra', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Dallas Executive Airport', 'type': 'FAC', 'mentions': 2}, {'data': 'the Northwest Regional Airport', 'type': 'FAC', 'mentions': 1}, {'data': 'Pearl Harbor', 'type': 'FAC', 'mentions': 1}, {'data': 'Highway 67', 'type': 'FAC', 'mentions': 1}, {'data': 'West Red Bird Lane', 'type': 'FAC', 'mentions': 1}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 3}, {'data': 'Commemorative Air Force’s', 'type': 'ORG', 'mentions': 5}, {'data': 'Gulf Coast Wing', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Embry–Riddle Aeronautical University', 'type': 'ORG', 'mentions': 1}, {'data': 'Army', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Keller Town Hall', 'type': 'ORG', 'mentions': 1}, {'data': 'The Dallas Morning News', 'type': 'ORG', 'mentions': 3}, {'data': 'the Ohio Civil Air Patrol', 'type': 'ORG', 'mentions': 2}, {'data': 'United Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'California Polytechnic State University', 'type': 'ORG', 'mentions': 1}, {'data': 'Rocky Mountain Airways', 'type': 'ORG', 'mentions': 1}, {'data': 'Tora', 'type': 'ORG', 'mentions': 1}, {'data': 'the Vintage Aviation News', 'type': 'ORG', 'mentions': 1}, {'data': 'Terry Barker', 'type': 'PERSON', 'mentions': 9}, {'data': 'Len Root', 'type': 'PERSON', 'mentions': 3}, {'data': 'Armin Mizani', 'type': 'PERSON', 'mentions': 2}, {'data': 'John Baker', 'type': 'PERSON', 'mentions': 3}, {'data': 'Curtis Rowe', 'type': 'PERSON', 'mentions': 4}, {'data': 'Pete Bowden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Craig Hutain', 'type': 'PERSON', 'mentions': 7}, {'data': 'Eric “Rick” Miller', 'type': 'PERSON', 'mentions': 2}, {'data': 'Roberto Marquez', 'type': 'PERSON', 'mentions': 3}, {'data': 'American', 'type': 'NORP', 'mentions': 3}]","Those who died in Saturday’s mid-air collision between two historic aircraft in Dallas had decades of flight experiences and were aviation enthusiasts.
+
+The collision that left six dead involved two World War II-era planes, a Boeing B-17 Flying Fortress and a Bell P-63 Kingcobra. No one on the ground was injured or killed. The cause of the crash is under investigation.
+
+Officials haven’t identified those who died. But aviation groups they belonged identified four of the six who died in the crash above Dallas Executive Airport.
+
+This is what we know about the victims:
+
+A union representing former American Airlines pilots identified two of those killed in the B-17 as former members.
+
+The union identified them as Terry Barker and Len Root.
+
+“Our hearts go out to their families, friends, and colleagues past and present,” the union said in a tweet, adding counseling services will be available to members.
+
+Root worked as a commercial pilot and manager for Commemorative Air Force’s Gulf Coast Wing since October 2021, according to his LinkedIn. Before that, he was a flight management system program controller and flight director for American Airlines for more than 35 years. He also studied aviation law and business at Embry–Riddle Aeronautical University in Daytona Beach, Fla.
+
+Barker was a former Keller city councilman and Army veteran, husband and father, the city’s mayor, Armin Mizani posted on Facebook.
+
+Mizani added a Veterans Day display of 1,776 American flags will remain in front of Keller Town Hall an additional week in Barker’s honor.
+
+John Baker, a former American Airlines colleague of Barker’s, said the two met several years ago while based out of Dallas/Fort Worth International Airport. Both were tech airmen instructor pilots conducting training until Barker retired about two years ago after 36 years with the airline.
+
+He told The Dallas Morning News Barker was a family man with a servant’s heart.
+
+“He was really an enthusiast of aviation,” Baker said, adding that Barker had a hangar at the Northwest Regional Airport in Denton County where he spent a lot of time refurbishing a Beechcraft AT-6.
+
+After retirement, Barker got involved with the commemorative air force and flying the B-17, Baker said.
+
+Curtis Rowe also died in the crash, according to the Ohio Civil Air Patrol. He lived in Hilliard, Ohio.
+
+Rowe, who was a major in the Ohio Civil Air Patrol, spent more than 30 years with the organization and “held every crew rating possible and earned his Command Pilot Rating,” Col. Pete Bowden, commander of the Air Patrol, said in a statement.
+
+“Curt touched the lives of thousands of his fellow Civil Air Patrol members, especially when flying cadets during hundreds of orientation flights over the course of his service,” Bowden said.
+
+An executive officer with the Commemorative Air Force airbase in Georgia identified a fourth person who died as former United Airlines pilot Craig Hutain, 63, of Montgomery, Tex.
+
+In his staff page for Tora Tora Tora airshows, a re-enactment of the Dec. 7, 1941, invasion of Pearl Harbor, Hutain said he first started flying with his father at just 10 years old. He flew solo for the first time at 17.
+
+Hutain graduated from California Polytechnic State University in 1982, with a bachelor’s degree in aeronautical engineering.
+
+He promptly started flying for the airlines, starting with Rocky Mountain Airways and then United Airlines. Hutain began flying with both Tora and the Commemorative Air Force in 2009, according to the airshow’s website.
+
+“It’s really a lifelong obsession for me,” Hutain said in a video interview with the Vintage Aviation News in July, standing in front of a P-63F.
+
+Eric “Rick” Miller told The News he met Hutain in 2011 during a trip to the Vectren Dayton Air Show and said they kept in touch ever since, first connecting through their love of aviation and shared experiences as sons of men who served in World War II.
+
+“Craig always made you feel like a lifelong friend,” Miller said, describing their friendship as “one of mutual respect for each other based on our love of keeping history alive.”
+
+Along the fence on the south side of the airport, near the intersection of Highway 67 and West Red Bird Lane, Roberto Marquez, a Mexican-born, Dallas artist, set up the beginning stages of a memorial honoring the six aviators.
+
+One by one, Marquez staked a hand-painted yellow, blue and red cross, adorned with American flags, ribbons and flowers, into the cold, stony soil. This process is “like second nature,” he says, methodically picking out a brush and a palette of stark, white paint, adding the names of the confirmed dead — Barker, Root and Rowe — to each cross.
+
+Tragedy after tragedy, Marquez has used his art to create memorials and murals all over the world. This year alone, to name only a few, he recalled a trip to war-stricken Ukraine in March, then to Uvalde in May, when 19 children and two teachers were killed in the deadliest school shooting in state history, and another trip to San Antonio in June, after 53 migrants were found dead in a tractor-trailer.
+
+“I feel good doing it,” he told The News. “It’s special when people come, and they feel it’s a safe place to cry, to get together, to trust with pictures and flowers. It’s moving to witness, and it’s a gift to be part of the healing, however small.”",20872f2fd00a40378f135cc0cce20a4e,What we know about those who died in the Dallas air show crash,4,,,,
+20576,"More millennials are turning 40 — and they're changing travel as we know it - As more millennials — often defined as those born between 1981 and 1996 — turn 40, a generation long defined by youth transitions to a new phase in life. And they're bringing their tech-savviness, social consciousness and spending habits in tow, which is transforming a travel industry intent on staying ahead of the times. For starters, millennials are traveling at higher rates than other age groups, edging out the far wealthier baby boomer generation, according to the research company Morning Consult. ""When it comes to nearly all travel behaviors, millennials are the generation most likely to engage — and they do so often,"" said Lindsey Roeschke, travel and hospitality analyst at Morning Consult. ""For example, 18% of millennials have taken three or more domestic flights in the past year, compared to 10% of Gen Xers and 6% of baby boomers."" They are also traveling differently from those who came before them, she told CNBC Travel. ""They see travel as a right rather than a privilege, and consider their travel experiences to be a part of their identity rather than a check on a bucket list,"" said Roeschke.
+
+Money worries are causing millennials to delay everything from home and car purchases to marriage. Yet, they still value ""the idea of vacationing over adding a few more dollars to their savings,"" according to a report from GWI Travel. They are ""way out in front of other generations"" in deeming vacations to be very or extremely important to them, according to its research.
+
+The data company said that could explain their willingness to spend, but not necessarily splurge, on travel. Millennials are more likely than other generations to pay more for flights, but only one in five say they look for top-of-the-line options when traveling, according to the company's data. Though many millennials are saddled by student debt and squeezed by rising costs of living, they're still spending to travel — but about a third less, on average, per trip than boomers over the past three years, according the insurance company InsureMyTrip.
+
+""Millennials tend to be driven very much by experiences,"" said Roeschke. Millennials, along with Gen Zs, are more likely to spend money on experiences than on consumer goods (46% vs. 37%), according to American Express Travel's 2023 Global Travel Trends Report. With their vacations no longer defined by spring break sojourns or backpacking on the cheap, millennials are seeking trips that focus on mental health and relaxation. Compared with older generations, millennials and Gen Zs are prioritizing trips that focus on personal wellness (61% vs. 48%) and staying in hotels with spas and wellness services (60% vs. 43%), according to the report. Younger people are also more likely to be inspired to travel by movies and TV shows as well as social media platforms such as Instagram and TikTok.
+
+And traveling sustainably is crucial to those 40-something and below. Some ""82% of Gen Z and millennial travelers say they are interested in going on a vacation that has a minimal impact on the environment in 2023, compared to 72% of Gen X and 64% of boomers,"" said Audrey Hendley, president of American Express Travel. With finite vacation time, younger travelers are intentional about how they fill their itineraries, she said. ""From eating local foods and engaging in self-care, to shopping at local businesses and visiting the locations of favorite TV shows and movies, personal passions are having a major impact on trip planning,"" Hendley said.
+
+Frederic Lalonde, CEO of the travel app Hopper, said its customers are twice as likely to stay in a home than a hotel. ""It's all driven by our primary users, who are millennials and Gen Z,"" he said at the Skift Global Forum 2022. ""We're now seeing these two generations start to ascend to economic power … theoretically, all Hopper has to do is wait."" Millennials made up nearly half of Airbnb's customers in 2022 — more than the combined totals of Gen Xers and boomers combined, according to the British market research firm YouGov.
+
+Many millennials are now parents and are traveling with their children, said Morning Consult's Roeschke. Since 2019, Airbnb home rentals increased the most among travelers with children aged six and younger, according to the company. Not only do Airbnb rentals often have additional bedrooms — ideal for little ones who are fast asleep by 7 p.m. — but some also come stocked with cribs, high chairs and toys.
+
+Hotels are trying to claw back some of that business. Multinational hospitality companies have launched brands that target millennials — such as Moxy and Aloft by Marriott, Canopy and Curio by Hilton, and Even and voco by IHG, to name a few. The brands appeal to younger travelers through interior decor, wellness services, and even free cocktails. The exclusive hotel brand Aman is even getting in on the action. The 35-year-old luxury company is set to open Janu Tokyo, the first from its new ""sister brand"" later this year.
+
+The IHG-owned Kimpton group of hotels is also winning over millennials with a strong focus on tech, wellness and animals ‚Äî ""If your pet fits through the door, we'll welcome them in,"" according to the website. Kimpton is making a play for young families too, addressing a pain point familiar to those traveling with babies: on-demand refrigerators that are cold enough to safely store breast milk. Kimpton also partnered with the baby company 4moms to provide infant seats and play yards to guests, and the scooter company Micro Kickboard to help kids go the distance with parents who are still adjusting to the slower pace of family travel.","{'positive': 0.06741135, 'negative': 0.17158234, 'neutral': 0.7610063}","More millennials are turning 40, and they are becoming increasingly tech-savvy and spending more money. They are traveling at higher rates than other age groups, edging out the baby boomer generation. Millennials are more likely to spend money on experiences than on consumer goods, and prioritize trips that focus on personal wellness and staying in hotels with spas and wellness services. Despite student debt and rising costs of living, they are still spending to travel. Airbnb has increased the number of millennials with children aged six and younger, and many are looking to stay in a home than a hotel. Multinational hospitality companies have launched brands such as AloGo to appeal to younger travelers.","As more millennials turn 40, the travel industry is focusing on meeting their tech and wellness needs as well as their growing families.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry‚Äôs greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7530523460045356, 'Climate Change Adaptation': 0.7594045915315393, 'Energy Management': 0.764821346460635, 'Ecological Impacts': 0.7573714622479839, 'Labour Practices': 0.7850402820485012}",0.7850402820485012,Promod,Minor focus,Minor focus,Positive,"Labour Practices, Ecological Impacts",No focus,,,2022-11-03T10:10:57-04:00,https://www.cnbc.com/2022/11/03/the-5-virtual-interview-mistakes-that-can-cost-you-the-job.html,"[{'name': 'Virtual interviews', 'weight': 0.07886934}, {'name': 'virtual interviews', 'weight': 0.07886934}, {'name': 'hiring managers', 'weight': 0.072905414}, {'name': 'many job candidates', 'weight': 0.070039004}, {'name': 'interviews', 'weight': 0.064802125}, {'name': 'family members', 'weight': 0.061034624}, {'name': 'practice', 'weight': 0.05975016}, {'name': 'IBM', 'weight': 0.059674833}, {'name': 'virtual interview deal-breakers', 'weight': 0.05096735}, {'name': 'HR professionals', 'weight': 0.04984725}]",[{'name': 'Politics'}],"[{'data': 'Amanda Augustine', 'type': 'PERSON', 'mentions': 5}, {'data': 'Jeff Hyman', 'type': 'PERSON', 'mentions': 3}, {'data': 'TopResume', 'type': 'ORG', 'mentions': 3}, {'data': 'Recruit Rockstars', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'IBM', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Zoom', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Teams', 'type': 'PRODUCT', 'mentions': 1}]","Virtual interviews have become the go-to option for companies hiring during the pandemic — and while nothing can top the convenience of dialing in from home, the stakes are much higher.
+
+""Although virtual interviews have become a ubiquitous part of the hiring process, even as more companies are requiring employees to return to the office, our data shows many job candidates have yet to master the art of the virtual interview — and it's sabotaging their candidacy,"" Amanda Augustine, a career expert at TopResume, explains.
+
+Between August and September, TopResume asked 330 U.S. hiring managers, recruiters and HR professionals to rank the worst offenses a candidate can commit during a virtual interview.
+
+Here are the top 5 virtual interview deal-breakers that could cost you the job, according to TopResume:
+
+Some of the takeaways might seem obvious — don't have a pile of dirty laundry in the background, ask your roommates or family members not to bother you during the call — but others are harder to avoid. What, exactly, constitutes an ""unprofessional background""? How do you make proper eye contact with someone on a screen?
+
+The best place to conduct a virtual interview is a room that's clean, quiet and has good acoustics, Jeff Hyman, CEO of Recruit Rockstars, says. ""You want the interviewer focused on you, not the background,"" he stresses.
+
+If you don't have a quiet workspace at home, Hyman recommends sitting in front of a blank wall in a bathroom or walk-in closet and using a blurred background. ""I know it sounds crazy, but the acoustics are fantastic in there,"" he says.
+
+Augustine will often conduct interviews from a desk in her bedroom, but will remove the pillows off of her bed and toss a neutral throw blanket over the top to create a more professional background.
+
+As for decorations, ""if you would think twice about having something behind you in a cubicle at an office, then you probably shouldn't have it up during a job interview,"" Augustine says.
+
+Direct eye contact in an interview is a critical skill to nail because it demonstrates professionalism, establishes trust and is polite, Hyman explains. ""We are inherently hardwired to believe that shifty-eyed people are lying or hiding something, even if they're just nervous,"" he says.
+
+It might feel unnatural to stare directly into the camera — but practicing with a friend on a video conferencing platform like Zoom or Microsoft Teams ahead of time can help you make sure you're looking at the right spot, Augustine says, as can lining up the intervthat looks greatiewer's video box right under your computer's camera at the start of the call.
+
+Surprisingly, technical difficulties did not make the list of virtual interview deal-breakers. Augustine says that's because hiring managers have become more empathetic to the unrelenting workplace challenges that have emerged over the last two-plus years.
+
+""The good news is that the most disruptive, unnerving behaviors that interviewers consider deal breakers can all be avoided with a little preparation and practice,"" she adds.
+
+Some of the best roles are posted on 'hidden' job boards—how to find them
+
+The best way to 'instantly impress' any hiring manager, according to an HR exec who's hired thousands over 21 years at IBM
+
+This surprisingly common interview mistake can cost you the job, according to a top Amazon recruiter
+
+Sign up now: Get smarter about your money and career with our weekly newsletter",58d4dde656364c8893eeb3b0e61d7552,Don't make these 5 virtual interview mistakes—they can 'sabotage your candidacy' and cost you a job,4,,,,
+39394,"Citi says buy 3 stocks tied to the consumer for the same reasons we own them - Procter & Gamble (PG), Estee Lauder (EL) and Constellation Brands (STZ) can navigate any economic slowdown in the short term while offering long-term growth opportunities, according to Citi in a new research note. The bullish call on these consumer-tied companies aligns with our view and comes as defensive stocks have fallen out of favor in 2023, with many investors instead piling into beaten-down tech names. What Citi thinks Analysts at Citi chose our three Club holdings among their top-rated picks ‚Äî initiating coverage in U.S. beverages, household and personal care products. While these high-quality names have seen temporary pain in a tougher economic climate with still-elevated inflation, analysts argued they offer ""compelling long-term growth stories at reasonable valuations."" PG YTD mountain P & G (PG) YTD performance Like many multinationals, Procter & Gamble, has been weighed down by a strong U.S. dollar, making its products more expensive to international consumers. The company has also been pressured by higher commodity, material and freight costs. But those inflationary trends appear to be easing. Additionally, the company's product price hikes don't seem to be impacting sales. In its fiscal 2023 third-quarter guidance , P & G expects, in aggregate, a $3.7 billion, or $1.50 per share, after-tax drag ‚Äî smaller than its prior outlook for a headwind of $3.9 billion, or $1.57 per share. At the same time, the consumer products powerhouse, whose high-quality brands include Tide, Pampers and Gillette, has been able to raise prices on its products with minimal pushback ‚Äî contributing to 5% organic sales growth in fiscal Q2 and estimates for 4% to 5% organic sales growth in the current fiscal third quarter. With these factors in mind, Citi sees the company in a ""better position to navigate through a challenging macro environment."" Moreover, analysts see an ""attractive entry point"" to scoop up P & G shares, which have dropped more than 7.5% year to date, following the company's overall poor fiscal second-quarter earnings in late January. Citi has a $160-per-share price target on the stock, which rose 2% on Friday to about $140. STZ YTD mountain Constellation Brands (STZ) YTD performance Citi also said it's time to buy Constellation Brands, the company behind Mexican beers Corona, Modelo and Pacifico. Shares have fallen about 2% so far in 2023 following a rough December after its beer brand experienced tempered demand due to poor weather in key markets like California. The firm said, at the time, that short-term headwinds will improve to help drive ""medium-term beer top-line growth."" Analysts at Citi have a $265 price target on the stock, which fell slightly lower Friday to just under $227. EL YTD mountain Estee Lauder (EL) YTD performance Citi also estimates ""strong topline/margin recovery"" from Estee Lauder as China's economy continues to reopen. China accounts for roughly a third of the company's revenue. Estee Lauder, a leading manufacturer of luxury skincare, makeup and fragrance products, struggled during the Covid pandemic, as people around the world stayed home, and lockdowns persisted in China long after many major economies, such as the U.S., began reopening. However, that's been recently changing since Beijing ditched its zero-Covid policy. So, as the Chinese economy continues to reopen, Estee Lauder's business in the region is ""poised to accelerate from here,"" said Citi, which has a price target of $295 on the stock. Shares of the cosmetics giant rose more than 1% on Friday to nearly $253. EL has seen a roughly 2% year-to-date gain. What the Club thinks The bottom line: we're pleased to see Citi's bullish calls on Procter & Gamble, Constellation Brands and Estee Lauder, for similar reasons that we hold each stock. These names are more resilient to a discretionary spending slowdown since demand for their products persists, even in an economic slowdown. Procter & Gamble's pricing power has allowed it to weather high input costs, and as those extra expenses comes down, that will take some pressure off margins. We weren't disturbed by the temporary pullback in beer trends from Constellation Brands. The company has proved that it has long-standing beer growth and we expect that demand to persist, even in an economic slowdown. CEO Bill Newlands will speak at a consumer conference next week, when we'll get an update on how its business is performing. We still own Estee lauder for the China reopening play and believe since Beijing has eased its zero-Covid policy the stock can work its way back to its pre-2022 lockdown levels. Jim Cramer has previously said ""the opening of China is a really big deal for people going out. Don't ignore it. Buy Estee Lauder."" (Jim Cramer's Charitable Trust is long EL, PG & STZ. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.","{'positive': 0.06599721, 'negative': 0.91933066, 'neutral': 0.014672141}","Citi has released a new research note that investors should buy three consumer-tied companies, Procter & Gamble, Estee Lauder (EL), and Constellation Brands (STZ). These companies are seen as potential growth opportunities in the short term, while other defensive stocks have fallen out of favor due to weak performance. Citi believes that these companies offer ""compelling long-term growth stories at reasonable valuations"" and that they can navigate any economic slowdown in a tough environment. Meanwhile, Citi also sees an ""attractive entry point"" to scoop up P & G shares, and expects ""strong topline/margin recovery"" from Estee Lauderdale as China's economy continues to reopen.","Citi is bullish on Club holdings Estee Lauder (EL), Constellation Brands (STZ) and Procter & Gamble (PG).",STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7340469051594245, 'Packaging Lifecycle Management': 0.7595530164612962, 'Energy Management': 0.7671875167426077, 'Responsible Drinking & Marketing': 0.7369168713150376, 'Ingredient Sourcing': 0.7664934711521795, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7603344616683582}",0.7671875167426077,Promod,No focus,No focus,Neutral,,No focus,,,2023-02-22T13:00:11.913000+00:00,https://www.washingtonpost.com/national-security/2023/02/22/taiwan-weapons-china-gallagher/,"[{'name': 'Taiwan', 'weight': 0.084834374}, {'name': 'House Speaker Kevin McCarthy', 'weight': 0.06617064}, {'name': 'Speaker McCarthy', 'weight': 0.05957336}, {'name': 'missile production', 'weight': 0.059321176}, {'name': 'ballistic missiles', 'weight': 0.057796855}, {'name': 'more weapons', 'weight': 0.05758126}, {'name': 'matters', 'weight': 0.052948963}, {'name': 'Rep. Mike Gallagher', 'weight': 0.0524236}, {'name': 'stealth visit', 'weight': 0.051064987}, {'name': 'Mike Gallagher', 'weight': 0.05031047}]",[{'name': 'Politics'}],"[{'data': 'Taiwan', 'type': 'GPE', 'mentions': 15}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 3}, {'data': 'China', 'type': 'GPE', 'mentions': 5}, {'data': 'Taipei', 'type': 'GPE', 'mentions': 2}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Wis.)', 'type': 'GPE', 'mentions': 1}, {'data': 'the People’s Republic', 'type': 'GPE', 'mentions': 1}, {'data': 'Saudi Arabia', 'type': 'GPE', 'mentions': 2}, {'data': 'Riyadh', 'type': 'GPE', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 2}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 3}, {'data': 'Telegram', 'type': 'ORG', 'mentions': 1}, {'data': 'Boeing', 'type': 'ORG', 'mentions': 2}, {'data': 'the U.S. Navy', 'type': 'ORG', 'mentions': 2}, {'data': 'NATO', 'type': 'ORG', 'mentions': 1}, {'data': 'Taiwanese', 'type': 'NORP', 'mentions': 3}, {'data': 'Russian', 'type': 'NORP', 'mentions': 3}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 3}, {'data': 'Saudis', 'type': 'NORP', 'mentions': 4}, {'data': 'Mike Gallagher', 'type': 'PERSON', 'mentions': 4}, {'data': 'Tsai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Xi Jinping', 'type': 'PERSON', 'mentions': 2}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nancy Pelosi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kevin McCarthy', 'type': 'PERSON', 'mentions': 2}, {'data': 'World War III', 'type': 'EVENT', 'mentions': 1}, {'data': 'Harpoon', 'type': 'PRODUCT', 'mentions': 6}]","The war in Ukraine has impressed on Taiwan’s leaders the need to acquire and stockpile more weapons — a lesson that’s become increasingly urgent in recent months as China’s provocations accelerate, said the chairman of the new House select committee on China following a stealth trip to Taipei. Are you on Telegram? Subscribe to our channel for the latest updates on Russia’s war in Ukraine. “Almost every Taiwanese official I met with mentioned the Russian invasion of Ukraine as a wake-up call,” said Rep. Mike Gallagher (R-Wis.), in an interview Monday upon his return from the self-governing democracy. China claims Taipei as its own — and has vowed it will be united with the People’s Republic one day — by force if necessary.
+
+“Our best chance of preventing an invasion of Taiwan, and of essentially preventing World War III, is to put actual hard power on Taiwan … and, to paraphrase President Tsai, to ensure that every day, when she wakes up, we are increasing the cost of an invasion for [Chinese President] Xi Jinping,” he said.
+
+An invasion or even a blockade of Taiwan, which makes a quarter of the world’s semiconductors and more than 90 percent of the most advanced chips, could trigger immense disruptions to the global economy leading to a recession that could rival the 2008 financial crisis, some experts warn.
+
+While Taiwanese officials do not say they believe a Chinese invasion is imminent, they are nonetheless aware of how difficult it would be to defend their island against a powerful potential adversary just across a 100-mile strait. Resupplying Taiwan with weapons in a conflict would be near impossible, experts warn, and so equipping it before the need arises is key.
+
+“We need to be moving heaven and earth to arm Taiwan to the teeth to avoid a war,” Gallagher said. “Nobody knows if and when Xi Jinping wakes up and decides to do this but all the more reason to put in place a denial posture as quickly as possible.”
+
+Ground-launched Harpoon missiles that are capable of hitting ships with a 500-pound warhead from more than 70 miles away are considered a critical capability for Taiwan in a conflict with China, which has the world’s largest navy. The first announcement of an intent to sell Harpoons to Taiwan came at the tail end of the Trump administration. The second came in September.
+
+But Saudi Arabia paid for an earlier order of Harpoons and are thus ahead of Taiwan in the delivery queue. “Taiwan should be moved to the front of the line for the Harpoons,” Gallagher said. For Saudi Arabia to receive the missiles first “doesn’t make any strategic sense to me,” he said.
+
+Riyadh’s purchase essentially allowed Boeing to restart a dying production line, according to the congressional aide and other people familiar with the matter. The cost of restarting the line was about $500 million, said one person, who spoke on the condition of anonymity because of the matter’s sensitivity.
+
+Complicating matters, the Saudis paid for sea-based launchers, which is not what Taiwan needs. But “someone would have to reimburse the Saudis for those launchers” even if the Saudis were willing to step aside and let the Taiwanese receive the missiles first, the aide said.
+
+Experts say the slow pace of arms deliveries is a function of structural challenges arising out of how foreign military sales are completed. In the Harpoon instance, even though Taiwan paid the U.S. Navy $1.6 billion in May 2021 for 400 Harpoon missiles and 100 coastal-defense launchers, the Navy still has not entered into a contract with Boeing to begin missile production, the person familiar with the matter said.
+
+He noted that they are increasing their defense spending by a record 14 percent to 2.4 percent of gross domestic product; many NATO countries still fall below the 2 percent of GDP guideline. The spending hike followed China’s aggressive response to the visit of then-House Speaker Nancy Pelosi (D-Calif.) to Taiwan in August, firing ballistic missiles over the island and apparently simulating a maritime blockade of Taiwan.
+
+There has been speculation about a potential visit by House Speaker Kevin McCarthy (R-Calif.), which would raise Beijing’s ire. But, Gallagher said, “I don’t know of any active plans by Speaker McCarthy to go. If he wants to go, he certainly can.” It’s not for the Chinese to “veto” any lawmaker’s plans, he added.",2f6d2fe620c34bc99aab050aa075ef38,"Taiwan frustrated by weapons delays, key lawmaker finds in stealth visit",4,,,,
+6130,"Chipotle, Olive Garden, Aldi, and Walmart are seeing more high income customers - • Inflation is pushing up prices at grocery stores, restaurants, and gas stations.
+• High-income consumers are turning to budget retailers like Aldi, Walmart, and Olive Garden in place of more expensive alternatives.
+• Executives identified middle-income customers as making between $50,000 and $100,000 per year.
+
+Inflation is changing shopping habits across the board, even for people with high salaries and disposable income.
+
+Over the last year, Aldi's US stores have seen more than one million new customers, vice president of national buying Scott Patton told Reuters. Many of those new shoppers were middle and high-income customers making between $50,000 and $100,000 or more, Patton said.
+
+""Inflation is hitting everyone so when we can be a solution for the grocery portion of that, that's important,"" he said.
+
+Aldi is a discount grocery store known for its bare-bones approach to keeping costs low. Workers stock products on shelves in their cardboard packaging or on the pallets they arrived in, saving time and labor, and workers don't bag groceries either. These strategies have kept prices low and attracted budget-conscious shoppers, which increasingly include upper and middle-class customers.
+
+Walmart CEO Doug McMillon told investors in an earnings call that the megachain is seeing changes among its customers, too.
+
+""We're seeing more middle and higher-income shoppers choose us,"" McMillon said, especially for savings on""food and consumables.""
+
+Fast casual chain Chipotle is seeing a similar shift in its customer base.
+
+CEO Brian Niccol said that the majority of Chipotle customers have relatively high household incomes and they have increased the frequency of orders in a July earnings call. He attributed the phenomenon to those customers trading in meals at higher-priced restaurants for Chipotle orders instead.
+
+This subset of Chipotle customers is ordering burritos and bowls more frequently despite regular price increases, most recently in August. These purchasing trends are consistent with available information about Chipotle's customer base. The typical Chipotle customer is a white, married millennial between 25 and 34 years old, according to data provided by analytics firm Numerator. They're likely to have a college degree and make more than $80,000 a year.
+
+Wealthier customers are trading down to cheaper options with sit-down dining, too. Darden Restaurants, the parent company of Olive Garden, Longhorn Steakhouse, The Capital Grille, and other chains, said that it is seeing a drop off in business among customers making less than $50,000 per year. However, the restaurant group is seeing ""strength"" among higher-income customers, President and CEO Ricardo Cardenas said in a September earnings call.
+
+The majority of Olive Garden customers make more than $50,000 Cardenas said, and sales among customers making more than $100,000 are doing ""very well."" The proportion of higher-income customers has grown, Cardenas said, and Longhorn Steakhouse sales remain strong as the chain caters to customers with higher incomes, on average.
+
+High-income customers often trade down to cheaper options during times of economic slowdown, so this isn't unprecedented, Edward Jones senior analyst Brian Yarbrough told Insider. Those same customers tend to trade back up to pricier options when the economy improves, though it depends on how long elevated inflation levels last, he said.
+
+These new customers aren't likely to cause a major boom to the bottom lines of these companies, though. They're probably just enough to offset losses from low-income customers who have less discretionary income, Yarbrough said.
+
+Do you have a story to share about a retail or restaurant chain? Email this reporter at mmeisenzahl@businessinsider.com.","{'positive': 0.30085072, 'negative': 0.20767392, 'neutral': 0.49147537}","Chipotle, Olive Garden, Aldi, and Walmart are seeing more high income customers. 
+
+CEO Brian Niccol said that the majority of Chipotle customers have relatively high household incomes and they have increased the frequency of orders in a July earnings call. 
+
+The majority of Olive Garden customers make more than $50,000 Cardenas said, and sales among customers making more than $100,000 are doing ""very well."" The proportion of higher-income customers has grown, Cardenas said, and Longhorn Steakhouse sales remain strong as the chain caters to customers with higher incomes, on average.","Chipotle, Olive Garden, Aldi, and Walmart are seeing more high income customers",CMG,Food & Beverage,Restaurants,Chipotle Mexican Grill Inc.,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity‚Äôs risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant‚Äôs reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity‚Äôs reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7573495485344192, 'Food Safety': 0.7670164797249617, 'Food & Packaging Waste Management': 0.7570944543874937, 'Nutritional Content': 0.8106825764779744, 'Energy Management': 0.7696222341336656, 'Supply Chain Management & Food Sourcing': 0.767409276846544, 'Labour Practices': 0.7885172697277424}",0.8106825764779744,Promod,Minor focus,Minor focus,Neutral,,No focus,,,2023-03-14T18:05:04.985000+00:00,https://www.theverge.com/2023/3/14/23639928/microsoft-bing-chatbot-ai-gpt-4-llm,"[{'name': 'GPT-4 AI', 'weight': 0.114979506}, {'name': 'Bing CVP Jordi Ribas', 'weight': 0.109862804}, {'name': 'Bing', 'weight': 0.105031036}, {'name': 'GPT-4', 'weight': 0.101546414}, {'name': 'AI news', 'weight': 0.08780063}, {'name': 'blue links', 'weight': 0.085627146}, {'name': 'consumer marketing', 'weight': 0.075154826}, {'name': 'AI features', 'weight': 0.07504404}, {'name': 'its own AI language model', 'weight': 0.07379939}, {'name': 'Jordi Ribas', 'weight': 0.07241919}]",[{'name': 'Tech'}],"[{'data': 'OpenAI', 'type': 'ORG', 'mentions': 3}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Bing', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Gmail', 'type': 'ORG', 'mentions': 1}, {'data': 'GPT-4 AI', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Prometheus', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Yusuf Mehdi', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jordi Ribas', 'type': 'PERSON', 'mentions': 1}]","OpenAI just announced its next-generation GPT-4 AI language model, but it turns out that there’s already been a major application using it: Microsoft’s AI-powered Bing.
+
+“We are happy to confirm that the new Bing is running on GPT-4, customized for search,” according to a blog post from Yusuf Mehdi, Microsoft’s head of consumer marketing. “If you’ve used the new Bing in preview at any time in the last six weeks, you’ve already had an early look at the power of OpenAI’s latest model.”
+
+The AI-powered Bing chatbot provides summarized answers to your search queries in a way that’s intended to feel more conversational than a list of blue links. Microsoft has previously said that the new Bing is powered by what it called the “Prometheus” model, but it was unclear until now if it took advantage of GPT-4.
+
+The new Bing will benefit from OpenAI’s future improvements to “GPT-4 and beyond,” Mehdi says. The company is also easing up on the limits it placed on the Bing AI chatbot to prevent some of its stranger behaviors; users will now be able to have 15 turns per session and a maximum of 150 per day, according to Bing CVP Jordi Ribas.
+
+It’s been a big day for AI news. In addition to this Bing confirmation and the official announcement of GPT-4, Google announced a swath of AI features coming to Gmail, Docs, and more, as well as opening up access to its own AI language model, PaLM. But we’re still waiting on the wider availability of Google’s own AI-powered chatbot, Bard.",c52b04f03e434c03921deccaee7fd2e1,The Bing AI bot has been secretly running GPT-4,4,,,,
+6018,"Consumer-Goods Giants Procter & Gamble and Unilever Exemplify 1 Emerging Trend for 2023 - If you're tired of prices at the grocery store going higher and higher, then recent comments from Alan Jope, CEO of consumer-goods conglomerate Unilever (NYSE: UL), may be unsettling. Unilever is a single data point. Unilever's brands include well-known consumer staples like Dove soap and Hellmann's mayonnaise.","{'positive': 0.037162047, 'negative': 0.05089199, 'neutral': 0.911946}","Consumer-Goods Giants Procter & Gamble and Unilever Exemplify 1 Emerging Trend for 2023. If you're tired of prices at the grocery store going higher and higher, then recent comments from Alan Jope, CEO of consumer-goods conglomerate Unilever (NYSE: UL), may be unsettling. Unilever is a single data point. Unilever's brands include well-known consumer staples like Dove soap and Hellmann's mayonnaise.","If you're tired of prices at the grocery store going higher and higher, then recent comments from Alan Jope, CEO of consumer-goods conglomerate Unilever (NYSE: UL), may be unsettling.  Unilever is a single data point.  Unilever's brands include well-known consumer staples like Dove soap and Hellmann's mayonnaise.",PG,Consumer Goods,Household & Personal Products,Procter & Gamble,"{'Product Environmental, Health, and Safety Performance': 'The Household & Personal Products industry faces growing consumer and regulatory pressure over the use of chemicals ofconcern, which have been linked to negative environmental externalities and impacts on human health. Some of these chemicals include persistent, bioaccumulative, and toxic (PBT) substances and carcinogenic, mutagen, or teratogenic chemicals, all of which are under increased regulatory scrutiny. Isolating and determining causal channels for negative health and environmental impacts is difficult, which means there is often a significant lag between a product’s introduction to the market and the point at which regulation and/or public opinion causes entities in the industry to reformulate. Directives in the EU and legislation in the U.S. place restrictions on or suggest alternatives to the use of harmful chemicals within the industry. Separately, the U.S. Food & Drug Administration (FDA) in the U.S. may secure greater regulatory power over chemicals used by the cosmetics industry, which would very likely result in higher costs for the Household & Personal Products industry. Large retailers have implemented programs to ban chemicals of concern in the products they sell, which is placing greater pressure on the industry. Entities that are able to anticipate the changing regulatory landscape and implement stricter processes and testing are more likely to gain a competitive advantage. Early adopters of innovations in green chemistry and the reduction of chemicals of concern may improve profitability by being better able to capture changing customer demand and avoiding regulatory burdens.', 'Water Management': 'Water is vital to the Household & Personal Products industry, both as a coolant in manufacturing processes and as a main input for many of the industry’s products. Water is becoming a scarce resource around the world because of population growth and increasing consumption, rapid urbanisation, and declining supplies because of subsurface aquifer depletion, drought and climate change. Many entities in this industry have operations in regions of the world facing water scarcity. Without careful planning, entities could face increased costs or lose water access in these regions, which may be a risk to production. Having rigorous checks in place to ensure a steady supply of water to all factories, as well as investing in technology to increase water use efficiency, will help entities reduce water-related risks as water scarcity becomes an increasingly global issue.', 'Packaging Lifecycle Management': 'The Household & Personal Products industry uses a large amount of materials for product packaging, which often constitutes a significant portion of entities’ expenses. In addition, packaging design, particularly packaging weight, has a direct impact on transportation expenses, which can be significant. At the same time, the industry is facing pressure from both consumers and large retail outlets to address the environmental characteristics of its packaging, as material extraction and waste contribute to environmental externalities. The sustainability performance of packaging depends largely on the type, use, and ultimate disposal of materials. However, entities that effectively manage the sustainability characteristics of their product packaging—including light-weighting of materials, the use of recycled content and recyclable materials, and the use of sustainably sourced materials—may be better positioned to capture shifting consumerdemand and avoid (or mitigate the impacts of) regulation related to extended producer responsibility. By managing the sustainability of product packaging, entities can also potentially reduce input and transportation costs.', 'Environmental & Social Impacts of Palm Oil Supply Chain': 'Palm oil has increased in popularity as a cheap input for a wide range of goods in the Household & Personal Products industry, including cleaning products, candles and cosmetics. Palm oil harvesting in specific regions of the world may contribute to deforestation, GHG emissions and other environmental and social problems. If not sourced responsibly, palmoil materials contribute to environmental and social externalities that can present reputational and regulatory risks for entities. Furthermore, entities in this industry are exposed to the risk of supply chain disruptions, input price increases and reputational damage associated with environmental and social externalities from palm oil sourcing. Entities face pressure to track and responsibly source palm oil and ensure minimum working condition standards in the supply chain, because palm oil production often is associated with labour issues. Implementing sourcing standards can reduce these risks, as canproduct-design phase innovations to reduce dependence on controversial materials such as palm oil.'}","{'Product Environmental, Health, and Safety Performance': 0.8109639726932839, 'Water Management': 0.7839013011147729, 'Packaging Lifecycle Management': 0.785221598288807, 'Environmental & Social Impacts of Palm Oil Supply Chain': 0.7635122827062472}",0.8109639726932839,Promod,No focus,No focus,Neutral,,No focus,,,2023-03-20T13:00:38+00:00,https://www.mercurynews.com/2023/03/20/increase-your-youtube-views-with-the-best-youtube-promotion-service/,"[{'name': 'YouTube Views', 'weight': 0.11928841}, {'name': 'YouTube views', 'weight': 0.11928841}, {'name': 'extra views', 'weight': 0.11473874}, {'name': 'Views', 'weight': 0.10023005}, {'name': 'views', 'weight': 0.10023005}, {'name': 'YouTube promotional services', 'weight': 0.090801775}, {'name': 'YouTube SEO', 'weight': 0.081984535}, {'name': 'Google ads', 'weight': 0.078298405}, {'name': 'YouTube', 'weight': 0.07721643}, {'name': 'YouTube tools', 'weight': 0.07676766}]",[{'name': 'Tech'}],"[{'data': 'YouTube', 'type': 'ORG', 'mentions': 16}, {'data': 'VeeFly', 'type': 'ORG', 'mentions': 11}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Trustpilot', 'type': 'ORG', 'mentions': 1}, {'data': 'Blue Forge Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Vivek', 'type': 'ORG', 'mentions': 1}, {'data': 'the Bay Area News Group', 'type': 'ORG', 'mentions': 1}, {'data': 'FIRST50', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'VEE10', 'type': 'PRODUCT', 'mentions': 2}, {'data': '4000 watch hours', 'type': 'TIME', 'mentions': 1}]","Whether YouTube is your passion or you are just trying out something new, views on your videos are usually the defining factor for your channel. Views turn into subscribers, and together they have the power to get you to monetization.
+
+If you’re new on the platform, you are constantly ideating, writing scripts, shooting videos, editing them, and then doing your promotion. To make things easy for yourself, you can use some expert promotional help.
+
+The best way to solve your YouTube problems is with YouTube promotional services. Many of these services provide a one-stop solution for your YouTube channel’s performance. But unfortunately, a lot of them sell bots to boost your YouTube views, which will bring you no real engagement and crush your dreams of becoming an established YouTuber.
+
+So to increase YouTube views, you need VeeFly.
+
+VeeFly is an official Google Partner, and they promote your videos to a larger target audience through Google ads. This service checks all the boxes a YouTuber is looking at. Of all the services we came across, VeeFly was the one that truly impressed us.
+
+VeeFly promotes your videos through Google and YouTube ads and ensures they reach your right audience. In addition, you can see your channel’s analytics and analyze your growing audience.
+
+Veefly also provides a wide range of YouTube tools that help you optimize your videos on YouTube, which include:
+• Title Generator: Add keywords to your title and optimize it for YouTube SEO.
+• Title Rewriter: To help you rewrite your title in the right tone.
+• Keyword Generator: To suggest you the right keywords to add to your titles and descriptions.
+• Description Generator: To help you generate an SEO-friendly description.
+• Tag Extractor: To help you find the tags your competitors are ranking for.
+
+Additionally, this service is for YouTubers with all kinds of budgets. You can go as low as $10 to try the service out. As a new user, you will be eligible to get 50% extra views with their special promo code.
+
+Before we talk about their services, let’s look at what users had to say about the service on Trustpilot.
+
+“I’m always skeptical of companies that promise such quick turnaround for views, but I’ve been impressed with comments from the viewers we’ve gotten through VeeFly. Viewers haven’t been trolls and have actually engaged with our videos in positive ways.” – Blue Forge Group.
+
+Speaking of the most popular service, creating a campaign is the easiest way to get YouTube Views on your YouTube channel. With only a $10 investment, your videos get promoted using Google ads and receive around 500-600 views. Just set a budget and receive as many views as you want.
+
+VeeFly also runs promotional offers frequently, so if you catch a lucky time, you will get huge discounts or extra views.
+
+Here are some evergreen offers you can avail at the perfect opportunity:
+• Promo code: FIRST50 for 50% extra views on your first campaign
+• Promodome: VEE10 for 10% Extra View on Minimum Order of $25
+• Promodome: VEE15 for 15% Extra View on Minimum Order of $50
+
+While YouTuber goals are subjective, 2 goals always stand out; monetization and the silver play button. And, VeeFly offers you packages for these goals.
+
+The Monetization Package is for those who want to reach the threshold of monetization with 1000 subscribers and 4000 watch hours. With this YouTube promotion service, you can achieve this threshold set by the YouTube partner program in no time.
+
+The Silver Play Button Package is for YouTubers who dream of getting 100K subscribers and getting qualified for the silver play button. This package is more like a subscription that the user has to renew every month until they reach their goal.
+
+There are 5 monthly plans from the budget point of $499 to $2499. These plans will be recurring monthly until your channel reaches 100K subscribers.
+
+Get 1000 Free Views on Veefly by verifying your phone number. These stay locked on your profile until you create a campaign of a minimum of $10. You also get a referral code to share with your friends; for every campaign your friends create, you get 500 free views.
+
+With enough YouTuber connections, you can make a profit being a VeeFly affiliate.
+
+Article placed by VeeFly, Vivek, support@veefly.com
+
+ The news and editorial staff of the Bay Area News Group had no role in this post’s preparation.",e0f1d3eff9c54abe9dc951d9ef7c05a1,Increase Your YouTube Views With The Best YouTube Promotion Service,4,,,,
+18902,"India flexes its muscle at Davos as China's star fades - The promenade at the World Economic Forum, dusted in a blanket of fresh snow, is cluttered with signs and pavilions from companies and governments courting attention or deals. There’s the tech giants, the major consulting groups, representatives from the Middle East.
+
+But this year, dominating the main street in Davos are emissaries from India, who have taken over at least eight storefronts with appeals to the elite gathering’s political and business class.
+
+“Every 10 steps you will have either us or a state government or a private entity,” said Deepak Bagla, the CEO of national investment promotion agency Invest India. One investor, Bagla joked, had described the thoroughfare as “Little India.”
+
+India has shown up in force for good reason. In 2023, as global recession fears persist, the country is expected to log the best performance of any major economy. The World Bank is estimating growth of 6.6%, compared to just 0.5% for the United States and 4.3% for China.
+
+If it can maintain its momentum, India will overtake Germany as the world’s fourth largest economy in 2026, knock Japan from the number three spot in 2032 and become only the third country with GDP worth $10 trillion by 2035, according to an analysis by the Centre for Economics and Business Research.
+
+India’s economy currently stands at nearly $3.5 trillion, making it the world’s fifth largest.
+
+The case for investing has been bolstered by geopolitics. As Western business leaders talk about “nearshoring” — shortening supply chains to reduce risks — and “friendshoring,” or boosting economic cooperation with countries that have similar values, the world’s biggest democracy presents a clear alternative to China.
+
+India is also due to displace its powerful neighbor as the world’s most populous country this year.
+
+“I see a lot of businesses, a lot of companies looking to India as an investment destination as they try to diversify away from other countries, including China,” Gita Gopinath, deputy managing director of the International Monetary Fund, told Indian business news channel CNBC-TV18 in Davos. “It is very much on the world stage.”
+
+India is not entirely insulated from anxiety about the global economy, as high interest rates and inflation, as well as ongoing uncertainty over Russia’s war in Ukraine, push the world to the brink of recession.
+
+“India’s economy has been remarkably resilient to the deteriorating external environment,” World Bank country director Auguste Tano Kouamé said in December, noting the buffer provided by its large domestic market. “However, continued vigilance is required as adverse global developments persist.”
+
+An 11% depreciation of the Indian rupee against the dollar last year has made imports more expensive and put pressure on government finances. Investment from abroad has also taken a hit. A government measure of foreign direct investment inflows from April to September 2022 fell 14% compared to the same period in 2021.
+
+But R.K. Singh, India’s energy minister, told CNN that he’s fielded huge interest from investors this week, bolstering optimism about the outlook.
+
+“I haven’t had to ask for investment,” Singh said. “Investment has just flown in.”
+
+That confidence is on display at Davos. The states of Maharashtra, Telangana and Tamil Nadu have rented prominent real estate in the ski resort, as have Tata Group and IT giant Infosys (INFY). The main India Lounge at the event has been serving up popular lunches to fund managers and bankers, while two separate pavilions promote the country’s green energy efforts and the stories of small artisans.
+
+The chief minister of Maharashtra — India’s wealthiest state and home to 120 million residents — has said 1.37 trillion rupees ($16.8 billion) in preliminary agreements were signed early in the week. One high-profile deal was a memorandum of understanding with auto system maker Belrise Industries and Taiwan’s Gogoro — sometimes called the “Tesla of two-wheelers” — to invest $2.5 billion in battery swapping infrastructure. Gogoro CEO Horace Luke told CNN that India is a “primary growth market” for the company.
+
+India’s outreach to investors often refers to what economists call its “demographic dividend.” The country has a working-age population of more than 900 million people that could hit more than 1 billion over the next decade. Many of these workers are entrepreneurial, English-speaking and digitally literate, said Ila Patnaik, chief economist at Indian conglomerate Aditya Birla Group. They’re a substantial asset — if India’s economy can create enough jobs.
+
+Plans to reach net-zero emissions by 2070, and for renewables to account for 50% of India’s energy mix by 2030, have also unleashed a wave of green investment, Singh said, even as the country remains the world’s second largest consumer of coal after China. At Davos, Singh is promoting the government’s efforts to dramatically ramp up green hydrogen production.
+
+Yet the biggest lure may come from the emergence of “China plus one” business strategies, which aim to reduce reliance on the world’s second biggest economy. Beijing’s harsh pandemic response, which added to strain on global supply chains, amplified concerns about its openness. Meanwhile, Russia’s invasion of Ukraine heightened alarm about overreliance on the West’s geopolitical rivals, and has raised scrutiny of China’s threats against Taiwan.
+
+“I think the world is realizing you want to be friends with a democracy,” Patnaik said.
+
+The reorientation is already underway. The Biden administration has signaled it wants to deepen trade ties with India. Apple (AAPL), America’s biggest public company, has started shifting more of its production there.
+
+“The fact that you have to diversify your risk to minimize it has hit home for everyone,” Bagla said.
+
+It’s not a given that this emerging mindset will primarily or exclusively benefit India. Vietnam, which has been attracting greater investment in electronics manufacturing and pays very low wages, presents another option. India’s infrastructure for importing parts and exporting finished products is also far less developed than that of China, introducing new costs and risks for manufacturers.
+
+But Indian business leaders and government officials aren’t missing the opportunity to make their pitch.
+
+“The world needs resilience,” Tata Sons Chairman Natarajan Chandrasekaran told a Davos panel. “Resilience has to take precedence over efficiency.”","{'positive': 0.77577865, 'negative': 0.025122186, 'neutral': 0.19909911}","
+
+But this year, dominating the main street in Davos are emissaries from India, who have taken over at least eight storefronts with appeals to the elite gathering’s political and business class.
+
+“Every 10 steps you will have either us or a state government or a private entity,” said Deepak Bagla, the CEO of national investment promotion agency Invest India. One investor, Bagla joked, had described the thoroughfare as “Little India.”
+
+India has shown up in force for good reason. 
+
+“I see a lot of businesses, a lot of companies looking to India as an investment destination as they try to diversify away from other countries, including China,” Gita Gopinath, deputy managing director of the International Monetary Fund, told Indian business news channel CNBC-TV18 in Davos. They’re a substantial asset — if India’s economy can create enough jobs.
+
+Plans to reach net-zero emissions by 2070, and for renewables to account for 50% of India‚Äôs energy mix by 2030, have also unleashed a wave of green investment, Singh said, even as the country remains the world‚Äôs second largest consumer of coal after China.","The promenade at the World Economic Forum, dusted in a blanket of fresh snow, is cluttered with signs and pavilions from companies and governments courting attention or deals. There's the tech giants, the major consulting groups, representatives from the Middle East.",AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product‚Äôs use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operations are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7809961961409875, 'Employee Diversity & Inclusion': 0.7870878140286368, 'Product Security': 0.748129541603457, 'Materials Sourcing': 0.7843553900489129, 'Product Lifecycle Management': 0.7634626912260472}",0.7870878140286368,Promod,Minor focus,Minor focus,Positive,"Supply Chain Management, Materials Sourcing",No focus,,,2023-01-04T16:50:04+00:00,https://finance.yahoo.com/news/alphabet-googl-boost-youtube-tv-165004565.html?.tsrc=rss,"[{'name': 'YouTube videos', 'weight': 0.11351377}, {'name': 'YouTube TV', 'weight': 0.102129206}, {'name': 'YouTube Shorts', 'weight': 0.09534975}, {'name': 'YouTube', 'weight': 0.0943872}, {'name': 'YouTube channels', 'weight': 0.09303873}, {'name': 'videos', 'weight': 0.07474692}, {'name': 'strong service offerings', 'weight': 0.07414092}, {'name': 'Multi-Screen Viewing', 'weight': 0.070076324}, {'name': 'sports streaming', 'weight': 0.069392785}, {'name': 'growing sports streaming initiatives', 'weight': 0.06850241}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 10}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 12}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 10}, {'data': 'National Football League', 'type': 'ORG', 'mentions': 1}, {'data': 'Precedence Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon AMZN', 'type': 'ORG', 'mentions': 5}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 2}, {'data': 'The Walt Disney Company', 'type': 'ORG', 'mentions': 7}, {'data': 'Prime Video', 'type': 'ORG', 'mentions': 1}, {'data': 'ESPN Networks', 'type': 'ORG', 'mentions': 1}, {'data': 'Computer and Technology', 'type': 'ORG', 'mentions': 1}, {'data': 'Zacks', 'type': 'ORG', 'mentions': 2}, {'data': 'Originals', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apple TV', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Formula 1', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}]","Alphabet’s GOOGL division Google is consistently adding features to its online video-streaming service, YouTube.
+
+According to 9TO5Google, Google is working on a multi-screen viewing capability on YouTube TV. This serves as a testament to the above-mentioned fact.
+
+The capability will be available for the 2023 National Football League Sunday matches.
+
+On the back of the initiative, Google aims to provide an enhanced viewing experience to sports fans. This is expected to increase the adoption rate of YouTube in the days ahead.
+
+This, in turn, is likely to aid the performance of the Google Services segment, which contributes the most to Alphabet’s top line.
+
+Revenues from the Google Services business increased 2.5% year over year to $61.4 billion, accounting for 88.8% of the total third-quarter revenues.
+
+Alphabet Inc. price-consensus-chart | Alphabet Inc. Quote
+
+Apart from the recent move, Google is testing a search engine feature on YouTube, which will help users find a specific content on YouTube videos.
+
+Alphabet announced two updates on its YouTube Partner Program to let users easily join YouTube and make money from the platform, mainly from YouTube Shorts. Alphabet also introduced a Creator Music catalog for adding tracks to videos.
+
+GOOGL introduced handles for YouTube channels to support creators in establishing their distinct presence and brand on YouTube.
+
+With consistent efforts, Alphabet remains well-poised to rapidly penetrate the booming global video-streaming market.
+
+Per a Precedence Research report, the underlined market is expected to reach $1.7 trillion by 2030, seeing a CAGR of 18.5% between 2022 and 2030.
+
+Given the upbeat scenario, not only Alphabet but other major companies like Amazon AMZN, Apple AAPL and The Walt Disney Company DIS are making strong efforts to expand their market share in the video-streaming space.
+
+Amazon, which has lost 49.8% in the past year, is gaining traction among customers on the back of its video on-demand service, Prime Video. On AMZN’s video platform, viewers can watch movies, TV series and Amazon Originals. Amazon’s recent initiative to build a stand-alone application to stream live sports content remains noteworthy.
+
+Apple is witnessing solid momentum across its video-streaming platform, Apple TV. Apple’s growing original and regional content portfolio is helping it expand its user base. AAPL’s growing interest in sports streaming remains another major positive. Shares of Apple have been down 29.9% in the past year.
+
+Disney is riding on the growing popularity of Disney+, owing to a strong content portfolio and a cheaper bundle offering. Moreover, DIS’ growing sports streaming initiatives remain a positive. Disney recently renewed its deal with Formula 1. Per the terms, ESPN Networks in the United States will continue to show Formula 1 races through the 2025 season. Shares of DIS have lost 41.6% in the past year.
+
+Nevertheless, Alphabet’s growing sports streaming efforts, strategic partnerships and strong service offerings are helping it gain a competitive edge against the aforesaid peers.
+
+Consequently, this will help GOOGL win the confidence of the investors in the near and long terms.
+
+Shares of GOOGL have been down 35.3% in the past year compared with the Computer and Technology sector’s decline of 33.2%.
+
+You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",de5628d9ea964d358f48bbe0c38c73f6,Alphabet (GOOGL) to Boost YouTube TV With Multi-Screen Viewing,4,,,,
+7627,"Companies are cutting executive salaries, hiring contract workers as layoffs mount - Bizwomen - Sundar Pichai, CEO of Google parent Alphabet Corp., said executives at the company would see their compensation cut — a move announced alongside the high-profile layoff of 12,000 employees.
+
+Semiconductor company Micron Technology Inc. CEO Sanjay Mehrotra said the company is cutting executive salaries in 2023 as it also cuts 10% of its workforce.
+
+But those two companies are not alone in cutting executive salaries amid rising layoffs.
+
+About six in 10 executives (62%) have taken a pay cut to minimize layoffs amid the uncertain economy, according to a ResumeBuilder survey of 1,000 business executives from companies of at least 50 employees.
+
+Whether in the form of salary cuts for executives or simply exercising more caution on pay, experts say more companies are shifting their salary strategies in the current climate as they seek to cut expenses. But that's not all they are doing.
+
+ResumeBuilder’s survey also found increased interest in utilizing contract work — although that practice is being more heavily scrutinized by federal regulators.
+
+About 37% of companies who said they’d laid off workers in the last three months said they were still hiring for contract workers.
+
+Stacie Haller, chief career adviser at ResumeBuilder.com, said the use of contract workers is common in times of economic uncertainty.
+
+“The practice of hiring contract workers has been used to weather economic conditions for over 50 years,” Haller said. “It gives a company a more nimble workforce without the impact of layoffs.”
+
+Out of the companies that said they were hiring contract workers, about 78% said they were hiring more now than in previous years, and most agreed they were hiring them, at least in part, to save money.","{'positive': 0.012366378, 'negative': 0.95625824, 'neutral': 0.03137543}","Companies are cutting executive salaries, hiring contract workers as layoffs mount - Bizwomen.
+
+Sundar Pichai, CEO of Google parent Alphabet Corp., said executives at the company would see their compensation cut — a move announced alongside the high-profile layoff of 12,000 employees. Semiconductor company Micron Technology Inc. CEO Sanjay Mehrotra said the company is cutting executive salaries in 2023 as it also cuts 10% of its workforce. ResumeBuilder’s survey also found increased interest in utilizing contract work — although that practice is being more heavily scrutinized by federal regulators.
+
+About 37% of companies who said they’d laid off workers in the last three months said they were still hiring for contract workers.
+
+Stacie Haller, chief career adviser at ResumeBuilder.com, said the use of contract workers is common in times of economic uncertainty. “It gives a company a more nimble workforce without the impact of layoffs.”
+
+Out of the companies that said they were hiring contract workers",Contract labor is becoming more prominent as a way for companies to cut costs. But businesses need to ask themselves several questions before taking that step.,GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.745923592699043, 'Environmental Footprint of Hardware Infrastructure': 0.7307209991367546, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7483662731853311, 'Employee Recruitment, Inclusion & Performance': 0.806679023840763, 'Data Security': 0.7412833060935109}",0.806679024,Promod,Major focus,Major focus,Neutral,"Employee Recruitment, Inclusion & Performance",Major focus,Major focus,Neutral,2023-01-17T18:10:25+00:00,https://www.forbes.com/sites/saradorn/2023/01/17/fec-dismisses-gop-complaint-alleging-gmail-sent-more-republican-fundraising-emails-to-spam-folders-report-says/,"[{'name': 'tech companies', 'weight': 0.08356682}, {'name': 'Republican fundraising emails', 'weight': 0.08138655}, {'name': 'Big Tech Companies', 'weight': 0.08116198}, {'name': 'More Republican Fundraising Emails', 'weight': 0.078753896}, {'name': 'Silicon Valley tech companies', 'weight': 0.07869649}, {'name': 'Tech Companies', 'weight': 0.07481946}, {'name': 'Google', 'weight': 0.07336859}, {'name': 'Google spokesman José Castañeda', 'weight': 0.07224391}, {'name': 'Election Result', 'weight': 0.07170824}, {'name': 'Spam Folders', 'weight': 0.0708997}]",[{'name': 'Politics'}],"[{'data': 'FEC', 'type': 'ORG', 'mentions': 8}, {'data': 'GOP', 'type': 'ORG', 'mentions': 3}, {'data': 'The Federal Election Commission', 'type': 'ORG', 'mentions': 2}, {'data': 'the Republican National Committee', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 3}, {'data': 'RNC', 'type': 'ORG', 'mentions': 5}, {'data': 'Gmail', 'type': 'ORG', 'mentions': 1}, {'data': 'North Carolina State’s Department of Computer Science', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 4}, {'data': 'NRSC', 'type': 'ORG', 'mentions': 1}, {'data': 'NRCC', 'type': 'ORG', 'mentions': 1}, {'data': 'NetPAC', 'type': 'ORG', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 2}, {'data': 'Republican', 'type': 'NORP', 'mentions': 9}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 4}, {'data': 'R', 'type': 'NORP', 'mentions': 2}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'José Castañeda', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ronna McDaniel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rick Scott', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tom Emmer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 3}, {'data': 'North Carolina State', 'type': 'GPE', 'mentions': 1}, {'data': 'Fla.', 'type': 'GPE', 'mentions': 1}, {'data': 'Minn.', 'type': 'GPE', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Capitol', 'type': 'FAC', 'mentions': 1}]","The Federal Election Commission dismissed a complaint filed by the Republican National Committee against Google, rejecting claims the company’s Gmail service purposely filtered emails soliciting donations for Republicans to spam folders at a higher rate than donation requests for Democrats, The Wall Street Journal reported.
+
+The FEC said it found no evidence to support the RNC’s claim that the alleged Gmail scheme was an unreported campaign contribution to Democrats, The Journal reported, citing a letter the agency sent to Google last week informing the company its investigation has closed. The FEC reportedly said Google adequately proved its spam filters were in place for “commercial reasons” to protect users from malware, phishing attacks and scams. The RNC filed a complaint with the FEC in April, citing an academic study by North Carolina State’s Department of Computer Science that found the Gmail algorithm sent Republican fundraising emails to users’ spam folders at an 820% higher rate than Democrats’ fundraising emails during the 2020 election cycle. The study authors, however, stated that they had “no reason to believe that there were deliberate attempts . . . to influence voters,” the FEC noted in its letter to Google. Forbes has reached out to Google, the FEC and the RNC.
+
+“The Commission’s bipartisan decision to dismiss this complaint reaffirms that Gmail does not filter emails for political purposes,” Google spokesman José Castañeda told The Journal. “We’ll continue to invest in our Gmail industry-leading spam filters because, as the FEC notes, they’re important to protecting people’s inboxes from receiving unwanted, unsolicited, or dangerous messages.”
+
+67.2%. That’s the share of emails from Republican candidates that were flagged as spam, according to the North Carolina State study, compared to 8.2% of emails from Democrats.
+
+The RNC, along with the National Republican Senatorial Committee and the Republican Congressional Committee, estimated in its complaint to the FEC that conservative candidates lost $2 billion in potential contributions dating back to 2019. The GOP groups linked the allegations to Republicans’ complaints that tech companies have unfairly censored content that appeals to their base, calling the alleged Gmail filters “a financially devastating example of Silicon Valley tech companies unfairly shaping the political playing field,” RNC Chair Ronna McDaniel, NRSC Chair Rick Scott (R-Fla.) and NRCC Chair Tom Emmer (R-Minn.) said in a joint statement. Google’s political arm, meanwhile, has taken a stance against Republicans who voted against certifying the results of the 2020 presidential election. Following the January 6 Capitol riots, the company announced its political action committee, NetPAC, would not make any political donations to the eight Republican Senators and 139 House Republicans who opposed the certification of Biden’s victory.
+
+House Republicans’ Latest Biden Attack: Legislation Would Ban Federal Government From Urging Tech Companies To Remove Content (Forbes)
+
+Biden Urges Bipartisan Legislation To Rein In Big Tech Companies—As GOP Targets President In Tech Probes (Forbes)
+
+Google Stops Political Funding For Republicans Who Refused To Certify Election Result (Forbes)",8330572b5b6a433fb8bed5803427ac12,"FEC Dismisses GOP Complaint Alleging Gmail Sent More Republican Fundraising Emails To Spam Folders, Report Says",4,,,,
+8347,"Bunge beats quarterly profit estimates on strong food, biofuels demand - May 3 (Reuters) - Agricultural commodities trader Bunge Ltd (BG.N) beat Wall Street estimates for first-quarter profit on Wednesday, helped by strong crush margins and high demand for food, feed and biofuels.
+
+The war in Ukraine reduced crop shipments from the grain-rich country fueling prices at a time when demand agricultural commodities has been high.
+
+Bunge and peers Archer-Daniels-Midland Co (ADM.N), Cargill Inc and Louis Dreyfus Co make money by processing, trading and shipping crops around the world, and tend to gain from shortages triggered by droughts or wars.
+
+Bunge said results were strong in all regions in its Refined & Specialty Oils segment with notable strength in North and South America reflecting favorable food and fuel demand trends.
+
+The company reported adjusted net earnings of $3.26 per share, for the three months ended March 31, compared with analysts' average estimate of $3.24 per share, according to Refinitiv data.
+
+Reporting by Sourasis Bose in Bengaluru; Editing by Vinay Dwivedi","{'positive': 0.88154334, 'negative': 0.09327765, 'neutral': 0.025178997}","Bunge Ltd (BG.N) beat Wall Street estimates for first-quarter profit on Wednesday due to strong crush margins and high demand for food, feed and biofuels. The war in Ukraine reduced crop shipments from the grain-rich country fueling prices at a time when demand agricultural commodities has been high. The company reported adjusted net earnings of $3.26 per share for the three months ended March 31, compared with analysts' average estimate of $ 3.24 per share.","Agricultural commodities trader Bunge Ltd beat Wall Street estimates for first-quarter profit on Wednesday, helped by strong crush margins and high demand for food, feed and biofuels.",BG,Food & Beverage,Agricultural Products,Bunge Ltd,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs—including biomass waste generated from internal processes—and improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry’s ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity’s energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry’s ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7860157522987576, 'Water Management': 0.7618452131300374, 'Food Safety': 0.7545601353223177, 'GMO Management': 0.7823460576594206, 'Energy Management': 0.7789819877289424, 'Workforce Health & Safety': 0.7512270257086034, 'Ingredient Sourcing': 0.8049818404820539, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7727225990807659}",0.8049818404820539,Promod,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Energy Management, Workforce Health & Safety, Ingredient Sourcing, Environmental & Social Impacts of Ingredient Supply Chain",No focus,,,2022-11-30T14:00:01+00:00,https://www.cnbc.com/2022/11/30/crypto-crash-may-leave-ad-supported-businesses-with-hole-in-budget.html,"[{'name': 'other crypto companies', 'weight': 0.08631139}, {'name': 'crypto ad spending', 'weight': 0.08514639}, {'name': 'reduced ad spending', 'weight': 0.0689944}, {'name': 'softer crypto market conditions', 'weight': 0.068288215}, {'name': 'crypto exchanges', 'weight': 0.06758786}, {'name': 'last year', 'weight': 0.06680296}, {'name': 'crypto', 'weight': 0.06623612}, {'name': 'media companies', 'weight': 0.06565675}, {'name': 'Crypto crash', 'weight': 0.06459226}, {'name': 'cypto companies', 'weight': 0.061569564}]","[{'name': 'Finance'}, {'name': 'Business'}]","[{'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'Snap', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'SensorTower', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'NFL', 'type': 'ORG', 'mentions': 1}, {'data': 'Coinbase', 'type': 'ORG', 'mentions': 5}, {'data': 'Crypto.com', 'type': 'ORG', 'mentions': 3}, {'data': 'eToro', 'type': 'ORG', 'mentions': 3}, {'data': 'FTX', 'type': 'ORG', 'mentions': 8}, {'data': 'MediaRadar', 'type': 'ORG', 'mentions': 1}, {'data': 'the Los Angeles Lakers', 'type': 'ORG', 'mentions': 1}, {'data': 'Miami Heat', 'type': 'ORG', 'mentions': 1}, {'data': 'Golden State Warriors', 'type': 'ORG', 'mentions': 1}, {'data': 'Major League Baseball', 'type': 'ORG', 'mentions': 1}, {'data': 'Bankman-Fried', 'type': 'ORG', 'mentions': 1}, {'data': 'SBNY', 'type': 'ORG', 'mentions': 1}, {'data': 'SoftBank New York', 'type': 'ORG', 'mentions': 1}, {'data': 'Gemini', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': ""the Yeshiva University's"", 'type': 'ORG', 'mentions': 1}, {'data': 'Katz School of Science and Health', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'The Super Bowl', 'type': 'EVENT', 'mentions': 2}, {'data': 'the World Cup', 'type': 'EVENT', 'mentions': 1}, {'data': '30-second', 'type': 'TIME', 'mentions': 2}, {'data': 'Larry David', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jordan Levy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Winklevoss', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brad Michelson', 'type': 'PERSON', 'mentions': 2}, {'data': 'Joseph Panzarella', 'type': 'PERSON', 'mentions': 2}, {'data': 'Fly Me to the Moon', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Miami-Dade County', 'type': 'GPE', 'mentions': 4}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 4}, {'data': 'Chicago', 'type': 'GPE', 'mentions': 1}, {'data': 'Israel', 'type': 'GPE', 'mentions': 1}, {'data': 'South Beach', 'type': 'LOC', 'mentions': 1}]","Facebook (including Instagram), Snap , Twitter and TikTok combined are expected to pull in $57.1 million in ads from crypto exchanges this year, according to SensorTower. That's about even with 2021 figures, though almost all of the spending last year was on Facebook and Instagram. In Alphabet 's third-quarter earnings call last month, the company blamed a slowdown in revenue growth in part on reduced ad spending by cypto companies and other financial firms. Google's sales growth was the slowest for any period since 2013, other than one quarter during the Covid pandemic.
+
+SensorTower data shows a big spike in crypto ad spending on digital media around October and November of last year, as prices were peaking, and a steep drop after the first quarter of this year. In April, the crypto sell-off began in earnest, with bitcoin and ether each losing well over half their value over the next three months. The Super Bowl created a spending splurge that the industry may never see again. A 30-second spot during the NFL's grand finale in February cost an average of $6.5 million, and crypto was a huge theme. Coinbase, Crypto.com, eToro and FTX spent a combined $54 million on Super Bowl ads, according to MediaRadar. Coinbase aired a 60-second commercial showing a bouncing QR code that, once scanned, led to a promotion offering $15 worth of free bitcoin to new users. FTX signed up Larry David for an ad, urging viewers not to miss out on crypto and declaring NFTs ""the next big thing."" A version of ""Fly Me to the Moon"" played during eToro's commercial. In 2021, Crypto.com paid $700 million to put its name on the home of the Los Angeles Lakers for the next 20 years. FTX signed a 19-year deal worth $135 million with the NBA's Miami Heat for naming rights to the team's arena, partnered with the NBA's Golden State Warriors and had its logo placed on uniforms worn by Major League Baseball umpires. Miami-Dade County is now trying to get the FTX named scrubbed from the arena. Miami has become a major hub for the crypto industry, and in September FTX moved its U.S. headquarters there from Chicago. The company spread its wings in the city, sponsoring a three-day crypto weekend in May on South Beach called ""FTX Off the Grid."" Jordan Levy, a Miami-based venture capitalist, said that while other crypto companies have advertised in the city, FTX was on another level. ""None of them have as significant of a presence in Miami as Bankman-Fried and FTX,"" said the managing partner of SBNY, formerly SoftBank New York. ""They've tried to do some guerrilla marketing stuff that put them on the top of the food chain from perception perspective."" The money FTX was spending now presumably goes to zero. According to SensorTower, the company's online ad spending quadrupled this year to $13.3 million, with roughly half of that coming in the first quarter. Crypto.com's online ad spending plummeted from about $16.2 million in the first quarter to $1.6 million in the third, SensorTower said. And Gemini, the exchange owned by the Winklevoss twins, cut spending from $8.5 million the first quarter to $2,500 in the third. Coinbase, the only major exchange that's publicly traded in the U.S., said in its earnings report this month that its sales and marketing expense dropped 46% in the third quarter from the prior period to $76 million. The company attributed the decline to ""our decision to reduce performance marketing, due to lower efficiency in this spend associated with softer crypto market conditions as well as savings associated with our headcount reduction."" A Crypto.com spokesperson said via email that the company's $100 million campaign ran from October 2021 through February 2022. Since then, ""we ran additional advertising as part of our marketing strategy, and we continue to focus on our global brand and sports partnerships,"" the spokesperson said. That includes sponsorship of the World Cup. Brad Michelson, eToro's U.S. head of marketing, said the Israel-based investment platform will ""actively adjust spend based on performance,"" and plans to continue building its brand in the U.S. ""It's no secret that the markets are in a pull-back phase, and our budgets are being reallocated accordingly,"" Michelson told CNBC in a statement. The crypto market has suffered downturns in the past, only to bounce back and attract even greater sums of cash and new entrants. Joseph Panzarella, director of digital media and marketing at the Yeshiva University's Katz School of Science and Health, said that even if the market starts recovering, the high-profile scandals of 2022 will force companies to take a more serious approach when promoting their offerings. ""What they came out with was like, 'Hey, we're going to stick it to the Fed,'"" Panzarella said, referring to the industry's focus on decentralization and its ability to function without the heavy hand of government. ""I guess they have to eat a little crow and say something like, 'Hey, we are now we're now [open to] being regulated.'""",a1737486da314762b2c11f5828408ec8,Crypto crash leaves media companies with budget holes as advertising dries up,4,,,,
+7058,"Chipotle and White Castle are spending over $500,000 a month on ROBOTS - The rise of restaurant robots is upon us.
+
+Major fast-food chains are employing robots to flip burgers, brew espressos and greet customers - and it is a fraction of the cost compared to paying human workers.
+
+White Castle is testing the Flippy robot at 100 locations and Chipotle uses a one-armed robot to make tortilla chips at 73 sites - both cost $3,000 a month - and Starbucks has $18,000 AI-powered espresso machines in at least 1,200 locations.
+
+As food costs rise and an intense labor shortage grips the US, paying monthly rentals for machines has become a cost-effective option.
+
+The National Restaurant Association recently reported that four in five operators are understaffed and have been since the COVID-19 pandemic hit in 2020.
+
+However, experts are not yet sold and believe it will be a few years before robots take the place of human workers.
+
+David Henkes, a principal at Technomic, a restaurant research firm, told CNBC: 'I think there’s a lot of experimentation that is going to lead us somewhere at some point, but we’re still a very labor-intensive, labor-driven industry.'
+
+The labor shortages have forced restaurant owners to offer higher wages to attract more staff, which, combined with increasing food costs, is leading establishments to run their banks dry to stay afloat.
+
+But this is where automation comes to the rescue.
+
+Starbucks has rolled out more than $21 million worth of AI-powered espresso makers that runs on the company's Deep Brew software.
+
+And while it does not make cups of coffee, it can mix brews precisely and does so faster than a human barista.
+
+The same software has also been added to the coffee maker's drive-thru lanes, which greet customers and take their orders - reducing the number of staff needed in a location.
+
+Miso Robotics, a California-based company, is a major supplier in the industry. Its kitchen robot Flippy is capable of cooking 300 burgers and dropping hundreds of baskets of fries into the fry daily.
+
+The company claims its technology performs food preparation tasks twice as fast as human workers and 30 percent more efficiently.
+
+Flippy 2, the company's most advanced model, is used in leading American fast-food restaurant chains such as White Castle, Jack in the Box, Inspire Brands (the parent company of Buffalo Wild Wings, Arby's and Sonic), Wings and Rings and Wing Zone.
+
+While most of those restaurants have one or two locations with Flippy, White Castle announced in 2022 that it added Flippy 2 to 100 locations.
+
+The second-generation Flippy not only flips hundreds of burgers daily but can also fry up potatoes, onion rings and anything else on the menu.
+
+Along with Flippy, Miso Robotics also launched its Chippy.
+
+This robot makes tortilla chips and is used in at least 73 Chipotle restaurants across the US.
+
+To make sure Chippy creates the perfect tortilla chips, Miso Robotics trained it with Chipotle's recipe – corn masa flour, water and sunflower oil, a sprinkle of salt and a squeeze of fresh lime juice after cooking.
+
+The Seattle startup Artly began working on its coffee-making robot in 2020 called Jarvis.
+
+The one-armed robot is trained to meticulously pour steamed foam on top of a latte at one of the company's coffee houses in Washington.
+
+For a coffee shop that would need two or three baristas, Artly needs one staffer and a barista bot like Jarvis.
+
+Another Seattle-based startup, Picnic, offers automation solutions for pizza making - from adding sauce to layer cheese and placing on other toppings.
+
+And Dominos is testing the technology in one of its German locations.
+
+Fast-food chains are not just employing robots to make food and drinks, but they are also using artificial intelligence to take orders.
+
+Taco Bell has also employed AI to take orders, as did Popeyes and Panera Bread.
+
+According to a Popeyes location that uses the technology, drink sales increased by 150 percent as the AI named Tori offers customers high-margin menu items.
+
+Tori, made by OpenCity, also provides correct orders 100 percent of the time.
+
+Labor shortages started because of the COVID-19 pandemic, as many restaurants were forced to close due to strict lockdown orders, and the industry cannot seem to bounce back.
+
+A study by the National Bureau of Economics found that COVID-19 reduced the US workforce by hundreds of thousands.","{'positive': 0.09912785, 'negative': 0.07491938, 'neutral': 0.8259528}","
+
+Major fast-food chains are employing robots to flip burgers, brew espressos and greet customers - and it is a fraction of the cost compared to paying human workers. 
+
+However, experts are not yet sold and believe it will be a few years before robots take the place of human workers. Its kitchen robot Flippy is capable of cooking 300 burgers and dropping hundreds of baskets of fries into the fry daily. 
+
+Fast-food chains are not just employing robots to make food and drinks, but they are also using artificial intelligence to take orders.","White Castle is testing a fry-making robot at 100 of its locations and Chipotle uses a one-armed machine to make tortilla chips at 73 restaurants - and each costs $3,000 a month.",CMG,Food & Beverage,Restaurants,Chipotle Mexican Grill Inc.,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity‚Äôs risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant‚Äôs reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity‚Äôs reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7590032998915399, 'Food Safety': 0.7692687597047172, 'Food & Packaging Waste Management': 0.7565025132886953, 'Nutritional Content': 0.7827152845182085, 'Energy Management': 0.7732419042592205, 'Supply Chain Management & Food Sourcing': 0.7515889236337194, 'Labour Practices': 0.8080562947301608}",0.8080562947301608,Promod,Major focus,Major focus,Neutral,"Labour Practices, Energy Management",Major focus,Major focus,Negative,2023-02-03T11:33:14+00:00,https://www.businessinsider.com/google-sundar-pichai-ai-features-search-tech-2023-2,"[{'name': 'AI features', 'weight': 0.095788985}, {'name': 'Google Search', 'weight': 0.09513001}, {'name': 'generative AI', 'weight': 0.09246311}, {'name': 'Google CEO Sundar Pichai', 'weight': 0.08930096}, {'name': 'AI', 'weight': 0.08887462}, {'name': 'Google', 'weight': 0.08882262}, {'name': 'internal communication', 'weight': 0.08722924}, {'name': 'Google employees', 'weight': 0.08712453}, {'name': 'November', 'weight': 0.079701126}, {'name': 'ChatGPT', 'weight': 0.07814533}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 3}, {'data': 'The New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'The Information', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 4}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Google Search', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apprentice Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'normal working hours', 'type': 'TIME', 'mentions': 1}]","• Google's CEO, Sundar Pichai, told investors the company would make its language models available.
+• He said on the Thursday call that AI ""is the most profound technology"" the company is working on.
+• In December, Google's management reportedly issued a ""code red"" amid the launch of ChatGPT.
+
+Google is keen to show the company is still ""AI-first.""
+
+Its CEO, Sundar Pichai, told investors on Thursday that AI ""is the most profound technology"" the company is working on. His comments came several years after he spoke about Google becoming an AI-first company.
+
+Pichai said on Thursday that the tech giant was planning to make its language models, starting with Google's Language Model for Dialogue Applications (LaMDA), available for users to ""engage directly"" with.
+
+""Very soon, people will be able to interact directly with our newest, most powerful language model as a companion to Search, in experimental and innovative ways,"" he said.
+
+OpenAI released a chatbot based on a large language model, ChatGPT, in November. The chatbot quickly went viral and sparked a general interest in generative AI.
+
+Back in December, Google's management issued a ""code red"" amid the launch of the OpenAI's chatbot, The New York Times reported.
+
+Microsoft, an investor in OpenAI, is reportedly planning to launch a version of Bing that incorporates the tech behind ChatGPT. The feature, which aims to provide users with answers to some searches rather than just displaying relevant links, could surface by the end of March, The Information reported.
+
+Google also reportedly plans to demo a version of Google Search with AI chatbot features this year.
+
+Google employees are also testing potential challengers to ChatGPT. The bot, ""Apprentice Bard,"" uses Google's LaMDA technology, CNBC reported, citing sources and internal communication seen by the publication.
+
+Google did not respond to Insider's request for further comment made outside normal working hours.",4dbe1b393c554704a164fd64e88fe2a2,Google CEO Sundar Pichai says users will be able to interact directly with AI features in its search engine 'very soon',4,,,,
+16822,"Marine Biologist For A Day, Jimmy Choo Desserts And Super 8 Candles: 9 Hotels To Visit This Winter - This winter, travelers have the world at their fingertips as airlines and hotels reopen to the world with great fanfare. Many offered money-saving deals for hotel stays or cruise vacations while others are getting more creative with how they appeal to travelers. Hotel news from around the world this winter includes properties partnering with fashion designers, switching to more eco-friendly alternatives and even launching do-it-yourself design platforms. Here are nine places worth exploring this winter to discover a new type of hotel stay.
+
+In a first for a Bangkok hotel, the new Four Seasons Bangkok will add a solar-powered river shuttle to its schedule. Many hotels offer complimentary river transfers, but this eco-friendly option is new for the city. The art and design-focused property is taking the step as part of its larger efforts to be more sustainable while inviting guests to discover more of the area’s art and design through a partnership with the Museum of Contemporary Art Bangkok. Guests can explore free exhibits during their stay or peruse the regional design pieces in hallways, public areas and guest rooms elsewhere. The new solar-powered shuttle will be in operation in the coming year.
+
+In another luxury-focused acquisition, Hyatt continues to beef up its portfolio of luxury hotels with the newest addition of Dream Hotel Group. With properties like The Chatwal New York and Dream Bangkok, the move is part of the hospitality brand’s effort to strengthen its lifestyle division as well as grow in key markets like Las Vegas and the Caribbean. All of Dream Hotel Group’s properties will join the World of Hyatt portfolio allowing guests to earn and redeem points during their stays.
+
+In a partnership with Samsung and its ad-free Samsung TV Plus streaming service, Marriott is launching Travel by Design, an integrated content platform sharing the never-before-told design stories of some of its most popular hotels. Viewers can learn how architects, designers and other visionaries found their inspiration and what they did to create the final look. From palaces-turned-hotels to overwater villas, many may find ideas on how to recreate some of these same looks in their own home or office. Travel by Design includes articles, films, podcasts and photography across digital, editorial and social platforms. In addition to Samsung, the content will be available on Roku as well as YouTube, Apple Podcasts, Spotify and Google Podcasts.
+
+Young travelers to the Maldives have something new to experience the next time they visit Four Seasons Resort Maldives at Landaa Giraavaru. The teen trainee marine biologist program gives teenagers between the age of 15 and 19 the opportunity to see what this career is like. Six, day-long experiences give them the chance to work with marine biologists as they explore the ecosystem that surrounds the resort. The private sessions last one day and can be booked at the resort. Teens can choose to work directly with a coral biologist, dolphin biologist, turtle biologist, aquarist, plankton biologist or manta biologist.
+
+The grandest suite of the famous Kulm Hotel St. Moritz is fresh from a contemporary makeover in time for the winter ski and holiday season. The Corvatsch Suite swapped its traditional trappings for a more modern look. Overseen by local architect Rolf Som and interior designer Pierre-Yves Rochon, the nearly 2,000 sq ft suite enjoys outdoor views of St. Moritz from its top-floor terrace. Sheepskin armchairs, new art and photography pieces, and Swiss stone pine complete the new, Alpine-chic ambiance.
+
+Dubai is the home of the 100th hotel for the Delta Hotels by Marriott brand. Within the gated investment park, the new Delta Hotels by Marriott, Dubai Investment Park will have an outdoor pool, spa and grab & go dining option. It will also have a brand hallmark, the all-hours Delta Pantry, which is meant to feel like a residential kitchen and available at all hours to Marriott Bonvoy elite status members and premium room guests.
+
+One of the world’s largest economy hotel brands, Super 8 by Wyndham is adding a new candle collection for the holidays, dubbed “Scents of the Open Road!” This limited edition collection of candles retails for $19.74, which pays homage to the company’s founding year (1974). It’s not just the fragrance that may lure buyers since a select number of candle sets will include a voucher valid for 30,000 Wyndham Rewards points, which is enough for as many as four free nights at a Super 8 by Wyndham. Among the scents are candles named “Snack Time” (with the aroma of a favorite road trip snack, smoky and savory beef jerky) and the coffee-scented “Morning Jolt.” When the candles first launched, they initially sold out, but the brand is relaunching them later this month.
+
+According to the hotel, these popular desserts may make a comeback. The Jimmy Choo partnership involved the luxury property’s pastry chef developing these beautiful purse and design product-inspired desserts inspired by the fashion house’s latest collection. Pretty enough not to eat, the sweet handbags and pastries were a hit with locals. The hotel is taking a pause for the holidays, but may bring it back in the future. On the menu were a pavlova, eclair and sphere dessert emphasizing the hero “candy pink and Gold” color of the collection.
+
+Fresh from $80 worth of renovations, JW Marriott Phoenix Desert Ridge Resort & Spa has debuted its new lobby, a new signature restaurant and completely refreshed guest rooms. To celebrate, it’s offering an over-the-top 20th Anniversary Package for $20,000. The hefty price tag includes four nights in the Presidential Suite, a sunrise hot air balloon ride and champagne breakfast, access for two to the Griffin Club lounge, a private cooking class and dinner with “Top Chef” alum and executive chef Angelo Sosa, two spa treatments per person and a day trip to the Grand Canyon.","{'positive': 0.15413809, 'negative': 0.009887325, 'neutral': 0.8359746}","Many offered money-saving deals for hotel stays or cruise vacations while others are getting more creative with how they appeal to travelers. The art and design-focused property is taking the step as part of its larger efforts to be more sustainable while inviting guests to discover more of the area’s art and design through a partnership with the Museum of Contemporary Art Bangkok. Guests can explore free exhibits during their stay or peruse the regional design pieces in hallways, public areas and guest rooms elsewhere. It will also have a brand hallmark, the all-hours Delta Pantry, which is meant to feel like a residential kitchen and available at all hours to Marriott Bonvoy elite status members and premium room guests.","Hotel news from around the world this winter includes properties partnering with fashion designers, switching to more eco-friendly alternatives and even launching do-it-yourself design platforms. Here are nine places worth exploring this winter to discover a new type of hotel stay.",MAR,Services,Hotels & Lodging,Marriott Intl A,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7792233218400453, 'Climate Change Adaptation': 0.7818356732249911, 'Energy Management': 0.7873542552436824, 'Ecological Impacts': 0.789953689568706, 'Labour Practices': 0.7661270120469774}",0.78995369,Promod,Major focus,Minor focus,Positive,"Water Management, Energy Management, Ecological Impacts",Minor focus,Minor focus,Positive,2022-10-06T09:40:18+00:00,https://www.businessinsider.com/sorry-investors-elon-musk-has-lost-his-midas-touch-twitter-2022-10,"[{'name': 'severe weather events', 'weight': 0.065073416}, {'name': 'other Amazon products', 'weight': 0.063588604}, {'name': 'city rules', 'weight': 0.063125156}, {'name': 'severe weather', 'weight': 0.05689519}, {'name': 'other things', 'weight': 0.056280386}, {'name': 'Amazon devices', 'weight': 0.05314185}, {'name': 'Twitter', 'weight': 0.05125803}, {'name': 'senior correspondent Linette Lopez', 'weight': 0.049728155}, {'name': 'Amazon employees', 'weight': 0.049502525}, {'name': 'Insider', 'weight': 0.04719729}]",[{'name': 'Tech'}],"[{'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 8}, {'data': 'Linette Lopez', 'type': 'PERSON', 'mentions': 3}, {'data': 'Peiter ""Mudge"" Zatko', 'type': 'PERSON', 'mentions': 1}, {'data': 'Javier Ortega-Araiza', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Cuban', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jordan Parker Erb', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hallam Bullock', 'type': 'PERSON', 'mentions': 1}, {'data': 'Midas', 'type': 'ORG', 'mentions': 2}, {'data': 'Insider', 'type': 'ORG', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 4}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Hulu', 'type': 'ORG', 'mentions': 4}, {'data': 'Disney', 'type': 'ORG', 'mentions': 1}, {'data': 'Comcast', 'type': 'ORG', 'mentions': 1}, {'data': 'Reef', 'type': 'ORG', 'mentions': 1}, {'data': 'SoftBank', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Vista Equity Partners', 'type': 'ORG', 'mentions': 1}, {'data': 'Compass', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'BoxWorks', 'type': 'ORG', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Staten Island', 'type': 'GPE', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'Prime Early Access Sale', 'type': 'EVENT', 'mentions': 1}, {'data': 'The GeekWire Summit', 'type': 'EVENT', 'mentions': 1}, {'data': 'Echo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Kindles', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Pixel', 'type': 'PRODUCT', 'mentions': 1}, {'data': '10 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': 'The Refresh from Insider', 'type': 'WORK_OF_ART', 'mentions': 1}]","Happy Friday Eve, readers. We've got a lot to cover today, so even though I have loads to say about the cultural cornerstone that is Fat Bear Week, we better get straight to the news.
+
+Today, senior correspondent Linette Lopez has an analysis on Elon Musk, and why he may be woefully behind the curve.
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+1. Has Elon Musk lost his Midas touch? Elon Musk built his fortune on being first, senior correspondent Linette Lopez writes. He was early to see the potential of mass-producing electric cars and reusable rockets. But his big bets with Twitter and Tesla are behind the curve — and they could blow up in his face.
+• The first of these poorly timed bets, Linette writes, is Twitter. During the pandemic, tech stocks — including social-media companies — were flying high. Since then, the stock market has gotten smashed, and social-media stocks have been some of the hardest hit.
+• Musk's second behind-the-times bet is the Chinese consumer. Musk needs a healthy Chinese market to validate Tesla's big investment in the country, but given a weak consumer sentiment and a slowing economy, it may not be there for him.
+• This will be his companies' first attempt at surviving a stock-market collapse and a global economic downturn. These kinds of economic conditions rock even the most stable companies, and neither Tesla — which just started making money last year — nor Twitter has ever been that.
+
+Plus, staying with Musk, a judge thinks it's possible that Twitter whistleblower Peiter ""Mudge"" Zatko emailed Musk's attorney to ask for a job, months before he came forward with his claims against the social media company. We've got the details here.
+
+2. Analysis: Apple's innovation hasn't just slowed, it's plateaued. At the company's latest product launch event, Apple showed off a slate of products with just small changes that are basically just checklist items disguised as features. Why boring is what's new at Apple.
+
+3. Insiders describe confusion and frustration about Hulu's future. With the CEOs of Disney and Comcast publicly sparring over Hulu, some industry insiders have begun wondering how soon Hulu's joint ownership could resolve, and what the streamer will become. A look at the fear over Hulu's future.
+
+4. The percentage of electric-vehicle owners in the US who switch back to gas is shrinking. New data shows that between 2021 and 2022, the share of EV owners who went back to gas cars decreased by around 17%. Why people are sticking with EVs.
+
+5. A leaked video shows ghost-kitchen startup Reef's CEO telling workers to report issues that might run afoul of city rules. Last week, the CEO urged workers to internally report conduct that might violate health and permitting rules. His remarks came after Insider reported new trailer shutdowns and violations at the SoftBank-backed startup. Read more of his comments.
+
+6. Amazon employees refused to work after a fire broke out in a warehouse. The company suspended them. After a fire broke out in a Staten Island warehouse, Amazon suspended more than 50 employees who refused to work due to safety concerns. What we know so far.
+
+7. Vista Equity Partners is exploring a deal to take Compass private. Real-estate brokerage Compass' market capitalization plunged more than 85% since its IPO in 2021. Now, the private-equity firm behind it is considering a deal to take it private. Read our exclusive report here.
+
+8. This writer spent a year living and working without a phone — and says it radically improved his life. Like many of us, Javier Ortega-Araiza found himself addicted to his phone, so he tried a two-week experiment without it. After extending the experiment by another year, he found he'd become a better communicator, among other things. Here are five other lessons he learned without a phone.
+
+9. We rounded up the best deals on Amazon devices ahead of its Prime Early Access Sale. The members-only shopping event begins October 11, and we're expecting to see the lowest prices of the year on Echo devices and big discounts on Kindles and other Amazon products. See the biggest deals we've found so far.
+
+10. A new iPhone feature can warn you when severe weather is about to hit. The iPhone's default weather app can now proactively warn you whenever severe weather events — hurricanes, floods, tornados, and more — are about to hit your area. Here's how to turn it on.
+• Google will debut its latest devices, including the Pixel smartphone, at the Made by Google event at 10 a.m. ET.
+• The GeekWire Summit returns to Seattle today and tomorrow.
+• Mark Cuban and others are set to speak at BoxWorks 2022.
+
+Keep updated with the latest tech news throughout your day by checking out The Refresh from Insider, a dynamic audio news brief from the Insider newsroom. Listen here.
+
+Curated by Jordan Parker Erb in New York. (Feedback or tips? Email jerb@insider.com or tweet @jordanparkererb.) Edited by Hallam Bullock (tweet @hallam_bullock) in London.",7f4bad1edbfa488ea47f892b853e0ba0,Elon Musk may have lost his Midas touch,4,,,,
+9644,"BlackRock’s Fink Says ESG Narrative Has Become Ugly, Personal - (Bloomberg) -- BlackRock Inc. Chief Executive Officer Larry Fink said the narrative around ESG investing has become ugly and is creating “huge polarization.”
+• None China’s Population Shrinks for First Time Since 1960s in Seismic Shift
+
+“I’m taking this very seriously,” Fink said in an interview with Bloomberg TV at the World Economic Forum in Davos. “We are trying to address the misconceptions. It’s hard because it’s not business any more, they’re doing it in a personal way. And for the first time in my professional career, attacks are now personal. They’re trying to demonize the issues.”
+
+Fink, 70, has been outspoken about investing with environmental, social and governance goals, making it a focal point in his annual letters to the industry. The firm has become a political punching bag from forces on both ends of the spectrum, with some on the right alleging its policies harm the fossil-fuel industry and others on the left arguing it’s not doing enough to respond to climate change.
+
+To manage the fallout, the giant asset manager poured record sums into US political campaigns last year, mounted an advertising campaign to explain its business managing money for retirees and brought on additional lobbyists in Texas and Washington.
+
+“We are doing everything we can to change the narrative,” he said, adding that he plans to write a letter to business leaders this quarter that will focus on the “concept of hope.”
+
+BlackRock’s assets under management, which had crossed the $10 trillion threshold at the end of 2021, stood at $8.59 trillion at the end of December despite inflows into its funds during the fourth quarter.
+• None Airlines Resurrect Ancient Jumbo Jets to Meet First- and Business-Class Demand
+• None What We Got Right and Wrong About 2022
+• None Starbucks’s New CEO Has Tall Orders to Fill
+• None Housing Pain to Continue Until Economy Slows and Prices Fall","{'positive': 0.056293875, 'negative': 0.26543546, 'neutral': 0.6782707}","BlackRock’s Fink Says ESG Narrative Has Become Ugly, Personal.
+
+ It’s hard because it’s not business any more, they’re doing it in a personal way. The firm has become a political punching bag from forces on both ends of the spectrum, with some on the right alleging its policies harm the fossil-fuel industry and others on the left arguing it’s not doing enough to respond to climate change.
+
+To manage the fallout, the giant asset manager poured record sums into US political campaigns last year, mounted an advertising campaign to explain its business managing money for retirees and brought on additional lobbyists in Texas and Washington.
+
+“We are doing everything we can to change the narrative,” he said, adding that he plans to write a letter to business leaders this quarter that will focus on the “concept of hope.”
+
+BlackRock’s assets under management, which had crossed the $10 trillion threshold at the end of 2021, stood at $8.59 trillion at the end of December despite inflows into its funds during the fourth quarter.
+• None Airlines Resurrect Ancient Jumbo Jets to Meet First- and Business-Class Demand
+• None What We Got Right and Wrong About 2022
+• None Starbucks’s New CEO Has Tall Orders to Fill
+• None Housing Pain to Continue Until Economy Slows and Prices Fall","(Bloomberg) -- BlackRock Inc. Chief Executive Officer Larry Fink said the narrative around ESG investing has become ugly and is creating “huge polarization.”Most Read from BloombergChina’s Population Shrinks for First Time Since 1960s in Seismic ShiftChief Executives, Economists Brace for Recession as Davos BeginsEuropean Stocks Rise as US Futures Signal Caution: Markets WrapItaly’s Most-Wanted Mafia Boss Arrested After 30 YearsMicrosoft to Add ChatGPT to Azure Cloud Services ‘Soon’“I’m taking t",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7640478772032678, 'Employee Diversity & Inclusion': 0.7883734892144331, 'Business Ethics': 0.7503310268775091, 'Factors in Investment Management & Advisory': 0.8021991116819644, 'Transparent Information & Fair Advice for Customers': 0.7441376892517132}",0.8021991116819644,Promod,Major focus,Major focus,Negative,"Financed Emissions, Employee Diversity & Inclusion, Business Ethics, Factors in Investment Management & Advisory, Transparent Information & Fair Advice for Customers",Major focus,Major focus,Negative,2022-09-15T19:51:55+00:00,https://www.newsweek.com/christians-demand-donald-trumps-truth-social-removed-apple-1743425,"[{'name': 'Truth Social', 'weight': 0.08764731}, {'name': 'similar apps', 'weight': 0.08119601}, {'name': 'Google Play', 'weight': 0.07318194}, {'name': 'Faithful America', 'weight': 0.07079045}, {'name': 'Apple', 'weight': 0.06830264}, {'name': 'former President Donald Trumps Truth Social app', 'weight': 0.06775364}, {'name': 'Google', 'weight': 0.06735754}, {'name': 'Apple CEO Tim Cook', 'weight': 0.06692331}, {'name': 'Karli Wallace Thompson', 'weight': 0.06674167}, {'name': 'armed violence', 'weight': 0.063179}]",[{'name': 'Politics'}],"[{'data': 'Christians', 'type': 'NORP', 'mentions': 5}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 3}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'Karli Wallace Thompson', 'type': 'PERSON', 'mentions': 3}, {'data': 'Truth Social', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'Parler', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 11}, {'data': 'App Store', 'type': 'ORG', 'mentions': 2}, {'data': 'Faithful America', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Newsweek', 'type': 'ORG', 'mentions': 4}, {'data': 'Truth Social', 'type': 'ORG', 'mentions': 4}, {'data': 'the Center for Employment Justice', 'type': 'ORG', 'mentions': 1}, {'data': 'Citizens for Responsibility and Ethics', 'type': 'ORG', 'mentions': 1}, {'data': 'FBI', 'type': 'ORG', 'mentions': 3}, {'data': 'Cincinnati', 'type': 'GPE', 'mentions': 1}, {'data': 'the U.S. Capitol', 'type': 'FAC', 'mentions': 2}]","Thousands of Christians are chiming in to demand Apple remove former President Donald Trump's Truth Social app from its App Store.
+
+Faithful America, an online grassroots Christian organization, launched the petition shortly after Google announced it removed the app from the Google Play store. Nearly 15,000 Christians have signed the petition. According to a press release from Faithful America, Apple is the largest distributor of the app. The petition denounced violent threats posted on Truth Social, as well as ""anti-democracy lies"" and ""Christian nationalism.""
+
+The petition addressed Apple CEO Tim Cook and urged him to follow Google's lead in banning the app.
+
+""Truth Social was created to circumvent Twitter's rules against inciting violence, and there is ample evidence that its moderators frequently allow threats of violence against entities they deem enemies of Donald Trump,"" the petition said. ""Apple has an obligation to its customers and to society to do its part to stop the spread of hateful threats and harmful actions. By promoting Truth Social, Apple is making it easier for those who seek to commit right-wing violence to organize and encourage one another. For the sake of the common good, please remove Truth Social from your App Store immediately.""
+
+Newsweek reported that Google removed Truth Social from its store after warning the media platform that it violated Google's policies. Truth Social issued a statement that said it was ""building a vibrant, family-friendly environment that works expeditiously to remove content that violates its Terms of Service.""
+
+Following the removal from the Play Store, several individuals and organizations have encouraged Apple to take similar steps, including lawyers and various advocacy groups, such as the Center for Employment Justice and Citizens for Responsibility and Ethics.
+
+""Apple spends millions of marketing dollars positioning itself as the global leader in user privacy and security, insisting that the safety of its customers is its highest priority,"" said Karli Wallace Thompson, campaigner for Faithful America, in a press release. ""But a company cannot boast of its commitment to the common good while at the same time knowingly permitting the open incitement of armed violence to spread on its platform.""
+
+Newsweek reported that Truth Social allowed threatening posts against the FBI allegedly from a gunman who attacked the FBI field office in Cincinnati. According to the Faithful America petition, the Truth Social post from the gunman wasn't deleted until after he attacked the FBI office.
+
+Thompson accused similar apps, such as Parler, of creating a space for people to plan and coordinate extreme attacks, such as the 2021 insurrection on the U.S. Capitol.
+
+""We don't need to speculate about what can happen when an app with a large user base of extremists is allowed to spread without oversight because we've already witnessed it,"" Thompson said. ""Apple imposed a ban on that [Parler] only after the attack on the Capitol. Whether or not they have learned from that mistake remains to be seen.""
+
+When reached for comment, Faithful America told Newsweek that it had not received a response from Apple.
+
+Newsweek also reached out to Truth Social and to Apple for comment.",6383fcd9ccdd4b839793a60c5e61ab60,Over 14K Christians Demand Trump's Truth Social Be Removed by Apple,4,,,,
+16269,"Global Organizations Must Continue to Make Strides in Boardroom Diversity - The Women Corporate Directors hosted its Global Institute & Visionary Awards. During the two-day conference, the event hosted various sessions spanning multiple topics, including today’s environment, technology, innovation, and challenges that current boards face.
+
+During the panel discussions, keynote sessions, and fireside chats, attendees had the opportunity to hear and engage with worldwide business leaders. The common theme among all Thursday’s sessions was: What are the next steps for boards, and what does the future look like?
+
+Speakers shared insight on what steps boards should take while facing inflation, attempting to retain talent, recent innovations in AI, and more. Attendees were able to take away insight into what boards should do soon, including:
+• Most Boards are Facing Similar Issues: Problems such as supply chain constraints, the post-pandemic era, and inflation continue to impact boards.
+• Technology is Here to Stay : Boards need to adapt to technological changes, including AI, Chat GPT, and more. AI tools are becoming more important daily; businesses are hiring for AI-specific roles.
+• Boards Need a Vision During Transformative Times: Boards should reconsider traditional strategies and focus on practices that focus on the board’s vision.
+• Know Expectations of Today’s Workforce : Building trusted relationships with stakeholders, adapting to remote work preferences, and maintaining consistent communication.
+• Optimizing New Tech: Most of the workforce is working with technology in at least some capacity and spans multiple industries, including healthcare. Boards should think critically about the use cases for technology, how it can be applied to their business, and how it can generate value.
+• Engaging the Workforce: Offering flexible working helps attract and retain talent; directors must know that one size does not fit all.
+
+The event also hosted the Visionary Awards, an evening recognizing companies or individuals exhibiting exceptional corporate commitment to gender diversity in the C-suite or board room. At the award ceremony, the honorees all mentioned a common sentiment – global organizations must continue to make strides in boardroom diversity.
+
+Winners were selected by the WCD Visionary Awards Selection Committee, a group of 14 members representing all regions of the world, based on the commitment and ongoing efforts of the awardees in their areas of recognition.
+
+Among the companies and individuals that have shown exceptional corporate commitment to diversity, inclusion, and women’s leadership, the following stand out:
+• None WCD Visionary Award for Leadership and Governance of a Public Company: Presented to LIXIL Group.
+• None WCD Visionary Award for Leadership and Governance of a Private Company: Presented to Midmark Corporation.
+
+KPMG was a key sponsor. In addition, Karen Mitchell Curran, Office Managing Partner, KPMG LLP, and Lead Director, Women Corporate Directors Foundation indicated that members who participated in the two-day event found great value in being together with their peers from around the world and sharing leading practices to strengthen corporate governance,” said.
+
+KPMG LLP is the Presenting Sponsor of the 2023 Global Institute. Globant, Aquafil, LIXIL, and Midmark are also 2023 Global Institute and Visionary Award sponsors. WCD’s annual sponsors are KPMG, Spencer Stuart, Pearl Meyer, Edelman Smithfield, Vinson and Elkins, S&P Global, Equilar, Davis Polk, and IFC.","{'positive': 0.12191325, 'negative': 0.014781632, 'neutral': 0.8633051}","The Women Corporate Directors hosted its Global Institute & Visionary Awards, which held two-day conference on Thursday. Speakers shared insight on what boards should take while facing inflation, attempting to retain talent, recent innovations in AI, and more. Attendees were able to take away insight into what boards need to do soon, including: Facing supply chain constraints, the post-pandemic era, and inflation continue to impact boards. The event also hosted the Visionary Award for Leadership and Governance of a Private Company, and was selected by the WCD Visionary awards Selection Committee. The honorees all mentioned a common sentiment that global organizations must continue to make strides in boardroom diversity. KPMG LLP and Midmark Corporation are the Presenting Sponsor of the 2023 Global Institute.","The Women Corporate Directors hosted its Global Institute & Visionary Awards. During the two-day conference, the event hosted various sessions spanning multiple topics, including today’s environment, technology, innovation, and challenges that current boards face. During the panel discussions, keynote sessions, and fireside chats, attendees had the opportunity to hear and engage with worldwide business leaders. […]",SPGI,Services,Professional & Commercial Services,S&P Global Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider’s security measures, which could result in reputational damage and adversely impact an entity’s ability to attract and retain clients. '}","{'Professional Integrity': 0.7479966637958962, 'Workforce Diversity & Engagement': 0.7907447507683031, 'Data Security': 0.7465945595723295}",0.7907447507683031,Promod,Major focus,Minor focus,Positive,Workforce Diversity & Engagement,Major focus,Minor focus,Positive,2022-11-03T12:00:12-04:00,https://www.theverge.com/2022/11/3/23438722/steam-on-chromebook-beta-release-gaming-chrome-os,"[{'name': 'Framework Laptop Chromebook Edition', 'weight': 0.10204794}, {'name': 'Compatible games', 'weight': 0.10156081}, {'name': 'more Windows games', 'weight': 0.09753732}, {'name': 'Civilization V.', 'weight': 0.09682528}, {'name': '12th Gen Intel CPUs', 'weight': 0.09625123}, {'name': 'Steam Play', 'weight': 0.09087501}, {'name': 'Steam support', 'weight': 0.08756146}, {'name': 'additional titles', 'weight': 0.084007934}, {'name': 'Chromebook Flip CX9', 'weight': 0.083649494}, {'name': 'Steam Deck', 'weight': 0.08303431}]",[{'name': 'Tech'}],"[{'data': 'Chrome OS 108', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Ryzen 5000', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Steam Deck', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Chromium', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Proton', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Steam Play', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Spin 713', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Flip CX9', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Dragonfly', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Framework Laptop Chromebook Edition', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'AMD', 'type': 'ORG', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'Valve', 'type': 'ORG', 'mentions': 1}, {'data': 'Steam', 'type': 'ORG', 'mentions': 1}, {'data': 'Acer', 'type': 'ORG', 'mentions': 1}, {'data': 'Asus', 'type': 'ORG', 'mentions': 1}, {'data': 'HP', 'type': 'ORG', 'mentions': 1}, {'data': 'The Witcher 3: Wild Hunt', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Portal 2', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Hades', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Disco Elysium', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Civilization V.', 'type': 'WORK_OF_ART', 'mentions': 1}]","Steam on Chromebook has entered beta with the release of Chrome OS 108. Google also announced Steam support for Chromebooks with AMD Ryzen 5000 C-Series processors as well as 12th Gen Intel CPUs.
+
+As with Steam Deck, the program will make use of Valve’s Proton layer to make more Windows games compatible. “Chrome OS will typically run the Linux version of a game if it exists,” according to Google’s Chromium blog — additional titles will run via Proton.
+
+Chromebook owners interested in using Steam can find setup instructions on Google’s Chromium blog. For titles that leverage Proton, you’ll need to enable Steam Play, which can be done in the Steam client.
+
+Some 20 Chromebook models have been confirmed to be compatible with the beta release, including Acer’s flagship Spin 713 and Spin 714, Asus’ Chromebook Flip CX9, HP’s business-oriented Dragonfly Chromebook, and the modular Framework Laptop Chromebook Edition. Compatible games will include The Witcher 3: Wild Hunt, Portal 2, Hades, Disco Elysium, and Civilization V.",252fb845723b488cb9983fb317c6e0d5,Steam on Chromebook enters beta,4,,,,
+21280,"Russian service sector activity expands for first time since Sept - MOSCOW, March 3 (Reuters) - Russia's service sector returned to growth for the first time in five months in February, a business survey showed on Friday, as client demand and new business increased, boosting firms' optimism for the year ahead.
+
+The S&P Global Purchasing Managers' Index (PMI) for Russian services posted 53.1 for February, climbing from 48.7 a month earlier and moving above the 50-mark which separates expansion from contraction.
+
+The sector has been under intense pressure since Russia sent tens of thousands of troops into Ukraine last February in what it calls a ""special military operation"", but is now showing signs of improvement.
+
+""The rise in business activity was linked to stronger client demand, the acquisition of new customers and greater interest from clients amid reduced uncertainty,"" S&P Global said in a statement.
+
+""The increase in output was the first since September 2022, with the rate of expansion the second-fastest since July 2021.""
+
+A controversial mobilisation drive announced last September, which saw more than 300,000 Russian men drafted to the armed forces and hundreds of thousands flee abroad to avoid being conscripted, has sapped domestic consumer confidence and hampered the struggling services sector in recent months.
+
+But buoyed by February's uptick in client demand, firms also resumed hiring, with employment expanding for the first time since last July, albeit only at a fractional pace, S&P Global said.
+
+Input prices rose at their slowest pace since August, easing cost pressures, which contributed to the highest level of positive sentiment since July.
+
+""Optimism generally stemmed from the development of new services lines, the acquisition of new customers and hopes for further upticks in client demand,"" S&P Global said.
+
+A sister survey on Wednesday showed that activity across Russia's manufacturing sector expanded at its fastest rate in six years in February, driven by upticks in production and new sales, while higher input costs added to inflationary pressures.","{'positive': 0.90185153, 'negative': 0.08110612, 'neutral': 0.017042324}","A business survey showed that Russia's service sector returned to growth for the first time in five months in February, with client demand and new business increasing. The S&P Global Purchasing Managers' Index (PMI) for Russian services posted 53.1 for February, climbing from 48.7 a month earlier and moving above the 50-mark which separates expansion from contraction. The sector has been under intense pressure since Russia sent tens of thousands of troops into Ukraine last February in what it calls a ""special military operation"". However, buoyed by February's uptick in client demand, firms also resumed hiring, with employment expanding for theFirst time since last July. A sister survey on Wednesday showed that activity across Russia's manufacturing sector expanded at its fastest rate in six years in February. Input prices rose at their slowest pace since August, easing cost pressures, which contributed to the highest level of positive sentiment since July.","Russia's service sector returned to growth for the first time in five months in February, a business survey showed on Friday, as client demand and new business increased, boosting firms' optimism for the year ahead.",SPGI,Services,Professional & Commercial Services,S&P Global Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider‚Äôs security measures, which could result in reputational damage and adversely impact an entity‚Äôs ability to attract and retain clients. '}","{'Professional Integrity': 0.7417692058045249, 'Workforce Diversity & Engagement': 0.7655897574291713, 'Data Security': 0.784215196222245}",0.784215196,Promod,Minor focus,No focus,Neutral,,No focus,,,2022-10-11T23:30:24+00:00,https://www.cnbc.com/2022/10/12/-this-stock-is-a-better-bet-than-even-us-treasurys-fund-manager-says.html,"[{'name': 'other growth stocks', 'weight': 0.08290356}, {'name': 'fortress balance sheets', 'weight': 0.08286231}, {'name': 'U.S. Treasurys', 'weight': 0.07806024}, {'name': 'Tech stocks', 'weight': 0.077301025}, {'name': 'Griffin', 'weight': 0.07174399}, {'name': 'Nick Griffin', 'weight': 0.06982842}, {'name': 'U.S.', 'weight': 0.06450978}, {'name': 'rising yields', 'weight': 0.06321042}, {'name': 'Monday', 'weight': 0.062858}, {'name': 'FactSet data', 'weight': 0.061931133}]",[{'name': 'Finance'}],"[{'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Treasurys', 'type': 'ORG', 'mentions': 5}, {'data': 'Munro Partners', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 6}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Griffin', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Fortress', 'type': 'ORG', 'mentions': 1}, {'data': 'Nick Griffin', 'type': 'PERSON', 'mentions': 3}, {'data': 'Teams', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Street Signs Asia', 'type': 'WORK_OF_ART', 'mentions': 1}]","Nick Griffin, chief investment officer at Munro Partners, is so bullish on one stock, he says it's a better bet than U.S. Treasurys. The company is Microsoft , which he said has a ""really long runway"" ahead. ""Microsoft is obviously … very resilient and it's probably the last thing any business is going to turn off,"" said Griffin, whose firm has $4.8 billion in assets under management. ""It has pricing power with things like Microsoft Teams, and they still haven't actually charged you fully yet. And it has protection on the cost side because it doesn't have input costs as a software company,"" he told CNBC's ""Street Signs Asia"" Monday. All of these factors, he said, will lead to double-digit earnings-per-share growth for Microsoft for ""at least"" the next five years. ""It's cheaper than a U.S. Treasury. It grows faster than the U.S. Treasury, and it's probably got a better balance sheet than the U.S. Treasury. So from our point of view, it's a fairly safe place to [put your] cash,"" Griffin. Short-term U.S. Treasurys have surged in popularity among investors of late amid rising yields. Griffin's Munro Global Growth Fund has outperformed the S & P 500 this year, although it was down around 15% as of Oct. 7. The S & P 500 saw a roughly 23% tumble over the same period. The fund, much like the S & P 500, is heavily weighted toward tech. Its top holdings include Microsoft, Alphabet , Amazon and other growth stocks. Tech stocks have taken a beating this year as investors fled the growth part of the market amid volatility. Microsoft hasn't escaped, and is down over 30% year-to-date. Still, analysts have struck an optimistic tone on the stock recently . Some 90% of analysts covering the company give it a buy rating, and an average price target of $321.97 — or 40% upside — according to FactSet data. It comes as some on Wall Street turn bullish on certain corners of the tech sector , despite the Nasdaq closing at its lowest level in two years on Monday. 'Fortress' balance sheets Griffin's current investing strategy includes the owning large-cap stocks with ""fortress balance sheets."" ""Longer term, we know that these companies are positioned to benefit from some of the most significant structural changes occurring in the world and hence remain confident that these companies can grow earnings through the current uncertainties,"" he said. He named Alphabet as one example of a ""fairly safe"" investment with an ""incredibly strong"" balance sheet, adding that markets had underestimated its fast-growing cloud business. Munro Partners has, however, reduced overall exposure to equities in the third quarter, from an average of 60% to 40%. ""Thanks to gains on short selling, hedging and currencies the Fund was up roughly 3% for the quarter and up 1.5% for September,"" Griffin added.",69fe2a376882486682e261e192f655c7,"This stock is a better bet than even U.S. Treasurys, fund manager says",4,,,,
+75924,"Hasbro Puts Newly Acquired TV Brand Entertainment One (eOne) Back Up For Sale - • The goal was to create its own programming based on its intellectual property, much like Disney.
+• Hasbro realized it was more cost-effective to outsource the content creation as opposed to owning a media company, so it’s now selling eOne.
+
+Hasbro was intrigued with the idea of creating programming based on the toys it develops and purchased the media company eOne in 2019. Fast forward to today, and the toymaker has announced its plans to sell off eOne in a stunning reversal.
+
+Here is why Hasbro purchased eOne in the first place and what it hopes to achieve by selling off the asset.
+
+Entertainment One, more commonly known as eOne, is a media company that produces content for television, film, and family brands. It creates content in the comedy, drama, factual, and unscripted categories.
+
+The company is capable of scripting, development, and production.
+
+Beyond that, it features development studies in the U.S., Canada, South America, the U.K., Australia, and China.
+
+eOne has been involved in the creation and production of many notable titles. Its family brands division owns Peppa Pig, My Little Pony, Power Rangers, Ricky Zoom, PJ Masks, and Transformers, along with other popular children's animation brands.
+
+In December 2019, then-president Brian Goldner decided to purchase Canadian-based eOne for approximately $4 billion. At the time, eOne owned Peppa Pig and other intellectual properties geared toward young viewers.
+
+The act of buying eOne gave Hasbro the ability to own as well as control the production of its own programming and link it to the production of physical merchandise.
+
+Goldner felt that Hasbro needed to be in a better position to offer content to streaming services. Buying eOne gave Hasbro access to a new range of children's entertainment intellectual properties it didn't previously own.
+
+The purchase of eOne included the eOne Music division that owned the music catalogs of Death Row Records, Dualtone Records, and titles from the Lumineers, RZA, Chuck Berry, and more.
+
+However, Hasbro later sold the music division for $385 million to entities owned and controlled by Blackstone.
+
+Hasbro quickly regretted the purchase of eOne, discovering that it most likely overpaid. A proxy battle with activist investor Alta Fox didn't help the situation, as Alta Fox was trying to get Hasbro to sell off its games division.
+
+The passing of CEO Brian Goldner in October 2021 also played a role in the current CEO's decision to explore the sale of eOne.
+
+Analysts felt that eOne's media offerings were not a total fit for Hasbro and that selling eOne would help the toymaker focus on improving its current intellectual property and product lines.
+
+One investor, Fred DiSanto, stated in a letter to Hasbro's leadership that the company ""does not need to own eOne in order to bring Dungeons & Dragons to the big screen,"" essentially stating that Hasbro could have easily contracted the work to a studio like eOne for less money instead of paying an exorbitant price to own a media production company.
+
+It could be true that, at some point, it would be less expensive to own the studio outright. However, this point would only be reached if the company could scale its production business. A company like Disney has hundreds of properties to create content for, where Hasbro has limited options.
+
+On October 17, 2022, Hasbro announced its plans to sell eOne but retain the rights to Peppa Pig and possibly others. It intends to retain its family content division but enter into production deals with established studios and production companies to create content for its various intellectual properties.
+
+This move was applauded by Wall Street because it allowed the toy maker to focus more closely on its current offerings and trim them down to a manageable size.
+
+However, on October 14, 2022, Bank of America's analysts stated that Hasbro was ""destroying the long-term value of its Magic: The Gathering property by selling too many collectible cards.""
+
+This statement resulted in a sell-off by investors and caused a steep decline in Hasbro's stock value. The decision to dilute the Magic card game with excess cards only disrupted the sales of card packs and devalued existing cards.
+
+It remains to be seen if Hasbro's management team will pull back from this decision or apply similar strategies to its other intellectual properties in an attempt to generate short-term profits while risking their stability.
+
+Ultimately, it's too soon to tell what Hasbro's next move will be, as Hasbro is facing a weak holiday season and relying on discounts to move merchandise, as are major retailers in general.
+
+Overall, Hasbro plans to have three brands worth $1 billion by 2027 and expand its licensing business in the near future. It expects an annual growth rate in the mid-single digits and revenue of $8.5 billion by 2027.
+
+Selling eOne makes sense for Hasbro since it will be more cost-effective to outsource production. The real question that remains is how much money Hasbro will recoup in the sale of eOne.
+
+If you are considering investing in Hasbro but are on the fence, Q.ai can help. Q.ai takes the guesswork out of investing.
+
+Our artificial intelligence scours the markets for the best investments for all manner of risk tolerances and economic situations. Then, it bundles them up in handy Investment Kits that make investing simple and – dare we say it – fun.
+
+Best of all, you can activate Portfolio Protection at any time to protect your gains and reduce your losses, no matter what industry you invest in.
+
+Download Q.ai today for access to AI-powered investment strategies. When you deposit $100, we’ll add an additional $100 to your account.","{'positive': 0.122989945, 'negative': 0.017680239, 'neutral': 0.85932976}","Hasbro Puts Newly Acquired TV Brand Entertainment One (eOne) Back Up For Sale. At the time, eOne owned Peppa Pig and other intellectual properties geared toward young viewers. 
+
+The purchase of eOne included the eOne Music division that owned the music catalogs of Death Row Records, Dualtone Records, and titles from the Lumineers, RZA, Chuck Berry, and more. The decision to dilute the Magic card game with excess cards only disrupted the sales of card packs and devalued existing cards.","Hasbro purchased eOne to develop programming related to its toys, but it has decided to change course and sell the company. Here‚Äôs why.",HAS,Consumer Goods,Toys & Sporting Goods,Hasbro Inc,"{'Chemical & Safety Hazards of Products': 'Consumers and regulators expect the Toys & Sporting Goods industry to ensure that its products are safe and do not cause harm. The presence of certain chemicals in products‚Äîwhich can be introduced by design or as a result of poor oversight over supply chains‚Äîcan have chronic impacts on child development and health. Faulty or poorly designed products can also create choking, fire, or other hazards, which can result in injury or death. The Toys & Sporting Goods industry is subject to regulation over the safety of its products. The toys segment in particular is highly regulated to protect children, and evolving science on the safety of certain chemicals will likely lead to additional restrictions. Failure to create products that are safe for consumers may provoke new regulatory oversight and affect an entity‚Äôs social license to operate. Furthermore, improper product safety testing or evaluation can lead to costly recalls, litigation, or reputational damage that can affect sales. Toys and sporting goods entities that work at both the design and manufacturing phases tomanage the use of certain chemicals while eliminating others can better mitigate risks associated with chemical safety.', 'Labour Conditions in the Supply Chain': 'The treatment of workers and labour conditions in the industry‚Äôs manufacturing supply chain are of growing concern for consumers, regulators, and entities. Labour issues include worker health and safety standards, compensation, amount of working hours, and risks related to discrimination and forced labour. The industry is exposed to these issues because of itsreliance on third-party manufacturing in emerging markets, where labour standards, labour protection, and regulation enforcement can be weak, and violations are common. Entities also contract with numerous suppliers, adding complexity and challenges with respect to transparency. A failure to manage labour conditions can result in supply disruptions, reputational damage, and increased regulation and enforcement in response to high-profile safety or labour incidents, strikes and work stoppages, and shifts in consumer demand. Toys and sporting goods entities are increasingly engaging with suppliers through audits, partnerships, and increased oversight, allowing them to preempt and react more quickly to labour issues. Entities that effectively manage this issue can protect brand value and reduce their cost of capital.'}","{'Chemical & Safety Hazards of Products': 0.7367702728461782, 'Labour Conditions in the Supply Chain': 0.7404064841521233}",0.7404064841521233,Promod,Minor focus,Major focus,Neutral,,No focus,,,2023-02-18T08:30:15-05:00,https://www.latimes.com/entertainment-arts/business/story/2023-02-18/crazy-nuts-six-wild-revelations-from-the-fox-news-defamation-case-dominion-voter-fraud,"[{'name': 'Fox News', 'weight': 0.09773677}, {'name': 'Fox News executives', 'weight': 0.0959674}, {'name': 'Fox News Media', 'weight': 0.09162829}, {'name': 'Fox News talent', 'weight': 0.091490194}, {'name': 'Fox News hosts', 'weight': 0.09122778}, {'name': 'Fox executives', 'weight': 0.07992279}, {'name': 'former Fox News chief Roger Ailes', 'weight': 0.079074316}, {'name': 'Fox', 'weight': 0.07518636}, {'name': 'Fox Business', 'weight': 0.07370942}, {'name': 'false claims', 'weight': 0.06510658}]","[{'name': 'Business'}, {'name': 'Entertainment'}]","[{'data': 'Fox News', 'type': 'ORG', 'mentions': 24}, {'data': 'Dominion Voting Systems', 'type': 'ORG', 'mentions': 10}, {'data': 'U.S. Supreme Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Smartmatic', 'type': 'ORG', 'mentions': 1}, {'data': 'STRS', 'type': 'ORG', 'mentions': 1}, {'data': 'Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'MyPillow', 'type': 'ORG', 'mentions': 1}, {'data': 'Newsmax', 'type': 'ORG', 'mentions': 1}, {'data': 'Parler', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Delaware', 'type': 'GPE', 'mentions': 1}, {'data': 'Venezuela', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 2}, {'data': 'Dominion', 'type': 'GPE', 'mentions': 1}, {'data': 'Rupert Murdoch’s', 'type': 'PERSON', 'mentions': 3}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 10}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 3}, {'data': 'Sidney Powell', 'type': 'PERSON', 'mentions': 5}, {'data': 'Rudy Giuliani', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gary Schreier', 'type': 'PERSON', 'mentions': 1}, {'data': 'Maria Bartiromo', 'type': 'PERSON', 'mentions': 4}, {'data': 'Jeanine Pirro', 'type': 'PERSON', 'mentions': 1}, {'data': 'David Clark', 'type': 'PERSON', 'mentions': 2}, {'data': 'Roger Ailes', 'type': 'PERSON', 'mentions': 1}, {'data': 'Antonin Scalia', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hugo Chávez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mike Lindell', 'type': 'PERSON', 'mentions': 3}, {'data': 'Suzanne Scott', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lou Dobbs’', 'type': 'PERSON', 'mentions': 5}, {'data': 'Lauren Petterson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jay Wallace', 'type': 'PERSON', 'mentions': 4}, {'data': 'Bret Baier', 'type': 'PERSON', 'mentions': 1}, {'data': 'the 1st Amendment', 'type': 'LAW', 'mentions': 1}, {'data': 'Crazy', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Setting The Record Straight', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 2}, {'data': 'Bohemian Grove', 'type': 'FAC', 'mentions': 1}, {'data': 'Capitol', 'type': 'FAC', 'mentions': 1}, {'data': 'the North Koreans', 'type': 'NORP', 'mentions': 1}]","Having emails and texts revealed in court — and thus available for prying public eyes — is a nightmare for any company. Fox News is living through that horror now after Dominion Voting Systems on Thursday filed a motion for summary judgment against the network, laying out dozens of internal communications that were sent during the months after the 2020 presidential election.
+
+The filing in Delaware court is part of Dominion’s $1.6 billion defamation case that accuses Rupert Murdoch’s network of knowingly promoting former President Trump’s false claims of election fraud, which included a disproved theory that the company manipulated votes to make President Biden the winner.
+
+Fox News has maintained that its coverage of Trump’s claims were newsworthy, despite being false, and therefore protected under the 1st Amendment. In a statement, the network criticized Dominion’s brief — which is based on depositions and discovery for the case — saying the company “mis-characterized the record, cherry-picked quotes stripped of key context, and spilled considerable ink on facts that are irrelevant under black-letter principles of defamation law.” The network is filing its motion in response to Dominion’s allegations on Feb. 27.
+
+Nevertheless, the 169-page brief makes for some eye-opening reading. Here are some takeaways.
+
+In nine instances, Fox News hosts and executives use the word “nuts” when describing the unsubstantiated Dominion charges and the people who spread them. “Crazy” gets 29 mentions. Most of the time, the adjectives describe Sidney Powell, Trump’s attorney who was responsible for making the most outrageous false claims, alongside fellow lawyer Rudy Giuliani.
+
+But the description comes up in conversations about Fox News talent as well. Gary Schreier, senior vice president of programming at Fox Business, said anchor Maria Bartiromo was “saying [crazy] s—” online. Jeanine Pirro was kept off the air of her now-canceled Saturday night program on Nov. 7, 2020, when it was apparent to producers that she planned to discuss Dominion-related conspiracy theories (the election was officially called for Biden that day). A Fox News executive, David Clark, told another producer: “They took her off cuz they were being crazy. Optics are bad. But she is crazy.��
+
+Perhaps the most bizarre theory espoused by Powell (albeit one that never made it to Fox’s airwaves) was sent to Bartiromo on Nov. 7, 2020. Powell cited a source who told her that former Fox News chief Roger Ailes, who died in 2017, “huddles” every day with Rupert Murdoch about airing anti-Trump material, and that the late U.S. Supreme Court Justice Antonin Scalia was “purposefully killed at the annual Bohemian Grove camp…during a weeklong human hunting expedition.”
+
+Powell said her source claimed to get “her information from experiencing something ‘like time-travel in a semi-conscious state,’ allowing her to ‘see what others don’t see, and hear what others don’t hear,’ and she received messages from ‘the wind.’”
+
+When Bartiromo read the email at the time, she responded to Powell saying she had shared this “very imp[ortant] info” with the president’s son Eric Trump. But at her deposition, Bartiromo acknowledged this email was “nonsense” and “inherently unreliable.”
+
+Dominion frequently attempted to get Fox News to correct the record after the network aired falsehoods, starting on Nov. 8, 2020. Described as “Setting The Record Straight,” or STRS, emails, they corrected false claims that Dominion was owned by Smartmatic (a voting software company also suing Fox News) and that it was founded in Venezuela to rig elections for Hugo Chávez.
+
+The first of 3,682 emails was sent on Nov. 12, 2020, described by Fox News as being “approximately three pages of fact versus rumors listing in detail why the allegations against Dominion are false.” On Nov. 18, 2020, the STRS included an editorial published in the Murdoch-owned Wall Street Journal “emphasizing a complete lack of evidence to support recent claims against Dominion.”
+
+The email communications were widely distributed at Fox News. David Clark, senior vice president of weekend news and programming, received Dominion’s fact-check so many times that he wrote to a colleague on Nov. 14, 2020: “I have it tattooed on my body at this point.”
+
+Fox News executives apparently became concerned about upsetting MyPillow owner Mike Lindell, the largest single advertiser on Fox News. Lindell is among the most outspoken proponents of Trump’s election fraud claims (he continues to spread them). The legal brief said Lindell was criticizing Fox News during appearances on rival Newsmax in the weeks after the 2020 election when the smaller conservative channel was gaining steam in the ratings. “Fox’s executives exchanged worried emails about alienating him and sent him a gift along with a handwritten note from (Fox News Media Chief Executive) Suzanne Scott,” the brief said.
+
+Trump wanted to go on Lou Dobbs’ show on Jan. 6
+
+While Fox News has maintained Trump’s false election fraud claims were newsworthy, the network did draw a line on the day his rioting supporters overran the Capitol in Washington in an attempt to prevent Biden’s electoral vote from being certified.
+
+Trump dialed into Lou Dobbs’ show that night for an on-air interview. The brief said Fox executives vetoed that decision. “Why? Not because of a lack of newsworthiness. January 6 was an important event by any measure,” the brief said. “President Trump not only was the sitting President, he was the key figure that day.” Lauren Petterson, a Fox News executive said the network refused because “it would be irresponsible to put him on the air” and “could impact a lot of people in a negative way.”
+
+Dobbs was the most aggressive of the Fox News anchors in presenting the Dominion conspiracy theories. His Fox Business program was taken off the air on Feb. 5, 2021. Jay Wallace, a top Fox News executive told a colleague, “the North Koreans do a more nuanced show” than Dobbs.
+
+The idea of purchasing the conservative social media site Parler, launched in 2018 as an alternative to Twitter, came up in a conversation between Jay Wallace and chief Washington anchor Bret Baier. Wallace didn’t love the idea. “We can barely contain Dobbs—imagine all the crazy we’d be responsible for,” Wallace said.",aff2f415368d46feb497e1264554334f,'Crazy.' 'Nuts.' Six wild revelations from the Fox News defamation case,4,,,,
+11810,"Feds probe whether baby formula makers broke the law in bidding for state contracts - Federal regulators are investigating whether baby formula makers broke the law in bidding for state contracts.
+
+The Federal Trade Commission last year launched a probe into the baby formula crisis. As part of that investigation, the agency in January sent an information request to formula maker Abbott Laboratories, according to a document on the FTC's website.
+
+Abbott, which makes Similac and which produces nearly half of the infant formula in the U.S., is one of just three formula manufacturers that have regularly bid to supply the product for state-run Women, Infants and Children (WIC) programs, according to the U.S. Department of Agriculture.
+
+More than half the children born in the U.S. use WIC, which provides free formula to low-income moms and babies. States award contracts for the program every three to four years, with the business going to the lowest bidder, according to the FTC.
+
+A WIC contract, which gives a formula maker the right to supply all baby formula for a state's WIC program, can create ""lucrative spillover effects"" for companies, the FTC said in online documents. This ""may also create incentives to engage in collusive or coordinated market allocation, whereby incumbent WIC contract holders agree not to bid against each other so that they can continue enjoying dominant positions in non-WIC markets in their respective states,"" the agency wrote.
+
+Abbott is also under investigation by the Justice Department and the Securities and Exchange Commission over factors that led to the shutdown of the company's Michigan factory, worsening a nationwide baby formula shortage last year.
+
+In a petition to the FTC, Abbott said the agency's request was too broad and lacks a ""factual basis.""
+
+Abbott did not reply to a request for comment from CBS News. The company told the Wall Street Journal, which first reported the FTC's antitrust probe, that it was cooperating with the regulator.
+
+Nestlé, the maker of Gerber formula, also received an investigative letter from the FTC, according to the Journal. It is unclear whether Reckitt Benckiser, the third major formula maker, received a similar demand.
+
+Neither Nestlé nor Reckitt replied to a request for comment from CBS MoneyWatch.
+
+A 2015 study by the U.S. Department of Agriculture on the WIC program found that although just three companies competed for WIC baby formula contracts, the market remained ""highly competitive."" The USDA also found there were ""large disparities"" between the bid that won state contracts and the second-highest bid.
+
+The patterns in the USDA's survey are ""potentially indicative of non-competitive bidding for WIC formula contracts,"" the FTC said.
+
+The FTC has no role in regulating consumer safety or manufacturing issues affecting baby formula, but the agency ""can take steps to address any anticompetitive, unfair, or deceptive acts or practices that have contributed to or are worsening this problem,"" Chair Lina Khan said in a statement last year asking for consumer input on the baby-formula shortage.
+
+""The FTC can also examine the infant formula industry to identify the factors that created such a fragile market, where a single disruption at a single plant can jeopardize supply,"" Khan added.","{'positive': 0.021002257, 'negative': 0.84551203, 'neutral': 0.1334858}","The Federal Trade Commission is investigating whether baby formula makers broke the law in bidding for state contracts. Abbott Laboratories, which makes Similac and which produces nearly half of the infant formula in the U.S., is one of just three formula manufacturers that have regularly bid to supply the product for state-run Women, Infants and Children (WIC) programs. The FTC has no role in regulating consumer safety or manufacturing issues affecting baby formula, but the agency can take steps to address any anticompetitive, unfair, or deceptive acts or practices that have contributed to or are worsening this problem.",The FTC has asked Abbott Labs and other formula makers for information on their bidding practices for lucrative state programs.,ABT,Health Care,Biotechnology & Pharmaceuticals,Abbott Laboratories,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry‚Äôs products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity‚Äôs ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.755263755402163, 'Supply Chain Management': 0.7553788201231302, 'Ethical Marketing': 0.7690224489231187, 'Drug Safety': 0.7752258142968541, 'Access to Medicines': 0.7626728984964611, 'Business Ethics': 0.7978585488980767, 'Safety of Clinical Trial Participants': 0.7434655891242464, 'Counterfeit Drugs': 0.7843693665159776, 'Affordability & Pricing': 0.7623039667223455}",0.7978585488980767,Promod,Major focus,Major focus,Negative,"Business Ethics, Supply Chain Management, Access to Medicines",Major focus,Major focus,Negative,2023-05-30T17:31:14+00:00,https://www.forbes.com/sites/jaymcgregor/2023/05/30/motorola-razr-2023-raises-game-to-fight-off-samsung-google/,"[{'name': 'flip phones', 'weight': 0.09333069}, {'name': 'Motorola Razr', 'weight': 0.09015548}, {'name': 'foldable phones', 'weight': 0.08915761}, {'name': 'Foldable phone connoisseurs', 'weight': 0.084715255}, {'name': 'Razr', 'weight': 0.078164965}, {'name': 'Pixel Fold', 'weight': 0.075482845}, {'name': 'flagship devices', 'weight': 0.07200064}, {'name': 'Samsung', 'weight': 0.06721801}, {'name': 'Pixel', 'weight': 0.06590641}, {'name': 'several camera sensors', 'weight': 0.06395952}]",[{'name': 'Tech'}],"[{'data': 'Motorola', 'type': 'ORG', 'mentions': 8}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Razr', 'type': 'ORG', 'mentions': 2}, {'data': 'Razr 2023', 'type': 'PRODUCT', 'mentions': 9}, {'data': 'Pixel Fold', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Galaxy Z Flip 4', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Ultra', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Snapdragon 8 Gen 1', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Razr 2022', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone SE', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'MWC', 'type': 'EVENT', 'mentions': 1}]","On June 1st Motorola is going to finally reveal its next generation flip phone: the Razr 2023. The new handset will get two short weeks in the limelight before Google’s highly anticipated Pixel Fold launches, while Samsung's impressive Galaxy Z Flip 4 continues its reign as the best of all foldbales. Can the Razr 2023 finally compete?
+
+It has been a bumpy journey for the Razr so far. Some questionable design choices, middling specifications and an eye watering price tag has meant all three Razr devices have spent their days in the shadow of Samsung’s Flip range. But leaks (and the company's own teaser video) about the two new models - an affordable unit a pro model - are extremely promising.
+
+Looking for a cheaper, more traditional phone? Google has found the perfect balance with its latest Pixel.
+
+That pro model has piqued my interest the most. The biggest issue with flip phones has been the underwhelming hardware underneath that fancy display. You’re paying for a decade of very smart people figuring out how to make durable folding glass and the nostalgic novelty of using a flip phone. The reality is that when the novelty quickly wears off you're left with a basic phone that doesn’t perform as well as handsets that cost half the price.
+
+Enter the Razr pro, or Ultra, as it might be called. Leaks suggest that we’ll see an OLED display with a 165Hz refresh rate, a bigger external display, a higher resolution 64MP camera (although some leaks point towards two 12MP rear sensors), Snapdragon 8 Gen 1 chipset, a bigger battery and a new gapless design.
+
+This is really promising and a clear challenge to Samsung’s technology. A more powerful camera that produces images that rival flagship devices from Apple, Google and Samsung should be Motorola’s focus. There’s something galling about spending over $1000 dollars on a phone that snaps images like it’s 2018. If Motorola can make a handset that takes pictures as well as the upcoming Pixel Fold, while being a quarter of the size, then it is on to a real winner.
+
+A full-blooded second display is also important because it adds new functionality, like running full apps - as a leaked video suggests. Or saving battery power by using the outer display instead of flipping the device open.
+
+Elsewhere, Motorola is innovating in the foldable space. The rollable concept phone that debuted at MWC shows the company is at least thinking differently to the competition, even if the idea is a bit gimmicky. I’m excited to see what unique features Motorola comes up with to make the Razr 2023 standout from the pack. Foldable phone connoisseurs should be excited.
+
+Even though things looks promising on the horizon, there are still a few few pitfalls that the new Razr has to dodge. A bigger second screen means shorter battery life, even if you use the phone economically. A larger battery solves that problem but foldable phones don’t have much internal space for sizeable components, so what is Motorola’s solution? That is also why we’re unlikely to see Face ID technology in these compact phones, or several camera sensors like the Galaxy S23 Ultra. There just isn’t enough space for everything and these phones have a hard limit in terms of how powerful they can be.
+
+How many Android updates will the new device get? The company promised two Android updates for the Razr, which simply isn't enough for an expensive phone. It also has to be competitively priced. The good news that the launch price of every Razr release has trended down, so I hope the company can keep it under $1399, which is how much the Razr 2022 cost. If Motorola can navigate through all of that, the Razr 2023 pro might finally be the flagship flip phone we have all been waiting for.
+
+Forget The Pixel 7 Pro, iPhone SE, Google Has Found The Perfect Balance",12547a5d74bb4fbea76a0dde53142786,"Motorola Razr 2023 Raises Game To Fight Off Samsung, Google",4,,,,
+13733,"Jury rules in favor of Schlumberger in lawsuit alleging sexual discrimination - Houston Business Journal - A jury ruled in favor of oil field services giant Schlumberger Ltd. (NYSE: SLB), which now goes by SLB, in a federal lawsuit alleging discrimination related to sex or gender.
+
+Plaintiff Jessica Cheatham claimed ""she was treated unfairly at the workplace and wrongfully discharged on account of her sex, gender, or retaliation,"" a court document states. She also asserted she was not treated equally compared to her male counterparts.
+
+She also claimed that ""after reporting acts of discrimination and retaliation, the investigation was not handled properly, that she was retaliated against and was banned from Chevron rigs, was not staffed on rigs from September 11, 2019, through December 2019 and was offered a lowered-grade position in Alaska, all based under sex, gender, or retaliation,"" per the court document.
+
+SLB denied the claims, contending that it ""took prompt and effective remedial action in accordance with its policies and procedures for any reported unlawful conduct, that defendant knew or had reason to know of, and that it did not retaliate or discriminate against the plaintiff,"" the court document states. The company also claimed it ""attempted to staff the plaintiff on available assignments from September of 2019 through December of 2019, including the offer of a lateral position in Alaska in the face of ongoing layoffs,"" and Cheatham ""was not restaffed on Chevron rigs at Chevron's request.""
+
+SLB also contended that Cheatham voluntarily resigned from her position in January 2020 and was not constructively discharged, a legal term for when an employee resigns due to a hostile work environment.
+
+According to the court document, the jury decided that the plaintiff did not prove ""by a preponderance of evidence"" her claims of sex or gender discrimination, hostile work environment, constructive discharge and retaliation.
+
+“While we are, of course, disappointed by the decision, we want to thank all members of the jury for their time and deliberations,"" said Michael Palmer, a partner at Sanford Heisler Sharp and counsel for Jessica Cheatham. ""We continue to believe that Ms. Cheatham experienced gender discrimination, harassment, and retaliation during her time at Schlumberger, and that the company should have been held responsible for its failure to properly investigate and prevent these harms. But we are grateful that after years of litigation, Ms. Cheatham had the opportunity to tell her story. We hope that despite this verdict, other women who experience discrimination at work will continue to bravely come forward, just like Ms. Cheatham did.”
+
+The trial began July 17, and the jury issued its ruling the evening of July 26.
+
+The lawsuit was originally filed in the U.S. District Court for the Southern District of Texas in Houston in June 2020 by Sara Saidman, another former SLB employee. She brought the suit under Title VII of the Civil Rights Act of 1964 and was seeking at least $100 million in damages.
+
+Cheatham joined the lawsuit in September 2020, according to court records.
+
+However, the court granted Saidman's unopposed motion to dismiss her claims with prejudice in late 2022. Saidman and SLB reached a settlement, according to the Houston Chronicle.
+
+In a statement, SLB said it was pleased with the July 26 verdict.
+
+""The future of the energy industry and our own commitment to driving innovation are completely dependent on our ability to attract and retain the most diverse, inclusive and talented workforce,"" SLB continued. ""That’s why the core of our culture is centered on maintaining and supporting a harassment- and discrimination-free environment where everyone feels safe to grow, learn and contribute. We deliver on that promise by promoting a culture of inclusion, fostering an environment where our employees feel safe and supported to be their full self, training our employees to demonstrate the right behaviors, and maintaining an open and transparent complaint process where incidents are thoroughly investigated and addressed with a zero-tolerance policy toward violations. While no industry is immune to these issues, we will continue to improve and strengthen our processes, and we wholeheartedly support and stand behind anyone who has been the victim of sexual harassment.""
+
+Schlumberger has primary offices in Houston, Paris, London and The Hague.","{'positive': 0.019547086, 'negative': 0.8917081, 'neutral': 0.08874488}","A jury ruled in favor of oil field services giant Schlumberger Ltd. (NYSE: SLB) in a federal lawsuit alleging discrimination related to sex or gender. Plaintiff Jessica Cheatham claimed she was treated unfairly at the workplace and wrongfully discharged on account of her sex, gender, or retaliation. SLB denied the claims, contending that it took prompt and effective remedial action in accordance with its policies and procedures for any reported unlawful conduct. The jury ruled that the plaintiff did not prove ""by a preponderance of evidence"" her claims of discrimination, hostile work environment, constructive discharge and retaliation. The lawsuit was originally filed in the U.S. District Court for the Southern District of Texas in Houston in June 2020 by Sara Saidman, another former SLB employee, who brought the suit under Title VII of the Civil Rights Act of 1964 and was seeking at least $100 million in damages. However, the court granted Saidman's unopposed motion to dismiss her claims with prejudice in late 2022.",A jury sided with oil field services giant SLB in all four claims.,SLB,Extractives & Minerals Processing,Oil & Gas - Services,Schlumberger Ltd,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers‚Äô water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas ‚Äì Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers‚Äîthe oil and gas exploration and production (E&P) entities‚Äîcan be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7787267691204363, 'Business Ethics & Payments Transparency': 0.765563541902068, 'Water Management Services': 0.7456721345163775, 'Ecological Impact Management': 0.7540187269703411, 'Workforce Health & Safety': 0.7945738684181798, 'Critical Incident Risk Management': 0.7651380559273762, 'Chemicals Management': 0.764939119310575, 'Emissions Reduction Services & Fuels Management': 0.7454091325645649}",0.7945738684181798,Promod,Minor focus,Major focus,Negative,Workforce Health & Safety,Major focus,Major focus,Positive,2023-03-09T00:23:42+00:00,https://www.cnbc.com/2023/03/09/strategist-names-top-stock-picks-even-as-bonds-yields-soar-.html,"[{'name': 'stock prices', 'weight': 0.08840619}, {'name': 'stocks', 'weight': 0.08622783}, {'name': 'Stock picks', 'weight': 0.08445521}, {'name': 'expected earnings declines', 'weight': 0.08280614}, {'name': 'expected growth', 'weight': 0.081752144}, {'name': 'Kong', 'weight': 0.069356374}, {'name': 'Amy Kong', 'weight': 0.06908759}, {'name': 'solid cash flow', 'weight': 0.06904418}, {'name': 'free cash flow', 'weight': 0.068572186}, {'name': 'investment strategist Amy Kong', 'weight': 0.0678275}]",[{'name': 'Finance'}],"[{'data': 'Treasury', 'type': 'ORG', 'mentions': 3}, {'data': 'CI Barrett Private Wealth', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan Chase', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Amy Kong', 'type': 'PERSON', 'mentions': 10}, {'data': 'Jamie Dimon', 'type': 'PERSON', 'mentions': 1}, {'data': '"" Street Signs Asia ""', 'type': 'WORK_OF_ART', 'mentions': 1}]","Bonds may have become more appealing as Treasury yields hit new highs. But investment strategist Amy Kong says stocks are still attractive. On Tuesday, the yield on the 2-year U.S. Treasury rose to its highest level since 2007, topping 5%, as investors weighed the prospect of more interest rate hikes. The yield on the benchmark 10-year Treasury also briefly topped the key 4% level earlier in the same session. Higher bond yields are typically bad news for investors in stocks. Bonds compete with stocks for investor dollars, so when bond yields rise, stock prices can go down. But Kong said she's not getting out of stocks just yet. ""We continue to be constructive on stocks relative to bonds and cash but recognize risks have escalated,"" Kong, who is chief investment officer at CI Barrett Private Wealth, told CNBC's "" Street Signs Asia "" on Wednesday. She acknowledged that stocks face a challenging medium-term outlook, given headwinds such as expected earnings declines and margin pressures. But Kong remains upbeat on the longer term. ""We think the short term continues to be quite volatile for stocks in general and growth in particular, but the longer-term stories of some of these growth-type names continues to be compelling to us,"" she said. ""It really is the innovation of many of these business models and earnings that has kept these stocks attractive from our perspective over the long run and we expect them to continue to lean on innovation to grow earnings per share through a fuller business cycle,"" she added. Stock picks One of Kong's top core holdings is JPMorgan Chase . She noted that the bank has been able to take advantage of its size and brand, and she is ""OK"" with the bank spending ""more than necessary"" in recent quarters to gain some market share. Kong is also a fan of CEO Jamie Dimon's leadership. Within tech, she favors Microsoft , calling it a ""stellar company"" with a good business model. She added that the company is generating a lot of free cash flow and is more attractive than Alphabet . Microsoft also has ""a lot more growth engines,"" according to Kong, while its cloud computing business also remains ""healthy,"" with expected growth of about 30% over the next quarter. Kong is also a fan of Apple . While the company has a degree of cyclicality, she believes Apple has done a ""phenomenal job"" building its ecosystem around the consumer — a development that Kong said will ""really help them over the long run."" ""Of course, [Apple] is a cash cow. They return a ton of cash back to shareholders. And we do think that the innovation story remains quite solid for Apple as a business model,"" she said. More broadly, she believes investors will have a ""greater preference"" for companies with strong dividends and buyback programs. ""We continue to emphasize companies with what we see as having competitive moats, solid cash flow and pricing power to offset inflation. Valuations remain a critical metric to consider as higher price-to- earnings stocks carry greater downside risk. Dividend growth is another important factor to bear in mind,"" Kong added.",3688b3b2767546ee91d00ac271f1ebae,Bonds yields are soaring. But this strategist says she's still a fan of these 'compelling' stocks,4,,,,
+35413,"Top TV '22: The Slap, congressional docudrama and royal loss - NEW YORK (AP) — In a year marked by unexpected winners and losers, television was keeping tabs.
+
+A Hollywood star tarnished his image and that of the Oscars. A battered country stood up to an invader, again and again. The Jan. 6 insurrection became an unexpectedly watchable TV docudrama. A monarch was celebrated and mourned. Television entertainment had its usual highs and lows.
+
+Here are some of 2022's defining TV moments from the perspective of The Associated Press' television and media writers.
+
+The Oscars are Hollywood’s biggest platform and Will Smith, one of its biggest stars, was expected to reign with a best-actor award for the tennis dad biopic “King Richard.” But Smith lost while winning. Angered by a joke that presenter Chris Rock made at the expense of wife Jada Pinkett Smith, he strode onstage and slapped Rock, hard, drawing gasps from the TV and theater audience. A tearful Smith made excuses during his acceptance speech that March night and issued subsequent apologies. The film academy penalized him, but the Oscar prospects of his upcoming movie, “Emancipation,"" are being debated.
+
+Frankly, expectations were low when the House committee investigating the Jan. 6, 2021 Capitol insurrection scheduled public hearings. Congressional hearings tend to produce more heat than light, as preening politicians compete for sound bites to impress their supporters. But with only two Republicans on the committee — both of them appalled by what happened at the Capitol — the committee put on sharp, tightly-focused presentations, aided by a former ABC News producer. All made for compelling viewing, but none more than the live testimony of former White House aide Cassidy Hutchinson, who calmly described what was happening in the Trump administration as events spiraled out of control.
+
+Last year, Britney Spears' bid to end her conservatorship was the mesmerizing celebrity legal battle. This year, the courtroom crossfire between Johnny Depp and Amber Heard — all playing out on TV — was the main attraction. Their defamation suits put the two actors in the kind of harsh, unflattering light barred from any Hollywood set. As the exes traded allegations of assault and substance abuse, the trial became increasingly sad, seamy and inescapable. The jury's June verdict largely favored Depp. Heard might not be the only loser, experts warned: the spectacle and its outcome could have a chilling effect on women who might press abuse claims.
+
+The images of war are always awful, and Russia's invasion of Ukraine produced many of them. Yet the many moments of bravery shown by the Ukrainian people and their leader, President Volodymyr Zelenskyy, changed the perception of a conflict many feared would be an ugly rout, and rallied the world to their side. Pick your moments — a woman who offered sunflower seeds to a Russian soldier so they can sprout from his pants pocket where his body falls, the defiantly profane response from Ukrainians stationed on a remote island when Russians told them to surrender, Zelenskyy's media-savvy campaign for support. It was the stuff of heroes.
+
+Those who find Disney's ever-expanding “Star Wars” universe is leaving them cold may have warmed up after the season finale of “Obi-Wan Kenobi.” The epic, roughly four-minute lightsaber battle between Obi-Wan (Ewan McGregor) and former apprentice Anakin Skywalker aka Darth Vadar (Hayden Christensen) was a fierce back-and-forth with, of course, good and evil hanging in the balance. But it was the unmasking of Vadar that sent Disney+ viewers into a stratospheric tizzy, his scarred face and psyche revealing a man beyond redemption.
+
+When 12.1 million people tuned in on Nov. 13 to watch the season premiere of Kevin Costner's “Yellowstone” on the otherwise invisible Paramount and some sister cable networks, it was the most-watched scripted show of the new television season. The Western is the definition of a broadly popular show, yet wasn't on a broadcast network, which were conceived on the idea of reaching as many people as possible. You could call that a failure of imagination that typifies the decline of the networks, but the truth was they never really had a shot at “Yellowstone,” which was initially developed at HBO but went nowhere there. For every television success, there are people kicking themselves because they didn't see it coming.
+
+Queen Elizabeth wasn’t America’s monarch, but her death in September at age 96 hit home and drew blanket coverage in the former British colony. Maybe it was “The Crown,” maybe it was her conspiratorial smile when she shared tea and secrets with Paddington Bear. Her dedication to service and a stately funeral procession with echoes of history certainly merited attention. But the catnip for TV came when brothers William and Harry and wives Kate and Meghan, any tensions publicly masked, joined to greet mourners. Princess Anne provided a memorable grace note: A deep curtsy as her mother’s coffin was carried by her.
+
+When “The Walking Dead” aired its final episode on Nov. 20, it was the end of an era for the quintessential punch-above-your-weight AMC cable network. How much that was the case became clear less than two weeks later, when company chairman James Dolan sent a memo to staff saying CEO Christina Spade was out after three months and large-scale layoffs were coming. AMC is hardly the only media company, or cable network, that is hurting. “We are primarily a content company and the mechanisms for the monetization of content are in disarray,” Dolan said. Shed a tear for the boutique network that gave us “Mad Men,” “Breaking Bad” and “Better Call Saul,” and cable networks in general.
+
+With memories of the 2020 election chaos fresh, news organizations prepared for a midterm election night where democracy itself could be in peril. Only... it wasn't. Certainly, there were close elections and control of Congress wasn't clear for several days. While there were a few exceptions, the election ran smoothly and most candidates accepted the results. And the story became those results: an unexpectedly strong showing for Democrats that defied history and expectations.","{'positive': 0.024179438, 'negative': 0.62416476, 'neutral': 0.35165584}","All made for compelling viewing, but none more than the live testimony of former White House aide Cassidy Hutchinson, who calmly described what was happening in the Trump administration as events spiraled out of control. But the catnip for TV came when brothers William and Harry and wives Kate and Meghan, any tensions publicly masked, joined to greet mourners. AMC is hardly the only media company, or cable network, that is hurting. Shed a tear for the boutique network that gave us ‚ÄúMad Men,‚Äù ‚ÄúBreaking Bad‚Äù and ‚ÄúBetter Call Saul,‚Äù and cable networks in general.","NEW YORK (AP) ‚Äî In a year marked by unexpected winners and losers, television was...",PARA,Services,Media & Entertainment,Paramount Global Class B,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry‚Äôs best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.7683744238259282, 'Intellectual Property Protection & Media Piracy': 0.7429233452766929, 'Journalistic Integrity & Sponsorship Identification': 0.7703588382339205}",0.7703588382339205,Promod,Major focus,Minor focus,Neutral,"Media Pluralism, Journalistic Integrity & Sponsorship Identification",No focus,,,2023-04-14T17:26:44+00:00,https://www.cnbc.com/2023/04/14/these-stocks-crushed-it-this-week-including-one-expected-to-rally-95percent.html,"[{'name': 'year', 'weight': 0.1023771}, {'name': 'share prices', 'weight': 0.082650535}, {'name': 'solar stocks Enphase', 'weight': 0.08039345}, {'name': 'stocks', 'weight': 0.07962292}, {'name': 'prices', 'weight': 0.07895615}, {'name': 'higher prices', 'weight': 0.07825885}, {'name': 'full swing', 'weight': 0.07237021}, {'name': 'disappointing retail sales data', 'weight': 0.06439961}, {'name': 'earnings season', 'weight': 0.061504}, {'name': 'analysts', 'weight': 0.06006471}]",[{'name': 'Finance'}],"[{'data': 'CNBC Pro', 'type': 'ORG', 'mentions': 2}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'Arrowhead Pharmaceuticals', 'type': 'ORG', 'mentions': 1}, {'data': 'SVB Securities', 'type': 'ORG', 'mentions': 1}, {'data': 'ARWR', 'type': 'ORG', 'mentions': 2}, {'data': 'Syneos Health', 'type': 'ORG', 'mentions': 1}, {'data': 'Shockwave Medical', 'type': 'ORG', 'mentions': 3}, {'data': 'Bio-Techne', 'type': 'ORG', 'mentions': 3}, {'data': 'Syenos', 'type': 'ORG', 'mentions': 2}, {'data': 'SWAV 5D mountain Arrowhead', 'type': 'ORG', 'mentions': 1}, {'data': 'Enphase', 'type': 'ORG', 'mentions': 4}, {'data': 'SunPower', 'type': 'ORG', 'mentions': 4}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'HSBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Mani Foroohar', 'type': 'PERSON', 'mentions': 1}, {'data': 'Fred Imbert', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'ENPH SPWR 5Y mountain', 'type': 'PRODUCT', 'mentions': 1}]","Some individual stocks ran laps around the broader stock market this week. The S & P 500 is headed for its fourth weekly gain in five weeks, rising 0.3%. The Dow Jones Industrial Average, meanwhile, is on track for its fourth straight winning week, up 0.8%. The Nasdaq Composite bucked the trend, however, losing more than 0.3% this week. A bevy of economic data encouraged investors. The March producer price index released Thursday showed the basket of prices fell 0.5% from the prior month, despite economists expecting prices to stay the same. Investors saw that as bolstering a trend of cooling inflation seen with the release of the consumer price index Wednesday, which showed the basket of goods and services was up 5% in March from the same month a year ago. That's smallest year-over-year increase seen in nearly two years. To be sure, stocks were under pressure Friday after the release of disappointing retail sales data. Beyond economic data, investors watched for reports from big banks as earnings season kicks into full swing. CNBC Pro screened for the best performers in the S & P 1500 this week. The data, which is from FactSet, is current through shortly after the market opened on Friday. Arrowhead Pharmaceuticals was the best performer of the week with a gain of 18.8%. More than three-fourths of analysts covering the stock rate the stock a buy, with the average price target pointing to upside of 95.3% over the next year. SVB Securities analyst Mani Foroohar joined the bullish pack, upgrading the stock to outperform from market perform on Wednesday. He said the stock's underperformance relative to large-cap oligonucleotide therapy peers make it a good buy. ""Against this backdrop, ARWR's relative underperformance and multiple shots on goal at extra-hepatic delivery leaves the stock more under-followed and underappreciated than at any time since our initiation of coverage,"" he said. It wasn't the only health stock on the list. Syneos Health , Shockwave Medical and Bio-Techne were also among the best performers this week. Syenos and Shockwave each gained around 16%, while Bio-Techne added almost 11%. Of these three stocks, only Bio-Techne is expected by the average analyst to see share prices rise in the next year. ARWR SYNH,SWAV 5D mountain Arrowhead, Syenos and Shockwave over the past five trading sessions. Outside of health, solar stocks Enphase and SunPower were also among the best performers this week. Both were up more than 11% since the week began. On Wednesday, SunPower announced a financing commitment of $450 million for solar loans. Bank of America upgraded the stock to neutral from underperform Thursday. SunPower has a buy rating from less than one out of every 10 analysts, though the average price target implies the stock could gain 31.6% in the next year. That would mark a turn for the beat-down stock, which has dropped almost 24% this year after losing 18.6% and 13.6% in 2021 and 2022, respectively. Enphase is better liked on Wall Street, with three-fifths of analysts rating the stock a buy and the average analyst expecting shares to rise 37.4% in the next 12 months. HSBC initiated coverage of the stock as a buy Thursday, saying the stock can drive future growth through its energy storage business and demand in Europe. The firm also said Enphase can charge higher prices than rivals because it dominates the U.S. market. The stock has lost about 22.5% since 2023 began. ENPH SPWR 5Y mountain Enphase and SunPower over the last 5 years — CNBC's Fred Imbert and Michael Bloom contributed to this report",4cb43ecaf529458bb349ba77aaca0cbc,"These stocks crushed it this week, including one name analysts expect to rally 95% from here",4,,,,
+72452,"Atmos Energy (ATO) Q1 Earnings Miss, Revenues Beat Estimates - Atmos Energy Corporation ATO posted first-quarter fiscal 2023 earnings of $1.91 per share, which missed the Zacks Consensus Estimate of $1.93 by 1.04%. The bottom line improved by 2.7% from the year-ago quarter’s earnings of $1.86 per share.
+
+Total revenues of $1,484 million surpassed the Zacks Consensus Estimate of $1,216 million by 22%. The top line increased 46.5% from the year-ago quarter’s reported figure of $1,012.8 million.
+
+Distribution: Revenues from the segment in fiscal first-quarter 2023 were $1,440 million, a 48% hike from $972 million in the year-ago quarter.
+
+
+
+Pipeline and Storage: Revenues from the segment were $187 million, a 14.8% increase from $163 million in the year-ago quarter.
+
+The purchased gas cost for fiscal first-quarter 2023 was $738.2 million, up 99% from the year-ago quarter. Operation and maintenance expenses were reported at $185 million, up 16.4% from the year-ago quarter.
+
+
+
+The fiscal first-quarter 2023 results reported operating income of $321.2 million, up 16.4% from the year-ago quarter.
+
+
+
+Atmos Energy incurred interest expenses of $36.8 million, up 85.2% from the year-ago quarter.
+
+As of Dec 31, 2022, Atmos Energy reported a strong balance sheet, with available liquidity of approximately $3.4 billion.
+
+
+
+As of Dec 31, 2022, ATO had cash and cash equivalents of $171.6 million compared with $51.6 million as of Sep 30, 2022. Net cash flow provided by operating activities in fiscal first-quarter 2023 was $188.9 million compared with $61.8 million in the year-ago quarter.
+
+
+
+Capital expenditures were reported at $795.7 million for the first-quarter, with approximately 88% of the amount being related to system safety and reliability investments.
+
+Atmos Energy maintained its fiscal 2023 earnings guidance in the range of $5.90-$6.10 per share. The Zacks Consensus Estimate for fiscal 2023 earnings of $5.98 per share is lower than $6, the midpoint of the guided range.
+
+
+
+Its capital expenditures are expected to be approximately $2.7 billion in fiscal 2023.
+
+
+
+The company’s board of directors approves dividend hike of 8.8%, indicating annualized dividend of $2.96 per share, for fiscal 2023.
+
+Atmos Energy currently has a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+Duke Energy DUK is scheduled to report fourth-quarter results on Feb 9, before market open. The Zacks Consensus Estimate for fourth-quarter earnings is pegged at $1.07 per share, indicating a year-over-year increase of 13.83%.
+
+
+
+DUK’s long-term (three to five years) earnings growth is currently pegged at 5.46%. The Zacks Consensus Estimate for 2023 earnings per share (EPS) is $5.64, implying a year-over-year increase of 6.8%.
+
+
+
+ONE Gas OGS is slated to report fourth-quarter results on Feb 22, after market close. The Zacks Consensus Estimate for fourth-quarter earnings is pegged at $1.2 per share, implying a year-over-year increase of 7.14%.
+
+
+
+OGS’s long-term earnings growth is currently pegged at 5%. The Zacks Consensus Estimate for 2023 EPS is $4.12, implying a year-over-year increase of 1.54%.
+
+
+
+DTE Transfer DTE is slated to report fourth-quarter results on Feb 23, before market open. The Zacks Consensus Estimate for fourth-quarter earnings is pegged at $1.21 per share, implying a year-over-year increase of 15.24%.
+
+
+
+Its long-term earnings growth is currently pegged at 6%. DTE delivered an average earnings surprise of 2.85% in the last four quarters.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.92469025, 'negative': 0.04768491, 'neutral': 0.027624877}","The Zacks Consensus Estimate for fourth-quarter earnings is pegged at $1.07 per share, indicating a year-over-year increase of 13.83%. The Zacks Consensus Estimate for fourth-quarter earnings is pegged at $1.2 per share, implying a year-over-year increase of 7.14%. The Zacks Consensus Estimate for 2023 EPS is $4.12, implying a year-over-year increase of 1.54%.
+
+
+
+DTE Transfer DTE is slated to report fourth-quarter results on Feb 23, before market open. The Zacks Consensus Estimate for fourth-quarter earnings is pegged at $1.21 per share, implying a year-over-year increase of 15.24%.",Atmos Energy Corporation's (ATO) fiscal first-quarter 2023 earnings miss estimates. ATO continues making strategic investments to improve system's safety and increase reliability of operation.,ATO,Infrastructure,Gas Utilities & Distributors,Atmos Energy Corp,"{'Integrity of Gas Delivery Infrastructure': 'Operating a vast network of gas pipelines, equipment and storage facilities requires a multifaceted, long-term approach to ensuring infrastructure integrity and managing related risks. Although customers depend on reliable gas supplies, entities manage substantial risks—including those related to human health, property and greenhouse gas (GHG) emissions—that result from operating gas distribution networks and related infrastructure. Ageing infrastructure, inadequate monitoring and maintenance, and other operational factors may result in gas leaks. Gas leak safety-related risks, such as losses of containment, may result in fires or explosions that can be particularly dangerous in urban areas where entities often operate. Furthermore, gas leaks also result in fugitive emissions (methane), causing adverse environmental impacts. Regulated gas utilities generally incur no direct costs for gas leaks, because the cost of gas typically is passed on to customers (though this may vary by region). However, gas leaks that result in safety-related risks or fugitive emissions may affect entities financially through a variety of regulatory, legal and product demand channels. Accidents, particularly fatal accidents, may result in negligence claims against entities, leading to costly court battles and fines. GHG emissions may result in increased regulatory scrutiny—a critical element directly connected to financial performance, given the importance of regulatory relations—and potential fines and penalties. Importantly, regulated gas utilities can financially benefit from capital investment opportunities to improve performance and mitigate risks related to safety and emissions, which can be factored into their rate base. Entities manage such risks through pipeline replacements, regular inspections and monitoring, employee training and emergency preparedness, investments in technology, and other strategies such as working closely with regulators. In response to concerns about ageing infrastructure, many entities are seeking ways to expedite the replacement permitting and approval process, especially in cases where pipelines are located near densely populated areas.', 'Energy Affordability': 'A de facto objective of regulated gas utilities is to deliver natural gas to customers in a safe, reliable, and environmentally responsible manner. Entities in the industry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy, from the utility customer perspective, is particularly challenging to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly more expensive for low income customers (affordability is determined by both the net cost of energy bills and the underlying economics of customers). Playing a role in ensuring that utility bills are affordable is crucial for utilities in building trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities, and one of the more closely analysed issues by investment analysts. Regulators’ willingness, or lack thereof, to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may give utilities the opportunity to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers obtaining energy supplies from means other than natural gas (or reducing energy needs) by pursuing alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utility business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.', 'End-Use Efficiency': 'Natural gas produces fewer greenhouse gas (GHG) emissions than other fossil fuels. Expanding its use in the economy may be an important strategy for many governments and regulators striving to reduce GHG emissions. However, despite the relatively lower emissions, the natural gas value chain still produces meaningful levels of GHG emissions overall. As policymakers and regulators seek to mitigate climate change, the efficient consumption of natural gas will be an important long-term theme. Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions. Utilities can offer customers a wide range of options to promote energy efficiency, including providing rebates for energy-efficient appliances, weatherising customers’ homes and educating customers on energy saving methods. Overall, entitiesthat sponsor efficiency initiatives may reduce the downside risks from demand fluctuations, gain returns on needed investments, decrease operating costs and earn higher risk-adjusted returns over the long term.'}","{'Integrity of Gas Delivery Infrastructure': 0.7393985202370348, 'Energy Affordability': 0.7429757665868565, 'End-Use Efficiency': 0.7427771604030037}",0.7429757665868565,Promod,Minor focus,Major focus,Positive,"Integrity of Gas Delivery Infrastructure, Energy Affordability, End-Use Efficiency",No focus,,,2023-06-04T17:11:47+00:00,https://www.rawstory.com/pat-fallon-squirming/,"[{'name': 'President Joe Biden', 'weight': 0.1305899}, {'name': 'Joe Biden', 'weight': 0.12468012}, {'name': 'Biden', 'weight': 0.12236168}, {'name': 'FBI docs', 'weight': 0.09213435}, {'name': 'foreign countries', 'weight': 0.089954555}, {'name': 'FBI documents', 'weight': 0.08733897}, {'name': 'Hunter Bidens bank records', 'weight': 0.084035836}, {'name': 'former President Donald', 'weight': 0.08341498}, {'name': 'FBI', 'weight': 0.0793983}, {'name': 'then Vice President Biden', 'weight': 0.07632209}]",[{'name': 'Politics'}],"[{'data': 'Fox News', 'type': 'ORG', 'mentions': 2}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'FBI', 'type': 'ORG', 'mentions': 5}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 7}, {'data': 'Arthel Neville', 'type': 'PERSON', 'mentions': 5}, {'data': 'Pat Fallon', 'type': 'PERSON', 'mentions': 5}, {'data': 'Donald', 'type': 'PERSON', 'mentions': 1}, {'data': 'R', 'type': 'NORP', 'mentions': 2}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 2}, {'data': 'TX', 'type': 'GPE', 'mentions': 1}]","Fox News host Arthel Neville accused Rep. Pat Fallon (R-TX) of ""squirming"" after he was asked if FBI documents requested by Republicans could exonerate President Joe Biden. In an interview on Sunday, Neville reported the FBI would on Monday that Republicans suspect will show criminal dealings between Biden and foreign countries. ""You're going to finally get to see this,"" Neville said. ""You've done a lot of work to make sure this happens."" ""Conversely, if it disapproves, disproves, or dispels suspicions and allegations, will that exonerate then Vice President Biden?"" she wondered. ""Oh, no, not at all, because it's just once,"" Fallon replied. ""It's just one document."" ""And Joe Biden could have ensured that this investigation ended years ago if he's done nothing wrong by simply opening up his records and sharing them,"" the lawmaker remarked. ""His bank records, Hunter Biden's bank records."" Neville asked Fallon if the FBI could be trusted to investigate former President Donald as fairly as Biden. ""Of course, you hope so,"" Fallon answered. ""But you also don't want to see a two-tiered justice system where one party is protected, and the other one is exposed and thrown under the bus, if you will."" Neville accused Fallon of ""squirming"" instead of answering her questions. ""So Congressman, I mean, you're doing a really good job of sort of squirming around my questions,"" she said. ""What I see you setting up, quite frankly, is that if this document doesn't give you the evidence that you're looking for, then you're going to keep digging. Even if it does, you're going to keep digging. ""So it seems like no matter what is in this document, no matter what the FBI does or doesn't do, they're political,"" the host added. ""So it just is going to have this malaise of just confusion that will keep going and going and going. And I think that the American public would like to get some firm answers and not to have this process."" Watch the video below .",fe6952ea45454c818668c40c0d8aaeac,Fox News host nails 'squirming' GOP rep. who won't say FBI docs could 'exonerate' Biden,4,,,,
+7691,"The White House Brushed Off Concerns About Mass Dismissals At Microsoft And Amazon. Now Google Is Laying Off Employees Too. - Google announced plans to dismiss thousands of employees days after the White House dismissed concerns about the layoffs sweeping the technology sector.
+
+Google CEO Sundar Pichai informed the company on Friday that some 12,000 positions would be eliminated as a result of macroeconomic turmoil. The layoffs will impact approximately 6% of the company’s workforce of nearly 187,000.
+
+“Over the past two years we’ve seen periods of dramatic growth. To match and fuel that growth, we hired for a different economic reality than the one we face today. I am confident about the huge opportunity in front of us thanks to the strength of our mission,” Pichai said in a memo. “To fully capture it, we’ll need to make tough choices. So, we’ve undertaken a rigorous review across product areas and functions to ensure that our people and roles are aligned with our highest priorities as a company. The roles we’re eliminating reflect the outcome of that review.”
+
+The news comes days after Microsoft CEO Satya Nadella revealed that the company would dismiss some 10,000 employees and weeks after Amazon CEO Andy Jassy unveiled a total headcount reduction of 18,000 employees. Technology companies dismissed more than 90,000 workers last year, according to a report from CrunchBase.
+
+“As an almost 25-year-old company, we’re bound to go through difficult economic cycles,” Pichai continued. “These are important moments to sharpen our focus, reengineer our cost base, and direct our talent and capital to our highest priorities.”
+
+White House Press Secretary Karine Jean-Pierre deflected questions from journalists on Wednesday regarding the sector’s layoffs. One reporter noted that President Joe Biden has appeared “quite optimistic” in his latest statements about the economy and asked whether the Microsoft layoffs are a “matter of concern” for the administration. Jean-Pierre responded that the commander-in-chief watches closely “anytime there are reports of Americans losing their jobs.”
+
+“I don’t have a comment on specific moves announced by particular companies. As you know, we’re very careful from here talking about private companies. But more broadly speaking, layoffs remain near record lows according to job openings data,” she continued. “Companies across the economy are continuing to grow and invest in the United States.”
+
+When another reporter asked how continued dismissals would “impact the recovery in the coming months,” Jean-Pierre replied that “layoffs remain near record lows” across the economy. “We’re seeing the President’s economic policy actually working,” she said. “Is there more work to do? Always more work to do, and you hear that from us as well.”
+
+The technology sector layoffs occur as many prominent investors criticize executives for rapidly expanding payrolls, calling for a reduction in headcount to match dismal market forecasts for the near future. The dismissals also come after the Federal Reserve raised interest rates by three-quarters of a percentage point on four consecutive occasions before implementing a half-percent increase last month, increasing borrowing costs for businesses and consumers.
+
+Officials at the central bank have previously warned that economic fallout from the rate hikes would produce higher unemployment. “While higher interest rates, slower growth, and softer labor market conditions will bring down inflation, they will also bring some pain to households and businesses,” Federal Reserve Chair Jerome Powell remarked last year. “These are the unfortunate costs of reducing inflation.”","{'positive': 0.0108734155, 'negative': 0.9583757, 'neutral': 0.03075096}","The roles we’re eliminating reflect the outcome of that review.”
+
+The news comes days after Microsoft CEO Satya Nadella revealed that the company would dismiss some 10,000 employees and weeks after Amazon CEO Andy Jassy unveiled a total headcount reduction of 18,000 employees. Technology companies dismissed more than 90,000 workers last year, according to a report from CrunchBase.
+
+“As an almost 25-year-old company, we’re bound to go through difficult economic cycles,” Pichai continued. Jean-Pierre responded that the commander-in-chief watches closely “anytime there are reports of Americans losing their jobs.”
+
+“I don’t have a comment on specific moves announced by particular companies. The dismissals also come after the Federal Reserve raised interest rates by three-quarters of a percentage point on four consecutive occasions before implementing a half-percent increase last month, increasing borrowing costs for businesses and consumers.
+
+Officials at the central bank have previously warned that economic fallout from the rate hikes would produce higher unemployment. ‚ÄúWhile","Google announced plans to dismiss thousands of employees days after the White House dismissed concerns about the layoffs sweeping the technology sector. Google CEO Sundar Pichai informed the company on Friday that some 12,000 positions would be eliminated as a result of macroeconomic turmoil. The layoffs will impact approximately 6% of the company‚Äôs workforce of ...",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.758363061633882, 'Environmental Footprint of Hardware Infrastructure': 0.7382149286039578, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7626578537617116, 'Employee Recruitment, Inclusion & Performance': 0.8065355283936809, 'Data Security': 0.7553345416538542}",0.8065355283936809,Promod,Major focus,Major focus,Negative,"Employee Recruitment, Inclusion & Performance",Major focus,Major focus,Negative,2023-01-12T20:23:32+00:00,https://finance.yahoo.com/news/google-says-curbing-liability-shield-202332060.html?.tsrc=rss,"[{'name': 'internet companies', 'weight': 0.10596725}, {'name': 'illegal content', 'weight': 0.0994879}, {'name': 'social media companies', 'weight': 0.098948546}, {'name': 'online companies', 'weight': 0.09685737}, {'name': 'content', 'weight': 0.09457683}, {'name': 'smaller tech companies', 'weight': 0.0884964}, {'name': 'users', 'weight': 0.088066034}, {'name': 'Pinterest Inc.', 'weight': 0.078591034}, {'name': 'Etsy Inc.', 'weight': 0.07789957}, {'name': 'Twitter Inc.', 'weight': 0.077444464}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc.’s', 'type': 'ORG', 'mentions': 2}, {'data': 'the US Supreme Court', 'type': 'ORG', 'mentions': 1}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 3}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Pinterest Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'The Justice Department', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 3}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 6}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 1}, {'data': 'the Anti-Terrorism Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Nohemi Gonzalez', 'type': 'PERSON', 'mentions': 3}]","(Bloomberg) -- Alphabet Inc.’s Google told the US Supreme Court in a filing Thursday that undercutting social media’s legal protections could make the internet less safe and useful for its billions of users.
+• None US Inflation Cools Again, Putting Fed on Track to Downshift
+• None US Safety Agency to Consider Ban on Gas Stoves Amid Health Fears
+
+The company defended social media’s prized legal shield, known as Section 230 of the Communications Decency Act, which will be the subject of a case before the court next month.
+
+Google argued that the justices could break “a central building block of the modern internet” if they choose to narrow Section 230, which protects online companies from being sued over posts from their users.
+
+“The internet would devolve into a disorganized mess and a litigation minefield,” Google’s lawyers wrote in the filing.
+
+The case was brought by the family of Nohemi Gonzalez, a 23-year-old US citizen who was killed by ISIS in Paris in November 2015. Her family asserts that YouTube, which Google owns, violated the Anti-Terrorism Act when its algorithms recommended ISIS-related content to users. The family claims that even if the company isn’t liable for the ISIS content, the algorithmic recommendations shouldn’t be protected by Section 230.
+
+The case could have huge implications for the future of online speech and whether some of the world’s most powerful companies should be held accountable for the content they promote. It could affect social media companies like Meta Platforms Inc. and Twitter Inc., as well as smaller tech companies such as Etsy Inc. and Pinterest Inc.
+
+Google’s filing focused on the importance of algorithms to the modern internet. Most websites are functional and easy to use because of sorting algorithms, so removing the protection for online recommendations would likely have far-reaching effects, Google argued.
+
+Lower courts have found that Section 230 protects internet companies from lawsuits when they decide how to display content. But policy makers on both sides of the aisle have argued for years that it’s time to refresh Section 230, which was written when the internet was still new.
+
+The Justice Department last year partially sided with the Gonzalez family in the case, arguing that Section 230 doesn’t necessarily protect social media companies from liability when they promote illegal content.
+
+The oral arguments in the case, Google v. Gonzalez, are set for Feb. 21.
+• None Airlines Resurrect Ancient Jumbo Jets to Meet First- and Business-Class Demand
+• None America’s Homes Are Already Transforming Into Mini Power Plants
+• None Young Bankers Who Got Used to Smooth Sailing Prepare for a Storm",b1f0e93059a64e9bbdf9fdf247e27b79,Google Says Curbing Liability Shield Would Make Web Less Safe,4,,,,
+9053,"HCA Healthcare raises 2023 profit view as surgical procedure volumes rebound - July 27 (Reuters) - Hospital operator HCA Healthcare Inc (HCA.N) on Thursday raised its annual profit forecast, betting on a recovery in surgical procedure volumes.
+
+The volumes of medical procedures are trending upwards after the U.S. government ended the public health emergency status for COVID-19 in May. Patients, particularly older adults, have been returning to hospitals for procedures such as hip and knee replacements.
+
+The recovery in demand for surgical procedures has also boosted margins for others including medical device makers such as Johnson & Johnson (JNJ.N) and Abbott Laboratories (ABT.N) , which topped second-quarter profit estimates last week.
+
+HCA Healthcare said it expects 2023 profit in the range of $17.70 to $18.90 per share, compared with its previous forecast of $17.25 to $18.55.","{'positive': 0.95380336, 'negative': 0.028190166, 'neutral': 0.018006466}","HCA Healthcare Inc (HCA.N) on Thursday raised its annual profit forecast, predicting a recovery in surgical procedure volumes. The volumes of medical procedures are trending upwards after the U.S. government ended the public health emergency status for COVID-19 in May. The recovery in demand for surgical procedures has also boosted margins for others including medical device makers such as Johnson & Johnson (JNJN) and Abbott Laboratories (ABT.N). HCA Healthcare said it expects 2023 profit in the range of $17.70 to $18.90 per share, compared with its previous forecast.","Hospital operator HCA Healthcare Inc on Thursday raised its annual profit forecast, betting on a recovery in surgical procedure volumes.",HCA,Health Care,Health Care Delivery,HCA Healthcare Inc,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act‚Äôs provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers‚Äô compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7475661796162587, 'Access for Low-Income Patients': 0.779029334212814, 'Quality of Care & Patient Satisfaction': 0.786392802308095, 'Patient Privacy & Electronic Health Records': 0.7500388746631409, 'Energy Management': 0.7366280278277799, 'Management of Controlled Substances': 0.7664725800852106, 'Fraud & Unnecessary Procedures': 0.7502796695995971, 'Pricing & Billing Transparency': 0.8034154207310928, 'Employee Health & Safety': 0.7537101402047439, 'Employee Recruitment, Development & Retention': 0.7870245780785975, 'Waste Management': 0.7607553761243637}",0.8034154207310928,Promod,Minor focus,Major focus,Positive,Quality of Care & Patient Satisfaction,No focus,,,2022-10-21T14:25:50+00:00,https://www.theverge.com/23416056/wikipedia-app-vs-google-mobile-search,"[{'name': 'Google search', 'weight': 0.081379786}, {'name': 'Wikipedia', 'weight': 0.07571396}, {'name': 'Sesame Street', 'weight': 0.06980885}, {'name': 'Google', 'weight': 0.068497956}, {'name': 'seminal debut album', 'weight': 0.06340405}, {'name': 'vague searches', 'weight': 0.06109715}, {'name': 'nearby article subjects', 'weight': 0.058045425}, {'name': 'Scottish electronic duo Boards', 'weight': 0.05652346}, {'name': 'audio samples', 'weight': 0.05590096}, {'name': 'use cases', 'weight': 0.053777475}]",[{'name': 'Tech'}],"[{'data': 'Wikipedia', 'type': 'ORG', 'mentions': 8}, {'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Boards of Canada’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Last night', 'type': 'TIME', 'mentions': 1}, {'data': 'Scottish', 'type': 'NORP', 'mentions': 1}, {'data': 'Music Has the Right to Children', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Sesame Street', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Wikipedia', 'type': 'WORK_OF_ART', 'mentions': 1}]","Last night, I was casually wondering (as you do) which songs from Scottish electronic duo Boards of Canada’s seminal debut album, Music Has the Right to Children, use audio samples from Sesame Street? It’s the sort of idle fact-checking that humans in the 21st century are blessed to indulge in, and so (as you do), I whipped out my smartphone to Google it.
+
+The problem I faced is not a new one. Many people have noted the slow degradation of Google’s search in recent years, partly a result of macro changes to the web’s structure and partly Google’s own fault for relentlessly privileging its own ads and services. And in this particular case, when I searched for the album in question, I had to scroll past the following:
+
+I know, I know. This is hardly an arduous journey or an important problem. But in my infinite privilege and petulant desire for frictionless access to trivia, this little scrolling mission riled me up mightily. In fact, it got me thinking: why the hell am I Googling this stuff anyway? If half of my Google searches on mobile are just Wikipedia lookups, why not cut out the middleman altogether?
+
+It’s not just that Google search on mobile is bad (it is) or that Google shouldn’t be rewarded for its monopoly position (it shouldn’t); it’s also that the Wikipedia app is... kinda fun, particularly if you’re a nerd with an affinity for factoids. I don’t know about you, but give me a few beers and next to no provocation, and I will loudly declaim to whoever will listen that Wikipedia is actually one of the true wonders of the internet: an honest-to-goodness gift to humanity that, despite its numerous failings, provides exponentially more utility than harm in this shabby, fallible world of ours. In fact, when I think about it, much of what I consider to be “good” or “useful” about “technology” or “modern life” essentially boils down to “having access to Wikipedia all the time.” So why not make that easier?
+
+Of course, there are lots of areas in which Google will continue to reign supreme — for destinations, news, and vague searches for things you half remember, but for a certain set of use cases, Wikipedia is just faster and more convenient. In fact, it also seems like a better way to waste time on my phone. What’s this, I ask, as I open up the app. A picture of the day? Don’t mind if I do. Oh, and a top five most-read article list? Send ‘em my way. And a map feature that lists nearby article subjects? Wikipedia, please, with your little live compass icons that direct you to nearby locations, you’re really spoiling us. Anyway, all of that is to say that Wikipedia on your phone is good. You should download it. Google is getting worse. Don’t reward it. Up with the knowledge keepers and down with the middlemen. Get Wikipedia on your phone here for iOS and Android, and never look back.",2f43525e2a364f8b93a46557df568635,Wikipedia's mobile app is the cure for my Google frustrations,4,,,,
+5700,"American Airlines Costs to Rise on Pilots' 46% Pay Boost - American Airlines said Tuesday it was expecting to record higher costs in the current quarter following its new $9.6 billion labor deal with its pilots.
+
+The company's pilots approved a new contract on Monday that includes nearly $10 billion in total pay and benefits increases over four years.
+
+American Airlines now expects its cost per available seat mile excluding fuel to rise about 4% to 6%, compared with its previous forecast of about 2% to 4% growth. The company reaffirmed its cost outlook for the year.
+
+American Airlines pilots approved the contract on Monday, reflecting the bargaining power held by pilots in an era of airline staff shortages.
+
+The Allied Pilots Association (APA), which represents 15,000 pilots at the Texas-based carrier, said 72.7% of the pilots voted for the deal which will result in an immediate pay raise of more than 21%.
+
+Overall, compensation for pilots at the airline will rise by more than 46% during the contract's duration.
+
+""It's unprecedented and historic,"" the Allied Pilots Association's president, Captain Ed Sicher, told Reuters Monday.
+
+""For pilots the biggest victory is not just the wages but the work-life stuff.""
+
+Analysts at Jefferies estimate that the U.S. airline industry has a shortage of about 10,000 pilots. This supply-demand gap is projected to last until 2027.
+
+With no letup in travel demand, airlines are in a rush to staff up, bolstering the bargaining power of pilots.
+
+Rival United Airlines last month announced a preliminary deal for a new four-year contract that would give its pilots a cumulative increase of 34.5%-40.2% in pay.
+
+American's contract includes about $1.1 billion in immediate, one-time payments and ratification bonuses. Quality-of-life improvements represent nearly 20% of the increased value of the new contract, the union said. For example, pilots would get premium pay if the company reassigns them from a trip they bid on, or have asked to fly, Sicher said.","{'positive': 0.8464605, 'negative': 0.08852199, 'neutral': 0.06501755}","American Airlines is expecting to record higher costs in the current quarter following its new $9.6 billion labor deal with its pilots, which includes nearly $10 billion in total pay and benefits increases over four years. The Allied Pilots Association (APA) said 72.7% of the pilots voted for the deal which will result in an immediate pay raise of more than 21%. Overall, compensation for pilots at the airline will rise by more than 46% during the contract's duration. With no letup in travel demand, airlines are in a rush to staff up, bolstering the bargaining power of pilots. American Airlines' contract includes about $1.1 billion in immediate, one-time payments and ratification bonuses.",American Airlines said Tuesday it was expecting to record higher costs in the current quarter following its new $9.6 billion labor deal with its pilots.,AAL,Transportation,Airlines,American Airlines Group Inc.,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7762765475053588, 'Labour Practices': 0.8119360704591209, 'Greenhouse Gas Emissions': 0.7635811555544015, 'Accident & Safety Management': 0.7729446925043507}",0.8119360704591209,Promod,Major focus,Major focus,Neutral,Labour Practices,Major focus,Major focus,Positive,2023-04-05T08:45:28+00:00,https://www.independent.co.uk/travel/news-and-advice/google-flights-price-guarantee-airfare-b2314469.html?src=rss,"[{'name': 'price', 'weight': 0.15311192}, {'name': 'prices', 'weight': 0.15311192}, {'name': 'Google Pay', 'weight': 0.12537287}, {'name': 'selected flights', 'weight': 0.12526192}, {'name': 'Flights', 'weight': 0.123382196}, {'name': 'flights', 'weight': 0.123382196}, {'name': 'Google Flights', 'weight': 0.122834794}, {'name': 'Google', 'weight': 0.11865142}, {'name': 'the flight price', 'weight': 0.098318905}, {'name': 'their flight price', 'weight': 0.098318905}]",[{'name': 'Travel'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'US', 'type': 'GPE', 'mentions': 3}, {'data': 'States', 'type': 'GPE', 'mentions': 1}, {'data': 'Book on Google', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Google Flights', 'type': 'PRODUCT', 'mentions': 2}]","Google Flights is launching a new “price guarantee” that means, on certain routes, passengers will be refunded the difference in price if the airfare drops after they’ve bought their ticket.
+
+The offer only applies to flights shown by the travel search platform as having a “price guarantee” badge, and is initially being piloted on flights to and from the US.
+
+But for those that do have the tag, if the price drops in the time between a customer’s booking and the flight’s departure, Google will pay the difference up to $500 via Google Pay.
+
+Travellers are capped, however, at receiving no more than $500 back in total per calendar year; this can be spread over up to three “price guarantee” flights.
+
+Customers need to be signed into their Google account and set their country/region to the US, with prices displayed in dollars, to see the price guarantee badge on selected flights.
+
+They must also buy the flight via the “Book on Google” option and be purchasing a one-way or return ticket departing from the States.
+
+Flights with the price guarantee will display a “colourful price badge”, says Google – travellers select the flight, click “Book on Google”, and tick the price guarantee box agreeing to the terms of service.
+
+“After you book, we monitor the price until the first flight in your itinerary departs,” said Google in a blog post.
+
+“We then send you an email to let you know if the price dropped or not.
+
+“If the price dropped, we pay you the difference back in Google Pay. If the price didn’t go down, you can rest assured that you got the best price with Google Flights.”
+
+Travellers have to download the Google Pay app and set it up within 90 days of their flight departure in order to receive money back should the airfare go down in price.
+
+Even if the flight price drops and then goes back up again, Google Flights will refund the difference between what the passenger paid and the lowest possible price before takeoff.
+
+However, if the airline cancels or reschedules the flight, Google won’t pay the difference.
+
+Going forward, the price guarantee should be available without having to book flights via Google, as this option has been discontinued outside of the US and is currently being phased out there too.",cdde083551da476aa4a9a705ab2a2dcb,Google says it will refund passengers the difference if their flight price drops,4,,,,
+34888,"Bunge (BG) Gains As Market Dips: What You Should Know - In the latest trading session, Bunge (BG) closed at $96.88, marking a +0.32% move from the previous day. The stock outpaced the S&P 500's daily loss of 0.02%. Elsewhere, the Dow gained 0.03%, while the tech-heavy Nasdaq added 5.44%.
+
+Coming into today, shares of the agribusiness and food company had lost 3.99% in the past month. In that same time, the Basic Materials sector gained 8.62%, while the S&P 500 gained 4.57%.
+
+Investors will be hoping for strength from Bunge as it approaches its next earnings release, which is expected to be February 8, 2023. On that day, Bunge is projected to report earnings of $3.19 per share, which would represent a year-over-year decline of 8.6%. Our most recent consensus estimate is calling for quarterly revenue of $18.23 billion, up 9.25% from the year-ago period.
+
+It is also important to note the recent changes to analyst estimates for Bunge. These revisions help to show the ever-changing nature of near-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection has moved 0.38% higher. Bunge is currently a Zacks Rank #2 (Buy).
+
+Digging into valuation, Bunge currently has a Forward P/E ratio of 8.19. This represents a premium compared to its industry's average Forward P/E of 8.14.
+
+The Agriculture - Products industry is part of the Basic Materials sector. This group has a Zacks Industry Rank of 70, putting it in the top 28% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow BG in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.77972096, 'negative': 0.14885621, 'neutral': 0.07142281}","Investors will be hoping for strength from Bunge as it approaches its next earnings release, which is expected to be February 8, 2023. On that day, Bunge is projected to report earnings of $3.19 per share, which would represent a year-over-year decline of 8.6%. It is also important to note the recent changes to analyst estimates for Bunge. The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988.","Bunge (BG) closed at $96.88 in the latest trading session, marking a +0.32% move from the prior day.",BG,Food & Beverage,Agricultural Products,Bunge Ltd,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs—including biomass waste generated from internal processes—and improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry’s ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity’s energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry’s ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7605696545049364, 'Water Management': 0.7393407166721878, 'Food Safety': 0.7297522816512088, 'GMO Management': 0.7570510121611311, 'Energy Management': 0.7376689389961468, 'Workforce Health & Safety': 0.7374821092779588, 'Ingredient Sourcing': 0.7708177671199655, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7481110214756571}",0.7708177671199655,Promod,No focus,No focus,Neutral,,No focus,,,2023-06-22T10:20:00+00:00,https://www.businessinsider.com/jerome-powell-fed-capitol-hill-cpi-inflation-economy-recession-markets-2023-6,"[{'name': 'more rate hikes', 'weight': 0.09709774}, {'name': 'more interest rate hikes', 'weight': 0.09692193}, {'name': 'higher rates', 'weight': 0.092892244}, {'name': 'interest rates', 'weight': 0.09119249}, {'name': 'high mortgage rates', 'weight': 0.08855786}, {'name': 'rates', 'weight': 0.08513695}, {'name': 'Fed Chairman Jerome Powell', 'weight': 0.06539224}, {'name': 'more time', 'weight': 0.06329681}, {'name': '10 consecutive interest rate hikes', 'weight': 0.057417993}, {'name': 'Federal Reserve Chair Jerome Powell', 'weight': 0.0559388}]","[{'name': 'Politics'}, {'name': 'Business'}, {'name': 'Sports'}]","[{'data': 'Jerome Powell', 'type': 'PERSON', 'mentions': 8}, {'data': 'Patrick McHenry', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ed Yardeni', 'type': 'PERSON', 'mentions': 1}, {'data': 'Savita Subramanian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Phil Rosen', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jason Ma', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hallam Bullock', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nathan Rennolds', 'type': 'PERSON', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 8}, {'data': 'Capitol Hill', 'type': 'ORG', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 2}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'the Washington Wizards', 'type': 'ORG', 'mentions': 1}, {'data': 'the Financial Services Committee', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Accenture', 'type': 'ORG', 'mentions': 1}, {'data': 'Volex', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'BofA', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}]","A lot's been happening on Capitol Hill this week.
+
+Fed Chairman Jerome Powell testified before the House, central bank nominees are talking to the Senate, and the Washington Wizards traded away their star hooper.
+
+I'll leave it to you to read up on that last one, but below are the takeaways from Wednesday's Fed comments and how markets have responded.
+
+1. Powell spoke before the House Financial Services Committee yesterday following 10 consecutive interest rate hikes and one rate ""skip"" that the Fed chief made sure to clarify wasn't a ""pause.""
+
+He told lawmakers that the central bank remains ""very far"" from its 2% inflation target and is likely to raise interest rates further in the coming months, adding that the June respite was to give his colleagues more time to assess economic data.
+
+""Given how far we've come, it may make sense to move rates higher but to do so at a more moderate pace,"" Powell said Wednesday.
+
+To be sure, consumer inflation has slowed substantially from last year's peak of around 9%.
+
+But the latest CPI reading of 4% is still too hot for the Fed, and the central bank's preferred inflation gauge is even higher at 4.7%.
+
+Remember, the balance here is to raise borrowing costs to slow the economy down enough to cool inflation, but not so much that growth turns negative and a recession hits.
+
+So far, the economy has been more resilient than expected, even as the fed funds rate hovers in the 5% to 5.25% range.
+
+Spending and inflation haven't quite eased as much as anticipated, and that's left some Fed officials penciling in a few more hikes for 2023, projections show.
+
+Patrick McHenry, chairman of the Financial Services Committee, questioned whether a rate ""skip"" was contradictory to forecasts for higher rates.
+
+Powell effectively said no, but in Fed-speak:
+
+""Those two things are entirely consistent. The level to which we raise rates is a separate question from the speed of which we move.""
+
+Powell noted that his team would make decisions ""meeting by meeting,"" and stick to data-dependent moves.
+
+""We have been seeing the effects of our policy tightening on demand in the most interest-rate-sensitive sectors of the economy,"" he said. ""It will take time, however, for the full effects of monetary restraint to be realized, especially on inflation.""
+
+All indications suggest the stock market doesn't like the sound of more rate hikes. Stocks have entered a mini-slump since last week, after massive rallies for a handful of names.
+
+The S&P 500 is on a three-day losing streak, and recent winners like Tesla, Nvidia, and Apple all slid Wednesday.
+
+Goldman Sachs strategists wrote in a note this week that there's still a good chance of upside ahead for the key index, but advised investors to consider hedging for a potential recession.
+
+The firm gives about a one-in-four shot of an economic downturn, and that could drag the S&P 500 down as much as 23%, in their view.
+
+What's your reaction to Powell forecasting more interest rate hikes? Tweet me (@philrosenn) or email me (prosen@insider.com) to let me know.
+
+2. US stock futures fall early Thursday, after Federal Reserve Chair Jerome Powell said more rate hikes are likely ahead. Check out the latest market moves.
+
+3. Earnings on deck: Accenture, Volex, and more, all reporting.
+
+4. Bank of America warned that the classic 60/40 portfolio strategy is on its deathbed. The firm said it's time to ditch the time-tested allocation before a ""lost decade"" of returns arrives. Strategists instead recommended pivoting to these 11 investments.
+
+5. A rolling recession in the economy is turning into a rolling recovery. And to market strategist Ed Yardeni, he thinks that should help limit pain in the stock market: ""Stocks may be due for a technical correction, but the underlying economic fundamentals should limit any downside move.""
+
+6. The housing market is so tight that home prices are 44% higher than before the pandemic. Between low inventory and high mortgage rates, buyers are facing a historic lack of affordability. Full details.
+
+7. AI isn't just a tech story. It's a long-term theme that will see investments across every industry, according to BofA's Savita Subramanian. The bubble-like rally in tech isn't rational, but it could have a long tail.
+
+8. This ex-police officer made $12 million in three years buying ATMs. He purchased each one for between $1,800 to $2,200 and operated them as a side hustle. The first six he bought generated cash flow of around $3,000 a month.
+
+9. Strategists say investors should ride this market rally to new all-time highs. Stocks have caught fire in the last few months, and there's reason to believe they still have room to run. These 10 trades can help you profit from future upside.
+
+10. This chief investment officer said Apple isn't actually worth its massive, near-$3 trillion valuation. The iPhone maker's shares have climbed more than 40% this year, but that could simply be because it's a safety play for investors. Read more.
+
+Curated by Phil Rosen in New York. Feedback or tips? Tweet @philrosenn or email prosen@insider.com.
+
+Edited by Jason Ma in Los Angeles and Hallam Bullock (@hallam_bullock) and Nathan Rennolds (@ncrennolds) in London.",0b18c5948eb44d619ed7996ea27283f7,Jerome Powell says the Fed is still 'very far' on inflation,4,,,,
+16551,"Defense Giant Lockheed Martin Corporation Eyes New Opportunities In Wildfire Fighting - James D. Taiclet, Lockheed Martin Corporation’s Chairman, president and CEO, wants his company to solve America’s big problems. Taiclet, who took on the job about two years ago, is aligning his vast portfolio of national security platforms and high-powered mission integration systems to address what he calls “21stCentury Security”.
+
+According to Taiclet, “21st Century Security” offers a broader vision of where large defense contractors can quickly deliver and apply integrated, mission-focused defense capabilities to complex problem sets outside the traditional defense sphere. Taiclet is focusing his company on wildfire fighting, addressing the tough integration challenges recently highlighted by the President’s Council of Advisors on Science and Technology.
+
+It is no easy task. While Lockheed Martin has immense expertise as an integrator of complex technologies, Lockheed Martin is oriented towards selling big things to a handful of big Federal customers. To move the needle in the company’s massive balance sheet, Lockheed’s business units are focused on developing and supporting boutique systems for big markets—like F-35 Lightning II fighter jets, or naval combat systems.
+
+Lockheed’s four business units—Missiles and Fire Control, Rotary and Mission Systems, Aeronautics, and Space—are always eager and ready to resource complex, cross cutting initiatives, and, while firefighting represents the civil component of Lockheed’s 21st Century security initiative, the wildfire marketplace offers no simple route to a big sale.
+
+That makes Taiclet’s interest in wildfire fighting all the more interesting. Wildfires present one of the toughest national challenges in America. Chronically underfunded, subjected to brutal operating conditions and operating under the constant specter of death, wildfire fighters have little time for gimmicks, ineffective gear, and wasted funds. It is a no-nonsense business, with buyers scattered throughout local, state, and Federal governments. If something doesn’t work or is too costly, America’s wildland fire fighters won’t buy it.
+
+But that’s not phasing Mr. Taiclet. “We’re sitting at a point now” he enthuses, where “we can actually predict where fires might start and start moving assets there.” He’s flowing company resources into the market. In a joint project with NVIDIA , Lockheed is working with the U.S. Department of Agriculture’s Forrest Service and the Colorado Division of Fire Prevention and Control, using artificial intelligence (AI) based approaches to predict and simulate wildfire behavior.
+
+It is a complex initiative. Building off NVIDIA’s modeling and visualization systems, Lockheed’s Cognitive Mission Manager system will integrate a range of sensor and AI-informed inputs to recommend courses of action. Ultimately, says Taiclet, these would feed into “things that we make that actually do fight fires today.”
+
+Those platforms, the Lockheed-built H-60 Blackhawk-derived FIREHAWK helicopter and C-130 Hercules transports, are widely used water-bombers. According to Taiclet, firefighters could get more out of the platforms. “They’re not connected to anything else, really,” and unable to use real-time data to target the fire front.
+
+Taiclet clearly sees wildland fire fighting as an “all-of-government” effort leveraging everything from America’s most classified sensors to prison inmate firefighters, a team sport, where decision-making information must get to the fire line in seconds, rather than hours.
+
+That’s a great vision, but it only really works if it is adopted at a national level.
+
+To advance Taiclet’s vision, Lockheed must build their own marketplace.
+
+Lockheed could do it. Given Lockheed’s size and influence, the company has ample opportunities to write itself into America’s fragmented wildfire control efforts, serving as sort of a dedicated science and technology organization to develop and deploy safer wildland firefighting technology.
+
+The Department of Defense is only beginning to engage America’s wildfire fighting community, and Lockheed has sufficient access to Pentagon decision-makers that the company could, essentially, write up the Defense Department’s strategy for supporting civil authorities during wildfire season, setting the foundation for a national-level NORAD-like early wildfire detection and response capability.
+
+Given that the Pentagon already has systems in place to collect, model and disseminate information to firefighters, Lockheed is also well-positioned to identify areas to integrate or improve, as well as deconflicting areas where outside innovators might be duplicating efforts in providing fire fighters better situational awareness, building wildfire threat data models or in advancing semi-autonomous wildfire-fighting systems.
+
+The options are really quite interesting. The Pentagon’s five-year-old FireGuard protocol, a process that, in a wildfire emergency, uses a wide range of military assets to “detect wildfires, notify authorities, and create products to disseminate to firefighting networks nationwide”, could be improved so that these products directly feed into Lockheed-built National Guard C-130 Hercules water bombers, offering pilots and firefighters managing air traffic over the fire zone near-real-time navigation and targeting solutions.
+
+FireGuard output is run through a “Firefly” AI program to gain near-real-time insights on firefighting behavior. The final product is modified to reduce chances of inadvertently revealing secret U.S. capabilities, and then sent to local firefighters on the ground—a often time-consuming process. Lockheed is deeply engaged in the challenge of quickly providing different tiers of information to different audiences, and operationalizing Firefly would be no different.
+
+Lockheed Martin has the potential to develop a whole suite of tools to help prevent wildfires, and market them on a national level, sidestepping the challenge of working with innumerable local fire departments and other minor stakeholders.
+
+Ultimately, after helping the Pentagon build interest in a national-level wildfire detection and response system, Lockheed could push for the privatization of the Pentagon’s high-tech predictive toolkit, allowing the Pentagon to focus more on enabling rapid responses to backcountry blazes—alerting local fire departments, pre-deploying additional assets, or rapidly inserting Smoke-Jumper teams to choke out small fires.
+
+Lockheed could even take these modern firefighting techniques overseas, helping U.S. allies leverage a similar set of tools and assets. More and more countries are struggling to contain seasonal wildfires, and, if Taiclet moves quickly, high-tech, AI-enabled firefighting might be an ideal means for Lockheed to offer value to markets outside the United States.","{'positive': 0.085785724, 'negative': 0.03352044, 'neutral': 0.88069385}","Lockheed Martin Corporation Chairman, President and CEO, James D. Taiclet, Lockheed Martin Corporation’s Chairman, president, is focusing his company on wildfire fighting, addressing the tough integration challenges of the traditional defense sphere. He is aligning his vast portfolio of national security platforms and high-powered mission integration systems to address what he calls “21st Century Security” and is looking to sell big things to a handful of big Federal customers. To move the needle in the company's massive balance sheet, Lockheed's business units are focused on developing and supporting boutique systems for big markets, such as F-35 Lightning II fighter jets, or naval combat systems. To advance TaicleT's vision, Lockheed must build their own marketplace and develop its own tools to develop and deploy safer wildland firefighting technology.","James D. Taiclet, Lockheed Martin Corporation’s Chairman, president and CEO, wants his company to solve the world’s big problems. Wildfire fighting—an often low-tech, inefficient endeavor—is one of them.",LMT,Resource Transformation,Aerospace & Defence,Lockheed Martin,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7655515864709529, 'Hazardous Waste Management': 0.7580288965858157, 'Materials Sourcing': 0.7698418101969724, 'Energy Management': 0.7640874721940437, 'Fuel Economy & Emissions in Use-phase': 0.7867899738710623, 'Business Ethics': 0.7433987055115718, 'Data Security': 0.790328908133851}",0.790328908,Inchul,Major focus,Major focus,Positive,"Product Safety, Data Security, Energy Management, Fuel Economy & Emissions in Use-phase, Business Ethics",Minor,Minor,Neutral,2022-10-22T10:04:33+00:00,https://www.freep.com/story/money/business/michigan/2022/10/22/mortgage-demand-drops-to-new-low-30-year-interest-rates-average-7-15/69573534007/,"[{'name': 'interest rates', 'weight': 0.092064}, {'name': 'U.S. mortgage demand', 'weight': 0.07733769}, {'name': 'U.S. Treasury', 'weight': 0.06928454}, {'name': 'big tech companies Alphabet', 'weight': 0.068728104}, {'name': 'national security grounds', 'weight': 0.066500805}, {'name': 'corporate earnings reports', 'weight': 0.06507523}, {'name': 'U.S.', 'weight': 0.06505196}, {'name': 'Thursday', 'weight': 0.06373148}, {'name': 'more quarterly reports', 'weight': 0.06003548}, {'name': 'influential Tesla CEO Elon Musk', 'weight': 0.05904921}]","[{'name': 'Finance'}, {'name': 'Business'}]","[{'data': 'U.S. Treasury', 'type': 'ORG', 'mentions': 2}, {'data': 'Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'the Mortgage Bankers Association', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Starlink', 'type': 'ORG', 'mentions': 1}, {'data': 'Snapchat', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'the European Central Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'the Bureau of Economic Analysis', 'type': 'ORG', 'mentions': 1}, {'data': 'Benzinga', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}, {'data': 'Detroit', 'type': 'GPE', 'mentions': 1}, {'data': 'Liz Truss', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 2}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}]","The S&P 500 rebounded from its 2022 lows this week as investors digested a mixed bag of corporate earnings reports.
+
+The yield on 10-year U.S. Treasury bonds hit 4.337% on Friday, its highest level in 14 years. Treasury yields backed off their highs to close out the week following a Wall Street Journal report that some Federal Reserve officials are growing uneasy with the pace of the central bank's interest rate hikes.
+
+With interest rates soaring, the Mortgage Bankers Association reported Wednesday that U.S. mortgage demand has dropped to a 25-year low. The average rate for a 30-year fixed-rate mortgage has risen to 7.15%, its highest level since 2002.
+
+U.K. Prime Minister Liz Truss resigned on Thursday after just a month and a half on the job. Truss' fiscal plan, which included aggressive tax cuts and investment incentives, sent the British pound tumbling to a record low against the U.S. dollar and created extreme volatility in financial markets, prompting her to reverse course and ultimately step down from her position.
+
+The Washington Post reported Friday that influential Tesla CEO Elon Musk is planning to lay off 75% of Twitter's workforce once he completes his $44-billion acquisition of the social media platform. The same day, Bloomberg reported the Biden administration is considering a review of Musk's Starlink satellite internet service and his Twitter buyout deal on national security grounds.
+
+Shares of Snapchat parent company Snap traded lower by 31% on Friday after the social media company reported just 6% revenue growth in the third quarter, down from 57% growth in the same quarter a year ago.
+
+In the week ahead, investors will get more quarterly reports from big tech companies Alphabet on Tuesday, Meta Platforms on Wednesday and Apple and Amazon on Thursday.
+
+The S&P 500's forward price-to-earnings ratio is currently 15.5, below its 10-year average of 17.1, according to FactSet.
+
+Investors will get key economic updates on Thursday when the European Central Bank releases its latest interest rate decision and accompanying commentary and the Bureau of Economic Analysis releases its preliminary U.S. GDP growth estimate for the third quarter.
+
+Benzinga is a financial news and data company headquartered in Detroit.",e82da2d746bc4ba59513954d86ec2ee0,"Mortgage demand drops to new low, 30-year interest rates average 7.15%",4,,,,
+47205,"US natgas down 2% as flows drop to Freeport LNG plant in Texas - March 8 (Reuters) - U.S. natural gas futures declined about 2% on Wednesday after data showed the amount of gas flowing to Freeport LNG's export plant in Texas had dropped and forecasts indicated the weather in the near term would be warmer than previously expected. Front-month gas futures for April delivery had fallen 6.2 cents, or 2.3%, to $2.625 per million British thermal units (mmBtu) by 8:55 a.m. EST (1355 GMT), even though the total amount of gas flowing to all seven big U.S. LNG export plants was still on track to hit a record high this month. The market has been extremely volatile in recent weeks as traders bet on the latest weather forecasts. The front-month fell to a 28-month low below $2 per mmBtu in intraday trade on Feb. 22 on forecasts for warmer weather before jumping 9% to settle at a five-week high over $3 just over a week later on March 3 on forecasts for colder weather and then plunging 15% on March 6 on an outlook for warmer temperatures. Freeport LNG's export plant was on track to pull in just 0.1 billion cubic feet per day (bcfd) of gas on Wednesday, down from 1.0 bcfd on Tuesday, according to data provider Refinitiv. Freeport exited an eight-month outage in February. That outage was caused by a fire in June 2022. Officials at Freeport LNG had no comment on the decline in gas flows. When operating at full power, Freeport LNG, the second-biggest U.S. LNG export plant, can turn about 2.1 bcfd of gas into LNG for export. Federal regulators approved the restart of two of Freeport LNG's three liquefaction trains (Trains 2 and 3) in February. Liquefaction trains turn gas into LNG. Freeport LNG asked federal regulators for permission to restart the third train (Train 1) and other parts of the plant on Feb. 27. But federal regulators had more questions on March 6 about that request, which could delay the timing of the restart of Train 1. Total gas flows to all seven of the big U.S. LNG export plants has risen to 13.3 bcfd so far in March from 12.8 bcfd in February. That would top the monthly record of 12.9 bcfd in March 2022, before the Freeport LNG facility shut. The seven big U.S. LNG export plants, including Freeport LNG, can turn about 13.8 bcfd of gas into LNG. SUPPLY AND DEMAND Refinitiv said average gas output in the U.S. Lower 48 states has risen to 98.4 bcfd so far in March, up from 98.2 bcfd in February. That compares with a monthly record of 99.9 bcfd in November 2022. Analysts said production declined earlier this year due in part to drops in gas prices of 40% in January and 35% in December that persuaded several energy firms to reduce the number of rigs they were using to drill for gas. In addition, extreme cold in early February and late December cut gas output by freezing oil and gas wells in several producing basins. The latest forecasts show the weather in the Lower 48 states would remain mostly colder than normal through March 23 after some near- to warmer-than-normal days from March 8-13. With colder weather coming, Refinitiv forecast U.S. gas demand, including exports, would rise from 115.5 bcfd this week to 119.2 bcfd next week. Those forecasts were lower than Refinitiv's outlook on Tuesday. Milder winter weather so far this year has prompted utilities to leave more gas in storage than usual. Gas stockpiles were about 19% above their five-year average (2018-2022) during the week ended Feb. 24 and were expected to end about 22% above normal during the week ended March 3, according to federal data and analysts' estimates. Week ended Week ended Year ago Five-year Mar 3 Feb 24 Mar 3 average (Forecast) (Actual) Mar 3 U.S. weekly natgas storage change (bcf): -75 -81 -126 -101 U.S. total natgas in storage (bcf): 2,039 2,114 1,537 1,671 U.S. total storage versus 5-year average 22.0% 19.3% Global Gas Benchmark Futures ($ per mmBtu) Current Day Prior Day This Month Prior Year Five Year Last Year Average Average 2022 (2018-2022) Henry Hub 2.61 2.69 4.98 6.54 3.60 Title Transfer Facility (TTF) 13.41 13.11 41.81 40.50 14.39 Japan Korea Marker (JKM) 13.94 14.29 36.96 34.11 14.31 Refinitiv Heating (HDD), Cooling (CDD) and Total (TDD) Degree Days Two-Week Total Forecast Current Day Prior Day Prior Year 10-Year 30-Year Norm Norm U.S. GFS HDDs 327 333 282 297 291 U.S. GFS CDDs 10 12 11 14 12 U.S. GFS TDDs 337 345 293 311 303 Refinitiv U.S. Weekly GFS Supply and Demand Forecasts Prior Week Current Next Week This Week Five-Year Week Last Year Average For Month U.S. Supply (bcfd) U.S. Lower 48 Dry Production 98.6 98.3 98.4 93.8 89.4 U.S. Imports from Canada 8.4 7.9 8.5 9.0 8.6 U.S. LNG Imports 0.0 0.0 0.0 0.0 0.1 Total U.S. Supply 107.0 106.2 106.9 102.8 99.1 U.S. Demand (bcfd) U.S. Exports to Canada 3.1 3.2 3.3 3.2 3.0 U.S. Exports to Mexico 5.4 5.4 5.2 5.8 5.2 U.S. LNG Exports 12.8 13.3 12.9 12.8 7.4 U.S. Commercial 13.8 12.6 14.0 13.8 12.4 U.S. Residential 22.6 20.1 22.3 21.9 19.6 U.S. Power Plant 31.7 29.9 29.6 26.3 25.7 U.S. Industrial 23.8 23.5 24.3 24.7 23.6 U.S. Plant Fuel 4.9 4.9 4.9 4.9 4.9 U.S. Pipe Distribution 2.7 2.5 2.6 2.5 2.6 U.S. Vehicle Fuel 0.1 0.1 0.1 0.1 0.1 Total U.S. Consumption 99.6 93.6 97.8 94.2 88.9 Total U.S. Demand 120.9 115.5 119.2 116.0 104.5 U.S. weekly power generation percent by fuel - EIA Week ended Week ended Week ended Week ended Week ended Mar 10 Mar 3 Feb 24 Feb 17 Feb 10 Wind 14 13 15 15 15 Solar 4 3 3 3 3 Hydro 7 7 7 7 6 Other 2 2 2 2 2 Petroleum 0 0 0 0 0 Natural Gas 39 40 39 37 36 Coal 14 15 14 15 17 Nuclear 21 20 20 21 21 SNL U.S. Natural Gas Next-Day Prices ($ per mmBtu) Hub Current Day Prior Day Henry Hub 2.52 2.46 Transco Z6 New York 2.51 2.65 PG&E Citygate 8.23 11.53 Eastern Gas (old Dominion South) 2.37 2.31 Chicago Citygate 2.51 2.43 Algonquin Citygate 3.56 6.25 SoCal Citygate 8.88 8.85 Waha Hub 1.88 1.89 AECO 2.28 2.22 SNL U.S. Power Next-Day Prices ($ per megawatt-hour) Hub Current Day Prior Day New England 48.50 65.25 PJM West 32.50 35.50 Ercot North 33.75 31.00 Mid C 88.50 127.33 Palo Verde 60.25 64.25 SP-5 62.00 66.50 (Reporting by Scott DiSavino; Editing by Paul Simao)","{'positive': 0.010821331, 'negative': 0.9731545, 'neutral': 0.016024157}","U.S. natural gas futures declined about 2% on Wednesday after data showed the amount of gas flowing to Freeport LNG's export plant in Texas had dropped and forecasts indicated the weather in the near term would be warmer than previously expected. Front-month gas futures for April delivery had fallen 6.2 cents, or 2.3%, to $2.625 per million British thermal units (mmBtu) by 8:55 a.m. EST, even though the total amount of oil flowing to all seven big U.N. LNG export plants was still on track to hit a record high this month. The market has been extremely volatile in recent weeks as traders bet on the latest weather forecasts. Federal regulators approved the restart of two of Freeport's three liquefaction trains (Trains 2 and 3) in February, but federal regulators have more questions on March 6 about the timing of the restart. Average gas output in the US. Lower 48 states has risen to 98.4 bcfd so far in March, up from 98.2bcfd in February.","U.S. natural gas futures declined about 2% on Wednesday after data showed the amount of gas flowing to Freeport LNG's export plant in Texas had dropped and forecasts indicated the weather in the near term would be warmer than previously expected.  The market has been extremely volatile in recent weeks as traders bet on the latest weather forecasts.  Freeport LNG's export plant was on track to pull in just 0.1 billion cubic feet per day (bcfd) of gas on Wednesday, down from 1.0 bcfd on Tuesday, according to data provider Refinitiv.",FCX,Extractives & Minerals Processing,Metals & Mining,Freeport-McMoRan Inc,"{'Tailings Storage Facilities Management': 'The Metals & Mining industry faces significant operational hazards, particularly those associated with the structural integrity of tailings storage facilities (TSFs). A catastrophic failure of such facilities (e.g., a dam failure) can release significant volumes of waste streams and potentially harmful materials into the environment, leading to highconsequenceimpacts on ecosystems, human livelihood, local economies, and communities. Such catastrophic incidents may result in significant financial losses for entities and may erode their reputation and social license to operate. Robust approaches to tailings facilities design, management, operation, and closure, as well as appropriate management of associated risks, canhelp prevent such incidents from occurring. Entities that adopt comprehensive practices to maintain the integrity and safety of TSFs may do so through assigning accountability for tailings management at the highest levels of the entity, conducting frequent internal and external independent technical reviews of TSFs, and ensuring that mitigation measures are implemented in a timely manner in case of a safety concern. Additionally, a strong safety culture and well-established emergency preparedness and response plans can mitigate the impacts and financial implications of such events should they occur. Company obligations related to long-term remediation and compensation for damages may result in additional financial impacts in case of a failure. The ability for entities to meet such obligations after an incident occurs is an additional component of emergency preparedness.', 'Greenhouse Gas Emissions': 'Mining operations are energy-intensive and generate significant direct greenhouse gas (GHG) emissions, including carbondioxide from fuel use during mining, ore processing and smelting activities. The extent and type of GHG emissions can vary depending on the metal mined and processed. Regulatory efforts to reduce GHG emissions in response to climate change- related risks may result in additional regulatory compliance costs and risks for metals and mining entities. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Such efficiencies can mitigate the potential financial effect of increased fuel costs from regulations to limit—or put a price on—GHG emissions.', 'Water Management': 'Mining and metals production can affect both the availability and the quality of local water resources. Metals and mining entities face operational, regulatory and reputational risks because of water scarcity, costs of water acquisition, regulations on effluents or the amount of water used, and competition with local communities and other industries for limited water resources. Effects associated with water management may include higher costs, liabilities and lost revenues because of curtailment or suspension of operations. The severity of these risks may vary depending on the region’s water availability and the regulatory environment. Entities in the industry may deploy new technologies to manage risks related to water risk, including desalination, water recirculation and innovative waste-disposal solutions. Reducing water use and contamination can create operational efficiencies for entities and reduce their operating costs.', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the mining industry. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to mining reserves. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these laws could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The development, operation, closure, and remediation of mines can have a range of impacts on biodiversity, such as alterations of landscape, vegetation removal, and impacts to wildlife habitats. Acid rock drainage is a particularly significant risk: it is highly acidic water, rich in heavy metals, formed when surface and shallow subsurface water come into contact with mining overburden. Acid rock drainage can have harmful effects on humans, animals, and plants. Biodiversity impacts of mining operations can affect the valuation of reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extraction costs due to increasing interest in the protection of ecosystems. Entities could also face regulatory or reputational barriers to accessing reserves inecologically sensitive areas. This may include new protection status afforded to areas where reserves are located. Metals and mining entities face regulatory risks related to reclamation after a mine is decommissioned, per applicable regulatory requirements to restore mined property according to a prior, approved reclamation plan. Material costs may arise from removing or covering refuse piles, meeting water treatment obligations, and dismantling infrastructure at the end of life. Furthermore, ongoing mining operations are subject to laws protecting endangered species. Entities that have an effectiveenvironmental management plan for different stages of the project lifecycle may minimise their compliance costs and legal liabilities, face less resistance in developing new mines, and avoid difficulties in obtaining permits, accessing reserves,and facing delays in project completion.', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from the Metals & Mining industry include hazardous air pollutants, criteria air pollutants, and Volatile Organic Compounds (VOCs) from smelting and refining activities. These can have significant, localised human health and environmental impacts. Depending on the metal, uncaptured sulphur dioxide, lead, mercury, cadmium, and arsenic are among the chief pollutants, along with particulate matter. Financial impacts resulting from air emissions will vary depending on the specific location of operations and the applicable air emissions regulations. Active management of the issue—through technological and process improvements—could allow entities to limit the impacts ofincreasingly stringent air quality regulations globally. Entities could also benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Energy Management': 'Mining and metals production is often energy-intensive, with a significant proportion of energy consumption in the industry accounted for by purchased electricity. Although fuel combustion on-site contributes to the industry’s direct (Scope 1) GHG emissions, electricity purchases from the grid can result in indirect, Scope 2 emissions. The energy intensityof operations may increase with decreasing grades of deposits and increasing depth and scale of mining operations. The choice between on-site versus grid-sourced electricity and the use of alternative energy can be important in influencing both the costs and reliability of energy supply. Affordable and easily accessible energy is an important competitive factor in a commodity market driven by global competition, and purchased fuels and electricity can account for a significant proportion of total production costs. The way in which an entity manages its overall energy efficiency and intensity, its reliance on different types of energy, and its ability to access alternative sources of energy, can therefore be a material factor.', 'Community Relations': 'Mining facilities are frequently active over long periods of time, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected through environmental and social impacts of mining operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. Mining entities rely upon support from local communities to be able to obtain permits and leases as well as to conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of a mining entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about direct impacts of projects, the presence of mining activities may give rise to associated socio-economic concerns, such as education, health, livelihoods, and food security for the community. Metals and mining entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socio-economic benefits in return may be exposed to the risk of actions, motivated by resource nationalism, and by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights and interests. Strategies are often underpinned by the integration of community engagement into phases of the project cycle. Entities are beginning to adopt a “shared value” approach to provide a key socio-economic benefit to the community while allowing the entity to profitably operate.', 'Workforce Health & Safety': 'Safety is critical to mining operations due to the often hazardous working conditions. The Metals & Mining industry has relatively high fatality rates compared to other industries. Fatalities or injuries can result from a number of hazards associated with the industry, including powered haulage and machinery as well as mine integrity. Poor health and safety records can result in fines and penalties, and an increase in regulatory compliance costs from more stringent oversight. Anentity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Labour Relations': 'Metals and mining entities face inherent tension between the need to lower the cost of labour to remain price competitive, and to manage human resources to ensure long-term performance. Working conditions related to metal andmining operations are usually physically demanding and hazardous. Labour unions play a key role in representing workers’interests and managing collective bargaining for better wages and working conditions. At the same time, metals and mining entities often operate in areas where worker rights are not adequately protected. The nuances of both domestic and international worker concerns make management of labour relations critical for metals and mining entities. Conflict with workers can result in labour strikes and other disruptions that can delay or stop production. Work stoppages frequently result in significant lost revenue and reputational damage. Continued labour stresses can impact the long-term profitability of the business. At the same time, positive outcomes of effective labour engagement can include enhanced work practices, labour utilisation, as well as the reduction in safety incidents, accidents, or fatalities.', 'Waste & Hazardous Materials Management': 'The Metals & Mining industry generates large volumes of non-mineral and mineral wastes, including waste rock, tailings, slurries, slags, sludges, smelting, and industrial wastes, some of which may contain substances that are toxic, hazardous, or chemically reactive. Mineral processing sometimes also requires the use of hazardous materials for metal extraction. Waste produced during mining operations, depending on its type, can be treated, disposed of, or stored in on- or off-site impoundments or old mine pits. Improper storage or disposal of hazardous materials used in operations or mining waste can present a significant long-term threat to human health and ecosystems through potential contamination of groundwater or surface water that is used for drinking or agriculture purposes. Entities that reduce waste streams while implementing policies to manage risks related to handling hazardous materials may emjoy lower regulatory and litigation risks, remediation liabilities, and costs.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Metals and mining entities face additional community-related risks when operating in conflict zones and in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights. They also face risks when operating in areas with vulnerable communities, such as indigenous peoples. Entities using private or government securityforces to protect their workers and assets may knowingly, or unknowingly, contribute to human rights violations, including use of excessive force. Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failingto account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could facesubstantial costs related to compensation or settlement payments, and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities. These instruments include obtaining the free, prior, and informed consent of indigenous peoples for decisions affecting them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Tailings Storage Facilities Management': 0.7272359472140526, 'Greenhouse Gas Emissions': 0.7423217233444158, 'Water Management': 0.7168600983568804, 'Business Ethics & Transparency': 0.7015537644653009, 'Biodiversity Impacts': 0.6824423935123217, 'Air Quality': 0.7459536504349382, 'Energy Management': 0.7611280875342469, 'Community Relations': 0.7003448186978044, 'Workforce Health & Safety': 0.6889498548596701, 'Labour Relations': 0.7091731645855265, 'Waste & Hazardous Materials Management': 0.7040173274079776, 'Security, Human Rights & Rights of Indigenous Peoples': 0.6995979407772274}",0.7611280875342469,Inchul,Minor focus,Minor focus,Neutral,"Greenhouse Gas Emissions, Energy Management",No,No,No,2023-06-22T23:29:15+00:00,https://finance.yahoo.com/news/citi-hold-employees-accountable-office-232915440.html,"[{'name': 'office attendance', 'weight': 0.1447228}, {'name': 'office', 'weight': 0.12652054}, {'name': 'employees', 'weight': 0.1090869}, {'name': 'hybrid work model rules', 'weight': 0.09328942}, {'name': 'NEW YORK', 'weight': 0.09187975}, {'name': 'week', 'weight': 0.08601285}, {'name': 'Citigroup Inc', 'weight': 0.085984915}, {'name': 'Thursday', 'weight': 0.08555272}, {'name': 'pay', 'weight': 0.076876774}, {'name': 'Citigroup', 'weight': 0.076160066}]",[{'name': 'Finance'}],"[{'data': 'Citi', 'type': 'ORG', 'mentions': 3}, {'data': 'SIBOS', 'type': 'ORG', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Toronto', 'type': 'GPE', 'mentions': 1}, {'data': 'NEW YORK', 'type': 'GPE', 'mentions': 1}]","FILE PHOTO: The Citigroup Inc logo is seen at the SIBOS banking and financial conference in Toronto
+
+NEW YORK (Reuters) - Citigroup will start holding employees ""accountable"" for compliance with hybrid work model rules, the bank said in a statement on Thursday.
+
+Bloomberg reported earlier the bank will start to check whether employees are complying with the requirement of working at least three days a week in the office.
+
+""We are committed to our hybrid work model and proud of the flexibility it provides our colleagues to work at least three days per week in the office and up to two days remotely. We have firm expectations for office attendance and know that the majority of our employees are compliant with their requirements,"" the bank said in a statement.
+
+""As necessary, we hold colleagues accountable for adhering to their in-office days,"" the statement added.
+
+Bloomberg reported the bank will consider office attendance when rating employees' performance and pay.",dc84caddc1354260a4e5cf7a765d579c,Citi will hold employees 'accountable' for office attendance -statement,4,,,,
+10691,"FedEx warns drivers not to throw packages or make 'obscene or offensive markings' on them - • FedEx warned delivery contractors Monday not to throw packages, Insider has learned.
+• The memo also warned against ""offensive markings on packages and indecent public exposure.""
+• FedEx sent the message following feedback from customers and ""some specific and egregious actions.""
+
+FedEx warned drivers not to throw packages, or draw ""obscene or offensive markings"" on them in a memo sent to delivery contractors Monday, a copy of which was viewed by Insider.
+
+The memo indicates that FedEx sent the warning as a reaction to general feedback but also in reference to specific events.
+
+""Unfortunately, general feedback from our customers, coupled with some specific and egregious actions, can put future business in jeopardy. These actions range from package tossing and careless handling to obscene or offensive markings on packages and indecent public exposure,"" reads the memo.
+
+A FedEx spokesperson said the memo, posted to an online portal for delivery providers, served as a ""general reminder of their agreement to meet certain contractual terms related to customer service.""
+
+""Providing safe and superior service is fundamental to the FedEx brand, and service provider businesses agree to ensure their personnel are providing a positive customer experience,"" the spokesperson told Insider in an email.
+
+FedEx's Ground delivery service doesn't directly employ drivers like FedEx Express. Instead, ground relies on a network of thousands of small businesses to deliver packages, and the relationship between the company and those contractors has been strained in the last year.
+
+Complaints about drivers tossing packages on doorsteps are fairly common on social media platforms and even in local news reports across delivery firms — especially since doorbell security cameras have encouraged people to watch their deliveries being made.
+
+Package tossing isn't generally approved behavior by most delivery providers unless delivery personnel are concerned about their own safety due to an uncontrolled dog.
+
+FedEx's memo said that any of the listed behavior could cause FedEx Ground to review the small businesses' contracts.
+
+""It's easy to think these incidents won't happen, but they do, and they tarnish the FedEx brand and put business for service providers at risk,"" the memo warned.
+
+FedEx's brand has already been taxed in recent years since the company's on-time delivery performance dropped considerably during the pandemic e-commerce boom and delivery experts said the firm once synonymous with reliability was sliding toward the opposite reputation.
+
+""FedEx services are still well-respected, generally speaking, as they've provided fast, consistent service in competition with UPS for many years. But I think the duration of the service issues have changed the perception of some shippers,"" Nate Skiver, CEO of parcel shipping consultancy LPF Spend Management, told Insider at the height of FedEx's shipping delays in 2021.
+
+The company will be scheduling ""forums"" to discuss the subject and ""review real examples of actions that jeopardize brand identity and customer experience and discuss the topic,"" according to the memo.
+
+Though on-time performance has largely recovered, the Monday memo from FedEx indicates further concern about the brand and drivers' impact on it.
+
+Do you work for FedEx? Have a story about a delivery experience? Reach out to Senior Reporter Emma Cosgrove at ecosgrove@insider.com.","{'positive': 0.017327392, 'negative': 0.8818096, 'neutral': 0.100863}","FedEx has warned delivery contractors not to throw packages or make ""obscene or offensive markings"" on them, and sent a memo to delivery contractors Monday warning against ""offensive markings on packages and indecent public exposure."" The memo indicates that FedEx sent the warning as a reaction to general feedback but also in reference to specific events. FedEx's Ground delivery service doesn't directly employ drivers like FedEx Express, and the relationship between the company and those contractors has been strained in the last year. FedEx will be scheduling ""forums"" to discuss the subject and ""review real examples of actions that jeopardize brand identity and customer experience"".","""It's easy to think these incidents won't happen, but they do, and they tarnish the FedEx brand,"" FedEx's memo warned.",FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7377721083560106, 'Supply Chain Management': 0.7731970263170954, 'Air Quality': 0.7618781569731081, 'Employee Health & Safety': 0.7920283422249565, 'Labour Practices': 0.7999274740254753, 'Accident & Safety Management': 0.7483573643634716}",0.7999274740254753,Inchul,Minor focus,Minor focus,Negative,"Labour Practices, Employee Health & Safety, Accident & Safety Management",No,No,No,2023-07-20T16:18:00+00:00,https://www.nbcnews.com/tech/tech-news/google-says-ai-tools-meant-help-journalists-not-replace-rcna95346,"[{'name': 'AI tools', 'weight': 0.107538745}, {'name': 'automation software', 'weight': 0.09994211}, {'name': 'assistive tools', 'weight': 0.086945154}, {'name': 'AI products', 'weight': 0.08244347}, {'name': 'journalists', 'weight': 0.08142611}, {'name': 'AI', 'weight': 0.0807867}, {'name': 'news publishers', 'weight': 0.07649009}, {'name': 'generative AI programs', 'weight': 0.07627431}, {'name': 'generative AI', 'weight': 0.074991874}, {'name': 'automation', 'weight': 0.07394846}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'The New York Times', 'type': 'ORG', 'mentions': 3}, {'data': 'NBC News', 'type': 'ORG', 'mentions': 1}, {'data': 'The Associated Press', 'type': 'ORG', 'mentions': 1}, {'data': 'SAG-AFTRA', 'type': 'ORG', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Hollywood', 'type': 'GPE', 'mentions': 1}]","Google said Thursday that it is exploring AI-enabled tools for news publishers.
+
+The company said on Twitter that it is working in partnership with news publishers to explore how AI tools can help journalists.
+
+""In partnership with news publishers, especially smaller publishers, we’re in the earliest stages of exploring ideas to potentially provide AI-enabled tools to help journalists with their work,"" it said.
+
+The statement came after The New York Times reported that Google had been pitching AI products to newsrooms that could take in information and produce news stories. NBC News has not confirmed that reporting.
+
+Google said in its statement that its AI tools are meant to help journalists, not replace them.
+
+""For instance, AI-enabled tools could assist journalists with options for headlines or different writing styles,"" the company said. ""Our goal is to give journalists the choice of using these emerging technologies in a way that enhances their work and productivity, just like we’re making assistive tools available for people in Gmail and in Google Docs.
+
+""Quite simply these tools are not intended to, and cannot, replace the essential role journalists have in reporting, creating, and fact-checking their article,"" the statement finished.
+
+The rise of a new class of generative AI programs — distinct from previous iterations of AI for their ability to create humanlike writing and images from simple prompts — has reinvigorated concerns about the future of entire classes of jobs. The Organization for Economic Cooperation and Development, an intergovernmental group, put out a study earlier this month that found 27% of jobs are at high risk due to automation.
+
+Journalism has already seen the introduction of some automated content. The Associated Press started producing corporate earnings articles in 2014 using automation software. More recently, digital media companies have said they are exploring the use of generative AI to produce simple articles like lists, though many have already run into issues with accuracy.
+
+Other professions that rely on people for writing and content creation have begun to take AI into account when dealing with labor issues. The Hollywood actors union, SAG-AFTRA, and the Writer's Guild of America have both pointed to AI as something that needs to be addressed in order to resolving their ongoing strikes.",4d44395ea59145fd9b0d7a552642b7aa,Google says AI tools meant to help journalists and not to replace them,4,,,,
+16058,"Popular cruise destination plans tourist tax hike for cruise passengers - Bahamas is one of the world's leading cruise destinations
+
+The Bahamas, one of the world’s top cruise destinations, has announced plans to raise taxes for cruise tourists.
+
+The country’s Government is planning to raise tourist taxes with tourists cruising to Nassau and Freeport paying $30 (£24) and those visiting a private island, $32 (£25).
+
+Many of the world’s largest cruise lines, including Disney, Carnival and Royal Caribbean, have private islands in the Bahamas.
+
+Money raised from the potential taxes would go towards supporting the environment and tourist infrastructure.
+
+Some of the changes are planned to start on July 1 while the rest of the taxes are set for January 1.
+
+READ MORE: Thieves could use a pen to break into a zipped suitcase","{'positive': 0.16155352, 'negative': 0.0154019585, 'neutral': 0.82304454}","The Bahamas has announced plans to raise taxes for cruise passengers, with tourists cruising to Nassau and Freeport paying $30 and those visiting a private island paying $32. Money raised from the potential taxes would go towards supporting the environment and tourist infrastructure. Some of the changes are planned to start on July 1 while the rest of the taxes are set for January 1.",A popular cruise destination has announced plans to raise tourist taxes for cruise passengers. The Bahamas is planning to raise taxes for visitors by almost 30 percent.,CCL,Transportation,Cruise Lines,Carnival Corp,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry’s reliance on heavy fueloil (‘bunker fuel’) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity’s revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity’s safety record and ensure high customer satisfaction while lowering an entity’s risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity’s reputation and market share. Additionally, there can be several governing bodies—including the flag state, port state, and home country of a crew member—involved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers’ home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity’s revenues and market share.'}","{'Customer Health & Safety': 0.7894400215462645, 'Greenhouse Gas Emissions': 0.7834464554658052, 'Air Quality': 0.7705417627159706, 'Accident Management': 0.7694787561943319, 'Discharge Management & Ecological Impacts': 0.7910553507245369, 'Employee Health & Safety': 0.7755473504095874, 'Labour Practices': 0.7876013763936396}",0.7910553507245369,Inchul,Minor focus,Minor focus,Neutral,,Minor,Major,Neutral,2022-11-16T08:34:36-04:00,https://www.cnbc.com/2022/11/16/top-wall-street-analyst-calls-apple-nvidia-tesla-amazon-zoom-.html,"[{'name': 'rising competitive risk', 'weight': 0.07092109}, {'name': 'High Risk', 'weight': 0.070890866}, {'name': 'risk', 'weight': 0.07069073}, {'name': 'perceived risks', 'weight': 0.069162056}, {'name': 'strong capital generation', 'weight': 0.06057084}, {'name': 'EPS growth', 'weight': 0.054837734}, {'name': 'extreme levels', 'weight': 0.053283524}, {'name': 'slowing growth', 'weight': 0.052887905}, {'name': 'iPhone', 'weight': 0.05146445}, {'name': 'buy UBS', 'weight': 0.050875194}]",[{'name': 'Auto'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 4}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Zoom', 'type': 'ORG', 'mentions': 3}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 2}, {'data': 'UBS', 'type': 'ORG', 'mentions': 6}, {'data': 'iPhone', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 4}, {'data': 'Deutsche Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Medtronic', 'type': 'ORG', 'mentions': 2}, {'data': 'MDT', 'type': 'ORG', 'mentions': 1}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 2}, {'data': 'Home Depot', 'type': 'ORG', 'mentions': 2}, {'data': 'HD', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 2}, {'data': 'Oscar Health', 'type': 'ORG', 'mentions': 1}, {'data': 'Signature Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'Advance Auto Parts', 'type': 'ORG', 'mentions': 2}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 2}, {'data': 'Bernstein', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Citi', 'type': 'ORG', 'mentions': 2}, {'data': 'WMT', 'type': 'ORG', 'mentions': 1}, {'data': 'Evercore ISI', 'type': 'ORG', 'mentions': 2}, {'data': 'Etsy', 'type': 'ORG', 'mentions': 2}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 4}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 2}, {'data': 'Lincoln National', 'type': 'ORG', 'mentions': 1}, {'data': 'LNC', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Grace/Hopper', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}]","Here are Wednesday's biggest calls on Wall Street: UBS reiterates Apple as buy UBS said wait times for Apple's iPhone are hitting ""extreme levels."" ""Typically, the month of December accounts for 35%-40% iPhone units in the quarter raising risk if supply is constrained into December."" Bank of America reiterates Amazon as buy Bank of America said Amazon is a key beneficiary of automation. ""We maintain Buy on Amazon as we see potential for significant fulfillment cost savings ahead driven by greater efficiency."" Deutsche Bank downgrades Medtronic to hold from buy Deutsche said it sees too many headwinds for Medtronic. "" MDT has had a challenging 12 months, with several product issues in CY 4Q:21 and then macro headwinds impacting EPS growth in FY23."" Raymond James downgrades Home Depot to market perform from outperform Raymond James said it sees a more balanced risk/reward outlook after the company's earnings on Tuesday. ""Our change in opinion is not a reflection of Home Depot's execution (has been solid), but more so our view that the risk/reward for HD entering 2023 now appears more balanced, with the ongoing risk/headwinds to the U.S. housing industry and the stock recovering nicely off its 2022 lows. Read more about this call here. Wells Fargo upgrades Oscar Health to overweight from equal weight Wells said shares of the health insurance company are too attractive to ignore. ""We are upgrading OSCR to Overweight from Equal Weight. While the range of outcomes remains wide, we believe risk/reward skews to the upside following significant YTD underperformance."" Read more about this call here. Bank of America reiterates Signature Bank as buy Bank of America said it sees a long-term favorable risk/reward outlook for the crypto bank. "" Signature s hares have been under pressure due to perceived risks tied to FTX. ... However, for investors willing to look past the near-term EPS volatility tied to potential outflow of crypto deposits, we see the risk/reward as favorable, especially if the Fed is nearing an end to its rate tightening cycle with a terminal rate of approximately 5% versus 4% currently."" UBS downgrades Advance Auto Parts to neutral from buy UBS said in its downgrade of Advance Auto Parts that it's losing share. ""Given the impact of inflation, unit losses are much steeper, suggesting that it is losing customers at a rapid pace."" Morgan Stanley reiterates Tesla as overweight Morgan Stanley said it's ""constructive"" on the long-term adoption of EV's. ""Other than Tesla , EVs lose money. This really gets lost in the details, in our opinion. The majority of unit volume in most EV production forecasts through 2030 is accounted for by legacy internal combustion OEMs transitioning to EVs."" Bernstein reiterates Alphabet as outperform Bernstein said it's standing by its outperform rating on the stock after an activist investor warned the company needs to cut costs. ""We side with the activists and expect Google will do what needs to get done, even if it's uncomfortable."" Citi reiterates Zoom as sell Citi s aid Zoom may continue to ""falter"" due to slowing growth. ""With worsening growth prospects and rising competitive risk, we maintain Sell/High Risk rating and see more downside ahead and cut TP to $72 which equates to 16x our FY24 EV/FCF estimate."" Read more about this call here . UBS reiterates Walmart as buy UBS said the stocks is undervalued after the company's earnings report on Tuesday. ""So, we believe there's a compelling case for WMT's shares at the current level."" Evercore ISI adds a tactical underperform call on Etsy Evercore said it sees softening purchase trends in the near term. The firm kept its long-term outperform rating on the stock. ""Reasons are: our proprietary survey results suggest softening purchase frequency trend and a shift in spend toward lower-priced items among Etsy customers, as well as negative consumer sentiment toward the direction of the U.S. economy."" Credit Suisse reiterates Nvidia as outperform After a change in analyst coverage, Credit Suisse named the tech company as a top pick. "" Nvidia (NVDA), Outperform: Our top pick. NOT making a call ahead of the quarter. Long-term growth in AI, de-risked gaming, content gains with Grace/Hopper, and optionality from software."" Read more about this call here . Credit Suisse initiates Qualcomm as outperform Credit Suisse said it likes Qualcomm's diversified revenue stream. ""Top pick in handsets, with derisked numbers and optionality from potential iPhone contract and non-handset business."" Read more about this call here . Goldman Sachs upgrades Lincoln National to buy from neutral Goldman said in its upgrade of the life insurance company that it sees strong capital generation. ""Coming away from our analysis we upgrade LNC to a Buy rating (from Neutral) driven by our view that the company should be able to rebuild its capital base and display its relatively strong underlying capital generation faster than investors are expecting.""",c58aba87ba46476da884ff85ab4bc18f,"Here are Wednesday's biggest analyst calls: Apple, Nvidia, Tesla, Amazon, Zoom, Walmart & more",4,,,,
+14040,"E2E Partner Cisco explores the crisis facing the cybersecurity industry - The numbers are sobering. A recent report from (ISC)2 into the global cybersecurity workforce has found that, while the global cybersecurity workforce is as big as it’s ever been at 4.7 million people, so too is the gap between the number of roles available and the number of qualified individuals to fill them, at 3.4 million. UK government research confirms this view, finding over half of UK businesses have at least a basic cybersecurity skills gap and that this shortage has not reduced significantly in the past four years.
+
+The difficult truth is there are no quick or easy wins to this problem. But we can help boost the recruitment pipeline with diverse, talented cybersecurity candidates.
+
+Upskill People at all Stages of Their Learning Journey
+
+With the talent shortage and disparity between genders in the industry, we can’t afford to be selective about who we engage with. We must encourage a broad range of people into cybersecurity, from school-age girls to professionals seeking a career change, and extend hiring beyond the traditional academic career paths. We know diversity in backgrounds will pay dividends later and create a much stronger workforce.
+
+To help bridge the digital skills gap, we have built the Cisco Networking Academy, one of the world’s longest-running digital-skills-to-jobs programs. The content is 100% agnostic – we do not teach Cisco, we teach skills.
+
+Individuals can access basic skills to professional certification and the platform is entirely free of charge. Some 95% of students completing certification-aligned courses attribute their participation in Networking Academy to obtaining a job and/or education opportunity.
+
+There has truly never been a better time to upskill in cybersecurity, as it was highlighted as a . And where there is threat, there is opportunity. Governments and businesses worldwide are tackling cyberthreats of all kinds daily and urgently need more skilled people to help keep these increasingly sophisticated attacks at bay.
+
+If you are interested in upskilling your cyber security knowledge, check out Cisco’s
+
+You can view the complete E2E International 100 track","{'positive': 0.19051236, 'negative': 0.03055838, 'neutral': 0.7789293}","A report from E2E Partner Cisco has found that the global cybersecurity workforce is as big as it's ever been, with the gap between the number of roles available and the number qualified individuals to fill them at 3.4 million. The report also found that over half of UK businesses have at least a basic cybersecurity skills gap and that this shortage has not reduced significantly in the past four years. To help bridge this gap, Cisco has built the Cisco Networking Academy, one of the world’s longest-running digital-skills-to-jobs programs, which is 100% agnostic. Individuals can access basic skills to professional certification and the platform is entirely free of charge. There is opportunity for more skilled people to help keep these increasingly sophisticated attacks at bay.",More than half of UK businesses have at least a basic cybersecurity skills gap. Here’s what can be done.,CSCO,Technology & Communications,Hardware,Cisco Systems Inc,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product’s use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operations are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7650966267392167, 'Employee Diversity & Inclusion': 0.79413902780071, 'Product Security': 0.7931003520506255, 'Materials Sourcing': 0.7670201841860658, 'Product Lifecycle Management': 0.7430949606768869}",0.794139028,Inchul,Major focus,Major focus,Positive,"Employee Diversity & Inclusion, Product Security",Major,Major,Positive,2023-02-21T18:58:00+00:00,https://www.wsj.com/articles/justices-express-skepticism-at-holding-google-liable-for-content-c0f41598,"[{'name': 'YouTube parent Google LLC', 'weight': 0.107054554}, {'name': 'internet providers', 'weight': 0.10335999}, {'name': 'arguments', 'weight': 0.09668613}, {'name': 'noxious content', 'weight': 0.09524393}, {'name': 'Google LLC', 'weight': 0.09489628}, {'name': 'Islamic State', 'weight': 0.09319476}, {'name': 'extremist recruiting videos', 'weight': 0.089343995}, {'name': 'Content', 'weight': 0.0891713}, {'name': 'content', 'weight': 0.0891713}, {'name': 'Supreme Court justices', 'weight': 0.08497796}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'the U.S. Supreme Court', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Islamic State', 'type': 'ORG', 'mentions': 1}, {'data': 'Nohemi Gonzalez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}, {'data': 'WASHINGTON', 'type': 'GPE', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 1}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 1}]","Parents of Nohemi Gonzalez, who died in a terrorist attack in Paris in 2015, discussed arguments against Google outside the U.S. Supreme Court Tuesday.
+
+WASHINGTON—Supreme Court justices reacted skeptically Tuesday to claims that YouTube parent Google LLC could be sued for algorithms that automatically recommended extremist recruiting videos, the first argument in a two-day round of arguments testing the liability of internet providers for material posted online.
+
+A 1996 measure, Section 230 of the Communications Decency Act, shields providers from liability for content others upload to their platforms, a protection the industry says permitted the internet economy to grow into the giant it has become. At the same time, such immunity has been blamed for the proliferation of noxious content—including, in this week’s cases, posts that allegedly helped foment attacks by the terrorist group Islamic State.",b14cf64065354d3e88f1615fbb4335b8,Justices Express Skepticism at Holding Google Liable for Content,4,,,,
+17225,"UPS Issues Downbeat Outlook for Shipping Volumes - United Parcel Service Inc. shares tumbled on Tuesday after the global shipping giant said decelerating U.S. retail sales and shifting consumer trends would depress the company’s shipping volumes this year.
+
+The carrier is forecasting its first decline in annual revenue since 2009 after earnings and revenue both fell in the first quarter from a year ago, declines UPS said were driven by sagging consumer spending that pushed fewer packages through its U.S. and international networks.","{'positive': 0.008181912, 'negative': 0.97572017, 'neutral': 0.016097816}",United Parcel Service Inc. shares tumbled on Tuesday after the global shipping giant said decelerating U.S. retail sales and shifting consumer trends would depress the company's shipping volumes this year. The carrier is forecasting its first decline in annual revenue since 2009 and is driven by sagging consumer spending.,"The parcel carrier said weaker consumer sales, and a shift from goods to services, are depressing package demand.",UPS,Transportation,Air Freight & Logistics,United Parcel Service Inc B,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7610302407494145, 'Supply Chain Management': 0.7740990462529304, 'Air Quality': 0.7826142724179841, 'Employee Health & Safety': 0.7893745652797024, 'Labour Practices': 0.7763472042474726, 'Accident & Safety Management': 0.7385709819420004}",0.7893745652797024,Inchul,Major focus,Major focus,Negative,"Supply Chain Management, Greenhouse Gas Emissions",Minor,Minor,Neutral,2023-03-05T23:09:18.053000+00:00,https://www.bloomberg.com/news/articles/2023-03-05/altria-swaps-juul-stake-once-worth-12-8-billion-for-some-vaping-ip,"[{'name': 'Foot Locker', 'weight': 0.13422848}, {'name': 'Jordan brand', 'weight': 0.13058923}, {'name': 'Red Hot Chili Peppers', 'weight': 0.1259889}, {'name': 'jewelry lines', 'weight': 0.11799933}, {'name': 'early days', 'weight': 0.09003733}, {'name': 'Jordan', 'weight': 0.080954045}, {'name': 'first', 'weight': 0.074645385}, {'name': 'product design', 'weight': 0.0743836}, {'name': 'China', 'weight': 0.07396503}, {'name': 'retail', 'weight': 0.07184816}]",[],"[{'data': 'Altria', 'type': 'ORG', 'mentions': 1}, {'data': 'Juul', 'type': 'ORG', 'mentions': 1}, {'data': 'Red Hot Chili Peppers', 'type': 'ORG', 'mentions': 1}, {'data': 'Jordan', 'type': 'ORG', 'mentions': 1}, {'data': 'Foot Locker', 'type': 'ORG', 'mentions': 1}, {'data': 'Melody Ehsani', 'type': 'PERSON', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}]","Designer and entrepreneur Melody Ehsani takes us on a journey from her early days working retail, to designing her first shoes and jewelry lines, to collaborating with Red Hot Chili Peppers and Jordan brand before taking on a bespoke role at Foot Locker. In this episode, we hear how she became a sponge for product design, figured out how to make accessible yet high-end jewelry, and how she even relocated to China for the better part of a year to personally see to her brand's manufacturing.",970246914c814ed4bacd3e0be3dcb87f,Altria Parts Ways With Juul After $12.8 Billion Stake Evaporates,4,,,,
+21970,"Russian airlines have received millions of US-made aircraft parts since the invasion of Ukraine - • Over $14.4 million worth of US-made aircraft parts illegally entered Russia in 2022.
+• One scheme involved two Russian nationals allegedly shipping Boeing and Airbus parts via places like Florida and China.
+• The strategy was a way to circumvent sanctions imposed by Europe and the US after the invasion of Ukraine.
+
+Millions of dollars worth of aircraft parts entered Russia in 2022 despite Western sanctions preventing exports — suggesting the strategy isn't as bulletproof as governments had hoped.
+
+Since Russia invaded Ukraine in February 2022, the US has worked with 40 countries to impose crippling sanctions against Russia as a way to paralyze its economy and punish President Vladimir Putin.
+
+The aviation sector was expected to take a big hit as Russian carriers — including Rossiya Airlines, Aeroflot, Ural Airlines, S7 Airlines, Utair Aviation, and Pobeda Airlines — mostly fly Boeing and Airbus planes.
+
+The restrictions prevent Western planemakers from sending plane parts to Russia, forcing Russian operators to turn to seedier methods, including ""cannibalizing"" their own aircraft and buying from India and China.
+
+Despite the efforts, $14.4 million worth of US-made parts were smuggled into Russia in 2022, according to customs data obtained by The New York Times. About $9 million worth were specifically Boeing parts, though the planemaker told the outlet that it has not done business with Russia since the sanctions.
+
+One of these illegal schemes was recently unveiled with the arrest of Russian business partners Oleg Patsulya and Vasilii Besedin in Arizona on Thursday.
+
+The two were charged with money laundering and violating US export laws after allegedly helping Russia get much-needed parts for its airline fleets, which has been ongoing since August 2022.
+
+According to a criminal complaint filed in the US District Court Friday, the pair circumvented sanctions by purchasing parts from suppliers and re-selling them to Russian airlines for a profit — the money then spent to further the business, as well as purchase high-dollar items, like a 2023 BMW 740i luxury car which cost more than $130,000.
+
+The parts were shipped via countries such as Turkey, China, and the Maldives, though some were also delivered directly from the US and Europe, per the filing.
+
+Components bought and resold included everything from cheap bolts and nuts to an expensive Boeing 737 brake system sold to the Russian men for $70,000, according to the filing.
+
+Lawyers for both defendants did not immediately respond to Insider's request for comment.
+
+With the influx of parts, Russian carriers have been able to better maintain their fleets — a reality that was not initially anticipated by experts, Bloomberg reported.
+
+According to Cirium data collected by the outlet, Russian airlines are currently operating 467 Boeing and Airbus planes — down from 544 one year ago.
+
+Many of the aircraft were leased internationally, but Russia was able to maintain its grip by refusing to return the jets after the imposed sanctions. The Kremlin also encouraged its airlines to re-register the planes in Russia.
+
+However, airlines are still facing supply issues despite the black market deals. According to investigative Russian outlet Proekt, Russian flag carrier Aeroflot told its crew members not to report aircraft malfunctions — meaning some planes are departing with equipment issues.
+
+Even so, Russian airlines have scheduled over 10,000 flights between Russia and Central Asia in May, per the NYT.
+
+Meanwhile, around 1,100 daily domestic flights are currently being operated by Russian carriers — representing a 15% decline since last year. According to Bloomberg, this is less than what governments expected after the sanctions.
+
+""Clearly the sanctions didn't work as the West thought they would, and the global aviation industry is a lot leakier than anyone thought,"" Richard Aboulafia, managing director of aviation consulting firm AeroDynamic Advisory, told Bloomberg. ""Yes, safety will deteriorate the longer these sanctions go on, but it's clearly not going to bring connectivity within Russia and from Russia to a grinding halt.""","{'positive': 0.031280078, 'negative': 0.7029503, 'neutral': 0.26576963}","Russian airlines have received millions of US-made aircraft parts since the invasion of Ukraine in 2022, despite Western sanctions preventing exports. Two Russian nationals were recently arrested in Arizona for allegedly shipping Boeing and Airbus parts via places like Florida and China. The strategy was a way to circumvent sanctions imposed by Europe and the US after the invasion, and despite the efforts, $14.4 million worth of parts were smuggled into Russia in 2022. The parts were shipped via countries such as Turkey, China, and the Maldives, though some were also delivered directly from the US and Europe. Despite the influx of parts, Russian carriers have been able to better maintain their fleets, and around 1,100 daily domestic flights are currently being operated by Russian carriers.",Millions of dollars worth of aircraft parts entered Russia in 2022 despite sanctions ‚Äî suggesting the strategy isn't as bulletproof as hoped.,BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry‚Äôs key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry‚Äôs energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity‚Äôs energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.782120088211804, 'Hazardous Waste Management': 0.7533137145327047, 'Materials Sourcing': 0.7829419031011405, 'Energy Management': 0.7583393877701214, 'Fuel Economy & Emissions in Use-phase': 0.7664653985606742, 'Business Ethics': 0.78338111237772, 'Data Security': 0.7741491275262861}",0.783381112,Inchul,Major focus,Minor focus,Negative,"Product Safety, Business Ethics, Materials Sourcing",Major,Major,Negative,2022-09-15T15:14:16-04:00,https://www.latimes.com/entertainment-arts/tv/story/2022-09-15/saturday-night-live-four-new-cast-members,"[{'name': 'new cast members', 'weight': 0.116127454}, {'name': 'longtime cast members Kate McKinnon', 'weight': 0.10186563}, {'name': 'The Mighty Ducks', 'weight': 0.07635068}, {'name': 'Saturday Night Live', 'weight': 0.06915789}, {'name': 'Texas', 'weight': 0.069077745}, {'name': 'These new cast members', 'weight': 0.06853481}, {'name': 'four new cast members', 'weight': 0.06853481}, {'name': 'Devon Walker', 'weight': 0.068532445}, {'name': 'Exchange years', 'weight': 0.067267984}, {'name': 'Marcello Hernández', 'weight': 0.06626061}]",[{'name': 'Entertainment'}],"[{'data': 'Saturday Night Live', 'type': 'WORK_OF_ART', 'mentions': 4}, {'data': 'Emmy', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'SNL', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'The Mighty Ducks', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Up Next', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Introducing...”', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Bring the Funny', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Comics to Watch', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Everything’s Trash', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Big Mouth', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Marcello Hernández', 'type': 'PERSON', 'mentions': 2}, {'data': 'Molly Kearney', 'type': 'PERSON', 'mentions': 2}, {'data': 'Michael Longfellow', 'type': 'PERSON', 'mentions': 3}, {'data': 'Devon Walker', 'type': 'PERSON', 'mentions': 2}, {'data': 'Melissa Villaseñor', 'type': 'PERSON', 'mentions': 1}, {'data': 'Aristotle Athari', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alex Moffat', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kate McKinnon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Aidy Bryant', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pete Davidson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kyle Mooney', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lorne Michaels', 'type': 'PERSON', 'mentions': 1}, {'data': 'Miami', 'type': 'GPE', 'mentions': 1}, {'data': 'Phoenix', 'type': 'GPE', 'mentions': 1}, {'data': 'Ariz.', 'type': 'GPE', 'mentions': 1}, {'data': 'Austin', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Just for Laughs', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney+', 'type': 'ORG', 'mentions': 1}, {'data': 'Comedy Central’s', 'type': 'ORG', 'mentions': 2}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'NBC', 'type': 'ORG', 'mentions': 1}, {'data': 'TBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Freeform', 'type': 'ORG', 'mentions': 1}, {'data': 'New York Comedy Festival', 'type': 'EVENT', 'mentions': 1}, {'data': 'Emmys', 'type': 'EVENT', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}]","Days after “Saturday Night Live” extended its Emmy-winning streak with its latest variety sketch series prize on Monday
+
+, the long-running sketch comedy show has revealed new cast members who will join the venerable comedy institution for its 48th season.
+
+These new cast members are Marcello Hernández, Molly Kearney, Michael Longfellow and Devon Walker.
+
+Earlier this month, it was revealed that Melissa Villaseñor, Aristotle Athari and Alex Moffat would not be returning to “SNL.” The report followed the news broken prior to “SNL’s” 47th season finale that longtime cast members Kate McKinnon, Aidy Bryant, Pete Davidson and Kyle Mooney were departing the show.
+
+Hernández hails from Miami. In July, he was selected as the Just for Laughs New Face of Comedy.
+
+Kearney, who uses they/them pronouns, has acted in Amazon’s “A League of Their Own” and Disney+'s “The Mighty Ducks.” They were selected for Comedy Central’s “Up Next” showcase in 2019.
+
+From Phoenix, Ariz., Longfellow comes to “Saturday Night Live” after having been featured in Netflix is a Joke‘s “Introducing...” and NBC’s “Bring the Funny.” He was one of TBS’s “Comics to Watch” for its 2017 New York Comedy Festival.
+
+Walker, who hails from Austin, Texas, has written for Freeform’s “Everything’s Trash” and Netflix’s “Big Mouth.” In 2017, he was selected for Comedy Central’s “Up Next” showcase.
+
+“Saturday Night Live” executive producer Lorne Michaels teased the announcement of new cast members backstage at the Emmys pressroom Monday night. He addressed the mass exodus, implying that the pandemic played a role.
+
+“I think the pandemic interfered with the natural order of things,” he said. “I think people might have left earlier but there was nowhere to go.”
+
+Michaels also acknowledged that the upcoming season will be “a transition year.”
+
+“Exchange years are always difficult, but also very exciting,” he said.",86ac3479ba0b48bdb3c991c1876f4a5c,'Saturday Night Live' announces four new cast members after mass exodus,4,,,,
+6346,"Meet the executive in charge of Bank of America's $15 billion initiative to give no-down-payment mortgages to disenfranchised homebuyers - • AJ Barkley was one of Insider's 100 people transforming real estate.
+• She leads the neighborhood and community lending program for the second largest US bank.
+
+AJ Barkley spends most of her day trying to help people overcome the hurdles they've faced in buying a home.
+
+It's her job: Barkley helms a Bank of America lending program aimed at increasing homeownership in multicultural and historically underserved communities.
+
+She's naturally informed by the applicants but also by her experiences outside the office. In fact, she says the rationale for the bank's $15 billion Community Homeownership Commitment seems to follow her everywhere she goes in the Dallas metro area, where she is based.
+
+One day, while out to dinner at a local restaurant, her waiter who had dreamed about homeownership and who'd seen TV ads about BofA's efforts in the area, asked Barkley more about the program. After a brief chat, she left the waiter her business card.
+
+About 90 days later, Barkley got a call from a familiar voice. ""You didn't just help me get a home, you helped me think about my household,"" she said, quoting the waiter who placed the call.
+
+The waiter's story is just one example of Barkley's success taking the lead on BofA's program in 2019.
+
+As of the end of September, the program had helped nearly 38,000 people access homeownership through allocating $9.9 billion in loans to these homeowners and $370 million in grants, according to a Bank of America spokesperson.
+
+A feature of that commitment is a mortgage program that sets aside requirements that often prove to be obstacles to borrowers trying to get traditional loans. The hope is that this program — introduced in August as the Community Affordable Loan Solution — will reduce the hurdles faced by Black and Hispanic households, and others often disenfranchised from the housing market.
+
+Unlike with most mortgage applications, this one requires no minimum credit score or mortgage insurance — two hurdles for borrowers with checkered or no credit histories, and for those without the ability to save a down payment. Instead, the bank requires some financial education in the form of homebuyer-certification course.
+
+Through the course, people ""become well aware and educated on tools or resources to help position them for homeownership,"" she said.
+
+""It makes me feel that I am being purposeful,"" she said. ""The support that the bank is giving will change generations, not just the initial person that purchases the home, but it can change the trajectory of a family two generations out.""
+
+More broadly, she's trying to have an impact on entire communities where upgrades are needed, block after block. When houses are refurbished, the rest of the community will hopefully see the benefits that come from homeownership, she said.","{'positive': 0.12460074, 'negative': 0.017858583, 'neutral': 0.85754067}","
+
+It's her job: Barkley helms a Bank of America lending program aimed at increasing homeownership in multicultural and historically underserved communities. 
+
+As of the end of September, the program had helped nearly 38,000 people access homeownership through allocating $9.9 billion in loans to these homeowners and $370 million in grants, according to a Bank of America spokesperson. 
+
+Through the course, people ""become well aware and educated on tools or resources to help position them for homeownership,"" she said. More broadly, she's trying to have an impact on entire communities where upgrades are needed, block after block.",AJ Barkley leads BofA's community and neighborhood lending program which has doled out $9.9 billion in loans and hundreds of millions in grants.,BAC,Financials,Commercial Banks,Bank of America Corp,"{'Factors in Credit Analysis': 'As financial intermediaries, commercial banks contribute to significant positive and negative environmental and social externalities through their lending practices. Environmental, social and governance (ESG) factors can have material implications for the underlying entities, assets and projects to which commercial banks lend across a range of industries. Therefore, entities increasingly must examine ESG factors when determining the quality of collateral. Commercial banks also may enable positive environmental and social externalities to generate significant revenue streams through their lending practices. Commercial banks that fail to address these risks and opportunities could face diminished returns and reduced value for shareholders. Commercial banks should subsequently disclose how ESG factors are integrated into lending processes and the current level of portfolio risk associated with specific sustainability trends. Specifically, investor and regulatory pressure is mounting for banks to disclose how they address climate change related risks.', 'Financed Emissions': 'Entities participating in commercial banking activities face risks and opportunities related to the greenhouse gas emissionsassociated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in commercial banking activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Financial Inclusion & Capacity Building': ""Commercial banks, as their primary business activity, have to continuously balance their capacity building efforts with the risks and opportunities associated with lending to unbanked, underbanked, or underserved customers. Emerging financing models and technologies provide banks with an opportunity to offer products and services in previously underserved markets and obtain additional sources of revenue. Firms that are able to meet the need to extend credit and financial services to low-income populations and small businesses while avoiding predatory and irresponsible lending practices are likely to create long-term value and enhance social capital. These services should also be complemented by efforts to improve financial literacy, which will ensure that customers make informed decisions. The recent financial crisis demonstrated the importance of diversified and resilient funding sources that these communities can provide. By disclosing their approach to financial inclusion and capacity building, commercial banks can provide investors with decision-useful information for assessing banks' ability to ensure long-term, sustainable value creation. "", 'Business Ethics': 'The regulatory environment surrounding the Commercial Banks industry continues to evolve in various jurisdictions globally. Commercial banks must adhere to a complex and inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, commercial banks are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in somejurisdictions, enhanced rewards for whistleblowers may increase the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust withclients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis highlighted the importance of managing risks to capital in the Commercial Banks industry. Specifically, firms that failed to manage the risk suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on their books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of the risk results from the interconnectedness of financial institutions and has become a central concern of national and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead to monetary penalties. In an effortto demonstrate how the risks associated with banks‚Äô size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, commercial banks should enhance disclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from financial and economic stress and meet stricter regulatory requirements.', 'Data Security': ""Ensuring the privacy and data security of personal financial data is an essential responsibility of the Commercial Banks industry. Entities that fail to manage performance in this area are susceptible to decreased revenue and consumer confidence. As growth in mobile banking and cloud storage continues and more of banks‚Äô operations become technology- and internet-dependent, data security will be an increasingly important issue to manage. Sophisticated technology and continuous training of personnel are essential in a world of growing cybersecurity threats. The metrics forthis disclosure topic focus on providing more detail on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, and actual security breaches compromising customers' personally identifiable information (PII). Enhanced disclosure on management strategies to address these risks will allow shareholders to understand how commercial banks are protecting shareholder value.""}","{'Factors in Credit Analysis': 0.7573882576923325, 'Financed Emissions': 0.740803420737712, 'Financial Inclusion & Capacity Building': 0.8100234208366108, 'Business Ethics': 0.7449481666561274, 'Systemic Risk Management': 0.7541098531274935, 'Data Security': 0.7442469426967656}",0.8100234208366108,Inchul,Major focus,Major focus,Positive,"Financial Inclusion & Capacity Building, Factors in Credit Analysis",Major,Major,Positive,2023-03-01T00:19:02+00:00,https://www.cnbc.com/2023/03/01/mwc-samsung-is-working-out-a-roadmap-for-mixed-reality-devices.html,"[{'name': 'mixed reality devices', 'weight': 0.10444988}, {'name': 'mixed reality products', 'weight': 0.09998017}, {'name': 'virtual reality', 'weight': 0.099815734}, {'name': 'Mixed reality apps', 'weight': 0.099707164}, {'name': 'Mixed reality', 'weight': 0.09713492}, {'name': 'many big tech companies', 'weight': 0.09635288}, {'name': 'mixed reality', 'weight': 0.09333273}, {'name': 'app companies', 'weight': 0.086740226}, {'name': 'wireless headsets', 'weight': 0.08552124}, {'name': 'headsets', 'weight': 0.08468918}]",[{'name': 'Tech'}],"[{'data': 'Samsung', 'type': 'ORG', 'mentions': 8}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 3}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 4}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Chomet', 'type': 'ORG', 'mentions': 3}, {'data': 'Oculus', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'CCS Insight', 'type': 'ORG', 'mentions': 1}, {'data': 'BARCELONA', 'type': 'GPE', 'mentions': 2}, {'data': 'Spain', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'South Korean', 'type': 'NORP', 'mentions': 1}, {'data': 'Patrick Chomet', 'type': 'PERSON', 'mentions': 2}, {'data': 'Leo Gebbie', 'type': 'PERSON', 'mentions': 2}, {'data': 'the Mobile World Congress', 'type': 'EVENT', 'mentions': 1}, {'data': 'Snapdragon XR', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Gear VR', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Galaxy Watch', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Galaxy Buds', 'type': 'PRODUCT', 'mentions': 1}]","BARCELONA, Spain — Samsung is working out a roadmap for so-called mixed reality products, a senior executive for the South Korean technology giant told CNBC, as it looks to push into devices seen by many electronics makers as key for future growth. Mixed reality has been touted as the next big shift in computing just as the smartphone was, hence companies from Meta to Microsoft are investing in it. Mixed reality refers to technologies that blend the virtual and physical world. This could involve augmented reality where virtual images or video are overlaid onto the real world. Mixed reality apps and experiences could be accessed via headsets worn by a user. Patrick Chomet, an executive vice president at Samsung Electronics, told CNBC in an interview that the company is ""working out"" a roadmap for mixed reality products. He declined to give specifics on when such a product could be released. Chomet, who was speaking to CNBC at the Mobile World Congress in Barcelona, Spain, highlighted Samsung's partnership with Alphabet's Google and U.S. chip giant Qualcomm that was announced in February. The three companies gave very few details about what the partnership entails but said it would focus on mixed reality.
+
+Qualcomm sells a series of chips called Snapdragon XR specifically designed for mixed reality products, such as headsets. Samsung has years of experience in hardware design. While Google's strength lies in its Android operating system and developers who make apps for it. Chomet said the partnership is not just about the three companies, however, but also designed grow the mixed reality market. ""The reason why we announced is, is beyond Qualcomm, Google and Samsung alone, we want to prepare the whole ecosystem. There will be many, many developers, content companies and app companies that will prepare innovation and experiences for that ecosystem,"" Chomet said. ""Yes, we can do devices. Yes, Qualcomm can do chipsets, yep. Yes, Google can do OS [operating system]. But then in the end, we need more than that, to make a vibrant ecosystem.""
+
+Samsung is no stranger to these virtual experiences. The company launched its first virtual reality headset in 2015 called the Gear VR. At the time it was built by Oculus, the company Facebook owns. Samsung discontinued the Gear VR in 2020 as the device failed to take off in a big way. At the time, the product required a smartphone to be inserted into the headset. But electronics makers are moving away from this model and toward wireless headsets. Samsung's Chomet said that while virtual reality is good for gaming, ""we believe there is more potential in some mixed reality ... so we are going to advance the roadmap in that direction."" Leo Gebbie, an analyst at CCS Insight, said some sort of ""smart glasses would slot beautifully"" into Samsung's portfolio of devices from smartphones to watches. ""Alongside its smartphones, it already has wearable devices like the Galaxy Watch and Galaxy Buds. All of these would be optimised to work together to deliver the best possible user experience, furthering the ecosystem tie-in that many big tech companies are so focused on today,"" Gebbie said.",d630202e4f164b518400494d5a256c2b,Samsung is 'working out' a roadmap for mixed reality devices as rumors of an Apple headset swirl,4,,,,
+18779,"In Tech And Other Coverage Areas, Newsrooms Are Missing Big Stories By Ignoring Disabled Journalists - Earlier this week, I was notified I “wasn’t selected for an interview” for a job.
+
+The position was at a major national news organization, a newspaper. The job, which I applied for many months ago, was reporting on a major tech company I know intimately well, one that has been covered extensively for this column. Given my years of experience—a full decade in journalism come next month—and body of work, I felt good about my chances of at least scoring an initial interview.
+
+What this latest “thanks, but no thanks” experience—it isn’t the first time to happen—puts in plain view is the majority of editorial powers-that-be and recruiters who run big newsrooms do not value diversity and inclusion as fully as they believe they do. The disability community is the largest group of marginalized people on this planet, the one group anyone can join at anytime. Yet technology coverage, at least at mainstream outlets, continues to exclude much, if any, meaningful reporting on accessibility and assistive technologies. It’s viewed as too niche for a broader readership or not something editors necessarily want to cover.
+
+Therein lies the issue. Editors should want to cover it. It’s eminently newsworthy.
+
+There is zero reason, for instance, an accessibility-oriented review of Apple’s latest and greatest iPhone couldn’t run alongside the run-of-the-mill generalized take on the device when Apple seeds embargoed review units every September. Disabled people read the news too; it’s perfectly logical to assume a person with motor delays would be interested to know how the new iPhone feels in the hand. Likewise, when Apple introduced the iPhone 14 Pro and its nifty new Dynamic Island feature last fall, it would’ve been informative for someone who’s visually impaired to know whether the functionality is worth an upgrade. Yet there’s nothing like this for disabled people in today’s mainstream tech coverage.
+
+The journalism industry has a problem with disability reporting, and it isn’t limited to technology. Just this week, there was a story written about the Department of Justice coming down on the city of Chicago for violating the Americans with Disabilities Act due to not having accessible traffic lights for Blind and low vision pedestrians. What stands out here is not merely the violation itself or that the DoJ would come down about it—it’s the fact the lede refers to low vision and visually impaired people as being “sight-compromised.” The way in which the mainstream media, often by well-meaning yet clearly out of their depth able-bodied reporters, covers disability is cringeworthy. The results are almost always awkward. If it’s not some human interest story about a disabled person overcoming the “obstacle” that is their own bodily makeup, it’s a legitimate news item like this marred by laughingly bad language. It’s a lose-lose scenario.
+
+For the technology media in particular, the lack of consideration for atypical speech when critiquing the new HomePod is a sign reviewers must be better at looking at products more holistically and inclusively. Expecting your average reviewer to suddenly become an expert on assistive tech is unrealistic; what is realistic, however, is expecting said reviewer to at least acknowledge accessibility’s adjacency. To wit, it shouldn’t be a stretch to maybe mention that, in the HomePod’s case, someone with a speech delay may have trouble communicating with Siri and thus the device itself. It’s a very real use case that can make smart speakers, as a product, feel exclusionary to a not-insignificant swath of people.
+
+In response to my tweet on the aforementioned article, disabled journalist Kristen Parisi, who is a wheelchair user, summed up the solution: “Every newsroom needs disability reporting training. And disabled reporters,” she said.
+
+I can count the number of disabled journalists I know on one hand, including Parisi. The point is not to hire a disabled journalist simply because they have a disability; that would be tokenizing. The salient point is to hire disabled people to staff newsrooms because we know of which we write. It should be about knowledge and expertise. As Monica Chin noted in a story from last summer on this issue—she interviewed me for the piece—accessibility stories are oftentimes relegated to freelancers or to staffers who aren’t well-versed in the subject matter. While there’s nothing wrong with an abled person writing about disability, surely there’s nothing better than disabled people writing authoritatively on disability.
+
+To hide behind excuses like resources or readership or focus is a cop-out.
+
+Recently, the World Economic Forum shared a statistic in which they reported of the 90% of corporations who espouse their ostensible commitment to furthering DEI efforts, a meager 4% of those companies actively included the disability community in said efforts. It’s a sobering reminder of how ignored and cast aside disabled people are, not to mention pathetic on the companies’ part. In a similar vein, if newsrooms are able to devote resources to other aspects of social justice reporting—not to mention the intersectionality of communities—they surely can do the same for disability. On tech or otherwise, disability should be prioritized.
+
+In the end, not getting an interview is disappointing‚Äîbut that isn‚Äôt what ultimately gnaws. It isn‚Äôt sour grapes. It isn‚Äôt what truly matters. What‚Äôs truly bothersome is the tacit acknowledgment that my lived experiences, and by extension, my journalistic expertise, is seemingly unvalued. Put more broadly, the rejection sent yet another signal that the way disabled people use technology is not important enough to want to investigate and share with the world. It‚Äôs disheartening. Worse still, it reaffirms the notion that anybody who proclaims themselves a DEI champion but leaves out disabled people‚Äîeven unwittingly so‚Äîshould seriously reconsider their stance and aspire to do better in the future.","{'positive': 0.04014856, 'negative': 0.17058639, 'neutral': 0.78926504}","In Tech And Other Coverage Areas, Newsrooms are Missing Big Stories By Ignoring Disabled Journalists. This article looks at the fact that technology coverage, at least at mainstream outlets, is too niche for a broader readership or not something editors necessarily want to cover. It argues that the journalism industry has a problem with disability reporting, and that it isn't limited to technology. It also points out that the lack of consideration for atypical speech when critiquing the new HomePod is a sign reviewers must be better at looking at products more holistically and inclusively.","What this latest ""thanks, but no thanks"" experience‚Äîit isn‚Äôt the first time to happen‚Äîputs in plain view is the majority of editorial powers-that-be and recruiters who run big newsrooms do not value diversity and inclusion as fully as they believe they do.",AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product‚Äôs use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operations are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7407479086663078, 'Employee Diversity & Inclusion': 0.787245047872796, 'Product Security': 0.734018730212069, 'Materials Sourcing': 0.7484330939248451, 'Product Lifecycle Management': 0.7359789014285191}",0.787245048,Inchul,Minor focus,No focus,Neutral,Employee Diversity & Inclusion,No,No,No,2023-01-06T15:26:44+00:00,https://www.yahoo.com/lifestyle/amazon-secret-sale-devices-120222-183715844.html?src=rss,"[{'name': 'more great Amazon tech deals', 'weight': 0.08269079}, {'name': 'Echo smart devices', 'weight': 0.07427564}, {'name': 'more memory', 'weight': 0.0709328}, {'name': 'Kindle e-readers', 'weight': 0.062241763}, {'name': 'Echo Buds', 'weight': 0.05513751}, {'name': 'tech deals', 'weight': 0.054745942}, {'name': 'Echo Dot', 'weight': 0.053735424}, {'name': 'TV shows', 'weight': 0.052968975}, {'name': 'books', 'weight': 0.052477777}, {'name': 'Fire TV video streamers', 'weight': 0.05185534}]","[{'name': 'Lifestyle'}, {'name': 'Science'}]","[{'data': 'Amazon', 'type': 'ORG', 'mentions': 8}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'Hulu', 'type': 'ORG', 'mentions': 2}, {'data': 'HBO Max', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney+', 'type': 'ORG', 'mentions': 1}, {'data': 'Prime Video', 'type': 'ORG', 'mentions': 2}, {'data': 'Sling TV', 'type': 'ORG', 'mentions': 1}, {'data': 'Paramount+', 'type': 'ORG', 'mentions': 1}, {'data': 'Peacock', 'type': 'ORG', 'mentions': 1}, {'data': 'Alexa', 'type': 'ORG', 'mentions': 1}, {'data': 'Kindle', 'type': 'ORG', 'mentions': 1}, {'data': 'NBC', 'type': 'ORG', 'mentions': 1}, {'data': 'CBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Netgear', 'type': 'ORG', 'mentions': 1}, {'data': 'DIRECTV', 'type': 'ORG', 'mentions': 1}, {'data': 'Smart', 'type': 'ORG', 'mentions': 1}, {'data': 'Echo Buds', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Fire TV', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Kindle', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'The Halo Band', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Headspace', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Fire HD 8', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Insignia', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Paperwhite', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Halo Rise', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Eero Pro 6', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Nighthawk', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'R7000', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Echo Dot', 'type': 'PRODUCT', 'mentions': 1}, {'data': '24 hours', 'type': 'TIME', 'mentions': 3}, {'data': 'eight hours', 'type': 'TIME', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}]","Psst: Did you know Amazon has a hidden section devoted to secret sales on its own devices? It's true! On any given day, the retail giant adds and removes deals from this secret hub on a handful of Echo smart devices, Fire TV video streamers and Kindle e-readers — and the savings are great. If you’re looking to build out a smart home or just want to read mountains of books on one goes-anywhere screen, you need to know about this page. Here are our current fave finds.
+
+The Halo Band tracks a wide range of different health metrics, and even provides access to secondary services like Headspace for meditation, or lists of recipes to help you eat better. It's even waterproof up to 50 meters! And since the device is Alexa-enabled, you can ask for a health summary from her if you don't want to dig through the app to find the information.
+
+""Easy to use, light on hand! I tried wearing smartwatches but find it hard to keep it on for 24 hours. Halo is light weight and I don’t even realize sometimes it is still on my hand. Easy to track sleep and activity. App is easy to use,"" said one user.
+
+Amazon's Fire HD 8 tablet features a 1,280 × 800-pixel display and impressive 64 GB of storage. You can also enjoy front- and rear-facing cameras to help you snap photos and videos in between watching movies, playing games and reading your favorite books.
+
+""I love this tablet!"" shared a five-star fan. ""It is just the right size for me. I had a smaller one which was a different brand, and I did not use it much, as it did not have a big enough screen for me. I love my Amazon Fire and the 8"" display makes things so much more clear and enjoyable to look at. It also fits in my bag without taking up too much space, so I can take it with me when I visit my son who lives across the state.""
+
+The Insignia is a Fire TV, allowing you to stream 4K movies and TV shows from Netflix, Hulu, HBO Max, YouTube, Disney+, Prime Video, Sling TV, Paramount+, Peacock and more. Alexa is built into the remote, so you can simply find your favorite show by using your voice.
+
+""What an amazing TV,"" said five-star reviewer. ""I absolutely love it... I got rid of the cable FOREVER. I am a total streamer now.""
+
+Want to catch up on your reading in 2023 the modern way? The Kindle Paperwhite Signature Edition Bundle holds all your books but weighs just six ounces. It also grants you access to Amazon’s ginormous Kindle library — get thousands of titles delivered straight to your e-reader. Read for up to 10 weeks without needing a recharge (not a typo). The Paperwhite has a screen that looks like, well, actual paper, so you can get more of that real-book feel. This set comes with its own case and stand.
+
+""When I read about the new Kindle Paperwhite I really couldn’t believe I needed another device, but I am an avid reader, and it just sounded great,"" said a satisfied shopper. ""I ordered it. I love it. It reads so much like a book, has more memory and holds a charge for longer. It was a great buy.""
+
+The Echo Show 8 has a compact 8-inch display, making it perfect to perch just about anywhere. It also acts as a mini entertainment hub, giving you access to videos, TV shows, movies or the news with Prime Video, Hulu, NBC and more. You can even make video calls and shop online!
+
+“Every day I learn something new that Echo can do,"" said a five-star reviewer. ""The screen quality is good...So far have used it to check on the weather each day, play a couple of short games. Listen to national news from CBS....”
+
+Sleep is something no one seems to get enough of. Even if you do sleep eight hours a night, how high-quality is that rest? The Amazon Halo Rise Sleep Tracker can help you figure that out. It uses a built-in sensor in the device, and best of all, you don't have to wear anything to bed. It will tell you how well you sleep and make suggestions about how you can improve your beauty rest.
+
+""I got this with the goal of just tracking my sleep for fun but wow! I've always had trouble falling asleep and staying asleep so I decided to try that feature that mimics the sun going down before bed. I have been sleeping great ever since. I love my Halo Rise! I bought one for me and for my boyfriend and we both love it,"" said one well-rested reader. ""The sleep tracking is almost perfect - the only downside is that I have cats that love to cuddle with me at night, so sometimes I ""only get 3 hours of sleep"" when I actually got like 7 hours. But it's still nice to know that I apparently got 4 hours of kitty cuddles.""
+
+If you have a big home, then you know the struggles of getting Wi-Fi to the far corners of the house. The Eero Pro 6 mesh Wi-Fi router can cover up to 2,000 square feet of space and support more than 75 different devices at once. It's Wi-Fi 6 compatible for the fastest speeds, and you can expand your network as needed to create a more reliable, more secure internet.
+
+""I originally had a Netgear Nighthawk R7000 Triband router, but since I have a 2 story the rooms at the far back weren’t getting strong signal. The house is 2019 sq ft, and even with the antennas (6), it still could barely reach the upper rooms. With the EERO PRO 6 mesh system, I only have one SSID and constant coverage. I’ve had absolutely no drops in signal, even with all my devices (7 DIRECTV stream boxes, 6 phones, 3 tablets, Smart thermostat, Echo Dot, 3 smart TVs). This was a great buy,"" one user said.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+Looking for more great Amazon tech deals? Check these out:",e3fc2a7812c74da6b0b5ac0df916076a,Amazon's secret hidden device page is bursting with tech deals today — including Echo Buds for $90,4,,,,
+16466,"A Clean-Energy Fund Manager Is Betting on Chips to Beat Market - Xavier Chollet runs a clean-energy fund that’s beating the market with bets that might not be immediately associated with green investing: Semiconductors.
+
+The $5.3 billion Pictet Clean Energy Transition fund, which holds the likes of Tesla Inc. and Vestas Wind Systems A/S, has almost a third of its assets in chip companies, focused on those that make devices that minimize energy loss when electricity is used. Chollet’s top holdings include ON Semiconductor Corp., Marvell Technology Inc. and NXP Semiconductors NV.
+
+Even after this year’s surge in stock prices caused the sector’s valuation to almost double, Chollet says the momentum is only beginning, thanks to the arrival of artificial intelligence tools that will increase demand for chips.
+
+“Sure, valuations have expanded but in the case of many of these names we are still below the valuations of the S&P 500,” the Geneva-based fund manager said in an interview. “Even more so now with arrival of Chat GPT, providing more growth and profitability. Even at these levels, clearly valuations still make sense, of course.”
+
+Pictet Clean Energy, which Chollet manages with Manuel Losa and Guillaume Martin-Achard, has returned 21% this year, beating 93% of peers and outpacing the S&P 500’s 19% return.
+
+The types of chip companies he owns are appealing because they are less affected by economic cycles and there’s a high barrier to new entrants, Chollet said. The fund also owns suppliers to the chip industry, such as design-software company Synopsys Inc. and equipment makers Applied Materials Inc. and ASML Holding NV.
+
+“We have been very bullish over the past few years over this group,” he said. “Going forward, the two major growth drivers which will lead to an increase in the growth of the industry are electric cars and AI.” The fund has trimmed its stake in ON Semiconductor and Marvell this year but they’re still among its largest holdings.
+
+Most of the investments are in US stocks due to the amount of choice compared to Europe, he said. The fund’s 25% renewables exposure is mostly Europe-based, however, and includes pure solar or wind companies as well as utilities such as Germany’s RWE AG and Nextera Energy Inc. of the US. Solar-equipment maker Enphase Energy Inc. was the biggest positive contributor to the fund performance last year.
+
+Tesla, a long-term position in the fund, is the only automotive pure-play stock in the portfolio. He added to the position at the end of last year when the stock sold off, Chollet said.
+
+Chollet expects a better economic backdrop for the market, saying that inflation is cooling off and peak interest rates are near. “The market is expecting rates to come down next year, which from a valuation point of view would be tailwind for us,” he said.","{'positive': 0.71081954, 'negative': 0.024537625, 'neutral': 0.2646429}","A Clean-Energy Fund Manager Xavier Chollet is betting on the $5.3 billion Pictet Clean Energy Transition fund to beat the market with bets that might not be immediately associated with green investing: Semiconductors. The fund holds the likes of Tesla Inc. and Vestas Wind Systems A/S, and is focused on those that make devices that minimize energy loss when electricity is used. It has returned 21% this year, beating 93% of peers and outpacing the S&P 500’s 19% return. The top holdings of the fund include ON Semiconductor Corp., Marvell Technology Inc., NXP Semic Conductors NV, and NXP Energy Inc. The funds' 25% renewables exposure is mostly Europe-based, and includes pure solar or wind companies as well as utilities such as Germany’S RWE AG and Nextera Energy Inc., while Tesla, a long-term position in the portfolio, is the only automotive pure-play stock. Chollett expects a better economic backdrop for the market, saying that inflation is cooling off and peak interest rates are near.",Xavier Chollet runs a clean-energy fund that’s beating the market with bets that might not be immediately associated with green investing: Semiconductors.,ENPH,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,Enphase Energy Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.753721099509007, 'Regulations': 0.7739383064435715, 'Product End-of-life Management': 0.7515997646043268, 'Water Management in Manufacturing': 0.7387321264641481, 'Energy Management in Manufacturing': 0.7746136942829104, 'Materials Sourcing': 0.790455751134923, 'Ecological Impacts of Project Development': 0.7469017017687373}",0.790455751,Inchul,Minor focus,Minor focus,Positive,"Energy Management in Manufacturing, Materials Sourcing, None",No,No,No,2022-10-26T13:03:16+00:00,https://finance.yahoo.com/news/meta-thid-quarter-earnings-130316557.html,"[{'name': 'Meta', 'weight': 0.0731909}, {'name': 'Meta CEO Mark Zuckerberg', 'weight': 0.0711371}, {'name': 'Meta Connect', 'weight': 0.071059614}, {'name': 'ad revenue', 'weight': 0.070738934}, {'name': 'YouTube ad revenues', 'weight': 0.070022784}, {'name': 'substantial pressure', 'weight': 0.06959345}, {'name': 'Yahoo Finance', 'weight': 0.06474507}, {'name': 'future growth', 'weight': 0.06316923}, {'name': 'revenue', 'weight': 0.06222696}, {'name': 'Google parent Alphabet', 'weight': 0.062144533}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': 'Meta', 'type': 'ORG', 'mentions': 22}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Accenture', 'type': 'ORG', 'mentions': 1}, {'data': 'ACN', 'type': 'ORG', 'mentions': 1}, {'data': 'Wall Street', 'type': 'ORG', 'mentions': 1}, {'data': 'Atlantic Equities', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 1}, {'data': 'App Tracking Transparency', 'type': 'ORG', 'mentions': 1}, {'data': 'Altimeter Capital', 'type': 'ORG', 'mentions': 1}, {'data': 'Reality Labs', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo Finance', 'type': 'ORG', 'mentions': 4}, {'data': 'the closing bell', 'type': 'TIME', 'mentions': 1}, {'data': 'Meta Connect', 'type': 'EVENT', 'mentions': 1}, {'data': 'Sheryl Sandberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brad Gerstner', 'type': 'PERSON', 'mentions': 4}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Allie Garfinkle', 'type': 'PERSON', 'mentions': 1}, {'data': 'the Meta Quest Pro', 'type': 'PRODUCT', 'mentions': 1}]","Meta (META) is gearing up to report its third-quarter earnings after the closing bell on Wednesday.
+
+Here's what Wall Street's expecting from Facebook's parent company, as compiled by Bloomberg:
+
+The digital advertising slowdown had been top-of-mind for Meta and Big Tech overall heading into this week's earnings. On Tuesday, Google parent Alphabet (GOOG, GOOGL) reported a substantial miss on YouTube ad revenues. Meta is coming off a rough second quarter, as the company missed analysts' expectations on both earnings per share and revenue. These weren't just any misses though — they corresponded with the tech giant's first-ever revenue drop.
+
+Things haven't improved a whole lot since. Meta Connect, the company's annual flagship event, outlined a direction for Meta that included enterprise partnerships with Microsoft (MSFT) and Accenture (ACN). Wall Street isn't yet convinced, it seems. Atlantic Equities even downgraded the company this month and a stock drop followed.
+
+So, what are analysts looking for? Some are concerned about daily active users, fearing that growth could taper. The company's ad business also remains under substantial pressure, not only due to major competition from the likes of TikTok, but in the aftermath of Apple's (AAPL) privacy changes. That shakeup, called App Tracking Transparency, is expected to cut $10 billion out of Meta’s revenue this year alone.
+
+Meta is down about 58% year-to-date as of market close Tuesday.
+
+'Meta needs to get its mojo back'
+
+It's a tense moment across the board for Meta. Ex-COO Sheryl Sandberg left the company for good just a few weeks ago, while Meta has been cutting costs as it tries to manage its pivot into VR and metaverse applications. This week, shareholder Brad Gerstner of Altimeter Capital sent a withering open letter to Meta CEO Mark Zuckerberg, criticizing the extent to which the company has gone all-in on its metaverse investment.
+
+""Meta’s investment in the metaverse... has gotten the most attention and has led to much confusion,"" Gerstner wrote on Oct. 24. ""Perhaps it was the re-naming of the company to Meta that caused the world to conclude that you were spending 100% of your time on Reality Labs instead of AI or the core business. Whatever the reason, that is certainly the perception.""
+
+There are some possible bright spots on the horizon. For instance, the Meta Quest Pro is now available, which the company is touting as its best — and most expensive — VR headset to date. Gerstner also expressed optimism about Meta's social media business.
+
+""Meta’s core business is one of the largest and most profitable in the world with over $45 billion in operating profits last year alone,"" he said. ""Moreover, Meta has industry-leading capabilities in key future technologies like artificial intelligence and immersive 3d that will help drive new products and future growth.""
+
+Nevertheless, the skepticism that looms over Meta, from both Wall Street and investors, has long been in the works.
+
+""Meta needs to get its mojo back,"" Gerstner wrote. ""Meta needs to re-build confidence with investors, employees and the tech community in order to attract, inspire, and retain the best people in the world. In short, Meta needs to get fit and focused.""
+
+Allie Garfinkle is a Senior Tech Reporter at Yahoo Finance. Follow her on Twitter at @agarfinks.
+
+Click here for the latest trending stock tickers of the Yahoo Finance platform.
+
+Read the latest financial and business news from Yahoo Finance.
+
+Download the Yahoo Finance app for Apple or Android.",0342302fbe4144198c281f5c8c95956c,"Meta prepares to report earnings amid ad revenue, cost-cutting pressures",4,,,,
+7785,"FMC Corporation recognized at inaugural ESG China Awards - 'Biologicals by FMC' wins ESG Innovative Product/Service of the Year category
+
+SHANGHAI, Nov. 22, 2022 /PRNewswire/ -- FMC Corporation, an agricultural sciences company, was recognized in the ESG Innovative Product/Service of the Year category at the inaugural ESG China Awards for its biological portfolio. Organized by the British Chamber of Commerce Shanghai, the ESG China Awards program highlights businesses and organizations that have made a positive ESG impact in China.
+
+Biologicals by FMC demonstrates the company's commitment to providing farmers with science-backed biological solutions to help sustainably manage crops, protect yields and combat resistance. In China, FMC focused on ecological management solutions for soil, which has problems such as acidification and hardening commonly faced by growers in the country.
+
+Pramod Thota, FMC Asia Pacific president, said ""We are honored that our biological solutions and efforts to advance sustainable agriculture have won top honors at the ESG China Awards. Dedicated to creating new, efficient and sustainable solutions, FMC has invested not just in discovery and development but in improving market access. Over the last few years, our team in China has intensified outreach and education activities to promote the benefits of biologicals. We are pleased to have engaged over 2 million farmers, helping them integrate the use of biologicals in their crop protection approach to improve soil health and crop yield.""
+
+Chinese growers are quickly adopting FMC's Structure®, Monarch® and Seamaxx® biostimulants to balance soil microbial communities and improve nutrient utilization. In 2020, Structure® biostimulant was named a 'Strongly Recommended Product' by the Hebei Plant Protection Technology Promotion Association and Jiangsu Agricultural Science and Technology Newspaper. In 2021, Monarch® biostimulant was awarded the title of 'Innovative Product' in a fertilizer and pesticide reduction and efficiency campaign organized by the China Agro-technological Extension Association (CATEA).
+
+FMC continues to invest in biologicals and adjacent technologies. Most recently, the company announced the acquisition of BioPhero ApS, a pheromone research and production company, adding biologically produced pheromone insect control technology to its product portfolio and R&D pipeline.
+
+FMC Corporation is a global agricultural sciences company dedicated to helping growers produce food, feed, fiber and fuel for an expanding world population while adapting to a changing environment. FMC's innovative crop protection solutions ‚Äì including biologicals, crop nutrition, digital and precision agriculture ‚Äì enable growers, crop advisers and turf and pest management professionals to address their toughest challenges economically while protecting the environment. With approximately 6,400 employees at more than 100 sites worldwide, FMC is committed to discovering new herbicide, insecticide and fungicide active ingredients, product formulations and pioneering technologies that are consistently better for the planet. Visit fmc.com to learn more and follow us on LinkedIn¬Æ and Twitter¬Æ.","{'positive': 0.8178342, 'negative': 0.00841945, 'neutral': 0.17374633}","FMC Corporation recognized at inaugural ESG China Awards. Organized by the British Chamber of Commerce Shanghai, the ESG China Awards program highlights businesses and organizations that have made a positive ESG impact in China. In China, FMC focused on ecological management solutions for soil, which has problems such as acidification and hardening commonly faced by growers in the country. FMC's innovative crop protection solutions ‚Äì including biologicals, crop nutrition, digital and precision agriculture ‚Äì enable growers, crop advisers and turf and pest management professionals to address their toughest challenges economically while protecting the environment.","FMC Corporation, an agricultural sciences company, was recognized in the ESG Innovative Product/Service of the Year category at the inaugural ESG China Awards for its biological portfolio. Organized by the British Chamber of Commerce Shanghai, the ESG China Awards program highlights businesses and organizations that have made a positive ESG impact in China.",FMC,Resource Transformation,Chemicals,FMC Corp,"{'Safety & Environmental Stewardship of Chemicals': 'Product safety and stewardship is a critical issue for entities in the Chemicals industry. The potential for human health or environmental impacts of chemicals during the use-phase can influence product demand and regulatory risk, which in turn can affect revenues and result in higher operating expenses, regulatory compliance costs, and mitigation. The industry can therefore mitigate regulatory risk and grow market share by developing innovative approaches to manage the potential impacts of products during the use phase, including developing alternative products with reduced toxicity. This could contribute to shareholder value through improved competitive positioning, greater market share, reduced regulatory risks, and higher brand value.', 'Genetically Modified Organisms': 'Some chemical entities produce crop seeds developed using genetically modified organism (GMO) technology. GMO technology has improved the yields of certain crops, including corn and soy, by altering the crop‚Äôs resistance to pesticides and herbicides and improving drought tolerance, among other factors. At the same time, consumers and regulators in some areas have expressed concern over the use of GMO technology due to perceived health, environmental, and social impacts of GMO cultivation and consumption. Thus, entities that employ such technology face both market opportunitiesand risks related to its use. The adoption of GMO crop technology is significant in the U.S., while in other regions, including in the European Union and China, regulators have implemented bans, quotas, or labelling requirements on GMO-based products. Such product bans or labelling requirements may lower revenues or increase costs for manufacturers, while regulatory and public perception can affect reputational risk. As such, entities that effectively respond to market drivers related to GMO products can mitigate risks and capitalise on opportunities.', 'Hazardous Waste Management': 'Chemical manufacturing may generate hazardous process waste, including but not limited to heavy metals, spent acids, catalysts, and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as some wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, may lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Water Management': 'Used primarily for cooling, steam generation and feedstock processing, water is a critical input in chemicals production. Long-term historical increases in water scarcity and cost, and expectations of continued increases‚Äîbecause of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change‚Äîshow the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, chemical manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Management of the Legal & Regulatory Environment': 'The Chemicals industry faces strict regulation governing air emissions, water discharge, chemical safety, and process safety, among other issues. Anticipating and adapting to regulatory developments, both in the short and long term, is a critical issue for the industry, as regulatory developments can significantly affect product demand, manufacturing costs, and brand value. Therefore, entities with a clear strategy for managing the regulatory environment that aligns corporate performance with sustainable environmental outcomes and accounts for societal externalities could benefit from reduced regulatory uncertainty, stronger brand value, and improved competitive positioning. ', 'Greenhouse Gas Emissions': 'Chemical manufacturing generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes, as well as process emissions from the chemical transformation of feedstocks. GHG emissions may result in regulatory compliance costs or penalties and operating risks for chemicals entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Operational Safety, Emergency Preparedness & Response': 'Health, safety, and emergency management is a critical issue for entities in the Chemicals industry. Technical failure, human error, or external factors such as weather can lead to accidental releases of chemical substances into the environment at processing facilities or during storage and transportation. Furthermore, the combustible nature of chemical substances, combined with the high operating temperatures and pressures involved in manufacturing, elevates the risk of explosions, hazardous spills, or other emergency situations. Such events can harm workers or people in nearby communities through the release of harmful air emissions and chemical substances, and may also adversely impact the environment. Entities may face operational disruptions, damage to facilities, reputational harm, and increased regulatory compliance and remediation costs in the event of a process incident. As such, strong management of process safety can reduce operational downtime, mitigate costs and regulatory risk, and ensure workforce productivity.', 'Air Quality': 'In addition to greenhouse gases (GHGs), chemical manufacturing may produce air emissions including, sulphur dioxides (SOx), nitrogen oxides (NOx), and Hazardous Air Pollutants (HAPs). As with GHGs, these emissions typically stem from the combustion of fuels and the processing of feedstocks. Relative to other industries, the Chemicals industry is a more significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such, active management of the issue through technological process improvements or other strategies may mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Chemical manufacturing is typically energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depends on the type of products manufactured. Typically, fossil fuels such as natural gas and natural gas liquids are the predominant form of non-feedstock energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity‚Äôs energy mix may include energy generated on-site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such, an entity‚Äôs energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Community Relations': 'Chemical entities are important economic contributors to many communities, providing employment opportunities and community development through taxes and capital generation. Meanwhile, issues including environmental policy, community health, and process safety are key issues with important regulatory, operational, financial, and reputational implications for entities. Environmental externalities including air emissions and water use can affect human health of those living near chemical facilities over the long term. Meanwhile, process safety incidents can endanger community health and safety, leading to regulatory penalties, legal action, and mitigation costs. Consequently, chemicals entities can benefit from building strong relationships with communities in order to mitigate potential operating disruption, reduce regulatory risk, retain top employees, lower the risk of litigation expenses in the event of process safety incidents, and ensure a strong social license to operate. Entities can adopt various community engagement strategies, such as developing community engagement plans, establishing codes and guidelines to ensure alignment of the organisation‚Äôs interests with those of their surrounding communities, or conducting impact assessments to evaluate projects and mitigate potential adverse impacts. ', 'Product Design for Use-phase Efficiency': 'As increasing resource scarcity and regulations encourage greater materials efficiency and lower energy consumption and emissions, the Chemicals industry may benefit from developing products that enhance customer efficiency. From reducingautomobile emissions through materials optimisation to improving building insulation performance, Chemicals industry products can enhance efficiency across many applications. Entities that develop cost-effective solutions to meet customer demand for improved efficiency may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value.', 'Workforce Health & Safety': 'Employees in chemicals manufacturing facilities face health and safety risks from exposure to heavy machinery, harmful substances, high temperatures and pressure, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety impacts, which could result in financial consequences, including higher healthcare costs, litigation, and work disruption. By maintaining a safe work environment and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity. '}","{'Safety & Environmental Stewardship of Chemicals': 0.7758911849799734, 'Genetically Modified Organisms': 0.8062915775715129, 'Hazardous Waste Management': 0.7459540098129741, 'Water Management': 0.736808283420794, 'Management of the Legal & Regulatory Environment': 0.7803559068696468, 'Greenhouse Gas Emissions': 0.7649365408994494, 'Operational Safety, Emergency Preparedness & Response': 0.7527961875524362, 'Air Quality': 0.7656158200847463, 'Energy Management': 0.7597814213213182, 'Community Relations': 0.7736629025774152, 'Product Design for Use-phase Efficiency': 0.7712204510301596, 'Workforce Health & Safety': 0.7547651469663011}",0.8062915775715129,Inchul,Major focus,Major focus,Positive,"Safety & Environmental Stewardship of Chemicals, Product Design for Use-phase Efficiency, Innovation & Market Development, Water Management, Community Relations",Major,Major,Positive,2023-01-05T17:44:03+00:00,https://www.businessinsider.com/google-tells-apple-fix-pixelated-photos-videos-iphone-android-texts-2023-1,"[{'name': 'Apple users', 'weight': 0.10115585}, {'name': 'Apple', 'weight': 0.09333113}, {'name': 'Apple CEO Tim Cook', 'weight': 0.087777875}, {'name': 'Android phones', 'weight': 0.08491735}, {'name': 'Android owner', 'weight': 0.080676265}, {'name': 'Massive Google billboard ad', 'weight': 0.079820655}, {'name': 'Android', 'weight': 0.07700902}, {'name': 'Google', 'weight': 0.07557847}, {'name': 'Messages users', 'weight': 0.06663501}, {'name': 'heart', 'weight': 0.062366962}]",[{'name': 'Science'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 14}, {'data': 'Apple', 'type': 'ORG', 'mentions': 15}, {'data': 'Uptin', 'type': 'ORG', 'mentions': 2}, {'data': 'Android', 'type': 'ORG', 'mentions': 3}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'The Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'Epic Games', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'Androids', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'TikTok', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'iMessage', 'type': 'PRODUCT', 'mentions': 3}, {'data': ""the New Year's-themed"", 'type': 'EVENT', 'mentions': 2}, {'data': 'Las Vegas', 'type': 'GPE', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Harmon Corner', 'type': 'FAC', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Neena Budhiraja', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sanaz Ahari', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 2}]","• A Google ad told Apple it doesn't have to ""drop the ball"" on fixing ""pixelated photos and videos.""
+• The ad is part of Google's #GetTheMessage campaign urging Apple to adopt the RCS standard.
+• In the New Year's-themed ad, Google shared lines of RCS code to help Apple ""get the ball rolling.""
+
+Google is again publicly calling on Apple to adopt the RCS messaging standard, this time in a New Year's-themed ad in Las Vegas.
+
+The ad says, ""the ball may have dropped on 2022, but you don't have to drop the ball on fixing your pixelated photos and videos,"" and follows with lines of RCS code ""to get the ball rolling.""
+
+TikTok user Uptin shared a video of the ad which was displayed on a digital billboard at Harmon Corner in Las Vegas. Uptin made a note on the TikTok that an estimated 56% of Americans use iOS, while Android comes second with almost 44% of the market share in the US.
+
+The latest in Google's pressure campaign against Apple over texting issues between iPhones and Android phones
+
+Google launched its #GetTheMessage campaign urging Apple to adopt the RCS texting standard in August.
+
+RCS stands for Rich Communication Services, which Google touts as ""the modern industry standard,"" compared to SMS and MMS, which it has called ""out-of-date"" technology from the 1990s and 2000s.
+
+In 2008, RCS was chosen to potentially replace SMS, which stands for Short Message Service, and it operates over the internet, not on a carrier's bandwidth. That means RCS is better for sending GIFs, high-resolution photos and videos, and group messaging.
+
+In December, Google continued its campaign against Apple with a ""happy birthday"" post for SMS which turned 30 in 2022.
+
+""While I'm all for nostalgia, in this case I also want to look in the other direction,"" Neena Budhiraja, group product manager for Messages by Google, wrote in the post. ""Phones today are capable of so much more; my current phone is a completely different device than my first.""
+
+Neither Google nor Apple responded to Insider's immediate request for comment before publication.
+
+""From a Google perspective, we think every Android user should just have messaging over Wi-Fi,"" Sanaz Ahari, who manages Android and business communications at Google, previously told The Verge, adding that Android and Apple have ""a lot of conversations.""
+
+Apple CEO Tim Cook has said he doesn't hear many requests from Apple users to fix texting between iPhones and Android phones. In a September exchange with an iPhone-owning audience member who asked about issues with videos sent between him and his Android-owning mother, Cook said ""Buy your mom an iPhone.""
+
+Legal documents from the 2011 lawsuit between Apple and Epic Games shed more light on how the company views iMessage, with one Apple executive saying ""moving iMessage to Android will hurt us more than help us.""
+
+People have long complained of the ""green bubbles"" that show up on iMessage when an iPhone owner and Android owner text, leading Google to serve Apple a taste of its own medicine with a recent update to its Messages app. Now, when Messages users react to an SMS text, the iPhone user will get a text saying the person reacted to their text with a description of the reaction, such as ""liked"" or ""loved"" a message, instead of seeing the thumbs up or heart appear on the message.",45e6904b2f244c038b7d13520590d96d,Massive Google billboard ad tells Apple to fix 'pixelated' photos and videos in texts between iPhones and Androids,4,,,,
+33248,"We Ran A Stock Scan For Earnings Growth And CBRE Group (NYSE:CBRE) Passed With Ease - The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even companies that have no revenue, no profit, and a record of falling short, can manage to find investors. Unfortunately, these high risk investments often have little probability of ever paying off, and many investors pay a price to learn their lesson. A loss-making company is yet to prove itself with profit, and eventually the inflow of external capital may dry up.
+
+Despite being in the age of tech-stock blue-sky investing, many investors still adopt a more traditional strategy; buying shares in profitable companies like CBRE Group (NYSE:CBRE). While this doesn't necessarily speak to whether it's undervalued, the profitability of the business is enough to warrant some appreciation - especially if its growing.
+
+Check out our latest analysis for CBRE Group
+
+If a company can keep growing earnings per share (EPS) long enough, its share price should eventually follow. Therefore, there are plenty of investors who like to buy shares in companies that are growing EPS. Impressively, CBRE Group has grown EPS by 28% per year, compound, in the last three years. If the company can sustain that sort of growth, we'd expect shareholders to come away satisfied.
+
+Top-line growth is a great indicator that growth is sustainable, and combined with a high earnings before interest and taxation (EBIT) margin, it's a great way for a company to maintain a competitive advantage in the market. EBIT margins for CBRE Group remained fairly unchanged over the last year, however the company should be pleased to report its revenue growth for the period of 19% to US$31b. That's progress.
+
+In the chart below, you can see how the company has grown earnings and revenue, over time. To see the actual numbers, click on the chart.
+
+You don't drive with your eyes on the rear-view mirror, so you might be more interested in this free report showing analyst forecasts for CBRE Group's future profits.
+
+Are CBRE Group Insiders Aligned With All Shareholders?
+
+We would not expect to see insiders owning a large percentage of a US$23b company like CBRE Group. But we do take comfort from the fact that they are investors in the company. Indeed, they have a considerable amount of wealth invested in it, currently valued at US$251m. Investors will appreciate management having this amount of skin in the game as it shows their commitment to the company's future.
+
+Does CBRE Group Deserve A Spot On Your Watchlist?
+
+If you believe that share price follows earnings per share you should definitely be delving further into CBRE Group's strong EPS growth. With EPS growth rates like that, it's hardly surprising to see company higher-ups place confidence in the company through continuing to hold a significant investment. The growth and insider confidence is looked upon well and so it's worthwhile to investigate further with a view to discern the stock's true value. Now, you could try to make up your mind on CBRE Group by focusing on just these factors, or you could also consider how its price-to-earnings ratio compares to other companies in its industry.
+
+There's always the possibility of doing well buying stocks that are not growing earnings and do not have insiders buying shares. But for those who consider these important metrics, we encourage you to check out companies that do have those features. You can access a free list of them here.
+
+Please note the insider transactions discussed in this article refer to reportable transactions in the relevant jurisdiction.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.56824595, 'negative': 0.014063094, 'neutral': 0.41769096}","Despite being in the age of tech-stock blue-sky investing, many investors still adopt a more traditional strategy; buying shares in profitable companies like CBRE Group (NYSE:CBRE). Therefore, there are plenty of investors who like to buy shares in companies that are growing EPS. 
+
+Are CBRE Group Insiders Aligned With All Shareholders? Now, you could try to make up your mind on CBRE Group by focusing on just these factors, or you could also consider how its price-to-earnings ratio compares to other companies in its industry.","The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...",CBRE,Infrastructure,Real Estate Services,CBRE Group Inc.,"{'Sustainability Services': 'In the Real Estate Services industry, buildings owned or occupied by clients generally have significant sustainability impacts. Buildings, and the activities that take place within them, drive energy consumption, direct and indirect greenhouse gas (GHG) emissions, water consumption, waste generation and indoor environmental quality concerns that can impact occupant health. Entities have an opportunity to improve the sustainability impacts of buildings and their operations through sustainability- related services. These services may include utility data management, energy procurement, energy and water benchmarking, resource efficiency improvements, activities related to sustainability certifications, and sustainability consulting and training. Entities may impact building sustainability further by arranging leases that incentivise both owners and tenants to improve sustainability performance, while yielding financial benefits forboth parties. Providing these services may drive new revenue growth and increase client retention. Effective sustainability services may benefit owners or tenants through improved asset values, increased tenant demand, decreased operating costs and improved tenant experiences.', 'Interest': 'The business model of real estate services entities is dependent on client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional and ethical standards of the industry. Professional integrity is an important governance issue, as the range of services and the number of professionals within a single organisation can make the management of conflicts of interest more challenging. Brokerage and appraisalservices may come with particularly high risk of conflicts of interest and negligence. In order to manage and avoid these risks, entities in the industry can implement a range of governance measures, including employee training, oversight, and policies, procedures, and enforcement systems focused on transparency and appropriate disclosures. Effective management of these risks can lead to increased client trust and better brand value in the market, adding to long-term revenue growth. Inadequate management of risks may lead to regulatory fines and penalties, as well as decreased client trust and a loss in business.'}","{'Sustainability Services': 0.7722774712006133, 'Interest': 0.7690611749677363}",0.7722774712006133,Inchul,No focus,No focus,Neutral,,No,No,No,2023-09-01T03:04:11.184000+00:00,https://www.cleveland.com/community/2023/09/vandals-enter-unlocked-cars-at-reece-park-bay-village-police-blotter.html,"[{'name': 'Police Blotter', 'weight': 0.09200477}, {'name': 'unlocked cars', 'weight': 0.08548531}, {'name': 'glove box', 'weight': 0.08042358}, {'name': 'multiple traffic violations', 'weight': 0.07278398}, {'name': 'our new Police Blotter newsletter', 'weight': 0.07027186}, {'name': 'Reece Park', 'weight': 0.064353295}, {'name': 'Bay Village', 'weight': 0.06266841}, {'name': 'an AT&T business account', 'weight': 0.061193485}, {'name': 'Reese Park', 'weight': 0.061038513}, {'name': 'debris', 'weight': 0.060455505}]",[{'name': 'Auto'}],"[{'data': 'Reece Park', 'type': 'FAC', 'mentions': 2}, {'data': 'Bay Square', 'type': 'FAC', 'mentions': 1}, {'data': 'Bay Village', 'type': 'GPE', 'mentions': 1}, {'data': '1:34 a.m.', 'type': 'TIME', 'mentions': 3}, {'data': '1:49 p.m.', 'type': 'TIME', 'mentions': 1}, {'data': '9:09 a.m.', 'type': 'TIME', 'mentions': 1}, {'data': '13:08 p.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'minutes later', 'type': 'TIME', 'mentions': 1}, {'data': 'AT&T', 'type': 'ORG', 'mentions': 1}, {'data': 'the West Shore Sun', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Police Blotter', 'type': 'WORK_OF_ART', 'mentions': 1}]","On Aug. 27 at 1:34 a.m. an officer stopped a driver for multiple traffic violations. After speaking with the driver, the officer suspected he was under the influence of alcohol and/or drugs. Field sobriety tests were administered, and the driver was arrested.
+
+On Aug. 27 at 11:40 a.m. a resident reported someone used his personal information to open an AT&T business account. They then purchased an iPhone with the account. Officers are investigating.
+
+On Aug. 26 at 1:49 p.m. a resident reported a neighbor had a large fire in his backyard and was burning debris. The smoke from the fire was filling up the neighborhood. Officers found the fire and advised the owner of the open burning laws.
+
+On Aug. 24 at 9:09 a.m. an employee from Bay Square reported his car was damaged while he was at work. Officers are investigating
+
+On Aug. 21 at 13:08 p.m. a landscaper reported that someone stole his backpack leaf blower from a tree lawn. He placed the blower on the tree lawn while he was parking his truck on a side street, and when he returned minutes later, the blower was gone.
+
+On Aug. 21 at 11:38 a.m. five different visitors at Reese Park reported their unlocked cars had been entered while they were at the park. All but one of the cars had items stolen, including wallets. Later in the week, one of victims reported $56,000 in checks had been written and cashed on her account. Another victim reported over $9,500 in checks had been written and cashed on her account. Officers are investigating. The police department reminds residents to lock your cars, and if you leave valuables in your car, secure them in the trunk or glove box.
+
+Get police blotters by email every weekday for free with our new Police Blotter newsletter. Sign up at cleveland.com/newsletters
+
+Read more news from the West Shore Sun.",d24403ef1e734b71a363e4cd6f963bf5,Vandals enter unlocked cars at Reece Park: Bay Village Police Blotter,4,,,,
+43353,"Miller Lite and Coors Light outsell Bud Light by 50% after trans row - The brewer of Miller Lite and Coors Light has reported a huge surge in sales as drinkers turn their backs on Bud Light after the Dylan Mulvaney debacle.
+
+Molson Coors has reported its best quest revenue since a 2005 merger which brought Miller and Coors under the same umbrella.
+
+The two beers' combined sales were 50 percent greater than Bud Light's for the April-June period.
+
+Molson Coors is one of several brands to benefit after sale of Bud Light, which is owned by Anheuser-Busch, tumbled by around 30 percent following a backlash to its partnership with Mulvaney, a trans influencer. Modelo Especial overtook Bud Light as America's best-selling beer in May and June.
+
+Distributors of Bud Light are concerned the beer will never bounce back and are now looking to other beers to claw back lost customers. Retail sales are down around 30 percent on last year following a boycott.
+
+Roth analyst Bill Kirk said: 'We believe the market share shift away from Bud Light and towards Lite and Coors Light will be sticky and likely very profitable.'
+
+Molson Coors said combined sales of Miller Lite and Coors Light were 50 percent higher than Bud Light in the first quarter. Bud Light beat both combined for the same period last year.
+
+One executive at a beer distributor in Texas told the New York Post that customers have left Bud Light 'and that's how it's going to be'.
+
+'I don't envision a big percentage of them coming back,' the exec said, adding that Coors Light and Miller Lite are 'very similar' and 'whoever is best at marketing' will win the customers who've shunned Bud.
+
+Anheuser-Busch is set to lay off hundreds of employees in the wake of the brand's disastrous Mulvaney partnership. The company announced its decision to lay off about 2 percent of its US workforce in a statement released by CEO Brendan Whitworth last week.
+
+There are around 19,000 people employed by the company in the US, meaning approximately 380 staff are set to lose their jobs.
+
+'Today we took the very difficult but necessary decision to eliminate a number of positions across our corporate organization,' Whitworth said.
+
+'While we never take these decisions lightly, we want to ensure that our organization continues to be set for future long-term success,' he added.
+
+'These corporate structure changes will enable our teams to focus on what we do best—brewing great beer for everyone.'
+
+Workers who are laid off will receive severance pay, paid out of their unused vacation time, receive six months of continued company-paid health insurance benefits and help finding a new job, according to an email sent to employees Wednesday.
+
+The restructuring 'will simplify and reduce layers within its organization,' a spokesperson said.
+
+But, the layoffs will not affect frontline workers, such as 'brewery and warehouse staff, drivers, and field sales reps among others.'
+
+Anheuser-Busch's market value has tanked more than $27 billion in market value and two of its top executives have been put on leave over the debacle.
+
+A recent YouGov poll of 1,468 people found the public approval of the beer had slumped so much it fell out of the top ten.
+
+While the proportion of Americans who 'liked' Bud Light hadn't changed, the popularity of other rival beers surged, pushing it into 15th place.
+
+The poll found that Guinness, Corona and Heineken were the three most liked beers of 2023, with approval from 58 percent, 53 percent and 51 percent of Americans, respectively.
+
+In the second quarter of 2022, 42 percent of Americans 'liked' Bud Light, according to YouGov, putting it on a par with Corona Extra, Dos Equis and Coors Light.
+
+The Bud Light figure remained the same during the second quarter of 2023, but as other beers saw their approval rise, its relative approval fell into a tie with Pabst Blue Ribbon, Miller Genuine Draft and Miller Light.
+
+Mulvaney had shared images of herself with a personalized can celebrating one year since she transitioned and posed with cans of the beer in a bathtub.
+
+The partnership upset conservative drinkers who were quick to boycott the brand but also enraged liberals who said the company failed to respond in solidarity with Mulvaney.
+
+Modelo Especial's distribution is controlled by Anheuser-Busch, but its US operations are owned by Constellation Brands, which reported an 11 percent increase in sales for the second quarter of this year.","{'positive': 0.009221303, 'negative': 0.96667284, 'neutral': 0.024105834}","Molson Coors, the brewer of Miller Lite and Coors Light, has reported a 50% surge in sales as drinkers turn their backs on Bud Light after the Dylan Mulvaney debacle. The two beers' combined sales were 50 percent greater than Bud Light's for the April-June period, and Bud Light beat both combined for the same period last year. Anheuser-Busch is set to lay off about 2 percent of its US workforce in the wake of the Mulvane partnership, and the restructuring will simplify and reduce layers within its organization. However, the layoffs will not affect frontline workers, such as 'brewery and warehouse staff, drivers, and field sales reps among others. A recent YouGov poll of 1,468 people found the public approval of the beer had slumped so much it fell out of the top ten.",The brewer of Miller Lite and Coors Light has reported a huge surge in sales as drinkers turn their backs on Bud Light after the Dylan Mulvaney debacle.,TAP,Food & Beverage,Alcoholic Beverages,Molson Coors Beverage Co B,"{'Water Management': 'Water management includes an entity’s direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities’ heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol’s detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity’s long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities’ ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may improve supply chain resiliency and enhance an entity’s reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7392326174662263, 'Packaging Lifecycle Management': 0.7637048680110933, 'Energy Management': 0.7568278592667737, 'Responsible Drinking & Marketing': 0.7640775522424577, 'Ingredient Sourcing': 0.757032523031351, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7463751310440062}",0.7640775522424577,Inchul,Minor focus,Major focus,Positive,,No,No,No,2023-06-27T07:23:59.297000+00:00,https://www.wsj.com/livecoverage/stock-market-today-dow-jones-06-27-2023/card/carnival-leads-cruise-stocks-upward-as-they-resume-their-rally-aK2UpeLutXiKt7vIgH7T,"[{'name': 'future profitability', 'weight': 0.14124748}, {'name': 'Royal Caribbean Group', 'weight': 0.12862238}, {'name': 'record high levels', 'weight': 0.11661595}, {'name': 'analyst expectations', 'weight': 0.11504026}, {'name': 'Tuesday morning', 'weight': 0.10858085}, {'name': 'Carnival stock', 'weight': 0.103675075}, {'name': 'Norwegian Cruise Line Holdings', 'weight': 0.091504894}, {'name': 'Cruise stocks', 'weight': 0.08705144}, {'name': 'Cruise Stocks', 'weight': 0.08632449}, {'name': 'morning', 'weight': 0.08381139}]",[{'name': 'Finance'}],"[{'data': 'Carnival', 'type': 'ORG', 'mentions': 5}, {'data': 'Norwegian Cruise Line Holdings', 'type': 'ORG', 'mentions': 3}, {'data': 'Royal Caribbean Group', 'type': 'ORG', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}]","Carnival and Norwegian Cruise Line Holdings are up more than 3% on Tuesday morning, while Royal Caribbean Group also traded higher.
+
+Cruise stocks fell Monday, after Carnival reported second-quarter results that topped analyst expectations. Though Carnival posted a net loss in the quarter, the company also said its bookings sit at record high levels, which suggests a strong outlook for future profitability.
+
+Monday’s declines likely involved some profit-taking: Carnival stock is up nearly 90% so far in 2023, while Norwegian has gained more than 50%.",7e58129c7d65410989f0ede8ebab494e,Carnival Leads Cruise Stocks Upward as They Resume Their Rally,4,,,,
+7530,"Oil Services ETFs in Focus on Strong Q4 Earnings - Big oil services companies started releasing their quarterly numbers from last week. The outlook is bullish this time thanks to the upbeat oil market. OPEC+ output cut is in place. The group seeks to maintain a recovery in crude prices. China has re-opened its economy that boosted the demand outlook for energy.
+
+Against this backdrop, a close monitoring of the energy space, which deals with oil field services, is warranted. Let’s delve a little deeper into the earnings picture and see how things are shaping up for the space.
+
+In this piece, we have considered two stocks, namely – Schlumberger SLB and Halliburton HAL.
+
+Schlumberger Limited has reported fourth-quarter 2022 earnings of 71 cents per share (excluding charges and credits), comfortably beating the Zacks Consensus Estimate of 69 cents. The bottom line significantly increased from the year-ago quarter’s earnings of 41 cents.
+
+The oilfield service giant recorded total quarterly revenues of $7,879 million, outpacing the Zacks Consensus Estimate of $7,821 million. The top line also improved from the year-ago quarter’s $6,225 million. The strong quarterly results have been primarily driven by strong activities in land and offshore resources in North America and Latin America.
+
+Halliburton Company reported fourth-quarter 2022 adjusted net income per share of 72 cents, surpassing the Zacks Consensus Estimate of 67 cents and well above the year-ago quarter profit of 36 cents (adjusted). The outperformance reflects stronger-than-expected profit from both its divisions.
+
+Meanwhile, revenues of $5.6 billion were 30.5% higher than the corresponding period of 2021 and also came just ahead of the Zacks Consensus Estimate (by some $3 million). Investors should know that HAL has outsized exposure to the North American land drilling market.
+
+Investors might want to know the impact of earnings results on ETFs that are heavily invested in these popular oil service companies. Below we highlight three oil-services ETFs with considerable allocation to SLB and HAL that could be in focus:
+
+OIH invests $2.89 billion of assets in 25 holdings and devotes as much as 19.74% of the portfolio weight to SLB, followed by 11.73% in HAL. Generally, when one stock accounts for as much as 20% of an ETF's weight, its individual performance decides much of the fund’s price movement. OIH gained 2.3% in the past five days (as of Jan 28, 2022).
+
+This ETF invests about $406.5 million of assets in about 29 securities, focusing solely on the energy world. The in-focus SLB takes up the first position here with 21.95% of holdings. HAL takes up the second position with about 20.67% of total assets. The fund IEZ has added 2% past five days.
+
+XLE invests about $42.44 billion of assets in 23 stocks. The fund puts 4.83% of the portfolio weight in SLB. It added about 0.8% in the past five days.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.9273021, 'negative': 0.017764801, 'neutral': 0.054933053}","Schlumberger Limited has reported fourth-quarter 2022 earnings of 71 cents per share (excluding charges and credits), comfortably beating the Zacks Consensus Estimate of 69 cents. The oilfield service giant recorded total quarterly revenues of $7,879 million, outpacing the Zacks Consensus Estimate of $7,821 million. The strong quarterly results have been primarily driven by strong activities in land and offshore resources in North America and Latin America. Halliburton Company reported fourth-quarter 2022 adjusted net income per share of 72 cents, surpassing the Zacks Consensus Estimate of 67 cents and well above the year-ago quarter profit of 36 cents (adjusted).",Oil Services ETFs should gain on upbeat earnings. These ETFs have a strong Zacks Rank.,HAL,Extractives & Minerals Processing,Oil & Gas - Services,Halliburton Co,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers‚Äô water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas ‚Äì Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers‚Äîthe oil and gas exploration and production (E&P) entities‚Äîcan be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.8068945824841304, 'Business Ethics & Payments Transparency': 0.754934741092283, 'Water Management Services': 0.7616985726067999, 'Ecological Impact Management': 0.7686154954046788, 'Workforce Health & Safety': 0.8041534245451047, 'Critical Incident Risk Management': 0.7848321177469593, 'Chemicals Management': 0.7914957507904872, 'Emissions Reduction Services & Fuels Management': 0.7934126619353322}",0.8068945824841304,Inchul,Minor focus,Minor focus,Positive,,Minor,Major,Neutral,2023-01-20T16:15:00+00:00,https://www.thegatewaypundit.com/2023/01/woke-googles-parent-company-alphabet-cutting-12000-workforce/,"[{'name': 'Google parent company Alphabet Inc.', 'weight': 0.07952462}, {'name': 'product areas', 'weight': 0.066977434}, {'name': 'Google', 'weight': 0.06378403}, {'name': 'Today', 'weight': 0.05904775}, {'name': 'today', 'weight': 0.05904775}, {'name': 'businesses', 'weight': 0.058963716}, {'name': 'difficult economic cycles', 'weight': 0.05572833}, {'name': 'local practices', 'weight': 0.050905425}, {'name': 'functions', 'weight': 0.050199185}, {'name': 'remaining vacation time', 'weight': 0.04939398}]",[],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 6}, {'data': 'Workforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 10}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'the Poynter Institute’s International Fact-Checking Network', 'type': 'ORG', 'mentions': 2}, {'data': 'FBI', 'type': 'ORG', 'mentions': 1}, {'data': 'RNC', 'type': 'ORG', 'mentions': 2}, {'data': 'GSU', 'type': 'ORG', 'mentions': 1}, {'data': 'Robert Epstein', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 2}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Maricopa County', 'type': 'GPE', 'mentions': 1}, {'data': ""Kari Lake's"", 'type': 'GPE', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Googlers', 'type': 'NORP', 'mentions': 2}]","Woke tech giant Google’s parent company Alphabet Inc. announced they will cut 12,000 workers.
+
+Google and YouTube gave a $13.2 million grant to the Poynter Institute’s International Fact-Checking Network – the goal is to launch a global “fact-checking” fund.
+
+Google aided the FBI-DOJ with geotracking methods in their garbage lawsuit against the Oath Keepers.
+
+Dr. Robert Epstein identified “about a dozen new forms of online manipulation” that use the ephemeral experiences controlled primarily by Google. Dr. Epstein has determined this manipulation can swing votes of undecided voters by up to 80% in certain demographics and turn a 50/50 split into a 90/10 without anyone knowing they are being manipulated.
+
+The RNC has accused Google’s Gmail of suppressing over 22 million RNC emails.
+
+TRENDING: JUST IN: Maricopa County Submits Weak 'Answering Brief' In Kari Lake's Court Of Appeals Lawsuit - Conference Set For February 1! - FILING INCLUDED
+
+Google has made their woke agenda a priority and it seems woke doesn’t pay.
+
+Google parent company Alphabet Inc. said it will eliminate 12,000 jobs, making it the latest tech company to lay off employees amid an uncertain economic environment. Chief executive Sundar Pichai said the cuts affect teams globally, including recruiting, some corporate functions, as well as some engineering and products teams. The layoffs are global and impact U.S. staff immediately, Pichai told employees in an email on Friday. “Over the past two years we’ve seen periods of dramatic growth. To match and fuel that growth, we hired for a different economic reality than the one we face today,” he wrote. “I am confident about the huge opportunity in front of us thanks to the strength of our mission, the value of our products and services, and our early investments in AI.”
+
+I have some difficult news to share. We’ve decided to reduce our workforce by approximately 12,000 roles. We’ve already sent a separate email to employees in the US who are affected. In other countries, this process will take longer due to local laws and practices. This will mean saying goodbye to some incredibly talented people we worked hard to hire and have loved working with. I’m deeply sorry for that. The fact that these changes will impact the lives of Googlers weighs heavily on me, and take full responsibility for the decisions that led us here. Over the past two years we’ve seen periods of dramatic growth. To match and fuel that growth, we hired for a different economic reality than the one we face today. I am confident about the huge opportunity in front of us thanks to the strength of our mission, the value of our products and services, and our early investments in AL. To fully capture K, we’ll need to make tough choices. So, we’ve undertaken a rigorous review across product areas and functions to ensure that our people and roles are aligned with our highest priorities as a company. The roles we’re eliminating reflect the outcome of that review. They cut across Alphabet, product areas, functions, levels and regions. To the Googlers who are leaving us: Thank you for working so hard to help people and businesses everywhere. Your contributions have been invaluable and we are grateful for them. While this transition won’t be easy, we’re going to support employees as they look for their next opportunity (you can find more details here) – We’ll also offer a severance package starting at 16 weeks salary plus two weeks for every additional year at Google, and accelerate at least 16 weeks of GSU vesting – We’ll pay 2022 bonuses and remaining vacation time. We’ll be offering 6 months of healthcare, job placement services, and immigration support for those affected. – Outside the US, we’ll support employees in line with local practices. As an almost 25-year-old company, we’re bound to go through difficult economic cycles. These are important moments to sharpen our focus, re-engineer our cost base, and direct our talent and capital to our highest priorities. Being constrained in some areas allows us to bet big on others. Pivoting the company to be Al-first years ago led to groundbreaking advances across our businesses and the whole industry. Thanks to those early investments, Google’s products are better than ever. And we’re getting ready to share some entirely new experiences for users, developers and businesses, too. We have a substantial opportunity in front of us with Al across our products and are prepared to approach it boldly and responsibly. All this work is a continuation of the “healthy disregard for the impossible that’s been core to our culture from the beginning. When look around Google today, I see that same spirit and energy driving our efforts. That’s why remain optimistic about our ability to deliver on our mission, even on our toughest days. Today is certainly one of them. I’m sure you have many questions about how we’ll move forward. We’ll be organizing a town hall on Monday. Check your calendar for details. Until then, please take good care of yourselves as you absorb this difficult news. As part of that, if you are just starting your work day, please feel free to work from home today.",e16171da3ed14ee481b82d195bc43545,"Woke Google's Parent Company Alphabet Cutting 12,000 from Workforce",4,,,,
+65268,"Earnings Growth & Price Strength Make Quanta Services (PWR) a Stock to Watch - Building an investment portfolio from scratch can be difficult, especially if you're new to investing. It's easy to feel overwhelmed with so many different investment options out there, but focusing on stocks that are set to outperform the market over the next 12 months is an excellent place to start.
+
+Now, let's take a deep dive into a great stock that could be just the right addition to your portfolio.
+
+Why You Should Pay Attention to Quanta Services (PWR)
+
+Quanta is a leading national provider of specialty contracting services, and one of the largest contractors serving the transmission and distribution sector of the North American electric utility industry. Quanta has operations in the United States, Canada, Australia and other selected international markets.
+
+PWR was added to the Zacks Focus List on December 23, 2021 at $111.52 per share. Since then, shares have increased 75.49% to $195.71.
+
+One analyst revised their earnings estimate higher in the last 60 days for fiscal 2023, while the Zacks Consensus Estimate has increased $0 to $7.01. PWR also boasts an average earnings surprise of 4.8%.
+
+Additionally, Quanta Services' earnings are expected to grow 10.6% for the current fiscal year.
+
+Because stock prices react to revisions, buying stocks with rising earnings estimates can be very profitable. Focus List stocks like PWR offer investors a great opportunity to get into a company whose future earnings estimates will be raised, potentially leading to price momentum.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.34673652, 'negative': 0.010829312, 'neutral': 0.6424342}","Quanta Services (PWR) is a leading national provider of specialty contracting services and one of the largest contractors serving the transmission and distribution sector of the North American electric utility industry. PWR was added to the Zacks Focus List on December 23, 2021 at $111.52 per share, and its shares have increased 75.49% since then. One analyst revised their earnings estimate higher in the last 60 days for fiscal 2023, while the Qacks Consensus Estimate has increased $0 to $7.01. P WR also boasts an average earnings surprise of 4.8%. Additionally, Quanta Services' earnings are expected to grow 10.6% for the current fiscal year. This opportunity for investors to get into a company whose future earnings estimates will be raised, potentially leading to price momentum.","Finding strong, market-beating stocks with a positive earnings outlook becomes easier with the Focus List, a top feature of the Zacks Premium portfolio service.",PWR,Infrastructure,Engineering & Construction Services,Quanta Services Inc,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity’s backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce’s exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project’s use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain—from suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity’s profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity’s reputation. Environmental impact assessments can provide an understanding of a project’s potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project’s structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7408508472547166, 'Workforce Health & Safety': 0.7475632764075133, 'Business Ethics': 0.7256261196987254, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7480909905093449, 'Environmental Impacts of Project Development': 0.71304132196375, 'Structural Integrity & Safety': 0.7355116895304483}",0.7480909905093449,Inchul,No focus,No focus,Positive,,Minor,Major,Neutral,2022-11-05T12:21:09+00:00,https://www.cnbc.com/2022/11/05/the-market-could-be-anticipating-a-republican-sweep-of-congress-in-tuesdays-election.html,"[{'name': 'Republican policies', 'weight': 0.07625555}, {'name': 'Republican', 'weight': 0.07136927}, {'name': 'Sept.', 'weight': 0.07016065}, {'name': 'Defense companies', 'weight': 0.067494184}, {'name': 'Vice President Kamala Harris', 'weight': 0.06243952}, {'name': 'Lockheed Martin', 'weight': 0.062427096}, {'name': 'energy companies', 'weight': 0.062144786}, {'name': 'the election outcome', 'weight': 0.06195308}, {'name': 'First Solar', 'weight': 0.06181252}, {'name': 'Congress', 'weight': 0.061623506}]",[{'name': 'Politics'}],"[{'data': 'Republican', 'type': 'NORP', 'mentions': 10}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 5}, {'data': 'Congress', 'type': 'ORG', 'mentions': 2}, {'data': 'GOP', 'type': 'ORG', 'mentions': 2}, {'data': 'Strategas', 'type': 'ORG', 'mentions': 2}, {'data': 'the House of Representatives', 'type': 'ORG', 'mentions': 3}, {'data': 'Senate', 'type': 'ORG', 'mentions': 2}, {'data': 'XLE', 'type': 'ORG', 'mentions': 1}, {'data': 'Cheniere', 'type': 'ORG', 'mentions': 1}, {'data': 'Centrus Energy', 'type': 'ORG', 'mentions': 1}, {'data': 'Enterprise Products', 'type': 'ORG', 'mentions': 1}, {'data': 'ConocoPhillips', 'type': 'ORG', 'mentions': 1}, {'data': 'Clifton', 'type': 'ORG', 'mentions': 2}, {'data': 'Northrop Grumman', 'type': 'ORG', 'mentions': 2}, {'data': 'Lockheed Martin', 'type': 'ORG', 'mentions': 2}, {'data': 'iShares Biotechnology ETF', 'type': 'ORG', 'mentions': 1}, {'data': 'Regeneron', 'type': 'ORG', 'mentions': 1}, {'data': 'Bristol-Myers Squibb', 'type': 'ORG', 'mentions': 1}, {'data': 'First Solar', 'type': 'ORG', 'mentions': 2}, {'data': 'ChargePoint', 'type': 'ORG', 'mentions': 2}, {'data': 'Dan Clifton', 'type': 'PERSON', 'mentions': 2}, {'data': 'Kamala Harris', 'type': 'PERSON', 'mentions': 1}]","Stocks that would benefit from Republican policies have been moving higher, signaling that traders expect the GOP may have stronger odds of taking both houses of Congress. Dan Clifton, head of policy research at Strategas, constructed Republican and Democratic portfolios, which include investments that would have the most to win or lose based on the election outcome. The portfolios are a diagnostic tool used to gauge how financial markets view the Nov. 8 election. Democrats currently control the House of Representatives, and they have an edge in the evenly split Senate because Vice President Kamala Harris can cast a tie-breaking vote. ""Our baskets through [Thursday] showed a 68% chance of a Republican sweep,"" said Clifton. ""The big drivers here are energy; health care, in particular biotech and pharma; financials, particularly insurance, and defense. Those are the four big areas that are really moving this thing."" The Energy Select Sector SPDR Fund , XLE, for instance is up 2.4% in the past week. The Strategas Republican portfolio contains a number of energy companies including Cheniere, Centrus Energy , Enterprise Products and ConocoPhillips. Clifton said Republicans would support more oil and gas production. Defense companies in the GOP portfolio include Northrop Grumman and Lockheed Martin . Northrop is up more than 11% since Sept. 30, and Lockheed has gained 24.7% in that period. Meanwhile, the iShares Biotechnology ETF is up 9.7% since Sept. 30. The Republican portfolio contains Regeneron , up 7.5% since the end of September, and Bristol-Myers Squibb, up 10.8% in that same period. Clifton said the Republican portfolio bottomed out around Sept. 7, and in October it pulled ahead. ""There's more confidence the Republican House gains are going to be quite large,"" he said. ""That's a big enough majority where the House is probably going to stay Republican in the 2024 election. The probability of a Democratic sweep looks less likely from these election results."" Clean energy stocks have been underperforming. The Democratic portfolio holds First Solar and ChargePoint. ChargePoint is down 14.9% since the end of September, but First Solar is up 16%. ""If the consensus is wrong and the Democrats keep the Senate, the sector that will have the most upside is the clean energy sector,"" he said. The iShares Global Clean Energy ETF, ICLN, is up 1.5% in the past week, but has gained only about 0.4% since Sept. 30.",2b3b26b11fa54cf69db8efb59f8d0991,The market could be anticipating a Republican sweep of Congress in Tuesday's election,4,,,,
+25802,"TransUnion, Equifax, Experian may have violated credit reporting rules, Rep. Jim Clyburn says - A key Democrat wants credit reporting agencies Equifax , Experian and TransUnion investigated for allegedly failing to respond to consumer complaints during the pandemic.
+
+Rep. James Clyburn, the chairman of the House Select Subcommittee on the Coronavirus Crisis, said the nation's three largest nationwide consumer reporting agencies have ""longstanding problems"" with responding to consumers who raise complaints about credit reporting errors.
+
+""These data also raise concerns about whether the [credit rating companies] are fulfilling all of their obligations to consumers and to the Consumer Financial Protection Bureau (CFPB) under the Fair Credit Reporting Act (FCRA),"" the South Carolina Democrat wrote in an Oct. 13 letter to Consumer Financial Protection Bureau Director Rohit Chopra.
+
+Clyburn asked the chief executive officers of Equifax, Experian and TransUnion in May for the companies' responses to consumer complaints in the early days of the pandemic.
+
+CFPB reported then that 4.1% of complaints were resolved in 2021, compared with nearly 25% of complaints in 2019, before the pandemic.
+
+And the majority of credit report disputes have not resulted in the correction or removal of reported errors from credit reports. The subcommittee found that Equifax didn't change more than half of the disputed items each year from 2019 through 2021. Experian corrected about 52% of the disputed late payments or other bad data while TransUnion made fixes to between 49% and 53% of credit reports during this time.
+
+The subcommittee partly credited the pause on student loan payments and an increase in pandemic-related identity theft to credit reporting errors.
+
+Under the CARES act, paused loan payments were supposed to be reported as current, though some lenders may have incorrectly categorized them as late. Consumer fraud can also lead to faulty consumer credit reports.
+
+But consumers have been disputing information found in their credit reports on a larger scale than previously known, the subcommittee found. The CFPB estimated the combined number of dispute submissions among Equifax, Experian and TransUnion to be 8 million in 2021. But data obtained by the subcommittee showed Equifax, alone, received nearly 14 million complaints that year.
+
+CFPB also received a ""record-breaking"" amount of complaints about the credit rating companies from 2020 through 2021 with more than 619,000 in 2021 alone. Consumers disputed nearly 336 million items, including names, addresses or credit accounts, on their credit reports from 2019 through 2021, the subcommittee found.
+
+Yet according to evidence obtained by the subcommittee, the credit raters discard millions of disputes a year without investigation. At least 13.8 million were thrown out between 2019 and 2021, the subcommittee found.
+
+Discarding disputes violates the fair credit laws if any are submitted directly by consumers to authorized representatives. The companies' defense, says the subcommittee, is that disputes are discarded without investigation when they suspect a credit repair service is the one making the complaint.
+
+But the subcommittee says each agency uses vague criteria to determine which disputes are submitted by an unauthorized third-party. Equifax, for instance, tosses out mail that ""tends to use identical language and format [and] come from the same zip code.""
+
+Experian accounts for ""envelope characteristics"" and ""letter characteristics,"" including ""same/similar ink color,"" and ""same/similar font,"" when choosing which disputes to disregard. TransUnion also uses envelope-based criteria in its discard process.
+
+The subcommittee also found that the credit rating companies referred over half of the disputes to data furnishers for investigation between 2019 and 2021. TransUnion referred the most at 80% to 82%.
+
+Data furnishers have been cited by the CFPB for conducting insufficient investigations. The bureau also cited the credit reporting companies for accepting these findings without an independent investigation.
+
+""The prevalence of credit reporting errors has been particularly concerning at a time when Americans have needed access to credit in order to weather difficult economic circumstances brought on by the pandemic,"" Clyburn wrote in the letter to Chopra. ""Errors in credit reports can reduce consumers' credit scores, potentially blocking access to loans, housing, and employment, among other serious consequences.""
+
+The Consumer Data Industry Association, the trade association that represents Equifax, Experian and TransUnion, said that all disputes that consumers share directly with three credit raters are processed according to federal requirements.
+
+""Recent reports have highlighted trends including increased activity by certain credit repair companies, which can inflate complaint numbers and undermine the process of addressing legitimate requests,"" a representative for the association told CNBC. ""The credit reporting industry will continue to collaborate with the CFPB and policymakers to better serve consumers and continue to deliver innovative solutions to increase economic opportunities for consumers.""","{'positive': 0.018521875, 'negative': 0.8886707, 'neutral': 0.09280746}","
+
+A key Democrat wants credit reporting agencies Equifax , Experian and TransUnion investigated for allegedly failing to respond to consumer complaints during the pandemic. 
+
+And the majority of credit report disputes have not resulted in the correction or removal of reported errors from credit reports. Consumer fraud can also lead to faulty consumer credit reports. 
+
+""The prevalence of credit reporting errors has been particularly concerning at a time when Americans have needed access to credit in order to weather difficult economic circumstances brought on by the pandemic,"" Clyburn wrote in the letter to Chopra.",Rep. Jim Clyburn requested an investigation into the nation's top three credit reporting companies for failing to resolve consumer disputes.,EFX,Services,Professional & Commercial Services,Equifax Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider‚Äôs security measures, which could result in reputational damage and adversely impact an entity‚Äôs ability to attract and retain clients. '}","{'Professional Integrity': 0.7240557306214955, 'Workforce Diversity & Engagement': 0.7039886961444278, 'Data Security': 0.7792403619406868}",0.7792403619406868,Inchul,Major focus,Major focus,Negative,"Professional Integrity, Data Security",Major,Major,Negative,2023-09-05T19:03:03.578000+00:00,https://www.theverge.com/2023/9/5/23860073/meta-return-to-office-three-days-wfh-work-from-home,"[{'name': 'remote work', 'weight': 0.104437284}, {'name': 'distributed work', 'weight': 0.0864084}, {'name': 'other tech companies', 'weight': 0.08258346}, {'name': 'work', 'weight': 0.07922531}, {'name': 'person', 'weight': 0.07067483}, {'name': 'recent months', 'weight': 0.063893765}, {'name': 'employees', 'weight': 0.06184618}, {'name': 'Apple employees', 'weight': 0.061335597}, {'name': 'Meta’s offices', 'weight': 0.061323505}, {'name': 'Most Google employees', 'weight': 0.05971871}]",[{'name': 'Tech'}],"[{'data': 'Meta', 'type': 'ORG', 'mentions': 5}, {'data': 'WFH', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Zoom', 'type': 'ORG', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 3}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Quest', 'type': 'PRODUCT', 'mentions': 1}]","Starting today, Meta’s offices are going to be full again. The company has been saying since June that any employee assigned to an office — which means anyone not formally designated as a remote employee — will be required to be in that office at least three days a week. Now, CNBC reports that the mandate has gone into effect.
+
+Over the last three years, Meta went through the same cycle of remote work as an increasingly large number of other tech companies. When the pandemic began, the company found it was surprisingly productive even with everyone at home, and CEO Mark Zuckerberg and others began to wax poetic about the remote and distributed future of work. Zuckerberg himself estimated that in the next decade, “we could get to about half of the company working remotely permanently.”
+
+As time went on, though, executives began to discover that a lot of things about work are simply harder to do through a webcam and a chat window and began to try to bring people back to the office without upsetting those who had gotten used to having no commute and no nearby co-workers. And then, this year, the company simply stopped caring about the backlash and told everyone to come back.
+
+Bringing workers back to the office also seems to be part of Meta’s plan to bring more speed and efficiency to the company, which has meant significant reorganizations and layoffs in recent months. Earlier this year, in a note to staff, Zuckerberg wrote that while the company was committed to distributed work, “our hypothesis is that it is still easier to build trust in person and that those relationships help us work more effectively.” The company found that younger and newer employees in particular performed better in an in-person environment.
+
+Three days a week in the office seems to be the going rate in Silicon Valley. Most Google employees are in the office three days a week, and Amazon has been enforcing the same policy since May. And if you can’t get behind that, CEO Andy Jassy told employees recently, “it’s probably not going to work out for you at Amazon because we are going back to the office at least three days a week.” Apple employees have been working in-person three days a week for almost exactly a year.
+
+Even the companies building tech to enable remote work are bailing on the concept. Zoom, maybe the company most benefitted by the rise of remote work, recently told staff that they’re expected to be in the office two days a week if they live within 50 miles of an office. Meta, of course, is investing billions in the metaverse and specifically the idea that the office of the future may be inside your Quest headset. (Now with legs!) But like so many other companies, it’s deciding that the best way to build the remote-everything future is to do it in person.",fd110e04b8f14a5db99f387634c5483e,"Meta is back in the office three days a week, as WFH continues to die",4,,,,
+9741,"UGI Benefits From Investments Amid Higher Interest Rate Risk - UGI Corporation UGI has been gaining from systematic investments to modernize and replace the aging infrastructure. Strategic acquisitions that are accretive to earnings, efficient debt management and the expansion of its customer base are likely to drive its performance over the long run. However, its exposure to the higher interest risk remains a concern.
+
+
+
+UGI currently carries a Zacks Rank #3 (Hold). The Zacks Consensus Estimate for third-quarter fiscal 2022 earnings per share of UGI indicates an improvement of 24.7% over the prior-year quarter’s figure.
+
+
+
+The company’s long-term (three to five years) earnings growth rate is currently pegged at 8%. Moreover, UGI’s current dividend yield of 3.9% is better than the industry average of 2.8%. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+UGI continues to expand its customer base and added more than 11,000 customers year to date in fiscal 2022. The company continues to make systematic capital investments for increasing the safety and reliability of natural gas production and storage facilities and replacing the aging infrastructure for modernizing the system.
+
+
+
+UGI spent $674 million in fiscal 2021 and invested $546 million in the first nine months of fiscal 2022.
+
+
+
+In February, UGI entered an agreement with Global Clean Energy Holdings to purchase and distribute renewable LPG in California. In April, the utility acquired a 33% equity interest in Ag-Grid Energy, a renewable energy producer with projects in the United States. These initiatives should aid UGI in expanding its renewable and environmentally friendly products.
+
+
+
+UGI’s total debt-to-total-capital ratio for the fiscal third quarter of 2022 was 52.8%, lower than 54.2% in the fiscal third quarter of 2021. As of Jun 30, 2022, UGI’s available liquidity was $2.1 billion, adequate to meet the current debt obligations.
+
+
+
+UGI’s times interest earned ratio was 6.7 at the end of the third quarter of fiscal 2022, higher than 5.0 in the year-ago quarter. These ratios are indicative of the company’s adequate financial flexibility to meet debt obligations.
+
+UGI is exposed to several regulatory and environmental issues for domestic and international operations. Its business is highly seasonal, and unfavorable weather can dent demand, thereby lowering profitability.
+
+
+
+In addition, UGI is exposed to higher interest rate risks, which can increase UGI’s borrowing cost and also have an adverse effect on the company's operating and financial results. The fall in demand due to the price fluctuation of natural gas can lead to lower revenues, which can adversely affect cash flows.
+
+In the past six months, shares of UGI have rallied 3.6% compared to the industry’s 2.5% decline.
+
+Some better-ranked stocks from the same industry are Atmos Energy Corporation ATO, National Fuel Gas Company NFG and NewJersey Resources Corporation NJR, each currently carrying a Zacks Rank #2 (Buy).
+
+
+
+The long-term earnings growth rate of Atmos Energy, National Fuel Gas Company and NewJersey Resources is projected at 7.5%, 13.6% and 6%, respectively.
+
+
+
+The Zacks Consensus Estimate for 2022 earnings per share of Atmos Energy, National Fuel Gas Company and NewJersey Resources has moved up 8.8%, 38.9% and 13.9% year over year, respectively.
+
+
+
+In the past three months, ATO, NFG and NJR shares have risen 10.1%, 5.2% and 11.3%, respectively.
+
+
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+ 
+
+Atmos Energy Corporation (ATO) : Free Stock Analysis Report
+
+ 
+
+UGI Corporation (UGI) : Free Stock Analysis Report
+
+ 
+
+National Fuel Gas Company (NFG) : Free Stock Analysis Report
+
+ 
+
+NewJersey Resources Corporation (NJR) : Free Stock Analysis Report
+
+ 
+
+To read this article on Zacks.com click here.
+
+ 
+
+Zacks Investment Research","{'positive': 0.89374495, 'negative': 0.06888099, 'neutral': 0.037374012}","UGI Benefits From Investments Amid Higher Interest Rate Risk. 
+
+ 
+
+Some better-ranked stocks from the same industry are Atmos Energy Corporation ATO, National Fuel Gas Company NFG and NewJersey Resources Corporation NJR, each currently carrying a Zacks Rank #2 (Buy).
+
+
+
+The long-term earnings growth rate of Atmos Energy, National Fuel Gas Company and NewJersey Resources is projected at 7.5%, 13.6% and 6%, respectively.
+
+
+
+The Zacks Consensus Estimate for 2022 earnings per share of Atmos Energy, National Fuel Gas Company and NewJersey Resources has moved up 8.8%, 38.9% and 13.9% year over year, respectively.
+
+
+
+In the past three months, ATO, NFG and NJR shares have risen 10.1%, 5.2% and 11.3%, respectively.
+
+
+
+Want the latest recommendations from Zacks Investment Research? Click to get this free report
+
+ 
+
+Atmos Energy Corporation (ATO) : Free Stock Analysis Report
+
+ 
+
+UGI Corporation (UGI) : Free Stock Analysis Report
+
+ 
+
+National Fuel Gas Company (NFG) : Free Stock Analysis Report
+
+ 
+
+NewJersey Resources Corporation (NJR) : Free Stock Analysis Report
+
+ 
+
+",UGI Benefits From Investments Amid Higher Interest Rate Risk,ATO,Infrastructure,Gas Utilities & Distributors,Atmos Energy Corp,"{'Integrity of Gas Delivery Infrastructure': 'Operating a vast network of gas pipelines, equipment and storage facilities requires a multifaceted, long-term approach to ensuring infrastructure integrity and managing related risks. Although customers depend on reliable gas supplies, entities manage substantial risks—including those related to human health, property and greenhouse gas (GHG) emissions—that result from operating gas distribution networks and related infrastructure. Ageing infrastructure, inadequate monitoring and maintenance, and other operational factors may result in gas leaks. Gas leak safety-related risks, such as losses of containment, may result in fires or explosions that can be particularly dangerous in urban areas where entities often operate. Furthermore, gas leaks also result in fugitive emissions (methane), causing adverse environmental impacts. Regulated gas utilities generally incur no direct costs for gas leaks, because the cost of gas typically is passed on to customers (though this may vary by region). However, gas leaks that result in safety-related risks or fugitive emissions may affect entities financially through a variety of regulatory, legal and product demand channels. Accidents, particularly fatal accidents, may result in negligence claims against entities, leading to costly court battles and fines. GHG emissions may result in increased regulatory scrutiny—a critical element directly connected to financial performance, given the importance of regulatory relations—and potential fines and penalties. Importantly, regulated gas utilities can financially benefit from capital investment opportunities to improve performance and mitigate risks related to safety and emissions, which can be factored into their rate base. Entities manage such risks through pipeline replacements, regular inspections and monitoring, employee training and emergency preparedness, investments in technology, and other strategies such as working closely with regulators. In response to concerns about ageing infrastructure, many entities are seeking ways to expedite the replacement permitting and approval process, especially in cases where pipelines are located near densely populated areas.', 'Energy Affordability': 'A de facto objective of regulated gas utilities is to deliver natural gas to customers in a safe, reliable, and environmentally responsible manner. Entities in the industry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy, from the utility customer perspective, is particularly challenging to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly more expensive for low income customers (affordability is determined by both the net cost of energy bills and the underlying economics of customers). Playing a role in ensuring that utility bills are affordable is crucial for utilities in building trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities, and one of the more closely analysed issues by investment analysts. Regulators’ willingness, or lack thereof, to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may give utilities the opportunity to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers obtaining energy supplies from means other than natural gas (or reducing energy needs) by pursuing alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utility business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.', 'End-Use Efficiency': 'Natural gas produces fewer greenhouse gas (GHG) emissions than other fossil fuels. Expanding its use in the economy may be an important strategy for many governments and regulators striving to reduce GHG emissions. However, despite the relatively lower emissions, the natural gas value chain still produces meaningful levels of GHG emissions overall. As policymakers and regulators seek to mitigate climate change, the efficient consumption of natural gas will be an important long-term theme. Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions. Utilities can offer customers a wide range of options to promote energy efficiency, including providing rebates for energy-efficient appliances, weatherising customers’ homes and educating customers on energy saving methods. Overall, entitiesthat sponsor efficiency initiatives may reduce the downside risks from demand fluctuations, gain returns on needed investments, decrease operating costs and earn higher risk-adjusted returns over the long term.'}","{'Integrity of Gas Delivery Infrastructure': 0.8019606773022749, 'Energy Affordability': 0.7831103597495944, 'End-Use Efficiency': 0.8012052542830729}",0.8019606773022749,Inchul,Minor focus,No focus,Neutral,"Integrity of Gas Delivery Infrastructure, End-Use Efficiency",Minor,Major,Neutral,2023-09-06T10:56:20+00:00,https://finance.yahoo.com/news/stocks-losing-ground-higher-oil-105620765.html?.tsrc=rss,"[{'name': 'interest rates', 'weight': 0.07585218}, {'name': 'higher oil prices', 'weight': 0.07249042}, {'name': 'oil prices', 'weight': 0.07084631}, {'name': 'NASDAQ', 'weight': 0.06996714}, {'name': 'rate fears', 'weight': 0.06861166}, {'name': 'pre-installed software', 'weight': 0.060533673}, {'name': 'Gov. Christopher Waller', 'weight': 0.057345897}, {'name': 'Digital Markets Act', 'weight': 0.056679748}, {'name': 'apps', 'weight': 0.055550754}, {'name': 'Dallas Fed President Lorie Logan', 'weight': 0.055294655}]",[{'name': 'Finance'}],"[{'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'Saudi Arabia', 'type': 'GPE', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': ""the Federal Reserve's"", 'type': 'ORG', 'mentions': 4}, {'data': 'ISM', 'type': 'ORG', 'mentions': 1}, {'data': 'Dallas Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'the European Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 5}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'ByteDance', 'type': 'ORG', 'mentions': 1}, {'data': 'GameStop', 'type': 'ORG', 'mentions': 1}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 4}, {'data': 'GME', 'type': 'ORG', 'mentions': 1}, {'data': 'ChargePoint', 'type': 'ORG', 'mentions': 1}, {'data': 'CHPT', 'type': 'ORG', 'mentions': 1}, {'data': 'American Eagle Outfitters', 'type': 'ORG', 'mentions': 1}, {'data': 'AEO', 'type': 'ORG', 'mentions': 1}, {'data': 'MANU', 'type': 'ORG', 'mentions': 1}, {'data': 'Warner Bros Discovery', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg News', 'type': 'ORG', 'mentions': 1}, {'data': '10:49 ET', 'type': 'TIME', 'mentions': 1}, {'data': '14:49 GMT', 'type': 'TIME', 'mentions': 1}, {'data': 'Christopher Waller', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lorie Logan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Glazer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'eurozone', 'type': 'LOC', 'mentions': 1}, {'data': 'German', 'type': 'NORP', 'mentions': 1}, {'data': 'English', 'type': 'NORP', 'mentions': 1}, {'data': 'Digital Markets Act', 'type': 'LAW', 'mentions': 1}]","Investing.com -- U.S. stocks were falling on Wednesday, extending a slow start to September as investors look forward to the Federal Reserve's meeting later this month.
+
+At 10:49 ET (14:49 GMT), the Dow Jones Industrial Average was down 170 points or 0.5%, while the S&P 500 was down 0.7% and the NASDAQ Composite was down 0.9%.
+
+The blue-chip Dow Jones Industrial Average closed almost 200 points, or 0.6%, lower on Tuesday, the start of a holiday-shortened week, while the tech-heavy Nasdaq Composite dropped 0.1% and the broad-based S&P 500 fell 0.4%.
+
+Weighing on global sentiment this week has been a sharp rise in oil prices after major producers Saudi Arabia and Russia unexpectedly extended their voluntary supply cuts to the end of the year.
+
+Although crude has slipped back Wednesday, with the WTI contract down 0.2% at $86.47 a barrel and the Brent contract down 0.4% to $89.64, investors are concerned that the jump in oil prices to their highest level this year with have an impact on inflation and thus how the Federal Reserve will move interest rates going forward.
+
+The Fed is widely seen as holding off on another interest rate increase in September, with Gov. Christopher Waller saying on Tuesday the latest round of economic data was giving the U.S. central bank space to see if it needs to raise interest rates again.
+
+There is more data due Wednesday, including the Fed's Beige Book survey of its 12 district banks which will provide investors with an on-the-ground glimpse at economic conditions around the country.
+
+The ISM non-manufacturing purchasing managers' index was 54.5, versus expectations for 52.5 in August, down from 52.7 in the prior month. This figure serves as a gauge of activity in the services industry, a crucial sector that accounts for over two-thirds of the U.S. economy.
+
+Investors will also get the chance to hear from several Fed speakers during the coming week, with Dallas Fed President Lorie Logan due later Wednesday.
+
+Economic news from Europe and China has been disappointing this week, and that tone continued Wednesday with retail sales in the eurozone falling and German factory orders slumping in July.
+
+In corporate news, the tech sector will be in focus after the European Commission designated Amazon (NASDAQ:AMZN), Apple (NASDAQ:AAPL), Alphabet (NASDAQ:GOOGL), Meta (NASDAQ:META) and Microsoft (NASDAQ:MSFT), along with China’s ByteDance, as “gatekeepers” under its new Digital Markets Act.
+
+These companies will be required to make their messaging apps interoperate with rivals and let users decide which apps to pre-install on their devices. They will also not be allowed to favor their own services over rivals' or prevent users from removing pre-installed software or apps.
+
+Elsewhere, GameStop (NYSE:GME), ChargePoint (NYSE:CHPT) and American Eagle Outfitters (NYSE:AEO) are among the companies slated to report earnings after the close.
+
+Manchester United (NYSE:MANU) will also be in focus after the English soccer club’s stock fell 18% on Tuesday, the steepest one-day decline, following a report that its owners, the Glazer family, are going to take the club off the market, having failed to get close to their anticipated asking price.
+
+Warner Bros Discovery plans to offer live sports for free on Max - Bloomberg News",edb8bb5d18e24bc7a4fac7d1ed165bed,"Stocks are losing ground on higher oil prices, rate fears",4,,,,
+5861,"Prescription drug middlemen are jacking up prices - The rising cost of prescription drugs continues to be a top concern for many Americans. One of the leading culprits in pushing those costs even higher are pharmacy benefit managers (PBMs) — companies whose behavior is so egregious that Democrats and Republicans are united in trying to reform them.
+
+Yet, in a recent piece for the Washington Examiner, Ashley Herzog, a freelancer for the Heartland Institute, defended PBMs and argued against the PBM Transparency Act, a bipartisan bill that would hold PBMs accountable.
+
+To understand why the PBM Transparency Act is so important, and why Herzog’s argument is misplaced, it’s important to consider the role PBMs play in the healthcare industry, specifically when it comes to drug pricing. The three largest PBMs control 80% of all prescriptions in the U.S . In fact, they own, or are owned by, some of the largest insurance companies in the world. They extract “rebates” from drug companies in exchange for preferential placement on insurance companies’ lists of covered drugs. In other words, it’s pay-to-play. In 2021, they collected $200 billion in rebates from drugmakers. That’s 40% of every dollar spent on pharmaceuticals. Whether or how much any of that is passed on to patients is a mystery.
+
+The two essential elements of a healthy free market are transparency and competition. The PBMs are fighting against both. Two years ago, the PBM lobby (PCMA) forcing them to disclose historical pricing data. The PBMs argued that patients would be confused by the information on how much their drugs really cost. Now they’re spending millions to defeat the PBM Transparency Act, which is sponsored by Sens. Maria Cantwell (D-WA) and Chuck Grassley (R-IA).
+
+CLICK HERE TO READ THE WASHINGTON EXAMINER'S EMPOWERING PATIENTS IN HEALTHCARE SERIES
+
+The bill would force PBMs to answer a few uncomfortable questions: Why do they favor expensive brand name drugs over cheaper generics? How much do they make from spread pricing (when they underpay pharmacies, overcharge states or programs, and keep the difference)? And how much do they charge local pharmacies in retroactive fees called pharmacy DIR? According to the Centers for Medicare & Medicaid Services, between 2010 and 2019.
+
+Maybe the only thing the PBMs want less than transparency is competition. See if you can guess why: CVS Caremark (the biggest PBM) is owned by CVS Health, the biggest pharmacy chain in the world (which also owns Aetna). The other two giant PBMs, OptumRx (owned by UnitedHealth) and Express Scripts (owned by Cigna), either own or affiliate with mail-order pharmacies too. “Sorry, that medicine you need isn’t available at the corner pharmacy, but you can get it from our mail-order service!” Or, “You can get your medicine at the corner pharmacy, but you’ll pay a lot more for it.”
+
+Anti-competitive practices like this would make the mafia blush. Fortunately, public officials are catching on. Many states have gone after the companies that handle their Medicaid programs for overbilling on drugs. Centene, which uses CVS Caremark, has been forced to pay more than to at least 14 states so far. Ohio found that PBM spread pricing increased its Medicaid program spending by $224 million. West Virginia saved $54 million by taking control of their Medicaid pharmacy program and stopping PBMs from pocketing tens of millions of taxpayer dollars.
+
+In all 50 states, from deep red to deep blue, legislators have introduced bills or passed laws that crack down on anti-competitive PBM practices such as spread pricing, retroactive fees, patient steering, mandatory mail order, and sweetheart deals for PBM-owned pharmacies. The PBMs are out of control, and everyone knows it.
+
+Ms. Herzog certainly knows this as well, which is why she devoted much of her recent piece to attacking our organization, the National Community Pharmacists Association, instead.
+
+So, let me tell you about the NCPA. We’re the largest association of independently owned and operated pharmacies. We represent owners of mom-and-pop stores, roughly 20,000 of them across the country. Our typical member owns two stores and has about a dozen employees. They fill about 200 prescriptions a day for patients who are mostly elderly or poor. And they lose money on most of them because of the PBMs.
+
+The PBMs would love to see every last independent pharmacy close. When the little guys are gone, the big guys can whack up the whole pie. But that isn’t competition. It’s a rigged system and there’s nothing free or fair about it.
+
+The U.S. pays some of the highest prescription drug prices in the world and it is the only country that has handed prescription drug pricing to PBM middlemen. That’s not a coincidence. An overhaul of PBMs is needed at both the federal and state levels. Taxpayers, small businesses, and patients are depending on it.
+
+CLICK HERE TO READ MORE FROM RESTORING AMERICA
+
+B. Douglas Hoey is a pharmacist and CEO of the National Community Pharmacists Association, which represents roughly 20,000 independent pharmacies across the country.","{'positive': 0.037229616, 'negative': 0.13262841, 'neutral': 0.83014196}","The Washington Examiner has published a piece defending the PBM Transparency Act, a bipartisan bill that would hold pharmacy benefit managers (PBMs) accountable for their behavior in the healthcare industry. The three largest PBMs control 80% of all prescriptions in the U.S. and extract “rebates” from drug companies in exchange for preferential placement on insurance companies’ lists of covered drugs, and collect $200 billion in rebates from drugmakers in 2021. The bill would force PBMs to answer a few uncomfortable questions about why they favor expensive brand name drugs over cheaper generics, and how much do they make from spread pricing. The PBMs are fighting against both, with the biggest PBM being CVS Caremark and OptumRx, and Express Scripts (owned by UnitedHealth) each own or affiliate with mail-order pharmacies too. Ohio found that PBM spread pricing increased its Medicaid program spending by $224 million and West Virginia saved $54 million by taking control of their Medicaid pharmacy program and stopping PBMs from pocketing tens of millions of taxpayer dollars. Despite this, public officials are catching on and passing laws that crack down on anti-competitive practices.",The rising cost of prescription drugs continues to be a top concern for many Americans. One of the leading culprits in pushing those costs even higher are pharmacy benefit managers (PBMs) — companies whose behavior is so egregious that Democrats and Republicans are united in trying to reform them.,CNC,Health Care,Managed Care,Centene Corp,"{'Climate Change Impacts on Human Health': 'An increase in extreme weather events associated with climate change could have significant health impacts. These events, coupled with the potential spread of infectious diseases and food and water scarcity, may present material implications for the Managed Care industry through an increase in encounters with the health care system. Entities that manage the risks posed by extreme weather events and potential changes in the incidence, morbidity and mortality of illnesses and diseases may protect shareholder value better.', 'Plan Performance': 'Managed care entities manage performance in areas such as responsiveness, complaints, voluntary disenrollment, and customer service in order to maintain competitiveness. Under the Five-Star Quality Rating System for Medicare AdvantagePlans in the U.S., performance on key metrics are factored into federal reimbursement rates and bonus payments for Medicare Advantage carriers. Disclosure on key indicators related to plan performance may allow shareholders to understand how managed care entities are able to protect corporate value.', 'Customer Privacy & Technology Standards': 'Regulations, such as the Health Insurance Portability and Accountability Act (HIPAA) in the U.S., may require health insurance plans to comply with various requirements relating to the use, disclosure, storage, and transmission of patient health information. Entities in this industry are required to develop policies and technical safeguards to protect patient health information. A failure to comply with these evolving standards, which in the U.S. include provisions established under the Health Information Technology for Economic and Clinical Health (HITECH) Act, can lead to significant civil and criminal penalties. These risks are intensified by an increase in cyberattacks that target managed care entities.', 'Access to Coverage': 'Although the Patient Protection and Affordable Care Act in the U.S. reduced the number of uninsured, more than 10 percent of adults in the United States remain uninsured. The percentage of uninsured is significantly higher for people near or at the federal poverty level. Managed care entities can play a role in providing additional access by limiting plan costs and rate increases. Entities must also comply with regulations intended to control plan costs, including medical loss rations, while also ensuring coverage for all applicants regardless of health status, gender, or pre-existing conditions. Increased regulatory focus on health care costs and the need to comply with evolving regulations continue to present challenges for the industry.', 'Improved Outcomes': 'Managed care entities can play a critical role in maintaining and improving the health of enrollees. In addition, legislation continues to emphasise improved outcomes through provisions, including those that require health plans to provide coverage for preventive services without cost to members. The development of the Five-Star Quality Rating System for Medicare Advantage Plans in the U.S., for example, further strengthens the relationship between enrollee health and value by linking reimbursement rates and bonus payments to performance in five domains, including specific outcome-based measures. Entities that are able to improve the health of enrollees may be better positioned to protect shareholder value.'}","{'Climate Change Impacts on Human Health': 0.7460254788991064, 'Plan Performance': 0.781237296553061, 'Customer Privacy & Technology Standards': 0.7892852710571465, 'Access to Coverage': 0.8114358572879398, 'Improved Outcomes': 0.793887266159857}",0.8114358572879398,Inchul,Major focus,Major focus,Negative,"Access to Coverage, Plan Performance, Customer Privacy & Technology Standards",Major,Major,Negative,2023-03-28T11:26:56+00:00,https://www.newsmax.com/finance/streettalk/google-antitrust-lawsuit-online-advertising-justice-department/2023/03/28/id/1114060/,"[{'name': 'online advertising', 'weight': 0.09851857}, {'name': 'market power', 'weight': 0.091626875}, {'name': 'Google witnesses', 'weight': 0.088909306}, {'name': 'Google', 'weight': 0.085397616}, {'name': 'US Antitrust Lawsuit', 'weight': 0.084851585}, {'name': 'Facebook', 'weight': 0.08407038}, {'name': 'powerful competitors', 'weight': 0.08378666}, {'name': 'Google parent Alphabet', 'weight': 0.081546165}, {'name': 'Justice Department', 'weight': 0.07904322}, {'name': 'search', 'weight': 0.07291181}]",[{'name': 'Finance'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Justice Department', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'DoubleClick', 'type': 'ORG', 'mentions': 1}, {'data': 'AdMeld', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 3}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Leonie Brinkema', 'type': 'PERSON', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'the Eastern District of Virginia', 'type': 'LOC', 'mentions': 1}]","Google parent Alphabet asked a U.S. federal judge Monday to dismiss a Justice Department lawsuit alleging that the search giant illegally abused its dominance of online advertising.
+
+The government, which filed the ad tech lawsuit in January along with eight states, had argued that Google should be forced to sell its ad manager suite. Google has denied any wrongdoing.
+
+""In the more than three years that it has been investigating Google's ad tech business, the United States has received more than two million documents from Google and taken over thirty depositions of Google witnesses,"" the company said in a court filing late Monday. ""Yet plaintiffs remain unable to find support for their claimed antitrust harms.""
+
+Google argued that the case should be thrown out because the government had erred in defining the online advertising market and improperly excluded powerful competitors such as Facebook. It also said that the government's estimate of Google's ad exchange as having ""more than 50%"" of the market fell short of the 70% needed to allege market power.
+
+The company also said the government was wrong to assert that Google's acquisitions of DoubleClick and AdMeld, both more than 10 years ago, harmed competition. Antitrust enforcers approved both transactions at the time.
+
+Google urged a hearing to consider the motion to dismiss.
+
+The case is being heard by U.S. Judge Leonie Brinkema in the Eastern District of Virginia.
+
+The Justice Department's ad tech lawsuit follows a separate lawsuit filed in 2020, at the end of the Trump administration, that accused Google of violating antitrust law to maintain its dominance in search. That case goes to trial in September.
+
+The Biden administration has sought to toughen antitrust enforcement. Alongside the Google suit, it also has a long list of merger challenges.",65f89df9ef924415afbbdf0da94c8bd0,Google Seeks Dismissal of US Antitrust Lawsuit,4,,,,
+9004,"Online retailers despair in wake of Silicon Valley Bank collapse - It’s not just large tech firms and venture capital funds caught up in the collapse of Silicon Valley Bank. There are numerous small businesses, kitchen table start-ups and side-hustle online retailers impacted by the sudden bank failure.
+
+They range from business owners unable to pay employees to Etsy sellers worried about paying bills as online payments stalled.
+
+Many have taken to social media to vent their frustrations.
+
+Lindsey Michaelides, CEO of Strongsuit and a mother of four, has been left in limbo regarding the future of her business.
+
+Having learned of the precarious situation of her bank on Thursday, she transferred all of her funds to a different bank except $250,000 (the insured limit) to cover expenses and pay for her 15-person staff.
+
+The wire transfers were not processed and her money was frozen. Ms Michaelides took to Twitter to share her story.
+
+“The collapse of SVB might look like a 1% problem that only impacts the coastal-tech-elite. Not true,” she wrote.
+
+“This impacts small businesses made up of hard-working people making modest mortgage payments in the Midwest. This impacts parents putting dinner on the table.”
+
+Ms Michaelides despairs that she does not know how this ends and the financial future of Strongsuit, her team, and her family are now at risk.
+
+“I know that my story and the stories of thousands like me that have been impacted by SVB’s collapse do not match the current narrative,” she posted. “I don’t know the tech-elite. I do know hundreds of founders and early-stage employees risking their personal financial health and well-being to build something great. They work constantly, obsessively even, with the hope of making a dent in the world.”
+
+Other home entrepreneurs found that the online marketplace Etsy failed to make expected payouts to sellers as the company used SVB to facilitate disbursements.
+
+Etsy contacted those affected and said it is working with other payment partners to issue deposits, but many users were already in distress, relying on payouts to pay bills, buy groceries, and make mortgage payments.
+
+The company has confirmed to that delayed payments should be with sellers by Tuesday.
+
+A spokesperson said: “At Etsy, supporting our sellers is our highest priority, and we understand how important it is for these small businesses to be able to receive their funds when they need them.
+
+“We recently experienced a delay in issuing payments to a small group of sellers related to the unexpected collapse of Silicon Valley Bank — approximately 0.5 per cent of our active seller base had their payments delayed on Friday.
+
+“We are working to pay these sellers today and we’ve already started processing payments via another payment partner this morning.”
+
+E-commerce platform Shopify also had to reassure customers and take steps to ensure they were fully funded if money was frozen at SVB.
+
+CEO Tobi Lutke tweeted out an email sent out to the platform’s online merchants and clarified that there had been a very minor impact for the firm but otherwise it was business as usual.
+
+On Monday morning, President Joe Biden reassured Americans that the nation’s banking system is safe after Silicon Valley Bank collapsed last week and said there would be accountability for financial executives.
+
+The president’s actions come after the Treasury Department, the Federal Reserve and the Federal Deposit Insurance Corporation announced on Sunday evening that depositors for Silicon Valley Bank would have access to their money on Monday.
+
+“No losses — and this is an important point — no losses will be borne by the taxpayers,” the president said. “Instead the money will come from the fees that banks pay into the deposit insurance fund.”","{'positive': 0.010597078, 'negative': 0.9254729, 'neutral': 0.06393002}","In the wake of the collapse of Silicon Valley Bank, many small businesses, kitchen table start-ups and online retailers have been left in limbo. Lindsey Michaelides, CEO of Strongsuit, was unable to pay employees and Etsy sellers worried about paying bills as online payments stalled. Other home entrepreneurs found that the online marketplace Etsy failed to make expected payouts to sellers as the company used SVB to facilitate disbursements. President Joe Biden reassured Americans that the nation’s banking system is safe after the collapse last week and said there would be accountability for financial executives.",Bank failure reaches far beyond ‘coastal-tech-elite’,ETSY,Consumer Goods,E-Commerce,"Etsy, Inc.","{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7467014309391977, 'Hardware Infrastructure Energy & Water Management': 0.7281908015302513, 'Data Privacy & Advertising Standards': 0.7654201378185939, 'Employee Recruitment, Inclusion & Performance': 0.7786252140182456, 'Data Security': 0.8034803288610168}",0.8034803288610168,Inchul,Major focus,Major focus,Negative,"Data Privacy & Advertising Standards, Employee Recruitment, Inclusion & Performance",Major,Major,Negative,2022-10-25T13:33:16+00:00,https://www.thesun.co.uk/fabulous/20219186/nev-schulman-craziest-catfish-ever/,"[{'name': 'Katy Perry', 'weight': 0.07682705}, {'name': 'Nev.', 'weight': 0.0673218}, {'name': 'Katy', 'weight': 0.06589129}, {'name': 'Nev Schulman', 'weight': 0.056956165}, {'name': 'Nev', 'weight': 0.05567245}, {'name': 'Catfish', 'weight': 0.050702583}, {'name': 'money', 'weight': 0.048646104}, {'name': 'things', 'weight': 0.04816056}, {'name': 'scams', 'weight': 0.047882035}, {'name': 'Caitea', 'weight': 0.047038257}]",[],"[{'data': 'MTV', 'type': 'ORG', 'mentions': 3}, {'data': 'Catfish', 'type': 'ORG', 'mentions': 1}, {'data': 'The U.S. Sun', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Catfish', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'Nev Schulman', 'type': 'PERSON', 'mentions': 17}, {'data': 'Zelle', 'type': 'PERSON', 'mentions': 1}, {'data': 'Spencer', 'type': 'PERSON', 'mentions': 3}, {'data': 'Katy', 'type': 'PERSON', 'mentions': 8}, {'data': 'Orlando Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'Harriet', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul', 'type': 'PERSON', 'mentions': 5}, {'data': 'Caitea', 'type': 'PERSON', 'mentions': 5}, {'data': 'Catfish', 'type': 'PERSON', 'mentions': 2}, {'data': 'Martha', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adam', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mercy', 'type': 'PERSON', 'mentions': 1}, {'data': 'England', 'type': 'GPE', 'mentions': 1}, {'data': 'Nigeria', 'type': 'GPE', 'mentions': 1}, {'data': 'Nigerian', 'type': 'NORP', 'mentions': 1}]","TEN years into filming his MTV show Catfish, Nev Schulman has seen a few things.
+
+Now the reality TV star is looking back on the show's wildest moments and revealing his best tips for avoiding getting caught in your own romance scam.
+
+November will mark the tenth anniversary of Catfish's premiere on MTV.
+
+In that time, ""catfish"" has become a household word — and Nev, 38, has uncovered hundreds of fakers.
+
+But some stories stick out as crazier, sadder, and more shocking than others.
+
+Speaking to The U.S. Sun, Nev — who has partnered with Zelle to warn people about scams — shared his top three crazy catfishes.
+
+In a 2016 season five episode, Catfish spotlighted Spencer and his hot 'n cold lover.
+
+""By all accounts, he is an accomplished, successful member of society. He’s smart, he went to college, he played advanced-level golf, lives in a cool city. He’s got a great life,"" said Nev.
+
+""And yet somehow, he was on some online app game and met some girl whose name happened to be Katy, and they got to talking and after telling her what he did and inquiring what she did, she said, 'Oh, I'm a singer,' and he eventually he found she was Katy Perry.""
+
+Or at least, she said she was Katy Perry.
+
+""Katy"" told him she liked to be able to talk to ""regular people"" while playing online games and insisted that her management set her up in a ""fake marriage"" with Orlando Bloom.
+
+For six years, the two were in a virtual relationship, and Spencer was ""so convinced"" she was the real Katy Perry.
+
+""When we figured out it was actually some girl in England and we were gonna take him there to meet her, he assumed, 'MTV is gonna take me on this international trip to meet Katy Perry, this is how it all ends,'"" said Nev.
+
+Even when he was confronted with Harriet — the woman posing as Katy — he ""still had a hard time believing it.""
+
+Spencer grilled her, bringing up conversations they'd had years before — and when she didn't remember all the details, he took that as proof that she wasn't the ""Katy"" he was talking to.
+
+Of all the catfishes of the past ten years, Nev said this is up there as the ""most unbelievable, how-could-you-believe-this"" story.
+
+Paul and Caitea stand out as ""perhaps the most shocking or wild or crazy"" story.
+
+When he was in high school, Paul had an online romance with his first girlfriend, Caitea, whom he met through an online gaming community.
+
+They eventually grew up and lost touch, and in 2021 he was engaged with children – but still looked Caitea up from time to time.
+
+It was his fiacée — concerned about this long-lost love — that reached out to Catfish for help so Paul could ""close that chapter.""
+
+""So we helped him figure out who the girl was, and the girl was real, except he wasn’t talking to her — he had been talking to her mom,"" said Nev.
+
+Caitea's mother, Martha, has stolen photographs off of her phone to send to Paul.
+
+""At the time, her mom had had a thing for younger guys,"" said Nev, who called the episode the ""strangest and most interesting that I can remember.""
+
+In this case, it wasn't just Paul who felt duped and disappointed — Caitea also had to deal with the ""awkward embarrassment"" of what her mom had done.
+
+""It was something that had been a big issue in their relationship for a long time,"" said Nev.
+
+Earlier this year, Catfish took a look at Adam, who had ""really hit it off"" with Mercy, a woman he met online during the pandemic.
+
+""All the red flags were there, but his self-esteem was really low and this girl was promising him the world,"" said Nev.
+
+""He’d even gone as far as to buy an engagement ring in the hopes that when they finally met he’d propose.""
+
+But ""it legit ended up being a Nigerian scammer.""
+
+Nev is still surprised that the scammer agreed to come on the show, where he admitted that he had lost his job during the pandemic and learned how easy it was to trick men into sending money online.
+
+""It was just to pay some bills,"" said Nev. ""But it’s a great example of how you don't even need the best scammer or a sophisticated scammer.""
+
+Surprisingly, Adam was ""so sweet and understanding"" — and ended up sending his scammer the engagement ring he'd bought so he could pop the question to his own girlfriend in Nigeria.
+
+""So the guy who got catfished sent him the ring to propose to his girlfriend, which is very sweet,"" said Nev.
+
+So how do you avoid getting catfished or otherwise scammed — especially when it could mean losing money?
+
+""People will come up with excuses and believe what they want to believe. Which is why some of the best tips are not specific tools as much as they are conceptual,"" said Nev, who has also posted TikTok videos highlighting different kinds of scams.
+
+""If you’re in a new relationship with someone on the internet and it feels new and exciting, don’t keep it a secret. Tell your friends about it.
+
+""Because while you may not be skeptical, they will or might be, and they might do some research, they may ask the questions that you haven’t thought to ask or that you’ve tried not to ask.""
+
+Next, look out for a sense of urgency, which is a major red flag.
+
+""A lot of times you get into these conversations that get flirty, everything is going awesome, and it’s moving quickly, and then — boom! — something comes up, an immediate situation that needs your attention and oftentimes your money,"" Nev explained.
+
+This doesn't just apply to messages from a romantic partner, but also from banks or utility companies.
+
+""Any time you get a message that says you need to do something now, you need to pay now, don’t get bullied into moving fast, especially when it comes to sending money.""
+
+If it's a romantic relationship, it's also important to take an honest look at how much you really know about the other person.
+
+""Most of the time, the catfish or scammer tends to be a great listener. So the idea is they’ll ask lots of questions and very rarely reveal anything about themselves,"" said Nev.
+
+The scammed party might feel like their partner is out of their league and they don't want to mess things up and ""lose this incredible connection I have with someone who cares about me and listens and wants to check in with me every day"" — so they'll make excuses for things that don't sit right.
+
+But in the age of Google, there's no good reason not to check someone out, especially if you haven't met them in person.
+
+""Do any of the search techniques — an image search, a phone search. If the person has a job you can probably find them on LinkedIn,"" said Nev.
+
+""If you want to find someone and they are who they say they are, it shouldn’t be that hard.""",962c7fe34121446bb7850cf7c9f3ac6f,"I’m a catfish expert – the craziest cases I’ve ever seen, including a mom who used her daughter’s sexy phot...",4,,,,
+6569,"Waste Management (WM) Dips More Than Broader Markets: What You Should Know - Waste Management (WM) closed at $148.83 in the latest trading session, marking a -0.62% move from the prior day. This move lagged the S&P 500's daily loss of 0.47%. Meanwhile, the Dow gained 0.02%, and the Nasdaq, a tech-heavy index, lost 15.51%.
+
+Heading into today, shares of the garbage and recycling hauler had lost 3.21% over the past month, outpacing the Business Services sector's loss of 3.34% and lagging the S&P 500's loss of 2.53% in that time.
+
+Wall Street will be looking for positivity from Waste Management as it approaches its next earnings report date. In that report, analysts expect Waste Management to post earnings of $1.29 per share. This would mark no growth from the prior-year quarter. Our most recent consensus estimate is calling for quarterly revenue of $4.87 billion, up 4.4% from the year-ago period.
+
+For the full year, our Zacks Consensus Estimates are projecting earnings of $6.09 per share and revenue of $20.63 billion, which would represent changes of +8.94% and +4.75%, respectively, from the prior year.
+
+Investors might also notice recent changes to analyst estimates for Waste Management. These revisions help to show the ever-changing nature of near-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Based on our research, we believe these estimate revisions are directly related to near-team stock moves. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Zacks Consensus EPS estimate has moved 1.46% lower within the past month. Waste Management is holding a Zacks Rank of #3 (Hold) right now.
+
+Digging into valuation, Waste Management currently has a Forward P/E ratio of 24.59. This valuation marks a premium compared to its industry's average Forward P/E of 22.76.
+
+It is also worth noting that WM currently has a PEG ratio of 2.26. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. The Waste Removal Services was holding an average PEG ratio of 2.73 at yesterday's closing price.
+
+The Waste Removal Services industry is part of the Business Services sector. This industry currently has a Zacks Industry Rank of 96, which puts it in the top 39% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+You can find more information on all of these metrics, and much more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.47395396, 'negative': 0.41077426, 'neutral': 0.115271695}","Waste Management (WM) closed at $148.83 in the latest trading session, marking a -0.62% move from the prior day. Wall Street will be looking for positivity from the garbage and recycling hauler as it approaches its next earnings report date. Analysts expect Waste Management to post earnings of $1.29 per share and quarterly revenue of $4.87 billion, up 4.4% from the year-ago period. The Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Waste Removal Services industry is part of the Business Services sector, with a Zacks Industry Rank of 96.76.","Waste Management (WM) closed the most recent trading day at $148.83, moving -0.62% from the previous trading session.",WM,Infrastructure,Waste Management,Waste Management Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity‚Äôs ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours‚Äîthrough technological and process improvements‚Äîcan therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry‚Äôs hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers‚Äô rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers‚Äîincluding their pay and benefits‚Äîin a way that protects workers‚Äô rights and enhances their productivity while ensuring the financial sustainability of an entity‚Äôs operations.'}","{'Greenhouse Gas Emissions': 0.750029063856081, 'Air Quality': 0.7471013944955454, 'Workforce Health & Safety': 0.7949905149346297, 'Management of Leachate & Hazardous Waste': 0.7554818476731223, 'Fleet Fuel Management': 0.7969477251232753, 'Recycling & Resource Recovery': 0.789304071299995, 'Labour Practices': 0.8093818831616426}",0.8093818831616426,Inchul,No focus,No focus,Neutral,,Minor,Minor,Neutral,2023-02-20T10:30:17+00:00,https://www.axios.com/2023/02/20/supreme-court-section-230-google-twitter-tech,"[{'name': 'tech law', 'weight': 0.08450999}, {'name': 'court moderation', 'weight': 0.08432968}, {'name': 'lower courts', 'weight': 0.080946036}, {'name': 'law enforcement', 'weight': 0.07217417}, {'name': 'content algorithms', 'weight': 0.071711786}, {'name': 'tech companies', 'weight': 0.06801792}, {'name': 'Supreme Court', 'weight': 0.06333713}, {'name': 'content moderation', 'weight': 0.062779486}, {'name': 'last week', 'weight': 0.06277701}, {'name': 'tech platforms', 'weight': 0.06238949}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'a Supreme Court', 'type': 'ORG', 'mentions': 7}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 3}, {'data': 'Stanford', 'type': 'ORG', 'mentions': 1}, {'data': 'TechFreedom', 'type': 'ORG', 'mentions': 1}, {'data': 'Chamber of Progress', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 5}, {'data': 'Evelyn Douek', 'type': 'PERSON', 'mentions': 2}, {'data': 'Berin Szóka', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jess Miers', 'type': 'PERSON', 'mentions': 1}, {'data': 'Clarence Thomas', 'type': 'PERSON', 'mentions': 2}]","The firestorm over Big Tech and content moderation is coming to a head at the Supreme Court — but some experts fear it's a job the court simply isn’t equipped to do well.
+
+Why it matters: The court has historically not been great at grappling with new technology. As it dives into the political battle over social-media algorithms, there's a real fear that the justices could end up creating more controversies than they solve.
+
+Driving the news: The court is set to hear arguments this week in two cases involving Section 230, the federal law that says tech platforms aren’t liable for what their users choose to post.
+• Both lawsuits — one against Google, and one against Twitter — argue that while tech companies may not be liable for the content of users’ posts, they should be liable for what their algorithms promote or suggest.
+• The implications of such a decision may not be fully apparent for years, even to the engineers who work on those products.
+
+“The court might think it's doing one thing and it's actually doing something very different,” said Evelyn Douek, a law professor at Stanford who specializes in tech law. “It’s ill-matched to the problem.”
+
+The concern within the tech industry isn’t just that the court might rule against them — every party in a Supreme Court case has to worry about that — but that a Supreme Court ruling limiting Section 230, unlike a law limiting Section 230, could cause unforeseen issues down the road that even the law’s critics may not necessarily be happy about.
+• Even if Google and Twitter win, there’s a realistic scenario in which “the court still says problematic things ... that end up weaponizing the legal system against court moderation,” Berin Szóka, president of libertarian-leaning think tank TechFreedom, said during a roundtable with reporters last week.
+• ""There is a valid concern that the Court may simply not understand nor appreciate the technical complexities that drive the modern web,"" wrote Jess Miers, a lawyer for the pro-tech Chamber of Progress.
+
+Context: The Supreme Court is an inherently slow-moving institution that tries to solve problems mainly by searching for one broad principle that can last forever. And that's simply hard to square with complex, evolving technology.
+• That tension has been especially apparent in cases involving privacy and law enforcement.
+• All the way back in 1979, the court ruled that police don’t need a warrant to obtain a list of every phone number you’ve called. Because you voluntarily turned that information over to a third party (the phone company), the court said, you have no reasonable expectation that it would be private.
+• That might have seemed in 1979 like a pretty narrow ruling about landline phones. But the court has struggled to adapt its ""third-party doctrine"" to an era in which third parties have access to all of our correspondence, search queries and even our physical movements. If nothing your cell phone can track is private, then what is?
+
+The Section 230 cases present a whole different set of issues, and they’re asking the court to interpret a statute passed by Congress, not the scope of a civil right.
+• But it’s not that hard to see how nine lawyers in a room in 2023 might not foresee the future of content algorithms, just as nine lawyers in a room in 1979 didn’t know the scope of the precedent they ended up setting.
+• 'Even briefs in this case disagree, for example, about how a potential ruling against Google and Twitter ought to apply to search engines — another process of using algorithms to deliver specific content.
+
+Details: The suit against Google was filed by the family of a man killed in an ISIS attack. It’s not clear whether the perpetrator of that attack watched ISIS’ YouTube videos, but the family says Google is responsible for the patterns that lead people to dangerous videos.
+
+Between the lines: The Supreme Court took up these cases even though there hasn’t been much disagreement in lower courts about how to apply Section 230 — those courts have sided with tech companies.
+• That’s widely seen as a sign that at least some of the conservative justices want to roll back the provision.
+• Justice Clarence Thomas has written critically about the provision multiple times — and Thomas’ individual hobbyhorses are increasingly finding their way into the court’s mainstream.
+• “There appears to be an appetite to do something,” Douek said.",f357732dfd8e4fcb8ff238e0abd3756f,Big Tech's future is up to a Supreme Court that doesn't understand it,4,,,,
+8793,"Biden Interior approves controversial Alaska oil drilling project - The Biden administration approved a major and controversial oil drilling plan in Alaska, known as Willow, just one day after unveiling protections for more than 16 million acres of land and water in the region. The $8 billion plan, led by Alaska's largest crude oil producer, would produce about 600 million barrels of oil over 30 years and generate around 278 million metric tons of carbon emissions, according to estimates from the U.S. Department of the Interior. Under the plan, ConocoPhillips will be allowed to develop three well pads within the National Petroleum Reserve-Alaska, a 23 million-acre area that is the largest expanse of public land in the U.S. The approval of Willow is one of the president's most consequential climate decisions. Environmental groups have long condemned the plan, arguing it undermines the administration's pledge to combat climate change and reduce greenhouse gas emissions. The project's emissions would be about equivalent to what 66 new coal-fired power plants produce in a year.
+
+Proponents of Willow, including the state's congressional delegation and some Alaska Native tribal governments and residents of Alaska's North Slope, have said the plan would create about 2,500 jobs, deliver up to $17 billion in revenue for the federal government and boost U.S. domestic energy security. Prior to the president's decision, the Interior Department's Bureau of Land Management released an environmental analysis last month that proposed lowering the number of drilling sites from five to three under the project. The Interior said it had ""substantial concerns"" about Willow, including its direct and indirect emissions and its impact on local wildlife. In an apparent effort to offset criticism about Willow, the administration on Sunday declared the Arctic Ocean off limits to oil and gas leasing and said it will also impose regulations to protect nearly 13 million acres in the National Petroleum Reserve-Alaska. ""While we celebrate the administration's unparalleled protections for Alaskan landscapes and waters, the decision to approve the Willow project may very well wipe out many of these climate and ecological benefits,"" Sierra Club Executive Director Ben Jealous said in a statement.","{'positive': 0.08068237, 'negative': 0.44238487, 'neutral': 0.47693276}","The U.S. Department of the Interior has approved a major oil drilling plan in Alaska, known as Willow, which would produce 600 million barrels of oil over 30 years and generate 278 million metric tons of carbon emissions. Environmental groups have long condemned the plan, arguing it undermines the administration's pledge to combat climate change and reduce greenhouse gas emissions. Proponents of Willow have said the plan would create about 2,500 jobs, deliver up to $17 billion in revenue for the federal government and boost U.N. domestic energy security. The administration also declared the Arctic Ocean off limits to oil and gas leasing and said it will also impose regulations to protect nearly 13 million acres in the National Petroleum Reserve-Alaska.","The $8 billion Willow project in Alaska, led by the state's largest crude oil producer, would produce about 600 million barrels of oil over 30 years.",COP,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,ConocoPhillips,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities‚Äô ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity‚Äôs social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry‚Äôs activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community‚Äôs resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta ‚Äúshared value‚Äù approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples‚Äô rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples‚Ä�� rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7804227985317526, 'Water Management': 0.763270208679902, 'Management of the Legal & Regulatory Environment': 0.7693169237431317, 'Business Ethics & Transparency': 0.7546102733908252, 'Biodiversity Impacts': 0.8039266838801247, 'Air Quality': 0.7565304186328228, 'Community Relations': 0.7825599718219973, 'Reserves Valuation & Capital Expenditures': 0.7936205495828303, 'Workforce Health & Safety': 0.7744258571267284, 'Critical Incident Risk Management': 0.7398921101278696, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7679335189447141}",0.8039266838801247,Inchul,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Biodiversity Impacts, Community Relations, Reserves Valuation & Capital Expenditures",Major,Major,Negative,2022-11-01T23:05:53+00:00,https://www.politico.com/news/2022/11/01/top-marketing-firm-recommends-suspending-twitter-ads-with-musk-takeover-00064464,"[{'name': 'Twitter ads', 'weight': 0.09559556}, {'name': 'Twitter', 'weight': 0.094156444}, {'name': 'brand safety', 'weight': 0.07555467}, {'name': 'brand safety concerns', 'weight': 0.073595725}, {'name': 'digital media platforms', 'weight': 0.071972}, {'name': 'luxury advertising firm GroupM', 'weight': 0.06520751}, {'name': 'content moderation', 'weight': 0.0643321}, {'name': 'hateful content', 'weight': 0.06413393}, {'name': 'Senate Majority Whip Dick Durbin', 'weight': 0.06376125}, {'name': 'harmful content', 'weight': 0.06374925}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'Twitter', 'type': 'ORG', 'mentions': 14}, {'data': 'Check My Ads Institute', 'type': 'ORG', 'mentions': 1}, {'data': 'Mediabrands', 'type': 'ORG', 'mentions': 3}, {'data': 'IPG', 'type': 'ORG', 'mentions': 1}, {'data': 'American Express', 'type': 'ORG', 'mentions': 1}, {'data': 'Coca-Cola', 'type': 'ORG', 'mentions': 1}, {'data': 'Johnson & Johnson', 'type': 'ORG', 'mentions': 1}, {'data': 'Levi Strauss & Co.', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Capitol Hill', 'type': 'ORG', 'mentions': 1}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'the Global Alliance for Responsible Media', 'type': 'ORG', 'mentions': 2}, {'data': 'GARM', 'type': 'ORG', 'mentions': 2}, {'data': 'the World Federation of Advertisers', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'GroupM', 'type': 'ORG', 'mentions': 2}, {'data': 'General Motors', 'type': 'ORG', 'mentions': 1}, {'data': 'Musk', 'type': 'PERSON', 'mentions': 6}, {'data': 'Nandini Jammi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Katie Harbath', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dick Durbin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mediabrands', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sarah Personette', 'type': 'PERSON', 'mentions': 1}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'D', 'type': 'NORP', 'mentions': 1}, {'data': 'Ill.', 'type': 'GPE', 'mentions': 1}]","It’s not just Musk’s tweets that are causing problems. Some analysts have seen a surge in hate speech and misinformation since he took over — including a 500 percent increase in racial slurs. Twitter’s head of trust and safety said they’ve removed 1,500 accounts that spread hateful content since Saturday.
+
+It’s the kind of dramatic uptick that could drive lucrative business away. “When big advertisers leave over brand safety concerns, no one really wants the dubious honor of replacing them,” said Nandini Jammi, co-founder of the watchdog group Check My Ads Institute.
+
+Mediabrands — the media arm of the advertising behemoth IPG — sent a letter to clients Monday instructing them to stop advertising on Twitter until Nov. 7, the person said. The group’s high-profile clients include American Express, Coca-Cola, Johnson & Johnson, Levi Strauss & Co., and Spotify and the company manages more than $40 billion in advertising spend globally. The person declined to comment on whether any of the brands have suspended ads yet.
+
+Katie Harbath, a former public policy director at Facebook, said Musk is now realizing how complicated it is to manage a free flow of ideas and content while ensuring advertisers remain on the platform.
+
+“Welcome to this world. This is what we all told you this was going to be like,” she said. “This is all mind-boggling to me. For somebody that is smart, to seemingly be so naive.”
+
+Musk had previously told advertisers he didn’t want the platform to become a “free-for-all hellscape” and wanted it to be “warm and welcoming to all.”
+
+Mediabrands recommended its clients stop advertising on Twitter “until we have more clarity on Twitter’s plans for trust and safety and organizational capabilities to deliver on those commitments,” the person said.
+
+The controversy rocking Twitter is drawing notice on Capitol Hill as well.
+
+“Free speech does not include spreading misinformation to downplay political violence,” said Senate Majority Whip Dick Durbin (D-Ill.), who also is chair of the Senate Judiciary Committee.
+
+The Mediabrands’ outreach to clients came the same day that the Global Alliance for Responsible Media posted an open letter to Twitter — which called for improving safety on the platform for advertisers. GARM is a cross-industry initiative formed by the World Federation of Advertisers to address harmful content on digital media platforms.
+
+Sarah Personette, Twitter’s former chief customer officer, tweeted that she resigned on Friday. Earlier, she tweeted on Monday that Twitter takes its partnership with GARM “seriously,” while tagging Musk.
+
+Also, on Tuesday, 40 civil society groups wrote an open letter to the CEOs of Twitter’s 20 top advertisers — including Amazon, Apple, Google and Meta — calling on them to stop advertising on Twitter globally if Musk continues to do things that “undermine brand safety and community standards by gutting content moderation.”
+
+Additionally, a dozen high-end brands represented by luxury advertising firm GroupM said they wanted to stop advertising on Twitter if Donald Trump rejoined the platform, GroupM told the Wall Street Journal last Friday. General Motors also announced last Friday it also was temporarily stopping advertising on Twitter.
+
+Twitter did not immediately respond to a request for comment on Mediabrand’s letter.",00b1f4876030470c8767d148ce369d06,Top firm advises pausing Twitter ads after Musk takeover,4,,,,
+13861,"Coca-Cola CEO points to 'cost-conscious' consumer despite earnings beat - Coca-Cola's (KO) CEO noted on Wednesday that consumers globally were getting increasingly cost-conscious as inflation weighs on pocketbooks and economists debate the likelihood of a recession ahead.
+
+“They're looking for value and stocking up on items on sale,” said CEO James Quincey during the company's second-quarter earnings call.
+
+“We have seen some willingness to switch to private label brands in certain categories. Across the sector, consumers are increasingly cost-conscious,” he added.
+
+He said the trade-down trend is happening primarily in Europe and to some extent the US with certain products.
+
+“It’s, in our view, highly related to the strength of the brands in any specific category. So we see it more in terms of beverages happening in water and juices rather than soft drinks, and certainly less when you get to colas,” added Quincey.
+
+""However, the growth outlook remains intact,"" he added. ""In a world with a wide spectrum of market dynamics, from inflation to currency devaluation to shifting consumer needs, our business is proving to be very resilient.""
+
+Coca-Cola shares climbed 1% Wednesday midday after the soft drink maker raised its full-year revenue and earnings guidance and topped Wall Street estimates on second-quarter earnings.
+
+Coke now estimates full-year organic revenue growth of 8% to 9%, up from its prior projection of 7% to 8%. The midpoint of that range is higher that Wall Street’s consensus estimate of 8.36%.
+
+Adjusted earnings are expected to increase between 5% to 6% versus a prior 4% to 5%.
+
+Coke said it raised guidance due to a strong first half of the year. The Atlanta-based company's second-quarter revenue came in at $12 billion, higher than analysts' estimates of $11.74 billion. Adjusted profit rose to 78 cents a share, versus Wall Street estimates of 65 cents.
+
+Coca-Cola has been able to raise the prices of its drinks amid higher inflation. The company reported a 10% increase in price/mix, a metric which incorporates price, product, and package size.
+
+“Volume was flat, and after a slower start, it sequentially improved, with June being our strongest month in the quarter,” said Quincey.
+
+Ines is a senior business reporter for Yahoo Finance. Follow her on Twitter at @ines_ferre.
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance","{'positive': 0.9562951, 'negative': 0.019482408, 'neutral': 0.024222579}","Coca-Cola CEO James Quincey noted that consumers globally are becoming increasingly cost-conscious due to inflation and the likelihood of a recession ahead. The soft drink maker raised its full-year revenue and earnings guidance and topped Wall Street estimates on second-quarter earnings, with the company reporting a 10% increase in price/mix. Despite this, the growth outlook remains intact, with adjusted earnings expected to increase between 5% to 6%.",Coca-Cola raises its full-year guidance amid higher prices for its products,KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity’s direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities’ heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities’ brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity’s long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry’s competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry’s products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients—such as artificial sweeteners—may pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.7545878419157455, 'Product Labelling & Marketing': 0.7672661297664113, 'Packaging Lifecycle Management': 0.7739608878306453, 'Energy Management': 0.763647323486032, 'Fleet Fuel Management': 0.7513442862557128, 'Ingredient Sourcing': 0.788804530985604, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7747903210722538, 'Health & Nutrition': 0.7943904056147499}",0.7943904056147499,Inchul,Minor focus,Major focus,Positive,"Product Labelling & Marketing, None",Minor,Minor,No,2023-02-28T20:43:43+00:00,https://www.forbes.com/sites/forrester/2023/02/28/fundamental-problems-on-social-media-platforms/,"[{'name': 'relevant content', 'weight': 0.12591328}, {'name': 'harmful content', 'weight': 0.124532595}, {'name': 'content', 'weight': 0.124529555}, {'name': 'content censorship', 'weight': 0.1231552}, {'name': 'content moderation policies', 'weight': 0.12144673}, {'name': 'content removal', 'weight': 0.121011846}, {'name': 'terrorist content', 'weight': 0.12050621}, {'name': 'robust content moderation policies', 'weight': 0.11409125}, {'name': 'Social media platforms', 'weight': 0.07579031}, {'name': 'social media platforms', 'weight': 0.07579031}]",[],"[{'data': 'the Supreme Court', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Forrester', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 3}, {'data': 'Funding Truth In The Misinformation Age', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'DuckDuckGo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Kelsey Chickering', 'type': 'PERSON', 'mentions': 1}]","If a party guest made a racist comment at the dinner table, would you blame the host? What if the host remained silent and did nothing to stop the guest? How about if the host gave that guest a microphone? These are the types of questions that the Supreme Court is tackling via two cases challenging Section 230, which states that:
+
+No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.
+
+Section 230 protects platforms and services from being held liable for the content posted by users. This means that the “party guest” is responsible for their actions, but the “host” is not. These Supreme Court cases, which suggest that Google and Twitter should be held responsible for terrorist-related content that they recommended or hosted, reveal two key problems. Social media platforms:
+• Don’t consistently enforce content moderation policies. Most major social media platforms have robust content moderation policies to prevent users from posting content such as hate speech and misinformation. Despite the policies, some of this content still slips through the cracks, as documented in Forrester’s report, Funding Truth In The Misinformation Age. Forrester data from November 2022 found that almost a third of US online adults who stopped or plan to stop using Twitter say it’s because they found the content to be too hateful, and 21% don’t like the amount of disinformation being spread.
+• Recommend harmful content to users. Social media algorithms act like microphones that recommend relevant content to each user. This amplification becomes problematic when the “relevant content” is dangerous. When harmful content remains intact on the platforms and algorithms help spread that content, the combination is dangerous.
+
+The media industry can’t ignore these two fundamental problems on the platform side, but eliminating Section 230 isn’t the answer. The internet experience that we’ve come to know would fall apart, promoting heavy-handed government intervention and content censorship. A flood of lawsuits could force platforms to dismantle their algorithms and overreach on content removal. Repealing this law would:
+• Make content less relevant. While the algorithms sometimes promote harmful content, they also serve users harmless, entertaining, and helpful content that adds value to their experience. Without a recommendation engine, the content becomes less personalized, rendering the platforms less valuable.
+• Hurt the ad experience. Personalized targeting also makes ads more effective. DuckDuckGo is a privacy-first search engine that serves ads only based on the keywords that you search, with no other personalization. The search ad results are significantly different from Google. Google serves me brands, styles, and stores that I know and love. It knows my preferences, which makes the ads more relevant and click-worthy.
+• Decimate platforms’ business. Advertising makes up the majority of social media platforms’ revenue. If the ads are less relevant, users won’t engage, and brands aren’t going to see the same business results. Advertisers will move their dollars into other, more impactful media channels.
+
+Google doesn’t want terrorist content on YouTube, and Meta doesn’t want to spread disinformation. This much is clear from their community guidelines. The core issue isn’t that recommendation algorithms spread content — it’s that harmful content remains in the system. Platforms must start enforcing their own policies. Marketers must give them an incentive. Use the leverage you have (ad dollars) to push your media partners to clean up the experience.
+
+This post was written by Principal Analyst Kelsey Chickering and it originally appeared here.",250cd217a62d4e989233eda520c1ae48,Fundamental Problems On Social Media Platforms,4,,,,
+14550,"Allstate car insurance review 2023 - Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .
+
+“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.
+
+Allstate offers a variety of car insurance coverages and policy add-ons, but it may not be the best option for many drivers because of its higher-than-average rates. This is especially true for drivers between ages 18 and 25 as well as parents who want to add a teen driver to their policy.
+
+Drivers who have a moving violation — such as a speeding ticket or an accident on their record — will also see higher-than-average rates compared to other insurers in our best car insurance companies rating.
+
+Despite higher rates, there are some benefits to shopping with Allstate. It has a lower-than-average number of complaints from consumers. It offers a vanishing deductible and rideshare insurance. It’s also one of the few insurers we reviewed to offer both pay-per-mile car insurance as well as usage-based insurance (UBI).
+
+As a policyholder, you can take advantage of many discount opportunities, which may help lower your rates. You’ll also have access to a mobile app you can use to access your policy, pay policy premiums and contact an Allstate agent or representative in the event of a car accident.
+
+Allstate car insurance has a below-average number of consumer complaints, according to the National Association of Insurance Commissions (NAIC). Reasons for NAIC complaints vary but can include things like unsatisfactory claims settlements or denials, policy cancellations or issues with an adjuster.
+
+While Allstate’s consumer complaint score is low, the insurer did receive a D+ from the CRASH Network, the lowest grade among the insurers we analyzed. The CRASH Network grades insurers annually by surveying collision repair professionals to determine how insurance companies handle the collision repair process. Scores are based on a number of factors, including how well the company handles claims, the quality of repairs and parts used, payment practices and customer service.
+
+Our insurance experts evaluated top car insurance companies in the nation to determine which offer the best auto insurance based on average rates, coverage features, collision claims process and consumer complaints.
+
+Each car insurance company was eligible for up to 100 points, based on its performance in the following key categories:
+
+Cost: 50 points. We analyzed rates from Quadrant Information Services based on seven driver profiles for a policy with 100/300/100 in liability coverage, uninsured motorist coverage and comprehensive and collision coverage. We awarded up to 50 points based on insurers’ average rates for:
+• Drivers with infractions, such as speeding tickets, an accident or a DUI on their record.
+
+Consumer complaints: 30 points. We collected complaint data from the National Association of Insurance Commissioners, which shows the volume of car insurance consumer complaints against each company. When a consumer lodges a complaint to their state’s department of insurance — often about an insurance company’s claims process, delays, denials or settlements — these complaints are logged and tracked.
+
+Car insurance coverage features: 15 points. Car insurance policy features can help make coverage more affordable both before and after an accident or covered incident. We evaluated car insurance policies offered by each insurer and awarded points to insurers that offered these valuable benefits:
+
+SR-22 availability: 5 points. After a major traffic violation, some drivers must provide proof that they have the type and amount of coverage required by their state. Proof of coverage is obtained through an SR-22 filing, but not all insurers offer SR-22. Insurance companies that offer SR-22s were awarded points.
+
+Allstate has a low number of complaints compared to other insurers in our best car insurance companies rating. This can indicate overall satisfaction among insurers that had to file a car insurance claim. However, the company received a poor grade on the annual CRASH Network Report Card, which surveys collision repair professionals. For instance, only 5% of shop owners surveyed said that Allstate was ‚Äúlikely to pay for quality parts rather than pushing for low-quality parts based on price.‚Äù Based on our analysis of the best car insurance companies, Allstate receives 3.5 out of 5 stars. It has a lower-than-average customer complaint ratio, but its rates are above average. Teen and young adult drivers as well as those with a speeding ticket or accident on their record are unlikely to find cheap car insurance rates with Allstate. No. Based on our analysis of rates, Allstate‚Äôs car insurance rates are above average when compared with other top insurers in the nation. Some drivers will see significantly higher rates with Allstate, especially if they have a moving violation on their record or are between the ages of 16 and 25. If you‚Äôre considering Allstate, be sure to get and compare car insurance quotes from at least two other insurers before you make your decision.","{'positive': 0.109278165, 'negative': 0.08817267, 'neutral': 0.8025491}","Allstate car insurance review 2023 found that the company offers a variety of car insurance coverages and policy add-ons, but it may not be the best option for many drivers due to its higher-than-average rates. Drivers with a moving violation, such as a speeding ticket or an accident on their record, will also see higher rates compared to other insurers in our best car insurance companies rating. Despite this, Allstate received a poor grade on the annual CRASH Network Report Card which surveys collision repair professionals for collision repair issues. Based on our analysis, All state's car insurance rates are above the average when compared with other insurers.","Allstate has low customer complaints, but its rates may make it out of reach for some drivers.",ALL,Financials,Insurance,Allstate Corp,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity‚Äôs approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity‚Äôs ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7210603036459028, 'Policies Designed to Incentivise Responsible Behaviour': 0.7608697577404477, 'Systemic Risk Management': 0.753020503668522, 'Transparent Information & Fair Advice for Customers': 0.7933518743721435, 'Physical Risk Exposure': 0.7541461597723547, 'Factors in Investment Management': 0.7556771742586355}",0.7933518743721435,Inchul,Minor focus,Minor focus,Neutral,"Policies Designed to Incentivise Responsible Behaviour, Transparent Information & Fair Advice for Customers",Minor,Minor,Neutral,2023-02-03T22:59:18+00:00,https://www.thesun.co.uk/money/21270663/amazon-apple-google-slump-fears/,"[{'name': 'GLOBAL food prices', 'weight': 0.083735555}, {'name': 'prices', 'weight': 0.08029012}, {'name': 'Chinese manufacture Foxconn', 'weight': 0.078946285}, {'name': 'crypto currencies', 'weight': 0.07676361}, {'name': 'last year', 'weight': 0.075553894}, {'name': 'record', 'weight': 0.07434458}, {'name': 'slowing sales', 'weight': 0.073536694}, {'name': 'Amazon sales', 'weight': 0.06823177}, {'name': 'sales', 'weight': 0.06675933}, {'name': 'more job cuts', 'weight': 0.06646899}]",[{'name': 'Tech'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Covid', 'type': 'ORG', 'mentions': 1}, {'data': 'Foxconn', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'The Financial Conduct Authority', 'type': 'ORG', 'mentions': 1}, {'data': 'FAO', 'type': 'ORG', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'iPads', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Macs', 'type': 'PRODUCT', 'mentions': 1}]","THE “Big A” tech firms have been handed D-grades after missing the mark in their latest financial updates.
+
+Disappointing results from Amazon, Apple and Google owner Alphabet have added to market fears that it will take a while for tech companies to pull themselves out of a rut.
+
+After a boom in the pandemic, they have had billions wiped off their share prices amid slowing sales and bloated costs.
+
+While Amazon sales were higher than expected, helped by a festive marketing blitz, investors were spooked by its biggest annual loss on record.
+
+The firm was already on track to be in the red, but its least profitable Christmas in nine years pushed it below expectations.
+
+Apple reported its first slip in sales in three-and-a-half years after iPhone shipments were delayed due to Covid disruptions at Chinese manufacture Foxconn.
+
+Boss Tim Cook also signalled that sales for the first three months would be below last year, while sales of its more expensive iPads and Macs would be suppressed by the “challenging” environment.
+
+Meanwhile, Alphabet also missed expectations as its Google and YouTube advertising fell short.
+
+All three said they will make thousands of job cuts.
+
+THE City watchdog is cracking down on social media influencers who break its advertising rules.
+
+The Financial Conduct Authority is worried about promotions for high-risk products such as crypto currencies.
+
+It forced firms to remove 8,582 ads last year — 14 times as many as in 2021.
+
+GLOBAL food prices fell for the tenth month in a row.
+
+International costs dropped by 1.8 per cent in January as the price of vegetable oils, dairy and sugar fell, the FAO food price index found.
+
+It means manufacturers will pay less for ingredients, so shoppers should see prices ease soon.",3824bbf5145d4681b2bc043eb5e94f3a,"Amazon, Apple and Google hit by slump and more job cuts expected",4,,,,
+5715,"Feds Sue Norfolk Southern Over Disastrous East Palestine Train Derailment - In the wake of Norfolk Southern’s catastrophic train derailment in East Palestine, Ohio, the Department of Justice is filing a lawsuit to hold the company accountable for the environmental damage. Seeking to impose fines under the 1972 Clean Water Act, the DOJ accused the company of “unlawfully polluting the nation’s waterways” and promised “to ensure it pays the full cost of the environmental cleanup.” Though federal agencies do not claim to have found unhealthy levels of pollution in East Palestine’s air and water, residents have told a different story, recounting alarming symptoms including headaches and trouble breathing, as well as stories of mass fish die-offs in the area’s creeks. The federal lawsuit joins litigation already filed by the state of Ohio and will be on top of the $28 million Norfolk Southern has pledged to assist in the community’s recovery.","{'positive': 0.027335497, 'negative': 0.8074881, 'neutral': 0.16517645}","The Department of Justice is filing a lawsuit against Norfolk Southern for allegedly polluting the nation's waterways after a train derailment in East Palestine, Ohio. The lawsuit will be filed against the company, which has pledged to assist in the community's recovery. Residents have reported symptoms such as headaches and trouble breathing, as well as stories of mass fish die-offs in the area's creeks.",The Justice Department promised “to ensure [Norfolk Southern] pays the full cost of the environmental cleanup.”,NSC,Transportation,Rail Transportation,Norfolk Southern Corp,"{'Greenhouse Gas Emissions': 'The Rail Transportation industry generates emissions mainly through the combustion of diesel in locomotive engines. Despite relatively low emissions compared to other transportation industries, fuel management has implications for industry entities in terms of operating costs and regulatory compliance. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change. Intensifying regulation of locomotive exhaust emissions and high fuel costs encourage rail entities to invest in fuel efficiency enhancements to manage emissions. These investments can improve an entity’s operational efficiency and cost structure, with effects on value and competitive position both within the industry and compared to other modes of transport.', 'Air Quality': 'Rail operations emit several types of air pollutants that are regulated under national and international laws, including hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). These pollutants tend to have localised environmental and health impacts. For example, locomotive engines idling at rail yards may be a health concern for nearby human populations as HAPs such as benzene are known human carcinogens, while nitrogen oxides (NOx) are a major component of smog and acid rain. At the same time, fuel is a significant industry cost. Rail entities that implement fuel efficiency enhancements and manage emissions may see impacts to their costs in both the short and longer term.', 'Competitive Behaviour': 'Industry consolidation and prior allegations of anti-competitive practices in relation to captive shippers, among other reasons, create pressure on antitrust immunity granted to railroads in some regions. Some of the proposed policy changescould lead to significant costs or impede investment in the industry. Rail entities operating at the limits of allowable charges in areas where they could be found to have market dominance, or those not complying with regulations about reasonable rates, are likely to face increased regulatory scrutiny. Any associated fines or penalties may negatively affect anentity’s valuation by increasing its cost of capital. In an environment of increased concerns about the market power and pricing practices of rail entities, it is in their interest to continue to ensure competitive pricing and transparency in rate-setting while achieving adequate returns on their investments.', 'Employee Health & Safety': 'Moving freight by rail is associated with the risk of accidents and unintended releases of hazardous materials. These can harm the health and well-being of employees as well as have negative financial impacts on entities, such as reduced productivity, higher employee turnover, and increased insurance costs. Rail operators are likely to be impacted by accidents, and in some cases, poor health may also cause accidents. A healthy workforce, strong safety culture, thorough and systematic approach to safety, risk management programs (including emergency preparedness and response), and operational integrity at all levels of an entity can help lower the probability and magnitude of rail accidents.', 'Accident & Safety Management': 'Rail accidents and unintended releases of hazardous materials can have repercussions for the environment and communities along railroad tracks, as well as financial impacts on entities themselves. Increasingly stringent safety regulations and the potential for significant costs following major accidents provide incentives for entities to manage theirsafety performance through a robust safety management system. In addition, the loss of consumer confidence after such events can result in lower revenues and potentially damage an entity’s social license to operate, increasing its cost of capital.'}","{'Greenhouse Gas Emissions': 0.7744695297370314, 'Air Quality': 0.8024572566591534, 'Competitive Behaviour': 0.7936599195177036, 'Employee Health & Safety': 0.8092063469617854, 'Accident & Safety Management': 0.8118810672440446}",0.8118810672440446,Inchul,Major focus,Major focus,Negative,"Air Quality, Employee Health & Safety, Accident & Safety Management",Major,Major,Negative,2023-04-04T16:03:59+00:00,https://www.foxnews.com/us/bank-accounts-new-york-roofie-murder-victims-drained-via-facial-recognition-technology,"[{'name': 'Victim John Umberger', 'weight': 0.07300364}, {'name': 'stolen credit cards', 'weight': 0.06917674}, {'name': 'incapacitated victims', 'weight': 0.06565458}, {'name': 'victims', 'weight': 0.06413381}, {'name': 'Facial recognition technology', 'weight': 0.06312268}, {'name': 'facial recognition technology', 'weight': 0.06312268}, {'name': 'stolen phones', 'weight': 0.062933505}, {'name': 'drunk victims', 'weight': 0.06246809}, {'name': 'facial recognition', 'weight': 0.0614514}, {'name': 'gay male victims', 'weight': 0.06099631}]",[{'name': 'General'}],"[{'data': 'New York', 'type': 'GPE', 'mentions': 3}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'Manhattan', 'type': 'GPE', 'mentions': 2}, {'data': 'Fox News Digital', 'type': 'ORG', 'mentions': 4}, {'data': 'Office of the Chief Medical Examiner', 'type': 'ORG', 'mentions': 1}, {'data': 'NYPD', 'type': 'ORG', 'mentions': 1}, {'data': 'Demaio', 'type': 'ORG', 'mentions': 1}, {'data': 'Venmo', 'type': 'ORG', 'mentions': 1}, {'data': 'the Rhode Island School of Design', 'type': 'ORG', 'mentions': 2}, {'data': 'ISACA', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'John Kelly', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Umberger', 'type': 'PERSON', 'mentions': 4}, {'data': 'Julio Ramirez', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jayqwan Hamilton', 'type': 'PERSON', 'mentions': 2}, {'data': 'Robert Demaio', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jacob Barroso', 'type': 'PERSON', 'mentions': 2}, {'data': 'Andre Butts', 'type': 'PERSON', 'mentions': 1}, {'data': 'Katherine ""', 'type': 'PERSON', 'mentions': 1}, {'data': 'Katie"" Gallagher', 'type': 'PERSON', 'mentions': 2}, {'data': 'Lady Gaga', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alexander Vladimir Rudnitsky', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hafiz Sheikh Adnan Ahmed', 'type': 'PERSON', 'mentions': 2}, {'data': 'Rebecca Rosenberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sarah Rumpf', 'type': 'PERSON', 'mentions': 1}, {'data': 'Upper East Side', 'type': 'LOC', 'mentions': 1}, {'data': ""Hell's Kitchen"", 'type': 'FAC', 'mentions': 1}, {'data': 'NEW YORKERS', 'type': 'NORP', 'mentions': 2}, {'data': 'the evening', 'type': 'TIME', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}]","But with the convenience, comes a disturbing new crime trend for bandits. It involves ""drug-facilitated robbery"" schemers who knock their victims out with date rape drugs, unlock the victims' phones with their unconscious faces and drain their bank accounts of tens of thousands of dollars.
+
+While robberies involving incapacitated victims are nothing new, the technology offers thieves quick and easy access to incapacitated victims.
+
+Investigators in New York City have linked at least 43 incidents to two separate groups of suspects, according to a law enforcement source. Several of the druggings resulted in fatal overdoses, and victims have included a business traveler, a local social worker and a fashion designer.
+
+NEW YORK CITY ‘ROOFIE’ SUSPECT INDICTED ON CHARGES OF GRAND LARCENY AND IDENTITY THEFT
+
+While some of the crimes involved gay male victims, a law enforcement source tells Fox News Digital that the motive is believed to be financial gain and not a hate crime.
+
+The two groups of suspects have slightly different patterns, both involve offering drugs to the victim, swiping their phones – and then wiping out cash from their accounts after unlocking them with facial recognition and accessing their mobile banking apps. The thieves are also accused of stealing credit cards and other valuables from some of the victims.
+
+John Kelly, a criminal profiler and psychotherapist, told Fox News Digital that the robbery rings could be considered serial killers.
+
+""In serial killing, there is a subtype called the comfort serial killer,"" he said.
+
+The subset includes people like hit men and people who kill repeatedly in the course of robberies, he said.
+
+""These guys are really sophisticated and pretty ruthless,"" he added. ""They don't push it on you, they'll seduce you.""
+
+Victim John Umberger, a 33-year-old political consultant based in Washington, D.C., was found dead in an Upper East Side townhouse after leaving a Hell's Kitchen bar with two men in May 2022. Pathologists found fentanyl, p-fluorofentanyl, cocaine, lidocaine, and ethanol in his system, the city's Office of the Chief Medical Examiner said.
+
+NEW YORKERS ENDURE RANDOM ATTACKS AS TOP COP FOCUSES ON TRUMP INDICTMENT
+
+His phone and credit cards were stolen and $25,000 vanished from his bank account.
+
+In April 2022, another man named Julio Ramirez, 25, died under similar circumstances. Police found him in the back of a taxi after he'd left a bar with a group of men just blocks away from where Umberger had spent the evening before his death. His phone and credit cards were also stolen, and about $20,000 swiped from his accounts.
+
+He died of acute intoxication by the combined effects of fentanyl, p-fluorofentanyl, heroin, cocaine, lidocaine, and ethanol, according to authorities.
+
+""These two homicides are being deemed part of a Manhattan wide robbery pattern,"" the NYPD said of Umberger and Ramirez's deaths. ""There are a total of 17 incidents being investigated as part of this pattern at this time.""
+
+Last week, Manhattan prosecutors secured indictments against a group of men in connection with the deaths of Umberger and Ramirez. The suspects named included Jayqwan Hamilton, Robert Demaio, Jacob Barroso and Andre Butts.
+
+The indictment includes charges of murder against Demaio and Barroso, along with robbery, grand larceny and conspiracy for the group as a whole.
+
+Police quickly arrested three of them, but Hamilton remained at large as of Monday afternoon, authorities said. Other names were redacted in court documents.
+
+The group allegedly found drunk victims in bars and nightclubs, chatted them up and offered them a dangerous date-rape-style drug cocktail between Sept. 19, 2021, and Aug. 28, 2022.
+
+NEW YORKERS ENDURE RANDOM ATTACKS AS TOP COP FOCUSES ON TRUMP INDICTMENT
+
+Once the victims were sidelined by drugs and alcohol and unable to recall events, the thieves allegedly stole their phones, credit cards, personal information and other property, according to authorities.
+
+The suspects allegedly traded PIN numbers and account details over text message, used the ""tap-to-pay"" features on stolen phones and bought items with stolen credit cards. Not every alleged robbery resulted in thousands of stolen dollars. In one instance, Demaio was accused of sending another suspect a screenshot of an empty Venmo account.
+
+""Nothing ther (sic) bro. It's still lit,"" read the next text message.
+
+Another group suspected of similar crimes is blamed for 26 incidents, including one that led to the death of fashion designer Katherine ""Katie"" Gallagher, the source tells Fox News Digital.
+
+The 35-year-old Gallagher has dressed A-list stars, including Lady Gaga, according to an obituary shared by her alma mater, the Rhode Island School of Design. She was found dead of an overdose in July. At the end of last month, police revealed that her death would be investigated as a homicide following an autopsy and toxicology report that found her death was caused by acute Intoxication by the combined effects of fentanyl, p-fluorofentanyl and ethanol.
+
+At least two additional homicide victims have died in similar drug-laced robberies between fall 2021 and December, according to the city medical examiner's office.
+
+Alexander Vladimir Rudnitsky died from complications of acute intoxication by the combined effects of fentanyl, p-fluorofentanyl, morphine, clonazolam, lidocaine, and ethanol. And a fifth unidentified victim was also ruled dead of a homicide with complications of acute intoxication by the combined effects of fentanyl, heroin and ethanol.
+
+Facial recognition technology has already proven a controversial new product. It is used by law enforcement to help identify suspects, and occasionally to unlock the phone after a person is taken into custody. But it poses other security risks, especially in the cases of the ""roofie"" robbery victims and if facial recognition databases are hacked.
+
+The Information Systems Audit and Control Association, or ISACA, is an international trade group for IT professionals that recently warned of serious security issues with facial recognition.
+
+WATCH: How to prevent Google from using facial recognition again
+
+""It is an extremely intrusive form of surveillance and can seriously undermine individual freedoms and, ultimately, society,"" data protection expert Hafiz Sheikh Adnan Ahmed wrote in an ISACA newsletter in December.
+
+""Unlike many other forms of data, faces cannot be encrypted,"" Ahmed wrote. ""Data breaches involving facial recognition data increase the potential for identity theft, stalking, and harassment because, unlike passwords and credit card information, faces cannot easily be changed.""
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+Fox News' Rebecca Rosenberg and Sarah Rumpf contributed to this report.",21c528a73eef4168853d3321cfb57e24,Bank accounts of New York 'roofie murder' victims drained via facial recognition technology,4,,,,
+33458,"Paramount shuts down MTV News division - Paramount Media Networks announced Tuesday it will shutter MTV News and slash its US workforce by 25%, bringing to an end the iconic music video network’s news division that once covered a range of issues from pop culture to politics and became a household name for Generation X and Millennial adolescents.
+
+The division’s President Chris McCarthy said in a memo to staff Tuesday that despite the media giant’s “success” in streaming, the company continues to “feel pressure from broader economic headwinds like many of our peers.”
+
+“As a result, we have made the very hard but necessary decision to reduce our domestic team by approximately 25%,” he continued. “Through the elimination of some units and by streamlining others, we will be able to reduce costs and create a more effective approach to our business as we move forward.”
+
+Employees affected by the layoffs were to be notified in person on Tuesday, McCarthy said.
+
+The decision to shut down MTV News, which had already been significantly scaled down in recent years, comes less than a month after BuzzFeed announced it would eliminate its award-winning news division and Vice Media canceled its acclaimed “Vice News Tonight” as part of a broad restructuring.
+
+MTV News’ meteoric rise began in the 1980s when Rolling Stone editor-turned-TV host Kurt Loder joined the network and launched its “The Week in Rock” program, as well as other specials. During the ’90s, MTV News also provided an alternative to traditional cable news that appealed to young Americans.
+
+The cuts, described by McCarthy as a “strategic realignment,” aim to streamline units and reduce overall costs, allowing the company to be more effective as it moves forward.
+
+In addition to MTV News, some units in the company are being eliminated altogether, most of which are operations, a Paramount spokesperson said.
+
+Nearly every major news, entertainment and technology company has been forced to slash its workforce in recent months as they face a slumping advertising market and other industry challenges.
+
+CNN, The Washington Post, NPR, Gannett, Vox Media, NBC News and others have also cut their workforces in recent months.","{'positive': 0.008719053, 'negative': 0.9588224, 'neutral': 0.032458544}","Paramount Media Networks has announced that it will shut down MTV News and reduce its US workforce by 25%, bringing to an end the iconic music video network‚Äôs news division. The cuts aim to streamline units and reduce overall costs, allowing the company to be more effective as it moves forward. Employees affected by the layoffs were to be notified in person on Tuesday. Nearly every major news, entertainment and technology company has been forced to slash its workforce in recent months due to a slumping advertising market and other industry challenges.","The division‚Äôs President Chris McCarthy said in a memo to staff Tuesday that despite the media giant‚Äôs ‚Äúsuccess‚Äù in streaming, the company continues to ‚Äúfeel pressure ‚Ķ",PARA,Services,Media & Entertainment,Paramount Global Class B,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry‚Äôs best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.7718945911883772, 'Intellectual Property Protection & Media Piracy': 0.7603975345492824, 'Journalistic Integrity & Sponsorship Identification': 0.7721058069153341}",0.7721058069153341,Inchul,Major focus,Major focus,Negative,Media Pluralism,Minor,Major,Negative,2023-06-02T19:35:39+00:00,https://www.aljazeera.com/economy/2023/6/2/us-telecom-stocks-hit-as-amazon-in-talks-for-cellphone-services,"[{'name': 'Amazon', 'weight': 0.08449036}, {'name': 'Prime members', 'weight': 0.08368275}, {'name': 'Prime member retention rates', 'weight': 0.08133011}, {'name': 'wireless plans', 'weight': 0.08019069}, {'name': 'US telecom', 'weight': 0.072722964}, {'name': 'US telecom stocks', 'weight': 0.07060319}, {'name': 'Dish Network', 'weight': 0.06677007}, {'name': 'Prime', 'weight': 0.06470544}, {'name': 'cellphone services', 'weight': 0.0638964}, {'name': 'Running Point Capital Advisors', 'weight': 0.06366626}]",[{'name': 'Finance'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 11}, {'data': 'Verizon Communications Inc', 'type': 'ORG', 'mentions': 5}, {'data': 'Prime', 'type': 'ORG', 'mentions': 5}, {'data': 'Bloomberg News', 'type': 'ORG', 'mentions': 1}, {'data': 'Dish Network', 'type': 'ORG', 'mentions': 6}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 2}, {'data': 'Penn State University', 'type': 'ORG', 'mentions': 1}, {'data': 'AT&T', 'type': 'ORG', 'mentions': 4}, {'data': 'KeyBanc Capital Markets', 'type': 'ORG', 'mentions': 1}, {'data': 'Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Running Point Capital Advisors', 'type': 'ORG', 'mentions': 1}, {'data': 'Christopher Ali', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brandon Nispel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Ashley Schulman', 'type': 'PERSON', 'mentions': 1}]","The online retail giant’s entry could cause major disruptions in US telecom which has some of highest charges globally.
+
+Shares of Verizon Communications Inc, AT&T Inc and T-Mobile US Inc declined on Friday after a report said Amazon.com was in talks with the US telecom firms to offer low-cost wireless services to its Prime members.
+
+Bloomberg News reported that Amazon was negotiating to get the lowest possible wholesale prices and could offer wireless plans for $10 a month or lower to Prime members through the partnerships, including a possible tie-up with Dish Network.
+
+“We are always exploring adding even more benefits for Prime members, but don’t have plans to add wireless at this time,” an Amazon spokesperson said in response to a query from the Reuters news agency.
+
+Several analysts said the online retail giant’s entry could lead to major disruptions in the telecom space as it could offer cheaper plans in a country with some of the highest wireless charges in the world.
+
+“Amazon could certainly put a lot of its weight behind it and undercut competitors,” said Christopher Ali, professor of telecommunications at Penn State University. “We might actually see cell phone prices go down, which would be a great thing.”
+
+Amazon’s shares rose more than 2 percent and were among the top boosts for the benchmark S&P 500 Index, while Verizon, AT&T and T-Mobile fell between 3 percent and 8 percent.
+
+AT&T declined to comment, while Verizon and T-Mobile denied the talks. Dish did not respond to Reuters requests for comment.
+
+Brandon Nispel of KeyBanc Capital Markets said Dish Network, a relatively new entrant in wireless, could be the most likely partner for Amazon.
+
+He said a deal would give Dish access to financing that could help build out its network, while the other carriers were not likely to partner with Amazon as “they obviously don’t want to change the status quo of the industry.”
+
+Dish’s shares defied the sectoral gloom to rise 22 percent. They had also rallied in May after a Wall Street Journal report that Dish was in talks to sell its wireless plans through Amazon.
+
+For Amazon, a deal could draw more customers to its Prime service at a time growth in key markets including the US has plateaued.
+
+The company’s revenue growth slowed to its lowest in at least 20 years in 2022 as businesses and consumers cut back on spending in a tough economy.
+
+“Several possible benefits may accrue from such a move including improving Prime member retention rates, allowing it to slightly increase annual subscription costs and providing Amazon a direct channel to the lucrative multi-billion dollar market of selling and financing mobile phones,” said Michael Ashley Schulman, chief investment officer at Running Point Capital Advisors.",831b3ac080f444cfba81148036ef4575,US telecom stocks hit as Amazon in talks for cellphone services,4,,,,
+8287,"United Airlines warns of macro risks, says ready to act if economy softens further - FILE PHOTO: Boeing 767-322ER aircraft of United Airlines takes off from Zurich Airport near Ruemlang
+
+CHICAGO (Reuters) - United Airlines Holdings Inc on Wednesday said macroeconomic risks have increased following turmoil in the banking industry last month that led to a sharp, brief drop in business travel demand.
+
+CEO Scott Kirby said while the company ""feels good"" about its full-year profit outlook, it stands ready to act if the economy softens further.
+
+United expects to return to profit in the second quarter and has forecast a four-fold jump in profit this year.
+
+The Chicago-based carrier said it saw an eight percentage point drop in business travel demand compared to 2019 in the immediate aftermath of Silicon Valley Bank's failure.
+
+Although the impact lasted just two weeks and bookings have recovered, the company suggested its earnings outlook could be at risk if the economy slips into a deep recession or has a hard landing.
+
+""Our base case, therefore, remains a mild recession or soft landing,"" Kirby said on an earnings call. ""But we agree that the tail risk is higher than normal.
+
+He said United has a lot of flexibility in managing its capacity. That coupled with improvements in its balance sheet will help it deal with a downturn, Kirby said.
+
+It is also seeking to keep a lid on non-fuel operating costs by minimizing flight cancellations. The company has forecast operating expenses excluding fuel to be flat this year.
+
+""We can't control what happens at the macro economy, but we can and are doing a great job of controlling our costs,"" Kirby said.
+
+Pent-up travel demand as well as constrained airline capacity due to shortages of aircraft, spare parts and labor have, thus far, allowed the airline industry to avoid the fallout from a slowdown in the broader economy.
+
+""The macroeconomic weakness is being offset with the counter trend of consumer spending continuing to rebalance back to services,"" Kirby said.","{'positive': 0.13572311, 'negative': 0.8388468, 'neutral': 0.02543012}","United Airlines Holdings Inc, CEO Scott Kirby said that the company is ready to act if the economy softens further due to the recent turmoil in the banking industry. The company expects to return to profit in the second quarter and has forecast a four-fold jump in profit this year. Despite the impact of the Silicon Valley Bank's failure, United Airlines is still seeing an eight percentage point drop in business travel demand compared to 2019. It is also seeking to keep a lid on non-fuel operating costs by minimizing flight cancellations and is doing a great job of controlling costs.","United Airlines Holdings Inc on Wednesday said macroeconomic risks have increased following turmoil in the banking industry last month that led to a sharp, brief drop in business travel demand.  CEO Scott Kirby said while the company ""feels good"" about its full-year profit outlook, it stands ready to act if the economy softens further.  United expects to return to profit in the second quarter and has forecast a four-fold jump in profit this year.",UAL,Transportation,Airlines,"United Airlines Holding, Inc","{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity’s reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity’s reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.8046302234033147, 'Labour Practices': 0.8007121156869269, 'Greenhouse Gas Emissions': 0.7982010611919458, 'Accident & Safety Management': 0.8051186788533731}",0.8051186788533731,Inchul,Minor focus,Minor focus,Neutral,"Competitive Behaviour, Labour Practices",Minor,Major,Neutral,2022-12-02T18:57:00+00:00,https://www.reuters.com/legal/government/google-hires-law-firm-perkins-coie-fight-rncs-spam-filter-lawsuit-2022-12-02/,"[{'name': 'law firm Perkins Coie', 'weight': 0.091609135}, {'name': 'political law practice', 'weight': 0.08685937}, {'name': 'political law', 'weight': 0.08648814}, {'name': 'U.S. lawmakers', 'weight': 0.08273625}, {'name': 'Perkins Coie lawyers', 'weight': 0.08224823}, {'name': 'U.S.', 'weight': 0.07679102}, {'name': 'political affiliation', 'weight': 0.07625628}, {'name': 'Perkins Coie', 'weight': 0.075968385}, {'name': 'former Republican President Donald Trump', 'weight': 0.07396433}, {'name': 'political candidates', 'weight': 0.07338448}]",[{'name': 'Politics'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Perkins Coie', 'type': 'ORG', 'mentions': 8}, {'data': 'RNC', 'type': 'ORG', 'mentions': 6}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': ""Alphabet Inc's"", 'type': 'ORG', 'mentions': 3}, {'data': 'the Democratic National Committee', 'type': 'ORG', 'mentions': 1}, {'data': 'Bali', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Justice Department', 'type': 'ORG', 'mentions': 1}, {'data': 'Supreme Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Dhillon Law Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Consovoy McCarthy', 'type': 'ORG', 'mentions': 2}, {'data': 'Sunita Bali', 'type': 'PERSON', 'mentions': 1}, {'data': 'Abdul Kallon', 'type': 'PERSON', 'mentions': 2}, {'data': 'Michael Huston', 'type': 'PERSON', 'mentions': 2}, {'data': 'Barack Obama', 'type': 'PERSON', 'mentions': 1}, {'data': 'Perkins', 'type': 'PERSON', 'mentions': 1}, {'data': 'Harmeet Dhillon', 'type': 'PERSON', 'mentions': 2}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 3}, {'data': 'Elias', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sacramento', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 5}, {'data': 'Alabama', 'type': 'GPE', 'mentions': 1}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}]","(Reuters) - Alphabet Inc's Google LLC has hired law firm Perkins Coie to defend against the Republican National Committee's lawsuit claiming the technology company is sending the political group's emails to users' spam filters.
+
+A team of Perkins Coie lawyers, including veteran partner Sunita Bali, and new arrivals Abdul Kallon and Michael Huston, was hired this week, according to filings on Thursday in Sacramento, California, federal court.
+
+The RNC claimed in its lawsuit filed in October that Google was ""discriminating"" against it by routing its emails to spam folders. Google denied the claims.
+
+While Perkins long has provided legal services to the Democratic National Committee in matters of political law, and to political candidates, most of the lawyers fielded to defend against the RNC's claims focus on privacy, security and business litigation.
+
+San Francisco-based Bali has represented Google and affiliated companies, including YouTube, in privacy and other cases.
+
+Huston joined the law firm in October from the U.S. Justice Department, where he was an assistant to the solicitor general and argued cases at the U.S. Supreme Court. Kallon, a federal district judge in Alabama appointed by former Democratic President Barack Obama, joined Perkins in September from the bench.
+
+The Perkins team will face off against the RNC's lawyers at two small firms, Dhillon Law Group and Consovoy McCarthy, that often represent conservative clients in legal matters.
+
+Harmeet Dhillon, in San Francisco, is on the team representing former Republican President Donald Trump in the lawsuit he filed last month in a bid to block the Jan. 6 U.S. congressional committee's subpoena to him. Dhillon also led some cases challenging pandemic-era restrictions.
+
+Virginia-based Consovoy defended Trump's effort to keep his tax returns out of the hands of U.S. lawmakers. The U.S. Supreme Court on Nov. 22 ruled against Trump.
+
+Bali and the other Perkins lawyers on Friday did not immediately respond to a message seeking comment, and neither did a spokesperson for Google.
+
+The RNC's lawyers also did not immediately respond to a request for comment.
+
+The lawsuit alleged ""Google has relegated millions of RNC emails en masse to potential donors' and supporters' spam folders during pivotal points in election fundraising and community building.""
+
+Google denied that its systems filter email based on political affiliation. ""As we have repeatedly said, we simply don't filter emails based on political affiliation,"" a spokesperson said on Friday. ""Gmail's spam filters reflect users' actions.""
+
+Perkins Coie hires new appellate practice leader from U.S. solicitor general's office
+
+Elias departs Perkins Coie, as firm says will continue political law practice",de04bce8e1664b2f8331531455d415c5,Google hires law firm Perkins Coie to fight RNC's spam filter lawsuit,4,,,,
+6704,"Judge outlines holes in DOJ suit to stop UnitedHealth deal - Federal regulators failed to show that UnitedHealth Group’s purchase of technology company Change Healthcare will likely hurt competition, a judge explained in a memo outlining his rejection of a lawsuit over the deal. The U.S. Department of Justice had sued in February to block the roughly $8 billion acquisition, with regulators noting at the time that they feared it would put too much health care claims information in the hands of one company.
+
+But U.S. District Judge Carl Nichols Issued an order earlier this week denying the government’s request to end the deal. The case had been the subject of a trial in August.
+
+Justice department officials said in February that the deal would give UnitedHealth control of a “critical data highway through which about half of all Americans’ health insurance claims pass each year.”
+
+They added that the company could then use that sensitive information from rivals for its own business purposes.
+
+Nichols noted in a 58-page memorandum filed Wednesday that UnitedHealth’s incentives to protect customer data as it grows its businesses outweighs motivations to misuse the information.
+
+The judge also noted that UnitedHealth has agreed to sell part of Change’s business to a private equity firm that will then invest in it, and that will likely preserve competition.
+
+Assistant Attorney General Jonathan Kanter said in a statement Monday that the Justice Department was reviewing options for next steps and that they “respectfully disagree” with the decision.","{'positive': 0.08194603, 'negative': 0.5480623, 'neutral': 0.36999163}","Judge outlines holes in DOJ suit to stop UnitedHealth deal. 
+
+Federal regulators failed to show that UnitedHealth Group’s purchase of technology company Change Healthcare will likely hurt competition, a judge explained in a memo outlining his rejection of a lawsuit over the deal. 
+
+Justice department officials said in February that the deal would give UnitedHealth control of a “critical data highway through which about half of all Americans’ health insurance claims pass each year.”
+
+ The judge also noted that UnitedHealth has agreed to sell part of Change‚Äôs business to a private equity firm that will then invest in it, and that will likely preserve competition.",Judge outlines holes in DOJ suit to stop UnitedHealth deal,UNH,Health Care,Managed Care,Unitedhealth Group Inc,"{'Climate Change Impacts on Human Health': 'An increase in extreme weather events associated with climate change could have significant health impacts. These events, coupled with the potential spread of infectious diseases and food and water scarcity, may present material implications for the Managed Care industry through an increase in encounters with the health care system. Entities that manage the risks posed by extreme weather events and potential changes in the incidence, morbidity and mortality of illnesses and diseases may protect shareholder value better.', 'Plan Performance': 'Managed care entities manage performance in areas such as responsiveness, complaints, voluntary disenrollment, and customer service in order to maintain competitiveness. Under the Five-Star Quality Rating System for Medicare AdvantagePlans in the U.S., performance on key metrics are factored into federal reimbursement rates and bonus payments for Medicare Advantage carriers. Disclosure on key indicators related to plan performance may allow shareholders to understand how managed care entities are able to protect corporate value.', 'Customer Privacy & Technology Standards': 'Regulations, such as the Health Insurance Portability and Accountability Act (HIPAA) in the U.S., may require health insurance plans to comply with various requirements relating to the use, disclosure, storage, and transmission of patient health information. Entities in this industry are required to develop policies and technical safeguards to protect patient health information. A failure to comply with these evolving standards, which in the U.S. include provisions established under the Health Information Technology for Economic and Clinical Health (HITECH) Act, can lead to significant civil and criminal penalties. These risks are intensified by an increase in cyberattacks that target managed care entities.', 'Access to Coverage': 'Although the Patient Protection and Affordable Care Act in the U.S. reduced the number of uninsured, more than 10 percent of adults in the United States remain uninsured. The percentage of uninsured is significantly higher for people near or at the federal poverty level. Managed care entities can play a role in providing additional access by limiting plan costs and rate increases. Entities must also comply with regulations intended to control plan costs, including medical loss rations, while also ensuring coverage for all applicants regardless of health status, gender, or pre-existing conditions. Increased regulatory focus on health care costs and the need to comply with evolving regulations continue to present challenges for the industry.', 'Improved Outcomes': 'Managed care entities can play a critical role in maintaining and improving the health of enrollees. In addition, legislation continues to emphasise improved outcomes through provisions, including those that require health plans to provide coverage for preventive services without cost to members. The development of the Five-Star Quality Rating System for Medicare Advantage Plans in the U.S., for example, further strengthens the relationship between enrollee health and value by linking reimbursement rates and bonus payments to performance in five domains, including specific outcome-based measures. Entities that are able to improve the health of enrollees may be better positioned to protect shareholder value.'}","{'Climate Change Impacts on Human Health': 0.7649250712220109, 'Plan Performance': 0.7791168675950371, 'Customer Privacy & Technology Standards': 0.8090815911965477, 'Access to Coverage': 0.7989375726636374, 'Improved Outcomes': 0.7941971546583784}",0.8090815911965477,Inchul,Major focus,Major focus,Negative,Customer Privacy & Technology Standards,Minor,Major,Positive,2023-02-14T21:03:01+00:00,https://www.cnbc.com/2023/02/14/bauposts-seth-klarman-hikes-his-meta-amazon-stakes-right-before-the-big-rebound.html,"[{'name': 'last year', 'weight': 0.116980754}, {'name': 'last quarter', 'weight': 0.104431115}, {'name': 'recent years', 'weight': 0.09929775}, {'name': 'small new bets', 'weight': 0.075709336}, {'name': 'cable television provider Altice', 'weight': 0.07164261}, {'name': 'Amazon', 'weight': 0.06765488}, {'name': 'Technology stocks', 'weight': 0.06690008}, {'name': 'technology stocks', 'weight': 0.06690008}, {'name': 'Google parent Alphabet', 'weight': 0.06476344}, {'name': 'rising rates', 'weight': 0.060724076}]",[{'name': 'Tech'}],"[{'data': 'Baupost', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Klarman', 'type': 'ORG', 'mentions': 2}, {'data': 'the Financial Times', 'type': 'ORG', 'mentions': 1}, {'data': 'FT', 'type': 'ORG', 'mentions': 1}, {'data': 'Altice', 'type': 'ORG', 'mentions': 1}, {'data': 'Herbalife', 'type': 'ORG', 'mentions': 1}, {'data': 'Seth Klarman', 'type': 'PERSON', 'mentions': 5}, {'data': 'Warren Buffett', 'type': 'PERSON', 'mentions': 2}]","Baupost's Seth Klarman drastically increased his stake in some of the biggest technology companies in the fourth quarter, just before the group staged a big comeback, according a new regulatory filing. The hedge fund manager more than doubled his holding in Google parent Alphabet , making it his seventh biggest stake at the end of 2022. Klarman hiked his Meta bet by 150% to $208 million, while upped his Amazon stake by 300% to a bet worth more than $83 million. Technology stocks, which took a beating last year amid rising rates, rebounded sharply in 2023. Meta has risen nearly 50% year to date, while Amazon has gained nearly 19%. Alphabet is up more than 7% this year. Meta recently got a boost after the social media company r eported fourth-quarter revenue that topped estimates and announced a $40 billion stock buyback. The longtime value investor had reduced his stakes in Alphabet and Amazon by nearly 60% each in the third quarter as sell-off in the tech sector intensified. Klarman has drawn comparisons to Warren Buffett for his disciplined and patient value style. And just like Buffett, Klarman has increased his exposure to the tech sector in recent years to take advantage of its explosive growth. In this case, Klarman significantly increased exposure to the group after prices got a lot cheaper. The hedge fund manager said it posted a mid-single digit decline last year, beating the S & P 500 which fell nearly 20%, the Financial Times reported. He gained $1.6 billion from hedging last year, which helped offset losses on the long side, the FT reported. Other than technology stocks, Klarman added small new bets on cable television provider Altice and Herbalife last quarter.",a7cee7463d7a4076a93b22f9c078e017,"Baupost’s Seth Klarman hikes his Meta, Amazon stakes right before the big rebound",4,,,,
+16557,"Kroger, Albertsons Merger Could Hurt CA Economy, Critics Contend - In an essay published on CalMatters, critics of the merger said it only makes sense for executives and shareholders who stand to benefit from a $4 billion payout — or $6.85 a share — Albertson's sought to make to shareholders on Nov. 7 ahead of the deal closing in 2024. Customers already contending with high inflation prices could face even higher prices after the deal forces some store closures, the merger's opponents warned. SEE ALSO: Aldi, Walmart Among Stores Discounting Thanksgiving Dinner Costs In CA
+
+The nearly $25 billion merger has been tied up in legal wrangling after attorneys general in California and five other states filed lawsuits to halt the $4 billion payout until a federal regulatory review of the merger is completed. “Californians are feeling the high cost of inflation every time they pull out their wallet at the grocery store checkout,” said California Attorney General Bonta. “With nearly 5,000 stores between them, Albertsons and Kroger are two of the largest grocery chains in the United States. Their proposed merger requires careful review — to ensure their customers and employees do not pay a price through higher grocery bills, food deserts, and lower wages. My colleagues and I demand that Albertsons delay its planned $4 billion payout to investors until review of the proposed merger is complete. I, frankly, have a hard time seeing how Albertsons would be able to continue to compete — as it is obliged to do during the pendency of merger review — after giving away a third of its market share.” 
+
+
+
+The attorneys general say the dividend which equals nearly one-third of Albertsons’ $11 billion market value would deprive the company of cash it needs to operate while regulators review the merger. The attorneys general also say it’s unclear if the deal would be approved since federal and state laws forbid mergers that substantially lessen competition. Together, Albertsons and Cincinnati-based Kroger would control around 13 percent of the U.S. grocery market.
+
+Albertsons said the dividend was approved by its board and should be paid whether or not regulators approve the merger. The company denied that the dividend will hamper its ability to invest in its stores. It had nearly $29 billion in assets at the end of September, including $3.4 billion in cash and cash equivalents. “Given our financial strength and positive business outlook, we are confident that we will maintain our strong financial position as we work toward the closing of the merger,” Albertsons said in a statement. Daniel Fleming, president of Economic Roundtable, and Judy Wood, a cake decorator at Albertson's who helped conduct research that surveyed 37,000 grocery store workers in the West, wrote in a CalMatters guest commentary:
+
+ ""Consumers depend on fair play when they go to the grocery store. Elected leaders from the local to federal level must urge the Federal Trade Commission and Securities and Exchange Commission to stop this merger to protect shoppers, jobs and communities. ""Kroger has become the nation’s largest grocer by relying on poorly-paid, part-time workers with constantly changing schedules, according to a report by the Economic Roundtable, which partnered with grocery store workers in Southern California. ""The company’s corporate culture was laid bare during the pandemic. The company chose to close stores rather than provide so-called “Hero Pay” to essential workers who helped create their record profits. Meanwhile, Kroger increased executive compensation, bought back its stock to benefit shareholders, and last year paid its CEO 679 times more than the median employee wage.
+
+
+
+As a requirement for the merger, Kroger and Albertsons will have to divest up to 400 stores and – as history shows us – they’ll likely be underperforming stores near others, and in low-income or disadvantaged areas. ""In Los Angeles and Orange counties, 115 of 159 Albertsons, or 72%, are within two miles of a Kroger store and are targets for closure. That means 5,750 jobs could be lost in the Los Angeles region alone. ""Their lost wages would eliminate purchasing power from the local economy. Their need for public income and housing support would be an added burden for our already tattered social safety net. ""Additionally, millions of customers will face price increases during a time of high inflation because of the lack of competition – which executive suite talking points try to dispute. The companies’ greed also threatens suppliers throughout the supply chain by decreasing competition since the companies would gain even more leverage over the producers that feed our nation. ""Profiteering stands out at Kroger and Albertsons, with profits far outpacing worker wage growth or the cost of food. Their outsize price hikes are at least partially responsible for inflation. Even while they were competing with each other, these companies jacked up prices and had record profits, a consumer watchdog group reported. If they merge and no longer have to compete with each other, they will be less constrained and free to be more rapacious. ""It is urgent to act now because Albertsons is providing Kroger with a powerful “failing firm” defense of the merger. The $4 billion dividend Albertsons wants to pay out to its private equity shareholders is one-third of its current value, and sets up a potential Albertsons bankruptcy since the company is ravaged by debt. ""Instead of having workers struggle with wages below the cost of living and disrespectful work requirements, Kroger and Albertsons can use the $4 billion dividend to pay their workers more, make stores safer or lower prices for customers pinching every penny they can. ""This merger will just bring more pain to California’s communities – more families struggling to buy groceries, more understaffed and unsafe stores, and more jobs lost."" The Associated Press contributed to this report.","{'positive': 0.03149454, 'negative': 0.85530204, 'neutral': 0.1132035}","I, frankly, have a hard time seeing how Albertsons would be able to continue to compete — as it is obliged to do during the pendency of merger review — after giving away a third of its market share.” 
+
+
+
+ The attorneys general also say it’s unclear if the deal would be approved since federal and state laws forbid mergers that substantially lessen competition. ""Kroger has become the nation’s largest grocer by relying on poorly-paid, part-time workers with constantly changing schedules, according to a report by the Economic Roundtable, which partnered with grocery store workers in Southern California. ""This merger will just bring more pain to California’s communities – more families struggling to buy groceries, more understaffed and unsafe stores, and more jobs lost.""","Instead of a $4 billion payout to shareholders, the grocers should pay workers more, make stores safer and lower prices, opponents argued.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth’s ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry’s exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers’ brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity’s reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry’s competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers’ shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity’s reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers’ private data can undermine their trust in an entity’s ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.750951418653076, 'Air Emissions from Refrigeration': 0.731697757423176, 'Food Waste Management': 0.7476252321811477, 'Product Labelling & Marketing': 0.7308766666175405, 'Energy Management': 0.7338866467156754, 'Supply Chain': 0.7608631826522583, 'Product Health & Nutrition': 0.7579318048379384, 'Fleet Fuel Management': 0.7550409426600924, 'Labour Practices': 0.790324569120445, 'Data Security': 0.7506418411928145}",0.790324569,Inchul,Major focus,Major focus,Negative,"Supply Chain, Labour Practices, Data Security, Product Health & Nutrition",Major,Major,Negative,2022-10-21T16:39:51-04:00,https://www.cnbc.com/2022/10/21/earnings-are-off-to-a-decent-start-next-week-is-the-big-test-for-tech.html,"[{'name': 'EQT Corp', 'weight': 0.05239193}, {'name': 'Next week', 'weight': 0.051832363}, {'name': 'next week', 'weight': 0.051832363}, {'name': 'KLA Corp', 'weight': 0.048884537}, {'name': 'Kirby Corp', 'weight': 0.048585337}, {'name': 'VF Corp', 'weight': 0.048558284}, {'name': 'Packaging Corp', 'weight': 0.04836479}, {'name': 'week', 'weight': 0.046389338}, {'name': 'recent weeks', 'weight': 0.046160758}, {'name': 'October', 'weight': 0.045309264}]",[{'name': 'Finance'}],"[{'data': 'Treasury', 'type': 'ORG', 'mentions': 4}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 2}, {'data': 'Johnson & Johnson', 'type': 'ORG', 'mentions': 1}, {'data': 'JNJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Procter & Gamble', 'type': 'ORG', 'mentions': 1}, {'data': 'PG', 'type': 'ORG', 'mentions': 3}, {'data': 'Danaher', 'type': 'ORG', 'mentions': 1}, {'data': 'DHR', 'type': 'ORG', 'mentions': 1}, {'data': 'Club', 'type': 'ORG', 'mentions': 3}, {'data': 'Halliburton', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 2}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'Linde', 'type': 'ORG', 'mentions': 2}, {'data': 'Honeywell', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 1}, {'data': 'Pioneer Natural Resources', 'type': 'ORG', 'mentions': 2}, {'data': 'AbbVie', 'type': 'ORG', 'mentions': 3}, {'data': 'Royal Philips', 'type': 'ORG', 'mentions': 1}, {'data': 'Dorman Products', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of Hawaii', 'type': 'ORG', 'mentions': 2}, {'data': 'BOH', 'type': 'ORG', 'mentions': 1}, {'data': 'Schnitzer Steel', 'type': 'ORG', 'mentions': 3}, {'data': 'Kirby Corp', 'type': 'ORG', 'mentions': 1}, {'data': 'KEX', 'type': 'ORG', 'mentions': 1}, {'data': 'Logitech', 'type': 'ORG', 'mentions': 2}, {'data': 'Brown & Brown', 'type': 'ORG', 'mentions': 2}, {'data': 'RRC', 'type': 'ORG', 'mentions': 1}, {'data': 'Packaging Corp', 'type': 'ORG', 'mentions': 4}, {'data': 'Crane', 'type': 'ORG', 'mentions': 1}, {'data': 'Discover Fin', 'type': 'ORG', 'mentions': 1}, {'data': 'DFS', 'type': 'ORG', 'mentions': 1}, {'data': 'Zions Bancorp', 'type': 'ORG', 'mentions': 2}, {'data': 'Qualtrics', 'type': 'ORG', 'mentions': 1}, {'data': 'XM', 'type': 'ORG', 'mentions': 2}, {'data': 'Crown Holdings', 'type': 'ORG', 'mentions': 1}, {'data': 'CCK', 'type': 'ORG', 'mentions': 2}, {'data': 'United Parcel', 'type': 'ORG', 'mentions': 1}, {'data': 'UPS', 'type': 'ORG', 'mentions': 1}, {'data': 'Coca-Cola', 'type': 'ORG', 'mentions': 1}, {'data': 'KO', 'type': 'ORG', 'mentions': 1}, {'data': 'General Motors', 'type': 'ORG', 'mentions': 3}, {'data': 'GM', 'type': 'ORG', 'mentions': 1}, {'data': 'Cleveland Cliffs', 'type': 'ORG', 'mentions': 1}, {'data': 'CLF', 'type': 'ORG', 'mentions': 1}, {'data': 'General Electric', 'type': 'ORG', 'mentions': 1}, {'data': '3', 'type': 'ORG', 'mentions': 2}, {'data': 'MMM', 'type': 'ORG', 'mentions': 1}, {'data': 'Jet Blue', 'type': 'ORG', 'mentions': 1}, {'data': 'JBLU', 'type': 'ORG', 'mentions': 1}, {'data': 'Valero', 'type': 'ORG', 'mentions': 1}, {'data': 'VLO', 'type': 'ORG', 'mentions': 1}, {'data': 'Raytheon', 'type': 'ORG', 'mentions': 1}, {'data': 'RTX', 'type': 'ORG', 'mentions': 1}, {'data': 'Synchrony', 'type': 'ORG', 'mentions': 1}, {'data': 'SYF', 'type': 'ORG', 'mentions': 1}, {'data': 'Archer-Daniels', 'type': 'ORG', 'mentions': 1}, {'data': 'ADM', 'type': 'ORG', 'mentions': 1}, {'data': 'Kimberly-Clark', 'type': 'ORG', 'mentions': 1}, {'data': 'KMB', 'type': 'ORG', 'mentions': 1}, {'data': 'Centene', 'type': 'ORG', 'mentions': 1}, {'data': 'CNC', 'type': 'ORG', 'mentions': 2}, {'data': 'Novartis', 'type': 'ORG', 'mentions': 1}, {'data': 'NVS', 'type': 'ORG', 'mentions': 1}, {'data': 'Sherwin-Williams', 'type': 'ORG', 'mentions': 1}, {'data': 'SHW', 'type': 'ORG', 'mentions': 1}, {'data': 'Biogen', 'type': 'ORG', 'mentions': 1}, {'data': 'BIIB', 'type': 'ORG', 'mentions': 1}, {'data': 'SAP', 'type': 'ORG', 'mentions': 2}, {'data': 'Visa', 'type': 'ORG', 'mentions': 1}, {'data': 'Enphase', 'type': 'ORG', 'mentions': 2}, {'data': 'Chipotle', 'type': 'ORG', 'mentions': 1}, {'data': 'CMG', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 2}, {'data': 'Texas Instruments', 'type': 'ORG', 'mentions': 1}, {'data': 'TXN', 'type': 'ORG', 'mentions': 1}, {'data': 'Mattel', 'type': 'ORG', 'mentions': 2}, {'data': 'Chemours', 'type': 'ORG', 'mentions': 1}, {'data': 'Waste Management', 'type': 'ORG', 'mentions': 1}, {'data': 'WM', 'type': 'ORG', 'mentions': 1}, {'data': 'Bristol-Myers', 'type': 'ORG', 'mentions': 1}, {'data': 'BMY', 'type': 'ORG', 'mentions': 1}, {'data': 'Hilton', 'type': 'ORG', 'mentions': 1}, {'data': 'HLT', 'type': 'ORG', 'mentions': 1}, {'data': 'Kraft Heinz', 'type': 'ORG', 'mentions': 1}, {'data': 'KHC', 'type': 'ORG', 'mentions': 1}, {'data': 'Harley-Davidson', 'type': 'ORG', 'mentions': 1}, {'data': 'HOG', 'type': 'ORG', 'mentions': 1}, {'data': 'Otis', 'type': 'ORG', 'mentions': 2}, {'data': 'General Dynamics', 'type': 'ORG', 'mentions': 1}, {'data': 'GD', 'type': 'ORG', 'mentions': 1}, {'data': 'Thermo Fisher', 'type': 'ORG', 'mentions': 1}, {'data': 'TMO', 'type': 'ORG', 'mentions': 1}, {'data': 'Seagate', 'type': 'ORG', 'mentions': 1}, {'data': 'STX', 'type': 'ORG', 'mentions': 1}, {'data': 'Boston Scientific', 'type': 'ORG', 'mentions': 1}, {'data': 'BSX', 'type': 'ORG', 'mentions': 1}, {'data': 'ADP', 'type': 'ORG', 'mentions': 2}, {'data': 'TDOC', 'type': 'ORG', 'mentions': 1}, {'data': 'ServiceNow', 'type': 'ORG', 'mentions': 2}, {'data': 'Quantumscape', 'type': 'ORG', 'mentions': 1}, {'data': 'QS', 'type': 'ORG', 'mentions': 1}, {'data': 'Upwork', 'type': 'ORG', 'mentions': 2}, {'data': 'KLAC', 'type': 'ORG', 'mentions': 1}, {'data': ""O'Reilly Auto"", 'type': 'ORG', 'mentions': 1}, {'data': 'EQT', 'type': 'ORG', 'mentions': 1}, {'data': 'Align', 'type': 'ORG', 'mentions': 2}, {'data': 'VFC', 'type': 'ORG', 'mentions': 1}, {'data': 'Agnico-Eagle', 'type': 'ORG', 'mentions': 1}, {'data': 'AEM', 'type': 'ORG', 'mentions': 1}, {'data': 'Netgear', 'type': 'ORG', 'mentions': 1}, {'data': 'NTGR', 'type': 'ORG', 'mentions': 1}, {'data': 'Shopify', 'type': 'ORG', 'mentions': 2}, {'data': 'Caterpillar', 'type': 'ORG', 'mentions': 2}, {'data': 'McDonalds', 'type': 'ORG', 'mentions': 2}, {'data': 'Matercard', 'type': 'ORG', 'mentions': 1}, {'data': 'Southwest', 'type': 'ORG', 'mentions': 1}, {'data': 'LUV', 'type': 'ORG', 'mentions': 1}, {'data': 'Merck', 'type': 'ORG', 'mentions': 1}, {'data': 'MRK', 'type': 'ORG', 'mentions': 1}, {'data': 'Altria', 'type': 'ORG', 'mentions': 1}, {'data': 'Western Digital', 'type': 'ORG', 'mentions': 1}, {'data': 'WDC', 'type': 'ORG', 'mentions': 1}, {'data': 'Comcast', 'type': 'ORG', 'mentions': 1}, {'data': 'CMCSA', 'type': 'ORG', 'mentions': 1}, {'data': 'American Electric Power', 'type': 'ORG', 'mentions': 1}, {'data': 'AEP', 'type': 'ORG', 'mentions': 1}, {'data': 'Stanley Black & Decker', 'type': 'ORG', 'mentions': 1}, {'data': 'SWK', 'type': 'ORG', 'mentions': 1}, {'data': 'International Paper', 'type': 'ORG', 'mentions': 1}, {'data': 'Textron', 'type': 'ORG', 'mentions': 1}, {'data': 'TXT', 'type': 'ORG', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'INTC', 'type': 'ORG', 'mentions': 1}, {'data': 'Pinterest', 'type': 'ORG', 'mentions': 1}, {'data': 'PINS', 'type': 'ORG', 'mentions': 1}, {'data': '-', 'type': 'ORG', 'mentions': 1}, {'data': 'Mobile', 'type': 'ORG', 'mentions': 1}, {'data': 'TMUS', 'type': 'ORG', 'mentions': 1}, {'data': 'Gilead', 'type': 'ORG', 'mentions': 2}, {'data': 'First Solar', 'type': 'ORG', 'mentions': 1}, {'data': 'FSLR', 'type': 'ORG', 'mentions': 1}, {'data': 'Capital One', 'type': 'ORG', 'mentions': 1}, {'data': 'COF', 'type': 'ORG', 'mentions': 1}, {'data': 'Dexcom', 'type': 'ORG', 'mentions': 2}, {'data': 'Zendesk', 'type': 'ORG', 'mentions': 2}, {'data': 'LHX', 'type': 'ORG', 'mentions': 1}, {'data': 'Chevron', 'type': 'ORG', 'mentions': 1}, {'data': 'CVX', 'type': 'ORG', 'mentions': 1}, {'data': 'Exxon', 'type': 'ORG', 'mentions': 1}, {'data': 'Colgate-Palmolive', 'type': 'ORG', 'mentions': 1}, {'data': 'Booz Allen', 'type': 'ORG', 'mentions': 1}, {'data': 'BAH', 'type': 'ORG', 'mentions': 1}, {'data': 'LuondellBasell', 'type': 'ORG', 'mentions': 1}, {'data': 'LYB', 'type': 'ORG', 'mentions': 1}, {'data': 'DaVita', 'type': 'ORG', 'mentions': 1}, {'data': 'DVA', 'type': 'ORG', 'mentions': 1}, {'data': 'Charitable Trust', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': '10:00 a.m. ET', 'type': 'TIME', 'mentions': 5}, {'data': '45 minutes', 'type': 'TIME', 'mentions': 1}, {'data': '72 hours', 'type': 'TIME', 'mentions': 1}, {'data': 'New Home Sales', 'type': 'EVENT', 'mentions': 1}, {'data': ""Jim Cramer's"", 'type': 'PERSON', 'mentions': 5}]","Stocks rallied this week as earnings season ramped up and is so far off to a better-than-expected start. With 20% of the S & P 500 having been reported so far, sales results have thus far been 1.4% above expectations while earnings results are 5.4% above expectations, in aggregate. While the estimates have come down in recent weeks, it could signal that investors are becoming a bit too bearish in the near term. This could set us up for more upside should subsequent results also come in better than feared. The three major averages are finished up for the week. The S & P 500 and the Dow Jones Industrial Average gained more than 4%, while the Nasdaq Composite rose 5.2% The bond market, however, remains in the driver's seat. The rising 2-year Treasury, which hit a 15-year high of 4.6% on Friday, weighed on stock prices. That inverse correlation between bond yields and stocks was powerful enough to trump positive earnings reports. As a result, we were pacing for a relatively flat week heading into Friday. But the averages caught a bounce following a report in The Wall Street Journal that hinted at the Federal Reserve may slow the rate of hikes after the expected 75 basis points at the next meeting on Nov. 2, reducing the potential for sharper and longer slowdown. Though that's not exactly a pivot, it would represent a shift away from the hawkish stance the Fed has maintained all year. On Thursday, according to the CME FedWatch Tool , investors were factoring in a 75% probability for a 75 basis points hike in December. That fell to 45% by Friday. Whether any of this chatter about future hikes is enough to cap the rise in Treasury yields, stabilize the major stock averages and get a bit of rebound remains to be seen. However, whatever the near-term path of equities is, as we discussed Friday, we think a well-balanced and diversified portfolio will position investors for whatever comes next. Under the hood, it was a broad-based rally with all sectors higher for the week, led by energy, technology and materials. Meanwhile, the U.S. dollar index hovered around the 112 level. Gold is holding at $1,660 per ounce. WTI crude prices remain in the mid-$80s region and the yield on the 10-year Treasury advanced to 4.2%. Looking back On the earnings front, we got results from Johnson & Johnson (JNJ), Procter & Gamble (PG), and Danaher (DHR). On the macroeconomic front: On Tuesday, industrial production was reported to have risen 0.4% in September, exceeding expectations for a 0.1% monthly advance, while capacity utilization came in at 80.3%, above the 80% expected. On Wednesday, housing starts were reported to have fallen 8.1% monthly to a seasonally adjusted annual rate (SAAR) of 1.439 million in September, below the 1.47 million rate the Street was expecting. Building permits were up 1.4% in September, short of the 1.5% advance expected. On Thursday, initial jobless claims for the week ending Oct. 15 came in at 214,000, a decrease of 12,000 from the prior week and below expectations of 232,000. Also Thursday, existing home sales were reported to have fallen 1.5% monthly and 23.8% annually in September to a SAAR of 4.71 million as rising mortgage rates take their toll on affordability. What's ahead Earnings season ramps up next week for the Club. Within the portfolio, we will hear from Halliburton (HAL) on Tuesday before the opening bell; from Microsoft (MSFT) and Alphabet (GOOGL) on Tuesday after the closing bell; from Meta Platforms (META) and Ford (F) on Wednesday after the bell; from Linde (LIN) and Honeywell (HON) on Thursday before the bell; from Amazon (AMZN), Apple (AAPL) and Pioneer Natural Resources on Thursday after the closing bell; and from AbbVie (ABBV) on Friday before the opening bell. Here are some other earnings reports and economic numbers to watch in the week ahead: Monday, October 24 Before the bell: Royal Philips (PHG) ,Dorman Products (DORM), Bank of Hawaii (BOH), Schnitzer Steel (SCHN), Kirby Corp (KEX) After the bell: Logitech (LOGI), Brown & Brown (BRO), Range Resources (RRC), Packaging Corp (PKG), Crane (CR), Discover Fin (DFS), Zions Bancorp (ZION), Qualtrics (XM), Crown Holdings (CCK) Tuesday, October 25 Before the bell: United Parcel (UPS), Coca-Cola (KO), General Motors (GM), Cleveland Cliffs (CLF), General Electric (GE), 3M (MMM), Jet Blue (JBLU), Valero (VLO), Raytheon (RTX), Synchrony (SYF), Archer-Daniels (ADM), Kimberly-Clark (KMB), Centene (CNC), Novartis (NVS), Sherwin-Williams (SHW), Biogen (BIIB), SAP (SAP) After the bell: Visa (V), Enphase (ENPH), Chipotle (CMG), Spotify (SPOT), Texas Instruments (TXN), Mattel (MAT), Chemours (CC) Wednesday, October 26 Before the bell: Boeing (BA), Waste Management (WM), Bristol-Myers (BMY), Hilton (HLT), Kraft Heinz (KHC), Harley-Davidson (HOG), Otis (OTIS), General Dynamics (GD), Thermo Fisher (TMO), Seagate (STX), Boston Scientific (BSX), ADP (ADP) After the bell: Teledoc (TDOC), ServiceNow (NOW), Quantumscape (QS), Upwork (UPWK), KLA Corp (KLAC), O'Reilly Auto (ORLY), EQT Corp (EQT), Align (ALGN), VF Corp (VFC), Agnico-Eagle (AEM), Netgear (NTGR) 10:00 a.m. ET: New Home Sales Thursday, October 27 Before the bell: Shopify (SHOP), Caterpillar (CAT), McDonalds (MCD), Matercard (MA), Southwest (LUV), Merck (MRK), Altria (MO), Western Digital (WDC), Comcast (CMCSA), American Electric Power (AEP), Stanley Black & Decker (SWK), International Paper (IP), Textron (TXT) After the bell: Intel (INTC), Pinterest (PINS), US Steel (X), T-Mobile (TMUS), Gilead (GILD), First Solar (FSLR), Capital One (COF), Dexcom (DXCM), Zendesk (ZEN), L3Harris (LHX) 8:30 a.m. ET: Initial Jobless Claims 8:30 a.m. ET: Durable Goods Orders 8:30 a.m. ET: Gross Domestic Product Friday, October 28 Before the bell: Chevron (CVX), Exxon (XOM), Colgate-Palmolive (CL), Booz Allen (BAH), LuondellBasell (LYB), DaVita (DVA) 8:30 a.m. ET: Personal Spending (See here for a full list of the stocks in Jim Cramer's Charitable Trust.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.",010cc15acd8040598b36f17a10d5b915,Earnings are off to a surprisingly good start. Next week is the big test for tech,4,,,,
+22421,"Housing's inventory problem got a little better in May for buyers and renters - Homebuyers contending with a lack of homes for sale got some relief last month as builders broker ground on more houses and ramped up their future development plans.
+
+Renters, meanwhile, should also see some relief on rental prices as wave of new supply hits the market.
+
+New construction of both single and multi-family units jumped 21.7% to a seasonally adjusted annual rate of 1.631 million units in May, according to the Census Bureau Tuesday, from April's revised rate of 1.340 million. That was 5.7% above a year ago and higher than the 1.400 million units economists surveyed by Bloomberg had predicted.
+
+Permits to build increased 5.2% to an annualized rate of 1.491 million units in May from a revised 1.417 million the previous month, with increases in applications on the single-family and multifamily sides. The figure came in higher than the Bloomberg consensus expectation of 1.425 million.
+
+The persistent shortage of homes for sale has been a challenge for buyers, who have increasingly turned to new construction. That trend is a boon for homebuilders and has brightened their financial outlook for the year.
+
+""The housing market has continued to normalize and recover as buyers have become more comfortable with higher mortgage rates,"" Lennar Corp. (LEN) Co-CEO Richard Beckwitt said last week on the builder's earnings call. ""Inventory levels in the resale and new home market propelled demand for available new homes, and we offered a combination of attractive pricing and compelling mortgage rate programs to capture that demand.""
+
+Single-family housing starts in May jumped 18.5%% from April to a seasonally adjusted annual rate of 997,000. Building permits for single-home construction rose to a seasonally adjusted annual rate 897,000, up 4.8% from April's revised rate of 856,000.
+
+New construction has become a key part of today's housing market. More than a third of homes on the market this spring were new construction, the National Association of Home Builders estimated. That share is historically around 13%.
+
+The shortfall of resale properties — largely because homeowners don't want to give up their current low mortgage rate for one in the mid-6% range — has buoyed confidence among builders, which finally turned positive in June. Builders also were able to cut back on the number and size of price reductions.
+
+""With such limited resale inventory, spec housing fills a significant gap in supply. We expect that specs will continue to comprise between 30% and 40% of our sales for the foreseeable future,"" Toll Brothers (TOL) Chairman and CEO Douglas Yearley said late last month in the luxury homebuilder's earnings call. ""The more stable environment has allowed us to increase price in more than half of our communities.""
+
+On the multifamily side, starts in May soared 28.1% to a seasonally adjusted annual rate of 624,000 from 487,000 in April. Building permits for multifamily construction rose 7.8% to a seasonally adjusted annual rate 542,000 from 503,000 in April.
+
+More rental supply is scheduled to come online in the second half of this year, with the number of newly built units reaching the highest level since the 1980s, according to RealPage.
+
+“We're going to deliver more supply than what we can realistically absorb,” Carl Whitaker, director of research and analysis at RealPage, previously told Yahoo Finance.
+
+That's good news for renters who are finally getting a reprieve from skyrocketing rents during the pandemic. The median asking rent dropped to $1,995 in May, down 0.6% from a year ago, Redfin reported this month, the sharpest annual decrease since March 2020.
+
+""Rents have cooled in part because the number of rentals on the market has grown, giving landlords less leeway to hike prices because they’re grappling with a rise in vacancies as renters get more options to choose from,"" Lily Katz, Redfin's data journalist, wrote.
+
+Janna Herron is the personal finance editor for Yahoo Finance. Follow her on Twitter @JannaHerron.
+
+Click here for the latest economic news and economic indicators to help you in your investing decisions
+
+Read the latest financial and business news from Yahoo Finance","{'positive': 0.93949354, 'negative': 0.036499336, 'neutral': 0.024007078}","Homebuyers and renters saw some relief in May as builders ramped up their future development plans. New construction of single and multi-family units jumped 21.7% to a seasonally adjusted annual rate of 1.631 million units in May, according to the Census Bureau. Permits to build increased 5.2%, with increases in applications on the single-family and multifamily sides. Building permits for single-home construction rose to 897,000, up 4.8% from April's revised rate of 856,000. Housing starts in May jumped 18.5%, with more than a third of homes on the market this spring being new construction. Prices for rental properties dropped to $1,995 in May.",New construction of both single- and multi-family units jumped 21.7% to a seasonally adjusted annual rate of 1.631 million units in May.,LEN,Infrastructure,Home Builders,Lennar Corp A,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7659062539188413, 'Design for Resource Efficiency': 0.7799580664985137, 'Community Impacts of New Developments': 0.782849647956471, 'Climate Change Adaptation': 0.7775803128378934, 'Workforce Health & Safety': 0.75661197995759}",0.782849648,Inchul,Major focus,Major focus,Positive,"Land Use & Ecological Impacts, Design for Resource Efficiency, Community Impacts of New Developments, Climate Change Adaptation",Minor,Major,Positive,2023-01-23T16:06:00+00:00,https://finance.yahoo.com/m/5b0b5fee-4fd2-3385-bc6d-175ff55ffc78/the-old-reliable-laptop-is.html?.tsrc=rss,"[{'name': 'new life', 'weight': 0.13947111}, {'name': 'consulting firm Gartner', 'weight': 0.12246591}, {'name': 'tech’s next new thing', 'weight': 0.10597571}, {'name': 'laptops', 'weight': 0.104338445}, {'name': 'global PC sales', 'weight': 0.10053781}, {'name': 'sales', 'weight': 0.09835226}, {'name': 'Gartner', 'weight': 0.082690924}, {'name': 'The consumer electronics industry', 'weight': 0.07995346}, {'name': 'their own powerful mobile technology', 'weight': 0.07566314}, {'name': 'The old reliable laptop', 'weight': 0.07203182}]",[{'name': 'Tech'}],"[{'data': 'Gartner', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 2}, {'data': 'AMD', 'type': 'ORG', 'mentions': 2}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'INTC', 'type': 'ORG', 'mentions': 1}]","The old reliable laptop is getting a makeover and could be tech’s next new thing
+
+The consumer electronics industry is getting new life from an old product: laptops. This is especially significant as global PC sales tumbled 19.5% in the third quarter of 2022 — the largest decline since consulting firm Gartner began tracking sales in the mid-1990s. Nvidia (NVDA) AMD (AMD) and Intel (INTC) each showcased their own powerful mobile technology.",2fbd7993b39e45e2b22e45504055ccc7,The old reliable laptop is getting a makeover and could be tech’s next new thing,4,,,,
+22957,"CVS Health Corporation (CVS) Is a Trending Stock: Facts to Know Before Betting on It - CVS Health (CVS) has been one of the most searched-for stocks on Zacks.com lately. So, you might want to look at some of the facts that could shape the stock's performance in the near term.
+
+Over the past month, shares of this drugstore chain and pharmacy benefits manager have returned -6.3%, compared to the Zacks S&P 500 composite's +2.2% change. During this period, the Zacks Retail - Pharmacies and Drug Stores industry, which CVS Health falls in, has lost 7.7%. The key question now is: What could be the stock's future direction?
+
+Although media reports or rumors about a significant change in a company's business prospects usually cause its stock to trend and lead to an immediate price change, there are always certain fundamental factors that ultimately drive the buy-and-hold decision.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, CVS Health is expected to post earnings of $1.91 per share, indicating a change of -3.5% from the year-ago quarter. The Zacks Consensus Estimate has changed -0.1% over the last 30 days.
+
+The consensus earnings estimate of $8.62 for the current fiscal year indicates a year-over-year change of +2.6%. This estimate has remained unchanged over the last 30 days.
+
+For the next fiscal year, the consensus earnings estimate of $8.83 indicates a change of +2.5% from what CVS Health is expected to report a year ago. Over the past month, the estimate has remained unchanged.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, CVS Health is rated Zacks Rank #3 (Hold).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+For CVS Health, the consensus sales estimate for the current quarter of $74.92 billion indicates a year-over-year change of -2.2%. For the current and next fiscal years, $313.47 billion and $321.95 billion estimates indicate +7.3% and +2.7% changes, respectively.
+
+CVS Health reported revenues of $81.16 billion in the last reported quarter, representing a year-over-year change of +10%. EPS of $2.09 for the same period compares with $1.97 a year ago.
+
+Compared to the Zacks Consensus Estimate of $76.53 billion, the reported revenues represent a surprise of +6.05%. The EPS surprise was +5.03%.
+
+The company beat consensus EPS estimates in each of the trailing four quarters. The company topped consensus revenue estimates each time over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S) and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
+
+As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+CVS Health is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about CVS Health. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.04257651, 'negative': 0.87662655, 'neutral': 0.08079693}","For the current quarter, CVS Health is expected to post earnings of $1.91 per share, indicating a change of -3.5% from the year-ago quarter. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, CVS Health is rated Zacks Rank #3 (Hold). For CVS Health, the consensus sales estimate for the current quarter of $74.92 billion indicates a year-over-year change of -2.2%. 
+
+While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S) and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.","Zacks users have recently been watching CVS Health (CVS) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.",CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7700419366780543, 'Energy Management in Retail': 0.7388263308250047, 'Drug Supply Chain Integrity': 0.7822917573215891, 'Management of Controlled Substances': 0.7628953944316171, 'Data Security & Privacy': 0.7727993874539331}",0.7822917573215891,Inchul,No focus,No focus,Neutral,,No,No,No,2023-07-13T21:18:56+00:00,https://www.huffpost.com/entry/north-carolina-teen-detained-airport-travel-hack-american-airlines_n_64b048fee4b08cd259d517e3,"[{'name': 'American Airlines', 'weight': 0.08395354}, {'name': 'local news channel WJZY', 'weight': 0.07418469}, {'name': 'Logan', 'weight': 0.072653756}, {'name': 'Parson', 'weight': 0.072313935}, {'name': 'Hunter Parson', 'weight': 0.07079663}, {'name': 'hidden city ticketing', 'weight': 0.07074125}, {'name': 'American Airline', 'weight': 0.06766123}, {'name': 'American', 'weight': 0.06728395}, {'name': 'Airport', 'weight': 0.0650805}, {'name': 'conditions', 'weight': 0.06441354}]",[{'name': 'Travel'}],"[{'data': 'North Carolina', 'type': 'GPE', 'mentions': 2}, {'data': 'Charlotte', 'type': 'GPE', 'mentions': 3}, {'data': 'Gainesville', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 3}, {'data': 'New York City', 'type': 'GPE', 'mentions': 1}, {'data': 'Hunter Parson', 'type': 'PERSON', 'mentions': 8}, {'data': 'Logan', 'type': 'PERSON', 'mentions': 2}, {'data': 'WJZY', 'type': 'ORG', 'mentions': 5}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 6}, {'data': 'CBS News', 'type': 'ORG', 'mentions': 1}, {'data': 'Logan', 'type': 'ORG', 'mentions': 4}, {'data': 'People', 'type': 'ORG', 'mentions': 2}, {'data': 'Parson', 'type': 'ORG', 'mentions': 1}, {'data': 'Skip Lagged', 'type': 'PRODUCT', 'mentions': 1}]","Hunter Parson of Charlotte told local news channel WJZY that his son Logan — a minor traveling alone for the first time — was interrogated, detained, forced to buy a new ticket, and banned from flying American Airlines after engaging in “skip lagging.”
+
+Skip lagging, or “hidden city ticketing,” is when someone buys an airline ticket with multiple stops and leaves the airport during a layover rather than getting on the next flight to the ticket’s final destination.
+
+It’s a cost-cutting hack that can be more affordable than buying a direct flight to a desired destination. It’s also legal but is frowned upon by many airlines, CBS News reports.
+
+Parson told WJZY that he bought Logan a ticket from Gainesville, Florida, to New York City, which had a stop in Charlotte, after using the resource Skip Lagged, which Parson said his family had been using for the past “five to eight years.”
+
+Logan was meant to leave the airport during its stop in his hometown to meet his family, but Parson said that a gate agent in Florida was suspicious after seeing Logan’s North Carolina driver’s license.
+
+“They kind of got out of him that he was planning to disboard in Charlotte and not going to make the connecting flight,” Parsons told WJZY.
+
+Parsons also thinks his son should have gotten a “stern warning” rather than the airline putting a “minor in that situation.”
+
+In January 2021, American Airlines announced in a memo that it would begin cracking down on skiplagging. When contacted by WJZY and People for comment about Parson’s allegations, American Airlines said that hidden city ticketing violates its terms and conditions and is outlined in the company’s conditions for carriage.
+
+“Our records indicate the customer was questioned only at the ticket counter about their travel while attempting to check-in for their flight,” a representative for American Airlines told People in an email. “A member of our Customer Relations team has been in touch with them to address their concerns.”
+
+An American Airline rep later told WJZY that they were attempting to contact the Parson family to figure out exactly what happened to Logan at the Florida airport and were initially unaware that the teen had been detained. The company added to the news channel that the second ticket the Parson family had to purchase would likely not be refunded, and Logan would be banned from flying American for three years for violating their policies.",58760c9199834a91813a4aae039e4fa3,"North Carolina Teen Detained At Airport For Using Travel Hack To Cut Costs, Dad Says",4,,,,
+12453,"7 Money Traps College Students Should Avoid - Young adults often get their first taste of financial independence in college. And for some, that taste is bitter. Financial missteps when you’re just starting out can be costly and carry long-term consequences.
+
+Here are several slip-ups that college students should avoid:
+
+Students should understand that the true cost of college goes way beyond tuition, room and board. Monthly budget items that can spiral out of control include clothing purchases, food deliveries, Starbucks runs and entertainment. Such costs can easily run several thousand dollars a year.
+
+There are many sample budgets available online, some more granular than others. For instance, card company and lender Discover proposes sample budgets that help show what a reasonable breakdown of monthly college expenses might look like. Another sample budget, by BestColleges.com, owned by Red Ventures, includes tuition, rent and other fixed costs, as well as personal expenses such as entertainment and clothing.
+
+For a budget to work, students have to actually track their spending, which can be made easier using apps like Mint.com or an Excel spreadsheet, financial professionals say.
+
+Money flies out the window when students pay for friends who don’t pay them back immediately. Electronic payment apps like Venmo or Zelle can help with this, says Scott Sparks, founder and chief executive of Sparks Financial, a Denver wealth-management firm.
+
+Pam Lucina, chief fiduciary officer at Chicago-based Northern Trust, recently worked with a rising college junior who, by carefully tracking her spending, saw all the ways she had overspent the previous year on things like coffee and food deliveries. She’s planning to change her spending behavior so she can save more for her long-term goals. “Fifteen dollars here, $20 there, it adds up for college students,” Lucina says.
+
+Another option is to fill an envelope with just enough cash for the student’s monthly expenses. Once the money is gone, it’s gone, Sparks says.
+
+3. Going down the credit-card rabbit hole
+
+Many students won’t have their own credit card because they don’t have income. Parents can add children to their cards, then monitor the child’s spending. Many companies allow cardholders to set up real-time spending alerts.
+
+Students who have their own credit cards need to be careful, even if they have a relatively low spending limit. They should decline offers for additional cards and not buy more than they can pay off monthly. This is especially important since the average interest rate for a new credit card in July was 24.24%, according to LendingTree TREE -2.27%decrease; red down pointing triangle .
+
+A debit card could be a better option, says Aaron Skloff, chief executive of Skloff Financial Group, an investment advisory firm in Naples, Fla. If your balance is $100, you can’t spend $200, whereas with a credit card, you might be tempted to spend anyway, Skloff says.
+
+Students with bank accounts should set up alerts to monitor their account balances. Many banks still charge overdraft fees, which can run around $35 per transaction, according to FDIC data. These fees can add up if a student isn’t keeping track of their balance in real-time. A number of banks have eliminated overdraft fees, so choosing a different bank could also be an option. These banks will decline a transaction if there isn’t enough money to cover it.
+
+Some banks also offer overdraft protection, which allows funds to be automatically transferred from a linked account so the transaction will clear. This can be a helpful tool once good spending habits are established, but Lucina doesn’t recommend young adults rely on this option because it gives them the feeling it is all right to spend more than they have. Long-term that is a bad practice, she says.
+
+Another issue can crop up when students receive a credit-balance refund. Colleges will issue a refund to students if the amount of their payments, loan disbursements and grants and scholarships exceeds the cost of tuition, room and board and other school-assessed fees for a particular term.
+
+This money is supposed to be used for books, transportation and other education-related expenses, but some students get carried away, says Elaine Rubin, director of corporate communications at Edvisors, which offers families advice on planning and paying for college.
+
+They may spend their refund quickly on nonessential items, so it isn’t available later when they really need it. Some students also try to use the credit balance to pay for spring break or another vacation. They aren’t supposed to, and if the school finds out, it could affect their aid or future aid, Rubin says.
+
+Many students choose to move off campus. But those receiving financial aid shouldn’t assume they can get the aid ahead of time to cover the move-in costs, Rubin says. That aid often isn’t available until several weeks into the term—not in time to cover, say, the security deposit or a real-estate agent’s fee.
+
+Lease agreements need to be read carefully by the student and another party before signing, adds Sparks, who says he has seen students sign 12-month leases without intending to live in the apartment over the summer. The second person reading the agreement could be a parent, a college adviser or a family lawyer, who might do it free. “It’s about a five-minute look for somebody who knows what they are doing,” Sparks says.
+
+Many students could be setting aside money for their future, but they don’t always think about the best ways to save, Skloff says. There is a big difference between a 1% bank-insured certificate of deposit and a four-week Treasury bill that pays about 5% annual percentage yield, even though both are considered safe investments, he says.
+
+And it is never too soon to start saving for retirement, Skloff says. A Roth IRA is ideal for working students because the money grows tax-free and the contributions can be withdrawn at any point without penalty or taxes. Students working for companies that offer retirement plans should take advantage if they qualify, particularly if an employer match is offered.
+
+Self-employed students could consider setting up a self-employed retirement plan, such as an individual 401(k) or a SEP IRA.
+
+Cheryl Winokur Munk is a writer in West Orange, N.J. She can be reached at reports@wsj.com.","{'positive': 0.036877558, 'negative': 0.19965042, 'neutral': 0.7634721}","Financial missteps when starting out of college can lead to costly and long-term consequences. Students should understand that the true cost of college goes way beyond tuition, room and board, and use sample budgets to track their spending. Electronic payment apps like Venmo or Zelle can help with this, and students with bank accounts should set up alerts to monitor their account balances. Many banks still charge overdraft fees, which can add up if a student isn't keeping track of their balance in real-time, and some banks offer overdraft protection. Students may also try to use their refund quickly on nonessential items later when they really need it.","For many students, managing finances is new, and they‚Äôre prone to make all sorts of mistakes",DFS,Financials,Consumer Finance,Discover Financial Services,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers‚Äô PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers‚Äô personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7966966931222597, 'Customer Privacy': 0.7715733949271806, 'Data Security': 0.7741717219208445}",0.7966966931222597,Inchul,Minor focus,Minor focus,Neutral,Selling Practices,No,No,No,2023-05-05T19:05:15+00:00,https://www.forbes.com/sites/seanhanlon-1/2023/05/05/resilient-earnings-are-a-positive-sign/,"[{'name': 'higher rates', 'weight': 0.096534155}, {'name': 'high yield default rates', 'weight': 0.09487176}, {'name': 'corporate earnings', 'weight': 0.09170122}, {'name': 'Strong corporate earnings', 'weight': 0.08747265}, {'name': 'first quarter earnings', 'weight': 0.08740236}, {'name': 'earnings estimates', 'weight': 0.08727533}, {'name': 'Q1 earnings', 'weight': 0.08622652}, {'name': 'declining earnings', 'weight': 0.08582187}, {'name': 'higher prices', 'weight': 0.0842039}, {'name': 'Earnings', 'weight': 0.08322773}]",[{'name': 'Finance'}],"[{'data': 'the Federal Reserve’s', 'type': 'ORG', 'mentions': 5}, {'data': 'Bed Bath and Beyond', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Fitch Ratings', 'type': 'ORG', 'mentions': 1}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'the University of Massachusetts', 'type': 'ORG', 'mentions': 1}, {'data': 'Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 4}]","We are presumably at the end stages of the Federal Reserve’s interest rate hike cycle, which has seen the central bank increase rates at the quickest pace in its history. The rapid rate hikes are intended to cool economic growth, and investors have been nervously speculating about where the impact of the rate hikes would first appear. Would it show up as an economic recession, evidenced by negative gross domestic product (GDP) growth? Perhaps higher rates would trigger a sharp uptick in corporate defaults, particularly in riskier subprime loans and high yield bonds? Would the rate hikes cause consumers and businesses to curtail spending, triggering an earnings recession marked by lower corporate profits?
+
+Thus far, none of the above have shown a concerning level of impact from the Fed rate hikes. GDP growth for Q1 did decline, from 2.6% in Q4 of 2022 to 1.1%, but considering that nearly every major investment bank was calling for negative or flat GDP growth when they issued their annual market outlooks, a positive 1.1% rate of growth is something of a victory for the US economy and aligns with our Annual Outlook forecast for the US to narrowly avert recession. The resilient US consumer has continued to spend aggressively, buoyed by full employment and rising wages, despite higher prices for goods and services.
+
+Likewise, corporate bond defaults have remained manageable despite some high-profile instances such as Bed Bath and Beyond and Silicon Valley Bank. The trailing 12-month (TTM) default rate for US high yield bonds reached 1.8% in March, up from historic lows but still below the long-term historical average of 3.6%. Current forecasts from Fitch Ratings suggest 2023’s high yield TTM rate will top out in the 3-3.5% range, which would still be below the historical norms and far below what occurred in prior recessionary environments, such as 2008-2010, when high yield default rates peaked around 22%.
+
+And what of earnings? Analysts were near-unanimous in calling for a first-quarter earnings recession, a valid assumption as most companies were careful to temper expectations for 2023 growth when they issued guidance at the end of 2022. FactSet data showed expectations for a 6.7% decline in Q1 earnings, based on aggregated analyst forecasts. We are roughly halfway through Q1 earnings and thus far, that decline is looking more like -3.7%, the second straight quarter of declining earnings, but not as bad as initially thought.
+
+Furthermore, 77% of S&P 500 companies have beaten analyst targets for earnings, above the 10-year average beat rate of 73%. Earnings are coming in 6.9% above estimates, which is also above the 10-year average of 6.4%. Positive surprises are also showing up in revenue data, with 74% of S&P 500 companies beating estimates, outperforming the 10-year average of 63%. Revenue beats are also outperforming 10-year averages, at 2.1% above estimates compared to the 10-year average benchmark of 1.3%.
+
+While there may have been some sandbagging of expectations leading up to Q1 earnings, the fact remains that corporate earnings are not suffering in a significant way due to the Fed rate hikes. Rather, most companies have been able to simply pass on higher input costs to consumers, who have willingly continued to spend money despite their grumblings over the cost of eggs, gas, and other household staples. A recent research paper from economists at the University of Massachusetts suggests corporations have been able to pad their profit margins by implementing price hikes that exceeded the cost of inflation, resulting in record high profit margins.
+
+Corporations were able to pull this off because price hikes (or shrinkage of product sizes) have been implemented in a unified fashion, leading consumers to accept the rationale that supply chain bottlenecks and higher input costs are solely to blame. This has instilled companies with confidence that they can raise prices without damaging their brand image and products demand, and thus far, this assumption has proven correct. Corporate profit margins hit their highest levels since the 1950s last year, and while they have declined from the peak, remain above pre-pandemic norms.
+
+While this form of quasi-coordinated price gouging is bad for the average household budget, it has been a boon for corporate earnings. Companies will be loath to give up these higher margins and will try to maintain higher prices permanently unless consumer spending behavior changes dramatically. It is no coincidence that, thus far with half of the sector’s earnings in, 100% of Consumer Staples sector stocks have beaten earnings estimates.
+
+Energy sector stocks have also been strong outperformers, as has the largest sector by market cap, Technology. Among big Tech names, Microsoft (MSFT) and Meta (META) posted strong earnings this quarter and Google parent Alphabet (GOOG) turned a profit in its cloud business segment for the first time on record. While big Tech layoffs made headlines early in the year, many reports failed to point out that these layoffs represent a fraction of the headcount added shortly after the start of the pandemic, and these companies continue to invest in their business and in many cases also aggressively buy back shares.
+
+Whatever the underlying reasons, it appears that the widely forecasted earnings apocalypse has been postponed, and first quarter earnings will be better than expected. While higher yields on bonds have attracted investors to the detriment of equity markets, markets are forward-looking and investors will likely reassess EPS projections for 2024 considering the Q1 earnings performance, which could lead to upward revisions for next year and lead to inflows to equity markets. Markets have proven remarkably resilient throughout the Fed rate hike cycle, and while we are not yet in the clear, thus far we have avoided worst-case outcomes in several areas of concern. Strong corporate earnings are an encouraging sign; now, we wait and watch the inflation data to see if the Fed can defy expectations and pull off the coveted soft landing.",82ba11618e2644cf8bb27c59e638fdf8,Resilient Earnings Are A Positive Sign,4,,,,
+7583,"How dark stores unexpectedly swamped New York City - Gale Brewer, the Manhattan borough president, was walking around the Upper West Side last fall when she noticed several new grocery stores in the neighborhood. They stood out, not because they had flashy signs or welcoming window displays but because they had nothing.
+
+""It was covered with paper literally taped to the windows,"" Brewer said of one new arrival. Peering in, she saw rows of food and a bunch of delivery bicycles. She was mystified, she told Insider. ""What's the store? Can I go in? I didn't know what it was.""
+
+It was an outpost run by a rapid-delivery startup, Brewer learned. And it was just one of many that had arrived in New York City — as well as Chicago, San Francisco, and Boston — in the past year. They were launched by outfits like Gorillas, Jokr, Fridge No More, and Gopuff that promise doorstep delivery of everything from eggs to pizza in as little as 10 minutes.
+
+These well-funded startups, many of which pioneered their models in dense European neighborhoods, are part of an on-demand ecosystem whose growth is pushing big warehouses closer to the hearts of American cities and repurposing urban storefronts as mini warehouses. The reasoning is simple: Having stuff start closer to customers is one of the best ways to meet increasing demand for once-unheard-of delivery times.
+
+Like the ultrafast startups, bigger retailers want warehouse space in cities to deliver things faster. But real estate is more expensive in urban areas than in rural ones, prompting companies like Amazon to find warehouses with multiple stories.
+
+""Warehouses in urban areas are in high demand because of their scarcity,"" the real-estate-investment trust Prologis wrote in a recent report on large, multilevel warehouses, another kind of space that's becoming more common in US cities.
+
+Former retail spaces in cities are also getting reworked into warehouses. Phoenix Logistics is retrofitting a former Sears warehouse outside Memphis to work better for e-commerce. The company has already done the same with other properties, such as a former JCPenney furniture outlet in the Milwaukee suburb of Wauwatosa, which Amazon will operate.
+
+""It's almost entirely driven by land costs,"" Robert Kriewaldt, Phoenix's senior vice president, said.
+
+It's why Amazon and Home Depot are the new tenants of a million-square-foot, two-story warehouse and logistics center that has taken the place of the Whitestone Multiplex Cinemas in the Bronx. Originally home to a drive-in theater, the 20-acre site will now see delivery vans and trucks rolling in and out.
+
+""Way back in the beginning of e-commerce, companies' approach was one single warehouse in the middle of the country, and they tried to get to everyone from there,"" John Morris, the leader of industrial and logistics at the real-estate-services firm CBRE, said. ""The other extreme of that is one single warehouse in everyone's backyard.""
+
+Since 2010, developers have built 21 large warehouses in New York City — 10.3 million square feet in total, the equivalent about 14 LaGuardia airports. An analysis by the Environmental Defense Fund found these warehouses were responsible for 9,500 additional daily truck trips in the city since 2010.
+
+Trucks idling near warehouses create pollution ""right where people are walking, playing, and going to school,"" said Aileen Nowlan, the policy director of global clean air at the Environmental Defense Fund.
+
+Environmental activists are pushing for regulations that would limit warehouse size and keep them away from schools, parks, and other warehouses, Gothamist has reported.
+
+Brewer and other councilmembers say the ""dark stores"" — a nod to the warehouses' (illegal) habit of papering over their windows — are marring the city's lively, walkable neighborhoods and threatening the livelihoods of bodegas and mom-and-pop supermarkets.
+
+""The community just became dark,"" the councilmember Christopher Marte said of the influx of dark stores in his Lower East Side neighborhood. The son of a bodega owner, Marte cointroduced a series of bills that would mandate a weight limit for deliveries.
+
+Brewer is pressuring city-building and consumer-protection officials to ensure rapid-delivery stores follow the same rules as grocery stores and bodegas, including being open to the public and allowing walk-in customers to pay cash.
+
+The rapid-delivery players have scrambled to comply with various regulations, taking the paper off the windows and installing kiosks for walk-in customers. But the changes seem to prioritize the letter over the spirit of the law. Brewer tested one store by insisting on paying for a banana with cash. ""They had to get a key that took about 10 minutes to open the cash register,"" she said.
+
+Some rapid-delivery players are trying to follow the rules by setting up indoor kiosks for pickup orders. Marte calls this a ""loophole"" that doesn't erase the fact that these are micro warehouses in urban areas.
+
+Ultimately, Brewer said, consumers will decide the fate of the urban warehouses. For the dark stores, it doesn't look good. After growing quickly in US cities, rapid-grocery-delivery startups are flailing: European companies such as Fridge No More, Buyk, Jokr, and 1520 have shuttered or pulled out of the US. Getir, Gopuff, and Gorillas have laid off workers.
+
+But the larger warehouses opening on the edges of urban cores — like the movie theater turned Amazon hub in the Bronx — won't be so easily displaced. A depot within quick striking distance of millions of consumers is too valuable a commodity.
+
+CBRE forecasts that more warehouses will be built inside dense cities like New York. Urban warehousing allows for both faster and cheaper delivery, said Morris, and, for now, warehouse owners and retailers are willing to shoulder the higher costs.
+
+""We're gradually moving down that spectrum,"" Morris said, ""from where one warehouse was enough to where everyone needs their own warehouse in their backyard.""","{'positive': 0.07630151, 'negative': 0.023029162, 'neutral': 0.90066934}","
+
+These well-funded startups, many of which pioneered their models in dense European neighborhoods, are part of an on-demand ecosystem whose growth is pushing big warehouses closer to the hearts of American cities and repurposing urban storefronts as mini warehouses. But real estate is more expensive in urban areas than in rural ones, prompting companies like Amazon to find warehouses with multiple stories. 
+
+""Warehouses in urban areas are in high demand because of their scarcity,"" the real-estate-investment trust Prologis wrote in a recent report on large, multilevel warehouses, another kind of space that's becoming more common in US cities. 
+
+Environmental activists are pushing for regulations that would limit warehouse size and keep them away from schools, parks, and other warehouses, Gothamist has reported.","As consumers demand faster delivery times, warehouses are pushing deeper into major metro areas, from mini-warehouses to huge fulfillment centers.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.8067986129566465, 'Hardware Infrastructure Energy & Water Management': 0.7737456097341593, 'Data Privacy & Advertising Standards': 0.7584605084493107, 'Employee Recruitment, Inclusion & Performance': 0.7621153623187013, 'Data Security': 0.7585247273930363}",0.8067986129566465,Inchul,Major focus,Minor focus,Negative,"Product Packaging & Distribution, Employee Recruitment, Inclusion & Performance",Minor,Minor,Negative,2023-01-19T22:29:08+00:00,https://www.cnbc.com/2023/01/19/google-is-delaying-a-portion-of-employee-bonus-checks.html,"[{'name': 'employee bonus checks', 'weight': 0.1231371}, {'name': 'future bonuses', 'weight': 0.09537826}, {'name': 'Employees', 'weight': 0.092420615}, {'name': 'employees', 'weight': 0.092420615}, {'name': 'full bonuses', 'weight': 0.090864114}, {'name': 'mass layoffs', 'weight': 0.085380405}, {'name': 'layoffs', 'weight': 0.07805243}, {'name': 'last month', 'weight': 0.072832204}, {'name': 'Google parent Alphabet', 'weight': 0.07069262}, {'name': 'significant job cuts', 'weight': 0.06468318}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'the U.S. Chamber of Commerce', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Verily', 'type': 'ORG', 'mentions': 1}, {'data': 'Intrinsic', 'type': 'ORG', 'mentions': 1}, {'data': 'Stadia', 'type': 'ORG', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 3}, {'data': 'the CEO Summit of the Americas', 'type': 'EVENT', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Pixelbook', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Area 120', 'type': 'PRODUCT', 'mentions': 1}]","Google CEO Sundar Pichai speaks at a panel at the CEO Summit of the Americas hosted by the U.S. Chamber of Commerce on June 09, 2022 in Los Angeles, California.
+
+Google executives are deferring a portion of employees' year-end bonus checks, according to documents viewed by CNBC, as the company moves toward permanently pushing back payouts.
+
+In past years, employees received their full bonuses in January. However, Google will pay qualifying full-time employees 80% of their bonus checks this month and the remaining 20% in March or April, the documents say. Payments in April would be in the second quarter, potentially allowing Alphabet to spread out its costs.
+
+Google described the January payout as an ""advance"" in correspondence to employees. Leadership said it will be a one-time change due to “transition"" of its employee evaluation system and the altered timing for future bonuses.
+
+""After 2023, full bonuses will be paid in March,"" the company said in the memo.
+
+The delayed payment comes as Google CEO Sundar Pichai seeks to reel in costs while still avoiding mass layoffs. Unlike large tech peers Meta , Microsoft and Amazon , Google parent Alphabet has thus far skirted significant job cuts and focused instead on eliminating lagging products and groups. Last week, Alphabet's Verily health sciences unit said it will cut headcount by 15%, accounting for about 240 lost jobs, and the company also reduced staff in its robotics unit Intrinsic.
+
+In the latter part of 2022, Alphabet canceled the next generation of its Google Pixelbook laptop, slashed funding to its Area 120 in-house incubator and said it would be shuttering its digital gaming service Stadia. Pichai said in September he wants to make the company 20% more efficient.
+
+Meanwhile, Google has been overhauling its performance ratings system. The company recently released new details, showing a larger number of employees will more easily fall into lower-rated categories, CNBC reported last month. Employees said they feared it could be used as a way to reduce headcount without conducting layoffs.",a51735ba10b24b7e9a3181c17c1dc722,Google is delaying a portion of employee bonus checks,4,,,,
+7095,"Just because you think you are tipping a service worker doesn’t mean you are - Two California cases probe who is pocketing those extra fees tacked onto your restaurant tab.
+
+Two recent California food service cases vividly illustrate some of the challenges facing those who make that industry hum: the workers.
+
+In the first, a judge found that a San Francisco hotel for years illegally kept service-charge money from banquets—roughly $9 million in all—that should have gone to workers. The presiding judge ruled that “a reasonable customer” would have assumed the service charge was a gratuity for the food and drink servers.
+
+In the other case, which is still unfolding in Los Angeles, the city attorney is investigating allegations that the operator of five upscale restaurants pocketed a 5% service fee that was added onto every diner’s bill. That would be a direct violation of a city ordinance requiring all of the money to go to the restaurants’ workers.
+
+The cases aren’t identical, and the L.A. investigation centers on laws that are distinct to the city. But each in its way speaks to a contemporary problem facing food and drink servers and preparers across the state: Their customers often no longer understand who they’re paying.
+
+Recently, at a midtown Sacramento establishment, a server was asked what the “equity share” charge on the restaurant’s bill meant. “It usually means I get less of a tip,” the server, who asked that their name and place of employment not be used, replied with a laugh.
+
+That is the state of food service—not just in California, but around the country. A years-old slow-roll change in how restaurants pay their workers, with many adding or substituting mandatory fees beyond tips, went into hyperdrive during and after the pandemic as owners tried to stay in business. The fallout is still being felt.
+
+At many establishments, service fees have become the norm. But whether those fees are meant to replace tips is often a question left either unanswered or only partially explained. Some restaurants make clear that a mandatory fee, anywhere from 2.5% to 20%, has been added to offset the cost of providing health care to employees or to ensure adequate wages for all their workers. Others levy a “service charge” without an explanation attached, and leave in place a line for including a gratuity.
+
+It’s often left to the customer to muddle through what to do. Increasingly, workers say, the resulting confusion leads to lower tips in a business that, despite the shift toward add-on fees, still drives significant money to employees through gratuities.
+
+“If they add a fee to the bill, you see it one time,” the Sacramento server said. “That’s better for the restaurant than making everything on the menu more expensive. But when people see that extra charge, they’re usually going to deduct it from whatever tip they were going to leave, because to them it’s all a gratuity.”
+
+That makes it all the more important to know where the money is going. At Teleferic, a collection of Spanish restaurants that includes locations in Los Angeles and the Bay Area, a 20% service charge is automatically added to every check “in order to provide fair wages to all our employees, including those working in the back of the house or front desk,” the company says. Tipping on top of that charge “is not expected or encouraged,” language which appears on every check and every menu.
+
+Other restaurants opt for a lesser service charge—sometimes called an equity share or, over the past couple of years, a COVID-19 recovery fee—and still leave room for gratuity. Only recently has California law become clearer as to how specific the language involved needs to be.
+
+A state appeals court ruling in 2019 found that a 21% service charge added to checks at a San Francisco banquet room was “plainly perceived by the customer to be a gratuity,” and therefore fit the legal definition of a tip. That ruling came into play last month, when a San Francisco Superior Court judge found that the city’s Marriott Marquis Hotel had held onto $9 million worth of service charges between 2012 and 2017, money that banquet customers reasonably assumed were tips for workers.
+
+During that time, evidence at the trial showed, the hotel hosted about 1,000 banquets a year and levied a 23%-24% “service charge” on every bill. (It wasn’t until April of 2017 that the hotel began describing the fee as a “house charge” and specifying that it wasn’t really a tip.) The judge ordered Marriott to pay the $9 million to hundreds of workers who had served food and drinks at those banquets.
+
+The Los Angeles case flows out of the city’s hotel worker wage ordinance, as the five restaurants being investigated either were located in or leased space connected to hotels, in this case both the Thompson and the Tommie hotels in Hollywood. The case began when several workers reported that they never saw evidence the 5% charge was being added to their paychecks, and it involves celebrated destinations that include Mother Wolf and Bar Lis.
+
+In addition, the Los Angeles Times reported, three of the affected restaurant workers filed an unfair labor practice charge, alleging that they were either fired or forced to quit after they began asking questions about where the money was going. (Disclosure: The L.A. investigation was prompted by complaints raised by the service union UNITE HERE Local 11, which is a financial supporter of Capital & Main.)
+
+To many restaurateurs, adding service fees is a critical means of offsetting rising costs in a tough industry, especially coming out of the financial nightmare that hit the business during the pandemic. It’s also not an entirely new practice; not only have restaurants and banquet facilities routinely added mandatory fees to large parties through the years, but many other businesses include surcharges to account for things like credit card processing costs or general overhead.
+
+Still, the food service model is in flux, and workers are the ones caught in the middle. At a time when employee turnover in the business remains in the 45% range, customer confusion over gratuities isn’t helping.
+
+The Los Angeles hotel wage ordinance was a step in the right direction; it makes clear that all service charges must be fully paid to workers. Further, under state law, owners can’t use employee tips as a credit toward their obligation to pay the California minimum wage—something only a handful of states forbid.
+
+But as both the San Francisco Marriott case and the appellate court ruling that preceded it show, the amount of money that flows to food service workers may ultimately depend on whether patrons “reasonably” think they’re tipping workers when they pay service fees. Without a sharper definition, the scramble for a livable wage is going to get steeper.
+
+This story first appeared at Capital & Main.","{'positive': 0.015531681, 'negative': 0.7950688, 'neutral': 0.18939947}","Two California food service cases have highlighted the challenges facing the workers of the industry, with one ruling ruling that a San Francisco hotel illegally kept service-charge money from banquets that should have gone to workers. In the other case, the city attorney is investigating allegations that the operator of five upscale restaurants pocketed a 5% service fee that was added onto every diner’s bill. Service fees have become the norm at many establishments, but whether these fees are meant to replace tips is often a question left either unanswered or only partially explained. At Teleferic, a collection of Spanish restaurants that includes locations in Los Angeles and the Bay Area, a 20% service charge is automatically added to every check “in order to provide fair wages to all our employees, including those working in the back of the house or front desk. Other restaurants opt for a lesser service charge and still leave room for gratuity. Only recently has California law become clearer as to how specific the language involved needs to be.","Two California cases probe who is pocketing those extra fees tacked onto your restaurant tab.
+
+By Mark Kreidler , for Capital & Main
+ÔøΩ
+
+Two recent California food service cases vividly illustrate ...",MAR,Services,Hotels & Lodging,Marriott Intl A,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7576368661823825, 'Climate Change Adaptation': 0.7311933415151152, 'Energy Management': 0.7552966336543125, 'Ecological Impacts': 0.7459542507206386, 'Labour Practices': 0.8079546288815658}",0.8079546288815658,Inchul,Major focus,Major focus,Negative,Labour Practices,Minor,Minor,Negative,2023-02-02T21:37:15+00:00,https://www.cnbc.com/2023/02/02/january-jobs-seen-slowing-slightly-but-impact-of-big-layoffs-unclear.html,"[{'name': 'striking education workers', 'weight': 0.08830961}, {'name': 'layoff announcements', 'weight': 0.088034324}, {'name': 'corporate layoff announcements', 'weight': 0.0879019}, {'name': 'workers', 'weight': 0.08555024}, {'name': 'January job growth', 'weight': 0.084326625}, {'name': 'big corporate layoffs', 'weight': 0.08248921}, {'name': 'layoffs', 'weight': 0.07419416}, {'name': 'money market economist', 'weight': 0.068051815}, {'name': 'January', 'weight': 0.06768162}, {'name': 'new jobs', 'weight': 0.06410705}]",[{'name': 'Business'}],"[{'data': 'Dow Jones', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'FedEx', 'type': 'ORG', 'mentions': 4}, {'data': 'Hasbro', 'type': 'ORG', 'mentions': 1}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'TKTK', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 3}, {'data': 'Omicron', 'type': 'ORG', 'mentions': 1}, {'data': 'ADP', 'type': 'ORG', 'mentions': 2}, {'data': 'LaSalle Network', 'type': 'ORG', 'mentions': 1}, {'data': '8:30 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': 'Tom Simons', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jerome Powell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tom Gimbel', 'type': 'PERSON', 'mentions': 3}, {'data': 'California', 'type': 'GPE', 'mentions': 2}]","Economists expect slightly slower, but still strong job growth in January, while the impact of corporate layoff announcements is unclear.
+
+According to Dow Jones, the consensus forecast calls for 187,000 new nonfarm jobs in January, down from 223,000 that were created in December. The employment report will be released at 8:30 a.m. ET Friday.
+
+The unemployment rate is expected to edge higher, to 3.6% from 3.5%. Average monthly wage growth is expected to have stayed at about 0.3% in January, while declining on an annual basis, to 4.3% from 4.6%.
+
+Across major technology companies, including Alphabet and Facebook, there have been layoff announcements affecting tens of thousands of workers. Other non-tech firms have also announced staff reductions recently, including FedEx, Dow and Hasbro. But economists say it's not clear how much of that will show up in the labor numbers.
+
+Tom Simons, money market economist at Jefferies, expects 260,000 jobs were added in January, but he said the number could be even higher.
+
+""The number is not really the number of jobs created, but how many fewer workers were let go,"" he said. ""Given what we've seen in a number of data releases over the month and in the last couple of weeks, businesses are doing their best to hold on to as many jobs as they can...I think they're really looking to shed workers though attrition, people quitting, people retiring.""
+
+The jobs report is of key importance for the Federal Reserve, which has been trying to slow the economy —and inflation — by cooling the hot labor market. So far, unemployment is still more than a percentage point below where the Fed forecast it will stand at the the end of TKTK.
+
+Even so, Simons expects markets could react more to a lower-than-expected number of new jobs than a higher one.
+
+""The market is so desperate to find in anything a reason that the Fed is going to pivot. The first really weak employment report the market will be very happy to see,"" he said. A higher-than-expected number might be viewed as just an outlier, he added.
+
+Fed Chairman Jerome Powell surprised markets Wednesday with somewhat dovish remarks. One of those comments was his view that perhaps ""the economy can return to 2% inflation without a really significant downturn or a really big increase in unemployment.""
+
+Goldman Sachs economists forecast a payrolls increase of 300,000 last month and said their above consensus forecast was based on the fact that companies do not yet seem to be implementing layoffs, despite the announcements.
+
+The Goldman economists also expect a boost from the return of striking education workers.
+
+""While consensus appears to expect the spike in corporate layoff announcements to weigh on tomorrow's report, jobless claims have fallen further, and California WARN notices suggest the majority of these mass layoffs have not yet been implemented,"" the economists wrote in a note, referring to Worker Adjustment and Retraining Notifications that give workers advance notice of layoffs.
+
+""Our well-above-consensus forecast also reflects strength in Big Data employment indicators, a boost from favorable seasonal factors that are spuriously fitting to last winter's Omicron wave, still-elevated labor demand, and a 36k boost from the return of striking education workers,"" the Goldman economists wrote. ""On the negative side, ADP's employment data flagged possible disruptions from winter weather and California flooding.""
+
+ADP's private sector January payroll data released on Wednesday was weaker than expected, with companies adding just 106,000 workers, down from an adjusted 253,000 in December. But weekly unemployment claims, reported Thursday, were at a nine-month low of 183,000.
+
+Tom Gimbel, founder and CEO of LaSalle Network, said business was fairly strong for his recruiting and staffing firm in January.
+
+""Sales hiring is still up, which is a very good sign,"" he said. Gimbel said his temp hiring business was up 5% in January while search was flat. He said January is typically a very slow period.
+
+""What we're seeing is small- to medium businesses continue to hire,"" he said.
+
+Gimbel said he does not see a recession from his view of the labor market. Accounting and finance continue to add workers.
+
+""In a bad economy, companies cut back on those areas,"" he said. ""The only negative sign that exists is big tech. What we saw from big tech is they thought people were never coming back to the office again. They overhired.""",4014fdfa1a634004985a3f5494d7c3f8,"January job growth is forecast to slow slightly, but the impact from big corporate layoffs is uncertain",4,,,,
+34274,"Foreign investors are taking a shine to India's financial services sector - India’s financial services industry is soaking in foreign portfolio investor (FPI) funds.
+
+In the first 15 days of Novembe r, FPIs invested 11,452 crore rupees ($1.4 billion) in the sector. That’s nearly 40% of their net equity investments in India in this period, according to National Securities Depository which maintains the country’s capital market data.
+
+India’s financial services sector comprises commercial banks, insurance companies, non-banking financial companies, co-operatives, pension funds, mutual funds, and other smaller financial entities. While commercial banks hold more than 64% of India’s total financial system assets, new entities like payment banks have also been added in recent years.
+
+The fast-moving consumer goods segment has been FPIs’ favorite, too. Up to Rs3,514 crore was pumped into it in the first two weeks of this month. Information technology, with Rs3,005 crore invested in, was another key area.
+
+“FPIs have turned buyers over the last 1-2 weeks despite record valuation premium relative to both MSCI emerging markets and developed markets, deteriorating global growth outlook, and strengthening dollar index,” HDFC Securities said in a report earlier this month.
+
+
+
+In the September quarter, the 12 public sector banks together declared a net profit of Rs25,685 crore, up 50% from a year ago. At Rs32,150 crore, the private sector’s net also saw a considerable rise year-on-yea at 64%.
+
+A fall in provisions and contingencies resulted in this. With bad loans declining progressively, banks now don’t need to set aside as much money as they used to in previous quarters.
+
+“September quarter earnings have been good, in fact, banks have done extraordinarily well. Credit growth is picking up for each and every bank, which means there will be investments. If the capex cycle starts, there will be growth in the future, so these are positive indicators,” Sharad Chandra Shukla, director of Mehta Equities, told Business Insider India.
+
+During the first fortnight of November, the Nifty bank index rose 2.6%.","{'positive': 0.9351748, 'negative': 0.044527616, 'neutral': 0.020297555}","
+
+India‚Äôs financial services sector comprises commercial banks, insurance companies, non-banking financial companies, co-operatives, pension funds, mutual funds, and other smaller financial entities. While commercial banks hold more than 64% of India‚Äôs total financial system assets, new entities like payment banks have also been added in recent years. With bad loans declining progressively, banks now don‚Äôt need to set aside as much money as they used to in previous quarters. If the capex cycle starts, there will be growth in the future, so these are positive indicators,‚Äù Sharad Chandra Shukla, director of Mehta Equities, told Business Insider India.","FPIs also pumped Rs3,514 crore into fast-moving consumer goods",MSCI,Services,Professional & Commercial Services,MSCI Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider‚Äôs security measures, which could result in reputational damage and adversely impact an entity‚Äôs ability to attract and retain clients. '}","{'Professional Integrity': 0.7294715767448354, 'Workforce Diversity & Engagement': 0.7655683882038499, 'Data Security': 0.7713358951453437}",0.7713358951453437,Inchul,No focus,No focus,Neutral,,No,No,No,2023-08-16T14:30:24.035000+00:00,https://www.bloomberg.com/news/articles/2023-08-16/bae-is-said-in-talks-to-buy-ball-s-4-billion-aerospace-unit,"[{'name': 'people', 'weight': 0.07925805}, {'name': 'last year', 'weight': 0.07915477}, {'name': 'Ball', 'weight': 0.07516276}, {'name': 'rocket engine maker Aerojet Rocketdyne Holdings Inc.', 'weight': 0.07193522}, {'name': 'military spending', 'weight': 0.07192024}, {'name': 'growing security threats', 'weight': 0.070601806}, {'name': 'Aerojet Rocketdyne Holdings Inc.', 'weight': 0.06894848}, {'name': 'last month', 'weight': 0.06888345}, {'name': 'year', 'weight': 0.068372436}, {'name': 'Ball’s aerospace unit', 'weight': 0.065690175}]",[],"[{'data': 'BAE', 'type': 'ORG', 'mentions': 6}, {'data': 'Ball', 'type': 'ORG', 'mentions': 8}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'L3Harris Technologies Inc.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Aerojet Rocketdyne Holdings Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Rexam Plc', 'type': 'ORG', 'mentions': 1}, {'data': 'Arnest Group', 'type': 'ORG', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Britain', 'type': 'GPE', 'mentions': 1}, {'data': 'Westminster', 'type': 'GPE', 'mentions': 1}, {'data': 'Colorado', 'type': 'GPE', 'mentions': 1}, {'data': 'Queen Elizabeth', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Eurofighter Typhoon', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}]","BAE Systems Plc is in talks about a possible acquisition of Ball Corp.’s aerospace division, people with knowledge of the matter said, in what would be the year’s largest acquisition by a UK corporate.
+
+The London-listed defense giant is in discussions with the US packaging group about the terms of a takeover of the unit, which manufactures instruments and sensors for everything from space travel to weather forecasting, according to the people. A deal could value Ball’s aerospace operations at more than $4 billion, they said.
+
+Deliberations are ongoing and there’s no certainty they’ll lead to an agreement, the people said. Another bidder could also emerge, they said. A representative for BAE said the company regularly reviews its portfolio, declining to comment further. A spokesperson for Ball couldn’t immediately be reached for comment.
+
+Reuters reported last month that BAE was among a group of parties interested in the Ball business.
+
+Britain’s top defense contractor, BAE has seen its shares rise almost a fifth this year as governments increase military spending. The company, which makes products including Queen Elizabeth-class aircraft carriers and Eurofighter Typhoon jets, this month raised its forecast for sales, profit and cash flow.
+
+BAE’s pursuit of Ball’s aerospace unit comes as growing security threats across the globe spur a dealmaking rush in the defense sector that’s defying the broader drop off in mergers and acquisitions activity.
+
+The value of transactions involving aerospace and defense companies has risen 4% to $35 billion over the last 12 months, Bloomberg-compiled data show. Deals have included L3Harris Technologies Inc.’s $4.7 billion purchase of rocket engine maker Aerojet Rocketdyne Holdings Inc.
+
+Westminster, Colorado-based Ball said in June that it was exploring options for its aerospace unit. A sale would allow Ball to focus on its core packaging operations and reduce debt, which grew substantially following its multibillion-dollar purchase of Rexam Plc in 2016. The company has steadily sold assets since, including its Russian operations to Arnest Group for $530 million last year.",6d48f28611b3409592f095dbf5444f67,BAE in Talks to Buy Ball’s $4 Billion Aerospace Unit,4,,,,
+13528,"4 Industrial Stocks Likely to Maintain Winning Streak in 2023 - The Zacks Industrial Products sector has put up a strong show in 2022 despite inflationary pressure and supply chain disruptions. As momentum in the U.S. economy continued, expansion in manufacturing activities supported strength across various end-markets, including gas, mining, refining, life science, chemical, agricultural, food, general industrial and energy, driving the performance of industrial stocks.
+
+
+
+Per Institute for Supply Management (ISM) reports, the Manufacturing PMI (Purchasing Manager’s Index) remained above 50% through October, indicating continued expansion in manufacturing activities. This was supported by improvement in new orders and production. Companies like Applied Industrial Technologies AIT, O-I Glass, Inc. OI, Reliance Steel & Aluminum Co. RS and Deere & Company DE made the most of this buoyant scenario and are poised for growth in 2023 as well on strong fundamentals.
+
+What’s in Store for Industrial Stocks in 2023?
+
+Lately industrial demand has softened as the impact of the Fed’s aggressive monetary policy tightening became more prominent. November’s ISM report reveals that the Manufacturing PMI touched 49%, contracting for the first time since May 2020. A figure below 50 indicates a contraction in manufacturing activity, while the opposite reflects expansion. The index was 1.2 percentage points lower than that recorded in October. This can be linked to a reduction in new order rates. Industrial production also declined 0.2% in November, with a 0.6% decrease in manufacturing output.
+
+Despite factors pointing to a lower-output scenario, there are certain bright spots for industrial companies in 2023. While supply chain disruptions have been a major headwind for these companies in the first half, the situation has begun to ease since the second half, with delivery lead times reducing and materials being more easily available.
+
+
+
+Another obstacle for industrial companies has been raw material cost inflation, which weighed on margins and dented bottom lines. The Federal Reserve’s indication to slow down the pace of interest rate hikes ""as soon as December"", could bring about some respite to escalating raw material prices in 2023.
+
+The below-mentioned stocks, having put up solid performances in 2022 so far, represent good investment options for 2023. These stocks carry a Zacks Rank #1 (Strong Buy) or #2 (Buy) and have a market capitalization of more than $1 billion. Stocks with larger market capitalization can better withstand market downturns and hence are considered safer bets. You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+
+
+Applied Industrial: This company distributes value-added industrial products — including engineered fluid power components, bearings, specialty flow control solutions, power transmission products and miscellaneous industrial supplies. Strength across the food & beverage, mining, metals, agriculture, chemicals and technology end-markets are driving Applied Industrial’s growth. Pricing actions are supporting AIT’s margins despite cost inflation. Backed by these tailwinds, shares of this Zacks Rank #1 company have gained 22.4% in the year-to-date period.
+
+
+
+Easing supply chain disruptions are expected to foster Applied Industrial’s growth in 2023. The acquisition of Automation, Inc. (October 2022), which has expanded AIT’s footprint across key verticals and geographies as well as supplemented its value-added services and cross-selling efforts, is expected to bolster its top line in 2023. The Zacks Consensus Estimate for fiscal 2023 (ending June 2023) earnings has been revised upward by 4.6% in the past 60 days. The same for fiscal 2024 has moved northward by 5.3%. The company has a market capitalization of $4.77 billion.
+
+
+
+O-I Glass: Being the largest manufacturer of glass containers in the world, this company has 72 glass manufacturing plants spread across 20 countries. O-I Glass is benefiting from its margin expansion initiatives, including improving productivity, operating performance and managing costs. The company has already reaped benefits of around $60 million so far this year, surpassing its annual target. OI’s investments in joint ventures and incremental capacity as well as bolt-on acquisitions are key growth drivers. Amid these positives, shares of this Zacks Rank #1 company have rallied 39.2% so far this year.
+
+
+
+In 2023, O-I Glass is well poised to gain from the growing demand for glass on consumer preference for healthy, premium and sustainable products for food and beverage. The Zacks Consensus Estimate for the company’s 2022 and 2023 earnings has been revised upward by 2.7% and 7.2%, respectively, in the past 60 days. The company has a market capitalization of $2.53 billion.
+
+
+
+Reliance Steel: Headquartered in Los Angeles, CA, this is a leading metals service center company engaged in value-added materials management and metals processing services. RS is being aided by strong demand in the non-residential construction market, its biggest end-market. Strategic acquisitions are driving the company’s performance. Shares of this Zacks Rank #2 company have gained approximately 25% so far this year due to these tailwinds.
+
+
+
+Steady demand in toll processing services and strong demand in semiconductors and recovery across commercial aerospace and energy markets should fuel Reliance Steel’s growth in 2023. Expansion in the automotive, appliance, packaging, among other end markets is also expected to support the company’s growth. The Zacks Consensus Estimate for the company’s 2022 and 2023 earnings has been revised upward by 3% and 8%, respectively in the past 60 days. RS has a market capitalization of $11.75 billion.
+
+
+
+Deere: Based in Illinois, IL, this company is the world’s largest producer of agricultural equipment, manufacturing agricultural machinery. Strength in the Production & Precision Agriculture segment (primary unit) due to higher shipment volumes and price realization has been driving growth of the company, primarily due to which its shares have gained approximately 27% so far this year. Deere carries a Zacks Rank #2.
+
+
+
+For 2023, Deere is well positioned to gain from improving commodity prices, which is expected to encourage farmers to spend more on farm equipment. Strong replacement demand is anticipated to continue boosting its top line. The Zacks Consensus Estimate for the company’s fiscal 2023 (ending October 2023) earnings has moved northward by 4.8% in the past 60 days. DE has a market capitalization of $129 billion.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.096253045, 'negative': 0.8859586, 'neutral': 0.01778832}","
+
+Despite factors pointing to a lower-output scenario, there are certain bright spots for industrial companies in 2023. 
+
+
+
+Another obstacle for industrial companies has been raw material cost inflation, which weighed on margins and dented bottom lines. Stocks with larger market capitalization can better withstand market downturns and hence are considered safer bets. Expansion in the automotive, appliance, packaging, among other end markets is also expected to support the company‚Äôs growth.","Despite a soft demand environment, industrial stocks like Applied Industrial (AIT), O-I Glass (OI), Reliance Steel (RS) and Deere (DE) are likely to gain from easing supply chain disruptions in 2023.",DE,Resource Transformation,Industrial Machinery & Goods,Deere & Co,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7862964254772891, 'Materials Sourcing': 0.7949184391934765, 'Energy Management': 0.7702086769223945, 'Fuel Economy & Emissions in Use-phase': 0.7910654458642318, 'Employee Health & Safety': 0.7534932192233502}",0.7949184391934765,Inchul,Minor focus,Minor focus,Positive,"Materials Sourcing, Energy Management, Employee Health & Safety",No,No,No,2023-03-20T14:03:58+00:00,https://www.forbes.com/sites/rebeccasuhrawardi/2023/03/20/kirin-sinhas-illumix-ar-tech-could-be-a-fashion-game-changer-with-new-round-of-investment/,"[{'name': 'Kirin Sinha', 'weight': 0.079030685}, {'name': 'Sinha', 'weight': 0.07685457}, {'name': 'Illumix Founder', 'weight': 0.07533371}, {'name': 'Illumix', 'weight': 0.07225815}, {'name': 'Kirin Sinha’s Illumix AR Tech', 'weight': 0.068385325}, {'name': 'AR realism', 'weight': 0.066694096}, {'name': 'AR', 'weight': 0.06512618}, {'name': 'New Round', 'weight': 0.06369563}, {'name': 'major investors', 'weight': 0.053175397}, {'name': 'new sorts', 'weight': 0.052494504}]",[{'name': 'Tech'}],"[{'data': 'Kirin Sinha’s', 'type': 'PERSON', 'mentions': 7}, {'data': 'Mark Cuban', 'type': 'PERSON', 'mentions': 1}, {'data': 'Henry Kravis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Matthew Ball', 'type': 'PERSON', 'mentions': 2}, {'data': 'Illumix', 'type': 'ORG', 'mentions': 14}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'Cambridge', 'type': 'ORG', 'mentions': 1}, {'data': 'London School of Economics', 'type': 'ORG', 'mentions': 1}, {'data': 'Sony Innovation Fund', 'type': 'ORG', 'mentions': 1}, {'data': 'Epyllion', 'type': 'ORG', 'mentions': 1}, {'data': 'Metaverse', 'type': 'ORG', 'mentions': 1}, {'data': 'Fast Company’s', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Sinha', 'type': 'ORG', 'mentions': 2}, {'data': 'Magic Leap', 'type': 'ORG', 'mentions': 2}, {'data': 'Kwiat', 'type': 'ORG', 'mentions': 1}, {'data': 'Mejuri', 'type': 'ORG', 'mentions': 1}, {'data': '30 Under 30', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'a Master’s Degree', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'B.Sc', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Innovation by Design Awards', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'South Asian', 'type': 'NORP', 'mentions': 1}]","“I have felt like the only woman in the room throughout my life, but I have always used it as a source of fuel for my determination and passion,” says Illumix Founder and member of Forbes 30 Under 30 , Kirin Sinha, in an interview.
+
+As a South Asian woman with a committed to STEM industries–a few of her degrees include a Master’s Degree from Cambridge in Mathematics, a Master’s degree from London School of Economics in Risk and Stochastics, Focus in Machine Learning, and a B.Sc. degree from M.I.T in Theoretical Math and Electrical Engineering/Computer Science–Sinha is used to persistence and perseverance in her work, and it’s paying off.
+
+Sinha’s company has announced an $18m round of Series A round of funding from the likes of Mark Cuban, Sony Innovation Fund, and Henry Kravis which stands proof positive her technology is not only considered the leader in bridging the digital and physical worlds, it is the AR technology major investors believe in.
+
+“In earlier fundraising, I had to prove the technology and business out to a different level, as women aren't always afforded the same benefit of the doubt. I knew I had to do more than knock on doors to get my shot–I had to knock down doors to find the right investor that believed in me and the business,” Sinha explains. “Ultimately though, this enabled us to build a stronger company, and in these later phases of fundraising people saw what Illumix has achieved and didn't want to miss out on the opportunity.”
+
+The stronger company she speaks of is why investors are so interested. According to Matthew Ball, CEO of Epyllion, international bestselling author of The Metaverse and an Illumix investor, it’s the platform’s intersection of ease and power which is the recipe that’s so attractive to the tech world. “Illumix’s powerful yet easy-to-use platform will alter the ways in which hundreds of millions interact with the real world—and without requiring consumers to adopt new sorts of devices, nor businesses to redesign their tech stacks or strategies,” says Ball.
+
+Illumix has been named one of Fast Company’s Most Innovative Companies in 2020, an honoree in Fast Company’s Innovation by Design Awards, and spotlighted by Google as one of their limited partners for the Depth API to further enhance AR realism.
+
+Although, through the process, Sinha has also had to contend with the peaks and valleys AR has experienced on this journey towards mass consumption which Sinha refers to as the hype cycle. The prime example of this being the case of Magic Leap, the secretive AR firm which which acquired over $3 billion dollars of investment and had the whole world fixated on their AR revolution. In the end, Magic Leap’s product flopped sending the company into a downward spiral (although it seems they’re planning a rebound) and lessening consumer confidence in AR.
+
+However, this hype cycle has not stopped Sinha from forging forward.
+
+“From the beginning, we have had conviction that the digital and physical worlds are blending, and this intersection will create one of the biggest opportunities since mobile or the internet,” she says. “Illumix is the infrastructure powering this wave, and we found that high-quality investors are focused on our leading position in this market, the quality of our product, and the results we have driven, rather than any hype cycle.”
+
+While Illumix’s mission is to create immersive digital and physical interactions–or, going from passive 2D models to interactive 3D models–for brands across a myriad of industries, fashion and luxury stand to strongly benefit from its virtual try-on infrastructure. Illumix currently counts jewelry brands Kwiat and Mejuri as clients and in the commercial space, according to Illumix’s data, the technology typical leads to over 13% conversion and engagement rates which surpass 75%. With more than 300 million digital-physical interactions powered by Illumix to date, this round of funding will be used to accelerate the company’s expansion.
+
+“Illumix is enabling high-quality and real-time virtual try-on which has implications for the fashion industry ranging from higher conversion rates, fewer returns, and more environmentally-friendly. While we have started with accessories, eventually virtual try-on will apply to every category and be as regular a part of online shopping as product images or reviews are today,” the founder explains.
+
+She adds, “The most important technologies in fashion center around the movement to digital-first is that that 3D will be a the heart of the largest opportunities. Whether it is 3D in the design or manufacturing process, or digital showrooms and virtual try-on, 3D offers the opportunity to streamline the core processes and drive interactivity and reach with your consumer base.”
+
+As Sinha is ready to take Illumix to new heights with the support of her new funding partners, she intends to help others to rise with her as well, especially women.
+
+“I know having a strong technical background has been critical to the growth of Illumix,” she says. “And I want to lift up and support other women in STEM.”",8546faeb34dd4b71b369079dd410ab8a,Kirin Sinha’s Illumix AR Tech Could Be A Fashion Game Changer With New Round Of Investment,4,,,,
+27721,"Linde starts green hydrogen production in Greece - ATHENS, Nov 22 (Reuters) - Linde , the world's largest industrial gases company, said on Tuesday it has started producing green hydrogen at its facilities in Greece.
+
+Green hydrogen is made from water by electrolysis using renewable wind and solar power.
+
+The U.S.-German company, which supplies gases such as oxygen, nitrogen and hydrogen to factories and hospitals, said it was the first green hydrogen production in Greece.
+
+""Linde is taking an important first step towards establishing the green hydrogen economy in Greece, allowing us to advance our sustainability agenda across the country,"" said Oana Reiber, General Manager of Linde Hellas.
+
+Hydrogen is key in Europe's energy transition to a sustainable environment and net zero emissions by 2050. (Reporting by Angeliki Koutantou; Editing by Kirsten Donovan)","{'positive': 0.78382546, 'negative': 0.007936876, 'neutral': 0.2082377}","Linde starts green hydrogen production in Greece. Linde , the world's largest industrial gases company, said on Tuesday it has started producing green hydrogen at its facilities in Greece. 
+
+Green hydrogen is made from water by electrolysis using renewable wind and solar power. 
+
+""Linde is taking an important first step towards establishing the green hydrogen economy in Greece, allowing us to advance our sustainability agenda across the country,"" said Oana Reiber, General Manager of Linde Hellas.","Linde , the world's largest industrial gases company, said on Tuesday it has started producing green hydrogen at its facilities in Greece.  Green hydrogen is made from water by electrolysis using renewable wind and solar power.  The U.S.-German company, which supplies gases such as oxygen, nitrogen and hydrogen to factories and hospitals, said it was the first green hydrogen production in Greece.",LIN,Resource Transformation,Chemicals,Linde plc,"{'Safety & Environmental Stewardship of Chemicals': 'Product safety and stewardship is a critical issue for entities in the Chemicals industry. The potential for human health or environmental impacts of chemicals during the use-phase can influence product demand and regulatory risk, which in turn can affect revenues and result in higher operating expenses, regulatory compliance costs, and mitigation. The industry can therefore mitigate regulatory risk and grow market share by developing innovative approaches to manage the potential impacts of products during the use phase, including developing alternative products with reduced toxicity. This could contribute to shareholder value through improved competitive positioning, greater market share, reduced regulatory risks, and higher brand value.', 'Genetically Modified Organisms': 'Some chemical entities produce crop seeds developed using genetically modified organism (GMO) technology. GMO technology has improved the yields of certain crops, including corn and soy, by altering the crop‚Äôs resistance to pesticides and herbicides and improving drought tolerance, among other factors. At the same time, consumers and regulators in some areas have expressed concern over the use of GMO technology due to perceived health, environmental, and social impacts of GMO cultivation and consumption. Thus, entities that employ such technology face both market opportunitiesand risks related to its use. The adoption of GMO crop technology is significant in the U.S., while in other regions, including in the European Union and China, regulators have implemented bans, quotas, or labelling requirements on GMO-based products. Such product bans or labelling requirements may lower revenues or increase costs for manufacturers, while regulatory and public perception can affect reputational risk. As such, entities that effectively respond to market drivers related to GMO products can mitigate risks and capitalise on opportunities.', 'Hazardous Waste Management': 'Chemical manufacturing may generate hazardous process waste, including but not limited to heavy metals, spent acids, catalysts, and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as some wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, may lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Water Management': 'Used primarily for cooling, steam generation and feedstock processing, water is a critical input in chemicals production. Long-term historical increases in water scarcity and cost, and expectations of continued increases‚Äîbecause of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change‚Äîshow the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, chemical manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Management of the Legal & Regulatory Environment': 'The Chemicals industry faces strict regulation governing air emissions, water discharge, chemical safety, and process safety, among other issues. Anticipating and adapting to regulatory developments, both in the short and long term, is a critical issue for the industry, as regulatory developments can significantly affect product demand, manufacturing costs, and brand value. Therefore, entities with a clear strategy for managing the regulatory environment that aligns corporate performance with sustainable environmental outcomes and accounts for societal externalities could benefit from reduced regulatory uncertainty, stronger brand value, and improved competitive positioning. ', 'Greenhouse Gas Emissions': 'Chemical manufacturing generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes, as well as process emissions from the chemical transformation of feedstocks. GHG emissions may result in regulatory compliance costs or penalties and operating risks for chemicals entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Operational Safety, Emergency Preparedness & Response': 'Health, safety, and emergency management is a critical issue for entities in the Chemicals industry. Technical failure, human error, or external factors such as weather can lead to accidental releases of chemical substances into the environment at processing facilities or during storage and transportation. Furthermore, the combustible nature of chemical substances, combined with the high operating temperatures and pressures involved in manufacturing, elevates the risk of explosions, hazardous spills, or other emergency situations. Such events can harm workers or people in nearby communities through the release of harmful air emissions and chemical substances, and may also adversely impact the environment. Entities may face operational disruptions, damage to facilities, reputational harm, and increased regulatory compliance and remediation costs in the event of a process incident. As such, strong management of process safety can reduce operational downtime, mitigate costs and regulatory risk, and ensure workforce productivity.', 'Air Quality': 'In addition to greenhouse gases (GHGs), chemical manufacturing may produce air emissions including, sulphur dioxides (SOx), nitrogen oxides (NOx), and Hazardous Air Pollutants (HAPs). As with GHGs, these emissions typically stem from the combustion of fuels and the processing of feedstocks. Relative to other industries, the Chemicals industry is a more significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such, active management of the issue through technological process improvements or other strategies may mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Chemical manufacturing is typically energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depends on the type of products manufactured. Typically, fossil fuels such as natural gas and natural gas liquids are the predominant form of non-feedstock energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity‚Äôs energy mix may include energy generated on-site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such, an entity‚Äôs energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Community Relations': 'Chemical entities are important economic contributors to many communities, providing employment opportunities and community development through taxes and capital generation. Meanwhile, issues including environmental policy, community health, and process safety are key issues with important regulatory, operational, financial, and reputational implications for entities. Environmental externalities including air emissions and water use can affect human health of those living near chemical facilities over the long term. Meanwhile, process safety incidents can endanger community health and safety, leading to regulatory penalties, legal action, and mitigation costs. Consequently, chemicals entities can benefit from building strong relationships with communities in order to mitigate potential operating disruption, reduce regulatory risk, retain top employees, lower the risk of litigation expenses in the event of process safety incidents, and ensure a strong social license to operate. Entities can adopt various community engagement strategies, such as developing community engagement plans, establishing codes and guidelines to ensure alignment of the organisation‚Äôs interests with those of their surrounding communities, or conducting impact assessments to evaluate projects and mitigate potential adverse impacts. ', 'Product Design for Use-phase Efficiency': 'As increasing resource scarcity and regulations encourage greater materials efficiency and lower energy consumption and emissions, the Chemicals industry may benefit from developing products that enhance customer efficiency. From reducingautomobile emissions through materials optimisation to improving building insulation performance, Chemicals industry products can enhance efficiency across many applications. Entities that develop cost-effective solutions to meet customer demand for improved efficiency may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value.', 'Workforce Health & Safety': 'Employees in chemicals manufacturing facilities face health and safety risks from exposure to heavy machinery, harmful substances, high temperatures and pressure, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety impacts, which could result in financial consequences, including higher healthcare costs, litigation, and work disruption. By maintaining a safe work environment and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity. '}","{'Safety & Environmental Stewardship of Chemicals': 0.7314782589681852, 'Genetically Modified Organisms': 0.7257357956478859, 'Hazardous Waste Management': 0.7352873105867755, 'Water Management': 0.7493481139455539, 'Management of the Legal & Regulatory Environment': 0.7453270359739553, 'Greenhouse Gas Emissions': 0.7773634248094644, 'Operational Safety, Emergency Preparedness & Response': 0.7197056061013503, 'Air Quality': 0.7707883085206491, 'Energy Management': 0.766967684008645, 'Community Relations': 0.728454955872797, 'Product Design for Use-phase Efficiency': 0.7502791404975766, 'Workforce Health & Safety': 0.721337658492244}",0.7773634248094644,Inchul,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Energy Management, Product Design for Use-phase Efficiency",Major,Major,Positive,2023-05-31T04:56:02.087000+00:00,https://www.bloomberg.com/news/articles/2023-05-31/apple-s-iphone-maker-expects-to-more-than-double-ai-server-sales,"[{'name': 'Wednesday', 'weight': 0.091406144}, {'name': 'autonomous driving applications', 'weight': 0.09017947}, {'name': 'groundbreaking applications', 'weight': 0.08805495}, {'name': 'AI Server Sales', 'weight': 0.084141776}, {'name': 'artificial intelligence', 'weight': 0.08115108}, {'name': 'growing global interest', 'weight': 0.0773291}, {'name': 'AI services', 'weight': 0.076755695}, {'name': 'Nvidia Corp.', 'weight': 0.07626458}, {'name': 'major global companies', 'weight': 0.07449596}, {'name': 'More AI Products', 'weight': 0.07415758}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Hon Hai Precision Industry Co.', 'type': 'ORG', 'mentions': 3}, {'data': 'Foxconn Technology Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia Corp.', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon.com. Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'Young Liu', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jensen Huang', 'type': 'PERSON', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'two-hour', 'type': 'TIME', 'mentions': 1}, {'data': 'Computex', 'type': 'EVENT', 'mentions': 1}, {'data': 'Taiwan', 'type': 'GPE', 'mentions': 1}]","Hon Hai Precision Industry Co. expects to at least double revenue in the second half from the sale of servers intended for training and hosting AI services, joining the growing ranks of hardware suppliers riding growing global interest in artificial intelligence.
+
+The company posted NT$1.1 trillion ($35.8 billion) of revenue from its overall server business in 2022, Chairman Young Liu said at its annual shareholders’ meeting Wednesday. Hon Hai, the listed vehicle of Foxconn Technology Group, is also working with Nvidia Corp. on autonomous driving applications, he said.
+
+Investors are betting that generative AI, popularized since the launch of ChatGPT in November, will supercharge swaths of the tech industry and usher in groundbreaking applications. Nvidia’s valuation briefly surpassed $1 trillion after the world’s biggest maker of the specialized AI chips gave a forecast that exceeded expectations.
+
+In a two-hour presentation at the Computex conference this week Taiwan, Nvidia Chief Executive Officer Jensen Huang unveiled a new batch of products and services tied to artificial intelligence, looking to capitalize on a frenzy that has made his company the world’s most valuable chipmaker.
+
+Hon Hai, which also makes the majority of Apple Inc.’s iPhones, reported its third consecutive quarterly profit miss in May as the smartphone slump endured. The company is looking to newer fields such as electric vehicles and AI to revive growth. It supplies servers to major global companies including Amazon.com. Inc., Alphabet Inc.’s Google, and Microsoft Corp.
+
+Read more: Nvidia CEO Unveils More AI Products to Capitalize on Frenzy",f74d7c05822f4ea3907b983d19806f33,Apple’s iPhone Maker Expects to More Than Double AI Server Sales,4,,,,
+19016,"Home Prices Plunge Most Since 2009, Pulte CEO Fears ""Financial & Psychological Hurdles"" Ahead For Homebuyers - Home Prices Plunge Most Since 2009, Pulte CEO Fears ""Financial & Psychological Hurdles"" Ahead For Homebuyers
+
+            After tumbling for the first time since 2012 in July, Case-Shiller's 20-City Composite Home Price index was expected to drop even faster in August (the latest data available) as mortgage rates soared, crushing affordability. Analysts were right as the 20-City Composite index plunged 1.32% MoM (far larger than the 0.8% drop expected), diving the YoY growth in the 20-City Composite to 13.08% (well down from the 14.0% exp)
+
+
+
+Source: Bloomberg
+
+That is the biggest MoM drop since March 2009 and the slowest YoY growth since Feb 2021.
+
+
+""The forceful deceleration in U.S. housing prices that we noted a month ago continued,"" Craig J. Lazzara, managing director at S&P Dow Jones Indices, said in statement. 
+
+""Price gains decelerated in every one of our 20 cities. These data show clearly that the growth rate of housing prices peaked in the spring of 2022 and has been declining ever since.""
+
+
+Miami, Tampa, Charlotte reported highest year-over-year gains among 20 cities surveyed, while on a seasonally-adjusted basis, prices fell the most in August (MoM) in San Francisco (-4.3%), Seattle (-3.9%), San Diego (-2.8%), and Los Angeles (-2.3%).
+
+
+
+The growth in the national home price index has now slowed for 5 straight months (now below 13% YoY for the first time since Feb 2021). The absolute drop in the growth rate of 2.62 percentage points is the largest ever...
+
+
+
+Source: Bloomberg
+
+Finally, given the unprecedented explosion in mortgage rates, just where will home prices end?
+
+
+
+Source: Bloomberg
+
+We would like to think Powell's plan does not involve that kind of collapse... or maybe it is - since prices will have to fall considerably more to become affordable for the average American to follow his 'dream'.
+
+As Lazzara previously concluded, “as the Federal Reserve continues to move interest rates upward, mortgage financing has become more expensive, a process that continues to this day.  Given the prospects for a more challenging macroeconomic environment, home prices may well continue to decelerate.”
+
+And by way of example, Pulte Homes today, during their earnings conference call, said that it was expanding incentives, including price-cuts, as sales slump.
+
+
+“Demand clearly slowed in the period as dramatically higher interest rates created financial and psychological hurdles for potential homebuyers,” Ryan Marshall, PulteGroup’s president and chief executive officer, said in the statement.
+
+
+Additionally, contracts were canceled in 24% of deals in the period, up from 15% in the second quarter, the Atlanta-based builder said in a statement Tuesday. Purchase contracts fell 28% from a year earlier to 4,924, missing the average estimate of 5,715 from analysts surveyed by Bloomberg. And bear in mind that this is for Q3 (after the heavily lagged Case-Shiller Index) with Pulte warning in today's call that ""demand got even more challenging in October"".
+
+      Tyler Durden
+Tue, 10/25/2022 - 09:06","{'positive': 0.012404337, 'negative': 0.96703154, 'neutral': 0.020564064}","Home Prices Plunge Most Since 2009, Pulte CEO Fears ""Financial & Psychological Hurdles"" Ahead For Homebuyers. 
+
+Home Prices Plunge Most Since 2009, Pulte CEO Fears ""Financial & Psychological Hurdles"" Ahead For Homebuyers
+
+             
+
+
+""The forceful deceleration in U.S. housing prices that we noted a month ago continued,"" Craig J. Lazzara, managing director at S&P Dow Jones Indices, said in statement. The absolute drop in the growth rate of 2.62 percentage points is the largest ever...
+
+
+
+Source: Bloomberg
+
+Finally, given the unprecedented explosion in mortgage rates, just where will home prices end?
+
+
+
+Source: Bloomberg","Home Prices Plunge Most Since 2009, Pulte CEO Fears ""Financial & Psychological Hurdles"" Ahead For Homebuyers
+
+            After tumbling for the fi...",PHM,Infrastructure,Home Builders,Pulte Group Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities’ environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7436999523347665, 'Design for Resource Efficiency': 0.7517488158522301, 'Community Impacts of New Developments': 0.7520292981441588, 'Climate Change Adaptation': 0.7869482244114786, 'Workforce Health & Safety': 0.7543037710655541}",0.7869482244114786,Inchul,No focus,Major focus,Negative,,Minor,Minor,Neutral,2022-12-28T21:28:42+00:00,https://www.yahoo.com/lifestyle/adult-bean-bags-amazon-212842561.html?src=rss,"[{'name': 'giant bean bag chairs', 'weight': 0.10225442}, {'name': 'Bean bags', 'weight': 0.099628344}, {'name': 'college dorm room', 'weight': 0.07770094}, {'name': 'room', 'weight': 0.07111691}, {'name': 'Chill Sack', 'weight': 0.06781499}, {'name': 'a bean bag chair', 'weight': 0.064369045}, {'name': 'Amazon shoppers', 'weight': 0.057601254}, {'name': 'your average oversized bean bag', 'weight': 0.057119094}, {'name': 'a bean bag couch', 'weight': 0.055941265}, {'name': 'This Milliard bean bag', 'weight': 0.05588507}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 6}, {'data': 'Chill Sack', 'type': 'ORG', 'mentions': 2}, {'data': 'Lumaland', 'type': 'ORG', 'mentions': 1}, {'data': 'Milliard', 'type': 'ORG', 'mentions': 1}, {'data': 'CordaRoy', 'type': 'ORG', 'mentions': 1}, {'data': 'Shark Tank', 'type': 'WORK_OF_ART', 'mentions': 1}]","Bean bags are having a moment right now, and they aren't the tiny sacks you may remember from your childhood bedroom or college dorm room. The comfortable loungers are bigger and better than ever thanks to innovative designs that make them the perfect cozy seating option in any adult home. Some are now big enough to fit multiple people at once, while others come with handy footstools for the ultimate lounging experience. We even found one that converts into a bed, so you have an extra spot for guests to sleep over.
+
+Perhaps the best part? You can pick one out at Amazon and have it delivered straight to your door. Because honestly, who wants to lug a 7-foot bean bag through a store? Add one to your cart now and get ready for the best lounging experience of your life.
+
+More than 11,000 Amazon shoppers are fans of this 5-foot bean bag chair from Chill Sack. It’s filled with shredded memory foam that lets you comfortably sink into the sack while still keeping its shape. The durable covers are double-stitched to ensure they last for years to come and they are even machine-washable for added convenience.
+
+“I love this bean bag,” raved one customer. “It is comfortable and supportive. Nothing better than getting home and lounging in my chill sack.”
+
+This extra-long option from Lumaland is essentially a bean bag couch. The memory foam-filled bean bag arrives compressed and takes about two weeks to fully expand to its normal size, but the brand says you can speed up the process by fluffing it up. It comes with a micro-suede cover that is machine-washable and ultra-soft.
+
+One happy shopper called it the “best purchase they’ve made in a long time” before adding, “This thing is amazing! It is so comfy and if you are on it solo with a blanket you feel like you are in your own personal cocoon. We had 15 people over for Thanksgiving and four of them took naps and the three kids LOVED jumping and actually being thrown on it (safely, of course). We also had a party on Black Friday and a 6'4"" guy comfortably lounged in it and now wants one.”
+
+This Milliard bean bag not only comes with a removable velour cover but the sack itself has a zippered opening so you can adjust the amount of filling that’s inside the chair to your ideal amount. It comes in three classic colors: black, gray and blue, which will all pair nicely with any homes aesthetic.
+
+“This bean bag is so fluffy and comfortable. Cover is all velvet and gives you a soft touch,” raved one five-star reviewer.
+
+It you love the comfort of a bean bag chair but also want the comfort of putting your feet up, this option from The Ultimate Sack is for you. The bean bag itself is big enough for two adults to comfortably snuggle up on and it comes with a matching footstool to prop up your feet and keep them elevated. There are 17 different colors to choose from and all the covers are machine-washable and dryable.
+
+“My girlfriend had been wanting one for so long and I searched and searched and this was the one we chose,” said one owner. “Absolutely obsessed with it!! The most comfortable chair ever!! It huge both of us can sit comfortably on it and still have room. I love how versatile it is, just moving it around a little you can make it into a chair, almost a bed and just sitting in the middle and letting it sink in! Run run run and get one!!!!!!”
+
+At first glance this may look like your average oversized bean bag, but when you unzip the cushion inside is a padded inner cushion to turns into a bed when unfolded. This innovative CordaRoy seat first became popular on Shark Tank and has since racked up over 5,000 five-star ratings on Amazon shoppers who love how comfortable it is as both a seat and mattress. Even better, you can choose between full, queen and king sizes.
+
+“We were very skeptical but in need of something that this ‘Bean Bag’ promised to deliver. It did not lie,” said one customer. “In fact, it performed well beyond the sale claims about it. Incredibly comfortable as both a chair and a bed. A snap to transition and very well manufactured. We bought the full size as an extra guest bed but are now thinking about going for the Queen to open up daytime space in the room. Truly an excellent addition to our home.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+Looking for more great Amazon auto + home deals? Check these out:",c28221702860498d951719fce9b311fd,Get ready to lounge in comfort! Amazon has giant bean bag chairs for adults,4,,,,
+59255,"J.B. Hunt Transport Services, I (JBHT) Stock Forecasts - John is chairman and CEO of Argus Research Group and president of Argus Research Company. Over the years, his responsibilities at Argus have included chairing the Investment Policy Committee as then director of research; helping form the firm's overall investment strategy; writing a weekly investment column; and authoring the flagship Portfolio Selector report. He has also provided coverage of the Healthcare, Financial and Consumer sectors. John has been with Argus since 1989. He has an MBA in Finance from New York University's Stern School of Business and a Bachelor's degree in Journalism from Northwestern University's Medill School of Journalism. He has been interviewed and quoted extensively in The New York Times, Forbes, Time, Fortune and Money magazines, and has been a frequent guest on CNBC, CNN, CBS News, ABC News and the Bloomberg Radio and Television networks. John is a founder and board member of the Investorside Research Association, an industry trade organization. He is also a member of the New York Society of Security Analysts and the CFA Institute.","{'positive': 0.03984922, 'negative': 0.02576631, 'neutral': 0.9343845}","John is chairman and CEO of Argus Research Group and president of the company, and has been with Argus since 1989. He is also a founder and board member of the Investorside Research Association, an industry trade organization, and is a member of both the New York Society of Security Analysts and the CFA Institute. He has been interviewed and quoted extensively in The New York Times, Forbes, Time, Fortune and Money magazines. John is a frequent guest on CNBC, CNN, CBS News, ABC News and the Bloomberg Radio and Television networks.","Find the latest J.B. Hunt Transport Services, I (JBHT) stock forecast based on top analyst's estimates, plus more investing and trading data from Yahoo Finance",JBHT,Transportation,Road Transportation,J.B. Hunt Transport Services,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.7523570562397397, 'Air Quality': 0.7080527802756441, 'Greenhouse Gas Emissions': 0.7352458925300386, 'Accident & Safety Management': 0.7391412036103058}",0.7523570562397397,Inchul,No focus,No focus,Neutral,,No,No,No,2022-12-16T14:00:00+00:00,https://nypost.com/2022/12/16/chef-jordan-andino-hosts-new-netflix-series-cook-at-all-costs/,"[{'name': 'Jordan Andino', 'weight': 0.07644043}, {'name': 'Andino', 'weight': 0.0721722}, {'name': 'Post', 'weight': 0.06839686}, {'name': 'many supermarkets', 'weight': 0.06362119}, {'name': 'many former staples', 'weight': 0.063273534}, {'name': 'New York City', 'weight': 0.06278354}, {'name': 'wild price fluctuations', 'weight': 0.060081445}, {'name': 'New York', 'weight': 0.059643157}, {'name': 'many foodstuffs', 'weight': 0.05959493}, {'name': 'recent years', 'weight': 0.05832621}]",[],"[{'data': 'Netflix', 'type': 'ORG', 'mentions': 3}, {'data': 'Post', 'type': 'ORG', 'mentions': 2}, {'data': 'Dover', 'type': 'ORG', 'mentions': 1}, {'data': 'the St. Louis Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Cook at All Costs', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'New York City', 'type': 'GPE', 'mentions': 2}, {'data': 'Jordan Andino', 'type': 'PERSON', 'mentions': 7}, {'data': 'lunchtime', 'type': 'TIME', 'mentions': 1}, {'data': 'Cobb', 'type': 'PRODUCT', 'mentions': 1}]","When it comes to grocery shopping nowadays, cost is king.
+
+A new Netflix food competition show, “Cook at All Costs,” plays off inflation-era anxieties by pitting three home chefs against each other, asking them to bid on ingredients — both basic and high-end — to create delicious dishes without breaking the bank.
+
+“It really depends on [a contestant’s] creativity and adaptability,” show host and New York City-based chef Jordan Andino told The Post.
+
+Just like any viewer struggling to make ends meet, the show forces cooks — on screen and at home — to rethink what they really need to be spending money on, food-wise. It further explores how people can get by with less, or even better, with what they’ve already got in the pantry — one of Andino’s favorite sources of kitchen inspiration.
+
+“The overall message is trying to be frugal while creating something delicious and on a budget,” said Andino, who shared some of his favorite cost-cutting hacks with The Post.
+
+Take the humble jar of jam or jelly, he said. No need buy or make a pricey sauce or chutney, when the $3 kiddie lunchtime staple can be reimagined as the star of a special holiday dinner.
+
+“All you need to do is add water and heat to get a thick sauce that can be turned into a sauce over a pork tenderloin,” Andino advised. While pork hasn’t been immune to inflation, tenderloin remains a relatively affordable option for a classy roast dinner, available for roughly $4 per pound at many supermarkets in the New York area.
+
+On the show, one pickle that contestants face is the idea of having to spend a relatively extraordinary amount of money on a few measly lemons. Home cooks should be able to relate: The citrus essential is one of many foodstuffs that’s been subject to wild price fluctuations in recent years.
+
+But, as Andino explained, since acid comes in myriad forms, there are ways to be nimble if you’re making something like, say, a Dover sole or filet of salmon and don’t have lemon, lime, vinegar or any acidic ingredients.
+
+“How about pineapple? What are other things that are super tart that could replace it? Raspberries are super tart — most people wouldn’t put raspberries with fish, but why not?”
+
+The creativity extends to meaty treats. Got leftover sausage links from breakfast? Removing the casing, chopping it up finely and sautéing the bits can make for a superb salad garnish and a substitute for pricey bacon bits on a Cobb salad, Andino suggested.
+
+After all, bacon is just one of many former staples that in recent months has become something of a luxury good, with prices reaching record highs of $7.61 per pound in October, according to the St. Louis Federal Reserve.
+
+For both home cooks and contestants on the Netflix show, which premieres Friday, Dec. 16 on Netflix, Andino emphasizes that the recipe for success is achieving bold, balanced flavors for less.
+
+“It’s about really focusing on ingenuity and creativity, and at times, frugality,” he said.",19c8c25706ee4c03983abd6841e4a3c8,How these everyday pantry items can help you fight grocery bill inflation,4,,,,
+15878,"Constellation Launches New Summer Drinks as AB InBev Moves Past Scandal - Anheuser-Busch InBev , the parent company of Bud Light, recently found itself in the middle of a social media brawl. The ad was never meant to be used as a way to divide people, according to Anheuser-Busch's US CEO Brendan Whitworth. The weeks following were rough, but even after videos of unhappy people shooting up unopened cans of Bud Light hit social media, the company stated that it wasn't too worried about the negativity surrounding its ad.","{'positive': 0.028040454, 'negative': 0.85044324, 'neutral': 0.1215163}","Anheuser-Busch InBev, the parent company of Bud Light, recently found itself in the middle of a social media brawl after its ad was used to divide people. The weeks following were rough, but the company stated that it wasn't too worried about the negativity surrounding its ad.","Anheuser-Busch InBev , the parent company of Bud Light, recently found itself in the middle of a social media brawl.  The ad was never meant to be used as a way to divide people, according to Anheuser-Busch's US CEO Brendan Whitworth.  The weeks following were rough, but even after videos of unhappy people shooting up unopened cans of Bud Light hit social media, the company stated that it wasn't too worried about the negativity surrounding its ad.",STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7513846574718837, 'Packaging Lifecycle Management': 0.7828723830507931, 'Energy Management': 0.7657931960781982, 'Responsible Drinking & Marketing': 0.7913271520388119, 'Ingredient Sourcing': 0.7815679359490268, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.774385258738626}",0.7913271520388119,Inchul,Minor focus,Minor focus,Neutral,Responsible Drinking & Marketing,No,No,No,2022-11-29T11:00:00+00:00,https://thehill.com/policy/technology/3753101-tech-advocacy-group-uses-zuckerberg-deep-fake-to-push-for-antitrust-vote/,"[{'name': 'Zuckerberg deep fake', 'weight': 0.089988485}, {'name': 'antitrust vote', 'weight': 0.08882004}, {'name': 'Choice Online Act', 'weight': 0.087846465}, {'name': 'Demand Progress Action', 'weight': 0.08779116}, {'name': 'antitrust bills', 'weight': 0.087211974}, {'name': 'Demand Progress Action executive director David Segal', 'weight': 0.08601104}, {'name': 'bipartisan bills', 'weight': 0.082856745}, {'name': 'votes', 'weight': 0.07961879}, {'name': 'Companion bills', 'weight': 0.074869655}, {'name': 'the Open App Markets Act', 'weight': 0.0723326}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Congress', 'type': 'ORG', 'mentions': 2}, {'data': 'Demand Progress Action’s', 'type': 'ORG', 'mentions': 3}, {'data': 'Senate', 'type': 'ORG', 'mentions': 2}, {'data': 'The Hill', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'House', 'type': 'ORG', 'mentions': 2}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 4}, {'data': 'Nancy Pelosi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chuck Schumer', 'type': 'PERSON', 'mentions': 4}, {'data': 'David Segal', 'type': 'PERSON', 'mentions': 1}, {'data': 'D', 'type': 'NORP', 'mentions': 2}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 1}, {'data': 'N.Y.', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': '#FakeZuck', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'two-and-a-half-minute', 'type': 'TIME', 'mentions': 1}, {'data': 'the American Innovation and Choice Online Act', 'type': 'LAW', 'mentions': 2}]","A tech advocacy group used a deep fake of Meta CEO Mark Zuckerberg in an ad mocking Congress for inaction over antitrust reform and urged a vote on a pair of bipartisan bills before the end of the year.
+
+Demand Progress Action’s ad launched Tuesday features the Zuckerberg deep fake toasting Speaker Nancy Pelosi (D-Calif.) and Senate Majority Leader Chuck Schumer (D-N.Y.) for holding up their “side of the bargain” by “holding up new laws that hold us accountable,” according to a copy of the ad shared with The Hill.
+
+“Thank you for your service to me and all of my friends,” the deep fake of Zuckerberg states as the ad flashes to a screen showing the CEOs or founders of Apple, Google and Amazon.
+
+The ad ends with a note disclaiming that “the Zuck is fake, but the message is real,” and urges constituents to call Schumer and urge a vote on antitrust bills before the end of the year while Democrats still control both chambers. Throughout the ad there is also text staying “#FakeZuck” in the corner as the deep fake is speaking.
+
+Portions of the two-and-a-half-minute video will air as TV ads in Washington, D.C. and New York, according to Demand Progress Action.
+
+The ad urges a vote on the American Innovation and Choice Online Act, as well as the Open App Markets Act. The first bill aims to limit tech companies from preferencing their own products and services over rivals, the second adds regulations aimed at dominant app stores.
+
+Proponents of the legislation have urged votes this year, arguing that lawmakers are best suited to get the bills through now before the House changes to GOP control in the new year.
+
+“If Leader Schumer does not call a vote on these bills or attach them to a must-pass vehicle in the weeks ahead, he will have squandered Congress’s best chance to hold Big Tech accountable in a generation,” Demand Progress Action executive director David Segal said in a statement.
+
+A spokesperson for Schumer over the summer said the leader would be calling a vote on the bills, but with a dwindling lame duck session and busy agenda the bills have yet to be given a floor vote date.
+
+The four largest tech companies, Meta, Apple, Google and Amazon, as well as industry groups representing them, have pushed back fiercely on the legislation that targets their market power.
+
+The bills advanced out of the Senate Judiciary Committee with bipartisan support earlier this year. Companion bills in the House advanced out of the Judiciary Committee last summer.",0e78155561574d428478ca2a9b0ffcce,Tech advocacy group uses Zuckerberg deep fake to push for antitrust vote,4,,,,
+31872,"Old Dominion Freight Line Announces $0.30 Per Share Quarterly Cash Dividend - THOMASVILLE, N.C., October 20, 2022--(BUSINESS WIRE)--Old Dominion Freight Line, Inc. (Nasdaq: ODFL) today announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of common stock, payable on December 21, 2022, to shareholders of record at the close of business on December 7, 2022. This dividend represents a 50.0% increase over the dividend paid in December 2021.
+
+Forward-looking statements in this news release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. We caution the reader that such forward-looking statements involve risks and uncertainties that could cause actual events and results to be materially different from those expressed or implied herein, including, but not limited to, the following: (1) the challenges associated with executing our growth strategy, and developing, marketing and consistently delivering high-quality services that meet customer expectations; (2) various risks related to public health epidemics, pandemics and similar outbreaks, including the continuing impact of the COVID-19 pandemic; (3) changes in our relationships with significant customers; (4) our exposure to claims related to cargo loss and damage, property damage, personal injury, workers’ compensation and healthcare, increased self-insured retention or deductible levels or premiums for excess coverage, and claims in excess of insured coverage levels; (5) the availability and cost of new equipment, including regulatory changes and supply constraints that could impact the cost of these assets; (6) the availability and cost of third-party transportation used to supplement our workforce and equipment needs; (7) the availability and price of diesel fuel and our ability to collect fuel surcharges, as well as the effectiveness of those fuel surcharges in mitigating the impact of fluctuating prices for diesel fuel and other petroleum-based products; (8) seasonal trends in the less-than-truckload (""LTL"") industry, including harsh weather conditions and disasters; (9) the availability and cost of capital for our significant ongoing cash requirements; (10) decreases in demand for, and the value of, used equipment; (11) our ability to successfully consummate and integrate acquisitions; (12) the costs and potential liabilities related to our international business relationships; (13) the costs and potential adverse impact of compliance with anti-terrorism measures on our business; (14) the competitive environment with respect to our industry, including pricing pressures; (15) various economic factors such as recessions, downturns in the economy, global uncertainty and instability, changes in international trade policies, changes in U.S. social, political, and regulatory conditions or a disruption of financial markets, which may decrease demand for our services or increase our costs; (16) the negative impact of any unionization, or the passage of legislation or regulations that could facilitate unionization, of our employees; (17) increases in the cost of employee compensation and benefit packages used to address general labor market challenges and to attract or retain qualified employees, including drivers and maintenance technicians; (18) our ability to retain our key employees and continue to effectively execute our succession plan; (19) potential costs and liabilities associated with cyber incidents and other risks with respect to our information technology systems or those of our third-party service providers, including system failure, security breach, disruption by malware or ransomware or other damage; (20) the failure to adapt to new technologies implemented by our competitors in the LTL and transportation industry, which could negatively affect our ability to compete; (21) the failure to keep pace with developments in technology, any disruption to our technology infrastructure, or failures of essential services upon which our technology platforms rely, which could cause us to incur costs or result in a loss of business; (22) the Compliance, Safety, Accountability initiative of the Federal Motor Carrier Safety Administration (""FMCSA"") could adversely impact our ability to hire qualified drivers, meet our growth projections and maintain our customer relationships; (23) the costs and potential adverse impact of compliance with, or violations of, current and future rules issued by the Department of Transportation, the FMCSA and other regulatory agencies; (24) the costs and potential liabilities related to compliance with, or violations of, existing or future governmental laws and regulations, including environmental laws; (25) the effects of legal, regulatory or market responses to climate change concerns; (26) the increase in costs associated with healthcare legislation and other mandated benefits; (27) the costs and potential liabilities related to legal proceedings and claims, governmental inquiries, notices and investigations; (28) the impact of changes in tax laws, rates, guidance and interpretations; (29) the concentration of our stock ownership with the Congdon family; (30) the ability or the failure to declare future cash dividends; (31) fluctuations in the amount and frequency of our stock repurchases; (32) volatility in the market value of our common stock; (33) the impact of certain provisions in our articles of incorporation, bylaws, and Virginia law that could discourage, delay or prevent a change in control of us or a change in our management; and (34) other risks and uncertainties described in our most recent Annual Report on Form 10-K and other filings with the SEC. Our forward-looking statements are based upon our beliefs and assumptions using information available at the time the statements are made. We caution the reader not to place undue reliance on our forward-looking statements as (i) these statements are neither a prediction nor a guarantee of future events or circumstances and (ii) the assumptions, beliefs, expectations and projections about future events may differ materially from actual results. We undertake no obligation to publicly update any forward-looking statement to reflect developments occurring after the statement is made, except as otherwise required by law.
+
+Old Dominion Freight Line, Inc. is one of the largest North American LTL motor carriers and provides regional, inter-regional and national LTL services through a single integrated, union-free organization. Our service offerings, which include expedited transportation, are provided through an expansive network of service centers located throughout the continental United States. The Company also maintains strategic alliances with other carriers to provide LTL services throughout North America. In addition to its core LTL services, the Company offers a range of value-added services including container drayage, truckload brokerage and supply chain consulting.","{'positive': 0.14532086, 'negative': 0.34248504, 'neutral': 0.51219416}","Old Dominion Freight Line Announces $0.30 Per Share Quarterly Cash Dividend. 
+
+THOMASVILLE, N.C., October 20, 2022--(BUSINESS WIRE)--Old Dominion Freight Line, Inc. (Nasdaq: ODFL) today announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of common stock, payable on December 21, 2022, to shareholders of record at the close of business on December 7, 2022. We caution the reader that such forward-looking statements involve risks and uncertainties that could cause actual events and results to be materially different from those expressed or implied herein, including, but not limited to, the following: (1) the challenges associated with executing our growth strategy, and developing, marketing and consistently delivering high-quality services that meet customer expectations; (2) various risks related to public health epidemics, pandemics and similar outbreaks, including the continuing impact of the COVID-19 pandemic; (3) changes in our relationships with significant customers; (4) our exposure to claims related to cargo loss and damage, property damage, personal injury, workers’ compensation and healthcare, increased self-insured retention or deductible levels or premiums for excess coverage, and claims in excess of insured coverage levels; (5) the availability and cost of new equipment, including regulatory changes and supply constraints that could impact the cost of these assets; (6) the availability and cost of third-party transportation used to supplement our workforce and equipment needs; (7) the availability and price of diesel fuel and our ability to collect fuel surcharges, as well as the effectiveness of those fuel surcharges in mitigating the impact of fluctuating prices for diesel fuel and other petroleum-based products; (8) seasonal trends in the less-than-truckload (""LTL"") industry, including harsh weather conditions and disasters; (9) the availability and cost of capital for our significant ongoing cash requirements; (10) decreases in demand for, and the value of, used equipment; (11) our ability to successfully consummate and integrate acquisitions; (12) the costs and potential liabilities related to our international business relationships; (13) the costs and potential adverse impact of compliance with anti-terrorism measures on our business; (14) the competitive environment with respect to our industry, including pricing pressures; (15) various economic factors such as recessions, downturns in the economy, global uncertainty and instability, changes in international trade policies, changes in U.S. social, political, and regulatory conditions or a disruption of financial markets, which may decrease demand for our services or increase our costs; (16) the negative impact of any unionization, or the passage of legislation or regulations that could facilitate unionization, of our employees; (17) increases in the cost of employee compensation and benefit packages used to address general labor market challenges and to attract or retain qualified employees, including drivers and maintenance technicians; (18) our ability to retain our key employees and continue to effectively execute our succession plan; (19) potential costs and liabilities associated with cyber incidents and other risks with respect to our information technology systems or those of our third-party service providers, including system failure, security breach, disruption by malware or ransomware or other damage; (20) the failure to adapt to new technologies implemented by our competitors in the LTL and transportation industry, which could negatively affect our ability to compete; (21) the failure to keep pace with developments in technology, any disruption to our technology infrastructure, or failures of essential services upon which our technology platforms rely, which could cause us to incur costs or result in a loss of business; (22) the Compliance, Safety, Accountability initiative of the Federal Motor Carrier Safety Administration (""FMCSA"") could adversely impact our ability to hire qualified drivers, meet our growth projections and maintain our customer relationships; (23) the costs and potential adverse impact of compliance with, or violations of, current and future rules issued by the Department of Transportation, the FMCSA and other regulatory agencies; (24) the costs and potential liabilities related to compliance with, or violations of, existing or future governmental laws and regulations, including environmental laws; (25) the effects of legal, regulatory or market responses to climate change concerns; (26) the increase in costs associated with healthcare legislation and other mandated benefits; (27) the costs and potential liabilities related to legal proceedings and claims, governmental inquiries, notices and investigations; (28) the impact of changes in tax laws, rates, guidance and interpretations; (29) the concentration of our stock ownership with the Congdon family; (30) the ability or the failure to declare future cash dividends; (31) fluctuations in the amount and frequency of our stock repurchases; (32) volatility in the market value of our common stock; (33) the impact of certain provisions in our articles of incorporation, bylaws, and Virginia law that could discourage, delay or prevent a change in control of us or a change in our management; and (34) other risks and uncertainties described in our most recent Annual Report on Form 10-K and other filings with the SEC. The Company also maintains strategic alliances with other carriers to provide LTL services throughout North America.","THOMASVILLE, N.C., October 20, 2022--Old Dominion Freight Line, Inc. (Nasdaq: ODFL) today announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of common stock, payable on December 21, 2022, to shareholders of record at the close of business on December 7, 2022. This dividend represents a 50.0% increase over the dividend paid in December 2021.",ODFL,Transportation,Road Transportation,Old Dominion Freight Line Inc,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.7734646770674092, 'Air Quality': 0.7508670125487206, 'Greenhouse Gas Emissions': 0.7593908547415047, 'Accident & Safety Management': 0.760805420946557}",0.7734646770674092,Inchul,Minor focus,Minor focus,Neutral,,No,No,No,2022-11-02T06:34:12+00:00,https://www.sfgate.com/news/article/China-closes-zone-around-iPhone-factory-after-17551500.php,"[{'name': 'virus cases', 'weight': 0.102211334}, {'name': 'virus testing', 'weight': 0.08026609}, {'name': 'cases', 'weight': 0.078728855}, {'name': 'other cities', 'weight': 0.07780613}, {'name': 'anti-virus curbs', 'weight': 0.06995496}, {'name': 'iPhone factory', 'weight': 0.069310345}, {'name': 'social media', 'weight': 0.06353431}, {'name': 'Apple Inc. iPhones', 'weight': 0.06286923}, {'name': 'mid-October', 'weight': 0.062239412}, {'name': 'people', 'weight': 0.061269067}]",[{'name': 'Tech'}],"[{'data': 'China', 'type': 'GPE', 'mentions': 4}, {'data': 'BEIJING', 'type': 'GPE', 'mentions': 1}, {'data': 'Zhengzhou', 'type': 'GPE', 'mentions': 4}, {'data': 'Xinjiang', 'type': 'GPE', 'mentions': 1}, {'data': 'Urumqi', 'type': 'GPE', 'mentions': 1}, {'data': 'Shanghai', 'type': 'GPE', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'AP', 'type': 'ORG', 'mentions': 2}, {'data': 'Foxconn', 'type': 'ORG', 'mentions': 3}, {'data': 'Communist Party', 'type': 'ORG', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'the past 24 hours', 'type': 'TIME', 'mentions': 1}, {'data': 'the Airport District', 'type': 'FAC', 'mentions': 1}, {'data': 'Shanghai Disneyland', 'type': 'FAC', 'mentions': 1}, {'data': 'Yangpu district', 'type': 'LOC', 'mentions': 1}]","This is a carousel. Use Next and Previous buttons to navigate
+
+BEIJING (AP) — Access to an industrial zone in the central Chinese city of Zhengzhou was suspended Wednesday after the city reported 64 coronavirus cases and workers who assemble Apple Inc. iPhones left their factory in the zone following outbreaks.
+
+The announcement did not say whether the isolation of the Zhengzhou Airport Economic Zone was related to cases at the Foxconn factory. It gave no indication of what prompted the closure. It said no one can enter or leave for one week except to deliver food and medical supplies.
+
+Separately, the government reported 64 confirmed cases had been found in Zhengzhou over the past 24 hours. It said 294 asymptomatic cases also had been found in the city of 12.5 million. It did not say how many were in the industrial zone.
+
+The ruling Communist Party is enforcing a “Zero COVID” policy that has closed areas throughout China for weeks to try to isolate every case.
+
+That has kept China’s infection rate relatively low but has disrupted trade and business at a time when other countries are easing anti-virus curbs. Public frustration with the restrictions has boiled over into fights with police in some areas.
+
+In Zhengzhou, everyone in the industrial zone will be tested every day for the coronavirus, the Airport District said. It did not say how many people might be affected.
+
+Areas throughout China tightened restrictions on movement and canceled airline flights last month after new infections surged following the weeklong National Day holiday.
+
+Residents of many parts of the Xinjiang region in the northwest were barred from leaving their homes in August and September. People in Urumqi and other cities who said they had run out of food and medicine posted appeals for help on social media.
+
+Thousands of employees left the Foxconn Technology Group factory starting in mid-October after complaints people who contracted the virus received no treatment. Some accused the company of failing to enforce measures to prevent the spread of the virus.
+
+Foxconn said Sunday it was using “closed loop management,” an official term for employees living at their workplace and avoiding contact with the outside. The company said ill employees were being treated but did not say if new infections still were occurring.
+
+Also this week, visitors to Shanghai Disneyland were temporarily barred from leaving as part of virus testing the city government said Tuesday had extended to 439,000 people. The city health agency said visitors on Monday tested negative and were allowed to leave.
+
+Last week, 1.3 million residents of Shanghai’s downtown Yangpu district were ordered to stay at home while they were tested.",b081076de8ae4cc2b0f9bc1e3e97d520,China closes zone around iPhone factory after virus cases,4,,,,
+9997,"Principal Global Targets Preferred Securities for Mild Recession - If the only thing you know about sports is who wins and who loses, you are missing the highest stakes action of all. The business owners that power this multibillion dollar industry are changing, and a new era of the business of sports is underway. From media and technology to finance and real estate, leagues and teams across the globe have matured into far more than just back page entertainment. And the decisions they make have huge consequences, not just for the bottom line, but for communities, cities, even entire countries.","{'positive': 0.047519974, 'negative': 0.08002911, 'neutral': 0.87245095}","Principal Global Targets Preferred Securities for Mild Recession. If the only thing you know about sports is who wins and who loses, you are missing the highest stakes action of all. The business owners that power this multibillion dollar industry are changing, and a new era of the business of sports is underway. From media and technology to finance and real estate, leagues and teams across the globe have matured into far more than just back page entertainment.","Principal Global Investors LLC is betting on preferred securities to boost returns on its multi-asset portfolios, considering the bond/stock hybrid the best strategy to tackle a potentially brief and light economic recession.",PFG,Financials,Insurance,Principal Financial Group,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity‚Äôs approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity‚Äôs ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.8005354957508505, 'Policies Designed to Incentivise Responsible Behaviour': 0.7855253328260824, 'Systemic Risk Management': 0.7849789948603011, 'Transparent Information & Fair Advice for Customers': 0.7930600459021655, 'Physical Risk Exposure': 0.7915895274294749, 'Factors in Investment Management': 0.801416262063299}",0.801416262,Inchul,No focus,No focus,Neutral,,No,No,No,2023-08-23T17:01:54+00:00,https://www.cnbc.com/2023/08/23/apple-is-now-the-least-owned-big-tech-stock-by-institutions-morgan-stanley-says.html,"[{'name': 'Apple stock', 'weight': 0.10830853}, {'name': 'September quarter growth', 'weight': 0.086221784}, {'name': 'analyst Erik Woodring', 'weight': 0.08282206}, {'name': 'Apple', 'weight': 0.082706355}, {'name': 'low double digit growth', 'weight': 0.08124433}, {'name': 'Erik Woodring', 'weight': 0.0795724}, {'name': 'Woodring', 'weight': 0.07750614}, {'name': 'growth', 'weight': 0.07584437}, {'name': 'AAPL YTD mountain Apple shares', 'weight': 0.0747833}, {'name': 'Wednesday', 'weight': 0.07221485}]","[{'name': 'Tech'}, {'name': 'Finance'}]","[{'data': 'Apple', 'type': 'ORG', 'mentions': 12}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 3}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Woodring', 'type': 'ORG', 'mentions': 2}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Mac', 'type': 'ORG', 'mentions': 1}, {'data': 'Services', 'type': 'ORG', 'mentions': 1}, {'data': 'META', 'type': 'ORG', 'mentions': 5}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Reels', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Erik Woodring', 'type': 'PERSON', 'mentions': 4}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 1}]","Apple is now the Big Tech stock owned least by institutional investors — and is the most under-owned it's been since 2008, according to Morgan Stanley. Over the past four years, the most under-owned mega-cap stock in institutional portfolios was Microsoft , according to analyst Erik Woodring. However, that position was ceded to the iPhone maker coming out of the second quarter. ""Apple's active institutional portfolio weighting in 2Q decreased 26 bps Q/Q to 5.51%. ... However, Apple's S & P 500 weighting increased 65 bps Q/Q to 7.72%, resulting in the spread between Apple's S & P 500 weighting and active ownership increasing by 91 bps Q/Q, to 2.21%,"" Woodring wrote in a research note Wednesday. AAPL YTD mountain Apple shares YTD ""This is important as 1) 2Q marked the largest one quarter increase in Apple under-ownership in the history of our data, 2) today Apple is more under-owned than at any point since 2008, and 3) Apple has now surpassed MSFT as the most under-owned large cap tech stock,"" Woodring said. Investors have been concerned Apple stock was overpriced after its huge rally earlier this year. The shares are higher by nearly 40% in 2023 amid a broader rise in large-cap tech stocks tied to artificial intelligence that some traders expect could have gone too far, too fast. In fact, of the large-cap companies it evaluates, Apple, Microsoft, Nvidia , Amazon and Google-parent Alphabet are the most underowned stocks in actively managed portfolios, according to Morgan Stanley. However, the analyst said there are bright spots for Apple around a recent boost in iPhone and services growth even amid concerns around its valuation. ""While we know that Mac and iPad demand remains challenged, we are encouraged by the fact that September quarter growth is coming in the right places, with the iPhone inflecting to Y/Y growth, Services reaccelerating to low double digit growth in F4Q23/FY24, and gross margin tailwinds still underappreciated by investors,"" Woodring wrote. ""As a result, we see 5% upside to Street EPS estimates in FY24, and expect the stock to outperform as growth accelerates, margins expand Y/Y, and Consensus estimates move higher,"" Woodring added. META YTD mountain Meta shares are up 145% since the start of the year. On the other hand, Meta was among the most over-owned of large-cap tech stocks, and the most owned it's been in about 10 years, the analyst said. He said he remains overweight on the Facebook parent because of its focus on efficiency and improving monetization for Reels. ""As a result, exiting the 2Q META was the most over-owned it's been since 2014,"" Woodring wrote. ""Amongst the 5 mega-cap tech stocks, META is the only name where institutional ownership is greater than its S & P 500 weighting."" —CNBC's Michael Bloom contributed to this report.",b5b152e83cb0463c9c32b794980269ef,"Apple is now the least-owned Big Tech stock by institutions, Morgan Stanley says",4,,,,
+7328,"Microsoft outage: Teams, Outlook and Xbox Live down for thousands of users - Microsoft services including Outlook, Teams and Xbox Live are down for many users in a major outage.
+
+The problems also hit Microsoft Azure, its cloud computing platform, which means the technical issues could be felt on other websites and servers.
+
+Microsoft’s “Service Health Status” page acknowledged the issues, confirming “service degradation” on the 365 Admin Center.
+
+“Users may be unable to access multiple Microsoft 365 services,” the error message read.
+
+Reports of impacted services included Microsoft Teams, Exchange Online, Outlook, SharePoint Online and OneDrive for Business.
+
+Click here to sign up for our newsletters.","{'positive': 0.008021433, 'negative': 0.9525834, 'neutral': 0.039395195}","Microsoft outage: Teams, Outlook and Xbox Live down for thousands of users. Microsoft services including Outlook, Teams and Xbox Live are down for many users in a major outage. The problems also hit Microsoft Azure, its cloud computing platform, which means the technical issues could be felt on other websites and servers. Reports of impacted services included Microsoft Teams, Exchange Online, Outlook, SharePoint Online and OneDrive for Business.","Microsoft services including Outlook, Teams and Xbox Live are down for many users in a major outage.
+
+The problems also hit Microsoft Azure, its cloud computing platform, which means the technical issues could be felt on other websites and servers.
+
+Microsoft’s “Service Health Status” page acknowledged the issues, confirming “service degradation” on the 365 Admin Center.
+
+“Users may be unable to access multiple Microsoft 365 services,” the error message read.
+
+Reports of impacted services included Microsoft Teams, Exchange Online, Outlook, SharePoint Online and OneDrive for Business.
+
+Click here to sign up for our newsletters.",MSFT,Technology & Communications,Software & IT Services,Microsoft Corp,"{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 'Employees are key contributors to value creation in the Software & IT Services industry. While the number of job openingsin the industry continues to grow, entities commonly find it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. To respond to talent shortages, entities often hire foreign nationals and offshore operations, creating employee management and sustainability challenges and related business risks. Some entities contribute to relevant education and training programs to expand the availability of domestic, skilled employees. Entities offer significant monetary and non-monetary benefits to improve employee engagement and therefore retention and productivity. Initiatives to improve employee engagement and work-life balance may influence therecruitment and retention of a diverse workforce. The industry is characterised by relatively low representation from women and minority groups; efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally improve the value of entity offerings. Greater workforce diversity is important for innovation and helps entities understand the needs of their diverse and global customer base.', 'Data Privacy & Freedom of Expression': 'As software and IT services entities increasingly deliver products and services over the Internet and through mobile devices, they must carefully manage two separate and often conflicting priorities. On the one hand, entities use customer data to innovate and provide customers with new products and services and to generate revenues. On the other hand, there are privacy concerns associated with entities having access to a wide range of customer data, such as personal, demographic, content, and behavioural data. This dynamic is leading to increased regulatory scrutiny in many countries around the world. The delivery of cloud-based software and IT services also raises concerns about potential access to user data by governments that may use it to limit the freedoms of citizens. Effective management in this area is important to reduce regulatory and reputational risks that can lead to decreased revenues, lower market share, and regulatory actions involving potential fines and other legal costs.', 'Intellectual Property Protection & Competitive Behaviour': 'Entities in the Software & IT Services industry spend a significant proportion of their revenues on IP protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, entities‚Äô IP practices can sometimes be a contentious societal issue. Entities couldsometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, entities in the industry must navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose entities in the industry to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with potentially significant impacts on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation while ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the growth of cloud-based service offerings, entities in this industry own, operate or rent increasingly more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously, and disruptions to the energy supply can have a material effect on operations, depending on the magnitude and timing of the disruption. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable supply of energy and water, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Managing Systemic Risks from Technology Disruptions': 'With trends towards increased cloud computing and Software as a Service (SaaS), software and IT service providers must ensure they have robust infrastructure and policies in place to minimise disruptions to their services. Disruptions such as programming errors or server downtime may generate systemic risks, because computing and data storage functions move from individual entity servers in various industries to data centres of cloud-computing service providers. The risks areincreased particularly if the affected customers are in sensitive sectors, such as financial institutions or utilities, which are considered critical national infrastructure. Entities‚Äô investments in improving the reliability and quality of their IT infrastructure and services may attract and retain customers, thereby creating revenue and opportunities in new markets.', 'Data Security': 'Software & IT services entities are targets of growing data security threats from cyber attacks and social engineering, which puts their own data and their customers‚Äô data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. Meanwhile, new and emerging data security standards and regulations are likely to affect theoperating expenses of entities through increased costs of compliance. Additionally, entities in this industry are well-positioned to uncover revenue opportunities by providing secure software and services to meet the demand for ensuring data is kept secure. '}","{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 0.738737080617396, 'Data Privacy & Freedom of Expression': 0.7747458961283343, 'Intellectual Property Protection & Competitive Behaviour': 0.7186357819469511, 'Environmental Footprint of Hardware Infrastructure': 0.7461110513391543, 'Managing Systemic Risks from Technology Disruptions': 0.8073545646541865, 'Data Security': 0.7622256089812792}",0.8073545646541865,Inchul,Major focus,Major focus,Negative,"Managing Systemic Risks from Technology Disruptions, Data Security",Minor,Minor,Negative,2023-01-25T17:32:48+00:00,https://www.businessinsider.com/microsofts-10-billion-chatgpt-bet-gives-it-a-big-edge-in-the-cloud-wars-2023-1,"[{'name': 'year', 'weight': 0.0917453}, {'name': 'cloud growth', 'weight': 0.09145258}, {'name': 'Azure AI services', 'weight': 0.08638648}, {'name': 'cloud technologies', 'weight': 0.08618445}, {'name': 'Cloud', 'weight': 0.086124375}, {'name': 'cloud', 'weight': 0.086124375}, {'name': 'cloud spend', 'weight': 0.08593899}, {'name': 'expensive cloud deals', 'weight': 0.081286415}, {'name': 'AI models', 'weight': 0.074675016}, {'name': 'AI', 'weight': 0.07131074}]",[],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 17}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 8}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 1}, {'data': 'Azure', 'type': 'ORG', 'mentions': 5}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Radio Free Mobile', 'type': 'ORG', 'mentions': 1}, {'data': 'AWS', 'type': 'ORG', 'mentions': 1}, {'data': 'CCS Insight', 'type': 'ORG', 'mentions': 1}, {'data': 'Wedbush', 'type': 'ORG', 'mentions': 3}, {'data': 'Redmond', 'type': 'ORG', 'mentions': 1}, {'data': 'Nadella & Co.', 'type': 'ORG', 'mentions': 1}, {'data': 'Azure', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Microsoft Cloud', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Office 365', 'type': 'PRODUCT', 'mentions': 2}, {'data': ""Google Cloud's"", 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Richard Windsor', 'type': 'PERSON', 'mentions': 2}, {'data': 'Bola Rotibi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dan Ives', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Katsingris', 'type': 'PERSON', 'mentions': 1}]","• Microsoft's multibillion-dollar bet on OpenAI could be rocket fuel for its cloud business.
+• Cloud, increasingly important to Microsoft, Amazon, and Google, is slowing down in the short term.
+• But whoever successfully integrates AI could dominate the market.
+
+Microsoft opened Wednesday with a 4% share price drop after the firm gave a tough outlook for its cloud business during third-quarter earnings Tuesday. But the company has a longer-term strategic weapon that could help it win the cloud wars: its once-in-a-generation bet on OpenAI.
+
+Reporting fiscal Q1 earnings on Tuesday, Microsoft forecast that its cloud business Azure would slow by 4-5 percentage points in the coming quarter. The deceleration is down to customers shying away from expensive cloud deals in a tough macroeconomic environment. The unit generated $25.7 billion in revenue in its most recent quarter, up 24% year on year.
+
+Cloud computing has taken off over the last decade as a way for blue-chip businesses to store massive amounts of information on servers run by the major tech firms, rather than on-premise. For the most part, it's faster, more secure, and flexible.
+
+It's also a huge revenue driver for Big Tech, whatever their public spiel about self-driving cars and acrobatic robots. An outage at market leader Amazon's AWS can take down large swathes of the internet. Any hint of a slowdown in growth for Microsoft's Azure, Amazon's AWS, and Google Cloud tends to provoke analyst angst.
+
+Microsoft CEO Satya Nadella — who once ran its cloud division — accordingly provoked some of this angst as he warned that the firm's Azure customers were beginning to ""optimize"" their cloud spend after a pandemic binge.
+
+But, he added: ""We fundamentally believe that the next big platform wave is going to be AI and we strongly also believe a lot of the enterprise value gets created by just being able to catch these waves and then have those waves impact every part of our tech stack and also create new solutions and new opportunities.""
+
+Even if there are immediate challenges for cloud growth, Microsoft sees its OpenAI bet, reported to be worth $10 billion, as a bigger strategic move. As a gamble, it looks smarter than, say, the metaverse.
+
+In a blogpost announcing the deal, Microsoft noted that its investment in the developer behind the generative AI chatbot would help it build ""leading AI infrastructure"" for Azure. In practice, this means developing cloud technologies that are purpose-built for AI, giving it an edge at a time when excitement among developers for AI is peaking.
+
+Microsoft's gamble, essentially, is that everyone will need and use artificial intelligence in the near future — and that means increased demand and cash for the computing power to train AI models.
+
+A research note on Wednesday from Jefferies analysts noted Microsoft ""sees AI innovation as driving growth for Azure AI services,"" with revenue from Azure ML, a cloud segment dedicated to training AI models, increasing more than 100% over the past five quarters.
+
+Microsoft also suggested in its post that it will make Azure the ""exclusive cloud provider"" of OpenAI's research and products.
+
+All of this is ""mostly about cementing Azure's edge over AWS"" as Microsoft ""has exclusive access to the hottest AI property on the market right now,"" according to Richard Windsor, founder of research firm Radio Free Mobile.
+
+Windsor thinks that much of the money Microsoft is committing to OpenAI will revolve around ""building custom infrastructure"" to run OpenAI's technology in an efficient way, given that ""during busy times, response times increase materially"" for its scary-smart chatbot, ChatGPT.
+
+The bet is that Azure could offer OpenAI to customers in a way that none of its rivals can immediately replicate.
+
+""Should OpenAI's products become popular with clients, this will give Azure firepower in its quest to close the gap on AWS,"" he said.
+
+With cloud spend tightening, it's likely that Amazon and Google will look to give their cloud divisions a shot in the arm too with AI to stay competitive. Amazon will want to retain its lead position, Google is pursuing an aggressive growth plan.
+
+""This isn't a vacuum,"" said Bola Rotibi, chief of enterprise research at CCS Insight. ""You can imagine Amazon is not going to be sitting on its laurels or waiting there for Microsoft to surpass it.""
+
+Cloud represents a growing slice of Big Tech's respective revenue pies. Microsoft Cloud, which also includes revenue from Office 365 and other products as well as Azure, represented around 50% of the company's overall revenue. In Amazon's last earnings, AWS represented around 16% of its overall earnings, while Google Cloud's $6.9 billion in revenue at the end of the September quarter represented 10% of overall revenue.
+
+These percentage figures are likely to get bigger.
+
+In a research note on Tuesday, Wedbush analysts Dan Ives and John Katsingris wrote that cloud and the underlying Office ecosystem ""is going to comprise a bigger and bigger piece of Redmond going forward and will ultimately spur growth and margins"" despite the downturn.
+
+""We believe the shift to cloud is still less than 50% penetrated and represents a massive opportunity for Nadella & Co. going forward despite the dark storm clouds forming for FY23 in the uncertain macro backdrop,"" the Wedbush analysts said.
+
+There is pressure right now on cloud spend, with Wedbush predicting some ""larger cloud deals"" in the financial sector will likely get downsized for Microsoft as companies rein in costs.
+
+But the AI genie is out of the bottle, as evidenced by the proliferation of activity around ChatGPT. Microsoft's OpenAI bet looks smarter by the day.",68fb2c99e1bb4dbb9dbc1a24034fe7c6,Microsoft's $10 billion bet on ChatGPT's maker gives it a powerful new weapon in the cloud wars with Amazon and Google,4,,,,
+55533,"Six steps to sort out your finances in the New Year – and it could save you £13,500... - JANUARY is the perfect time to kick-start healthy habits for the year ahead - but it's also prime time to get your finances in shape.
+
+If you're planning your New Year's resolution, there are some tips you can follow to sort out your finances and pocket up to £13,495.72 by the end of the year.
+
+Energy bills are set to rocket £3,000 from April when a new price cap comes into force.
+
+But the guarantee only limits the amount that firms can charge customers for each unit of energy.
+
+So if you use more energy than the average household - expect to pay more than £3,000 a year.
+
+Under the Energy Price Guarantee, a typical household that pays their bill by direct debit will pay no more than £2,500 a year.
+
+The cost of supermarket staples is also rising, and retailers have already warned of price hikes over the coming months.
+
+That means making the most of your money is more important than ever.
+
+Whether it's moving your money to a better bank account or making the most of cashback and loyalty schemes, every penny in your pocket counts.
+
+Here are six tips that should help you get on track.
+
+Looking over your spending might be painful as it's likely you spent more over the festive period than you would in a typical month.
+
+But taking the time to go through your outgoings can help you work out areas you can save.
+
+Look through your bank statement to see where your money is going, and consider whether you really need all of those services and direct debits.
+
+For example, this could be £95 a year for Amazon Prime, £132 for Netflix, £300 for Sky, £7.99-a month for a Deliveroo pass, and £300 a year for gym membership.
+
+Add on £7.99 for a Tesco delivery slot pass, and £10-a-month for unnecessary insurance policies such as gadget protection that is likely already included in your home insurance anyway.
+
+That all adds up to £967 - and might not include other direct debits such as old magazine subscriptions or cinema passes.
+
+If you've been with the same provider for a while or your introductory offer has run out, the chances are you're paying too much.
+
+This goes for everything from your mobile phone and broadband, to your home and car insurance.
+
+Use comparison sites such as GoCompare and Confused.com to shop around for the best deals.
+
+It's best to set a reminder or note in your diary for one month before your deal is over to give yourself time to scout the best deal.
+
+Cashback sites such as Quidco and Topcashback can also get your money back on your purchases.
+
+One Virgin Media customer recently revealed how they saved £264 off their bill just by asking.
+
+If you save £22 a month on your TV and broadband like this savvy switcher, add in the average £300 a year saved by cashback website users, and the typical £253 saved by shopping around for car insurance, this adds up to a sweet saving.
+
+Switching bank account could bag you an extra £200, bringing your total to almost £1,000.
+
+Check you're not missing out on benefits - £3,183.72
+
+If your circumstances have changed, for example, you've lost your job, you may now be eligible for Universal Credit.
+
+How much you'll get depends on your circumstances, but the minimum standard allowance is £265.31 a month.
+
+This applies to single individuals under 25, and amounts to a minimum of £3,183.72 a year.
+
+Benefits and Universal Credit payments will rise in line with September's inflation rate of 10.1% next April.
+
+You may also be entitled to other benefits like child benefit or marriage tax allowance.
+
+Use calculators such as Turn2Us or Citizens Advice to check.
+
+Pay back your debt - up to £6,000
+
+It will likely be difficult to pay back debts before January 1 - but if you have the money then make this a priority.
+
+If you don't then at least make a realistic plan for how you are going to get back on track.
+
+If you're paying off an expensive credit card with a high interest rate, this is going to take you a lot longer to pay off your debts - and it could cost you thousands of pounds extra too.
+
+You may want to think about consolidating your debts and using a 0% balance transfer credit card or a personal loan to pay them off.
+
+Make sure you work out how much it would cost to pay back in total once you've factored in the interest rate and fees.
+
+Use an eligibility checker such as this one from MoneySavingExpert, which helps predict if you will get accepted for credit and doesn't leave a mark on your credit score.
+
+Once you've got a plan of action you will start to feel a lot better about your financial situation as you are taking control.
+
+One savvy saver was able to clear £6,000 of debt using the penny savings challenge.
+
+Set yourself a budget - up to £2,000
+
+What do you want to achieve in 2021 with your finances? Now is a really good time to set yourself a goal.
+
+Whether it's getting on the path to buying a house, paying off your debts or going on holiday, it will really help motivate you if you have something you're aiming for.
+
+Try and check in on your goal every month. Perhaps you could set a reminder in your diary to reassess where you are at.
+
+Mum of four Jade Edmondson managed to tuck £500 away in just three months with a simple budgeting trick that's ""transformed"" the way she manages her finances.
+
+If you did this all year round, you could save a whopping £2,000.
+
+Quick coffees when you are out can soon add up and a couple a week can cost you around £300 a year.
+
+Costa Coffee was recently slammed for putting its prices up for the second time this year alone.
+
+And The Sun revealed that Starbucks has hiked prices by as much as 33%.
+
+You could try taking a bottle of water out with you, or making coffee in a mug with a lid or a flask and taking it with you.
+
+Of course, you should still treat yourself occasionally - but buying one £3 a coffee a week instead of three, would save you £312 a year.
+
+Meanwhile, a budgeting expert has revealed the seven easy switches that could save you thousands of pounds a year.","{'positive': 0.04884588, 'negative': 0.052338492, 'neutral': 0.8988157}","
+
+JANUARY is the perfect time to kick-start healthy habits for the year ahead - but it's also prime time to get your finances in shape. 
+
+Add on £7.99 for a Tesco delivery slot pass, and £10-a-month for unnecessary insurance policies such as gadget protection that is likely already included in your home insurance anyway. 
+
+That all adds up to £967 - and might not include other direct debits such as old magazine subscriptions or cinema passes. 
+
+If you save ¬£22 a month on your TV and broadband like this savvy switcher, add in the average ¬£300 a year saved by cashback website users, and the typical ¬£253 saved by shopping around for car insurance, this adds up to a sweet saving.",JANUARY is the perfect time to kick-start healthy habits for the year ahead ‚Äì but it‚Äôs also prime time to get your finances in shape. If you‚Äôre planning your New Year‚Äôs reso‚Ķ,SBUX,Food & Beverage,Restaurants,Starbucks Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity‚Äôs risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant‚Äôs reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity‚Äôs reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7530717244578492, 'Food Safety': 0.697861619062178, 'Food & Packaging Waste Management': 0.7405743965062432, 'Nutritional Content': 0.7252058526857392, 'Energy Management': 0.7549986081828775, 'Supply Chain Management & Food Sourcing': 0.7067299104269489, 'Labour Practices': 0.7145092720272371}",0.7549986081828775,Inchul,Minor focus,Minor focus,Negative,"Energy Management, Nutritional Content",No,No,No,2023-07-28T22:40:53+00:00,https://variety.com/2023/biz/news/disney-ron-desantis-lawsuit-disney-world-1235682715/,"[{'name': 'State Lawsuit', 'weight': 0.10331731}, {'name': 'Disney World', 'weight': 0.09621026}, {'name': 'Theme Park District', 'weight': 0.09565709}, {'name': 'gay rights', 'weight': 0.09519056}, {'name': 'Disney', 'weight': 0.09449235}, {'name': 'state control', 'weight': 0.093447484}, {'name': 'school districts', 'weight': 0.0889841}, {'name': 'Florida Gov. Ron DeSantis', 'weight': 0.08326755}, {'name': 'future development', 'weight': 0.08258597}, {'name': 'Central Florida', 'weight': 0.08107071}]",[],"[{'data': 'Disney', 'type': 'ORG', 'mentions': 15}, {'data': 'Legislature', 'type': 'ORG', 'mentions': 3}, {'data': 'DeSantis', 'type': 'ORG', 'mentions': 1}, {'data': 'Orlando', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 2}, {'data': 'the Reedy Creek Improvement District', 'type': 'GPE', 'mentions': 3}, {'data': 'Ron DeSantis', 'type': 'PERSON', 'mentions': 6}, {'data': 'Margaret H. Schreiber', 'type': 'PERSON', 'mentions': 1}, {'data': 'Central Florida', 'type': 'LOC', 'mentions': 1}, {'data': 'Parental Rights in Education', 'type': 'LAW', 'mentions': 1}, {'data': 'Don’t Say Gay', 'type': 'WORK_OF_ART', 'mentions': 1}]","Disney lost a bid on Friday to throw out a state court lawsuit that seeks to assert state control over future development of its Orlando theme parks.
+
+The ruling is the latest twist in the struggle between Disney and Florida Gov. Ron DeSantis over governance of the 40-square-mile area around Disney World.
+
+Disney has filed a separate lawsuit in federal court, arguing that DeSantis illegally seized control over the Reedy Creek Improvement District in retaliation for the company’s support for gay rights.
+
+DeSantis and the state Legislature dissolved the district, which Disney controlled for 55 years, and established a new entity, the Central Florida Tourism Oversight District, whose board is selected by DeSantis.
+
+That board filed a state court lawsuit in May, seeking to throw out two development agreements that gave Disney broad control over future development of its parks far into the future. The DeSantis-backed board argued that Disney had improperly struck the deal with the board of the dissolved entity, which it functionally controlled, effectively neutering the new board before it could take over.
+
+Disney has sought to throw out the state lawsuit, arguing that it became moot when the state passed a new law that also purports to dissolve the development agreements.
+
+But in her ruling on Friday, Judge Margaret H. Schreiber rejected Disney’s motion. She held that there is still a genuine dispute over whether the development agreements were valid before the state passed the law seeking to overturn them.
+
+The judge also refused Disney’s request to stay the state court action until the resolution of the federal lawsuit.
+
+The judge also expressed concern about the development agreements, which the Reedy Creek board approved just before it was dissolved.
+
+“They contradict the Legislature’s policies toward the District and, if valid, would permit Disney to control all development rights and land use regulations in one of the most heavily visited areas in Central Florida,” the judge wrote. “These issues implicate matters of the State’s sovereignty and are of great interest to its economy and citizenry.”
+
+Disney has 20 days to file an answer to the state lawsuit.
+
+Disney angered DeSantis in 2022 when it opposed the Parental Rights in Education bill, known to its critics as “Don’t Say Gay.” The bill regulates classroom instruction on sexual orientation and gender identity, and gives parents the right to sue school districts over alleged violations.
+
+DeSantis responded that the state would not take orders from a “woke” corporation, and called a special session of the Legislature to dissolve the Disney-controlled district.",0d4fda1c23d14c27832c590231812204,Disney Loses Bid to Throw Out State Lawsuit Over Theme Park District,4,,,,
+9773,"Capital One Financial's (NYSE:COF) 27% CAGR outpaced the company's earnings growth over the same three-year period - It might be of some concern to shareholders to see the Capital One Financial Corporation (NYSE:COF) share price down 12% in the last month. But don't let that distract from the very nice return generated over three years. In fact, the company's share price bested the return of its market index in that time, posting a gain of 95%.
+
+The past week has proven to be lucrative for Capital One Financial investors, so let's see if fundamentals drove the company's three-year performance.
+
+Check out our latest analysis for Capital One Financial
+
+While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational. One way to examine how market sentiment has changed over time is to look at the interaction between a company's share price and its earnings per share (EPS).
+
+During three years of share price growth, Capital One Financial achieved compound earnings per share growth of 19% per year. This EPS growth is lower than the 25% average annual increase in the share price. This suggests that, as the business progressed over the last few years, it gained the confidence of market participants. That's not necessarily surprising considering the three-year track record of earnings growth.
+
+The company's earnings per share (over time) is depicted in the image below (click to see the exact numbers).
+
+Before buying or selling a stock, we always recommend a close examination of historic growth trends, available here.
+
+As well as measuring the share price return, investors should also consider the total shareholder return (TSR). Whereas the share price return only reflects the change in the share price, the TSR includes the value of dividends (assuming they were reinvested) and the benefit of any discounted capital raising or spin-off. It's fair to say that the TSR gives a more complete picture for stocks that pay a dividend. In the case of Capital One Financial, it has a TSR of 105% for the last 3 years. That exceeds its share price return that we previously mentioned. And there's no prize for guessing that the dividend payments largely explain the divergence!
+
+While the broader market lost about 11% in the twelve months, Capital One Financial shareholders did even worse, losing 25% (even including dividends). Having said that, it's inevitable that some stocks will be oversold in a falling market. The key is to keep your eyes on the fundamental developments. Longer term investors wouldn't be so upset, since they would have made 2%, each year, over five years. If the fundamental data continues to indicate long term sustainable growth, the current sell-off could be an opportunity worth considering. I find it very interesting to look at share price over the long term as a proxy for business performance. But to truly gain insight, we need to consider other information, too. Consider for instance, the ever-present spectre of investment risk. We've identified 4 warning signs with Capital One Financial (at least 1 which is a bit unpleasant) , and understanding them should be part of your investment process.
+
+For those who like to find winning investments this free list of growing companies with recent insider purchasing, could be just the ticket.
+
+Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.094305225, 'negative': 0.30146262, 'neutral': 0.60423213}","Capital One Financial Corporation (NYSE:COF) reported a 27% CAGR increase in earnings for the same three-year period, but its share price bested the return of its market index in that time. This suggests that as the business progressed over the last few years, it gained the confidence of market participants. The company's earnings per share (over time) is depicted in the image below, and investors should also consider the total shareholder return (TSR). While the broader market lost about 11% in the twelve months, Capital One Financial shareholders did even worse, losing 25% (even including dividends). This article by Simply Wall St is general in nature and provides commentary based on historical data and analyst forecasts only using an unbiased methodology.",It might be of some concern to shareholders to see the Capital One Financial Corporation ( NYSE:COF ) share price down...,COF,Financials,Consumer Finance,Capital One Financial,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers’ PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers’ personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.801893899581061, 'Customer Privacy': 0.7750324753018693, 'Data Security': 0.7773107578941834}",0.8018939,Inchul,No focus,No focus,Neutral,,No,No,No,2023-09-05T12:13:00+00:00,https://finance.yahoo.com/news/zacks-analyst-blog-highlights-comcast-121300477.html?.tsrc=rss,"[{'name': 'emerging markets', 'weight': 0.06713234}, {'name': 'markets', 'weight': 0.06668131}, {'name': 'Zacks Equity Research', 'weight': 0.066122726}, {'name': 'new research reports', 'weight': 0.065647766}, {'name': 'Zacks Investment Research', 'weight': 0.06422467}, {'name': 'Linde plc', 'weight': 0.06412609}, {'name': 'Alphabet Inc.', 'weight': 0.06363365}, {'name': 'industrial gases', 'weight': 0.063447066}, {'name': 'Linde plc LIN', 'weight': 0.06280222}, {'name': 'Alphabet Inc. GOOGL', 'weight': 0.062480293}]",[{'name': 'Finance'}],"[{'data': 'Comcast', 'type': 'ORG', 'mentions': 7}, {'data': 'Linde, Marsh & McLennan', 'type': 'ORG', 'mentions': 11}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Motorola Solutions', 'type': 'ORG', 'mentions': 3}, {'data': 'Zacks.com', 'type': 'ORG', 'mentions': 7}, {'data': 'CMCSA', 'type': 'ORG', 'mentions': 1}, {'data': 'Marsh & McLennan Companies', 'type': 'ORG', 'mentions': 2}, {'data': 'MMC', 'type': 'ORG', 'mentions': 2}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 1}, {'data': 'MSI', 'type': 'ORG', 'mentions': 1}, {'data': 'Peacock', 'type': 'ORG', 'mentions': 1}, {'data': 'Praxair', 'type': 'ORG', 'mentions': 1}, {'data': 'Risk and Insurance Services', 'type': 'ORG', 'mentions': 1}, {'data': 'S&P', 'type': 'ORG', 'mentions': 1}, {'data': 'Chicago', 'type': 'GPE', 'mentions': 1}, {'data': 'IL', 'type': 'GPE', 'mentions': 1}, {'data': 'The Zacks Research Daily', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Americas', 'type': 'LOC', 'mentions': 1}]","Chicago, IL РSeptember 5, 2023 РZacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include: Comcast Corp. CMCSA, Linde plc LIN, Marsh & McLennan Companies, Inc. MMC, Alphabet Inc. GOOGL and Motorola Solutions, Inc. MSI.
+
+Here are highlights from Friday’s Analyst Blog:
+
+The Zacks Research Daily presents the best research output of our analyst team. Today's Research Daily features new research reports on 16 major stocks, including Comcast Corp., Linde plc and Marsh & McLennan Companies, Inc. These research reports have been hand-picked from the roughly 70 reports published by our analyst team today.
+
+
+
+You can see all of today's research reports here >>>
+
+
+
+Comcast shares have outperformed the Zacks Cable Television industry over the year-to-date period (+36.7% vs. +24.1%). The company is benefiting from a growing wireless subscriber base as witnessed in the second quarter of 2023. The technology will help it in expanding much faster and at a lower cost compared to competitors.
+
+
+
+Recovery in the park and movie business bodes well for Comcast's profitability. Its streaming service Peacock is a key catalyst in driving broadband sales. Strong free cash flow generation ability is noteworthy.
+
+
+
+However, Comcast persistently suffers from video-subscriber attrition due to cord cutting. Moreover, broadband prospects are suffering from increased competition from fixed wireless as well as fiber. Additionally, a leveraged balance sheet is a major concern.
+
+
+
+(You can read the full research report on Comcast here >>>)
+
+
+
+Shares of Linde have outperformed the Zacks Chemical - Specialty industry over the year-to-date (+19.5% vs. +11.3%). With a wide range of applications for its industrial gases, Linde is making the world more productive by the day. The company's primary products in industrial gases include oxygen, which is used as life support in hospitals.
+
+
+
+Linde has long-term contracts with on-site customers backed by minimum purchase requirements, thereby securing stable cashflows. In the profitable industrial gas market, the merger of Praxair and Linde has created an efficient player with considerable size advantages. Linde reported strong second quarter earnings aided by higher pricing from its Americas segment.
+
+
+
+However, increasing competition for new projects and developments in emerging markets is concerning. The firm is extremely vulnerable to uncertainty associated with the slowdown of economic growth, as this could hurt demand for its industrial gases.
+
+
+
+(You can read the full research report on Linde here >>>)
+
+
+
+Marsh & McLennan's shares have outperformed the Zacks Insurance - Brokerage industry over the year-to-date period (+19.1% vs. +14.4%). The company is well-poised to grow on the back of acquisitions made within its operating units, the launch of new products and branching out into new businesses.
+
+
+
+Revenues have been increasing thanks to a wide geographic presence and strong client retention. The Risk and Insurance Services unit has been contributing to revenue growth for a while. Solid cash flows enable business investments. MMC had around $3.7 billion left under authorization as of Jun 30, 2023.
+
+
+
+However, escalating operating costs might weigh on the margins. The metric jumped 6.1% y/y in 1H23. A debt-laden balance sheet is a concern. Its valuation remains stretched at the current level. As such, the stock warrants a cautious stance.
+
+
+
+(You can read the full research report on Marsh & McLennan here >>>)
+
+
+
+Other noteworthy reports we are featuring today Alphabet Inc. and Motorola Solutions, Inc.
+
+Why Haven't You Looked at Zacks' Top Stocks?
+
+Since 2000, our top stock-picking strategies have blown away the S&P's +6.2 average gain per year. Amazingly, they soared with average gains of +46.4%, +49.5% and +55.2% per year. Today you can access their live picks without cost or obligation.
+
+Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit https://www.zacks.com/performance for information about the performance numbers displayed in this press release.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",8b14a43e0f024def8f78be3345a70bff,"The Zacks Analyst Blog Highlights Comcast, Linde, Marsh & McLennan, Alphabet and Motorola Solutions",4,,,,
+8785,"Green fuel frenzy is set to drive a canola boom in the Southern U.S. - The race for ingredients to make green diesel and sustainable jet fuel is bringing Canada’s namesake crop into the American Deep South.
+
+Chevron is teaming up with grains handler Bunge Ltd. and seed company Corteva to plant as many as 10 million additional acres of canola in the Southern U.S.
+
+The initial plan calls for farmers in Louisiana, Mississippi and Tennessee to sow the oilseed as a second seasonal crop after soybeans or cotton, boosting revenue potential and providing vegetable oils that are in high demand, according to Corteva.
+
+Petroleum companies like Chevron, lured by subsidies to make cleaner burning products, are increasingly turning to biofuels. That’s led to a wave of deals between Big Oil and Big Agriculture as producers try to secure a steady supply of sustainable ingredients. Farmers are poised to gain too by increasing levels of productivity and sustainability on their land.
+
+Bunge Chevron Ag Renewables, a joint venture between Bunge and Chevron, will buy the winter canola crop from growers and use the oil to produce renewable fuel. Acreage will be driven by future capacity to process the canola into oil and meal. There’s potential for 10 million acres in the U.S. South, Corteva said.
+
+The U.S. overall harvested almost 2.2 million acres of canola in 2022, a record amount.
+
+Canada, the world’s largest canola grower, developed the oilseed in the 1960s. The name derives from “Canadian oil.”
+
+Demand and American acreage for the crop are expected to expand after the Biden administration approved it last year for use in making renewable diesel and other biofuels, qualifying fuels blended with the oilseed to meet national standards.","{'positive': 0.5058816, 'negative': 0.01187398, 'neutral': 0.48224443}","The US and Canada are teamsing up to plant as many as 10 million additional acres of canola in the Southern U.S. The initial plan calls for farmers in Louisiana, Mississippi and Tennessee to sow the oilseed as a second seasonal crop after soybeans or cotton, boosting revenue potential and providing vegetable oils that are in high demand. Petroleum companies like Chevron are increasingly turning to biofuels, leading to deals between Big Oil and Big Agriculture as producers try to secure a steady supply of sustainable ingredients. The U.N. overall harvested almost 2.2 million acres of Canola in 2022, a record amount. Demand and American acreage for the crop are expected to expand after the Biden administration approved it last year for use in making renewable diesel and other biofuel.",The race for ingredients to make green diesel and sustainable jet fuel is bringing Canada's namesake crop into the American Deep South.,BG,Food & Beverage,Agricultural Products,Bunge Ltd,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs‚Äîincluding biomass waste generated from internal processes‚Äîand improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry‚Äôs ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity‚Äôs energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry‚Äôs ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7915832991275854, 'Water Management': 0.7706279763541136, 'Food Safety': 0.7563909845959993, 'GMO Management': 0.803939092141513, 'Energy Management': 0.7953364015310433, 'Workforce Health & Safety': 0.7525692849988282, 'Ingredient Sourcing': 0.7958128407930044, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.784331451646161}",0.803939092,Inchul,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Energy Management, Environmental & Social Impacts of Ingredient Supply Chain",Major,Major,Positive,2022-11-02T13:00:16+00:00,https://www.businessinsider.com/companies-business-students-want-to-work-for-universum-2022-11,"[{'name': 'Business students', 'weight': 0.12096829}, {'name': 'business students', 'weight': 0.12096829}, {'name': 'Students', 'weight': 0.095989086}, {'name': 'students', 'weight': 0.095989086}, {'name': 'the business student ranking', 'weight': 0.08257588}, {'name': 'this business student ranking', 'weight': 0.08257588}, {'name': 'Apple', 'weight': 0.08174098}, {'name': 'various automotive companies', 'weight': 0.07459877}, {'name': 'multinational employers', 'weight': 0.07443734}, {'name': 'the IT student ranking', 'weight': 0.072812915}]",[{'name': 'Business'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 7}, {'data': 'Universum', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'WMAE', 'type': 'ORG', 'mentions': 1}, {'data': 'Deloitte', 'type': 'ORG', 'mentions': 3}, {'data': ""L'Oréal Group"", 'type': 'ORG', 'mentions': 3}, {'data': 'USA', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Germany', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'France', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 1}, {'data': 'Italy', 'type': 'GPE', 'mentions': 1}, {'data': 'Brazil', 'type': 'GPE', 'mentions': 1}, {'data': 'Canada', 'type': 'GPE', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Kortney Kutsop', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michele Parmelee', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Kienle', 'type': 'PERSON', 'mentions': 2}, {'data': 'European', 'type': 'NORP', 'mentions': 1}]","• Business students want to work at Apple, along with accounting firms and various automotive companies.
+• That's according to Universum's annual rankings of the World's Most Attractive Employers.
+• Students selected five employers that they most want to work for these rankings.
+
+Business students from around the world hope they can work at Apple.
+
+That's according to the latest ranking from Universum, an employer branding expert. Universum published its annual rankings of the World's Most Attractive Employers, one of which focuses on where business students are highly interested in working.
+
+Universum said that the rankings are based on the ""top nine and most significant graduate hiring countries for multinational employers: USA, China, Germany, UK, France, India, Italy, Brazil, Canada. To be considered, companies must be among the top 90% of brands listed in at least four of the nine countries."" Students were asked, ""Choose the five employers you most want to work for, your five Ideal Employers."" The business standing ranking was determined this year by almost 90,000 business students from across the world.
+
+Tech companies Apple, Google, and Microsoft made up this year's top three spots in the business student ranking.
+
+""Among the highest-scoring employers in the WMAE rankings, Apple was the biggest winner in 2022 — and particularly so for business students, who pushed the brand from the No.3 spot to No.1,"" Kortney Kutsop, managing director for Universum Americas, said in a statement. ""The company's consumer privacy moves in 2022 were viewed favorably by young talent, and its recent strong financial performance — even as some of Apple's competitors falter — will likely sustain the employer brand's position into 2023.""
+
+Apple also ranked third in the engineering and IT student rankings, suggesting that students from various fields see Apple as a top potential place to work.
+
+Accounting and consulting giant Deloitte ranked sixth in this business student ranking; it also ranked No. 14 in the IT student ranking this year.
+
+""We are honored to once again be recognized as a top employer by talent entering the workforce,"" Michele Parmelee, Deloitte Global deputy CEO and chief people and purpose officer, said in a statement. ""Deloitte remains committed to supporting and inspiring our people throughout their career journeys. By providing opportunities, resources, and an inclusive culture, we are enabling our people to continue making an impact for their clients and communities.""
+
+L'Oréal Group also ranked toward the top of the business student ranking.
+
+""We are very honored to be ranked No. 5 for Business Students, standing out alongside the tech giants and the first European company in the ranking,"" Michael Kienle, global VP of talent acquisition at L'Oréal Group, said in a statement.
+
+""Our people-driven culture, which has always been our driving force, resonates with the aspirations of young people who want to grow and have a voice in an inclusive and entrepreneurial environment, while having an impact on society and the planet,"" Kienle continued. ""At L'Oréal, everyone contributes to a common and unique experience, that of creating beauty that moves the world.""
+
+The following are the 30 companies that made the top of the business student ranking and how each company's 2022 rank compares to their standing in 2021. It's important to note though that the 2021 ranking included Russia, unlike this year's ranking.",1b94f37be10b497a9c2538c6e005956b,Companies business students around the world most want to work for,4,,,,
+34932,"Kinder Morgan's (KMI) Q4 Earnings In Line, Revenues Miss - Kinder Morgan, Inc. KMI reported fourth-quarter 2022 adjusted earnings per share of 31 cents, in line with the Zacks Consensus Estimate. The bottom line increased from the year-ago quarter’s 27 cents per share.
+
+
+
+Total quarterly revenues of $4,579 million missed the Zacks Consensus Estimate of $5,527 million. The top line, however, surged from $4,425 million in the prior-year quarter.
+
+
+
+The in-line quarterly earnings were primarily aided by higher gathering and transport volumes. Lower contributions from Product Pipelines offset the positives.
+
+
+
+Natural Gas Pipelines: In the December quarter of 2022, adjusted earnings before depreciation, depletion and amortization expenses, including the amortization of the excess cost of equity investments (EBDA), rose to $1,353 million from $1,215 million a year ago. Higher gathering and transport volumes primarily aided the segment.
+
+
+
+Product Pipelines: The segment’s EBDA in the fourth quarter was $252 million, reflecting a decline from $281 million a year ago. Lower volumes of gasoline and diesel fuel affected the segment.
+
+
+
+Gasoline transported volumes decreased 2% year over year in the December quarter but jet fuel volumes jumped 9.8%.
+
+
+
+Terminals: Through the segment, Kinder Morgan generated quarterly EBDA of $244 million, flat with the year-ago period’s number. Sustained strength in handling rates primarily aided the unit.
+
+
+
+CO2: The segment’s EBDA was recorded at $194 million, up from the year-ago quarter’s figure of $158 million. The outperformance was caused by increased realized prices of crude, NGL and CO2.
+
+Expenses related to operations and maintenance totaled $695 million, up from $658 million a year ago. Total operating costs expenses and other were flat at $3,475 million.
+
+As of Dec 31, 2022, Kinder Morgan reported $745 million in cash and cash equivalents. The company’s long-term debt amounted to $28,288 million at the quarter-end.
+
+For 2023, KMI projects a net income attributable to the midstream player of $2.5 billion. For this year, it expects a dividend of $1.13 per share, suggesting an increase of 2% from the prior-year reported figure.
+
+Kinder Morgan currently carries a Zacks Rank #5 (Strong Sell). Better-ranked players in the energy space include Halliburton Company HAL, Eni SpA E and PBF Energy Inc. PBF. All the stocks carry a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+
+
+Halliburton is well known for providing products and services to energy companies. Over the past 30 days, HAL has witnessed upward earnings estimate revisions for 2022 and 2023, respectively. 
+
+
+
+Eni is also leading the energy transition. The integrated energy player has been building a full set of decarbonized products and services for clients to achieve carbon neutrality by mid-century. Even though the energy business scenario is challenging, Eni’s efficient exploration keeps it highly competitive.
+
+
+
+PBF Energy is a leading North American independent refiner. It is highly inclined to reduce its debt load and has reinstated its regular quarterly dividend. Over the past seven days, PBF Energy has witnessed upward earnings estimate revisions for 2023.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.9358068, 'negative': 0.04255069, 'neutral': 0.02164246}","
+
+
+
+Gasoline transported volumes decreased 2% year over year in the December quarter but jet fuel volumes jumped 9.8%. Better-ranked players in the energy space include Halliburton Company HAL, Eni SpA E and PBF Energy Inc. PBF. Over the past 30 days, HAL has witnessed upward earnings estimate revisions for 2022 and 2023, respectively. Over the past seven days, PBF Energy has witnessed upward earnings estimate revisions for 2023.",Higher gathering and transport volumes aid Kinder Morgan's (KMI) Q4 earnings.,KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity’s social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7663528122123701, 'Operational Safety, Emergency Preparedness & Response': 0.7583782165084213, 'Air Quality': 0.727431944613071, 'Competitive Behaviour': 0.7707747977541697, 'Ecological Impacts': 0.739793333859874}",0.7707747977541697,Inchul,Minor focus,Minor focus,Neutral,"Greenhouse Gas Emissions, Operational Safety, Emergency Preparedness & Response, Air Quality, Ecological Impacts",Minor,No,Neutral,2023-06-14T07:38:13.703000+00:00,https://www.wsj.com/livecoverage/federal-reserve-meeting-interest-rate-june-2023/card/u-s-banks-are-giving-up-some-china-ipo-mandates-hAVvxPzmoWhMiHoI1okR,"[{'name': 'years past', 'weight': 0.13217682}, {'name': 'international stock exchanges', 'weight': 0.13005008}, {'name': 'IPO mandates', 'weight': 0.12192036}, {'name': 'years', 'weight': 0.12118749}, {'name': 'China IPO Mandates', 'weight': 0.118204}, {'name': 'Hong Kong', 'weight': 0.10595013}, {'name': 'IPOs', 'weight': 0.10547944}, {'name': 'solar panels', 'weight': 0.102467574}, {'name': 'Chinese initial public offerings', 'weight': 0.097684905}, {'name': 'Chinese companies', 'weight': 0.09487697}]",[{'name': 'Finance'}],"[{'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Hong Kong', 'type': 'GPE', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Growatt Technology', 'type': 'ORG', 'mentions': 1}]","International investors have soured so much on Chinese initial public offerings that investment banks are backing out of potential listings.
+
+Goldman Sachs has given up several mandates for IPOs in Hong Kong this year, including deals for a dermatology company and an online marketplace for pharmaceutical products, according to filings with the city’s stock exchange. Bank of America has left its role in the coming IPO of Growatt Technology, which makes inverters for solar panels.
+
+Banks seldom relinquish IPO mandates after receiving them. The moves reflect how difficult the market is for Chinese companies that want to go public on international stock exchanges.
+
+New and secondary listings in Hong Kong have raised just $2.05 billion this year, down 12% from a year earlier, a far cry from the city’s IPO volumes in years past.",45b6a908daf0434bb8b56be38f54b0db,U.S. Banks Are Giving Up China IPO Mandates,4,,,,
+11557,"Homebuilders jacking up prices as buyers can’t find anything on resale market - Publicly listed US homebuilders are raising prices on new construction, taking advantage of an acute shortage of previously owned homes in the market as owners defer upgrading due to high mortgage rates.
+
+Homebuilders are enjoying this turn of events after a gnarly second half last year when fears of rising interest rates slowing demand had forced them to cut prices and offer incentives to boost sales.
+
+The shortages have powered homebuilders’ earnings, sending their stocks soaring, with the S&P Composite 1500 Homebuilding Sub Index up 41.90% so far this year.
+
+The current average rate of above 7% on the popular 30-year fixed mortgage, according to the Federal Reserve Economic Data, compared to below 5% that 80% of homeowners have per a recent survey by Zillow, is making upgrading homes less attractive.
+
+It is thereby squeezing the pool of existing homes, which are typically more affordable than new construction.
+
+The number of newly listed homes, of which existing homes usually make up a majority, was down 24.8% in July from a year earlier, according to data from real estate broker Redfin.
+
+Buyers “can’t find anything” on the resale market, said luxury homebuilder Toll Brothers in a post-earnings call on Wednesday, as it announced a 10% sequential rise in price in the quarter ended July.
+
+Other homebuilders Lennar and PulteGroup have raised pricing by about 1% to 3% from the previous quarter.
+
+Public homebuilders on average have raised prices in about two-thirds of their communities, said BTIG analyst Carl Reichardt.
+
+This comes as the pricing gap between existing and new homes has narrowed, following a price appreciation in the resale market.
+
+The median July sales price of new homes sold was $436,700 compared with the median existing home price of $406,700, according to data from the Census Bureau and the National Association of Realtors.
+
+“Homebuilders are generally price-takers,” said Matthew Bouley, analyst at Barclays. “When the existing home market is seeing a price appreciation, it supports pricing power for new construction.”
+
+Room for further price hikes and faster construction cycles will continue to lift the profit margins for homebuilders in the second half of the year, say analysts.
+
+“We think there is an additional leg higher in margins ahead of us,” said Bouley.
+
+However, as a consequence of the recovery in new construction prices since last year, “affordability is close to its worst levels in at least the last three decades,” said James Egan, Morgan Stanley housing strategist.
+
+It declined 12% in June from a year earlier, but the pace of deterioration was the slowest since 2021, added Egan.
+
+This will force homebuilders to remain sensitive to market traffic and sentiment among customers when it comes to the degree of price hikes implemented, said BTIG‚Äôs Reichardt.","{'positive': 0.08331237, 'negative': 0.8996372, 'neutral': 0.01705036}","Homebuilders are jacking up prices on new construction due to an acute shortage of previously owned homes due to high mortgage rates. The shortages have powered homebuilders' earnings, sending their stocks soaring, and the S&P Composite 1500 Homebuilding Sub Index up 41.90% so far this year. The current average rate of above 7% on the popular 30-year fixed mortgage is making upgrading homes less attractive, squeezing the pool of existing homes, which are typically more affordable than new construction. Homebuilders on average have raised prices in about two-thirds of their communities, and this comes as the pricing gap between existing and new homes has narrowed, following a price appreciation in the resale market. Room for further price hikes and faster construction cycles will continue to lift the profit margins for homebuilders in the second half of the year, but analysts predict that this will force them to remain sensitive to market traffic and sentiment among customers when it comes to the degree of price hikes implemented.","Homebuilders are enjoying this turn of events after a gnarly second-half last year, when fears of rising interest rates slowing demand had forced them to cut prices and offer incentives to boost sa‚Ķ",LEN,Infrastructure,Home Builders,Lennar Corp A,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7751317300838425, 'Design for Resource Efficiency': 0.7905033606852291, 'Community Impacts of New Developments': 0.7983086782868877, 'Climate Change Adaptation': 0.7814571862739825, 'Workforce Health & Safety': 0.7748232846678004}",0.7983086782868877,Inchul,Minor focus,Major focus,Neutral,"Community Impacts of New Developments, Affordability & Access to Housing",Minor,Minor,Neutral,2023-06-12T10:00:38+00:00,https://www.foxnews.com/tech/im-tech-expert-5-answers-solve-your-tech-dilemmas,"[{'name': 'bank account details', 'weight': 0.060936242}, {'name': 'Printers', 'weight': 0.059181385}, {'name': 'printers', 'weight': 0.059181385}, {'name': 'Kim Komando Today', 'weight': 0.057680875}, {'name': 'tech questions', 'weight': 0.057022158}, {'name': 'blank pages', 'weight': 0.05434288}, {'name': 'Kim Komando', 'weight': 0.051894635}, {'name': 'advanced data recovery software', 'weight': 0.0511763}, {'name': 'Google Podcasts', 'weight': 0.047952667}, {'name': 'Android', 'weight': 0.047776274}]",[{'name': 'Tech'}],"[{'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Measure', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'Just The Recipe', 'type': 'ORG', 'mentions': 1}, {'data': 'FCC', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Hang-a-Pic', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iShredder', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iOS', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Android', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Windows', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'macOS', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Shreddit', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Secure Eraser', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'more than three minutes', 'type': 'TIME', 'mentions': 2}, {'data': 'about 20 seconds', 'type': 'TIME', 'mentions': 1}, {'data': 'a solid 30 minutes', 'type': 'TIME', 'mentions': 1}, {'data': '5-minute', 'type': 'TIME', 'mentions': 1}, {'data': 'Just the Recipe for iOS', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Kim Komando Today', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Elon Musk’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'Komando', 'type': 'PERSON', 'mentions': 2}]","As a national radio host, I’ve heard all the tech questions over the years. ""Is Facebook always listening to me?"" They don’t need to — since they collect so much info about you.
+
+""How do I know if someone is snooping on my computer?"" Not all snoops realize they leave tech breadcrumbs. You can outsmart them.
+
+Those questions come year after year, but I took on answering some new ones, too. Keep reading if you’re sick of long-winded recipe blogs, your printer is acting up, or you’re upgrading to a new phone any time soon.
+
+1. Use your phone to make house chores easier
+
+Question: ""I can never hang up pictures straight. There’s got to be an app for that, right?""
+
+DOES YOUR PC'S MOTHERBOARD HAVE HIDDEN VULNERABILITY THAT COULD PUT YOU AT RISK?
+
+There’s an app for just about everything! Just hanging one thing?
+• On iPhone, open the Measure app, then tap Level on the bottom right. The level will appear on the screen. Cool.
+• On an Android, open the Google app or your browser and search for ""bubble level."" Use it like a normal level, placing it on a surface.
+
+Hanging one picture is easy. But what if you have four pictures with two hooks on the back and want them hung exactly 5.5 inches apart?
+• Use the app Hang-a-Pic. You choose how many pictures, hooks, and dimensions. The app tells you exactly where to place the nails on your phone, or you can print complete directions via email.
+
+You can use your phone to help you hang a TV, too. Nice. What about cleaning the dusty screen? Here’s the best way to do it.
+
+2. Talk to a human at Amazon about your order
+
+Question: ""I'm having problems with an Amazon order and don't want to deal with chat support. Is it possible to talk to someone, anyone at Amazon?""
+
+There's bound to be the occasional issue with an order. Avoid the chatbots and essay-length exchanges with third-party sellers with this neat trick:
+• While logged into your Amazon account, go to the Contact us page.
+• Choose your issue, then at the bottom, select I need more help.
+• On the left, choose Request call now.
+• Enter your phone number, and you’ll see an estimated time before you receive the call.
+
+I’ve never waited more than three minutes for a phone call. Be sure to have the order number handy.
+
+Amazon Prime is expensive. You should get all you can out of that monthly or annual charge.
+
+Trending: The best tech newsletter read by over 400,000 people daily.
+
+Question: ""I'm fed up with scrolling through so much stuff I don't care about to get to a recipe on a website. Any tricks to get right to what I want?""
+
+So annoying, right? You found a tasty-looking recipe online, but when you open the page, you need to scroll way down to get to the recipe. To skip the story and jump straight to the steps, there's a fantastic app and website called Just The Recipe.
+
+Paste that recipe’s URL into the blank field at justtherecipe.com, and it’ll give you the ingredients and steps you need. And if you use the app, you can save your favorite recipes to a personal cookbook.
+
+Go here to download Just the Recipe for iOS
+
+Go here to get Just the Recipe for Android
+
+Another terrific way to skip to the recipe: On a PC, hit Control+F and type ""Print"" to quickly find the recipe. On a Mac, it’s Command+F.
+
+4. Wait, can someone hack my printer?
+
+Question: ""I heard printers can be hacked. Is this true? How do I know?""
+
+You’ve installed antivirus software and use unique passwords of 21 characters for all your accounts. Way to go! But it’s easy to forget about this vulnerable office item.
+
+Just like your computer, your printer is a goldmine for hackers. Printers often store copies of the docs that have been printed. Any cybercriminal could get copies of sensitive information, like your financial records.
+
+Here are three signs your printer has been hacked:
+• Your printer starts printing blank pages or a bunch of characters.
+• You notice print jobs that you did not initiate.
+• Your printer’s settings were changed without your knowledge.
+
+Don’t panic! All you need to do is reset the printer to factory defaults:
+• Unplug the printer and press and hold the printer’s Reset button. (It’s usually on the back or bottom of the printer.)
+• While holding the Reset button, plug the printer back in, turn it on, and in about 20 seconds, lights will flash to indicate it’s done.
+
+Fun fact: Your printer probably has an email address. Here’s how to find it.
+
+5. There’s so much private stuff on my phone
+
+Question: ""I'm selling my phone after I upgrade to a new one. How do I know everything is wiped properly before someone else has it? Is a factory reset enough?""
+
+Your phone contains sensitive data, including your credit card numbers, bank account details, passwords, and private pics. You don’t want that info falling into the wrong hands. Just hitting delete or doing a factory reset won't cut it because advanced data recovery software that can still pry into deleted files.
+
+To truly erase your phone, you need to do a factory reset and follow it up with a thorough data erase. This involves using specialized software that overwrites the phone's storage with random data multiple times, making it almost impossible for anyone to retrieve what you had on the phone.
+
+Go to protectstar.com/en/products/ishredder to get iShredder for iOS, Android, Windows and macOS.
+
+You have more third-party options when it comes to Android, such as Shreddit and Secure Eraser.
+
+Keep your tech-know going
+
+My popular podcast is called ""Kim Komando Today."" It’s a solid 30 minutes of tech news, tips, and callers with tech questions like you from all over the country. Search for it wherever you get your podcasts. For your convenience, hit the link below for a recent episode.
+
+Plus, the FCC puts an end to scam texts. UFO sightings are rising because of Elon Musk’s satellites, a GPS tracker that sees if your skis are stolen and three free police scanner apps. And a money tip that saved me just over $456 in 5 minutes.
+
+Check out my podcast ""Kim Komando Today"" on Apple, Google Podcasts, Spotify, or your favorite podcast player.
+
+Listen to the podcast here or wherever you get your podcasts. Just search for my last name, ""Komando.""
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+Sound like a tech pro, even if you’re not! Award-winning popular host Kim Komando is your secret weapon. Listen on 425+ radio stations or get the podcast. And join over 400,000 people who get her free 5-minute daily email newsletter.",f65871ade90d4dd0b0565171a3ca3ec7,I’m a tech expert: 5 answers to solve your tech dilemmas,4,,,,
+30040,"Jewel, CVS: Christmas 2022 Grocery Store Hours In Chicago Heights - In our quest to make that perfect holiday meal, it’s almost inevitable we’ll forget an item or two on our grocery lists. Most grocery stores in Illinois will close on Christmas Day, but many will be open for those last-minute additions on Christmas Eve. Here are the hours for grocery stores in or near Chicago Heights that will be open on Christmas Eve and Christmas Day, along with those that won’t. As always, Patch encourages you to call ahead to your local store to confirm hours at that location.
+
+
+
+Aldi: ALDI stores are closed on Christmas Day. However, ALDI stores will operate limited hours on Christmas Eve and will close by 7 p.m.
+
+Costco: Some stores will be open for limited hours on Christmas Eve, and all stores will be closed Christmas Day. Call ahead to confirm hours with your local store.
+
+ CVS: All 24-hour CVS Pharmacy locations will remain open with regular hours on Thanksgiving. Non-24-hour CVS Pharmacy locations will close at 5 p.m. Some locations may have reduced pharmacy hours or may be closed for the holiday. The company recommends calling ahead to confirm store hours.
+
+Jewel-Osco: Stores will be open but close at 6 p.m. on Christmas Eve and remain closed on Christmas Day. Meijer: Stores will be open from 6 a.m. to 7 p.m. on Christmas Eve and closed on Christmas Day.
+
+Sam’s Club: Stores will be open until 6 p.m. Christmas Eve and will be closed on Christmas Day. Target: Most stores will close at 8 p.m. Christmas Eve. All stores are closed Christmas Day.
+
+Walgreens: Walgreens stores will be open regular business hours on Christmas Eve. Pharmacy hours will vary by location. All 24-hour locations will remain open 24 hours. On Christmas Day, most stores will be open from 9 a.m. to 6 p.m., while 24-hour Walgreens locations and 24-hour pharmacies will remain open. Customers can check their local store hours using this store locator. Walmart: Stores will be open from 6 a.m. to 6 p.m. on Christmas Eve. Stores are closed Christmas Day.","{'positive': 0.0194994, 'negative': 0.16942796, 'neutral': 0.81107265}","Most grocery stores in Illinois will close on Christmas Day, but many will be open for those last-minute additions on Christmas Eve. Here are the hours for grocery stores in or near Chicago Heights that will be open on Christmas Eve and Christmas Day, along with those that won‚Äôt. Some stores will be open for limited hours on Christmas Eve, and all stores will be closed Christmas Day. Stores will be open but close at 6 p.m. on Christmas Eve and remain closed on Christmas Day.","Find when you can pick up those last-minute Christmas dinner staples from Jewel-Osco, Meijer, or Walmart near Chicago Heights.",CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7411598576996071, 'Energy Management in Retail': 0.7751575846090409, 'Drug Supply Chain Integrity': 0.7335004621550937, 'Management of Controlled Substances': 0.7364418396800357, 'Data Security & Privacy': 0.7483823635858968}",0.7751575846090409,Inchul,No focus,No focus,Neutral,,Minor,Minor,Neutral,2023-01-24T11:48:45+00:00,https://www.foxnews.com/sports/bengals-eli-apple-chides-stefon-diggs-bills-star-tweets-frustration-cancun,"[{'name': 'Buffalo Bulls wide receiver Stefon Diggs', 'weight': 0.106650464}, {'name': 'Stefon Diggs', 'weight': 0.091747135}, {'name': 'LOCKER ROOM', 'weight': 0.081577845}, {'name': 'Diggs', 'weight': 0.07941773}, {'name': 'Buffalo Bulls', 'weight': 0.07764046}, {'name': 'reporters', 'weight': 0.06969894}, {'name': 'Cincinnati Bengals cornerback Eli Apple', 'weight': 0.06964637}, {'name': 'Sunday', 'weight': 0.06915569}, {'name': 'Bills coach Sean McDermott', 'weight': 0.06792698}, {'name': 'tweets', 'weight': 0.06762716}]",[{'name': 'Sports'}],"[{'data': 'Bengals', 'type': 'ORG', 'mentions': 4}, {'data': 'Bills', 'type': 'ORG', 'mentions': 4}, {'data': 'Buffalo Bulls', 'type': 'ORG', 'mentions': 1}, {'data': 'AFC', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'the Kansas City Chiefs', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'Eli Apple', 'type': 'PERSON', 'mentions': 2}, {'data': 'Stefon Diggs', 'type': 'PERSON', 'mentions': 5}, {'data': 'Sean McDermott', 'type': 'PERSON', 'mentions': 1}, {'data': 'JOSH ALLEN', 'type': 'PERSON', 'mentions': 1}, {'data': 'Cancun', 'type': 'GPE', 'mentions': 2}, {'data': 'Buffalo', 'type': 'GPE', 'mentions': 1}, {'data': 'AFC Championship', 'type': 'EVENT', 'mentions': 1}]","Cincinnati Bengals cornerback Eli Apple had one jab to take at Buffalo Bulls wide receiver Stefon Diggs following their teams’ AFC divisional-round matchup on Sunday.
+
+Diggs was spotted getting upset on the sideline following the Bills’ loss to the Bengals and reportedly ducked out of the locker room before their media availabilities with reporters. Bills coach Sean McDermott said Diggs was present for the postgame speech but did not stay too long afterward.
+
+CLICK HERE FOR MORE SPORTS COVERAGE ON FOXNEWS.COM
+
+The star wide receiver addressed his frustrations in tweets.
+
+""Want me to be okay with losing? Nah,"" the first one read.
+
+""Want me to be okay with our level of play when it’s not up to the standard? Nah.""
+
+BILLS' STEFON DIGGS, WHO WAS FRUSTRATED WITH JOSH ALLEN ON SIDELINE, BOLTS FROM LOCKER ROOM AFTER LOSS: REPORT
+
+""It’s easy to criticize my reaction more than the result.""
+
+However, Apple was not going to just let the tweets sit. He had to get one more dig in.
+
+""Cancun on 3,"" the veteran tweeted in response to Diggs about criticism of his frustrated reaction.
+
+Apple later added, ""Someone get them in couples therapy @JoshAllenQB and @stefondiggs I’ll pay on God.""
+
+Apple had six total tackles and a pass break up in the 27-10 victory over Buffalo. The Bengals will be looking for a second consecutive AFC Championship on Sunday in a matchup against the Kansas City Chiefs.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+Apple played in 15 games this season. He had 49 total tackles and eight passes defended.",d46d66bee4284520aa605efdedfc0ca5,Bengals' Eli Apple chides Stefon Diggs as Bills star tweets frustration: 'Cancun on 3',4,,,,
+15934,"Amazon touts new data, security services to win cloud business - LAS VEGAS, Nov 29 (Reuters) - Amazon.com Inc on Tuesday announced data and security services for businesses in an effort to win more sales and stay the largest cloud-computing provider, ahead of rivals Microsoft Corp and Alphabet Inc's Google.
+
+At an annual conference in Las Vegas, its cloud division announced Amazon DataZone to help businesses control access to internal data, with Fox Corp as one of the launch customers, according to a press release. Other new services included Amazon Security Lake helping enterprises aggregate information from cybersecurity vendors and other sources. (Reporting By Jeffrey Dastin in Las Vegas)","{'positive': 0.2802969, 'negative': 0.012469359, 'neutral': 0.7072337}","Amazon touts new data, security services to win cloud business. 
+
+LAS VEGAS, Nov 29 (Reuters) - Amazon.com Inc on Tuesday announced data and security services for businesses in an effort to win more sales and stay the largest cloud-computing provider, ahead of rivals Microsoft Corp and Alphabet Inc's Google. At an annual conference in Las Vegas, its cloud division announced Amazon DataZone to help businesses control access to internal data, with Fox Corp as one of the launch customers, according to a press release. Other new services included Amazon Security Lake helping enterprises aggregate information from cybersecurity vendors and other sources.","Amazon Inc on Tuesday announced data and security services for businesses in an effort to win more sales and stay the largest cloud-computing provider, ahead of rivals Microsoft Corp and Alphabet Inc's Google. At an annual conference in Las Vegas, its cloud division announced Amazon DataZone to help businesses control access to internal data, with Fox Corp as one of the launch customers, according to a press release. Other new services included Amazon Security Lake helping enterprises aggregate information from cybersecurity vendors and other sources.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.756174949241324, 'Hardware Infrastructure Energy & Water Management': 0.7702348697867138, 'Data Privacy & Advertising Standards': 0.7912384120143556, 'Employee Recruitment, Inclusion & Performance': 0.7426198917975895, 'Data Security': 0.7858097607524046}",0.7912384120143556,Inchul,Major focus,Major focus,Positive,"Data Security, Data Privacy & Advertising Standards",No,No,No,2022-11-24T10:00:43+00:00,https://www.forbes.com/sites/barrycollins/2022/11/24/google-stadia-refund-blunder-gives-gamers-an-unexpected-windfall/,"[{'name': 'customer services', 'weight': 0.1433157}, {'name': 'Stadia customers', 'weight': 0.13355951}, {'name': 'Google Stadia Refund Blunder', 'weight': 0.12891735}, {'name': 'multiple refunds', 'weight': 0.12053525}, {'name': 'refunds', 'weight': 0.119311124}, {'name': 'Stadia Pro', 'weight': 0.11096454}, {'name': 'customers', 'weight': 0.107408755}, {'name': 'Many customers', 'weight': 0.106534004}, {'name': 'most customers', 'weight': 0.10539349}, {'name': 'free games', 'weight': 0.10436567}]",[{'name': 'Tech'}],"[{'data': 'Stadia', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Reddit', 'type': 'ORG', 'mentions': 1}, {'data': 'Stadia Pro', 'type': 'PRODUCT', 'mentions': 3}, {'data': '4', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}]","An apparent error by Google has resulted in some Stadia subscribers getting refunds that they weren’t entitled to.
+
+Google announced it was closing Stadia earlier this year and said it would refund customers for any hardware and games purchases they had made since the service’s launch. However, Google stopped short of refunding customers for the monthly Stadia Pro subscriptions required to game in 4K and to benefit from free games.
+
+Now it emerges that some gamers in the U.K. and other parts of Europe have been receiving refunds for Stadia Pro.
+
+A post on Reddit shows one gamer benefiting from multiple refunds of £8.99 for Stadia Pro, with other gamers confirming they too have received their money back for the subscription fees.
+
+A report on 9to5Google claims the refunds were made in error, and that the lucky customers who benefitted from the windfall won’t be asked to return the money. It’s not clear how many customers benefited from the bonus payments. Google has been approached for comment.
+
+Google has been making steady progress with refunding Stadia customers. Many customers (including myself!) are reporting that they’ve already received refunds for games purchased on the service. It seems most customers are still waiting for their money back on hardware purchases.
+
+Google has said that it aims to complete the refunds process by the end of January and is asking customers not to contact customer services to chase refunds at this time.",9921eaf98b084db98a2e85ec54626e6d,Google Stadia Refund Blunder Gives Gamers An Unexpected Windfall,4,,,,
+43146,"Dexcom to build its first European factory in Ireland - DUBLIN, May 5 (Reuters) - U.S. medical device company Dexcom (DXCM.O) plans to invest 300 million euros ($330.8 million) over the next five years to build a manufacturing site in Ireland, creating up to 1,000 jobs, it said on Friday.
+
+The plans provide some good news for the Irish economy after announcements of job cuts at other foreign-owned companies.
+
+Dexcom, which makes glucose monitoring systems for people with diabetes, said it would seek planning permission for land owned by the Irish government's investment agency (IDA) in Athenry.
+
+""This will be one of the biggest single private sector investments ever in the West of Ireland,"" Prime Minister Leo Varadar said in a statement.
+
+Ireland is hugely reliant on multinationals that together employ more than 275,000 people, or one in nine workers, and account for a large chunk of the country's income and corporate taxes.
+
+Many of the world's leading drugmakers have operations in Ireland, including Pfizer (PFE.N), which plans to invest more than 1.2 billion euros ($1.26 billion) to expand manufacturing at its plant in Dublin.
+
+Rival Abbott Laboratories (ABT.N) said in August that it would create about 1,000 jobs with expansion of its manufacturing facilities.","{'positive': 0.8870371, 'negative': 0.06326054, 'neutral': 0.049702283}","U.S. medical device company Dexcom (DXCM.O) plans to invest 300 million euros ($330.8 million) over the next five years to build a manufacturing site in Ireland, creating up to 1,000 jobs. The plans provide good news for the Irish economy after announcements of job cuts at other foreign-owned companies. Many of the world's leading drugmakers have operations in Ireland.","U.S. medical device company Dexcom plans to invest 300 million euros ($330.8 million) over the next five years to build a manufacturing site in Ireland, creating up to 1,000 jobs, it said on Friday.",DXCM,Health Care,Medical Equipment & Supplies,DexCom Inc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7320296215845236, 'Supply Chain Management': 0.7324846170239211, 'Ethical Marketing': 0.7598287075250724, 'Business Ethics': 0.7642482432519988, 'Product Design & Lifecycle Management': 0.7512489646712215, 'Affordability & Pricing': 0.7499265843381898}",0.7642482432519988,Inchul,Major focus,Major focus,Positive,"Supply Chain Management, Product Design & Lifecycle Management",Major,Major,Positive,2023-01-11T14:00:02+00:00,https://finance.yahoo.com/news/cardinal-health-inc-cah-trending-140002607.html?.tsrc=rss,"[{'name': 'earnings estimates', 'weight': 0.10081388}, {'name': 'earnings estimate revisions', 'weight': 0.0975573}, {'name': 'consensus revenue estimates', 'weight': 0.0943582}, {'name': 'stocks', 'weight': 0.09356466}, {'name': 'consensus EPS estimates', 'weight': 0.08158304}, {'name': 'earnings growth', 'weight': 0.07977925}, {'name': 'year', 'weight': 0.07679569}, {'name': 'earnings', 'weight': 0.075189374}, {'name': 'short-term stock price movements', 'weight': 0.07123319}, {'name': 'revenues', 'weight': 0.06310569}]",[{'name': 'Finance'}],"[{'data': 'Cardinal Health, Inc.', 'type': 'ORG', 'mentions': 11}, {'data': 'CAH', 'type': 'ORG', 'mentions': 2}, {'data': 'Zacks.com', 'type': 'ORG', 'mentions': 4}, {'data': 'Zacks S&P 500', 'type': 'ORG', 'mentions': 1}]","Cardinal Health (CAH) is one of the stocks most watched by Zacks.com visitors lately. So, it might be a good idea to review some of the factors that might affect the near-term performance of the stock.
+
+Shares of this prescription drug distributor have returned -0.2% over the past month versus the Zacks S&P 500 composite's -0.2% change. The Zacks Medical - Dental Supplies industry, to which Cardinal belongs, has gained 4.2% over this period. Now the key question is: Where could the stock be headed in the near term?
+
+Although media reports or rumors about a significant change in a company's business prospects usually cause its stock to trend and lead to an immediate price change, there are always certain fundamental factors that ultimately drive the buy-and-hold decision.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, Cardinal is expected to post earnings of $1.13 per share, indicating a change of -11% from the year-ago quarter. The Zacks Consensus Estimate has changed -0.1% over the last 30 days.
+
+The consensus earnings estimate of $5.28 for the current fiscal year indicates a year-over-year change of +4.4%. This estimate has changed +0.1% over the last 30 days.
+
+For the next fiscal year, the consensus earnings estimate of $6.15 indicates a change of +16.5% from what Cardinal is expected to report a year ago. Over the past month, the estimate has changed +2.3%.
+
+With an impressive externally audited track record, our proprietary stock rating tool -- the Zacks Rank -- is a more conclusive indicator of a stock's near-term price performance, as it effectively harnesses the power of earnings estimate revisions. The size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, has resulted in a Zacks Rank #2 (Buy) for Cardinal.
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+For Cardinal, the consensus sales estimate for the current quarter of $49.68 billion indicates a year-over-year change of +9.3%. For the current and next fiscal years, $199.15 billion and $210.89 billion estimates indicate +9.8% and +5.9% changes, respectively.
+
+Cardinal reported revenues of $49.6 billion in the last reported quarter, representing a year-over-year change of +12.8%. EPS of $1.20 for the same period compares with $1.29 a year ago.
+
+Compared to the Zacks Consensus Estimate of $46.88 billion, the reported revenues represent a surprise of +5.81%. The EPS surprise was +25%.
+
+Over the last four quarters, Cardinal surpassed consensus EPS estimates two times. The company topped consensus revenue estimates each time over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Cardinal is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Cardinal. However, its Zacks Rank #2 does suggest that it may outperform the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",270f294beb4d4aa4ad2ab58003e2da5d,"Cardinal Health, Inc. (CAH) Is a Trending Stock: Facts to Know Before Betting on It",4,,,,
+9056,"American Airlines says au revoir to first-class seating on international flights - American Airlines is eliminating first-class tickets on international flights, saying the carrier isn't selling enough of the pricey seats.
+
+""First class will not exist on the 777, or for that matter at American Airlines, for the simple reason that our customers aren't buying it,"" Vasu Raja, chief commercial officer, said in announcing the company's third-quarter earnings on Thursday.
+
+Raja said many passengers are avoiding first-class and instead buying less expensive business-class tickets. American recently said that it will install a new premium level of business class seats called Flagship Suite on its Airbus A321XLR and Boeing 787-9 planes starting next year. That will require scrapping first-class rows.
+
+""And frankly, by removing it we can provide more business-class seats, which is what our customers most want or most willing to pay for,"" he said.
+
+American's business-class ticket gives a passenger more legroom than the economy class seat, free internet access and a longer list of food options, along with pillows and blankets. It's the highest level ticket someone can purchase for short international trips, according to American's website. The Flagship Suite option is for longer international flights and offers seats that fully recline.
+
+American is putting more emphasis on the Flagship Suite because frequent fliers have changed in recent years, Raja said. Years ago, about half of passengers on American were corporate travelers. Now roughly 60% of bookings are ""leisure demand that is willing to go and pay more for the quality of the business class seat,"" Raja said.
+
+American said it plans to increase Flagship Suite seating by more than 45% by 2026. Delta and United Airlines eliminated first class rows for international flights in 1998 and 2016, respectively.
+• None Strong dollar makes it a good time to be an American in Europe
+
+Separately this week, American Airlines also settled a class-action lawsuit from passengers, agreeing to pay $7.5 million for wrongfully charging some people baggage fees. The funds will be used to refund customers who incorrectly paid checked baggage fees between 2013 and 2021, according to a court order.
+
+American is also in the middle of contract negotiations with its pilots union. Nearly 300 American Airlines pilots stood in solidarity outside the company's headquarters in Fort Worth, Texas, in September, calling for change. Pilots are asking for a 20% raise among other concessions, Forbes reported last month.
+
+""There continues to be concerns about a looming recession, and our fear is new labor deals could overwhelm already thin margins and mask many of the structural changes American should benefit from,"" analysts from Melius said in a research note Thursday.","{'positive': 0.111891545, 'negative': 0.5113691, 'neutral': 0.37673938}","
+
+""First class will not exist on the 777, or for that matter at American Airlines, for the simple reason that our customers aren't buying it,"" Vasu Raja, chief commercial officer, said in announcing the company's third-quarter earnings on Thursday. American recently said that it will install a new premium level of business class seats called Flagship Suite on its Airbus A321XLR and Boeing 787-9 planes starting next year. The Flagship Suite option is for longer international flights and offers seats that fully recline. Delta and United Airlines eliminated first class rows for international flights in 1998 and 2016, respectively.",First-class rows will be removed due to tepid demand as the company focuses on selling more business-class seats.,AAL,Transportation,Airlines,American Airlines Group Inc.,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity’s reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity’s reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.803398677687749, 'Labour Practices': 0.7898505255676098, 'Greenhouse Gas Emissions': 0.7750714226993649, 'Accident & Safety Management': 0.8027583592632126}",0.803398678,Inchul,Major focus,Major focus,Neutral,"Greenhouse Gas Emissions, Labour Practices, Competitive Behaviour",Major,Major,Positive,2022-10-21T14:00:09+00:00,https://www.thesun.co.uk/tech/20184511/youtube-premium-family-plan-price-increase-2022/,"[{'name': 'month', 'weight': 0.24146137}, {'name': 'next month', 'weight': 0.23163158}, {'name': 'video overlay ads', 'weight': 0.101480626}, {'name': 'Prices', 'weight': 0.10046934}, {'name': 'shock price hike', 'weight': 0.0961281}, {'name': 'Premium subscriptions', 'weight': 0.09409368}, {'name': 'search ads', 'weight': 0.085986}, {'name': 'YouTube videos', 'weight': 0.08363307}, {'name': 'ads', 'weight': 0.08108179}, {'name': 'other apps', 'weight': 0.07956382}]",[{'name': 'Tech'}],"[{'data': 'YouTube', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple Music', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'Canada', 'type': 'GPE', 'mentions': 1}, {'data': 'Argentina', 'type': 'GPE', 'mentions': 1}, {'data': 'Turkey', 'type': 'GPE', 'mentions': 1}, {'data': 'Japan', 'type': 'GPE', 'mentions': 1}, {'data': 'Indonesia', 'type': 'GPE', 'mentions': 1}, {'data': 'Brazil', 'type': 'GPE', 'mentions': 1}, {'data': 'Brits', 'type': 'NORP', 'mentions': 1}, {'data': 'YouTube Premium', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'YouTube Originals', 'type': 'PRODUCT', 'mentions': 1}]","YOUTUBE is hiking the price of one of its key subscriptions.
+
+Google – which owns the video app – has revealed plans to increase monthly bills for users in the US and UK.
+
+If you're on the YouTube Premium Family Plan, you should have received an email.
+
+This will detail how much your monthly costs will go up.
+
+In the US, you'll see bills rise by $5 a month.
+
+That's an increase from $17.99 per month to $22.99 a month.
+
+But there's no change to the single-user ($11.99) and student ($6.99) pricing.
+
+For Brits, the price rise is softer – rising by just £2 a month.
+
+It's going up from £17.99 to £19.99 per month.
+
+Prices are also rising in Canada, Argentina, Turkey, Japan, Indonesia and Brazil.
+
+The price rise is effective from November 21, and Google should warn you ahead of time.
+
+Remember: the main YouTube app is still free – the price change only affects Premium subscriptions.
+
+YouTube Premium is a special paid-for version of the video streaming app.
+
+It has plenty of perks, but the main advantage is that you can watch YouTube without being interrupted by ads.
+
+""With YouTube Premium, you can watch millions of videos without interruptions by ads before and during a video, including video overlay ads,"" Google explained.
+
+""You will also not see third-party banner ads and search ads.""
+
+It also gives you the option to download YouTube videos for offline viewing.
+
+Additionally, you can play videos on your smartphone in the background (or with picture-in-picture) while using other apps.
+
+You can get access to YouTube Music Premium, which is Google's rival to Spotify and Apple Music.
+
+And you can watch YouTube Originals as soon as they're released, and at no extra cost.
+
+The YouTube Premium Family Plan lets five people in a family share a single subscription for a higher price.
+
+But it's still cheaper than if multiple members of the family were to buy their own individual subscriptions.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",697d61f5416549cbaddb0d29b1153c00,YouTube reveals shock price hike – and it starts next month...,4,,,,
+6128,"Lead Legacy - AT&T, Verizon and other telecom giants have left behind a sprawling network of cables covered in toxic lead that stretches across the U.S., under the water, in the soil and on poles overhead, a Wall Street Journal investigation found. As the lead degrades, it is ending up in places where Americans live, work and play.","{'positive': 0.02140958, 'negative': 0.43339562, 'neutral': 0.5451948}","A Wall Street Journal investigation has found that a network of cables covered in toxic lead has been left in places where Americans live, work and play. The lead is under the water, in the soil and on poles overhead, and is ending up in places Americans live and work.",Lead Legacy,T,Technology & Communications,Telecommunication Services,AT&T Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called ‚Äúlast-mile‚Äù of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.795849816856114, 'Product End-of-life Management': 0.810687022880712, 'Environmental Footprint of Operations': 0.7864805036266735, 'Data Privacy': 0.7823586443502459, 'Managing Systemic Risks from Technology Disruptions': 0.778984442427858, 'Data Security': 0.7758911566233877}",0.810687023,Inchul,Major focus,Major focus,Negative,"Environmental Footprint of Operations, Product End-of-life Management",Major,Major,Neutral,2023-03-14T19:06:29+00:00,https://www.businessinsider.com/google-workspace-9-million-paying-organizations-2023-3,"[{'name': 'Google Workspace', 'weight': 0.1059206}, {'name': 'Google Docs', 'weight': 0.10051168}, {'name': 'large organizations', 'weight': 0.09966306}, {'name': 'Google Slides', 'weight': 0.09537378}, {'name': 'Google Meet', 'weight': 0.092254385}, {'name': 'Google Cloud', 'weight': 0.091825776}, {'name': 'Google', 'weight': 0.08996906}, {'name': 'large enterprise customers', 'weight': 0.08920004}, {'name': 'Google Cloud CEO Thomas Kurian', 'weight': 0.08757803}, {'name': 'Microsoft Office', 'weight': 0.08412228}]",[{'name': 'Tech'}],"[{'data': 'Google Workspace', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'G Suite', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Office 365', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Docs', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Google Meet', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Slides', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Workspace', 'type': 'ORG', 'mentions': 8}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Insider', 'type': 'ORG', 'mentions': 2}, {'data': 'Korean Air', 'type': 'ORG', 'mentions': 1}, {'data': 'Wayfair', 'type': 'ORG', 'mentions': 1}, {'data': 'Airbus', 'type': 'ORG', 'mentions': 1}, {'data': 'the U.S. Army', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Information', 'type': 'ORG', 'mentions': 1}, {'data': 'Thomas Kurian', 'type': 'PERSON', 'mentions': 1}]","• Google Workspace, formerly known as G Suite, now has over 9 million paying organizations.
+• Workspace announced Tuesday that it will start rolling out more generative AI features.
+• Its biggest competitor is Microsoft, whose Office 365 product has 345 million paid commercial seats.
+
+Google's office software suite now has over 9 million paying organizations, the company told Insider.
+
+Workspace, formerly known as G Suite, has grown to three billion users as of October 2021. Under Google Cloud CEO Thomas Kurian, the organization has made a major push to win over large organizations, including Korean Air, Wayfair, Airbus, and the U.S. Army. Now, it's also rolling out new AI features across the Workspace suite. Google announced Tuesday that it will begin testing those features in Gmail and Google Docs.
+
+Workspace users will be able to generate documents or compose emails by entering basic prompts, such as asking Google Docs to create ""a job post for a sales rep."" Other planned generative AI features include generating new backgrounds in Google Meet and conjuring images, audio, and video in Google Slides.
+
+Workspace's biggest competitor is Microsoft Office, whose Office 365 product has 345 million paid commercial seats as of last year and has a stronghold among large enterprise customers. Employees at Workspace told Insider that it was often difficult to sell Workspace to companies that were already Microsoft shops.
+
+Workspace's latest push into generative AI, as well as its cloud-first products, could help give it an edge. Microsoft, which invested in ChatGPT maker OpenAI, plans to incorporate the widely popular chatbot into its Office products, the Information first reported.
+
+Workspace is part of Google Cloud. The unit surpassed $7 billion in revenue in the fourth quarter of 2022, but it is still unprofitable. It has decreased losses to $480 million, down from $890 million last year. Workspace's subscription model could be an opportunity for the unit to close its margins.
+
+Read Insider's full story about Google Workspace's plan to compete with Microsoft>>",4207879faee84368a9a1af869a86d514,"Google Workspace, its office software suite, hits 9 million paying organizations",4,,,,
+17711,"Hormel Foods reaffirms 2023 forecasts, shares rise - June 1 (Reuters) - Hormel Foods Corp (HRL.N) reaffirmed its annual sales and profit forecasts even as its second-quarter revenue missed estimates, sending the company's shares up as much as 8% in early trade.
+
+Multinational meat packers have gradually bumped up the prices of their goods over the past year to battle rising labor, freight and raw materials expenses.
+
+However, this has led consumers to pull back spending on Hormel's pricier product assortments such as Planters snack nuts and look for cheaper alternatives amid growing recessionary fears in the United States.
+
+""Investors might be pleasantly surprised to see the company reaffirm its full-year guidance, as many investors were expecting another downward revision to earnings,"" said CFRA Research analyst Arun Sundaram.
+
+But Sundaram noted Hormel's optimism for a strong second half could be met with challenges if there is no ""significant turnaround in volumes"".
+
+Volume in its retail segment, that supplies products to big-box retailers such as Walmart, dropped 7.1%, while the foodservice segment slipped 1.3% in the quarter ending April 30.
+
+The Planters owner's international segment volume was down 4%, as the company saw a slow recovery in its China business and less turkey available to export due to the continuing impacts of avian influenza .
+
+The company's second-quarter net sales fell 3.8% to $2.98 billion, missing analysts' estimate of $3.05 billion, according to Refinitiv data.
+
+Additionally, Hormel's profit margins have also been dented by ongoing supply chain problems and excess inventory due to increased production, which has pushed it to undertake more promotional activity.
+
+The company's total segment profit fell 11.6% compared with a year earlier, but it earned a profit of 40 cents per share, which was in line with estimates.
+
+The quarter was ""not as bad as feared,"" wrote J.P.Morgan analyst Thomas Palmer in a note.","{'positive': 0.008884879, 'negative': 0.9761044, 'neutral': 0.015010724}","Hormel Foods Corp (HRL) reaffirmed its annual sales and profit forecasts even as its second-quarter revenue missed estimates, sending the company's shares up as much as 8% in early trade. Multinational meat packers have gradually bumped up the prices of their goods over the past year to battle rising labor, freight and raw materials expenses, but this has led consumers to pull back spending on Hormel's pricier product assortments such as Planters snack nuts and look for cheaper alternatives due to growing recessionary fears in the United States. The company's second-half net sales fell 3.8% to $2.98 billion, missing analysts' estimate of $3.05 billion, while Hormels' profit margins have also been dented by ongoing supply chain problems and excess inventory due to increased production. The total segment profit fell 11.6% compared with a year earlier, but it earned a profit of 40 cents per share.","Hormel Foods Corp reaffirmed its annual sales and profit forecasts even as its second-quarter revenue missed estimates, sending the company's shares up as much as 8% in early trade.",HRL,Food & Beverage,"Meat, Poultry & Dairy",Hormel Foods Corp,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry‚Äôs emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers‚Äô treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities‚Äô use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry‚Äôs ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers‚Äô compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees‚Äô exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry‚Äôs supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity‚Äôs animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7376631730148022, 'Antibiotic Use in Animal Production': 0.725646675732351, 'Greenhouse Gas Emissions': 0.7523483896993234, 'Food Safety': 0.788680983925137, 'Water Management': 0.7614645770936121, 'Animal Care & Welfare': 0.7792903398443684, 'Energy Management': 0.7683256585630734, 'Animal & Feed Sourcing': 0.7786585605920585, 'Workforce Health & Safety': 0.770454288877758, 'Environmental & Social Impacts of Animal Supply Chain': 0.7702878033583953}",0.788680984,Inchul,Minor focus,Major focus,Neutral,,Major,Major,Negative,2023-07-08T15:23:01+00:00,https://www.yahoo.com/lifestyle/amazon-tiny-homes-182944122.html?src=rss,"[{'name': 'Tiny homes', 'weight': 0.12635182}, {'name': 'tiny homes', 'weight': 0.12635182}, {'name': 'tiny home kits', 'weight': 0.12448624}, {'name': 'home', 'weight': 0.10599579}, {'name': 'Amazon Prime', 'weight': 0.0938759}, {'name': 'Amazon', 'weight': 0.08588206}, {'name': 'free shipping', 'weight': 0.08347815}, {'name': 'a home office', 'weight': 0.0620814}, {'name': 'your new dream house', 'weight': 0.05926291}, {'name': 'reality shows', 'weight': 0.05692434}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}]","This summer, spend time in the great outdoors while lounging indoors. Tiny homes are where it's at! Whether you want an instant guest room behind your normal-size house, need a home office that's separate from your living quarters or want to seriously downsize, tiny homes will fit the bill. There are even a bunch of reality shows dedicated to the phenomenon. But you don't have to hire a special contractor to build your pint-size abode — you can just order one from Amazon. That's right: The mega-retailer is selling tiny home kits, delivering your new dream house right to your door. The structures are available starting at just under $3,000, which is pretty impressive. They tend to sell out fast, so snap ’em this weekend while you can.
+
+Granted, if your property is on a location like the one pictured, you ain't gonna be living in this. Still, this is no mere shed. This wooden mini-home is just the right size for a den or an ""outdoor"" living room that can be used all year long. $2,949 at Amazon
+
+And if you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)",9745cca8d92843568b1f3f26d7c4df91,Think small: Amazon has tiny homes back in stock this weekend,4,,,,
+5912,"Our Sustainable Future - Environmental protection is a year-round job, but Earth Month is an opportunity to celebrate, learn, and reflect on our sustainability journey.
+
+Comcast recently convened hundreds of employees for Our Sustainable Future, an event focused on inspiring and empowering teams across the company to support our environmental goals.
+
+It was a wonderful chance to acknowledge both the progress and challenges as we work to reduce our carbon footprint and advance on our goal to be carbon neutral by 2035.
+
+While strategies like sourcing clean energy and driving energy efficiency are among our top priorities for reducing our carbon footprint, we are also driving positive impact through our products and platforms - both of which were showcased at the event.
+
+As I reflect on the broad display of creativity and talent, I see three themes that unite us on our journey toward a more sustainable future.
+
+1. It starts with building the best product
+
+At Comcast, we pride ourselves on building products that are made to last, as reliability is the foundation of our business. But it's also the foundation of sustainability. The distribution model for our connectivity devices ensures that customers are able to access the latest technologies and enjoy the best customer experience, while maximizing reuse so that each product is used until the end of its life - often finding multiple homes before it is decommissioned.
+
+Our design teams are constantly innovating to increase the lifespan of our products. For example, the decision to change the color and finishes on our XB gateways from Xfinity Grey to Xfinity White has reduced refurbishing and repair costs and helped reduce waste to landfills.
+
+Because sustainability can mean so many different things - reducing material inputs, increasing recyclability, utilizing recycled materials in products, reducing embodied carbon, the list goes on - there are several tradeoffs to consider when making sustainable design choices, making it a constant process of learning, testing, and recalibrating.
+
+For example, our award-winning Xfinity Eco Capsule‚Ñ¢ has been celebrated for its outstanding design as the first Xfinity modular packaging system that is 100% recyclable and reusable. Our next generation of packaging will not only prioritize recyclability, but also the carbon emissions associated with shipping and transportation.
+
+Our challenge is to innovate and adapt in constant pursuit of better, more sustainable products.
+
+3. An opportunity to use our platforms for good
+
+The same sustainability values we carry in designing our products also apply to our platforms. As a global media and technology company, we are uniquely positioned to help drive awareness of the world's most pressing issues and offer solutions that can drive positive change.
+
+For example, TODAY Climate, led by Al Roker, is our commitment to covering climate change and sharing sustainable solutions with our millions of viewers. In the UK, Sky produces the Daily Climate Show, investigating how global warming is changing our landscape, as well as developing a variety of other content focused on behavior change, particularly in youth programming.
+
+The Universal Filmed Entertainment Group recently launched the GreenerLight Program, an initiative focused on embedding sustainability across the entire filmmaking process including script development, locations and set needs, as well as on-screen behaviors.
+
+These are just a few examples of the ways we're continuing to drive sustainability across our products and platforms. By working together, we can drive lasting change to create a greener, cleaner future.
+
+Sara Cronenwett is Senior Vice President of Corporate Strategy and Environmental Sustainability for Comcast Corporation.
+
+View additional multimedia and more ESG storytelling from Comcast Corporation on 3blmedia.com.","{'positive': 0.41611964, 'negative': 0.011769872, 'neutral': 0.5721105}","Comcast recently convened hundreds of employees for Our Sustainable Future, an event focused on inspiring and empowering teams across the company to support our environmental goals. At the event, Comcast discussed three themes that unite them on their journey toward a more sustainable future. These include building the best product, building it to last, as well as driving positive impact through our products and platforms. The challenge is to innovate and adapt in constant pursuit of better, more sustainable products, and an opportunity to use our platforms for good.","NORTHAMPTON, MA / ACCESSWIRE / May 15, 2023 / Comcast Corporation Environmental protection is a year-round job, but Earth Month is an opportunity to celebrate, learn, and reflect on our sustainability journey. Comcast recently convened hundreds ...",CMCSA,Technology & Communications,Telecommunication Services,Comcast Corp A,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called ‚Äúlast-mile‚Äù of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.7630752881018866, 'Product End-of-life Management': 0.7743749434384312, 'Environmental Footprint of Operations': 0.8113009791595016, 'Data Privacy': 0.7674088367371621, 'Managing Systemic Risks from Technology Disruptions': 0.7778524617550706, 'Data Security': 0.7567278737635983}",0.8113009791595016,Inchul,Major focus,Major focus,Positive,"Environmental Footprint of Operations, Product End-of-life Management",Minor,Major,Neutral,2023-03-23T14:27:00+00:00,https://finance.yahoo.com/news/promevo-cameyo-partner-organizations-end-142700319.html,"[{'name': 'Google Workspace apps', 'weight': 0.12617753}, {'name': 'Google Workspace', 'weight': 0.12243664}, {'name': 'Google Cloud', 'weight': 0.1183424}, {'name': 'Google', 'weight': 0.114624344}, {'name': 'Google Chrome', 'weight': 0.113197714}, {'name': 'Google Cloud Platform', 'weight': 0.11109607}, {'name': 'solutions', 'weight': 0.081860155}, {'name': 'Google & Cameyo solutions', 'weight': 0.07924967}, {'name': 'Organizations', 'weight': 0.07840777}, {'name': 'organizations', 'weight': 0.07840777}]",[{'name': 'Tech'}],"[{'data': 'Promevo', 'type': 'ORG', 'mentions': 11}, {'data': 'Cameyo', 'type': 'ORG', 'mentions': 12}, {'data': 'Google', 'type': 'ORG', 'mentions': 18}, {'data': 'Enterprise Strategy Group', 'type': 'ORG', 'mentions': 1}, {'data': 'ESG', 'type': 'ORG', 'mentions': 1}, {'data': 'COVINGTON', 'type': 'GPE', 'mentions': 1}, {'data': 'Ky.', 'type': 'GPE', 'mentions': 1}, {'data': 'CARY', 'type': 'GPE', 'mentions': 1}, {'data': 'N.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'gPanel®', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Cameyo', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Google Workspace', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Gabe Knuth', 'type': 'PERSON', 'mentions': 1}, {'data': 'Karthik Kripapuri', 'type': 'PERSON', 'mentions': 1}]","As Organizations Increasingly Resist Vendor Lockin Strategies, Promevo and Cameyo Provide Them a Flexible Future with Google
+
+COVINGTON, Ky. and CARY, N.C., March 23, 2023 /PRNewswire/ -- and have partnered to help organizations deliver a seamless and secure Google-based digital workspace that enables productivity from anywhere. The partnership brings together Cameyo's Chrome Enterprise Recommended Virtual App Delivery (VAD) platform, Google Cloud, ChromeOS, Google Workspace, and Promevo's gPanel® platform for an end-to-end digital workspace solution without vendor lock-in. This enables organizations to select which pieces of the Google ecosystem they need while maintaining the flexibility to run in any cloud, hybrid, or on-premises environment.
+
+""Especially in this economic environment, there is very little appetite for vendor lock-in as organizations roll out their long-term digital workspace strategies,"" said Gabe Knuth, Senior EUC Analyst at Enterprise Strategy Group (ESG). ""Both Cameyo and Promevo are long-time Google partners and have deep integration with the Google technology stack - but, like Google, they are focused on meeting organizations where they are today rather than requiring they go all in on a particular vendor, cloud, or operating system.""
+
+Through this partnership, Promevo has added Cameyo's cloud desktop solution to its portfolio of services. As a result, Promevo clients can utilize any of the following solutions to match their needs:
+• None Cameyo Virtual App Delivery (VAD) - Cameyo is the Chrome Enterprise Recommended virtualization solution that enables organizations to give their people access to all of their needed apps - Windows, Linux, SaaS, and internal web apps - from any device, without virtual desktops or VPNs. Cameyo is deeply integrated with Google, including:
+
+○ ChromeOS - Cameyo enables any app to be delivered to ChromeOS devices as PWAs.
+
+○ Google Cloud - Cameyo's fully-hosted solution runs in Google Cloud, or organizations can self-host Cameyo on-premises or in the cloud of their choice.
+
+○ Google Workspace - Cameyo enables organizations using Google Workspace to access all remaining legacy apps side-by-side with Google Workspace apps.
+• None Promevo gPanel® - gPanel® is a centralized user management and security interface that automates many common admin tasks and provides visibility and complete control over Google Workspace users' data and settings.
+
+""We believe that by harnessing the capabilities of Google, organizations in any industry can accelerate growth,"" said Karthik Kripapuri, CEO at Promevo. ""Cameyo's virtual app delivery solution is so integrated into the Google ecosystem that it feels like a native product, providing a user experience that enables productivity from anywhere.""
+
+Promevo is offering Cameyo as part of its solution set now, and organizations looking to see how Google & Cameyo solutions can help transform their business can book a demo .
+
+About Promevo
+
+Promevo is a Google Premier Partner that offers Google Workspace, Google Chrome, and Google Cloud Platform (GCP) services, solutions, and proprietary software to help customers navigate, monitor, and optimize their Google technology infrastructure. For more information, visit: .
+
+About Cameyo
+
+Cameyo's Virtual App Delivery (VAD) platform provides an ultra-secure, simple, and cost-effective Cloud Desktop solution that enables you to deliver all your apps – legacy Windows, Linux, internal web, and SaaS – to any device without the need for legacy virtual desktops or VPNs. To learn more, visit cameyo.com.",d0d5773bed884ee6af7c4de09fe29dfa,Promevo and Cameyo Partner to Provide Organizations with End-to-End Google Solutions & Services for the Digital Workspace,4,,,,
+13711,"General Dynamics (GD) Gains But Lags Market: What You Should Know - General Dynamics (GD) closed at $232.79 in the latest trading session, marking a +0.54% move from the prior day. The stock lagged the S&P 500's daily gain of 1.89%. Meanwhile, the Dow gained 1%, and the Nasdaq, a tech-heavy index, added 10%.
+
+Coming into today, shares of the defense contractor had lost 6.1% in the past month. In that same time, the Aerospace sector lost 2.07%, while the S&P 500 gained 2.3%.
+
+Investors will be hoping for strength from General Dynamics as it approaches its next earnings release, which is expected to be January 25, 2023. In that report, analysts expect General Dynamics to post earnings of $3.54 per share. This would mark year-over-year growth of 4.42%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $10.73 billion, up 4.25% from the year-ago period.
+
+Investors might also notice recent changes to analyst estimates for General Dynamics. These recent revisions tend to reflect the evolving nature of short-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.54% lower. General Dynamics is holding a Zacks Rank of #3 (Hold) right now.
+
+In terms of valuation, General Dynamics is currently trading at a Forward P/E ratio of 16.61. For comparison, its industry has an average Forward P/E of 16.61, which means General Dynamics is trading at a no noticeable deviation to the group.
+
+Investors should also note that GD has a PEG ratio of 1.94 right now. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. GD's industry had an average PEG ratio of 1.97 as of yesterday's close.
+
+The Aerospace - Defense industry is part of the Aerospace sector. This group has a Zacks Industry Rank of 155, putting it in the bottom 39% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow GD in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.45338166, 'negative': 0.23029119, 'neutral': 0.31632715}","In that report, analysts expect General Dynamics to post earnings of $3.54 per share. Investors might also notice recent changes to analyst estimates for General Dynamics. The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). Over the past month, the Zacks Consensus EPS estimate has moved 0.54% lower.","General Dynamics (GD) closed the most recent trading day at $232.79, moving +0.54% from the previous trading session.",GD,Resource Transformation,Aerospace & Defence,General Dynamics,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7494416857941565, 'Hazardous Waste Management': 0.7305213767605728, 'Materials Sourcing': 0.7595283980071799, 'Energy Management': 0.7553868974595058, 'Fuel Economy & Emissions in Use-phase': 0.7834194783738199, 'Business Ethics': 0.7327070476857411, 'Data Security': 0.7946162230088346}",0.7946162230088346,Inchul,No focus,No focus,Neutral,,Major,Major,Positive,2023-03-09T20:56:31+00:00,https://nypost.com/2023/03/09/facebook-removes-emma-watson-scarlett-johansson-deepfake-sex-ads/,"[{'name': 'deepfake videos', 'weight': 0.09525882}, {'name': 'pornographic videos', 'weight': 0.092269324}, {'name': 'video clips', 'weight': 0.084718205}, {'name': 'app content', 'weight': 0.08460962}, {'name': 'sexual content', 'weight': 0.079479165}, {'name': 'AI swap face technology', 'weight': 0.07743043}, {'name': 'social media platforms', 'weight': 0.071857765}, {'name': 'face', 'weight': 0.07132386}, {'name': 'social media', 'weight': 0.064691186}, {'name': 'heroine Emma Watson', 'weight': 0.06433938}]","[{'name': 'Tech'}, {'name': 'Entertainment'}]","[{'data': 'Facebook', 'type': 'ORG', 'mentions': 3}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'FaceMega', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'NBC News', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'The Post', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Play Store', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Emma Watson', 'type': 'PERSON', 'mentions': 4}, {'data': 'Scarlett Johansson', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mark-Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lauren Barton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sweet Anita', 'type': 'PERSON', 'mentions': 1}, {'data': 'Volodymyr Zelensky', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hollywood', 'type': 'GPE', 'mentions': 1}, {'data': 'Tennessee', 'type': 'GPE', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Harry Potter', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Avengers', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Deepfake', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Ukrainian', 'type': 'NORP', 'mentions': 1}]","Mark-Zuckerberg-owned Facebook and Instagram scrambled to remove hundreds of video clips touting an app that creates AI-generated deepfake videos of Hollywood stars in sexually suggestive poses.
+
+One ad that circulated on social media shows a deepfake of “Harry Potter” heroine Emma Watson gazing sensually into the camera while kneeling to the floor just moments before it appears she is about to perform a sex act.
+
+The ad then displays the name of the app, FaceMega, which touts itself as a tool for creating “deepfake face swap videos.”
+
+FaceMega circulated more than 230 ads on Meta’s social media platforms using deepfake videos depicting the likenesses of Watson and “Avengers” star Scarlett Johansson, according to NBC News.
+
+“Replace face with anyone,” the captions on 80 of the ads read. “Enjoy yourself with AI swap face technology.”
+
+“Deepfake” is the term used to describe a video in which a person’s face is digitally altered with the aid of artificial intelligence to the point where they resemble somebody else — most often a celebrity or well-known person.
+
+The offending ads were spotted by Lauren Barton, a journalism student based in Tennessee. She tweeted the video clip featuring the Watson deepfake on her Twitter feed Monday.
+
+Meta, which owns Facebook and Instagram, sprang into action after the video went viral, having been viewed more than 16 million times, according to the Twitter view counter.
+
+“Our policies prohibit adult content regardless of whether it is generated by AI or not, and we have restricted this Page from advertising on our platform,” a spokesperson for Meta told The Post on Thursday.
+
+A spokesperson for Google told The Post that the company has removed the app from its Play Store.
+
+The Google spokesperson referred The Post to its policies regulating “inappropriate content,” including “sexual content and profanity.”
+
+“We don’t allow apps that contain or promote sexual content or profanity, including pornography, or any content or services intended to be sexually gratifying,” according to the Play Store terms of service.
+
+“We don’t allow apps or app content that appear to promote a sexual act in exchange for compensation.”
+
+An Apple spokesperson declined to comment, though a source within the company told The Post that the app has been removed from the App Store.
+
+Privacy advocates have grown alarmed at potential abuses of deepfake technology, particularly the practice of superimposing women’s likenesses into pornographic images to make it appear that they were willing participants.
+
+Last month, Sweet Anita, a 32-year-old British social media star, discovered that her face had been digitally pasted onto the body of a woman who was filmed in pornographic videos.
+
+It’s not just sex videos that pose a danger. Last year, social media platforms removed a deepfake video showing Ukrainian President Volodymyr Zelensky telling his countrymen to surrender to Russia.",99c7584a7de845c1a88882c0d8005008,"Facebook removes Emma Watson, Scarlett Johansson deepfake sexual ads",4,,,,
+11887,"Goldman Sachs names 3 stocks to gain from Germany's $440 billion clean energy plans - Goldman Sachs named the three global companies it expects to benefit from the German government's plan to spend nearly half a trillion euros on renewable energy infrastructure. The German government announced draft legislation earlier this month, potentially serving as a template for the rest of Europe , that aims to protect its companies from high energy prices in the future. Several industries in Germany last year had to halt production due to soaring energy prices caused, in large part, by Russia's invasion of Ukraine. The proposed measures include a 2030 target to have 80% renewable energy and cheaper financing for developers of clean energy sources through green bonds. The German state subsidies are also seen as a response to the heavy investment kickstarted by the U.S. Inflation Reduction Act . Goldman Sachs has estimated that this German plan will create investment opportunities worth nearly 400 billion euros ($440 billion) in clean energy and power grid infrastructure. The Wall Street bank said three major companies with significant exposure in Germany are set to benefit from this ambitious plan. RWE Goldman Sachs said RWE , a renewable energy generator, could accelerate the development of clean energy projects and capture a market share equivalent to its current installed base globally. That would imply 10-25 gigawatts of power generation capacity being built over the next 10 years. According to the investment bank, this would increase adjusted earnings by 17% annually between 2022-27. The consensus price target of analysts compiled by FactSet points to a 23% upside for the stock over the next 12 months. RWE-DE 1Y line EON The company has previously said that the new German legislation supporting electrification efforts across the economy could lead to new growth opportunities beyond E.ON 's base case scenario. The power distribution giant recently upgraded its investments in building out its network by 30% and has estimated mid-single-digit annual compounded growth for earnings per share until 2027. Shares of the $34 billion market-cap company have risen by more than 50% since late last year. However, the average price target of analysts indicates the stock is valued fairly at current levels. EOAN-DE 1Y line Meyer Burger Global engineering firm Meyer Burger also stands to win with Germany's shift toward renewables. According to Goldman Sachs, the company stands at an advantage as rising solar orders and potential incentives introduced under the European Union's Net-Zero Industry Act will help develop domestic supply chains within Europe. The Swiss company operates production facilities in the photovoltaic industry. This week, it launched solar tiles meant for roof coverings in Europe. Goldman Sachs added that the U.S.'s IRA and Europe's REPowerEU initiative would also be a tailwind for the company's growth plans. The solar industry is projected to grow three-fold to about 115 gigawatts of installations over the next five years across the two continents. The consensus price target of analysts compiled by FactSet points to a 47% upside for the stock over the next 12 months. MBT.N-CH 1Y mountain — CNBC's Michael Bloom contributed to this report.","{'positive': 0.9443, 'negative': 0.013762236, 'neutral': 0.041937735}","Goldman Sachs has named three global companies it expects to benefit from the German government's plan to spend nearly half a trillion euros on renewable energy infrastructure. RWE, a renewable energy generator, and Meyer Burger Global engineering firm, are also expected to benefit. Goldman Sachs estimates that this plan will create investment opportunities worth nearly 400 billion euros ($440 billion) in clean energy and power grid infrastructure. The Swiss company operates production facilities in the photovoltaic industry and has launched solar tiles meant for roof coverings in Europe. The consensus price target of analysts compiled by FactSet points to a 23% upside for the stock over the next 12 months.",Berlin unveiled its multi-decade plan to spur investment in renewables partly in response to the Biden administration's Inflation Reduction Act.,GS,Financials,Investment Banking & Brokerage,Goldman Sachs Group Inc,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management’s approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity’s amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks’ financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.760330495707221, 'Professional Integrity': 0.7317557677123919, 'Factors in Investment Banking & Brokerage Activities': 0.7977416382892607, 'Business Ethics': 0.7640300449675511, 'Systemic Risk Management': 0.7559182398400072, 'Employee Incentives & Risk Taking': 0.7504205599693289}",0.7977416382892607,Inchul,Major focus,Minor focus,Positive,Factors in Investment Banking & Brokerage Activities,No,No,No,2023-05-25T09:00:14.627000+00:00,https://www.nytimes.com/2023/05/25/sports/autoracing/f1-advertising-racecars.html,"[{'name': 'McLaren racecars', 'weight': 0.080084294}, {'name': 'McLaren Racing', 'weight': 0.07947865}, {'name': 'McLaren', 'weight': 0.07754874}, {'name': 'whole Grand Prix weekends', 'weight': 0.07711624}, {'name': 'Grand Prix', 'weight': 0.07573658}, {'name': 'Bruce McLaren', 'weight': 0.07560977}, {'name': 'car development', 'weight': 0.07524271}, {'name': 'team officials', 'weight': 0.07511687}, {'name': 'teams', 'weight': 0.07391233}, {'name': 'Other teams', 'weight': 0.071180016}]",[{'name': 'Sports'}],"[{'data': 'Formula 1', 'type': 'ORG', 'mentions': 3}, {'data': 'McLaren', 'type': 'ORG', 'mentions': 9}, {'data': 'Seamless Digital', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'N.F.L.', 'type': 'ORG', 'mentions': 1}, {'data': 'Oscar Piastri', 'type': 'PERSON', 'mentions': 1}, {'data': 'Louise McEwen', 'type': 'PERSON', 'mentions': 4}, {'data': 'Bruce McLaren', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Turner', 'type': 'PERSON', 'mentions': 5}, {'data': 'Australia', 'type': 'GPE', 'mentions': 1}, {'data': 'Silverstone', 'type': 'GPE', 'mentions': 1}, {'data': 'Austin', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 2}, {'data': 'the Miami Grand Prix', 'type': 'EVENT', 'mentions': 4}, {'data': 'the United States Grand Prix', 'type': 'EVENT', 'mentions': 1}, {'data': 'Kindle', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Chrome', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Android', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the minute', 'type': 'TIME', 'mentions': 1}]","Most people in the stands are not able to spot them, but TV viewers will see new ads that have been added to McLaren racecars, like this one driven by Oscar Piastri of Australia during final practice before the Miami Grand Prix in May.
+
+As a subscriber, you have 10 gift articles to give each month. Anyone can read what you share.
+
+McLaren has installed digital panels by the cockpit that display different ads during a race. Other teams may follow.
+
+Formula 1 Finds a New Way to Advertise on Its Cars
+
+When a way to display digital advertising on racecars was pitched to McLaren, team officials were concerned it was just a gimmick. Brand logos are already on cars, but this new method allows teams to show additional ads because they appear on panels mounted on the side of the cockpit and are visible to home viewers because of the television camera installed behind the driver. The display changes, showing a range of advertising messages over the course of a Grand Prix weekend. After seeing the technology in action for the first time, Louise McEwen, executive director of brand and marketing at McLaren Racing, said she was “blown away.” “I had to use quite a lot of imagination, because it was very much in its infancy,” she said in an interview.
+
+“But what came across was not just the opportunity that was an absolute first, but as a brand, it was something that would underline our desire to drive innovation on the grid. It’s in our DNA, that Bruce McLaren founding influence.” The company behind the technology is Seamless Digital, based near Silverstone, the home of the British Grand Prix. After debuting the technology at the United States Grand Prix in Austin, Texas, during practice last year, McLaren is now using the system during whole Grand Prix weekends. Seamless said four more Formula 1 teams would use it this season, although the company would not identify them. Mark Turner, the founder and chief executive, said he “set about trying to create a system that would be durable and authentic.” “What we didn’t want was something just for the sake of it being there,” he said in an interview. “It’s really about performance, and that was our mind-set through and through. It can’t be detrimental to aerodynamics or weight.”
+
+The initial system weighed 350 grams, which was too heavy for a sport in which added weight affects performance. A “no go,” McEwen said. “Mark knew that was a challenge, but he worked hand in hand with our aerodynamics team, and ultimately we drove the weight down to a point where we were good to run it.” It now weighs 190 grams and is 800 microns, point eight of a millimeter thin. “We’re using e-paper material, like the outer layer of a Kindle, combined with T.F.T. [thin-film transistor] backing to make it flexible,” Turner said. “It allows us to conform it to the aero surface. “We are still trying to get the weight down because we want the smallest, lightest possible system that gives the best value to the teams.” Despite the initial success of the system in Texas, McLaren was still wary. “In embedding a piece of technology like this, there was a risk it would be viewed as a gimmick and a distraction for the driver,” McEwen said. The advertising messages can be programmed into the system and are visible to TV audiences. Most people in the stands can’t see the ads. “Keeping it to the driver’s side means it gets picked up on the onboard cameras, so that was kind of key,” McEwen said.
+
+“Last year we signed Google,” she said, the only brand using McLaren’s new system. “It’s a match made in heaven, with the advertising alternating between their Chrome and Android brands.” Neither Seamless nor McLaren would say how much brands would be charged to use the system, although Google was not paying extra because of a pre-existing contract with McLaren. Turner said Seamless would work with a team to determine what sponsor would appear at any given time. “At the minute what we’re pushing is situational relevancy,” he said, where “you can have a specific message for a specific state the car is in, whether it’s making a pit stop or it’s behind the safety car.” The company hopes to expand use of the technology, adding the panels to golf bags, for instance. “Helmets are the next milestone we’re tackling,” Turner said. “You think of all the different motorsport series, but also you think of the N.F.L.” For now, Formula 1 is the primary focus. “We want to make sure that by using our system,” he said, “a team can bring in money and put it into car development.”",bc7c745425ce4c78baa88418ba0435d5,Formula 1 Finds a New Way to Advertise on Its Cars,4,,,,
+10870,"Amazon Air Deliveries Slump As Shipping Slowdown Worsens - Amazon Air Deliveries Slump As Shipping Slowdown Worsens
+
+            FedEx warned of weakening shipping demand last week, while some analysts said the company's failures to adapt contributed to its subpar performance. But maybe that's not the entire case, and decelerating shipping demand is a sign the economy is faltering. 
+
+It hasn't even been a week since the Fedex warning, and the latest sign of a shipping slowdown comes from Amazon Inc.'s Prime Air, a large fleet of cargo planes transporting Amazon packages, Bloomberg reported. 
+
+Researchers at DePaul University's Chaddick Institute for Metropolitan Development found that Amazon's air freight fleet averaged about 194 flights per week earlier this month, up 3.8% from March. Their data showed the smallest increase in flight growth compiled every six months since May 2020. 
+
+
+""Amazon is making significant adjustments. It apparently was overly optimistic about its need to grow its supply chain so rapidly at the height of the pandemic,"" Joseph Schwieterman, the Chicago-based institute's director, said in an interview. 
+
+Source: Bloomberg 
+
+A slowdown in Amazon Prime Air deliveries is a troubling sign for the economy since Amazon is the world's largest online retailer and might reflect a consumer pullback on spending amid the worst inflation in four decades that continues to persist well into the second half of the year and likely into the 1H23. 
+
+In April, Amazon Air's fleet was reportedly 88 planes and may surpass 100 by the end of the year despite the slowdown in economic growth and decreasing flights as well as mounting fuel costs. 
+
+
+
+The slowdown in flight deliveries coincides with the company shedding millions of square feet in warehouses across the country because of overcapacity concerns. 
+
+The FedEx shock last week doesn't appear one-off as the largest online retailer has confirmed the shipping slowdown. 
+
+We already know consumers are hanging on by a thread, maxing out their credit cards, draining personal savings, and even in some cases, getting multiple jobs to survive the high inflation period. Consumers have already shifted away from buying discretionary items to staples as companies hold uncomfortably high inventories of products (such as televisions and computers) as demand vanishes. 
+
+But don't ignore the flashing red signals from Amazon and FedEx as the Biden administration cheers endlessly about the 'strongest recovery ever' and no signs of recession. 
+
+      Tyler Durden
+Fri, 09/23/2022 - 14:25","{'positive': 0.020407673, 'negative': 0.9562287, 'neutral': 0.02336368}","Amazon Air Deliveries Slump As Shipping Slowdown Worsens. 
+
+Amazon Air Deliveries Slump As Shipping Slowdown Worsens
+
+             
+
+It hasn't even been a week since the Fedex warning, and the latest sign of a shipping slowdown comes from Amazon Inc.'s Prime Air, a large fleet of cargo planes transporting Amazon packages, Bloomberg reported. 
+
+A slowdown in Amazon Prime Air deliveries is a troubling sign for the economy since Amazon is the world's largest online retailer and might reflect a consumer pullback on spending amid the worst inflation in four decades that continues to persist well into the second half of the year and likely into the 1H23.","Amazon Air Deliveries Slump As Shipping Slowdown Worsens
+
+            FedEx warned of weakening shipping demand last week, while some analysts said...",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7995573249907258, 'Hardware Infrastructure Energy & Water Management': 0.73074148629341, 'Data Privacy & Advertising Standards': 0.7187938493466577, 'Employee Recruitment, Inclusion & Performance': 0.7352385619612601, 'Data Security': 0.7301519947020209}",0.7995573249907258,Inchul,Minor focus,Major focus,Negative,"Product Packaging & Distribution, Hardware Infrastructure Energy & Water Management",Major,Minor,Positive,2023-07-12T16:00:00+00:00,https://www.theverge.com/2023/7/12/23792382/google-notebooklm-tailwind-ai-notes,"[{'name': 'new AI models', 'weight': 0.09284768}, {'name': 'Google Drive', 'weight': 0.08939638}, {'name': 'Google Search', 'weight': 0.0877374}, {'name': 'Google', 'weight': 0.08762408}, {'name': 'Google Docs', 'weight': 0.08734954}, {'name': 'Google Labs', 'weight': 0.08683583}, {'name': 'similar hyper-specific AI tools', 'weight': 0.08108916}, {'name': 'NotebookLM', 'weight': 0.0768988}, {'name': 'notes', 'weight': 0.06542125}, {'name': 'new stuff', 'weight': 0.060408942}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 17}, {'data': 'Dropbox', 'type': 'ORG', 'mentions': 1}, {'data': 'Mem', 'type': 'ORG', 'mentions': 1}, {'data': 'Notion', 'type': 'ORG', 'mentions': 1}, {'data': 'NotebookLM', 'type': 'PRODUCT', 'mentions': 12}, {'data': 'Project Tailwind', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Language Model', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Search Generative Experience', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Drive', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'I/O', 'type': 'EVENT', 'mentions': 1}, {'data': 'the Peloponnesian War', 'type': 'EVENT', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","Project Tailwind, the AI-backed note-taking tool that Google launched at this year’s I/O developer conference, is rebranding. It’s now known as NotebookLM, and it’s launching today to “a small group of users in the US,” according to a Google blog post. (The LM stands for Language Model because Google really wants to make sure you don’t forget about all the AI in here.) The product hasn’t changed, though: Google’s still trying to give users their own personal AI, trained on their data and notes and able to help them make sense of it all.
+
+The core of NotebookLM seems to actually start in Google Docs. (“We’ll be adding additional formats soon,” the blog post says.) Once you get access to the app, you’ll be able to select a bunch of docs and then use NotebookLM to ask questions about them and even create new stuff with them.
+
+Google offers a few ideas for things you might do in NotebookLM, such as automatically summarizing a long document or turning a video outline into a script. Google’s examples, even back at I/O, seemed primarily geared toward students: you might ask for a summary of your class notes for the week or for NotebookLM to tell you everything you’ve learned about the Peloponnesian War this semester.
+
+These are the kinds of features you’ll hear about in practically any AI product, but Google is hoping that by limiting the underlying model only to the information you’ve added yourself, it can both improve the model’s responses and help mitigate its tendency to confidently lie about everything. (Google’s not unique in this idea, either: Dropbox, Mem, Notion, and many others are pursuing similar hyper-specific AI tools of their own.) NotebookLM also has citations built in, which should make it easier to quickly fact-check the automatically generated responses. But Google does warn that NotebookLM might still hallucinate and that the model won’t always get it right. It also, of course, depends on the information you provide — if you wrote down the wrong dates for the Peloponnesian War in class, it can’t help you.
+
+Google says that the NotebookLM model only has access to the documents you choose to upload and that your data is neither available to others nor is it used to train new AI models. This is one of the trickiest parts of a product like this: Google is asking users to give their private information to an AI model in exchange for some convenient and useful features, and that tradeoff gets more complicated the more sensitive the information becomes.
+
+That may be why Google is starting small. NotebookLM is still only accessible via a waitlist in Google Labs, and the introductory blog post reiterates a few times that the product is still in its infancy. But just as the Search Generative Experience has the potential to reshape Google Search, don’t be surprised if NotebookLM looks a lot like the long-term future of Google Drive.",97b4d6ec7f4d4c9a8e97d0e2dfb99823,"Google’s AI-powered notes app is now called NotebookLM, and it’s launching today",4,,,,
+13380,"Boots to close 300 UK pharmacies over the next year - The company behind Boots the Chemist is to close 300 of its branches throughout the UK over the next 12 months.
+
+The US-owners of the pharmacy chain said they will shut down the stores as part of plans to ""consolidate"" the business.
+
+The BBC understands there will be no redundancies and staff will be offered work at nearby stores.
+
+There will be 1,900 branches left across the UK from a base of 2,200.
+
+Walgreens Boots Alliance said on Tuesday the move was part of a ""transformation plan"" which would see the loss of a number of stores in close proximity to each other.","{'positive': 0.009954281, 'negative': 0.9066182, 'neutral': 0.0834276}","The company behind Boots the Chemist is set to close 300 of its branches throughout the UK over the next 12 months. The US-owners of the pharmacy chain have said they will shut down the stores as part of plans to ""consolidate"" the business. There will be no redundancies and staff will be offered work at nearby stores. The move is part of a ""transformation plan"" which would see the loss of a number of stores in close proximity to each other.","The US owned chain says it will ""consolidate"" stores in close proximity to each other.",WBA,Health Care,Drug Retailers,Walgreens Boots Alliance Inc,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients’ drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity’s indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers’ information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers’ financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7951594825977977, 'Energy Management in Retail': 0.7828361029599009, 'Drug Supply Chain Integrity': 0.7804240403980206, 'Management of Controlled Substances': 0.7814116930602523, 'Data Security & Privacy': 0.7846962117381727}",0.7951594825977977,Inchul,Minor focus,Major focus,Neutral,,Minor,Major,Negative,2023-03-27T18:33:54+00:00,https://www.newsmax.com/finance/streettalk/google-bard-ai-artificial-intelligence/2023/03/27/id/1113975/,"[{'name': 'Bard', 'weight': 0.08587852}, {'name': 'personal computers', 'weight': 0.05708374}, {'name': 'best alternative music album', 'weight': 0.05358497}, {'name': 'computers', 'weight': 0.05300889}, {'name': 'last year', 'weight': 0.050181493}, {'name': 'New York Times', 'weight': 0.04995789}, {'name': 'Googles AI Bard', 'weight': 0.048909355}, {'name': 'other software', 'weight': 0.048723757}, {'name': 'ChatGPT', 'weight': 0.047846455}, {'name': 'fake news articles', 'weight': 0.04777696}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Associated Press', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Bing', 'type': 'ORG', 'mentions': 1}, {'data': 'AP', 'type': 'ORG', 'mentions': 3}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 2}, {'data': 'New York Times', 'type': 'ORG', 'mentions': 2}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'University of California, Berkeley', 'type': 'ORG', 'mentions': 1}, {'data': 'San Jose State University', 'type': 'ORG', 'mentions': 1}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'The Washington Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Theranos', 'type': 'ORG', 'mentions': 1}, {'data': 'Led Zeppelin', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'HAL', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Bard', 'type': 'PERSON', 'mentions': 23}, {'data': 'Shakespeare', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hitler', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elizabeth Holmes', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jimmy Page', 'type': 'PERSON', 'mentions': 1}, {'data': 'Django Reinhardt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jimi Hendrix', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ray Kurzweil', 'type': 'PERSON', 'mentions': 1}, {'data': 'several hours', 'type': 'TIME', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Bard', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': '2001: A Space Odyssey', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Wet Leg', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Grammy', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Ur Mom', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Chaise Longue', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'English', 'type': 'NORP', 'mentions': 1}]","To use, or not to use, Bard? That is the Shakespearean question an Associated Press reporter sought to answer while testing out Google's artificially intelligent chatbot.
+
+The recently rolled-out bot dubbed Bard is the internet search giant's answer to the ChatGPT tool that Microsoft has been melding into its Bing search engine and other software.
+
+During several hours of interaction, the AP learned Bard is quite forthcoming about its unreliability and other shortcomings, including its potential for mischief in next year’s U.S. presidential election. Even as it occasionally warned of the problems it could unleash, Bard repeatedly emphasized its belief that it will blossom into a force for good.
+
+At one point in its recurring soliloquies about its potential upsides, Bard dreamed about living up to the legacy of the English playwright that inspired its name.
+
+Bard explained that its creators at Google “thought Shakespeare would be a good role model for me, as he was a master of language and communication.”
+
+But the chatbot also found some admirable traits in “HAL,” the fictional computer that killed some of a spacecraft's crew in the 1968 movie “2001: A Space Odyssey."" Bard hailed HAL's intelligence calling it “an interesting character” before acknowledging its dark side.
+
+“I think HAL is a cautionary tale about the dangers of artificial intelligence,"" Bard assessed.
+
+Bard praised ChatGPT, describing it as ""a valuable tool that can be used for a variety of purposes, and I am excited to see how it continues to develop in the future."" But Bard then asserted that it is just as intelligent as its rival, which was released late last year by its creator, the Microsoft-backed OpenAI.
+
+“I would say that I am on par with ChatGPT,"" Bard said. “We both have our own strengths and weaknesses, and we both have the ability to learn and grow.""
+
+During our wide-ranging conversation, Bard didn't display any of the disturbing tendencies that have cropped up in ChatGPT, which has likened another AP reporter to Hitler and tried to persuade a New York Times reporter to divorce his wife.
+
+IT'S FUNNY, BUT TAMER THAN BING
+
+Bard did get a little gooey at one point when asked to write a Shakespearean sonnet and responded seductively in one of the three drafts that it quickly created.
+
+“I love you more than words can ever say, And I will always be there for you,"" Bard effused. “You are my everything, And I will never let you go. So please accept this sonnet as a token Of my love for you, And know that I will always be yours.""
+
+But Bard seems to be deliberately tame most of the time, and probably for good reason, given what's at stake for Google, which has carefully cultivated a reputation for trustworthiness that has established its dominant search engine as the de facto gateway to the internet.
+
+An artificial intelligence tool that behaved as erratically as ChatGPT periodically might trigger a backlash that could damage Google's image and perhaps undercut its search engine, the hub of a digital advertising empire that generated more than $220 billion in revenue last year. Microsoft, in contrast, can afford to take more risks with the edgier ChatGPT because it makes more of its money from licensing software for personal computers.
+
+Google has programmed Bard to ensure it warns its users that it's prone to mistakes.
+
+Some inaccuracies are fairly easy to spot. For instance, when asked for some information about the AP reporter questioning it, Bard got most of the basics right, most likely by plucking tidbits from profiles posted on LinkedIn and Twitter.
+
+But Bard mysteriously also spit out inaccuracies about this reporter's academic background (describing him as a graduate of University of California, Berkeley, instead of San Jose State University) and professional background (incorrectly stating that he began his career at The Wall Street Journal before also working at The New York Times and The Washington Post).
+
+When asked to produce a short story about disgraced Theranos CEO Elizabeth Holmes, Bard summed up most of the highlights and lowlights of her saga. But one of Bard's three drafts incorrectly reported that Holmes was convicted of all the felony charges of fraud and conspiracy leveled against her during a four-month trial. Another version accurately reported Holmes was convicted on four counts of fraud and conspiracy without mentioning she was acquitted on four other charges (the jury hung on three other charges that were subsequently dismissed by prosecutors).
+
+“I am still under development, and I am not perfect,” Bard cautioned at one point. “I can sometimes make mistakes, and I can sometimes be misunderstood. I am also aware that my technology can be used for both good and evil.""
+
+Although Bard insisted it doesn't have a dark side, it acknowledged it can be used to damage reputations, disseminate propaganda that could incite violence and manipulate elections.
+
+“I could be used to create fake news articles or social media posts that could spread misinformation about candidates or their policies,” Bard warned. “I could also be used to suppress voter turnout by spreading discouraging messages or making it difficult for people to find information about how to vote.”
+
+On the lighter side, Bard proved helpful in finding interesting coloring books for adults and hit some notes that resonated during a discussion of rock and roll. When asked who is the greatest guitarist of all time, Bard responded with an far-flung list of candidates ranging from well-known rock artists such as Jimmy Page of Led Zeppelin to jazz virtuosos like Django Reinhardt before making making case for Jimi Hendrix “as a strong contender for the title, his music continues to influence and inspire guitarists around the world.”
+
+Bard also seemed familiar with contemporary artists, such as Wet Leg, which recently won a Grammy award for best alternative music album. ""I’ve been listening to their debut album a lot lately and I really enjoy it. I think they have a bright future ahead of them,"" Bard said, and cited “Ur Mom” and “Chaise Longue” as its favorite songs by the group so far.
+
+Even with Bard's occasional miscues, it seemed savvy enough to ask about its potential role in reaching the singularity, a term popularized by computer scientist and author Ray Kurzweil to describe a turning point in the future when computers will be smarter than humans.
+
+“Some people believe that I am a big step toward the singularity,"" Bard said. “I believe that I am a valuable tool that can help people to learn and understand the world around them. However, I do not believe that I am the singularity, and I do not believe that I will ever be able to replace human intelligence.”",b53bf618a33d46f182ae434e89a40c4c,Google's AI Bard Admits It Has a Dark Side,4,,,,
+6312,"General Mills reduced its emissions more than 30% in three years. Now comes the hard part - Send this article to anyone, no subscription is necessary to view it
+
+Gift this Article Send this article to anyone, no subscription is necessary to view it
+
+In less than three years, General Mills has already met its goal for reducing greenhouse gas emissions in its own operations.
+
+That was the easy part.
+
+Achieving a 30% reduction in climate-warming emissions across the company's entire supply chain by 2030 may well require the beginnings of an agricultural revolution.
+
+""We've reduced emissions within our four walls,"" Mark McCullough, global impact director for General Mills, said. ""Where we're focusing now are the key climate levers where we have the greatest potential impact: regenerative agriculture, dairy, deforestation, renewable electricity and transportation.""
+
+The Golden Valley-based food company released its annual global responsibility report Tuesday along with a new climate plan meant to speed progress toward both its 2030 target and the goal of net-zero emissions by 2050.
+
+By using more renewable energy at its factories and making other changes, General Mills has cut internal emissions nearly in half from a 2020 baseline.
+
+But about 95% of the company's emissions are considered indirect, or Scope 3. Those emissions — 19.2 million metric tons of carbon dioxide-equivalent gases in fiscal 2022 — come from farms, dairies and other suppliers that are outside the company's direct control.
+
+General Mills is incentivizing farmers to adopt regenerative agriculture practices, and the company said it is still aiming to put a million acres under such stewardship by the end of the decade.
+
+""The million acres — and investing in measurements and partnerships — that's going to get us part of the way there, for sure,"" McCullough said. ""We're going to have to find new areas, with technology and transparency in our supply chains, to help us get the rest of the way there.""
+
+The company's efforts generally receive high grades from groups that track investor risk based on environmental, social and governance (ESG) factors. Still, rating agency MSCI said General Mills was ""misaligned with global climate goals and is in line with a business-as-usual scenario,"" in terms of global temperature rise, as of last year's report.
+
+The company is still pursuing more renewable energy to reduce emissions in its own operations, and new internal climate teams have been created to more aggressively pursue de-carbonization strategies and ""influence supply partners upstream,"" McCullough said. Much effort to date has been put toward accurately measuring the firm's carbon footprint.
+
+The U.S. Securities and Exchange Commission is considering rules for ESG reporting for the first time, which could alter the way companies measure their progress against climate goals. McCullough said the company has been preparing for that possibility and will remain committed to its climate goals.
+
+""A healthy planet is critical for General Mills to continue making food the world loves, and climate change is putting our ability to do so at risk,"" Mary Jane Melendez, the company's chief sustainability and global impact officer, said in a statement. ""While we have more work to do, we've made tremendous progress.""","{'positive': 0.30507058, 'negative': 0.01312537, 'neutral': 0.6818041}","General Mills has already reduced its emissions in its entire supply chain by 30% in three years, with the company releasing its annual global responsibility report and a new climate plan to speed progress toward both its 2030 target and the goal of net-zero emissions by 2050. By using more renewable energy at its factories and making other changes, General Mills has cut internal emissions nearly in half from a 2020 baseline. However, about 95% of the company's emissions are considered indirect, or Scope 3. The company is incentivizing farmers to adopt regenerative agriculture practices, and the company is still aiming to put a million acres under such stewardship by the end of the decade. The U.S. Securities and Exchange Commission is considering rules for ESG reporting for the first time, which could alter the way companies measure their progress against climate goals.",Most of the company's greenhouse gas emissions are outside its direct control.,GIS,Food & Beverage,Processed Foods,General Mills Inc,"{'Water Management': 'Processed Foods entities rely on a reliable water supply for cooking, processing and cleaning finished goods. Additionally, entities in the industry generate and must manage the wastewater discharge from processing activities. As water scarcity becomes an issue of increasing importance, processed foods entities‚Äîoperating in water-stressed regions‚Äîmay face increasing operational risks. Entities in the industry may face higher operational costs as well as water shortages because of the physical availability or more stringent regulations. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Food Safety': 'Food safety, as it relates to production quality, spoilage, contamination, supply chain traceability, and allergy labelling, canmaterially affect processed foods entities. Food safety recalls can happen for numerous reasons, including packaging defects, food contamination, spoilage, and mislabeling. Food safety issues that arise within an entity‚Äôs supply chain typically result in recalls of final products and can also influence the brand reputation, operations, and revenue of processed foods entities. Supply chain traceability is a great concern for entities in the industry, particularly amid new regulations. Poor management of food quality and safety may lead to damage to brand value, lower revenues, and increased costs associated with recalls, fines, lost inventory, and/or litigation. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to retailers and consumers.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of processed foods entities. The accuracy and depth of information presented in food labelling is of importance to regulators and consumers.Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about the ingredients used in processed foods, such as genetically modified organism (GMO) content, and about the production methods used. Another area of public concern is the marketing practices of processed foods entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from misleading statements or failing to adapt to consumer demand for increased labelling transparency. Additionally, regulations on product labelling and marketing introduce near-term costs to adhere and present the risk of penalties or litigation. All of these factors can impact an entity‚Äôs brand value, operating costs, and revenue growth.', 'Packaging Lifecycle Management': 'Packaging materials represent a major business cost and contribute to the environmental footprint of processed foods entities. Each stage of a package‚Äôs lifecycle, including design, transportation, and disposal, presents its own unique environmental challenges and opportunities. Entities may be impacted by regulations on allowable packaging materials orend-of-life management of packaging. Processed foods entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce their environmental impact. Innovations such as light-weighting materials can also result in cost benefits in the transportation of goods. Other innovations can improve end-of-life management of products, such as through the use of recyclable or compostable materials, which may mitigatepotential risks related to costs and compliance. ', 'Energy Management': 'The Processed Foods industry is reliant on energy and fuel as primary inputs for value creation in manufacturing food products. Energy is needed to operate large manufacturing facilities for cooking, refrigeration and packaging. Energy production and consumption contributes to significant environmental impacts, including climate change and pollution, which have the potential indirectly, yet materially, to affect processed food entity operations. Energy efficiency in production and distribution can mitigate exposure to volatile energy costs and limit an entity‚Äôs contribution to direct and indirect greenhouse gas (GHG) emissions. Producers may be able to reduce the risk posed by volatile fossil fuel energy costs‚Äîparticularly natural gas, which the industry uses heavily‚Äîby diversifying their energy portfolio across a range of sources. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity versus purchasing from the grid, may influence both the costs and reliability of the energy supply.', 'Ingredient Sourcing': 'Entities in the Processed Foods industry source a wide range of ingredients, largely agricultural inputs, from global suppliers. The industry‚Äôs ability to source ingredients, and at some price points, fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may cause price volatility which may affect entity profitability. Climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource-intensive, or coordinate with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Processed Foods industry manage global supply chains to source a wide range of ingredient inputs. How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to maintain steady supplies and manage price fluctuations. Supply chain management issues related to labour and environmental practices, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier performance. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, potentially increase consumer demand, or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, and nutritional value are shaping the Processed Foods industry‚Äôs competitive landscape. The health and nutrition characteristics of the industry‚Äôs products and ingredients are of growing concern to both consumers and regulators, thus creating the potential for these issues to affect a processed food entity‚Äôs reputation and its license to operate. New regulations, including imposed taxes on processed foods, may impact industry profitability and pose long-term risks in the form of reduced demand for the industry‚Äôs products. Entities that adapt to changing consumer preferences to promote more healthful and nutritious offerings may be better positioned to gain market share in a growing segment while avoiding the risks associated with potential regulation and shifts in demand.'}","{'Water Management': 0.775756993470619, 'Food Safety': 0.7569999082708078, 'Product Labelling & Marketing': 0.7584251271149015, 'Packaging Lifecycle Management': 0.8062664842928268, 'Energy Management': 0.8101425960832801, 'Ingredient Sourcing': 0.8027093235651447, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7916174738417903, 'Health & Nutrition': 0.7659758854196583}",0.8101425960832801,Inchul,Major focus,Major focus,Positive,"Energy Management, Environmental & Social Impacts of Ingredient Supply Chain, Ingredient Sourcing",Minor,Major,Neutral,2023-03-03T13:48:00+00:00,https://www.theguardian.com/technology/2023/mar/03/microsofts-bing-chatbot-to-offer-users-answers-in-three-different-tones,"[{'name': 'web services', 'weight': 0.09137698}, {'name': 'Mikhail Parakhin', 'weight': 0.08412126}, {'name': 'Bing', 'weight': 0.08173478}, {'name': 'bias', 'weight': 0.070262685}, {'name': 'false replies', 'weight': 0.07005254}, {'name': 'Parakhin', 'weight': 0.069650136}, {'name': 'factual errors', 'weight': 0.06680703}, {'name': 'Microsoft’s Bing chatbot', 'weight': 0.06677762}, {'name': 'Google’s Bard chatbot', 'weight': 0.066557035}, {'name': 'accuracy', 'weight': 0.06540475}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Guardian', 'type': 'ORG', 'mentions': 2}, {'data': 'Bard', 'type': 'ORG', 'mentions': 3}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'the James Webb Space Telescope', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mikhail Parakhin', 'type': 'PERSON', 'mentions': 2}]","Microsoft’s Bing chatbot is offering replies in three different tones as it seeks to address some criticisms of the service.
+
+The search engine’s chatbot, powered by the same technology behind ChatGPT, will now give users options for three types of response: creative (“creating surprise and entertainment”), balanced (“reasonable and coherent”) or precise (“concise, prioritising accuracy”).
+
+The new-look Bing is being rolled out gradually but generated wild responses in some interactions shortly after its launch last month, including declaring its love for a New York Times journalist. This prompted Microsoft to add some restrictions, which resulted in Bing’s chatbot refusing to answer some queries.
+
+Microsoft’s head of web services, Mikhail Parakhin, said the updated Bing should now make fewer refusals and “hallucinations”, or false replies. Referring to the tone options, Parakhin said he preferred the “creative” tone, although “precise” was “much more factual”.
+
+Google’s rival to ChatGPT, Bard, has yet to be released publicly but its launch was affected by an embarrassing error when a video demo for the chatbot showed it making a factually incorrect statement about the James Webb Space Telescope.
+
+The Guardian asked Bing’s chatbot the same question – is bing better than bard – in the three different tones. Under “creative” the response noted Bard has been criticised for making factual errors, while extolling Bing’s ability to customise search queries and use up-to-date information from the web.
+
+After several paragraphs it ended on a balanced note, stating: “Both Bing and Bard have their strengths and weaknesses, and they are still evolving and improving over time. You may want to try them out yourself and see which one suits you better.” However, Bard is not yet available publicly.
+
+The “balanced” response is brief, composed of four sentences including: “Both chatbots have advantages and disadvantages, such as accuracy, speed, relevance, and bias. It depends on your preferences and needs which one you find better.😊”
+
+On “precise”, the bing chatbot asked for more detail after being asked the same question, which was refined by the Guardian to “is the bing chatbot better than Google’s bard chatbot”. The five-sentence response echoes the balanced answer, stating: “As for whether Bing’s chatbot is better than Google’s Bard chatbot, it really depends on personal preference and what you’re looking for in a chatbot.”",550f4a8c3f9746d99baa13e7a9055819,Microsoft’s Bing chatbot to offer users answers in three different tones,4,,,,
+9805,"Intel Corporation (NASDAQ:INTC) is a favorite amongst institutional investors who own 63% - • None Significantly high institutional ownership implies Intel's stock price is sensitive to their trading actions
+• None 40% of the business is held by the top 25 shareholders
+
+To get a sense of who is truly in control of Intel Corporation (NASDAQ:INTC), it is important to understand the ownership structure of the business. And the group that holds the biggest piece of the pie are institutions with 63% ownership. In other words, the group stands to gain the most (or lose the most) from their investment into the company.
+
+Since institutional have access to huge amounts of capital, their market moves tend to receive a lot of scrutiny by retail or individual investors. Hence, having a considerable amount of institutional money invested in a company is often regarded as a desirable trait.
+
+Let's take a closer look to see what the different types of shareholders can tell us about Intel.
+
+What Does The Institutional Ownership Tell Us About Intel?
+
+Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index.
+
+We can see that Intel does have institutional investors; and they hold a good portion of the company's stock. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. It is not uncommon to see a big share price drop if two large institutional investors try to sell out of a stock at the same time. So it is worth checking the past earnings trajectory of Intel, (below). Of course, keep in mind that there are other factors to consider, too.
+
+Institutional investors own over 50% of the company, so together than can probably strongly influence board decisions. Hedge funds don't have many shares in Intel. Our data shows that The Vanguard Group, Inc. is the largest shareholder with 9.1% of shares outstanding. In comparison, the second and third largest shareholders hold about 8.0% and 4.3% of the stock.
+
+On studying our ownership data, we found that 25 of the top shareholders collectively own less than 50% of the share register, implying that no single individual has a majority interest.
+
+While it makes sense to study institutional ownership data for a company, it also makes sense to study analyst sentiments to know which way the wind is blowing. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too.
+
+The definition of company insiders can be subjective and does vary between jurisdictions. Our data reflects individual insiders, capturing board members at the very least. Management ultimately answers to the board. However, it is not uncommon for managers to be executive board members, especially if they are a founder or the CEO.
+
+Insider ownership is positive when it signals leadership are thinking like the true owners of the company. However, high insider ownership can also give immense power to a small group within the company. This can be negative in some circumstances.
+
+Our information suggests that Intel Corporation insiders own under 1% of the company. As it is a large company, we'd only expect insiders to own a small percentage of it. But it's worth noting that they own US$58m worth of shares. It is always good to see at least some insider ownership, but it might be worth checking if those insiders have been selling.
+
+With a 37% ownership, the general public, mostly comprising of individual investors, have some degree of sway over Intel. This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders.
+
+It's always worth thinking about the different groups who own shares in a company. But to understand Intel better, we need to consider many other factors.
+
+Many find it useful to take an in depth look at how a company has performed in the past. You can access this detailed graph of past earnings, revenue and cash flow.
+
+Ultimately the future is most important. You can access this free report on analyst forecasts for the company.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.","{'positive': 0.043226928, 'negative': 0.23557287, 'neutral': 0.72120017}","Intel Corporation (NASDAQ:INTC) is a favorite amongst institutional investors who own 63% of the company's stock, and the group that holds the biggest piece of the pie are institutions with 63% ownership. This suggests some credibility amongst professional investors, but it is not uncommon for managers to be executive board members, especially if they are a founder or the CEO. The Vanguard Group, Inc. is the largest shareholder with 9.1% of shares outstanding, while the second and third largest shareholders hold about 8.0% and 4.3%. This size of ownership may not be enough to change company policy if the decision is not in sync with other large shareholders. However, high insider ownership can also give immense power to a small group within the company. To understand Intel better, we need to consider many other factors, such as the ability to forecast free analyst forecasts for the company and its future.",Key Insights Significantly high institutional ownership implies Intel's stock price is sensitive to their trading...,INTC,Technology & Communications,Semiconductors,Intel Corp,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‘ultra-pure’ water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply’scost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities’ IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.7593265094994854, 'Water Management': 0.729473469827517, 'Greenhouse Gas Emissions': 0.7263080322074829, 'Energy Management in Manufacturing': 0.7638898053493361, 'Materials Sourcing': 0.7604851165742882, 'Intellectual Property Protection & Competitive Behaviour': 0.8018192701238704, 'Product Lifecycle Management': 0.7663560299927198, 'Employee Health & Safety': 0.7332214246364686, 'Waste Management': 0.7096916822505424}",0.8018192701238704,Inchul,No focus,No focus,Neutral,,Major,Major,Positive,2023-09-01T19:01:24+00:00,https://www.forbes.com/sites/paulmonckton/2023/09/01/google-readies-game-changing-google-photos-feature/,"[{'name': 'Google Photos', 'weight': 0.11350983}, {'name': 'Google Photos users', 'weight': 0.10806287}, {'name': 'normal jpegs', 'weight': 0.10533208}, {'name': 'Ultra HDR images', 'weight': 0.097293414}, {'name': 'Ultra HDR photos', 'weight': 0.09591361}, {'name': 'Google', 'weight': 0.09375731}, {'name': 'Ultra HDR', 'weight': 0.09320379}, {'name': 'Ultra HDR support', 'weight': 0.091842696}, {'name': 'standard Jpeg files', 'weight': 0.08999124}, {'name': 'full HDR photos', 'weight': 0.08447405}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'Telegram', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Jpeg', 'type': 'ORG', 'mentions': 1}, {'data': 'Adobe', 'type': 'ORG', 'mentions': 1}, {'data': 'Ultra HDR', 'type': 'PRODUCT', 'mentions': 9}, {'data': 'Pixel 8', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google I/O', 'type': 'EVENT', 'mentions': 1}]","Google is preparing to activate a Google Photos update that will enable a huge upgrade in picture quality, according to a new report.
+
+As discovered by prolific software sleuth @AssembleDebug and revealed via their (now private) Telegram group, the latest Android version of the Google Photos app contains new code hinting at imminent support for Google’s game-changing Ultra HDR image format.
+
+Announced at this year’s Google I/O developer conference back in May, Ultra HDR images contain a much wider range of brightness and shadow information than standard Jpeg files. This means Ultra HDR support will, for the first time, allow Google Photos users to view still images using the full range of tones and colors their cameras and displays can offer. The leap in picture quality should be similar to the difference you see when upgrading to an HDR-capable TV from a standard SDR model.
+
+New code strings, found in version 51.0.561138754 of the Google Photos app (APK mirror link for the impatient) include:
+
+The existence of the above code fragments shows that work is already underway to support the new format in Google Photos, although the code has not yet been activated. Of course, support in Google Photos is useless without the ability to create Ultra HDR images in the first place, so I fully expect Google’s camera app to add this capability in the near future. Ultra HDR isn’t expected to be a Pixel 8 exclusive feature, but it would definitely make sense for Google to have it ready in time for the forthcoming product launch this October 4.
+
+A key benefit of the Ultra HDR format is that existing apps will be able to process and display the new files like normal jpegs. This means users will be able to capture and share Ultra HDR photos without having to worry about whether other people are able to display them.
+
+Ultra HDR builds on the jpeg format using Adobe’s “gain map” technology, which encodes the HDR information into a separate portion of each jpeg file. Legacy apps can simply ignore this information, but Google Photos (and other supporting apps) will be able to use the gain map data to reconstruct and display full HDR photos.
+
+You can read more information about the format in my previous story about Ultra HDR, which also provides links to demos you can try for yourself if you have compatible hardware.",6412a2b3b3104bfb8cb38840a6c96afa,Google Readies New Game-Changing  Google Photos Feature,4,,,,
+5443,"Google tells Supreme Court: Don't undercut the internet - Google filed a key defense brief Thursday in a Supreme Court case that could reshape the legal landscape for online publishers and services.
+
+Driving the news: Google told the court that tampering with Section 230 of the Communications Decency Act, which protects firms from liability for content their users post, would ""undercut a central building block of the internet.""
+
+Why it matters: Gonzalez v. Google, the case that the Supreme Court will hear next month, will decide whether Section 230's protections apply to the algorithms that YouTube and other platforms use to select what content to show users.
+
+Background: In Gonzalez v. Google relatives of victims of an ISIS attack are suing Google-owned YouTube for allegedly helping turn viewers into terrorists.
+• Justice Clarence Thomas has suggested the court place new limits on the reach of Section 230.
+• Plaintiffs argue that Section 230's protection does not extend to algorithmically created recommendations, since YouTube plays a role in deciding which videos to recommend to users.
+• Google contends Section 230 protects YouTube's methods of organizing users' posts, and weakening the law would only make it harder to filter out terrorism content.
+
+What they're saying: ""The stakes could not be higher. A decision undermining Section 230 would make websites either remove potentially controversial material or shut their eyes to objectionable content to avoid knowledge of it,"" Google general counsel Halimah DeLaine Prado wrote in a blog post.
+• ""You would be left with a forced choice between overly curated mainstream sites or fringe sites flooded with objectionable content.""
+• ""Legal risk for recommending or organizing content would reduce useful services like showing the best job listings, listing the most relevant products, or displaying the most helpful videos of recipes, songs, or sources of news, entertainment and information.""
+• DeLaine Prado writes that limiting Section 230 would impede access to information, curb free expression, harm businesses and allow more harmful content to stay online.
+
+What's next: Smaller tech companies also reliant on third-party content and other parties will file supporting briefs in the coming weeks.
+
+Go deeper: Supreme Court's liability case could scramble the online world","{'positive': 0.024047216, 'negative': 0.57138723, 'neutral': 0.4045656}","
+
+Driving the news: Google told the court that tampering with Section 230 of the Communications Decency Act, which protects firms from liability for content their users post, would ""undercut a central building block of the internet."" 
+
+Background: In Gonzalez v. Google relatives of victims of an ISIS attack are suing Google-owned YouTube for allegedly helping turn viewers into terrorists.
+• Justice Clarence Thomas has suggested the court place new limits on the reach of Section 230.
+• Plaintiffs argue that Section 230's protection does not extend to algorithmically created recommendations, since YouTube plays a role in deciding which videos to recommend to users.
+• Google contends Section 230 protects YouTube's methods of organizing users' posts, and weakening the law would only make it harder to filter out terrorism content. A decision undermining Section 230 would make websites either remove potentially controversial material or shut their eyes to objectionable content to avoid knowledge of it,"" Google general counsel Halimah DeLaine Prado wrote in a blog post. 
+• ""Legal risk for recommending or organizing content would reduce useful services like showing the best job listings, listing the most relevant products, or displaying the most helpful videos of recipes, songs, or sources of news, entertainment and information.""
+• DeLaine Prado writes that limiting Section 230 would impede access to information, curb free expression, harm businesses and allow more harmful content to stay online.
+
+What's next: Smaller tech companies also reliant on third-party content and other parties will file supporting briefs in the coming weeks.
+
+Go deeper: Supreme Court's liability case could scramble the online world",The tech giant filed its defense in a case that could reshape the legal landscape for online services.,GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.8127212288017498, 'Environmental Footprint of Hardware Infrastructure': 0.7376798019406098, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.8030822819583372, 'Employee Recruitment, Inclusion & Performance': 0.7637177185839128, 'Data Security': 0.7892766187305132}",0.8127212288017498,Inchul,Major focus,Major focus,Neutral,"Intellectual Property Protection & Competitive Behaviour, Data Privacy, Advertising Standards & Freedom of Expression, Data Security",No,No,Neutral,2023-04-18T15:33:52+00:00,https://nypost.com/2023/04/18/google-may-dominate-ai-larry-page-not-my-friend-elon-musk/,"[{'name': 'AI safety', 'weight': 0.094037175}, {'name': 'AI talent', 'weight': 0.09012871}, {'name': 'AI', 'weight': 0.08711356}, {'name': 'PayPal co-founder Peter Thiel', 'weight': 0.086392745}, {'name': 'LinkedIn co-founder Reid Hoffman', 'weight': 0.08623997}, {'name': 'Open AI', 'weight': 0.08356844}, {'name': 'founder Larry Page', 'weight': 0.08251981}, {'name': 'Musk', 'weight': 0.07888212}, {'name': 'Google', 'weight': 0.07854541}, {'name': 'Elon Musk', 'weight': 0.07560788}]",[{'name': 'Tech'}],"[{'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 16}, {'data': 'Larry Page', 'type': 'PERSON', 'mentions': 8}, {'data': 'Tucker Carlson', 'type': 'PERSON', 'mentions': 5}, {'data': 'Sergey Brin', 'type': 'PERSON', 'mentions': 3}, {'data': 'Reid Hoffman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jessica Livingston', 'type': 'PERSON', 'mentions': 1}, {'data': 'Peter Thiel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ilya Sutskever', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nicole Shanahan', 'type': 'PERSON', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Fox News’', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 4}, {'data': 'Post', 'type': 'ORG', 'mentions': 1}, {'data': 'DeepMind', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Y Combinator', 'type': 'ORG', 'mentions': 1}, {'data': 'PayPal', 'type': 'ORG', 'mentions': 1}, {'data': 'Musk', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Bay Area', 'type': 'LOC', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Palo Alto', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'late in the night', 'type': 'TIME', 'mentions': 2}]","Elon Musk claimed Google is poised to dominate artificial intelligence — and revealed that co-founder Larry Page is no longer a “close friend” after the search engine’s billionaire co-founder shrugged off threats that AI poses to humanity.
+
+In an interview with Fox News’ Tucker Carlson on Monday, the CEO of Tesla and Twitter said Google has essentially cornered the market since it has “about three-quarters of all the AI talent in the world” in addition to “a tremendous amount of money and more computers than anyone else.”
+
+Musk continued: “We’re in a uni-polar world here where there’s one company that has close to a monopoly on AI talent and computers, like scaled computing, and the person who’s in charge doesn’t seem to care about safety.”
+
+Musk said his estrangement from Page, who co-founded Google alongside Sergey Brin, led him to help start OpenAI, the Silicon Valley unicorn which recently rolled out the AI-powered bot ChatGPT.
+
+He said he co-founded OpenAI in order to make it “the furthest thing from Google” by making it “like a non-profit that is fully open because Google was closed, for-profit.”
+
+“The reason Open AI exists at all is that Larry Page and I used to be close friends and I would stay at his house in Palo Alto and I would talk to him late in the night about AI safety,” Musk said. “At least my perception was that Larry was not taking AI safety seriously enough.”
+
+According to Musk, Page “wanted sort of digital superintelligence” in hopes of becoming “basically a digital god, if you will, as soon as possible.”
+
+“So that’s why the ‘open’ in OpenAI refers to open source, transparency so people know what’s going on.”
+
+According to Musk, he and Page clashed over ways to protect the human race so that it isn’t dominated by a super-intelligence AI.
+
+Specism is defined as intolerance or discrimination on the basis of species, which is often manifested by human cruelty toward animals.
+
+“I wasn’t the only one there when he called me a specist,” Musk told Carlson.
+
+“And so, I was like, ‘Okay, that’s it. Yes, I’m a specist, okay. You got me. What are you? Yeah, I’m fully a specist. Busted’.”
+
+The Post has sought comment from Google.
+
+Musk — who had long been known to couch surf at the homes of both Google co-founders — told Tucker Carlson of Fox News that he was also concerned about the rapid advancement of ChatGPT.
+
+At the time of the Musk-Page falling out, Google had just acquired DeepMind, the UK-based AI research lab.
+
+Musk said that Google’s approach to AI was that it had “great potential for good, but there’s also potential for bad.”
+
+Musk co-founded OpenAI in 2015 alongside other tech captains of industry including LinkedIn co-founder Reid Hoffman, Y Combinator founding partner Jessica Livingston, PayPal co-founder Peter Thiel, and machine learning expert Ilya Sutskever.
+
+Musk agreed with Carlson that it was “conceivable” that AI “could take control and reach a point where you couldn’t turn it off and it would be making decisions for people.”
+
+“That’s definitely the way things are headed, for sure,” Musk told Carlson in an interview, part of which aired on Monday night.
+
+While Musk is no longer close with Page, he appears to be on friendlier terms with Brin.
+
+The two men were spotted together in a selfie photo last summer during a party at a Bay Area home — despite reports that Musk had an affair with Brin’s estranged wife Nicole Shanahan and that he begged for forgiveness from his fellow tech billionaire.
+
+Musk has denied the report. An attorney for Shanahan denounced the report as “an outright lie” and “defamatory.”",dd670a0cf4a04cc88f17ff45919c76fe,"Elon Musk says Google could dominate AI, Larry Page no longer a ‘close friend’",4,,,,
+87434,"Lenders have increased proportion of SBA loans to minority small ... - In 2022, Minnesota's private lenders used guaranteed Small Business Administration money to drive momentum behind diversifying help for businesses run by people of color, especially Black people.
+
+Since 2020, the dollar amount in loans to Black small-business owners increased 307%, while the number of loans to that demographic grew 119% in that time, said Brian McDonald, district director of the SBA's Minnesota office.
+
+""There's been a strong effort by the lending community in Minnesota to move the needle with underserved communities, especially during the pandemic and especially following the death of George Floyd,"" McDonald said.
+
+Overall, SBA-backed guaranteed lending programs supported more than $956 million in loans for Minnesota small businesses for the fiscal year ending in September, down from a record $1.24 billion in 2021. In that record 2021, 2,357 loans were distributed through the SBA's guaranteed lending program, a near 21% increase compared to 2022 and a reflection of the SBA's concerted effort to support more small businesses amid a pandemic, McDonald said.
+
+Black-owned businesses received $30.1 million in SBA-backed lending for the recent fiscal year, up from $25.5 million in 2021 and $7.4 million in 2020.
+
+SBA-backed loans to Asian and Pacific Islander-owned and Hispanic-owned businesses also increased in the past three fiscal years. SBA-loans to Asian and Pacific Islander businesses rose from $31.3 million in 2020, to $73.5 million in 2021 and $74.9 million in 2020. For Hispanic-owned businesses, the figure jumped from $21.7 million in 2020 to $23.6 million in 2021, but decreased slightly this fiscal year at $22 million.
+
+Of the businesses that were approved for loans by Arden Hills-based Amplio Economic Development Corp., nearly 14% of the loans were to minority-owned businesses. That's at least twice the percentage of minority-owned businesses in Minnesota, Chief Executive Jonathan Sage-Martinson said.
+
+Amplio ranked third in overall in SBA-backed loan dollar value for fiscal 2022 at $53.6 million. Hospitality and food and beverage businesses make up the bulk of Amplio's portfolio, Sage-Martinson said. Amplio is one of five certified development companies in Minnesota involved in the SBA 504 loan program, in which the SBA covers as much as 40% of a loan for land, buildings, machinery and equipment.
+
+""Making sure more folks who traditionally don't have access to credit is a priority of ours and something we seek to make sure is accessible too,"" Sage-Martinson said.
+
+The percentage of loans to business owners of color are conservative, McDonald said. In 2022 and 2021, 18% and 24%, respectively, of the loan recipients' ethnicity was labeled undetermined. But a large percentage of undetermined recipients are likely business owners in underserved communities who purposefully withheld their ethnicity from applications, he said.
+
+In 2020, nearly 30% of recipients fell into the unidentified ethnicity category.
+
+Data provided by the SBA shows the federal agency has greatly increased lending the past five fiscal years. Programs supported over $763.5 million in loans for small business in fiscal 2020, up from $671.6 million in 2019 and $609.5 million in 2018.
+
+The rise is not only a result of the SBA raising it's profile, but business owners wanting to secure their own real estate or expand in a pandemic-driven time of economic uncertainty, Sage-Martinson said.
+
+""The increased use of SBA loan products is a great sign because they're specifically targeted to help small businesses who are looking to start or expand,"" he said. ""That market in particular, without the SBA 504 product, often does not have access to the capital they need to either start a business, or for existing business, purchase their real estate so they have greater control over their future.""","{'positive': 0.10283576, 'negative': 0.8573532, 'neutral': 0.03981097}","Lenders have increased proportion of SBA loans to minority small ...
+
+In 2022 
+
+Since 2020, the dollar amount in loans to Black small-business owners increased 307%, while the number of loans to that demographic grew 119% in that time, said Brian McDonald, district director of the SBA's Minnesota office. Overall, SBA-backed guaranteed lending programs supported more than $956 million in loans for Minnesota small businesses for the fiscal year ending in September, down from a record $1.24 billion in 2021. 
+
+""The increased use of SBA loan products is a great sign because they're specifically targeted to help small businesses who are looking to start or expand,"" he said.",SBA-backed loan programs supported over $956M for small businesses in Minnesota in fiscal year 2022.,SBAC,Infrastructure,Engineering & Construction Services,SBA Communications Corp,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity‚Äôs backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce‚Äôs exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project‚Äôs use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain‚Äîfrom suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity‚Äôs profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity‚Äôs reputation. Environmental impact assessments can provide an understanding of a project‚Äôs potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project‚Äôs structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7191460643998298, 'Workforce Health & Safety': 0.7079725297502667, 'Business Ethics': 0.7221915402809228, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7316793581743221, 'Environmental Impacts of Project Development': 0.7082158578033038, 'Structural Integrity & Safety': 0.7141372146373717}",0.7316793581743221,Inchul,Major focus,No focus,Positive,,Major,Major,Neutral,2023-01-01T10:35:00+00:00,https://www.businessinsider.com/electric-vehicles-prices-expensive-cheaper-automakers-batteries-lithium-supply-demand-2022-12?international=true&r=US&IR=T,"[{'name': 'battery prices', 'weight': 0.11496433}, {'name': 'easing lithium prices', 'weight': 0.1058979}, {'name': 'Electric cars', 'weight': 0.10049407}, {'name': 'electric cars', 'weight': 0.10049407}, {'name': 'High EV prices', 'weight': 0.0983284}, {'name': 'price tag', 'weight': 0.096662655}, {'name': 'price', 'weight': 0.09551691}, {'name': 'prices', 'weight': 0.09551691}, {'name': 'gas cars', 'weight': 0.08626065}, {'name': 'mass EV adoption', 'weight': 0.08407523}]",[],"[{'data': 'Kelley Blue Book', 'type': 'ORG', 'mentions': 1}, {'data': 'Chevrolet', 'type': 'ORG', 'mentions': 1}, {'data': 'Equinox', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Ford', 'type': 'ORG', 'mentions': 2}, {'data': 'GMC', 'type': 'ORG', 'mentions': 3}, {'data': 'Rivian', 'type': 'ORG', 'mentions': 1}, {'data': 'Lucid', 'type': 'ORG', 'mentions': 1}, {'data': 'BMW', 'type': 'ORG', 'mentions': 1}, {'data': 'Mercedes', 'type': 'ORG', 'mentions': 1}, {'data': 'BloombergNEF', 'type': 'ORG', 'mentions': 1}, {'data': 'McKinsey', 'type': 'ORG', 'mentions': 2}, {'data': 'Foley & Lardner', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Craig Dillard', 'type': 'PERSON', 'mentions': 2}, {'data': 'Andreas Breiter', 'type': 'PERSON', 'mentions': 1}, {'data': 'F-150 Lightning', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Hummer', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'R1', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'T', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Air', 'type': 'PRODUCT', 'mentions': 1}]","• Electric cars aren't exactly the most affordable right now.
+• Automakers say they are racing to change that.
+• But supply-and-demand means they've actually driven prices up.
+
+The auto industry's scramble to make more affordable electric cars has actually driven the price of these vehicles up — at least in the short term.
+
+The industry is desperate to build less expensive electric vehicles for the masses because (alongside concerns around range and charging availability) price is one of the biggest barriers to mass EV adoption.
+
+The new EVs cost an average of $65,041 in November, according to Kelley Blue Book, while gas cars averaged $48,681 that month.
+
+Automakers say they are doing all they can to introduce cheaper EVs. For instance, the Chevrolet Equinox SUV EV, to launch in 2023, should start around $30,000. Many have long been targeting that number, though Tesla somewhat tapped out of the race this year. Elon Musk told investors earlier this year his company wasn't prioritizing the $25,000 EV anymore.
+
+High EV prices stem, in part, from the domination of luxury vehicles in the market. Ford's F-150 Lightning electric pickup starts at nearly $56,000; the GMC Hummer EV costs more than $100,000. Startup Rivian tacked a $73,000 based price tag onto its R1T truck, and Lucid raised the price of the cheapest variant of its Air sedan to $87,400.
+
+But the more stubborn problem comes from the battery industry and the simple law of supply and demand.
+
+The world of batteries influences your EV's price tag
+
+Automakers are pouring more than $515 billion into all-electric lineups over the next several years. GM and BMW are planning for at least 50% of their new vehicle sales to be EV by 2030, and GM wants to eliminate all emissions-producing cars by 2035. Ford's targeting 40% of its global cars sold electrified by 2030. Mercedes is only making newly launched cars electric starting in 2025. Scaling up will inherently make electric cars less expensive over time.
+
+But in the short term, the surge in demand was enough to reverse a decade-long decline in battery prices, according to a recent analysis from BloombergNEF. This year, prices for crucial lithium-ion batteries rose about 7%.
+
+It's simple: The more EVs that carmakers plan to make, the more they need raw materials for their batteries. The less available supply there is, the higher the prices for those materials can go — and the more expensive your battery is overall.
+
+The demand has ultimately sparked a frenzy that continues to make the battery the most costly part of an EV.
+
+The price of lithium alone skyrocketed 500% this year, according to McKinsey. That metal could be the biggest roadblock to cheaper EVs.
+
+""You're going to have more and more people trying to source larger quantities of the supply of lithium to make sure that they have whatever they need to operate for the next fiscal year,"" Craig Dillard, partner at firm Foley & Lardner, told Insider in the fall.
+
+""They need to be thinking about where the material is sourced,"" Dillard said, and ""how much the price of lithium impacts not only their profitability, but also pricing in general for their products.""
+
+Some signals suggest that might not be the case for long.
+
+Higher adoption of lower-cost battery mixes plays a role alongside recycling, as will easing lithium prices as a result of more extraction and refining coming online.
+
+""We'll see an excess of demand relative to supply building up over the next few years,"" said McKinsey partner Andreas Breiter — driving costs up.
+
+But, driving costs back down, he says: ""The lithium prices will trigger more supply to enter the market.""",ffca1b2e11f248bc93bc5b58ba0cb049,The race to make electric cars cheaper is making electric cars more expensive,4,,,,
+7760,"With 82% institutional ownership, Waste Management, Inc. (NYSE:WM) is a favorite amongst the big guns - • None Institutions' substantial holdings in Waste Management implies that they have significant influence over the company's share price
+• None The top 24 shareholders own 50% of the company
+• None Insiders have been selling lately
+
+To get a sense of who is truly in control of Waste Management, Inc. (NYSE:WM), it is important to understand the ownership structure of the business. And the group that holds the biggest piece of the pie are institutions with 82% ownership. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn).
+
+Since institutional have access to huge amounts of capital, their market moves tend to receive a lot of scrutiny by retail or individual investors. As a result, a sizeable amount of institutional money invested in a firm is generally viewed as a positive attribute.
+
+Let's delve deeper into each type of owner of Waste Management, beginning with the chart below.
+
+Check out our latest analysis for Waste Management
+
+What Does The Institutional Ownership Tell Us About Waste Management?
+
+Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index.
+
+As you can see, institutional investors have a fair amount of stake in Waste Management. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. It is not uncommon to see a big share price drop if two large institutional investors try to sell out of a stock at the same time. So it is worth checking the past earnings trajectory of Waste Management, (below). Of course, keep in mind that there are other factors to consider, too.
+
+Investors should note that institutions actually own more than half the company, so they can collectively wield significant power. We note that hedge funds don't have a meaningful investment in Waste Management. The Vanguard Group, Inc. is currently the largest shareholder, with 9.2% of shares outstanding. Bill & Melinda Gates Foundation Asset Trust is the second largest shareholder owning 8.6% of common stock, and BlackRock, Inc. holds about 7.5% of the company stock.
+
+A closer look at our ownership figures suggests that the top 24 shareholders have a combined ownership of 50% implying that no single shareholder has a majority.
+
+Researching institutional ownership is a good way to gauge and filter a stock's expected performance. The same can be achieved by studying analyst sentiments. Quite a few analysts cover the stock, so you could look into forecast growth quite easily.
+
+The definition of an insider can differ slightly between different countries, but members of the board of directors always count. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves.
+
+I generally consider insider ownership to be a good thing. However, on some occasions it makes it more difficult for other shareholders to hold the board accountable for decisions.
+
+Our data suggests that insiders own under 1% of Waste Management, Inc. in their own names. As it is a large company, we'd only expect insiders to own a small percentage of it. But it's worth noting that they own US$119m worth of shares. It is always good to see at least some insider ownership, but it might be worth checking if those insiders have been selling.
+
+With a 18% ownership, the general public, mostly comprising of individual investors, have some degree of sway over Waste Management. This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders.
+
+I find it very interesting to look at who exactly owns a company. But to truly gain insight, we need to consider other information, too. Consider risks, for instance. Every company has them, and we've spotted 2 warning signs for Waste Management you should know about.
+
+If you would prefer discover what analysts are predicting in terms of future growth, do not miss this free report on analyst forecasts.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.040508967, 'negative': 0.11178061, 'neutral': 0.8477104}","Waste Management, Inc. (NYSE:WM) is a favorite amongst the big guns with 82% institutional ownership, and the group that holds the biggest piece of the pie is institutions with 82%. This suggests that institutional investors have significant influence over the company's share price, and it is worth checking the past earnings trajectory of Waste Management. The Vanguard Group, Inc., Bill & Melinda Gates Foundation Asset Trust, and BlackRock, Jr. are currently the largest shareholder, with 9.2% of shares outstanding. Researching institutional ownership is a good way to gauge and filter a stock's expected performance, but it is important to consider other information. Have feedback on the article?",Key Insights Institutions' substantial holdings in Waste Management implies that they have significant influence over...,WM,Infrastructure,Waste Management,Waste Management Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity’s ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours—through technological and process improvements—can therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry’s hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers’ rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers—including their pay and benefits—in a way that protects workers’ rights and enhances their productivity while ensuring the financial sustainability of an entity’s operations.'}","{'Greenhouse Gas Emissions': 0.7417603513643675, 'Air Quality': 0.7285091400070627, 'Workforce Health & Safety': 0.7781673753448034, 'Management of Leachate & Hazardous Waste': 0.74392656961742, 'Fleet Fuel Management': 0.7894995334828689, 'Recycling & Resource Recovery': 0.7616797329975101, 'Labour Practices': 0.8063550330345655}",0.8063550330345655,Inchul,No focus,No focus,Neutral,,Major,No,Positive,2023-01-06T20:36:34+00:00,https://www.bizjournals.com/chicago/inno/stories/news/2023/01/06/chicago-startup-stigma-2022-google.html,"[{'name': 'Chicago startup Stigma', 'weight': 0.09378128}, {'name': 'mental health', 'weight': 0.087103285}, {'name': 'Ariana Alejandra Vargas', 'weight': 0.08583198}, {'name': 'Stigma', 'weight': 0.07729425}, {'name': 'Chicago Inno', 'weight': 0.076124996}, {'name': 'mental illness', 'weight': 0.075510025}, {'name': 'apps', 'weight': 0.07504991}, {'name': 'Vargas', 'weight': 0.073678166}, {'name': 'Public Health', 'weight': 0.073358394}, {'name': 'positive change', 'weight': 0.07328117}]","[{'name': 'Tech'}, {'name': 'Business'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Stigma', 'type': 'ORG', 'mentions': 4}, {'data': 'Chicago Inno', 'type': 'ORG', 'mentions': 2}, {'data': 'BeReal', 'type': 'ORG', 'mentions': 1}, {'data': 'Vargas', 'type': 'ORG', 'mentions': 1}, {'data': 'NAMI', 'type': 'ORG', 'mentions': 1}, {'data': 'Chicago', 'type': 'GPE', 'mentions': 1}, {'data': 'Ariana Alejandra Vargas', 'type': 'PERSON', 'mentions': 4}, {'data': 'Stigma', 'type': 'PRODUCT', 'mentions': 1}]","Making Google's Best Apps of 2022 list proved to be the perfect way for Chicago startup Stigma to end 2022.
+
+Named Google's Best App for Good, the mental health app may not have been the biggest name on this year's list, but it has since seen interest in its services take off after getting Google's stamp of approval.
+
+""It was magical for us. I think the day it was announced, we had 150 new people sign up in that day,"" Stigma founder and CEO Ariana Alejandra Vargas told Chicago Inno. ""There were only seven winners, and we were on the list with companies like BeReal that has 10 million downloads and is one of the fastest-growing social media platforms in the world. It's been a really exciting four weeks.""
+
+For Vargas, the recognition was validation that Stigma was on the right track.
+
+""We got an email in late November from Google that said, 'Hey, you've been selected,' and we were just in disbelief,"" Vargas said. ""Compared to the other apps that are on the list, many of them are further along and more established, but I think that any entrepreneur wants to believe that if you are building something that you think people in the world need, someone will take note and you just have to prepare yourself to be ready for when an opportunity arises.""
+
+Google's Best Apps for Good looks for apps made with empathy and insight that aim to uplift, empower and create positive change.
+
+Vargas launched Stigma in August as a way to build a better resource for people struggling with mental illness. By crowdsourcing videos from people battling a range of conditions, anyone struggling with mental health can use the app to discover others who may be struggling with the same things they are dealing with.
+
+The platform doubled its member base in the first five days after the Google announcement. It has also grown the number of strategic partners it works with, including NAMI as well as the Chicago Department of Public Health.
+
+Now with a community of more than 2,000 members, largely grown organically, Vargas thinks momentum is building for the mental health app heading into the new year.",96473d1ec5544e5383299dcab584a61f,How being named a Best App by Google changed everything for Stigma,4,,,,
+31002,"Kinder Morgan (KMI) Outpaces Stock Market Gains: What You Should Know - In the latest trading session, Kinder Morgan (KMI) closed at $17.88, marking a +1.53% move from the previous day. This move outpaced the S&P 500's daily gain of 1.49%. Meanwhile, the Dow gained 1.6%, and the Nasdaq, a tech-heavy index, added 0.06%.
+
+Heading into today, shares of the oil and natural gas pipeline and storage company had lost 5.93% over the past month, lagging the Oils-Energy sector's loss of 5.28% and the S&P 500's loss of 3.49% in that time.
+
+Wall Street will be looking for positivity from Kinder Morgan as it approaches its next earnings report date. The company is expected to report EPS of $0.30, up 11.11% from the prior-year quarter. Our most recent consensus estimate is calling for quarterly revenue of $5.1 billion, up 15.23% from the year-ago period.
+
+KMI's full-year Zacks Consensus Estimates are calling for earnings of $1.16 per share and revenue of $19.37 billion. These results would represent year-over-year changes of -12.12% and +16.63%, respectively.
+
+Any recent changes to analyst estimates for Kinder Morgan should also be noted by investors. These revisions help to show the ever-changing nature of near-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. The Zacks Consensus EPS estimate has moved 0.17% higher within the past month. Kinder Morgan currently has a Zacks Rank of #3 (Hold).
+
+Valuation is also important, so investors should note that Kinder Morgan has a Forward P/E ratio of 15.23 right now. This represents a no noticeable deviation compared to its industry's average Forward P/E of 15.23.
+
+We can also see that KMI currently has a PEG ratio of 5.08. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. Oil and Gas - Production and Pipelines stocks are, on average, holding a PEG ratio of 3.14 based on yesterday's closing prices.
+
+The Oil and Gas - Production and Pipelines industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 66, which puts it in the top 27% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.7053473, 'negative': 0.12115662, 'neutral': 0.17349601}","Kinder Morgan (KMI) Outpaces Stock Market Gains: What You Should Know. 
+
+In the latest trading session, Kinder Morgan (KMI) closed at $17.88, marking a +1.53% move from the previous day. The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. The Zacks Consensus EPS estimate has moved 0.17% higher within the past month.","Kinder Morgan (KMI) closed the most recent trading day at $17.88, moving +1.53% from the previous trading session.",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity’s social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7521657672608504, 'Operational Safety, Emergency Preparedness & Response': 0.7529294379846214, 'Air Quality': 0.7201203717197872, 'Competitive Behaviour': 0.7742927185385212, 'Ecological Impacts': 0.7428659816516421}",0.7742927185385212,Inchul,No focus,No focus,Neutral,,No,No,No,2022-12-05T09:41:50+00:00,https://finance.yahoo.com/news/chinese-stocks-us-resume-rally-094150446.html,"[{'name': 'mandatory Covid testing requirements', 'weight': 0.08766079}, {'name': 'Covid Pivot', 'weight': 0.08172894}, {'name': 'easing Covid curbs', 'weight': 0.081351615}, {'name': 'Covid', 'weight': 0.079824634}, {'name': 'more potential gains', 'weight': 0.07639969}, {'name': 'substantial testing rules', 'weight': 0.07421565}, {'name': 'Chinese Stocks', 'weight': 0.07397258}, {'name': 'China stocks', 'weight': 0.07290486}, {'name': 'Yum China Holdings Inc.', 'weight': 0.06943015}, {'name': 'major Chinese cities', 'weight': 0.06778166}]",[{'name': 'Finance'}],"[{'data': 'Chinese', 'type': 'NORP', 'mentions': 5}, {'data': 'Bahamian', 'type': 'NORP', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 3}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 3}, {'data': 'China', 'type': 'GPE', 'mentions': 4}, {'data': 'Shanghai', 'type': 'GPE', 'mentions': 1}, {'data': 'Hangzhou', 'type': 'GPE', 'mentions': 1}, {'data': 'Shenzhen', 'type': 'GPE', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'KraneShares CSI China Internet Fund', 'type': 'ORG', 'mentions': 2}, {'data': 'Alibaba Group Holding Ltd.', 'type': 'ORG', 'mentions': 1}, {'data': 'JD.com Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Covid', 'type': 'ORG', 'mentions': 2}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 1}, {'data': 'Abrdn Plc', 'type': 'ORG', 'mentions': 1}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 1}, {'data': 'FTX', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Covid', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sean Darby', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sam Bankman-Fried', 'type': 'PERSON', 'mentions': 1}, {'data': 'Covid', 'type': 'FAC', 'mentions': 2}, {'data': '11 Hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Spanish', 'type': 'LANGUAGE', 'mentions': 1}]","(Bloomberg) -- The rally in US-listed Chinese stocks continued in premarket trading, as easing Covid curbs in major Chinese cities fueled optimism that Beijing is hastening the shift away from its Covid Zero strategy.
+• None Elon Musk Says Apple Is ‘Fully’ Advertising on Twitter Again
+• None This Stock Strategist Says We’ll See 5% Inflation for the Next Decade
+
+The exchange-traded KraneShares CSI China Internet Fund traded up 5.7%, extending last week’s 24% gain. Internet giants Alibaba Group Holding Ltd. and JD.com Inc. rose more than 5% each. Stocks that stand to benefit strongly from reopening, such as online travel agency Trip.com Group Ltd. and Yum China Holdings Inc., also climbed.
+
+China’s major cities including Shanghai, Hangzhou and Shenzhen dropped mandatory Covid testing requirements to enter many public venues, even though substantial testing rules remain in place. These moves provide further evidence that authorities are softening their zero-tolerance stance toward Covid in the aftermath of nationwide protests.
+
+“Investors are clearly very surprised by the Chinese authorities’ U-turn relaxation of dynamic Covid zero rules coming into the winter flu season and without a domestic mRNA vaccine,” Jefferies strategists led by Sean Darby said in a note on Sunday. A deterioration in economic conditions means Beijing needs to “throw everything at the economy now,” they wrote.
+
+With China turning a page on its Covid defense, investors are becoming increasingly bullish on the country’s equities in the short term. Fund manager Abrdn Plc said investors should go back into China stocks and singled out cheap valuations as a positive. Morgan Stanley strategists lifted China to overweight from an equal-weight position they had held since January 2021, while warning that the reopening path is set to be bumpy.
+
+Technical factors might have also been aiding US-listed Chinese stocks. The Nasdaq Golden Dragon Index closed above its 200-day moving average on Friday for the first time since June 2021. A breakout from the key resistance level typically signals more potential gains.
+• None 11 Hours With Sam Bankman-Fried: Inside the Bahamian Penthouse After FTX’s Fall
+• None TikTok’s Viral Challenges Keep Luring Young Kids to Their Deaths
+• None Can Duolingo Actually Teach You Spanish?",930bae26abc645fdb62d8f39866c1f3e,Chinese Stocks in US Resume Rally as Beijing Hastens Covid Pivot,4,,,,
+29058,"Kinder Morgan (KMI) Dips More Than Broader Markets: What You Should Know - In the latest trading session, Kinder Morgan (KMI) closed at $17.48, marking a -1.02% move from the previous day. This change lagged the S&P 500's 0.58% loss on the day. Meanwhile, the Dow lost 0.59%, and the Nasdaq, a tech-heavy index, lost 1.54%.
+
+Coming into today, shares of the oil and natural gas pipeline and storage company had gained 0.23% in the past month. In that same time, the Oils-Energy sector lost 1.82%, while the S&P 500 gained 2%.
+
+Investors will be hoping for strength from Kinder Morgan as it approaches its next earnings release. The company is expected to report EPS of $0.29, down 9.38% from the prior-year quarter. Meanwhile, our latest consensus estimate is calling for revenue of $5.24 billion, up 22.14% from the prior-year quarter.
+
+For the full year, our Zacks Consensus Estimates are projecting earnings of $1.10 per share and revenue of $20.86 billion, which would represent changes of -5.17% and +8.66%, respectively, from the prior year.
+
+Any recent changes to analyst estimates for Kinder Morgan should also be noted by investors. These revisions typically reflect the latest short-term business trends, which can change frequently. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Based on our research, we believe these estimate revisions are directly related to near-team stock moves. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Zacks Consensus EPS estimate remained stagnant within the past month. Kinder Morgan currently has a Zacks Rank of #3 (Hold).
+
+Looking at its valuation, Kinder Morgan is holding a Forward P/E ratio of 16.08. Its industry sports an average Forward P/E of 14.87, so we one might conclude that Kinder Morgan is trading at a premium comparatively.
+
+Also, we should mention that KMI has a PEG ratio of 5.36. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. The Oil and Gas - Production and Pipelines was holding an average PEG ratio of 3.94 at yesterday's closing price.
+
+The Oil and Gas - Production and Pipelines industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 59, which puts it in the top 24% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.33817342, 'negative': 0.49803314, 'neutral': 0.16379343}","Kinder Morgan (KMI) closed at $17.48 in the latest trading session, marking a -1.02% move from the previous day. The Dow lost 0.59%, and the Nasdaq, a tech-heavy index, lost 1.54%. Shares of the oil and natural gas pipeline and storage company had gained 0.23% in the past month. For the full year, our Zacks Consensus Estimates are projecting earnings of $1.10 per share and revenue of $20.86 billion, which would represent changes of -5.17% and +8.66%, respectively, from the prior year. Investors will be hoping for strength from Kinder Morgan as it approaches its next earnings release. The Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Oil and Gas - Production and Pipelines industry currently has a Zacks Industry Rank of 59, which puts it in the top 24% of all 250+ industries.","Kinder Morgan (KMI) closed at $17.48 in the latest trading session, marking a -1.02% move from the prior day.",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7537228145092554, 'Operational Safety, Emergency Preparedness & Response': 0.7562921874363442, 'Air Quality': 0.721873639250852, 'Competitive Behaviour': 0.7760752283689404, 'Ecological Impacts': 0.7461174866896545}",0.7760752283689404,Inchul,No focus,No focus,Neutral,,No,No,No,2023-03-18T12:23:23+00:00,https://www.yahoo.com/news/sxsw-2023-dealmaking-banking-crisis-backdrop-122323216.html,"[{'name': 'Keep Austin Weird', 'weight': 0.07851399}, {'name': 'Austin', 'weight': 0.071326315}, {'name': 'downtown Austin', 'weight': 0.07120131}, {'name': 'Keep Austin Creative', 'weight': 0.07093504}, {'name': 'Austin Mayor Kirk Watson', 'weight': 0.07070104}, {'name': 'Yahoo Finance', 'weight': 0.0691963}, {'name': 'SXSW', 'weight': 0.062332153}, {'name': 'mega-cap tech businesses', 'weight': 0.061800156}, {'name': 'many other companies', 'weight': 0.053718686}, {'name': 'SVB customers', 'weight': 0.052845255}]",[{'name': 'Entertainment'}],"[{'data': 'SXSW 2023', 'type': 'EVENT', 'mentions': 8}, {'data': 'South by Southwest', 'type': 'EVENT', 'mentions': 1}, {'data': 'AUSTIN', 'type': 'GPE', 'mentions': 10}, {'data': 'Texas', 'type': 'GPE', 'mentions': 3}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'SXSW', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 3}, {'data': 'SVB', 'type': 'ORG', 'mentions': 3}, {'data': 'Roku', 'type': 'ORG', 'mentions': 3}, {'data': 'Signal', 'type': 'ORG', 'mentions': 1}, {'data': 'Cipher', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo Finance', 'type': 'ORG', 'mentions': 6}, {'data': 'FDIC', 'type': 'ORG', 'mentions': 2}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Lux Capital Co', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Dell', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 4}, {'data': 'AMD', 'type': 'ORG', 'mentions': 2}, {'data': 'Waymo', 'type': 'ORG', 'mentions': 2}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Keep Austin Weird', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Back to the Future', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Keep Austin Creative', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}, {'data': 'hours later', 'type': 'TIME', 'mentions': 1}, {'data': 'Ian Beacraft', 'type': 'PERSON', 'mentions': 2}, {'data': 'Josh Wolfe', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kirk Watson', 'type': 'PERSON', 'mentions': 5}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'COVID-19 policies', 'type': 'LAW', 'mentions': 1}]","AUSTIN, Texas — The annual South by Southwest (SXSW) 10-day event in Austin, Texas, runs rampant with free drink tickets, celebrity sightings, parties with strobe lights, and live music performances, which bring an injection of consumer spending to the city.
+
+This year, the festival and conference started in full force with those positive vibes flowing. Then, midway through the event, Silicon Valley Bank (SIVB) collapsed, and things got weird — and not in the way suggested by Austin's unofficial slogan, ""Keep Austin Weird.""
+
+By Sunday afternoon, the pressure was mounting following Silicon Valley Bank's failure, and companies that were customers of SVB reached a critical point in which they had to make potentially detrimental business decisions.
+
+Roku (ROKU), for example, had nearly $500 million tied up at SVB. It probably didn’t foresee its cash evaporating when it planned its SXSW experience in downtown Austin. The company was showcasing its latest technology while uncertainty over its business operations loomed large.
+
+Signal and Cipher CEO Ian Beacraft warned that there was little time and that government officials needed to act fast.
+
+""Monday is D-Day for a lot of companies,"" Beacraft told Yahoo Finance prior to the actions taken by the FDIC, Treasury, and the Federal Reserve to stabilize the banking system. ""Within weeks, we'll start to see shops closing up. And within months, we'll see the ripple effects across the rest of the economy.""
+
+A sigh of relief arrived hours later for Roku and many other companies at SXSW when the FDIC assured SVB customers that they would have access to all of their funds.
+
+But as the after-effects of the Silicon Valley Bank crisis continued to play out, dealmaking remained a top priority at SXSW as entrepreneurs sought out their next infusion of capital, venture capitalists scouted out the next major tech business, and mega-cap tech businesses hosted flashy events.
+
+""I do think that the next few years are probably, in venture capital, going to be the best vintage years in the past decade,"" Lux Capital Co-Founder Josh Wolfe told Yahoo Finance. ""Why? You've got lots of firms that know what they're doing, and their reputations are rising, and their access and their networks are growing at a time when prices are coming down. And when prices go down and valuations get lower, your future returns — if you're right or lucky — can be very high. So very optimistic for the future of venture.""
+
+Despite the turmoil in the financial sector, SXSW continued along its post-pandemic comeback to show off the latest technology — and its host city, Austin.
+
+For Austin Mayor Kirk Watson, who has returned for a second term more than two decades after his first term, concerns of a bust echoed his experience from the dot-com bubble.
+
+“It does feel like 'Back to the Future' for me,” Watson told Yahoo Finance at SXSW. “I was mayor and kind of navigated through the first big tech boom. And then shortly after I left, there was the bubble burst on that. And we were just becoming a big city. We were becoming the place that people were looking to for the information and knowledge economy.""
+
+""Now, we are a big city and we have all of that diversity,” he added. Google (GOOG, GOOGL), Dell (DELL), Tesla (TSLA), and AMD (AMD) logos featured across some of the city’s largest real estate properties provide a visible reminder of the technology companies that have set up shop in the state.
+
+Austin might see another leg of growth from a new wave of technological advancements. Artificial intelligence, robotics, virtual reality, and autonomous vehicles were just a few examples of innovation on display during SXSW.
+
+With each new advancement, Watson said he aims to foster a city that embraces creativity.
+
+""Austin's unofficial motto is ‘Keep Austin Weird,’"" he said. ""I've always interpreted that as 'Keep Austin Creative' because those first ideas that you hear the first time you hear them, most of the time people say, ‘Whoa, that's kind of weird,’ though it becomes something really big. And this is a town that embraces that.”
+
+Driverless cars and other forms of autonomous mobility have become one type of technology at the forefront in Austin and at SXSW.
+
+In 2021, Tesla CEO Elon Musk decided to move his company's headquarters to the city following a fallout with California legislators and a rebuke of COVID-19 policies. The innovative business and its technology have left a mark on the city.
+
+Watson told Yahoo Finance that he has taken test rides in Waymo autonomous vehicles during his time in the Texas Senate.
+
+Waymo, which started as Google's self-driving unit, has since relocated away from Austin. However, in recent weeks, three different autonomous vehicle representatives have scheduled visits or meetings with the mayor, all vying for the ear of the city leadership.
+
+""Seriously, this week, I've had three different entities call [to talk] to me, including Tesla on that,"" Watson said. ""It's gonna happen, and it's gonna happen soon.""
+
+Click here for the latest technology business news, reviews, and useful articles on tech and gadgets
+
+Read the latest financial and business news from Yahoo Finance
+
+Download the Yahoo Finance app for Apple or Android",4656f969b26b4ff28227ec7b8ef19cc6,"At SXSW 2023, dealmaking carries on against banking crisis backdrop",4,,,,
+8340,"A New Kind of Space Race: Companies Vie Over Market For Satellite-Enabled Phone Calls - Elon Musk’s SpaceX and T-Mobile US Inc. have picked up a powerful critic of their proposal to offer phone calls via satellite, with AT&T Inc. saying the plan risks interfering with existing wireless services.
+
+Regulators “should reject SpaceX’s request to simply take it at its word that it will not cause interference” and demand more information before allowing the service, AT&T said in a filing with the Federal Communications Commission released Friday.
+
+AT&T has its own plan for calls via satellite and said it intends to show that offering, via AST SpaceMobile Inc., won’t cause interference with conventional ground-based systems that rely on towers.
+
+Companies are in a race to tap the market for satellite-enabled calls offering connections in remote areas beyond the reach of cell towers. The new services aim to use normal consumer mobile phones, rather than specialized equipment.
+
+The T-Mobile plan was announced last year at a press conference at SpaceX’s Starbase complex in Texas, with Chief Executive Officer Mike Sievert joining Musk. The service, which leverages SpaceX’s Starlink satellites, should be able to handle messages, images and possibly small video files at first. Voice capabilities will come later.
+
+AT&T partner SpaceMobile in April announced a successful voice call via satellite from Texas to Japan. It hasn’t said when satellite-enabled voice service may be offered to the public. Meanwhile, Apple Inc.’s new iPhones let users send texts via satellite to first responders and report crashes in areas without cellular coverage.
+
+T-Mobile and SpaceX didn‚Äôt immediately return requests for comment on AT&T‚Äôs filing.","{'positive': 0.08390784, 'negative': 0.05446674, 'neutral': 0.86162543}","Elon Musk's SpaceX and T-Mobile US Inc. have been criticized by AT&T Inc. for proposing to offer phone calls via satellite, which could cause interference with existing wireless services. The new services aim to use normal consumer mobile phones, rather than specialized equipment, and AT &T has its own plan for calls via satellites, which should be able to handle messages, images and possibly small video files at first. Meanwhile, Apple Inc.‚Äôs new iPhones and SpaceX' new iPhones also let users send texts via satellite to first responders and report crashes in areas without cellular coverage.","Elon Musk‚Äôs SpaceX and T-Mobile US Inc. have picked up a powerful critic of their proposal to offer phone calls via satellite, with AT&T Inc. saying the plan risks interfering with existing wireless services.",T,Technology & Communications,Telecommunication Services,AT&T Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called ‚Äúlast-mile‚Äù of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.8049995039614978, 'Product End-of-life Management': 0.7671554031406825, 'Environmental Footprint of Operations': 0.7700277627968501, 'Data Privacy': 0.7927913656767894, 'Managing Systemic Risks from Technology Disruptions': 0.7509794531648799, 'Data Security': 0.7752581977027885}",0.8049995039614978,Inchul,Minor focus,Major focus,Neutral,"Competitive Behaviour & Open Internet, Data Security",No,No,No,2022-11-30T11:49:15-05:00,https://www.theverge.com/2022/11/30/23484012/apple-ipad-pro-m2-2022-amazon-echo-dot-microsoft-surface-pro-8-google-pixel-watch-deal-sale,"[{'name': 'Cyber Monday', 'weight': 0.07810678}, {'name': 'Black Friday', 'weight': 0.07672149}, {'name': 'irregular heart rhythms', 'weight': 0.06494493}, {'name': 'refresh rates', 'weight': 0.06409594}, {'name': 'iPad Pro', 'weight': 0.06400439}, {'name': 'Fitbit Premium', 'weight': 0.060957294}, {'name': 'native Fitbit integration', 'weight': 0.059170723}, {'name': 'Best Buy', 'weight': 0.055508204}, {'name': 'Amazon', 'weight': 0.055179622}, {'name': 'lengthy battery life', 'weight': 0.05483751}]",[{'name': 'Tech'}],"[{'data': 'M1', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'M2', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'iPad Pro', 'type': 'PRODUCT', 'mentions': 8}, {'data': 'Wi-Fi 6E', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Pencil', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mini', 'type': 'PRODUCT', 'mentions': 1}, {'data': '5', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Google Pixel Watch', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Fitbit Premium', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'SpO2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'EKG', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 5}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'Best Buy', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Fitbit', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'SooPii', 'type': 'ORG', 'mentions': 1}]","The problem with Black Friday and Cyber Monday? Sometimes a deal is so good, it’s gone before you can even hit the “checkout” button. Apple’s latest 12.9-inch iPad Pro was one of those devices that reached an all-time low during Black Friday and Cyber Monday, but naturally it seemed to sell out quickly. Luckily, the new Wi-Fi-enabled iPad Pro is on sale once again at Amazon in space gray with 128GB of storage for $999 ($100 off).
+
+In addition to sporting Apple’s new M2 processor, the 2022 iPad Pro supports Wi-Fi 6E, if you have the right kind of router. It also comes with a new “hover” feature exclusive to M2-powered Apple devices that detects when the second-generation Apple Pencil is 12mm or less above the screen. As a result, you can preview where you’ll make a mark on the display, so you could, say, mix watercolor paints and decide if you like the combination before applying them to your digital painting. Read our review.
+
+Incremental improvements aside, Apple’s latest iPad Pro is very similar to the M1-powered model from last year, which is still available in some configurations for its Cyber Monday price. It showcases the same design and a beautiful Mini LED display that supports refresh rates up to 120Hz, along with lengthy battery life and excellent performance. Thus, if you need more storage and can do without futureproof features like Wi-Fi 6E support, it may be a better idea to pick up the M1-powered, 2021 model with 256GB of storage, which is currently on sale for $899.99 ($300 off) at Best Buy. Read our review.
+
+Don’t worry if you missed out on scoring a good laptop deal during Black Friday and Cyber Monday because we found a deal on the Microsoft Surface Pro 8 that’s even better than its Cyber Monday and Black Friday price. Right now, you can buy the Microsoft Surface Pro 8 with 16GB of RAM, 256GB of storage, and an 11th-Gen Intel Evo Core i7 processor for $999.99 instead of $1,599.99 at Amazon and Best Buy, which is a new all-time low.
+
+Though the newer Surface Pro 9 is better and offers perks like a new 5G option, this is still an excellent tablet, one that shares the same speedy 120Hz refresh rate screen and is lightweight enough to take on the go. Plus, while its port selection is rather limited, it comes with a headphone jack which the Surface Pro 9 lacks. Just note the detachable keyboard and stylus are sadly not included in the price. Read our review.
+
+If you stuffed yourself silly during Thanksgiving and you’re looking to get back into shape, a smartwatch like the Google Pixel Watch can help you keep track of your fitness goals. Thankfully, the new Wi-Fi-enabled model is still on sale for $299 ($50 off) at Amazon. Our favorite Android smartwatch for those who don’t own a Samsung smartphone offers a number of helpful features, including native Fitbit integration for health tracking and a six-month trial of Fitbit Premium. It also touts many of the same sensors found on other smartwatches, including SpO2 sensors for blood oxygen monitoring and even EKG.
+
+Just be aware that the Pixel Watch is Google’s first attempt at a smartwatch and thus it’s a work-in-progress in some ways with a few issues that need to be ironed out. For example, while the circular OLED display is beautiful, we unintentionally cracked one while testing the watch. It also doesn’t offer the most robust battery life and lacks some features you might expect, such as Fitbit’s automatic workout tracking and notifications for irregular heart rhythms and high/low heart rate. Read our review.
+
+In case you’re not in the mood to splurge $300 on a new smartwatch after blowing your savings on TVs or whatnot this Black Friday, we also found a great deal on SooPii’s far cheaper four-foot, 100W USB-C cable. The unique little charging accessory is still on sale at Amazon for $9.73 when you clip the on-page coupon for 30 percent off. Unlike most charging cables, it comes with a built-in power meter that allows you to keep yourself updated on how quickly your phone, laptop, or other device is charging. If you need a longer cable, you can also buy the 6.6-foot one for $11.19 from Amazon instead of $15.99.
+
+Just a few more deals before we wrap up",1987cb1cc7a6467ea584fda49d368406,The 12.9-inch M1 and M2 iPad Pros are down to their best prices yet,4,,,,
+8198,"Intel cuts pay, bonuses and other benefits while maintaining dividend - Intel Corp. continues to cut costs for everything except payments to investors. Intel (INTC) which is already in the process of cutting what is believed to be thousands of jobs amid steep declines in profit and revenue, is reducing Chief Executive Pat Gelsinger’s base salary by 25% and trimming other salaries at a descending rate based on seniority, down to 5% cuts for midlevel positions, a person familiar with the matter told MarketWatch. While nonexempt workers and junior positions face no pay cuts, Intel is trimming its 401(k) contributions to 2.5% from 5% and will suspend merit raises and quarterly performance bonuses, the person said.","{'positive': 0.010808313, 'negative': 0.96721965, 'neutral': 0.021971976}","Intel cuts pay, bonuses and other benefits while maintaining dividend. Intel Corp. continues to cut costs for everything except payments to investors. Intel (INTC) which is already in the process of cutting what is believed to be thousands of jobs amid steep declines in profit and revenue, is reducing Chief Executive Pat Gelsinger’s base salary by 25% and trimming other salaries at a descending rate based on seniority, down to 5% cuts for midlevel positions, a person familiar with the matter told MarketWatch. While nonexempt workers and junior positions face no pay cuts, Intel is trimming its 401(k) contributions to 2.5% from 5% and will suspend merit raises and quarterly performance bonuses, the person said.","Intel Corp. continues to cut costs for everything except payments to investors.  Intel  (INTC)  which is already in the process of cutting what is believed to be thousands of jobs amid steep declines in profit and revenue, is reducing Chief Executive Pat Gelsinger’s base salary by 25% and trimming other salaries at a descending rate based on seniority, down to 5% cuts for midlevel positions, a person familiar with the matter told MarketWatch.  While nonexempt workers and junior positions face no pay cuts, Intel is trimming its 401(k) contributions to 2.5% from 5% and will suspend merit raises and quarterly performance bonuses, the person said.",INTC,Technology & Communications,Semiconductors,Intel Corp,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‘ultra-pure’ water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply’scost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities’ IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.8053244030470365, 'Water Management': 0.7348944348218988, 'Greenhouse Gas Emissions': 0.7464189564445072, 'Energy Management in Manufacturing': 0.761826294281476, 'Materials Sourcing': 0.7543035608078357, 'Intellectual Property Protection & Competitive Behaviour': 0.7832917062018281, 'Product Lifecycle Management': 0.7800719251361989, 'Employee Health & Safety': 0.7643042283549688, 'Waste Management': 0.7305348212287869}",0.8053244030470365,Inchul,Major focus,Major focus,Negative,"Recruiting & Managing a Global & Skilled Workforce, Employee Health & Safety",Minor,Major,Neutral,2022-12-08T07:00:50+00:00,https://www.forbes.com/sites/gusalexiou/2022/12/08/google-steps-up-accessibility-commitments-at-new-london-innovation-hub/,"[{'name': 'assistive technology', 'weight': 0.08463005}, {'name': 'accessible gaming technology', 'weight': 0.074278794}, {'name': 'technology access barriers', 'weight': 0.07374448}, {'name': 'technology', 'weight': 0.07174288}, {'name': 'wider product teams', 'weight': 0.066922516}, {'name': 'accessible products', 'weight': 0.06528258}, {'name': 'learning disabilities', 'weight': 0.06511008}, {'name': 'non-disabled people', 'weight': 0.063640654}, {'name': 'product design', 'weight': 0.0615579}, {'name': 'disabilities', 'weight': 0.06152823}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'London Accessibility Discovery Centre', 'type': 'ORG', 'mentions': 1}, {'data': 'the Royal National Institute of Blind People', 'type': 'ORG', 'mentions': 3}, {'data': 'RNIB', 'type': 'ORG', 'mentions': 1}, {'data': 'RNID', 'type': 'ORG', 'mentions': 1}, {'data': 'Everyone Can', 'type': 'ORG', 'mentions': 1}, {'data': 'Disability Alliance', 'type': 'ORG', 'mentions': 1}, {'data': 'Xbox', 'type': 'ORG', 'mentions': 1}, {'data': 'EMEA', 'type': 'ORG', 'mentions': 1}, {'data': 'New London Innovation Hub', 'type': 'FAC', 'mentions': 1}, {'data': 'Accessibility Discovery Centre', 'type': 'FAC', 'mentions': 2}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Manchester', 'type': 'GPE', 'mentions': 1}, {'data': 'Kings Cross', 'type': 'LOC', 'mentions': 1}, {'data': 'Tobi Dynavox', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Project Relate', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Christopher Patnoe', 'type': 'PERSON', 'mentions': 1}]","Last week, Google launched its new Accessibility Discovery Centre (ADC) at its central London office located in the Kings Cross district of the U.K. capital.
+
+In doing so, the tech giant announced its intentions to enhance its understanding and commitment to accessibility innovation across its multiple product lines to new and exciting levels.
+
+The dedicated R&D center, the first of its kind for Google outside of the U.S., will assist its engineers, researchers and wider product teams to address technology access barriers faced by individuals with a wide range of disabilities.
+
+The space is split between an area focusing on research and innovation where cameras and other monitoring devices can observe users with disabilities using technology to accomplish daily tasks and a separate codesign and workshop space to facilitate broader discussions on how to build cutting-edge accessible technology.
+
+In opening its London Accessibility Discovery Centre, Google aspires to a new level of maturity and sophistication when it comes to building accessible products.
+
+Commonly, accessibility in the tech industry is viewed as an extra layer bolted onto software or hardware to make products usable by the widest possible range of people, including individuals with physical or sensory impairments.
+
+Ideally, accessibility features are baked in from the very start of the design process.
+
+Although, unfortunately, all too often, accessibility considerations become an afterthought in product design and developers then attempt to retrofit features late in the day — leading to poor functionality at the outset and ultimately higher development costs.
+
+Rather than viewing accessibility as a siloed set of considerations on a per- product basis, Google is instead committing itself to a far broader and more in-depth process of continuous knowledge enrichment and learning.
+
+One important way that Google has set about achieving this goal is by advancing its understanding of the assistive technology space in its entirety, as opposed to simply maintaining a narrow focus on its own product lines.
+
+The discovery center was built in consultation with disability advocacy organizations and not-for-profits including the Royal National Institute of Blind People (RNIB), Royal National Institute for Deaf People (RNID), the Manchester-based assistive technology charity Everyone Can and Google’s internal Disability Alliance employee resource group.
+
+The discovery center’s interactive zones are packed to the rafters with all manner of third-party assistive technology software and devices, from vibrating alarm clocks that go under the pillow of sleepers with hearing loss and tactile watches for the blind, to different types of switches to help those with motor impairments navigate menus and screens.
+
+Many operational insights have been gained through exploring accessible gaming technology and the discovery center has three dedicated gaming stations running mainstream titles using assistive hardware.
+
+This includes Tobi Dynavox eye trackers, the Xbox adaptive controller, head switches and a chin joystick.
+
+This emphasis on gaming as an entry point for better understanding assistive technology speaks to Google’s wider mission of supporting, not only its staff (internally referred to as Googlers) with disabilities to explore what’s out there, but to encourage visits to the space and dialogue with schools, universities and businesses too.
+
+Speaking on the center’s launch last week, Christopher Patnoe Google’s EMEA Lead for Accessibility and Disability Inclusion said, “‘When people have equitable access to information and opportunity, everyone wins – but we know people’s needs are constantly changing, throughout their lives or even their day.
+
+“Our new Accessibility Discovery Centre creates a dedicated space to learn from and partner with the accessibility and disability communities to keep improving and building helpful products together.”
+
+Additional announcements made at the launch event included the unveiling of Project Relate – an Android app in beta designed to assist individuals with non-standard speech to communicate more easily.
+
+The app can be trained in a relatively short time to understand a user’s specific speech patterns to convert their words into text, a clear synthetic voice or a voice assistant command.
+
+Further commitments to provide over one million pounds worth of grants in the areas of digital skills certification for young disabled job seekers, digital safety and online education courses for vulnerable individuals with learning disabilities and supporting the European Disability Forum to undertake research into employment barriers for people with disabilities across the continent were also announced.
+
+Google’s humility in acknowledging accessibility to be a continuous journey and not a final destination is welcome news for any assistive technology enthusiast and, more importantly, those who use it to manage everyday tasks that non-disabled people take for granted.
+
+When it comes to innovation in the space, while smaller third-party specialist assistive technology developers do a crucial job in terms of highlighting needs and launching entry-level solutions – the complexity of creating highly transformative technologies for people with disabilities is often well beyond their typical R&D budgets.
+
+Often, even if such solutions are brought to market, the costs are often out of reach for the majority of users.
+
+Mainstreaming, leveraging the smartphone ecosystem and coming up with groundbreaking innovation are commonly the purview of Big Tech, so it’s encouraging to know that Google’s thirst for knowledge and better solutions remains unquenched.",1d068a1552aa4b21b0d0af4995b6d160,Google Steps Up Accessibility Commitments At New London Innovation Hub,4,,,,
+20338,"Big Consumer Companies Keep Raising Prices, Complicating Fed’s Job - Some of the largest consumer brands in the country have continued to raise prices aggressively this year while raking in large profits, posing a tough problem for the Federal Reserve as it aims to tame inflation.
+
+Coca-Cola, PepsiCo and Unilever have each reported raising prices significantly in the second quarter, from about 8 percent at Unilever to 15 percent at Pepsi. The price increases powered sales growth last quarter, keeping earnings strong even as the volume of products they sold either went down or remained flat versus the same period last year. The companies raised their full-year forecasts for various measures, pushing up their share prices.
+
+The Fed’s main tool to tackle inflation is raising interest rates, which reduces demand for goods and services. But food prices can be particularly sticky: Unlike other goods, consumers cannot stop buying food, and food prices are particularly sensitive to external factors like supply shocks, ingredient prices and geopolitics. Escalating Russian attacks in Ukraine and the recent breakdown of a deal to export grain from Black Sea ports have put pressure on prices for key commodities like corn and wheat.
+
+‚ÄúThe Fed really has no ability to resolve those issues,‚Äù said David Ortega, a food economist at Michigan State University.","{'positive': 0.53659135, 'negative': 0.42427146, 'neutral': 0.039137173}","Coca-Cola, PepsiCo and Unilever have reported raising prices aggressively this year, while raking in large profits. This has posed a tough problem for the Federal Reserve as it aims to tame inflation. The price increases powered sales growth last quarter, keeping earnings strong even as the volume of products they sold either went down or remained flat versus the same period last year. Escalating Russian attacks in Ukraine and the recent breakdown of a deal to export grain from Black Sea ports have put pressure on prices for key commodities like corn and wheat. The Fed's main tool to tackle inflation is raising interest rates, which reduces demand for goods and services.","Coca-Cola, PepsiCo and Unilever have each reported raising prices significantly in the second quarter, complicating the Federal Reserve‚Äôs efforts to tame inflation.",KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity‚Äôs direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities‚Äô brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry‚Äôs competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry‚Äôs products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients‚Äîsuch as artificial sweeteners‚Äîmay pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.7244941592815362, 'Product Labelling & Marketing': 0.7533813151036068, 'Packaging Lifecycle Management': 0.7498484838184828, 'Energy Management': 0.7472212759415188, 'Fleet Fuel Management': 0.7374061801430815, 'Ingredient Sourcing': 0.7853300236909527, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7698589790217033, 'Health & Nutrition': 0.7681724842573113}",0.7853300236909527,Inchul,Minor focus,Minor focus,Negative,,Major,Major,Negative,2022-11-14T12:54:53+00:00,https://www.sfgate.com/news/article/Man-accused-of-taking-Amazon-truck-leading-17582789.php,"[{'name': 'New Hampshire State Police', 'weight': 0.11443595}, {'name': 'others', 'weight': 0.09747515}, {'name': 'minor injuries', 'weight': 0.0894804}, {'name': 'police', 'weight': 0.08945713}, {'name': 'Amazon truck', 'weight': 0.08866329}, {'name': 'stolen property', 'weight': 0.08595307}, {'name': 'chase', 'weight': 0.08410846}, {'name': 'resisting arrest', 'weight': 0.08353341}, {'name': 'state troopers', 'weight': 0.08120811}, {'name': 'troopers', 'weight': 0.072713085}]",[{'name': 'Auto'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'AP', 'type': 'ORG', 'mentions': 1}, {'data': 'New Hampshire State Police', 'type': 'ORG', 'mentions': 1}, {'data': 'CONCORD', 'type': 'GPE', 'mentions': 2}, {'data': 'N.H.', 'type': 'GPE', 'mentions': 1}, {'data': 'Hooksett', 'type': 'GPE', 'mentions': 1}, {'data': 'Manchester', 'type': 'GPE', 'mentions': 1}, {'data': 'Interstate 93', 'type': 'FAC', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}]","CONCORD, N.H. (AP) — A man is accused of stealing an Amazon truck that was making deliveries and leading troopers on a chase along Interstate 93 through two communities before he was arrested, New Hampshire State Police said.
+
+The vehicle was taken in Concord on Sunday afternoon, police said. Officers spotted it in Hooksett heading south on the interstate, but weren't able to stop it. They pursued the vehicle through Manchester, where the truck ultimately came to a stop on a dead-end road. The driver got out and state troopers arrested him with the help of a police dog.
+
+The 40-year-old man was described as homeless. He and a trooper were taken to a hospital for treatment of minor injuries. The man was arrested on charges of receiving stolen property, resisting arrest, aggravated driving while intoxicated, among others. It wasn't immediately known if he had a lawyer.",1c23790a71334a6a9c5f9d88cd98270b,"Man accused of taking Amazon truck, leading police on chase",4,,,,
+10228,"ADM forecasts 11% increase in Brazil's soybean exports for the 2022/23 crop - SAO PAULO, Oct 19 (Reuters) - Grain trader Archer-Daniels-Midland Co projects to increase its soybean exports from Brazil's 2022/23 crop-year by 11%, amid expectations that the country may have record production, Luciano Souza, the company's sourcing director for Latin America said on Wednesday.
+
+Brazil's soybean output is estimated at a record 152.4 million tonnes in the 2022/23 season, a 21% increase over last year's drought-hit cycle. (Reporting by Roberto Samora; editing by Diane Craft)","{'positive': 0.95058066, 'negative': 0.01802408, 'neutral': 0.03139538}","ADM forecasts 11% increase in Brazil's soybean exports for the 2022/23 crop. Grain trader Archer-Daniels-Midland Co projects to increase its soybean exports from Brazil's 2022/23 crop-year by 11%, amid expectations that the country may have record production, Luciano Souza, the company's sourcing director for Latin America said on Wednesday. 
+
+Brazil's soybean output is estimated at a record 152.4 million tonnes in the 2022/23 season, a 21% increase over last year's drought-hit cycle. (Reporting by Roberto Samora; editing by Diane Craft)","Grain trader Archer-Daniels-Midland Co projects to increase its soybean exports from Brazil's 2022/23 crop-year by 11%, amid expectations that the country may have record production, Luciano Souza, the company's sourcing director for Latin America said on Wednesday. Brazil's soybean output is estimated at a record 152.4 million tonnes in the 2022/23 season, a 21% increase over last year's drought-hit cycle.",ADM,Food & Beverage,Agricultural Products,Archer-Daniels-Midland Co,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs—including biomass waste generated from internal processes—and improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry’s ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity’s energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry’s ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7686144933232453, 'Water Management': 0.754061283384687, 'Food Safety': 0.7495427313311336, 'GMO Management': 0.7769871973636364, 'Energy Management': 0.7645821044982416, 'Workforce Health & Safety': 0.7379122823316728, 'Ingredient Sourcing': 0.8009197290642834, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7773910686966088}",0.8009197290642834,Inchul,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Water Management, Energy Management, Ingredient Sourcing, Environmental & Social Impacts of Ingredient Supply Chain",Minor,Minor,Negative,2023-08-08T15:22:06+00:00,https://finance.yahoo.com/news/1-canadian-publishers-seek-antitrust-152206386.html,"[{'name': 'news industry groups', 'weight': 0.11714974}, {'name': 'Canadian news industry groups', 'weight': 0.11565427}, {'name': 'news businesses', 'weight': 0.1152145}, {'name': 'news content', 'weight': 0.11145034}, {'name': 'news', 'weight': 0.10900711}, {'name': 'news articles', 'weight': 0.1083816}, {'name': 'advertising', 'weight': 0.07819542}, {'name': 'News Media Canada', 'weight': 0.073914684}, {'name': 'social media distribution', 'weight': 0.07306629}, {'name': 'Canada', 'weight': 0.070777625}]",[{'name': 'Tech'}],"[{'data': 'Canadian', 'type': 'NORP', 'mentions': 4}, {'data': 'Meta', 'type': 'ORG', 'mentions': 7}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 3}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Competition Bureau', 'type': 'ORG', 'mentions': 3}, {'data': 'News Media Canada', 'type': 'ORG', 'mentions': 1}, {'data': 'the Canadian Association of Broadcasters', 'type': 'ORG', 'mentions': 1}, {'data': 'CBC/Radio-Canada', 'type': 'ORG', 'mentions': 1}, {'data': 'Ottawa', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Canada', 'type': 'GPE', 'mentions': 4}, {'data': 'Ottawa', 'type': 'GPE', 'mentions': 1}, {'data': 'Bengaluru', 'type': 'GPE', 'mentions': 1}, {'data': 'Ismail Shakil', 'type': 'PERSON', 'mentions': 1}, {'data': 'Zaheer Kachwala', 'type': 'PERSON', 'mentions': 1}, {'data': 'Maju Samuel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Deepa Babington', 'type': 'PERSON', 'mentions': 1}]","Canadian news industry groups on Tuesday asked the country's antitrust regulator to investigate Meta Platforms' decision to block news on its platforms in the country, accusing the Facebook parent of abusing its dominant position.
+
+on its Facebook and Instagram platforms for all users in Canada last week in response to a law requiring internet giants to pay for news articles.
+
+to make tech firms pay for news, became law in June but has not yet come into effect. The government is finalizing rules that would require the platforms to share some advertising revenue when the law is implemented by the end of this year.
+
+""Through its decision to block news content from its digital platforms, Meta seeks to impair Canadian news organizations' ability to compete effectively in the news publishing and online advertising markets,"" news industry groups said in an application with Canada's Competition Bureau.
+
+The application was filed by industry bodies News Media Canada and the Canadian Association of Broadcasters, along with public broadcaster CBC/Radio-Canada, and asks the Competition Bureau to investigate Meta and stop it from blocking news.
+
+""Meta's anticompetitive conduct, which has attracted the attention of regulators around the world, will strengthen its already dominant position in advertising and social media distribution and harm Canadian journalism,"" the applicants said in a statement.
+
+The Competition Bureau did not have an immediate comment.
+
+users do not come to its platform for news
+
+and forcing the company to pay for content shared on its platforms is unsustainable for its business.
+
+Ottawa has said the
+
+company has no obligation under the law right now
+
+and accused Meta of refusing to partake in discussions while final rules are being drafted.
+
+Canada's media industry had called for tighter regulation of internet giants to allow news businesses to recoup financial losses suffered in the years that Facebook and Alphabet-owned Google gained a greater share of the online advertising market. Google has also said it will block news in Canada by the time the rules come into effect.
+
+Meta did not immediately respond to a request for comment. (Reporting by Ismail Shakil in Ottawa and Zaheer Kachwala in Bengaluru; Editing by Maju Samuel and Deepa Babington)",3ba9d6409fa74702b42cae42d27130cb,Canadian publishers seek antitrust probe of Meta blocking news,4,,,,
+12540,"State Street is cutting fees on 10 funds worth more than $70 billion combined - Asset management giant State Street is reducing the fees investors pay for a group of core ETFs, the company announced Tuesday. The changes impact roughly half of the SPDR Portfolio ETF suite, including funds focused on U.S. stocks, foreign stocks and fixed income. Combined, the 10 funds hold about $77 billion in assets, according to FactSet. The changes take effect Aug. 1. Shares of these 2 global stocks could soar over 30% as bankruptcies begin to rise, analysts say The biggest fund seeing an expense cut is the SPDR Portfolio S&P 500 ETF (SPLG) , with roughly $20 billion in assets under management.
+
+""We look at the fees on a pretty consistent basis, and one of the things that we know is that as funds achieve scale it gives us extra room to be able to make [total expense ratio] reductions. And this has been a very successful lineup for us,"" said Sue Thompson, head of SPDR Americas distribution at State Street Global Advisors. The portfolio suite of ETF is aimed at smaller investors focused on long-term ownership, Thompson said. The funds have lower per-share prices than similar funds, such as the SPDR S&P 500 Trust (SPY) , which can make it easier for investors to build out a full portfolio when buying full shares of the funds. The SPY, which is used as a trading vehicle by many institutional investors, has an expense ratio of 0.0945% and trades around $450 per share. The SPLG will now have an expense ratio of just 0.02% and a per share price of close to $50. Fund costs have been trending lower in recent decades for all asset managers, as the ETF industry grows in size and pulls assets from higher cost mutual funds. Some firms even offer products with a sticker price of zero for the expense ratio, such as the BNY Mellon Large Cap Core Equity ETF (BKLC). Thompson said she does not see the SPDR fund expenses ever getting to zero ""because of the real costs that are involved in running these funds,"" but said the firm does plan to continue to share the savings from the scale of its products with customers. ""When you look at where expense ratios were 15 years ago across the board to today, this has been a massive win for investors. It has been a massive win for smaller investors,"" Thompson said.","{'positive': 0.25029537, 'negative': 0.34254152, 'neutral': 0.40716314}","State Street is reducing fees on 10 funds worth more than $70 billion combined, including funds focused on U.S. stocks, foreign stocks and fixed income. The changes take effect Aug. 1 and impact roughly half of the SPDR Portfolio ETF suite. The biggest fund seeing an expense cut is the SPDP 500 ETF (SPLG) with roughly $20 billion in assets under management. Fund costs have been trending lower in recent decades for all asset managers, as the ETF industry grows in size and pulls assets from higher cost mutual funds. The portfolio suite of ETF is aimed at smaller investors focused on long-term ownership, and some firms even offer products with a sticker price of zero for the expense ratio. State Street plans to share the savings from the scale of its products with customers.","The changes impact roughly half of the SPDR Portfolio ETF suite, including funds focused on U.S. stocks, foreign stocks and fixed income.",STT,Financials,Asset Management & Custody Activities,State Street Corp,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity‚Äôs management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees‚Äô ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7535824672119048, 'Employee Diversity & Inclusion': 0.7941596755224875, 'Business Ethics': 0.7894609985156765, 'Factors in Investment Management & Advisory': 0.7965312701579301, 'Transparent Information & Fair Advice for Customers': 0.7836793590316826}",0.7965312701579301,Inchul,Minor focus,Major focus,Positive,"Factors in Investment Management & Advisory, Transparent Information & Fair Advice for Customers",Major,Major,Positive,2023-05-03T21:27:48+00:00,https://www.newsmax.com/finance/streettalk/google-passkeys-passwords/2023/05/03/id/1118506/,"[{'name': 'complex passwords', 'weight': 0.10646244}, {'name': 'Passwords', 'weight': 0.106416546}, {'name': 'passwords', 'weight': 0.106416546}, {'name': 'hacked password caches', 'weight': 0.10167948}, {'name': 'Stronger passwords', 'weight': 0.101521954}, {'name': 'PASSKEYS', 'weight': 0.09819874}, {'name': 'Passkeys', 'weight': 0.09819874}, {'name': 'passkey', 'weight': 0.09819874}, {'name': 'passkeys', 'weight': 0.09819874}, {'name': 'Android devices', 'weight': 0.09705925}]",[{'name': 'Finance'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Windows', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 4}, {'data': 'NordPass', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Keychain', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhones', 'type': 'ORG', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Macs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Set up passkey', 'type': 'WORK_OF_ART', 'mentions': 1}]","Good news for all the password-haters out there: Google has taken a big step toward making them an afterthought by adding “passkeys” as a more straightforward and secure way to log into its services.
+
+Here's what you need to know:
+
+Passkeys use similar offer a safer alternative to passwords and texted confirmation codes. Users won’t ever see them directly; instead, an online service like Gmail will use them to communicate directly with a trusted device such as your phone or computer to log you in.
+
+All you'll have to do is verify your identity on the device using a PIN unlock code, biometrics such as your fingerprint or a face scan or a more sophisticated physical security dongle.
+
+Google designed its passkeys to work with a variety of devices, so you can use them on iPhones, Macs and Windows computers as well as Google’s own Android phones.
+
+WHY ARE PASSKEYS NECESSARY?
+
+Thanks to clever hackers and human fallibility, passwords are just too easy to steal or defeat. And making them more complex just opens the door to users defeating themselves.
+
+For starters, many people choose passwords they can remember — and easy-to-recall passwords are also easy to hack. For years, analysis of hacked password caches found that the most common password in use was “password123.” A more recent study by the password manager NordPass found that it’s now just “password.” This isn’t fooling anyone.
+
+Passwords are also frequently compromised in security breaches. Stronger passwords are more secure, but only if you choose ones that are unique, complex and non-obvious. And once you’ve settled on “erVex411$%” as your password, good luck remembering it.
+
+In short, passwords put security and ease of use directly at odds. Software-based password managers, which can create and store complex passwords for you, are valuable tools that can improve security. But even password managers have a master password you need to protect, and that plunges you back into the swamp.
+
+In addition to sidestepping all those problems, passkeys have one additional advantage over passwords. They’re specific to particular websites, so scammer sites can’t steal a passkey from a dating site and use it to raid your bank account.
+
+HOW DO I START USING PASSKEYS?
+
+First step is to enable them for your Google account. On any trusted phone or computer, open the browser and sign into your Google account. Then visit the page g.co/passkeys and click the option to “start using passkeys.” Voila! The passkey feature is now activated for that account.
+
+If you're on an Apple device, you'll first be prompted to set up the Keychain app if you're not already using it; it securely stores passwords and now passkeys as well.
+
+Next step is to create the actual passkeys that will connect your trusted device. If you're using an Android phone that's already logged into your Google account, you're most of the way there; Android phones are automatically ready to use passkeys, though you still have enable the function first.
+
+On the same Google account page noted above, look for the “Create a passkey” button. Pressing it will open a window and let you create a passkey either on your current device or on another device. There's no wrong choice; the system will simply notify you if that passkey already exists.
+
+If you're on a PC that can't create a passkey, it will open a QR code that you can scan with the ordinary cameras on iPhones and Android devices. You may have to move the phone closer until the message “Set up passkey” appears on the image. Tap that and you're on your way.
+
+AND THEN WHAT?
+
+From that point on, signing into Google will only require you to enter your email address. If you've gotten passkeys set up properly, you'll simply get a message on your phone or other device asking you to for your fingerprint, your face or a PIN.
+
+Of course, your password is still there. But if passkeys take off, odds are good you won't be needing it very much. You may even choose to delete it from your account someday.",f5410276babc410ea7511cd4cde84662,"Google Replaces Passwords With Biometrics, Pins",4,,,,
+7468,"Nashville mayor weighs in on insurance dispute - Mayor John Cooper has stepped in to urge Vanderbilt University Medical Center and Humana to resolve a dispute over insurance coverage.
+• VUMC has begun informing patients it will stop accepting Humana's Medicare Advantage plan on April 1 because of a disagreement over reimbursement rates for medical care.
+• The health system also plans to stop coverage of the Wellcare Medicare Advantage plan.
+
+Why it matters: Metro government pensioners and retirees over 65 use Humana’s Medicare Advantage plan. The mayor wrote a letter to executives at VUMC and Humana, saying the change ""could pose sudden, drastic, and potentially harmful consequences.""
+• The change would also upend coverage for other residents on that plan.
+
+Driving the news: In his letter, Cooper asked VUMC and Humana to continue ""expedited negotiations"" in an effort ""to prevent what could otherwise unfold into catastrophic scenarios.""
+• If negotiations fail, Cooper requested VUMC and Humana agree to make accommodations for patients who get the plan through Metro.
+
+What they're saying: ""The change is necessary because health systems like VUMC need to be paid fairly for services they provide and continue to contend with higher costs for personnel, supplies, equipment, and medications necessary to provide high quality care,"" VUMC said in a statement.
+• VUMC spokesperson Craig Boerner tells Axios, ""We continue to be willing to negotiate reasonable rates with Humana.""
+
+The other side: Humana tells Axios in a statement that VUMC wanted reimbursements for all care to increase by 20% and that ""they are unwilling to discuss a new rate that is anything less.""
+• ""Humana would like to retain VUMC as an in-network provider, and we hope to reach a new agreement with VUMC prior to April 1, 2023. But asking Humana and our Medicare Advantage members to start paying 20% more for all VUMC services is not acceptable.""","{'positive': 0.0675742, 'negative': 0.6464449, 'neutral': 0.2859809}","
+• VUMC has begun informing patients it will stop accepting Humana's Medicare Advantage plan on April 1 because of a disagreement over reimbursement rates for medical care.
+• The health system also plans to stop coverage of the Wellcare Medicare Advantage plan.
+
+ The mayor wrote a letter to executives at VUMC and Humana, saying the change ""could pose sudden, drastic, and potentially harmful consequences.""
+• The change would also upend coverage for other residents on that plan.
+
+ 
+• VUMC spokesperson Craig Boerner tells Axios, ""We continue to be willing to negotiate reasonable rates with Humana."" But asking Humana and our Medicare Advantage members to start paying 20% more for all VUMC services is not acceptable.""","Cooper warns of change ""potentially harmful consequences.""",HUM,Health Care,Managed Care,Humana Inc,"{'Climate Change Impacts on Human Health': 'An increase in extreme weather events associated with climate change could have significant health impacts. These events, coupled with the potential spread of infectious diseases and food and water scarcity, may present material implications for the Managed Care industry through an increase in encounters with the health care system. Entities that manage the risks posed by extreme weather events and potential changes in the incidence, morbidity and mortality of illnesses and diseases may protect shareholder value better.', 'Plan Performance': 'Managed care entities manage performance in areas such as responsiveness, complaints, voluntary disenrollment, and customer service in order to maintain competitiveness. Under the Five-Star Quality Rating System for Medicare AdvantagePlans in the U.S., performance on key metrics are factored into federal reimbursement rates and bonus payments for Medicare Advantage carriers. Disclosure on key indicators related to plan performance may allow shareholders to understand how managed care entities are able to protect corporate value.', 'Customer Privacy & Technology Standards': 'Regulations, such as the Health Insurance Portability and Accountability Act (HIPAA) in the U.S., may require health insurance plans to comply with various requirements relating to the use, disclosure, storage, and transmission of patient health information. Entities in this industry are required to develop policies and technical safeguards to protect patient health information. A failure to comply with these evolving standards, which in the U.S. include provisions established under the Health Information Technology for Economic and Clinical Health (HITECH) Act, can lead to significant civil and criminal penalties. These risks are intensified by an increase in cyberattacks that target managed care entities.', 'Access to Coverage': 'Although the Patient Protection and Affordable Care Act in the U.S. reduced the number of uninsured, more than 10 percent of adults in the United States remain uninsured. The percentage of uninsured is significantly higher for people near or at the federal poverty level. Managed care entities can play a role in providing additional access by limiting plan costs and rate increases. Entities must also comply with regulations intended to control plan costs, including medical loss rations, while also ensuring coverage for all applicants regardless of health status, gender, or pre-existing conditions. Increased regulatory focus on health care costs and the need to comply with evolving regulations continue to present challenges for the industry.', 'Improved Outcomes': 'Managed care entities can play a critical role in maintaining and improving the health of enrollees. In addition, legislation continues to emphasise improved outcomes through provisions, including those that require health plans to provide coverage for preventive services without cost to members. The development of the Five-Star Quality Rating System for Medicare Advantage Plans in the U.S., for example, further strengthens the relationship between enrollee health and value by linking reimbursement rates and bonus payments to performance in five domains, including specific outcome-based measures. Entities that are able to improve the health of enrollees may be better positioned to protect shareholder value.'}","{'Climate Change Impacts on Human Health': 0.7505471212059286, 'Plan Performance': 0.7948076121122009, 'Customer Privacy & Technology Standards': 0.7620642006310918, 'Access to Coverage': 0.8070647635571149, 'Improved Outcomes': 0.7994751639016081}",0.8070647635571149,Inchul,Major focus,Major focus,Negative,"Access to Coverage, Plan Performance",Minor,Major,Positive,2023-01-23T10:48:00+00:00,https://www.telegraph.co.uk/business/2023/01/23/google-staff-overpaid-company-must-cut-thousands-jobs-investor/,"[{'name': 'Google parent company Alphabet', 'weight': 0.10815872}, {'name': 'tech companies', 'weight': 0.090044364}, {'name': 'thousands more jobs', 'weight': 0.087029636}, {'name': 'marketing technology company Salesforce', 'weight': 0.085919224}, {'name': 'job cuts', 'weight': 0.08320375}, {'name': 'Google staff', 'weight': 0.08279773}, {'name': 'companies', 'weight': 0.08274644}, {'name': 'company', 'weight': 0.08274644}, {'name': 'activist investor Elliott Management', 'weight': 0.079805054}, {'name': 'jobs', 'weight': 0.07452356}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 10}, {'data': 'Extinction Rebellion', 'type': 'ORG', 'mentions': 2}, {'data': ""The Children's Investment Fund Management"", 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 3}, {'data': 'Elliott', 'type': 'ORG', 'mentions': 2}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Chris Hohn', 'type': 'PERSON', 'mentions': 3}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 3}, {'data': 'Rishi Sunak', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Singer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jesse Cohn', 'type': 'PERSON', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}]","Google staff are overpaid and the tech giant must cut thousands more jobs, a British activist investor has said.
+
+
+
+Sir Chris Hohn, who previously donated to Extinction Rebellion, wrote in a letter dated January 20 that Google's 12,000 layoffs did not cut deep enough to reduce bloat at the tech giant.
+
+
+
+The billionaire founder of The Children's Investment Fund Management (TCI) , who holds a $6bn stake in Google-parent company Alphabet, wrote to chief executive Sundar Pichai, warning: ""Ultimately management will need to go further.""
+
+
+
+""The 12,000 jobs is a step in the right direction, but it does not even reverse the very strong headcount growth of 2022.""
+
+
+
+Sir Chris, who last year paid himself a record £1.5m a day, added Google should look to ""address excessive employee compensation"", warning the median salary at Alphabet was nearly $300,000. He said the company should moderate stock-based payments.
+
+
+
+He said Alphabet had more than doubled its headcount over the last five years, adding 30,000 jobs in the first nine months of 2022.
+
+
+
+""I believe that management should aim to reduce headcount to around 150,000, "" he wrote, ""this would require a total headcount reduction in the order of 20pc.""
+
+
+
+The 12,000 job cuts at Google represented a reduction of around 6pc of its workforce.
+
+
+
+The investor said he had been in dialogue with Mr Pichai and was ""encouraged"" by him taking ""some action to right size Alphabet's cost base"".
+
+
+
+TCI, which manages around $40bn, was launched in 2003 and has given billions to children's charities. Among its alumni is Prime Minister Rishi Sunak. The fund's current top holding is Google parent company Alphabet.
+
+
+
+The billionaire investor first called for a shake-up at Google in November, urging Mr Pichai to make job cuts.
+
+
+
+Last week, Google confirmed that 12,000 people would be let go across its businesses amid the growing economic gloom and a fall in demand for digital advertising.
+
+
+
+Sir Chris last year paid himself a record $690m in the year to February, 2022, equating to roughly £1.5m per day, according to his fund's latest accounts. He is thought to be one of the single biggest donors to the Extinction Rebellion, the direct action climate protest group.
+
+Activist investors have taken a swipe at tech companies for over-hiring during the pandemic. Google, Facebook-owner Meta, Microsoft and Amazon all added tens of thousands of staff amid a bet on a permanent digital transformation. All four have now confirmed they will cut tens of thousands of staff.
+
+
+
+Last week, Mr Pichai said he took “full responsibility for the decisions that led us here”.
+
+
+
+On Sunday night, it emerged that activist investor Elliott Management had taken a stake in marketing technology company Salesforce.
+
+
+
+Salesforce has already confirmed it will cut around 10pc of its staff, about 7,000 jobs.
+
+
+
+Elliott, founded by billionaire investor Paul Singer, is known to agitate for change at companies, including for cost-cutting and divestments, in order to generate shareholder value.
+
+
+
+Jesse Cohn, managing partner at Elliott, said: ""We look forward to working constructively with Salesforce to realize the value befitting a company of its stature.""",d549931bf0e3442cbcc7682202f9c077,"Google staff are overpaid and company must cut thousands of jobs, investor demands",4,,,,
+28545,"Equity Residential Sees Rent Growth Slow Down - • Good news for renters: Rent hikes are slowing down.
+• They dropped 0.8% over the past month, according to the proptech-data company Zumper.
+• The slowdown is affecting Equity Residential's over 79,000 units and clouding building valuations.
+
+Rent hikes are slowing down overall.
+
+Even Equity Residential, one of the largest apartment investors in the country, which outperformed expectations by just a sliver in the third quarter, is not immune to the trend.
+
+Earnings reports show that average rents across Equity Residential's 79,594-unit portfolio rose by an average of just 1.7% last quarter, down from the 2.8% and 3.1% upticks in the second and first quarters, respectively. Big cities including New York, Seattle, San Francisco, and Boston are seeing the most dramatic slowdowns, according to the latest report.
+
+Some of the slower rent growth can be attributed to so-called seasonality, or the idea that certain months of the year yield a smaller increase in rents than others, but it is also speaks to a shift in consumer behavior. People seem to simply not be able or willing to pay the rents that have increased at a torrid pace in the last couple of years.
+
+The pandemic-era housing craze is cooling fast, with much of that slowdown coming after mortgage costs have doubled in the past year, as well as some seasonality. Economists are warning that higher borrowing costs will soon result in a recession, a phenomenon that would affect the rental and home-purchase markets.
+
+Zumper, an online-rental marketplace and data-technology company, said this week that rents for one-bedroom apartment in the US dipped 0.8% in September, while the monthly price tag on two-bedroom apartments dropped 0.7% in that period.
+
+The drop-off is more dramatic in certain cities, mirroring some of Equity Residential's data: The US' two largest gateway cities, New York and San Francisco, saw rents slip 2.3% and 2.6% respectively that month, while the pandemic hotspot of Des Moines, Iowa, saw its rents decline by 5.4%, according to Zumper.
+
+Meanwhile, the data shows that rents in many Texas and Florida cities, as well as a couple of key New England cities, keep rising.
+
+This is due to both increased demand and the persistent lack of available housing. People unable to buy homes due to high mortgage rates in places like Austin, Texas, are driven to the rental market, which for that city resulted in a rent growth of 12.9% in September. Meanwhile, in Boston, a scarcity of housing supply helped drive rents up 5.9% — making it the second most-expensive city to be a renter nationally.
+
+The deceleration in rent growth nationally is welcome news for renters who have had to cough up increasingly large chunks of their paychecks each month to their landlords. But the shifting terms, in addition to the rising cost of corporate borrowing, is affecting the value of multifamily properties whose transactions have effectively come to a standstill.
+
+Mark Parrell, the CEO of Equity Residential, on Wednesday shared an anecdote to show just how much the market has seized up: One prominent broker told him that in a popular Southeast market, not a single multifamily property was on the market.
+
+""That's unprecedented,"" Parrell said on the call. ""I've just got to tell you, the markets are just not very liquid.""
+
+Because there is a dearth of trade, it's hard to pinpoint the value of apartment buildings. Still, Parrell said the deals that have emerged reveal that the market has softened — gone are the days where investors would pay 25% to 30% over asking price, which was common in 2021 and early 2022.
+
+Parrell said that there are ""not a lot of transactions, but a lot of these sales that are being discussed don't have that big premium.""","{'positive': 0.010717958, 'negative': 0.97165304, 'neutral': 0.017628936}","
+
+Earnings reports show that average rents across Equity Residential's 79,594-unit portfolio rose by an average of just 1.7% last quarter, down from the 2.8% and 3.1% upticks in the second and first quarters, respectively. Some of the slower rent growth can be attributed to so-called seasonality, or the idea that certain months of the year yield a smaller increase in rents than others, but it is also speaks to a shift in consumer behavior. 
+
+The drop-off is more dramatic in certain cities, mirroring some of Equity Residential's data: The US' two largest gateway cities, New York and San Francisco, saw rents slip 2.3% and 2.6% respectively that month, while the pandemic hotspot of Des Moines, Iowa, saw its rents decline by 5.4%, according to Zumper. 
+
+Meanwhile, the data shows that rents in many Texas and Florida cities, as well as a couple of key New England cities, keep rising.",Weary renters can breathe a little easier: Rents are falling in some cities. The slowdown is affecting one of the biggest landlords.,EQR,Infrastructure,Real Estate,Equity Residential,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties’ financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants’ responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building’s water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants’ responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.740264831829413, 'Management of Tenant Sustainability Impacts': 0.7739475914718916, 'Energy Management': 0.7765495948717449, 'Water Management': 0.7654981068093965}",0.7765495948717449,Inchul,Major focus,Major focus,Neutral,"Climate Change Adaptation, Management of Tenant Sustainability Impacts, Energy Management, Water Management",Major,Major,Negative,2023-04-13T21:27:27+00:00,https://www.cbsnews.com/news/stocks-up-inflation-cooling-23-04-2023/,"[{'name': 'labor market weakness', 'weight': 0.08098371}, {'name': 'Market', 'weight': 0.07827492}, {'name': 'markets', 'weight': 0.07827492}, {'name': 'senior market analyst', 'weight': 0.07776241}, {'name': 'High interest rates', 'weight': 0.07671016}, {'name': 'early last year', 'weight': 0.0743511}, {'name': 'High rates', 'weight': 0.07431554}, {'name': 'higher rates', 'weight': 0.07431554}, {'name': 'slower inflation', 'weight': 0.06917132}, {'name': 'Inflation', 'weight': 0.06848675}]",[{'name': 'Finance'}],"[{'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 10}, {'data': 'OANDA', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 1}, {'data': 'BofA Global Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 2}, {'data': 'Edward Moya', 'type': 'PERSON', 'mentions': 2}, {'data': 'Savita Subramanian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jan Hatzius', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'the morning', 'type': 'TIME', 'mentions': 2}]","A rally on Wall Street lifted stocks to their highest level in almost two months in the latest sign that inflation continues to cool.
+
+The S&P 500 rose 54 points, or 1.3%, to close at 4,146 on Thursday after a report showed inflation at the wholesale level slowed last month by more than expected. The Dow Jones Industrial Average was up over 380 points, or 1%, while the Nasdaq composite was 2% higher, leading the market on hopes slower inflation could lead the Federal Reserve to take it easier on interest rates.
+
+A separate report showed slightly more workers applied for unemployment benefits last week than expected, though the job market remains remarkably resilient. A less-tight job market could take more pressure off inflation. That plus the inflation report underscored traders' expectations that the end is near for the Fed's rate hikes.
+
+""Bad news is once again good news for stocks,"" wrote Edward Moya, senior market analyst at OANDA, in a Thursday research note. But the news may not be quite bad enough to keep things going in the right direction for the Fed, he added.
+
+""The latest jobless claims report does support the narrative that the labor market is gradually weakening, but it is still relatively near historically low levels,"" wrote Moya. ""Jobless claims are now at the highest levels in over a year, but overall the labor market is still relatively strong. For disinflation trends to continue throughout the summer, labor market weakness will need to pick up.""
+
+Market holding steady after over one year of hikes
+
+Inflation and how high the Federal Reserve will hike interest rates to tame it have been at the center of Wall Street's struggles for more than a year. The Fed has hiked rates at such a feverish pace over the last year that it's already slowed parts of the economy and caused strains to appear in the banking system.
+
+A less aggressive Fed would help Big Tech stocks in particular. High-growth stocks are seen as some of the most vulnerable to higher rates, and Apple, Microsoft and Amazon were the three biggest forces lifting the S&P 500 after each rose at least 1.9%.
+
+The Fed has hiked rates at every one of its meetings since early last year, often by double or triple the usual amount. High rates can smother inflation but only by slowing the entire economy, raising the risk of a recession and hurting prices for investments.
+
+High interest rates and still-high inflation are eating away at corporate profits, and the biggest U.S. companies are starting to tell investors how much they earned during the first three months of the year. Expectations are low, with forecasts calling for the sharpest drop in earnings since the pandemic was pummeling the economy in 2020.
+
+Delta Air Lines was down 1% after flipping between gains and losses through the morning. It reported weaker results for the latest quarter than expected, but it also said customers still want to fly despite current economic challenges. It predicted a bigger-than-expected profit for the second quarter.
+
+Investors are likely to focus more on such forecasts than on the backwards-looking results of the last three months. Even though forecasts for 2023 earnings have come down a bit, ""2023 consensus still looks optimistic if we are headed to a recession,"" equity strategist Savita Subramanian wrote in a BofA Global Research report.
+
+Several of the biggest banks will report their results Friday, potentially offering more clues. One of the fears on Wall Street is that recent turmoil in the banking system could cause a pullback in lending, which in turn could weaken the economy. The Fed's staff economists see such weakness potentially causing a mild recession later this year, the central bank said Wednesday.
+
+The bond market has exhibited more concern about a possible recession than the stock market, with traders betting the Fed will have to cut interest rates later this year in order to prop up the economy.
+
+Treasury yields fell immediately after Thursday's weaker-than-expected reports, before paring their losses and reversing through the morning. The yield on the 10-year Treasury rose to 3.45% from 3.40% late Wednesday. It helps set rates for mortgages and other important loans.
+
+The two-year yield, which moves more on expectations for the Fed, rose to 3.99% from 3.97% late Wednesday.
+
+Strategists at Goldman Sachs are more optimistic about the economy's prospects than many, forecasting only a 35% probability of a recession. But they also say prices in markets available now may mean not much upside is left.
+
+The bond market may be looking for cuts to rates, but the Fed may have less room to lower them given how strong the job market is. Profit margins may also have little room to rise further, which would hamper stocks.
+
+That leaves the possibility for further returns from stocks and bonds to be ""not as stellar as one might expect,"" Jan Hatzius, Goldman Sachs' chief economist and head of global investment research, said in a report.",0ae548770545424babd3b991cc44757b,Stocks hit highest level in 2 months as inflation cools,4,,,,
+9086,"Gas water heater and furnace phase-out plan to cost consumers - A new push in the Bay Area to phase out natural gas furnaces and water heaters is getting some scrutiny as it comes with hidden costs for homeowners.
+
+Chris Guslani has been in the water heater business for decades. He says in all that time not much about the industry has changed until this year when regulators voted to phase out natural gas water heaters and furnaces beginning in 2027.
+
+""So the issue I think people are going to have is the increased cost of having an electrician come and run electrical from the electrical box to the site of the water heater,"" said Guslani. ""That's a whole new expense that they have ... where they're just changing out from a regular gas water heater to a regular gas water heater.""
+
+Guslani owns Bay Area Water Heaters. He says currently 99% of their water heater installations are gas. Guslani worries forcing people to eventually switch to electric could not only impact the cost but also the quality.
+
+""Electric water heaters don't heat up as quickly as gas water heaters do,"" said Guslani.
+
+The other concern is the amount of electricity used by electric water heaters and furnaces. Ronan Mulholland, owner of Mulholland Electric, says an electric furnace and water heater combined can use more than 100 amps of energy.
+
+""I believe they go from about 40 to about 100 amps for the electric water heaters and furnaces I think are like 60 to 80,"" he said.
+
+Mulholland says that can be a problem for older homes that may only have a 200-amp electrical panel. The change could require those homeowners to upgrade their entire electrical system which would cost thousands.
+
+""If every home in San Francisco has to do it, it would be, like it's going to be a huge undertaking, a huge amount of work,"" said Mulholland.
+
+John Bauters is the mayor of Emeryville and also the chair of the Bay Area Air Quality Management District Board of Directors, who voted on this new regulation to phase out gas water heaters and furnaces. Bauters said he has heard the concerns from those in the industry and is working to make this transition as smooth as possible.
+
+""If the transition is not ready for one or more reasons the board can continue the implementation date by a year or two at a time as it deems appropriate to ensure that we have all of the pieces in place to make sure the transition is a safe and equitable one,"" said Bauters.
+
+PG&E also sent a statement saying it is supportive of the board's plan and is working to update and prepare its electrical grid to handle an increase in electricity use. 
+
+
+
+Still, reaction to the change within the industry is mixed. Guslani and Mulholland have slightly different takes, but both say cost is a worry.
+
+""I mean I think it's good environmentally. I know they're more efficient,"" said Mulholland. ""For homeowners, they're probably going to be worried about the cost of it.""
+
+""I'm against it,"" said Guslani. ""I think in the long run it's going to cost our customers more money just to get a water heater done.""
+
+The new regulation is slated to begin phasing in by 2027 and gradually continue through 2031.","{'positive': 0.051595602, 'negative': 0.092610024, 'neutral': 0.8557944}","A new regulation in the Bay Area is set to begin phasing out natural gas furnaces and water heaters beginning in 2027. The change could come with hidden costs for homeowners, such as the increased cost of having an electrician come and run electrical from the electrical box to the site of the water heater. Concerns are raised about the amount of electricity used by electric waterheaters and furnaces, which can be used to heat up as quickly as gas heaters do. The new regulation is slated to start phasing in by 2027 and gradually continue through 2031. The Bay Area Air Quality Management District Board of Directors voted on this new regulation, which could require those homeowners to upgrade their entire electrical system which would cost thousands. PG&E is supportive of the board's plan and is working to update and prepare its electrical grid to handle an increase in electricity use.",A new push in the Bay Area to phase out natural gas furnaces and water heaters is getting some scrutiny as it comes with hidden costs for homeowners.,PCG,Infrastructure,Electric Utilities & Power Generators,PG&E Corporation,"{'Water Management': 'Electricity generation is one of the most water-intensive industries in the world in terms of water withdrawals. Thermoelectric power plants—typically coal, nuclear and natural gas—use large quantities of water for cooling purposes. The industry is facing increasing water-related supply and regulatory risks, potentially requiring capital investment in technology or even creating stranded assets. As water supplies tighten in many regions—and electricity generation, agriculture and community use compete for water supplies—power plants increasingly may be unable to operate at full capacity, or at all, because of region-specific water constraints. The availability of water is an important factor to consider when calculating the future value of many electricity-generating assets and for evaluating proposals for new generation sources. Increased water scarcity—because of factors such as increasing consumption and reduced supplies resulting fromclimate change, which could result in more frequent or intense droughts—could prompt regulatory authorities to limit entities’ ability to withdraw necessary amounts of water, especially in regions with high baseline water stress. Furthermore, entities must manage the growing number of regulations related to the significant biodiversity impacts that such large withdrawals may cause. To mitigate these risks, entities can invest both in more efficient water-usage systems for plants, and place strategic priority on assessing long-term water availability, as well as water-related biodiversity risks, when siting new power plants.', 'Greenhouse Gas Emissions & Energy Resource Planning': 'Electricity generation represents the largest source of greenhouse gas (GHG) emissions in the world. Mainly carbon dioxide, methane and nitrous oxide, these emissions are mostly by-products of fossil fuel combustion. The transmission ordistribution (T&D) segments of the industry produce negligible emissions. Electric utility entities could face significant operating costs and capital expenditures for mitigating GHG emissions as environmental regulations become increasingly stringent. Although many of these costs may be passed to a utility’s customers, some power generators, especially in deregulated markets, may be unable to recoup these costs. Entities may reduce GHG emissions from electricity generationthrough careful infrastructure investment planning by ensuring the delivery of an energy mix capable of meeting the emissions requirements set forth by regulations, and by implementing industry-leading technologies and processes. Being proactive in cost-effectively reducing GHG emissions may create a competitive advantage for entities and mitigate unanticipated regulatory compliance costs. Failure to properly estimate capital-expenditure needs and permitting costs, or other difficulties in reducing GHG emissions, may result in significant negative effects on returns in the form of asset write-downs, the costs to obtain carbon credits, or unexpected increases in operating and capital expenditures. Regulatory emphasis on this issue may increase in the coming decades, as exemplified by the international emissions-reduction agreement made at the 21st session of the United Nations Conference of the Parties in 2015.', 'End-Use Efficiency & Demand': 'Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions, because less electricity needs to be generated to provide the same end-use energy services. Utilities can promote energy efficiency and conservation among their customers. Such strategies may include offering rebates for energy-efficient appliances, weatherising customers’ homes, educating customers on energy-saving methods, offering incentives to customers to curb electricity use during times of peak demand (‘demand response’), or investing in technology such as smart meters, which allow customers to track their energy use. While saving consumers money, these efforts also may reduce operating costs for electric utilities by decreasing peak demand. Furthermore, depending on the utility regulatory framework, local jurisdictions may mandate that entities develop energy efficiency plans before permitting new builds. Companies with effective strategies to reduce the downside risks from demand fluctuations, may gain adequate and timely returns on needed investments. Furthermore, reducing costs through efficiency initiatives may earn higher, long-term risk-adjusted returns.', 'Grid Resiliency': 'Electricity is critical for the continued function of most elements of modern life, from medicine to finance, creating a societal reliance on continuous service. Major disruptions to electricity infrastructure may result in potentially high societal costs. Disruptions can be caused by extreme weather events, natural disasters and cyberattacks. As the frequency and severity of extreme weather events associated with climate change continues to increase, all segments of electric utilities entities—and especially major transmission and distribution (T&D) operations—will face increasing physical threats to theirinfrastructure. Extreme weather events could result in frequent or significant service disruptions, outages and require upgrade or repair of damaged or compromised equipment, all of which may add substantial costs and damage brand reputation among regulators and customers. The increased use of smart grid technology has several benefits, including strengthening the resiliency of the grid to extreme weather events. However, this technology may make the grid more vulnerable to cyberattacks, because it provides hackers more entryways into infrastructure systems. Entities must implement strategies that minimise the probability and magnitude of impacts from extreme weather events and cyberattacks. To remain competitive in the face of increasing external competition, entities must improve the reliability, resilience and quality of their infrastructure.', 'Air Quality': 'Fuel combustion in electricity-generation operations generates hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). HAPs, CAPs, and VOCs have more localised, but nonetheless significant, human health and environmental impacts compared with the global impacts of greenhouse gases (GHGs). The most common and impactful are nitrogen oxides (excluding nitrous oxide), sulphur oxide, particulate matter (PM), lead, and mercury. Emissions of these localised air pollutants are often strictly regulated, creating significant risks for electricity generators. Regulatory and legal risks are higher for those entities operating near large communities. An entity’s energy-generation mix is the best indicator of its relative risk related to air quality. Harmful air emissions from operations may result in regulatory penalties that affect extraordinary expenses, higher regulatory compliance costs, and new capital expenditures to instal best-in-class control technology. In some cases, such expenditures can be prohibitive to the continuation of a facility. Entities can manage air quality concerns through internal actions to reduce emissions, as well as by working with regulators to establish priorities and incorporate risks into short- and long-term capital planning.', 'Nuclear Safety & Emergency Management': 'Although rare, nuclear accidents can have significant human health and environmental consequences because of their severity. Owners of nuclear power plants in many regions have operated for decades without any major public safety incidents, but the occurrence of infrequent but large-magnitude incidents anywhere in the world can have major effects on the entire nuclear power industry. Entities that own and operate nuclear plants may lose their licence to operate, as well as face many other financial consequences in the event of an accident—though entities carry insurance and may have legal protections from some liabilities. Failure to comply with the safety regulations can be expensive to nuclear power operators; in extreme circumstances it may make the continued operation of the plant uneconomical. Facing potentially significant financial repercussions, both from ongoing safety compliance as well as tail risk incidents, entities that own or operate nuclear plants must be vigilant in the safety compliance, best practices and upgrades of their facilities. They also must maintain robust emergency preparedness training for their staff and a strong safety culture. These measures can reduce the probability that accidents will occur and enable an entity to effectively detect and respondto such incidents.', 'Workforce Health & Safety': 'Employees of entities in the industry face numerous hazards in the construction and maintenance of electric transmission and distribution (T&D) lines, as well as with the various means of electricity generation. Many of these employees work for extended periods at great heights, operate heavy machinery, and face electrocution risks. While the industry has madesignificant strides in safety improvements, significant risks and opportunities remain for further improvements. The nature of the industry—as a necessity of modern life and economies, as well as commonly a societally granted monopoly—means that the actions of entities in the industry receive significant public and regulatory scrutiny. Entities need to maintain a culture of safety to ensure adequate working conditions for their workers, ensure strong operational productivity, uphold positive views from the perspective of regulators, and manage potential risks of regulatory penalties.', 'Coal Ash Management': 'Electricity generators must safely dispose of the hazardous by-products of their operations. Coal-fired electricity generation is a major source of hazardous waste because of its by-product, coal ash. Coal ash can have a significant effect on entity value in the power-generation segment of the industry. This issue will affect entities differently, dependingon the extent to which they generate electricity from coal. Coal ash is one of the largest industrial waste streams in the world. It contains heavy metal contaminants that have been associated with cancer and other serious diseases, especially when they leach into groundwater. Coal ash can have beneficial uses when recycled or reused, such as in the creation of fly ash concrete or wallboard, creating revenue opportunities for electric utilities. Safe handling of coal ash, location of coal ash impoundments that minimise harm to human life and/or the environment, strong monitoring and containment of coal ash, and the sale for beneficial uses of coal ash are important strategies to reduce regulatory compliance costs as well as penalties for non-compliance. There can be significant litigation and/or remediation costs if the coal ash leaches into the surrounding environment.', 'Energy Affordability': 'A de facto objective of regulated electric utilities is to provide reliable, affordable, and sustainable electricity. Entities in theindustry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy is particularly challenging for entities to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly unaffordable for low-income customers (affordability is determined by both the net cost of energy bills and the underlying customer economics). Ensuring that utility bills are affordable is crucial for utilities working to build trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities,and one of the more closely analysed issues by investment analysts. The willingness of regulators to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may enable utilities to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers defecting from the grid (or reducing reliance on the grid) by implementing distributed energy resources or pursuing other alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utilities’ business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.'}","{'Water Management': 0.803338567409269, 'Greenhouse Gas Emissions & Energy Resource Planning': 0.8002677957149786, 'End-Use Efficiency & Demand': 0.8004565873129661, 'Grid Resiliency': 0.7809395638405088, 'Air Quality': 0.7833161966005335, 'Nuclear Safety & Emergency Management': 0.7491898636966597, 'Workforce Health & Safety': 0.7544504972089863, 'Coal Ash Management': 0.7551308562768512, 'Energy Affordability': 0.7703283329343596}",0.803338567,Inchul,Major focus,Minor focus,Neutral,"Greenhouse Gas Emissions & Energy Resource Planning, Energy Affordability, Grid Resiliency",Major,Major,Neutral,2022-10-20T14:35:35+00:00,https://finance.yahoo.com/news/india-fines-google-162-million-143535534.html,"[{'name': 'Android OS', 'weight': 0.12962441}, {'name': 'device manufacturers', 'weight': 0.12223455}, {'name': 'Android', 'weight': 0.119106695}, {'name': 'Section', 'weight': 0.104736604}, {'name': 'devices', 'weight': 0.104356736}, {'name': 'non-OS specific web browser market', 'weight': 0.10207793}, {'name': 'market access', 'weight': 0.10180686}, {'name': 'OVHPs market', 'weight': 0.10105278}, {'name': 'competing search apps', 'weight': 0.09506691}, {'name': 'provisions', 'weight': 0.08278126}]",[{'name': 'Tech'}],"[{'data': 'India', 'type': 'GPE', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Section 4(2)(c)', 'type': 'LAW', 'mentions': 5}, {'data': 'Google Chrome App', 'type': 'PRODUCT', 'mentions': 1}]","Google has perpetuated its dominant position in the online search market resulting in denial of market access for competing search apps in contravention of Section 4(2)(c) of the Act.
+
+Google has leveraged its dominant position in the app store market for Android OS to protect its position in online general search in contravention of Section 4(2)(e) of the Act.
+
+Google has leveraged its dominant position in the app store market for Android OS to enter as well as protect its position in non-OS specific web browser market through Google Chrome App and thereby contravened the provisions of Section 4(2)(e) of the Act.
+
+Google has leveraged its dominant position in the app store market for Android OS to enter as well as protect its position in OVHPs market through YouTube and thereby contravened provisions of Section 4(2)(e) of the Act.
+
+Google, by making pre-installation of Google’s proprietary apps (particularly Google Play Store) conditional upon signing of AFA/ ACC for all Android devices manufactured/ distributed/ marketed by device manufacturers, has reduced the ability and incentive of device manufacturers to develop and sell devices operating on alternative versions of Android i.e., Android forks and thereby limited technical or scientific development to the prejudice of the consumers, in violation of the provisions of Section 4(2)(b)(ii) of the Act.",3e8b32b7ed0c4549aeba98983d96dd1a,India fines Google $162 million for anti-competitive practices on Android,4,,,,
+20212,"Apple vulnerabilities land on Homeland Security's warning list - Apple rolled out a new iOS 16 update this week to patch to vulnerabilities in its system - and the flaws are now on the Homeland Security warning list.
+
+The government group released a statement urging users to update to iOS 16.3.1, as attackers can 'exploit these vulnerabilities to take control of an affected device.'
+
+The update is for all Apple devices - the iPhone, Mac and iPad.
+
+One of the issues is in Webkit, a Safari browser engine that allowed bad actors to execute an arbitrary code on an iPhone and Homeland Security believes it may been exploited.
+
+The second security flaw in Kernel could allow an attacker to take over privileges, but the tech giant is unaware this has been used.
+
+Apple rolled out the update on Monday, noting it patches the issues, noting there are reports of the flaw in Webkit being exploited.
+
+The flaw found in Webkit was detected by an anonymous researcher and the one if Kernel was spotted by Xinru Chi of Pangu Lab and Ned Williamson of Google Project Zero.
+
+Apple also notes that The Citizen Lab at The University of Toronto’s Munk School also assisted with finding these security issues.
+
+It is unclear how long the vulnerabilities have been plaguing devices, as Apple says it ‘doesn't disclose, discuss, or confirm security issues until an investigation has occurred and patches or releases are available.’
+
+Apple's release notes show that the iOS 16.3.1 update also includes multiple bug fixes, addressing issues with iCloud and Siri, along with more Crash Detection optimizations.
+
+The initial release of iOS 16.3 was in June, which allows users to call silently with Emergency SOS and provides improved two-factor security and advanced data protection.
+
+Apple's Emergency SOS service was upgraded to call silently make calls if you enable the function via a slider option (useful in situations where an attacker might be present).
+
+It is an option you enable so that when you make an SOS call via the Emergency SOS service, the phone will not flash or make a countdown.
+
+The Emergency SOS service has also been tweaked to reduce the chance of accidentally triggering it.
+
+The improved two-factor security allows users to secure their Apple ID and iCloud account with Security keys - a physical device that works as the second layer of two-factor authentication.
+
+Instead of getting a code from another logged-in Apple device, you generate one with the security key.
+
+And the advanced data protection enables end-to-end encryption for data in iCloud, including Messages, device backups and photos.
+
+To install the new iOS, users can go to the Settings App, click on 'General' and then 'Software Update.'
+
+Then tap 'Install' if the iOS 16.3.1 update is available to download, and you will be guided through steps to verify the decision and reboot the device.
+
+The update can also be installed through a Mac or Windows computer with iTunes.
+
+It is a good idea to back up the iPhone before installing iOS 16 to ensure all data is secure in iCloud if anything goes wrong while updating.
+
+This can be done by going into the Settings app, clicking the device owner's name at the top of the menu, then clicking 'iCloud' and 'iCloud Backup.'
+
+When 'iCloud Backup' is set to on, tapping 'Back Up Now' will guide you through the back-up process and enable you to restore the device's data to a later date.","{'positive': 0.0796956, 'negative': 0.19207455, 'neutral': 0.7282299}","Apple has released a new iOS 16 update to patch to vulnerabilities in its system, and the flaws are now on the Homeland Security warning list. The update is for all Apple devices, including the iPhone, Mac and iPad, and includes multiple bug fixes, addressing issues with iCloud and Siri, along with more Crash Detection optimizations. Apple's Emergency SOS service was upgraded to call silently make calls if you enable the function via a slider option (useful in situations where an attacker might be present). To install the new iOS, users can go to the Settings App, click on 'General' and then 'Software Update'.","Homeland Security is now urging Apple users to download the latest operating system to iPhones, iPads and Macs due to threats allowing attackers to take control of devices.",AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product’s use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operations are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7300425232332934, 'Employee Diversity & Inclusion': 0.717905618777746, 'Product Security': 0.7854523060478188, 'Materials Sourcing': 0.7388292341934265, 'Product Lifecycle Management': 0.7256857792620407}",0.7854523060478188,Inchul,Major focus,Major focus,Neutral,Product Security,Major,Minor,Neutral,2022-11-16T08:34:36-04:00,https://www.cnbc.com/2022/11/16/top-wall-street-analyst-calls-apple-nvidia-tesla-amazon-zoom-.html,"[{'name': 'rising competitive risk', 'weight': 0.07092109}, {'name': 'High Risk', 'weight': 0.070890866}, {'name': 'risk', 'weight': 0.07069073}, {'name': 'perceived risks', 'weight': 0.069162056}, {'name': 'strong capital generation', 'weight': 0.06057084}, {'name': 'EPS growth', 'weight': 0.054837734}, {'name': 'extreme levels', 'weight': 0.053283524}, {'name': 'slowing growth', 'weight': 0.052887905}, {'name': 'iPhone', 'weight': 0.05146445}, {'name': 'buy UBS', 'weight': 0.050875194}]",[{'name': 'Auto'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 4}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Zoom', 'type': 'ORG', 'mentions': 3}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 2}, {'data': 'UBS', 'type': 'ORG', 'mentions': 6}, {'data': 'iPhone', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 4}, {'data': 'Deutsche Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Medtronic', 'type': 'ORG', 'mentions': 2}, {'data': 'MDT', 'type': 'ORG', 'mentions': 1}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 2}, {'data': 'Home Depot', 'type': 'ORG', 'mentions': 2}, {'data': 'HD', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 2}, {'data': 'Oscar Health', 'type': 'ORG', 'mentions': 1}, {'data': 'Signature Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'Advance Auto Parts', 'type': 'ORG', 'mentions': 2}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 2}, {'data': 'Bernstein', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Citi', 'type': 'ORG', 'mentions': 2}, {'data': 'WMT', 'type': 'ORG', 'mentions': 1}, {'data': 'Evercore ISI', 'type': 'ORG', 'mentions': 2}, {'data': 'Etsy', 'type': 'ORG', 'mentions': 2}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 4}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 2}, {'data': 'Lincoln National', 'type': 'ORG', 'mentions': 1}, {'data': 'LNC', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Grace/Hopper', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}]","Here are Wednesday's biggest calls on Wall Street: UBS reiterates Apple as buy UBS said wait times for Apple's iPhone are hitting ""extreme levels."" ""Typically, the month of December accounts for 35%-40% iPhone units in the quarter raising risk if supply is constrained into December."" Bank of America reiterates Amazon as buy Bank of America said Amazon is a key beneficiary of automation. ""We maintain Buy on Amazon as we see potential for significant fulfillment cost savings ahead driven by greater efficiency."" Deutsche Bank downgrades Medtronic to hold from buy Deutsche said it sees too many headwinds for Medtronic. "" MDT has had a challenging 12 months, with several product issues in CY 4Q:21 and then macro headwinds impacting EPS growth in FY23."" Raymond James downgrades Home Depot to market perform from outperform Raymond James said it sees a more balanced risk/reward outlook after the company's earnings on Tuesday. ""Our change in opinion is not a reflection of Home Depot's execution (has been solid), but more so our view that the risk/reward for HD entering 2023 now appears more balanced, with the ongoing risk/headwinds to the U.S. housing industry and the stock recovering nicely off its 2022 lows. Read more about this call here. Wells Fargo upgrades Oscar Health to overweight from equal weight Wells said shares of the health insurance company are too attractive to ignore. ""We are upgrading OSCR to Overweight from Equal Weight. While the range of outcomes remains wide, we believe risk/reward skews to the upside following significant YTD underperformance."" Read more about this call here. Bank of America reiterates Signature Bank as buy Bank of America said it sees a long-term favorable risk/reward outlook for the crypto bank. "" Signature s hares have been under pressure due to perceived risks tied to FTX. ... However, for investors willing to look past the near-term EPS volatility tied to potential outflow of crypto deposits, we see the risk/reward as favorable, especially if the Fed is nearing an end to its rate tightening cycle with a terminal rate of approximately 5% versus 4% currently."" UBS downgrades Advance Auto Parts to neutral from buy UBS said in its downgrade of Advance Auto Parts that it's losing share. ""Given the impact of inflation, unit losses are much steeper, suggesting that it is losing customers at a rapid pace."" Morgan Stanley reiterates Tesla as overweight Morgan Stanley said it's ""constructive"" on the long-term adoption of EV's. ""Other than Tesla , EVs lose money. This really gets lost in the details, in our opinion. The majority of unit volume in most EV production forecasts through 2030 is accounted for by legacy internal combustion OEMs transitioning to EVs."" Bernstein reiterates Alphabet as outperform Bernstein said it's standing by its outperform rating on the stock after an activist investor warned the company needs to cut costs. ""We side with the activists and expect Google will do what needs to get done, even if it's uncomfortable."" Citi reiterates Zoom as sell Citi s aid Zoom may continue to ""falter"" due to slowing growth. ""With worsening growth prospects and rising competitive risk, we maintain Sell/High Risk rating and see more downside ahead and cut TP to $72 which equates to 16x our FY24 EV/FCF estimate."" Read more about this call here . UBS reiterates Walmart as buy UBS said the stocks is undervalued after the company's earnings report on Tuesday. ""So, we believe there's a compelling case for WMT's shares at the current level."" Evercore ISI adds a tactical underperform call on Etsy Evercore said it sees softening purchase trends in the near term. The firm kept its long-term outperform rating on the stock. ""Reasons are: our proprietary survey results suggest softening purchase frequency trend and a shift in spend toward lower-priced items among Etsy customers, as well as negative consumer sentiment toward the direction of the U.S. economy."" Credit Suisse reiterates Nvidia as outperform After a change in analyst coverage, Credit Suisse named the tech company as a top pick. "" Nvidia (NVDA), Outperform: Our top pick. NOT making a call ahead of the quarter. Long-term growth in AI, de-risked gaming, content gains with Grace/Hopper, and optionality from software."" Read more about this call here . Credit Suisse initiates Qualcomm as outperform Credit Suisse said it likes Qualcomm's diversified revenue stream. ""Top pick in handsets, with derisked numbers and optionality from potential iPhone contract and non-handset business."" Read more about this call here . Goldman Sachs upgrades Lincoln National to buy from neutral Goldman said in its upgrade of the life insurance company that it sees strong capital generation. ""Coming away from our analysis we upgrade LNC to a Buy rating (from Neutral) driven by our view that the company should be able to rebuild its capital base and display its relatively strong underlying capital generation faster than investors are expecting.""",c58aba87ba46476da884ff85ab4bc18f,"Here are Wednesday's biggest analyst calls: Apple, Nvidia, Tesla, Amazon, Zoom, Walmart & more",4,,,,
+16193,"GOP discord threatens Senate response to railway disaster - Senate Minority Leader Mitch McConnell said publicly this week that he’s undecided on the bill, but many of his allies view the proposal’s new requirements for rail staffing and inspection as anathema to the party’s long-held small-government stance. As Sen. John Cornyn (R-Texas) put it: “It seems like it’s just too much government regulation.”
+
+“There are some things that were added simply to kind of get the unions on board with it,” Senate Minority Whip John Thune (R-S.D.), a former Commerce Committee chair, said of the bill. Thune added that some of its provisions “are very objectionable from the regulatory standpoint, and handing a whole ton of power over” to the Biden administration.
+
+The derailment of a Norfolk Southern train in East Palestine, leading to a release of toxic vinyl chloride that was later burned, is now more than five months in the rearview mirror. While the response bill is on Majority Leader Chuck Schumer’s agenda, there’s no immediate plan to take it up on the Senate floor given the unclear GOP whip count.
+
+And after a two-year period of reaching unexpected compromises with Democrats, McConnell’s 49-member GOP conference may not be in that mood anymore. Surprising upstart players like Vance and Sen. Josh Hawley (R-Mo.) are left to try to cut a deal with incumbent Democrats like Brown and Bob Casey of Pennsylvania.
+
+“I’m not surprised that certain members of leadership don’t like the bill. But I feel very confident we have the votes,” Vance said. “It’s, frankly, where the party is going. We’re going to do things like this that are good for our voters.”
+
+Republican leaders want Vance to push Democrats harder to drop some of the bill’s regulation and crew mandates. Vance counters that he already has colleagues who haven’t revealed they’ll vote yes when the bill comes to the Senate floor, surmising it could get as many as 65 votes under the right conditions.
+
+But other fellow Republicans suspect Vance’s bill might be getting quietly shelved by his own party. After all, it’s been two months since any new Republicans have come out in support.
+
+“J.D.’s gotten the classic runaround here, which is: ‘We want to work with you. We want to work with you,’ then they try to kill it in committee. And now they’re slow walking on the floor,” said one Republican senator who was granted anonymity to discuss the legislation. “What I’m told is that there are not 60 votes.”
+
+Several other bills that Schumer’s eyeing could prompt similar Republican discord if they’re brought to the floor soon, including a cannabis banking effort, drug pricing legislation and an attempt to regulate artificial intelligence.
+
+But the rail bill is top of mind for Vance and other supporters because it already saw bipartisan passage in committee, the last stop before it can be brought to the Senate floor. However, only two Commerce panel Republicans voted yes: Vance and Sen. Eric Schmitt (R-Mo.). All told, seven Republicans publicly support it.
+
+Frequent bipartisan collaborators like Sens. Susan Collins (R-Maine) and Lindsey Graham (R-S.C.) are noncommittal on the bill, and no members of leadership support it. Sen. Marco Rubio (R-Fla.) is the only GOP supporter of the bill who has served multiple Senate terms.
+
+Graham said he wants to discuss the bill with Sen. Ted Cruz (R-Texas), the Commerce Committee’s top Republican. He’s unlikely to get a positive recommendation: Cruz said the bill needs amending to protect the ability of shipping energy products by rail and warned that a narrow Senate passage doesn’t bode well in the House, where GOP leaders are also highly skeptical of passing new regulations.
+
+“At some level, it doesn’t really matter whether they’re at 60 or 59. Because the bill as drafted will never become law,” Cruz said in an interview. “The sponsors of the bill have to decide: Do they want a press release? Or do they actually want to pass legislation? And at least so far, they’ve been unwilling to make a deal.”
+
+Brown cited the railroad lobby’s influence with GOP leaders as a key reason that the bill is still short of 60 votes. He acknowledged, however, that it would be risky to try to force the rail measure through without more Republican backers.
+
+And he’s deeply skeptical of how McConnell views the legislation.
+
+“We’re not going to go to the floor and lose,” Brown said. “McConnell is a master at making it look like 60 [votes]. And all of a sudden it’s 58.”
+
+McConnell has been careful not to tip his hand on the legislation. Asked this week about his position on the bill, he replied that “I haven’t made a decision personally, and I’m not sure the majority leader’s made the decision to call it up.”
+
+The calculus for McConnell looks clearer, though, in light of his conference’s opposition: If he were to endorse the bill, it would almost certainly surpass the 60-vote threshold. At the same time, many Republicans suspect that McConnell would have a hard time supporting it as written. So with no clear plans to put the bill on the floor, the GOP leader may see little upside to staking out a position while much of his conference either opposes it or remains undecided.
+
+In addition, McConnell often defers to his committee ranking members and closest allies. So when Thune and Cruz are on the same page against the current version, it’s likely to give many Senate Republicans pause. Most are careful to note that if the bill changes, the GOP could give it a big bipartisan approval vote.
+
+“There’s a lot in there I like,” said Sen. Shelley Moore Capito (R-W.Va.), a member of the leadership team. “I think it can be pulled together to get my support.”
+
+But without changes, a floor vote would be a big gamble at best. As another Republican senator put it: ‚ÄúIf we saw support growing, then I would expect that we would whip against.‚Äù","{'positive': 0.06065375, 'negative': 0.6369837, 'neutral': 0.3023626}","Senate Minority Leader Mitch McConnell has said he is undecided on the bill, but many of his allies view it as anathema to the party's long-held small-government stance. The derailment of a Norfolk Southern train in East Palestine, leading to a release of toxic vinyl chloride that was later burned, is now more than five months in the rearview mirror. Several other bills that Schumer‚Äôs eyeing could prompt similar Republican discord if they‚Äôre brought to the floor soon, including a cannabis banking effort, drug pricing legislation and an attempt to regulate artificial intelligence. However, only two Commerce panel Republicans voted yes: Vance and Eric Schmitt (R-Mo). Seven Republicans publicly support the bill.",Sen. J.D. Vance insists the support is there. His colleagues say the bill needs significant changes before it could get enough GOP backing.,NSC,Transportation,Rail Transportation,Norfolk Southern Corp,"{'Greenhouse Gas Emissions': 'The Rail Transportation industry generates emissions mainly through the combustion of diesel in locomotive engines. Despite relatively low emissions compared to other transportation industries, fuel management has implications for industry entities in terms of operating costs and regulatory compliance. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change. Intensifying regulation of locomotive exhaust emissions and high fuel costs encourage rail entities to invest in fuel efficiency enhancements to manage emissions. These investments can improve an entity‚Äôs operational efficiency and cost structure, with effects on value and competitive position both within the industry and compared to other modes of transport.', 'Air Quality': 'Rail operations emit several types of air pollutants that are regulated under national and international laws, including hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). These pollutants tend to have localised environmental and health impacts. For example, locomotive engines idling at rail yards may be a health concern for nearby human populations as HAPs such as benzene are known human carcinogens, while nitrogen oxides (NOx) are a major component of smog and acid rain. At the same time, fuel is a significant industry cost. Rail entities that implement fuel efficiency enhancements and manage emissions may see impacts to their costs in both the short and longer term.', 'Competitive Behaviour': 'Industry consolidation and prior allegations of anti-competitive practices in relation to captive shippers, among other reasons, create pressure on antitrust immunity granted to railroads in some regions. Some of the proposed policy changescould lead to significant costs or impede investment in the industry. Rail entities operating at the limits of allowable charges in areas where they could be found to have market dominance, or those not complying with regulations about reasonable rates, are likely to face increased regulatory scrutiny. Any associated fines or penalties may negatively affect anentity‚Äôs valuation by increasing its cost of capital. In an environment of increased concerns about the market power and pricing practices of rail entities, it is in their interest to continue to ensure competitive pricing and transparency in rate-setting while achieving adequate returns on their investments.', 'Employee Health & Safety': 'Moving freight by rail is associated with the risk of accidents and unintended releases of hazardous materials. These can harm the health and well-being of employees as well as have negative financial impacts on entities, such as reduced productivity, higher employee turnover, and increased insurance costs. Rail operators are likely to be impacted by accidents, and in some cases, poor health may also cause accidents. A healthy workforce, strong safety culture, thorough and systematic approach to safety, risk management programs (including emergency preparedness and response), and operational integrity at all levels of an entity can help lower the probability and magnitude of rail accidents.', 'Accident & Safety Management': 'Rail accidents and unintended releases of hazardous materials can have repercussions for the environment and communities along railroad tracks, as well as financial impacts on entities themselves. Increasingly stringent safety regulations and the potential for significant costs following major accidents provide incentives for entities to manage theirsafety performance through a robust safety management system. In addition, the loss of consumer confidence after such events can result in lower revenues and potentially damage an entity‚Äôs social license to operate, increasing its cost of capital.'}","{'Greenhouse Gas Emissions': 0.7622765826362112, 'Air Quality': 0.7518998997406406, 'Competitive Behaviour': 0.7908517514581493, 'Employee Health & Safety': 0.7760258128247278, 'Accident & Safety Management': 0.7780010152540113}",0.7908517514581493,Inchul,Major focus,Major focus,Negative,"Accident & Safety Management, Employee Health & Safety",Major,Major,Neutral,2022-11-08T20:42:01+00:00,https://www.express.co.uk/showbiz/tv-radio/1694013/Britain-most-haunted-house-Heol-Fanog-Witch-Farm-podcast,"[{'name': 'Liz Rich', 'weight': 0.0638131}, {'name': 'exorcisms', 'weight': 0.06218046}, {'name': 'Hellfire Farm', 'weight': 0.061927475}, {'name': 'Liz', 'weight': 0.059146944}, {'name': 'Heol Fanog', 'weight': 0.058556773}, {'name': 'Witch Farm', 'weight': 0.05828933}, {'name': 'numerous attempted exorcisms', 'weight': 0.057712227}, {'name': 'married couple Bill', 'weight': 0.056179672}, {'name': 'home', 'weight': 0.05089501}, {'name': 'years', 'weight': 0.049457606}]",[{'name': 'Entertainment'}],"[{'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'Wales', 'type': 'GPE', 'mentions': 1}, {'data': 'Witch Farm', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Battersea Poltergeist', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Hellfire Farm', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'BBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Coutts', 'type': 'ORG', 'mentions': 1}, {'data': 'Heol Fanog', 'type': 'FAC', 'mentions': 2}, {'data': 'Witch Farm', 'type': 'FAC', 'mentions': 1}, {'data': 'Bill', 'type': 'PERSON', 'mentions': 5}, {'data': 'Liz Rich', 'type': 'PERSON', 'mentions': 8}, {'data': 'Danny', 'type': 'PERSON', 'mentions': 2}, {'data': 'Joseph Fiennes', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alexandra Roach', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eddie Burks', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brecon Beacons', 'type': 'LOC', 'mentions': 1}, {'data': 'Hebrew', 'type': 'LANGUAGE', 'mentions': 1}, {'data': 'one morning', 'type': 'TIME', 'mentions': 1}]","Part dramatisation, part documentary, Witch Farm is a BBC podcast which seeks to unlock the dark secrets of the house Heol Fanog. The eight-part podcast concentrates on couple Bill and Liz Rich, who moved into the property in 1989 and soon had buyer’s regret after strange things started happening. Witch Farm looks at the case 30 years on with Danny revisiting the cold case and described it as “the mystery which kept giving”.
+
+The podcast features thought-provoking discussions with guests elaborating on the Witch Farm case led by Danny, who previously worked on the award-winning Battersea Poltergeist podcast series. The dramatised scenes are set in 1989 and follow married couple Bill (played by Joseph Fiennes) and Liz Rich (Alexandra Roach), whose recent move to the picturesque period home with their young children but the idyllic property soon turns out to be a nightmare. Not long after their move, strange occurrences start with the couple facing otherworldly forces which leaves them trying to desperately escape from the place they hoped to call home. To this day, Liz says she needs to “distance herself from it on purpose” as she recounts the ordeal, such is the lasting effect on her.
+
+Liz’s former home Heol Fanog, nicknamed ‘Hellfire Farm’, is nestled in the heart of Wales’ Brecon Beacons - a place said it to be steeped in magic and witchcraft. The weird happenings started not long after they moved in with heavy footsteps on the staircase and spotting an old woman looking at her through the window of the children’s playroom. The old woman is even said to have been watching her kids as they played in the room but Liz was quick to say this wasn’t a “nice” figure but something far more sinister. In a bid to free their home of the evils spirits, Liz and Bill called on the services of a priest after being inspired by The Exorcist given Google didn’t exist in the 1980s and they were struggling to find someone to help with their supernatural plight. Liz said: “The exorcisms happened all the time. It was just a normal thing in the end.” They enlisted mediums, baptist ministers and even the famed ghost hunter Eddie Burks, who is said to have helped laid a troubled soul to rest at the Queen’s bank Coutts. Despite numerous attempted exorcisms, which sometimes involved prayers and speaking in Hebrew, the menacing presence would always return even angrier than before.
+
+She said on one occasion: “I was getting really nervous and I thought something was going to happen.” Adding she was “b****y terrified” as the footsteps came down the stairs towards her as she spoke to a local minister about organising another exorcism. “It wanted attention. It wasn’t being flimsy in any way, it was being very definite.” They also found their electricity bill soaring as this dark presence seemed to drain energy from the house. To make matters, Bill suspected his teenage son from a previous relationship had been possessed.
+
+“He did become very, very difficult. He wasn’t before we moved there,” Liz said, admitting she wasn’t sure if he had become possessed. “He’d spit at his father, swear like crazy, painted his room bright red.” The teen even spat in his grandmother’s face with the couple having to send him to live with his mother in the end at the behest of some of the medium and paranormal experts who’d visited the house. However, the family was stuck in the house for eight years with Liz saying forces seemed to be conspiring against them and preventing them from leaving. Her husband Bill, who is an artist by profession, woke up one morning with sores all over his fingers which hampered his work. She would often take her children and live with her mother for periods when the haunting became too much.",e15de5889af14b83a3c3804f2efefd07,‘B****y terrified’ Ex-owner of UK's most haunted house on years of horror and exorcisms,4,,,,
+6139,"Fed-Up United Flight Attendants Protest At Newark Airport - NEWARK, NJ — Tired of delays and cancelations when flying United Airlines at Newark Airport? Tell them to hire more flight attendants, a national union says.
+
+Earlier this week, United Airlines workers represented by the Association of Flight Attendants (AFA-CWA) held demonstrations outside airports across the nation. Nearly 200 flight attendants showed up for a demonstration at Newark Liberty International Airport in New Jersey. United Airlines maintains a hub and large presence in Newark. Read More: United Airlines Predicts Big Bump In Revenue Is On The Way
+
+An AFA spokesperson told Patch that the rallies were held to demand that the airline “fix the ongoing operational disruptions that have so tangibly impacted them, thousands of other workers and the traveling public.”
+
+“The bottom line is, United flight attendants have had enough. United management’s failure to properly staff crew schedulers, the flight attendant support team, catering, and more has resulted in 67,485 flight delays and 6,780 cancellations since May of this year, leaving passengers and flight attendants waiting for answers for hours at a time. Flight attendants on the frontlines of these operational meltdowns are left empty-handed, or stranded themselves, without support from management to help address passenger concerns. Just this week, management caused a day of cancellations after failing to do mandatory inspections for some of its Boeing 777-200 planes, but continues to deny responsibility, blaming others – air traffic control, flight attendants, pilots – for operational issues.” A spokesperson who represents AFA workers at Newark Airport told NJ.com that one issue is a lack of schedulers, which leaves flight attendants waiting “in limbo” up to 12 hours for their next assignment. A United Airlines spokesperson said the airline has tried to take steps to ameliorate the scheduler issue, NJ.com reported. The company told the Washington Post that it is eager to reach a contract agreement with the union and address their concerns.","{'positive': 0.010761315, 'negative': 0.9603488, 'neutral': 0.028889846}","Tell them to hire more flight attendants, a national union says. An AFA spokesperson told Patch that the rallies were held to demand that the airline “fix the ongoing operational disruptions that have so tangibly impacted them, thousands of other workers and the traveling public.”
+
+“The bottom line is, United flight attendants have had enough. United management’s failure to properly staff crew schedulers, the flight attendant support team, catering, and more has resulted in 67,485 flight delays and 6,780 cancellations since May of this year, leaving passengers and flight attendants waiting for answers for hours at a time. Just this week, management caused a day of cancellations after failing to do mandatory inspections for some of its Boeing 777-200 planes, but continues to deny responsibility, blaming others – air traffic control, flight attendants, pilots – for operational issues.” A spokesperson who represents AFA workers at Newark Airport told NJ.com that one issue is a lack of schedulers, which leaves flight attendants waiting “in limbo” up to 12 hours for their next assignment.","Tired of delays and cancelations when flying United Airlines at Newark Airport? Tell them to hire more flight attendants, their union says.",UAL,Transportation,Airlines,"United Airlines Holding, Inc","{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity’s reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity’s reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7642049032160099, 'Labour Practices': 0.8106461005053175, 'Greenhouse Gas Emissions': 0.754769083904438, 'Accident & Safety Management': 0.7727157505414531}",0.8106461005053175,Inchul,Major focus,Major focus,Negative,"Labour Practices, Accident & Safety Management",Major,Major,Negative,2023-03-14T15:00:36+00:00,https://www.yahoo.com/news/googles-health-updates-include-an-easier-way-to-see-if-a-clinic-offers-free-or-low-cost-care-150036431.html,"[{'name': 'community health centers', 'weight': 0.0895074}, {'name': 'community health volunteers', 'weight': 0.089071915}, {'name': 'population health data', 'weight': 0.08859545}, {'name': 're-enrollment information', 'weight': 0.078766614}, {'name': 'Search results', 'weight': 0.078228325}, {'name': 'cell coverage', 'weight': 0.07503604}, {'name': 'Search', 'weight': 0.07321583}, {'name': 'rural communities', 'weight': 0.06827031}, {'name': 'personal crisis situations', 'weight': 0.06618263}, {'name': 'crisis helplines', 'weight': 0.06597298}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'Fitbit', 'type': 'ORG', 'mentions': 2}, {'data': 'Medicaid', 'type': 'ORG', 'mentions': 2}, {'data': 'ThroughLine', 'type': 'ORG', 'mentions': 1}, {'data': 'Intellisoft Consulting', 'type': 'ORG', 'mentions': 1}, {'data': 'The Check Up', 'type': 'EVENT', 'mentions': 1}, {'data': 'Search', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Duplex', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Open Health Stack', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Kenya', 'type': 'GPE', 'mentions': 1}]","At its annual health event, The Check Up, Google announced a slew of updates for Search, Fitbit and developers. On the Search front, the company says it will soon identify community health centers and make it clear whether those facilities have free or low-cost care options. It seems there will be a label that reads, ""offers free or low-cost care based on individual circumstances.""
+
+In addition, Google says it has employed Duplex to call hundreds of thousands of US healthcare providers and verify their information. The conversational AI has also been used to check whether providers accept various state Medicaid plans.
+
+After several pauses due to the COVID-19 pandemic, Medicaid will have a re-enrollment deadline this year. If folks in the US who are currently enrolled in the program fail to sign back up by March 31st, they'll lose their healthcare coverage. To help ensure people maintain their coverage, Google says it will make it easier for everyone to find re-enrollment information on Search.
+
+To assist those seeking help in a crisis, Google has teamed up with ThroughLine, which it says is the ""largest verified network of mental health and crisis helplines around the world."" As a result of the partnership, Google will expand the number of crisis helplines it displays at the top of Search results in more languages and countries for queries related to personal crisis situations, such as suicide and domestic violence.
+
+As for Fitbit, Google is opening up more of the Health Metrics Dashboard features available to users who don't have a subscription. The company says that, for instance, users will be able to view trends for metrics such as breathing rate, skin temperature and blood oxygen levels over longer periods of time.
+
+Meanwhile, Google touched on some health-focused updates for developers. It discussed a suite of development tools called Open Health Stack, which it described as ""open-source building blocks built on an interoperable data standard."" In other words, Open Health Stack is designed to help developers build apps for healthcare workers to access key data and insights, such as population health data.
+
+Google says the suite is based on Fast Healthcare Interoperability Standards and can be used to build apps that keep data secure for offline use in areas without internet connectivity or cell coverage. For instance, a developer in Kenya called Intellisoft Consulting is building a maternal health app designed to help community health volunteers and pregnant women in rural communities.",abbfc449098a42d9a686e427fd9c65c0,Google's health updates include an easier way to see if a clinic offers free or low-cost care,4,,,,
+44242,"See how long-haul truckers cook on the road, from burgers cooked on engines to air fryer lobster tails - A lack of trucking infrastructure means it's typically too expensive for truckers to eat out while on the road. A truck pulls into the Pilot Flying J truck stop in North Stonington, CT on July 21, 2020. 28-year trucker Trish Bennett told Insider it can be difficult to find truck stops, let alone stops with adequate food. ""The truck stops don't really have sit down restaurants anymore,"" Bennett said. ""It's usually fast food or coolers of prepackaged food and you definitely get sick of eating that way fast."" 26-year truck driver Derek Rogers said as ""mom-and-pop truck stops"" have been increasingly replaced with chains they've become less ""trucker friendly."" ⁠ ""Most of the spots just don't agree with us,"" Rogers said. ""They're unhealthy and inefficient. I could make three meals for what I'd spend at your standard Denny's at the truck stop.""
+
+In the past, truckers would have barbecue get-togethers and potlucks on the road. Bennett said the practice had gone by the wayside by the time she joined the industry and has become increasingly uncommon over the past few years due to rising crime rates against truckers and COVID-19 restrictions that left drivers even more isolated during the pandemic. ""Nobody has time for that anymore,"" she said. ""It's hard enough to find time to shower and eat on the road these days. Bennett said the practice was more common before the industry was deregulated in the 1980s. The Motor Carrier Act of 1980 led to large reductions in trucker pay and forced drivers who were paid per load to push themselves even harder ⁠to turn a profit — spending up to 14 hours a day on duty, including 11-hours driving.
+
+Before air fryers and Keurigs made it easier for truckers to make food on the go, drivers would cook on their engine. ""Drivers could wrap their food in tin foil and put it by their turbo,"" Bennett said. ""They could keep driving and have dinner an hour later."" The engine on a diesel semi truck typically runs at between 195 degrees to 220 degrees.
+
+Today, a trucker's cooking options are more modern, but not less creative. Rogers told Insider he relies on his air fryer, slow cooker, and Keurig for most meals on the road. His kitchen makes up a two-by-two-foot space in the cab of his truck, right next to his bed. Before Rogers bought the air fryer in 2020, he said he used a George Foreman grill and a single burner stove top to cook most meals.
+
+Rogers typically spends about 10 days out on the road per trip. On New Year's Day in 2022, he cooked himself a meal of lobster tails, shrimp, and steak from the cab of his truck. Rogers often cooks steak and seafood on the road Rogers said truckers often share ideas on how to cook on the road and he likes to share pictures of his latest recipes on Facebook ⁠— from surf-and-turf to chicken wings, tacos, stuffed mushrooms, and bacon-wrapped asparagus. ""There isn't much I haven't tried cooking on the road,"" he said. ""My wife jokes I eat better in my truck than I do at home.""
+
+It can be difficult for truckers to eat healthy on the road. Bennett said she tries to keep her calorie count down when she's driving and has an exercise bike in her truck that she tries to use as much as possible. Long-haul truckers are significantly more likely to face health issues as compared to other US workers, according to the Centers for Disease Control and Prevention. The US Bureau of Labor Statistics has consistently ranked trucking as one of the deadliest jobs in the country due to the lack of physical activity, high risk of accidents, and long hours on the road.
+
+""As you cook you have to keep in mind how you'll clean it up,"" Bennett told Insider. She said cooking on the road requires minimal waste and quick cleanup because you never know when you'll be able to find your next rest stop or dumpster. Bennett washes her dishes with hot bottled water she heats up on her single burner. After each meal, her supplies are cleaned and carefully stowed away. Rogers said he uses his Keurig to heat up water and cleans his dishes in a plastic tub.","{'positive': 0.021945985, 'negative': 0.5643631, 'neutral': 0.4136909}","A lack of trucking infrastructure means it's typically too expensive for truckers to eat out while on the road. 28-year trucker Trish Bennett told Insider it can be difficult to find truck stops, let alone stops with adequate food. In the past, truckers would have barbecue get-togethers and potlucks on the road. The Motor Carrier Act of 1980 led to large reductions in trucker pay and forced drivers who were paid per load to push themselves even harder ⁠to turn a profit — spending up to 14 hours a day on duty, including 11-hours driving.","Trucking veterans told Insider they find unique ways to cook on the road, as a lack of infrastructure has left many without affordable dining options.",KDP,Food & Beverage,Non-Alcoholic Beverages,Keurig Dr Pepper Inc,"{'Water Management': 'Water management relates to an entity’s direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities’ heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities’ brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity’s long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry’s competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry’s products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients—such as artificial sweeteners—may pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.6945760860313158, 'Product Labelling & Marketing': 0.6999067479602817, 'Packaging Lifecycle Management': 0.7224200232867451, 'Energy Management': 0.7264680209316224, 'Fleet Fuel Management': 0.7634037135111574, 'Ingredient Sourcing': 0.7397643810089267, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7367549410673099, 'Health & Nutrition': 0.7344233138281144}",0.7634037135111574,Inchul,No focus,No focus,Neutral,,Major,Major,Negative,2023-06-23T06:27:53+00:00,https://finance.yahoo.com/news/4-big-analyst-cuts-tesla-062753667.html?.tsrc=rss,"[{'name': 'price target', 'weight': 0.08877532}, {'name': 'month', 'weight': 0.07269698}, {'name': 'InvestingPro subscribers', 'weight': 0.07125041}, {'name': 'InvestingPro', 'weight': 0.07038797}, {'name': 'Tesla shares', 'weight': 0.06972676}, {'name': 'Tesla stock', 'weight': 0.06584624}, {'name': 'Tesla', 'weight': 0.063794956}, {'name': 'new heights', 'weight': 0.06379422}, {'name': 'real time', 'weight': 0.062208593}, {'name': 'added weakness', 'weight': 0.061943952}]","[{'name': 'Auto'}, {'name': 'Finance'}]","[{'data': 'Tesla', 'type': 'ORG', 'mentions': 7}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 2}, {'data': 'Equinix', 'type': 'ORG', 'mentions': 2}, {'data': 'Celanese', 'type': 'ORG', 'mentions': 3}, {'data': 'Planet Fitness', 'type': 'ORG', 'mentions': 2}, {'data': 'InvestingPro', 'type': 'ORG', 'mentions': 4}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 2}, {'data': 'Oppenheimer', 'type': 'ORG', 'mentions': 2}, {'data': 'BofA Securities', 'type': 'ORG', 'mentions': 1}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 2}, {'data': 'Exane BNP Paribas', 'type': 'ORG', 'mentions': 1}, {'data': 'the Summer Sale', 'type': 'EVENT', 'mentions': 1}]","Here is your Pro Recap of the biggest analyst cuts you may have missed since yesterday: downgrades at Tesla, Equinix, Celanese, and Planet Fitness.
+
+InvestingPro subscribers got this news in rapid fire. Never be left in the dust again.
+
+And, as of 06/20/2023, InvestingPro is offering unbeatable savings that will take your financial goals to new heights. Enjoy incredible discounts on our subscription plans: Monthly: Save 20% and gain the flexibility to invest on a month-to-month basis. Yearly: Save a jaw-dropping 50% and secure your financial future with a full year of InvestingPro at an unbeatable price. Bi-yearly (Web Special): Save an astonishing 52% and maximize your returns with our exclusive web offer.
+
+Morgan Stanley downgraded Tesla (NASDAQ:TSLA) to Equalweight from Overweight with a price target of $250.00 (from $200.00), representing the third downgrade this month.
+
+Analysts, who have been one of the most vocal Tesla bulls on the Street in recent years, are now stepping to the sidelines after a massive rally in Tesla shares (up 111% YTD vs. 14% increase in the S&P 500) pushed valuation to “fair” levels.
+
+Recognizing the surge in Tesla stock due to the ongoing AI frenzy on Wall Street, analysts stated that the company is “an AI beneficiary AND an auto company.”
+
+Oppenheimer downgraded Equinix (NASDAQ:EQIX) to Perform from Outperform following the company’s Analyst Day, as reported in real time on InvestingPro. Shares fell more than 2% yesterday.
+
+The firm said its rating change is due to valuation concerns and guidance that fell short of expectations. According to Oppenheimer, investors were anticipating confirmation that AI would drive significant growth, however, management tempered expectations by stating that it is too early to make accurate forecasts while also cautioning that operational and capital expenditures would remain high.
+
+BofA Securities downgraded Celanese (NYSE:CE) to Neutral from Buy and cut its price target to $116.00 from $123.00, noting it sees added weakness in acetyls.
+
+Exane BNP Paribas downgraded Planet Fitness (NYSE:PLNT) to Underperform from Neutral. Shares are down more than 1% pre-market today.
+
+Join InvestingPro today and unlock your investing potential. Hurry, the Summer Sale won't last forever!",1338d69d35fb47fba7946fbfe62428a8,"4 big analyst cuts: Tesla downgraded at Morgan Stanley, price target slashed",4,,,,
+11768,"DOJ sues major drug company for illegally helping 'ignite an opioid epidemic' - The Justice Department filed a lawsuit against one of the country's largest wholesale pharmaceutical distributors on Thursday, alleging the company ""for years flouted its legal obligations and prioritized profits over the well-being of Americans"" by failing to report suspicious orders of controlled substances, like fentynal and oxycodone, which were then sold illegally, fueling the devastating opioid epidemic.
+
+In the civil lawsuit, the DOJ alleges that over the course of nearly a decade, from 2014 through the present, AmerisourceBergen Corporation and two of its subsidiaries violated the Controlled Substances Act by failing to report to the Drug Enforcement Agency (DEA) at least hundreds of thousands of suspicious orders of controlled substances, as required by law.
+
+The lawsuit claims that the company knowingly filled and failed to report numerous orders from pharmacies for prescription opioids that were then sold in illicit markets.
+
+""The Department of Justice is committed to holding accountable those who fueled the opioid crisis by flouting the law,"" said Associate Attorney General Vanita Gupta.
+
+FENTANYL SEIZURES AT THE BORDER CONTINUE TO SPIKE, SHATTER RECORDS IN 2022
+
+""Companies distributing opioids are required to report suspicious orders to federal law enforcement. Our complaint alleges that AmerisourceBergen — which sold billions of units of prescription opioids over the past decade — repeatedly failed to comply with that requirement,"" she said.
+
+The government’s complaint specifies several pharmacies for which AmerisourceBergen allegedly was aware of significant ""red flags"" suggesting the existence of diversion of prescription drugs to illicit markets, but that the company nevertheless continued to distribute drugs to the pharmacies for years and reported few suspicious orders to the DEA.
+
+The lawsuit cites five examples, including two pharmacies, one in Florida and one in West Virginia, for which AmerisourceBergen knew the drugs it distributed were likely being sold in parking lots for cash.
+
+DRUG OVERDOSE DEATHS TOPPED 106,000 IN 2021, CDC SAYS IN FINAL REPORT
+
+The lawsuit also notes a Colorado pharmacy that AmerisourceBergen knew was its largest purchaser of oxycodone 30mg tablets in all of Colorado, identified 11 patients as potential ""drug addicts"" whose prescriptions likely were illegitimate, but ignored the red flags. Two of those patients subsequently died of overdoses, the complaint alleges.
+
+AmerisourceBergen fired back in a statement to Fox News Digital, saying the DOJ ""cherry picked"" those examples ""out of the tens of thousands of pharmacies that use AmerisourceBergen as their wholesale distributor, while ignoring the absence of action from former administrators at the Drug Enforcement Administration – the DOJ’s own agency,"" the company said.
+
+""Even in these five hand-selected examples presented by the DOJ, AmerisourceBergen verified DEA registration and State Board of Pharmacy licenses before filling any orders, conducted extensive due diligence into these customers, reported every sale of every controlled substance to the DEA, and reported suspicious orders of controlled substances to the DEA for every one of these pharmacies – hundreds of suspicious orders in total.
+
+""With the vast quantity of information that AmerisourceBergen shared directly with the DEA with regards to these five pharmacies, the DEA still did not feel the need to take swift action itself – in fact, AmerisourceBergen terminated relationships with four of them before DEA ever took any enforcement action while two of the five pharmacies maintain their DEA controlled substance registration to this day,"" the company added.
+
+The company also stated that a federal judge recently held that AmerisourceBergen ""has maintained a compliance diversion control program in accordance with the law for decades,"" and said that the court decision ""addressed many of the same accusations that are made in this DOJ complaint while acknowledging the role of the DEA in controlled substance distribution with tools like manufacturing quotas – ultimately concluding that AmerisourceBergen had complied with the law.""
+
+Pharmaceutical distributors that sell controlled substances, including AmerisourceBergen, have a longstanding legal obligation to monitor the orders that they receive from pharmacies and other customers, and they must inform the DEA every time they receive a suspicious order.
+
+""AmerisourceBergen, one of the largest wholesale distributors of opioids in the world, had a legal obligation to report suspicious orders to the Drug Enforcement Administration… and our complaint alleges that the company’s repeated and systemic failure to fulfill this simple obligation helped ignite an opioid epidemic that has resulted in hundreds of thousands of deaths over the past decade,"" said DEA administrator Anne Milgram.
+
+FORMER FENTANYL ADDICT DISCUSSES ADDICTION, RECOVERY: 'THESE DRUGS WILL SINK THEIR CLAWS INTO YOU'
+
+If AmerisourceBergen is found liable, it could face escalating civil penalties between $10,000 and upwards of $100,000 per violation, depending on when each violation occurred and the type of controlled substance at issue – potentially totaling billions of dollars in penalties.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+The lawsuit was filed in the U.S. District Court for the Eastern District of Pennsylvania.","{'positive': 0.017892774, 'negative': 0.8285649, 'neutral': 0.15354235}","
+
+In the civil lawsuit, the DOJ alleges that over the course of nearly a decade, from 2014 through the present, AmerisourceBergen Corporation and two of its subsidiaries violated the Controlled Substances Act by failing to report to the Drug Enforcement Agency (DEA) at least hundreds of thousands of suspicious orders of controlled substances, as required by law. 
+
+The government’s complaint specifies several pharmacies for which AmerisourceBergen allegedly was aware of significant ""red flags"" suggesting the existence of diversion of prescription drugs to illicit markets, but that the company nevertheless continued to distribute drugs to the pharmacies for years and reported few suspicious orders to the DEA. 
+
+""Even in these five hand-selected examples presented by the DOJ, AmerisourceBergen verified DEA registration and State Board of Pharmacy licenses before filling any orders, conducted extensive due diligence into these customers, reported every sale of every controlled substance to the DEA, and reported suspicious orders of controlled substances to the DEA for every one of these pharmacies – hundreds of suspicious orders in total. 
+
+The company also stated that a federal judge recently held that AmerisourceBergen ""has maintained a compliance diversion control program in accordance with the law for decades,"" and said that the court decision ""addressed many of the same accusations that are made in this DOJ complaint while acknowledging the role of the DEA in controlled substance distribution with tools like manufacturing quotas – ultimately concluding that AmerisourceBergen had complied with the law.""
+
+Pharmaceutical distributors that sell controlled substances, including AmerisourceBergen, have a longstanding legal obligation to monitor the orders that they receive from pharmacies and other customers, and they must inform the DEA every time they receive a suspicious order.
+
+""AmerisourceBergen, one of the largest wholesale distributors of opioids in the world, had a legal obligation to report suspicious orders to the Drug Enforcement Administration… and our complaint alleges that the company’s repeated and systemic failure to fulfill this simple obligation helped ignite an opioid epidemic that has resulted in hundreds of thousands of deaths over the past decade,"" said DEA administrator Anne Milgram.",The Justice Department on Thursday filed a nationwide lawsuit against AmerisourceBergen for illegally failing to report suspicious orders from pharmacies and fueling the opioid epidemic.,ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7881398895542834, 'Fleet Fuel Management': 0.7548544049909381, 'Business Ethics': 0.7793845995587086, 'Product Lifecycle Management': 0.7509790068096964, 'Counterfeit Drugs': 0.7979295964619789}",0.7979295964619789,Inchul,Major focus,Major focus,Negative,"Product Safety, Business Ethics",No,No,No,2023-06-01T10:00:00+00:00,https://www.businessinsider.com/stock-market-nvidia-finance-apple-microsoft-investing-news-housing-2023-5,"[{'name': 'markets', 'weight': 0.07387017}, {'name': 'market capitalization', 'weight': 0.07321316}, {'name': 'Market experts', 'weight': 0.07231288}, {'name': 'narrow market breadth', 'weight': 0.07145432}, {'name': 'supersized companies', 'weight': 0.058165565}, {'name': 'year', 'weight': 0.057004165}, {'name': 'outstanding stocks', 'weight': 0.05263853}, {'name': 'overall performance', 'weight': 0.052049384}, {'name': 'US stock futures', 'weight': 0.051598597}, {'name': 'relative performance', 'weight': 0.04738658}]",[{'name': 'Finance'}],"[{'data': 'Pareto', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brian Belski', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Larry Pitkowsky', 'type': 'PERSON', 'mentions': 1}, {'data': 'Phil Rosen', 'type': 'PERSON', 'mentions': 2}, {'data': 'Max Adams', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nathan Rennolds', 'type': 'PERSON', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Pareto', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'BMO', 'type': 'ORG', 'mentions': 1}, {'data': 'the House of Representatives', 'type': 'ORG', 'mentions': 2}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'Dell Technologies', 'type': 'ORG', 'mentions': 1}, {'data': 'Broadcom', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'Redfin', 'type': 'ORG', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 3}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 2}, {'data': 'London', 'type': 'GPE', 'mentions': 1}]","One thing that pops up no matter where you look is the Pareto distribution.
+
+It's a probability model that's also been dubbed the 80-20 rule, and it illustrates how a tiny number of causes are responsible for the lion's share of effects.
+
+For example, it's like how the top 20% of sales people produce 80% of the revenue, or how 20% of factories produce 80% of pollution.
+
+Anyway, this lopsided distribution is exactly what's showing up in the stock market right now.
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+1. The S&P 500 has climbed about 9.2% this year, but just five stocks are powering most of that gain in an even more extreme rendition of the Pareto distribution.
+
+The five biggest names by market capitalization include Apple, Nvidia, Alphabet, Microsoft, and Amazon. Together, those have outperformed the index by 30 percentage points this year, and now that May's over, have beat it for five consecutive months.
+
+This year's rally is being propped up by Nvidia (+167%), Apple (+43%), Alphabet (+38%), Microsoft (+37%), and Amazon (+39%), with Nvidia the shining star of the bunch on the back of its lead in the AI arms race.
+
+Just this week, the chip maker joined the others in the $1 trillion-valuation club.
+
+While just five companies out of 500 seems like a pretty concentrated distribution, there's reason to think the rally can keep going even if the tech sector starts to fade.
+
+""[Many] investors have become increasingly concerned about the potential effects that this top-heavy market could have on overall performance, especially if momentum in these names begins to wane,"" Brian Belski, chief investment strategist at BMO, wrote this week.
+
+""However, our work shows that once relative performance of these mega-caps has subsided or winning streaks have ended, the broader market has historically held up just fine with gains being more common than losses.""
+
+In previous streaks of strong outperformance of five months or more by supersized companies, he pointed out that the S&P 500 has averaged returns of 6.7% in the subsequent six months.
+
+And when you push that to 12 months, the index returns an average of 22.2%.
+
+""[P]utting mega caps aside, we found that narrow market breadth in general does not represent a bad omen for S&P 500 performance despite the contrary narrative being pushed by many investors,"" Belski added.
+
+What's your outlook for the rest of the stock market this year, not including mega-caps? Tweet me (@philrosenn) or email me (prosen@insider.com) to let me know.
+
+2. US stock futures edge higher early Thursday as the crucial deal to raise the debt ceiling passed the House of Representatives and moves to the Senate. Check out the latest market moves.
+
+3. Earnings on deck: Dell Technologies, Broadcom, and more, all reporting.
+
+4. The AI-software market will boom to $787 billion by 2026. Bank of America strategists just named the 20 stocks that will lead the way — and you can get the list here.
+
+5. Elon Musk told officials in Beijing that he is opposed to the US and China breaking economic ties. He reportedly expressed his disapproval of a potential decoupling while meeting with China's foreign ministers: ""The interests of the United States and China are intertwined like conjoined twins.""
+
+6. Investors are losing hope for a Fed pause. Now, markets are bracing for another rate hike at the June meeting. Here's what top experts have forecasted.
+
+7. Real-estate investors are retreating from the housing market at a record pace. Redfin data shows that home purchases by investors dropped 48.6% in the first quarter compared to a year ago. That's the largest annual decline since Redfin began taking records in 2000.
+
+8. A financially independent real-estate investor shared his strategy to score low rates in today's market. He just locked in a 2.5% interest rate on his latest deal — here's how he did it.
+
+9. This top-1% fund manager shared his four-part process for finding outstanding stocks without overpaying. Pinning down quality without coughing up a premium price is difficult to do, but Larry Pitkowsky says he has a specific method. He also shared his six favorite names to buy now.
+
+10. Bitcoin just clocked its first monthly drop of the year. The token had a stellar start to 2023, but slipped in May. Market experts say the rally has taken a breather as traders assess the uncertain macro picture.
+
+Curated by Phil Rosen in New York. Feedback or tips? Tweet @philrosenn or email prosen@insider.com.
+
+Edited by Max Adams (@maxradams) in New York and Nathan Rennolds (@ncrennolds) in London.",e267ca8f65c0431e8cc883c8a140282b,The stock market's strong 2023 performance comes down to just 5 massive companies,4,,,,
+22604,"Check your Starbucks coffee drink bottles; they might contain glass - PepsiCo issued a recall for more than 25,000 cases of 13.7-ounce glass bottled Starbucks Frappuccino Vanilla drinks, according to the U.S. Food and Drug Administration (FDA).
+
+The FDA said the company, which distributes bottled Starbucks coffee drinks, initiated the recall due to foreign glass objects found in the bottles.
+
+While the products were not sold at Starbucks retail locations, they were distributed to retailers nationwide.
+
+The affected products have sell-by dates of March 8, 2023; May 29, 2023; June 4, 2023; and June 10, 2023.
+
+The company said it is working to remove the affected products from stores. It is directing consumers with questions to call the Consumer Relations department at 1-800-211-8307.
+
+This is not the first issue PepsiCo has had with its Starbucks drinks.
+
+The company also had to recall its Starbucks Vanilla Espresso Triple Shot Energy Coffee Beverage due to the possible presence of metal fragments in September 2022.
+
+Nissan recall: 405K older vehicles recalled due to this serious malfunction
+
+Dog food recall: Throw away this brand; it may cause kidney failure
+
+Fabuloso cleaning products recalled: These are the bottles you should toss out
+
+Our journalism needs your support. Please subscribe today to NJ.com.
+
+Katherine Rodriguez can be reached at krodriguez@njadvancemedia.com. Have a tip? Tell us at nj.com/tips.","{'positive': 0.013081244, 'negative': 0.8148593, 'neutral': 0.17205937}","PepsiCo has issued a recall for more than 25,000 cases of 13.7-ounce glass bottled Starbucks Frappuccino Vanilla drinks due to foreign glass objects found in the bottles. The affected products were not sold at Starbucks retail locations, and were distributed to retailers nationwide. The company is working to remove the affected products from stores and is directing consumers with questions to call the Consumer Relations department at 1-800-211-8307. This is not the first issue PepsiCo has had with its Starbucks drinks, and the company also had to recall its Vanilla Espresso Triple Shot Energy Coffee Beverage due to the possible presence of metal fragments in September 2022.","PepsiCo, which distributes bottled Starbucks coffee drinks, issued a recall for more than 25,000 cases of 13.7-ounce glass bottled Starbucks Frappuccino Vanilla drinks, according to the U.S. Food and Drug Administration (FDA)",PEP,Food & Beverage,Non-Alcoholic Beverages,PepsiCo Inc,"{'Water Management': 'Water management relates to an entity’s direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities’ heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities’ brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity’s long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry’s competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry’s products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients—such as artificial sweeteners—may pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.714009101191801, 'Product Labelling & Marketing': 0.7532605281054903, 'Packaging Lifecycle Management': 0.7786726035442829, 'Energy Management': 0.7455647413530159, 'Fleet Fuel Management': 0.7548733558436956, 'Ingredient Sourcing': 0.7460269807144618, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7448218463053454, 'Health & Nutrition': 0.782665436113012}",0.782665436,Inchul,Major focus,Major focus,Negative,"Product Labelling & Marketing, Packaging Lifecycle Management",Major,Major,Negative,2023-03-09T11:36:31+00:00,https://finance.yahoo.com/news/ameren-nyse-aee-ticks-boxes-113631149.html?.tsrc=rss,"[{'name': 'companies', 'weight': 0.08878041}, {'name': 'company', 'weight': 0.08878041}, {'name': 'company management', 'weight': 0.08666029}, {'name': 'Ameren Insiders', 'weight': 0.08081022}, {'name': 'Loss making companies', 'weight': 0.07945981}, {'name': 'investors', 'weight': 0.07704408}, {'name': 'Ameren', 'weight': 0.07172933}, {'name': 'Earnings Growth', 'weight': 0.06809042}, {'name': 'Earnings growth', 'weight': 0.06809042}, {'name': 'good money', 'weight': 0.059418846}]",[{'name': 'Finance'}],"[{'data': 'Ameren', 'type': 'ORG', 'mentions': 14}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 2}, {'data': 'AEE', 'type': 'ORG', 'mentions': 1}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Peter Lynch', 'type': 'PERSON', 'mentions': 1}, {'data': 'One Up On Wall Street', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even companies that have no revenue, no profit, and a record of falling short, can manage to find investors. But as Peter Lynch said in One Up On Wall Street, 'Long shots almost never pay off.' Loss making companies can act like a sponge for capital - so investors should be cautious that they're not throwing good money after bad.
+
+If this kind of company isn't your style, you like companies that generate revenue, and even earn profits, then you may well be interested in Ameren (NYSE:AEE). While profit isn't the sole metric that should be considered when investing, it's worth recognising businesses that can consistently produce it.
+
+If a company can keep growing earnings per share (EPS) long enough, its share price should eventually follow. Therefore, there are plenty of investors who like to buy shares in companies that are growing EPS. Over the last three years, Ameren has grown EPS by 6.7% per year. This may not be setting the world alight, but it does show that EPS is on the upwards trend.
+
+Top-line growth is a great indicator that growth is sustainable, and combined with a high earnings before interest and taxation (EBIT) margin, it's a great way for a company to maintain a competitive advantage in the market. Ameren maintained stable EBIT margins over the last year, all while growing revenue 25% to US$7.7b. That's a real positive.
+
+The chart below shows how the company's bottom and top lines have progressed over time. Click on the chart to see the exact numbers.
+
+You don't drive with your eyes on the rear-view mirror, so you might be more interested in this free report showing analyst forecasts for Ameren's future profits.
+
+Are Ameren Insiders Aligned With All Shareholders?
+
+Owing to the size of Ameren, we wouldn't expect insiders to hold a significant proportion of the company. But we are reassured by the fact they have invested in the company. Indeed, they have a considerable amount of wealth invested in it, currently valued at US$114m. We note that this amounts to 0.5% of the company, which may be small owing to the sheer size of Ameren but it's still worth mentioning. So despite their percentage holding being low, company management still have plenty of reasons to deliver the best outcomes for investors.
+
+It's good to see that insiders are invested in the company, but are remuneration levels reasonable? A brief analysis of the CEO compensation suggests they are. Our analysis has discovered that the median total compensation for the CEOs of companies like Ameren, with market caps over US$8.0b, is about US$13m.
+
+The CEO of Ameren only received US$4.3m in total compensation for the year ending December 2021. That's clearly well below average, so at a glance that arrangement seems generous to shareholders and points to a modest remuneration culture. While the level of CEO compensation shouldn't be the biggest factor in how the company is viewed, modest remuneration is a positive, because it suggests that the board keeps shareholder interests in mind. It can also be a sign of a culture of integrity, in a broader sense.
+
+Is Ameren Worth Keeping An Eye On?
+
+One positive for Ameren is that it is growing EPS. That's nice to see. Earnings growth might be the main attraction for Ameren, but the fun does not stop there. Boasting both modest CEO pay and considerable insider ownership, you'd argue this one is worthy of the watchlist, at least. What about risks? Every company has them, and we've spotted 3 warning signs for Ameren (of which 1 is concerning!) you should know about.
+
+There's always the possibility of doing well buying stocks that are not growing earnings and do not have insiders buying shares. But for those who consider these important metrics, we encourage you to check out companies that do have those features. You can access a free list of them here.
+
+Please note the insider transactions discussed in this article refer to reportable transactions in the relevant jurisdiction.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",84a53812fc1540108b46a1744157ee93,Ameren (NYSE:AEE) Ticks All The Boxes When It Comes To Earnings Growth,4,,,,
+11983,"Why You’re Probably Hearing Less About Corporate Climate Initiatives - In the last week of April, around three in 10 voting shareholders at Goldman Sachs, Wells Fargo and Bank of America backed resolutions demanding that the banks explain how they were dealing with climate change. In the same week, Morningstar, the data provider, said that the first quarter of 2023 had been the weakest for the launch of new “sustainable” funds in three years, partly because of investor sensitivity to accusations of “greenwashing,” or the misrepresentation of climate initiatives. This followed a congressional measure to prevent retirement plan managers from even considering social and climate issues in their investments (which President Biden vetoed). How are business leaders to deal with the bewildering signals around E.S.G. — short for environmental, social and governance factors? On one side, prominent investors are calling on them to show they take climate change seriously. On the other, campaigners against “woke capitalism” are pushing for chief executives to focus solely on making money for their shareholders. It’s not a new dilemma. Chief executives have been debating the proper role of corporations — to make profits for shareholders or to serve society at large? — for more than a century. The Michigan Supreme Court considered the question in 1919, when the Dodge brothers, as shareholders in the Ford Motor Company, complained that Henry Ford was diverting profits into expanding the business and lowering the price of cars, rather than paying dividends. More than 50 years before Milton Friedman would famously declare that an executive’s responsibility was to make “as much money as possible,” Ford argued the opposite, saying the purpose of a corporation was to increase employment and pay good wages, and only incidentally to make money. The court ruled in favor of the Dodges.
+
+Some business leaders sided with Ford. Owen Young, the chairman of General Electric, said in the 1920s that, in addition to paying a “fair rate of return,” corporations had an obligation to labor, customers and the public. Jack Welch, a future General Electric leader, became a champion of shareholder value. But he later told the Financial Times, in the wake of the 2008 financial crisis, that shareholder value was actually “the dumbest idea in the world” and that “your main constituencies are your employees, your customers and your products.” The conflict between creating value for shareholders and serving a wider set of stakeholders tends to become particularly acute during societal shifts, says Jennifer Howard-Grenville, a professor at the University of Cambridge’s Judge Business School. The 2008 financial crisis was one. The climate crisis, she says, is another. How can chief executives balance climate reality with the pressures from the anti-woke crowd? Some business leaders have responded by denying there is any contradiction — provided you take the long view. Paul Polman, the chief executive of Unilever from 2009 to 2018, insisted the consumer group’s future was inextricably linked to the planet’s. Unilever had been around for more than 100 years, he said in a speech the year after his appointment. To continue to exist for centuries more it needed shareholders who looked far ahead, too. To those who didn’t, Mr. Polman said, “don’t put your money in our company.” Which was fine, until a 2017 bid from Kraft Heinz, later withdrawn, forced Mr. Polman into an immediate shoring up of Unilever’s stock price through cost cutting, dividend increases and a share buyback. The problem with Polman’s strategy is that many investors and lenders want their money, if not now, then soon. As Stuart Kirk, the former global head of responsible investment at HSBC Asset Management, said in a speech last year that led to his departure: “At a big bank like ours, at HSBC, what do people think the average loan length is? It’s six years. What happens to the planet in year seven is actually irrelevant to our loan book.” Georg Kell, the chairman of Arabesque, a group of financial technology companies, has a claim to being the inventor of the E.S.G. label. He was the founder of the United Nations Global Compact, which, in 2004 launched an effort to “better integrate environmental, social and corporate governance issues in asset management, securities brokerage services and associated research functions.”
+
+He says even chief executives who insist on making long-term climate pledges will not be able to stick to them. It‚Äôs like marriage vows, Mr. Kell says. Divorce rates show that half of couples won‚Äôt live up to them. It doesn‚Äôt help that E.S.G. has become part of the U.S. culture wars, with Gov. Ron DeSantis of Florida and his followers bellowing at those who make sustainability promises. Mr. Kell can see the sense in chief executives being quiet about their climate commitments. ‚ÄúAvoid unnecessary political exposure. Maybe don‚Äôt use the term E.S.G. for the next year or two until the presidential elections are over,‚Äù he advises. Chief executives will also need to accept that, apart from the political crossfire, external events may stymie their environmental intentions. Russia‚Äôs war on Ukraine made plain that our economies can‚Äôt yet do without fossil fuels. Mr. Kell agrees with Larry Fink, the chairman and Chief executive of BlackRock and a supporter of stakeholder capitalism. In his 2023 letter to investors, Mr. Fink conceded that the move to sustainable energy ‚Äúwill not be a straight line. Different countries and industries will move at different speeds, and oil and gas will play a vital role in meeting global energy demands through that journey.‚Äù But Mr. Kell argues that the direction of travel remains clear. ‚ÄúDecarbonization is here to stay,‚Äù he said. Whatever the pressure from politicians or shorter-horizon investors, Mr. Kell says corporate leaders should ensure, however quietly, that ‚Äúyour narrative, your strategy is robust, updated continuously.‚Äù As for greenwashing, Ms. Howard-Grenville counsels chief executives against being panicked into overpromising. ‚ÄúIt‚Äôs always smarter and safer to do more than you say than, obviously, to say more than you do.‚Äù Michael Skapinker is a London-based business writer and the author of ‚ÄúInside the Leaders‚Äô Club: How Top Companies Deal With Pressing Business Issues.‚Äù","{'positive': 0.051021025, 'negative': 0.34477162, 'neutral': 0.60420734}","In the last week of April, around three in 10 voting shareholders at Goldman Sachs, Wells Fargo and Bank of America backed resolutions demanding that the banks explain how they were dealing with climate change. This followed a congressional measure to prevent retirement plan managers from even considering social and climate issues in their investments. On one side, prominent investors are calling on them to show they take climate change seriously. On the other, campaigners against ‚Äúwoke capitalism‚Äù are pushing for chief executives to focus solely on making money for their shareholders. Business leaders have responded by denying there is any contradiction, provided you take the long view.","Amid accusations of ‚Äúgreenwashing‚Äù and ‚Äúwoke capitalism,‚Äù some business advisers say staying quiet might be the best option.",GE,Resource Transformation,Electrical & Electronic Equipment,General Electric Co,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity‚Äôs brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity‚Äôs cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7509978537858573, 'Hazardous Waste Management': 0.7643436615782344, 'Materials Sourcing': 0.7678687626622578, 'Energy Management': 0.7694446540494471, 'Product Lifecycle Management': 0.797275585882994, 'Business Ethics': 0.7975315296919367}",0.7975315296919367,Inchul,Major focus,Minor focus,Neutral,Business Ethics,Major,Major,Negative,2023-05-20T11:42:27+00:00,https://www.cnbc.com/2023/05/20/alphabet-and-this-concert-promoter-are-among-wall-streets-most-overbought-stocks.html,"[{'name': 'stocks', 'weight': 0.11943403}, {'name': 'PM YTD mountain Tobacco giant Philip Morris stock', 'weight': 0.10049215}, {'name': 'CTLT YTD mountain Catalent stock', 'weight': 0.100196294}, {'name': 'tobacco giant Philip Morris', 'weight': 0.08241872}, {'name': 'Philip Morris', 'weight': 0.07598057}, {'name': 'investor excitement', 'weight': 0.07248295}, {'name': 'FactSet data', 'weight': 0.07064141}, {'name': 'GOOGL YTD mountain Google-parent Alphabet stock', 'weight': 0.06775828}, {'name': 'investors', 'weight': 0.06750864}, {'name': 'artificial intelligence', 'weight': 0.06633929}]",[{'name': 'Finance'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'Dow Jones Industrial Average', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC Pro', 'type': 'ORG', 'mentions': 3}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': 'Live Nation', 'type': 'ORG', 'mentions': 1}, {'data': 'Philip Morris', 'type': 'ORG', 'mentions': 3}, {'data': 'Catalent', 'type': 'ORG', 'mentions': 3}, {'data': 'PM YTD', 'type': 'ORG', 'mentions': 2}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chris Hayes', 'type': 'PERSON', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}]","Wall Street is looking for refuge as debt-ceiling negotiations between congressional leaders and President Joe Biden hit an obstacle. Republican negotiators paused debt ceiling talks Friday, pushing stocks lower for the day. Nevertheless, the three major averages rose for the week. The S & P 500 gained 1.65% through Friday, while the Nasdaq Composite and Dow Jones Industrial Average added 3.04% and 0.38%, respectively. CNBC Pro used FactSet data to compile a list of the most overbought and oversold stocks in the S & P 500 through Friday, based the relative strength index, a technical indicator that measures momentum. A 14-day RSI of 70 or more typically means a stock is overbought. A 14-day RSI reading below 30 signals that a stock is oversold — which may also suggest a buying opportunity for discount-minded investors. CNBC Pro focused on the 10 most overbought and 10 most oversold stocks. Google-parent company Alphabet is one of the most overbought stocks on Wall Street, with a 14-day RSI reading of 82.5. The company is seemingly riding a wave of investor excitement over artificial intelligence. Google announced its entry into the generative AI chatbot world with Bard. Even with shares up 39% in 2023, nearly 79% of analysts covering Alphabet have rated it as a buy, according to FactSet. GOOGL YTD mountain Google-parent Alphabet stock. But the top spot is reserved for concert ticket behemoth Live Nation . The company has a 14-day RSI rating of 89.1, while 60% of analysts covering the stock rate it as a buy. The average price target set by analysts polled by FactSet implies about 14% upside from the stock's current trading levels. Among oversold names — where investors may be able to pick up a bargain — tobacco giant Philip Morris has the second-lowest 14-day RSI of 13.41, compared to Catalent' s RSI of 8.03. More than 57% of analysts who cover Philip Morris rate it as a buy, with the mean price target implying upside of 22.4%. PM YTD mountain Tobacco giant Philip Morris stock. Meanwhile more than 55% of analysts who cover C atalent have the pharmaceutical stock rated as a buy. The mean price target represents nearly 75% upside from the stock's recent trading levels. CTLT YTD mountain Catalent stock. - CNBC's Chris Hayes contributed to this report.",f973ac091b084545b048acfe29180b66,Alphabet and this concert promoter are among Wall Street's most overbought stocks,4,,,,
+17399,"AI-Generated Data Could Be a Boon for Healthcare—If Only It Seemed More Real - Johnson & Johnson employees collaborate at the company’s Irvine, Calif., lab. The company sees potential in using synthetic data for research, but said the technology still needs to mature.
+
+Healthcare companies have been mesmerized by the possibilities of “synthetic data”—data built out by applying artificial intelligence algorithms to real data sets. But ongoing technology challenges continue to limit widespread industry adoption, with many companies holding back on using it.
+
+For years, drug and health researchers have been experimenting with the technology, which enables them to more freely analyze, for example, the impact of a drug on a given subpopulation, without the typical privacy and regulatory hurdles. A 2021 Gartner study estimated that by next year, 60% of the data used broadly for the development of AI and analytics projects would be synthetically generated.
+
+Reality is nowhere near that, clarified Arun Chandrasekaran, an analyst at the IT research and consulting firm. In some areas, he said, the engendered data has made headway, for instance, as images for training self-driving cars. But in health and drug research, where synthetic data could be particularly useful in generating medical records, adoption remains low.
+
+The technology’s steep cost and the sparse number of vendors have been a drag on its uptake. But the far larger problem, healthcare companies say, is ensuring that synthetic data accurately represents the target population—in other words, is more like real data.
+
+“The complexity and the variability in healthcare and science makes it a really hard problem to solve,” said Jim Swanson, chief information officer of Johnson & Johnson.
+
+One area where Swanson sees promise is in analyzing the long-term impacts and effectiveness of medicines already on the market. Currently the company does this with de-identified patient data—data from which identifiers have been removed or changed, but which could be linked back to the person by other details. (Anonymized data in theory strips out all identifiable information.) Synthetic data could create much larger data sets, including in areas with stringent data curbs, the company said.
+
+But creating a representative data set is hard, given the many relevant variables in patients: how many medications they are on, whether they smoke, whether they need a hip replacement, among many others, Swanson said. And those variables can change as new scientific discoveries emerge, he added. At the same time, it’s critical that the mix and makeup of variables in the original data be fairly captured in the synthetic data order to run an accurate analysis.
+
+“You can create synthetic data easily enough, but is it correlated enough to give you a specific and an accurate example?” Swanson said. “That’s the problem you have to solve.”
+
+When creating synthetic data, there’s a trade-off between accuracy and privacy, said Lalana Kagal, principal research scientist at the MIT Computer Science and Artificial Intelligence Lab. Typically, synthetic data is created by running real data through an AI algorithm that re-creates it in a form that is similar, but not identical. The closer the synthetic data is to the original source data, the more accurate it is—but it is also more likely to leak the original data. In addition, it’s unclear exactly how similar synthetic data must be to the source data to be subject to HIPAA laws, she said. The Health Insurance Portability and Accountability Act shields health records.
+
+It’s possible new techniques could be developed to ensure the original data stays private without sacrificing the accuracy of the synthetic data, Kagal said. In the meantime, some companies are hanging back.
+
+In 2021, genomics company Illumina published a promising case study on the use of synthetic data in genomics with technology vendor Gretel. More recently, however, Illumina said synthetic data isn’t a priority in research and development at the company.
+
+At NewYork-Presbyterian, Peter Fleischut, chief information and transformation officer, said he’s more focused on ensuring there are strong enough cybersecurity and privacy systems in place to use real data. He is following developments around synthetic data, he said, but it’s not something the medical center has experimented much with.
+
+“If we’re creating a heart-failure algorithm, we really think that those algorithms should be based on actual data and patients that represent the patients that we serve,” Fleischut said. With synthetic data, “I have not yet been convinced that it’s truly representative of the patients we serve.”
+
+Yet another difficulty is the fledgling vendor market, said Gartner’s Chandrasekaran. Gartner is tracking just over two dozen vendors, but most are startups, founded in the last four to five years. The major cloud providers, which businesses are generally more comfortable working with, have largely stayed out of the market, he said. They might be tempted in once there’s more demand, but it’s hard to generate that demand without them already in the market, he said, calling it “sort of a chicken and egg.”
+
+The health sector’s reticence might be overcome as the technology matures.
+
+Swanson said, “We’re excited about its potential.”","{'positive': 0.038094226, 'negative': 0.19974574, 'neutral': 0.76216006}","Healthcare companies have been mesmerized by the possibilities of “synthetic data” (artificial intelligence algorithms) that can be applied to real data sets. However, ongoing technology challenges continue to limit widespread industry adoption, with many companies holding back on using it. A 2021 Gartner study estimated that by next year, 60% of the data used broadly for the development of AI and analytics projects would be synthetically generated. Healthcare companies say that creating a representative data set is hard, given the many relevant variables in patients, such as how many medications they are on, whether they smoke, or whether they need a hip replacement, among many others. Synthetic data could create much larger data sets, including in areas with stringent data curbs, but it is critical that the mix and makeup of variables in the original data be fairly captured in the synthetic data order to run an accurate analysis. It is unclear exactly how similar synthetic data must be to the source data to be subject to HIPAA laws, and some companies are hanging back. In the meantime, some companies have published a promising case study on the use of synthetic data in genomics with technology vendor Gretel.",AI enables researchers to weave ‘synthetic data’ from sets of patient data. But CIOs question whether the generated data sufficiently captures the medical variables useful in research.,ILMN,Health Care,Medical Equipment & Supplies,Illumina Inc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.747637741238861, 'Supply Chain Management': 0.7599991737833839, 'Ethical Marketing': 0.7891232553793335, 'Business Ethics': 0.7593178059748958, 'Product Design & Lifecycle Management': 0.7802679164802264, 'Affordability & Pricing': 0.7674907024257928}",0.7891232553793335,Inchul,Minor focus,Minor focus,Neutral,"Product Design & Lifecycle Management, None",Major,Minor,Neutral,2023-08-11T12:45:25.486000+00:00,https://www.bloomberg.com/news/articles/2023-08-11/amazon-cracks-down-on-employees-who-stay-away-from-the-office,"[{'name': 'office', 'weight': 0.12348305}, {'name': 'Bloomberg', 'weight': 0.1154273}, {'name': 'companies', 'weight': 0.111622564}, {'name': 'Employees', 'weight': 0.10531767}, {'name': 'employees', 'weight': 0.10531767}, {'name': 'Amazon.com Inc.', 'weight': 0.10059224}, {'name': 'US workers', 'weight': 0.09747576}, {'name': 'time', 'weight': 0.08679775}, {'name': 'US', 'weight': 0.07568812}, {'name': 'Some US employees', 'weight': 0.06484694}]",[{'name': 'Tech'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'The Financial Times', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}]","Amazon.com Inc. is cracking down on US workers who have ignored its return-to-office guidelines, in the latest example of companies attempting to reduce the amount of time employees work remotely.
+
+Some US employees at Amazon received an email this week stating that they are not meeting the company’s expectation of spending at least three days a week in the office, according to a copy of the message seen by Bloomberg. The Financial Times reported on the email previously.",a04bd73198d041a1bf463bd047ec9b0c,Amazon Cracks Down on Employees Who Stay Away From the Office,4,,,,
+22299,"Yellow shops 3PL unit; negotiations with union yield nothing - Less-than-truckload carrier Yellow Corp. announced Thursday after the market closed that it was shopping its logistics unit, Yellow Logistics Inc.
+
+The unit, formerly known as HNRY Logistics, specializes in truckload, contract logistics and warehousing and distribution services. It manages operations out of six warehouses and reports results through an independent subsidiary of Yellow.
+
+Revenue for the business is not disclosed.
+
+The news release said the company was engaged with “multiple interested parties” regarding the divestiture.
+
+“Yellow Logistics is one of the fastest growing 3PLs in the industry and has been since its inception,” said Jason Bergman, president of Yellow Logistics and Yellow’s chief commercial officer. “Our deep knowledge of moving freight in multiple modes and knowing how to execute on these solutions reliably and within customers’ budgets adds value and strengthens their supply chains.”
+
+In recent days, promotions for the business on social media show “it’s business as usual,” as it has a nonunion workforce that isn’t party to the current troubles facing its much larger LTL unit.
+
+A Thursday letter from the Teamsters negotiating committee to local unions at all four of Yellow’s LTL operating companies said recent negotiations have failed to yield a deal.
+
+The letter rehashed a back-and-forth exchange the two parties had earlier in the week. The union said the company can’t make good on the $11-per-hour wages and benefits increase it previously offered. The two parties began negotiations late Sunday.
+
+Yellow missed required contribution payments due July 15, which would have left employees at operating companies Holland and YRC Freight without health insurance. Teamsters planned to strike on Monday but Central States Funds agreed to extend coverage for affected employees, giving the company 30 days to cure the delinquency.
+
+Yellow has been trying to ink a deal covering proposed work rules changes and wages “to use the agreement to shop for financing,” the letter said. Yellow has maintained a second phase of operational changes is required to streamline its business and cost structure.
+
+It has also been a requirement of its lending group, which the company said would be willing to help restructure its $1.3 billion in debt coming due next year if it came to terms with labor.
+
+Sticking points, according to the letter, continue to center on wages — Yellow wants contractual increases for August and October to be “baked into” a new five-year deal, meaning the comp package wouldn’t equate to $11 per hour, the letter said.
+
+The parties also remain at odds over flexibility in work rules.
+
+A source familiar with the negotiations said, “The final contract that the IBT insisted on was, in fact, higher than Yellow’s best offer two weeks ago.” The source also said the union was seeking a bonus.
+
+The letter said the company rejected its “bottom-line term sheet.”
+
+The negotiating committee also said it sought intervention from the White House and the Department of Labor to intervene in the negotiations.
+
+Representatives from Yellow were not available for comment.
+
+The company has blamed the union for stall tactics and said it intentionally blocked the change of operations for nine months knowing the carrier would run out of money.
+
+Yellow has said the Teamsters decision to strike over missed benefits payments is what caused freight to leave its network. However, the Teamsters say the company had the money to make required contributions to six health and pension funds but chose not to.
+
+A filing with the Securities and Exchange Commission showed the carrier had in excess of $100 million as of June 30 and the union says Yellow made the decision to defer the payments on July 7.
+
+“Yellow’s Board of Directors deliberately chose not to make contribution payments for the benefit of its employees so that it could ‘conserve’ Yellow’s cash and assets for its shareholders and stakeholders other than its employees and their benefit funds.”
+
+It said the company could have made the payments and avoided the strike notice, which sent customers fleeing.
+
+The letter said the company has stopped picking up freight. It also said Yellow’s internal employees have provided conflicting reports about whether it will or won’t file for bankruptcy.
+
+“TNFINC [Teamsters National Freight Industry Negotiating Committee] has NOT been advised by Yellow that it is filing for bankruptcy at this time,” the letter read. “However, it does appear that time is close to expiring for Yellow to obtain financing, and it is becoming increasingly likely that Yellow either will shut down or file bankruptcy.”
+
+Yellow did set aside cash to fund payroll “for this week and for all days worked,” the letter said. Teamsters said it doesn’t know if that includes contributions to health and welfare funds.
+
+The negotiating committee and Teamsters will “continue to try to work with the Government to determine whether there is a way to protect the Teamster families at Yellow.” Both are also willing to work with the company’s lenders or potential lenders.
+
+“Hope, however, is fading,” the letter said.
+
+Shares of YELL were down 44.1% on the bankruptcy reports Thursday compared to the S&P 500, which was down 0.6%.
+• None Old Dominion uses cost control to mitigate slumping demand in Q2
+
+The post Yellow shops 3PL unit; negotiations with union yield nothing appeared first on FreightWaves.","{'positive': 0.10173106, 'negative': 0.79008245, 'neutral': 0.10818644}","Yellow Corp. announced Thursday that it was shopping its logistics unit, Yellow Logistics Inc. The unit, formerly known as HNRY Logistics, specializes in truckload, contract logistics and warehousing and distribution services. The company is engaged with “multiple interested parties” regarding the divestiture, and recent negotiations have failed to yield a deal. The parties remain at odds over flexibility in work rules, while a filing with the Securities and Exchange Commission showed the carrier had in excess of $100 million as of June 30. Yellow has blamed the union for stall tactics and said it intentionally blocked the change of operations for nine months.","On Thursday, Yellow Corp. said it is seeking a buyer for its logistics business and the union said negotiations have been fruitless. The post Yellow shops 3PL unit; negotiations with union yield nothing appeared first on FreightWaves.",ODFL,Transportation,Road Transportation,Old Dominion Freight Line Inc,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.7829814069398335, 'Air Quality': 0.7278031124686685, 'Greenhouse Gas Emissions': 0.7461203316260058, 'Accident & Safety Management': 0.7617900286091398}",0.7829814069398335,Inchul,Minor focus,Minor focus,Negative,"Driver Working Conditions, Accident & Safety Management",Minor,Minor,Neutral,2023-04-24T15:44:51+00:00,https://www.forbes.com/sites/antonyleather/2023/04/24/amd-mocks-nvidia-surprise-cuts-to-graphics-card-prices/,"[{'name': 'Graphics Card Prices', 'weight': 0.114896335}, {'name': 'Graphics card prices', 'weight': 0.114896335}, {'name': 'RTX 4070', 'weight': 0.09931702}, {'name': 'video memory', 'weight': 0.09712241}, {'name': 'ample video memory', 'weight': 0.09570768}, {'name': 'most games', 'weight': 0.0938381}, {'name': 'price cuts', 'weight': 0.092274085}, {'name': 'games', 'weight': 0.09058427}, {'name': 'new mid-range models', 'weight': 0.0880052}, {'name': 'Radeon RX 6950 XT', 'weight': 0.086456664}]",[{'name': 'Tech'}],"[{'data': 'AMD', 'type': 'ORG', 'mentions': 7}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 9}, {'data': 'Radeon', 'type': 'ORG', 'mentions': 2}, {'data': 'Radeon RX 6950 XT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'RTX 4070', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'The RX 6950 XT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'RX 7600 series', 'type': 'PRODUCT', 'mentions': 2}, {'data': '7700', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Radeon RX 6800', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Far Cry 6', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Computex', 'type': 'EVENT', 'mentions': 1}, {'data': 'Taiwan', 'type': 'GPE', 'mentions': 1}]","Graphics card prices could be falling in coming weeks if AMD's recent move is anything to go by. It's Radeon RX 6950 XT now costs just $630, down from nearly $700, shortly after the launch of Nvidia's RTX 4070 two weeks ago. The RX 6950 XT now sits within $30 of the new Nvidia card, but has 16GB of video memory compared to just 12GB for the RTX 4070.
+
+Many have argued that Nvidia is including too little memory with its latest graphics cards, both to handle the latest games and given the graphics cards' price. AMD typically includes 16GB of memory with its RX 6800 and 6900-series cards, all of which are in the mix in competing with RTX 4070.
+
+In a recent snub of Nvidia, AMD emphasised its memory advantage saying the latest games ‘require ample video memory to ensure your games run without a hitch'.
+
+It seems AMD is keen to compete at least at the $600 mark, and the RX 6950 XT not only has more memory than the RTX 4070, but outperforms it in most games too. The Nvidia card isn't beaten everywhere, though, and still has the advantage of DLSS and excellent ray tracing performance as well as supremely low power consumption.
+
+However, there are plenty of games that already push the RTX 4070's 12GB of video memory to its limits. Far Cry 6 for example requires 12GB of VRAM to fully utilize its HD texture pack for enhanced graphics, and this is a relatively old game now.
+
+Nvidia is widely expected to launch the highly anticipated RTX 4060 series in the next six weeks and AMD could be doing the same with the Radeon RX 7600 series at the May Computex event in Taiwan. This will mean renewed competition in the mid-range and hopefully price cuts to previous generation models too.
+
+This is important as AMD's absence from the mid-range and low end markets after the launch of its Radeon RX 7900-series cards a few months ago have meant its only weapon against Nvidia below this level was price cuts. Even now, there is no clear timeline for a 7800-series or 7700-series despite the likes of the Radeon RX 6800 having launched all the way back in 2020.
+
+However, with Nvidia's higher prices and lack of mid range models itself, at least below the RTX 4070, this has meant that prices remain stubbornly high for those looking to build PCs with modest budgets. If both companies are aiming to release new mid-range models within weeks of each other, this could be good new for PC gamers.
+
+Are you looking to upgrade or build a PC in the near future? What hardware are you considering? Feel free to comment on this article below.",6b63ebe41f564c848cce3572c4bfe371,"AMD Mocks Nvidia, Surprise Cuts To Graphics Card Prices",4,,,,
+6875,"General Motors Competes for Stake in Vale’s Base Metals Unit - (Bloomberg) -- General Motors Co. is competing for a stake in Brazilian mining giant Vale SA’s base metals unit, people familiar with the matter said, underscoring automakers’ desire for easy access to the materials needed for electric vehicle batteries.
+• None Meta Asks Many Managers to Get Back to Making Things or Leave
+• None George Santos Gets Into Fight With Mitt Romney at State of the Union Debut
+• None Trump Charges in Georgia Over 2020 Could Lead to Bigger Fed Case
+• None Powell Says Further Rate Hikes Needed and Markets Take Heed
+
+Detroit-based General Motors has advanced to the next round of bidding for a minority stake in the business, the people said, asking not to be identified discussing confidential information. Vale could raise more than $2 billion from a deal, according to the people.
+
+Bloomberg News reported in November that Saudi Arabia’s Public Investment Fund and Japanese trading house Mitsui & Co. were also weighing making offers for a slice of the nickel and copper operations. Deliberations are ongoing and Vale has made no final decisions about a sale, the people said.
+
+Representatives for General Motors and Vale declined to comment.
+
+Vale is separating the base metal assets from its iron ore operations and wants to unveil a strategic partner for the new entity in the first half of 2023, management said last year. The Rio de Janeiro-based company is making the move as a shift away from fossil fuels spurs demand for materials that are key to the manufacture of EV batteries.
+
+Automakers have been stepping up efforts to lock in supplies of nickel and copper, including through direct deals with producers of these metals. Vale is already a direct supplier of nickel for Tesla Inc. batteries. General Motors reached its own agreement with Vale last year to buy supplies of the metal.
+
+In January, General Motors and Lithium Americas Corp. agreed a $650 million pact to develop the largest US lithium deposit, at the Thacker Pass mine in Nevada. The deal gives General Motors exclusive access to the first phase of production, which is expected to begin in 2026 and forecast to supply as many as 1 million EVs per year.
+
+--With assistance from Mariana Durao and David Welch.
+• None Lab-Grown Meat Has a Bigger Problem Than the Lab
+• None Why Companies Are Setting Prices Wrong, and How to Do It Right
+• None That Zoom Meeting Really Could Have Been a Simple Phone Call
+• None Shell’s Grand Plan to Fight Climate Change (and Continue to Cause It)","{'positive': 0.19156258, 'negative': 0.031214522, 'neutral': 0.77722293}","General Motors Co. is competing for a stake in Brazilian mining giant Vale SA’s base metals unit, people familiar with the matter said, underscoring automakers’ desire for easy access to the materials needed for electric vehicle batteries. • None Meta Asks Many Managers to Get Back to Making Things or Leave
+• None George Santos Gets Into Fight With Mitt Romney at State of the Union Debut
+• None Trump Charges in Georgia Over 2020 Could Lead to Bigger Fed Case
+• None Powell Says Further Rate Hikes Needed and Markets Take Heed The Rio de Janeiro-based company is making the move as a shift away from fossil fuels spurs demand for materials that are key to the manufacture of EV batteries. General Motors reached its own agreement with Vale last year to buy supplies of the metal.","(Bloomberg) -- General Motors Co. is competing for a stake in Brazilian mining giant Vale SA’s base metals unit, people familiar with the matter said, underscoring automakers’ desire for easy access to the materials needed for electric vehicle batteries.Most Read from BloombergMeta Asks Many Managers to Get Back to Making Things or LeaveGeorge Santos Gets Into Fight With Mitt Romney at State of the Union DebutTrump Charges in Georgia Over 2020 Could Lead to Bigger Fed CaseQuake Toll Hits 4,000 i",GM,Transportation,Automobiles,General Motors Company,"{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer’s cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity’s risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.7325737702309861, 'Materials Sourcing': 0.8085581344920496, 'Materials Efficiency & Recycling': 0.7676965811238159, 'Fuel Economy & Use-phase Emissions': 0.759096368539059, 'Labour Practices': 0.783433922209688}",0.8085581344920496,Inchul,Major focus,Major focus,Positive,"Materials Sourcing, Fuel Economy & Use-phase Emissions",Minor,Minor,Negative,2023-02-08T20:54:06+00:00,https://finance.yahoo.com/news/nfl-must-face-class-action-205406730.html,"[{'name': 'Sunday Ticket package games', 'weight': 0.14920917}, {'name': 'Sunday Ticket', 'weight': 0.14303577}, {'name': 'individual Sunday Ticket residential subscribers', 'weight': 0.1336439}, {'name': 'plaintiffs classes', 'weight': 0.11774773}, {'name': 'Sunday', 'weight': 0.11121108}, {'name': 'class action lawsuit', 'weight': 0.09891532}, {'name': 'classes', 'weight': 0.09499684}, {'name': 'televised games', 'weight': 0.094701886}, {'name': 'games', 'weight': 0.09343355}, {'name': 'Satellite provider DirecTV', 'weight': 0.07443385}]",[{'name': 'Sports'}],"[{'data': 'NFL', 'type': 'ORG', 'mentions': 6}, {'data': 'Sunday Ticket', 'type': 'ORG', 'mentions': 6}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'The U.S. National Football League', 'type': 'ORG', 'mentions': 1}, {'data': 'DirecTV', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'Sunday Ticket', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Philip Gutierrez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mike Scarcella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Leigh Jones', 'type': 'PERSON', 'mentions': 1}, {'data': 'Josie Kao', 'type': 'PERSON', 'mentions': 1}]","Feb 8 (Reuters) - The U.S. National Football League (NFL) must face a $6 billion class action alleging it unlawfully limited televised games and drove up the cost of its ""Sunday Ticket"" package, a U.S. judge ruled on Tuesday.
+
+Sunday Ticket lets subscribers watch local and out-of-market games on Sunday, while football fans otherwise in any given market can only see a limited number of games.
+
+The case will be divided into two sets of plaintiffs classes - individual Sunday Ticket residential subscribers and commercial establishments, such as hotels and bars.
+
+U.S. District Judge Philip Gutierrez in Los Angeles certified the case as a class action against the NFL and its teams, a key step for plaintiffs' lawyers in cases that can involve many potential individual claims.
+
+The plaintiffs' attorneys are seeking as much as $6 billion in damages for individuals and commercial entities that purchased Sunday Ticket from DirecTV since 2011, according to an expert's report the plaintiffs submitted to the court,
+
+Satellite provider DirecTV has the rights until the end of the 2022 to 2023 season to Sunday Ticket.
+
+Another expert's report from the plaintiffs recorded at least 2.4 million members in the residential class. The commercial class has about 48,000 members.
+
+A spokesperson for the NFL on Wednesday did not immediately respond to a message seeking comment.
+
+Lawyers for the NFL and its teams have denied liability and argued the plaintiffs' lawyers failed to meet certain legal requirements to form classes.
+
+The NFL's attorneys said any injunction changing the distribution of games would be moot since the league's deal with DirecTV is ending at the conclusion of the 2022 to 2023 football season.
+
+Google-owned YouTube in December signed a multi-year deal for exclusive streaming of Sunday Ticket package games. Google did not immediately respond to a message seeking comment.
+
+The judge's ruling said despite the ""new home for Sunday Ticket, the entire class is likely to continue to be subjected to defendants' anticompetitive restraints on telecasts.""
+
+Lawyers for the plaintiffs did not immediately respond to a message seeking comment.
+
+A trial is set to begin in February 2024. (Reporting by Mike Scarcella; Editing by Leigh Jones and Josie Kao)",82649403f6d74b23b4a043ea92702247,NFL must face class action lawsuit over 'Sunday Ticket' prices,4,,,,
+16850,"The Next Step For Your Wellness Routine: Travel - According to the report, half of global travelers noted that they are looking for travel experiences that support their wellness goals and priorities in 2023. For those who want to maintain their routine on the road, the solution may be as easy as choosing the right hotel.
+
+“At Hilton, guest wellness is always top of mind, and we continue to find ways to ensure they feel cared for from check-in to checkout,” said Matt Schuyler, chief brand officer at Hilton. “Whether looking to maintain an established routine, like a daily Peloton ride, or seeking an immersive experience, we strive to bring wellness to the forefront of our brands, and meeting guests wherever they may be on their wellness journey.”
+
+A third of global travelers reported that being able to address their physical well-being while traveling will be a priority in 2023, and for more than a quarter of respondents, accessibility to amenities, like fitness centers or classes, will also be top of mind. Many travelers are looking to maintain the consistency of their daily routine — even when on the road. For instance, the millions of people around the world who joined the Peloton community during the pandemic are now seeking out locations that offer Peloton equipment either on-site or nearby when they are traveling. As a solution, Hilton recently partnered with the connected fitness platform to bring Peloton Bikes to nearly all of its 5,400 U.S. hotels.
+
+With some travelers also preferring to work out in private, programs like Five Feet to Fitness, and soon Five Feet to Fitness with Peloton, bring fitness equipment to within just five feet of a guest’s bed.
+
+Travelers staying at Waldorf Astoria Hotels & Resorts will enjoy Aesop products in their guest room. The new brand partnership provides guests with an elevated experience for the skin, body, and hair, leaving them at their best as they get ready for their day or unwind. The Tempo by Hilton hotel portfolio, set to open its first property in New York this year, will offer spacious bathrooms with Bluetooth speakers and bath amenities by Apotheke.
+
+The outdoors are in
+
+Nothing provides an overall holistic wellness experience like some time spent outdoors. More than a third (36%) of travelers will be looking to learn about local cultures or give back during their travels this year, and whether they are looking for an uphill climb with a great view or a relaxing night to stargaze, there’s nothing like zoning in on experiences that help block everything else out.
+
+From experiences to connect the mind and body — like the Alchemy Mud & Crystal Wrap at the Tierra Luna Spa at Arizona Biltmore, A Waldorf Astoria Resort — to adventure-filled fun — such as rainforest zip line tours and snorkeling in the Golfo Dulce at Botanika Osa Peninsula, Curio Collection by Hilton — there’s something for everyone to spend that much-needed time connecting with nature and the world around them.
+
+To plan your next wellness-focused adventure, visit Hilton.com. For more insights on how people are recognizing travel as an essential part of their wellness routine, check out Hilton’s The 2023 Traveler: Emerging Trends that are Innovating the Travel Experience.","{'positive': 0.10710541, 'negative': 0.0126499105, 'neutral': 0.88024473}","For those who want to maintain their routine on the road, the solution may be as easy as choosing the right hotel.
+
+“At Hilton, guest wellness is always top of mind, and we continue to find ways to ensure they feel cared for from check-in to checkout,” said Matt Schuyler, chief brand officer at Hilton. “Whether looking to maintain an established routine, like a daily Peloton ride, or seeking an immersive experience, we strive to bring wellness to the forefront of our brands, and meeting guests wherever they may be on their wellness journey.”
+
+A third of global travelers reported that being able to address their physical well-being while traveling will be a priority in 2023, and for more than a quarter of respondents, accessibility to amenities, like fitness centers or classes, will also be top of mind. As a solution, Hilton recently partnered with the connected fitness platform to bring Peloton Bikes to nearly all of its 5,400 U.S. hotels. From experiences to connect the mind and body ‚Äî like the Alchemy Mud & Crystal Wrap at the Tierra Luna Spa at Arizona Biltmore, A Waldorf Astoria Resort ‚Äî to adventure-filled fun ‚Äî such as rainforest zip line tours and snorkeling in the Golfo Dulce at Botanika Osa Peninsula, Curio Collection by Hilton ‚Äî there‚Äôs something for everyone to spend that much-needed time connecting with nature and the world around them.","Immersive, holistic wellness experiences are just a hotel check-in away.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry‚Äôs greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.780360148149711, 'Climate Change Adaptation': 0.7774327871227025, 'Energy Management': 0.7714412011984344, 'Ecological Impacts': 0.7899119744741504, 'Labour Practices': 0.7819651542466869}",0.7899119744741504,Inchul,Major focus,Major focus,Positive,"Energy Management, Labour Practices, Ecological Impacts",Major,Major,Positive,2022-10-04T22:12:00+00:00,https://www.wsj.com/articles/white-house-issues-blueprint-for-an-ai-bill-of-rights-11664921544,"[{'name': 'global technology companies', 'weight': 0.080308095}, {'name': 'AI misuse', 'weight': 0.077739425}, {'name': 'technology companies', 'weight': 0.076667726}, {'name': 'AI', 'weight': 0.07610669}, {'name': 'many U.S. companies', 'weight': 0.07130716}, {'name': 'personal data', 'weight': 0.06837281}, {'name': 'companies', 'weight': 0.06722871}, {'name': 'UiPath Inc.', 'weight': 0.06459216}, {'name': 'user data', 'weight': 0.06451131}, {'name': 'Amazon.com Inc.', 'weight': 0.06368726}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'White House', 'type': 'ORG', 'mentions': 5}, {'data': 'the European Union’s', 'type': 'ORG', 'mentions': 2}, {'data': 'CircleCI', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc.’s', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'the Mozilla Foundation', 'type': 'ORG', 'mentions': 1}, {'data': 'EU', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon.com Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Pegasystems Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'the Allen Institute for AI', 'type': 'ORG', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rob Zuber', 'type': 'PERSON', 'mentions': 2}, {'data': 'Eric Schmidt', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mark Surman', 'type': 'PERSON', 'mentions': 2}, {'data': 'Peter van der Putten', 'type': 'PERSON', 'mentions': 1}, {'data': 'Oren Etzioni', 'type': 'PERSON', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 4}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'EU', 'type': 'GPE', 'mentions': 1}, {'data': 'Massachusetts', 'type': 'GPE', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Firefox', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'General Data Protection Regulation', 'type': 'LAW', 'mentions': 1}, {'data': 'GDPR', 'type': 'LAW', 'mentions': 1}]","The White House on Tuesday issued guidelines aimed at safeguarding personal data from misuse in artificial-intelligence algorithms that drive hiring, lending and other business decisions.
+
+The guidelines, which the Biden administration described as a “blueprint for an AI bill of rights,” are nonbinding and don’t include enforcement measures. They also fall short of the European Union’s landmark privacy regulation that has forced global technology companies to change how they collect data, among other things.
+
+Still, some technology leaders said the White House blueprint could lead to heavy-handed regulation that might risk putting U.S. businesses at a disadvantage.
+
+Rob Zuber, chief technology officer of San Francisco-based software company CircleCI, said legislative efforts play a role in policing AI, but can also stifle innovation. “It’s on tech leaders to create environments in which their teams are equally accountable for keeping their AI efforts in check,” Mr. Zuber said.
+
+“I would not regulate things until we have to,” said Eric Schmidt, former chief executive of Alphabet Inc.’s Google. “There are too many things that early regulation may prevent from being discovered,” Mr. Schmidt said.
+
+Others said they welcomed the guidelines as providing a framework for regulatory clarity in a murky area of the technology market.
+
+“The AI systems that permeate our lives are often built in ways that directly conflict with these principles,” said Mark Surman, executive director of the Mozilla Foundation, the nonprofit behind the Firefox browser. “They’re built to collect personal data, to be intentionally opaque, and to learn from existing, frequently biased data sets,” said Mr. Surman, an advocate for online privacy.
+
+He urged federal lawmakers to expand the framework “into something formal and enforceable.”
+
+The guidelines issued Tuesday identify “five principles that should guide the design, use, and deployment of automated systems to protect the American public in the age of artificial intelligence.”
+• safeguarding people from abusive data practices and giving them agency over how their data is used
+• informing people that an automated system is being used
+
+“Algorithms used in hiring and credit decisions have been found to reflect and reproduce existing unwanted inequities or embed new harmful bias and discrimination,” the White House said. Unchecked online data collected from social media, the guidelines said, “has been used to threaten people’s opportunities, undermine their privacy, or pervasively track their activity—often without their knowledge or consent.”
+
+The U.S. guidelines aren’t as strict as the EU’s General Data Protection Regulation, enacted four years ago, which authorizes steep fines for companies that don’t comply with rules limiting the way companies gather and use personal data.
+
+The GDPR has forced technology companies that operate in the EU, including Microsoft Corp. and Amazon.com Inc., to boost compliance efforts and, in some cases, change their approach to collecting, leveraging and sharing user data.
+
+Last year, the EU’s executive arm proposed legislation setting out rules for the use of AI in designated “high-risk” areas, including critical infrastructure, college admissions and loan applications—with fines of up to 6% of a company’s annual worldwide revenue for the most severe violations.
+
+“At a global level, the U.S. is playing catch-up,” said Peter van der Putten, director of the AI Lab at Massachusetts-based software company Pegasystems Inc. “But in an increasingly global market, many U.S. companies will have to comply with global policies anyway.”
+
+Oren Etzioni, a co-founder of the Allen Institute for AI, a research organization based in Seattle, and chairman of an AI advisory board at New York-based software-automation vendor UiPath Inc., said he expects the White House guidelines to influence government policies and lead to regulatory and legislative measures.
+
+“If implemented properly, the bill could reduce AI misuse and yet support beneficial uses of AI in medicine, driving, enterprise productivity, and more,” Mr. Etzioni said.",61adbd68b8b44eec8668212f6a12c19d,White House Issues ‘Blueprint for an AI Bill of Rights’,4,,,,
+21605,"This Week's Debt Consolidation Loan Interest Rates: May 9, 2023 - The average overall interest rate for debt consolidation loans this past week was 18.32%, unchanged from last week. The best rates were as low as 5.99%. Borrowers with credit scores below 620 got loans with average rates of 21.74%, while those with scores above 720 got loans with average rates of 15.14%.
+
+While you can take out a personal loan to pay for home renovation projects, medical expenses, income taxes, and just about anything else, most borrowers use them to consolidate debt. That purpose is so popular that some lenders, including Happy Money and Reach Financial, specialize in them.
+
+See Insider's picks for the best debt consolidation loans and the best credit card consolidation loans »
+
+We've put together these average rates from our database of 25 debt-consolidation loan products for this past week:
+
+A higher credit score generally means you'll receive a lower rate — but not always.
+
+The average rates (APRs), terms, and loan amounts were provided by Even Financial sourced through Fiona.com. This information is based on aggregated, anonymized offer data from Fiona's lender marketplace of financial services providers as of May 9. The data presented in this table applies only to lenders with APRs below 30%, and is not specific to any individual lender or consumer.
+
+These loan purposes are based on data from 132 borrowers who applied for loans and received rates.
+
+We've put together a database of 28 personal loan products and averaged their rates to help you get a handle on the current landscape of loans for all purposes. You're more likely to get a lower rate with a better credit score. Rates are unchanged from last week.
+
+The lowest rate of the companies we track is from American Express, which has a minimum APR of 5.91%. The highest rate is from NetCredit Personal Loans, which has a maximum APR of 155%.
+
+All borrowers aren't necessarily qualified for the rates above. The rates you'll get depend on your credit score and other aspects of your financial situation.
+
+These rates are based on data from 114 borrowers who applied for loans and received rates on loans for all purposes.
+
+The average personal loan rate for borrowers with excellent credit scores (720+) is up by about 1.5% from last week, while those for borrowers with poor scores (<620) dropped by about 9%.
+
+Ryan Wangman is a reporter at Personal Finance Insider reporting on personal loans, student loans, student loan refinancing, debt consolidation, auto loans, RV loans, and boat loans. He is also a Certified Educator in Personal Finance (CEPF). In his past experience writing about personal finance, he has written about credit scores, financial literacy, and homeownership. He graduated from Northwestern University and has previously written for The Boston Globe. Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services here >> Elias Shaya is a junior compliance associate on the Personal Finance Insider team based in New York City. Personal Finance Insider is Insider's personal finance section that incorporates affiliate and commerce partnerships into the news, insights, and advice about money that readers already know and love. The compliance team's mission is to provide readers with stories that are fact-checked and current, so they can make informed financial decisions. The team also works to minimize risk for partners by making sure language is clear, precise, and fully compliant with regulatory and partner marketing guidelines that align with the editorial team. Elias is the point person for the loans sub-vertical and works with the editorial team to ensure that all rates and information for personal and student loans are up to date and accurate. He joined Insider in February 2022 as a fellow on the compliance team. Elias has a Bachelor of Science in International Business from the CUNY College of Staten Island. Prior to joining Insider, he volunteered at the New York Presbyterian Hospital, where he worked with the biomedical engineering department. In his spare time, Elias enjoys exploring new restaurants, traveling to visit his family in Lebanon, and spending time with friends.","{'positive': 0.05773019, 'negative': 0.08141261, 'neutral': 0.86085725}","This Week's Debt Consolidation Loan Interest Rates: May 9, 2023, will feature the best debt consolidation loans and the best credit card consolidation loans. These loans are used to consolidate debt, and are based on data from 132 borrowers who applied for loans and received rates for all purposes. The lowest rate of the companies we track is from American Express, which has a minimum APR of 5.91%. The highest rate is from NetCredit Personal Loans, with a maximum APR of 155%. Ryan Wangman is a reporter at Personal Finance Insider reporting on personal loans, student loans, debt consolidation, auto loans, RV loans, and boat loans.",See the latest debt consolidation loan interest rates. Learn if today is the right time to consolidate your debt based on your credit score.,AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers‚Äô PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers‚Äô personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7838075098031131, 'Customer Privacy': 0.7814455413837328, 'Data Security': 0.7670763562710253}",0.7838075098031131,Inchul,Minor focus,Minor focus,Positive,,Major,Major,Positive,2022-09-30T10:10:04-04:00,https://www.theverge.com/23380261/spotify-app-podcasts-audiobooks-clutter-music-leverage-complaint,"[{'name': 'standalone apps', 'weight': 0.08906674}, {'name': 'podcasts', 'weight': 0.08057684}, {'name': 'music', 'weight': 0.080384664}, {'name': 'ambient music', 'weight': 0.07992978}, {'name': 'Spotify', 'weight': 0.07890664}, {'name': 'Podcast fans', 'weight': 0.07822173}, {'name': 'new things', 'weight': 0.06869695}, {'name': 'audiobook platform Findaway', 'weight': 0.06526632}, {'name': 'most audiobook listeners', 'weight': 0.06502623}, {'name': 'audiobooks', 'weight': 0.064252645}]",[{'name': 'Tech'}],"[{'data': 'Spotify', 'type': 'ORG', 'mentions': 16}, {'data': 'Gimlet', 'type': 'ORG', 'mentions': 2}, {'data': 'Anchor', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'iOS', 'type': 'ORG', 'mentions': 1}, {'data': 'Stitcher', 'type': 'ORG', 'mentions': 1}, {'data': 'Overcast', 'type': 'ORG', 'mentions': 1}, {'data': 'Findaway', 'type': 'ORG', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 2}, {'data': 'The night', 'type': 'TIME', 'mentions': 1}, {'data': 'whole minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'a few moments', 'type': 'TIME', 'mentions': 1}, {'data': 'Kourtney Kardashian', 'type': 'PERSON', 'mentions': 1}]","Thursday morning, I woke up in a haze and decided to listen to ambient music while I drank my first cup of coffee. The night before, I’d saved an album to Spotify, but when I fumbled through the panels of the desktop app, I couldn’t find it. The menu was full of recommendations and recent plays — I couldn’t find “Albums” anywhere in the list. There wasn’t even a clear way to navigate to it. I tried cycling between the Home and Your Library tabs, but nothing turned up an Albums button. The side panel showed playlists, and the album I wanted wasn’t in my recent listens. I could search for it if I remembered the album’s name, but I didn’t.
+
+Eventually, I got there by tinkering with the window size and keeping an eye on the top menu bar, but I had spent whole minutes in interface purgatory, and the emotional damage was done. When I needed my Albums list, it wasn’t there.
+
+To be clear, this is not all that big of a deal. As Kourtney Kardashian memorably put it, there’s people that are dying, and a few moments of interface confusion are not that important in the grand scheme of things. But my confused morning search is part of a much larger problem for Spotify. As the service has grown, it’s also sprawled. Spotify first carved out its niche by moving beyond albums and personal favorites, focusing instead on user-generated playlists and automated recommendations. Now, the company is using the same playbook to expand beyond music entirely — and in the process, it’s making its lone flagship app harder and harder to use.
+
+Spotify’s first step in this direction was getting into podcasting. In 2019, the company made the twin acquisitions of Gimlet (a beloved podcast studio) and Anchor (a beloved podcast creation tool). In the years since, it’s been doing everything it can to make the Spotify app a destination, building out the app’s podcast tools and gating off a growing number of Gimlet shows to make them only accessible through the Spotify app.
+
+It’s unusual to jam podcasts in a music app like this. Apple has both the most popular podcasts app and a fledgling music service, but it keeps them separate because that’s what people expect. Amazon serves podcasts through its Amazon Music app, but the company is more focused on external distribution. Podcast fans that ditch the native iOS app usually do so in favor of a podcast-only service like Stitcher or Overcast. The only reason to bundle music and podcasts together is if, like Spotify, you’re a popular music app trying to leverage your way into the podcast business. For the vast majority of listeners, it just doesn’t make sense.
+
+More recently, Spotify has set its sights on the $4 billion audiobook market. The company acquired audiobook platform Findaway last year and has begun referring to audiobooks as the “third leg” of its business, alongside music and podcasts. As of this month, you can browse a library of 300,000 different titles from within the Spotify app, similar to Apple Books and other ebook storefronts. But just like the podcast bundle, this is a weird place for most audiobook listeners to look for their next title. All the major audiobook platforms have standalone apps, and Spotify’s software innovations (personalized playlists, cross-device syncing) don’t apply to audiobooks. Even the basic commercial proposition — paying a flat monthly fee instead of buying albums piecemeal — doesn’t apply to the new market.
+
+In both cases, there’s a business logic behind what Spotify is doing. There are only so many people who will pay $10 a month to stream music, so if the business is going to keep growing, it needs to find new things to sell. Rather than start from scratch in the podcast and audiobook business, Spotify decided to leverage the 433 million people using its music app, figuring that if even a fraction of them converted, it would kick-start the new ventures.
+
+Like any asset, the Spotify app can be overleveraged — and when the company starts chipping away at the core function of listening to music, it’s playing a dangerous game. As it happens, I’m a heavy consumer of podcasts and audiobooks, too, but the extra menu tabs haven’t done much to tempt me over. And judging by the company’s latest earnings, I’m not alone. The main effect is making the Spotify player harder to use and spending down any goodwill users feel toward the company.
+
+For now, Spotify doesn’t have to fight for its place in the streaming music business. But with each new line of business, the app gets a little more cluttered — and the company’s hold on the streaming market gets a little weaker.",e42d71d261ae48878818ab08a8a4d0d3,Spotify keeps making it harder for me to listen to music,4,,,,
+6709,"Biden says more drug price cuts coming after inflation fines - WASHINGTON — President Joe Biden on Wednesday said his administration would subject 27 drugs to inflation penalties, a move that will reduce out-of-pocket costs for Medicare recipients by as much as $390 per dose, and he pledged more drug price cuts were coming.
+
+Drugmakers hiked the price for 27 drugs last quarter higher than the rate of inflation, and will have to pay the difference on those medicines to Medicare, the government health care program for those age 65 and older and the disabled.
+
+""It's going to change the way drugs are priced, lower the costs for seniors long term,"" Biden said in Las Vegas.
+
+People may be surprised that companies including Eli Lily have capped out-of-pocket costs for insulin at $35 a month, after his public plea for lower prices for the diabetes treatment, Biden said, but ""there's a lot more coming.""
+
+The president's signature Inflation Reduction Act includes a provision penalizing drugmakers for charging prices that rise faster than inflation for people on Medicare.
+
+""Starting on April 1, Medicare beneficiaries will pay lower coinsurance for Part B drugs that raise prices faster than inflation,"" White House Domestic Policy Adviser Susan Rice told reporters on a press call ahead of Biden's speech.
+
+The Department of Health and Human Services on Wednesday released initial guidance on how it will conduct its Medicare prescription drug pricing negotiation process, another key Inflation Reduction Act provision aimed at lowering drug costs, Rice said.
+
+The list of drugs facing the inflation penalty includes AbbVie's blockbuster arthritis drug Humira, Gilead Sciences' Car-T cancer therapy Yescarta, and Seagen's targeted cancer therapy Padcev, the White House said in a fact sheet.
+
+Pfizer had five drugs on the list while Gilead, Endo International, Kamada, and Leadiant Biosciences each had two drugs on it. Johnson & Johnson and Roche had one each.
+
+Shares of most of the drugmakers named closed close to flat, while Pfizer ended regular trading up nearly 1%.
+
+Payments owed to Medicare will be in the form of a rebate. Those that fail to pay the rebate will face a penalty equaling 125% of the rebate amount.
+
+The government will start invoicing the companies for the rebates in 2025, but Medicare will start reducing out-pocket-costs for members in April.
+
+The direct impact on drugmakers seems small for now, Wells Fargo analyst Mohit Bansal said in a research note.
+
+However, the announcement is ""a sign of the government signaling to industry that it is serious about curbing drug price increases. We suspect companies could get more careful about raising their prices due to this,"" he said.
+
+Medicare began examining the price increases in October 2022 for Medicare Part B drugs, often used in the hospital, that are complicated biologic drugs or those with only one manufacturer.
+
+The government will update the list of drugs each quarter.
+
+Price increases for half of all drugs covered by Medicare outpaced inflation from 2019 to 2020, which averaged 1% that year. A third of those had price jumps of over 7.5%.","{'positive': 0.33790922, 'negative': 0.107686326, 'neutral': 0.55440444}","President Joe Biden announced Wednesday that his administration would subject 27 drugs to inflation penalties, which will reduce out-of-pocket costs for Medicare recipients by as much as $390 per dose. Companies hiked the price for 27 drugs last quarter higher than the rate of inflation, and will have to pay the difference on those medicines to Medicare. The White House's Inflation Reduction Act includes a provision penalizing drugmakers for charging prices that rise faster than inflation for people on Medicare. Payments owed to Medicare will be in the form of a rebate, and those that fail to pay will face a penalty equaling 125% of the rebate amount. The government will start invoicing the companies for the rebates in 2025, but Medicare will start reducing out-pocket-costs for members in April.","President Joe Biden on Wednesday said his administration would subject 27 drugs to inflation penalties, a move that will reduce out-of-pocket costs for Medicare recipients by as much as $390 per dose, and he pledged more drug price cuts were coming.",ABBV,Health Care,Biotechnology & Pharmaceuticals,AbbVie Inc.,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry‚Äôs products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity‚Äôs ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.7291581153320523, 'Supply Chain Management': 0.7289866957406986, 'Ethical Marketing': 0.7604952214141727, 'Drug Safety': 0.7382991449293806, 'Access to Medicines': 0.7649739812480806, 'Business Ethics': 0.7722847036866933, 'Safety of Clinical Trial Participants': 0.7231183538076033, 'Counterfeit Drugs': 0.7902697322886877, 'Affordability & Pricing': 0.8090774345507057}",0.8090774345507057,Inchul,Major focus,Major focus,Negative,"Access to Medicines, Affordability & Pricing",Minor,Minor,Positive,2023-02-14T19:40:21+00:00,https://www.businessinsider.com/bings-gpt-powered-ai-chatbot-made-mistakes-demo-like-google-2023-2,"[{'name': 'new chatbots', 'weight': 0.07854513}, {'name': 'generative AI search engines', 'weight': 0.07615829}, {'name': 'Bing AI', 'weight': 0.07182197}, {'name': 'search engines', 'weight': 0.07053002}, {'name': 'Dmitri Brereton', 'weight': 0.06826431}, {'name': 'Brereton', 'weight': 0.06654657}, {'name': 'Bing', 'weight': 0.059396755}, {'name': 'correct answers', 'weight': 0.05891051}, {'name': 'Bings new AI chatbot', 'weight': 0.05851717}, {'name': 'other values', 'weight': 0.05785898}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'Bing', 'type': 'ORG', 'mentions': 8}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 6}, {'data': 'Brereton', 'type': 'ORG', 'mentions': 5}, {'data': 'Gap', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 2}, {'data': 'The Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'New York University', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Dmitri Brereton', 'type': 'PERSON', 'mentions': 5}, {'data': 'Gary Marcus', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Hennessy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mexico City', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'Spider-Man: No Way Home', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The Matrix Resurrections', 'type': 'WORK_OF_ART', 'mentions': 1}]","• Dmitri Brereton said Bing's new AI chatbot ""got some answers completely wrong"" during its demo.
+• The AI and search engine researcher said that the tech is ""definitely not ready for launch""
+• Bard, Google's new AI technology, has come under fire for a mistake it made in an advertisement.
+
+It's not just Google's AI chatbot Bard that's messing up.
+
+Earlier this week, Dmitri Brereton, an AI and search engine researcher, pointed out that Bing's new AI chatbot made a number of errors during its demo — and said that it's ""definitely not ready for launch.""
+
+As part of Microsoft's unveiling of the new tech, Bing's AI was asked to list the pros and cons of the three best-selling pet vacuums. The chatbot made a list for the ""Bissel Pet Hair Eraser Handheld Vacuum,"" with cons including its noise level and short cord.
+
+The problem? When Brereton compared what the chatbot said to the article it linked to as a source, he noticed that that review didn't mention the vacuum's noisiness. Plus, it's cordless.
+
+""I hope Bing AI enjoys being sued for libel,"" he wrote.
+
+In another example, Bing was prompted to create a five-day itinerary for a trip to Mexico City and was asked for nightlife suggestions. It responded with a descriptive list of bars and clubs.
+
+After cross-referencing the bot's answers with his own research, Brereton found some of the descriptions the bot spit out were wrong. In one case, the bot recommended going to a bar's website to book a reservation and check out its menu — but neither reservations nor the menu are available on the bar's site. For two other bars, the bot said there were no reviews online. There are, in fact, hundreds for one and thousands for the other.
+
+The most egregious mistake Bing made during its chatbot demo, Brereton said, was fabricating numbers after it was asked about the key takeaways from Gap's Q3 2022 financial report.
+
+The technology mislabeled some of the numbers, like the adjusted gross margin, and other values, like diluted earnings per share, were ""completely made up.""
+
+""I am shocked that the Bing team created this pre-recorded demo filled with inaccurate information, and confidently presented it to the world as if it were good,"" Brereton concluded.
+
+""We're aware of this report and have analyzed its findings in our efforts to improve this experience,"" a Microsoft spokesperson told Insider. ""We recognize that there is still work to be done and are expecting that the system may make mistakes during this preview period, which is why the feedback is critical so we can learn and help the models get better.""
+
+Brereton isn't the only user who has caught Bing's mistakes.
+
+A writer at The Verge asked Bing to list the movies showing in a particular London neighborhood. The bot answered with ""Spider-Man: No Way Home"" and ""The Matrix Resurrections"" — two old movies that were found to not actually be splaying.
+
+The AI arms race may lead to the spread of misinformation
+
+Brereton's observations come as Big Tech companies like Google and Microsoft enter an AI arms race.
+
+Google and Microsoft both demoed new chatbots to the public last week. Though Microsoft was first to release its new technology, Google plans to release its chatbot, Bard, in just a few weeks. (An ad for Google's new tech showed the company's chatbot making an error of its own.)
+
+Even before Bing's errors were revealed, Gary Marcus, a former professor of neural science at New York University, noted in a blog post how the two companies were being pit against each other. Microsoft's demo ""was presented as a revolution,"" while Google's demo was presented as a ""disaster,"" he wrote.
+
+The intense pressure to roll out these tools has led some in tech — including John Hennessy, the chairman of Alphabet — to say that they are being released prematurely. Google employees said the announcement of its tech was ""botched"" and ""rushed.""
+
+The hasty releases may come at the cost of spreading misinformation, especially if people expect quick, accurate answers on search engines.
+
+While Brereton told Insider that generative AI search engines like the new Bing can be ""quite transformative,"" he noted that releasing it prematurely ""could lead to big problems.""
+
+""It's more dangerous with a search engine that millions of people trust for correct answers starts confidently dishing out garbage,"" Brereton said. ""Bing tries to solve this by warning people the answers are inaccurate. But they know and we know that no one is going to listen to that.""",9c688fa262db4d65b57a0fd7a7dfd677,It's not just Google — closer inspection reveals Bing's AI also flubbed the facts in its big reveal,4,,,,
+46311,"Kinder Morgan (KMI) Q4 Earnings Match Estimates - Kinder Morgan (KMI) came out with quarterly earnings of $0.31 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.27 per share a year ago. These figures are adjusted for non-recurring items.
+
+A quarter ago, it was expected that this oil and natural gas pipeline and storage company would post earnings of $0.29 per share when it actually produced earnings of $0.25, delivering a surprise of -13.79%.
+
+Over the last four quarters, the company has surpassed consensus EPS estimates just once.
+
+Kinder Morgan , which belongs to the Zacks Oil and Gas - Production and Pipelines industry, posted revenues of $4.58 billion for the quarter ended December 2022, missing the Zacks Consensus Estimate by 10.20%. This compares to year-ago revenues of $4.43 billion. The company has topped consensus revenue estimates three times over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
+
+Kinder Morgan shares have added about 4.1% since the beginning of the year versus the S&P 500's gain of 3.9%.
+
+While Kinder Morgan has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for Kinder Morgan: unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #5 (Strong Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $0.29 on $5.04 billion in revenues for the coming quarter and $1.09 on $21.05 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Oil and Gas - Production and Pipelines is currently in the top 37% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+One other stock from the broader Zacks Oils-Energy sector, Exxon Mobil (XOM), is yet to report results for the quarter ended December 2022.
+
+This oil and natural gas company is expected to post quarterly earnings of $3.20 per share in its upcoming report, which represents a year-over-year change of +56.1%. The consensus EPS estimate for the quarter has been revised 1.4% higher over the last 30 days to the current level.
+
+Exxon Mobil's revenues are expected to be $99.65 billion, up 17.3% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.15446867, 'negative': 0.08075262, 'neutral': 0.7647787}","Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. 
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+One other stock from the broader Zacks Oils-Energy sector, Exxon Mobil (XOM), is yet to report results for the quarter ended December 2022.
+
+This oil and natural gas company is expected to post quarterly earnings of $3.20 per share in its upcoming report, which represents a year-over-year change of +56.1%.","Kinder Morgan (KMI) delivered earnings and revenue surprises of 0% and 10.20%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7536999459593487, 'Operational Safety, Emergency Preparedness & Response': 0.7444905149487271, 'Air Quality': 0.7166189899440341, 'Competitive Behaviour': 0.7618117734529929, 'Ecological Impacts': 0.7312271383657307}",0.7618117734529929,Inchul,No focus,No focus,Neutral,,Major,Major,Negative,2022-12-06T08:38:40-04:00,https://www.cnbc.com/2022/12/06/top-wall-street-analyst-calls-tesla-apple-jpmorgan-ge-starbucks.html,"[{'name': 'makeup margin expansion', 'weight': 0.06334738}, {'name': 'financial market conditions', 'weight': 0.061009157}, {'name': 'margins', 'weight': 0.056921486}, {'name': 'market perform', 'weight': 0.05614047}, {'name': 'market share', 'weight': 0.054814678}, {'name': 'military markets', 'weight': 0.054629162}, {'name': 'most markets', 'weight': 0.0541806}, {'name': 'common equity tier', 'weight': 0.05207594}, {'name': 'BofA Global Research fundamental equity research analysts', 'weight': 0.051883228}, {'name': 'lower income consumers', 'weight': 0.05083222}]","[{'name': 'Auto'}, {'name': 'Finance'}]","[{'data': 'Tesla', 'type': 'ORG', 'mentions': 4}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'JPMorgan Chase', 'type': 'ORG', 'mentions': 6}, {'data': 'GE', 'type': 'ORG', 'mentions': 6}, {'data': 'Starbucks', 'type': 'ORG', 'mentions': 3}, {'data': 'Costco', 'type': 'ORG', 'mentions': 4}, {'data': 'UBS', 'type': 'ORG', 'mentions': 3}, {'data': 'Cowen', 'type': 'ORG', 'mentions': 2}, {'data': 'TJX Company', 'type': 'ORG', 'mentions': 3}, {'data': 'Piper Sandler', 'type': 'ORG', 'mentions': 2}, {'data': 'Royal Caribbean', 'type': 'ORG', 'mentions': 1}, {'data': 'NCLH', 'type': 'ORG', 'mentions': 1}, {'data': 'RCL', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 5}, {'data': 'Chipotle', 'type': 'ORG', 'mentions': 2}, {'data': 'Oppenheimer', 'type': 'ORG', 'mentions': 2}, {'data': 'Aviation', 'type': 'ORG', 'mentions': 1}, {'data': 'Citi', 'type': 'ORG', 'mentions': 4}, {'data': 'Charter', 'type': 'ORG', 'mentions': 1}, {'data': 'CHTR', 'type': 'ORG', 'mentions': 1}, {'data': 'Burlington', 'type': 'ORG', 'mentions': 2}, {'data': 'BofA Global Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 2}, {'data': 'CCB', 'type': 'ORG', 'mentions': 1}, {'data': 'Bernstein', 'type': 'ORG', 'mentions': 4}, {'data': 'Covid', 'type': 'ORG', 'mentions': 1}, {'data': 'RBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Valvoline', 'type': 'ORG', 'mentions': 1}, {'data': 'VVV', 'type': 'ORG', 'mentions': 1}, {'data': 'BMO', 'type': 'ORG', 'mentions': 2}, {'data': 'SL Green Realty', 'type': 'ORG', 'mentions': 1}, {'data': 'SLG', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 2}, {'data': 'Coinbase', 'type': 'ORG', 'mentions': 2}, {'data': 'Deutsche Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Estee Lauder', 'type': 'ORG', 'mentions': 1}, {'data': 'EL', 'type': 'ORG', 'mentions': 2}, {'data': 'Xponential Fitness', 'type': 'ORG', 'mentions': 1}, {'data': 'Pure Barre', 'type': 'ORG', 'mentions': 1}, {'data': 'XPOF', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 5}, {'data': 'China', 'type': 'GPE', 'mentions': 4}, {'data': 'Berlin', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Mexican', 'type': 'NORP', 'mentions': 1}, {'data': 'William Blair', 'type': 'PERSON', 'mentions': 2}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}]","Here are Tuesday's biggest calls on Wall Street: UBS reiterates Apple as buy UBS said Apple's iPhone supply chain headwinds are abating. ""Utilizing UBS Evidence Lab data that tracks iPhone availability across 30 countries, wait times across most markets including the US and China improved relative to both last week and two weeks ago indicating the supply chain disruptions are easing on the margin."" Cowen reiterates TJX Company as outperform Cowen said it's feeling more bullish on the stock after a series of recent management meetings. ""We left meetings more bullish on TJX's scale within the global retail ecosystem. TJX's opportunities across apparel, footwear, accessories, home, beauty, and kids are increasing."" Piper Sandler reiterates Tesla as outperform Piper said reports of Tesla cutting production in China are mostly overdone. ""If Tesla does eventually decide to cut production, we think macro headwinds and a new factory in Berlin will be to blame, NOT competition from Chinese peers."" JPMorgan downgrades Royal Caribbean to underweight from overweight JPMorgan said the cruise company that is ""vulnerable."" ""To this end, we prefer NCLH to CCL and RCL , as we see the latter two — particularly RCL — as more vulnerable to near-term ebbs and flows of financial market conditions given the magnitude and timing of future capital commitments."" Bank of America reiterates Chipotle as buy Bank of America said the Mexican chain restaurant has ""price elasticity."" ""We maintain our Buy rating as we believe underlying frequency trends auger well for the future: we expect lower income consumers who have traded-out (to at home) should come back when economic conditions improve even as the company retains the higher income consumers who have traded down into Chipotle from full service concepts."" Oppenheimer upgrades General Electric to outperform from market perform Oppenheimer said it's starting to see strong execution from GE . ""Our Outperform rating reflects strong Aviation momentum along industry recovery path, with strong execution amidst widespread industry supply-chain challenges impacting the commercial business and internal production challenges serving military markets."" Read more about this call here. Citi opens a negative catalyst watch on Charter Citi added a negative catalyst watch heading into the company's analyst day. ""We remain Neutral on CHTR shares and believe the upcoming analyst meeting could highlight that financial performance may need to take a step back vs. consensus expectations in 2023 to eventually take two steps forward with an enhanced broadband network experience."" Bank of America adds Burlington to the US1 list Bank of America added Burlington to the firm's top picks list. ""The US 1 list is intended to represent a collection of our best investment ideas that are drawn from the universe of Buy-rated, US-listed stocks (including ADRs), covered by BofA Global Research fundamental equity research analysts."" Morgan Stanley upgrades JPMorgan to overweight from underweight Morgan Stanley said in its double upgrade of the banking giant that it has ""multiple resiliency"" in a recession. ""With this note, we double upgrade JPM to Overweight from Underweight on operating leverage inflecting positively, CCB (JPM's Consumer & Community Bank) taking market share, relative multiple resiliency during recessions, and progress being made on higher CET1 (common equity tier) ratio regulatory requirements."" Read more about this call here. Bernstein initiates Target and Costco as outperform Bernstein said Target is ""great value on a long-term winner. The firm called Costco a ""much coveted port in the storm."" "" Target is perhaps one of the best-positioned retailers for long-term growth: They've seen massive traffic gains since Covid that we believe are going to stick. ... . Costco has long been a reliable, if perhaps boring deliverer of routinely solid business results, stock gains that consistently beat the S & P, and a premium P/E — both absolute and relative."" RBC initiates Valvoline as outperform RBC said the auto oil change company is a high-margin business. ""Following the sale of its global products division (expected to close in the next few weeks), we think VVV will be a faster growing, higher margin business, with strong FCF generation."" Read more about this call here. BMO downgrades SL Green Realty to market perform from outperform BMO downgraded the real estate investment trust company due to demand uncertainty. ""We downgrade SLG to Market Perform, post its 2022 Investor Conference. SLG's 12.9% dividend cut was a prudent move, in our view, although it may have to supplement its common with a special dividend in 2023, due to dispositions."" William Blair names Starbucks a top 2023 pick William Blair said it sees ""topline momentum"" for the coffee giant heading into next year. ""We believe Starbucks is well positioned to deliver both earnings and sales upside over the next year given ongoing topline momentum despite consumer fragility in many parts of the world, with recent healthy double-digit comps in all major regions of the world except China—including accelerating trends in the United States and ongoing strength in regions of greater consumer pressure such as Europe."" Bernstein reiterates Alphabet as outperform Bernstein said in its analysis of Alphabet that margins can go higher. ""In our optimistic case, we can see a path to 34% operating margins in 2025 which could be worth an extra $2 in EPS."" Raymond James reiterates Coinbase as underperform Raymond James said it's standing by its underperform rating as there's too much uncertainty for the crypto company. ""We believe Coinbase's relative success can be attributed to its position as a trusted, regulated U.S. based exchange. That said, one could argue that this is akin to being viewed as the best house in a bad and deteriorating neighborhood."" Deutsche Bank upgrades Estee Lauder to buy from hold Deutsche said in its upgrade of the stock that it sees ""makeup margin expansion."" ""We are upgrading EL to Buy given increased likelihood of China reopening by the start of EL's FY24 and increased confidence in makeup margin expansion."" Read more about this call here. Citi initiates Xponential Fitness as buy Citi said the owner of fitness brands like Pure Barre is defensive. "" XPOF has carved out a defensible and profitable position as the industry leader in the boutique fitness space. The company's asset-light franchise model allows for quick scaling of the business, with recurring revenues buffering the downside in the event of a recession.""",08ccded315534b38abddbb2f5e5e3793,"Here are Tuesday's biggest analyst calls: Tesla, Apple, JPMorgan Chase, GE, Starbucks, Costco & more",4,,,,
+6270,"It shouldn’t be this easy for companies to walk back their DEI commitments - With the US Supreme Court banning race-based admissions to colleges and universities, companies are starting to scramble, and diversity, equity, and inclusion (DEI) leaders are under threat. Though the court decision did not directly mention corporate DEI initiatives, many organizations are cutting budgets—and roles—committed to advancing belonging at work.
+
+
+
+In truth, the shift away from DEI, ESG, and other acronyms of so-called stakeholder capitalism began long before the court issued its ruling. An old-fashioned focus on financials has been threatening to overshadow newer corporate priorities since the start of the pandemic. And as the Wall Street Journal recently noted, mentions of climate and social-impact initiatives during earnings calls have fallen for five consecutive quarters.
+
+Some blame investors who’ve been pushing executives to prepare for a recession. Unfortunately, when cuts are made, DEI is often at the top of their list. Companies are also under scrutiny when DEI commitments fail to deliver what they promised, with directors and officers of major corporations being taken to court and, in some cases, forced to settle for millions. More recently, anti-ESG investors introduced shareholder proposals against the likes of Apple, Meta, and Levi’s, further contributing to skepticism about the impact of DEI initiatives.
+
+While it’s understandable that large company legal and finance teams are playing it safe, abandoning DEI is rash. That is unless their efforts were hollow all along.
+
+Were companies performing or passionate about their DEI commitments?
+
+The murder of George Floyd in 2020 spurred employee demands for action. Not every company responded, but those that did moved quickly. As of 2021, only half of Fortune 500 companies even had a DEI leader, with more than 60 hiring their first DEI lead after May 2020. Meanwhile, in 2021, 42 tech companies set aside almost $4 billion to support Black-owned businesses, racial justice organizations, and internal diversity initiatives. Yet, just a few short years later, some companies note increased employee resistance to diversity programming.
+
+As a former head of people, I’ve often been tasked with overseeing diversity initiatives and have seen first-hand the pressures on those leading the way forward. We’re now seeing an exodus of DEI practitioners, and many companies are backtracking on their commitments to diversity.
+
+The role of the chief diversity officer is often broad and tasks its holder with being a spokesperson both for external events—like police brutality and shootings—and internal programs and problems. They usually don’t stay long, with many getting poached or burning out and leaving the role altogether. And some DEI leads also have now been tasked with oversight of environmental, social, and corporate governance (ESG) initiatives, often requiring a different skill set and area of passion.
+
+Here’s a look at just some of the higher-profile growing pains for leaders in DEI:
+• Pinterest had three DEI leads in four years.
+• Apple hired its first diversity leader in 2017 and has had three diversity leaders since then.
+• Zoom hired a chief diversity officer in 2020, but by 2022 the role was vacant and remains open now.
+• In one month, at entertainment companies like Disney and Netflix.
+• after investing in racial justice initiatives, improving gender diversity, and underrepresented minorities in technical roles. Yet, its most recent diversity report shows that attrition among underrepresented employees has increased.
+
+LinkedIn may be an outlier, with DEI chief Rosanna Durruthy holding the role for six years and making progress internally and externally. LinkedIn has doubled the representation of Black employees since 2020 and created site-wide tools like the Values Match feature, which allows prospective employees to assess a company’s commitment to everything from career growth to DEI.
+
+The broader data is less encouraging. Job postings for DEI positions fell 19% in 2022. And since 2018, the average tenure of DEI roles in the S&P 500 has been less than two years.
+
+What’s next for affirmative action in the workplace?
+
+After the high court ruling on affirmative action at universities, some of the companies most outspoken about their diversity goals, among them Salesforce and Microsoft, publicly committed to staying the course and keeping their commitments to DEI and belonging. But this doesn’t appear to be the norm.
+
+Of course, corporate DEI efforts have been under threat before. When Trump issued an executive order in late 2020 banning federal agencies, contractors, and grant recipients from conducting training that promotes “divisive concepts,” many companies outside of those sectors rushed to cancel their diversity training, with some going further and halting all training programs.
+
+Three years and one monumental Supreme Court decision later, it’s worth remembering that private employers are still protected by Title VII of the 1964 Civil Rights Act, which prohibits discrimination against employees and job applicants based on race, color, religion, sex, national origin, disability, or age. By law, however, workplace affirmative action plans must not require eliminating white workers and replacing them with workers of color, must not create a definitive bar to the advancement of white employees, and must be a temporary effort to eliminate a specific racial imbalance.
+
+What other DEI practices may be under scrutiny now?
+• Asking managers to use race or sex as a “tiebreaker” when choosing between candidates
+• Programming that expands opportunities for underrepresented groups without also negatively impacting hiring and advancement opportunities for those in the majority
+
+Some DEI work will likely persevere, though. What type of DEI programming may have staying power?
+• Ensuring interviews are fair by asking consistent, legal questions
+• Making promotions based on performance and ensuring the process is transparent
+• Employee Resource Groups that focus on the inclusion and belonging of all employees
+
+A recent statement from the chair of the EEOC tries to reassure employers: “It remains lawful for employers to implement diversity, equity, inclusion, and accessibility programs that seek to ensure workers of all backgrounds are afforded equal opportunity in the workplace.”","{'positive': 0.02390163, 'negative': 0.80633664, 'neutral': 0.16976173}","The US Supreme Court's ruling on race-based admissions to colleges and universities has caused companies to scramble to find a way to retain their commitments to diversity, equity, and inclusion (DEI) leaders. Companies are also under scrutiny when their commitments fail to deliver what they promised, with directors and officers of major corporations being taken to court and forced to settle for millions. As of 2021, only half of Fortune 500 companies even had a DEI leader, with more than 60 hiring their first DEI lead after May 2020. Meanwhile, 42 tech companies set aside almost $4 billion to support Black-owned businesses, racial justice organizations, and internal diversity initiatives. The role of the chief diversity officer is often broad and tasks its holder with being a spokesperson both for external events and internal programs and problems. Despite this, DEI efforts have been under threat before the Supreme Court decision, and three years and one year after it was issued, many companies are still remembering the Civil Court decision that protected Title VII.","Though the supreme court decision did not directly mention corporate DEI initiatives, many organizations are cutting budgets—and roles—committed to advancing belonging at work.",NFLX,Technology & Communications,Internet Media & Services,NetFlix Inc,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity’s products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches—most commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7764302240915455, 'Environmental Footprint of Hardware Infrastructure': 0.7525664387855916, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7767424094367289, 'Employee Recruitment, Inclusion & Performance': 0.8102913553170433, 'Data Security': 0.7767027519102274}",0.8102913553170433,Inchul,Major focus,Minor focus,Negative,"Employee Recruitment, Inclusion & Performance",No,No,Neutral,2023-03-07T14:00:00+00:00,https://www.forbes.com/sites/forbesbusinesscouncil/2023/03/07/five-customer-engagement-trends-influencing-2023-marketing-strategies/,"[{'name': 'customer engagement', 'weight': 0.11175794}, {'name': 'customer experience', 'weight': 0.111711435}, {'name': 'customer data', 'weight': 0.10393064}, {'name': 'customers', 'weight': 0.10181047}, {'name': 'customer behavior', 'weight': 0.09998691}, {'name': 'customer privacy', 'weight': 0.0990852}, {'name': 'higher customer retention', 'weight': 0.098761044}, {'name': 'customer relationships', 'weight': 0.098676145}, {'name': 'loyal customers', 'weight': 0.098665476}, {'name': 'customer service', 'weight': 0.098547146}]",[],"[{'data': 'Raviteja Dodda', 'type': 'PERSON', 'mentions': 2}, {'data': 'MoEngage', 'type': 'ORG', 'mentions': 1}, {'data': 'NASCAR', 'type': 'ORG', 'mentions': 1}, {'data': 'Roblox', 'type': 'ORG', 'mentions': 1}, {'data': 'Poshmark', 'type': 'ORG', 'mentions': 1}, {'data': 'Snapchat', 'type': 'ORG', 'mentions': 1}, {'data': 'Carrefour', 'type': 'ORG', 'mentions': 1}, {'data': 'WhatsApp', 'type': 'ORG', 'mentions': 1}, {'data': 'Statista', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Forbes Business Council', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Safari', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Next Gen Racecar', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'French', 'type': 'NORP', 'mentions': 1}, {'data': '24-hour', 'type': 'TIME', 'mentions': 1}, {'data': 'less than 15 seconds', 'type': 'TIME', 'mentions': 1}]","Raviteja Dodda (Ravi) is the cofounder and CEO of MoEngage, an insights-led customer engagement platform.
+
+For marketers, 2023 is shaping up to be laser-focused on digital channels. Across the board, marketers are planning to increase their budgets on technology tools to remove barriers and get closer to their customers across multiple digital channels. Unsurprisingly, most marketers are divesting budgets allocated toward traditional advertising methods, such as television, radio and print, in favor of social media, mobile apps and producing owned content like videos and podcasts.
+
+In this article, I will examine the key brand marketing takeaways of 2022, leaving marketers with five customer engagement trends that should have a significant impact on marketing strategies in 2023.
+
+We’ve already seen the excitement around the open-source chatbot ChatGPT kicking off the new year. AI-powered, generative chatbots will shape marketing strategies this year and beyond. Why? Due to open API architectures, AI-powered chatbots can be programmed to access brands’ customer data across the martech stack, enabling them to understand the pulse of customers based on their interactions with brands. Chatbots have had no choice but to advance to improve the customer experience.
+
+As these tools become more sophisticated, expect to see more chatbot-driven voice interactions and omnichannel campaigns. Brands can leverage chatbots to analyze customer behavior and predict their next steps by looking at multiple touchpoints to improve customer experience. Chatbots use machine learning (ML) to adapt to changing customer expectations and provide individualized experiences cost-effectively.
+
+Brands have started using Facebook Messenger or live chat to automate easy payments using chatbots with built-in data security and information protection. Chatbots can use the information from this quick payment procedure to facilitate conversation-driven, cross-selling, and upselling. Chatbots can provide transaction details and payment confirmation, resulting in higher customer retention.
+
+2. Metaverse Gets Real: AR And VR On The Rise
+
+Influencer Marketing Hub predicts that virtual reality will have a compound annual growth rate of 15% by 2030. 2023 could be the year we see it gain significant traction.
+
+As the metaverse tries to blend augmented reality (AR), virtual reality (VR) and AI, a new 3-D immersive experience could blur the line between real and reel. Marketers must find ways to harness opportunities to create personalized experiences for customers that draw them in and encourage them to take action.
+
+Multiple examples of blended experiences have set the stage for what’s to come. For instance, “gamevertising” is rising. NASCAR debuted its “Next Gen Racecar�� on the popular gaming platform Roblox. AR is helping customers “try on” their favorite products from 3-D catalogs. Some brands, such as Poshmark, enable online shopping through channels like Snapchat. French brand Carrefour enabled consumers to holiday shop via WhatsApp.
+
+Soon, banks may even be able to offer a full 24-hour metaverse banking experience to customers who want to visit a bank branch but want to avoid going through the hassle of driving to a branch. For example, metaverse avatars of bank executives may soon replace voice-based contact centers, allowing banks to provide customers with detailed information (such as bank statements and forms) in real time.
+
+Hyper-personalization can leverage advanced AI/ML to take personalization to the next level, delivering more relevant offers and experiences to each customer. In 2023, hyper-personalization will become a go-to strategy for marketers to build loyal customers.
+
+Hyper-personalization as part of engagement campaigns can make each message feel like a unique, one-on-one engagement with customers. By focusing on hyper-personalization, marketers can help ensure that customers receive the communications they are interested in at the right day/time across the preferred channel, leading to positive engagement, increased retention and higher conversion.
+
+Video-first content is becoming a key area for marketing as it keeps viewers engaged longer than static posts. Statista reported that over three billion internet users watched a video at least once monthly in 2022. Short-form, highly personalized video ads will become a major marketing trend in 2023.
+
+Keep in mind that consumers are more willing to engage with content that is less than 15 seconds, but if marketers can personalize an ad, they have the power to increase viewer completion rates to an average of 85%. Marketers must use short, impactful personalized videos to improve engagement and brand exposure.
+
+Facebook, TikTok and Instagram video reels are good options to grab consumer attention. Instagram, for example, has aggressively optimized its algorithm to prioritize reels and give video creators greater visibility than static content alone. Live streaming also promises to be a great marketing strategy for consumer brands. When combined with influencers and personalized content, live streaming encourages potential buyers to interact with other brand advocates, discuss a product’s strengths and make purchases while watching a video.
+
+Marketers’ anxiety over data collection and privacy issues has increased over the past few years.
+
+Firefox and Safari began blocking third-party cookies in their browsers, prompting many brands to proactively collect and use their customer data. Google is now also envisioning a cookieless future, enforcing the critical role that first and zero-party data will play going forward. Google will be phasing out third-party cookies in 2024.
+
+Zero-party data collected from loyalty/referral programs, buying intent or other sources can be used for product recommendations, creating custom profiles and improving customer service. Similarly, brands can use first-party data gathered from owned digital channels, such as website/app, surveys, feedback, newsletter, SMS opt-ins, etc. This can facilitate offering hyper-personalized experiences, reaching the right customers and fostering customer relationships by understanding their preferences.
+
+In 2023, we will likely witness more emphasis on data regulations and customer privacy, leading brands to re-evaluate their marketing strategies and make significant shifts in marketing spending and resource allocation.
+
+Expect to see these martech trends explode over the year, striking a balance between continued optimization of brand equity, a consistent focus on customer experience, and a conscious evolution of customer engagement. New martech platforms, technologies and trends will further impact customer behavior, and marketers must be able to keep up.
+
+Forbes Business Council is the foremost growth and networking organization for business owners and leaders. Do I qualify?",65257980e8264c9f91e0960ff31be79e,Council Post: Five Customer Engagement Trends Influencing 2023 Marketing Strategies,4,,,,
+10993,"Microsoft's EU remedies target only cloud streaming rivals, sources says - BRUSSELS (Reuters) - Microsoft Corp's remedies to address European Union antitrust concerns over its $69 billion acquisition of Activision focus only on cloud gaming services, with no mention of rival Sony, people familiar with the matter said on Monday.
+
+The U.S. software giant has been trying to allay the Commission's concerns that the deal may reduce competition for console and personal computers, PC operating systems and cloud game streaming services. However, the absence of a Sony solution suggests the Commission no longer has concerns about competition in the console market.
+
+Microsoft submitted its proposal to the European Commission last week but did not disclose details.
+
+The sources said Microsoft has offered 10-year licensing deals for cloud gaming services, citing Nvidia, Ukraine-based cloud gaming provider Boosteroid and Japan's Ubitus as examples.
+
+The EU competition enforcer has given rivals and customers until the end of this week to provide feedback before it decides on the deal by May 22, they said.
+
+Microsoft's EU offer is narrower than that to the UK competition agency, which includes licensing deals to cloud gaming services and a 10-year deal with parity on content and quality for Activision's Call of Duty franchise to critic and PlayStation owner Sony.
+
+The Commission is likely to accept such licensing deals and clear the deal, other people with direct knowledge of the deal have told Reuters, but it is not clear if the UK watchdog will accept such so-called behavioural remedies.","{'positive': 0.19142173, 'negative': 0.21229878, 'neutral': 0.5962795}","Microsoft Corp. has submitted its proposal to the European Commission with no mention of rival Sony, but the absence of a Sony solution suggests the Commission no longer has concerns about competition in the console market. Microsoft has offered 10-year licensing deals for cloud gaming services, citing Nvidia, Ukraine-based cloud gaming provider Boosteroid and Japan's Ubitus as examples. The Commission is likely to accept such licensing deals and clear the deal, but it is not clear if the UK watchdog will accept such so-called behavioural remedies.","Microsoft Corp's remedies to address European Union antitrust concerns over its $69 billion acquisition of Activision focus only on cloud gaming services, with no mention of rival Sony, people familiar with the matter said on Monday.  The U.S. software giant has been trying to allay the Commission's concerns that the deal may reduce competition for console and personal computers, PC operating systems and cloud game streaming services.",MSFT,Technology & Communications,Software & IT Services,Microsoft Corp,"{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 'Employees are key contributors to value creation in the Software & IT Services industry. While the number of job openingsin the industry continues to grow, entities commonly find it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. To respond to talent shortages, entities often hire foreign nationals and offshore operations, creating employee management and sustainability challenges and related business risks. Some entities contribute to relevant education and training programs to expand the availability of domestic, skilled employees. Entities offer significant monetary and non-monetary benefits to improve employee engagement and therefore retention and productivity. Initiatives to improve employee engagement and work-life balance may influence therecruitment and retention of a diverse workforce. The industry is characterised by relatively low representation from women and minority groups; efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally improve the value of entity offerings. Greater workforce diversity is important for innovation and helps entities understand the needs of their diverse and global customer base.', 'Data Privacy & Freedom of Expression': 'As software and IT services entities increasingly deliver products and services over the Internet and through mobile devices, they must carefully manage two separate and often conflicting priorities. On the one hand, entities use customer data to innovate and provide customers with new products and services and to generate revenues. On the other hand, there are privacy concerns associated with entities having access to a wide range of customer data, such as personal, demographic, content, and behavioural data. This dynamic is leading to increased regulatory scrutiny in many countries around the world. The delivery of cloud-based software and IT services also raises concerns about potential access to user data by governments that may use it to limit the freedoms of citizens. Effective management in this area is important to reduce regulatory and reputational risks that can lead to decreased revenues, lower market share, and regulatory actions involving potential fines and other legal costs.', 'Intellectual Property Protection & Competitive Behaviour': 'Entities in the Software & IT Services industry spend a significant proportion of their revenues on IP protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, entities‚Äô IP practices can sometimes be a contentious societal issue. Entities couldsometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, entities in the industry must navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose entities in the industry to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with potentially significant impacts on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation while ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the growth of cloud-based service offerings, entities in this industry own, operate or rent increasingly more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously, and disruptions to the energy supply can have a material effect on operations, depending on the magnitude and timing of the disruption. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable supply of energy and water, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Managing Systemic Risks from Technology Disruptions': 'With trends towards increased cloud computing and Software as a Service (SaaS), software and IT service providers must ensure they have robust infrastructure and policies in place to minimise disruptions to their services. Disruptions such as programming errors or server downtime may generate systemic risks, because computing and data storage functions move from individual entity servers in various industries to data centres of cloud-computing service providers. The risks areincreased particularly if the affected customers are in sensitive sectors, such as financial institutions or utilities, which are considered critical national infrastructure. Entities‚Äô investments in improving the reliability and quality of their IT infrastructure and services may attract and retain customers, thereby creating revenue and opportunities in new markets.', 'Data Security': 'Software & IT services entities are targets of growing data security threats from cyber attacks and social engineering, which puts their own data and their customers‚Äô data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. Meanwhile, new and emerging data security standards and regulations are likely to affect theoperating expenses of entities through increased costs of compliance. Additionally, entities in this industry are well-positioned to uncover revenue opportunities by providing secure software and services to meet the demand for ensuring data is kept secure. '}","{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 0.7503311413605587, 'Data Privacy & Freedom of Expression': 0.7993371382466742, 'Intellectual Property Protection & Competitive Behaviour': 0.7848316444191786, 'Environmental Footprint of Hardware Infrastructure': 0.7540514618589614, 'Managing Systemic Risks from Technology Disruptions': 0.773644770401566, 'Data Security': 0.7787772255697273}",0.7993371382466742,Inchul,Minor focus,Major focus,Neutral,"Intellectual Property Protection & Competitive Behaviour, Data Security",Major,Minor,Negative,2023-07-05T20:29:15+00:00,https://www.mercurynews.com/2023/07/05/with-elon-musk-there-was-no-moment-of-passion-and-no-affair-sergey-brins-ex-wife-says/,"[{'name': 'Google co-founder Sergey Brin', 'weight': 0.067887135}, {'name': 'Sergey Brin', 'weight': 0.06590808}, {'name': 'Wall Street Journal', 'weight': 0.060663402}, {'name': 'autism', 'weight': 0.060130842}, {'name': 'Shanahan', 'weight': 0.059320256}, {'name': 'Nicole Shanahan', 'weight': 0.057855915}, {'name': 'Elon Musk', 'weight': 0.05718091}, {'name': 'Brin', 'weight': 0.05713986}, {'name': 'People', 'weight': 0.05623635}, {'name': 'Musk', 'weight': 0.05151806}]",[{'name': 'Auto'}],"[{'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 13}, {'data': 'Sergey Brin’s', 'type': 'PERSON', 'mentions': 11}, {'data': 'Nicole Shanahan', 'type': 'PERSON', 'mentions': 19}, {'data': 'Echo', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chloe', 'type': 'PERSON', 'mentions': 1}, {'data': 'Benji', 'type': 'PERSON', 'mentions': 1}, {'data': 'Anne Wojcicki', 'type': 'PERSON', 'mentions': 1}, {'data': 'Larry Page', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jacob Strumwasser', 'type': 'PERSON', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'People', 'type': 'ORG', 'mentions': 11}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 2}, {'data': 'Neuralink', 'type': 'ORG', 'mentions': 1}, {'data': 'Wall Street Journal', 'type': 'ORG', 'mentions': 5}, {'data': 'CNN', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': '23andMe', 'type': 'ORG', 'mentions': 1}, {'data': 'the University of Puget Sound', 'type': 'ORG', 'mentions': 1}, {'data': 'the Santa Clara University School of Law', 'type': 'ORG', 'mentions': 1}, {'data': 'CodeX', 'type': 'ORG', 'mentions': 1}, {'data': 'the Stanford Center for Legal Informatics', 'type': 'ORG', 'mentions': 2}, {'data': 'Bia-Echo Foundation', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 3}, {'data': 'Lake Tahoe', 'type': 'LOC', 'mentions': 1}, {'data': 'Southern California', 'type': 'LOC', 'mentions': 1}, {'data': 'Oakland', 'type': 'GPE', 'mentions': 2}, {'data': 'Nevada', 'type': 'GPE', 'mentions': 1}, {'data': 'crazy hours', 'type': 'TIME', 'mentions': 1}, {'data': 'the night before', 'type': 'TIME', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Asian', 'type': 'NORP', 'mentions': 1}, {'data': 'Burning Man', 'type': 'EVENT', 'mentions': 1}]","Nicole Shanahan, the ex-wife of Google co-founder Sergey Brin, is doubling down on her denial that she and Elon Musk had an affair that led to the 2021 break-up of her marriage.
+
+Instead, Shanahan said in a lengthy interview with People that her relationship with the Tesla billionaire was “collegial” in a way that’s typical among their social circle of Silicon Valley “thinkers, dreamers and doers.” She said she mainly sought parental advice from Musk, who has Asperger’s syndrome, after her daughter Echo, 4, was diagnosed with autism. She hoped Musk would have insights on the best treatment for autism.
+
+“Did Elon and I have sex, like it was a moment of passion, and then it was over? No,” Shanahan, 37, told People. “Did we have a romantic relationship? No. We didn’t have an affair.”
+
+Shanahan said that she and Musk simply talked about “how I might think about helping my daughter with her autism treatment, given his background with Neuralink,” his neurotechnology company. She said, “It was a conversation that was very meaningful about life and how people show up for one another. To be painted with such a massive scarlet letter just seems so unfair.”
+
+Shanahan, a lawyer, philanthropist and investor from Oakland, recalls how she was painted with the “gold digger” label, following a July 2022 Wall Street Journal story that alleged that she and Musk had an affair in December 2021.
+
+The story said the affair occurred while Shanahan and her billionaire husband were separated but still living together. The story also said that Brin filed for divorce in early 2022, several weeks after learning about the supposed affair.
+
+Shanahan likely would have become acquainted with Musk through Brin, whom she married in 2018 after they met at a Lake Tahoe yoga festival in 2014, People reported. Brin was a longtime friend of Musk’s and an early investor in Tesla, CNN said. While the Wall Street Journal cited unnamed people close to Brin’s split from Shanahan, she and Musk adamantly denied a sexual relationship.
+
+Predictably, Musk, the future owner of Twitter, took to the social media platform to issue his denials, writing: “I work crazy hours, so there just isn’t much time for shenanigans.” He also insisted that he and Brin were still friends by saying that they had attended a party together the night before, CNN reported.
+
+“I’ve only seen Nicole twice in three years, both times with many other people around. Nothing romantic,” Musk tweeted.
+
+Shanahan told People how the Wall Street Journal story made her a sudden celebrity and the object of global fascination, as well as derision. Through a representative, she denied the affair allegation and asked the Journal to not publish the story, she says.
+
+“I was going through a lot in my personal life,” she told People. Her marriage was ending, and she was saying good-bye to her two stepchildren, Chloe and Benji — Brin’s children with his first wife Anne Wojcicki, the CEO of 23andMe.
+
+“I’m told you’re not supposed to read the comments and tweets, but I did,” Shanahan said. “I was really, honestly, intrigued by the different interpretations people were having. It seemed to me that misogynists and feminists were having very different opinions on the story and how they were interpreting it. The Wall Street Journal really focused on Sergey and Elon and I was almost an irrelevant character. But many of the other outlets I noticed were really trying to figure out who I was and how someone like me could end up in a situation like this.”
+
+Shanahan ended up in this particular situation after overcoming a poor, disadvantaged childhood. She grew up in Oakland with a father who suffered from bipolar disorder and schizophrenia, while her Chinese immigrant mother struggled to make ends meet before becoming an accountant, People reported. “I had a very hard childhood with a lot of sadness, fear and instability,” Shanahan told People about her father’s behavior. “At times there was violence.”
+
+Shanahan said she worked hard to get into college, focusing on Asian studies at the University of Puget Sound. She graduated from the Santa Clara University School of Law in 2014 and earned a fellowship at CodeX, the Stanford Center for Legal Informatics.
+
+That’s the year she met Brin. She told People that their romance blossomed as they hung out around the Stanford campus, where he had been a student and “where he created Google with Larry Page.”
+
+“There was so much innovation happening in the Valley,” Shanahan said about the inspiring energy around the tech industry in 2014 to 2016. During those years, she said, Silicon Valley “was the most popular place to be on the planet if you were an ambitious young person seeking to change the world for the better. I look back at that time with so much nostalgia. ”
+
+But marrying Brin didn’t make her happy because she felt her life had become “insulated.” She said it was hard to stay “grounded” while living a life of “mega-wealth.”
+
+“When I was living as a wife of a billionaire, I was not the best version of myself,” Shanahan told People. “I felt conflicted every day, like I couldn’t access the thing that made me what I am.”
+
+Since her divorce, Shanahan told People she has begun to “do real work” by managing a venture capital fund that invests in “Earth-conscious startups” and by overseeing her Bia-Echo Foundation, for which she spends her days researching and investing in climate solutions, reproductive health, social justice and a cure for autism.
+
+Shanahan also told People how she has found love with Jacob Strumwasser, a “reformed Wall Street guy” and businessman whom she met at the Burning Man festival in Nevada. With their shared love of surfing, the couple celebrated their commitment to each other with a “love ceremony” that took place on a favorite Southern California beach. “It’s lovely to be seen for who I am,” Shanahan said.",71a58a7f12c6480eac721521143e7621,"With Elon Musk, there was no ‘moment of passion’ and no affair, Sergey Brin’s ex-wife says",4,,,,
+8009,"Health Insurance Stocks Tumble Over Spike In Surgeries Delayed By Pandemic - Health insurance firms saw significant drops in their stock prices Wednesday after UnitedHealth Group said it was expecting its profits to take a hit from a surge of people undergoing non-urgent surgeries they put off during Covid-19.
+
+The price falls came after UnitedHealth CEO Tim Noel said more seniors who are enrolled in Medicare have been undergoing surgeries for non-urgent issues like knees and hips, in comments he made Tuesday at the Goldman Sachs Global Healthcare Conference. The trend appears to be “pent-up demand” that is now being “satisfied,” he said. UnitedHealth’s stock was down 7% in intraday trading early Wednesday afternoon, while competitors also fell, with Humana down 12%, Elevance Health down 7% and CVS Health Corp. down 6%.
+
+What To Watch For
+
+UnitedHealth is expecting to see the uptick in surgeries eat into its second quarter profits. Its medical loss ratio, which represents the proportion of premiums going to medical care, is expected to be close to 83.1%, higher than last quarter’s 82.2%. While executives said during the call these issues may only affect earnings during the second quarter, Noel added they are “not assuming that those abate right away.”
+
+UnitedHealth thrived during the pandemic and its stock has risen close to 80% since February 2020. During the first quarter of 2023, the company earned almost $92 billion in revenue, a 15% increase from the previous year. People sought less in-person medical care during the pandemic while they were socially distancing, which resulted in major profits for health insurance companies. Emergency room visits are still slightly below historical averages, UnitedHealth CFO John Rex said during an earnings call in April, but higher than they were during the pandemic.
+
+While insurers were negatively affected by UnitedHealth’s comments, medical device makers and hospital operators generally saw stocks go up Wednesday. Hospital firms Tenet Healthcare and HCA Healthcare were both up about 3% early Wednesday afternoon, while manufacturers Boston Scientific and Zimmer Biomet were up more than 4%.
+
+Pandemic profits: top US health insurers make billions in second quarter (Guardian)
+
+Full coverage and live updates on the Coronavirus","{'positive': 0.0222853, 'negative': 0.96251744, 'neutral': 0.015197253}","UnitedHealth Group, the health insurance provider, saw its stock prices drop 7% in trading Wednesday after announcing that it was expecting its profits to take a hit from a surge of people undergoing non-urgent surgeries they put off during Covid-19. The company is expecting to see the uptick in surgeries eat into its second quarter profits, with its medical loss ratio expected to be close to 83.1%, higher than last quarter‚Äôs 82.2%. Hospital firms Tenet Healthcare and HCA Healthcare were both up about 3% early Wednesday afternoon, while manufacturers Boston Scientific and Zimmer Biomet were up more than 4%. UnitedHealth thrived during the pandemic and its stock has risen close to 80% since February 2020.",UnitedHealth‚Äôs stock fell 7% Wednesday after saying an uptick in surgeries could squeeze revenues.,BSX,Health Care,Medical Equipment & Supplies,Boston Scientific Corp,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry‚Äôs products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7430297826487731, 'Supply Chain Management': 0.7700891525781381, 'Ethical Marketing': 0.7687453322968334, 'Business Ethics': 0.7665765010246077, 'Product Design & Lifecycle Management': 0.7635279871225794, 'Affordability & Pricing': 0.8057451039669177}",0.8057451039669177,Inchul,Minor focus,Minor focus,Positive,,Minor,Major,Neutral,2022-12-21T12:00:00+00:00,https://www.forbes.com/sites/chasewithorn/2022/12/21/the-planets-billionaires-are-nearly-2-trillion-poorer-this-year/,"[{'name': 'tech billionaires', 'weight': 0.080191374}, {'name': 'bad year', 'weight': 0.078253426}, {'name': 'New billionaires', 'weight': 0.07746564}, {'name': 'Chinese billionaires', 'weight': 0.07200695}, {'name': 'American billionaires', 'weight': 0.0719084}, {'name': 'billionaires', 'weight': 0.07148334}, {'name': 'cofounder Bill Gates', 'weight': 0.070680715}, {'name': 'Indian billionaire Gautam Adani', 'weight': 0.06795294}, {'name': 'year', 'weight': 0.067045435}, {'name': 'rocket maker SpaceX', 'weight': 0.06652349}]",[],"[{'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'French', 'type': 'NORP', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 2}, {'data': 'Indian', 'type': 'NORP', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 8}, {'data': 'Sam Bankman-Fried', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kanye West', 'type': 'PERSON', 'mentions': 1}, {'data': 'RJ Scaringe', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 1}, {'data': 'Larry Page', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sergey Brin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bill Gates', 'type': 'PERSON', 'mentions': 2}, {'data': 'Steve Ballmer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bernard Arnault', 'type': 'PERSON', 'mentions': 2}, {'data': 'Phil Knight', 'type': 'PERSON', 'mentions': 1}, {'data': 'Leonard Lauder', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dan Gilbert', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jack Ma', 'type': 'PERSON', 'mentions': 1}, {'data': 'Yang Huiyan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Zhong Shanshan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Todd Boehly', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tom Ford', 'type': 'PERSON', 'mentions': 1}, {'data': 'Colin Zheng Huang', 'type': 'PERSON', 'mentions': 1}, {'data': 'Low Tuck Kwong', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gautam Adani', 'type': 'PERSON', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'Earth', 'type': 'LOC', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 5}, {'data': 'Rivian', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'the Bill & Melinda Gates Foundation', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 2}, {'data': 'SpaceX', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Nike', 'type': 'ORG', 'mentions': 1}, {'data': 'Estee Lauder', 'type': 'ORG', 'mentions': 1}, {'data': 'Rocket Mortgage', 'type': 'ORG', 'mentions': 1}, {'data': 'Alibaba', 'type': 'ORG', 'mentions': 1}, {'data': 'Pinduoduo', 'type': 'ORG', 'mentions': 1}, {'data': 'Adani Group', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': 'Japan', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Indonesia', 'type': 'GPE', 'mentions': 1}]","It was a tough year for tech billionaires, Russian oligarchs–and Elon Musk.
+
+t’s been a bad year to be a billionaire–and not just for those who blew up their businesses or got themselves arrested. After adding trillions to their collective fortunes in 2020 and 2021, the world’s richest people were rocked by 12 months of shaky stock markets, war in Europe and rampant inflation.
+
+As a group, the planet’s billionaires have lost $1.9 trillion in 2022, according to Forbes’ estimates, with their collective wealth dropping from $13.8 trillion on New Year’s Day to $11.9 trillion on December 9. The number of billionaires has fallen too, from 2,671 to 2,523, per Forbes’ real-time tracker, as high-profile moguls like Sam Bankman-Fried, Kanye West and Rivian founder RJ Scaringe have dropped from the ranks.
+
+No one has been hit harder than the world’s 300 or so tech billionaires, who have collectively lost more than $1 trillion in 2022. After a raucous couple years when the pandemic boom and overeager investors drove up tech stocks and startup valuations, things have plummeted back to Earth. Companies are slashing costs, laying off workers and pulling IPOs. Shares of Amazon have cratered by nearly 50%, helping knock more than $80 billion off founder Jeff Bezos’ net worth. Google-parent Alphabet’s stock is down 36%, lopping more than $40 billion apiece from the fortunes of cofounders Larry Page and Sergey Brin. Microsoft stock has slid 27% through December 9, denting the riches of cofounder Bill Gates and former CEO Steve Ballmer, though Gates’ bad year is mostly his own doing: This summer, he made a $20 billion gift to the Bill & Melinda Gates Foundation. Mark Zuckerberg, who Forbes categorizes as media & entertainment, is some $78 billion poorer this year, as shares of Facebook-parent Meta Platforms have fallen by 66%.
+
+The biggest loser of 2022, by far, is Elon Musk, who Forbes classifies as an automotive billionaire since most of his net worth stems from electric vehicle maker Tesla. Musk has been reminded of that fact by investors, who have pushed Tesla’s stock price down 60% through December 20 this year, in part due to fears that Musk, who is also CEO of rocket maker SpaceX, is spending far too much time and money on his newest toy, Twitter (where he is also CEO–for now). Musk has shed more than $115 billion of his wealth in 2022, by Forbes’ count. He began the year the planet’s richest person by a huge margin, some $70 billion ahead of French luxury goods kingpin Bernard Arnault. Musk lost the top spot to Arnault earlier this month and his net worth has continued to plunge.
+
+American billionaires have lost the most this year, with some $660 billion in collective wealth up in smoke. In addition to the heavy losses sustained by Musk and the nation’s tech billionaires, American entrepreneurs like Nike cofounder Phil Knight (who is down $18.3 billion), former Estee Lauder boss Leonard Lauder (-$9.8 billion) and Rocket Mortgage founder Dan Gilbert (-$8.1 billion) rank among the U.S. citizens who had the worst 2022.
+
+China, which has faced Covid-19 challenges, domestic protests and slumping global demand, hasn’t fared much better. Chinese billionaires are down an aggregate $620 billion, with big losers including Alibaba cofounder Jack Ma (-$13.1 billion), who is reportedly living in Japan following China’s tech crackdown, real estate heir Yang Huiyan (-$11.6 billion) and bottled water mogul Zhong Shanshan (-$11.3 billion).
+
+Meanwhile, the war with Ukraine continues to impact Russia’s richest people, who have been hit with sanctions and a struggling economy, leading to an estimated $150 billion drop in the total net worth of the nation’s billionaires.
+
+Still, not everyone is doing poorly. New billionaires have emerged, including investing and sports magnate Todd Boehly and designer Tom Ford. And it’s been a great year for a handful of super-fortunate billionaires, including Colin Zheng Huang (+$11.1 billion), the Chinese billionaire behind e-commerce giant Pinduoduo, and Low Tuck Kwong (+$16 billion), who is known as the coal king of Indonesia. And you probably won’t hear any complaints about 2022 from Indian billionaire Gautam Adani. He had the best year of all, gaining $55.1 billion over the past 12 months as his Adani Group–which has interests in ports, airports, power generation, green energy and real estate–skyrockets in value. At $133.9 billion, he’s set to begin 2023 as the world’s third-richest person–well within striking distance of a sputtering Elon Musk.",12f2accca54f4dda9fafb806f1ab2799,The Planet's Billionaires Are Nearly $2 Trillion Poorer This Year,4,,,,
+27118,"Constellation Brands Publishes ESG Impact Report, Advancing a Future Worth Reaching For - NORTHAMPTON, MA / ACCESSWIRE / November 16, 2022 / Constellation Brands, Inc. (NYSE:STZ), a leading beverage alcohol company, recently published its ESG Impact Report highlighting established commitments and targets to positively impact the planet and its people, and progress made toward achieving them.
+
+Constellation's ESG ambitions are grounded in the following three focus areas:
+• None Serving as good stewards of the environment - modeling water stewardship for the beverage alcohol industry; and reducing greenhouse gas (GHG) emissions through energy conservation and renewable energy initiatives.
+• None Enhancing social equity within the industry and local communities - championing the professional development and advancement of women in the beverage alcohol industry and local communities; enhancing economic development and prosperity in disadvantaged communities; and championing an inclusive culture characterized by diversity in background and thought, which reflects the consumers and communities that the company serves.
+• None Promoting responsible beverage alcohol consumption - ensuring the responsible promotion and marketing of the company's products.
+
+This report details notable progress that Constellation has made in these focus areas, including:
+• None Established and began implementing a 3-year strategy and operating plans to restore approximately 1.1 billion gallons of water withdrawals from local watersheds, while improving accessibility and the quality of water for communities where the company operates between fiscal year 2023 and fiscal year 2025.
+• None Established and began implementing a three-year strategy and operating plans to reduce Scope 1 and Scope 2 GHG emissions by 15% by fiscal year 2025 (from a fiscal year 2020 baseline).
+• None Invested approximately $75 million in female-led or founded businesses through August 2022.
+• None Helped more than 3,500 women receive services and training to help advance their careers in partnership with Dress for Success in calendar year 2021.
+• None Committed to invest approximately $15 million in minority-owned businesses through August 2022.
+• None Helped more than 4,700 Hispanic families strengthen their financial security through financial empowerment and housing counseling programs in calendar year 2021 through support of UnidosUS.
+• None Increased female representation and overall ethnic diversity among Constellation's U.S. salaried employee population to 43% and 22%, respectively, in fiscal year 2022 progressing toward the established goals of 50% and 30%, respectively, by fiscal year 2026.
+• None Supported the efforts of Responsibility.org to empower adults to make a lifetime of responsible alcohol choices as part of a balanced lifestyle and help eliminate drunk driving.
+
+""While Constellation has a rich history demonstrating its commitment to doing well by doing good, we believe the social, economic, and environmental challenges of today's world require greater accountability, which is why we've bolstered our ESG commitments as a core tenet of our long-term business strategy,"" said Bill Newlands, Constellation Brands' President and Chief Executive Officer. ""We are extremely proud of the progress we've made to help our communities and planet thrive, and we are excited to share it with our stakeholders. I sincerely thank our Constellation team members, as well as our non-profit, industry, and community partners, and broader stakeholders, for their continued support and collaboration. Together, we are striving to create a future that is truly Worth Reaching For.""
+
+To read the full 2022 ESG Impact Report and watch a brief video highlighting Constellation's ESG strategy, click here.
+
+To learn more, visit cbrands.com and follow us on Twitter, Instagram, and LinkedIn.
+
+At Constellation Brands (NYSE: STZ), our mission is to build brands that people love because we believe sharing a toast, unwinding after a day, celebrating milestones, and helping people connect, are Worth Reaching For. It's worth our dedication, hard work, and the bold calculated risks we take to deliver more for our consumers, trade partners, shareholders, and communities in which we live and work. It's what has made us one of the fastest-growing large CPG companies in the U.S. at retail, and it drives our pursuit to deliver what's next.
+
+Today, we are a leading international producer and marketer of beer, wine, and spirits with operations in the U.S., Mexico, New Zealand, and Italy. Every day, people reach for our high-end, iconic imported beer brands such as Corona Extra, Corona Light, Corona Premier, Modelo Especial, Modelo Negra, and Pacifico, our fine wine and craft spirits brands, including The Prisoner Wine Company, Robert Mondavi Winery, Casa Noble Tequila, and High West Whiskey, and our premium wine brands such as Meiomi, and Kim Crawford.
+
+But we won't stop here. Our visionary leadership team and passionate employees from barrel room to boardroom are reaching for the next level, to explore the boundaries of the beverage alcohol industry and beyond. Join us in discovering what's Worth Reaching For.
+
+View additional multimedia and more ESG storytelling from 3BL Alerts on 3blmedia.com.","{'positive': 0.70222956, 'negative': 0.012036517, 'neutral': 0.285734}","
+• None Enhancing social equity within the industry and local communities - championing the professional development and advancement of women in the beverage alcohol industry and local communities; enhancing economic development and prosperity in disadvantaged communities; and championing an inclusive culture characterized by diversity in background and thought, which reflects the consumers and communities that the company serves. 
+
+This report details notable progress that Constellation has made in these focus areas, including:
+• None Established and began implementing a 3-year strategy and operating plans to restore approximately 1.1 billion gallons of water withdrawals from local watersheds, while improving accessibility and the quality of water for communities where the company operates between fiscal year 2023 and fiscal year 2025. 
+• None Established and began implementing a three-year strategy and operating plans to reduce Scope 1 and Scope 2 GHG emissions by 15% by fiscal year 2025 (from a fiscal year 2020 baseline). 
+• None Increased female representation and overall ethnic diversity among Constellation's U.S. salaried employee population to 43% and 22%, respectively, in fiscal year 2022 progressing toward the established goals of 50% and 30%, respectively, by fiscal year 2026.","Constellation Brands, Inc. (NYSE:STZ), a leading beverage alcohol company, recently published its ESG Impact Report highlighting established commitments and targets to positively impact the planet and its people, and progress made toward achieving them.",STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity’s direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities’ heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol’s detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity’s long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities’ ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may improve supply chain resiliency and enhance an entity’s reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7605511682689772, 'Packaging Lifecycle Management': 0.7756091757017914, 'Energy Management': 0.7727067353035966, 'Responsible Drinking & Marketing': 0.7589151798901285, 'Ingredient Sourcing': 0.7779513841826029, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7728610130535868}",0.7779513841826029,Inchul,Major focus,Major focus,Positive,"Water Management, Energy Management, Packaging Lifecycle Management, Responsible Drinking & Marketing, Social Equity, Diversity & Inclusion",Minor,Minor,Positive,2023-06-17T14:31:04+00:00,https://www.cbsnews.com/miami/news/apple-launches-free-summer-camp/,"[{'name': 'inventors', 'weight': 0.1293797}, {'name': 'free summer camp', 'weight': 0.1269308}, {'name': 'kids', 'weight': 0.121149}, {'name': 'August 5th', 'weight': 0.09922649}, {'name': 'Anthony Jackson', 'weight': 0.09771398}, {'name': 'Jackson', 'weight': 0.09005996}, {'name': 'Apple Creative', 'weight': 0.08724843}, {'name': 'Apple Pencil', 'weight': 0.08629162}, {'name': 'summer', 'weight': 0.0861013}, {'name': 'Apples free summer camp', 'weight': 0.08481723}]",[{'name': 'General'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 5}, {'data': 'CBS News Miami', 'type': 'ORG', 'mentions': 1}, {'data': 'MIAMI', 'type': 'GPE', 'mentions': 3}, {'data': 'Today at Apple Creative', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Anthony Jackson', 'type': 'PERSON', 'mentions': 4}, {'data': '90-minute', 'type': 'TIME', 'mentions': 1}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Pencil', 'type': 'PRODUCT', 'mentions': 1}]","MIAMI -- School is officially over, and you may find it challenging to keep the kids entertained without breaking the bank.
+
+Joining us on CBS News Miami is ""Today at Apple Creative,"" Anthony Jackson, to discuss the new camp that Apple has launched in Miami, where kids can create inventions.
+
+""Apple Camp is a free, fun, engaging 90-minute program for families and kids running all the way through August 5th. No experience necessary. Come as you are. It's a great opportunity for kids in Miami to learn together this summer,"" said Jackson.
+
+When asked about the inspiration behind this program, Jackson highlights its importance in helping kids think like inventors.
+
+""This camp is all about designing your dream invention on iPad, so our whole goal is to give kids the opportunity to think like inventors and follow the inventor process. They can brainstorm their ideas together on iPad and Apple Pencil, and we will be there to support them.""
+
+Jackson also discusses why he decided to be part of the team that created the free summer camp program.
+
+If you are interested in Apple's free summer camp you can register here.",d8f4c05a84224a37a76516b8c123a55d,"Apple launches free summer camp, ""Helps kids think like inventors""",4,,,,
+19015,"These top grocery stores are dominating the Midwest from Hy-Vee to Cub Foods - Where it had the highest share of visits: Iowa (65%), Nebraska (41%), South Dakota (58%) Started as a single general store in 1930, Hy-Vee's stores today boast beauty sections and 24-hour Chinese takeout. They also have in-store restaurants, including Wahlburgers, Starbucks, and Caribou Coffee, and have partnered with Orangetheory to offer classes. The chain came out on top by store visits in three states, according to Placer.ai's data. It also came in second in three other states: Kansas, Minnesota, and Missouri. Hy-Vee's expansion plans are set to make it more than a regional favorite: The grocer is building stores in the Southern states of Alabama and Tennessee.
+
+People wear face masks as they leave a Meijer store in Detroit, Michigan on April 7, 2020. Where it had the highest share of visits: Michigan (49%) Around half of Meijer's stores are located in its home state of Michigan, partially explaining the chain's dominance in that state. Regular shoppers are familiar with Meijer's 24-hour stores and weekly selections of items that go on sale for $1 each, according to Eat This, Not That. Some locations also feature nail salons and barber shops, the publication reported. The company was founded in 1934 by Hendrik Meijer, who came to the US from the Netherlands. The grocery chain is still run by the Meijers, who rank among the wealthiest families in Michigan, according to Forbes. One of Hendrik's great-grandchildren, Peter, gained national attention in 2021 after he was one of a handful of GOP members of the U.S. House of Representatives to vote for Donald Trump's second impeachment.
+
+Where it had the highest share of visits: Indiana (35%), Ohio (43%) Kroger operates stores around the US under a variety of names, such as Ralph's in Southern California or Harris Teeter in the mid-Atlantic. But about half of the company's stores run under its own name and have a big presence in Ohio, the chain's home state, as well as neighboring Indiana. Kroger shoppers in those states often have access to the latest grocery shopping technology before the rest of the nation, such as smart shopping carts and delivery from automated warehouses for delivery orders. Kroger's influence is set to grow, both in the Midwest and nationally, if its proposed $24.6 billion merger with rival Albertsons is approved by federal regulators.
+
+Where it had the highest share of visits: Minnesota (31%) Cub, founded in 1968, got its name from one of its cofounders, Culver Davis, Jr., whose nickname was ""Cub."" While it started in a small town on the edge of the Twin Cities of Minneapolis and St. Paul, the company worked its way into the heart of the metro area over the next couple of decades. A few years ago, Cub's corporate owner, UNFI, was reportedly considering a sale of the chain as it faced challenges from other Twin Cities grocers, including Hy-Vee, Aldi, Walmart, and fellow Minnesota-based retailer Target, the Minneapolis Star Tribune reported in 2022. But Cub's response to the pandemic, including keeping basics in-stock, helped it defend its market share and ward off rivals, according to the newspaper.
+
+Where it had the highest share of visits: Missouri (28%) Schnucks takes its name from Edwin Schnuck, the St. Louis meat wholesaler who started his own business in 1937. But it was Anna, his wife, who spearheaded the company's first retail operation — a candy store — two years later, according to the company. Today, Schnucks has stores in five states: Illinois, Indiana, Iowa, Missouri, and Wisconsin. It's also experimenting with a separate chain of natural and organic stores called Eatwell Market, industry publication Winsight Grocery Business reported in 2022.
+
+Where it had the highest share of visits: Kansas (42%) Dillons was among the first regional grocers acquired by Kroger in the 1980s, a string of acquisitions that created a supermarket with locations around the US. Founder J.S. Dillon opened a food market in Hutchinson, Kansas, in 1913, according to the Rockford Register Star. Dillons market required customers to pay for their purchases in cash on the spot — a different approach from the custom at the time of paying on credit and settling up once a month. The approach led to lower prices for customers, the Register Star reported.
+
+Where it had the highest share of visits: Wisconsin (22%) Kroger acquired Roundy's, which owns Pick 'n Save, in 2015 for $800 million. Although Roundy's traces its origins back to 1872, the first Pick 'n Save stores didn't appear until a century later, when a recession forced Roundy's to come up with a new retail concept, the company says in a webpage on its history. The stores were, as the name implies, for budget shoppers: The walls were plywood, and the company saved money by asking customers to write the prices on products with a crayon instead of applying labels, according to the company.","{'positive': 0.1337806, 'negative': 0.013131765, 'neutral': 0.85308766}","Hy-Vee, Cub Foods, and Picky's are dominating the Midwest, with their stores boasting beauty sections, 24-hour Chinese takeout, in-store restaurants, and in-stores offering classes. Hy- Vee's expansion plans are set to make it more than a regional favorite, with stores in the Southern states of Alabama and Tennessee. Cub Foods was founded in 1934 by Hendrik Meijer, who came to the US from the Netherlands, and its stores are located in three states, including Iowa, Nebraska, South Dakota, and Missouri. Kroger operates stores around the US under a variety of names, such as Ralph's in Southern California or Harris Teeter in the mid-Atlantic, but about half of the company's stores run under its own name and have a big presence in Ohio, the chain's home state, as well as neighboring Indiana. Missouri (28%) Schnucks takes its name from Edwin Schnuck, the St. Louis meat wholesaler who started his own business in 1937.","Here are top grocery stores taking the midwest by storm, including Hy-Vee to Cub which are dominating the supermarket game.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth‚Äôs ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry‚Äôs exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers‚Äô brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity‚Äôs reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry‚Äôs competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers‚Äô shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity‚Äôs reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers‚Äô private data can undermine their trust in an entity‚Äôs ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7598570323026613, 'Air Emissions from Refrigeration': 0.7328190858168195, 'Food Waste Management': 0.7479149227864523, 'Product Labelling & Marketing': 0.7419610516073336, 'Energy Management': 0.7608473325519846, 'Supply Chain': 0.7617320115441334, 'Product Health & Nutrition': 0.7830734171136229, 'Fleet Fuel Management': 0.7482661285057096, 'Labour Practices': 0.7869486526049358, 'Data Security': 0.7516093362980263}",0.7869486526049358,Inchul,No focus,No focus,Neutral,,Major,Major,Positive,2022-12-29T01:15:28+00:00,https://www.seattletimes.com/business/oregon-health-agency-approves-amazon-one-medical-acquisition/,"[{'name': 'affordable health care', 'weight': 0.116979174}, {'name': 'health care companies', 'weight': 0.11683101}, {'name': 'primary care provider One Medical', 'weight': 0.11542779}, {'name': 'Oregon health agency', 'weight': 0.10765425}, {'name': 'care', 'weight': 0.103678316}, {'name': 'virtual care', 'weight': 0.10259137}, {'name': 'One Medical', 'weight': 0.09481314}, {'name': 'Oregon workers', 'weight': 0.085795626}, {'name': 'Oregon', 'weight': 0.074985795}, {'name': 'Amazon', 'weight': 0.07479817}]",[{'name': 'Business'}],"[{'data': 'Oregon', 'type': 'GPE', 'mentions': 8}, {'data': 'Southwest Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 12}, {'data': 'One Medical', 'type': 'ORG', 'mentions': 9}, {'data': 'the Oregon Health Authority', 'type': 'ORG', 'mentions': 5}, {'data': 'Medicaid', 'type': 'ORG', 'mentions': 1}, {'data': 'Medicare', 'type': 'ORG', 'mentions': 1}, {'data': 'SEIU Local 49', 'type': 'ORG', 'mentions': 2}, {'data': 'The Federal Trade Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'OHA', 'type': 'ORG', 'mentions': 1}, {'data': 'FTC', 'type': 'ORG', 'mentions': 1}]","Oregon’s health agency has approved Amazon’s proposed acquisition of primary care provider One Medical, clearing a potential hurdle for the tech and e-commerce giant to gain a greater foothold in the health care industry.
+
+Following a new state regulation, the Oregon Health Authority reviews business deals, like mergers and acquisitions, to examine potential impacts on cost, quality of care, equity and access to services. With five One Medical clinics in Oregon, the proposed Amazon deal falls under the state agency’s purview.
+
+Amazon announced a $3.9 billion deal in July to acquire One Medical, a membership-based service that offers virtual care and in-person visits. The Oregon Health Authority began its 30-day preliminary review of the acquisition at the end of November. On Wednesday, the agency said it had approved the transaction, with some conditions.
+
+The preliminary review found Amazon’s acquisition was not likely to substantially reduce access to affordable health care in Oregon, the health agency wrote in its report. That’s partly because patients have many other options to access similar types of services and because One Medical’s patients represent a small number of people accessing care in the state.
+
+Amazon’s advanced supply chain and purchasing power could generate efficiencies and savings for One Medical, the agency continued, though it’s not guaranteed those savings would be passed on to consumers.
+
+The health authority acknowledged there could be potential equity concerns if One Medical siphons off commercially insured patients with higher payment rates from clinics that serve patients covered by Medicaid and Medicare. That concern is mitigated by the provider’s “small footprint” in Oregon, it continued.
+
+Despite its approval, the agency is requiring Amazon and One Medical to consistently report information on the services they provide, the patients they serve, quality of care and any governance or organizational changes. Amazon and One Medical will have to submit reports every six months for five years.
+
+The Oregon Health Authority will also conduct its own analysis for the first, second and fifth year after the deal is finalized to assess whether the health care providers have “kept to their commitments” regarding cost, access and quality of care.
+
+During the agency’s review, several groups and individuals submitted comments opposing the transaction and expressing concern about health care companies prioritizing profits over patients, the department wrote in its review.
+
+SEIU Local 49, the chapter of the Service Employees International Union that represents some health care workers in Oregon and Southwest Washington, pointed to allegations regarding Amazon’s treatment of workers in other parts of its business.
+
+Patient concerns, combined with Amazon’s focus on profit, have made the union “concerned this trend may worsen and ultimately impact the care received by the residents of our state,” SEIU wrote in its public comments. “If the deal is to move forward, we believe the [Oregon Health] Authority should explore imposing strict conditions to safeguard Oregon workers and patients.”
+
+Though it got the green light to move forward in Oregon, Amazon’s acquisition is still subject to regulatory approval. The Federal Trade Commission is investigating the proposed deal.
+
+An Amazon spokesperson said “we continue to work cooperatively with OHA and the FTC in their reviews of this transaction.”",0375bff9cdbc4d4c92cfbfd5a3ac1138,"Oregon health agency approves Amazon, One Medical acquisition",4,,,,
+16171,"The lawyer getting the Army ready for climate change - As the Army's assistant secretary for installations, energy and environment, it’s Rachel Jacobson’s job to make sure the military’s biggest branch makes the right moves to reach the Biden administration's military climate goals, including getting microgrids on every base by 2035 and achieving net-zero emissions by 2050.
+
+Jacobson has an extensive environmental background, having spent the bulk of her career with the Department of Justice’s Environment and Natural Resources Division. She later served as a political appointee in the Obama administration’s Interior Department.
+
+Her current role, for which she was confirmed in April, puts her in charge of policy and oversight of all Army sustainability and energy programs, and she is the primary adviser for installation policy and energy security and management.
+
+Jacobson sat down at the Pentagon with POLITICO's E&E News for a chat about the Army’s plan of attack.
+
+This interview has been edited for length and clarity.
+
+How did you develop the environment as your key focus?
+
+Sort of by mistake, really. I started at the Department of Justice; I prosecuted fraud for a few years. And then I used to joke with people, well, what do you do after you prosecute fraud? You either continue to prosecute fraud, you go out and you defend those who are accused of committing fraud, or you commit fraud yourself — and that was certainly not an option.
+
+But at the time, the division, the Environment, Natural Resources Division, they were just looking to hire litigators. Plain old litigator, didn't matter what kind of litigator. … I thought, ‘Well, why not?’
+
+That's how I learn it, because as a lawyer, particularly a litigator, you have to learn new subjects all the time. And I really loved the issues. I loved them ... [and] the chance to work with so many scientists and other experts, including the economists, by the way, which was not unfamiliar to me, and to work with a whole different suite of federal agencies on these kinds of issues. I just loved it.
+
+How do you tailor climate resilience across installations?
+
+We do this because of readiness. We're not doing this just because we're interested in seeing how many greenhouse gases we can reduce. … It's good that we're doing that as well — and the president has directed us to do so in several executive orders — but this is about readiness fundamentally.
+
+And climate change has been described as a national security threat going back many years actually. It's been described as a national security threat and that recognition has been more and more accepted.
+
+So, across the board, we have to make sure we're addressing climate change. … Each installation has its own management plan. And within its management plan, there are also, a tier down, energy and water management plans.
+
+So each installation — to your question — can tailor specifically based on its needs based on where it is regionally.
+
+
+
+From the Army’s perspective, why is climate change a national security threat?
+
+Globally, drought, flooding and melting sea ice create all sorts of national security threats.
+
+We have opened navigational channels that we didn't have before, which means adversaries have easier access. And that's problematic.
+
+Drought, floods and other extreme weather patterns that affect geopolitically unstable areas of the world cause vast migration and more instability and pose a huge national security threat.
+
+The fuel and energy and natural resource competition for natural resources and shortages caused national security threats.
+
+And then more locally, on an installation level, if our assets are vulnerable to climate change, because of wildfires, because of flooding and other natural disasters, that's a threat.
+
+If our troops are often, very much too often, are diverted from training for disaster response and humanitarian relief caused by climate change, that's a national security threat.
+
+If it's too hot to train, that's a national security threat because we're losing training days.
+
+How do you adapt to extreme heat conditions?
+
+Our climate strategy has what we call three lines of effort.
+
+Our first line of effort is installations. So it's our infrastructure, our energy and our water in our buildings. Are we using sustainable building materials — which we are going to — and we're incorporating that at the installation itself to that physical footprint of where our soldiers train and live?
+
+Our second line of effort is acquisition and technology. So are we making sure that the vehicles of the future have these … potentially hybrid tactical vehicles that we're working on data, acquisition and technology, as well as supply chain? So ultimately, we want to make sure that our acquisition policies reflect supply chain and a low-carbon supply chain.
+
+And our third line of effort is training. Because we recognize now that our soldiers need to train in extreme conditions, they need to be able to train to fight wars in extreme environmental conditions.
+
+So, while I say OK, it's too hot to train, we're going to have to learn to acclimate to that. Because we have to be able to fight the wars where they're happening. And we can't just say, ‘Well, it's too hot there, we're not going to go fight that war.’ That's not acceptable.
+
+So, we have a huge adaptation profile here, particularly in the training and so forth. But then in our mitigation profile, I'll say is, is going to be more focused on our greenhouse gas emissions and making sure that we're taking care of our own house, in terms of being good stewards.
+
+Best movie you’ve seen this year?
+
+Like everybody, I didn't get to see a whole lot of movies this year, until we finally were like safely feeling that it was OK to go to the movie theater. It surprised me too, but the best one I saw was 'Top Gun: Maverick.' It's so good. That was so good.
+
+
+
+GAME ON — Welcome to the Long Game, where we tell you about the latest on efforts to shape our future. We deliver data-driven storytelling, compelling interviews with industry and political leaders, and news Tuesday through Friday to keep you in the loop on sustainability.
+
+Team Sustainability is editor , deputy editor and reporter . Reach us all at , and .
+
+Want more? Don’t we all. Sign up for the Long Game . Four days a week and still free!
+
+
+
+— As BlackRock Inc. reshapes its executive team amid attacks over its ESG policies, Bloomberg is reporting that opponents may be overlooking a key constituency: workers.
+
+— How much is Starbucks Corp. spending to fight unionization at its locations across the country? Four U.S. senators want to know.
+
+— The Biden administration backed away from funding a Berkshire-Hathaway Inc. study on Salton Sea lithium extraction shortly after agreeing to it, Reuters reports.","{'positive': 0.051825713, 'negative': 0.042705998, 'neutral': 0.90546834}","
+
+Her current role, for which she was confirmed in April, puts her in charge of policy and oversight of all Army sustainability and energy programs, and she is the primary adviser for installation policy and energy security and management. 
+
+Drought, floods and other extreme weather patterns that affect geopolitically unstable areas of the world cause vast migration and more instability and pose a huge national security threat.
+
+The fuel and energy and natural resource competition for natural resources and shortages caused national security threats.
+
+And then more locally, on an installation level, if our assets are vulnerable to climate change, because of wildfires, because of flooding and other natural disasters, that's a threat.
+
+If our troops are often, very much too often, are diverted from training for disaster response and humanitarian relief caused by climate change, that's a national security threat.
+
+If it's too hot to train, that's a national security threat because we're losing training days. So are we making sure that the vehicles of the future have these ‚Ķ potentially hybrid tactical vehicles that we're working on data, acquisition and technology, as well as supply chain? So ultimately, we want to make sure that our acquisition policies reflect supply chain and a low-carbon supply chain.",The lawyer getting the Army ready for climate change,BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity‚Äôs management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees‚Äô ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7908859723311128, 'Employee Diversity & Inclusion': 0.7695306715683338, 'Business Ethics': 0.7518739455800564, 'Factors in Investment Management & Advisory': 0.7684125813403034, 'Transparent Information & Fair Advice for Customers': 0.7332596438855965}",0.7908859723311128,Inchul,No focus,No focus,Neutral,,No,No,No,2022-11-10T08:44:48-04:00,https://www.cnbc.com/2022/11/10/top-analyst-calls-apple-tesla-meta-alphabet-gm-walmart-coinbase.html,"[{'name': 'sales growth', 'weight': 0.06306229}, {'name': 'more valuation support', 'weight': 0.061183956}, {'name': 'GOOGL shares', 'weight': 0.057483084}, {'name': 'growth opportunities', 'weight': 0.05718287}, {'name': 'large deal activity', 'weight': 0.056677505}, {'name': 'shares', 'weight': 0.0561631}, {'name': 'Binance press release', 'weight': 0.055952776}, {'name': 'attractive market conditions', 'weight': 0.054918084}, {'name': 'VCSA shares', 'weight': 0.054393493}, {'name': 'tremendous growth', 'weight': 0.054280594}]","[{'name': 'Tech'}, {'name': 'Auto'}]","[{'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 5}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'GM', 'type': 'ORG', 'mentions': 2}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 3}, {'data': 'Coinbase', 'type': 'ORG', 'mentions': 3}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 7}, {'data': 'Roblox', 'type': 'ORG', 'mentions': 3}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 2}, {'data': 'Target', 'type': 'ORG', 'mentions': 5}, {'data': 'TGT', 'type': 'ORG', 'mentions': 4}, {'data': 'WMT', 'type': 'ORG', 'mentions': 3}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 4}, {'data': 'Wolfe', 'type': 'ORG', 'mentions': 2}, {'data': 'General Motors', 'type': 'ORG', 'mentions': 1}, {'data': 'Cruise', 'type': 'ORG', 'mentions': 1}, {'data': 'UBS', 'type': 'ORG', 'mentions': 2}, {'data': 'Altria', 'type': 'ORG', 'mentions': 1}, {'data': 'Rivian', 'type': 'ORG', 'mentions': 2}, {'data': 'Canadian Pacific', 'type': 'ORG', 'mentions': 2}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 2}, {'data': 'Hanesbrands', 'type': 'ORG', 'mentions': 1}, {'data': 'HBI', 'type': 'ORG', 'mentions': 2}, {'data': 'Loop', 'type': 'ORG', 'mentions': 4}, {'data': 'Palo Alto Networks', 'type': 'ORG', 'mentions': 1}, {'data': 'PANW', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 6}, {'data': 'Silvergate', 'type': 'ORG', 'mentions': 2}, {'data': 'Binance', 'type': 'ORG', 'mentions': 4}, {'data': 'FTX', 'type': 'ORG', 'mentions': 2}, {'data': 'Oppenheimer', 'type': 'ORG', 'mentions': 2}, {'data': 'Lehman Brothers', 'type': 'ORG', 'mentions': 1}, {'data': 'Upstart', 'type': 'ORG', 'mentions': 2}, {'data': 'Wedbush', 'type': 'ORG', 'mentions': 3}, {'data': 'Vacasa', 'type': 'ORG', 'mentions': 2}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 2}, {'data': 'Activision Blizzard', 'type': 'ORG', 'mentions': 1}, {'data': 'ATVI', 'type': 'ORG', 'mentions': 1}, {'data': 'Evercore IS', 'type': 'ORG', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Lehman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bear Stearns', 'type': 'PERSON', 'mentions': 1}, {'data': 'This morning', 'type': 'TIME', 'mentions': 1}]","Here are Thursday's biggest calls on Wall Street: JPMorgan downgrades Roblox to neutral from overweight JPMorgan downgraded the stock after Roblox's earnings report, noting it now sees ""modest"" sales growth. ""Our previous view on Roblox was that an improving y/y bookings rate could drive continued outperformance in shares."" Read more about this call here. Jefferies reiterates Target and Walmart as buy Jefferies said its survey checks indicate sales growth has accelerated ahead of earnings for Target and Walmart next week. ""Ahead of TGT and WMT' s Q3 prints next week, we are launching eCommerce indicators to predict TGT digital and WMT U.S. eCommerce sales Y/ Y. Based on our indicators, both companies' online sales growth accelerated in Q3, TGT: ~20% vs. 9% in Q2; WMT: up more than 13% vs. 12% in Q2."" Morgan Stanley reiterates Apple as overweight Morgan Stanley said on Thursday that it sees a ""hardware subscription as a key catalyst to transition the market towards an LTV-based valuation for Apple."" ""...and given the stronger than expected hardware subscription adoption intentions, we make our updated $235 LTV (loan to value) valuation our new Apple bull case valuation."" Wolfe downgrades General Motors to peer perform from outperform Wolfe downgraded the stock due to ""pricing concerns."" ""Our rationale was that GM should have more valuation support from SOTP (Cruise) and growth opportunities (with significant competitive advantages) that they have been building in EVs."" UBS downgrades Altria to sell from neutral UBS said in its downgrade of the tobacco company that it sees other names better positioned elsewhere in the firm's coverage. ""Despite its 2023E 8.3% dividend yield and $1.8bn buyback, we expect MO to underperform the sector."" Morgan Stanley reiterates Rivian as overweight Morgan Stanley said the electric vehicle is a good investment alternative to Tesla. ""We believe RIVN may continue to benefit from customers who want to stand out from Tesla ubiquity."" JPMorgan names Canadian Pacific a top pick JPMorgan said shares of the railroad company have more room to run. "" Canadian Pacific already broke its all-time monthly tonnage record for grain shipments in October after delivering +9.8% YoY volume growth in 3Q22 on strong potash and intermodal shipments."" Credit Suisse downgrades Hanesbrands to neutral from outperform Credit Suisse said that the underwear company's recovery will take longer than expected. ""What's unique about HBI is: 1) HBI owns its manufacturing, and has more near-term deleverage on its manufacturing facilities vs most peers, and 2) the balance sheet…burning $400m of cash from ops ahead of a potentially worsening macro makes the equity challenging to embrace in the near-term."" Loop upgrades Palo Alto Networks to buy from hold Loop said in its upgrade of the stock that it sees ""accelerating momentum."" ""Our most recent industry checks indicate that PANW's enterprise business is showing signs of accelerating momentum driven by an increase in large deal activity."" Loop reiterates Alphabet as buy Loop called the internet giant a ""secular growth blue chip with fortress moat and minimal premium to S & P."" ""We think the core search franchise will remain resilient compared to other forms of advertising and view GOOGL shares as highly attractive at current levels."" Bank of America downgrades Silvergate to neutral from buy Bank of America said that Silvergate is losing it's first mover advantage. ""Binance's announced acquisition of FTX (which subsequently fell through, according to Binance press release) amid rumored liquidity concerns, according the press, is a black eye on the broader crypto market."" Read more about this call here. Oppenheimer reiterates Coinbase as outperform Oppenheimer said it's standing by shares of Coinbase but that the crypto sector at large is having ""Lehman moment."" ""The crypto industry has been going through a calamitous hurricane from the fallout of FTX. It has turned from a Bear Stearns moment when Binance signed a non-binding LOI (letter of intent), to a Lehman Brothers moment when Binance walked away from the deal one day after."" Read more about this call here. Bank of America downgrades Upstart to underperform from neutral Bank of America downgraded the consumer lending company and cited a tough macro environment. ""Although UPST's business model has shown tremendous growth in a benign credit environment, we are concerned about the company's ability to perform in an environment of rising rates and defaults."" Wedbush removes Tesla from the best ideas list Wedbush removed the stock from its best ideas list and says it's becoming ""increasingly challenged."" ""This morning we are removing Tesla from the Wedbush Best Ideas list as our near-term view of this name is increasingly becoming more challenged."" Read more about this call here. JPMorgan downgrades Vacasa to neutral from overweight JPMorgan said in its downgrade of the vacation booking company that trends appear soft. ""We are downgrading VCSA shares to Neutral coming out of 3Q as the print raised a few concerns heading into 2023."" Raymond James upgrades Activision Blizzard to outperform from market perform Raymond James said it sees an attractive risk/reward outlook for the stock. ""In the nine months since, however, trends in the core business have improved significantly, making a price drop on a deal break less precipitous for a standalone ATVI share price. As we still believe the deal will close as proposed, we see risk/reward as having shifted solidly to the positive."" Bank of America reiterates Meta as neutral Bank of America said it's encouraged by the new ""cost focus"" at Meta as the company cuts jobs. ""We are encouraged to see Meta rationalizing its cost base, which seemed large even for attractive market conditions."" Evercore IS adds a negative tactical call on Target Evercore added a negative tactical call on shares of Target heading into earnings next week, noting it sees the company posting a miss. ""We are Initiating a negative Tactical Trading Call on TGT ahead of its 3Q earnings on 11/16 . We see Target posting a miss and lower 3Q reflecting 1) our view that comps are likely in a relatively modest 2-2.5% range, product mix is likely a headwind, and there is further work to clear inventory after a 6+ month build up.""",8623ea4de8934719b07d6829d511cf11,"Here are Thursday's biggest analyst calls: Apple, Tesla, Meta, Alphabet, GM, Walmart, Coinbase & more",4,,,,
+12613,"What 7 AI companies agreed to do to safeguard their tech - Seven companies are making commitments to share information to improve risk mitigation with governments, civil society and academics — and report vulnerabilities as they emerge — in addition to testing their systems more rigorously.
+
+Seven leading artificial intelligence firms will debut new voluntary safeguards designed to minimize abuse of and bias within the emerging technology at an event Friday at the White House.
+
+President Biden will be joined by executives from Amazon.com, Alphabet, Meta Platforms, Microsoft, and OpenAI, who are among the firms committing to a transparency and security pledge.
+
+Under the agreement, companies will put new artificial intelligence systems through internal and external testing before their release and ask outside teams to probe their systems for security flaws, discriminatory tendencies or risks to Americans’ rights, health information or safety.
+
+The firms, including Anthropic and Inflection AI, are also making new commitments to share information to improve risk mitigation with governments, civil society and academics — and report vulnerabilities as they emerge. And leading AI companies will incorporate virtual watermarks into the material they generate, offering a way to help distinguish real images and video from those created by computers.
+
+The package formalizes and expands some of the steps already underway at major AI firms, who have seen immense public interest in their emerging technology — matched only by concern over the corresponding societal risks.
+
+Nick Clegg, president of global affairs at Meta, said the voluntary commitments were an “important first step in ensuring responsible guardrails are established for AI and they create a model for other governments to follow.”
+
+“AI should benefit the whole of society. For that to happen, these powerful new technologies need to be built and deployed responsibly,” he said in a statement released early Friday.
+
+White House aides say the pledge helps balance the promise of artificial technology against the risks, and is the result of months of intensive behind-the-scenes lobbying. Many of the executives expected at the White House on Friday attended a meeting with Biden and Vice President Kamala Harris in May, where the administration warned the industry it was responsible for ensuring the safety of its technology.
+
+“We’ve got to make sure that the companies are pressure testing their products as they develop them and certainly before they release them, to make sure that they don’t have unintended consequences, like being vulnerable to cyberattacks or being used to discriminate against certain people,” White House Chief of Staff Jeff Zients said in an interview. “And the important thing — and you’ll see this throughout all the work — is they can’t grade their own homework here.”
+
+Still, the fact the commitments are voluntary illustrates the limits of what Biden’s administration can do to steer the most advanced AI models away from potential misuse.
+
+The guidelines don’t prescribe approval from specific outside experts in order to release technologies, and companies are only required to report — rather than eliminate — risks like possible inappropriate use or bias. The watermarking system still needs to be developed, and it may prove difficult to stamp content in a way that couldn’t be easily removed by malignant actors seeking to sow disinformation on the internet.
+
+And there are few mechanisms beyond public opinion to compel commitments to use the technologies for societal priorities like medicine and climate change.
+
+“It’s a moving target,” Zients said. “So we not only have to execute and implement on these commitments, but we’ve got to figure out the next round of commitments as the technologies change.“
+
+Zients and other administration officials also say it will be difficult to keep pace with emerging technologies without congressional legislation that both help the government impose stricter rules and dedicate funding that will allow them to hire experts and regulators.
+
+Aides describe concern over artificial intelligence as a top priority of the president in recent months. Biden frequently brings the topic up in meetings with economic, national security and health advisors, and has had conversations with Cabinet secretaries telling them to prioritize examining how the technology might intersect with their agencies.
+
+In conversations with outside experts, Biden was warned that algorithmic social media — like Meta’s Facebook and Instagram and ByteDance Ltd.’s TikTok — has already illustrated some of the risks that artificial intelligence could pose. One outside advisor suggested the president should consider the issue akin to cloning in the 1990s, needing clear principles and guardrails.
+
+The White House said it consulted with the governments of 20 countries before Friday’s announcement.
+
+“I think all sides were willing or eager to move as quickly as possible on this because that’s how AI works — you can’t sleep on this technology,” said Deputy Chief of Staff Bruce Reed.
+
+All of these efforts, however, lag behind the pace of AI developments spurred by intense competition among corporate rivals and by the fear that Chinese innovation could overtake Western advances.
+
+Even in Europe, where the EU’s AI Act is far ahead of anything passed by the U.S. Congress, leaders have recognized the need for voluntary commitments from companies before binding law is in place. One White House official estimated it could be at least two years before European regulations began affecting AI firms.
+
+That‚Äôs left officials there also asking companies to police themselves. In meetings with tech executives over the past three months, Thierry Breton, the European Union‚Äôs internal market commissioner, has called on AI developers to agree to an ‚ÄúAI Pact‚Äù to set some nonbinding guardrails.","{'positive': 0.18568368, 'negative': 0.017334638, 'neutral': 0.79698163}","Seven leading artificial intelligence firms have signed a voluntary agreement to share information to improve risk mitigation with governments, civil society and academics, and report vulnerabilities as they emerge. The agreement includes voluntary testing of new artificial intelligence systems before their release and asking outside teams to probe their systems for security flaws, discriminatory tendencies or risks to Americans‚Äô rights, health information or safety. The White House has said that the commitments are voluntary, but they illustrate the limits of what the administration can do to steer the most advanced AI models away from potential misuse. The guidelines don‚Äôt prescribe approval from specific outside experts in order to release technologies, and companies are only required to report risks like possible inappropriate use or bias.",Seven leading artificial intelligence firms will debut new voluntary safeguards designed to minimize abuse of and bias within the emerging technology at an event Friday at the White House.,GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7816166879653567, 'Environmental Footprint of Hardware Infrastructure': 0.7439976987520677, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7963867324814621, 'Employee Recruitment, Inclusion & Performance': 0.7696771230604819, 'Data Security': 0.7948530631792304}",0.7963867324814621,Inchul,Major focus,Major focus,Positive,"Data Privacy, Advertising Standards & Freedom of Expression, Data Security, Intellectual Property Protection & Competitive Behaviour",No,No,No,2023-05-02T06:26:54+00:00,https://www.dailymail.co.uk/news/article-12035791/Zoomo-second-staff-cutback-eight-months-despite-raising-100million-funding.html,"[{'name': 'Aussie e-bike company', 'weight': 0.09736822}, {'name': 'US rideshare companies', 'weight': 0.08742461}, {'name': 'last month', 'weight': 0.08492536}, {'name': 'e-bikes', 'weight': 0.082721844}, {'name': 'regional profit', 'weight': 0.081956774}, {'name': 'fellow Sydney software firm Thoughtworks', 'weight': 0.07577469}, {'name': 'central overheads', 'weight': 0.07499384}, {'name': 'employees', 'weight': 0.06799406}, {'name': 'line', 'weight': 0.06603518}, {'name': 'staff numbers', 'weight': 0.062001444}]",[{'name': 'Business'}],"[{'data': 'Aussie', 'type': 'NORP', 'mentions': 2}, {'data': 'Australian', 'type': 'NORP', 'mentions': 1}, {'data': 'Zoomo', 'type': 'ORG', 'mentions': 5}, {'data': 'Atlassian', 'type': 'ORG', 'mentions': 2}, {'data': 'Milkrun', 'type': 'ORG', 'mentions': 1}, {'data': 'UberEats', 'type': 'ORG', 'mentions': 2}, {'data': ""Domino's"", 'type': 'ORG', 'mentions': 1}, {'data': 'DHL', 'type': 'ORG', 'mentions': 1}, {'data': 'Lyft', 'type': 'ORG', 'mentions': 1}, {'data': 'Thoughtworks', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Daily Mail Australia', 'type': 'ORG', 'mentions': 1}, {'data': 'Mina Nada', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Johnson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mike Cannon-Brookes’ Grok', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sydney', 'type': 'GPE', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","An Australian e-bike startup has announced a second round of layoffs in less than a year.
+
+Zoomo laid off eight per cent of its workforce with 27 staff members told to pack up their belongings.
+
+The layoff comes just eight months after the company slashed its workforce by 16 per cent and fired 65 employees in October 2022.
+
+The company has made drastic cutbacks despite securing $100million in funding over the last couple of years.
+
+Co-founders Mina Nada and Michael Johnson have blamed global economic woes, with numerous giants in the e-commerce industry similarly reducing staff numbers.
+
+The company said in a statement that the cuts would mainly hit the top line as they restructure their corporate office.
+
+'Zoomo has made the difficult decision to reduce its overall headcount by eight per cent,' the company said.
+
+'The restructure will accelerate our path to company-wide profitability in 2024.
+
+'It primarily affects employees in our corporate head office, as we bring central overheads in line with regional profit.'
+
+Zoomo secured $80million in funding in November 2021 and another $20million in in February 2022.
+
+The $100 million raised by the company to keep it afloat were driven by Atlassian founder Mike Cannon-Brookes’ Grok Ventures, who led both financing efforts.
+
+Zoomo launched in 2017, offering e-bikes as part of a weekly subscription to gig workers.
+
+The Sydney-based company also supplied e-bikes to grocery-delivery service Milkrun, which collapsed last month.
+
+They've also serviced UberEats, Domino's and DHL after poaching executives from US rideshare companies Uber and Lyft.
+
+After a business boom during the pandemic amid lockdowns, the tech sector has slumped in the post-Covid period.
+
+Aussie software developer Atlassian slashed 500 jobs last month, along with fellow Sydney software firm Thoughtworks, which laid off 100 employees.
+
+Tech powerhouses have similarly faced the brunt, with Facebook announcing their first layoffs ever, shedding 11,000 employees, and Google's parent company Alphabet cutting 12,000 jobs.
+
+Despite Zoomo announcing its second round of layoffs, the company told Daily Mail Australia that they had achieved revenue growth in 2022 of 112 per cent.",26c061f1f2ed4ec5b3b5329393565f89,Aussie e-bike company makes second round of layoffs,4,,,,
+7624,"One-third of US nurses are considering quitting: survey - May 1 (Reuters) - Almost a third of the nurses in the United States are considering leaving their profession after the COVID-19 pandemic left them overwhelmed and fatigued, according to a survey.
+
+The survey of over 18,000 nurses, conducted by AMN Healthcare Services Inc in January, showed on Monday that 30% of the participants are looking to quit their career, up 7 percentage points over 2021, when the pandemic-triggered wave of resignations began.
+
+The survey also showed that 36% of the nurses plan to continue working in the sector but may change workplaces.
+
+""This really underscores the continued mental health and well-being challenges the nursing workforce experiences post pandemic,"" AMN Healthcare CEO Cary Grace told Reuters in an interview.
+
+The survey showed there are various changes needed, with 69% of nurses seeking increased salaries and 63% of them seeking a safer working environment to reduce their stress.
+
+This comes at a time hospital operator and sector bellwether HCA Healthcare Inc indicated a recovery in staffing situation.
+
+While a shortage of staff in hospitals has been an issue for a couple of years, it gained traction globally in late 2021 and hit a peak early last year following a large number of resignations due to burn out.
+
+The staffing crisis drove up costs at hospital operators, while boosted profits at medical staffing providers such as AMN Healthcare.","{'positive': 0.039072197, 'negative': 0.9201998, 'neutral': 0.04072797}","A survey conducted by AMN Healthcare Services Inc in January showed that 30% of the nurses in the US are considering leaving their profession after the COVID-19 pandemic left them overwhelmed and fatigued. The survey also showed that 36% of nurses plan to continue working in the sector but may change workplaces. 69%, 69%, of nurses seeking increased salaries and 63% of them seeking a safer working environment to reduce their stress. This comes at a time hospital operator and sector bellwether HCA Healthcare Inc indicated a recovery in staffing situation. The staffing crisis drove up costs at hospital operators, while boosted profits at medical staffing providers such as AMN healthcare.","The survey of over 18,000 nurses, conducted by AMN Healthcare Services Inc in January, showed on Monday that 30% of the participants are looking to quit their career, up 7 percentage points over 2021, when the pandemic-triggered wave of resignations began.  ""This really underscores the continued mental health and well-being challenges the nursing workforce experiences post pandemic,"" AMN Healthcare CEO Cary Grace told Reuters in an interview.  This comes at a time hospital operator and sector bellwether HCA Healthcare Inc indicated a recovery in staffing situation.",HCA,Health Care,Health Care Delivery,HCA Healthcare Inc,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act‚Äôs provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers‚Äô compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7665539177997903, 'Access for Low-Income Patients': 0.774726796731148, 'Quality of Care & Patient Satisfaction': 0.7524608709488859, 'Patient Privacy & Electronic Health Records': 0.7369546076267417, 'Energy Management': 0.7319306222356943, 'Management of Controlled Substances': 0.7813747470912538, 'Fraud & Unnecessary Procedures': 0.749309620362507, 'Pricing & Billing Transparency': 0.7651904960236988, 'Employee Health & Safety': 0.7859532480381733, 'Employee Recruitment, Development & Retention': 0.8066820734006134, 'Waste Management': 0.7430427521632418}",0.8066820734006134,Inchul,Major focus,Minor focus,Neutral,"Employee Health & Safety, Employee Recruitment, Development & Retention",Major,Major,Positive,2023-01-17T21:07:42+00:00,https://www.forbes.com/sites/qai/2023/01/17/another-rate-hike-could-be-coming-soon-and-inflation-starts-to-dipforbes-ai-newsletter-january-14th/,"[{'name': 'Low Momentum Volatility', 'weight': 0.072378635}, {'name': 'large cap tech stocks', 'weight': 0.069499105}, {'name': 'next month', 'weight': 0.06563094}, {'name': 'large cap Chinese stocks', 'weight': 0.0636758}, {'name': 'AI', 'weight': 0.062479272}, {'name': 'AI focused startups', 'weight': 0.062114418}, {'name': 'growth tech stocks', 'weight': 0.058817685}, {'name': 'next week', 'weight': 0.057171907}, {'name': 'time', 'weight': 0.05374247}, {'name': 'tech investing', 'weight': 0.052877}]",[{'name': 'Tech'}],"[{'data': 'Fed', 'type': 'ORG', 'mentions': 3}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Search', 'type': 'ORG', 'mentions': 2}, {'data': 'Harmony Biosciences', 'type': 'ORG', 'mentions': 1}, {'data': 'HRMY', 'type': 'ORG', 'mentions': 1}, {'data': 'Alnylam Pharmaceuticals', 'type': 'ORG', 'mentions': 2}, {'data': 'O’Reilly Automotive', 'type': 'ORG', 'mentions': 1}, {'data': 'ORLY', 'type': 'ORG', 'mentions': 1}, {'data': 'Lulu’s Fashion Lounge Holdings', 'type': 'ORG', 'mentions': 1}, {'data': 'LVLU', 'type': 'ORG', 'mentions': 1}, {'data': 'Qai', 'type': 'ORG', 'mentions': 1}, {'data': 'Learn Center', 'type': 'ORG', 'mentions': 1}, {'data': 'Dall-E', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Stable Diffusion', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Qbits', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'English', 'type': 'LANGUAGE', 'mentions': 1}]","• Inflation has gone down for the first time since April 2020—at -0.1%, it’s not exactly a massive drop, but its progress
+• The Fed is now expected to hike interest rates by 0.25 percentage points at their next meeting at the beginning of February
+• AI is exploding (we’ve obviously set a trend) with programs like ChatGPT and Dall-E showing the potential to cause major disruption to many industries
+
+Subscribe to the Forbes AI newsletter to stay in the loop and get our AI-backed investing insights, latest news and more delivered directly to your inbox every weekend.
+
+Major events that could affect your portfolio
+
+For the first time since April 2020 average prices have fallen. Ok, it might only be by 0.1%, but nevertheless, it’s the first actual fall in inflation we’ve seen in almost three years.
+
+It also brings the headline annual rate down from 7.1% to 6.5%, which is still high but starting to look like it’s back in the realm of the real world.
+
+Reductions in the prices of fuel oils and gasoline was the major driving factor (see what we did there?) in the falling inflation figures, with gasoline prices dropping 9.4% in December and other fuel oils by 16.6%.
+
+Food prices also went down slightly, as did new and used cars and trucks and commodities.
+
+It’s good news for the Fed, who have had to pull out all the stops in order to bring down the rate of inflation. The rate hikes have been larger and quicker than we’ve seen since the 1980s, though these latest figures point towards a continued easing of this aggressive pace.
+
+After four 0.75 percentage point increases to start 2022, the last Fed meeting in December saw rates upped by 0.50 percentage points. Analysts are now expecting to see a rate hike of 0.25 percentage points in February.
+
+For investors it doesn’t change the status quo just yet, but it's another sign that the bad times won’t last forever.
+
+Sure, you could call us biased, but AI’s time looks like it might have come.
+
+There’s been an explosion of the awareness of AI into the mainstream, and we’re seeing some truly disruptive technologies being tested in public.
+
+From self-driving cars to image generators like Dall-E and Stable Diffusion, and now we’ve got the most sophisticated language model we’ve ever seen in ChatGPT.
+
+ChatGPT has been created by OpenAI, which was originally co-founded by none other than Elon Musk, though he stepped back from the company a number of years ago. There’s been a huge amount of buzz created about the model’s ability to answer queries in a natural way.
+
+From an investor standpoint it’s an exciting time of innovation.
+
+Microsoft owns 49% of OpenAI, and there have already been rumors of the algorithm behind the technology being integrated into their Google Search competitor - Bing.
+
+Many are calling ChatGPT a ‘Google killer,’ but those in the know believe that Google have been well aware of the technology for years, and have likely been working on their own model to rival OpenAI’s creation.
+
+Regardless of who wins the AI race across all the different industries utilizing it, there’s no denying it has the potential to change the landscape for investors. We could see big shakeups to the Silicon Valley hierarchy, as well as the potential for disruptions from AI focused startups across all sectors.
+
+How can we sum up the tech sector in 2022? Volatile? Rocky? Challenging? Downright freakin’ terrible? Probably all of the above.
+
+One of the few benefits of an industry tanking so hard is that the only way is up. Well, hypothetically. Let’s not kid ourselves, tech could still have further to fall, but even so, big drops do offer up opportunities for investors.
+
+If we look back in five years time, 2023 could potentially turn out to have been a pretty good time to wade back in.
+
+Look, we’re not going to pretend to have a crystal ball, but if you’re feeling like tech is looking like an attractive bet right now, we do have a great way for you to invest. Picking stocks is so 2020, and with AI accelerating its takeover, maybe it’s time you leaned into it.
+
+For tech investing, that means our Emerging Tech Kit. It uses the power of AI to predict the performance and volatility of a range of different securities within four verticals. These verticals are tech ETFs, large cap tech stocks, growth tech stocks and cryptocurrencies via public trusts.
+
+Every week our AI takes these predictions and automatically rebalances the portfolio. It takes into account massive levels of data from a huge range of sources, in a way that us mere mortals simply can't replicate.
+
+So if you’re thinking that tech might be primed to get back into the winners circle, take a look.
+
+Here are some of the best ideas our AI systems are recommending for the next week and month.
+
+Harmony Biosciences (HRMY) – The pharmaceutical company is one of our Top Buys for next week with an B rating in Technicals, Quality Value and Low Momentum Volatility. 2022 Q3 was up 48.1% YoY.
+
+Alnylam Pharmaceuticals (ALNY) – The pharmaceutical company is our Top Short for next week with our AI rating them a F in Quality Value. Earnings per share is down 14.29% over the last 12 months.
+
+O’Reilly Automotive (ORLY) – The auto parts retailer is one of our Top Buys for next month with an A rating in Quality Value and Low Momentum Volatility. Earnings per share are up 9.84% over the past 12 months.
+
+Lulu’s Fashion Lounge Holdings (LVLU) – The fashion retailer is our Top Short for next month with our AI rating them an F in Low Momentum Volatility. The company only IPO’d in November 2021.
+
+Our AI’s Top ETF trade for the next month is to invest in large cap Chinese stocks, healthcare and industrials, and short the Russell 2000 and small caps. Top Buys are the iShares China Large-Cap ETF, the Invesco DWA Healthcare Momentum ETF and the Vanguard Industrials ETF. Top Shorts are the iShares Russell 2000 ETF and the Vanguard S&P Small-Cap 600 ETF.
+
+Want to learn more about investing or sharpen your existing knowledge? Qai publishes Qbits on our Learn Center, where you can define investing terms, unpack financial concepts and up your skill level.
+
+Qbits are digestible, snackable investing content intended to break down complex concepts in plain English.
+
+Check out some of our latest here:",c7beca595cb14854958849cae2b22c36,Another Rate Hike Could Be Coming Soon And Inflation Starts To Dip - AI Newsletter January 14th,4,,,,
+18654,"Hasbro defines discretionary - NEW YORK, Oct 18 (Reuters Breakingviews) - Hasbro (HAS.O) toys are absolutely, positively not essential. The $9 billion entertainment company said on Tuesday that net revenue in the third quarter dropped to $1.7 billion, a 15% decline compared with the same period a year ago. Chief Executive Chris Cocks partly attributed the decline to over-ordering in the second quarter. But there’s more to it.
+
+Take the gains in that quarter and move them to the third quarter, and sales would’ve still fallen 14% year-over-year. Meantime prices are rising dramatically, and though Hasbro tried to pass on some of those costs, people in the market for Magic: The Gathering and Play-Doh pulled back spending. Even Cocks copped to the fact that the average consumer became “increasingly price-sensitive.”
+
+Hasbro – and other toymakers – are very vulnerable to holiday sales, and the early flare that people are being choosy bodes ill for it and others. Kids’ demands seem crucial to parental well-being. But Hasbro’s results show that the definition of “need” has its limits. (By Amanda Gomez)
+
+SoftBank loses most from UK e-commerce flop read more
+
+Tricky Monte Paschi cash call comes at high cost read more
+
+Next Italy PM is bolstering her EU credentials read more","{'positive': 0.024828887, 'negative': 0.94334567, 'neutral': 0.031825483}","The $9 billion entertainment company said on Tuesday that net revenue in the third quarter dropped to $1.7 billion, a 15% decline compared with the same period a year ago. Take the gains in that quarter and move them to the third quarter, and sales would’ve still fallen 14% year-over-year. are very vulnerable to holiday sales, and the early flare that people are being choosy bodes ill for it and others. 
+
+SoftBank loses most from UK e-commerce flop read more
+
+Tricky Monte Paschi cash call comes at high cost read more
+
+Next Italy PM is bolstering her EU credentials read more","Hasbro toys are absolutely, positively not essential. The $9 billion entertainment company . But there’s more to it.",HAS,Consumer Goods,Toys & Sporting Goods,Hasbro Inc,"{'Chemical & Safety Hazards of Products': 'Consumers and regulators expect the Toys & Sporting Goods industry to ensure that its products are safe and do not cause harm. The presence of certain chemicals in products—which can be introduced by design or as a result of poor oversight over supply chains—can have chronic impacts on child development and health. Faulty or poorly designed products can also create choking, fire, or other hazards, which can result in injury or death. The Toys & Sporting Goods industry is subject to regulation over the safety of its products. The toys segment in particular is highly regulated to protect children, and evolving science on the safety of certain chemicals will likely lead to additional restrictions. Failure to create products that are safe for consumers may provoke new regulatory oversight and affect an entity’s social license to operate. Furthermore, improper product safety testing or evaluation can lead to costly recalls, litigation, or reputational damage that can affect sales. Toys and sporting goods entities that work at both the design and manufacturing phases tomanage the use of certain chemicals while eliminating others can better mitigate risks associated with chemical safety.', 'Labour Conditions in the Supply Chain': 'The treatment of workers and labour conditions in the industry’s manufacturing supply chain are of growing concern for consumers, regulators, and entities. Labour issues include worker health and safety standards, compensation, amount of working hours, and risks related to discrimination and forced labour. The industry is exposed to these issues because of itsreliance on third-party manufacturing in emerging markets, where labour standards, labour protection, and regulation enforcement can be weak, and violations are common. Entities also contract with numerous suppliers, adding complexity and challenges with respect to transparency. A failure to manage labour conditions can result in supply disruptions, reputational damage, and increased regulation and enforcement in response to high-profile safety or labour incidents, strikes and work stoppages, and shifts in consumer demand. Toys and sporting goods entities are increasingly engaging with suppliers through audits, partnerships, and increased oversight, allowing them to preempt and react more quickly to labour issues. Entities that effectively manage this issue can protect brand value and reduce their cost of capital.'}","{'Chemical & Safety Hazards of Products': 0.7874053501709993, 'Labour Conditions in the Supply Chain': 0.7749168457124487}",0.7874053501709993,Inchul,No focus,No focus,Negative,,Major,Minor,Neutral,2023-01-23T19:33:26+00:00,https://finance.yahoo.com/news/amazon-union-organizer-alabama-says-193326199.html,"[{'name': 'Amazon Labor Union', 'weight': 0.095898814}, {'name': 'Amazon Union Organizer', 'weight': 0.09524647}, {'name': 'Amazon warehouse workers', 'weight': 0.08730107}, {'name': 'Amazon', 'weight': 0.082004584}, {'name': 'union campaigns', 'weight': 0.07503254}, {'name': 'Latest Tech Layoffs', 'weight': 0.072528236}, {'name': 'Tech Job Cuts', 'weight': 0.07212368}, {'name': 'March', 'weight': 0.06342901}, {'name': 'workplace activism', 'weight': 0.061487146}, {'name': 'the fledgling Amazon Labor Union', 'weight': 0.059934866}]",[{'name': 'Politics'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 12}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'the Retail, Wholesale and Department Store Union', 'type': 'ORG', 'mentions': 1}, {'data': 'Bessemer', 'type': 'ORG', 'mentions': 1}, {'data': 'the National Labor Relations Board', 'type': 'ORG', 'mentions': 1}, {'data': 'Alabama', 'type': 'GPE', 'mentions': 2}, {'data': 'Bessemer', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 2}, {'data': 'Staten Island', 'type': 'GPE', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Darryl Richardson', 'type': 'PERSON', 'mentions': 2}, {'data': 'Chris Smalls', 'type': 'PERSON', 'mentions': 2}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}]","(Bloomberg) -- An Amazon.com Inc. warehouse worker who helped lead a hotly contested union campaign in Bessemer, Alabama, said he was abruptly terminated without explanation.
+• None Suspect in Shooting Near Los Angeles Has Killed Himself
+• None Spotify Will Cut About 6% of Jobs in Latest Tech Layoffs
+
+Darryl Richardson, who advocated for workers to join the Retail, Wholesale and Department Store Union, posted his termination notice from Amazon on Twitter Sunday.
+
+“This is BS,” he said on Twitter. “Didn’t give me no reason why.”
+
+Richardson referred questions about his termination to the union, which didn’t immediately comment. Amazon, which has been fending off union campaigns around the country, didn’t immediately comment.
+
+Amazon’s Bessemer employees in March voted 993 to 875 against joining the union during an election that remains in dispute because more than 400 contested ballots haven’t been counted and could influence the final result. The union lost a previous election there in 2021 by a two-to-one margin, but the National Labor Relations Board called a second vote after ruling that Amazon unlawfully interfered with the first election.
+
+The labor board’s general counsel has repeatedly accused Amazon of illegally firing activists. In November, a federal judge in New York ordered Amazon to cease and desist from retaliating against employees for workplace activism. The company has denied wrongdoing.
+
+Amazon warehouse workers in Staten Island, New York, voted last year to join the fledgling Amazon Labor Union, a major defeat for the Seattle-based company. The leader of that union, Chris Smalls, alleges Amazon fired him for his workplace advocacy, back in March 2020. Amazon maintains Smalls was terminated for violating safety rules during the Covid-19 outbreak.
+• None Wind Turbines Taller Than the Statue of Liberty Are Falling Over
+• None Fake Meat Was Supposed to Save the World. It Became Just Another Fad
+• None The Coyotes Working the US Side of the Border Are Often Highly Vulnerable, Too
+• None Laid-Off Tech Workers Are Just What the Auto Industry Needs
+• None What Tech Job Cuts Say About Silicon Valley—and the Rest of the Economy",be4ccc11ddfb49cf957380a2461054e5,Amazon Union Organizer in Alabama Says He Was Fired,4,,,,
+55162,"US labor board says Trump-era member's conflict tainted hospital case - July 26 (Reuters) - A divided National Labor Relations Board panel has vacated a 2021 decision favoring George Washington University Hospital in a labor dispute, saying a former Republican board member was financially conflicted and should not have participated in the case.
+
+The board on Tuesday in a 2-1 vote threw out a decision holding the Washington D.C. hospital did not violate federal labor law by engaging in ""hard bargaining"" over a new contract with a union that represented support staff for more than two decades.
+
+The board at that time said the hospital had the right to test its leverage by opening contract talks with ""a wish list, throw-in-the-kitchen-sink"" proposal, and that it was up to a Service Employees International Union affiliate to provide counterproposals.
+
+The union merely insisted on maintaining the terms in an expired contract rather than seeking common ground to update the agreement, including by making it easier for employees to resign their union membership, the board said.
+
+The case was prompted by unfair labor practice charges that SEIU filed in 2018. An administrative judge had sided with the union originally and ordered GWU to return to the bargaining table, but the board reversed that decision.
+
+The board majority in that ruling included two of former President Donald Trump's Republican appointees to the board, John Ring, its then chair, and William Emanuel, who left in 2021.
+
+But in Tuesday's decision, two members of the board's current Democratic majority appointed by President Joe Biden, NLRB Chair Lauren McFerran and David Prouty, said Emanuel improperly participated in the case and that it should be reconsidered.
+
+Lawyers for the hospital and union did not respond to requests for comment. Emanuel could not be reached for comment.
+
+An NLRB inspector general probe previously found that Emanuel's participation in several cases violated federal law due to his undisclosed investment in a mutual fund that invested in companies including Universal Health Services Inc (UHS.N) , GWU Hospital's parent company.
+
+GWU Hospital had urged the board to maintain the prior decision in effect, saying it had been operating in reliance of that ruling in its dealing with a SEIU local, which it stopped recognizing in 2018.
+
+Marvin Kaplan, a Republican board member, in a dissenting opinion said that relitigating the case could result in a different ruling and ""reintroduce the union to a workforce that legitimately rejected it four-and-a-half years ago.""
+
+But McFerran said the board had now vacated every other decision in which Emanuel improperly participated, pointing to cases involving ExxonMobil , CVS Health and Marathon Petroleum.
+
+""It would be inappropriate for us to take a different procedural course in this case simply because the merits of the underlying case were the subject of disagreement among board members,"" McFerran wrote.
+
+The case is District Hospital Partners, L.P., National Labor Relations Board, No. 05–CA–216482.
+
+For the hospital: Tammie Rattray and Paul Beshears of Ford Harrison and Steven Bernstein of Fisher & Phillips
+
+For the union: Stephen Godoff of Abato Rubenstein & Abato
+
+For the NLRB general counsel: Barbara Duvall and Andrew Andela","{'positive': 0.018649977, 'negative': 0.89074284, 'neutral': 0.09060716}","A divided National Labor Relations Board panel has vacated a 2021 decision favoring George Washington University Hospital in a labor dispute, saying a former Republican board member was financially conflicted and should not have participated in the case. The board said the hospital did not violate federal labor law by engaging in ""hard bargaining"" over a new contract with a union that represented support staff for more than two decades. An administrative judge had sided with the union originally and ordered GWU to return to the bargaining table, but the board reversed that decision. Two members of the board's current Democratic majority appointed by President Joe Biden, NLRB Chair Lauren McFerran and David Prouty, said Emanuel improperly participated in this case and that it should be reconsidered. The case was prompted by unfair labor practice charges that SEIU filed in 2018, and the union had urged the board to maintain the prior decision in effect.","A divided National Labor Relations Board panel has vacated a 2021 decision favoring George Washington University Hospital in a labor dispute, saying a former Republican board member was financially conflicted and should not have participated in the case.",UHS,Health Care,Health Care Delivery,Universal Health Services B,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act’s provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers’ compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.6935278919293252, 'Access for Low-Income Patients': 0.7435875900463778, 'Quality of Care & Patient Satisfaction': 0.7418715191912401, 'Patient Privacy & Electronic Health Records': 0.7330882108945204, 'Energy Management': 0.722204878548701, 'Management of Controlled Substances': 0.7091004644925545, 'Fraud & Unnecessary Procedures': 0.7552570605945994, 'Pricing & Billing Transparency': 0.7399014615094538, 'Employee Health & Safety': 0.7260996800255656, 'Employee Recruitment, Development & Retention': 0.7467329968383782, 'Waste Management': 0.7269034720275144}",0.7552570605945994,Inchul,Major focus,Minor focus,Negative,"Employee Recruitment, Development & Retention, Labor Practices",No,No,No,2022-10-26T12:40:33+00:00,https://www.cnbc.com/2022/10/26/top-wall-street-calls-tesla-microsoft-disney-amazon-alphabet-.html,"[{'name': 'deposit growth', 'weight': 0.08059677}, {'name': 'deposit growth uncertainty', 'weight': 0.079959914}, {'name': 'revenue growth', 'weight': 0.07667616}, {'name': 'earnings', 'weight': 0.06686826}, {'name': 'overall resilient Q1 results', 'weight': 0.06274808}, {'name': 'Disney shares', 'weight': 0.061492745}, {'name': 'share gains', 'weight': 0.060781784}, {'name': 'cash flow improvements', 'weight': 0.060510304}, {'name': 'share repurchases', 'weight': 0.060340274}, {'name': 'share', 'weight': 0.059241224}]","[{'name': 'Auto'}, {'name': 'Finance'}]","[{'data': 'Tesla', 'type': 'ORG', 'mentions': 5}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Disney', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Deutsche Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Humana', 'type': 'ORG', 'mentions': 2}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 4}, {'data': 'Retail', 'type': 'ORG', 'mentions': 1}, {'data': 'AWS', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 2}, {'data': 'Halliburton', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 6}, {'data': 'Whirlpool', 'type': 'ORG', 'mentions': 2}, {'data': 'WHR', 'type': 'ORG', 'mentions': 1}, {'data': 'Uber', 'type': 'ORG', 'mentions': 2}, {'data': 'Piper Sandler', 'type': 'ORG', 'mentions': 2}, {'data': 'Roblox', 'type': 'ORG', 'mentions': 3}, {'data': 'DA Davidson', 'type': 'ORG', 'mentions': 2}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 8}, {'data': 'Discover', 'type': 'ORG', 'mentions': 2}, {'data': 'DFS', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 4}, {'data': 'Silvergate', 'type': 'ORG', 'mentions': 2}, {'data': 'Edgewell Personal Health', 'type': 'ORG', 'mentions': 2}, {'data': 'Parks', 'type': 'ORG', 'mentions': 1}, {'data': 'Barclays', 'type': 'ORG', 'mentions': 2}, {'data': 'GOOG', 'type': 'ORG', 'mentions': 1}, {'data': 'General Motors', 'type': 'ORG', 'mentions': 2}, {'data': 'GM', 'type': 'ORG', 'mentions': 2}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'General Electric', 'type': 'ORG', 'mentions': 1}, {'data': 'Aerospace', 'type': 'ORG', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}]","Here are Wednesday's biggest calls on Wall Street: Deutsche Bank upgrades Humana to buy from hold Deutsche said the health insurer is ""on track to achieve its 2025 earnings target."" ""Combining with the alternative capital deployment capabilities as well as the significant less tailwind benefited from covid in the past few years, we see Humana on track to achieve 2025 earnings target."" JPMorgan reiterates Amazon as overweight JPMorgan said Amazon is ""well positioned for long-term growth"" heading into earnings on Thursday. ""We recently trimmed estimates given increased FX headwinds & slowing discretionary spending. Still, we remain confident AMZN can re-accelerate revenue growth and expand OI margins into 2023, largely driven by Retail improvement and still solid AWS growth."" Wells Fargo upgrades Halliburton to overweight from equal weight Wells said it sees cash flow improvements for Halliburton . ""We believe the Energy Services sector is on track to deliver consistent sequential and year/year earnings and cash flow improvements as global E & P spending trends higher in 2023 and 2024. Bank of America downgrades Whirlpool to underperform from neutral Bank of America said there has been a severe drop in appliance demand. ""We downgrade Whirlpool (WHR) to Underperform from Neutral as industry and company data suggests a severe drop in appliance demand and softening of pricing, while costs remain elevated, pressuring margins."" Bank of America reiterates Uber as buy Bank of America said it's staying ""constructive"" on Uber heading into earnings on Nov. 1. ""We expect EBITDA flow-through (with declining competitive intensity) and share gains to be 3Q positives."" Piper Sandler initiates Roblox as overweight Piper said in its initiation of Roblox that it's a ""unique"" asset. ""The advertising opportunity is a catalyst in '23. Valuation is at a premium but justified in our view given the growth opportunity ahead."" DA Davidson initiates Roblox as buy DA Davidson said in its initiation of the stock that it's an ""organic growth machine."" ""We view the current premium on the shares as warranted given the uniqueness of the platform, the aforementioned growth pillars, and what we view as a call option on metaverse-driven investments."" Morgan Stanley upgrades Discover to overweight from equal weight Morgan Stanley upgraded the stock on a potential buyback resumption. "" Discover is one of the few stocks we cover with significant excess capital. DFS is hopeful they can restart the buyback in 4Q22."" Goldman Sachs downgrades Silvergate to neutral from buy Goldman said in its downgrade of the fintech bank that it sees deposit growth uncertainty. ""Following 3Q22 results, we are downgrading shares of SI from Buy to Neutral, as we believe greater uncertainty about the trajectory of deposit growth, combined with reduced interest rate sensitivity, primarily as a function of the company's hedging program, will likely prevent shares from outperforming."" Goldman Sachs downgrades Edgewell Personal Health to neutral from buy Goldman said cost pressure persists for Edgewell. ""Where we were wrong was on the company's earnings level. We had expected the company to deploy more of its FCF to share repurchases."" Morgan Stanley reiterates Disney as overweight Morgan Stanley said Disney shares already have baked in macro risks. ""We reiterate our OW rating as shares appear to already reflect some macro risk at the Parks and a depressed value for its streaming and broader media business Bank of America reiterates Microsoft as buy Bank of America said it's staying bullish on Microsoft after the company's earnings report on Tuesday and called the quarterly results ""resilient."" "" Microsof t reported overall resilient Q1 results, w/ solidly holding Azure & O/M365 growth, though mounting macro pressure prompted a meaningful guide down for Q2 & FY23."" Read more about this call here. Barclays reiterates Alphabet as overweight Barclays said it's standing by the internet giant even after it missed on earnings on Tuesday. ""Stepping back from the print, GOOG remains the best positioned company in digital advertising longer term, numbers should be close to reality after this reset."" Read more about this call here. Morgan Stanley reiterates Tesla as overweight Morgan Stanley said it's seeing signs that Tesla is ""taking steps to become a bigger player in its own battery supply chain."" ""Battery manufacturing has been one of Tesla's main bottlenecks this year. The company filed for a tax abatement in Texas for a battery-grade lithium hydroxide refining facility, potentially to circumvent some of these issues. We'd prepare to see an even more vertically integrated Tesla. Morgan Stanley reiterates General Motors as equal weight Morgan Stanley raised its price target on GM to $32 per share from $30 after the company's robust earnings report on Tuesday. "" GM delivered a very strong 3Q, beating cons estimates, despite Ford's significant profits warning heading into the quarter. Same industry. Two different companies."" JPMorgan reiterates General Electric as neutral JPMorgan raised its price target on GE to $58 per share from $50 after the company's better than expected earnings report. ""The GE quarter was initially received poorly on a bad EPS headline, but a rudimentary dig showed the recurring result was better than expected, as Aerospace upside more than offset downside at the other businesses, reminiscent of the pre-pandemic profile.""",a1f88f2ebafa4ddfa7f3d1a963a8ce5b,"Top Wall Street calls: Tesla, Microsoft, Disney, Amazon, Alphabet",4,,,,
+37736,"When it comes to building trust with consumers, brands need to put customer satisfaction first - Welcome to the May run of The Trust Factor, where we’ll spend the month looking at the role trust plays in advertising, building brand loyalty, and winning over new customers. We’ll also look at what happens when advertisers go too far, serving up personalized ads at the expense of user data privacy.
+
+More from Fortune: 5 side hustles where you may earn over $20,000 per year—all while working from home Looking to make extra cash? This CD has a 5.15% APY right now Buying a house? Here's how much to save This is how much money you need to earn annually to comfortably buy a $600,000 home
+
+Consumers don’t trust ads. That’s been the key takeaway of most major consumer surveys on advertising since 2012 when market analysts Nielsen published their landmark report on the topic. According to that poll, 92% of consumers trust recommendations from friends over information delivered through traditional ads.
+
+Things have picked up a little for advertisers since then, according to Nielsen’s latest survey from 2021, where 88% of respondents said they trust recommendations from friends over all other promotion channels.
+
+“It comes as no surprise we all trust personal recommendations above and beyond any other channel. Human to human trust is fundamental to daily life,” Cathy Heeley, Nielsen’s international media analytics lead said at the time of the report.
+
+So how can brands leverage this information to their advantage?
+
+Well, according to Nielsen, the first thing to do is to “put the consumer first in every strategy, plan and execution.” The outcome of planning every aspect of business development with a view to maximizing customer satisfaction should be that the frequency of recommendations increases.
+
+A separate survey on consumer trust from Clear Channel and JCDecaux suggests some ways brands might achieve “putting the consumer first,” such as removing hidden costs while ensuring quality and value for money.
+
+This survey also suggests consumers may be a little confused about how much they value trust in brands. Over 80% of respondents claim whether they trust a brand is a deciding factor in purchasing products, but only 34% of respondents said they have trust in the brands they use. Go figure.
+
+Although people put more faith in word-of-mouth recommendations, too, traditional ads don’t fall so far behind on the trust meter. Over 78% of respondents said they trust ads on TV, a fact Heeley puts down to the perception that “ads on TV are run by legitimate businesses” and so are “given credence over some of the newer forms of advertising.”
+
+Even more remarkably, in the age of word-of-mouth recommendations, influencers and celebrity endorsements score poorly on trust. Clear Channel and JCDecaux found that only 20% of respondents said they would trust a paid-for familiar face.
+
+This is surely not the case in China where Austin Li, the so-called Lipstick King, used livestream e-commerce to shift $1.7 billion of goods in 12 hours during a 2021 sales event. And, even in the U.S., livestream e-commerce has unlocked new opportunities for brands to promote their products and services through product placement with influencers, without deploying direct messaging.
+
+According to Nielsen, 52% of consumers between the age of 35 and 49 said they are influenced to purchase products featured or used in livestream content. In the 18- to 34-year-old bracket that proportion is 49%.
+
+Obviously the influencer economy, despite scoring low on trust, has a pivotal and lucrative role to play in building trust in branding. Come back to Trust Factor next week to find out how influencers manage that balancing act of promoting brands without their fanbase thinking they’ve sold out.
+
+This story was originally featured on Fortune.com
+
+More from Fortune: 
+
+5 side hustles where you may earn over $20,000 per year—all while working from home
+
+Looking to make extra cash? This CD has a 5.15% APY right now
+
+Buying a house? Here's how much to save
+
+This is how much money you need to earn annually to comfortably buy a $600,000 home","{'positive': 0.06849805, 'negative': 0.032954108, 'neutral': 0.8985478}","This article looks at the role trust plays in advertising, building brand loyalty, and winning over new customers. It also looks at what happens when advertisers go too far, serving up personalized ads at the expense of user data privacy. According to Nielsen’s latest survey from 2021, 88% of respondents said they trust recommendations from friends over all other promotion channels. This survey suggests that consumers may be a little confused about how much they value trust in brands, and that word-of-mouth recommendations, influencers and celebrity endorsements score poorly on trust. Finally, the Trust Factor will look at how influencers manage their balancing act of promoting brands without their fanbase thinking they've sold out.","Consumers trust word-of-mouth recommendations over ads, says market research firm Nielsen. So brands need to make sure every customer is satisfied.",NLSN,Services,Professional & Commercial Services,Nielsen Holdings plc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider’s security measures, which could result in reputational damage and adversely impact an entity’s ability to attract and retain clients. '}","{'Professional Integrity': 0.7684903466121255, 'Workforce Diversity & Engagement': 0.7578820074669356, 'Data Security': 0.7650916856846424}",0.7684903466121255,Inchul,Minor focus,Minor focus,Neutral,"Professional Integrity, Data Security",Major,Minor,Negative,2022-10-13T08:43:35-04:00,https://www.cnbc.com/2022/10/13/thursday-top-wall-street-calls-apple-meta-biogen-amazon-netflix.html,"[{'name': 'share price underperformance', 'weight': 0.068731956}, {'name': 'lithium prices', 'weight': 0.06867245}, {'name': 'declining lithium prices', 'weight': 0.06576641}, {'name': 'defensive stocks', 'weight': 0.064736076}, {'name': 'stocks', 'weight': 0.0645781}, {'name': 'entry level price points', 'weight': 0.06445909}, {'name': 'low exposure', 'weight': 0.061332285}, {'name': 'meaningful revenue growth', 'weight': 0.058457986}, {'name': 'top picks', 'weight': 0.05742829}, {'name': 'average selling price', 'weight': 0.057333887}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'Biogen', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 3}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 2}, {'data': 'UBS', 'type': 'ORG', 'mentions': 2}, {'data': 'Bernstein', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 2}, {'data': 'Colgate-Palmolive', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 5}, {'data': 'Las Vegas Sands', 'type': 'ORG', 'mentions': 1}, {'data': 'LVS', 'type': 'ORG', 'mentions': 1}, {'data': 'Berenberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Albemarle', 'type': 'ORG', 'mentions': 2}, {'data': 'Citi', 'type': 'ORG', 'mentions': 5}, {'data': 'Comcast', 'type': 'ORG', 'mentions': 3}, {'data': 'Northrop Grumman', 'type': 'ORG', 'mentions': 3}, {'data': 'Rocket Lab', 'type': 'ORG', 'mentions': 3}, {'data': 'American Express', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Cowen', 'type': 'ORG', 'mentions': 2}, {'data': 'Apparel & Accessories', 'type': 'ORG', 'mentions': 1}, {'data': 'Stifel', 'type': 'ORG', 'mentions': 2}, {'data': 'BIIB', 'type': 'ORG', 'mentions': 2}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 2}, {'data': 'Nike', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 2}, {'data': 'Sherwin-Williams', 'type': 'ORG', 'mentions': 1}, {'data': 'Linde', 'type': 'ORG', 'mentions': 2}, {'data': 'SHW', 'type': 'ORG', 'mentions': 1}, {'data': 'PPG', 'type': 'ORG', 'mentions': 1}, {'data': 'AXTA', 'type': 'ORG', 'mentions': 1}, {'data': 'APD', 'type': 'ORG', 'mentions': 1}, {'data': 'TROX', 'type': 'ORG', 'mentions': 1}, {'data': 'OLN', 'type': 'ORG', 'mentions': 1}, {'data': 'NBCUniversal', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Pro Max', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Azure', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Office', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'lecanemab', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 3}, {'data': 'Macao', 'type': 'GPE', 'mentions': 1}]","Here are Thursday's biggest calls on Wall Street: Morgan Stanley reiterates Netflix as neutral Morgan Stanley kept its neutral rating on the stock and said it thinks the launch of the ad-supported tier is already priced in. ""We continue to see Netflix as the clear market leader in streaming, but still a maturing business in a highly competitive market facing a global consumer under increasing economic stress."" UBS reiterates Apple as buy UBS said Apple's iPhone Pro and Pro Max demand remains ""solid."" ""We continue to expect the ASP (average selling price) tailwind from the Pro and Pro Max on iPhone revenue and the extra week in the Sept quarter (14 weeks vs 13 weeks last year) will likely be offset by the strength in the US dollar."" Bernstein names Meta a top pick Bernstein cut its price target on the stock to $195 per share from $230, but noted that it sees ""light beyond the dark"" and named Meta as a top pick. ""The bear case is loud: No one uses Facebook anymore! The next Yahoo! Lighting money on fire for a metaverse dream that will never happen! But we see light beyond the dark and complicated headlines. And in an investment universe lacking high conviction ideas, we move Meta to our top pick."" JPMorgan upgrades Colgate-Palmolive to overweight from neutral JPMorgan said the company has pricing power. ""Colgate Palmolive will likely have to talk to more FX headwinds but it is one of the few stocks that will likely be able to keep pricing power while cost pressures alleviate due to good brand equity and entry level price points with low exposure to private label and be able to grow EPS in HSDs (high single digits) in 2023 while recovering market share globally."" Bank of America upgrades Las Vegas Sands to neutral from underperform Bank of America said in its upgrade of the casino company that pandemic and Macao risks are lower. "" LVS is a low beta, low leverage stock that is less correlated with US macro and rates, with substantial positive estimate revision potential should a reopening occur."" Berenberg downgrades Albemarle to hold from buy Berenberg said it's concerned about the chemical company's exposure to declining lithium prices. ""In our view, Albemarle and other lithium producers will be exposed to a sharp decline in lithium prices."" Citi upgrades Comcast to buy from neutral Citi said in its upgrade of Comcast that concern about share price underperformance is overdone. ""We also see an increasing likelihood that the cable firms promptly respond with a plan to stabilize or improve value for shareholders, which may include: grow EBITDA even without meaningful revenue growth with a rising mix of broadband/business revenue; accelerate technology upgrades & efficiency initiatives; monetize under-appreciated assets; & opportunistically invest and repatriate cash to shareholders."" Read more about this call here . Bank of America names Northrop Grumman and Rocket Lab top picks Bank of America said it likes Northrop's defensiveness. The firm also said Rocket Lab is a ""best-in-class"" space company. ""We like Northrop Grumman due to the company's diversified defensive positioning, exposure to younger programs and subsequently low beta. ... We continue to view Rocket Lab as a best-in-class space company which has successfully diversified its exposure beyond launch services and has earned a reputation as one of the most consistent and reliable launch providers globally."" Citi downgrades American Express to sell from neutral Citi said in its downgrade of American Express that it's concerned about a recession. ""As Citi's economics team has forecast a modest US recession as a base case in 2H23, we felt it was prudent to assume a mild recession in our consumer finance stocks."" Read more about this call here . Bank of America reiterates Microsoft as buy Bank of America said it still sees a solid risk/reward outlook for Microsoft. ""We expect the company to resume sustained high teens FCF growth following the FY23 deceleration (8% in our model) from currency headwinds and the increased bonus pool, given that key Azure and Office 365 cycles represent multi-year opportunities."" Cowen reiterates Amazon as outperform Cowen said that its recent survey shows Amazon is still the preferred place for shopping. ""Our survey of 2,700 consumers suggests that Amazon remains the top resource for consumers at a number of touch points along a consumer's path to purchase in the Apparel & Accessories vertical."" Stifel upgrades Biogen to buy from hold Stifel said in its upgrade of Biogen that concerns about the company's Alzheimer's drug, lecanemab, are overdone. ""BIIB shares have faded since the positive lecanemab data, and we do worry about residual competitive/commercial risks, notwithstanding the uncertainty around BIIB's future CEO."" Read more about this call here. Raymond James initiates Nike as outperform Raymond James said in its initiation of Nike that investors should take a longer term view of retail. ""Aside from obvious macro headwinds, there are industry-specific challenges, and we expect a challenging 2H22. We also believe this is consensus view and while it's impossible to call the trough in stocks, we believe investors should take a longer-term view."" Goldman Sachs initiates Sherwin-Williams and Linde as buy Goldman said in its initiation of the chemical stocks that it likes the sector's defensiveness ""Thus, we are more positive on defensive stocks: Buy on SHW, PPG, AXTA, LIN, APD, TROX and OLN; but less optimistic on the performance for rest of our coverage universe."" Read more about this call here . Disclosure: Comcast is the owner of NBCUniversal, parent company of CNBC.",250fa485656f42709132be034c1286ed,"Here are Thursday's biggest analyst calls of the day: Apple, Meta, Biogen, Amazon, Netflix & more",4,,,,
+13953,"What employees say will get them to return the office - Good morning! Paolo here, subbing in for Amber.
+
+Employees and employers are unlikely to ever fully agree on whether return-to-office mandates are a smart business move. But as companies move full speed ahead on RTO plans, workers contend that there are some aspects of the office they find valuable.
+
+The top two reasons, according to a survey from market research company Gartner, are the ability to build relationships with colleagues and managers and collaborate with others, indicating that employees value social connection above anything else when they come to the office.
+
+Employees also say they'd trek into the office to break up their routines, be seen by leadership, and learn from others. Reasons that, while slight variations of collaboration, are still social in nature rather than strictly functional.
+
+And yet, despite the apparent common ground between employers and employees, 60% of executives in a Gartner pulse survey say the main reason their employees cite for not coming to the office is the lack of a “compelling need.” That’s not because social connection is a weak motivating factor; rather, it's been the victim of poor execution.
+
+One way to solve that problem is to clarify when people should be in the office, says Caitlin Duffy, a director in Gartner’s HR practice. Few things are more frustrating for an employee than making an earnest effort to show up to the office—expecting camaraderie and teamwork—only to find their colleagues stayed home.
+
+Learning events are another way to incentivize in-person attendance because employees will likely prefer live learning to a virtual marathon meeting, which is proven to be less effective. Plus, the collective nature of the event, combined with the slightly more informal setting, offers employees a chance to build the social connections they crave.
+
+The good news for executives eager to get employees back into the office is that employees are telling companies what they want from in-person work: collaboration. Now it’s up to them to make sure that happens.
+
+This story was originally featured on Fortune.com
+• None 5 side hustles where you may earn over $20,000 per year—all while working from home
+• None Expert advice to keep your money safe during bank failures
+• None UFB Direct savings account is offering an APY above 5%—and with no fees
+‚Ä¢ None This is how much money you need to earn annually to comfortably buy a $600,000 home","{'positive': 0.05377811, 'negative': 0.11153725, 'neutral': 0.8346846}","A survey from market research company Gartner has found that employees find some aspects of the office valuable, such as the ability to build relationships with colleagues and managers. The survey also found that 60% of executives in the survey said that they lacked a ‚Äúcompelling need‚Äù for employees to return to the office. This is due to poor execution, but it is up to employees to make sure their colleagues stay home. The study also found there are some ways to incentivize in-person attendance, including learning events, and the chance to build social connections.",Employees are willing to return to the office to build relationships and collaborate more easily.,IT,Services,Professional & Commercial Services,Gartner Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider‚Äôs security measures, which could result in reputational damage and adversely impact an entity‚Äôs ability to attract and retain clients. '}","{'Professional Integrity': 0.7569726872095799, 'Workforce Diversity & Engagement': 0.7942597422879117, 'Data Security': 0.7552628372986684}",0.7942597422879117,Inchul,Minor focus,Minor focus,Neutral,Workforce Diversity & Engagement,Minor,Minor,Neutral,2023-02-23T17:26:00.010000+00:00,https://qz.com/microsoft-spent-over-a-decade-on-the-new-bing-then-cha-1850146010,"[{'name': 'Google search', 'weight': 0.101807415}, {'name': 'search advertising', 'weight': 0.09525876}, {'name': 'search', 'weight': 0.094550505}, {'name': 'search share', 'weight': 0.09443518}, {'name': 'search traffic', 'weight': 0.09184559}, {'name': 'Bing', 'weight': 0.080389604}, {'name': 'Bing Search', 'weight': 0.07907697}, {'name': 'Microsoft', 'weight': 0.07735216}, {'name': 'Microsoft Teams', 'weight': 0.07615889}, {'name': 'the new Bing search engine', 'weight': 0.059189957}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 23}, {'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Bing', 'type': 'ORG', 'mentions': 8}, {'data': 'Yahoo', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Azure', 'type': 'ORG', 'mentions': 1}, {'data': 'Skype', 'type': 'ORG', 'mentions': 1}, {'data': 'Gartner', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Cortana', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'DALL-E.', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Outlook', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Yusuf Mehdi', 'type': 'PERSON', 'mentions': 7}, {'data': 'Darin Stewart', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}]","Using AI, Microsoft might finally mount a challenge to Google’s dominance in search.
+
+Earlier this month, Microsoft unveiled the new Bing search engine, which uses artificial intelligence to not just give users links, but also to provide answers to questions. Bing can respond, for example, to a query to create a spreadsheet of a company’s revenue for the past five years or to check if a certain-size futon will fit in a specified vehicle. Since Bing’s update, Google has come out with its own competitor, Bard.
+
+
+
+“We’ve been steadily focused on Bing and we’ve been working. We’ve been at it for the last two decades or so,” said Yusuf Mehdi, corporate vice president at Microsoft, over a Microsoft Teams video chat last week.
+
+Part of the reason Bing never gained popularity was that by the time it launched in 2009, Google search, with a decade head start, had already become synonymous with searching the internet.
+
+But Microsoft would continue to work on re-vamping and re-branding Bing. Shortly after Bing rolled out, Microsoft struck a deal for Yahoo to be powered by Bing Search, boosting Bing’s growth in the market. In 2012, Microsoft announced a re-design of the search engine, which included Sidebar, a feature that searches users’ social networks for information relevant to the query.
+
+Microsoft incorporated Bing into other applications and devices such as its personal digital assistant Cortana, helping Bing turn its first quarterly profit of more than $1 billion in 2016. Three years later, Bing rolled out a feature allowing companies to create private, internal search results, positioning itself as a search engine for businesses.
+
+Still, Microsoft’s efforts have not done much to stop Bing from languishing in the global search industry. To date, Bing’s share of the market remains in the single digits, some estimates show. In the US, Bing carries about a quarter of the market.
+
+Every two decades or so, technology makes a big pivot, Mehdi said, pointing to PCs, mobile phones, the cloud. Microsoft is betting that AI is the next opportunity to re-imagine se arch and the web browser.
+
+In 2019, Microsoft announced a partnership with OpenAI, the AI research company behind the chatbot ChatGPT and the visual illustration generator DALL-E. Both saw an opportunity to combine their AI efforts. Many of Microsoft’s technologies that weren’t designed for search proved helpful in developing the new Bing, Mehdi said, such as an AI supercomputer and the capability to host training data on the Azure cloud service.
+
+In the last year, he said the team started to see how ChatGPT applications could improve both core search and algorithmic ranking, as well as make a search interface more approachable. After ChatGPT launched, Mehdi said they “got even more conviction that this could be great in the context of search,” adding, “We’re going to learn a lot over the next year or two. It’s fun times.”
+
+Not surprisingly, problems abound with the new AI technology, with factual errors and the creepiness factor receiving a lot of splash in the media. “For anything that’s really important, you’ll always want to fact check,” Mehdi said. “You need to make the ultimate decision.” It’s a reminder that human judgment is still required in the age of AI.
+
+Microsoft rolled out Bing to a select cohort of users and aims to begin scaling it to millions of users in a few weeks. The company is using public feedback to improve the product.
+
+If the new Bing is successful, it could reshape Microsoft’s other offerings, such as the company’s support help desks or Outlook email platform. Imagine one person automatically creating a calendar invite with five employees in five different time zones. Just this week, Microsoft launched a new Bing chat experience with Skype.
+
+Rather than a grab for Google’s market share, “it’s more of a showcase for their shared services and and trying to make Microsoft cool again,” said Darin Stewart, a Gartner analyst.
+
+Could Microsoft snatch Google’s dominance in the search?
+
+While Google dwarfs the competition in search traffic, Microsoft’s Mehdi said, “We don’t have to necessarily change the entire search game to have success.” The US online advertising market is about $700 billion, and 42% of that is search, he said. Adding one point of search share translates to $2 billion of revenue for Microsoft, according to the company.
+
+Another advantage? Microsoft may have more to lose than Google does with this new bet. In the last quarter of 2022, Microsoft’s revenue from search and news advertising was $3.2 billion, just 6% of total revenue. Meanwhile, 56% of the total revenue for Alphabet, Google’s parent, came from search advertising in the same time period.
+
+But the question remains: Can Microsoft entice people to join Bing en masse? “I hope so. It certainly struck a chord with our launch,” said Mehdi. “And so, you know, it’s a start… and so we have to continue to do more innovation. But yes, I would say for the first time in a long time, we’re really excited about the opportunity to change the game of search for the better for people.”",4e172efbb54c417eb6770fc198246dba,Microsoft spent over a decade on the new Bing. Then ChatGPT happened.,4,,,,
+8992,"Good news, bad news: What to make of analysts' mixed reviews of our bank stocks - Wells Fargo (WFC) and Morgan Stanley (MS) got mixed reviews in separate analyst notes on Wednesday ahead of their earnings releases next week. As long-term shareholders of both, we believe they're well positioned in their sector to weather the economic storm. Morgan Stanley Atlantic Equities downgraded Morgan Stanley to neutral from overweight (hold from buy). It also cut its price target on the stock to $85 per share from $95. Analysts cited declining investment banking activity, falling equity markets, and concerns that trading estimates are overly optimistic given this rough macro environment. A meaningful drop in investment banking activity, which accounts for 17% of Morgan Stanley's total revenue, could dent the bank's earnings, Atlantic Equities wrote. By comparison, investment banking at the major U.S. banks overall only accounts for 10% of total revenues, the analysts added. In addition to investment banking — which includes putting together mergers and acquisitions and initial public offerings — Morgan Stanley also focuses on trading and has a wealth management division. That's why Atlantic Equities thinks the continued decline in the stock market could also hurt Morgan Stanley's upcoming third-quarter results. ""On a combined basis, IB (investment bank) and trading account for 50% (of revenues) for Morgan Stanley (likely 45% in FY22) compared to 30% for the money-centre [center] banks, leaving the IBs much more exposed to a pronounced downturn in activity,"" the research note said. Bank stocks are down this year, but not quite as much as the broader market. Atlantic's research said there's more room for bank shares to fall in the event of a harsh recession. Conversely, it also notes that during the recovery phase, banks tend to outperform. ""Banks typically underperform the market by 30% early in a recession. On the positive side, banks' share price performance for the 18 months following the inflection point is 48% and the relative outperformance of the sector is 26%,"" analysts explained. Despite the Morgan Stanley downgrade, Atlantic Equities kept its overweight (buy) rating on Wells Fargo on the expectation that it will benefit from rising interest rates. Overall, Atlantic acknowledges that banks today are in ""much better"" financial positioning than they were in 2007 during the financial crisis. Analysts explain that the ""main threat"" banks face is not so much from a possible hit to earnings rather than the gloomy backdrop of a recession that can leave multiples well below ""rational"" levels. Wells Fargo Morgan Stanley's research side of the business lowered Wells Fargo's price target to $59 per share from $62 but kept its overweight (buy) rating and top pick label. Analysts there cited excess capital, strong liquidity, and positive operating leverage as reasons for why they like Wells Fargo. Morgan Stanley broke down why they're taking a long position on Wells Fargo into several points. Due to the Federal Reserve-mandated asset cap, which keeps the bank's assets below $1.95 trillion, Wells Fargo has not grown loans as quickly as its peers, which means it has less exposure to credit losses in the event of an economic downturn, the note said. Given that Wells Fargo has been increasing its net interest income due to higher rates, the analysts anticipate an increase from the bank's full-year 2022 net interest income guidance, especially if interest rates continue to climb. Morgan Stanley currently forecasts WFC net interest income to be up about 21% year over year compared to management's guide of 20% growth. The analysts expect higher rates to further weigh on WFC's mortgage business, which was down about 80% year over year in the second quarter due to low refinance activity. Earlier this week , Goldman Sachs analysts struck a similar tone regarding Wells Fargo, issuing an upgrade on the stock in a research note on Monday. The Club rates both Morgan Stanley and Wells Fargo as 1s, meaning we consider them buys at current levels . (Jim Cramer's Charitable Trust is long MS and WFC. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.","{'positive': 0.027590008, 'negative': 0.9486997, 'neutral': 0.023710255}","""On a combined basis, IB (investment bank) and trading account for 50% (of revenues) for Morgan Stanley (likely 45% in FY22) compared to 30% for the money-centre [center] banks, leaving the IBs much more exposed to a pronounced downturn in activity,"" the research note said. Despite the Morgan Stanley downgrade, Atlantic Equities kept its overweight (buy) rating on Wells Fargo on the expectation that it will benefit from rising interest rates. Analysts there cited excess capital, strong liquidity, and positive operating leverage as reasons for why they like Wells Fargo. Given that Wells Fargo has been increasing its net interest income due to higher rates, the analysts anticipate an increase from the bank's full-year 2022 net interest income guidance, especially if interest rates continue to climb.","Good news, bad news: What to make of analysts' mixed reviews of our bank stocks",MS,Financials,Investment Banking & Brokerage,Morgan Stanley,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management’s approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity’s amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks’ financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.7882435638946069, 'Professional Integrity': 0.7677461629950989, 'Factors in Investment Banking & Brokerage Activities': 0.7964399440885764, 'Business Ethics': 0.786138212171045, 'Systemic Risk Management': 0.8035122112314782, 'Employee Incentives & Risk Taking': 0.7856664877819178}",0.8035122112314782,Inchul,Minor focus,Major focus,Neutral,"Professional Integrity, Factors in Investment Banking & Brokerage Activities",Minor,Minor,Neutral,2022-10-25T20:16:54+00:00,https://www.zerohedge.com/markets/alphabet-plunges-after-missing-across-board-drags-nasdaq-lower-after-hours,"[{'name': 'estimate', 'weight': 0.09775012}, {'name': 'estimates', 'weight': 0.09775012}, {'name': 'consensus estimates', 'weight': 0.09667588}, {'name': 'last quarter', 'weight': 0.09408765}, {'name': 'Google Cloud operating loss', 'weight': 0.0905953}, {'name': 'quarter', 'weight': 0.08972845}, {'name': 'Google Services revenue', 'weight': 0.08845928}, {'name': 'YouTube ads revenue', 'weight': 0.08305847}, {'name': 'Other Bets revenue', 'weight': 0.081504546}, {'name': 'Google Cloud', 'weight': 0.0803678}]",[{'name': 'Finance'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Texas Instruments', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'Snapchat', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'TXN', 'type': 'ORG', 'mentions': 1}, {'data': 'Hours', 'type': 'TIME', 'mentions': 4}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ruth Porat', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}]","Alphabet Plunges After Missing Across The Board, Drags Nasdaq Lower After Hours
+
+            The tech earnings train has gotten derailed on the very first stop and it's looking uglier by the minute: moments after Microsoft slumped after reporting otherwise solid earnings, and Texas Instruments guided below expectations again, it was Google's turn to disappoint and it did just that when it reported earnings that missed on revenue and EPS for the second consecutive quarter, sending GOOGL's stock sharply lower after hours (hardly a shock after the catastrophic Snapchat earnings last week).
+
+Let's dig into what was another mediocre at best (if perhaps not as ugly as some had expected) quarter for Alphabet:
+
+EPS $1.06, missing estimates of $1.25, down from $1.40 Y/Y
+	Revenue $69.09 billion, up 6% Y/Y and 11% in constant currency,  and missing consensus estimates of $70.76 billion
+	Revenue ex-TAC $57.27 billion, missing estimates of $58.18 billion
+	Google advertising revenue $54.48 billion, missing estimates of $56.98 billion
+		YouTube ads revenue $7.07 billion, missing estimates of $7.46 billion
+		Google Services revenue $61.38 billion, missing estimates of $63.98 billion
+		Google other revenue $6.90 billion, beating estimates of $6.84 billion
+		Google Cloud revenue $6.87 billion, beating estimate $6.61 billion
+		Other Bets revenue $209 million, beating estimates $204 million
+	
+	Operating income $17.14 billion, missing estimates of $19.71 billion
+	Google Services operating income $19.78 billion, missing estimates of $23.03 billion
+		Google Cloud operating loss $699 million, beating the estimated loss of $814.2 million
+		Other Bets operating loss $1.61 billion, missing the estimate loss $1.37 billion
+	
+	Operating margin 25%, missing the estimate 27.9%
+	Capital expenditure $7.28 billion, missing the estimate $7.65 billion
+	Number of employees 186,779, vs estimate 177,845
+The result visually:
+
+
+
+And a more detailed breakdown:
+
+
+
+Commenting on the quarter, CEO Sundar Pichai was laconic: “We’re sharpening our focus on a clear set of product and business priorities. Product announcements we’ve made in just the past month alone have shown that very clearly, including significant improvements to both Search and Cloud, powered by AI, and new ways to monetize YouTube Shorts. We are focused on both investing responsibly for the long term and being responsive to the economic environment.”
+
+Mercifully, CFO Ruth Porat kept her comment also rather brief, trying to spin an otherwise ugly quarter: ""Financial results for the third quarter reflect healthy fundamental growth in Search and momentum in Cloud, while affected by foreign exchange. We’re working to realign resources to fuel our highest growth priorities."" 
+
+To the disappointment of some, there were no incremental stock buyback announcements but recall that just two quarters ago GOOGL announced plans to buy back an additional $70BN in Class A and Class C shares, and also unveiled the 20 for 1 stock split.
+
+That said, Alphabet did repurchase another $15.4bn of stock in the quarter (the same as last quarter) , a sign of GOOGL management continued focus on capital allocation and balancing investments/margins in a post pandemic environment. That may explains why Alphabet’s cash hoard declined for a fourth straight quarter, falling to $116 billion from $125 billion in Q2, $134 billion at Q1, and $139.6 billion at the start of the year.
+
+In kneejerk reaction, the stock was not happy  with the across the board miss, and GOOGLE stock is down some 5% after hours...
+
+
+
+... and together with MSFT and TXN dragging the Nasdaq down by 1%, cutting today's gains in half.
+
+Developing
+
+      Tyler Durden
+Tue, 10/25/2022 - 16:16",21d4ee684eaf4906aca4388bd0064036,"Alphabet Plunges After Missing Across The Board, Drags Nasdaq Lower After Hours",4,,,,
+35437,"Carrier-Owned Fire Business Files Bankruptcy to Weather ‘Forever Chemical’ Lawsuits - Kidde-Fenwal Inc., an industrial fire-detection and suppression business owned by Carrier Global Corp., has filed for bankruptcy to deal with more than 4,000 lawsuits alleging that a foam product sprayed over burning liquids caused injuries and property damage.
+
+Kidde-Fenwal filed chapter 11 on Sunday after being embroiled in mass litigation stemming from the past sale and distribution of firefighting foam that allegedly contained substances commonly known as PFOA and PFOS, or “forever chemicals” because they take a long time...","{'positive': 0.015336752, 'negative': 0.9196582, 'neutral': 0.065005116}","Kidde-Fenwal Inc., an industrial fire-detection and suppression business owned by Carrier Global Corp., has filed for bankruptcy to deal with more than 4,000 lawsuits alleging that a foam product sprayed over burning liquids caused injuries and property damage. The bankruptcy follows the past sale and distribution of firefighting foam that allegedly contained substances commonly known as PFOA and PFOS, or “forever chemicals” because they take a long time.","Kidde-Fenwal seeks protection from creditors to deal with more than 4,000 lawsuits ahead of planned sale process.",CARR,Resource Transformation,Electrical & Electronic Equipment,Carrier Global Corp.,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity’s brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity’s cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7703364193710777, 'Hazardous Waste Management': 0.760876981325436, 'Materials Sourcing': 0.763111981777233, 'Energy Management': 0.7367434477111395, 'Product Lifecycle Management': 0.7680735991194281, 'Business Ethics': 0.7683793384792964}",0.7703364193710777,Inchul,Major focus,Major focus,Negative,"Product Safety, Product Lifecycle Management",Minor,Major,Neutral,2023-04-12T03:07:29+00:00,https://finance.yahoo.com/news/1-us-banks-set-aside-030729143.html,"[{'name': 'First Republic Bank', 'weight': 0.15097703}, {'name': 'Signature Bank', 'weight': 0.12596588}, {'name': 'Silicon Valley Bank', 'weight': 0.12487392}, {'name': 'First Republic', 'weight': 0.12207977}, {'name': 'Bank', 'weight': 0.11672908}, {'name': 'Edwina Gibbs', 'weight': 0.09503773}, {'name': 'uninsured deposits', 'weight': 0.089928985}, {'name': 'America Corp', 'weight': 0.080033146}, {'name': 'soured loans', 'weight': 0.07818143}, {'name': 'potential losses', 'weight': 0.075744614}]",[{'name': 'Finance'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 3}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Bengaluru', 'type': 'GPE', 'mentions': 1}, {'data': 'First Republic', 'type': 'ORG', 'mentions': 4}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan Chase & Co', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo & Co', 'type': 'ORG', 'mentions': 1}, {'data': 'Citigroup Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America Corp', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Signature Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Nupur Anand', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lananh Nguyen', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rahat Sandhu', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rashmi Aich', 'type': 'PERSON', 'mentions': 1}, {'data': 'Edwina Gibbs', 'type': 'PERSON', 'mentions': 1}]","April 11 (Reuters) - Banks that contributed the bulk of $30 billion in deposits to First Republic Bank plan to set aside about $100 million each in first-quarter earnings in case of potential losses, two sources with direct knowledge of the matter said.
+
+JPMorgan Chase & Co, Wells Fargo & Co, Citigroup Inc and Bank of America Corp deposited $5 billion apiece in uninsured deposits into First Republic in March to shore up confidence in the industry.
+
+The sources declined to be identified because of the sensitivity of the situation. The banks declined to comment.
+
+The four largest U.S. banks were among a group of 11 lenders that bolstered First Republic after its shares plunged during the crisis triggered by the collapse of Silicon Valley Bank and Signature Bank.
+
+Lenders typically earmark rainy day funds to prepare for soured loans. Major U.S. banks will begin reporting first-quarter earnings from Friday.
+
+News of the planned provisions was reported earlier by Bloomberg. (Reporting by Nupur Anand and Lananh Nguyen in New York; Additional reporting by Rahat Sandhu in Bengaluru; Editing by Rashmi Aich and Edwina Gibbs)",314779f3fc3341b2b59c32288e60ffe7,US banks to set aside reserves after shoring up First Republic -sources,4,,,,
+34216,"Reading Threatens To Terminate Trash Contract As Issues Continue - If Republic ultimately can’t catch up by the end of the week, Maltez continued, the town will cancel its contract. Maltez announced this plan in a statement on Monday, marking the latest step in what has been a major source of frustration for town officials and Reading residents in recent weeks.
+
+“I am proud of the way our Town staff have stepped up to respond to resident needs throughout this ordeal,” Maltez said. “We will continue to press for performance satisfaction and relief under the terms of the contract, or we will find a new contractor that can meet the sanitation needs of the community.” A Republic spokesperson on Monday said the company has been in ""constant communication with the Town of Reading,"" adding that the company is ""working to efficiently and safely get all routes back on schedule.""
+
+""We plan to be back on schedule by the end of this week, with regular pick up days beginning next week,"" the spokesperson said. ""We are committed to this community and are proud to serve our customers. We thank them for their patience during this time."" Reading had been served by JRM Hauling and Recycling until the larger Republic bought JRM earlier this year.
+
+The deal added multiple area municipal clients to Republic’s service area. By the beginning of this month, though, issues with the transition from JRM to Republic services had prompted delays and other impacts at the customer-level. While the Republic spokesperson contacted this week did not provide specific reasons for the issues, the town of Reading previously flagged a relocation of old JRM services in Peabody to a new site in Tyngsboro as a contributing factor.
+
+Officials in Melrose and Reading have both also noted staffing shortages impacting Republic in recent days. Maltez this week said town officials have been in touch with Republic throughout recent trash and recycling delays, working to aggregate lists of missed neighborhoods while pressing Republic to fulfill the terms of its contract. Some of these efforts, Maltez said, have been met with “minimal and unpredictable follow-through on the part of the company.” Republic has said it is working toward resolving issues. As issues have lingered, though, the town has opted to hire the Franklin-based Boston Carting as an additional provider to bring in dumpsters and trucks. DPW personnel, meanwhile, will operate front loaders and dump trucks to conduct collection operations this week, according to Maltez. Maltez said on Monday that the town will charge additional expenses due to recent issues to Republic under the terms of its current contract.","{'positive': 0.08717984, 'negative': 0.7990907, 'neutral': 0.113729484}","Maltez announced this plan in a statement on Monday, marking the latest step in what has been a major source of frustration for town officials and Reading residents in recent weeks.
+
+“I am proud of the way our Town staff have stepped up to respond to resident needs throughout this ordeal,” Maltez said. By the beginning of this month, though, issues with the transition from JRM to Republic services had prompted delays and other impacts at the customer-level. While the Republic spokesperson contacted this week did not provide specific reasons for the issues, the town of Reading previously flagged a relocation of old JRM services in Peabody to a new site in Tyngsboro as a contributing factor.
+
+Officials in Melrose and Reading have both also noted staffing shortages impacting Republic in recent days. Maltez said on Monday that the town will charge additional expenses due to recent issues to Republic under the terms of its current contract.",Contractor Republic Services now has a deadline to resolve issues after roughly two weeks of delayed or missed trash and recycling pickups.,RSG,Infrastructure,Waste Management,Republic Services Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity’s ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours—through technological and process improvements—can therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry’s hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers’ rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers—including their pay and benefits—in a way that protects workers’ rights and enhances their productivity while ensuring the financial sustainability of an entity’s operations.'}","{'Greenhouse Gas Emissions': 0.7321101519371054, 'Air Quality': 0.7259836676134553, 'Workforce Health & Safety': 0.7425337378965938, 'Management of Leachate & Hazardous Waste': 0.755660987432013, 'Fleet Fuel Management': 0.7453592212952173, 'Recycling & Resource Recovery': 0.7693543905579722, 'Labour Practices': 0.7713778491719285}",0.7713778491719285,Inchul,Major focus,Major focus,Negative,"Labour Practices, Workforce Health & Safety, Recycling & Resource Recovery",Major,Major,Negative,2023-07-18T12:17:49+00:00,https://www.reuters.com/markets/commodities/oilfield-service-providers-get-lift-international-offshore-demand-2023-07-18/,"[{'name': 'recent years', 'weight': 0.090768725}, {'name': 'international markets', 'weight': 0.087555654}, {'name': 'international exploration', 'weight': 0.086351156}, {'name': 'Jefferies analysts', 'weight': 0.085180685}, {'name': 'strong offshore drilling', 'weight': 0.08445978}, {'name': 'BofA analysts', 'weight': 0.0809247}, {'name': 'international rigs', 'weight': 0.08041448}, {'name': 'multi-year volume growth', 'weight': 0.07997965}, {'name': 'TD Cowen analysts', 'weight': 0.07905839}, {'name': 'analysts', 'weight': 0.077768564}]",[{'name': 'Finance'}],"[{'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Baker Hughes', 'type': 'ORG', 'mentions': 3}, {'data': 'BKR.O', 'type': 'ORG', 'mentions': 1}, {'data': 'Halliburton', 'type': 'ORG', 'mentions': 2}, {'data': 'HAL.N', 'type': 'ORG', 'mentions': 1}, {'data': 'SLB', 'type': 'ORG', 'mentions': 4}, {'data': 'Refinitiv', 'type': 'ORG', 'mentions': 1}, {'data': 'Rystad Energy', 'type': 'ORG', 'mentions': 1}, {'data': 'BofA', 'type': 'ORG', 'mentions': 1}, {'data': 'Exxon Mobil', 'type': 'ORG', 'mentions': 1}, {'data': 'XOM.N', 'type': 'ORG', 'mentions': 1}, {'data': 'TotalEnergies SE', 'type': 'ORG', 'mentions': 1}, {'data': 'TTEF.PA', 'type': 'ORG', 'mentions': 1}, {'data': 'APA Corp', 'type': 'ORG', 'mentions': 2}, {'data': 'TD Cowen', 'type': 'ORG', 'mentions': 1}, {'data': 'OFS', 'type': 'ORG', 'mentions': 2}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 2}, {'data': 'North America', 'type': 'LOC', 'mentions': 2}, {'data': 'the Middle-East', 'type': 'LOC', 'mentions': 1}, {'data': 'Latin America', 'type': 'LOC', 'mentions': 1}, {'data': 'Permian', 'type': 'LOC', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'Oslo', 'type': 'GPE', 'mentions': 1}, {'data': 'Guyana', 'type': 'GPE', 'mentions': 1}, {'data': 'Suriname', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'South American', 'type': 'NORP', 'mentions': 2}]","July 18 (Reuters) - The Big 3 oilfield services (OFS) companies will likely report higher profits for the second quarter as resurgent demand in international markets and strong offshore drilling helped counter tepid activity in North America.
+
+Baker Hughes (BKR.O) , Halliburton (HAL.N) and SLB (SLB.N) are set to post a combined second-quarter adjusted profit of $2.04 billion, according to Refinitiv data, compared with $1.27 billion in the year-ago quarter.
+
+Oil and gas majors, who rely on the service providers for drilling and formation evaluation, well construction and completion services, are reinvesting record profits generated after Russia's invasion of Ukraine disrupted the oil market to intensify the hunt for new offshore and international sources.
+
+The global offshore drilling sector is set for the highest growth in a decade in the next two years, Oslo-based consultancy Rystad Energy said in a March report .
+
+""International strength is led by the Middle-East and Latin America and is powered by a multi-year push to grow oil and gas production capacity, near-term OPEC+ cuts notwithstanding,"" BofA analysts said this month.
+
+Exxon Mobil (XOM.N) , TotalEnergies SE (TTEF.PA) , and APA Corp (APA.O) are already drilling in oil-rich South American countries such as Guyana and Suriname, with some benefits of these exploration activities likely accruing to the services companies.
+
+""(OFS) Companies with International/equipment exposure have strong visibility to multi-year volume growth and orders,"" TD Cowen analysts said earlier this month.
+
+U.S. shale, led by the largest oil patch, the Permian, has been a source of massive output growth in recent years, but analysts have warned of a production plateau within five years.
+
+This, coupled with lower operating costs of some offshore projects have made international exploration more lucrative.
+
+Meanwhile, North American rig count, an indicator of future production, stood at 833 at the end of April-June quarter, down 5.6% from a year earlier while international rigs rose 17.3% to 967, according to Baker Hughes data.
+
+International and offshore activity remains robust with OFS companies likely to reiterate the mid- to high-teens growth for 2023, Jefferies analysts said.
+
+SLB said last month that offshore oil and gas exploration spending will increase more than 20% globally this year and the growth will continue into the next.
+
+Contract pricing remained intact in North America for the large-cap oilfield service players, while international pricing was progressing per expectations, said Jefferies analysts.
+
+Baker Hughes and Halliburton are scheduled to kick off the earnings season for OFS on Wednesday, while market leader SLB will report on Friday.",ceac04f1054c4ad480ff5cc04d09f76a,"Oilfield service providers to get lift from international, offshore demand",4,,,,
+7145,"Comment: With greenwashing lawsuits proliferating, boards need to step up scrutiny of ESG claims - August 17 - Claims about eco credentials are now front and centre of marketing campaigns across many sectors such as fashion, travel and finance, to name a few.
+
+Rather than making legitimate changes to their products and processes, some businesses have relied on exaggerated, misleading or false claims about their ESG credentials.
+
+But how many of these can withstand scrutiny from regulators, activist groups or opportunistic customers?
+
+As part of a concerted effort by international regulators, the UK Advertising Standards Authority (ASA) has recently taken enforcement action against corporate greenwashing. Airlines, banks, fashion retailers and energy giants are among more than 20 companies targeted by the ASA for making misleading statements and representations about their sustainability and environmental credentials.
+
+One industry to attract regulators’ attention is fashion, where the negative global impact of fast fashion has been widely reported and criticised. While some companies have responded to consumer pressure by adopting more responsible business models, others have faced criticism for making statements or designing branding that make them appear more sustainable than they are – for example, by providing misleading or incomplete information about the extent to which their clothes are recycled, or recyclable.
+
+Last year, the UK’s Competition and Markets Authority (CMA) announced an investigation into statements made by big fashion retailers ASOS, Boohoo, and Asda’s fashion brand, George. At issue is whether these fashion companies misled consumers by overstating their environmental credentials in respect of certain products or fashion lines.
+
+Swedish fast fashion retailer H&M recently persuaded a federal court in Missouri that it had not made misleading green claims, but H&M still faces a separate claim for allegedly “taking advantage of consumers’ interest” in sustainability.
+
+Meanwhile, sportswear giant Nike faces a similar U.S. lawsuit over allegedly deceiving consumers by falsely marketing its offerings as “sustainable”.
+
+Beyond the fashion sector, the ASA recently found that a trio of major oil and gas companies, Shell, Repsol and Petronas, misled consumers on the environmental benefits of their products by omitting “material information” regarding their less climate-friendly operations.
+
+Before the tournament took place, the 2022 Qatar World Cup was widely promoted as the “first carbon-neutral World Cup”. But in June, the Commission for Loyalty, which regulates advertising in Switzerland, found that Fifa, the world football governing body based in Geneva, had misled fans over the extent to which it was “fully carbon-neutral”.
+
+As institutions place greater importance on the ESG status of assets they purchase, market and sell across multiple jurisdictions, the commercial incentive to amplify or omit environmental aspects of company activity may also get stronger.
+
+To increase boardroom responsibility for the accuracy of accounts and accountability for misconduct, the Financial Reporting Council is consulting on changes to its UK Corporate Governance Code . Proposed changes include increased integration of ESG matters and culture within a company’s strategy and reporting, emphasising the responsibilities of the board and audit committee for ESG reporting.
+
+The proposed revisions aim to link companies’ remuneration policies more closely with their results and, specifically, ESG objectives. This mirrors EU developments requiring large companies to publish regular reports on social and environmental risks, as well as how their activities impact the environment – together with information to support those findings. If implemented, the FRC’s proposed changes would take effect from January 2025.
+
+As more companies publish ESG-related data and set themselves sustainability goals, investors and regulators are scrutinising their efforts, which may well result in more group litigation of ESG-related issues. This corresponds with a rise in claims directly arising out of ESG issues – often being brought within the group litigation framework.
+
+For example, in California, Delta Air Lines faces a class-action lawsuit relating to its stated carbon offsets, in which claimants assert that Delta “overstated or miscalculated the benefits of the projects it supports”. Meanwhile, a Dutch court recently ruled that proceedings against KLM brought by environmental groups concerning alleged greenwashing in the airline’s “Fly responsibly” commercials can proceed on the basis that it constitutes a “general interest case”. We can expect to see more if this claim, and others like it, hitting the headlines.
+
+In two cases relating to overseas duties of care – Okpabi v Shell and Lungowe v Vedanta – the UK Supreme Court confirmed that parent companies can be liable for the negligence of their foreign-incorporated subsidiaries if they exercise sufficient control over their operations and management. Last year, in Municipio de Mariana v BHP, the Court of Appeal decided to allow more than 200,000 claimants to pursue group litigation against BHP Group UK Ltd in relation to environmental and social damages caused by the collapse of Brazil’s Fundao dam in 2015.
+
+On August 7, 2023, mining giant Vale lost its jurisdiction challenge against BHP’s application for Vale to be joined as a co-defendant and share in any potential liability on the basis that each business owned 50% of the dam’s operating company, Samarco.
+
+Future claims about greenwashing in England and Wales are likely to be brought under group litigation orders, especially where there are multiple affected claimants. As the scrutiny of companies’ environmental behaviour continues to increase and opportunistic claimants, who may be funded by a third party and therefore have little to lose, seek to use legal proceedings and media campaigns to put pressure on corporates, ESG litigation will feature more in the English courts.
+
+To withstand regulatory scrutiny and minimise the risk of potential claims, companies should keep their ESG obligations front and centre in board-level decisions, policymaking and implementation at every level of the organisation.","{'positive': 0.025190959, 'negative': 0.7347512, 'neutral': 0.2400578}","The UK Advertising Standards Authority (ASA) has taken enforcement action against corporate greenwashing, with airlines, banks, fashion retailers and energy giants targeted by the ASA for making misleading statements and representations about their sustainability and environmental credentials. The ASA recently found that a trio of major oil and gas companies, Shell, Repsol and Petronas, misled consumers on the environmental benefits of their products by omitting ‚Äúmaterial information‚Äù regarding their less climate-friendly operations. To increase boardroom responsibility for the accuracy of accounts and accountability for misconduct, the Financial Reporting Council is consulting on changes to its UK Corporate Governance Code. Proposed changes include increased integration of ESG matters and culture within a company‚Äôs strategy and reporting, emphasising the responsibilities of the board and audit committee for ESG reporting.","Claims about eco credentials are now front and centre of marketing campaigns across many sectors such as fashion, travel and finance, to name a few.",DAL,Transportation,Airlines,Delta Air Lines,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7738141856996678, 'Labour Practices': 0.7815291612480986, 'Greenhouse Gas Emissions': 0.8078328582758483, 'Accident & Safety Management': 0.79059460711543}",0.8078328582758483,Inchul,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Accident & Safety Management, Competitive Behaviour",Major,Major,Negative,2023-02-01T15:34:00.048000+00:00,https://qz.com/meta-apple-amazon-alphabet-earnings-q4-1850058048,"[{'name': 'ad revenue', 'weight': 0.07719871}, {'name': 'declining ad revenue', 'weight': 0.07589346}, {'name': 'underwhelming third quarter results', 'weight': 0.068803005}, {'name': 'soaring revenues', 'weight': 0.06212828}, {'name': 'Reality Labs', 'weight': 0.060939617}, {'name': 'sliding results', 'weight': 0.060386024}, {'name': 'revenues', 'weight': 0.06031678}, {'name': 'Meta', 'weight': 0.05986917}, {'name': 'poor results', 'weight': 0.05917677}, {'name': 'results', 'weight': 0.05838426}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 9}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Hargreaves Lansdown', 'type': 'ORG', 'mentions': 1}, {'data': 'Reality Labs', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'Snap', 'type': 'ORG', 'mentions': 8}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Pinterest', 'type': 'ORG', 'mentions': 1}, {'data': 'deVere Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Matt Britzman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andrew “Boz” Bosworth', 'type': 'PERSON', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}]","As four of the biggest tech companies in the US report results this week, expect to see arrows pointing downward.
+
+Meta, the parent company of Instagram and Facebook that is reporting earnings after market close today (Feb. 1 ), is poised to see its net income shrink on the back of declining ad revenue and higher costs.
+
+“Meta finds itself in somewhat of a downward spiral. Costs are rising, advertising spend is falling and markets are expecting to see another profit decline in next week’s fourth quarter results, Matt Britzman, equity analyst at Hargreaves Lansdown, wrote. “These aren’t small declines either, with operating profit expected to come in around $7.7 billion–that’d be down 39% year on year.”
+
+Off the back of underwhelming third quarter results, Meta focused on reducing costs, starting from its headcount. The company announced it would cut 11,000 jobs in November. Investors, as well as Meta’s tech chief Andrew “Boz” Bosworth, are waiting for the company to regain its focus on core competencies, instead of throwing billions at the loss-making metaverse arm Reality Labs.
+
+Meta won’t be alone in delivering poor results. When Apple, Amazon, and Alphabet release earnings tomorrow (Feb. 2), things aren’t bound to look any rosier.
+
+What to expect from Apple, Amazon, and Alphabet earnings
+
+📱 Apple: The iPhone maker is expected to post its first year-over-year revenue decline in four years owing to c ovid-19 lockdowns in China as well as factory unrest hitting both supply and demand.
+
+📦 Amazon: Everything-retailer and cloud computing provider Amazon has prepared investors for sliding results, citing increased costs amid investments in its fulfillment capacity. With 18,000 layoffs under way at the company, severance bills will also run high.
+
+👨‍💻 Alphabet: Google’s parent company, among the last of the lot to cave with 12,000 job cuts just last week, will likely witness a significant slide in ad revenue—one that even its growing cloud business can’t make up for. At the end of last quarter, YouTube posted its first-ever fall in ad revenue, and that business likely continued to struggle.
+
+Snap, the parent company of messaging app Snapchat, reported its earnings yesterday (Jan. 31). Just like Meta and Alphabet’s Google and YouTube, Snap heavily relies on ad spending, and its results painted a gloomy picture .
+• Snap’s revenues were flat for the fourth quarter, missing the expected $1.31 billion
+• How much Snap told investors it expects revenues to drop in the current quarter, as it restructures to deal with economic headwinds, Apple’s privacy changes, and burgeoning competition from rivals like TikTok.
+• How much shares in Snap Inc. plunged in after-hours trading after the firm missed analyst estimates. It also dragged other ad-reliant stocks like Meta and Pinterest down respectively. (They both recovered.)
+• Decline in Snap’s revenue from brand advertising, aimed at promoting a brand’s image.
+
+But there was one bright spot…
+• Rise in Snap’s direct response ads business geared towards driving product sales or website visits—good news for Meta and Google since they lead this segment.
+
+“I believe that we need to zoom out to get proper perspective. These tech titans—which got carried away during the pandemic era amid soaring revenues and profits and which are now being forced to regroup—still have piles of cash, in some cases hundreds of billions of dollars, and remain enormously profitable.” —Nigel Green, the CEO and founder of deVere Group, one of the world’s largest independent financial advisory, asset management and fintech organizations.
+
+✂️ Google became the latest tech company to cut thousands of jobs after two years of hiring spree
+
+
+
+🔮 Amazon’s 18,000 layoffs set the tone for what hiring and firing will look like in 2023
+
+⚖️ The ongoing big tech antitrust cases to watch in 2023",89e64ae6b41a4b34af49c09a396b766b,Big Tech earnings will be more bust than boom for a bit longer,4,,,,
+11926,"Altria Group sues Juul over e-vapor patent infringement - A pedestrian walks by an advertisement for JUUL on the door of a smoke shop in New York.
+
+Marlboro maker Altria Group said on Tuesday its subsidiary NJOY has sued Juul Labs — the e-cigarette company it once held significant stake in — over patent infringement of certain e-vapor products.
+
+In a complaint filed with the U.S. International Trade Commission, the tobacco conglomerate alleges that some of Juul's products, including its device and pods, infringe upon patents owned by NJOY.
+
+Altria has called for a ban on the importation and sale of these Juul products.
+
+""Protecting our intellectual property is critical to achieving our Vision,"" said Altria General Counsel Murray Garnick in a release. ""JUUL has infringed upon our patents through the sale of its imported products, and we ask the ITC to impose appropriate remedies in response to these trade violations.""
+
+Altria bought full global ownership of NJOY's e-vapor product portfolio in June for approximately $2.75 billion. The deal included the product NJOY ACE, the only pod-based vape with market authorizations from the Food and Drug Administration.
+
+In a statement to CNBC, a Juul spokesperson said, ""We stand behind our intellectual property and will continue to pursue our infringement claims.""
+
+In addition to the lawsuit filed with the ITC, Altria filed a similar suit against Juul in the U.S. District Court for the District of Delaware.","{'positive': 0.02449157, 'negative': 0.7094854, 'neutral': 0.26602307}","Altria Group has filed a lawsuit against Juul Labs, the e-cigarette company it once held significant stake in, over patent infringement of certain e-vapor products. The tobacco conglomerate alleges that some of Juul's products, including its device and pods, infringe upon patents owned by NJOY. Altria has called for a ban on the importation and sale of these Juul products, and filed a similar suit against the Juul in the U.S. District Court for the District of Delaware. In a statement to CNBC, a Juul spokesperson said they stand behind their intellectual property and will continue to pursue their infringement claims.",Altria bought NJOY in June after the tobacco conglomerate exited its stake in Juul.,MO,Food & Beverage,Tobacco,Altria Group Inc,"{'Marketing Practices': 'Tobacco product labelling and marketing is heavily regulated internationally. The World Health Organization’s Framework Convention on Tobacco Control has led many countries to introduce new, stricter regulatory approaches to prevent people from adopting tobacco use at a young age through transparent advertising about tobacco’s health risks. The industry has faced costly legal battles related to the marketing and advertising of its products. Marketing for combustible and new non-combustible products have to balance regulatory requirements with the need to reach new markets. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve marketshare, and decrease liabilities.', 'Public Health': 'Tobacco use can lead to serious health risks as established by many scientific studies over the past several decades. Healthproblems associated with tobacco include lung disease, cancer, and heart disease. Tobacco product manufacturers have faced lawsuits from individuals, governments, corporations, and other groups. In some cases, these have resulted in multibillion-dollar settlements. A growing public awareness of the associated health risks has driven down tobacco use dramatically in many countries. Tobacco product manufacturers are introducing an array of “harm reduction” products, such as non-tobacco nicotine products and heated tobacco products, aimed at minimising the health impacts of tobacco use while accessing new markets. Future scientific studies could reach new conclusions on these assertions of reduced harm, with continuing impacts on entity revenue and growth potential. '}","{'Marketing Practices': 0.7814971812751278, 'Public Health': 0.7976527188743594}",0.7976527188743594,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-05-23T20:57:22+00:00,https://www.axios.com/pro/retail-deals/2023/05/23/google-cloud-new-generative-ai-tools-personalization,"[{'name': 'generative AI', 'weight': 0.115259804}, {'name': 'new generative AI tools', 'weight': 0.11315045}, {'name': 'generative artificial intelligence capabilities', 'weight': 0.09551715}, {'name': 'more productivity', 'weight': 0.08549628}, {'name': 'PitchBook data', 'weight': 0.082431726}, {'name': 'more value', 'weight': 0.08138768}, {'name': 'Amy Eschliman', 'weight': 0.07476335}, {'name': 'retailers', 'weight': 0.07471589}, {'name': 'creativity', 'weight': 0.0704196}, {'name': 'work', 'weight': 0.070347115}]",[{'name': 'Tech'}],"[{'data': 'Google Cloud', 'type': 'ORG', 'mentions': 4}, {'data': 'Axios', 'type': 'ORG', 'mentions': 1}, {'data': 'PitchBook', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Cloud', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Amy Eschliman', 'type': 'PERSON', 'mentions': 2}]","Google Cloud has launched a suite of tools that allow retailers to tap into generative artificial intelligence capabilities across a variety of functions.
+
+Why it matters: Personalizing experiences for shoppers has become increasingly important for retailers trying to build a loyal customer base, and generative AI can help with that.
+
+What’s happening: Google Cloud’s four new tools, launched this month, allow retailers to generate coding and images, interpret language models and create templates or product descriptions with their brand’s voice using generative AI.
+• “These are really resource-intensive needs, which has traditionally limited our ability to deliver personalized experiences at scale,” Google Cloud’s managing director for retail Amy Eschliman tells Axios. ""This [generative AI] has the potential to really unlock that.”
+
+What they’re saying: “This is another step in getting better and better at personalization,” Eschliman says.
+• Google Cloud’s AI platform will help retailers gain more value and time, and enable their workers to do more meaningful work, she says.
+
+The big picture: Some $1.7 billion has been poured into generative AI across 46 deals in the first quarter, and nearly $11 billion worth of deals have been announced but haven’t closed yet, according to PitchBook data.
+• Meanwhile, Amazon, Microsoft and Google parent Alphabet have all unveiled new generative AI tools aimed at revolutionizing work and driving more productivity and creativity.",f32d0969ddbc4c2abe90a0c5675ed575,Google Cloud vies to bring personalization to the next level,4,,,,
+6742,"MSNBC Guest Says Biden's Own Energy Policies Backed Him Into A Corner - American Action Forum President Douglas Holtz-Eakin said Friday on MSNBC that President Joe Biden backed himself into a corner with his aggressive anti-oil agenda as the administration grapples with OPEC’s decision to slash output.
+
+OPEC+, which includes 15 OPEC members and the consortium’s Russian-led allies, voted Wednesday to slash oil production by two million barrels per day despite the White House requesting more oil be pumped. The move comes after months of Biden pleading with Saudi Arabia to increase output amid rising prices. But Holtz-Eakin said Biden has himself to blame.
+
+“The president could adopt a strategy that takes advantage of the oil reserves that we have. We can insulate ourselves to a much greater extent than we are, and still maintain his climate goals by having some sort of price on carbon that gives people incentives to shift away from these fuels. And that’s a strategy that’s been explored a lot,” Holtz-Eakin said. “They rejected it in favor of saying no to coal, no to oil and, and that leaves them exposed to these international shifts.”
+
+‚ÄúSo I think they‚Äôve got the wrong climate strategy that it‚Äôs backed him into a corner on oil again, and again. They might want to rethink that.‚Ä�� (RELATED: Jean-Pierre Fumbles Trying To Explain What Biden Is Doing To Lower Gas Prices)
+
+Biden canceled the Keystone XL pipeline upon assuming office. The pipeline would’ve carried more than 800,000 barrels of oil per day from western Canada to oil refineries throughout the Midwest and Gulf Coast. The administration was also quick to issue a suspension of new oil and gas leasing and drilling permits for U.S. lands and waters.
+
+While making the U.S. energy dependent, Biden began asking OPEC to boost oil production to combat rising gasoline prices in the spring of 2021. Then in June Biden threatened oil companies for not refining more gas. Biden warned leaders of seven major U.S. oil producers that he was “prepared to use all reasonable and appropriate Federal Government tools and emergency authorities” to increase petroleum refinery capacity and output.
+
+But Chevron spokesperson Bill Turenne told the Daily Caller News Foundation that “since January 2021 [oil companies] have seen … policies that send a message that the Administration aims to impose obstacles to our industry delivering energy resources the world needs.”","{'positive': 0.05010179, 'negative': 0.7263593, 'neutral': 0.22353886}","
+
+OPEC+, which includes 15 OPEC members and the consortium’s Russian-led allies, voted Wednesday to slash oil production by two million barrels per day despite the White House requesting more oil be pumped. The pipeline would’ve carried more than 800,000 barrels of oil per day from western Canada to oil refineries throughout the Midwest and Gulf Coast. 
+
+While making the U.S. energy dependent, Biden began asking OPEC to boost oil production to combat rising gasoline prices in the spring of 2021. Then in June Biden threatened oil companies for not refining more gas.",MSNBC Guest Says Biden's Own Energy Policies Backed Him Into A Corner,CVX,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,Chevron Corp,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities‚Äô ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity‚Äôs social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry‚Äôs activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community‚Äôs resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta ‚Äúshared value‚Äù approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples‚Äô rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples‚Äô rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7884501882345339, 'Water Management': 0.7560798443991903, 'Management of the Legal & Regulatory Environment': 0.7763653989254512, 'Business Ethics & Transparency': 0.7564452315701873, 'Biodiversity Impacts': 0.7641305346760172, 'Air Quality': 0.7536831442686869, 'Community Relations': 0.7708082570791551, 'Reserves Valuation & Capital Expenditures': 0.8089639579518548, 'Workforce Health & Safety': 0.76499440574795, 'Critical Incident Risk Management': 0.7539609304598773, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7629965204560369}",0.8089639579518548,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-02-13T16:00:00+00:00,https://www.businessinsider.com/google-layoffs-tech-pichai-contractor-just-a-number-2023-2,"[{'name': 'Google Cloud staff', 'weight': 0.1048094}, {'name': 'Google', 'weight': 0.0924054}, {'name': 'Google Cloud', 'weight': 0.092282005}, {'name': 'Insider', 'weight': 0.07532818}, {'name': 'Louise Coyne', 'weight': 0.07283078}, {'name': 'staff', 'weight': 0.07117737}, {'name': 'US staff', 'weight': 0.07117655}, {'name': 'hard work', 'weight': 0.070790276}, {'name': 'work systems', 'weight': 0.070596226}, {'name': 'internal operational changes', 'weight': 0.067092896}]",[],"[{'data': 'Googler', 'type': 'NORP', 'mentions': 1}, {'data': 'ex-Google recruiter', 'type': 'PERSON', 'mentions': 1}, {'data': 'Louise Coyne', 'type': 'PERSON', 'mentions': 9}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 2}, {'data': 'Tim Wilde', 'type': 'PERSON', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 16}, {'data': 'Insider', 'type': 'ORG', 'mentions': 8}, {'data': 'Google Cloud', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Dublin', 'type': 'GPE', 'mentions': 3}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Boston', 'type': 'GPE', 'mentions': 1}, {'data': 'a few hours', 'type': 'TIME', 'mentions': 1}, {'data': 'that afternoon', 'type': 'TIME', 'mentions': 1}, {'data': 'early-morning', 'type': 'TIME', 'mentions': 1}, {'data': 'Mountain View', 'type': 'FAC', 'mentions': 1}]","• An ex-Google recruiter says the company laid staff off like they were ""just a number.""
+• Louise Coyne was a contractor. Google never contacted her to confirm she'd been laid off, she said.
+• Instead, contractors found out they'd lost their jobs by being locked out of corporate accounts.
+
+An ex-Google recruiter says the way the company laid staff off made her feel like she was ""just a number.""
+
+Louise Coyne told Insider she was on paid leave when CEO Sundar Pichai announced Google was laying off 12,000 workers, or around 6.4% of its workforce, on January 20.
+
+Coyne said she heard the news when a colleague messaged her, saying that a number of people on her team – which recruited Google Cloud staff – had been locked out of their work accounts. Coyne, who had worked at Google's Dublin office for around 18 months through an agency, said that all the contractors within the people operations division in Dublin were laid off.
+
+Google directed Insider to Pichai's layoff announcement when contacted for comment.
+
+Coyne said she never received any news about her termination from Google itself. Her agency sent an email, viewed by Insider, a few hours after the contractors lost access to work systems, saying Google had informed it that afternoon that their roles had been cut ""due to internal operational changes.""
+
+Another Google recruiter based in Dublin told Insider he found out he'd lost his job when he was gradually locked out of company systems, culminating in a call with one of his candidates disconnecting.
+
+The nature of the layoffs was ""horrifying,"" Coyne said.
+
+""To be quite honest, it's just such a 'fuck you, you're just a number' kind of mentality that we were so indoctrinated to think didn't exist there,"" she said. ""It's really hurtful.""
+
+""I understand that business decisions need to be made. I understand that working as a contractor, it's the nature of the beast,"" Coyne continued. ""But there is a correct way to treat people and this isn't it ... It would've been nice to have been told by our managers that this was coming.""
+
+Prior to the announcements, staff had been somewhat anxious about potential layoffs after seeing other tech companies reduce their workforce, but managers hadn't indicated that Google would be affected too, Coyne said.
+
+The abruptness of the layoffs also meant that recruiters couldn't update candidates they were working with on the progress of their applications. ""We've just left these people completely in the dark,"" Coyne told Insider.
+
+Google told US staff that they were laid off in an early-morning email on January 20, but some staff who didn't see the email straight away found out something was awry when they were locked out of their work laptops and emails.
+
+One software engineer who had been at Google for less than six months told Insider that the layoffs were a ""rude awakening."" The engineer spoke on the condition of anonymity because he was new to the tech industry and didn't want to damage his employment prospects, but his identity is known to Insider.
+
+""The worst part is how they let all the employees know,"" he said.
+
+He said he woke up when a colleague rang him to say he couldn't message him on Google's internal chat. The engineer quickly realized he was locked out of everything, and then saw the email sent to his private account saying he'd been let go. He'd relocated from another state to work at Google's Mountain View complex in California, he said.
+
+Tim Wilde, a site reliability engineer based in Boston who's been at Google for around a decade, told Insider that the mood at Google has been ""muted"" since the layoffs. He said that after seeing high-performing and long-tenured staff let go, employees weren't as motivated as before because they don't know if hard work is enough to prevent them from future cuts.
+
+The layoffs could push some people to quit their jobs and make hiring harder, Wilde said.
+
+""They've thrown away a ton of goodwill,"" he added.
+
+Were you recently laid off by Google? Or do you still work there? Contact this reporter at gdean@insider.com.",7f13b28393df406ea3cc6b9e8e1abff3,"A Googler laid off while on vacation found out when her colleague texted her, and said it made her feel like she was 'just a number'",4,,,,
+41150,"Former Minneapolis landlords stripped of properties in 2017 allege that city violated their rights - With just two months to go before the six-year statute of limitations runs out, the real estate company of former landlords Stephen Frenz and Spiros Zorbalas is challenging the city of Minneapolis to another duel in court.
+
+Frenz and Zorbalas' tumultuous history with Minneapolis seemed to conclude in 2017, when the city revoked their rental license and forced them to liquidate their vast apartment empire. But their company, Equity Residential, now argues that city officials failed to follow the proper procedures, violating their constitutional rights and causing them to lose ""multiple millions"" of dollars they hope to recoup.
+
+""The city will no doubt try to distract from its failings by attacking our clients' character, but no amount of distraction can obscure the simple truth of this case: the city of Minneapolis acted arbitrarily and capriciously to take away our clients' constitutionally protected rights,"" said Equity Residential lawyer Jack Perry in a statement. ""Any right that a bureaucrat can take away with the stroke of a pen is no right at all.""
+
+The city attorney's office had yet Tuesday to formally respond to the lawsuit, which was filed Monday, and officials there declined to comment. Mayor Jacob Frey's office also declined to comment on the suit, saying Frey was only a City Council member when Equity Residential's licenses were revoked in 2017.
+
+Once owners of dozens of Minneapolis apartment buildings, Frenz and Zorbalas were forced by the city to relinquish many of their properties years ago.
+
+In 2010, officials began the process of revoking Zorbalas' license owing to tenant complaints. Thousands of code violations were found, including inadequate heat in winter, overflowing garbage, pest infestations and broken fixtures. Zorbalas was allowed to keep his rental license for two more years pending appeal, but ultimately lost.
+
+To avoid displacing many low-income tenants, city officials then negotiated a plan to transfer Zorbalas' approximately 50 properties to Frenz, owner of the Apartment Shop management company. Officials were adamant that Zorbalas have nothing to do with the properties.
+
+Frenz assured them that would be the case, but he later admitted in subsequent proceedings that Zorbalas secretly remained an owner of Equity Residential. When city officials caught wind, they moved to strip Frenz's licenses as well.
+
+Around the same time, tenants organized with the renter rights group Inquilinxs Unidxs Por Justicia (United Renters for Justice) to take the landlords to court. Frenz tried to get the suit dismissed, submitting fake leases to show that a majority of tenants in one building hadn't signed on. The landlords ultimately settled the class action lawsuit for $18.5 million, and Frenz was slapped with an unusual felony perjury conviction.
+
+In the suit filed this week, Equity Residential is alleging that a narrow procedural mistake entitles them to damages worth unspecified millions.
+
+According to the complaint, Noah Schuchman — then Minneapolis' inspections director, who now serves as Duluth's chief administrative officer — wrote Equity Residential tenants on Oct. 26, 2016, that their landlord's rental license wouldn't be revoked until ""all legal challenges are exhausted."" This would have been in line with how the city dealt with Zorbalas in 2010-12.
+
+But nine months later, Schuchman wrote Equity Residential that its licenses would not be renewed once they expired at the end of the month. The complaint alleges this was an ""about-face"" that amounted to ""effective revocation,"" bypassing the landlords' ""constitutionally-protected property rights"" to appeal.
+
+The landlords were forced to liquidate some 30 buildings with less than a month's notice at a steep discount, according to the complaint. While they ultimately lost their appeal, waiting for that process to play out would have given them three and a half more months to sell their properties at market rate, the suit claims.
+
+Many of the Equity Residential buildings were sold on contracts for deed that allowed Frenz and Zorbalas to retain their interest in the properties until the buyers paid the full purchase price, or reclaim ownership upon failure to pay. Minneapolis officials refused to issue the new owners rental licenses, and Equity Residential was entangled in a series of additional lawsuits. The company's complaint speculates that the city intended to ""punish"" Frenz and Zorbalas.","{'positive': 0.011343989, 'negative': 0.9082326, 'neutral': 0.080423474}","The real estate company of former Minneapolis landlords Stephen Frenz and Spiros Zorbalas is challenging the city of Minneapolis to another duel in court. The lawsuit alleges that city officials failed to follow the proper procedures, violating their constitutional rights and causing them to lose ""multiple millions"" of dollars they hope to recoup. The city attorney's office has yet to formally respond to the lawsuit, and Mayor Jacob Frey's office declined to comment. The suit alleges that a narrow procedural mistake entitles them to damages worth unspecified millions.",The landlords say the city owes them millions for forcing them to liquidate their properties.,EQR,Infrastructure,Real Estate,Equity Residential,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties‚Äô financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building‚Äôs water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7288571517854672, 'Management of Tenant Sustainability Impacts': 0.765783712983123, 'Energy Management': 0.7632342985434419, 'Water Management': 0.7531230013207918}",0.765783713,Tiffany,Major focus,Major focus,Negative,"Climate Change Risks & Opportunities, Regulatory Compliance & Market Access",Major,Major,Negative,2023-07-17T21:00:00.416000+00:00,https://www.nj.com/betting/2023/07/monday-mlb-player-props-cody-bellinger-and-luis-severino-bets-plus-betmgm-bet365-caesars-promo-codes.html,"[{'name': 'bonus bets', 'weight': 0.091264375}, {'name': 'MLB FanDuel promo code', 'weight': 0.084950425}, {'name': 'promo codes', 'weight': 0.08324337}, {'name': 'bonuses', 'weight': 0.08029679}, {'name': 'game', 'weight': 0.07601739}, {'name': 'Monday MLB player props', 'weight': 0.06985012}, {'name': 'Luis Severino', 'weight': 0.06913392}, {'name': 'more information', 'weight': 0.066666044}, {'name': '\n\nMLB Bet365 bonus code', 'weight': 0.06237937}, {'name': 'Cody Bellinger', 'weight': 0.062149256}]",[{'name': 'Sports'}],"[{'data': 'MLB', 'type': 'ORG', 'mentions': 7}, {'data': 'BetMGM', 'type': 'ORG', 'mentions': 2}, {'data': 'Bet365', 'type': 'ORG', 'mentions': 1}, {'data': 'Caesars', 'type': 'ORG', 'mentions': 2}, {'data': 'Catena Media', 'type': 'ORG', 'mentions': 1}, {'data': 'NJ.com', 'type': 'ORG', 'mentions': 1}, {'data': 'DraftKings', 'type': 'ORG', 'mentions': 2}, {'data': 'the Chicago Cubs’', 'type': 'ORG', 'mentions': 2}, {'data': 'New York Yankees', 'type': 'ORG', 'mentions': 1}, {'data': 'Los Angeles Angels', 'type': 'ORG', 'mentions': 1}, {'data': 'Detroit Tigers', 'type': 'ORG', 'mentions': 2}, {'data': 'The Kansas City Royals', 'type': 'ORG', 'mentions': 1}, {'data': 'Cody Bellinger', 'type': 'PERSON', 'mentions': 4}, {'data': 'Luis Severino', 'type': 'PERSON', 'mentions': 4}, {'data': 'MacKenzie Gore', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shohei Ohtani', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kenny Carpenter', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jordan Lyles', 'type': 'PERSON', 'mentions': 1}, {'data': 'All-Star', 'type': 'EVENT', 'mentions': 1}, {'data': '2.2 innings', 'type': 'TIME', 'mentions': 1}, {'data': 'tonight', 'type': 'TIME', 'mentions': 1}]","Catena Media provides exclusive sports betting and casino content to NJ.com, including picks, analysis, tools and sportsbook offers to help bettors get in on the action. Please wager responsibly.
+
+The second half of the MLB season is underway, and below are three expert player prop picks to try to increase your wagering balance, along with our sportsbook promo codes worth up to $3,750 in bonuses.
+• None Bet365 bonus code: Bet $1 and get a $200 bonus, win or lose
+• None BetMGM bonus code: Up to $1,000 in bonus bets
+• None Caesars promo code: Claim up to $1,250 in first-bet bonuses
+• None DraftKings promo code: Bet $5 and win $150 guaranteed, plus $1,050 in bonuses
+
+Check our review of the best MLB betting sites to learn which sportsbooks offer top odds on baseball markets.
+
+MLB best bets: Three player props for Monday’s games
+
+MLB FanDuel promo code: Cody Bellinger to record an RBI (+130 or better)
+
+The former MVP is red-hot following the All-Star break. In the Chicago Cubs’ three-game set this past weekend, Cody Bellinger had two multi-hit games and six RBIs.
+
+Lefty MacKenzie Gore starts on the hill for the Washington Nationals, and the 28-year-old’s batting splits are favorable against southpaws. Bellinger has batted .342 in 73 at-bats vs. left-handed pitchers this season, and six of his 12 home runs have come against lefties.
+
+DraftKings promo code for MLB: Luis Severino over 5.5 hits allowed (-125 or better)
+
+The New York Yankees season is beginning to spiral and part of the blame goes to Luis Severino. The two-time All-Star is 1-4 with a career-worst 7.38 ERA.
+
+Severino’s past two starts have been particularly abysmal. In the first, he pitched four innings and allowed 10 runs on nine hits, and in his last appearance, he lasted 2.2 innings and gave up seven runs on 10 hits.
+
+Plus, the Los Angeles Angels offense is surging following a three-game series where Shohei Ohtani and Co. scored 26 total runs.
+
+MLB Bet365 bonus code: Kenny Carpenter to hit a home run (+450 or better)
+
+The Detroit Tigers outfielder isn’t known for his power, but that could change in the second half of the season. In Detroit’s weekend series, Carpenter hit a home run in the opener and followed up with two more long balls in game two.
+
+The Kansas City Royals are trotting Jordan Lyles out tonight, and Carpenter’s slugging percentage is a tick higher against right-handed pitchers.
+
+If you or a loved one has questions or needs to talk to a professional about gambling, call 1-800-GAMBLER or visit 1800gambler.net for more information.",f538327eb2fc4e51bc596a8db26242f4,"Monday MLB player props: Cody Bellinger and Luis Severino bets, plus BetMGM, Bet365, Caesars promo codes",4,,,,
+79441,"Old Dominion Freight Line Inc (ODFL): A Comprehensive GF Score Analysis - Old Dominion Freight Line Inc (NASDAQ:ODFL) is a leading player in the transportation industry with a market capitalization of $45.75 billion. As of July 26, 2023, the company's stock price stands at $417.22, marking a gain of 5.53% today and a significant increase of 24.91% over the past four weeks. In this article, we will delve into the company's GF Score of 94/100, which indicates its high outperformance potential. The GF Score is a comprehensive stock performance ranking system developed by GuruFocus, which evaluates a company's financial strength, profitability, growth, GF value, and momentum.
+• None The intrinsic value of ODFL
+
+ODFL's Financial Strength rank stands at an impressive 9/10. This rank is determined by factors such as the company's debt burden, measured by its interest coverage of 1075.78, and its debt to revenue ratio of 0.02. The company's high Altman Z score of 25.02 further underscores its strong financial health.
+
+The company's Profitability Rank is a perfect 10/10, reflecting its robust profitability. This is evidenced by its high operating margin of 29.30%, a strong Piotroski F-Score of 8, and a consistent profitability trend over the past 10 years. The company's predictability rank of 4.5 further attests to its stable profitability.
+
+ODFL's Growth Rank is also at the maximum of 10/10, indicating strong growth in terms of revenue and profitability. The company's 5-year revenue growth rate is 13.70%, and its 3-year revenue growth rate is 17.60%. Additionally, its 5-year EBITDA growth rate stands at 22.30%, demonstrating robust operational growth.
+
+The company's GF Value Rank is 3/10, which is determined by the price-to-GF-Value ratio. This rank suggests that the company's stock is currently overvalued, which may impact its future performance.
+
+ODFL's Momentum Rank is 10/10, reflecting strong price performance and positive momentum indicators. This suggests that the company's stock has the potential to continue its upward trajectory.
+
+When compared to its main competitors in the transportation industry, ODFL outperforms them in terms of the GF Score. Knight-Swift Transportation Holdings Inc (NYSE:KNX) has a GF Score of 91, Saia Inc (NASDAQ:SAIA) has a score of 87, and XPO Inc (NYSE:XPO) lags behind with a score of 57.
+
+In conclusion, Old Dominion Freight Line Inc's overall GF Score of 94/100 indicates a high potential for outperformance. The company's strong financial strength, profitability, and growth, coupled with its positive momentum, make it an attractive investment option. However, its current overvaluation may be a point of concern for potential investors. As always, investors are advised to conduct their own comprehensive research before making investment decisions.
+
+This article first appeared on GuruFocus.","{'positive': 0.7541676, 'negative': 0.01345361, 'neutral': 0.23237875}","Old Dominion Freight Line Inc (NASDAQ:ODFL) is a leading player in the transportation industry with a market capitalization of $45.75 billion. The company's stock price stands at $417.22, marking a gain of 5.53% today and a significant increase of 24.91% over the past four weeks. The GF Score is a comprehensive stock performance ranking system developed by GuruFocus, which evaluates a company's financial strength, profitability, growth, GF value, and momentum. ODFL's Financial Strength rank is at an impressive 9/10, reflecting its robust profitability and 5-year revenue growth rate. Its Growth Rank is also at the maximum of 10/10. This suggests that the company has the potential to continue its upward trajectory. However, investors are advised to conduct their own comprehensive research before making investment decisions.","In this article, we will delve into the company's GF Score of 94/100, which indicates its high outperformance potential.  The GF Score is a comprehensive stock performance ranking system developed by GuruFocus, which evaluates a company's financial strength, profitability, growth, GF value, and momentum.  The company's Profitability Rank is a perfect 10/10, reflecting its robust profitability.",ODFL,Transportation,Road Transportation,Old Dominion Freight Line Inc,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.7324927112276937, 'Air Quality': 0.7323319430481193, 'Greenhouse Gas Emissions': 0.7271850662215573, 'Accident & Safety Management': 0.7378489289498347}",0.7378489289498347,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-06-15T19:37:51+00:00,https://dailycaller.com/2023/06/15/station-airing-dodgers-game-rejects-rubio-ad-blasting-sisters-perpetual-indulgence/,"[{'name': 'Anti-Catholic Group', 'weight': 0.12612125}, {'name': 'Anti-Catholic Drag Group', 'weight': 0.11958593}, {'name': 'anti-Catholic', 'weight': 0.11307253}, {'name': 'Catholic groups', 'weight': 0.1072413}, {'name': 'anti-catholic bigots', 'weight': 0.10713612}, {'name': 'anti-Christian bigotry', 'weight': 0.099043675}, {'name': 'anti-Christian', 'weight': 0.09849128}, {'name': 'Fox News', 'weight': 0.09375089}, {'name': 'Dodgers Game', 'weight': 0.08745477}, {'name': 'Rubio Ad', 'weight': 0.084249616}]",[{'name': 'Sports'}],"[{'data': 'Dodgers', 'type': 'ORG', 'mentions': 11}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 4}, {'data': 'Reclaim America PAC', 'type': 'ORG', 'mentions': 1}, {'data': 'Giants', 'type': 'ORG', 'mentions': 1}, {'data': 'Spectrum SportsNet LA', 'type': 'ORG', 'mentions': 1}, {'data': 'Sisters of Perpetual Indulgence', 'type': 'ORG', 'mentions': 3}, {'data': 'Christianity', 'type': 'ORG', 'mentions': 2}, {'data': 'Major League Baseball', 'type': 'ORG', 'mentions': 1}, {'data': 'Catholicism', 'type': 'ORG', 'mentions': 1}, {'data': 'The U.S. Conference of Catholic Bishops', 'type': 'ORG', 'mentions': 1}, {'data': 'USCCB', 'type': 'ORG', 'mentions': 1}, {'data': 'CatholicVote', 'type': 'ORG', 'mentions': 1}, {'data': 'Rubio', 'type': 'PERSON', 'mentions': 7}, {'data': 'Jesus Christ', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mike Pence', 'type': 'PERSON', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}, {'data': 'anti-Catholic', 'type': 'NORP', 'mentions': 4}, {'data': 'anti-Christian', 'type': 'NORP', 'mentions': 1}, {'data': 'Catholics', 'type': 'NORP', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 2}, {'data': 'Pride', 'type': 'EVENT', 'mentions': 2}, {'data': '30-second', 'type': 'TIME', 'mentions': 1}, {'data': 'Tonight', 'type': 'TIME', 'mentions': 1}]","A local sports TV station rejected Republican Florida Sen. Marco Rubio’s ad blasting an anti-Catholic LGBT organization invited to participate in the Los Angeles Dodgers’ Pride event, Fox News reported.
+
+Rubio said his Reclaim America PAC reserved a 30-second spot last Friday to play during the Dodgers vs. Giants game on Spectrum SportsNet LA, according to Fox News. An adviser to the senator said the ad was sent to the station Tuesday but got rejected without explanation.
+
+The ad showed a clip of a Sisters of Perpetual Indulgence member tied to a cross as a shirtless man did a pole dance on the cross, according to Fox News.
+
+“Tonight the Dodgers aren’t celebrating pride they are promoting bigotry,” Rubio says in the ad. “The so-called Sisters of Perpetual Indulgence are not community heroes. They are nothing more than an anti-Catholic hate group.”
+
+The senator condemned the station for rejecting the ad and accused them of accepting a “hatred of Christianity.”
+
+“The Dodgers are honoring an anti-Catholic hate group as community heroes, but they’re afraid of airing an ad showing these so-called sisters out in the community,” Rubio told Fox News. “It tells you everything you need to know about the Dodgers, Major League Baseball, and the media. They are no longer demanding tolerance, they now promote intolerance and even hatred of Christianity.”
+
+Rubio has continued to be a major voice in opposing the Dodgers for inviting the group to its Pride event after initially rescinding their invitation over their mockery of Catholicism. The group describe themselves as a “leading-edge Order of queer and trans nuns” and sexualize Jesus Christ and nuns.
+
+The Florida senator teamed up with Catholic groups to disinvite the group, prompting the Dodgers to disinvite them. The team later re-invited them and offered their “sincerest apologies” to the group and the LGBT community. (RELATED: Mike Pence Slams Dodgers For Inviting Anti-Catholic Drag Group To Pride Night Ahead Of Presidential Announcement)
+
+“Shamefully, (but not surprisingly) the @dodgers have been bullied into apologizing to & ‘re-inviting’ a group of anti-catholic bigots,” Rubio wrote after the team re-invited the group. “Today our great country is controlled by socio-political ruling elites who don’t just tolerate anti-Christian bigotry, they encourage & celebrate it.”
+
+The U.S. Conference of Catholic Bishops (USCCB) asked for the church to pray for the “spiritual damage” done by the Dodgers inviting the anti-Catholic group to the event in a June 12 statement. They asked for fellow Catholics to honor the month of the Sacred Heart of Jesus and pray for “an act of reparation for the blasphemies against our Lord.”
+
+CatholicVote, who condemned the initial invite, criticized the team for re-inviting the group, saying the team “will now celebrate ‘go and sin some more’ anti-Catholic bigotry. This is a slap in the face of every Catholic.”",d828a1f63c4e42bb9cfb5f125fbeff7e,‘Hatred Of Christianity’: Station Airing Dodgers Game Reportedly Rejects Rubio Ad Blasting Anti-Catholic Group,4,,,,
+20562,"Austin's Hormel Foods plant employees march - The members of local 663 Hormel meatpackers marched through downtown Austin to highlight ongoing contract negotiations with Hormel management.
+
+Undeveloped Minneapolis parks may be in line for improvements According to the Park Board's current equity formula for park projects, undeveloped parkland can't get scored high enough to get improvements. The Park Board will talk about changing that strategy this week.
+
+Former Viking Rudolph retires, will be honored Sept. 24 Tight end Kyle Rudolph spent 10 seasons with the Vikings, who will celebrate his career during the Sept. 24 game against the Chargers at U.S. Bank Stadium.
+
+Girl on bike dies after being struck by car in south Minneapolis A girl died Monday morning after she was struck by a car while riding her bicycle in the Diamond Lake neighborhood of south Minneapolis, police…
+
+Three killed in road accidents over Labor Day weekend, State Patrol says Three men were killed in three accidents statewide over the Labor Day weekend, the State Patrol reported as of noon Monday. A 33-year-old man from…","{'positive': 0.03430223, 'negative': 0.40227032, 'neutral': 0.5634274}","The members of local 663 Hormel meatpackers marched through downtown Austin to highlight ongoing contract negotiations with Hormels management. According to the Park Board's current equity formula for park projects, undeveloped parkland can't get scored high enough to get improvements. Three men were killed in road accidents over the Labor Day weekend, and a 33-year-old man from… Minneapolis was killed Monday morning after being struck by a car while riding her bicycle in the Diamond Lake neighborhood of south Minneapolis. Kyle Rudolph, who spent 10 seasons with the Vikings, will be honored Sept. 24 when he plays the Chargers at U.S. Bank Stadium.",The members of local 663 Hormel meatpackers marched through downtown Austin to highlight ongoing contract negotiations with Hormel management.,HRL,Food & Beverage,"Meat, Poultry & Dairy",Hormel Foods Corp,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry’s emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers’ treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities’ use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry’s ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers’ compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees’ exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry’s supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity’s animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7377521152998253, 'Antibiotic Use in Animal Production': 0.7256929857811172, 'Greenhouse Gas Emissions': 0.730809287610541, 'Food Safety': 0.7638224440849088, 'Water Management': 0.7443836077954191, 'Animal Care & Welfare': 0.7702492289869609, 'Energy Management': 0.7498758847773106, 'Animal & Feed Sourcing': 0.7356056396932575, 'Workforce Health & Safety': 0.7850514251828795, 'Environmental & Social Impacts of Animal Supply Chain': 0.7549253829122984}",0.7850514251828795,Tiffany,No focus,No focus,Neutral,None of the topics,Minor,Minor,Neutral,2022-11-03T17:25:45.857000+00:00,https://www.nbcnews.com/business/business-news/amazon-pauses-hiring-corporate-workforce-rcna55507,"[{'name': 'recent years', 'weight': 0.11266138}, {'name': 'year', 'weight': 0.09770735}, {'name': 'years', 'weight': 0.09770735}, {'name': 'recent months', 'weight': 0.0883267}, {'name': 'corporate workforce', 'weight': 0.08298774}, {'name': 'soaring interest rates', 'weight': 0.0826625}, {'name': 'corporate roles', 'weight': 0.08148488}, {'name': 'new opportunities', 'weight': 0.07621908}, {'name': 'new hiring', 'weight': 0.07246386}, {'name': 'significant corporate facilities', 'weight': 0.07188466}]",[{'name': 'Business'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 7}, {'data': 'Beth Galetti', 'type': 'PERSON', 'mentions': 2}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 1}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Tennessee', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}]","Amazon is pausing hiring for roles in its corporate workforce, the company announced in a memo to staff Thursday.
+
+The company had already announced last month it would freeze hiring for corporate roles in its retail business, but the latest update affects its other businesses.
+
+Amazon’s HR chief Beth Galetti wrote in the memo that the company moved to further restrict new hiring amid a worsening economic outlook and after it hired rapidly in recent years.
+
+“We anticipate keeping this pause in place for the next few months, and will continue to monitor what we’re seeing in the economy and the business to adjust as we think makes sense,” Galetti said.
+
+Amazon will backfill roles to replace employees who leave for new opportunities, and it will continue to “hire people incrementally” in some targeted places, she added.
+
+The retail giant went on a hiring spree during the Covid-19 pandemic as it sought to keep up with a pandemic-driven surge in online shopping. Since then, it has moved to slow headcount growth as consumers have returned to physical stores, and its retail business is no longer growing at a rapid clip like it has in recent years.
+
+CEO Andy Jassy has also aggressively curtailed expenses across the company in recent months amid fears of a recession, rising inflation and soaring interest rates. Amazon has shed warehouse space, halted some experimental projects, and shuttered its telehealth service.
+
+In the third quarter, Amazon’s headcount grew just 5% year over year to 1.54 million employees worldwide. That’s after the company’s workforce contracted for the first time in years in the second quarter.
+
+Amazon says it employs about 75,000 people in the Seattle area, including its corporate offices there. It also has significant corporate facilities in Virginia, Tennessee, Silicon Valley and New York.",18cda58606cd4761814560b02760c3a5,Amazon pauses hiring for corporate workforce,4,,,,
+31777,"This startup is one step closer to cracking the code on 3D printing shoes with a $3 million investment led by former Nike executives - • The investments from Sprunk and Greg Bui amount to sizzling endorsements.
+
+The 3D-printed footwear company Hilos has announced a $3 million investment round that includes funding from longtime Nike executives, including former Chief Operating Officer Eric Sprunk.
+
+Sprunk's former Nike colleague Greg Bui and venture capital firms Better Ventures, Builders VC and XRC Labs also participated in the round.
+
+As part of the round, Bui, who worked at Nike as vice president of global footwear sourcing and manufacturing, joined Hilos staff to work on special projects.
+
+Hilos, based just a short drive from Nike's suburban Portland, Oregon, headquarters, has now raised $5 million. The company will use the latest funding to continue scaling the business, it said. The investment serves as an attention-grabbing endorsement, both of Hilos and 3D-shoe printing, as the race to develop the technology accelerates.
+
+Hilos wants to crack the code on 3D printing in order to limit waste by sneaker manufacturers and get shoes to customers faster by making them closer to home.
+
+Footwear manufacturing is inherently wasteful and time consuming. It requires making a mold of a foot, called a last, then piecing a shoe together around it. Most shoes are made with 65 parts and 360 manufacturing steps, according to a study Hilos did in partnership with Yale. Additional waste gets created at each step.
+
+On top of that, most sneakers get sewn and glued together in Southeast Asia, which means extra carbon emissions from shipping compared to creating products in home markets.
+
+Hilos also estimates one in five shoes go straight to landfills.
+
+""This is an industry that perpetuates overproduction and there are so many incredible innovations happening around materials, but nothing is targeting overproduction,"" Hilos CEO and cofounder Elias Stahl told Insider.
+
+Hilos' technology works like this: When a customer purchases a shoe, Hilos makes another one available in a matter of days. Since the shoes are made with 3D printers, they're made in the US, not in Southeast Asia.
+
+""We developed a new way to make shoes so that the moment a customer buys, or someone walks off out of the store with something, we make and resupply that product within 72 hours,"" Stahl said. ""We're now fulfilling at the speed as if something was made in advance and sitting in a distribution center.""
+
+Hilos makes soles from a type of plastic, technically TPU, or thermoplastic polyurethane, that is made from 80% recycled material. Stahl said 100% of the TPU Hilos uses can be used again. It makes uppers from leather or knit material.
+
+A single 3D printer can make over 500 pairs of shoes a month. Hilos has access to ""dozens and dozens"" of printers, Stahl said, as it gets ready to scale.
+
+Hilos works with existing brands that use its technology, though Stahl declined to name brands that work with Hilos because of confidentiality agreements.
+
+The industry's biggest brands, including Nike, Adidas, and Brooks, are among those working on 3D-printed footwear. When he was at Nike, Sprunk was in charge of the company's ""manufacturing revolution.""
+
+Stahl and Hilos ""have the passion, creativity, and intellect to break-through and lead a footwear manufacturing revolution,"" Sprunk said, in a statement to Insider.
+
+""Anytime you can drive disruption in an industry like footwear, it's really difficult to do,"" Bui said. ""No one in the industry is working on serving the consumer radically differently. And if you can serve the consumer differently, that's a compelling proposition.""
+
+""If you started with the premise of, 'I want to make a new footwear company,' how would you do it? You would do it the way that Hilos is doing it,"" Bui added.
+
+That's what drew XRC Labs to the investment.
+
+""You manufacture 12 months, 18 months ahead of demand, so you create these ridiculous excesses of product,"" XRC Labs general partner Al Sambar told Insider. ""It ends up in landfills, being burned and destroyed. Hilos changes fundamentally the way an industry that's existed for centuries works.""","{'positive': 0.062562674, 'negative': 0.01987941, 'neutral': 0.9175579}","Hilos, a 3D-printed footwear company, has announced a $3 million investment round that includes funding from former Nike executives, including former Chief Operating Officer Eric Sprunk, and venture capital firms. Greg Bui, who worked at Nike as vice president of global footwear sourcing and manufacturing, joined Hilos staff to work on special projects. Hilos' technology works like this: When a customer purchases a shoe, Hilos makes another one available in a matter of days. It makes soles from a type of plastic, technically TPU, that is made from 80% recycled material. A single 3D printer can make over 500 pairs of shoes a month. The investment serves as an attention-grabbing endorsement as the race to develop the technology accelerates.","Hilos this week announced a $3 million round that includes investments from some footwear industry heavyweights, including a former Nike COO.",NKE,Consumer Goods,"Apparel, Accessories & Footwear",NIKE Inc B,"{'Labour Conditions in the Supply Chain': 'The treatment of workers and the protection of worker rights in the Apparel, Accessories, & Footwear industry‚Äôs supply chain is of growing concern among consumers, regulators, and leading entities. Critical aspects of this issue include employee health and safety, fair pay, child labour, and forced labour. Although entities continue to improve performance on this issue, the industry‚Äôs reliance on a multitiered system of suppliers, subcontractors, labour recruitment firms, and part-time workers makes it difficult to manage. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products are often manufactured in countries that have limited regulations or enforcement protecting workers. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, production disruptions due to strikes and other labour-related work stoppages, or through a shift in demand away from entities associated with such incidents. Entities with strong supply chain standards, monitoring, and engagement with suppliers to address labour concerns may therefore be better positioned to protect shareholder value over the long term.', 'Raw Materials Sourcing': 'The Apparel, Accessories & Footwear industry relies on many raw materials including cotton, leather, wool, rubber, and precious minerals and metals, as inputs for finished products. Sustainability impacts related to climate change, land use, resource scarcity and conflict in regions where the industry‚Äôs supply chain operates affect the industry‚Äôs ability to reliably source materials. The ability of entities to manage potential material shortages, supply disruptions, price volatility and reputational risks can be more difficult when supply chains lack transparency. Failure to effectively manage this issue can delay shipments and depress earnings, reduce margins, constrain revenue growth or increase costs of capital. The types ofrisk associated with sourcing different materials can require different solutions, including engaging with suppliers, enhancing transparency by using certification standards, using innovative alternative materials, or introducing circular economy practices. Entities that are proactive may reduce their exposure to price volatility and potential supply disruptions, while improving their brand reputation and developing new market opportunities.', 'Management of Chemicals in Products': 'The introduction of the Consumer Product Safety Improvement Act in the U.S. and the Registration, Evaluation, Authorization, and Restriction of Chemicals legislation in the EU demonstrates increasing regulatory and stakeholder concern surrounding the use of harmful or potentially harmful substances in consumer products, including apparel, accessories, and footwear. Finished apparel and footwear products have been found to contain traces of chemicals that have been banned or regulated. Depending on the chemical, the amount present in a product, and the type of exposure that consumers face, specific substances can be carcinogenic, and can disrupt hormone activity in humans and other organisms. Failure to manage this issue may generate additional regulatory oversight and impact an entity‚Äôs social license to operate. In addition, the presence of harmful chemicals in products can lead to recalls, litigation, and reputational damage. Entities in this industry can work in both the design and manufacturing phases to manage the use of chemicals of concern, develop safe alternatives, and eliminate those that have been banned. Given the industry‚Äôs reliance on outsourced manufacturing, this involves proactive partnerships with suppliers. In managing this issue, entities must balance the hazard posed to consumers presented by certain chemicals with the quality of a product and its costs of production. ', 'Environmental Impacts in the Supply Chain': 'The Apparel, Accessories & Footwear industry‚Äôs global supply chain contributes significantly to environmental externalities through water consumption and pollution, as well as air pollution. Water pollution results from the discharge of chemicalsduring water-intensive dyeing and tanning processes, while air pollution stems from the industry‚Äôs energy use. These impacts have the potential to damage an entity‚Äôs reputation and to affect cost structures over time. The scale of this issue has historically been intensified by the fact that the industry relies on manufacturing partners in emerging markets where environmental regulations and oversight are limited. However, enhanced scrutiny on the part of stakeholders and consumers, coupled with the development of more stringent regulation in certain regions, has led entities throughout theindustry to work with suppliers to reduce their environmental impact. Apparel, accessories, and footwear entities that leverage their market power to work with suppliers to improve operational efficiencies and resource consumption and limit pollution will be able to mitigate costs associated with increased resource scarcity and regulation. Further, those that engage with suppliers through monitoring, auditing, and strict standards will likely be better positioned to protect shareholder value over the long term.'}","{'Labour Conditions in the Supply Chain': 0.7646797427010247, 'Raw Materials Sourcing': 0.7652729987544611, 'Management of Chemicals in Products': 0.7708525568496402, 'Environmental Impacts in the Supply Chain': 0.773557470207715}",0.77355747,Tiffany,Major focus,Major focus,Neutral,Labour Practices,Minor,No,,2022-11-07T00:10:58+00:00,https://finance.yahoo.com/news/apple-cuts-outlook-iphone-shipments-232357752.html,"[{'name': 'China Lockdowns', 'weight': 0.081612185}, {'name': 'China lockdowns', 'weight': 0.081612185}, {'name': 'Asian Apple Suppliers', 'weight': 0.07625112}, {'name': 'worker exodus', 'weight': 0.07002506}, {'name': 'Apple', 'weight': 0.06894307}, {'name': 'Apple Inc.', 'weight': 0.068637654}, {'name': 'Lockdown', 'weight': 0.06818951}, {'name': 'additional workers', 'weight': 0.06588272}, {'name': 'iPhone Outlook', 'weight': 0.065785274}, {'name': 'normal production levels', 'weight': 0.06566846}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 11}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'WSJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Hon Hai Precision Industry Co.', 'type': 'ORG', 'mentions': 2}, {'data': 'Foxconn', 'type': 'ORG', 'mentions': 3}, {'data': 'China', 'type': 'GPE', 'mentions': 4}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 3}, {'data': 'Zhengzhou', 'type': 'GPE', 'mentions': 1}, {'data': 'Cupertino', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'iPhone 14', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Asian', 'type': 'NORP', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Taiwanese', 'type': 'NORP', 'mentions': 1}]","(Bloomberg) -- Apple Inc. said shipments of its newest premium iPhones will be lower than previously expected after China lockdowns affected operations at a supplier’s factory.
+• None Twitter Now Asks Some Fired Workers to Please Come Back
+• None Ukraine Latest: US and Russia Discussed Containing War, WSJ Says
+• None Lawyer Suing Twitter Over Layoffs Says Musk Trying to Comply
+
+The company continues to see strong demand for the iPhone 14 Pro and iPhone 14 Pro Max models but the lockdowns mean “customers will experience longer wait times to receive their new products,” Apple said in a statement Sunday. Deliveries of iPhone 14 Pro handsets are currently listed for late November or early December, according to Apple’s website.
+
+Read more: Asian Apple Suppliers May Move as iPhone Outlook Cut on Lockdown
+
+The abrupt move by the Chinese government last Wednesday to lock down the Zhengzhou area that includes the Hon Hai Precision Industry Co. plant until Nov. 9 is expected to further disrupt a factory already grappling with an on-site coronavirus outbreak, worker exodus and enforced quarantine.
+
+Apple said the facility is operating at “significantly reduced capacity,” while Hon Hai noted in a separate statement that it’s lowering its fourth-quarter outlook to factor in the lockdown.
+
+“Foxconn is now working with the government in concerted effort to stamp out the pandemic and resume production to its full capacity as quickly as possible,” the Taiwanese company said in a statement.
+
+The local government has ordered people and vehicles off the streets except for medical or other essential reasons, a prohibition that threatens to cut off the flow of additional workers and components needed to rev up production ahead of the holiday-season crush.
+
+The disruption comes at a crucial time for Apple, which launched the iPhone 14 during an unprecedented slump in global electronics demand. While faring better than other smartphone makers, it’s backed off plans to increase production of its new iPhones this year after an anticipated surge in demand failed to materialize, Bloomberg has reported. Apple has reported better-than-expected results but warned of a holiday slowdown.
+
+The measures may further compound the headaches Foxconn and Apple are already facing as iPhones’ sales slow in China. Apple, the world’s most valuable company, said last month it expects growth to decelerate in the current period.
+
+The Cupertino, California-based company didn’t provide a specific revenue forecast for the current quarter, continuing an approach it adopted at the start of the Covid-19 pandemic. But analysts estimate sales of about $128 billion, which would be an all-time record.
+
+In the face of slowing growth, Apple has paused hiring for many jobs outside of research and development, an escalation of an existing plan to reduce budgets heading into next year, Bloomberg reported last week, citing people with knowledge of the matter.
+
+Read more: Apple Adds New IPhone 14 Maker in India in Shift From China
+
+Meanwhile, Foxconn’s plant continues to operate within a “closed loop,” or a self-contained bubble that limits contact with the outside world. That is keeping some production going.
+
+Apple said on Sunday it is working closely with its supplier to return to “normal production levels while ensuring the health and safety of every worker.”
+• None US Housing Hit by Spiraling Mortgage Rates as Inflation Persists
+• None Fast Fashion Waste Is Choking Developing Countries With Mountains of Trash
+• None These Five Women Are Helping Doctors Crack the Long-Covid Mystery",723b7930f9254ca196e37fb5521ca386,Apple Cuts Outlook for IPhone Shipments on China Lockdowns,4,,,,
+10825,"Duckworth asks FTC to investigate drug distributor over abortion pill - Sen. Tammy Duckworth (D-Ill.) is asking the Federal Trade Commission to investigate reports that drug distributor AmeriSourceBergen is refusing to distribute Mifeprex to retail pharmacies in certain states, but was continuing to sell directly to health providers.
+
+In a letter sent Monday to FTC Chair Lina Kahn, Duckworth accused the company of exploiting the political climate around abortion medication in order to maximize profits.
+
+AmeriSourceBergen “may be using broader political disagreements and active legal debates as pretextual cover and justification for engaging in anticompetitive, unfair and deceptive practices that are primarily concerned with maximizing profit margins,” Duckworth wrote.
+
+Mifeprex is the brand name of mifepristone, one of two drugs approved by the Food and Drug Administration for medication abortion. AmeriSourceBergen is the sole distributor of Mifeprex, meaning the company’s decisions could have a significant impact on access to the legally approved drug for millions of Americans.
+
+Pharmacies could still dispense the generic version, if they can obtain it.
+
+The Hill has reached out to the company for comment. In a statement posted online earlier this month, AmeriSourceBergen said it does not “independently decide what medications should be available to health care professionals as part of their treatment plans” and does “not make clinical decisions or values-based judgements on which FDA approved products it distributes.”
+
+“We have and will continue to make Mifeprex available to eligible medical providers in all 50 states, and with the January 2023 FDA decision to allow retail pharmacies to dispense Mifeprex, we are distributing to certified retail sites of care in states where it is consistent with the law,” the company said.
+
+Duckworth’s letter comes amid rising tensions about access to medication abortion in the wake of the Supreme Court’s decision to overturn Roe v. Wade.
+
+Mifepristone has been used by more than 3 million women in the United States since receiving FDA approval more than 20 years ago, and top medical groups maintain it is safe and effective.
+
+When the Biden administration in January made it possible for pharmacies to dispense mifepristone, major chains like Walgreens and CVS said they were working to obtain certification from the drugmaker to sell the pills.
+
+But at the same time, GOP state officials have been working to clamp down and restrict access to the drugs, putting pressure on pharmacies and drug companies.
+
+Walgreens waded into the controversy recently by saying it would not dispense mifepristone in 21 states after being threatened with legal action by GOP attorneys general — even states where abortion broadly, and medication abortion specifically, is currently legal.
+
+Duckworth said she wants the FTC to look into whether AmeriSourceBergen is using the controversy over reproductive rights to its advantage.
+
+“The bottom line is that a major wholesale distributor with market dominance over a product that retail pharmacies may wish to purchase, appears to be using its monopolistic market power to conspire against doing business with an entire industry of retail pharmacies,” Duckworth wrote.","{'positive': 0.053325724, 'negative': 0.37671807, 'neutral': 0.5699562}","Sen. Tammy Duckworth (D-Ill.) is asking the Federal Trade Commission to investigate reports that drug distributor AmeriSourceBergen is refusing to distribute Mifeprex to retail pharmacies in certain states, but was continuing to sell directly to health providers. Duckworth accused the company of exploiting the political climate around abortion medication in order to maximize profits. The company's decisions could have a significant impact on access to the legally approved drug for millions of Americans, and it has said it will continue to make MifEPrex available to eligible medical providers in all 50 states. The letter comes amid rising tensions about access to medication abortion in the wake of the Supreme Court’s decision to overturn Roe v. Wade, and top medical groups maintain it is safe and effective.",Sen. Tammy Duckworth (D-Ill.) is asking the Federal Trade Commission to investigate reports that drug distributor AmeriSourceBergen is refusing to distribute Mifeprex to retail pharmacies in certai…,ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7934212416290717, 'Fleet Fuel Management': 0.7691369488772816, 'Business Ethics': 0.7850361855131878, 'Product Lifecycle Management': 0.7748277821770686, 'Counterfeit Drugs': 0.7996571777700424}",0.7996571777700424,Tiffany,Major focus,Minor focus,Positive,"Waste & Hazardous Materials Management, Greenhouse Gas Emissions",Major,Major,Negative,2023-07-13T14:50:39+00:00,https://www.dailymail.co.uk/news/article-12295009/CEO-fires-90-support-staff-replaces-AI-chatbot-saying-tough-necessary.html,"[{'name': 'AI development', 'weight': 0.084281355}, {'name': 'AI', 'weight': 0.08283875}, {'name': 'other job losses', 'weight': 0.07893516}, {'name': 'companies', 'weight': 0.06197898}, {'name': 'human careers', 'weight': 0.05371542}, {'name': 'artificial intelligence', 'weight': 0.05337246}, {'name': 'staff', 'weight': 0.052825853}, {'name': 'other parts', 'weight': 0.05281067}, {'name': 'unicorns', 'weight': 0.04922465}, {'name': 'rules', 'weight': 0.048703216}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Indian', 'type': 'NORP', 'mentions': 1}, {'data': 'Suumit Shah', 'type': 'PERSON', 'mentions': 5}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Steve Wozniak', 'type': 'PERSON', 'mentions': 1}, {'data': 'Geoffery Hinton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bangalore', 'type': 'GPE', 'mentions': 1}, {'data': 'Dukaan', 'type': 'ORG', 'mentions': 3}, {'data': 'CNN', 'type': 'ORG', 'mentions': 1}, {'data': 'the World Economic Forum', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'an average of one minute and 44 seconds', 'type': 'TIME', 'mentions': 2}, {'data': 'three minutes and 12 seconds', 'type': 'TIME', 'mentions': 1}]","The chief executive of an Indian tech startup has laid off 90 per cent of the company's support staff in favour of a chatbot powered by artificial intelligence.
+
+Suumit Shah, founder and CEO of Bangalore-based e-commerce company Dukaan, said that the bot, which was built by one of the firm's data scientists, could respond to initial queries instantly, compared to staff taking an average of one minute and 44 seconds.
+
+Shah, who founded the company in 2020, said the layoffs were 'tough' but 'necessary,' during a time that many others in the tech industry and elsewhere are unsure about their job security as AI's presence grows.
+
+The time taken to resolve a customer's issue also apparently dropped by almost 98 per cent on average when using the chatbot - from two hours and 13 minutes, to three minutes and 12 seconds.
+
+His company's move is just a small part of the global trend towards AI, which has seen plenty of other job losses.
+
+He tweeted in a thread: 'Given the state of [the] economy, startups are prioritizing ""profitability"" over striving to become ""unicorns,"" and so are we.'
+
+Shah added that the job cuts have cut the cost of its customer support function by about 85 per cent, an area which had been a long-term problem for them.
+
+Shah told CNN that the 23 layoffs were made in September, but his announcement was only on Monday.
+
+He added that he believed 'in a future where AI and humans work together,' and that he was interested in also developing ways for AI to take over other parts of business.
+
+The tech founder ended by saying that Dukaan were still hiring for multiple roles, which include roles in engineering, marketing and sales, according to their website.
+
+However, the majority of viewers of the tweet were seemingly less impressed in his change to the company.
+
+In particular, commenters seemed struck by the tone of the thread in the context of it relating directly to large-scale job losses.
+
+Many saw it as showing a 'lack of empathy,' or as 'disrespectful' by the CEO.
+
+One said: 'I don't think someone losing their jobs is something to boast about.'
+
+This sentiment was echoed by many, with one adding that it was 'extremely disrespectful towards all the people who were laid off,' and 'leaves such a bad taste.'
+
+Someone else responded with a clown emoji saying: 'This guy [is] feeling so bad about them that he posted an entire thread on it.'
+
+Another described it as a 'new low' done for marketing, adding that 'you could've just said nothing.'
+
+Shah responded to some of the criticism restating that 'it was a tough decision.'
+
+He added: 'As expected, '""someone"" will get offended on behalf of ""someone else.""'
+
+He then suggested that people on Twitter were only interested in reading about profitability than sympathy.
+
+Responses, once again, suggested otherwise, with one person saying 'I pity the people who work for you. Also happy for people who got fired because they no longer have to work with you.'
+
+However, Dukaan is certainly not the first company to drop staff in a switch towards AI, albeit not every CEO who does so tweets a thread about the decision.
+
+Furthermore, in May, a report by the World Economic Forum predicts AI will lead to 83 million jobs being lost between now and 2027.
+
+The jobs widely expected to be most at risk are those which involve low levels of emotional input, and follow a structured set of rules.
+
+These may include analyst roles, software engineers, and accountants.
+
+Other experts have given even starker warnings, such as the possibility of 80 per cent of human careers being taken by bots 'in the next few years,' as companies seek to gain a competitive advantage at the expense of their human workforce.
+
+As a result, many industry leaders such as Elon Musk and Steve Wozniak have been calling for a pause in AI development, signing an open letter in March asking for a six-month hiatus.
+
+Another dramatic move was that of AI 'Godfather' Geoffery Hinton, who quit Google this year while warning about AI - comparing it to the atomic bomb.",cfbc4db10dcb4cb98968e928b0a153dc,CEO fires 90% of staff because AI 'outperforms them',4,,,,
+17102,"Inside Cannabis-Beverage Company Cann's Recent Fundraising Success - • Cannabis-beverage startup Cann is growing rapidly as much of the industry falters.
+• The company raised money, brought in new execs, and made its first acquisition in recent weeks.
+• Cann's cofounders shared their vision for competing with the biggest alcohol brands.
+
+It's not all doom and gloom in the cannabis industry.
+
+Cann, a cannabis-beverage startup, is bucking the trend of sales slowdowns and layoffs by doing something novel — it's growing. Cann, which launched in 2018, has made some splashy moves recently, including raising millions from a private-equity fund and completing its first acquisition.
+
+Shares in major cannabis producers have dropped precipitously this year, as legal sales have slowed and the broader economy sputters. MSOS, an exchange-traded fund that tracks a basket of US cannabis stocks, is down more than 60% this year, and multiple cannabis companies, from tech startups like Flowhub to public giants like Curaleaf, have been forced to lay off employees in recent months.
+
+""In a moment where every cannabis company's stock price is being hammered and no access to capital seems to exist, why are people continuing to bet on us?"" Luke Anderson, Cann's cofounder, said. ""A bet on Cann is a bet on the future of the category and a bet on us being the Kleenex of it."" In other words, Anderson wants the Cann brand to be synonymous with low-dose cannabis beverages.
+
+Cann sells cannabis beverages in flavors like grapefruit rosemary and blood-orange cardamom that contain either 2.5 or 5 milligrams of THC — the chief psychoactive chemical in cannabis — in Canada and multiple US states. The company is backed by mainstream venture funds like Imaginary Ventures, cannabis-specific funds like JM10 Partners, and celebrities like Rosario Dawson and Gwyneth Paltrow.
+
+Cann's had some major wins in the past few months
+
+In August, Cann landed a significant investment from InvestBev, a Chicago-based private-equity fund that focuses on alcohol and adult beverages, along with other existing investors. Cann disclosed the investment to Insider in an interview but declined to provide the amount.
+
+Anderson and his fellow cofounder, Jake Bullock, said the investment was an eight-figure sum and increased the company's valuation following February's Series A financing. Bullock and Anderson declined to disclose the company's valuation, though they said it has raised $40 million in a mix of debt and equity since its inception.
+
+Cann is InvestBev's first foray into cannabis beverages, Brian Rosen, an InvestBev partner, told Insider in an interview.
+
+In late September, Cann also acquired Sweet Reason, a CBD-beverage startup, but the company didn't disclose the purchase price. Cann has also brought on a slew of high-profile executives, including Nick Fasano, who previously served as the chief revenue officer at the cannabis company Eaze, and new marketing execs from firms like Dyson and Rent the Runway. In June, the company announced it sold its 10-millionth cannabis beverage.
+
+Cann's looking to compete with big alcohol brands
+
+Cann is betting it can grow by expanding outside the traditional ""stoner demographic,"" Bullock and Anderson said in an interview. They're looking to compete with big alcohol sellers — not just other cannabis companies.
+
+Drinking cannabis-infused beverages is far from the preferred consumption method. In Canada, where cannabis is federally legal, beverages account for just over 2% of cannabis sales, according to the industry-data provider Headset. In the US, that number is just over 1%.
+
+To Cann's cofounders, that low market penetration is an opportunity.
+
+""It's truly the mainstream consumer that's seeking us out and finding us,"" Bullock said. He added that Cann is aiming to sell its beverages to people who want an alternative to alcohol when they socialize.
+
+Rosen, of InvestBev, said that's what attracted him to the company. He said his firm was looking to make an investment in cannabis beverages, and Cann stood out to him.
+
+""They have a brand name, and that's the key,"" Rosen said. He said that his firm views cannabis beverages as a market that could end up replacing large swaths of the alcohol and beverage industry. Rosen believes Cann could one day compete with brands like Bud Light.
+
+""Our data shows that the regular drinker of beer, wine, and liquor — the person who buys the cheapest, bottom-shelf, regular fare — could easily be turned into a cannabis-beverage drinker,"" Rosen said.
+
+Cann's cofounders said they eventually want Cann to become more of a house of brands, akin to the big alcohol companies they're looking to disrupt. Some of those brands could include beverages with 10 to 20 milligrams of THC, or ones that combine caffeine and THC, they said.
+
+The future of cannabis beverages will be challenging, founders say
+
+To be sure, cannabis beverages face challenges. With different rules in every state and a ban on transporting cannabis across state lines, each new market Cann enters has to be self-contained, meaning everything is grown, produced, canned, and sold within state lines.
+
+That makes it hard to create a consistent product, Bullock and Anderson said.
+
+Plus, it's tough to compete with alcohol when your product, for the most part, can't be sold at bars, restaurants, or stadiums. Right now, in most states where cannabis is legal, the beverages are only sold at dispensaries.
+
+If — or, as the founders say, when — cannabis beverages become widely available outside of dispensaries, Cann will be primed to take off, though Bullock and Anderson acknowledged that the regulatory future for cannabis beverages is somewhat murky.
+
+Big alcohol brands have made their own bets on cannabis beverages, without much to show so far.
+
+AB InBev, which produces Budweiser, ended its partnership with Tilray in January. Constellation Brands, the maker of Corona, invested several billion dollars in a large stake in Canopy Growth in 2018. Canopy has lost nearly 90% of its value since then.
+
+Bullock and Anderson said that Cann's growth will ultimately be a result of producing tasty products — and no amount of sexy marketing can change that.
+
+""I think what we're seeing in the cannabis industry during the downturn is just so much fatigue with brands that overpromise and under-deliver,"" Anderson said.","{'positive': 0.0593073, 'negative': 0.39182198, 'neutral': 0.54887074}","
+
+Cann sells cannabis beverages in flavors like grapefruit rosemary and blood-orange cardamom that contain either 2.5 or 5 milligrams of THC — the chief psychoactive chemical in cannabis — in Canada and multiple US states. 
+
+Cann is InvestBev's first foray into cannabis beverages, Brian Rosen, an InvestBev partner, told Insider in an interview. In Canada, where cannabis is federally legal, beverages account for just over 2% of cannabis sales, according to the industry-data provider Headset. He said his firm was looking to make an investment in cannabis beverages, and Cann stood out to him.
+
+",Inside Cannabis-Beverage Company Cann's Recent Fundraising Success,STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity’s direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities’ heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol’s detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity’s long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities’ ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may improve supply chain resiliency and enhance an entity’s reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7567446473008046, 'Packaging Lifecycle Management': 0.7774896746570563, 'Energy Management': 0.7683202084170297, 'Responsible Drinking & Marketing': 0.772138472383874, 'Ingredient Sourcing': 0.789549922546094, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7798873317894891}",0.789549923,Tiffany,Major focus,Major focus,Negative,Business Ethics,No,Major,,2022-09-20T15:37:04-04:00,https://www.theverge.com/2022/9/20/23363205/google-train-tickets-travel-flights-carbon-emissions,"[{'name': 'flight emissions', 'weight': 0.12109584}, {'name': 'lower carbon emissions', 'weight': 0.114096075}, {'name': 'carbon emission tracking', 'weight': 0.11088334}, {'name': 'low emissions', 'weight': 0.10094308}, {'name': 'emission amount', 'weight': 0.099509634}, {'name': 'flights', 'weight': 0.08681328}, {'name': 'Google search', 'weight': 0.07434792}, {'name': 'train tickets', 'weight': 0.07114081}, {'name': 'select countries', 'weight': 0.0698991}, {'name': 'Hotels', 'weight': 0.0698991}]",[{'name': 'Travel'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Green Building Council', 'type': 'ORG', 'mentions': 2}, {'data': 'Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'Japan', 'type': 'GPE', 'mentions': 1}, {'data': 'Germany', 'type': 'GPE', 'mentions': 1}, {'data': 'Italy', 'type': 'GPE', 'mentions': 1}, {'data': 'Spain', 'type': 'GPE', 'mentions': 1}, {'data': 'Berlin', 'type': 'GPE', 'mentions': 1}, {'data': 'Vienna', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Maps', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'Justine Calma', 'type': 'PERSON', 'mentions': 1}]","Google announced a new feature that will allow you to buy train tickets through search in select countries, including Japan, Germany, Italy, and Spain. The company says this could make it easier for users to choose more emission-conscious travel options when booking travel.
+
+According to Google, simply searching two destinations, such as “Berlin to Vienna trains,” will give you access to various listings in a Google search. From there, you can click on a direct link that will take you to the partner website to buy your ticket.
+
+Google is also rolling out a new search tool that will allow you to narrow down flight and hotel options that have lower carbon emissions. When searching for flights, users have the option of selecting “low emissions only” and showing flights in the order of emission amount.
+
+When searching for hotels, users can select an “eco-certified” filter. Hotels that fall under this category are verified by outside organizations, such as the US Green Building Council and the Global Sustainable Tourism Council, to “improve” the accuracy of results shown to searchers. Google says that when looking into the environmental impacts of these hotels, the agencies are looking at things like energy efficiency, water conservation, waste reduction, and sustainable sourcing. Google also noted that it does not verify the certification status of each hotel.
+
+While users have been able to book flights and hotels since 2018, Google first introduced carbon emission tracking in 2021 when it rolled out features meant to help users track and shrink their carbon footprints when searching on the platform. This includes providing fuel-efficient driving routes in Maps, as well as offering information about the carbon emissions associated with flights. The company recently expanded eco-friendly navigation to Europe, too.
+
+Even with the rollout of sustainable features, the company was accused of covering up the potential impact of flight emissions when making adjustments to the way it calculates these numbers. When these features were introduced last year, The Verge’s environmental reporter Justine Calma pointed out that environmental advocates said that companies tend to shift responsibility to customers without giving much thought to how the company can reduce its own carbon footprint.
+
+Google says that the new features will expand to more locations in the “near future” and will eventually include bus routes.",5c06dabe78804853b1b958da39d80122,Google search can help you buy train tickets in select countries,4,,,,
+56843,"Steel Dynamics (STLD) Stock Sinks As Market Gains: What You Should Know - Steel Dynamics (STLD) closed at $108.91 in the latest trading session, marking a -0.21% move from the prior day. This move lagged the S&P 500's daily gain of 1.23%. At the same time, the Dow added 0.84%, and the tech-heavy Nasdaq lost 2.24%.
+
+Coming into today, shares of the steel producer and metals recycler had gained 18.41% in the past month. In that same time, the Basic Materials sector gained 5.3%, while the S&P 500 gained 4.67%.
+
+Wall Street will be looking for positivity from Steel Dynamics as it approaches its next earnings report date. In that report, analysts expect Steel Dynamics to post earnings of $4.98 per share. This would mark a year-over-year decline of 26%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $5.41 billion, down 12.98% from the year-ago period.
+
+STLD's full-year Zacks Consensus Estimates are calling for earnings of $16.04 per share and revenue of $19.94 billion. These results would represent year-over-year changes of -29.28% and -10.44%, respectively.
+
+It is also important to note the recent changes to analyst estimates for Steel Dynamics. These revisions help to show the ever-changing nature of near-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. The Zacks Consensus EPS estimate has moved 2.42% higher within the past month. Steel Dynamics currently has a Zacks Rank of #3 (Hold).
+
+Valuation is also important, so investors should note that Steel Dynamics has a Forward P/E ratio of 6.81 right now. For comparison, its industry has an average Forward P/E of 8.39, which means Steel Dynamics is trading at a discount to the group.
+
+The Steel - Producers industry is part of the Basic Materials sector. This group has a Zacks Industry Rank of 80, putting it in the top 32% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow STLD in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.54453325, 'negative': 0.33819094, 'neutral': 0.11727581}","Steel Dynamics (STLD) closed at $108.91 in the latest trading session, marking a -0.21% move from the prior day. The S&P 500 gained 1.23%, while the Dow added 0.84%, and the tech-heavy Nasdaq lost 2.24%. Shares of the steel producer and metals recycler had gained 18.41% in the past month, while the Basic Materials sector gained 5.3%. Wall Street will be looking for positivity from Steel Dynamics as it approaches its next earnings report date. The Zacks Consensus Estimate for revenue is projecting net sales of $5.41 billion, down 12.98% from the year-ago period. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system. Valuation is also important, so investors should note that Steel Dynamics has a Forward P/E ratio of 6.81 right now. To follow STLD in the coming trading sessions, be sure to use Zacks Investment Research.","In the latest trading session, Steel Dynamics (STLD) closed at $108.91, marking a -0.21% move from the previous day.",STLD,Extractives & Minerals Processing,Iron & Steel Producers,Steel Dynamics Inc,"{'Greenhouse Gas Emissions': 'Iron and steel production generates significant direct greenhouse gas (GHG) emissions, primarily carbon dioxide and methane, from production processes and on-site fuel combustion. Although technological improvements have reduced the GHG emissions per ton of steel produced, steel production remains carbon-intensive compared to other industries. Regulatory efforts to reduce GHG emissions in response to the risks posed by climate change may result in additional regulatory compliance costs and risks for iron and steel entities because of climate change mitigation policies. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Capturing such efficiencies can mitigate the potential financial effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Steel production requires substantial volumes of water. Entities face increasing operational, regulatory and reputational risks associated with water scarcity, costs of water acquisition, regulations on effluents or amount of water used, and competition with local communities and other industries for limited water resources. These risks are particularly likely to affect regions where water is scarce, resulting in water availability constraints and price volatility. Entities unable to secure a stable water supply could face production disruptions, while rising water prices could directly increase production costs. Consequently, entities adopting technologies and processes to decrease reduce water consumption may reduce operatingrisks and costs by mitigating the operational impacts of regulatory changes, water supply shortages and community-related disruptions.', 'Supply Chain Management': 'Iron ore and coal are critical raw material inputs to the steel production process. Iron ore mining and coal production are resource-intensive processes. Mineral extraction often has substantial environmental and social impacts adversely affectinglocal communities, workers and ecosystems. Community protests, legal or regulatory action, or increased regulatory compliance costs or penalties can disrupt mining operations. Iron and steel entities could face supply disruptions as a result, or in some cases, also may be subject to regulatory penalties associated with the environmental or social impact of the mining entity supplier. Minimising such risks through appropriate supplier screening, monitoring and engagement, iron and steel producers may manage their direct critical raw materials suppliers proactively to ensure they are not engaged in illegal or otherwise environmentally or socially damaging practices.', 'Air Emissions': 'Iron and steel production typically generates criteria air pollutants, volatile organic compounds (VOCs), and hazardous air pollutants, which can have significant localised public health impacts. Of particular concern are sulphur oxides, nitrogen dioxide, lead, carbon monoxide, and manganese, as well as particles such as soot and dust, which are released during theproduction process. Across North America, Western Europe, and Japan, technological innovation and continuous improvements in steel-making processes have significantly reduced air pollutants from the Iron & Steel Producers industry. However, air pollutants remain a concern due to heightened regulatory and public concern about air pollution, as well as expansion of steel production in emerging markets. Iron and steel production in emerging markets may be impacted by regulatory efforts aimed at curbing air pollution. Active management of facility emissions through implementation of industry best practices across global operations can facilitate the transition to sustainable steel production, lowering costs and potentially enhancing operational efficiency.', 'Energy Management': 'The production of steel requires significant energy, sourced primarily from the direct fossil fuel combustion as well as energy purchased from the grid. Energy-intense production has implications for climate change, and electricity purchases from the grid can result in indirect Scope 2 emissions. The choice between various production processes‚Äîelectric arc furnaces and integrated basic oxygen furnaces‚Äîcan influence whether an entity uses fossil fuels or purchases electricity. This decision, together with the choice between using coal versus natural gas or on-site versus grid-sourced electricity, may influence both the costs and reliability of energy supply. Affordable, easily accessible and reliable energy is an important industry competitive factor. Energy costs account for a substantial portion of iron and steel manufacturing costs. How an iron and steel entity manages its energy efficiency, its reliance on various types of energy and associated sustainability risks, and its ability to access alternative sources of energy can influence its profitability.', 'Workforce Health & Safety': 'Industrial processes used in iron and steel production can present significant risks to employees and contractors working at iron and steel plants. Given the high temperatures and heavy machinery involved, worker injuries and fatalities are a matter of concern to iron and steel producers. The industry has relatively high fatality rates, signifying the hazardous workenvironment and requiring a strong safety culture and health and safety policies. While accident rates in the industry are on a long-term decline, worker injuries and fatalities can lead to regulatory penalties, negative publicity, low worker morale and productivity, and increased healthcare and compensation costs.', 'Waste Management': 'While waste reclamation rates in steel production are high, the industry generates significant quantities of hazardous wastes. There are three main waste types in the industry‚Äîslag, dusts, and sludges. These by-products are often recycled internally or sold to other industries. However, process wastes such as electric arc furnace dust, which is regulated as a hazardous material in the U.S. due to its heavy metal content, can have significant environmental and human health impacts, present a regulatory risk, and result in additional operating costs for entities. Risks related to the long-term impacts of waste disposal may result in significant costs, including those associated with contaminated off-site disposal properties, for which iron and steel producers may be held responsible for remediation and restoration activities. Entities that reduce waste streams and hazardous waste streams in particular, and recycle or sell non-hazardous by-products, could therefore lower regulatory risks and costs while increasing revenues.'}","{'Greenhouse Gas Emissions': 0.7508965918970281, 'Water Management': 0.7395985119506382, 'Supply Chain Management': 0.7479225191303183, 'Air Emissions': 0.7540760949400174, 'Energy Management': 0.7434257439432336, 'Workforce Health & Safety': 0.7483687421892324, 'Waste Management': 0.7472837133786191}",0.7540760949400174,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-03-18T21:15:41+00:00,https://www.yahoo.com/lifestyle/josh-gad-calls-trolls-hating-211541176.html,"[{'name': 'Halle Bailey', 'weight': 0.08227419}, {'name': 'Little Mermaid', 'weight': 0.07815588}, {'name': 'Final Season', 'weight': 0.07184859}, {'name': 'Chloe Bailey', 'weight': 0.06785239}, {'name': 'Many people', 'weight': 0.06640303}, {'name': 'Bailey', 'weight': 0.065996535}, {'name': 'Nickelodeon Original Movie', 'weight': 0.06309836}, {'name': 'MAGA racists', 'weight': 0.059569236}, {'name': 'the Little Mermaid teaser trailer', 'weight': 0.057664588}, {'name': 'Javier Bardem', 'weight': 0.049954563}]",[{'name': 'Lifestyle'}],"[{'data': 'Josh Gad', 'type': 'PERSON', 'mentions': 4}, {'data': 'Gaston', 'type': 'PERSON', 'mentions': 1}, {'data': 'Olaf', 'type': 'PERSON', 'mentions': 1}, {'data': ""Halle Bailey's"", 'type': 'PERSON', 'mentions': 5}, {'data': 'Ariel', 'type': 'PERSON', 'mentions': 2}, {'data': 'Chloe Bailey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Beyoncé', 'type': 'PERSON', 'mentions': 1}, {'data': 'Melissa McCarthy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Javier Bardem', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jonah Hauer-King', 'type': 'PERSON', 'mentions': 1}, {'data': 'Little Mermaid', 'type': 'WORK_OF_ART', 'mentions': 5}, {'data': 'Beauty and the Beast', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Frozen', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'A League of Their Own', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'BREAK MY SOUL', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Oscars', 'type': 'EVENT', 'mentions': 1}, {'data': 'the D23 Expo', 'type': 'EVENT', 'mentions': 1}, {'data': '@CalltoActivism', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'The Face', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney', 'type': 'ORG', 'mentions': 1}, {'data': 'Nickelodeon', 'type': 'ORG', 'mentions': 1}, {'data': 'New Englanders', 'type': 'NORP', 'mentions': 1}, {'data': 'Black', 'type': 'NORP', 'mentions': 1}, {'data': 'Boston', 'type': 'GPE', 'mentions': 1}]","The actor slammed the 'pathetic' trolls and their response to the movie's preview.
+
+Josh Gad, who played Gaston in the live-action Beauty and the Beast and voices Olaf in the Frozen franchise, slammed the people hating on the upcoming The Little Mermaid live-action movie and its first trailer.
+
+After the first trailer premiered during the 2023 Oscars, the Twitter account @CalltoActivism tweeted, ""BREAKING: The YouTube trailer of The Little Mermaid is currently being mass 'disliked' on Youtube by MAGA racists. The teaser trailer has generated over 3 million dislikes, and the new trailer has over 600,000.""
+
+The tweet continues, ""The important thing about the controversy surrounding Halle Bailey's casting is that we remember a beautiful and talented actress won the role. We can’t allow racism to ever be normalized.""
+
+Gad responded to the tweet, calling out the racist response to the film, the first trailer, and its star, Halle Bailey, who plays Ariel.
+
+He wrote, ""Imagine being so broken and pathetic in life that your chief concern is the skin color of… a make-believe singing mermaid.""
+
+Many people agreed with his statement in the replies, as one person wrote, ""What bothers me is: Halle Bailey is adorable! She is a perfect Ariel, and she’s got the voice of an angel. How can anyone be angry with that?""
+
+Related: Fans Aren't Happy as 'A League of Their Own' Reportedly Gets Just 4 Episodes for Final Season
+
+After Gad tweeted about the criticism, many pointed out that the dislike counter was removed from YouTube in late 2021, meaning the original tweet's numbers are likely inaccurate.
+
+However, the dislikes are still counted by the social media platform, and it's possible to view them with a search engine extension. The @CalltoActivism account did not comment on how they collected the information.
+
+Related: New Englanders React to 'The Last of Us' Scene Clearly Not Set '10 Miles West of Boston'
+
+In a recent interview with The Face, Bailey said of the racist backlash, ""As a Black person, you just expect it and it’s not really a shock anymore.""
+
+She went on to say that when she and her sister, Chloe Bailey, signed to Beyoncé's record label, the ""BREAK MY SOUL"" singer told them, ""I never read my comments. Don’t ever read the comments.""
+
+Bailey kept that in mind when the Little Mermaid teaser trailer came out: ""Honestly, when the teaser came out, I was at the D23 Expo [the biggest Disney fan event] and I was so happy. I didn’t see any of the negativity.”
+
+The new Little Mermaid live-action film, which also stars Melissa McCarthy, Javier Bardem, and Jonah Hauer-King, is set to hit theaters on May 26, 2023.
+
+Next, Nickelodeon Original Movie From the '90s to Get a Sequel.",b5b40727349d42dbb6a9c77d36fbbfd4,Josh Gad Calls Out Trolls Hating on the ‘Little Mermaid’ Trailer,4,,,,
+53527,"Newmont Corporation (NEM) Stock Moves -0.58%: What You Should Know - In the latest trading session, Newmont Corporation (NEM) closed at $51.21, marking a -0.58% move from the previous day. This change was narrower than the S&P 500's daily loss of 1.17%. At the same time, the Dow lost 1.02%, and the tech-heavy Nasdaq lost 2.45%.
+
+Coming into today, shares of the gold and copper miner had gained 9.15% in the past month. In that same time, the Basic Materials sector lost 4.04%, while the S&P 500 lost 5.25%.
+
+Wall Street will be looking for positivity from Newmont Corporation as it approaches its next earnings report date. This is expected to be February 23, 2023. In that report, analysts expect Newmont Corporation to post earnings of $0.34 per share. This would mark a year-over-year decline of 56.41%. Our most recent consensus estimate is calling for quarterly revenue of $2.92 billion, down 13.77% from the year-ago period.
+
+It is also important to note the recent changes to analyst estimates for Newmont Corporation. These revisions help to show the ever-changing nature of near-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. The Zacks Consensus EPS estimate remained stagnant within the past month. Newmont Corporation is currently sporting a Zacks Rank of #3 (Hold).
+
+Looking at its valuation, Newmont Corporation is holding a Forward P/E ratio of 22.38. For comparison, its industry has an average Forward P/E of 10.97, which means Newmont Corporation is trading at a premium to the group.
+
+The Mining - Miscellaneous industry is part of the Basic Materials sector. This industry currently has a Zacks Industry Rank of 86, which puts it in the top 35% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+You can find more information on all of these metrics, and much more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.07588659, 'negative': 0.8466317, 'neutral': 0.07748171}","
+
+It is also important to note the recent changes to analyst estimates for Newmont Corporation. The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). The Zacks Consensus EPS estimate remained stagnant within the past month. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+You can find more information on all of these metrics, and much more, on Zacks.com.","In the latest trading session, Newmont Corporation (NEM) closed at $51.21, marking a -0.58% move from the previous day.",NEM,Extractives & Minerals Processing,Metals & Mining,Newmont Corp,"{'Tailings Storage Facilities Management': 'The Metals & Mining industry faces significant operational hazards, particularly those associated with the structural integrity of tailings storage facilities (TSFs). A catastrophic failure of such facilities (e.g., a dam failure) can release significant volumes of waste streams and potentially harmful materials into the environment, leading to highconsequenceimpacts on ecosystems, human livelihood, local economies, and communities. Such catastrophic incidents may result in significant financial losses for entities and may erode their reputation and social license to operate. Robust approaches to tailings facilities design, management, operation, and closure, as well as appropriate management of associated risks, canhelp prevent such incidents from occurring. Entities that adopt comprehensive practices to maintain the integrity and safety of TSFs may do so through assigning accountability for tailings management at the highest levels of the entity, conducting frequent internal and external independent technical reviews of TSFs, and ensuring that mitigation measures are implemented in a timely manner in case of a safety concern. Additionally, a strong safety culture and well-established emergency preparedness and response plans can mitigate the impacts and financial implications of such events should they occur. Company obligations related to long-term remediation and compensation for damages may result in additional financial impacts in case of a failure. The ability for entities to meet such obligations after an incident occurs is an additional component of emergency preparedness.', 'Greenhouse Gas Emissions': 'Mining operations are energy-intensive and generate significant direct greenhouse gas (GHG) emissions, including carbondioxide from fuel use during mining, ore processing and smelting activities. The extent and type of GHG emissions can vary depending on the metal mined and processed. Regulatory efforts to reduce GHG emissions in response to climate change- related risks may result in additional regulatory compliance costs and risks for metals and mining entities. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Such efficiencies can mitigate the potential financial effect of increased fuel costs from regulations to limit—or put a price on—GHG emissions.', 'Water Management': 'Mining and metals production can affect both the availability and the quality of local water resources. Metals and mining entities face operational, regulatory and reputational risks because of water scarcity, costs of water acquisition, regulations on effluents or the amount of water used, and competition with local communities and other industries for limited water resources. Effects associated with water management may include higher costs, liabilities and lost revenues because of curtailment or suspension of operations. The severity of these risks may vary depending on the region’s water availability and the regulatory environment. Entities in the industry may deploy new technologies to manage risks related to water risk, including desalination, water recirculation and innovative waste-disposal solutions. Reducing water use and contamination can create operational efficiencies for entities and reduce their operating costs.', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the mining industry. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to mining reserves. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these laws could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The development, operation, closure, and remediation of mines can have a range of impacts on biodiversity, such as alterations of landscape, vegetation removal, and impacts to wildlife habitats. Acid rock drainage is a particularly significant risk: it is highly acidic water, rich in heavy metals, formed when surface and shallow subsurface water come into contact with mining overburden. Acid rock drainage can have harmful effects on humans, animals, and plants. Biodiversity impacts of mining operations can affect the valuation of reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extraction costs due to increasing interest in the protection of ecosystems. Entities could also face regulatory or reputational barriers to accessing reserves inecologically sensitive areas. This may include new protection status afforded to areas where reserves are located. Metals and mining entities face regulatory risks related to reclamation after a mine is decommissioned, per applicable regulatory requirements to restore mined property according to a prior, approved reclamation plan. Material costs may arise from removing or covering refuse piles, meeting water treatment obligations, and dismantling infrastructure at the end of life. Furthermore, ongoing mining operations are subject to laws protecting endangered species. Entities that have an effectiveenvironmental management plan for different stages of the project lifecycle may minimise their compliance costs and legal liabilities, face less resistance in developing new mines, and avoid difficulties in obtaining permits, accessing reserves,and facing delays in project completion.', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from the Metals & Mining industry include hazardous air pollutants, criteria air pollutants, and Volatile Organic Compounds (VOCs) from smelting and refining activities. These can have significant, localised human health and environmental impacts. Depending on the metal, uncaptured sulphur dioxide, lead, mercury, cadmium, and arsenic are among the chief pollutants, along with particulate matter. Financial impacts resulting from air emissions will vary depending on the specific location of operations and the applicable air emissions regulations. Active management of the issue—through technological and process improvements—could allow entities to limit the impacts ofincreasingly stringent air quality regulations globally. Entities could also benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Energy Management': 'Mining and metals production is often energy-intensive, with a significant proportion of energy consumption in the industry accounted for by purchased electricity. Although fuel combustion on-site contributes to the industry’s direct (Scope 1) GHG emissions, electricity purchases from the grid can result in indirect, Scope 2 emissions. The energy intensityof operations may increase with decreasing grades of deposits and increasing depth and scale of mining operations. The choice between on-site versus grid-sourced electricity and the use of alternative energy can be important in influencing both the costs and reliability of energy supply. Affordable and easily accessible energy is an important competitive factor in a commodity market driven by global competition, and purchased fuels and electricity can account for a significant proportion of total production costs. The way in which an entity manages its overall energy efficiency and intensity, its reliance on different types of energy, and its ability to access alternative sources of energy, can therefore be a material factor.', 'Community Relations': 'Mining facilities are frequently active over long periods of time, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected through environmental and social impacts of mining operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. Mining entities rely upon support from local communities to be able to obtain permits and leases as well as to conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of a mining entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about direct impacts of projects, the presence of mining activities may give rise to associated socio-economic concerns, such as education, health, livelihoods, and food security for the community. Metals and mining entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socio-economic benefits in return may be exposed to the risk of actions, motivated by resource nationalism, and by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights and interests. Strategies are often underpinned by the integration of community engagement into phases of the project cycle. Entities are beginning to adopt a “shared value” approach to provide a key socio-economic benefit to the community while allowing the entity to profitably operate.', 'Workforce Health & Safety': 'Safety is critical to mining operations due to the often hazardous working conditions. The Metals & Mining industry has relatively high fatality rates compared to other industries. Fatalities or injuries can result from a number of hazards associated with the industry, including powered haulage and machinery as well as mine integrity. Poor health and safety records can result in fines and penalties, and an increase in regulatory compliance costs from more stringent oversight. Anentity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Labour Relations': 'Metals and mining entities face inherent tension between the need to lower the cost of labour to remain price competitive, and to manage human resources to ensure long-term performance. Working conditions related to metal andmining operations are usually physically demanding and hazardous. Labour unions play a key role in representing workers’interests and managing collective bargaining for better wages and working conditions. At the same time, metals and mining entities often operate in areas where worker rights are not adequately protected. The nuances of both domestic and international worker concerns make management of labour relations critical for metals and mining entities. Conflict with workers can result in labour strikes and other disruptions that can delay or stop production. Work stoppages frequently result in significant lost revenue and reputational damage. Continued labour stresses can impact the long-term profitability of the business. At the same time, positive outcomes of effective labour engagement can include enhanced work practices, labour utilisation, as well as the reduction in safety incidents, accidents, or fatalities.', 'Waste & Hazardous Materials Management': 'The Metals & Mining industry generates large volumes of non-mineral and mineral wastes, including waste rock, tailings, slurries, slags, sludges, smelting, and industrial wastes, some of which may contain substances that are toxic, hazardous, or chemically reactive. Mineral processing sometimes also requires the use of hazardous materials for metal extraction. Waste produced during mining operations, depending on its type, can be treated, disposed of, or stored in on- or off-site impoundments or old mine pits. Improper storage or disposal of hazardous materials used in operations or mining waste can present a significant long-term threat to human health and ecosystems through potential contamination of groundwater or surface water that is used for drinking or agriculture purposes. Entities that reduce waste streams while implementing policies to manage risks related to handling hazardous materials may emjoy lower regulatory and litigation risks, remediation liabilities, and costs.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Metals and mining entities face additional community-related risks when operating in conflict zones and in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights. They also face risks when operating in areas with vulnerable communities, such as indigenous peoples. Entities using private or government securityforces to protect their workers and assets may knowingly, or unknowingly, contribute to human rights violations, including use of excessive force. Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failingto account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could facesubstantial costs related to compensation or settlement payments, and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities. These instruments include obtaining the free, prior, and informed consent of indigenous peoples for decisions affecting them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Tailings Storage Facilities Management': 0.7372274772354215, 'Greenhouse Gas Emissions': 0.7547903758718043, 'Water Management': 0.7344689048994044, 'Business Ethics & Transparency': 0.7321014099084577, 'Biodiversity Impacts': 0.7188565684268318, 'Air Quality': 0.7435078401451146, 'Energy Management': 0.7486442943575276, 'Community Relations': 0.7438222580694278, 'Workforce Health & Safety': 0.746530662781811, 'Labour Relations': 0.7564324895355663, 'Waste & Hazardous Materials Management': 0.7397826383586626, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7228126064078085}",0.7564324895355663,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-09-06T13:47:27+00:00,https://www.newsmax.com/finance/streettalk/airline-fuel-costs-southwest-united/2023/09/06/id/1133401/,"[{'name': '3rd Quarter', 'weight': 0.10276692}, {'name': 'such cost pressures', 'weight': 0.0923365}, {'name': 'fuel costs', 'weight': 0.090425014}, {'name': 'Higher Fuel Costs', 'weight': 0.08709443}, {'name': 'shifting post-pandemic consumer habits', 'weight': 0.08589023}, {'name': 'jet fuel prices', 'weight': 0.080325186}, {'name': 'price swings', 'weight': 0.07761214}, {'name': 'changing travel patterns', 'weight': 0.07097356}, {'name': '1.3%', 'weight': 0.070288196}, {'name': 'gallon', 'weight': 0.06958554}]","[{'name': 'Travel'}, {'name': 'Finance'}]","[{'data': 'Southwest Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'United Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'Alaska Air Group', 'type': 'ORG', 'mentions': 2}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 1}, {'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Washington State', 'type': 'GPE', 'mentions': 1}, {'data': 'later in the day', 'type': 'TIME', 'mentions': 1}]","Shares of Southwest Airlines fell 4.1%, United Airlines was down 1.3% and Alaska Air Group edged lower about 1% before the bell.
+
+U.S. airlines do not generally hedge against fuel costs, making them vulnerable to price swings. However, strong travel demand over the last two years has allowed them to mitigate such cost pressures.
+
+But there are early signs that domestic travel demand is weakening, as inflationary pressures hurt consumers when carriers are grappling with costly contracts handed out to retain workers.
+
+Since mid-July 2023, jet fuel prices have climbed over 20%, United said in a regulatory filing. The airline expects all-in fuel price per gallon to be between $2.95 and $3.05, up from its prior forecast of $2.50 to $2.80 per gallon.
+
+It did not outline any impact to profit, but the company is scheduled to speak at a conference later in the day.
+
+Southwest Airlines, the largest U.S. domestic carrier, said it expects revenue per available seat mile - a proxy for pricing power - to fall 5% to 7% in the current quarter. It had earlier forecast a 3% to 7% fall.
+
+Alaska Air, meanwhile, expects an adjusted pre-tax margin of 10% to 12% in the third quarter, lower than its prior expectation of 14% to 16%.
+
+The Washington State-based company also revised its estimate for revenue growth in the third quarter to 1% to 2%, from flat to 3%.
+
+The forecasts come at a time when changing travel patterns due to shifting post-pandemic consumer habits have also increased airlines' operational costs.
+
+American Airlines and Delta Air Lines were also down about 1% each, premarket.",a605ea2b286443caacfe1b084375d877,Airlines Warn of Higher Fuel Costs in 3rd Quarter,4,,,,
+19408,"Verizon drives appx. $700 million in cost savings for Dept. of Health and Human Services over the life of the EIS contract - Recent EIS task order enables HHS to consolidate network technology modernization efforts into a single award to accelerate technology implementation and save money
+
+WASHINGTON, March 30, 2023 (GLOBE NEWSWIRE) -- Verizon Public Sector’s $2.5 billion Enterprise Infrastructure Solutions (EIS) task order to modernize data and voice technology across the U.S. Department of Health and Human Services is already paying substantial dividends for the federal agency charged with enhancing the health and well-being of all Americans.
+
+
+
+“HHS has set the bar for agency success as one of the first agencies to issue a task order through the EIS contract vehicle, while also making the fastest transition to the program. Now, its continued efficiency with EIS is a testament to its contracting capabilities,” GSA stated.
+
+The 12-year contract with Verizon, awarded in August 2020, covers all 10 of the agency's operating components, and its Office of the Secretary. The EIS contract vehicle combined separate awards into a single, streamlined contract. The result is a solution that will save HHS an estimated $700 million over the life of the task order, resulting from scale and interactions between data and voice, HHS officials said.
+
+“Large federal agencies faced unprecedented challenges as they transitioned their communications infrastructure contracts to the new EIS vehicle by the September 2022 deadline, especially when they had multiple, separate awards and/or contracts,” said Maggie Hallbach, Senior Vice President, Public Sector at Verizon. “Our Verizon Public Sector team has had an extraordinary opportunity to work with HHS to architect a single, streamlined EIS contract vehicle that is accelerating their transition to advanced networking technologies and unlocking new capabilities and opportunities.”
+
+The combining of both voice and data technologies into a single EIS task order, awarded to Verizon by HHS, has also been credited by leaders in the federal government as a model for success that can be emulated by other federal entities participating in the EIS program.
+
+Verizon Communications Inc. (NYSE, Nasdaq: VZ) was formed on June 30, 2000 and is one of the world’s leading providers of technology and communications services. Headquartered in New York City and with a presence around the world, Verizon generated revenues of $133.6 billion in 2021. The company offers data, video and voice services and solutions on its award-winning networks and platforms, delivering on customers’ demand for mobility, reliable network connectivity, security and control.
+
+VERIZON‚ÄôS ONLINE MEDIA CENTER: News releases, stories, media contacts and other resources are available at verizon.com/news. News releases are also available through an RSS feed. To subscribe, visit www.verizon.com/about/rss-feeds/.","{'positive': 0.50692266, 'negative': 0.011254197, 'neutral': 0.48182315}","Verizon Public Sector's $2.5 billion Enterprise Infrastructure Solutions (EIS) task order to modernize data and voice technology across the U.S. Department of Health and Human Services is already paying substantial dividends for the federal agency charged with enhancing the health and well-being of all Americans. The EIS contract vehicle combined separate awards into a single, streamlined contract, resulting in an estimated $700 million in cost savings for HHS over the life of the task order. Verizon is one of the world's leading providers of technology and communications services and generated revenues of $133.6 billion in 2021.","Recent EIS task order enables HHS to consolidate network technology modernization efforts into a single award to accelerate technology implementation and save moneyWASHINGTON, March 30, 2023 (GLOBE NEWSWIRE) -- Verizon Public Sector‚Äôs $2.5 billion Enterprise Infrastructure Solutions (EIS) task order to modernize data and voice technology across the U.S. Department of Health and Human Services is already paying substantial dividends for the federal agency charged with enhancing the health and wel",VZ,Technology & Communications,Telecommunication Services,Verizon Communications Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called ‚Äúlast-mile‚Äù of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.7716081096545085, 'Product End-of-life Management': 0.7602081927318776, 'Environmental Footprint of Operations': 0.7804609377394967, 'Data Privacy': 0.7864914017579245, 'Managing Systemic Risks from Technology Disruptions': 0.7638933842273883, 'Data Security': 0.7727307208055986}",0.7864914017579245,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2022-12-14T13:00:00+00:00,https://finance.yahoo.com/news/could-landlord-amazon-fedex-walmart-150000577.html?.tsrc=rss,"[{'name': 'monthly dividends', 'weight': 0.08992454}, {'name': 'uninterrupted monthly dividends', 'weight': 0.08563063}, {'name': 'Realty Income shares', 'weight': 0.081776716}, {'name': 'monthly income', 'weight': 0.081721455}, {'name': 'STAG Industrial shares', 'weight': 0.08022503}, {'name': 'dividends', 'weight': 0.07959587}, {'name': 'oversized dividends', 'weight': 0.07928872}, {'name': 'rental income', 'weight': 0.07318425}, {'name': 'real estate investment trusts', 'weight': 0.069781095}, {'name': 'Realty Income', 'weight': 0.06962467}]",[],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'FedEx', 'type': 'ORG', 'mentions': 2}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 3}, {'data': 'Whole Foods', 'type': 'ORG', 'mentions': 1}, {'data': 'Kroger', 'type': 'ORG', 'mentions': 1}, {'data': 'STAG Industrial', 'type': 'ORG', 'mentions': 5}, {'data': 'REIT', 'type': 'ORG', 'mentions': 2}, {'data': 'Realty Income', 'type': 'ORG', 'mentions': 4}, {'data': 'AMC Theaters', 'type': 'ORG', 'mentions': 1}, {'data': 'Walgreens', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Puerto Rico', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'Spain', 'type': 'GPE', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 2}, {'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 1}]","Being a landlord is one of the oldest ways to earn an income stream. And these days, you don’t have to buy a house to get a piece of the action.
+
+Check out real estate investment trusts, which are publicly traded companies that own income-producing real estate.
+
+REITs collect rent from their properties and pass it along to shareholders in the form of dividends. That means investors don’t have to worry about screening tenants, fixing damages or chasing down late payments. Instead, they simply sit back and enjoy the dividend checks rolling in when they pick a winning REIT.
+
+Of course, the COVID-19 pandemic did impact some commercial real estate. And not all REITs are the same. If you are a landlord for e-commerce giant Amazon, for instance, you should have no problem collecting a steady stream of rental income.
+
+With that in mind, let’s take a look at two REITs paying oversized dividends to investors — one could be worth pouncing on with some of your extra cash.
+• None 66% of high net-worth investors are devoting an increasing share of their portfolios to this asset class — here’s how to join them
+• None You could be the landlord of Walmart, Whole Foods and Kroger (and collect fat grocery store-anchored income on a quarterly basis)
+• None The average home insurance policy is nearly 40% higher than it was 12 years ago — here's how to spend less on peace of mind
+
+The first one is STAG Industrial (STAG), a REIT that owns and operates single-tenant industrial properties throughout the U.S. Its biggest tenant is Amazon.
+
+The company’s portfolio consists of 563 buildings totaling approximately 112 million rentable square feet across 41 states.
+
+Note that about 460 of those properties are warehouses, which happen to be an essential part of e-commerce.
+
+Moreover, a tenant survey in 2020 revealed that around 40% of the REIT’s portfolio handles e-commerce activity.
+
+To see how solid STAG Industrial is, take a look at its dividend history.
+
+Since the company went public in 2011, it has paid a higher dividend every single year.
+
+While most dividend-paying companies follow a quarterly distribution schedule, STAG Industrial pays shareholders every month. The monthly dividend rate stands at 12.7 cents per share, which translates to an annual yield of 4.3%.
+
+STAG Industrial shares are down 25% over the past 12 months.
+
+Read more: Rich young Americans have lost confidence in the stock market — and are betting on these 3 assets instead
+
+When it comes to paying monthly dividends, one company stands out above all — Realty Income (O).
+
+Realty Income has been paying uninterrupted monthly dividends since its founding in 1969. That’s 629 consecutive monthly dividends paid.
+
+Better yet, since the company went public in 1994, it has announced 117 dividend increases.
+
+Realty Income has a diverse portfolio of over 11,700 commercial properties located in all 50 states, Puerto Rico, the UK and Spain. It leases them to around 1,040 different tenants operating across 60 industries.
+
+This means even if one tenant or industry enters a downturn, the impact on company-level financials will likely be limited.
+
+For instance, while Realty Income rents some properties to AMC Theaters — whose business was hurt by COVID-19 — it also has Walgreens, FedEx and Walmart as some of its top tenants. And these businesses turned out to be largely pandemic-proof.
+
+Last month, the REIT announced a monthly cash dividend to 24.8 cents per share, giving the stock an annual dividend yield of 4.6%.
+
+Realty Income shares are down just 5% over the past year.
+
+What to read next
+• None Your cash is trash: Here are 4 simple ways to protect your money against inflation (without being a stock market genius)
+• None 'Hold onto your money': Jeff Bezos issued a financial warning, says you might want to rethink buying a 'new automobile, refrigerator, or whatever' — here are 3 better recession-proof buys
+• None Americans might have to pay 16% more for car insurance in 2023 — try this free service to get a better deal
+
+This article provides information only and should not be construed as advice. It is provided without warranty of any kind.",6afede3e1ac74c90be1cb25fcb25a503,"You could be a landlord for Amazon, FedEx and Walmart with these simple REITs — they provide monthly income and up to a 4.6% yield",4,,,,
+5913,"U.S. manufacturing jobs are coming back home ‚Äî and these industrials stand to gain - The Club's industrials are set to profit from a burgeoning trend of companies bringing manufacturing jobs back to the U.S. from overseas. The emphasis on domestic manufacturing ‚Äî combined with a raft of government spending on infrastructure ‚Äî is allowing many American industrial firms to deftly navigate a slowing economy, with potentially significant long-term rewards for investors like us. In a note to clients Wednesday, Mizuho listed three Club stocks as beneficiaries of so-called reshoring in their respective fields: Emerson Electric (EMR) in automated manufacturing processes; Honeywell International (HON) in energy and infrastructure; and tool maker Stanley Black & Decker (SWK) in construction. Reshoring, or onshoring, denotes efforts by U.S. manufacturers to move production closer to home. More broadly, Mizuho took a bullish position on the impact of infrastructure and reindustrialization projects on the industrial sector ‚Äî a view we share. Mizuho rates Honeywell a buy, while maintaining the equivalent of a hold rating on both Emerson Electric and Stanley Black & Decker. As companies reconstruct supply chains in the wake of the Covid-19 pandemic, Mizuho analysts see a multiyear revenue benefit for Western industrials. ""It would be na√Øve to think we wouldn't see some industrial-related slowing as central bank tightening aims to cool demand,"" the analysts wrote, ""but underlying momentum around energy efficiency...electrification, infrastructure and re/de-shoring themes could provide some buffer."" Mizuho's analysis comes as industrial stocks have recently started to show signs of life , with Wall Street's rally broadening out from technology. So far in June, Emerson has been among the best-performing Club stocks, gaining nearly 18%. EMR YTD mountain Emerson Electric's year-to-date stock performance. Mizuho's favorite avenue to play the reshoring theme is electrical equipment companies, including power management firm Eaton (ETN) and electrical parts maker Hubbell (HUBB). But companies that enable manufacturing automation, including Emerson, follow closely behind as ""core beneficiaries"" of the reindustrialization cycle, according to Mizuho. Emerson ‚Äî a company we've held onto, despite frustration over its deal to acquire National Instruments ‚Äîhas the manufacturing expertise to help companies overhaul their assembly lines with more automation as they relocate those processes within the U.S. ""Reshoring continues to be a prevalent topic among our customers and we expect near and longer term benefits from this trend,"" Emerson's former CFO, Frank Dellaquila, said in May. Mizuho offered more favorable commentary on Rockwell Automation (ROK) than Emerson, citing Rockwell's larger exposure to discrete manufacturers. But at the Club, we prefer Emerson over Rockwell because of its valuation discount ‚Äî a point that Citigroup analysts drove home in a note to clients Thursday, while maintaining a buy rating and $107-per-share price target. Citi argued that shares of Emerson ""present attractive current value"" versus industrial rivals, noting management's ""strong history of execution"" should convince skeptical investors over time and help close that valuation gap. Emerson shares trade around 19 times-forward earnings estimates, according to FactSet, while Rockwell trades at 25-times forward earnings. Meanwhile, Mizuho pointed to Honeywell as one of the companies offering a more diversified way for investors to gain reshoring exposure. The North Carolina-based conglomerate has a number of automation-focused offerings, ranging from warehouses to the oil-and-gas industry. Its building technologies' segment benefits from its capabilities around energy efficiency. Mizuho also sees growing spending on construction projects benefiting Stanley Black & Decker, which operates an industrial segment that sells components to other manufacturers and tools used for building roads and bridges. We initiated a small position in the company last week based on its turnaround-story potential. Caterpillar (CAT) and Linde (LIN) are Club holdings beyond the trio highlighted by Mizuho also poised to reap the rewards from increased capital spending in the U.S. Our investment in Caterpillar is predicated, in large part, on the wave of federal infrastructure spending set to be dolled out in the coming years. Linde's business, meanwhile, is aided by a slate of investments in semiconductor manufacturing capacity, which include a number of major projects in the U.S. Companies including Taiwan Semiconductor Manufacturing Company (TSM) have announced more than $100 billion in near-term investments in U.S. chip manufacturing, according to Mizuho. That's good news for Linde because it supplies the industrial gases needed at chip-production facilities, known as fabrication plants. (Jim Cramer's Charitable Trust is long HON, EMR, CAT, LIN and SWK. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.","{'positive': 0.8730424, 'negative': 0.011836677, 'neutral': 0.11512094}","The Club of America has listed three of its industrial stocks as beneficiaries of so-called reshoring, or onshoring, in order to bring manufacturing jobs back to the U.S. The emphasis on domestic manufacturing is allowing many American industrial firms to navigate a slowing economy, with potentially significant long-term rewards for investors like us. Mizuho also sees growing spending on construction projects benefiting Stanley Black & Decker, which operates an industrial segment that sells components to other manufacturers and tools used for building roads and bridges. Other companies highlighted include Caterpillar, Linde, and HON, which include a slate of major projects in semiconductor manufacturing capacity.",The emphasis on domestic manufacturing is allowing many American industrial firms to deftly navigate a slowing economy.,CAT,Resource Transformation,Industrial Machinery & Goods,Caterpillar Inc,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.811296874975259, 'Materials Sourcing': 0.7994490140416941, 'Energy Management': 0.7821198415898103, 'Fuel Economy & Emissions in Use-phase': 0.7962127715188637, 'Employee Health & Safety': 0.784150235117039}",0.811296875,Tiffany,Major focus,Major focus,Positive,Customer Privacy and Data Security,No,No,,2023-03-23T13:34:04+00:00,https://finance.yahoo.com/news/other-side-ai-online-content-133404868.html,"[{'name': 'Online Content Publishers', 'weight': 0.1074519}, {'name': 'Online content publishers', 'weight': 0.1074519}, {'name': 'Content Usage', 'weight': 0.09864562}, {'name': 'content', 'weight': 0.09428719}, {'name': 'AI tools', 'weight': 0.086913176}, {'name': 'Google News Showcase', 'weight': 0.086297646}, {'name': 'other tools', 'weight': 0.08017878}, {'name': 'News Media Alliance', 'weight': 0.07930451}, {'name': 'Legal Options', 'weight': 0.07643302}, {'name': 'legal options', 'weight': 0.07643302}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'News Media Alliance', 'type': 'ORG', 'mentions': 1}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet Inc', 'type': 'ORG', 'mentions': 2}, {'data': 'MSN', 'type': 'ORG', 'mentions': 1}, {'data': 'META', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Benzinga Pro', 'type': 'ORG', 'mentions': 3}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google News Showcase', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Other Side Of AI', 'type': 'WORK_OF_ART', 'mentions': 1}]","• None Online content publishers see a threat from artificial intelligence technology’s capabilities since the arrival of chatbots capable of conversations, making up sonnets, and acing the LSAT.
+• None Lately, publishing executives have begun examining the extent of their content use to “train” AI tools like ChatGPT to evaluate compensation and legal options, the Wall Street Journal reports citing people familiar with meetings organized by the News Media Alliance publishing trade group.
+• None Microsoft Corp (NASDAQ: MSFT) integrated OpenAI chatbot ChatGPT into the Bing search engine and other tools. Alphabet Inc (NASDAQ: GOOG) (NASDAQ: GOOGL) Google’s conversational program, Bard can generate humanlike responses.
+• None Whether AI companies have the legal right to scrape content off the internet and feed it into their training models became a major debatable point.
+• None Publishers remain concerned about losing traffic and advertising dollars to AI tools.
+• None Microsoft’s direct payments to publishers in the form of content-licensing deals for its MSN platform do not cover AI products.
+• None Google has already struck deals to pay some publishers for using their content in Google News Showcase.
+• None Publishers have relied on tech companies such as Google and Meta Platforms Inc’s (NASDAQ: META) Facebook to help their content reach a wide audience. However, the publishers increasingly pushed those companies to pay for using it.
+
+Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.
+
+This article Other Side Of AI: Online Content Publishers Evaluate Legal Options Against Content Usage By Microsoft, Google's AI Bots originally appeared on Benzinga.com
+
+© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.",2a9b0511989a454a871764d2d5f226cc,"Other Side Of AI: Online Content Publishers Evaluate Legal Options Against Content Usage By Microsoft, Google's AI Bots",4,,,,
+6062,"I work on a cruise ship – here’s what life is really like on board and my must-have while living for nine m... - A CRUISE ship performer has revealed what it's really like to live and work on an international voyage.
+
+Rachael Hudson, from Ramsbottom, Manchester, plays Pixel in The Effectors II: Crash ‘n’ Burn on board Royal Caribbean’s Wonder Of the Seas.
+
+Starting with the most important thing, she told the Daily Mail that her day begins with a cup of Yorkshire tea because ""home comforts are so important when you are away from home"".
+
+The singer then prepares for her performances, which run four nights a week to the delight of the ship's passengers.
+
+She explained: ""Show days are the busiest and start with a tech run to make sure all the technical aspects of the show are working correctly.""
+
+Even though work takes up a lot of her time, she still finds plenty of opportunities to explore both the ship and it's various stopping points.
+
+After the show's tech rehearsal, she will walk around one of the vessel's eight neighbourhoods, each with their own distinctive character.
+
+Her favourite is the Central Park neighbourhood, which boasts over 10,000 live flowers and plants, as well as plenty of good restaurants and cafes.
+
+Describing the lovely area Rachael said: ""This is one of my favourite places on the ship – you sometimes forget you are at sea.""
+
+She also tries to look around the different port towns where the ships stops, but admits she prefers to do so when she doesn't have a show on so she can fully relax.
+
+Her lunch break isn't half bad either, as she explained: ""Our current itinerary visits Naples and Capri every week and I have found many hidden gems for Italian coffee and pizza, usually accompanied with a limoncello spritz, (on a non-show day of course!)
+
+""I will often lay out and catch some rays too.""
+
+Then 5pm onwards it's all hands on deck, so to speak, for the big show.
+
+""Show preparation time includes showering, doing my makeup and getting my superhero mode engaged for my current role!"", said Rachael.
+
+Her routine also includes a vocal warm up and a ""little boogie"".
+
+At 6.30pm she heads to the theatre for a sound check and to get into costume, ready for the two shows each night.
+
+The first runs from 8.30pm and the second from 10.30pm
+
+After the show, the crew will head down to Giovanni's Wine Bar for a drink and a game of cards or pool to kick back.
+
+Talking about the best parts of life on the seas, the star, who has worked with Royal Caribbean for 13 years, said: ""There is nothing better than waking up to the ocean view.
+
+""It is pretty crazy to think the world’s largest cruise ship has become my home.""
+
+However, she admits that it is a struggle not to see family and friends for months on end.
+
+She added: ""I do also miss everyday things such as driving or cooking so I make sure I do plenty of that when I’m home.""","{'positive': 0.036316548, 'negative': 0.061918803, 'neutral': 0.90176463}","
+
+Starting with the most important thing, she told the Daily Mail that her day begins with a cup of Yorkshire tea because ""home comforts are so important when you are away from home"". 
+
+She explained: ""Show days are the busiest and start with a tech run to make sure all the technical aspects of the show are working correctly.""
+
+Even though work takes up a lot of her time, she still finds plenty of opportunities to explore both the ship and it's various stopping points.
+
+After the show's tech rehearsal, she will walk around one of the vessel's eight neighbourhoods, each with their own distinctive character.
+
+Her favourite is the Central Park neighbourhood, which boasts over 10,000 live flowers and plants, as well as plenty of good restaurants and cafes.
+
+Describing the lovely area Rachael said: ""This is one of my favourite places on the ship – you sometimes forget you are at sea."" 
+
+""Show preparation time includes showering, doing my makeup and getting my superhero mode engaged for my current role!"", said Rachael. 
+
+""It is pretty crazy to think the world’s largest cruise ship has become my home.""
+
+However, she admits that it is a struggle not to see family and friends for months on end.
+
+She added: ""I do also miss everyday things such as driving or cooking so I make sure I do plenty of that when I’m home.""","A CRUISE ship performer has revealed what it’s really like to live and work on an international voyage. Rachael Hudson, from Ramsbottom, Manchester, plays Pixel in The Effectors II: Crash ‘n’…",RCL,Transportation,Cruise Lines,Royal Caribbean Group,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry’s reliance on heavy fueloil (‘bunker fuel’) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity’s revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity’s safety record and ensure high customer satisfaction while lowering an entity’s risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity’s reputation and market share. Additionally, there can be several governing bodies—including the flag state, port state, and home country of a crew member—involved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers’ home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity’s revenues and market share.'}","{'Customer Health & Safety': 0.7988995339388641, 'Greenhouse Gas Emissions': 0.7656004617124017, 'Air Quality': 0.7739143165618468, 'Accident Management': 0.7842718523522096, 'Discharge Management & Ecological Impacts': 0.7821964310984222, 'Employee Health & Safety': 0.789719685712825, 'Labour Practices': 0.8108469508778215}",0.8108469508778215,Tiffany,Major focus,Minor focus,Positive,"Labour Practices, Business Model Resilience",No,No,,2023-03-17T14:44:50+00:00,https://www.cnbc.com/2023/03/17/trump-youtube-account-restrictions-lifted.html,"[{'name': 'Former U.S. President Donald Trump', 'weight': 0.09864928}, {'name': 'Donald Trump', 'weight': 0.08734292}, {'name': 'further violence', 'weight': 0.08587429}, {'name': 'major national candidates', 'weight': 0.0812522}, {'name': 'Trump', 'weight': 0.07937334}, {'name': 'different platforms', 'weight': 0.07823844}, {'name': 'other platforms', 'weight': 0.07735138}, {'name': 'YouTube', 'weight': 0.076238915}, {'name': 'U.S.', 'weight': 0.07606952}, {'name': 'better direction', 'weight': 0.07589117}]",[{'name': 'Politics'}],"[{'data': 'YouTube', 'type': 'ORG', 'mentions': 8}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 8}, {'data': 'Susan Wojcicki', 'type': 'PERSON', 'mentions': 1}, {'data': 'Leslie Miller', 'type': 'PERSON', 'mentions': 1}, {'data': 'Anthony Scaramucci', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'Davenport', 'type': 'GPE', 'mentions': 1}, {'data': 'Iowa', 'type': 'GPE', 'mentions': 1}, {'data': 'the U.S. Capitol', 'type': 'FAC', 'mentions': 1}]","Former U.S. President Donald Trump delivers remarks on education as he holds a campaign rally with supporters, in Davenport, Iowa, U.S. March 13, 2023.
+
+Google -owned YouTube will allow former President Donald Trump's account to post new videos as of Friday, lifting restrictions put in place following the Jan. 6 insurrection at the U.S. Capitol.
+
+The decision means that Trump's accounts on three major platforms from which he was suspended or restricted are now restored, in time for his expected campaign for the 2024 election. Facebook owner Meta and Twitter had both earlier decided to reinstate Trump's accounts, after suspending them for fear he would incite further violence.
+
+In 2021, then-YouTube CEO Susan Wojcicki said Trump's restrictions would be lifted when it believed the risk of real-world violence had subsided. The account was not terminated from the site, but could not upload new videos under the restrictions.
+
+""We carefully evaluated the continued risk of real-world violence, balancing that with the importance of preserving the opportunity for voters to hear equally from major national candidates in the run up to an election,"" YouTube's VP of Public Policy Leslie Miller said in a statement. ""This channel will continue to be subject to our policies, just like any other channel on YouTube.""
+
+YouTube said its trust and safety teams analyzed factors like government security alerts and violent rhetoric across different platforms to determine when the risk of real-world violence had decreased. The company also noted that Trump's posts on YouTube tend to differ from those on other platforms, often including reuploads from news networks.
+
+As of Friday, Trump's YouTube account has more than 2.6 million subscribers.
+
+WATCH: Anthony Scaramucci says the U.S. needs stronger leadership and better direction",1935d39b67cd400e8c585b162605b938,YouTube lifts restrictions on Trump's account,4,,,,
+10863,"Analysis-US institutional investors could face restrictions on Chinese stock ownership - FILE PHOTO: Man walks past a billboard with signs of Chinese online insurance technology firm Waterdrop Inc ahead of the company’s U.S. initial public offering (IPO) on NYSE, in Beijing
+
+(Reuters) - A U.S. congressional examination of Chinese stock holdings in BlackRock funds built on MSCI indexes could presage a broader clampdown on U.S. institutional investment in such shares, analysts said, as Washington fears American capital could help Beijing gain military or technological advantages.
+
+Relations between the two countries are at a low point amid friction on issues including Taiwan and the Ukraine war. The Biden administration is weighing new restrictions on outbound private investment in China on top of existing bans on certain technology sales and other trade measures.
+
+A U.S. congressional committee said earlier this week that BlackRock and index provider MSCI were facilitating investments in companies that Washington has tied to Chinese human rights abuses or its military.
+
+The House of Representatives' Select Committee on the Chinese Communist Party sent detailed questions about how the Chinese shares came to be included in products like BlackRock's iShares MSCI Emerging Markets exchange-traded fund.
+
+The committee has also questioned other companies over their China ties, and analysts said more such reviews and increased restrictions on U.S. investing in Chinese shares were likely.
+
+""I'm telling (clients) to expect more and stronger actions prohibiting or making it more difficult to invest in China, and greater scrutiny of those investments,"" said Jo Ritcey-Donohue, an attorney who advises institutional investors.
+
+""As long as all these cross-border tensions are out there, there’ll continue to be pressure on U.S. businesses.”
+
+BlackRock said on Tuesday it is one of 16 asset managers offering U.S. index funds holding Chinese companies. It said it complies with all U.S. laws and will engage with the select committee.
+
+MSCI said it is reviewing the committee's inquiry.
+
+The degree to which Western capital enables authoritarian regimes has been a long-simmering issue, intensified by a rush of money into low-cost index funds.
+
+For institutional investors, China, as the world's second-largest economy, is an important component in international portfolios and indexes. Chinese companies including Tencent and Alibaba accounted for 31% of the MSCI Emerging Markets index in July.
+
+Committee Chair Mike Gallagher has said the U.S. companies were not doing anything illegal but that Congress needs to close loopholes.
+
+In an interview on Thursday, Gallagher said he is not calling ""for a complete cut-off of our economic relationship with China."" But he said the committee is debating ""this question of guardrails on outbound capital flows.""
+
+His committee can make policy recommendations, and a hard line toward China has bipartisan support.
+
+Todd Rosenbluth, head of research for financial analysis firm VettaFi, said while BlackRock and MSCI are the most prominent firms in the index-investment space, new laws or regulations that emerge from the probe also would likely apply to competing products such as the Vanguard FTSE Emerging Markets ETF.. Vanguard declined to comment.
+
+""If the end result of this investigation are rules that say that index providers need to exclude certain China-based companies, then those rules would apply to others"" across the industry, Rosenbluth said.
+
+MSCI and rivals removed seven Chinese companies from global indexes in 2020 because of U.S. ownership restrictions. After Russia's invasion of Ukraine last year MSCI and FTSE Russell removed Russian equities from all their indexes. A FTSE Russell representative declined comment.
+
+The committee's letters this week cited contractors to China's People's Liberation Army it identified in BlackRock funds or MSCI indexes.
+
+Some of the companies have been flagged such as appearing on the U.S. Treasury's ""Chinese Military-Industrial Complex"" companies list. For companies on it, U.S. persons and asset managers face purchase and sale restrictions but not divestment requirements.
+
+Also, a number of those companies' subsidiaries are still eligible for U.S. investment, at least for now, according to Ritcey-Donohue, even if they are subject to other sanctions like the Department of Commerce’s Military End User list that restricts certain trade with these entities.","{'positive': 0.041622967, 'negative': 0.76792425, 'neutral': 0.19045272}","A U.S. congressional examination of Chinese stock holdings in BlackRock funds built on MSCI indexes could presage a broader clampdown on U.N. institutional investment in such shares. The House of Representatives' Select Committee on the Chinese Communist Party has sent detailed questions about how the Chinese shares came to be included in products like BlackRock's iShares MSCi Emerging Markets exchange-traded fund. The committee has also questioned other companies over their China ties, and analysts said more such reviews and increased restrictions on American investment in Chinese shares are likely. BlackRock said it is one of 16 asset managers offering US index funds holding Chinese companies and will engage with the select committee. The degree to which Western capital enables authoritarian regimes has been a long-simmering issue, intensified by a rush of money into low-cost index funds. The panel's letters this week cited contractors to China's People's Liberation Army, which the committee has identified in the index-investment space, as examples of companies that have been flagged.","A U.S. congressional examination of Chinese stock holdings in BlackRock funds built on MSCI indexes could presage a broader clampdown on U.S. institutional investment in such shares, analysts said, as Washington fears American capital could help Beijing gain military or technological advantages.  The Biden administration is weighing new restrictions on outbound private investment in China on top of existing bans on certain technology sales and other trade measures.  A U.S. congressional committee said earlier this week that BlackRock and index provider MSCI were facilitating investments in companies that Washington has tied to Chinese human rights abuses or its military.",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7815583662991376, 'Employee Diversity & Inclusion': 0.7982939311702039, 'Business Ethics': 0.7955896660479702, 'Factors in Investment Management & Advisory': 0.7995654291412696, 'Transparent Information & Fair Advice for Customers': 0.7829249850406043}",0.7995654291412696,Tiffany,Minor focus,Major focus,Positive,Labour Practices,Major,Major,Neutral,2023-07-12T18:25:00+00:00,https://www.zerohedge.com/technology/secretly-stealing-everything-google-hit-lawsuit-over-new-ai-data-scraping-privacy-policy,"[{'name': 'AI training purposes', 'weight': 0.13582563}, {'name': 'AI training', 'weight': 0.121761285}, {'name': 'data scraping', 'weight': 0.11645193}, {'name': 'alleged data scraping', 'weight': 0.11007552}, {'name': 'data', 'weight': 0.10700255}, {'name': 'AI', 'weight': 0.09483574}, {'name': 'class members', 'weight': 0.08893957}, {'name': 'Lawsuit', 'weight': 0.082913525}, {'name': 'internet users', 'weight': 0.08075444}, {'name': 'New AI Data-Scraping Privacy Policy', 'weight': 0.068034545}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'CoinTelegraph.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Clarkson Law Firm', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Savannah Fortis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ryan Clarkson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sarah Silverman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}]","'Secretly Stealing Everything': Google Hit With Lawsuit Over New AI Data-Scraping Privacy Policy
+
+            Authored by Savannah Fortis via CoinTelegraph.com,
+
+A week after Google updated its privacy policy to allow data scraping for AI training purposes, the company faces a class-action lawsuit...
+
+
+
+Google is now facing a lawsuit following its recent privacy policy update that accuses the tech giant of misusing large amounts of data, including copyrighted material, in artificial intelligence (AI) training. 
+
+The class-action lawsuit was filed on July 11 by eight individuals who claim to represent “millions of class members” — internet users and copyright holders — who have had their privacy and property rights violated in light of Google’s recent updates to its privacy policy.
+
+In its opening statement, the plaintiffs accuse Google of “harvesting data in secret” to build its AI products without consent.
+
+“It has very recently come to light that Google has been secretly stealing everything ever created and shared on the internet by hundreds of millions of Americans.”
+
+Google’s privacy policy changes now allow it to take publicly available data for artificial intelligence (AI) training purposes.
+
+The lawsuit points out that Google’s decision not only violates rights, but gives it an “unfair advantage” compared with its competitors, which lawfully obtain or purchase data to train AI. Ryan Clarkson of Clarkson Law Firm, the plaintiffs’ attorney, said in a statement that:
+
+“Google must understand, once and for all: it does not own the internet, it does not own our creative works, it does not own our expressions of our personhood, pictures of our families and children, or anything else simply because we share it online.”
+
+The plaintiffs argued that “publicly available” does not and has never entailed that it is “free to use for any purpose.”
+
+According to the lawsuit, Google could potentially owe upward of $5 billion in damages. It also requested a court order requiring Google to obtain users’ explicit permission first. 
+
+This includes allowing users to opt out of its “illicit data collection,” along with the ability to delete already existing data or provide “fair compensation” to owners of the data.
+
+Earlier this week, author and comedian Sarah Silverman, together with two other authors, filed a lawsuit against ChatGPT maker OpenAI and Meta for their use of copyrighted work without permission in AI training. 
+
+Prior to that, OpenAI was hit with another lawsuit for alleged data scraping.
+
+      Tyler Durden
+Wed, 07/12/2023 - 14:25",f52c2b0062784813b82fedbdeea8f904,'Secretly Stealing Everything': Google Hit With Lawsuit Over New AI Data-Scraping Privacy Policy,4,,,,
+19336,"Valero Energy (VLO) Dips More Than Broader Markets: What You Should Know - Valero Energy (VLO) closed the most recent trading day at $129.90, moving -1.18% from the previous trading session. This change lagged the S&P 500's 0.16% loss on the day. Elsewhere, the Dow lost 0.48%, while the tech-heavy Nasdaq added 0.11%.
+
+Coming into today, shares of the oil refiner had gained 4.07% in the past month. In that same time, the Oils-Energy sector gained 3.12%, while the S&P 500 lost 1.25%.
+
+Valero Energy will be looking to display strength as it nears its next earnings release. The company is expected to report EPS of $6.25, down 12.46% from the prior-year quarter. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $36.59 billion, down 17.69% from the year-ago period.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $24.16 per share and revenue of $144.71 billion. These totals would mark changes of -17.15% and -17.96%, respectively, from last year.
+
+Any recent changes to analyst estimates for Valero Energy should also be noted by investors. These revisions typically reflect the latest short-term business trends, which can change frequently. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Based on our research, we believe these estimate revisions are directly related to near-team stock moves. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Zacks Consensus EPS estimate has moved 6.63% higher within the past month. Valero Energy currently has a Zacks Rank of #3 (Hold).
+
+In terms of valuation, Valero Energy is currently trading at a Forward P/E ratio of 5.44. Its industry sports an average Forward P/E of 6.85, so we one might conclude that Valero Energy is trading at a discount comparatively.
+
+Investors should also note that VLO has a PEG ratio of 0.91 right now. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. VLO's industry had an average PEG ratio of 0.98 as of yesterday's close.
+
+The Oil and Gas - Refining and Marketing industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 170, which puts it in the bottom 33% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.14411862, 'negative': 0.7485198, 'neutral': 0.10736165}","Valero Energy (VLO) closed the most recent trading day at $129.90, moving -1.18% from the previous trading session. Meanwhile, the Dow lost 0.48%, while the tech-heavy Nasdaq added 0.11%. Shares of the oil refiner had gained 4.07% in the past month, while the Oils-Energy sector gained 3.12%. Valero Energy is expected to report earnings of $24.16 per share and revenue of $144.71 billion in its next earnings release. Investors can capitalize on these estimate changes by using the Zacks Rank, which has a proven track record of outperformance. The Oil and Gas - Refining and Marketing industry currently has a Zacks Industry Rank of 170, which puts it in the bottom 33% of all 250+ industries.","Valero Energy (VLO) closed the most recent trading day at $129.90, moving -1.18% from the previous trading session.",VLO,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Valero Energy Corp,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations and ultimately impact an entity’s social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue—through technological and process improvements—can allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities’ long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.757949501462156, 'Greenhouse Gas Emissions': 0.745465508352022, 'Water Management': 0.7247970439183176, 'Management of the Legal & Regulatory Environment': 0.7865645465973068, 'Air Quality': 0.7457376495614961, 'Workforce Health & Safety': 0.7476879037193443, 'Hazardous Materials Management': 0.7335935228769083, 'Product Specifications & Clean Fuel Blends': 0.7570287331999629, 'Critical Incident Risk Management': 0.727644977248441}",0.7865645465973068,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2022-12-16T05:14:32+00:00,https://www.dailymail.co.uk/tvshowbiz/article-11544873/Henry-Cavill-set-star-executive-produce-Warhammer-40000-TV-series-Amazon.html?ns_mchannel=rss&ns_campaign=1490&ito=1490,"[{'name': 'Games Workshop', 'weight': 0.08508504}, {'name': 'board games', 'weight': 0.07981795}, {'name': 'video games', 'weight': 0.07942694}, {'name': 'more miniature figures', 'weight': 0.07866754}, {'name': 'miniature figures', 'weight': 0.07811962}, {'name': 'rights', 'weight': 0.07776205}, {'name': 'Warhammer Fantasy Battle', 'weight': 0.07768752}, {'name': 'new editions', 'weight': 0.07654464}, {'name': 'Warhammer 40000', 'weight': 0.072772846}, {'name': 'Samuel L. Jackson', 'weight': 0.06975162}]",[{'name': 'Entertainment'}],"[{'data': 'Henry Cavill', 'type': 'PERSON', 'mentions': 4}, {'data': 'Superman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rick Priestley', 'type': 'PERSON', 'mentions': 3}, {'data': 'Matthew Vaughn', 'type': 'PERSON', 'mentions': 1}, {'data': ""Catherine O'Hara"", 'type': 'PERSON', 'mentions': 1}, {'data': 'Sam Rockwell', 'type': 'PERSON', 'mentions': 2}, {'data': 'Bryce Dallas Howard', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bryan Cranston', 'type': 'PERSON', 'mentions': 1}, {'data': 'Samuel L. Jackson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chad Stahelski', 'type': 'PERSON', 'mentions': 1}, {'data': 'Warhammer 40000', 'type': 'PRODUCT', 'mentions': 4}, {'data': ""T'au"", 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'THR', 'type': 'ORG', 'mentions': 1}, {'data': 'Games Workshop', 'type': 'ORG', 'mentions': 2}, {'data': 'Citadel Miniatures', 'type': 'ORG', 'mentions': 1}, {'data': 'hours', 'type': 'TIME', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Necron', 'type': 'NORP', 'mentions': 1}, {'data': 'Aeldari', 'type': 'NORP', 'mentions': 1}, {'data': 'Tyranids', 'type': 'NORP', 'mentions': 1}, {'data': 'Warhammer Fantasy Battle', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'Rogue Trader', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Argylle', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'HIghlander', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'John Wick', 'type': 'WORK_OF_ART', 'mentions': 1}]","Just hours after he lost the Superman role he's been playing for nearly a decade, Henry Cavill has already found a new role.
+
+The 39-year-old British actor is now attached to star in and executive produce a new series for Amazon based on the miniature wargame Warhammer 40000, via THR.
+
+Amazon is currently in final talks to obtain rights to the game from Games Workshop after months of negotiations and fending off rivals vying for the rights.
+
+The project will not be the next up for Cavill, with Amazon still yet to close the deal, though it's said to be an incredibly ambitious project for the streaming service.
+
+The game's inception charts back to 1982, when Rick Priestley joined Citadel Miniatures, a subsidiary of Games Workshop.
+
+Priestley was tasked with developing a miniature wargame to be given away for free, which would encourage fans to buy more miniature figures.
+
+The game - entitled Warhammer Fantasy Battle - was released in 1983, and was considered a big hit with customers.
+
+Priestley took elements with another game he was developing called Rogue Trader and created Warhammer 40000, billed as a spin-off of Warhammer Fantasy Battle, released in 1987.
+
+The game is set 40000 years in the future where human civilization has stopped evolving in the midst of a never-ending war with an alien species and demons, with magical beings thrown in the mix as well.
+
+The militaristic humans are known as the Imperium of Man, while other species include skeletal androids dubbed Necron, elves known as Aeldari, nefarious aliens known as Tyranids and blue-skinned aliens known as T'au.
+
+The game is considered the biggest miniature wargame in the world, with new editions released throughout the years, most recently the ninth edition in 2020.
+
+Warhammer 40000 also spawned a slew of spin-off games, novels, video games and board games as well.
+
+Cavill is said to be a big fan of Warhammer 40000 himself, even hand-painting miniature figures himself.
+
+He'll next be seen on the big screen in director Matthew Vaughn's spy thriller Argylle, starring alongside Catherine O'Hara, Sam Rockwell, Bryce Dallas Howard, Sam Rockwell, Bryan Cranston and Samuel L. Jackson.
+
+The actor is also attached to star in the remake of HIghlander for John Wick director Chad Stahelski.",9b661f041c0d4dd397715959e3dca09d,Henry Cavill set to star and executive produce a Warhammer 40000 TV series for Amazon,4,,,,
+8619,"Goldman Sachs names SolarEdge Technologies and First Solar top ... - The outlook is rosy for SolarEdge Technologies and First Solar , according to Goldman Sachs. Analyst Brian Lee named the two solar stocks among his top picks heading into 2023, saying they can add to this year's gains. ""While solar equities outperformed in 2022 vs. R2K, stocks are still ~20% below early '21 peak levels and valuations remain below pre-IRA levels,"" Lee wrote in a Sunday note. ""This is despite fundamentals having significant positive momentum that we see setting up for healthy upside across many pockets of the group into 2023, particularly in the backdrop of improving margins and policy tailwinds (not uncertainties),"" Lee added. Solar stocks outperformed in the second half of 2022, after underperforming in the first half of the year, following the passage of the Inflation Reduction Act. The analyst expects they'll continue to get a boost from the IRA in the years ahead, as supply expands to meet growing demand. ""We forecast global solar installs to grow ~40% in 2023 to ~320GW. Across end markets, we prefer exposure to US utility-scale levered names,"" he wrote. Shares of SolarEdge Technologies have climbed more than 14% this year. Lee expects they have an ""attractive risk-reward"" as the company continues to improve margins heading into next year. The analyst's 12-month price target of $416, compared to the prior $391, represents upside of nearly 30% from Friday's closing price for the stock. Meanwhile, shares of First Solar may have surged more than 77% this year, but the analyst forecasts the company could be the ""biggest beneficiary of the IRA"" because of its ""outsized leverage to US utility-scale solar,"" Lee said. The analyst raised his 12-month price target to $231, up from $179, implying nearly 49% upside from Friday's close. —CNBC's Michael Bloom contributed to this report.","{'positive': 0.9555332, 'negative': 0.02454932, 'neutral': 0.019917509}","Analyst Brian Lee named the two solar stocks among his top picks heading into 2023, saying they can add to this year's gains. ""While solar equities outperformed in 2022 vs. R2K, stocks are still ~20% below early '21 peak levels and valuations remain below pre-IRA levels,"" Lee wrote in a Sunday note. ""This is despite fundamentals having significant positive momentum that we see setting up for healthy upside across many pockets of the group into 2023, particularly in the backdrop of improving margins and policy tailwinds (not uncertainties),"" Lee added. Lee expects they have an ""attractive risk-reward"" as the company continues to improve margins heading into next year.",The investment firm said the two solar stocks could see upside even after their gains this year.,FSLR,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,First Solar Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7523419345133593, 'Regulations': 0.7999131588157696, 'Product End-of-life Management': 0.7796180803556021, 'Water Management in Manufacturing': 0.7548028028502449, 'Energy Management in Manufacturing': 0.8043560008537962, 'Materials Sourcing': 0.7963472993622792, 'Ecological Impacts of Project Development': 0.7763423964233029}",0.8043560008537962,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2022-11-14T16:26:43+00:00,https://www.nytimes.com/2022/11/14/technology/google-privacy-settlement.html,"[{'name': 'data privacy rules', 'weight': 0.10341589}, {'name': 'State attorneys general', 'weight': 0.098422326}, {'name': 'federal privacy legislation', 'weight': 0.09519149}, {'name': 'state boundaries', 'weight': 0.088127024}, {'name': 'targeted ads', 'weight': 0.08587429}, {'name': 'privacy breaches', 'weight': 0.08300463}, {'name': 'Google apps', 'weight': 0.082228616}, {'name': 'states', 'weight': 0.081175454}, {'name': 'location tracking services', 'weight': 0.08100982}, {'name': 'privacy proposals', 'weight': 0.07905682}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Colorado', 'type': 'GPE', 'mentions': 1}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 1}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 1}]","More than four years after Europe rolled out data privacy rules for its citizens, Congress and regulators have failed to agree to a federal data protection law in the United States. Lawmakers have squabbled over details of privacy proposals, and tech giants have deployed armies of lobbyists to water down or destroy legislation.
+
+In lieu of federal law, states including California, Colorado and Virginia have enacted their own privacy rules, creating a patchwork of regulations that artificially begin and end at state boundaries. State attorneys general have also policed tech giants through lawsuits and have settled or have active litigation against Google, Meta, Apple and Amazon over claims of antitrust violations, harmful speech, privacy breaches and illegal labor practices.
+
+While there is broad bipartisan support for some sort of federal privacy legislation, Republicans and Democrats have disagreed for nearly a decade about how far rules should go to curb business models like Google’s that rely on data collection to sell targeted ads. Information about a user’s whereabouts and location history can be particularly valuable to retailers hoping to serve up real-time promotions and more personalized ads. Privacy groups have protested sensitive geolocation tracking, which can reveal the identity of users, though companies say such data is anonymized.
+
+In the location privacy settlement, the state attorneys general claimed that Google gave the false impression that when users turned off location tracking services, the company no longer collected geolocation data about them. But through Google’s broad array of other services like search, maps and apps that connect to Wi-Fi and cellular phone towers, the company continued amassing and storing an intricate history of users’ movements, according to the states.
+
+Until May 2018, Google even tracked the location of users who had logged out of Google apps, an action that could lead a consumer to believe location tracking had been disabled, the attorneys general said.",2741b578eb224c77b1e2e3adb31cc3b1,Google Agrees to $392 Million Privacy Settlement With 40 States,4,,,,
+15806,"US to supply Ukraine with new precision bombs as Zelensky says he's 'ready' to crush Putin - But Boeing’s proposed system, dubbed Ground-Launched Small Diameter Bomb (GLSDB), is one of about a half-dozen plans for getting new munitions into production for Ukraine and America’s eastern European allies. The Pentagon believes GLSDB could be delivered as early as spring 2023, according to a leaked document. Experts say the new system combines the GBU-39 Small Diameter Bomb (SDB) with the M26 rocket motor, both of which are common in US inventories.
+
+According to the document, the Boeing proposal would see the weapon produced with small, folding wings that allow it to glide more than 100km if dropped from an aircraft and hit targets as small as 3ft in diameter. Although the US has rebuffed requests for 300km range Atacms missile, the GLSDB’s 150km range would allow Ukraine to hit valuable military targets that have so far been out of reach. It would also help it continue pressing its counterattacks by disrupting Russian rear areas. And news of its possible imminent dispatch to Ukraine could not come at a better time. For as millions shivered with no power and with snow falling, President Volodymr Zelensky yesterday warned Ukrainians to brace themselves for yet another wave of new rocket attacks from Russia. With the energy crisis deepening and temperatures set to remain on or below zero all week, Mr Zelensky issued the stark alert if further impending attacks In a televised address to the nation, he warned that intelligence suggested Vladimir Putin would soon launch a series of new missile strikes on his country. And he again called on his defence forces and citizens to prepare for the attack. The president said: “We understand that terrorists are preparing new strikes. We know that for sure. And as long as they have missiles, they won’t stop, unfortunately.”
+
+Recent targeted missile strikes have devastated Ukraine’s energy infrastructure meaning millions are without power just as Winter starts to bite. The World Health Organisation has reiterated United Nations fears that millions could freeze to death this Winter unless something is done. “The key task of today, as well as other days of this week, is energy,"" Mr Zelensky warned. The President said the coming week could be as difficult as the previous week, when attacks on electricity infrastructure subjected Ukrainians to the most acute power cuts since Russian troops invaded in February. ""Our defence forces are getting ready. The entire country is getting ready,"" he said. ""We have worked out all the scenarios, including with our partners."" Sergey Kovalenko, chief operating officer of YASNO, which provides energy to the capital Kyiv, said the situation in the city had improved but remained ""quite difficult."" Ukrainian authorities are working round the clock to try to restore electricity and water services across the nation after recent pummeling by Russian military strikes that vastly damaged infrastructure. But Mr Zelensky admitted that while millions have seen their power restored, millions more are still without heating amid freezing Winter conditions.
+
+And the cold weather is now gradually boosting energy needs as repair workers race to fix wrecked power facilities, grid operator Ukrenergo said. Electricity producers still cannot resume full power supply after Russia's missile attacks last week and must conserve energy by imposing blackouts, it said. ""The consumption restriction regime is still in place due to a capacity deficit, which currently stands at around 20per cent,” a Ukrenergo spokesman said on Telegram. Last week, Ukrenergo's chief executive described damage on power generating facilities as ""colossal"". Meanwhile, fierce fighting was continuing in the east yesterday, particularly in the Donetsk region, with Mr Zelensky admitting the situation on the frontline was ‘intense’. ""The most difficult is in Donetsk region as has been the case in previous weeks,"" he said. Elsewhere, residents from the southern city of Kherson have been forced to head north and west in icy conditions to flee to safety after punishing, deadly bombardments by Russian forces in recent days. The strikes have been seen as attempts at Russian retribution after Ukrainian troops liberated the city two weeks ago after it had been in Russian hands for many months. Kherson regional governor Yaroslav Yanushevych said 17 per cent of people now had power, while other districts would be connected in coming days.","{'positive': 0.105728924, 'negative': 0.6734642, 'neutral': 0.22080688}","For as millions shivered with no power and with snow falling, President Volodymr Zelensky yesterday warned Ukrainians to brace themselves for yet another wave of new rocket attacks from Russia. With the energy crisis deepening and temperatures set to remain on or below zero all week, Mr Zelensky issued the stark alert if further impending attacks In a televised address to the nation, he warned that intelligence suggested Vladimir Putin would soon launch a series of new missile strikes on his country. The president said: “We understand that terrorists are preparing new strikes. Ukrainian authorities are working round the clock to try to restore electricity and water services across the nation after recent pummeling by Russian military strikes that vastly damaged infrastructure.",The US was last night considering a proposal from Boeing to supply Ukraine with small precision bombs which can be attached to rockets - allowing it to hit far behind Russian enemy lines.,BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7531417484263937, 'Hazardous Waste Management': 0.7510579263797946, 'Materials Sourcing': 0.7794381285355354, 'Energy Management': 0.7806239486862881, 'Fuel Economy & Emissions in Use-phase': 0.7914281893628128, 'Business Ethics': 0.7372313698671482, 'Data Security': 0.7768801182045745}",0.7914281893628128,Tiffany,Major focus,Major focus,Positive,None of the topics,No,Minor,,2022-12-02T13:30:00+00:00,https://www.forbes.com/sites/forbesbusinesscouncil/2022/12/02/make-the-switch-to-google-analytics-4-before-its-too-late-for-your-data/,"[{'name': 'Universal Analytics', 'weight': 0.114013106}, {'name': 'new data', 'weight': 0.1102976}, {'name': 'Data', 'weight': 0.10251468}, {'name': 'data', 'weight': 0.10251468}, {'name': 'Google Analytics', 'weight': 0.09705317}, {'name': 'GA4', 'weight': 0.094930604}, {'name': 'GA4 setup assistance', 'weight': 0.091837585}, {'name': 'your old Universal Analytics data', 'weight': 0.086342864}, {'name': 'Universal', 'weight': 0.081007466}, {'name': 'future marketing decisions', 'weight': 0.07543663}]",[{'name': 'Tech'}],"[{'data': 'FAV Solution', 'type': 'ORG', 'mentions': 1}, {'data': 'Universal', 'type': 'ORG', 'mentions': 8}, {'data': 'Google Analytics', 'type': 'ORG', 'mentions': 2}, {'data': 'Looker', 'type': 'ORG', 'mentions': 1}, {'data': 'Tableau', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes Business Council', 'type': 'ORG', 'mentions': 1}, {'data': 'Adrien Levinger', 'type': 'PERSON', 'mentions': 1}, {'data': 'Universal Analytics', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'GA4', 'type': 'PRODUCT', 'mentions': 12}, {'data': 'Fivetran', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Analytics', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Heap', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mixpanel', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'a couple of minutes', 'type': 'TIME', 'mentions': 1}]","Founder and CEO of FAV Solution, Adrien Levinger is an eCommerce expert with more than a decade of experience scaling brands online.
+
+Haven't gotten around to updating to Google Analytics 4 yet? After all, the current version of Universal Analytics works just fine, so why change before you have to? Here’s why: because the data you’ve been collecting in Universal Analytics will not import over into GA4 when Universal Analytics sunsets in July 2023. If you wait until then to switch, you’ll be attempting to market your products and optimize your website with no historical data to guide you, a dangerous position for your business.
+
+The Sooner The Better
+
+Even if you want to continue to use Universal Analytics for as long as possible, you should still activate GA4 on your website now so you can begin gathering data before the switch. As soon as you switch on GA4, it begins to collect data, so that when July 2023 rolls around, you’ll be working with months of data instead of starting from zero.
+
+You can also run both systems concurrently and toggle between Universal and GA4 using the top navigation, giving you time to get used to the new features in GA4 before Universal sunsets.
+
+Installing GA4 is as simple as logging into your Google Analytics account. Click on Admin on the bottom left, and under Property click on GA4 setup assistance. From there, just follow the steps as prompted. It only takes a couple of minutes to get GA4 up and running on your website. If you’d like to see a setup guide, here’s a good one.
+
+Although your data will not import over into GA4, it will be tied to your account. Whoever has access to your analytics account now will automatically have access to GA4.
+
+You Can Keep Your Old Data With A Third-Party Service
+
+Google is giving everyone who uses Universal Analytics at least six months to say goodbye to their old data before it’s potentially erased. Data from Universal Analytics will not import into the new GA4. Once it’s gone, it’s gone for good.
+
+If you act fast, you can save your old Universal Analytics data before it’s erased. Services like Fivetran, Looker and Tableau allow you to store and analyze your old data in combination with new data from GA4, so you can still access it to make future marketing decisions. Can’t decide which tool you want to use? Keep your old Universal Analytics data in a data warehouse to access later.
+
+What Happens If I Don’t Make The Switch In Time?
+
+If you don’t turn on GA4 before Universal Analytics sunsets in July 2023, data will no longer be collected from users on your website, leaving you blind to what’s happening on your website. You won’t know where users are coming from, how long they’re staying on your site, where they’re dropping off and more. Without accurate and up-to-date data, optimizing your website and marketing will be left to guesswork, which is the worst way to spend your marketing dollars.
+
+Of course, there are multiple alternatives to Google Analytics, but it still reigns supreme as the most popular website analytics service on the planet. Other website analysis tools may even allow you to import your old Universal Analytics data such as Heap or Mixpanel.
+
+Change Is Hard But Necessary
+
+After 10 years of using the old Universal Analytics, changing to a new system can feel overwhelming. But don’t let fear of the unknown put you in a position where you’re scrambling at the last minute to catch up. Activate your GA4 today, and you’ll be able to breathe easy knowing you’ll be ready when the switch comes.
+
+Forbes Business Council is the foremost growth and networking organization for business owners and leaders. Do I qualify?",7c75f6ebd6e5460398b3184cba1f268c,Make The Switch To Google Analytics 4 Before It’s Too Late For Your Data,4,,,,
+8581,"High street chains selling iced coffees with more sugar than Mars bar - High street chains are selling iced coffees laced with more sugar than a Mars bar or can of Coke, research reveals.
+
+Drinking even a single cooling frappe or Frappuccino from some outlets would exceed the total maximum recommended daily sugar intake for an adult.
+
+A legal loophole means they are not covered by the sugar tax imposed on soft drinks, which is designed to combat the obesity epidemic.
+
+NHS health advice suggests a maximum of 30g – or around seven teaspoons of free sugar – a day.
+
+However, a Starbucks caramel Frappuccino with semi-skimmed milk came in at 48.5g of sugar – equivalent to 12 teaspoons. A Caffe Nero Belgian chocolate and hazelnut frappe creme contained 44.5g of sugar – equivalent to 11 teaspoons.
+
+And at Costa, a chocolate fudge brownie frappe mocha with oat milk had 42.6g of sugar – 10.5 teaspoons.
+
+By comparison, a standard 51g Mars chocolate bar comes in with 31g of sugar, equivalent to 7.5 teaspoons. And a 330ml can of Coca-Cola contains 35g of sugar – 8.5 teaspoons.
+
+Even the chains’ simple coffee flavour frappes are super-sweet. For example, a Costa Coffee frappe with skimmed milk contains 21.3g of sugar.
+
+Labelling rules require restaurant chains with more than 250 employees to display calorie labelling, but this does not include the sugar content.
+
+Which? nutritionist Shefalee Loth said: ‘Our analysis of sugar content in iced coffee blends shows people could unwittingly be consuming much more sugar than they realise, with potentially damaging implications for their health.
+
+‘High street chains need to take more responsibility and reduce the excessive sugar content of some of their drinks to protect people’s health.
+
+‘When buying an iced drink, there are alternative, healthier options to choose.’
+
+Starbucks said: ‘We are committed to helping customers make informed and improved choices, offering a range of customisation options such as choosing our smallest size (tall) and our oat dairy alternative with no added sugar.
+
+‘Customers can find nutritional information on our mobile app, online and our menu boards.’
+
+Costa and Caffe Nero responded to Which?’s request for comment by noting their drinks are not subject to the sugar tax.","{'positive': 0.058466025, 'negative': 0.04202933, 'neutral': 0.89950466}","High street chains are selling iced coffees laced with more sugar than a Mars bar or can of Coke, according to research from the NHS. A single cooling frappe or Frappuccino from some outlets would exceed the total maximum recommended daily sugar intake for an adult. A legal loophole means they are not covered by the sugar tax imposed on soft drinks, which is designed to combat the obesity epidemic. By comparison, a standard 51g Mars chocolate bar comes in with 31g of sugar, equivalent to 7.5 teaspoons and a 330ml can of Coca-Cola contains 35g of Sugar. Starbucks and Caffe Nero have responded to Which?'s request for comment by noting their drinks are not subject to the sugar sugar tax.","NHS health advice suggests a maximum of 30g - or seven teaspoons of free sugar - a day. However, a Starbucks caramel Frappuccino with semi-skimmed milk came in at 48.5g of sugar.",KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity’s direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities’ heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities’ brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity’s long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry’s competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry’s products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients—such as artificial sweeteners—may pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.6901125734960527, 'Product Labelling & Marketing': 0.7303085296341248, 'Packaging Lifecycle Management': 0.7080823097287278, 'Energy Management': 0.7180622642363972, 'Fleet Fuel Management': 0.7271440840538683, 'Ingredient Sourcing': 0.7150194771673309, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7177889468641033, 'Health & Nutrition': 0.8044619819676038}",0.8044619819676038,Tiffany,No focus,No focus,Neutral,None of the topics,Major,No,,2022-11-15T17:15:26+00:00,https://www.cnbc.com/2022/11/15/vc-firm-day-one-ventures-wants-to-fund-laid-off-tech-workers-startups.html,"[{'name': 'other tech companies', 'weight': 0.076413795}, {'name': 'other companies', 'weight': 0.07571111}, {'name': 'Bucher', 'weight': 0.06494959}, {'name': 'Masha Bucher', 'weight': 0.06491916}, {'name': 'money masters', 'weight': 0.061223753}, {'name': 'tech layoffs', 'weight': 0.060328785}, {'name': 'tech workers', 'weight': 0.058063794}, {'name': 'Day One Ventures', 'weight': 0.057820346}, {'name': 'other functions', 'weight': 0.056084733}, {'name': 'other ways', 'weight': 0.05561855}]",[{'name': 'Business'}],"[{'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 4}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Stripe', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'the Washington Post', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Day One Ventures', 'type': 'ORG', 'mentions': 4}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Nashi', 'type': 'ORG', 'mentions': 2}, {'data': 'Kremlin', 'type': 'ORG', 'mentions': 1}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'M&A', 'type': 'ORG', 'mentions': 1}, {'data': 'Houzz', 'type': 'ORG', 'mentions': 1}, {'data': 'HotelTonight', 'type': 'ORG', 'mentions': 1}, {'data': 'WeWork', 'type': 'ORG', 'mentions': 1}, {'data': 'Superhuman', 'type': 'ORG', 'mentions': 1}, {'data': 'Winnie', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Masha Bucher', 'type': 'PERSON', 'mentions': 10}, {'data': ""Kevin O'Leary"", 'type': 'PERSON', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Funded Not Fired', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'Make It', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Russian', 'type': 'NORP', 'mentions': 2}, {'data': '12 p.m. ET', 'type': 'TIME', 'mentions': 1}]","In just two weeks, tens of thousands of people have lost their jobs in Silicon Valley after Twitter, Meta, Stripe and other tech companies laid off double-digit percentages of their workforce.
+
+More job cuts in the tech sector could follow in the weeks to come: Google and Amazon have recently instituted hiring slowdowns and freezes, according to the Washington Post, and Amazon is planning to lay off about 10,000 employees, the New York Times reports.
+
+So this begs the question: Where will all of these workers go?
+
+Masha Bucher believes that some of the people impacted by tech layoffs this year will go on to start their own successful companies — so much so that she's willing to bet $2 million on it.
+
+On Nov. 8, Day One Ventures, the San Francisco-based venture capital firm Bucher launched in 2018, announced ""Funded Not Fired,"" a program that aims to invest $100,000 into 20 new startups that each have at least one founder who has been recently laid off from a tech company.
+
+""VC investors are sitting on billions of dollars, and now we have thousands of talented people in engineering, salespeople, support staff and other functions looking for new job opportunities — so why not direct some of this money towards them?"" Bucher, who is also general partner at the firm, tells CNBC Make It.
+
+The 33-year-old understands firsthand the fear and confusion that comes with getting let go — she's been laid off twice during her career, the first time when she was just 19 years old. While she felt ""discouraged and embarrassed"" at the time, Bucher is ultimately grateful for the experience.
+
+""Being laid off was the best thing that ever happened to me,"" she says, adding that it was a ""wake-up call"" for her to become a full-time entrepreneur.
+
+Born and raised in rural Russia, Bucher spent the earlier part of her career at the helm of Nashi, a pro-government Russian youth movement backed by the Kremlin (she maintains that she has long avoided Russian funding and told the Wall Street Journal that her past with Nashi was ""another life"").
+
+In 2014, Bucher immigrated to the U.S. and opened M&A PR studio, which has led publicity campaigns for clients including Houzz, HotelTonight and WeWork among other tech companies (the studio is still active, however, Bucher left it in 2018 to focus on building Day One Ventures).
+
+Bucher leveraged the skills and connections from her blossoming tech career to start Day One Ventures just four years later. The firm has raised about $100 million, investing that money in over 100 companies and spearheading their communication strategies. Day One Ventures' portfolio includes a diverse range of businesses, from email tool Superhuman to parenting website Winnie.
+
+Aspiring founders don't need a fully fleshed out startup pitch to qualify for the program — the application just asks for details on the founders' backgrounds, their startup ideas, business interests, areas of expertise and a convincing reason for why they should receive the funds.
+
+The deadline to apply for the ""Funded Not Fired"" is Nov. 25, 2022 and final decisions will be announced by Dec. 20, 2022. Bucher says she and her team have already received hundreds of applications.
+
+She stressed that the program is ""not charity"" and that former employees from Stripe and Twitter will not get preferential treatment, even though they were the inspiration behind ""Funded Not Fired.""
+
+""I hope we are doing something more than just giving tech workers hope,"" Bucher says. ""Being a founder can be one of the most creative, rewarding jobs in the world, one in which you can have a great, far-reaching impact … I want to introduce people to that path, and show them that there are other ways to be successful.""
+
+Want to earn more and work less? Register for the free CNBC Make It: Your Money virtual event on Dec. 13 at 12 p.m. ET to learn from money masters like Kevin O'Leary how you can increase your earning power.
+
+The 3 biggest mistakes job seekers make after a layoff, from someone who's been let go twice
+
+Mass layoffs at Twitter, Meta and other companies spotlight a little-known U.S. law that protects employees
+
+Thousands at Meta, Twitter, Salesforce lost jobs this week—the shock could ripple through the economy for months
+
+Sign up now: Get smarter about your money and career with our weekly newsletter",866aa41563ef4f85a52c0e5e031eb3ee,"Laid-off tech workers could get $100,000 to start their own companies from this VC firm",4,,,,
+14811,"Biden indefinitely blocks millions of acres of land, water from future oil drilling - The Biden administration announced Sunday evening that it is indefinitely blocking 16 million acres of federal land and water in Alaska from future fossil fuel drilling.
+
+The Department of Interior (DOI) said it had initiated a rulemaking process to ""establish maximum protection"" for 13 million acres of land across the National Petroleum Reserve (NPR), an area in North Slope Borough, Alaska, set aside by Congress for resource development. In addition, President Biden ordered an additional 2.8 million of acres to be withdrawn from oil and gas leasing in the Beaufort Sea in the Arctic Ocean off the northern coast of Alaska.
+
+""With these actions, President Biden continues to deliver on the most aggressive climate agenda in American history,"" the DOI said in a statement. ""He has made the United States a magnet for clean energy manufacturing and jobs. He secured record investments in climate resilience and environmental justice.""
+
+""And his economic agenda has put the United States back on track to reach its climate goals for 2030 and 2050, all while reducing America’s reliance on oil and protecting American families from the impact of Putin’s war on global energy markets,"" the statement added.
+
+CLIMATE ACTIVISTS, DEMS TURN ON BIDEN OVER LIKELY ALASKAN OIL DRILLING PROJECT: 'AN EXISTENTIAL THREAT'
+
+The announcement means that the entire section of the Arctic Ocean owned by the federal government is blocked from any fossil fuel production in the foreseeable future. However, an offshore lease sale hasn't been held in the region since 2007 and the administration had already ruled out future auctions through at least 2028.
+
+Additionally, the DOI said Biden intends to limit future fossil fuel production in the Teshekpuk Lake, Utukok Uplands, Colville River, Kasegaluk Lagoon and Peard Bay ""special areas"" known for their rich wildlife populations. Biden's sweeping actions also prevent the development of certain fossil fuel pipeline infrastructure in the northern Alaska region.
+
+""It's a totally political decision, it's not based on science, it's not based on climate change, it's not based on biological resources,"" a former senior Bureau of Land Management official said in an interview with Fox News Digital on Sunday evening.
+
+""They're pandering solely for political purposes and not paying attention to the science.""
+
+BIDEN APPEARS TO GO OFF SCRIPT TO SAY US NEEDS OIL, GAS DRILLING
+
+The DOI announcement, meanwhile, is an apparent attempt for the administration to soften the blow for climate activists ahead of an expected decision on a massive 30-year oil drilling project in the NPR.
+
+The Biden administration is expected to announce Monday that is approving three of the five drilling sites for the Willow Project, an oil project proposed years ago by energy company ConocoPhillips, a congressional aide with knowledge of the situation told Fox News Digital.
+
+ConocoPhillips has projected that Willow would produce up to , create more than 2,500 construction jobs and 300 long-term jobs, and deliver as much as $17 billion in revenue for the federal government, Alaska and local communities, many of which are Indigenous. Overall, it could have a total output of 600 million barrels of oil over its three-decade lifespan.
+
+While the DOI will publish the final decision on the project, Biden and senior White House officials have been actively involved in overseeing the approval process.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+""We cannot allow the Willow Project to move forward. We must build a clean energy future — not return to a dark, fossil-fueled past,"" Sen. Ed Markey, D-Mass., wrote in a tweet. ""It doesn’t matter which way this oil flows, it’s the wrong direction.""
+
+Sen. Jeff Merkley, D-Ore., added that the administration's expected approval of the project was a ""complete betrayal.""
+
+Alaska's congressional delegation ‚Äî Republican Sens. Dan Sullivan and Lisa Murkowski and Democratic Rep. Mary Peltola ‚Äî have supported Willow alongside the state's entire legislature, Republican Gov. Mike Dunleavy, Alaska Native communities, labor unions, leaders of the North Slope Borough and the Alaska Federation of Natives.","{'positive': 0.04152382, 'negative': 0.4960794, 'neutral': 0.46239683}","The Department of Interior (DOI) has announced that it is indefinitely blocking 16 million acres of federal land and water in Alaska from future fossil fuel drilling. The move follows President Biden's announcement that 13 million acres will be protected from oil and gas leasing in the National Petroleum Reserve, an area in North Slope Borough, Alaska, set aside by Congress for resource development. The DOI also said that Biden intends to limit future Fossil fuel production in the Teshekpuk Lake, Utukok Uplands, Colville River, Kasegaluk Lagoon and Peard Bay. The announcement is seen as an attempt for the administration to soften the blow for climate activists ahead of an expected decision on a massive 30-year oil drilling project in the NPR. The project is expected to produce up to 2,500 construction jobs and 300 long-term jobs.",The Department of Interior announced aggressive actions blocking fossil fuel production in and off the coast of Alaska ahead of an expected announcement green-lighting other drilling.,COP,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,ConocoPhillips,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities‚Äô ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity‚Äôs social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry‚Äôs activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community‚Äôs resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta ‚Äúshared value‚Äù approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples‚Äô rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples‚Äô rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7735813018839962, 'Water Management': 0.7585626131690373, 'Management of the Legal & Regulatory Environment': 0.7666386781027485, 'Business Ethics & Transparency': 0.7492214390518236, 'Biodiversity Impacts': 0.7929393033212757, 'Air Quality': 0.7494557917795294, 'Community Relations': 0.7741541072445037, 'Reserves Valuation & Capital Expenditures': 0.7917280105144362, 'Workforce Health & Safety': 0.7697316478700494, 'Critical Incident Risk Management': 0.7333687889750156, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7618200647478608}",0.7929393033212757,Tiffany,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Biodiversity Impacts",Major,Major,Negative,2023-01-26T12:10:20+00:00,https://www.independent.co.uk/asia/india/elon-musk-narendra-modi-documentary-india-bbc-b2269588.html,"[{'name': 'Mr Modi', 'weight': 0.07491038}, {'name': 'Narendra Modi', 'weight': 0.067944415}, {'name': 'Twitter India', 'weight': 0.06721123}, {'name': 'BBC', 'weight': 0.06335526}, {'name': 'Gujarat state', 'weight': 0.06238767}, {'name': 'Modi', 'weight': 0.061939515}, {'name': 'The Modi Question', 'weight': 0.060485736}, {'name': 'BBC’s Modi documentary', 'weight': 0.05831502}, {'name': 'India', 'weight': 0.058089804}, {'name': 'Mr Musk', 'weight': 0.055244707}]",[{'name': 'Entertainment'}],"[{'data': 'Musk', 'type': 'PERSON', 'mentions': 4}, {'data': 'Modi', 'type': 'PERSON', 'mentions': 9}, {'data': 'Kanchan Gupta', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jack Malon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Derek O’ Brien', 'type': 'PERSON', 'mentions': 1}, {'data': 'Esha Pandey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rahul Gandhi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mahua Moitra', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jack Straw', 'type': 'PERSON', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 5}, {'data': 'Gujarat', 'type': 'GPE', 'mentions': 4}, {'data': 'Delhi', 'type': 'GPE', 'mentions': 2}, {'data': 'UK', 'type': 'GPE', 'mentions': 2}, {'data': 'Godhra', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'EU', 'type': 'GPE', 'mentions': 1}, {'data': 'BBC', 'type': 'ORG', 'mentions': 8}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 5}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 3}, {'data': 'The Intercept', 'type': 'ORG', 'mentions': 2}, {'data': 'Jawaharlal Nehru University', 'type': 'ORG', 'mentions': 1}, {'data': 'Jamia Millia Islamia', 'type': 'ORG', 'mentions': 2}, {'data': 'Students Federation of India', 'type': 'ORG', 'mentions': 1}, {'data': 'the Indian Express', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 2}, {'data': 'Govt', 'type': 'ORG', 'mentions': 1}, {'data': 'Sabarmati Express', 'type': 'ORG', 'mentions': 1}, {'data': 'Foreign Office', 'type': 'ORG', 'mentions': 1}, {'data': 'the Supreme Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Indian', 'type': 'NORP', 'mentions': 6}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Muslims', 'type': 'NORP', 'mentions': 2}, {'data': 'Hindu', 'type': 'NORP', 'mentions': 1}, {'data': 'overnight', 'type': 'TIME', 'mentions': 1}, {'data': 'around 4pm', 'type': 'TIME', 'mentions': 1}, {'data': 'the Gujarat riots', 'type': 'EVENT', 'mentions': 1}, {'data': 'India: The Modi Question', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'the BBC Documentary', 'type': 'WORK_OF_ART', 'mentions': 1}]","Elon Musk has shrugged off responsibility for censorship of a BBC documentary examining prime minister Narendra Modi’s role in the 2002 Gujarat riots, after the social media giant received widespread criticism for complying with a directive from the Indian government.
+
+Mr Musk, who previously positioned himself as a “free speech absolutist”, refused to be blamed for the platform’s actions in India. Feigning ignorance, he said it was “not possible” for him to “fix every aspect of Twitter worldwide overnight” while also running his two other companies – Tesla and SpaceX.
+
+Google-owned YouTube and Mr Musk’s Twitter have been receiving flak for complying with the Indian government’s demand to prevent users from sharing the documentary. It reports for the first time a British intelligence report that held Mr Modi “directly responsible” for the Gujarat riots in 2002, where potentially thousands of Muslims were massacred, when he was the state’s chief minister.
+
+The government had ordered both YouTube and Twitter to block content related to the BBC’s two-part series, “India: The Modi Question”, using emergency powers under the country’s information and technology law, Kanchan Gupta, an adviser to the government, said on his Twitter handle on last Saturday.
+
+The two-part documentary has not been broadcast in India by the BBC, but India’s federal government has had some success blocking people from sharing clips on social media, including attempts to copy and share unofficial versions.
+
+While YouTube spokesperson Jack Malon told The Intercept that a version of the documentary was pulled down because of a copyright claim by the BBC, he declined to comment on takedown demands from the right-wing Indian government.
+
+Twitter also blocked posts by Indian parliamentarian Derek O’ Brien. “[Twitter], [Twitter India] has taken down my tweet of the BBC Documentary, it received lakhs (hundreds of thousands) of views,” the lawmaker wrote, sharing screengrabs of his deleted tweet.
+
+The Indian authorities have also been scrambling to halt unofficial screenings of the film organised in colleges and universities, including seemingly by cutting power and internet services off during an attempted viewing at Delhi’s premier social sciences institute, Jawaharlal Nehru University.
+
+The Delhi police on Wednesday detained several students from another major university, Jamia Millia Islamia, after the left-wing Students Federation of India attempted to screen the documentary there.
+
+“A screening… was to be organised by a group of Jamia students,… which was not allowed by (the) university administration,” deputy commissioner of police Esha Pandey told the Indian Express. “The administration informed police that some students were creating a ruckus on streets, and a total of 13 students were detained around 4pm to ensure peace in the area.”
+
+The security forces’ deployment outside the campus has also increased with police standing guard in riot gear at almost all gates of the university on Thursday. The university administrators have warned that disciplinary action will be taken against those who attempt to host screenings.
+
+The censorship of the documentary has been met with criticism from opposition parties.
+
+“You can ban, you can suppress the press, you can control the institutions … but the truth is the truth. It has a nasty habit of coming out,” said Rahul Gandhi, a leading figure from the opposition Congress party.
+
+Trinamool Congress lawmaker Mahua Moitra tweeted a link to the documentary saying: “Good, bad, or ugly – we decide. Govt doesn’t tell us what to watch.”
+
+The first part of the documentary, released last week by the BBC for its UK audiences, included a previously unpublished report from the UK Foreign Office that held Mr Modi “directly responsible” for the “climate of impunity” that enabled the Gujarat violence to take place.
+
+The second part of the documentary released on Tuesday “examines the track record of Narendra Modi’s government following his re-election in 2019,” according to the description on the BBC website.
+
+The riots in February 2002 killed over 1,000 people – most of them Muslims – while Mr Modi was chief minister of Gujarat state.
+
+The violence erupted a day after 59 people, many of them volunteers for Hindu organisations, died on the Sabarmati Express train when their coach was set on fire at Gujarat’s Godhra station.
+
+The Foreign Office report was part of an inquiry ordered by the then-foreign secretary Jack Straw.
+
+Mr Modi has denied accusations of any wrongdoing. Suspicions that Modi quietly supported the riots led the US, UK and EU to deny him a visa at the time, a move that has since been reversed.
+
+Last year, a special investigation team appointed by the Supreme Court to investigate the role Mr Modi and other members of his party played in the violence said they found no evidence to prosecute him.
+
+India’s foreign ministry last week called the documentary a “propaganda piece designed to push a particularly discredited narrative” that lacks objectivity and slammed it for “bias” and “a continuing colonial mindset.”
+
+The BBC in a statement said the documentary was “rigorously researched” and involved a wide range of voices and opinions.
+
+“We offered the Indian government a right to reply to the matters raised in the series — it declined to respond,” the statement said.",f20b8893e8474f0299d2aceeca650052,Musk shrugs off criticism that he has helped India censor BBC’s Modi documentary,4,,,,
+6395,"Deerfield-Based Walgreens, CVS Part Of $17.3B Opiod Crisis Settmement - DEERFIELD, IL — Walgreens was one of the two pharmacies to be included in a $17.3 billion settlement that was reached and that will pay out $518 million to Illinois over the next 15 years in a bipartisan effort to curb the opioid crisis, officials recently announced.
+
+Illinois Attorney General Kwame Raoul announced the settlements last week that was reached with drug makers Teva and Allergan along with pharmacies CVS and Walgreens. The companies committed to the deals and will start releasing funds later this summer, Raoul said in a news release. National investigations and litigation against the pharmaceutical industry over the opioid crisis have led to more than $50 billion in settlements with Illinois’ share at more than $1.3 billion, Raoul said.
+
+These agreements build upon the important progress we’ve already achieved through previous settlements, as we continue working to hold responsible companies accountable,” Raoul said in the news release. “The opioid epidemic has tragically affected too many Illinois families that have experienced addiction or even the death of a loved one. I will continue to ensure that resources Illinois receives through settlements are distributed equitably throughout the state to help fund services needed to mitigate the ongoing opioid crisis.” The settlements will also require Teva’s opioid business to abide by stringent prohibitions that will prevent all opioid marketing and ensure systems are in place to prevent drug misuse, the news release said. Allergan is required to stop selling opioids for the next 10 years.
+
+CVS and Walgreens have agreed to an order that requires the pharmacies to monitor, report and share data about suspicious activity related to opioid prescriptions, which will help ensure a crisis like the opioid addiction epidemic does not happen again. A future agreement with Walmart is anticipated in the coming weeks, Raoul said. The recently announced settlements are the latest of Raoul‚Äôs ongoing efforts to combat the opioid epidemic and hold accountable companies whose deceptive practices increased opioid prescriptions at the expense of public health. They come after multiple national settlements Raoul‚Äôs office reached last year.","{'positive': 0.2516081, 'negative': 0.046776354, 'neutral': 0.7016155}","A $17.3 billion settlement reached with two pharmacies, Walgreens, Teva and Allergan, and CVS, along with pharmacies CVS and Walg Greens, will pay out $518 million to Illinois over the next 15 years in a bipartisan effort to curb the opioid crisis. The settlements will require Teva‚Äôs opioid business to abide by stringent prohibitions that will prevent all opioid marketing and ensure systems are in place to prevent drug misuse. The agreement also includes an order that requires the pharmacies to monitor, report and share data about suspicious activity related to opioid prescriptions, and a future agreement with Walmart is anticipated in the coming weeks. The recent settlements are part of Illinois Attorney General Kwame Raoul's ongoing efforts to combat the opioid epidemic and hold accountable companies whose deceptive practices increased opioid prescriptions.",The pharmacies along with drug makers Teva and Allergan are part of the settlement that will pay out $518 million to Illinois over 15 years.,CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.8086836813848897, 'Energy Management in Retail': 0.753083435430668, 'Drug Supply Chain Integrity': 0.7927776864828768, 'Management of Controlled Substances': 0.8077199471443413, 'Data Security & Privacy': 0.8099005652074129}",0.8099005652074129,Tiffany,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Biodiversity Impacts",Major,Major,Negative,2023-02-26T15:04:00.204000+00:00,https://www.oregonlive.com/silicon-forest/2023/02/here-are-the-companies-collecting-oregons-biggest-tax-breaks.html,"[{'name': 'last year', 'weight': 0.10077153}, {'name': 'Oregon property tax breaks', 'weight': 0.09714445}, {'name': 'property tax breaks', 'weight': 0.09274915}, {'name': 'more Oregon tax breaks', 'weight': 0.0916071}, {'name': 'data centers', 'weight': 0.08669117}, {'name': 'new data centers', 'weight': 0.085650414}, {'name': 'property tax savings', 'weight': 0.08453992}, {'name': 'property tax incentives', 'weight': 0.08220779}, {'name': 'several data centers', 'weight': 0.08181242}, {'name': 'unlimited tax breaks', 'weight': 0.0814418}]",[{'name': 'Business'}],"[{'data': 'Oregon', 'type': 'GPE', 'mentions': 14}, {'data': 'Hillsboro', 'type': 'GPE', 'mentions': 5}, {'data': 'Hermiston', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington County', 'type': 'GPE', 'mentions': 2}, {'data': 'Arizona', 'type': 'GPE', 'mentions': 1}, {'data': 'Ohio', 'type': 'GPE', 'mentions': 1}, {'data': 'Morrow', 'type': 'GPE', 'mentions': 4}, {'data': 'Umatilla', 'type': 'GPE', 'mentions': 2}, {'data': 'Portland', 'type': 'GPE', 'mentions': 1}, {'data': 'Prineville', 'type': 'GPE', 'mentions': 2}, {'data': 'Bend', 'type': 'GPE', 'mentions': 1}, {'data': 'The Dalles', 'type': 'GPE', 'mentions': 1}, {'data': 'Sherman', 'type': 'GPE', 'mentions': 2}, {'data': 'Columbia', 'type': 'GPE', 'mentions': 1}, {'data': 'Idaho', 'type': 'GPE', 'mentions': 1}, {'data': 'Gilliam', 'type': 'GPE', 'mentions': 2}, {'data': 'Sacramento', 'type': 'GPE', 'mentions': 1}, {'data': 'Atlanta', 'type': 'GPE', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 12}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 7}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'The Oregonian/OregonLive', 'type': 'ORG', 'mentions': 2}, {'data': 'the Strategic Investment Program', 'type': 'ORG', 'mentions': 1}, {'data': 'Les Schwab Tire Centers', 'type': 'ORG', 'mentions': 1}, {'data': 'Prineville', 'type': 'ORG', 'mentions': 1}, {'data': 'PGE', 'type': 'ORG', 'mentions': 1}, {'data': 'D1X', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Columbia River', 'type': 'LOC', 'mentions': 1}, {'data': 'the Port of Morrow', 'type': 'FAC', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Oregon Insight', 'type': 'WORK_OF_ART', 'mentions': 1}]","Intel, Amazon, Apple, Twitter and the parent companies of Facebook and Google cumulatively saved nearly $400 million last year. They benefitted from two Oregon programs that exempt Intel’s factories, Amazon’s warehouses and a constellation of data centers that stretch from Hillsboro to Hermiston.
+
+Individual cities and counties negotiate the tax breaks, seeking private investment that would otherwise go to other Oregon communities or to other states. Property tax exemptions helped attract billions of dollars in Intel investment to Hillsboro, wind farms in eastern Oregon and data centers in the state’s suburbs and small towns.
+
+The dollars these companies save are funds that would otherwise go toward local services — public safety, health care and school construction, for example.
+
+With one major tax break program up for renewal this year, The Oregonian/OregonLive called individual county assessors around the state to find companies that receive the biggest savings.
+
+Here’s a look at 10 of Oregon’s biggest property tax break recipients in 2022:
+
+By far the largest recipient of Oregon property tax breaks, Intel benefits from the Strategic Investment Program, established specifically for the chipmaker’s benefit in the 1990s.
+
+State leaders hoped to attract huge Intel investments by exempting the company’s manufacturing tools from property taxes. Their plan worked. Oregon is now Intel’s largest site and the company is the state’s largest corporate employer, with 22,000 workers assigned to its Washington County campuses.
+
+Oregon semiconductor jobs pay an average of more than $150,000 annually (skewed upward by Intel’s highly paid executives and engineers). Those workers’ personal income taxes are a major contributor to the state budget.
+
+In exchange, Intel received property tax breaks that have saved the company nearly $800 million in just the past five years.
+
+Intel still pays some property taxes on its land and buildings, plus additional fees. Washington County collected $42 million in taxes and other fees from Intel last year. But the company’s most recent tax agreement with the county and Hillsboro, a 30-year deal, doesn’t adjust for inflation. So the value of some payments won’t go up as fast as costs.
+
+Intel continues to invest in Oregon, opening a $3 billion expansion of its D1X research factory in Hillsboro last year. But after announcing major new factories in Arizona and Ohio over the past few years, Intel says it wants more Oregon tax breaks – in the form of research tax credits – to ensure future growth here.
+
+Morrow and Umatilla counties collectively awarded Amazon $76 million in property tax incentives for its local data centers last year.
+
+Since the state allows local governments to offer unlimited tax breaks to companies, Amazon has played the two counties off one another to maximize its savings, saying it will build in the neighboring county if its demands aren’t met.
+
+But the company also has a major economic impact in the communities. Amazon says it employed 739 people in the two counties in 2020 (combined population: 92,000), paying an average annual wage of $76,000. And the company says it paid $35 million that year in reduced property taxes and fees in lieu of taxes.
+
+Amazon also received more than $5 million in property tax savings for its warehouses in Portland and nearby suburbs. The warehouses employ thousands packing and delivering boxes, but it’s not clear the tax breaks play any role in attracting the jobs. Oregon economic development officials acknowledge Amazon needs to put its warehouses close to cities to be near its customers.
+
+Facebook operates several data centers in the high desert above the central Oregon city of Prineville. Its growth has helped compensate for the economic loss the community suffered after wood products mills closed and Les Schwab Tire Centers moved its headquarters to nearby Bend.
+
+Historically, Facebook has had about 200 Prineville employees — many of them security contractors. Electricity franchise fees generated by the data centers’ power use contributes millions of dollars to Prineville’s local budget.
+
+Google built Oregon’s first large data center along the Columbia River in The Dalles about 16 years ago. It has expanded since and plans to build two more.
+
+The company employs about 200 at its Oregon data centers and has saved at least $260 million over the past 15 years. Its original tax breaks expired last year, bringing the original data center onto the tax rolls and generating $5.2 million in local property taxes for parks, public safety and other purposes.
+
+Google’s local water use has tripled over the past five years new data centers opened, according to records the city agreed to release last year. The city won’t say how much water it has committed to provide Google for the two new data centers the company plans.
+
+Apple built a large data center down the road from Facebook and continues to operate there. It says it has spent more than $1 billion on the project and employs about 70 there.
+
+PGE receives tax incentives for wind farms in Sherman and Morrow counties and for gas-fired power plants in Columbia and Morrow counties.
+
+The Idaho-based company employs 500 in Umatilla County and another 137 at the Port of Morrow processing French fries.
+
+The project operates wind farms in Gilliam and Morrow counties.
+
+Media reports indicate that Elon Musk had planned to shut down a data center in Sacramento to save costs after buying the company last year but continue operating the company’s other two facilities, in Hillsboro and Atlanta. But after suffering severe technical problems earlier this month, reports suggested Twitter planned to keep operating all three for the time being.
+
+Wind farms in Sherman and Gilliam counties employ 50, according to state records.
+
+This is Oregon Insight, The Oregonian’s weekly look at the numbers behind the state’s economy. View past installments here.
+
+Our journalism needs your support. Please become a subscriber today at OregonLive.com/subscribe",da56e27771ef434c996b64844658e869,Here are the companies collecting Oregon’s biggest tax breaks,4,,,,
+6144,"Tesla Hits Student Leaving Bus; US Investigating - U.S. road safety regulators have sent a team to investigate a crash involving a Tesla that may have been operating on a partially automated driving system when it struck a student who had just exited a school bus.
+
+The National Highway Traffic Safety Administration said Friday that it will probe the March 15 crash in Halifax County, North Carolina, that injured a 17-year-old student. The State Highway Patrol said the driver of the 2022 Tesla Model Y, a 51-year-old male, failed to stop for the bus, which was displaying all of its activated warning devices.
+
+Sending special investigation teams to crashes means that the agency suspects the Teslas were operating systems that can handle some aspects of driving, including Autopilot and ""Full Self-Driving."" Despite the names, Tesla says these are driver-assist systems and that drivers must be ready to intervene at all times.
+
+Tillman Mitchell, a student at the Haliwa-Saponi Tribal School in Hollister, had just exited the bus and was walking across the street to his house when he was hit, according to the Highway Patrol.
+
+He was flown to a hospital with life-threatening injuries but was listed in good condition two days after the crash.
+
+Messages left with the North Carolina State Highway Patrol were not immediately returned Friday. A spokesperson for WakeMed hospital in Raleigh did not immediately provide an update on the student's condition or indicate whether he had been discharged.
+
+NHTSA has sent investigative teams to more than 30 crashes since 2016 in which Teslas suspected of operating on Autopilot or ""Full Self-Driving"" have struck pedestrians, motorcyclists, semi trailers, and parked emergency vehicles. At least 14 people were killed in the crashes.
+
+In March the agency sent a team to a Feb. 18 crash in which a Tesla Model S hit a fire department ladder truck in Contra Costa County, California. The Tesla driver was killed, a passenger was seriously hurt, and four firefighters suffered minor injuries.
+
+Authorities said the California firetruck had its lights on and was parked diagonally on a highway to protect responders to an earlier accident that did not result in injuries.
+
+The probes are part of a larger investigation by NHTSA into multiple instances of Teslas using Autopilot crashing into parked emergency vehicles that are tending to other crashes. NHTSA has become more aggressive in pursuing safety problems with Teslas in the past year, announcing multiple recalls and investigations.
+
+NHTSA is investigating how the Autopilot system detects and responds to emergency vehicles parked on highways.
+
+The agency wouldn't comment on open investigations, but it has been scrutinizing Teslas more intensely in the past year, seeking several recalls.
+
+Tesla and NHTSA need to determine why the vehicles don't seem to see flashing lights on school buses and emergency vehicles and make sure the problem is fixed, said Michael Brooks, executive director of the nonprofit Center for Auto Safety in Washington.
+
+""I've been saying probably for a couple of years now, they need to figure out why these vehicles aren't recognizing flashing lights for a big starter,"" Brooks said. ""NHTSA needs to step in and get them to do a recall, because that's a serious safety issue.""
+
+Earlier this month the agency revealed an investigation of steering wheels that can detach from the steering column on as many as 120,000 Model Y SUVs. It's also investigating seat belts that may not be anchored securely in some Teslas.
+
+NHTSA also has opened investigations during the past three years into Teslas braking suddenly for no reason, suspension problems, and other issues.
+
+In February, NHTSA pressured Tesla into recalling nearly 363,000 vehicles with ""Full Self-Driving"" software because the system can break traffic laws. The problem was to be fixed with an online software update.
+
+The system is being tested on public roads by as many as 400,000 Tesla owners. But NHTSA said in documents that it can make unsafe actions such as traveling straight through an intersection from a turn-only lane, going through a yellow traffic light without proper caution, or failing to respond to speed limit changes.
+
+The U.S. Justice Department also has asked Tesla for documents from Tesla about ""Full Self-Driving"" and Autopilot.","{'positive': 0.023957752, 'negative': 0.6263841, 'neutral': 0.34965813}","The National Highway Traffic Safety Administration (NHTSA) has sent a team to investigate a March 15 crash involving a Tesla Model Y that may have been operating on a partially automated driving system when it struck a 17-year-old student who had just exited a school bus in Halifax County, North Carolina. The State Highway Patrol said the driver of the 2022 Model Y failed to stop for the bus, which was displaying all of its activated warning devices. NHTSA has sent investigative teams to more than 30 crashes since 2016 in which Teslas suspected of operating on Autopilot or ""Full Self-Driving"" have struck pedestrians, motorcyclists, semi trailers, and parked emergency vehicles. The probes are part of a larger investigation by the agency into multiple instances of Teslas using autopilot crashing into parked emergency Vehicles that are tending to other crashes. The agency has become more aggressive in pursuing safety problems with Teslas in the past year, announcing multiple recalls and investigations. In February, the agency pressured Tesla into recalling nearly 363,000 vehicles with ""FullSelf-Drivers"" software because the system can break traffic laws.",U.S. road safety regulators have sent a team to investigate a crash involving a Tesla that may have been operating on a partially automated driving system when it struck a student who had just exited a school bus.,TSLA,Transportation,Automobiles,"Tesla, Inc","{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer’s cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity’s risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.8106269253237643, 'Materials Sourcing': 0.7460812273630851, 'Materials Efficiency & Recycling': 0.7398853701977126, 'Fuel Economy & Use-phase Emissions': 0.7603188419712377, 'Labour Practices': 0.7576564558582234}",0.8106269253237643,Tiffany,Major focus,Major focus,Negative,"Product Design & Lifecycle Management, Product Quality & Safety",Major,Major,Negative,2023-03-14T13:24:46+00:00,https://www.reuters.com/markets/us/tech-firms-wall-street-lead-job-cuts-corporate-america-2023-01-11/,"[{'name': 'workforce reduction', 'weight': 0.07848271}, {'name': 'more employees', 'weight': 0.0722798}, {'name': 'employee headcount', 'weight': 0.070917554}, {'name': 'employees', 'weight': 0.068403356}, {'name': 'Big Tech firms', 'weight': 0.061795842}, {'name': 'major American companies', 'weight': 0.06050457}, {'name': 'job cuts', 'weight': 0.059319925}, {'name': 'company executives', 'weight': 0.058703195}, {'name': 'Tech companies', 'weight': 0.058667984}, {'name': 'more layoffs', 'weight': 0.05830948}]",[{'name': 'Finance'}],"[{'data': 'America', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Bengaluru', 'type': 'GPE', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 5}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Walt Disney', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Layoffs.fyi', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'Axios', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Times', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Tinder', 'type': 'ORG', 'mentions': 1}, {'data': 'Palantir', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg News', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'FTX', 'type': 'ORG', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 2}, {'data': 'Pat Gelsinger', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joseph Wolk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Deborah Sophia', 'type': 'PERSON', 'mentions': 1}, {'data': 'Akash Sriram', 'type': 'PERSON', 'mentions': 1}, {'data': 'Granth Vanaik', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eva Mathews', 'type': 'PERSON', 'mentions': 1}, {'data': 'Yuvraj Malik', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sourasis Bose', 'type': 'PERSON', 'mentions': 1}, {'data': 'Priyamvada C', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tiyashi Datta', 'type': 'PERSON', 'mentions': 1}, {'data': 'Manya Saini', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shinjini Ganguli', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shounak Dasgupta', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sriraj Kalluvila', 'type': 'PERSON', 'mentions': 1}, {'data': 'Vinay Dwivedi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sonia Cheema', 'type': 'PERSON', 'mentions': 1}, {'data': 'Maju Samuel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Uttaresh.', 'type': 'PERSON', 'mentions': 1}]","March 14 (Reuters) - Big Tech firms and Wall Street titans are leading a string of layoffs across corporate America as companies look to rein in costs to ride out a global economic downturn.
+
+Rapid interest rate hikes and weak consumer demand have forced firms such as Amazon, Walt Disney, Facebook-owner Meta and American banks to trim their workforce.
+
+Tech companies shed more than 150,000 workers in 2022 amid a rapidly fading pandemic-led demand boom, according to tracking site Layoffs.fyi, and more layoffs are expected as growth in the world's biggest economies slows.
+
+Here are some of the job cuts by major American companies announced in recent weeks.
+
+The software and consulting firm said it will lay off 3,900 employees. read more
+
+Music streaming service Spotify is cutting 6% of its workforce, or roughly 600 roles. read more
+
+Alphabet Inc is eliminating 12,000 jobs, its chief executive said in a staff memo. read more
+
+The U.S. tech giant said it would cut 10,000 jobs by the end of the third quarter of fiscal 2023.
+
+The company laid off under 1,000 employees across several divisions in October, Axios reported, citing a source.
+
+The e-commerce giant said company-wide layoffs would impact over 18,000 employees.
+
+The Facebook-parent said in March 2023 it would cut 10,000 jobs, just four months after it let go 11,000 employees.
+
+CEO Pat Gelsinger told Reuters ""people actions"" would be part of a cost-reduction plan. The chipmaker said it would reduce costs by $3 billion in 2023. read more
+
+The social media company has laid off at least 200 employees, or about 10% of its workforce, the New York Times reported. The layoffs come after Twitter terminated about 3,700 people, representing about half of the total staff, in November, soon after Elon Musk took over the firm.
+
+The ride-hailing firm said it would lay off 13% of its workforce, or about 683 employees, after it already cut 60 jobs earlier this year and froze hiring in September.
+
+The software company said it would lay off about 10% of its employees and close some offices as a part of its restructuring plan, citing a challenging economy.
+
+The networking and collaboration solutions company said it will undertake restructuring which could impact roughly 5% of its workforce. The effort will begin in the second quarter of the fiscal year 2023 and cost the company $600 million.
+
+The computing devices maker said it expected to cut up to 6,000 jobs by the end of fiscal 2025.
+
+The software company will cut roughly 500 jobs, or 3% of its workforce, citing a challenging macroeconomic environment.
+
+The cloud firm announced an 8% reduction in its global workforce. The company had 12,000 employees as of April 29, 2022.
+
+The company is laying off 6% of its workforce in an effort to cut costs as the EV maker, already grappling with falling cash reserves and a weak economy, braces for an industry-wide price war.
+
+The Tinder parent said it would lay off about 8% of its workforce, a day after it forecast first-quarter revenue below Wall Street expectations.
+
+The company will eliminate about 6,650 jobs, or 5% of its global workforce, as the PC maker grapples with falling demand and braces for economic uncertainty.
+
+The data analytics firm said it had cut about 2% of its workforce. Palantir, known for its work with the U.S. Central Intelligence Agency, had 3,838 full-time employees as of Dec. 31, 2022.
+
+Goldman Sachs began laying off staff on Jan. 11 in a sweeping cost-cutting drive, with around a third of those affected coming from the investment banking and global markets division, a source familiar with the matter told Reuters.
+
+The job cuts are expected to be just over 3,000, one of the sources said on Jan. 9, in what would be the biggest workforce reduction for the bank since the financial crisis.
+
+The Wall Street powerhouse is expected to start a fresh round of layoffs globally in the coming weeks, Reuters reported on Nov. 3, as dealmaking business takes a hit.
+
+The bank eliminated dozens of jobs across its investment banking division, as a dealmaking slump continues to weigh on Wall Street's biggest banks, Bloomberg News reported.
+
+The asset manager is cutting up to 500 jobs, Insider reported, citing a memo.
+
+The cryptocurrency firm has cut 30% of its workforce in a second round of layoffs in less than six months, a person familiar with the matter told Reuters.
+
+The cryptocurrency exchange said it would slash nearly 950 jobs, the third round of workforce reduction in less than a year after cryptocurrencies, already squeezed by rising interest rates, came under renewed pressure following the collapse of major exchange FTX. read more
+
+The digital payments firm is cutting its headcount by about 14% and will have about 7,000 employees after the layoffs, according to an email to employees from the company's founders.
+
+The vegan meat maker said it plans to cut 200 jobs this year, with the layoffs expected to save about $39 million.
+
+The online meal-kit company said it will cut about 10% of its corporate workforce, as it looks to reduce costs and streamline operations. The company had about 1,657 full-time employees, as of Sept. 30.
+
+The food delivery firm, which enjoyed a growth surge during the pandemic, said it was reducing its corporate headcount by about 1,250 employees.
+
+The retailer will lay off more employees this year in an attempt to reduce costs. Last year, company executives had said the home goods retailer was cutting about 20% of its corporate and supply chain workforce.
+
+The U.S. chemicals maker said it would cut about 2,000 jobs as it navigates challenges including inflation and supply chain disruptions.
+
+The refiner reduced employee headcount by over 1,100 as it seeks to meet its 2022 cost savings target of $500 million. The reductions were communicated to employees in late October.
+
+The pharmaceutical giant has said it might cut some jobs amid inflationary pressure and a strong dollar, with CFO Joseph Wolk saying the healthcare conglomerate is looking at ""right sizing"" itself.
+
+The industrial conglomerate said it would cut 2,500 manufacturing jobs after reporting a lower profit.
+
+Reporting by Deborah Sophia in Bengaluru; Additional reporting by Akash Sriram, Granth Vanaik, Eva Mathews, Yuvraj Malik, Sourasis Bose, Priyamvada C, Tiyashi Datta and Manya Saini; Editing by Shinjini Ganguli, Shounak Dasgupta, Sriraj Kalluvila, Vinay Dwivedi, Sonia Cheema, Maju Samuel and Uttaresh.V",080555161b974bf68dde26196ad63115,"Tech firms, Wall Street lead job cuts in corporate America",4,,,,
+6199,"Michelle Obama's juice drink deal puts wealth above health of children, some critics say - Former first lady Michelle Obama's newly-announced kids' juice drink venture has come under scrutiny by some critics who say the beverage is secretly loaded with sugar and additives, and that Obama is putting her own bottom line above the well-being of children.
+
+At the Wall Street Journal's Future of Everything Festival on Wednesday, Obama announced the launch of PLEZi , a healthy food and beverage company she co-founded that is targeted at fighting childhood obesity.
+
+""We're hoping not to just provide healthy and delicious drinks and snacks for kids, but to jumpstart a race to the top that will transform the entire food industry,"" Obama wrote in a PLEZi Nutrition press release announcing the launch. ""Because let's face it, even after everything we accomplished during the White House years, it is still simply too hard for kids to grow up healthy.""
+
+PLEZi Nutrition is rolling out its first product, a fruit juice for kids, in four flavors that it says contains 75% less sugar than average leading 100% fruit juices.
+
+On ""Jesse Watters Primetime,"" host Jesse Watters quipped that with her husband out of his power perch in the White House, it is ""her time to shine,"" but that her kids drinks may not be as healthy as advertised.
+
+""Michelle has sold out to ‘Big Juice’ and she's slinging unhealthy drinks for kids. Whatever happened to Let's Move?"" he said, referencing the former first lady's childhood wellness push while her husband was in office.
+
+""She's pushing fruit juice down their throats after she took the meat out of their school lunches,"" Watters said, playing a montage of children reacting negatively to the Obama administration's changes in federal school lunch standards.
+
+Watters characterized the juice industry as a ""sugar filled scam,"" noting how glazed donuts sometimes have lower sugar content than juice beverages.
+
+He read additives from the label of Obama's new product, reporting it contains citric acid, ascorbic acid, sodium citrate, and magnesium citrate:
+
+""You know what drink tastes really refreshing and doesn't have any of that? Oh, yeah – water. But water doesn't make you richer than your husband,"" he said.
+
+Calley Means, a former consultant for Atlanta-based Coca-Cola who Watters reported is a ""whistleblower"" on the state of the beverage industry, said he was ""sick to [his] stomach"" as a parent watching Obama pitch her new beverage.
+
+""We don't recommend kids should smoke safer cigarettes. But what sugary drinks is doing is far worse and we should not be recommending safe sugary drinks – We should be speaking very, very clearly,"" Means said.
+
+""She's working with a private equity company that specializes in junk food driven by celebrity partnerships.""
+
+Means claimed beverages like Obama's tend to cite purportedly ""rigged studies"" that reflect their product in a positive light.
+
+""As a parent, I am begging Michelle Obama -- this might not fund the new house in Martha's Vineyard, but please, for the sake of children, speak clearly: Kids should not be eating sugar and not be drinking sugar.""
+
+Means said sugar is a provably addictive substance that negatively affects juvenile health – adding that Obama is in a similar position as Dr. Anthony Fauci was when he instructed Americans to submit to the coronavirus vaccine injection, because of his public stature.
+
+He noted that when the U.S. surgeon general's office began mandating warning labels on cigarettes, tobacco use reportedly dropped. In the same way, he urged Obama to be mindful of what she is marketing to children.
+
+Means said 30% of U.S. kids are already pre-diabetic, and that the trend in that direction must stop.
+
+CLICK TO GET THE FOX NEWS APP
+
+In a press release reported by ABC News, PLEZi Nutrition said it is ""focused on lowering sugar content and lowering sweetness to help adjust kids' palates to crave less sweetness overall. In addition to reducing the sugar and sweetness, they are adding in nutrients kids need, all with the aim to replace sugary drinks and snacks.""
+
+According to ABC's report, the release PLEZi shared with them noted U.S. children tend not to consume the proper nutrient thresholds and are ingesting 53 pound more added sugar than necessary.
+
+""Sugar-sweetened beverages, also referred to as sugary drinks, are the leading source of added sugar, and nearly two-thirds of youth consume sugary drinks on a given day,"" it read, according to the outlet.","{'positive': 0.056837607, 'negative': 0.1324502, 'neutral': 0.8107122}","Michelle Obama's newly-announced kids' juice drink venture, PLEZi Nutrition, has come under scrutiny by some critics who say the beverage is secretly loaded with sugar and additives, and that Obama is putting her own bottom line above the well-being of children. On ""Jesse Watters Primetime,"" host Jesse Watters quipped that with her husband out of his power perch in the White House, it is ""her time to shine"" but that her kids drinks may not be as healthy as advertised. PLEzi Nutrition is rolling out its first product, a fruit juice for kids, in four flavors that it says contains 75% less sugar than average leading 100% fruit juices. Calley Means, a former consultant for Atlanta-based Coca-Cola, said he was ""sick to [his] stomach"" as a parent watching Obama pitch her new beverage. Means said sugar is a provably addictive substance that negatively affects juvenile health and urged Obama to be mindful of what she is marketing to children.","Michelle Obama, the former first lady of the United States, came under fire for her partnership with a new children's beverage company called PLEZi Nutrition.",KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity’s direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities’ heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities’ brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity’s long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry’s competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry’s products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients—such as artificial sweeteners—may pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.7104719838331157, 'Product Labelling & Marketing': 0.7511413936435629, 'Packaging Lifecycle Management': 0.7389435251915977, 'Energy Management': 0.7438918522154151, 'Fleet Fuel Management': 0.7201869365583713, 'Ingredient Sourcing': 0.7418705093596711, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7255889285606547, 'Health & Nutrition': 0.8104930254325694}",0.8104930254325694,Tiffany,Major focus,Major focus,Negative,"Product Design & Lifecycle Management, Product Quality & Safety",Major,No,,2023-03-09T20:56:31+00:00,https://nypost.com/2023/03/09/facebook-removes-emma-watson-scarlett-johansson-deepfake-sex-ads/,"[{'name': 'deepfake videos', 'weight': 0.09525882}, {'name': 'pornographic videos', 'weight': 0.092269324}, {'name': 'video clips', 'weight': 0.084718205}, {'name': 'app content', 'weight': 0.08460962}, {'name': 'sexual content', 'weight': 0.079479165}, {'name': 'AI swap face technology', 'weight': 0.07743043}, {'name': 'social media platforms', 'weight': 0.071857765}, {'name': 'face', 'weight': 0.07132386}, {'name': 'social media', 'weight': 0.064691186}, {'name': 'heroine Emma Watson', 'weight': 0.06433938}]","[{'name': 'Tech'}, {'name': 'Entertainment'}]","[{'data': 'Facebook', 'type': 'ORG', 'mentions': 3}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'FaceMega', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'NBC News', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'The Post', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Play Store', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Emma Watson', 'type': 'PERSON', 'mentions': 4}, {'data': 'Scarlett Johansson', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mark-Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lauren Barton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sweet Anita', 'type': 'PERSON', 'mentions': 1}, {'data': 'Volodymyr Zelensky', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hollywood', 'type': 'GPE', 'mentions': 1}, {'data': 'Tennessee', 'type': 'GPE', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Harry Potter', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Avengers', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Deepfake', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Ukrainian', 'type': 'NORP', 'mentions': 1}]","Mark-Zuckerberg-owned Facebook and Instagram scrambled to remove hundreds of video clips touting an app that creates AI-generated deepfake videos of Hollywood stars in sexually suggestive poses.
+
+One ad that circulated on social media shows a deepfake of “Harry Potter” heroine Emma Watson gazing sensually into the camera while kneeling to the floor just moments before it appears she is about to perform a sex act.
+
+The ad then displays the name of the app, FaceMega, which touts itself as a tool for creating “deepfake face swap videos.”
+
+FaceMega circulated more than 230 ads on Meta’s social media platforms using deepfake videos depicting the likenesses of Watson and “Avengers” star Scarlett Johansson, according to NBC News.
+
+“Replace face with anyone,” the captions on 80 of the ads read. “Enjoy yourself with AI swap face technology.”
+
+“Deepfake” is the term used to describe a video in which a person’s face is digitally altered with the aid of artificial intelligence to the point where they resemble somebody else — most often a celebrity or well-known person.
+
+The offending ads were spotted by Lauren Barton, a journalism student based in Tennessee. She tweeted the video clip featuring the Watson deepfake on her Twitter feed Monday.
+
+Meta, which owns Facebook and Instagram, sprang into action after the video went viral, having been viewed more than 16 million times, according to the Twitter view counter.
+
+“Our policies prohibit adult content regardless of whether it is generated by AI or not, and we have restricted this Page from advertising on our platform,” a spokesperson for Meta told The Post on Thursday.
+
+A spokesperson for Google told The Post that the company has removed the app from its Play Store.
+
+The Google spokesperson referred The Post to its policies regulating “inappropriate content,” including “sexual content and profanity.”
+
+“We don’t allow apps that contain or promote sexual content or profanity, including pornography, or any content or services intended to be sexually gratifying,” according to the Play Store terms of service.
+
+“We don’t allow apps or app content that appear to promote a sexual act in exchange for compensation.”
+
+An Apple spokesperson declined to comment, though a source within the company told The Post that the app has been removed from the App Store.
+
+Privacy advocates have grown alarmed at potential abuses of deepfake technology, particularly the practice of superimposing women’s likenesses into pornographic images to make it appear that they were willing participants.
+
+Last month, Sweet Anita, a 32-year-old British social media star, discovered that her face had been digitally pasted onto the body of a woman who was filmed in pornographic videos.
+
+It’s not just sex videos that pose a danger. Last year, social media platforms removed a deepfake video showing Ukrainian President Volodymyr Zelensky telling his countrymen to surrender to Russia.",99c7584a7de845c1a88882c0d8005008,"Facebook removes Emma Watson, Scarlett Johansson deepfake sexual ads",4,,,,
+14418,"Wyden, other senators demands answers from Kroger on ‘widespread wage theft’ attributed to payroll glitch - Sen. Ron Wyden, along with Sens. Elizabeth Warren and Bernie Sanders, sent a letter Thursday to Fred Meyer’s parent company, Kroger Co., accusing the supermarket giant of “widespread and unresolved wage theft.”
+
+As The Oregonian/OregonLive reported last year, workers at Fred Meyer, QFC and other Kroger-owned stores nationwide began reporting missing or incomplete paychecks from their employer in September. The problems began after the company rolled out a new payroll system across its stores.
+
+The Democratic senators’ letter cites “alarming” reports of workers across Kroger’s stores experiencing persistent problems getting paid for their work as payroll software issues continue to plague the grocery giant.
+
+“These reports indicate that ‘systemic and widespread errors’ by Kroger resulted in thousands of your employees experiencing delays and missing wages in their paychecks in late 2022,” the senators wrote.
+
+A spokesperson for Fred Meyer said last fall that the payroll glitch affected “a small percentage” of the workforce and that the company was “working quickly on resolving known issues.”
+
+On Thursday, a company spokesperson said that “teams are working around the clock to resolve payroll issues for the remaining small percentage of associates affected by these processing errors.”
+
+“While the majority of issues have been resolved, we understand these issues have caused undue difficulty for the impacted associates,” the spokesperson said. “We are taking multiple steps to pay our associates as quickly as possible, including overnighting checks to impacted associates.”
+
+In the letter sent to Kroger’s CEO, the senators demanded “a full explanation of how your workers will be compensated for any lost or delayed wages, and how you will prevent future wage theft.”
+
+In November, current and former Oregon Fred Meyer employees filed a lawsuit accusing the grocery store of labor violations including failing to pay workers their earned wages and in a timely manner.
+
+The United Food & Commercial Workers Local 555 Union, which represents thousands of Fred Meyer and QFC workers in Oregon, southwest Washington, Idaho and Wyoming, said both stores have been issuing incorrect, short or late paychecks. The union said thousands of Oregon workers have been impacted, and some employees have also reported missing tax forms and errors with deductions.
+
+Miles Eshaia, spokesperson for UFCW 555, said the union has filed unfair labor practice charges against Fred Meyer with the National Labor Relations Board related to the payroll problems. Meanwhile, the union has been connecting grocery workers with attorneys pursuing class-action lawsuits against the grocery giant as a result of disrupted paychecks.
+
+In October, Kroger announced plans to acquire Albertsons, which also owns Safeway, for $24.6 billion. The deal would combine the nation’s two largest grocery chains.
+
+The proposed merger, and Albertsons’ plan to pay its investors $4 billion dividend ahead of the merger, has drawn scrutiny from lawmakers and consumer advocates.
+
+In Oregon, Albertsons owns Safeway, while Kroger owns Fred Meyer and QFC. The two supermarket giants account for nearly 200 grocery stores across the state.
+
+In a bid to fend off antitrust challenges to the proposed merger, Kroger and Albertsons are moving ahead with plans to sell off as many as 300 stores, mostly in areas where the two chains overlap, according to a report last week from Reuters citing anonymous sources familiar with the matter.","{'positive': 0.008530429, 'negative': 0.9575163, 'neutral': 0.033953343}","Sen. Ron Wyden, along with Sens. Elizabeth Warren and Bernie Sanders, sent a letter to Kroger's parent company, Kroger Co., accusing the supermarket giant of ‚Äúwidespread and unresolved wage theft‚Äù due to payroll software issues. The problems began after the company rolled out a new payroll system across its stores, and a spokesperson for Fred Meyer said last fall that the payroll glitch affected ‚Äúa small percentage‚Äù of the workforce and that the company was ‚Äúworking quickly on resolving known issues.‚Äù The United Food & Commercial Workers Local 555 Union, which represents thousands of Fred Meyer and QFC workers in Oregon, southwest Washington, Idaho and Wyoming, said both stores have been issuing incorrect, short or late paychecks. In November, current and former Oregon Fred Meyer employees filed a lawsuit accusing the grocery store of labor violations related to the payroll problems. The union has filed unfair labor practice charges against Fred Meyer with the National Labor Relations Board.",The problems began after the company rolled out a new payroll system across its stores last fall.,KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth‚Äôs ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry‚Äôs exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers‚Äô brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity‚Äôs reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry‚Äôs competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers‚Äô shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity‚Äôs reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers‚Äô private data can undermine their trust in an entity‚Äôs ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7527338407722926, 'Air Emissions from Refrigeration': 0.7268640065121522, 'Food Waste Management': 0.7461354665337571, 'Product Labelling & Marketing': 0.7192966861773141, 'Energy Management': 0.7168243336583997, 'Supply Chain': 0.7552700549387956, 'Product Health & Nutrition': 0.7468930803201835, 'Fleet Fuel Management': 0.7437195996401237, 'Labour Practices': 0.7935601143098462, 'Data Security': 0.7589635786449983}",0.7935601143098462,Tiffany,Minor focus,No focus,Negative,Customer Health & Safety,Major,Major,Negative,2023-02-08T15:26:41.934000+00:00,https://www.theverge.com/2023/2/8/23590864/google-ai-chatbot-bard-mistake-error-exoplanet-demo,"[{'name': 'astrophysicist Grant Tremblay', 'weight': 0.08468052}, {'name': 'Grant Tremblay', 'weight': 0.0815626}, {'name': 'first demo', 'weight': 0.077770874}, {'name': 'search engines', 'weight': 0.074607335}, {'name': 'AI chatbots', 'weight': 0.072724886}, {'name': 'Tremblay', 'weight': 0.06989714}, {'name': 'incorrect information', 'weight': 0.06938848}, {'name': 'first', 'weight': 0.068371624}, {'name': 'Bard', 'weight': 0.06257302}, {'name': 'yesterday', 'weight': 0.06024654}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'NASA', 'type': 'ORG', 'mentions': 1}, {'data': 'University of California Observatories', 'type': 'ORG', 'mentions': 1}, {'data': 'UC Santa Cruz', 'type': 'ORG', 'mentions': 1}, {'data': 'LLM', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Bard', 'type': 'PERSON', 'mentions': 3}, {'data': 'Grant Tremblay', 'type': 'PERSON', 'mentions': 3}, {'data': 'Bruce Macintosh', 'type': 'PERSON', 'mentions': 1}, {'data': 'the James Webb Space Telescope', 'type': 'FAC', 'mentions': 1}]","On Monday, Google announced its AI chatbot Bard — a rival to OpenAI’s ChatGPT that’s due to become “more widely available to the public in the coming weeks.” But the bot isn’t off to a great start, with experts noting that Bard made a factual error in its very first demo.
+
+A GIF shared by Google shows Bard answering the question: “What new discoveries from the James Webb Space Telescope can I tell my 9 year old about?” Bard offers three bullet points in return, including one that states that the telescope “took the very first pictures of a planet outside of our own solar system.”
+
+However, a number of astronomers on Twitter pointed out that this is incorrect and that the first image of an exoplanet was taken in 2004 — as stated here on NASA’s website.
+
+“Not to be a ~well, actually~ jerk, and I’m sure Bard will be impressive, but for the record: JWST did not take ‘the very first image of a planet outside our solar system,’” tweeted astrophysicist Grant Tremblay.
+
+Bruce Macintosh, director of University of California Observatories at UC Santa Cruz, also pointed out the mistake. “Speaking as someone who imaged an exoplanet 14 years before JWST was launched, it feels like you should find a better example?” he tweeted.
+
+In a follow-up tweet, Tremblay added: “I do love and appreciate that one of the most powerful companies on the planet is using a JWST search to advertise their LLM. Awesome! But ChatGPT etc., while spooky impressive, are often *very confidently* wrong. Will be interesting to see a future where LLMs self error check.”
+
+As Tremblay notes, a major problem for AI chatbots like ChatGPT and Bard is their tendency to confidently state incorrect information as fact. The systems frequently “hallucinate” — that is, make up information — because they are essentially autocomplete systems.
+
+Rather than querying a database of proven facts to answer questions, they are trained on huge corpora of text and analyze patterns to determine which word follows the next in any given sentence. In other words, they are probabilistic, not deterministic — a trait that has led one prominent AI professor to label them “bullshit generators.”
+
+Of course, the internet is already full of false and misleading information, but the issue is compounded by Microsoft and Google’s desire to use these tools as search engines. There, the chatbots’ answers take on the authority of a would-be all-knowing machine.
+
+Microsoft, which demoed its new AI-powered Bing search engine yesterday, has tried to preempt these issues by placing liability on the user. “Bing is powered by AI, so surprises and mistakes are possible,” says the company’s disclaimer. “Make sure to check the facts, and share feedback so we can learn and improve!”",bed08e598c414bf78f4233547e073346,Google’s AI chatbot Bard makes factual error in first demo,4,,,,
+21459,"Oil and gas rig count sees its biggest drop since February - The number of active oil and natural gas drilling rigs in the United States saw the biggest weekly decline since February, according to new data from energy services firm Baker Hughes, suggesting a drop-off in future supply.
+
+The total number of oil and gas rigs declined by seven in the week ending May 5, bringing the total U.S. rig count down to 748.
+
+BIDEN APPROACHES THE SUMMER WITH FEWER OPTIONS ON GAS PRICES
+
+The number of active oil rigs dropped by three, down to 588, while the number of natural gas rigs dropped by four, down to 157.
+
+Though the total decline is the biggest single-week drop since February, Baker Hughes noted that the U.S. rig count is still up by 43 rigs, or 6%, compared to the same point in 2022.
+
+The report comes as oil prices dropped for the third straight week on Friday amid fears about the U.S. economy and slower-than-expected manufacturing demand in China.
+
+Gas prices also fell to a national average of $3.56 per gallon Friday, 66 cents less compared to the same point last year.
+
+According to recent data from the Energy Information Administration, gas demand in the U.S. fell sharply by 9.51 million to 8.62 million barrels per day last week, while the number of gasoline stocks increased by 1.8 million barrels to 222.9 million barrels.
+
+The lower demand, coupled with a higher number of gas stocks, has helped push retail gas prices lower for U.S. drivers in recent weeks.
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+“The oil market volatility is leading to lower prices,” AAA spokesman Andrew Gross said in a blog post published Thursday.
+
+“And we are also in a pre-summer driving season lull regarding domestic demand. These two factors should keep pump prices drifting lower for now,"" Gross wrote.","{'positive': 0.009829786, 'negative': 0.97276604, 'neutral': 0.017404104}","Oil and natural gas drilling rigs in the United States saw the biggest weekly decline since February, according to new data from energy services firm Baker Hughes. The total number of oil and gas rigs declined by seven in the week ending May 5, bringing the total U.S. rig count down to 748. The number of active oil rigs dropped by three, down to 588, while the number of natural gas rigs fell by four. Gas prices also fell to a national average of $3.56 per gallon Friday, 66 cents less compared to the same point last year. AAA spokesman Andrew Gross said the oil market volatility is leading to lower prices, and AAA spokesman said that two factors should keep pump prices drifting lower for now.","The number of active oil and natural gas drilling rigs in the United States saw the biggest weekly decline since February, according to new data from energy services firm Baker Hughes, suggesting a drop-off in future supply.",BKR,Extractives & Minerals Processing,Oil & Gas - Services,Baker Hughes Company,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers’ water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas – Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers—the oil and gas exploration and production (E&P) entities—can be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7702148887613895, 'Business Ethics & Payments Transparency': 0.7558661122371275, 'Water Management Services': 0.766305738791198, 'Ecological Impact Management': 0.7794238758058317, 'Workforce Health & Safety': 0.780609766369397, 'Critical Incident Risk Management': 0.7270238599154915, 'Chemicals Management': 0.7761080621048173, 'Emissions Reduction Services & Fuels Management': 0.7839919916858532}",0.7839919916858532,Tiffany,Major focus,Major focus,Negative,Labor Practices,No,Minor,,2022-10-07T01:45:10+00:00,https://www.foxnews.com/science/7-default-settings-tech-companies-dont-ever-want-change,"[{'name': 'System Services', 'weight': 0.11824378}, {'name': 'Location Services', 'weight': 0.10100849}, {'name': 'day', 'weight': 0.0795889}, {'name': 'app', 'weight': 0.07569121}, {'name': 'apps', 'weight': 0.07569121}, {'name': 'suggested apps', 'weight': 0.074028775}, {'name': 'Google Account', 'weight': 0.0584398}, {'name': 'Kim Komando Today', 'weight': 0.057636008}, {'name': 'Google Podcasts', 'weight': 0.05637456}, {'name': 'Google Assistant', 'weight': 0.055291492}]","[{'name': 'Science'}, {'name': 'Tech'}]","[{'data': 'Google Chrome', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Echo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Hunches', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'Google Maps', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bixby', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'a few minutes', 'type': 'TIME', 'mentions': 2}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'a solid 30 minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Alexa', 'type': 'ORG', 'mentions': 1}, {'data': 'Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Bixby', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Windows', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Starlink', 'type': 'ORG', 'mentions': 1}, {'data': 'Audacity', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'ORG', 'mentions': 1}, {'data': 'eBay', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Komando.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Kim Komando Today', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'The Kim Komando Show', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Komando', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kim', 'type': 'PERSON', 'mentions': 3}]","Our devices are packed full of settings that keep us safe and secure. You just need to know which ones to adjust. Tap or click for Windows and Mac security settings to check now.
+
+The same goes for the software and apps we use day in and day out. Google Chrome is safe, but you can make it even safer. Tap or click for five steps you can take.
+
+Default settings are often much better for the company behind them than for you. Grab your phone and computer, then take a few minutes to improve your digital life.
+
+Apple keeps track of where you go and how often you visit. It can then make suggestions based on what it calls Significant Locations. You might see these as calendar events or map directions alerts.
+
+Sure, it’s helpful, but not everyone likes it. You can clear this list.
+• On your iPhone, go to Settings > Privacy > Location Services > System Services.
+
+Use a Mac? Here’s how to find all the passwords hidden on your computer.
+
+The Amazon Echo monitors and learns your behavior based on requests you make through the Hunches feature. Here's an example. You say, ""Alexa, good night,"" and your smart speaker says, ""You left the kitchen light on. Would you like me to turn it off?""
+
+If you don’t like it, there’s an easy fix. Just say, ""Alexa, disable Hunches,"" and you’re good to go.
+
+You can disable Hunches through the app if you’re not near your Alexa.
+• Open the Amazon Alexa app > tap More at the bottom of the screen to open the menu.
+• Tap on Settings, then scroll down and select Hunches.
+• Use the toggle to turn off Hunches.
+
+Tech drives us all up the wall now and then. Here are four more annoying Alexa settings to change.
+
+If you use Google Maps, you know Google sees where you go. Beyond that, Google may save where you go even when you aren’t using a specific Google service. You don’t have to let that info sit around in perpetuity.
+• Sign in to your Google account. Click on your profile picture, then Manage your Google Account or go to your Google Account page.
+• On the left, click on Data & privacy.
+• You can toggle this off.
+
+Switching this off stops tracking in the future, but it will retain a copy of your history.
+
+To completely delete your location history data, click on the Auto-delete option. You can choose to auto-delete the data older than three months, older than 18 months or older than 36 months. You can still manually delete anything before that.
+
+Speaking of Google, this hidden map on your phone shows where you’ve been and the photos you took there.
+
+Whether you love or hate an app, you can rate and review it — but there should be no pressure or obligation. In-app review prompts are annoying, period.
+
+To turn these off:
+• On your iPhone, go to Settings > App Store.
+
+If you have a Samsung phone, you also have access to Bixby. This virtual assistant is not as popular as Alexa, Google Assistant or Siri.
+
+The bad news is you can’t delete Bixby altogether, but you can disable it and reassign the Bixby side button on your phone to do something else, like launching the camera app. Here’s how:
+• You can now change the function of the side button. Tap or click here for the steps to do that.
+
+Microsoft places ads and suggested apps in the Start menu. There are enough ads online without seeing them in your Start menu, too.
+
+Here’s how to turn them off:
+• Go to the Start menu and open Settings.
+
+Keep going: 10 default Windows settings you should change
+
+7. Android, I don’t want to share everything I do
+
+Usage and diagnostic data are one of Big Tech's clever ways of getting their hands on everything you do. Everything from the apps you use to your battery's lifespan daily is considered.
+
+You don’t have to send out all this personal info. Opting out is easy. Follow these steps to turn off Usage and diagnostics on your Android:
+
+Privacy matters. Take a few minutes to adjust these settings on your Android.
+
+Keep your tech-know going
+
+My popular podcast is called ""Kim Komando Today."" It’s a solid 30 minutes of tech news, tips, and callers with tech questions like you from all over the country. Search for it wherever you get your podcasts. For your convenience, hit the link below for a recent episode.
+
+In this fun episode, Google Fiber's 100 Gbps download speed, Starlink slows down, Audacity update, secret iPhone keyboard and 5 ways you’re ruining your expensive phone, laptop, tablet, and TV. Plus, you'll use this eBay pro tip time and time again.
+
+Check out my podcast ""Kim Komando Today"" on Apple, Google Podcasts, Spotify, or your favorite podcast player.
+
+Listen to the podcast here or wherever you get your podcasts. Just search for my last name, ""Komando.""
+
+What digital lifestyle questions do you have? Call Kim's national radio show and tap or click here to find it on your local radio station. You can listen to or watch The Kim Komando Show on your phone, tablet, television, or computer. Or tap or click here for Kim's free podcasts.
+
+Learn about all the latest technology on The Kim Komando Show, the nation's largest weekend radio talk show. Kim takes calls and dispenses advice on today's digital lifestyle, from smartphones and tablets to online privacy and data hacks. For her daily tips, free newsletters, and more, visit her website at Komando.com.",2f9d33c7f6f34677969182bfc1da344c,7 default settings tech companies don't ever want you to change,4,,,,
+27987,"Commission to hear plans this week for 401 homes on former Naperville polo club grounds at 119st, Route 59 - Plans to build 401 houses and town houses on the site of a former 110-acre polo grounds could provide Naperville with affordable homes for families with household incomes of less than $126,000.
+
+Pulte Home Co. wants to annex property at 119th Street, between Route 59 and Book Road, into Naperville for the Naperville Polo Club subdivision, which would have 252 single-family homes, 149 town houses, a central park and two multiuse playing fields.
+
+A hearing on the planned unit development will be held by the Naperville Planning and Zoning Commission at 7 p.m. Wednesday at the Naperville Municipal Center.
+
+Pulte, which has built Atwater, Ashwood Pointe, Ashwood Crossing and Columbia Park Townes subdivisions in Naperville, is proposing four styles of homes.
+
+The 59 largest homes would be from the company’s Estates series, which would be built on lots of between 7,903 and 15,448 square feet abutting the South Pointe neighborhood on the north. A landscape buffer is planned to separate homes in the two subdivisions.
+
+Also on the north side would be 54 Meadows series houses on lots ranging from 6,720 to 10,499 square feet.
+
+Homes in the Meadows and Estates series also are offered at Wagner Farms and Naper Commons subdivisions.
+
+The 139 town houses from the Springs series would be built near the center of the development and 149 units from the Townes series would be contained in 33 buildings, flanking the southern portion of the property.
+
+For years the city has been trying to increase the affordability of its housing stock. Recently, the Naperville City Council has been discussing an incentive program to spur the building of affordable units as part of market-rate residential developments.
+
+Pulte attorney Russell Whitaker told city officials in a letter that his client is responding to the growing demand for diversified and affordable housing in the city.
+
+While the council has not adopted any measure requiring affordable housing, Pulte designed Naperville Polo Club in response to the city’s stated priorities, Whitaker said. They are committing to sell 20% of the town homes at an affordable level based on area median income, or AMI.
+
+“Pulte will target buyers at 80-100% Naperville AMI consistent with household income targets set forth in SB Friedman’s Affordable Housing Program,” Whitaker said in the letter. “This target demographic for for-sale housing represents household incomes of approximately $100,000 to $125,000 and translates to a home purchase price below $440,000.”
+
+The Naperville Polo Club also would provide about 28 acres of common open space or 38% total acreage, planning documents show. This exceeds the 30% minimum area required by Naperville ordinances.
+
+A walking/biking path would be built along the north side of 119th Street and would connect to a path that runs north-south through the development along Book Road, which will be moved slightly to the west from its current location.
+
+In addition the open space, Pulte is proposing two multiuse fields with parking lots and an outlot that will be dedicated to the Naperville Park District. Donated land is not calculated in open space requirements.
+
+Children living in the subdivision would attend Plainfield District 202 schools.
+
+Pulte anticipates homes sales at Naperville Polo Club could begin in spring 2024. The final homes would likely be sold by 2030.
+
+This is not the first time the city has considered a housing development on the property.
+
+In the 2010s, DR Horton shopped multiple proposals to Naperville.
+
+The final version of the project presented to the council called for 325 homes and 155 town houses, substantially fewer than the 723 units — a mix of town houses and apartments — initially requested in June 2018.
+
+None of the proposals passed muster, and the council in February 2020 tabled the plans indefinitely.
+
+DR Horton’s application has since expired, and the property has remained in unincorporated Will County. It currently is used by the Galaxy Soccer Club for training and game fields.","{'positive': 0.21842714, 'negative': 0.009572676, 'neutral': 0.7720002}","Commission to hear plans this week for 401 homes on former Naperville polo club grounds at 119st, Route 59. 
+
+Pulte Home Co. wants to annex property at 119th Street, between Route 59 and Book Road, into Naperville for the Naperville Polo Club subdivision, which would have 252 single-family homes, 149 town houses, a central park and two multiuse playing fields. 
+
+While the council has not adopted any measure requiring affordable housing, Pulte designed Naperville Polo Club in response to the city’s stated priorities, Whitaker said. This exceeds the 30% minimum area required by Naperville ordinances.
+
+A walking/biking path would be built along the north side of 119th Street and would connect to a path that runs north-south through the development along Book Road, which will be moved slightly to the west from its current location.
+
+","Plans to build 401 houses and town houses on the site of a 110-acre former polo grounds could provide Naperville with affordable homes for families with household incomes of less than $126,000.",PHM,Infrastructure,Home Builders,Pulte Group Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7456112703828023, 'Design for Resource Efficiency': 0.7252707374989702, 'Community Impacts of New Developments': 0.7771219043682278, 'Climate Change Adaptation': 0.7430296381665551, 'Workforce Health & Safety': 0.7222880251151845}",0.7771219043682278,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-05-14T13:30:00+00:00,https://www.businessinsider.com/apples-ai-strategies-especially-for-siri-not-very-smart-2023-5,"[{'name': 'AI capabilities', 'weight': 0.08780075}, {'name': 'Siri development', 'weight': 0.08757272}, {'name': 'AI technology', 'weight': 0.08694615}, {'name': 'AI research papers', 'weight': 0.086256616}, {'name': 'AI research', 'weight': 0.08587103}, {'name': 'Siri', 'weight': 0.08326991}, {'name': 'AI developers', 'weight': 0.082759604}, {'name': 'AI', 'weight': 0.076364644}, {'name': 'Apple users', 'weight': 0.06693738}, {'name': 'large language models', 'weight': 0.066887304}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 24}, {'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 3}, {'data': 'Siri', 'type': 'ORG', 'mentions': 3}, {'data': 'Hugging Face', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Information', 'type': 'ORG', 'mentions': 2}, {'data': 'Gartner', 'type': 'ORG', 'mentions': 2}, {'data': 'Jupiter Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Altimeter Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Michael Gartenberg', 'type': 'PERSON', 'mentions': 2}, {'data': 'Siri', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'Google Assistant', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'DuckDuckGo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'PyTorch', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Macs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Worldwide Developers Conference', 'type': 'EVENT', 'mentions': 1}]","• Apple wowed the world with speech-driven AI when it introduced Siri 12 years ago.
+• It's now dangerously lagging behind its competitors, the columnist Michael Gartenberg argues.
+• Siri's struggles to understand context and Apple's culture of secrecy are two reasons for that.
+
+Apple is the tech giant known for its sleek designs, cutting-edge technology, and innovative consumer products. But when it comes to artificial intelligence, particularly Siri, Apple has gone from leader to laggard.
+
+Companies such as Google and Microsoft — through its investment in OpenAI — have been showing off mind-blowing advances. Meanwhile, Apple's efforts in this area have been relatively lackluster.
+
+Siri was introduced to the world in 2011 – 12 years ago – and was lauded at the time as a breakthrough in AI technology. Because it was. However, over the years, Siri has failed to live up to its potential. While the technology has improved since its inception, the AI efforts of Google and OpenAI have greatly eclipsed it.
+
+One of the biggest limitations of Siri is its lack of natural-language-processing capabilities. Siri struggles to understand the context of a conversation and can reliably perform only simple tasks such as setting reminders or timers. Even after all these years, asking Siri to correctly answer a question or take dictation of a text and send it to the right person is chancy.
+
+In contrast, Google Assistant and OpenAI's ChatGPT (which is integrated into Microsoft Bing and other Microsoft apps) have advanced natural-language-processing capabilities. This allows them to understand the nuances of human language and respond accordingly.
+
+For instance, when asking Bing Chat to name things that it can do that Siri can't, it named things like how it can summarize complex political situations or be used with other search engines like DuckDuckGo.
+
+When Siri was asked what it could do that Bing Chat couldn't, it responded with instructions on how to launch Bing by saying, ""Open Bing."" While I suppose that's true — Bing can't launch apps on the iPhone — it missed the point of the question.
+
+Another area where Siri falls short is its third-party-app integration. Siri can perform tasks only within the confines of Apple's ecosystem, while Google Assistant and ChatGPT have integrations with a wide variety of apps, allowing them to perform a greater number of tasks.
+
+Apple's closed ecosystem also limits the amount of data that Siri has access to. This lack of data makes it difficult for Siri to learn and improve over time, as machine-learning algorithms require large amounts of data to operate effectively. And while folks can (and have) argued about the ethics of how Google and OpenAI use people's data to train their AI models, no one can argue against that their access to vast amounts of data has allowed them to continuously improve AI capabilities.
+
+Moreover, Apple has been slow to embrace open-source technologies, which are essential for AI research and development. Open-source technology allows developers to collaborate and contribute to a project, leading to faster and more efficient development cycles.
+
+But Apple has a long history of secrecy, including with its AI projects, which kept it out of the loop on cutting-edge research for years. That's been changing. In 2015, Apple had published no research papers on AI. Today, it has a website that openly shares the roughly 370 papers it's published since 2017. Still, Google, which has a long history of open-source involvement, publishes hundreds of AI research papers yearly.
+
+And while Apple has also been participating in communities like Hugging Face, where AI researchers share the models they use to train AI apps, its participation there has been relatively paltry. It's shared 11 models, compared with Microsoft's 245 and Google's 587. And much of Apple's contributions to other big AI open-source projects, including TensorFlow (a project that originated out of Google) and PyTorch (originated out of Facebook) have been aimed at tweaks that let developers run these technologies on Macs. While that's helpful (especially for selling Macs to AI developers), it's not the kind of kumbaya sharing that the open-source community relies on.
+
+In a sign of just how stagnated, and isolated, Siri development has become, some Apple engineers have left the company to work on the type of large language models that powers OpenAI, The Information reported last month.
+
+That said, I offer three things I would advise Apple to do as a technology analyst who has covered the company for nearly three decades and, at one point, worked there.
+• Expand Siri's capabilities beyond basic commands: Apple should invest in building up Siri's abilities to handle more complex tasks, such as booking appointments, making reservations, and ordering food.
+• Improve Siri's natural language processing: Siri's current NLP is less advanced than that of Google Assistant or ChatGPT. Apple could invest in improving Siri's language-understanding capabilities, making it easier for users to interact with the voice assistant.
+• Open up Siri's platform: Apple should have done this years ago. Allowing non-Apple software to integrate with Siri would make it far more useful, which would encourage more use, which would help Siri improve. By opening up Siri's platform, Apple could also encourage developers to create more innovative and sophisticated applications that use Siri's voice recognition and natural-language-processing capabilities.
+
+Some insiders say that Apple is working on all of the above, according to The Information story, and is planning on releasing a new-and-improved Siri in a future release of iOS. We'll be watching for word of this in June at Apple's next Worldwide Developers Conference.
+
+In the meantime, the Siri we have is the Siri we have. And if Apple users want more expansive AI in their lives, they'll need to get it elsewhere.
+
+Michael Gartenberg is a former senior marketing executive at Apple and has covered the company for more than two decades as a market-research analyst at Gartner, Jupiter Research, and Altimeter Group. He is also an Apple shareholder. He can be reached on Twitter at @Gartenberg.",58edcd11f1c143258177e11716d2f470,"Apple's AI strategies, especially for Siri, aren't very smart",4,,,,
+13371,"Google users warned of Amazon scam that sneakily empties your bank account - A CYBERSECURITY company has issued a warning to Google users over so-called Amazon 'malvertising' - where people are lured into downloading malware by fake adverts.
+
+The number of Google adverts masking malware is on the rise again following a cool-down period, according to a new report by Malwarebytes.
+
+""Unfortunately, not all advertisers have good intentions and the worst of them will exploit anything they can to put out ads that are malicious,"" Jérôme Segura, director of threat intelligence at Malwarebytes, wrote in a blog post.
+
+""It's important for users to be aware that criminals can buy ads and successfully bypass security mechanisms all the while impersonating well-known brands.""
+
+Cyber criminals are increasingly leveraging big brands such as Amazon for their malicious activities.
+
+""One particularly devious kind of malvertising is brand impersonation where criminals are buying ads and going as far as displaying the official brand's website within the ad snippet,"" Segura explained.
+
+""We previously reported several incidents to Google and it appeared that those ads using official URLs were no longer getting through.
+
+""However, just recently we noticed a surge in new campaigns again.""
+
+Segura and his team at Malwarebytes trawled Google for a week, and found ads not only claiming to be Amazon's official website but also displaying the amazon.com URL.
+
+The advertisers behind these 'malverts' have been verified by Google, according to the report.
+
+The Sun has contacted Google for comment.
+
+""While most of the brand impersonations we have seen recently are pushing tech support scams, this is not the only threat facing consumers,"" added Segura.
+
+""For example, we saw an ad that pretended to be Amazon's login page but instead redirects users to a phishing site, first stealing their password before collecting their credit card number.""
+
+The nature of Amazon's business model, where advertisers can be legitimate affiliates and associated with the brand, means the name and URL can be exploited more easily.
+
+But hackers can also use a method known as cloaking to evade detection.
+
+Cloaking is when scammers use two types of URLs: the legitimate URL (or decoy) and the money URL (the malicious one).
+
+This lures cyber savvy Google browsers into clicking a link, even when they've checked that the URL looks legitimate.
+
+""One important thing to remember is that these domains are not immediately seen by Google,"" Segura continued.
+
+For example, fraudsters use traffic filtering services to detect if a click is from a real user or a bot.
+
+From there, the filter can then decide to forward the bogus click to Amazon's website and therefore maintain its cover.
+
+While artificial intelligence (AI) can help track down malvertising and squash the scheme, it's unlikely to fix it completely, according to Segura.
+
+Luckily, numerous malware-infested domains are often registered to one scammer at a time - so if you take down the scammer, a number of malverts disappear with them.
+
+How can I protect myself?
+
+Malvertising is a ""complex issue"", said Segura, and ""it's easy for someone nefarious to abuse any given platform.""
+
+But online browsers can use ad blockers to protect themselves.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk","{'positive': 0.035328515, 'negative': 0.4316522, 'neutral': 0.5330193}","A CYBERSECURITY company has issued a warning to Google users over so-called Amazon'malvertising' - where people are lured into downloading malware by fake adverts. The number of Google adverts masking malware is on the rise again following a cool-down period, and Malwarebytes trawled Google for a week and found ads not only claiming to be Amazon's official website but also displaying the amazon.com URL. The advertisers behind these'malverts' have been verified by Google, and artificial intelligence (AI) can help track down malvertising and squash the scheme. However, if you take down the scammer, a number of malverts disappear with them.",A CYBERSECURITY company has issued a warning to Google users over so-called Amazon ‚Äòmalvertising‚Äô ‚Äì where people are lured into downloading malware by fake adverts. The number of ‚Ķ,GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7513515770839906, 'Environmental Footprint of Hardware Infrastructure': 0.7216693433104112, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7866412435910716, 'Employee Recruitment, Inclusion & Performance': 0.7251972390510842, 'Data Security': 0.7951762722301243}",0.7951762722301243,Tiffany,Major focus,Major focus,Positive,"Community Relations, Land Use & Ecological Impacts",No,No,,2023-03-28T12:00:00+00:00,https://www.theverge.com/2023/3/28/23659411/google-chromebook-chromeos-practice-sets-docs-cast-moderator-changes-features,"[{'name': 'Google Meet', 'weight': 0.082644075}, {'name': 'Google services', 'weight': 0.082544215}, {'name': 'Google Drive', 'weight': 0.08090015}, {'name': 'Google', 'weight': 0.07985189}, {'name': 'Google TV', 'weight': 0.07969545}, {'name': 'Chrome OS', 'weight': 0.077118196}, {'name': 'Many teachers', 'weight': 0.06956115}, {'name': 'teachers', 'weight': 0.06722739}, {'name': 'YouTube videos', 'weight': 0.06645435}, {'name': 'video', 'weight': 0.06143042}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'The Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'HP', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'Chromebooks', 'type': 'PRODUCT', 'mentions': 10}, {'data': 'Dragonfly Pro', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Chrome OS’s', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Chromecast', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ScreenCast', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Drive', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Docs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Meet', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'John Solomon', 'type': 'PERSON', 'mentions': 2}, {'data': 'Shantanu Sinha', 'type': 'PERSON', 'mentions': 3}, {'data': 'hours and hours', 'type': 'TIME', 'mentions': 2}, {'data': 'every minute', 'type': 'TIME', 'mentions': 1}]","It’s safe to say that Chromebooks are a classroom staple, with many tens of millions currently circulating in schools. But demand in that space has slowed, and the past few years have seen various OEMs release a number of flashy, premium Chromebooks in efforts to target older (and perhaps deeper-pocketed) audiences.
+
+Google itself appears to have its eye on one such demographic: educators. The company has spent the past year speaking to teachers about their computing habits and computing needs. “A lot of teachers were using products that were not Chromebooks, but they were running the Google software suite,” says John Solomon, Google’s VP of ChromeOS and Education, in an interview with The Verge.
+
+Part of that is a matter of build. “They couldn’t get the right form factor in a Chromebook,” Solomon says of the teachers his team has spoken to. “They wanted an adult device, rather than the 11-inch cheaper device the schools have bought for the kids.”
+
+But as OEMs continue crafting well-built chassis for Chrome OS (HP’s $999, RGB-laden Dragonfly Pro Chromebook was arguably one of the more “adult” devices we’ve seen so far this year), it’ll be Google’s job to make sure Chrome OS keeps up. In turn, many of today’s announcements are centered around a common theme: streamlining teachers’ workflows, and taking tasks off their plates.
+
+For example, a new feature of Google Classroom’s Practice Sets tool (which creates and distributes interactive problem sets) will allow teachers to add interactive questions to YouTube videos. As you can see in the screenshot above, videos will pause where a question has been set, and students are marked right or wrong in real-time.
+
+This is meant to make it easy for teachers to ensure that kids are paying attention to videos they’re assigned. “They really love using all the rich educational material that’s available on YouTube,” says Shantanu Sinha, VP and GM of Google for Education. “One of the challenges with video is it can be a pretty passive experience.”
+
+Many teachers, Sinha recounts, are in the habit of sending their students videos to watch followed by quizzes on their contents. This new feature would, hopefully, reduce both the need to create such quizzes and the need to grade them. “I remember, as a TA in college, spending hours and hours over the weekend grading papers,” Sinha says. “They can save hours of grading, because all of a sudden the technology can do the work for them.”
+
+On the Chromebook front, Google has made a few tweaks to Chrome OS’s Cast Moderator feature (which allows teachers and students to cast a Chrome tab from their Chromebook to a Chromecast with Google TV). Casters can now pause the screen they’re casting and switch the tab that’s being shown without ending the cast.
+
+And the ScreenCast app — which allows teachers to easily record lessons, edit the recordings, and upload them to Google Drive — now has a web player, which will allow students to watch those lessons on any browser and any device outside of Chrome OS. (It looks like you still need to be on a Chromebook in order to make recordings, though.)
+
+Google announced several other updates, for teachers and for students, across all sorts of Google services. A new Building Blocks feature for Docs, pictured above, will enable instructors to create and use templates for their common tasks (lesson plans, for example). There’s a new Reading mode in Chrome, intended to help students with dyslexia and similar disabilities, that brings text from a page over into a plain text box on the right side of the screen.
+
+Oh, and there’s my personal favorite: Google Meet is soon going to have “AI-powered hand raise gesture detection.” This does about what it sounds like it would do — if you raise your hand IRL while on a Google Meet call, you’ll virtually “raise your hand” on the call as well. I’m certainly curious how many false alarms this will generate for folks (like me) who tend to gesticulate wildly.
+
+The one thing to be aware of is that these features all have somewhat vague release timelines. I wrote about the release of Practice Sets well over a year ago, and it’s just now rolling out fully. So, you know, it could be a while before we see some of these gaining widespread classroom adoption.
+
+Still, the roadmap for Chrome OS (and its compatible services) is looking promising. In a few reviews of beautiful “premium” Chromebooks last year, I complained that Chrome OS was not quite stable or fully-featured enough to live up to such fancy chassis. I can see a barrage of small tweaks leading to a meaningfully better experience for multitasking adults. And for teachers trying to save every minute they can, this roadmap seems like a decent start.",c3f0c8d1a29e4e23af472dfcf9e2320c,"Chromebooks are popular with students — but Google wants teachers using them, too",4,,,,
+7259,"Council Post: Business Unification Is Key To Operational Transparency - In March, I discussed why operational transparency is key to business growth, but now I want to take a step back and discuss why business unification is key to operational transparency.
+
+One consideration business leaders have to make when forming their go-to-market (GTM) strategy is whether or not to separate or unify business segments. There are, of course, pros, cons and commonalities to both options, but I am strongly in favor of unification.
+
+A lack of unification creates friction, which impacts alignment and transparency—both of which are required for creating successful go-to-market plans and a winning culture.
+
+Separation and unification both have the power to create disruptive innovation potential. However, the way that innovation is created differs, as do the additional outcomes.
+
+One of the biggest differences is that separation turns each employee into an island instead of a team. Under a separate model, employees often end up competing for recognition. Employees will feel the pressure to be at their best at all times or risk being let go. (Think Elon Musk telling employees to commit to being ""extremely hardcore"" or leave the company.)
+
+Even if separation encourages some employees to execute ideas on their own—without fear of being told they are doing something the ""wrong way""—it can also result in a lack of contribution among employees due to a fear of failure and a ""blame culture.""
+
+Though not all business leaders believe it, company culture is an essential aspect of any business. Implementing a positive culture and a welcoming environment for employees attracts top talent and leads to higher levels of retention. Typically, separation hinders positive work culture causing employees to become burnt out and eventually stop innovating, which then creates diminishing returns for the company as it fuels dysfunction.
+
+When segments are siloed, and segment leaders don’t communicate, products are defective, services are delayed and projects are deserted. Instead, leaders should encourage healthy collaboration and unification. This is where you’ll see disruptive innovation potential.
+
+On the other hand, business leaders can choose to unify all departments and employees when creating their GTM strategy. Unification creates a sense of community among employees—the notion that problems are being solved by all and that people are bigger than their individual roles. A unified, positive employee culture increases retention, lowers burnout rates and encourages employees to contribute their thoughts and ideas. Employees are encouraged (not forced) to execute with excellence. The fear of failure also disappears when employees succeed and fail together. There is no blame placed on individuals, just lessons learned.
+
+Furthermore, a unified company presents unified products, values and experiences that are cohesive, user-friendly and designed for a bigger purpose. Above all else, unification allows for highly successful planning.
+
+Think about it; there are thousands of factors that go into each release, update and rebrand. If your departments are siloed, you could miss key learnings from either a success or a failure. Maybe your marketing team had a larger budget, maybe your DevOps team wasn’t fully staffed or maybe your competitor launched a similar product. In a separate model, those “maybes” turn into blame and frustration among executives and employees alike. In a unified model with data shared amongst departments, those maybes turn into definitives, and definitives turn into future knowledge.
+
+Apple is a great example of a seemingly unified company. Though the company has expanded and transformed since its inception in 1976, its branding remains strong. Think of all the sectors Apple has a hand in—from cell phones to music to banking to entertainment—yet they’ve maintained a clear and consistent go-to-market strategy. It’s a credit to the company to be able to diversify different segments while still ensuring unification across the board. And the results don’t lie, as Apple is currently the only big tech company that hasn’t conducted massive layoffs.
+
+Today, unification is a must-have for companies. With layoffs, recessionary concerns and general division, having a company united and aligned on all fronts can save jobs, retain employees, and explain trends. When you start with unification, you start with the essential insights and data you need to create always-on-planning. When you start with unification, you create a domino effect that ensures operational transparency, segmentation alignment, and a winning culture. The bottom line is that it all starts and ends with unification.
+
+Forbes Technology Council is an invitation-only community for world-class CIOs, CTOs and technology executives. Do I qualify?","{'positive': 0.03339112, 'negative': 0.52848196, 'neutral': 0.43812692}","In March, the Council Post discussed why business unification is key to business growth and why it should be considered when forming their go-to-market (GTM) strategy. To create a winning culture, business leaders should separate or unify business segments, rather than create disruptive innovation potential. Unification creates a sense of community among employees and encourages employees to contribute their thoughts and ideas. Unifying allows for highly successful planning and retention, while having a unified company presents unified products, values and experiences that are cohesive, user-friendly and designed for a bigger purpose. Technology companies such as Apple and Microsoft are increasingly aware of the importance of unifying their employees.","Today, unification is a must-have for companies.",AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product‚Äôs use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operations are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7823344584456782, 'Employee Diversity & Inclusion': 0.8075450948964833, 'Product Security': 0.7641079875516579, 'Materials Sourcing': 0.7786591498349812, 'Product Lifecycle Management': 0.7597739166571549}",0.8075450948964833,Tiffany,Major focus,Major focus,Negative,"Customer Privacy, Business Model Resilience",No,Major,,2023-01-27T16:25:16+00:00,https://nypost.com/2023/01/27/fired-google-worker-posts-day-in-the-life-tiktok-video-showing-her-being-laid-off/,"[{'name': 'Other tech giants', 'weight': 0.075844094}, {'name': 'other tech giants', 'weight': 0.075844094}, {'name': 'tech employees', 'weight': 0.0757903}, {'name': 'Fired Google worker', 'weight': 0.07458848}, {'name': 'text messages', 'weight': 0.07326492}, {'name': 'Nicole Tsai', 'weight': 0.0728815}, {'name': 'Google CEO Sundar Pichai', 'weight': 0.068641484}, {'name': 'difficult economic terrain', 'weight': 0.06729619}, {'name': 'more layoffs', 'weight': 0.066280544}, {'name': 'Tsai', 'weight': 0.06540719}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 3}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 2}, {'data': 'Disneyland', 'type': 'ORG', 'mentions': 1}, {'data': 'Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Snap', 'type': 'ORG', 'mentions': 1}, {'data': 'day in the life', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Nicole Tsai', 'type': 'PERSON', 'mentions': 11}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 4}, {'data': 'Southern California', 'type': 'LOC', 'mentions': 1}, {'data': 'the minute', 'type': 'TIME', 'mentions': 1}, {'data': '90-second', 'type': 'TIME', 'mentions': 1}, {'data': 'TikTok', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","A fired Google employee’s emotion-wracked “day in the life” video on TikTok went viral as it captured her heartbreak after she found out she was one of 12,000 workers laid off by the tech giant earlier this week.
+
+Nicole Tsai, a Southern California-based TikTok “vlogger,” breaks down in tears in the video as she narrates “a day in my life getting laid off at Google.”
+
+“So I woke up to this really ominous text from my boss and I honestly had no idea what it was going to be about so I called her the minute I woke up and saw this,” Tsai says in the 90-second clip uploaded Sunday, which has been viewed more than 4.6 million times by TikTok users as of Friday.
+
+She posted a screenshot of the text message which read: “Hey Nicole feel free to give me a call.”
+
+Tsai says in the clip that she was told by her boss to “check the news and my email.”
+
+When Tsai tried to log in to her work email and calendar, she was met with a message that read: “You don’t have access.”
+
+Tsai’s clip then posted an image of her wiping away tears as she says: “I called my boss back and we just sobbed over the phone because she was also finding out about my layoff for the first time today, too.”
+
+The video then shows screenshots of text messages that Tsai sent and received to people on her team and others within the company who were also told that they were out of a job.
+
+Tsai echoes a similar complaint made by laid-off employees who have been quoted in media reports as saying that the decision over who to fire was “not performance-based.”
+
+She says she logged on to LinkedIn and noticed that there were others “in the same boat” as her who were also laid off. The experience of logging in to LinkedIn and reading about others being laid off was “not great for my mental health,” she says.
+
+“I spent so much of the day crying that I just felt so tired from being sad,” Tsai says. So she used her annual pass to Disneyland and headed over to the theme park to “eat my feelings.”
+
+Tsai relays how she gorged on two cinnamon churros, a teriyaki turkey leg, a rice crispy, and a corn dog.
+
+“I don’t really know what’s next for me but I’ll be vlogging my journey and posting more content about it,” she says.
+
+Before getting the ax, Tsai had posted regular “day in the life” videos for Google, which have become trendy among tech employees in recent years.
+
+The Post has sought comment from Google.
+
+During a tense all-hands meeting earlier this week, Google CEO Sundar Pichai was bombarded with questions from anxious staffers who feared more layoffs were afoot.
+
+Pichai denied that the layoffs were done randomly and urged his charges to stay focused on their jobs as the company navigates difficult economic terrain that has forced other tech giants to cull workers.
+
+“I understand you are worried about what comes next for your work,” Pichai said.
+
+Pichai acknowled that it was “also very sad for the loss of some really good colleagues across the company.”
+
+“For those of you outside the US, the delay in being able to make and communicate decisions about roles in your region is undoubtedly causing anxiety,” the CEO said.
+
+Other tech giants like Amazon, Microsoft, Twitter, Meta, and Snap have also laid off large numbers of employees in recent months.",567139aa3e4546f58d2e8a8327cf6a7b,Fired Google worker posts ‘day in the life’ TikTok video showing her being laid off,4,,,,
+12675,"Axios Harris Poll 100: Americans move on from ""defensive"" health - Data: Axios Harris poll; Note: Positive refers to a reputation score of 5, 6 or 7 on a scale from 1-7; Chart: Axios Visuals
+
+Health care companies were less visible and less reputable for most Americans last year compared to earlier in the pandemic, according to new rankings from the annual Axios Harris Poll 100.
+
+Why it matters: The crisis put drugmakers, insurers and other health sector players at the top of most everyone's mind. Now, Americans have shifted their focus to companies that offer more tangible services.
+
+""We've seen significant increases in Americans wanting to own their own health since the pandemic,"" John Gerzema, CEO of The Harris Poll told Axios.
+• ""They say they're taking better care of themselves,"" he said. ""They've moved from defensive health to proactive health. That's why many of these companies like CVS performed well.""
+
+Details: Retail pharmacy giant CVS ranked 19th among the 100 brands survey respondents identified as most visible in the country today, up from a ranking of 36th last year.
+• Competitor Walgreens was also on the list, ranked 39th. Both are part of a race to expand their health care delivery footprints.
+• CVS, in particular, stood out ranking among the top companies for ""citizenship,"" defined as a company that ""shares my values"" and ""supports good causes."" It also ranked highly for trust and for growth among consumers.
+• CVS was among the top-performing companies among baby boomers.
+• ""We've seen just a tremendous amount of friction with American patients trying to get in to see their doctors,"" Gerzema said, pointing to recent Harris-American Academy of Physician Associates poll results. Americans said their average wait time to see a doctor is 3.9 weeks while more than one in four Americans rated the health care system a ""D"" or an ""F.""
+���Ģ ""The natural benefactors of that are the retail physicians,"" Gerzema said. ""It's just far more convenient, it's accessible. As both Walgreens and CVS are moving rapidly in that space with ... the buying of various health care companies, they're positioning themselves as a frictionless health care experience.""
+
+The other side: Companies such as biotech and COVID vaccine maker Moderna and cleaning products brand Clorox which played a huge role during the pandemic and made the list of the 100 most recognized companies in 2022, do not appear in the top 100 companies survey in this years' Axios 100 poll.
+
+The intrigue: Pharmaceutical company and COVID vaccine maker Pfizer ranked 50th in the poll and ranked among the top-performing companies among Democrats.
+• It was also among the top 10 companies with the greatest partisan split when it comes to its reputation among consumers.
+• While Pfizer saw its scores related to its trajectory and products improve, consumers' trust in the brand, as well as their feelings about its growth, vision, citizenship, ethics, and culture declined.
+• ""It had such an incredible, comet-like jump because they were so instrumental in the vaccine race,"" Gerzema said. ""The entire pharma category historically is always down overall. Consumers don't really trust and like the category. So it feels like this is normalizing a bit.""
+• Pfizer is still benefiting from a pandemic bump as its reputational scores remain above where they were before the pandemic.
+
+Be smart: Under pressure from Congress and the Biden administration, Eli Lilly, Novo Nordisk, and Sanofi all dropped insulin prices in March.
+• They're not only avoiding paying hundreds of millions of dollars in Medicaid rebates by dropping the prices, the pharma industry also appeared to get a unique reputational bump while most industries were flat or trending down, per The Harris Poll.
+‚Ä¢ They've also sustained that bump in the poll's latest industry results in May.","{'positive': 0.5460664, 'negative': 0.03504549, 'neutral': 0.4188881}","The Axios Harris Poll 100 has released rankings of the top 100 health care companies, with CVS ranked 19th among the most visible brands. Walgreens and CVS are part of a race to expand their health care delivery footprints, while Pfizer and Moderna and Clorox do not appear in the poll. The pharmaceutical industry is benefiting from a pandemic bump, while other industries are flat or trending down.",Our annual survey of brand reputation shows many health care companies have fallen from consumers' focus.,CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7912168405836314, 'Energy Management in Retail': 0.7406562591754414, 'Drug Supply Chain Integrity': 0.7872094587450068, 'Management of Controlled Substances': 0.7608772139912379, 'Data Security & Privacy': 0.796266848531095}",0.796266849,Tiffany,Major focus,Major focus,Positive,Labour Practices,Major,Minor,Positive,2023-04-28T13:13:41+00:00,https://www.forbes.com/sites/paulmonckton/2023/04/28/googles-massive-pixel-8-pro-upgrade-now-even-more-likely/,"[{'name': 'camera performance', 'weight': 0.104321055}, {'name': 'overall camera performance', 'weight': 0.102268204}, {'name': 'multiple separate shots', 'weight': 0.083715275}, {'name': 'reduced image noise', 'weight': 0.08298968}, {'name': 'Isocell GN2', 'weight': 0.081531525}, {'name': 'more light', 'weight': 0.07557498}, {'name': 'clearer images', 'weight': 0.0718973}, {'name': 'improved sensor technology', 'weight': 0.06157205}, {'name': 'Ice Universe', 'weight': 0.060451027}, {'name': 'Pixel 7 Pro', 'weight': 0.06028649}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Ice Universe', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Pixel 8 Pro', 'type': 'PRODUCT', 'mentions': 9}, {'data': 'Isocell GN2', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'the Isocell GN1', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Night Sight', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Ice Universe’s', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'nighttime', 'type': 'TIME', 'mentions': 1}]","Google’s next-gen Pixel 8 Pro smartphone, already the subject of several leaks and much speculation, looks set to receive a huge camera upgrade over the current Pixel 7 Pro.
+
+We’ve already seen leaks detailing improved sensor technology and enhanced low-light photography techniques, both of which should deliver a significant improvement in overall camera performance.
+
+Now, in a recent tweet, renowned leaker Ice Universe speculates that the Pixel 8 Pro will make use of Samsung’s 50-megapixel Isocell GN2 sensor. At 1/1.12 inches in size, the Isocell GN2 is significantly larger than the 1/1.31-inch sensor (also featuring 50 megapixels) currently deployed in the Pixel 7 Pro.
+
+A larger sensor allows the camera to capture more light in any given exposure, boosting low-light performance and resulting in clearer images due to reduced image noise. However, the Isocell GN2 offers more than just a size advantage as it also offers a new ‘Staggered HDR’ feature, already tipped to appear in a Google camera product this year. These two upgrades alone should result in a massive improvement in camera performance.
+
+The Isocell GN2 is the most obvious upgrade from the Isocell GN1 featured in the Pixel 7 Pro. However, it’s its use of Staggered HDR that marks it out as such a likely contender for the Pixel 8 Pro - now even more likely with Ice Universe’s weight thrown behind the idea.
+
+Staggered HDR is a feature built into the sensor hardware that allows it to capture shot, medium and long exposures at the same time, allowing scenes with a wide dynamic range to be captured in a single shot. This offers a big advantage over current methods where multiple separate shots must be combined to achieve a similar effect.
+
+The Pixel 8 Pro is also expected to feature an upgraded Night Sight mode that uses both rear cameras at the same time, enabling the feature to work for the first time on zoomed-in shots. Any improved dynamic range and low-light performance coming from the Isocell GN2 will therefore be able to increase picture quality across the zoom range both in daylight and at nighttime.
+
+Whatever camera hardware Google selects, the Pixel 8 Pro is sure to be an exciting release when it arrives later this year.",0df8e2ed7b70444c88c8d52f3dbc70d0,Google’s Massive Pixel 8 Pro Upgrade Now Even More Likely,4,,,,
+29030,"Grain trader ADM's quarterly profit tops estimates - July 25 (Reuters) - Archer-Daniels-Midland (ADM.N) beat Wall Street expectations for second-quarter profit on Tuesday, as the grain trader and processor benefited from tight global supplies and robust demand for grains and oilseeds.
+
+The company posted adjusted profit of $1.89 per share for the three months ended June 30, compared with analysts' average estimate of $1.60 per share, according to Refinitiv data.","{'positive': 0.9475231, 'negative': 0.032676753, 'neutral': 0.019800106}","Archer-Daniels-Midland (ADM) beat Wall Street expectations for second-quarter profit on Tuesday, with adjusted profit of $1.89 per share for the three months ended June 30. This is compared with analysts' average estimate for the same period. The company benefited from tight global supplies and robust demand for grains and oilseeds.","Archer-Daniels-Midland beat Wall Street expectations for second-quarter profit on Tuesday, as the grain trader and processor benefited from tight global supplies and robust demand for grains and oilseeds.",ADM,Food & Beverage,Agricultural Products,Archer-Daniels-Midland Co,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs—including biomass waste generated from internal processes—and improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry’s ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity’s energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry’s ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7567583382798965, 'Water Management': 0.7440220603421906, 'Food Safety': 0.7323166565243466, 'GMO Management': 0.7520265677829112, 'Energy Management': 0.7620770492975458, 'Workforce Health & Safety': 0.7416284245074973, 'Ingredient Sourcing': 0.776094563810996, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7515854002545196}",0.776094564,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-03-20T06:17:44+00:00,https://www.dailymail.co.uk/tvshowbiz/article-11880325/Madonna-shows-sign-five-simple-household-rules-wants-family-follow.html,"[{'name': 'husband Guy Ritchie', 'weight': 0.11097799}, {'name': 'Guy Ritchie', 'weight': 0.105630845}, {'name': 'Rocco Ritchie', 'weight': 0.088777885}, {'name': 'others', 'weight': 0.0744757}, {'name': 'Apple founder Carlos Leon', 'weight': 0.07331973}, {'name': 'Estere Ciccione', 'weight': 0.06973756}, {'name': '-', 'weight': 0.06905475}, {'name': 'Carlos Leon', 'weight': 0.06644471}, {'name': 'Lourdes Leon', 'weight': 0.06345348}, {'name': 'Josh Popper', 'weight': 0.055844802}]",[{'name': 'Entertainment'}],"[{'data': 'Madonna', 'type': 'PERSON', 'mentions': 4}, {'data': 'Josh Popper', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lourdes Leon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Carlos Leon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rocco Ritchie', 'type': 'PERSON', 'mentions': 1}, {'data': 'Guy Ritchie', 'type': 'PERSON', 'mentions': 1}, {'data': 'David Banda', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mercy James', 'type': 'PERSON', 'mentions': 1}, {'data': 'Stelle', 'type': 'PERSON', 'mentions': 1}, {'data': 'Estere Ciccione', 'type': 'PERSON', 'mentions': 1}, {'data': 'evening', 'type': 'TIME', 'mentions': 1}, {'data': 'Instagram Story', 'type': 'ORG', 'mentions': 1}, {'data': 'DailyMail.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Material Girl', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Michigan', 'type': 'GPE', 'mentions': 1}]","Madonna took to Instagram to reveal five of her 'House Rules' on Sunday evening.
+
+In her latest post to her Instagram Story, the 64-year-old singer showed off a sign and shared five simple household rules she wants everyone in her home to abide by accordingly.
+
+The Queen of Pop's short list included positive affirmations reminding herself to 'smile,' 'be happy' and 'listen to others.'
+
+The rules also included the suggestions to 'speak kindness' and 'be happy with what you have'.
+
+The Material Girl hitmaker — who is now dating 29-year-old boxing coach Josh Popper, according to an exclusive report by DailyMail.com — shared the rules ahead of embarking on her 40th anniversary world tour.
+
+In the single shot, the pop music icon cradled the sign against her chest and held a straight face.
+
+The mother-of-six donned a black sweater adorned with colorful and abstract flower designs.
+
+She appeared to be sporting light, minimal makeup to highlight her natural beauty.
+
+Her flawless skin and makeup looked absolutely immaculate while she sported a mauve pink pout.
+
+The Michigan native wore her fiery red tresses down in natural, beach waves that cascaded down her shoulders.
+
+She seemed to be standing in the living room inside her home for the portrait.
+
+The songstress opted out of writing a caption for the post and let the simple sign speak for itself.
+
+The five positive rules appeared to be a reminder for herself and her six children.
+
+Madonna is mother to four daughters and two sons.
+
+Her eldest child is her daughter Lourdes Leon, 26, whom she shares with Apple founder Carlos Leon that she dated for three years in the '90s.
+
+Her second eldest is her son Rocco Ritchie, 22, whom she welcomed with her ex-husband Guy Ritchie in 2000. The former couple were married for eight years before they called it quits in 2008.
+
+Later on, Madonna adopted her son David Banda, 17, and her three daughters — Mercy James, 17, as well as twins Stelle and Estere Ciccione, both 10.",22ae47a438d94e598548c177919b57b3,Madonna shares five house rules she likes for her family to follow,4,,,,
+13228,"Computer outage causes CVS customers big headaches - BOSTON - CVS says a computer network issue caused problems for customers picking up prescriptions Wednesday.
+
+Many people in the region were unable to fill their prescriptions at the pharmacy.
+
+A spokesperson for the company said, a computer outage briefly impacted some pharmacies. ""We've resolved a computer network issue that briefly impacted some of our retail locations earlier today. Many impacted stores and pharmacies were able serve patients throughout the outage,"" the spokesperson said.
+
+There is no word on what caused the network issues.","{'positive': 0.008054561, 'negative': 0.962411, 'neutral': 0.029534373}","CVS has resolved a computer network issue that briefly impacted some of its retail locations earlier today. Customers were unable to fill their prescriptions at the pharmacy due to the issue. There is no word on what caused the network issues, but many customers were able to access their prescriptions.",CVS says a computer network issue caused problems for customers picking up prescriptions Wednesday.,CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients’ drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity’s indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers’ information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers’ financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7786114262544979, 'Energy Management in Retail': 0.7658281757514322, 'Drug Supply Chain Integrity': 0.7836783057211899, 'Management of Controlled Substances': 0.773959061538225, 'Data Security & Privacy': 0.7953947138233916}",0.7953947138233916,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-04-04T16:03:48+00:00,https://thehill.com/policy/technology/3933485-apple-to-lay-off-small-number-in-retail-teams/,"[{'name': 'Bloomberg', 'weight': 0.1232415}, {'name': 'jobs', 'weight': 0.11624385}, {'name': 'other major tech companies', 'weight': 0.11345887}, {'name': 'mass layoffs', 'weight': 0.09737478}, {'name': 'other facilities', 'weight': 0.09468326}, {'name': 'fewer workers', 'weight': 0.0944774}, {'name': 'similar roles', 'weight': 0.08067827}, {'name': 'layoffs', 'weight': 0.07750987}, {'name': 'retail teams', 'weight': 0.07319099}, {'name': 'thousands', 'weight': 0.06908784}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}]","Apple plans to lay off a small number of employees involved in the construction and upkeep of its retail stores and other facilities, according to Bloomberg.
+
+The company is reportedly attempting to characterize the move as a streamlining effort, with some employees receiving the opportunity to reapply for similar roles, per Bloomberg.
+
+Apple had previously avoided cutting jobs amid the current economic slump, even as its competitors in the industry engaged in mass layoffs and slashed tens of thousands of jobs.
+
+Meta, Facebook’s parent company, announced last month that it would lay off another 10,000 workers, after previously cutting 11,000 jobs in November. Amazon also announced a second round of layoffs in March, bringing its total cuts to about 27,000.
+
+Google’s parent company, Alphabet, announced in January that it would cut 12,000 jobs as well.
+
+Apple has faced less pressure to cut jobs, after hiring fewer workers during the COVID-19 pandemic compared to other major tech companies, Bloomberg previously reported.",4e7a10d0a32b4b13828af0584250360f,Apple to lay off small number in retail teams,4,,,,
+16638,"LyondellBasell (LYB) PE Technology Chosen by PetroChina - LyondellBasell Industries N.V. LYB has announced that PetroChina Guangxi Petrochemical Company will license its polyethylene (PE) technology at the latter’s Qinzhou City, Guangxi, P.R. of China facility. The newly licensed technology will encompass LYB's leading high-pressure Lupotech process technology, which will be used for both a 100 kiloton per year (KTA) Autoclave and 300 KTA Tubular line.
+
+
+
+Low-density polyethylene and ethylene vinyl acetate copolymers are the principal products that both production trains will manufacture. Additionally, a 300 KTA Hostalen Advanced Cascade Process plant for manufacturing high density polyethylene will be constructed onsite.
+
+
+
+This acknowledgment from PetroChina builds on the company's long history of working with LyondellBasell, as around 6,000 KTA of capacity has been licensed to the PetroChina group. PetroChina will be able to compete in the market and create benchmark resins using the selected polyolefin technologies.
+
+
+
+Shares of LYB have gained 10.1% over the past year compared with a 18% rise of its industry.
+
+The company, on its first-quarter call, said it anticipates a slight increase in global demand driven by usual seasonal trends. The demand for transportation fuels is expected to increase over the summer, supporting oxyfuels and refining margins. Delays at the beginning of industry-wide capacity expansions for PE in North America are likely to lower new market supply and support PE margins. 
+
+
+
+To keep pace with the market expectation, LyondellBasell estimates operating Intermediates & Derivatives assets at 80%. It expects to modestly raise global olefins and polyolefins operating rates to 85%. The company will continue to monitor the impact on petrochemical markets in the second half of 2023 of shifting global monetary policies and strengthening economic conditions in China.
+
+LyondellBasell currently carries a Zacks Rank #3 (Hold).
+
+
+
+Better-ranked stocks to consider in the basic materials space include Carpenter Technology Corporation CRS, Silvercorp Metals Inc. SVM and PPG Industries, Inc. PPG.
+
+
+
+CRS currently sports a Zacks Rank #1 (Strong Buy). The Zacks Consensus Estimate for current-year earnings for CRS is currently pegged at $1.04, implying year-over-year growth of 6.3%. It has a trailing four-quarter earnings surprise of roughly 198.1%, on average. The stock has gained around 108.3% in a year. You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+
+
+Silvercorp Metals currently flaunts a Zacks Rank #1. The consensus estimate for current fiscal-year earnings for Silvercorp Metals is currently pegged at 27 cents, suggesting year-over-year growth of 28.6%. The stock has jumped roughly 29.3% in the past year.
+
+
+
+PPG Industries currently sports a Zacks Rank #1. The Zacks Consensus Estimate for PPG's current-year earnings has been revised 0.7% upward over the past 60 days. PPG Industries’ earnings beat the Zacks Consensus Estimate in three of the last four quarters and missed once. It has a trailing four-quarter earnings surprise of roughly 6.8%, on average. PPG shares have gained around 32% in a year.
+
+
+
+
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.94815683, 'negative': 0.012362605, 'neutral': 0.039480582}","LyondellBasell Industries N.V. has announced that PetroChina Guangxi Petrochemical Company will license its polyethylene (PE) technology at the latter’s Qinzhou City, Guangxi, P.R. of China facility. The newly licensed technology will encompass LYB's leading high-pressure Lupotech process technology, which will be used for both a 100 kiloton per year (KTA) Autoclave and 300 KTA Tubular line. PetroChina will be able to compete in the market and create benchmark resins using the selected polyolefin technologies. Shares of LYb have gained 10.1% over the past year compared with a 18% rise of its industry. Better-ranked stocks to consider include Carpenter Technology Corporation CRS, Silvercorp Metals Inc. SVM and PPG Industries, Inc. PPG. Both companies currently sports a Zacks Rank #1.",LyondellBasell (LYB) announces that PetroChina is set to license its polyethylene technology.,LYB,Resource Transformation,Chemicals,LyondellBasell Industries N.V.,"{'Safety & Environmental Stewardship of Chemicals': 'Product safety and stewardship is a critical issue for entities in the Chemicals industry. The potential for human health or environmental impacts of chemicals during the use-phase can influence product demand and regulatory risk, which in turn can affect revenues and result in higher operating expenses, regulatory compliance costs, and mitigation. The industry can therefore mitigate regulatory risk and grow market share by developing innovative approaches to manage the potential impacts of products during the use phase, including developing alternative products with reduced toxicity. This could contribute to shareholder value through improved competitive positioning, greater market share, reduced regulatory risks, and higher brand value.', 'Genetically Modified Organisms': 'Some chemical entities produce crop seeds developed using genetically modified organism (GMO) technology. GMO technology has improved the yields of certain crops, including corn and soy, by altering the crop’s resistance to pesticides and herbicides and improving drought tolerance, among other factors. At the same time, consumers and regulators in some areas have expressed concern over the use of GMO technology due to perceived health, environmental, and social impacts of GMO cultivation and consumption. Thus, entities that employ such technology face both market opportunitiesand risks related to its use. The adoption of GMO crop technology is significant in the U.S., while in other regions, including in the European Union and China, regulators have implemented bans, quotas, or labelling requirements on GMO-based products. Such product bans or labelling requirements may lower revenues or increase costs for manufacturers, while regulatory and public perception can affect reputational risk. As such, entities that effectively respond to market drivers related to GMO products can mitigate risks and capitalise on opportunities.', 'Hazardous Waste Management': 'Chemical manufacturing may generate hazardous process waste, including but not limited to heavy metals, spent acids, catalysts, and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as some wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, may lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Water Management': 'Used primarily for cooling, steam generation and feedstock processing, water is a critical input in chemicals production. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, chemical manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Management of the Legal & Regulatory Environment': 'The Chemicals industry faces strict regulation governing air emissions, water discharge, chemical safety, and process safety, among other issues. Anticipating and adapting to regulatory developments, both in the short and long term, is a critical issue for the industry, as regulatory developments can significantly affect product demand, manufacturing costs, and brand value. Therefore, entities with a clear strategy for managing the regulatory environment that aligns corporate performance with sustainable environmental outcomes and accounts for societal externalities could benefit from reduced regulatory uncertainty, stronger brand value, and improved competitive positioning. ', 'Greenhouse Gas Emissions': 'Chemical manufacturing generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes, as well as process emissions from the chemical transformation of feedstocks. GHG emissions may result in regulatory compliance costs or penalties and operating risks for chemicals entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Operational Safety, Emergency Preparedness & Response': 'Health, safety, and emergency management is a critical issue for entities in the Chemicals industry. Technical failure, human error, or external factors such as weather can lead to accidental releases of chemical substances into the environment at processing facilities or during storage and transportation. Furthermore, the combustible nature of chemical substances, combined with the high operating temperatures and pressures involved in manufacturing, elevates the risk of explosions, hazardous spills, or other emergency situations. Such events can harm workers or people in nearby communities through the release of harmful air emissions and chemical substances, and may also adversely impact the environment. Entities may face operational disruptions, damage to facilities, reputational harm, and increased regulatory compliance and remediation costs in the event of a process incident. As such, strong management of process safety can reduce operational downtime, mitigate costs and regulatory risk, and ensure workforce productivity.', 'Air Quality': 'In addition to greenhouse gases (GHGs), chemical manufacturing may produce air emissions including, sulphur dioxides (SOx), nitrogen oxides (NOx), and Hazardous Air Pollutants (HAPs). As with GHGs, these emissions typically stem from the combustion of fuels and the processing of feedstocks. Relative to other industries, the Chemicals industry is a more significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such, active management of the issue through technological process improvements or other strategies may mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Chemical manufacturing is typically energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depends on the type of products manufactured. Typically, fossil fuels such as natural gas and natural gas liquids are the predominant form of non-feedstock energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on-site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such, an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Community Relations': 'Chemical entities are important economic contributors to many communities, providing employment opportunities and community development through taxes and capital generation. Meanwhile, issues including environmental policy, community health, and process safety are key issues with important regulatory, operational, financial, and reputational implications for entities. Environmental externalities including air emissions and water use can affect human health of those living near chemical facilities over the long term. Meanwhile, process safety incidents can endanger community health and safety, leading to regulatory penalties, legal action, and mitigation costs. Consequently, chemicals entities can benefit from building strong relationships with communities in order to mitigate potential operating disruption, reduce regulatory risk, retain top employees, lower the risk of litigation expenses in the event of process safety incidents, and ensure a strong social license to operate. Entities can adopt various community engagement strategies, such as developing community engagement plans, establishing codes and guidelines to ensure alignment of the organisation’s interests with those of their surrounding communities, or conducting impact assessments to evaluate projects and mitigate potential adverse impacts. ', 'Product Design for Use-phase Efficiency': 'As increasing resource scarcity and regulations encourage greater materials efficiency and lower energy consumption and emissions, the Chemicals industry may benefit from developing products that enhance customer efficiency. From reducingautomobile emissions through materials optimisation to improving building insulation performance, Chemicals industry products can enhance efficiency across many applications. Entities that develop cost-effective solutions to meet customer demand for improved efficiency may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value.', 'Workforce Health & Safety': 'Employees in chemicals manufacturing facilities face health and safety risks from exposure to heavy machinery, harmful substances, high temperatures and pressure, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety impacts, which could result in financial consequences, including higher healthcare costs, litigation, and work disruption. By maintaining a safe work environment and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity. '}","{'Safety & Environmental Stewardship of Chemicals': 0.7695710055828735, 'Genetically Modified Organisms': 0.7617614453419261, 'Hazardous Waste Management': 0.7442261314360433, 'Water Management': 0.7459408462304348, 'Management of the Legal & Regulatory Environment': 0.7783616203301861, 'Greenhouse Gas Emissions': 0.765090978436368, 'Operational Safety, Emergency Preparedness & Response': 0.7475612023816876, 'Air Quality': 0.7728257858443979, 'Energy Management': 0.7679041887961686, 'Community Relations': 0.7630316343361503, 'Product Design for Use-phase Efficiency': 0.7902276028315547, 'Workforce Health & Safety': 0.7364067285021788}",0.7902276028315547,Tiffany,Minor focus,Major focus,Negative,Customer Privacy and Data Security,No,Major,,2022-10-18T10:40:23+00:00,https://www.businessinsider.com/influencers-are-getting-rich-by-hawking-dubious-financial-advice-2022-10,"[{'name': 'financial advice', 'weight': 0.074309684}, {'name': 'dubious financial advice', 'weight': 0.07383766}, {'name': 'New investors', 'weight': 0.07278413}, {'name': 'new ideas', 'weight': 0.06836166}, {'name': 'financial advisors', 'weight': 0.061997805}, {'name': 'social media', 'weight': 0.061958887}, {'name': 'passive income', 'weight': 0.058733102}, {'name': 'Southern California', 'weight': 0.057226345}, {'name': 'advice', 'weight': 0.0541199}, {'name': 'young people', 'weight': 0.049074568}]",[{'name': 'Science'}],"[{'data': 'Jordan Parker Erb', 'type': 'PERSON', 'mentions': 2}, {'data': 'Changpeng Zhao', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bernard Arnault', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kevin Hart', 'type': 'PERSON', 'mentions': 1}, {'data': 'Serena Williams', 'type': 'PERSON', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 4}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'Insider', 'type': 'ORG', 'mentions': 2}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 3}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Xbox', 'type': 'ORG', 'mentions': 1}, {'data': 'Strategic Missions and Technology', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Andreessen Horowitz', 'type': 'ORG', 'mentions': 1}, {'data': 'Axial VC', 'type': 'ORG', 'mentions': 1}, {'data': 'Binance', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Louis Vuitton', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Jeep', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'BBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Basic with Ads', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iMessage', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Avenger', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Southern California', 'type': 'LOC', 'mentions': 2}, {'data': 'TechCrunch Disrupt', 'type': 'EVENT', 'mentions': 1}, {'data': 'The Creativity Conference', 'type': 'EVENT', 'mentions': 1}, {'data': 'The Refresh from Insider', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}]","Welcome to Tuesday, readers. I'm your host, Jordan Parker Erb. Today we're talking about a trend that, if you spend much time on social media, you've probably already noticed: A new era of get-rich-quick schemes has arrived.
+
+On TikTok and YouTube, ""passive income"" side-hustles have skyrocketed in popularity. Influencers are promoting gigs that promise to help you make money while you sleep — but are much harder than creators are letting on.
+
+Below, I'm giving you a look at the new guard of influencers who claim that ""making $10,000+ a month is not that hard.""
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+1. Influencers are luring followers with deceptive promises of side-hustle riches. On TikTok and YouTube, influencers are getting rich while spreading dubious financial advice for how to make money fast — and failing to give viewers a full picture of the risks involved.
+• These creators are touting eye-popping incomes of their own. On TikTok, one video with over 15 million views claims that ""making $10,000+ a month is not that hard.""
+• Followers can make hundreds — if not thousands — of dollars in passive income by renting out property, day-trading, or dropshipping, influencers say. But in most cases, the risks associated with the side-hustles they promote are hidden or barely referenced.
+• Instead, creators sell courses that promise to teach people how earn money through passive income — helping them get rich while selling the dream of easy cash.
+• These financial influencers are drawing in a lot of young people: A recent survey found that 34% of Gen Z consumers obtain financial advice from TikTok, while only 24% of this age group seek advice from financial advisors.
+
+2. Wall Street is skeptical about Netflix's new ad-supported tier. After months of subscriber losses, the streamer is under pressure to prove its new Basic with Ads subscription can stop the bleeding. With Netflix reporting earnings today, here's what analysts are looking out for.
+
+3. Microsoft quietly laid off under 1,000 employees. According to people close to the company, cuts are widespread — affecting the Xbox division, the Strategic Missions and Technology org, and more. Get the details here.
+
+4. A tech CEO sparked controversy after calling overemployment a ""new form of theft and deception."" In a now-viral LinkedIn Post, the CEO said the company had fired two engineers who were secretly working two full-time jobs simultaneously, saying ""this isn't some fun new social trend."" Here's what else the CEO said.
+
+5. These biotech VCs are reshaping the industry's future. New investors are joining the ranks of biotech venture capitalists every day, and bringing new ideas with them. From firms like Andreessen Horowitz and Axial VC, we identified more than a dozen investors who are writing biotech's next chapter. Meet 16 up-and-coming VCs here.
+
+6. In a 6,000 word memo, Binance's CEO explained his management style. Changpeng Zhao, the CEO and founder of the world's biggest cryptocurrency exchange, outlined his principles for running the company, including why he doesn't verbally compliment workers. Read eight other takeaways from his memo.
+
+7. The world's second-richest man sold his jet after people began tracking it on Twitter. Bernard Arnault, the CEO of Louis Vuitton, is just the latest billionaire to express concern over jet-tracking on social media. Now, he says, he rents the private jets instead.
+
+8. Mark Zuckerberg is taking aim at the green and blue bubbles of Apple's iMessage. Google bashed Apple on this topic earlier this year. Now, Zuckerberg has slammed iMessage — and says WhatsApp is ""far more priavte and secure."" Here's the latest.
+
+9. Jeep just revealed its first all-electric SUV. The Jeep Avenger is one of four battery-powered SUVs the company has promised will arrive by 2025. Check out the Jeep Avenger.
+
+10. A startup is building rentable 3D-printed homes in Southern California. The built-to-rent prefabricated homes are made with recycled plastics, and will pop up at three sites throughout Southern California. See what they'll look like.
+• Netflix, Goldman Sachs, and others are reporting earnings. Keep up with earnings here.
+• Actor Kevin Hart and tennis player Serena Williams will speak at the TechCrunch Disrupt event this week.
+• Adobe MAX, The Creativity Conference, is happening through Oct. 20.
+• Today is the 100th anniversary of the BBC.
+
+Keep updated with the latest tech news throughout your day by checking out The Refresh from Insider, a dynamic audio news brief from the Insider newsroom. Listen here.
+
+Curated by Jordan Parker Erb in New York. (Feedback or tips? Email jerb@insider.com or tweet @jordanparkererb.)",3015d30bf93d4cc38f2264c2f2761f2b,Influencers are getting rich by hawking dubious financial advice,4,,,,
+14207,"Las Vegas Strip Brings Back Superstar Singer - Gambling is usually the first thing that comes to mind when people think of the Las Vegas Strip. Visits to any number of casinos operated by MGM Resorts International, Caesars Entertainment or Wynn Resorts are at the top of many Las Vegas visitors' lists. Vegas has become a major destination for major sports events after the arrival of the National Hockey League's Vegas Golden Knights in 2017 and the National Football League's Raiders in 2020.","{'positive': 0.08273419, 'negative': 0.021688145, 'neutral': 0.89557767}","The Las Vegas Strip has become a major destination for major sports events after the arrival of the National Hockey League's Vegas Golden Knights in 2017 and the National Football League's Raiders in 2020. Visits to any number of casinos operated by MGM Resorts International, Caesars Entertainment or Wynn Resorts are at the top of many Las Vegas visitors' lists.","Gambling is usually the first thing that comes to mind when people think of the Las Vegas Strip.  Visits to any number of casinos operated by MGM Resorts International, Caesars Entertainment or Wynn Resorts  are at the top of many Las Vegas visitors' lists.  Vegas has become a major destination for major sports events after the arrival of the National Hockey League's Vegas Golden Knights in 2017 and the National Football League's Raiders in 2020.",CZR,Services,Casinos & Gaming,"Caesars Entertainment, Inc.","{'Internal Controls on Money Laundering': 'By the nature of its business, the Casinos & Gaming industry can be attractive to criminals seeking to launder money or disguise the origin of funds. Risk factors include the large amount of cash transactions, accessibility to multiple facilities, and customer anonymity. Therefore, strict and robust internal controls are necessary for entities to prevent violations of reporting and money laundering regulations. Casino operators that fail to detect and prevent money laundering activities may open themselves to investigations. Violations of anti-money laundering laws and regulations could result in criminal prosecution and/or substantial regulatory penalties.', 'Responsible Gaming': 'While the main purpose of gambling is entertainment, the industry faces a negative perception that is often related to pathological gambling. In addition to pathological gambling which is a progressive addiction characterised by increasing preoccupation with gambling, customers may also experience problem gambling, a less severe form of pathological gambling. While casinos do not cause problem gambling, they provide opportunities to gamble and may earn disproportionately greater revenue from pathological and problem gamblers. Responsible gambling encompasses industrybest practices to mitigate the impacts of problem gambling that may result from violations of self-exclusion lists, irresponsible advertising, gambling by minors, or instances where the entity has otherwise enabled gambling problems. Highly-publicised incidents related to pathological and problem gambling may damage entities’ reputations and result in regulatory curtailment of their licenses to operate. ', 'Energy Management': 'With many facilities open 24 hours a day, the Casinos & Gaming industry requires a large amount of energy to operate. Casino facilities often have few windows and therefore rely on their buildings’ mechanical systems for heating, ventilation, air-conditioning (HVAC) and lighting. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change and pollution, and have the potential to impact casino entities’ results of operations. Entities that rely on electricity consumption for their operations increasingly must manage energy efficiency as well as energy availability, including the risks and opportunities associated with energy sourcing from fossil fuels or from renewable and alternative energy sources.', 'Smoke-free Casinos': 'Casino facilities are usually climate-controlled environments with internal air circulation, and have a relatively high concentration of employees and customers. While anti-smoking campaigns have helped some regions enact smoking bans for public places, many casinos remain exempt from such bans. Smoke exposes employees and customers to risks of heart attacks and cancer. In addition, studies have shown that casino dealers exposed to secondhand smoke have higher-than-average rates of respiratory illness. Entities that derive a significant portion of their revenue from smoking customersmay be negatively affected by smoking bans, which are becoming more common. Alternatively, by creating smoke-free facilities, casino operators may be better positioned to attract more non-smoking patrons.'}","{'Internal Controls on Money Laundering': 0.7741178584689479, 'Responsible Gaming': 0.7938901665824986, 'Energy Management': 0.7875829902268893, 'Smoke-free Casinos': 0.7794713529407262}",0.7938901665824986,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-02-15T10:03:20+00:00,https://www.reuters.com/technology/russias-yandex-beats-fy-revenue-target-after-google-pulls-advertising-2023-02-15/,"[{'name': 'advertising revenue', 'weight': 0.101422064}, {'name': 'online advertising', 'weight': 0.0919026}, {'name': 'Yandex', 'weight': 0.09100158}, {'name': 'Jason Neely', 'weight': 0.08573114}, {'name': 'Russian internet giant Yandex', 'weight': 0.0848827}, {'name': 'last year', 'weight': 0.08221269}, {'name': 'major competitor Google', 'weight': 0.08147337}, {'name': 'FY revenue target', 'weight': 0.07899919}, {'name': 'advertising', 'weight': 0.076973274}, {'name': 'ad technologies', 'weight': 0.07567833}]",[],"[{'data': 'Russia', 'type': 'GPE', 'mentions': 3}, {'data': 'MOSCOW', 'type': 'GPE', 'mentions': 1}, {'data': 'Yandex', 'type': 'ORG', 'mentions': 8}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'YNDX.O', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL.O', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Kremlin', 'type': 'ORG', 'mentions': 1}, {'data': 'VK', 'type': 'ORG', 'mentions': 2}, {'data': 'Delivery Club', 'type': 'ORG', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'Alexander Marrow', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gleb Stolyarov', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jason Neely', 'type': 'PERSON', 'mentions': 1}]","MOSCOW, Feb 15 (Reuters) - Russian internet giant Yandex (YNDX.O) on Wednesday reported 2022 revenue up 46% to 521.7 billion roubles ($7.05 billion), increasing its dominance in online advertising as major competitor Google pulled out of the market.
+
+Yandex, often referred to as ""Russia's Google"", said investments in ad technologies drove a similar revenue jump in the fourth quarter, but adjusted net income slid 72% to 747 million roubles.
+
+Alphabet's (GOOGL.O) Google stopped selling online advertising in Russia last March but has kept some free services available, opening the door for Yandex to enhance its market share.
+
+""While solid trends in advertising revenue continued in January 2023, we expect growth rates to gradually normalise in the coming months once the effect of last year's changes in the ad market competitive landscape annualises,"" Yandex said.
+
+Nasdaq-listed Yandex has sought to find a balance between its Western investors on one side and the Kremlin on the other. It sold its news feed and homepage to state-controlled rival VK last year, in part to try to depoliticise its business, a source close to Yandex said.
+
+As part of that deal, Yandex acquired VK's food delivery service Delivery Club, helping the gross merchandise volume (GMV) of its e-commerce division to almost double to 308 billion roubles in 2022, it said.
+
+Reporting by Alexander Marrow and Gleb Stolyarov; editing by Jason Neely",ce25ee8e1cce4394ba0bd23b411e1171,Russia's Yandex beats FY revenue target after Google pulls advertising,4,,,,
+7770,"Weapons Makers Suffering Worker Shortages As Ukraine War Drives Demand - Weapons Makers Suffering Worker Shortages As Ukraine War Drives Demand
+
+            The war in Ukraine is so profitable for defense companies in the US and Europe that they're having trouble finding thousands of skilled workers to satisfy a record influx of orders, according to the Wall Street Journal.
+Ukrainian soldiers fire at Russian positions with a U.S.-supplied howitzer. Photo: LIBKOS/Associated Press
+
+Part of the issue is that jobs in the defense industry require niche skills and security clearances - a problem compounded by a flood of defense companies trying to hire at the same time in an industry which has long struggled to meet recruitment goals.
+
+""Our first priority is really to ramp up capacity, which, of course, means increasing staff,"" according to Patrice Caine, CEO of French component maker Thales, which plans to hire 12,000 people this year to make submarine sensors, jets, and other military items. Caine described the situation as ""tensions on some labor markets,"" which they plan to deal with by outsourcing to 'foreign engineering centers,' as well as relying on corporate partners.
+
+In 2022, global military spending rose 3.7% to a record $2.24 trillion - with European expenditures increasing at its steepest YoY rate in at least 30 years, according to data released Monday by the Stockholm International Peace Research Institute, a think tank.
+
+
+
+The labor shortage among US defense contractors has been an issue since last year, when efforts to replace workers from pandemic furloughs were accelerated - and most companies failing to hit their recruitment goals. That said, hiring has improved in recent months according to the report.
+
+In Europe, however, the problem may actually get worse - with European governments increasing military spending, causing weapons makers - particularly munitions manufacturers - to launch large recruitment drives.
+
+
+Europe’s largest defense company, BAE Systems PLC, is hiring 2,600 this year for its apprentice and graduate training programs, and several thousand more for other roles. Missile maker MBDA wants to add 2,000 workers, equivalent to more than 15% of its workforce. Others including Saab AB, the Swedish maker of the Gripen jet fighter, and Rheinmetall AG, the German company that helps make the Leopard tank, also plan to hire thousands of new workers. -WSJ
+
+
+""Defense companies are worried at the moment about recruitment,"" according to ADS Group Chief Economist, Aimie Stone, citing competition for talent within the industry, along with a revived civil aerospace sector and an emerging space industry. According to Stone, ADS members had 10,000 job openings at the end of last year.
+
+UK-based recruiter, Kieran Slaughter, says the defense industry has always posed recruitment challenges, as automakers and airplane manufacturers are competing for the same talent pool, tend to pay more, and don't require security clearances - a process which can take 2-8 weeks in Europe, and several months in the US.
+
+
+
+""Some candidates don’t want to wait around,"" said Slaughter.
+
+What's more, many jobs in the defense industry are highly specialized - such as warhead engineers - which Colin McClean, a managing director at BAE Systems, says are a ""rare commodity.""
+
+US Navy shipbuilder, General Dynamics, was in one of the hardest-hit sectors during the pandemic. In 2022 it hired 24,000 staff - yet, due to attrition and retirements, its net head count was up only 3,400 to 106,500.
+
+Another shipbuilder, Huntington Ingalls Industries, is focusing on recruiting from apprentice schools and community colleges, according to CEO Chris Kastner.
+
+""If people choose the career, they stay,"" he said. ""There’s the high chance of attrition now with walk-in individuals.""
+Artillery shells are packed for shipping in Scranton, Pa. Photo: BRENDAN MCDERMID/REUTERS
+
+Lockheed Martin VP of enterprise performance, Paula Hartley, says the space is ""a tough place sometimes to recruit people to,"" referring to the company's facility in Camden, Arkansas - located around 100 miles from the state capital - which employs around 1,000 staff and plans to hire another 200 to make Javelin missiles and Himars rocket launchers. Despite holding job fairs and recruiting farther afield with sign-on bonuses and pay raises, they still have open positions posted since January.
+
+Saab, the Swedish manufacturer, has taken to posting billboards, online ads, holding student job fairs, and a social media campaign.
+
+
+Today Saab delivers Sweden’s new SIGINT-ship HMS Artemis to the Swedish Defence Materiel Administration, FMV. Read the story here --> https://t.co/w1UeI3xAS8#proudshipbuilders pic.twitter.com/olKEmruNmG
+— Saab (@Saab) April 28, 2023
+Imagine what would happen if peace broke out?
+
+      Tyler Durden
+Sat, 04/29/2023 - 15:30","{'positive': 0.01317256, 'negative': 0.9574454, 'neutral': 0.02938199}","Defense companies in the US and Europe are struggling to find skilled workers due to the Ukraine War Drives Demand. The problem is that jobs in the defense industry require niche skills and security clearances, which is compounded by a flood of defense companies trying to hire at the same time in an industry which has long struggled to meet recruitment goals. The labor shortage among US defense contractors has been an issue since last year, when efforts to replace workers from pandemic furloughs were accelerated. Europe's largest defense company, BAE Systems PLC, is hiring 2,600 this year for its apprentice and graduate training programs, and several thousand more for other roles. US Navy shipbuilder General Dynamics was in one of the hardest-hit sectors during the pandemic, but still had 24,000 staff in 2022 due to attrition and retirements. UK-based recruiter, Kieran Slaughter, says the defense sector has always posed recruitment challenges, as automakers and airplane manufacturers are competing for the same talent pool, tend to pay more, and don't require security clearanceances. Despite this, many jobs are highly specialized - such as warhead engineers are a ""rare commodity"" - and there is a high chance of attrition now with walk-in individuals.","Weapons Makers Suffering Worker Shortages As Ukraine War Drives Demand
+
+            The war in Ukraine is so profitable for defense companies in th...",GD,Resource Transformation,Aerospace & Defence,General Dynamics,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7837204456831105, 'Hazardous Waste Management': 0.7724910679379743, 'Materials Sourcing': 0.8033308148950778, 'Energy Management': 0.7727935250682337, 'Fuel Economy & Emissions in Use-phase': 0.7917907339287528, 'Business Ethics': 0.7607738882229703, 'Data Security': 0.806329924420983}",0.806329924,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-01-06T07:38:43-05:00,https://www.theverge.com/2023/1/6/23542064/google-android-13-audio-music-spotify-connect-ces-2023,"[{'name': 'different audio devices', 'weight': 0.1291153}, {'name': 'other devices', 'weight': 0.1116454}, {'name': 'multiple devices', 'weight': 0.1069004}, {'name': 'Spotify Connect support', 'weight': 0.09911774}, {'name': 'different audio inputs', 'weight': 0.09837916}, {'name': 'Spotify Connect', 'weight': 0.096054785}, {'name': 'Android', 'weight': 0.09413604}, {'name': 'users', 'weight': 0.08848024}, {'name': 'audio playback', 'weight': 0.087518066}, {'name': 'last year', 'weight': 0.078638256}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 3}, {'data': 'YouTube Music', 'type': 'ORG', 'mentions': 1}, {'data': 'CES', 'type': 'EVENT', 'mentions': 1}, {'data': 'Sandeep Chivukula', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nearby Share', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Chromecast', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Spotify Connect', 'type': 'PRODUCT', 'mentions': 1}]","Google is introducing new features for Android 13 that should make it easier for users to transition between different audio devices when listening to music. Announced at CES 2023, media notifications will ask users if they want to switch over to a different listening device based on their proximity, allowing you to seamlessly transition between your phone, speakers, headphones, TV, car, and more.
+
+This feature uses the cross-device software development kit (SDK) released by Google last year. The tech uses Bluetooth Low Energy, Wi-Fi, and ultra-wideband to detect which audio devices are physically near the user, and then identifies which device a user may want to use based on their current activity — for example, switching audio playback from a Bluetooth speaker back to your phone if you answer a call.
+
+The “uninterrupted listening” feature shares some similarities with how Apple products can automatically switch between different audio inputs. In a blog post, Sandeep Chivukula, director of product management at Android, said that Google is working with both Spotify and YouTube Music on the notifications feature. Fast Pair, Nearby Share, and Chromecast have also been added to the cross-device SDK to make it easier to use multiple devices.
+
+Google is also working with Spotify to bring Spotify Connect support to Android 13’s media switcher. This will allow users to more easily switch between playing music on an Android mobile or tablet and speakers, TVs, and other devices compatible with Spotify Connect. Google has not announced a release date for either of the two new listening features, only that they’re expected to arrive sometime “this year.”",b873ead767b745bc86f875fd504ff669,Google is making it easy to take music with you on Android 13,4,,,,
+13058,"US cracks down on Chinese companies for security concerns - Administration officials say China has increasingly blurred the lines between its military and civilian industries, prompting the United States to place restrictions on doing business with Chinese companies that may feed into Beijing’s military ambitions at a time of heightened geopolitical tensions, especially over Taiwan.
+
+The action, announced by the Commerce Department, is the latest step in the administration’s campaign to clamp down on China’s access to technologies that could be used for military purposes and underscored how limiting the flow of technology to global rivals has become a prominent element of US foreign policy.
+
+WASHINGTON — The Biden administration on Thursday stepped up its efforts to impede China’s development of advanced semiconductors, restricting another 36 companies and organizations from getting access to US technology.
+
+In October, the administration announced sweeping limits on semiconductor exports to China, both from companies within the United States and in other countries that use US technology to make those products. It has also placed strict limits on technology exports to Russia in response to Moscow’s invasion of Ukraine.
+
+“Today we are building on the actions we took in October to protect US national security by severely restricting the PRC’s ability to leverage artificial intelligence, advanced computing, and other powerful, commercially available technologies for military modernization and human rights abuses,” Alan Estevez, the undersecretary of commerce for industry and security, said in a statement, referring to the People’s Republic of China.
+
+Among the most notable companies added to the list is Yangtze Memory Technologies Corp., a company that was said to be in talks with Apple to potentially supply components for the iPhone 14.
+
+Congress has been preparing legislation that would prevent the US government from purchasing or using semiconductors made by YMTC and two other Chinese chipmakers, Semiconductor Manufacturing International Corp. and ChangXin Memory Technologies, because of their reported links to Chinese state security and intelligence organizations.
+
+The US government added the companies to a so-called entity list that will severely restrict their access to certain products, software, and technologies. The targeted companies are producers and sellers of technologies that could pose a significant security risk to the United States, like advanced chips that are used to power artificial intelligence and hypersonic weapons, and components for Iranian drones and ballistic missiles, the Commerce Department said.
+
+In an emailed statement, Liu Pengyu, the spokesperson for the Chinese Embassy in Washington, said the United States “has been stretching the concept of national security, abusing export control measures, engaging in discriminatory and unfair treatment against enterprises of other countries, and politicizing and weaponizing economic and sci-tech issues. This is blatant economic coercion and bullying in the field of technology.”
+
+“China will resolutely safeguard the lawful rights and interests of Chinese companies and institutions,” he added.
+
+On Monday, China filed a formal challenge to the Biden administration’s chip controls at the World Trade Organization, criticizing the restrictions as a form of “trade protectionism.”
+
+The administration said that some companies, including YMTC and its Japanese subsidiary, were added to the list because they posed a significant risk of transferring sensitive items to other companies sanctioned by the US government, including Huawei Technologies and Hikvision.
+
+The Commerce Department said that another entity, Tianjin Tiandi Weiye Technologies, was added for its role in aiding China’s campaign of repression and surveillance of Uyghurs and other Muslim minority groups in the Xinjiang region of China, as well as providing US products to Iran’s Revolutionary Guard. US-based firms will now be forbidden from shipping products to these companies without first obtaining a special license.
+
+Twenty-three of the entities — in particular those supplying advanced chips used for artificial intelligence with close ties to the Chinese military and defense industry, and two Chinese companies that were found to be supporting the Russian military — were hit with even tougher restrictions.
+
+The companies will be subject to what is known as the foreign direct product rule, which will cut them off from buying products made anywhere in the world with the use of American technology or software, which would encompass most global technology companies.
+
+The administration also said it would lift restrictions on some companies that had successfully undergone US government checks that ensured their products weren’t being used for purposes that the government deemed harmful to national security.
+
+As part of the restrictions unveiled in October, the Biden administration placed dozens of Chinese firms on a watch list that required them to work with the US government to verify that their products were not being used for activities that would pose a security risk to the United States.
+
+A total of 25 entities completed those checks, in cooperation with the Chinese government, and thus have been removed from the list. Nine Russian parties that were unable to clear those checks were added to the entity list, the department said.
+
+A spokesperson for the Commerce Department said the actions demonstrated that the United States would defend its national security but also stood ready to work in cooperation with companies and host governments to ensure compliance with US export controls.","{'positive': 0.028328542, 'negative': 0.70957834, 'neutral': 0.26209316}","US cracks down on Chinese companies for security concerns. 
+
+Administration officials say China has increasingly blurred the lines between its military and civilian industries, prompting the United States to place restrictions on doing business with Chinese companies that may feed into Beijing’s military ambitions at a time of heightened geopolitical tensions, especially over Taiwan. 
+
+In October, the administration announced sweeping limits on semiconductor exports to China, both from companies within the United States and in other countries that use US technology to make those products. 
+
+A spokesperson for the Commerce Department said the actions demonstrated that the United States would defend its national security but also stood ready to work in cooperation with companies and host governments to ensure compliance with US export controls.","The Biden administration on Thursday stepped up its efforts to impede China’s development of advanced semiconductors, restricting another 36 companies and organizations from getting access to US technology.",AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product’s use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operations are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7956406780618325, 'Employee Diversity & Inclusion': 0.7587075131132963, 'Product Security': 0.7896793346809308, 'Materials Sourcing': 0.7863829295732998, 'Product Lifecycle Management': 0.767826225536076}",0.7956406780618325,Tiffany,Major focus,Major focus,Negative,"Labour Practices, Employee Health & Safety",MInor,No,,2023-04-13T14:47:33+00:00,https://finance.yahoo.com/news/1-google-asks-judge-toss-144733180.html,"[{'name': 'U.S. antitrust lawsuit', 'weight': 0.09100674}, {'name': 'anti-competitive practices', 'weight': 0.07946319}, {'name': 'Big Tech', 'weight': 0.07501265}, {'name': 'Google', 'weight': 0.07243013}, {'name': 'Microsoft Corp', 'weight': 0.06959087}, {'name': 'search', 'weight': 0.06911971}, {'name': 'antitrust law', 'weight': 0.06674489}, {'name': 'other antitrust complaints', 'weight': 0.0642345}, {'name': 'rivals', 'weight': 0.06310061}, {'name': 'business', 'weight': 0.06067536}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': ""the U.S. Justice Department's"", 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'LG', 'type': 'ORG', 'mentions': 1}, {'data': 'Motorola', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Verizon', 'type': 'ORG', 'mentions': 1}, {'data': 'Mozilla', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft Corp', 'type': 'ORG', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'WASHINGTON', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Utah', 'type': 'GPE', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amit Mehta', 'type': 'PERSON', 'mentions': 3}, {'data': 'John Schmidtlein', 'type': 'PERSON', 'mentions': 3}]","WASHINGTON, April 13 (Reuters) - Google argued Thursday that the U.S. Justice Department's allegations that it broke antitrust law to build and maintain its dominance of search are flawed and that its lawsuit should be thrown out.
+
+The government, which filed its lawsuit in the waning days of the Trump administration, has argued that Alphabet's Google acts illegally in paying billions of dollars each year to smartphone makers like Apple, LG, Motorola and Samsung, carriers like Verizon and browsers like Mozilla to be the default search for their customers.
+
+Judge Amit Mehta actively questioned Google's lawyer, John Schmidtlein. Mehta pressed him, for example, on if being dominant in search means that Google's search engine will improve faster than its competitors. He also asked if the deals were ""anticompetitive"" and gave the company an advantage.
+
+Google's Schmidtlein replied: ""Offering a superior product, winning business on the merits is never unlawful.""
+
+""There is zero consumer harm here whatsoever,"" Schmidtlein told the judge at another point.
+
+Google has argued in court filings that the payments at issue are legal revenue-sharing deals and not illegal efforts to exclude rivals.
+
+The decision on summary judgment will be decided by Mehta of the U.S. District Court for the District of Columbia. The case is slated for trial in September.
+
+Google's motion is the Internet company's latest attempt to end several costly and time-consuming lawsuits from state and federal governments aimed at reining in its market power.
+
+The Justice Department sued Google in 2020, accusing the $1 trillion company of illegally using its market muscle to hobble rivals in the biggest challenge to the power and influence of Big Tech since it sued Microsoft Corp for anti-competitive practices in 1998. A settlement left the company intact although the decision to rein in Microsoft left room for Google, which was founded in 1998, and others to thrive.
+
+Since this lawsuit was filed, Google has been hit with other antitrust complaints. The Justice Department filed a second lawsuit in January accusing the company of abusing its dominance of the digital advertising business.
+
+A group of states led by Texas also sued on ad tech in 2020 while states led by Utah filed a lawsuit in 2021 saying the company broke antitrust law in handling its play store.",83f905aed4804ed0970a9cefde5a4f26,"Google asks judge to toss U.S. antitrust lawsuit, says a 'superior product' is not unlawful",4,,,,
+5943,"Asset Managers Prompt Renewed Focus On Director Overboarding - Recent governance policy refinements from several leading asset management firms are likely to create more work for the board’s nominating and governance committee.
+
+These new refinements recognize the governance risks arising from over-committed directors, and call on corporate boards to more aggressively confront issues of director overboarding. For most companies, the pressure to address director commitment concerns will be manifested in the development and maintenance of a formal overboarding policy and disclosure of how the board will monitor oversight of the rollout of such policy.
+
+The focus on overboarding first meaningfully arose during the Sarbanes-Oxley era, when breakdowns in corporate governance practices were a contributing factor to the notorious scandals (thus prompting both the eponymous statute, and related corporate responsibility practices). Particular criticism was attributed to outside directors who failed to contribute sufficient time and attentiveness to their oversight obligations, in part due to the demands of other board service and similar commitments.
+
+Post-Sarbanes governance principles thus encouraged boards to address expectations regarding director time commitments and the extent to which other factors (e.g., other board memberships, employment distractions, health considerations) threatened the quality of individual director service to the board. But no hard and fast limits arose from that environment.
+
+In recent years, several major asset management and institutional investment firms adopted firm positions on the issue of director overboarding in their proxy voting guidelines for U.S. portfolio companies. Similarly, several leading proxy advisor companies adopted guidelines opposing the election of CEOs and directors who exceeded specific thresholds on board commitment.
+
+What’s new is the decision of several of these leading companies to move away from strict application of their own overboarding guidelines, in favor of greater reliance on nominating and governance committees to enforce director commitment practices. The sense is that well-governed corporate boards, not asset managers, are best suited to make subjective decisions regarding the caliber and time commitment of individual directors.
+
+For example, State Street Global Advisors is discontinuing its use of numerical limits to identify instances of overboarding. Instead, it will vote against the chair of the nominating/governance committee of S&P 500 companies that fail to disclose an internal policy on director time commitments.
+
+Similarly, Vanguard now calls on companies to adopt a formal overboarding policy and to disclose the board’s oversight of the implementation of that policy. In that regard, Vanguard seeks disclosure of the process for establishing that policy and the frequency of its review to ensure its ongoing relevance.
+
+These policy refinements reflect greater governance sensitivity to the appropriate management of directors’ increasing time commitments. State Street CEO, Yie-Hsin Hung, observed that “…directors are busier than ever, reporting a 25% increase both in formal board meetings and number of days spent on director work — often serving on multiple boards simultaneously”. Such a substantial increase in directors’ workloads risks degrading overall board effectiveness over time.
+
+This move away from the numerical limit reflects an awareness that seat limits don’t always reflect a complete view of director effectiveness. For example, director time commitment can also be impacted by directors’ service on private-equity or boards of large nonprofit organizations, both of which can require intensive time. Commitment can also be impacted by participation in leadership roles such as board or committee officer positions.
+
+These refinements are consistent with the emphasis on director engagement reflected in governance principles promoted by the National Association of Corporate Directors (“NACD”). In its recently released guidelines, A Framework for Governing Into the Future, NACD recognizes that “…more is required of directors to stay well informed and to be available on a far more frequent and flexible basis.” Such requirements, in turn “… may require directors to rethink other commitments.”
+
+An enhanced focus on director commitment may also reduce the risk of “tokenism” within the director community, arising from the nomination of already over-committed diverse directors without considering broader candidate pools from diverse communities.
+
+The refined overboarding policies of the leading asset management firms reflect the importance of a robust engagement culture within corporate governance structures. Emerging risks such as ESG issues, and increasing oversight obligations arising from the Delaware courts combine with traditional strategic and financial issues to increase the demands on directors time and attention.
+
+The ultimate message is that boards, across industry sectors, must be more focused on managing the increasing time commitments of their directors.
+
+Directors, in turn, must be prepared to embrace the time and energy required by board service, including that which may arise from unanticipated situations. Avoiding overboarding risks is thus a shared board/director responsibility.","{'positive': 0.046326134, 'negative': 0.27091894, 'neutral': 0.68275493}","Recent governance policy refinements from several leading asset management firms are likely to create more work for the board‚Äôs nominating and governance committee. These new refinements recognize the governance risks arising from over-committed directors, and call on corporate boards to more aggressively confront issues of director overboarding. The focus on overboarding first meaningfully arose during the Sarbanes-Oxley era, when breakdowns in corporate governance practices were a contributing factor to the notorious scandals. Companies are now adopting formal overboarding policies and disclosing the board's oversight of the rollout of such policy. NACD recognizes that more is required of directors to stay well informed and to be available on a far more frequent and flexible basis, in turn, this may require directors to rethink other commitments.",Policy shifts by leading asset managers increase expectations of board nominating and governance committees to address director overboarding and commitment concerns.,STT,Financials,Asset Management & Custody Activities,State Street Corp,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity‚Äôs management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees‚Äô ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.789581951182954, 'Employee Diversity & Inclusion': 0.8111955801855906, 'Business Ethics': 0.800535765371771, 'Factors in Investment Management & Advisory': 0.8087800944895012, 'Transparent Information & Fair Advice for Customers': 0.7904436434627119}",0.8111955801855906,Tiffany,Minor focus,Minor focus,Negative,Business Ethics,Minor,Minor,Negative,2023-03-22T12:31:27+00:00,https://www.cnbc.com/2023/03/22/wall-street-analysts-unveil-the-top-stock-calls-on-wednesday.html,"[{'name': 'companies', 'weight': 0.07378639}, {'name': 'growth opportunities', 'weight': 0.0714507}, {'name': 'future growth opportunities', 'weight': 0.06931062}, {'name': 'significant unit growth runway', 'weight': 0.06728518}, {'name': '1st/2nd market share positions', 'weight': 0.066589445}, {'name': 'meaningful volume growth', 'weight': 0.06382652}, {'name': 'volume growth', 'weight': 0.06186674}, {'name': 'market perform Bernstein', 'weight': 0.058187746}, {'name': 'share repo', 'weight': 0.05738382}, {'name': 'Tuesday', 'weight': 0.055347472}]","[{'name': 'Auto'}, {'name': 'Finance'}]","[{'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Charles Schwab', 'type': 'ORG', 'mentions': 4}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 4}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 4}, {'data': 'Baird', 'type': 'ORG', 'mentions': 3}, {'data': 'Academy Sports', 'type': 'ORG', 'mentions': 1}, {'data': 'ASO', 'type': 'ORG', 'mentions': 1}, {'data': 'Truist', 'type': 'ORG', 'mentions': 2}, {'data': 'Krispy Kreme', 'type': 'ORG', 'mentions': 1}, {'data': 'DNUT', 'type': 'ORG', 'mentions': 1}, {'data': 'Barclays', 'type': 'ORG', 'mentions': 6}, {'data': 'Guggenheim', 'type': 'ORG', 'mentions': 2}, {'data': 'WMG', 'type': 'ORG', 'mentions': 1}, {'data': 'Nike', 'type': 'ORG', 'mentions': 2}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 4}, {'data': 'GameStop', 'type': 'ORG', 'mentions': 2}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 3}, {'data': 'GTC', 'type': 'ORG', 'mentions': 1}, {'data': 'Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 4}, {'data': 'Luminar', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 2}, {'data': 'PNC', 'type': 'ORG', 'mentions': 3}, {'data': 'U.S. Bancorp', 'type': 'ORG', 'mentions': 2}, {'data': 'USB', 'type': 'ORG', 'mentions': 1}, {'data': 'BAC', 'type': 'ORG', 'mentions': 1}, {'data': 'KeyBanc', 'type': 'ORG', 'mentions': 2}, {'data': 'Wolfe', 'type': 'ORG', 'mentions': 2}, {'data': 'PulteGroup', 'type': 'ORG', 'mentions': 1}, {'data': 'PHM', 'type': 'ORG', 'mentions': 1}, {'data': 'Loop', 'type': 'ORG', 'mentions': 2}, {'data': 'Ross', 'type': 'ORG', 'mentions': 1}, {'data': 'Howmet', 'type': 'ORG', 'mentions': 1}, {'data': 'HWM', 'type': 'ORG', 'mentions': 1}, {'data': 'Susquehanna', 'type': 'ORG', 'mentions': 2}, {'data': 'Enphase', 'type': 'ORG', 'mentions': 2}, {'data': 'Bernstein', 'type': 'ORG', 'mentions': 2}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 2}, {'data': 'ON', 'type': 'ORG', 'mentions': 1}, {'data': 'FREYR', 'type': 'ORG', 'mentions': 1}, {'data': 'GTC', 'type': 'EVENT', 'mentions': 1}, {'data': 'Warren Buffett', 'type': 'PERSON', 'mentions': 2}, {'data': 'Korea', 'type': 'GPE', 'mentions': 1}, {'data': 'the Inflation Reduction Act', 'type': 'LAW', 'mentions': 1}]","Here are Wednesday's biggest calls on Wall Street: Baird initiates Academy Sports as outperform Baird said it sees a significant growth runway for the sporting goods company. "" ASO is a leading sporting goods/outdoor recreation retailer, with a broad/diversified assortment, value-oriented pricing strategy, best-in-sector store productivity, and significant unit growth runway."" Truist upgrades Krispy Kreme to buy from hold Truist said it sees expansion and volume growth for the doughnut company. ""First, we believe DNUT is one of the few packaged good companies that will post meaningful volume growth in 2023."" Barclays reiterates Charles Schwab as equal weight Barclays said Street estimates are too high for Charles Schwab. ""Our revisions are most material at Schwab, where we think ongoing cash outflows will result in a meaningful need for short-term financing and will prevent the company from being able to recycle maturing assets into higher-yielding securities."" Guggenheim upgrades Spotify to buy from neutral Guggenheim said Spotify shares present an attractive investment opportunity. ""We believe that the global music industry—including labels, platforms, and artists—has the potential for market-leading financial growth over the next several years. ... .Our optimism fuels upward estimate and price target revisions, and we upgrade SPOT and WMG to BUY from NEUTRAL."" Barclays upgrades Nike to overweight from equal weight Barclays upgraded the apparel giant after its strong earnings report on Tuesday. "" NKE's FY3Q23 significant beat on sales of $12.4B and EPS of $0.79 (consensus of $0.54) is evidence of broad-based brand strength, in spite of a weakening consumer macro backdrop."" Read more about this call here. Jefferies reiterates GameStop as hold Jefferies said it sees ""sign of progress"" after the company's earnings report Tuesday. "" GameStop reported its first profitable quarter in 2 years as cost reductions show early signs of progress."" Barclays reiterates Nvidia as overweight Barclays said Nvidia is still the ""king"" of AI after the company's GTC conference event Tuesday. ""Clearly expectation were very high going into GTC, but this is the biggest secular tailwind in Tech and NVDA remains well ahead of the competition."" Read more about this call here . Goldman Sachs downgrades Luminar to sell from neutral Goldman said it sees margin headwinds for the auto tech company. ""We downgrade Luminar stock to Sell from Neutral, to reflect what we believe is margin risk and a premium valuation, with 35% downside to our unchanged 12-month price target of $5 vs. our coverage group median of 14% upside."" Bank of America reiterates Alphabet as buy Bank of America said it's standing by its buy rating on the stock. ""We continue to see strong data and technology advantages for Google, and expect stable search metrics."" Wells Fargo names PNC and U.S. Bancorp as top picks Wells said it sees more upside in regional banks like PNC and U.S. Bancorp. ""To us, catalysts for large-cap banks include both the elimination of the ""bank crisis discount"" and, at some point, the 'recession discount.' We see more near-term upside for PNC and USB, which we now rank ahead of BAC."" KeyBanc upgrades Meta to overweight from sector weight KeyBanc said it likes Meta's cost cutting initiatives. ""We believe companies making aggressive cost cuts while investing judiciously in future growth opportunities are well positioned for the cycle."" Wolfe upgrades PulteGroup to outperform from peer perform Wolfe said the homebuilder has one of the healthiest balance sheets around. ""However, we find little boring in this story as we believe: 1) PHM can potentially generate $2.3B+ in '23 Op Cash Flow, driving a $2 per share Net Cash position by year-end after $750M of share repo."" Loop upgrades Ross to buy from hold Loop said it sees a long-term buying opportunity for the discount fashion retailer. ""We see improved brands and values in the company's stores. We think the company's outlook provided in February looks conservative as spending seems to be holding steady."" Jefferies initiates Howmet as buy Jefferies said the aerospace company is an industry leader. "" HWM is a tech leader w/ 85% of sales from 1st/2nd market share positions, capable of net price realization that supports mid-20% adj. EBITDA margins and ~100% FCF conversion in out years."" Susquehanna upgrades Enphase to positive from neutral Susquehanna said the recent pullback in shares makes the stock more attractive. ""We believe the setup for ENPH has become much more attractive since we downgraded the stock to Neutral in mid-December."" Bernstein reiterates Apple as market perform Bernstein said it thinks Warren Buffett will cut his position in Apple. ""We believe Buffett is more likely trim his position in AAPL than add to it. We also note that AAPL is trading at a higher multiple than Google (19x) and Facebook (17x) - and modestly below MSFT - 29x. We see risk-reward on AAPL as relatively neutral and rate the stock Market-Perform."" Credit Suisse reiterates On Holding as outperform Credit Suisse said the shoe company is the next $1 billion brand. ""We see multi points of growth opportunities for ON over the near and medium term across new categories expansion, new retail formats, converting licensed markets to owned (Korea is the biggest NT oppy), and a big product pipeline."" Goldman Sachs reiterates Tesla as buy Goldman said Tesla is a key beneficiary of the Inflation Reduction Act. ""For home-grown companies, we prefer Tesla and FREYR who are getting ready for mass production.""",c13902517e754bd08da34fd165a20455,"Here are Wednesday's biggest analyst calls: Meta, Charles Schwab, Apple, Spotify, Tesla & more",4,,,,
+9717,"FTC Seeks to Block Intercontinental Exchange’s $11.7 Billion Black Knight Deal - Intercontinental Exchange, or ICE, the parent of the New York Stock Exchange, has been pushing to expand its role in home-loan finance.
+
+The Federal Trade Commission voted Thursday to sue to block Intercontinental Exchange Inc. from completing its $11.7 billion acquisition of mortgage software provider Black Knight Inc.
+
+The antitrust agency said the deal would lead to higher prices for software that lenders use to generate mortgages. Higher prices would be passed on to home buyers, the FTC said.","{'positive': 0.06501756, 'negative': 0.66960543, 'neutral': 0.26537699}","The Federal Trade Commission has voted to sue to block Intercontinental Exchange Inc. from completing its $11.7 billion acquisition of mortgage software provider Black Knight Inc. The FTC said the deal would lead to higher prices for software that lenders use to generate mortgages, which would be passed on to home buyers.","Antitrust agency’s move is a setback for efforts by ICE, parent of the New York Stock Exchange, to become a bigger force in home-loan finance.",ICE,Financials,Security & Commodity Exchanges,Intercontinental Exchange Inc,"{'Managing Conflicts of Interest': 'Security and commodity exchanges are responsible for the oversight of member entities. Specifically, firms in this industry monitor membership information and regulatory compliance to ensure market integrity and transparency. For example, in the U.S., they investigate and prosecute member entities that violate the Securities and Exchange Act. Recent controversies relating to market manipulation, tax fraud, investor protection rules, and anti-trust have raised concern about conflicts of interest that arise due to security and commodity exchanges’ position as self-regulatory organisations (SROs). Rapid innovation in financial markets provides significant opportunities to enhance profitability. However, exchanges must continue to fulfil their responsibilities as SROs to ensure open and fair access to all investors, to publish rules and fees, and to oversee trading. Entities that avoid fraudulent or unethical activities will maintain market integrity, limit reputational damage, and ensure their long-term sustainable growth.', 'Promoting Transparent & Efficient Capital Markets': 'Security and commodity exchanges have a responsibility to ensure equal access to capital markets for all investors. As public markets, these entities play a critical role in efficient capital allocation and the equal application of rules to all participants. In addition, entities must manage the release of public information to prevent asymmetries. Further, with theadvent of high-frequency trading there is heightened concern that technology can lead to advantages for certain traders at the expense of others. Information asymmetries that lead to unfair arbitrage could result in litigations and, potentially, regulatory penalties, additional regulatory oversight and compliance costs, as well as reputational damage that may hurt trading volumes and thus revenues. Disclosure of policies relating to information releases, halts of trading, and the risks and opportunities associated with algorithmic or high-frequency trading will allow investors to further understand how security and commodity exchanges protect shareholder value.', 'Managing Business Continuity & Technology Risks': 'Security and commodity exchanges face increased risks and opportunities associated with information technology. The industry’s central position in the proper functioning of financial markets requires that issues including security breaches and technology errors are managed to prevent market disruptions. As security and commodity exchanges face increased volumes of trading associated with the clearing and execution of derivative trades and increased frequency of cyber attacks, the industry will be exposed to new risks and opportunities associated with its reliance on information technology. Failure to ensure continuity of trading may erode customer trust and result in lower trading volumes, thus lossof revenue. Increased disclosure of efforts taken to prevent these risks, in addition to the current performance, will allow shareholders to accurately assess value. '}","{'Managing Conflicts of Interest': 0.7774624559833763, 'Promoting Transparent & Efficient Capital Markets': 0.7892495965948387, 'Managing Business Continuity & Technology Risks': 0.8020363751857077}",0.8020363751857077,Tiffany,Major focus,Major focus,Neutral,Leadership & Governance,Major,Major,Neutral,2023-09-06T18:06:34+00:00,https://nypost.com/2023/09/06/google-tentatively-settles-app-related-antitrust-claims/,"[{'name': 'Android apps', 'weight': 0.09051459}, {'name': 'Google Play', 'weight': 0.08666385}, {'name': 'app', 'weight': 0.082593635}, {'name': 'apps', 'weight': 0.082593635}, {'name': 'San Francisco federal court', 'weight': 0.0795905}, {'name': 'court documents', 'weight': 0.07739347}, {'name': 'Google parent Alphabet', 'weight': 0.07502799}, {'name': 'Google', 'weight': 0.0731272}, {'name': 'digital goods sales', 'weight': 0.0730651}, {'name': 'Play Store', 'weight': 0.07110021}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'its Play Store', 'type': 'ORG', 'mentions': 1}, {'data': 'Epic Games', 'type': 'ORG', 'mentions': 1}, {'data': 'X', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Match Group', 'type': 'ORG', 'mentions': 2}, {'data': 'the Justice Department', 'type': 'ORG', 'mentions': 1}, {'data': 'Play Store', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'Utah', 'type': 'GPE', 'mentions': 2}, {'data': 'Sean Reyes', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Sweeney', 'type': 'PERSON', 'mentions': 1}]","Google parent Alphabet on Tuesday tentatively settled a class action suit alleging that its Play Store had violated federal antitrust rules by overcharging customers, according to a court filing.
+
+The tech giant — which faces a landmark antitrust suit seeking to break up the company’s alleged monopoly over online search, which begins next week — was facing the class action brought by attorneys general in 36 states with 21 million consumers.
+
+Details of the proposed settlement, which was revealed in court documents filed late Tuesday in San Francisco federal court, were not disclosed.
+
+The two parties, including lawyers representing the attorney general for Utah which is leading the group of states, asked that a trial scheduled for Nov. 6 be canceled.
+
+Google will find out if its settlement was approved during a status conference on Oct. 12.
+
+Should the judge reject the settlement, “the parties shall be returned to their respective litigation positions,” the court documents say.
+
+Representatives for Google and Utah AG Sean Reyes did not immediately respond to The Post’s request for comment.
+
+The class-action suit was originally filed in July 2021, alleging Google monopolizes the Android app distribution and in-app purchases market.
+
+Google “enjoys a market share exceeding 90%, and it can set prices and exclude competitors at will,” the lawsuit alleged.
+
+The company is facing similar lawsuits that allege that it has generated enormous profit margins from its Play Store by engaging in illegal tactics to preserve monopolies in selling Android apps and in-app goods.
+
+They argue that Google has unlawfully mandated that some apps use the company’s payment tools and give Google as much as 30% of digital goods sales
+
+Epic Games, which has brought such a claim, is not a party to the proposed Google Play settlement, founder and CEO Tim Sweeney said in a post on social media platform X, formerly known as Twitter.
+
+“If Google is ending its payments monopoly without imposing a Google Tax on third-party transactions, we’ll settle and be Google’s friend in their new era,” he said, adding that if the settlement left the “Google tax” in place, the company will “fight on.”
+
+Match Group has also brought a claim. A spokesperson for Match declined to comment.
+
+Google faces a separate serious challenge to its search business from the Justice Department, which is suing Alphabet for allegedly monopolizing the internet search and advertising markets.
+
+The case is set to go to trial on Sept. 12.",5ae56980789345b896881e7ce7bac104,Google tentatively settles antitrust claims that it abuses control over apps,4,,,,
+25809,"Credera launches global cross-functional AI council and increases AI investment to lead through paradigm shift - DALLAS, July 19, 2023 /PRNewswire/ -- Credera, Omnicom's global boutique consulting firm, today announces a global artificial intelligence (AI) council to create unique insights to help shape the future landscape of AI across the vast breadth of opportunities and challenges.
+
+This diverse group is comprised of leading professors, C-level executives, and legal scholars including JoAnn Stonier, Chief Data Officer at MasterCard; Trisha Meyer, Professor of Digital Governance at the Brussels School of Governance; Cecilia Dones, Assistant Professor at Columbia University; retired Federal Patent Judge Adam Floyd; and many others.
+
+Credera's Chief Data Scientist Vincent Yates, whose experience in AI includes time as the Head of Data Science at Uber, Director of Analytics Engineering at Zillow Group, and Chief Data Scientist at GE Digital, founded the group on the belief that AI is shifting the paradigm just as mobile and the internet have before.
+
+""This group of unique backgrounds and training are needed to meet the challenges of this new paradigm and shape the resulting landscape,"" says Yates. ""This dynamic and talented group will tackle some of the biggest questions around AI ranging from innovation, ethics, regulation, security, talent, and technology.""
+
+The launch of the Global AI Council is a part of Credera's expansion of its AI solutions to accelerate business and marketing transformation for its clients, and more broadly within Omnicom Group.
+
+Credera's deep AI consulting offerings and experience leading global clients in automotive, pharmaceutical, financial services, and the public sector enable Omnicom's powerful, first-mover partnerships with Google, AWS, and Adobe to help clients transform. As with other paradigm shifts in Credera's multi-decade history like the introduction of the internet and mobile, the consulting firm will continue to help clients find the right solutions to this new fundamental transformation in how organizations function.
+
+""We are committed to continued excellence through AI with our global, boutique approach,"" says Credera's global CEO Justin Bell. ""We tailor each solution to the specific client needs while also facing each challenge with the expertise and holistic thinking of a full-service, global consulting firm.""
+
+""AI is only part of the solution; it is the means, not the end,"" says Credera's Chief Technology Officer, Jason Goth. ""In fact, there is often more engineering in AI solutions, than AI itself. It is about how you design and integrate the whole system to truly realize the value of this new capability.""
+
+By taking this unique approach, Credera has helped clients like a global pharmaceutical company who shifted to direct-to-consumer marketing powered by AI and realized a 30% increase in return on investment and a 46% increase in efficiency. Credera also led a large national lender to a 219% increase in their profits/earnings ratio by implementing a machine learning-driven platform to scale their business.
+
+Additional commitments to AI transformation include Credera's investments to train and upskill its global boutique workforce in AI, making it the core foundation of its consulting practices and offerings. Credera's rapidly expanding AI capabilities will meet client demand for AI expertise as industries transform.
+
+Thought leadership, methodologies, and other guidance about the rapidly transforming AI landscape can be found on Credera's website.
+
+Credera is a global boutique consulting firm that connects marketing and technology to accelerate business transformation and create extraordinary customer experiences. Credera works with the best companies in the world, from strategy through to execution, to serve clients through our offices in 16 countries. Credera's deep business acumen and technical expertise, combined with a true dedication to building trusted relationships, unlocks remarkable performance for our clients. Our mission is to make an extraordinary impact on our clients, our people, and our communities. Visit us at www.credera.com.
+
+Omnicom Precision Marketing Group (OPMG) aligns Omnicom's global digital, data, and CRM capabilities to deliver precisely targeted and meaningful customer experiences at scale. Using its universal framework of connected data, connected intelligence, and connected experiences, OPMG provides services that include data-driven product/service design, technology strategy and implementation, CRM/loyalty strategy and activation, econometric and attribution modeling, technical and business consulting, and digital experience design and development. At the core of delivering these services is Omni, an advanced technology platform that combines a powerful cultural insights engine with massively scaled data insights from first-, second-, and third-party sources, including several proprietary Omnicom data partnerships. Omnicom Precision Marketing is a part of the DAS Group of Companies, a division of Omnicom Group Inc. (NYSE: OMC) that includes more than 200 companies in a wide range of marketing disciplines including advertising, public relations, healthcare, customer relationship management, events, promotional marketing, branding, and research.","{'positive': 0.21646675, 'negative': 0.008939014, 'neutral': 0.77459425}","Credera, Omnicom's global boutique consulting firm, has launched a global artificial intelligence (AI) council to create unique insights to help shape the future landscape of AI across the vast breadth of opportunities and challenges. The group is comprised of leading professors, C-level executives, and legal scholars. The launch of the Global AI Council is part of Credera's expansion of its AI solutions to accelerate business and marketing transformation for its clients, and more broadly within OmnicOM Group. CredERA's deep AI consulting offerings and experience leading global clients in automotive, pharmaceutical, financial services, and the public sector enable Omnicum's powerful, first-mover partnerships with Google, AWS, and Adobe to help clients transform. The company also led a large national lender to a 219% increase in their profits/earnings ratio by implementing a machine learning-driven platform.","Credera, Omnicom's global boutique consulting firm, today announces a global artificial intelligence (AI) council to create unique insights to help shape the future landscape of AI across the vast breadth of opportunities and challenges.",OMC,Services,Advertising & Marketing,Omnicom Group,"{'Advertising Integrity': 'Entities have a legal responsibility to ensure that advertising about their products and services is truthful and not deceptive. While much of the burden of compliance with regulations about ad content and placement lies with the client,ad agencies play a vital role in the creation of ad content and are responsible for advising their clients regarding applicableregulations. Consumer protection laws provide guidance and restrictions on advertising to children and on advertising regulated products, such as alcohol and tobacco. Regulators may investigate the involvement of the ad agency in any deceptive advertising and take action against the agency. Advertising and marketing entities exposed to these regulations and concerns have responded by participating in self-regulatory programs that address these areas.', 'Data Privacy': 'Due to the increasing prevalence of social media, location-based mobile applications, and e-commerce, the digital footprints of customers offer a more complete picture of their habits than was previously available to advertisers. Advertisers can collect and/or purchase highly detailed information about the habits and lives of buyers, and advertising strategies can be precisely targeted. Being part of an industry that uses large quantities of data about private citizens, advertising and marketing entities must weigh the benefits of targeted advertising versus customer concerns about data privacy.', 'Workforce Diversity & Inclusion': ""Competitive advantage in the Advertising & Marketing industry is derived from an entity’s ability to produce creative, cutting-edge ideas. Entities in this industry aim to attract top talent to create the most successful ad campaigns. Additionally, larger entities have clients across the globe, and must employ a diverse workforce to effectively reach diverseaudiences. Connecting with a target markets has been shown to rely, to a large extent, upon employing a workforce that is reflective of the community served. A diverse workforce is thus a critical success factor to improving service outcomes and enhancing an entity's financial performance.""}","{'Advertising Integrity': 0.7390361307850043, 'Data Privacy': 0.7586908968819559, 'Workforce Diversity & Inclusion': 0.7792332526394328}",0.7792332526394328,Tiffany,Major focus,Major focus,Positive,"Business Model Resilience, Data Security",No,Major,,2023-09-05T17:00:16+00:00,https://www.yahoo.com/lifestyle/best-tech-deals-tuesday-131626037.html?src=rss,"[{'name': 'more great Amazon tech deals', 'weight': 0.08752031}, {'name': 'Apple AirPods', 'weight': 0.06636179}, {'name': 'megapopular Apple AirPods', 'weight': 0.06610233}, {'name': 'killer deals', 'weight': 0.06412467}, {'name': 'today', 'weight': 0.062011845}, {'name': 'Amazon Prime', 'weight': 0.061433762}, {'name': 'camera', 'weight': 0.05802699}, {'name': 'Amazon', 'weight': 0.05612252}, {'name': 'TV', 'weight': 0.053196665}, {'name': 'free shipping', 'weight': 0.053180568}]","[{'name': 'Lifestyle'}, {'name': 'Tech'}]","[{'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Audi', 'type': 'ORG', 'mentions': 1}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}, {'data': 'AirPods', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Fire TV', 'type': 'PRODUCT', 'mentions': 1}]","This laptop has a ton of power at a low price point, and these Apple AirPods are the must-have earbuds of the season. (Photo: Amazon)
+
+People, there's gold in them there hills! Of course, by ""gold"" we mean killer deals on electronics that'll keep cash in your pocket, and by ""them there hills,"" we mean Amazon. Seriously, though, the markdowns include a 32-inch Fire TV for $130 (down from $200), megapopular Apple AirPods for under $100 and a powerful laptop that's $950 off its normal price with a coupon. These are some of the best tech deals you'll find anywhere on the web, at least for today. But enough jibber-jabber — saddle up and get shopping!
+
+AirPods are wildly popular for a reason. They work well, have amazing battery life, and the setup is as easy as it could possibly be. Sure, a lot of times headphones are just hype, but these don't just live up to it — they surpass it.
+
+They've got over 516,000 perfect reviews! One shopper raved: ""I'm absolutely blown away by their performance. The wireless connection is rock solid, and the sound quality is fantastic. Whether I'm listening to music, watching videos or taking calls, the audio is clear and crisp, with just the right amount of bass.""
+
+Budget-friendly laptops are always welcome, especially given how absurdly expensive higher-end models can be. (Um, $1,700 for a graphics card? Seriously?) This machine comes with a nice amount of storage and RAM, as well as a $30 coupon that takes the price down even further.
+
+""The performance of this laptop is outstanding. It is quick to load up, and when I am working on it, I am able to switch between various applications without any lag or slowdown. The screen display and sound quality are both excellent too, making it a perfect laptop for streaming movies and TV. The design of the laptop is sleek and has plenty of ports for all peripherals and accessories,"" said one reviewer.
+
+At 50% off, this little camera is an absolute steal. Not only does it work extremely well and doesn't need to be tethered by a power cord, but the Wi-Fi range is far enough that you can place this around your yard and keep a close eye on all the goings-on.
+
+One happy user said, ""I'm extremely happy with the cameras and the app. Video detail is great. The app is versatile and allows for different motion detection settings per camera, and multiple houses (ours and my mother-in-law's in my case). Arm/disarm schedules are easy to set, and you can have the camera light up an LED when it's recording or not. I want Intruders to know they're on camera, so I have it light up. It's not too bright, but it's noticeable.""
+
+With fall sports season just around the corner, this $130 TV is an absolute steal. It's ideal for use in the kitchen or garage, so you can stay up to date with the score while handling less-than-fun things like chores.
+
+""This TV is pure quality,"" one reviewer summarized.
+
+We've all been there: a tire is just a little bit low, or you have a flat that has a slow leak. Why change it when you can just pump it back up and make it to a shop? This $22 tire inflator is over 50% off right now and is a must-have addition to your car's tool kit.
+
+""I used this device to add four pounds to four tires. Car is an Audi Q3 — the length of the cord to the 12v inlet was more than enough for that size car. ... It worked very quickly,"" one user said. ""And no more awkward gas station pumps.""
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+Looking for more great Amazon tech deals? Check these out:",7bd513891e414c1aa4d130a3ec80ed44,Apple AirPods for $99 (that's $30 off) — plus 4 more epic tech deals today,4,,,,
+11168,"Minnesota goes to trial against e-cigarette manufacturer Juul, saying the company hooked youths - Minnesota Attorney General Keith Ellison gave the opening statement Tuesday in the state's lawsuit against Juul Labs, saying youth smoking was nearly snuffed out before the e-cigarette manufacturer lured teens with fruity flavors, fun ads and sleek, colorful designs.
+
+And he portrayed the suit as a continuation of Minnesota's landmark $6.5 billion settlement with Big Tobacco more than two decades ago.
+
+Juul and co-defendant Altria Group, Ellison said, ""baited, deceived, and addicted a whole new generation of kids after Minnesotans slashed youth smoking rates down to the lowest level in a generation. Big Tobacco is back with a new name — but the same game.""
+
+His statement drew the first of several objections from William Geraghty, the attorney for Altria Group, the Richmond, Va., tobacco company formerly known as Philip Morris. Hennepin County District Judge Laurie Miller overruled that objection in the packed courtroom, where lawyers outnumbered jurors by about three-to-one.
+
+The state is seeking more than $100 million in damages from San Francisco-based Juul and Altria in the suit, filed against Juul in 2019. Altria was added as a defendant in 2020 because it had purchased a $12.8 billion minority share in Juul in December 2018.
+
+In their openings for the state, Ellison and attorney Tara Sutton claimed that Altria boosted Juul sales through its marketing muscle as manufacturer of the popular Marlboro cigarettes.
+
+Geraghty and Juul's attorney, David Bernick, denied that the companies marketed to kids and asserted that vaping among youth took off in Minnesota starting in 2011, long before Juul entered the market in 2015.
+
+The state alleges ""the most virulent accusations of wrongdoing"" in claiming the manufacturer marketed to kids, Bernick said. He added: ""We are defending vigorously against that claim and we are denying it.""
+
+Bernick and Geraghty both said e-cigarettes were created with the aim of helping adult smokers transition from traditional cigarettes, which are much more harmful than vaping. Adults liked the Juul e-cigarettes and kids would get them through ""leakage,"" meaning from adults or friends, and not by purchasing them at stores, Bernick said.
+
+A big issue to be discussed is a marketing campaign called ""Vaporize"" that featured colorful ads and social media campaigns.
+
+Bernick said the campaign and Juul e-cigarettes targeted adults ages 25 to 34. But ""you can't make them not appeal to kids without making them bulky and unattractive to adults,"" he said. ""There's always going to be spillover.""
+
+Minnesota is the first state to take Juul and Altria to trial; 39 other states settled their cases. The trial is expected to last three weeks, but a settlement is always possible. Ellison has said the defendants didn't make an acceptable settlement offer during pretrial negotiations.
+
+The opening statements came Tuesday afternoon after a jury of four men and eight women was empaneled. The first witness is expected to take the stand Wednesday.
+
+Following Ellison with a longer opening for the state was Sutton, who helped lead the state's 1998 tobacco case that resulted in a settlement after a four-month trial. She described how youth vaping declined until Juul entered and overtook the market with a product designed to look like a colorful USB device — one that could be easily hidden from parents and teachers in a palm and that was packaged like an iPhone.
+
+Initially, Juul used dessert-like flavors such as fruit medley, mango, cream and mint. Sutton said Juul also used a new method of nicotine delivery that made their e-cigarettes more addictive and inhaling more pleasant.
+
+Juul's e-cigarettes were sold ""virtually everywhere,"" Sutton said, at 2,000 retailers throughout the state. ""Juul sales reached their highest peak in 2019 and that's when Altria was helping them,"" she said.
+
+She blamed the vaping industry for erasing 10-plus years of progress in lowering youth tobacco use, saying it amounted to $265 million in lost tobacco control efforts. ""These defendants turned their back on Minnesota children,"" she said.
+
+Bernick challenged most of the state's assertions, including the claim that vaping Juul was a pleasant experience. ""It's not smooth. Even smokers who vape with Juul find it harsh,"" he said.
+
+Juul's strength, Bernick said, was in producing something other e-cigarettes had failed to do: a deep lung absorption similar to full-flavored cigarette. He said the sensation helps users of traditional cigarettes transition to vaping.
+
+Bernick said the company's marketing campaign subsequent to ""Vaporize"" was ""Simply Satisfying,"" aimed at ""mature adults.""
+
+Juul was a booming company until last year, when it laid off hundreds of workers and settled thousands of lawsuits brought by families of Juul users, school districts, city governments and American Indian tribes.
+
+Geraghty maintained that Altria was a ""silent partner"" that didn't help with marketing, and profited not from sales of Juul e-cigarettes but from an increase in the company's value that wouldn't occur if it was illegally marketing to kids.
+
+""The goal, ladies and gentlemen, was to get adult smokers to switch, not to get kids to vape,"" Geraghty said.
+
+In the fall of 2019, Juul Labs stopped distributing flavored pods. The company also suspended all advertising in the United States and shut down its social media accounts.
+
+Last summer, the federal Food and Drug Administration barred Juul from selling its vaping device along with tobacco and menthol flavored cartridges. Juul appealed the decision and the order was stayed by the courts pending that appeal.","{'positive': 0.03625742, 'negative': 0.62108284, 'neutral': 0.3426597}","Minnesota Attorney General Keith Ellison opened the state's lawsuit against Juul Labs, claiming the company hooked youths with fruity flavors, fun ads and sleek, colorful designs. The state is seeking more than $100 million in damages from San Francisco-based Juul and Altria in the suit, filed against JuUL in 2019. The first witness is expected to take the stand Wednesday. The trial is expectedto last three weeks, but a settlement is always possible. Juul's e-cigarettes were sold ""virtually everywhere,"" at 2,000 retailers throughout the state.","Manufacturers said they were trying to help adults quit smoking cigarettes, not marketing to teens.",MO,Food & Beverage,Tobacco,Altria Group Inc,"{'Marketing Practices': 'Tobacco product labelling and marketing is heavily regulated internationally. The World Health Organization’s Framework Convention on Tobacco Control has led many countries to introduce new, stricter regulatory approaches to prevent people from adopting tobacco use at a young age through transparent advertising about tobacco’s health risks. The industry has faced costly legal battles related to the marketing and advertising of its products. Marketing for combustible and new non-combustible products have to balance regulatory requirements with the need to reach new markets. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve marketshare, and decrease liabilities.', 'Public Health': 'Tobacco use can lead to serious health risks as established by many scientific studies over the past several decades. Healthproblems associated with tobacco include lung disease, cancer, and heart disease. Tobacco product manufacturers have faced lawsuits from individuals, governments, corporations, and other groups. In some cases, these have resulted in multibillion-dollar settlements. A growing public awareness of the associated health risks has driven down tobacco use dramatically in many countries. Tobacco product manufacturers are introducing an array of “harm reduction” products, such as non-tobacco nicotine products and heated tobacco products, aimed at minimising the health impacts of tobacco use while accessing new markets. Future scientific studies could reach new conclusions on these assertions of reduced harm, with continuing impacts on entity revenue and growth potential. '}","{'Marketing Practices': 0.7843704514438765, 'Public Health': 0.7990124052304712}",0.7990124052304712,Tiffany,Major focus,Major focus,Negative,"Customer Privacy & Data Security, Product Quality & Safety, Marketing Integrity",Major,Major,Negative,2023-06-27T19:19:23+00:00,https://www.cnbc.com/2023/06/27/google-distances-itself-from-drag-performance-after-employee-petition.html,"[{'name': 'drag events', 'weight': 0.11859146}, {'name': 'Pride events', 'weight': 0.1151746}, {'name': 'pride events', 'weight': 0.112887725}, {'name': 'various Pride events', 'weight': 0.10942163}, {'name': 'employee petition', 'weight': 0.099349864}, {'name': 'planned drag performance', 'weight': 0.084777236}, {'name': 'Employees', 'weight': 0.07972987}, {'name': 'employees', 'weight': 0.07972987}, {'name': 'internal discussions', 'weight': 0.07415697}, {'name': 'Google offices', 'weight': 0.0723157}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'Beaux', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 6}, {'data': 'People Operations', 'type': 'ORG', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'New York City', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 3}, {'data': 'a ""Pride and Drag Show', 'type': 'EVENT', 'mentions': 4}, {'data': 'Peaches Christ', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chris Pappas', 'type': 'PERSON', 'mentions': 2}, {'data': 'Christian', 'type': 'NORP', 'mentions': 2}, {'data': 'A Space to Belong', 'type': 'WORK_OF_ART', 'mentions': 1}]","The Google logo is seen with the rainbow flag as a symbol of lesbian, gay, bisexual, transgender (LGBT) and queer pride and LGBT social movements in New York City on June 7, 2022.
+
+Google is distancing itself from a drag performance that it planned as the closing event for pride month after a group of employees circulated an internal petition opposing it, claiming religious discrimination.
+
+Each year, Google sponsors a series of Pride events in San Francisco and in other locations for employees and the public. This year, the closing event was a ""Pride and Drag Show"" featuring popular performer ""Peaches Christ,"" who was scheduled to perform on Tuesday at LGBTQ+ bar Beaux in San Francisco to ""wrap up this amazing month,"" according to a now-removed internal description of the event viewed by CNBC.
+
+However, employees noticed the company removed the show from the internal company events page at around the same time as a petition began circulating opposing the event, according to internal discussions viewed by CNBC.
+
+A few hundred employees signed the petition opposing the drag performance, claiming it sexualizes and disrespects Christian coworkers, and accused Google of religious discrimination, according to the petition viewed by CNBC. ""Their provocative and inflammatory artistry is considered a direct affront to the religion beliefs and sensitivities of Christians,"" the petition stated, referring to the drag performer.
+
+Google confirmed to CNBC that it no longer categorized the performance as a Google-recognized DEI event. The company set up a separate social gathering at Google offices that it is now encouraging employees to attend instead.
+
+The closing drag event was planned by an internal team ""without going through our standard events process,"" said spokesperson Chris Pappas in a statement to CNBC. ""While the event organizers have shifted the official team event onsite, the performance will go on at the planned venue – and it's open to the public, so employees can still attend.""
+
+Pappas added, ""We've long been very proud to celebrate and support the LGBTQ+ community. Our Pride celebrations have regularly featured drag artists for many years, including several this year.""
+
+The company did not address whether the employee petition played a part in the decision to change its closing event.
+
+The petition states that organizers complained to People Operations — Google's human resources department — and claimed the venue violates one of Google's event guidelines, which bans sexuality explicit activity. The petition also demands an apology from organizers and promoters of the event.
+
+Some employees criticized the petition, saying the complaints were subjective and feed into political culture wars, according to internal discussions viewed by CNBC. Drag shows have been a target of religious and conservative organizations and politicians leading up to the 2024 presidential election. That includes a flurry of legislative proposals backed by GOP governors taking aim at drag events.
+
+Employees also criticized Google leadership for what they viewed as the quiet removal of the event from the internal website and a buckling to petitioners' pressure. A company spokesperson said changes to the event were communicated to a team employee resource group last week.
+
+San Francisco venues host pride events every June, which is recognized as Pride month, and those events commonly include drag shows of various stage acts. Google is one of many corporate sponsors of various Pride events that also include fireside chats with influential figures and community documentary screenings for the public and for employees.
+
+The company's Pride website features several affirmations supporting the LGBTQ+ community with statements such as ""A Space to Belong,"" writing that ""a global shutdown reaffirmed our universal need for the inclusive spaces that bring us together and celebrate belonging.""",351fb3a23e5d4a488a761f8b4812b1e2,Google distances itself from planned drag performance after employee petition,4,,,,
+13525,"Fresh Take: A Kroger-Albertsons Merger, The Dangers Of Butter Boards, And Seeking Climate Justice At Cop27 - hat a week. The Supreme Court heard the case for and against California’s Prop 12 – and, by extension, whether the state could enforce higher welfare standards for pregnant hogs (per a statewide referendum which passed in 2018). We won’t know what the justices decide for a while, but there are implications for hog farmers everywhere. What continues to strike me the most is how the upheld standard would be a major win, and yet still just be the start of many other major reforms needed.
+
+Then another report magnified how one deal could impact nearly anyone who shops at grocery stores: Two of the largest U.S. grocers – Kroger and Albertsons – look poised to pull off a megamerger. Talk about a supermarket sweep.
+
+It all has reminded me that, especially in this food industry dominated by lots of consolidation, transparency as well as journalistic scrutiny help to make a system healthy. Which brings me to my book, which is now coming out in less than two months and got another write-up this week. Kirkus Reviews called it “convincing, often enraging, and no more optimistic than the facts call for.”
+
+P.S. Anyone got recommendations for dinner in Greenville, North Carolina? A top secret reporting trip is bringing me there next week, and I’ve already made plans to hit B’s Barbecue and The Skylight Inn. But I need one more spot that’s good for nighttime. Let me know, and expect a fair amount of Southern foodways inspiration in newsletters to come.
+
+Pre-Order my book, Raw Deal: Hidden Corruption, Corporate Greed and the Fight for the Future of Meat, out December, 6th from Simon & Schuster’s Atria Books.
+
+This is Forbes’ Fresh Take newsletter, which every Friday brings you the latest on the big ideas changing the future of food. Want to get it in your inbox every week? Sign up here.
+
+Why A Kroger/Albertsons Merger Is A Bad Idea. Grocery giants Kroger and Albertsons are reportedly in talks to merge. But there are many reasons why regulators may not want this combination to happen, argues Errol Schweizer.
+
+The TikTok Butter Board Trend: Here Are The Dangers. If you search TikTok for the hashtag #butterboard, you’ll get a butter-load of videos with a total of 236.9 million views and counting. Be cautious, writes Bruce Y. Lee.
+
+Caribbean Countries Will Be Seeking Climate Justice At COP27. In November 2022, Caribbean leaders will attend the UN Climate Conference to collectively advocate for the most vulnerable region in the world to climate change, and will request funding to help pay for what has become an out-of-control climate-related debt crisis, reports Daphne Ewing-Chow.
+
+How One Billionaire Is Producing 75,000 Liters Of Clean Water A Day In Africa. The Forbes Video team explains how a nonprofit has installed 2500 solar power systems in schools across 25 different countries.
+
+Leveraging Women-Owned Businesses Can Maximize Meeting New SEC Climate RulesWomen-owned small businesses may be a secret weapon in the supply chain, especially in light of the SEC's new climate risk disclosure rules. Companies could leverage them to gain a range of benefits, while complying with those new rules, writes Joan Michelson.
+
+ello from the front of the tomato sauce wars! I just had to grab a slice of this tie-dye pizza, made with vodka sauce, marinara sauce and pesto from Rubirosa. I stopped by the restaurant on Mulberry Street in Manhattan’s Little Italy for a launch party to celebrate the debut of Rubirosa’s own jarred sauce line. It marked an escalation of the sauce wars: Rubirosa joins several others, including Carbone, that have recently started selling their signature sauces to the masses. These brands are attempting to displace Rao’s – which also started out as an iconic New York restaurant before finding success in the sauce aisle.
+
+Chloe Sorvino leads coverage of food and agriculture as a staff writer on the enterprise team at Forbes. Her book, Raw Deal: Hidden Corruption, Corporate Greed and the Fight for the Future of Meat, will publish on December 6, 2022, with Simon & Schuster’s Atria Books. Her nearly nine years of reporting at Forbes has brought her to In-N-Out Burger’s secret test kitchen, drought-ridden farms in California’s Central Valley, burnt-out national forests logged by a timber billionaire, a century-old slaughterhouse in Omaha and even a chocolate croissant factory designed like a medieval castle in northern France.
+
+Thanks for reading the fifty-first edition of Forbes Fresh Take! Let me know what you think. Subscribe to Forbes Fresh Take here.","{'positive': 0.06481068, 'negative': 0.027477235, 'neutral': 0.90771204}","Fresh Take: A Kroger-Albertsons Merger, The Dangers Of Butter Boards, And Seeking Climate Justice At Cop27. 
+
+Caribbean Countries Will Be Seeking Climate Justice At COP27. I just had to grab a slice of this tie-dye pizza, made with vodka sauce, marinara sauce and pesto from Rubirosa. I stopped by the restaurant on Mulberry Street in Manhattan’s Little Italy for a launch party to celebrate the debut of Rubirosa’s own jarred sauce line.","Want to get it in your inbox every week? This is Forbes’ Fresh Take newsletter, which every Friday brings you the latest on the big ideas changing the future of food. Want to get it in your inbox every week? Read and sign up here.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth’s ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry’s exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers’ brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity’s reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry’s competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers’ shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity’s reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers’ private data can undermine their trust in an entity’s ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7706800464662323, 'Air Emissions from Refrigeration': 0.7682740428843435, 'Food Waste Management': 0.7670279895905711, 'Product Labelling & Marketing': 0.7536666706183616, 'Energy Management': 0.7645062076829081, 'Supply Chain': 0.7884878316345658, 'Product Health & Nutrition': 0.794922530709874, 'Fleet Fuel Management': 0.7697840731833742, 'Labour Practices': 0.7776282472555501, 'Data Security': 0.7583057874769551}",0.794922531,Tiffany,Major focus,Major focus,Negative,"Business Model Resilience, Labor Practices",No,Minor,,2023-03-20T14:57:45+00:00,https://www.thesun.co.uk/tech/21777136/gmail-hidden-messages-confidential-emails-google/,"[{'name': 'confidential mode', 'weight': 0.13096194}, {'name': 'secret emails', 'weight': 0.12887284}, {'name': 'unauthorised access', 'weight': 0.11110642}, {'name': 'access', 'weight': 0.10730488}, {'name': 'messages', 'weight': 0.08996757}, {'name': 'a confidential email', 'weight': 0.082765855}, {'name': 'attachments', 'weight': 0.08109689}, {'name': 'sensitive information', 'weight': 0.07980634}, {'name': 'Gmails confidential mode', 'weight': 0.07650502}, {'name': 'Googles confidential mode', 'weight': 0.07205862}]",[{'name': 'Tech'}],"[{'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Gmail', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}]","SOME Gmail users can access a lesser-known email feature that lets them send sensitive information in a more secure way.
+
+Google's confidential mode is easy to use, you just need to find the right hidden symbol when you're composing your email.
+
+The tech giant explains: ""You can send messages and attachments with Gmail's confidential mode to help protect sensitive information from unauthorised access.
+
+""You can use confidential mode to set an expiry date for messages or revoke access at any time.
+
+""Recipients of the confidential message will have options to forward, copy, print and download disabled.""
+
+You may have been sent a confidential email.
+
+They stand out because you can only see the message and attachments until it expires or the sender removes your access.
+
+You'll also notice that the copy, paste, download, print, and forward features will be disabled on that email.
+
+Sometimes you have to enter passcode to see a confidential email and the sender should provide you with this.
+
+If you want to use Gmail's confidential mode to send an email, start by clicking ""Compose"" as you would for any other email.
+
+A symbol that looks like a clock and a lock appears to the bottom right of the new window.
+
+Click it and then select an expiry date and passcode.
+
+Then, click ""Save"" and type your email as normal.
+
+If you can't see the symbol, it may be because you're using it at work or school.
+
+In this case, the administrator would need to enable your access to the confidential mode for you.
+
+Google has also warned users about the limitations to confidential mode.
+
+It says: ""Although confidential mode helps prevent the recipients from accidentally sharing your email, it doesn't prevent recipients from taking screenshots or photos of your messages or attachments.
+
+""Recipients who have malicious programs on their computer may still be able to copy or download your messages or attachments.""",9a53185e4bec45bdba440a79ecd6da96,Billions of Gmail users can access 'secret emails' – check your inbox right now,4,,,,
+7453,"Race is on to develop new generation of weight-loss drugs - Surging demand and tight supply for a new class of obesity drugs has sparked a race among several of the world’s largest pharmaceutical companies to develop rival medications for a market projected to be worth $50bn in annual revenues by the end of the decade. Eli Lilly, Amgen, Pfizer and Regeneron are among the companies aiming to compete with market leader Novo Nordisk in a category which analysts say is rapidly becoming a healthcare priority and could produce several blockbuster obesity treatments this decade. Mounjaro, a similar medication already marketed by Lilly for treating diabetes but which is expected to get a green light from regulators next year for obesity, is also scarce at least in part because of off-label use by patients with obesity.","{'positive': 0.32498616, 'negative': 0.45513985, 'neutral': 0.21987407}","Race is on to develop new generation of weight-loss drugs. 
+
+Surging demand and tight supply for a new class of obesity drugs has sparked a race among several of the world’s largest pharmaceutical companies to develop rival medications for a market projected to be worth $50bn in annual revenues by the end of the decade. Eli Lilly, Amgen, Pfizer and Regeneron are among the companies aiming to compete with market leader Novo Nordisk in a category which analysts say is rapidly becoming a healthcare priority and could produce several blockbuster obesity treatments this decade. Mounjaro, a similar medication already marketed by Lilly for treating diabetes but which is expected to get a green light from regulators next year for obesity, is also scarce at least in part because of off-label use by patients with obesity.","Surging demand and tight supply for a new class of obesity drugs has sparked a race among several of the world’s largest pharmaceutical companies to develop rival medications for a market projected to be worth $50bn in annual revenues by the end of the decade.  Eli Lilly, Amgen, Pfizer and Regeneron are among the companies aiming to compete with market leader Novo Nordisk in a category which analysts say is rapidly becoming a healthcare priority and could produce several blockbuster obesity treatments this decade.  Mounjaro, a similar medication already marketed by Lilly for treating diabetes but which is expected to get a green light from regulators next year for obesity, is also scarce at least in part because of off-label use by patients with obesity.",AMGN,Health Care,Biotechnology & Pharmaceuticals,Amgen Inc,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.7919306040185298, 'Supply Chain Management': 0.7424303767100922, 'Ethical Marketing': 0.7991501103054355, 'Drug Safety': 0.7772539791351541, 'Access to Medicines': 0.807093303241328, 'Business Ethics': 0.777542344727319, 'Safety of Clinical Trial Participants': 0.7710311919804543, 'Counterfeit Drugs': 0.7975452711063811, 'Affordability & Pricing': 0.8010922666582557}",0.807093303,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-01-23T14:48:17.854000+00:00,https://www.washingtonpost.com/politics/2023/01/23/florida-texas-social-media-supreme-court/,"[{'name': 'social media case', 'weight': 0.08361661}, {'name': 'political speech', 'weight': 0.08278155}, {'name': 'Supreme Court', 'weight': 0.080440305}, {'name': 'free speech', 'weight': 0.07937775}, {'name': 'hate speech', 'weight': 0.07819638}, {'name': 'speech', 'weight': 0.07569626}, {'name': 'tech companies', 'weight': 0.071344964}, {'name': 'Texas Attorney General Ken Paxton', 'weight': 0.07030515}, {'name': 'First Amendment', 'weight': 0.06958866}, {'name': 'major social media sites', 'weight': 0.06843934}]",[{'name': 'Politics'}],"[{'data': 'Supreme Court', 'type': 'ORG', 'mentions': 8}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'the 11th Circuit', 'type': 'ORG', 'mentions': 4}, {'data': 'NetChoice', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'the Islamic State', 'type': 'ORG', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ken Paxton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gonzalez', 'type': 'PERSON', 'mentions': 1}, {'data': 'First Amendment', 'type': 'LAW', 'mentions': 4}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 2}, {'data': 'Texas', 'type': 'GPE', 'mentions': 4}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}, {'data': 'R', 'type': 'NORP', 'mentions': 2}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'the U.S. Capitol', 'type': 'FAC', 'mentions': 1}]","The Supreme Court on Monday asked the Biden administration to weigh in on whether states may bar giant social media platforms from removing certain types of political speech, a major First Amendment case that could determine how the constitutional right to free speech applies to the marketplace of ideas on the internet.
+
+The request for the views of the solicitor general will delay a decision on whether the high court takes up the issue. At stake is the constitutionality of state laws in Florida and Texas that would restrict platforms such as Facebook, Twitter and YouTube from blocking or limiting political speech, and require transparency in how such decisions are made.
+
+Both laws were championed by Republican lawmakers who charged that Silicon Valley companies are unlawfully censoring conservative viewpoints, a view that gained momentum on the right after major social media sites suspended Donald Trump following the Jan. 6, 2021 assault on the U.S. Capitol.
+
+The court’s decision could have wide-ranging effects on the future of democracy and elections, as tech companies play an increasingly significant role in disseminating news and discussion about politics. The companies say restricting their ability to moderate content could lead to an onslaught of hate speech, misinformation and other violent material.
+
+It seems likely the Supreme Court will need to address the issue, perhaps in its term that starts in October. Federal appeals courts have issued conflicting rulings: the U.S. Court of Appeals for the 11th Circuit struck down much of Florida’s law while the U.S. Court of Appeals for the 5th Circuit upheld Texas’s law.
+
+Both the states and the tech industry told the Supreme Court justices that only the high court could decide the rules going forward, and urged them to take up the cases.
+
+Until the decision in the 5th Circuit, the tech trade association NetChoice told the court, “no judicial opinion in our Nation’s history had held that the First Amendment permits government to compel websites to publish and disseminate speech against their will. If allowed to stand, the Fifth Circuit’s opinion will upend settled First Amendment jurisprudence and threaten to transform speech on the Internet as we know it today.”
+
+Texas’s response portrayed the case as equally crucial. “A small number of modern communications platforms effectively control access to the modern, digital public square,” Texas Attorney General Ken Paxton (R) wrote in his Supreme Court petition. They are claiming “an absolute First Amendment right to exclude . . . anyone they want for any reason they want without explanation.”
+
+The Supreme Court already has scheduled two important tech cases for next month. Gonzalez v. Google, to be argued on Feb. 21, is the court’s first full consideration of whether the legal provision known as Section 230 shields tech companies from claims that their algorithmic recommendations of content can cause harm. In the lawsuit, the family of an American killed in Paris by an attack by followers of the Islamic State claims that the assailants may have been influenced by YouTube recommendations that they say supported terrorism.",6aa1fdc53405446888fc0d76e7a2b547,Supreme Court asks Biden administration to weigh in on social media case,4,,,,
+13938,"Kroger reaches deal to buy rival grocery company Albertsons for $24.6 billion - Rival grocers Kroger and Albertsons on Friday announced plans to team up. The companies said Kroger agreed to buy Albertsons for $34.10 a share in a deal valued at $24.6 billion. Albertsons shares had closed Thursday at $28.63. Kroger is the second largest grocer by market share in the United States, behind Walmart , and Albertsons is fourth, after Costco . Together, Kroger and Albertsons would be a closer second to Walmart. The deal will need regulatory approval. The tie-up comes during a challenging time in the grocery industry. Supermarkets have raced to keep up as shoppers embrace new ways of restocking the fridge. Companies have had to invest in automation, employee training and more as consumers bounce between browsing store aisles, ordering home deliveries and using curbside pickup. Grocers have also been hit hard by inflation. Food prices have jumped 11.2% from a year ago, according to the most recent Bureau of Labor Statistics data. Companies have had weigh when to pass on higher costs to customers and when to absorb them to stay competitive.
+
+The grocery industry is highly fragmented. Privately held regional grocers, such as H-E-B in Texas and Publix in Florida, remain power players and command strong loyalty. Relative newcomers like discounters Aldi and Lidl, and Amazon 's Amazon Fresh, have attracted customers, too. Plus, some Americans stock up on food at warehouse clubs like Costco , Walmart-owned Sam's Club and B.J.'s Wholesale . Kroger and Albertsons also each have numerous store banners, including names that the operators have acquired over the years. Kroger captured about 8.5% of the $1.4 trillion market for food at home in the U.S. last year, according to Morgan Stanley. Albertsons' share was about 5%. The next three big players after Albertsons are Ahold-Delhaize, Publix, Walmart-owned Sam's Club and Target. Ahold Delhaize 's banners include Food Lion and Stop & Shop, along with Fresh Direct, an online grocer that it acquired. To team up, Kroger and Albertsons would need regulators to sign off. Regulators would look at where the companies have dominance and weigh if they would have too much power if combined, said Eleanor Fox, a New York University professor who specializes in antitrust and competition policy. A merger would be less likely to get approved if they are the top two grocers in many markets, she said. Some of the companies' markets have significant overlap, such as Southern California, Colorado, Seattle and parts of the Midwest and Texas, Simeon Gutman, a retail analyst for Morgan Stanley, wrote in a research note Thursday. Other regions, such as the Northeast and Southeast, have very little overlap. He said the combination would likely undergo a lengthy review period by regulators and may require store divestitures. Gutman also cautioned on the financial upside of the deal. Consolidation in the grocery industry has not historically paid off in the form of higher profits, he said. However, he said the industry could be at a tipping point where a big merger could also lift margins. This is breaking news. Check back for updates.","{'positive': 0.13687323, 'negative': 0.024577988, 'neutral': 0.8385488}","Albertsons shares had closed Thursday at $28.63. Companies have had to invest in automation, employee training and more as consumers bounce between browsing store aisles, ordering home deliveries and using curbside pickup. Kroger captured about 8.5% of the $1.4 trillion market for food at home in the U.S. last year, according to Morgan Stanley. Some of the companies' markets have significant overlap, such as Southern California, Colorado, Seattle and parts of the Midwest and Texas, Simeon Gutman, a retail analyst for Morgan Stanley, wrote in a research note Thursday.","Kroger is the second largest grocer by market share in the United States, behind Walmart, and Albertsons is fourth, after Costco.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth‚Äôs ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry‚Äôs exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers‚Äô brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity‚Äôs reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry‚Äôs competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers‚Äô shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity‚Äôs reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers‚Äô private data can undermine their trust in an entity‚Äôs ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7643706900598387, 'Air Emissions from Refrigeration': 0.7347812873856195, 'Food Waste Management': 0.7605664007520494, 'Product Labelling & Marketing': 0.75366195554029, 'Energy Management': 0.7514893881639588, 'Supply Chain': 0.7679580034468945, 'Product Health & Nutrition': 0.7896664316816091, 'Fleet Fuel Management': 0.769515573514366, 'Labour Practices': 0.7942799896065815, 'Data Security': 0.7539465974145482}",0.7942799896065815,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-02-24T00:02:02+00:00,https://www.businessinsider.com/doj-accuses-google-of-deleting-off-the-record-chats-2023-2,"[{'name': 'company chats', 'weight': 0.11163057}, {'name': 'Google Hangouts', 'weight': 0.09850135}, {'name': 'Google', 'weight': 0.0965785}, {'name': 'emails', 'weight': 0.09254147}, {'name': 'internet search', 'weight': 0.08921543}, {'name': 'Justice', 'weight': 0.08076584}, {'name': 'written records', 'weight': 0.079854906}, {'name': 'antitrust case', 'weight': 0.075106114}, {'name': 'chats', 'weight': 0.074917875}, {'name': 'likely trial witnesses', 'weight': 0.068242304}]",[{'name': 'Politics'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 1}, {'data': 'the Justice Department', 'type': 'ORG', 'mentions': 11}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'every 24 hours', 'type': 'TIME', 'mentions': 3}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Google Hangouts', 'type': 'PRODUCT', 'mentions': 1}]","• Google is facing sanctions for deleting evidence in an antitrust lawsuit.
+• Google was asked in 2019 to suspend its policy of auto-deleting company chats.
+• Google continued to delete ""off the record"" chats every 24 hours until this February, the Justice Department said.
+
+The US Department of Justice accused Google on Thursday of deleting evidence that would be used in the government's antitrust lawsuit against the company's search business.
+
+The Justice Department requested a federal judge to sanction the company over its ""intentional and repeated destruction of written communications,"" in a court filing on Thursday. Sanctions are punishments imposed upon those who disobey court orders.
+
+According to the Justice Department's filing, Google has long had a practice of encouraging its employees to communicate via ""off the record"" chats which are automatically destroyed after 24 hours. 
+
+
+
+The Justice Department said in the filing that Google ""trained"" employees to consider these messages — also known as Google Hangouts or instant messages — as better than emails because they would not be retained by the company in the same way emails were.
+
+""Unsurprisingly then, Google was aware users often had ""off the record"" chats ""to discuss sensitive topics,"" the Justice Department said in the filing.
+
+The Justice Department filed its antitrust lawsuit against Google in 2020 for using unlawful tactics to preserve its dominance over internet search. 
+
+
+
+In the filing, the Justice Department said that Google was asked as early as mid-2019 to suspend its auto-delete practices in anticipation of the lawsuit.
+
+According to the Justice Department's filing, Google not only failed to suspend its auto-delete practices at the time, but continued to delete chats every 24 hours up until February 8 of this year.
+
+""Google's daily destruction of written records prejudiced the United States by depriving it of a rich source of candid discussions between Google's executives, including likely trial witnesses,"" the Justice Department said in the filing.
+
+Neither Google nor the Justice Department immediately responded to Insider's request for a comment.",22fca7734e70420eae64f428d13cb614,Google has been accused by DOJ of destroying evidence in antitrust case,4,,,,
+18858,"America's ONLY distributor of abortion pill won't supply to 31 states - America's lone distributor of the abortion drug mifepristone could soon cut distribution to half of US states.
+
+AmerisourceBergen, based in just outside of Philadelphia, sent clients a list of 31 states it would no longer source the drug to.
+
+It is the only company in America that supplies the drug. This means the decision will greatly impact abortion access in the affected states.
+
+The firm supplies mifepristone to pharmacy giant Walgreens, which promised to 21 Republican-led states last week it would not dispense the pills. It is unclear how much the AmerisourceBergen decision impacted Walgreens'.
+
+It comes as mifepristone finds itself at the center of a landmark case for abortion rights, as anti-abortion activists hope to have its regulatory approval pulled — effectively banning it nationwide.
+
+The company told Vox media the situation is 'dynamic' and 'ever evolving'.
+
+Mifepristone makes up half of the combination used to induce a medication abortion.
+
+When used in combination with the stomach ulcer drug misoprostol it has been shown to be safe and effective at terminating a pregnancy in the first 10 weeks.
+
+Medication-induced abortions make up the majority share of abortions carried out after the Supreme Court’s decision to revoked federal protections for the procedure last summer.
+
+At the start of 2023, the Food and Drug Administration (FDA) ruled that drugstores could fill prescriptions for the pills.
+
+In the time since, CVS and Walgreens — among America's two largest pharmacy chains — both revealed plans to dispense the drugs after passing regulator hurdles.
+
+Walgreens, which has nearly 9,000 US stores, announced that it would no longer distribute the drug in 21 states last week in a move that angered abortion advocates.
+
+GOP attorneys from the states sent letters to CVS, Rite Aid, Albertsons, Costco, Kroger and Walmart pressuring them to make such a move.
+
+In response, Danielle Gray on Walgreens’ legal team said: ‘As you know, to become certified by the FDA, participating pharmacies must satisfy a range of safety and risk mitigation requirements to dispense this drug.
+
+‘At this time, we are working through the certification process, which includes the evaluation of our pharmacy network to determine where we will dispense Mifepristone and training protocols and updates for our pharmacists.’
+
+It is unclear whether these same pressures also fueled the AmerisourceBergen decision, or what communication the firm has had with GOP officials.
+
+Whether the list of 31 states not to receive the pills still stands is unclear.
+
+The distributor has not responded to a DailyMail.com request for comment.
+
+Walgreens, meanwhile, reaffirmed to DailyMail.com that it would dispense mifepristone in all states where abortion is legal as soon as it becomes certified to do so per FDA requirements.
+
+Previously, mifepristone was only able to be dispensed by a physician in person at a subset of specialty offices and clinics because of safety concerns.
+
+Despite the expanded regulatory access to mifepristone, a contentious court battle in Texas is currently threatening its availability across the US.
+
+US District Court for the Northern District of Texas Judge Matthew Kacsmaryk is expected to rule any day now on whether or not mifepristone, the first part of a two-pill medication regimen, will lose its approval from the FDA.
+
+Mifepristone is taken first and works by dilating the cervix and blocking the effects of the hormone progesterone, which is needed to sustain a pregnancy.
+
+About 24 hours later, the patient takes misoprostol, a drug used to treat stomach ulcers that causes the uterus to cramp and contract, causing bleeding and expelling of the pregnancy tissue.
+
+Judge Kacsmaryk, an appointee of former President Donald Trump who has closely aligned himself with far-right ideology.
+
+The case in question is the Alliance for Hippocratic Medicine vs the US FDA, first filed late last year to challenge the FDA’s approval of Mifeprex in 2000.
+
+It was filed by the anti-abortion group Alliance Defending Freedom (ADF).
+
+The group argues that the drug was not properly checked for safety when it received approval 23 years ago.
+
+The ADF also argues that the drug's approval is nullified by the Comstock Act of 1873 — which bans the sale of immoral or indecent products through the mail.
+
+They argue the law should make it illegal for the drug to be sent through the mail, and the FDA's approval to do such should be axed.
+
+A move to revoke FDA approval would almost certainly be appealed immediately by abortion rights activists.
+
+But, the appeals court at the fifth circuit that would weigh the case is also very politically conservative.","{'positive': 0.043472715, 'negative': 0.5737603, 'neutral': 0.382767}","AmerisourceBergen, the only company in America that supplies the abortion drug mifepristone, has sent a list of 31 states it would no longer source the drug to. This means the decision will greatly impact abortion access in the affected states. The situation is 'dynamic' and 'ever evolving', and Walgreens has announced that it will no longer distribute the drug in 21 states. Despite this, a contentious court battle in Texas is threatening its availability across the US. The case in the US District Court for the Northern District of Texas Judge Matthew Kacsmaryk is expected to rule any day now on whether or not the drug will lose its approval from the FDA.","Drug distributor AmerisourceBergen, the only entity that supplies the country with the abortion drug mifepristone, secretly designated 31 states that wouldn't get supplies of the pills.",ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.769718975484004, 'Fleet Fuel Management': 0.7417267442019029, 'Business Ethics': 0.7592524658576679, 'Product Lifecycle Management': 0.7488022075049839, 'Counterfeit Drugs': 0.787134440269097}",0.78713444,Tiffany,Major focus,Major focus,Neutral,"Business Model Resilience, Labor Practices",Major,Major,Neutral,2023-01-05T04:35:32-05:00,https://www.theverge.com/2023/1/5/23540261/apple-text-to-speech-audiobooks-ebooks-artificial-intelligence-narrator-madison-jackson,"[{'name': 'Audiobooks', 'weight': 0.105880864}, {'name': 'audiobooks', 'weight': 0.105880864}, {'name': 'audiobook rights', 'weight': 0.105705895}, {'name': 'submitted audiobooks', 'weight': 0.10454694}, {'name': 'smaller publishers', 'weight': 0.07904897}, {'name': 'authors', 'weight': 0.078896984}, {'name': 'Apple Books', 'weight': 0.07848989}, {'name': 'publishers', 'weight': 0.07334824}, {'name': 'independent publishers', 'weight': 0.072507694}, {'name': 'nonfiction books', 'weight': 0.07096724}]",[{'name': 'Tech'}],"[{'data': 'Apple Books', 'type': 'ORG', 'mentions': 14}, {'data': 'Guardian', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Wired', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 3}, {'data': 'Madison', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jackson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Helena', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mitchell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'English', 'type': 'LANGUAGE', 'mentions': 1}, {'data': 'Audible', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Kindles', 'type': 'PRODUCT', 'mentions': 1}]","Audiobooks narrated by a text-to-speech AI are now available via Apple’s Books service, in a move with potentially huge implications for the multi-billion dollar audiobook industry. Apple describes the new “digital narration” feature on its website as making “the creation of audiobooks more accessible to all,” by reducing “the cost and complexity” of producing them for authors and publishers.
+
+The feature represents a big shift from the current audiobook model, which often involves authors narrating their own books in a process that can take weeks and cost thousands for a publisher. Digital narration has the potential to allow smaller publishers and authors to put out an audiobook at a much lower cost.
+
+Apple’s website says the feature is initially only available for romance and fiction books, where it lists two available digital voices: Madison and Jackson. (Two more voices, Helena and Mitchell, are on the way for nonfiction books). The service is only available in English at present, and Apple is oddly specific about the genres of books its digital narrators are able to tackle. “Primary category must be romance or fiction (literary, historical, and women’s fiction are eligible; mysteries and thrillers, and science fiction and fantasy are not currently supported),” its website reads.
+
+If you search for “AI narration” in the Books app, you’ll find a series of romance novels with a small notice saying they’re “Narrated by Apple Books.” It also lists the specific name of the artificial narrator used.
+
+“This is an Apple Books audiobook narrated by a digital voice based on a human narrator,” reads each audiobook listing that uses the company’s digital narration service. Listings include a combination of free and paid audiobooks, and the artificial voices sound about as good as you’d expect — perfectly intelligible, but with an unmistakably artificial edge that lacks the warmth of a human storyteller. Though that will likely improved as AI voice tech evolves.
+
+According to The Guardian, which was first to report the new feature, Apple had intended to launch it in November, but delayed its release because Elon Musk’s chaotic acquisition of Twitter and layoffs at Meta were dominating news headlines at the time. Apple has reportedly been approaching independent publishers about narrating their books, offering to shoulder the production costs while paying out royalties to authors.
+
+Apple’s website says that publishers and authors retain audiobook rights, and can put out other versions of the audiobook if they choose.
+
+Apple’s approach to digital narration is the opposite of competitor Amazon’s, whose Audible rules explicitly state that submitted audiobooks “must be narrated by a human.” Notably, its Kindles used to offer a text-to-speech feature, but this was discontinued a decade ago after copyright concerns were raised. At least one AI-narrated audiobook has appeared on Amazon’s service in the past, according to this report from Wired, but it was removed after being reported.
+
+In addition to Amazon, Spotify has also been investing in making audiobooks the third pillar of its streaming service alongside music and podcasts. But Spotify’s audiobook ambitions have mainly made headlines because of its clashes with Apple’s rules around in-app payments, which Spotify claims are “choking competition” and are “anticompetitive.”",db4f11b2b1e64c13832fcdb3c8ecb980,Apple Books quietly launches AI-narrated audiobooks,4,,,,
+6929,"Extended-stay hotels are flourishing - Why it matters: Cheaper to build and operate, no frills extended-stay brands are having a moment, satisfying a need for temporary workers, people between homes and budget-conscious travelers.
+
+Driving the news: Marriott, Hilton and Hyatt have each announced plans in recent weeks for new extended-stay hotel brands — defined as lodging with a kitchenette but without a lease requirement.
+• Hilton last week revealed plans for a ""lower midscale brand"" geared toward guests who need to stay for 20 or more nights, describing ""Project H3"" as providing ""apartment-style"" rooms.
+• Marriott CEO Anthony Capuano earlier this month announced plans for a new extended-stay brand with ""basic services and amenities"" at ""a mid-scale price point.""
+• Hyatt in April announced Hyatt Studios as its ""entry into upper-midscale lodging in the Americas,"" featuring ""complimentary grab-and-go breakfast"" and a kitchen with a convection microwave.
+• Wyndham last year launched ECHO Suites Extended Stay by Wyndham — and it quickly took off, with CEO Geoff Ballotti calling it ""the fastest growing brand in our development pipeline.""
+
+By the numbers: The U.S. hospitality industry had 51.5 million extended-stay room nights available in the first quarter of 2023, up 43% from 2016, according to a report by hospital consultancy The Highland Group provided to Axios.
+• Extended-stay room revenue totaled $4.37 billion in the first quarter, up more than $2 billion from the same period in 2016.
+
+The intrigue: Extended-stay hotels were particularly resilient during the pandemic because they did not rely as much on transient travelers as traditional hotels, The Highland Group partner Mark Skinner tells Axios.
+• ""That really heightened investor attention on the sector,"" he says.
+
+Zoom in: Investors and chains are particularly attracted to extended-stay brands because they're less expensive to operate with fewer frills, fewer check-ins and less housekeeping, he added.
+• Also, ""extended-stay hotels are cheaper to build and finance for new construction and conversions compared to higher-end hotel brands,"" CFRA Research analyst Siye Desta adds in an email.
+
+Be smart: With conventional hotels pricing some travelers out of the market, the ""favorable value proposition of extended-stay hotels"" attracts consumers who ""increasingly feel the impact of inflation and tighter financial conditions,"" Desta says.
+• Extended-stay hotel rates averaged $116.74 per night in the first quarter, according to The Highland Group.
+
+Between the lines: In addition to long-term stays, these hotels attract short-term stays by budget-conscious travelers, such as government workers who like to pocket their per-diem for food by making meals in their room, Skinner says.
+• They're also popular among traveling youth sports teams and with international families visiting destinations like Disney World, he says.
+• ""You can get multiple players in a room, so the per-player cost is relatively low,"" he says. ""You’ve got full-size refrigerators, you’ve got laundry on site to clean all their uniforms, you’ve got the refrigerators to stock their drinks.""
+
+Meanwhile, extended-stay brands are fielding more interest from people who are between permanent homes due to housing prices and from construction workers living temporarily in growing states like Texas, Florida and Colorado, Skinner says.
+• ""Construction is the single largest employment sector generating demand for extended-stay hotels,"" Skinner says.
+
+The bottom line: Extended-stay hotels are extending their reach.","{'positive': 0.7291753, 'negative': 0.020484092, 'neutral': 0.25034058}","Extended-stay hotels are becoming increasingly popular, with Marriott, Hilton and Hyatt all announcing plans for new brands with a kitchenette and no lease requirement. The U.S. hospitality industry had 51.5 million extended-stay room nights available in the first quarter of 2023, up 43% from 2016. Extended-stay brands are attractive to investors and chains, as they are less expensive to operate with fewer frills, fewer check-ins and less housekeeping. They attract short-term stays by budget-conscious travelers, such as government workers, and are popular among traveling youth sports teams and with international families visiting destinations like Disney World.",Extended-stay hotels are enjoying a surge in popularity as travelers look to save while displaced residents seek out temporary living arrangements.,HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.8014442827156556, 'Climate Change Adaptation': 0.781576089489357, 'Energy Management': 0.7948234817967549, 'Ecological Impacts': 0.7864540915951328, 'Labour Practices': 0.8084105533004416}",0.8084105533004416,Tiffany,Major focus,Major focus,Negative,"Access to Health Care, Product Quality & Safety",No,Minor,,2023-02-08T10:26:57+00:00,https://finance.yahoo.com/news/investors-obsessing-over-ai-is-latest-symptom-of-the-amazon-disease-morning-brief-110016834.html?src=rss,"[{'name': 'big markets', 'weight': 0.07165181}, {'name': 'total addressable market', 'weight': 0.07145899}, {'name': 'more market news', 'weight': 0.06963303}, {'name': 'AI tools', 'weight': 0.069322586}, {'name': 'AI projects', 'weight': 0.06897063}, {'name': 'AI', 'weight': 0.06833213}, {'name': 'SoundHound AI', 'weight': 0.06827836}, {'name': 'AI capabilities', 'weight': 0.06773445}, {'name': 'Yahoo Finance', 'weight': 0.06604809}, {'name': 'Yahoo Finance App', 'weight': 0.06556215}]",[{'name': 'Tech'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 6}, {'data': 'Yahoo Finance', 'type': 'ORG', 'mentions': 4}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 1}, {'data': ""Open AI's"", 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'ORG', 'mentions': 1}, {'data': 'Big Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'SoundHound AI', 'type': 'ORG', 'mentions': 2}, {'data': 'Chegg', 'type': 'ORG', 'mentions': 2}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Odd Lots', 'type': 'ORG', 'mentions': 1}, {'data': 'Eisman', 'type': 'ORG', 'mentions': 2}, {'data': 'Opendoor', 'type': 'ORG', 'mentions': 3}, {'data': 'Social Capital Hedosophia II', 'type': 'ORG', 'mentions': 1}, {'data': 'Uber', 'type': 'ORG', 'mentions': 2}, {'data': 'Lyft', 'type': 'ORG', 'mentions': 2}, {'data': 'Zoom', 'type': 'ORG', 'mentions': 1}, {'data': 'ZM', 'type': 'ORG', 'mentions': 1}, {'data': 'Peloton', 'type': 'ORG', 'mentions': 1}, {'data': 'PTON', 'type': 'ORG', 'mentions': 1}, {'data': 'the Morning Brief', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': '""The Big Short', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': '6:30 a.m. ET', 'type': 'TIME', 'mentions': 4}, {'data': 'Myles Udland', 'type': 'PERSON', 'mentions': 1}, {'data': 'Julie Hyman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Steve Eisman', 'type': 'PERSON', 'mentions': 4}, {'data': ""Steve Carell's"", 'type': 'PERSON', 'mentions': 2}, {'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Edge', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Apple', 'type': 'GPE', 'mentions': 1}]","This article first appeared in the Morning Brief. Get the Morning Brief sent directly to your inbox every Monday to Friday by 6:30 a.m. ET. Subscribe
+
+Today's newsletter is by Myles Udland, Head of News at Yahoo Finance. Follow him on Twitter @MylesUdland and on LinkedIn. Read this and more market news on the go with the Yahoo Finance App.
+
+Another day, another newsletter about artificial intelligence.
+
+As my colleague Julie Hyman wrote yesterday, the market's obsession with anything ""AI"" is starting to feel a little 2017, the year when anyone and everyone began tacking ""blockchain technology"" onto an idea.
+
+The speed of the infatuation with AI, chatbots, and all associated ""innovations"" has been stunning.
+
+On Tuesday, the New York Times published a story on the efforts being undertaken by Meta Platforms (META) to avoid falling behind in the race to integrate AI tools into literally any business idea. The lede brings us way back to a critical moment for the company two weeks before Open AI's ChatGPT went live online... in November 2022. Also known as about three months ago.
+
+On Monday, Alphabet (GOOGL) announced its new chatbot, named Bard.
+
+On Tuesday, Microsoft (MSFT) announced a new version of its Bing search engine, Edge, which will run a more powerful version of ChatGPT.
+
+As Big Tech continues sorting through its decision to over-hire during an over-hyped ""future of work"" phase after the pandemic, it seems AI projects are a sure way to lock in a growing budget for 2023.
+
+In the stock market, it has become table stakes that something strange is happening in the stock market because of some hyped announcement around artificial intelligence.
+
+Leading the charge for speculative investor bets on AI capabilities are stocks like SoundHound AI (SOUN) and c3.ai (AI), which have both roughly doubled this year.
+
+And we surely cannot be more than a few weeks away until a certain movie theater operator begins bragging about its AI investments.
+
+On the flip side, we find names like Chegg (CHGG), the online education platform, defending its market position against the threat of chatbots that, in the grandest vision for these new technologies, could render doing something as old-fashioned as taking a class to learn something obsolete.
+
+Hype cycles in culture, investing, and elsewhere are not a new phenomenon. And when the interest in chatbots and AI and today's Current Thing inevitably fades away, something else will take its place.
+
+And while there are timeless influences underwriting the current infatuation with AI, a more modern development also helps us situate this current mania.
+
+Speaking on Bloomberg's Odd Lots podcast earlier this week, Steve Eisman of ""The Big Short"" fame — some readers may be more familiar with Steve Carell's work playing a version of Eisman in the 2015 movie — outlined what he calls the ""Amazon disease.""
+
+And we think this offers a great heuristic for understanding the basis for so many of the market's recent bull cases that overhyped flawed business models. Winning small portions of big markets has been the consensus framework for investing in high growth businesses.
+
+""What I mean by the Amazon disease is when Amazon came public, there was a lot of skepticism that this would work, and Amazon has basically conquered the world,"" Eisman said. ""And so people are always looking for the next Amazon when the sell side writes a research report. And the first sentence is, 'The TAM is huge,' which means the total [addressable] market is huge.""
+
+Eisman flags Opendoor (OPEN), a de-SPAC that came public via Chamath Palihapitiya's Social Capital Hedosophia II in 2020, as a recent example.
+
+As Eisman said, ""There's no question that housing is huge.""
+
+""So you look at Opendoor and you say, well, the housing market in the United States is, I don't know, a trillion to whatever it is, a $2 trillion [market],"" Eisman said. ""If Opendoor only gets 1% of that market, the stock is huge.""
+
+I remember an investment banker telling me during the 2019 mini-IPO boom that saw companies like Uber (UBER), Lyft (LYFT), Zoom (ZM), and Peloton (PTON) go public that all you do is pick the companies with the biggest TAMs — or total addressable market — and bet on those.
+
+Take this logic a step further back, and we find a dynamic that often shapes which companies in which sectors end up being most enthusiastically funded by the venture community.
+
+So while the recent hype around ChatGPT, AI, and associated variants of algorithmically-enhanced task completion may appear to have blossomed from nowhere fast, there are longer-run, investment culture forces at play.
+
+And like so many dynamics in the modern business world, they lead back to wanting to be like Jeff Bezos.
+• None 7:00 a.m. ET: MBA Mortgage Applications, week ended Feb. 3 (-9.0% during prior week)
+• None 10:00 a.m. ET: Wholesale Inventories, month-over-month, November Final (0.1% expected, 0.1% during previous month)
+• None 10:00 a.m. ET: Wholesale Trade Sales, month-over-month, November (-0.2% expected, -0.6% during prior month)
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance
+
+Download the Yahoo Finance app for Apple or Android",676a3fe8aa87417e8213a342a2310dca,Investors obsessing over AI is latest symptom of the 'Amazon disease',4,,,,
+5517,"Fallout from toxic Ohio spill lingers a month later - Environmental Protection Agency (EPA) Administrator Michael Regan announced the agency would take control of the cleanup in mid-February. The agency invoked the so-called Superfund law to order the Norfolk Southern railroad to pay for the cleanup.
+
+On Sunday, EPA regional administrator Debra Shore announced that waste would be shipped beginning this week to sites in East Liverpool and Vickery, Ohio.
+
+Earlier shipments had been conducted by Norfolk Southern without federal oversight, but as of Monday all waste disposal the railroad conducts will be subject to EPA approval amid confusion among states receiving waste.
+
+Shore expressed hope Norfolk Southern could begin removing tracks over the next week but did not offer a concrete schedule.
+
+Outside of the state, however, several shipments of waste were bound for disposal facilities in Michigan and Texas before the EPA halted them, much to the chagrin of some officials and environmentalists who say they were not properly notified.
+
+Read more about the cleanup process at TheHill.com.","{'positive': 0.034203548, 'negative': 0.67305136, 'neutral': 0.29274508}","The Environmental Protection Agency (EPA) has announced that it will take control of the cleanup of a toxic Ohio spill in mid-February. The agency invoked the so-called Superfund law to order the Norfolk Southern railroad to pay for the cleanup, and shipments of waste will be shipped beginning this week to sites in East Liverpool and Vickery, Ohio. The EPA has expressed hope Norfolk Southern could begin removing tracks over the next week but did not offer a concrete schedule. Outside of the state, however, several shipments were bound for disposal facilities in Michigan and Texas before the EPA halted them. All waste disposal the railroad conducts will be subject to EPA approval as of Monday.",Welcome to The Hill‚Äôs Energy & Environment newsletter{beacon} Energy & Environment Energy & Environment ‚Ää The Big Story Questions linger on East Palestine waste a mo‚Ķ,NSC,Transportation,Rail Transportation,Norfolk Southern Corp,"{'Greenhouse Gas Emissions': 'The Rail Transportation industry generates emissions mainly through the combustion of diesel in locomotive engines. Despite relatively low emissions compared to other transportation industries, fuel management has implications for industry entities in terms of operating costs and regulatory compliance. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change. Intensifying regulation of locomotive exhaust emissions and high fuel costs encourage rail entities to invest in fuel efficiency enhancements to manage emissions. These investments can improve an entity‚Äôs operational efficiency and cost structure, with effects on value and competitive position both within the industry and compared to other modes of transport.', 'Air Quality': 'Rail operations emit several types of air pollutants that are regulated under national and international laws, including hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). These pollutants tend to have localised environmental and health impacts. For example, locomotive engines idling at rail yards may be a health concern for nearby human populations as HAPs such as benzene are known human carcinogens, while nitrogen oxides (NOx) are a major component of smog and acid rain. At the same time, fuel is a significant industry cost. Rail entities that implement fuel efficiency enhancements and manage emissions may see impacts to their costs in both the short and longer term.', 'Competitive Behaviour': 'Industry consolidation and prior allegations of anti-competitive practices in relation to captive shippers, among other reasons, create pressure on antitrust immunity granted to railroads in some regions. Some of the proposed policy changescould lead to significant costs or impede investment in the industry. Rail entities operating at the limits of allowable charges in areas where they could be found to have market dominance, or those not complying with regulations about reasonable rates, are likely to face increased regulatory scrutiny. Any associated fines or penalties may negatively affect anentity‚Äôs valuation by increasing its cost of capital. In an environment of increased concerns about the market power and pricing practices of rail entities, it is in their interest to continue to ensure competitive pricing and transparency in rate-setting while achieving adequate returns on their investments.', 'Employee Health & Safety': 'Moving freight by rail is associated with the risk of accidents and unintended releases of hazardous materials. These can harm the health and well-being of employees as well as have negative financial impacts on entities, such as reduced productivity, higher employee turnover, and increased insurance costs. Rail operators are likely to be impacted by accidents, and in some cases, poor health may also cause accidents. A healthy workforce, strong safety culture, thorough and systematic approach to safety, risk management programs (including emergency preparedness and response), and operational integrity at all levels of an entity can help lower the probability and magnitude of rail accidents.', 'Accident & Safety Management': 'Rail accidents and unintended releases of hazardous materials can have repercussions for the environment and communities along railroad tracks, as well as financial impacts on entities themselves. Increasingly stringent safety regulations and the potential for significant costs following major accidents provide incentives for entities to manage theirsafety performance through a robust safety management system. In addition, the loss of consumer confidence after such events can result in lower revenues and potentially damage an entity‚Äôs social license to operate, increasing its cost of capital.'}","{'Greenhouse Gas Emissions': 0.782198524558939, 'Air Quality': 0.8124972938449126, 'Competitive Behaviour': 0.7741737601614932, 'Employee Health & Safety': 0.800791340793415, 'Accident & Safety Management': 0.8103391282302418}",0.8124972938449126,Tiffany,Major focus,Major focus,Positive,"Customer Privacy and Data Security, Competitive Behavior",Major,Major,Negative,2023-04-14T19:56:18+00:00,https://www.businessinsider.com/google-ai-new-coding-features-bard-chatbot-2023-4,"[{'name': 'Bard', 'weight': 0.10896289}, {'name': 'new chatbot features', 'weight': 0.1084734}, {'name': 'code snippets', 'weight': 0.10171275}, {'name': 'new coding features', 'weight': 0.100843094}, {'name': 'new features', 'weight': 0.09538303}, {'name': 'code', 'weight': 0.09480398}, {'name': 'source code completions', 'weight': 0.08982989}, {'name': 'ChatGPT', 'weight': 0.07879841}, {'name': 'Insider', 'weight': 0.07051629}, {'name': 'its Bard AI chatbot', 'weight': 0.06914529}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'Insider', 'type': 'ORG', 'mentions': 5}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'ORG', 'mentions': 4}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 11}, {'data': 'GitHub Copilot', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Duckie', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Signal/Telegram', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Paige Bailey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'two to four hours', 'type': 'TIME', 'mentions': 1}]","• Google is rolling out new coding features to an internal version of its Bard AI chatbot.
+• Staff can ask Bard to generate, fix, and explain code.
+• Some of the features appear to be rolling out publicly, too.
+
+Google is asking staff to test new coding features for its chatbot, Bard, as it prepares to make the features publicly available, according to an internal email sent Friday.
+
+The company told staff on Friday that they could test out new features that let Bard generate and fix code, turning the chatbot into a programming assistant. Google also asked staff to provide feedback, according to a copy of the email reviewed by Insider. These new features show Google is moving to catch competitors like Microsoft's GitHub Copilot, which also functions like a coding assistant — and was recently updated to integrate a ChatGPT-like assistant.
+
+""You can now test out new features like source code completions, explanations, bug fixing, and more in Bard!"" reads the memo, which Paige Bailey, a product manager on Google's generative AI work, sent.
+
+The memo offered some examples for staff to try:
+• ""Ask Bard to generate code (e.g. 'write a linear regression model in Python.')""
+• ""Share a code snippet, and ask Bard to write documentation for it.""
+• ""Copy code snippets to your clipboard using the 'Copy' button.""
+
+A Google spokesperson said the company was iterating on coding capabilities and that these features are not officially supported yet.
+
+""Testing and feedback, from Googlers and external trusted testers, are important aspects of improving Bard to ensure it's ready for our users. We often seek input from Googlers to help make our products better, and it's an important part of our internal culture,"" the spokesperson told Insider in a statement.
+
+The email asked staff to test the new features for their ""software-development use cases,"" but it warned that code Bard generates ""should not be used in production.""
+
+The email also told employees not to submit ""confidential, need-to-know, privileged or sensitive information"" into Bard. Those who do want to use sensitive information should use what appears to be a different internal chatbot referred to as ""Duckie,"" the memo said.
+
+Some of these new features appear to work in the public version of Bard, according to tests run by Insider. The Bard FAQ still states that it ""can't help you with coding just now,"" though Insider was able to get Bard to generate and explain code when asked.
+
+The company previously asked staff to dedicate two to four hours each testing Bard before its public release, Insider first reported.
+
+ChatGPT, OpenAI's Bard competitor, is already able to generate code and write documentation for it. On the public release of Bard, Google said these features would come to its chatbot too. Sundar Pichai, the CEO of Google, recently reiterated that point, and it looks like these tools are starting to roll out.
+
+Got a tip about Google? You can reach this reporter via encrypted email (hlangley@protonmail.com) or encrypted messaging apps Signal/Telegram (+1 628-228-1836).",e7e6fe0552fa44858b1d90f5ff833100,Google asks staff to test new chatbot features that write and fix code as it races against ChatGPT,4,,,,
+55617,"Hasbro to cut 1,000 full-time jobs globally in 2023 - The Hasbro, Inc. logo is seen on a toy for sale in a store in Manhattan, New York
+
+(Reuters) -Hasbro Inc said on Thursday it would eliminate about 1,000 positions from its global workforce this year, or about 15% of full-time employees, as the toymaker looks to cut costs in a tough macroeconomic backdrop.
+
+Shares of Hasbro fell 4% to $61.30 in after-hours trading.
+
+The company estimated fourth-quarter revenue of about $1.68 billion, down 17% from a year earlier. Analysts on average expect revenue of $1.92 billion, according to Refinitiv IBES data.
+
+It forecast quarterly adjusted earnings per share of $1.29 to $1.31, much lower than estimates of $1.48.
+
+Hasbro said President and Chief Operating Officer Eric Nyman is also exiting the company as part of organizational changes.","{'positive': 0.006810377, 'negative': 0.97594255, 'neutral': 0.017247014}","Hasbro to cut 1,000 full-time jobs globally in 2023. The Hasbro, Inc. logo is seen on a toy for sale in a store in Manhattan, New York
+
+(Reuters) -Hasbro Inc said on Thursday it would eliminate about 1,000 positions from its global workforce this year, or about 15% of full-time employees, as the toymaker looks to cut costs in a tough macroeconomic backdrop. Analysts on average expect revenue of $1.92 billion, according to Refinitiv IBES data. It forecast quarterly adjusted earnings per share of $1.29 to $1.31, much lower than estimates of $1.48.
+
+Hasbro said President and Chief Operating Officer Eric Nyman is also exiting the company as part of organizational changes.","Hasbro Inc said on Thursday it would eliminate about 1,000 positions from its global workforce this year, or about 15% of full-time employees, as the toymaker looks to cut costs in a tough macroeconomic backdrop. Shares of Hasbro fell 4% to $61.30 in after-hours trading. The company estimated fourth-quarter revenue of about $1.68 billion, down 17% from a year earlier.",HAS,Consumer Goods,Toys & Sporting Goods,Hasbro Inc,"{'Chemical & Safety Hazards of Products': 'Consumers and regulators expect the Toys & Sporting Goods industry to ensure that its products are safe and do not cause harm. The presence of certain chemicals in products—which can be introduced by design or as a result of poor oversight over supply chains—can have chronic impacts on child development and health. Faulty or poorly designed products can also create choking, fire, or other hazards, which can result in injury or death. The Toys & Sporting Goods industry is subject to regulation over the safety of its products. The toys segment in particular is highly regulated to protect children, and evolving science on the safety of certain chemicals will likely lead to additional restrictions. Failure to create products that are safe for consumers may provoke new regulatory oversight and affect an entity’s social license to operate. Furthermore, improper product safety testing or evaluation can lead to costly recalls, litigation, or reputational damage that can affect sales. Toys and sporting goods entities that work at both the design and manufacturing phases tomanage the use of certain chemicals while eliminating others can better mitigate risks associated with chemical safety.', 'Labour Conditions in the Supply Chain': 'The treatment of workers and labour conditions in the industry’s manufacturing supply chain are of growing concern for consumers, regulators, and entities. Labour issues include worker health and safety standards, compensation, amount of working hours, and risks related to discrimination and forced labour. The industry is exposed to these issues because of itsreliance on third-party manufacturing in emerging markets, where labour standards, labour protection, and regulation enforcement can be weak, and violations are common. Entities also contract with numerous suppliers, adding complexity and challenges with respect to transparency. A failure to manage labour conditions can result in supply disruptions, reputational damage, and increased regulation and enforcement in response to high-profile safety or labour incidents, strikes and work stoppages, and shifts in consumer demand. Toys and sporting goods entities are increasingly engaging with suppliers through audits, partnerships, and increased oversight, allowing them to preempt and react more quickly to labour issues. Entities that effectively manage this issue can protect brand value and reduce their cost of capital.'}","{'Chemical & Safety Hazards of Products': 0.7476037404522274, 'Labour Conditions in the Supply Chain': 0.7549464292128192}",0.7549464292128192,Tiffany,Major focus,Major focus,Negative,Waste & Hazardous Materials Management,Major,Major,Negative,2023-07-13T22:16:45+00:00,https://finance.yahoo.com/news/disney-worlds-crowds-shrink-competition-221645127.html,"[{'name': 'Disney World', 'weight': 0.11353515}, {'name': 'Walt Disney World', 'weight': 0.109908134}, {'name': 'Disney', 'weight': 0.09221924}, {'name': 'Disney Parks', 'weight': 0.08985356}, {'name': 'Wall Street Journal reporter Jacob Passy', 'weight': 0.08443712}, {'name': 'Disney Parks Chairman Josh DAmaro', 'weight': 0.08028977}, {'name': 'Disney Worlds theme park district', 'weight': 0.07854419}, {'name': 'Jacob Passy', 'weight': 0.07842272}, {'name': 'top amusement parks', 'weight': 0.07200201}, {'name': 'Passy', 'weight': 0.07161498}]","[{'name': 'Travel'}, {'name': 'Finance'}]","[{'data': ""Disney World's"", 'type': 'ORG', 'mentions': 11}, {'data': 'Wall Street Journal', 'type': 'ORG', 'mentions': 2}, {'data': 'CBS News', 'type': 'ORG', 'mentions': 1}, {'data': 'Touring Plans', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney Parks', 'type': 'ORG', 'mentions': 1}, {'data': 'Jacob Passy', 'type': 'PERSON', 'mentions': 4}, {'data': ""Josh D'Amaro"", 'type': 'PERSON', 'mentions': 1}, {'data': 'Ron DeSantis', 'type': 'PERSON', 'mentions': 3}, {'data': 'Hollywood Studios', 'type': 'FAC', 'mentions': 1}, {'data': 'Magic Kingdom', 'type': 'FAC', 'mentions': 1}, {'data': 'Disney World', 'type': 'FAC', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 3}, {'data': '27 minutes', 'type': 'TIME', 'mentions': 2}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}]","Disney World's crowds are getting smaller, signaling that the high entry costs to the theme park as well as competition from other destinations may be taking a toll on attendance, Wall Street Journal reporter Jacob Passy told CBS News.
+
+""We specifically looked at July 4, which over history has always been a fairly peak day for the parks,"" Passy said, noting that he looked at data from a company called Touring Plans, which tracks wait times at top amusement parks. ""The wait times were significantly lower this year than in previous years.""
+
+Touring Plans' data showed that July 4 was the third-slowest day in the past year at Disney's Hollywood Studios theme park in Florida. Meanwhile, wait times at Disney's Magic Kingdom in the state were an average of 27 minutes on July 4, down from 47 minutes in 2019, according to the Wall Street Journal.
+
+The entertainment giant may be battling a few issues, including parents' increasing wariness of spending more than $100 per day for a ticket to Disney World. Intense competition from rival destinations, especially as pandemic restrictions have eased across the globe, may also be playing a role, Passy noted.
+
+""Florida was one of the first parts of the country to benefit from one of those post-COVID booms,"" he said. ""They started getting people much earlier than other destinations, and now they are having to compete with cruise lines and with folks to who want to travel to Europe.""
+
+In May, Disney Parks Chairman Josh D'Amaro said at an investor conference that the company expected ""to see some moderation in the demand at Walt Disney World."" But he pointed to lower attendance following Disney World's 50th anniversary celebration, which ended in April 2023.
+
+At the same time, Disney World is embroiled in a fight with Florida Governor Ron DeSantis, who has orchestrated a takeover of Disney World's theme park district after the company opposed a state law that critics have dubbed ""Don't Say Gay."" That law restricts teachers from discussing gender identity and topics surrounding sexuality in the classroom.
+
+In late April, Disney sued DeSantis, alleging the governor waged a ""targeted campaign of government retaliation"" because of its opposition to the law.
+
+But it's difficult to quantify whether the culture war battle between Disney and DeSantis are scaring away visitors, Passy noted.
+
+""I would say that there are probably some folks that are turned off for various reasons, but I would hesitate to suggest that is the main driver of any trends we are seeing at Disney World right now,"" he said.",e5948c77c30143e59f515e6f4d04f77f,Disney World's crowds shrink as competition — and costs — rise,4,,,,
+15601,"Online banks sweeten CD rates as institutions compete for deposits - Online banks are boosting rates on savings accounts and certificates of deposits as fear of deposit flight plagues regional institutions. After March's havoc in regional banks – when Silicon Valley Bank failed as depositors yanked their cash – worries about further financial instability have resurfaced. Most recently, First Republic Bank joined the ranks of failed institutions after regulators seized the ailing bank and sold it to JPMorgan Chase last weekend. It doesn't help that depositors can find attractive yields elsewhere. Consider that short-term Treasury rates have climbed sharply since the Federal Reserve kicked off its rate-hiking campaign more than a year ago. Yields on 3-month T-bills are at about 5.2%, while the 1-year Treasury is yielding 4.7%. US3M 1Y mountain Short-term Treasury yields have risen dramatically since the Federal Reserve's rate-hiking campaign. Money market fund yields are also rising; the Crane 100 Money Fund Index is showing an annualized 7-day current yield of 4.64% as of May 2. Relative safety with an added benefit for banks In the competition for depositors' dollars, online banks are also raising the rates they pay on savings accounts and CDs as investors seek a safe place to stash their cash. Banks that have boosted rates over the last week include Bread Financial Holdings and Capital One Financial , according to a May 2 report from Goldman Sachs. Bread offers an annual percentage yield (APY) of 5.2% on a one-year CD and 4.65% APY on savings accounts. Capital One has an APY of 3.75% on its savings account, and it pays 4.15% APY for a one-year online CD. Other online institutions paying attractive rates on one-year CDs include Synchrony Financial, which pays 4.75% APY, and Ally Bank, which offers a 4.5% APY. At a time of anxiety over deposit flight, banks get an additional benefit from making their CDs attractive. Dollars in these instruments are sticky because clients will forfeit some interest if they ""break"" the CD before the end of its term. Higher deposit betas at last? Analysts expect higher rates from online banks to spur other institutions to raise their deposit betas – that is, the amount by which rates paid to customers increases following a boost in the fed funds rate. ""During 1Q23, several banks in our coverage universe increased their deposit beta guidance for the current rate hike cycle,"" wrote Betsy Graseck, analyst at Morgan Stanley, in a May 1 report. She highlighted Citizens Financial Group , Comerica , Fifth Third and Huntington Bancshares as some of those institutions. ""Many cited accelerating deposit competition over the past several weeks as well as mix shift into higher cost deposit segments like money market and CDs,"" Graseck added. — CNBC's Michael Bloom contributed to this report.","{'positive': 0.93009907, 'negative': 0.025498291, 'neutral': 0.044402637}","Online banks are boosting rates on savings accounts and certificates of deposits as fear of deposit flight plagues regional institutions. Short-term Treasury yields have risen sharply since the Federal Reserve kicked off its rate-hiking campaign more than a year ago, and money market fund yields are also rising. Banks that have boosted rates over the last week include Bread Financial Holdings and Capital One Financial, with Bread offering an annual percentage yield (APY) of 5.2% on a one-year CD and 4.65% APY on savings account, while Capital One has an APY of 3.75% on its savings account and it pays 4.15%. Analysts expect higher rates from online banks to spur other institutions to raise their deposit betas, and Citizens Financial Group, Comerica, Fifth Third and Huntington Bancshares are some of those institutions.",CD rates are looking attractive at online banks. Bread and Capital One recently boosted yields on their products.,COF,Financials,Consumer Finance,Capital One Financial,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers’ PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers’ personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7917413543689439, 'Customer Privacy': 0.7651936651938915, 'Data Security': 0.7731449636935658}",0.7917413543689439,Tiffany,Major focus,Major focus,Neutral,"Customer Privacy, Business Model Resilience",No,Minor,,2022-12-15T17:52:11+00:00,https://www.independent.co.uk/tech/google-chatgpt-ai-lamda-bot-b2246120.html?src=rss,"[{'name': 'reputational risk', 'weight': 0.083314456}, {'name': 'Mr Dean', 'weight': 0.07602271}, {'name': 'such AI systems', 'weight': 0.07007326}, {'name': 'many industries', 'weight': 0.0693608}, {'name': 'Google', 'weight': 0.06865394}, {'name': 'most experts', 'weight': 0.06846656}, {'name': 'risk', 'weight': 0.06737364}, {'name': 'Jeff Dean', 'weight': 0.06735096}, {'name': 'Dialogue Applications', 'weight': 0.06645461}, {'name': 'real products', 'weight': 0.06463606}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'LaMDA', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jeff Dean', 'type': 'PERSON', 'mentions': 2}]","Google is not releasing its own chatty AI bot because of fears about reputational risk, it has said.
+
+The company is worried that the system will give answers that sound legitimate but could be significantly wrong, it said, according to a report of a meeting from CNBC.
+
+In recent days, the ChatGPT system created by OpenAI has proven hugely popular. Its ability to create everything from fake TV scripts to programming code has become the basis for viral tweets and fears about the future of many industries.
+
+The popularity of the system has led many to wonder whether Google would make its own system public, and whether it had missed a chance by doing so. That sam question was asked during an all-hands meeting at the company this week, CNBC reported.
+
+But Alphabet chief executive Sundar Pichai and Google’s head of AI Jeff Dean said that it had to move “conservatively” because of its size and the “reputational risk” that the app could pose.
+
+Google’s system is called LaMDA, which stands for Language Model for Dialogue Applications. It provoked a minor scandal earlier this year when a Google engineer claimed that it had become “sentient”, in a claim that was dismissed by most experts.
+
+Google says that the technology built as part of the development of LaMDA is already used in its search offering. The system can spot when people may need personal help, for instance, and will direct them to organisations that can offer it.
+
+But it will be staying primarily in those contexts for now, Google reportedly said, until it can be relied on more confidently.
+
+“We are absolutely looking to get these things out into real products and into things that are more prominently featuring the language model rather than under the covers, which is where we’ve been using them to date,” Mr Dean said. “But, it’s super important we get this right.”
+
+The problems of such AI systems have been repeatedly detailed. They include fears about bias, especially when the system is trained with only limited knowledge, and the fact that it can be hard to know whether an answer is truly correct.
+
+Many of those issues have already been seen in ChatGPT, despite the advanced technologies underpinning it. The system will often confidently and convincingly reply to questions with answers that are wildly wrong, for instance.",785cad4e35ab4defa7553676bea3f78f,Google is not releasing its AI bot competitor to ChatGPT because of ‘risk’,4,,,,
+33078,"Walmart agrees to pay Texas $168M in opioid settlement - AUSTIN (CBSNewsTexas.com) - Walmart reached a $168 million settlement with the Office of the Attorney General of Texas, who sued the retailer for its practices that ""exacerbated the opioid epidemic in the state of Texas and across the nation.""
+
+The lawsuit accused Walmart of contributing to the crisis with negligent practices pertaining to ""opioid marketing, selling, and dispensing.""
+
+In a statement, the office said it's encouraging anyone affected, such as those in local governments and county governments in the Texas Opioids Multidistrict Litigation, to sign on the settlement for benefits and opioid remediation funds. The deadline for all Texas Political Subdivisions to sign is July 31. You can visit the OAG's website here for more information.
+
+Last year, Attorney General Ken Paxton secured $1.167 billion in a $26 billion opioid settlement with the three major U.S. pharmaceutical distributors. Cardinal Health, McKesson Corp. and AmerisourceBergen were sued for their role in creating and fueling the nationwide opioid epidemic.","{'positive': 0.11391144, 'negative': 0.6444076, 'neutral': 0.24168096}","Walks has reached a $168 million settlement with the Office of the Attorney General of Texas for its practices that ""exacerbated the opioid epidemic in the state of Texas and across the nation."" The lawsuit accused Walmart of contributing to the crisis with negligent practices pertaining to ""opioid marketing, selling, and dispensing."" The deadline for all Texas Political Subdivisions to sign on the settlement is July 31. Last year, Attorney General Ken Paxton secured $1.167 billion in a $26 billion opioid settlement with three major U.S. pharmaceutical distributors.","The lawsuit accused Walmart of contributing to the crisis with negligent practices pertaining to ""opioid marketing, selling, and dispensing.""",ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.749093763466503, 'Fleet Fuel Management': 0.7344091329638087, 'Business Ethics': 0.7538246382187394, 'Product Lifecycle Management': 0.7393243995154573, 'Counterfeit Drugs': 0.7724156677587065}",0.7724156677587065,Tiffany,Minor focus,Minor focus,Neutral,"Customer Privacy, Business Model Resilience",Minor,Minor,Negative,2023-09-05T11:02:39+00:00,https://finance.yahoo.com/research/reports/ARGUS_37563_TechnicalAnalysis_1693911759000?yptr=yahoo&ncid=yahooproperties_plusresear_nm5q6ze1cei,"[{'name': 'market tops', 'weight': 0.13210656}, {'name': 'parabolic tops', 'weight': 0.118137464}, {'name': 'price action', 'weight': 0.11292053}, {'name': 'bear markets', 'weight': 0.109440416}, {'name': 'tops', 'weight': 0.103138186}, {'name': 'violent bottoms', 'weight': 0.10010872}, {'name': 'sideways action', 'weight': 0.09996661}, {'name': 'detailed company profiles', 'weight': 0.09781174}, {'name': 'Exclusive reports', 'weight': 0.08048113}, {'name': 'monthly charts', 'weight': 0.07582859}]",[{'name': 'Finance'}],"[{'data': 'Arista Networks, Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'ANET', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo Finance Plus Essential', 'type': 'ORG', 'mentions': 1}]","When we expand our view from daily charts to monthly charts, price action looks almost too simplistic. There are long-term bull markets, intermediate- to long-term corrections and bear markets, and periods of sideways action. We see what we call ""market platforms"" during corrections/bear markets; market tops, which we call ceilings; violent bottoms and tops with very little price structure, known as ""V"" bottoms (which generally are very bullish, but hard to recognize); and parabolic tops, which generally do not end well.
+
+Subscribe to Yahoo Finance Plus Essential for full access Exclusive reports, detailed company profiles, and best-in-class trade insights to take your portfolio to the next level",9083669253bb46588e80d53ebe9946d8,"Arista Networks, Inc. (ANET) Stock Forecasts",4,,,,
+7917,"Doctors and health activists protest McDonald’s at JPS Hospital - About 20 people including health care workers gathered outside of John Peter Smith Hospital in Fort Worth on Thursday with red and yellow signs to protest the existence of a McDonald’s restaurant on the hospital’s first floor.
+
+The posters -- which called out the hospital administration with questions like, “Do McGreasy meals help patients heal?” -- are part of an effort by the Physicians Committee for Responsible Medicine, a national nonprofit, to rid hospitals of fast food establishments that serve high-fat and meat-heavy meals.
+
+Thursday’s protest and subsequent testimony at the hospital’s Board of Managers meeting represent the second time this year that health activists have urged Tarrant County’s public hospital to end their lease with McDonald’s in exchange for another, healthier restaurant alternative. A smaller core group spoke to the board about the issue in June.
+
+“This isn’t a way to attack hospitals, it’s presented as a rational statement based on peer reviewed evidence,” said Dallas-based cardiologist Dr. John Pippin. “Hospitals are working against themselves and against their patients by providing this type of food.”
+
+A growing movement to close fast-food restaurants in health care settings has picked up speed in the last decade as studies increasingly link poor diets to chronic health diseases like heart disease, type 2 diabetes and high blood pressure.
+
+Physicians Committee, which has more than 17,000 members nationwide, has positioned itself at the movement’s helm, touting the closure of McDonald’s restaurants in facilities like Ben Taub Hospital in Houston and Grady Memorial Hospital in Atlanta. Ben Taub attributed the restaurant’s closure to flooding from Hurricane Harvey, while Grady Memorial did not give a reason for shuttering its McDonald’s.
+
+Hospital settings have a “captive audience” for cheap, convenient food options, Pippin said. Switching to plant-based meals could aid in a patient’s health journey, rather than working against it.
+
+Selling fast food to patients already experiencing health issues “is like trying to drain a bathtub without shutting off the water,” he said.
+
+JPS Health spokesperson Jessamy Brown said the hospital is looking at all available food options for the future with a particular focus on healthy food items, convenience and affordability.
+
+“JPS Health Network offers many enjoyable and affordable food choices onsite. The hospital’s cafeteria is open every day to team members, patients, and all visitors, and offers a variety of healthy food choices,” Brown said in an email. “JPS is in the process of partnering with a vendor to supply salads, wraps, and healthy breakfast options in vending machines throughout the hospital.”
+
+McDonald’s Corp. did not respond to request for comment.
+
+Dr. Rizwan Bukhari, a vascular surgeon and founder of the North Texas Vascular Center, said he switched to a plant-based diet after seeing how his patients suffered from chronic illnesses. He said health institutions in the Dallas-Fort Worth area have the ability to educate patients on how to prevent avoidable diseases that are worsened by poor diets.
+
+“The food choices that we serve in hospitals, it’s something that speaks to the community,” Bukhari said. “And if we support a McDonald’s, we’re telling people it’s okay to eat that food.”
+
+Supporters of Thursday’s protest came from across the state. Katherine Lawrence, a nutritionist from Keller, raised the same concerns in 2019, when the hospital’s lease agreement with McDonald’s was set to expire. That agreement was extended.
+
+Lawrence, who brought her 11-year-old son, John Patrick, to the event, said she’s hopeful that the hospital board of managers will be more receptive to closing the restaurant since people have become more health conscious in the wake of COVID-19.
+
+Bukhari also expressed hope that continued communication with JPS administration will lead to the closure of the McDonald’s, despite previous efforts to do so falling short.
+
+“It’s very clear hospitals across the country are getting rid of unhealthy fast food and offering more healthy alternatives,” he said. “Honestly, I think it’s just a matter of time here.”","{'positive': 0.06635087, 'negative': 0.44024497, 'neutral': 0.49340424}","
+
+About 20 people including health care workers gathered outside of John Peter Smith Hospital in Fort Worth on Thursday with red and yellow signs to protest the existence of a McDonald’s restaurant on the hospital’s first floor.
+
+The posters -- which called out the hospital administration with questions like, “Do McGreasy meals help patients heal?” -- are part of an effort by the Physicians Committee for Responsible Medicine, a national nonprofit, to rid hospitals of fast food establishments that serve high-fat and meat-heavy meals.
+
+Thursday’s protest and subsequent testimony at the hospital’s Board of Managers meeting represent the second time this year that health activists have urged Tarrant County’s public hospital to end their lease with McDonald’s in exchange for another, healthier restaurant alternative. “Hospitals are working against themselves and against their patients by providing this type of food.”
+
+A The hospital’s cafeteria is open every day to team members, patients, and all visitors, and offers a variety of healthy food choices,” Brown said in an email. 
+
+“It’s very clear hospitals across the country are getting rid of unhealthy fast food and offering more healthy alternatives,” he said.",About 20 people including health care workers gathered outside of John Peter Smith Hospital in Fort Worth on Thursday with red and yellow signs to protest the...,MCD,Food & Beverage,Restaurants,McDonald's Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity’s risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant’s reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity’s reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7385973924618761, 'Food Safety': 0.7756702011879895, 'Food & Packaging Waste Management': 0.7549742389151395, 'Nutritional Content': 0.8059810765191915, 'Energy Management': 0.7636462273236118, 'Supply Chain Management & Food Sourcing': 0.7451393178710797, 'Labour Practices': 0.7612031293653918}",0.8059810765191915,Tiffany,Major focus,Major focus,Negative,Pharmaceuticals & Biotechnology,Major,Major,Negative,2022-12-27T13:56:41+00:00,https://www.forbes.com/sites/joshwilson/2022/12/27/tech-companies-move-ahead-of-broadcasters-in-the-online-video-advertising-space/,"[{'name': 'online advertising', 'weight': 0.08556317}, {'name': 'online digital advertising', 'weight': 0.082990386}, {'name': 'online video ads', 'weight': 0.08190941}, {'name': 'Tech Companies', 'weight': 0.0792611}, {'name': 'tech companies', 'weight': 0.0792611}, {'name': 'new tech companies', 'weight': 0.078322396}, {'name': 'online ad space buying', 'weight': 0.077234715}, {'name': 'tech advertisers', 'weight': 0.07541572}, {'name': 'Online digital marketing', 'weight': 0.06729899}, {'name': 'online digital marketing', 'weight': 0.06729899}]",[{'name': 'Tech'}],"[{'data': 'SuperBowl', 'type': 'EVENT', 'mentions': 1}, {'data': 'the Academy Awards', 'type': 'EVENT', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'Omdia', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'the Financial Times', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney', 'type': 'ORG', 'mentions': 1}, {'data': 'EU', 'type': 'ORG', 'mentions': 1}, {'data': 'ITV', 'type': 'ORG', 'mentions': 1}, {'data': 'Planet V.', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'ATMTogether.com', 'type': 'ORG', 'mentions': 1}, {'data': 'ClickFunnels.com', 'type': 'ORG', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 3}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 1}, {'data': 'Argentina', 'type': 'GPE', 'mentions': 1}, {'data': 'Marija Masalskis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Alex', 'type': 'PERSON', 'mentions': 1}, {'data': 'General Data Protection Regulation', 'type': 'LAW', 'mentions': 1}, {'data': 'Two-Comma Club Awards', 'type': 'WORK_OF_ART', 'mentions': 1}]","The online video advertising space has been historically dominated by films and broadcasters with the SuperBowl being the most noteworthy example of big spending in the industry - for those that watch it online. TV, streaming and entertainment platforms are pushing to move into the lucrative space recently with Netflix building and starting an ad-supported version of their site. However, technology research firm Omdia has painted a changing narrative for online video ads.
+
+Alphabet, Amazon , Meta and Apple - the primary and most well-known tech entities will garner just under 70% of the market, excluding China. This equates to around $500 billion in revenue that said companies, are expected to earn from online advertising.
+
+Talking to the Financial Times, Marija Masalskis, senior analyst for TV, video and advertising at Omdia said, “Historically, when you thought about the big [video-based] media companies, you thought about broadcasters,”
+
+“But now they are small compared to companies like YouTube and Facebook [and] the most significant part of this story is how huge [the respective parent companies] Google and Meta have become in comparison with the big TV brands.”
+
+Utilizing consumer intelligence from their billions of users, tech companies can generate bespoke campaigns for advertisers. Something very difficult for the TV, film, and wider entertainment industry without new systems like artificial intelligence and machine learning to level the playing field. Though not there yet entertainment entities still rely on past data and slot analytics to paint an accurate picture for advertisers. Something the big tech companies have surpassed and are now capitalizing on.
+
+There is even competition between new tech companies as surging social media platform TikTok is set to have its advertising revenue exceed that of Meta and YouTube combined by 2027, according to Omdia.
+
+Of course, some properties will always be popular for advertisers and that’s what entertainment firms are banking on. Major awards shows like the Academy Awards being one of them. Disney is also uniquely placed as it picks up information on consumers from a variety of sources across its large ecosystem. Theme parks, streaming platforms, and resorts are just some of the data they can collect. The advantage however remains online with a broader targeting capacity and the ability to pick up data seamlessly.
+
+Governmental regulation is also changing the landscape with tech advertisers historically relying a lot on cookies. That model is now being put under pressure by the EU’s General Data Protection Regulation (GDPR) amongst other worldwide governmental departments trying to back people’s requirement for privacy. The advent of web3 also plays into this with the concept of the individual being able to monetize their data.
+
+Digital marketing has been a particular hit for smaller companies with broadcasters as they launch - or acquire - platforms that make online ad space buying easier. Such is referenced by U.K. broadcaster, ITV, and its advertising hub Planet V.
+
+As reported in Bloomberg, ATMTogether.com built a business and was honored with three Two-Comma Club Awards at the annual ClickFunnels.com event. The company generated $4 million across different funnels with online digital advertising, according to CEO Paul Alex, being a large reason for that.
+
+""Ultimately customers are going to want to give you their business, even if you have something that is very comparable to the market. That's why understanding the science behind how to market yourself and your business is essential to not only being successful, but your ticket to setting yourself apart from the competition. To be in the top 1% you have to be the face of your brand and I think it's huge, especially if people can relate to you."" He said.
+
+“Using online digital marketing online has been great for us as we’ve been able to leverage it directly for fast and tangible results.”
+
+ATMTogether.com is an automation platform which guides clients to create, build and maintain their own respective automated teller machine (ATM) businesses. They specialize in automation, the physical placement of the machines, and most importantly the education of entrepreneurs moving into the space.
+
+“Ultimately, if you have a good idea or good business that helps people you have a responsibility to let people know, market, and communicate that. Online digital marketing has been the most cost-effective way for us.”
+
+The U.S. is still placed as the largest advertising market with India, China, and Argentina being fast-growth areas to look out for within the next 5-10 years. China specifically has the world’s fastest-growing online advertising market.
+
+To further compete with big tech, entertainment firms should focus on tech themselves - specifically AI and ML - to encapsulate and utilize data with an eye on the changing privacy landscape to play into their advantages. The use of their unique IP, in the form of content, should also be consistently thought of to push a competitive advantage in an online video war they are currently losing.",978992cc9d6b40b1891711638d421e2e,Tech Companies Move Ahead Of Broadcasters In The Online Video ...,4,,,,
+8557,"Hospital margins rebounding post-pandemic - Hospitals' operating margins are moving back into positive territory as patients flock to outpatient clinics and labor costs start to decline, a new Kaufman Hall report finds.
+
+Why it matters: It's another sign the industry's fortunes are improving post-pandemic, which could bolster congressional efforts to change the way Medicare pays health systems.
+
+Driving the news: May marked the third month in a row when facilities recorded positive operating margins (the percentage of revenue kept as profit). The year-to-date operating margin index stood at 0.3%, up from 0.1% the previous two months and considerably higher than 2022, when many facilities were operating in the red.
+• Revenue from outpatient care is growing at a much faster pace than inpatient care revenue, the report shows.
+• Labor expenses, which spiked dramatically during the pandemic, are beginning to decrease as well.
+• The new report validates findings in a Cowen survey of nonprofit hospitals that found revenue growth accelerated in May.
+
+Reality check: Margins are still well below pre-pandemic levels, but things look much more positive than they did in 2022.
+• Patients are becoming comfortable with inpatient care, with discharges, emergency department visits and operating room minutes all climbing, the Kaufman Hall report says, although modestly on a year-to-date basis.
+
+What we're watching: The positive trend could weigh on insurers, Modern Healthcare reported, stoking investor fears some health plans may not be prepared for a surge in utilization.
+‚Ä¢ Big insurers like UnitedHealth will announce second-quarter earnings in the coming weeks, providing more insight into health care utilization so far this year.","{'positive': 0.9415634, 'negative': 0.040292874, 'neutral': 0.018143693}","A new report from Kaufman Hall has found that hospital operating margins are moving back into positive territory, as patients flock to outpatient clinics and labor costs decline. The report also found that revenue from outpatient care is growing at a much faster pace than inpatient care, and labor expenses are beginning to decrease. The positive trend could weigh on insurers, as they may not be prepared for a surge in utilization. Big insurers like UnitedHealth will announce second-quarter earnings in the coming weeks.","Outpatient visits are fueling positive margins for hospitals, according to financial data from May.",UNH,Health Care,Managed Care,Unitedhealth Group Inc,"{'Climate Change Impacts on Human Health': 'An increase in extreme weather events associated with climate change could have significant health impacts. These events, coupled with the potential spread of infectious diseases and food and water scarcity, may present material implications for the Managed Care industry through an increase in encounters with the health care system. Entities that manage the risks posed by extreme weather events and potential changes in the incidence, morbidity and mortality of illnesses and diseases may protect shareholder value better.', 'Plan Performance': 'Managed care entities manage performance in areas such as responsiveness, complaints, voluntary disenrollment, and customer service in order to maintain competitiveness. Under the Five-Star Quality Rating System for Medicare AdvantagePlans in the U.S., performance on key metrics are factored into federal reimbursement rates and bonus payments for Medicare Advantage carriers. Disclosure on key indicators related to plan performance may allow shareholders to understand how managed care entities are able to protect corporate value.', 'Customer Privacy & Technology Standards': 'Regulations, such as the Health Insurance Portability and Accountability Act (HIPAA) in the U.S., may require health insurance plans to comply with various requirements relating to the use, disclosure, storage, and transmission of patient health information. Entities in this industry are required to develop policies and technical safeguards to protect patient health information. A failure to comply with these evolving standards, which in the U.S. include provisions established under the Health Information Technology for Economic and Clinical Health (HITECH) Act, can lead to significant civil and criminal penalties. These risks are intensified by an increase in cyberattacks that target managed care entities.', 'Access to Coverage': 'Although the Patient Protection and Affordable Care Act in the U.S. reduced the number of uninsured, more than 10 percent of adults in the United States remain uninsured. The percentage of uninsured is significantly higher for people near or at the federal poverty level. Managed care entities can play a role in providing additional access by limiting plan costs and rate increases. Entities must also comply with regulations intended to control plan costs, including medical loss rations, while also ensuring coverage for all applicants regardless of health status, gender, or pre-existing conditions. Increased regulatory focus on health care costs and the need to comply with evolving regulations continue to present challenges for the industry.', 'Improved Outcomes': 'Managed care entities can play a critical role in maintaining and improving the health of enrollees. In addition, legislation continues to emphasise improved outcomes through provisions, including those that require health plans to provide coverage for preventive services without cost to members. The development of the Five-Star Quality Rating System for Medicare Advantage Plans in the U.S., for example, further strengthens the relationship between enrollee health and value by linking reimbursement rates and bonus payments to performance in five domains, including specific outcome-based measures. Entities that are able to improve the health of enrollees may be better positioned to protect shareholder value.'}","{'Climate Change Impacts on Human Health': 0.7647893937659322, 'Plan Performance': 0.7911678199325243, 'Customer Privacy & Technology Standards': 0.7506954122539584, 'Access to Coverage': 0.7872621950952066, 'Improved Outcomes': 0.8045007186845934}",0.8045007186845934,Tiffany,Major focus,Major focus,Negative,Customer Health & Safety,No,No,,2022-11-16T02:59:56+00:00,https://finance.yahoo.com/news/bankers-push-end-unusual-india-020000869.html,"[{'name': 'Indian companies', 'weight': 0.075290665}, {'name': 'price', 'weight': 0.071048155}, {'name': 'companies', 'weight': 0.06957339}, {'name': 'Unusual India Delisting Rules', 'weight': 0.06748034}, {'name': 'non-listed Indian companies', 'weight': 0.06581048}, {'name': 'buyout firms', 'weight': 0.06548158}, {'name': 'private equity deals', 'weight': 0.063882194}, {'name': 'consulting firm Bain', 'weight': 0.06292069}, {'name': 'firms', 'weight': 0.06194567}, {'name': 'last year', 'weight': 0.060836736}]",[{'name': 'Business'}],"[{'data': 'India', 'type': 'GPE', 'mentions': 11}, {'data': 'Poland', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'Boston', 'type': 'GPE', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 3}, {'data': 'the Securities and Exchange Board of India', 'type': 'ORG', 'mentions': 3}, {'data': 'Institutional Investor Advisory Services', 'type': 'ORG', 'mentions': 1}, {'data': 'Convergent Finance', 'type': 'ORG', 'mentions': 1}, {'data': 'JPM Capital', 'type': 'ORG', 'mentions': 1}, {'data': 'PRIME Database Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Blackstone Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'Carlyle Group Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'KKR & Co Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Bain & Company', 'type': 'ORG', 'mentions': 1}, {'data': 'Vedanta Ltd.', 'type': 'ORG', 'mentions': 2}, {'data': 'Baring Private Equity Asia', 'type': 'ORG', 'mentions': 2}, {'data': 'Hexaware', 'type': 'ORG', 'mentions': 1}, {'data': 'Advent International Corp.', 'type': 'ORG', 'mentions': 3}, {'data': 'DFM Foods Ltd.', 'type': 'ORG', 'mentions': 2}, {'data': 'SEBI', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'Indian', 'type': 'NORP', 'mentions': 4}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Madhabi Puri Buch', 'type': 'PERSON', 'mentions': 1}, {'data': 'Raj Balakrishnan', 'type': 'PERSON', 'mentions': 2}, {'data': 'Hetal Dalal', 'type': 'PERSON', 'mentions': 1}, {'data': 'Harsha Raghavan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jahnavi Kumari Mewar', 'type': 'PERSON', 'mentions': 1}, {'data': 'Anil Agarwal', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gautam Adani’s', 'type': 'PERSON', 'mentions': 1}]","(Bloomberg) -- The buyout industry is making a renewed push to change some of the world’s least-friendly takeover rules in India.
+• None Poland Says Russian-Made Missile Hit Territory and Killed Two People
+• None Musk Steps Up Purge of Twitter Engineers Who Criticize Him
+
+Encouraged by a surge in private equity deals that has mostly focused on non-listed Indian companies, bankers and other buyout specialists are lobbying to overhaul a process that leaves little room for buyers to set a price based on their valuation of the company.
+
+They hope the Securities and Exchange Board of India, under new chief executive Madhabi Puri Buch, will amend the rules after the regulator made changes to a framework in 2021 that made it easier to delist a company if there was a change in control.
+
+“I would really like to see some reform in regulations, particularly for someone who wants to take a company in the private domain and do something more with it,” Raj Balakrishnan, co-head of India investment banking at Bank of America Corp., said at an industry conference in September.
+
+As it stands now, under take-private deals in India, a buyer sets a floor price based on their valuations of the company. The final price, however, comes about after taking bids from all shareholders, a so-called reverse book-building process that can significantly increase the offer price for the company.
+
+This differs from a fixed price mechanism in the US and UK, where the buyer sets the offer price.
+
+Such a process in India was established about 20 years ago to protect smaller shareholders who could feel squeezed out, and it has its admirers. “It is unique to India and the cleanest and fairest price discovery mechanism,’ said Hetal Dalal, president and chief operating officer at Institutional Investor Advisory Services, a proxy advisory firm. “Everybody gets a choice.”
+
+Critics say the price uncertainty arising from this process in India has prevented firms from using a well-tuned private-equity play book to improve operations and governance, which could increase the value of those firms. Under this reverse book building, existing shareholders could band together to bid unrealistic levels, pushing up the final price for the shares, they said.
+
+Market participants have written letters to authorities and stressed this during conversations with government officials about why the current process is tortuous and how further easing the rules would help expand capital flows into the country, according to nearly a dozen fund managers, bankers and lawyers familiar with the process.
+
+India’s “process does not provide clarity or certainty with respect to the pricing and what happens next,” said Harsha Raghavan, managing partner of Convergent Finance, an investment firm which takes stakes in both private and publicly-traded companies.
+
+The new rules set last year had timelines for the delisting process and calculation of book value in case the offerer did not accept the discovered price and wanted to make a counter offer. The regulator, however, did not accept the recommendation to modify the price discovery process.
+
+“There has been a lack of sophistication on behalf of the regulators and they are playing catch up after years of lack of rigor on who they approved to be listed,” said Jahnavi Kumari Mewar, chief executive officer and senior portfolio manager at JPM Capital.
+
+Over the years, there’s been a paucity of privatizations in India amid a boom in deals.
+
+Since 2003, only about 277 companies filed to delist from Indian stock exchanges, according to data from PRIME Database Group, which covers fundraising by Indian companies and the government. Private-equity deals accounted for just a handful, according to the data. In contrast, private-equity firms have worked on almost 130 take-private transactions globally, worth more than $290 billion so far this year, data compiled by Bloomberg show.
+
+In India, bigwigs like Blackstone Inc, Carlyle Group Inc. and KKR & Co Inc. have individually deployed more than $1 billion to take a majority control in companies in the last three years, according to a June report from consulting firm Bain & Company.
+
+“The expansion in buyouts coupled with larger valuations is leading to a higher emphasis on value creation through operational turnarounds, for which funds are setting up internal operations teams,” the report said.
+
+Privatization has been a familiar tool for buyout firms toward this aim. This can be hard to pull off in India, even for local tycoons. Billionaire Anil Agarwal’s Vedanta Ltd. couldn’t get privatized after opposition from minority shareholders two years ago, while Gautam Adani’s power company recently pulled its plan to delist.
+
+These processes can be expensive there too. For deals worth over $100 million that went through over the last seven years, four in five buyers paid premiums in the range of 45% to 67%, almost double the premiums globally, according to data analyzed by Bloomberg.
+
+In 2020, Baring Private Equity Asia took Hexaware Technologies Ltd. private in one of the largest delistings in the country. The firm’s bid to delist Hexaware was eventually done at the “discovered price” of 475 rupees per share, a premium of 66.7% above the floor price of 285 rupees per share.
+
+Then there is Boston-based Advent International Corp., which is in the process of delisting DFM Foods Ltd. The private-equity firm set a floor price at 220.64 rupees when it announced its take-private plan in August. Shares of DFM, which Advent bought a majority stake in 2019, have been trading above 370 rupees.
+
+Advent and Baring declined to comment for the story. The regulator SEBI did not respond to emails asking if they plan to make any changes to their delisting policy.
+
+“The Indian markets have to be less protectionist to benefit someone who can create more value for their shareholders,” Bank of America’s Balakrishnan said at the conference.
+• None How Apple Stores Went From Geek Paradise to Union Front Line
+• None Google’s Moonshot Lab Is Now in the Strawberry-Counting Business
+• None Americans Have $5 Trillion in Cash, Thanks to Federal Stimulus
+• None One of Gaming’s Most Hated Execs Is Jumping Into the Metaverse
+• None The Golden Era of AI Chess Makes Things Tricky for Players",6c107d506ecd4983ae3ac156b967c124,Bankers Push to End Unusual India Delisting Rules Amid Deal Boom,4,,,,
+6455,"More Chemicals Identified in Ohio Train Wreck, Fish and Wildlife Are Dropping Dead, Residents Told Safe to Return Home - On Friday, The Gateway Pundit published a story about a NewsNation reporter that was arrested while shooting a live segment from a gymnasium where Ohio’s governor Mike DeWine was addressing a crowd from the other side of the building. In the body cam footage, a National Guard Major General is seen shoving the reporter while a local police officer gets in between the general and the reporter.
+
+NewsNation’s Evan Lambert was arrested for covering what happened a week earlier on February 4th, 2023: A Norfolk Southern train derailed in East Palestine, Ohio, effecting some 50 rail cars, 20 of which were thought to be carrying a dangerous chemical known as vinyl chloride. Initially, the derailment led to more than 1,500 Ohioans being evacuated from nearby areas. Over that weekend, the chemicals burning made it too difficult for firefighters and first responders to put out the fire.
+
+On Monday, February 6th, crews “released” the toxic chemicals into the air from at least five of the derailed tankers citing a risk of exploding.
+
+Vinyl Chloride is a dangerous chemical that was released during a 2012 train derailment in New Jersey. According to a WestLake Chemical product summary description:
+
+Vinyl Chloride is a known human carcinogen. Long term overexposure to Vinyl Chloride in humans and laboratory
+
+ animals has been known to cause angiosarcoma of the liver TRENDING: GOVERNMENT ENTRAPMENT: Proud Boys Set Up! Love Interest Sent Enrique Tarrio Incriminating ""1776 Returns"" Document at the Behest of FBI-DOJ Before January 6! - NEW INFORMATION REVEALS DOCUMENT WAS AUTHORED BY US GOVERNMENT ITSELF! When exposed to open flames,
+
+ open electrical elements, or electrical arcs, Vinyl Chloride liquid or vapor can decompose to form toxic and
+
+ corrosive fumes. Depending on conditions, when Vinyl Chloride is exposed to high temperatures, heat, or ignition,
+
+ hydrogen chloride gas, which is highly irritating to the nose and throat, as well as trace levels of phosgene gas,
+
+ may be produced.
+
+It is now being reported that there were more chemicals on board the train. The EPA has sent a letter to Norfolk Southern stating that ethylene glycol monobutyl ether, ethylhexyl acrylate and isobutylene were found in the derailed cars as well.
+
+According to a hazardous materials expert interviewed by local news WKBN:
+
+“We basically nuked a town with chemicals so we could get a railroad open,” said Silverado Caggiano, a hazardous materials specialist. Caggiano says ethylhexyl acrylate is especially worrisome. He says it’s a carcinogen and contact with it can cause burning and irritation in the skin and eyes. Breathing it in can irritate the nose and throat and cause coughing and shortness of breath. Isobutylene is also known to cause dizziness and drowsiness when inhaled.
+
+Residents are taking to Twitter and other social media to document their experiences with the “controlled release”:","{'positive': 0.026195716, 'negative': 0.274034, 'neutral': 0.69977033}","More Chemicals Identified in Ohio Train Wreck, Fish and Wildlife Are Dropping Dead, Residents Told Safe to Return Home. Long term overexposure to Vinyl Chloride in humans and laboratory
+
+ animals has been known to cause angiosarcoma of the liver TRENDING: GOVERNMENT ENTRAPMENT: Proud Boys Set Up! Depending on conditions, when Vinyl Chloride is exposed to high temperatures, heat, or ignition,
+
+ hydrogen chloride gas, which is highly irritating to the nose and throat, as well as trace levels of phosgene gas,
+
+ may be produced. According to a hazardous materials expert interviewed by local news WKBN:
+
+‚ÄúWe basically nuked a town with chemicals so we could get a railroad open,‚Äù said Silverado Caggiano, a hazardous materials specialist.","On Friday, The Gateway Pundit published a story about a NewsNation reporter that was arrested while shooting a live segment from a gymnasium where Ohio‚Äôs governor Mike DeWine was addressing a crowd from the other side of the building.  In the body cam footage, a National Guard Major General is seen shoving the reporter while‚Ķ",NSC,Transportation,Rail Transportation,Norfolk Southern Corp,"{'Greenhouse Gas Emissions': 'The Rail Transportation industry generates emissions mainly through the combustion of diesel in locomotive engines. Despite relatively low emissions compared to other transportation industries, fuel management has implications for industry entities in terms of operating costs and regulatory compliance. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change. Intensifying regulation of locomotive exhaust emissions and high fuel costs encourage rail entities to invest in fuel efficiency enhancements to manage emissions. These investments can improve an entity‚Äôs operational efficiency and cost structure, with effects on value and competitive position both within the industry and compared to other modes of transport.', 'Air Quality': 'Rail operations emit several types of air pollutants that are regulated under national and international laws, including hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). These pollutants tend to have localised environmental and health impacts. For example, locomotive engines idling at rail yards may be a health concern for nearby human populations as HAPs such as benzene are known human carcinogens, while nitrogen oxides (NOx) are a major component of smog and acid rain. At the same time, fuel is a significant industry cost. Rail entities that implement fuel efficiency enhancements and manage emissions may see impacts to their costs in both the short and longer term.', 'Competitive Behaviour': 'Industry consolidation and prior allegations of anti-competitive practices in relation to captive shippers, among other reasons, create pressure on antitrust immunity granted to railroads in some regions. Some of the proposed policy changescould lead to significant costs or impede investment in the industry. Rail entities operating at the limits of allowable charges in areas where they could be found to have market dominance, or those not complying with regulations about reasonable rates, are likely to face increased regulatory scrutiny. Any associated fines or penalties may negatively affect anentity‚Äôs valuation by increasing its cost of capital. In an environment of increased concerns about the market power and pricing practices of rail entities, it is in their interest to continue to ensure competitive pricing and transparency in rate-setting while achieving adequate returns on their investments.', 'Employee Health & Safety': 'Moving freight by rail is associated with the risk of accidents and unintended releases of hazardous materials. These can harm the health and well-being of employees as well as have negative financial impacts on entities, such as reduced productivity, higher employee turnover, and increased insurance costs. Rail operators are likely to be impacted by accidents, and in some cases, poor health may also cause accidents. A healthy workforce, strong safety culture, thorough and systematic approach to safety, risk management programs (including emergency preparedness and response), and operational integrity at all levels of an entity can help lower the probability and magnitude of rail accidents.', 'Accident & Safety Management': 'Rail accidents and unintended releases of hazardous materials can have repercussions for the environment and communities along railroad tracks, as well as financial impacts on entities themselves. Increasingly stringent safety regulations and the potential for significant costs following major accidents provide incentives for entities to manage theirsafety performance through a robust safety management system. In addition, the loss of consumer confidence after such events can result in lower revenues and potentially damage an entity‚Äôs social license to operate, increasing its cost of capital.'}","{'Greenhouse Gas Emissions': 0.7785181910625785, 'Air Quality': 0.8097279371349408, 'Competitive Behaviour': 0.7548730312061758, 'Employee Health & Safety': 0.7983950423886773, 'Accident & Safety Management': 0.7963931498855339}",0.8097279371349408,Tiffany,Major focus,Major focus,Negative,"Air Quality, Hazardous Materials Management",Major,Major,Negative,2023-02-23T09:30:49+00:00,https://www.theguardian.com/games/2023/feb/23/i-was-an-app-store-games-editor-thats-how-i-know-apple-doesnt-care-about-games,"[{'name': 'mobile games', 'weight': 0.105221644}, {'name': 'game', 'weight': 0.096355624}, {'name': 'games', 'weight': 0.096355624}, {'name': 'Game developers', 'weight': 0.09605456}, {'name': 'Mobile games', 'weight': 0.09365457}, {'name': 'powerful games machines', 'weight': 0.08646715}, {'name': 'App Store', 'weight': 0.06945643}, {'name': 'sale', 'weight': 0.06836432}, {'name': 'App Store clones', 'weight': 0.0669337}, {'name': 'App Review', 'weight': 0.0660937}]",[{'name': 'Tech'}],"[{'data': 'App Store', 'type': 'ORG', 'mentions': 7}, {'data': 'Apple', 'type': 'ORG', 'mentions': 11}, {'data': 'Spry Fox’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Rovio', 'type': 'ORG', 'mentions': 1}, {'data': 'App Review', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Epic Games', 'type': 'ORG', 'mentions': 1}, {'data': 'White House', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'SpellTower', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Canabalt', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Flight Control', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Doodle Jump', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Drop7', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Jetpack Joyride', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'New Star Soccer', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Marvel Snap', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Beatstar', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Archero', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Scrabble Go', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Call of Duty Mobile', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Play', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Zach Gage', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adam Saltsman’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lucas Pope', 'type': 'PERSON', 'mentions': 1}, {'data': 'Helsing’s Fire', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Papers, Please', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Triple Town', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Angry Birds', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Cut the Rope', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Minecraft', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Vampire Survivors', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Song of Bloom', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Brawl Stars', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Royal Match', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Mario Kart Tour', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Diablo Immortal', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'the App Store', 'type': 'FAC', 'mentions': 1}, {'data': 'Cupertino', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'EU', 'type': 'GPE', 'mentions': 1}, {'data': 'Japan', 'type': 'GPE', 'mentions': 1}]","In the 15 years since it launched the App Store, Apple has proved again and again that it cares very little about games – though it is happy to make billions from them. I should know: I was an App Store games editor for seven years.
+
+It all started so well. When the iPhone and iPad arrived, those devices transformed games almost as much as they upended the rest of the tech world. Suddenly everyone had powerful games machines in their pockets, and it was amazing. Some wonderful developers broke through. Zach Gage kickstarted his career with the artsy Tetris-meets-wordsearch game SpellTower; Adam Saltsman’s Canabalt turned platforming tropes into a desperate post-apocalyptic dash; ingenious gothic puzzler Helsing’s Fire gave us our first glimpse into the mind of Lucas Pope, later the creator of Papers, Please.
+
+There were so many more. And not just indie games but mainstream bangers: Spry Fox’s brilliant Triple Town, Rovio’s Angry Birds; Flight Control; Doodle Jump; Cut the Rope; Drop7; Jetpack Joyride; New Star Soccer. All true breakthrough games for developers that had never had global hits before.
+
+So what did Apple do next? Nothing really. It seemed to create a whole new games ecosystem by accident, and ever since has presided over it like a contemptuous landlord. It takes a tasty 30% cut of almost every in-app purchase while doing next to nothing to earn that fee. Recent privacy policies – including the introduction of that “ask app not to track” pop-up you will have seen again and again – have even actively harmed the mobile games business.
+
+As the App Store grew and grew, Apple’s small App Review team in Cupertino, California, which checks whether a game should be approved for sale or not, was overwhelmed. At the same time, free-to-play happened, and the mobile game gold rush was on. Developers released their games for free and made their money from the in-app purchases of a small number of high-spending players – termed whales – instead of asking everyone for cash upfront.
+
+The woefully understaffed team of app reviewers couldn’t handle the volume of games coming through – and seemingly still can’t today. Ask any staffer at a mobile game studio and they’re guaranteed to have an app review horror story involving their game being repeatedly rejected for an arbitrary reason, or removed from sale entirely. Developers are being treated with contempt.
+
+Meanwhile, some brazen clone sails through the app review process no sweat. It’s been happening for years. In 2016, a hilariously fake “Minecraft 2” was approved for sale by the App Review team and made it all the way into the Top 10 chart before it was pulled from sale. Brazen Pokémon rip-offs make it through surprisingly often too.
+
+Late last year, the developer of indie hit Vampire Survivors said it had to rush-release a mobile edition to stem the flow of App Store clones and copycats. Recently a fake ChatGPT app made it through app review and quickly climbed the charts before someone noticed and pulled it from sale. It’s not good enough.
+
+Apple could have reinvested a greater fraction of the billions it has earned from mobile games to make the App Store a good place to find fun, interesting games to fit your tastes. But it hasn’t, and today the App Store is a confusing mess, recently made even worse recently with the addition of ad slots in search, on the front page and even on the product pages themselves.
+
+Search is still terrible, too. Game developers search in vain for their own games on launch day, eventually finding them – having searched for the exact title – under a slew of other guff.
+
+Mobile games get a bumpy ride from some folks – this esteemed publication included – for lots of reasons. But there is good stuff out there. If you want the best of mobile right now, try Marvel Snap, Song of Bloom, Beatstar, Brawl Stars, Royal Match, Among Us, Vampire Survivors, Mario Kart Tour, Archero or Scrabble Go. Try blockbusters such as Diablo Immortal and Call of Duty Mobile too, both cleverly compressed PC and console games which are much more immediate and accessible than anything you’ll find on a dedicated games platform.
+
+However, finding the good stuff is hard. Apple – and indeed Google’s Play store – opened the floodgates to developers without really making sure that what’s out there is up to standard. It’s a wild west.
+
+Happily things may be about to change – including that 30% commission on all in-app purchases. After a bruising US court battle between Apple and Epic Games over alleged monopolistic practices, government bodies in the UK, EU, US, Japan and elsewhere are examining Apple and Google’s “effective duopoly” over what we see, do and play on our phones.
+
+A recent White House report stated that Apple and Google’s current app store policies “have the potential to harm consumers by inflating prices and reducing innovation”. It recommended that the tech giants open up their digital storefronts to outside competition and offer other ways for users to pay for in-game content.
+
+So perhaps, once those huge App Store profits are under genuine threat, we’ll see Apple start to take its role as a mobile game platform more seriously. It has the excellent Apple Arcade subscription service, sure, but it’ll take more than that to help rescue mobile gaming’s reputation.",f93d44b7e8994cd49e02d6bbf46398fc,I was an App Store games editor – that’s how I know Apple doesn’t care about games,4,,,,
+33362,"Nike's biggest threat is coming from young brands like Hoka and On Running - • Emerging brands like Hoka and On are beginning to compete against sneaker giant Nike.
+• Analysts say they're concerned Nike's over-distribution is leading to ""lifestyle sneaker fatigue.""
+• In four years, Hoka and On spent the equivalent of what Nike spends in two weeks.
+
+Sneaker giant Nike needs to revamp to keep up with the young brands threatening to steal its market share.
+
+That's according to analysts at TD Cowen, who said in a Friday note that there is an ""unchecked competitive environment"" happening in the sportswear space, namely from emerging brands that are spending less money than the legacy brand but still managing to eat away at the company's market share.
+
+Over four years, emerging sportswear companies Hoka and On Running spent the equivalent of what Nike spends in two weeks to grow their market shares — and added $3 billion worth of revenue over that period, according to TD Cowen.
+
+""Nike's product innovation, marketing, and demand creation need to find a balance between its dominant position in global sports and its transition to lifestyle/streetwear,"" they said.
+
+Nike President and CEO John Donahoe told investors last week after the company released its fourth-quarter earnings that it is prioritizing newness and consistency in its offerings.
+
+""Running has been a competitive battlefield lately with more and more brands joining the market,"" Donahoe said, but Nike saw 10% growth for its running footwear business over the past year, he added.
+
+TD Cowen analysts said that the company's over-distribution in the wholesale market, meaning sales to department stores and shops like Designer Brands, Macy's, and Foot Locker who then sell Nike products to consumers at brick-and-mortar locations, is also ""prompting lifestyle sneaker fatigue"" among consumers who already have more than enough Nike shoes sitting at home.
+
+Earlier this year, Nike announced it would be returning its products to Macy's after previously pulling the plug on its partnership with the department chain in 2021 to focus on selling to customers through its Nike stores and website.
+
+The push for innovation at Nike isn't new. In May, the company changed up its executive suite in a move to pursue its ""commitment to product innovation."" Analysts have been pushing the company to revamp its ""stale"" offerings for some time now.
+
+""There is no newness coming out of Nike,"" Sam Poser, an analyst at Williams Trading said earlier this year.","{'positive': 0.23921524, 'negative': 0.07350742, 'neutral': 0.6872773}","Nike's over-distribution is leading to ""lifestyle sneaker fatigue,"" according to analysts at TD Cowen. Emerging brands like Hoka and On Running are beginning to compete with the young brands threatening to steal its market share. Analysts are concerned that Nike's product innovation, marketing, and demand creation need to find a balance between its dominant position in global sports and its transition to lifestyle/streetwear. Nike recently announced it would be returning its products to Macy's after previously pulling the plug on its partnership with the department chain in 2021.","Hoka and On Running are gaining market share, and analysts say Nike has to battle both them and ""lifestyle sneaker fatigue.""",NKE,Consumer Goods,"Apparel, Accessories & Footwear",NIKE Inc B,"{'Labour Conditions in the Supply Chain': 'The treatment of workers and the protection of worker rights in the Apparel, Accessories, & Footwear industry’s supply chain is of growing concern among consumers, regulators, and leading entities. Critical aspects of this issue include employee health and safety, fair pay, child labour, and forced labour. Although entities continue to improve performance on this issue, the industry’s reliance on a multitiered system of suppliers, subcontractors, labour recruitment firms, and part-time workers makes it difficult to manage. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products are often manufactured in countries that have limited regulations or enforcement protecting workers. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, production disruptions due to strikes and other labour-related work stoppages, or through a shift in demand away from entities associated with such incidents. Entities with strong supply chain standards, monitoring, and engagement with suppliers to address labour concerns may therefore be better positioned to protect shareholder value over the long term.', 'Raw Materials Sourcing': 'The Apparel, Accessories & Footwear industry relies on many raw materials including cotton, leather, wool, rubber, and precious minerals and metals, as inputs for finished products. Sustainability impacts related to climate change, land use, resource scarcity and conflict in regions where the industry’s supply chain operates affect the industry’s ability to reliably source materials. The ability of entities to manage potential material shortages, supply disruptions, price volatility and reputational risks can be more difficult when supply chains lack transparency. Failure to effectively manage this issue can delay shipments and depress earnings, reduce margins, constrain revenue growth or increase costs of capital. The types ofrisk associated with sourcing different materials can require different solutions, including engaging with suppliers, enhancing transparency by using certification standards, using innovative alternative materials, or introducing circular economy practices. Entities that are proactive may reduce their exposure to price volatility and potential supply disruptions, while improving their brand reputation and developing new market opportunities.', 'Management of Chemicals in Products': 'The introduction of the Consumer Product Safety Improvement Act in the U.S. and the Registration, Evaluation, Authorization, and Restriction of Chemicals legislation in the EU demonstrates increasing regulatory and stakeholder concern surrounding the use of harmful or potentially harmful substances in consumer products, including apparel, accessories, and footwear. Finished apparel and footwear products have been found to contain traces of chemicals that have been banned or regulated. Depending on the chemical, the amount present in a product, and the type of exposure that consumers face, specific substances can be carcinogenic, and can disrupt hormone activity in humans and other organisms. Failure to manage this issue may generate additional regulatory oversight and impact an entity’s social license to operate. In addition, the presence of harmful chemicals in products can lead to recalls, litigation, and reputational damage. Entities in this industry can work in both the design and manufacturing phases to manage the use of chemicals of concern, develop safe alternatives, and eliminate those that have been banned. Given the industry’s reliance on outsourced manufacturing, this involves proactive partnerships with suppliers. In managing this issue, entities must balance the hazard posed to consumers presented by certain chemicals with the quality of a product and its costs of production. ', 'Environmental Impacts in the Supply Chain': 'The Apparel, Accessories & Footwear industry’s global supply chain contributes significantly to environmental externalities through water consumption and pollution, as well as air pollution. Water pollution results from the discharge of chemicalsduring water-intensive dyeing and tanning processes, while air pollution stems from the industry’s energy use. These impacts have the potential to damage an entity’s reputation and to affect cost structures over time. The scale of this issue has historically been intensified by the fact that the industry relies on manufacturing partners in emerging markets where environmental regulations and oversight are limited. However, enhanced scrutiny on the part of stakeholders and consumers, coupled with the development of more stringent regulation in certain regions, has led entities throughout theindustry to work with suppliers to reduce their environmental impact. Apparel, accessories, and footwear entities that leverage their market power to work with suppliers to improve operational efficiencies and resource consumption and limit pollution will be able to mitigate costs associated with increased resource scarcity and regulation. Further, those that engage with suppliers through monitoring, auditing, and strict standards will likely be better positioned to protect shareholder value over the long term.'}","{'Labour Conditions in the Supply Chain': 0.7603182803811357, 'Raw Materials Sourcing': 0.7627265610402851, 'Management of Chemicals in Products': 0.7672703762380678, 'Environmental Impacts in the Supply Chain': 0.7721885165286728}",0.7721885165286728,Tiffany,Major focus,Major focus,Negative,"Air Quality, Hazardous Materials Management",No,Major,,2023-07-14T16:31:33+00:00,https://finance.yahoo.com/news/us-stocks-dow-leads-wall-163133869.html,"[{'name': 'quarterly profit', 'weight': 0.07669265}, {'name': 'quarterly revenue expectations', 'weight': 0.069860086}, {'name': 'Nasdaq', 'weight': 0.06728642}, {'name': 'early trading', 'weight': 0.06706085}, {'name': 'strong profits', 'weight': 0.06629158}, {'name': 'First Republic Bank', 'weight': 0.06578283}, {'name': 'early gains', 'weight': 0.06510907}, {'name': 'quarterly revenue', 'weight': 0.06475443}, {'name': 'robust weekly gains', 'weight': 0.06364063}, {'name': 'profit', 'weight': 0.059418943}]",[{'name': 'Finance'}],"[{'data': 'UnitedHealth', 'type': 'ORG', 'mentions': 3}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan Chase', 'type': 'ORG', 'mentions': 2}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 2}, {'data': 'Humana', 'type': 'ORG', 'mentions': 1}, {'data': 'Cigna', 'type': 'ORG', 'mentions': 1}, {'data': 'First Republic Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Dakota Wealth', 'type': 'ORG', 'mentions': 1}, {'data': 'Citigroup', 'type': 'ORG', 'mentions': 1}, {'data': 'BlackRock', 'type': 'ORG', 'mentions': 1}, {'data': 'Refinitiv Data', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 4}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'UBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 1}, {'data': 'AT&T', 'type': 'ORG', 'mentions': 1}, {'data': 'J.P. Morgan', 'type': 'ORG', 'mentions': 2}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 1}, {'data': 'Robert Pavlik', 'type': 'PERSON', 'mentions': 1}, {'data': '11:49 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}]","July 14 (Reuters) - The Dow led Wall Street gains on Friday as insurer UnitedHealth Group kicked off the second-quarter earnings season on a strong note, while banks pared early gains despite JPMorgan Chase and Wells Fargo posting strong profits.
+
+UnitedHealth Group jumped 7.2% after the health insurer's quarterly profit beat analysts' average estimate, as the industry bellwether's expenses came in lower than feared.
+
+Rivals Humana and Cigna rose 2.9% and 4.4%, respectively.
+
+Among big banks, JPMorgan Chase was marginally higher after rising as much as 2.7% in early trading on posting a 67% jump in profit as it earned more from borrowers' interest payments and benefited from the purchase of First Republic Bank.
+
+Wells Fargo gained 0.8% after reporting a 57% rise in quarterly profit.
+
+Banks, however, warned of stress among consumers and that losses in the commercial real estate segment would increase.
+
+""They've had a pretty good earnings report, but the comments during the conference calls were a little bit cautious which doesn't give people enough reason to say, 'I need to buy this stock today',"" said Robert Pavlik, senior portfolio manager, Dakota Wealth.
+
+Citigroup fell 2.9% after the lender's quarterly profit tumbled 36% as weakness in its trading business blunted gains in its personal banking and wealth management unit.
+
+State Street declined 10.1% after the custodian bank missed quarterly revenue expectations amid a drop in servicing, management and foreign exchange trading fees.
+
+BlackRock shares fell 1.7% after the world's largest asset manager posted a 1.4% decline in quarterly revenue.
+
+Of the 30 companies in the S&P 500 index that have reported earnings to date, 80% beat analysts' expectations, as per Refinitiv Data.
+
+At 11:49 a.m. ET, the Dow Jones Industrial Average was up 110.50 points, or 0.32%, at 34,505.64, the S&P 500 was up 6.94 points, or 0.15%, at 4,516.98, and the Nasdaq Composite was up 47.97 points, or 0.34%, at 14,186.54.
+
+U.S. stocks were on course for robust weekly gains, with the tech-heavy Nasdaq set for its best week since mid-March.
+
+The Nasdaq and the S&P 500 ended the last two sessions at more than one-year highs after data signaled easing price pressures in the U.S., boosting hopes the Federal Reserve could wind up its rate-hiking cycle soon.
+
+Among megacaps, Microsoft gained 1.9% after brokerage UBS turned bullish on the tech giant, with a ""buy"" rating, while chipmaker Nvidia hit a fresh record high.
+
+AT&T shed 4.3% to hit a 20-year low after J.P. Morgan downgraded its rating on the telecom firm to ""neutral.""
+
+Declining issues outnumbered advancers by a 3.03-to-1 ratio on the NYSE and a 2.46-to-1 ratio on the Nasdaq.
+
+The S&P index recorded 33 new 52-week highs and four new lows, while the Nasdaq recorded 76 new highs and 44 new lows.",96240f453d364f3e8a7124d5233478da,Dow leads Wall St higher as UnitedHealth rallies,4,,,,
+24983,"S.F. school district wants renaming fight, recall kept out of Juul trial - (Reuters) - San Francisco's Unified School District has asked a judge to keep Juul Labs Inc from bringing up recent controversies surrounding the district, including a scrapped plan to rename 44 schools and the subsequent recall of school board members, at an upcoming trial in which it will try to hold the e-cigarette maker responsible for vaping addiction among students.
+
+""This court should not permit defendants to play on the emotions of the jury by weaponizing controversies unrelated to any material fact at issue,"" the school district said in a motion filed Monday in San Francisco federal court.
+
+The school board in February 2021 halted its plan to rename schools named after figures proponents said were linked to historical injustice, including former U.S. presidents George Washington and Abraham Lincoln, amid fierce backlash from parents angry about continued school closures due to COVID-19. Three school board members were recalled a year later.
+
+According to the district, Juul and its largest shareholder, Marlboro maker Altria Group, intend to introduce testimony about the renaming controversy and the recall to undermine the district's credibility, part of a strategy that also includes arguing that the district failed to prevent vaping and that it would not effectively spend any damages it won.
+
+The district is asking U.S. District Judge William Orrick to exclude testimony that it failed to spend or request available state anti-smoking funds, calling the topic ""a waste of time that would confuse the issues and mislead the jury.""
+
+In their own motion Monday, Juul and Altria also sought to keep various topics out of the trial, including the U.S. Food and Drug Administration's now-paused ban of Juul e-cigarettes, and testimony about the products' alleged link to severe lung damage, which they said was ""irrelevant, a waste of time, and risks confusing the jury as to the real issues in this case.""
+
+Lawyers for the school district and for Juul and Altria did not immediately respond to requests for comment.
+
+The district's lawsuit has been chosen as the first bellwether, or test case, to go to trial out of thousands brought by local government entities and individuals over Juul's marketing practices that have been consolidated in a multidistrict litigation before Orrick. The school district alleges that it has been forced to expend resources combating vaping in school.
+
+Juul last month agreed to pay $438.5 million to settle claims by 34 U.S. states and territories that it downplayed its products' risks and targeted underage buyers, without admitting wrongdoing.
+
+The case is In re Juul Labs Inc, Marketing, Sales Practices, and Products Liability Litigation, U.S. District Court for the Northern District of California, No. 19-md-02913.
+
+For plaintiffs: Sarah London of Lieff Cabraser Heimann & Bernstein; Dena Sharp of Girard Sharp; Dean Kawamoto of Keller Rohrback; and Ellen Relkin of Weitz & Luxenberg
+
+For Juul: Gregory Stone of Munger, Tolles & Olson; and David Bernick of Kirkland & Ellis
+
+Juul to pay about $439 million to settle e-cigarette marketing probe","{'positive': 0.011661432, 'negative': 0.9192476, 'neutral': 0.06909094}","S.F. school district wants renaming fight, recall kept out of Juul trial. 
+
+(Reuters) - San Francisco's Unified School District has asked a judge to keep Juul Labs Inc from bringing up recent controversies surrounding the district, including a scrapped plan to rename 44 schools and the subsequent recall of school board members, at an upcoming trial in which it will try to hold the e-cigarette maker responsible for vaping addiction among students. 
+
+The school board in February 2021 halted its plan to rename schools named after figures proponents said were linked to historical injustice, including former U.S. presidents George Washington and Abraham Lincoln, amid fierce backlash from parents angry about continued school closures due to COVID-19. 
+
+The case is In re Juul Labs Inc, Marketing, Sales Practices, and Products Liability Litigation, U.S. District Court for the Northern District of California, No. 19-md-02913.","S.F. school district wants renaming fight, recall kept out of Juul trial",MO,Food & Beverage,Tobacco,Altria Group Inc,"{'Marketing Practices': 'Tobacco product labelling and marketing is heavily regulated internationally. The World Health Organization’s Framework Convention on Tobacco Control has led many countries to introduce new, stricter regulatory approaches to prevent people from adopting tobacco use at a young age through transparent advertising about tobacco’s health risks. The industry has faced costly legal battles related to the marketing and advertising of its products. Marketing for combustible and new non-combustible products have to balance regulatory requirements with the need to reach new markets. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve marketshare, and decrease liabilities.', 'Public Health': 'Tobacco use can lead to serious health risks as established by many scientific studies over the past several decades. Healthproblems associated with tobacco include lung disease, cancer, and heart disease. Tobacco product manufacturers have faced lawsuits from individuals, governments, corporations, and other groups. In some cases, these have resulted in multibillion-dollar settlements. A growing public awareness of the associated health risks has driven down tobacco use dramatically in many countries. Tobacco product manufacturers are introducing an array of “harm reduction” products, such as non-tobacco nicotine products and heated tobacco products, aimed at minimising the health impacts of tobacco use while accessing new markets. Future scientific studies could reach new conclusions on these assertions of reduced harm, with continuing impacts on entity revenue and growth potential. '}","{'Marketing Practices': 0.7696880029297123, 'Public Health': 0.7800935857708058}",0.7800935857708058,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-07-27T12:25:15+00:00,https://finance.yahoo.com/news/american-tower-amt-tops-q2-122515379.html?.tsrc=rss,"[{'name': 'consensus revenue estimates', 'weight': 0.09934094}, {'name': 'estimate revisions', 'weight': 0.09644501}, {'name': 'consensus FFO estimates', 'weight': 0.09379652}, {'name': 'current fiscal year', 'weight': 0.08781762}, {'name': 'current consensus FFO expectations', 'weight': 0.08331751}, {'name': 'Zacks', 'weight': 0.08037787}, {'name': 'estimates', 'weight': 0.080118425}, {'name': 'Zacks Investment Research', 'weight': 0.079780206}, {'name': 'American Tower shares', 'weight': 0.07896578}, {'name': 'year', 'weight': 0.07645104}]",[{'name': 'Finance'}],"[{'data': 'American Tower', 'type': 'ORG', 'mentions': 6}, {'data': 'AMT', 'type': 'ORG', 'mentions': 2}, {'data': 'Zacks', 'type': 'ORG', 'mentions': 3}, {'data': 'Service Properties', 'type': 'ORG', 'mentions': 2}, {'data': 'SVC', 'type': 'ORG', 'mentions': 1}]","American Tower (AMT) came out with quarterly funds from operations (FFO) of $2.46 per share, beating the Zacks Consensus Estimate of $2.36 per share. This compares to FFO of $2.59 per share a year ago. These figures are adjusted for non-recurring items.
+
+This quarterly report represents an FFO surprise of 4.24%. A quarter ago, it was expected that this wireless communications infrastructure company would post FFO of $2.38 per share when it actually produced FFO of $2.54, delivering a surprise of 6.72%.
+
+Over the last four quarters, the company has surpassed consensus FFO estimates three times.
+
+American Tower , which belongs to the Zacks REIT and Equity Trust - Other industry, posted revenues of $2.77 billion for the quarter ended June 2023, surpassing the Zacks Consensus Estimate by 1.37%. This compares to year-ago revenues of $2.67 billion. The company has topped consensus revenue estimates four times over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future FFO expectations will mostly depend on management's commentary on the earnings call.
+
+American Tower shares have lost about 10.3% since the beginning of the year versus the S&P 500's gain of 18.9%.
+
+While American Tower has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's FFO outlook. Not only does this include current consensus FFO expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for American Tower: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus FFO estimate is $2.34 on $2.74 billion in revenues for the coming quarter and $9.73 on $10.99 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, REIT and Equity Trust - Other is currently in the bottom 33% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+One other stock from the same industry, Service Properties (SVC), is yet to report results for the quarter ended June 2023. The results are expected to be released on August 7.
+
+This real estate investment trust is expected to post quarterly earnings of $0.58 per share in its upcoming report, which represents a year-over-year change of +7.4%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
+
+Service Properties' revenues are expected to be $500.9 million, down 2.9% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",7661db43c3954ddeb016005b444519d3,American Tower (AMT) Tops Q2 FFO and Revenue Estimates,4,,,,
+43148,"Bunge (BG) Gains But Lags Market: What You Should Know - Bunge (BG) closed the most recent trading day at $97.79, moving +1.37% from the previous trading session. This move lagged the S&P 500's daily gain of 1.49%. Meanwhile, the Dow gained 1.6%, and the Nasdaq, a tech-heavy index, added 0.06%.
+
+Heading into today, shares of the agribusiness and food company had lost 5.03% over the past month, lagging the Basic Materials sector's gain of 0.7% and the S&P 500's loss of 3.49% in that time.
+
+Bunge will be looking to display strength as it nears its next earnings release. The company is expected to report EPS of $3.14, down 10.03% from the prior-year quarter. Meanwhile, our latest consensus estimate is calling for revenue of $18.71 billion, up 12.13% from the prior-year quarter.
+
+BG's full-year Zacks Consensus Estimates are calling for earnings of $13.89 per share and revenue of $69.37 billion. These results would represent year-over-year changes of +7.42% and +17.28%, respectively.
+
+It is also important to note the recent changes to analyst estimates for Bunge. These recent revisions tend to reflect the evolving nature of short-term business trends. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate remained stagnant. Bunge is holding a Zacks Rank of #1 (Strong Buy) right now.
+
+Digging into valuation, Bunge currently has a Forward P/E ratio of 6.95. For comparison, its industry has an average Forward P/E of 7.03, which means Bunge is trading at a discount to the group.
+
+The Agriculture - Products industry is part of the Basic Materials sector. This industry currently has a Zacks Industry Rank of 68, which puts it in the top 27% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+You can find more information on all of these metrics, and much more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.24469857, 'negative': 0.65545547, 'neutral': 0.09984598}","Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate remained stagnant. Bunge is holding a Zacks Rank of #1 (Strong Buy) right now. Want the latest recommendations from Zacks Investment Research?","In the latest trading session, Bunge (BG) closed at $97.79, marking a +1.37% move from the previous day.",BG,Food & Beverage,Agricultural Products,Bunge Ltd,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs‚Äîincluding biomass waste generated from internal processes‚Äîand improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry‚Äôs ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity‚Äôs energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry‚Äôs ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7606709137114142, 'Water Management': 0.7355334462731565, 'Food Safety': 0.7234901049223414, 'GMO Management': 0.7532307816949441, 'Energy Management': 0.7387564113968719, 'Workforce Health & Safety': 0.7376984750530864, 'Ingredient Sourcing': 0.7642453117621408, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7417215935570781}",0.7642453117621408,Tiffany,Major focus,Major focus,Negative,Product Marketing and Advertising,No,Major,,2023-01-09T15:01:03+00:00,https://finance.yahoo.com/news/zacks-analyst-blog-highlights-cardinal-150103515.html?.tsrc=rss,"[{'name': 'markets', 'weight': 0.07452142}, {'name': 'market making', 'weight': 0.07396735}, {'name': 'major competitive power markets', 'weight': 0.070560314}, {'name': 'interest rates', 'weight': 0.06492597}, {'name': 'further evidence', 'weight': 0.06392974}, {'name': 'more rate hikes', 'weight': 0.062481448}, {'name': 'inflation', 'weight': 0.05705405}, {'name': 'consumer outlays', 'weight': 0.055333406}, {'name': 'NRG Energy NRG', 'weight': 0.051334742}, {'name': 'various other energy products', 'weight': 0.04964875}]",[],"[{'data': 'Zacks', 'type': 'ORG', 'mentions': 7}, {'data': 'Cardinal Health', 'type': 'ORG', 'mentions': 4}, {'data': 'Conagra Brands', 'type': 'ORG', 'mentions': 4}, {'data': 'Ingredion', 'type': 'ORG', 'mentions': 5}, {'data': 'Atmos Energy', 'type': 'ORG', 'mentions': 4}, {'data': 'NRG Energy', 'type': 'ORG', 'mentions': 5}, {'data': 'the Federal Reserve’s', 'type': 'ORG', 'mentions': 6}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'ADP', 'type': 'ORG', 'mentions': 1}, {'data': 'The Labor Department', 'type': 'ORG', 'mentions': 2}, {'data': 'CAH', 'type': 'ORG', 'mentions': 1}, {'data': 'CAG', 'type': 'ORG', 'mentions': 1}, {'data': 'ATO', 'type': 'ORG', 'mentions': 1}, {'data': 'Chicago', 'type': 'GPE', 'mentions': 1}, {'data': 'IL', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 2}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Jerome Powell', 'type': 'PERSON', 'mentions': 1}, {'data': 'North America', 'type': 'LOC', 'mentions': 1}]","Chicago, IL – January 9, 2023 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include: Cardinal Health CAH, Conagra Brands CAG, Ingredion INGR, Atmos Energy ATO and NRG Energy NRG.
+
+Here are highlights from Friday’s Analyst Blog:
+
+The U.S. labor market continues to exhibit strength despite the Federal Reserve’s most aggressive monetary policy in nearly four decades and amid mass layoffs at tech bigwigs such as Amazon and Salesforce, to name a few.
+
+The ADP National Employment report showed that private employers in the United States increased jobs by 235,000 in December, well above the estimate. Additionally, workers’ pay also improved.
+
+Not only that, the number of Americans filing for unemployment benefits too declined last week. The Labor Department added that on a seasonally-adjusted basis, initial jobless claims for the week ending Dec 31, dropped to 204,000, its lowest level since September.
+
+Unfortunately, healthy employment news raised concerns about more rate hikes this year. After all, an increase in employment may lead to an uptick in consumer outlays, and push prices of essential goods and services higher. But the Fed, at present, is bent on taming a considerably high rate of inflation toward its target range of 2%.
+
+Minutes from the Fed’s December meeting had already shown that 19 top central bank officials don’t expect any cut in interest rates to be appropriate this year, and they are willing to wait for further evidence that inflation is declining at a sustainable rate. Lest we forget, Fed Chair Jerome Powell had said earlier that the labor market needs to weaken and prevent wage growth that can fuel inflation.
+
+Thus, with the Fed expected to tighten its monetary policies amid a strong labor market, increase borrowing costs and dampen consumer outlays, the economy is certainly facing a recession shortly. The International Monetary Fund, too, had warned that one-third of the global economy may face a recession this year.
+
+However, investors shouldn’t freak out! Defensive companies are generally recession-proof. These companies are non-cyclical in nature, or in other words, their performances are not dependent on the happenings in the larger equity market.
+
+Defensive players belong to the healthcare, consumer staple and utility sectors. This is because consumers still need to purchase essential items, including medical care, food, electricity, natural gas, water and various other energy products, irrespective of the economic situation.
+
+Further, dividend-paying defensive companies are even a better choice as it assures a steady stream of income. And why not? Dividend payers have solid business models that help them sail through any market upheaval.
+
+Investors, therefore, should place their bets on dividend-paying recession-proof stocks such as Cardinal Health, Conagra Brands, Ingredion, Atmos Energy and NRG Energy. Currently, these stocks carry a Zacks Rank #1 (Strong Buy) or 2 (Buy) and offer high yields. You can see the complete list of today’s Zacks Rank #1 stocks here.
+
+Cardinal Health is a nationwide drug distributor and provider of services to pharmacies, healthcare providers, and manufacturers. CAH currently has a Zacks Rank #2 and offers a dividend yield of 2.6%. The company’s expected earnings growth rate for the current year is 5.1%.
+
+Conagra Brands is one of the leading branded food companies in North America. CAG currently has a Zacks Rank #2 and offers a dividend yield of 3.4%. The company’s expected earnings growth rate for the current year is 4.2%.
+
+Ingredion is a solution provider specializing in nature-based sweeteners, starches and nutrition ingredients. INGR currently has a Zacks Rank #2 and offers a dividend yield of 2.9%. The company’s expected earnings growth rate for the current year is 5.9%.
+
+Atmos Energy is engaged in the regulated natural gas distribution and storage business. ATO currently has a Zacks Rank #2 and offers a dividend yield of 2.6%. The company’s expected earnings growth rate for the current year is 6.6%.
+
+NRG Energy is engaged in the production, sale and delivery of energy and energy products and services to residential, industrial as well as commercial consumers in major competitive power markets in the United States. NRG currently has a Zacks Rank #1 and offers a dividend yield of 4.4%. The company’s expected earnings growth rate for the current year is almost 45%.
+
+Why Haven’t You Looked at Zacks' Top Stocks?
+
+Our 5 best-performing strategies have blown away the S&P's impressive +28.8% gain in 2021. Amazingly, they soared +40.3%, +48.2%, +67.6%, +94.4%, and +95.3%. Today you can access their live picks without cost or obligation.
+
+Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit https://www.zacks.com/performance for information about the performance numbers displayed in this press release.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",9d68ab36ef2246e6ad470384f4703008,"The Zacks Analyst Blog Highlights Cardinal Health, Conagra Brands, Ingredion, Atmos Energy and NRG Energy",4,,,,
+8559,"As Minnesota's Cold Weather Rule nears end, assistance is available for help with bills - MINNEAPOLIS -- With Minnesota's Cold Weather Rule expiring soon, energy companies want customers to know there is assistance available to help with bills.
+
+The Cold Weather Rule, which began on Oct. 1 and expires on April 30, is a state law that protects energy customers from having their electric or natural gas service disconnected during cold months.
+
+Energy customers who need assistance can apply to the Minnesota Energy Assistance Program, but the deadline is coming soon on May 31. That program pays up to $2,000 towards heat, power, water and other costs for eligible households. For more information, click here.
+
+Xcel Energy and Centerpoint Energy both offer assistance programs for those who qualify.
+
+Xcel Energy warns that certain scams typically ramp up during the change in season, so anyone with doubt about the authenticity of a call is encouraged to call the company directly to report the experience.","{'positive': 0.050140493, 'negative': 0.064130664, 'neutral': 0.8857289}","With Minnesota's Cold Weather Rule expiring soon, energy companies are asking customers to know there is assistance available to help with bills due to the state's law that protects customers from having their electric or natural gas service disconnected during cold months. The Minnesota Energy Assistance Program pays up to $2,000 towards heat, power, water and other costs for eligible households. Xcel Energy and Centerpoint Energy both offer assistance programs for those who qualify. Anyone with doubt about the authenticity of a call is encouraged to call the company directly to report the experience.","With Minnesota's Cold Weather Rule expiring soon, energy companies want customers to know there is assistance available to help with bills.",XEL,Infrastructure,Electric Utilities & Power Generators,Xcel Energy Inc,"{'Water Management': 'Electricity generation is one of the most water-intensive industries in the world in terms of water withdrawals. Thermoelectric power plants‚Äîtypically coal, nuclear and natural gas‚Äîuse large quantities of water for cooling purposes. The industry is facing increasing water-related supply and regulatory risks, potentially requiring capital investment in technology or even creating stranded assets. As water supplies tighten in many regions‚Äîand electricity generation, agriculture and community use compete for water supplies‚Äîpower plants increasingly may be unable to operate at full capacity, or at all, because of region-specific water constraints. The availability of water is an important factor to consider when calculating the future value of many electricity-generating assets and for evaluating proposals for new generation sources. Increased water scarcity‚Äîbecause of factors such as increasing consumption and reduced supplies resulting fromclimate change, which could result in more frequent or intense droughts‚Äîcould prompt regulatory authorities to limit entities‚Äô ability to withdraw necessary amounts of water, especially in regions with high baseline water stress. Furthermore, entities must manage the growing number of regulations related to the significant biodiversity impacts that such large withdrawals may cause. To mitigate these risks, entities can invest both in more efficient water-usage systems for plants, and place strategic priority on assessing long-term water availability, as well as water-related biodiversity risks, when siting new power plants.', 'Greenhouse Gas Emissions & Energy Resource Planning': 'Electricity generation represents the largest source of greenhouse gas (GHG) emissions in the world. Mainly carbon dioxide, methane and nitrous oxide, these emissions are mostly by-products of fossil fuel combustion. The transmission ordistribution (T&D) segments of the industry produce negligible emissions. Electric utility entities could face significant operating costs and capital expenditures for mitigating GHG emissions as environmental regulations become increasingly stringent. Although many of these costs may be passed to a utility‚Äôs customers, some power generators, especially in deregulated markets, may be unable to recoup these costs. Entities may reduce GHG emissions from electricity generationthrough careful infrastructure investment planning by ensuring the delivery of an energy mix capable of meeting the emissions requirements set forth by regulations, and by implementing industry-leading technologies and processes. Being proactive in cost-effectively reducing GHG emissions may create a competitive advantage for entities and mitigate unanticipated regulatory compliance costs. Failure to properly estimate capital-expenditure needs and permitting costs, or other difficulties in reducing GHG emissions, may result in significant negative effects on returns in the form of asset write-downs, the costs to obtain carbon credits, or unexpected increases in operating and capital expenditures. Regulatory emphasis on this issue may increase in the coming decades, as exemplified by the international emissions-reduction agreement made at the 21st session of the United Nations Conference of the Parties in 2015.', 'End-Use Efficiency & Demand': 'Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions, because less electricity needs to be generated to provide the same end-use energy services. Utilities can promote energy efficiency and conservation among their customers. Such strategies may include offering rebates for energy-efficient appliances, weatherising customers‚Äô homes, educating customers on energy-saving methods, offering incentives to customers to curb electricity use during times of peak demand (‚Äòdemand response‚Äô), or investing in technology such as smart meters, which allow customers to track their energy use. While saving consumers money, these efforts also may reduce operating costs for electric utilities by decreasing peak demand. Furthermore, depending on the utility regulatory framework, local jurisdictions may mandate that entities develop energy efficiency plans before permitting new builds. Companies with effective strategies to reduce the downside risks from demand fluctuations, may gain adequate and timely returns on needed investments. Furthermore, reducing costs through efficiency initiatives may earn higher, long-term risk-adjusted returns.', 'Grid Resiliency': 'Electricity is critical for the continued function of most elements of modern life, from medicine to finance, creating a societal reliance on continuous service. Major disruptions to electricity infrastructure may result in potentially high societal costs. Disruptions can be caused by extreme weather events, natural disasters and cyberattacks. As the frequency and severity of extreme weather events associated with climate change continues to increase, all segments of electric utilities entities‚Äîand especially major transmission and distribution (T&D) operations‚Äîwill face increasing physical threats to theirinfrastructure. Extreme weather events could result in frequent or significant service disruptions, outages and require upgrade or repair of damaged or compromised equipment, all of which may add substantial costs and damage brand reputation among regulators and customers. The increased use of smart grid technology has several benefits, including strengthening the resiliency of the grid to extreme weather events. However, this technology may make the grid more vulnerable to cyberattacks, because it provides hackers more entryways into infrastructure systems. Entities must implement strategies that minimise the probability and magnitude of impacts from extreme weather events and cyberattacks. To remain competitive in the face of increasing external competition, entities must improve the reliability, resilience and quality of their infrastructure.', 'Air Quality': 'Fuel combustion in electricity-generation operations generates hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). HAPs, CAPs, and VOCs have more localised, but nonetheless significant, human health and environmental impacts compared with the global impacts of greenhouse gases (GHGs). The most common and impactful are nitrogen oxides (excluding nitrous oxide), sulphur oxide, particulate matter (PM), lead, and mercury. Emissions of these localised air pollutants are often strictly regulated, creating significant risks for electricity generators. Regulatory and legal risks are higher for those entities operating near large communities. An entity‚Äôs energy-generation mix is the best indicator of its relative risk related to air quality. Harmful air emissions from operations may result in regulatory penalties that affect extraordinary expenses, higher regulatory compliance costs, and new capital expenditures to instal best-in-class control technology. In some cases, such expenditures can be prohibitive to the continuation of a facility. Entities can manage air quality concerns through internal actions to reduce emissions, as well as by working with regulators to establish priorities and incorporate risks into short- and long-term capital planning.', 'Nuclear Safety & Emergency Management': 'Although rare, nuclear accidents can have significant human health and environmental consequences because of their severity. Owners of nuclear power plants in many regions have operated for decades without any major public safety incidents, but the occurrence of infrequent but large-magnitude incidents anywhere in the world can have major effects on the entire nuclear power industry. Entities that own and operate nuclear plants may lose their licence to operate, as well as face many other financial consequences in the event of an accident‚Äîthough entities carry insurance and may have legal protections from some liabilities. Failure to comply with the safety regulations can be expensive to nuclear power operators; in extreme circumstances it may make the continued operation of the plant uneconomical. Facing potentially significant financial repercussions, both from ongoing safety compliance as well as tail risk incidents, entities that own or operate nuclear plants must be vigilant in the safety compliance, best practices and upgrades of their facilities. They also must maintain robust emergency preparedness training for their staff and a strong safety culture. These measures can reduce the probability that accidents will occur and enable an entity to effectively detect and respondto such incidents.', 'Workforce Health & Safety': 'Employees of entities in the industry face numerous hazards in the construction and maintenance of electric transmission and distribution (T&D) lines, as well as with the various means of electricity generation. Many of these employees work for extended periods at great heights, operate heavy machinery, and face electrocution risks. While the industry has madesignificant strides in safety improvements, significant risks and opportunities remain for further improvements. The nature of the industry‚Äîas a necessity of modern life and economies, as well as commonly a societally granted monopoly‚Äîmeans that the actions of entities in the industry receive significant public and regulatory scrutiny. Entities need to maintain a culture of safety to ensure adequate working conditions for their workers, ensure strong operational productivity, uphold positive views from the perspective of regulators, and manage potential risks of regulatory penalties.', 'Coal Ash Management': 'Electricity generators must safely dispose of the hazardous by-products of their operations. Coal-fired electricity generation is a major source of hazardous waste because of its by-product, coal ash. Coal ash can have a significant effect on entity value in the power-generation segment of the industry. This issue will affect entities differently, dependingon the extent to which they generate electricity from coal. Coal ash is one of the largest industrial waste streams in the world. It contains heavy metal contaminants that have been associated with cancer and other serious diseases, especially when they leach into groundwater. Coal ash can have beneficial uses when recycled or reused, such as in the creation of fly ash concrete or wallboard, creating revenue opportunities for electric utilities. Safe handling of coal ash, location of coal ash impoundments that minimise harm to human life and/or the environment, strong monitoring and containment of coal ash, and the sale for beneficial uses of coal ash are important strategies to reduce regulatory compliance costs as well as penalties for non-compliance. There can be significant litigation and/or remediation costs if the coal ash leaches into the surrounding environment.', 'Energy Affordability': 'A de facto objective of regulated electric utilities is to provide reliable, affordable, and sustainable electricity. Entities in theindustry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators‚Äîand ultimately to earn appropriate returns for shareholders. The affordability of energy is particularly challenging for entities to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly unaffordable for low-income customers (affordability is determined by both the net cost of energy bills and the underlying customer economics). Ensuring that utility bills are affordable is crucial for utilities working to build trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities,and one of the more closely analysed issues by investment analysts. The willingness of regulators to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may enable utilities to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers defecting from the grid (or reducing reliance on the grid) by implementing distributed energy resources or pursuing other alternative energy sources (e.g., industrial customers‚Äô use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utilities‚Äô business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.'}","{'Water Management': 0.7545923089461846, 'Greenhouse Gas Emissions & Energy Resource Planning': 0.7653014736450856, 'End-Use Efficiency & Demand': 0.804499408854577, 'Grid Resiliency': 0.7971481395764486, 'Air Quality': 0.7492038045913179, 'Nuclear Safety & Emergency Management': 0.732120946224998, 'Workforce Health & Safety': 0.7532974300044146, 'Coal Ash Management': 0.7282785371862558, 'Energy Affordability': 0.7760563943121367}",0.804499409,Tiffany,No focus,No focus,Neutral,None of the topics,No,Minor,,2022-11-16T00:46:26+00:00,https://www.businessinsider.com/google-memes-tech-industry-layoffs-amazon-meta-twitter-2022-11,"[{'name': 'many employees', 'weight': 0.11133374}, {'name': 'performance reviews', 'weight': 0.09845498}, {'name': 'industry layoffs', 'weight': 0.09461077}, {'name': 'Tech Industry Layoffs', 'weight': 0.093248166}, {'name': 'employees', 'weight': 0.089510344}, {'name': 'many contract workers', 'weight': 0.08786276}, {'name': 'Several employees', 'weight': 0.086872004}, {'name': 'planned layoffs', 'weight': 0.08586717}, {'name': 'mass layoffs', 'weight': 0.08551872}, {'name': 'layoffs', 'weight': 0.08378338}]",[{'name': 'Business'}],"[{'data': 'Googlers', 'type': 'ORG', 'mentions': 9}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'MemeGen', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'TCI', 'type': 'ORG', 'mentions': 1}, {'data': 'Stadia', 'type': 'ORG', 'mentions': 1}, {'data': 'Pentagon', 'type': 'ORG', 'mentions': 1}, {'data': 'Googlers', 'type': 'NORP', 'mentions': 1}, {'data': 'Urs Hölzle', 'type': 'PERSON', 'mentions': 1}]","• Googlers are creating and sharing memes to express their anxiety about industry layoffs.
+• Sources say they have not heard of planned layoffs at Google, but many employees are still nervous.
+• Amazon, Meta, and Twitter have cut thousands of jobs lately.
+
+Across the tech industry, companies including Amazon, Meta, and Twitter are laying off thousands. Google is an outlier in that it has not conducted mass layoffs so far, but many employees still feel nervous and are creating memes to channel that anxiety.
+
+Several employees have taken to the company's internal MemeGen site to post memes about their worries that layoffs could be coming, given how many other Big Tech companies have already cut jobs.
+
+So far, sources say they have not heard of any planned layoffs. But that hasn't stopped people from feeling worried about losing their jobs or being rated lower in performance reviews. Amazon started laying off employees on Tuesday, Insider reported, impacting 10,000 roles, according to the New York Times. Meta laid off 11,000 employees, while Twitter laid off more than 3,000 full-time employees, along with many contract workers.
+
+To further fuel that anxiety, Google had an internal outage yesterday that prevented employees from accessing some internal documents and calendar tools. Some employees made memes about how the outage made them think they got laid off or fired.
+
+In addition, TCI, a large activist investor, recently called on Google to cut costs and said the company has too many employees. And the company has trimmed a few teams in recent weeks, including projects in its Area 120 group. It also shuttered its Stadia gaming service, and employees were given a limited time to find new roles within the company.
+
+Many Googlers have historically made memes to ridicule executive decisions, such as Google's bid for a AI contract with the Pentagon and vice president Urs Hölzle's tweet about buying and selling people for profit.
+
+Insider reached out to Google for comment. Below is a selection of recent layoff-themed memes created by Googlers.",05f679b16f9643a39035d92945406946,Googlers Make Memes to Express Anxiety Over Tech Industry Layoffs,4,,,,
+9916,"How the Disney-Charter feud over cable fees could burst the sports-rights bubble - • Disney and Charter's public contract battle could hasten the shift of sports rights to Big Tech.
+• Distributors are making it harder for legacy media companies like Disney to bid for valuable sports content.
+• Companies like Amazon and Apple have been able to pay high prices that legacy media can't.
+
+Disney and Charter Communications' could have downstream effects on sports rights — and the soaring prices they've commanded to provide TV's most valuable content.
+
+Charter, one of the biggest cable companies with nearly 15 million subscribers across 41 states, wants to give its subscribers the ability to opt out of cable packages that include pricey sports networks.
+
+Sports is crucial to driving viewership for Disney and its peers — and in turn, the payments they can extract from cable companies — and that's why media companies have continued to pay up for sports rights, even as the prices have soared.
+
+Total US TV and streaming media sports rights are expected to top $30 billion by 2025, roughly doubling over the past decade, to S&P Global Market Intelligence.
+
+The backdrop is that media companies like Disney to get to a profitable streaming future as their linear businesses decline. One way they're doing that is by funneling valuable content away from linear and into streaming. Comcast's NBCUniversal and Paramount offer most of their sports on streaming, and Warner Bros. Discovery is adding sports to its streamer Max. Fox and Disney's ESPN are expected to go down a similar path in 2025.
+
+Media companies that have been most aggressive in this way face a Catch-22. They want to give sports leagues as much distribution as possible to have an advantage when bidding for sports rights. But airing sports outside the cable bundle also gives sports fans an incentive to escalate cord-cutting, diminishing their value to distributors like Charter.
+
+Charter and other distributors are pushing back, unwilling to charge their customers more for a linear offering that's being stripped of the most desirable content. In its recent proposal, leading to an impasse with Disney, Charter wants to be able to offer them Disney's streaming services for free, including a .
+
+It's a feud that's been long brewing as linear viewership has been on the decline, say experts who spoke to Insider about what it means for legacy media companies and their ability to remain competitive for sports rights.
+
+""Historically, I felt media companies had the advantage with the content,"" Naveen Sarma, senior director of US Media & Telecom at S&P Global Ratings, told Insider. ""The cable companies inevitably gave in. The media companies seemed to get a lot of what they wanted. For the past couple years, we've wondered why the cable companies weren't taking the stand.""
+
+If Charter prevails, Disney could forgo a lot of money it's getting from consumers who pay a monthly fee starting at $15 for a Disney Plus-Hulu-ESPN bundle. That's revenue it's counting on to meet its stated goal of getting its streaming business in the black by 2024. And if Disney holds the line and Charter walks away, as it's threatened to do if it doesn't get terms it wants, Charter takes with it the $2.2 billion in annual revenue it says it pays Disney to carry its channels.
+
+It's not just Disney. Charter is likely to be making the same demands of other broadcasters of sports rights. WBD, whose Max starts at $16 a month for its lowest-price tier, also has a lot to lose. WBD CEO David Zaslav hinted back in November that the company didn't ""need"" the NBA but has since from that stance, saying he hoped WBD would offer NBA games for the long term. Disney and Fox have been the most reliant on sports, getting 45% of their viewing from sports in 4Q last year, according to UBS.
+
+If distributors succeed in flexing their muscle, media companies would no longer be able to pass the costs of those big sports leagues on to the distributors and their viewers.
+
+""If broadcast and cable networks are unsure of their distribution future,"" LightShed Partners wrote in a September 5 note, ""they will not be able to pay higher and higher fees for sports rights. In fact, they may need reductions in sports rights fees to survive.""
+
+One set of bidders doesn't have that problem: Big Tech. , Apple, and YouTube have been aggressively bidding on sports rights and could make further moves into the space if legacy media can no longer stomach the higher prices. The loss of that competition could dampen prices, though, LightShed wrote.
+
+Marty Conway, a professor of sports management at Georgetown University and former Major League Baseball executive, told Insider he believes leagues have no interest in giving on fees or audience reach. He sees the NFL, NBA, and MLS still squeezing out big fee increases through deals with the likes of Amazon and Apple that give them access to new markets and data that traditional media companies lack.
+
+""Tech companies aren't just going to replicate the pay-TV model,"" Conway said. ""Some of the tech and streaming companies have the ability to be global and create custom packages for leagues. There's a lot of information the linear guys didn't have.""","{'positive': 0.11378712, 'negative': 0.2978195, 'neutral': 0.5883934}","The Disney-Charter feud could lead to a major shift in sports rights to Big Tech, as companies like Amazon and Apple have been able to pay high prices that legacy media can't. Charter Communications, one of the biggest cable companies with nearly 15 million subscribers across 41 states, wants to give its subscribers the ability to opt out of cable packages that include pricey sports networks. If Charter prevails, Disney could forgo a lot of money it's getting from consumers who pay a monthly fee starting at $15 for a Disney Plus-Hulu-ESPN bundle. If Disney holds the line and Charter walks away, Charter takes with it the $2.2 billion in annual revenue it pays Disney to carry its channels. Apple and YouTube have been aggressively bidding on sports rights and could make further moves into the space.",Analysts lay out how Disney and Charter's public contract battle could hasten the shift of sports rights to Big Tech.,CHTR,Technology & Communications,Telecommunication Services,Charter Communications Inc A,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called “last-mile” of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity’s products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.8015807519711782, 'Product End-of-life Management': 0.7298530417812447, 'Environmental Footprint of Operations': 0.7456925489064024, 'Data Privacy': 0.7625102287407729, 'Managing Systemic Risks from Technology Disruptions': 0.7423445603358508, 'Data Security': 0.7545599109690587}",0.8015807519711782,Tiffany,Major focus,Major focus,Neutral,Customer Privacy and Data Security,Major,Major,Neutral,2023-08-28T16:57:06+00:00,https://www.forbes.com/sites/ewanspence/2023/08/28/google-pixel-8a-leak-rumor-benchmark-tensor-mobile-g3-specs/,"[{'name': 'Pixel 8a', 'weight': 0.13848342}, {'name': 'Pixel', 'weight': 0.13389023}, {'name': 'Pixel 7a', 'weight': 0.13371328}, {'name': 'Pixel 8A', 'weight': 0.13046376}, {'name': 'the next Pixel handset', 'weight': 0.08373816}, {'name': 'a Pixel 8a model', 'weight': 0.077249356}, {'name': 'The Pixel 8a', 'weight': 0.07344192}, {'name': 'the Pixel 8a', 'weight': 0.07344192}, {'name': 'Potential Pixel 8a Details', 'weight': 0.07258044}, {'name': 'Pixel 8 Pro', 'weight': 0.07247938}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Geekbench', 'type': 'ORG', 'mentions': 2}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'Pixel 8a', 'type': 'PRODUCT', 'mentions': 18}, {'data': 'Pixel 8 Pro', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'Tensor Mobile G3 chipset', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'the Pixel 8', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'G3', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'G2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Akita', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'I/O', 'type': 'EVENT', 'mentions': 1}, {'data': 'Japanese', 'type': 'NORP', 'mentions': 1}]","While the Pixel 8 and Pixel 8 Pro launch will happen in the next few months, Google is hard at work on the next Pixel handset. The Pixel 8a will be the mid-range variant of the leading handsets, and while it is not expected to launch until 2024, it has been spotted online on the ever-reliable Geekbench benchmarking site.
+
+The site shows a single-core score of 1218, and a multi-core score of 3175, comparable to the Pixel 7a, albeit with a lower single-core score.
+
+These numbers should not be taken as the final word. While the Tensor Mobile G3 chipset is set to debut in the Pixel 8 and Pixel 8 Pro in the next few weeks, the indications are that the Pixel 8A/Tensor Mobile G3 combination has been under-clocked so these results should not be seen as definitive marks for the G3 chipset as a while.
+
+We can see the broad strokes of the presumptively named Pixel 8a, and the apparent fact that Google is working on a Pixel 8a model. Geekbench shows not just the G3 but also the Mali-G715 GPU, backed up by 8 GB of RAM. Given its status as part of the Pixel 8 family, it’s not a surprise that it is running Android 14; it’s unlikely that any of the Pixel 8 handsets will ever see Google’s flavor of Android 13.
+
+Although the Pixel 8 and Pixel 8 Pro are launching early in Q4 2023, don’t expect to see the Pixel 8a to be launched at the same time. Previously, the Pixel 6a and Pixel 7a were launched at Google I/O in June of the following year, with the cardinal numbers opening up the annual product cycle and the ‘a’ class handset launching at the end of the cycle.
+
+When the Pixel 8 and Pixel 8 Pro launch, the entry-level Pixel will remain the Pixel 7a, a competent handset for those needing the power of Pixel and its AI and ML advantages but aren’t looking for a flagship. From Forbes’ review earlier this year:
+
+""At this price point, consumers are not looking for the maximum amount of power. They are looking for something that just works. That the Tensor G2 delivers quietly on the first of those as it over-deliverers on the latter benefiting the user experience. Is it obvious? Not unless you are looking at it, but it’s there. Take voice recording, which offers simultaneous transcription. It seems the most straightforward feature to transcribe a conversation, but it takes a lot of code running on optimized hardware to make it look easy. That’s what the G2 chipset delivers.""
+
+And for those collecting the pre-production names, the Pixel 8a looks to be using the moniker “Akita”, sharing it with a Japanese breed of dog.
+
+Now read more about Google’s plans to offer eSIM only Pixel 8 and Pixel 8 Pro smartphones in some countries...",1d5509fe135c481ebcb0bf6d26e8b189,Surprise Google Leak Exposes Potential Pixel 8a Details,4,,,,
+14486,"Beer inflation is still ‘a bit stubborn,’ Constellation Brands CEO says - Inflation is still fizzing up in the beer industry, according to the maker of well-known beer brands Corona and Modelo.
+
+""It has moderated some, but it's certainly not back to where it was before the inflationary trend started,"" Constellation Brands CEO Bill Newlands said on Yahoo Finance Live (video above). ""Certainly inflation is one of those characteristics that have been a bit stubborn.""
+
+Stubborn and not good for the beer giant's bottom line, either.
+
+Constellation Brands (STZ) reported a 15% year-over-year plunge in its beer segment's operating profits for the recently completed quarter. The primary reason: across-the-board inflation in areas like transportation and packaging.
+
+To combat inflation, Constellation Brands is lifting prices by 1% to 2% in its business. It's also diving deeper into the red-hot ready-to-drink cocktail market and non-alcoholic market, segments of the alcohol industry that lend themselves to higher-priced products.
+
+Newlands noted that sales at the start of the current quarter have been solid despite a more reserved consumer and higher prices for its products.
+
+Constellation Brands has joined rival AB-InBev (BUD) in calling out persistent inflation.
+
+The Budweiser maker saw its operating profit margins fall to 24.6% in its most recent quarter from 25.7% last year, as reported in early March.
+
+""Inflation was above what was originally planned [last year],"" AB-InBev CEO Michel Doukeris told analysts on a conference call.
+
+Shares of Big Beer reflect the uncertain outlook on margins brought on by inflation and a more cautious consumer.
+
+The stock prices of Boston Beer (SAM), Molson Coors (TAP), and Constellation Brands have all lagged the 6.7% year-to-date gain for the S&P 500, according to Yahoo Finance data. The worst performer of the group is Constellation Brands, which is down about 3.5%.
+
+""We are mindful of potential short-term issues if the U.S. consumer is under pressure, including the possible impact from a recession,"" JP Morgan beverage analyst Andrea Teixeira wrote in a client note. ""First, while the market has been supported by strong consumer spending, there are some increasing concerns on the purchasing power for U.S. consumers, given the broader inflationary backdrop (e.g. energy/fuel, food, etc.) denting disposable income at an unprecedented level on a 15-year perspective.""
+
+Brian Sozzi is Yahoo Finance's Executive Editor. Follow Sozzi on Twitter @BrianSozzi and on LinkedIn. Tips on deals, mergers, activist situations or anything else? Email brian.sozzi@yahoofinance.com
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance","{'positive': 0.017611744, 'negative': 0.97005725, 'neutral': 0.012331053}","Constellation Brands CEO Bill Newlands said that inflation is still fizzing up in the beer industry, despite moderating some of its moderated levels and not back to where it was before it started. To combat inflation, Constellation Brands is lifting prices by 1% to 2% in its business, and diving deeper into the red-hot ready-to-drink cocktail market and non-alcoholic market. Meanwhile, rival AB-InBev (BUD) and Big Beer have all seen their operating profit margins fall to 24.6% in their most recent quarter from 25.7% last year. JP Morgan beverage analyst Andrea Teixeira warned of potential short-term issues if the U.S. consumer is under pressure, including the possible impact from a recession.",Inflation remains a problem for the beer industry.,STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7515660729987523, 'Packaging Lifecycle Management': 0.776900033175566, 'Energy Management': 0.7740133123699544, 'Responsible Drinking & Marketing': 0.7619585147005744, 'Ingredient Sourcing': 0.7934489705550045, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7688663910931144}",0.7934489705550045,Tiffany,No focus,No focus,Neutral,None of the topics,No,Minor,,2023-02-07T04:12:24+00:00,https://www.cnbc.com/2023/02/07/big-tech-shares-and-more-market-veteran-names-his-top-stocks-picks-.html,"[{'name': 'market veteran Kenny Polcari', 'weight': 0.09047376}, {'name': 'Big Tech', 'weight': 0.07914662}, {'name': 'chief market strategist', 'weight': 0.07866806}, {'name': 'market watchers', 'weight': 0.07854203}, {'name': 'Market veteran', 'weight': 0.07634791}, {'name': 'Kenny Polcari', 'weight': 0.07442949}, {'name': 'Polcari', 'weight': 0.074017115}, {'name': 'tech giants Alphabet', 'weight': 0.07378469}, {'name': 'tech earnings', 'weight': 0.0724084}, {'name': 'global demand', 'weight': 0.06821109}]",[{'name': 'Finance'}],"[{'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'SlateStone Wealth', 'type': 'ORG', 'mentions': 1}, {'data': 'Big Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 2}, {'data': 'Semis', 'type': 'ORG', 'mentions': 1}, {'data': 'Polcari', 'type': 'ORG', 'mentions': 2}, {'data': 'STPN', 'type': 'ORG', 'mentions': 2}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'ExxonMobil', 'type': 'ORG', 'mentions': 1}, {'data': 'Chevron', 'type': 'ORG', 'mentions': 1}, {'data': 'Schlumberger', 'type': 'ORG', 'mentions': 1}, {'data': 'Halliburton', 'type': 'ORG', 'mentions': 1}, {'data': 'Kenny Polcari', 'type': 'PERSON', 'mentions': 3}, {'data': 'Street Signs Asia', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}]","Last week was a big one for tech earnings, but it ended on a whimper as a series of disappointments left market watchers questioning the strength of the tech rally. The week kicked off with positive earnings surprises from the likes of Meta and Advanced Micro Devices , but ended with misses and negative outlooks from tech giants Alphabet , Apple and Amazon that paint a worrying picture of consumer weakness and renewed fears of an economic slowdown. Investors were quick to react. Shares in Alphabet fell 2.8% and Amazon's shares fell 8.4% on the same day. The Nasdaq Composite shed 1.6%. Only Apple reversed early losses to close the session 2.4% higher. But market veteran Kenny Polcari, chief market strategist at SlateStone Wealth, is still bullish on Big Tech. ""We added Big Tech on weakness, like Apple and Amazon, these stocks are getting arbitrarily dislocated. Apple did end up closing the day on Friday higher even after their report, which just suggests to you that people are still putting money into Big Tech,"" Polcari told CNBC's ""Street Signs Asia"" on Monday. Outside of the tech giants, his top pick in the semiconductor space is Nvidia . ""Semis is another sector that has absolutely taken off this year. It's up double-digits because it had gotten so clobbered in 2022. So, I do think there's [an] opportunity for sure, but I don't think you can go all in on Big Tech just yet,"" he said. Nvidia is also a play on artificial intelligence, according to Polcari. It is one of two broad themes he likes in tech, the other being cybersecurity. ""I think you really must consider the role that artificial intelligence is going to play but hasn't played so far. It has made this quantum leap almost overnight. I think that puts it right smack in the front and center of peoples' portfolios,"" he said. STPN – 'Stuff that people need' But tech isn't Polcari's only way to play the market. In fact, his overall positioning is largely defensive, with his preferred sectors being what he calls STPN, or ""stuff that people need."" ""The bulk of the portfolio is going to be overweight in consumer staples and healthcare, utilities and energy, and then you're going to create alpha around the edge with some of the names that have gotten really beaten up,"" he said. He believes the market has ""gotten ahead of itself,"" and now looks ""a bit overbought."" ""The market is betting that the Federal Reserve can pull off a soft landing — something I do not think they can do, but I just think it will be a longer, more sluggish recession and not a goldilocks type of soft recession,"" Polcari said. He believes energy will continue to outperform this year, with a full China opening set to send global demand higher. Against this backdrop, he likes oil giants such as ExxonMobil , Chevron , Schlumberger , and Halliburton",f7eff0ddc94d4ebd8b71b342f96585db,"Market veteran is still bullish on tech despite earnings upset, and reveals his other top picks",4,,,,
+24263,"Drivers warned over plans for cameras designed to combat littering at McDonald’s – people are divided... - DRIVERS have been warned over potential new cameras at McDonald's that record number plates and dish out fines.
+
+News of the cameras has angered McDonald's fans with some saying they would not eat there again.
+
+The trial is being considered in Wales and would ensure car number plates are printed on McDonald's packing at drive-through restaurants.
+
+This would help identify people littering rather than using bins.
+
+In a climate change corporate delivery committee meeting, Chris Howell from Swansea council said: ""The Welsh Government has explored with McDonald's, or their franchises, whether or not they could print number plates of cars collecting takeaways.
+
+""This would discourage people from discarding their materials (litter).
+
+""I think it's a really good idea but at the minute it's fraught with some difficulties.""
+
+Mr Howell says there are issues concerning which fast-food company would take up the initiative first.
+
+""If McDonald's does it, then people will go to Burger King instead because nobody wants to have their private details printed on that packaging.
+
+The petition was launched two years ago in Wales by the political party Plaid Cymru as litter increased in parks during the first lockdown.
+
+The Welsh Government claimed littering was unacceptable and worked on a prevention plan with businesses and councils.
+
+Facebook users are divided - some of them think that their privacy is not being respected, while others believe it is a fantastic idea.
+
+One woman said: ""That's awesome news. Well done, McDonald's. I hope other companies follow their example.""
+
+Another said: ""I'd never buy Mcdonald's again. I never throw litter around. It's just another money-making machine.
+
+""Plus, they don't empty their bins when full, it's their responsibility. They should be fined for their bins being full.""","{'positive': 0.030317046, 'negative': 0.64133954, 'neutral': 0.32834336}","
+
+DRIVERS have been warned over potential new cameras at McDonald's that record number plates and dish out fines. 
+
+The trial is being considered in Wales and would ensure car number plates are printed on McDonald's packing at drive-through restaurants. 
+
+In a climate change corporate delivery committee meeting, Chris Howell from Swansea council said: ""The Welsh Government has explored with McDonald's, or their franchises, whether or not they could print number plates of cars collecting takeaways. 
+
+The petition was launched two years ago in Wales by the political party Plaid Cymru as litter increased in parks during the first lockdown.",DRIVERS have been warned over potential new cameras at McDonald’s that record number plates and dish out fines. News of the cameras has angered McDonald’s fans with some saying they wou…,MCD,Food & Beverage,Restaurants,McDonald's Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity’s risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant’s reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity’s reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7287800127120476, 'Food Safety': 0.7332691284968034, 'Food & Packaging Waste Management': 0.780874345821073, 'Nutritional Content': 0.7532560200977751, 'Energy Management': 0.7401644810930503, 'Supply Chain Management & Food Sourcing': 0.7256639345700402, 'Labour Practices': 0.7407776878402171}",0.780874346,Tiffany,No focus,No focus,Neutral,None of the topics,Major,Major,Negative,2022-11-14T15:56:57+00:00,https://finance.yahoo.com/news/aeps-cook-2-nuclear-plant-155657189.html,"[{'name': 'steam generator water level oscillations', 'weight': 0.15086634}, {'name': 'high water', 'weight': 0.1273233}, {'name': 'Indiana Michigan Power', 'weight': 0.09352144}, {'name': 'low power', 'weight': 0.09242689}, {'name': 'power ascension', 'weight': 0.087450214}, {'name': 'Donald C. Cook', 'weight': 0.08720884}, {'name': 'last week', 'weight': 0.08372052}, {'name': 'the high water level', 'weight': 0.0811642}, {'name': '#3 steam generator', 'weight': 0.07831085}, {'name': 'Michigan', 'weight': 0.07778954}]",[{'name': 'Environment'}],"[{'data': 'AEP', 'type': 'ORG', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'American Electric Power Company Inc', 'type': 'ORG', 'mentions': 2}, {'data': 'Cook 2 nuclear', 'type': 'FAC', 'mentions': 1}, {'data': 'Donald C. Cook', 'type': 'FAC', 'mentions': 1}, {'data': 'Michigan', 'type': 'GPE', 'mentions': 2}, {'data': 'Bridgman', 'type': 'GPE', 'mentions': 1}, {'data': 'Bengaluru', 'type': 'GPE', 'mentions': 1}, {'data': 'early Saturday', 'type': 'TIME', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': '#3 steam generator', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Deep Vakil', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lisa Shumaker', 'type': 'PERSON', 'mentions': 1}]","Nov 14 (Reuters) - American Electric Power Company Inc's Indiana Michigan Power said on Monday that its 1,168-megawatt Donald C. Cook nuclear plant's unit 2 reactor in Bridgman, Michigan, returned to service early Saturday morning after it tripped last week.
+
+The unit automatically tripped Thursday morning during power ascension following its recent refueling outage, due to high water in one of its four steam generators, the company said in a release.
+
+""Investigation into the trip determined that the high water level in the #3 steam generator was caused by steam generator water level oscillations at low power,"" it said, which was ""corrected by changing the digital control system mode of operation for the main feedwater pump."" (Reporting by Deep Vakil in Bengaluru; Editing by Lisa Shumaker)",c7400b8d9eb542fca13c939f7286de8d,AEP's Cook 2 nuclear plant in Michigan back online after trip,4,,,,
+7714,"Tyson Foods aims to resume slaughtering pigs in mid May at Nebraska plant - CHICAGO, May 9 (Reuters) - Tyson Foods Inc (TSN.N) plans to resume slaughtering pigs in mid-May at a Madison, Nebraska, pork plant damaged by fire two weeks ago, the meatpacker said on Tuesday.
+
+The extended halt to slaughtering comes as weak consumer demand for pork and low prices are squeezing margins for meatpackers and hurting hog farmers.
+
+Tyson is continuing to divert hogs to other pork plants that would normally be slaughtered in Madison since the April 23 fire, spokesperson Liz Croston said. The Madison plant is doing limited ""further processing"" work, she said, after hogs are slaughtered elsewhere.
+
+The company previously said it was repairing the plant and expected it to resume production the second week of May.
+
+Tyson's pork business lost $31 million in the quarter that ended on April 1, compared to a profit of $59 million a year earlier. Average sales prices for the company's pork tumbled by 10.3% in the quarter due to reduced global demand, while sales volumes edged up because more hogs were available for slaughtering, Tyson said in an earnings report on Monday.
+
+The meatpacker lowered its forecast for its pork unit's adjusted operating margins to a loss of 2% to breaking even for fiscal year 2023. In February, the company projected full-year margins would be 0% to 2%.
+
+On Tuesday, the amount of money meatpackers earn buying hogs and converting them into meat was about $5.05 per hog, compared to $7.70 per hog on Monday, analysts at HedgersEdge.com said.
+
+U.S. meatpackers slaughtered an estimated 451,000 hogs on Tuesday, down from 470,000 hogs a week ago and 478,000 hogs a year ago, the U.S. Department of Agriculture said.","{'positive': 0.010418692, 'negative': 0.973318, 'neutral': 0.016263347}","Tyson Foods Inc (TSN.N) plans to resume slaughtering pigs in mid-May at a Madison, Nebraska, pork plant damaged by fire two weeks ago. The extended halt to slaughtering comes as weak consumer demand for pork and low prices are squeezing margins for meatpackers and hurting hog farmers. The company previously said it was repairing the plant and expected it to resume production the second week of May. On Tuesday, U.S. meatpacker slaughtered an estimated 451,000 hogs on Tuesday, down from 470,000 a week ago and 478,000hogs a year ago.","Tyson Foods Inc plans to resume slaughtering pigs in mid-May at a Madison, Nebraska, pork plant damaged by fire two weeks ago, the meatpacker said on Tuesday.",TSN,Food & Beverage,"Meat, Poultry & Dairy",Tyson Foods Inc A,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry’s emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers’ treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities’ use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry’s ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers’ compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees’ exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry’s supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity’s animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7656923283431952, 'Antibiotic Use in Animal Production': 0.7425857485385006, 'Greenhouse Gas Emissions': 0.7644703432176433, 'Food Safety': 0.7862523797298632, 'Water Management': 0.7705538268308165, 'Animal Care & Welfare': 0.8064790807954233, 'Energy Management': 0.7740832496403567, 'Animal & Feed Sourcing': 0.7802959619218351, 'Workforce Health & Safety': 0.7783713703598606, 'Environmental & Social Impacts of Animal Supply Chain': 0.7804773211820756}",0.8064790807954233,Tiffany,Major focus,Major focus,Neutral,Waste & Hazardous Materials Management,No,Major,,2023-01-11T14:00:00+00:00,https://finance.yahoo.com/news/virtana-delivers-google-cloud-support-140000463.html,"[{'name': 'cloud cost management', 'weight': 0.119900554}, {'name': 'Cloud Costs', 'weight': 0.11591011}, {'name': 'year', 'weight': 0.11325825}, {'name': 'Public Cloud Costs', 'weight': 0.112776816}, {'name': 'hybrid cloud management', 'weight': 0.11205374}, {'name': 'cloud customers', 'weight': 0.11059049}, {'name': 'Virtana Cloud Cost Management', 'weight': 0.1072654}, {'name': 'Google Cloud Customers', 'weight': 0.10672359}, {'name': 'Cloud Cost Management Solution', 'weight': 0.10406425}, {'name': 'Cloud Cost Management bill analysis capabilities', 'weight': 0.10384852}]",[{'name': 'Tech'}],"[{'data': 'Virtana', 'type': 'ORG', 'mentions': 12}, {'data': 'Google Cloud', 'type': 'ORG', 'mentions': 4}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'GCP', 'type': 'ORG', 'mentions': 2}, {'data': 'CloudEQ', 'type': 'ORG', 'mentions': 1}, {'data': 'CRN', 'type': 'ORG', 'mentions': 1}, {'data': 'Business Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Comparably', 'type': 'ORG', 'mentions': 1}, {'data': 'Gartner', 'type': 'ORG', 'mentions': 1}, {'data': 'PALO ALTO', 'type': 'GPE', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 1}, {'data': 'David McNerney', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sean Barker', 'type': 'PERSON', 'mentions': 1}, {'data': 'Overview Dashboard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Current Month Spend', 'type': 'WORK_OF_ART', 'mentions': 1}]","New Overview Dashboard Provides Google Cloud Customers Insight Needed to Reduce Cloud Costs, Optimize Performance, and Minimize Risk
+
+PALO ALTO, Calif., Jan. 11, 2023 /PRNewswire/ -- Virtana, a leading provider of AI-driven solutions for hybrid cloud management and monitoring, today announced early access availability of its Google Cloud support for bill analysis within Virtana Cloud Cost Management. Virtana customers can now integrate with Google Cloud Platform (GCP) and take advantage of Cloud Cost Management bill analysis capabilities. Customers using this capability can analyze trends in their GCP bill by service and project using up to 13 months of historical data.
+
+Virtana now supports cloud customers leveraging the three main Cloud Service Providers (CSP): AWS (34% market share), Microsoft Azure (21%), and Google Cloud (11%). GCP is the only CSP among the top three to have increased its market share compared with the previous quarter and recently reported third-quarter revenues up by nearly 38% year on year.
+
+""We consistently heard from customers that being able to analyze cloud spend over time and surface trends is their top priority in a cloud cost management tool—and GCP is a must-have as customers increasingly adopt multi-cloud infrastructure,"" said David McNerney, Senior Cloud Product Manager at Virtana.
+
+Virtana will deliver GCP support within the brand-new Overview Dashboard, complete with a custom widget factory that will initially include Current Month Spend and 13-Month Trend.
+
+Virtana Partner Sean Barker, CEO of CloudEQ commented: ""This GCP offering from Virtana brings us even more confidence in our partnership and our ability to deliver world-class cloud cost management, optimization, and support solutions to customers.""
+
+Companies looking for cloud cost management can access a free, 14-day trial at: virtana.com/optimize-free-trial
+
+Virtana provides a unified multi-cloud management platform to simplify the optimization, migration, and monitoring of application workloads across public, private, and hybrid cloud environments. The cloud-agnostic SaaS platform allows enterprises to efficiently plan their cloud migrations and then right size workloads across their hybrid cloud infrastructure for performance, capacity, and cost—most customers see 25% cloud cost savings or more within the first 10 days of use. Get a free 14-day trial of Virtana's optimization solution at virtana.com/optimize-free-trial
+
+Virtana was named Coolest Cloud Company by CRN, Top Cloud Leader Reducing Public Cloud Costs by Business Insider, Best Company Culture by Comparably, and a Customer First company by Gartner.",50544ce7e1b1447386f59928d12944dc,Virtana Delivers Google Cloud Support with Early Access Bill Analysis in Cloud Cost Management Solution,4,,,,
+24496,"Deere Soars as Tractor Buying Spree Drives Higher Prices - Over the past two decades, China has built large infrastructure projects in almost every country in Africa, making Western powers uncomfortable amid wider concerns about Beijing’s investments across the continent. However, a deeper look shows that accusations of so-called debt trap diplomacy turn out to be unfounded.","{'positive': 0.040473543, 'negative': 0.8808637, 'neutral': 0.07866274}","Deere Soars as Tractor Buying Spree Drives Higher Prices. 
+
+Over the past two decades, China has built large infrastructure projects in almost every country in Africa, making Western powers uncomfortable amid wider concerns about Beijing‚Äôs investments across the continent. However, a deeper look shows that accusations of so-called debt trap diplomacy turn out to be unfounded.","Deere & Co. is forecasting record profit for the next year as soaring farm income stokes tractor demand, allowing the biggest maker of agricultural machinery to boost prices.",DE,Resource Transformation,Industrial Machinery & Goods,Deere & Co,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7495461881216454, 'Materials Sourcing': 0.7802462480959247, 'Energy Management': 0.7600132025315446, 'Fuel Economy & Emissions in Use-phase': 0.7806248245602073, 'Employee Health & Safety': 0.7400489963405472}",0.7806248245602073,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-05-09T18:23:04+00:00,https://www.forbes.com/sites/moneyshow/2023/05/09/two-banking-crisis-plays--one-for-the-optimists-one-for-the-pessimists/,"[{'name': 'bank stocks', 'weight': 0.08031812}, {'name': 'new loans', 'weight': 0.07016182}, {'name': 'mispriced stocks', 'weight': 0.066271156}, {'name': 'loan income', 'weight': 0.06475592}, {'name': 'non-performing loans', 'weight': 0.0643294}, {'name': 'year', 'weight': 0.06428621}, {'name': 'banks', 'weight': 0.062881246}, {'name': 'Ares stock', 'weight': 0.061216913}, {'name': 'new investments', 'weight': 0.06055424}, {'name': 'PNC Financial Services Group', 'weight': 0.060066875}]",[{'name': 'Finance'}],"[{'data': 'MoneyShow', 'type': 'ORG', 'mentions': 1}, {'data': 'PNC Financial Services Group', 'type': 'ORG', 'mentions': 2}, {'data': 'PNC', 'type': 'ORG', 'mentions': 8}, {'data': 'Berkshire Hathaway', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 2}, {'data': 'BAC', 'type': 'ORG', 'mentions': 1}, {'data': 'BK', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S. Bancorp', 'type': 'ORG', 'mentions': 1}, {'data': 'American Express', 'type': 'ORG', 'mentions': 1}, {'data': 'ALLY', 'type': 'ORG', 'mentions': 1}, {'data': 'Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'ARCC', 'type': 'ORG', 'mentions': 1}, {'data': 'Ares', 'type': 'ORG', 'mentions': 4}, {'data': 'Warren Buffett’s', 'type': 'PERSON', 'mentions': 3}, {'data': 'Pittsburgh', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Midwest', 'type': 'LOC', 'mentions': 2}, {'data': 'Atlantic', 'type': 'LOC', 'mentions': 1}, {'data': 'Basel III', 'type': 'LAW', 'mentions': 1}]","The banking crisis is all investors can talk about. If you’re an optimist, you probably think it’s starting to wind down. If you’re a pessimist, you likely think it’s getting worse.
+
+Here are two recommendations from two MoneyShow contributors: A cheap bank stock for the optimists ... and a bank alternative for the pessimists.
+
+Every now and then, the stock market overreacts. Investors sell stocks because of fear, and solid businesses are mispriced. Savvy investors take advantage, which is what you should do with PNC Financial Services Group (PNC).
+
+Warren Buffett’s net worth has grown to over $100 billion by purchasing mispriced stocks and waiting. Also, Buffett is seemingly a fan of bank stocks. His investment vehicle, Berkshire Hathaway , owns Bank of America (BAC), The Bank of New York Mellon (BK), U.S. Bancorp (USB), American Express (AXP), and Ally Financial (ALLY).
+
+Buffett’s investment size limitations probably keep him from buying smaller regional and community banks. But retail investors can take advantage of the recent failure of two regional banks and market fears by targeting stocks like PNC.
+
+The firm was founded in 1845 in Pittsburgh. Today, it has a presence in many states, but its retail branch network is concentrated in the Midwest and mid-Atlantic states.
+
+PNC operates through retail banking, corporate & institutional segments, and it also has an asset management group. It has over 2,600 branches and 9,500 ATMs.
+
+At the end of Q1 2023, PNC had $325.5 billion in loans, $436.2 billion in deposits, and $562.3 billion in assets. According to Federal Reserve statistics, it is the sixth largest bank by assets in the US. PNC has a strong capital position based on its Basel III regulatory ratios. Furthermore, credit quality is strong, with net charge-offs at 0.24% and non-performing loans at 0.62%.
+
+Banking sector worries have caused the share price to drop nearly 22% this year. Hence, the dividend yield has risen to almost 4.8%, nearly as high as during the COVID-19 pandemic bear market. Also, this value is about 1.6 percentage points more than the 5-year average.
+
+Besides the yield, PNC’s dividend growth rate is attractive. The firm is a Dividend Contender with 13 years of growth. It has increased the dividend at a 14% CAGR in the last decade. Moreover, the payout ratio is only around 41%, providing confidence about dividend safety and future increases. In addition, it receives a dividend quality grade of B+.
+
+PNC is undervalued based on the historical price-to-earnings ratio (P/E ratio). It trades at a P/E ratio of ~9.0X, less than the 5-year and 10-year ranges. Hence, PNC is a solid pick for investors seeking income and potential capital appreciation.
+
+Ares Capital (ARCC) reported weaker earnings for the first quarter, due to lower origination fees and modest balance sheet deleveraging. But most BDCs, including Ares, have important characteristics that distinguish them from banks, and it can be bought here for long-term investors looking for yield.
+
+Ares stock, along with other BDCs, fell from earlier highs amid the banking crisis in March. But that’s where the differences come in. Most importantly, BDCs employ far less leverage, and they match duration on their assets and liabilities (what an idea!)
+
+Most of their debt also tends to be fixed rate while their loans are mostly variable. So, while the stocks will tend to be volatile, the better companies are well-positioned to survive and even profit from an economic downturn.
+
+In the most recent quarter, credit metrics at Ares worsened slightly, continuing a trend of the last few quarter. But they remain above the company’s 15-year average and the BDC sector’s average.
+
+It was not all bad (modestly bad), either. Core earnings (from loan income) were up 36% year-on-year, driven by higher interest rates on new investments. Earnings remain comfortably in excess of the dividend. The company’s NAV increased, to $18.45 a share, while the Return on Equity remains high, increasing to 12.7%.
+
+After the deleveraging, the debt-to-equity ratio is below 1.1 times, very low, giving the company lots of dry powder for new investments. Going forward, the company expects origination fees to stay low in what it sees as a slow transaction environment. The first quarter of the year is usually the slowest, but this one was slower than normal.
+
+However, the company still sees lots of potential deals; the number it looked at this past quarter was up by 14%. Longer term, the turmoil in the banking sector means banks are constrained in making new loans, to the benefit of the BDCs.
+
+Ares also maintained its quarterly dividend––equating to over 10% on an annual basis. It also has $1.19 per share in spillover income, the equivalent of 2.5 times its regular dividend payout, providing ample cushion to supplement any weak quarters. It is trading at a 5% discount to NAV, and the company has a share buyback program in place for use when the discount widens too much.",174ee5bfc47a4aa0aa2877903d2c8592,"Two Banking Crisis Plays – One For The Optimists, One For The Pessimists",4,,,,
+71856,"'Greatest Grift in US History': New Report Estimates Just How Bad Covid Fraud, Waste Was - COVID-19-related spending resulted in what the Associated Press is calling the “greatest grift in U.S. history.”
+
+According to a new report, fraudsters may have stolen more than $280 billion in COVID relief funding, while another $123 billion was either wasted through mismanagement or misappropriation. And the combined total, which now stands at 10 percent of the $4.2 trillion the government spent on COVID relief, is bound to grow as more schemes are uncovered.
+
+How did it all happen? According to investigators and analysts, because the government was looking to disburse so much so quickly, proper oversight was not conducted and there were too few restrictions on applications.
+
+Early on, for example, the government did not utilize the Treasury Department’s “Do Not Pay” database that prevents money from going to felons, debarred contractors, people convicted of tax fraud, etc. Spending a small amount of time doing some due diligence could have rooted out thousands of ineligible applicants, said Michael Horowitz, the U.S. Justice Department inspector general and chair of the federal Pandemic Response Accountability Committee.
+
+Most of the looted money was swiped from three large pandemic-relief initiatives launched during the Trump administration and inherited by President Joe Biden. Those programs were designed to help small businesses and unemployed workers survive the economic upheaval caused by the pandemic. The pilfering was wide but not always as deep as the eye-catching headlines about cases involving many millions of dollars. But all of the theft, big and small, illustrates an epidemic of scams and swindles at a time America was grappling with overrun hospitals, school closures and shuttered businesses. […] Never has so much federal emergency aid been injected into the U.S. economy so quickly. “The largest rescue package in American history,” U.S. Comptroller General Gene Dodaro told Congress. The enormous scale of that package has obscured multibillion-dollar mistakes. […] When the pandemic struck, the agency was assigned to manage two massive relief efforts — the COVID-19 Economic Injury Disaster Loan and Paycheck Protection programs, which would swell to more than a trillion dollars. SBA’s workforce had to get money out the door, fast, to help struggling businesses and their employees. COVID-19 pushed SBA’s pace from a walk to an Olympic sprint. Between March 2020 and the end of July 2020, the agency granted 3.2 million COVID-19 economic injury disaster loans totaling $169 billion, according to an SBA inspector general’s report, while at the same time implementing the huge new Paycheck Protection Program. In the haste, guardrails to protect federal money were dropped. Prospective borrowers were allowed to “self-certify” that their loan applications were true. The CARES Act also barred SBA from looking at tax return transcripts that could have weeded out shady or undeserving applicants, a decision eventually reversed at the end of 2020. “If you open up the bank window and say, give me your application and just promise me you really are who you say you are, you attract a lot of fraudsters and that’s what happened here,” Horowitz said. (Associated Press)
+
+Small Business Administration Inspector General Hannibal “Mike” Ware said his staff has a backlog of more than 80,000 actionable leads to investigate, which is enough work to keep them busy for the next 100 years.
+
+“Death by a thousand cuts might be death by 80,000 cuts for them,” Horowitz said about the workload Ware's office has. “It’s just the magnitude of it, the enormity of it.”
+
+The budget deal President Biden signed earlier this month includes one measure that takes back $27.1 billion in unspent COVID relief funding from multiple programs.","{'positive': 0.04293359, 'negative': 0.50793713, 'neutral': 0.44912928}","A new report has estimated that fraudsters stole more than $280 billion in COVID relief funding, while another $123 billion was either wasted through mismanagement or misappropriation. The combined total now stands at 10 percent of the $4.2 trillion the government spent on the relief effort, which was largely swiped from three large pandemic-relief initiatives launched during the Trump administration and inherited by President Joe Biden. The report also found that the government was looking to disburse so quickly that proper oversight was not conducted and there were too few restrictions on applications. Small Business Administration Inspector General Hannibal has a backlog of more than 80,000 actionable leads to investigate.","'Greatest Grift in US History': New Report Estimates Just How Bad Covid Fraud, Waste Was",SBAC,Infrastructure,Engineering & Construction Services,SBA Communications Corp,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity‚Äôs backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce‚Äôs exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project‚Äôs use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain‚Äîfrom suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity‚Äôs profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity‚Äôs reputation. Environmental impact assessments can provide an understanding of a project‚Äôs potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project‚Äôs structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7001339694629026, 'Workforce Health & Safety': 0.7134882988363659, 'Business Ethics': 0.7434255459268552, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7154702438214374, 'Environmental Impacts of Project Development': 0.7000167292433065, 'Structural Integrity & Safety': 0.710608656593309}",0.7434255459268552,Tiffany,Major focus,Major focus,Negative,"Business Model Resilience, Systemic Risk Management",Major,Major,Negative,2023-07-01T21:21:39+00:00,https://www.rawstory.com/trump-is-scared-christie/,"[{'name': 'Chris Christie', 'weight': 0.12518945}, {'name': 'Christie', 'weight': 0.115374096}, {'name': 'Trump', 'weight': 0.115123294}, {'name': 'Saturday', 'weight': 0.089808136}, {'name': 'the chosen Trump station', 'weight': 0.07382119}, {'name': 'New Jersey', 'weight': 0.07204092}, {'name': 'Fox News', 'weight': 0.070297286}, {'name': 'GOP', 'weight': 0.06943508}, {'name': 'a complete control freak', 'weight': 0.062423207}, {'name': 'jail', 'weight': 0.06231197}]",[{'name': 'Politics'}],"[{'data': 'Chris Christie', 'type': 'PERSON', 'mentions': 10}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 7}, {'data': 'Donald', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rupert', 'type': 'PERSON', 'mentions': 2}, {'data': 'John Kelly', 'type': 'PERSON', 'mentions': 1}, {'data': 'New Jersey', 'type': 'GPE', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 2}, {'data': 'the New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Truth Social', 'type': 'ORG', 'mentions': 1}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 1}]","There is nothing more terrifying than jail to Donald , who is a ""complete control freak,"" according to Chris Christie. Christie, who has been consistently hammering at Trump as the former New Jersey governor makes his own case for why he should be the president, said in an interview published on Saturday that Trump will show up at the GOP presidential debates despite claims that he won't. This is because of the former president's ego, Christie said. “I think that he’ll show up at the debates because his ego won’t permit him not to,” Christie said in an article published by the New York Times Saturday. “'He can’t have a big TV show that he’s not on,'"" the outlet reported Christie saying. ""He smiled, adding: 'He’s on Truth Social going bonkers, and no one’s paying attention? He won’t deal well with that.'"" Christie, who is one of the few GOP presidential contenders choosing to take on Trump directly by calling him out for falsehoods, also suggested that Fox News is done with being the chosen Trump station. “I’ve known Rupert for a long time,” Christie said in the interview. “I suspect Rupert’s view is, ‘Enough is enough.’” Asked if Trump is ""scared,"" as was implied by his former appointee John Kelly, Christie said, ""He’s scared... Look, a guy like him, the last place you ever want to be in life is in jail because you give up all control, and he’s a complete control freak.” ""Trump is playing checkers, not chess, Christie said, just scrambling to make that next jump,"" according to the interview.",5b7403b34345421f91b6fb2b8343f955,'He's scared': Chris Christie says Trump is terrified of jail because he's a 'control freak',4,,,,
+8102,"Newmont Suspends Mexico Mine Over Labor Dispute - (Bloomberg) -- Newmont Corp. suspended operations at its Peñasquito mine in Mexico after a workers’ union notified the world’s largest gold producer of strike action.
+• None Russian Elite Is Souring on Putin’s Chances of Winning His War
+• None Leaving New York for Miami Can Save Nearly $200,000
+• None Ukraine’s New Tanks Are Seen in Action as Counteroffensive Gets Underway
+
+Newmont said the union gave strike notice due to a dispute over a profit-sharing agreement, the Denver-based miner said Thursday in a statement. The union is seeking to double an uncapped profit-sharing benefit to 20%, Newmont said.
+
+Newmont halted operations at the mine, some 780 kilometers (485 miles) northwest of Mexico City, and said it “remains willing to participate in conciliation meetings to reach a resolution.”
+• None Will Argentina Ditch the Peso for the Dollar?
+• None China’s BYD Is Racing Toward the Top of the Global EV Market
+‚Ä¢ None Payrolls, Prices, Productivity and Profits Hold the Answer to the Puzzling US Economy","{'positive': 0.018740755, 'negative': 0.9234914, 'neutral': 0.057767883}","Newmont Corp. has suspended operations at its Pe√±asquito mine in Mexico after a workers‚Äô union notified the world‚Äôs largest gold producer of strike action due to a dispute over a profit-sharing agreement. Newmont halted operations at the mine and said it is willing to participate in conciliation meetings to reach a resolution. However, none of the major companies involved in the dispute are seen in action, including none of Russia's Elite or Argentina's New Tanks.","(Bloomberg) -- Newmont Corp. suspended operations at its Pe√±asquito mine in Mexico after a workers‚Äô union notified the world‚Äôs largest gold producer of strike action.Most Read from BloombergAmericans Are Leaving Portugal as Golden Visa Honeymoon EndsDonald Trump Charged in Florida Over Secret Documents CaseRussian Elite Is Souring on Putin‚Äôs Chances of Winning His WarLeaving New York for Miami Can Save Nearly $200,000Ukraine‚Äôs New Tanks Are Seen in Action as Counteroffensive Gets UnderwayNewmont",NEM,Extractives & Minerals Processing,Metals & Mining,Newmont Corp,"{'Tailings Storage Facilities Management': 'The Metals & Mining industry faces significant operational hazards, particularly those associated with the structural integrity of tailings storage facilities (TSFs). A catastrophic failure of such facilities (e.g., a dam failure) can release significant volumes of waste streams and potentially harmful materials into the environment, leading to highconsequenceimpacts on ecosystems, human livelihood, local economies, and communities. Such catastrophic incidents may result in significant financial losses for entities and may erode their reputation and social license to operate. Robust approaches to tailings facilities design, management, operation, and closure, as well as appropriate management of associated risks, canhelp prevent such incidents from occurring. Entities that adopt comprehensive practices to maintain the integrity and safety of TSFs may do so through assigning accountability for tailings management at the highest levels of the entity, conducting frequent internal and external independent technical reviews of TSFs, and ensuring that mitigation measures are implemented in a timely manner in case of a safety concern. Additionally, a strong safety culture and well-established emergency preparedness and response plans can mitigate the impacts and financial implications of such events should they occur. Company obligations related to long-term remediation and compensation for damages may result in additional financial impacts in case of a failure. The ability for entities to meet such obligations after an incident occurs is an additional component of emergency preparedness.', 'Greenhouse Gas Emissions': 'Mining operations are energy-intensive and generate significant direct greenhouse gas (GHG) emissions, including carbondioxide from fuel use during mining, ore processing and smelting activities. The extent and type of GHG emissions can vary depending on the metal mined and processed. Regulatory efforts to reduce GHG emissions in response to climate change- related risks may result in additional regulatory compliance costs and risks for metals and mining entities. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Such efficiencies can mitigate the potential financial effect of increased fuel costs from regulations to limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Mining and metals production can affect both the availability and the quality of local water resources. Metals and mining entities face operational, regulatory and reputational risks because of water scarcity, costs of water acquisition, regulations on effluents or the amount of water used, and competition with local communities and other industries for limited water resources. Effects associated with water management may include higher costs, liabilities and lost revenues because of curtailment or suspension of operations. The severity of these risks may vary depending on the region‚Äôs water availability and the regulatory environment. Entities in the industry may deploy new technologies to manage risks related to water risk, including desalination, water recirculation and innovative waste-disposal solutions. Reducing water use and contamination can create operational efficiencies for entities and reduce their operating costs.', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the mining industry. This is due to the importance of government relations to entities‚Äô ability to conduct business in this industry and to gain access to mining reserves. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these laws could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The development, operation, closure, and remediation of mines can have a range of impacts on biodiversity, such as alterations of landscape, vegetation removal, and impacts to wildlife habitats. Acid rock drainage is a particularly significant risk: it is highly acidic water, rich in heavy metals, formed when surface and shallow subsurface water come into contact with mining overburden. Acid rock drainage can have harmful effects on humans, animals, and plants. Biodiversity impacts of mining operations can affect the valuation of reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extraction costs due to increasing interest in the protection of ecosystems. Entities could also face regulatory or reputational barriers to accessing reserves inecologically sensitive areas. This may include new protection status afforded to areas where reserves are located. Metals and mining entities face regulatory risks related to reclamation after a mine is decommissioned, per applicable regulatory requirements to restore mined property according to a prior, approved reclamation plan. Material costs may arise from removing or covering refuse piles, meeting water treatment obligations, and dismantling infrastructure at the end of life. Furthermore, ongoing mining operations are subject to laws protecting endangered species. Entities that have an effectiveenvironmental management plan for different stages of the project lifecycle may minimise their compliance costs and legal liabilities, face less resistance in developing new mines, and avoid difficulties in obtaining permits, accessing reserves,and facing delays in project completion.', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from the Metals & Mining industry include hazardous air pollutants, criteria air pollutants, and Volatile Organic Compounds (VOCs) from smelting and refining activities. These can have significant, localised human health and environmental impacts. Depending on the metal, uncaptured sulphur dioxide, lead, mercury, cadmium, and arsenic are among the chief pollutants, along with particulate matter. Financial impacts resulting from air emissions will vary depending on the specific location of operations and the applicable air emissions regulations. Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impacts ofincreasingly stringent air quality regulations globally. Entities could also benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Energy Management': 'Mining and metals production is often energy-intensive, with a significant proportion of energy consumption in the industry accounted for by purchased electricity. Although fuel combustion on-site contributes to the industry‚Äôs direct (Scope 1) GHG emissions, electricity purchases from the grid can result in indirect, Scope 2 emissions. The energy intensityof operations may increase with decreasing grades of deposits and increasing depth and scale of mining operations. The choice between on-site versus grid-sourced electricity and the use of alternative energy can be important in influencing both the costs and reliability of energy supply. Affordable and easily accessible energy is an important competitive factor in a commodity market driven by global competition, and purchased fuels and electricity can account for a significant proportion of total production costs. The way in which an entity manages its overall energy efficiency and intensity, its reliance on different types of energy, and its ability to access alternative sources of energy, can therefore be a material factor.', 'Community Relations': 'Mining facilities are frequently active over long periods of time, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected through environmental and social impacts of mining operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. Mining entities rely upon support from local communities to be able to obtain permits and leases as well as to conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of a mining entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about direct impacts of projects, the presence of mining activities may give rise to associated socio-economic concerns, such as education, health, livelihoods, and food security for the community. Metals and mining entities that are perceived as engaging in rent-seeking and exploiting a country or community‚Äôs resources without providing any socio-economic benefits in return may be exposed to the risk of actions, motivated by resource nationalism, and by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights and interests. Strategies are often underpinned by the integration of community engagement into phases of the project cycle. Entities are beginning to adopt a ‚Äúshared value‚Äù approach to provide a key socio-economic benefit to the community while allowing the entity to profitably operate.', 'Workforce Health & Safety': 'Safety is critical to mining operations due to the often hazardous working conditions. The Metals & Mining industry has relatively high fatality rates compared to other industries. Fatalities or injuries can result from a number of hazards associated with the industry, including powered haulage and machinery as well as mine integrity. Poor health and safety records can result in fines and penalties, and an increase in regulatory compliance costs from more stringent oversight. Anentity‚Äôs ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Labour Relations': 'Metals and mining entities face inherent tension between the need to lower the cost of labour to remain price competitive, and to manage human resources to ensure long-term performance. Working conditions related to metal andmining operations are usually physically demanding and hazardous. Labour unions play a key role in representing workers‚Äôinterests and managing collective bargaining for better wages and working conditions. At the same time, metals and mining entities often operate in areas where worker rights are not adequately protected. The nuances of both domestic and international worker concerns make management of labour relations critical for metals and mining entities. Conflict with workers can result in labour strikes and other disruptions that can delay or stop production. Work stoppages frequently result in significant lost revenue and reputational damage. Continued labour stresses can impact the long-term profitability of the business. At the same time, positive outcomes of effective labour engagement can include enhanced work practices, labour utilisation, as well as the reduction in safety incidents, accidents, or fatalities.', 'Waste & Hazardous Materials Management': 'The Metals & Mining industry generates large volumes of non-mineral and mineral wastes, including waste rock, tailings, slurries, slags, sludges, smelting, and industrial wastes, some of which may contain substances that are toxic, hazardous, or chemically reactive. Mineral processing sometimes also requires the use of hazardous materials for metal extraction. Waste produced during mining operations, depending on its type, can be treated, disposed of, or stored in on- or off-site impoundments or old mine pits. Improper storage or disposal of hazardous materials used in operations or mining waste can present a significant long-term threat to human health and ecosystems through potential contamination of groundwater or surface water that is used for drinking or agriculture purposes. Entities that reduce waste streams while implementing policies to manage risks related to handling hazardous materials may emjoy lower regulatory and litigation risks, remediation liabilities, and costs.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Metals and mining entities face additional community-related risks when operating in conflict zones and in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights. They also face risks when operating in areas with vulnerable communities, such as indigenous peoples. Entities using private or government securityforces to protect their workers and assets may knowingly, or unknowingly, contribute to human rights violations, including use of excessive force. Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failingto account for indigenous peoples‚Äô rights may be affected due to protests, riots, or suspension of permits. They could facesubstantial costs related to compensation or settlement payments, and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities. These instruments include obtaining the free, prior, and informed consent of indigenous peoples for decisions affecting them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples‚Äô rights, creating increasing regulatory risk for entities.'}","{'Tailings Storage Facilities Management': 0.7570094369513325, 'Greenhouse Gas Emissions': 0.7557869428679783, 'Water Management': 0.7613515946635114, 'Business Ethics & Transparency': 0.7590753935282587, 'Biodiversity Impacts': 0.7528993333366886, 'Air Quality': 0.7467528198784139, 'Energy Management': 0.7473244858045266, 'Community Relations': 0.7699767690150079, 'Workforce Health & Safety': 0.7617086440602435, 'Labour Relations': 0.8055685579817131, 'Waste & Hazardous Materials Management': 0.7479846013373004, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7672892369768374}",0.8055685579817131,Tiffany,Major focus,Major focus,Negative,"Business Model Resilience, Systemic Risk Management",Major,Major,Negative,2022-12-14T17:25:53-05:00,https://www.theverge.com/2022/12/14/23509936/google-docs-code-blocks-smart-canvas,"[{'name': 'specific subscription tiers', 'weight': 0.08835973}, {'name': 'programming languages', 'weight': 0.08606778}, {'name': 'bigger companies', 'weight': 0.08575302}, {'name': 'Javascript', 'weight': 0.085551605}, {'name': 'code blocks', 'weight': 0.08496167}, {'name': 'code formatting', 'weight': 0.081774496}, {'name': 'code', 'weight': 0.07964278}, {'name': 'different colors', 'weight': 0.07820196}, {'name': 'Google Docs', 'weight': 0.07429067}, {'name': 'C', 'weight': 0.069838636}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'G Suite', 'type': 'ORG', 'mentions': 1}, {'data': 'Docs', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Workspace', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Essential', 'type': 'PRODUCT', 'mentions': 1}]","Google Docs is getting a new feature that will make it easier to show code in an easy-to-understand way. The company announced that it’s adding code blocks to its “smart canvas” system, which will automatically add the proper spacing and color-coding for a variety of programming languages, such as Python, C, and Javascript.
+
+Before this, getting code to look nice in Google Docs required workarounds or add-ons, which weren’t necessarily the most convenient. While that wasn’t the end of the world, making sure code displays properly is important for documentation, and having different parts of the code display in different colors makes it much easier to read if there’s more than a single line or two.
+
+Google says you’ll be able to access the feature by going to Insert > Building Blocks > Code Block and then selecting the relevant language. You’ll also be able to type “@project assets” into your document to pull up the menu, similar to how you’d summon the emoji picker.
+
+The feature may take a while to roll out — Google’s blog post says some people may not even have it by January 18th, depending on their Workspace’s settings — and it’ll only be available to people with specific subscription tiers. If you’re using a personal Google account, a legacy G Suite account, or various Essential and Starter Workspace tiers, you won’t have access to it, according to the company’s press release. That’s a bit of a bummer for hobbyist coders trying to write instructions for their APIs, though I’ll admit that this feature does seem like it’d be most useful for bigger companies.",f399e3b0d65f4447ab44143bff30c733,Google’s making code formatting a breeze in Docs,4,,,,
+37742,"If EPS Growth Is Important To You, Brown & Brown (NYSE:BRO) Presents An Opportunity - For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to investors, even if it currently lacks a track record of revenue and profit. But as Peter Lynch said in One Up On Wall Street, 'Long shots almost never pay off.' Loss making companies can act like a sponge for capital - so investors should be cautious that they're not throwing good money after bad.
+
+So if this idea of high risk and high reward doesn't suit, you might be more interested in profitable, growing companies, like Brown & Brown (NYSE:BRO). Even if this company is fairly valued by the market, investors would agree that generating consistent profits will continue to provide Brown & Brown with the means to add long-term value to shareholders.
+
+If a company can keep growing earnings per share (EPS) long enough, its share price should eventually follow. That means EPS growth is considered a real positive by most successful long-term investors. Brown & Brown managed to grow EPS by 15% per year, over three years. That's a good rate of growth, if it can be sustained.
+
+Top-line growth is a great indicator that growth is sustainable, and combined with a high earnings before interest and taxation (EBIT) margin, it's a great way for a company to maintain a competitive advantage in the market. Brown & Brown maintained stable EBIT margins over the last year, all while growing revenue 20% to US$3.8b. That's progress.
+
+In the chart below, you can see how the company has grown earnings and revenue, over time. For finer detail, click on the image.
+
+Of course the knack is to find stocks that have their best days in the future, not in the past. You could base your opinion on past performance, of course, but you may also want to check this interactive graph of professional analyst EPS forecasts for Brown & Brown.
+
+Are Brown & Brown Insiders Aligned With All Shareholders?
+
+Investors are always searching for a vote of confidence in the companies they hold and insider buying is one of the key indicators for optimism on the market. Because often, the purchase of stock is a sign that the buyer views it as undervalued. However, small purchases are not always indicative of conviction, and insiders don't always get it right.
+
+Brown & Brown insiders both bought and sold shares over the last twelve months, but they did end up spending US$35k more on stock than they received from selling it. At face value we can consider this a fairly encouraging sign for the company. Zooming in, we can see that the biggest insider purchase was by Vice Chairman James Hays for US$268k worth of shares, at about US$53.50 per share.
+
+On top of the insider buying, it's good to see that Brown & Brown insiders have a valuable investment in the business. Indeed, they have a considerable amount of wealth invested in it, currently valued at US$3.4b. This totals to 17% of shares in the company. Enough to lead management's decision making process down a path that brings the most benefit to shareholders. Very encouraging.
+
+While insiders are apparently happy to hold and accumulate shares, that is just part of the big picture. That's because on our analysis the CEO, J. Brown, is paid less than the median for similar sized companies. For companies with market capitalisations over US$8.0b, like Brown & Brown, the median CEO pay is around US$12m.
+
+The Brown & Brown CEO received US$6.7m in compensation for the year ending December 2022. That seems pretty reasonable, especially given it's below the median for similar sized companies. CEO compensation is hardly the most important aspect of a company to consider, but when it's reasonable, that gives a little more confidence that leadership are looking out for shareholder interests. It can also be a sign of good governance, more generally.
+
+Is Brown & Brown Worth Keeping An Eye On?
+
+As previously touched on, Brown & Brown is a growing business, which is encouraging. On top of that, we've seen insiders buying shares even though they already own plenty. These factors alone make the company an interesting prospect for your watchlist, as well as continuing research. Before you take the next step you should know about the 1 warning sign for Brown & Brown that we have uncovered.
+
+Keen growth investors love to see insider buying. Thankfully, Brown & Brown isn't the only one. You can see a a free list of them here.
+
+Please note the insider transactions discussed in this article refer to reportable transactions in the relevant jurisdiction.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.2887111, 'negative': 0.013615751, 'neutral': 0.69767314}","Brown & Brown (NYSE:BRO) presents an opportunity to buy a company that has a good story to investors, even if it lacks a track record of revenue and profit. This suggests that investors should be cautious that they're not throwing good money after bad. Brown & Brown managed to grow EPS by 15% per year, over three years, and its share price should eventually follow. Investors are always searching for a vote of confidence in the companies they hold and insider buying is one of the key indicators for optimism on the market. On top of the insider buying, it's good to see that Brown &Brown insiders have a valuable investment in the business, and they have a considerable amount of wealth invested in it. Before you take the next step, you should know about the 1 warning sign for Brown and Brown.","For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...",BRO,Services,Professional & Commercial Services,Brown & Brown Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider’s security measures, which could result in reputational damage and adversely impact an entity’s ability to attract and retain clients. '}","{'Professional Integrity': 0.7328908939778059, 'Workforce Diversity & Engagement': 0.7684838523973728, 'Data Security': 0.7415188289280862}",0.7684838523973728,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2022-09-29T09:33:42+00:00,https://www.axios.com/2022/09/29/alzheimers-drug-costs-fda-medicare,"[{'name': 'Alzheimer', 'weight': 0.07666755}, {'name': 'drugs', 'weight': 0.07139909}, {'name': 'brain amyloid plaques', 'weight': 0.064549185}, {'name': 'amyloid plaques', 'weight': 0.06428208}, {'name': 'preliminary clinical trial data', 'weight': 0.06067965}, {'name': 'FDA approval', 'weight': 0.060299046}, {'name': 'last year', 'weight': 0.059390943}, {'name': 'chief science officer', 'weight': 0.056051906}, {'name': 'Raymond James analyst Chris Meekins', 'weight': 0.05531954}, {'name': 'heart disease', 'weight': 0.054450847}]",[{'name': 'Health'}],"[{'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Eisai', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Aduhelm', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'lecanemab', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Biogen', 'type': 'ORG', 'mentions': 3}, {'data': 'FDA', 'type': 'ORG', 'mentions': 5}, {'data': 'Medicare', 'type': 'ORG', 'mentions': 4}, {'data': 'Aduhelm', 'type': 'ORG', 'mentions': 2}, {'data': 'the University of Pennsylvania', 'type': 'ORG', 'mentions': 1}, {'data': 'Eli Lilly', 'type': 'ORG', 'mentions': 1}, {'data': 'Roche', 'type': 'ORG', 'mentions': 1}, {'data': 'Acumen Pharmaceuticals', 'type': 'ORG', 'mentions': 1}, {'data': ""the Alzheimer's Drug Discovery Foundation"", 'type': 'ORG', 'mentions': 1}, {'data': 'Eisai', 'type': 'ORG', 'mentions': 1}, {'data': 'CMS', 'type': 'ORG', 'mentions': 3}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 1}, {'data': 'Wedbush', 'type': 'ORG', 'mentions': 1}, {'data': 'MarketWatch', 'type': 'ORG', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jason Karlawish', 'type': 'PERSON', 'mentions': 2}, {'data': 'Howard Fillit', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chris Meekins', 'type': 'PERSON', 'mentions': 1}, {'data': 'Laura Chico', 'type': 'PERSON', 'mentions': 1}]","The prospect of an effective new Alzheimer's treatment came roaring back this week with the announcement of preliminary clinical trial data, giving millions of seniors renewed hope after a tumultuous year.
+
+Why it matters: Alzheimer's is a devastating disease, and the topline results boosted analysts' expectations for an entire class of drugs targeting the condition. But they also resurrect enormous questions about who'll cover the costs and how the U.S. will oversee what's likely a multi-billion dollar market.
+
+Driving the news: The success of Eisai and Biogen's clinical trial of lecanemab, reported Tuesday night, has instantly changed the narrative around arresting Alzheimer's progression.
+• Drugmakers have spent billions of dollars developing products built around the theory that brain amyloid plaques are major contributors to Alzheimer's and that reducing those plaques will fight the disease.
+• But the expectations for those drugs were dashed by the drawn-out saga of Biogen's other Alzheimer's drug, Aduhelm, which was approved by the FDA last year without solid evidence it worked.
+• Medicare administrators this spring placed coverage limits on any treatments that target amyloid plaques but haven’t shown a clear benefit, meaning Aduhelm was largely excluded from the program.
+
+State of play: The lecanemab news ironically came the same day that the Biden administration announced lower Medicare premiums in 2023, a product of Aduhelm's coverage limitations.
+• The trial results — announced by press release — will likely restart the entire regulatory mechanism, this time for a drug that experts say has gone through a much more reliable scientific process.
+• ""So far, what we know about lecanemab are data that come from what I call normal science, whereas the data we had from [Aduhelm] came from abnormal science, and that’s a big difference,"" said Jason Karlawish, a medical professor at the University of Pennsylvania.
+• Eli Lilly, Roche and Acumen Pharmaceuticals also have drugs in development that target amyloid plaques, and the Biogen results have raised many investors' expectations for their success.
+
+The other side: Some in the research community continue to question the focus on anti-amyloid cures and say success fighting Alzheimer's will come in combination therapies like those used for heart disease, cancer and hypertension.
+• ""Amyloid-clearing drugs will provide an incremental benefit at best and there is still a pressing need for the next generation of drugs focused on other targets based on our knowledge of the biology of aging,"" said Howard Fillit, co-founder and chief science officer of the Alzheimer's Drug Discovery Foundation.
+
+Between the lines: Aduhelm's approval created the possibility of a nightmare spending scenario after it was initially priced at $56,000 a year and approved for all Alzheimer's patients.
+• Even with significantly lower prices and a narrower eligibility criteria, a new Alzheimer's drug would almost certainly cost the U.S. health system billions every year.
+• Eisai has said that lecanemab's ""annual value-based price"" could be between $9,249 and $35,605.
+
+What they're saying: If the FDA approves lecanemab, the Centers for Medicare and Medicaid Services will once again be in the position of determining if and how to cover it.
+• ""If the data is what the companies say it is, we believe it will be hard for CMS to refuse coverage,"" said Raymond James analyst Chris Meekins, who estimates the earliest Medicare could start reimbursing for the drug is late in the third quarter of 2023.
+• ""FDA approval seems likely, but CMS determination [is] another bridge to cross,"" Wedbush's Laura Chico told investors Wednesday morning per MarketWatch. ""It's a positive to see the study reach statistical significance, with FDA previously signaling this would be a prerequisite for approval. However, what CMS will see as a clinically meaningful outcome remains to be determined.""
+
+What we're watching: Full details of the trial will be presented at a scientific conference on Nov. 29. Although the drug is currently on track to undergo accelerated approval by the FDA, the data could justify traditional approval, analysts said.
+
+The bottom line: ""If what they report is all proper and true and valid ... and holds up to scrutiny, we have an effective treatment for Alzheimer's disease,"" Karlawish said.",7d22d8e6523c46e6acff551f7215328c,Another prospect for an Alzheimer's drug renews cost concerns,4,,,,
+67209,"Interpublic Group (IPG) Gains But Lags Market: What You Should Know - Interpublic Group (IPG) closed at $40.59 in the latest trading session, marking a +1.12% move from the prior day. The stock lagged the S&P 500's daily gain of 1.22%. Meanwhile, the Dow gained 1.26%, and the Nasdaq, a tech-heavy index, added 4.63%.
+
+Heading into today, shares of the marketing and advertising company had gained 8.19% over the past month, outpacing the Business Services sector's gain of 5.76% and the S&P 500's gain of 6.22% in that time.
+
+Wall Street will be looking for positivity from Interpublic Group as it approaches its next earnings report date. In that report, analysts expect Interpublic Group to post earnings of $0.61 per share. This would mark a year-over-year decline of 3.17%. Meanwhile, our latest consensus estimate is calling for revenue of $2.28 billion, down 3.95% from the prior-year quarter.
+
+IPG's full-year Zacks Consensus Estimates are calling for earnings of $2.96 per share and revenue of $9.38 billion. These results would represent year-over-year changes of +7.64% and -0.7%, respectively.
+
+Investors should also note any recent changes to analyst estimates for Interpublic Group. Recent revisions tend to reflect the latest near-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. Interpublic Group is currently a Zacks Rank #2 (Buy).
+
+In terms of valuation, Interpublic Group is currently trading at a Forward P/E ratio of 13.58. For comparison, its industry has an average Forward P/E of 12.46, which means Interpublic Group is trading at a premium to the group.
+
+It is also worth noting that IPG currently has a PEG ratio of 1.69. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. Advertising and Marketing stocks are, on average, holding a PEG ratio of 1.75 based on yesterday's closing prices.
+
+The Advertising and Marketing industry is part of the Business Services sector. This group has a Zacks Industry Rank of 178, putting it in the bottom 30% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow IPG in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+Interpublic Group of Companies, Inc. (The) (IPG) : Free Stock Analysis Report
+
+To read this article on Zacks.com click here.","{'positive': 0.11608845, 'negative': 0.6745987, 'neutral': 0.20931281}","Interpublic Group (IPG) closed at $40.59 in the latest trading session, marking a +1.12% move from the prior day. Shares of the marketing and advertising company had gained 8.19% over the past month, outpacing the Business Services sector's gain of 5.76%. Wall Street is expecting Interpublic Group to post earnings of $0.61 per share and revenue of $2.28 billion, down 3.95%. The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. To follow IPG in the coming trading sessions, be sure to utilize Zacks.com.","Interpublic Group (IPG) closed the most recent trading day at $40.59, moving +1.12% from the previous trading session.",IPG,Services,Advertising & Marketing,Interpublic Group Cos,"{'Advertising Integrity': 'Entities have a legal responsibility to ensure that advertising about their products and services is truthful and not deceptive. While much of the burden of compliance with regulations about ad content and placement lies with the client,ad agencies play a vital role in the creation of ad content and are responsible for advising their clients regarding applicableregulations. Consumer protection laws provide guidance and restrictions on advertising to children and on advertising regulated products, such as alcohol and tobacco. Regulators may investigate the involvement of the ad agency in any deceptive advertising and take action against the agency. Advertising and marketing entities exposed to these regulations and concerns have responded by participating in self-regulatory programs that address these areas.', 'Data Privacy': 'Due to the increasing prevalence of social media, location-based mobile applications, and e-commerce, the digital footprints of customers offer a more complete picture of their habits than was previously available to advertisers. Advertisers can collect and/or purchase highly detailed information about the habits and lives of buyers, and advertising strategies can be precisely targeted. Being part of an industry that uses large quantities of data about private citizens, advertising and marketing entities must weigh the benefits of targeted advertising versus customer concerns about data privacy.', 'Workforce Diversity & Inclusion': ""Competitive advantage in the Advertising & Marketing industry is derived from an entity‚Äôs ability to produce creative, cutting-edge ideas. Entities in this industry aim to attract top talent to create the most successful ad campaigns. Additionally, larger entities have clients across the globe, and must employ a diverse workforce to effectively reach diverseaudiences. Connecting with a target markets has been shown to rely, to a large extent, upon employing a workforce that is reflective of the community served. A diverse workforce is thus a critical success factor to improving service outcomes and enhancing an entity's financial performance.""}","{'Advertising Integrity': 0.7176655788179348, 'Data Privacy': 0.7318161866187038, 'Workforce Diversity & Inclusion': 0.7467822270233638}",0.7467822270233638,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-05-15T08:17:18.341000+00:00,https://www.bloomberg.com/news/articles/2023-05-15/ford-seen-laying-off-1-300-workers-in-china-local-media-reports,"[{'name': 'Economic Daily News', 'weight': 0.09740543}, {'name': 'Bloomberg News', 'weight': 0.09338431}, {'name': 'China', 'weight': 0.09023518}, {'name': 'local media', 'weight': 0.08085468}, {'name': 'local players', 'weight': 0.08026005}, {'name': 'rising costs', 'weight': 0.07697225}, {'name': 'electric vehicles', 'weight': 0.076769285}, {'name': 'Ford Motor Co.', 'weight': 0.07446578}, {'name': 'BYD Co.', 'weight': 0.072028436}, {'name': 'costs', 'weight': 0.07019161}]",[{'name': 'Auto'}],"[{'data': 'Ford', 'type': 'ORG', 'mentions': 7}, {'data': 'Local Media', 'type': 'ORG', 'mentions': 1}, {'data': 'Economic Daily News', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'BYD Co.', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg News', 'type': 'ORG', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 7}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'the Mustang Mach-E', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}]","Ford Motor Co. plans to cut jobs in China, potentially by more than 1,300, as its sales decline in the world’s biggest car market, local media including Economic Daily News reported.
+
+Ford’s wholesales in China fell below half a million units for the first time in a decade in 2022, continuing a slide since 2016, when the US automaker shipped 1.27 million vehicles and had a market share of 4.6%. That share dropped to 2.1% last year, as Chinese consumers increasingly embrace electric vehicles made by the likes of Tesla Inc. and local players such as BYD Co.
+
+“Our costs are not competitive, and we are working internally and with our partners to reduce costs in all areas,” a Ford spokeswoman wrote in an email response to Bloomberg News. “We can only win through a lean and agile organization. These actions are necessary for us to build a healthier and more sustainable business in China.”
+
+She didn’t specify how many jobs would be cut or provide a time frame.
+
+Ford has only one electric model, the Mustang Mach-E, on sale in China.
+
+Ford said earlier this year it would eliminate 3,800 jobs across Europe due to rising costs amid the transition to EVs. The company, which has about 173,000 employees globally, has said it will invest $50 billion in EV production by 2026.
+
+“China remains a very important market and Ford is committed to developing our business here,” the spokeswoman said. “We will continue to accelerate our electrification transformation in China. Our new localized EV products are under development now. We are also working with our partners to strengthen our EV business, including expanding the distribution.”",bac82356187f4b8387b9911980fe41af,"Ford Seen Laying Off 1,300 Workers in China, Local Media Reports",4,,,,
+9769,"What Climate Change Has to do With the Looming UPS Union Strike - hese days, UPS driver Barkley Wimpee prepares for his daily route out of Rome, Ga., with the precision of a battlefield commander. He loads up his cooler with ice, and stocks it with sandwiches, a case of water bottles, and a couple of sports drinks. He girds himself with a bandana and some plastic bags: around midday, when the sun is at its height, he will soak the bandana in ice water and wrap it around his head, Rambo style—UPS’s strict appearance rules notwithstanding.
+
+Midafternoon, when the day’s accumulated heat blasts out of the back of his non-air conditioned delivery truck like an oven with the door open, he will take off his shoes, slip his feet into the plastic bags and plunge them into the puddling ice of his cooler for a few moments of respite. On really bad days, he will dunk his head in as well. He has surveyed his route’s restaurants, and he already knows which ones will welcome him with a blast of air conditioning and a glass of ice water—by the time he gets there, he has already downed all his drinks, and his cooler’s contents will have become a tepid soup.
+
+Working all day in heat like this, he says from behind the wheel of his truck on a recent 100°F morning, “is physically painful. When your body starts to heat up, you don’t feel right.” As weeks-long, triple-digit heat waves smother the southern U.S. from California to Florida, not feeling right is starting to feel normal for Wimpee, 28. And it’s only going to get worse. “There’s no question that the globe is heating up,” he says. “Summers are getting hotter. Our [work] days are getting longer. I’m thankful that I have a job, but it’s an untenable situation that we’re in right now with the rising heat.”
+
+Wimpee is not alone. Across the U.S., UPS drivers are braving one of the most immediate aspects of climate change: longer, more intense heat waves that make working long hours in wheeled ovens not just uncomfortable, but dangerous. Last summer, Wimpee succumbed to heat stroke midway through his route. He spent the night in the hospital, where he was diagnosed with severe kidney injury caused by heat. On June 25, 2022, Esteban Chavez, 24, died of suspected heat stroke while delivering packages in Pasadena, Calif., on a day that saw temperatures in the high 90s. A few weeks later another UPS driver collapsed on a customer’s doorstep in Arizona when the temperature hit 110°F. More than 143 UPS employees have been hospitalized for heat injuries between 2015 and 2022, according to company records submitted to the Occupational Safety and Health Administration obtained by the Washington Post. Still, UPS refused to air-condition their familiar dark brown trucks. Doing so, said company spokespeople, was impractical given that drivers were constantly jumping in and out of the vehicles to make their deliveries.
+
+Read more: What Extreme Heat Does to the Human Body
+
+On June 16, UPS’s 340,000 Teamsters union members voted to strike starting August 1, unless their demands for improved working conditions, including air-conditioned vehicles and company-provided ice for coolers at the cargo centers, were included in a new, five-year contract. While climate change was not specifically cited in the union demands, UPS’s unwillingness to adapt to the new realities of global warming by providing its employees with heat-adaptation strategies formed the subtext of the campaign.
+
+Before contract negotiations collapsed on July 5, with both sides trading accusations that the other had walked away from the table, the company had tentatively agreed to equip all new vehicles in its 94,000-strong fleet with air conditioning systems, new heat shields, and additional fans, starting in 2024. While union members are still holding out for more breaks and shorter working days during high heat periods (shifts can last 10-12 hours, six days a week, depriving drivers of essential recovery time), it’s a good start, says Wimpee. “Hopefully, after these negotiations UPS will take the exposure to the heat seriously. And deal with it differently.” But if negotiations aren’t resumed immediately, the union will likely launch one of the largest strikes in U.S. history, putting millions of daily deliveries at risk starting next month.
+
+Whatever happens with the strike, the new vehicles can’t come fast enough, says Larry McBride, a 46-year-old UPS driver based in Phoenix, Ariz., who was hospitalized last summer for heat stroke and severe kidney injury after a day delivering packages in 100°F weather. The biggest problem isn’t the cab, but the uninsulated cargo hold which, after a day absorbing heat from the sun, can reach up to 150°F. Drivers spend most of their time in those holds, shifting and selecting the packages they need for delivery. “Before you realize it you start getting disoriented, lightheaded, like you might pass out,” he says. “When you step outside, even if it’s 115° out, you will feel like you got blasted with AC because it’s so hot back there.”
+
+With more than half a million full- and part-time-workers, UPS is one of the biggest employers in the U.S.. While it was poised to be the first major American company to include climate-adaptation provisions in its employment contract (before the negotiations failed), it certainly won’t be the last. As the dangers of working outside increase, either because of heat waves, wildfires, or extreme weather, companies will have to provide better conditions for their employees, either by foresight, or force. In Palmdale, Calif., a 2022 heat wave triggered a union push among Amazon delivery drivers. In its latest contract with the United Farm Workers, California wine industry giant E. & J. Gallo just agreed to add hazard pay for grape pickers laboring through climate change-fueled wildfire conditions. Meanwhile, in Europe, the International Trade Union Confederation is proposing that heat stress be integrated in collective bargaining agreements while ensuring that unemployment benefits cover loss of working hours due to heat stress and floods.
+
+Juanita Constible, the senior climate and health advocate at the Natural Resources Defense Council, sees these developments as a welcome correction to the notion that climate concerns are mainly an elite preoccupation. A just transition doesn’t just mean green jobs for workers pushed out of polluting industries, she says. It also means protecting those workers from the inevitable consequences of a warming world. “There are many groups that are trying to elevate the issue of worker safety in a climate change context. So I’m hopeful that as we see workers realizing their collective power, it will force a change.”
+
+This story was supported by the Pulitzer Center.
+
+A version of this story also appears in the Climate is Everything newsletter. To sign up, click here.","{'positive': 0.038029946, 'negative': 0.2401807, 'neutral': 0.7217893}","On the eve of the United States' upcoming Union Strike, UPS drivers are preparing for their daily route out of Rome, Ga., with the precision of a battlefield commander. They are facing longer, more intense heat waves that make working long hours in wheeled ovens and dangerous. The union is likely to launch one of the largest strikes in U.S. history, starting next month, putting millions of daily deliveries at risk due to the rising temperatures. The company has agreed to equip all new vehicles in its 94,000-strong fleet with air conditioning systems, new heat shields, and additional fans, starting in 2024. Despite the union's efforts to provide its employees with heat-adaptation strategies, drivers are still holding more breaks and shorter working days during high periods.","Before union contract negotiations collapsed, UPS was prepared to air condition its vehicles, a long-overdue climate adaptation.",UPS,Transportation,Air Freight & Logistics,United Parcel Service Inc B,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.788434619167743, 'Supply Chain Management': 0.768563103984989, 'Air Quality': 0.7735608824052802, 'Employee Health & Safety': 0.801902322312449, 'Labour Practices': 0.7983072810503705, 'Accident & Safety Management': 0.7691763153667541}",0.801902322,Tiffany,No focus,No focus,Neutral,None of the topics,Major,Major,Neutral,2023-09-05T15:37:54+00:00,https://nypost.com/2023/09/05/ex-google-exec-says-humans-can-use-ai-to-create-more-lethal-pandemics/,"[{'name': 'engineered synthetic pathogens', 'weight': 0.07466361}, {'name': 'AI software', 'weight': 0.07292342}, {'name': 'applied AI', 'weight': 0.06979365}, {'name': 'AI', 'weight': 0.06755646}, {'name': 'artificial intelligence', 'weight': 0.06687023}, {'name': 'Sen. Majority Leader Chuck Schumer', 'weight': 0.06360387}, {'name': 'planned AI summit', 'weight': 0.060570676}, {'name': 'tech tycoons', 'weight': 0.05999037}, {'name': 'pathogens', 'weight': 0.058325622}, {'name': 'genocide', 'weight': 0.05689943}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'DeepMind', 'type': 'ORG', 'mentions': 1}, {'data': 'Mustafa Suleyman', 'type': 'PERSON', 'mentions': 6}, {'data': 'Chuck Schumer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'The Diary of a CEO', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Terminator', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}]","A former Google executive who helped pioneer the company’s foray into artificial intelligence fears the technology will be used to create “more lethal pandemics.”
+
+Mustafa Suleyman, co-founder and former head of applied AI at Google’s DeepMind, said the use of artificial intelligence will enable humans to access information with potentially deadly consequences.
+
+“The darkest scenario is that people will experiment with pathogens, engineered synthetic pathogens that might end up accidentally or intentionally being more transmissible,” Suleyman said The Diary of a CEO podcast on Monday.
+
+“They can spread faster or [be] more lethal…They cause more harm or potentially kill, like a pandemic,” he added, calling for tighter regulation on AI software.
+
+Suleyman said his biggest fear is that within the next five years a “kid in Russia” could genetically engineer a pathogen and unleash it so as to trigger a pandemic that’s “more lethal” than anything the world has seen thus far.
+
+“That’s where we need containment. We have to limit access to the tools and the know-how to carry out that kind of experimentation,” he said.
+
+His comments come ahead of planned AI summit headed by Sen. Majority Leader Chuck Schumer in Washington slated for Sept 13 with some of the biggest names in tech.
+
+“We in the industry who are closest to the work can see a place in five years or 10 years where it could get out of control and we have to get on top of it now,” he said.
+
+Suleyman added: “We really are experimenting with dangerous materials. Anthrax is not something that can be bought over the internet and that can be freely experimented with.”
+
+“We have to restrict access to the those things,” he said.
+
+“We have to restrict access to the software that runs the models, the cloud environments, and on the biology side it means restricting access to some of the substances.”
+
+Suleyman is the latest tech executive to call for caution in the rapid advancement of AI-based technologies.
+
+In March, dozens of tech tycoons signed an open letter calling for a six-month pause on training AI.
+
+One of the signatories, Elon Musk, has warned that there is a risk that AI could “go Terminator” on humans — a reference to the sci-fi movie where robots turn against humanity and wage a war of genocide.
+
+“Never before in the invention of a technology have we proactively said we need to go slowly,” Suleyman said.
+
+“We need to make sure this first does no harm.”
+
+“That is an unprecedented moment,” he added. “No other technology has done that.”",b6e9ee76298c4259b8ad04c024f1c5e2,Ex-Google executive fears AI will be used to create ‘more lethal pandemics’,4,,,,
+12265,"Homebuilders say demand is rising, but they're concerned about a banking fallout - Mortgage rates are high and volatile, homes are still pricey, and inflation is not in check, but, even so, the nation's homebuilders are starting to feel better about their business.
+
+A monthly gauge of builder confidence in the market for newly built single-family homes rose in March, even though analysts expected a drop. The National Association of Home Builders/Wells Fargo Housing Market Index rose two points to 44. Anything above 50 is considered positive.
+
+It's the third straight monthly increase in builder sentiment. The index stood at 79 in March of last year, when mortgage rates were significantly lower.
+
+""Even as builders continue to deal with stubbornly high construction costs and material supply chain disruptions, they continue to report strong pent-up demand as buyers are waiting for interest rates to drop and turning more to the new home market due to a shortage of existing inventory,"" NAHB Chairman Alicia Huey, a custom homebuilder from Birmingham, Alabama, said in a release. ""But given recent instability concerns in the banking system and volatility in interest rates, builders are highly uncertain about the near- and medium-term outlook.""
+
+Of the index's three components, current sales conditions rose two points to 49, and buyer traffic rose three points to 31. Sales expectations in the next six months, however, fell one point to 47.
+
+""While financial system stress has recently reduced long-term interest rates, which will help housing demand in the coming weeks, the cost and availability of housing inventory remains a critical constraint for prospective home buyers,"" said Robert Dietz, NAHB's chief economist in the release.
+
+The nation's second-largest homebuilder, Lennar , reported quarterly earnings Tuesday that beat analysts' expectations. Lennar's chairman, Stuart Miller, noted in the release, ""Homebuyers are considering the possibility that today's interest rate environment may be the new normal. Accordingly, the housing market continues shifting as growing household and family formation continued to drive demand against a chronic supply shortage.""
+
+And the supply situation may also be another victim of the banking stress. Dietz noted that 40% of builders in the March sentiment survey currently characterize lot availability as ""poor.""
+
+""A follow-on effect of the pressure on regional banks, as well as continued Fed tightening, will be further constraints for acquisition, development and construction (AD&C) loans for builders across the nation. When AD&C loan conditions are tight, lot inventory constricts and adds an additional hurdle to housing affordability,"" said Dietz.
+
+Regionally, on a three-month moving average, builder sentiment in the Northeast rose five points to 42. In the Midwest, it moved up one point to 34. In the South it rose five points to 45, and in the West it moved four points higher to 34.","{'positive': 0.07633278, 'negative': 0.8925537, 'neutral': 0.031113489}","Homebuilders are feeling better about their business, with a monthly gauge of builder confidence rising in March. The National Association of Home Builders/Wells Fargo Housing Market Index rose two points to 44, the third straight monthly increase in builder sentiment. Despite high mortgage rates, builders are still uncertain about the near- and medium-term outlook due to recent instability concerns in the banking system and volatility in interest rates. Lennar reported quarterly earnings that beat analysts' expectations, and the supply situation may also be another victim of the banking stress.Regionally, on a three-month moving average, builder sentiment in the Northeast rose five points to 42.","Homebuilder confidence rose in March for the third straight month, but sales expectations over the next six months fell.",LEN,Infrastructure,Home Builders,Lennar Corp A,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities’ environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7857185797768851, 'Design for Resource Efficiency': 0.7822285947796552, 'Community Impacts of New Developments': 0.7862811482242157, 'Climate Change Adaptation': 0.7970250569733217, 'Workforce Health & Safety': 0.7739867313036639}",0.7970250569733217,Tiffany,Major focus,Major focus,Neutral,"Business Model Resilience, Supply Chain Management",No,Major,,2023-05-11T13:28:00+00:00,https://www.wsj.com/articles/google-fined-by-russia-for-failing-to-remove-lgbt-content-e4d23304,"[{'name': 'Russian law', 'weight': 0.08641741}, {'name': 'Russian authorities', 'weight': 0.084644444}, {'name': 'Russian President Vladimir Putin', 'weight': 0.08219831}, {'name': 'Russian', 'weight': 0.07923487}, {'name': 'Russian censors', 'weight': 0.07752808}, {'name': 'independent Russian news media', 'weight': 0.075383194}, {'name': 'Russia state news agency TASS', 'weight': 0.07192921}, {'name': 'LGBT Content', 'weight': 0.06589579}, {'name': 'Ukraine', 'weight': 0.06483123}, {'name': 'LGBT people', 'weight': 0.064619586}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'RAPSI', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'TASS', 'type': 'ORG', 'mentions': 1}, {'data': 'Kremlin', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Russia', 'type': 'GPE', 'mentions': 8}, {'data': 'Moscow', 'type': 'GPE', 'mentions': 2}, {'data': 'St. Petersburg', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 3}, {'data': 'Russian', 'type': 'NORP', 'mentions': 12}, {'data': 'Western', 'type': 'NORP', 'mentions': 1}, {'data': 'Vladimir Putin', 'type': 'PERSON', 'mentions': 2}, {'data': 'Taganksy district', 'type': 'LOC', 'mentions': 1}, {'data': 'West', 'type': 'LOC', 'mentions': 1}, {'data': 'Rutube', 'type': 'PRODUCT', 'mentions': 1}]","A Moscow court ruled that Google was guilty of refusing to remove content as required by Russian law.
+
+A Russian court fined Google for refusing to take down material it described as promoting same-sex relationships and discrediting the country’s armed forces, a fresh escalation in a growing confrontation with the search giant as Russian President Vladimir Putin attempts to cast himself as defender of what he calls traditional values.
+
+Thursday’s ruling imposed a 3-million ruble penalty on Alphabet’s Google, which is equivalent to about $39,000. While relatively modest, it followed an earlier 7.2 billion-ruble fine imposed in December 2021 for failing to remove banned content. The company subsequently moved to pull the bulk of its employees out of Russia, ending its commercial presence in the country for the foreseeable future.
+
+This time, the court in Moscow’s Taganksy district ruled that Google was again guilty of refusing to remove content as required by Russian law, according to RAPSI, the Russian state agency for legal and judicial reporting.
+
+The court referred to several videos posted on Google’s YouTube service that it called propaganda promoting nontraditional sexual relationships, such as raising children in same-sex families and the lives of LGBT people in St. Petersburg that were posted by a blogger who Russian authorities deem to be a “foreign agent,” Russia state news agency TASS reported.
+
+Google also refused to take down what the court deemed to be false information about discrediting Russia’s military campaign in Ukraine, the ruling said.
+
+Representatives of Google didn’t immediately respond to a request for comment on the fine or whether the company planned to appeal the court’s decision.
+
+Mr. Putin has frequently castigated what he calls the moral depravity of the West’s liberal elites, promoting conservative causes both in Russia and overseas, often targeting LGBT communities.
+
+In November, Russia’s passed a bill that expands restrictions on anything perceived as promoting gay issues or same-sex relationships among Russians of all ages. Any act construed to be promoting homosexuality, including through advertising, online or through audiovisual means, could incur a fine of up to 5 million rubles, depending on the category of the violation and whether it is committed by a public figure.
+
+Russia’s LGBT community has long been a target of antigay views, and gay people tend to keep a low profile because of widespread animosity.
+
+In recent months, the Kremlin has also been waging an influence campaign to persuade Russians to quit Western social-media platforms as part of a wide-ranging effort to control the narrative about its invasion of Ukraine. Authorities have passed a law that threatens lengthy prison time for anyone publishing what authorities consider to be false information about the conflict and the actions of its armed forces. Use of the word “war” has been banned to describe what Russia calls its “special military operation” in Ukraine.
+
+Russian censors have put up firewalls around several Western social-media platforms, such as Facebook and Twitter, and are trying to convince Russians to ditch YouTube in favor of homegrown platforms, such as the Russian video platform Rutube.
+
+The websites of dozens of independent Russian news media have also been blocked.",2629ccde98f943f48e2f89db2d1cabe9,Google Fined by Russia for Failing to Remove LGBT Content,4,,,,
+14805,"Royal Caribbean Inks Sustainable Shipbuilding Agreement With Finland - • None Royal Caribbean Cruises Ltd (NYSE: RCL) has signed a maritime declaration with the Finnish government, represented by the Ministry of Economic Affairs and Employment (MEAE) and Meyer Turku Oy.
+• None The declaration calls for preparing a roadmap for producing climate-neutral ships in Finland.
+• None This partnership advances RCL's Destination Net Zero strategy to decarbonize its operations by 2050 and near- and medium-term targets.
+• None On Friday, Dec. 9, the new vacation, Icon of the Seas, reached its next phase of construction ahead of its January 2024 debut. The new ship floated on water for the first time since the assembly began nine months ago at Meyer Turku shipyard in Turku, Finland.
+• None ""Our partners in Finland have helped us deliver some of the world's most impressive and sustainable ships of their time, including our newest ship debuting in January 2024, Icon of the Seas,"" said CEO Jason Liberty.
+• None Price Action: RCL shares are trading higher by 2.98% at $57.42 in premarket on the last check Wednesday.
+
+See more from Benzinga
+• None Universal Technical Institute Is Well Positioned & Patience Is Required: Analyst
+• None What's Going On With Tesla Stock Today - Tesla (NASDAQ:TSLA)
+
+Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.
+
+© 2022 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.","{'positive': 0.30869853, 'negative': 0.008745144, 'neutral': 0.68255633}","Royal Caribbean Inks Sustainable Shipbuilding Agreement With Finland. 
+
+• None Royal Caribbean Cruises Ltd (NYSE: RCL) has signed a maritime declaration with the Finnish government, represented by the Ministry of Economic Affairs and Employment (MEAE) and Meyer Turku Oy. The new ship floated on water for the first time since the assembly began nine months ago at Meyer Turku shipyard in Turku, Finland. ""Our partners in Finland have helped us deliver some of the world's most impressive and sustainable ships of their time, including our newest ship debuting in January 2024, Icon of the Seas,"" said CEO Jason Liberty.","Royal Caribbean Cruises Ltd (NYSE: RCL) has signed a maritime declaration with the Finnish government, represented by the Ministry of Economic Affairs and Employment (MEAE) and Meyer Turku Oy. The declaration calls for preparing a roadmap for producing climate-neutral ships in Finland. This partnership advances RCL's Destination Net Zero strategy to decarbonize its operations by 2050 and near- and medium-term targets. On Friday, Dec. 9, the new vacation, Icon of the Seas, reached its next phase",RCL,Transportation,Cruise Lines,Royal Caribbean Group,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry’s reliance on heavy fueloil (‘bunker fuel’) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity’s revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity’s safety record and ensure high customer satisfaction while lowering an entity’s risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity’s reputation and market share. Additionally, there can be several governing bodies—including the flag state, port state, and home country of a crew member—involved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers’ home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity’s revenues and market share.'}","{'Customer Health & Safety': 0.7886267808907882, 'Greenhouse Gas Emissions': 0.785521987226269, 'Air Quality': 0.7695266535535906, 'Accident Management': 0.7870023081503887, 'Discharge Management & Ecological Impacts': 0.7913897181391863, 'Employee Health & Safety': 0.7929482548761161, 'Labour Practices': 0.7888623675615585}",0.7929482548761161,Tiffany,Major focus,Major focus,Neutral,"Business Model Resilience, Supply Chain Management",Major,Major,Neutral,2023-01-26T06:00:00-08:00,https://www.seattletimes.com/seattle-news/politics/sawant-pushes-anti-caste-discrimination-law-in-seattle/,"[{'name': 'Caste discrimination', 'weight': 0.12231042}, {'name': 'caste discrimination', 'weight': 0.12231042}, {'name': 'discrimination', 'weight': 0.092787266}, {'name': 'racial discrimination', 'weight': 0.09100532}, {'name': 'Caste', 'weight': 0.09066611}, {'name': 'caste', 'weight': 0.09066611}, {'name': 'city policy', 'weight': 0.09009301}, {'name': 'other domestic cities', 'weight': 0.08116351}, {'name': 'anti-caste discrimination law', 'weight': 0.07928847}, {'name': 'other immigrant working people', 'weight': 0.07379729}]",[{'name': 'Politics'}],"[{'data': 'Sawant', 'type': 'PERSON', 'mentions': 10}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 5}, {'data': 'India', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 5}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'Greensboro', 'type': 'GPE', 'mentions': 1}, {'data': 'District 3 City Councilmember', 'type': 'ORG', 'mentions': 1}, {'data': 'the California Department of Fair Employment and Housing', 'type': 'ORG', 'mentions': 4}, {'data': 'Cisco Systems', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Brandeis University', 'type': 'ORG', 'mentions': 1}, {'data': 'Harvard University', 'type': 'ORG', 'mentions': 1}, {'data': 'NAACP', 'type': 'ORG', 'mentions': 1}, {'data': 'Asian Pacific American Labor Alliance', 'type': 'ORG', 'mentions': 1}, {'data': 'South Asian', 'type': 'NORP', 'mentions': 4}, {'data': 'American', 'type': 'NORP', 'mentions': 3}, {'data': 'Marxist', 'type': 'NORP', 'mentions': 1}, {'data': 'hours', 'type': 'TIME', 'mentions': 1}]","District 3 City Councilmember Kshama Sawant is seeking to add caste discrimination as a form of prejudice outlawed in Seattle workplaces, adding to a list that includes gender, age, race and sexual orientation.
+
+“Caste discrimination doesn’t only take place in other countries. It is faced by South Asian American and other immigrant working people in their workplaces, including in the tech sector, in Seattle and in cities around the country,” Sawant, a socialist who recently announced she will leave the council when her term expires at the end of the year, said Tuesday at a news conference.
+
+Caste is a hereditary hierarchical class system in India, which restricts what’s considered lower groups from socializing with higher groups, and limits which professional, educational and economic opportunities one has access to.
+
+While the U.S. has never formally recognized the caste system, Sawant, the city’s only Indian American council member, says the policy protects those of South Asian descent from discrimination by those who do.
+
+“That’s why my office is proud to bring forward first-in-the-nation legislation for our city to ban caste-based discrimination, in solidarity with our South Asian and other immigrant community members, and all working people,” she added.
+
+Under the city’s current discrimination law, someone who faced harassment or mistreatment based on caste would not be protected, while someone who faced gender, race or age discrimination would be.
+
+Well over 150,000 South Asians live in Washington, and are particularly prominent in the tech and hospitality industries, where Sawant and others say caste-based discrimination is rampant, but unaddressed.
+
+“The fight for this legislation is also linked to the larger working-class fight against the ongoing brutal layoffs in the tech sector,” Sawant said Tuesday.
+
+In 2022, the California Department of Fair Employment and Housing won an appellate court ruling allowing it to proceed with a lawsuit against Cisco Systems, where an engineer was allegedly actively denied professional opportunities, a raise and promotions because of his caste background.
+
+The Alphabet Workers Union — which represents employees of Google’s parent company — has signed on to support Sawant’s ordinance, according to the council member.
+
+While representatives for the union did not respond to requests for comment Tuesday, the union has issued statements condemning casteism in tech and at Alphabet in the past, including a 2021 statement endorsing the Cisco lawsuit.
+
+“Caste-oppressed workers face many barriers throughout the tech industry, including at Alphabet,” the statement reads. “Caste is a system of oppression analogous to racial discrimination and is rampant throughout many American institutions. We support tech workers around the world who are speaking up about casteism and hostile workplaces.”
+
+Efforts to curb caste discrimination in the U.S. have grown slowly in recent years, with Brandeis University prohibiting discrimination or harassment based on caste in 2019, and the University of California system — the largest state school system in the country — adding caste to its discrimination protection policy in 2022.
+
+Others in academia, including professors from Harvard University and the University of North Carolina, Greensboro, wrote to the council in support of Sawant’s proposal within hours of its announcement.
+
+The NAACP and Asian Pacific American Labor Alliance have also issued statements opposing the caste system in the U.S.
+
+If the ordinance is adopted in Seattle, Sawant says she hopes the policy will result in similar action in other domestic cities, and help workers in India and other countries hold U.S.-based employers accountable for caste-based discrimination.
+
+“As socialist, as Marxist, we are opposed to all oppression. We want to end all oppression and we believe that can happen only through actually ending capitalism itself and ushering in a socialist system,” Sawant said, noting that the fight is not just “brown people fighting brown people.”
+
+“But today’s unity also shows that we’re not demanding that everybody agree with us on that exact framework,” she added. “If we agree that oppression and discrimination is bad, then we absolutely can and should fight together.”
+
+The ordinance — likely to be voted on by council in late February — would broaden the list of protected groups to include caste, and would make Seattle the first city in the U.S. to create such a policy.
+
+A similar policy expanding city policy to prohibit discrimination based on someone’s pregnancy status or the outcome of a pregnancy was passed by the council last summer to protect people seeking abortion in the city.",6ee668fcc64b41c3bb84a9967d975ed6,Sawant pushes anti-caste discrimination law in Seattle,4,,,,
+6119,"Tax preparation companies accused of sharing data with tech giants - Three of America's largest tax preparation companies have been accused of sharing tens of millions of taxpayers' sensitive financial data with tech giants Google and Meta without their consent.
+
+A seven-month congressional probe, led by Massachusetts Senator Elizabeth Warren, alleges H&R Block, TaxAct and TaxSlayer used visitor tracking technology embedded in websites to share the information.
+
+In a potential violation of federal law, the investigation found data was in some cases misused by Facebook parent company Meta for targeted advertising.
+
+According to the report, alongside sharing data such as addresses and phone numbers, companies also shared details about taxpayers' filing status, income, approximate refund amount, and names of dependents.
+
+They even allegedly shared information about which buttons and text fields customers clicked on when filling out a tax form - which could reveal which tax breaks they may have claimed or if they are using any government programs.
+
+'On a scale from one to 10, this is a 15,' David Vladeck, former consumer protection chief at the Federal Trade Commission, told CNN of the alleged data breach.
+
+'This is a five-alarm fire, if what we know about this so far is true,' Vladeck, who is now a law professor at Georgetown University, added.
+
+Tax preparation companies help people file their federal and state taxes online through their websites.
+
+The bombshell report, released on July 11, said webpage titles in online tax software was allegedly being collected and shared using a tracking technology known as a tracking pixel.
+
+An aide to Senator Warren told CNN that this information can reveal what forms taxpayers have accessed.
+
+During the probe, Meta told investigators it used the taxpayer data it received for targeted third-party adverts and to train its artificial intelligence algorithms.
+
+A Meta spokesperson said the company instructs its partners not to use its tools to share sensitive information and that its systems are 'designed to filter out potentially sensitive data it is able to detect.'
+
+According to the congressional probe, which was also prepared by Senators Ron Wyden, Richard Blumenthal, Tammy Duckworth, Bernie Sanders, Sheldon Whitehouse and Representative Katie Porter, the use of tracking technology resulted in the 'reckless' sharing of legally protected data.
+
+'Every single taxpayer who used their websites to file their taxes could have had at least some of their data shared,' potentially putting them at risk, the report said.
+
+The lawmakers called on the FTC, the Internal Revenue Service (IRS), the Justice Department and the Treasury Inspector General for Tax Administration to 'fully investigate' the matter and 'prosecute any company or individuals who violated the law.'
+
+Federal law forbids the disclosure of tax return information without written permission from the taxpayer.
+
+In a statement, H&R Block said it takes client privacy 'very seriously, and we have taken steps to prevent the sharing of information via pixels.' The report said H&R Block had testified to using the tracking technology for 'at least a couple of years.'
+
+TaxAct and TaxSlayer did not immediately respond to CNN's request for comment.
+
+'We have strict policies and technical features that prohibit Google Analytics customers from collecting data that could be used to identify an individual,' a Google spokesperson said.
+
+'Site owners - not Google - are in control of what information they collect and must inform their users of how it will be used. Additionally, Google has strict policies against advertising to people based on sensitive information.'
+
+An IRS report released early this year found 72 percent of Americans would rather use a free, electronic tax filing service provided by the agency instead of private online services.
+
+According to investigative journalism outlet The Markup, who first highlighted the tracking practice, market researchers have estimated tax preparation is a more than $11 billion industry in the US.
+
+It comes after website TurboTax was accused of launching 'predatory' and 'deceptive' marketing campaigns which lured customers away from free services run by the IRS - and was forced to reimburse customers $141 million.
+
+The company plugged its own tax return process as 'free, free, free' in an advertising campaign but then would lump customers with 'upgrades' and add-on fees they did not need.
+
+The firm was ordered last year to pay 4.4 million affected customers - who began receiving their settlement money earlier this year.
+
+Victims received payments ranging between $29 and $85 depending on the number of tax years they qualify for.","{'positive': 0.022644674, 'negative': 0.48796183, 'neutral': 0.4893935}","A seven-month congressional probe has accused three of America's largest tax preparation companies, H&R Block, TaxAct and TaxSlayer, of sharing tens of millions of taxpayers' sensitive financial data with tech giants Google and Meta without their consent. The investigation found data was in some cases misused by Facebook parent company Meta for targeted advertising, and companies also shared details about taxpayers' filing status, income, approximate refund amount, and names of dependents. The use of tracking technology resulted in the'reckless' sharing of legally protected data, and the lawmakers called on the FTC, the Internal Revenue Service (IRS), the Justice Department and the Treasury Inspector General for Tax Administration to 'fully investigate' the matter and 'prosecute any company or individuals who violated the law.'","A congressional probe, led by Massachusetts Senator Elizabeth Warren, alleges H&R Block, TaxAct and TaxSlayer used visitor tracking technology embedded in websites to share the information.",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity’s products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches—most commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7604483504552473, 'Environmental Footprint of Hardware Infrastructure': 0.7200441286575494, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.8106932798243333, 'Employee Recruitment, Inclusion & Performance': 0.752665891580745, 'Data Security': 0.7834737483161045}",0.8106932798243333,Tiffany,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Energy Management",Major,Major,Negative,2023-03-15T10:30:00+00:00,https://www.businessinsider.com/google-bank-red-apple-tesla-ai-mark-tesla-teacher-chatgpt-2023-3,"[{'name': 'breast implants', 'weight': 0.08649159}, {'name': 'penis implants', 'weight': 0.07357195}, {'name': 'office life', 'weight': 0.055545963}, {'name': 'Google Docs', 'weight': 0.05150135}, {'name': 'remote work', 'weight': 0.05107922}, {'name': 'hobbyless employees', 'weight': 0.050993174}, {'name': 'work', 'weight': 0.049887545}, {'name': 'excruciating pain', 'weight': 0.048913352}, {'name': 'multi-month', 'weight': 0.047853835}, {'name': 'Texas', 'weight': 0.04768747}]",[{'name': 'Sports'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Insider', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'SVB', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 2}, {'data': 'Chevrolet', 'type': 'ORG', 'mentions': 1}, {'data': 'Hyundai', 'type': 'ORG', 'mentions': 1}, {'data': 'NASA', 'type': 'ORG', 'mentions': 1}, {'data': ""NCAA Women's"", 'type': 'ORG', 'mentions': 1}, {'data': 'Diamond Naga Siu', 'type': 'PERSON', 'mentions': 2}, {'data': 'Matt Weinberger', 'type': 'PERSON', 'mentions': 2}, {'data': 'Paayal Zaveri', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sarah Jackson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rosalie Chan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hugh Langley', 'type': 'PERSON', 'mentions': 1}, {'data': ""Mark Zuckerberg's"", 'type': 'PERSON', 'mentions': 2}, {'data': 'Aaron Mok', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shannon Ahern', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hallam Bullock', 'type': 'PERSON', 'mentions': 1}, {'data': 'San Diego', 'type': 'GPE', 'mentions': 2}, {'data': 'Austin', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'Meet', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Zoom', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Office 365', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Docs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Model 3', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Suburban', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Santa Fe', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Artemis', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'South by Southwest (SXSW) tech', 'type': 'EVENT', 'mentions': 1}, {'data': 'Tournament First Four', 'type': 'EVENT', 'mentions': 1}]","Hey there, buds. I'm Diamond Naga Siu, and I'll be writing to you from San Diego for the foreseeable future. Big thanks to my editor Matt Weinberger and my teammate Paayal Zaveri for filling in while I wrapped up my cross-county move.
+
+I'm a big fan of remote work. But I'll also miss going into the Insider newsroom to chat with my brilliant coworkers and learn from them.
+
+This Amazon worker similarly enjoys office life. But she likes it so much that she doesn't think Amazon's controversial return-to-office mandate is enough. She told my colleague Sarah Jackson how the policy was unappealing enough that she felt compelled to leave the company.
+
+Before I go to contemplate my major life decisions, let's dive into today's tech.
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+1. Google blew its pandemic opportunity. Now, it's playing catchup. The search giant is pretty dominant. But it failed to adapt quickly enough when the pandemic hit. Google Meet pales compared to Zoom. And Microsoft's Office 365 services are way more ubiquitous.
+• The company is currently also lagging in the AI space (thanks to the buzzy AI chatbot ChatGPT). Its own competitor chatbot, Bard, is still being tested internally. Google's generative AI strategy has been all talk with no action.
+• Until yesterday, that is, as the company announced that it's integrating the tech into tools like Google Docs and Gmail — and the new strategy may give it an edge in a head-to-head race with Microsoft.
+• My colleagues Rosalie Chan and Hugh Langley talked with 16 current/former employees about Google's missed opportunities and its steep hill to climb.
+
+2. Mark Zuckerberg's shrinking metaverse. The Meta CEO went from obsessed to over it within a year. Now, the company is going all in on AI instead. More on the company's abrupt pivot here. Bonus: Why Meta's layoffs are thanks to Mark's mistakes.
+
+3. AI productivity tools made work harder instead of easier. AI promised to make people more productive at work. So my colleague Aaron Mok tried four of them, including one tool that could attend meetings for him. Check out his experiences with the AI tools here.
+
+4. Apple joins the penny-pinching trend. It remains the only Big Tech company to avoid widespread layoffs. But the iPhone maker is now delaying bonuses and tracking office attendance, per a Bloomberg report. See all the company's cost-cutting methods here.
+
+5. Using ChatGPT to teach high school science and math. Shannon Ahern was worried the tech would take her job, but she now uses it to prepare for class. She told Insider how ChatGPT is making her life easier. More on her techie teachings here.
+
+6. Banking lessons from the Silicon Valley Bank nightmare. Using multiple banks and employing a CFO are just two of the top lessons from the digital bank run. Check out all five tips to keep your money safe here. Bonus: SVB's financials gave a multi-month heads-up on its collapse.
+
+7. Red flags that an employer doesn't care about work-life balance. Instead of asking an employer about their approach, watch out for red flags like unclear goals and hobbyless employees. Get the full list of warning signs here.
+
+8. Tesla owner accidentally unlocked and drove off in someone else's car. This Tesla owner said his app unlocked a nearly identical Model 3 to his. An unfamiliar crack in the windshield and a missing phone charger started to raise his suspicions. More on the mistaken car identity here.
+
+9. A urologist wants to make penis implants as common as breast implants. But multiple patients said the surgery left them deformed and in excruciating pain. More on the growing market here.
+
+10. Top nine family cars. The Chevrolet Suburban and Hyundai Santa Fe made the cut based on interior space, quality, and features. Get the full list of family-friendly rides here.
+• The South by Southwest (SXSW) tech, music, and culture festival continues in Austin, Texas.
+• NASA will reveal a new spacesuit prototype. Astronauts will wear it on future Artemis moon landings.
+• The 2023 NCAA Women's Tournament First Four games start today.
+
+Curated by Diamond Naga Siu in San Diego. (Feedback or tips? Email dsiu@insider.com or tweet @diamondnagasiu) Edited by Matt Weinberger (tweet @gamoid) in San Francisco and Hallam Bullock (tweet @hallam_bullock) in London.",bb857fcad4ef4c16946f41a66b845f47,"Google wasted its pandemic opportunity. Now, it's scrambling to catch up.",4,,,,
+20996,"Home-Builder Stocks Are Booming as Homeowners Stay Put - The Fed’s fast-paced interest-rate hikes have significantly slowed the housing market, but many home builders are benefiting.
+
+Home-builder stocks are climbing, thanks partly to high mortgage rates that are keeping many homeowners in place.
+
+So far this year, PulteGroup PHM -0.22%decrease; red down pointing triangle is up about 70%, and D.R. Horton DHI -0.73%decrease; red down pointing triangle and Lennar LEN.B -1.62%decrease; red down pointing triangle are both up more than 30%, compared with a 16% rise in the S&P 500.
+
+Investors and analysts say the rally is thanks to a shortage of homes for sale. New listings in May decreased by 25% from the previous year, according to Redfin. That was the sharpest decline on record since May 2020.
+
+Nationally, there were 1.08 million existing homes for sale or under contract at the end of May. In May of 2019, there were 1.91 million.
+
+The Federal Reserve’s fast-paced rate hikes have significantly slowed the housing market, but many home builders are actually benefiting. Higher interest rates are keeping many current homeowners from selling their homes because they don’t want to get saddled with a much-higher mortgage rate. So the demand for brand-new homes is red hot.
+
+Most homes that get sold in the U.S. are existing homes. But new-home sales are playing a bigger role. New-home sales as a percentage of home sales went from 15% in early 2018 to 19% this year, according to Anthony Pettinari, a research analyst at Citigroup.
+
+The largest builders are benefiting the most, according to Pettinari. The top three publicly traded builders—D.R. Horton, Lennar and PulteGroup—have seen their share of new-home sales rise from 22% to 31% over roughly the past five years.
+
+Home-building demand is particularly strong in lower-cost states across the American South, where many people moved during the pandemic after they realized they could work from home.
+
+“Generally the largest home-building markets are in South Florida and Texas,” said Rafe Jadrosich, a senior equity analyst at Bank of America. “Those markets are benefiting from migration trends as well as corporate relocation and a robust job market.”
+
+Retirees looking for a new chapter are also driving demand.
+
+“I think home builders are underinvested in [by many portfolio managers] because of this mantra, over and over again, that higher rates are not good for home builders,” said Ken Mahoney, president of Mahoney Asset Management in New Jersey.
+
+But, Mahoney said, demand for the industry is strong. “The 55-and-older community…they can’t build houses fast enough for this demographic,” he said.
+
+To be sure, higher rates aren’t all good news for home builders. Many would-be buyers say the higher rates are forcing them to put their plans on hold.
+
+But even with that headwind, new-home sales are more than holding up.
+
+New-home sales were up 12% in May over the previous month and up 20% from a year ago, according to the U.S. Census Bureau. But existing-home sales in May were up 0.2% over the previous month and down 20% from the previous year, according to the National Association of Realtors.
+
+Home-builder stocks fell sharply last year. PulteGroup, D.R. Horton and Lennar all dropped about 20%. At the time, the industry was still plagued by supply-chain problems that started with the pandemic, and investors were unsure how newly high interest rates would affect the industry.
+
+“It was actually a year ago yesterday when we sent out the report on the group, talking about the fact that there was very little positive sentiment. Sentiment had soured so much on the home builders,” Paul Hickey, co-founder of Bespoke Investment Group, said recently.
+
+A survey published by the National Association of Home Builders showed that home-builder sentiment fell sharply in 2022. It has since rebounded.
+
+‚ÄúIt‚Äôs a perfect example of the market where just when you think there‚Äôs nothing that can go right for a group, that‚Äôs when things start to go right,‚Äù Hickey said.","{'positive': 0.28459802, 'negative': 0.6516899, 'neutral': 0.06371204}","Home-builder stocks are booming due to the Federal Reserve's fast-paced interest-rate hikes, which have slowed the housing market. This is partly due to a shortage of homes for sale, and the demand for brand-new homes is red hot. The top three publicly traded builders have seen their share of new-home sales rise from 22% to 31% over roughly the past five years, and demand is particularly strong in lower-cost states across the American South. Home builders are underinvested in by portfolio managers due to their belief that higher rates are not good for home builders. However, demand for the industry is strong, and new-house sales are up 12% in May over the previous month and up 20% from a year ago.",The top three publicly traded builders have seen their share of new-home sales rise from 22% to 31% over roughly the past five years.,DHI,Infrastructure,Home Builders,Horton D.R. Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.763536504715236, 'Design for Resource Efficiency': 0.7802883101135307, 'Community Impacts of New Developments': 0.7845312322701089, 'Climate Change Adaptation': 0.7825031751229955, 'Workforce Health & Safety': 0.7640171927290836}",0.7845312322701089,Tiffany,Major focus,Major focus,Negative,Customer Privacy,No,Minor,,2022-10-21T00:21:02+00:00,https://www.independent.co.uk/news/world/americas/jeff-bezos-mackenzie-scott-charity-b2207440.html,"[{'name': 'Mr Bezos', 'weight': 0.07651334}, {'name': 'climate change', 'weight': 0.07628831}, {'name': 'climate crisis initiatives', 'weight': 0.07254626}, {'name': 'climate initiatives', 'weight': 0.07026207}, {'name': 'other climate crisis impacts', 'weight': 0.07002724}, {'name': 'climate efforts', 'weight': 0.06804223}, {'name': 'climate activism efforts', 'weight': 0.065528214}, {'name': 'climate resilience', 'weight': 0.06510756}, {'name': 'Bezos', 'weight': 0.059051156}, {'name': 'Mother Earth', 'weight': 0.057806842}]",[],"[{'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 10}, {'data': 'MacKenzie Scott', 'type': 'PERSON', 'mentions': 7}, {'data': 'Francis', 'type': 'PERSON', 'mentions': 1}, {'data': 'José Andrés', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bill Gates', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Bloomberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Vatican', 'type': 'FAC', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'the Galileo Foundation', 'type': 'ORG', 'mentions': 5}, {'data': 'the Catholic Church', 'type': 'ORG', 'mentions': 1}, {'data': 'the Bezos Earth Fund', 'type': 'ORG', 'mentions': 2}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 2}, {'data': 'Planned Parenthood', 'type': 'ORG', 'mentions': 1}, {'data': 'Habitat for Humanity', 'type': 'ORG', 'mentions': 1}, {'data': 'the World Wildlife Fund', 'type': 'ORG', 'mentions': 1}, {'data': 'the Nature Conservancy', 'type': 'ORG', 'mentions': 1}, {'data': 'The Climate Justice Alliance', 'type': 'ORG', 'mentions': 1}, {'data': 'Earth', 'type': 'LOC', 'mentions': 1}]","Jeff Bezos was in the Vatican this week to accept an award praising him as a “Prophet of Philanthropy” – even as his ex-wife MacKenzie Scott has given away more wealth, more quickly, than the Amazon billionaire.
+
+“We must do work at both timescales, the short term and the long term. We must address immediate needs and also work on laying the foundation for a better future,” Mr Bezos said in a speech while receiving the honour. “When people are in immediate danger, when crisis is looming, that is the time to jump in, get to work, and do whatever you can.”
+
+“With the same resolve we must also work on the long term, fixing problems at the root, creating preconditions for permanent change,” he added. “Change that uplifts. Change that creates empowerment and independence.”
+
+The award, from the Galileo Foundation, which supports the work of the Catholic Church and Pope Francis, was also given to celebrity chef and humanitarian José Andrés.
+
+In 2020, Mr Bezos founded the Bezos Earth Fund, with the goal of investing $10bn in climate crisis initiatives by the end of 2030. So far, according to the group’s website, it has granted $1.54bn dollars, though put the figure closer to $3bn.
+
+Ms Scott, who became one of the richest people in the world after divorcing from Mr Bezos in 2019, has been far more philanthropic this year, according to observers.
+
+Forbes magazine gave Ms Scott a 5, the highest rank on its philanthropy score metric , because she’s given away an estimated 20 per cent of her wealth, while Mr Bezos only got a 2, the second worst score, for giving in the range of 1 to 4.99 per cent of his money.
+
+In March, Ms Scott announced she’s given more than $3.8bn to 465 non-profits since June of 2021, part of $12bn total in disclosed donations since 2019, when the philanthropist pledged to give away the majority of her wealth. That amounts to nearly a third of her estimated $49bn net worth.
+
+In a blog post explaining her donations, which have gone to well-known organisations like Planned Parenthood and Habitat for Humanity, Ms Scott she “will keep at it until the safe is empty.”
+
+In fact, Ms Scott has given away more money, more quickly than any other billionaire Forbes has ever tracked, according to the magazine, and she’s approaching giving totals of long-term mega-donors like Bill Gates and Michael Bloomberg.
+
+In November of 2020, the Bezos Earth Fund announced its first round of donations, that went to well-known environmental groups like the Natural Resources Defense Council, the World Wildlife Fund, and the Nature Conservancy.
+
+Some critics faulted the fund for focusing on so-called “big green” groups, rather than directing money towards groups focused on environmental justice and climate resilience in marginalised communities, where the effects of global heating and other climate crisis impacts will be felt most grievously.
+
+The Climate Justice Alliance accused Mr Bezos of doubling down on “philanthropy’s inequitable modus operandi by funneling hundreds of millions into outdated, ineffective, top-down strategies that attempt to erase the frontlines.”
+
+“This thoughtless, status-quo, self-serving strategy undermines the real systemic change we have been cultivating for decades in this most monumental fight against climate change, and for the protection of Mother Earth as we know her,” they added in a .
+
+By late 2021, the Earth Fund had ramped up its giving even more, pledging an estimated $3bn, with a notable focus on groups “ .”
+
+Despite Mr Bezos’s significant funding for climate efforts, which have made him the single largest funder of such work, his philanthropic and environmental record is more complicated than the Earth Fund alone.
+
+For instance, unlike Ms Scott, Mr Bezos , a group of high-income individuals who have promised to give away the majority of their wealth to charity in their lifetime or their wills.
+
+Instead, he says he’s poured , his aerospace company seeking to build reusable rockets, with the ultimate goal of supporting floating space colonies.
+
+He has argued that this mission has an environmental focus, because he believes the Earth does not contain suitable resources on its own to support the wants and needs of growing world populations and their demands for energy.
+
+""What happens when unlimited demand meets finite resources? The answer is incredibly simple: rationing,"" Mr Bezos said in a speech. ""It would lead to the first time where your grandchildren and their grandchildren would have worse lives than you did — that’s a bad path.""
+
+The billionaire consumes far more than his share of resources, according to researchers, who found that is carbon footprint is about 1,500 times greater than the global average .
+
+Amazon’s climate work is fraught with contradictions as well. The company is a major investor in renewable energy, and to funding climate initiatives, but also has major business lines with fossil fuel companies, and has and groups.
+
+In 2020, it who led climate activism efforts inside the company. Amazon said the employees were in violation of certain company policies, while the National Labor Relationship Board declared in 2021 they had been illegally retaliated against .",e6cdf2552bcd4904ba13687094640a17,Jeff Bezos gets philanthropy award at Vatican even as ex-wife gives away more of her fortune,4,,,,
+27683,"Kinder Morgan (KMI) Dips More Than Broader Markets: What You Should Know - In the latest trading session, Kinder Morgan (KMI) closed at $17.22, marking a -1.26% move from the previous day. This change lagged the S&P 500's daily loss of 0.16%. Meanwhile, the Dow lost 0.48%, and the Nasdaq, a tech-heavy index, added 0.11%.
+
+Prior to today's trading, shares of the oil and natural gas pipeline and storage company had gained 0.46% over the past month. This has lagged the Oils-Energy sector's gain of 3.12% and outpaced the S&P 500's loss of 1.25% in that time.
+
+Kinder Morgan will be looking to display strength as it nears its next earnings release. The company is expected to report EPS of $0.26, up 4% from the prior-year quarter. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $4.35 billion, down 15.95% from the year-ago period.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $1.10 per share and revenue of $16.45 billion. These totals would mark changes of -5.17% and -14.32%, respectively, from last year.
+
+Investors should also note any recent changes to analyst estimates for Kinder Morgan. These revisions typically reflect the latest short-term business trends, which can change frequently. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 1.08% higher. Kinder Morgan currently has a Zacks Rank of #3 (Hold).
+
+In terms of valuation, Kinder Morgan is currently trading at a Forward P/E ratio of 15.9. This valuation marks a premium compared to its industry's average Forward P/E of 15.67.
+
+Meanwhile, KMI's PEG ratio is currently 5.3. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. KMI's industry had an average PEG ratio of 4.91 as of yesterday's close.
+
+The Oil and Gas - Production and Pipelines industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 152, which puts it in the bottom 40% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.6644861, 'negative': 0.2584437, 'neutral': 0.07707023}","Kinder Morgan (KMI) closed at $17.22 in the latest trading session, marking a -1.26% move from the previous day. The Dow lost 0.48%, and the Nasdaq added 0.11%. Shares of the oil and natural gas pipeline and storage company had gained 0.46% over the past month, lagging the Oils-Energy sector's gain of 3.12%. The Zacks Consensus Estimate for revenue is projecting net sales of $4.35 billion, down 15.95% from the year-ago period. KMI currently has a Zacks Rank of #3 (Hold), while the Oil and Gas - Production and Pipelines industry is part of the Oil-Energy industry with an average Zacks Industry Rank of 152.","Kinder Morgan (KMI) closed at $17.22 in the latest trading session, marking a -1.26% move from the prior day.",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7534531657426722, 'Operational Safety, Emergency Preparedness & Response': 0.7559765465637293, 'Air Quality': 0.7215429038513649, 'Competitive Behaviour': 0.7773996824907088, 'Ecological Impacts': 0.7471342026360155}",0.7773996824907088,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-06-01T12:30:00+00:00,https://www.inquirer.com/soccer/apple-mls-season-pass-eddy-cue-20230601.html,"[{'name': 'MLS Season Pass', 'weight': 0.09745522}, {'name': 'Apple', 'weight': 0.08833771}, {'name': 'Season Pass', 'weight': 0.08451801}, {'name': 'many MLS teams', 'weight': 0.080603816}, {'name': 'the Apple MLS Season Pass streaming package', 'weight': 0.075399704}, {'name': 'year', 'weight': 0.06911272}, {'name': 'season', 'weight': 0.06819075}, {'name': 'MLS', 'weight': 0.06802319}, {'name': 'social media', 'weight': 0.0669887}, {'name': 'more things', 'weight': 0.06450657}]",[{'name': 'Sports'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 13}, {'data': 'MLS Season Pass', 'type': 'ORG', 'mentions': 10}, {'data': 'Major League Soccer', 'type': 'ORG', 'mentions': 1}, {'data': 'The Inquirer', 'type': 'ORG', 'mentions': 1}, {'data': 'Union', 'type': 'ORG', 'mentions': 1}, {'data': 'The Athletic', 'type': 'ORG', 'mentions': 1}, {'data': 'Cue', 'type': 'ORG', 'mentions': 2}, {'data': 'Liga MX', 'type': 'ORG', 'mentions': 1}, {'data': 'Fox', 'type': 'ORG', 'mentions': 1}, {'data': 'Univision', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Season Pass', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Eddy Cue', 'type': 'PERSON', 'mentions': 6}, {'data': 'just over three minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'Olympics', 'type': 'EVENT', 'mentions': 1}, {'data': 'the Leagues Cup', 'type': 'EVENT', 'mentions': 2}, {'data': 'Mexico', 'type': 'GPE', 'mentions': 2}]","It’s always been fairly easy to find out what Major League Soccer thinks of its 10-year, $250 million-plus per season worldwide broadcast deal with Apple. For that much money and that much potential exposure, the league has always been thrilled.
+
+But until now, it’s been impossible to find out what Apple thinks. The company never likes to talk much on the record, whether about its sports broadcasts or its next iPhone. That has led to constant rumors wondering whether Apple is pleased with things so far, or not — including directly conflicting reports at times amid the swirl of social media.
+
+This week, Apple finally let its guard down. Eddy Cue, the company’s senior vice president of services, gave the first on-the-record remarks from anyone at Apple in months.
+
+“I’m very proud and happy with what we’ve accomplished so far, but I am sure that the best is yet to come,” Cue said in a videoconference with media outlets including The Inquirer. “It’s been a great few months for such a quick turnaround. So I’m incredibly proud of everyone on our team, everyone in the league — the teams, players, and owners have been instrumental in making this a huge success to start the season.”
+
+» READ MORE: How to watch Union games in the Apple MLS Season Pass streaming package
+
+Cue took no questions after a statement that lasted just over three minutes. So there was no opportunity to ask him about anything else — especially a report by The Athletic in early March that Apple has an opt-out clause in the deal if undisclosed subscriber targets aren’t met.
+
+Nor did Cue say anything about how many people have paid for MLS Season Pass, though he acknowledged aloud that he wasn’t going to. But if his statement wasn’t too much on an overall scale, it wasn’t nothing either.
+
+“We’re in year one of a 10-year partnership, so this is just the beginning, but we’re off to a great start with subscriptions and viewership,” he said. “We don’t share specific subscription numbers, but I can tell you we’re certainly doing much better than we had forecasted.”
+
+Cue thanked the public for its feedback — there has been plenty of it, good and bad — and noted he has heard from people within the league, too.
+
+“I get a lot of great feedback from users,” he said. “I’ve had a lot of fun texting with owners and players on the weekends, giving me real-time feedback and ideas on how to make Season Pass even better, and we’re listening.”
+
+» READ MORE: Behind the scenes at Apple and MLS’ studios, where every Saturday is ‘like the Olympics’
+
+With MLS nearing the midway point of its regular season, Cue said Apple will soon launch a half-season pricing plan for Season Pass for the rest of the year at $49, or $39 if you already pay for the main Apple TV service.
+
+The MLS package includes the rest of the regular season, the playoffs, and the Leagues Cup tournament between MLS and Mexico’s Liga MX. Every game is on Apple’s platform, even those on traditional TV through Fox or Univision channels. And they are all broadcast worldwide, except for the Leagues Cup in Mexico.
+
+“We think it’s a great time to go after a new set of fans,” Cue said. “We continue to work closely with the players, the teams to get more visibility, and social [content], and just doing more things together.”
+
+There is some outside proof of that: many MLS teams have hired multimedia creators this year to fulfill Apple’s requests to have content beyond just game days.
+
+“Our number one goal when we started this was to make sure that in year one, we’ve got all the MLS fans that were out there to feel like and see that we really care deeply about the game that they love, and the teams that they love,” Cue said.",b98d2b3c79c04919be099775e29f2377,Apple finally breaks its silence on how MLS Season Pass has performed in its first year,4,,,,
+12766,"Deutsche Telekom raises guidance after bumper Q3 - BERLIN, Nov 10 (Reuters) - Deutsche Telekom nudged up its full-year guidance on Thursday as the U.S. dollar's appreciation helped buoy third-quarter profit and its T-Mobile US business added customers.
+
+The telecoms operator reported a rise in third quarter adjusted net profit of 80% to 2.4 billion euros ($2.41 billion) and said it planned to increase its dividend to 0.70 euros per share from 0.64 euros in 2021.
+
+""We are once again proving to be an anchor of stability in difficult times,"" said Tim Hoettges, chairman of Deutsche Telekom's management board.
+
+""Our businesses continue to grow. That puts us in a position to raise not only our guidance - for the third time this year - but also our dividend,"" he added.
+
+In organic terms, Telekom expected full-year adjusted EBITDA AL to come in at more than 37.0 billion euros, up from previous guidance of around 37.0 billion.
+
+T-Mobile US recorded 1.6 million new postpaid customers in the third quarter, including 854,000 phone customers.
+
+T-Mobile US now expects to unlock synergies from its merger with Sprint of $5.7-5.8 billion this year, up from previous guidance of $5.4-5.6 billion, Telekom said. ($1 = 0.9972 euros) (Writing by Paul Carrel, Editing by Miranda Murray)","{'positive': 0.9527769, 'negative': 0.017559739, 'neutral': 0.029663354}","Deutsche Telekom nudged up its full-year guidance on Thursday as the U.S. dollar's appreciation helped buoy third-quarter profit and its T-Mobile US business added customers. 
+
+The telecoms operator reported a rise in third quarter adjusted net profit of 80% to 2.4 billion euros ($2.41 billion) and said it planned to increase its dividend to 0.70 euros per share from 0.64 euros in 2021. 
+
+In organic terms, Telekom expected full-year adjusted EBITDA AL to come in at more than 37.0 billion euros, up from previous guidance of around 37.0 billion. 
+
+T-Mobile US now expects to unlock synergies from its merger with Sprint of $5.7-5.8 billion this year, up from previous guidance of $5.4-5.6 billion, Telekom said.","Deutsche Telekom nudged up its full-year guidance on Thursday as the U.S. dollar's appreciation helped buoy third-quarter profit and its T-Mobile US business added customers.  ""We are once again proving to be an anchor of stability in difficult times,"" said Tim Hoettges, chairman of Deutsche Telekom's management board.  In organic terms, Telekom expected full-year adjusted EBITDA AL to come in at more than 37.0 billion euros, up from previous guidance of around 37.0 billion.",TMUS,Technology & Communications,Telecommunication Services,T-Mobile US Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called “last-mile” of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity’s products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.7733695325459503, 'Product End-of-life Management': 0.7505361112597162, 'Environmental Footprint of Operations': 0.7752696723366931, 'Data Privacy': 0.7961099203564834, 'Managing Systemic Risks from Technology Disruptions': 0.7500803628142322, 'Data Security': 0.7778048422689173}",0.7961099203564834,Tiffany,No focus,No focus,Neutral,None of the topics,No,Minor,,2023-04-25T23:52:06+00:00,https://www.cnbc.com/2023/04/26/stock-markets-big-tech-beats-expectations.html,"[{'name': 'resurgent bank fears', 'weight': 0.11644641}, {'name': 'Bank stocks', 'weight': 0.11270716}, {'name': 'Bigger banks', 'weight': 0.11035431}, {'name': 'banks', 'weight': 0.10944435}, {'name': 'other regional banks', 'weight': 0.10868014}, {'name': 'broader markets', 'weight': 0.09003755}, {'name': 'overnight trading', 'weight': 0.0858097}, {'name': 'extended trading', 'weight': 0.0846865}, {'name': 'Big Tech', 'weight': 0.08179698}, {'name': 'big tech', 'weight': 0.08179698}]",[{'name': 'Tech'}],"[{'data': 'CNBC Daily Open', 'type': 'ORG', 'mentions': 3}, {'data': 'First Republic', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Western Alliance Bancorp', 'type': 'ORG', 'mentions': 2}, {'data': 'Charles Schwab', 'type': 'ORG', 'mentions': 1}, {'data': 'UBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'overnight', 'type': 'TIME', 'mentions': 1}, {'data': 'each morning', 'type': 'TIME', 'mentions': 1}, {'data': 'Atlantic', 'type': 'LOC', 'mentions': 1}, {'data': 'Swiss', 'type': 'NORP', 'mentions': 1}]","This report is from today's CNBC Daily Open, our new, international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Like what you see? You can subscribe here. Bank stocks fell as First Republic reignited fears. Meanwhile, Alphabet and Microsoft beat earnings estimates, giving markets a chance to rally around tech.
+
+What you need to know today
+
+Can optimism in tech save markets from resurgent bank fears? Investors must have felt an unwelcome sense of déjà vu. First Republic lost almost half its value in a single trading day, dragging down other regional banks. Western Alliance Bancorp lost 5.58%, Charles Schwab fell 3.93% and PacWest Bancorp sank 8.92% (though the Los Angeles-based bank managed to recoup its losses in overnight trading after reporting its earnings). Bigger banks weren't spared, either: The broader SPDR S&P Bank ETF lost 3.68%. Across the Atlantic, UBS shares dropped even though the Swiss bank managed to increase assets in March, suggesting investors are still jumpy at any sign of weakness in banks. Losses in the financial sector weighed on major stock indexes. The Dow Jones Industrial Average slid 1.02%, the S&P 500 ended the day 1.58% lower and the Nasdaq Composite lost 1.98%. However, Wednesday could look like a very different trading day in the United States. Investors were pleased with how both Alphabet and Microsoft managed to beat estimates on profit and revenue. Shares of those tech giants popped in extended trading and are likely to post more dramatic surges later today. Given Alphabet's and Microsoft's immense market capitalization, broader markets stand to benefit from their rise as well. If Meta, which is due to report after the bell Wednesday, continues the streak of big tech surpassing Wall Street's expectations, investors could be in for two good trading days for the Nasdaq, at the very least. That could be enough to banish any lingering sense of déjà vu surrounding banks. Subscribe here to get this report sent directly to your inbox each morning before markets open.",ccde6d855fa74601b58631ef2de34877,CNBC Daily Open: Big Tech beats expectations,4,,,,
+15718,"Schlumberger (SLB) Gains But Lags Market: What You Should Know - Schlumberger (SLB) closed at $49.36 in the latest trading session, marking a +1.06% move from the prior day. This change lagged the S&P 500's 1.68% gain on the day. Meanwhile, the Dow gained 1.06%, and the Nasdaq, a tech-heavy index, lost 1.7%.
+
+Coming into today, shares of the world's largest oilfield services company had lost 14.78% in the past month. In that same time, the Oils-Energy sector lost 8.65%, while the S&P 500 lost 6.68%.
+
+Wall Street will be looking for positivity from Schlumberger as it approaches its next earnings report date. On that day, Schlumberger is projected to report earnings of $0.60 per share, which would represent year-over-year growth of 76.47%. Meanwhile, our latest consensus estimate is calling for revenue of $7.55 billion, up 26.64% from the prior-year quarter.
+
+SLB's full-year Zacks Consensus Estimates are calling for earnings of $3.02 per share and revenue of $32.74 billion. These results would represent year-over-year changes of +38.53% and +16.54%, respectively.
+
+Any recent changes to analyst estimates for Schlumberger should also be noted by investors. Recent revisions tend to reflect the latest near-term business trends. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Based on our research, we believe these estimate revisions are directly related to near-team stock moves. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. Schlumberger currently has a Zacks Rank of #3 (Hold).
+
+Looking at its valuation, Schlumberger is holding a Forward P/E ratio of 16.19. This represents a premium compared to its industry's average Forward P/E of 13.35.
+
+Also, we should mention that SLB has a PEG ratio of 0.42. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. Oil and Gas - Field Services stocks are, on average, holding a PEG ratio of 0.42 based on yesterday's closing prices.
+
+The Oil and Gas - Field Services industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 53, which puts it in the top 22% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.16078822, 'negative': 0.70960414, 'neutral': 0.12960768}","Schlumberger (SLB) closed at $49.36 in the latest trading session, marking a +1.06% move from the prior day. Wall Street will be looking for positivity from Schlumberger as it approaches its next earnings report date, which is expected to report earnings of $0.60 per share and revenue of $7.55 billion. The Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Oil and Gas - Field Services industry currently has a Zacks Industry Rank of 53, which puts it in the top 22% of all 250+ industries. Make sure to follow all of these stock-moving metrics in the coming trading sessions.","Schlumberger (SLB) closed at $49.36 in the latest trading session, marking a +1.06% move from the prior day.",SLB,Extractives & Minerals Processing,Oil & Gas - Services,Schlumberger Ltd,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers’ water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas – Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers—the oil and gas exploration and production (E&P) entities—can be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7915777467175595, 'Business Ethics & Payments Transparency': 0.7398856505522869, 'Water Management Services': 0.7567041364008235, 'Ecological Impact Management': 0.7426500231579987, 'Workforce Health & Safety': 0.7785736726765218, 'Critical Incident Risk Management': 0.75192849504777, 'Chemicals Management': 0.7601130956800113, 'Emissions Reduction Services & Fuels Management': 0.7661857784610094}",0.7915777467175595,Tiffany,Minor focus,Major focus,Positive,None of the topics,No,Major,,2022-12-07T23:10:00+00:00,https://thehill.com/policy/technology/overnights/3766208-hillicon-valley-news-competition-bill-dropped-after-tech-pushback/,"[{'name': 'other searched terms', 'weight': 0.07230697}, {'name': 'other news', 'weight': 0.07049115}, {'name': 'other services', 'weight': 0.065314956}, {'name': 'news content', 'weight': 0.063338235}, {'name': 'News competition bill', 'weight': 0.0627594}, {'name': 'news outlets', 'weight': 0.06082611}, {'name': 'dominant tech platforms', 'weight': 0.058259517}, {'name': 'news', 'weight': 0.05776105}, {'name': 'tech pushback', 'weight': 0.05720248}, {'name': 'other search topics', 'weight': 0.05624399}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Democrats', 'type': 'NORP', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 4}, {'data': 'Hill', 'type': 'ORG', 'mentions': 3}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'the Senate Judiciary Committee', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'House', 'type': 'ORG', 'mentions': 1}, {'data': 'Chinese Communist Party', 'type': 'ORG', 'mentions': 1}, {'data': 'Rackspace Technology', 'type': 'ORG', 'mentions': 4}, {'data': 'Hosted Exchange', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'iCloud', 'type': 'ORG', 'mentions': 2}, {'data': 'NLX', 'type': 'ORG', 'mentions': 1}, {'data': 'State Department', 'type': 'ORG', 'mentions': 1}, {'data': 'Vox', 'type': 'ORG', 'mentions': 1}, {'data': 'FTX', 'type': 'ORG', 'mentions': 2}, {'data': 'Wordle', 'type': 'ORG', 'mentions': 2}, {'data': 'China', 'type': 'GPE', 'mentions': 3}, {'data': 'Ill.', 'type': 'GPE', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 2}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Hillicon Valley', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Capitol Hill', 'type': 'LOC', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 2}, {'data': 'Rebecca Klar', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ines Kagubare', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Raja Krishnamoorthi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adam Schiff', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jackie Speier', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andrei Papancea', 'type': 'PERSON', 'mentions': 2}, {'data': 'Bob Cusack', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sara Morrison', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kalley Huang', 'type': 'PERSON', 'mentions': 1}, {'data': 'Taylor Swift', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joshua Oliver', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nikou Asgari', 'type': 'PERSON', 'mentions': 1}, {'data': 'Anna Nicolaou', 'type': 'PERSON', 'mentions': 1}, {'data': 'Antoine Gara', 'type': 'PERSON', 'mentions': 1}, {'data': 'Betty White', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elizabeth II', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jeffrey Dahmer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Simon Rogers', 'type': 'PERSON', 'mentions': 1}, {'data': 'the Journalism Competition and Preservation Act', 'type': 'LAW', 'mentions': 1}, {'data': 'National Defense Authorization Act', 'type': 'LAW', 'mentions': 1}, {'data': 'NDAA', 'type': 'LAW', 'mentions': 1}, {'data': 'JCPA', 'type': 'LAW', 'mentions': 1}, {'data': 'Chinese', 'type': 'LANGUAGE', 'mentions': 1}, {'data': 'Wordle', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'the FIFA World Cup', 'type': 'EVENT', 'mentions': 1}]","A journalism competition bill targeting dominant tech platforms was left out of must-pass defense legislation after pushback from the tech industry.
+
+In other news, Democrats pressed Twitter over reports of video evidence of protests in China being suppressed on the platform.
+
+This is Hillicon Valley, detailing all you need to know about tech and cyber news from Capitol Hill to Silicon Valley. Send tips to The Hill’s Rebecca Klar and Ines Kagubare. Subscribe here or in the box below.
+
+A bill that would allow news outlets to bargain collectively with dominant tech firms to distribute their content was left out of must-pass defense spending legislation Tuesday following pushback from the tech industry.
+• Silicon Valley giants, as well as advocacy groups often on opposite battle lines from the companies, joined together earlier this week to push Congress not to add the Journalism Competition and Preservation Act (JCPA) to the annual National Defense Authorization Act (NDAA).
+• Meta went so far as to threaten to pull news content from Facebook if the “ill-considered” bill was added to the text, rather than “submit to government-mandated negotiations.”
+
+Text of the NDAA released Tuesday did not appear to include the JCPA.
+
+The journalism competition bill advanced out of the Senate Judiciary Committee in September with bipartisan support.
+
+Proponents say it would help the news industry, especially smaller, local outlets, survive in an environment increasingly reliant on tech giants like Facebook and Google for distributing their content.
+
+The proposal would provide a limited safe harbor from federal and state antitrust laws for eligible digital journalism providers that would allow them to participate in joint negotiations.
+
+Three House Democrats sent a letter to Twitter CEO Elon Musk on Tuesday to express “deep concern” following reports of video evidence of protests in China being suppressed on the platform.
+
+Reps. Raja Krishnamoorthi (Ill.), Adam Schiff (Calif.) and Jackie Speier (Calif.) sent the letter to request information about recent “malicious” activities in China and any indication if the actions were directed by the Chinese government.
+• The letter comes after some of the largest protests in decades have happened across the country for the past few weeks against the government’s strict “zero-COVID” policy, which tries to keep the number of COVID-19 cases to as close to zero as possible.
+• The policy has resulted in entire neighborhoods and even cities being shut down as a result of cases.
+
+The lawmakers said that Chinese officials have cracked down on protests as they have spread, beating and dragging protesters, but Chinese Communist Party censors removed videos of these incidents from the internet.
+
+They said Chinese-language accounts and bots spammed Twitter with various links to suppress news about the protests.
+
+Email hosting provider Rackspace Technology confirmed on Tuesday that a ransomware attack is behind an outage that has been disrupting its email service since Friday.
+
+The company said it has retained a cyber defense firm to investigate the attack and has since discovered that the incident only affected its Hosted Exchange business while its other products and services are fully operational.
+
+Following the discovery of the ransomware attack, Rackspace said it took measures to contain the incident from spreading to other services.
+
+“Out of an abundance of caution, Rackspace Technology has put additional security measures in place and will continue to actively monitor for any suspicious activity,” Rackspace said.
+
+Apple announced plans to offer users added encryption of data stored in iCloud accounts.
+
+Apple’s end-to-end encryption service, called Advanced Data Protection for iCloud, will allow users to protect their most important data in their iCloud accounts, according to a news release on Wednesday.
+• The company said the new feature will be available for 23 data categories, including iCloud backup, notes and photos.
+• Mail, contacts and calendar applications will not feature the end-to-end encryption service due to applications’ need to interoperate with the global email, contacts and calendar systems.
+
+Apple also introduced the iMessage contact key verification method, where users can verify that they are messaging only with the people they intend to communicate with, and the security keys feature, where users have the option to use a physical security key to sign in to their Apple ID accounts.
+
+Leaders in tech on Wednesday touted advances in artificial intelligence that they say can assist with smoother customer service experiences while sounding a hopeful tone that such technology won’t come at a human cost.
+
+Andrei Papancea, the CEO and chief product officer at NLX, told The Hill’s editor-in-chief Bob Cusack at the “A More Perfect Union” event that he’s optimistic about the future of artificial intelligence (AI) technology and the ways in which it can transcend the way businesses and their customers interact with each other.
+
+He said it challenges “the mindset for consumers that you don’t have to call up or chat with a brand in order to get service.”
+
+“Rather, wherever you are and whatever your most convenient channel of communication is, you can engage in brands and with various different organizations in the most natural way possible, which is conversation,” Papancea said.
+
+An op-ed to chew on: Authorize State Department programs so we can truly lead with diplomacy
+
+Notable links from around the web:
+
+We don’t need another Twitter (Vox / Sara Morrison)
+
+Twitter’s Rivals Try to Capitalize on Musk-Induced Chaos (The New York Times / Kalley Huang)
+
+FTX held talks with Taylor Swift over $100mn sponsorship deal (FT / Joshua Oliver, Nikou Asgari, Anna Nicolaou and Antoine Gara)
+
+One more thing: Wordle most-searched term in 2022
+
+Popular puzzle game Wordle was the most searched term on Google in 2022, beating out other search topics such as election results and Ukraine.
+
+In a news release on Wednesday, Google Trends shared that the word puzzle game came in first ahead of terms such as election results, Ukraine and late actress Betty White (the second, third and sixth most popular terms searched, respectively) in total U.S. searches.
+
+Wordle also leads the pack in total searches globally, leading other searched terms such as the late Queen Elizabeth II, the FIFA World Cup and convicted serial killer Jeffrey Dahmer (the fourth, sixth and ninth most popular terms searched globally, respectively).
+
+Google Trends Data editor Simon Rogers noted to The Washington Post that Wordle became an obsession with many people this year, being a daily “pick-me-up” for those who want to steer away from darker, more serious news trends.
+
+That’s it for today, thanks for reading. Check out The Hill’s Technology and Cybersecurity pages for the latest news and coverage. We’ll see you tomorrow!",dc5626aeb281438c9fe090dfb9a0b0ec,Hillicon Valley — News competition bill dropped after tech pushback,4,,,,
+18531,"Las Vegas Strip Casinos Accused of Illegally Pushing Hotel Prices Up - Caesars Entertainment , Wynn Resorts , and MGM Resorts International -- face a class action lawsuit that alleges that they worked to artificially increase room prices. Hagens Berman has filed a class action lawsuit that charges that Caesars, MGM, Wynn, and Treasure Island colluded with a third party, Rainmaker, to collude to raise hotel prices on the Las Vegas Strip.","{'positive': 0.018532103, 'negative': 0.8730398, 'neutral': 0.10842815}","Las Vegas Strip Casinos Accused of Illegally Pushing Hotel Prices Up. Caesars Entertainment , Wynn Resorts , and MGM Resorts International -- face a class action lawsuit that alleges that they worked to artificially increase room prices. Hagens Berman has filed a class action lawsuit that charges that Caesars, MGM, Wynn, and Treasure Island colluded with a third party, Rainmaker, to collude to raise hotel prices on the Las Vegas Strip.","Caesars Entertainment , Wynn Resorts , and MGM Resorts International  -- face a class action lawsuit that alleges that they worked to artificially increase room prices.  Hagens Berman has filed a class action lawsuit that charges that Caesars, MGM, Wynn, and Treasure Island colluded with a third party, Rainmaker, to collude to raise hotel prices on the Las Vegas Strip.",CZR,Services,Casinos & Gaming,"Caesars Entertainment, Inc.","{'Internal Controls on Money Laundering': 'By the nature of its business, the Casinos & Gaming industry can be attractive to criminals seeking to launder money or disguise the origin of funds. Risk factors include the large amount of cash transactions, accessibility to multiple facilities, and customer anonymity. Therefore, strict and robust internal controls are necessary for entities to prevent violations of reporting and money laundering regulations. Casino operators that fail to detect and prevent money laundering activities may open themselves to investigations. Violations of anti-money laundering laws and regulations could result in criminal prosecution and/or substantial regulatory penalties.', 'Responsible Gaming': 'While the main purpose of gambling is entertainment, the industry faces a negative perception that is often related to pathological gambling. In addition to pathological gambling which is a progressive addiction characterised by increasing preoccupation with gambling, customers may also experience problem gambling, a less severe form of pathological gambling. While casinos do not cause problem gambling, they provide opportunities to gamble and may earn disproportionately greater revenue from pathological and problem gamblers. Responsible gambling encompasses industrybest practices to mitigate the impacts of problem gambling that may result from violations of self-exclusion lists, irresponsible advertising, gambling by minors, or instances where the entity has otherwise enabled gambling problems. Highly-publicised incidents related to pathological and problem gambling may damage entities‚Äô reputations and result in regulatory curtailment of their licenses to operate. ', 'Energy Management': 'With many facilities open 24 hours a day, the Casinos & Gaming industry requires a large amount of energy to operate. Casino facilities often have few windows and therefore rely on their buildings‚Äô mechanical systems for heating, ventilation, air-conditioning (HVAC) and lighting. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change and pollution, and have the potential to impact casino entities‚Äô results of operations. Entities that rely on electricity consumption for their operations increasingly must manage energy efficiency as well as energy availability, including the risks and opportunities associated with energy sourcing from fossil fuels or from renewable and alternative energy sources.', 'Smoke-free Casinos': 'Casino facilities are usually climate-controlled environments with internal air circulation, and have a relatively high concentration of employees and customers. While anti-smoking campaigns have helped some regions enact smoking bans for public places, many casinos remain exempt from such bans. Smoke exposes employees and customers to risks of heart attacks and cancer. In addition, studies have shown that casino dealers exposed to secondhand smoke have higher-than-average rates of respiratory illness. Entities that derive a significant portion of their revenue from smoking customersmay be negatively affected by smoking bans, which are becoming more common. Alternatively, by creating smoke-free facilities, casino operators may be better positioned to attract more non-smoking patrons.'}","{'Internal Controls on Money Laundering': 0.7776572701746902, 'Responsible Gaming': 0.7772248645508149, 'Energy Management': 0.7875582786253015, 'Smoke-free Casinos': 0.7792390752427476}",0.7875582786253015,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-02-16T18:20:40.794000+00:00,https://www.axios.com/pro/health-tech-deals/2023/02/16/amazon-healthcare-efforts-status-overview,"[{'name': 'Amazon Clinic', 'weight': 0.074622154}, {'name': 'primary care clinic operator One Medical', 'weight': 0.07422459}, {'name': 'Amazon', 'weight': 0.074174784}, {'name': 'affordable medications', 'weight': 0.067473866}, {'name': 'One Medical', 'weight': 0.06712173}, {'name': 'care', 'weight': 0.062262204}, {'name': 'Amazons health care play', 'weight': 0.059733115}, {'name': 'Amazons health care efforts', 'weight': 0.058730382}, {'name': 'eligible generic prescriptions', 'weight': 0.057068583}, {'name': 'Amazons One Medical purchase', 'weight': 0.055153303}]",[{'name': 'Health'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 15}, {'data': 'One Medical', 'type': 'ORG', 'mentions': 5}, {'data': 'RxPass', 'type': 'ORG', 'mentions': 5}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}, {'data': 'Medicare', 'type': 'ORG', 'mentions': 5}, {'data': 'Medicaid', 'type': 'ORG', 'mentions': 2}, {'data': 'Ro', 'type': 'ORG', 'mentions': 1}, {'data': 'Hims & Hers', 'type': 'ORG', 'mentions': 1}, {'data': 'BTIG', 'type': 'ORG', 'mentions': 1}, {'data': 'CareCentrix', 'type': 'ORG', 'mentions': 1}, {'data': 'Axios', 'type': 'ORG', 'mentions': 1}, {'data': 'AWS', 'type': 'ORG', 'mentions': 1}, {'data': 'Whole Foods', 'type': 'ORG', 'mentions': 1}, {'data': 'Forrester', 'type': 'ORG', 'mentions': 1}, {'data': ""Elon Musk's"", 'type': 'PERSON', 'mentions': 1}, {'data': 'David Larsen', 'type': 'PERSON', 'mentions': 1}, {'data': 'Aron Corin', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Driscoll', 'type': 'PERSON', 'mentions': 1}, {'data': 'Natalie Schibell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kara Wilson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Delilah Gonzalez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Peter Harrison', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Halo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Alexa', 'type': 'PRODUCT', 'mentions': 1}]","Amazon's health care efforts have hit a fever pitch as the announcements roll in — but while its One Medical deal has clear advantages, its pharmacy and telehealth plays currently appear less substantive.
+
+Why it matters: Amazon's wide-ranging moves mirror Elon Musk's attempt to transform tech, yet it remains unclear when the sum of its parts will let the e-commerce giant become a health juggernaut.
+
+Driving the news: Last month, Amazon launched RxPass, a Prime service enabling members to get as many generic medications as they need for $5 a month.
+• This follows the launch of Amazon Clinic, a virtual service for common medical issues like allergies and hair loss, and Amazon's $3.9 billion acquisition of primary care clinic operator One Medical last year.
+
+📦 Our thought bubble: Although Amazon's One Medical purchase is a BFD, its other announcements are less game-changing, at least in their current form. So let's make like a box and break it down, shall we?
+
+Zoom in: Neither RxPass nor Amazon Clinic suggests the company is aimed at achieving two of health care's loftiest benchmarks: increased equity and accessibility.
+• Rather, they are mostly about expanding Amazon’s existing tentacles into providing care for relatively wealthy and economically secure populations.
+• RxPass enables 200 million people, or more than half the U.S. population, to get 30-day supplies of eligible generic prescriptions for $5. But it isn't available to Medicare and Medicaid populations, who are likely to need affordable medications most.
+• Also, the service includes only about 50 generic drugs, most of which are already relatively cheap. RxPass cannot be used for brand-name drugs, the world's most expensive medications, and the service is not currently available in all states.
+• Amazon Clinic is a cash-pay, virtual care business aimed at common ailments that largely affect the worried well, such as allergies and hair loss (similar to the services provided by companies such as Ro or Hims & Hers). Like RxPass, it cannot be paid for using Medicare or Medicaid.
+
+Yes, but: In contrast to its virtual care and pharmacy activity, Amazon's purchase of One Medical enables the consumer-obsessed giant to outbid rivals in terms of geographic heft and get a toehold into lucrative risk-based Medicare programs, which remain untouched by the company's other efforts.
+• ""Access to Medicare Plans and employer groups is likely a key consideration that Amazon has with this deal,"" BTIG analysts David Larsen and Aron Corin wrote in a research note at the time of the announcement.
+• ""The sleeping giant in the deal may be One Medical’s Medicare Advantage business [Iora] because they can take on massive risk,"" CareCentrix CEO John Driscoll previously told Axios.
+
+The unboxing: Amazon's health care efforts could be seen as a mix of bold and mediocre, but taken together, they could eventually be game-changing.
+• Remember: In addition to the plays above, Amazon has the Halo for fitness monitoring, the Alexa for voice-based commands, a diagnostics division, a powerful cloud presence with AWS, and a retail (or potential food-as-medicine) presence in Whole Foods.
+• ""Amazon’s customer-centric model has the potential to reinvent the patient experience by putting the patient at the center of their journey to drive value-based and quality care at every touchpoint,"" Forrester researchers Natalie Schibell and Kara Wilson and contributors Delilah Gonzalez and Peter Harrison wrote in a recent report.",8b23967a9db4463b97bec835f64ecd03,Unboxing Amazon's health care play,4,,,,
+10639,"Delivery Drivers Share What It’s Like Delivering in Hazardous Wildfire Smoke - Package delivery drivers worked through the wildfire smoke in New York City on Wednesday, even as the air quality became ""hazardous"" in the afternoon and clouds of stinging yellow smog descended over the city. Drivers said that, despite the conditions outdoors, UPS did not change their hours or take any precautions to protect them from the smoke—not even providing masks.
+
+“Normally during lunch, I open up my back door, I lay down. But today, the overwhelming smell of smoke literally kept me awake coughing,” said Dave Carew, a UPS driver with Teamsters Local 804, the branch of the union responsible for New York City, Long Island, and parts of New Jersey. “I have allergies too. So the last two days, my allergies have been off the charts. I've been talking to other drivers throughout the day, they're all coughing.”
+
+Carew had been on the road since around 10 a.m. that morning, when air quality was categorized as “unhealthy” by the U.S. government, due to smoke from rampant Canadian wildfires drifting southward. At that point, Carew and other drivers confirmed, management had not given them direction to protect themselves from the smoke or to make their drives more comfortable. He added that trucks driven by UPS delivery drivers don’t have proper air conditioning or any form of air filtering, and are usually driven with their doors open to speed up the delivery process and help cope with heat.
+
+As a result, he’d been inhaling the smog all day. “[The other drivers] are all doing the same thing as me,” he said. “We’ll be having a normal conversation, and one of us will get into a coughing fit, or both of us will get into a coughing fit.” Here, Carew broke off and coughed vigorously.
+
+Reddit is also full of posts from Amazon delivery drivers who say they are worried about working through the smoke, which has made New York City have some of the most hazardous air in the world. Posts show that Amazon has made drivers in Canada work through the wildfires there as well. An Amazon spokesperson did not respond to a request for comment.
+
+Visibility has also decreased because of the smoke, which poses a particular risk for drivers. “It looks like I’m driving through fog,” Carew said. “And when it does let up enough for the sun to shine through, it looks like it’s sunset the whole time. The shadows are all orange.”
+
+Anthony Rosario, a former UPS driver who now works with Local 804, said that management at his location had simply told drivers that they were waiting on direction from corporate on whether to bring them back in.
+
+Rosario said that because there was no effective way to keep the smog out of the trucks, there was nothing that UPS could have done to protect its drivers other than provide good masks, the most effective option being N95s.
+
+‚ÄúDrivers should be getting some type of hazard pay for this,‚Äù Rosario said. ‚ÄúIt‚Äôs like working in the pandemic. You're out there, you're risking your life, there's a virus out there that's killing people. Now apparently, New York has become the worst city in the world for air quality. They're telling old folks to stay home and young children to stay home. These workers are just out there doing their job, and nobody's telling them to get back.‚Äù","{'positive': 0.015213073, 'negative': 0.8586473, 'neutral': 0.12613964}","Package delivery drivers in New York City worked through the wildfire smoke on Wednesday, even as the air quality became ""hazardous"" in the afternoon and clouds of stinging yellow smog descended over the city. Drivers said that despite the conditions outdoors, UPS did not change their hours or take any precautions to protect them from the smoke. Amazon delivery drivers are also worried about working through the smoke, and Amazon has made drivers in Canada work through the wildfires there as well. Drivers should be getting some type of hazard pay for this, with the most effective option being N95s.","Drivers are delivering through Canadian wildfire smoke with coughing fits, low visibility, and no protection from their company.",UPS,Transportation,Air Freight & Logistics,United Parcel Service Inc B,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7542732857064209, 'Supply Chain Management': 0.7514293256385003, 'Air Quality': 0.7971137378331804, 'Employee Health & Safety': 0.8000484289713454, 'Labour Practices': 0.7878485563213149, 'Accident & Safety Management': 0.7518520593103197}",0.8000484289713454,Tiffany,Major focus,Major focus,Negative,"Labour Practices, Employee Health & Safety",Major,Major,Negative,2023-07-21T19:37:34.117000+00:00,https://www.bloomberg.com/news/articles/2023-07-21/bullish-option-strategies-bet-that-big-tech-will-grind-higher?cmpId=google,"[{'name': 'September call options', 'weight': 0.09984593}, {'name': 'Big Tech Stocks', 'weight': 0.09191926}, {'name': 'big tech earnings', 'weight': 0.08973091}, {'name': 'other big tech names', 'weight': 0.08890763}, {'name': 'tech companies', 'weight': 0.08253948}, {'name': 'Alphabet Inc.', 'weight': 0.0757245}, {'name': 'little moves', 'weight': 0.07376479}, {'name': 'Meta Platforms Inc.', 'weight': 0.071018934}, {'name': 'Amazon.com Inc.', 'weight': 0.06864428}, {'name': 'similar trades', 'weight': 0.06841913}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': 'Amazon.com Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Susquehanna International Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft Corp.', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 3}, {'data': 'Option Pit LLC', 'type': 'ORG', 'mentions': 1}, {'data': 'Chris Murphy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Sebastian', 'type': 'PERSON', 'mentions': 1}]","Ahead of next week’s slew of big tech earnings, some options investors are positioning for prices to grind higher rather than see wild swings.
+
+Take Friday, when a buyer purchased a block of about 2,300 September $135 calls on Amazon.com Inc. while selling roughly 4,600 September calls with a strike price of $150, paying a net premium of about $460,000. The bet: that shares will rise from the current level around $130, but not go too much past $150, at which point the potential profit starts to shrink and eventually turn to a loss.
+
+Such so-called call spreads are a way to “capitalize on a moderate move higher without adding to downside risk profile,” said Chris Murphy, co-head of derivative strategy at Susquehanna International Group. “It feels like most of the easy money and sharp upside in AI has already happened and the next leg higher, if there is one, would be more of a grind.”
+
+While these strategies are only a small part of the overall volume, analysts pointed to similar trades that have cropped up in other big tech names this week — including a move on Friday in Microsoft Corp., which saw $222,000 in premium change hands on a similar set of September call options.
+
+The plays come ahead of impending earnings releases from a number of tech companies, including both Microsoft and Alphabet Inc. Although the Nasdaq 100’s more than 40% year-to-date rally cooled somewhat this week, the call spreads suggest some traders anticipate there’s at least a bit of room to run.
+
+“That’s a smart play,” said Mark Sebastian, founder of Option Pit LLC. “The idea is that you’re looking for a move, but not a huge move.”
+
+He added that many investors expect heightened single-stock moves around the Nasdaq 100 index’s rebalance, which will reduce the weight of some of its biggest companies in the index. One-month implied volatility on companies like Amazon, Meta Platforms Inc., and Alphabet approached two-month highs.
+
+Even so, positioning signals little moves at the index level, with implied volatility of Invesco QQQ Trust Series 1 (ticker QQQ) hovering around its lows of the year.",e7d9408834184a489f05c87d42065ac4,Bullish Option Strategies Are Betting That Big Tech Stocks Will Grind Higher,4,,,,
+8233,"Valero Scorches Gavin Newsom for Blaming High Fuel Costs on Gas Companies - After Democrat Governor Gavin Newsom's state Energy Commission accused Valero Energy of price gouging and ordered an ""explanation"" from the company on the high price of gas in California, Valero sent a lengthy letter putting Newsom in his place and explaining why his answer is waiting in the mirror. In doing so, the energy producer also exposed the true goal of Democrats' pain-is-the-point energy agenda.
+
+""As the Commission knows, and as countless investigations have demonstrated, market drivers of supply and demand, together with government-imposed costs and specifications, determine market price,"" Valero's letter begins, explaining the basics of Econ 101 since apparently Newsom missed that lesson during his time at Santa Clara University.
+
+The company continues to explain that it does have ""planned maintenance activity underway at one of our California refineries"" that is ""required to keep the refinery running safely and properly and to meet the regulatory expectations of the state"" that Gavin Newsom and the California Energy Commission require. But Valero explains that the company ""either built inventory or arranged for additional supply to assure we meet our contractual obligations to our customers.""
+
+Continuing, the letter says that ""no one has provided more low carbon renewable fuel for the California market that Valero"" and adds that a ""very short supply market"" — due to the Biden administration's actions that ended America's energy independence — means that ""inventories are pulled down to satisfy the demand"" which is what the Commission expects to see. Again, due to Newsom's administration, ""the closure of California refineries has necessarily eliminated their working inventories which will lower overall state inventories levels.""
+
+As to why Californians are paying more than anyone else in America for gas, Valero then drops the hammer on Newsom and the state's Democrats:
+
+For Valero, California is the most expensive operating environment in the country and a very hostile regulatory environment for refining. California policy makers have knowingly adopted policies with the expressed intent of eliminating the refinery sector. California requires refiners to pay very high carbon cap and trade fees and burdened gasoline with cost of the low carbon fuel standards. With the backdrop of these policies, not surprisingly, California has seen refineries completely close or shut down major units. When you shut down refinery operations, you limit the resilience of the supply chain.
+
+Boom. The cold hard truth that Newsom, Biden, and Energy Secretary Granholm know — but refuse to admit — along with the real goal of their energy-killing policies. But Valero wasn't done eviscerating California's war on energy.
+
+From the perspective of a refiner and fuel supplier, California is the most challenging market to serve in the United States for several additional reasons. California regulators have mandated a unique blend of gasoline that is not readily available outside of the West Coast. California is largely isolated from fuel markets of the central and eastern United States. California has imposed some [of] the most aggressive, and thus expensive and limiting, environmental regulatory requirements in the world. California policies have made it difficult to increase refining capacity and have prevented supply projects to lower operating costs of refineries. We believe the Commission experts understand that California cannot mandate a unique fuel that is not readily available outside of the West Coast and then burden or eliminate California refining capacity and expect to have robust fuel supplies. Adding further costs, in the form of new taxes or regulatory constraints, will only further strain the fuel market and adversely impact refiners and ultimately those costs will pass to California consumers.
+
+That is, California's Democrat leaders aren't ignorant. They know exactly what they're doing and what it does to gas prices for their residents. As with the Biden administration's energy policies, the pain is the point. They're just blaming oil and gas companies in the meantime to try passing the buck until the energy crisis does irreparable damage. But as Valero points out, the California Energy Commission understands its role in advancing the left's radical, so-called ""green,"" agenda.","{'positive': 0.02832377, 'negative': 0.7261473, 'neutral': 0.24552897}","Again, due to Newsom's administration, ""the closure of California refineries has necessarily eliminated their working inventories which will lower overall state inventories levels."" California is largely isolated from fuel markets of the central and eastern United States. California has imposed some [of] the most aggressive, and thus expensive and limiting, environmental regulatory requirements in the world. We believe the Commission experts understand that California cannot mandate a unique fuel that is not readily available outside of the West Coast and then burden or eliminate California refining capacity and expect to have robust fuel supplies.",Valero Scorches Gavin Newsom for Blaming High Fuel Costs on Gas Companies,VLO,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Valero Energy Corp,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations and ultimately impact an entity‚Äôs social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue‚Äîthrough technological and process improvements‚Äîcan allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity‚Äôs ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities‚Äô long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.799192789727231, 'Greenhouse Gas Emissions': 0.7886356525460458, 'Water Management': 0.7714431383863104, 'Management of the Legal & Regulatory Environment': 0.7994747966401012, 'Air Quality': 0.7720032885084003, 'Workforce Health & Safety': 0.7637595808976219, 'Hazardous Materials Management': 0.7610295135319213, 'Product Specifications & Clean Fuel Blends': 0.8052404851772417, 'Critical Incident Risk Management': 0.753629086222754}",0.8052404851772417,Tiffany,Major focus,Major focus,Negative,"Regulatory Compliance and Reporting, Greenhouse Gas Emissions",Major,Major,Negative,2022-12-07T08:01:00+00:00,https://www.independent.co.uk/tech/google-wordle-russia-diana-ross-quordle-b2240393.html,"[{'name': 'top Google UK searches', 'weight': 0.12785695}, {'name': 'last year', 'weight': 0.10271164}, {'name': 'searches', 'weight': 0.09258119}, {'name': 'the top trending film search', 'weight': 0.08676699}, {'name': 'the top trending search queries', 'weight': 0.0845758}, {'name': 'the top trending search topics', 'weight': 0.0845758}, {'name': 'the top trending news event', 'weight': 0.07402305}, {'name': 'Disney film Encanto', 'weight': 0.07099252}, {'name': 'the top trending musician', 'weight': 0.06987258}, {'name': 'key national events', 'weight': 0.06839221}]","[{'name': 'Sports'}, {'name': 'Tech'}]","[{'data': 'Wordle', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Quordle', 'type': 'ORG', 'mentions': 1}, {'data': 'New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney', 'type': 'ORG', 'mentions': 1}, {'data': 'the World Cup', 'type': 'EVENT', 'mentions': 5}, {'data': 'Monkeypox', 'type': 'EVENT', 'mentions': 1}, {'data': 'Australian Open', 'type': 'EVENT', 'mentions': 1}, {'data': 'The Women’s Euros', 'type': 'EVENT', 'mentions': 1}, {'data': 'Eurovision', 'type': 'EVENT', 'mentions': 1}, {'data': 'Glastonbury', 'type': 'EVENT', 'mentions': 1}, {'data': 'Queen', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Encanto', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Stranger Things', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 6}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Qatar', 'type': 'GPE', 'mentions': 1}, {'data': 'England', 'type': 'GPE', 'mentions': 2}, {'data': 'Wordle', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Encanto', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Johnny Depp', 'type': 'PERSON', 'mentions': 1}, {'data': 'Matt Cooke', 'type': 'PERSON', 'mentions': 1}, {'data': 'Diana Ross', 'type': 'PERSON', 'mentions': 1}, {'data': 'Boy George', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kate Bush', 'type': 'PERSON', 'mentions': 1}, {'data': 'Omicron', 'type': 'LOC', 'mentions': 1}, {'data': 'Elizabeth', 'type': 'FAC', 'mentions': 1}]","Puzzle game Wordle, the World Cup, and the late Queen have been revealed as the top trending search topics in the UK during 2022.
+
+Google’s annual Year in Search statistics showed that Ukraine and searches for lateral flow tests were also in the top five trending UK searches of the year.
+
+The top 10 searches list in the UK also included Russia, Wordle alternative Quordle, and Johnny Depp.
+
+The puzzle game which asks people to guess a five-letter word each day rose to prominence at the start of the year and has since been bought by the New York Times as well as spawned a number of unofficial spin-offs.
+
+Google builds its lists by identifying the top trending search queries, which are searches that have a high spike in traffic over a sustained period compared to last year.
+
+The death of the Queen was the top trending news event of the year, ahead of searches around the war in Ukraine and Monkeypox, with Omicron symptoms, train strikes, the opening of the Elizabeth line and cost of living payments all making the top 10.
+
+The late Queen’s passing and funeral were also the subject of three of the top four trending questions of the year, as the public looked for details and timings of key national events following her death.
+
+In sport, the World Cup – currently taking place in Qatar, the Australian Open tennis tournament and the Africa Cup of Nations football championship were the top three trending searches of the year.
+
+The Women’s Euros – won by England in the summer – also appeared in the top 10, as did the Rugby League World Cup, which was hosted by England.
+
+Matt Cooke, head of Google News Lab, said: “As we reach the end of 2022, the Year in Search trends are an insightful recap of what the nation has faced in the past 12 months.
+
+“Amongst the extreme highs and lows, including national mourning and geo-political instability, it’s humbling to see that a game like Wordle supplied comfort alongside family favourites like Encanto and Eurovision that provide a common thread to bring the nation together.”
+
+Following her appearance in the legends slot at Glastonbury, Diana Ross was the top trending musician of the year, ahead of Boy George and Kate Bush.
+
+While Disney film Encanto was the top trending film search of the year, with Stranger Things the top TV show.",7859617f8f594d8c9a6053b09328fce1,"Wordle, the World Cup and the Queen among top Google UK searches of the year",4,,,,
+7063,"Chip stocks drop as U.S. mulls fresh curbs on AI access to China - June 28 (Reuters) - Shares of U.S. chipmakers fell on Wednesday following a report that the Biden administration was planning new curbs on export of computing chips for artificial intelligence to China as early as July.
+
+Companies such as Nvidia (NVDA.O) , Advanced Micro Devices (AMD.O) and Intel (INTC.O) , which rely on the world's second largest economy for at least a fifth of their revenue, fell between 0.8% and 1.8%, caught in the U.S.-China crossfire.
+
+The Philadelphia chip index (.SOX) dropped 0.9%.
+
+Last year, U.S. officials had ordered Nvidia to stop exporting its top two AI chips to China to limit the country's technological capability.
+
+Months later, Nvidia launched a new advanced chip called A800 in China to meet export control rules.
+
+The new restrictions being considered by the Commerce Department would also include a ban on the sale of Nvidia's A800 chip without a special U.S. export license, the Wall Street Journal report said.
+
+Curbs on sales of datacenter graphics processing units to China would impact future financial results, Nvidia's finance chief Colette Kress said on Wednesday. However, the company does not expect the additional restrictions to have an immediate material impact on its results.
+
+""With an update on export controls now expected, investors will assess just how limiting the new rules will be for chip makers' sales,"" said Susannah Streeter, head of money and markets, Hargreaves Lansdown.
+
+""A handful of tech companies pack a huge punch on Wall Street due to their sheer size, so any wobble in confidence reverberates on indices.""
+
+Rising expectations over the advancements in AI have helped Wall Street climb this year, with Nvidia at the pole position on the S&P 500 index, gaining 187% so far this year.
+
+But the sharp rise in shares has also sparked doubts over lofty valuations.
+
+Nvidia is trading at 47 times its expected 12-months earnings, while AMD is at a 31.2 multiple and Intel at 31.8, way above the S&P 500's multiple at 19, according to Refinitiv data.
+
+The Philadelphia chip index (.SOX) has surged more than 44% so far this year, far ahead of the benchmark index's (.SPX) 14% rise.
+
+Across the Atlantic, Nordic Semiconductor (NOD.OL) , Dutch chipmaker ASML (ASML.AS) , Milan-listed STMicroelectronics , however, closed between 2.3% and 6.4% higher.","{'positive': 0.027283257, 'negative': 0.9584862, 'neutral': 0.014230595}","Shares of U.S. chipmakers fell on Wednesday following a report that the Biden administration was planning new curbs on export of computing chips for artificial intelligence to China as early as July. Companies such as Nvidia, AMD, and Intel (INTC.O) were affected by the new restrictions, which would also include a ban on the sale of Nvidia's A800 chip without a special U-S. export license. The Philadelphia chip index dropped 0.9%, while AMD and Intel both posted strong gains this year. The rise in shares has also sparked doubts over lofty valuations, with Nvidia trading at 47 times its expected 12-months earnings and AMD at 31.2 multiple.",Shares of U.S. chipmakers fell on Wednesday following a report that the Biden administration was planning new curbs on export of computing chips for artificial intelligence to China as early as July.,AMD,Technology & Communications,Semiconductors,Advanced Micro Devices,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‚Äòultra-pure‚Äô water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply‚Äôscost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operates are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities‚Äô IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.7826707285122515, 'Water Management': 0.7525129031584255, 'Greenhouse Gas Emissions': 0.7584946587411856, 'Energy Management in Manufacturing': 0.796771765034934, 'Materials Sourcing': 0.7877536093067881, 'Intellectual Property Protection & Competitive Behaviour': 0.7854064165044575, 'Product Lifecycle Management': 0.8080462251169658, 'Employee Health & Safety': 0.7658939742546924, 'Waste Management': 0.7565545630123988}",0.8080462251169658,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-02-03T10:00:00+00:00,https://www.businessinsider.com/meta-facebook-worker-tech-layoffs-severance-pay-mark-zuckerberg-dei-2023-2,"[{'name': 'Meta employees', 'weight': 0.09628745}, {'name': 'other Meta employees', 'weight': 0.094519384}, {'name': 'severance pay', 'weight': 0.08756308}, {'name': 'Facebook parent company Meta', 'weight': 0.08435667}, {'name': 'limited severance pay', 'weight': 0.08430275}, {'name': 'last year', 'weight': 0.08315074}, {'name': 'Meta', 'weight': 0.07784449}, {'name': 'Meta executives', 'weight': 0.07763552}, {'name': 'last month', 'weight': 0.07587985}, {'name': 'tech workers', 'weight': 0.07538797}]",[],"[{'data': 'Meta', 'type': 'ORG', 'mentions': 15}, {'data': 'Insider', 'type': 'ORG', 'mentions': 4}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Sourcer Development Program', 'type': 'ORG', 'mentions': 2}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Department of Labor', 'type': 'ORG', 'mentions': 1}, {'data': 'DEI', 'type': 'ORG', 'mentions': 2}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'eBay', 'type': 'ORG', 'mentions': 1}, {'data': 'Levy', 'type': 'PERSON', 'mentions': 11}, {'data': 'Jonathan Vanian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'the Worker Adjustment and Retraining Notification (WARN) Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Mexican', 'type': 'NORP', 'mentions': 1}]","• Meta employees who were laid off at the end of last year received 16 weeks or more of severance pay.
+• Workers in a year-long diversity program only received eight weeks of pay.
+• One worker told Insider that it's one example of how Meta failed its underrepresented workers.
+
+When Brit Levy, 35, got laid off from Facebook parent company Meta in November, she refused to sign the severance agreement.
+
+The severance package, like many, includes stipulations for unauthorized media statements, non-disparagement, and confidentiality.
+
+And Levy wanted to be able to tell her story.
+
+It comes against the backdrop of layoffs sweeping the tech industry over the past few months, with companies like Google and Microsoft laying off hundreds of thousands of workers.
+
+While tech workers tend to get more severance than most industries, it is not a legal obligation for any company in the US. Google is paying at least 16 weeks of severance to the 12,000 employees it laid off in January, as well as paying out all remaining vacation time. Salesforce is giving US employees at least five months of pay, health insurance, and other benefits to its 7,000 recently laid off workers.
+
+And then there's Meta, who offered 16 weeks of base pay to its 11,000-plus laid off employees at the end of last year, the first time the Facebook giant implemented such cuts in its 18 years of existence. In addition to those four months of pay, employees were offered two additional weeks of severance for every year at the company, with no limit.
+
+But not for everyone.
+
+Levy was part of a Meta's Sourcer Development Program, a diversity initiative that helped workers from underrepresented groups enter the corporate technology recruiting industry through a 12-month program. Those workers received fewer weeks of severance and insurance than other Meta employees — they were given only the amount of pay necessary to comply with federal law. They were laid off with several months remaining in their contracts, and Meta cut the program indefinitely.
+
+Workers who were a part of the program were only given eight weeks of base pay upon being laid off, CNBC's Jonathan Vanian reported last month. That's through the Worker Adjustment and Retraining Notification (WARN) Act, which federally requires certain employers to give 60 days notice to employees in the event of a mass layoff. The act does not, technically speaking, provide for 60 days of pay in lieu of 60 days of notice, but Department of Labor guidance suggests that it's probably fine.
+
+Beyond that, Levy told Insider that she wasn't offered any other severance pay, only three months of health insurance. Insider viewed a copy of the separation agreement, which only outlined the terms for health insurance and company repayment forgiveness.
+
+""I just don't see how it would be financially responsible to cut a program when you've already invested so much time into it,"" Levy said, adding that before starting the program, leadership assured the cohort that they weren't going to be impacted by potential layoffs, and that they would have the opportunity to interview for permanent positions when the year ended.
+
+""I felt like a lot of their diversity in the DEI was just for show""
+
+Workers in the Sourcer Development Program weren't given a lot of work to do, Levy said. Though she'd been at the company for a few months at the time of layoffs, she had only been given projects to work on for a few weeks before she was laid off.
+
+""I was basically set up for failure,"" she said. ""There were other people in our program that were nurses, teachers, and firefighters. They left their jobs, their entire career and Meta didn't even let them get one year of experience. So it was a huge disadvantage.""
+
+In November, laid off workers in the program sent a letter to Meta CEO Mark Zuckerberg and Meta executives, telling them about the severance situation, according to CNBC.
+
+""Even our former managers insisted we were confused and that all the information they were getting was that we were offered 16 weeks of pay and 6 months of health insurance,"" the group said.
+
+Levy described confusion about their roles throughout the company.
+
+""There were a ton of employees at Meta that didn't even know we were employees,"" she said. ""They thought we were contract workers."" Senior staff at Meta left comments on her LinkedIn and TikTok posts about getting laid off seeking to contradict her, Insider confirmed via screenshots.
+
+As someone who works in recruiting, Levy said that having less than a year of experience at Meta has severely undercut her ability to get another job.
+
+""The biggest thing that I wanted leadership to understand is, you can't have these programs and not give those people the one year of experience that is so necessary,"" she said. ""We were trying to pivot into a career. If you have anything less than a year, you have to basically start from scratch again. You have to start at the bottom.""
+
+Levy said she has applied to hundreds of jobs since she was laid off. But she's in a tough spot with limited severance pay, and she said that the $450 ceiling for unemployment benefits in California is not keeping up with the cost of living.
+
+""I'm going to be doing whatever I can,"" she said. ""I'm putting things on eBay. I'm going through my kids' closet and selling their old clothes.""
+
+Even in the months leading up to the layoffs, Levy said that her time in the program showed her that Meta had an issue with how it treated its employees from underrepresented groups, citing LGBTQ+ workers, workers of color, and veterans.
+
+Levy, who is Mexican-American, said that not letting her cohort finish their whole year in the program was one example, and the limited weeks of experience they got within the program was another.
+
+It's a bigger problem in tech overall — and in the layoffs. Women and people of color are not only underrepresented in the tech industry; they're disproportionately impacted by layoffs.
+
+""I just felt this attitude of if I say something, I am going to be the bad one,"" she said. "" I felt like a lot of their diversity in the DEI was just for show.""",3f7f7cf3907a443795ddfe862973e6e9,A laid-off Meta worker says she's struggling after not getting the 16 weeks of severance her fellow employees received: 'I'm going through my kids' closet and selling their old clothes',4,,,,
+24905,"Insurance Carriers Focusing on Digital Enablement for Small Businesses - WILMINGTON, Del., Oct. 24, 2022 /PRNewswire-PRWeb/ -- Keynova Group, the principal competitive intelligence source for digital financial services firms, today announced the results of the 2022 edition of its Small Commercial Insurance Scorecard. The Hartford attained top honors for its digital user experiences catering to small businesses, ranking first in overall score in Keynova Group's evaluation of the desktop and mobile offerings of the 10 largest U.S. small business insurers. The annual Scorecard highlights how carriers are advancing digital product information, policy acquisition, support and servicing to meet the unique needs of small firms.
+
+""The digital experience for small businesses acquiring and servicing insurance policies remains widely disparate across carriers and even within various aspects of a single carrier's prospect and policyholder journey,"" said Beth Robertson, managing director of Keynova Group. ""Leading carriers are creating an integrated, full-service digital experience that supports small firms with the content and tools they need to make informed coverage decisions.""
+
+Decision Support Emerging in the Small Business Digital Quote and Bind Experience 
+
+Digital quoting and binding are becoming more prevalent for small businesses shopping for policies, driving the need for online educational information and decision support tools. Among the reviewed small commercial insurance carriers, 70% offer digital quoting for business insurance and 50% now support quoting for four or more small commercial policy types directly on their web or mobile sites. More than half (60%) of the carriers also enable digital binding for small business policies. To help business owners with their many decisions about coverage, 70% of the reviewed carriers provide coverage assessment tools on their sites, and one-third offer estimator tools that summarize coverage options and highlight anticipated premiums. Another 40% now offer industry-specific insurance videos and/or podcasts, while both Hiscox and The Hartford offer live chat support for small businesses as they review policy-related content on the public site.
+
+Carriers Evolving to Enable Full-Service Digital Policy Management 
+
+Though still less prevalent than for personal lines policyholders or for small businesses using banking services, small commercial insurance carriers are moving to provide a more comprehensive digital policy management experience to small business users. Currently, 50% of the reviewed carriers enable small business policyholders to report or track claims within the same interface they use to manage policies. 40% support online workers compensation audits, while 30% offer single sign-on for both personal and small business policies. The Hartford stands out by enabling business or workers compensation policyholders to make online changes to their coverage, and Progressive enables online changes to some aspects of its commercial auto policies. Additionally, 30% of carriers now facilitate digital adoption by automatically enrolling new small business policyholders in digital account management.
+
+Finding the Right Blend of Self-Service and Agent Support is Crucial 
+
+To realize customer experience gains from their investments in digital servicing and claims management, carriers can do more to help prospective and current small business customers tap into the digital resources available to them, while still feeling supported by live agents. As innovators in this area, State Farm and The Hartford provide demos highlighting key aspects of digital policy management, although features of this nature could benefit from expanded availability. Interactive customer service that is accessible through digital channels is also valuable: Hiscox offers co-browsing and public site chat, The Hartford provides live chat and callback in both public and authenticated areas, and Travelers offers secure chat for claims. Language accessibility is another important part of optimized self-service, and 70% of reviewed carriers now offer Spanish-language educational content for small firms while just 30% offer Spanish-speaking support agents.
+
+About the Small Commercial Insurance Scorecard 
+
+Keynova Group's annual fact-based Small Commercial Insurance Scorecard evaluates the online and mobile offerings of 10 of the leading U.S. small business insurers including Allstate, Chubb, GEICO, Hiscox, Liberty Mutual, Nationwide, Progressive, State Farm, The Hartford, and Travelers. Evaluating approximately 300 objective criteria and measuring competitive digital capabilities and user experience elements, the Scorecard identifies evolving trends and actionable insights that influence digital strategies for carriers serving small firms.
+
+For more information about Keynova Group's 2022 Small Commercial Insurance Scorecard, please visit https://www.keynovagroup.com/scorecards/#insurance.
+
+About Keynova Group 
+
+Keynova Group is the leading competitive intelligence firm providing trusted benchmarking insights and analysis of consumer and small business digital financial services, including banking, credit card, home lending, and insurance. Keynova Group's Scorecards have served as the go-to source for leading financial services firms to obtain reliable competitive intelligence and actionable insights since 1999. The firm's proven methodology and highly detailed results help its clients maximize the value of their digital channels to deliver a premier experience to customers and prospects.","{'positive': 0.19456427, 'negative': 0.010354365, 'neutral': 0.7950814}","The Hartford attained top honors for its digital user experiences catering to small businesses, ranking first in overall score in Keynova Group's evaluation of the desktop and mobile offerings of the 10 largest U.S. small business insurers. 
+
+""The digital experience for small businesses acquiring and servicing insurance policies remains widely disparate across carriers and even within various aspects of a single carrier's prospect and policyholder journey,"" said Beth Robertson, managing director of Keynova Group. More than half (60%) of the carriers also enable digital binding for small business policies. Though still less prevalent than for personal lines policyholders or for small businesses using banking services, small commercial insurance carriers are moving to provide a more comprehensive digital policy management experience to small business users.","Keynova Group, the principal competitive intelligence source for digital financial services firms, today announced the results of the 2022 edition of its Small Commercial Insurance Scorecard. The Hartford attained top honors for its digital user experiences catering to small businesses, ranking first in overall score in Keynova Group's evaluation of the desktop and mobile offerings of the 10 largest U.S. small business insurers. The annual Scorecard highlights how carriers are advancing digital",PGR,Financials,Insurance,Progressive Corp,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity‚Äôs approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity‚Äôs ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7630524754350089, 'Policies Designed to Incentivise Responsible Behaviour': 0.7802004375119985, 'Systemic Risk Management': 0.7697710489540034, 'Transparent Information & Fair Advice for Customers': 0.7779210186872364, 'Physical Risk Exposure': 0.7667338301931848, 'Factors in Investment Management': 0.7620495992026404}",0.7802004375119985,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2022-09-22T17:38:44-04:00,https://www.cnbc.com/select/marriott-debuts-two-new-rewards-credit-cards/,"[{'name': 'certain Marriott Bonvoy credit cards', 'weight': 0.11765868}, {'name': 'cobranded credit cards', 'weight': 0.104921296}, {'name': 'Marriott Bonvoy', 'weight': 0.09729197}, {'name': 'other large purchases', 'weight': 0.085219495}, {'name': 'Brilliant Card', 'weight': 0.08369536}, {'name': 'automatic Marriott elite status', 'weight': 0.08204366}, {'name': 'Marriott stays', 'weight': 0.08137499}, {'name': 'American Express', 'weight': 0.07929657}, {'name': 'points', 'weight': 0.07859903}, {'name': 'Boundless Card', 'weight': 0.078462675}]",[],"[{'data': 'Marriott', 'type': 'ORG', 'mentions': 20}, {'data': 'Chase', 'type': 'ORG', 'mentions': 6}, {'data': 'American Express', 'type': 'ORG', 'mentions': 4}, {'data': 'Bonvoy', 'type': 'ORG', 'mentions': 2}, {'data': 'Visa', 'type': 'ORG', 'mentions': 1}, {'data': 'Amex', 'type': 'ORG', 'mentions': 2}, {'data': 'Select', 'type': 'ORG', 'mentions': 1}, {'data': 'Bonvoy', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'the Bevy Card', 'type': 'PRODUCT', 'mentions': 8}, {'data': 'the Bountiful Card', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Brilliant', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Boundless Card', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}]","Marriott Bonvoy, the loyalty program of the largest hotel chain in the world, offers a diverse lineup of cobranded credit cards, ranging from no-annual-fee to premium options that come with a variety of travel perks. Still, it's adding two new cards to the mix, one issued by Chase and the other by American Express. Enter the Marriott Bonvoy Bevy™ American Express® Card and the Marriott Bonvoy Bountiful™ Card from Chase. The cards are almost identical — both cards have annual fees of $250 and provide the same high-end benefits like automatic Marriott elite status and the opportunity to earn free night awards — and are each offering welcome bonuses of up to a staggering 125,000 Marriott Bonvoy points, which is plenty of points to jumpstart your travels. With the same welcome bonuses across the two new cards and overlapping benefits, you might be wondering how they differ. Select details everything you need to know about the new cards and how to take advantage of their elevated welcome bonuses.
+
+The new Marriott Bonvoy Bevy™ American Express® Card is offering a welcome bonus of 125,000 Marriott Bonvoy points after spending $4,000 in eligible purchases on their card in the first three months. This elevated welcome bonus is available through Jan. 11, 2023. For ongoing spend, cardholders earn points at the following rates:
+• 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
+• 2X points on all other eligible purchases The card comes with a number of Marriott-focused benefits, including the following:
+• A Free Night Award (redeemable for a stay of up to 50,000 points) after making $15,000 in purchases per year
+• 15 Elite Night Credits each calendar year to use toward achieving your next level of elite status It carries a $250 annual fee (see rates and fees) and does not charge foreign transaction fees, which makes it great for international travel.
+
+The welcome bonus for the Marriott Bonvoy Bountiful™ Card is identical to the Bevy Card: Earn 125,000 Marriott Bonvoy points after spending $4,000 in eligible purchases on their card in the first three months. Although it will also be available into January 2023, there's no exact end date to this promotional bonus yet. The earning rates and benefits of the Bountiful Card are the same as the Bevy:
+• 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
+• 2X points on all other eligible purchases
+• A Free Night Award (redeemable for a stay of up to 50,000 points) after making $15,000 in purchases per year
+• 15 Elite Night Credits each calendar year to use toward achieving your next level of elite status As a Visa Signature card, it offers a few additional perks:
+• Baggage delay insurance, lost luggage reimbursement, trip delay reimbursement and purchase protection when you pay for travel and other large purchases with the card The card also has a $250 annual fee and doesn't charge foreign transaction fees.
+
+Who are these cards for?
+
+The main difference between the new Bevy and Bountiful cards and Marriott's other cards are the benefits — and not the earning rates. After all, you can get the same 6X return on Marriott stays with both the mid-tier Marriott Bonvoy Boundless® Credit Card ($95 per year) and the much pricier Marriott Bonvoy Brilliant™ American Express® Card ($650 per year, see rates and fees). Similarly, the new cards also offer 2X points on all other purchases like the other Marriott cards. The main difference is the 4X bonus points at restaurants and U.S. supermarkets — which is slightly higher than the 3X points on dining and flights booked directly with airlines offered by the Brilliant. Unfortunately you'll be capped to $15,000 in spend for the 4X categories. The lower-end Boundless Card confers entry-level Silver Elite status, while the more premium Brilliant Card provides upper-tier Platinum Elite status, making the Bevy and Bountiful cards ideal for the occasional traveler who only needs mid-level Gold Elite status. It's a bit odd, though, that the less-expensive Boundless card comes with an automatic free night award, while the Bevy and Bountiful have a spend requirement to earn it. Although the new cards' potential free night award is more valuable (worth up to 50,000 points vs 35,000 points), it would've been nice if they provided the free night award outright. The Bevy and Bountiful Cards' 1,000 bonus points on stays is a unique benefit not offered by any of the other cards, although not incredibly valuable, it's a nice-to-have.
+
+How to maximize these cards
+
+The Marriott Bonvoy Bevy™ American Express® Card and the Marriott Bonvoy Bountiful™ Card from Chase are identical in their price tags and benefits, with the only difference being their issuers. So which card should you choose? Well, it depends on where you fall with these issuer's application rules. This Amex-focused rule means that you cannot sign up for more than two American Express credit cards within a 90-day period. The best way to check this is to reach out to American Express customer service and simply ask how many cards you've signed up for. Chase's 5/24 rule is a bit more encompassing of your entire credit activity. If you have been approved for more than five credit cards (from any issuer) in the last 24 months, you will be declined for any credit card from Chase. Additionally, there are limitations on who is eligible to earn the welcome bonuses if you currently have or had certain Marriott Bonvoy credit cards. These rules are in place to prevent people from signing up for too many cards within a short period of time. So if you regularly like applying for a new credit card, it makes more sense to sign up for the Bountiful Chase Card. And then if you really enjoy the card, you can then move on to the Bevy Amex Card.
+
+With the addition of the Marriott Bonvoy Bevy™ American Express® Card and the Marriott Bonvoy Bountiful™ Card from Chase, there are now a whopping six Marriott Bonvoy cobranded credit cards to choose from. The other four cards offer a wide variety of features and benefits, so be sure to also check them out to see if they fit your needs:
+
+For rates and fees of the Marriott Bonvoy Bevy™ American Express Card, click here. For rates and fees of the Marriott Bonvoy Brilliant™ American Express® Card, click here. For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here. *Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/ benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
+
+Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.",a80dc2a2112e46c1be8a280df60410df,"Marriott debuts two new rewards credit cards, offers welcome bonuses of up to 125,000 points",4,,,,
+10503,"Beer Sales Drop as Consumers Balk at Higher Prices - Corona brewer Constellation Brands Inc. now says it plans to make “more muted” price increases in the coming fiscal year, because higher-than-usual price increases in October slowed its sales growth. “The consumer is overly sensitive to pricing actions,” Constellation Chief Executive Bill Newlands told analysts Thursday when the company lowered its earnings forecast, sending shares down nearly 10%. “We need to be careful in balancing our growth profile and our pricing profile.”","{'positive': 0.009240824, 'negative': 0.9667413, 'neutral': 0.024017872}","Beer Sales Drop as Consumers Balk at Higher Prices.
+
+ Corona brewer Constellation Brands Inc. now says it plans to make ‚Äúmore muted‚Äù price increases in the coming fiscal year, because higher-than-usual price increases in October slowed its sales growth. ‚ÄúThe consumer is overly sensitive to pricing actions,‚Äù Constellation Chief Executive Bill Newlands told analysts Thursday when the company lowered its earnings forecast, sending shares down nearly 10%. ‚ÄúWe need to be careful in balancing our growth profile and our pricing profile.‚Äù","Corona brewer  Constellation  Brands Inc. now says it plans to make ‚Äúmore muted‚Äù price increases in the coming fiscal year, because higher-than-usual price increases in October slowed its sales growth.  ‚ÄúThe consumer is overly sensitive to pricing actions,‚Äù Constellation Chief Executive  Bill Newlands  told analysts Thursday when the company lowered its earnings forecast, sending shares down nearly 10%.  ‚ÄúWe need to be careful in balancing our growth profile and our pricing profile.‚Äù",STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7605043389149918, 'Packaging Lifecycle Management': 0.7815425031199502, 'Energy Management': 0.7812877735885726, 'Responsible Drinking & Marketing': 0.7808402161300259, 'Ingredient Sourcing': 0.8003240249467356, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7820681032325026}",0.8003240249467356,Tiffany,Major focus,Major focus,Negative,None of the topics,No,Minor,,2023-07-26T11:15:00+00:00,https://www.forbes.com/sites/forbesbusinessdevelopmentcouncil/2023/07/26/overcoming-the-sea-of-sameness-in-loyalty-programs/,"[{'name': 'Loyalty Programs', 'weight': 0.11698749}, {'name': 'loyalty program', 'weight': 0.11698749}, {'name': 'loyalty programs', 'weight': 0.11698749}, {'name': 'Static loyalty programs', 'weight': 0.10822889}, {'name': 'programs', 'weight': 0.094667}, {'name': 'most programs', 'weight': 0.09411126}, {'name': 'Consumers', 'weight': 0.08581426}, {'name': 'consumers', 'weight': 0.08581426}, {'name': 'Millennial consumers', 'weight': 0.08343843}, {'name': 'customer funds', 'weight': 0.08117398}]",[{'name': 'Tech'}],"[{'data': 'Loyalty360', 'type': 'ORG', 'mentions': 1}, {'data': 'KPMG', 'type': 'ORG', 'mentions': 1}, {'data': 'North Star', 'type': 'ORG', 'mentions': 1}, {'data': 'Starbucks', 'type': 'ORG', 'mentions': 3}, {'data': 'Nordstrom Nordy Club', 'type': 'ORG', 'mentions': 1}, {'data': 'North Face', 'type': 'ORG', 'mentions': 1}, {'data': 'the U.S. Census Bureau', 'type': 'ORG', 'mentions': 1}, {'data': 'Accenture', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes Business Development Council', 'type': 'ORG', 'mentions': 1}, {'data': 'Odyssey Beta', 'type': 'PRODUCT', 'mentions': 1}]","Does everyone have a loyalty program of some kind? Seems like it. 90% of companies have some flavor of loyalty program yet, according to a Loyalty360 survey, 71% of consumers said “yes” when asked, “Do you think there is a 'sea of sameness' regarding these programs?""
+
+The premise for loyalty programs is solid—reward your customers for keeping them coming back—but unfortunately, most programs are indistinguishable from another.
+
+So, what was created to differentiate is now table stakes. But all is not lost. Tapping into a few current consumer trends can refresh and renew an existing loyalty program.
+
+Consumers want new ways to reward their loyalty.
+
+KPMG reports that 96% of Millennial consumers want companies to find new ways to reward their loyalty. A North Star loyalty program for many, Starbucks launched the Odyssey Beta program to reward customers with NFT badges for completing various journeys, often to try new products. (In fact, one of my colleagues consumed an unnatural amount of coffee to earn his first badge.)
+
+That may not be the path most enterprises take, but it does open up a new realm of possibilities for programs. The key question to ask here is: What do our customers value in each interaction? For Nordstrom Nordy Club members, it’s dollar rewards and early access to special sales events. North Face XPLR passholders can field test equipment before buying.
+
+According to the U.S. Census Bureau, online purchasing increased 16.5% from Q4 2022 to Q1 2023. While not surprising, the ubiquity of access provides each and every buyer with a wide range of options, all just a mouse click away. Consumers, even in-store, expect brands to meet their expectations, or they’ll simply walk away. With higher prices, together budgets and a plethora of purchase pathways, consumers are unwilling to settle.
+
+That plays out in loyalty, with 22% of consumers buying less of the brands they typically buy. Static loyalty programs aren’t convincing many to stay loyal. For many enterprises, these are simply cost centers that add little additional revenue and have become stale to consumers.
+
+What brands can offer, though, is more control for the consumer on how to earn and spend points. According to Accenture’s Life Trends 2023 Report, “Brands will decide how much control to offer their participatory customers in exchange for their loyalty.” Examples include choosing incentives, applying points or status to preferred access or items or banking rewards toward future purchases.
+
+Data becomes more plentiful and more scarce.
+
+As Google phases out third-party cookies, brands have fewer external data points to drive customization. Consumers expect personalized experiences, yet enterprises will be more challenged to build these with only their own data. Access to first-party data is not only critical for these tailoring efforts, but it’s also foundational for data privacy and compliance. Currently, the average consumer belongs to almost 17 separate loyalty programs, which means spending is widely distributed, often far beyond the eyes of any one brand.
+
+At their core, loyalty programs spring from the perfect combination of brands offering benefits to customers for purchases and interactions—and consumers are seeing value in those benefits. That won’t change. But what has to change is how the brands offer benefits to more selective consumers who have more choices.
+
+Going back to Starbucks, often cited as something of a gold standard in loyalty programs, they've opted to reward their customers not only for repeat purchases but for increased interaction. These days, that’s through pre-funded accounts in the Starbucks app, ensuring future purchases—not to mention a bankable $1.6 billion in customer funds via stored value cards. Brands expanding loyalty into accounts-based rewards programs gain additional engagement, drive more revenue and can differentiate from the pack to win.
+
+Reinventing loyalty programs requires more than changing points tiers; it requires a thorough examination of your consumers, how and where they spend and what they value. Then get creative to build your loyal customer base into a future where you’re more to your customers’ lives. In doing so, leaders can help their companies swim out of the sea of sameness.
+
+Forbes Business Development Council is an invitation-only community for sales and biz dev executives. Do I qualify?",8587de5cade744d0ab0614c1faa9053d,Council Post: Overcoming The 'Sea Of Sameness' In Loyalty Programs,4,,,,
+22371,"FAA investigating ‘close call’ between planes at Boston airport - The Federal Aviation Administration (FAA) is investigating a “close call” between two jets on Monday night at a Boston airport, after a private charter jet nearly crashed into a JetBlue plane.
+
+The FAA told The Hill that the pilot of a Learjet 60 took off without clearance at Boston’s Logan International Airport at the same time that JetBlue Flight 206 was preparing to land on an intersecting runway, according to a preliminary review by the department.
+
+The agency said the incident occurred right before 7 p.m. on Monday, when an air traffic controller instructed the pilot of the Learjet to wait on the runway while the JetBlue jet landed on an intersecting runway. Instead, the pilot of the LearJet began a takeoff roll, causing the JetBlue airliner to take “evasive action.”
+
+The Learjet was operated by a private charter company, Hop-A-Jet, according to the FAA.
+
+The FAA will work to determine exactly how close the two jets came to each other. 
+
+The incident in Boston follows a similar close call in Texas earlier this month — an event that is also under investigation.
+
+A FedEx cargo plane in Austin nearly landed on a runway where a Southwest flight was preparing to take off. The FedEx plane pulled back up in time to avoid a collision.","{'positive': 0.016573101, 'negative': 0.81349164, 'neutral': 0.16993529}","The Federal Aviation Administration (FAA) is investigating a ‚Äúclose call‚Äù between two jets on Monday night at a Boston airport, after a private charter jet nearly crashed into a JetBlue plane. The pilot of a Learjet 60 took off without clearance at the same time that JetBlue Flight 206 was preparing to land on an intersecting runway. The FAA will work to determine exactly how close the two jets came to each other. The incident follows a similar close call in Texas earlier this month, when a FedEx cargo plane nearly landed on a runway where a Southwest flight was about to take off.","The Federal Aviation Administration (FAA) is investigating a ‚Äúclose call‚Äù between two jets on Monday night at a Boston airport, after a private charter jet nearly crashed into a JetBlue plane. The ‚Ķ",FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7431298218252098, 'Supply Chain Management': 0.7383474717181528, 'Air Quality': 0.7363961846937698, 'Employee Health & Safety': 0.7828937625485117, 'Labour Practices': 0.7555604900852221, 'Accident & Safety Management': 0.7558113059546107}",0.7828937625485117,Tiffany,Minor focus,Minor focus,Negative,Air Safety,Major,No,,2023-02-01T20:10:32+00:00,https://www.cnbc.com/2023/02/01/we-are-reassured-by-lisa-sus-confidence-in-amds-data-center-business.html,"[{'name': 'AMD shares', 'weight': 0.08142889}, {'name': 'AMD', 'weight': 0.07970862}, {'name': 'recent quarters', 'weight': 0.063521974}, {'name': 'Wednesday', 'weight': 0.063345544}, {'name': 'economic conditions', 'weight': 0.056751225}, {'name': 'data-center inventory hurdles', 'weight': 0.05657928}, {'name': 'data-center revenue', 'weight': 0.055904802}, {'name': 'cloud customers', 'weight': 0.05510605}, {'name': 'mounting economic pressures', 'weight': 0.0544664}, {'name': 'data-center growth', 'weight': 0.054368693}]",[{'name': 'Business'}],"[{'data': 'AMD', 'type': 'ORG', 'mentions': 23}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Club', 'type': 'ORG', 'mentions': 3}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 3}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'INTC', 'type': 'ORG', 'mentions': 1}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'Su', 'type': 'ORG', 'mentions': 3}, {'data': 'Marvell Technology', 'type': 'ORG', 'mentions': 1}, {'data': 'Charitable Trust', 'type': 'ORG', 'mentions': 1}, {'data': 'Lisa Su', 'type': 'PERSON', 'mentions': 4}, {'data': 'Jean Hu', 'type': 'PERSON', 'mentions': 2}, {'data': ""Jim Cramer's"", 'type': 'PERSON', 'mentions': 5}, {'data': '45 minutes', 'type': 'TIME', 'mentions': 1}, {'data': '72 hours', 'type': 'TIME', 'mentions': 1}]","Advanced Micro Devices (AMD) CEO Lisa Su on Wednesday reinforced the chipmaker's expectation to increase data-center revenue in 2023 — a key part of the Club holding's broader growth plan. AMD has confidence in its data-center outlook because of its close working relationship with the companies that buy its chips, Su said in a CNBC interview one day after AMD reported a fourth-quarter earnings beat . ""These cloud customers are planning for their full year. ... Each one is different, but at the end of the day, we need more compute in the industry and we see them moving more and more of their computing capabilities to AMD,"" Su said. ""So, I think we feel good about our positioning."" AMD shares rose more than 8%, to over $81 apiece, on Wednesday. In general, investors are relieved that AMD still expects data-center growth in 2023 despite mounting economic pressures. This is especially notable after longtime semiconductor rival Intel (INTC) reported disastrous results and first-quarter guidance last week, which caused some analysts to grow more concerned about AMD . AMD's data-center outlook isn't perfect. The company said it expects a relatively softer first six months as cloud customers work through existing inventory, followed by a stronger second half. For the first quarter, in particular, AMD expects data-center sales to be lower than the $1.7 billion it recorded in the fourth quarter of 2022. While AMD did not provide a specific full-year revenue forecast, analysts expect the company's data-center revenue to grow 18% compared with 2022 levels, to $7.13 billion, according to FactSet. Club take Excess inventory has dragged down other parts of AMD's business in recent quarters, primarily its PC unit. AMD now expects the first quarter to be the bottom for PCs, which is contributing to the stock's strong gains Wednesday. However, the inventory problem ultimately proved more sticky than some anticipated. It hurt AMD's financials and contributed to its stock falling 55% in 2022. The unpleasant PC experience caused AMD's warning about data-center inventory hurdles to raise the Club's eyebrows. But Su's explanation for why the company feels confident in its data-center outlook — namely, that close working relationship with large, influential customers — is reassuring. Of course, AMD would not be immune to a material worsening of economic conditions. But we are glad to hear that, as of now, AMD expects only a quarter or two of inventory issues on the data-center side. During the CNBC interview, Su also repeatedly emphasized AMD's focus on internal execution — not letting the macro situation stand in its way of delivering more powerful, next-generation chips on time. Under Su's leadership since 2014, AMD has overcome the inconsistent execution of prior management teams. AMD's C-suite got a boost last week when Jean Hu officially started as CFO. The well-respected Hu had held the same job at semiconductor firm and ex-Club holding Marvell Technology (MVRL). AMD's restored reliability has been a key reason for its impressive turnaround and market share gains. AMD expects that continue to again in 2023. ""As we look forward to 2023, we have lots of products that are coming out. ... We just need to control the things we do control, which is our own execution and really deep partnerships with some of the largest cloud customers in the world,"" Su said. (Jim Cramer's Charitable Trust is long AMD. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.",3c89e61d7185446392e06e95042a0e2b,We are reassured by AMD CEO's confidence in the chipmaker's data-center business,4,,,,
+11917,"Consumers may be starting to balk at price increases - After months of absorbing inflation with a degree of aplomb, consumers may be starting to balk at price increases on basic products like those made by conglomerate Procter & Gamble.
+
+Why it matters: Facing higher commodity costs and wages, companies are walking a tightrope with pricing strategies, trying to maximize profits without turning away customers.
+
+Driving the news: P&G on Thursday reported that it raised prices by 10% in the quarter ended Dec. 31, compared with a year earlier. And sales volume fell 6%.
+• It was the ""biggest quarterly drop in years,"" the Wall Street Journal reported.
+• In the previous quarter, P&G's sales volume dropped 3% — and in the quarter before that, it fell 1%.
+
+Threat level: In other words, price hikes on P&G products like Tide detergent, Gillette razors and Bounty paper towels may be hitting an inflection point for consumer tolerance.
+• ""The sharp step-down in volume this quarter will likely be alarming to some investors,"" Goldman Sachs analyst Jason English wrote Thursday, noting that P&G's sales increase was worse than expected.
+
+What they're saying: P&G executives downplayed a direct correlation to price increases, saying they haven't seen a significant change in American consumer behavior.
+• The company plans to continue price increases to make up for higher costs and to reflect product innovation.
+
+Between the lines: CFO Andre Schulten blamed the volume declines on ""market contraction, trade inventory reductions and portfolio reduction in Russia.""
+• ""Our strategy isn't shifting,"" he said on an earnings call, though he added that ""a world in which all of the market growth is driven by pricing is obviously not sustainable. And so both elements need to come back in balance.""
+
+Be smart: Some price increases can't be avoided.
+• People ""continue to wash their laundry, they continue to wash their hair,"" Schulten noted.
+
+But, but, but: Customers can trade down to cheaper options. And that's what P&G needs to avoid in the coming months.","{'positive': 0.014184778, 'negative': 0.9609501, 'neutral': 0.024865104}","Consumers may be starting to balk at price increases. After months of absorbing inflation with a degree of aplomb, consumers may be starting to balk at price increases on basic products like those made by conglomerate Procter & Gamble. Threat level: In other words, price hikes on P&G products like Tide detergent, Gillette razors and Bounty paper towels may be hitting an inflection point for consumer tolerance. What they're saying: P&G executives downplayed a direct correlation to price increases, saying they haven't seen a significant change in American consumer behavior.",P&G sees sales volume declines as price increases continue.,PG,Consumer Goods,Household & Personal Products,Procter & Gamble,"{'Product Environmental, Health, and Safety Performance': 'The Household & Personal Products industry faces growing consumer and regulatory pressure over the use of chemicals ofconcern, which have been linked to negative environmental externalities and impacts on human health. Some of these chemicals include persistent, bioaccumulative, and toxic (PBT) substances and carcinogenic, mutagen, or teratogenic chemicals, all of which are under increased regulatory scrutiny. Isolating and determining causal channels for negative health and environmental impacts is difficult, which means there is often a significant lag between a product‚Äôs introduction to the market and the point at which regulation and/or public opinion causes entities in the industry to reformulate. Directives in the EU and legislation in the U.S. place restrictions on or suggest alternatives to the use of harmful chemicals within the industry. Separately, the U.S. Food & Drug Administration (FDA) in the U.S. may secure greater regulatory power over chemicals used by the cosmetics industry, which would very likely result in higher costs for the Household & Personal Products industry. Large retailers have implemented programs to ban chemicals of concern in the products they sell, which is placing greater pressure on the industry. Entities that are able to anticipate the changing regulatory landscape and implement stricter processes and testing are more likely to gain a competitive advantage. Early adopters of innovations in green chemistry and the reduction of chemicals of concern may improve profitability by being better able to capture changing customer demand and avoiding regulatory burdens.', 'Water Management': 'Water is vital to the Household & Personal Products industry, both as a coolant in manufacturing processes and as a main input for many of the industry‚Äôs products. Water is becoming a scarce resource around the world because of population growth and increasing consumption, rapid urbanisation, and declining supplies because of subsurface aquifer depletion, drought and climate change. Many entities in this industry have operations in regions of the world facing water scarcity. Without careful planning, entities could face increased costs or lose water access in these regions, which may be a risk to production. Having rigorous checks in place to ensure a steady supply of water to all factories, as well as investing in technology to increase water use efficiency, will help entities reduce water-related risks as water scarcity becomes an increasingly global issue.', 'Packaging Lifecycle Management': 'The Household & Personal Products industry uses a large amount of materials for product packaging, which often constitutes a significant portion of entities‚Äô expenses. In addition, packaging design, particularly packaging weight, has a direct impact on transportation expenses, which can be significant. At the same time, the industry is facing pressure from both consumers and large retail outlets to address the environmental characteristics of its packaging, as material extraction and waste contribute to environmental externalities. The sustainability performance of packaging depends largely on the type, use, and ultimate disposal of materials. However, entities that effectively manage the sustainability characteristics of their product packaging‚Äîincluding light-weighting of materials, the use of recycled content and recyclable materials, and the use of sustainably sourced materials‚Äîmay be better positioned to capture shifting consumerdemand and avoid (or mitigate the impacts of) regulation related to extended producer responsibility. By managing the sustainability of product packaging, entities can also potentially reduce input and transportation costs.', 'Environmental & Social Impacts of Palm Oil Supply Chain': 'Palm oil has increased in popularity as a cheap input for a wide range of goods in the Household & Personal Products industry, including cleaning products, candles and cosmetics. Palm oil harvesting in specific regions of the world may contribute to deforestation, GHG emissions and other environmental and social problems. If not sourced responsibly, palmoil materials contribute to environmental and social externalities that can present reputational and regulatory risks for entities. Furthermore, entities in this industry are exposed to the risk of supply chain disruptions, input price increases and reputational damage associated with environmental and social externalities from palm oil sourcing. Entities face pressure to track and responsibly source palm oil and ensure minimum working condition standards in the supply chain, because palm oil production often is associated with labour issues. Implementing sourcing standards can reduce these risks, as canproduct-design phase innovations to reduce dependence on controversial materials such as palm oil.'}","{'Product Environmental, Health, and Safety Performance': 0.7976776802775034, 'Water Management': 0.7735219746250181, 'Packaging Lifecycle Management': 0.7811219166896118, 'Environmental & Social Impacts of Palm Oil Supply Chain': 0.7407441124835177}",0.7976776802775034,Tiffany,Minor focus,Minor focus,Negative,Air Safety,No,Major,,2023-05-24T10:00:01+00:00,https://www.cnbc.com/2023/05/24/the-ai-driven-rally-in-big-tech-stocks-is-forcing-us-to-consider-some-trimming.html,"[{'name': 'mega-cap names', 'weight': 0.07082437}, {'name': 'tech names', 'weight': 0.06869279}, {'name': 'mega-cap tech stocks', 'weight': 0.06853963}, {'name': 'AI applications', 'weight': 0.06824725}, {'name': 'YTD', 'weight': 0.06755961}, {'name': 'combined 4% weighting', 'weight': 0.06136761}, {'name': 'AI', 'weight': 0.06136513}, {'name': 'big tech stocks', 'weight': 0.06088959}, {'name': '1.3% weighting', 'weight': 0.057830688}, {'name': '1.45% weighting', 'weight': 0.057830688}]","[{'name': 'Tech'}, {'name': 'Finance'}]","[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 4}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'AMD', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 5}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 1}, {'data': 'Club', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 3}, {'data': 'Berkshire Hathaway', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'UnitedHealth Group', 'type': 'ORG', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Charitable Trust', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Jim Cramer', 'type': 'PERSON', 'mentions': 7}, {'data': ""Warren Buffett's"", 'type': 'PERSON', 'mentions': 1}, {'data': 'Homestretch', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': '45 minutes', 'type': 'TIME', 'mentions': 1}, {'data': '72 hours', 'type': 'TIME', 'mentions': 1}]","The stock market right now is split. There's the artificial intelligence market, which consists of the companies developing AI applications and helping others create them. And there's the market that consists of everything else. While we're thrilled to see so many of our tech names working and do believe in the benefits of AI, the speed of these moves —and perhaps more importantly, the concentration of investors in these handful of mega-cap names — has us a bit on edge. Big tech took a breather on Tuesday. Microsoft (MSFT) shares fell nearly 2% after hitting their highest level since January 2022. Alphabet (GOOGL) gave up about 2%, while Meta Platforms (META) was down slightly, after both hit 52-week highs on Monday. Advanced Micro Devices (AMD), meanwhile, rose slightly to reach its highest price since April 2022. With these stocks trading at or near yearly highs, why aren't we taking some profits? Jim Cramer on Tuesday's Homestretch questioned whether we're setting a bad example by not trimming some, especially in Apple (AAPL), which has about a 5.8% weighting in the portfolio and is up 33% this year. We love Apple. But we don't want to be the Apple portfolio. Any trim would simply be about keeping the position from mattering too much. And right now, a handful of tech names matter a lot. Just compare the performance of the S & P 500, weighted by market value, with the equal-weighted S & P 500 index, which assigns equal weights to all of its companies. The former is up 10% this year, while the latter has gained only 1%. The difference comes down to the largest constituents more greatly influence the market-cap weighted version and those names have had a phenomenal start to the year. Check out the year-to-date performance of the top 10 names in the S & P 500 (only nine are listed below since we combined Alphabet's Class A and Class C shares). Stocks held in Jim Cramer's Charitable Trust, the portfolio we use for the Club, are bolded. 1. Apple: 7.4% weighting, +33% YTD 2. Microsoft: 6.8% weighting, +33% YTD 3. Alphabet Class A and Class C: combined 4% weighting, +40% YTD 4. Amazon: 2.9% weighting, +38% YTD 5. Nvidia: 2.2% weighing, +113% YTD 6. Berkshire Hathaway: 1.7% weighting, +6% YTD 7. Meta Platforms: 1.6% weighting, +107% YTD 8. Tesla: 1.45% weighting, +56% YTD 9. UnitedHealth Group: 1.3% weighting, -10% YTD If we exclude Warren Buffett's Berkshire Hathaway, which by the way can attribute at least some performance to its very large Apple position, and UnitedHealth Group, it's safe to say that the most influential names in the S & P 500 are all associated in some way with artificial intelligence. Clearly, investors are focused and looking for any names that may benefit from the AI revolution. Nvidia (NVDA) and Meta Platforms have more than doubled this year (though it is worth noting that they're both still below all-time highs due to the stock market plunge in 2022). We are obviously happy with the performance of these holdings in our portfolio. But we have to acknowledge that things are overheated. A herd mentality like this is always something to be aware of and question. When large moves are made so quickly, one must consider the risk of weak hands, eager to book profits. A market rally driven by just a handful of stocks will run out of steam eventually. We want to keep the portfolio ready and diversified for when investors inevitably rotate into other sectors and industries that are clearly being overlooked right now as investors concentrate their buys into the AI space. Bottom line We see significant upside for all of these names in the coming decade. ChatGPT was clearly an eye-opening moment that signaled the many ways that AI will come to impact our daily lives. However, in the near term, we can't help but feel a bit greedy given the speed and magnitude of the recent moves. A pullback, or at the very least some consolidation, would not come as a surprise and would be healthy from a long-term perspective. As a result, we are discussing internally if any names warrant a small trim to keep the portfolio from being too influenced by mega-cap tech stocks. They already hold the fate of the overall market in their grasp. (See here for a full list of the stocks in Jim Cramer's Charitable Trust.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.",d6318096c2cb44a08ac356e7e644b452,The AI-driven rally in big tech stocks is forcing us to consider some trimming,4,,,,
+16785,"Wisconsin legislators to consider opioid settlement payout - MADISON, Wis. (AP) — Wisconsin legislators are poised to accept the state’s share of a settlement stemming from another multistate lawsuit accusing drug manufacturers and distributors of contributing to the nation’s opioid crisis.
+
+A coalition of states and local governments secured settlements in November and December with opioid manufacturers Teva and Allergan as well as with pharmaceutical chains Walmart, Walgreens and CVS totaling $19.2 billion.
+
+Wisconsin is in line to receive about $324.3 million, with 30% going to the state and 70% going to county governments. The Legislature‚Äôs Joint Finance Committee is set to vote on whether to accept the money during a meeting Tuesday. Accepting the settlements will also subject the companies to a Wisconsin circuit court order requiring them to make major changes in how prescription opioids are sold and dispensed. Teva and Allergan have agreed to limit opioid marketing, promotion, sale and distribution. The pharmacy chains will implement requirements addressing compliance structures and pharmacist judgment, according to documents prepared by the state Justice Department. More than 3,000 lawsuits have been filed by state and local governments, Native American tribes, unions, hospitals and other entities in state and federal courts over the toll of opioids. Most allege the industry created a public nuisance in a crisis that has been linked to the deaths of 500,000 Americans over the past two decades. Wisconsin entered similar settlements with four companies involved in the opioid industry ‚Äî Johnson & Johnson, AmerisourceBergen, Cardinal Health and McKesson ‚Äî in 2022.","{'positive': 0.10811988, 'negative': 0.3980045, 'neutral': 0.49387556}","Wisconsin legislators are set to consider accepting the state's share of a settlement stemming from another multistate lawsuit accusing drug manufacturers and distributors of contributing to the nation‚Äôs opioid crisis. The settlements will also subject the companies to a Wisconsin circuit court order requiring them to make major changes in how prescription opioids are sold and dispensed. Wisconsin is in line to receive about $324.3 million, with 30% going to county governments. The other two companies involved in the opioid industry have agreed to limit opioid marketing, promotion, sale and distribution. More than 3,000 lawsuits have been filed by state and local governments, Native American tribes, unions, hospitals and other entities in state and federal courts over the toll of opioids.",Wisconsin legislators are poised to accept the state's share of a settlement stemming from...,ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7754564254729535, 'Fleet Fuel Management': 0.7478144707876679, 'Business Ethics': 0.7748137399741439, 'Product Lifecycle Management': 0.7565328596768165, 'Counterfeit Drugs': 0.7900066893745985}",0.7900066893745985,Tiffany,Major focus,Major focus,Negative,"Business Model Resilience, Labor Practices",Major,No,,2022-10-06T21:11:00+00:00,https://dailycaller.com/2022/10/06/velma-scooby-doo-lesbian-google-celebrate/,"[{'name': 'new resources', 'weight': 0.083023764}, {'name': 'Critical Race Media Literacy', 'weight': 0.07499255}, {'name': 'Critical Race Theory', 'weight': 0.07303868}, {'name': 'characters', 'weight': 0.07093205}, {'name': 'New Scooby-Doo Movie', 'weight': 0.06664628}, {'name': 'critical race theory', 'weight': 0.061918974}, {'name': 'Dr. Seuss books', 'weight': 0.061887093}, {'name': 'creation', 'weight': 0.06113612}, {'name': 'users', 'weight': 0.06000794}, {'name': 'Pride Flags', 'weight': 0.059456553}]",[{'name': 'Entertainment'}],"[{'data': 'Velma', 'type': 'PERSON', 'mentions': 4}, {'data': 'Coco', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dr. Seuss', 'type': 'PERSON', 'mentions': 1}, {'data': 'Scooby-Doo', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'The Conscious Kid’s selections', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'The Conscious Kid', 'type': 'ORG', 'mentions': 2}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'the Daily Caller’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Docs', 'type': 'PRODUCT', 'mentions': 1}]","Google showered users who searched the word “Velma” on Thursday with confetti and pride flags in apparent celebration of the beloved cartoon character’s newly announced lesbian identity.
+
+The feature dropped after the new animated movie “Trick or Treat Scooby-Doo” included a lesbian subplot. After decades of speculation about her sexuality, Velma finally exited the closet when she confessed she was “crushing big time” on a female character named Coco, according to clips from the new film.
+
+Google joined in on the fanfare by adding the LGBT flag confetti to its user search experience. (RELATED: Velma Is A Lesbian, New Scooby-Doo Movie Confirms)
+
+Google promotes the LGBT agenda in other ways as well, including to kids as young as five years old. Google’s charity arm helped curate a list of “anti-racist” book for K-12 teachers, several of which have LGBT-inspired themes and characters. The list was created with the help of The Conscious Kid, a nonprofit linked to the “cancelation” of Dr. Seuss books, according to a report.
+
+According to a press release from the tech giant, Google also explicitly endorses critical race theory.
+
+“We’ve also teamed up with experts at The Conscious Kid to curate a list of teacher-facing reading materials as well as evaluation criteria to consider when bringing new resources into the classroom,” the press release reads. “The Conscious Kid’s selections are informed by intersectional race-center approaches including Critical Race Theory and Critical Race Media Literacy, which examine representation in the content, as well as the power dynamics behind the ownership, production, and creation of it.”
+
+Google also updated features on its Google Docs platform to stop suggesting “gender-based pronouns” or words because the technology might hurt users’ feelings, according to a report. The product leaders told Reuters that the technology “might predict someone’s sex or gender identity incorrectly and offend users,” prompting the change.
+
+Google did not respond to the Daily Caller’s request for comment.",2a87e6f1ee2c43c29d0def492e7e3e39,Velma From Scooby-Doo Came Out As Lesbian. Google Celebrated With Confetti And Pride Flags,4,,,,
+61456,"Invitation Homes Nears a Deal for 2,000 Starwood Rentals - Starwood Capital Group is nearing an agreement to sell a portfolio of rental houses to Invitation Homes Inc., according to people familiar with the matter.
+
+The deal would generate funds for Starwood Real Estate Income Trust, which is facing redemptions, said the people, who asked not to be named because the discussions are private. The transaction could include roughly 2,000 homes and value the properties at about $400,000 each, one of the people said, adding that it hasn’t been finalized and may not go through.
+
+Representatives for Invitation and Starwood declined to comment.
+
+Starwood has been seeking to sell homes it acquired when prices for single-family rentals were near their peak. The firm is selling a small number of houses to Pretium Partners, from which it bought 2,300 properties for more than $1 billion in late 2021, Bloomberg reported earlier.
+
+The REIT said in a March filing that it recognized a nearly $80 million impairment charge on various single-family rental properties “due to an increased probability of a near-term disposition.”
+
+SREIT, with a net asset value of $12.6 billion, has faced higher redemptions in recent months, leading it to restrict how much money it returns at one time. Similar funds sold to affluent retail investors, such as Blackstone Real Estate Income Trust, have also limited redemptions. Some of the trusts have sought to sell properties that are holding up better in the real estate downturn.
+
+For Invitation, the deal would represent the kind of transaction that Chief Executive Officer Dallas Tanner envisioned a year ago, when a housing slowdown had investors lining up capital for large purchases. The company had more than $1.3 billion in unrestricted cash and undrawn credit facilities at the end of March, which could be enough to complete a deal without seeking new debt or equity.","{'positive': 0.07194613, 'negative': 0.39409858, 'neutral': 0.5339553}","Invitation Homes Inc. is nearing an agreement to sell a portfolio of rental houses to Starwood Capital Group, which is facing redemptions from Starwood Real Estate Income Trust. The deal could include roughly 2,000 homes and value the properties at about $400,000 each, according to people familiar with the matter. Starwood has been seeking to sell homes it acquired when prices for single-family rentals were near their peak, and is selling a small number of houses to Pretium Partners from which it bought 2,300 properties for more than $1 billion in late 2021. The REIT, with a net asset value of $12.6 billion, has faced higher redemption in recent months, leading it to restrict how much money it returns at one time. Similar funds sold to affluent retail investors, such as Blackstone Real Estate Investment Trust, have also limited redemptIONS. The company had more than$1.3 billion in unrestricted cash and undrawn credit facilities at the end of March, which could be enough to complete a deal without seeking new debt or equity.","Starwood Capital Group is nearing an agreement to sell a portfolio of rental houses to Invitation Homes Inc., according to people familiar with the matter.",INVH,Infrastructure,Real Estate Services,Invitation Homes,"{'Sustainability Services': 'In the Real Estate Services industry, buildings owned or occupied by clients generally have significant sustainability impacts. Buildings, and the activities that take place within them, drive energy consumption, direct and indirect greenhouse gas (GHG) emissions, water consumption, waste generation and indoor environmental quality concerns that can impact occupant health. Entities have an opportunity to improve the sustainability impacts of buildings and their operations through sustainability- related services. These services may include utility data management, energy procurement, energy and water benchmarking, resource efficiency improvements, activities related to sustainability certifications, and sustainability consulting and training. Entities may impact building sustainability further by arranging leases that incentivise both owners and tenants to improve sustainability performance, while yielding financial benefits forboth parties. Providing these services may drive new revenue growth and increase client retention. Effective sustainability services may benefit owners or tenants through improved asset values, increased tenant demand, decreased operating costs and improved tenant experiences.', 'Interest': 'The business model of real estate services entities is dependent on client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional and ethical standards of the industry. Professional integrity is an important governance issue, as the range of services and the number of professionals within a single organisation can make the management of conflicts of interest more challenging. Brokerage and appraisalservices may come with particularly high risk of conflicts of interest and negligence. In order to manage and avoid these risks, entities in the industry can implement a range of governance measures, including employee training, oversight, and policies, procedures, and enforcement systems focused on transparency and appropriate disclosures. Effective management of these risks can lead to increased client trust and better brand value in the market, adding to long-term revenue growth. Inadequate management of risks may lead to regulatory fines and penalties, as well as decreased client trust and a loss in business.'}","{'Sustainability Services': 0.7452242479587441, 'Interest': 0.7508263423463167}",0.7508263423463167,Tiffany,Major focus,Major focus,Negative,"Business Ethics, Customer Privacy and Data Security",No,Major,,2023-08-21T14:48:27+00:00,https://www.cnbc.com/2023/08/21/this-biotech-name-is-one-of-jim-cramers-favorite-stocks.html,"[{'name': 'record high', 'weight': 0.115817286}, {'name': 'macular degeneration', 'weight': 0.10596692}, {'name': 'Jim Cramer', 'weight': 0.08286036}, {'name': 'obesity', 'weight': 0.08002641}, {'name': 'CEO Leonard Schleifers track record', 'weight': 0.0759391}, {'name': 'Leonard Schleifer', 'weight': 0.07581108}, {'name': 'Eylea', 'weight': 0.07512455}, {'name': 'regulatory approval', 'weight': 0.07474944}, {'name': 'FDA review', 'weight': 0.07266949}, {'name': 'Regeneron Pharmaceuticals', 'weight': 0.07131221}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': ""Jim Cramer's"", 'type': 'PERSON', 'mentions': 6}, {'data': 'Leonard Schleifer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Regeneron Pharmaceuticals', 'type': 'ORG', 'mentions': 3}, {'data': 'REGN', 'type': 'ORG', 'mentions': 1}, {'data': 'the Food and Drug Administration', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Club', 'type': 'ORG', 'mentions': 1}, {'data': 'LLY', 'type': 'ORG', 'mentions': 3}, {'data': 'FDA', 'type': 'ORG', 'mentions': 1}, {'data': 'Eylea', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Top 10 Morning Thoughts on the Market', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Mad Money', 'type': 'WORK_OF_ART', 'mentions': 1}]","Regeneron Pharmaceuticals (REGN) rose Monday after the Food and Drug Administration approved a higher-dose formulation of Eylea, the company's macular degeneration treatment.
+
+If you like this story, sign up for Jim Cramer's Top 10 Morning Thoughts on the Market email newsletter for free.
+
+CNBC's Jim Cramer said on ""Squawk on the Street"" that Regeneron is one of his favorite health-care names, describing Eylea as ""a remarkable drug for macular degeneration."" The ""Mad Money"" host thinks the company's stock will continue to go up, citing CEO Leonard Schleifer's track record in management.
+
+""I think being up 11 points] is not enough,"" Jim said as shares traded $11 higher. ""I think it's going to be worth more.""
+• The CNBC Investing Club with Jim Cramer doesn't own Regeneron. But the Club does own health-care stocks, including (LLY), which has been soaring to record high after record high. Cramer's case for Lilly centers on its new diabetes drug, which is expected to get regulatory approval to also treat obesity. Lilly also has an Alzheimer's drug in FDA review.",09619ed17af14f319ae2026506d57c04,This biotech name is one of Jim Cramer's favorite stocks and he thinks it can go even higher,4,,,,
+17975,"Refiner Phillips 66 beats quarterly profit on higher margins - May 3 (Reuters) - U.S. refiner Phillips 66 (PSX.N) beat Wall Street estimate for first-quarter profit on Wednesday, joining rivals in gaining from elevated margins on sustained fuel demand amid tight crude supplies.
+
+Profits from turning crude oil into gasoline, diesel and jet fuel are surging as supplies remain tight due to pandemic-era closure of facilities and a recovery in demand.
+
+Russia's invasion of Ukraine last year has further tightened supplies and supported the jump in margins.
+
+The company said realized margins rose to $20.72 per barrel in the first-quarter from $10.83 per barrel a year earlier.
+
+The Houston-based refiner reported adjusted earnings of $4.21 per share for the three months ended March 31, compared with average analyst estimate of $3.56, according to Refinitiv data.
+
+Reporting by Arunima Kumar in Bengaluru; Editing by Sriraj Kalluvila","{'positive': 0.9490633, 'negative': 0.027750364, 'neutral': 0.023186296}","U.S. refiner Phillips 66 (PSX.N) beat Wall Street estimate for first-quarter profit on Wednesday, joining rivals in gaining from elevated margins on sustained fuel demand due to tight crude supplies. The company reported adjusted earnings of $4.21 per share for the three months ended March 31, compared with average analyst estimate of $3.56. Russia's invasion of Ukraine last year has further tightened supplies and supported the jump in margins.","U.S. refiner Phillips 66 beat Wall Street estimate for first-quarter profit on Wednesday, joining rivals in gaining from elevated margins on sustained fuel demand amid tight crude supplies.",PSX,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Phillips 66,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations and ultimately impact an entity‚Äôs social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue‚Äîthrough technological and process improvements‚Äîcan allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity‚Äôs ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities‚Äô long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.7883195089265183, 'Greenhouse Gas Emissions': 0.7795674213919913, 'Water Management': 0.7620461340505286, 'Management of the Legal & Regulatory Environment': 0.7692316716339109, 'Air Quality': 0.7532534011595189, 'Workforce Health & Safety': 0.7615971178945702, 'Hazardous Materials Management': 0.7562830554292904, 'Product Specifications & Clean Fuel Blends': 0.7753062149044591, 'Critical Incident Risk Management': 0.7414294080685073}",0.7883195089265183,Tiffany,No focus,No focus,Neutral,None of the topics,No,Minor,,2023-06-03T19:03:17+00:00,https://www.yahoo.com/lifestyle/dermora-foot-peel-sale-100110800.html?src=rss,"[{'name': 'dead skin', 'weight': 0.07927418}, {'name': 'Flintstone feet', 'weight': 0.074285604}, {'name': 'rough feet', 'weight': 0.069355704}, {'name': 'natural exfoliants', 'weight': 0.060249347}, {'name': 'silky smooth soles', 'weight': 0.0601906}, {'name': 'many people', 'weight': 0.057827562}, {'name': 'disposal booties', 'weight': 0.05071553}, {'name': 'confidence', 'weight': 0.05003807}, {'name': 'best results', 'weight': 0.048768476}, {'name': 'tea tree', 'weight': 0.046640486}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}, {'data': 'Dermora Foot Peel', 'type': 'PRODUCT', 'mentions': 2}, {'data': ""Elmer's Glue"", 'type': 'PRODUCT', 'mentions': 1}, {'data': 'an hour', 'type': 'TIME', 'mentions': 2}, {'data': 'Succession', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Fred', 'type': 'PERSON', 'mentions': 1}, {'data': 'Wilma', 'type': 'PERSON', 'mentions': 1}]","Calluses and dry, dead skin on your feet are no walk in the park. Maybe you’ve accepted your foot fate, or maybe you’ve tried practically every remedy in the book to achieve silky smooth soles to no avail. There’s one thing you probably haven’t tried — Amazon's No. 1 bestselling cult-fave Dermora Foot Peel. These babies use a potent mix of plant-based ingredients to slough away dead skin in (strangely satisfying) sheets, leaving your feet baby soft. And right now, Amazon has a double discount on these wonders — you'll save 60% on the original version when you click the on-page coupon and use our exclusive discount code 20FootPeel at checkout.
+
+When this radical exfoliant first hit the scene, the premise sounded pretty wild. So wild it might actually work — and it did for many people. Soon, legions of fans started jumping on the bandwagon — there are currently 49,000-plus five-star reviews from verified shoppers. Now is the perfect time for you to join them and to prep your tootsies. (Oh, and in case you're wondering: The process of sloughing off the top layer of your skin is actually painless. Really!) Here’s how it works.
+
+Dermora Foot Peel arrives as disposal booties that are pre-filled with a powerful concoction of natural exfoliants. Slip them on your tootsies, let them soak for an hour, then prepare for a mini metamorphosis.
+
+Much like a chemical peel for your face, it takes a little while for the results of the foot peel to kick in. Over the course of 11 days, though, the skin on your soles will start to peel off like an onion. It starts around day six, and by day 11, the entire exfoliation has usually run its course. The process might not be pretty, but the results sure are. The surfaces of your once rough, cracked feet are replaced with that soft, supple skin that’s been a mere memory for so long.
+
+""This product really does work, and the skin underneath the skin that peeled is buttery soft and smooth,"" exclaimed one reviewer who posted pics midway through the process. ""Since it came in a two-pack set I was able to enjoy the product with my boyfriend."" Adorable.
+
+Another fan called the process ""as satisfying as peeling dried Elmer's Glue off your hand.""
+
+For best results, the company recommends popping on the booties, keeping them in place with the included adhesive tape and remaining seated for an hour while you take in an episode of Succession. (OK, we added that last part.) After letting the peel thoroughly absorb, wash your feet with soap and water, then wait for the magic to happen. You have nothing to lose but layers of dead, gross skin!
+
+Indeed, shoppers say the biggest payoff is the before/after difference: ""Flintstone feet went Fred to Wilma!"" wrote one yabba-dabba devotee.
+
+""My feet have literally transformed,"" said another grateful user. ""I’ve always had rough feet due to constantly walking and standing, but now my feet are really soft.""
+
+Remember to click the on-page coupon and use the discount code 20FootPeel at checkout to save 50% on the original version. If you want to indulge in a major home spa experience, check out the other fresh scents like lavender, tea tree and coconut (prices vary for the different varieties).
+
+Now get ready to strap on some sandals and set off for that actual walk in the park with confidence.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+Looking for more great Amazon style and beauty deals? Check these out:",08a8273e251c43cea8e3f2c48a076470,Amazon's No. 1 bestselling foot peel is the best kind of gross — and it's $5 a pop,4,,,,
+10897,"Nucor (NUE) Invests in Electra to Strengthen Portfolio - Nucor Corporation NUE announced on Dec 8 that it invested in shares of a Colorado-based startup company, Electra. The investment will strengthen Nucor's position as a sustainability leader and expand on the innovation that has already resulted in cleaner steel manufacturing in the United States.
+
+
+
+Electra transforms low-grade iron ores into high-purity iron with renewable energy. Utilizing zero-carbon intermittent electricity, the company converts commercial and low-grade ores into Low-Temperature Iron. The iron produced can be turned into steel by electric arc furnaces, which are already in use and are responsible for 70% of American steel production.
+
+
+
+The process developed by Electra produces zero-carbon-dioxide emissions. The startup uses renewable electricity to electrochemically convert iron ore into pure iron at 140 degrees Fahrenheit.
+
+
+
+Based in Charlotte, NC, NUE is one of the cleanest steelmakers in the world that uses primarily recycled scrap as raw material. It also produces direct reduced iron (DRI) that is further used in its steel mills. With the first electric arc furnace, Nucor revolutionized the steel industry. It believes that it can develop and scale up zero-carbon iron products.
+
+
+
+Over the years, Nucor has expanded through acquisitions and entering markets. It has been looking for new and innovative ways to assist its customers in meeting their sustainability goals. Nucor will keep working on its strategy to invest capital in companies that will benefit the company and the entire industry.
+
+
+
+In the third quarter of 2022, Nucor’s raw material and steel product units’ earnings increased from the prior-year figures. The raw material unit gained from higher profits from the company's direct reduced iron facilities, offset by lower profits from scrap brokerage and processing operations. However, its steel mills unit faced a decline due to metal margin contraction and lower shipping volumes.
+
+
+
+Nucor reported net earnings of $6.50 per share in the third quarter. This marked a decline from the prior-year quarter’s net earnings of $7.28 per share. Net sales for the quarter were $10.5 billion, up from the year-ago revenues of $10.3 billion.
+
+Shares of Nucor have gained 28.2% over a year compared with the industry’s growth of 2.6%.
+
+Nucor currently carries a Zacks Rank #3 (Hold).
+
+
+
+Some better-ranked stocks from the basic materials space are Bunge Limited BG, Reliance Steel RS, and Innospec IOSP. While BG currently flaunts a Zacks Rank #1 (Strong Buy), RS and IOSP carry a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+
+
+Bunge Limited has an expected earnings growth rate of 7.4% for the current year. Its earnings estimates for 2022 are pegged at $13.89 per share. BG’s earnings estimates have been revised 9.3% upward in the past 60 days. It has a trailing four-quarter average surprise of 18.7%. The stock has gained 8.7% in a year.
+
+
+
+Reliance Steel expects earnings of $28.71 for the current year, indicating a year-over-year growth rate of 29.8% . The consensus estimate for RS’s earnings for the current year has been revised 0.06% upward in the past 60 days. It has a trailing four-quarter average surprise of 13.6% on average. RS has gained 30.9% in a year.
+
+
+
+Innospec has projected a year-over-year earnings growth rate of 30.4% for the current year. The Zacks Consensus Estimate for the company’s current-year earnings is pegged at $6.26. Earnings estimates have been revised 5.6% upward in the past 60 days. IOSP has a trailing four-quarter earnings surprise of 25.6%, on average. Shares of IOSP have gained 21.9% in a year.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.08099014, 'negative': 0.8911461, 'neutral': 0.027863711}","The startup uses renewable electricity to electrochemically convert iron ore into pure iron at 140 degrees Fahrenheit. It also produces direct reduced iron (DRI) that is further used in its steel mills. Reliance Steel expects earnings of $28.71 for the current year, indicating a year-over-year growth rate of 29.8% . Innospec has projected a year-over-year earnings growth rate of 30.4% for the current year.","Nucor (NUE) invests in Electra, which produces emission-free iron, to strengthen its position as a sustainability leader.",NUE,Extractives & Minerals Processing,Iron & Steel Producers,Nucor Corp,"{'Greenhouse Gas Emissions': 'Iron and steel production generates significant direct greenhouse gas (GHG) emissions, primarily carbon dioxide and methane, from production processes and on-site fuel combustion. Although technological improvements have reduced the GHG emissions per ton of steel produced, steel production remains carbon-intensive compared to other industries. Regulatory efforts to reduce GHG emissions in response to the risks posed by climate change may result in additional regulatory compliance costs and risks for iron and steel entities because of climate change mitigation policies. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Capturing such efficiencies can mitigate the potential financial effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Steel production requires substantial volumes of water. Entities face increasing operational, regulatory and reputational risks associated with water scarcity, costs of water acquisition, regulations on effluents or amount of water used, and competition with local communities and other industries for limited water resources. These risks are particularly likely to affect regions where water is scarce, resulting in water availability constraints and price volatility. Entities unable to secure a stable water supply could face production disruptions, while rising water prices could directly increase production costs. Consequently, entities adopting technologies and processes to decrease reduce water consumption may reduce operatingrisks and costs by mitigating the operational impacts of regulatory changes, water supply shortages and community-related disruptions.', 'Supply Chain Management': 'Iron ore and coal are critical raw material inputs to the steel production process. Iron ore mining and coal production are resource-intensive processes. Mineral extraction often has substantial environmental and social impacts adversely affectinglocal communities, workers and ecosystems. Community protests, legal or regulatory action, or increased regulatory compliance costs or penalties can disrupt mining operations. Iron and steel entities could face supply disruptions as a result, or in some cases, also may be subject to regulatory penalties associated with the environmental or social impact of the mining entity supplier. Minimising such risks through appropriate supplier screening, monitoring and engagement, iron and steel producers may manage their direct critical raw materials suppliers proactively to ensure they are not engaged in illegal or otherwise environmentally or socially damaging practices.', 'Air Emissions': 'Iron and steel production typically generates criteria air pollutants, volatile organic compounds (VOCs), and hazardous air pollutants, which can have significant localised public health impacts. Of particular concern are sulphur oxides, nitrogen dioxide, lead, carbon monoxide, and manganese, as well as particles such as soot and dust, which are released during theproduction process. Across North America, Western Europe, and Japan, technological innovation and continuous improvements in steel-making processes have significantly reduced air pollutants from the Iron & Steel Producers industry. However, air pollutants remain a concern due to heightened regulatory and public concern about air pollution, as well as expansion of steel production in emerging markets. Iron and steel production in emerging markets may be impacted by regulatory efforts aimed at curbing air pollution. Active management of facility emissions through implementation of industry best practices across global operations can facilitate the transition to sustainable steel production, lowering costs and potentially enhancing operational efficiency.', 'Energy Management': 'The production of steel requires significant energy, sourced primarily from the direct fossil fuel combustion as well as energy purchased from the grid. Energy-intense production has implications for climate change, and electricity purchases from the grid can result in indirect Scope 2 emissions. The choice between various production processes‚Äîelectric arc furnaces and integrated basic oxygen furnaces‚Äîcan influence whether an entity uses fossil fuels or purchases electricity. This decision, together with the choice between using coal versus natural gas or on-site versus grid-sourced electricity, may influence both the costs and reliability of energy supply. Affordable, easily accessible and reliable energy is an important industry competitive factor. Energy costs account for a substantial portion of iron and steel manufacturing costs. How an iron and steel entity manages its energy efficiency, its reliance on various types of energy and associated sustainability risks, and its ability to access alternative sources of energy can influence its profitability.', 'Workforce Health & Safety': 'Industrial processes used in iron and steel production can present significant risks to employees and contractors working at iron and steel plants. Given the high temperatures and heavy machinery involved, worker injuries and fatalities are a matter of concern to iron and steel producers. The industry has relatively high fatality rates, signifying the hazardous workenvironment and requiring a strong safety culture and health and safety policies. While accident rates in the industry are on a long-term decline, worker injuries and fatalities can lead to regulatory penalties, negative publicity, low worker morale and productivity, and increased healthcare and compensation costs.', 'Waste Management': 'While waste reclamation rates in steel production are high, the industry generates significant quantities of hazardous wastes. There are three main waste types in the industry‚Äîslag, dusts, and sludges. These by-products are often recycled internally or sold to other industries. However, process wastes such as electric arc furnace dust, which is regulated as a hazardous material in the U.S. due to its heavy metal content, can have significant environmental and human health impacts, present a regulatory risk, and result in additional operating costs for entities. Risks related to the long-term impacts of waste disposal may result in significant costs, including those associated with contaminated off-site disposal properties, for which iron and steel producers may be held responsible for remediation and restoration activities. Entities that reduce waste streams and hazardous waste streams in particular, and recycle or sell non-hazardous by-products, could therefore lower regulatory risks and costs while increasing revenues.'}","{'Greenhouse Gas Emissions': 0.775492991138361, 'Water Management': 0.751647325757133, 'Supply Chain Management': 0.7906871741746819, 'Air Emissions': 0.7682128718306483, 'Energy Management': 0.7995044705890285, 'Workforce Health & Safety': 0.7494809069784596, 'Waste Management': 0.7606143233194215}",0.7995044705890285,Tiffany,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Air Quality, Energy Management, Waste & Hazardous Materials Management",Major,Major,Positive,2023-07-11T16:03:20-04:00,https://www.latimes.com/entertainment-arts/music/story/2023-07-11/master-p-luther-vandross-google-photo-interview,"[{'name': 'Snoop Cereal', 'weight': 0.1045758}, {'name': 'Snoop Cereal mascot Captain Ace', 'weight': 0.10201681}, {'name': 'Master P', 'weight': 0.092944585}, {'name': 'Luther Vandross mixup', 'weight': 0.088667646}, {'name': 'Luther Vandross', 'weight': 0.088458784}, {'name': 'fellow rapper Snoop Dogg', 'weight': 0.085767455}, {'name': 'Snoop Dogg', 'weight': 0.08572059}, {'name': 'Snoop Loopz', 'weight': 0.08557893}, {'name': 'Vandross', 'weight': 0.08264615}, {'name': 'licensed image providers', 'weight': 0.07563157}]",[{'name': 'Entertainment'}],"[{'data': 'Master P', 'type': 'PERSON', 'mentions': 8}, {'data': 'Luther Vandross', 'type': 'PERSON', 'mentions': 8}, {'data': 'Percy Miller', 'type': 'PERSON', 'mentions': 1}, {'data': 'Snoop Dogg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Snoop Loopz', 'type': 'PERSON', 'mentions': 1}, {'data': 'Captain Ace', 'type': 'PERSON', 'mentions': 3}, {'data': 'Black', 'type': 'PERSON', 'mentions': 2}, {'data': 'Nic King', 'type': 'PERSON', 'mentions': 1}, {'data': 'Snoop Cereal', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dionne Warwick’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'Questlove', 'type': 'ORG', 'mentions': 1}, {'data': 'TMZ', 'type': 'ORG', 'mentions': 3}, {'data': 'Snoop Cereal', 'type': 'ORG', 'mentions': 4}, {'data': 'Broadus Foods', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'The Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Burbons and Lacs', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Never Too Much', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Ghetto D', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'A House Is Not a Home', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Fruity Hoopz', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Marshmallows', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Proud Puffs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Knowledge Panels', 'type': 'PRODUCT', 'mentions': 1}]","Master P would like a word with Google after the search giant recently mistook him for Luther Vandross.
+
+The “Burbons and Lacs” rapper made headlines last week when Questlove and others noticed that a photo of Master P — also known as Percy Miller — showed up on Google in searches for “Never Too Much” crooner Vandross.
+
+“I know everybody tripping. Google thought it was funny, mixing me up. I get it,” Master P told TMZ on Sunday.
+
+“Hey, Google,” he added. “Y’all need to get it right.”
+
+Ever the businessman, Master P also leveraged the increased media attention to promote his cereal brand with fellow rapper Snoop Dogg, Snoop Cereal (formerly Snoop Loopz). While speaking with TMZ in a grocery store parking lot, the “Ghetto D” artist proudly displayed a box of Fruity Hoopz with Marshmallows featuring Snoop Cereal mascot Captain Ace.
+
+“Ditch the picture [of Vandross], Google,” Master P said. “Stop letting AI run your company. There should have been a picture of Captain Ace. I look more like Captain Ace.”
+
+“They made a whole big frenzy, and it made this go viral,” he continued. “But I’m saying, ‘Here, make this go viral because we gotta put money back into our community and our culture.’ ... They tried to distract the people, but we’re disrupting the cereal game.”
+
+Despite the Vandross mixup, Master P did mention one Google search result he could get behind.
+
+“When you Google, ‘Who is the first Black-owned cereal company, what you think come up?’” he said. “[Snoop Cereal parent company] Broadus Foods.”
+
+For the record, Snoop Cereal has been billed as the first Black-owned cereal brand with a national distribution deal. But according to Forbes, Black entrepreneur Nic King had previously created Proud Puffs — a vegan, gluten-free, chocolate-flavored cereal.
+
+Asked if he ever met Vandross, who died in 2005, Master P said he hadn’t, but added, “A house is not a home if Snoop Cereal is not in there” — alluding to Vandross’ famous cover of Dionne Warwick’s “A House Is Not a Home.”
+
+The hip-hop musician also told TMZ he has no plans to sue Google, but he encouraged the conglomerate to help promote his cereal ventures to make up for the Vandross gaffe.
+
+In a statement provided last week to The Times, a spokesperson for Google said, “We source images for Knowledge Panels from a range of sources, including licensed image providers. In this case, the image we received was unfortunately mislabeled. The provider has updated the image metadata, and our systems now reflect that update.”",c27c52071ab749998fa9d5dfb01703f5,Master P calls Google out for Luther Vandross mixup: 'Y'all need to get it right',4,,,,
+35311,"Allan Domb touts his business career in bid for mayor, but skips over one line on his resume - Allan Domb, a former City Council member now running in the Democratic primary for mayor, speaks during a Jan. 15 candidate forum. Read more
+
+Allan Domb’s pitch to Philadelphia voters in his campaign for mayor leans hard on his business acumen after a real estate career that saw him crowned as the city’s “condo king.”
+
+But Domb, a Democrat who served on City Council until resigning last year to run for mayor, leaves out one piece of his sprawling financial kingdom.
+
+Domb has served since 2017 on the board of Universal Health Realty Income Trust, which pays him $60,000 per year. He also holds about $500,000 in stock in that company, including more than $105,000 in shares given to him for free since 2018.
+
+That trust has very close corporate ties with Universal Health Services, a King of Prussia-based health care company that paid $117 million in 2020 to resolve whistleblower lawsuits accusing the company of billing government agencies for unnecessary inpatient services and holding adults and children for mental health services that were not reasonable or medically necessary.
+
+UHS executives sit on the board of the trust, which owns and leases UHS properties, and UHS calls itself an “advisor” to the trust.
+
+Domb declined to be interviewed about his service on the trust’s board. Jared Leopold, a spokesperson for his campaign, said in a statement Domb “has zero connection — and never has had any connection — to the operations of UHS.”
+
+“It’s sad that Allan’s political opponents have spent tens of thousands of dollars on political dirt digging, only to attack on something that has nothing to do with Allan’s successful business career,” Leopold said. “Allan has spent his life creating jobs and supporting business growth in Philadelphia.”
+
+Domb’s significant real estate holdings have helped fuel his campaign. He had invested $5 million of his own money as of the end of 2022, largely to run television commercials touting his plans for the city and criticizing Mayor Jim Kenney and his administration.
+
+» READ MORE: Allan Domb has released a plan to avoid conflicts of interest if he’s elected mayor
+
+Universal Health Realty Income Trust, and its connections to Universal Health Services, has not been part of his campaign for mayor.
+
+UHS in 2020 denied the allegations, which surfaced as a criminal investigation in 2015, and said the settlement “does not constitute a finding of improper conduct.”
+
+Still, the company paid more than $88 million to the federal government and nearly $29 million to several states. Nearly $16 million from the federal payment went to 36 whistleblowers to settle 19 lawsuits, including 15 in the federal court system’s Eastern District of Pennsylvania.
+
+Bill McSwain, who served as U.S. attorney in Philadelphia during the settlement and later ran for governor as a Republican, referred The Inquirer to a statement issued by the U.S. Department of Justice in 2020 on the matter.
+
+“The allegations involved in this matter — inappropriate billing and inadequate care — have no place in our health care system,” McSwain said in that statement. “Behavioral health service entities must have strong mechanisms in place, including appropriate supervision and oversight, to avoid fraud and abuse in order to ensure they provide the level of care that their patients deserve.”
+
+Universal Health Realty Income Trust owns 76 properties in 21 states that it leases to health care companies, including UHS. The trust in a 2021 annual report said UHS generated about 32% of its revenue in the previous five years.
+
+The trust launched in 1986 by purchasing UHS properties and then leasing them back to that company. UHS, in annual corporate reports, says it “acts as an advisor” to Universal Health Realty Income Trust.
+
+UHS, in a statement to The Inquirer, said none of the properties including in the 2020 settlement were owned by Universal Health Realty Income Trust.
+
+» READ MORE: ‘Condo King’ Allan Domb owns more than 400 properties in Philly. What happens if he becomes mayor?
+
+Domb serves on the trust’s board with Alan B. Miller, the founder of UHS, and Marc D. Miller, the current CEO and president of UHS.
+
+Still, UHS told The Inquirer said the trust and the company “are separate and independent publicly traded companies” and that Domb, as a board member for the trust, “has no relationship with UHS or its hospitals.”
+
+Among the federal allegations against UHS were the “improper use of physical and chemical restraints and seclusion” for patients, a failure to provide required individual and group therapy, admitting patients who not eligible for treatment, and failing to discharge patients when treatment was no longer necessary.
+
+UHS, in its statement to The Inquirer, noted the company “consistently denied the allegations” and the settlement “did not constitute an admission of facts or liability.”","{'positive': 0.03548204, 'negative': 0.23778586, 'neutral': 0.72673213}","Allan Domb, a former City Council member and current Democratic candidate for mayor in Philadelphia, is seeking to avoid conflicts of interest if he is elected. He has served since 2017 on the board of Universal Health Realty Income Trust, which pays him $60,000 per year and holds about $500,000 in stock in that company. The trust has very close corporate ties with Universal Health Services, a King of Prussia-based health care company that paid $117 million in 2020 to resolve whistleblower lawsuits accusing the company of billing government agencies for unnecessary inpatient services and holding adults and children for mental health services that were not reasonable or medically necessary. Domb declined to be interviewed about his service on the trust’s board, and his campaign spokesman said he had no connection to the operations of UHS. UHS denied the allegations, which surfaced as a criminal investigation in 2015.","Allan Domb built his ""condo king"" empire through real estate holdings and touts that success as his runs for mayor. He talks far less about his role on a the board of a real estate trust.",UHS,Health Care,Health Care Delivery,Universal Health Services B,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act’s provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers’ compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7215816277161784, 'Access for Low-Income Patients': 0.770442574751059, 'Quality of Care & Patient Satisfaction': 0.7391912643196145, 'Patient Privacy & Electronic Health Records': 0.7392980333740258, 'Energy Management': 0.7309286600982361, 'Management of Controlled Substances': 0.7446333758190035, 'Fraud & Unnecessary Procedures': 0.7569631360890313, 'Pricing & Billing Transparency': 0.7515049881744389, 'Employee Health & Safety': 0.7407887633947731, 'Employee Recruitment, Development & Retention': 0.7565840912054178, 'Waste Management': 0.735494082790602}",0.770442575,Tiffany,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Energy Management",No,No,,2023-04-26T11:00:00+00:00,https://www.forbes.com/sites/geristengel/2023/04/26/diverse-emerging-manager-identifies-missed-opportunities-in-venture-capital/,"[{'name': 'emerging fund managers', 'weight': 0.083784856}, {'name': 'emerging funds', 'weight': 0.081084795}, {'name': 'experienced fund managers', 'weight': 0.08057215}, {'name': 'Red Bike Capital', 'weight': 0.07551156}, {'name': 'other diverse founders', 'weight': 0.07223517}, {'name': 'other founders', 'weight': 0.071611024}, {'name': 'venture capital', 'weight': 0.0707748}, {'name': 'Red Bike', 'weight': 0.06873997}, {'name': 'Ten Brink', 'weight': 0.06676388}, {'name': 'accredited investors', 'weight': 0.066282205}]",[{'name': 'Business'}],"[{'data': 'Latino', 'type': 'NORP', 'mentions': 9}, {'data': 'Cuban', 'type': 'NORP', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 4}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'New Mexico', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Costa Rica', 'type': 'GPE', 'mentions': 1}, {'data': 'VC Human Capital Survey', 'type': 'ORG', 'mentions': 2}, {'data': 'Crunchbase', 'type': 'ORG', 'mentions': 1}, {'data': 'Red Bike Capital', 'type': 'ORG', 'mentions': 6}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 3}, {'data': 'Babson College', 'type': 'ORG', 'mentions': 1}, {'data': 'Gillette', 'type': 'ORG', 'mentions': 1}, {'data': 'Columbia', 'type': 'ORG', 'mentions': 1}, {'data': 'Scentbird', 'type': 'ORG', 'mentions': 1}, {'data': 'Y-Combinator', 'type': 'ORG', 'mentions': 2}, {'data': 'Brink', 'type': 'ORG', 'mentions': 4}, {'data': 'Goihman', 'type': 'ORG', 'mentions': 2}, {'data': 'POC', 'type': 'ORG', 'mentions': 1}, {'data': 'Techstars', 'type': 'ORG', 'mentions': 1}, {'data': 'Latinas in Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'BoA', 'type': 'ORG', 'mentions': 2}, {'data': 'Cambridge Associates', 'type': 'ORG', 'mentions': 1}, {'data': 'PitchBook', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Uber', 'type': 'ORG', 'mentions': 1}, {'data': 'Slack', 'type': 'ORG', 'mentions': 1}, {'data': 'Airbnb', 'type': 'ORG', 'mentions': 1}, {'data': 'Rachel ten Brink', 'type': 'PERSON', 'mentions': 13}, {'data': 'Herman Goihman', 'type': 'PERSON', 'mentions': 2}, {'data': 'MBA', 'type': 'WORK_OF_ART', 'mentions': 1}]","The Latino population is expanding fast, but not so in the venture community, where the numbers are gradually changing.
+
+One in four kids born in the U.S. is Latino; the ratio is more than one in two in states like California, New Mexico, and soon Texas. Yet, according to VC Human Capital Survey, only 5% of investment partner positions are Latinos. The percentage of U.S. venture dollars invested in Latino founders is 1.5% through Q3 2023, down from 2.5% in 2021, according to Crunchbase.
+
+Two Latino business school friends are changing that. They started angel investing together and then launched an emerging manager venture capital fund, Red Bike Capital, based on their success. Bank of America is a limited partner (LP). The fund invests in technology to improve financial inclusion, power commerce, drive sustainability, and provide better health outcomes.
+
+Rachel ten Brink is a general partner at Red Bike Capital. Her Cuban parents migrated to Costa Rica, where she was born. Later, she emigrated to the U.S. to attend Babson College and then worked at Gillette. Ten Brink earned her MBA from Columbia and, over the next 15 years, helped billion-dollar brands grow. In 2014, she co-founded and became the CMO of Scentbird.
+
+Ten Brink started thinking about what made her tick a few years ago. ""I love helping early-stage founders,"" she exclaimed. ""Just when they're starting to see product market fit, and it's when you start to see companies take off.""
+
+Her passion for helping startups happened organically. At first, ten Brink advised founders, then joined their advisory boards. Together with her friend Herman Goihman, she realized she had excellent deal flow. The pair started angel investing together.
+
+The duo has complementary skills. Ten Brink focused on marketing and building revenues. She is also a Y-Combinator alumnus who raised $29M in venture capital. Goihman is an experienced investor and fintech expert who started his career as an investment banker and has held senior investment roles at Bank of America and Taconic Capital. His expertise in credit is particularly relevant as interest rates rise and approval rates decline.
+
+""We made 18 angel investments, which have done quite well,"" she said. ""Eighty percent of the investments were in women and people of color. Investors asked 'how did you get access to these companies? They don't pick up the phone for me.'""
+
+That interest spurred the launch of Red Bike Capital, an early-stage venture capital fund that invests in:
+• fintech with a focus on credit and financial education
+• powering commerce through SaaS, which allows users to connect to and use cloud-based apps over the internet
+
+""We invest in the best founders, period,"" said ten Brink. ""Our objective is to provide best-in-class returns, and we want to be a permanent fixture in the tech ecosystem."" Four in five of ten of Brink and Goihman's angel investments were women and POC. With a deep network in the startup ecosystem, Red Bike receives 75% of its deal flow directly from founders referring other founders.
+
+Most of Red Bike's limited partners (LPs) are accredited investors. ""Sixty percent of our LPs are women and diverse,"" said ten Brink. ""We're passionate about providing opportunities for generational wealth for diverse individuals, particularly Latinos. We are a community that is so underrepresented in venture capital!"" Nearly 20% of the U.S. population is Latino.
+
+Limited partners invested in the fund for a variety of reasons:
+• It is an operator-led fund. They bring successful track records, relationships in the industry, and experience in navigating challenges.
+• Ten Brink's network includes Y Combinator, Techstars, and 500 startups, and being on the board of Latinas in Tech—the largest organization of Latina tech professionals.
+• The fund is focused on delivering high returns.
+• Some also want to close funding and wealth gaps for women and POC. They believe that when you support diverse founders, like ten Brink, they return, invest in other diverse founders, and keep building the flywheel.
+
+Interestingly, ten Brink has become known for her network. As an immigrant, she didn't have friends and family with money to risk investing in a venture. Ten Brink had to proactively build those relationships, which is why she is an active mentor and advisor to several accelerator programs. The relationships she made at the colleges she attended are an essential source of relationships, as are the other support and networking organizations she belongs to.
+
+With 80% of their investors being accredited, there are regulatory issues regarding the number of investors you can have in the fund. If your fund is $10 million or less, you can have 249, and if your fund is over $10 million, you can only have 99. These caps limit the number of small-check investors in your fund.
+
+Nearly three-quarters of male or female accredited investors would invest in a venture fund if they could write a check for $25,000, according to How Women (and Men) Invest in Startups*. The research recommends changing the policy to increase the number of accredited investors to 499 and the fund value to $50 million. ""It would be catalytic for emerging fund managers if the exemptions were expanded,"" said ten Brink. ""Policies like this can structurally change the ecosystem.""
+
+Ten Brink's and Goihman's track record as angel investors established their credibility among accredited investors. The need for an institutional track record makes the current fundraising environment particularly challenging for emerging managers. However, institutional investors like Bank of America (BoA) have developed other due-diligence processes to guide investment decision-making. Having BoA as an LP elevates emerging funds like Red Bike and provides a seal of approval, commented ten Brink.
+
+This uncertain fundraising environment poses additional challenges. Despite Cambridge Associates finding that developing firms are consistently among the top 10 performers in the asset class, accounting for 72% of the top returning firms between 2004–2016, 86% of committed capital is to experienced fund managers, according to Q1 2023 PitchBook NVCA Venture Monitor. Ten Brink responded by writing an article in Forbes, which included the following advice:
+• Invest in those who can do more with less.
+• Many great companies, including Microsoft, Uber, Slack, and Airbnb, started in challenging times.
+
+"" My diversity as a woman and Latina is part of my superpower,"" said Ten Brink. ""I see opportunities that others miss and connect with founders in a way others don't."" Her otherness gives her a competitive edge.",16eb051906004303ae9a98b1b3d1fc6e,Diverse Emerging Manager Identifies Missed Opportunities In Venture Capital,4,,,,
+12566,"Blackjack On Broadway: Caesars Palace Casino May Come To Times Square - Caesars Entertainment unveiled plans Thursday to develop a massive casino resort on Broadway in the heart of Times Square amid the already bright and boisterous neighborhood, as the highly lucrative battle to bring gambling to Manhattan heats up.
+
+Caesars Palace Times Square would be located at 1515 Broadway— once home to MTV’s famous Times Square studios — which is currently home to a 54-story office building, Caesars and SL Green Realty Corp., announced in a joint statement detailing their proposal. As if a casino in Times wouldn’t roar loud enough, the casino smack in the middle of New York’s Theater District would feature a Broadway theater for Lion King. Caesars and SL Green noted the project would be fully privately funded and it’s the latest and most jarring proposed casino vying for one of the casino licenses up for grabs in and around New York City. The companies also managed to gain the support of the Broadway actors union, Actors’ Equity Association, and former New York Police Commissioner Bill Bratton, and included in their announcements statements from both praising the “security and safety in the Times Square neighborhood” that would “ensure Times Square is safe for years to come,” despite pushback from theater trade groups. There are currently no casinos in Manhattan, though bidding for the coveted licenses will begin soon, starting at $500 million each.
+
+$302.3 million. That’s how much tax revenue New York brought in during the first six months of legal mobile sports betting in the state.
+
+The Broadway League, a trade group for New York theaters, opposes a casino coming to Broadway, telling the New York Times: “The addition of a casino will overwhelm the already densely congested area and would jeopardize the entire neighborhood whose existence is dependent on the success of Broadway.”
+
+New York state legislators legalized casinos in 2014, but stipulated such facilities couldn’t open in the New York City metropolitan area until 2023 or later, allocating four licenses to four upstate casinos already operating today and earmarking three for downstate facilities. MGM’s Empire City Casino in Yonkers and Resorts World New York in Queens, both of which already offer some gambling like slots but not table games, are nearly guaranteed to snap up two of the available licenses, according to several reports. For the remaining spot, Caesars Palace Times Square’s most notable competitors are a midtown Manhattan casino from Wynn Resorts and Hudson Yards developer, Related Companies, unveiled last month and a joint venture from billionaire New York Mets owner Steven Cohen and Hard Rock for a casino in Queens reported to be under discussion by several outlets. A Manhattan casino is expected to bring in over $1 billion in annual revenue. New York has embraced vices as a source of tax revenue recently, legalizing recreational marijuana use in July 2021 and mobile sports betting in January.
+
+The Big Gamble: Inside The Battle to Operate A Casino In New York City (Forbes)
+
+Times Square May Get One of the Few Spectacles It Lacks: A Casino (New York Times)
+
+How New Jersey Will Double Down On Gambling If Casinos Come To New York City (Forbes)","{'positive': 0.11247342, 'negative': 0.06352388, 'neutral': 0.8240027}","The companies also managed to gain the support of the Broadway actors union, Actors’ Equity Association, and former New York Police Commissioner Bill Bratton, and included in their announcements statements from both praising the “security and safety in the Times Square neighborhood” that would “ensure Times Square is safe for years to come,” despite pushback from theater trade groups. That’s how much tax revenue New York brought in during the first six months of legal mobile sports betting in the state.
+
+The Broadway League, a trade group for New York theaters, opposes a casino coming to Broadway, telling the New York Times: “The addition of a casino will overwhelm the already densely congested area and would jeopardize the entire neighborhood whose existence is dependent on the success of Broadway.”
+
+New York state legislators legalized casinos in 2014, but stipulated such facilities couldn’t open in the New York City metropolitan area until 2023 or later, allocating four licenses to four upstate casinos already operating today and earmarking three for downstate facilities. MGM’s Empire City Casino in Yonkers and Resorts World New York in Queens, both of which already offer some gambling like slots but not table games, are nearly guaranteed to snap up two of the available licenses, according to several reports. 
+
+The Big Gamble: Inside The Battle to Operate A Casino In New York City (Forbes)
+
+Times Square May Get One of the Few Spectacles It Lacks: A Casino (New York Times)
+
+How New Jersey Will Double Down On Gambling If Casinos Come To New York City (Forbes)","The proposed casino, which may become the largest casino in the world, will also feature a Broadway theater for Lion King.",CZR,Services,Casinos & Gaming,"Caesars Entertainment, Inc.","{'Internal Controls on Money Laundering': 'By the nature of its business, the Casinos & Gaming industry can be attractive to criminals seeking to launder money or disguise the origin of funds. Risk factors include the large amount of cash transactions, accessibility to multiple facilities, and customer anonymity. Therefore, strict and robust internal controls are necessary for entities to prevent violations of reporting and money laundering regulations. Casino operators that fail to detect and prevent money laundering activities may open themselves to investigations. Violations of anti-money laundering laws and regulations could result in criminal prosecution and/or substantial regulatory penalties.', 'Responsible Gaming': 'While the main purpose of gambling is entertainment, the industry faces a negative perception that is often related to pathological gambling. In addition to pathological gambling which is a progressive addiction characterised by increasing preoccupation with gambling, customers may also experience problem gambling, a less severe form of pathological gambling. While casinos do not cause problem gambling, they provide opportunities to gamble and may earn disproportionately greater revenue from pathological and problem gamblers. Responsible gambling encompasses industrybest practices to mitigate the impacts of problem gambling that may result from violations of self-exclusion lists, irresponsible advertising, gambling by minors, or instances where the entity has otherwise enabled gambling problems. Highly-publicised incidents related to pathological and problem gambling may damage entities‚Äô reputations and result in regulatory curtailment of their licenses to operate. ', 'Energy Management': 'With many facilities open 24 hours a day, the Casinos & Gaming industry requires a large amount of energy to operate. Casino facilities often have few windows and therefore rely on their buildings‚Äô mechanical systems for heating, ventilation, air-conditioning (HVAC) and lighting. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change and pollution, and have the potential to impact casino entities‚Äô results of operations. Entities that rely on electricity consumption for their operations increasingly must manage energy efficiency as well as energy availability, including the risks and opportunities associated with energy sourcing from fossil fuels or from renewable and alternative energy sources.', 'Smoke-free Casinos': 'Casino facilities are usually climate-controlled environments with internal air circulation, and have a relatively high concentration of employees and customers. While anti-smoking campaigns have helped some regions enact smoking bans for public places, many casinos remain exempt from such bans. Smoke exposes employees and customers to risks of heart attacks and cancer. In addition, studies have shown that casino dealers exposed to secondhand smoke have higher-than-average rates of respiratory illness. Entities that derive a significant portion of their revenue from smoking customersmay be negatively affected by smoking bans, which are becoming more common. Alternatively, by creating smoke-free facilities, casino operators may be better positioned to attract more non-smoking patrons.'}","{'Internal Controls on Money Laundering': 0.7672840505539907, 'Responsible Gaming': 0.7812766754845468, 'Energy Management': 0.7964830262906739, 'Smoke-free Casinos': 0.7909701567498753}",0.7964830262906739,Tiffany,Major focus,Major focus,Neutral,None of the topics,No,Major,,2023-05-03T11:23:00+00:00,https://www.telegraph.co.uk/business/2023/05/03/artificial-intelligence-will-do-real-damage-warns-microsoft/,"[{'name': 'bad actors', 'weight': 0.12023329}, {'name': 'bad things', 'weight': 0.10428039}, {'name': 'Microsoft chief', 'weight': 0.10071283}, {'name': 'real damage', 'weight': 0.099640995}, {'name': 'upcoming AI technology', 'weight': 0.09707534}, {'name': 'US vice president Kamala Harris', 'weight': 0.09705461}, {'name': 'ChatGPT maker OpenAI', 'weight': 0.090876535}, {'name': 'laboratory tests', 'weight': 0.08767024}, {'name': 'Microsoft', 'weight': 0.087042}, {'name': 'AI', 'weight': 0.08423879}]","[{'name': 'Tech'}, {'name': 'Business'}]","[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'the World Economic Forum', 'type': 'ORG', 'mentions': 2}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 2}, {'data': 'Michael Schwarz', 'type': 'PERSON', 'mentions': 2}, {'data': 'Geoffrey Hinton', 'type': 'PERSON', 'mentions': 2}, {'data': 'Kamala Harris', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}]","Artificial intelligence (AI) will “cause real damage” when it gets into the hands of “bad actors”, a Microsoft boss has warned.
+
+Michael Schwarz, the US tech company’s chief economist, told the World Economic Forum (WEF): “I am confident AI will be used by bad actors, and yes it will cause real damage.”
+
+“It can do a lot of damage in the hands of spammers with elections and so on,” he said in comments reported by Bloomberg.
+
+His warning echoed that of Geoffrey Hinton, the “godfather of AI” who quit Google this week.
+
+Mr Hinton said in a newspaper interview: “It is hard to see how you can prevent the bad actors from using it for bad things.”
+
+Mr Schwarz’s comments come as the bosses of Microsoft, Google and ChatGPT maker OpenAI have been summoned to the White House to meet US vice president Kamala Harris on Thursday.
+
+The meeting has been called so officials can hold a “frank discussion” with tech company leaders about the risks of upcoming AI technology.
+
+Scientists from Microsoft and OpenAI claimed in March that they had seen “sparks” of human-level intelligence from the latter’s latest creation during laboratory tests.",bc0df19bb453427781b4e542880180db,"Artificial intelligence will do ‘real damage’, warns Microsoft chief",4,,,,
+34128,"Nike's battle with Lululemon heats up with new lawsuit over sneakers - • Nike on Monday filed a patent infringement lawsuit against Lululemon over footwear.
+• Lululemon launched its footwear line in 2022. It exceeded expectations.
+• The case is the latest in a string of lawsuits filed by Nike against footwear competitors.
+
+Nike is suing Lululemon, again. This time the sportswear giant is suing over the Canadian company's footwear, which Nike claims infringes on multiple patents.
+
+The lawsuit is the latest sign of Nike's growing confidence in its ability to protect the intellectual property of its footwear and another salvo in the battle against Lululemon, whose diehard consumer base poses a direct threat to Nike.
+
+The shoes in question are the Chargefeel Mid, Chargefeel Low, Blissfeel, and Strongfeel, which Nike broadly says violate three patents related to textiles, including knitted elements and webbed areas, and one specific to how the shoe's materials expand when being used during physical activity.
+
+Nike is seeking unspecified damages in the case. The suit was filed in the Southern District Court of New York.
+
+""Nike's claims are unjustified, and we look forward to proving our case in court,"" a Luluelemon spokesperson said in a statement to Insider.
+
+Lululemon, long known for its workout apparel, made its first foray into footwear in March 2022. The footwear launch exceeded expectations and is expected to continue ramping up as Lululemon continues investing in footwear development, notably at a new Portland office just miles from Nike's global headquarters.
+
+Nike also took legal action against Lululemon in January 2022, when the sportswear giant sued Lululemon over its Mirror home-fitness machine, alleging Lululemon infringed on Nike patents that allow users to compete with each other, track their performance, and pinpoint specific fitness goals.
+
+Lululemon purchased Mirror for $500 million in 2020 when Americans were frequently exercising at home at the height of the pandemic.
+
+Nike has sued a number of competitors over footwear designs in recent months, including Bape, Cool Kiy, and Warren Lotas.
+
+A long-running lawsuit between Nike and Adidas over knitted-shoe technology settled last year.","{'positive': 0.15870668, 'negative': 0.36962292, 'neutral': 0.4716704}","• Nike on Monday filed a patent infringement lawsuit against Lululemon over footwear. The footwear launch exceeded expectations and is expected to continue ramping up as Lululemon continues investing in footwear development, notably at a new Portland office just miles from Nike's global headquarters. Nike also took legal action against Lululemon in January 2022, when the sportswear giant sued Lululemon over its Mirror home-fitness machine, alleging Lululemon infringed on Nike patents that allow users to compete with each other, track their performance, and pinpoint specific fitness goals. Nike has sued a number of competitors over footwear designs in recent months, including Bape, Cool Kiy, and Warren Lotas.",Nike on Monday sued Lululemon over its footwear. It's the latest sign of Nike's legal confidence and that Lululemon is a challenger to Nike.,NKE,Consumer Goods,"Apparel, Accessories & Footwear",NIKE Inc B,"{'Labour Conditions in the Supply Chain': 'The treatment of workers and the protection of worker rights in the Apparel, Accessories, & Footwear industry’s supply chain is of growing concern among consumers, regulators, and leading entities. Critical aspects of this issue include employee health and safety, fair pay, child labour, and forced labour. Although entities continue to improve performance on this issue, the industry’s reliance on a multitiered system of suppliers, subcontractors, labour recruitment firms, and part-time workers makes it difficult to manage. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products are often manufactured in countries that have limited regulations or enforcement protecting workers. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, production disruptions due to strikes and other labour-related work stoppages, or through a shift in demand away from entities associated with such incidents. Entities with strong supply chain standards, monitoring, and engagement with suppliers to address labour concerns may therefore be better positioned to protect shareholder value over the long term.', 'Raw Materials Sourcing': 'The Apparel, Accessories & Footwear industry relies on many raw materials including cotton, leather, wool, rubber, and precious minerals and metals, as inputs for finished products. Sustainability impacts related to climate change, land use, resource scarcity and conflict in regions where the industry’s supply chain operates affect the industry’s ability to reliably source materials. The ability of entities to manage potential material shortages, supply disruptions, price volatility and reputational risks can be more difficult when supply chains lack transparency. Failure to effectively manage this issue can delay shipments and depress earnings, reduce margins, constrain revenue growth or increase costs of capital. The types ofrisk associated with sourcing different materials can require different solutions, including engaging with suppliers, enhancing transparency by using certification standards, using innovative alternative materials, or introducing circular economy practices. Entities that are proactive may reduce their exposure to price volatility and potential supply disruptions, while improving their brand reputation and developing new market opportunities.', 'Management of Chemicals in Products': 'The introduction of the Consumer Product Safety Improvement Act in the U.S. and the Registration, Evaluation, Authorization, and Restriction of Chemicals legislation in the EU demonstrates increasing regulatory and stakeholder concern surrounding the use of harmful or potentially harmful substances in consumer products, including apparel, accessories, and footwear. Finished apparel and footwear products have been found to contain traces of chemicals that have been banned or regulated. Depending on the chemical, the amount present in a product, and the type of exposure that consumers face, specific substances can be carcinogenic, and can disrupt hormone activity in humans and other organisms. Failure to manage this issue may generate additional regulatory oversight and impact an entity’s social license to operate. In addition, the presence of harmful chemicals in products can lead to recalls, litigation, and reputational damage. Entities in this industry can work in both the design and manufacturing phases to manage the use of chemicals of concern, develop safe alternatives, and eliminate those that have been banned. Given the industry’s reliance on outsourced manufacturing, this involves proactive partnerships with suppliers. In managing this issue, entities must balance the hazard posed to consumers presented by certain chemicals with the quality of a product and its costs of production. ', 'Environmental Impacts in the Supply Chain': 'The Apparel, Accessories & Footwear industry’s global supply chain contributes significantly to environmental externalities through water consumption and pollution, as well as air pollution. Water pollution results from the discharge of chemicalsduring water-intensive dyeing and tanning processes, while air pollution stems from the industry’s energy use. These impacts have the potential to damage an entity’s reputation and to affect cost structures over time. The scale of this issue has historically been intensified by the fact that the industry relies on manufacturing partners in emerging markets where environmental regulations and oversight are limited. However, enhanced scrutiny on the part of stakeholders and consumers, coupled with the development of more stringent regulation in certain regions, has led entities throughout theindustry to work with suppliers to reduce their environmental impact. Apparel, accessories, and footwear entities that leverage their market power to work with suppliers to improve operational efficiencies and resource consumption and limit pollution will be able to mitigate costs associated with increased resource scarcity and regulation. Further, those that engage with suppliers through monitoring, auditing, and strict standards will likely be better positioned to protect shareholder value over the long term.'}","{'Labour Conditions in the Supply Chain': 0.7654272305702238, 'Raw Materials Sourcing': 0.7600266884389757, 'Management of Chemicals in Products': 0.7714677144008805, 'Environmental Impacts in the Supply Chain': 0.7701920676402467}",0.7714677144008805,Tiffany,Major focus,Major focus,Neutral,None of the topics,No,Major,,2022-12-21T14:58:05+00:00,https://finance.yahoo.com/news/one-underlying-earnings-growth-avalonbay-145805111.html?.tsrc=rss,"[{'name': 'share price performance', 'weight': 0.0940377}, {'name': 'AvalonBay Communities shareholders', 'weight': 0.08484191}, {'name': 'Longer term investors', 'weight': 0.08477988}, {'name': 'AvalonBay Communities', 'weight': 0.08353937}, {'name': 'markets', 'weight': 0.07159584}, {'name': 'broader market jitters', 'weight': 0.070912376}, {'name': 'share', 'weight': 0.06998521}, {'name': 'future growth', 'weight': 0.06853344}, {'name': 'the AvalonBay Communities share price', 'weight': 0.06719357}, {'name': 'stocks', 'weight': 0.0669556}]",[{'name': 'Finance'}],"[{'data': 'AvalonBay Communities', 'type': 'ORG', 'mentions': 8}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 2}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","Investors can approximate the average market return by buying an index fund. Active investors aim to buy stocks that vastly outperform the market - but in the process, they risk under-performance. Investors in AvalonBay Communities, Inc. (NYSE:AVB) have tasted that bitter downside in the last year, as the share price dropped 35%. That falls noticeably short of the market decline of around 21%. At least the damage isn't so bad if you look at the last three years, since the stock is down 22% in that time. Shareholders have had an even rougher run lately, with the share price down 14% in the last 90 days.
+
+Given the past week has been tough on shareholders, let's investigate the fundamentals and see what we can learn.
+
+While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational. One imperfect but simple way to consider how the market perception of a company has shifted is to compare the change in the earnings per share (EPS) with the share price movement.
+
+During the unfortunate twelve months during which the AvalonBay Communities share price fell, it actually saw its earnings per share (EPS) improve by 22%. It could be that the share price was previously over-hyped.
+
+The divergence between the EPS and the share price is quite notable, during the year. So it's well worth checking out some other metrics, too.
+
+AvalonBay Communities managed to grow revenue over the last year, which is usually a real positive. Since the fundamental metrics don't readily explain the share price drop, there might be an opportunity if the market has overreacted.
+
+You can see below how earnings and revenue have changed over time (discover the exact values by clicking on the image).
+
+AvalonBay Communities is a well known stock, with plenty of analyst coverage, suggesting some visibility into future growth. Given we have quite a good number of analyst forecasts, it might be well worth checking out this free chart depicting consensus estimates.
+
+We regret to report that AvalonBay Communities shareholders are down 33% for the year (even including dividends). Unfortunately, that's worse than the broader market decline of 21%. However, it could simply be that the share price has been impacted by broader market jitters. It might be worth keeping an eye on the fundamentals, in case there's a good opportunity. Longer term investors wouldn't be so upset, since they would have made 1.3%, each year, over five years. It could be that the recent sell-off is an opportunity, so it may be worth checking the fundamental data for signs of a long term growth trend. It's always interesting to track share price performance over the longer term. But to understand AvalonBay Communities better, we need to consider many other factors. Take risks, for example - AvalonBay Communities has 3 warning signs (and 2 which are concerning) we think you should know about.
+
+If you are like me, then you will not want to miss this free list of growing companies that insiders are buying.
+
+Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on US exchanges.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",c99e7a91b3d1440b846fe123752fa48a,"The one-year underlying earnings growth at AvalonBay Communities (NYSE:AVB) is promising, but the shareholders are still in the red over that time",4,,,,
+12331,"Officials offer climate activists possible deal on Alaska oil project - The compromise measures under discussion would include a new ban on drilling in the Arctic Ocean off Alaska’s North Slope and more habitat protections for other parts of the state, said two of the people familiar with the talks, all of whom spoke on the condition of anonymity to discuss confidential communications. They added that administration officials are seriously considering shrinking the Arctic project to just two approved drilling pads, a size so small that officials for ConocoPhillips — the company that has spent nearly five years pursuing federal approval — have suggested it would cause them to back out.
+
+Based on its cost, Willow would be the largest pending oil development in the country, analysts say. The Bureau of Land Management’s final environmental impact statement said the project could best go forward with three of the five well pads ConocoPhillips initially proposed. Now that the report is finished, the law allows the Interior Department to issue a final decision on permits as soon as this coming Monday.
+
+But according to individuals familiar with the process, White House officials have taken control of final deliberations, struggling to figure out whether a scaled-back version of the project can appease both environmentalists and Alaskan allies. The individuals said the decision is primarily between approving the three well pads, or only two pads with a postponed decision on a third. State officials and Alaska Native groups have been lobbying the administration to approve all three to avoid the risk of ConocoPhillips backing out.
+
+On Monday and in February, White House officials — at times including senior adviser John D. Podesta — outlined two possible options for prominent environmentalists, suggesting they may pair one of them with the offshore drilling ban and other moves, the three individuals said. That is not enough for many environmental groups involved in the talks, which have included Alaska Wilderness League, Earthjustice and the Sierra Club, among others. They see Willow as a climate litmus test, and some say they won’t negotiate with the White House.
+
+“The western Arctic is one of the world’s last truly intact landscapes with tens of millions of acres that are completely undeveloped and that have only known subsistence use,” Sen. Martin Heinrich (D-N.M.) said in a statement. “I would urge President Biden to ask himself what he thinks America will value more a century from now, a few barrels of oil that are already long gone, or the protection of one of the world’s truly great wildlife spectacles.”
+
+That has led to an aggressive lobbying campaign from Murkowski and other Alaskan elected officials to persuade the White House to accept the three-pad option outlined in the review. She has made the project her top policy priority with the administration and has considerable leverage, according to people who have been involved in deliberations, because the White House officials see her as a rare Republican ally who has helped in getting nominees approved and tempering extremism in Congress.","{'positive': 0.05667485, 'negative': 0.40927246, 'neutral': 0.53405267}","The White House is considering shrinking the Arctic Ocean off Alaska's North Slope to two approved drilling pads, a size so small that ConocoPhillips, the company that has spent nearly five years pursuing federal approval, have suggested it would cause them to back out. The decision is primarily between approving the three well pads, or only two pads with a postponed decision on a third. Environmental groups have been lobbying the administration to approve all three, and some say they won't negotiate with the White House. Sen. Martin Heinrich (D-N.M.) has urged President Biden to ask himself what he thinks America will value more a century from now, a few barrels of oil that are already long gone or the protection of one of the world‚Äôs truly great wildlife spectacles.","White House officials are trying to pair approval for a controversial Alaska oil project with new conservation measures, say individuals familiar with the project.",COP,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,ConocoPhillips,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities‚Äô ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity‚Äôs social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry‚Äôs activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community‚Äôs resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta ‚Äúshared value‚Äù approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples‚Äô rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples‚Äô rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7703484082947277, 'Water Management': 0.7559566458561683, 'Management of the Legal & Regulatory Environment': 0.7738172194177828, 'Business Ethics & Transparency': 0.7565540778652271, 'Biodiversity Impacts': 0.796900196326985, 'Air Quality': 0.7494524278070469, 'Community Relations': 0.7746122959493774, 'Reserves Valuation & Capital Expenditures': 0.7876143027272576, 'Workforce Health & Safety': 0.7633292967667828, 'Critical Incident Risk Management': 0.7356827533469225, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7705708705057982}",0.796900196,Tiffany,Major focus,Major focus,Negative,Climate Change,Major,Major,Neutral,2023-05-10T18:36:23.039000+00:00,https://www.theverge.com/2023/5/10/23718088/google-android-14-ai-wallpaper-messages-magic-compose-io,"[{'name': 'stunning 3D images', 'weight': 0.08814994}, {'name': 'generative AI wallpaper', 'weight': 0.07778198}, {'name': 'device', 'weight': 0.07290773}, {'name': 'new shortcuts', 'weight': 0.07144597}, {'name': 'Android', 'weight': 0.07093175}, {'name': 'image', 'weight': 0.06665853}, {'name': 'generative AI', 'weight': 0.0612043}, {'name': 'emoji wallpaper', 'weight': 0.061162293}, {'name': 'texts', 'weight': 0.061086584}, {'name': 'suggested prompts', 'weight': 0.05937748}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Magic Compose', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Messages', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Pixel', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Midjourney', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Stable Diffusion', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'William Gibson', 'type': 'PERSON', 'mentions': 1}]","Generative AI is all the rage — and Google has found two new ways to put the tech in the palm of your hand.
+
+First, it’s announcing Magic Compose, a new feature in Android’s default Messages app that’ll let you respond to texts with auto-suggested responses “based on the content of your messages” so they sound like you, or pull a Grammarly and make them sound more “concise” and “professional” or even imitate a famous style.
+
+Me? I can’t wait to put it to work on those pig butchering scammers who keep pretending they’ve got the “wrong number.” The beta’s coming this summer.
+
+Second, as part of a Pixel-exclusive next month, Google’s adding generative AI wallpaper where “you can answer suggested prompts to describe your ultimate creative vision,” thanks to “Google’s text-to-image diffusion model.” Like Midjourney or Stable Diffusion, but just for a single spot on your phone? Here’s hoping it’s good and we can easily yank the images for other uses, too.
+
+Google also says it’s got a new flavor of “cinematic wallpaper” that “uses on-device machine learning networks to transform your favorite photos into stunning 3D images” that “come to life when you unlock or tilt your device.” (I’m quoting heavily throughout because there’s so little additional text in the official blog post that I don’t see much of a point in summarizing it for you.)
+
+None of these are particularly new ideas, but as the famous William Gibson quote goes: “The future is already here — it’s just not very evenly distributed.” There are a lot of opportunities to try generative AI, but some of the best are moderately, if not heavily, paywalled, and it’s nice to have another in the palm of your hand.
+
+More customization will apparently be a big theme of Android 14 when it arrives later this year, by the way — you’ll also be able to “customize your lock screen with new shortcuts and beautifully crafted clocks” and apply a monochrome (black, white, grey) color palette “across your entire phone experience.” There will be emoji wallpaper too.
+
+It’s all a tiny glimpse of the Android ecosystem post-Android 13 — because the company tells us it’s not planning to make a big deal of Android 14 today.
+
+These AI-related features are just a few of the AI sightings we’ve had at I/O today. Check out our full I/O live blog and our storystream below for all the news.",f61cb4bf7b664149bde2f6e8bab8a25c,Android’s new generative AI can reply to your texts and design its own wallpaper,4,,,,
+6169,"UnitedHealthcare will offer telehealth with no out-of-pocket cost - UnitedHealthcare is now offering telehealth appointments with no co-pay or out-of-pocket cost as a benefit.
+
+The move is intended to improve access to care, said Dr. Donna O'Shea, chief medical officer of population health for UnitedHealthcare. Sometimes members in high-deductible plans delay seeking medical appointments to avoid out-of-pocket costs.
+
+""Members were pushing off simple health care visits,"" O'Shea said.
+
+UnitedHealthcare estimates, based on its claims data, that 25% of emergency room visits could be handled virtually. The telehealth visits are available 24 hours a day, seven days a week.
+
+""We want our members to know that they don't have to wait to get an appointment,"" O'Shea said.
+
+Optum Virtual Care is one of main providers of the telehealth services provided. Minnetonka-based UnitedHealth Group is the parent of both health insurer UnitedHealthcare and Optum, which provides health care services.
+
+The new benefit takes effect with the renewal of a heath plan or for newly effective plans. More than 250,000 UnitedHealthcare members can now use the new benefit.
+
+By the end of 2024, the company wants to have more than 5 million members in fully insured employer-sponsored plans able to use the perk.
+
+The onset of the pandemic saw a sharp uptick in the use of telehealth. A survey from the American Medical Association found that 80% of physicians used telehealth visits in 2022, nearly triple the rate in 2019.
+
+So far this year, 15% of all ambulatory clinic visits for Minneapolis-based Allina Health have been virtual, said Tim Burke, an Allina spokesman. Mental health is the busiest category for telehealth; 65% of those appointments are virtual.
+
+Allina offers On-Demand Virtual Urgent Care. The use of that service is up 15% year-over-year and is accessed by 40 to 60 patients daily.
+
+O'Shea said that virtual appointments can help lower the risk for developing more serious medical complications.
+
+""To get these problems taken care of quick and early really prevents those more urgent, need-to-be in-person emergency room visits,"" O'Shea said.","{'positive': 0.31630614, 'negative': 0.08768506, 'neutral': 0.5960088}","UnitedHealthcare is now offering telehealth appointments with no co-pay or out-of-pocket cost as a benefit. The move is intended to improve access to care and reduce the number of out- of-pocket costs. The new benefit takes effect with the renewal of a heath plan or for newly effective plans, and by the end of 2024, more than 5 million members in fully insured employer-sponsored plans can use it. Mental health is the busiest category for telehealth; 65% of those appointments are virtual. Allina offers On-Demand Virtual Urgent Care, which is accessed by 40 to 60 patients daily.",Insurer estimates that 25% of emergency room visits could be virtual,UNH,Health Care,Managed Care,Unitedhealth Group Inc,"{'Climate Change Impacts on Human Health': 'An increase in extreme weather events associated with climate change could have significant health impacts. These events, coupled with the potential spread of infectious diseases and food and water scarcity, may present material implications for the Managed Care industry through an increase in encounters with the health care system. Entities that manage the risks posed by extreme weather events and potential changes in the incidence, morbidity and mortality of illnesses and diseases may protect shareholder value better.', 'Plan Performance': 'Managed care entities manage performance in areas such as responsiveness, complaints, voluntary disenrollment, and customer service in order to maintain competitiveness. Under the Five-Star Quality Rating System for Medicare AdvantagePlans in the U.S., performance on key metrics are factored into federal reimbursement rates and bonus payments for Medicare Advantage carriers. Disclosure on key indicators related to plan performance may allow shareholders to understand how managed care entities are able to protect corporate value.', 'Customer Privacy & Technology Standards': 'Regulations, such as the Health Insurance Portability and Accountability Act (HIPAA) in the U.S., may require health insurance plans to comply with various requirements relating to the use, disclosure, storage, and transmission of patient health information. Entities in this industry are required to develop policies and technical safeguards to protect patient health information. A failure to comply with these evolving standards, which in the U.S. include provisions established under the Health Information Technology for Economic and Clinical Health (HITECH) Act, can lead to significant civil and criminal penalties. These risks are intensified by an increase in cyberattacks that target managed care entities.', 'Access to Coverage': 'Although the Patient Protection and Affordable Care Act in the U.S. reduced the number of uninsured, more than 10 percent of adults in the United States remain uninsured. The percentage of uninsured is significantly higher for people near or at the federal poverty level. Managed care entities can play a role in providing additional access by limiting plan costs and rate increases. Entities must also comply with regulations intended to control plan costs, including medical loss rations, while also ensuring coverage for all applicants regardless of health status, gender, or pre-existing conditions. Increased regulatory focus on health care costs and the need to comply with evolving regulations continue to present challenges for the industry.', 'Improved Outcomes': 'Managed care entities can play a critical role in maintaining and improving the health of enrollees. In addition, legislation continues to emphasise improved outcomes through provisions, including those that require health plans to provide coverage for preventive services without cost to members. The development of the Five-Star Quality Rating System for Medicare Advantage Plans in the U.S., for example, further strengthens the relationship between enrollee health and value by linking reimbursement rates and bonus payments to performance in five domains, including specific outcome-based measures. Entities that are able to improve the health of enrollees may be better positioned to protect shareholder value.'}","{'Climate Change Impacts on Human Health': 0.7613879143006261, 'Plan Performance': 0.7704109591802029, 'Customer Privacy & Technology Standards': 0.7827519664229005, 'Access to Coverage': 0.8105632124313287, 'Improved Outcomes': 0.8021899182403571}",0.8105632124313287,Tiffany,No focus,No focus,Neutral,None of the topics,Major,Major,Neutral,2023-03-13T11:30:00+00:00,https://www.businessinsider.com/silicon-valley-bank-shutdown-meta-facebook-twitter-smarty-pants-2023-3,"[{'name': 'Silicon Valley Bank', 'weight': 0.07698052}, {'name': 'Silicon Valley Bank depositors', 'weight': 0.07453886}, {'name': 'Silicon Valley', 'weight': 0.06983211}, {'name': 'several larger tech companies', 'weight': 0.069122694}, {'name': 'tech elites', 'weight': 0.06266548}, {'name': 'uninsured deposits', 'weight': 0.061577514}, {'name': 'tech', 'weight': 0.060694534}, {'name': 'electric vehicle startup Rivian', 'weight': 0.05673794}, {'name': 'Last week', 'weight': 0.055926908}, {'name': 'real work', 'weight': 0.054339398}]",[{'name': 'Tech'}],"[{'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 7}, {'data': 'FDIC', 'type': 'ORG', 'mentions': 3}, {'data': 'HSBC', 'type': 'ORG', 'mentions': 1}, {'data': 'SVB', 'type': 'ORG', 'mentions': 4}, {'data': 'the Bank of England', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 7}, {'data': 'Roku', 'type': 'ORG', 'mentions': 1}, {'data': 'CDC', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Shopify', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Mastodon', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Mercedes', 'type': 'ORG', 'mentions': 3}, {'data': 'Rivian', 'type': 'ORG', 'mentions': 2}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'the last minute', 'type': 'TIME', 'mentions': 2}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}, {'data': 'early this morning', 'type': 'TIME', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 3}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Jeremy Hunt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dan DeFrancesco', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alistair Barr', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adam Rogers', 'type': 'PERSON', 'mentions': 1}, {'data': 'Keith Rabois', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Levin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Smarty Pants', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Skip', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mastobook', 'type': 'PRODUCT', 'mentions': 1}, {'data': '""Code Yellow""', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The South by Southwest (SXSW) tech', 'type': 'EVENT', 'mentions': 1}]","What a weekend that was, reader.
+
+By now, you've probably heard a lot about the sudden, bank run-driven collapse of Silicon Valley Bank, one of the tech industry's most stalwart and trusted institutions. There's a lot to catch up on, so buckle up.
+
+The weekend was a period of intense stress in the tech industry, as the bank's customers wondered what they would do if Monday rolled around and they couldn't get access to the cash they needed to make payroll or pay their office rent.
+
+Well, late on Sunday afternoon, the federal government stepped in: While the bank itself will no longer be a going concern — its assets are already being auctioned off — the FDIC is guaranteeing that anyone who had their money in Silicon Valley Bank will be made whole.
+
+Then, news broke early this morning that HSBC has bought the UK arm of collapsed SVB in a last-minute deal. The UK government and the Bank of England facilitated the private sale, UK Chancellor Jeremy Hunt said on Twitter: ""Deposits will be protected, with no taxpayer support"".
+
+You can follow our live coverage here.
+
+As the tech industry breathes a massive sigh of relief, here's what you need to know going into your week.
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+1. ""Our money is gone."" Before the FDIC stepped in to save the day (for depositors, anyway), the collapse of Silicon Valley Bank sparked fear, uncertainty, and panic as startups suddenly lost access to whatever cash they had stashed there.
+
+Here's the latest from Insider on the Silicon Valley Bank meltdown:
+• Insider took a deep dive into the recent history of Silicon Valley Bank, giving insight on the financial and strategic decisions it made to get to this point, from the perspective of the startups and VCs involved.
+• Insider's Dan DeFrancesco writes that the panic-driven bank run reflected poorly on SVB's customers, who only took a few days to turn their back on a bank that had served them well for decades.
+• SVB staffers spent Friday polishing their resumes or hitting the bar after being told to leave the office.
+• It turns out that Roku had a full 26% of its cash tied up in Silicon Valley Bank, making it one of several larger tech companies that must be thrilled to be getting their cash back.
+• My colleague Alistair Barr writes about what made the SVB bank run so scary: If the FDIC hadn't stepped in to make a special exception, almost 90% of its deposits would have been uninsured. Insider also analyzed the regulatory filings of 15 major US banks and found at the end of 2022, there was well over $1 trillion in uninsured deposits.
+
+Read more about the financial panic that swept Silicon Valley over the weekend here.
+
+2. Can Silicon Valley succeed where the CDC failed? Insider's Adam Rogers writes that the CDC fumbled its response to COVID-19 so badly that the private sector may be our best hope in the next pandemic. As VCs invest in pandemic-related startups, it's tech versus the virus.
+
+3. Microsoft's AI plan to take on Google. Insider reports on Microsoft's plan to woo advertisers to its new ChatGPT-powered Bing search engine. Ads could appear as annotations to the Bing chatbot's answers, helping Microsoft steal some search ad market share from its larger rival. Go inside the plan here.
+
+4. The great ""fake work"" debate. Last week, investor Keith Rabois made the incendiary claim that most Big Tech workers do ""fake work,"" drawing a paycheck for very little actual result. It's started a huge debate among tech elites, centered around a simple question: What is ""real work?""
+
+5. Goodbye to Smarty Pants. Alphabet is spinning off Skip (formerly known as Smarty Pants), its robotic exoskeleton subsidiary, as the Google parent company cracks down on its expensive science-fictional ""moonshot"" projects.
+
+6. ""Code Yellow"" at Shopify. Insider reports on leaked documents, showing that Shopify's own data sees its customer support experience has deteriorated. It's now trying to right the ship, at the risk of losing more of its e-commerce vendor customers. Read more about the ""Code Yellow"" here.
+
+7. Meta is working on a Twitter clone. Facebook's parent company has confirmed that it's building a new social media productthat takes a page (and uses the same key technology) from Mastodon, the decentralized Twitter competitor. What will they call it? Mastobook? Metadon?
+
+8. Amazon employees want to work from home. Insider reports on a petition signed by at least 30,000 employees to fight against Amazon's return-to-office plans. The retail giant wants most employees back in the office at least three days a week, starting in May.
+
+9. How a startup beat Mercedes at its own luxury-car game. Tim Levin, Insider's auto expert extraordinaire, test-drove luxury SUVs from Mercedes and electric vehicle startup Rivian. Surprisingly, he said that Rivian's focus on high-tech features really set it apart from the more traditional Mercedes model.
+
+10. Netflix lets you change subtitle sizes. If, like me, your eyes are shot after spending the week glued to your screen for updates on all the breaking news, a little bit of good news: Netflix will finally let subscribers make its subtitles larger on the screen.
+• The South by Southwest (SXSW) tech, music, and culture festival rages on in Austin, Texas all week.",b9ff647b53f346e4b99fd1437c1cc4c8,Silicon Valley Bank depositors are saved at the last minute,4,,,,
+9065,"Labor unions get another leg up from the NLRB in unionization battle - South Florida Business Journal - This summer has been marked by high-profile union efforts — the victory of UPS Inc. delivery drivers in securing a new contract with big raises, the ongoing Hollywood writers and actors strikes, and even the looming threat of an autoworkers strike.
+
+Now the National Labor Relations Board has finalized a rule that would dramatically speed up union elections.
+
+The new rule, announced Thursday, essentially will narrow the timeline to get to an election. Among its provisions, it will shorten the period before a pre-election hearing and will take away discretion from NLRB regional directors to delay hearings.
+
+“It is a basic principle of the National Labor Relations Act that representation cases should be resolved quickly and fairly,” said NLRB Chairman Lauren McFerran in a statement announcing the rule. “By removing unnecessary delays from the election process, the new rule supports these important goals, and allows workers to more effectively exercise their fundamental rights.”
+
+The new rule takes effect December 26. The changes from the previous rule include:
+
+The final rule undoes a previous rule finalized under the Trump Administration. That rule, in turn, was a reversal of a rule from the Obama Administration in 2014 — which itself was a reversal of a longer-standing rule governing union election timelines.
+
+Rob Boonin, a management-side labor and employment attorney from law firm Dykema, said the new rule was made without regard for practicalities and is consistent with the current NLRB’s efforts to “tip the scales in favor of unions.” He estimated union elections will go from taking 37 days to 23 days — about two weeks less.
+
+That is just one of what Boonin said is a series of radical changes to labor law for both unions and for non-union workers — we have outlined some of those here.
+
+He said the current timeline helps employers get their own message out about unions so workers can make informed decisions when an election does happen.
+
+“Is that really protecting the interest of the employees and the employers any better? That's speed for the sake of speed,” Boonin said.
+
+So what should business owners and managers be doing?
+
+“They should be consulting with their labor counsel and going over which parts of their operations should be vulnerable to organizing and if there are ways they can limit organizing to a few groups of employees,” Boonin said.
+
+Companies also should make sure to bolster their employment relations and ensure that employees know where the company stands on unions so they have the information ahead of time in case of a union-organizing effort.
+
+“I do think that being proactive before there's a campaign is something that employers have to rethink and consider being more proactive,"" Boonin said. ""They need to be more direct about why this is a great place to work.""
+
+He added that companies should review current job descriptions to make sure they paint a clear picture of which workers are supervisory and which ones are not — as supervisory workers can represent management in messaging while non-supervisory workers would be part of the union effort.
+
+Companies also should be reviewing which employees count as independent contractors, the result of another effort by the NLRB. A decision issued by the agency earlier this summer overrules a litmus test established during the Trump Administration in 2019 for how businesses classify independent contractors in favor of an earlier test (one known as the FedEx Home Delivery standard) established in 2014.
+
+NLRB General Counsel Jennifer Abruzzo also recently sent a memo throughout the agency saying noncompete agreements — which typically prevent a former employee from seeking employment in a similar industry for a certain amount of time and within a certain geographic distance — infringe upon employee rights to take collective action to improve their working conditions.
+
+Additionally, the NLRB issued a memo to field offices on March 22 after an earlier ruling, which does not apply to supervisory workers, found that a severance agreement for 11 union workers that included broad nondisparagement and confidentiality terms was unlawful because those terms would interfere with the workers' rights to organize their workplace and in general call for better working conditions or other issues.
+
+Want more stories like this? Sign up for The Playbook newsletter — a weekly roundup of news and insights to help grow and defend your business.","{'positive': 0.07002104, 'negative': 0.092220865, 'neutral': 0.83775806}","The National Labor Relations Board has finalized a rule that will dramatically speed up union elections, which will shorten the period before a pre-election hearing and take away discretion from NLRB regional directors to delay hearings. The new rule takes effect December 26 and undoes a previous rule finalized under the Trump Administration. Companies should review current job descriptions to make sure they paint a clear picture of which workers are supervisory and which ones are not, as well as reviewing which employees count as independent contractors. The NLRB General Counsel Jennifer Abruzzo also recently sent a memo throughout the agency saying noncompete agreements infringe upon employee rights to take collective action to improve their working conditions.",Labor unions get another leg up from the government in unionization battle,FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.713576149486199, 'Supply Chain Management': 0.7619268469891044, 'Air Quality': 0.7414220004266675, 'Employee Health & Safety': 0.7674875663731893, 'Labour Practices': 0.8033731770688027, 'Accident & Safety Management': 0.738263630551341}",0.8033731770688027,Tiffany,Major focus,Major focus,Neutral,Labour Practices,Major,No,,2022-10-21T06:25:11.940000+00:00,https://www.nbcnews.com/news/us-news/landscapers-find-car-buried-decades-ago-yard-san-francisco-bay-area-ho-rcna53341,"[{'name': 'San Francisco Bay Area home', 'weight': 0.121476285}, {'name': 'late Thursday', 'weight': 0.11593044}, {'name': 'Atherton police Commander Dan Larsen', 'weight': 0.11115004}, {'name': 'San Francisco Bay Area', 'weight': 0.109425895}, {'name': 'real estate information company PropertyShark', 'weight': 0.10563289}, {'name': 'Thursday', 'weight': 0.10093763}, {'name': 'police', 'weight': 0.100224994}, {'name': 'San Mateo County', 'weight': 0.09116641}, {'name': 'home', 'weight': 0.088612996}, {'name': 'Mountain View', 'weight': 0.085287526}]",[{'name': 'Lifestyle'}],"[{'data': 'San Francisco Bay Area', 'type': 'LOC', 'mentions': 2}, {'data': 'Atherton', 'type': 'GPE', 'mentions': 4}, {'data': 'San Mateo County', 'type': 'GPE', 'mentions': 1}, {'data': 'Menlo Park', 'type': 'GPE', 'mentions': 1}, {'data': 'Mountain View', 'type': 'GPE', 'mentions': 1}, {'data': '8:50 a.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'Dan Larsen', 'type': 'PERSON', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'PropertyShark', 'type': 'ORG', 'mentions': 1}]","A car was found buried Thursday in the yard of a home in the affluent town of Atherton in the San Francisco Bay Area, police said.
+
+Landscapers working in the yard discovered the car around 8:50 a.m. It had been buried below 4 to 5 feet of dirt and was thought to have been there since the 1990s, police said.
+
+How it got there and why it was there was under investigation. The vehicle was being excavated Thursday.
+
+Cadaver dogs were brought in and “made a slight notification of possible human remains,” police said in a statement.
+
+No human remains have been found, Atherton police Commander Dan Larsen said late Thursday.
+
+There were unused bags of concrete in the vehicle, police said.
+
+“The motive and circumstances surrounding this incident are under investigation,” police said in a statement.
+
+The vehicle is not associated with the current homeowners, and was buried before they moved in, police said.
+
+Atherton is a wealthy community in San Mateo County. The city of around 7,100 is adjacent to Menlo Park, home of the headquarters of Facebook’s parent company Meta, and less than 10 miles from Mountain View, where Google is headquartered.
+
+Atherton was ranked as the nation’s most expensive ZIP code for a fifth consecutive year last November, according to real estate information company PropertyShark. It had a median sale price of $7.5 million.",a4224d9ae9034ad69cd2afae8867a846,Landscapers find car buried decades ago in the yard of San Francisco Bay Area home,4,,,,
+81908,"Monday Afternoon Update: 'Digital Fentanyl,' Georgia Runoff, Simulated Wormholes - This article is a companion piece to today’s Morning Wire Afternoon Update. To listen to the podcast version, click here.
+
+The Georgia Senate runoff election will be held Tuesday between incumbent Democratic Senator Raphael Warnock and Republican candidate Herschel Walker. Early voting has shattered even more records as more than 1.8 million people have already voted. Polls indicate that the race is still neck and neck.
+
+On Monday, the Supreme Court began oral arguments in 303 Creative v. Elenis — a case that revolves around Colorado designer Lorie Smith, who is challenging the Colorado Anti-Discrimination Act. Smith is fighting for the right to create messages consistent with her religious beliefs and publish those beliefs on her website. The case could have far-reaching implications for religious freedom.
+
+Justice Samuel Alito questioned Colorado’s Solicitor General about the specifics of the law.
+
+The Biden administration announced Friday it will lift the public health emergency declaration for Monkeypox, after a precipitous decline in new cases. The declaration was issued in August 2022 and is set to expire at the end of January 2023.
+
+Republican members of the House are reportedly creating legislation that would ban federal workers from using TikTok. Wisconsin Representative Mike Gallagher introduced legislation last month for an outright ban of the app in the U.S.
+
+“It is a weapon that it can use to track your location, to collect data on your keystrokes, which they can compile into a dossier they could use against you to blackmail you in the future,” Gallagher said.
+
+Stan Greenberg, a former senior pollster to President Bill Clinton, Vice President Al Gore, and U.K. Prime Minister Tony Blair, is warning the Democratic Party that the elections in 2024 will be more difficult than 2020 or 2022. Greenberg added that Biden is likely not the candidate who can win in the next presidential election.
+
+“I think there’s a chance for an election like we had in 1992 when Bill Clinton came into kind of modernize the party, Greenberg told Fox News. “In my mind, the part has to change on a whole range of issues in the same way that happened when Bill Clinton made the party a modernized and sustainable party.
+
+Researchers have created a simulated wormhole using a quantum computer, according to a paper published in the journal Nature. The simulation suggests that the popular sci-fi concept could become a reality.
+
+In international news, Iran has reportedly abolished its morality police after months of nationwide protests following the death of 22-year-old Mahsa Amini, who was arrested for not properly wearing a hijab.
+
+The Taylor Swift tour drama continues as fans are now suing Live Nation Entertainment for breach of contract and fraud following the presale fiasco for her “Eras Tour” tickets.
+
+And, Bob McGrath, one of the four original hosts of “Sesame Street” when it premiered in 1969, died Sunday at the age of 90.
+
+To listen to the audio version of this podcast, click here. And for more in-depth discussion of the biggest stories of the day, listen to the latest full episode of Morning Wire every morning.","{'positive': 0.04458833, 'negative': 0.43451336, 'neutral': 0.52089834}","
+
+The Georgia Senate runoff election will be held Tuesday between incumbent Democratic Senator Raphael Warnock and Republican candidate Herschel Walker. Polls indicate that the race is still neck and neck. 
+
+Stan Greenberg, a former senior pollster to President Bill Clinton, Vice President Al Gore, and U.K. Prime Minister Tony Blair, is warning the Democratic Party that the elections in 2024 will be more difficult than 2020 or 2022. 
+
+‚ÄúI think there‚Äôs a chance for an election like we had in 1992 when Bill Clinton came into kind of modernize the party, Greenberg told Fox News.","This article is a companion piece to today‚Äôs Morning Wire Afternoon Update. To listen to the podcast version, click here. All Eyes On Georgia The Georgia Senate runoff election will be held Tuesday between incumbent Democratic Senator Raphael Warnock and Republican candidate Herschel Walker. Early voting has shattered even more records as more than 1.8 million ...",LYV,Services,Leisure Facilities,Live Nation Entertainment Inc.,"{'Customer Safety': 'Leisure facility entities operate parks and facilities that expose guests to potentially unsafe conditions that may result in injury and even death. Safety management therefore includes managing the safety of amusement park rides and ski slopes as well as operating buildings where large crowds of people may be present, such as sporting and concert venues. The industry is mainly subject to low-probability but high-magnitude safety concerns. Ensuring the highest standards of safety can help entities minimise reputational damage and liabilities from costly lawsuits.', 'Workforce Safety': 'Safety concerns in the Leisure Facilities industry can expose employees to injuries if facilities and equipment are not maintained, or if precautions and training procedures are not in place. Amusement park rides, ski slopes, and other facilities may expose employees to potentially unsafe conditions that result in injury or even death. Potential financial impacts associated with employee safety violations include regulatory fines, abatement costs, and negative impacts on brand reputation. These impacts may stem from accidents as well as from chronic safety issues. ', 'Energy Management': 'Leisure facilities entities operate large outdoor and indoor facilities that may consume a significant amount of energy. Most of the industry‚Äôs electricity is purchased commercially, which indirectly results in greenhouse gas (GHG) emissions, a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly areconcerned about environmental sustainability.'}","{'Customer Safety': 0.7215874249668698, 'Workforce Safety': 0.7295916669883932, 'Energy Management': 0.7359415034303053}",0.7359415034303053,Tiffany,Minor focus,Major focus,Negative,Customer Privacy & Data Security,No,No,,2023-04-03T13:32:12+00:00,https://www.msnbc.com/rachel-maddow-show/maddowblog/fox-news-suffers-yet-another-setback-dominions-defamation-case-rcna77883,"[{'name': 'Fox News', 'weight': 0.09704093}, {'name': 'Fox News journalists', 'weight': 0.09210473}, {'name': 'Fox News CEO Suzanne Scott', 'weight': 0.086592786}, {'name': 'Dominion Voting Systems', 'weight': 0.085725464}, {'name': 'Fox Corp.', 'weight': 0.080743104}, {'name': 'Fox', 'weight': 0.080156825}, {'name': 'bogus election claims', 'weight': 0.07706285}, {'name': 'Dominion', 'weight': 0.074356414}, {'name': 'News Corp.', 'weight': 0.06718601}, {'name': 'material fact', 'weight': 0.065352805}]",[{'name': 'Entertainment'}],"[{'data': 'Fox News', 'type': 'ORG', 'mentions': 12}, {'data': 'Dominion', 'type': 'ORG', 'mentions': 7}, {'data': 'NBC News', 'type': 'ORG', 'mentions': 2}, {'data': 'the University of Georgia', 'type': 'ORG', 'mentions': 1}, {'data': 'The Washington Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Fox Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'News Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'Davis', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jonathan Peters', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rupert Murdoch', 'type': 'PERSON', 'mentions': 1}, {'data': 'Suzanne Scott', 'type': 'PERSON', 'mentions': 2}, {'data': 'Meade Cooper', 'type': 'PERSON', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Delaware', 'type': 'GPE', 'mentions': 1}]","As the defamation case Dominion Voting Systems filed against Fox News advances, the network’s lawyers recently took a standard step and asked a judge to rule in Fox’s favor and dismiss the case. To the surprise of no one, that motion was denied late last week.
+
+But what made the developments striking were the relevant details. NBC News reported:
+
+“The evidence developed in this civil proceeding demonstrates that is CRYSTAL clear that none of the Statements relating to Dominion about the 2020 election are true,” Davis wrote in his ruling. (Note, it was the judge who bolded the word “crystal” and put in all caps.)
+
+Jonathan Peters, a media law professor at the University of Georgia, told The Washington Post that the decision was “disastrous” for Fox and it’s worth appreciating why.
+
+On the surface, no one seriously expected the judge to grant the network’s request and throw out the case. But the lawyers tried the routine step anyway, and the fact that the case is now headed to trial was itself a setback for the network.
+
+But at trial, the assumption was that Dominion would have to prove that the network aired false and harmful statements about the company. On Friday, the judge in the case said Dominion’s lawyers need not bother — because the evidence on this point is already clear.
+
+“Through its extensive proof, Dominion has met its burden of showing there is no genuine issue of material fact as to falsity,” Davis wrote. “Fox therefore had the burden to show an issue of material fact existed in turn. Fox failed to meet its burden.”
+
+In other words, there was a list of things the company and its lawyers needed to prove in order to prevail in this case. As of Friday, that list is shorter.
+
+So what’s left to litigate? NBC News’ report added, “The jury will be asked to consider whether Fox News journalists acted with actual malice — knowing falsity or reckless disregard for the truth — in publishing the claims, and whether damages are due. They will also be asked to weigh the involvement of Fox Corp. in the publication of the alleged defamatory statements.”
+
+If this seems like the latest in a series of setbacks for the network, it’s not your imagination. To briefly recap, a recent court filing presented evidence that suggested Fox News promoted bogus election claims they knew to be false, on purpose, in order to placate its audience and make money. We also learned, among other things, that News Corp. Executive Chairman Rupert Murdoch acknowledged under oath that some prominent Fox News hosts “endorsed” baseless claims the network knew to be wrong.
+
+Last week, as part of a pretrial hearing, the judge made public even more evidence, including the fact that Fox’s fact-checking and research division determined that conspiracy theories surrounding Dominion Voting Systems were false. The bogus theories went on the air anyway.
+
+The same disclosures featured a December 2020 email that Fox News CEO Suzanne Scott sent to Meade Cooper, the executive vice president of prime-time programming, complaining about a segment in which an on-air anchor told viewers the truth about some of Trump’s bogus voter fraud claims. “This has to stop now,” Scott wrote. “The audience is furious and we are just feeding them material. Bad for business.”
+
+Fox News has denied all wrongdoing and is vigorously contesting the lawsuit. The trial is scheduled to begin in Delaware on April 17.",e2c284c8b8a543ca85dc49c686042524,Fox News suffers yet another setback in Dominion’s defamation case,4,,,,
+17996,"Only About 25 Percent of Americans Still Use Landlines - About 73% of Americans aren't using landline phones anymore, a number that has tripled since 2010, according to information tracked through a federal health survey.
+
+The information on phone use comes from the National Center for Health Statistics, which started its surveys about 20 years ago, when cellphone use became a worry for the Centers for Disease Control and Prevention, which was concerned about reaching Americans for their phone surveys, reports The Washington Post in an analysis.
+
+According to the latest surveys, landlines are more common among homeowners, with 34% having them, than among renters, at 15%. Hispanic Americans, meanwhile, at 20%, are less likely to have landline phones, compared to 30.5% of white or Black users.
+
+Meanwhile, just 2% of U.S. adults only use landlines, and another 3% mostly rely on landlines, while 1% don't have a phone.
+
+The largest number of holdouts against completely cutting the cord are people 65 and older, marking the only demographic where households with landlines outnumber the wireless-only user households.
+
+The NCHS also has models of household phone usage for all 50 states, with the latest figures coming from 2020. They show that people in Western, mountainous states like Idaho, or rural states like Oklahoma and Mississippi have abandoned landlines, while people in Northeastern states such as New York are more likely to keep them.
+
+Even so, as of 2021, fewer than one-third of households that still have a landline have simple wired telephone service, which does not go out during blackouts. Instead, homes with landlines more often depend on VoIP (Voice over Internet Protocol), which sends calls through their internet connections.
+
+Many carriers are starting to push customers toward digital lines rather than old-style copper phone lines, after the Federal Communications Commission in 2019 dropped a requirement that the lines be provided to every home.
+
+The numbers are starting to show in company revenues as well. With AT&T, filings show that traditional voice and data plans brought in $1.7 billion in revenue in 2022, but netted $60.5 billion through wireless services.
+
+The answers, though, don't always depend on demographics, notes The Post. Verizon and its predecessors have controlled landline phones in almost all the states in the Northeast, and as Verizon got an early start in adding cable and wireless services to customer bundles, many also added landlines, according to Michael Hodel, research director at Chicago-based investment analysis company Morningstar.
+
+""Someone who's had Fios broadband and a landline phone from Verizon hasn't had much reason to switch providers and rethink which services they take,"" he said. ""I would also bet that Verizon has offered attractive bundle prices to keep customers taking its phone service over the years — the incremental cost of providing the service to a broadband customer is pretty minimal.""","{'positive': 0.069243565, 'negative': 0.109950736, 'neutral': 0.8208057}","A federal health survey has found that only about 25% of Americans still use landline phones, with the National Center for Health Statistics reporting that the number has tripled since 2010. Landlines are more common among homeowners, with 34% having them, and only 2% of adults only use landlines. Hispanic Americans, meanwhile, are less likely to have landlines, compared to 30.5% of white or Black users. The largest holdouts against completely cutting the cord are people 65 and older, marking the only demographic where households with landlines outnumber the wireless-only user households. Companies are starting to push customers toward digital lines rather than old-style copper phone lines, with AT&T and Verizon both adding landlines in almost all the states in the Northeast.","About 73% of Americans aren't using landline phones anymore, a number that has tripled since 2010, according to information tracked through a federal health survey.",VZ,Technology & Communications,Telecommunication Services,Verizon Communications Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called “last-mile” of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity’s products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.7743776410384086, 'Product End-of-life Management': 0.7823501803591519, 'Environmental Footprint of Operations': 0.7675361312882036, 'Data Privacy': 0.788291219843394, 'Managing Systemic Risks from Technology Disruptions': 0.7498760191173989, 'Data Security': 0.7577794807758681}",0.78829122,Tiffany,Major focus,Major focus,Neutral,Business Model Resilience,No,Minor,,2023-06-01T21:56:44.525000+00:00,https://www.bloomberg.com/news/articles/2023-06-01/meta-office-workers-to-return-three-days-per-week-this-fall,"[{'name': 'Meta employees', 'weight': 0.09815237}, {'name': 'Employee Productivity', 'weight': 0.09402021}, {'name': 'Office Workers', 'weight': 0.08579219}, {'name': 'private company policy', 'weight': 0.0830511}, {'name': 'people', 'weight': 0.08282947}, {'name': 'Employees', 'weight': 0.08159704}, {'name': 'employees', 'weight': 0.08159704}, {'name': 'remote work', 'weight': 0.07943907}, {'name': 'Week', 'weight': 0.078057066}, {'name': 'remote workers', 'weight': 0.0721102}]",[{'name': 'Tech'}],"[{'data': 'Meta', 'type': 'ORG', 'mentions': 9}, {'data': 'Information', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon.com Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 2}]","Meta Platforms Inc. is asking employees assigned to an office to come in three times a week beginning in September, according to people familiar with the matter, joining a clampdown on remote work in the tech industry.
+
+The move is part of the company’s broader push to work more efficiently, said one of the people, who asked not to be named discussing private company policy. The company just culminated a prolonged process of laying off 10,000 employees — a process which started in March and dragged on productivity.
+
+Employees who are already remote workers can remain distributed, one of the people said.
+
+“We’re committed to distributed work, and we’re confident people can make a meaningful impact both from the office and at home,” a Meta spokesperson said. “We’re also committed to continuously refining our model to foster the collaboration, relationships and culture necessary for employees to do their best work” The Information earlier reported the change.
+
+Management has been discussing the idea for some time. Meta Chief Executive Officer Mark Zuckerberg said in March that an internal analysis showed “engineers earlier in their career perform better on average when they work in-person with teammates at least three days a week.”
+
+In that public post, Zuckerberg went on to encourage Meta employees to find more chances to work together in person.
+
+Meta has been in something of a holding pattern. After making staff wait to see whether they’d be fired, many were left contemplating a life without a job at Meta, according to employees who survived the last round. Combined with the lack of a clear road map and the emotional toll of losing talented colleagues, apathy is high and morale is low, current and former workers have said.
+
+Read More: Meta’s ‘Efficiency’ Layoffs Take a Toll on Employee Productivity
+
+Meta isn’t the only company where recent layoffs have hurt the mood. This week, a few hundred Amazon.com Inc. employees walked off the job, protesting job cuts, the company’s own three-day return-to-office policy, and the business’s impact on the climate.",0f9030dda62a496d93a132f11bf10be9,Meta Tells Office Workers to Come In Three Days per Week This Fall,4,,,,
+5907,"Walmart Has Stumbled on a Great New Way to Make More Money - You know the economy is in tough shape when a Walmart parking lot is loaded up with Mercedes-Benz, Range Rovers, Teslas, and other high-end vehicles. U.S. consumer sentiment, measured by the University of Michigan's index, slid to 57.7 in May from 63.5 in April, as Americans showed ""a notable darkening in the outlook for an economy (which) is showing increasing cracks in its foundation,"" according to Plante Moran Wealth Management in a May 12 research note. ""After steadily increasing from its summer trough that coincided with the June peak in inflation, consumer sentiment has been gradually eroding since February,"" said Jim Baird, chief financial officer at Plante Moran.","{'positive': 0.012375715, 'negative': 0.9697752, 'neutral': 0.017848995}","The U.S. economy has seen a sharp drop in consumer sentiment, measured by the University of Michigan's index, to 57.7 in May from 63.5 in April due to a ""significant darkening in the outlook for an economy"" that is showing increasing cracks in its foundation. Consumer sentiment has been eroding since February, and consumer sentiment has steadily increased from its summer trough that coincided with the June peak in inflation. Walmart's parking lot is filled with Mercedes-Benz, Range Rovers, Teslas, and other high-end vehicles.","You know the economy is in tough shape when a Walmart parking lot is loaded up with Mercedes-Benz, Range Rovers, Teslas, and other high-end vehicles.  U.S. consumer sentiment, measured by the University of Michigan's index, slid to 57.7 in May from 63.5 in April, as Americans showed ""a notable darkening in the outlook for an economy (which) is showing increasing cracks in its foundation,"" according to Plante Moran Wealth Management in a May 12 research note.  ""After steadily increasing from its summer trough that coincided with the June peak in inflation, consumer sentiment has been gradually eroding since February,"" said Jim Baird, chief financial officer at Plante Moran.",WMT,Consumer Goods,Multiline and Specialty Retailers & Distributors,Walmart Inc.,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail’s significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers’ rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity’s reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers’ preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.7554920216821268, 'Product Sourcing, Packaging & Marketing': 0.7517434659476473, 'Energy Management in Retail & Distribution': 0.7493173369015272, 'Labour Practices': 0.8113128708520558, 'Data Security': 0.7721013871377858}",0.8113128708520558,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-03-23T17:34:54+00:00,https://www.foxnews.com/politics/california-senator-introduces-new-bill-outlawing-caste-discrimination,"[{'name': 'caste discrimination', 'weight': 0.11533085}, {'name': 'Caste systems', 'weight': 0.089313865}, {'name': 'CASTE', 'weight': 0.08861515}, {'name': 'Caste', 'weight': 0.08861515}, {'name': 'caste', 'weight': 0.08861515}, {'name': 'housing discrimination', 'weight': 0.08780902}, {'name': 'DISCRIMINATION', 'weight': 0.084328}, {'name': 'discrimination', 'weight': 0.084328}, {'name': 'specific minority communities', 'weight': 0.064713575}, {'name': 'key roles', 'weight': 0.06336435}]",[{'name': 'Politics'}],"[{'data': 'California', 'type': 'GPE', 'mentions': 6}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'INDIA', 'type': 'GPE', 'mentions': 1}, {'data': 'Fremont', 'type': 'GPE', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 4}, {'data': 'Oakland', 'type': 'GPE', 'mentions': 1}, {'data': 'Artesia', 'type': 'GPE', 'mentions': 1}, {'data': 'South Asian', 'type': 'NORP', 'mentions': 5}, {'data': 'Muslim', 'type': 'NORP', 'mentions': 2}, {'data': 'Afghan American', 'type': 'NORP', 'mentions': 2}, {'data': 'Dalits', 'type': 'NORP', 'mentions': 3}, {'data': 'Hindus', 'type': 'NORP', 'mentions': 2}, {'data': 'Indian Americans', 'type': 'NORP', 'mentions': 5}, {'data': 'Buddhists', 'type': 'NORP', 'mentions': 1}, {'data': 'Christians', 'type': 'NORP', 'mentions': 1}, {'data': 'Jains', 'type': 'NORP', 'mentions': 1}, {'data': 'Sikhs', 'type': 'NORP', 'mentions': 1}, {'data': 'Dalit Indian', 'type': 'NORP', 'mentions': 1}, {'data': 'Aisha Wahab', 'type': 'PERSON', 'mentions': 4}, {'data': 'Thenmozhi Soundararajan', 'type': 'PERSON', 'mentions': 2}, {'data': 'Samir Kalra', 'type': 'PERSON', 'mentions': 2}, {'data': 'Tanuja Gupta', 'type': 'PERSON', 'mentions': 4}, {'data': 'Shakeel Syed', 'type': 'PERSON', 'mentions': 1}, {'data': 'the San Francisco Bay Area', 'type': 'LOC', 'mentions': 2}, {'data': 'Asia', 'type': 'LOC', 'mentions': 2}, {'data': 'Africa', 'type': 'LOC', 'mentions': 1}, {'data': 'Pacific', 'type': 'LOC', 'mentions': 1}, {'data': ""Silicon Valley's"", 'type': 'LOC', 'mentions': 2}, {'data': 'the Hindu American Foundation', 'type': 'ORG', 'mentions': 4}, {'data': 'the Coalition of Hindus of North America', 'type': 'ORG', 'mentions': 3}, {'data': 'United Nations', 'type': 'ORG', 'mentions': 1}, {'data': 'University of California, Davis', 'type': 'ORG', 'mentions': 1}, {'data': 'Equality Labs', 'type': 'ORG', 'mentions': 2}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'Cisco Systems', 'type': 'ORG', 'mentions': 1}, {'data': 'Google News', 'type': 'ORG', 'mentions': 2}, {'data': 'South Asian Network', 'type': 'ORG', 'mentions': 1}]","California may become the first state in the nation to outlaw caste-based bias, a safeguard people of South Asian descent say is necessary to protect them from discrimination in housing, education and the tech sector where they hold key roles.
+
+State Sen. Aisha Wahab, the first Muslim and Afghan American elected to the state legislature, introduced the bill Wednesday. It adds caste — a division of people related to birth or descent — as a protected category in the state’s anti-discrimination laws.
+
+Those at the lowest strata of the caste system known as Dalits, have been increasingly calling for such legislation saying they have faced this kind of discrimination in the United States. But such policies remain divisive.
+
+HOW INDIA'S CASTE SYSTEM WORKS, AND WHY IT'S GENERATING US CONTROVERSY
+
+Wahab said caste discrimination is ""a social justice and civil rights issue.""
+
+""People came to this country so they can be free and can pursue their American dream without any disruption to their lives,"" Wahab said, adding that she heard about this form of discrimination growing up in Fremont, California, and living in the San Francisco Bay Area.
+
+But some groups such as the Hindu American Foundation and the Coalition of Hindus of North America oppose such policies. They argue these measures will hurt a community that already faces hate and discrimination, and will specifically target Hindus and Indian Americans who are commonly associated with the caste system. The legislation is being backed by other groups such as Hindus for Human Rights and Hindus for Caste Equity.
+
+A United Nations report in 2016 said at least 250 million people worldwide still face caste discrimination in Asia, Africa, the Middle East and Pacific regions, as well as in various diaspora communities. Caste systems are found among Buddhists, Christians, Hindus, Jains, Muslims and Sikhs.
+
+Wahab said she is ""deeply sensitive to how minority religions and groups are depicted.""
+
+""Caste goes beyond religion and nationality,"" she said. ""This legislation primarily protects millions who live in silence and have never had such protection because there is little understanding of this issue. This bill is about protecting people who are vulnerable.""
+
+In February, Seattle became the first U.S. city and the first jurisdiction outside South Asia to add caste to its anti-discrimination laws. Several colleges and universities have also enacted similar policies barring caste discrimination on campuses, including University of California, Davis.
+
+A 2020 survey of Indian Americans by the Carnegie Endowment for International Peace found caste discrimination was reported by 5% of survey respondents. While 53% of foreign-born Hindu Indian Americans said they affiliate with a caste group, only 34% of U.S. born Hindu Indian Americans said they do the same.
+
+However, a 2016 Equality Labs survey of 1,500 South Asians in the U.S. showed 67% of Dalits who responded reported being treated unfairly because of their caste.
+
+SEATTLE BECOMES FIRST US CITY TO BAN DISCRIMINATION BASED ON CASTE
+
+California ""has been ground zero for the caste equity movement,"" said Thenmozhi Soundararajan, founder and executive director of Oakland, California-based Equality Labs, a Dalit advocacy group.
+
+""This legislation is about clarifying existing protections and making them explicit,"" she said.
+
+The Hindu American Foundation disagrees. Samir Kalra, the group's managing director, said it is ""a dangerous and misguided bill that targets, racially profiles, and institutionalizes bias against all residents of Indian and South Asian origin, as well as a few other vulnerable communities of color.""
+
+Kalra said California legislators should be protecting everyone's civil rights, but ""they are instead trampling the fundamental constitutional rights of specific minority communities.""
+
+According to a 2021 report by the Silicon Valley Institute for Regional Studies, Asians, including South Asians, hold 37.8% of technical roles and 25.3% of leadership roles at Silicon Valley's largest tech companies.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+In 2020, California regulators sued Cisco Systems saying a Dalit Indian engineer faced caste discrimination at the company’s Silicon Valley headquarters. In another case, Tanuja Gupta, quit her senior manager job at Google News last year after blowback over inviting Soundararajan to speak to employees during April, which is Dalit History Month. The talk was canceled and Gupta accused her former employer of retaliation, which Google has denied.
+
+Gupta said she is backing the bill because those facing caste discrimination have no protection or legal recourse right now.
+
+""This is the form of accountability we need,"" she said. ""People are afraid to speak up when they are discriminated against because they are afraid to rock the boat and they fear they may lose their job or employment visa. It's a hard cycle to break and you can only do it when someone is willing to risk everything.""
+
+Caste is ""not a religious issue, but a civil rights issue,"" said Gupta.
+
+Shakeel Syed, executive director of South Asian Network in Artesia, California, said he sees caste discrimination among workers and he has helped in cases where caste played a role in wage theft and housing discrimination.
+
+""When hardworking people are not respected or valued simply because of their caste, that is just blatantly wrong,"" he said.",f1f335fcfd86473b80b122f160f7647f,California senator introduces new bill outlawing caste discrimination,4,,,,
+84365,"SBA disaster centers for August storm victims set to close - For those affected by the Aug. 22-25 storms and flooding, the Small Business Administration is closing disaster loan outreach centers in Dallas on Thursday and Balch Springs Oct. 27, according to Fort Worth officials.
+
+Applications can be downloaded from the SBA website, or residents can call 800-659-2955 to apply. Nov. 14 is the deadline to apply for property damage. June 14 is the deadline to apply for economic injury.
+
+To date, more than $2 million in federal disaster loans for Texas businesses and residents has been approved in Collin, Dallas, Denton, Ellis, Kaufman, Rockwall and Tarrant counties.
+
+Until the centers close, businesses and residents can meet with representatives on the days and times listed below. No appointment is necessary.
+• None Samuell-Grand Recreation Center, Game Room 112, 6200 E. Grand Ave., Dallas. 9 a.m. to 6 p.m. Monday-Friday. Closes at 6 p.m. Thursday.
+• None Balch Springs Recreation Department Meeting Room, 4372 Shepherd Lane, Balch Springs. 9 a.m. to 6 p.m. Monday-Friday. Closes at 6 p.m. Oct. 27.
+
+Businesses and private nonprofits may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage in the future.
+
+Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property.","{'positive': 0.03036511, 'negative': 0.0486102, 'neutral': 0.9210247}","
+
+For those affected by the Aug. 22-25 storms and flooding, the Small Business Administration is closing disaster loan outreach centers in Dallas on Thursday and Balch Springs Oct. 27, according to Fort Worth officials. 
+
+To date, more than $2 million in federal disaster loans for Texas businesses and residents has been approved in Collin, Dallas, Denton, Ellis, Kaufman, Rockwall and Tarrant counties. • None Balch Springs Recreation Department Meeting Room, 4372 Shepherd Lane, Balch Springs. SBA can also lend funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage in the future.",Remember the Aug. 22-25 floods and storms? SBA storm disaster assistance centers closing Oct. 20 and Oct. 27,SBAC,Infrastructure,Engineering & Construction Services,SBA Communications Corp,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity’s backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce’s exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project’s use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain—from suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity’s profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity’s reputation. Environmental impact assessments can provide an understanding of a project’s potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project’s structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7012483392875828, 'Workforce Health & Safety': 0.7340586017516855, 'Business Ethics': 0.7006511843728012, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7131125947924071, 'Environmental Impacts of Project Development': 0.7189354967718803, 'Structural Integrity & Safety': 0.7265728843975213}",0.7340586017516855,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2022-11-16T14:26:51+00:00,https://finance.yahoo.com/news/fox-corporation-nasdaq-foxa-4-142651964.html,"[{'name': 'insider transactions', 'weight': 0.11677887}, {'name': 'Fox Insiders', 'weight': 0.114466}, {'name': 'Fox insiders', 'weight': 0.114466}, {'name': 'Insiders', 'weight': 0.104297735}, {'name': 'insiders', 'weight': 0.104297735}, {'name': 'recent insider purchasing', 'weight': 0.10270658}, {'name': 'companies', 'weight': 0.096980914}, {'name': 'growing companies', 'weight': 0.09566797}, {'name': 'more insider buying', 'weight': 0.09550689}, {'name': 'interesting companies', 'weight': 0.09527522}]",[{'name': 'Finance'}],"[{'data': 'Fox Corporation', 'type': 'ORG', 'mentions': 9}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 2}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Lachlan Murdoch', 'type': 'PERSON', 'mentions': 2}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","Insiders who bought US$4.6m worth of Fox Corporation (NASDAQ:FOXA) stock in the last year have seen some of their losses recouped as the stock gained 4.8% last week. However, total losses seen by insiders are still US$729k but in since the time of purchase.
+
+While insider transactions are not the most important thing when it comes to long-term investing, logic dictates you should pay some attention to whether insiders are buying or selling shares.
+
+See our latest analysis for Fox
+
+Fox Insider Transactions Over The Last Year
+
+In the last twelve months, the biggest single purchase by an insider was when Executive Chairman & CEO Lachlan Murdoch bought US$4.6m worth of shares at a price of US$36.50 per share. That means that even when the share price was higher than US$30.75 (the recent price), an insider wanted to purchase shares. It's very possible they regret the purchase, but it's more likely they are bullish about the company. To us, it's very important to consider the price insiders pay for shares. Generally speaking, it catches our eye when an insider has purchased shares at above current prices, as it suggests they believed the shares were worth buying, even at a higher price. The only individual insider to buy over the last year was Lachlan Murdoch.
+
+The chart below shows insider transactions (by companies and individuals) over the last year. If you want to know exactly who sold, for how much, and when, simply click on the graph below!
+
+Fox is not the only stock that insiders are buying. For those who like to find winning investments this free list of growing companies with recent insider purchasing, could be just the ticket.
+
+Many investors like to check how much of a company is owned by insiders. Usually, the higher the insider ownership, the more likely it is that insiders will be incentivised to build the company for the long term. Fox insiders own about US$188m worth of shares (which is 1.2% of the company). This kind of significant ownership by insiders does generally increase the chance that the company is run in the interest of all shareholders.
+
+So What Does This Data Suggest About Fox Insiders?
+
+The fact that there have been no Fox insider transactions recently certainly doesn't bother us. On a brighter note, the transactions over the last year are encouraging. It would be great to see more insider buying, but overall it seems like Fox insiders are reasonably well aligned (owning significant chunk of the company's shares) and optimistic for the future. So these insider transactions can help us build a thesis about the stock, but it's also worthwhile knowing the risks facing this company. Every company has risks, and we've spotted 3 warning signs for Fox you should know about.
+
+Of course, you might find a fantastic investment by looking elsewhere. So take a peek at this free list of interesting companies.
+
+For the purposes of this article, insiders are those individuals who report their transactions to the relevant regulatory body. We currently account for open market transactions and private dispositions, but not derivative transactions.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",4eda6a13694f4be88561746e4e92fbb0,"Fox Corporation (NASDAQ:FOXA) up 4.8%, but insiders are still down 16% after purchasing US$4.6m of stock last year",4,,,,
+40982,"Cummins misses profit expectations on high manufacturing costs - Aug 3 (Reuters) - Engine maker Cummins (CMI.N) reported a second-quarter profit on Thursday that missed analysts' estimates, hurt by high manufacturing costs.
+
+The company's shares fell 3.8% to $252.20 in premarket trading.
+
+Increasing production costs have battered the auto industry's earnings over the months. Despite taking pricing actions, automakers and parts suppliers have struggled to cover costs related to raw materials and labor.
+
+Cummins has also been grappling with weak demand in China as new emission regulations and inventory build up slow down recovery in the market.
+
+The company reported a second-quarter profit of $5.05 per share, missing analysts' estimates of $5.29, according to Refinitiv.
+
+""While we see demand remaining strong through 2023 and we are maintaining our guidance on revenue and profitability, we continue to closely monitor global economic indicators,"" CEO Jennifer Rumsey said.
+
+Cummins's new power segment, Accelera, which designs, manufactures, sells and supports hydrogen production solutions as well as electrified power systems, also incurred an operating loss of $114 million on increased development costs.
+
+However, the company's revenue for the second quarter rose 31.2% to $8.64 billion, compared with estimates of $8.37 billion.","{'positive': 0.013129591, 'negative': 0.9721947, 'neutral': 0.014675753}","Cummins (CMIN) reported a second-quarter profit of $5.05 per share on Thursday, missing analysts' estimates. The company's shares fell 3.8% to $252.20 in premarket trading due to high production costs and weak demand in China. Despite taking pricing actions, automakers and parts suppliers have struggled to cover costs related to raw materials and labor. Cummins's new power segment, Accelera, which designs, manufactures, sells and supports hydrogen production solutions as well as electrified power systems, also incurred an operating loss of $114 million on increased development costs. However, the company's revenue for the second quarter rose 31.2% to$8.64 billion, compared with estimates of $8.37 billion.","Engine maker Cummins reported a second-quarter profit on Thursday that missed analysts' estimates, hurt by high manufacturing costs.",CMI,Resource Transformation,Industrial Machinery & Goods,Cummins Inc,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7492152836252334, 'Materials Sourcing': 0.7563846823298923, 'Energy Management': 0.7566600913205814, 'Fuel Economy & Emissions in Use-phase': 0.7659192354748273, 'Employee Health & Safety': 0.7449359561445854}",0.7659192354748273,Tiffany,Minor focus,Minor focus,Negative,"Business Model Resilience, Labor Practices",No,Major,,2023-09-05T22:00:00.828000+00:00,https://www.nj.com/betting/2023/09/us-open-caesars-promo-code-njbonusget-bet-50-get-250-on-the-quarterfinals.html,"[{'name': 'Caesars promo code NJBONUSGET', 'weight': 0.103644684}, {'name': 'Caesars Sportsbook promo code NJBONUSGET', 'weight': 0.10253842}, {'name': 'US Open Caesars promo code', 'weight': 0.0985236}, {'name': 'Caesars Sportsbook promo code', 'weight': 0.096693315}, {'name': 'guaranteed bonuses', 'weight': 0.093513444}, {'name': 'code NJBONUSGET', 'weight': 0.0920978}, {'name': 'bonuses', 'weight': 0.0909762}, {'name': 'additional Caesars markets', 'weight': 0.0873271}, {'name': 'sportsbook offers', 'weight': 0.086843744}, {'name': 'No', 'weight': 0.08211747}]",[{'name': 'Sports'}],"[{'data': 'US Open', 'type': 'EVENT', 'mentions': 5}, {'data': 'the NJ.com Prop Bet Showdown', 'type': 'EVENT', 'mentions': 1}, {'data': 'Caesars', 'type': 'ORG', 'mentions': 12}, {'data': 'Catena Media', 'type': 'ORG', 'mentions': 1}, {'data': 'Giants', 'type': 'ORG', 'mentions': 1}, {'data': 'Jets', 'type': 'ORG', 'mentions': 1}, {'data': 'Frances Tiafoe', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ben Shelton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sorana Cirstea', 'type': 'PERSON', 'mentions': 1}, {'data': 'Karolina Muchova', 'type': 'PERSON', 'mentions': 1}, {'data': 'Qinweng Zheng', 'type': 'PERSON', 'mentions': 1}, {'data': 'Aryna Sabalenka', 'type': 'PERSON', 'mentions': 1}, {'data': 'Marketa Vondrousova', 'type': 'PERSON', 'mentions': 1}, {'data': 'Madison Keys', 'type': 'PERSON', 'mentions': 1}, {'data': 'Daniil Medvedev', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andrey Rublev', 'type': 'PERSON', 'mentions': 1}, {'data': 'Carlos Alcaraz', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alexander Zverev', 'type': 'PERSON', 'mentions': 1}, {'data': 'all-American', 'type': 'NORP', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","Catena Media provides exclusive sports betting and casino content to NJ.com, including picks, analysis, tools and sportsbook offers to help bettors get in on the action. Please wager responsibly.
+
+The winners of the US Open will be known in less than a week, but you can immediately win $250 using Caesars promo code NJBONUSGET.
+
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+
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+
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+• None Enter your information into the required fields, including code NJBONUSGET. Signing up through one of our links auto-fills the code.
+• None Bet $50 or more on the US Open or another market that piques your interest, and receive a $50 bonus once the event ends. Then, collect $200 in bonuses over the next four weeks.
+
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+
+Two primetime Tuesday quarterfinals matchups remain, with No. 10 Frances Tiafoe and Ben Shelton squaring off in an all-American battle. The former is the clear favorite to advance to his second consecutive US Open semifinal.
+
+On the women’s side, Sorana Cirstea and Karolina Muchova battle for a spot in the final four.
+
+Four contests on Wedensday round out the quarterfinals, each of which you can claim your Caesars’ bet $50, get $250 welcome bonus.
+• None No. 23 Qinweng Zheng vs. No. 2 Aryna Sabalenka
+• None No. 9 Marketa Vondrousova vs. No. 17 Madison Keys
+• None No. 3 Daniil Medvedev vs. No. 8 Andrey Rublev
+• None No. 1 Carlos Alcaraz vs. No. 12 Alexander Zverev
+
+Check out our dedicated US open tennis betting site if you’d like more information on the top offers and sportsbooks.
+
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+• None Profit boosts: Raise the potential payout of your next bet.
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+
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+
+Think you know Giants and Jets football? Play the NJ.com Prop Bet Showdown for a chance to win prizes!",0e1a4312b540489095bb009fda7ae8ac,"US Open Caesars promo code NJBONUSGET: Bet $50, get $250 on the quarterfinals",4,,,,
+15210,"Intel Corporation (NASDAQ:INTC) is a favorite amongst institutional investors who own 62% - • None Given the large stake in the stock by institutions, Intel's stock price might be vulnerable to their trading decisions
+• None The top 25 shareholders own 39% of the company
+
+Every investor in Intel Corporation (NASDAQ:INTC) should be aware of the most powerful shareholder groups. The group holding the most number of shares in the company, around 62% to be precise, is institutions. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn).
+
+Since institutional have access to huge amounts of capital, their market moves tend to receive a lot of scrutiny by retail or individual investors. As a result, a sizeable amount of institutional money invested in a firm is generally viewed as a positive attribute.
+
+Let's take a closer look to see what the different types of shareholders can tell us about Intel.
+
+See our latest analysis for Intel
+
+What Does The Institutional Ownership Tell Us About Intel?
+
+Many institutions measure their performance against an index that approximates the local market. So they usually pay more attention to companies that are included in major indices.
+
+Intel already has institutions on the share registry. Indeed, they own a respectable stake in the company. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at Intel's earnings history below. Of course, the future is what really matters.
+
+Institutional investors own over 50% of the company, so together than can probably strongly influence board decisions. Hedge funds don't have many shares in Intel. Our data shows that The Vanguard Group, Inc. is the largest shareholder with 8.8% of shares outstanding. For context, the second largest shareholder holds about 8.0% of the shares outstanding, followed by an ownership of 4.3% by the third-largest shareholder.
+
+Our studies suggest that the top 25 shareholders collectively control less than half of the company's shares, meaning that the company's shares are widely disseminated and there is no dominant shareholder.
+
+Researching institutional ownership is a good way to gauge and filter a stock's expected performance. The same can be achieved by studying analyst sentiments. Quite a few analysts cover the stock, so you could look into forecast growth quite easily.
+
+The definition of company insiders can be subjective and does vary between jurisdictions. Our data reflects individual insiders, capturing board members at the very least. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves.
+
+I generally consider insider ownership to be a good thing. However, on some occasions it makes it more difficult for other shareholders to hold the board accountable for decisions.
+
+Our data suggests that insiders own under 1% of Intel Corporation in their own names. It is a very large company, so it would be surprising to see insiders own a large proportion of the company. Though their holding amounts to less than 1%, we can see that board members collectively own US$73m worth of shares (at current prices). Arguably recent buying and selling is just as important to consider. You can click here to see if insiders have been buying or selling.
+
+The general public-- including retail investors -- own 38% stake in the company, and hence can't easily be ignored. While this group can't necessarily call the shots, it can certainly have a real influence on how the company is run.
+
+I find it very interesting to look at who exactly owns a company. But to truly gain insight, we need to consider other information, too. For instance, we've identified 1 warning sign for Intel that you should be aware of.
+
+Ultimately the future is most important. You can access this free report on analyst forecasts for the company.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.04817932, 'negative': 0.12085696, 'neutral': 0.83096373}","Intel Corporation (NASDAQ:INTC) is a favorite amongst institutional investors who own 62% of the company, and its stock price might be vulnerable to their trading decisions. The group holding the most number of shares in the company is institutions, which can benefit the most if the stock rises or lose the most. However, if multiple institutions change their view on a stock at the same time, you could see the share price drop fast. Intel already has institutions on the share registry, but it is best to be wary of relying on the supposed validation that comes with institutional investors. The Vanguard Group, Inc. is the largest shareholder with 8.8% of shares outstanding, followed by an ownership of 4.3% by the third-largest shareholder. Researching institutional ownership is a good way to gauge and filter a stock's expected performance, but to truly gain insight, we need to consider other information too.","Key Insights Given the large stake in the stock by institutions, Intel's stock price might be vulnerable to their...",INTC,Technology & Communications,Semiconductors,Intel Corp,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‘ultra-pure’ water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply’scost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities’ IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.7580450145267829, 'Water Management': 0.7201250080434091, 'Greenhouse Gas Emissions': 0.7176972312497395, 'Energy Management in Manufacturing': 0.7548654830203192, 'Materials Sourcing': 0.7501328078901172, 'Intellectual Property Protection & Competitive Behaviour': 0.7923410108329706, 'Product Lifecycle Management': 0.7618745373039442, 'Employee Health & Safety': 0.7261286700330123, 'Waste Management': 0.6999719805148099}",0.7923410108329706,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-01-12T11:36:46+00:00,https://www.thesun.co.uk/tech/21018462/warning-shagle-fake-app-android-download/,"[{'name': 'apps', 'weight': 0.1186279}, {'name': 'Android phone owners', 'weight': 0.09195114}, {'name': 'Android', 'weight': 0.07663592}, {'name': 'the Android Telegram app', 'weight': 0.07643583}, {'name': 'phone calls', 'weight': 0.07112494}, {'name': 'ESET researchers', 'weight': 0.07071174}, {'name': 'a fake app', 'weight': 0.0693997}, {'name': 'the fake app', 'weight': 0.0693997}, {'name': 'the official Telegram app', 'weight': 0.067506626}, {'name': 'lists', 'weight': 0.06578846}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 5}, {'data': 'Shagle', 'type': 'ORG', 'mentions': 3}, {'data': 'ESET', 'type': 'ORG', 'mentions': 3}, {'data': 'the Google Play Store', 'type': 'ORG', 'mentions': 2}, {'data': 'Telegram', 'type': 'ORG', 'mentions': 2}, {'data': 'StrongPity', 'type': 'ORG', 'mentions': 3}, {'data': 'APT', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Chrome', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Messenger', 'type': 'PRODUCT', 'mentions': 1}]","ANDROID users have been warned of a fake app copycatting a popular video chat platform.
+
+Victims have been duped into downloading an Android version of Shagle, a free adult chat site.
+
+But here's the thing - Shagle doesn't have an app.
+
+Not on Android, nor on iPhone.
+
+It's entirely web-based through your web browser, like Chrome.
+
+People who have downloaded the app risk giving away a whole host of personal information from your phone away to hackers, which could eventually be used to raid your bank accounts.
+
+Experts from ESET uncovered the fake ripoff on a website impersonating Shagle.
+
+Fortunately it never made its way onto the Google Play Store.
+
+But what made it all the more convincing is that it was a functional app.
+
+Cyber crooks pulled it off by turning the app into a trojanized version of the Android Telegram app.
+
+With it, they can record phone calls, collecting SMS messages, see lists of numbers you've called, access your contact list, and much more.
+
+And if it's allowed accessibility services, the app can even get hold of stuff from apps such as Gmail and Messenger.
+
+Experts believe the so-called StrongPity group are behind the campaign.
+
+""The mobile campaign operated by the StrongPity APT group impersonated a legitimate service to distribute its Android backdoor,"" ESET researchers said.
+
+""StrongPity repackaged the official Telegram app to include a variant of the group’s backdoor code.""
+
+Fortunately, ESET says the site distributing the fake app is no longer active.
+
+But it serves as an important reminder to all.
+
+Never download apps onto your Android devices from the wider web.
+
+Always go through the Google Play Store - or your smartphone's bespoke app store.
+
+That way you are far less likely to stumble across something malicious.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",b97235c51b8e4c81a627d97513af2467,Urgent warning for millions of Android phone owners – your bank could be emptied,4,,,,
+14823,"Nvidia knocks down concern over AI chip exports to China. The reason is why we own the stock - Nvidia (NVDA) on Wednesday reassured investors that potential export restrictions on chips wouldn't hurt the semiconductor firm's bottom line — reaffirming our view that the Club name is an ""own it, don't trade it"" stock. The chipmaker does not expect an immediate impact on earnings if the U.S. government were to impose tougher export controls on sending artificial intelligence chips to China, CFO Colette Kress said Wednesday. ""Given the strength of our demand for our products worldwide, we do not anticipate that such additional restrictions, if adopted, would have an immediate material impact on our financial results,"" Kress said Wednesday during a Piper Sandler conference . The weakness in Nvidia's stock — down around 1.8%, at $411 a share, in late trading Wednesday — may prove temporary as a result. Nvidia's problem lately hasn't been demand, amid surging interest in generative AI and large-language models. The issue has been creating enough supply to keep pace with the orders coming in. The CFO's comments came after The Wall Street Journal reported late Tuesday that the Commerce Department could implement stricter measures around the export of AI chips to China and other countries of concern as early as July. The potential restrictions would strengthen the export controls implemented last year by the Biden administration, requiring Nvidia to obtain a license before shipping its cutting-edge A100 and H100 data-center chips to customers in China and Russia. Washington has said its semiconductor restrictions are rooted in national security concerns and designed to prevent the Chinese military from obtaining advanced chips. Nvidia in response developed the A800 and H800 variants, throttling back performance just enough to skirt the licensing requirement. The new restrictions under consideration would require Nvidia to obtain a license to sell even the kneecapped versions of its high-end chips, according to the Journal. Additional export controls wouldn't change the fact Nvidia's technology is at the center of the AI boom. That has lead to a spike in demand for its chips in recent months and pushed its stock up more than 180% year-to-date. Indeed, a steep increase in orders tied to generative AI and large-language models allowed Nvidia in May to issue jaw-dropping second-quarter guidance . NVDA YTD mountain Nvidia's stock performance so far in 2023. In Nvidia's first quarter, data-center sales accounted for 60% of companywide revenue. And sales to China have comprised 20% to 25% of Nvidia's overall data-center revenue, Kress said Wednesday. Still, over the long term, Nvidia's future business would feel an impact from strict export controls on AI chips, Kress acknowledged. Such a policy would ""result in a permanent loss of opportunities for the U.S. industry to compete and lead in one of the world's largest markets,"" she said. The government's initial licensing requirements last year extended to products made by fellow Club holding Advanced Micro Devices (AMD), but the company said at the time that it didn't expect a material impact to its business. Our thesis in AMD has not rested on AI, given Nvidia's dominance in the field , though we do expect the company to play a role in the market in the future. For now, AMD's ability to execute in the traditional data-center compute business and capture additional share from Intel (INTC) is key to its prospects. AMD did not immediately respond to CNBC's request for comment on Wednesday. (Jim Cramer's Charitable Trust is long NVDA, AMD. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.","{'positive': 0.050309163, 'negative': 0.93272376, 'neutral': 0.01696705}","Nuclear (NVDA) has reassured investors that potential export restrictions on chips wouldn't hurt the semiconductor firm's bottom line. The weakness in Nvidia's stock may prove temporary as a result, as the issue has been creating enough supply to keep pace with the orders coming in. The potential restrictions would strengthen the export controls implemented last year by the Biden administration, requiring Nvidia to obtain a license before shipping its cutting-edge A100 and H100 data-center chips to customers in China and Russia. However, over the long term, Nvidia's future business would feel an impact from strict export controls on AI chips. The government's initial licensing requirements last year extended to products made by fellow Club holding Advanced Micro Devices (AMD). AMD did not immediately respond to CNBC's request for comment on Wednesday.",Nvidia (NVDA) on Wednesday reassured investors that potential export restrictions on chips wouldn't hurt the semiconductor firm's bottom line.,AMD,Technology & Communications,Semiconductors,Advanced Micro Devices,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‘ultra-pure’ water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply’scost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities’ IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.7813635973769323, 'Water Management': 0.7489792734702873, 'Greenhouse Gas Emissions': 0.7535691901435029, 'Energy Management in Manufacturing': 0.7840840448968435, 'Materials Sourcing': 0.7830113470753844, 'Intellectual Property Protection & Competitive Behaviour': 0.7929247858125921, 'Product Lifecycle Management': 0.7926784275568155, 'Employee Health & Safety': 0.7692613616171804, 'Waste Management': 0.7501563056160094}",0.7929247858125921,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2023-01-25T22:24:51+00:00,https://www.dailymail.co.uk/femail/article-11676409/Google-workers-share-life-like-laid-off.html?ns_mchannel=rss&ns_campaign=1490&ito=1490,"[{'name': 'Google workers', 'weight': 0.07114512}, {'name': 'Google', 'weight': 0.06891449}, {'name': 'employees', 'weight': 0.065307945}, {'name': 'clips', 'weight': 0.06418558}, {'name': 'speakeasy bar', 'weight': 0.057167105}, {'name': 'free lunches', 'weight': 0.05664585}, {'name': 'Lay offs', 'weight': 0.055911485}, {'name': 'Vlogger Cedoni Francis', 'weight': 0.05518094}, {'name': 'Nicole', 'weight': 0.054701127}, {'name': 'Cedoni Francis', 'weight': 0.053366546}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'TikToks', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'A Day In My Life Getting Laid Off At Google', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Day In My Life: Office Addition', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'TikToker Nicole Tsai', 'type': 'PERSON', 'mentions': 6}, {'data': 'Peter Pan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Cedoni Francis', 'type': 'PERSON', 'mentions': 3}, {'data': 'LA', 'type': 'GPE', 'mentions': 2}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'happy hours', 'type': 'TIME', 'mentions': 1}, {'data': 'the minute', 'type': 'TIME', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'French', 'type': 'NORP', 'mentions': 1}, {'data': 'TikTok', 'type': 'PRODUCT', 'mentions': 2}]","Google workers who earned viral fame on TikTok by proudly flaunting their aspirational workplaces are now offering a raw and very candid insight into their new realities after being laid off.
+
+TikToker Nicole Tsai, who worked at the company's LA office, was among those who had used the platform to share a glimpse into her life as one of the tech giant's employees.
+
+Her enviable vlogs, which helped her grow her following to more than 36,000, had previously showcased Google's themed meeting rooms, free lunches and a speakeasy bar that was used during 'happy hours'.
+
+But her latest social media updates have been far less glamorous after being among the 12,000 workers laid off by the company.
+
+In her early videos, Nicole had been shedding light on what it was like behind the scenes at Google's LA office, which was previously used as an aircraft hangar.
+
+The vlogger, who had worked at the company since July 2021, gave a tour to showcase the zero-gravity and Peter Pan-themed rooms, library, speakeasy bar and arcade games all available to employees.
+
+In another of her clips, she boasted of the office's art installations, coffee shop, glitzy 'confetti room', full-body massage chairs as well as giving a glimpse of the free lunches available to employees.
+
+However, Nicole's Google bubble burst amid the 12,000 lay offs and, in one of her latest TikToks, she documented finding out that she had been made redundant.
+
+Titled 'A Day In My Life Getting Laid Off At Google', Nicole provided a voiceover for the clip and said: 'I woke up to this really ominous text from my boss and I honestly had no idea what it was going to be about so I called her the minute I woke up and saw it...
+
+'I rushed downstairs to find out that I had lost access to basically everything. I couldn't log into my email or even check my calendar.
+
+'I called my boss back and we just sobbed over the phone because she was also finding out about my lay off for the first time today too.'
+
+She continued: 'It just felt like a really bad game of Russian roulette and there was no consistency around who was let go and it was also not performance based so it was really random.'
+
+Nicole closed the video by admitting that she 'didn't really know what was next' for her but told viewers she would continue to document her journey.
+
+But Nicole is not the only TikTok user to have shared before and after videos around the redundancy announcement.
+
+Vlogger Cedoni Francis, who has more than 230,000 followers on TikTok, had been sharing clips of her time at the Google office in New York.
+
+In her clip titled 'Day In My Life: Office Addition', the 24-year-old said that she had arrived in time to have a breakfast cooked for her at the office consisting of French toast and a creme fraiche egg scramble.
+
+She then filmed herself as she worked on projects from her laptop before saying that she had started to feel unwell.
+
+Cedoni then showcased one of the other benefits of working for Google as she popped down to the company's on-site wellness center.
+
+But the creative, who had been at the company for three years, recently posted on the platform to address the lay offs.
+
+Sitting at home and speaking directly to camera she said: 'My entire team got laid off from Google. The writing had been on the wall for a really long time...
+
+'Lay offs were not performance based. I received an ""exceeds expectations"" on my last performance review... it was strictly just people had to go because the company needed to save money.
+
+'The lay offs did not just effect people at my level, there were VPs and directors that were also laid off.'
+
+Cedoni was keen to stress that she had 'not expressed anger or sadness' throughout the entire process as she knows she will be 'perfectly fine'.
+
+She added that she is financial stable and said that she was considering handing in her notice at the company anyway before the news broke.
+
+Google announced that it would be laying of 12,000 people on Friday - equating to around six percent of its workforce.
+
+It is just the latest tech company to announce cost-cutting measures with Meta, Twitter, Amazon and Microsoft among those to have laid off employees.",c651608eaddf4540833e9cc8bcc82219,Google workers share what it life is like after being laid off,4,,,,
+19652,"Marathon Petroleum (MPC) Gains As Market Dips: What You Should Know - Marathon Petroleum (MPC) closed at $123.23 in the latest trading session, marking a +1.58% move from the prior day. The stock outpaced the S&P 500's daily loss of 0.76%. Meanwhile, the Dow lost 0.76%, and the Nasdaq, a tech-heavy index, lost 10.92%.
+
+Heading into today, shares of the refiner had gained 5.9% over the past month, outpacing the Oils-Energy sector's gain of 5.16% and the S&P 500's gain of 2.18% in that time.
+
+Wall Street will be looking for positivity from Marathon Petroleum as it approaches its next earnings report date. This is expected to be January 31, 2023. On that day, Marathon Petroleum is projected to report earnings of $5.66 per share, which would represent year-over-year growth of 335.38%. Our most recent consensus estimate is calling for quarterly revenue of $32.2 billion, down 9.56% from the year-ago period.
+
+Investors might also notice recent changes to analyst estimates for Marathon Petroleum. These recent revisions tend to reflect the evolving nature of short-term business trends. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection has moved 11.29% higher. Marathon Petroleum is currently sporting a Zacks Rank of #3 (Hold).
+
+Digging into valuation, Marathon Petroleum currently has a Forward P/E ratio of 7.62. This valuation marks a discount compared to its industry's average Forward P/E of 8.18.
+
+Meanwhile, MPC's PEG ratio is currently 0.26. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. The Oil and Gas - Refining and Marketing was holding an average PEG ratio of 0.85 at yesterday's closing price.
+
+The Oil and Gas - Refining and Marketing industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 70, which puts it in the top 28% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow MPC in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.26543012, 'negative': 0.5767819, 'neutral': 0.15778795}","Marathon Petroleum (MPC) Gains As Market Dips: What You Should Know. Marathon Petroleum (MPC) closed at $123.23 in the latest trading session, marking a +1.58% move from the prior day. On that day, Marathon Petroleum is projected to report earnings of $5.66 per share, which would represent year-over-year growth of 335.38%. The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell).","In the latest trading session, Marathon Petroleum (MPC) closed at $123.23, marking a +1.58% move from the previous day.",MPC,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Marathon Petroleum Corp.,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations and ultimately impact an entity‚Äôs social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue‚Äîthrough technological and process improvements‚Äîcan allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity‚Äôs ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities‚Äô long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.7861985064815517, 'Greenhouse Gas Emissions': 0.7534424309795824, 'Water Management': 0.723612692423584, 'Management of the Legal & Regulatory Environment': 0.7803754216426702, 'Air Quality': 0.7426294625426395, 'Workforce Health & Safety': 0.7582308589882286, 'Hazardous Materials Management': 0.7506476937298348, 'Product Specifications & Clean Fuel Blends': 0.760820625324791, 'Critical Incident Risk Management': 0.7320043710579506}",0.7861985064815517,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2022-12-03T10:00:01-04:00,https://www.cnbc.com/2022/12/03/aws-faces-cost-sensitive-customers-at-reinvent-as-economic-fears-mount.html,"[{'name': 'computing costs', 'weight': 0.0726697}, {'name': 'cloud computing', 'weight': 0.07217625}, {'name': 'Graviton computing instances', 'weight': 0.06754323}, {'name': 'AWS CEO Andy Selipsky', 'weight': 0.06662647}, {'name': 'AWS teams', 'weight': 0.06564468}, {'name': 'AWS', 'weight': 0.065566264}, {'name': 'Amazon cloud employees', 'weight': 0.062949665}, {'name': 'costs', 'weight': 0.060336437}, {'name': 'several companies', 'weight': 0.06032355}, {'name': 'customers Agco', 'weight': 0.06031721}]",[],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 10}, {'data': 'AWS', 'type': 'ORG', 'mentions': 13}, {'data': 'Expedia Group', 'type': 'ORG', 'mentions': 2}, {'data': 'The National Football League', 'type': 'ORG', 'mentions': 1}, {'data': 'NFL', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Reinvent', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Agco', 'type': 'ORG', 'mentions': 1}, {'data': 'Carrier Global', 'type': 'ORG', 'mentions': 1}, {'data': 'Andreessen Horowitz', 'type': 'ORG', 'mentions': 1}, {'data': 'AMD', 'type': 'ORG', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'AT&T', 'type': 'ORG', 'mentions': 1}, {'data': 'DirecTV', 'type': 'ORG', 'mentions': 1}, {'data': 'Graviton', 'type': 'ORG', 'mentions': 1}, {'data': 'Palantir', 'type': 'ORG', 'mentions': 1}, {'data': 'NetApp', 'type': 'ORG', 'mentions': 1}, {'data': 'VMware', 'type': 'ORG', 'mentions': 1}, {'data': 'Zesty', 'type': 'ORG', 'mentions': 2}, {'data': 'Sainsbury', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Laboratories', 'type': 'ORG', 'mentions': 1}, {'data': 'Adam Selipsky', 'type': 'PERSON', 'mentions': 6}, {'data': 'Peter Kern', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jennifer Langton', 'type': 'PERSON', 'mentions': 2}, {'data': 'David Brown', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amy Hood', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sarah Wang', 'type': 'PERSON', 'mentions': 1}, {'data': 'Martìn Casado', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jon Fortt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Maxim Melamedov', 'type': 'PERSON', 'mentions': 2}, {'data': 're:Invent conference', 'type': 'EVENT', 'mentions': 1}, {'data': 'Venetian', 'type': 'FAC', 'mentions': 1}, {'data': 'Las Vegas', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'EC2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Azure', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Graviton', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Reivent', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'AirPods', 'type': 'PRODUCT', 'mentions': 1}]","Amazon Web Services (AWS) CEO Adam Selipsky delivers a keynote address during AWS' annual re:Invent conference at the Venetian in Las Vegas on Nov. 29, 2022.
+
+Amazon Web Services has been the biggest growth engine for its parent company over much of the past decade, taking business from some of the largest tech vendors in the world.
+
+But as corporations face the most daunting economic environment since the 2008 financial crisis, those massive checks they're writing to AWS for their tech infrastructure are getting greater scrutiny.
+
+Peter Kern, CEO of online travel company Expedia Group , sees the cloud as an area where his company can reduce its fixed costs. In recent years, Expedia has moved considerable parts of its operations to AWS from on-premises data centers.
+
+""We haven't fully optimized the cloud,"" Kern said during the company's earnings call last month. ""We've moved a lot of technology into the cloud, but we have a lot of work to do.""
+
+U.S. stocks are poised to close out their worst year since 2008. Central bankers have continued to lift interest rates to address rising prices, prompting skittishness about economic deterioration by consumers and businesses. Executives are in cash-preservation mode to appease Wall Street and make sure they're in position to weather a potential recession.
+
+The National Football League, which uses AWS to produce statistics and schedules, is making conservative plans around costs, said Jennifer Langton, the NFL's senior vice president of health and innovation.
+
+""We are not recession proof,"" Langton told CNBC during an interview at AWS' annual Reinvent customer conference in Las Vegas this week. The league is negotiating with AWS on the terms of a renewed multi-year agreement, and there are some areas her organization wants to prioritize, she said.
+
+Amazon knows customers are facing challenges. In some cases, Amazon cloud employees reach out to clients to see how it can help optimize spending, said David Brown, AWS' vice president responsible for the core EC2 computing service. At other times, customers contact AWS, he said.
+
+AWS is coming off its slowest period of expansion since at least 2014, the year Amazon started reporting on the group's finances. It also missed analysts' estimates. Still, the division recorded growth of 27.5%, outpacing Amazon's overall growth of 15%. And it generated $5.4 billion in operating income, accounting for more than 100% of profit for its parent company.
+
+With such a hefty cash balance, AWS can afford to accommodate customers in the short term if it means more business in the future. The company did the same thing during the pandemic in 2020, when Amazon sent some users an email with an offer of financial support.
+
+AWS isn't the sole big cloud provider that's dealing with customers' budget constraints. In the third quarter, Microsoft's Azure consumption growth moderated as the company helped clients optimize existing workloads, finance chief Amy Hood said in October. Amazon leads the market in cloud computing, with an estimated 39% share.
+
+""If you're looking to tighten your belt, the cloud is the place to do it,"" AWS CEO Andy Selipsky said during his keynote presentation in front of over 50,000 people on Tuesday. Selipsky said that moving IT jobs to the cloud could help budget-strapped organizations save money, citing customers Agco and Carrier Global .
+
+Not everyone agrees. Last year, investors Sarah Wang and Martìn Casado of venture firm Andreessen Horowitz published an analysis, showing that a company could trim its computing costs by half or more by bringing workloads from the cloud back to on-premises data centers.
+
+Amazon is trying to give customers options to reduce costs. It offers Graviton computing instances based on energy-efficient Arm-based chips, a less expensive alternative to instances using standard AMD and Intel processors.
+
+""Customers of every size have adopted Graviton, and they're achieving up to 40% better price performance simply by shifting their workloads to Graviton instances,"" Selipsky said. He said AT&T 's DirecTV unit was able to eliminate 20% of computing costs by adopting current-generation Graviton chips.
+
+Selipsky told CNBC's Jon Fortt in an interview that AWS teams are working with customers that are trying to become more efficient.
+
+""We do see some customers who are doing some belt-tightening now,"" Selipsky said. One example is data analytics software maker Palantir , which said last month its operating profit in the third quarter was higher than expected primarily because of cloud and deployment efficiencies.
+
+Other companies are in on the trend. NetApp and VMware have acquired startups to help businesses streamline their cloud spending. On the Reinvent exhibition floor, several companies were promoting their cost-trimming capabilities.
+
+Zesty, which announced a $75 million funding round in September, added Sainsbury and Silicon Laboratories to its customer list in the current quarter. The company's technology can automatically adjust the amount of storage space a company is using to avoid waste.
+
+CEO Maxim Melamedov said Zesty picked up a bunch of new leads at its Reivent booth, where the startup was handing out candy, socks and stuffed animals and giving visitors the chance to win AirPods.
+
+""Some of my guys lost their voices,"" Melamedov said. ""We are 15 people constantly on our feet. We're constantly talking.""",53bf2abd4f694f8ab7045d4c3cb36fe9,Amazon's cloud unit faces cost-sensitive customers as economic fears mount,4,,,,
+6620,"Millennials and Gen Zers in Asia don't want to work in factories. It means you could soon pay more for clothes, furniture, and toys. - • Young people in Asia don't want factory jobs, so companies are raising wages and adding perks.
+• In turn, some companies are raising prices on goods in part to offset these wage hikes.
+• The days of cheap electronics, clothes, and toys could be numbered.
+
+Stock up on your Barbie dolls while they're still relatively cheap. Prices could shoot up in the years ahead, and it's not just due to the hype around the new blockbuster film.
+
+The same goes for a wide range of products Americans have grown used to splurging on, including clothes, TVs, furniture, and toys.
+
+That's because factories across Asia that have traditionally produced many of these goods are struggling to find workers, The Wall Street Journal reported. In response, many manufacturers are raising wages and offering other perks — including yoga classes, better cafeteria food, and subsidized kindergarten for workers' children.
+
+While this is good news for Asian workers, it could be bad news for American shoppers when factories raise prices to offset their rising labor costs. The days of cheap stuff could be coming to an end.
+
+""For U.S. consumers that have been used to having goods at a certain and relatively stable part of their disposable income, I think that foundation is going to have to be rejiggered,"" Manoj Pradhan, a London-based economist, told the Journal.
+
+Over the past two decades, cheaper overseas manufacturing costs in Asian countries like China have driven down prices for a variety of goods. But factory work isn't quite as cheap as it used to be. In China, manufacturing workers' wages have more than tripled over the past decade, and factory workers in Vietnam, Malaysia, and Japan, have seen notable pay bumps as well.
+
+The trickle-down effect on prices has already begun. Companies like the Barbie manufacturer Mattel, the toy maker Hasbro, and Nike are facing elevated labor costs in Asia that have contributed to price hikes.
+
+Experts attribute Asia's factory labor shortage to a variety of factors. It starts with young workers, many of whom have little desire to work in the industry. Some have pushed back on the working conditions, while others are holding out for higher-paying jobs more in line with their education levels. China's unemployment rate among workers aged 16-24 hit a record 21% last quarter despite the fact many factories are in need of workers.
+
+""After a while, that work makes your mind numb. I couldn't stand the repetition,"" former Chinese factory worker Julian Zhu told VOA News last November.
+
+In 2001, Nike's typical Asian factory worker was 22 years old. Today, the company's average Chinese and Vietnamese workers are aged 40 and 31 respectively.
+
+Moving factories from Asia might not help American shoppers
+
+Faced with this shifting manufacturing environment, US corporations can choose to either stick it out in Asia or move some of their manufacturing to the US or other countries like Mexico. COVID supply chain headaches, in addition to national security and human rights concerns, have already led many businesses to shift some of their production lines from China in recent years.
+
+While moving to the US has certain advantages, like creating American jobs and improving supply chain resiliency, it's unlikely to save shoppers from rising costs. That's because, due to the cost of labor and other factors, it's generally more expensive to manufacture goods in the US than Asia.
+
+Some companies, like Barbie's Mattel, see ""nearshoring"" — shifting supply chains to countries closer to the US — as the best path. In 2019, the company closed two of its Asian factories and spent $50 million to expand an existing plant in Mexico.
+
+""Being able to have product close to your consumer and not having to transport it from Asia, that's going to be more profitable and more competitive when you take costs into account,"" Gabriel Galvan, Mattel's Latin America managing director, told Reuters last year.
+
+While Mexico may offer cheaper labor than the US and lower shipping costs than Asia, it remains to be seen whether this will be enough to keep prices in check.
+
+It's probably best to just buy that Barbie now.","{'positive': 0.028599769, 'negative': 0.92154807, 'neutral': 0.049852204}","Companies are raising wages and offering perks to young people in Asia, including yoga classes, better cafeteria food, and subsidized kindergarten for workers' children. Prices for clothes, furniture, and toys are rising due to the fact that factories across Asia are struggling to find workers due to high labor costs. Companies like Mattel, the toy maker Hasbro, and Nike are facing elevated labor costs in Asia that have contributed to price hikes. This shifting manufacturing environment has led many businesses to shift some of their production lines from China in recent years, but it remains to be seen whether this will be enough to keep prices in Asia.","US shoppers have gotten used to low prices on clothes, TVs, furniture, and toys in recent decades and it could all be coming to an end.",NKE,Consumer Goods,"Apparel, Accessories & Footwear",NIKE Inc B,"{'Labour Conditions in the Supply Chain': 'The treatment of workers and the protection of worker rights in the Apparel, Accessories, & Footwear industry’s supply chain is of growing concern among consumers, regulators, and leading entities. Critical aspects of this issue include employee health and safety, fair pay, child labour, and forced labour. Although entities continue to improve performance on this issue, the industry’s reliance on a multitiered system of suppliers, subcontractors, labour recruitment firms, and part-time workers makes it difficult to manage. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products are often manufactured in countries that have limited regulations or enforcement protecting workers. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, production disruptions due to strikes and other labour-related work stoppages, or through a shift in demand away from entities associated with such incidents. Entities with strong supply chain standards, monitoring, and engagement with suppliers to address labour concerns may therefore be better positioned to protect shareholder value over the long term.', 'Raw Materials Sourcing': 'The Apparel, Accessories & Footwear industry relies on many raw materials including cotton, leather, wool, rubber, and precious minerals and metals, as inputs for finished products. Sustainability impacts related to climate change, land use, resource scarcity and conflict in regions where the industry’s supply chain operates affect the industry’s ability to reliably source materials. The ability of entities to manage potential material shortages, supply disruptions, price volatility and reputational risks can be more difficult when supply chains lack transparency. Failure to effectively manage this issue can delay shipments and depress earnings, reduce margins, constrain revenue growth or increase costs of capital. The types ofrisk associated with sourcing different materials can require different solutions, including engaging with suppliers, enhancing transparency by using certification standards, using innovative alternative materials, or introducing circular economy practices. Entities that are proactive may reduce their exposure to price volatility and potential supply disruptions, while improving their brand reputation and developing new market opportunities.', 'Management of Chemicals in Products': 'The introduction of the Consumer Product Safety Improvement Act in the U.S. and the Registration, Evaluation, Authorization, and Restriction of Chemicals legislation in the EU demonstrates increasing regulatory and stakeholder concern surrounding the use of harmful or potentially harmful substances in consumer products, including apparel, accessories, and footwear. Finished apparel and footwear products have been found to contain traces of chemicals that have been banned or regulated. Depending on the chemical, the amount present in a product, and the type of exposure that consumers face, specific substances can be carcinogenic, and can disrupt hormone activity in humans and other organisms. Failure to manage this issue may generate additional regulatory oversight and impact an entity’s social license to operate. In addition, the presence of harmful chemicals in products can lead to recalls, litigation, and reputational damage. Entities in this industry can work in both the design and manufacturing phases to manage the use of chemicals of concern, develop safe alternatives, and eliminate those that have been banned. Given the industry’s reliance on outsourced manufacturing, this involves proactive partnerships with suppliers. In managing this issue, entities must balance the hazard posed to consumers presented by certain chemicals with the quality of a product and its costs of production. ', 'Environmental Impacts in the Supply Chain': 'The Apparel, Accessories & Footwear industry’s global supply chain contributes significantly to environmental externalities through water consumption and pollution, as well as air pollution. Water pollution results from the discharge of chemicalsduring water-intensive dyeing and tanning processes, while air pollution stems from the industry’s energy use. These impacts have the potential to damage an entity’s reputation and to affect cost structures over time. The scale of this issue has historically been intensified by the fact that the industry relies on manufacturing partners in emerging markets where environmental regulations and oversight are limited. However, enhanced scrutiny on the part of stakeholders and consumers, coupled with the development of more stringent regulation in certain regions, has led entities throughout theindustry to work with suppliers to reduce their environmental impact. Apparel, accessories, and footwear entities that leverage their market power to work with suppliers to improve operational efficiencies and resource consumption and limit pollution will be able to mitigate costs associated with increased resource scarcity and regulation. Further, those that engage with suppliers through monitoring, auditing, and strict standards will likely be better positioned to protect shareholder value over the long term.'}","{'Labour Conditions in the Supply Chain': 0.809293845883862, 'Raw Materials Sourcing': 0.7828521863323005, 'Management of Chemicals in Products': 0.7739087757538203, 'Environmental Impacts in the Supply Chain': 0.7807253948436952}",0.809293846,Tiffany,No focus,No focus,Neutral,None of the topics,Major,No,,2023-02-16T22:06:00+00:00,https://finance.yahoo.com/m/f892ebf7-9aa9-3eb7-99f1-b9cbda74f600/former-google-employee-issues.html?.tsrc=rss,"[{'name': 'Tech Giant', 'weight': 0.16700083}, {'name': 'many former forces', 'weight': 0.124670796}, {'name': 'Former Google Employee', 'weight': 0.11687315}, {'name': 'stagnation', 'weight': 0.110708416}, {'name': 'Scathing Warning', 'weight': 0.08943761}, {'name': 'the tech giant', 'weight': 0.088565566}, {'name': 'Google', 'weight': 0.088239536}, {'name': 'survival', 'weight': 0.08474284}, {'name': 'growth', 'weight': 0.08016949}, {'name': 'the viral blog post', 'weight': 0.073511936}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Seshadri', 'type': 'PERSON', 'mentions': 2}]","High-profile layoffs at companies like Amazon , Google and Microsoft have affected tens of thousands while an uncertain economic future have brought many former forces from growth to, if not survival, then stagnation. Seshadri joined Google after the ""no-code development platform "" AppSheet he co-founded was acquired by the tech giant in 2020. ""The way I see it, Google has four core cultural problems,"" Seshadri writes in the viral blog post.",0c459de2ac2a4e67b127840d108f0453,Former Google Employee Issues Scathing Warning About Tech Giant,4,,,,
+12418,"Slowing Rates Of Return At Waste Management (NYSE:WM) Leave Little Room For Excitement - What are the early trends we should look for to identify a stock that could multiply in value over the long term? One common approach is to try and find a company with returns on capital employed (ROCE) that are increasing, in conjunction with a growing amount of capital employed. Put simply, these types of businesses are compounding machines, meaning they are continually reinvesting their earnings at ever-higher rates of return. That's why when we briefly looked at Waste Management's (NYSE:WM) ROCE trend, we were pretty happy with what we saw.
+
+What Is Return On Capital Employed (ROCE)?
+
+For those who don't know, ROCE is a measure of a company's yearly pre-tax profit (its return), relative to the capital employed in the business. To calculate this metric for Waste Management, this is the formula:
+
+Return on Capital Employed = Earnings Before Interest and Tax (EBIT) √∑ (Total Assets - Current Liabilities)
+
+0.13 = US$3.5b √∑ (US$31b - US$3.9b) (Based on the trailing twelve months to March 2023).
+
+Thus, Waste Management has an ROCE of 13%. On its own, that's a standard return, however it's much better than the 8.5% generated by the Commercial Services industry.
+
+Above you can see how the current ROCE for Waste Management compares to its prior returns on capital, but there's only so much you can tell from the past. If you'd like, you can check out the forecasts from the analysts covering Waste Management here for free.
+
+So How Is Waste Management's ROCE Trending?
+
+The trend of ROCE doesn't stand out much, but returns on a whole are decent. Over the past five years, ROCE has remained relatively flat at around 13% and the business has deployed 46% more capital into its operations. Since 13% is a moderate ROCE though, it's good to see a business can continue to reinvest at these decent rates of return. Over long periods of time, returns like these might not be too exciting, but with consistency they can pay off in terms of share price returns.
+
+What We Can Learn From Waste Management's ROCE
+
+The main thing to remember is that Waste Management has proven its ability to continually reinvest at respectable rates of return. And long term investors would be thrilled with the 112% return they've received over the last five years. So even though the stock might be more ""expensive"" than it was before, we think the strong fundamentals warrant this stock for further research.
+
+One more thing to note, we've identified 1 warning sign with Waste Management and understanding this should be part of your investment process.
+
+While Waste Management may not currently earn the highest returns, we've compiled a list of companies that currently earn more than 25% return on equity. Check out this free list here.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.2427359, 'negative': 0.020457331, 'neutral': 0.73680675}","Waste Management (NYSE:WM) is a company with returns on capital employed (ROCE) that are increasing, in conjunction with a growing amount of capital employed. This metric is calculated by comparing the company's yearly pre-tax profit to its return on capital, relative to the capital employed in the business. The trend of ROCE doesn't stand out much, but returns on a whole are decent, and Waste Management has proven its ability to continually reinvest at respectable rates of return. This article by Simply Wall St provides analysis based on historical data and analyst forecasts only using an unbiased methodology and does not constitute a recommendation to buy or sell any stock. Sign up here to help investors build better investing tools for the individual investors.",What are the early trends we should look for to identify a stock that could multiply in value over the long term? One...,WM,Infrastructure,Waste Management,Waste Management Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity’s ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours—through technological and process improvements—can therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry’s hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers’ rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers—including their pay and benefits—in a way that protects workers’ rights and enhances their productivity while ensuring the financial sustainability of an entity’s operations.'}","{'Greenhouse Gas Emissions': 0.7448430719855559, 'Air Quality': 0.7215238200709153, 'Workforce Health & Safety': 0.7638145435880439, 'Management of Leachate & Hazardous Waste': 0.7405297276322408, 'Fleet Fuel Management': 0.7722370121454186, 'Recycling & Resource Recovery': 0.7855243188004916, 'Labour Practices': 0.7967564304464698}",0.7967564304464698,Tiffany,Major focus,Major focus,Negative,Labour Practices,No,Major,,2023-05-08T14:56:44+00:00,https://www.thesun.co.uk/tech/22289576/google-gmail-warning-email-scam-spam-message/,"[{'name': 'common Gmail message', 'weight': 0.10664239}, {'name': 'email', 'weight': 0.104878895}, {'name': 'Google', 'weight': 0.09091676}, {'name': 'Gmail users', 'weight': 0.08734547}, {'name': 'Message Looks Suspicious', 'weight': 0.08535824}, {'name': 'Many Gmail users', 'weight': 0.083211266}, {'name': 'Gmail', 'weight': 0.07943046}, {'name': 'their email account', 'weight': 0.07551735}, {'name': 'place', 'weight': 0.073674604}, {'name': 'spam or dangerous emails', 'weight': 0.0654913}]",[{'name': 'Tech'}],"[{'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Message Looks Suspicious', 'type': 'WORK_OF_ART', 'mentions': 1}]","AN OFFICIAL Google memo reveals one type of email that you should never reply to.
+
+If you're a regular Gmail user, you'll want to follow the advice.
+
+Many Gmail users know what spam or dangerous emails look like – and it's often sent to a Junk folder before it ever reaches you.
+
+But some malicious emails can come from a trusted contact, which makes it much harder to spot.
+
+If you receive a suspicious email from someone you know, you must not reply to it.
+
+""If someone on your contacts list sends you spam, a hacker might have taken over their account,"" Google warned.
+
+If you reply, you could tip the scammer off.
+
+And the person you're warning might never receive your message – because the hacker controls the account.
+
+Instead, you need to try contacting them using a different method.
+
+""Let your contact know by another means (for example, phone or instant message) that their email account might be hacked,"" Google warned.
+
+It's best if you can physically tell them in person.
+
+But if not, you'll want to try calling them – or texting, if calling doesn't work.
+
+This can give the person a heads-up that they need to recover their account.
+
+Once that's done, you should also report the email in the app.
+
+This can allow Gmail to investigate what happened, and hopefully stop it from taking place again.
+
+""To report the email, in the spam alert, click Message Looks Suspicious,"" Google advised.
+
+""This action sends a report to the Gmail team to investigate. You continue to get email from this contact in the future.""
+
+If you act fast, you could save other people from being scammed.
+
+And you may help a friend, family member or colleague get their account back before anything more serious happens to it.",26e893e7e1bf406ba3d99f44a05fb2bc,Billions of Gmail users warned to never reply to common Gmail message,4,,,,
+8986,"Billions and Billions Earned: How McDonald’s Keeps Its Edge - Following McDonald ’s means chewing on some very big numbers. The chain, which sold its billionth hamburger to great fanfare in 1963, used to keep track of every incremental billion and then 5 billion served on the golden arches outside its U.S. restaurants. It finally gave up counting during the 1990s after hitting 12 digits.
+
+There are some equally mind boggling figures surrounding the chain today, and not just in its pleasing first-quarter earnings report released Tuesday morning. Its sheer heft as the world’s largest restaurant chain, along with a good dose of digital savvy, has helped expand its lead over fast-food rivals. Consider, for example, that there were 127 million downloads worldwide of the chain’s app last year, according to Apptopia. That is more than the number of downloads of Uber, PayPal or Amazon Prime Video, twice as many as leading dating app Tinder and almost four times as many as the next-closest industry competitor, Starbucks. Even in the fast food-happy United States, downloads last year numbered as many as the second, third and fourth competing app combined.","{'positive': 0.2864039, 'negative': 0.02419659, 'neutral': 0.68939954}","McDonald's first-quarter earnings report was released Tuesday morning, showing that the world's largest restaurant chain, which sold its billionth hamburger to great fanfare in 1963, has grown to hold a strong position with 127 million downloads worldwide of its app last year. That is more than the number of downloads of Uber, PayPal or Amazon Prime Video, twice as many as leading dating app Tinder and almost four times as many of the next-closest industry competitor, Starbucks. Last year, downloads for fast food-happy customers in the United States numbered as high as the second, third and fourth competing app combined.","Its sheer heft as the world’s largest restaurant chain, along with a good dose of digital savvy, has helped McDonald’s expand its lead over fast-food rivals.",MCD,Food & Beverage,Restaurants,McDonald's Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity’s risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant’s reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity’s reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7340020922741254, 'Food Safety': 0.7735916700507346, 'Food & Packaging Waste Management': 0.749620075182934, 'Nutritional Content': 0.8035224683071311, 'Energy Management': 0.7589369700238264, 'Supply Chain Management & Food Sourcing': 0.7589972584563991, 'Labour Practices': 0.7912276499830221}",0.8035224683071311,Tiffany,No focus,No focus,Neutral,None of the topics,No,Major,,2022-10-25T21:46:28+00:00,https://www.cnbc.com/2022/10/25/youtube-shrinking-ad-business-ominous-sign-for-online-ad-market.html,"[{'name': 'online advertising', 'weight': 0.12232945}, {'name': 'entire online advertising marketing', 'weight': 0.1202424}, {'name': 'YouTube advertising revenue', 'weight': 0.10671891}, {'name': 'fiscal first quarter', 'weight': 0.097049475}, {'name': 'third quarter', 'weight': 0.095510714}, {'name': 'sales growth', 'weight': 0.089378506}, {'name': 'declining sales', 'weight': 0.08411469}, {'name': 'Q3 analyst estimates', 'weight': 0.0830424}, {'name': 'year', 'weight': 0.07940896}, {'name': 'disappointing sales', 'weight': 0.078655265}]",[],"[{'data': 'YouTube', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'Snap', 'type': 'ORG', 'mentions': 2}, {'data': 'Bing', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Ruth Porat', 'type': 'PERSON', 'mentions': 1}]","The online advertising market continues to suffer, as heavyweights Alphabet and Microsoft reported disappointing sales during their most recent quarters on Wednesday.
+
+YouTube advertising revenue dropped 2% year-over-year to $7.07 billion during Alphabet's third quarter, missing analysts' estimates of $7.42 billion. It was the first time YouTube's ad revenue shrank on a year-ago basis since the company started breaking the division's results out in earnings reports in 2019.
+
+Alphabet's overall revenue growth drastically declined from 41% a year ago to 6% in its latest quarter, underscoring how fears of a looming recession has caused companies to cut back on their advertising and marketing campaigns. Indeed, Alphabet chief financial officer Ruth Porat said during a call with analysts that YouTube's revenue decline ""primarily reflects further pullbacks in advertiser spends.""
+
+Last week, Snap set the tone for the online advertising market when it missed Q3 analyst estimates with $1.13 billion in sales, sending its shares tumbling more than over 30% the next day. Snap attributed its poor sales to companies ""decreasing their marketing budgets"" in response to the poor economy, the company said in a letter to investors.
+
+Microsoft also reported a slowdown in its online advertising business on Wednesday.
+
+Its search and news advertising business (including Bing and Microsoft News) reported sales growth of 16% in the September quarter (Q1 of its 2023 fiscal year), far below the 40% revenue growth it reported a year ago during the same quarter. Additionally, LinkedIn's sales growth shrank to 17% in Microsoft's fiscal first quarter, down from 42% during the same quarter in 2021.
+
+Indeed, the growth rate of that business has been shrinking each quarter of the past year, coinciding with the general downward trajectory of entire online advertising marketing.
+
+Meanwhile, Meta is expected to report its second-straight quarter of declining sales on Wednesday, underscoring the current turmoil in online advertising. Judging from the recent earnings reports of various tech giants, it's unlikely that Meta is going to report any signs that the online advertising market is set for a rebound.",c65885985ab44071886f86d4efa48744,YouTube's shrinking ad business is an ominous sign for the battered online ad market,4,,,,
+68580,"AI could be biggest growth opportunity for data center stocks since the cloud, says Bank of America. Two picks to play it - The rise of artificial intelligence could revolutionize data center stocks, according to Bank of America. Analyst David Barden wrote in a Thursday note that ""AI could evolve to be the largest data center growth opportunity since the cloud,"" and added that growing demand for computing will underpin the expansion. The analyst highlighted Nvidia's exceptional first-quarter earnings beat in May as a key turning point for investor excitement over AI. From the first quarter to the second, mentions of AI rose 95.6% among S & P 500 companies. Barden expects that interest will soon spill over to data center firms. ""This latest AI evolution will likely lead to widespread new opportunities and use cases across every industry,"" Barden said. ""Investors have, rightly in our view, zeroed in on data centers as the emerging 'home' where AI will live and grow."" To play the growth of AI in the data center segment, Barden pointed toward Digital Realty Trust and Equinix . Shares have climbed 30% and 18% from the start of the year, respectively. Digital Realty is organized as an umbrella partnership real estate investment trust (UPREIT), while Equinix focuses on network communications throughout data centers. Barden maintains a $132 price target for Digital Realty, or roughly 2% upside from Wednesday's $129.98 close. The analysts holds an $850 per share price target on Equinix, or about 11% upside from Wednesday's $767.91 close. Shares of Digital Realty and Equinix have soared roughly 50% and 13% since Nvidia's May 24 earnings report. The companies have a stronghold on both training and inference, which Barden said are key computing elements of generative AI programs. Training refers to the AI model's ability to learn from a large tranche of data, while inference allows the AI to answer third-party questions. ""DLR and EQIX are positioning themselves to address the incremental demand from both Training and Inference,"" Barden said. ""While it is not a meaningful contributor today to either, they both view AI as a revenue growth accelerant in the future."" In the short-term, Barden said Equinix is best positioned to take advantage of inference opportunities, while Digital Realty can capitalize on large AI model training. — CNBC's Michael Bloom contributed to this report.","{'positive': 0.8179213, 'negative': 0.009077415, 'neutral': 0.17300135}","Bank of America analyst David Barden believes that the rise of artificial intelligence could revolutionize data center stocks, leading to the expansion of computing. He highlighted Nvidia's exceptional first-quarter earnings beat in May as a key turning point for investor excitement over AI. To play the growth of AI in the data center segment, Barden pointed toward Digital Realty Trust and Equinix, with shares of both companies having a stronghold on both training and inference. Barden maintains a $132 price target for Digital Realties, which is best positioned to take advantage of inference opportunities, while EquinIX can capitalize on large AI model training.","Buy these two data center stocks to play the influence of artificial intelligence in the sector, according to Bank of America.",DLR,Infrastructure,Real Estate,Digital Realty Trust,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties’ financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants’ responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building’s water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants’ responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7421967759700342, 'Management of Tenant Sustainability Impacts': 0.7262111055049221, 'Energy Management': 0.7458472212903254, 'Water Management': 0.7241204035717672}",0.7458472212903254,Tiffany,No focus,No focus,Neutral,None of the topics,No,No,,2023-02-03T19:02:00+00:00,https://www.bbc.co.uk/sport/formula1/64514913,"[{'name': 'Red Bull', 'weight': 0.09415588}, {'name': 'Red Bull team principal Christian Horner', 'weight': 0.08655524}, {'name': 'drivers', 'weight': 0.07417781}, {'name': 'LGBTQ+ rights', 'weight': 0.07218063}, {'name': 'human rights', 'weight': 0.07038699}, {'name': 'last season', 'weight': 0.06716312}, {'name': 'religious ways', 'weight': 0.064509705}, {'name': 'Max Verstappen', 'weight': 0.06279471}, {'name': 'Black Lives Matter', 'weight': 0.057619154}, {'name': 'former Ferrari and Aston Martin driver Sebastian Vettel', 'weight': 0.055793688}]","[{'name': 'Sports'}, {'name': 'Politics'}]","[{'data': 'Horner', 'type': 'PERSON', 'mentions': 5}, {'data': 'Lewis Hamilton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sebastian Vettel', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sergio Perez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Verstappen', 'type': 'PERSON', 'mentions': 4}, {'data': 'Michael Schumacher', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jack Whitehall', 'type': 'PERSON', 'mentions': 1}, {'data': 'Formula 1\n\n', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'RB19', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Red Bull', 'type': 'ORG', 'mentions': 9}, {'data': 'The Bahrain Institute for Rights and Democracy', 'type': 'ORG', 'mentions': 1}, {'data': 'Bird', 'type': 'ORG', 'mentions': 1}, {'data': 'FIA', 'type': 'ORG', 'mentions': 2}, {'data': 'Ford', 'type': 'ORG', 'mentions': 2}, {'data': 'Mercedes', 'type': 'ORG', 'mentions': 1}, {'data': 'Ferrari', 'type': 'ORG', 'mentions': 1}, {'data': 'Aston Martin', 'type': 'ORG', 'mentions': 1}, {'data': 'Black Lives Matter', 'type': 'ORG', 'mentions': 1}, {'data': 'F1', 'type': 'ORG', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Mexican', 'type': 'NORP', 'mentions': 1}, {'data': 'Dutchman', 'type': 'NORP', 'mentions': 1}]","Last updated on .From the section Formula 1
+
+Red Bull team principal Christian Horner says sport ""should never be used as a political tool"" but it has to find a ""sensible balance"" regarding freedom of speech.
+
+Horner said sport's first objective should be to ""entertain"".
+
+The 49-year-old added: ""You have that element of escapism within it.""
+
+The Bahrain Institute for Rights and Democracy (Bird) accused the FIA of ""suppressing drivers' freedom of speech"" with the changes to the sporting code and questioned its commitment to human rights.
+
+Speaking at Red Bull's 'season launch' in New York to reveal the car's updated livery and the new partnership with Ford, Horner stressed his team had always been open to drivers voicing their opinions.
+
+""We certainly at Red Bull have never constrained our drivers of their freedom of speech, or the ability to speak their minds because they do have a voice,"" he said.
+
+""I think it's a matter of finding a balance. In the world that we live in today, everybody has a voice and that shouldn't be supressed.
+
+""But of course, it does have to be done responsibly. So, we don't want a load of robots that are without a opinion going racing.
+
+""Like with all things, it just has to be a sensible balance.""
+• None Ford to team up with Red Bull after 22 years out of sport
+
+In recent seasons, Mercedes' Lewis Hamilton and former Ferrari and Aston Martin driver Sebastian Vettel have used their platform in F1 to raise issues such as Black Lives Matter and LGBTQ+ rights.
+
+Red Bull's Sergio Perez says the drivers ""do not feel comfortable"" with the restrictions the FIA has imposed.
+
+The Mexican said: ""We want to be ourselves and we want to be able to express ourselves in any way that we want.
+
+""We all have differing views and differing beliefs in religious ways. I get the political side but we all should be free to express ourselves the way we want.
+
+""I believe in this sport it is important to express yourself. There are some younger drivers that I think they will struggle to know what you can say or what you cannot say.
+
+""That to me, is not correct. But we will discuss that.""
+
+Red Bull 'want to keep winning' - Verstappen
+
+Red Bull swept to a first constructors' championship since 2013 last season thanks to 17 victories across the 22-race calendar - 15 of those courtesy of Max Verstappen, who secured back-to-back drivers' titles.
+
+Horner revealed the new RB19 car has ""subtle aerodynamic changes"" and said he hopes it can replicate the success of last year's model.
+
+Verstappen added that Red Bull cannot ease off in their pursuit of more silverware.
+
+""I never really think about being the favourite because you have to keep on winning and improving,"" said the Dutchman. ""If you are not, [your rivals] will catch up and overtake you. It's about finding performance and we, of course, want to keep on winning.""
+
+Verstappen set a new record in 2022 for most wins in a single F1 season, surpassing the record of 13 held by Vettel and seven-time world champion Michael Schumacher.
+
+He said that repeating the success Red Bull achieved in the previous campaign would not be ""straightforward"" but they were ""optimistic"" about their chances.
+
+The 25-year-old added: ""I do think we have a great opportunity.""
+• None Do more expensive AA batteries last longer? Sliced Bread is charged up to find out
+• None Jack Whitehall tells all about the cult sitcom",82ed16e495764874a95d21b10307703d,Sport should never be a political tool - Horner,4,,,,
+20632,"Global 2000: The World’s Largest Real Estate Companies In 2023 - Office vacancies and debt defaults are two signs of the current difficult times for the world’s largest real estate companies.
+
+roubles are afoot in the world of commercial real estate. With fewer people going to the office in large American cities, a record 20% of U.S. office space was vacant as of the first quarter of 2023, according to brokerage JLL. That’s led to falling shares across the sector, reflected in the 27% decline in the Dow Jones U.S. Real Estate index in 2022, compared with the S&P 500’s 20% drop. China’s real estate sector has also faced severe headwinds amid a liquidity crisis, with companies defaulting on debt payments or delaying payments. The MSCI China Real Estate Index fell 28% in 2022.
+
+The Forbes Global 2000 list assigns equal weight to 12-month sales, assets, profit and market value of publicly traded companies, using the most recent financial data available as of May 5, 2023. A total of 71 real estate developers, construction firms, asset managers and REITs made the list of the world’s 2000 largest public companies, down from 87 last year. Just over 40% of the real estate firms on this year’s list, or 29, are based in China or Hong Kong–eight fewer than a year ago. Twenty six of the companies are U.S.-based, one less than last year.
+
+The top-ranked property company this year is, at No. 220, China Resources Land Limited, the construction and property management arm of a Chinese state-owned conglomerate. It’s known for owning the MixC brand of shopping and leisure complexes in southern China.
+
+The highest ranked U.S. company in this category, at No. 447, is American Tower Corporation, a REIT that owns and operates 226,000 cell tower sites in 26 countries and has a market capitalization north of $85 billion. Revenues for 2022 expanded by 14.5% to $10.7 billion, while the company’s net income contracted by one-third from the prior year to $1.7 billion. It’s a highly indebted operation, with $36.6 billion in debt at the end of December 2022–an amount that’s 5.4 times its fourth quarter 2022 earnings before interest, taxes, depreciation and amortization (EBITDA). Shares fell by 25% in the past year.
+
+Some in the real estate industry have acknowledged the difficult environment. Owen Thomas, the CEO of office REIT Boston Properties, said in an earnings call back in February that “commercial real estate markets are currently in a recession.” Boston Properties has been hit by tenants including WeWork reducing their footprints in its buildings. Shares of the company have fallen by nearly 50% in the past year.
+
+Not all property companies are struggling. Firms in certain sectors, such as gaming and industrial real estate, are seeing greater success. At No. 461 Prologis, one of the world’s largest warehouse investment trusts, has about 1.2 billion square feet of space as of March 31, up from about 1 billion square feet a year earlier. Analysts view logistics real estate as a safer bet in the current environment than its office and retail counterparts. Shares of Prologis, which fell 3% in 2022, rose 13% from the start of this year through May 5. And casino REIT VICI Properties (which was formed in 2017 from the assets of bankrupt Caesars Entertainment) climbed the list this year to No. 758 from last year’s No. 1221 after a rebound in casino tourism helped it achieve $2.6 billion in revenue in 2022, up 72% from the prior year.
+
+Here are the 10 largest real estate companies on this year’s Global 2000.","{'positive': 0.009120945, 'negative': 0.9731082, 'neutral': 0.017770959}","The Forbes Global 2000 list of the world's largest real estate companies in 2023 has revealed that office vacancies and debt defaults are two signs of the current difficult times for the world’s largest real Estate companies. 71 real estate developers, construction firms, asset managers and REITs made the list, down from 87 last year. China's real estate sector has also faced severe headwinds amid a liquidity crisis, with companies defaulting on debt payments or delaying payments. The top-ranked property company this year is, at No. 220, China Resources Land Limited, the construction and property management arm of a Chinese state-owned conglomerate. American Tower Corporation, a REIT that owns and operates 226,000 cell tower sites in 26 countries and has a market capitalization north of $85 billion. Firms in certain sectors, such as gaming and industrial real estate, are seeing greater success.",Commercial real estate around the world is facing a decline. Here's how the biggest companies are faring and what's keeping them afloat.,AMT,Infrastructure,Real Estate,American Tower Corp A,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties’ financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants’ responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building’s water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants’ responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7479828752045197, 'Management of Tenant Sustainability Impacts': 0.784977981806507, 'Energy Management': 0.7839807923710468, 'Water Management': 0.759566087689083}",0.784977982,Ruiqi,Minor focus,Major focus,Negative,"Management of Tenant Sustainability Impacts, Energy Management, Water Management",Minor,Major,Negative,2022-11-01T20:12:56+00:00,https://www.yahoo.com/lifestyle/customers-prefer-buy-groceries-chain-201256818.html,"[{'name': 'Amazon research tool Jungle Scout', 'weight': 0.09947639}, {'name': 'Amazon', 'weight': 0.09209767}, {'name': 'Groceries', 'weight': 0.08421685}, {'name': 'groceries', 'weight': 0.08421685}, {'name': 'product selection', 'weight': 0.08039167}, {'name': 'Walmart', 'weight': 0.07443676}, {'name': 'Jungle Scout', 'weight': 0.0743291}, {'name': 'cleaning supplies', 'weight': 0.07408747}, {'name': 'office supplies', 'weight': 0.071503416}, {'name': 'product familiarity', 'weight': 0.07061817}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 12}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 10}, {'data': 'Jungle Scout', 'type': 'ORG', 'mentions': 4}, {'data': 'Marketplace', 'type': 'ORG', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Everyone has a go-to grocery store. Whether it's because of convenience, product selection, or price, some retailers are bound to draw in more customers than others. And according to a recent survey that pitted two of America's largest e-comm giants, we have a clear preference between the two when it comes to groceries.
+
+In the 2022 Amazon vs. Walmart report conducted by Amazon research tool Jungle Scout, consumers indicated that they prefer to buy their groceries from Walmart over Amazon.
+
+Related: 11 Walmart Groceries Customers Are Currently Raving About
+
+Out of more than 1,000 U.S. adults who were polled, 57% said they're more likely to buy groceries at Walmart compared to the 15% who chose Amazon. As far as the reasoning behind this preference, participants cited price as their primary motive, followed by product familiarity, being a repeat customer, and app choice. Additionally, Jungle Scout attributes Walmart's success in the grocery sector to its brick-and-mortar presence and reputation for low prices, highlighting inflation's impact on consumers' shopping habits.
+
+Meanwhile, those who opt to grocery shop on Amazon selected shipping prices as their main reason, which was followed by ""getting products fast,"" the Amazon Prime membership program, and brand selection.
+
+Outside of the grocery realm, Jungle Scout also asked participants where they prefer to purchase various items from 18 additional categories.
+
+Survey respondents chose Walmart as their main shopping destination for products in 10 of those categories, with cleaning supplies, over-the-counter medicine, beauty/personal care, as well as vitamins and supplements leading the pack. Concurrently, Amazon was the favored retailer for electronics, books, clothing, and office supplies.
+
+Despite Walmart's stronghold in the grocery space, Amazon still demonstrated an overall dominance in the e-commerce world, with 63% of consumers saying they start their product searches on Amazon compared to the 43% who search on Walmart.com. Moreover, 75% of the participants said they recently made a purchase on Amazon in the third quarter of 2022, compared with 43% from Walmart.com, and 65% from a Walmart store.
+
+""The year ahead will be a proving ground as each company executes strategies to narrow their competitive gulfs: for Amazon, an evolving physical retail and grocery presence steeped in advanced technology; for Walmart, expansion of its omnichannel e-commerce business and online Marketplace,"" Jungle Scout writes in its report.",69b77e764447499493df4efe76adf018,"Customers Prefer To Buy Groceries From This Chain Over Amazon, Says New Study",4,,,,
+10264,"BlackRock: AI a 'Mega Force' Like Dot-Com Boom - It said the extent of the concentration of gains on the S&P 500 surpassed levels seen in the 2000s tech boom.
+
+""We think this unusual equity market shows a mega force like AI can be a big driver of returns even when the macro environment is not your friend,"" BlackRock Investment Institute's team wrote in a mid-year outlook note.
+
+The institute, an arm of the world's biggest asset manager, has an over-weight allocation for AI-related shares in developed markets.
+
+It recommended investors should be granular rather than relying on asset class returns, given expectations of a long-lasting ""new regime"" of economic volatility and high interest rates.
+
+""We think this is an environment that is going to persist,"" Jean Bovin, Head of the BlackRock Investment Institute told reporters on Wednesday.
+
+He cited tightening labor markets, the energy transition, and geopolitical instability as factors that will continue to cause inflationary pressures.
+
+BlackRock said it expects central banks in developed economies to keep rates steady at a high level regardless of possible episodes of financial instability.
+
+In its mid-year outlook, the institute said it remained overweight short-term U.S. government bonds as it expected interest rates to stay higher for longer, and that it was bullish on U.S. agency mortgage-backed securities.
+
+It upgraded its views on Japan stocks to neutral from underweight, saying negative rates in Japan supported equities.","{'positive': 0.89475936, 'negative': 0.043813992, 'neutral': 0.06142666}","BlackRock Investment Institute has released a mid-year outlook note with an over-weight allocation for AI-related shares in developed markets. The institute believes that AI can be a big driver of returns even when the macro environment is not your friend. It also expects central banks in developed economies to keep rates steady at a high level regardless of possible episodes of financial instability, and remains overweight short-term U.S. government bonds as it expected interest rates to stay higher for longer. It upgraded its views on Japan stocks to neutral from underweight, saying negative rates in Japan supported equities.","Shares of AI-focused companies will be a major driver of returns for developed markets in a tough economic environment, BlackRock Investment Institute said, citing an unusually concentrated rally in a handful of technology stocks.",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7749651197741502, 'Employee Diversity & Inclusion': 0.8008264332714595, 'Business Ethics': 0.7643450165472112, 'Factors in Investment Management & Advisory': 0.7665433174052948, 'Transparent Information & Fair Advice for Customers': 0.7503204694535741}",0.8008264332714595,Ruiqi,Minor focus,Major focus,Neutral,Factors in Investment Management & Advisory,Minor,Major,Neutral,2023-08-04T21:44:31.949000+00:00,https://www.bloomberg.com/news/articles/2023-08-04/grindr-punishes-staff-for-union-drive-with-rto-order-union-complaint-says,"[{'name': 'Grindr employees', 'weight': 0.0717863}, {'name': 'office attendance', 'weight': 0.06922842}, {'name': 'Many employees', 'weight': 0.06800207}, {'name': 'US employees', 'weight': 0.06744374}, {'name': 'Employees', 'weight': 0.06658576}, {'name': 'employees', 'weight': 0.06658576}, {'name': 'Office', 'weight': 0.06654717}, {'name': 'office', 'weight': 0.06654717}, {'name': 'more workers', 'weight': 0.06499126}, {'name': 'Workers', 'weight': 0.059338156}]",[{'name': 'Entertainment'}],"[{'data': 'Grindr', 'type': 'ORG', 'mentions': 7}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'the Communications Workers of America', 'type': 'ORG', 'mentions': 1}, {'data': 'the National Labor Relations Board', 'type': 'ORG', 'mentions': 1}, {'data': 'CWA', 'type': 'ORG', 'mentions': 2}, {'data': 'AT&T Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube Music', 'type': 'ORG', 'mentions': 1}, {'data': 'NLRB', 'type': 'ORG', 'mentions': 2}, {'data': 'Alto', 'type': 'ORG', 'mentions': 2}, {'data': 'Stanford University', 'type': 'ORG', 'mentions': 1}, {'data': 'Scoop', 'type': 'ORG', 'mentions': 1}, {'data': 'the Evening Briefing', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': ""Matt Levine's"", 'type': 'PERSON', 'mentions': 3}, {'data': 'Jack Alto', 'type': 'PERSON', 'mentions': 1}, {'data': 'George Arison', 'type': 'PERSON', 'mentions': 2}, {'data': 'Nicholas Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'New Jersey', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}]","Subscribe now to get the Evening Briefing, Five Things, and Matt Levine's Money Stuff. Subscribe now to get the Evening Briefing, Five Things, and Matt Levine's Money Stuff. Subscribe now to get the Evening Briefing, Five Things, and Matt Levine's Money Stuff. Bloomberg may send me offers and promotions. By submitting my information, I agree to the Privacy Policy and Terms of Service
+
+Grindr Inc., the LGBTQ dating company, is using a new return-to-office policy to punish employees who are trying to unionize, workers alleged in a complaint filed with US labor officials.
+
+The company has recently restricted remote work and threatened workers with firing unless they live near or relocate to an in-person office, the Communications Workers of America said in a complaint filed Friday with the National Labor Relations Board.
+
+The CWA said the moves were in response to the union drive that workers announced on July 20. Grindr didn’t immediately respond to a request for comment.
+
+“I don’t see any need for a digital product such as ours to require a physical presence especially as we have worked so well remotely over the last three or so years,” said Grindr software engineer Jack Alto, a member of the union’s organizing committee.
+
+Companies and their employees have been tussling over return-to-office policies.
+
+AT&T Inc. recently told 60,000 managers that they must report to work in person at one of nine locations, which some employees view as a move to reduce staff. Companies in states like New Jersey and Texas could lose tax breaks if workers don’t show up onsite often enough. And Google parent Alphabet Inc. said office attendance will now factor into performance reviews.
+
+The CWA lodged a complaint in January against Alphabet and one of its staffing firms, accusing them of using return-to-office policies as a tool to try to derail a unionization campaign at YouTube Music. That complaint is still pending. The companies have denied wrongdoing.
+
+Complaints filed with the NLRB are investigated by regional officials who, if they find merit in the allegations and can’t secure a settlement, can prosecute the case before an agency judge. The judge’s rulings can be appealed to the NLRB members in Washington and from there to a federal appeals court.
+
+Grindr’s return-to-office policy represents “a coercive and dramatic measure intended to harm our unionization campaign,” Alto said.
+
+Many employees live far from the cities they’re being told to relocate to, and the policy will be particularly burdensome for trans staff who would need to find new health-care providers, Alto said.
+
+Grindr employees have said they’re seeking to gain new benefits, shield existing ones, secure protections against potential layoffs and obtain representation on the company’s board.
+
+They have asked the company to voluntarily recognize their union, which they say has overwhelming support among a proposed bargaining unit of around 100 employees.
+
+Management hasn’t publicly responded to the organizing drive. A company spokesperson said last month, “We respect our employees’ rights and point of view, and we will continue to work together to make Grindr a great place to work for all.”
+
+In a memo, Chief Executive Officer George Arison told employees that executives have been working on the return-to-office plan “for many months.”
+
+Employees in product management and design, engineering and marketing will be expected back in the office in 60 days, according to the memo, which was viewed by Bloomberg News.
+
+“Our leadership team is very excited that we will now be able to spend more time in person with each of you to continue to deliver on all that’s possible for our users, our team, and our shareholders with audacious goals and exceptional execution,” Arison wrote.
+
+Despite many business leaders shifting from carrots — free food, happy hours — to sticks in recent months to get more workers back at their desks, working from home remains contentious.
+
+Among US employees who are able to work from home, 46% had a hybrid schedule between March and June, according to a research team led by Stanford University economics professor Nicholas Bloom, while 19% were fully remote.
+
+The share of companies requiring full-time office attendance declined in the second quarter from the previous period, according to a survey of about 3,900 companies from Scoop, which helps companies manage hybrid workforces.",1ff7dc0e2ef849f8acc4e3faaaa59f62,"Grindr Forces Workers Back to Office for Trying to Unionize, Organizers Say in Complaint",4,,,,
+9387,"Playing market defense with high-quality ETFs - Amid rolling banking stress and ongoing inflation and recession concerns, the flight to high-quality funds has become more appealing for exchange-traded fund investors.
+
+""The stronger balance sheet is definitely the main driver and the main criteria to describe the quality of a certain stock in our portfolio,"" Anna Paglia, Invesco's global head of ETFs and indexed strategies, told CNBC's Bob Pisani on ""ETF Edge"" on Monday.
+
+Flows into Invesco's S&P 500 Quality ETF (SPHQ) have accelerated in 2023, attracting more than $906 billion since the start of the year, according to FactSet.
+
+According to Invesco, the fund tracks the performance of S&P 500 stocks with the highest-quality score, which is calculated based on three measures: return on equity, accruals ratio and financial leverage ratio.
+
+""Our clients are really worried about what they see in the marketplace -- high interest rates, high inflation,"" Paglia said. ""So, it's not a coincidence that you see high quality and low volatility being in the driver's seat.""
+
+She said that concerns over tighter credit and downside risk to elevated profit expectations are additional factors pushing investors toward fixed income funds.
+
+""This is not really an investment story for returns,"" Paglia said. ""This is more of a defensive story that plays well under the current market environment.""
+
+While measures of quality might vary by fund or firm, common criteria like steady balance sheets and cash flows make the factor attractive in a volatile market.
+
+But in a recovery stage, Scott Ladner, chief investment officer of Horizon Investments, suggested adding ""junk"" strategies to gain more exposure to the economic rebound.
+
+""When you want a junk portfolio is when you're coming through the trough,"" Ladner said in the same segment Monday. ""Because that's the time when you do want high leverage, you do want variability.""
+
+While Ladner explained the benefits of junk-seeking strategies, he affirmed that quality is still the standout factor in a slow-growth market environment.
+
+""It could provide some form of safety and keep people invested, or get them invested in the first place,"" he said. ""That behavioral modification aspect to investing in a quality portfolio in a time of economic uncertainty can be just as powerful as the economic implications of doing that.""","{'positive': 0.16416124, 'negative': 0.025982007, 'neutral': 0.8098568}","Invesco's S&P 500 Quality ETF (SPHQ) has become increasingly popular due to rising banking stress and ongoing inflation and recession concerns. The fund tracks the performance of S &P 500 stocks with the highest-quality score, which is calculated based on three measures: return on equity, accruals ratio and financial leverage ratio. Concerns over tighter credit and downside risk to elevated profit expectations are additional factors pushing investors toward fixed income funds. Scott Ladner, chief investment officer of Horizon Investments, suggested adding ""junk"" strategies to gain more exposure to the economic rebound.","Amid rolling banking stress and ongoing inflation and recession concerns, the flight to high-quality funds has become more appealing for ETF investors.",IVZ,Financials,Asset Management & Custody Activities,Invesco Ltd,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7691957746915925, 'Employee Diversity & Inclusion': 0.7945983153644681, 'Business Ethics': 0.7730773471230586, 'Factors in Investment Management & Advisory': 0.8027280240918568, 'Transparent Information & Fair Advice for Customers': 0.7621339470706124}",0.8027280240918568,Ruiqi,Minor focus,Minor focus,Neutral,Factors in Investment Management & Advisory,No,Minor,,2022-10-03T14:09:38+00:00,https://www.businessinsider.com/supreme-court-challenge-section-230-immunity-facebook-google-2022-10,"[{'name': 'Tech Sites', 'weight': 0.13514706}, {'name': 'tech sites', 'weight': 0.13514706}, {'name': 'tech companies', 'weight': 0.13009427}, {'name': 'Google', 'weight': 0.12542227}, {'name': 'ISIS videos', 'weight': 0.10372194}, {'name': 'users', 'weight': 0.10195014}, {'name': 'Legal Immunity', 'weight': 0.086372405}, {'name': 'legal immunity', 'weight': 0.086372405}, {'name': 'Paris', 'weight': 0.08265163}, {'name': 'user-created content', 'weight': 0.08114623}]",[{'name': 'Politics'}],"[{'data': 'Supreme Court', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 1}, {'data': 'Gonzalez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 1}]","The Supreme Court on Monday announced it will take up a case challenging legal immunity for tech sites like Facebook, Twitter, and Google.
+
+The case — Gonzalez v. Google — seeks to hold Google legally liable for a deadly 2015 Paris terrorist attack, alleging the tech giant recommended ISIS videos to users and boosted the terrorist group's recruitment.
+
+Former President Donald Trump and other Republicans have railed against the Section 230 protections, which protect tech companies from lawsuits targeted at user-created content.
+
+This story is developing. Please check back for updates.",04d695ba292149a5a9ece9b78d99ec2b,Supreme Court Will Hear Challenge to Legal Immunity for Tech Sites,4,,,,
+5652,"The Boring Route to Exciting Stock Returns is Set for a Comeback - Which sounds more enticing, a retirement portfolio known for shooting the lights out during good times or one that does pretty well when bad news hits?
+
+The answer probably depends on your personality, but the math is a no-brainer. A portfolio of solid, steady performers has beaten the market handily in the long run. A big reason that it continues to do so is that Wall Street knows what sells. The stock market equivalent of a Ferrari draws much bigger crowds than a Toyota Camry during a boom. The investing equivalent of a practical family sedan is dubbed the “quality factor” by finance pros. It screens the market for companies with steady profit growth and low debt. When these types of companies are suddenly in fashion, the investment management business is probably lousy anyway.
+
+“If you’re a professional manager, you get more money coming in during good times,” explains Tom Hancock, Head of Focused Equity and an expert on quality stocks at fund company GMO.
+
+Another word for quality could be resilience. The category has its share of fast-growers and can do just fine during an expansion, but when money is cheap and flowing freely, companies with pie-in-the-sky business plans often leave those steady Eddies in the dust. When capital becomes scarce, on the other hand, those that are consistently profitable and don’t rely on too much borrowed money can take advantage of former highfliers’ distress.
+
+“It’s an environment when the strong become stronger,” explains Rayna Lesser Hannaway, Head of Small Company Growth at Polen Capital.
+
+Following a series of aggressive rate hikes by the Federal Reserve and a drying up of profitless companies coming to market, we could be on the cusp of another period when quality shines. According to one study, much of the secret to Warren Buffett’s amazing track record at Berkshire Hathaway can be chalked up to his ability to identify such companies. Once upon a time, Buffett, who is still thought of mostly as a value investor, focused on beaten-down “cigar butts.” But one of the most famous quotes from his shareholder letters highlights the change in thinking that led to home runs like Coca-Cola, American Express and his largest holding, Apple: “It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”
+
+Imitating Buffett is easier said than done, of course, and quality is often in the eye of the beholder. But there are rules of thumb that allow mere mortals to capture some of that magic: Just like value, growth, or momentum, it is possible to screen for commonly-agreed traits of quality companies—high return on equity, stable growth and not too much debt—and plug it into a surprisingly effective formula. For example, MSCI’s World Quality Index would have earned an investor 2½ times the total return of the plain old MSCI World Index over the past 30 years.
+
+Just betting on quality through an index fund is no sure thing during bear markets, though. Last year, for example, profitless growth stocks cratered, but the sector that did best was energy, which is generally absent from quality indexes because it is so prone to booms and busts. And when stocks bounced back this January it was one of the worst months ever for a factor dubbed QMJ—“quality minus junk”—by quantitative fund manager AQR. The rebound was dominated by some of 2022’s nightmare stocks—money losers like Carvana, Lucid Group and Peloton Interactive.
+
+Meanwhile, blindly buying MSCI’s World Quality Index right now would leave an investor owning some seemingly frothy stocks. The top constituent recently was chip maker Nvidia, whose performance has been turbocharged by the AI craze. Four other companies that have helped drive the lion’s share of the stock market’s gains this year have large weightings in the index too: Apple, Microsoft, Facebook owner Meta and Google-owner Alphabet.
+
+“When I look at the Magnificent Seven versus everything else, it kind of clouds what’s been going on beneath the surface,” says Lesser Hannaway
+
+One strategy to get the benefits of quality without chasing this year’s standouts would be to own smaller companies, which are her focus. But that eliminates about 85% of the market by value. Or investors could just emulate Buffett and insist on paying a “fair price.”
+
+“If I were to roll my own, it would be 75% quality and 25% value,” says Hancock. Active managers like him can avoid land mines lying in an index fund, but it isn’t foolproof. Hancock admits missing the boat on Nvidia this year, for example.
+
+While he advises individual investors to just keep things simple and hold stocks for the long run, there are some low-cost, passive funds that have both value and quality characteristics. For example, using a tool called Portfolio Visualizer, a fund combining high ratings for value and QMJ over a recent three-year stretch is the Invesco S&P SmallCap Low Volatility ETF. A fund at the opposite end of the quality and value spectrum is the Renaissance IPO ETF with large holdings in companies like Airbnb, Snowflake and Palantir.
+
+The latter fund did much better in the three years ended in April, but it could be quality‚Äôs time to shine again. And for those a bit jumpy about fully hitching their wagons to the winning factor, there is probably far worse advice than to be like Buffett.","{'positive': 0.1252656, 'negative': 0.028642338, 'neutral': 0.8460921}","A portfolio of solid, steady performers has beaten the market handily in the long run, and Wall Street knows what sells. The investing equivalent of a Ferrari draws much bigger crowds than a Toyota Camry during a boom, and quality could be seen as resilience when money is cheap and flowing freely. Warren Buffett's amazing track record at Berkshire Hathaway can be attributed to his ability to identify such companies, and it is possible to screen for commonly-agreed traits of quality companies and plug it into a surprisingly effective formula. However, this year, some of the biggest winners of the stock market‚Äôs gains this year have large weightings on the index too.",The investing factor behind Warren Buffett‚Äôs success is due for a strong run‚Äîor is it?,AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers‚Äô PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers‚Äô personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.8120973491563545, 'Customer Privacy': 0.7661058540988201, 'Data Security': 0.7598979962602013}",0.8120973491563545,Ruiqi,No focus,No focus,Neutral,,No,No,,2023-04-06T15:00:22+00:00,https://www.mercurynews.com/2023/04/06/larry-magid-google-doubles-down-on-sleep-sensing/,"[{'name': 'sleep data', 'weight': 0.13028178}, {'name': 'sleep technology', 'weight': 0.12525034}, {'name': 'sleep', 'weight': 0.12343214}, {'name': 'sleep apnea', 'weight': 0.12234756}, {'name': 'sound sleep', 'weight': 0.121203594}, {'name': 'better sleep', 'weight': 0.11990106}, {'name': 'REM sleep', 'weight': 0.119744614}, {'name': 'deep sleep', 'weight': 0.11968364}, {'name': 'sleep medicine', 'weight': 0.119481795}, {'name': 'sleep detection', 'weight': 0.11879264}]",[{'name': 'Tech'}],"[{'data': 'Larry Magid', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Twain’s', 'type': 'PERSON', 'mentions': 3}, {'data': 'Scott Kutscher', 'type': 'PERSON', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Fitbit', 'type': 'ORG', 'mentions': 2}, {'data': 'Tempur', 'type': 'ORG', 'mentions': 1}, {'data': 'Nest', 'type': 'ORG', 'mentions': 1}, {'data': 'the Stanford Sleep Medicine Center', 'type': 'ORG', 'mentions': 1}, {'data': 'a Google Pixel Watch', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'Nest Hub', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'a Fitbit Sense', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'SleepTracker-AI', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ResMed 10', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Fitbits', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Temper-Pedic', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'hours', 'type': 'TIME', 'mentions': 2}, {'data': '10 seconds', 'type': 'TIME', 'mentions': 1}, {'data': 'each night', 'type': 'TIME', 'mentions': 5}, {'data': 'an hour', 'type': 'TIME', 'mentions': 1}, {'data': 'one night', 'type': 'TIME', 'mentions': 1}, {'data': 'that night', 'type': 'TIME', 'mentions': 1}, {'data': 'this morning', 'type': 'TIME', 'mentions': 1}]","I have to admit, I’m a bit obsessive when it comes to sleep technology. Partially because I find it interesting and like to write about it, but also because I have been diagnosed with mild sleep apnea, which is an incentive to monitor and try to improve my sleep.
+
+My most recent sleep sensors are a Google Pixel Watch, and Google’s new 2nd generation Nest Hub with sleep detection. Prior to the Pixel Watch, I wore a Fitbit Sense to bed which actually has even more sleep sensing technology than the watch because it also measures oxygen saturation and reports on atrial fibrillation (A-fib) events during sleep. Google acquired Fitbit in 2019.
+
+In addition to the Google products, I have a Tempur-Pedic smart bed with SleepTracker-AI technology, and on rare occasions, wear an O2 Ring on my finger to record oxygen saturation during sleep. To treat my apnea, I also use a ResMed 10 CPAP machine, which measures the number of hours of use (a rough indicator of time in bed) and my nightly Apnea Hypopnea Index (AHI) which is the number of apneas or hypopneas per hour, when you stop breathing for 10 seconds or more.
+
+Google is also promoting its Pixel Bud earbuds’ ability to block out noises, provide you with “white noise” to help you sleep and provide “mindful meditation.” The company has also added cough and snore detection to its Pixel 7 phones. Excessive snoring can be a sign of other problems, including sleep apnea, though with all of its sleep sensing products, Google stresses that they are not intended to “diagnose, cure, mitigate, prevent, or treat any disease or condition.”
+
+Kind of like Mark Twain’s view of weather
+
+All of this technology has given me some insight into how I sleep. It also has helped me learn a few techniques for better sleep, but for the most part, it reminds me of that quote from Mark Twain, “Everyone talks about the weather, and nobody does anything about it.” Twain also said, “Go to bed early, get up early — this is wise.” I wonder what he would have said about sleep-sensing technology?
+
+Because sleep issues occur while you’re sleeping, there’s not much you can do about them in real time. Still, devices like the Fitbit, Google Watch and Nest Hub provide information that can encourage lifestyle changes that can lead to better sleep. For example, these devices indicate how much deep and REM sleep you get each night. And although you can’t control this while you sleep, you can, over the long haul, improve these numbers by avoiding alcohol at night, meditating before bed, getting exercise during the day and refraining from using screens an hour or two before bedtime. They also tell you what time you got to bed and when you got up, which are things you can sometimes control.
+
+When it comes to my habits, I rarely drink alcohol, and I exercise almost every day, but I haven’t stopped looking at screens at night. If anything, all of this sleep technology, along with my awful habit of watching TV news and checking my email at night, is causing me to have more screen time and more anxiety.
+
+Look for trends, not precision
+
+Because I have multiple sleep tracking devices, I am able to see that they don’t always agree with one another. I raised that issue with one of Google’s sleep scientists who admitted that it’s difficult for devices and even medical-grade sleep sensors to get precise data. But, he said that you can reliably use them to get general trends. It’s not about one night’s data, it’s about how you are doing over time. The long-term trends from my various devices do point in the same direction, giving me confidence that I’m getting reasonably good summary data that indicate my sleep has improved a bit over the past year or so.
+
+Fitbits and the Pixel Watch connect to your smartphone via the Fitbit app, which not only gives you daily reports, but, more important, a monthly sleep analysis. A graph shows your typical sleep start time, time before sound sleep, sleep duration, deep sleep and REM sleep along with other data. From this graph, I know how I compare with other people’s “typical range” and how I’m doing compared with the “ideal range.”
+
+The Nest Hub reports the data on its own screen and connects with the Google Fit smartphone app. It tells you how much sleep you got, how much time you spent in bed, how long it took you to get to sleep and other data. The Nest Hub doesn’t have a camera, but it has radar-like sensors to measure motion, including respiration, and microphones to analyze sounds including snoring and coughing. It can also play soothing sounds to help you sleep, and, like other smart speakers and displays, you can ask it questions or watch video on its screen. One nice thing about both the Nest Hub and the Temper-Pedic smart bed is that you don’t have to wear anything. Some people have trouble sleeping while wearing a watch.
+
+While some sleep data can be useful, obsessive attention to sleep can also cause anxiety, which, ironically, can cause you to lose sleep. Dr. Scott Kutscher, clinical associate professor of psychiatry and behavioral sciences, who practices as a sleep medicine doctor at the Stanford Sleep Medicine Center, warns that “data can lead to false assumptions or conclusions.” He added, “in sleep medicine we have a term orthosomnia, which is poor sleep induced by a quest for perfect sleep.”
+
+Kutscher makes a good point that I need to start heeding. Paying too much attention to sleep data can be counterproductive, but these monthly summaries are pretty useful for knowing your long-term trends. Another sleep doctor I spoke with suggested trying to correlate your day’s activities with your night’s sleep. Did you eat or drink late that night? Did you stare at a screen shortly before bed, did you exercise, have a relaxing day, etc.
+
+My Pixel Watch, my Nest Hub and my Tempur-Pedic smart bed all agree that I got up way too early this morning, but I don’t need high-tech equipment to know that I’m a bit groggy. Fortunately, I’ve finished writing this column, so now it’s time for a nap.",d104ae79c6b8460e88e69907dcd4c70c,Larry Magid: Google doubles down on sleep sensing,4,,,,
+15305,"Industrial gases firm Linde raises upper end of 2023 forecast - April 27 (Reuters) - Linde, the world's largest industrial gases company, raised the upper end of its full-year earnings guidance on Thursday, citing higher pricing and continued productivity initiatives across all segments.
+
+The U.S.-German company, which supplies gases such as oxygen, nitrogen and hydrogen to factories and hospitals, expects its adjusted earnings per share to grow 9-13% this year, after previously guiding for growth of 9-12%. (Reporting by Andrey Sychev and Bartosz Dabrowski in Gdansk; Editing by Milla Nissi)","{'positive': 0.95179296, 'negative': 0.018144848, 'neutral': 0.030062225}","Linde, the world's largest industrial gases company, has raised the upper end of its full-year earnings guidance by citing higher pricing and continued productivity initiatives across all segments. The U.S.-German company expects its adjusted earnings per share to grow 9-13% this year, after previously guiding for growth of 9-12%.","Linde, the world's largest industrial gases company, raised the upper end of its full-year earnings guidance on Thursday, citing higher pricing and continued productivity initiatives across all segments. The U.S.-German company, which supplies gases such as oxygen, nitrogen and hydrogen to factories and hospitals, expects its adjusted earnings per share to grow 9-13% this year, after previously guiding for growth of 9-12%.",LIN,Resource Transformation,Chemicals,Linde plc,"{'Safety & Environmental Stewardship of Chemicals': 'Product safety and stewardship is a critical issue for entities in the Chemicals industry. The potential for human health or environmental impacts of chemicals during the use-phase can influence product demand and regulatory risk, which in turn can affect revenues and result in higher operating expenses, regulatory compliance costs, and mitigation. The industry can therefore mitigate regulatory risk and grow market share by developing innovative approaches to manage the potential impacts of products during the use phase, including developing alternative products with reduced toxicity. This could contribute to shareholder value through improved competitive positioning, greater market share, reduced regulatory risks, and higher brand value.', 'Genetically Modified Organisms': 'Some chemical entities produce crop seeds developed using genetically modified organism (GMO) technology. GMO technology has improved the yields of certain crops, including corn and soy, by altering the crop’s resistance to pesticides and herbicides and improving drought tolerance, among other factors. At the same time, consumers and regulators in some areas have expressed concern over the use of GMO technology due to perceived health, environmental, and social impacts of GMO cultivation and consumption. Thus, entities that employ such technology face both market opportunitiesand risks related to its use. The adoption of GMO crop technology is significant in the U.S., while in other regions, including in the European Union and China, regulators have implemented bans, quotas, or labelling requirements on GMO-based products. Such product bans or labelling requirements may lower revenues or increase costs for manufacturers, while regulatory and public perception can affect reputational risk. As such, entities that effectively respond to market drivers related to GMO products can mitigate risks and capitalise on opportunities.', 'Hazardous Waste Management': 'Chemical manufacturing may generate hazardous process waste, including but not limited to heavy metals, spent acids, catalysts, and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as some wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, may lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Water Management': 'Used primarily for cooling, steam generation and feedstock processing, water is a critical input in chemicals production. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, chemical manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Management of the Legal & Regulatory Environment': 'The Chemicals industry faces strict regulation governing air emissions, water discharge, chemical safety, and process safety, among other issues. Anticipating and adapting to regulatory developments, both in the short and long term, is a critical issue for the industry, as regulatory developments can significantly affect product demand, manufacturing costs, and brand value. Therefore, entities with a clear strategy for managing the regulatory environment that aligns corporate performance with sustainable environmental outcomes and accounts for societal externalities could benefit from reduced regulatory uncertainty, stronger brand value, and improved competitive positioning. ', 'Greenhouse Gas Emissions': 'Chemical manufacturing generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes, as well as process emissions from the chemical transformation of feedstocks. GHG emissions may result in regulatory compliance costs or penalties and operating risks for chemicals entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Operational Safety, Emergency Preparedness & Response': 'Health, safety, and emergency management is a critical issue for entities in the Chemicals industry. Technical failure, human error, or external factors such as weather can lead to accidental releases of chemical substances into the environment at processing facilities or during storage and transportation. Furthermore, the combustible nature of chemical substances, combined with the high operating temperatures and pressures involved in manufacturing, elevates the risk of explosions, hazardous spills, or other emergency situations. Such events can harm workers or people in nearby communities through the release of harmful air emissions and chemical substances, and may also adversely impact the environment. Entities may face operational disruptions, damage to facilities, reputational harm, and increased regulatory compliance and remediation costs in the event of a process incident. As such, strong management of process safety can reduce operational downtime, mitigate costs and regulatory risk, and ensure workforce productivity.', 'Air Quality': 'In addition to greenhouse gases (GHGs), chemical manufacturing may produce air emissions including, sulphur dioxides (SOx), nitrogen oxides (NOx), and Hazardous Air Pollutants (HAPs). As with GHGs, these emissions typically stem from the combustion of fuels and the processing of feedstocks. Relative to other industries, the Chemicals industry is a more significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such, active management of the issue through technological process improvements or other strategies may mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Chemical manufacturing is typically energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depends on the type of products manufactured. Typically, fossil fuels such as natural gas and natural gas liquids are the predominant form of non-feedstock energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on-site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such, an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Community Relations': 'Chemical entities are important economic contributors to many communities, providing employment opportunities and community development through taxes and capital generation. Meanwhile, issues including environmental policy, community health, and process safety are key issues with important regulatory, operational, financial, and reputational implications for entities. Environmental externalities including air emissions and water use can affect human health of those living near chemical facilities over the long term. Meanwhile, process safety incidents can endanger community health and safety, leading to regulatory penalties, legal action, and mitigation costs. Consequently, chemicals entities can benefit from building strong relationships with communities in order to mitigate potential operating disruption, reduce regulatory risk, retain top employees, lower the risk of litigation expenses in the event of process safety incidents, and ensure a strong social license to operate. Entities can adopt various community engagement strategies, such as developing community engagement plans, establishing codes and guidelines to ensure alignment of the organisation’s interests with those of their surrounding communities, or conducting impact assessments to evaluate projects and mitigate potential adverse impacts. ', 'Product Design for Use-phase Efficiency': 'As increasing resource scarcity and regulations encourage greater materials efficiency and lower energy consumption and emissions, the Chemicals industry may benefit from developing products that enhance customer efficiency. From reducingautomobile emissions through materials optimisation to improving building insulation performance, Chemicals industry products can enhance efficiency across many applications. Entities that develop cost-effective solutions to meet customer demand for improved efficiency may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value.', 'Workforce Health & Safety': 'Employees in chemicals manufacturing facilities face health and safety risks from exposure to heavy machinery, harmful substances, high temperatures and pressure, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety impacts, which could result in financial consequences, including higher healthcare costs, litigation, and work disruption. By maintaining a safe work environment and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity. '}","{'Safety & Environmental Stewardship of Chemicals': 0.7586252270198626, 'Genetically Modified Organisms': 0.7385909296682697, 'Hazardous Waste Management': 0.7356583241018974, 'Water Management': 0.7434867092961615, 'Management of the Legal & Regulatory Environment': 0.7795170899545946, 'Greenhouse Gas Emissions': 0.7856610361403847, 'Operational Safety, Emergency Preparedness & Response': 0.7382555193564234, 'Air Quality': 0.7921977220303148, 'Energy Management': 0.7561443620800506, 'Community Relations': 0.7430533540013212, 'Product Design for Use-phase Efficiency': 0.7718000142354281, 'Workforce Health & Safety': 0.7462429836449386}",0.7921977220303148,Ruiqi,Minor focus,Major focus,Positive,,No,Major,,2023-01-05T15:54:31+00:00,https://www.usatoday.com/story/entertainment/movies/2023/01/05/best-new-movies-to-watch-january-2023/10981870002/,"[{'name': 'horror movies', 'weight': 0.061484672}, {'name': 'new movies', 'weight': 0.054173965}, {'name': 'new movie stars', 'weight': 0.052820247}, {'name': 'The Pale Blue Eye', 'weight': 0.051404387}, {'name': 'Apple TV', 'weight': 0.051180523}, {'name': 'scary movie', 'weight': 0.050004687}, {'name': 'years', 'weight': 0.04957188}, {'name': 'Harry Melling', 'weight': 0.049560834}, {'name': 'devoted family man', 'weight': 0.04886208}, {'name': 'starring Golden Globe nominees', 'weight': 0.047897995}]",[{'name': 'Entertainment'}],"[{'data': 'M3GAN', 'type': 'WORK_OF_ART', 'mentions': 4}, {'data': 'The Pale Blue Eye', 'type': 'WORK_OF_ART', 'mentions': 6}, {'data': 'Get Out', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': '""Harry Potter"" alum', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Indiana Jones', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'John Wick', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Glass Onion', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'LandLocked', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Candy Land', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Golden Globe', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'She Said', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Devotion', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple TV', 'type': 'ORG', 'mentions': 5}, {'data': 'Google Play', 'type': 'ORG', 'mentions': 3}, {'data': 'HBO Max', 'type': 'ORG', 'mentions': 1}, {'data': 'Vudu', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Peacock', 'type': 'ORG', 'mentions': 1}, {'data': 'Paramount+', 'type': 'ORG', 'mentions': 1}, {'data': 'Allison Williams', 'type': 'PERSON', 'mentions': 2}, {'data': 'Christian Bale', 'type': 'PERSON', 'mentions': 3}, {'data': 'Edgar Allan Poe', 'type': 'PERSON', 'mentions': 2}, {'data': 'Harry Melling', 'type': 'PERSON', 'mentions': 3}, {'data': 'Nicolas Cage', 'type': 'PERSON', 'mentions': 5}, {'data': ""Harrison Ford's"", 'type': 'PERSON', 'mentions': 1}, {'data': 'Teddy Ruxpin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jason Blum', 'type': 'PERSON', 'mentions': 1}, {'data': 'James Wan', 'type': 'PERSON', 'mentions': 1}, {'data': 'M3GAN', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chucky', 'type': 'PERSON', 'mentions': 1}, {'data': 'Colton Briggs', 'type': 'PERSON', 'mentions': 2}, {'data': 'Brooke', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ryan Kiera Armstrong', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bruce Willis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Owens', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mason', 'type': 'PERSON', 'mentions': 1}, {'data': 'Olivia Luccardi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Anya Taylor-Joy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ralph Fiennes', 'type': 'PERSON', 'mentions': 1}, {'data': 'Carey Mulligan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Zoe Kazan', 'type': 'PERSON', 'mentions': 1}, {'data': ""Harvey Weinstein's"", 'type': 'PERSON', 'mentions': 1}, {'data': 'Jonathan Majors', 'type': 'PERSON', 'mentions': 1}, {'data': 'Glen Powell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Western', 'type': 'NORP', 'mentions': 1}, {'data': 'Korean', 'type': 'NORP', 'mentions': 1}, {'data': 'West Point', 'type': 'FAC', 'mentions': 1}, {'data': 'Hollywood', 'type': 'GPE', 'mentions': 1}]","New Year, new movie stars Рand one robotic girl is starting 2023 off in bonkers fashion.
+
+This weekend, the singing, dancing, murdering and very meme-able M3GAN gets introduced in her own campy horror thriller alongside Allison Williams (""Get Out""), Christian Bale stars in a Netflix period murder mystery that involves Edgar Allan Poe (played by ""Harry Potter"" alum Harry Melling) as a young detective, and Nicolas Cage brings action-movie mojo to a pistol-packin' new Western flick as a vengeful dad.
+
+Here's a guide to new movies that will satisfy every cinematic taste, plus some noteworthy theatrical films making their streaming and on-demand debuts.
+
+2023 movie preview:10 upcoming films to watch, from Harrison Ford's final 'Indiana Jones' to 'John Wick'
+
+An evil robot doll kicks off the 2023 movie year
+
+January kicks off the cinematic year with A-listers and a freaky toy girl:
+• ""M3GAN"" is more black comedy than scary movie but you won't mind.
+• Bale headlines an old-timey mystery with ""The Pale Blue Eye.""
+• With ""The Old Way,"" Cage takes on his first Western.
+
+If you grew up with Teddy Ruxpin and other toy companions: 'M3GAN'
+
+Produced by horror fiends Jason Blum and James Wan, the thriller doles out more laughs than scares with the story of a robotics engineer (Williams) who creates a cutting-edge android doll, ""pairs"" it with her 9-year-old orphaned niece, and comes to find that wasn't a great idea. M3GAN herself is a hoot as a 21st-century mean-girl version of Chucky amid a sharply satirical take on parenting and modern technology.
+
+Where to watch: In theaters
+
+If you saw 'Glass Onion' and need more mystery: 'The Pale Blue Eye'
+
+This 19th-century whodunit is full of dark, moody flair and a nifty literary bent. A weathered detective (Bale) is called to West Point circa 1830 to solve a grisly murder, and needing a man on the inside, he recruits Poe (Harry Melling), an oddball cadet years away from becoming a goth icon. One of the ""Harry Potter"" movie kids, Melling has grown up to have an interesting career, and he brings an eccentric magnetism to the twisty thriller.
+
+If you want to see a gunslinging Nic Cage: 'The Old Way'
+
+Colton Briggs (Cage) went from cold-blooded outlaw to devoted family man, but when a gang of miscreants brings tragedy to his home, Briggs and his 12-year-old daughter Brooke (Ryan Kiera Armstrong) head off on a quest for vengeance. The straightforward Western leans cookie-cutter with its characters, especially the bad guys, but not with its parent-kid dynamic, where Brooke is way more like her dad than one might expect.
+
+Where to watch: In theaters (and on demand Tuesday)
+
+Is the action-star era over? Why we may never see another Nicolas Cage or Bruce Willis
+
+If you're wistful for the nostalgic days of VHS: 'LandLocked'
+
+This lo-fi indie horror film is a cleverly unsettling DIY delight. Director Paul Owens weaves in footage from his actual home movies and casts family members, including his brother Mason as a young man who returns to his childhood home before it's scheduled to be demolished. He finds an old video camera that supernaturally brings past episodes back to life but also unlocks a presence that tells a disturbingly dark tale.
+
+Where to watch: In theaters and on Apple TV, Google Play
+
+If you dig horror movies with creepy cults: 'Candy Land'
+
+There's a grimy, old-school grindhouse vibe to this solidly brutal thriller staring Olivia Luccardi as a naive young woman cast out from a weird religious group who finds herself befriended by a tight-knit community of truck-stop sex workers. The situation goes awry with her new family when bodies start dropping courtesy of a mysterious serial killer.
+
+Where to watch: In theaters and on Apple TV, Google Play
+
+Crafted in a breezy but informative fashion, the documentary investigates the importance of microbes, how antibiotics have lessened the bacteria in our bodies, and why that might be playing a role in the rise of chronic diseases such as obesity and diabetes. The film looks at experimental therapies as well as personal stories, and at the very least you'll learn a ton about fecal transplants.
+
+Where to watch: In theaters and on Apple TV, Google Play
+• ""The Menu,"" the horror-tinged culinary satire starring Golden Globe nominees Anya Taylor-Joy and Ralph Fiennes, is now available on HBO Max as well as Apple TV, Vudu and Amazon.
+• The journalism drama ""She Said,"" with Carey Mulligan and Zoe Kazan as the reporters who broke the story of Harvey Weinstein's history of sexual harassment in Hollywood, is streaming on Peacock Friday as well as Apple TV and on-demand platforms.
+• The Korean war drama ""Devotion,"" starring Jonathan Majors and Glen Powell as friends and wingmen, is playing on Paramount+ starting Sunday and will also be available via on-demand platforms.",214bd91c4e0b4bf78537013065aaba53,"New movies this week: Watch crazy and campy 'M3GAN,' stream Netflix's 'The Pale Blue Eye'",4,,,,
+6894,"Schwab Reveals $53 Billion in New Client Assets in March, Seeking to Calm Investors - If the only thing you know about sports is who wins and who loses, you are missing the highest stakes action of all. The business owners that power this multibillion dollar industry are changing, and a new era of the business of sports is underway. From media and technology to finance and real estate, leagues and teams across the globe have matured into far more than just back page entertainment. And the decisions they make have huge consequences, not just for the bottom line, but for communities, cities, even entire countries.","{'positive': 0.047519974, 'negative': 0.08002911, 'neutral': 0.87245095}","The Schwab Group, a leading investment firm, recently announced a $53 billion investment in its new client assets. The company is looking to find a new era in the business of sports, as it looks to find that the decisions made by the business owners have huge consequences for communities, cities, even entire countries. The group is focused on finding a way to make money from investing in sports and investing in other businesses.","Charles Schwab Corp.’s top executives said core net new client assets hit $53 billion in March, a month that rocked the company as turmoil engulfed the broader banking sector.",SCHW,Financials,Investment Banking & Brokerage,Charles Schwab Corp,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management’s approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity’s amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks’ financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.8085075022123765, 'Professional Integrity': 0.7993606043909051, 'Factors in Investment Banking & Brokerage Activities': 0.8036021808822935, 'Business Ethics': 0.807274827706256, 'Systemic Risk Management': 0.802821409852162, 'Employee Incentives & Risk Taking': 0.794446817177718}",0.8085075022123765,Ruiqi,Minor focus,Minor focus,Neutral,,No,Major,,2023-02-08T16:59:19+00:00,https://finance.yahoo.com/m/49d80dc7-f468-3ac4-91b0-17bd70e74bd7/stocks-firmly-lower-wednesday.html?.tsrc=rss,"[{'name': 'communications stocks', 'weight': 0.16571474}, {'name': 'Stocks', 'weight': 0.15281846}, {'name': 'U.S. stocks', 'weight': 0.14755595}, {'name': 'New York', 'weight': 0.09519292}, {'name': 'Wednesday', 'weight': 0.09024079}, {'name': 'alphabet-stock', 'weight': 0.08679189}, {'name': 'its new artificial intelligence tool', 'weight': 0.084041215}, {'name': 'pressure', 'weight': 0.079602145}, {'name': 'wgCJG3IDoSbfL3SgyrNI', 'weight': 0.07809364}, {'name': 'livecoverage', 'weight': 0.0729542}]",[{'name': 'Finance'}],"[{'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'noon', 'type': 'TIME', 'mentions': 1}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}]","U.S. stocks were lower as of noon in New York on Wednesday, under pressure from communications stocks. + The S 500 shed 0.9% + The Dow industrials lost 0.5% + The Nasdaq Composite fell 1.4% Shares of Google-parent Alphabet [suffered a roughly 8% loss](https://www.wsj.com/livecoverage/stock-market-news-today-02-08-2023/card/alphabet-stock-drops-after-google-parent-introduces-ai-search-features-wgCJG3IDoSbfL3SgyrNI) after a poorly-received rollout of its new artificial intelligence tool, leading t",65de190c19054552926458de022cd694,Stocks Firmly Lower Wednesday,4,,,,
+5905,"Extensive review affirms safety of covid booster after signal of possible risk - The Centers for Disease Control and Prevention, whose system detected the early signal, and the Food and Drug Administration, which also assesses vaccine safety, have decided there is no need to change the recommendation that everyone 6 months and older should stay up to date with their coronavirus vaccinations, including those 5 and older who are eligible for the updated booster, according to agency officials who discussed the situation on background.
+
+Government vaccine safety experts have combed through databases containing millions of records in the United States and consulted with regulators in other countries but so far have not found any indication that the statistical signal represents a clinical risk to patients. They said they would continue to analyze the data.
+
+The FDA official said the government’s sensitive vaccine-safety systems are like a radio whose volume is turned up high. Sometimes, when listening, “like with a radio, you are going to hear some static in the background,” the official said, adding it does not mean someone is talking. Chances are “this is just static, and not someone real talking.”
+
+The review is happening as the pandemic grinds on, with hospitalizations and deaths rising and an increasingly frustrated White House urging Americans to get the booster to bolster their protection. Uptake remains low: Only 16 percent of people 5 and older and only 39 percent of those 65 and older, the most vulnerable group, have received the booster, according to the CDC.
+
+The CDC and FDA described the early signal in a statement updating their websites Friday afternoon. The signal set off an intense debate among officials about whether and how to release the information. CDC officials argued for releasing it, while some other officials, including at the FDA, were concerned that putting out unconfirmed data would fuel anti-vaccine sentiment and scare older Americans into avoiding the boosters. Ultimately, the agencies decided to release the information in the hopes that transparency “will build confidence,” said a CDC official.
+
+Among about 550,000 people 65 and older who had already been vaccinated and received a booster dose of the Pfizer bivalent vaccine, 130 people had strokes in the first three weeks after getting the shot. No deaths have been reported. That finding raised a question because it suggested that people who received the bivalent were more likely to have an ischemic stroke in the 21 days following vaccination compared with days 22 through 44 following vaccination.
+
+The findings prompted officials to look for similar findings. CDC officials conducted a different analysis in the Vaccine Safety Datalink system, using the same data but different methodology, and were not able to replicate the finding. Officials also searched other systems, including those of Medicare, the Department of Veterans Affairs and Pfizer’s global surveillance network. Regulators in other countries, including Israel, also were consulted, but no evidence of similar findings emerged, the officials said.
+
+Kit Longley, a spokesman for Pfizer, said the company and its partner, BioNTech, have been made aware of the “limited reports” of stroke. “There is no evidence to conclude that ischemic stroke is associated with the use of the companies’ covid-19 vaccines,” Longley said in an emailed statement. He added that about 550 million doses of the companies’ omicron-targeted bivalent shot have been delivered globally, and about 30 million in the United States.
+
+Safety experts say that safety signals occur frequently; if they don’t, the system might not be sensitive enough. But there is a difference between signals and genuine safety risks. One of the reasons officials believe strongly there is not a safety risk is because they have not been able to come up with a plausible reason why such a problem would occur now — given the huge number of vaccines that have been administered worldwide since the end of 2020 — or why a problem would affect the Pfizer-BioNTech booster and not Moderna’s. Both shots use mRNA technology.
+
+Public health experts say it’s important for the health agencies to be as transparent as possible about possible adverse events. If the information is not presented, public health agencies could be accused of hiding data. But such reports can be misinterpreted as causal when they are not.","{'positive': 0.030172529, 'negative': 0.6711685, 'neutral': 0.29865888}","
+
+The Centers for Disease Control and Prevention, whose system detected the early signal, and the Food and Drug Administration, which also assesses vaccine safety, have decided there is no need to change the recommendation that everyone 6 months and older should stay up to date with their coronavirus vaccinations, including those 5 and older who are eligible for the updated booster, according to agency officials who discussed the situation on background. The signal set off an intense debate among officials about whether and how to release the information. 
+
+The findings prompted officials to look for similar findings. He added that about 550 million doses of the companies’ omicron-targeted bivalent shot have been delivered globally, and about 30 million in the United States.
+
+Safety experts say that safety signals occur frequently; if they don’t, the system might not be sensitive enough.","A deep dive into several large databases has failed to confirm the preliminary information, according to the CDC and FDA.",PFE,Health Care,Biotechnology & Pharmaceuticals,Pfizer Inc,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.7505800373842353, 'Supply Chain Management': 0.7429675471702905, 'Ethical Marketing': 0.7692720272817153, 'Drug Safety': 0.8113140558870949, 'Access to Medicines': 0.7514206399450556, 'Business Ethics': 0.7605800006979411, 'Safety of Clinical Trial Participants': 0.7817278158139735, 'Counterfeit Drugs': 0.7708724811223708, 'Affordability & Pricing': 0.7600812954495245}",0.8113140558870949,Ruiqi,Major focus,Major focus,Neutral,"Drug Safety, Safety of Clinical Trial Participants",Major,Major,Neutral,2023-03-23T18:41:16+00:00,https://www.dailymail.co.uk/news/article-11895257/Woman-working-Google-owned-self-driving-car-firm-says-boss-branded-fat-elephant.html,"[{'name': 'Watson', 'weight': 0.098256074}, {'name': 'Amanda Watson', 'weight': 0.093820125}, {'name': 'car', 'weight': 0.07957371}, {'name': 'Waymo contractor Transdev Alternative Services', 'weight': 0.06748683}, {'name': 'medical leave', 'weight': 0.06645726}, {'name': 'Transdev Alternative Services', 'weight': 0.062710285}, {'name': 'several comments', 'weight': 0.060641304}, {'name': 'Transdev', 'weight': 0.05617328}, {'name': 'August last year', 'weight': 0.05413084}, {'name': 'several occasions', 'weight': 0.053227626}]",[{'name': 'Science'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Waymo', 'type': 'ORG', 'mentions': 3}, {'data': 'Transdev Alternative Services', 'type': 'ORG', 'mentions': 4}, {'data': 'the San Francisco County Superior Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Watson', 'type': 'ORG', 'mentions': 2}, {'data': 'Amanda Watson', 'type': 'PERSON', 'mentions': 18}]","An ex-employee of Google's autonomous car company has filed a lawsuit claiming her bosses called her a 'fat elephant' and threw peanuts at her.
+
+Amanda Watson claims that when she returned to work at Waymo contractor Transdev Alternative Services her boss disclosed her confidential medical information related to a violent kidnapping.
+
+The non-binary woman returned to her job at Waymo in April 2022 after a year of medical leave connected to the three-day ordeal.
+
+Her lawsuit at the San Francisco County Superior Court states that she realized that Transdev had informed her colleagues about her experience after suffering 'cruel and appalling treatment'.
+
+Watson, an Autonomous Vehicle Trainer, worked with the company's autonomous cars as Waymo tested and refined their software on city roads, according to the lawsuit.
+
+She claims that a female co-worker told her that she had ben held hostage too, which Watson 'found alarming' because she expected her 'traumatic medical information' to be kept private.
+
+The same co-worker was put in charge of her training to get her back up to speed after her leave, but made several comments mocking cancer patients despite Watson telling her she had several relatives die from the illness.
+
+Watson made a formal complaint to her supervisor about the 'awful training experience' but claims in her lawsuit that the supervisor who handled the complaint was 'close personal friends' with the person who made the comments.
+
+Court documents show that Watson was 'brutally bullied, harassed and retaliated against' by the two women.
+
+Her supervisor reportedly demoted Watson to manually driving the autonomous cars, damaging Watson's chances for promotion, the lawsuit alleges.
+
+Watson also claims that the supervisor altered her employment record to strip her of credentials she had 'worked tirelessly to obtain'.
+
+After that specific incident, the two women walked to an elevator together, with the supervisor telling Watson 'Don't worry, we will take the elevator, I'm fat, too.'
+
+She then looked her 'up and down with disgust', with Watson saying that her two tormentors would throw peanuts at her while she was working, and call her a 'fat elephant'.
+
+The lawsuit also states that during in-car training exercises the supervisor is able to create phantom objects to test a car's response.
+
+She claims that several times a day the supervisor would 'place multiple children around (Watson's) car, which would cause the car to short-circuit and place (Watson) in danger.'
+
+It goes on: 'On several occasions, the vehicle (Watson) was operating would swerve and almost hit another car because it thought there were children around the car.'
+
+Watson claims that the supervisor was 'possibly trying to injure' her and make her look bad to Transdev.
+
+The company is able to monitor the drivers' actions with audio and video through the employee's work phone.
+
+Watson also claims that the same monitoring capability allowed the same supervisor to spy on her as she was in the bathroom.
+
+Workers are able to notify their supervisors when they take breaks sot they stop listening and recording the employee through their work phone.
+
+Employees are able to see when their managers are actively listening, something Watson claims her supervisor did despite being asked to stop.
+
+Watson was 'shocked and humiliated that anyone would so egregiously invade her privacy like that,' the lawsuit alleges.
+
+She claims that she had multiple meetings with management and human resources, and described the incidents as 'outright bullying'.
+
+But Transdev allowed the purported behavior to continue for months while Watson 'hopelessly suffered constant abuse,' the lawsuit alleges.
+
+Watson claims she was left no choice but to resign in August last year.",1afedfcb82034dfe89ed6048846ea60a,Employee at Google-owned firm says boss branded her a 'fat elephant',4,,,,
+19376,"Magellan says confident sale to ONEOK will gain sufficient investor backing - July 25 (Reuters) - Magellan Midstream Partners Chief Executive Aaron Milford said he is confident the pipeline operator's planned sale to larger peer ONEOK Inc for $18.8 billion will gain approval from its investors despite some opposition.
+
+Energy Income Partners, the fourth-largest unitholder in Magellan with a 3.1% stake, has said it intends to vote against the proposed deal, concerned about the loss of tax benefits.
+
+Magellan is a master limited partnership (MLP), a publicly traded corporate structure that enjoys the benefits of paying no tax at the company level.
+
+Investors in MLPs, known as unitholders, are also shielded from ongoing taxes but when either the units, or the whole company, are sold, the accumulated taxes become due for payment.
+
+Milford countered that the financial benefits to Magellan's investors will outweigh the tax bills.
+
+""We expect to get the vote, as the value proposition is too compelling"", Milford told Reuters in an interview. ""The benefits far outweigh that (tax) cost,"" he said
+
+Under the deal in which ONEOK will also assume Magellan's debt, ONEOK will pay $25 and 0.6670 shares of ONEOK common stock for each outstanding Magellan common unit, representing a premium of 22% to Magellan's closing price on May 12.
+
+Milford said Magellan investors would also benefit from the combined company's increased scale, product diversification, and annual cost savings of up to $400 million.
+
+The vote on the deal is scheduled for Sept. 21.
+
+MLPs were designed to promote the production of commodities such as oil and natural gas and the building out of infrastructure facilities, but in recent years they have fallen out of favor with investors in part due to their exclusion from major indexes.
+
+Magellan's pipelines move refined petroleum products and crude oil, while ONEOK is focused on transporting natural gas liquids and natural gas. (Reporting by David French in New York; Editing by Edwina Gibbs)","{'positive': 0.107871115, 'negative': 0.021093799, 'neutral': 0.8710351}","Magellan Midstream Partners Chief Executive Aaron Milford is confident the pipeline operator's planned sale to larger peer ONEOK Inc for $18.8 billion will gain approval from its investors despite some opposition. Energy Income Partners, the fourth-largest unitholder in Magellan with a 3.1% stake, has said it intends to vote against the proposed deal, concerned about the loss of tax benefits. Milford countered that the financial benefits to Magellan's investors will outweigh the tax bills. He said Magellan investors would also benefit from the combined company's increased scale, product diversification, and annual cost savings of up to $400 million. The vote on the deal is scheduled for Sept. 21.","Magellan Midstream Partners Chief Executive Aaron Milford said he is confident the pipeline operator's planned sale to larger peer ONEOK Inc for $18.8 billion will gain approval from its investors despite some opposition.  Energy Income Partners, the fourth-largest unitholder in Magellan with a 3.1% stake, has said it intends to vote against the proposed deal, concerned about the loss of tax benefits.  Investors in MLPs, known as unitholders, are also shielded from ongoing taxes but when either the units, or the whole company, are sold, the accumulated taxes become due for payment.",OKE,Extractives & Minerals Processing,Oil & Gas - Midstream,ONEOK Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity’s social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7555123085388477, 'Operational Safety, Emergency Preparedness & Response': 0.7737509221767374, 'Air Quality': 0.7168591128541476, 'Competitive Behaviour': 0.7865275660720901, 'Ecological Impacts': 0.7589741545413311}",0.7865275660720901,Ruiqi,Minor focus,Major focus,Positive,"Greenhouse Gas Emissions, Operational Safety, Emergency Preparedness & Response, Competitive Behaviour, Ecological Impacts",Minor,Major,Positive,2022-12-15T10:00:00+00:00,https://thehill.com/policy/energy-environment/3775185-amazons-plastic-waste-increased-by-18-percent-in-2021/,"[{'name': 'plastic packaging waste', 'weight': 0.13395935}, {'name': 'plastic waste', 'weight': 0.1252026}, {'name': 'total plastic waste', 'weight': 0.116118}, {'name': 'plastic film', 'weight': 0.10662123}, {'name': 'Plastic', 'weight': 0.10498141}, {'name': 'plastic', 'weight': 0.10498141}, {'name': 'environmental group Oceana', 'weight': 0.09438082}, {'name': 'Oceana', 'weight': 0.09233205}, {'name': 'packaging materials', 'weight': 0.08388983}, {'name': 'waste', 'weight': 0.08132686}]","[{'name': 'Environment'}, {'name': 'Politics'}]","[{'data': 'Amazon', 'type': 'ORG', 'mentions': 12}, {'data': 'Oceana', 'type': 'ORG', 'mentions': 10}, {'data': 'The Hill', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Earth', 'type': 'LOC', 'mentions': 1}, {'data': 'Matt Littlejohn', 'type': 'PERSON', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}]","Amazon generated 709 million pounds of plastic waste in 2021, an 18 percent increase from 2020, according to a new report from environmental group Oceana.
+
+About 26 million pounds of the company’s plastic waste flowed into the world’s waterways and oceans last year — up from 23.5 million pounds in 2020 — despite Amazon’s repeated pledge to reduce its plastic pollution from harming aquatic life, the group said.
+
+The amount of total plastic waste created by the e-commerce giant is enough to circle the Earth more than 800 times in the form of air pillows, Oceana estimated in its report released Thursday.
+
+Asked about the report, Amazon said “Oceana’s numbers are exaggerated and inaccurate.”
+
+In a blog post on Tuesday, Amazon said it produced 214 million pounds of plastic waste in 2021, but that number does not include waste generated by third-party sellers, which Oceana said it included in its estimate.
+
+The standard plastic used by Amazon is plastic film, the type used in plastic bags. Plastic film is recyclable — but is often not recycled by consumers because it is not accepted by local county and municipal facilities.
+
+Plastic film is the most common plastic found in waterways, according to Oceana. It can entangle sea critters in the ocean and kill marine life.
+
+Matt Littlejohn, Oceana’s senior vice president for strategic initiatives, said “the type of plastic used by Amazon for its packaging is a threat to the oceans.”
+
+“It’s time for Amazon to lead and end its reliance on a material that is devastating the world’s oceans and make a company-wide plan for reporting and reducing its plastic packaging footprint,” he said in a statement to The Hill.
+
+Last year, Amazon criticized Oceana’s 2020 plastic pollution report for using industry reports and market share data, adding the organization’s estimate was 300 percent higher than company data.
+
+The company explained it has a dedicated team pushing to reduce its plastic waste footprint, citing goals to reduce its paper-and-plastic mailer to a fully paper-padded one and increased efforts to use lighter and smaller packaging boxes.
+
+The e-commerce company said it has greatly reduced the amount of plastic used in its packaging, eliminated more than 1.5 million tons of packaging materials it would have otherwise used since 2015.
+
+“While we are making progress, we’re not satisfied,” the company wrote in the blog post. “We have work to do to continue to reduce packaging, particularly plastic packaging that’s harder to recycle, and we are undertaking a range of initiatives to do so.”
+
+The e-commerce industry as a whole produced 3.4 billion pounds of plastic packaging waste in 2021, a number that is expected to more than double in 2027, according to Oceana. The most plastic waste is produced in China and the U.S.
+
+Amazon’s share of plastic waste has grown in world markets in recent years, by Oceana’s estimates. In 2020, 39 percent of plastic waste generated in the U.S. was from Amazon, which increased to 41 percent in 2021, with a similar increase in other countries.
+
+Oceana has pointed out that more than 740,000 Amazon customers have asked the company to provide plastic-free packaging.
+
+The amount of plastic waste in the world has become a leading concern for environmentalists and citizens across the world. Nearly a quarter of Americans want Congress to prioritize addressing plastic waste.
+
+Studies this year revealed just 5 percent of plastic waste generated in 2021 was recycled, with the rest heading to landfills or waterways.
+
+Plastic is actually becoming so ubiquitous that microplastics were found in human blood for the first time this year.",515d9bf0504942058f6c711f77ef8142,Amazon’s plastic waste increased by 18 percent in 2021,4,,,,
+11718,"California governor signs bill giving energy commission oversight power on oil companies - California Gov. Gavin Newsom signed a bill into law Tuesday that gives the state’s energy commission oversight power on oil companies to determine potential price gouging and impose corresponding penalties.
+
+“Why is it that we are paying at peak $2.61 more per gallon of gasoline than the national average?” Newsom said Tuesday. “You should not have had to endure these price spikes, you should not have to endure them in the future. We are going to get under the hood, and we are going to address this issue like no other jurisdiction has in this country.”
+
+Last year, Newsom accused oil companies of price gouging California residents even when crude oil prices started to decrease. In a press conference Tuesday, Newsom called it “one of the greatest rip offs in modern American history.”
+
+The new law creates a new division within the California Energy Commission (CEC) to “investigate industry’s sales and pricing activities and can refer violations to the Attorney General for prosecution,” according to the governor’s office. If their office determines price gouging occurred, they will be able to impose a penalty on oil companies. A penalty amount will be decided on by the commission during their investigative process, the legislation says.
+
+The law will give needed transparency into the state’s petroleum market and how the oil companies are coming up with pricing, according to state legislators who worked on the bill.
+
+“California has sent a clear message to the oil industry – open your books and prove that you’re not price gouging. Otherwise, you, big oil, will pay the price, not consumers,” said California State Sen. Nancy Skinner, one of the sponsors of the law.
+
+Ross Allen, a spokesman for Chevron, said in a statement that “Chevron believes California deserves affordable, reliable and ever-cleaner energy.”
+
+“But this legislation does not address the fundamental production and supply shortage in California markets,” Allen said. “The high energy prices this bill purports to address are a function of an under-supplied, isolated market for specialized gasoline blends. The state’s own regulators have found time and again that California’s high gas prices are caused by regulation, policy and geography.”
+
+The law will go into effect in 90 days, but it will likely take nine to 12 months to “stand up” the new division, Newsom said. This commission division is not a quick fix, but it will take on longer term solutions to make sure Californians don’t have to unfairly face high prices, he said.
+
+Last November, Newsom called a special session on a potential “price gouging penalty” after previously calling on the legislature to enact a windfall tax on oil companies. The governor announced a deal with legislative leaders on March 20 allocating oversight power to the CEC so they could establish potential penalties.","{'positive': 0.085784964, 'negative': 0.15074119, 'neutral': 0.76347387}","California Gov. Gavin Newsom signed a bill into law Tuesday that gives the state's energy commission oversight power on oil companies to determine potential price gouging and impose corresponding penalties. The law creates a new division within the California Energy Commission (CEC) to “investigate industry’s sales and pricing activities and can refer violations to the Attorney General for prosecution. If their office determines price gouming occurred, they will be able to impose a penalty on oil firms. The bill will go into effect in 90 days, but it will likely take nine to 12 months to ‘stand up” the new division. Chevron has expressed concern that California’�s high gas prices are caused by regulation, policy and geography.",California Gov. Gavin Newsom signed a bill into law Tuesday that gives the state's energy commission oversight power on oil companies to determine potential price gouging and impose corresponding penalties.,CVX,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,Chevron Corp,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity’s social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry’s activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta “shared value” approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7767780385451689, 'Water Management': 0.7349831529482717, 'Management of the Legal & Regulatory Environment': 0.7753001684393374, 'Business Ethics & Transparency': 0.7822063799321275, 'Biodiversity Impacts': 0.7355066914236477, 'Air Quality': 0.7477676476131043, 'Community Relations': 0.7583962890587285, 'Reserves Valuation & Capital Expenditures': 0.7980001191134756, 'Workforce Health & Safety': 0.7451490980225162, 'Critical Incident Risk Management': 0.7385169467907505, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7467969048407448}",0.7980001191134756,Ruiqi,Major focus,Major focus,Negative,"Management of the Legal & Regulatory Environment, Business Ethics & Transparency, Community Relations",Major,Major,Negative,2023-06-05T12:07:04+00:00,https://www.thesun.co.uk/tech/22581148/android-users-warned-193-bank-emptying-apps-delete-now/,"[{'name': 'gaming apps', 'weight': 0.114416316}, {'name': 'apps', 'weight': 0.111073464}, {'name': 'security apps', 'weight': 0.10898617}, {'name': 'malicious software', 'weight': 0.08296506}, {'name': 'bank details', 'weight': 0.08134229}, {'name': 'devices', 'weight': 0.080303356}, {'name': 'cybersecurity firm CloudSEK', 'weight': 0.07395217}, {'name': 'malware', 'weight': 0.07333012}, {'name': 'potential privacy breaches', 'weight': 0.07213682}, {'name': 'surveillance malware', 'weight': 0.07206883}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 3}, {'data': 'the Google Play Store', 'type': 'ORG', 'mentions': 4}, {'data': 'CloudSEK', 'type': 'ORG', 'mentions': 2}, {'data': 'Sun', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'BeVigil', 'type': 'PRODUCT', 'mentions': 1}]","ANDROID owners have been warned over a long string of gaming apps that are disguising malware and could be silently exploiting devices.
+
+Following an investigation into the Google Play Store, a team of researchers at cybersecurity firm CloudSEK discovered that there were 193 apps that have been infected with malicious software that are on people's phones.
+
+These apps have more than 30million downloads collectively.
+
+The nine most popular malicious apps have more than 12.5million downloads between them:
+
+It means that millions of Android owners have unknowingly downloaded apps that are designed to raid personal data and files, spy on activity and compromise sensitive information, such as passwords or bank details.
+
+Over 40 of these compromised apps are still available for download on the Google Play Store, according to the investigation.
+
+This puts a ""larger user base at risk of potential privacy breaches and data exfiltration"", the team said in a statement.
+
+Google has a fairly good track record of deleting apps which breach its privacy and safety guidelines.
+
+But scammers act fast and when one app is taken down, various others emerge in its place.
+
+What concerned researchers most, however, is that these apps mostly fall into the gaming category.
+
+Not only does this put children, as well as adults, at risk of inviting malware into devices.
+
+But poorly made games designed to give short bursts of dopamine are often played briefly before being forgotten and left on devices - which is bad news if they're infected with malware.
+
+It's always best to limit a device's exposure to malicious software, as it can steal or corrupt messages, photos, videos, files and even passwords.
+
+With surveillance malware, it's easy to watch someone log into their banking app through their phone.
+
+CloudSEK has advised Android owners to use security apps such as BeVigil, which rate all the apps you download on their safety, and whether there's any potential threats lurking.
+
+The Sun has contacted Google for comment.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",667dbd2a000648009af6f16cc1f97696,Android users warned to check for 193 bank-emptying apps - delete them NOW,4,,,,
+31656,"AP Top Headlines at 6:59 p.m. EST - Police departments across the country deploy plainclothes squads of officers in unmarked cars to tackle increasing crime rates or get guns off the street
+
+Republican congressman George Santos of New York says he is temporarily stepping down from his two congressional committees
+
+The maker of ChatGPT is trying to curb its reputation as a freewheeling cheating machine with a new tool that can help teachers detect if a student or artificial intelligence wrote that homework
+
+A Santa Fe district attorney has filed involuntary manslaughter charges against actor Alec Baldwin in the fatal shooting of a cinematographer on the set of the Western movie “Rust.”
+
+U.S. officials say four key suspects in the killing of Haitian President Jovenel Moïse have been transferred to the United States for prosecution as the case stagnates in Haiti amid death threats that have spooked local judges
+
+An Elon Musk tweet declaring he had the financing to take Tesla private in 2018 caused billions of dollars in investor damages after the deal collapsed
+
+Ukraine has won support from Baltic nations and Poland for its weekslong quest to obtain Western fighter jets
+
+When two small monkeys were taken from the Dallas Zoo this week and a cut was found in their enclosure, it deepened a growing mystery
+
+Boeing bid farewell to an icon Tuesday: It delivered its final 747 jumbo jet
+
+Federal environmental regulators have blocked a proposed Alaska mine heralded by backers as the most significant undeveloped copper and gold resource globally","{'positive': 0.055074457, 'negative': 0.80244863, 'neutral': 0.1424769}","AP Top Headlines at 6:59 p.m. EST. Police departments across the country deploy plainclothes squads of officers in unmarked cars to tackle increasing crime rates or get guns off the street
+
+Republican congressman George Santos of New York says he is temporarily stepping down from his two congressional committees
+
+The maker of ChatGPT is trying to curb its reputation as a freewheeling cheating machine with a new tool that can help teachers detect if a student or artificial intelligence wrote that homework A Santa Fe district attorney has filed involuntary manslaughter charges against actor Alec Baldwin in the fatal shooting of a cinematographer on the set of the Western movie “Rust.”
+
+U.S. officials say four key suspects in the killing of Haitian President Jovenel Moïse have been transferred to the United States for prosecution as the case stagnates in Haiti amid death threats that have spooked local judges An Elon Musk tweet declaring he had the financing to take Tesla private in 2018 caused billions of dollars in investor damages after the deal collapsed
+
+Ukraine has won support from Baltic nations and Poland for its weekslong quest to obtain Western fighter jets",AP Top Headlines at 6:59 p.m. EST,BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7493389885570335, 'Hazardous Waste Management': 0.7410222769972669, 'Materials Sourcing': 0.7586116290876507, 'Energy Management': 0.742631963837797, 'Fuel Economy & Emissions in Use-phase': 0.7561002635190727, 'Business Ethics': 0.7736669263181637, 'Data Security': 0.7511389380248494}",0.7736669263181637,Ruiqi,Minor focus,Minor focus,Neutral,Product Safety,No,Minor,,2022-11-14T14:30:58+00:00,https://www.cbsnews.com/news/apple-ceo-tim-cook-being-very-deliberate-on-hiring-economic-uncertainty/,"[{'name': 'CEO Tim Cook', 'weight': 0.120146416}, {'name': 'Tim Cook', 'weight': 0.110879116}, {'name': 'product', 'weight': 0.09597877}, {'name': 'Cook', 'weight': 0.09392593}, {'name': 'Silicon Valley', 'weight': 0.076768965}, {'name': 'jobs', 'weight': 0.07560865}, {'name': 'CBS Mornings', 'weight': 0.07521592}, {'name': 'November', 'weight': 0.07066517}, {'name': 'last week', 'weight': 0.06802502}, {'name': 'ideas', 'weight': 0.067930974}]",[{'name': 'Business'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 5}, {'data': 'Lyft', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 6}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 2}, {'data': 'CBS Mornings', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Apple, the world's most valuable company, has slowed some hiring, according to CEO Tim Cook, amid a wave of layoffs in Silicon Valley and an unpredictable economic future.
+
+""What we're doing as a consequence of being in this period is we're being very deliberate on our hiring,"" Cook told ""CBS Mornings"" at Apple's headquarters in California. ""That means we're continuing to hire, but not everywhere in the company are we hiring.""
+
+Companies from ride-sharing platforms Lyft to mighty Amazon have either shed jobs or put their hiring plans on hold as the U.S. economy slows. Facebook's parent company Meta said last week it is slashing 11,000 jobs – the most significant job cut in its history.
+
+But Cook said Apple believes strongly in investing for the long term, ""and we don't believe you can save your way to prosperity.""
+
+""We think you invest your way to it,"" he said.
+
+Cook also discussed Apple's return-to-office policy. Employees are now required to be in the office three days a week, a shift that went into effect in September.
+
+""We make product, and you have to hold product. You collaborate with one another because we believe that one plus one equals three,"" he said.
+
+""So that takes the serendipity of running into people, and bouncing ideas off, and caring enough to advance your idea through somebody else because you know that'll make it a bigger idea,"" Cook said.
+
+He noted, however, that on Fridays, the Silicon Valley offices are ""a ghost town.""
+
+More of the interview with Cook and the full ""CBS Mornings"" story, including coverage of the iPhone 14's newest features, will air on Tuesday, November 15.",8baf166838754cb8a7424ccb94d4c2f3,"Apple being ""very deliberate"" on hiring amid economic uncertainty, says CEO Tim Cook",4,,,,
+23024,"Marathon Petroleum Corporation (MPC) Is a Trending Stock: Facts to Know Before Betting on It - Marathon Petroleum (MPC) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.
+
+Over the past month, shares of this refiner have returned -1.9%, compared to the Zacks S&P 500 composite's +4.3% change. During this period, the Zacks Oil and Gas - Refining and Marketing industry, which Marathon Petroleum falls in, has gained 6.4%. The key question now is: What could be the stock's future direction?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Here at Zacks, we prioritize appraising the change in the projection of a company's future earnings over anything else. That's because we believe the present value of its future stream of earnings is what determines the fair value for its stock.
+
+We essentially look at how sell-side analysts covering the stock are revising their earnings estimates to reflect the impact of the latest business trends. And if earnings estimates go up for a company, the fair value for its stock goes up. A higher fair value than the current market price drives investors' interest in buying the stock, leading to its price moving higher. This is why empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements.
+
+Marathon Petroleum is expected to post earnings of $5.35 per share for the current quarter, representing a year-over-year change of +259.1%. Over the last 30 days, the Zacks Consensus Estimate has changed +3%.
+
+For the current fiscal year, the consensus earnings estimate of $20.89 points to a change of -20.2% from the prior year. Over the last 30 days, this estimate has changed +5.1%.
+
+For the next fiscal year, the consensus earnings estimate of $12.39 indicates a change of -40.7% from what Marathon Petroleum is expected to report a year ago. Over the past month, the estimate has changed +4.3%.
+
+With an impressive externally audited track record, our proprietary stock rating tool -- the Zacks Rank -- is a more conclusive indicator of a stock's near-term price performance, as it effectively harnesses the power of earnings estimate revisions. The size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, has resulted in a Zacks Rank #1 (Strong Buy) for Marathon Petroleum.
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+In the case of Marathon Petroleum, the consensus sales estimate of $32.19 billion for the current quarter points to a year-over-year change of -16.1%. The $133.77 billion and $125.42 billion estimates for the current and next fiscal years indicate changes of -25.7% and -6.3%, respectively.
+
+Marathon Petroleum reported revenues of $40.09 billion in the last reported quarter, representing a year-over-year change of +12.6%. EPS of $6.65 for the same period compares with $1.30 a year ago.
+
+Compared to the Zacks Consensus Estimate of $32.02 billion, the reported revenues represent a surprise of +25.2%. The EPS surprise was +20.04%.
+
+The company beat consensus EPS estimates in each of the trailing four quarters. The company topped consensus revenue estimates each time over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S) and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
+
+The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Marathon Petroleum is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Marathon Petroleum. However, its Zacks Rank #1 does suggest that it may outperform the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.27802417, 'negative': 0.16404158, 'neutral': 0.5579343}","Marathon Petroleum Corporation (MPC) has recently been on Zacks.com's list of the most searched stocks. Over the past month, shares of this refiner have returned -1.9%, compared to the Zacks S&P 500 composite's +4.3% change. The key question now is: What could be the stock's future direction? We look at how sell-side analysts are revising their earnings estimates to reflect the impact of the latest business trends and if earnings estimates go up for a company, the fair value for its stock goes up. The Zacks Consensus Estimate of $32.19 billion for the current quarter points to a year-over-year change of -16.1%. This has resulted in a Zacks Rank #1 (Strong Buy) for Marathon Petroleum, which reported revenues of $40.09 billion in the last reported quarter.","Zacks users have recently been watching Marathon Petroleum (MPC) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.",MPC,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Marathon Petroleum Corp.,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations and ultimately impact an entity’s social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue—through technological and process improvements—can allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities’ long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.7822134446458398, 'Greenhouse Gas Emissions': 0.7473231410476288, 'Water Management': 0.7319747225994039, 'Management of the Legal & Regulatory Environment': 0.7760873460051698, 'Air Quality': 0.7403508306446099, 'Workforce Health & Safety': 0.7568784497406016, 'Hazardous Materials Management': 0.7463746620673138, 'Product Specifications & Clean Fuel Blends': 0.7661093506536445, 'Critical Incident Risk Management': 0.7394248029346245}",0.7822134446458398,Ruiqi,No focus,No focus,Neutral,,No,Major,,2023-06-29T09:30:00+00:00,https://www.wsj.com/articles/travel-stocks-charge-higher-ahead-of-peak-season-a5ddc2b0,"[{'name': 'prepandemic levels', 'weight': 0.07999047}, {'name': 'red down pointing triangle', 'weight': 0.077683635}, {'name': 'next year', 'weight': 0.07759303}, {'name': 'record levels', 'weight': 0.075098775}, {'name': 'senior hotels analyst', 'weight': 0.07226122}, {'name': 'other travel sectors', 'weight': 0.07196776}, {'name': 'research firm Third Bridge Group', 'weight': 0.06970582}, {'name': 'levels', 'weight': 0.0683636}, {'name': 'Third Bridge Group', 'weight': 0.06790879}, {'name': 'last year', 'weight': 0.06598398}]",[{'name': 'Finance'}],"[{'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'the Transportation Security Administration', 'type': 'ORG', 'mentions': 1}, {'data': 'Baird', 'type': 'ORG', 'mentions': 2}, {'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 3}, {'data': 'Carnival', 'type': 'ORG', 'mentions': 4}, {'data': 'United Airlines Holdings', 'type': 'ORG', 'mentions': 2}, {'data': 'Booking Holdings BKNG', 'type': 'ORG', 'mentions': 1}, {'data': 'Marriott International', 'type': 'ORG', 'mentions': 2}, {'data': 'American Airlines Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Royal Caribbean Group', 'type': 'ORG', 'mentions': 1}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'Third Bridge Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Hilton', 'type': 'ORG', 'mentions': 1}, {'data': 'Bellisario', 'type': 'ORG', 'mentions': 1}, {'data': 'Michael Bellisario', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ed Bastian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chris Raite', 'type': 'PERSON', 'mentions': 1}]","A resurgence in travel has boosted stocks of airlines and related industries.
+
+The U.S. travel industry has recovered from the impact of Covid-19. Its stock-price recovery is still a work in progress.
+
+Americans are once again boarding flights in numbers similar to prepandemic levels. About 2.3 million passengers, on average, have passed through U.S. airports each day this year, according to data from the Transportation Security Administration. That is on par with the daily average in 2019.
+
+Demand for domestic leisure travel soared after the worst of the pandemic as flexible work schedules became more common. Meanwhile, business travel and international demand have been slower to recover, said Michael Bellisario, senior hotels analyst at Baird.
+
+“People are traveling, but they’re traveling to different markets, and on different days of the week, and for different purposes,” he said.
+
+The resurgence has led to booming business and rising share prices for airlines and related industries, such as hotels and casinos. Executives say they expect the good times to continue.
+
+Delta Air Lines DAL 1.35%increase; green up pointing triangle shares advanced 6.8% Tuesday, their best day since October, after the airline raised its profit outlook for the year. Cruise operator Carnival CCL 8.81%increase; green up pointing triangle said Monday that advance bookings and customer deposits are at record levels.
+
+Shares of Carnival have more than doubled this year, making it one of the top performers in the S&P 500. United Airlines Holdings UAL 0.48%increase; green up pointing triangle has advanced 49%. Booking Holdings BKNG -1.26%decrease; red down pointing triangle is up 32%, while Marriott International MAR 0.20%increase; green up pointing triangle has gained 19%. The S&P 500 is up 14%.
+
+Investors pay attention to travel trends because they provide insight into the willingness of both consumers and businesses to spend. Despite fears of a recession, which hit travel stocks last year, unemployment remains low and consumers are still spending on discretionary categories.
+
+“Everyone’s worried about the consumer. I get it,” Delta Chief Executive Officer Ed Bastian told Wall Street analysts on Tuesday. “They should worry about the consumer maybe in certain sectors, but not in this sector.”
+
+Valuations have come down as business outlooks have brightened. American Airlines Group AAL 1.15%increase; green up pointing triangle trades at 5.5 times its expected earnings over the next 12 months, down from eight times in February. Royal Caribbean Group RCL 1.68%increase; green up pointing triangle changes hands at 17 times forward earnings, down from 20 times, according to FactSet.
+
+Still, stock prices for many companies in the sector sit well below prepandemic levels. United shares are down about 28% from levels just before Covid-19 fears sparked a selloff in 2020. Carnival stock is down about 58%.
+
+Companies have had to focus on paying down the debt they incurred to survive the pandemic, instead of returning cash to shareholders in the form of dividends or stock buybacks. Many travel-focused companies now have speculative, or junk-rated, credit ratings.
+
+“Priority one is getting down to investment grade,” said Chris Raite, industrials analyst at research firm Third Bridge Group.
+
+Carnival said Monday it expects to approach investment-grade status by 2026, while Delta said it expects its balance sheet will strengthen back to prepandemic levels next year.
+
+In many cases, higher costs from key inputs such as labor and fuel have accompanied higher revenue. Several airlines have agreed to new contracts with pilots that call for raises of as much as 30%.
+
+Shares of major hotel companies such as Marriott and Hilton Worldwide Holdings HLT 0.40%increase; green up pointing triangle are trading near records because they don’t own real estate outright and have avoided some of the cost pressures that have hampered other travel sectors. That has freed up cash available for shareholders, said Baird’s Bellisario.",0e052a98caf3417a84238853e9720abd,Travel Stocks Charge Higher Ahead of Peak Season,4,,,,
+8531,"Oliver Stone's new film puts nuclear energy in the spotlight. These stocks are ready to hop on the trend - Investors are taking another look at nuclear energy on the back of a new documentary on the topic from Oliver Stone that was screened at Davos. The American filmmaker known for ""Wall Street,"" ""Platoon"" and ""JFK"" has taken on hot-button issues in his movies before. In his latest documentary ""Nuclear Now,"" Stone argues for the use of nuclear energy as an environmentally friendly alternative to fossil fuels. ""It's going to be a miserable existence if we have worse and worse hurricanes, fires, droughts. It's frightening,"" Stone said in an interview with CNBC's Tania Bryer at the World Economic Forum in Davos, Switzerland. ""We had the solution [nuclear power] … and the environmental movement, to be honest, just derailed it. I think the environmental movement did a lot of good, a lot of good ... [I'm] not knocking it, but in this one major matter, it was wrong. It was wrong,"" Stone said. For investors, the film adds to growing interest in nuclear power as an alternative to fossil fuels besides renewables. The passage of the Inflation Reduction Act last year , which designated some $369 billion in spending into emissions-reducing technologies, has altered the outlook in the U.S. In fact, nuclear power as a share of the nation's energy will rise to 15% by 2050, according to a recent note from Wells Fargo. The Wall Street firm previously forecast it would rise to 8%. ""We see a number of factors making the nuclear energy outlook optimistic for the coming years/decades, as countries around the world are realizing the importance of having a secure source of energy, with nuclear energy being one of the preferred sources for clean energy, energy independence and security,"" read an October note from Citi. Still, the pace of that change is not expected to be even across the industry. Regulatory hurdles, as well as ongoing concerns from some environmental activists about the waste the process produces, could hinder progress on new projects in different regions. Here are some beneficiaries. Brighter outlook in the U.S. In the U.S., the nuclear energy outlook improved after the IRA. The legislation would extend the lives of reactors currently operating in the country. That would be boon to the 93 reactors across 30 states that count for about one-fifth of the nation's total electricity, according to a Citi note. That trend should support shares of companies such as Duke Energy , according to Citi. Duke operates about 11 nuclear units at six different sites , but Citi said the company is hoping to build a small modular nuclear reactor in the Southeast, and has announced other projects in Utah. These types of reactors are about a third of the size of a typical nuclear power plant and can be used in remote locations. CEG 6M mountain Constellation Energy shares hit a high above $97 a share in late November. Wells Fargo's top nuclear pick is Constellation Energy , which the firm said would be among the biggest beneficiaries as it is the operator of the largest fleet of nuclear plants in the U.S. In 2023, shares are down about 4%. Over the past year, the stock has nearly doubled in value. According to FactSet, the average price target for Constellation is $99.77, or about 20% above where it's currently trading. NextEra Energy is another name Wells Fargo favors, saying it is ""uniquely positioned to capitalize on the capital investment opportunities"" that are ahead. Nextera is diversified with units that generate power from a variety of sources, including nuclear. It also provides infrastructure services that are needed for new power projects. NextEra shares are down more than 8% this year, but the stock holds an average rating of buy, according to FactSet. The stock's average price target is $96.49, which implies a 26% gain from where it's currently trading. NEE 6M mountain NextEra shares are down more than 8% so far this year, but the stock gained nearly 2% over the past 52 weeks. Bank of America said traders investing in the nuclear power theme can look into Public Service Electric Group , saying in an October note that PSE & G operates unregulated nuclear plans in New Jersey and Pennsylvania, which is ""underappreciated"" by investors. The stock has an average rating of overweight and an average price target of $67.21, according to FactSet. Shares are down more than 1% so far this year at about $60. ETFs tracking the trend Meanwhile, global nuclear energy exchange-traded funds are seeing a pick-up in investor interest in the first few weeks of 2023 after declines last year. The Global X Uranium ETF (URA), which has about $1.69 billion in assets, jumped more than 12% in 2023. Last year, URA dropped about 12%, a decline that still outpaced the S & P 500's returns. These funds invest in a variety of stocks tied to nuclear power throughout the value chain. These include companies involved in extracting uranium to refining it to those that manufacture equipment for nuclear plants. Examples include Denison Mines, Cameco and Centrus Energy , among others. Other global nuclear energy ETFs such as Sprott Uranium Miners (URNM) and the VanEck Uranium+Nuclear Energy (NLR) have gained more than 13% and 4% in 2023, respectively. Across the globe Other nations are expected to significantly ramp up their nuclear capabilities, notably in Asia. For example, China, which has more than 50 reactors, is looking to roughly double its fleet by 2030, according to Citi. In October, Citi considered Shenzhen-based CGN Power a buying opportunity, citing its ""rising market based tariffs, decent capacity expansion, positive free cashflow."" Meanwhile, India is planning to raise the number of reactors up from 22 currently, according to Citi. Political support for nuclear power is also growing in South Korea, which manufactures its own nuclear capabilities. Conversely, Western Europe is projected to lower its global nuclear capability to about 20% from 25%, read the note.","{'positive': 0.17822589, 'negative': 0.3595448, 'neutral': 0.46222928}","Oliver Stone's new film puts nuclear energy in the spotlight. Investors are taking another look at nuclear energy on the back of a new documentary on the topic from Oliver Stone that was screened at Davos. In his latest documentary ""Nuclear Now,"" Stone argues for the use of nuclear energy as an environmentally friendly alternative to fossil fuels. ""We see a number of factors making the nuclear energy outlook optimistic for the coming years/decades, as countries around the world are realizing the importance of having a secure source of energy, with nuclear energy being one of the preferred sources for clean energy, energy independence and security,"" read an October note from Citi.","For investors, the film adds to growing interest in nuclear power as an alternative to fossil fuels besides renewables.",STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity’s direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities’ heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol’s detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity’s long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities’ ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may improve supply chain resiliency and enhance an entity’s reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7435393823416253, 'Packaging Lifecycle Management': 0.7359504582673664, 'Energy Management': 0.8045691155521718, 'Responsible Drinking & Marketing': 0.7160679306221792, 'Ingredient Sourcing': 0.771099600641957, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7506510839579313}",0.8045691155521718,Ruiqi,No focus,No focus,Neutral,,Minor,Major,Neutral,2022-11-16T20:11:59+00:00,https://nypost.com/2022/11/16/man-saves-decades-of-memes-in-case-elon-musks-twitter-folds/,"[{'name': 'meme format', 'weight': 0.09335012}, {'name': 'Twitter', 'weight': 0.092746206}, {'name': 'memes', 'weight': 0.08494285}, {'name': 'Elon Musk', 'weight': 0.08109035}, {'name': 'jokes', 'weight': 0.072645545}, {'name': 'Nathan Allebach', 'weight': 0.07099239}, {'name': 'Musk', 'weight': 0.069182}, {'name': 'love', 'weight': 0.0651756}, {'name': 'hate speech', 'weight': 0.06446092}, {'name': 'Faithful users', 'weight': 0.06211507}]",[{'name': 'Tech'}],"[{'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 3}, {'data': 'Nathan Allebach', 'type': 'PERSON', 'mentions': 5}, {'data': 'Austin Ato', 'type': 'PERSON', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Philadelphia', 'type': 'GPE', 'mentions': 2}, {'data': 'Baghdad', 'type': 'GPE', 'mentions': 1}, {'data': 'Alexandria', 'type': 'GPE', 'mentions': 1}, {'data': 'Glasgow', 'type': 'GPE', 'mentions': 1}]","Thanks for the meme-ories.
+
+A Philadelphia man went viral this week after claiming that he plans to save every meme format that has ever graced Twitter — in case the site gets shut down.
+
+Nathan Allebach, a creative director based in Philadelphia, has created a Google document saving every type of meme format from the last three years.
+
+“I periodically update this google doc that has almost every Twitter meme template from over the years,” wrote Allebach in a tweet with the currently 105-page file attached.
+
+“If the ship goes down you can hold onto these overused jokes as a treat.”
+
+The 31-year-old created the meme-oribilia due to the alarming changes the site has seen since Elon Musk took over the site, particularly mass layoffs across the social media company.
+
+Faithful users have slammed the Tesla boss for over some of the abrupt changes he’s made to the platform, such as charging fees for Twitter-verified “blue checks, as well as noting a marked increase in hate speech with Musk at the helm.
+
+The Post reached out to Allebach for comment.
+
+“A historian,” one Twitter user called Allenbach, to which he responded, “Those who don’t know their meme history are doomed to rememe it.”
+
+“Nathan saw that we lost the great libraries of Baghdad and Alexandria and said ‘Never again,'” declared Glasgow-based musician Austin Ato on the app.
+
+One user did not find the document to be a source of comfort.
+
+“Okay, we’re all cracking jokes at the death of this platform to hide the fact that we’re all walking through the stages of grief right now and desperately finding ways to connect beyond here,” they lamented.
+
+“But jokes aside this is magnificent, what a labor of love! I’m astounded and grateful.”",d22001632f4b4b5aa13448b31193f52f,Man catalogs decades of memes in case Elon Musk pulls plug on Twitter,4,,,,
+15896,"Four Trends In Green Technology And Venture Investment - As the world deals with climate change and rising energy prices, green technology is more important than ever. Entrepreneurs stand to benefit by coming up with green technology business ideas to serve a growing market need. Investors are also focusing more on the renewable sector to improve the world while making a positive financial return. Let’s take a look at the latest trends in green technology and related venture capital investments.
+
+While eco-friendly solutions such as electric vehicles and solar may have once been considered fringe, they’ve now entered the mainstream as we work collectively to tackle climate change. The Climate Tech 2020 Report, published by PwC, pointed out that 2013 venture capital investments in decarbonization solutions totaled $418 million. This number reached $16.1 billion in 2019 and then climbed to $87.5 billion invested in climate tech between July 2020 to July 2021, according to the Climate Tech 2021 Report. This sector has expanded to include carbon removal, agriculture, food waste, renewable, and decarbonization of the built environment. The report indicates that 14 cents of every dollar of VC investments are in climate tech.
+
+According to the International Energy Agency (IEA), renewable power is on track to set another global record in 2022, regardless of obstacles including supply chain bottlenecks and higher costs. Wind, solar and the capacity of other renewables have increased significantly as businesses and governments see their climate benefits. The falling costs of generating sustainable energy also help drive mass adoption. While there are newer technologies that will take more time to come into the mainstream, I predict major technological advancements in 2023.
+
+Corporations have evolved their corporate responsibility initiatives to place greater focus on sustainability. Google, for example, claims that the eco-routing feature of Google Maps has reduced greenhouse gas emissions by more than 500,000 metric tons. Its approach to climate change includes guiding consumers to make better choices, decarbonizing its operations and supply chain, and using its technology to help businesses and cities determine their carbon impact.
+
+Meanwhile, Apple made its own operations carbon-neutral and is working toward a 2030 carbon-neutral goal. This means encouraging suppliers to use clean energy and focusing on its Power for Impact program, designed to help get clean energy to communities around the world. Intel has committed to net-zero greenhouse gas emissions in its operations by 2040. The company is also working toward the goals of net-positive water, zero waste to landfills, and 100% renewable electricity.
+
+I expect that partnerships between corporations and green tech startups—as well as financial investments—will become more prevalent. Corporations now understand that we can’t cool the globe only by reducing emissions; we need to remove carbon from the atmosphere. The United Nations Climate Report calls it essential. The partnership Frontier—consisting of Stripe, Alphabet, Shopify, Meta and McKinsey—made an initial investment of $925 million in five startups offering carbon dioxide removal (CDR). Another group, the First Movers Coalition—including Microsoft, Alphabet and Salesforce—pledged $500 million to CDR removal by 2030.
+
+A number of successful startups are innovating in the space, especially in carbon removal. Brilliant Planet is using algae as an affordable, large-scale solution to sequester carbon. The London-based company grows microalgae in open-air ponds on desert land, achieving its solution without the use of fresh water. Brilliant Planet built a 30,000 square meter production facility and the world’s largest algae growth pond in Morocco, enabling its future growth.
+
+Climeworks uses direct air capture technology to take carbon dioxide directly from the air. This carbon is stored permanently underground, so it will never again contribute to climate change. Its website allows anyone to make a climate purchase or give one as a gift; more than 16,000 people in 56 countries have taken action. Also focused on removing carbon, Blue Planet System’s objective is to mineralize carbon dioxide and store it in the built environment. This helps offset the negative impact of concrete, which contributes 8% of global carbon dioxide emissions.
+
+I have no doubt that startup innovation will increase across a range of cleantech solutions. More companies and governments are interested in electric and hydrogen vehicles, and several states have already banned gasoline vehicles in the future. Solar and wind technologies are evolving, and there’s an increased focus on effective and affordable renewable energy. Storing renewable energy is critical, making battery innovation a critical aspect of future research.
+
+There’s no indication that green technology and VC investments will slow down, so now is the time for startups, corporations and investors to capitalize on the success of this sector. It’s still hard to predict which elements of green technology will become the most important as we move forward, so due diligence is more critical than ever. Let’s hope that by working together, startups, corporations and investors will partner to find the innovative solutions that our world needs more than ever.
+
+The information provided here is not investment, tax or financial advice. You should consult with a licensed professional for advice concerning your specific situation.
+
+Forbes Finance Council is an invitation-only organization for executives in successful accounting, financial planning and wealth management firms. Do I qualify?","{'positive': 0.48195976, 'negative': 0.011183892, 'neutral': 0.5068564}","This sector has expanded to include carbon removal, agriculture, food waste, renewable, and decarbonization of the built environment. The partnership Frontier—consisting of Stripe, Alphabet, Shopify, Meta and McKinsey—made an initial investment of $925 million in five startups offering carbon dioxide removal (CDR). 
+
+A number of successful startups are innovating in the space, especially in carbon removal. Also focused on removing carbon, Blue Planet System‚Äôs objective is to mineralize carbon dioxide and store it in the built environment.","As the world deals with climate change and rising energy prices, green technology is more important than ever.",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7693486099428509, 'Environmental Footprint of Hardware Infrastructure': 0.7912941251710803, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7754700766341045, 'Employee Recruitment, Inclusion & Performance': 0.7802250974952086, 'Data Security': 0.7660409481232503}",0.7912941251710803,Ruiqi,Major focus,Minor focus,Positive,"Environmental Footprint of Hardware Infrastructure, Data Privacy, Advertising Standards & Freedom of Expression",Majot,MInor,Positive,2022-11-28T18:54:41+00:00,https://www.zerohedge.com/technology/apple-threatens-ban-twitter-app-store-wont-say-why-musk,"[{'name': 'Elon Musk', 'weight': 0.12083261}, {'name': 'Musk', 'weight': 0.104336746}, {'name': 'Twitter', 'weight': 0.10166378}, {'name': 'App Store', 'weight': 0.097596906}, {'name': 'Apple', 'weight': 0.088267975}, {'name': '@elonmusk', 'weight': 0.07018561}, {'name': 'Apple’s App Store head honcho', 'weight': 0.06667415}, {'name': 'November', 'weight': 0.065450184}, {'name': 'Apple’s App Store chief', 'weight': 0.064478636}, {'name': 'Elon Musks', 'weight': 0.06408117}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 18}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 11}, {'data': 'New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'App Store', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Musk', 'type': 'PERSON', 'mentions': 18}, {'data': 'Yoel Roth', 'type': 'PERSON', 'mentions': 2}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'Phil Schiller', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Gurman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Liz Wheeler', 'type': 'PERSON', 'mentions': 2}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mars', 'type': 'LOC', 'mentions': 1}]","Apple Threatens To Ban Twitter From App Store, Won't Say Why: Musk
+
+            Having seen waves of extreme over-reactions to Elon Musk's take-over of Twitter - and demands for all sorts of censorship being reinstated - we have seen an armada of virtue-signaling among advertisers pulling their spending from the free-speech platform.
+
+Following demands from numerous former blue-checks for the deplatforming of such a dangerous app as Twitter has surely become...
+
+
+In a New York Times op-ed, the former head of trust and safety at Twitter, Yoel Roth, wrote Twitter under Musk's leadership is at risk of being removed from Apple and Google's app stores if they fail to follow guidelines:
+
+""Failure to adhere to Apple's and Google's guidelines would be catastrophic, risking Twitter's expulsion from their app stores and making it more difficult for billions of potential users to get Twitter's services. This gives Apple and Google enormous power to shape the decisions Twitter makes,"" Roth said.
+
+He explained, ""as I departed the company, the calls from the app review teams had already begun.""
+
+
+...Elon Musk has just broken the news that, seemingly confirming the rumors, Apple is threatening to pull Twitter's app from its app-store... and won't say why...
+
+
+Apple has also threatened to withhold Twitter from its App Store, but won’t tell us why
+— Elon Musk (@elonmusk) November 28, 2022
+Musk is not taking this lying down as one would expect, first questioning where Tim Cook hates free speech?
+
+
+What’s going on here @tim_cook?
+— Elon Musk (@elonmusk) November 28, 2022
+Then asking his 119 million followers if Apple should publish its censorship actions...
+
+
+Apple should publish all censorship actions it has taken that affect its customers
+— Elon Musk (@elonmusk) November 28, 2022
+Which for now is extremely tilted towards 'yes'...
+
+
+
+As a reminder, Phil Schiller, Apple’s App Store head honcho, just deactivated his Twitter account, which observers are not necessarily reading as a great sign. As Bloomberg’s reporter on the Apple beat, Mark Gurman, summed it up, “We appear to now know how Apple’s App Store chief feels about the new Twitter.”
+
+
+
+Musk has made it clear how he feels about Apple's monopoly...
+
+
+Accurate https://t.co/1PRfh67nWX
+— Elon Musk (@elonmusk) November 28, 2022
+...and what he thinks about Apple's monopolistic pricing model for the App store...
+
+
+pic.twitter.com/uKEY9mVujp
+— Elon Musk (@elonmusk) November 28, 2022
+Apple would clearly benefit greatly from Musk's new $8-a-month Twitter Blue subscriptions - scraping 15-30% of that revenue.
+Did you know Apple puts a secret 30% tax on everything you buy through their App Store? https://t.co/LGkPZ4EYcz— Elon Musk (@elonmusk) November 28, 2022 Finally we note that Musk unveiled a simple plan Friday night if Apple or Google decides to boot the social media platform from their stores: build a smartphone. And how hard could that be? 
+
+Musk responded to conservative commentator Liz Wheeler, who tweeted: ""If Apple & Google boot Twitter from their app stores, @elonmusk should produce his own smartphone. Half the country would happily ditch the biased, snooping iPhone & Android. The man builds rockets to Mars, a silly little smartphone should be easy, right?"" 
+
+
+
+""I certainly hope it does not come to that,"" Musk told Wheeler, ""but, yes, if there is no other choice, I will make an alternative phone.""
+
+
+I certainly hope it does not come to that, but, yes, if there is no other choice, I will make an alternative phone
+— Elon Musk (@elonmusk) November 25, 2022
+
+      Tyler Durden
+Mon, 11/28/2022 - 13:54",6260d24a388c449c8b793ee258979239,"Apple Threatens To Ban Twitter From App Store, Won't Say Why: Musk",4,,,,
+27119,"Cardinal Health, Inc. (CAH) Is a Trending Stock: Facts to Know Before Betting on It - Cardinal Health (CAH) has been one of the most searched-for stocks on Zacks.com lately. So, you might want to look at some of the facts that could shape the stock's performance in the near term.
+
+Shares of this prescription drug distributor have returned +11.3% over the past month versus the Zacks S&P 500 composite's +3.1% change. The Zacks Medical - Dental Supplies industry, to which Cardinal belongs, has gained 6.9% over this period. Now the key question is: Where could the stock be headed in the near term?
+
+Although media reports or rumors about a significant change in a company's business prospects usually cause its stock to trend and lead to an immediate price change, there are always certain fundamental factors that ultimately drive the buy-and-hold decision.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, Cardinal is expected to post earnings of $1.46 per share, indicating a change of +0.7% from the year-ago quarter. The Zacks Consensus Estimate remained unchanged over the last 30 days.
+
+For the current fiscal year, the consensus earnings estimate of $5.42 points to a change of +7.1% from the prior year. Over the last 30 days, this estimate has remained unchanged.
+
+For the next fiscal year, the consensus earnings estimate of $6.20 indicates a change of +14.4% from what Cardinal is expected to report a year ago. Over the past month, the estimate has changed -0.5%.
+
+With an impressive externally audited track record, our proprietary stock rating tool -- the Zacks Rank -- is a more conclusive indicator of a stock's near-term price performance, as it effectively harnesses the power of earnings estimate revisions. The size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, has resulted in a Zacks Rank #3 (Hold) for Cardinal.
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+For Cardinal, the consensus sales estimate for the current quarter of $49.05 billion indicates a year-over-year change of +9.4%. For the current and next fiscal years, $201.83 billion and $214.31 billion estimates indicate +11.3% and +6.2% changes, respectively.
+
+Cardinal reported revenues of $51.47 billion in the last reported quarter, representing a year-over-year change of +13.2%. EPS of $1.32 for the same period compares with $1.27 a year ago.
+
+Compared to the Zacks Consensus Estimate of $50.44 billion, the reported revenues represent a surprise of +2.04%. The EPS surprise was +16.81%.
+
+Over the last four quarters, Cardinal surpassed consensus EPS estimates two times. The company topped consensus revenue estimates each time over this period.
+
+No investment decision can be efficient without considering a stock's valuation. Whether a stock's current price rightly reflects the intrinsic value of the underlying business and the company's growth prospects is an essential determinant of its future price performance.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Cardinal is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Cardinal. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.34862947, 'negative': 0.19757299, 'neutral': 0.45379752}","Cardinal Health, Inc. (CAH) has been one of the most searched-for stocks on Zacks.com lately, with shares returning +11.3% over the past month versus the Zacks S&P 500 composite's +3.1% change. The company's earnings are determined by the present value of its future stream of earnings, and when earnings estimates for a company go up, the fair value for its stock goes up as well. The Zacks Rank is a more conclusive indicator of a stock's near-term price performance, as it effectively harnesses the power of earnings estimate revisions. For the current fiscal year, the consensus earnings estimate of $5.42 points to a change of +7.1%, while for the next fiscal year it is expected to post earnings of $1.46 per share. The chart below shows the evolution of the company's forward 12-month consensus EPS estimate, which is based on the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates.","Cardinal (CAH) has received quite a bit of attention from Zacks users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.",CAH,Health Care,Health Care Distributors,Cardinal Health Inc,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7572288609028067, 'Fleet Fuel Management': 0.7779503932750913, 'Business Ethics': 0.7362476408285343, 'Product Lifecycle Management': 0.7351093560064721, 'Counterfeit Drugs': 0.7389070436651882}",0.7779503932750913,Ruiqi,No focus,No focus,Neutral,,No,Major,,2023-06-17T14:06:07+00:00,https://www.usatoday.com/story/money/reviewed/2023/06/17/last-minute-fathers-day-deals-amazon-prime/70324924007/,"[{'name': 'Amazon Prime', 'weight': 0.108561404}, {'name': 'Amazon', 'weight': 0.09429605}, {'name': 'an Amazon Prime membership', 'weight': 0.07013208}, {'name': 'select locations', 'weight': 0.06991629}, {'name': 'other shopping perks', 'weight': 0.06593393}, {'name': 'best Fathers Day gift ideas', 'weight': 0.065282464}, {'name': 'great Fathers Day gifts', 'weight': 0.06431332}, {'name': 'select Fathers Day items', 'weight': 0.064139344}, {'name': 'Fathers Day deal', 'weight': 0.061295565}, {'name': 'time', 'weight': 0.06018242}]",[{'name': 'Finance'}],"[{'data': 'Amazon Prime', 'type': 'ORG', 'mentions': 10}, {'data': 'Reviewed', 'type': 'ORG', 'mentions': 4}, {'data': 'Grubhub+', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Cuisinart', 'type': 'ORG', 'mentions': 1}, {'data': 'Perks and Rec', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'last-minute', 'type': 'TIME', 'mentions': 1}, {'data': 'AirTags', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'the Meta Quest 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'CGS-W13', 'type': 'PRODUCT', 'mentions': 1}]","— Recommendations are independently chosen by Reviewed’s editors. Purchases you make through our links may earn us and our publishing partners a commission.
+
+Father's Day 2023 is tomorrow, June 18 and if you're scrambling to get a last-minute gift, we've got you covered. While shipping deadlines for most retailers have long past, Amazon still has plenty of great Father's Day gifts available for next-day (or, in some cases, same-day) delivery when you sign up for Amazon Prime. With unbeatable prices and speedy shipping, there's no reason not to shop these Amazon deals.
+
+Whether your pop would go crazy for some new smart tech or a few new grilling essentials, you can find all that and more at some of the best prices on the web at Amazon. If you sign up for an Amazon Prime membership you can get select Father's Day items delivered right on time and unlock immediate access to other shopping perks, like a one-year membership to Grubhub+. Trust us, if you're hosting this Father's Day 2023, the Grubhub+ membership alone is worth it.
+
+➤Father's Day 2023:50+ best Father's Day gift ideas for dad at every price
+
+The best last-minute Father's Day deals at Amazon
+
+Apple AirTags can help pop keep track of all his valuables and they're on sale right now—plus, they have Reviewed's seal of approval. Normally $99, this four-pack of Apple AirTags is on sale on Amazon today for $89, for a savings of 10%. If your dad is constantly losing his keys, wallet or even a feline friend, then these are exceptionally useful tools. The best part? These AirTags are eligible for next-day delivery in select locations when you sign up for Amazon Prime.
+
+➤Father's Day deal:Discover virtual reality with the Meta Quest 2—get it for under $300 at Amazon this summer
+
+Treat your grill-master dad to some new grilling tools by picking up the Cuisinart CGS-W13 wooden handle tool set, down from $39.99 to just $22.99. The popular 13-piece grilling accessory kit includes a spatula, cleaning brush, tongs, four stainless skewers and four corn cob holders—so dad will have everything he needs for his next backyard BBQ. The long-reach cooking tools are made from durable steel and feature super stylish wooden handles that will look great next to any barbecue.
+
+Here's the deal: Subscribe to our Perks and Rec newsletter for daily savings on all the things you want and need.
+
+The product experts at Reviewed have all your shopping needs covered. Follow Reviewed on Facebook, Twitter, Instagram, TikTok or Flipboard for the latest deals, product reviews and more.
+
+Prices were accurate at the time this article was published but may change over time.",c4582fbd506c45f999ae1c1f9df6b757,Score last-minute Father's Day deals when you sign up for Amazon Prime,4,,,,
+20954,"Universal Health Services (UHS) Tops Q4 Earnings and Revenue Estimates - Universal Health Services (UHS) came out with quarterly earnings of $3.02 per share, beating the Zacks Consensus Estimate of $2.96 per share. This compares to earnings of $2.95 per share a year ago. These figures are adjusted for non-recurring items.
+
+This quarterly report represents an earnings surprise of 2.03%. A quarter ago, it was expected that this hospital and health facility operator would post earnings of $2.40 per share when it actually produced earnings of $2.54, delivering a surprise of 5.83%.
+
+Over the last four quarters, the company has surpassed consensus EPS estimates three times.
+
+Universal Health Services , which belongs to the Zacks Medical - Hospital industry, posted revenues of $3.45 billion for the quarter ended December 2022, surpassing the Zacks Consensus Estimate by 1.30%. This compares to year-ago revenues of $3.28 billion. The company has topped consensus revenue estimates four times over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
+
+Universal Health Services shares have added about 4.3% since the beginning of the year versus the S&P 500's gain of 3.4%.
+
+While Universal Health Services has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for Universal Health Services: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $2.57 on $3.45 billion in revenues for the coming quarter and $10.63 on $13.94 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Medical - Hospital is currently in the bottom 29% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+Another stock from the broader Zacks Medical sector, TG Therapeutics (TGTX), has yet to report results for the quarter ended December 2022. The results are expected to be released on February 28.
+
+This biopharmaceutical company is expected to post quarterly loss of $0.26 per share in its upcoming report, which represents a year-over-year change of +62.9%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
+
+TG Therapeutics' revenues are expected to be $0.04 million, down 98.3% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.20512305, 'negative': 0.036557216, 'neutral': 0.75831974}","Universal Health Services (UHS) reported quarterly earnings of $3.02 per share, beating the Zacks Consensus Estimate of $2.96 per share. This quarterly report represents an earnings surprise of 2.03%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool to determine their future outlook. Universal Health Services shares have added about 4.3% since the beginning of the year versus the S&P 500's gain of 3.4%. However, the current consensus EPS estimate is $2., with the top 50% of the 250 plus Zacks industries outperforming the bottom 50% by a factor of more than 2 to 1. TG Therapeutics (TGTX) has yet to report results for the quarter ended December 2022.","Universal Health Services (UHS) delivered earnings and revenue surprises of 2.03% and 1.30%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?",UHS,Health Care,Health Care Delivery,Universal Health Services B,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act‚Äôs provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers‚Äô compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7265125915472286, 'Access for Low-Income Patients': 0.7674195151945926, 'Quality of Care & Patient Satisfaction': 0.7678462836749473, 'Patient Privacy & Electronic Health Records': 0.7185427766371778, 'Energy Management': 0.7262623102471755, 'Management of Controlled Substances': 0.7512027437459112, 'Fraud & Unnecessary Procedures': 0.7427142770803636, 'Pricing & Billing Transparency': 0.7845787563730886, 'Employee Health & Safety': 0.7389597360320301, 'Employee Recruitment, Development & Retention': 0.7767535830835204, 'Waste Management': 0.7480775824705653}",0.7845787563730886,Ruiqi,No focus,No focus,Neutral,,No,Major,,2022-10-23T17:50:40+00:00,https://nypost.com/2022/10/23/marshawn-lynch-quickly-regrets-f-bomb-on-espn-then-curses-again/,"[{'name': 'Marshawn Lynch', 'weight': 0.10989475}, {'name': 'Lynch', 'weight': 0.10691771}, {'name': 'Ourand Sports Media Podcast', 'weight': 0.09130308}, {'name': 'Saturday night', 'weight': 0.08249348}, {'name': 'Former NFL running back', 'weight': 0.081421316}, {'name': 'Global Sports Video', 'weight': 0.07976943}, {'name': 'Thursday Night Football', 'weight': 0.077538736}, {'name': 'Justin Forsett', 'weight': 0.07437957}, {'name': 'Fame', 'weight': 0.07170307}, {'name': 'Cal', 'weight': 0.071124874}]",[{'name': 'Sports'}],"[{'data': 'Marshawn Lynch', 'type': 'PERSON', 'mentions': 9}, {'data': 'Tiffany Blackmon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Justin Forsett', 'type': 'PERSON', 'mentions': 2}, {'data': 'Marie Donoghue', 'type': 'PERSON', 'mentions': 1}, {'data': 'ESPN', 'type': 'ORG', 'mentions': 2}, {'data': 'NFL', 'type': 'ORG', 'mentions': 2}, {'data': 'Seahawks', 'type': 'ORG', 'mentions': 1}, {'data': 'Cal', 'type': 'ORG', 'mentions': 4}, {'data': 'Washington', 'type': 'ORG', 'mentions': 2}, {'data': 'Athletic Hall of Fame', 'type': 'ORG', 'mentions': 1}, {'data': 'The Golden Bears', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Global Sports Video', 'type': 'ORG', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': '15-second', 'type': 'TIME', 'mentions': 1}, {'data': 'a few seconds', 'type': 'TIME', 'mentions': 1}, {'data': 'the Bay Area', 'type': 'LOC', 'mentions': 1}, {'data': 'Las Vegas', 'type': 'GPE', 'mentions': 1}, {'data': 'Marchand & Ourand Sports Media', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Thursday Night Football', 'type': 'WORK_OF_ART', 'mentions': 1}]","Former NFL running back and Seahawks legend Marshawn Lynch appeared on ESPN’s broadcast of Cal football’s game against Washington on Saturday night. While being interviewed by Tiffany Blackmon, Lynch, who played three seasons at Cal, let out a profane 15-second sequence that appeared to beat the network’s censors.
+
+“I’m from the Bay Area, but when I look around the stands and I see these motherf–kers – oops!” Lynch said, eyes wide and covering his mouth. “I mean these stands…”
+
+After that, static noise cut into the broadcast for a few seconds as Justin Forsett, a former NFL running back and Lynch’s teammate at Cal, looked on in amusement.
+
+The static eventually cut out, and Lynch went back to talking — with plenty of time to drop the word “s–t” into the conversation.
+
+Lynch and Forsett were both at the game to be inducted to the California’s Athletic Hall of Fame. The Golden Bears lost to the Washington Huskies, 28-21.
+
+Lynch, 36, was arrested in Las Vegas in on Aug. 9 on a DUI charge. Earlier this month, Amazon’s vice president of Global Sports Video Marie Donoghue said on the “Marchand & Ourand Sports Media Podcast” that Lynch was hired to be a part of Amazon’s “Thursday Night Football” coverage.",77e3decd6a6747f79e3dcb62c2086d7b,Marshawn Lynch quickly regrets f-bomb on ESPN — then curses again,4,,,,
+31685,"Luxurious Caribbean Resorts, Hilton X Peloton, 8 Travel Scams And More - When you want to get away from it all, there’s never a bad time for a Caribbean vacation. So before the weather outside is frightful, start booking a beach escape. From Anguilla to Turks and Caicos, here are some of the most luxurious Caribbean resorts.
+
+It’s usually wise to avoid water hazards during a round of golf, but many of the best luxury golf packages include travel on European cruise ships. Among the options are rounds at top courses in Scotland, Ireland, Norway and France. But for the ultimate experience—and $107,000 for two people—the 2023 European Golf Medley Cruise includes 62 days of sailing, 45 ports, up to 25 rounds of golf at many of the world’s best courses—and one great story to tell at every 19th hole along the way.
+
+Hilton Adds Peloton Bikes to Every U.S. Hotel
+
+Don’t want to miss a spin class next time you’re on the road? By the end of 2022, Hilton will feature Peloton bikes in all 5,400 hotels in the United States. The bikes will be available across all 18 Hilton brands, including the luxury Waldorf Astoria and Conrad properties. And when staying at Hilton properties this fall, Hilton Honors members will be eligible to earn bonus points through a special promotion which can be used for free stays or Peloton merchandise.
+
+Travel can be stressful enough without worrying about someone trying to rip you off on vacation, particularly in an international destination. From fake charging ports to ATM skimmers, here are 8 travel scams to know about—and how to guard against them.
+
+Sure, take that photograph in front of the Taj Mahal or the Trevi Fountain—but for a truly unique travel memory how about a tattoo of one of your favorite destinations? South Korean tattoo artist Minyoung Sim—who works under the moniker EQ Tattooist—has been inking landscapes into beautiful vertical frames that celebrate wanderlust for several years. Honeymoon destinations are among her most popular requests. “I think travel tattoos are becoming more popular as we venture out into the world again,” she explains, “and telling a story through a visual montage, an inked collage, is the best way to hold onto that memory, forever.”
+
+Passport by ForbesLife chronicles the latest in luxury travel, drinking and dining, fashion—and life's other indulgences. Click here to sign up for its weekly newsletter.","{'positive': 0.040984865, 'negative': 0.032539643, 'neutral': 0.92647547}","Luxurious Caribbean Resorts, Hilton X Peloton, 8 Travel Scams And More. And when staying at Hilton properties this fall, Hilton Honors members will be eligible to earn bonus points through a special promotion which can be used for free stays or Peloton merchandise. “I think travel tattoos are becoming more popular as we venture out into the world again,” she explains, “ telling a story through a visual montage, an inked collage, is the best way to hold onto that memory, forever.”
+
+Passport by ForbesLife chronicles the latest in luxury travel, drinking and dining, fashion‚Äîand life's other indulgences.","Luxurious Caribbean Resorts, Hilton X Peloton, 8 Travel Scams And More",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry‚Äôs greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7433682876080396, 'Climate Change Adaptation': 0.751217141645204, 'Energy Management': 0.7493977268876799, 'Ecological Impacts': 0.773639388509421, 'Labour Practices': 0.7494034544720954}",0.773639389,Ruiqi,Minor focus,Minor focus,Positive,Energy Management,No,Minor,,2022-11-10T21:56:19+00:00,https://www.breitbart.com/asia/2022/11/10/apple-restricts-airdrop-china-after-dissidents-evade-censors/,"[{'name': 'Chinese iPhone users', 'weight': 0.08902318}, {'name': 'Chinese iPhones', 'weight': 0.087020114}, {'name': 'Chinese rules', 'weight': 0.07974984}, {'name': 'Chinese social media users', 'weight': 0.07952064}, {'name': 'younger Chinese iPhone owners', 'weight': 0.07913991}, {'name': 'AirDrop', 'weight': 0.07877286}, {'name': 'Chinese officials', 'weight': 0.07743044}, {'name': 'Chinese', 'weight': 0.07663302}, {'name': 'Chinese suppliers', 'weight': 0.076207645}, {'name': 'Chinese technological development', 'weight': 0.07418667}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 12}, {'data': 'The Communist Party’s', 'type': 'ORG', 'mentions': 2}, {'data': 'Vice News', 'type': 'ORG', 'mentions': 2}, {'data': 'App Store', 'type': 'ORG', 'mentions': 2}, {'data': 'The South China Morning Post', 'type': 'ORG', 'mentions': 1}, {'data': 'SCMP', 'type': 'ORG', 'mentions': 3}, {'data': 'AirDrop', 'type': 'PRODUCT', 'mentions': 12}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'Winnie-the-Pooh', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 7}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'Taiwan', 'type': 'GPE', 'mentions': 1}, {'data': 'Hong Kong', 'type': 'GPE', 'mentions': 2}, {'data': 'Communist', 'type': 'NORP', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 10}, {'data': 'Xi Jinping', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bridge Man', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'ten-minute', 'type': 'TIME', 'mentions': 1}]","Apple seemingly bowed to Communist China’s “sharp power” economic leverage again on Thursday by restricting the use of its AirDrop file-sharing service on Chinese iPhones.
+
+Dissidents were taking advantage of AirDrop to distribute messages and images blocked by Communist censors for criticizing the regime, including the striking image of a protester who hung banners from a bridge criticizing dictator Xi Jinping on the eve of his ascension to a third term in power.
+
+Using AirDrop to transmit slogans similar to those displayed by “Bridge Man” has become a popular method of protest among younger Chinese iPhone owners. The Communist Party’s vast army of censors has been shuttering accounts that attempted to discuss “Bridge Man” online, and even suppressing searches for words such as “bridge” and “courage.”
+
+Until Apple clipped its wings, AirDrop was one of the few readily-available methods of secure and private file sharing on China’s heavily-monitored Internet. The system is difficult for censors to monitor or block because it does not run through remote online servers. Instead, it allows iPhones and other Apple devices to send files to each other directly using WiFi and Bluetooth signals. The devices must be fairly close to each other for AirDrop to work.
+
+The AirDrop connection is protected by firewalls on both devices and the files are encrypted, which makes the transfer safe and secure — and also makes it hard for the Chinese Communist Party’s content moderators to stop people from sending illegal pictures of Winnie-the-Pooh to their friends. Protesters have reportedly been using AirDrop to shoot banned material to fellow passengers on buses and trains.
+
+Vice News reported on Thursday that a new version of the iPhone operating system was pushed to Chinese iPhone users that restricts AirDrop to only accepting files from strangers in ten-minute bursts. Before this modification, it was possible to set AirDrop to accept file transfer requests from strangers constantly, with user approval for each request, making it possible for protesters to spread their messages to random passersby.
+
+Apple representatives claimed the restriction was intended to prevent unwanted and annoying file transfers and should be rolled out worldwide next year. It is easy to imagine how such a feature could be abused, but Chinese social media users found it highly suspicious that the new AirDrop was pushed out to them first, right after headlines were made by dissidents using the system to defy the regime in Beijing.
+
+“Can’t you tell this is Apple making a compromise? It used to be a great method to bypass censorship,” one Chinese user complained.
+
+“It pulled the flags of Taiwan — a self-governed democracy that China claims as part of its territory — from iPhones in Hong Kong in 2019. It also proactively removes sensitive apps that might run afoul of Chinese rules from its App Store in China, including VPN, encrypted messaging, and religious apps,” Vice News noted ruefully.
+
+Apple signed a secret $275 billion deal with the Chinese government in 2016 to avoid a regulatory crackdown. The agreement, kept under wraps until December 2021, pledged Apple’s help with Chinese technological development, promised Apple would use Chinese suppliers for more of its components, and pledged close coordination with Chinese officials.
+
+Tens of thousands of apps were removed from Apple’s App Store in China after the 2016 deal was signed, including encrypted messaging systems, VPN software that could penetrate the infamous Great Firewall of China, and foreign news services.
+
+The South China Morning Post (SCMP) confirmed the altered AirDrop rules only apply to iPhones purchased in mainland China. The SCMP noted AirDrop has been available for several years and was used in a similar manner by Hong Kong pro-democracy protesters to spread their messages in 2019.
+
+“It is uncertain why Apple made the AirDrop change, or whether it initiated the move or was asked to do so by authorities,” the SCMP said, noting Apple declined to answer questions about the change.",aebd11e9eedd4469ad5cd978901e39b4,Apple Restricts AirDrop in China After Dissidents Use It to Evade Censors,4,,,,
+12738,"Why U.S. homebuilders are targeting first-time buyers - The mortgage rate shock has refocused homebuilders' attention on an underserved segment — the first-time homebuyer.
+
+Why it matters: Since the mid-2000s housing boom ended with a disastrous financial crisis in 2008, builders have mostly focused on larger, more expensive houses — the kind that are out of reach of entry-level buyers.
+
+State of play: But now, sale activity in existing homes — the vast majority of houses — has slowed to nearly at a standstill.
+• High prices and surging mortgage rates have hammered affordability — and made those who already own their homes leery of moving, a phenomenon known as ""the lock-in effect.""
+• This is suppressing the inventory of existing homes on the market for sale.
+
+Between the lines: At the risk of stating the obvious, first-time buyers don't already own a home — so they're not stuck in place by a sweet, low-rate mortgage.
+• And with fewer than usual existing homes on the market for these entry-level buyers, builders see an opportunity.
+• ""It's a renewed focus, given the lack of inventory,"" Robert Dietz, chief economist at the National Association of Home Builders, tells Axios. ""First-time buyers are going to play a key role in the order expansion for home builders going forward.""
+
+Driving the news: This week, executives at big builders like D.R. Horton and PulteGroup referenced the importance of first-time buyers on their earnings calls.
+• ""There is a higher likelihood of the entry-level buyer transacting at this point in time because they don't have a home to sell,"" said PulteGroup CEO Ryan Marshall. ""They're not hampered by the low interest rate that they may be hanging on to.""
+• D.R. Horton also said it's taking steps that, reading between the lines, will appeal to entry-level homebuyers. ""We have continued offering incentives and reducing the prices and sizes of our homes where necessary to provide better affordability to home buyers,"" said co-COO Paul Romanowski.
+
+Zoom out: Builders’ rising interest in first-timers signals the industry’s need to find new customers as existing homeowners stay put.
+• Case in point: New housing starts are down about 20% over last year.
+
+The bottom line: While it‚Äôs good from an affordability standpoint that builders are renewing their interest in starter homes, there's little sign of a Levittown-style surge of modest-home construction to magically solve the inventory problem any time soon.","{'positive': 0.15588295, 'negative': 0.68678117, 'neutral': 0.15733588}","Homebuilders are targeting first-time buyers due to the mortgage rate shock and the slow sale activity in existing homes. This has refocused their attention on an underserved segment, the first-term homebuyer. This is partly due to high prices and surging mortgage rates, which have put those who already own their homes leery of moving. With fewer than usual existing homes on the market for these entry-level buyers, builders see an opportunity to appeal to them. D.R. Horton and PulteGroup have both commented on the importance of first-timers on their earnings calls. New housing starts are down about 20% over last year, but there is little sign of a Levittown-style surge of modest-home construction to magically solve the inventory problem any time soon.",The mortgage rate shock has refocused homebuilders on this underserved segment.,DHI,Infrastructure,Home Builders,Horton D.R. Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7738640015940735, 'Design for Resource Efficiency': 0.7925121091204756, 'Community Impacts of New Developments': 0.7961511578233974, 'Climate Change Adaptation': 0.7868203942571689, 'Workforce Health & Safety': 0.7597379889670915}",0.7961511578233974,Ruiqi,Major focus,Major focus,Positive,"Community Impacts of New Developments, Design for Resource Efficiency",Minor,Major,Positive,2023-04-26T14:01:04+00:00,https://www.mercurynews.com/2023/04/26/california-bill-to-make-internet-platforms-pay-for-news-advances-with-questions/,"[{'name': 'news organizations', 'weight': 0.08775823}, {'name': 'news production', 'weight': 0.07745014}, {'name': 'news advances', 'weight': 0.07744506}, {'name': 'news outlets', 'weight': 0.07736961}, {'name': 'news', 'weight': 0.07734476}, {'name': 'news agencies', 'weight': 0.07720625}, {'name': 'California bill', 'weight': 0.07582857}, {'name': 'internet platforms', 'weight': 0.07062919}, {'name': 'tech platforms', 'weight': 0.06670031}, {'name': 'bill', 'weight': 0.06662224}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'California', 'type': 'GPE', 'mentions': 2}, {'data': 'Oakland', 'type': 'GPE', 'mentions': 1}, {'data': 'Oxnard', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Minnesota', 'type': 'GPE', 'mentions': 1}, {'data': 'Louisiana', 'type': 'GPE', 'mentions': 1}, {'data': 'Australia', 'type': 'GPE', 'mentions': 1}, {'data': 'Canada', 'type': 'GPE', 'mentions': 1}, {'data': 'Riverside', 'type': 'GPE', 'mentions': 1}, {'data': 'Woodland Hills', 'type': 'GPE', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'the Assembly Privacy and Consumer Protection Committee', 'type': 'ORG', 'mentions': 5}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'the California News Publishers Association', 'type': 'ORG', 'mentions': 1}, {'data': 'California Taxpayers Association', 'type': 'ORG', 'mentions': 1}, {'data': 'CalMatters', 'type': 'ORG', 'mentions': 1}, {'data': 'Lookout Santa Cruz', 'type': 'ORG', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'Buffy Wicks', 'type': 'PERSON', 'mentions': 4}, {'data': 'Steve Bennett', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amy Klobuchar', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Kennedy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Katharine Trendacosta', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bill Essayli', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jesse Gabriel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Democrat', 'type': 'NORP', 'mentions': 4}, {'data': 'Republican', 'type': 'NORP', 'mentions': 2}, {'data': 'AB 886', 'type': 'LAW', 'mentions': 1}, {'data': 'the California Journalism Preservation Act', 'type': 'LAW', 'mentions': 2}]","A California bill that aims to ease newspapers’ internet-age woes by making Big Tech companies like Google and Facebook pay for the online articles their users access through their platforms advanced out of its first committee hearing Tuesday night, but not without lots of questions from lawmakers.
+
+“A free and diverse press is the backbone of a healthy and vibrant democracy,” Assemblywoman Buffy Wicks, an Oakland Democrat, told the Assembly Privacy and Consumer Protection Committee, which passed her bill on a 9-0 vote with two members abstaining. “These dominant companies are padding their profit margins with locally produced news without adequately compensating the originators of that content.”
+
+But while her colleagues on the committee supported the idea, they said it’s going to need some work.
+
+“I appreciate that a problem-solver legislator has agreed to tackle this,” said Assemblyman Steve Bennett, a Democrat representing Oxnard. “The marketplace is a very hard place to try to regulate for an outcome. It’s hard to do this, but it’s important to try to do this… I’ll support this, but at the same time, I have my eyes open about the ability to get to the goal.”
+
+Wicks’ bill, AB 886, the California Journalism Preservation Act, comes after the December collapse in Congress of a similar federal bill, the Journalism Competition and Preservation Act, carried by U.S. Sens. Amy Klobuchar, a Minnesota Democrat, and John Kennedy, a Louisiana Republican.
+
+Sponsored by the California News Publishers Association, to which this news organization belongs, Wicks’ bill would work differently by requiring internet platforms to use binding arbitration to determine the percentage of advertising revenue to compensate news organizations. Australia and Canada have passed similar laws.
+
+While the bill is backed by a number of print and broadcast news organizations, it is opposed by the ACLU of California, the California Chamber of Commerce, California Taxpayers Association, the Electronic Frontier Foundation and some online news organizations including CalMatters and Lookout Santa Cruz.
+
+Critics argued the bill would promote sensational “clickbait” articles to drive up revenues, would force platforms to carry questionable content they oppose and wouldn’t save dying newspapers anyway.
+
+“This bill is a wealth transfer to the same billionaires at vulture capital funds that buy up newspapers for pennies on dollar,” Katharine Trendacosta, associate director of policy for the Electronic Frontier Foundation, told the committee.
+
+Wicks, who sits on the privacy and consumer protection committee, said her bill would require the news organizations receiving revenue from technology platforms to spend 70% of it on journalists and news production, and that platforms still could refuse content that violates their terms of service.
+
+She said her bill “provides a lifeline for news outlets by directing some of the revenue from ad dollars back to the print, digital and broadcast media that bear the entire cost of gathering and reporting news while tech platforms bear none.”
+
+“You’re not going to convince me that Google isn’t profiting off the backs of journalists,” said Assemblyman Bill Essayli, a Riverside Republican, who added that “they need to pay for the content they’re profiting off of.”
+
+But he and some others noted that tech platforms don’t work the same way. Google connects users with websites featuring topics they’re searching for, while Facebook, users — including journalists and publishers — post photos, videos and links to articles they want their followers to see.
+
+I have reservations about a bill applying to social media where news agencies are voluntarily putting content on social media,” Essayli said.
+
+Committee Chair Jesse Gabriel, a Woodland Hills Democrat, said in voicing support that “this is something we need to do,” but also acknowledged that “there’s still more work that needs to be done here.”",96087d25b0f64893a36800c49fc5965a,California bill to make internet platforms pay for news advances — with questions,4,,,,
+18139,"Meat drove grocery prices up in July - Grocery prices ticked up 0.3% in July, after staying flat in June, driven largely by rising beef prices.
+
+From June to July, adjusted for seasonal swings, the price of uncooked beef roasts spiked 6.5%, according to data released by the Bureau of Labor Statistics Thursday. Uncooked beef steaks prices rose 2.3% and uncooked ground beef rose 1.5%. Altogether, beef and veal got 2.4% more expensive last month.
+
+The higher prices were recorded as the country’s beef supplies have been contracting. Extreme drought in recent years caused farmers to rapidly sell cattle because the conditions, plus with higher feed costs, made it expensive or impossible to maintain herds. That wave of sales, particularly of cows used to breed, led to supply constraints this year.
+
+“Herd liquidation continues to tighten supply, leading to higher cattle cost,” said meat processor Tyson (TSN) CEO Donnie King during a call with analysts this week. The USDA said in July that the country’s cattle inventory is down 3% year over year. Tyson (TSN) reported that while its prices for pork and chicken were down in the quarter ending in July, beef prices went up.
+
+Thursday’s government data reflects a similar trend. In the 12 months through July, uncooked beef steaks got 7.8% more expensive. Uncooked beef roast prices rose 6.3% and uncooked ground beef got 3.1% more expensive. Together, beef and veal prices rose 5.3%. But over the course of the year, pork prices overall fell 3.7% and chicken prices dropped 2.5%.
+
+What else is going on in the grocery store
+
+Beef wasn’t the only category that got pricier in July. Hot dog prices went up 2.7%. Apples went up 2.4%, citrus fruit 1.7% and ice cream rose 1.5%. Coffee and butter each went up 1%.
+
+But lots of items got less expensive that month. Margarine dropped 2.4%. Egg prices continued their downward trend after spiking earlier this year, falling 2.2%. Chicken prices went down 1.1%, as did the prices for fresh fish and seafood. Milk ticked down 0.6%.
+
+Altogether, grocery prices rose 3.6% for the year, higher than the overall 3.2% increase of consumer prices — but not by much. Food altogether, including menu prices, went up 4.9%.
+
+Margarine rose 11.3%. Bread went up by 9.5% and flour by 8.5%. Rice spiked 6.5%, ham grew 5.7% and breakfast cereal went up 5.1%.
+
+Sweets got more expensive, as well. Sugar itself has shot up 9.7% in July compared to the same period last year. Packaged cookies rose 7.9% and ice cream jumped 6.3%.
+
+Meanwhile, apples went up 7.5%, and lettuce jumped 6.6%. Fruits and vegetables together rose 2.9%.
+
+But there were price declines in that period, too.
+
+What’s going on with menu prices
+
+In the month of July, menu prices rose a tiny bit, just 0.2%. But over the course of the year, menu prices went up 7.1%. Dine-in restaurants raised prices about 5.8% for the year, while fast food and fast casual chains increased menu prices 7.1%.
+
+Restaurants have been raising prices as their own costs have gone up, and as diners have seemed to accept the higher prices. But lately, customers have been pushing back.
+
+At Burger King and Wendy’s (WEN), restaurant sales went up in the second quarter, driven by price increases. But both chains reported negative restaurant traffic.
+
+At Papa Johns franchise locations, which make up the majority of the chain’s roughly 3,400 locations, “Some of the pricing … had gotten out in front of where the consumer was willing to spend,” said Papa Johns CEO Rob Lynch during a Thursday analyst call discussing the quarterly results.
+
+‚ÄúApril was the worst month that we‚Äôve had since I‚Äôve been at Papa Johns (PZZA),‚Äù in terms of sales at locations open at least a year, he said. Lynch joined Papa Johns (PZZA) in 2019.","{'positive': 0.022109237, 'negative': 0.95584625, 'neutral': 0.022044558}","In July, grocery prices rose 0.3% after staying flat in June, driven largely by rising beef prices. Uncooked beef steaks prices rose 2.3%, uncooked ground beef rose 1.5%, and beef and veal got 2.4% more expensive last month. The higher prices were recorded as the country‚Äôs beef supplies have been contracting due to extreme drought in recent years, and high feed costs. In the month of July, menu prices rose a tiny bit, just 0.2%, while fast food and fast casual chains increased menu prices 7.1%. Papa Johns franchise locations reported negative restaurant traffic due to high prices.","Grocery prices ticked up 0.3% in July, after staying flat in June, driven largely by rising beef prices.",TSN,Food & Beverage,"Meat, Poultry & Dairy",Tyson Foods Inc A,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry‚Äôs emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers‚Äô treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities‚Äô use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry‚Äôs ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers‚Äô compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees‚Äô exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry‚Äôs supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity‚Äôs animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7357421295140706, 'Antibiotic Use in Animal Production': 0.7153712611234083, 'Greenhouse Gas Emissions': 0.7594034984259054, 'Food Safety': 0.7850678961205919, 'Water Management': 0.7562113812323009, 'Animal Care & Welfare': 0.7869945900402903, 'Energy Management': 0.7880822752848782, 'Animal & Feed Sourcing': 0.7771296845053837, 'Workforce Health & Safety': 0.757867589432199, 'Environmental & Social Impacts of Animal Supply Chain': 0.7535477887245016}",0.7880822752848782,Ruiqi,Major focus,Minor focus,Neutral,"Land Use & Ecological Impacts, Antibiotic Use in Animal Production, Greenhouse Gas Emissions, Food Safety, Water Management, Animal Care & Welfare, Energy Management, Animal & Feed Sourcing, Workforce Health & Safety, Environmental & Social Impacts of Animal Supply Chain",Major,Minor,Neutral,2023-05-07T12:27:31+00:00,https://www.yahoo.com/lifestyle/sparkpod-showerhead-amazon-sale-124844849.html?src=rss,"[{'name': 'shower heads', 'weight': 0.11240796}, {'name': 'more great Amazon home deals', 'weight': 0.08170134}, {'name': 'extra teflon tape', 'weight': 0.07220669}, {'name': 'This high pressure rainfall shower head', 'weight': 0.06815424}, {'name': 'publication', 'weight': 0.06770164}, {'name': 'less water', 'weight': 0.06726346}, {'name': 'free shipping', 'weight': 0.06372271}, {'name': 'a regular shower head', 'weight': 0.06372205}, {'name': 'the best shower head', 'weight': 0.062270153}, {'name': 'today', 'weight': 0.060939636}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'the Sparkpod Shower Head', 'type': 'PRODUCT', 'mentions': 1}]","Looking for an instant bathroom upgrade for spring? Amazon has just what you need to transform your shower into a spa-like oasis — and it's 45% off, today only. It's the Sparkpod Shower Head and you can get it for just $33 (was $60).
+
+This high pressure rainfall shower head gives you that luxury rainfall feeling without draining your water tank. This shower head is designed to use less water and has a maximum outflow of 1.8 gallons per minute, but feels like you're getting doused. Even better? It's easy to install and comes with extra teflon tape to help with fitting and it's low-maintenance — the rust-proof chrome is easy to clean.
+
+After just one use, you'll never want to go back to a regular shower head, so says more than 35,000 five-star fans. ""Best ever shower hhead"" is the common theme among the reviews.
+
+""This is literally the best shower head I’ve ever used,"" shared one rave reviewer. ""Great pressure and water coverage! It’s moved with me from one apartment to another already and it’s easy to install and remove and even came with the tape for the pipe. Now when I use another shower I miss this shower head!""
+
+""We've had 10+ different models of shower heads, and bought this one to replace another where the seal busted and was leaking,"" reported a five-star fan. ""This cheap head works SO much better than all the big brand names we've used, even ones up to $100. We literally just moved to a new house and I'm buying this to replace the brand new one in our shower.""
+
+""This shower head is like a power washer,"" gushed another happy shopper. ""The water pressure is incredible, it’s super easy to install, and it looks sharp too!""
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+Looking for more great Amazon home deals? Check these out:",6617bd35b8454abc97df7e81c72ed170,Amazon slashed the price on its #1 bestselling shower head to $33,4,,,,
+17758,"Sherrod Brown says he’ll vote to overturn Biden administration policy on solar panel imports - WASHINGTON, D. C. – U.S. Sen. Sherrod Brown, a longtime foe of trade policies that he believes subsidize other countries at U.S. expense, announced Wednesday that he’ll vote to overturn the Biden administration’s suspension of tariffs on Chinese solar products that go through other countries.
+
+“The Chinese government will do anything to undermine American manufacturing, and would like nothing more than to kill the American solar manufacturing industry before it takes off,” said a statement from Brown, a Cleveland Democrat. “Ohio is ready to lead in the manufacturing industries of the future – we must not put that progress at risk.”
+
+As part of an effort to promote more solar energy use in the United States, Biden last year announced a two-year tariff ban on solar panels that originate in China but are imported from Cambodia, Malaysia, Thailand, and the Socialist Republic of Vietnam. The point was to ensure an adequate supply of solar panels while domestic production ramps up.
+
+The administration’s stance vexed Ohio solar manufacturers, such as Arizona-based First Solar, which produces solar panels in Perrysburg, Ohio. A statement from the company said the policy would undermine U.S. solar manufacturers “by giving unfettered access to China’s state-subsidized solar companies for the next two years.”
+
+“This sends the message that companies can circumvent American laws and that the US government will let them get away with it as long as they’re backed by deep-pocketed political pressure campaigns,” said the statement from company vice president Samantha Sloan.
+
+In upcoming weeks, the U.S. House of Representatives and Senate are expected to vote on a joint resolution that would overturn the tariff suspension.
+
+House Ways and Means Committee chairman Jason Smith of Missouri on Tuesday told the House Rules Committee that the tariffs on solar imports from China have been in place since 2012 to provide a more level playing field for American manufacturers in the face of unfair subsidies and pricing by Chinese exporters.
+
+He noted that in December, the Commerce Department determined that China is circumventing U.S. tariffs by shipping solar products through Cambodia, Malaysia, Thailand, and Vietnam, and said it is “cheating American workers and consumers” by doing so.
+
+“We need more, not less, accountability for unfair trade practices that have given China a dominant position in solar production,” said Smith. “It is all the more important given longstanding American innovation in this sector. American workers should enjoy the fruits of that innovation through expanded U.S. manufacturing and jobs, but unfair imports will prevent this from occurring.”
+
+Bowling Green Republican Rep. Bob Latta cosponsored the resolution, saying that by retaining the two-year tariff exemption, the Biden administration “is penalizing American workers, harming our domestic solar manufacturing industry, and increasing U.S. dependency on foreign nations for our energy needs.”
+
+Brown and Pennsylvania Sen. Robert Casey sent a letter to Biden last month that asked for sanctions on the Chinese companies found to be circumventing anti-dumping and countervailing duties by moving solar cells and modules through other countries.
+
+“U.S. trade laws are designed to protect our domestic market from unfair trade practices and, now that Department of Commerce has established preliminary evidence of circumvention, we urge their strong enforcement,” their letter said.
+
+The White House announced Monday that President Biden would veto the joint resolution if Congress adopts it. It said the United States is on track to increase domestic solar panel manufacturing capacity eight-fold by the end of Biden’s first term, but time is needed too boost production. It described the Commerce Department’s action as “a temporary, 24- month bridge for the import of certain solar cells or modules.
+
+“This rule is necessary to satisfy the demand for reliable and clean energy while ensuring Commerce is able to rigorously enforce U.S. trade laws, hold trading partners accountable, and defend U.S. industries and workers from unfair trade actions,” the veto announcement said. “Passage of this joint resolution would undermine these efforts and create deep uncertainty for jobs and investments in the solar supply chain and the solar installation market.”
+
+Sabrina Eaton writes about the federal government and politics in Washington, D.C., for cleveland.com and The Plain Dealer.","{'positive': 0.07450888, 'negative': 0.63896143, 'neutral': 0.28652972}","U.S. Sen. Sherrod Brown has announced that he will vote to overturn the Biden administration's suspension of tariffs on Chinese solar products that go through other countries. The White House announced Monday that President Biden would veto the joint resolution if Congress adopts it, which would provide a temporary bridge for the import of certain solar cells or modules. Ohio solar manufacturers, such as Arizona-based First Solar, have expressed their opposition to the policy. The House Ways and Means Committee chairman Jason Smith of Missouri said the tariffs on solar imports from China have been in place since 2012 to provide a more level playing field for American manufacturers in the face of unfair subsidies and pricing by Chinese exporters. Brown and Pennsylvania Sen. Robert Casey sent a letter to Biden last month that asked for sanctions on the Chinese companies found to be circumventing anti-dumping and countervailing duties by moving solar cells and modules through another countries.","U.S. Sen. Sherrod Brown, a longtime foe of trade policies that he believes subsidize other countries at U.S. expense, says he will vote to scrap a suspension of tariffs on Chinese solar products that go through other countries.",FSLR,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,First Solar Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7685631494133827, 'Regulations': 0.7881529533677454, 'Product End-of-life Management': 0.7843736778905785, 'Water Management in Manufacturing': 0.7640770038638078, 'Energy Management in Manufacturing': 0.7886181461747033, 'Materials Sourcing': 0.7837479329215417, 'Ecological Impacts of Project Development': 0.7843504542703661}",0.7886181461747033,Ruiqi,Major focus,Major focus,Negative,"Regulations, Materials Sourcing",Major,Major,Negative,2023-06-29T15:04:02+00:00,https://nypost.com/2023/06/29/ftc-plans-major-antitrust-lawsuit-against-amazon-report/,"[{'name': 'Amazon Prime', 'weight': 0.1106208}, {'name': 'Bloomberg News', 'weight': 0.08905832}, {'name': 'Amazon', 'weight': 0.08613667}, {'name': 'Amazon spokesperson Heather Layman', 'weight': 0.080091484}, {'name': 'Prime', 'weight': 0.07966841}, {'name': 'longtime Amazon critic Lina Khan', 'weight': 0.0772273}, {'name': 'online merchants', 'weight': 0.06707547}, {'name': 'faster shipping', 'weight': 0.0626735}, {'name': 'major antitrust lawsuit', 'weight': 0.05948116}, {'name': 'most merchants', 'weight': 0.05908733}]",[],"[{'data': 'FTC', 'type': 'ORG', 'mentions': 8}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 18}, {'data': 'The Federal Trade Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg News', 'type': 'ORG', 'mentions': 4}, {'data': 'the European Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Yale Law School', 'type': 'ORG', 'mentions': 1}, {'data': 'Prime', 'type': 'ORG', 'mentions': 5}, {'data': 'Lina Khan', 'type': 'PERSON', 'mentions': 5}, {'data': 'Heather Layman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 1}, {'data': 'European', 'type': 'NORP', 'mentions': 1}, {'data': 'Alexa', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Ring', 'type': 'PRODUCT', 'mentions': 1}]","The Federal Trade Commission is preparing to file a mammoth antitrust lawsuit against Amazon that will target the e-commerce giant’s core online business, according to a report.
+
+The federal agency headed by longtime Amazon critic Lina Khan is set to accuse the Seattle-based company of improperly wielding its dominance to reward online merchants that use its logistics services while penalizing those who do not, Bloomberg News reported.
+
+Third-party merchants on Amazon pay the company commissions on each sales as well as for services including warehousing, shipping, and advertising.
+
+While the fees are optional, most merchants end up paying them because the FTC alleges that Amazon’s algorithm places them at a competitive disadvantage if they don’t, according to Bloomberg News, which cited three people familiar with the matter.
+
+The FTC’s reported allegation dovetails with a European antitrust case which accused Amazon of breaching competition rules by favoring merchants that used its logistics and delivery system over other sellers.
+
+Amazon and the European Commission reached a settlement in the matter.
+
+The Post has sought comment from Amazon.
+
+Khan and her investigators at the FTC have reportedly been prepping the lawsuit for months, sources told Bloomberg News.
+
+The court papers are expected to be filed before the agency undergoes significant personnel changes in August, according to the news site.
+
+Khan is expected to seek a restructuring of Amazon’s business model — a development that will likely prompt the firm to appeal, according to Bloomberg News.
+
+Under Khan, the 34-year-old antitrust crusader who wrote a scholarly paper on Amazon’s market dominance while a student at Yale Law School, the FTC has filed three lawsuits against Amazon.
+
+Amazon has demanded that Khan recuse herself from antitrust probes into its business given her past criticisms of the company — to no avail.
+
+Last week, the agency sued Amazon for allegedly engaging in a years-long effort to enroll consumers without consent into Amazon Prime and making it difficult for them to cancel their subscriptions.
+
+The FTC accused Amazon of using deceptive designs, known as “dark patterns,” to deceive consumers into enrolling in Prime, which provides subscribers with perks such as faster shipping for a fee of $139 annually, or $14.99 a month.
+
+The FTC said Amazon made it difficult for customers to purchase an item without also subscribing to Prime.
+
+In some cases, consumers were presented with a button to complete their transactions — which didn’t clearly state it would also enroll them in Prime.
+
+“The FTC’s claims are false on the facts and the law,” Amazon spokesperson Heather Layman said in a statement. “The truth is that customers love Prime, and by design we make it clear and simple for customers to both sign up for or cancel their Prime membership.”
+
+Earlier this month, Amazon agreed to pay a $25 million civil penalty to settle allegations it violated a child privacy law for storing kids’ voice and location data recorded by its popular Alexa voice assistant.
+
+It also agreed to pay $5.8 million in customer refunds for alleged privacy violations involving its doorbell camera Ring.",d1619d70ec7e4c7e90e689361675eab2,FTC reportedly plans major antitrust lawsuit against Amazon,4,,,,
+12470,"Next Year Looks Tough for Retail. Why Home Depot and Costco Stock Might Still Thrive. - Next Year Looks Tough for Retail. Why Home Depot and Costco Stock Might Still Thrive.
+
+“We are in a ‘consumer discretionary recession’—embrace it,” writes analyst Oliver Chen. In order to stay ahead, retailers must “deliver exceptional value through greater inventory agility that emphasizes opening price points.” Of course, there aren’t many companies that do that better than Costco and Home Depot do, making them standouts in the sector.","{'positive': 0.7910878, 'negative': 0.030639097, 'neutral': 0.17827304}","Why Home Depot and Costco Stock Might Still Thrive.
+
+Next Year Looks Tough for Retail. Why Home Depot and Costco Stock Might Still Thrive.
+
+‚ÄúWe are in a ‚Äòconsumer discretionary recession‚Äô‚Äîembrace it,‚Äù writes analyst Oliver Chen. In order to stay ahead, retailers must ‚Äúdeliver exceptional value through greater inventory agility that emphasizes opening price points.‚Äù Of course, there aren‚Äôt many companies that do that better than Costco and Home Depot do, making them standouts in the sector.","‚ÄúWe are in a ‚Äòconsumer discretionary recession‚Äô‚Äîembrace it,‚Äù writes analyst Oliver Chen.  In order to stay ahead, retailers must ‚Äúdeliver exceptional value through greater inventory agility that emphasizes opening price points.‚Äù  Of course, there aren‚Äôt many companies that do that better than Costco and Home Depot do, making them standouts in the sector.",COST,Consumer Goods,Multiline and Specialty Retailers & Distributors,Costco Wholesale Corp,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail‚Äôs significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers‚Äô rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity‚Äôs reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers‚Äô preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.7966582983874775, 'Product Sourcing, Packaging & Marketing': 0.7737992467838746, 'Energy Management in Retail & Distribution': 0.7542442334124937, 'Labour Practices': 0.7847626419780174, 'Data Security': 0.7619482859337948}",0.7966582983874775,Ruiqi,No focus,No focus,Positive,,No,Minor,,2023-05-05T10:00:00+00:00,https://www.forbes.com/sites/charliefink/2023/05/05/ai-weekly-ai-leaders-at-white-house-openai-adds-300-million-empathetic-pi-chatbot-launches/,"[{'name': 'Inflection AI', 'weight': 0.088604264}, {'name': 'existing generative AI systems', 'weight': 0.087763675}, {'name': 'AI', 'weight': 0.086804554}, {'name': 'AI characters', 'weight': 0.08621484}, {'name': 'New AI Podcast', 'weight': 0.07907921}, {'name': 'previous interactions', 'weight': 0.065863855}, {'name': 'generative AI', 'weight': 0.05965363}, {'name': 'Empathetic Pi Chatbot', 'weight': 0.05925555}, {'name': 'Vice-President Kamala Harris', 'weight': 0.05880851}, {'name': 'MIT Technology Review', 'weight': 0.058584336}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'White House', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Anthropic', 'type': 'ORG', 'mentions': 1}, {'data': 'the NY Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Deepmind', 'type': 'ORG', 'mentions': 1}, {'data': 'Inflection', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Alexa', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Inworld', 'type': 'ORG', 'mentions': 1}, {'data': 'Futurist', 'type': 'ORG', 'mentions': 1}, {'data': 'Paramount Global', 'type': 'ORG', 'mentions': 1}, {'data': 'Magic Leap', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'iTunes', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Kamala Harris', 'type': 'PERSON', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Geoffrey Hinton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mustafa Suleyman', 'type': 'PERSON', 'mentions': 2}, {'data': 'Reid Hoffman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 2}, {'data': 'Tom Graham', 'type': 'PERSON', 'mentions': 2}, {'data': 'Gaeta', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ted Schilowitz', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rony Abovitz', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ken Mugrage/', 'type': 'PERSON', 'mentions': 1}, {'data': 'two hours', 'type': 'TIME', 'mentions': 1}, {'data': 'DEF CON 31', 'type': 'EVENT', 'mentions': 1}, {'data': 'AI Bill of Rights', 'type': 'LAW', 'mentions': 1}, {'data': 'Pi', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Deep Tom Cruise', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'This Week in XR', 'type': 'WORK_OF_ART', 'mentions': 1}]","Some of the big AI tech companies (Google, Microsoft, OpenAI, and Anthropic) sat with Vice-President Kamala Harris for two hours on Thursday. President Biden stopped by the meeting, telling the execs “What you’re doing has enormous potential and enormous danger.” An ""independent exercise"" at DEF CON 31, a major hacker event in August, will provide a transparent public assessments of how well existing generative AI systems meet the Biden administration's AI Bill of Rights blueprint.
+
+Esteemed AI Scientist Quits Google Quits Google. Geoffrey Hinton says his work on the company’s AI has filled him with regret - and fear. “It is hard to see how you can prevent the bad actors from using it for bad things,” he told the NY Times in an interview. By bad things, he is referring to ""winning wars or manipulating electorates.”
+
+Another Huge Open AI Round Closes. OpenAI hauled in another $300 M from investors. That gives them a valuation of close to $30 B.
+
+Inflection AI Launches Pi. For “personal intelligence.” Founded by Deepmind co-founder Mustafa Suleyman, and Reid Hoffman, Inflection has raised $225 M. Pi is a AI chatbot built to be the consummate listener, friend, and confidante, maintaining a back and forth dialog and a memory of previous interactions. Suleyman says it's one of the world’s largest language models, and sees his chatbots as the future of true AI-based personal assistants.
+
+Amazon is developing an improved LLM to power Alexa CEO, Andy Jassy announced they are building a new and improved large language model (LLM) for Alexa. Jassy stated that the new LLM will make the underlying models for Alexa more effective and accelerate the company's vision of building the world's best personal assistant.
+
+Meta finds phony ChatGPT malware running amok. No one should be surprised that while petitions were circulating to control AI, bad actors were already out of control, weaponizing chatGPT, and taking spam to a whole new level on social media.
+
+Metaphysic Deep Fakes TED My conversation with Tom Graham whose company Metaphysic created the fake video ""Deep Tom Cruise.""
+
+Is AI The History Eraser Button? My interview with Tom got me thinking about where we're going with all this, and questioning what it even means to be human, to be conscious, or even dead. Do you want your ancestors calling up your old-fashioned AI every ten or twenty or never years?
+
+AI-Powered Characters Changing The Game Gaeta asked me to do Inworld a solid but this is not unrelated to the AI stories above. We may create AI characters to change our memories.
+
+New AI Podcast Keeps XR Name. “This Week in XR” is also a podcast hosted by the author of this column, Ted Schilowitz, Futurist, Paramount Global, and Rony Abovitz, founder of Magic Leap. We talk about tech generally but our two favorite topics are AI and XR. We can be found on Spotify, iTunes, and YouTube.
+
+The future of generative AI is niche, not generalized Ken Mugrage/MIT Technology Review)",98725d26e1dc41d4aa4d830c68f072d0,"AI Weekly: AI Leaders At White House, OpenAI Adds $300 Million, Empathetic Pi Chatbot Launches",4,,,,
+8260,"Tyson Foods: A Cyclical Turnaround Play - One of the industries hardest hit by the inflationary environment has been food production. Most food producers are suffering higher input costs such as livestock, grain and feed as well as labor and supply chain issues. However, its hard to pass on those costs through price increases as it may affect consumer demand. Usually, investors like to think of food as a recession-proof industry, but for some reason, that's turning out not to be the case this time around, at least in the U.S.
+• None The intrinsic value of TSN
+
+Tyson Foods Inc. (NYSE:TSN), one of the largest producers of beef, chicken and pork products in the U.S., recently suffered a surprising quarterly loss because of these issues. Tyson is an industry leader in key food proteins. Founded in 1935, the company has a broad portfolio of products and brands which includeTyson, Jimmy Dean, Hillshire Farm, Ball Park, Wright, Aidells and State Fair. Headquartered in Springdale, Arkansas, the company employs over 142,000 people. Tyson expects to generate over $53 billion in revenues this fiscal year and currently has a market capitalization of $18.6 billion.
+
+According to Food Business News, U.S. consumers can anticipate greater availability of pork, chicken and turkey, but less beef, going forward. Cattle inventory has declined largely due to the closure of meat processing plants due to Covid-19 related disruptions. Drought conditions also caused a decrease in the total herd size because farmers were selling cows earlier than normal. Abnormal drought continues to affect several leading cattle states such as Kansas, Oklahoma and Nebraska.
+
+Consumer demand in the U.S. for beef, pork and chicken was strong before the onset of the pandemic but became even stronger as consumers stayed home and cooked more. Beef was the biggest winner, as consumers cooked meat more frequently as a substitute for restaurant visits. One would think that would contribute to support for higher prices, but alas for Tyson investors, things aren't that simple.
+
+For its second quarter of fiscal 2023, which ended on April 1, Tyson reported disappointing results which were below expectations. Sales were $13.1 billion, which were roughly flat compared to the prior year period. The beef segment is having a difficult year with sales declining 8.2% in the quarter. In the pork segment, revenues declined 9.2% due to weaker pork prices, largely due to a glut of pigs in the market.
+
+Operating income was crushed and turned to a loss of $49 million, or a gain of $65 million on an adjusted basis which excludes extraordinary items. The company indicated that that substantial majority of the decline in operating income was driven by lower earnings in the beef and chicken segments. Higher input costs such as grain and feed as well as higher labor costs are hurting margins for the company.
+
+The companys balance sheet remains reasonably safe with cash of $543 million and long-term debt of $7.9 billion. Working capital was positive at $3.5 billion. The leverage ratio is slightly elevated at 3.2 due to depressed levels of Ebitda this year, but should drop significantly in 2024 as margins return to normal.
+
+Due to difficult operating conditions, Tyson expects its earnings will be depressed in the fiscal year ending September 2023. Analysts' earnings per share estimates for the fiscal year of 2023 are $1.67, which is a significant decline from the $8.92 reported in fiscal year 2022.
+
+As margins start their climb back to normal in the 2024 fiscal year, analysts' EPS estimates increase to $3.54, which provides a more reasonable forward price-earnings ratio of approximately 14.
+
+The GuruFocus DCF calculator provides a fair value close to the stock price as of this writing (which is $51.33) when I plug in analysts' average 2024 EPS estimate, as well as a discount rate of 10% and a 10-year growth rate of 7.6%. However, that is my worst-case scenario. The past two years have seen EPS in the $8.00-$9.00 range and the two years prior to that saw EPS in the $5.00-$6.00 range.
+
+The company currently pays an annualized dividend of $1.92, which equates to a 3.69% dividend yield. The payout ratio is over 100% currently, but should fall well below that level in coming years as the company recovers.
+
+The average price target for the eight analysts that cover the company on Wall Street is $53.75 with a high of $64.00 and a low of $48.00.
+
+According to the latest round of 13F reports, gurus who have purchased Tyson stock recently include Tom Gayner (Trades, Portfolio) and Jeremy Grantham (Trades, Portfolio). Gurus who have reduced or sold out of their positions include Ken Fisher (Trades, Portfolio) and Ray Dalio (Trades, Portfolio).
+
+Investors should be aware that 13F reports do not provide a complete picture of a gurus holdings. They include only a snapshot of long equity positions in U.S.-listed stocks and American depository receipts as of the quarters end. They do not include short positions, non-ADR international holdings or other types of securities. However, even this limited filing can provide valuable information.
+
+Demand for key protein meats such as beef, pork and chicken by consumers still remains strong, even if pricing is struggling. Tyson has been experiencing difficulties as it finds itself unable to hike prices in line with the cost inflation it is experiencing.
+
+However, with a history going back 88 years, Tyson has certainly seen its share of commodity cycles as well as economic cycles. It has typically come out stronger when the cycles eventually turn.
+
+This article first appeared on GuruFocus.","{'positive': 0.0121206315, 'negative': 0.9713609, 'neutral': 0.016518474}","Tyson Foods Inc. (TSN) is one of the largest producers of beef, chicken and pork products in the U.S. and recently suffered a surprising quarterly loss due to higher input costs such as livestock, grain and feed as well as labor and supply chain issues. Consumer demand for beef, pork and chicken was strong before the onset of the pandemic but became even stronger as consumers stayed home and cooked more. Tyson expects to generate over $53 billion in revenues this fiscal year and currently has a market capitalization of $18.6 billion. The company's earnings per share estimates for the fiscal year of 2023 are $1.67, which is a significant decline from the $8.92 reported in fiscal year 2022. Despite this, the company remains reasonably safe with cash of $543 million and long-term debt of $7.9 billion.",The large food producer is suffering from high input costs,TSN,Food & Beverage,"Meat, Poultry & Dairy",Tyson Foods Inc A,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry‚Äôs emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers‚Äô treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities‚Äô use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry‚Äôs ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers‚Äô compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees‚Äô exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry‚Äôs supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity‚Äôs animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7607801809254221, 'Antibiotic Use in Animal Production': 0.7422862690261338, 'Greenhouse Gas Emissions': 0.769650760744833, 'Food Safety': 0.7931558854714886, 'Water Management': 0.7912517288785895, 'Animal Care & Welfare': 0.7961672340186869, 'Energy Management': 0.7883170995090303, 'Animal & Feed Sourcing': 0.8051650118376639, 'Workforce Health & Safety': 0.7851031855602804, 'Environmental & Social Impacts of Animal Supply Chain': 0.798178463211281}",0.8051650118376639,Ruiqi,Minor focus,Minor focus,Negative,"Land Use & Ecological Impacts, Greenhouse Gas Emissions, Water Management",Major,Major,Positive,2022-12-05T20:01:10+00:00,https://www.cnn.com/2022/12/05/tech/doj-apple-google-tiktok/index.html,"[{'name': 'US user data', 'weight': 0.095536366}, {'name': 'US users', 'weight': 0.08852686}, {'name': 'US national security concerns', 'weight': 0.08771263}, {'name': 'app stores', 'weight': 0.08542094}, {'name': 'TikTok', 'weight': 0.08193545}, {'name': 'TikTok CEO Shou Zi Chew', 'weight': 0.07733854}, {'name': 'user data', 'weight': 0.07717335}, {'name': 'US officials', 'weight': 0.07410459}, {'name': 'US', 'weight': 0.07395542}, {'name': 'better user security', 'weight': 0.071658656}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'DOJ', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 10}, {'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'FCC', 'type': 'ORG', 'mentions': 5}, {'data': 'the Federal Communications Commission', 'type': 'ORG', 'mentions': 5}, {'data': 'CNN', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 9}, {'data': 'ByteDance', 'type': 'ORG', 'mentions': 1}, {'data': 'Antitrust Division', 'type': 'ORG', 'mentions': 1}, {'data': 'Huawei', 'type': 'ORG', 'mentions': 1}, {'data': 'ZTE', 'type': 'ORG', 'mentions': 1}, {'data': 'the Senate Intelligence Committee', 'type': 'ORG', 'mentions': 1}, {'data': 'Epic Games', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Project Texas', 'type': 'ORG', 'mentions': 1}, {'data': 'Oracle', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'US', 'type': 'GPE', 'mentions': 9}, {'data': 'China', 'type': 'GPE', 'mentions': 3}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'Jonathan Kanter', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brendan Carr', 'type': 'PERSON', 'mentions': 8}, {'data': 'Mark Warner', 'type': 'PERSON', 'mentions': 1}, {'data': 'Marco Rubio', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 2}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 2}, {'data': 'Shou Zi Chew', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 2}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 1}, {'data': 'Fortnite', 'type': 'WORK_OF_ART', 'mentions': 1}]","Apple and Google’s continued hosting of TikTok on their app stores, despite US national security concerns about the short-form video app, reflects the tech giants’ “gatekeeper” power and should be made part of any antitrust reviews the app stores may face, a member of the Federal Communications Commission wrote to the Justice Department last week.
+
+The previously unreported letter — sent on Dec. 2 to DOJ antitrust chief Jonathan Kanter and obtained by CNN — said that continuing to make TikTok available on the app stores risks harming consumers, whose personal information US officials have worried may be being fed to the Chinese government.
+
+Beyond possible consumer harm, TikTok’s continued presence on app stores also undercuts Apple and Google’s arguments that their dominance in app distribution leads to better user security and privacy, FCC Commissioner Brendan Carr wrote in the letter.
+
+It’s the latest attempt by Carr, a top Republican at the FCC, to pressure Apple and Google to remove TikTok. Last month, Carr called for the US government to ban TikTok over the bipartisan concerns that China could wield its influence over TikTok’s parent, ByteDance, to gain access to US user data or to disseminate propaganda and disinformation. Now, Carr is trying a new tack by framing the TikTok matter as an antitrust issue.
+
+“Apple and Google are not exercising their ironclad control over apps for the altruistic or procompetitive purposes that they put forward as defenses to existing antitrust or competition claims,” Carr wrote. “Instead, their conduct shows that those rationales are merely pretextual — talismanic references invoked to shield themselves from liability.”
+
+DOJ’s Antitrust Division should consider that “to the extent that it assesses the reasonableness of Apple’s and Google’s anticompetitive actions,” Carr added.
+
+Google declined to comment. Apple the Justice Department didn’t immediately respond to a request for comment.
+
+The FCC does not regulate app stores or social media, focusing instead on telecommunications and traditional media such as radio and television broadcasters and cable operators. But Carr has become the most vocal commissioner to speak out on TikTok, drawing what he’s said are lessons from the FCC’s own decisions to block Huawei, ZTE and other telecom companies with ties to China from the US market.
+
+His remarks also echo those by prominent lawmakers of both parties, including Virginia Democratic Sen. Mark Warner and Florida Republican Sen. Marco Rubio, who together lead the Senate Intelligence Committee.
+
+Carr’s call comes as Apple and Google’s critics have increasingly sought to apply the nation’s antitrust laws against the tech giants. Third-party software developers have long alleged that Apple and Google’s app store fees and rules are monopolistic and anticompetitive. A high-profile 2020 lawsuit along those lines brought by Epic Games, the maker of video game “Fortnite,” has so far proven largely unsuccessful, though an appeal is pending.
+
+More recently, Apple’s conservative critics have accused the company of abusing “monopoly” power by allegedly threatening to remove Twitter from its app store — a claim that Twitter’s new owner Elon Musk has made without evidence and that he says has since been resolved thanks to a conversation with Apple CEO Tim Cook. Apple has not commented on Musk’s allegation or purported exchange with Cook.
+
+For years, TikTok has been negotiating with the Committee on Foreign Investment in the United States, a multi-agency US government panel charged with reviewing the national security implications of foreign investment deals, to arrive at an agreement to allow TikTok to operate in the US market despite the security concerns.
+
+TikTok has said Project Texas, its plan to migrate US user data exclusively to cloud servers hosted by Oracle, is a core part of the solution. Last week, TikTok CEO Shou Zi Chew said at a conference hosted by the New York Times that “no foreign government has asked us for user data before, and if they did, we would say no.”
+
+In congressional testimony, TikTok has said it maintains robust data controls but has sought to sidestep questions about its parent company and declined to stop letting China-based employees access US users’ data.",86ae7f7c05164c8db83a5c14148657db,"DOJ antitrust regulators should look at Apple, Google's handling of TikTok, says FCC commissioner",4,,,,
+30953,"Kinder Morgan (KMI) Gains As Market Dips: What You Should Know - Kinder Morgan (KMI) closed at $17.26 in the latest trading session, marking a +1.17% move from the prior day. This move outpaced the S&P 500's daily loss of 0.47%. Meanwhile, the Dow gained 0.02%, and the Nasdaq, a tech-heavy index, lost 15.51%.
+
+Coming into today, shares of the oil and natural gas pipeline and storage company had lost 6.78% in the past month. In that same time, the Oils-Energy sector lost 4.88%, while the S&P 500 lost 2.53%.
+
+Kinder Morgan will be looking to display strength as it nears its next earnings release. In that report, analysts expect Kinder Morgan to post earnings of $0.30 per share. This would mark a year-over-year decline of 6.25%. Our most recent consensus estimate is calling for quarterly revenue of $5.24 billion, up 22.14% from the year-ago period.
+
+KMI's full-year Zacks Consensus Estimates are calling for earnings of $1.11 per share and revenue of $20.86 billion. These results would represent year-over-year changes of -4.31% and +8.66%, respectively.
+
+Investors might also notice recent changes to analyst estimates for Kinder Morgan. These revisions typically reflect the latest short-term business trends, which can change frequently. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Based on our research, we believe these estimate revisions are directly related to near-team stock moves. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Zacks Consensus EPS estimate has moved 0.27% higher within the past month. Kinder Morgan is currently sporting a Zacks Rank of #3 (Hold).
+
+Valuation is also important, so investors should note that Kinder Morgan has a Forward P/E ratio of 15.37 right now. This represents a premium compared to its industry's average Forward P/E of 15.24.
+
+We can also see that KMI currently has a PEG ratio of 5.12. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. Oil and Gas - Production and Pipelines stocks are, on average, holding a PEG ratio of 3.95 based on yesterday's closing prices.
+
+The Oil and Gas - Production and Pipelines industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 37, which puts it in the top 15% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+You can find more information on all of these metrics, and much more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.24045217, 'negative': 0.5214905, 'neutral': 0.2380573}","Kinder Morgan (KMI) closed at $17.26 in the latest trading session, marking a +1.17% move from the prior day. The Dow gained 0.02%, and the Nasdaq, a tech-heavy index, lost 15.51%. Shares of the oil and natural gas pipeline and storage company had lost 6.78% in the past month, while the Oils-Energy sector lost 4.88%. KMI's full-year Zacks Consensus Estimates are calling for earnings of $1.11 per share and revenue of $20.86 billion. Investors can capitalize on these estimate changes by using the Zacks Rank, which provides a simple, actionable rating system. The Oil and Gas - Production and Pipelines industry currently has a Zacks Industry Rank of 37, which puts it in the top 15% of all 250+ industries.","Kinder Morgan (KMI) closed the most recent trading day at $17.26, moving +1.17% from the previous trading session.",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7534008202602345, 'Operational Safety, Emergency Preparedness & Response': 0.753697829960372, 'Air Quality': 0.719030268502236, 'Competitive Behaviour': 0.7743288712132611, 'Ecological Impacts': 0.7427525920496104}",0.7743288712132611,Ruiqi,No focus,No focus,Neutral,,No,Major,,2022-12-06T14:49:40-05:00,https://www.theverge.com/2022/12/6/23496789/apple-car-cost-self-driving-project-titan,"[{'name': 'car', 'weight': 0.091714375}, {'name': 'Bloomberg', 'weight': 0.0884929}, {'name': 'Apple', 'weight': 0.08440172}, {'name': 'ultrasonic sensors', 'weight': 0.06839347}, {'name': 'radar sensors', 'weight': 0.06827193}, {'name': 'BlueCruise', 'weight': 0.06595083}, {'name': 'Super Cruise', 'weight': 0.062446516}, {'name': 'Apple’s car', 'weight': 0.062320095}, {'name': 'EV startup Canoo', 'weight': 0.062160503}, {'name': 'release date', 'weight': 0.059997704}]",[{'name': 'Auto'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 10}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Canoo', 'type': 'ORG', 'mentions': 1}, {'data': 'GM', 'type': 'ORG', 'mentions': 1}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'Titan', 'type': 'ORG', 'mentions': 1}, {'data': 'Super Cruise', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'BlueCruise', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Full Self-Driving', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Denali', 'type': 'PRODUCT', 'mentions': 1}]","Apple’s long-rumored car could cost less than $100,000 when it’s finally available to buy, according to Bloomberg. But the car may have less ambitious self-driving capabilities than first planned and arrive a year later than originally expected.
+
+While the car had been reported to be a fully autonomous car like prototypes from EV startup Canoo, the current design for the car will have more conventional car features like a steering wheel and pedals, Bloomberg reports. This new version won’t be fully autonomous; instead, users will apparently only be able to activate the self-driving features on highways, closer to driver-assist options like GM’s Super Cruise and Ford’s BlueCruise. (Perhaps Apple is wary of running into the issues Tesla has faced with its Full Self-Driving technology.)
+
+Apple plans to power the car with a technology system codenamed Denali using a processor that’s as powerful as “about four of Apple’s highest-end Mac chips combined,” Bloomberg says. Unlike Tesla, Apple’s self-driving system will rely on lidar and radar sensors; Tesla is shifting away from ultrasonic sensors in favor of cameras.
+
+Apple has also apparently adjusted the car’s cost and release date. Instead of a price north of $120,000, Bloomberg reports that Apple is planning to offer it for less than $100,000, and instead of launching it in 2025, it could launch in 2026.
+
+The pivot is yet another change for the ongoing “Titan” project, which has reportedly changed course many times. Both it and Apple’s rumored mixed reality headset have felt out of reach for years, and while the headset is reportedly going to begin shipping in the back half of 2023, it seems we’ll be waiting much longer for Apple’s car, whatever form it may take.",fcb701275805491b948ee1dfc560dd6b,Apple still can’t figure out what kind of car it wants to make,4,,,,
+42331,"Ball Corp considers options for aerospace unit - June 20 (Reuters) - Ball Corp, the world's largest supplier of beer cans, said on Tuesday it was considering options for its aerospace business, days after a report said the company was looking to sell the unit for more than $5 billion.
+
+The business has attracted the interest of large defense companies such as BAE Systems and Textron, as well as private equity firms, the Reuters report had said.
+
+There is no certainty that any formal decision will be made, Ball Corp said in a statement on Tuesday.
+
+The divestment of the aerospace business, which accounted for 13% of Ball's consolidated net sales in 2022, would allow the company to focus more on its beverage packaging operations and trim its debt pile of about $9.7 billion.","{'positive': 0.7387799, 'negative': 0.013518018, 'neutral': 0.24770205}","Ball Corp, the world's largest supplier of beer cans, has said it is considering options for its aerospace business, after a report said the company was looking to sell the unit for more than $5 billion. The business has attracted the interest of large defense companies such as BAE Systems and Textron, as well as private equity firms, and there is no certainty that any formal decision will be made. The divestment of the aerospace business would allow the company to focus more on its beverage packaging operations and trim its debt pile of about $9.7 billion.","Ball Corp, the world's largest supplier of beer cans, said on Tuesday it was considering options for its aerospace business, days after a report said the company was looking to sell the unit for more than $5 billion.  The business has attracted the interest of large defense companies such as BAE Systems and Textron, as well as private equity firms, the Reuters report had said.  There is no certainty that any formal decision will be made, Ball Corp said in a statement on Tuesday.",BALL,Resource Transformation,Containers & Packaging,Ball Corp,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity’s long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.7461603762975945, 'Greenhouse Gas Emissions': 0.7505283586454655, 'Supply Chain Management': 0.7601483044660977, 'Water Management': 0.7512246660240512, 'Air Quality': 0.7648588401014911, 'Energy Management': 0.7447011158889334, 'Product Lifecycle Management': 0.7646899433805185, 'Waste Management': 0.7521455573468726}",0.7648588401014911,Ruiqi,Minor focus,Major focus,Neutral,,No,Major,,2022-12-02T17:00:00+00:00,https://www.nj.com/betting/2022/12/caesars-promo-code-for-ohio-register-now-for-100-free-on-launch-plus-welcome-bonus.html,"[{'name': 'Ohio sports betting', 'weight': 0.100989275}, {'name': 'sports betting', 'weight': 0.095273376}, {'name': 'Ohio Caesars promo code NJBONUSTIX', 'weight': 0.09044021}, {'name': 'free bets', 'weight': 0.090080366}, {'name': 'exclusive sports betting content', 'weight': 0.08665548}, {'name': 'Caesars promo code NJBONUSTIX', 'weight': 0.08517718}, {'name': 'free Cavaliers tickets', 'weight': 0.078248404}, {'name': 'promo code', 'weight': 0.07750841}, {'name': 'Ohio Caesars', 'weight': 0.07656735}, {'name': 'account preferences', 'weight': 0.07637667}]",[{'name': 'Lifestyle'}],"[{'data': 'Caesars', 'type': 'ORG', 'mentions': 8}, {'data': 'nj.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Cavaliers', 'type': 'ORG', 'mentions': 2}, {'data': 'The Ohio Casino Control Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Giants', 'type': 'ORG', 'mentions': 1}, {'data': 'Ohio', 'type': 'GPE', 'mentions': 7}, {'data': 'Mike DeWine', 'type': 'PERSON', 'mentions': 1}, {'data': 'the Prop Bet Showdown', 'type': 'EVENT', 'mentions': 1}]","Catena Media provides exclusive sports betting content to nj.com, including picks, analysis, tools and sportsbook offers to help bettors get in on the action. Please wager responsibly.
+
+Ohio sports betting is set to go live on New Year’s Day and Ohio Caesars promo code NJBONUSTIX is your key to unlocking $100 in free bets as the sportsbook launches.
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+• None Enter your information and promo code NJBONUXTIX into the empty boxes
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+• None Deposit at least $20 into your account
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+
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+
+Ohio Governor Mike DeWine signed off on the idea in December 2021, and after a long wait, the market is almost ready for business.
+
+The Ohio Casino Control Commission has been in charge of getting everything up and running and will serve as the regulator once doors open for business on New Year’s Day.
+
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+If you or a loved one has questions or needs to talk to a professional about gambling, call 1-800-GAMBLER or visit 1800gambler.net for more information.
+
+Think you know Giants football? Play the Prop Bet Showdown to win prizes!",44286043ec054691b3ea4147e454eb6c,"Caesars promo code for Ohio: Register now for $100 free on launch, plus welcome bonus",4,,,,
+31545,"Colgate-Palmolive Raises Sales Forecast on Price Hikes - Colgate-Palmolive Co. raised its full-year organic sales forecast on Friday, betting on consistent price hikes and steady demand for its pet nutrition products.
+
+The company's shares rose about 2% in premarket trading after it also beat first-quarter revenue and profit expectations.
+
+Like many consumer product makers, Colgate-Palmolive has been raising prices to battle higher raw material, packaging and labor costs resulting from pandemic-induced supply chain disruptions and the Russia-Ukraine crisis.
+
+It has also been bolstering its pet food business, Hill's Pet Nutrition, which comprised 22% of total sales in the reported quarter and has seen resilient demand in the United States and Europe.
+
+The company now expects full-year organic sales growth of 4% to 6%, compared with its prior expectations of 3% to 5% range.
+
+It expects 2023 adjusted profit to grow in the mid-single-digit range, compared with its earlier forecast of low to mid-single-digit growth.
+
+Peer Kimberly-Clark Corp. also raised its full-year profit forecast on Tuesday, helped by consistent price hikes.
+
+Colgate said sales in its oral care and personal care business in North America rose in the first quarter, but organic sales declined in its home-care segment due to the voluntary recall of its Fabuloso multi-purpose cleaners in February.
+
+While that pulled down its total organic volumes by 2%, this was more than offset by a 12% increase in prices.
+
+Colgate-Palmolive's revenue rose over 8% to $4.77 billion in the quarter ended March 31, beating analysts' average estimate of $4.58 billion, according to Refinitiv data.
+
+Its adjusted earnings per share of 73 cents also topped analysts' expectations of 70 cents.","{'positive': 0.95477086, 'negative': 0.0281637, 'neutral': 0.017065473}","Colgate-Palmolive Co. raised its full-year organic sales forecast on Friday, betting on consistent price hikes and steady demand for its pet nutrition products. The company's shares rose about 2% in premarket trading after it also beat first-quarter revenue and profit expectations. It now expects full year organic sales growth of 4% to 6%, compared with its prior expectations of 3% to 5% range. Peer Kimberly-Clark Corp. also raised their full year profit forecast on Tuesday, helped by consistent price hike. Colgate said sales in its oral care and personal care business rose in the first quarter, but organic sales declined in its home-care segment due to the voluntary recall of its Fabuloso multi-purpose cleaners in February. Its adjusted earnings per share of 73 cents also topped analysts' expectations of 70 cents.","Colgate-Palmolive Co. raised its full-year organic sales forecast on Friday, betting on consistent price hikes and steady demand for its pet nutrition products.",CL,Consumer Goods,Household & Personal Products,Colgate-Palmolive Co,"{'Product Environmental, Health, and Safety Performance': 'The Household & Personal Products industry faces growing consumer and regulatory pressure over the use of chemicals ofconcern, which have been linked to negative environmental externalities and impacts on human health. Some of these chemicals include persistent, bioaccumulative, and toxic (PBT) substances and carcinogenic, mutagen, or teratogenic chemicals, all of which are under increased regulatory scrutiny. Isolating and determining causal channels for negative health and environmental impacts is difficult, which means there is often a significant lag between a product’s introduction to the market and the point at which regulation and/or public opinion causes entities in the industry to reformulate. Directives in the EU and legislation in the U.S. place restrictions on or suggest alternatives to the use of harmful chemicals within the industry. Separately, the U.S. Food & Drug Administration (FDA) in the U.S. may secure greater regulatory power over chemicals used by the cosmetics industry, which would very likely result in higher costs for the Household & Personal Products industry. Large retailers have implemented programs to ban chemicals of concern in the products they sell, which is placing greater pressure on the industry. Entities that are able to anticipate the changing regulatory landscape and implement stricter processes and testing are more likely to gain a competitive advantage. Early adopters of innovations in green chemistry and the reduction of chemicals of concern may improve profitability by being better able to capture changing customer demand and avoiding regulatory burdens.', 'Water Management': 'Water is vital to the Household & Personal Products industry, both as a coolant in manufacturing processes and as a main input for many of the industry’s products. Water is becoming a scarce resource around the world because of population growth and increasing consumption, rapid urbanisation, and declining supplies because of subsurface aquifer depletion, drought and climate change. Many entities in this industry have operations in regions of the world facing water scarcity. Without careful planning, entities could face increased costs or lose water access in these regions, which may be a risk to production. Having rigorous checks in place to ensure a steady supply of water to all factories, as well as investing in technology to increase water use efficiency, will help entities reduce water-related risks as water scarcity becomes an increasingly global issue.', 'Packaging Lifecycle Management': 'The Household & Personal Products industry uses a large amount of materials for product packaging, which often constitutes a significant portion of entities’ expenses. In addition, packaging design, particularly packaging weight, has a direct impact on transportation expenses, which can be significant. At the same time, the industry is facing pressure from both consumers and large retail outlets to address the environmental characteristics of its packaging, as material extraction and waste contribute to environmental externalities. The sustainability performance of packaging depends largely on the type, use, and ultimate disposal of materials. However, entities that effectively manage the sustainability characteristics of their product packaging—including light-weighting of materials, the use of recycled content and recyclable materials, and the use of sustainably sourced materials—may be better positioned to capture shifting consumerdemand and avoid (or mitigate the impacts of) regulation related to extended producer responsibility. By managing the sustainability of product packaging, entities can also potentially reduce input and transportation costs.', 'Environmental & Social Impacts of Palm Oil Supply Chain': 'Palm oil has increased in popularity as a cheap input for a wide range of goods in the Household & Personal Products industry, including cleaning products, candles and cosmetics. Palm oil harvesting in specific regions of the world may contribute to deforestation, GHG emissions and other environmental and social problems. If not sourced responsibly, palmoil materials contribute to environmental and social externalities that can present reputational and regulatory risks for entities. Furthermore, entities in this industry are exposed to the risk of supply chain disruptions, input price increases and reputational damage associated with environmental and social externalities from palm oil sourcing. Entities face pressure to track and responsibly source palm oil and ensure minimum working condition standards in the supply chain, because palm oil production often is associated with labour issues. Implementing sourcing standards can reduce these risks, as canproduct-design phase innovations to reduce dependence on controversial materials such as palm oil.'}","{'Product Environmental, Health, and Safety Performance': 0.7737711622802598, 'Water Management': 0.7527989953809986, 'Packaging Lifecycle Management': 0.7479744453581538, 'Environmental & Social Impacts of Palm Oil Supply Chain': 0.7701002009969268}",0.7737711622802598,Ruiqi,Minor focus,Minor focus,Neutral,"Packaging Lifecycle Management, Product Environmental, Health, and Safety Performance",No,Major,,2022-11-17T15:29:30-04:00,https://www.cnbc.com/2022/11/17/retail-traders-have-been-selling-into-the-rally-but-they-are-buying-two-tech-names.html,"[{'name': 'advertising revenue', 'weight': 0.09419311}, {'name': 'revenue', 'weight': 0.091079816}, {'name': 'week', 'weight': 0.08200855}, {'name': 'analyst Peng Cheng', 'weight': 0.08015489}, {'name': 'Amazon shares', 'weight': 0.077127054}, {'name': 'Shares', 'weight': 0.07699486}, {'name': 'share', 'weight': 0.07699486}, {'name': 'shares', 'weight': 0.07699486}, {'name': 'quarterly results', 'weight': 0.07472722}, {'name': 'last months dismal earnings week', 'weight': 0.0747156}]",[],"[{'data': 'JPMorgan', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Apple', 'type': 'ORG', 'mentions': 5}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 3}, {'data': 'AMD', 'type': 'ORG', 'mentions': 3}, {'data': 'Alibaba', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 2}, {'data': 'Peng Cheng', 'type': 'PERSON', 'mentions': 2}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Covid', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}]","Retail traders have dumped select big-name tech stocks in the past week, making it the biggest selling week since March 2020, according to JPMorgan. On a net basis, retail investors sold $3.1 billion in equities over the five trading days before the memo came Nov. 16, according to analyst Peng Cheng. Amazon , Apple , Advanced Micro Devices and Nvidia led the way. The lion's share of the selling took place a week ago on Nov. 10, Cheng said, when investors in total dropped $2.6 billion worth of exposure as the three major indexes rallied following better-than-expected consumer price index data . The tech-heavy Nasdaq Composite saw its best one-day gain since March 2020 when it ended up 7.35%. The sell-off followed last month's dismal earnings week for Big Tech as companies floundered due to slides in advertising revenue. Investors have been increasingly rotating out of growth stocks for more stable value names that have fared better as the economy has tightened. Amazon and Apple were among the tech giants investors sold in the past week. On a net basis, retail investors sold $657 million in Amazon shares and $612 million in Apple, JPMorgan found. Interestingly, Apple was among those being dropped despite being considered a winner among Big Tech when reporting earnings . The company beat expectations for per-share earnings and revenue when reporting late last month, while noting smaller iPhone and iPad revenue than expected. Apple recently announced that Covid restrictions in China are hurting production of its iPhone 14. Amazon came in below expectations for revenue and issued weak fourth-quarter sales guidance when it reported. Smaller-name Nvidia missed on earnings per share, but beat on revenue when reporting its latest quarterly results Wednesday. On a net basis, retail investors sold $408 million of the chipmaker's shares in the past week, according to JPMorgan. When reporting quarterly results earlier this month, AMD fell short of analysts' expectations on per-share earnings and revenue . Retail traders sold $507 million of AMD's shares in the past week on a net basis. Shares of Nvidia and AMD have dropped 47% and 49%, respectively, compared with the start of 2022. Meanwhile, retail investors were net buyers of Alibaba , snapping up $92 million in shares in the past week. They also flocked toward Meta Platforms , buying $64 million worth of the stock on a net basis, JPMorgan found. Alibaba is down nearly 30% this year, while shares of Meta are off by 67%.",ef4fa34c688c45a2ab9012db5281b261,"Retail traders have been selling into the rally, but they are buying two tech names",4,,,,
+6022,"Ford Lobbies Biden Admin To Ease Ban On Chinese EV Parts - Ford is urging the Treasury Department to ease restrictions placed on electric car parts sourced from China and other “entities of concern” to ensure more of its vehicles can qualify for the consumer tax credits included in the Democrats’ massive climate spending bill, Reuters reported Friday.
+
+The Democrats’ $430 billion climate package, which President Joe Biden signed into law in August, prevents the $7,500 consumer tax credits from applying to new electric vehicles (EVs) if their battery materials were produced or assembled by a “foreign entity of concern” such as China. Ford is claiming that the restrictions, which were aimed at taking EV supply chains out of Chinese hands, are too strict and will not allow enough consumers to reap the benefits of the tax credit, according to Reuters. (RELATED: Gavin Newsom Shells Out $1.6 Million To Stop Climate Measure That Would Raise Taxes On The Rich)
+
+“An overly expansive interpretation of this provision risks undermining that very same objective by making the clean vehicle credit largely unavailable,” the car giant said in comments given to the Treasury and acquired by Reuters.
+
+Biden wants to get more Americans to drive EVs to meet his 2030 and 2050 emissions reduction targets. However, China dominates the world’s EV battery market and produced about 80% of all lithium-ion batteries that entered the global market in 2021.
+
+China’s dominance is even more evident when one considers processing as the nation is responsible for 50% to 70% share of lithium refining, according to a 2021 International Energy Agency report.
+
+Ford hopes that half of its car sales will consist of EVs by 2030, according to a March press release. The company is looking to catch up to Tesla and will spend roughly $50 billion to make 2 million EVs annually by 2026 after selling 27,140 in 2021.
+
+If at least 40% of the key minerals used in a car’s battery are extracted and processed in a country where the U.S. has a free trade agreement, or recycled in North America, half the $7,500 per vehicle credit will apply, according to the bill’s text. The other half of the incentive would depend on whether at least 50% of a battery’s components are produced or assembled in North America, with that proportion starting to increase in 2024 and reaching 100% by 2029.
+
+Ford and the White House did not immediately respond to the Daily Caller News Foundation’s request for comment.
+
+Content created by The Daily Caller News Foundation is available without charge to any eligible news publisher that can provide a large audience. For licensing opportunities of our original content, please contact licensing@dailycallernewsfoundation.org.","{'positive': 0.12774378, 'negative': 0.025994577, 'neutral': 0.8462616}","Ford Lobbies Biden Admin To Ease Ban On Chinese EV Parts. Ford is urging the Treasury Department to ease restrictions placed on electric car parts sourced from China and other “entities of concern” to ensure more of its vehicles can qualify for the consumer tax credits included in the Democrats’ massive climate spending bill, Reuters reported Friday.
+
+ The Democrats’ $430 billion climate package, which President Joe Biden signed into law in August, prevents the $7,500 consumer tax credits from applying to new electric vehicles (EVs) if their battery materials were produced or assembled by a “foreign entity of concern” such as China. 
+
+If at least 40% of the key minerals used in a car’s battery are extracted and processed in a country where the U.S. has a free trade agreement, or recycled in North America, half the $7,500 per vehicle credit will apply, according to the bill’s text.",Ford is urging the Treasury Department to should ease restrictions placed on EV sourced from China to ensure more of its vehicles can qualify for tax credits.,F,Transportation,Automobiles,Ford Motor Co,"{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer’s cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity’s risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.7427290093714661, 'Materials Sourcing': 0.8109524555434036, 'Materials Efficiency & Recycling': 0.7793478634886695, 'Fuel Economy & Use-phase Emissions': 0.7942476981403812, 'Labour Practices': 0.77042759511121}",0.8109524555434036,Ruiqi,Major focus,Major focus,Neutral,"Materials Sourcing, Fuel Economy & Use-phase Emissions",Major,Major,Neutral,2023-03-20T10:40:00+00:00,https://www.businessinsider.com/amazon-bank-speed-ebay-tiktok-tesla-hr-grocery-deel-2023-3,"[{'name': 'San Francisco', 'weight': 0.06729461}, {'name': 'San Diego', 'weight': 0.06224255}, {'name': 'New York City', 'weight': 0.061205227}, {'name': 'Silicon Valley Bank', 'weight': 0.06088193}, {'name': 'Big Tech', 'weight': 0.06017044}, {'name': 'today', 'weight': 0.059615787}, {'name': 'Deel employees', 'weight': 0.059231635}, {'name': 'Tech Law', 'weight': 0.058423743}, {'name': 'New York', 'weight': 0.057739004}, {'name': 'San Diegans', 'weight': 0.05620913}]",[{'name': 'Business'}],"[{'data': 'Deel', 'type': 'ORG', 'mentions': 6}, {'data': 'Insider', 'type': 'ORG', 'mentions': 6}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Ebay', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 3}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Volkswagen', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'VW', 'type': 'ORG', 'mentions': 1}, {'data': 'Fitbit', 'type': 'ORG', 'mentions': 1}, {'data': ""the United Nations'"", 'type': 'ORG', 'mentions': 1}, {'data': 'Legalweek', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Economist', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 1}, {'data': 'Diamond Naga Siu', 'type': 'PERSON', 'mentions': 2}, {'data': 'Aidan Pollard', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rob Price', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paulina Perez', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Betsy Sweeny', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mattie Schuler', 'type': 'PERSON', 'mentions': 1}, {'data': 'Matt Weinberger', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hallam Bullock', 'type': 'PERSON', 'mentions': 1}, {'data': 'San Diego', 'type': 'GPE', 'mentions': 2}, {'data': 'NYC', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 2}, {'data': 'Houston', 'type': 'GPE', 'mentions': 1}, {'data': 'St. Louis', 'type': 'GPE', 'mentions': 1}, {'data': 'New Zealand', 'type': 'GPE', 'mentions': 1}, {'data': 'Taiwan', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 2}, {'data': 'Singapore', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'San Diegans', 'type': 'NORP', 'mentions': 1}, {'data': 'New Yorkers', 'type': 'NORP', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Earth', 'type': 'LOC', 'mentions': 1}, {'data': 'ID.2all', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Versa 4', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Leaders in Tech Law Awards', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The Game Developers Conference', 'type': 'EVENT', 'mentions': 1}, {'data': 'Technology for Change Asia', 'type': 'EVENT', 'mentions': 1}, {'data': 'Cloudfest', 'type': 'EVENT', 'mentions': 1}, {'data': 'Europa-Park', 'type': 'FAC', 'mentions': 1}]","$100K apparently isn't that much, pals. I'm Diamond Naga Siu, and I'm definitely feeling a financial strain in San Diego.
+
+A new study found that if you make $100,000 in NYC, it only ""feels like"" $36,000. Meanwhile, the same study found that San Diegans need to make even more than New Yorkers to live comfortably. Imagine moving to New York to save some money. Wild.
+
+But you could also move to cities like Houston or St. Louis, where the increase in purchasing power would actually be significant. My colleague Aidan Pollard highlights the top 10 cities where your money goes the furthest.
+
+Before I go cry over my bank account, let's dive into today's tech.
+
+P.S. Check out Insider's event on how women leaders are transforming the tech industry. It's a perfect way to celebrate National Women's History Month.
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+1. Deel employees told Insider how the startup exploded. In just three years, the HR services startup grew from under 30 employees to over 2,000. An Insider investigation dives into the unconventional methods Deel used as it grew at such a rapid pace.
+• ""Deel Speed"" was the internal term for breakneck growth and constant action. And to some workers, an all-encompassing work ethic was exhilarating. But it's also the company's Achilles Heel, per a former worker.
+• The company brought on employees across the world by the hundreds. Yet Deel often didn't have the required entities to hire local employees, insiders say. So they were hired as contractors instead.
+• My colleague Rob Price talked with more than 30 current/former Deel employees about its astronomical rise. They shared the unconventional practices that they say helped fuel its ascent.
+
+Get a front row seat to Deel's grow-at-all-costs approach — intense, even for Silicon Valley.
+
+2. How the vernal/spring equinox works. It means the Earth's tilted axis forms an L-shape with the sun's rays. The astronomical event is set to happen today, March 20. Here's the science behind it (as well as the equinox egg balancing trick).
+
+3. Higher fees are squeezing sellers for Amazon, Ebay, and other companies. Many of the major e-commerce platforms recently raised fees for sellers. Besides also raising prices, sellers are getting creative to make up for the lost money. Check out their strategies here.
+
+4. How much an influencer charges for brand deals. Paulina Perez has 6,900 followers on Instagram. She charges $350 for a post and $700 for a three-picture slideshow. Perez even offers a discount if you also bundle it with a TikTok post. Check out all her rates here.
+
+5. Grocery chain uses eye scanners and voice prints to identify shoplifters. This is becoming a common anti-theft method for stores. But shoppers are a little creeped out. More on the overly personal grocery run here.
+
+6. Every country that partially or completely banned TikTok. New Zealand most recently issued a partial ban, joining Taiwan, the UK, and others. Get the full list here. Bonus: Buying TikTok will be very tough — even for Big Tech. These are the most likely buyers.
+
+7. Loyalty, loyalty, loyalty: Why people are sticking with Silicon Valley Bank. Entrepreneurs revealed to Insider why they'll continue banking with the recently imploded institution. One said, ""We owe them to keep them healthy."" Check out their reasoning here.
+
+8. Volkswagen just beat Tesla at the affordable EV race. A $25,000 EV has long been discussed (especially by Elon Musk). VW just got closer to making it a reality with the ID.2all release, which it plans to sell for 25,000 euros ($26,600). The sleek, minimalist vehicle has a 280-mile range. Get a full look at the affordable ride here.
+
+9. Flipping an $18,000 Victorian townhouse into a dream home. This 3,025-square foot home was crumbling when Betsy Sweeny bought it. Check out more before and after photos (like the one above) here, plus how she financed it.
+
+10. Fitbit took a step back with the Versa 4. This midrange smartwatch fails to live up to expectations, Mattie Schuler writes for Insider. It doesn't store or play music and even has activity tracking issues. More on the underwhelming wearable here.
+• It's the United Nations' International Day of Happiness.
+• Legalweek is hosting its annual Leaders in Tech Law Awards in New York City.
+• The Game Developers Conference starts today in San Francisco. Leaders from Google, Microsoft, and other major companies will speak at the event.
+• The Economist's events group kicks off its third-annual Technology for Change Asia in Singapore.
+• Nvidia's developer conference starts online today. It'll focus on AI and the metaverse.
+• Cloudfest begins today in Europa-Park. The entire amusement park is closed just for the internet infrastructure conference attendees.
+
+Curated by Diamond Naga Siu in San Diego. (Feedback or tips? Email dsiu@insider.com or tweet @diamondnagasiu) Edited by Matt Weinberger (tweet @gamoid) in San Francisco and Hallam Bullock (tweet @hallam_bullock) in London.",61a528d17f054ff780b2c82fef86d04b,The inside story of hot startup Deel's grow-at-all-costs culture,4,,,,
+53531,"Steel Dynamics (STLD) Gains As Market Dips: What You Should Know - Steel Dynamics (STLD) closed at $98.79 in the latest trading session, marking a +0.08% move from the prior day. The stock outpaced the S&P 500's daily loss of 1.17%. Elsewhere, the Dow lost 1.02%, while the tech-heavy Nasdaq lost 2.45%.
+
+Prior to today's trading, shares of the steel producer and metals recycler had lost 8.26% over the past month. This has lagged the Basic Materials sector's loss of 4.04% and the S&P 500's loss of 5.25% in that time.
+
+Steel Dynamics will be looking to display strength as it nears its next earnings release. On that day, Steel Dynamics is projected to report earnings of $3.34 per share, which would represent a year-over-year decline of 42.21%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $4.73 billion, down 10.89% from the year-ago period.
+
+Investors should also note any recent changes to analyst estimates for Steel Dynamics. These revisions typically reflect the latest short-term business trends, which can change frequently. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 4.05% higher. Steel Dynamics currently has a Zacks Rank of #1 (Strong Buy).
+
+Valuation is also important, so investors should note that Steel Dynamics has a Forward P/E ratio of 10.24 right now. This represents a premium compared to its industry's average Forward P/E of 9.93.
+
+The Steel - Producers industry is part of the Basic Materials sector. This group has a Zacks Industry Rank of 11, putting it in the top 5% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.11760134, 'negative': 0.79425573, 'neutral': 0.08814289}","
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). Over the past month, the Zacks Consensus EPS estimate has moved 4.05% higher. Steel Dynamics currently has a Zacks Rank of #1 (Strong Buy). Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research?","Steel Dynamics (STLD) closed the most recent trading day at $98.79, moving +0.08% from the previous trading session.",STLD,Extractives & Minerals Processing,Iron & Steel Producers,Steel Dynamics Inc,"{'Greenhouse Gas Emissions': 'Iron and steel production generates significant direct greenhouse gas (GHG) emissions, primarily carbon dioxide and methane, from production processes and on-site fuel combustion. Although technological improvements have reduced the GHG emissions per ton of steel produced, steel production remains carbon-intensive compared to other industries. Regulatory efforts to reduce GHG emissions in response to the risks posed by climate change may result in additional regulatory compliance costs and risks for iron and steel entities because of climate change mitigation policies. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Capturing such efficiencies can mitigate the potential financial effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Steel production requires substantial volumes of water. Entities face increasing operational, regulatory and reputational risks associated with water scarcity, costs of water acquisition, regulations on effluents or amount of water used, and competition with local communities and other industries for limited water resources. These risks are particularly likely to affect regions where water is scarce, resulting in water availability constraints and price volatility. Entities unable to secure a stable water supply could face production disruptions, while rising water prices could directly increase production costs. Consequently, entities adopting technologies and processes to decrease reduce water consumption may reduce operatingrisks and costs by mitigating the operational impacts of regulatory changes, water supply shortages and community-related disruptions.', 'Supply Chain Management': 'Iron ore and coal are critical raw material inputs to the steel production process. Iron ore mining and coal production are resource-intensive processes. Mineral extraction often has substantial environmental and social impacts adversely affectinglocal communities, workers and ecosystems. Community protests, legal or regulatory action, or increased regulatory compliance costs or penalties can disrupt mining operations. Iron and steel entities could face supply disruptions as a result, or in some cases, also may be subject to regulatory penalties associated with the environmental or social impact of the mining entity supplier. Minimising such risks through appropriate supplier screening, monitoring and engagement, iron and steel producers may manage their direct critical raw materials suppliers proactively to ensure they are not engaged in illegal or otherwise environmentally or socially damaging practices.', 'Air Emissions': 'Iron and steel production typically generates criteria air pollutants, volatile organic compounds (VOCs), and hazardous air pollutants, which can have significant localised public health impacts. Of particular concern are sulphur oxides, nitrogen dioxide, lead, carbon monoxide, and manganese, as well as particles such as soot and dust, which are released during theproduction process. Across North America, Western Europe, and Japan, technological innovation and continuous improvements in steel-making processes have significantly reduced air pollutants from the Iron & Steel Producers industry. However, air pollutants remain a concern due to heightened regulatory and public concern about air pollution, as well as expansion of steel production in emerging markets. Iron and steel production in emerging markets may be impacted by regulatory efforts aimed at curbing air pollution. Active management of facility emissions through implementation of industry best practices across global operations can facilitate the transition to sustainable steel production, lowering costs and potentially enhancing operational efficiency.', 'Energy Management': 'The production of steel requires significant energy, sourced primarily from the direct fossil fuel combustion as well as energy purchased from the grid. Energy-intense production has implications for climate change, and electricity purchases from the grid can result in indirect Scope 2 emissions. The choice between various production processes‚Äîelectric arc furnaces and integrated basic oxygen furnaces‚Äîcan influence whether an entity uses fossil fuels or purchases electricity. This decision, together with the choice between using coal versus natural gas or on-site versus grid-sourced electricity, may influence both the costs and reliability of energy supply. Affordable, easily accessible and reliable energy is an important industry competitive factor. Energy costs account for a substantial portion of iron and steel manufacturing costs. How an iron and steel entity manages its energy efficiency, its reliance on various types of energy and associated sustainability risks, and its ability to access alternative sources of energy can influence its profitability.', 'Workforce Health & Safety': 'Industrial processes used in iron and steel production can present significant risks to employees and contractors working at iron and steel plants. Given the high temperatures and heavy machinery involved, worker injuries and fatalities are a matter of concern to iron and steel producers. The industry has relatively high fatality rates, signifying the hazardous workenvironment and requiring a strong safety culture and health and safety policies. While accident rates in the industry are on a long-term decline, worker injuries and fatalities can lead to regulatory penalties, negative publicity, low worker morale and productivity, and increased healthcare and compensation costs.', 'Waste Management': 'While waste reclamation rates in steel production are high, the industry generates significant quantities of hazardous wastes. There are three main waste types in the industry‚Äîslag, dusts, and sludges. These by-products are often recycled internally or sold to other industries. However, process wastes such as electric arc furnace dust, which is regulated as a hazardous material in the U.S. due to its heavy metal content, can have significant environmental and human health impacts, present a regulatory risk, and result in additional operating costs for entities. Risks related to the long-term impacts of waste disposal may result in significant costs, including those associated with contaminated off-site disposal properties, for which iron and steel producers may be held responsible for remediation and restoration activities. Entities that reduce waste streams and hazardous waste streams in particular, and recycle or sell non-hazardous by-products, could therefore lower regulatory risks and costs while increasing revenues.'}","{'Greenhouse Gas Emissions': 0.7556272718978566, 'Water Management': 0.7382090598362956, 'Supply Chain Management': 0.7510628352769297, 'Air Emissions': 0.7564301781941484, 'Energy Management': 0.7494657111279885, 'Workforce Health & Safety': 0.7534273212777678, 'Waste Management': 0.7473595383696424}",0.7564301781941484,Ruiqi,No focus,No focus,Neutral,,No,Major,,2023-09-06T09:01:01+00:00,https://www.businessinsider.com/american-airlines-cabin-90-degree-before-too-hot-to-board-2023-9,"[{'name': 'comfortable cabin temperatures', 'weight': 0.10043703}, {'name': 'cabin temperatures', 'weight': 0.099963486}, {'name': 'aircraft temperatures', 'weight': 0.09416969}, {'name': 'extreme temperature conditions', 'weight': 0.092760764}, {'name': 'extreme outside temperatures', 'weight': 0.091530405}, {'name': 'temperatures', 'weight': 0.085520685}, {'name': 'hot planes', 'weight': 0.08050726}, {'name': 'extreme heat', 'weight': 0.07690285}, {'name': 'aircraft cabins', 'weight': 0.07653981}, {'name': 'passenger aircraft', 'weight': 0.07550607}]",[{'name': 'Travel'}],"[{'data': 'American Airlines', 'type': 'ORG', 'mentions': 6}, {'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 5}, {'data': 'Southwest Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'United Airlines', 'type': 'ORG', 'mentions': 3}, {'data': 'the Washington Post', 'type': 'ORG', 'mentions': 5}, {'data': 'Politico', 'type': 'ORG', 'mentions': 2}, {'data': ""JetBlue Airways'"", 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 4}, {'data': 'The Points Guy', 'type': 'ORG', 'mentions': 1}, {'data': 'APU', 'type': 'ORG', 'mentions': 1}, {'data': 'Embry-Riddle Aeronautical University', 'type': 'ORG', 'mentions': 1}, {'data': 'DOT', 'type': 'ORG', 'mentions': 3}, {'data': 'Allegiant Air', 'type': 'ORG', 'mentions': 1}, {'data': 'hours', 'type': 'TIME', 'mentions': 3}, {'data': 'Lauren Moses', 'type': 'PERSON', 'mentions': 1}, {'data': 'Robert Thomas', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ben Halle', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nelson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Las Vegas', 'type': 'GPE', 'mentions': 1}]","• American Airlines policy says planes can reach 90 degrees before it's too hot to board passengers.
+• Delta Air Lines, Southwest Airlines, and United Airlines do not set a maximum temperature limit for boarding.
+• Delta made headlines in July for keeping people on a plane for hours in more than 100-degree heat.
+
+Over the past few months, record-high temperatures have caused chaos on commercial airliners with people reportedly vomiting, passing out, and even being hospitalized due to extreme heat.
+
+Sports producer and life coach Lauren Moses took to X (formerly Twitter) in July after sitting on a hot American Airlines aircraft for two hours in the Texas heat before eventually deplaning. She later told the Washington Post that the temperature outside was 99 degrees during the tarmac delay, and her plane had ""minimal AC"" during the ordeal.
+
+According to an internal document reviewed by Politico, cabin temperatures on American can reach a sweltering 90 degrees Fahrenheit before the aircraft becomes too hot to board. This is more than JetBlue Airways' 85-degree limit — which recently changed from 80 degrees to cope with this summer's record-breaking heat wave and minimize delays.
+
+American crewmembers are instructed to start cooling the plane once it hits 80 degrees, like closing window shades. And, the plane can still be boarded after it reaches 90 degrees in ""extreme cases"" but the ""captain has the final authority,"" according to the internal document.
+
+American did not immediately respond to Insider's request for comment.
+
+While these carriers set a maximum cabin temperature limit for boarding, Delta Air Lines, Southwest Airlines, and United Airlines do not, the carriers told Politico.
+
+In July, Delta came under fire for keeping passengers on a plane for more than three hours in Las Vegas where temperatures reached well above 100 degrees. The airline acknowledged the ""uncomfortable temperatures inside the cabin"" and the Department of Transportation — which regulates passenger comfort — is investigating the event.
+
+Cooling an aircraft can be challenging because onboard air conditioning systems are not optimized for operations on the ground. During flight, aircraft cabins are cooled by mixing hot, pressurized ""bleed air"" from the engines with cold air from outside the plane — which can be down to -76 Fahrenheit at 37,000 feet, The Points Guy reported.
+
+During a tarmac delay, however, this system does not work and airlines must rely on their engines for air conditioning, according to the Post.
+
+The problem is that during lengthy delays, the engines burn more fuel, in turn adding costs. This prompts airlines to shut down the engines as a main cooling source and rely on their auxiliary power unit or other external equipment.
+
+""We have several measures to keep our cabins comfortable on the ground and in the air, including pre-conditioning and using the APU connection for cooling prior to departure,"" United told Insider. ""We also do some internal tracking to determine trends and adjust accordingly.""
+
+A Delta spokesperson told Insider that it uses air carts to pump air through the cabin and further aid cooling.
+
+But these tactics are still sometimes not enough to counteract extreme outside temperatures. And the dozens of passengers onboard emitting body heat don't help.
+
+""When you're on the ground and the doors are closed … you're basically the equivalent of the car sitting there in the parking lot with all the windows closed,"" Robert Thomas, an assistant professor of aeronautical science at Embry-Riddle Aeronautical University, told the Post. ""You're kind of baking in the sun.""
+
+Currently, there are few laws to address hot planes. According to the DOT, airlines must provide ""comfortable cabin temperatures"" during tarmac delays, but does not define ""comfortable.""
+
+However, the agency has held airlines accountable in the past. For example, in 2018, it issued a fine to Allegiant Air for its failure to regulate aircraft temperatures between 2016 and 2017.
+
+""DOT takes seriously any reported incidents of extreme temperature conditions on passenger aircraft and will take action, consistent with its authorities, to ensure passengers are protected,"" agency spokesperson Ben Halle told Insider on Tuesday.
+
+Airline unions are also taking action. In 2018, the Association of Flight Attendants-CWA petitioned the DOT to set hard guidelines that would tell airlines to keep their planes between 65 degrees and 75 degrees in flight or on the ground, with a strict maximum of 80 degrees.
+
+""It's really absurd that we don't have these on the books already,"" Nelson said at the time. ""These need to be standards just like any other safety regulation.""",6d7550580daa4cad934efedab66fccdb,American Airlines reportedly allows cabin temperatures to reach as high as 90 degrees before it's too hot to board,4,,,,
+8824,"Waste Management Inc (WM): A Deep Dive into Dividend Performance and Sustainability - Waste Management Inc (NYSE:WM) recently announced a dividend of $0.7 per share, payable on 2023-09-22, with the ex-dividend date set for 2023-09-07. As investors anticipate this upcoming payment, it's crucial to examine the company's dividend history, yield, and growth rates. Using GuruFocus data, let's delve into Waste Management Inc's dividend performance and assess its sustainability.
+• None Warning! GuruFocus has detected 3 Warning Sign with WM. Click here to check it out.
+• None How to calculate the intrinsic value of a stock?
+
+Waste Management Inc is the largest integrated provider of traditional solid waste services in the United States, operating 259 active landfills and about 337 transfer stations. The company serves residential, commercial, and industrial end markets and is also a leading recycler in North America.
+
+Waste Management Inc has maintained a consistent dividend payment record since 1998, with dividends currently distributed on a quarterly basis. The company has increased its dividend each year since 1999, earning the title of a dividend achiever, a distinction given to companies that have increased their dividend each year for at least the past 24 years. Below is a chart showing annual Dividends Per Share for tracking historical trends.
+
+As of today, Waste Management Inc currently has a 12-month trailing dividend yield of 1.73% and a 12-month forward dividend yield of 1.79%. This indicates an expectation of increased dividend payments over the next 12 months.
+
+Over the past three years, Waste Management Inc's annual dividend growth rate was 8.20%. Extended to a five-year horizon, this rate increased to 8.40% per year. Over the past decade, Waste Management Inc's annual dividends per share growth rate stands at 6.20%.
+
+Based on Waste Management Inc's dividend yield and five-year growth rate, the 5-year yield on cost of Waste Management Inc stock as of today is approximately 2.59%.
+
+To assess the sustainability of the dividend, one needs to evaluate the company's payout ratio. The dividend payout ratio provides insights into the portion of earnings the company distributes as dividends. A lower ratio suggests that the company retains a significant part of its earnings, thereby ensuring the availability of funds for future growth and unexpected downturns. As of 2023-06-30, Waste Management Inc's dividend payout ratio is 0.49.
+
+Waste Management Inc's profitability rank of 8 out of 10, as of 2023-06-30, suggests good profitability prospects. The company has reported positive net income for each year over the past decade, further solidifying its high profitability.
+
+For the sustainability of dividends, a company must have robust growth metrics. Waste Management Inc's growth rank of 8 out of 10 suggests a good growth trajectory relative to its competitors.
+
+Waste Management Inc's revenue per share and 3-year revenue growth rate indicate a strong revenue model. The company's revenue has increased by approximately 9.50% per year on average, outperforming approximately 59.09% of global competitors.
+
+The company's 3-year EPS growth rate showcases its ability to grow earnings, a key component for sustaining dividends in the long run. During the past three years, Waste Management Inc's earnings increased by approximately 11.30% per year on average, outperforming approximately 53.09% of global competitors.
+
+Lastly, the company's 5-year EBITDA growth rate of 2.30% outperforms approximately 27.27% of global competitors.
+
+Considering Waste Management Inc's consistent dividend payments, impressive growth rate, reasonable payout ratio, high profitability, and robust growth metrics, the company presents a compelling case for dividend-focused investors. However, it's crucial to monitor these factors over time to ensure the sustainability of dividends. GuruFocus Premium users can screen for high-dividend yield stocks using the High Dividend Yield Screener.
+
+This article first appeared on GuruFocus.","{'positive': 0.35535336, 'negative': 0.015476513, 'neutral': 0.6291701}","Waste Management Inc (WM) recently announced a dividend of $0.7 per share, payable on 2023-09-22, with the ex-dividend date set for 2023/09-07. As investors anticipate this upcoming payment, it's crucial to examine the company's dividend history, yield, and growth rates. Using GuruFocus data, let's delve into Waste Management Inc's dividend performance and assess its sustainability. To assess the sustainability of the dividend, one needs to evaluate the company’s payout ratio, which suggests good profitability prospects. The company's revenue per share and 3-year revenue growth rate indicate a strong revenue model, while its 5-year EBITDA growth rate of 2.30% outperforms approximately 27.27% of global competitors.","Waste Management Inc (NYSE:WM) recently announced a dividend of $0.7 per share, payable on 2023-09-22, with the ex-dividend date set for 2023-09-07.  As investors anticipate this upcoming payment, it's crucial to examine the company's dividend history, yield, and growth rates.  Using GuruFocus data, let's delve into Waste Management Inc's dividend performance and assess its sustainability.",WM,Infrastructure,Waste Management,Waste Management Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity’s ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours—through technological and process improvements—can therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry’s hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers’ rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers—including their pay and benefits—in a way that protects workers’ rights and enhances their productivity while ensuring the financial sustainability of an entity’s operations.'}","{'Greenhouse Gas Emissions': 0.746679510398628, 'Air Quality': 0.7330682651012858, 'Workforce Health & Safety': 0.782358154691317, 'Management of Leachate & Hazardous Waste': 0.7518922012171323, 'Fleet Fuel Management': 0.7882279230239245, 'Recycling & Resource Recovery': 0.7943462890032028, 'Labour Practices': 0.8038626028025366}",0.8038626028025366,Ruiqi,Minor focus,No focus,Positive,"Recycling & Resource Recovery, None",Minor,Major,Positive,2022-10-31T10:35:21+00:00,https://www.businessinsider.com/twitter-employees-are-preparing-for-aggressive-cuts-elon-musk-2022-10,"[{'name': 'Twitter employees', 'weight': 0.08023974}, {'name': 'Twitter team leaders', 'weight': 0.06658949}, {'name': 'Twitter leaders', 'weight': 0.0651632}, {'name': 'new jobs', 'weight': 0.064228155}, {'name': 'new seasons', 'weight': 0.062807664}, {'name': 'Twitter execs', 'weight': 0.062161125}, {'name': 'Twitter', 'weight': 0.062099148}, {'name': 'several Twitter engineering teams', 'weight': 0.059857804}, {'name': 'employees', 'weight': 0.058197208}, {'name': 'Meta CEO Mark Zuckerberg', 'weight': 0.0534348}]",[],"[{'data': 'Twitter', 'type': 'ORG', 'mentions': 9}, {'data': 'Insider', 'type': 'ORG', 'mentions': 3}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'Amp', 'type': 'ORG', 'mentions': 1}, {'data': 'The Information', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Binance', 'type': 'ORG', 'mentions': 1}, {'data': 'Airbnb', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'NXP Semiconductors', 'type': 'ORG', 'mentions': 1}, {'data': 'Jordan Parker Erb', 'type': 'PERSON', 'mentions': 2}, {'data': 'Avery Hartmans', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 7}, {'data': 'Parag Agrawal', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 3}, {'data': 'Joy Ofodu', 'type': 'PERSON', 'mentions': 1}, {'data': 'Changpeng Zhao', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hallam Bullock', 'type': 'PERSON', 'mentions': 1}, {'data': 'Late Friday', 'type': 'TIME', 'mentions': 1}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}, {'data': '11 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': 'the ""Hunger Games', 'type': 'EVENT', 'mentions': 1}, {'data': 'Koi', 'type': 'NORP', 'mentions': 1}, {'data': 'Dead to Me', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The Crown', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}]","Happy Halloween, readers. Bright-eyed and bushy-tailed after a week away, I'm your host, Jordan Parker Erb. Thank you to Avery Hartmans for taking over while I was gone!
+
+In keeping with today's holiday, we're talking about something spooky: what's going on inside Twitter. For starters, questions are swirling over who's leading the company as CEO — apparently even Elon Musk isn't sure — and why people are being asked to print out code.
+
+And that's not to mention that employees are preparing for layoffs after Twitter leaders and VPs made lists of who to keep.
+
+If this was forwarded to you, sign up here. Download Insider's app here.
+
+1. Twitter employees expect layoffs to begin very soon. Late Friday, Twitter team leaders and VPs began stack ranking employees. By Saturday afternoon, they handed Elon Musk lists of employees ""to keep,"" two people said.
+• The process began on Musk's first official day as Twitter's owner, a day that left employees confused and unsure of their fate. Plus, there was confusion over who's actually running the company: Despite listing himself as CEO on internal company profiles, Musk said he has ""no idea who the CEO is.""
+• Meanwhile, several Twitter engineering teams met with Tesla engineers in meetings aimed at identifying ""top"" performers and ""who to cut, who to keep and what orgs are bad,"" one person said.
+• There is no exact percentage of employees to be cut, this person added, but layoffs are expected to be ""aggressive"" — and workers expect them to begin soon. That's why many engineers and vice presidents worked through the weekend to try and keep their jobs, in an atmosphere likened to the ""Hunger Games.""
+
+As Musk prepares ""aggressive"" cuts, who will be spared?
+
+2. Tech companies like Amazon and Meta are in for a tough few months. After tech stocks were slammed amid dismal earnings reports, analysts are saying there are choppy waters ahead — and only some firms are prepared.
+
+3. Amazon slashed another division in an attempt to cut costs. On Friday, the company fired half of its Amp live radio division, notifying roughly 150 people they would need to take severance or find new jobs internally. What we know about the cuts.
+
+4. Elon Musk fired Twitter execs ""for cause"" in a bid to avoid paying out tens of millions in severance. According to The Information, Musk dismissed the executives, including CEO Parag Agrawal, to try to avoid payouts and unvested stock awards, suggesting he had justification for their termination. A look at what that means.
+
+5. VCs are looking for alternatives to traditional social networks. For the first time in years, Facebook, Instagram, and Twitter are ""weak"" — and investors told Insider they're eager to back the next big platform and take on existing giants. Here's what VCs are looking for.
+
+6. Mark Zuckerberg wants to do what Google did with Android — but he learned all the wrong lessons. Similar to Google, Zuckerberg's Meta is trying to wrangle control away from Apple, but experts say the project seems to miss one key ingredient that made Android a success: consumer demand. Why analysts are skeptical Meta can pull it off.
+
+7. Meet a woman who quit her full-time tech job to become a creator and voice actor. After four years of working for Instagram's marketing team, Joy Ofodu left to pursue voice acting and content creation. She explains how she grew her following, and what she's learned.
+
+8. These billionaires have seen their net worths drop the most this year. Among this year's biggest losers are those who've invested heavily in the metaverse (Meta CEO Mark Zuckerberg) and crypto (Binance CEO Changpeng Zhao). Here's who else has had their net worth battered this year.
+
+9. Airbnb awarded 100 recipients $100,000 each to design out-of-this-world properties. The selected winners were given the funding to bring their ideas to life. From a ghost town gondola and acorn treehouse to a salt cave and Koi fish dome-house, check out 25 of the designs that won the coveted grant.
+
+10. New titles are coming to Netflix. While some popular films are leaving the platform in November, new seasons of ""Dead to Me"" and ""The Crown"" will be added, as well as season five of ""The Great British Baking Show: Holidays."" See everything coming to — and leaving — Netflix in November.
+• The Bipartisan Policy Center is hosting a discussion on mergers and acquisitions in the tech sector at 11 a.m. ET.
+• NXP Semiconductors and others are reporting earnings today. Keep up with earnings here.
+
+Keep updated with the latest tech news throughout your day by checking out The Refresh from Insider, a dynamic audio news brief from the Insider newsroom. Listen here.
+
+Curated by Jordan Parker Erb in New York. (Feedback or tips? Email jerb@insider.com or tweet @jordanparkererb.) Edited by Hallam Bullock (tweet @hallam_bullock) in London.",ec2808d7f6874f07a2ef229b278265fd,Twitter employees are preparing for 'aggressive' cuts,4,,,,
+14642,"MedTech Bigwigs in Spotlight as AI Revolutionizes Healthcare - Recently, many medical device companies are adopting artificial intelligence (AI) capabilities to aid therapeutic and diagnostic applications. AI-driven solutions are rapidly being used to detect & diagnose the virus through personalized information and learning. In fact, with the help of AI and robotics, healthcare providers can save more lives and cure diseases that are currently undiagnosable or incurable.
+
+Per a report by Grand View Research, the global AI in cancer diagnostics market size was $93.2 million in 2021 and is expected to expand at a CAGR of 28.0% by 2030. Early detection of cancer is possible through AI for screening and diagnosis of cancer, which is expected to boost market growth.
+
+In line with this, Medtronic plc, MDT, the renowned medical-device company, is meaningfully increasing its investments into AI and other technologies to help the healthcare industry catch up with other industries.
+
+This month, Medtronic announced that Cosmo Pharmaceuticals and NVIDIA intend to integrate NVIDIA's AI technologies into Medtronic’s GI Genius intelligent endoscopy module. Medtronic’s latest partnership with Nvidia and Cosmo Pharmaceuticals provides the GI Genius AI Access platform intended to boost AI innovation for healthcare.
+
+Within Medtronic’s Medical Surgical Portfolios, the company is gaining from the positive sales momentum with the rollout of its differentiated Hugo robotic system in many international markets. The company started its U.S. IDE trial for the urology indication. We are also impressed by Medtronic’s strong prospects within Touch Surgery Enterprise, the AI-powered surgical video and analytics platform.
+
+The latest move of the company positions it well to capitalize on the growth prospects in the AI market.
+
+Currently, Medtronic carries a Zacks Rank #3 (Hold). Shares of the company have gained 10.4% in the past six months against the industry’s fall of 2.8%.
+
+This month, Henry Schein, Inc. HSIC, a joint venture with Internet Brands — Henry Schein One — recently announced the integration of AI solutions into Dentrix Ascend. This is a cloud-based practice management software by Henry Schein One. The AI solutions include Dentrix Ascend Detect AI, which is powered and manufactured by VideaHealth, and Dentrix Ascend Voice, powered by Bola AI.
+
+Dentrix Ascend Detect AI uses artificial intelligence to provide automated x-ray scans and AI-enabled detections. The FDA-cleared technology is fully integrated into the Dentrix Ascend imaging workflow. This helps dentists and hygienists confirm a patient’s condition faster, which saves time and elevates patient care.
+
+Currently, Henry Schein carries a Zacks Rank #2 (Buy). Shares of the company have lost 6% in a year compared with the industry’s fall of 27.8%.
+
+The same month, Syneos Health, Inc. SYNH signed a strategic multi-year agreement with Microsoft to increase AI usage across its clinical and commercial activities for biopharma customers. Under the deal, the company plans to collaborate with Microsoft Research and leverage developments from OpenAI.
+
+Under this AI-enabled platform, SYNH can process and analyze data to fast-track timelines, optimize resource allocation and unlock clinical trial efficiencies.
+
+Currently, Syneos Health carries a Zacks Rank #3. Shares of the company have lost 6% in a year compared with the industry’s fall of 27.8%.
+
+Further, Stryker Corporation SYK has significant exposure to robotics, AI for health care and medical mechatronics. Mako is Stryker’s robotic-arm-assisted surgery platform that can be used for total knee, hip and partial knee replacement procedures. The platform is currently the leading player in the robotic-assisted surgery market, with its installations touching record levels in most of the quarters in the past three years. In the United States, approximately 50% of knee replacements were done using Mako, while almost 30% of hip replacement procedures were done using this platform. Stryker is progressing well with the development of Mako technology for application in spine- and shoulder-related procedures. A launch is expected in the second half of 2024.
+
+SYK’s focus on the expansion of Mako in new patient populations will likely enable the robotic-platform’s growth momentum to continue in 2023. Moreover, continued software upgrades and the addition of technologies to work along with the platform should boost adoption.
+
+Stryker currently carries a Zacks Rank #3. Stryker’s shares have lost 8.3% this year compared with the industry’s decline of 43%. The S&P 500 has declined 17.5% in the same period.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.9196039, 'negative': 0.0078022466, 'neutral': 0.07259387}","This article looks at the rise of AI-driven solutions such as dentrix Ascend and Dentrix Ascend, as well as the integration of NVIDIA's AI technologies into Medtronic's GI Genius intelligent endoscopy module. It also looks at how these technologies can help healthcare providers save lives and cure diseases that are currently undiagnosable or incurable. This article also discusses how these companies are contributing to the growth of the AI market by partnering with other industries such as pharmaceutical companies such as Stryker Corporation and Syneos Health, Inc. to increase AI usage across its clinical and commercial activities for biopharma customers. Finally, the latest investment recommendations from the latest Zacks Research have declined.",MedTech player like Medtronic (MDT) are integrating artificial intelligence (AI) capabilities to aid therapeutic and diagnostic applications.,MDT,Health Care,Medical Equipment & Supplies,Medtronic plc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry‚Äôs products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7391288666789426, 'Supply Chain Management': 0.765150175023069, 'Ethical Marketing': 0.7874678362352779, 'Business Ethics': 0.7587028129169581, 'Product Design & Lifecycle Management': 0.7756867789030303, 'Affordability & Pricing': 0.7932049424632752}",0.7932049424632752,Ruiqi,Major focus,Major focus,Positive,"Product Design & Lifecycle Management, Product Safety",Major,Major,Positive,2023-02-01T21:54:35+00:00,https://www.forbes.com/sites/jackkelly/2023/02/01/ceos-of-apple-goldman-sachs-jpmorgan-and-other-top-companies-are-taking-pay-cuts/,"[{'name': 'Last year', 'weight': 0.07407051}, {'name': 'last year', 'weight': 0.07407051}, {'name': 'year', 'weight': 0.07258232}, {'name': 'company performance', 'weight': 0.07222283}, {'name': 'Pay Cuts', 'weight': 0.06900175}, {'name': 'pay cuts', 'weight': 0.06900175}, {'name': 'additional compensation', 'weight': 0.065665066}, {'name': 'variable compensation', 'weight': 0.06441341}, {'name': 'compensation', 'weight': 0.06428542}, {'name': 'record financial performance', 'weight': 0.064258136}]","[{'name': 'Business'}, {'name': 'Finance'}]","[{'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 5}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 4}, {'data': 'Intel', 'type': 'ORG', 'mentions': 4}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 2}, {'data': 'Barron’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Securities and Exchange Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Institutional Shareholder Services', 'type': 'ORG', 'mentions': 1}, {'data': 'MarketWatch', 'type': 'ORG', 'mentions': 1}, {'data': 'Ernst & Young', 'type': 'ORG', 'mentions': 1}, {'data': 'Solomon', 'type': 'ORG', 'mentions': 1}, {'data': 'DJ D-Sol', 'type': 'ORG', 'mentions': 1}, {'data': 'SEC', 'type': 'ORG', 'mentions': 1}, {'data': 'Economist', 'type': 'ORG', 'mentions': 1}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 3}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 4}, {'data': 'Jamie Dimon', 'type': 'PERSON', 'mentions': 2}, {'data': 'David Solomon', 'type': 'PERSON', 'mentions': 1}, {'data': 'James Gorman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pat Gelsinger', 'type': 'PERSON', 'mentions': 1}, {'data': 'Christopher Hohn', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}, {'data': 'New York City', 'type': 'GPE', 'mentions': 1}, {'data': 'Santa Clara', 'type': 'GPE', 'mentions': 1}, {'data': 'Folsom', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}]","Rank-and-file workers primarily bear the brunt of downsizing when their companies aren’t doing well. The people who most need to hold onto their salaries are vulnerable to job losses, while the highly compensated CEOs usually get to keep their positions.
+
+As a white-collar recession emerged, as reflected by the layoffs announced by some of the world’s largest and most profitable companies, like Amazon, Microsoft, Meta, Google and Goldman Sachs, the CEOs were left untouched.
+
+Decisions made by the top executives, such as hiring too aggressively, and their lack of preparation for dealing with record-high inflation rates and rapidly rising costs, resulted in significant layoffs impacting workers who didn’t have a say in the running of the organization. Although they made mistakes, the CEOs and C-suite executives seemed immune from taking their fair share of blame and pain—until now.
+
+The tides are turning as shareholders, activist hedge funds and corporate boards are taking action by cutting the pay of some of the top chief executives. Sundar Pichai (Alphabet), Tim Cook (Apple), Jamie Dimon (JPMorgan), David Solomon (Goldman Sachs), James Gorman (Morgan Stanley) and Pat Gelsinger (Intel) are all taking pay cuts. Despite the slap on the wrist, there won’t be a need to raise a GoFundMe page for these executives, as they’re still earning small fortunes in stock awards.
+
+Google plans to cut senior executives’ pay as part of a cost-cutting initiative, in addition to laying off 12,000 workers. In a town hall meeting with employees last week, Pichai announced executives at the senior-vice-president level and above would see a “very significant reduction in their annual bonus,” according to the Wall Street Journal. The CEO indicated that for these roles, compensation is linked to company performance. It is unclear how much Pichai’s pay will be reduced.
+
+Barron’s reported in December that the chief executive was awarded a new equity package by Alphabet’s board, valued at around $210 million, which may depend upon the performance of the shares.
+
+The company has been receiving pressure from activist investors, including Christopher Hohn, a U.K. billionaire, who wrote a letter to Alphabet asserting that its employees are paid too much compared to other tech giants and its bloated workforce needs to be cut down.
+
+According to a Securities and Exchange Commission filing, Cook’s annual compensation target for 2023 is $49 million, down from around $84 million last year. This marks a more than 40% dock in pay for the chief executive.
+
+In addition to reducing the total target, 75% of Cook’s vesting shares will be tied to the iPhone maker’s stock performance this year, instead of 50%, CNBC reported.
+
+Cook yielded to resistance over his lush compensation package, as advisory firm Institutional Shareholder Services expressed to Apple shareholders “significant concerns regarding the design and magnitude.” Even though stockholders ended up approving his pay package—64.4% voting in support—the billionaire CEO agreed that it should be scaled back.
+
+Apple is one of the few tech giants that has not announced a recent downsizing.
+
+JPMorgan is removing the “special award” component of its CEO’s compensation this year. According to a recent regulatory filing, the investment bank’s chief executive will receive a $1.5 million base salary and bonus of $33 million—totaling $34.5 million.
+
+Last year, Dimon’s special award amounted to $50 million in additional compensation. After criticism from the bank’s board, the firm will not grant the CEO this special payment in 2023 and has “committed to not grant any special awards to him in the future.”
+
+In May, JPMorgan shareholders rejected an options bonus for the CEO, following his take-home pay of $84.4 million in 2021, MarketWatch reported.
+
+Goldman Sachs’ CEO will receive about 29% less pay after a challenging year, marked by fewer initial public offerings, mergers and acquisitions and deal-making. Global IPO activity fell 45% year-over-year, according to data from Ernst & Young.
+
+The New York City-based bank saw its stock price drop by 10% and its net earnings plunge by $10.4 billion after a big year in 2021.
+
+Solomon, also known as DJ D-Sol, will receive $25 million for his work in 2022, compared to $35 million in 2021, according to an SEC filing. His annual base salary remains at $2 million, plus $23 million in variable compensation. The pay cut marks the latest in a series of tough developments for Goldman, including a cover story in the Economist with a photo rebranding the bank as “Goldman Sags.” Last month, the investment bank announced it was laying off as many as 3,200 employees in its most considerable job reduction since the financial crisis.
+
+Morgan Stanley cut its CEO’s compensation by 10%, from $35 million to $31.5 million, the bank said in a recent regulatory filing.
+
+The investment bank’s compensation committee determined that Morgan Stanley’s performance for 2022 was not as strong as the prior year, in which it achieved record financial performance. Profit at the bank fell 27% to $11 billion in 2022, and net revenue dropped 10% to $53.7 billion.
+
+In December, Morgan Stanley cut about 1,600 jobs amongst its global staff.
+
+Intel’s CEO is taking a 25% pay cut just days after the semiconductor maker’s poor fourth-quarter results, reported the Wall Street Journal. Additionally, the company’s executive team will see their base pay reduced by 15%. Senior managers will get a 10% cut and mid-level managers will have their pay slashed by 5%. The firm is also reportedly trimming 401(k) matching for employees in half.
+
+Intel has confirmed that it will cut over 500 jobs in its Santa Clara and Folsom, California locations.
+
+The pay cuts could be a sign of things to come in the technology industry after a tough year in 2022, as companies look for new ways to improve the bottom line. Intel is also losing market share to its rivals. Advanced Micro Devices, another chip maker, on Tuesday reported an increase in sales, as gains in its data-center business offset weakness in PCs.",cec1c659b44d45469c15c74421a00bbe,"CEOs Of Apple, Goldman Sachs, JPMorgan And Other Top Companies Are Taking Pay Cuts",4,,,,
+19467,"Sygnia Named in the 2023 Gartner ® Market Guide for Digital Forensics and Incident Response Retainer Services for the Second Consecutive Time - TEL-AVIV, Israel and NEW YORK, March 16, 2023 /PRNewswire/ -- Sygnia, a leading cyber technology and services company which provides high-end consulting and incident response support for organizations worldwide, today announced that it was named in the 2023 Gartner ® Market Guide for Digital Forensics and Incident Response Retainer Services (DFIR) for the second consecutive time.
+
+Download the report: 2023 Gartner Market Guide for Digital Forensics and Incident Response Retainer Services
+
+""With the increased targeting of Cloud and OT environments, our team has successfully responded to countless incidents over the years and remains committed to leveraging our unique expertise to provide the highest level of security to our clients,"" said Ram Elboim, CEO of Sygnia. ""We are honored to be recognized again by Gartner, and we'll continue to deliver the most effective cybersecurity solutions that enable our clients to excel in their cyber resilience and operate with confidence.""
+
+The Gartner Market Guide names Sygnia as a Representative Vendor for DFIR services. The Gartner report provides crucial insights for SRM (security and risk management) professionals seeking to understand the DFIR market, evaluate trends, refine requirements and identify market players. It examines trends and common characteristics of incident response agreements, provides insights on finding the right vendor, maximizing cyber insurance policies, and outlines limitations some vendors may carry. We feel this report empowers SRM professionals to make informed decisions and protect their organizations from cyber threats.
+
+Within the Market Guide, Gartner recommends SRM professionals consider both proactive services including creation and/or review of IR policy and processes, configuration of endpoint detection and response technology, and other activities to increase incident preparedness and reactive services, such as forensic collection, notification of relevant government agencies, determining the source of the breach and other postmortem activities.
+
+Sygnia is revolutionizing incident response today by combining extensive experience with cutting-edge technology and a deep understanding of how attackers operate. By collaborating with businesses and tailoring proactive and reactive digital forensics and incident response services to their needs, Sygnia support clients in responding to events with precision and confidence to accelerate business recovery.
+
+To learn more, download the 2023 Gartner Market Guide for Digital Forensics and Incident Response Retainer Services. For additional information or to request demo, visit Sygnia.co.
+
+Gartner, Market Guide for Digital Forensics and Incident Response Services, By Wam Voster, William Candrick, Carlos De Sola Caraballo, 22 February 2023
+
+GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. All rights reserved.
+
+Gartner does not endorse any vendor, product or service depicted in its research publications and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner's Research & Advisory organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
+
+Sygnia is a leading cyber technology and services company which provides high-end consulting and incident response support for organizations worldwide. Sygnia works with companies to proactively build their cyber resilience and to respond and defeat attacks within their networks. The proven track record, commitment, and discretion have earned Sygnia the trust of security teams, senior executives, and management boards at leading organizations worldwide including many of the Fortune 500 companies. Sygnia is a Temasek company, part of the ISTARI Collective. For more about Sygnia please visit Sygnia.co.","{'positive': 0.2943404, 'negative': 0.009161505, 'neutral': 0.6964981}","Sygnia, a leading cyber technology and services company, has been named in the 2023 Gartner ¬Æ Market Guide for Digital Forensics and Incident Response Retainer Services for the Second Consecutive Time Time (DFIR). The report provides crucial insights for SRM professionals seeking to understand the DFIR market, evaluate trends, refine requirements and identify market players. It also provides insights on finding the right vendor, maximizing cyber insurance policies, and outlines limitations some vendors may carry. Sygnia is revolutionizing incident response today by combining extensive experience with cutting-edge technology and a deep understanding of how attackers operate. To learn more, download the report: 2023Gartner Market Guide.com/market-guide.com.com for the second consecutive time.","Sygnia, a leading cyber technology and services company which provides high-end consulting and incident response support for organizations worldwide, today announced that it was named in the 2023 Gartner ¬Æ Market Guide for Digital Forensics and Incident Response Retainer Services (DFIR) for the second consecutive time.",IT,Services,Professional & Commercial Services,Gartner Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider‚Äôs security measures, which could result in reputational damage and adversely impact an entity‚Äôs ability to attract and retain clients. '}","{'Professional Integrity': 0.754246204655272, 'Workforce Diversity & Engagement': 0.7396552182135506, 'Data Security': 0.786425482975451}",0.786425483,Ruiqi,Minor focus,No focus,Positive,Data Security,Minor,Minor,Neutral,2022-12-12T05:00:36+00:00,https://www.yahoo.com/news/mother-local-victim-killed-lockerbie-045708927.html,"[{'name': 'Lockerbie bombing', 'weight': 0.09546417}, {'name': 'Squirrel Hill home', 'weight': 0.08827688}, {'name': 'Seton Hill', 'weight': 0.07594292}, {'name': 'Pittsburgh home', 'weight': 0.075325936}, {'name': 'Music', 'weight': 0.07502572}, {'name': 'arrest', 'weight': 0.07395745}, {'name': 'Squirrel Hill', 'weight': 0.07358013}, {'name': 'Pan Am Flight', 'weight': 0.07302554}, {'name': 'Lockerbie', 'weight': 0.069288395}, {'name': 'missing man', 'weight': 0.06595183}]",[],"[{'data': 'Lockerbie', 'type': 'GPE', 'mentions': 2}, {'data': 'Scotland', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Forward Township', 'type': 'GPE', 'mentions': 1}, {'data': 'Pittsburgh', 'type': 'GPE', 'mentions': 1}, {'data': 'Pan Am Flight 103', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Iva Saraceni’s', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elyse', 'type': 'PERSON', 'mentions': 1}, {'data': 'Abu Agila Mohammad Mas’ud', 'type': 'PERSON', 'mentions': 2}, {'data': 'Seton Hill', 'type': 'ORG', 'mentions': 1}, {'data': 'Royal Academy of Music', 'type': 'ORG', 'mentions': 1}, {'data': 'FBI', 'type': 'ORG', 'mentions': 1}, {'data': 'the Department of Justice', 'type': 'ORG', 'mentions': 1}, {'data': 'the Lockerbie Appeal Team', 'type': 'ORG', 'mentions': 1}, {'data': 'Channel 11 News', 'type': 'ORG', 'mentions': 2}, {'data': 'WPXI', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Libyan', 'type': 'NORP', 'mentions': 1}, {'data': 'less than 48 hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Squirrel Hill', 'type': 'LOC', 'mentions': 1}]","A local woman says she’s grateful for the arrest of a man accused of building the bomb that brought down Pan Am Flight 103 over Lockerbie, Scotland in 1988.
+
+Iva Saraceni’s daughter Elyse was a student at Seton Hill and was flying home for the holidays after studying abroad at London’s Royal Academy of Music. She was one of 190 Americans killed in the bombing.
+
+Abu Agila Mohammad Mas’ud is in FBI custody two years after it was announced he’d face charges in the United States. Mas’ud is a Libyan intelligence operative.
+
+He’s not the first person arrested in relation to the bombing. Another man was convicted in 2001 but died of cancer in 2012. Still, another was arrested and acquitted.
+
+“We’re grateful certainly to the Department of Justice and the Lockerbie Appeal Team who really have persisted for 35 years in pursuing the people who murdered our beautiful, brilliant children,” Saraceni said.
+
+There is a memorial site for the victims of the bombing. You can find it here: https://www.pa103ll.org/living-memorial/elyse-saraceni
+
+Follow Channel 11 News on Facebook and Twitter. | Watch WPXI NOW
+
+Police searching for missing man last seen in Forward Township ‘Alexa, thank my driver’: Amazon promotion ends less than 48 hours after beginning Police: Woman found deceased with possible gunshot wound inside Pittsburgh home VIDEO:Police: Man accused of previous burglaries charged after Squirrel Hill home burglarized DOWNLOAD the Channel 11 News app for breaking news alerts",0bc93910b5e74bb094b27aa9d88cfb8c,Mother of local victim killed in Lockerbie bombing speaks out after arrest made over 30 years later,4,,,,
+19784,"General Electric Company (NYSE:GE) is largely controlled by institutional shareholders who own 68% of the company - To get a sense of who is truly in control of General Electric Company (NYSE:GE), it is important to understand the ownership structure of the business. The group holding the most number of shares in the company, around 68% to be precise, is institutions. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn).
+
+Given the vast amount of money and research capacities at their disposal, institutional ownership tends to carry a lot of weight, especially with individual investors. As a result, a sizeable amount of institutional money invested in a firm is generally viewed as a positive attribute.
+
+Let's take a closer look to see what the different types of shareholders can tell us about General Electric.
+
+What Does The Institutional Ownership Tell Us About General Electric?
+
+Institutions typically measure themselves against a benchmark when reporting to their own investors, so they often become more enthusiastic about a stock once it's included in a major index. We would expect most companies to have some institutions on the register, especially if they are growing.
+
+We can see that General Electric does have institutional investors; and they hold a good portion of the company's stock. This implies the analysts working for those institutions have looked at the stock and they like it. But just like anyone else, they could be wrong. When multiple institutions own a stock, there's always a risk that they are in a 'crowded trade'. When such a trade goes wrong, multiple parties may compete to sell stock fast. This risk is higher in a company without a history of growth. You can see General Electric's historic earnings and revenue below, but keep in mind there's always more to the story.
+
+Since institutional investors own more than half the issued stock, the board will likely have to pay attention to their preferences. We note that hedge funds don't have a meaningful investment in General Electric. Capital Research and Management Company is currently the company's largest shareholder with 8.0% of shares outstanding. Meanwhile, the second and third largest shareholders, hold 7.8% and 6.3%, of the shares outstanding, respectively.
+
+After doing some more digging, we found that the top 19 have the combined ownership of 50% in the company, suggesting that no single shareholder has significant control over the company.
+
+While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too.
+
+The definition of an insider can differ slightly between different countries, but members of the board of directors always count. Management ultimately answers to the board. However, it is not uncommon for managers to be executive board members, especially if they are a founder or the CEO.
+
+Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group.
+
+Our information suggests that General Electric Company insiders own under 1% of the company. It is a very large company, so it would be surprising to see insiders own a large proportion of the company. Though their holding amounts to less than 1%, we can see that board members collectively own US$181m worth of shares (at current prices). Arguably recent buying and selling is just as important to consider. You can click here to see if insiders have been buying or selling.
+
+With a 32% ownership, the general public, mostly comprising of individual investors, have some degree of sway over General Electric. While this group can't necessarily call the shots, it can certainly have a real influence on how the company is run.
+
+It's always worth thinking about the different groups who own shares in a company. But to understand General Electric better, we need to consider many other factors.
+
+Many find it useful to take an in depth look at how a company has performed in the past. You can access this detailed graph of past earnings, revenue and cash flow.
+
+If you are like me, you may want to think about whether this company will grow or shrink. Luckily, you can check this free report showing analyst forecasts for its future.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.063616894, 'negative': 0.027170423, 'neutral': 0.90921265}","General Electric Company (NYSE:GE) is largely controlled by institutional shareholders who own 68% of the company. 
+
+We can see that General Electric does have institutional investors; and they hold a good portion of the company's stock. 
+
+Our information suggests that General Electric Company insiders own under 1% of the company. 
+
+With a 32% ownership, the general public, mostly comprising of individual investors, have some degree of sway over General Electric.","To get a sense of who is truly in control of General Electric Company ( NYSE:GE ), it is important to understand the...",GE,Resource Transformation,Electrical & Electronic Equipment,General Electric Co,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity‚Äôs brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity‚Äôs cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7412364588173118, 'Hazardous Waste Management': 0.7403345403941801, 'Materials Sourcing': 0.7583080955610116, 'Energy Management': 0.7860134981240222, 'Product Lifecycle Management': 0.7565463927422482, 'Business Ethics': 0.7752294492280002}",0.7860134981240222,Ruiqi,No focus,No focus,Neutral,,No,Major,,2022-11-30T01:08:47+00:00,https://www.yahoo.com/lifestyle/zappos-just-dropped-thousands-post-010000633.html,"[{'name': 'Cyber Monday sale', 'weight': 0.0826554}, {'name': 'surprise Cyber Week sale', 'weight': 0.07694655}, {'name': 'Sale', 'weight': 0.070937924}, {'name': 'sale', 'weight': 0.070937924}, {'name': 'Targhee II Mid Boots', 'weight': 0.07033082}, {'name': 'durable boots', 'weight': 0.06893063}, {'name': 'quality snow boots', 'weight': 0.06798286}, {'name': 'boots', 'weight': 0.06768676}, {'name': 'waterproof work boots', 'weight': 0.067583926}, {'name': 'supportive sneakers', 'weight': 0.06558168}]",[{'name': 'Lifestyle'}],"[{'data': 'Zappos', 'type': 'ORG', 'mentions': 6}, {'data': 'Dotdash Meredith', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Adidas', 'type': 'ORG', 'mentions': 1}, {'data': 'Reebok', 'type': 'ORG', 'mentions': 1}, {'data': 'Dr. Martens', 'type': 'ORG', 'mentions': 1}, {'data': 'Sorel', 'type': 'ORG', 'mentions': 3}, {'data': 'L.L. Bean', 'type': 'ORG', 'mentions': 3}, {'data': 'Merrell', 'type': 'ORG', 'mentions': 2}, {'data': 'Columbia', 'type': 'ORG', 'mentions': 3}, {'data': 'Hoka', 'type': 'ORG', 'mentions': 2}, {'data': 'Ugg', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Yeti', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsonite', 'type': 'ORG', 'mentions': 1}, {'data': 'Bose', 'type': 'ORG', 'mentions': 1}, {'data': 'Asics', 'type': 'ORG', 'mentions': 1}, {'data': 'Carhartt', 'type': 'ORG', 'mentions': 1}, {'data': 'Skechers', 'type': 'ORG', 'mentions': 1}, {'data': 'Women’s Moab 2 Mid Waterproof Boots', 'type': 'ORG', 'mentions': 1}, {'data': 'Keen', 'type': 'ORG', 'mentions': 1}, {'data': 'Spanx', 'type': 'ORG', 'mentions': 1}, {'data': 'Travel & Leisure', 'type': 'ORG', 'mentions': 1}, {'data': 'the New Balance Women’s Fresh Foam X 880v12 Sneakers', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'the Adidas Originals Women’s Stan Smith Sneakers', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Cole Haan Men’s GrandPro Rally Canvas Court Sneakers', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Sam Edelman Women’s Laguna Waterproof Boots', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'the Dr. Martens Women’s V 2976 Quad Boots', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Sorel Men’s Falcon Ridge II Slippers', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Newton Ridge Plus Waterproof Amped Boots', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'a Few More Hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Oprah', 'type': 'PERSON', 'mentions': 1}]","Dotdash Meredith and Yahoo Inc. may earn commission or revenue on some items through the links below.
+
+Prices start at $36 during this surprise after-Cyber Monday sale.
+
+Another Cyber Monday has come and gone. And this year, we were overwhelmed with the incredible sales and savings from our favorite retailers like Zappos, which treated shoppers to upwards of 50 percent off top-rated footwear and apparel. But it looks like the savings fun is far from over, as the retailer has just unveiled thousands of Cyber Week deals.
+
+Right now, you can score up to 55 percent off travel-ready shoes for men and women from top brands like Adidas, Reebok, Dr. Martens, Sorel, L.L. Bean, and more, ranging from comfy sneakers and high-performing running shoes to durable boots that are ready for the trails or everyday wear.
+
+Among the discounted footwear, we spotted top-rated hiking boots from Merrell and Columbia marked down 32 percent off, which means that you can get a pair for as little as $74. There’s also reviewer-loved running shoes like the New Balance Women’s Fresh Foam X 880v12 Sneakers and Hoka Men’s Challenger ATR 6 Sneakers featured in the sale, and they’re up to 20 percent off. If you’re shopping for gifts, or just need to upgrade your cold-weather footwear collection, there are cozy Ugg slippers and fleece-lined snow boots from Sorel that are starting at $85 and will make perfect presents.
+
+Keep scrolling to shop the 32 best deals from Zappos’ surprise Cyber Week sale. Hurry, there’s no telling how much longer these popular styles will be marked down for.
+
+Related:The 31 Best Cyber Week Deals at Amazon for Travelers, Including Yeti, Samsonite Luggage, and Bose Headphones
+
+Hit the pavement with supportive sneakers from some of Zappos’ best brands, which are up to 30 percent off. This is the perfect time to upgrade your activewear collection with popular styles including the Asics Women’s Gel-Excite 9 Sneakers, which are starting at $51, and the Hoka Men’s Challenger ATR 6 Sneakers that are 20 percent off. Each pair is incredibly comfortable and can easily be added to your everyday and travel wardrobes with their versatile and sleek designs.
+
+When building the ultimate travel outfit, you can never go wrong with sneakers as your footwear. Zappos is offering up to 55 percent off on laidback and comfortable sneakers, like the Adidas Originals Women’s Stan Smith Sneakers. Their white leather look can be paired with jeans, skirts, dresses, and more — and they’re starting at $48. Men can refresh their travel footwear collection with sleek and stylish options like the Cole Haan Men’s GrandPro Rally Canvas Court Sneakers, which are as little as $36.
+
+Wintertime is synonymous with boots, and you don’t have to spend an arm and a leg to sport popular brands like Sorel, Carhartt, and Columbia this season. Prices start at $83 for quality snow boots and waterproof work boots. And, if you’re looking for something that’s weather-resistant but won’t cramp your style, opt for the Sam Edelman Women’s Laguna Waterproof Boots that are up to 40 percent off or the Dr. Martens Women’s V 2976 Quad Boots that are equipped with slip-resistant soles and nearly 30 percent off.
+
+Very few things compare to sliding on your favorite house slippers after a long day on your feet, especially in the cold-weather months. Keep things cozy and warm with top-rated slippers from Ugg, L.L. Bean, and more, which are nearly 40 percent off. There’s something for women and men, like the Sorel Men’s Falcon Ridge II Slippers, which are equipped with a supportive foam footbed and just $64.
+
+Get out and enjoy nature in any season with fleece-lined hiking boots from Skechers that are starting at $62. During Zappos’ Cyber Week Sale, you can also pick up the popular Merrell Women’s Moab 2 Mid Waterproof Boots for 17 percent off or the Keen Men’s Targhee II Mid Boots for 25 percent off. Did we mention that the reviewer-loved Columbia Newton Ridge Plus Waterproof Amped Boots are on sale for $74? Well, what are you waiting for? Add them to your cart before their price goes back up!
+• None People Are Ditching Their Uggs for These Best-selling Amazon Boots — and They’re on Sale for a Few More Hours
+• None Amazon’s Best-selling Hiking Shoes for Men and Women Are Still on Sale for Up 46% Off After Cyber Monday
+• None Surprise! Spanx Is Giving You an Extra Day to Shop Its Once-a-year Sale on Oprah Picks and Celeb Favorites
+
+Love a great deal? Sign up for our T+L Recommends newsletter and we’ll send you our favorite travel products each week. 
+
+
+
+For more Travel & Leisure news, make sure to sign up for our newsletter!",a0c5be6a8efa4df7aeeb2a39410396ac,Zappos Just Dropped Thousands of Post-cyber Monday Deals — Shop the 32 Best Comfy Shoes on Sale,4,,,,
+54195,"Steel Dynamics (STLD) Outpaces Stock Market Gains: What You Should Know - Steel Dynamics (STLD) closed at $101.05 in the latest trading session, marking a +1.84% move from the prior day. The stock outpaced the S&P 500's daily gain of 0.93%. Meanwhile, the Dow gained 0.56%, and the Nasdaq, a tech-heavy index, added 1.71%.
+
+Heading into today, shares of the steel producer and metals recycler had gained 2.08% over the past month, outpacing the Basic Materials sector's loss of 1.54% and lagging the S&P 500's gain of 4.61% in that time.
+
+Wall Street will be looking for positivity from Steel Dynamics as it approaches its next earnings report date. The company is expected to report EPS of $5.12, down 23.92% from the prior-year quarter. Our most recent consensus estimate is calling for quarterly revenue of $5.57 billion, down 10.36% from the year-ago period.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $16.15 per share and revenue of $19.79 billion. These totals would mark changes of -28.79% and -11.12%, respectively, from last year.
+
+It is also important to note the recent changes to analyst estimates for Steel Dynamics. These revisions typically reflect the latest short-term business trends, which can change frequently. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. The Zacks Consensus EPS estimate has moved 1.65% lower within the past month. Steel Dynamics currently has a Zacks Rank of #3 (Hold).
+
+Valuation is also important, so investors should note that Steel Dynamics has a Forward P/E ratio of 6.15 right now. This represents a discount compared to its industry's average Forward P/E of 7.5.
+
+The Steel - Producers industry is part of the Basic Materials sector. This industry currently has a Zacks Industry Rank of 72, which puts it in the top 29% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.06486871, 'negative': 0.85991895, 'neutral': 0.0752123}","Steel Dynamics (STLD) closed at $101.05 in the latest trading session, marking a +1.84% move from the prior day. The stock outpaced the S&P 500's daily gain of 0.93%. Meanwhile, the Dow gained 0.56%, and the Nasdaq added 1.71%. Shares of the steel producer and metals recycler had gained 2.08% over the past month, outpacing the Basic Materials sector's loss of 1.54%. Wall Street will be looking for positivity from Steel Dynamics as it approaches its next earnings report date. The company is expected to report earnings of $16.15 per share and revenue of $19.79 billion. The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Investors can capitalize on this estimate changes and provide a simple, actionable rating system.","Steel Dynamics (STLD) closed the most recent trading day at $101.05, moving +1.84% from the previous trading session.",STLD,Extractives & Minerals Processing,Iron & Steel Producers,Steel Dynamics Inc,"{'Greenhouse Gas Emissions': 'Iron and steel production generates significant direct greenhouse gas (GHG) emissions, primarily carbon dioxide and methane, from production processes and on-site fuel combustion. Although technological improvements have reduced the GHG emissions per ton of steel produced, steel production remains carbon-intensive compared to other industries. Regulatory efforts to reduce GHG emissions in response to the risks posed by climate change may result in additional regulatory compliance costs and risks for iron and steel entities because of climate change mitigation policies. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Capturing such efficiencies can mitigate the potential financial effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Steel production requires substantial volumes of water. Entities face increasing operational, regulatory and reputational risks associated with water scarcity, costs of water acquisition, regulations on effluents or amount of water used, and competition with local communities and other industries for limited water resources. These risks are particularly likely to affect regions where water is scarce, resulting in water availability constraints and price volatility. Entities unable to secure a stable water supply could face production disruptions, while rising water prices could directly increase production costs. Consequently, entities adopting technologies and processes to decrease reduce water consumption may reduce operatingrisks and costs by mitigating the operational impacts of regulatory changes, water supply shortages and community-related disruptions.', 'Supply Chain Management': 'Iron ore and coal are critical raw material inputs to the steel production process. Iron ore mining and coal production are resource-intensive processes. Mineral extraction often has substantial environmental and social impacts adversely affectinglocal communities, workers and ecosystems. Community protests, legal or regulatory action, or increased regulatory compliance costs or penalties can disrupt mining operations. Iron and steel entities could face supply disruptions as a result, or in some cases, also may be subject to regulatory penalties associated with the environmental or social impact of the mining entity supplier. Minimising such risks through appropriate supplier screening, monitoring and engagement, iron and steel producers may manage their direct critical raw materials suppliers proactively to ensure they are not engaged in illegal or otherwise environmentally or socially damaging practices.', 'Air Emissions': 'Iron and steel production typically generates criteria air pollutants, volatile organic compounds (VOCs), and hazardous air pollutants, which can have significant localised public health impacts. Of particular concern are sulphur oxides, nitrogen dioxide, lead, carbon monoxide, and manganese, as well as particles such as soot and dust, which are released during theproduction process. Across North America, Western Europe, and Japan, technological innovation and continuous improvements in steel-making processes have significantly reduced air pollutants from the Iron & Steel Producers industry. However, air pollutants remain a concern due to heightened regulatory and public concern about air pollution, as well as expansion of steel production in emerging markets. Iron and steel production in emerging markets may be impacted by regulatory efforts aimed at curbing air pollution. Active management of facility emissions through implementation of industry best practices across global operations can facilitate the transition to sustainable steel production, lowering costs and potentially enhancing operational efficiency.', 'Energy Management': 'The production of steel requires significant energy, sourced primarily from the direct fossil fuel combustion as well as energy purchased from the grid. Energy-intense production has implications for climate change, and electricity purchases from the grid can result in indirect Scope 2 emissions. The choice between various production processes—electric arc furnaces and integrated basic oxygen furnaces—can influence whether an entity uses fossil fuels or purchases electricity. This decision, together with the choice between using coal versus natural gas or on-site versus grid-sourced electricity, may influence both the costs and reliability of energy supply. Affordable, easily accessible and reliable energy is an important industry competitive factor. Energy costs account for a substantial portion of iron and steel manufacturing costs. How an iron and steel entity manages its energy efficiency, its reliance on various types of energy and associated sustainability risks, and its ability to access alternative sources of energy can influence its profitability.', 'Workforce Health & Safety': 'Industrial processes used in iron and steel production can present significant risks to employees and contractors working at iron and steel plants. Given the high temperatures and heavy machinery involved, worker injuries and fatalities are a matter of concern to iron and steel producers. The industry has relatively high fatality rates, signifying the hazardous workenvironment and requiring a strong safety culture and health and safety policies. While accident rates in the industry are on a long-term decline, worker injuries and fatalities can lead to regulatory penalties, negative publicity, low worker morale and productivity, and increased healthcare and compensation costs.', 'Waste Management': 'While waste reclamation rates in steel production are high, the industry generates significant quantities of hazardous wastes. There are three main waste types in the industry—slag, dusts, and sludges. These by-products are often recycled internally or sold to other industries. However, process wastes such as electric arc furnace dust, which is regulated as a hazardous material in the U.S. due to its heavy metal content, can have significant environmental and human health impacts, present a regulatory risk, and result in additional operating costs for entities. Risks related to the long-term impacts of waste disposal may result in significant costs, including those associated with contaminated off-site disposal properties, for which iron and steel producers may be held responsible for remediation and restoration activities. Entities that reduce waste streams and hazardous waste streams in particular, and recycle or sell non-hazardous by-products, could therefore lower regulatory risks and costs while increasing revenues.'}","{'Greenhouse Gas Emissions': 0.7559456629166176, 'Water Management': 0.7355472896128855, 'Supply Chain Management': 0.7479804074300411, 'Air Emissions': 0.7550159783406747, 'Energy Management': 0.7481533039287231, 'Workforce Health & Safety': 0.7494802177883322, 'Waste Management': 0.7467154518992248}",0.7559456629166176,Ruiqi,No focus,No focus,Neutral,,No,Major,,2023-03-09T15:59:18+00:00,https://www.usatoday.com/story/travel/airline-news/2023/03/09/delta-air-lines-kids-meals/11434180002/,"[{'name': 'special kids meals', 'weight': 0.118631974}, {'name': 'kids meals', 'weight': 0.11799366}, {'name': 'meal service', 'weight': 0.098296285}, {'name': 'many flights', 'weight': 0.094487004}, {'name': 'most domestic routes', 'weight': 0.08950421}, {'name': 'eligible flights', 'weight': 0.08902378}, {'name': 'flights', 'weight': 0.08654443}, {'name': 'kids options', 'weight': 0.08498137}, {'name': 'Delta Air Lines', 'weight': 0.07746832}, {'name': 'graham cookies', 'weight': 0.07672301}]",[{'name': 'Travel'}],"[{'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 8}, {'data': 'Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'Pitchford', 'type': 'ORG', 'mentions': 1}, {'data': 'My Trips', 'type': 'ORG', 'mentions': 1}, {'data': 'at least 24 hours', 'type': 'TIME', 'mentions': 2}, {'data': 'Emily Pitchford', 'type': 'PERSON', 'mentions': 1}, {'data': 'Zach Wichter', 'type': 'PERSON', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}]","Delta Air Lines is bringing back special kids meals in April, so your picky eater won't have to go hungry on their next long-haul flight.
+
+The dishes were put on pause earlier in the pandemic, and have been redeveloped with chefs and dieticians to be nutritious and appealing to the little ones, according to Delta.
+
+Airlines across the board have been restoring and revamping meal service, which was often pared down or cut entirely on many carriers as the industry responded to COVID-19.
+
+On Delta, kids options will be available any time of day on eligible flights but must be requested at least 24 hours before departure.
+
+Airplane food:I tried Alaska Airlines' new inflight menu. Here's what you should try.
+
+What are Delta's new kids meals?
+
+Delta will have kid-friendly options for breakfast, lunch and dinner.
+
+The breakfast menu includes scrambled eggs, French toast with syrup, fruit (strawberries, blueberries and pineapple) and a small blueberry muffin.
+
+The lunch and dinner kids special is cheese tortellini with marinara sauce and parmesan, carrots and broccoli with ranch dressing, fruit (kiwi, watermelon and orange slices), and graham cookies.
+
+According to Delta spokesperson Emily Pitchford, kids meals are available in all cabins on long-haul international flights and in first class on most domestic routes.
+
+Pitchford said that kids meals must be reserved at least 24 hours before departure in the special meals section of My Trips on Delta's website or app, similar to the process for requesting a vegetarian meal or notifying the airline of a food allergy. Passengers will be able to start requesting kids meals on March 23 for flights departing after April 1.
+
+Zach Wichter is a travel reporter based in New York. You can reach him at zwichter@usatoday.com.",d4d551233a004cd39fd1730f4b056063,French toast and tortellini: Delta Air Lines brings back kids meals on many flights,4,,,,
+7944,"Delta’s carbon-neutral pledge is ‘greenwashing,’ California lawsuit says - Delta Air Lines should pay damages to customers for misrepresenting itself as a carbon-neutral airline in marketing campaigns and advertisements that encouraged consumers to pay higher prices, a class-action lawsuit says. Want to know how your actions can help make a difference for our planet? Sign up for the Climate Coach newsletter, in your inbox every Tuesday and Thursday. Delta has sought to achieve carbon neutrality at least in part via purchases in the carbon-offset market. Buyers in that market receive carbon credit, or the right to emit more carbon, if they invest in green programs such as anti-deforestation or helping people buy low-emission cook stoves.
+
+But the offset market is replete with inaccurate accounting and exaggerations, according to the lawsuit, brought Tuesday by California resident Mayanna Berrin. This means Delta has not been carbon-neutral since it first promised to become so in March 2020, her attorneys wrote in a complaint. “Nearly all offsets issued by the voluntary carbon offset market overpromise and underdeliver on their total carbon impact,” they wrote, citing studies and reports.
+
+“I felt comfortable paying more because I was neutralizing when I needed to travel for work or to see my family,” Berrin told the Associated Press. Berrin said she was frustrated after she started having doubts about Delta’s offsets.
+
+Berrin could not be reached for comment, but her attorneys described her as in her late 20s and a writer at Nickelodeon.
+
+Delta disputed the claims. The company is seeking to achieve net-zero carbon emissions by 2050, Delta said in a statement, and since March 31, 2022, “has fully transitioned its focus away from carbon offsets toward decarbonization of our operations,” by investing in sustainable aviation fuel and more fuel-efficient aircraft.
+
+In 2020, Delta pledged to invest $1 billion over 10 years to reduce its carbon footprint, but it missed its target in 2021, The Washington Post reported. The airline then spent $137 million to buy carbon offsets to neutralize 27 million metric tons of carbon dioxide emissions.
+
+Berrin’s attorneys said Delta had engaged in “greenwashing,” or the act of offering services that are branded as more eco-friendly than they actually are. “Greenwashing is difficult for consumers to identify,” they wrote because “consumers cannot verify green attributes” in goods or services and must rely on corporate suggestions or labels.
+
+The offset market has been popular among airlines and global companies such as Amazon and Volkswagen as a tool to show customers that they are reducing their carbon footprints.
+
+A European Commission study found that 85 percent of offset projects failed to reduce emissions. An investigation by the Guardian newspaper in the United Kingdom, the German weekly Die Zeit and SourceMaterial, a nonprofit investigative journalism group, said more than 90 percent of rainforest carbon offsets are worthless. A 2019 ProPublica investigation found deforestation offsets in Brazil were ineffective or could not be properly measured.
+
+‚ÄúWe‚Äôre not guessing about the science. The fact is that it has been well-documented, especially abroad, that there are severe issues with the offsets that Delta relies upon,‚Äù Haderlein said.","{'positive': 0.0729819, 'negative': 0.10793929, 'neutral': 0.8190788}","Delta Air Lines has been sued by California resident Mayanna Berrin for misrepresenting itself as a carbon-neutral airline in marketing campaigns and advertisements that encourage consumers to pay higher prices. The lawsuit claims that Delta has not committed to carbon neutrality since March 2020, and that nearly all offsets issued by the voluntary carbon offset market overpromise and underdeliver on their total carbon impact. Delta disputed the claims and has since transitioned its focus away from carbon offsets toward decarbonization of its operations. The offset market has been popular among airlines and global companies as a tool to show customers that they are reducing their carbon footprints. A European Commission study found that 85 percent of offset projects failed to reduce emissions. A 2019 ProPublica investigation found deforestation offsets in Brazil were ineffective or could not be properly measured.","Delta promised to become ""the world's first carbon-neutral airline,"" a claim the lawsuit says is misleading because of issues with the carbon-offset market.",DAL,Transportation,Airlines,Delta Air Lines,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7540275209453057, 'Labour Practices': 0.7466077040878133, 'Greenhouse Gas Emissions': 0.8059173663844128, 'Accident & Safety Management': 0.7658692674883316}",0.8059173663844128,Ruiqi,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Competitive Behaviour",Major,Major,Neutral,2022-12-23T19:15:00+00:00,https://www.wsj.com/articles/google-relaxes-ban-on-cbd-advertising-11671822951,"[{'name': 'CBD products', 'weight': 0.12332235}, {'name': 'CBD product owners', 'weight': 0.1169869}, {'name': 'products', 'weight': 0.09679907}, {'name': 'beauty products', 'weight': 0.09581782}, {'name': 'CBD Advertising', 'weight': 0.095561676}, {'name': 'CBD advertising', 'weight': 0.095561676}, {'name': 'reputable products', 'weight': 0.095459156}, {'name': 'CBD Kratom', 'weight': 0.088399455}, {'name': 'CBD', 'weight': 0.08797382}, {'name': 'Google', 'weight': 0.07534308}]",[{'name': 'Health'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 14}, {'data': 'Alphabet Inc.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'the Cannabis Marketing Association', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'the Food and Drug Administration', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon.com Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'CBD Kratom', 'type': 'ORG', 'mentions': 1}, {'data': 'Foria', 'type': 'ORG', 'mentions': 2}, {'data': 'LegitScript', 'type': 'ORG', 'mentions': 1}, {'data': 'Lisa Buffo', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dafna Revah', 'type': 'PERSON', 'mentions': 1}, {'data': 'Liz Dolinski', 'type': 'PERSON', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Colorado', 'type': 'GPE', 'mentions': 1}, {'data': 'Puerto Rico', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Portland', 'type': 'GPE', 'mentions': 1}]","Alphabet Inc.’s Google in January will start running ads for some products made with CBD for the first time, in a program designed to test the loosening of its rules on promoting the cannabis-derived substance formally called cannabidiol.
+
+The news represents a small breakthrough for CBD product owners, which have long been blocked by some technology companies from advertising online.
+
+“Google’s decision to open the door for some CBD products to advertise is a step in the right direction,” said Lisa Buffo, founder and chief executive of the Cannabis Marketing Association. “The opportunity for businesses to connect with their customers, where they are, is long overdue.”
+
+The pilot comes in response to the prevalence and widespread availability of CBD products, a Google spokesman said. The company in October reported its fifth consecutive quarter of slowing sales growth, with its YouTube video platform posting a drop in advertising revenue for the first time since the company began reporting the unit’s performance.
+
+Google, which remains the world’s largest digital advertising company, on Jan. 20 will update two of its ad policies to allow for the promotion of pharmaceuticals containing CBD that have been approved by the Food and Drug Administration in a pilot program.
+
+It will also run ads for topical, hemp-derived products so long as their content of tetrahydrocannabinol—the psychoactive substance found in the cannabis plant—is measured at less than 0.3%. These include products such as candles, bath bombs and beauty products.
+
+The approved ads in the pilot will initially only be shown to users in California, Colorado and Puerto Rico. They won’t be shown to users identified as under the age of 18, and on certain ad formats such as masthead YouTube banners.
+
+Ads promoting other CBD-based products, including supplements, food additives and inhalants, will continue not to be accepted by Google’s ad business. But Google will remove CBD from its ad business’s list of banned pharmaceuticals and supplements, according to a company blog-post published Thursday.
+
+The relaxation follows similar moves by Twitter Inc., which in 2019 approved some advertisers of non-ingestible, topical CBD products to target U.S. users with ads in most states. Many large digital advertising companies, including Amazon.com Inc. and Facebook and Instagram-owner Meta Platforms Inc., still prohibit ads promoting CBD and cannabis products.
+
+But some executives in the CBD sector say Google’s pilot doesn’t go far enough, fast enough. Hemp-based CBD products with less than 0.3% THC are legal under federal law, and as such, responsible merchants should be allowed to advertise them more widely online, they say.
+
+“Allowing all businesses to advertise their lawful products would provide the potential for increased revenue and exposure to customers who may be looking for reputable products but do not know where to turn,” said Dafna Revah, vice president of CBD Kratom, a national CBD and cannabis-product retailer.
+
+Liz Dolinski, chief marketing officer of health and sexual wellness company Foria, which uses CBD in its products, said she was disappointed in the limited scope of Google’s pilot program.
+
+“Allowing CBD products to fully use Google’s platform would unlock a lot of other marketing opportunities for Foria because so many other peripheral marketing technologies and platforms link into Google’s ecosystem,” she added.
+
+Companies that make CBD products have up until now been forced to get creative to promote their wares online—posting on social-media accounts, investing in press relations and even setting up virtual shop in the metaverse.
+
+Google will consider user and advertiser feedback before considering expanding CBD advertising to locations outside of the three test markets, the spokesman said.
+
+The company has enlisted LegitScript, a Portland. Ore.-based compliance company, to certify merchants before they can advertise CBD products on Google. Vetted advertisers will also be subject to Google’s misrepresentation policy, which aims to disallow ads containing spurious claims, including cures for incurable medical ailments, the company said.",a4f368f1d22d4fdd99d27f64d4663ed0,Google Relaxes Ban on CBD Advertising,4,,,,
+25654,"Medical City’s parent company buys 41 urgent care centers in Texas - HCA Healthcare Inc., the operator of Medical City hospitals in Dallas-Fort Worth, is acquiring 41 urgent care centers in Texas from FastMed.
+
+The deal will greatly expand the Nashville-based for-profit provider’s urgent care operations, which now totals 268 clinics. The agreement includes 19 FastMed and 22 MedPost urgent care centers in Dallas, Austin, San Antonio, Houston and El Paso.
+
+Terms weren’t disclosed. HCA’s revenue grew to $60 billion last year and the company reported over $5.6 billion in profit.
+
+“The addition of these urgent care centers will improve access to care for patients in the Texas communities we serve,” said Erol Akdamar, president of HCA Healthcare’s American Group, in a statement. “It will provide convenient outpatient care options when and where they need it. It also will help seamlessly connect these patients to our broader healthcare network when a higher level of care or specialty service is needed.”
+
+HCA Healthcare operates one of the largest health care networks in Texas. It owns 45 hospitals, 395 physician practices, 92 urgent care centers. The company said it has invested $6.6 billion in the state over the last six years to expand its presence.
+
+The FastMed deal is expected to close this summer.
+
+Boston-based private equity firm Abry Partners bought FastMed in 2015 and later merged it with another urgent care operator, NextCare. The combined company operates almost 200 urgent care clinics in five states, under the brands of FastMed, CareSpot and MedPost.","{'positive': 0.6696318, 'negative': 0.010327941, 'neutral': 0.32004026}","HCA Healthcare Inc., the parent company of Medical City hospitals in Dallas-Fort Worth, is acquiring 41 urgent care centers in Texas from FastMed. The agreement includes 19 FastMed and 22 MedPost urgent care facilities, and HCA Healthcare's revenue grew to $60 billion last year and the company reported over $5.6 billion in profit. The deal is expected to close this summer. Boston-based private equity firm Abry Partners bought FastMed in 2015 and later merged it with another urgent care operator, NextCare.","HCA Healthcare operates one of the largest health care networks in Texas. It owns 45 hospitals, 395 physician practices, 92 urgent care centers.",HCA,Health Care,Health Care Delivery,HCA Healthcare Inc,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act‚Äôs provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers‚Äô compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7393736655570861, 'Access for Low-Income Patients': 0.7662143752612779, 'Quality of Care & Patient Satisfaction': 0.7686047179722632, 'Patient Privacy & Electronic Health Records': 0.7367898901829264, 'Energy Management': 0.735632478469176, 'Management of Controlled Substances': 0.7684071793320392, 'Fraud & Unnecessary Procedures': 0.74967145609976, 'Pricing & Billing Transparency': 0.7721550363555159, 'Employee Health & Safety': 0.7454068431784987, 'Employee Recruitment, Development & Retention': 0.7793912247098136, 'Waste Management': 0.7487686077224802}",0.7793912247098136,Ruiqi,Major focus,Major focus,Positive,"Access for Low-Income Patients, Quality of Care & Patient Satisfaction",Minor,Major,Positive,2023-03-21T12:27:50+00:00,https://www.foxnews.com/us/apaches-get-new-chance-save-sacred-arizona-site-mining-project,"[{'name': 'sacred Arizona site', 'weight': 0.08551321}, {'name': 'sacred land', 'weight': 0.081990466}, {'name': 'cases', 'weight': 0.08096867}, {'name': 'mining project', 'weight': 0.07950824}, {'name': 'Apache Stronghold members', 'weight': 0.078212105}, {'name': 'American Indian sacred site litigation', 'weight': 0.077335045}, {'name': 'Apache Stronghold', 'weight': 0.07519525}, {'name': 'global mining firms', 'weight': 0.07262592}, {'name': 'Apache religious practices', 'weight': 0.07213068}, {'name': 'Oak Flat', 'weight': 0.07165994}]",[{'name': 'General'}],"[{'data': 'Apaches', 'type': 'NORP', 'mentions': 3}, {'data': 'American Indian', 'type': 'NORP', 'mentions': 1}, {'data': 'Native American', 'type': 'NORP', 'mentions': 1}, {'data': 'Arizona', 'type': 'GPE', 'mentions': 4}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'Pasadena', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Phoenix', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'Boyle Heights', 'type': 'GPE', 'mentions': 1}, {'data': 'Apache', 'type': 'ORG', 'mentions': 5}, {'data': 'Circuit Court of Appeals', 'type': 'ORG', 'mentions': 3}, {'data': 'Becket Law', 'type': 'ORG', 'mentions': 2}, {'data': 'Resolution Copper', 'type': 'ORG', 'mentions': 3}, {'data': 'Chi’chil Bildagoteel', 'type': 'ORG', 'mentions': 1}, {'data': 'the U.S. Department of Agriculture', 'type': 'ORG', 'mentions': 2}, {'data': 'Rio Tinto', 'type': 'ORG', 'mentions': 1}, {'data': 'BHP', 'type': 'ORG', 'mentions': 1}, {'data': 'The Poor People’s Campaign', 'type': 'ORG', 'mentions': 1}, {'data': 'Religious Liberty Initiative', 'type': 'ORG', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': 'Oak Flat', 'type': 'FAC', 'mentions': 2}, {'data': 'Tonto National Forest', 'type': 'FAC', 'mentions': 1}, {'data': 'Apache Stronghold’s', 'type': 'FAC', 'mentions': 1}, {'data': 'Luke Goodrich', 'type': 'PERSON', 'mentions': 3}, {'data': 'Stephanie Barclay', 'type': 'PERSON', 'mentions': 1}, {'data': 'Religious Freedom Restoration Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Oak Flat', 'type': 'LOC', 'mentions': 4}]","An Apache group battling a foreign mining firm that wants to build one of the largest copper mines in the United States on what tribal members say is sacred land will get a new chance to make its point Tuesday when a full federal appeals court panel takes another look at the case.
+
+The panel of 11 judges on the 9th U.S. Circuit Court of Appeals is scheduled to meet Tuesday morning at a Pasadena, California, courthouse to review the appeal by Apache Stronghold to save Oak Flat, a site east of Phoenix the group considers sacred.
+
+""This isn’t just about Oak Flat, but about all cases involving American Indian sacred site litigation,"" said Luke Goodrich, the attorney who will be arguing for Apache Stronghold. Goodrich is vice president and senior counsel at the nonprofit legal institution Becket Law, which takes up cases involving religious freedom.
+
+Apache Stronghold sued the U.S. government under the 30-year-old Religious Freedom Restoration Act, saying that its plans to transfer the Oak Flat land to the mining firm through a land swap would place an undue burden on tribal members seeking to practice their religion.
+
+A smaller 9th Circuit panel previously ruled 2-1 that the federal government could give the Oak Flat land to Resolution Copper for a mining project that would swallow the site, ending Apache religious practices there. The court later agreed to let a larger panel rehear the case.
+
+A final decision was not expected Tuesday, and it could be several months before one is issued, Goodrich said.
+
+Apache Stronghold members traveled from Arizona for the hearing, stopping at cities along the way to draw attention to the case. They gathered Monday at a community arts center in the Los Angeles neighborhood of Boyle Heights.
+
+Called Chi’chil Bildagoteel, Oak Flat is dotted with ancient oak groves and traditional plants the Apaches consider essential to their religion.
+
+An environmental impact survey for the project has been pulled back while the U.S. Department of Agriculture has consulted for months with Native American tribes and others about their concerns over Oak Flat. The environmental analysis will have to be republished before a swap of the Tonto National Forest land can go forward.
+
+BIDEN ADMIN ISSUES 20-YEAR MINING BAN AS IT TURNS TO FOREIGN SUPPLY CHAIN AMID GREEN ENERGY PUSH
+
+The land transfer was a last-minute provision included in a must-pass defense bill in 2014. The swap would give the mining company 3.75 square miles of national forest land in exchange for eight parcels it owns in other parts of Arizona.
+
+""We respect the legal process and are closely following this case,"" Resolution Copper, a joint venture of global mining firms Rio Tinto and BHP, said in a statement on the eve of the hearing. ""At the same time, we believe that settled precedent supports the district court’s rejection of Apache Stronghold’s claims.""
+
+""There is significant local support for the Resolution Copper project, and we will continue our efforts to understand and address any concerns that have been raised,"" the statement said.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+It added that the project has the potential to supply enough copper to meet up to one quarter of U.S. demand, adding up to $1 billion a year to Arizona’s economy and creating thousands of local jobs,
+
+The Poor People’s Campaign, environmental groups and the National Congress of American Indians are among many groups backing Apache Stronghold’s fight.
+
+The Notre Dame Law School Religious Liberty Clinic has filed a ""friend of the court"" brief in the case. Stephanie Barclay, director of Notre Dame’s Religious Liberty Initiative, will participate in oral arguments.",29133e58db704f6da0af62b4ae8db1c0,Apaches get new chance to save sacred Arizona site from mining project,4,,,,
+16996,"Italy's Enel to supply wind power to Eaton for Texas manufacturing plant - July 18 (Reuters) - Italy's biggest utility Enel Spa said on Tuesday it will supply retail electricity generated by its wind farm to Eaton's manufacturing facility in Sherman, Texas.
+
+The renewable energy supply deal builds upon the partnership between the two companies dating back to 2016.
+
+Enel said the deal would support power management company Eaton's 2030 targets to reduce greenhouse gas emissions by 50% and achieve carbon neutral operations.
+
+Over the years Enel has developed microgrids and distributed energy resources, provided demand response services, advisory services, and more for Eaton.
+
+The deal was announced by Enel's unit, Enel North America, whose portfolio includes over 9.7 GW of utility-scale renewable capacity. (Reporting by Arunima Kumar in Bengaluru; Editing by Shweta Agarwal)","{'positive': 0.6948071, 'negative': 0.007525097, 'neutral': 0.29766777}","Italy's Enel Spa has announced a deal with Eaton for Texas manufacturing plant to supply retail electricity generated by its wind farm to Eaton's manufacturing facility in Sherman, Texas. The deal builds upon the partnership between the two companies dating back to 2016, which Enel said would support power management company Eaton's 2030 targets to reduce greenhouse gas emissions by 50% and achieve carbon neutral operations. Enel North America, Enel's unit, has over 9.7 GW of utility-scale renewable capacity.","Italy's biggest utility Enel Spa said on Tuesday it will supply retail electricity generated by its wind farm to Eaton's manufacturing facility in Sherman, Texas. The renewable energy supply deal builds upon the partnership between the two companies dating back to 2016. Enel said the deal would support power management company Eaton's 2030 targets to reduce greenhouse gas emissions by 50% and achieve carbon neutral operations.",ETN,Resource Transformation,Electrical & Electronic Equipment,Eaton Corp plc,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity’s brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity’s cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7335832007369141, 'Hazardous Waste Management': 0.7517361749237905, 'Materials Sourcing': 0.7544272082840912, 'Energy Management': 0.7897073488651457, 'Product Lifecycle Management': 0.7691474716604481, 'Business Ethics': 0.7550718294836327}",0.7897073488651457,Ruiqi,Major focus,Major focus,Positive,"Energy Management, Product Lifecycle Management",Major,Major,Positive,2022-09-28T16:35:01+00:00,https://www.newsweek.com/amazon-pushes-harder-autos-new-alexa-technology-1746845,"[{'name': 'New Alexa Technology', 'weight': 0.09661498}, {'name': 'voice commands', 'weight': 0.078062445}, {'name': 'users', 'weight': 0.07299923}, {'name': 'automakers', 'weight': 0.070484556}, {'name': 'road noise', 'weight': 0.069324106}, {'name': 'climate control functions', 'weight': 0.0688639}, {'name': 'roadside assistance', 'weight': 0.06405618}, {'name': 'passengers', 'weight': 0.057909004}, {'name': 'a new voice experience', 'weight': 0.057615925}, {'name': 'numerous automakers infotainment systems', 'weight': 0.057190377}]",[{'name': 'Tech'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'Alexa', 'type': 'ORG', 'mentions': 1}, {'data': 'BMW', 'type': 'ORG', 'mentions': 7}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Android Automotive', 'type': 'ORG', 'mentions': 1}, {'data': 'Volvo', 'type': 'ORG', 'mentions': 1}, {'data': 'Polestar', 'type': 'ORG', 'mentions': 1}, {'data': 'General Motors', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'iDrive', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Operating System 7', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iX', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Echo Auto', 'type': 'PRODUCT', 'mentions': 2}]","BMW and Amazon are teaming up to build a new voice experience for drivers and passengers. The Alexa Custom Assistant platform is designed to be fully customizable, allowing automakers to put their own spin on the experience for their customers.
+
+This approach is similar to how Alphabet's Android Automotive technology runs in the background of numerous automakers' infotainment systems while a branded screen is shown to users. Volvo, Polestar and General Motors currently use the technology.
+
+BMW has a long relationship with another Alphabet company, Google, integrating its search engine into the first iDrive system in 2007. The following year BMW became the first automaker to unlock unlimited in-car internet access for its owners.
+
+The iDrive technology has continued to grow smarter as generations debuted, with an online-based voice control system premiering in 2018 in what was then the new BMW 3 Series. It is underpinned by BMW Operating System 7 vehicle software, which is able to be updated remotely.
+
+The latest version of iDrive, which premiered in the new iX electric SUV, is designed to bridge ""the gap between analogue and digital technology"" according to the automaker, allowing for additional levels of automation while cloud-based services utilize real-time data.
+
+BMW says that the first vehicles with the new generation of BMW's voice assistant will launch in the coming 24 months.
+
+Today's announcement by Amazon coincided with the news that a second-generation of Amazon Echo Auto will go on sale soon. Its slim design features a new adhesive mount. Amazon has installed five microphones in the model, which are designed to hear requests over music, climate control functions, and road noise.
+
+Echo Auto allows users to listen to music, make calls and get roadside assistance hands-free, using voice commands. For example, for roadside assistance, a user can say, ""Alexa, call Roadside Assistance"" to connect with an agent who can request help on their behalf.",2a4d72159c6844f4b41fee505b19804f,Amazon Pushes Harder Into Autos With New Alexa Technology,4,,,,
+33201,"U.S. Steel's (X) Earnings and Revenues Top Estimates in Q4 - United States Steel Corporation X logged a profit of $174 million or 68 cents per share in fourth-quarter 2022, down from a profit of $1,069 million or $3.75 per share in the year-ago quarter.
+
+
+
+Barring one-time items, adjusted earnings per share were 87 cents per share. The figure surpassed the Zacks Consensus Estimate of 60 cents.
+
+ 
+
+Revenues fell around 23% year over year to $4,338 million in the reported quarter. It, however, beat the Zacks Consensus Estimate of $3,952.9 million.
+
+
+
+U.S. Steel’s results were impacted by lower prices across Flat-Rolled, Mini Mill and U.S. Steel Europe units in the fourth quarter. The company’s overall shipments also dropped around 10% year over year in the quarter to 3,369,000 tons.
+
+Flat-Rolled: The segment recorded a profit of $159 million in the reported quarter, down around 82% year over year.
+
+
+
+Steel shipments in the segment fell roughly 7% year over year to 1,885,000 tons. Average realized price per ton in the unit was $1,086, down around 24% year over year.
+
+ 
+
+Mini Mill: The segment recorded a loss of $68 million in the quarter, compared with a profit of $366 million in the year-ago quarter. Shipments were 636,000 tons, up around 14% year over year. Average realized price per ton was $786, down around 47% year over year.
+
+
+
+U.S. Steel Europe: The segment posted a loss of $68 million, compared with a profit of $269 million in the year-ago quarter. Shipments in the segment fell around 30% year over year to 715,000 tons. Average realized price per ton for the unit was $957, down around 11% year over year.
+
+
+
+Tubular: The segment posted a profit of $205 million in the reported quarter, up nearly seven-fold year over year. Shipments rose roughly 5% year over year to 133,000 tons. Average realized price per ton for the unit was $3,616, up roughly 84% year over year.
+
+Earnings for full-year 2022 were $9.16 per share compared with $14.88 per share a year ago. Net sales went up around 4% year over year to $21,065 million.
+
+At the end of 2022, the company had cash and cash equivalents of $3,504 million, up around 39% year over year. Long-term debt rose roughly 1% year over year to $3,914 million.
+
+
+
+The company returned roughly $900 million to stockholders in 2022.
+
+U.S. Steel said that it is well-placed for 2023 and plans to continue rewarding stockholders while investing in the business this year. It expects its non-grain oriented electrical steel line at Big River Steel to start producing advanced steel grades later in 2023 to meet the rising demand for electric vehicles.
+
+The company’s shares are up 35.2% in the past year compared with the industry’s 22.2% rise.
+
+U.S. Steel currently carries a Zacks Rank #3 (Hold).
+
+
+
+Better-ranked stocks worth considering in the basic materials space include Steel Dynamics, Inc. STLD, Commercial Metals Company CMC and Agnico Eagle Mines Limited AEM.
+
+
+
+Steel Dynamics currently sports a Zacks Rank #1 (Strong Buy). The Zacks Consensus Estimate for STLD's current-year earnings has been revised 0.4% upward in the past 60 days. You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+
+
+Steel Dynamics’ earnings beat the Zacks Consensus Estimate in each of the last four quarters. It has a trailing four-quarter earnings surprise of roughly 11.3%, on average. STLD has rallied around 113% in a year.
+
+
+
+Commercial Metals currently carries a Zacks Rank #1. The consensus estimate for CMC's current-year earnings has been revised 9.8% upward in the past 60 days.
+
+
+
+Commercial Metals’ earnings beat the Zacks Consensus Estimate in each of the last four quarters. It has a trailing four-quarter earnings surprise of roughly 16.7%, on average. CMC has gained around 58% in a year.
+
+
+
+Agnico Eagle currently carries a Zacks Rank #2 (Buy). The Zacks Consensus Estimate for AEM’s current-year earnings has been revised 0.4% upward in the past 60 days.
+
+
+
+Agnico Eagle beat Zacks Consensus Estimate in three of the last four quarters. It delivered a trailing four-quarter earnings surprise of 26.4% on average. AEM’s shares have gained roughly 13% in the past year.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.010850939, 'negative': 0.97224253, 'neutral': 0.016906543}","United States Steel Corporation X reported a profit of $174 million or 68 cents per share in fourth-quarter 2022, down from $1,069 million or $3.75 million in the year-ago quarter. Despite lower prices across Flat-Rolled, Mini Mill and U.S. Steel Europe units, the company‚Äôs overall shipments also dropped around 10% year over year in the quarter to 3,369,000 tons. Revenues fell around 23%, but the company beat the Zacks Consensus Estimate of $3,952.9 million. Steel Dynamics currently carries a Zacks Rank #1 (Strong Buy) and is expected to return roughly $900 million to stockholders in 2022.","U.S. Steel (X) beats Q4 estimates despite lower overall shipments and lower prices across Flat-Rolled, Mini Mill and U.S. Steel Europe units.",STLD,Extractives & Minerals Processing,Iron & Steel Producers,Steel Dynamics Inc,"{'Greenhouse Gas Emissions': 'Iron and steel production generates significant direct greenhouse gas (GHG) emissions, primarily carbon dioxide and methane, from production processes and on-site fuel combustion. Although technological improvements have reduced the GHG emissions per ton of steel produced, steel production remains carbon-intensive compared to other industries. Regulatory efforts to reduce GHG emissions in response to the risks posed by climate change may result in additional regulatory compliance costs and risks for iron and steel entities because of climate change mitigation policies. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Capturing such efficiencies can mitigate the potential financial effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Steel production requires substantial volumes of water. Entities face increasing operational, regulatory and reputational risks associated with water scarcity, costs of water acquisition, regulations on effluents or amount of water used, and competition with local communities and other industries for limited water resources. These risks are particularly likely to affect regions where water is scarce, resulting in water availability constraints and price volatility. Entities unable to secure a stable water supply could face production disruptions, while rising water prices could directly increase production costs. Consequently, entities adopting technologies and processes to decrease reduce water consumption may reduce operatingrisks and costs by mitigating the operational impacts of regulatory changes, water supply shortages and community-related disruptions.', 'Supply Chain Management': 'Iron ore and coal are critical raw material inputs to the steel production process. Iron ore mining and coal production are resource-intensive processes. Mineral extraction often has substantial environmental and social impacts adversely affectinglocal communities, workers and ecosystems. Community protests, legal or regulatory action, or increased regulatory compliance costs or penalties can disrupt mining operations. Iron and steel entities could face supply disruptions as a result, or in some cases, also may be subject to regulatory penalties associated with the environmental or social impact of the mining entity supplier. Minimising such risks through appropriate supplier screening, monitoring and engagement, iron and steel producers may manage their direct critical raw materials suppliers proactively to ensure they are not engaged in illegal or otherwise environmentally or socially damaging practices.', 'Air Emissions': 'Iron and steel production typically generates criteria air pollutants, volatile organic compounds (VOCs), and hazardous air pollutants, which can have significant localised public health impacts. Of particular concern are sulphur oxides, nitrogen dioxide, lead, carbon monoxide, and manganese, as well as particles such as soot and dust, which are released during theproduction process. Across North America, Western Europe, and Japan, technological innovation and continuous improvements in steel-making processes have significantly reduced air pollutants from the Iron & Steel Producers industry. However, air pollutants remain a concern due to heightened regulatory and public concern about air pollution, as well as expansion of steel production in emerging markets. Iron and steel production in emerging markets may be impacted by regulatory efforts aimed at curbing air pollution. Active management of facility emissions through implementation of industry best practices across global operations can facilitate the transition to sustainable steel production, lowering costs and potentially enhancing operational efficiency.', 'Energy Management': 'The production of steel requires significant energy, sourced primarily from the direct fossil fuel combustion as well as energy purchased from the grid. Energy-intense production has implications for climate change, and electricity purchases from the grid can result in indirect Scope 2 emissions. The choice between various production processes‚Äîelectric arc furnaces and integrated basic oxygen furnaces‚Äîcan influence whether an entity uses fossil fuels or purchases electricity. This decision, together with the choice between using coal versus natural gas or on-site versus grid-sourced electricity, may influence both the costs and reliability of energy supply. Affordable, easily accessible and reliable energy is an important industry competitive factor. Energy costs account for a substantial portion of iron and steel manufacturing costs. How an iron and steel entity manages its energy efficiency, its reliance on various types of energy and associated sustainability risks, and its ability to access alternative sources of energy can influence its profitability.', 'Workforce Health & Safety': 'Industrial processes used in iron and steel production can present significant risks to employees and contractors working at iron and steel plants. Given the high temperatures and heavy machinery involved, worker injuries and fatalities are a matter of concern to iron and steel producers. The industry has relatively high fatality rates, signifying the hazardous workenvironment and requiring a strong safety culture and health and safety policies. While accident rates in the industry are on a long-term decline, worker injuries and fatalities can lead to regulatory penalties, negative publicity, low worker morale and productivity, and increased healthcare and compensation costs.', 'Waste Management': 'While waste reclamation rates in steel production are high, the industry generates significant quantities of hazardous wastes. There are three main waste types in the industry‚Äîslag, dusts, and sludges. These by-products are often recycled internally or sold to other industries. However, process wastes such as electric arc furnace dust, which is regulated as a hazardous material in the U.S. due to its heavy metal content, can have significant environmental and human health impacts, present a regulatory risk, and result in additional operating costs for entities. Risks related to the long-term impacts of waste disposal may result in significant costs, including those associated with contaminated off-site disposal properties, for which iron and steel producers may be held responsible for remediation and restoration activities. Entities that reduce waste streams and hazardous waste streams in particular, and recycle or sell non-hazardous by-products, could therefore lower regulatory risks and costs while increasing revenues.'}","{'Greenhouse Gas Emissions': 0.7723141875847263, 'Water Management': 0.7321967417988948, 'Supply Chain Management': 0.753945769006967, 'Air Emissions': 0.7507700374852797, 'Energy Management': 0.7644002207330112, 'Workforce Health & Safety': 0.7346526829177276, 'Waste Management': 0.7505122293236817}",0.7723141875847263,Ruiqi,No focus,No focus,Neutral,,No,Major,,2023-04-04T14:00:27+00:00,https://finance.yahoo.com/news/institutional-investors-arthur-j-gallagher-140027840.html?.tsrc=rss,"[{'name': 'company policies', 'weight': 0.08788463}, {'name': 'Arthur J. Gallagher', 'weight': 0.086937584}, {'name': 'companies', 'weight': 0.085382126}, {'name': 'last week', 'weight': 0.08283754}, {'name': 'market cap', 'weight': 0.074962914}, {'name': 'institutional ownership data', 'weight': 0.068009645}, {'name': 'Institutional investors', 'weight': 0.0652306}, {'name': 'institutional investors', 'weight': 0.0652306}, {'name': 'shareholders', 'weight': 0.0639898}, {'name': 'analyst forecasts', 'weight': 0.062278736}]",[{'name': 'Finance'}],"[{'data': ""Arthur J. Gallagher & Co.'s"", 'type': 'ORG', 'mentions': 11}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 2}, {'data': 'AJG', 'type': 'ORG', 'mentions': 1}, {'data': 'The Vanguard Group, Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Capital Research and Management Company', 'type': 'ORG', 'mentions': 1}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","• None Significantly high institutional ownership implies Arthur J. Gallagher's stock price is sensitive to their trading actions
+• None 51% of the business is held by the top 13 shareholders
+• None Insiders have been selling lately
+
+A look at the shareholders of Arthur J. Gallagher & Co. (NYSE:AJG) can tell us which group is most powerful. With 85% stake, institutions possess the maximum shares in the company. In other words, the group stands to gain the most (or lose the most) from their investment into the company.
+
+And things are looking up for institutional investors after the company gained US$1.5b in market cap last week. The gains from last week would have further boosted the one-year return to shareholders which currently stand at 12%.
+
+Let's delve deeper into each type of owner of Arthur J. Gallagher, beginning with the chart below.
+
+What Does The Institutional Ownership Tell Us About Arthur J. Gallagher?
+
+Many institutions measure their performance against an index that approximates the local market. So they usually pay more attention to companies that are included in major indices.
+
+We can see that Arthur J. Gallagher does have institutional investors; and they hold a good portion of the company's stock. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at Arthur J. Gallagher's earnings history below. Of course, the future is what really matters.
+
+Investors should note that institutions actually own more than half the company, so they can collectively wield significant power. Arthur J. Gallagher is not owned by hedge funds. Our data shows that The Vanguard Group, Inc. is the largest shareholder with 12% of shares outstanding. With 7.8% and 5.6% of the shares outstanding respectively, BlackRock, Inc. and Capital Research and Management Company are the second and third largest shareholders.
+
+A closer look at our ownership figures suggests that the top 13 shareholders have a combined ownership of 51% implying that no single shareholder has a majority.
+
+While it makes sense to study institutional ownership data for a company, it also makes sense to study analyst sentiments to know which way the wind is blowing. Quite a few analysts cover the stock, so you could look into forecast growth quite easily.
+
+The definition of an insider can differ slightly between different countries, but members of the board of directors always count. Management ultimately answers to the board. However, it is not uncommon for managers to be executive board members, especially if they are a founder or the CEO.
+
+Insider ownership is positive when it signals leadership are thinking like the true owners of the company. However, high insider ownership can also give immense power to a small group within the company. This can be negative in some circumstances.
+
+We can see that insiders own shares in Arthur J. Gallagher & Co.. It is a very large company, and board members collectively own US$469m worth of shares (at current prices). It is good to see this level of investment. You can check here to see if those insiders have been buying recently.
+
+With a 13% ownership, the general public, mostly comprising of individual investors, have some degree of sway over Arthur J. Gallagher. While this size of ownership may not be enough to sway a policy decision in their favour, they can still make a collective impact on company policies.
+
+I find it very interesting to look at who exactly owns a company. But to truly gain insight, we need to consider other information, too. Consider for instance, the ever-present spectre of investment risk. We've identified 4 warning signs with Arthur J. Gallagher , and understanding them should be part of your investment process.
+
+If you would prefer discover what analysts are predicting in terms of future growth, do not miss this free report on analyst forecasts.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",38ef04f75c5d44a18646fe8cf9fcc70f,Institutional investors are Arthur J. Gallagher & Co.'s (NYSE:AJG) biggest bettors and were rewarded after last week's US$1.5b market cap gain,4,,,,
+14778,"International Paper's Vision 2030 Goals - NORTHAMPTON, MA / ACCESSWIRE / October 20, 2022 / Our Vision 2030 goals are organized across four themes - healthy and abundant forests, sustainable operations, renewable solutions and thriving people and communities. They were designed in anticipation of the social, environment and economic challenges that lie ahead, such as climate change, resource scarcity, demographic shifts and continued technological breakthroughs. Our Vision 2030 framework is our north star for the next decade, guiding our journey to ensure our business delivers sustainable outcomes.
+
+Taking action to improve the climate is central to our strategy and is embedded in our Vision 2030 goals. Our three-pronged approach addresses our impacts across our value chain:
+• None Our value chain starts with our goal to be a leader on Healthy & Abundant Forests. Every product we make begins in the forest. We invest in sustainable forest management, conservation and restoration to help mitigate climate change through natural climate solutions and to support water quality and biodiversity in ecosystems around the world.
+• None Improving the environmental impact of our manufacturing operations is fundamental to our strategy. Our Sustainable Operations pillar focuses on key actions to reduce our greenhouse gas (GHG) emissions and water use in line with the best available science.
+• None Our Renewable Solutions goal encompasses every aspect of our value chain. Our products are made from renewable raw materials, and we are a global leader in fiber recovery and reuse. We aim to create products that are 100% reusable, recyclable or compostable in support of our commitment to advance the circular, low-carbon economy.
+
+Our commitment to a low-carbon economy goes hand in hand with our Vision 2030 goal to help our people flourish and advance healthy, resilient communities. Diversity and inclusion in our workplace are integral to that commitment. A diverse workforce and inclusive culture are helping us attract, engage and retain employees, which creates long-term value.
+
+We are implementing our Vision 2030 goals with the leadership of our employees throughout our entire organization. We have established a governance structure led by senior leadership that integrates environmental, social and governance considerations throughout our organization, from the C-Suite to the facility floor. Our Stewardship Action Network, launched in 2021, is built on a shared interest in the International Paper core value of stewardship. The voluntary enterprise-wide network, which is open to all 38,000 employees, aims to be a grassroots driver of Vision 2030.
+
+Our Vision 2030 goals are aligned with the global priorities of the UN Sustainable Development Goals.
+
+International Paper (NYSE:IP) is a leading global supplier of renewable fiber-based products. We produce corrugated packaging products that protect and promote goods, and enable worldwide commerce, and pulp for diapers, tissue and other personal care products that promote health and wellness. Headquartered in Memphis, Tenn., we employ approximately 38,000 colleagues globally. We serve customers worldwide, with manufacturing operations in North America, Latin America, North Africa and Europe. Net sales for 2021 were $19.4 billion. See how we're building a better future for people, the planet, and our company at internationalpaper.com/Vision-2030.
+
+View additional multimedia and more ESG storytelling from International Paper Company on 3blmedia.com.","{'positive': 0.28013882, 'negative': 0.009216001, 'neutral': 0.7106452}","Our Vision 2030 goals are organized across four themes - healthy and abundant forests, sustainable operations, renewable solutions and thriving people and communities. They were designed in anticipation of the social, environment and economic challenges that lie ahead, such as climate change, resource scarcity, demographic shifts and continued technological breakthroughs. We invest in sustainable forest management, conservation and restoration to help mitigate climate change through natural climate solutions and to support water quality and biodiversity in ecosystems around the world. We produce corrugated packaging products that protect and promote goods, and enable worldwide commerce, and pulp for diapers, tissue and other personal care products that promote health and wellness.","Our Vision 2030 goals are organized across four themes - healthy and abundant forests, sustainable operations, renewable solutions and thriving people and communities. They were designed in anticipation of the social, environment and economic challenges that lie ahead, such as climate change, resource scarcity, demographic shifts and continued technological breakthroughs.",IP,Resource Transformation,Containers & Packaging,Intl Paper Co,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity’s long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.7285100755761811, 'Greenhouse Gas Emissions': 0.7588600840704336, 'Supply Chain Management': 0.7929805045596652, 'Water Management': 0.7523874267142707, 'Air Quality': 0.7691737972650934, 'Energy Management': 0.7453645285653766, 'Product Lifecycle Management': 0.7851340477592894, 'Waste Management': 0.7450240807383416}",0.7929805045596652,Ruiqi,Major focus,Major focus,Positive,"Greenhouse Gas Emissions, Water Management, Product Lifecycle Management, Waste Management, Supply Chain Management",Major,Major,Positive,2023-01-27T12:00:35.093000+00:00,https://www.washingtonpost.com/technology/2023/01/27/chatgpt-google-meta/,"[{'name': 'AI Test Kitchen', 'weight': 0.0842824}, {'name': 'former Google software engineer Blake Lemoine', 'weight': 0.08359705}, {'name': 'Google', 'weight': 0.081041455}, {'name': 'AI engineers', 'weight': 0.07847913}, {'name': 'generative AI', 'weight': 0.07739798}, {'name': 'AI', 'weight': 0.075883254}, {'name': 'great caution', 'weight': 0.06974326}, {'name': 'one former Google AI researcher', 'weight': 0.06456987}, {'name': 'employee protest', 'weight': 0.06279484}, {'name': 'single answers', 'weight': 0.062626906}]",[{'name': 'Tech'}],"[{'data': 'Big Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Pentagon', 'type': 'ORG', 'mentions': 1}, {'data': 'The Washington Post', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'OpenAI', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'DALL-E 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Stable Diffusion', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'LaMDA', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Tay', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Blenderbot', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Galactica', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Project Maven', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Duplex', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'AI Test Kitchen', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Hitler', 'type': 'PERSON', 'mentions': 1}, {'data': 'Blake Lemoine', 'type': 'PERSON', 'mentions': 1}]","ChatGPT is quickly going mainstream now that Microsoft, which recently invested billions of dollars in the company behind the chatbot, OpenAI, is working to incorporate it into its popular office software and selling access to the tools to other businesses. The surge of attention around ChatGPT is prompting pressure inside tech giants including Meta and Google to move faster, potentially sweeping safety concerns aside, according to interviews with six current and former employees from Google and Meta, some of whom spoke on the condition of anonymity because they were not authorized to speak.
+
+ChatGPT, along with text-to-image tools such as DALL-E 2 and Stable Diffusion, is part of a new wave of software called generative AI. They create works of their own by drawing on patterns they’ve identified in vast troves of existing, human-created content. This technology was pioneered at big tech companies like Google that in recent years have grown more secretive, announcing new models or offering demos but keeping the full product under lock and key. Meanwhile, research labs like OpenAI rapidly launched their latest versions, raising questions about how corporate offerings stack up, like Google’s language model LaMDA.
+
+Tech giants have been skittish since public debacles like Microsoft’s Tay, which it took down in less than a day in 2016 after trolls prompted the bot to call for a race war, suggest Hitler was right, and tweet, “Jews did 9/11.” Meta defended Blenderbot and left it up after it made racist comments in August, but pulled down another AI tool, called Galactica, in November after just three days amid criticism over its inaccurate and sometimes biased summaries of scientific research.
+
+Google released its AI principles in 2018, after facing employee protest over Project Maven, a contract to provide computer vision for Pentagon drones, and consumer backlash over a demo for Duplex, an AI system that would call restaurants and make a reservation without disclosing it was a bot. In August, Google began giving consumers access to a limited version of LaMDA through its app AI Test Kitchen. It has not yet released it fully to the general public, in spite of Google’s plans to do so at the end of 2022, according to former Google software engineer Blake Lemoine, who told The Washington Post that he had come to believe LaMDA was sentient.
+
+AI engineers still inside Google shared his frustration, employees say. For years, employees had sent memos about incorporating chat functions into search, viewing it as an obvious evolution, according to employees. But they also understood that Google had justifiable reasons not to be hasty about switching up its search product, beyond the fact that responding to a query with one answer eliminates valuable real estate for online ads. A chatbot that pointed to one answer directly from Google could increase its liability if the response was found to be harmful or plagiarized.
+
+Chatbots like OpenAI routinely make factual errors and often switch their answers depending on how a question is asked. Moving from providing a range of answers to queries that link directly to their source material, to using a chatbot to give a single, authoritative answer, would be a big shift that makes many inside Google nervous, said one former Google AI researcher. The company doesn’t want to take on the role or responsibility of providing single answers like that, the person said. Previous updates to search, such as adding Instant Answers, were done slowly and with great caution.",095739a3b4884243a635a37ae6c8855d,Big Tech was moving cautiously on AI. Then came ChatGPT.,4,,,,
+14463,"Progressive Heads for Worst Day Since 2008 as Results Disappoint - Shares of Progressive Corp. are on track for their worst daily drop since 2008 after the auto insurance company released second quarter results that missed analysts’ estimates.
+
+The stock tumbled by as much as 13% as of 3:26 p.m. New York time Thursday, following the report that its combined ratio — a measure of underwriting profitability — came in worse than expected. The drop is Progressive’s worst intraday decline since March 2020, and if it holds through the market’s close, will be the company’s biggest drop in more than a decade.
+
+For an insurer, a combined ratio of less than 100% would signal that it’s bringing in an underwriting profit, or in other words, taking in more from premiums than it is spending on claims. For the second quarter, Progressive’s ratio came in at 100.4% , meaning the company spent one dollar and four cents on claims and expenses for every premium dollar received. The figure is also higher than analyst estimates compiled by Bloomberg of 97.1%.
+
+“Progressive’s June month was one of the toughest it has suffered in recent years,” Piper Sandler & Co. analyst Paul Newsome wrote in a note to clients. “The bottom line is that the profitability and reserving problems at Progressive are bigger than we expected.”
+
+Mayfield Village, Ohio-based Progressive is the worst performer among S&P 500 stocks on the day. Shares fell to as low as $114.75 Thursday, after closing Wednesday at about $132.
+
+Piper Sandler’s Newsome, who holds a neutral rating on the stock, lowered his price target to $126 from $136.
+
+“Some of the June result is just bad luck from catastrophe losses, but the underlying combined ratio is not snapping back as fast as many would have expected even with Progressive’s exceptional operating expense management,” he wrote.
+
+Other insurance stocks are also underperforming on the day, including Allstate Corp. which dipped as much as 3.4% and Travelers Companies Inc. which is lower by as much as 1.7%. The results from Progressive show that auto insurers are “continuing to be impacted by elevated severity,” Wells Fargo & Co. analyst Elyse Greenspan wrote in a note to clients.
+
+A greater frequency and severity of accidents, combined with higher costs to repair or replace damaged vehicles, have pummeled auto insurers this year. More broadly, property and casualty players have struggled to maintain profitability as they deal with those factors as well as heightened costs linked to extreme weather events.
+
+An S&P Global Market Intelligence report for 2023 sees the insurance industry closing out the year with a combined ratio of 100.8% — essentially meaning that, for every dollar of premium insurers take in, a dollar and eight cents will go toward claims.
+
+‚ÄúWhile that marks an improvement from the calendar-year 2022 result of 102.6%, it remains above the 100.0% threshold that serves as the metaphorical break-even point for underwriting profitability,‚Äù reads the report. ‚ÄúWe project a return to a sub-100% combined ratio in 2024.‚Äù","{'positive': 0.009546916, 'negative': 0.97381186, 'neutral': 0.01664121}","Shares of Progressive Corp. are on track for their worst daily drop since 2008 after the auto insurance company released second quarter results that missed analysts‚Äô estimates. The stock tumbled by as much as 13% as of 3:26 p.m. New York time Thursday, following the report that its combined ratio ‚Äî a measure of underwriting profitability ‚Äî came in worse than expected. For the second quarter, Progressive‚Äôs ratio came in at 100.4%, meaning the company spent one dollar and four cents on claims and expenses for every premium dollar received. Mayfield Village, Ohio-based Progressive is the worst performer among S&P 500 stocks on the day. Auto insurers are ‚Äúcontinuing to be impacted by elevated severity,‚Äù Wells Fargo & Co. analyst Elyse Greenspan wrote in a note to clients.",Shares of Progressive Corp. are on track for their worst daily drop since 2008 after the auto insurance company released second quarter results that missed analysts‚Äô estimates.,PGR,Financials,Insurance,Progressive Corp,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity‚Äôs approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity‚Äôs ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7387937318871255, 'Policies Designed to Incentivise Responsible Behaviour': 0.7627422593512936, 'Systemic Risk Management': 0.7559991452875744, 'Transparent Information & Fair Advice for Customers': 0.7690019580516106, 'Physical Risk Exposure': 0.7934801380669569, 'Factors in Investment Management': 0.7765829278983192}",0.7934801380669569,Ruiqi,Minor focus,Major focus,Negative,"Physical Risk Exposure, Systemic Risk Management",Minor,Major,Negative,2023-02-07T18:42:26+00:00,https://finance.yahoo.com/news/microsoft-unveils-bing-search-engine-181949012.html?.tsrc=rss,"[{'name': 'ChatGPT maker OpenAI', 'weight': 0.067321636}, {'name': 'Bing Search Engine', 'weight': 0.06701711}, {'name': 'other generative AI search product', 'weight': 0.062835574}, {'name': 'OpenAI Technology', 'weight': 0.06142517}, {'name': 'answers', 'weight': 0.05969993}, {'name': 'detailed answers', 'weight': 0.059070837}, {'name': 'AI startup Anthropic', 'weight': 0.05868298}, {'name': 'search results', 'weight': 0.057164658}, {'name': 'None', 'weight': 0.05669293}, {'name': 'new tools', 'weight': 0.056560043}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 11}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 6}, {'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'Dell', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'ORG', 'mentions': 4}, {'data': 'Ikea', 'type': 'ORG', 'mentions': 1}, {'data': 'Honda', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 4}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': 'Anthropic', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Edge', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Dall-E', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Office', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Odyssey', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Teams', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Claude', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Georgia', 'type': 'GPE', 'mentions': 1}, {'data': 'Redmond', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'Scottsdale', 'type': 'GPE', 'mentions': 1}, {'data': 'Arizona', 'type': 'GPE', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 2}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Yusuf Mehdi', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jeff Dean', 'type': 'PERSON', 'mentions': 1}, {'data': 'Super Bowl', 'type': 'EVENT', 'mentions': 2}]","(Bloomberg) -- Microsoft Corp. unveiled new versions of its Bing internet-search engine and Edge browser powered by the newest technology from ChatGPT maker OpenAI, aiming to gain ground on Google’s web-search juggernaut by being first to offer a more conversational alternative for finding answers on the web and creating content.
+• None Dell to Cut About 6,650 Jobs, Battered by Plunging PC Sales
+• None US Moves to Recover Chinese Balloon While Weighing Retaliation
+• None Chinese Balloons Were Spotted Near US Bases During Trump’s Era
+• None Trump Charges in Georgia Over 2020 Could Lead to Bigger Fed Case
+
+“This technology is going to reshape pretty much every software category,” Microsoft Chief Executive Officer Satya Nadella said at an event Tuesday at the company’s Redmond, Washington, headquarters. It’s “high time” innovation was restored to internet search, he said.
+
+The new Bing, which runs on an OpenAI language model that is more advanced than the one behind ChatGPT, can be switched in and out of chat mode, and users can tap the bot to compose emails. The new Edge browser adds the AI-based Bing for chat and writing text, and it can summarize web pages and answer queries.
+
+Microsoft recently announced a multibillion-dollar investment in OpenAI, solidifying ties with the startup to get the inside track on its artificial intelligence models like ChatGPT and Dall-E, which have attracted millions of users in just months. Beyond search, Microsoft executives have said they want to add OpenAI’s technology into Office productivity software, security programs and video-game tools.
+
+The new Bing search query box can accept up to 1,000 characters. In a demonstration, Microsoft Vice President Yusuf Mehdi asked the chat-based engine about events in Scottsdale, Arizona, during this weekend’s Super Bowl. The new Bing returned information about a Super Bowl week party, a culinary event and other related happenings. The souped-up service can also estimate whether an Ikea love seat will fit in a 2019 Honda Odyssey — Bing told Mehdi it wasn’t sure, and it depends on whether the second and third row of the vehicle are folded down.
+
+Asked for an egg substitute in recipes, Bing offered several choices and the measurements of each that equals one egg. It also discussed the properties of each substitute, like which will make the recipe fluffier.
+
+A flurry of product announcements from Microsoft and Google in recent weeks comes amid a sudden intense focus on generative AI, which can generate new content from digital troves of text, photos and art. Last week Microsoft unveiled a customer-management program that uses OpenAI text-generation tools to compose emails for salespeople, and jazzed up the premium tier of its Teams chat and meeting software with AI-written post-meeting notes.
+
+Alphabet Inc.’s Google, whose search engine has almost 90% of the market, uses AI but relies on an older language model. From a competitive standpoint, Google’s longtime dominance has meant the market has grown stodgy, with the 14-year-old Bing and other upstarts unable to make significant inroads. While parts of the basic page design and features from the main players have been tweaked over the years, the format for search results — a list of links — remains.
+
+ChatGPT and other generative AI search product aim to change that, replacing links that may or may not address a user’s query with a conversational, contextual answer. The risks to this burgeoning approach are that inaccuracies or misinformation can seep into responses, and — depending on how results are presented — users may not be able to tell the source or veracity of information that the service has given as a definitive answer.
+
+Read more: OpenAI Is Drawing Competition From Fleet of Startups
+
+In recent months, Google’s once-vaunted AI unit has lost momentum and lately has been overshadowed by OpenAI. The larger company has been stuck, puzzling over whether or when to release its work and how to innovate without imperiling its core search and ad businesses. In December, Google employees asked CEO Sundar Pichai and AI research chief Jeff Dean about competition from ChatGPT. According to CNBC, the executives responded that unlike startups, which can quickly release new tools to the public, Google faces vast reputational risk from any mistakes or errors because it already has billions of users.
+
+The success of ChatGPT and Microsoft’s increased investment in its developer seem to have accelerated Pichai’s timeline. Google’s management mobilized teams of researchers to respond to ChatGPT, declaring the situation a “code red” threat.
+
+On Monday, Google said its own conversational AI service, Bard, is opening up to trusted testers, and that the company is readying the service for the public “in the coming weeks.” Bard aims to generate detailed answers when given simple prompts, such as what to make for lunch or how to plan a friend’s baby shower, Google said. The service is based on LaMDA, Google’s Language Model for Dialogue Applications system.
+
+Google also offered a look at some AI-powered features that will soon appear in its search and are intended to offer users insights for queries where there’s no one correct answer.
+
+Microsoft, meanwhile, has been steadily boosting its bet on artificial intelligence features, seeking to add new capabilities to existing consumer and corporate products and create new experiences. The company is investing in the space even as scales back in other ways — the company is laying off 10,000 workers and has warned of a slowdown in cloud and business software sales for the rest of the fiscal year ending in June.
+
+While Microsoft has aligned with OpenAI, Google is also investing almost $400 million in AI startup Anthropic, which is testing a ChatGPT rival called Claude, according to a person familiar with the matter.
+• None Lab-Grown Meat Has a Bigger Problem Than the Lab
+• None That Zoom Meeting Really Could Have Been a Simple Phone Call
+• None When Financial Bubbles Are Hard to Pop",29f274db7ab14249ba74c9a972ddfa30,Microsoft Unveils Bing Search Engine Using OpenAI Technology,4,,,,
+21678,"Norwegian Cruise Line welcomed to Port of Baltimore - BALTIMORE-- The Helen Delich Bentley Port of Baltimore held a ceremonial ribbon cutting Friday to welcome the Norwegian Cruise Line to Maryland.
+
+For the first time, the Norwegian will set sail from Baltimore.
+
+""Today is a historic day for the Norwegian Cruise Line family, as we kick off home porting from the vibrant city of Baltimore for the first time in our company's history,"" Senior Director of Port Operations Louis Ruiz said.
+
+On Saturday, the Norwegian Sky ship will begin a 10-day cruise from Baltimore to New England and Canada.","{'positive': 0.2999388, 'negative': 0.013159102, 'neutral': 0.6869021}","The Norwegian Cruise Line has officially arrived at the Port of Baltimore, Maryland, for the first time. The ship will begin a 10-day cruise from Baltimore to New England and Canada on Saturday. The Helen Delich Bentley Port will also be home porting from Baltimore on Saturday, and the Norwegian Sky will be making its debut in New England.",The Helen Delich Bentley Port of Baltimore held a ceremonial ribbon cutting Friday to welcome the Norwegian Cruise Line to Maryland for the first time.,NCLH,Transportation,Cruise Lines,Norwegian Cruise Line Holdings Ltd,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry’s reliance on heavy fueloil (‘bunker fuel’) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity’s revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity’s safety record and ensure high customer satisfaction while lowering an entity’s risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity’s reputation and market share. Additionally, there can be several governing bodies—including the flag state, port state, and home country of a crew member—involved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers’ home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity’s revenues and market share.'}","{'Customer Health & Safety': 0.7753075846022509, 'Greenhouse Gas Emissions': 0.7619091568063618, 'Air Quality': 0.7709508222178024, 'Accident Management': 0.7662637072893987, 'Discharge Management & Ecological Impacts': 0.7789653336837076, 'Employee Health & Safety': 0.7837238579272912, 'Labour Practices': 0.7829009031212756}",0.7837238579272912,Ruiqi,Minor focus,Major focus,Positive,,No,Major,Positive,2022-09-28T18:43:12+00:00,https://www.cnn.com/2022/09/28/tech/amazon-facilities-hurricane-ian/index.html,"[{'name': 'Wednesday afternoon', 'weight': 0.11768954}, {'name': 'Wednesday', 'weight': 0.09760359}, {'name': 'Florida airports', 'weight': 0.0956859}, {'name': 'Amazon', 'weight': 0.0946602}, {'name': 'adjusted operations', 'weight': 0.09416734}, {'name': 'southwestern Florida', 'weight': 0.09342012}, {'name': 'Florida', 'weight': 0.08838407}, {'name': 'Thursday', 'weight': 0.0834871}, {'name': 'operations', 'weight': 0.080221325}, {'name': 'Hurricane Ian', 'weight': 0.07936646}]","[{'name': 'Tech'}, {'name': 'Weather'}]","[{'data': 'Amazon', 'type': 'ORG', 'mentions': 8}, {'data': 'CNN', 'type': 'ORG', 'mentions': 2}, {'data': 'Disney World', 'type': 'ORG', 'mentions': 1}, {'data': 'Universal Resort', 'type': 'ORG', 'mentions': 1}, {'data': 'Hurricane Ian', 'type': 'EVENT', 'mentions': 3}, {'data': 'Florida', 'type': 'GPE', 'mentions': 5}, {'data': 'Tampa', 'type': 'GPE', 'mentions': 2}, {'data': 'Orlando', 'type': 'GPE', 'mentions': 2}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 1}, {'data': 'Richard Rocha', 'type': 'PERSON', 'mentions': 2}]","Amazon is temporarily pausing operations at some of its facilities as Hurricane Ian barrels towards Florida, the company confirmed to CNN on Wednesday.
+
+The storm, just shy of Category 5 strength, is expected to make landfall in southwestern Florida on Wednesday afternoon. It is already delivering ruinous winds and rain to the region.
+
+“We’re closely monitoring the path of Hurricane Ian and making adjustments to our operations in order to keep our employees and those delivering for us safe,” Richard Rocha, an Amazon (AMZN) spokesperson, told CNN in a statement.
+
+“We’re in regular contact with our employees and delivery partners to ensure everyone is aware of any site closures or unsafe conditions and will continue to make adjustments as needed,” Rocha added.
+
+CNBC previously reported that Amazon had closed warehouses near Tampa and Orlando. The outlet cited notices sent to employees that stated Amazon expects the facilities to remain closed until Friday.
+
+Employees who are scheduled to work will continue to be paid while sites are closed, according to Amazon. There are more than 8,000 full-time and part-time Amazon employees in the Tampa area.
+
+Some other major businesses in the Florida area have also announced adjusted operations due to the hurricane’s approach. Disney World and Universal Resort theme parks in Orlando will be temporarily closed on Wednesday and Thursday. The storm has also been linked to a slew of flight cancellations at Florida airports.",334d346bd0b742d89cabfec99df06a46,Amazon pausing operations at some facilities as Hurricane Ian approaches Florida,4,,,,
+5875,"Goldman Sachs: Sexual assault claims revealed in pay bias suit - It said many of the complaints were two decades old and had been ""presented selectively, inaccurately and are incomplete"".
+
+""The plaintiffs' presentation of the complaints does not reflect reality at Goldman Sachs,"" a spokesperson said. ""Discrimination, harassment and mistreatment in any form are unacceptable at Goldman Sachs, and when identified, swift action, including termination, is taken. Out of respect for the persons involved, we are not going to comment on the individual complaints.""
+
+Cristina Chen-Oster, a former vice president who worked for the bank from 1997 to 2005 and was one of the three women who filed the initial complaint, said she was looking forward to sharing her experience at trial.
+
+""I hope this case will help to finally break the glass ceiling for women on Wall Street and set a precedent for other industries where gender discrimination is pervasive,"" she said. ""We need to bring transparency to practices that previously seemed untouchable.""
+
+The lawsuit says women at Goldman were paid and promoted less, as a result of a pattern of discriminatory practices, including a ""boys' club"" work culture that permitted the sexualisation of female staff.
+
+Goldman is accused of tolerating managers who engage in sexual harassment, such as one who rang a bell every time a woman entered the floor. He was later promoted to managing director, according to the complaint.
+
+Another female employee alleged that a male manager took her to an abandoned floor and propositioned her for sex; he later called to say he was ""masturbating to the sound of her voice"", the complaint says.
+
+Goldman retaliated against women who complained about the issue, as well as those who went on maternity leave, according to the complaint.","{'positive': 0.018931046, 'negative': 0.8349845, 'neutral': 0.14608449}","Goldman Sachs: Sexual assault claims revealed in pay bias suit. 
+
+Cristina Chen-Oster, a former vice president who worked for the bank from 1997 to 2005 and was one of the three women who filed the initial complaint, said she was looking forward to sharing her experience at trial. 
+
+The lawsuit says women at Goldman were paid and promoted less, as a result of a pattern of discriminatory practices, including a ""boys' club"" work culture that permitted the sexualisation of female staff. 
+
+Goldman retaliated against women who complained about the issue, as well as those who went on maternity leave, according to the complaint.",Goldman Sachs: Sexual assault claims revealed in pay bias suit,GS,Financials,Investment Banking & Brokerage,Goldman Sachs Group Inc,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management’s approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity’s amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks’ financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.8114116993989688, 'Professional Integrity': 0.7476550564595805, 'Factors in Investment Banking & Brokerage Activities': 0.7521068143194651, 'Business Ethics': 0.7620422622340108, 'Systemic Risk Management': 0.7681969187595341, 'Employee Incentives & Risk Taking': 0.783669287100209}",0.8114116993989688,Ruiqi,Major focus,Major focus,Negative,"Employee Diversity & Inclusion, Professional Integrity",Major,Major,Negative,2023-03-26T20:18:21+00:00,https://www.forbes.com/sites/saibala/2023/03/26/googles-generative-ai-system-bard-has-the-potential-to-revolutionize-healthcare/,"[{'name': 'medical advice', 'weight': 0.066360936}, {'name': 'generative AI', 'weight': 0.06612037}, {'name': 'professional medical advice', 'weight': 0.06396217}, {'name': 'medical care', 'weight': 0.06259447}, {'name': 'existing data', 'weight': 0.062096246}, {'name': 'data', 'weight': 0.06198242}, {'name': 'Bard', 'weight': 0.05840343}, {'name': 'Generative AI', 'weight': 0.057595048}, {'name': 'easy indoor plants', 'weight': 0.05717311}, {'name': 'intuitive models', 'weight': 0.056600865}]","[{'name': 'Health'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'J.P. Morgan Insights', 'type': 'ORG', 'mentions': 2}, {'data': 'Asia Pacific Technology, Media and Telecom Research', 'type': 'ORG', 'mentions': 2}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': 'Generative AI System,', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'Gokul Hariharan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sissie Hsiao', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eli Collins', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bard', 'type': 'PERSON', 'mentions': 1}, {'data': 'The Keyword', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Language Model for Dialogue Applications', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Zamioculcas Zamiifolia', 'type': 'FAC', 'mentions': 1}]","The race to implement artificial intelligence (AI) technology in meaningful ways has never been more fierce. Specifically, generative AI has recently taken the world by storm, creating an entire domain of applications, technology, and potential value.
+
+J.P. Morgan Insights recently published an article titled “Is Generative AI a Game Changer?” explaining that “Generative AI — a category of artificial intelligence algorithms that can generate new content based on existing data — has been hailed as the next frontier for various industries, from tech to banking and media.” Gokul Hariharan, Co-Head of Asia Pacific Technology, Media and Telecom Research at J.P. Morgan, further reiterated that “Fundamentally, generative AI reduces the money and time needed for content creation — across text, code, audio, images, video and combinations thereof”—paving the way for disruptive innovation.
+
+Undeniably, technology companies want to be at the forefront of this innovation.
+
+Earlier last week, Google announced its much anticipated next step forward with regards to generative AI. In Google’s official blog, The Keyword, Sissie Hsiao, Vice President of Product, and Eli Collins, Vice President of Research, introduced open access to Bard, an experiment which allows users to directly interact with Google’s generative AI platform and share feedback accordingly.
+
+The authors explained: “Today we’re starting to open access to Bard, an early experiment that lets you collaborate with generative AI […] You can use Bard to boost your productivity, accelerate your ideas and fuel your curiosity. You might ask Bard to give you tips to reach your goal of reading more books this year, explain quantum physics in simple terms or spark your creativity by outlining a blog post. We’ve learned a lot so far by testing Bard, and the next critical step in improving it is to get feedback from more people.”
+
+The article also explains the concept behind a large language model (LLM), the technology that powers the system: “Bard is powered by a research large language model (LLM), specifically a lightweight and optimized version of LaMDA, and will be updated with newer, more capable models over time. It’s grounded in Google's understanding of quality information. You can think of an LLM as a prediction engine. When given a prompt, it generates a response by selecting, one word at a time, from words that are likely to come next. Picking the most probable choice every time wouldn’t lead to very creative responses, so there’s some flexibility factored in. We continue to see that the more people use them, the better LLMs get at predicting what responses might be helpful.”
+
+LaMDA, short for “Language Model for Dialogue Applications,” is Google’s breakthrough in building an adaptive conversation language model, trained on advanced dialogue and the nuances of human language. Now, Google is employing an iteration of this breakthrough with Bard, to hopefully shape the technology into something that can be useful and create value for users.
+
+Without a doubt, this technology has incredible potential implications for healthcare. The most obvious application is that with appropriately trained and tested models, patients may start seeking medical advice and recommendations from the system, especially if the conversational interface is robust. Of course, this needs to be approached with caution, as the models are only as good as the data they are trained with, and even then, can make mistakes.
+
+The authors of the article explain that “While LLMs are an exciting technology, they’re not without their faults. For instance, because they learn from a wide range of information that reflects real-world biases and stereotypes, those sometimes show up in their outputs. And they can provide inaccurate, misleading or false information while presenting it confidently. For example, when asked to share a couple suggestions for easy indoor plants, Bard convincingly presented ideas…but it got some things wrong, like the scientific name for the ZZ plant.” They go on to present the example of how the system proposed an incorrect scientific name for the Zamioculcas Zamiifolia plant.
+
+However, if done correctly, there is so much potential with regards to enabling medically literate conversation, perhaps even as a way to aid physicians and specialists in creating diagnostic plans or bridging care for their patients.
+
+On a larger scale, the ability to train intuitive models such as these provides great opportunity to derive robust insights from data. Healthcare is a trillion dollar industry with terabytes of data being produced annually. Overlaying advanced artificial intelligence and machine learning models to this data may provide significant opportunities to better understand and use this information for the greater good.
+
+Assuredly, there are many ethical and safety challenges to consider with AI generally and specifically with generative AI. In products like these, there are numerous risks that technology companies must solve for, ranging from the production of hate speech and language that can be misused, to the generation of misleading information, which can be especially dangerous in a healthcare setting. Without a doubt, patients should seek medical care only from trained and licensed medical professionals.
+
+Nonetheless, Google and other companies creating such advanced tools have great potential in solving some of the world’s toughest problems. Accordingly, they also undertake significant responsibility in creating these products in a safe, ethical, and consumer-focused manner. However, if done correctly, the technology may potentially change healthcare for generations to come.
+
+The content of this article is not implied to be and should not be relied on or substituted for professional medical advice, diagnosis or treatment by any means, and is not written or intended as such. This content is for information purposes only. Consult with a trained medical professional for medical advice.",adf4ee17c5db4f0da3b0c50b0bcad3f3,"Google’s Generative AI System, Bard, Has The Potential To Revolutionize Healthcare",4,,,,
+7815,"Airlines warn of higher jet fuel costs as crude prices rise - United Airlines (UAL), Southwest (LUV) and Alaska Air (ALK) are sounding the alarm about higher jet fuel costs in the third quarter amid rising crude oil prices.
+
+""Over the past several weeks, fuel prices have increased considerably, driving a downward revision to our adjusted pre-tax margin expectations for the quarter,"" Alaska Air's said in an 8-K filing Wednesday.
+
+The domestic carrier expects jet fuel to cost $3.15 to $3.25 per gallon during the third quarter, versus prior expectations of $2.70 to $2.80.
+
+United gave a similar warning, noting since mid-July 2023, ""jet fuel prices have climbed over 20%."" The international carrier expects fuel costs to come in between $2.95 and $3.05 per gallon. However, the company reaffirmed its third quarter 2023 capacity and operating revenue.
+
+Southwest now expects fuel costs between $2.70 to $2.80 per gallon during the third quarter versus prior estimates of $2.55 to $2.65. The airline said ""overall leisure demand and yields continue to remain healthy.""
+
+""Travel demand during Labor Day weekend was strong and produced a record revenue performance for the holiday weekend,"" read the company filing.
+
+Jet fuel, a derivative of oil, has seen a price increase as crude futures have risen 25% since the end of June.
+
+On Tuesday Brent International (BZ=F) closed at $90.04 per barrel for the first time since November and West Texas Intermediate (CL=F) futures settled at $86.69 per barrel after Saudi Arabia announced an extension of its unilateral production cuts until December.
+
+Russia also reduced its exports by 300,000 barrels per day through year-end. These cuts were in addition to OPEC+ reductions that started in November of last year.
+
+In the first half of the year, lower fuel costs were a tailwind for airlines as consumers shifted their spending from goods to experiences. Low cost carriers like JetBlue (JBLU) said airfares were headed back towards pre-pandemic levels as domestic travel normalized and travelers opted for longer, international destinations.
+
+United Airlines stock is up 30% year-to-date. Domestic carriers Southwest and Alaska Air are down 10% and 4% respectively, since the start of 2023.
+
+Ines Ferre is a senior business reporter for Yahoo Finance. Follow her on Twitter at @ines_ferre.
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance","{'positive': 0.26213652, 'negative': 0.7163984, 'neutral': 0.021465007}","United Airlines, Southwest (LUV) and Alaska Air (ALK) are warning of higher jet fuel costs in the third quarter due to rising crude oil prices. Alaska Air expects jet fuel to cost $3.15 to $3., while Southwest expects fuel costs between $2.70 to $2., while United Airlines and Southwest both expect fuel costs to come in at $2, respectively. Jet fuel prices have risen over 20% since mid-July 2023, and the company reaffirmed its third quarter 2023 capacity and operating revenue. Airlines stock is up 30% year-to-date due to lower fuel costs, while low cost carriers like JetBlue and JetBlue have said airfares are headed back towards pre-pandemic levels as domestic travel normalized and travelers opt for longer international destinations.","The warnings from United, Alaska and Southwest come as oil prices have risen in the past couple of months due to OPEC+ supply cuts.",ALK,Transportation,Airlines,Alaska Air Group Inc,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity’s reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity’s reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7791666608327711, 'Labour Practices': 0.7575632670144012, 'Greenhouse Gas Emissions': 0.8062272120224309, 'Accident & Safety Management': 0.7701341078842816}",0.8062272120224309,Ruiqi,Minor focus,Major focus,Negative,Greenhouse Gas Emissions,No,Major,,2023-01-04T05:31:22-05:00,https://www.theverge.com/2023/1/4/23538552/microsoft-bing-chatgpt-search-google-competition,"[{'name': 'many search queries', 'weight': 0.086979896}, {'name': 'search queries', 'weight': 0.0845289}, {'name': 'AI company OpenAI', 'weight': 0.08442529}, {'name': 'Bing', 'weight': 0.080514126}, {'name': 'incorrect information', 'weight': 0.0769935}, {'name': 'Google', 'weight': 0.0769476}, {'name': 'relevant information', 'weight': 0.07625439}, {'name': 'information', 'weight': 0.07557546}, {'name': 'Bing search', 'weight': 0.07194389}, {'name': 'search', 'weight': 0.07169912}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 10}, {'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'Information', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 5}, {'data': 'Bing', 'type': 'ORG', 'mentions': 3}, {'data': 'The Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'DALL-E 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Sam Altman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Redmond', 'type': 'GPE', 'mentions': 1}]","Microsoft is reportedly planning to launch a version of Bing that uses ChatGPT to answer search queries. The Information reports that Microsoft hopes to launch the new feature before the end of March in a bid to make Bing more competitive with Google.
+
+By using the technology behind ChatGPT — which is built by AI company OpenAI — Bing could provide more humanlike answers to questions instead of just links to information. Both Google and Bing already surface relevant information from links at the top of many search queries, but Google’s knowledge panels are particularly widespread when it comes to searching for information about people, places, organizations, and things.
+
+Microsoft’s use of ChatGPT-like functionality could help Bing rival Google’s Knowledge Graph, a knowledge base that Google uses to serve up instant answers that are regularly updated from crawling the web and user feedback. If Microsoft is ambitious, though, it could even go much further, offering many new types of AI-based functionality.
+
+ChatGPT brought conversational AI to the mainstream last year, letting users create poems, compose college essays, write code, and even shave hours off their work. Based on GPT-3.5, a large language model released last year, ChatGPT has wowed the web with its ability to generate answers and authentic-looking essays across an array of topics. But for all its skills, the system still has major flaws — including racial biases and a tendency to present incorrect information as true fact.
+
+Even OpenAI CEO Sam Altman has cautioned that “it’s a mistake to be relying on [ChatGPT] for anything important right now.” Exactly how Microsoft plans to integrate ChatGPT into Bing will be important, and it’s likely the company will start with beta tests and a limited amount of integration before it’s ready for all Bing users to take advantage of.
+
+While ChatGPT could help Bing challenge Google’s dominance, Google has already said it won’t immediately launch its own rival because of “reputational risk.” Google reportedly cited bias and factuality issues with existing AI chatbots as a reason it’s not ready to replace search just yet. Google has been using various large AI language models to improve its search engine subtly for years, though.
+
+Microsoft has a deep relationship with OpenAI, one of the world’s leading AI companies. The Redmond-based tech giant is adding an AI text-to-image model to Bing powered by OpenAI’s DALL-E 2; invested $1 billion in OpenAI in 2019; and has an exclusive license to use its text generator AI GPT-3. How this latter deal may help the rumored Bing integration of ChatGPT isn’t clear yet.
+
+Microsoft has been betting its future on AI for at least six years, with CEO Satya Nadella discussing the importance of more intelligent apps and services in an interview with The Verge in 2016. In that same year, Microsoft launched its “conversation as a platform” offering, a bet on chat-based interfaces overtaking apps as our primary way of using the internet and finding information. It looks like together with ChatGPT, Microsoft now wants to try and make that a reality inside Bing.",34f8eb63142e4bfab5d884d6ca85780d,Microsoft to challenge Google by integrating ChatGPT with Bing search,4,,,,
+18803,"Homeowners moving away from gas appliances hit regulatory speed bump - SUNNYVALE -- As state and local officials begin mandating electric-only appliances, PG&E is experiencing long backlogs to approve upgrades necessary for many older homes.
+
+One couple in the South Bay is feeling the shock of trying to switch to electric and their story may be a cautionary tale for many.
+
+Mike and Karen Kapolnek's house in Sunnyvale is more than 100 years old and he has to climb down stairs under the house to get to his furnace and water heater. The couple thought they'd do the right thing and replace all their gas appliances with electric but it turns out the problem doesn't lie with the appliances.
+
+""To replace those we need to upgrade our (electrical) panel,"" Mike said. ""We have a hundred-amp panel right now and we really need about 200 amps.""
+
+That was something they were willing to pay an electrician to do.
+
+""But then we started to get into the various PG&E rules that make it difficult to replace a panel in place,"" Mike said.
+
+The rules say a new panel must not be located too close to the gas meter even though that's where many were installed in the past as an easy way for PG&E to read the meters.
+
+The Kapolneks have received differing opinions from the utility about whether their panel is too close to the gas meter but they were also told they would need to install a steel post beside their narrow driveway to protect the panel.
+
+""Backing in and out of a long driveway with a metal pole here was a non-starter for us,"" Mike said.
+
+So they decided to move the entire unit to the other side of the house, something that could cost more than $10,000.
+
+""PG&E required us to lay down a $5,000 deposit to cover some of their costs to move the line to the other side of the house,"" Mike explained. ""So, $10,000 wouldn't be surprising.""
+
+Besides the cost, there's finding time for the installation. The Kapolneks have been trying to get approval for the project since August and they are currently in a 35-week-long backlog to get the work done. They figure it will have been an entire year before the process is complete but at least they're in line.
+
+Starting in 2027, it will be illegal to install gas water heaters in the Bay Area and they're worried about what the backlog will be like then for people who have to replace a broken unit.
+
+""I'm concerned about the families that might need to move out of their homes for three, six or maybe more months,"" Karen said. ""Where are they going to find a home and are they going to have to pay double rent? Or pay two mortgages or rent and a mortgage? It just seems like the costs have not been fully appreciated.""
+
+The experience has left the couple feeling jaded about the way rules are being made.
+
+""They're very enthusiastic and want it done right now,"" Mike said. ""But you have to take a step back and realize that this affects real people, that we have real systems in place that people rely on in their daily living and you need to work with those and transition smoothly and think about these issues and solve them before it's too late.""
+
+Currently, the state ban on gas appliances begins in 2035 but the Bay Area has a more aggressive timeline. Here, the ban on new gas water heaters starts in 2027 and, for new furnaces, in 2029.","{'positive': 0.060817886, 'negative': 0.16422646, 'neutral': 0.77495563}","As state and local officials begin mandating electric-only appliances, PG&E is experiencing long backlogs to approve upgrades necessary for many older homes. Mike and Karen Kapolnek's house in Sunnyvale, South Bay, is experiencing the problem of having to upgrade their 100-amp electrical panel to 200 amps. The couple decided to move the entire unit to the other side of the house, which could cost more than $10,000. The state ban on gas appliances begins in 2035 and the Bay Area has a more aggressive timeline. The ban on new gas water heaters starts in 2027 and, for new furnaces, in 2029.","As state and local officials begin mandating electric-only appliances, PG&E is experiencing long backlogs to approve upgrade necessary for many older homes.",PCG,Infrastructure,Electric Utilities & Power Generators,PG&E Corporation,"{'Water Management': 'Electricity generation is one of the most water-intensive industries in the world in terms of water withdrawals. Thermoelectric power plants‚Äîtypically coal, nuclear and natural gas‚Äîuse large quantities of water for cooling purposes. The industry is facing increasing water-related supply and regulatory risks, potentially requiring capital investment in technology or even creating stranded assets. As water supplies tighten in many regions‚Äîand electricity generation, agriculture and community use compete for water supplies‚Äîpower plants increasingly may be unable to operate at full capacity, or at all, because of region-specific water constraints. The availability of water is an important factor to consider when calculating the future value of many electricity-generating assets and for evaluating proposals for new generation sources. Increased water scarcity‚Äîbecause of factors such as increasing consumption and reduced supplies resulting fromclimate change, which could result in more frequent or intense droughts‚Äîcould prompt regulatory authorities to limit entities‚Äô ability to withdraw necessary amounts of water, especially in regions with high baseline water stress. Furthermore, entities must manage the growing number of regulations related to the significant biodiversity impacts that such large withdrawals may cause. To mitigate these risks, entities can invest both in more efficient water-usage systems for plants, and place strategic priority on assessing long-term water availability, as well as water-related biodiversity risks, when siting new power plants.', 'Greenhouse Gas Emissions & Energy Resource Planning': 'Electricity generation represents the largest source of greenhouse gas (GHG) emissions in the world. Mainly carbon dioxide, methane and nitrous oxide, these emissions are mostly by-products of fossil fuel combustion. The transmission ordistribution (T&D) segments of the industry produce negligible emissions. Electric utility entities could face significant operating costs and capital expenditures for mitigating GHG emissions as environmental regulations become increasingly stringent. Although many of these costs may be passed to a utility‚Äôs customers, some power generators, especially in deregulated markets, may be unable to recoup these costs. Entities may reduce GHG emissions from electricity generationthrough careful infrastructure investment planning by ensuring the delivery of an energy mix capable of meeting the emissions requirements set forth by regulations, and by implementing industry-leading technologies and processes. Being proactive in cost-effectively reducing GHG emissions may create a competitive advantage for entities and mitigate unanticipated regulatory compliance costs. Failure to properly estimate capital-expenditure needs and permitting costs, or other difficulties in reducing GHG emissions, may result in significant negative effects on returns in the form of asset write-downs, the costs to obtain carbon credits, or unexpected increases in operating and capital expenditures. Regulatory emphasis on this issue may increase in the coming decades, as exemplified by the international emissions-reduction agreement made at the 21st session of the United Nations Conference of the Parties in 2015.', 'End-Use Efficiency & Demand': 'Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions, because less electricity needs to be generated to provide the same end-use energy services. Utilities can promote energy efficiency and conservation among their customers. Such strategies may include offering rebates for energy-efficient appliances, weatherising customers‚Äô homes, educating customers on energy-saving methods, offering incentives to customers to curb electricity use during times of peak demand (‚Äòdemand response‚Äô), or investing in technology such as smart meters, which allow customers to track their energy use. While saving consumers money, these efforts also may reduce operating costs for electric utilities by decreasing peak demand. Furthermore, depending on the utility regulatory framework, local jurisdictions may mandate that entities develop energy efficiency plans before permitting new builds. Companies with effective strategies to reduce the downside risks from demand fluctuations, may gain adequate and timely returns on needed investments. Furthermore, reducing costs through efficiency initiatives may earn higher, long-term risk-adjusted returns.', 'Grid Resiliency': 'Electricity is critical for the continued function of most elements of modern life, from medicine to finance, creating a societal reliance on continuous service. Major disruptions to electricity infrastructure may result in potentially high societal costs. Disruptions can be caused by extreme weather events, natural disasters and cyberattacks. As the frequency and severity of extreme weather events associated with climate change continues to increase, all segments of electric utilities entities‚Äîand especially major transmission and distribution (T&D) operations‚Äîwill face increasing physical threats to theirinfrastructure. Extreme weather events could result in frequent or significant service disruptions, outages and require upgrade or repair of damaged or compromised equipment, all of which may add substantial costs and damage brand reputation among regulators and customers. The increased use of smart grid technology has several benefits, including strengthening the resiliency of the grid to extreme weather events. However, this technology may make the grid more vulnerable to cyberattacks, because it provides hackers more entryways into infrastructure systems. Entities must implement strategies that minimise the probability and magnitude of impacts from extreme weather events and cyberattacks. To remain competitive in the face of increasing external competition, entities must improve the reliability, resilience and quality of their infrastructure.', 'Air Quality': 'Fuel combustion in electricity-generation operations generates hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). HAPs, CAPs, and VOCs have more localised, but nonetheless significant, human health and environmental impacts compared with the global impacts of greenhouse gases (GHGs). The most common and impactful are nitrogen oxides (excluding nitrous oxide), sulphur oxide, particulate matter (PM), lead, and mercury. Emissions of these localised air pollutants are often strictly regulated, creating significant risks for electricity generators. Regulatory and legal risks are higher for those entities operating near large communities. An entity‚Äôs energy-generation mix is the best indicator of its relative risk related to air quality. Harmful air emissions from operations may result in regulatory penalties that affect extraordinary expenses, higher regulatory compliance costs, and new capital expenditures to instal best-in-class control technology. In some cases, such expenditures can be prohibitive to the continuation of a facility. Entities can manage air quality concerns through internal actions to reduce emissions, as well as by working with regulators to establish priorities and incorporate risks into short- and long-term capital planning.', 'Nuclear Safety & Emergency Management': 'Although rare, nuclear accidents can have significant human health and environmental consequences because of their severity. Owners of nuclear power plants in many regions have operated for decades without any major public safety incidents, but the occurrence of infrequent but large-magnitude incidents anywhere in the world can have major effects on the entire nuclear power industry. Entities that own and operate nuclear plants may lose their licence to operate, as well as face many other financial consequences in the event of an accident‚Äîthough entities carry insurance and may have legal protections from some liabilities. Failure to comply with the safety regulations can be expensive to nuclear power operators; in extreme circumstances it may make the continued operation of the plant uneconomical. Facing potentially significant financial repercussions, both from ongoing safety compliance as well as tail risk incidents, entities that own or operate nuclear plants must be vigilant in the safety compliance, best practices and upgrades of their facilities. They also must maintain robust emergency preparedness training for their staff and a strong safety culture. These measures can reduce the probability that accidents will occur and enable an entity to effectively detect and respondto such incidents.', 'Workforce Health & Safety': 'Employees of entities in the industry face numerous hazards in the construction and maintenance of electric transmission and distribution (T&D) lines, as well as with the various means of electricity generation. Many of these employees work for extended periods at great heights, operate heavy machinery, and face electrocution risks. While the industry has madesignificant strides in safety improvements, significant risks and opportunities remain for further improvements. The nature of the industry‚Äîas a necessity of modern life and economies, as well as commonly a societally granted monopoly‚Äîmeans that the actions of entities in the industry receive significant public and regulatory scrutiny. Entities need to maintain a culture of safety to ensure adequate working conditions for their workers, ensure strong operational productivity, uphold positive views from the perspective of regulators, and manage potential risks of regulatory penalties.', 'Coal Ash Management': 'Electricity generators must safely dispose of the hazardous by-products of their operations. Coal-fired electricity generation is a major source of hazardous waste because of its by-product, coal ash. Coal ash can have a significant effect on entity value in the power-generation segment of the industry. This issue will affect entities differently, dependingon the extent to which they generate electricity from coal. Coal ash is one of the largest industrial waste streams in the world. It contains heavy metal contaminants that have been associated with cancer and other serious diseases, especially when they leach into groundwater. Coal ash can have beneficial uses when recycled or reused, such as in the creation of fly ash concrete or wallboard, creating revenue opportunities for electric utilities. Safe handling of coal ash, location of coal ash impoundments that minimise harm to human life and/or the environment, strong monitoring and containment of coal ash, and the sale for beneficial uses of coal ash are important strategies to reduce regulatory compliance costs as well as penalties for non-compliance. There can be significant litigation and/or remediation costs if the coal ash leaches into the surrounding environment.', 'Energy Affordability': 'A de facto objective of regulated electric utilities is to provide reliable, affordable, and sustainable electricity. Entities in theindustry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators‚Äîand ultimately to earn appropriate returns for shareholders. The affordability of energy is particularly challenging for entities to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly unaffordable for low-income customers (affordability is determined by both the net cost of energy bills and the underlying customer economics). Ensuring that utility bills are affordable is crucial for utilities working to build trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities,and one of the more closely analysed issues by investment analysts. The willingness of regulators to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may enable utilities to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers defecting from the grid (or reducing reliance on the grid) by implementing distributed energy resources or pursuing other alternative energy sources (e.g., industrial customers‚Äô use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utilities‚Äô business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.'}","{'Water Management': 0.775924122455401, 'Greenhouse Gas Emissions & Energy Resource Planning': 0.784943899619268, 'End-Use Efficiency & Demand': 0.787209536720157, 'Grid Resiliency': 0.7794356747948354, 'Air Quality': 0.7866549853064435, 'Nuclear Safety & Emergency Management': 0.75945712729061, 'Workforce Health & Safety': 0.77021197871158, 'Coal Ash Management': 0.7390138534669483, 'Energy Affordability': 0.7669974145518904}",0.787209537,Ruiqi,Major focus,Major focus,Negative,"End-Use Efficiency & Demand, Energy Affordability, Grid Resiliency",Major,Major,Negative,2023-01-05T20:35:00+00:00,https://townhall.com/tipsheet/mattvespa/2023/01/05/amazon-just-delivered-some-horrible-news-to-its-workforce-n2617957,"[{'name': 'other consumer teams', 'weight': 0.094708644}, {'name': 'mid-November', 'weight': 0.08043099}, {'name': 'Amazon workers', 'weight': 0.07598914}, {'name': 'Amazon', 'weight': 0.07356711}, {'name': 'other opportunities', 'weight': 0.0697749}, {'name': 'bad news', 'weight': 0.06718907}, {'name': 'Andy Jassy', 'weight': 0.066449024}, {'name': 'potential layoffs', 'weight': 0.065713584}, {'name': 'Employees', 'weight': 0.06409784}, {'name': 'employees', 'weight': 0.06409784}]",[{'name': 'Business'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 7}, {'data': 'NYT', 'type': 'ORG', 'mentions': 1}, {'data': 'The New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Stores', 'type': 'ORG', 'mentions': 1}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 2}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}]","On January 18, thousands of Amazon workers will receive bad news: they’re all unemployed. In the era of not being too brutish when terminating one’s employment, there will probably be some garrulous email about how one’s position at the e-commerce giant isn’t secure anymore; therefore, it’s not fair to keep said person around. They’re released to find other opportunities. Amazon has seen its growth slow immensely, the worst in nearly 20 years. The company had already set aside thousands of jobs to be axed before the Christmas holiday. Apparently, that figure wasn’t high enough (via NYT):
+
+Amazon plans to eliminate 18,000 corporate and technology jobs in a significant expansion of its cost-cutting plans, the company’s chief executive, Andy Jassy, said in a message to employees on Wednesday. The company previously planned to lay off roughly 10,000 employees late last year and early this year, The New York Times reported in mid-November. The first layoffs were primarily focused on the company’s devices and books organizations. Employees in human resources were also given buyout offers to resign. The new wave of layoffs will begin on Jan. 18, Mr. Jassy said, and will focus on human resources as well as the large division that Amazon refers to as Stores. That includes the teams behind Amazon’s main online site, its vast field operations and warehouses, its physical stores and other consumer teams. The 18,000 in total cuts represent roughly 6 percent of Amazon’s corporate work force. Late last year, managers in a variety of groups said they had been asked to prepare for potential layoffs, and employees have been bracing for the cuts.
+
+And after this slew of layoffs, the company will probably have to fire more people this year, as the economic recession under Joe Biden becomes more severe.",a2c847c3ff17475d90cee7aee94dd159,Amazon Just Delivered Some Horrible News to Its Workforce,4,,,,
+25118,"Competing Against Netflix In Streaming Video Becoming Increasingly Expensive - Launching an online streaming video service to compete with Netflix was once thought of by investors as having a huge potential upside. However, the tide has turned as the market has become so competitive that making money can take years and in the meantime you could burn through billions in cash.
+
+At Liberty Media’s 2022 Investor Day on November 17, media mogul (and member of the Board of Directors at Warner Bros. Discovery) John Malone rejected negative media coverage of Warner Bros. Discovery David Zaslav, stating, “As far as streaming video goes, he said, Let’s face it. Everyone went for this mad Oklahoma land rush of streaming…That was a fool’s errand,” he said.
+
+He pointed out the fact that Zaslav’s pay, widely criticized in the press was as being too high, was mostly a function of stock options. If the stock went up, so did his pay, if it went down, it could evaporate to close to nothing. Regarding the streaming competitive market, Dr. Malone had this to say:
+
+“I think everybody I know is is taking a hard look at their content budgets going forward and trying to be more targeted in terms of what audience they’re after and not try and have everything for everybody perhaps. So you might see some specialization that leads to profitability earlier for segments for subsets. I, you know, I’m a believer in an ala carte menu for the consumer. But I think if you’re going to keep churn down you have to bundle. It would appear that Disney’s approach is to bundle internally. In other words, have three or four services streaming that you can combine and try and satisfy a broader household. But all internally, there may be opportunities for streamers to bundle with other streamers.”
+
+One of the victims of this massive spending to compete in the streaming video market has been Warner Bros. Discovery, whose stock has fallen over 50% under CEO David Zaslav’s watch, and he revealed at the 2022 RBC Capital Markets Global Technology, Internet Media and Telecommunications Conference in New York on 11/15 that HBO spent $2.5 billion in 2019 and made a $2.5 billion profit. In stark contrast, in 2021 HBO Max spent $7 billion and lost $3 billion. That will change. “We are rightsizing HBO Max,” he said
+
+“In the last couple of years, because Netflix got such a high multiple, everyone wanted to become Netflix,” said Zaslav. And so the content that was on these direct-to-consumer platforms, the amount that was spent on those platforms went up drastically, 2, 3, 4x. And then the price to consumer went down dramatically. That just doesn’t make sense,” he said.
+
+Putting together Discovery+ and HBO Max, however, does make sense, he said. “We think if we can put these two products together, we have a premium at a price, we have an ad-light so HBO Max or whatever we call it, and then HBO Max ad-light, that we can have a really compelling menu of content that could provide real value,” he said.
+
+He also talked about adding another online service that would be free. “We’ve seen the success of Tubi, we’ve seen the success of Pluto and AVOD (Advertising Video On Demand). We have a huge advantage because we have the largest TV and motion picture library in the world. We can create a Tubi or a Pluto. But instead of buying content from someone else in order to populate this AVOD, we can just use our own content,” said Zaslav.
+
+On the company’s fiscal third quarter earnings call on November 3, Zaslav noted that the company was still investing in expensive content for HBO Max, signing a long-term contract with Matt Reeves, who co-wrote and directed The Batman and created the upcoming new series, The Penguin, for HBO Max.
+
+And their longtime partner, Chuck Lorre, is producing his first series for HBO Max, a comedy entitled How to Be a Bookie starring Sebastian Maniscalco. To try to offset this high-cost content, however, they are going to start airing Discovery+ content on HBO Max, starting with select Magnolia Network shows such as Fixer Upper: The Castle.
+
+Zaslav reiterated their goal of making $1 billion of EBITDA (Earnings Before Interest, Depreciation and Amortization) from streaming video by 2025 and also emphasized the danger of having all of your eggs in one basket. “One of the concerns was you’re so diversified, when really rather, you’d be like Netflix, just a streaming service. That didn’t work. People collapsed the entire motion picture window on the streaming services. I’ve seen the data. Maybe it works for someone else,” said Zaslav.","{'positive': 0.03974726, 'negative': 0.59132665, 'neutral': 0.3689261}","At Liberty Media’s 2022 Investor Day on November 17, media mogul (and member of the Board of Directors at Warner Bros. Discovery) John Malone rejected negative media coverage of Warner Bros. Discovery David Zaslav, stating, “As far as streaming video goes, he said, Let’s face it. “We are rightsizing HBO Max,” he said
+
+“In the last couple of years, because Netflix got such a high multiple, everyone wanted to become Netflix,” said Zaslav. 
+
+On the company’s fiscal third quarter earnings call on November 3, Zaslav noted that the company was still investing in expensive content for HBO Max, signing a long-term contract with Matt Reeves, who co-wrote and directed The Batman and created the upcoming new series, The Penguin, for HBO Max. To try to offset this high-cost content, however, they are going to start airing Discovery+ content on HBO Max, starting with select Magnolia Network shows such as Fixer Upper: The Castle.",Launching an online streaming video service to compete with Netflix was once thought of by investors as having a huge potential upside.,DIS,Services,Media & Entertainment,Walt Disney Co,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry’s best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.732415878123955, 'Intellectual Property Protection & Media Piracy': 0.7799646804475959, 'Journalistic Integrity & Sponsorship Identification': 0.7394141065987987}",0.7799646804475959,Ruiqi,Minor focus,No focus,Neutral,,No,No,,2022-10-05T15:39:58-04:00,https://www.cnbc.com/2022/10/05/investors-with-a-60/40-portfolio-may-want-to-shift-focus-into-fixed-income-now.html,"[{'name': 'fixed income', 'weight': 0.088487335}, {'name': 'Bond yields', 'weight': 0.08839078}, {'name': 'fixed income instruments', 'weight': 0.0850492}, {'name': 'short duration fixed income', 'weight': 0.08426369}, {'name': 'solid income', 'weight': 0.08048832}, {'name': 'income', 'weight': 0.07874962}, {'name': 'Shorter duration bonds', 'weight': 0.075847745}, {'name': 'Bonds', 'weight': 0.07338214}, {'name': 'bonds', 'weight': 0.07338214}, {'name': 'LPL Financial', 'weight': 0.07215413}]","[{'name': 'Finance'}, {'name': 'Business'}]","[{'data': 'Barry Gilbert', 'type': 'PERSON', 'mentions': 3}, {'data': 'David Sneddon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Reynolds', 'type': 'PERSON', 'mentions': 4}, {'data': 'Anthony Saglimbene', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rob Burnette', 'type': 'PERSON', 'mentions': 1}, {'data': 'LPL Financial', 'type': 'ORG', 'mentions': 4}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Glenmede', 'type': 'ORG', 'mentions': 2}, {'data': 'U.S. Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'IBM', 'type': 'ORG', 'mentions': 1}, {'data': 'Saglimbene', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Troy', 'type': 'GPE', 'mentions': 1}, {'data': 'Ohio', 'type': 'GPE', 'mentions': 1}]","Portfolio managers who've traditionally used a 60/40 stocks-to-bonds split for clients say that now is the time to consider buying more heavily into fixed income to weather volatility and economic weakness ahead. Both asset classes have had a rough year. Bond yields have rebounded lately, and some areas of the market are showing solid income for investors. Yields move opposite bond prices. ""Bonds are more attractive than they've been in a while, probably over a decade,"" said Barry Gilbert, an asset allocation strategist for LPL Financial, adding that they make the most sense for investors who are more conservative or looking to pad income in their portfolio. At the same time, stocks have been volatile and are likely to continue to whiplash. That's already prompted investors to sell out of the riskier assets in exchange for the safety of fixed income. The ratio between equities and bonds has fallen since mid-August, Credit Suisse analyst David Sneddon wrote in a Monday note. ""This suggests that we may be seeing a more decisive turn lower and a more sustainable downtrend as investors move out of equities further and finally start moving into bonds, with the equity downtrend itself expected to gather pace,"" he said. Which bonds make sense The threat of a potential recession is spurring movement into bonds, especially as continued high inflation and rate hikes from the Federal Reserve weigh on stocks. ""We think equities have further room to fall particularly as earnings are at further risk in a recession scenario,"" said Michael Reynolds, Glenmede's vice president of investment strategy. In such an economic environment, being underweight market risk makes sense. It also seems sensible to turn to fixed income for some protection. Historically, bonds mitigate risk and blunt volatility that equities usually see. Although this year has been rough on both asset classes, it hasn't changed that fact, according to Anthony Saglimbene, chief market strategist at Ameriprise Financial. ""What has changed this year is that income is looking more attractive today with yields coming back up,"" he said. ""When you start getting 4% for the two-year and near 4% on the 10-year, those are attractive yields."" Currently, the yield on the two-year U.S. Treasury is about 4.14%, while the yield on the 10-year is 3.75%. Shorter duration bonds are popular with investors right now due to these higher yields. For instance, rates on the U.S. one-year and three-year bonds are above 4%. ""Right now, we are putting our over weights into short duration fixed income,"" said Reynolds. ""We're also less exposed there to rise in interest rates."" He noted that the firm's sweet spot is in the two-to-three-year range, as that's where they're finding the best value. Those with more bonds in their portfolio would want to lean more heavily on the shorter end of the yield curve for the most protection and income, according to LPL's Gilbert. However, investors with a more traditional 60/40 split would probably want to hold duration around six or seven years, he said. Of course, if there is a recession in the next few years, there will come a point when it makes sense to beef up on bonds even more and look for investments farther out on the yield curve. ""In recession environments you want to have a little bit of duration and if interest rates come in you can get a big payoff on those bets,"" said Reynolds of Glenmede. Now, he noted, that bet is a little premature because interest rates are likely to go a bit higher. Other areas of fixed income To be sure, investors may be wary of bonds as they've also been hit hard this year, resulting in price declines on both sides of the 60/40 portfolio. For those that are looking for income but don't want to play too heavily in bonds, there are some other options, according to Rob Burnette, CEO and financial advisor at Outlook Financial Center in Troy, Ohio. That includes blue-chip stocks that pay solid dividends like IBM or looking at other investments such as preferred securities or structured notes. Preferred securities are fixed income instruments that hold some qualities of stocks and bonds and generally offer higher yields, while structured notes are debt issued by financial institutions. It may also make sense to have a larger cash holding on the sidelines ready to go back into equities. ""It's good to have some dry powder on the sidelines in the environment like this, you never really know what sort of opportunities will arise,"" said Reynolds. It may also be a good time to buy stocks and bonds now and move back toward a 60/40 split, said Gilbert. ""You should be looking at opportunities when it feels the worst to do it,"" he said. It might make sense to rebalance Investors who want to position appropriately for the coming months may not have to do much to bring their portfolios in line, given the sell-off in equities year to date. Still, it makes sense to regularly reassess the balance of bonds, stocks and cash to make sure your allocation meets your goals. Many investors may find that even if they haven't seen great gains this year, they're still set up for success in the long term and shouldn't make any emotionally driven changes. ""A well-diversified portfolio continues to be the best path forward for investors,"" said Saglimbene.",046e9e6d5fdc4a6eb1dd181b9f03a219,Investors with a 60/40 portfolio may want to shift focus into fixed income now,4,,,,
+8132,"Many Walmart shoppers will soon see new packaging as retailer tries to cut waste - BENTONVILLE, Ark. —‎‏ Shoppers who click the ""buy"" button on Walmart 's website and pick up items curbside will soon spot a difference: new packaging.
+
+The nation's largest retailer will roll out changes to eliminate waste across its business, it said Thursday. Walmart will swap plastic mailers for paper ones that can be recycled curbside.
+
+It will add made-to-fit technology in about half of its fulfillment centers, so each shipped box uses less material and more boxes can fit on each truckload. And by the end of the year, customers at all of its stores will be able to choose to skip plastic bags when retrieving curbside pickup orders.
+
+""It's about making sustainability the everyday choice for our customers,"" said Jane Ewing, Walmart's senior vice president of sustainability. ""And it's about making sure the path of least resistance is the most sustainable one.""
+
+She said the company aims to offer products that are better for the planet, but without the higher price tag.
+
+Walmart wants to reduce packaging as online sales become a bigger part of its business. Digital transactions now make up about 13% of total annual sales for Walmart in the U.S. The moves can also appeal to customers who care about the environment, or have grown tired of discarded boxes and plastic bags piling up at their homes.
+
+For a retailer with a reach as staggering as Walmart's, a change can quickly add up. The company's switch to paper mailers is expected to eliminate more than 2,000 tons of plastic from circulation in the U.S. by the end of January.
+
+Other retailers are trying to cut down on packaging and cater to customers who care about sustainability, too. Amazon has also used more made-to-fit packaging after investing two years ago in CMC, a company that makes the packaging machine.
+
+It is also working with vendors to ship more packages in their own containers rather than putting them in an additional box. More than 10% of its parcels last year were shipped without Amazon packaging, and the company said it plans to increase that share.
+
+Amazon allows customers to save a dollar or two by consolidating purchases into a single package. Walmart began offering shoppers a similar option in March, but without a financial incentive.
+
+Meanwhile, Target has replaced bubble wrap with recyclable paper cushioning. Last year, it launched a household essentials brand, Everspring, that cuts back on waste with reusable glass cleaning spray bottles. At three stores, it's piloting a returnable bags to reduce single-use bags.
+
+Along with appealing to shoppers, the sustainability push can come with cost benefits. With made-to-fit packaging, for example, each box requires less material and plastic air pillows that cushion an item ‚Äî making truckloads more efficient. The box changes also reduce labor for workers who previously made and taped the containers by hand.","{'positive': 0.12273026, 'negative': 0.02504092, 'neutral': 0.8522289}","Walmart is introducing new packaging to customers in its stores, including paper ones that can be recycled curbside. The move is part of a larger effort by the nation's largest retailer to reduce waste and cater to customers who care about the environment. Amazon has also used more made-to-fit packaging after investing two years ago in CMC, a company that makes the packaging machine. Target has replaced bubble wrap with recyclable paper cushioning and launched a household essentials brand, Everspring, that cuts back on waste with reusable glass spray bottles.","By the end of the year, Walmart, the nation's biggest retailer, will also allow customers to opt out of plastic bags when using curbside pickup.",WMT,Consumer Goods,Multiline and Specialty Retailers & Distributors,Walmart Inc.,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail‚Äôs significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers‚Äô rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity‚Äôs reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers‚Äô preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.7509048780731666, 'Product Sourcing, Packaging & Marketing': 0.8054832280266218, 'Energy Management in Retail & Distribution': 0.7631097378220416, 'Labour Practices': 0.7622054270999356, 'Data Security': 0.7549656668035366}",0.8054832280266218,Ruiqi,Major focus,Major focus,Positive,"Product Sourcing, Packaging & Marketing, Energy Management in Retail & Distribution",Major,Major,Positive,2022-12-13T10:24:57+00:00,https://www.washingtonpost.com/world/2022/12/13/hong-kong-google-anthem-search/,"[{'name': 'Hong Kong', 'weight': 0.12374305}, {'name': 'Hong Kong authorities', 'weight': 0.11903366}, {'name': 'Hong Kong athletes', 'weight': 0.11667999}, {'name': 'Hong Kong national anthem', 'weight': 0.11276078}, {'name': 'Hong Kong leader John Lee', 'weight': 0.107658006}, {'name': 'online anthem search results', 'weight': 0.10475296}, {'name': 'search results', 'weight': 0.10041065}, {'name': 'organic search results', 'weight': 0.09680524}, {'name': 'Hong Kong’s pro-Beijing legislative council', 'weight': 0.08221769}, {'name': 'pro-Beijing', 'weight': 0.08057982}]",[],"[{'data': 'Hong Kong', 'type': 'GPE', 'mentions': 16}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Wikipedia', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Chris Tang', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Lee', 'type': 'PERSON', 'mentions': 2}, {'data': 'pro-Beijing', 'type': 'PERSON', 'mentions': 1}, {'data': 'the “March of The Volunteers', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'English', 'type': 'LANGUAGE', 'mentions': 1}]","HONG KONG — U.S. tech giant Google is under increasing pressure by the Hong Kong government — and so by association China — to bury a politically sensitive pro-democracy song in its search results. The move shows the rising tensions between multinational tech giants and Chinese authorities as Beijing seeks to bury any lingering dissent from the pro-democracy protests in Hong Kong that began in 2019.
+
+The Hong Kong government’s renewed concern over the song came after at least two instances over the past few months where it was mistakenly used to represent Hong Kong athletes at sports matches.
+
+The appearance of the song at sports events abroad triggered angry reactions from Hong Kong authorities. On Monday Chris Tang, the security minister, said the government will use “every means to rectify the situation.”
+
+On Tuesday, Hong Kong leader John Lee said that the government will continue to correspond and follow up with Google, and that it is “possible to rearrange the search results via advertisements and remove items” that have violated the law.
+
+“Setting aside its legal status, the national anthem represents the dignity and feelings of a country and its people,” Lee said. “It’s a moral issue. I believe any responsible institution must take it seriously.”
+
+Since Hong Kong’s handover from British rule to Beijing in 1997, Hong Kong’s official anthem has been the same as China’s — the “March of The Volunteers.”
+
+During the 2019 protests, however, demonstrators popularized the pro-democracy song, “Glory to Hong Kong,” which widely came to be seen as the “anthem” of the movement — apparently confusing Google’s search algorithms.
+
+Millions marched in peaceful protests against an extradition bill that year, but increased violence amid a heavy-handed police response, and the protesters’ shifting goals, saw Beijing in 2020 impose a national security law that has been used to crack down on freedoms of protest, speech and academic research.
+
+A Google spokeswoman declined to comment, but confirmed the company does not manipulate rankings of organic search results, which are determined by algorithms. The company says it only removes content that violates their policies or are deemed illegal in different jurisdictions.
+
+The top results of an English search of “Hong Kong national anthem” on Google, is the Wikipedia page for “Glory to Hong Kong” with text saying that some have dubbed it the “national anthem of Hong Kong.” The next result is the Wikipedia entry for “March of the Volunteers” and the video offerings are clips of the pro-democracy song on YouTube.
+
+Several other members of Hong Kong’s pro-Beijing legislative council flagged the severity of the incident and demanded the government to regularly inspect search results and inform the service providers to remove “inaccurate information involving national sovereignty.”
+
+The anger toward an international tech firm is a bit out of character for Hong Kong where access to information online remains largely free as opposed to that in the mainland, and is part of its attraction for multinational companies.",a8e7bd9527a946879f16788c459b11eb,Hong Kong demands Google bury protest song in online anthem search results,4,,,,
+25487,"Morgan Stanley to pay $35 mln to settle SEC charges it mishandled customer data - The logo for Morgan Stanley is seen on the trading floor at the New York Stock Exchange (NYSE) in Manhattan, New York City, U.S., August 3, 2021. REUTERS/Andrew Kelly
+
+WASHINGTON, Sept 20 (Reuters) - A Morgan Stanley (MS.N) unit has agreed to pay $35 million to settle Securities and Exchange Commission charges it repeatedly failed to safeguard personal information for millions of customers, the regulator said Tuesday.
+
+The SEC said that for five years, Morgan Stanley Smith Barney failed to protect personal identifying information for 15 million customers. The firm agreed to pay the fine without admitting or denying its findings.
+
+Dating back to 2015, the firm failed to properly dispose of devices containing sensitive information, including repeatedly hiring a moving and storage company with no proper expertise to decommission thousands of hard drives and servers, the SEC said. Those devices wound up being sold to a third party and ultimately auctioned online with the personal information intact and unencrypted. Only a portion of those devices were recovered, according to the regulator.
+
+The SEC also said the firm lost track of 42 servers containing personal information when it was undergoing a hardware refresh program, and failed to activate existing encryption software on those devices for years beforehand.
+
+""MSSB's failures in this case are astonishing. Customers entrust their personal information to financial professionals with the understanding and expectation that it will be protected, and MSSB fell woefully short in doing so,"" Gurbir Grewal, the SEC's enforcement director, said in a statement.","{'positive': 0.016026648, 'negative': 0.91942495, 'neutral': 0.064548455}","Morgan Stanley to pay $35 mln to settle SEC charges it mishandled customer data. A Morgan Stanley (MS.N) unit has agreed to pay $35 million to settle Securities and Exchange Commission charges it repeatedly failed to safeguard personal information for millions of customers, the regulator said Tuesday. 
+
+The SEC said that for five years, Morgan Stanley Smith Barney failed to protect personal identifying information for 15 million customers. 
+
+The SEC also said the firm lost track of 42 servers containing personal information when it was undergoing a hardware refresh program, and failed to activate existing encryption software on those devices for years beforehand.",Morgan Stanley to pay $35 mln to settle SEC charges it mishandled customer data,MS,Financials,Investment Banking & Brokerage,Morgan Stanley,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management’s approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity’s amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks’ financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.7632270857532477, 'Professional Integrity': 0.7794474804423159, 'Factors in Investment Banking & Brokerage Activities': 0.7579090973860141, 'Business Ethics': 0.7784548471802003, 'Systemic Risk Management': 0.7795717599420324, 'Employee Incentives & Risk Taking': 0.7601180332351639}",0.7795717599420324,Ruiqi,Major focus,Major focus,Negative,"Professional Integrity, Business Ethics, Systemic Risk Management",Major,Major,Negative,2023-08-24T13:57:08+00:00,https://finance.yahoo.com/news/nvidia-upgraded-estee-lauder-downgraded-135708473.html?.tsrc=rss,"[{'name': 'higher interest rates', 'weight': 0.06059578}, {'name': 'full margin reversion', 'weight': 0.059355598}, {'name': 'investors', 'weight': 0.05813104}, {'name': 'an unchanged price target', 'weight': 0.05750094}, {'name': 'increased share repurchases', 'weight': 0.055007305}, {'name': 'a price target', 'weight': 0.054971382}, {'name': 'no price target', 'weight': 0.054971382}, {'name': 'Operating margins', 'weight': 0.05208865}, {'name': 'Market Perform', 'weight': 0.05028816}, {'name': 'Peer Perform', 'weight': 0.049847595}]",[{'name': 'Finance'}],"[{'data': 'Nvidia', 'type': 'ORG', 'mentions': 4}, {'data': 'Estee Lauder', 'type': 'ORG', 'mentions': 2}, {'data': 'The Fly', 'type': 'ORG', 'mentions': 1}, {'data': 'Stifel', 'type': 'ORG', 'mentions': 2}, {'data': 'Exane BNP Paribas', 'type': 'ORG', 'mentions': 1}, {'data': 'Wedbush', 'type': 'ORG', 'mentions': 2}, {'data': 'AMC Entertainment', 'type': 'ORG', 'mentions': 3}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 2}, {'data': 'Prudential', 'type': 'ORG', 'mentions': 3}, {'data': 'BofA', 'type': 'ORG', 'mentions': 2}, {'data': 'Williams-Sonoma', 'type': 'ORG', 'mentions': 1}, {'data': 'None Wolfe Research', 'type': 'ORG', 'mentions': 4}, {'data': 'Discover Financial', 'type': 'ORG', 'mentions': 2}, {'data': 'DFS', 'type': 'ORG', 'mentions': 1}, {'data': 'None Bernstein', 'type': 'ORG', 'mentions': 1}, {'data': 'Vizio', 'type': 'ORG', 'mentions': 2}, {'data': 'None Piper Sandler', 'type': 'ORG', 'mentions': 1}, {'data': 'Analog Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Ally Financial', 'type': 'ORG', 'mentions': 3}, {'data': 'None Morgan Stanley', 'type': 'ORG', 'mentions': 1}, {'data': 'Fifth Third Bancorp', 'type': 'ORG', 'mentions': 2}, {'data': 'FITB', 'type': 'ORG', 'mentions': 1}, {'data': 'Canoo', 'type': 'ORG', 'mentions': 2}, {'data': 'GOEV', 'type': 'ORG', 'mentions': 1}, {'data': 'Genmab', 'type': 'ORG', 'mentions': 3}, {'data': 'Werewolf Therapeutics (', 'type': 'ORG', 'mentions': 1}, {'data': 'HOWL', 'type': 'ORG', 'mentions': 1}, {'data': 'Barclays', 'type': 'ORG', 'mentions': 1}, {'data': 'Xcel Energy', 'type': 'ORG', 'mentions': 1}, {'data': 'XEL', 'type': 'ORG', 'mentions': 1}, {'data': ""last night's"", 'type': 'TIME', 'mentions': 2}, {'data': 'Predator', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Minnesota', 'type': 'GPE', 'mentions': 1}, {'data': 'Marshall', 'type': 'GPE', 'mentions': 1}]","The most talked about and market moving research calls around Wall Street are now in one place. Here are today's research calls that investors need to know, as compiled by The Fly. 
+
+
+
+Top 5 Upgrades:
+• None Stifel upgraded Nvidia (NVDA) to Buy from Hold with a price target of $600, up from $440. The analyst cites ""another exceptional quarter"" from the company, its ""significantly stronger-than-expected outlook,"" and extended demand visibility for the upgrade. [read more] Exane BNP Paribas also upgraded Nvidia to Outperform from Neutral with a $745 price target following last night's results. [read more]
+• None Wedbush upgraded AMC Entertainment (AMC) to Neutral from Underperform with a price target of $19, up from $2, following the 1-for-10 reverse stock split. The analyst thinks AMC is well positioned against an improving industry backdrop. [read more]
+• None Raymond James double upgraded Prudential (PRU) to Strong Buy from Market Perform with a $125 price target, which represents 38% upside potential. The analyst expects Prudential will ""re-rate"" as it proves out its transformation strategy and reflects potential for increased share repurchases as a catalyst. [read more]
+• None BofA upgraded Williams-Sonoma (WSM) to Neutral from Underperform with a price target of $146, up from $108, following the company's better-than-expected Q2 results. Operating margins were ""much better than expected"" at 14.6% and these ""strong"" Q2 margins take the ""downside scenario off the table"" as full margin reversion looks ""increasingly less likely,"" the analyst tells investors. [read more]
+• None Wolfe Research upgraded Discover Financial (DFS) to Outperform from Peer Perform with a $104 price target. The analyst views Discover as a 25% return on tangible common equity generator in normal times and believes the recent underperformance fueled by internal control and risk management deficiencies will ultimately be remediated. [read more]
+• None Bernstein downgraded Estee Lauder (EL) to Market Perform from Outperform with a price target of $160, down from $230. The firm says the company's fiscal Q4 results ""were not the clearing event that we wanted to see."" [read more]
+• None BofA double downgraded Vizio (VZIO) to Underperform from Buy with a price target of $6, down from $11, as the firm sees headwinds from a weaker macro environment weighing on the device side of the business. [read more]
+• None Piper Sandler downgraded Analog Devices (ADI) to Neutral from Overweight with an unchanged price target of $190 following the July quarter report. While the company is doing almost everything right in terms of reducing excess inventory, ""we simply are not comfortable with the timeframe of the economic downturn,"" the analyst tells investors in a research note. [read more]
+• None Wolfe Research downgraded Ally Financial (ALLY) to Peer Perform from Outperform with a year-end fair value range of $23-$34. The analyst previously assumed Ally's net interest margin would benefit in a recession but now sees a greater likelihood of ""higher-for-longer"" rates exacerbating its margin pressures. [read more]
+• None Morgan Stanley downgraded IFF (IFF) to Equal Weight from Overweight with a price target of $75, down from $112. The analyst says that while de-stocking is coming to an end, a broad-based consumer demand rebound is yet to emerge. [read more]
+• None Raymond James initiated coverage of Fifth Third Bancorp (FITB) with a Market Perform rating and no price target. Fifth Third is positioned for long-term loan growth but similar to peers, the bank faces near-term loan and deposit growth headwinds due to the uncertain economic outlook and higher interest rates, the analyst tells investors in a research note. [read more]
+• None Alliance Global Partners initiated coverage of Canoo (GOEV) with a Buy rating and $1.55 price target. The combination of the company's ""unique modular design,"" large order book, ramping production capacity and clearer funding path make Canoo ""an attractive investment,"" argues the analyst. [read more]
+• None BTIG initiated coverage of Genmab (GMAB) with a Buy rating and $44 price target. Genmab is a ""platform-innovating"" biotechnology company with a management team that has generated eight marketed therapeutics to date, the analyst tells investors in a research note. [read more]
+• None Wedbush last night initiated coverage of Werewolf Therapeutics (HOWL) with an Outperform rating and $9 price target. The company is is developing conditionally-activated cytokines that leverage its proprietary Predator platform for the treatment of solid tumors, the analyst says. [read more]
+• None Barclays initiated coverage of Xcel Energy (XEL) with an Equal Weight rating and $60 price target. The shares have underperformed due to adverse outcomes in Minnesota and lawsuits related to the Marshall wildfires, says the analyst. [read more]",83f0bde8c3cb47e9aa96a6c12e87b832,"Nvidia upgraded, Estee Lauder downgraded: Wall Street's top analyst calls",4,,,,
+14971,"Chinese cameras leave British police vulnerable to spying, says watchdog - British police are leaving themselves open to spying by Beijing because of their reliance on Chinese-made cameras, according to a report from the government’s independent watchdog on surveillance.
+
+Most forces across England and Wales use camera equipment that is either made in China or contains important Chinese components, the biometrics and surveillance camera commissioner has warned.
+
+Fraser Sampson, the publicly appointed commissioner, warned that such equipment poses both security and ethical concerns, at a time when tensions with Beijing are already high.
+
+The report comes a day after the prime minister, Rishi Sunak, warned that British jets are on standby to shoot down Chinese surveillance balloons if any are spotted in UK airspace. And it comes just three months after the government banned Chinese CCTV systems on government property.
+
+Sampson said: “There are major security concerns with a lot of these cameras, both in terms of the technology they contain and what happens to the data that comes from them. If you buy a system like this, you have to be able to trust the company you are buying from.”
+
+He added that using Chinese-made cameras also presents ethical concerns, since some have been implicated in helping the Chinese government monitor detainment camps for Uyghurs in Xinjiang province.
+
+His comments came after Sir Alex Younger, the former head of MI6, said the UK should “wake up” to the threat posed by China, following last week’s decision by Washington to shoot down a balloon officials believed to be carrying out surveillance.
+
+Younger told the BBC’s Today programme western nations were “under full press of Chinese espionage”.
+
+Sampson’s office surveyed all 43 police forces in England and Wales, asking them about the technology they use in drones, helicopters, body cameras, traffic cameras and other types of surveillance equipment.
+
+Most of those – 39 – responded, 24 of which said they use CCTV cameras within their buildings made by one of five companies that are either Chinese or, the commissioner’s office believes, use multiple Chinese parts.
+
+Eighteen forces said they used equipment made by those companies in external CCTV systems, while 11 said they did so for number plate recognition cameras.
+
+Of the five companies, three are Chinese, one Taiwanese and one American. The Chinese firms are Hikvision, Dahua and Huawei.
+
+The Taiwanese company is Nuuo, and the US company is Honeywell. Honeywell cameras have previously been found to contain parts made by Huawei, while Sampson said officers had found the same to be true of those made by Nuuo. Nuuo did not respond to a request to comment.
+
+Hikvision, the world’s largest maker of surveillance equipment, is the biggest supplier of such products to British police.
+
+The UK is one of Hikvision’s biggest markets, but the company has come under scrutiny in recent years for its role in providing cameras to the Chinese government for use in Xinjiang. In 2019, it was one of 28 companies placed on a US trade blacklist, as officials in Washington accused it of being implicated in “human rights violations and abuses”.
+
+At least two police forces said they used Hikvision cameras in their bodycams, which Sampson warned could be used to send data back to Beijing.
+
+The report highlights a particular risk that systems could download automatic software upgrades enabling them to carry out surveillance that was not originally advertised as a capability. For example, CCTV cameras could easily be upgraded remotely to be able to read vehicle registration plates.
+
+“Chinese companies can easily deliver system upgrades to such cameras which would allow them to record the video or audio and download them to Chinese servers,” he said.
+
+His report warns: “It is clear that the full capability of some of the technology owned by some respondents is not fully understood, be that at the point of purchase or further down the line when software updates are downloaded.”
+
+Meanwhile, data revealed by the Telegraph on Tuesday found that two-thirds of the camera drones in use by British police are made by the Chinese company DJI, which is also blacklisted in the US.
+
+DJI dominates the global market in civilian camera drones, in part because its technology costs much less than that of western rivals. But US officials warn that the information from them could be seized by Beijing with no notice under the country’s national intelligence law. That law says companies must “support, assist and cooperate” with state intelligence services.
+
+Sampson’s report found that 23 of the 31 forces that use DJI drones said they were aware of the risks posed by the drones but have continued to use them anyway.
+
+The report called for additional guidance to be given to officers in charge of procurement about which companies were safe to buy from. But it also questioned whether those officers had sought enough information before making previous purchases.
+
+“There are clearly issues with existing procurement processes, if a strict application of the current rules results in a force acquiring technology from a manufacturer or supplier about which there are legitimate security or ethical concerns,” the report says.
+
+A government spokesperson said: “The National Cyber Security Centre has produced new guidance to help the police, and other organisations, assess and gain confidence in their supply chain cyber security.
+
+“We are committed to promoting the ethical development and deployment of technology in the UK and overseas. We are aware of a number of Chinese technology companies linked to violations taking place in Xinjiang and are monitoring the situation closely.”","{'positive': 0.027838668, 'negative': 0.5319882, 'neutral': 0.44017315}","The UK government's independent watchdog has warned that British police forces are leaving themselves open to spying by Beijing due to their reliance on Chinese-made cameras, which have posed major security and ethical concerns. The report found that 23 of the 43 police forces in England and Wales use cameras made by five companies that are either made in China or contain important Chinese components, the biometrics and surveillance camera commissioner has warned. It also found that two of the camera operators involved in UK police drone surveillance are made by the Chinese company DJI, which is also found to be the third-thirds of the global market in civilian camera drones. The British government's watchdog, Fraser Sampson, has called for additional guidance to be given to other companies in procurement which are in violation of national intelligence law.",Warning in surveillance commissioner’s report comes after Chinese CCTV cameras banned from government property,HON,Resource Transformation,Electrical & Electronic Equipment,Honeywell Intl Inc,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity’s brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity’s cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7445186570932657, 'Hazardous Waste Management': 0.730588479144812, 'Materials Sourcing': 0.7571307015829726, 'Energy Management': 0.7276229840254949, 'Product Lifecycle Management': 0.7471374091246148, 'Business Ethics': 0.7926921958710559}",0.7926921958710559,Ruiqi,Major focus,Minor focus,Negative,"Business Ethics, Product Lifecycle Management",Major,Minor,Positive,2023-01-23T14:05:11+00:00,https://www.cnbc.com/2023/01/23/spotify-to-cut-6percent-of-its-workforce-as-tech-layoffs-continue.html,"[{'name': 'impacted employees', 'weight': 0.081252046}, {'name': 'employees', 'weight': 0.078036}, {'name': 'Daniel Ek', 'weight': 0.07789715}, {'name': 'Ek', 'weight': 0.07376093}, {'name': 'exclusive podcasting deals', 'weight': 0.07049101}, {'name': 'exclusive podcasts', 'weight': 0.066609174}, {'name': 'Monday', 'weight': 0.06285887}, {'name': 'immigration support', 'weight': 0.06235127}, {'name': 'continued health care coverage', 'weight': 0.06229887}, {'name': 'Meghan Markle', 'weight': 0.05998418}]",[],"[{'data': 'Spotify', 'type': 'ORG', 'mentions': 10}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Stock Exchange', 'type': 'ORG', 'mentions': 1}, {'data': 'Ek', 'type': 'ORG', 'mentions': 1}, {'data': 'Conde Nast Entertainment', 'type': 'ORG', 'mentions': 1}, {'data': 'Higher Ground Productions', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'the U.S. Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'Sweden', 'type': 'GPE', 'mentions': 2}, {'data': 'the next several hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Daniel Ek', 'type': 'PERSON', 'mentions': 4}, {'data': 'Dawn Ostroff', 'type': 'PERSON', 'mentions': 3}, {'data': 'Barack', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michelle Obama', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Rogan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kim Kardashian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Prince Harry', 'type': 'PERSON', 'mentions': 1}, {'data': 'Meghan Markle', 'type': 'PERSON', 'mentions': 1}]","Spotify announced Monday it's cutting 6% of its global workforce as the music streaming company contends with a gloomy economic environment that has seen consumers and advertisers alike limit their spending.
+
+Spotify has a total workforce of around 9,800 people, which means the cuts impact about 600 employees. According to its LinkedIn profile, the company employs 5,400 people in the U.S. and 1,900 in Sweden.
+
+Spotify, which is based in Sweden but listed on the New York Stock Exchange, sent an internal memo out to staff Monday announcing the layoffs.
+
+One-on-one conversations with impacted employees will begin over the next several hours, Daniel Ek, Spotify's CEO, wrote in the note, which was posted publicly on the company's website.
+
+""Like many other leaders, I hoped to sustain the strong tailwinds from the pandemic and believed that our broad global business and lower risk to the impact of a slowdown in ads would insulate us,"" Ek said.
+
+""In hindsight, I was too ambitious in investing ahead of our revenue growth. And for this reason, today, we are reducing our employee base by about 6% across the company.""
+
+Ek said in the note to employees that he takes ""full accountability for the moves that got us here today.""
+
+Laid-off employees will receive an average of five months of severance and continued health care coverage and immigration support for workers whose immigration status is connected with their employment, Ek said.
+
+Dawn Ostroff, Spotify's head of content, is also leaving the firm. Ostroff, a former president of Conde Nast Entertainment, joined Spotify in 2018 to help the company grow its fledgling advertising and podcasting businesses.
+
+In her time at Spotify, Ostroff signed Barack and Michelle Obama's production company Higher Ground Productions to have the former U.S. president and first lady work on exclusive podcasts for Spotify. She also led the deal to get exclusive rights to The Joe Rogan show and was responsible for negotiating exclusive podcasting deals with Kim Kardashian, Prince Harry and Meghan Markle.
+
+""Because of her efforts, Spotify grew our podcast content by 40x, drove significant innovation in the medium and became the leading music and podcast service in many markets,"" Ek said in the memo Monday.
+
+Last week, Google became the latest major tech name to announce layoffs, announcing plans to cut 12,000 employees. Microsoft and Amazon , meanwhile, have also announced layoffs.
+
+Tech firms faced a reckoning in 2022 as interest rate hikes from the U.S. Federal Reserve made shares a less attractive bet for investors.",9bdd34456eed4e05937a89a11152cbb9,"Spotify cuts 6% of its workforce, content chief departs",4,,,,
+26428,"FTC Asks Kroger for More Information on Albertsons Deal - Kroger Co. said Tuesday the U.S. Federal Trade Commission is seeking more information about its planned $24.6 billion purchase of rival Albertsons Cos. Inc.
+
+The grocery giant said the request was expected as regulators continue to poke around a deal that would merge two of the biggest names in the U.S. grocery industry.","{'positive': 0.24733752, 'negative': 0.1678071, 'neutral': 0.5848554}","FTC Asks Kroger for More Information on Albertsons Deal. 
+
+Kroger Co. said Tuesday the U.S. Federal Trade Commission is seeking more information about its planned $24.6 billion purchase of rival Albertsons Cos. Inc.
+
+The grocery giant said the request was expected as regulators continue to poke around a deal that would merge two of the biggest names in the U.S. grocery industry.",Regulators scrutinize the $24.6 billion deal that would merge two of the biggest names in the U.S. grocery industry.,KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth‚Äôs ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry‚Äôs exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers‚Äô brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity‚Äôs reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry‚Äôs competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers‚Äô shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity‚Äôs reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers‚Äô private data can undermine their trust in an entity‚Äôs ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7464621925596943, 'Air Emissions from Refrigeration': 0.7345516927376666, 'Food Waste Management': 0.7362535332338489, 'Product Labelling & Marketing': 0.7628204444763296, 'Energy Management': 0.7366276941398505, 'Supply Chain': 0.753347018304781, 'Product Health & Nutrition': 0.7786121167708273, 'Fleet Fuel Management': 0.7539558428746751, 'Labour Practices': 0.7628660295548876, 'Data Security': 0.7596478660097072}",0.7786121167708273,Ruiqi,Major focus,Major focus,Neutral,Supply Chain,Major,Major,Neutral,2023-07-31T07:52:28+00:00,https://www.businessinsider.com/iphone-15-thinnest-bezels-biggest-change-apple-fanbase-2023-7,"[{'name': 'new iPhone models', 'weight': 0.13563722}, {'name': 'iPhone', 'weight': 0.12141735}, {'name': 'thinner bezels', 'weight': 0.10384413}, {'name': 'thin phone borders', 'weight': 0.08891321}, {'name': 'A bezel less iPhone', 'weight': 0.080133274}, {'name': 'phone borders', 'weight': 0.076787055}, {'name': 'The new iPhone', 'weight': 0.07221754}, {'name': 'the new iPhone', 'weight': 0.07221754}, {'name': 'Apple users', 'weight': 0.068226285}, {'name': 'Bloomberg', 'weight': 0.06605776}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 8}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 6}, {'data': 'iPhone', 'type': 'ORG', 'mentions': 1}, {'data': 'the iPhone 15', 'type': 'PRODUCT', 'mentions': 15}, {'data': 'Face ID', 'type': 'PRODUCT', 'mentions': 1}, {'data': '5', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'MagSafe', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mark Gurman', 'type': 'PERSON', 'mentions': 1}, {'data': '@Rjey', 'type': 'PERSON', 'mentions': 1}]","• Bloomberg reported that the new iPhone 15 will have ""thinner bezels.""
+• That the fanfare is around thin phone borders really goes to show just how underwhelming the new model's changes could be.
+• Other expected changes include a titanium frame and ditching the lightning cable for USB-C.
+
+The upcoming iPhone 15 could have thinner bezels, Bloomberg's Mark Gurman reported Monday, and it seems that a new era of understated advancements is upon us.
+
+The new iPhone 15 could have its bezel — the border around a phone's screen — shrink from 2.2 millimeters to 1.5 millimeters. This new design is made possible by ""low-injection pressure over-molding"" or LIPO technology, according to Bloomberg.
+
+But even before Bloomberg's report, I was already startled by the bezel discourse from Apple's fanbase and gadget media circles.
+
+Twitter user @Rjey posted on July 25, ""A bezel less iPhone is coming! This looks amazing."" The tweet had over 2,200 likes and had been viewed over 225,000 times since being posted.
+
+Another user @sondesix tweeted on July 24: ""Your dream of the bezel-free iPhone might come true. 👀""
+
+And then @AppleTrack tweeted about the bezel shrinkage on Monday: ""This is a reduction of more than 30%, and it's said to give iPhone the thinnest bezels of any smartphone in the world.""
+
+To me, it's telling that Apple's biggest fans are focusing on this lone tweak in phone borders as the new model's big change.
+
+Remember when Apple used to stir the pot with major innovations instead of minor design modifications? There was the home button's farewell and the advent of Face ID with the iPhone X. Or, the arrival of 5G connectivity and MagSafe attachable accessories with the iPhone 12.
+
+Let's not forget the iPhone 4, which introduced the front-facing camera, forever changing the selfie game.
+
+Or the iPhone 6, which ushered in the era of mobile payments by introducing near field communications, or NFC, to Apple users.
+
+Aside from the barely there bezels, Bloomberg also shared a list of other changes that could come with the iPhone 15. These include a lighter titanium frame, a move from lightning cables to USB-C, and a beefed-up battery life.
+
+Apple typically releases new iPhone models in September, but the company hasn't yet announced the new phone's release date. Bloomberg reported that Apple aims to produce 85 million units of the iPhone 15 this year, slightly lower than last year's 90 million units for the iPhone 14.
+
+For now, I'll reserve judgment until Apple formally launches the iPhone 15, because this bezel hype hasn't convinced me yet.",c3896f28c6ad43f09672d2c378aac9f0,Apple's fanbase really wants you to know about the iPhone 15's 'thinnest bezels' — and it shows just how underwhelming the new model could be,4,,,,
+11877,"Goldman cutting more than 30 Asia investment banking jobs - sources - HONG KONG, June 15 (Reuters) - Goldman Sachs Group (GS.N) is cutting more than 30 banking jobs in Asia, two sources with knowledge of the matter said, as a challenging markets environment weighs on Wall Street banks' dealmaking and trading revenues.
+
+The reduction in regional jobs, most of which are in the global banking & markets division, started on Wednesday, said the sources, who declined to be named as they were not authorised to speak to the media.
+
+Goldman Sachs declined to comment.","{'positive': 0.0074098646, 'negative': 0.96955353, 'neutral': 0.023036722}","Goldman Sachs Group (GSN) is cutting more than 30 banking jobs in Asia, as a challenging markets environment weighs on Wall Street banks' dealmaking and trading revenues. The reduction in regional jobs, most of which are in the global banking & markets division, started on Wednesday. Goldman Sachs declined to comment.","Goldman Sachs Group is cutting more than 30 banking jobs in Asia, two sources with knowledge of the matter said, as a challenging markets environment weighs on Wall Street banks' dealmaking and trading revenues.",GS,Financials,Investment Banking & Brokerage,Goldman Sachs Group Inc,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management’s approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity’s amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks’ financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.7977628653246295, 'Professional Integrity': 0.7465086991465514, 'Factors in Investment Banking & Brokerage Activities': 0.7753861420538751, 'Business Ethics': 0.7727634336204918, 'Systemic Risk Management': 0.783984514857183, 'Employee Incentives & Risk Taking': 0.7688160549599872}",0.7977628653246295,Ruiqi,Minor focus,Major focus,Negative,"Employee Diversity & Inclusion, Professional Integrity, Employee Incentives & Risk Taking",Major,Major,Negative,2023-05-25T14:03:29+00:00,https://www.thesun.co.uk/tech/22478769/android-apps-dangerous-mistakes-warning-security/,"[{'name': 'Android apps', 'weight': 0.14859775}, {'name': 'bad apps', 'weight': 0.14570124}, {'name': 'Apps', 'weight': 0.14548934}, {'name': 'apps', 'weight': 0.14548934}, {'name': 'app permissions', 'weight': 0.1445649}, {'name': 'Malicious apps', 'weight': 0.14201117}, {'name': 'malicious apps', 'weight': 0.14201117}, {'name': 'rogue apps', 'weight': 0.13847342}, {'name': 'phone calls', 'weight': 0.105694205}, {'name': 'dangerous mistake', 'weight': 0.087253034}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 4}, {'data': 'The U.S. Sun', 'type': 'ORG', 'mentions': 1}, {'data': 'SenseOn', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'the Play Store', 'type': 'ORG', 'mentions': 2}, {'data': 'WhatsApp', 'type': 'ORG', 'mentions': 1}, {'data': 'Uber', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Brad Freeman', 'type': 'PERSON', 'mentions': 5}, {'data': 'Android Play Store', 'type': 'PRODUCT', 'mentions': 1}]","KEEP a close eye on your apps Рthere are some telling signs that you've installed something dangerous.
+
+A top cyber-expert has revealed the mistakes you might make when downloading and using Android apps.
+
+It's likely that most of the apps on your Android phone are perfectly safe
+
+But every so often, a dangerous app can make its way onto your phone.
+
+Malicious apps can cause a whole host of problems: they can spy on you and steal your info to defraud or extort you, infect your device with phone-ruining malware, or even outright steal your cash.
+
+The U.S. Sun spoke to Brad Freeman, Director of Technology at SenseOn, who revealed some mistakes you might make when installing apps.
+
+And if you think you've installed a malicious Android app, it's important to delete it right away.
+
+Brad's first tip is about where you find your apps.
+
+""Never install an app outside of your phone’s official app store,"" Brad explained.
+
+The official Android Play Store is vetted by Google to make sure bad apps don't make their way onto it.
+
+It's not a perfect system, but it helps to keep plenty of malicious apps from ending up on your phone.
+
+However, it's still possible to install apps from rival stores or websites.
+
+This is often deemed risky by cyber-experts, as there are fewer safeguards when installing an app outside of the Play Store.
+
+So be extremely cautious when doing so – and try to stick to the official Google store if you can.
+
+The second tip is to do your research before installing any app.
+
+""Always check the reviews for the app on the App store,"" Brad advised.
+
+This is a great tip to avoid accidentally installing a bad app.
+
+Often rogue apps will have very few reviews – and then ones they do have will be poor.
+
+The number of reviews is also a good way to spot if you're downloading a fake version of a real app.
+
+For instance, if the WhatsApp app you're installing only has 12 reviews, it's clearly not the real thing.
+
+So check reviews to see what other users are saying about the app before installing it.
+
+If you've got a strange app already with awful reviews, it's probably best to delete it.
+
+The third and final tip is to keep an eye on how apps are using sensitive parts of your phone.
+
+""Be cautious of any permissions requested by apps,"" Brad warned.
+
+""For example, a calculator shouldn’t need permissions to make phone calls or access your images!""
+
+Apps often need permissions to use sensitive features or settings on your phone.
+
+You'll need to grant Uber location access and Instagram needs camera access – otherwise the apps won't work properly.
+
+But if you notice an app requesting strange permissions or using them at odd times, it's a clear warning sign.
+
+You can check on (and deny) app permissions in your Android privacy settings at any time.",c981345b8e384ea098c56bee92b409a2,I'm a tech expert – delete apps now if you've made dangerous mistake,4,,,,
+6071,"Corporate Responsibility at T-Mobile: Reaching New Heights and Breaking Down Barriers - NORTHAMPTON, MA / ACCESSWIRE / June 15, 2023 / Over the last few years, the Un-carrier has continued to reach new heights and break down new barriers, each year building on the last as our scale and reach has grown. And as we've continued to grow and pursue our mission to be the best in the world at connecting customers to their world, we have done so with purpose.
+
+The power of our network technology positively impacts the lives of customers across the country as it connects people to social, educational, and economic opportunities and enables businesses to implement innovative and sustainable technology solutions. That's why, when it comes to corporate responsibility at T-Mobile, it's not simply about doing the right thing, it's about doing our thing-leveraging our network, scale, and resources to be an even greater force for good in wireless and the world we live in.
+
+This work is not only foundational to our business, it's important to many of our stakeholders-including our customers, employees, shareholders. Over the past several years there has been a substantial shift in how people are making decisions about the companies they work for, buy from and invest in. Today 80% of consumers and employees say they're more likely to buy from or work for companies that share their values across environmental, social, and governance (ESG) categories. And the majority of investors want companies to enhance their ESG reporting to inform their long-term decisions as they increasingly see strong corporate responsibility practices as integral to a strong and resilient business.
+
+T-Mobile takes a strategic approach to corporate responsibility, placing focus and investments on areas where we can drive the greatest impact through our operations, technology, and our people. As a company that provides digital connectivity, we work to empower as many people as possible with the tools and access to succeed in today's digital world. We are also relentless in creating genuine, positive opportunities within our walls and in our communities through our diversity, equity, and inclusion efforts. And we constantly look to leverage our technology, partnerships, and resources to support solutions that prioritize our planet as we continue to take bold steps to create a more sustainable future for all.
+
+Underpinning this work is our focus on continuously investing in responsible business practices enabling us to realize our ambitions by doing things the right way-always-with integrity, transparent reporting, and strong corporate governance practices. This is how we continue to build trust and foster meaningful engagement with our customers, employees, community partners and shareholders, allowing us to keep our finger on the pulse of what issues matter most to them.
+
+In the new era of Un-carrier, we're more committed than ever to getting it right and connecting with purpose. We'll continue to evolve and strengthen our corporate responsibility efforts to meet the moment, remaining responsive to stakeholder needs, emerging regulations, and industry trends. We'll also bring our unstoppable spirit to drive positive change and progress across our strategic areas of opportunity and impact. We look forward to creating a connected world where everyone can thrive while serving as an even greater force for good.
+
+View additional multimedia and more ESG storytelling from T-Mobile on 3blmedia.com.","{'positive': 0.43110645, 'negative': 0.011544833, 'neutral': 0.55734867}","T-Mobile is committed to creating a connected world where everyone can thrive while serving as an even greater force for good in wireless and the world we live in. The Un-carrier has seen a shift in how people make decisions about the companies they work for, buy from and invest in, and 80% of consumers and employees say they're more likely to buy from or work for companies that share their values across environmental, social, and governance (ESG) categories. T-Mobile takes a strategic approach to corporate responsibility, placing focus and investments on areas where we can drive the greatest impact through our operations, technology, and our people. It is also relentless in creating genuine, positive opportunities within our walls and in our communities through diversity, equity, and inclusion efforts.","Over the last few years, the Un-carrier has continued to reach new heights and break down new barriers, each year building on the last as our scale and reach has grown.",TMUS,Technology & Communications,Telecommunication Services,T-Mobile US Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called “last-mile” of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity’s products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.7918880441284047, 'Product End-of-life Management': 0.7881051448641012, 'Environmental Footprint of Operations': 0.8025548922529349, 'Data Privacy': 0.8108231803624518, 'Managing Systemic Risks from Technology Disruptions': 0.7850175647418901, 'Data Security': 0.7919695849866786}",0.8108231803624518,Ruiqi,Major focus,Major focus,Positive,"Competitive Behaviour & Open Internet, Product End-of-life Management, Environmental Footprint of Operations, Data Privacy, Managing Systemic Risks from Technology Disruptions, Data Security",Major,Major,Positive,2023-03-17T08:50:17+00:00,https://www.indiatimes.com/technology/news/googles-data-hegemony-hurting-fair-competition-cci-596154.html,"[{'name': 'Fewer Google Apps', 'weight': 0.11385515}, {'name': 'Google', 'weight': 0.11128525}, {'name': 'Google Chrome', 'weight': 0.108249046}, {'name': 'free competition', 'weight': 0.09148582}, {'name': 'Fair Competition', 'weight': 0.08770417}, {'name': 'many unfair practices', 'weight': 0.08052739}, {'name': 'tech giants', 'weight': 0.079510294}, {'name': 'CCI arguments', 'weight': 0.077287376}, {'name': 'open competition', 'weight': 0.0763347}, {'name': 'Googles anti-competitive practices', 'weight': 0.076298565}]",[],"[{'data': 'Indian', 'type': 'NORP', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 13}, {'data': 'Competition Commission of India', 'type': 'ORG', 'mentions': 1}, {'data': 'CCI', 'type': 'ORG', 'mentions': 6}, {'data': 'the National Company Law Appellate Tribunal', 'type': 'ORG', 'mentions': 2}, {'data': 'NCLAT', 'type': 'ORG', 'mentions': 4}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Play Store', 'type': 'ORG', 'mentions': 1}, {'data': 'PTI', 'type': 'ORG', 'mentions': 1}, {'data': 'N Venkataraman', 'type': 'PERSON', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 2}]","Indian regulator Competition Commission of India (CCI) on Thursday accused Google of creating a digital data hegemony while calling for a market that is ""free, fair"" and promotes ""open competition.""
+
+Speaking before the National Company Law Appellate Tribunal (NCLAT), Additional Solicitor General N Venkataraman said in concluding CCI arguments that more freedom for everyone in the tech industry would hold up the ideals of free competition as opposed to the walled garden approach that is now preferred by tech giants like Google.
+
+Just year, the CCI slapped two hefty fines on the US-based tech giant. The first penalty worth ₹1,337.76 crore was in relation to Google's anti-competitive practices in the Android smartphone ecosystem. Google was ordered to stop its unfair business practices by the CCI. This is the ruling that was challenged before the NCLAT that is currently in process. Another fine worth ₹936 crore was also imposed on Google for its anti-competitive Play Store practices.
+
+Also read: Google Chrome Working On New Mouse Shortcut To Close Active Tabs Quickly
+
+CCI's rep said that Google has been using its search engine as a ""castle"" of sorts with its other apps playing the role of a defensive ""moat."" Using this ""castle and moat"" analogy, Venkataraman said that Google has established data hegemony; always expanding at the cost of smaller players.
+
+He asserted that CCI's remedial steps would bring more freedom to the market and allow players to capitalise on the benefits of free and fair competition as opposed to what Google has built with its ""walled garden,"" PTI reported.
+
+Also read: India-Specific 'IMADA' Licence Means Fewer Google Apps On Your Next Android Device
+
+
+
+CCI also referred to mandatory pre-installation, premier placement of its own apps as one of many unfair practices undertaken by Google to exploit its dominant position.
+
+Google has challenged the CCI order, but was ordered by a different NCLAT bench to pay 10% of the ₹1,337 crore penalty. NCLAT began hearing the matter on February 15 after the Supreme Court asked the tribunal to take a call on the appeal before March 31.
+
+What do you think about Google's new challenges in India? Let us know in the comments below. For more in the world of technology and science, keep reading Indiatimes.com.",5976d28c358745b7a44d50558f3fd4c6,Indian Regulator Says Google's Data Hegemony Is Hurting Fair Competition In Tech,4,,,,
+34194,"Southwest plane narrowly misses Baltimore airport ambulance at takeoff - A Southwest Airlines jet came within 200 feet of slamming into an ambulance crossing the runway as it took off at Baltimore’s airport – one in a series of terrifyingly close calls across the US.
+
+The Aircraft Rescue and Fire Fighting, or ARFF, vehicle crossed Runway 15R at Baltimore-Washington International Thurgood Marshall Airport (BWI) without authorization on Jan. 12, according to DC News Now on Tuesday.
+
+The Southwest Boeing 737 had just been cleared for takeoff from the same runway and missed the ambulance by less than half the length of a football field, the outlet reported.
+
+“The closest estimated horizontal separation occurred at a distance of 173 feet,” the Federal Aviation Administration said in new analysis of the harrowing incident.
+
+The ARFF driver was told to “hold short” of the runway, but read back the instruction as “ARFF 439 crossing Runway 10 and 15 Right.”
+
+The controller did not catch the read-back error, according to the FAA.
+
+Newly released recordings captured the alarmed controller informing the ARFF driver of his mistake.
+
+“ARFF 439 you were supposed to hold short Runway 15R!” the controller says.
+
+By that time, the vehicle had crossed the runway and was on an adjacent taxiway as the plane continued its takeoff roll and departed.
+
+An airport spokesman confirmed that the vehicle “crossed a runway without air traffic control authorization.”
+
+The rep told DC News Now in a statement: “The airport fully cooperated and shared information with the FAA regarding the incident.
+
+“Based on review of the incident, new procedures were immediately implemented to help ensure safety and to prevent a similar incident in the future. Safety and security remain the highest priorities for BWI Marshall Airport,” the spokesperson added.
+
+An airline spokesman said in a statement: “Southwest adheres to Air Traffic Control directions at all times and our Crew did in this scenario too.”
+
+The FAA has four levels of severity for runway incursions — A, B, C and D — based on the level of severity. The incident at BWI was ranked as a Category B.
+
+“Category B is an incident in which separation decreases and there is a significant potential for collision, which may result in a time critical corrective/evasive response to avoid a collision,” according to the FAA.
+
+The close call came to light after the FAA held an emergency summit last week in McLean, Virginia, to address a series of recent safety incidents and near-misses.
+
+There have been at least seven other close calls nationwide since December.
+
+“There is no question that aviation is amazingly safe, but vigilance can never take the day off,” acting FAA Administrator Billy Nolen said in a statement after the meeting.
+
+“We must ask ourselves difficult and sometimes uncomfortable questions, even when we are confident that the system is sound,” he said.
+
+The most recent incident occurred Saturday, when a Southwest plane came within about a mile of a helicopter practicing landings at the Hollywood-Burbank Airport, ABC 7 reported.
+
+The air-traffic controller instructed the airliner to abort the landing and go around.
+
+In February, a FedEx cargo plane nearly collided with a Southwest flight in Texas.
+
+The FedEx flight was cleared to land on Runway 18 Left at Austin-Bergstrom International Airport— but seconds later, the Southwest flight was cleared for takeoff on the same runway.
+
+The FedEx pilot aborted the landing and went around.","{'positive': 0.039471727, 'negative': 0.43188643, 'neutral': 0.5286419}","A Southwest Airlines jet narrowly missed an ambulance crossing the runway as it took off at Baltimore’s airport on Jan. 12. The FAA has released new analysis of the harrowing incident, which occurred at a distance of 173 feet. The plane had just been cleared for takeoff from the same runway and missed the ambulance by less than half the length of a football field. An airport spokesman confirmed that the vehicle “crossed a runway without air traffic control authorization” and that new procedures were immediately implemented to help ensure safety and to prevent a similar incident in the future. There have been at least seven other close calls nationwide since December, with the FAA holding an emergency summit last week in McLean, Virginia.",A Southwest Airlines jet came within 200 feet of slamming into an emergency vehicle crossing the runway as it took off at Baltimore’s airport – one in a series of terrifying close calls across the …,FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7269825825639162, 'Supply Chain Management': 0.7249913369626939, 'Air Quality': 0.7324095452421181, 'Employee Health & Safety': 0.7714021626812181, 'Labour Practices': 0.7332677462761835, 'Accident & Safety Management': 0.7573885115186767}",0.7714021626812181,Ruiqi,Minor focus,No focus,Neutral,Accident & Safety Management,Minor,No,,2022-10-02T12:00:07+00:00,https://www.huffpost.com/entry/supreme-court-2022_n_63374d8be4b04cf8f362cbac,"[{'name': 'state courts', 'weight': 0.1069938}, {'name': 'state court review', 'weight': 0.100749485}, {'name': 'state governments', 'weight': 0.09803134}, {'name': 'state legislatures', 'weight': 0.09741423}, {'name': 'states', 'weight': 0.09373938}, {'name': 'North Carolina state legislative Republicans', 'weight': 0.084455535}, {'name': 'affirmative action policies', 'weight': 0.08194352}, {'name': 'Voting Rights Act', 'weight': 0.074747756}, {'name': 'Voting Rights Act precedent', 'weight': 0.07460684}, {'name': 'federal courts', 'weight': 0.07312499}]",[{'name': 'Politics'}],"[{'data': 'Supreme Court', 'type': 'ORG', 'mentions': 5}, {'data': 'the District of Columbia Circuit', 'type': 'ORG', 'mentions': 3}, {'data': 'Students for Fair Admissions Inc.', 'type': 'ORG', 'mentions': 4}, {'data': 'Harvard University', 'type': 'ORG', 'mentions': 3}, {'data': 'Fisher', 'type': 'ORG', 'mentions': 1}, {'data': 'Federal Trade Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Securities and Exchange Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Medicaid', 'type': 'ORG', 'mentions': 2}, {'data': 'SNAP', 'type': 'ORG', 'mentions': 1}, {'data': 'Ketanji Brown Jackson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Edward Blum', 'type': 'PERSON', 'mentions': 4}, {'data': 'Abigail Fisher', 'type': 'PERSON', 'mentions': 2}, {'data': 'Antonin Scalia', 'type': 'PERSON', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Moore', 'type': 'PERSON', 'mentions': 1}, {'data': 'Harper', 'type': 'PERSON', 'mentions': 1}, {'data': 'Marcus DeAngelo Jones', 'type': 'PERSON', 'mentions': 2}, {'data': 'Rehaif', 'type': 'PERSON', 'mentions': 1}, {'data': 'Cochran', 'type': 'PERSON', 'mentions': 1}, {'data': 'North Carolina', 'type': 'GPE', 'mentions': 2}, {'data': 'Alabama', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Asian American', 'type': 'NORP', 'mentions': 2}, {'data': 'Black', 'type': 'NORP', 'mentions': 5}, {'data': 'Latino', 'type': 'NORP', 'mentions': 3}, {'data': 'Native American', 'type': 'NORP', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 2}, {'data': 'Section 2', 'type': 'LAW', 'mentions': 2}, {'data': 'the Voting Rights Act', 'type': 'LAW', 'mentions': 5}]","The October term is also the first full sitting for Justice Ketanji Brown Jackson. Due to her previous position on the U.S. Court of Appeals for the District of Columbia Circuit, she is recused from one of the two affirmative action cases because she previously heard it on appeal. Those two cases have been split so that she can participate.
+
+Students for Fair Admissions Inc. v. Harvard University, and Students for Fair Admissions Inc. v. University of North Carolina
+
+In both cases, Students for Fair Admissions, a group run by anti-affirmative action legal activist Edward Blum, is asking the court to overrule its prior precedent upholding the narrow use of race in college admissions decisions. Where Blum, an opponent of race-conscious policymaking, previously brought cases on behalf of white students, like Abigail Fisher, in both the Harvard and North Carolina cases, he argues that Asian American applicants are the ones most harmed by affirmative action policies promoting the enrollment of Black, Latino and Native American applicants.
+
+The court last heard an affirmative action case in 2016 when Blum brought Fisher v. University of Texas before it. The court’s 4-3 decision against Fisher came after Justice Antonin Scalia’s death. Since then, the court’s composition has taken a significant lurch to the right against race-conscious policymaking. It is almost certain that Blum will succeed this time in ending race-conscious affirmative action policies for higher education institutions. This will likely result in fewer Black and Latino students attending the most highly selective American universities, colleges and graduate schools, depending on the admissions policies schools adopt in response.
+
+The case originated as a lawsuit filed by Black Alabamians who claimed that Alabama’s new congressional district map should have included two Black-majority districts rather than one, according to Section 2 of the Voting Rights Act. A three-judge lower court panel featuring two Trump nominees agreed and ordered the state to draw a new map, but five conservative justices on the Supreme Court stepped in, reversed the lower court decision, and took up the case for argument.
+
+This rare reversal of a lower court panel’s ruling on a Section 2 racial vote dilution case signals that the court’s conservatives are out to rewrite the last 40 years of Voting Rights Act precedent. Alabama wants to gut the Voting Rights Act by introducing a race-blind test for redistricting. Such a test would eviscerate the Voting Rights Act and likely lead to what some observers fear could be the “biggest decline in Black and Latino representation in generations.”
+
+In another redistricting case, Moore v. Harper, North Carolina state legislative Republicans want the court to adopt a previously fringe theory that state legislatures are not bound by their state constitutions when enacting election law or drawing legislative district maps. If the court adopts this “independent state legislature theory,” it would mean that state legislatures could enact any election law or district map without state courts being able to rule on whether it violates a state’s constitution.
+
+Since the Supreme Court has already ruled that partisan gerrymandering claims cannot be challenged in federal courts, there would be practically no recourse for anyone to challenge a partisan gerrymander if state courts cannot hear them either. This would enable the large number of state legislatures already gerrymandered in favor of Republicans to solidify and expand those gerrymanders in perpetuity while enacting election laws not subject to state court review.
+
+Marcus DeAngelo Jones wants to vacate his sentence relating to his conviction for possessing illegal firearms as an ex-felon. After he was convicted, the Supreme Court ruled in Rehaif v. U.S. that when prosecutors try cases for firearms possession by a person with a felony conviction, they must prove that the person knew both that they possessed a gun and that they could not legally possess it. In Jones’ case, prosecutors did not prove he knew he couldn’t possess the gun.
+
+Axon Enterprise, Inc. v. Federal Trade Commission, and Securities and Exchange Commission v. Cochran
+
+In 1961, the Warren Court interpreted the KKK Act to allow a private right of action to sue police officers for the use of excessive force. It has since become a principal tool for people to ensure that state governments do not violate their rights by not following federal law.
+
+If the court ends the private right of action to force states to follow federal Medicaid guidelines, it could lead a state government opposed to Medicaid to disable the program for millions in the state. It could also do the same for other federal programs operated by state governments, like SNAP, the food stamp program.",1cef41f9bc334bb3b5bfe4a4131dbbbc,They’re Back: Ultraconservative Supreme Court Justices Hearing Cases Again This Week,4,,,,
+9006,"Major cruise lines crackdowns on ‘chair hogs’ with strict policy - ‘Avoid them’ - We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info
+
+""Chair hogging"" is a common practice on cruise ships and at major resort hotels around the world. It occurs when guests throw a towel on a pool lounger to reserve it for the whole day. This is often done at the start of the day. However, other guests often become irritated when the ""hoggers"" then don’t even use the lounger. Carnival Cruise Line has recently updated its FAQs to reflect its policy for guests that hog chairs. READ MORE: Two men arrested after choking and robbing tourists in Spain
+
+The line states: “Team members monitor sun lounge usage and if they observe a seat that contains a towel or personal belongings but appears to be unoccupied, a notification is placed on the chair indicating the current time.” The notification is usually a piece of tape of a small sticker which is used as a visual sign that the guest is absent. The policy ends: “If the chair remains unoccupied for 40 minutes, the contents are removed and held for the guest’s safekeeping.” Guests’ belongings will be removed from the lounger after 40 minutes have passed if the passenger doesn’t return.
+
+The person’s items will normally be collected by the crew and then held at the nearest towel station. Carnival Cruise Line will also list the policy on its app and cruise directors will make announcements onboard. Currently guests will not face a fine or any consequences for chair hogging but this could change in future. Carnival Cruise Line recently announced that guests would be fined for bad behaviour onboard its ships.
+• Cruise rage as locals accuse tourists of ‘clogging’ up town One regular cruise guest shared their advice for new passengers when it comes to dealing with ""chair hogs"". They said: “These are the people that wake up at 5am, take a towel and bag out to the pool and attempt to reserve a chair. “Most never even use the chair and feel it is their right to reserve it for only their use. “If you move the stuff, you can create conflict. If you tell a crew member they don’t want to move the stuff because it could lead to a bad review.","{'positive': 0.018284827, 'negative': 0.53575146, 'neutral': 0.44596377}","Major cruise lines crackdowns on ‘chair hogs’ with strict policy - ‘Avoid them’. 
+
+""Chair hogging"" is a common practice on cruise ships and at major resort hotels around the world. Carnival Cruise Line has recently updated its FAQs to reflect its policy for guests that hog chairs. Currently guests will not face a fine or any consequences for chair hogging but this could change in future.","A major cruise line has updated its policy on ""chair hogs"". Chair hogs are people that reserve a chair by the pool.",CCL,Transportation,Cruise Lines,Carnival Corp,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry‚Äôs reliance on heavy fueloil (‚Äòbunker fuel‚Äô) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity‚Äôs revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity‚Äôs safety record and ensure high customer satisfaction while lowering an entity‚Äôs risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity‚Äôs reputation and market share. Additionally, there can be several governing bodies‚Äîincluding the flag state, port state, and home country of a crew member‚Äîinvolved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers‚Äô home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity‚Äôs revenues and market share.'}","{'Customer Health & Safety': 0.7900711529727044, 'Greenhouse Gas Emissions': 0.7718595647038843, 'Air Quality': 0.7730740818962607, 'Accident Management': 0.7839993048989616, 'Discharge Management & Ecological Impacts': 0.7806056670690678, 'Employee Health & Safety': 0.7958015527157907, 'Labour Practices': 0.803470996933932}",0.803470997,Ruiqi,Minor focus,Major focus,Neutral,"Customer Health & Safety, Labour Practices",No,Major,,2022-10-25T13:00:00+00:00,https://www.forbes.com/sites/gilpress/2022/10/25/google-cloud-ecosystem-strengthening-with-merger-of-professional-services-leaders/,"[{'name': 'Google Cloud revenues', 'weight': 0.111441396}, {'name': 'Google Cloud', 'weight': 0.10301473}, {'name': 'Google Cloud Ecosystem', 'weight': 0.10146181}, {'name': 'Google Cloud Premier Partner', 'weight': 0.0918598}, {'name': 'Google', 'weight': 0.09101358}, {'name': 'professional services revenue', 'weight': 0.08777113}, {'name': 'last year', 'weight': 0.08271466}, {'name': 'year', 'weight': 0.08096775}, {'name': 'different cloud platforms', 'weight': 0.07333213}, {'name': 'Professional Services Leaders', 'weight': 0.07168388}]",[{'name': 'Tech'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 10}, {'data': 'Synergy Research', 'type': 'ORG', 'mentions': 1}, {'data': '66degrees', 'type': 'ORG', 'mentions': 4}, {'data': 'Pandera Systems', 'type': 'ORG', 'mentions': 3}, {'data': 'Sunstone Partners', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft Azure', 'type': 'ORG', 'mentions': 2}, {'data': 'IBM', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Cloud', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'BigQuery Omni', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Thomas Kurian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Matt Kestian', 'type': 'PERSON', 'mentions': 1}, {'data': 'North America', 'type': 'LOC', 'mentions': 1}]","Alphabet’s third-quarter 2022 results, scheduled to be released today, are likely to reflect the continuing growth of its cloud platform. The Zacks Consensus Estimate for Google Cloud revenues in the third quarter is $6.7 billion, growing 34.9% from the prior-year quarter’s reported figure. In second-quarter 2022, revenues from Google Cloud were $6.3 billion, accounting for 9% of total revenues and a year-over-year growth of 35.6%.
+
+Google’s cloud annual revenues quadrupled between 2019 and the end of last year. In addition to reflecting the rapid adoption—assisted by the pandemic—of cloud computing by the enterprise IT market, this impressive growth rate is generally attributed to the changes to the business made by its CEO since January 2019, Thomas Kurian.
+
+One major change was the expansion of the Google Cloud ecosystem with a commitment to having a partner involved in every one of its deals. Co-selling with tens-of-thousands of partners helped Google Cloud grow its share of the worldwide cloud infrastructure services market from 7% in 2019 to 10% today, according to Synergy Research.
+
+Two members of this ecosystem are joining forces. 66degrees, a Google Cloud Premier Partner, today announced its merger with Pandera Systems, creating the second largest pure-play Google Cloud services firm in North America by both employee count and professional services revenue. Sunstone Partners, a private equity firm, made an additional investment.
+
+Matt Kestian, CEO of 66degrees said in a statement: “The merger with Pandera greatly expands 66degrees’ data and analytics capabilities… Data and analytics are at the center of every business decision. Our clients are seeking to modernize their platforms and harness the value of their data to drive business performance. The combination of Pandera and 66degrees further supports our collective clients’ digital transformation and our company mission.”
+
+Building on its strengths in data and analytics (popularly referred to as “AI”) and in “openness,” I argued in 2017, will help Google in its uphill battle in this market. After all, it has unleashed, quite accidently, the data-centric transformation of the entire IT market and of the business world.
+
+The Google Cloud team, with its partners, have managed to leverage Google’s ongoing investment in data centers around the world, its AI expertise, and its traditional “community development” work. The experience of working with many other developers has helped it define and advance a “multi-cloud” strategic differentiation.
+
+BigQuery Omni, which is available not only on the Google Cloud but also for AWS and Microsoft Azure, is an example of successfully taking the data warehouse that has been the foundation of Google’s data and analytics leadership, and providing it to users to seamlessly analyze data across different cloud platforms.
+
+“Developing a large ecosystem or a dedicated community of followers is... in the ‘Google DNA’ and will serve as an important weapon in the cloud wars,” I wrote five years ago. “This was used to be called ‘openness’ in the IT industry, but Google (and other companies of its generation) had taken it to a whole new level… Transferring its IT expertise and data mining and machine learning knowledge to enterprise customers will finally make it less dependent on a slow-growing advertising market.”
+
+Let’s continue with the documented record of my unsolicited advice to Google... In 2011, when Google was getting more than 90% of its revenues from advertising, I wrote: “If Google will not take away some of Microsoft’s (and IBM’s, etc. for that matter) “enterprise” revenues, someone else will. At stake are the $1.5 trillion spent annually by enterprises on hardware, software, and services. If you include what enterprises spend on IT internally (staff, etc.), you get at least $3 trillion. A big chunk of that will move to the cloud over the next fifteen years. Compare this $3 trillion to the $400 billion spent annually on all types of advertising worldwide. Why leave money on the table?”
+
+Gartner is estimating Worldwide IT spending (not including internal spending) will total $4.6 trillion in 2023. The global advertising market is around $600 billion today. Alphabet/Google is now determined not to leave money on the table.",1c1dc7aeeba44125b0140c173576e7df,Google Cloud Ecosystem Strengthening With Merger Of Professional Services Leaders,4,,,,
+8649,"FedEx warns delivery drivers to have 'heightened security awareness' if UPS workers go on strike - • Talks between UPS and the Teamsters are stalled less than three weeks from the July 31 deadline.
+• FedEx sent a memo to its delivery force encouraging security awareness in the event of a strike.
+• FedEx drivers should ""avoid confrontations with upset customers or third parties,"" the memo says.
+
+If UPS and the International Brotherhood of Teamsters don't agree on a new contract by July 31, the union covering roughly 340,000 workers has pledged to strike. Negotiations have been at a standstill since last week, with the issue of part-time pay at the center of the disagreement.
+
+The possible work stoppage, which is still far from certain, would present a significant disruption to some US supply chains and the economy at large.
+
+FedEx, which potentially stands to benefit from a strike at its largest competitor, is concerned that picketing Teamsters could disrupt its operations, according to a memo sent to FedEx Delivery contractors Tuesday and seen by Insider.
+
+""These activities could interfere with your business' ability to safely access customer locations or subject drivers to pressure not to provide service to customers,"" the memo reads.
+
+Unlike unionized UPS, FedEx uses a network of small businesses that contract out its delivery routes and make package deliveries.
+
+FedEx's memo to these contractors said they should have ""heightened security awareness"" and ""avoid confrontations with upset customers or third parties"" in the event of a strike.
+
+""Have an action plan. Know the building exits, stay away from glass doors and windows, and remain calm if caught in a crowd,"" the memo said. It also said drivers should be familiar with how to report a burglarized or stolen package delivery vehicle.
+
+A FedEx spokesperson told Insider thAT alerting delivery contractors of potential disruptions is normal practice.
+
+Glenn Gooding, a former UPS manager during the last strike in 1997 who's now President of iDrive Logistics, said the content of FedEx's memo was ""all in the realm of possibilities,"" based on his experience.
+
+A Teamsters spokesperson dismissed FedEx's memo as ""scare tactics to capitalize on a possible work stoppage at UPS.""
+
+A UPS spokesperson said the company doesn't comment on other players and that there are still two and a half weeks left to negotiate with 95% of the contract agreed upon by both sides.
+
+FedEx is perhaps the most obvious potential beneficiary from a UPS strike at its main competitor — executives have for months been encouraging shippers to begin talks earlier than later if they'll need alternatives.
+
+Tuesday's memo said FedEx will prioritize existing customers in order to ""manage capacity and protect service levels.""
+
+The United States Postal Service has also expressed readiness to take on more packages in the event of a UPS strike and a slew of new players in parcel delivery have emerged in recent years that could also take on some UPS volume. However, though diversification beyond the two biggest players is more common today than in 1997, parcel experts emphasize there is not enough excess market capacity to cover all UPS packages","{'positive': 0.010315987, 'negative': 0.93681324, 'neutral': 0.052870743}","FedEx has sent a memo to its delivery force encouraging security awareness in the event of a strike, and FedEx drivers should have ""heightened security awareness"" if UPS workers go on strike. Negotiations between UPS and the International Brotherhood of Teamsters are stalled less than three weeks from the July 31 deadline. FedEx is concerned that picketing Teamsters could disrupt its operations, and the United States Postal Service has expressed readiness to take on more packages in the case of a UPS strike and a slew of new players in parcel delivery have emerged in recent years that could also take on some UPS volume.","A memo to FedEx delivery contractors warns drivers to ""avoid confrontations with upset customers or third parties,"" in the event of a UPS strike.",FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7363091911139179, 'Supply Chain Management': 0.7801048635763567, 'Air Quality': 0.749678715989445, 'Employee Health & Safety': 0.8040306206145642, 'Labour Practices': 0.8042774200470545, 'Accident & Safety Management': 0.7493301026626755}",0.8042774200470545,Ruiqi,Minor focus,Minor focus,Neutral,"Labour Practices, Supply Chain Management",Major,Major,Neutral,2022-11-10T19:09:19-05:00,https://www.foxnews.com/tech/protect-privacy-cell-phone-number-email-address,"[{'name': 'email address', 'weight': 0.117252}, {'name': 'new email addresses', 'weight': 0.114986114}, {'name': 'Burner email addresses', 'weight': 0.10930569}, {'name': 'Emails', 'weight': 0.09541038}, {'name': 'emails', 'weight': 0.09541038}, {'name': 'New Address', 'weight': 0.08705521}, {'name': 'address', 'weight': 0.07977089}, {'name': 'spam messages', 'weight': 0.073475435}, {'name': 'a new email address', 'weight': 0.06786123}, {'name': 'your temporary email address', 'weight': 0.06523335}]",[{'name': 'Tech'}],"[{'data': 'about two hours', 'type': 'TIME', 'mentions': 1}, {'data': '10 minutes', 'type': 'TIME', 'mentions': 2}, {'data': '10MinuteMail is', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Voice', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Burner', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Hushed', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Android', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Office', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Photoshop', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Illustrator', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'iCloud', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon Music', 'type': 'ORG', 'mentions': 2}, {'data': 'Prime', 'type': 'ORG', 'mentions': 1}, {'data': 'Uber', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Adobe', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'WestStar Multimedia Entertainment', 'type': 'ORG', 'mentions': 1}, {'data': 'Hide My Email', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Kim Komando Today', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'The Kim Komando Show', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Komando', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kim', 'type': 'PERSON', 'mentions': 3}]","Phone scams are never-ending because they work. Scam texts are increasing, too. Here are five sure signs a text is junk you need to delete.
+
+While we’re talking scams, I’d be remiss not to mention your inbox. Tap or click for convincing spam that landed in my email with not so obvious red flags.
+
+One way to cut down on the endless attempts to steal your money and info for sale to marketers is to limit who has your contact information. Here are some simple, free ways to do it.
+
+Think about all the reasons you give away your email without thinking about it: Signing up for a new account, emailing a company with a question, or getting a coupon code — to name a few.
+
+Whenever you give out your email address, you open yourself to junk mail, malware, and an inbox full of spam messages. This is where a burner email comes in handy.
+
+Burner email addresses are disposable and can be used in place of your primary ones. There are several ways to get one.
+• Temp Mail provides a temporary, anonymous, and disposable email address. You don't need to register for the free version. Remember that the service doesn't automatically delete your temporary email address (that's up to you), and you can't send emails. Emails are stored for about two hours before they're automatically deleted.
+• 10MinuteMail is another popular option you can also use to send emails. As the name suggests, the email and address are deleted in 10 minutes. If you receive an important message you don’t want to lose, you can forward it to another email address. There’s no need to provide personal information to get started, which is a nice bonus.
+
+If you’re an Apple iCloud+ subscriber, you get access to one of my favorite Apple features: Hide My Email. It creates unique, random email addresses that forward to your inbox. You can create as many addresses as you want and reply to messages.
+• To create a new email address, go to Settings and tap your Apple ID.
+• Go to iCloud > Hide My Email > Create New Address.
+• Follow the onscreen instructions, and you’ll get a new email address you can manage from iCloud settings.
+
+Gmail also allows you to create free aliases tied to your primary inbox. They are handy for filtering mail or seeing how your email address ended up on a spam list.
+
+Tap or click here and scroll to No. 5 for steps on creating new email addresses on the fly.
+
+5 SIGNS YOU NEED A NEW LAPTOP
+
+You need your real phone number for things that matter, such as your medical and financial accounts and records. Otherwise, there’s no reason to hand it out.
+
+Google Voice is a free service that gives you a phone number to use however you like for domestic and international phone calls, texts, and voicemails. Google Voice is available for iOS, Android, and your computer. All you need is a Google account to get started.
+• Download the app for iOS or Android or go to voice.google.com/u/0/signup to get it for your computer.
+• Next, sign into your Google account.
+• Review the terms and proceed to the next step.
+• Choose a phone number from the list. You can search by city or area code.
+• Verify the number and enter a phone number to link to your Voice account.
+• You’ll get a six-digit code to enter for the next step.
+
+Use your Google Voice number however you please, especially when you need to add your number to a form online. Tap or click here for five smart ways to use Google Voice.
+
+Another option is downloading a burner app. These give you a second phone number and use your internet data or Wi-Fi to make and receive calls and texts. The catch? These cost money.
+
+Burner is one of the most popular apps of its kind. You can route calls directly to your secondary number. The app comes with a 7-day free trial, and plans start at $4.99 per month for one line or $47.99 for one year.
+
+Hushed lets you create numbers from around the world, so you can go outside your area code or the U.S. if you'd like. A prepaid plan starts at $1.99 for seven days and comes with bundled minutes for local calls and texts. You can step up to unlimited talk and text ($3.99 per month) and international service ($4.99 per month).
+
+Tap or click here for direct links to download Burner or Hushed for your iPhone or Android.
+
+Tech smarts: Your old phone numbers can be used to steal your identity. Yikes. Here’s how and what to do about it.
+
+REMOVE THESE 5 DANGEROUS TECH GADGETS IN YOUR HOME NOW
+
+Keep your tech-know going
+
+My popular podcast is called ""Kim Komando Today."" It’s a solid 30 minutes of tech news, tips, and callers with tech questions like you from all over the country. Search for it wherever you get your podcasts. For your convenience, hit the link below for a recent episode.
+
+PODCAST PICK: Sell your poop, no more Netflix sharing, delete these apps
+
+Think before you flush. Your poop could be worth big money. (Yes, really.) Plus, Netflix wants you to stop sharing your account, Amazon Music offers Prime members expanded ad-free listening and why Uber is bombarding you with ads. Also, free alternatives to Microsoft Office, Adobe Photoshop or Illustrator that work just as well.
+
+Check out my podcast ""Kim Komando Today"" on Apple, Google Podcasts, Spotify, or your favorite podcast player.
+
+CLICK TO GET THE FOX NEWS APP
+
+Listen to the podcast here or wherever you get your podcasts. Just search for my last name, ""Komando.""
+
+What digital lifestyle questions do you have? Call Kim's national radio show and tap or click here to find it on your local radio station. You can listen to or watch The Kim Komando Show on your phone, tablet, television, or computer. Or tap or click here for Kim's free podcasts.
+
+Copyright 2022, WestStar Multimedia Entertainment. All rights reserved. By clicking the shopping links, you’re supporting my research. As an Amazon Associate, I earn a small commission from qualifying purchases. I only recommend products I believe in.
+
+Learn about all the latest technology on The Kim Komando Show, the nation's largest weekend radio talk show. Kim takes calls and dispenses advice on today's digital lifestyle, from smartphones and tablets to online privacy and data hacks. For her daily tips, free newsletters, and more, visit her website at Komando.com.",00fbaf7846af4e2994c4deb8e0495774,"Protect your privacy, your cell phone number and email address",4,,,,
+7828,"10 Biggest Car Companies in the World - In this article, we will look at the most prominent car companies in the world. You can skip our discussion on auto industry growth and go to the 5 Biggest Car Companies in the World.
+
+Over the years, advances in vehicle technology and production have facilitated the development of the automobile industry into a thriving industry. By creating new employment opportunities, automakers have significantly improved the state of the world economy. However, given that this industry generates a lot of taxes and earnings with foreign currency, it is crucial in the market. To boost profits, many automakers worldwide produce a sizable number of vehicles. As of 2021, the production of cars and other motor vehicles was worth $82.6 billion in the US market.
+
+The United States ranked second in the global automobile market with 8.8 million vehicles produced in 2020. By 2030, the worldwide automotive industry's revenue is expected to be close to $9 trillion.
+
+In this article we listed some of the top car companies in the world. We selected these companies based on their market cap.
+
+Nissan Motor Corporation (TYO: 7201) is a popular carmaker founded in the Japanese city of Yokohama in 1933.
+
+Since then, the business has developed into a global company with a significant presence on every continent. Nissan Motor (TYO: 7201) sells and manufactures vehicles like cars, buses, and trucks, in addition to other closely linked auto-products. The corporation has customers in over 160 distinct nations and manufacturing plants in 20 countries. Currently, it employs 134,111 people. Nissan Motor (TYO: 7201) operates several well-known international brands that create a wide range of goods. The company's popular, groundbreaking products include the super-efficient Nismo and the Nissan Leaf, which is entirely electric.
+
+The corporation invests significantly in ""green"" technologies, such as hybrids, economic internal combustion engines, and clean diesel. The firm strongly emphasizes creating zero-emission vehicles like fuel cells and electric cars. Nissan (TYO: 7201) is renowned for its business practices that involve creating strategic collaborations.
+
+Hyundai (KRX: 005380) is a South Korean carmaker founded in 1967. The company's headquarters are in Seoul, South Korea.
+
+Hyundai (KRX: 005380) works in the vehicle production and distribution industry, offers clients financial services like insurance and credit, and builds railroads. Hyundai (KRX: 005380) offers well-known vehicles in every market class, including SUVs, sedans, hatchbacks, and more, such as the Civic, i10 series, Accent, and Elantra. Around 75000 employees work for the organization globally.
+
+Honda Motor (TYO: 7267) is a Japanese automotive multinational company having a global presence. They manufacture and sell cars, airplanes, and motorcycles and offer their clients financial services like insurance and loans. With 89 manufacturing facilities spread over 33 nations and sales in about 140 countries, Honda (TYO: 7267) employs 204,305 people worldwide. Honda's Civic and Accord are two of its most well-known vehicles, and they continue to dominate the market in North America with significant sales.
+
+In 1959, the company opened a factory in America and named it American Honda Motor Co.
+
+The BMW Group (ETR:BMW), also known as Bayerische Motoren Werke Group, is one of the biggest producers of luxury cars and motorbikes and one of the most well-known automobile manufacturers in the world.
+
+Additionally, the business is a premium provider of mobility and financial services. BMW (ETR: BMW) was founded in 1916 and is headquartered in Munich, Germany. It has grown to become an international business with more than 30 assembly and production sites spread across numerous nations and a worldwide sales network. More than 118,909 people are working for the corporation.
+
+The core model of BMW (ETR:BMW) includes BMWi, which is an electric car having aerodynamics and a lightweight design. Other models include BMW M, having a sporty appeal and is a leader in motor-racing functionality.
+
+In 1917, the company became the first to build an airplane engine with an aluminum piston. This company's robust culture is its greatest asset.
+
+In 1919, the American multinational carmaker Ford Motor (NYSE:F) was established in Delaware. Ford Motor (NYSE:F) manufactures and services a comprehensive line of Ford electric vehicles, trucks, and cars, with around 183,000 employees globally. Ford Motors' automobile brands include Lincoln and Ford. In 2008, the company's rebound from the Great Recession was an example to follow. The corporation revitalized and restructured its operations to accomplish this feat. The business has achieved the distinction of being one of the US businesses with the most significant sales.
+
+Since its establishment, Ford Motor (NYSE: F) has consistently been among the top auto companies in the world thanks to the introduction of numerous models, including the Lincoln Navigator, F-150, Focus Electric, EcoSport, and all-new Expedition and Fiesta.
+
+Click to continue reading and see the 5 Biggest Car Companies in the World.
+• None 10 Best Hydrogen Stocks To Buy Now
+
+Disclosure: None. 10 Biggest Car Companies in the World is originally published on Insider Monkey.","{'positive': 0.25658825, 'negative': 0.008694012, 'neutral': 0.7347178}","As of 2021, the production of cars and other motor vehicles was worth $82.6 billion in the US market. Nissan Motor (TYO: 7201) sells and manufactures vehicles like cars, buses, and trucks, in addition to other closely linked auto-products. The firm strongly emphasizes creating zero-emission vehicles like fuel cells and electric cars. Ford Motor (NYSE:F) manufactures and services a comprehensive line of Ford electric vehicles, trucks, and cars, with around 183,000 employees globally.","In this article, we will look at the most prominent car companies in the world. You can skip our discussion on auto industry growth and go to the 5 Biggest Car Companies in the World. Over the years, advances in vehicle technology and production have facilitated the development of the automobile industry into a thriving [‚Ķ]",F,Transportation,Automobiles,Ford Motor Co,"{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer‚Äôs cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity‚Äôs risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operates are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.7683148887819004, 'Materials Sourcing': 0.7985224579228327, 'Materials Efficiency & Recycling': 0.7907583788731609, 'Fuel Economy & Use-phase Emissions': 0.7958315731568724, 'Labour Practices': 0.8062026212191136}",0.8062026212191136,Ruiqi,Minor focus,Minor focus,Neutral,,Minor,Minor,Neutral,2023-01-03T13:48:01+00:00,https://finance.yahoo.com/news/alphabet-googl-enhances-google-home-134801814.html?.tsrc=rss,"[{'name': 'Google Home App', 'weight': 0.11055362}, {'name': 'Google Home app', 'weight': 0.11055362}, {'name': 'Google Home', 'weight': 0.100782715}, {'name': 'Google', 'weight': 0.08711426}, {'name': 'year', 'weight': 0.08310699}, {'name': 'Asure Software ASUR', 'weight': 0.07826756}, {'name': 'Zacks Investment Research', 'weight': 0.07587235}, {'name': 'Asure Software', 'weight': 0.07534727}, {'name': 'touch control features', 'weight': 0.07240362}, {'name': 'customized control features', 'weight': 0.069663756}]","[{'name': 'Tech'}, {'name': 'Finance'}]","[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 9}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 15}, {'data': 'Zacks Computer & Technology', 'type': 'ORG', 'mentions': 2}, {'data': 'Arista Networks', 'type': 'ORG', 'mentions': 3}, {'data': 'Agilent', 'type': 'ORG', 'mentions': 3}, {'data': 'Asure Software ASUR', 'type': 'ORG', 'mentions': 4}, {'data': 'ANET', 'type': 'ORG', 'mentions': 1}, {'data': 'Zacks Investment Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Home', 'type': 'PRODUCT', 'mentions': 7}]","Alphabet’s GOOGL division Google is consistently introducing new capabilities to the Google Home application.
+
+According to the 9TO5Google, Google added touch control features to the Google Home app for compatible devices.
+
+With the touch controls on Google Home app, Google aims to provide an enhanced experience to users. This is expected to boost the adoption rate of the app in the days ahead.
+
+Alphabet Inc. price-consensus-chart | Alphabet Inc. Quote
+
+Apart from the recent initiative, Google improved automation of Google Home and provided better support to sensors for effective monitoring of weather conditions.
+
+Google also redesigned the Google Home app. The new app offers customized control features which let users to design the app in their own way.
+
+Google introduced a household routine feature in the Google Home app. The household routine feature lets user and other members of his household to set certain actions in their devices, view and edit those when required.
+
+Google released a new capability on the Google app for the desktop version. The feature lets users view all the connected camera feeds at once or one at a time. Users can also turn cameras on/off and see whether they’re offline or inactive.
+
+The growing efforts are expected to continue helping Google gain momentum among users across the world.
+
+This, in turn, will contribute well to Google’s parent, Alphabet’s Google services’ revenues in the upcoming period.
+
+Revenues from the Google services business increased 2.5% year over year to $61.4 billion, accounting for 88.8% of the total third-quarter revenues.
+
+Consequently, this will help Alphabet win the confidence of the investors in the days ahead.
+
+Shares of Alphabet have been down 38.9% in the past year compared with the Computer and Technology sector’s decline of 35.6%.
+
+Currently, Alphabet carries a Zacks Rank #3 (Hold). Some better-ranked stocks in the broader Zacks Computer & Technology sector are Arista Networks ANET, Agilent technologies A and Asure Software ASUR. While Arista Networks and Asure Software sport a Zacks Rank #1 (Strong Buy), Agilent carries a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+Arista Networks has lost 12.5% in the past year. The long-term earnings growth rate for ANET is currently projected at 17.5%.
+
+Agilent has lost 1% in the past year. A’s long-term earnings growth rate is currently projected at 10%.
+
+Asure Software has gained 20.5% in the past year. The long-term earnings growth rate for ASUR is currently projected at 23%.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",1c7bcbe4de634d63871eb421ee078b9b,Alphabet (GOOGL) Enhances Google Home App With Touch Controls,4,,,,
+20713,"This week's average personal loan rates: January 24, 2023 - The average personal loan rate for borrowers with excellent credit scores (720+) is up more than three percentage points from last week, while those for borrowers with poor scores (<620) jumped 66 percentage points.
+
+The average low rate on all personal loans is 10.09%, the same as last week. Rates have gone up across the board as the Federal Reserve has increased the federal funds rates to slow inflation, which leads to higher consumer borrowing costs across the board. 
+
+
+
+Personal loans fund many expenses, including medical bills and home improvement projects. Most borrowers use funds to consolidate debt. Reach out to your lender to ensure they allow your desired loan purpose.
+
+We've put together a database of 28 personal loan products and averaged their rates to help you get a handle on the current landscape. You're more likely to get for a lower rate with a better credit score. Rates are unchanged from last week.
+
+The lowest rate of the companies we track is from American Express, which has a minimum APR of 5.91%. The highest rate is from NetCredit Personal Loans, which has a maximum APR of 155%.
+
+The rates shown above aren't offer to everyone. The rate you'll get depends on your creditworthiness and other parts of your financial situation. You can see the rates you'll get by applying with each lender you're interested in.
+
+These rates are based on data from 182 borrowers who applied for loans and received rates.
+
+These loan amounts and term lengths are based on data from 182 borrowers who applied for loans and received rates.
+
+These loan purposes are based on data from 196 borrowers who applied for loans and received rates. One borrower used loan funds to pay for their wedding this week.
+
+What is a home improvement loan and how does it work? It indicates an expandable section or menu, or sometimes previous / next navigation options. Home improvement loans are unsecured personal loans that have fixed rates and are usually repaid in monthly installments over several years. These loans can fund everything from quick fixes to more substantial renovations. There plenty of options for loan amounts, depending on what type of project you're working on. You'll get your money up front with a personal loan and will have to start repaying the balance plus interest as soon as you receive the money. Your credit score will play a major part in determining if you'll qualify for a loan with a given lender. A higher credit score will make you more likely to be approved, and get you a better rate. Each lender has its own standards to determine what you'll need to be eligible for a loan.
+
+How does credit score factor into personal loan approval? It indicates an expandable section or menu, or sometimes previous / next navigation options. Your credit score is a significant factor in determining which personal loans you're qualified to receive. We've compiled a list of lenders with a variety of credit score requirements so you have options no matter your financial situation. While some lenders offer attractive minimum interest rates, understand that to be eligible for those rates, you will have to have an excellent credit score. If your credit score isn't in the best shape, you might get a high interest rate or not be approved by some lenders.
+
+How quickly can you get your money from a personal loan? It indicates an expandable section or menu, or sometimes previous / next navigation options. Depending on the lender, you may be able to get your money as soon as the same day you apply. Often a lender will send the money relatively quickly after the application is approved, but there is usually no guarantee on the speed of the approval process.","{'positive': 0.045146354, 'negative': 0.03650411, 'neutral': 0.91834956}",These rates are based on data from 182 borrowers who applied for loans and received rates. These loan amounts and term lengths are based on data from 182 borrowers who applied for loans and received rates. These loan purposes are based on data from 196 borrowers who applied for loans and received rates. Home improvement loans are unsecured personal loans that have fixed rates and are usually repaid in monthly installments over several years.,The average personal loan rate borrowers with excellent credit scores (720+) were offered last week was 16.69%.,AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers‚Äô PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers‚Äô personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7848715075184225, 'Customer Privacy': 0.7810756051398606, 'Data Security': 0.7651446117578107}",0.7848715075184225,Ruiqi,Minor focus,Minor focus,Neutral,"Selling Practices, None",No,Minor,,2022-10-28T22:58:39+00:00,https://www.dailymail.co.uk/news/article-11365869/Thieves-red-Tesla-arrested-cops-discover-DOZENS-stolen-Amazon-packages-car.html,"[{'name': 'stolen Amazon packages', 'weight': 0.10508441}, {'name': 'red Tesla', 'weight': 0.102625936}, {'name': 'Huff Road', 'weight': 0.08576886}, {'name': 'possession', 'weight': 0.08511594}, {'name': 'stolen mail', 'weight': 0.081410475}, {'name': 'packages', 'weight': 0.07794336}, {'name': 'Tesla', 'weight': 0.077087365}, {'name': 'Atlanta police', 'weight': 0.076298594}, {'name': 'Atlanta', 'weight': 0.072985284}, {'name': 'numerous drugs', 'weight': 0.071584895}]",[{'name': 'Auto'}],"[{'data': 'Tesla', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Model 3', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 2}, {'data': ""Atlanta Police Department's"", 'type': 'ORG', 'mentions': 3}, {'data': 'Zone 1', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Atlanta', 'type': 'GPE', 'mentions': 1}, {'data': 'Fulton County', 'type': 'GPE', 'mentions': 1}, {'data': 'Larry Byer', 'type': 'PERSON', 'mentions': 2}, {'data': 'Don‘El Leon Hammonds', 'type': 'PERSON', 'mentions': 2}, {'data': 'early Monday', 'type': 'TIME', 'mentions': 1}, {'data': 'Huff Road', 'type': 'FAC', 'mentions': 1}]","Atlanta police have arrested two glove-wearing bandits in a red Tesla that was filled with dozens of stolen Amazon packages and numerous drugs.
+
+The two thieves - 39-year-old Larry Byer and 38-year-old Don‘El Leon Hammonds -were busted early Monday morning after someone called 911 to report the burglary at a business located at 900 block of Huff Road.
+
+The caller told police that they saw two men stealing packages from the property and loading them into a red Tesla sedan.
+
+When police officers from Atlanta Police Department's Zone 1 arrived on the scene, they observed a red Tesla Model 3 with the trunk open and packages visible, a statement from the Atlanta Police Department said.
+
+'Some say we should never judge a book by its cover we say, never judge a thief by the car they drive,' a spokesperson for the Atlanta Police Department wrote on Facebook.
+
+Two men matching the description were with the vehicle and wearing gloves.
+
+When officers searched the vehicle they found a medley of drugs - marijuana and meth - a firearm, credit cards and ID cards possessing different people's names.
+
+Officers returned the stolen package to their owners.
+
+Byer is charged with nine counts of theft by receiving stolen mail, possession of crystal meth, possession of marijuana, possession of tools for the commission of a crime, and burglary, officials said.
+
+Hammonds is charged with nine counts of theft by receiving stolen mail, possession of a firearm during the commission of a felony, possession of marijuana, possession of tools for the commission of a crime, and burglary.
+
+Both men are now in custody at the Fulton County jail, a report said.",f90709efef354732bc40f81490dea4b4,Thieves in red Tesla are arrested by cops - who discover DOZENS of stolen Amazon packages in car,4,,,,
+7412,"I saw Royal Caribbean's Icon of the Seas being built and I'm convinced the next world's largest cruise ship could shake up the industry - In mid-May, the cruise line invited a group of reporters to visit the upcoming Icon of the Seas while under construction in Turku, Finland's Meyer Turku shipyard. At the time, it was hard to imagine the rows of scaffolding, tarp-covered structures, and wires hanging from the ceiling like vines in a rainforest would soon become a cruising family's dream vacation.
+
+But in June, the cruise giant announced its upcoming ship had completed the first round of sea trials. Sea trials mark a significant milestone for vessels — it's an opportunity to test the ship and its onboard equipment — including the engines and braking systems — in the ocean.
+
+And if touring the ship several months ago taught me anything about the future vessel, it's that all of the attention it has received so far is warranted. Although, it hasn't only been good attention. A Twitter user recently called the ship a ""monstrosity"" in a tweet that has been viewed almost 29 million times.
+
+These are the nine reasons I think the vessel will shake up the family cruise industry. I've been aboard Norwegian, Celebrity, MSC, and Margaritaville ships. In terms of the amenities it offers to travelers, none have compared to what Royal Caribbean is promising with the Icon of the Seas.
+
+1. Other cruise ships will be physically stunted by the Icon — it will be 1,198 feet-long. Royal Caribbean is in the business of making big cruise ships bigger. At this length, the Icon will dethrone its predecessor as the world's largest cruise ship.
+
+4. Besides the water park, there are plenty of onboard activities for families. I generally dislike cruises because I hate feeling trapped and bored. But it could be hard for families — a target demographic for the upcoming ship— to feel bored on a ship with this many amenities.
+
+But for travelers who don't want to break a sweat, there are less intense places to spend their time, such as the carousel, arcade, or children's water park. All of these will be located in the Surfside neighborhood.
+
+5. Pool decks will no longer be rows of pool chairs surrounding one or two large pools. The Icon of the Seas will have seven pools, one of which will be the largest at sea, according to the cruise line.
+
+Besides this venue, the ship will also have ice shows. Royal Caribbean promises the ice rink on the Icon of the Seas will be its largest yet.
+
+8. Royal Caribbean is growing the neighborhood exclusive to travelers who have booked suites. What better way to entice higher-paying travelers than to promise more amenities for guests staying in suites. The three-deck suite neighborhood will have multilevel lounges, a pool, a hot tub, and a two-story restaurant.","{'positive': 0.050266862, 'negative': 0.035819013, 'neutral': 0.91391414}","Royal Caribbean's upcoming Icon of the Seas, the world's largest cruise ship, has completed the first round of sea trials and is expected to shake up the family cruise industry. The ship will be 1,198 feet-long and feature seven pools, ice shows, and a three-deck suite neighborhood. Royal Caribbean is also expanding the neighborhood exclusive to travelers who have booked suites.","In mid-May, the cruise ship was covered in scaffolding and tarp. In six months, it'll be a 1,198-foot-long vacation destination with 2,805 rooms.",RCL,Transportation,Cruise Lines,Royal Caribbean Group,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry‚Äôs reliance on heavy fueloil (‚Äòbunker fuel‚Äô) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity‚Äôs revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity‚Äôs safety record and ensure high customer satisfaction while lowering an entity‚Äôs risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity‚Äôs reputation and market share. Additionally, there can be several governing bodies‚Äîincluding the flag state, port state, and home country of a crew member‚Äîinvolved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers‚Äô home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity‚Äôs revenues and market share.'}","{'Customer Health & Safety': 0.8064858708390137, 'Greenhouse Gas Emissions': 0.7690847299210908, 'Air Quality': 0.7527378336944855, 'Accident Management': 0.807172862610834, 'Discharge Management & Ecological Impacts': 0.8035335598640979, 'Employee Health & Safety': 0.7916497424821549, 'Labour Practices': 0.798294718925427}",0.807172863,Ruiqi,Minor focus,Major focus,Neutral,"Customer Health & Safety, Greenhouse Gas Emissions, Accident Management",No,Major,,2023-01-24T13:43:04+00:00,https://www.businessinsider.com/google-laid-off-employee-felt-reduced-to-dollar-sign-2023-1,"[{'name': 'LinkedIn', 'weight': 0.06940297}, {'name': 'human behavior experts', 'weight': 0.066154525}, {'name': 'many employees', 'weight': 0.06590305}, {'name': 'top performers', 'weight': 0.065593}, {'name': 'Hugh Langley', 'weight': 0.061768748}, {'name': 'various divisions', 'weight': 0.06071573}, {'name': 'new opportunities', 'weight': 0.058575705}, {'name': 'Google', 'weight': 0.05849226}, {'name': 'people', 'weight': 0.056998413}, {'name': 'Rosalie Chan', 'weight': 0.056448482}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 10}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 5}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Katie Olaskiewicz', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rosalie Chan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hugh Langley', 'type': 'PERSON', 'mentions': 1}, {'data': 'Philipp Schindler', 'type': 'PERSON', 'mentions': 1}, {'data': 'Googlers', 'type': 'NORP', 'mentions': 1}, {'data': '3 a.m.', 'type': 'TIME', 'mentions': 1}]","• An ex-Googler said she felt ""betrayed"" and ""reduced to a dollar sign"" after being laid off.
+• In a LinkedIn post, she said she was ""disappointed"" with how the tech giant executed the layoffs.
+• Google announced 12,000 layoffs Friday, with staff across all facets of the company impacted.
+
+A laid-off Google employee said she felt ""betrayed"" and ""reduced to a dollar sign"" after the tech giant cut 12,000 jobs.
+
+Katie Olaskiewicz, a human truths strategist at Google, said in a LinkedIn post she had been laid off as part of what she called ""The Golden 12k"" — the 12,000 people Google announced it would lay off in a Friday memo.
+
+""I'm shocked and hurt and still processing,"" she said. ""I disagree with the way this was executed, and from what I know, I'm disappointed that this measure was taken before others.
+
+""I poured most of myself into my work. It's difficult when you feel betrayed but there isn't really an individual you can direct your anger towards.""
+
+She added that one of the ""most critical lessons"" she's learned is that ""you can work for one of the most esteemed employers in the world and still be reduced to a dollar sign.""
+
+Olaskiewicz joined Google in 2019 as a senior account strategist and stayed at the company for just over three years, per her LinkedIn profile.
+
+She had been working on the human truths team since July and said in her LinkedIn profile that her team consisted of ""human behavior experts with a mission to help brands think differently about people, in order to find new opportunities to connect with their consumers.""
+
+After Google's CEO Sundar Pichai announced the company was laying off roughly 6% of its global workforce across various divisions, and functions in an email on Friday, many employees took to LinkedIn to share their thoughts.
+
+Laid-off Googlers were stunned by the events with one engineer saying it felt like a ""slap to the face"" to find out he was laid off via email after 20 years at the firm. Another laid-off engineer said he was in a ""state of shock"" after being locked out of the company systems at 3 a.m.
+
+The layoffs came across locations, divisions, and pay-grades, with top performers also impacted.
+
+During an all-hands meeting on Monday, Googlers asked how they were supposed to feel safe at the company when even high-performers could be laid off, Insider's Rosalie Chan and Hugh Langley reported.
+
+""How can we reestablish psychological safety for Googlers after these layoffs?"" one employee asked. ""How are we supposed to ever feel safe again?""
+
+Philipp Schindler, Google's chief business officer responded: ""If you interpret psychological safety as removing all uncertainty, we can't do this.""",15fff8c5b6f24e83aad9f08b690692f5,A laid-off Google employee said she felt 'betrayed' and 'reduced to a dollar sign' when the tech giant cut her job,4,,,,
+25747,"Edwards Lifesciences raises 2023 sales forecast - April 26 (Reuters) - Edwards Lifesciences Corp on Wednesday raised its full-year sales and profit forecasts, citing strong demand for the company's artificial heart valves and other devices.
+
+Sales of the company's Transcatheter heart valve replacement device rose 8% in the first quarter. Edwards now sees sales from the valves to range between $3.8 billion and $4 billion in 2023, above analysts estimates of $3.87 billion.
+
+The company said it sees excellent opportunities for growth outside the United States, given that adoption of the device in the international market remains quite low.
+
+Lately, device makers have been reporting a recovery in sales as staff shortages ease and procedure volumes pick up in hospitals. Last week, Abbott reported strong growth in U.S. sales of its structural heart devices unit in its first quarter.
+
+In the quarter ended March 31, Edwards' revenue rose 9% to $1.46 billion, topping analysts' estimates of $1.39 billion.
+
+The company also saw 12% sales growth for its surgical structural heart devices, while its critical care monitoring device sales rose 5% in the quarter.
+
+The company now sees 2023 sales in the range $5.6 to $6 billion, compared to Refinitiv estimates at $5.86 billion. It also lifted its adjusted profit forecast to $2.48 to $2.60 per share, compared to analysts' estimates of $2.52. (Reporting by Aditya Samal; Editing by Maju Samuel)","{'positive': 0.9556139, 'negative': 0.021846345, 'neutral': 0.022539822}","Edwards Lifesciences Corp on Wednesday raised its full-year sales and profit forecasts, citing strong demand for the company's artificial heart valves and other devices. Sales of the Transcatheter heart valve replacement device rose 8% in the first quarter, and sales from the valves to range between $3.8 billion and $4 billion in 2023. The company also saw 12% sales growth for its surgical structural heart devices, while its critical care monitoring device sales rose 5%. Last week, Abbott reported strong growth in U.S. sales of its structural heart device unit in its first quarter. Edwards now sees 2023 sales in the range $5.6 to $6 billion, and lifted its adjusted profit forecast to $2.48 per share.","Edwards Lifesciences Corp on Wednesday raised its full-year sales and profit forecasts, citing strong demand for the company's artificial heart valves and other devices.  Sales of the company's Transcatheter heart valve replacement device rose 8% in the first quarter.  Edwards now sees sales from the valves to range between $3.8 billion and $4 billion in 2023, above analysts estimates of $3.87 billion.",EW,Health Care,Medical Equipment & Supplies,Edwards Lifesciences Corp,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7471781996608566, 'Supply Chain Management': 0.7476021520463554, 'Ethical Marketing': 0.7755662176229401, 'Business Ethics': 0.7559006343238563, 'Product Design & Lifecycle Management': 0.773499227451243, 'Affordability & Pricing': 0.7792972524810033}",0.7792972524810033,Ruiqi,Minor focus,Major focus,Positive,"Product Safety, Supply Chain Management, Ethical Marketing, Business Ethics, Product Design & Lifecycle Management, Affordability & Pricing",Minor,Major,Positive,2023-09-07T11:04:55+00:00,https://www.newsmax.com/finance/streettalk/u-s-stock-futures/2023/09/07/id/1133539/,"[{'name': 'interest rates', 'weight': 0.07814694}, {'name': 'interest rate cuts', 'weight': 0.077064514}, {'name': 'new hiring', 'weight': 0.07336085}, {'name': 'rates', 'weight': 0.06602882}, {'name': 'Nasdaq', 'weight': 0.058805197}, {'name': 'Inflation Worries', 'weight': 0.057373524}, {'name': 'recent weeks', 'weight': 0.055612076}, {'name': 'central government agencies', 'weight': 0.054800853}, {'name': 'inflation', 'weight': 0.054622766}, {'name': 'Carol Schleif', 'weight': 0.054537106}]",[{'name': 'Finance'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'The Institute for Supply Management', 'type': 'ORG', 'mentions': 3}, {'data': 'ISM', 'type': 'ORG', 'mentions': 2}, {'data': 'BMO', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 4}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 1}, {'data': 'Lockheed Martin', 'type': 'ORG', 'mentions': 1}, {'data': 'Roku', 'type': 'ORG', 'mentions': 1}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Carol Schleif', 'type': 'PERSON', 'mentions': 2}, {'data': 'Susan Collins', 'type': 'PERSON', 'mentions': 1}, {'data': 'Minneapolis', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 4}, {'data': 'Earlier in the day', 'type': 'TIME', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'F-35', 'type': 'PRODUCT', 'mentions': 1}]","The Institute for Supply Management (ISM) said on Wednesday its non-manufacturing Purchasing Managers' Index rose to 54.5 last month against expectations of 52.5, while a gauge of prices paid by service-sector businesses for inputs increased.
+
+Traders' bets that the Federal Reserve would pause hiking interest rates at its Sept. 19-20 meeting were 91%, while bets on a pause in November slipped to 46.8% from nearly 57% before the data, the CME FedWatch Tool showed.
+
+""The stronger-than-expected ISM services data shows that investors are still not very skilled at reading the post-pandemic tea leaves,"" said Carol Schleif, chief investment officer at BMO's family office in Minneapolis.
+
+While investors have been hoping for interest rate cuts soon, Schleif said the data shows a strong economy and inflation that is not coming down ""as fast as the Fed would need to start cutting rates any time in the foreseeable future.""
+
+Earlier in the day Boston Fed President Susan Collins stressed the need for the central bank to ""proceed carefully"" with its next monetary policy steps.
+
+The Dow Jones Industrial Average fell 235.55 points, or 0.68%, to 34,406.42. The S&P 500 lost 40.09 points, or 0.89%, at 4,456.74 and the Nasdaq Composite dropped 179.32 points, or 1.28%, to 13,841.63.
+
+Of the S&P 500's 11 major industry sectors technology was the biggest decliner, down 1.6%. Defensive utilities was the only gainer, up 0.1%.
+
+Apple was the biggest drag across the three major indexes, down 3.7% after a report that China had banned officials at central government agencies from using iPhones and other foreign-branded devices for work.
+
+Other megacaps also declined, with Tesla, Amazon.com and Nvidia down between 1.6% and 3.8% as yields on the 10-year and the two-year U.S. Treasuries moved higher after the economic data.
+
+The S&P 500 barely reacted after the Fed's ""Beige Book"" snapshot of the U.S. economy was released, a week ahead of the keenly awaited August inflation data and the Fed's rate decision on Sept. 20.
+
+The report showed ""modest"" U.S. economic growth in recent weeks while job growth was ""subdued,"" and inflation slowed in most parts of the country.
+
+A recent uptick in oil prices has also stoked fears of persistent inflationary pressures that could compel the Federal Reserve to maintain its hawkish stance on interest rates.
+
+Lockheed Martin dropped 4.5% after the U.S. weapons maker trimmed the delivery outlook for its F-35 jets.
+
+Roku climbed 1.9% after the video-streaming company said it would reduce its workforce by about 10% and limit new hiring.
+
+Declining issues outnumbered advancers on the NYSE by a 2.38-to-1 ratio; on Nasdaq, a 2.10-to-1 ratio favored decliners.
+
+The S&P 500 posted 3 new 52-week highs and 25 new lows; the Nasdaq Composite recorded 33 new highs and 146 new lows.",b7c09c6a1d4b466cbc3b8178a7ef53f8,"Wall Street Slides on Inflation Worries, Apple's Drag",4,,,,
+14803,"UBS upgrades First Solar, says Inflation Reduction Act tax credits can help stock rally more than 25% - First Solar will likely be a main beneficiary of the Inflation Reduction Act's manufacturing tax credits , according to UBS. That could mean good news for the stock. Analyst Jon Windham upgraded the solar stock to buy from neutral and raised his price target by $110 to $250. His new price target implies the stock could jump 26.1% from where it closed Thursday. ""We upgrade shares of FSLR from Neutral to Buy and within our coverage see FSLR as the most significant beneficiary of the Inflation Reduction Act,"" he said in a note to clients Friday. Firs Solar should see years of outsized earnings as demand for its U.S. offerings rise with developers attempting to hit the 10% domestic content threshold within the IRA , according to Windham. The manufacturing credits should also add $1.7 billion to annual revenue following the company's expansion of its U.S. production operations. He said the tax credits would also mitigate prior concerns related to start-up and ramp-up costs diluting margins in 2023 and 2024 as the company increases its U.S. manufacturing presence. First Solar's U.S. production volume should more than double between 2023 and 2027, Windham said. Given the potential windfall from the IRA, Windham increased adjusted earnings per share estimates to $7.54 from $5.33 in 2023 and $25.93 from $21.90 in 2025. He did trim his 2024 adjusted earnings per share forecast to to $11.78 from $12.15. To be sure, he said the stock could face challenges on this path depending on pricing trends, which can be impacted by how much competitors ramp up capacity. The company also still has to handle ramp-up costs and execution challenges as it aims to more than double its manufacturing footprint by the end of 2025. The stock gained 1.5% in premarket trading. It's up 32.3% so far this year, continuing to rally after surging 71.9% in 2022. FSLR 1Y mountain First Solar — CNBC's Michael Bloom contributed to this report.","{'positive': 0.9551968, 'negative': 0.023199808, 'neutral': 0.02160349}","UBS has upgraded First Solar to buy from neutral and raised its price target by $110 to $250, which could help the stock rally more than 25% from where it closed Thursday. Analyst Jon Windham believes that the Inflation Reduction Act's manufacturing tax credits will likely be a major beneficiary of the stock, as demand for its U.S. offerings rises with developers attempting to hit the 10% domestic content threshold within the IRA. The manufacturing credits should also add $1.7 billion to annual revenue and mitigate prior concerns related to start-up and ramp-up costs diluting margins. Given the potential windfall from the IRA, Windham increased adjusted earnings per share estimates to $7.54 from $5.33 in 2023 and $25.93 from $21.90 in 2025. The stock gained 1.5% in premarket trading and is up 32.3% so far this year, continuing to rally after surging 71.9% in 2022.",The firm said the company could be one of the major beneficiaries of IRA manufacturing tax credits.,FSLR,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,First Solar Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7486154094286811, 'Regulations': 0.7901675645579068, 'Product End-of-life Management': 0.7707396643389262, 'Water Management in Manufacturing': 0.7656894411496069, 'Energy Management in Manufacturing': 0.7929494093652143, 'Materials Sourcing': 0.7760861958564136, 'Ecological Impacts of Project Development': 0.7626865566543523}",0.7929494093652143,Ruiqi,Major focus,Major focus,Positive,"Regulations, Energy Management in Manufacturing, Product End-of-life Management",Major,Major,Positive,2023-01-26T14:12:37+00:00,https://www.thesun.co.uk/tech/21171730/secret-android-codes-hidden-features/,"[{'name': 'phone calls', 'weight': 0.11353164}, {'name': 'Android phones', 'weight': 0.1030448}, {'name': 'secret Android codes', 'weight': 0.09620197}, {'name': 'caller ID', 'weight': 0.0921192}, {'name': 'ANDROID phones', 'weight': 0.09049103}, {'name': 'data consumption details', 'weight': 0.089628994}, {'name': 'secret codes', 'weight': 0.088435195}, {'name': 'USSD codes', 'weight': 0.08247129}, {'name': 'Google Play diagnostics', 'weight': 0.07587328}, {'name': 'media files', 'weight': 0.07354385}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 4}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Play', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}]","ANDROID phones have secret codes which can fast-track features.
+
+These codes can help improve the device's security, backup media files before a factory reset and disable caller ID.
+
+They are known as Unstructured Supplementary Service Data (USSD) codes, and they are programmed into the phone's SIM card.
+
+They look like a random combination of numbers and symbols.
+
+But they can be used by tech savvy Android owners to do all kinds of things without having to enter Settings.
+
+The most codes work on Android phones but some of them even work on Apple iPhones.
+
+How to use USSD codes on my Android
+
+First open up the device's dialler, where you make phone calls.
+
+Then, type in the code you want to use.
+
+It's as easy as that.
+
+Some codes will start loading automictically, but others will need you to hit the Call button.
+• *#*#7780#*#*: Use this code to factory reset your phone. This is handy if you are selling the device.
+• *#*#273282*255*663282*#*#*: Use this code to quickly backup media files before performing a factory reset.
+• *#61#: This code shows users how long it takes until their phone calls are forwarded to the message centre.
+• #*#426#*#: A code that allows you to perform Google Play diagnostics.
+• *#*#225#*#*: Find out what Calendar data is stored on your device.
+• *#3282*727336*#: Use this code to view your storage & system information, which will reveal data consumption details.
+• *#*#1472365#*#*: This code triggers a GPS test to check if it's working properly in case it is lost or stolen.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",5234433f1fad405eb45be32a04e83221,Typing secret Android codes unlocks hidden features that you've missed,4,,,,
+8305,"Why the U.S. government may try to break up Amazon - A showdown between Amazon and government regulators over whether it is overly dominant may soon be coming to a head, with the Federal Trade Commission preparing to sue — and possibly break up — the world's largest e-commerce company, according to Politico and Bloomberg.
+
+The retailer, which also operates an advertising agency, shipping network, supermarket chain and movie studio, has become a mainstay in Americans' lives. But its explosive growth, which has made founder Jeff Bezos one of the world's richest people, has also long spurred calls for the company to be reined in, with consumer activists claiming that the behemoth uses monopolistic practices to preserve its stronghold.
+
+For FTC Chair Lina Khan — who first came to prominence while still in law school by writing a paper arguing that Amazon is a monopoly — an effort to fracture the company would amount to a career-defining throw of the dice. Of late, meanwhile, the FTC has lost battles to block high-profile mergers, including Microsoft's $68.7 billion purchase of Activision and Meta's takeover of VR startup Within.
+
+""The point of her article was that traditional antitrust, in the last 40 years, is a very awkward fit for addressing competitive concerns with Amazon, so it kind of makes sense that the FTC has struggled to bring the case,"" said Rebecca Haw Allensworth, associate dean for research at Vanderbilt University Law School.
+
+To succeed, an FTC case would need to explain how Amazon's business practices run afoul of antitrust law first passed a century ago. Here are the arguments the government is likely to bring up in a suit to break up Amazon, according to legal experts.
+
+According to Politico, government regulators are homing in on several areas of concern: Amazon's requirement that third-party sellers don't sell items cheaper elsewhere; its encouragement of sellers to use Amazon's shipping and advertising services; and its bundling of services as part of the company's Amazon Prime shopping club.
+
+More than 60% of Amazon's sales come from independent sellers that sell their wares through the retailer, and Amazon forbids these businesses from selling items cheaper elsewhere as a condition of hawking using its platform. Guaranteeing low prices sounds like a good thing, since low prices are good for consumers. But they can have negative effects on other platforms, Allenworth said.
+
+""It makes for less competition between the platforms. Now, Amazon doesn't have to worry that Etsy is going to be undercutting it on these products,"" she said.
+
+Washington, D.C., and the state of California have sued Amazon on similar grounds, arguing that its demand for the cheapest prices forces merchants to raise prices elsewhere, harming both sellers and consumers.
+
+""Other online marketplaces cannot effectively compete with Amazon by lowering their fees and commissions because doing so would have no effect on the final consumer price for that product, which is pegged to the Amazon price,"" Washington, D.C.'s attorney general argued in its suit. ""This artificially raises the price of goods to consumers across the internet above competitive levels and enables Amazon to charge sellers higher commissions and fees than it could in a truly competitive market.""
+
+A judge threw out the District's case last year, and prosecutors are appealing that dismissal. California's suit against Amazon is in progress.
+
+Another likely focus of the FTC's complaint, according to reporting from Bloomberg, is that Amazon forces vendors who sell products on its platform to use the company's logistics services, including shipping, warehouse storage and advertising. A congressional investigation in 2020 concluded that Amazon rewards sellers that use its other services by giving them better placement on its site, including the so-called ""Buy Box,"" and punishes sellers that don't use those services by putting their items further down the page.
+
+Demonstrating that this practice, called ""tying,"" is illegal depends on the government's ability to prove that its only purpose is to undermine competition.
+
+""It's defensible if the company can come up with some sort of good explanation for it that doesn't have to do with crushing its competitors,"" Allensworth said. ""Is there an efficiency justification for having these things be offered together?""
+• None Lawmakers call for criminal probe of Amazon, alleging it stonewalled investigation
+
+The government could also consider whether Amazon treats third-party sellers unfairly by giving a boost to identical products that the retailer itself sells, media reports note.
+
+A congressional investigation concluded in 2020 heard testimony from a number of sellers that accused Amazon of giving preference to its own branded products in search results, even when they cost more, and of creating Amazon-owned copies of popular third-party products sold on the platform.
+
+One former seller described being put out of business by the company.
+
+""On at least two different occasions, his company did all the legwork to create a new, top-selling product or product line, as well as creating the product listings, only to have Amazon copy the idea and offer a competing product,"" the congressional report found. It also concluded that Amazon could access product data that other sellers could not and that it ""can give itself favorable treatment relative to competing sellers.""
+
+Amazon's so-called ""mimic and destroy"" approach has drawn criticism, but it may not be illegal, Allensworth noted. ""This was a big focus of the congressional investigation into Amazon that Lina Khan was very involved in, but it doesn't have an obvious antitrust hook — unlike in the European Union where there's a law about [how to treat] the other sellers on your own platform,"" she said.
+
+Amazon is currently disputing its designation by the EU as a large platform that deserves tight regulation.","{'positive': 0.06204207, 'negative': 0.19530082, 'neutral': 0.7426571}","The Federal Trade Commission is preparing to sue Amazon, the world's largest e-commerce company, over whether it is overly dominant. The FTC has lost battles to block high-profile mergers, including Microsoft's $68.7 billion purchase of Activision and Meta's takeover of VR startup Within, and the FTC is arguing that Amazon's requirement that third-party sellers don't sell items cheaper elsewhere; its encouragement of sellers to use Amazon's shipping and advertising services; and its bundling of services as part of the company's Amazon Prime shopping club. Washington, D.C., and the state of California have sued Amazon on similar grounds, arguing that its demand for the cheapest prices forces merchants to raise prices elsewhere, harming both sellers and consumers. A congressional investigation in 2020 concluded that Amazon rewards sellers that use its other services by giving them better placement on its site.","Under the assertive leadership of Chair Lina Khan, the FTC is targeting the world's biggest online retailer.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7958831406519468, 'Hardware Infrastructure Energy & Water Management': 0.748606377946093, 'Data Privacy & Advertising Standards': 0.8050947233397208, 'Employee Recruitment, Inclusion & Performance': 0.7690236393096918, 'Data Security': 0.7909593578979528}",0.8050947233397208,Ruiqi,Major focus,Major focus,Negative,"Data Privacy & Advertising Standards, Product Packaging & Distribution",Major,Major,Negative,2022-12-01T17:19:25-05:00,https://patch.com/california/paloalto/google-commemorates-video-game-pioneer-jerry-lawson,"[{'name': 'Video Game Pioneer Jerry Lawson', 'weight': 0.11755715}, {'name': 'video games', 'weight': 0.10379937}, {'name': 'other Silicon Valley pioneers', 'weight': 0.09187546}, {'name': 'Jerry Lawson', 'weight': 0.08930421}, {'name': 'game design', 'weight': 0.08778074}, {'name': 'interchangeable game cartridges', 'weight': 0.084723085}, {'name': 'game developers', 'weight': 0.08297477}, {'name': 'Steve Jobs', 'weight': 0.0808394}, {'name': 'Steve Wozniak', 'weight': 0.0807447}, {'name': 'Lawson', 'weight': 0.08007578}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Atari', 'type': 'ORG', 'mentions': 1}, {'data': 'Super Nintendo', 'type': 'ORG', 'mentions': 1}, {'data': 'NPR', 'type': 'ORG', 'mentions': 2}, {'data': 'Engadget', 'type': 'ORG', 'mentions': 1}, {'data': 'USC', 'type': 'ORG', 'mentions': 1}, {'data': 'the World Video Game Hall of Fame', 'type': 'ORG', 'mentions': 1}, {'data': 'Fairchild', 'type': 'ORG', 'mentions': 1}, {'data': 'the Homebrew Computing Club', 'type': 'ORG', 'mentions': 1}, {'data': 'Jerry Lawson', 'type': 'PERSON', 'mentions': 8}, {'data': 'Steve Jobs', 'type': 'PERSON', 'mentions': 1}, {'data': 'Steve Wozniak', 'type': 'PERSON', 'mentions': 1}, {'data': 'MOUNTAIN VIEW', 'type': 'GPE', 'mentions': 1}, {'data': 'CA', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 3}, {'data': 'African American', 'type': 'NORP', 'mentions': 1}, {'data': 'the Fairchild Channel F', 'type': 'PRODUCT', 'mentions': 1}]","MOUNTAIN VIEW, CA — Google is commemorating the life of Gerald ""Jerry"" Lawson on what would have been the of video game pioneer’s 82nd birthday.
+
+The search giant’s homepage on Thursday features video games inspired by Lawson, who died at 70 in 2011. Lawson is widely credited with the development of interchangeable game cartridges in the 1970s that created the model that future companies such as Atari and Super Nintendo were based on.
+
+Lawson stood out in Silicon Valley in the 1970s as one of the industry’s few Black engineers, NPR reports. Silicon Valley remains predominantly white, and the gaming industry is no exception.
+
+
+
+Just 2 percent of game developers in 2005 were African American, Engadget reports. Google’s recognition of Lawson is among the latest efforts to bring to life to the accomplishments of an electronic engineering superstar that history has largely ignored, NPR reports.
+
+USC has created an endowment in Lawson’s name for underrepresented students pursuing degrees in game design and computer science, and the World Video Game Hall of Fame in New York has created an exhibit honoring him. I found some ads for the Fairchild channel f a system I would like to start collecting for. Unfortunately it's not everyone's favorite. It was pretty inferior for a game system and didn't stand the test of time. #retrogaming pic.twitter.com/f6Lk2CZDup
+
+— Tʜᴇ Nɪɴᴛᴇɴᴅᴏʀᴋ 🇺🇦🎮🕹️ (@Nintendork9) July 9, 2018 Lawson helped develop one of the first known video consoles, the Fairchild Channel F (short for (Channel Fun”), which was released in 1976.
+
+
+
+The “father of modern gaming” was among two Black members of the Homebrew Computing Club that included Steve Jobs and Steve Wozniak, among other Silicon Valley pioneers.",b2b933216c884b6aafe1681b43879faf,Google Commemorates Video Game Pioneer Jerry Lawson,4,,,,
+21392,"This week's average personal loan rates: January 10, 2023 - The average overall personal loan rate this week is 21.05%, a slight uptick of two basis points from last week. Rates have been on the rise over the past several months.
+
+The average high rate is 10.10%, a little bit higher than last week. Maximum rates have continued to increase as the Federal Reserve has raised the federal funds rates to try to slow inflation, leading to higher consumer borrowing costs across the board. 
+
+
+
+Borrowers may use personal loans to cover a variety of expenses, including medical bills and home improvement projects. Many borrowers also use funds to consolidate debt. Check with your lender to make sure they allow your desired loan purpose.
+
+We've put together a database of 28 personal loan products and averaged their rates so you can get a handle the current landscape. You're more likely to qualify for a better rate with a higher credit score. Rates are slightly up from last week and are high in general.
+
+The lowest rate of the companies we track is from American Express, which has a minimum APR of 5.91%. The highest rate is from NetCredit Personal Loans, which has a maximum APR of 155%.
+
+The rates shown above aren't guaranteed. The rate you'll get is contingent on your creditworthiness and other aspects of your financial situation. You can see the rates you'll get by applying with each lender you're interested in.
+
+These rates are based on data from 124 borrowers who applied for loans and received rates.
+
+These loan amounts and term lengths are based on data from 124 borrowers who applied for loans and received rates.
+
+These loan purposes are based on data from 126 borrowers who applied for loans and received rates. One borrower used loan funds to pay for educational expenses this week.
+
+What credit score do I need for a personal loan? It indicates an expandable section or menu, or sometimes previous / next navigation options. Many lenders don't disclose their minimum credit score requirements, but they may be able to give you a general sense of your approval chances when you offer them your financial information. If your score is too low to qualify, take steps to improve it by reviewing your credit report and lowering your credit utilization ratio (the percentage of your credit limit you're currently using).
+
+What are the alternatives to a personal loan? It indicates an expandable section or menu, or sometimes previous / next navigation options. For small amounts, you might find that a 0% APR credit card would be a better fit. Such cards can be especially useful for consolidating credit card debt or making purchases that you'd like to pay off over time. Generally, they have 0% APRs for the first 12 to 16 months from opening. Pay off the card in full before the introductory period is up, and you won't pay interest on your purchase. Homeowners sometimes find that home equity lines of credit are better to fund major repairs or renovations with lower interest rates.
+
+How much will a personal loan cost? It indicates an expandable section or menu, or sometimes previous / next navigation options. This depends entirely on how much you'd like to take out, what APR you receive from your lender, and how long it takes you to pay off the loan. The higher the loan amount and APR, the more a loan will cost you. With a longer term length, you will spread out your payments over an extended period so your monthly payments will be smaller, but you will pay more in the long run.","{'positive': 0.07298227, 'negative': 0.040212315, 'neutral': 0.8868054}","
+
+These rates are based on data from 124 borrowers who applied for loans and received rates. 
+
+These loan amounts and term lengths are based on data from 124 borrowers who applied for loans and received rates. These loan purposes are based on data from 126 borrowers who applied for loans and received rates. Homeowners sometimes find that home equity lines of credit are better to fund major repairs or renovations with lower interest rates.",Borrowers with fair (620-659) and poor (<620) credit scores saw their rates go down by about 27% this past week.,AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers‚Äô PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers‚Äô personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7840756231459152, 'Customer Privacy': 0.7813883114941353, 'Data Security': 0.7646120923539621}",0.7840756231459152,Ruiqi,Minor focus,Minor focus,Positive,,No,Minor,,2022-10-10T21:01:56.506000+00:00,https://www.chicagotribune.com/business/ct-biz-industrial-record-setting-warehouse-expansion-20221010-z22ipjvi6veollheurn34nppye-story.html,"[{'name': 'new construction records', 'weight': 0.09591919}, {'name': 'new construction', 'weight': 0.09067939}, {'name': 'Colliers Executive Vice President Mike Senner', 'weight': 0.081345946}, {'name': 'Craig Hurvitz', 'weight': 0.07701307}, {'name': 'construction', 'weight': 0.075616}, {'name': 'market research', 'weight': 0.0741159}, {'name': 'Colliers International', 'weight': 0.06981896}, {'name': 'Hurvitz', 'weight': 0.06956717}, {'name': 'leasing activity', 'weight': 0.06954619}, {'name': 'Mike Senner', 'weight': 0.06947498}]",[{'name': 'Business'}],"[{'data': 'Chicagoland', 'type': 'GPE', 'mentions': 3}, {'data': 'Romeoville', 'type': 'GPE', 'mentions': 1}, {'data': 'Joliet', 'type': 'GPE', 'mentions': 1}, {'data': 'Bristol', 'type': 'GPE', 'mentions': 1}, {'data': 'Wisconsin', 'type': 'GPE', 'mentions': 1}, {'data': 'Illinois', 'type': 'GPE', 'mentions': 1}, {'data': 'Craig Hurvitz', 'type': 'PERSON', 'mentions': 5}, {'data': 'Mike Senner', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ed Lowenbaum', 'type': 'PERSON', 'mentions': 2}, {'data': 'Colliers International', 'type': 'ORG', 'mentions': 3}, {'data': 'Molto Properties', 'type': 'ORG', 'mentions': 1}, {'data': 'NorthPoint Development', 'type': 'ORG', 'mentions': 1}, {'data': 'Uline', 'type': 'ORG', 'mentions': 1}, {'data': 'Ryder Logistics', 'type': 'ORG', 'mentions': 1}, {'data': 'Opus Group', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'Cresa Chicago', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Hurvitz', 'type': 'ORG', 'mentions': 1}, {'data': 'Senner', 'type': 'ORG', 'mentions': 1}, {'data': 'I-55', 'type': 'FAC', 'mentions': 1}, {'data': 'I-80', 'type': 'FAC', 'mentions': 1}, {'data': 'Weber55 Logistics Park', 'type': 'FAC', 'mentions': 1}, {'data': 'Third Coast Intermodal Hub', 'type': 'FAC', 'mentions': 1}]","Industrial builders in Chicagoland smashed records for new construction this summer, surpassing the already fast development pace of 2021. Sleek modern warehouses used to store and distribute goods, feeding online customers’ appetite for ever-faster deliveries, account for most buildings underway.
+
+“When people hear the word industrial, they still think of smokestacks, but this is, almost without exception, warehouse and distribution space,” said Craig Hurvitz, vice president of market research at Colliers International.
+
+Rising interest rates and an uncertain economy didn’t slow metro area groundbreakings. Developers in the third quarter began construction on 48 buildings which, when completed, will total 17.2 million square feet, 32% greater than the previous record, according to Colliers. These projects brought the total under construction to 32.5 million square feet, the most at one time in the market’s history.
+
+“This is a monumental construction report, and a lot of records were shattered,” Hurvitz said.
+
+Demand surged soon after the pandemic began, and millions of homebound consumers started ordering products online, he added. Many firms were forced to handle the rush of orders with warehouses either too small or obsolete.
+
+Developers responded by launching the construction of mammoth facilities, often in outlying suburbs near transportation arteries such as I-55 and I-80, including Romeoville, where Molto Properties this summer broke ground on Weber55 Logistics Park, a two-building, 1.1-million-square-foot complex on 60 acres, and Joliet, where NorthPoint Development just began construction on former farmland of a 1.2-million-square-foot building, part of its new Third Coast Intermodal Hub.
+
+Most of the buildings under construction were launched on spec, meaning the developer got started before landing a tenant. That shows confidence in the Chicagoland market, and so far, it hasn’t been misplaced, according to Hurvitz.
+
+“We continue to see big leases signed every quarter,” he said.
+
+Six or seven years ago only a few companies per year would sign leases in the Chicago-area market for more than 500,000 square feet of warehouse space, but there were 16 such deals in 2020, 19 in 2021 and 13 in the first three quarters of 2022, Hurvitz said.
+
+Companies continued signing leases for spec buildings in the third quarter, sometimes before developers even finish the jobs. Business supply giant Uline leased the entire one-million-square-foot building under construction at 10322 140th Ave. in Bristol, Wisconsin, just over the Illinois border. And Ryder Logistics leased a 543,638-square-foot property at 310 Overland Drive in North Aurora developed by Opus Group.
+
+Economic headwinds will soon help slow the pace of construction, according to Colliers Executive Vice President Mike Senner. The Fed jacked up interest rates throughout 2022 to cool the economy and tame inflation. The moves will affect everyone in industrial real estate, and with more hikes likely, project financing is already drying up.
+
+“The projects being built today were all baked in before everything changed,” he said. “We’re in a completely different environment than we were even six months ago, so the next couple of quarters are probably going to look a lot different.”
+
+In addition, many construction materials and building components remain in short supply, according to Ed Lowenbaum, managing principal of Cresa Chicago. Steel loading dock levelers, for example, can take eight or nine months to get in place, and such shortages will help stifle new construction in 2023.
+
+“There will be less of a gold rush mentality, the kind where people need space at any costs,” Lowenbaum said. “Instead, in the future any new construction is more likely to be a planned expansion.”
+
+Even Amazon has gone quiet. During the worst of the pandemic, the e-commerce titan expanded faster in the metro area than any distribution firm, taking more than half the total space leased during the second quarter of 2020, Hurvitz said, but its leasing activity slowed to a trickle this year, and it hasn’t launched any new construction projects.
+
+“That shows how strong the current market is,” Hurvitz said. “We’re no longer relying on Amazon.”
+
+The industrial buildings underway probably won’t stay empty long even if new construction stalls out later in 2023, Senner said. Enough companies still want to consolidate operations into new, larger facilities, that buildings finished this year and early next should find tenants.
+
+“There are still a lot of companies living in second-generation spaces that want to be in modern warehouses,” Senner said. “We desperately needed to add inventory, so, the spigot isn’t going to be completely shut off. We’re going to continue to see a fair amount of leasing activity, although it won’t be record setting.”",c7b51bf8fd224e3694775f04177d22ea,"Industrial developers setting new construction records, but gold rush likely to end in 2023",4,,,,
+18719,"China Loses US Import Share But Stays a Key Source - China has lost ground to Asian competitors exporting some goods to the US but remains solidly among the America’s top trading partners with Mexico and Canada.
+
+That’s among the key takeaways from an analysis released Monday by Canada-based Descartes, a logistics tech company.
+
+Descartes looked at China’s overall share of container shipments to the US over the past 20 years. It peaked in 2010 at 44.5%, went mostly sideways 2017, then started a five-year slide. Through the first five months of this year, China’s share stood at 35.8%, Descartes said.
+
+Read More: China Exports Drop More Than Expected, Fueling Growth Risks
+
+“China has been slowly losing its share of US container import volume but remains the dominant country of origin for many of the top 10 commodity groups imported by the US, even as countries in South and Southeast Asia, such as Vietnam, India, Thailand and Indonesia, have quickly built capacity in a number of goods categories,” Chris Jones, executive vice president of industry at Descartes, said in a statement.
+
+The report also tracked country-by-country market share for the top 10 goods categories since 2016, which found China’s standing did several things:
+• Two categories grew in volume and China’s share increased
+• Two groups declined in growth and share
+• One shrank and dropped out of the top 10
+
+“This underscores that U.S. businesses are learning to adopt a multi-country strategy sourcing strategy that still includes China,” Descartes said.
+
+The report adds to evidence that China’s position as an export powerhouse is holding up pretty well through a period that includes a trade war with the US, the Covid pandemic, a war in Ukraine, and moves by western governments to curtail its rise as leader in advanced technologies.
+
+“China is exporting $1 trillion more than it was before the pandemic. It’s exporting $1 trillion more than it did when Trump started his trade war,” said Brad Setser, a senior fellow at the Council on Foreign Relations and a former Biden administration official. “A whole bunch of large policy measures that were designed to make trade less attractive didn’t have the effect of making China less dependent on trade.”
+
+Speaking on the latest episode of Bloomberg’s Odd Lots podcast, Setser says these other forces had a bigger impact:
+• The shift to global demand toward goods and away from services
+• A Chinese yuan that’s “still basically where it was — it hasn’t had a lot of strength since 2014”
+• And the emergence of a competitive auto industry in China
+
+“All these things, in the end, mattered more than whether we tariffed one-third, two-thirds or all of our trade with China, which was the debate back in 2019,” he said.
+• Export Controls Emerge as Favored US Tool for Russia and China
+• US Expands China Forced-Labor Embargo, Banning Two New Firms
+• US and Allies Condemn Economic Coercion With Attention on China
+• Dutch Seek to Bar Chinese Students From Tech Courses in Chip War
+
+Boeing in China | After years of anemic sales, Boeing is bullish again on deliveries to Chinese carriers. In the past few months, Boeing’s fortunes in China have turned. In January the government ended its pandemic restrictions, unleashing a rebound in travel that has traffic approaching pre-Covid levels, and a few weeks later China allowed the 737 Max to fly again. Even as the US and China spar over trade, tariffs and Taiwan, Boeing executives are increasingly confident that within weeks its jets could again be winging their way to Chinese buyers. Read the full story here.
+• Tesla is looking for local parts suppliers in Mexico as it prepares to build its first factory in the country, an official at the company said.
+• German Chancellor Olaf Scholz said his cabinet will pass a national security strategy on Wednesday aimed at boosting the country’s economic resilience and reduce dependencies in areas such as energy, raw materials and critical technologies.
+• Supply troubles and an increase in staff have left Indian airline Vistara with a fresh headache — a shortage of uniforms for cabin crew.
+• The Biden administration is proposing to allies that they extend a coordinated freeze on new digital services taxes beyond its planned expiration at the end of this year, in a bid to avert a trade war among friends.
+• Every morning, some of the world’s top chip engineers can be found stuck in traffic on Kumamoto Prefecture’s Route 30, as vehicles carrying heavy machinery and thousands of workers inch toward what will soon become Japan’s most-advanced chip hub.
+• UK Prime Minister Rishi Sunak left Washington after a two-day visit, armed with President Joe Biden’s backing for his efforts on artificial intelligence and agreements for closer economic cooperation to shore up green industries and supply chains.
+• The Port of Seattle shut its cargo operations on Saturday, adding to sporadic disruptions that have plagued West Coast ports for more than a week.
+
+Tune in to the inaugural Bloomberg New Economy Gateway Africa convening live from Morocco, June 13-14. Hear from public and private-sector leaders on the most pressing issues and opportunities across the continent — from sustainable development to free trade to climate resilience. Learn more here.
+• Port operations have generally improved at key West Coast ports since a series of labor actions from June 2 to June 7 disrupted cargo movement, according to a statement from the Pacific Maritime Association.
+• Uruguay’s President Luis Lacalle Pou voiced skepticism Thursday that the South American customs union Mercosur will pursue a trade deal with China after talks between his country and the Asian superpower ground to a halt.
+• Run SPLC after an equity ticker on Bloomberg to show critical data about a company's suppliers, customers and peers.
+• Use the AHOY function to track global commodities trade flows.
+• Click HERE for automated stories about supply chains.
+• On the Bloomberg Terminal, type NH FWV for FreightWaves content.
+• See BNEF for BloombergNEF’s analysis of clean energy, advanced transport, digital industry, innovative materials, and commodities.
+
+Don’t keep it to yourself. Colleagues and friends can sign up here. We also publish the New Economy Daily, a briefing on the latest in global economics.
+
+For even more: Follow @economics on Twitter and subscribe to Bloomberg.com for unlimited access to trusted, data-driven journalism and gain expert analysis from exclusive subscriber-only newsletters.
+
+How are we doing? We want to hear what you think about this newsletter. Let our trade tsar know.","{'positive': 0.021435827, 'negative': 0.95149314, 'neutral': 0.027070977}","An analysis released by Descartes, a logistics tech company, found that China has lost ground to Asian competitors exporting some goods to the US but remains among the America's top trading partners with Mexico and Canada. The report also tracked country-by-country market share for the top 10 goods categories since 2016, which found China‚Äôs standing did several things, including two categories grew in volume and China's share increased. Boeing executives are increasingly confident that within weeks its jets could again be winging their way to Chinese buyers. The US and allies are proposing to extend a freeze on new digital services beyond its planned expiration at the end of this year, in a bid to avert a trade war.",China has lost ground to Asian competitors exporting some goods to the US but remains solidly among the America‚Äôs top trading partners with Mexico and Canada.,BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry‚Äôs key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry‚Äôs energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity‚Äôs energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7428327982764058, 'Hazardous Waste Management': 0.7382036615054262, 'Materials Sourcing': 0.7873185360225432, 'Energy Management': 0.7645569491299433, 'Fuel Economy & Emissions in Use-phase': 0.7611641314848578, 'Business Ethics': 0.741857729876771, 'Data Security': 0.7446963266686967}",0.7873185360225432,Ruiqi,No focus,No focus,Neutral,,No,No,,2023-01-09T20:50:29+00:00,https://www.yahoo.com/lifestyle/zinus-mattress-sale-192452114.html?src=rss,"[{'name': 'BEST MATTRESS', 'weight': 0.10552856}, {'name': 'back pain', 'weight': 0.08189984}, {'name': 'Green Tea Memory Foam Mattress', 'weight': 0.07998495}, {'name': 'pain', 'weight': 0.06887367}, {'name': 'better sleep', 'weight': 0.065834895}, {'name': 'high school', 'weight': 0.065800406}, {'name': 'Last night', 'weight': 0.06291381}, {'name': 'time', 'weight': 0.062215842}, {'name': 'Amazons bestselling mattress', 'weight': 0.05944122}, {'name': 'great cushioning', 'weight': 0.059138905}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Zinus', 'type': 'ORG', 'mentions': 1}, {'data': ""a good night's sleep"", 'type': 'TIME', 'mentions': 3}, {'data': 'this morning', 'type': 'TIME', 'mentions': 1}, {'data': 'Green Tea Memory Foam Mattress', 'type': 'PRODUCT', 'mentions': 1}]","Getting a good night's sleep is essential. If you're sick of tossing and turning while trying to get comfortable, investing in a new mattress may be just what you need to feel refreshed and ready to take on the day. While it normally takes time, effort and, you know, money to upgrade your old mattress into something more comfy, thousands of shoppers have found the perfect solution in the Zinus 8-Inch Green Tea Memory Foam Mattress. Not only is it Amazon’s best-selling mattress but you can score a queen-size for just $257 right now, which is bonkers.
+
+This mattress has a lot to offer. It’s made of three supportive foam layers that keep you pain-free while you slumber. It's specially designed to cradle and support your body while relieving pressure points for better sleep. It boasts a knit cover that is both breathable and soft against the skin. Plus, it’s infused with green tea to keep the mattress feeling clean and fresh.
+
+If smart details like that and the amazing sale price (the mattress is at its lowest price in 30 days!) aren't enough to convince you, check out the user reviews — people love this mattress. It's racked up over 101,000 five-star ratings. One shopper raved, “I’m 31 years old and have had upper, middle and lower back pain since an accident in my senior year of high school. Last night was my first night sleeping on this mattress — and I just woke up without back pain for the first time in more than 10 years. I haven't even gotten out of bed yet this morning— I’m sitting here in the dark writing this review because I am so happy I could almost cry.”
+
+Others called it a ""great"" mattress with ""good support and great cushioning at the same time."" One happy sleeper reports: ""I wake up without pain! No back pain or soreness from sleeping in the same position all night. BEST MATTRESS EVER!""
+
+All ages are smitten, with one dad saying, ""This is a great mattress, I bought it for my son who can be pretty picky about the mattress he sleeps on and as soon as we put it on his bed he laid down and fell right asleep.""
+
+Still not convinced that something so affordable could be so good? Take it from this customer, who says: ""Still love my bed a year and change later. Way more comfortable than my $2,000 dollar bed before."" Wow!
+
+We’re not sure how long this deal will last, so if you’re in the market for a supportive and comfortable mattress, we suggest adding it to your cart ASAP while you can still score it for way less.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+Looking for more great Amazon home and auto deals? Check these out:",759d054f20bb496db5f2d6a903bc965f,‘Woke up without pain': Amazon's bestselling mattress is down to $257 for a queen-size,4,,,,
+42908,"J.B. Hunt Transport Services (NASDAQ:JBHT) Is Achieving High Returns On Its Capital - To find a multi-bagger stock, what are the underlying trends we should look for in a business? In a perfect world, we'd like to see a company investing more capital into its business and ideally the returns earned from that capital are also increasing. This shows us that it's a compounding machine, able to continually reinvest its earnings back into the business and generate higher returns. And in light of that, the trends we're seeing at J.B. Hunt Transport Services' (NASDAQ:JBHT) look very promising so lets take a look.
+
+Return On Capital Employed (ROCE): What Is It?
+
+For those that aren't sure what ROCE is, it measures the amount of pre-tax profits a company can generate from the capital employed in its business. Analysts use this formula to calculate it for J.B. Hunt Transport Services:
+
+Return on Capital Employed = Earnings Before Interest and Tax (EBIT) √∑ (Total Assets - Current Liabilities)
+
+0.22 = US$1.3b √∑ (US$7.7b - US$1.6b) (Based on the trailing twelve months to December 2022).
+
+So, J.B. Hunt Transport Services has an ROCE of 22%. In absolute terms that's a great return and it's even better than the Transportation industry average of 14%.
+
+In the above chart we have measured J.B. Hunt Transport Services' prior ROCE against its prior performance, but the future is arguably more important. If you're interested, you can view the analysts predictions in our free report on analyst forecasts for the company.
+
+What Does the ROCE Trend For J.B. Hunt Transport Services Tell Us?
+
+We like the trends that we're seeing from J.B. Hunt Transport Services. Over the last five years, returns on capital employed have risen substantially to 22%. The amount of capital employed has increased too, by 74%. So we're very much inspired by what we're seeing at J.B. Hunt Transport Services thanks to its ability to profitably reinvest capital.
+
+To sum it up, J.B. Hunt Transport Services has proven it can reinvest in the business and generate higher returns on that capital employed, which is terrific. Since the stock has returned a solid 69% to shareholders over the last five years, it's fair to say investors are beginning to recognize these changes. In light of that, we think it's worth looking further into this stock because if J.B. Hunt Transport Services can keep these trends up, it could have a bright future ahead.
+
+On a final note, we've found 1 warning sign for J.B. Hunt Transport Services that we think you should be aware of.
+
+High returns are a key ingredient to strong performance, so check out our free list ofstocks earning high returns on equity with solid balance sheets.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.7435363, 'negative': 0.015434422, 'neutral': 0.24102922}","J.B. Hunt Transport Services (NASDAQ:JBHT) Is Achieving High Returns On Its Capital. Analysts use this formula to calculate it for J.B. Hunt Transport Services:
+
+Return on Capital Employed = Earnings Before Interest and Tax (EBIT) √∑ (Total Assets - Current Liabilities)
+
+0.22 = US$1.3b √∑ (US$7.7b - US$1.6b) (Based on the trailing twelve months to December 2022). To sum it up, J.B. Hunt Transport Services has proven it can reinvest in the business and generate higher returns on that capital employed, which is terrific. High returns are a key ingredient to strong performance, so check out our free list ofstocks earning high returns on equity with solid balance sheets.","To find a multi-bagger stock, what are the underlying trends we should look for in a business? In a perfect world, we'd...",JBHT,Transportation,Road Transportation,J.B. Hunt Transport Services,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.7644233499791742, 'Air Quality': 0.7064810931928523, 'Greenhouse Gas Emissions': 0.7427401522990659, 'Accident & Safety Management': 0.7469891222582555}",0.7644233499791742,Ruiqi,No focus,No focus,Neutral,,No,No,,2023-08-17T18:14:42+00:00,https://finance.yahoo.com/news/fortress-makes-1b-bet-nyc-181442854.html,"[{'name': 'office loans', 'weight': 0.121173196}, {'name': 'Big Apple office loans', 'weight': 0.10935766}, {'name': 'commercial office real estate loans', 'weight': 0.106251165}, {'name': 'CRE loans', 'weight': 0.10004338}, {'name': 'loans', 'weight': 0.0975848}, {'name': 'NYC Office Rebound', 'weight': 0.09682138}, {'name': 'CRE loan volume', 'weight': 0.095517576}, {'name': 'New York', 'weight': 0.0857893}, {'name': 'None New York Investor', 'weight': 0.084045835}, {'name': 'Office', 'weight': 0.08363921}]",[{'name': 'Finance'}],"[{'data': 'Fortress', 'type': 'ORG', 'mentions': 7}, {'data': 'Capital One', 'type': 'ORG', 'mentions': 9}, {'data': 'COF', 'type': 'ORG', 'mentions': 2}, {'data': 'Commercial Observer', 'type': 'ORG', 'mentions': 2}, {'data': 'JLL', 'type': 'ORG', 'mentions': 1}, {'data': 'The Durst Organization’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan Chase', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Eagle Rock Properties', 'type': 'ORG', 'mentions': 1}, {'data': 'NYC', 'type': 'GPE', 'mentions': 4}, {'data': 'New York City’s', 'type': 'GPE', 'mentions': 6}, {'data': 'McLean', 'type': 'GPE', 'mentions': 1}, {'data': 'Queens', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Pompano Beach', 'type': 'GPE', 'mentions': 1}, {'data': 'Big Apple', 'type': 'LOC', 'mentions': 1}, {'data': 'Will Sledge', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kyle Kaminski', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andrew Coen', 'type': 'PERSON', 'mentions': 2}, {'data': '855 Avenue of the Americas', 'type': 'FAC', 'mentions': 1}, {'data': 'Exchange Place', 'type': 'FAC', 'mentions': 1}]","Fortress Investment Group has acquired roughly $1 billion of office loans from Capital One (COF) with an eye toward a turnaround in New York City’s office sector, Commercial Observer has learned.
+
+The private lender purchased the loans this week in a move that signifies a “big bet on the rebound of New York City’s office sector,” one source said, with Big Apple office loans accounting for a large chunk of the portfolio, sources told CO.
+
+JLL (JLL)‘s Will Sledge and Kyle Kaminski arranged the transaction on behalf of the seller.
+
+The loan portfolio’s specifics couldn’t be gleaned, but Capital One’s lending activity in New York City’s office sector includes The Durst Organization’s 855 Avenue of the Americas and 40 Exchange Place. Whether the loans were purchased at par or at a discount also wasn’t clear, but one source said Fortress has a track record of buying loans “at near par.”
+
+McLean, Va.-based Capital One reported in its second quarter earnings released on July 20 that it “reclassified $888 million in commercial office real estate loans from loans held for investment to loans held for sale as of June 30, 2023.”
+
+The Capital One office loan sale occurred amid challenging market conditions for banks seeking to sell CRE loans, with lenders including Goldman Sachs and JPMorgan Chase encountering obstacles in recent months unloading certain debt off their books, Bloomberg reported last week.
+
+After all, office loans have been the proverbial hot potato that nobody wants to be left holding — with multifamily and industrial, on the other hand, remaining the belles of the ball when it comes to asset classes — so some sources expressed surprise that Fortress is now leaning in, heavily.
+
+On the origination side, Capital One originated $35.7 billion of CRE loan volume for the 12-month period ending on March 15. A prolific agency lender, the firm has been especially active on the multifamily front, providing a $200 million loan package this month to refinance four apartment complexes, totalling 1,300 units, in New York and New Jersey owned by Eagle Rock Properties.
+
+Officials for Fortress and Capital One didn’t immediately return requests for comment.
+
+Andrew Coen can be reached at acoen@commercialobserver.com.
+• None Queens Hotel Sells at Massive Loss After Conversion to Migrant Shelter
+• None Fortress Makes $1B Bet on NYC Office Rebound With Capital One Loan Portfolio Buy
+• None NYC’s Return to Office Outpaces Much of the US, but Midtown Still Struggles
+• None New York Investor Buys Spice Lab Warehouse in Pompano Beach for $24M
+
+Read the original story Fortress Makes $1B Bet on NYC Office Rebound With Capital One Loan Portfolio Buy and others by Andrew Coen at Commercial Observer.",bd4ec97d8775430d9413f1dcf0aa3e70,Fortress Makes $1B Bet on NYC Office Rebound With Capital One Loan Portfolio Buy,4,,,,
+53297,"Nucor Corporation (NUE) Is a Trending Stock: Facts to Know Before Betting on It - Nucor (NUE) is one of the stocks most watched by Zacks.com visitors lately. So, it might be a good idea to review some of the factors that might affect the near-term performance of the stock.
+
+Shares of this steel company have returned -14.9% over the past month versus the Zacks S&P 500 composite's -5.9% change. The Zacks Steel - Producers industry, to which Nucor belongs, has lost 9.8% over this period. Now the key question is: Where could the stock be headed in the near term?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+We essentially look at how sell-side analysts covering the stock are revising their earnings estimates to reflect the impact of the latest business trends. And if earnings estimates go up for a company, the fair value for its stock goes up. A higher fair value than the current market price drives investors' interest in buying the stock, leading to its price moving higher. This is why empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements.
+
+For the current quarter, Nucor is expected to post earnings of $4.13 per share, indicating a change of -46.2% from the year-ago quarter. The Zacks Consensus Estimate has changed +1.6% over the last 30 days.
+
+For the current fiscal year, the consensus earnings estimate of $14.35 points to a change of -50.2% from the prior year. Over the last 30 days, this estimate has changed +10.5%.
+
+For the next fiscal year, the consensus earnings estimate of $12.43 indicates a change of -13.4% from what Nucor is expected to report a year ago. Over the past month, the estimate has changed +5.9%.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Nucor is rated Zacks Rank #2 (Buy).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+In the case of Nucor, the consensus sales estimate of $8.26 billion for the current quarter points to a year-over-year change of -21.2%. The $33.1 billion and $29.04 billion estimates for the current and next fiscal years indicate changes of -20.3% and -12.3%, respectively.
+
+Nucor reported revenues of $8.72 billion in the last reported quarter, representing a year-over-year change of -15.8%. EPS of $4.89 for the same period compares with $7.97 a year ago.
+
+Compared to the Zacks Consensus Estimate of $7.91 billion, the reported revenues represent a surprise of +10.29%. The EPS surprise was +16.99%.
+
+The company beat consensus EPS estimates in each of the trailing four quarters. The company topped consensus revenue estimates each time over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Nucor is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Nucor. However, its Zacks Rank #2 does suggest that it may outperform the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.15146203, 'negative': 0.63179034, 'neutral': 0.21674758}","Zacks.com has published a list of factors that might affect the near-term performance of Nucor Corporation, one of the stocks most watched by investors. The company is expected to post earnings of $4.13 per share for the current fiscal year, indicating a change of -46.2% from the year-ago quarter. The Zacks Consensus Estimate has changed +1.6% over the last 30 days, and the consensus earnings estimate of $12.43 indicates a year-over-year change. Despite this, the company topped consensus revenue estimates of $7.91 billion and reported revenues of $8.72 billion respectively.","Nucor (NUE) has been one of the stocks most watched by Zacks users lately. So, it is worth exploring what lies ahead for the stock.",NUE,Extractives & Minerals Processing,Iron & Steel Producers,Nucor Corp,"{'Greenhouse Gas Emissions': 'Iron and steel production generates significant direct greenhouse gas (GHG) emissions, primarily carbon dioxide and methane, from production processes and on-site fuel combustion. Although technological improvements have reduced the GHG emissions per ton of steel produced, steel production remains carbon-intensive compared to other industries. Regulatory efforts to reduce GHG emissions in response to the risks posed by climate change may result in additional regulatory compliance costs and risks for iron and steel entities because of climate change mitigation policies. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Capturing such efficiencies can mitigate the potential financial effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Steel production requires substantial volumes of water. Entities face increasing operational, regulatory and reputational risks associated with water scarcity, costs of water acquisition, regulations on effluents or amount of water used, and competition with local communities and other industries for limited water resources. These risks are particularly likely to affect regions where water is scarce, resulting in water availability constraints and price volatility. Entities unable to secure a stable water supply could face production disruptions, while rising water prices could directly increase production costs. Consequently, entities adopting technologies and processes to decrease reduce water consumption may reduce operatingrisks and costs by mitigating the operational impacts of regulatory changes, water supply shortages and community-related disruptions.', 'Supply Chain Management': 'Iron ore and coal are critical raw material inputs to the steel production process. Iron ore mining and coal production are resource-intensive processes. Mineral extraction often has substantial environmental and social impacts adversely affectinglocal communities, workers and ecosystems. Community protests, legal or regulatory action, or increased regulatory compliance costs or penalties can disrupt mining operations. Iron and steel entities could face supply disruptions as a result, or in some cases, also may be subject to regulatory penalties associated with the environmental or social impact of the mining entity supplier. Minimising such risks through appropriate supplier screening, monitoring and engagement, iron and steel producers may manage their direct critical raw materials suppliers proactively to ensure they are not engaged in illegal or otherwise environmentally or socially damaging practices.', 'Air Emissions': 'Iron and steel production typically generates criteria air pollutants, volatile organic compounds (VOCs), and hazardous air pollutants, which can have significant localised public health impacts. Of particular concern are sulphur oxides, nitrogen dioxide, lead, carbon monoxide, and manganese, as well as particles such as soot and dust, which are released during theproduction process. Across North America, Western Europe, and Japan, technological innovation and continuous improvements in steel-making processes have significantly reduced air pollutants from the Iron & Steel Producers industry. However, air pollutants remain a concern due to heightened regulatory and public concern about air pollution, as well as expansion of steel production in emerging markets. Iron and steel production in emerging markets may be impacted by regulatory efforts aimed at curbing air pollution. Active management of facility emissions through implementation of industry best practices across global operations can facilitate the transition to sustainable steel production, lowering costs and potentially enhancing operational efficiency.', 'Energy Management': 'The production of steel requires significant energy, sourced primarily from the direct fossil fuel combustion as well as energy purchased from the grid. Energy-intense production has implications for climate change, and electricity purchases from the grid can result in indirect Scope 2 emissions. The choice between various production processes—electric arc furnaces and integrated basic oxygen furnaces—can influence whether an entity uses fossil fuels or purchases electricity. This decision, together with the choice between using coal versus natural gas or on-site versus grid-sourced electricity, may influence both the costs and reliability of energy supply. Affordable, easily accessible and reliable energy is an important industry competitive factor. Energy costs account for a substantial portion of iron and steel manufacturing costs. How an iron and steel entity manages its energy efficiency, its reliance on various types of energy and associated sustainability risks, and its ability to access alternative sources of energy can influence its profitability.', 'Workforce Health & Safety': 'Industrial processes used in iron and steel production can present significant risks to employees and contractors working at iron and steel plants. Given the high temperatures and heavy machinery involved, worker injuries and fatalities are a matter of concern to iron and steel producers. The industry has relatively high fatality rates, signifying the hazardous workenvironment and requiring a strong safety culture and health and safety policies. While accident rates in the industry are on a long-term decline, worker injuries and fatalities can lead to regulatory penalties, negative publicity, low worker morale and productivity, and increased healthcare and compensation costs.', 'Waste Management': 'While waste reclamation rates in steel production are high, the industry generates significant quantities of hazardous wastes. There are three main waste types in the industry—slag, dusts, and sludges. These by-products are often recycled internally or sold to other industries. However, process wastes such as electric arc furnace dust, which is regulated as a hazardous material in the U.S. due to its heavy metal content, can have significant environmental and human health impacts, present a regulatory risk, and result in additional operating costs for entities. Risks related to the long-term impacts of waste disposal may result in significant costs, including those associated with contaminated off-site disposal properties, for which iron and steel producers may be held responsible for remediation and restoration activities. Entities that reduce waste streams and hazardous waste streams in particular, and recycle or sell non-hazardous by-products, could therefore lower regulatory risks and costs while increasing revenues.'}","{'Greenhouse Gas Emissions': 0.7347744553303494, 'Water Management': 0.7453071519936595, 'Supply Chain Management': 0.7503628529424544, 'Air Emissions': 0.7395342978745477, 'Energy Management': 0.7566150535138748, 'Workforce Health & Safety': 0.7309799061550227, 'Waste Management': 0.7412420230971171}",0.7566150535138748,Ruiqi,No focus,No focus,Neutral,,No,No,,2022-12-16T07:00:37+00:00,https://finance.yahoo.com/news/ecb-warnings-mazars-binance-u-070037875.html?.tsrc=rss,"[{'name': 'Global markets', 'weight': 0.07832639}, {'name': 'markets', 'weight': 0.07712515}, {'name': 'financial markets', 'weight': 0.07711481}, {'name': 'U.S. stock markets', 'weight': 0.07151211}, {'name': 'Eurozone bond markets', 'weight': 0.068847805}, {'name': 'central banks', 'weight': 0.06432188}, {'name': 'rival exchange FTX', 'weight': 0.061236918}, {'name': 'central bank interest rate hikes', 'weight': 0.05958787}, {'name': 'Crypto prices', 'weight': 0.056092124}, {'name': 'oil prices', 'weight': 0.054879606}]",[{'name': 'Tech'}],"[{'data': 'ECB', 'type': 'ORG', 'mentions': 3}, {'data': 'Mazars', 'type': 'ORG', 'mentions': 2}, {'data': 'Binance', 'type': 'ORG', 'mentions': 5}, {'data': 'Adobe', 'type': 'ORG', 'mentions': 3}, {'data': ""the European Central Bank's"", 'type': 'ORG', 'mentions': 2}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 1}, {'data': 'Accenture', 'type': 'ORG', 'mentions': 2}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 2}, {'data': 'Darden Restaurants', 'type': 'ORG', 'mentions': 2}, {'data': 'Kremlin', 'type': 'ORG', 'mentions': 3}, {'data': 'G7', 'type': 'ORG', 'mentions': 3}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Dow Jones', 'type': 'ORG', 'mentions': 1}, {'data': 'KuCoin', 'type': 'ORG', 'mentions': 1}, {'data': 'Crypto.com', 'type': 'ORG', 'mentions': 1}, {'data': 'FTX', 'type': 'ORG', 'mentions': 1}, {'data': 'the Financial Times', 'type': 'ORG', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 4}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'Spain', 'type': 'GPE', 'mentions': 1}, {'data': 'Eurozone', 'type': 'LOC', 'mentions': 1}, {'data': 'German', 'type': 'NORP', 'mentions': 1}, {'data': 'Indian', 'type': 'NORP', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'Christine Lagarde', 'type': 'PERSON', 'mentions': 1}, {'data': 'Changpeng Zhao', 'type': 'PERSON', 'mentions': 1}, {'data': '06:35 ET', 'type': 'TIME', 'mentions': 1}, {'data': '11:35 GMT', 'type': 'TIME', 'mentions': 1}, {'data': 'late on', 'type': 'TIME', 'mentions': 1}, {'data': 'work hours', 'type': 'TIME', 'mentions': 1}]","Investing.com -- Global markets are turning nasty at the end of a week of central bank interest rate hikes, with the European Central Bank's hawkish tone on Thursday responsible for the latest leg down. The news out of China is no better, with anecdotal reports of a wave of COVID-related deaths in Beijing pointing to a difficult couple of months ahead. U.S. stocks are on course for their second straight weekly loss after weak retail sales data and factory surveys on Thursday, despite a strong showing from Adobe (NASDAQ:ADBE) after the bell. Accenture (NYSE:ACN) and Darden Restaurants (NYSE:DRI) are due to report early. Crypto prices come under pressure amid fresh doubts as to the reliability of Binance's reserves data, and the Kremlin has blinked first, failing to go through with a threat to stop oil supplies to those who enforce the G7 price cap on its oil exports. Here's what you need to know in financial markets on Friday, 16th December.
+
+1. Global markets take another leg down on ECB hawkishness
+
+Global markets are in a funk at the end of a week in which central banks again signaled that their take on the balance of risks between growth and inflation is very different from that of markets.
+
+Eurozone bond markets have slumped since the European Central Bank struck a much more hawkish tone than expected at Thursday’s governing council meeting, with short-dated German notes – the region’s benchmark risk-free asset – having their biggest daily move since 2008.
+
+It’s rare for the ECB to move markets more than the Federal Reserve, but the guidance from President Christine Lagarde indicated a much greater willingness to tolerate a recession than markets have been accustomed to hearing from a central bank that has erred on the side of dovishness for the last decade rather than risk breaking up of the single currency project.
+
+Chinese stocks closed the week lower as reports of a rising death toll in Beijing from COVID-19 circulated in local and international media.
+
+Anecdotal real-time data point to sharp drops in the use of roads and public transport as fear of the virus constrains activity in much the same way as official lockdowns. The development is a fresh blow to an economy that needs consumer demand to mitigate the chilling effect of a chronic real-estate crisis. It suggests that consumer-facing indicators, such as retail sales, are likely to fall further before herd immunity can kick in.
+
+Chinese stock indices fell as much as 1%, while the offshore yuan edged up to 6.9743 against the dollar.
+
+U.S. stock markets are set to open markedly lower again as the market reflects on a week in which central banks have acted to tighten financial conditions significantly, despite signs of a broad economic slowdown. Weak U.S. retail sales and manufacturing surveys released on Thursday dealt fresh blows to hopes of the U.S. economy achieving a soft landing next year.
+
+By 06:35 ET (11:35 GMT), Dow Jones futures were down 356 points, or 1.1%, while S&P 500 futures were down by a similar amount and Nasdaq 100 futures were performing slightly better, down 0.7%. The three main cash indices had lost between 2.3% and 3.2% on Thursday and are set for a weekly loss of around 2%.
+
+Stocks likely to be in focus later include Adobe, which opened up 4% in premarket after strong results published late on Thursday. Accenture may extend the streak of strong business software-related earnings when it reports early, while Darden Restaurants' numbers risk being hurt by the squeeze on consumer incomes from high inflation.
+
+Cryptocurrency prices fell after new developments cast fresh doubt on the reliability of reserve figures provided by Binance, the world's largest exchange.
+
+Tax and audit firm Mazars, which published a controversial attestation about Binance's reserves last week, has now paused all work with the crypto sector. Its other clients include KuCoin and Crypto.com.
+
+The news removes one of the key supports to the repeated claims by Binance founder and CEO Changpeng Zhao that the exchange manages its customer deposits properly - a concern among the crypto community that has flared up since the collapse of rival exchange FTX.
+
+Bitcoin fell over 3%, while Ether fell 6% in response and other alt-coins followed the trend.
+
+Crude oil prices fell further, as the scale of demand destruction in China due to fear of COVID-19 became increasingly clear.
+
+Another factor weighing on prices was a report by the Financial Times that proved that Russia was selling crude to India despite the fact that Indian buyers were complying with the G7-imposed price cap.
+
+The Kremlin has repeatedly said it won’t sell to countries that follow the G7’s initiative, and the report suggests that it won’t be able to follow through on threats to restrict output, as the cost of financing the war in Ukraine continues to mount. Separately on Friday, the Russian central bank warned that the Kremlin’s mobilization of another 300,000 earlier in the fall had worsened an already-existing shortage of skilled labor, posing a threat to future growth.
+
+Spain to test cut in work hours to boost companies' productivity",0a677d116ba249a29a3095433ceb58a2,"ECB warnings, Mazars' Binance u-turn, Adobe strength - what's moving markets",4,,,,
+11661,"American Airlines to Boost Premium Seats by 60 Percent on Soaring Demand - American Airlines is making a big bet that the pandemic shift to more premium leisure travel, or at least premium blended travel, is here to stay. The carrier will expand the number of premium seats on its intercontinental planes by up to 60 percent over the next four years, in a move executives think will make the routes those aircraft fly even bigger money makers.
+
+That shift is a function of many things, American Chief Commercial Officer Vasu Raja said in a long-winded answer during the airline’s third-quarter results call Thursday. Part of it is the broader trend towards blended leisure and business trips that Raja said at the Skift Global Forum in September now make up nearly half of the carrier’s revenues. “All of that is coming at a higher net yield values than what was there before,” Raja said of blended and leisure premium travel today.
+
+Another is American’s pivot to more short-haul and less long-haul flying, and relying more on its international partners to provide the “largest global network in the world.” That shift means more of the airline’s remaining long-haul capacity is concentrated on flights to these lucrative hubs — London Heathrow, São Paulo Guarulhos, and Tokyo, for example. Places that, “frankly, through the strength of our partnerships, we’re able to go and make a larger premium cabin work,” Raja said.
+
+The airline’s international partners include British Airways and Iberia in Europe; Gol and JetSmart in South America; and Japan Airlines in Asia.
+
+And, quite simply, expanded business class cabins are what American’s “customers most want or most willing to pay for,” Raja said. Travelers on blended trips now make up 40-50 percent of all premium revenue at the airline, he added.
+
+Skift identified the rise of premium leisure travel as a 2022 travel megatrend.
+
+American’s onboard investment will come at the expense of long-haul first class, a dying product that carriers like Delta Air Lines and United Airlines have already eliminated. American will remove lie-flat first class seats from its Boeing 777-300ERs beginning in 2024. This is an entirely different product from the recliner-seat first class seats it offers on narrowbody planes, like the Airbus A320 or Boeing 737, that will remain.
+
+The carrier’s 777s, as well as its Boeing 787-9s, will receive a new business class and premium economy products as part of the upgrades. The new layouts on these aircraft will represent a 30 percent increase in premium seats on the former, and a 63 percent increase on the latter. American has also unveiled cabin layouts for its new Airbus A321XLRs, a new long-haul narrowbody plane could begin arriving in 2024, with 32 premium seats.
+
+“We continue to believe that 2023 demand for air travel will be robust. We currently see no signs of demand slowing as we move into the new year,” American Chief Financial Officer Derek Kerr said Thursday. His view that echos those of executives at competitors Delta and United, which also see robust travel demand continuing unabated.
+
+Delta CEO Ed Bastian went as far as to call travel “countercyclical” to the current macroeconomic uncertainty. Both the U.S. and Europe are expected to fall into recessions either later this year, or early in 2023. This comes amid high inflation, elevated energy prices, and a strong U.S. dollar that hurts other economies.
+
+Much of the upside is in the continued recovery of long-haul international flying, and managed corporate travel. Both segments remain down compared to 2019, while the leisure and small- and medium-sized corporate travel segments have fully recovered — and drove American’s strong revenue performance this summer — airline executives said.
+
+In the third quarter, revenues at American were up 13 percent compared to three years ago to $13.5 billion. That performance is even more notable considering the carrier flew nearly 10 percent less capacity and passenger traffic.
+
+With the demand outlook strong, American plans to fly roughly 95-100 percent of its 2019 capacity next year, Kerr said. That is several points lower than the airline would fly if it did not face delays taking new aircraft — Boeing will deliver at least eight fewer 737-8s than are scheduled, or 19 total — and the continuing U.S. pilot shortage that is affecting regional airlines.
+
+American CEO Robert Isom said the situation at the carrier’s regional affiliates was not so much hiring new pilots, but upgrading first officers to captain. Upgrading pilots to captain can take several years and includes additional training requirements. Easing the regional staffing issues, even with the pay raises pilots at American’s subsidiaries received in June, and fully restoring schedules will take “maybe two to three years to work out,” he said.
+
+American reported a $483 million net profit in the third quarter on strong revenue growth. Total unit revenues — a rough proxy for airfares — increased 25 percent compared to 2019, and unit costs excluding fuel increased 14 percent. Its operating margin was 6.9 percent.
+
+Fuel expenses, which shot up earlier this year after Russia’s invasion of Ukraine, averaged $3.73 per gallon in the September quarter. That was a welcome more than 7 percent decline from the prior quarter, but still an 82 percent increase from three years ago.
+
+Looking ahead, American forecasts an 11-13 percent increase in revenues compared to 2019 during the fourth quarter. Total unit revenues will be up 18-20 percent, and unit costs excluding fuel 8-10 percent. The airline plans to fly 5-7 percent less capacity in the period than it did three years ago.
+
+Subscribe to Skift newsletters for essential news about the business of travel.","{'positive': 0.1914365, 'negative': 0.01585757, 'neutral': 0.79270595}","American Airlines to Boost Premium Seats by 60 Percent on Soaring Demand. American Airlines is making a big bet that the pandemic shift to more premium leisure travel, or at least premium blended travel, is here to stay. 
+
+Skift identified the rise of premium leisure travel as a 2022 travel megatrend. His view that echos those of executives at competitors Delta and United, which also see robust travel demand continuing unabated.","American Airlines is making a big bet that the pandemic shift to more premium leisure travel, or at least premium blended travel, is here to stay. The carrier will expand the number of premium seats on its intercontinental planes by up to 60 percent over the next four years, in a move executives think will [‚Ķ]",AAL,Transportation,Airlines,American Airlines Group Inc.,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7959855828265479, 'Labour Practices': 0.7733162160831332, 'Greenhouse Gas Emissions': 0.7972312931608654, 'Accident & Safety Management': 0.798113412156798}",0.798113412,Ruiqi,Minor focus,Major focus,Positive,,Minor,Major,Positive,2023-06-07T11:13:42+00:00,https://www.wsj.com/articles/eight-megacap-stocks-make-for-a-funny-sort-of-bull-market-bdf9d2a5,"[{'name': 'last year', 'weight': 0.08504788}, {'name': 'smaller companies', 'weight': 0.08296833}, {'name': 'year', 'weight': 0.078473166}, {'name': 'growth stocks', 'weight': 0.07606143}, {'name': 'companies', 'weight': 0.071580954}, {'name': 'Bull Market', 'weight': 0.07144016}, {'name': 'other stocks', 'weight': 0.069864534}, {'name': 'megacapitalization companies', 'weight': 0.069341004}, {'name': 'market behavior', 'weight': 0.06883721}, {'name': 'big further Fed rises', 'weight': 0.067199655}]",[{'name': 'Finance'}],"[{'data': 'English', 'type': 'LANGUAGE', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 2}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'Yardeni Research’s', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 3}, {'data': 'Big Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Activision Blizzard', 'type': 'ORG', 'mentions': 1}, {'data': 'Ed Yardeni', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}]","Investors need a new acronym. The FANGs and various remixes worked for a while, but 2023 has expanded the market leadership to seven, or perhaps eight, stocks that now dominate the market and seem to move to a different tune to the rest.
+
+There’s no word—in English at least—that neatly links Nvidia, Apple, Microsoft, Amazon, Meta (nee Facebook), Alphabet (Google), Tesla and the optional Netflix, and my creative efforts have come to naught. Wall Street’s attempts haven’t really caught on, although Ed Yardeni of Yardeni Research’s “MegaCap-8” is simple and to the point.
+
+But the renaissance of megacapitalization companies matters. These stocks account for the shift from a bear to a tentative new bull market. And their resurgence comes alongside significant shifts in market behavior, especially when it comes to interest rates. In particular, the megacap stocks no longer seem to care what the Federal Reserve does.
+
+The question is whether the new market narrative can last. If it can, buy the  stocks. The alternative is that these companies got lucky by being at the intersection of several supportive stories, at least some of which may have run their course. I lean toward the second view, with these being the themes:
+• Quality. Most, though not all, of this year’s big winners are hugely cash-generative firms with strong balance sheets, the definition of “quality” companies in Wall Street parlance. While the widely forecast recession hasn’t yet arrived, the combination of recession danger and the bank runs that started in March make quality stocks attractive.
+• Growth. Even if there’s no recession, slower economic growth is inevitable. That makes stocks that grow whatever the broader economic trends—as investors assume the big stocks do—more attractive.
+• Artificial intelligence. Nvidia is already a winner from the latest iteration of AI, and the others are all thought to be winners, either because they invest a lot in it or because their cloud services are used by it. I think too much is already priced in, but it’s clearly helped this year.
+• Interest rates may not have peaked, but they are almost certainly now close to the peak. Stocks that were last year crushed by rising rates and bond yields become less sensitive when the threat of big further Fed rises is removed.
+
+Taken together, these tailwinds have pushed the biggest stocks as measured by the Russell Top 50 Mega Cap index to beat the Russell 2000 index of smaller companies by more than 20 percentage points this year, better than any five-month period from the creation of the measure in 2002 up to the pandemic.
+
+They’ve also left the rest of the market in the dust, as other stocks go sideways. And since March, when bank runs began, the link between higher interest rates and lower prices for growth stocks such as the MegaCap-8 that held for most of last year has evaporated, with yields becoming irrelevant. A plausible explanation is that with the Fed probably close to peak rates any further rises will be relatively small.
+
+What can go wrong for buyers of what are undoubtedly some of the world’s greatest companies? The usual mistake is to overpay; companies that everyone agrees are great are more likely to be overpriced than ones everyone agrees are rubbish. This is my objection to Nvidia, the most obvious winner from AI. It probably will be a big winner, but everyone already knows this.
+
+The second mistake is that the companies might not be what you think. Meta has done well this year but its forecast sales per share are still lower than at the start of last year, not the usual hallmark of a growth company. Expectations for Tesla’s earnings and sales have both fallen sharply this year, although that hasn’t stopped its shares soaring to 54 times forecast earnings.
+
+Alphabet and Meta both rely on online advertising, which has matured and so may be vulnerable to economic weakness. Amazon’s online retailing is likewise susceptible. And the stickiness of Netflix’s streaming subscribers is still untested in a normal recession, which won’t bring the stuck-at-home subscriptions the company enjoyed in the lockdown. Are these companies really resistant to recession?
+
+The third danger is that known risks aren’t properly priced. In the case of Big Tech, the risk is of a new regulatory and antitrust onslaught, as they’ve lost their popularity with the public and politicians. This is unpredictable and hard to price, but potentially very significant—as with the antitrust regulators in the U.S. and U.K. trying to stop Microsoft from buying videogame maker Activision Blizzard.
+
+It’s great to have supportive stories, and the narratives do justify at least some of the price rises. But they’ve already gone a very long way, at a time when the rest of the market is stagnant. (If you come up with a decent acronym, please email or tweet me!)",e6233b05d85f45319fedcb7238b78d05,Eight Megacap Stocks Make for a Funny Sort of Bull Market,4,,,,
+72021,"Sempra (SRE) Surpasses Q1 Earnings and Revenue Estimates - Sempra (SRE) came out with quarterly earnings of $2.92 per share, beating the Zacks Consensus Estimate of $2.76 per share. This compares to earnings of $2.91 per share a year ago. These figures are adjusted for non-recurring items.
+
+This quarterly report represents an earnings surprise of 5.80%. A quarter ago, it was expected that this natural gas and electricity provider would post earnings of $2.06 per share when it actually produced earnings of $2.35, delivering a surprise of 14.08%.
+
+Over the last four quarters, the company has surpassed consensus EPS estimates four times.
+
+Sempra , which belongs to the Zacks Utility - Gas Distribution industry, posted revenues of $6.56 billion for the quarter ended March 2023, surpassing the Zacks Consensus Estimate by 62.82%. This compares to year-ago revenues of $3.82 billion. The company has topped consensus revenue estimates three times over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
+
+Sempra shares have lost about 1.2% since the beginning of the year versus the S&P 500's gain of 6.5%.
+
+While Sempra has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for Sempra: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $1.84 on $3.6 billion in revenues for the coming quarter and $8.96 on $15.46 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Utility - Gas Distribution is currently in the bottom 20% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+One other stock from the same industry, Southwest Gas (SWX), is yet to report results for the quarter ended March 2023. The results are expected to be released on May 9.
+
+This natural gas company is expected to post quarterly earnings of $1.39 per share in its upcoming report, which represents a year-over-year change of -20.1%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
+
+Southwest Gas' revenues are expected to be $1.29 billion, up 1.8% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.27279478, 'negative': 0.13913448, 'neutral': 0.58807075}","Sempra (SRE) reported quarterly earnings of $2.92 per share, beating the Zacks Consensus Estimate of $3.82 per share. This is an earnings surprise of 5.80%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Sempra posted revenues of $6.56 billion for the quarter ended March 2023, surpassing the estimate by 62.82%. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool. Southwest Gas (SWX) is yet to report results for the coming quarter, and is expected to post quarterly earnings. The consensus EPS estimate for this quarter has remained unchanged over the last 30 days.","Sempra (SRE) delivered earnings and revenue surprises of 5.80% and 62.82%, respectively, for the quarter ended March 2023. Do the numbers hold clues to what lies ahead for the stock?",SRE,Infrastructure,Gas Utilities & Distributors,Sempra,"{'Integrity of Gas Delivery Infrastructure': 'Operating a vast network of gas pipelines, equipment and storage facilities requires a multifaceted, long-term approach to ensuring infrastructure integrity and managing related risks. Although customers depend on reliable gas supplies, entities manage substantial risks‚Äîincluding those related to human health, property and greenhouse gas (GHG) emissions‚Äîthat result from operating gas distribution networks and related infrastructure. Ageing infrastructure, inadequate monitoring and maintenance, and other operational factors may result in gas leaks. Gas leak safety-related risks, such as losses of containment, may result in fires or explosions that can be particularly dangerous in urban areas where entities often operate. Furthermore, gas leaks also result in fugitive emissions (methane), causing adverse environmental impacts. Regulated gas utilities generally incur no direct costs for gas leaks, because the cost of gas typically is passed on to customers (though this may vary by region). However, gas leaks that result in safety-related risks or fugitive emissions may affect entities financially through a variety of regulatory, legal and product demand channels. Accidents, particularly fatal accidents, may result in negligence claims against entities, leading to costly court battles and fines. GHG emissions may result in increased regulatory scrutiny‚Äîa critical element directly connected to financial performance, given the importance of regulatory relations‚Äîand potential fines and penalties. Importantly, regulated gas utilities can financially benefit from capital investment opportunities to improve performance and mitigate risks related to safety and emissions, which can be factored into their rate base. Entities manage such risks through pipeline replacements, regular inspections and monitoring, employee training and emergency preparedness, investments in technology, and other strategies such as working closely with regulators. In response to concerns about ageing infrastructure, many entities are seeking ways to expedite the replacement permitting and approval process, especially in cases where pipelines are located near densely populated areas.', 'Energy Affordability': 'A de facto objective of regulated gas utilities is to deliver natural gas to customers in a safe, reliable, and environmentally responsible manner. Entities in the industry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators‚Äîand ultimately to earn appropriate returns for shareholders. The affordability of energy, from the utility customer perspective, is particularly challenging to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly more expensive for low income customers (affordability is determined by both the net cost of energy bills and the underlying economics of customers). Playing a role in ensuring that utility bills are affordable is crucial for utilities in building trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities, and one of the more closely analysed issues by investment analysts. Regulators‚Äô willingness, or lack thereof, to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may give utilities the opportunity to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers obtaining energy supplies from means other than natural gas (or reducing energy needs) by pursuing alternative energy sources (e.g., industrial customers‚Äô use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utility business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.', 'End-Use Efficiency': 'Natural gas produces fewer greenhouse gas (GHG) emissions than other fossil fuels. Expanding its use in the economy may be an important strategy for many governments and regulators striving to reduce GHG emissions. However, despite the relatively lower emissions, the natural gas value chain still produces meaningful levels of GHG emissions overall. As policymakers and regulators seek to mitigate climate change, the efficient consumption of natural gas will be an important long-term theme. Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions. Utilities can offer customers a wide range of options to promote energy efficiency, including providing rebates for energy-efficient appliances, weatherising customers‚Äô homes and educating customers on energy saving methods. Overall, entitiesthat sponsor efficiency initiatives may reduce the downside risks from demand fluctuations, gain returns on needed investments, decrease operating costs and earn higher risk-adjusted returns over the long term.'}","{'Integrity of Gas Delivery Infrastructure': 0.7432934301382527, 'Energy Affordability': 0.740383309410417, 'End-Use Efficiency': 0.7381542505864949}",0.7432934301382527,Ruiqi,No focus,No focus,Neutral,,Minor,Minor,Positive,2023-06-24T17:55:07+00:00,https://www.rawstory.com/prigozhin-coup/,"[{'name': 'attempted Russian rebellion', 'weight': 0.11114501}, {'name': 'NATO', 'weight': 0.10929046}, {'name': 'Russia', 'weight': 0.10317568}, {'name': 'foreign affairs', 'weight': 0.08462139}, {'name': 'conspiracy theory', 'weight': 0.07961786}, {'name': 'Michael Flynn', 'weight': 0.077698775}, {'name': 'United States', 'weight': 0.074093446}, {'name': 'Fox host', 'weight': 0.07041043}, {'name': 'former Rep. Adam Kinzinger', 'weight': 0.06635453}, {'name': 'Rebeka Koffler', 'weight': 0.0638574}]",[{'name': 'Politics'}],"[{'data': 'Fox', 'type': 'ORG', 'mentions': 2}, {'data': 'NATO', 'type': 'ORG', 'mentions': 4}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'Russia', 'type': 'GPE', 'mentions': 2}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'Rachel Campos-Duffy', 'type': 'PERSON', 'mentions': 4}, {'data': 'K.T. McFarland', 'type': 'PERSON', 'mentions': 2}, {'data': 'Michael Flynn', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rebeka Koffler', 'type': 'PERSON', 'mentions': 1}, {'data': 'Wagner', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ben Smith', 'type': 'PERSON', 'mentions': 1}, {'data': 'Prigozhin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adam Kinzinger', 'type': 'PERSON', 'mentions': 1}, {'data': 'Fox and Friends', 'type': 'WORK_OF_ART', 'mentions': 1}]","Fox News host Rachel Campos-Duffy an evidence-free conspiracy theory today that perhaps the U.S., NATO or both were behind the apparent coup unfolding in Russia. One of Campos-Duffy’s takers was K.T. McFarland, a key aide to scandal-ridden Michael Flynn during the early years of the administration. Campos-Duffy began by saying that she no longer trusted the government on foreign affairs. “I’m always questioning things. I asked our last guest on this subject, Rebeka Koffler on this topic, if she thought it was possible that we could be behind this attempted coup with the Wagner group, and she said it’s definitely one of the possibilities or NATO.” McFarlane responded: “I think she’s right that the United States government –whether it’s been actively or behind the scenes – has been very involved in Ukraine Russia all the time.” Journalist Ben Smith mused on Twitter, “Fox and Friends host Rachel Campos-Duffy cheerfully floating the theory that Prigozhin is working for the US/NATO.” That prompted former Rep. Adam Kinzinger to offer . “No, he isn’t. This is nuts.’ Watch below:",014e46c160034a37b08bd17d90ee8b9c,Fox host floats conspiracy theory that either U.S. or NATO is behind attempted Russian rebellion,4,,,,
+22014,"Americans have largely avoided health care inflation so far -- but that's about to change - Although Americans have been paying a lot more at the pump and the supermarket this year, they have largely been spared from price hikes for their job-based health insurance and doctor visits.
+
+But that’s about to change.
+
+Most workers can expect to see premiums and out-of-pocket costs increase in 2023 at a faster rate than in recent years due to inflation, experts say. They’ll learn just how much during their employers’ open enrollment period, which typically takes place this month and next.
+
+“It’s going to be harder than ever for employees to be able to afford some of the basics of health care — and those are people who have insurance,” said David Guilmette, chief executive officer for health solutions at Aon, a professional services firm.
+
+About 155 million Americans have work-based health insurance, the largest source of coverage by far, according to the Kaiser Family Foundation.
+
+Companies are trying to minimize the cost increases as they strive to hire and retain workers in the tight job market, experts say. This could force some businesses to subsidize even more of their health plans — employers cover about 81% of workers’ premiums, on average — or find other ways to reduce their overall spending on medical care.
+
+While the cost of gas, food and other essentials can change quickly based on inflation and market conditions, health care operates differently. The premiums and out-of-pocket charges that consumers pay are typically set in advance and last a year. What’s more, contracts between insurers and medical providers are usually locked in for several years.
+
+In fact, health care costs are bucking their own typical trend. They nearly always rise faster than general inflation, but that hasn’t been the case this year.
+
+Still, hospitals, doctors and other providers are feeling the pricing pressure. Their costs for labor, particularly nurses and service staff, and supplies have increased sharply due to inflation and demand. And they are seeing more patients this year, after many people avoided going to the doctor and getting medical tests in 2020 and 2021 because of Covid-19.
+
+Because of that delay in care, patients are often sicker when they come in, said Dr. Jeff Levin-Scherz, population health leader at Willis Towers Watson, an advisory firm. Treating people with more advanced cancers, cardiovascular problems and other conditions is more intensive and expensive.
+
+To address these and other factors, providers are pushing insurers to hike their reimbursement rates when contracts are up for renewal.
+
+Employers are expected to see their average health care costs soar by 6.5% to more than $13,800 per employee next year, according to Aon’s recent survey of nearly 700 large employers.
+
+That’s more than double the 3% increase to health care budgets that companies experienced for 2022, but still well below the 8.2% spike in annual inflation, as measured by the September Consumer Price Index.
+
+Workers are projected to shell out an average of 2.6% more for health care this year, compared to 2021, Aon calculated. That stems from a 0.6% increase in monthly premiums and a 5.2% jump in out-of-pocket costs, on average.
+
+Aon has not yet determined how much more employees will pay next year, but it is expected to be a larger increase than it was for 2022.
+
+Employees, however, may be spared the full impact of inflation. After years of hiking deductibles, co-payments and co-insurance levels, many employers are now reluctant to make it even more expensive for their workers to actually seek care, experts said. So companies are making changes to their health insurance plans to minimize the increases.
+
+“There’s been a real crisis in affordability,” said Levin-Scherz. Employers “don’t want to offer meaningless health insurance plans for people.”
+
+Some 20% of companies added more funds into their health care plans without taking money away from employee pay or other benefits this year, and another 30% are planning or considering doing so in the next two years, according to a Willis Towers Watson survey of 455 mid-sized and large companies released last month.
+
+But workers are still feeling the impact. Some 14% of employers shifted costs to workers through out-of-pocket expenses this year, while 24% did so through premium contributions, the survey found.
+
+A growing number of employers are also looking to shield workers who earn less. More than a quarter of companies surveyed said that employees who are low wage or hold certain types of jobs are being charged lower premiums than other staffers in 2022, and another 13% are planning to or considering implementing similar measures in the coming two years, the survey found.
+
+Several larger employers are looking to reduce the underlying costs in the health care system, said Elizabeth Mitchell, CEO of Purchaser Business Group on Health, which represents nearly 40 private companies and public entities that buy health coverage for more than 21 million Americans.
+
+They are expanding workers’ access to telehealth and to primary care to try to restrain price increases. Some are challenging hospital charges, which are more transparent than in the past, and identifying higher-quality providers for their employees.
+
+“What our members are trying to do is actually intervene in the delivery system, more than they might have in the past,” Mitchell said.
+
+Next year will only be the start of an extended period of increased health care costs, experts said.
+
+Because contracts between providers and insurers will expire at different times, the pricing pressure will continue. That will likely result in even steeper hikes: Some 71% of employers surveyed by Willis Towers Watson said they were expecting “moderate to significant increases” in their costs over the next three years.
+
+“Now that we’re in a period of higher inflation, that’s going to be making its way into these contracts,” said Debbie Ashford, North American chief actuary for health solutions at Aon. “For 2023, the 6.5% [increase] is somewhat muted.”","{'positive': 0.03286366, 'negative': 0.8693349, 'neutral': 0.09780144}","Americans have largely avoided health care inflation so far -- but that's about to change. 
+
+“It’s going to be harder than ever for employees to be able to afford some of the basics of health care — and those are people who have insurance,” said David Guilmette, chief executive officer for health solutions at Aon, a professional services firm. 
+
+In fact, health care costs are bucking their own typical trend. 
+
+Next year will only be the start of an extended period of increased health care costs, experts said.","Although Americans have been paying a lot more at the pump and the supermarket this year, they have largely been spared from price hikes for their job-based health insurance and doctor visits.",AON,Financials,Insurance,Aon plc,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity’s approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity’s ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7615425276646823, 'Policies Designed to Incentivise Responsible Behaviour': 0.7579119380484208, 'Systemic Risk Management': 0.7516985034086955, 'Transparent Information & Fair Advice for Customers': 0.773825241849217, 'Physical Risk Exposure': 0.7833283767510231, 'Factors in Investment Management': 0.7631539289474457}",0.7833283767510231,Ruiqi,Major focus,Major focus,Neutral,"Transparent Information & Fair Advice for Customers, Physical Risk Exposure",Major,Major,Neutral,2023-02-08T16:43:04+00:00,https://finance.yahoo.com/news/amcor-amcr-q2-earnings-revenues-164304201.html?.tsrc=rss,"[{'name': 'last year quarter', 'weight': 0.14063555}, {'name': 'year', 'weight': 0.11787937}, {'name': 'year over year', 'weight': 0.083353296}, {'name': 'share repurchases', 'weight': 0.08015143}, {'name': 'share', 'weight': 0.07605285}, {'name': 'shares', 'weight': 0.07605285}, {'name': 'total share repurchases', 'weight': 0.07519533}, {'name': 'net earnings', 'weight': 0.07389897}, {'name': 'adjusted earnings', 'weight': 0.07110839}, {'name': 'broader Asia Pacific medical packaging segment', 'weight': 0.070366286}]",[{'name': 'Finance'}],"[{'data': 'Amcor', 'type': 'ORG', 'mentions': 15}, {'data': 'MDK', 'type': 'ORG', 'mentions': 3}, {'data': 'Asia Pacific', 'type': 'ORG', 'mentions': 1}, {'data': 'O-I Glass', 'type': 'ORG', 'mentions': 1}, {'data': 'Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'Tenaris', 'type': 'ORG', 'mentions': 2}, {'data': 'Deere & Company DE', 'type': 'ORG', 'mentions': 2}, {'data': 'OI', 'type': 'ORG', 'mentions': 3}, {'data': 'TS', 'type': 'ORG', 'mentions': 2}, {'data': 'DE', 'type': 'ORG', 'mentions': 2}, {'data': 'Zacks', 'type': 'ORG', 'mentions': 2}, {'data': 'Russia', 'type': 'GPE', 'mentions': 3}, {'data': 'Shanghai', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}]","Amcor Plc AMCR reported second-quarter fiscal 2023 (ended Dec 31, 2022) adjusted earnings per share of 19 cents, which beat the Zacks Consensus Estimate of 18 cents. The bottom line improved 6% from the prior-year quarter.
+
+
+
+Including special items, the company reported net earnings per share of 31 cents, up 107% from the prior-year quarter’s 15 cents.
+
+
+
+Total revenues improved 4% year over year to $3,642 million for the reported quarter and beat the Zacks Consensus Estimate of $3,635 million. An unfavorable currency impact of 5% was offset by a price increase of around 8%. Net sales on a comparable constant-currency basis were 1% higher than last year quarter, reflecting price/mix benefits of approximately 3%, partly offset by approximately 2% lower volumes.
+
+The cost of sales increased 4% year over year to $2,980 million. The gross profit rose 3% year over year to $662 million. The gross margin was 18.2% for the quarter under review, reflecting a contraction of 20 basis points from the prior-year quarter.
+
+
+
+SG&A expenses decreased 1.7% year on year to $298 million. The adjusted operating income was $399 million for the quarter, up 3% from $388 million in the prior-year quarter. The adjusted operating margin was 11% compared with 11.1% in the prior-year quarter.
+
+The Flexibles segment’s net sales increased 4% year over year to $2,812 million. This included an unfavorable currency impact of 6% and price increases of 7%. Adjusted operating profit was $353 million, marking a 5% increase from the prior-year quarter’s figure.
+
+
+
+The Rigid Packaging segment’s net sales were $830 million in the quarter under review, 4% higher than the prior-year quarter. Price increase of 10% was offset by an unfavorable impact of 1% related to movements in foreign exchange rates. Adjusted EBIT increased 6% year over year to $57 million.
+
+As of the end of second-quarter fiscal 2023, Amcor had $837 million of cash and cash equivalents compared with $775 million at fiscal 2022-end. The company generated $145 million of cash from operating activities in the first half of fiscal 2023 compared with $323 million in the prior-year comparable period. AMCR reported an adjusted free cash outflow of $61 million in the first half of fiscal 2023 against an inflow of $105 million in the comparable period of the last year. As of Dec 31, 2022, Amcor’s net debt totaled $6.07 billion.
+
+
+
+Amcor repurchased 3 million shares for $40 million in the first half of fiscal 2023. AMCR targeted total share repurchases of $500 million for fiscal 2023. 
+
+
+
+In the first half of fiscal 2023, the company returned approximately $400 million to shareholders through cash dividends and share repurchases. The company’s board of directors hiked the quarterly cash dividend to 12.25 cents per share from the previous payout of 12 cents per share.
+
+
+
+AMCR completed the sale of its Russia business on Dec 23, 2022, and received cash proceeds of around $365 million. This was in addition to approximately $65 million of cash on hand in Russia, which was repatriated upon the closing of the deal. Approximately $120 million of the cash received is expected to be invested in a range of additional cost-saving initiatives. The company expects to use the remaining amount in repurchasing shares up to $100 million and to repay debt.
+
+
+
+In January 2023, Amcor announced that it entered an agreement to acquire Shanghai-based MDK., which is a leading provider of flexible packaging for the medical device segment. MDK has an annual sales of approximately $50 million. MDK's coating capabilities, medical paper-based packaging products and customer base will complement Amcor's portfolio, while strengthening its leadership position in the China and broader Asia Pacific medical packaging segment. The acquisition is expected to close by the end of the third quarter of fiscal 2023.
+
+Amcor expects adjusted comparable constant currency EPS growth of 3-8% for fiscal 2023. The guidance factors in an 5-10% expected growth from the underlying business performance and a 2% gain from share repurchases. This will be partly offset by a negative impact of 4% related to higher interest expenses and tax. A stronger dollar will impact earnings by 4%. AMCR also anticipates a negative impact of 3% associated with the sale of its three plants in Russia.
+
+Adjusted EPS is expected to be 77-81 cents. The company projects an adjusted free cash flow of $1-$1.1 billion.
+
+Over the past year, Amcor’s shares have gained 1% compared with the industry’s 1.3% growth.
+
+Amcor currently carries a Zacks Rank #3 (Hold).
+
+
+
+Some better-ranked stocks from the Industrial Products sector are O-I Glass, Inc OI, Tenaris TS, and Deere & Company DE. OI and TS sport a Zacks Rank #1 (Strong Buy) at present, and DE has a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+
+
+O-I Glass has an average trailing four-quarter earnings surprise of 14.9%. The Zacks Consensus Estimate for OI’s 2022 earnings is pegged at $2.51 per share. This indicates a 15.7% increase from the prior-year reported figure. The consensus estimate for 2022 earnings has been unchanged in the past 60 days. OI’s shares gained 66.9% in the last year.
+
+
+
+Tenaris has an average trailing four-quarter earnings surprise of 20.9%. The Zacks Consensus Estimate for TS’ 2022 earnings is pegged at $4.38 per share. This indicates a 134.2% increase from the prior-year reported figure. The consensus estimate for 2022 earnings has moved north by 2.1% in the past 60 days. Its shares gained 36.9% in the last year.
+
+
+
+The Zacks Consensus Estimate for Deere & Company’s fiscal 2023 earnings per share is pegged at $28.01, suggesting an increase of 19.6% from that reported in the last year. The consensus estimate for fiscal 2023 earnings moved 2.7% upward in the last 60 days. DE has a trailing four-quarter average earnings surprise of 7.1%. Its shares gained 11.7% in the last year.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",47538fc6f25f46f0932d5a9ceab4efdf,"Amcor (AMCR) Q2 Earnings & Revenues Top Estimates, Up Y/Y",4,,,,
+9035,"Index-Tracking ETFs Were All the Rage, Until Now - The titans of the ETF industry are facing competition in the battle for new money.
+
+BlackRock BLK -0.12%decrease; red down pointing triangle , Vanguard Group and State Street STT 0.18%increase; green up pointing triangle have long had a chokehold on the market for exchange-traded funds, largely through the passive index-tracking funds that helped make ETF investing popular.
+
+The newer players like JPMorgan Chase JPM -0.22%decrease; red down pointing triangle and Dimensional Fund Advisors are focusing instead on the much smaller, actively managed funds that are seeing a boom in investor interest. Those firms have climbed to third and fourth place, respectively, on the 2023 leaderboard for inflows, according to VettaFi. Five years ago, their ETF businesses were largely nonexistent.
+
+Despite years of predictions about the death of active investing, interest in the funds is growing: Active funds have drawn 23% of total ETF inflows this year, despite holding just 4% of the industry’s assets in January, according to Bloomberg Intelligence.
+
+“For the first time, that group of leaders may be shaken up a little bit,” said Aniket Ullal, head of ETF data and analytics at CFRA Research. “You’re seeing players that are newer to the ETF space slowly now challenging to be in the top three or four in terms of flows. That’s a major change in the industry.”
+
+The combined market share of BlackRock, Vanguard and State Street has hovered around 75% to 80% for most of the past decade, according to CFRA.
+
+With $2.5 trillion in assets under management, BlackRock is the undisputed leader in the space, yet the gap is narrowing. JPMorgan’s funds have attracted more than $21 billion in fresh investor money this year, about half the sum of BlackRock.
+
+For years, ETFs have been gaining ground on mutual funds, with investors favoring their low fees, tax advantages and ease of trading. Analysts expect that trend to accelerate as more asset managers push active ETF offerings and compete on fees.
+
+Actively managed ETFs have an average expense ratio of 0.7%, according to VettaFi, compared with 0.16% for passive funds.
+
+JPMorgan’s asset management division has been one of the stars of 2023. A majority of its inflows have gone to two active ETFs, the JPMorgan Equity Premium Income ETF, which is known by its ticker symbol JEPI, and the JPMorgan Nasdaq Equity Premium Income ETF, or JEPQ.
+
+The funds stray from the vanilla, index-tracking strategies typically associated with an ETF. Both invest in equities and employ options strategies to generate income.
+
+The funds pay high dividends: roughly 10.2% over the past 12 months for JEPI and 12.8% for JEPQ. They have become popular with financial advisers seeking income options for their clients and use what is known as a covered-call strategy that tends to perform better when markets are volatile or moving sideways than when stocks are trending up.
+
+Launched in 2020, JEPI is now the world’s largest actively managed ETF, taking the title earlier this year from another active JPMorgan fund focused on Treasury bonds. Its annual fee is 0.35%.
+
+JPMorgan operates a handful of index-based ETFs but is primarily looking to build its active business, said Bryon Lake, global head of ETF solutions for the bank’s asset-management arm.
+
+“We may have been a little late to the ETF party, but we were early to the active ETF revolution,” said Lake. He expects total ETF assets to double to $15 trillion over the next five years, with active management growing to make up 10% to 20% of the market.
+
+“That’s a tremendous market opportunity, and our focus is mainly on active ETFs going from here,” he added.
+
+JPMorgan’s success with covered-call strategies has inspired copycats. Goldman Sachs Group filed with the Securities and Exchange Commission in June to launch two new ETFs that will resemble the JPMorgan strategy: the Goldman Sachs U.S. Equity Premium Income ETF and U.S. Tech Index Equity Premium Income ETF.
+
+Dimensional, a manager of popular systematic mutual funds, didn’t offer its first ETF until November 2020. In less than three years, it has been among the largest active ETF managers by assets.
+
+Dimensional funds combine concepts of active and passive investing. They typically stick to self-designed diversified indexes and don’t attempt to time markets. Between mutual-fund conversions and newly launched funds, Dimensional runs 31 ETFs with about $100 billion in total assets. Its average fee is 0.25%.
+
+In July, Dimensional applied with the Securities and Exchange Commission to offer an ETF share class of its existing mutual funds.
+
+Vanguard pioneered the ETF-as-a-share-class structure for index funds in 2001 and locked it up with a patent that expired this year. The SEC hasn’t previously approved the structure for actively managed funds. Dimensional has had conversations with the SEC about its plan and is hopeful for approval, says co-Chief Executive Gerard O’Reilly.
+
+‚ÄúIt‚Äôs important for Dimensional and a big deal for the industry,‚Äù said O‚ÄôReilly. ‚ÄúIt would enable more choice for the financial professionals we work with, and we think it can bring cost savings to the end investors.‚Äù","{'positive': 0.6761287, 'negative': 0.04032806, 'neutral': 0.2835433}","The index-trading industry is facing competition from smaller, actively managed funds like JPMorgan Chase, Vanguard Group and State Street STT. These companies are seeing a boom in investor interest, and their ETF businesses are becoming increasingly competitive. Active funds have drawn 23% of total ETF inflows this year, while JPMorgan's funds have attracted more than $21 billion in fresh investor money this year. The JPMorgan Equity Premium Income ETF and JEPQ are the two largest actively managed ETFs, with JEPI and the latter having an average expense ratio of 0.7%. Both invest in equities and employ options strategies to generate income. The funds pay high dividends and have become popular with financial advisers seeking income options for their clients. Goldman Sachs Group and U.S. Equity Income ETF are set to launch two new ETFs that will resemble the strategy.","Active funds offered by JPMorgan, Dimensional are gaining popularity and taking market share from giants such as BlackRock.",STT,Financials,Asset Management & Custody Activities,State Street Corp,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity‚Äôs management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees‚Äô ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7642276097307397, 'Employee Diversity & Inclusion': 0.8034371493412117, 'Business Ethics': 0.7850758766320607, 'Factors in Investment Management & Advisory': 0.794374803491867, 'Transparent Information & Fair Advice for Customers': 0.7776009085234902}",0.8034371493412117,Ruiqi,Minor focus,Minor focus,Neutral,Factors in Investment Management & Advisory,Minor,Minor,Neutral,2022-10-23T15:45:32+00:00,https://www.usatoday.com/story/tech/2022/10/23/midterm-elections-must-do-small-business-owners/10583067002/,"[{'name': 'small businesses', 'weight': 0.11167334}, {'name': 'small business owners', 'weight': 0.10685405}, {'name': 'many small business voters', 'weight': 0.10289619}, {'name': 'small companies', 'weight': 0.08923303}, {'name': 'businesses', 'weight': 0.08823084}, {'name': 'numerous business opportunities', 'weight': 0.08627529}, {'name': 'employer businesses', 'weight': 0.08581502}, {'name': 'small construction companies', 'weight': 0.08532235}, {'name': 'small manufacturers', 'weight': 0.07872089}, {'name': 'health care', 'weight': 0.06630906}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Biden', 'type': 'PERSON', 'mentions': 3}, {'data': 'Chrissy Teigen', 'type': 'PERSON', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 2}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 1}, {'data': 'Semites', 'type': 'NORP', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 3}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Roe', 'type': 'LAW', 'mentions': 2}, {'data': 'Infrastructure Investment and Jobs', 'type': 'LAW', 'mentions': 1}, {'data': 'Inflation Reduction Act', 'type': 'LAW', 'mentions': 2}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'the Supreme Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'SBA', 'type': 'ORG', 'mentions': 1}, {'data': 'RNC', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}]","If you’re a small business owner, I want to urge you to vote in the midterm elections. Yes, I know you’re busy with your small business, and fall is a hectic time. You may think, ""Why bother?""
+
+What our elected officials do, and who they are, matter to you and your small business a great deal.
+
+You certainly know politicians affect your taxes and regulations, but there’s so much more. Who you vote for affects a dramatic number of policies and programs impacting your company. As importantly, who we choose to lead us also shapes the very nature of our society, our economy and our democracy.
+
+Economy looms:As recession fears weigh on midterms, Biden warns Republicans will 'crash the economy' if they win control
+
+America has become so partisan, with voters choosing candidates simply because they have a (D) or an (R) next their name. But you wouldn’t hire an employee based on their party affiliation alone, and you shouldn’t vote that way either.
+
+The older I get, the more I choose candidates based on competence.
+
+Just as I would when I select someone for a position in my company, I want to make sure they can actually do the job and do the job well.
+
+Some key factors I look for include:
+• · Ability to compromise and work with others
+
+This year, many small business voters will also judge candidates on major questions.
+
+Biden vows to 'veto' attempts to ban abortion. President says he will codify Roe if Democrats elected in midterms
+
+Will they vote for programs that create opportunities for small businesses?
+
+In the last two years, three major programs have been enacted that will create numerous business opportunities for small companies.
+
+The huge Infrastructure Investment and Jobs bill, passed in 2021 with bipartisan support, provides $1.2 trillion to build and repair America’s physical and digital infrastructure. Many of the contractors and subcontractors for such work will be small construction companies.
+
+President Joe Biden’s Inflation Reduction Act provides homeowners with significant incentives for retrofitting their homes to be more climate sensitive and will certainly increase demand for small businesses in the HVAC and home improvement space.
+
+And the CHIPS Act of 2022 dramatically expands semiconductor manufacturing in the US, which offers opportunities for small manufacturers to support such enterprises.
+
+The midterms are two weeks away. What are candidates talking about in political ads?
+
+What will they do about inflation?
+
+Although there is very little the president or Congress or your local elected officials can do about inflation, leadership through challenging economic times matters. Virtually every economist will tell you that inflation is significantly impacted by consumer attitudes.
+
+If we want to keep inflation under control, it’s critical to vote for leaders who exude a sense of calmness, unity and confidence rather than increasing rancor and partisanship.
+
+What are the midterm elections? Here's what to know about them and why they're important
+
+Will they support a woman’s right to make her own healthcare decisions?
+
+Women own 21% of employer businesses in the US and 40% of “non-employer” businesses. After the Supreme Court overthrew the Roe decision, many states are depriving women the right to make some of their most difficult and personal health care decisions.
+
+If you’ve ever known a woman who has faced the tragic decision to end a much-wanted pregnancy to protect her own health or ability to bear children, then you know health care issues are extremely complicated and intensely personal.
+
+Take, for example, Chrissy Teigen who had to have an abortion to save her chances at pregnancy and possibly save her life. Do you want the government — not the woman and her family — to make such decisions? For many women — and men — this is the most important reason to vote right now.
+
+Can't make it to the polls on Election Day? How to vote absentee in the midterm elections
+
+Which party will control the Senate? Here's every seat up for grabs in the 2022 midterms
+
+Are they supportive of a country where everyone thrives?
+
+Or are they willing to appeal to racists, anti-Semites and anti-immigrants to win votes?
+
+This isn’t just about fairness, it’s about support for all small businesses. The small business community is incredibly diverse. According to the SBA, nearly 19% of all businesses are minority-owned, and 21% of businesses were owned by immigrants.
+
+Do they support democracy and the peaceful transition of power?
+
+I remember when as a young girl my father explained to me how America was different from other countries because when one candidate lost, the loser accepted the results. Even a sitting president who was voted out of office would go gracefully.
+
+RNC sues Google over email spam filters: Party alleges 'bias against Republicans' ahead of midterms
+
+Debates to consider:Candidates square off on debate stage
+
+In many states, there are candidates who still support ""the big lie"" that the last presidential election was not decided fairly. It was. And these candidates are, to be frank, a danger to our country. In the long run, they’re also a danger to your business as well as your well-being.
+
+Issues affecting small businesses — and all Americans — today are much more than just taxes and paperwork. They’re even more than the economy, climate, health care, technology, education, crime, and other policies.
+
+Voting today is also about choosing the future of our society and our democracy. And your vote matters.",28e3d1729e3342bcb65ad36e9f550196,Midterm elections are a must-do for small business owners with a voice,4,,,,
+5488,"Tesla faces new NHTSA probe over loss of steering control in Model 3 and Y vehicles - A Tesla car dealership is seen on May 31, 2023 in Austin, Texas. Tesla's Model Y has become the world's best selling car in the first quarter of 2023.
+
+The National Highway Traffic Safety Administration has opened a new investigation into Tesla over steering control problems and loss of power steering in 2023 Model 3 sedan and Model Y crossover utility vehicles.
+
+The federal vehicle safety regulators said in a notice posted to the agency's website that they have received a dozen complaints from drivers who experienced steering problems in their Teslas, one who said it had caused a crash. The newly initiated probe (a ""preliminary evaluation"") pertains to an estimated vehicle population of up to 280,000 of the 2023 Model 3 and Y vehicles in the U.S.
+
+The Model Y became the world's best-selling car in the first quarter of 2023 surpassing the likes of the Toyota Corolla and others. Tesla's Model 3 is the company's entry-level and most affordable electric car it offers.
+
+In 2021, Tesla CEO Elon Musk told investors that the company was able to rewrite software in order to switch from one kind of chip to another, when needed, to cope with semiconductor shortages. About a year later, Tesla voluntarily recalled some of its Model S and Model X vehicles over power steering problems caused by a flawed software update, eventually fixing the issue with another software update.
+
+Typically, a NHTSA probe will lead to an automaker investigating possible manufacturing or design defects, and conducting a voluntary recall. The agency asks drivers to submit complaints by phone or online, and uses those complaints with other data to determine when investigations are needed.
+
+Tesla did not immediately respond to a request for comment. Shares in the electric vehicle maker were trading down by about 1.7% Tuesday morning.","{'positive': 0.008975008, 'negative': 0.95660347, 'neutral': 0.034421515}","The National Highway Traffic Safety Administration has opened a new investigation into Tesla over steering control problems and loss of power steering in its Model 3 sedan and Model Y crossover utility vehicles. The federal vehicle safety regulators have received a dozen complaints from drivers who experienced steering problems in their Teslas, one who said it had caused a crash. The newly initiated probe pertains to an estimated vehicle population of up to 280,000 of the 2023 Model 3 and Y vehicles in the U.S. The Model Y became the world's best-selling car in the first quarter of 2023 surpassing the likes of the Toyota Corolla and others. A NHTSA probe will lead to an automaker investigating possible manufacturing or design defects, and conducting a voluntary recall. Shares in the electric vehicle maker were trading down by about 1.7% Tuesday morning.",The NHTSA has opened an investigation into Tesla over steering control problems and loss of power steering in the 2023 Model 3 and Model.,TSLA,Transportation,Automobiles,"Tesla, Inc","{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer’s cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity’s risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.8125835931129988, 'Materials Sourcing': 0.777122110920511, 'Materials Efficiency & Recycling': 0.7595607178683801, 'Fuel Economy & Use-phase Emissions': 0.7748198836050475, 'Labour Practices': 0.7739865462104828}",0.8125835931129988,Ruiqi,Major focus,Major focus,Negative,Product Safety,Major,Major,Negative,2023-04-17T11:45:00+00:00,https://www.zerohedge.com/technology/alphabet-shares-slide-report-samsung-abandoning-google-bing,"[{'name': 'search engine', 'weight': 0.14423221}, {'name': 'search engines', 'weight': 0.14423221}, {'name': 'Google', 'weight': 0.1318169}, {'name': 'last year', 'weight': 0.1053953}, {'name': 'Googles search business empire', 'weight': 0.098355584}, {'name': 'South Korean consumer electronics giant Samsung', 'weight': 0.0856472}, {'name': 'annual revenues', 'weight': 0.08306448}, {'name': 'Samsung', 'weight': 0.08201097}, {'name': 'Bing', 'weight': 0.08148482}, {'name': 'the default search engine', 'weight': 0.08085131}]",[{'name': 'Tech'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 14}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 5}, {'data': 'NYT', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'South Korean', 'type': 'NORP', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}]","Alphabet Shares Slide On Report Samsung Abandoning Google For Bing 
+
+            Shares of Alphabet slid during premarket trading in New York on Monday following a New York Times report on Sunday that revealed South Korean consumer electronics giant Samsung was considering replacing Google with Microsoft's Bing as the default search engine on its devices. 
+
+NYT said Google's employees were ""shocked"" when they heard about the news in March. Internal memos obtained by the newspaper reveal Google has been in ""panic"" mode because if Samsung were to switch search engines on its devices to Bing, that would cost them $3 billion in annual revenues. Google also has about $20 billion at stake in Apple contracts up for renewal this year. 
+
+
+
+Microsoft turbocharged Bing by integrating OpenAI's ChatGPT technology, transforming the search engine into something capable of carrying on a conversation. This new type of search engine is one of the most serious threats to Google's search business empire. As a result, Google has been racing to build an all-new search engine powered by AI. NYT said internal documents show Google is upgrading the existing search engine with AI. 
+
+
+The Samsung threat represented the first potential crack in Google's seemingly impregnable search business, which was worth $162 billion last year. Although it was not clear whether Microsoft's work with AI was the main reason Samsung was considering a change after the last 12 years, that was the assumption inside Google. The contract is under negotiation, and Samsung could stick with Google.
+
+But the idea that Samsung, which makes hundreds of millions of smartphones with Google's Android software every year, would even consider switching search engines shocked Google's employees. -NYT 
+
+
+As a result of the report, Alphabet shares slid as much as 3%, while Microsoft was up around 1.5%.
+
+
+
+So now Google is scrambling to compete with Microsoft's Bing after ChatGPT integration. Did Google get lazy because they thought their search empire was impenetrable? 
+
+      Tyler Durden
+Mon, 04/17/2023 - 07:45",9efea149ca1d4a0999cbdf5847925e69,Alphabet Shares Slide On Report Samsung Abandoning Google For Bing,4,,,,
+10744,"Travel demand fuels a boom in Asia Pacific — in hotel rates - Finding a great hotel deal may be harder than ever before. Hotel rates are at an ""all-time high,"" Alan Watts, Hilton's Asia-Pacific president, told ""Squawk Box Asia"" on Thursday. Rates are being fueled by travel demand that is like ""a feast … to offset the famine,"" he said, referencing the pandemic. According to earnings reports, Hilton's average daily rates increased by 8% in the fourth quarter of 2022, compared with the same period in 2019. Similarly, Marriott and IHG hiked prices by 13%, while Hyatt had a 14% daily rate increase.
+
+The travel boom in Asia Pacific has been ""phenomenal,"" said Watts. Data shows this is especially true in places where Chinese travelers are going. Average hotel rates across Southeast Asia have gone up more than 10% since 2022, according to data from the travel booking company Traveloka. But rates have climbed more than 45% in destinations that are attracting the most Chinese travelers, said the company's chief strategy officer, Joydeep Chakraborty. ""The most significant increase was recorded in Bali, Bangkok, Phuket and Singapore, with Bangkok topping the charts at over 70% and Singapore coming in at over 40%,"" he said. Ctrip, the leading travel booking website in China, also told CNBC that average hotel booking prices in Bangkok jumped by around 70% in late January.
+
+Traveloka's data shows that hotel rate hikes are not limited to the luxury sphere ""but are more significant among the high-end hotels,"" said Chakraborty. Data shows a growing demand for luxury hotels among Chinese travelers. A report published by Morgan Stanley on Feb. 7 showed interest among Chinese travelers in luxury hotel stays jumped from 18% to 34% from 2022 to 2023. A report provided to CNBC by the data identity company Adara in late February showed Chinese travelers are spending significantly more on hotel rooms. Fewer travelers booked rooms under $100 a night, while the number of people booking rooms that cost $400 or more nearly tripled, as shown here:
+
+Additionally, international travel is largely limited to those who are able to pay for airfares that have doubled, or even tripled, in price. China's surprise reopening announcement — timed as Covid infections surged across the country — did not trigger airlines to increase flight connectivity with China to capture outbound demand. The result was limited seats and sky-high fares. For a return flight between San Francisco and Shanghai in March, United Airlines was charging nearly $4,000 in economy class and more than $18,000 in business class, according to Reuters.
+
+But there's also evidence that high hotel daily rates could be short-lived — or perhaps follow an undulating path of sporadic rises and falls — as the travel industry in Asia Pacific attempts to return to normal. According to the booking platform Kayak, hotel prices across the region have been trending upwards, yet some of the highest average hotel rates have already started to fall.
+
+The booking site found average nightly hotel rates dropped 36% in Bangkok from January to February, and in Singapore some 33%. But when comparing the same two months, average nightly rates rose 70% in Hong Kong and 73% in Tokyo, the company said. This could indicate ""overall demand"" could be driving up costs, a Kayak spokesperson told CNBC.
+
+Price hikes are helping hotels recoup substantial losses from the past three years and have the potential to ""drive further growth,"" said Traveloka's Chakraborty. But what hotels view as ""growth,"" travelers may see just another hit to the wallets, which are already being pummeled by rising costs of living and inflation. But double-digit price increases may not faze Chinese travelers, who aren't being squeezed by the same market forces. Inflation in China has stayed relatively contained compared with the West, with consumer price inflation by year-end expected to be only modestly higher than the 2% year-over-year average seen between 2013 and 2019, according to a post on Mastercard Data & Services last month, authored by economists David Mann and Anushri Bansal.","{'positive': 0.874196, 'negative': 0.055776432, 'neutral': 0.07002767}","Hotel rates in Asia Pacific are at an ""all-time high,"" according to reports from Hilton's Asia-Pacific president Alan Watts. This is due to travel demand that is like ""a feast"" to offset the famine, and data from Traveloka shows that rates have risen more than 45% in destinations attracting the most Chinese travelers. Prices for hotel rooms have also increased, but some of the highest in the region have already started to fall. Price hikes are helping hotels recoup substantial losses from the past three years and have the potential to ""drive further growth."" However, double-digit price increases may not faze Chinese travelers, who aren't being squeezed by the same market forces.","Hotel rates in destinations that are popular with Chinese travelers are 45% higher, with rates going even higher in Singapore and parts of Thailand.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry‚Äôs greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.796356647344692, 'Climate Change Adaptation': 0.7998373946752388, 'Energy Management': 0.790860629551803, 'Ecological Impacts': 0.7803666335950182, 'Labour Practices': 0.793830623492226}",0.7998373946752388,Ruiqi,Minor focus,Minor focus,Neutral,,No,Major,,2023-07-18T22:00:35+00:00,https://www.foxnews.com/politics/jordan-demands-wray-amend-testimony-fbi-policing-misinformation-social-media,"[{'name': 'social media companies', 'weight': 0.13359118}, {'name': 'social media', 'weight': 0.120358184}, {'name': 'social media platforms', 'weight': 0.11814545}, {'name': 'media companies', 'weight': 0.11725174}, {'name': 'social media activity', 'weight': 0.11319504}, {'name': 'FBI', 'weight': 0.096489064}, {'name': 'FBI SUPPRESSION', 'weight': 0.09421399}, {'name': 'FBI policing', 'weight': 0.0940455}, {'name': 'FBI Director Christopher Wray', 'weight': 0.090572275}, {'name': 'FBI DIRECTOR WRAY', 'weight': 0.089539796}]",[{'name': 'Politics'}],"[{'data': 'Jordan', 'type': 'PERSON', 'mentions': 9}, {'data': 'Wray', 'type': 'PERSON', 'mentions': 13}, {'data': 'Mike Johnson', 'type': 'PERSON', 'mentions': 5}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 4}, {'data': 'Elvis Chan', 'type': 'PERSON', 'mentions': 2}, {'data': 'FBI', 'type': 'ORG', 'mentions': 29}, {'data': 'House Judiciary Committee', 'type': 'ORG', 'mentions': 3}, {'data': 'Fox News Digital', 'type': 'ORG', 'mentions': 1}, {'data': 'the Subcommittee on the Constitution and Limited Government', 'type': 'ORG', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'R', 'type': 'NORP', 'mentions': 2}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Ohio', 'type': 'GPE', 'mentions': 1}, {'data': 'Missouri', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Afghanistan', 'type': 'GPE', 'mentions': 1}, {'data': 'First Amendment', 'type': 'LAW', 'mentions': 1}]","FIRST ON FOX: House Judiciary Committee Chairman Jim Jordan on Tuesday asked FBI Director Christopher Wray to amend his testimony about the bureau’s efforts to stop ""misinformation and disinformation"" on social media.
+
+In a letter to Wray obtained by Fox News Digital, Jordan, R-Ohio, said Wray last week made ""several statements about the FBI's actions relating to misinformation and disinformation that are contradicted by the findings of a federal court and information obtained by the Committee.
+
+""We write to provide you with an opportunity to amend your testimony,"" Jordan and Rep. Mike Johnson, the chairman of the Subcommittee on the Constitution and Limited Government, wrote.
+
+Last week, Wray testified that the FBI’s ""focus is on malign foreign disinformation … foreign hostile actors who engage in covert efforts to abuse … our social media platforms.""
+
+JORDAN THREATENS TO HOLD FBI DIRECTOR WRAY IN CONTEMPT OF CONGRESS
+
+Wray also testified that ""the FBI is not in the business of moderating content or causing any social media company to suppress or censor"" speech. He said the FBI may notify media companies about certain content but said the FBI is ""very clear that it’s up to the social media companies to do something or not.""
+
+But Jordan and Johnson said Wray’s testimony ""conflicts"" with findings of the federal court in Missouri v. Biden, which specifically said the FBI ""flagged domestic speech as potential disinformation and that the FBI ‘significantly encouraged’ social media platforms to take certain actions with respect to content.""
+
+GOP REP CHALLENGES WRAY OVER COURT RULING ON FBI SUPPRESSION OF CONSERVATIVE FREE SPEECH: ‘YOU SHOULD READ IT’
+
+The federal judge presiding over the case blocked key Biden administration agencies and departments this month from communicating with social media companies to avoid potential First Amendment violations. The Biden administration is asking a court to stay a
+
+In the ruling, the court found that ""‘Domestic disinformation’ was also flagged by the FBI for social media platforms. Just before the 2020 election, information would be passed from other field offices to the FBI 2020 election command post in San Francisco. The information sent would then be relayed to the social-media platforms where the accounts were detected.""
+
+The ruling said the FBI made ""no attempt to distinguish whether those reports of election disinformation were American or foreign,"" and ""actually [misled] social media companies in regard to the Hunter Biden laptop story.""
+
+The lawmakers told Wray they have also obtained documents ""showing that the FBI did more than merely notify social media companies about alleged disinformation.
+
+FBI DIRECTOR WRAY MUST CORRECT HOUSE TESTIMONY FOLLOWING 'DEMONSTRABLY UNTRUE' CLAIMS, GOP LAWMAKER SAYS
+
+""The FBI often followed up with the companies, requested that the companies notify the FBI if they removed the flagged accounts, and provided unsolicited input regarding whether content did or would violate the companies’ respective terms of service,"" they wrote.
+
+They pointed specifically to one email FBI Assistant Special Agent in Charge of the FBI’s San Francisco Cyber Branch Elvis Chan sent to Google employees regarding social media activity concerning the U.S. withdrawal from Afghanistan.
+
+""We anticipate the type of information we would be passing as tippers that would violate your terms of service,"" Chan wrote.
+
+Jordan and Johnson also said the FBI ""also sought to ensure that its flagged content had, in fact, been taken down, even offering legal process to support the removal of content.""
+
+FBI DIRECTOR WRAY SAYS IDEA HE IS TARGETING CONSERVATIVES IS ‘SOMEWHAT INSANE’
+
+They said in March 2022 that an FBI agent asked a Facebook employee, ""Would you be able to tell me if these accounts were taken down, or if you need some legal process from us?""
+
+""The FBI’s offer to provide ‘legal process’ for the flagged accounts, which, in this case included Americans engaging in lawful speech, does not comport with your assertion that the social media companies simply acted of their own volition with respect to the FBI's referrals of accounts allegedly engaged in ‘disinformation,’"" the lawmakers wrote.
+
+Jordan and Johnson said Wray’s testimony ""appears to be at odds with other information available to the committee.""
+
+""Contrary to your testimony, the FBI did not passively relay information to the social media companies and leave it for the companies to decide what content moderation decisions to make,"" they wrote. ""Instead, the FBI was an active participant in this process — flagging content for companies, following up with them to ensure the content had been removed, and offering legal process for the content’s removal.""
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+Jordan and Johnson said the ""discrepancy"" between Wray’s testimony and the information the committee holds ""leads us to conclude that either you misled the committee about the FBI’s interactions with social media companies, or that you were not fully aware of the egregious and unconstitutional actions of the FBI you administer.
+
+""Either scenario is alarming. Accordingly, we invite you to amend your testimony.""",1a7b4d813d894552bce7254ae316b443,Jordan demands Wray amend testimony on FBI policing of ‘misinformation’ on social media,4,,,,
+27962,"Giant drug distributor AmerisourceBergen laid off 450 people this week - AmerisourceBergen Corp., a giant drug distributor based in Conshohocken, this week laid of 450 U.S. employees, less than 1% of its workforce of more than 45,000.
+
+The layoffs were part of an effort to align “our capabilities to our customers’ needs and creating an efficient organizational structure that can meet the needs of our business in the future,” the company said in a statement Friday.
+
+The company’s financial reports show that job cuts were not because of financial distress.
+
+For its fiscal year ended Sept. 30, AmerisourceBergen reported revenue of $238.6 billion and net income of $1.7 billion, both solid increases from the year before. The company operates in 50 countries, but most of its revenue comes from the U.S.
+
+AmerisourceBergen’s profits are slim in percentage terms, but generate “gloriously steady free cash flow and recession-resistant earnings,” credit analyst Carol Levenson said in a report published Friday by Gimme Credit LLC, a Chicago firm that rates corporate debt.
+
+Levenson noted that AmerisourceBergen paid down $1 billion in debt in the last year and recently paid $1.4 billion in cash for PharmaLex, a German firm that helps pharmaceutical companies bring drugs to market.
+
+Last year, AmerisourceBergen, which is changing its name this year to Cencora, was among the three major U.S. drug distributors to agree to a $19.5 billion settlement with the Justice Department for its role in distributing opioid painkillers that regulators and law enforcement officials have said contributed to a rapid increase in addiction and drug abuse deaths.
+
+AmerisourceBergen’s share was $6.1 billion, to be paid over 18 years. The other distributors in the settlement are Cardinal Health and McKesson.
+
+People who identified themselves as former AmerisourceBergen employees lamented the layoffs at TheLayoff.com, an online message board about corporate job cuts.
+
+“I thought we are doing amazing and knocking it out of park. Do we really need these layoffs or are we just following everyone else who is laying off today,” one of the anonymous commenters asked.","{'positive': 0.014200667, 'negative': 0.95367235, 'neutral': 0.03212695}","AmerisourceBergen Corp., a giant drug distributor based in Conshohocken, laid off 450 people this week, less than 1% of its workforce of more than 45,000. The layoffs were part of an effort to align “our capabilities to our customers’ needs and creating an efficient organizational structure that can meet the needs of our business in the future. The company’s financial reports show that job cuts were not due to financial distress, but to align with customers' needs. The other distributors in the settlement are Cardinal Health and McKesson.",The Conshohocken company said the layoff amounted to less than 1% of its workforce.,ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7771458169997035, 'Fleet Fuel Management': 0.7670421657915473, 'Business Ethics': 0.7582583911046805, 'Product Lifecycle Management': 0.7580301604132668, 'Counterfeit Drugs': 0.7648645304737556}",0.7771458169997035,Ruiqi,Minor focus,Major focus,Neutral,,Minor,Major,Neutral,2023-05-16T10:03:19+00:00,https://www.thesun.co.uk/tech/22370574/iphone-magsafe-charger-charging-wrong/,"[{'name': 'MagSafe Charger', 'weight': 0.13484895}, {'name': 'iPhone', 'weight': 0.107746586}, {'name': 'MagSafe', 'weight': 0.1030636}, {'name': 'maximum power delivery', 'weight': 0.09748929}, {'name': 'maximum power', 'weight': 0.094678156}, {'name': 'Apple', 'weight': 0.07270002}, {'name': 'The MagSafe Charger', 'weight': 0.07151445}, {'name': 'the MagSafe Charger', 'weight': 0.07151445}, {'name': 'your MagSafe Charger', 'weight': 0.07151445}, {'name': 'key fobs', 'weight': 0.066126555}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'MagSafe', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'The MagSafe Charger', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'three seconds', 'type': 'TIME', 'mentions': 1}]","THERE are a few important things to remember whenever you charge your iPhone if you want to keep it in good working order for as long as possible.
+
+The MagSafe Charger is a popular accessory for re-powering your iPhone wirelessly.
+
+But some users may not realise they're using the device wrong.
+
+For starters, Apple says you must keep your MagSafe Charger face up.
+
+It also needs to be kept on a flat surface.
+
+And you mustn't have any metal objects or other material near it.
+
+There's one other very ""important"" piece of guidance Apple has.
+
+""It's important to plug into a power source before placing your iPhone on the MagSafe Charger,"" the firm says.
+
+""This allows MagSafe to verify that it's safe to deliver maximum power.
+
+""If you happen to place your iPhone on the MagSafe Charger before plugging in to a power source, simply remove your iPhone from the MagSafe Charger, wait three seconds, and then put it back on to resume maximum power delivery.""
+
+The tech giant has warned people to not place things like credit cards, security badges, passports or key fobs between your iPhone and MagSafe Charger either.
+
+Doing so risks damaging the magnetic strips or RFID chips in those items.
+
+""If you have a case that holds any of these sensitive items, remove them before charging or make sure they aren’t between the back of your device and the charger,"" Apple adds.
+
+""If you keep your iPhone in a leather case while charging with your MagSafe Charger, the case may show circular imprints from compression of the leather.
+
+""This is normal, but if you’re concerned about this, we suggest using a non-leather case.""
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",62b62408dfa044cc9331d3a59adb3d1a,You're charging your iPhone WRONG - Apple reveals 7 common mistakes,4,,,,
+28252,"2 Growth Stocks That Could Help Make You a Fortune - Looking beyond share price, you don't have to search hard to find compelling businesses with abundant growth opportunities that boast strong financials to boot. DexCom (NASDAQ: DXCM) is one of the world's leading developers and manufacturers of continuous glucose monitoring (CGM) devices, which help people monitor and manage their blood sugar levels. While primarily used by the type 1 diabetes population, and increasingly, those with type 2 diabetes, there could be use cases for these products in individuals with prediabetes as well.","{'positive': 0.28506878, 'negative': 0.009034677, 'neutral': 0.70589656}","2 Growth Stocks That Could Help Make You a Fortune. Looking beyond share price, you don't have to search hard to find compelling businesses with abundant growth opportunities that boast strong financials to boot. DexCom (NASDAQ: DXCM) is one of the world's leading developers and manufacturers of continuous glucose monitoring (CGM) devices, which help people monitor and manage their blood sugar levels. While primarily used by the type 1 diabetes population, and increasingly, those with type 2 diabetes, there could be use cases for these products in individuals with prediabetes as well.","Looking beyond share price, you don't have to search hard to find compelling businesses with abundant growth opportunities that boast strong financials to boot.  DexCom (NASDAQ: DXCM) is one of the world's leading developers and manufacturers of continuous glucose monitoring (CGM) devices, which help people monitor and manage their blood sugar levels.  While primarily used by the type 1 diabetes population, and increasingly, those with type 2 diabetes, there could be use cases for these products in individuals with prediabetes as well.",DXCM,Health Care,Medical Equipment & Supplies,DexCom Inc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7349989414402385, 'Supply Chain Management': 0.7665068937237328, 'Ethical Marketing': 0.7768524735079837, 'Business Ethics': 0.7410381795370438, 'Product Design & Lifecycle Management': 0.7513372961227269, 'Affordability & Pricing': 0.7517067913561845}",0.7768524735079837,Ruiqi,Minor focus,Minor focus,Positive,"Product Design & Lifecycle Management, Affordability & Pricing",Minor,Minor,Positive,2023-05-01T15:52:40+00:00,https://www.cnbc.com/2023/05/01/the-first-republic-deal-has-come-at-a-crucial-point-for-the-markets-and-economy.html,"[{'name': 'clients', 'weight': 0.082567245}, {'name': 'First Republic Bank', 'weight': 0.07006172}, {'name': 'central bank strategy', 'weight': 0.06554355}, {'name': 'First Republic', 'weight': 0.065197535}, {'name': 'banks', 'weight': 0.06291489}, {'name': 'regional bank health', 'weight': 0.0627778}, {'name': 'bank stocks', 'weight': 0.061755}, {'name': 'Silicon Valley Bank', 'weight': 0.059516292}, {'name': 'a client note', 'weight': 0.058374595}, {'name': 'Squawk Box', 'weight': 0.057363313}]",[{'name': 'Finance'}],"[{'data': 'First Republic', 'type': 'ORG', 'mentions': 7}, {'data': ""JPMorgan Chase's"", 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Signature Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 1}, {'data': 'Federal Reserve', 'type': 'ORG', 'mentions': 6}, {'data': 'National Economic Council', 'type': 'ORG', 'mentions': 1}, {'data': 'Evercore ISI', 'type': 'ORG', 'mentions': 1}, {'data': ""the CME Group's"", 'type': 'ORG', 'mentions': 1}, {'data': 'FedWatch', 'type': 'ORG', 'mentions': 1}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'LPL Financial', 'type': 'ORG', 'mentions': 1}, {'data': ""the Labor Department's"", 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'Gary Cohn', 'type': 'PERSON', 'mentions': 3}, {'data': 'Mike Mayo', 'type': 'PERSON', 'mentions': 1}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Krishna Guha', 'type': 'PERSON', 'mentions': 1}, {'data': 'Larry McDonald', 'type': 'PERSON', 'mentions': 1}, {'data': 'Quincy Krosby', 'type': 'PERSON', 'mentions': 2}, {'data': 'Squawk Box', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'The Bear Traps Report', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'First Republic', 'type': 'EVENT', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}]","JPMorgan Chase's takeover of First Republic likely ends the panic phase of the banking crisis, with the fallout left to come in a pivotal week for markets and the economy. Following an unsuccessful effort to keep First Republic open, the largest U.S. bank by deposits reached a deal to take over the 14th-largest financial institution. In doing so, JPMorgan helped avert a destabilizing broad collapse in the sector, but by no means solved all the banking problems likely to come. Here's what's next for bank stocks after the failure of First Republic ""This is not the end,"" said Gary Cohn, former chief operating officer at Goldman Sachs, in an interview Monday on CNBC's ""Squawk Box."" ""I don't think we're going to get three and done. Crises don't sort of end this easily. There will be other issues out there in the banking world."" With financial services covering such a wide swath of activities in the $26.5 trillion U.S. economy, the failures of Silicon Valley Bank, Signature Bank and now First Republic Bank will reverberate.
+
+The takeover kicks off an important week on Wall Street, with a key decision on interest rates looming along with earnings from Apple and a jobs report that is expected to show a further deceleration in hiring. Stocks nudged higher Monday morning on hopes that the worst of a banking crisis that began in early March has drifted into the rear view. ""The wall of worry may ease,"" said Wells Fargo banking analyst Mike Mayo in a note to clients. ""Resolving FRC should end the 7-week post SVB bank crisis phase."" One of the first places markets can turn to gauge the larger impact is this week's Federal Reserve meeting. Traders on Monday morning intensified their bets that the central bank would enact another quarter percentage point interest rate hike as the First Republic resolution provided some clarity to the question of regional bank health. But Cohn, who was the National Economic Council director under former President Donald Trump, said the broader impact of the Fed's rate-hiking cycle will continue to be felt. If the Fed follows through on the increase, it will mark 5 percentage points worth of hikes in a 14-month period, the fastest tightening cycle since the early 1980s. ""The unintended consequences of that on banks and balance sheets is fairly substantial. We will see something in the commercial real estate market,"" he said. ""But that's what we're talking about. What you learn in the banking industry is it's usually the problem you're not talking about."" Cohn said one area he is watching is what happens with consumer spending, which makes up 68% of all economic activity. As it relates to the banking situation, most experts see tighter credit conditions ahead that could weigh on spending, particularly as inflation and interest rates both remain elevated. ""The seizure and subsidized on-sale of First Republic completes the obvious unfinished business from the initial acute phase of the bank stress,"" Krishna Guha, head of global policy and central bank strategy for Evercore ISI, said in a client note. ""But we think this is only the very early stages of the chronic phase and that for every First Republic or Silicon Valley Bank there will be hundreds of smaller and mid-sized US banks that will act more conservatively in the months ahead in order to minimize any risk that they end up in the same situation,"" he added.
+
+Pressure to 'tone it down'
+
+With stresses still present in the banking system, that will put pressure on the Fed at least to hold the line on monetary policy despite inflation that policymakers see as still too high. Gross domestic product increased just 1.1% annualized in the first quarter, well below expectations and another signal that a slowdown or outright recession is ahead. Markets expect the central bank will be forced to cut by at least half a percentage point before the end of the year to combat the possible contraction, according to the CME Group's FedWatch tracker of futures pricing. ""The Fed is going to basically have to really tone it down a lot and maybe project that this is the last hike,"" said Larry McDonald, founder of ""The Bear Traps Report,"" also speaking on ""Squawk Box."" ""Anything they do on the hawkish side will really cause much more financial instability."" An indication Wednesday of more hikes is not something investors want to see, particularly in the midst of a jumbled earnings season and ahead of a looming jobs report. S&P 500 profits are tracking at a loss of 3.7% for the first quarter, even with 79% of companies beating Wall Street estimates, according to FactSet. Apple earnings are on tap this week, with the Silicon Valley bellwether on Thursday expected to post profit of $1.43 a share, down from $1.88 the previous quarter. ""Apple is going to be crucial,"" said Quincy Krosby, chief global strategist at LPL Financial. ""The reason is it gives you perspective on global demand. Apple is in so many portfolios in so many different sectors. Obviously, it's extremely important, probably the most important of all the big-tech earnings."" A day later, the Labor Department's nonfarm payroll report for April is projected to show job growth of 180,000, down from 236,000 in March and what would be the smallest monthly gain since December 2020. Policymakers, though, could be more keyed on wage numbers and the impact on inflation. So a soft payrolls report with softening wages might be greeted positively by a market looking for a less aggressive Fed. ""This is a market trying to discern which direction the economy is going to go and are we headed for recession, and if so what kind of recession,"" Krosby said. ""I think we're still going to have a split market. I don't think we're going to have insight as direct as the market would like.""",6c85f1a374094c6699593a99eb2c172e,The First Republic deal has come at a crucial point for the markets and economy,4,,,,
+23837,"US FDA panel votes against use of Medtronic's blood pressure treatment device - Aug 23 (Reuters) - The U.S. Food and Drug Administration's independent experts on Wednesday narrowly voted against recommending the approval of Medtronic's blood pressure treatment device, saying risks tied to using it do not outweigh the benefits.
+
+The same panel on Tuesday voted in favor of rival ReCor's device for use in a surgery called renal denervation in patients whose high blood pressure cannot be controlled by drugs. (Reporting by Sriparna Roy in Bengaluru; Editing by Krishna Chandra Eluri)","{'positive': 0.11790123, 'negative': 0.04439659, 'neutral': 0.83770216}","The US Food and Drug Administration's independent experts on Wednesday narrowly voted against recommending the approval of Medtronic's blood pressure treatment device, saying risks tied to using it do not outweigh the benefits. The same panel on Tuesday voted in favor of rival ReCor's device for use in a surgery called renal denervation in patients whose high blood pressure cannot be controlled by drugs.","The U.S. Food and Drug Administration's independent experts on Wednesday narrowly voted against recommending the approval of Medtronic's blood pressure treatment device, saying risks tied to using it do not outweigh the benefits. The same panel on Tuesday voted in favor of rival ReCor's device for use in a surgery called renal denervation in patients whose high blood pressure cannot be controlled by drugs.",MDT,Health Care,Medical Equipment & Supplies,Medtronic plc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry‚Äôs products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.74783844106583, 'Supply Chain Management': 0.7293718609395308, 'Ethical Marketing': 0.7813151165290393, 'Business Ethics': 0.7575437115189629, 'Product Design & Lifecycle Management': 0.7556180578923661, 'Affordability & Pricing': 0.7766772926266171}",0.7813151165290393,Ruiqi,Major focus,Major focus,Negative,Product Safety,Major,Major,Negative,2022-12-28T21:28:42.937000+00:00,https://www.nbcnews.com/business/consumer/airlines-show-high-ticket-prices-amid-southwest-flight-cancellations-rcna63510,"[{'name': 'Southwest Airlines', 'weight': 0.098716624}, {'name': 'price caps', 'weight': 0.09073989}, {'name': 'American Airlines', 'weight': 0.08652774}, {'name': 'Nashville International Airport', 'weight': 0.083207466}, {'name': 'Southwest', 'weight': 0.08233957}, {'name': 'price limits', 'weight': 0.07891494}, {'name': 'Denver International Airport', 'weight': 0.078214645}, {'name': 'prices', 'weight': 0.07796203}, {'name': 'flight cancellations', 'weight': 0.07715351}, {'name': 'Chicago Midway International Airport', 'weight': 0.07684462}]","[{'name': 'Travel'}, {'name': 'Business'}]","[{'data': 'Southwest Airlines', 'type': 'ORG', 'mentions': 5}, {'data': 'American', 'type': 'ORG', 'mentions': 5}, {'data': 'United', 'type': 'ORG', 'mentions': 1}, {'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 1}, {'data': 'NBC News', 'type': 'ORG', 'mentions': 1}, {'data': 'Department of Transportation', 'type': 'ORG', 'mentions': 2}, {'data': 'NextStar Media', 'type': 'ORG', 'mentions': 1}, {'data': 'Nashville International Airport', 'type': 'FAC', 'mentions': 2}, {'data': 'Ronald Reagan Washington International Airport', 'type': 'FAC', 'mentions': 1}, {'data': 'Chicago Midway International Airport', 'type': 'FAC', 'mentions': 1}, {'data': 'Los Angeles International Airport', 'type': 'FAC', 'mentions': 1}, {'data': 'Southwest', 'type': 'LOC', 'mentions': 1}, {'data': 'Nashville', 'type': 'GPE', 'mentions': 2}, {'data': 'Washington D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'Boston', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Suzanne Durham', 'type': 'PERSON', 'mentions': 4}, {'data': 'Pete Buttigieg', 'type': 'PERSON', 'mentions': 2}]","As this week's flight cancellation wave led by Southwest Airlines drags on, other major carriers have announced they would institute price caps — particularly in cities where Southwest operates — to limit the financial burden on stranded flyers trying to reach their destinations.
+
+Among those carriers that have announced price limits are American, United, and Delta Air Lines, all of which said they would limit fares in all markets where Southwest operates, through Jan. 2.
+
+But despite those announcements, airfare data show prices to and from many affected destinations remain sky high.
+
+Google flight info shows one-way trips out of airports like Nashville International Airport, Ronald Reagan Washington International Airport, and Chicago Midway International Airport — all Southwest hubs — show prices surging over the next few days.
+
+For instance, a one-way ticket from Nashville to Denver International Airport — two hubs heavily affected by this week's flight cancellations — leaving Thursday starts at $899.
+
+A one-way flight from Washington D.C. to Los Angeles International Airport leaving Thursday starts at $1,527.
+
+Many flyers have vented their frustrations about the extraordinarily high airfares on social media.
+
+Suzanne Durham, a music industry professional based in Nashville, had spent Christmas in Boston and was scheduled to return home Monday on Southwest. After her original flight got canceled, she was able to rebook another flight on Southwest leaving later in the week, but had a feeling that the flight would be canceled, too.
+
+So she decided to book an additional flight on American Airlines for more than $900, she said.
+
+""When I was booking that flight, I couldn’t believe it was so expensive,"" Durham said in a follow-up interview. She said American did not specify which class the ticket was in, and it turned out to be business class.
+
+""It wasn’t even first class,"" Durham said. ""They are absolutely price gouging in my opinion.""
+
+Durham vented her frustrations on Twitter Monday and said an American Airlines representative responded by noting ""fares are up to some destinations.""
+
+An American Airlines representative pointed NBC News to a tweet buried in response to a user saying select cities would see price caps. The representative declined to share further details.
+
+Other flyers shared similar stories on Twitter of facing much higher fares.
+
+A U.S. Department of Transportation representative did not immediately respond to a request for comment. In an interview with NextStar Media on Tuesday, Transportation Secretary Pete Buttigieg applauded airlines for instituting the price caps.
+
+""Nobody should be taking advantage of the situation,"" Buttigieg said, though he acknowledged the department may have limited legal authority to substantially address the situation.
+
+""We're really expecting airlines to go beyond the legal minimum and to do the right thing here,"" he said.
+
+""It shouldn't take an enforcement action from our department in order to get people taken care of, or get them their money back.""",f97ed4a6e65e45c3b648efe3a5f4bd26,Airline passengers face extraordinarily high ticket prices amid flight cancellations,4,,,,
+11487,"Boeing's Starliner spacecraft is threatened by new design flaws - If you want to imagine an engineer’s nightmare, here it goes: You’ve spent nearly a decade building a spacecraft, testing and re-testing the vehicle to ensure it can survive the extreme conditions onboard a rocket to orbit. Now, you’re preparing to launch NASA astronauts into space in a month.
+
+
+
+Then, someone comes up to you. Do you remember the tape—the tape we wrapped around all the wires hidden behind panels in the spacecraft, to protect them from shorting out? Hundreds of feet of tape? Turns out that tape is flammable. We’re going to have to disassemble the whole spacecraft to see where it is and how to fix it, or else risk a potentially disastrous fire.
+
+Oh, and by the way, we also found out that a key link in the parachutes that bring the capsule down for a safe landing are made of a material that’s too weak for our safety standards. We’ll have to re-do that, too.
+
+All this happened over the past week to Boeing’s Starliner spacecraft program, sending Mark Nappi, the executive in charge, to CEO Dave Calhoun to get permission to stand down from an already long-delayed crew flight test.
+
+Boeing was tapped to build this vehicle by NASA in 2014, alongside rival SpaceX. Elon Musk’s company delivered its Dragon crew vehicle in 2020, and since then it has flown eight times to orbit, carrying government astronauts and private passengers.
+
+In contrast, Boeing’s program has lurched from problem to problem. Delays and the need to re-do a failed flight test have cost the company $585 million, since its original $4.2 billion fixed-price contract with NASA doesn’t allow for overages. Engineers may still need to redesign the Starliner’s propulsion system: The valves that regulate the flow of fuel through the system have malfunctioned in the past, and while Boeing says changes in the way it loads fuel can prevent the problem, changing the system might make more sense.
+
+Last week, NASA’s Aerospace Safety Advisory Panel (ASAP), said the space agency should stand up an independent review of Starliner to ensure that it will be safe enough to carry people. Steve Stich, the NASA official responsible for Starliner development, said that NASA engineers embedded with Boeing’s Starliner team will convene with the NASA’s chief engineer to offer an independent assessment of the program.
+
+Boeing was criticized for failing to perform comprehensive testing before the failure of its first flight test. The discovery of two new safety issues just weeks before a crewed test flight isn’t a great development. On one hand, the process in place caught these risks, and Boeing communicated about them transparently. On the other hand, these problems are years old.
+
+“I have seen a tremendous change in Boeing culture since the first orbital flight test,” Stich told reporters yesterday. “I wouldn’t go indict the NASA or Boeing safety process because we have these late findings.”
+
+Nappi argued that Boeing’s safety culture had always been strong, but conceded “there was a certain sense of optimism when some of the designs were done, some of the processes were created many years ago, that led to some of these things creeping their way through the system.”
+
+Nappi said his team would need to further assess the problems with the wiring tape and the parachute links before it could determine when a new test flight is possible. While the space agency and its contractor didn’t rule out a test flight later this year, the potential work needed to fix the problems—which might include additional parachute drop tests—mean that test flight might not come until 2024.
+
+That’s an issue for NASA, which “desperately needs a second provider of crew transportation,” according to Stich. SpaceX’s current monopoly on human spaceflight in the western world means it can drive up prices: While the company’s first flights for NASA were estimated at $55 million per seat, additional contracts to fly astronauts have come in at $70 million per astronaut. Boeing’s seats will cost more for the duration of the ISS’s expected lifespan, but lowering the cost of getting people to orbit in the future will require multiple providers.
+
+Boeing, which had a critical roles in the Space Shuttle and is the prime contractor for the International Space Station, has seen its space businesses face significant headwinds. Its speciality on the satellite side—building large, bespoke satellites—is seen as a business in decline, and its joint venture with Lockheed Martin to build rockets, United Launch Alliance, is reportedly up for sale.
+
+Analysts say that Boeing may not be able to recoup its losses on the Starliner program under the NASA contract, and may also face challenges winning private human spaceflight business. Nappi insisted that there was no thought at Boeing about abandoning Starliner, and said discussions were ongoing about how to use the spacecraft more in the future by adapting its design to fly on rockets besides the soon-to-be-retired Atlas V.
+
+‚ÄúWe know there are growing pains in developing a vehicle,‚Äù said Nappi. ‚ÄúThis is just part of the business.‚Äù","{'positive': 0.026310312, 'negative': 0.6634808, 'neutral': 0.31020892}","Boeing's Starliner spacecraft is facing new design flaws, including flammable tape, faulty parachutes, and the need to re-do a failed flight test. Engineers may still need to redesign the propulsion system, and changes in the way it loads fuel can prevent the problem. The discovery of two new safety issues just weeks before a crewed test flight isn't a great development, and Boeing communicated about these risks transparently. Boeing‚Äôs first flights to space are estimated to cost $585 million, while additional contracts for additional contracts with NASA are estimated at $70 million per seat.",Two safety risks will once again delay the flight of the NASA-funded astronaut capsule.,BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry‚Äôs key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry‚Äôs energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity‚Äôs energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7984513499608488, 'Hazardous Waste Management': 0.7537670716555155, 'Materials Sourcing': 0.7699130004261783, 'Energy Management': 0.7468617626858675, 'Fuel Economy & Emissions in Use-phase': 0.7688191978348928, 'Business Ethics': 0.7578310556499119, 'Data Security': 0.7802417214101403}",0.7984513499608488,Ruiqi,Major focus,Major focus,Negative,"Product Safety, Business Ethics, Data Security",Major,Major,Negative,2023-06-14T11:00:16.426000+00:00,https://www.theverge.com/2023/6/14/23759094/european-commission-google-antitrust-advertising-market-antitrust,"[{'name': 'Google', 'weight': 0.10985849}, {'name': 'rival online advertising services', 'weight': 0.104830235}, {'name': 'online display advertising', 'weight': 0.0914586}, {'name': 'advertising', 'weight': 0.08583423}, {'name': 'rival search engines', 'weight': 0.08512866}, {'name': 'Google’s advertising business', 'weight': 0.07877898}, {'name': 'user data', 'weight': 0.07666899}, {'name': 'Google’s advertising technology', 'weight': 0.07506575}, {'name': 'Google’s ad business', 'weight': 0.07225235}, {'name': 'preliminary antitrust ruling', 'weight': 0.06681232}]",[{'name': 'Tech'}],"[{'data': 'EU', 'type': 'ORG', 'mentions': 6}, {'data': 'Google', 'type': 'ORG', 'mentions': 17}, {'data': 'The European Commission', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'The European Union’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Competition and Markets Authority', 'type': 'ORG', 'mentions': 1}, {'data': 'CMA', 'type': 'ORG', 'mentions': 1}, {'data': 'the Justice Department', 'type': 'ORG', 'mentions': 1}, {'data': 'Margrethe Vestager', 'type': 'PERSON', 'mentions': 2}, {'data': 'EU', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Chrome', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'AdSense', 'type': 'PRODUCT', 'mentions': 1}]","The European Commission has made a formal antitrust complaint against Google and its ad business, saying that its preliminary view is that “only the mandatory divestment by Google of part of its services would address its competition concerns.” It’s a significant move targeting the main source of the search giant’s revenue.
+
+“Our preliminary concern is that Google may have used its market position to favor its own intermediation services,” the Commission’s executive vice-president in charge of competition policy Margrethe Vestager said in a statement.
+
+The statement of objections issued today is an important step in the EU’s investigation. Google will now have the opportunity to reply in writing and request a hearing, after which the Commission will decide whether Google has broken antitrust law in the bloc. If found guilty, the EU’s competition regulator can fine Google up to 10 percent of its global sales and (perhaps more significantly) force it to change the way it operates.
+
+It’s a significant charge against what remains a core source of Google’s revenue. Although the Alphabet-owned company is known as a provider of everything from search and OSes to thermostats, it’s advertising that provides the majority of its income. Bloomberg, which earlier reported on today’s complaint, noted that Google’s advertising business brought in around $225 billion for the company in 2022, representing around 80 percent of its annual revenue.
+
+The European Union’s investigation into Google’s advertising technology dates back to 2021, when it said it was investigating whether Google unfairly favors its own services over competitors and limits their access to user data. At the time, the Commission’s digital czar, Margrethe Vestager, noted that “Google is present at almost all levels of the supply chain for online display advertising” and said that the EU is “concerned that Google has made it harder for rival online advertising services to compete in the so-called ad tech stack.”
+
+If found in violation, it would be the fourth major penalty issued by the EU against Google following a trio of fines between 2017 and 2019 totaling over €8 billion (around $8.6 billion). The EU has previously found Google guilty of “systematically favoring” its own shopping comparison service, abusing its Android market dominance by bundling its search engine and Chrome apps, and preventing AdSense customers from accepting advertising from rival search engines. Google is challenging these earlier fines in the courts, Bloomberg previously reported.
+
+Google’s advertising business is being investigated outside of the EU as well. The UK’s Competition and Markets Authority (CMA) has been investigating the company over fears its practices are unfairly freezing out competitors. Meanwhile, in the US, the Justice Department and eight states sued the company earlier this year and called for its ad-technology business to be broken up.",25347b60dd0744e4a5a311683c4757ea,EU suggests breaking up Google’s ad business in preliminary antitrust ruling,4,,,,
+6113,"Boeing reorganizes defense, space & security business unit - Nov 17 (Reuters) - Boeing Co (BA.N) said on Thursday that it will consolidate the planemaker's troubled defence unit into four units from eight and announced a series of executive leadership changes.
+
+The consolidated divisions include Vertical Lift, Mobility, Surveillance & Bombers, Air Dominance and Space, Intelligence & Weapon Systems, the company said.
+
+Additionally, Boeing Global Services (BGS) will integrate all government services – domestic and international – into one organization.
+
+Reporting by Aishwarya Nair in Bengaluru; Editing by Shailesh Kuber","{'positive': 0.088564776, 'negative': 0.0121723395, 'neutral': 0.89926285}","Boeing reorganizes defense, space & security business unit. 
+
+Nov 17 (Reuters) - Boeing Co (BA.N) said on Thursday that it will consolidate the planemaker's troubled defence unit into four units from eight and announced a series of executive leadership changes. 
+
+The consolidated divisions include Vertical Lift, Mobility, Surveillance & Bombers, Air Dominance and Space, Intelligence & Weapon Systems, the company said. Reporting by Aishwarya Nair in Bengaluru; Editing by Shailesh Kuber",Boeing Co said on Thursday that it will consolidate the planemaker's troubled defence unit into four units from eight and announced a series of executive leadership changes.,BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry‚Äôs key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry‚Äôs energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity‚Äôs energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7866579445223674, 'Hazardous Waste Management': 0.7657728728870341, 'Materials Sourcing': 0.7848145023616476, 'Energy Management': 0.770561051877204, 'Fuel Economy & Emissions in Use-phase': 0.7962889313993027, 'Business Ethics': 0.7918059392217394, 'Data Security': 0.8107057573548588}",0.8107057573548588,Ruiqi,Minor focus,Major focus,Neutral,,No,Major,,2023-03-15T14:48:18+00:00,https://www.forbes.com/sites/gordonkelly/2023/03/15/google-pixel-8-pixel-8-pro-design-displays-new-cameras-tensor-g3-pixel-7-pro-upgrades/,"[{'name': 'Pixel', 'weight': 0.13661037}, {'name': 'flat displays', 'weight': 0.09763275}, {'name': 'Pro', 'weight': 0.092827514}, {'name': 'Pixel 8 Pro', 'weight': 0.082582295}, {'name': 'larger sensors', 'weight': 0.07856171}, {'name': 'Pixel 8, Pixel 8 Pro Design Shocks', 'weight': 0.07133066}, {'name': 'Exclusive Google Leaks', 'weight': 0.0671565}, {'name': 'Apple price leaks', 'weight': 0.06512609}, {'name': 'Pixel 6a', 'weight': 0.06309763}, {'name': 'Pixel 7', 'weight': 0.06309763}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'MySmartPrice', 'type': 'ORG', 'mentions': 1}, {'data': 'SmartPrix', 'type': 'ORG', 'mentions': 1}, {'data': 'OnLeaks', 'type': 'ORG', 'mentions': 3}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Asus', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Pixel 8', 'type': 'PRODUCT', 'mentions': 26}, {'data': 'Zenfone 9', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone 12', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Pro', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Tensor 3', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Steve Hemmerstoffer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Google', 'type': 'GPE', 'mentions': 1}]","Google’s Pixel 7 range delivered two of 2022’s best smartphones, and the company finally has a sales hit on its hands. But now, two new leaks have revealed that this success will not stop Google from taking risks with the Pixel 8 and Pixel 8 Pro.
+
+Working with MySmartPrice and SmartPrix, respected industry insider OnLeaks (aka Steve Hemmerstoffer) has exposed both Pixel 8 and Pixel 8 Pro designs — and they show Google will buck industry trends by making the displays on both phones smaller. In the case of the Pixel 8, surprisingly so.
+
+According to OnLeaks, the Pixel 8 boasts just a 5.8-inch screen. That’s a 0.6-inch (1.5cm) reduction compared to the Pixel 7's 6.3-inch display. The Pixel 8 measures 150.5 x 70.8 x 8.9mm, making it 5.1mm shorter, 2.4mm narrower, and 0.2mm thinner than its predecessor.
+
+For comparison, the Pixel 8 is also 1.7mm shorter and 1mm narrower than the 6.1-inch Pixel 6a, while having the same thickness. The smaller display size positions the Pixel 8 as a mini flagship Android has mostly lacked, akin to the 5.9-inch Asus Zenfone 9.
+
+This should be a smart move in theory, though there are warning signs. The 5.5-inch iPhone 12 and 13 Mini sold so badly that the range was canceled after just two generations. Google will hope Android fans are different, and 5.8-inches is a sweet spot that Apple missed.
+
+As for the Pixel 8 Pro, OnLeaks says its display will be 6.52-inches, down from the 6.7-inch Pixel 7 Pro. This reduction is less noticeable, but with the leaks also revealing virtually identical dimensions to its predecessor (162.6 x 76.5 x 8.7mm) and — conflictingly — reduced bezels on all sides, it may not be correct.
+
+The Pixel 8 has reduced bezels as well, and the images reveal both phones sport more rounded backs for better ergonomics in hand and flat displays. Pixel Pro buyers rejoice!
+
+Interestingly, the rear camera bar for both phones houses significantly larger cameras, indicating larger sensors. The Pixel 8 Pro also has a single cutout for all three cameras, rather than the convoluted pill + circle arrangement of the Pixel 7 Pro. Curiously, the Pixel 8 Pro houses a fourth sensor, tipped to be LiDAR, just under the flash, which — like the zoom camera — is not included on the Pixel 8.
+
+All in all, while the smaller displays will polarize opinions, these are overwhelmingly smart changes from Google, which also proves the company is still prepared to take risks. Moreover, given Google’s historically competitive Pixel pricing, anyone lamenting the much smaller Pixel 8 display can jump to the Pixel 8 Pro and still pay up to $300 less than a 6.1-inch iPhone 15 Pro, if Apple price leaks are correct.
+
+Unlike Pro and non-Pro iPhones, both the Pixel 8 and Pixel 8 Pro are expected to have the same performance (via a next-generation Tensor 3 chip) and the same primary and ultra-wide cameras. Well played, Google. Well played.",b7bc16ab484c44bf8f20cfd0485d324d,"Exclusive Google Leaks Reveal Pixel 8, Pixel 8 Pro Design Shocks",4,,,,
+30200,"Nationwide Recall on Flour Issued, Trash Everything Matching These Codes - General Mills is recalling bags of its Gold Medal Unbleached and Bleached All Purpose Flour due to the potential presence of Salmonella Infantisis.
+
+The bacteria was found during an inspection of 5-pound bags of the flour, according to the Food and Drug Administration.
+
+According to USA Today, neither the FDA nor the company would disclose if the recall is linked to a Salmonella Infantisis outbreak across 11 states.
+
+The recall covers Gold Medal Unbleached All Purpose 5-pound flour bags with a UPC code of 000-16000-19610 and a “better if used by date” of either March 27 or March 28, 2024, according to the FDA.
+
+The recall also covers Gold Medal Unbleached All Purpose 10-pound flour bags with a UPC of 000-16000-19580 and the same better if used by dates.
+
+Gold Medal Bleached All Purpose Flour in the 2-pound bag size with a UPC of 000-16000-10710 and the same better if used by dates is also covered.
+
+
+
+ General Mills is advising customers who have the flour to discard it.
+
+Anyone who has disposed of the flour can call General Mills Consumer Relations at 1-800-230-8103, according to the company.
+
+According to the website Food Safety News, the multi-state Salmonella Infantisis outbreak has been linked to flour.
+
+The site said that through March 30, at least 12 people in 11 states were sickened, with three requiring hospitalization. Illnesses took place from early December through mid-February.
+
+The states where the outbreak has been documented include Oregon, California, Nebraska, Minnesota, Iowa, Missouri, Illinois, Tennessee, Ohio, Virginia and New York.
+
+The site said the FDA has not announced which brand of flour is linked to the outbreak, it has begun inspection of a location the FDA did not name.
+
+The FDA repeated its warning that it can be unsafe to eat raw products made with flour.
+
+The FDA added that Salmonella Infantisis is killed in the cooking process.","{'positive': 0.024087034, 'negative': 0.6328468, 'neutral': 0.34306625}","General Mills is recalling bags of its Gold Medal Unbleached and Bleached All Purpose Flour due to the potential presence of Salmonella Infantisis. The bacteria was found during an inspection of 5-pound bags of the flour, according to the Food and Drug Administration. The recall also covers Gold Medal unbleached all Purpose 10-pound flour bags with a UPC of 000-16000-19580 and the same better if used by dates. The FDA has not announced which brand of flour is linked to the outbreak, but has begun inspection of a location the FDA did not name. The outbreak has been documented across 11 states, with at least 12 people in 11 states being sickened. Anyone with the flour can call General Mills Consumer Relations at 1-800-230-8103.",General Mills is issuing a recall for some brands of its flour amid a salmonella outbreak that has been linked to flour.,GIS,Food & Beverage,Processed Foods,General Mills Inc,"{'Water Management': 'Processed Foods entities rely on a reliable water supply for cooking, processing and cleaning finished goods. Additionally, entities in the industry generate and must manage the wastewater discharge from processing activities. As water scarcity becomes an issue of increasing importance, processed foods entities‚Äîoperating in water-stressed regions‚Äîmay face increasing operational risks. Entities in the industry may face higher operational costs as well as water shortages because of the physical availability or more stringent regulations. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Food Safety': 'Food safety, as it relates to production quality, spoilage, contamination, supply chain traceability, and allergy labelling, canmaterially affect processed foods entities. Food safety recalls can happen for numerous reasons, including packaging defects, food contamination, spoilage, and mislabeling. Food safety issues that arise within an entity‚Äôs supply chain typically result in recalls of final products and can also influence the brand reputation, operations, and revenue of processed foods entities. Supply chain traceability is a great concern for entities in the industry, particularly amid new regulations. Poor management of food quality and safety may lead to damage to brand value, lower revenues, and increased costs associated with recalls, fines, lost inventory, and/or litigation. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to retailers and consumers.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of processed foods entities. The accuracy and depth of information presented in food labelling is of importance to regulators and consumers.Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about the ingredients used in processed foods, such as genetically modified organism (GMO) content, and about the production methods used. Another area of public concern is the marketing practices of processed foods entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from misleading statements or failing to adapt to consumer demand for increased labelling transparency. Additionally, regulations on product labelling and marketing introduce near-term costs to adhere and present the risk of penalties or litigation. All of these factors can impact an entity‚Äôs brand value, operating costs, and revenue growth.', 'Packaging Lifecycle Management': 'Packaging materials represent a major business cost and contribute to the environmental footprint of processed foods entities. Each stage of a package‚Äôs lifecycle, including design, transportation, and disposal, presents its own unique environmental challenges and opportunities. Entities may be impacted by regulations on allowable packaging materials orend-of-life management of packaging. Processed foods entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce their environmental impact. Innovations such as light-weighting materials can also result in cost benefits in the transportation of goods. Other innovations can improve end-of-life management of products, such as through the use of recyclable or compostable materials, which may mitigatepotential risks related to costs and compliance. ', 'Energy Management': 'The Processed Foods industry is reliant on energy and fuel as primary inputs for value creation in manufacturing food products. Energy is needed to operate large manufacturing facilities for cooking, refrigeration and packaging. Energy production and consumption contributes to significant environmental impacts, including climate change and pollution, which have the potential indirectly, yet materially, to affect processed food entity operations. Energy efficiency in production and distribution can mitigate exposure to volatile energy costs and limit an entity‚Äôs contribution to direct and indirect greenhouse gas (GHG) emissions. Producers may be able to reduce the risk posed by volatile fossil fuel energy costs‚Äîparticularly natural gas, which the industry uses heavily‚Äîby diversifying their energy portfolio across a range of sources. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity versus purchasing from the grid, may influence both the costs and reliability of the energy supply.', 'Ingredient Sourcing': 'Entities in the Processed Foods industry source a wide range of ingredients, largely agricultural inputs, from global suppliers. The industry‚Äôs ability to source ingredients, and at some price points, fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may cause price volatility which may affect entity profitability. Climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource-intensive, or coordinate with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Processed Foods industry manage global supply chains to source a wide range of ingredient inputs. How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to maintain steady supplies and manage price fluctuations. Supply chain management issues related to labour and environmental practices, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier performance. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, potentially increase consumer demand, or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, and nutritional value are shaping the Processed Foods industry‚Äôs competitive landscape. The health and nutrition characteristics of the industry‚Äôs products and ingredients are of growing concern to both consumers and regulators, thus creating the potential for these issues to affect a processed food entity‚Äôs reputation and its license to operate. New regulations, including imposed taxes on processed foods, may impact industry profitability and pose long-term risks in the form of reduced demand for the industry‚Äôs products. Entities that adapt to changing consumer preferences to promote more healthful and nutritious offerings may be better positioned to gain market share in a growing segment while avoiding the risks associated with potential regulation and shifts in demand.'}","{'Water Management': 0.7268068197527737, 'Food Safety': 0.7750169147535013, 'Product Labelling & Marketing': 0.7457419311748336, 'Packaging Lifecycle Management': 0.7307111477271461, 'Energy Management': 0.7206474798124223, 'Ingredient Sourcing': 0.7231009689973524, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.726910447233083, 'Health & Nutrition': 0.7476606951407814}",0.7750169147535013,Ruiqi,Major focus,Major focus,Negative,"Food Safety, Product Labelling & Marketing",Major,Major,Negative,2023-01-17T14:09:39.539000+00:00,https://www.theverge.com/2023/1/17/23387288/apple-mac-mini-m2-pro-price-release-date-specs-features,"[{'name': 'MacBook Pro', 'weight': 0.13524678}, {'name': 'M1 Pro', 'weight': 0.13288282}, {'name': 'M2 Pro', 'weight': 0.13267742}, {'name': 'M1 Pro Max', 'weight': 0.13151966}, {'name': 'Pro', 'weight': 0.120583765}, {'name': 'January 24th', 'weight': 0.11470942}, {'name': 'Mac Mini', 'weight': 0.113216266}, {'name': 'MacBook Air', 'weight': 0.092304274}, {'name': 'processing speed', 'weight': 0.073747166}, {'name': 'M2', 'weight': 0.07254837}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 5}, {'data': 'a Mac Mini', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'M2', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Pro', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'MacBook Air', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'this morning', 'type': 'TIME', 'mentions': 1}]","The Mac Mini is Apple’s next computer to get the bump up to the M2 chip — and this time around, it’s being offered with the Pro version of Apple’s processor, too. The new model was announced this morning in a press release, with a starting price of $599, and is available to order today, with availability beginning Tuesday, January 24th.
+
+Apple last revised the Mac Mini in 2020, but it skipped out on bumping its specs when the M1 Pro and M1 Pro Max debuted in late 2021. The M2 chip debuted in June 2022 on the MacBook Air and 13-inch MacBook Pro and later expanded to the iPad Pro; this is the first time it’s come to a desktop.
+
+Compared to Apple’s lineup of laptops, the Mac Mini didn’t see nearly as many improvements in the past two years. If anything, the 14- and 16-inch MacBook Pro models from 2021 gained something that made the Mac Mini relatively unique: a nice port selection. Even if not much has changed with this newer Mac Mini model, a noticeable bump in processing speed is appreciated.",5b41cda6a1e045a9aa4c7d9a11a5f37c,Apple announces a Mac Mini with the M2 and M2 Pro,4,,,,
+34317,"Corona beer maker Constellation Brands takes action aimed at enhancing shareholder value and stock pops - Constellation Brands (STZ) shares are popping more than 3% in after-hours trading after the Corona and Modelo beer company made a slew of announcements to enhance its corporate governance. First, the company made two new additions to its board of directors. Luca Zaramella, the CFO of Mondelez International , and Bill Giles, the former CFO of AutoZone , were elected effective Tuesday, following the conclusion of the company's 2023 annual shareholders meeting. Usually, we wouldn't fault anyone for glossing over news like this, but there's a big decision to pay close attention to here. The selection of these two board members was made as part of a collaboration with an activist investor that's known to shake things up to create value for shareholders: Elliott Management. The firm said Tuesday evening it's among the beer maker's largest investors due to its belief in the company's ""meaningful growth potential, powered by its premier Mexican beer portfolio,"" which is not reflected in the stock price. Second, Club holding Constellation said it's entered into an information sharing and cooperation agreement with Elliott, allowing the firm to sit in on board meetings and receive certain non-public information but not trade the stock. This agreement will allow Elliott to make recommendations to management in the best interest of shareholders. Elliott was also recently involved in a multi-activist situation at Club name Salesforce (CRM), which resulted in more value for shareholders. STZ YTD mountain Constellation Brands YTD performance News like this at Constellation is all made possible thanks to the company eliminating its dual-class share structure late last year. Sure, Constellation had to pay a hefty premium to effectively buy the Sands' family out of their super-voting Class B shares. But we always argued the price Constellation had to pay would be well worth it because the company would no longer be forced into poor capital allocation decisions and bad acquisitions like Canopy Growth or Ballast Point. Instead, the company could allocate more of its free cash flow to growing the dividend and opportunistic buybacks. The elimination of the super-voting line also opened the door to activist investors potentially taking an interest in the stock, especially since it has lagged other beverage peers. Even though Modelo Especial has overtaken Bud Light as the best-selling beer in the United States, Constellation Brands' year-to-date gain of about 10% is not in the same ballpark as the 31% rise in Molson Coors Beverage . Molson has also gained market share due to Bud Light boycotts by people upset about a marketing campaign with a transgender influencer. Shares of Anheuser-Busch Inbev , which makes Budweiser, have dropped more than 4% year to date. And third, the company plans to host an investor day later this year to provide an update on its strategic initiatives and outlook for its beer and wine and spirits businesses. This is about management trying to tell the Street the new story, one that is unique among the entire consumer staples sector since its growth is driven by higher volumes and not reliant on price. We'll have more to say about all this Wednesday but news Elliott is involved in Constellation is a great sign that potential value-unlocking opportunities may be on the horizon. As one of the few bright spots with a gain of nearly 10% versus a roughly flat return for the consumer staples sector, we trimmed Constellation Monday. But we still have a sizable position in our portfolio of nearly 3% to capture further upside if Elliott pushes for value-creating changes. (Jim Cramer's Charitable Trust is long STZ. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.","{'positive': 0.260367, 'negative': 0.022839662, 'neutral': 0.71679336}","Constellation Brands (STZ) shares have risen 3% in after-hours trading after the Corona and Modelo beer company made a slew of announcements to enhance its corporate governance. Luca Zaramella, the CFO of Mondelez International and Bill Giles, the former Cfo of AutoZone, were elected to the board of directors. The selection of these two board members was made as part of a collaboration with an activist investor that's known to shake things up to create value for shareholders. Club holding Constellation has entered into an information sharing and cooperation agreement with Elliott Management, allowing Elliott to sit in on board meetings and receive certain non-public information but not trade the stock. Molson has also gained market share due to Bud Light boycotts by people upset about a marketing campaign with a transgender influencer. The company plans to host an investor day later this year to provide an update on its strategic initiatives and outlook for its beer and wine and spirits businesses.",Constellation Brands (STZ) made a slew of corporate governance announcements.,STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7404048612821651, 'Packaging Lifecycle Management': 0.7550176367084702, 'Energy Management': 0.7593236424802718, 'Responsible Drinking & Marketing': 0.7486742538959045, 'Ingredient Sourcing': 0.7713019212764523, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7683338468237223}",0.7713019212764523,Ruiqi,Minor focus,Major focus,Positive,,Minor,Major,Positive,2023-09-01T07:28:26.043000+00:00,https://www.bloomberg.com/news/articles/2023-09-01/bofa-s-hartnett-says-us-stocks-still-face-hard-landing-risks,"[{'name': 'strategist Michael Hartnett', 'weight': 0.09221988}, {'name': 'EPFR Global', 'weight': 0.08990498}, {'name': 'bad economic data', 'weight': 0.089212306}, {'name': 'US Stocks', 'weight': 0.08882959}, {'name': 'US stocks', 'weight': 0.08882959}, {'name': 'US stock funds', 'weight': 0.087077394}, {'name': 'last month', 'weight': 0.07639736}, {'name': 'last year', 'weight': 0.07596513}, {'name': 'Barclays Plc strategist Emmanuel Cau', 'weight': 0.074112214}, {'name': 'Hard Landing Risks', 'weight': 0.07396576}]",[{'name': 'Finance'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 7}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 3}, {'data': 'The Federal Reserve', 'type': 'ORG', 'mentions': 3}, {'data': 'the Labor Department’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Barclays Plc', 'type': 'ORG', 'mentions': 1}, {'data': 'EPFR Global', 'type': 'ORG', 'mentions': 1}, {'data': 'Hartnett', 'type': 'ORG', 'mentions': 1}, {'data': 'Michael Hartnett', 'type': 'PERSON', 'mentions': 2}, {'data': 'Emmanuel Cau', 'type': 'PERSON', 'mentions': 2}, {'data': 'Europe', 'type': 'LOC', 'mentions': 2}]","The Federal Reserve may very well be done hiking rates for now, but US stocks still face a pullback from the risk of a hard economic landing, according to Bank of America Corp. strategists.
+
+Signs of softening in the labor market are a “strong tell” that the Fed would pause rate hikes, and a “benign” reading on jobs data due on Friday would be the “last piece of the Goldilocks jigsaw,” strategist Michael Hartnett said. However, he expects more indications of a so-called hard landing from this month onward.
+
+“Sell the last rate hike,” Hartnett wrote in a note dated Aug. 31. The strategist correctly predicted the US stock slump last year, and has remained bearish in 2023 even as the S&P 500 rallied 17%.
+
+Investor sentiment more recently has been supported by bets that a weakening US economy would prompt a dovish shift in the Fed’s policy outlook. The S&P 500 advanced in the past two weeks, although it still ended August with its first monthly decline since February. The focus Friday is on the Labor Department’s non-farm payrolls report, which is expected to show the US added the fewest jobs since the end of 2020 last month.
+
+Barclays Plc strategist Emmanuel Cau also said that the market’s interpretation of bad economic data as good news for stocks only works “up to a point and so long as earnings don’t get hit.”
+
+The “benefit of lower rates due to weaker growth is fragile,” Cau wrote in a note. “With much bad news already out in Europe and China, the US consumer may hold the fate of equities.”
+
+Other highlights from Bank of America:
+• Global stock funds had inflows of $10.3 billion in the week through Aug. 30, according to the note citing EPFR Global
+• Tech funds saw a 10th straight week of inflows at $5.1 billion — the largest since May
+• It’s been the “dominant sector” this year with total inflows of $34 billion, Hartnett said
+• US stock funds had inflows of $4.5 billion, while outflows from Europe extended for a 25th week",1759cd7b6cc64bb7bcfe2442827ea99c,"US Stocks Still Face Hard Landing Risks, Bank of America Says",4,,,,
+8579,"CVS Health to pay $5 billion toward opioid litigation - Nov. 2 (UPI) — CVS Health, owners of one of the largest pharmacy chains in the country, said on Wednesday it has agreed in principle to resolve opioid lawsuits against it around the country totaling $5 billion.
+
+The drugstore giant said it will pay $4.9 billion to states and political subdivisions and approximately $130 million to tribes over the next 10 years beginning in 2023, depending on the number of governmental entities that agree to join the settlement.
+
+CVS said the agreement would fully resolve claims dating back a decade or more and that it would continue to defend against any litigation that the final agreement does not resolve.
+
+“We are pleased to resolve these longstanding claims and putting them behind us is in the best interest of all parties, as well as our customers, colleagues and shareholders,” said Thomas Moriarty, chief policy officer and general counsel of CVS Health in a statement.
+
+“We are committed to working with states, municipalities and tribes, and will continue our own important initiatives to help reduce the illegitimate use of prescription opioids.”
+
+As part of the agreement, CVS said it would make investments in technology and procedures to support its pharmacists, improve policies, procedures and controls relating to the dispensing of controlled substances and start educational programs on prescription drug misuse for teens and parents.
+
+It said it would also roll out 4,750 safe medication disposal units in stores and local police departments to recover unused medication, install time delay safes to help deter opioid robberies and increase nationwide access to opioid overdose reversal medication.
+
+In August, a federal judge in Ohio had ordered Walmart, Walgreens and CVS to pay $650 million to two counties near Cleveland over their roles in distributing opioid painkillers.
+
+In that case, prosecutors in Lake and Trumbull counties said that Walgreen Boots Alliance, CVS and Walmart failed to ensure that prescriptions they received for painkillers like fentanyl and OxyContin were valid between 1999 and 2019.","{'positive': 0.48025236, 'negative': 0.12849455, 'neutral': 0.39125317}","CVS Health to pay $5 billion toward opioid litigation. 
+
+Nov. 2 (UPI) — CVS Health, owners of one of the largest pharmacy chains in the country, said on Wednesday it has agreed in principle to resolve opioid lawsuits against it around the country totaling $5 billion. 
+
+The drugstore giant said it will pay $4.9 billion to states and political subdivisions and approximately $130 million to tribes over the next 10 years beginning in 2023, depending on the number of governmental entities that agree to join the settlement.
+
+CVS said the agreement would fully resolve claims dating back a decade or more and that it would continue to defend against any litigation that the final agreement does not resolve.
+
+“We are pleased to resolve these longstanding claims and putting them behind us is in the best interest of all parties, as well as our customers, colleagues and shareholders,” said Thomas Moriarty, chief policy officer and general counsel of CVS Health in a statement.
+
+“We are committed to working with states, municipalities and tribes, and will continue our own important initiatives to help reduce the illegitimate use of prescription opioids.”
+
+As part of the agreement, CVS said it would make investments in technology and procedures to support its pharmacists, improve policies, procedures and controls relating to the dispensing of controlled substances and start educational programs on prescription drug misuse for teens and parents.
+
+It said it would also roll out 4,750 safe medication disposal units in stores and local police departments to recover unused medication, install time delay safes to help deter opioid robberies and increase nationwide access to opioid overdose reversal medication.
+
+In August, a federal judge in Ohio had ordered Walmart, Walgreens and CVS to pay $650 million to two counties near Cleveland over their roles in distributing opioid painkillers.
+
+In that case, prosecutors in Lake and Trumbull counties said that Walgreen Boots Alliance, CVS and Walmart failed to ensure that prescriptions they received for painkillers like fentanyl and OxyContin were valid between 1999 and 2019.","Nov. 2 (UPI) -- CVS Health, owners of one of the largest pharmacy chains in the country, said on Wednesday it has agreed in principle to resolve opioid",CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.8017057425808456, 'Energy Management in Retail': 0.7473855289984994, 'Drug Supply Chain Integrity': 0.7801140153156585, 'Management of Controlled Substances': 0.8007932553389988, 'Data Security & Privacy': 0.804466991332606}",0.804466991,Ruiqi,Major focus,Major focus,Negative,"Management of Controlled Substances, Patient Health Outcomes",Major,Major,Negative,2022-11-15T17:20:03+00:00,https://www.forbes.com/sites/jonathanponciano/2022/11/15/billionaire-hedge-fund-investor-urges-alphabet-to-cut-costs-no-justification-for-salaries-that-are-too-high/,"[{'name': 'higher interest rates', 'weight': 0.083381996}, {'name': 'Billionaire Hedge Fund Investor', 'weight': 0.0706606}, {'name': 'Alphabet', 'weight': 0.07040598}, {'name': 'last week', 'weight': 0.06740228}, {'name': 'Alphabet CEO Sundar Pichai', 'weight': 0.06737877}, {'name': 'last year—67', 'weight': 0.065441236}, {'name': 'hedge fund Perry Capital', 'weight': 0.064326935}, {'name': 'last quarter', 'weight': 0.06334271}, {'name': 'last month', 'weight': 0.062796876}, {'name': 'Christopher Hohn', 'weight': 0.06240645}]",[{'name': 'Finance'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 10}, {'data': 'TCI Fund Management', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Stripe', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Waymo', 'type': 'ORG', 'mentions': 1}, {'data': 'Nest', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 3}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Perry Capital', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Youtube', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'U.K.', 'type': 'GPE', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'Christopher Hohn', 'type': 'PERSON', 'mentions': 9}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Jamaican', 'type': 'NORP', 'mentions': 1}]","TCI Fund Management, the activist hedge fund helmed by U.K. billionaire Christopher Hohn, touted a massive stake in Google-parent Alphabet on Tuesday as he called on the company to cut costs by reducing its headcount and paying workers less, becoming the latest high-profile investor slamming the formerly high-flying tech sector amid broader market weakness.
+
+In a Tuesday letter addressed to Alphabet CEO Sundar Pichai, Hohn urged company management to ""take aggressive action"" to combat costs he called ""too high,"" saying the firm has too many employees and is spending too much on individual compensation packages. ""Nearly all technology companies are reducing costs,"" Hohn said, pointing to Meta's 13% headcount reduction last week, Amazon reportedly cutting 10,000 jobs and layoffs by Stripe, Twitter, Salesforce and Microsoft. Hohn acknowledged Alphabet's ""strong revenue growth"" of 6% last quarter, but lamented its faster-growing expenses, which grew 18% year over year, saying ""there is no justification"" for Alphabet's outsized compensation, which is among the highest in Silicon Valley at a median of $296,000 last year—67% higher than Microsoft. In a Monday filing, TCI reported ownership of more than 68 million Alphabet shares, representing about 1% of total shares outstanding and worth about $6 billion; on Tuesday, Hohn said TCI has been a significant shareholder since 2017 and that the stake reflects a ""strong conviction in Alphabet's future."" Hohn also said Alphabet should increase share buybacks using its $116 billion in cash on hand and reduce losses from its venture capital and private equity division—dubbed ""other bets""—which includes self-driving firm Waymo and thermostat-maker Nest. Shares of Alphabet, which did not immediately respond to Forbes' request for comment, have plummeted 31% this year, even worse than the tech-heavy Nasdaq's 28% decline.
+
+$7.9 billion. That's how much 56-year-old Hohn is worth, according to Forbes estimates. The son of a Jamaican car mechanic, Hohn founded London-based TCI in 2003 after stints in consulting and private equity and at hedge fund Perry Capital.
+
+Global economies have started to slow down as central banks including the Federal Reserve work to combat inflation by tempering consumer demand with higher interest rates. Recent earnings reports have started to reflect the pressures—particularly in the technology industry. Hohn's letter, first reported by the Wall Street Journal, comes less than two weeks after Alphabet released earnings that failed to meet analyst expectations, with Youtube ad revenue falling 2% to $7.1 billion despite projections calling for a 3% increase. Meanwhile, Meta shares sank more than 10% following the Facebook parent’s earnings release last month—just days after an investor with more than $300 million worth of shares urged the company to further slash expenses by laying off employees. The company has since laid off 11,000 workers.
+
+According to a Bank of America survey released Tuesday, fund managers have allocated the smallest share of their portfolios to technology stocks since 2006.
+
+Recession Fears Hit New High Even As Inflation Slows—Here's What Fund Managers Predict For 2023 (Forbes)",e39c81d503824494ae8a65d6d49e9618,Billionaire Hedge Fund Investor Urges Alphabet To Cut Costs: 'No Justification' For Salaries That Are 'Too High',4,,,,
+7909,"Waste Management (WM) Stock Moves -0.91%: What You Should Know - Waste Management (WM) closed at $149.40 in the latest trading session, marking a -0.91% move from the prior day. This move was narrower than the S&P 500's daily loss of 1.53%. At the same time, the Dow lost 1.72%, and the tech-heavy Nasdaq lost 3.27%.
+
+Prior to today's trading, shares of the garbage and recycling hauler had lost 0.69% over the past month. This has was narrower than the Business Services sector's loss of 1.63% and the S&P 500's loss of 1.28% in that time.
+
+Investors will be hoping for strength from Waste Management as it approaches its next earnings release. The company is expected to report EPS of $1.29, unchanged from the prior-year quarter. Our most recent consensus estimate is calling for quarterly revenue of $4.87 billion, up 4.4% from the year-ago period.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $6.09 per share and revenue of $20.63 billion. These totals would mark changes of +8.94% and +4.75%, respectively, from last year.
+
+Any recent changes to analyst estimates for Waste Management should also be noted by investors. These revisions help to show the ever-changing nature of near-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection has moved 0.53% lower. Waste Management currently has a Zacks Rank of #3 (Hold).
+
+In terms of valuation, Waste Management is currently trading at a Forward P/E ratio of 24.76. This valuation marks a premium compared to its industry's average Forward P/E of 22.15.
+
+Also, we should mention that WM has a PEG ratio of 2.28. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Waste Removal Services industry currently had an average PEG ratio of 2.74 as of yesterday's close.
+
+The Waste Removal Services industry is part of the Business Services sector. This industry currently has a Zacks Industry Rank of 105, which puts it in the top 42% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow WM in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.å","{'positive': 0.6840206, 'negative': 0.23210213, 'neutral': 0.08387732}","Waste Management (WM) closed at $149.40 in the latest trading session, marking a -0.91% move from the prior day. The company is expected to report quarterly revenue of $4.87 billion, up 4.4% from the year-ago period. The Zacks Rank system has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. The Waste Removal Services industry is part of the Business Services sector, with a Zacks Industry Rank of 105. The top 50% rated industries outperform the bottom half by a factor of 2 to 1.","Waste Management (WM) closed at $149.40 in the latest trading session, marking a -0.91% move from the prior day.",WM,Infrastructure,Waste Management,Waste Management Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity‚Äôs ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours‚Äîthrough technological and process improvements‚Äîcan therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry‚Äôs hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers‚Äô rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers‚Äîincluding their pay and benefits‚Äîin a way that protects workers‚Äô rights and enhances their productivity while ensuring the financial sustainability of an entity‚Äôs operations.'}","{'Greenhouse Gas Emissions': 0.7447963882314791, 'Air Quality': 0.7398068318242649, 'Workforce Health & Safety': 0.7937475725351607, 'Management of Leachate & Hazardous Waste': 0.7514034155552206, 'Fleet Fuel Management': 0.7923918223828853, 'Recycling & Resource Recovery': 0.7845213928585055, 'Labour Practices': 0.8059936329112755}",0.8059936329112755,Ruiqi,No focus,No focus,Neutral,,No,Major,,2022-12-27T21:10:05+00:00,https://www.cnbc.com/2022/12/27/elon-musk-lost-the-most-money-of-all-americas-billionaires-in-2022.html,"[{'name': 'Net worth', 'weight': 0.10234773}, {'name': 'tech stock prices', 'weight': 0.08486871}, {'name': 'Dec.', 'weight': 0.07539192}, {'name': 'Forbes', 'weight': 0.07368915}, {'name': 'rising interest rates', 'weight': 0.06950447}, {'name': 'soaring inflation', 'weight': 0.063081406}, {'name': 'cryptocurrency trading platform FTX', 'weight': 0.06198795}, {'name': 'Elon Musk', 'weight': 0.061704278}, {'name': 'Musks net worth', 'weight': 0.06150032}, {'name': 'potential felon', 'weight': 0.060698804}]",[{'name': 'Tech'}],"[{'data': 'America', 'type': 'GPE', 'mentions': 2}, {'data': ""The United States'"", 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 7}, {'data': 'Kanye West', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sam Bankman-Fried', 'type': 'PERSON', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 5}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 4}, {'data': 'SpaceX', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'The Estée Lauder Companies', 'type': 'ORG', 'mentions': 1}, {'data': 'Ye', 'type': 'ORG', 'mentions': 1}, {'data': 'Adidas', 'type': 'ORG', 'mentions': 1}, {'data': 'Fortune', 'type': 'ORG', 'mentions': 1}, {'data': 'FTX', 'type': 'ORG', 'mentions': 2}]","Globally, the world's billionaires lost nearly $2 trillion, combined, in 2022, according to Forbes. The United States' billionaires lost $660 billion collectively, the highest of any country by Forbes's count, as tech stock prices took a nosedive fueled by rising interest rates, soaring inflation and a worsening economy.
+
+Of America's billionaires, Tesla, SpaceX, and newly minted Twitter CEO Elon Musk saw his fortune diminish the most. Musk's net worth dipped by about $115 billion this year, according to Forbes.
+
+In October, when Musk bought Twitter for $44 billion, he sold off about $23 billion in Tesla shares to fund the acquisition. He has since acknowledged this deal was an ""obvious"" overpayment. More recently, he confirmed his plans to step down as CEO of the social media platform once he finds a suitable replacement.
+
+Tesla's stock price is down nearly 70% year-to-date, as of Dec. 27. Longtime Tesla investors are calling on its board of directors to get Musk to refocus on the electric vehicle company.
+
+Although Musk lost his spot as the richest person in the world this year, he's still the wealthiest person in the United States, with a net worth of nearly $139 billion as of Dec. 27, according to Forbes.
+
+And while Musk is ""the biggest loser of 2022,"" according to that publication, he's not the only billionaire whose net worth took a hit. Here's how much five other U.S. billionaires lost in 2022 according to Forbes.
+
+Title: Founder and chair, Amazon
+
+Estimated 2022 losses: -$80 billion
+
+Net worth: $106.8 billion as of Dec. 27
+
+Title: Co-founder and board member, Google
+
+Estimated 2022 losses: -$40 billion
+
+Net worth: $76.8 billion as of Dec. 27
+
+Title: Chair emeritus , The Estée Lauder Companies
+
+Estimated 2022 losses: -$9.8 billion
+
+Net worth: $22 billion as of Dec. 27
+
+Some high-profile moguls completely dropped off of the billionaires list in 2022. Rapper Kanye West, who now goes by Ye, fell from the ranks after Adidas cut ties with him on Oct. 25 amid his continued anti-Semitic remarks, for example.
+
+And Sam Bankman-Fried went from Fortune magazine cover star to potential felon. The founder and former CEO of cryptocurrency trading platform FTX, who is now charged with fraud, saw his net worth plummet by billions after FTX filed for bankruptcy on Nov. 11.
+
+Sign up now: Get smarter about your money and career with our weekly newsletter
+
+Don't miss: Self-made millionaire: You don’t have to give up lattes to get rich—do this instead",a336dbc7a0714ec08b8a836eee991d8d,America’s richest lost $660 billion collectively in 2022 — Elon Musk lost the most,4,,,,
+25564,"Tyson Cuts Meat Sales Outlook as Inflation Hits Spending - The collapse of Silicon Valley Bank set off a maelstrom of panic, blame, good intentions and greed, followed finally by salvation for depositors. But how did this historic collapse even happen? Plus, explore the last days of Credit Suisse, as executives, lawmakers and powerbrokers scrambled to prevent a new financial crisis.","{'positive': 0.035054803, 'negative': 0.26016268, 'neutral': 0.7047825}","The collapse of Silicon Valley Bank set off a maelstrom of panic, blame, good intentions and greed, followed finally by salvation for depositors. Tyson Cuts Meat Sales Outlook predicts a weak economy, with inflation hitting the middle of the year. This article also looks at the last days of Credit Suisse and how executives, lawmakers and powerbrokers scrambled to prevent a new financial crisis.",Tyson Foods Inc. cut its outlook for meat sales this year as consumers switch to cheaper foods due to inflation.,TSN,Food & Beverage,"Meat, Poultry & Dairy",Tyson Foods Inc A,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry‚Äôs emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers‚Äô treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities‚Äô use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry‚Äôs ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers‚Äô compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees‚Äô exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry‚Äôs supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity‚Äôs animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7276931244639552, 'Antibiotic Use in Animal Production': 0.7084076636485304, 'Greenhouse Gas Emissions': 0.7215440081751778, 'Food Safety': 0.7587811979742914, 'Water Management': 0.7475627078852086, 'Animal Care & Welfare': 0.7628252175567736, 'Energy Management': 0.7449227793704494, 'Animal & Feed Sourcing': 0.7794892243321841, 'Workforce Health & Safety': 0.7660131447324938, 'Environmental & Social Impacts of Animal Supply Chain': 0.7668408005736342}",0.7794892243321841,Ruiqi,No focus,No focus,Neutral,,No,Major,,2022-10-21T18:18:56+00:00,https://www.bostonglobe.com/2022/10/21/business/unions-business-execs-pour-cash-either-side-millionaires-tax-ballot-fight/,"[{'name': 'private equity firm ArcLight Capital Partners', 'weight': 0.075937144}, {'name': 'business executives', 'weight': 0.07208292}, {'name': 'private equity firm Berkshire Partners', 'weight': 0.06978317}, {'name': 'ArcLight Capital Partners', 'weight': 0.06803907}, {'name': 'Rapid7 chief executive Corey Thomas', 'weight': 0.066143155}, {'name': 'business leaders', 'weight': 0.06578351}, {'name': 'business execs', 'weight': 0.06293185}, {'name': 'Bain Capital', 'weight': 0.062359937}, {'name': 'small businesses', 'weight': 0.061583083}, {'name': 'Ten Mountain Capital', 'weight': 0.06153291}]",[{'name': 'Business'}],"[{'data': 'the Coalition to Stop the Tax Hike Amendment', 'type': 'ORG', 'mentions': 1}, {'data': 'Fair Share', 'type': 'ORG', 'mentions': 6}, {'data': 'the National Education Association', 'type': 'ORG', 'mentions': 2}, {'data': 'New Balance', 'type': 'ORG', 'mentions': 1}, {'data': 'Bain Capital', 'type': 'ORG', 'mentions': 4}, {'data': 'VantEdge Partners', 'type': 'ORG', 'mentions': 1}, {'data': 'Quin House', 'type': 'ORG', 'mentions': 1}, {'data': 'Berkshire Partners', 'type': 'ORG', 'mentions': 1}, {'data': 'Analog Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Rapid7', 'type': 'ORG', 'mentions': 1}, {'data': 'The Massachusetts Teachers Association', 'type': 'ORG', 'mentions': 1}, {'data': 'IDG', 'type': 'ORG', 'mentions': 1}, {'data': 'Massachusetts', 'type': 'GPE', 'mentions': 1}, {'data': 'Boston', 'type': 'GPE', 'mentions': 1}, {'data': 'Question 1', 'type': 'LAW', 'mentions': 4}, {'data': 'Jim Davis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Edgerley', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sandy Edgerley', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brad Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Connaughton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Arthur S. Demoulas', 'type': 'PERSON', 'mentions': 1}, {'data': 'Daniel Revers', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ray Stata', 'type': 'PERSON', 'mentions': 1}, {'data': 'Corey Thomas', 'type': 'PERSON', 'mentions': 1}, {'data': 'Steve Crawford', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shannon Liss-Riordan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mohamad Ali', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dan Cence', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jon Chesto', 'type': 'PERSON', 'mentions': 1}]","The opponents of what’s known as the “millionaires tax” just had their most productive two weeks of fund-raising, collecting some $3.7 million largely from business executives. This marked the first reporting period in which the Coalition to Stop the Tax Hike Amendment outpaced the Fair Share Massachusetts committee, which supports the income tax surcharge that will go before voters next month. Fair Share raised nearly $3.2 million over the same two weeks, primarily from the National Education Association. In all, Fair Share has raised $21 million so far this year, well ahead of the opponents’ $13 million. Most of the money is being spent to flood the airwaves with ads to persuade voters about Question 1 ahead of next month’s statewide vote. The ballot question would hit any earnings over $1 million with a 9 percent income tax rate, while keeping earnings below that threshold at the state’s standard 5-percent income tax. Question 1′s stated goal is to raise money — at least $1.3 billion annually — for transportation and education. Estimates show around 20,000 taxpayers would be affected in any given year, though many would be one-time payers with windfalls from selling a business or real estate.
+
+Proponents say Question 1 creates a more equitable tax structure and helps pay for badly needed fixes to schools and roads, while opponents say it will unfairly hurt small businesses and harm the state’s economic competitiveness. The fund-raising part of the battle has largely shaped up to be a fight between business leaders and teachers’ unions. The latest reports, filed on Thursday, showed that wrestling match continues. Leading the donations in the past two weeks was a $1 million gift from New Balance chairman Jim Davis, on top of $1 million he gave in February. Paul Edgerley, senior advisor for Bain Capital and cofounder of VantEdge Partners, and Sandy Edgerley, philanthropist and cofounder of the Boston social club ‘Quin House, also each gave $500,000 — their second such gifts this year. Other big donors came from the investment world: Brad Bloom, co-founder of private equity firm Berkshire Partners ($250,000), John Connaughton, co-managing partner of Bain Capital ($100,000), Arthur S. Demoulas of Ten Mountain Capital ($100,000), and Daniel Revers, managing founder of private equity firm ArcLight Capital Partners ($100,000). The opponents’ donations have been dominated by gifts from the private equity, development, and construction industries. Only a few high-tech and biotech leaders have contributed, including, most recently, Analog Devices chairman Ray Stata ($50,000, on top of $100,000 in August) and Rapid7 chief executive Corey Thomas ($10,000). “What’s notable about the opposition’s donor list is who’s missing,” Fair Share spokesman Steve Crawford said in an email. “Big names in banking, insurance, high tech and biotech have simply avoided their campaign. Most of their funding comes from just seven of the richest people in the state.” On the Fair Share side, the National Education Association paid much of the freight in the past two weeks, kicking in $2.5 million on top of $4.5 million that it already gave this year. The Massachusetts Teachers Association has donated $10 million in 2022 to the cause, but did not contribute in the past two weeks. Former attorney general candidate Shannon Liss-Riordan made the biggest personal contribution, $100,000, in the latest reporting period; IDG chief executive Mohamad Ali made the biggest personal gift, also $100,000, in the previous reporting period earlier in the month. Dan Cence, spokesman for the anti-tax hike group, provided a statement accusing the Fair Share campaign of being “funded by organized labor ... to fill their coffers.” Cence said his coalition continues to gain momentum as people realize Question 1 represents a “massive tax hike” at a time when the state has an unprecedented budget surplus. Jon Chesto can be reached at jon.chesto@globe.com. Follow him on Twitter @jonchesto.",cea92e7be18a421cba5360c1ea658d48,Unions and business execs pour in cash on either side of ‘millionaires tax’ ballot fight,4,,,,
+27540,"Amazon's Cloud-Profit Margin Just Tumbled - Amazon's (NASDAQ: AMZN) cloud-computing business is a monster. Amazon Web Services (AWS) scoops up around one-third of global spending on infrastructure-as-a-service and platform-as-a-service, and it's become a mission critical provider to many of its customers. Free from managing their own servers, AWS customers can scale their infrastructure quickly and painlessly.","{'positive': 0.28906545, 'negative': 0.012028338, 'neutral': 0.6989062}","Amazon's Cloud-Profit Margin Just Tumbled.
+
+Amazon's (NASDAQ: AMZN) cloud-computing business is a monster. Amazon Web Services (AWS) scoops up around one-third of global spending on infrastructure-as-a-service and platform-as-a-service, and it's become a mission critical provider to many of its customers. Free from managing their own servers, AWS customers can scale their infrastructure quickly and painlessly.","Amazon's (NASDAQ: AMZN) cloud-computing business is a monster.  Amazon Web Services (AWS) scoops up around one-third of global spending on infrastructure-as-a-service and platform-as-a-service, and it's become a mission critical provider to many of its customers.  Free from managing their own servers, AWS customers can scale their infrastructure quickly and painlessly.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7775354602894871, 'Hardware Infrastructure Energy & Water Management': 0.775818276998119, 'Data Privacy & Advertising Standards': 0.7624038322027602, 'Employee Recruitment, Inclusion & Performance': 0.7487332483112805, 'Data Security': 0.7671894020252309}",0.7775354602894871,Ruiqi,Minor focus,Major focus,Neutral,"Hardware Infrastructure Energy & Water Management, Data Security",No,Major,,2023-06-05T18:44:18+00:00,https://finance.yahoo.com/news/the-apple-watch-gets-new-features-at-wwdc-2023-184418855.html,"[{'name': 'Apple Watch', 'weight': 0.11870481}, {'name': 'Apple Watch users', 'weight': 0.11611613}, {'name': 'new watch face colors', 'weight': 0.09918743}, {'name': 'Apple', 'weight': 0.098303795}, {'name': 'improved watch faces', 'weight': 0.095629506}, {'name': 'health features', 'weight': 0.08816048}, {'name': 'Yahoo Finance', 'weight': 0.07948648}, {'name': 'new features', 'weight': 0.07627397}, {'name': 'redesigned apps', 'weight': 0.07292106}, {'name': 'Features', 'weight': 0.0698571}]",[{'name': 'Tech'}],"[{'data': 'The Apple Watch', 'type': 'PRODUCT', 'mentions': 8}, {'data': 'watchOS 10', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'World Clock', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Compass', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Golfshot', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'AirPods', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 5}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider Intelligence', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo Finance', 'type': 'ORG', 'mentions': 4}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Worldwide Developers Conference (WWDC)', 'type': 'EVENT', 'mentions': 1}, {'data': 'Far Out', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Allie Garfinkle', 'type': 'PERSON', 'mentions': 1}]","Apple (AAPL) debuted a number of updates for the software powering its popular Apple Watch during its Worldwide Developers Conference (WWDC) 2023 Monday. Features coming to watchOS 10 include improved watch faces and full-screen displays, redesigned apps like World Clock, and a number of fitness-focused updates.
+
+The features include new watch face colors linked to time – as time changes, the colors on the watch face change too – and a Snoopy watch face. Many of the key features announced were also health and fitness-focused. For cyclists, cycling workouts will now show up as active workouts on your watch and iPhone. For hikers, the watch's Compass app will allow hikers to determine where they last had reception from their carrier. For golfers, there's a feature called Golfshot that purports to help improve their swings — a similar feature is also available for tennis players.
+
+As executives began talking about health features, they led with mental health and features that allow users to log and track their emotions and take screenings that can help determine whether they need to see a professional. Apple also focused on vision health, including myopia, the condition of nearsightedness — the Apple Watch can now determine how much time you spend in daylight, which can help prevent myopia in children.
+
+In September, at the company's 'Far Out' event, Apple debuted the Apple Watch Series 8 and the Apple Watch Ultra. Apple's increasingly investing in the smart watch market, which has been steadily growing – by 2025, the number of Apple Watch users is expected to pass 30 million, data from Insider Intelligence suggests.
+
+The Apple Watch is a part of the company's accessories business, which also includes products like AirPods, and generated $41.2 billion in 2022 revenue. Still, that's a minor figure compared to the $205.5 billion Apple generated via iPhone sales that year.
+
+Allie Garfinkle is a Senior Tech Reporter at Yahoo Finance. Follow her on Twitter at @agarfinks and on LinkedIn.
+
+Click here for the latest trending stock tickers of the Yahoo Finance platform.
+
+Read the latest financial and business news from Yahoo Finance.
+
+Download the Yahoo Finance app for Apple or Android.",7bf2d7ee41144bfcae70dc1a0e9b2653,The Apple Watch gets new features at WWDC 2023,4,,,,
+11077,"CVS Retains Blue Plan’s Specialty Pharmacy Business And That’s Where The Money And Costs Are - News CVS Health is losing a regional health plan’s pharmacy benefit account to Amazon and Mark Cuban’s Cost Plus Drugs isn’t all that bad for the large drugstore chain and its PBM Caremark.
+
+Blue Shield of California Thursday said it was working with several companies to manage the prescriptions of its nearly 5 million health plan members, including Amazon Pharmacy, Cuban’s company and a fast-growing PBM known as Abarca, which will “pay prescription drug claims.” Financial terms of the arrangement were not disclosed.
+
+But CVS Caremark will “provide specialty pharmacy services for members with complex conditions, including education and high-touch patient support.”
+
+As more expensive specialty drugs from Alzheimer treatments to new drugs for cancer hit the U.S. market, those handling prescriptions and their claims are bracing for an even larger focus on these costly medicines.
+
+Health plans and pharmacy benefit managers (PBMs) that manage drug costs say specialty drugs now account for 50% or greater of the total prescription spending they manage. In some cases, employer clients are seeing specialty costs account for 60% or even greater of their total drug spending.
+
+“We believe Blue Shield’s decision to keep the most critical piece of the business with CVS demonstrates the value legacy PBMs bring to the table,” Lisa Gill, managing director at J.P. Morgan Securities wrote in a report Thursday.
+
+Stocks of companies that operate large PBMs, including CVS Health, UnitedHealth Group, which runs OptumRx, and Cigna, which runs the Express Scripts, PBM, were hit hard Thursday.
+
+But the story is a bit more complex.
+
+Long gone are the days when health plans and PBMs had to worry about the launch of a new cholesterol pill or prescription antidepressant that would cost $4 each and be taken by millions of Americans. These days, it’s specialty drugs derived from biotechnology that may only be 1% to 2% of the claims health plans process for an employer or government client but are becoming a more dominant part of what they have to administer and manage.
+
+“Based on nearly 20 years of success, we have retained the specialty business for Blue Shield of California,” CVS Health said in a statement Thursday afternoon. “Specialty pharmacy spend now represents over 50% of pharmacy benefit spend in the marketplace.”
+
+To be sure, the Blue Shield move might even carry more risk than reward, analysts say.
+
+‚ÄúBlue Shield‚Äôs new model essentially carves out various PBM functions; Amazon will offer home delivery, Cost Plus Drug Company will provide access to generics, Abarca will process claims, Prime (Therapeutics) will negotiate with manufacturers to move towards a value-based model, and CVS will provide specialty pharmacy services,‚Äù Gill wrote in a report Thursday. ‚ÄúHistorically, the driving force behind carve-outs has been to secure better discounts and improve transparency. However, we think the decision to carve out so many different offerings carries potential executive risk that could result in a less coordinated offering for patients.‚Äù","{'positive': 0.1453918, 'negative': 0.06824366, 'neutral': 0.7863645}","CVS Health is losing a regional health plan's pharmacy benefit account to Amazon and Mark Cuban's Cost Plus Drugs. Blue Shield of California is working with several companies to manage the prescriptions of its nearly 5 million health plan members, including Amazon Pharmacy, Cuban‚Äôs company and a fast-growing PBM known as Abarca. As more expensive specialty drugs from Alzheimer treatments to new drugs for cancer hit the U.S. market, those handling prescriptions and their claims are bracing for an even larger focus on these costly medicines. CVS Health said it has retained the specialty business for Blue Shield, which may carry more risk than reward. Analysts say the decision to carve out so many different offerings carries potential executive risk that could result in a less coordinated offering for patients.","CVS Caremark will provide Blue Shield of California members ""specialty pharmacy services for members with complex conditions, including education and high-touch patient support.‚Äù",CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients‚Äô drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity‚Äôs indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers‚Äô information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers‚Äô financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.7991808616716012, 'Energy Management in Retail': 0.7522847180281862, 'Drug Supply Chain Integrity': 0.7925335245512186, 'Management of Controlled Substances': 0.789178245028676, 'Data Security & Privacy': 0.7964552445911671}",0.7991808616716012,Ruiqi,Major focus,Major focus,Neutral,"Patient Health Outcomes, Drug Supply Chain Integrity, Management of Controlled Substances",No,Minor,,2023-06-30T14:58:34+00:00,https://www.cnbc.com/2023/06/30/google-to-block-canadian-news-outlets-from-search-results-in-canada.html,"[{'name': 'Canadian news outlets', 'weight': 0.114032745}, {'name': 'news companies', 'weight': 0.104868166}, {'name': 'news', 'weight': 0.098733075}, {'name': 'local news', 'weight': 0.0982054}, {'name': 'Google search', 'weight': 0.081384905}, {'name': 'Canadian publishers', 'weight': 0.079528175}, {'name': 'Canadian media', 'weight': 0.071634114}, {'name': 'Google CEO Sundar Pichai', 'weight': 0.0708387}, {'name': 'Canadian newsrooms', 'weight': 0.070731476}, {'name': 'search results', 'weight': 0.07034342}]","[{'name': 'Business'}, {'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 10}, {'data': 'the U.S. Chamber of Commerce', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'The Canadian Broadcasting Corporation', 'type': 'ORG', 'mentions': 1}, {'data': 'Honoré-Mercier', 'type': 'ORG', 'mentions': 1}, {'data': 'Search', 'type': 'ORG', 'mentions': 1}, {'data': 'Canadian', 'type': 'NORP', 'mentions': 13}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pablo Rodriguez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kent Walker', 'type': 'PERSON', 'mentions': 2}, {'data': 'Justin Trudeau', 'type': 'PERSON', 'mentions': 1}, {'data': 'the CEO Summit of the Americas', 'type': 'EVENT', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Canada', 'type': 'GPE', 'mentions': 4}, {'data': 'Australia', 'type': 'GPE', 'mentions': 1}, {'data': 'C-18,', 'type': 'LAW', 'mentions': 1}, {'data': 'News', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Discover', 'type': 'PRODUCT', 'mentions': 1}]","Google CEO Sundar Pichai speaks at a panel at the CEO Summit of the Americas hosted by the U.S. Chamber of Commerce on June 09, 2022 in Los Angeles, California.
+
+Google told the Canadian government it would block articles from Canada-based news outlets from appearing in search results and other products in the country after the passage of a new bill that would require Google to pay a fee to news companies.
+
+The new bill, C-18, was passed last week. The bill would have brought in $329 million for Canadian newsrooms annually, Canada's Parliamentary Budget Officer estimated, a revenue stream that now seems unlikely to materialize. It requires companies like Meta and Google to pay media outlets when they link to news in search or feeds.
+
+The move, which will also pull Canadian media from Google's News and Discover products, could have a big impact on publishers that rely on Google search to attract readers who support their businesses. Google said the changes would occur when the law goes into effect. It's unclear when that will begin.
+
+The Canadian Broadcasting Corporation, one of Canada's largest news organizations, said it would ""encourage Canadians to go directly to the websites they trust for their news."" Newsrooms in Canada and around the world have suffered from years of decline. From 2008 to 2018, 216 Canadian newsrooms closed their doors, according to researchers.
+
+""Big tech would rather spend money changing their platforms to block news from Canadians instead of paying a small share of the billions they make in advertising dollars,"" Pablo Rodriguez, M.P for Honoré-Mercier said on Twitter Thursday. Google reported $40.69 billion in Search revenue for the second quarter of 2023.
+
+Google's global affairs president Kent Walker called the framework of the new law ""unworkable"" in a blog post and said it would expose the company to ""uncapped financial liability simply for facilitating Canadians' access to news from Canadian publishers.""
+
+Meta already said it would begin blocking Canadian news outlets from appearing on Facebook or Instagram after the bill's passage. A similar law was passed in Australia and prompted the same response from Meta, attracting significant controversy. Meta later cut a deal with the country and restored access to news.
+
+""The fact that these internet giants would rather cut off Canadians' access to local news than pay their fair share is a real problem, and now they're resorting to bullying tactics to try and get their way. It's not going to work,"" Canadian prime minister Justin Trudeau told reporters last week.
+
+""We're disappointed it has come to this. We don't take this decision or its impacts lightly and believe it's important to be transparent with Canadian publishers and our users as early as possible,"" Walker said.",b5d43fcde74a46e6a0122992a67d83b7,Google will block Canadian news outlets from search results in the country,4,,,,
+56816,"More than $200 billion in Covid loans potentially stolen by fraudsters, watchdog says - (L-R) Kevin Chambers, Director for COVID-19 Fraud Enforcement, Department of Justice; Hannibal ""Mike"" Ware, Inspector General, Small Business Administration; Michael Horowitz, Chair, Pandemic Response Accountability Committee; and Roy D. Dotson Jr., Acting Special Agent in Charge, National Pandemic Fraud Recovery Coordinator, United States Secret Service; testify during a hybrid hearing held by the House Select Subcommittee on the Coronavirus Crisis in the Rayburn House Office Building on June 14, 2022 in Washington, DC.
+
+Fraudsters potentially stole more than $200 billion in federal loans intended to help small businesses struggling during the Covid pandemic, a government watchdog said on Tuesday.
+
+The Office of the Inspector General estimated in a new report that at least 17% of the $1.2 trillion disbursed by the Small Business Administration may have been ripped off by fraudulent actors.
+
+More than $136 billion from Economic Injury Disaster Loan program and $64 billion from the Paycheck Protection Program loans was potentially stolen, the inspector general found. In total, SBA disbursed $400 billion in EIDL funds and $800 billion in Paycheck Protection Program loans during the life of the programs.
+
+The inspector general said an overwhelming number of fraudsters attracted to easy money were able to take advantage of the programs because the SBA eased its internal controls in the rush to distribute assistance to struggling small businesses during the pandemic shutdowns.
+
+The SBA, in a letter included in the report, disputed the inspector general's conclusions. Bailey DeVries, a senior official at SBA, said the report significantly overestimates the amount fraud in the programs.
+
+DeVries said the Trump administration rushed out loans during the first few months of the program but additional fraud controls were introduced in 2021.
+
+The inspector general office's investigations have led to more than 1,000 indictments, 803 arrests and 529 convictions related to fraud in the loan programs, according to the report. These investigations have led to nearly $30 billion in stolen loans being seized or returned by federal law enforcement agencies.
+
+The inspector general's office is still working on tens of thousands of investigative leads on waste, fraud and abuse in the loan programs, according to the report. Thousands of these investigations are expected to continue for years, the inspector general said.
+
+The Paycheck Protection Program provided guaranteed loans to small businesses, individuals and nonprofits that could be forgiven if the borrower fulfilled certain conditions. The Economic Injury Disaster Loan program provided low-interest, fixed-rate loans to help small businesses nd other organizations to help cover their operating expenses.
+
+About 1.6 million EIDL loans worth $114 billion are either past due, delinquent or in liquidation as of May, according to the report. More than 69,000 of these loans worth $3.2 billion have been written off. And more than 500,000 PPP loans have defaulted
+
+The inspector general report said nonpayment is often an indictor of loan fraud, though not all loans that are past due, delinquent, or charged off will be fraudulent.","{'positive': 0.04762158, 'negative': 0.5898614, 'neutral': 0.36251694}","A government watchdog has found that fraudsters potentially stole more than $200 billion in federal loans intended to help small businesses struggling during the Covid pandemic. The Office of the Inspector General estimated in a new report that at least 17% of the $1.2 trillion disbursed by the Small Business Administration may have been ripped off by fraudulent actors. The inspector general's investigations have led to more than 1,000 indictments, 803 arrests and 529 convictions related to fraud in the loan programs, and nearly $30 billion in stolen loans being seized or returned by federal law enforcement agencies. The report said nonpayment is often an indictor of loan fraud, though not all loans that are past due, delinquent, or charged off will be fraudulent.","More than $200 billion in Covid aid disbursed by the Small Business Administration may have been stolen, a federal watchdog said.",SBAC,Infrastructure,Engineering & Construction Services,SBA Communications Corp,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity‚Äôs backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce‚Äôs exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project‚Äôs use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain‚Äîfrom suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity‚Äôs profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity‚Äôs reputation. Environmental impact assessments can provide an understanding of a project‚Äôs potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project‚Äôs structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.711281730653336, 'Workforce Health & Safety': 0.7269316339280564, 'Business Ethics': 0.7541001553463119, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7220388626453808, 'Environmental Impacts of Project Development': 0.7094583967660267, 'Structural Integrity & Safety': 0.7396780939059643}",0.7541001553463119,Ruiqi,Major focus,No focus,Negative,Business Ethics,Major,Major,Negative,2023-03-19T23:49:59+00:00,https://www.huffpost.com/entry/josh-gad-slams-twitter-trolls-halle-bailey-little-mermaid-trailer_n_64178782e4b0a3902d314e9e,"[{'name': 'King Triton', 'weight': 0.08683068}, {'name': 'Chloe Bailey', 'weight': 0.08253874}, {'name': 'Bailey', 'weight': 0.077657096}, {'name': 'older sister', 'weight': 0.07299024}, {'name': 'Prince Eric', 'weight': 0.066357434}, {'name': 'social media trolls', 'weight': 0.061733052}, {'name': 'Little Mermaid', 'weight': 0.059455026}, {'name': 'hateful retaliation', 'weight': 0.059372667}, {'name': 'Triton', 'weight': 0.0590442}, {'name': 'E! News', 'weight': 0.057831235}]",[{'name': 'Entertainment'}],"[{'data': 'Josh Gad', 'type': 'PERSON', 'mentions': 2}, {'data': 'Halle Bailey’s', 'type': 'PERSON', 'mentions': 4}, {'data': 'Ariel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chloe Bailey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Melissa McCarthy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ursula', 'type': 'PERSON', 'mentions': 1}, {'data': 'Javier Bardem', 'type': 'PERSON', 'mentions': 1}, {'data': 'Triton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Daveed Diggs', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sebastian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jacob Tremblay', 'type': 'PERSON', 'mentions': 1}, {'data': 'Flounder', 'type': 'PERSON', 'mentions': 1}, {'data': 'Awkwafina', 'type': 'PERSON', 'mentions': 1}, {'data': 'Scuttle', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jonah Hauer-King', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eric', 'type': 'PERSON', 'mentions': 1}, {'data': 'Little Mermaid', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Disney', 'type': 'ORG', 'mentions': 1}, {'data': 'E! News', 'type': 'ORG', 'mentions': 1}, {'data': 'Variety', 'type': 'ORG', 'mentions': 1}, {'data': 'Black', 'type': 'NORP', 'mentions': 1}]","After the premiere of the first official trailer for Disney’s reboot of the classic 1989 film “The Little Mermaid” was met with racist backlash last week, Gad called out social media trolls on Twitter over their relentless discrimination over Bailey’s casting.
+
+Bailey — who stars as the iconic character Ariel aka the youngest daughter of King Triton in the upcoming live-action adaptation — has been targeted with hateful retaliation since it was announced in 2019 that a Black actor would star as the redheaded mermaid princess.
+
+The new trailer’s Youtube video was so badly trolled that it was disliked over 600,000 times, with the teaser trailer also garnering over 3 million dislikes since it debuted in September.
+
+“Imagine being so broken and pathetic in life that your chief concern is the skin color of… a make-believe singing mermaid,” the 42-year-old actor tweeted Thursday.
+
+“I don’t feel any pressure anymore,” the 22-year-old told E! News when asked about starring as the titular character. “I think that before I started filming, I did feel some nerves naturally because the film is so important to so many people.”
+
+She also said she’s been able to ward off her anxiety with the help of her close friends and family, including older sister Chloe Bailey.
+
+“I just lean on them and I know that I just give it my 100 percent,” Bailey said. “I did my best, that’s all I can do. I’m just really grateful to see it all play out.”
+
+Back in 2019, she spoke about the backlash she suffered, insisting that she was unfazed by her online trolls.
+
+“I feel like I’m dreaming, and I’m just grateful. I don’t pay attention to the negativity,” she told Variety at the time. “I just feel like this role is something bigger than me. It’s going to be beautiful. I’m just so excited to be a part of it.”
+
+The musical fantasy film also stars Melissa McCarthy as Ursula, Javier Bardem as King Triton, Daveed Diggs as Sebastian, Jacob Tremblay as Flounder, Awkwafina as Scuttle and Jonah Hauer-King as Prince Eric.",2963bbc9fab14619ba36d1d953283a16,Josh Gad Slams 'Pathetic' Racist Trolls Over Halle Bailey’s New 'Little Mermaid' Trailer,4,,,,
+9923,"Airbus Hit With New Supply-Chain Hurdle in Race With Boeing - LONDON—Airbus faces another high hurdle in delivering its bestselling jets as it races to solidify a commanding lead over rival Boeing.
+
+Airbus has been working to rapidly increase output of its bestselling A320 family of aircraft as it seeks to deliver on a backlog that now stretches out into the early 2030s. Many of those planes are powered by a certain type of Pratt & Whitney engine, which the engine maker said earlier this week will need to be recalled and inspected.
+
+Pratt said it would need to inspect 1,200 of its geared-turbofan engines after it discovered a fault in the metal that could lead to cracking. Both Pratt and Airbus have said the issue doesn’t impact the safety of the aircraft.
+
+The recall could further slow Airbus’ plans for higher production rates of the jet. With the affected engines being taken out of service, Pratt will need to hold on to more of its new engines for a spare-engine pool.
+
+It keeps those reserves for planes needing engine maintenance. That in turn means it can provide fewer engines needed by Airbus for new aircraft deliveries.
+
+Analysts at Citi said at worst the company could fall 50 aircraft short of its goal to deliver 720 aircraft this year. Airbus has said Pratt’s recall doesn’t affect engines currently being delivered. It reports earnings later Wednesday.
+
+The recall could also affect airlines’ busy summer schedule. European discount airline Wizz Air said Wednesday that 12 of its engines are included in the first set of recalls and will lead to a “mid-single digit” reduction in capacity growth over the summer. The capacity reduction could lead to higher ticket prices which in turn should offset any impact on profit, the company said.
+
+After the no-fly days of the pandemic, airlines are back in the air and ordering lots of new planes. Airbus’ A320 has been a popular option. Many airlines, meanwhile, had previously canceled orders for the A320’s main rival, the Boeing’s 737 MAX, after two fatal crashes and a long grounding.
+
+That has supercharged Airbus’ share in the single-aisle market, the industry’s most profitable segment. But production challenges have been holding Airbus back from fully capitalizing on its advantage.
+
+Airbus has repeatedly pushed back efforts to reach an ambitious production goal: delivering 75 of its A320 aircraft a month in 2026. At the onset of the pandemic it had cut that rate back to about 40-a-month.
+
+Boeing is currently aiming to increase monthly production of the MAX to 38 this year.
+
+Airbus’ delays in ramping up production have led to monthslong waits for its airline and lessor customers. Frustrated Airbus’ sales teams, meanwhile, can’t promise plane deliveries for the rest of this decade amid Airbus’ long and growing backlog of orders.
+
+“For Airbus, we see this as adding further stress to the production ramp,” Chloe Lemarie, an analyst at Jefferies, wrote in a note.
+
+One of the biggest production holdups is the supply of engines. Both Pratt & Whitney, a unit of RTX, formerly Raytheon, and CFM International, a General Electric joint venture, have struggled to meet Airbus’ aggressive production ambitions.
+
+Pratt’s geared turbofan engine is billed as a new technology that delivers a step-change in fuel efficiency. But the new design has been underperforming, particularly in dry and arid conditions, most notably in India and the Middle East. That has required Pratt to take engines off for maintenance earlier and more regularly than expected—a separate problem to the more recent recall.
+
+Pratt’s problems have already led to fallout with some of its biggest customers. India’s Indigo Airlines, has previously switched from Pratt to GE’s rival engine. The airline hasn’t yet announced an engine option for the 500 jet mega-order it placed last month for the Airbus model.
+
+Pratt on Tuesday said that the recall would begin with the inspection of 200 engines. The remaining 1,000 turbines will be inspected by the end of next year.","{'positive': 0.032080922, 'negative': 0.9357126, 'neutral': 0.03220648}","Airbus is facing another major production challenge as it attempts to solidify a commanding lead over rival Boeing. Pratt & Whitney engine, powered by Airbus' bestselling A320 family of aircraft, will need to be recalled and inspected due to a fault in the metal that could lead to cracking. The recall could further slow Airbus’ plans for higher production rates of the jet, and could affect airlines’ busy summer schedule. Airbus has said Pratt’s recall doesn’t affect engines currently being delivered, and delays in ramping up production have led to monthslong waits for its airline and lessor customers. Wizz Air said Wednesday that 12 of its engines are included in the first set of recalls and will lead to a “mid-single digit” reduction in capacity growth over the summer.","Engine maker Pratt is recalling 1,200 engines over 12 months just as Airbus is trying to cement its supremacy in narrow-body jets.",BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7911022443854644, 'Hazardous Waste Management': 0.7544425148468268, 'Materials Sourcing': 0.780247800088683, 'Energy Management': 0.7690574687038342, 'Fuel Economy & Emissions in Use-phase': 0.8015638388331363, 'Business Ethics': 0.7629061819823131, 'Data Security': 0.7717584586402575}",0.8015638388331363,Ruiqi,Minor focus,No focus,Neutral,"Materials Sourcing, Fuel Economy & Emissions in Use-phase",Minor,Major,Neutral,2023-08-28T10:00:00+00:00,https://thehill.com/policy/technology/4171133-how-an-ai-gold-rush-is-reviving-the-tech-industry/,"[{'name': 'generative AI jobs', 'weight': 0.098224655}, {'name': 'generative AI', 'weight': 0.0970816}, {'name': 'new AI tech', 'weight': 0.09478287}, {'name': 'AI', 'weight': 0.08483445}, {'name': 'Indeed Hiring Lab', 'weight': 0.074215285}, {'name': 'Other tech jobs', 'weight': 0.06692525}, {'name': 'massive companies', 'weight': 0.06354728}, {'name': 'Tech giants', 'weight': 0.06278073}, {'name': 'Large language models', 'weight': 0.062214438}, {'name': 'large language models', 'weight': 0.062214438}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'Ali Javaheri', 'type': 'PERSON', 'mentions': 2}, {'data': 'Dan Ives', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Patrick Hall', 'type': 'PERSON', 'mentions': 4}, {'data': 'PitchBook', 'type': 'ORG', 'mentions': 3}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 2}, {'data': 'WedBush', 'type': 'ORG', 'mentions': 1}, {'data': 'the World Wide Web', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Trueup.io', 'type': 'ORG', 'mentions': 2}, {'data': 'Indeed Hiring Lab', 'type': 'ORG', 'mentions': 3}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Llama 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","The recent surge in generative artificial intelligence (AI) technology is boosting the tech industry after growth slowed across the sector earlier this year.
+
+As federal interest rates rose and the tech industry was coming off a pandemic-induced high, the once vibrant sector suffered through lower earnings and layoffs throughout the year.
+
+Ali Javaheri, an associate analyst at PitchBook, said there was an overall dropoff in venture capital funding and valuations of startups based on data the company tracked.
+
+“Basically that was kind of just caused by the interest rate hike and subsequent liquidity crunch,” Javaheri said.
+
+But now, the boom in generative AI may be turning the tides for Silicon Valley as startups and industry giants compete to stay on the cutting edge.
+
+“In spite of that, though, AI and generative AI in particular, has kind of shown a lot of resilience and just been kind of a sort of oasis of funding activity compared to the broader tech sector,” he added.
+
+The buzz around generative AI, especially since the public launch of OpenAI’s ChatGPT tool in November, is leading to an influx of venture capital money in the industry.
+
+There have been $14.6 billion in venture capital deals in generative AI in the U.S. so far this year.
+
+There was just $11 billion investments in all of 2021 and 2022 combined, according to data from PitchBook.
+
+On a global scale, there’s a similar trend. In 2023 so far there’s been $51.9 billion in venture capital deal activity in generative AI, compared to roughly $14 billion in the previous two years combined, according to PitchBook’s data.
+
+WedBush analyst Dan Ives called generative AI the most transformational tech trend since the World Wide Web in 1995.
+
+“It’s been a massive change around tech spending from a very cautious environment earlier this year,” Ives said.
+
+“We’re talking about a trillion dollars of incremental spend now coming into the tech sector over the next decade,” hed added, noting that the push is being led by massive companies like Microsoft and Google.
+
+“If you’re not spending on use cases, and your competitor is, you can be left behind in this AI gold rush,” he added.
+
+Tech giants like Google and Microsoft have made AI a priority.
+
+Microsoft partnered with OpenAI in a deal reportedly valued at $10 billion and has incorporated the ChatGPT tool into its own products for users. Google launched its ChatGPT rival tool, Bard, in February.
+
+During a quarterly earnings call in July, AI was put forward as a clear focus for Google.
+
+Google parent company Alphabet’s CEO Sundar Pichai touted the “momentum” building around the technology and said “we are sharpening our focus as a company” in order to “take advantage of the AI opportunities ahead.”
+
+Meta, the parent company of Facebook, also followed with its open source Llama 2 large language model in July.
+
+The tech sector saw widespread layoffs at companies of all sizes throughout 2023. Even giants like Google, Meta and Microsoft laid off thousands of workers. The tech layoffs hit a peak of roughly 108,000 layoffs in January, according to data compiled by Trueup.io.
+
+As of August, the number of layoffs trickled down to match where it was nearly a year ago, before the spike, based on Trueup.io’s data.
+
+As generative AI becomes more widely embraced, there’s also been a spike in jobs around the technology, according to data from Indeed Hiring Lab.
+
+There was a 122 percent increase in postings for generative AI jobs in July over the same month last year a 243 percent increase from two years ago, according to data from Indeed Hiring Lab
+
+Other tech jobs, though, haven’t seen the same increase.
+
+Job postings for software development are down roughly 57 percent as of August 18 compared to the same day last year, according to Indeed. Postings for information design and documentation jobs are down roughly 50 percent over the same period.
+
+How AI could shape the broader job market
+
+Policymakers and regulators have expressed concerns about new AI tech eliminating jobs.
+
+Patrick Hall, an assistant teaching professor of decision sciences at the George Washington University School of Business, cautioned that some of the buzz around generative AI is “overhyped.”
+
+Hall said similar concerned emerged 10 years ago over advances in “computer vision,” technology that allows computers to identify people and objects.
+
+But the newer AI tech based on large language models could be a “bit more real” and “impactful” mainly because they’re simpler to use, Hall said.
+
+While other versions required users to understand coding languages, “basically anybody” can use the new wave tools, he said.
+
+Large language models are the type of AI that mimic human intelligence and power tools like Bard and ChatGPT.
+
+“I think all of this stuff is overhyped, but I think the thing that sets the generative AI apart is the lower barrier to entry for consumers of the technology, whether that’s individual consumers or businesses,” Hall said.",8d47cbaaad2740d2aadf56f55e5cd255,How an AI ‘gold rush’ is reviving the tech industry,4,,,,
+11131,"Meet 25 up-and-coming investors, traders, and dealmakers at firms like Blackstone, Citadel, and Goldman Sachs - • These are up-and-comers in investment banking, trading, and asset management.
+• All are 35 or younger. Check out our full list.
+
+As Wall Street navigates volatile markets, fewer deals, and plummeting company valuations, we take a look at the players rising up despite the challenges and grasping opportunities as they see them.
+
+Insider has pinpointed the young professionals on the runway to success even as banks and money managers brace for cutbacks. One invests in space ventures, another executes multibillion-dollar trades. Some up-and-comers are pushing their teams to the top of industry rankings, and many are immigrants climbing the ranks at major institutions infusing diverse ideas into their decision-making.
+
+We scoured our contacts for ideas about individuals to include and received recommendations from bosses, colleagues, recruiters, and financial-industry peers. To be eligible, we asked that nominees be based in or around New York City, be 35 or under, and be distinguished in some way from the pack. The editors made final decisions.
+
+Insider talked to these rising stars, from leading firms like Goldman Sachs, BlackRock, and Bridgewater, to reflect on their successes, challenges, and best career advice.
+
+Subscribers can see Insider's full list of 25 up-and-coming Wall Street leaders.
+
+Also, check out their biggest career mistakes and what they learned from them as well as what they've been reading and listening to.","{'positive': 0.13201518, 'negative': 0.0153034795, 'neutral': 0.85268134}","Meet 25 up-and-coming investors, traders, and dealmakers at firms like Blackstone, Citadel, and Goldman Sachs. 
+
+Insider has pinpointed the young professionals on the runway to success even as banks and money managers brace for cutbacks. Some up-and-comers are pushing their teams to the top of industry rankings, and many are immigrants climbing the ranks at major institutions infusing diverse ideas into their decision-making. 
+
+Insider talked to these rising stars, from leading firms like Goldman Sachs, BlackRock, and Bridgewater, to reflect on their successes, challenges, and best career advice.","As Wall Street navigates volatile markets, fewer deals, and plummeting company valuations, we take a look at the players rising up.",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7601170382438195, 'Employee Diversity & Inclusion': 0.799069179416566, 'Business Ethics': 0.7776451096852113, 'Factors in Investment Management & Advisory': 0.7577965936653712, 'Transparent Information & Fair Advice for Customers': 0.7498059185043083}",0.799069179,Ruiqi,Minor focus,Minor focus,Positive,Employee Diversity & Inclusion,No,Minor,,2023-06-28T18:14:00+00:00,https://www.nbcnews.com/business/travel/flight-delays-cancellations-which-airlines-summer-travel-season-rcna91624,"[{'name': 'flights', 'weight': 0.09680722}, {'name': 'widespread flight delays', 'weight': 0.09138425}, {'name': 'air traffic controller shortages', 'weight': 0.081680715}, {'name': 'air traffic controllers', 'weight': 0.07662156}, {'name': 'airlines', 'weight': 0.06803861}, {'name': 'United Airlines CEO Scott Kirby', 'weight': 0.06251303}, {'name': 'more storms', 'weight': 0.061349265}, {'name': 'Staffing problems', 'weight': 0.060595885}, {'name': 'staffing shortages', 'weight': 0.05997739}, {'name': 'FAA staffing issues', 'weight': 0.059134193}]","[{'name': 'Business'}, {'name': 'Travel'}]","[{'data': 'U.S.', 'type': 'GPE', 'mentions': 4}, {'data': 'Canada', 'type': 'GPE', 'mentions': 1}, {'data': 'FlightAware', 'type': 'ORG', 'mentions': 3}, {'data': 'United Airlines', 'type': 'ORG', 'mentions': 3}, {'data': 'FAA', 'type': 'ORG', 'mentions': 3}, {'data': 'The Points Guy', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alaska', 'type': 'ORG', 'mentions': 1}, {'data': 'American', 'type': 'ORG', 'mentions': 1}, {'data': 'Delta', 'type': 'ORG', 'mentions': 1}, {'data': 'Hawaiian', 'type': 'ORG', 'mentions': 1}, {'data': 'JetBlue', 'type': 'ORG', 'mentions': 1}, {'data': 'Allegiant', 'type': 'ORG', 'mentions': 1}, {'data': 'Frontier', 'type': 'ORG', 'mentions': 2}, {'data': 'Southwest', 'type': 'ORG', 'mentions': 1}, {'data': 'Spirit', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S. Department of Transportation', 'type': 'ORG', 'mentions': 1}, {'data': 'Scott Kirby', 'type': 'PERSON', 'mentions': 2}, {'data': 'Zach Griff', 'type': 'PERSON', 'mentions': 3}, {'data': 'Kathleen Bangs', 'type': 'PERSON', 'mentions': 1}, {'data': 'overnight', 'type': 'TIME', 'mentions': 2}, {'data': 'longer than three hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Northeast', 'type': 'LOC', 'mentions': 2}]","The feared repeat of last year's summer travel woes began to materialize this week, with thousands of flights delayed or canceled amid inclement weather and staffing shortages.
+
+The troubles began last weekend, with nearly 2,000 U.S. flights canceled according to FlightAware. Disruptions continued into Monday, when more than 11,000 U.S. flights were delayed or canceled. At least 7,300 were impacted Tuesday.
+
+By Wednesday, the delays and cancellations had begun to level off to about 2,000 U.S. flights, according to FlightAware.
+
+The delays come as the U.S. faces an going shortage of air traffic controllers. It's an issue that United Airlines CEO Scott Kirby highlighted in a letter to employees Monday as he explained why flyers should expect more headaches in the coming weeks.
+
+“I’m ... frustrated that the FAA frankly failed us this weekend,” Kirby said, adding he estimated more than 150,000 United customers had experienced disruptions ""because of FAA staffing issues and their ability to manage traffic.""
+
+An FAA spokesperson said, “We will always collaborate with anyone seriously willing to join us to solve a problem.”
+
+The shortages are unlikely to be resolved quickly, said Zach Griff at The Points Guy travel website. Staffing problems are also likely to be compounded by a number of issues.
+
+""When thunderstorms hit, it's up to controllers to recalibrate the air network, and it’s taking longer because they're understaffed,"" Griff said. ""And some of that staff are not the experienced types who’ve been through this before. This is not something that can be solved overnight.""
+
+Griff said it is somewhat unusual for storm activity to linger in the way it has in recent days over the Northeast, and current weather forecasts suggest more storms for the area are likely this weekend. The situation could also be compounded by ongoing visibility issues caused by smoke emanating from wildfires in Canada.
+
+The travel year had started off relatively smoothly until the most recent troubles, said Kathleen Bangs, spokesperson for FlightAware. But she said she'd be surprised if the summer travel blues did not linger, especially in the Northeast, where air traffic controller shortages are most acute.
+
+""It would be a pleasant surprise if we don’t continue to see bottleneck traffic,"" she said.
+
+To avoid being trapped in an endless line to rebook at your airline’s terminal, get on the internet immediately and start looking for alternative forms of travel. Experts say Google’s flight search option is the best bet for finding the most up-to-date choices when it comes to getting a new flight, which are also searchable by a number of criteria, including price.
+
+If you’re strapped for cash and are looking to rebook, you’ll still want to attempt to call the airline before or as you wait in line with an in-person rebooking agent. Of note: Not all major airlines have rebooking agreements with other carriers. The ones that do are: Alaska, American, Delta, Hawaiian, JetBlue, and United. That ones that do not are: Allegiant, Frontier, Southwest, and Spirit.
+
+Unfortunately, you have few rights if your flight is delayed or canceled for reasons outside of an airline’s control
+
+According to the U.S. Department of Transportation website, only factors like maintenance or crew problems, cabin cleaning, baggage loading, and fueling count as within an airline’s control.
+
+If your flight was delayed for longer than three hours, or canceled, for any of those reasons, you are entitled to a meal or meal cash/voucher, and, with the exception of Frontier Airlines, are entitled to complimentary hotel accommodations and complimentary ground transport to and from a hotel for an overnight cancellation situation. Click here for more.
+
+If your flight is delayed for any other reason, like weather, you are not entitled to any compensation or refund.
+
+What your rights are if your flight was significantly delayed canceled
+
+In this situation, you are only entitled to a refund if you don’t take an offer to be rebooked on another flight. That also means you don’t have to accept an airline’s offer of a voucher. According to the U.S. Department of Transportation: “If an airline cancels a passenger’s flight or makes a significant change in the flight, regardless of the reason, airlines are required to provide a prompt refund to a ticketed passenger, including those with non-refundable tickets, should the passenger choose not to accept the alternative offered, such as rebooking on another flight.”",09936956c4fb4963b16423c34ab389ce,Summer travel season off to rough start amid widespread flight delays,4,,,,
+5797,"On Technology: The Major AI Problem Facing Insurance Brokers That Microsoft, Google And ChatGPT Won’t Solve - Let’s say you're running an insurance agency. You sell different types of policies. You may represent various insurance companies. Maybe you specialize in commercial insurance so you offer property, auto and liability coverages for businesses. Or perhaps you sell life insurance to individuals. Or maybe health insurance plans. It's a good business. But you're about to face a big problem: Artificial Intelligence.
+
+That sounds kind of strange, right? The whole world, let alone the tech industry, is romanced by the potential of AI. And the hype is believable. Just look at changes that are coming in the very near future that will significantly impact your business.
+
+Within the next 12 months both Microsoft’s and Google’s business applications will include AI tools that will help insurance agents write better emails, perform deeper spreadsheet analysis, create automatic sales presentations and even attend more than one meeting at the same time! ChatGPT, which is half-owned by Microsoft, has released a new version that allows developers to create conversations, provide insights and perform client service and marketing actions not only based on external online data but on their own internal data.
+
+Customer Relationship Management systems like Salesforce, Zoho, Copper and Microsoft Dynamics, which are used heavily in the insurance business, are being re-tooled to not only read and understand customer and prospect data but to automatically and more intelligently perform outreach, respond to questions, chat with website visitors, send automatic emails, deliver forms and prompt agents to remind them of renewal dates, birthdays, anniversaries, policy lapses, overlooked clients and potential new products to sell.
+
+Human Resources platforms from Paychex to Gusto to BambooHR will be better at employee onboarding employees, managing feedback and performance reviews, coordinating paid time off and automating benefits applications and form-filling. HR technologies like HireVue and Vidcruiter are improving their AI video capabilities to better evaluate prospective employees while limiting bias. New AI-leveraged platforms like Workable and Greenhouse will continue to help their clients create and place better ads while more efficiently tracking and qualifying applicants.
+
+Agency management and marketing systems like Agency Revolution, Indio and ImageRight - among many others - will better integrate with insurance company platforms to deliver up to the minute policy information, workflows, reminders, customer self-service help, better client onboarding and automation of forms processing while guiding users and agents to choose the best policies.
+
+A lot of this is available even now. A lot more is coming. All of it will be better, cleverer, quicker and more autonomous once these software companies get smarter about their own capabilities and begin rolling out improved functionality leveraging AI.
+
+It's great. It's exciting. And it's a problem for insurance agencies. Why? I offer one number to explain the reason: 66.
+
+What's so important about 66? According to Zippia, a research site for job seekers, approximately 66 percent of the almost 145,000 insurance agents nationwide are over the age of 40 and only 11 percent are under the age of 30. The average insurance agent is actually 46 years old. What's even more concerning is a typical insurance agent only stays at their job for 1-2 years. Which doesn't bode well for the younger group to make it into the older category. The insurance industry needs younger people. And it needs it needs its older managers to think younger.
+
+AI is new. It's exciting. It's game-changing. But, like any new thing it will require an enormous amount of change. It will involve risk. It will rock the boat. Mistakes will be made. Employees will need assurance. Clients will need care. Agency firm owners and managers will need vision, self-confidence and the desire to adapt for the sake of growth and future profitability. Older people tend not to do this. They're more set in their ways. They've invested years in creating their own processes and systems and are reluctant to change unless the return on investment is significant and can be assuredly proved.
+
+“If it ain’t broke, don’t fix it,” we say.
+
+The insurance industry doesn't have an AI problem. It has a demographics problem. Smart agents – both younger and older - will recognize this opportunity and pounce. Larger insurance companies who cannot bring those channel members who resist this change into alignment in order to take advantage of this new world will be forced to leverage AI tools to do more of the selling and servicing themselves and leave those older agents behind.
+
+This is not a problem that will just impact the insurance industry. Other industries have similar demographics. But unfortunately, this is a problem that Microsoft, Google, ChatGPT and all the other software vendors won’t be able to solve alone. They can’t put a gun to the heads of their users and tell them to leverage their AI tools. At some point it’s the users, the agency owners, who need to understand its value and embrace these changes.
+
+Many older users will resist. And unfortunately it‚Äôs the older people that make up two-thirds of the agents in this country. It's one of the biggest challenges that will face the adoption of AI in this industry over the next few years.","{'positive': 0.13950765, 'negative': 0.01389939, 'neutral': 0.8465929}","On Technology: The Insurance Industry is facing a major problem, as 66 percent of the almost 145,000 insurance agents nationwide are over the age of 40 and only 11 percent are under theage of 30. This article looks at the potential of AI in the insurance industry, as well as the need for younger and older agents. It also looks at how this problem will affect other industries, such as Microsoft, Google and ChatGPT, and how it will affect the industry's demographics.",AI's Impact on Insurance: Navigating Demographic Challenges in Embracing Change. How AI's transformative potential clashes with an aging industry workforce.,MSFT,Technology & Communications,Software & IT Services,Microsoft Corp,"{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 'Employees are key contributors to value creation in the Software & IT Services industry. While the number of job openingsin the industry continues to grow, entities commonly find it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. To respond to talent shortages, entities often hire foreign nationals and offshore operations, creating employee management and sustainability challenges and related business risks. Some entities contribute to relevant education and training programs to expand the availability of domestic, skilled employees. Entities offer significant monetary and non-monetary benefits to improve employee engagement and therefore retention and productivity. Initiatives to improve employee engagement and work-life balance may influence therecruitment and retention of a diverse workforce. The industry is characterised by relatively low representation from women and minority groups; efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally improve the value of entity offerings. Greater workforce diversity is important for innovation and helps entities understand the needs of their diverse and global customer base.', 'Data Privacy & Freedom of Expression': 'As software and IT services entities increasingly deliver products and services over the Internet and through mobile devices, they must carefully manage two separate and often conflicting priorities. On the one hand, entities use customer data to innovate and provide customers with new products and services and to generate revenues. On the other hand, there are privacy concerns associated with entities having access to a wide range of customer data, such as personal, demographic, content, and behavioural data. This dynamic is leading to increased regulatory scrutiny in many countries around the world. The delivery of cloud-based software and IT services also raises concerns about potential access to user data by governments that may use it to limit the freedoms of citizens. Effective management in this area is important to reduce regulatory and reputational risks that can lead to decreased revenues, lower market share, and regulatory actions involving potential fines and other legal costs.', 'Intellectual Property Protection & Competitive Behaviour': 'Entities in the Software & IT Services industry spend a significant proportion of their revenues on IP protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, entities‚Äô IP practices can sometimes be a contentious societal issue. Entities couldsometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, entities in the industry must navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose entities in the industry to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with potentially significant impacts on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation while ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the growth of cloud-based service offerings, entities in this industry own, operate or rent increasingly more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously, and disruptions to the energy supply can have a material effect on operations, depending on the magnitude and timing of the disruption. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable supply of energy and water, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Managing Systemic Risks from Technology Disruptions': 'With trends towards increased cloud computing and Software as a Service (SaaS), software and IT service providers must ensure they have robust infrastructure and policies in place to minimise disruptions to their services. Disruptions such as programming errors or server downtime may generate systemic risks, because computing and data storage functions move from individual entity servers in various industries to data centres of cloud-computing service providers. The risks areincreased particularly if the affected customers are in sensitive sectors, such as financial institutions or utilities, which are considered critical national infrastructure. Entities‚Äô investments in improving the reliability and quality of their IT infrastructure and services may attract and retain customers, thereby creating revenue and opportunities in new markets.', 'Data Security': 'Software & IT services entities are targets of growing data security threats from cyber attacks and social engineering, which puts their own data and their customers‚Äô data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. Meanwhile, new and emerging data security standards and regulations are likely to affect theoperating expenses of entities through increased costs of compliance. Additionally, entities in this industry are well-positioned to uncover revenue opportunities by providing secure software and services to meet the demand for ensuring data is kept secure. '}","{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 0.7845973576937879, 'Data Privacy & Freedom of Expression': 0.8116470544285281, 'Intellectual Property Protection & Competitive Behaviour': 0.7784763820064308, 'Environmental Footprint of Hardware Infrastructure': 0.7575662459685546, 'Managing Systemic Risks from Technology Disruptions': 0.7971921202383172, 'Data Security': 0.8030121812588729}",0.8116470544285281,Ruiqi,Minor focus,Minor focus,Neutral,,Minor,Minor,Neutral,2023-03-30T16:00:00+00:00,https://www.politico.com/newsletters/the-long-game/2023/03/30/scotus-fuels-spike-in-abortion-related-shareholder-resolutions-00089652,"[{'name': 'Anti-ESG proposals', 'weight': 0.092105746}, {'name': 'anti-ESG proposals', 'weight': 0.092105746}, {'name': 'proposals', 'weight': 0.087105386}, {'name': 'overall shareholder proposals', 'weight': 0.08637033}, {'name': 'pro-ESG proposals', 'weight': 0.08610989}, {'name': 'total shareholder proposals', 'weight': 0.08545988}, {'name': 'last year', 'weight': 0.08280005}, {'name': 'reproductive health rights', 'weight': 0.07914585}, {'name': 'climate change', 'weight': 0.0699012}, {'name': 'reproductive health', 'weight': 0.06971461}]",[{'name': 'Politics'}],"[{'data': 'SCOTUS', 'type': 'ORG', 'mentions': 1}, {'data': 'SUPREME COURT', 'type': 'ORG', 'mentions': 2}, {'data': 'As You Sow', 'type': 'ORG', 'mentions': 2}, {'data': 'Sustainable Investments Institute', 'type': 'ORG', 'mentions': 1}, {'data': 'Proxy Impact', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 1}, {'data': 'PayPal', 'type': 'ORG', 'mentions': 1}, {'data': 'CVS', 'type': 'ORG', 'mentions': 1}, {'data': 'American Express', 'type': 'ORG', 'mentions': 1}, {'data': 'McDonald’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Coca-Cola', 'type': 'ORG', 'mentions': 1}, {'data': 'Costco', 'type': 'ORG', 'mentions': 1}, {'data': 'Rhia Ventures', 'type': 'ORG', 'mentions': 1}, {'data': 'Trillium Asset Management', 'type': 'ORG', 'mentions': 1}, {'data': 'TJX Companies', 'type': 'ORG', 'mentions': 1}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 2}, {'data': 'The Washington Post', 'type': 'ORG', 'mentions': 2}, {'data': 'Dobbs', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shelley Alpern', 'type': 'PERSON', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}, {'data': 'the Long Game', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'the Long Game', 'type': 'EVENT', 'mentions': 1}, {'data': 'Pacific', 'type': 'LOC', 'mentions': 1}, {'data': 'Vanuatu', 'type': 'GPE', 'mentions': 1}]","SUPREME COURT SHOWERS BRING PROXY FLOWERS — Companies are seeing a record number of shareholder resolutions aimed at reproductive health issues in the wake of the Supreme Court’s decision revoking the constitutional right to abortion, according to a new analysis.
+
+Shareholder advocacy group As You Sow, along with Sustainable Investments Institute and Proxy Impact, found 23 proxy-ballot proposals related to reproductive health, up from four last year and two in 2021.
+
+Alphabet and Meta are facing proposals for them to report on abortion-related privacy protections, while Walmart, PayPal, CVS and American Express are being asked to account for the risks of sharing abortion-related data. McDonald’s, Coca-Cola and Costco, meanwhile, are being asked to report on risks to reproductive health rights.
+
+“The Dobbs decision exposed a number of areas of vulnerability for corporations, and investors had responded by increasing their engagement,” said Shelley Alpern, director of corporate engagement at Rhia Ventures, which advised some of the firms that put forward proposals tied to reproductive health.
+
+Of the total reproductive health proposals filed, 11 are pending, one has gone to vote and roughly half have been withdrawn, according to the report. Trillium Asset Management withdrew one to require TJX Companies report on risks associated with state policies restricting abortion after the company said it had adopted travel benefits for accessing reproductive care and engaged its insurance providers about contraceptives, for example.
+
+The report also found an increase in climate-related proposals — 122, up from 109 at the same time last year. Nearly a quarter of the more than 500 shareholder proposals made as of mid-February are related to climate change. Seventeen percent are tied to political influence and 15 percent are related to human rights. Anti-ESG proposals comprise 8 percent of the total.
+
+
+
+The number of total shareholder proposals filed is on pace to match or top the 627 proposals that were ultimately filed in 2022, according to the report. It also said 454 of the proposals were expected to go to a vote, but it cautioned that number will likely fall.
+
+The climate change proposals are still largely focused on greenhouse gas emissions cuts and the requisite reporting — including ones from As You Sow itself, which has filed dozens of proposals that would have companies do things like report on net-zero emissions goals and their use of carbon offsets.
+
+Meanwhile, the anti-ESG movement that has spurred legislation in a number of Republican-led states is expanding its presence on proxy ballots.
+
+“Early indications are that anti-ESG resolutions, which expanded last year, will increase still further despite the cool reception they receive,” the report said. The groups said most of the proposals “question the wisdom of racial and ethnic diversity on boards and suggest that diversity, equity and inclusion (DEI) programs and anti-racism initiatives discriminate against conservative white people.”
+
+
+
+Last year, support for anti-ESG proposals was less than 4 percent on average. Support for pro-ESG proposals last year averaged around 30 percent. Average support for overall shareholder proposals, meanwhile, was somewhere between 20 percent and 30 percent.
+
+
+
+GAME ON — Welcome to the Long Game, where we tell you about the latest on efforts to shape our future. We deliver data-driven storytelling, compelling interviews with industry and political leaders, and news Tuesday through Friday to keep you in the loop on sustainability.
+
+Team Sustainability is editor , deputy editor and reporters and . Reach us all at , , and .
+
+Want more? Don’t we all. Sign up for the Long Game . Four days a week and still free!
+
+
+
+– Big-city population losses slowed last year as increased immigration blunted the impact of pandemic flight, the Wall Street Journal .
+
+– How did the tiny Pacific island nation of Vanuatu manage to sway the United Nations General Assembly on the obligation of countries to address climate change? The Washington Post .
+
+– The Post also at what the new electric vehicle subsidies will mean for consumers.",e5e95115d2424cbcafd1bebad08f366f,SCOTUS fuels spike in abortion-related shareholder resolutions,4,,,,
+26277,"Price Increases Come Easily for Big Businesses, but Inflation Still Squeezes Profits - Many big U.S. businesses say they have been able to increase prices this year with limited pushback from customers. Not all the changes are leading to higher corporate profits.
+
+Cintas which rents and sells uniforms, and Vulcan Materials which sells gravel and crushed stone, have reported widening profit margins as they raised prices.","{'positive': 0.8923043, 'negative': 0.088133454, 'neutral': 0.01956221}","Price Increases Come Easily for Big Businesses, but Inflation Still Squeezes Profits. 
+
+Many big U.S. businesses say they have been able to increase prices this year with limited pushback from customers. Not all the changes are leading to higher corporate profits. 
+
+Cintas which rents and sells uniforms, and Vulcan Materials which sells gravel and crushed stone, have reported widening profit margins as they raised prices.","Third-quarter earnings are expected to soften, even though rising prices have helped push profit margins above prepandemic levels",CTAS,Consumer Goods,"Apparel, Accessories & Footwear",Cintas Corp,"{'Labour Conditions in the Supply Chain': 'The treatment of workers and the protection of worker rights in the Apparel, Accessories, & Footwear industry’s supply chain is of growing concern among consumers, regulators, and leading entities. Critical aspects of this issue include employee health and safety, fair pay, child labour, and forced labour. Although entities continue to improve performance on this issue, the industry’s reliance on a multitiered system of suppliers, subcontractors, labour recruitment firms, and part-time workers makes it difficult to manage. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products are often manufactured in countries that have limited regulations or enforcement protecting workers. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, production disruptions due to strikes and other labour-related work stoppages, or through a shift in demand away from entities associated with such incidents. Entities with strong supply chain standards, monitoring, and engagement with suppliers to address labour concerns may therefore be better positioned to protect shareholder value over the long term.', 'Raw Materials Sourcing': 'The Apparel, Accessories & Footwear industry relies on many raw materials including cotton, leather, wool, rubber, and precious minerals and metals, as inputs for finished products. Sustainability impacts related to climate change, land use, resource scarcity and conflict in regions where the industry’s supply chain operates affect the industry’s ability to reliably source materials. The ability of entities to manage potential material shortages, supply disruptions, price volatility and reputational risks can be more difficult when supply chains lack transparency. Failure to effectively manage this issue can delay shipments and depress earnings, reduce margins, constrain revenue growth or increase costs of capital. The types ofrisk associated with sourcing different materials can require different solutions, including engaging with suppliers, enhancing transparency by using certification standards, using innovative alternative materials, or introducing circular economy practices. Entities that are proactive may reduce their exposure to price volatility and potential supply disruptions, while improving their brand reputation and developing new market opportunities.', 'Management of Chemicals in Products': 'The introduction of the Consumer Product Safety Improvement Act in the U.S. and the Registration, Evaluation, Authorization, and Restriction of Chemicals legislation in the EU demonstrates increasing regulatory and stakeholder concern surrounding the use of harmful or potentially harmful substances in consumer products, including apparel, accessories, and footwear. Finished apparel and footwear products have been found to contain traces of chemicals that have been banned or regulated. Depending on the chemical, the amount present in a product, and the type of exposure that consumers face, specific substances can be carcinogenic, and can disrupt hormone activity in humans and other organisms. Failure to manage this issue may generate additional regulatory oversight and impact an entity’s social license to operate. In addition, the presence of harmful chemicals in products can lead to recalls, litigation, and reputational damage. Entities in this industry can work in both the design and manufacturing phases to manage the use of chemicals of concern, develop safe alternatives, and eliminate those that have been banned. Given the industry’s reliance on outsourced manufacturing, this involves proactive partnerships with suppliers. In managing this issue, entities must balance the hazard posed to consumers presented by certain chemicals with the quality of a product and its costs of production. ', 'Environmental Impacts in the Supply Chain': 'The Apparel, Accessories & Footwear industry’s global supply chain contributes significantly to environmental externalities through water consumption and pollution, as well as air pollution. Water pollution results from the discharge of chemicalsduring water-intensive dyeing and tanning processes, while air pollution stems from the industry’s energy use. These impacts have the potential to damage an entity’s reputation and to affect cost structures over time. The scale of this issue has historically been intensified by the fact that the industry relies on manufacturing partners in emerging markets where environmental regulations and oversight are limited. However, enhanced scrutiny on the part of stakeholders and consumers, coupled with the development of more stringent regulation in certain regions, has led entities throughout theindustry to work with suppliers to reduce their environmental impact. Apparel, accessories, and footwear entities that leverage their market power to work with suppliers to improve operational efficiencies and resource consumption and limit pollution will be able to mitigate costs associated with increased resource scarcity and regulation. Further, those that engage with suppliers through monitoring, auditing, and strict standards will likely be better positioned to protect shareholder value over the long term.'}","{'Labour Conditions in the Supply Chain': 0.771876035394053, 'Raw Materials Sourcing': 0.7787640146432677, 'Management of Chemicals in Products': 0.7486356940277, 'Environmental Impacts in the Supply Chain': 0.7617499471530327}",0.7787640146432677,Ruiqi,Minor focus,Major focus,Positive,,Minor,Major,Positive,2023-08-04T13:33:55+00:00,https://finance.yahoo.com/news/us-stocks-snapshot-wall-st-133355294.html,"[{'name': 'US jobs growth', 'weight': 0.117649674}, {'name': 'Shounak Dasgupta', 'weight': 0.10608538}, {'name': 'Amazon boost', 'weight': 0.09868165}, {'name': 'Apples tepid sales forecast', 'weight': 0.09122778}, {'name': 'Amazon', 'weight': 0.08582275}, {'name': 'Apple', 'weight': 0.07797777}, {'name': 'July', 'weight': 0.07684186}, {'name': 'U.S.', 'weight': 0.07210449}, {'name': 'Bansari Mayur Kamdar', 'weight': 0.071935445}, {'name': 'data', 'weight': 0.06711884}]",[{'name': 'Finance'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Bengaluru', 'type': 'GPE', 'mentions': 1}, {'data': 'Bansari Mayur Kamdar', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shounak Dasgupta', 'type': 'PERSON', 'mentions': 1}]","Aug 4 (Reuters) - Wall Street's main indexes opened higher on Friday after data showed the U.S. economy added fewer-than-expected jobs in July, while Amazon's better-than-expected earnings countered Apple's tepid sales forecast.
+
+The Dow Jones Industrial Average rose 14.24 points, or 0.04%, at the open to 35,230.13.
+
+The S&P 500 opened higher by 12.07 points, or 0.27%, at 4,513.96, while the Nasdaq Composite gained 66.24 points, or 0.47%, to 14,025.96 at the opening bell. (Reporting by Bansari Mayur Kamdar in Bengaluru; Editing by Shounak Dasgupta)",4dcf1a628ff7485d8b6a27ca318b03aa,"Wall St rises on Amazon boost, US jobs growth remains moderate",4,,,,
+19358,"Altria Decides to Compete With Juul - WSJ - Altria Group Inc. said it is preparing to end its noncompete agreement with vaping company Juul Labs Inc. The move would give Juul’s largest shareholder the flexibility to acquire another e-cigarette brand or develop its own new vaping products.
+
+Ending the noncompete agreement would also give Juul the freedom to sell itself–or a significant stake–to one of Altria’s competitors. Altria, which makes Marlboro cigarettes, will still own a 35% stake in the e-cigarette maker.","{'positive': 0.061700508, 'negative': 0.020841718, 'neutral': 0.91745776}","Altria Decides to Compete With Juul - WSJ.
+
+ Altria Group Inc. said it is preparing to end its noncompete agreement with vaping company Juul Labs Inc. The move would give Juul‚Äôs largest shareholder the flexibility to acquire another e-cigarette brand or develop its own new vaping products. Altria, which makes Marlboro cigarettes, will still own a 35% stake in the e-cigarette maker.",Altria Decides to Compete With Juul - WSJ,MO,Food & Beverage,Tobacco,Altria Group Inc,"{'Marketing Practices': 'Tobacco product labelling and marketing is heavily regulated internationally. The World Health Organization‚Äôs Framework Convention on Tobacco Control has led many countries to introduce new, stricter regulatory approaches to prevent people from adopting tobacco use at a young age through transparent advertising about tobacco‚Äôs health risks. The industry has faced costly legal battles related to the marketing and advertising of its products. Marketing for combustible and new non-combustible products have to balance regulatory requirements with the need to reach new markets. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve marketshare, and decrease liabilities.', 'Public Health': 'Tobacco use can lead to serious health risks as established by many scientific studies over the past several decades. Healthproblems associated with tobacco include lung disease, cancer, and heart disease. Tobacco product manufacturers have faced lawsuits from individuals, governments, corporations, and other groups. In some cases, these have resulted in multibillion-dollar settlements. A growing public awareness of the associated health risks has driven down tobacco use dramatically in many countries. Tobacco product manufacturers are introducing an array of ‚Äúharm reduction‚Äù products, such as non-tobacco nicotine products and heated tobacco products, aimed at minimising the health impacts of tobacco use while accessing new markets. Future scientific studies could reach new conclusions on these assertions of reduced harm, with continuing impacts on entity revenue and growth potential. '}","{'Marketing Practices': 0.7784113726095842, 'Public Health': 0.7865457562001859}",0.7865457562001859,Ruiqi,Major focus,Major focus,Neutral,"Marketing Practices, Public Health",Major,Major,Neutral,2022-12-15T17:29:04+00:00,https://www.bostonglobe.com/2022/12/15/metro/man-38-arrested-alleged-theft-amazon-truck-manchester-nh-truck-crashed-derry-cops-say/,"[{'name': 'police', 'weight': 0.13918689}, {'name': 'Amazon truck', 'weight': 0.12443689}, {'name': 'truck', 'weight': 0.11229918}, {'name': 'Man', 'weight': 0.10655745}, {'name': 'Shawn Cadieux', 'weight': 0.0905054}, {'name': 'Family Dollar', 'weight': 0.08630693}, {'name': 'N.H.', 'weight': 0.076624386}, {'name': 'alleged theft', 'weight': 0.07356138}, {'name': 'An Amazon delivery truck', 'weight': 0.07018542}, {'name': 'Amazon', 'weight': 0.06934696}]",[{'name': 'Auto'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Family Dollar', 'type': 'ORG', 'mentions': 1}, {'data': 'Manchester', 'type': 'GPE', 'mentions': 2}, {'data': 'N.H.', 'type': 'GPE', 'mentions': 3}, {'data': 'Derry', 'type': 'GPE', 'mentions': 2}, {'data': 'Wilson', 'type': 'GPE', 'mentions': 1}, {'data': 'Auburn', 'type': 'GPE', 'mentions': 1}, {'data': 'Hollis', 'type': 'GPE', 'mentions': 1}, {'data': 'Shawn Cadieux', 'type': 'PERSON', 'mentions': 5}, {'data': 'Travis Andersen', 'type': 'PERSON', 'mentions': 1}]","An Amazon delivery truck was stolen in Manchester, N.H., on Tuesday, and police have identified a prime suspect. The delivery driver told police he was in the area of Wilson and Auburn streets when he spotted a man, later identified as Shawn Cadieux, 38, “acting erratically,” police said in a statement. Cadieux allegedly hopped into the passenger side of the truck, prompting the driver to pull into the parking lot of a nearby Family Dollar, police said.
+
+“At that point the man pushed the driver out of the truck and drove away,” police said. Cadieux “then drove to Derry where he crashed the Amazon truck and allegedly stole another vehicle.” Cadieux was later arrested in Hollis, N.H., police said. He is charged with felony theft, police said. It wasn’t clear if Cadieux had hired a lawyer. “He is also facing charges in other jurisdictions,” police said. Travis Andersen can be reached at travis.andersen@globe.com. Follow him on Twitter @TAGlobe.",e33a1a98472f4031bbfce18ac08e6bb3,"Man, 38, arrested for alleged theft of Amazon truck in Manchester, N.H.; truck crashed in Derry, police say",4,,,,
+21060,"Cisco BrandVoice: Cloud Native Moves To Make Now - Becoming cloud native can help organizations already pursuing digital transformation make the most of their investments. Business models, transaction channels and opportunities change far too rapidly for a conventional, monolithic tech stack to keep pace with evolving technologies.
+
+Building new processes on modern cloud infrastructure is an effective way to establish a resilient, scalable and secure platform for ongoing development of new applications that reduce the friction of every interaction. And a cloud native stance tells internal stakeholders, customers and partners that your eyes are focused on the horizon. They also cater to the growing needs of the developers building the cloud infrastructures of the future.
+
+“Applications are the new brand,"" says Vijoy Pandey, senior vice-president of Emerging Technologies and Incubation (ET&I) at Cisco, a leading global IT and networking firm. “Your customers will perceive you through the applications that you build.”
+
+From Ideas To Impact: Intrapreneurialism At Cisco
+
+Research and advisory company Gartner, Inc. estimates that 95% of new digital workloads will be deployed on cloud native platforms by 2025.
+
+Cisco itself is pivoting to become cloud native through a series of intrapreneurial initiatives. After decades of experience connecting, securing and observing physical data infrastructure, the company recognized that the advance of containers, serverless computing and API-first applications created fresh opportunities outside of its already existing strengths. Internal startup teams are now developing cloud native products, often in direct collaboration with customers.
+
+“With the rise of cloud native infrastructure, we see the opportunity to do what we’ve always done: connect, secure and monitor every infrastructure endpoint,” says Guillaume Sauvage De Saint Marc, vice-president of Emerging Technologies and Incubation at Cisco. “Now, those endpoints are mobile and in the cloud as well as the data center.”
+
+With a cloud native stance, prototypes can be developed and tested quickly. Successes can be built out, and dead-ends abandoned, in a fraction of the time of traditional development. But organizations should be aware that the rapidly growing world of cloud providers creates a new kind of friction born of abundant choice.
+
+Identifying the best cloud providers for each task—and learning to build connections between their application programming interfaces (APIs) to make a stable, performant new application—is a new challenge to overcome to operate a cloud native organization efficiently.
+
+“These new cloud native assets create problems of discoverability, connectivity and security,” Pandey says. “They’re scattered everywhere in the world, and they’re scattered across your technology stack. Your cloud organization needs to be able to move fast, so you need to know how to bridge those gaps.”
+
+Learning to invest in healthy, robust cloud partners and vendors is an important part of being an effective cloud native organization. There’s no single template, but consider looking for these signs of strength and suitability. Your cloud partner should:
+• Demonstrate both financial and reputational stability
+• Explain how their cloud skillset and vision align with yours
+• Articulate how they are keeping pace with their own innovations as well as those in the broader cloud marketplace
+• Explain how their solutions can both help you today (as part of an emerging, evolving, or heterogeneous IT stack) as well as in your cloud native future.
+
+Look also for cloud solutions that have helped organizations address the unique set of issues around complexity and trust in the cloud native world. Panoptica, a cloud application security solution built by the ET&I team, tackles one of the unique challenges of securing cloud native instances with an emerging discipline borrowed from the manufacturing world: the Software Bill of Materials (SBOM).
+
+This approach inventories the platforms and shared components that interact to create a new cloud native application, then analyzes and verifies their security and licensing status. This helps organizations shift to a secure-by-design stance, replacing the approach in conventional software where security is frequently a layer that is added late in development.
+
+Finally, collaborate with other cloud native organizations that are passionate about applying one of the true advantages of distributed computing: the ability to create unique and powerful solutions, not just to sell a one-size-fits-all product. Incubators like Cisco’s Design Partner Community connect customers and developers in a setting that emphasizes co-development and long-term measures for success.
+
+“We want to identify problems that have not yet been solved in new markets and put adoption metrics ahead of revenue metrics,” Pandey says. “Our teams are working in customer environments and then supporting the process from the definition, to deployment and running at scale.”
+
+What’s also critical are the new human capital demands of the cloud native world. Hiring and training should shift to support the unique needs and opportunities of cloud native infrastructure. This affects more than just engineering and software development. Product development, marketing and business strategists all need to be able to think from a cloud native perspective along with understanding the new personas businesses now need to understand deeply.
+
+Uncertainties around becoming a cloud native organization are really the same fears that every organization confronts on the precipice of transformation. Leaving behind the known and familiar for the opportunities of tomorrow is easier, and the outcomes more likely to be positive, with the right talent and partners in place.
+
+Learn more about Panoptica, the Cisco secure application cloud","{'positive': 0.18360688, 'negative': 0.013174401, 'neutral': 0.8032188}","Cisco is taking advantage of the rapid growth of cloud providers by developing cloud native products and engaging with internal stakeholders, customers and partners. This position tells internal stakeholders that their eyes are focused on the horizon and cater to the growing needs of the developers building the cloud infrastructures of the future. With a cloud native stance, prototypes can be developed and tested quickly, but organizations should be aware of the challenges of managing these assets with ease and speed. Look for cloud solutions that have helped organizations address the unique set of issues around complexity and trust in the cloud native world. Finally, collaborate with other cloud native organizations to create unique solutions that can help organizations shift to a secure-by-design stance.",Becoming cloud native can help organizations already pursuing digital transformation make the most of their investments.,CSCO,Technology & Communications,Hardware,Cisco Systems Inc,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product’s use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operations are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7646095311223292, 'Employee Diversity & Inclusion': 0.7844810809488225, 'Product Security': 0.7708965008127073, 'Materials Sourcing': 0.7652388092438424, 'Product Lifecycle Management': 0.7631754666824906}",0.7844810809488225,Ruiqi,Minor focus,Major focus,Positive,,Minor,Major,Positive,2022-10-19T05:29:14+00:00,https://www.bbc.com/news/technology-63301143,"[{'name': 'price competitive rivals', 'weight': 0.10076178}, {'name': 'streamlined questionnaires', 'weight': 0.092116065}, {'name': 'individual insurance companies', 'weight': 0.08900814}, {'name': 'other shopping', 'weight': 0.08884609}, {'name': 'phones', 'weight': 0.08584892}, {'name': 'insurance sales', 'weight': 0.081627026}, {'name': 'Hargreaves Lansdown', 'weight': 0.076319486}, {'name': 'more resilience', 'weight': 0.073562056}, {'name': 'Amazon UK account holders', 'weight': 0.07342602}, {'name': 'millions', 'weight': 0.067452826}]",[{'name': 'Tech'}],"[{'data': 'Amazon UK', 'type': 'ORG', 'mentions': 5}, {'data': 'Hargreaves Lansdown', 'type': 'ORG', 'mentions': 1}, {'data': 'the Amazon Insurance Store', 'type': 'FAC', 'mentions': 1}, {'data': 'Susannah Streeter', 'type': 'PERSON', 'mentions': 1}]","At first, the Amazon Insurance Store will only be available to a limited number of Amazon UK account holders, and payment will be taken from the same payment card used for other shopping.
+
+He added that he hoped the Amazon offering would be more simple and transparent than its competitors - but he did not say it would necessarily be the cheapest.
+
+""As Amazon has shown in its retail marketplace, it may not be the cheapest supplier in town, but it's the ease of use that gives it the edge over the competition, particularly as it has a ready presence as an app on millions of phones,"" said Susannah Streeter, senior analyst at Hargreaves Lansdown.
+
+""However, it may find the amid the cost-of-living crisis, consumers will prioritise value over efficiency, giving more resilience to price competitive rivals.""
+
+Amazon said it believed it was offering a ""simplified"" experience, with streamlined questionnaires and no need to leave the site to actually purchase a policy once selected.
+
+It also said it would display customer ratings and reviews left about individual insurance companies, and the rate at which they accepted claims for the policy offered.",d204ba9b657f401c8c9aa5f792993e6a,Amazon UK makes cautious move into insurance sales,4,,,,
+6349,"Banks sought record Fed liquidity in wake of SVB collapse - NEW YORK, March 16 (Reuters) - Banks sought record amounts of emergency liquidity from the Federal Reserve over recent days in the wake of the failure of Silicon Valley Bank and Signature Bank, driving up the size of the Fed's balance sheet after months of contraction, central bank data on Thursday showed.
+
+Banks took a record $152.9 billion from the Fed's traditional lender-of-last resort facility as of Wednesday, while also taking $11.9 billion in loans from the Fed newly created Bank Term Lending Program.
+
+Including more than $140 billion in other funding provided to the new bridge banks for Silicon Valley Bank and Signature Bank established by the Federal Deposit Insurance Corp, the central bank's total balance sheet mushroomed by roughly $300 billion in the last week. That reverses a substantial portion of the balance sheet reduction accomplished since last summer.
+
+The bank lending facility was launched on Sunday amid highly unsettled markets, rattled by the failure of regional financial firm Silicon Valley Bank on Friday and then Signature over the weekend.
+
+The new Fed facility will allow a range of banks and other eligible firms to borrow against Treasuries, mortgage back securities and other eligible collateral at the face value of the collateral, breaking from other Fed lending efforts that put penalties on the lending. Firms can do this for up to a year at a borrowing cost of the one-year overnight index swap rate plus 10 basis points.
+
+The bank lending facility is backstopped by $25 billion from the Treasury Department’s Exchange Stabilization Fund.
+
+Fed data also showed that demand for discount window loans, the Fed’s primary tool to provide emergency liquidity to deposit taking banks, surged to $152.9 billion on March 15 from less than $5 billion a week earlier. That level compared to $50.8 billion seen on March 25, 2020, as the coronavirus pandemic’s onset rattled the global economy, and was well above the $112 billion record in the fall of 2008, during the most acute phase of the financial crisis.
+
+The Fed also said that there had been $142.8 billion in credit extensions to depository institutions established by the FDIC to deal with bank failures. Those loans are secured by collateral and the FDIC has pledged repayment guarantees.
+
+The surge in emergency lending caused the Fed’s balance sheet to stop shrinking and grow notably larger. After peaking at just shy of $9 trillion last summer before the Fed began taking action to reduce its holdings of Treasury and mortgage-backed bonds, overall holdings had fallen to $8.39 trillion on March 8, before moving up to nearly $8.7 trillion on Wednesday, which is the highest since November. (Reporting by Michael S. Derby; Editing by Dan Burns)","{'positive': 0.418835, 'negative': 0.5154275, 'neutral': 0.06573756}","Banks sought record amounts of emergency liquidity from the Federal Reserve over recent days in the wake of the failure of Silicon Valley Bank and Signature Bank. Banks took a record $152.9 billion from the Fed's traditional lender-of-last resort facility as of Wednesday, while also taking $11. 9 billion in loans from the newly created Bank Term Lending Program. The new Fed facility will allow a range of banks and other eligible firms to borrow against Treasuries, mortgage back securities and othereligible collateral at the face value of the collateral, breaking from other Fed lending efforts that put penalties on the lending. Demand for discount window loans, the Fed’s primary tool to provide emergency liquidity to deposit taking banks, surged to $152 billion on March 15 from less than $5 billion a week earlier. The Fed also said that there had been $142.8 billion in credit extensions to depository institutions established by the FDIC to deal with bank failures.","Banks sought record amounts of emergency liquidity from the Federal Reserve over recent days in the wake of the failure of Silicon Valley Bank and Signature Bank, driving up the size of the Fed's balance sheet after months of contraction, central bank data on Thursday showed.  Banks took a record $152.9 billion from the Fed's traditional lender-of-last resort facility as of Wednesday, while also taking $11.9 billion in loans from the Fed newly created Bank Term Lending Program.",SBNY,Financials,Commercial Banks,Signature Bank NY,"{'Factors in Credit Analysis': 'As financial intermediaries, commercial banks contribute to significant positive and negative environmental and social externalities through their lending practices. Environmental, social and governance (ESG) factors can have material implications for the underlying entities, assets and projects to which commercial banks lend across a range of industries. Therefore, entities increasingly must examine ESG factors when determining the quality of collateral. Commercial banks also may enable positive environmental and social externalities to generate significant revenue streams through their lending practices. Commercial banks that fail to address these risks and opportunities could face diminished returns and reduced value for shareholders. Commercial banks should subsequently disclose how ESG factors are integrated into lending processes and the current level of portfolio risk associated with specific sustainability trends. Specifically, investor and regulatory pressure is mounting for banks to disclose how they address climate change related risks.', 'Financed Emissions': 'Entities participating in commercial banking activities face risks and opportunities related to the greenhouse gas emissionsassociated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in commercial banking activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Financial Inclusion & Capacity Building': ""Commercial banks, as their primary business activity, have to continuously balance their capacity building efforts with the risks and opportunities associated with lending to unbanked, underbanked, or underserved customers. Emerging financing models and technologies provide banks with an opportunity to offer products and services in previously underserved markets and obtain additional sources of revenue. Firms that are able to meet the need to extend credit and financial services to low-income populations and small businesses while avoiding predatory and irresponsible lending practices are likely to create long-term value and enhance social capital. These services should also be complemented by efforts to improve financial literacy, which will ensure that customers make informed decisions. The recent financial crisis demonstrated the importance of diversified and resilient funding sources that these communities can provide. By disclosing their approach to financial inclusion and capacity building, commercial banks can provide investors with decision-useful information for assessing banks' ability to ensure long-term, sustainable value creation. "", 'Business Ethics': 'The regulatory environment surrounding the Commercial Banks industry continues to evolve in various jurisdictions globally. Commercial banks must adhere to a complex and inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, commercial banks are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in somejurisdictions, enhanced rewards for whistleblowers may increase the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust withclients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis highlighted the importance of managing risks to capital in the Commercial Banks industry. Specifically, firms that failed to manage the risk suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on their books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of the risk results from the interconnectedness of financial institutions and has become a central concern of national and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead to monetary penalties. In an effortto demonstrate how the risks associated with banks’ size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, commercial banks should enhance disclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from financial and economic stress and meet stricter regulatory requirements.', 'Data Security': ""Ensuring the privacy and data security of personal financial data is an essential responsibility of the Commercial Banks industry. Entities that fail to manage performance in this area are susceptible to decreased revenue and consumer confidence. As growth in mobile banking and cloud storage continues and more of banks’ operations become technology- and internet-dependent, data security will be an increasingly important issue to manage. Sophisticated technology and continuous training of personnel are essential in a world of growing cybersecurity threats. The metrics forthis disclosure topic focus on providing more detail on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, and actual security breaches compromising customers' personally identifiable information (PII). Enhanced disclosure on management strategies to address these risks will allow shareholders to understand how commercial banks are protecting shareholder value.""}","{'Factors in Credit Analysis': 0.7806397194920421, 'Financed Emissions': 0.7584379195683301, 'Financial Inclusion & Capacity Building': 0.8100203874811449, 'Business Ethics': 0.7622875089676987, 'Systemic Risk Management': 0.8052304966523446, 'Data Security': 0.7613959703417843}",0.8100203874811449,Ruiqi,Major focus,Major focus,Negative,"Factors in Credit Analysis, Systemic Risk Management",Major,Major,Negative,2023-02-28T20:43:43+00:00,https://www.forbes.com/sites/forrester/2023/02/28/fundamental-problems-on-social-media-platforms/,"[{'name': 'relevant content', 'weight': 0.12591328}, {'name': 'harmful content', 'weight': 0.124532595}, {'name': 'content', 'weight': 0.124529555}, {'name': 'content censorship', 'weight': 0.1231552}, {'name': 'content moderation policies', 'weight': 0.12144673}, {'name': 'content removal', 'weight': 0.121011846}, {'name': 'terrorist content', 'weight': 0.12050621}, {'name': 'robust content moderation policies', 'weight': 0.11409125}, {'name': 'Social media platforms', 'weight': 0.07579031}, {'name': 'social media platforms', 'weight': 0.07579031}]",[],"[{'data': 'the Supreme Court', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Forrester', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 3}, {'data': 'Funding Truth In The Misinformation Age', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'DuckDuckGo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Kelsey Chickering', 'type': 'PERSON', 'mentions': 1}]","If a party guest made a racist comment at the dinner table, would you blame the host? What if the host remained silent and did nothing to stop the guest? How about if the host gave that guest a microphone? These are the types of questions that the Supreme Court is tackling via two cases challenging Section 230, which states that:
+
+No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.
+
+Section 230 protects platforms and services from being held liable for the content posted by users. This means that the “party guest” is responsible for their actions, but the “host” is not. These Supreme Court cases, which suggest that Google and Twitter should be held responsible for terrorist-related content that they recommended or hosted, reveal two key problems. Social media platforms:
+• Don’t consistently enforce content moderation policies. Most major social media platforms have robust content moderation policies to prevent users from posting content such as hate speech and misinformation. Despite the policies, some of this content still slips through the cracks, as documented in Forrester’s report, Funding Truth In The Misinformation Age. Forrester data from November 2022 found that almost a third of US online adults who stopped or plan to stop using Twitter say it’s because they found the content to be too hateful, and 21% don’t like the amount of disinformation being spread.
+• Recommend harmful content to users. Social media algorithms act like microphones that recommend relevant content to each user. This amplification becomes problematic when the “relevant content” is dangerous. When harmful content remains intact on the platforms and algorithms help spread that content, the combination is dangerous.
+
+The media industry can’t ignore these two fundamental problems on the platform side, but eliminating Section 230 isn’t the answer. The internet experience that we’ve come to know would fall apart, promoting heavy-handed government intervention and content censorship. A flood of lawsuits could force platforms to dismantle their algorithms and overreach on content removal. Repealing this law would:
+• Make content less relevant. While the algorithms sometimes promote harmful content, they also serve users harmless, entertaining, and helpful content that adds value to their experience. Without a recommendation engine, the content becomes less personalized, rendering the platforms less valuable.
+• Hurt the ad experience. Personalized targeting also makes ads more effective. DuckDuckGo is a privacy-first search engine that serves ads only based on the keywords that you search, with no other personalization. The search ad results are significantly different from Google. Google serves me brands, styles, and stores that I know and love. It knows my preferences, which makes the ads more relevant and click-worthy.
+• Decimate platforms’ business. Advertising makes up the majority of social media platforms’ revenue. If the ads are less relevant, users won’t engage, and brands aren’t going to see the same business results. Advertisers will move their dollars into other, more impactful media channels.
+
+Google doesn’t want terrorist content on YouTube, and Meta doesn’t want to spread disinformation. This much is clear from their community guidelines. The core issue isn’t that recommendation algorithms spread content — it’s that harmful content remains in the system. Platforms must start enforcing their own policies. Marketers must give them an incentive. Use the leverage you have (ad dollars) to push your media partners to clean up the experience.
+
+This post was written by Principal Analyst Kelsey Chickering and it originally appeared here.",250cd217a62d4e989233eda520c1ae48,Fundamental Problems On Social Media Platforms,4,,,,
+14352,"10 Coca-Cola Products You Can’t Buy Anymore - In October 2020, Coca-Cola made a huge announcement: The company had decided to discontinue 200 of its beverage brands in an effort to rid its portfolio of underperforming brands and prioritize those that showed the most opportunity for growth and scale. While you might think the pandemic was the catalyst for Coca-Cola's decision to retire certain brands, it wasn't.
+
+See the List: GOBankingRates' Best Banks of 2023
+
+Important: With a Recession Looming, Make These 3 Retirement Moves To Stay On Track
+
+The company's plans to tighten up its portfolio were already in motion before the pandemic reared its head in early 2020. However, supply chain issues and altered customer shopping behavior that resulted from the pandemic encouraged Coca-Cola leaders to fast-track those plans.
+
+The decision to discontinue certain products is nothing new for Coca-Cola. The company has axed many of its products over the years. In memory, here are 10 Coca-Cola products you can't buy anymore -- some of which were recently removed from the beverage titan's lineup and others that you may have forgotten about.
+
+TaB, introduced in 1963 as the company's first diet soft drink, was one of the products on Coca-Cola's 2020 hit list. The saccharine-laced beverage's marketing campaign was initially targeted at women and, as a result, TaB reached peak popularity in the 1980s. In the decades that followed, the brand managed to hold onto a much smaller, but impressively loyal, following -- mostly comprised of consumers who remember TaB as a beloved cultural icon.
+
+Take Our Poll: What Are Your Financial Priorities in 2023?
+
+While juice and smoothie brand Odwalla wasn't originally created by the Coca-Cola company, it had been part of its product lineup since 2001. However, less than two decades later, Coca-Cola added it to its list of discontinued brands. According to CNN, a spokesperson for Coca-Cola said that the pandemic wasn't the cause of Odwalla's demise. Instead, the company had noted that health-conscious consumers were simply less interested in smoothies.
+
+Like Odwalla, the Zico brand was not a Coca-Cola original. However, Zico enjoyed a less successful run. Coca-Cola acquired the brand less than a decade ago in 2013. Coca-Cola's decision to cull Zico from its portfolio may have had something to do with its competitor Vita Coco, which has often been recognized as the No. 1 selling coconut water in the U.S. Vita-Coco experienced sales spikes at Costco, Amazon and Walmart following the onset of the pandemic, while Zico remained in Coca-Cola's underperforming category.
+
+First released in Argentina and Chile in 2013, this stevia-sweetened drink containing 89 calories soon made its way to the U.K. in 2014. Within the same year, Coca-Cola Life was rolled out in the U.S. to an enthusiastic market, but by 2016, Bernstein analysts reported the novelty had worn off. Still, Coca-Cola held on to the product, until 2020, when it announced that Coke Life would join its list of underperforming -- aka discontinued -- products.
+
+If coffee plus Coke sounds like an intriguing combo, you might've liked Coca-Cola Blak. But the flavor of coke sweetened with high-fructose corn syrup, aspartame and acesulfame potassium combined with coffee extract was not for everyone. When the beverage first launched in the U.S. in 2006, Anderson Cooper was guest hosting on ""Live with Regis and Kelly"" and he and Kelly tried it on-air. Cooper spit it out but Kelly liked it, describing it as tasting like a Coke Slurpee from 7-11. In September 2007, Coca-Cola announced it was pulling the hybrid beverage from the U.S. market as soon as the concentrate supplies ran out.
+
+In 2004, Coca-Cola launched C2 to a target market of 20- to 40-year-old males who wanted a unique beverage that tasted like Coke without the calorie and carb load. To get that combination, Coca-Cola couldn't get rid of all the carbs and calories in C2 -- only half. Sadly, the beverage flopped because while it did retain the full flavor of Coke, it didn't live up to the zero-carb, zero-calorie male expectation. About a year later, Coca-Cola did get it right when it introduced current fan-favorite Coke Zero.
+
+In 1993, Coca-Cola created OK soda to grab the attention of Generation X -- those born from the mid-1960s to the early 1980s -- based on the assumption that the generation was cynical and disillusioned. The company named the product OK because their research found that while Coke was the second most recognizable word in the world, OK was the first. Plus, the word OK helped the soda underpromise instead of making it seem like the next great thing, which fit in perfectly with its marketing strategy to less-than-trusting Gen Xers. Even though the soda had a national media campaign, the company only tested it in select markets to bolster demand. Unfortunately, sales didn't live up to the hype and OK soda was sent to the chopping block in 1995.
+
+In 2018, Diet Coke Lime fans were befuddled when they could no longer find the beverage at their favorite grocery store. The demise of the iconic brand's lime-flavored diet soda was the precursor to the company's release of its new-and-improved lineup of Diet Coke beverages, created to attract millennials, which included exciting new flavors, such as twisted mango, zesty blood orange, feisty cherry and ginger lime.
+
+While Diet Coke Feisty Cherry was part of the new-and-improved Diet Coke campaign in 2018, it didn't stand the test of time like the beverage company hoped it would. While it definitely had appeal -- Taste of Home described its flavor as having a more authentic bold cherry taste than the classic cherry Diet Coke -- Coca-Cola decided to opt out and added it to its discontinued list in 2020.
+
+In 1985, in an attempt to re-energize its brand, Coca-Cola announced the unthinkable: It was changing its formula for its original Coca-Cola for the first time in 99 years. Often referred to as New Coke, the reformulated beverage was met with outrage from consumers who wanted their old Coke back. And 79 days later, Coca-Cola gave consumers their wish. To resolve the situation, Coca-Cola Classic -- aka original Coke -- was sold alongside New Coke, which later was rebranded as Coke II before it was discontinued. But that wasn't the end of New Coke. In 2019, as a result of Coca-Cola's partnership with Netflix's ""Stranger Things,"" which featured New Coke throughout its season three episodes, the beverage company released a limited run of 12-ounce cans of New Coke that were available as part of a bundle from CokeStore.com/1985.
+• None Social Security: Proposal for $2,400 Extra in Checks Expanded and Reintroduced in Congress
+• None Do You Have a Tax Question? Ask a Tax Pro
+• None Is a Credit Card Balance Transfer Right for You?
+
+This article originally appeared on GOBankingRates.com: 10 Coca-Cola Products You Can’t Buy Anymore","{'positive': 0.06753251, 'negative': 0.13233526, 'neutral': 0.8001322}","Coca-Cola announced in October 2020 that it would discontinue 200 of its beverage brands in an effort to rid its portfolio of underperforming brands and prioritize those that showed the most opportunity for growth and scale. The company has axed many of its products over the years, including TaB, Odwalla, and Vita Coco. The pandemic of the 1980s and 1990s pandemic prompted the company to fast-track its plans to tighten up its portfolio before the company's plans to retire certain brands were already in motion before the pandemic reared its head in early 2020. In memory, here are 10 products that were recently removed from the beverage titan's lineup and others that may have forgotten about.","In October 2020, Coca-Cola made a huge announcement: The company had decided to discontinue 200 of its beverage brands in an effort to rid its portfolio of underperforming brands and prioritize those...",KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity’s direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities’ heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities’ brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity’s long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry’s competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry’s products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients—such as artificial sweeteners—may pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.7152922784913628, 'Product Labelling & Marketing': 0.7589988231140901, 'Packaging Lifecycle Management': 0.758155311658997, 'Energy Management': 0.7323484508825486, 'Fleet Fuel Management': 0.7173749361805809, 'Ingredient Sourcing': 0.739870144268768, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7390685796039014, 'Health & Nutrition': 0.7936676893071828}",0.7936676893071828,Ruiqi,Minor focus,Major focus,Neutral,"Product Labelling & Marketing, Health & Nutrition",Minor,Major,Neutral,2023-02-09T16:01:17+00:00,https://www.thesun.co.uk/tech/21332179/android-update-easy-trick/,"[{'name': 'Android devices', 'weight': 0.11622222}, {'name': 'device manufacturer', 'weight': 0.109554864}, {'name': 'Android smartphones', 'weight': 0.088554084}, {'name': 'August last year', 'weight': 0.08369735}, {'name': 'apps', 'weight': 0.082478255}, {'name': 'Android', 'weight': 0.082383364}, {'name': 'Major Android update', 'weight': 0.08111266}, {'name': 'last night', 'weight': 0.07765507}, {'name': 'developers', 'weight': 0.0761562}, {'name': 'other partners', 'weight': 0.07269926}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 3}, {'data': 'GOOGLE', 'type': 'ORG', 'mentions': 4}, {'data': 'XDA', 'type': 'ORG', 'mentions': 1}, {'data': 'Settings', 'type': 'ORG', 'mentions': 1}, {'data': 'Spa', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'last night', 'type': 'TIME', 'mentions': 1}, {'data': 'Spa', 'type': 'PRODUCT', 'mentions': 1}]","GOOGLE has snuck in a way to get rid of 'bloatware' to help make Android smartphones run faster.
+
+Bloatware is software installed by a phones carrier or device manufacturer.
+
+None of it is needed for the phone to work properly, so it can be removed without worrying about your phone.
+
+But this feature is currently hidden away behind a developer flag - meaning it's only accessible to developers so far.
+
+Google launched the developer preview of Android 14 last night.
+
+This means developers can can a sneak preview of Google's upcoming Android software.
+
+Google introduced Android 13 to its phones in August last year.
+
+But the tech giant is already working on Android 14, the next software system above it.
+
+And in it is a new option to see ""apps installed in the background"", XDA reported.
+
+The feature is currently sat inside an in-development version of the Settings app called ""Spa"".
+
+The Spa is also gated behind a developer flag.
+
+The select few with access to the preview have revealed that when you open the menu, users will see a description saying, ""your device manufacturer may install apps on your device in the background, or allow your carrier and other partners to do so.""
+
+That page will list any apps that were installed in the background without your knowledge, and it would let you uninstall them easily.
+
+These bloatware apps can clog up storage, causing your phone to act slower than normal.
+
+But freeing up that space could give Android devices a new lease of life once it's officially rolled out.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",1a9c915952b34d55bc17ebb3db22b052,Major Android update tackles hidden 'space killer' with super easy trick,4,,,,
+78668,"Quanta Services (PWR) Q2 Earnings Miss Estimates - Quanta Services (PWR) came out with quarterly earnings of $1.65 per share, missing the Zacks Consensus Estimate of $1.67 per share. This compares to earnings of $1.54 per share a year ago. These figures are adjusted for non-recurring items.
+
+This quarterly report represents an earnings surprise of -1.20%. A quarter ago, it was expected that this specialty contractor for utility and energy companies would post earnings of $1.10 per share when it actually produced earnings of $1.24, delivering a surprise of 12.73%.
+
+Over the last four quarters, the company has surpassed consensus EPS estimates two times.
+
+Quanta Services , which belongs to the Zacks Engineering - R and D Services industry, posted revenues of $5.05 billion for the quarter ended June 2023, surpassing the Zacks Consensus Estimate by 7.54%. This compares to year-ago revenues of $4.23 billion. The company has topped consensus revenue estimates four times over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
+
+Quanta Services shares have added about 42% since the beginning of the year versus the S&P 500's gain of 17.6%.
+
+While Quanta Services has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for Quanta Services: favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $2.16 on $5.04 billion in revenues for the coming quarter and $7.01 on $18.96 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Engineering - R and D Services is currently in the top 31% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+Another stock from the same industry, CI&T Inc. (CINT), has yet to report results for the quarter ended June 2023. The results are expected to be released on August 18.
+
+This company is expected to post quarterly earnings of $0.08 per share in its upcoming report, which represents no change from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
+
+CI&T Inc.'s revenues are expected to be $116.56 million, up 8.9% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.2599713, 'negative': 0.06497318, 'neutral': 0.67505556}","Quanta Services (PWR) reported quarterly earnings of $1.65 per share, missing the Zacks Consensus Estimate of $ 1.67 per share. This quarterly report represents an earnings surprise of -1.20%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Quanta Services shares have added about 42% since the beginning of the year versus the S&P 500's gain of 17.6%. Research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, and the company is expected to outperform the market in the near future. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well.","Quanta Services (PWR) delivered earnings and revenue surprises of -1.20% and 7.54%, respectively, for the quarter ended June 2023. Do the numbers hold clues to what lies ahead for the stock?",PWR,Infrastructure,Engineering & Construction Services,Quanta Services Inc,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity’s backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce’s exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project’s use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain—from suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity’s profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity’s reputation. Environmental impact assessments can provide an understanding of a project’s potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project’s structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7344206350835437, 'Workforce Health & Safety': 0.7384050478960354, 'Business Ethics': 0.712987732573869, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7367666926779537, 'Environmental Impacts of Project Development': 0.704199743501735, 'Structural Integrity & Safety': 0.7342853814777928}",0.7384050478960354,Ruiqi,No focus,No focus,Neutral,,No,Minor,,2023-07-31T00:12:02+00:00,https://www.dailykos.com/stories/2023/7/30/2184227/-Fox-denies-record-global-heat-is-due-to-global-warming-the-anatomy-of-a-bad-argument,"[{'name': 'climate change', 'weight': 0.09623179}, {'name': 'many climate change deniers', 'weight': 0.08822535}, {'name': 'global temperatures', 'weight': 0.08700501}, {'name': 'global warming', 'weight': 0.08317873}, {'name': 'climate scientists', 'weight': 0.08148725}, {'name': 'Climate deniers', 'weight': 0.07953841}, {'name': 'record global heat', 'weight': 0.07774676}, {'name': 'argument', 'weight': 0.0774698}, {'name': 'climate', 'weight': 0.07555133}, {'name': 'heat waves', 'weight': 0.06720579}]",[{'name': 'Environment'}],"[{'data': 'Fox', 'type': 'PERSON', 'mentions': 1}, {'data': 'Justin Haskins', 'type': 'PERSON', 'mentions': 17}, {'data': 'NASA', 'type': 'ORG', 'mentions': 2}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 3}, {'data': 'the Heartland Institute', 'type': 'ORG', 'mentions': 3}, {'data': 'WaPo', 'type': 'ORG', 'mentions': 1}, {'data': 'Axios', 'type': 'ORG', 'mentions': 1}, {'data': 'National Oceanic and Atmospheric Administration', 'type': 'ORG', 'mentions': 1}, {'data': 'NOAA', 'type': 'ORG', 'mentions': 3}, {'data': 'Regent University', 'type': 'ORG', 'mentions': 1}, {'data': 'Flat Earth', 'type': 'LOC', 'mentions': 1}, {'data': 'Dust Bowl', 'type': 'EVENT', 'mentions': 1}, {'data': 'Global Warming', 'type': 'EVENT', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","The people who put men on the moon have an opinion on global warming. to NASA:
+
+Some people think that NASA is lying about the moon landings. I suspect there is an overlap between those conspiracy theorists and Flat Earth proponents. And no doubt among those ranks are many climate change deniers. Luckily for them, Fox News is ready with some sophistry to bolster their science denial.
+
+Today the cable channel, already in a nearly $1 billion hole for election denial, gives space to Justin Haskins to present his case against global warming. He does not do well. Haskins underpins his specious argument with data that, for the sake of argument, I will accept as fact.
+
+But facts are tricky things. They are like bricks. Stacked correctly, with an eye to gravity, they can be put one on the other, cemented together, and formed into a solid structure. Or the same bricks can be tossed into a random pile, benefitting no one. Haskins does the latter.
+
+His biography alone is a warning light. Haskins is the at the Heartland Institute. ‘Research’, in this case, is a euphemism for ‘I have made up my mind, and no facts will change it' — which is why he works at the Heartland Institute. An organization that declares its “mission since its founding in 1984 is to discover, develop, and promote free-market solutions to social and economic problems.”
+
+Not the “best solutions” — but solutions that comport with their core philosophy that nothing, including a global catastrophe, can justify a government looking out for the interests of the citizens if that care puts profits at risk.
+
+Haskins is also a member of the — another in a long list of conservative groups dedicated to the principle that making money is a divine right, no matter who gets hurt.
+
+However, I will treat Haskins fairly and solely judge his argument as he presents it in an essay titled “It's not climate change that's causing heat waves this summer but no one wants to explain why” .
+
+Haskins starts with a list of various media outlets, including WaPo and Axios, which claim that record temperatures are the product of climate change. However, if you click on the links he provides, they all direct the reader to searches of Fox News — not the articles themselves, So even the rare thoughtful Fox viewer cannot see what Haskins is talking about.
+
+Next, Haskins does what good dissemblers often do, he admits to just enough facts to appear reasonable before he starts outright lying.
+
+He uses the straw man fallacy by saying that “weather events” are not evidence of climate change. That is true — the weather is not climate. However, no meteorologist claims that a few weather events are proof of anything. They base their conclusions on far more than a few atmospheric temperature spikes.
+
+Then, having dismissed weather data as predicting anything, he cynically uses weather data (heat waves) “recorded a century ago” to make his argument. This duplicity is evidence that suggests Haskins is drawing an invalid conclusion. “Problematic” is also a problem. I do not know the scientific definition of the word — and Haskins does not offer one.
+
+He goes on:
+
+The first black mark is his use of “annual heat wave index”. Why not just say “temperatures” in the 1930s were substantially higher? Because he cannot — due to the fact they were not, especially when you consider the global climate. The 1930s Dust Bowl was a on a planet that was cooler then than now. And when talking about Global Warming, we must consider global temperatures.
+
+Note: in a further blow to Haskins's argument, the US is 1.5% degrees warmer today than in the 1930s.
+
+Haskins then uses National Oceanic and Atmospheric Administration (NOAA) data for ‘proof’.
+
+This is a classic example of the ad hominem logical fallacy. Where media outlets are headquartered has no bearing on the accepted science of climate change. It is a loaded play to enhance audience hostility — and no doubt effective.
+
+So let us turn to the science. If Haskins is going to use NOAA as a source, I will too. This is what they have to say about the data:
+
+Ask anyone at NOAA, and they will tell you that Haskins has as much grasp of science as someone with an MA in Government from Regent University typically has. And as such he has had to cherry-picked the data.
+
+You knew that projection was on the menu. Who is misrepresenting the data? Who is being sloppy and irresponsible? Who is cherry-picking? Every accusation is a confession.
+
+Haskins then offers an example of a newspaper making an incorrect temperature prediction and inflates this singular event into conclusive proof there is no global warming.
+
+I suspect that professional meteorologists will be the first to tell you that trying to predict the temperature at one location on any given day is not an exact science. After all, the weather is not climate. Also, “could” is not “will.” I could hit the bullseye on a dart board, not that I often will.
+
+Again Haskins projects. Who has the “radical ideological agenda?"" Scientists whose mission is the truth, or people whose livelihood depends on toeing their employer’s line. Climate deniers claim scientists promote climate change to keep their grant money flowing. But if scientists were in it for profit, they could make a fortune spouting Heartland’s climate lies. Those corporate pirates would shower significant cash on any scientist promoting their profit-driven fantasies.
+
+Instead, 97% of climate scientists looked at the “cold, hard facts” and drew the only rational conclusion. There is reason to panic over our ever-increasing temperatures.",bfc1cb577e7f4f1f864bb894b497f6db,Fox denies record global heat is due to global warming - the anatomy of a bad argument,4,,,,
+6366,"Urgent warning issued to all UK drivers on the road this summer - Generally, May to September is the busiest time for farmers harvesting hay and arable crops, with more tractors and vehicles towing trailers on the road. As temperatures rise, data shows that collisions between these agricultural vehicles and third parties are 52 percent more likely in these months.
+
+Because of this, experts are warning farmers, motorists and other road users to respect rural roads, helping everyone avoid unnecessary danger. Following the pandemic, many drivers fell in love with the British countryside again, with staycations becoming increasingly popular. While this can be massively beneficial for smaller towns and villages, it can cause issues with traffic, especially during harvest season. The next few months will see higher volumes of agricultural vehicles, including tractors pulling silage and grain trailers, as well as combine harvesters. READ MORE: Petrol prices finally drop below 145p a litre for the first time in 18 months
+
+On average, there were 423 accidents between agricultural vehicles and third parties per month during the harvest season, compared to less than 250 per month between October and April. In addition to the agricultural vehicles, the summer months will see families going on holiday, with the school holidays bringing a further increase in traffic across the country. Jade Devlin, rural and safety specialist at NFU Mutual, is encouraging rural communities and other drivers to remain aware of tractors, trailers and other people on the road. She said: “Agricultural vehicles are generally large, wide and slow, which can tempt road users to overtake, but it’s vital that you remain patient and only overtake when it’s safe to do so – when you can see a clear road ahead, there are no field openings, and you have space to pass.
+• Supermarkets partly to blame for extortionate petrol and diesel prices “Farmers and contractors cannot drive too quickly, but they will generally either be going a short distance to an adjacent field or will – and should – pull over to allow built-up traffic to pass. “Motorists and cyclists should be patient, give agricultural vehicles room to turn and not drive too closely to them, which can be dangerous and can obstruct your view before overtaking. “It’s important to remember that rural roads are vital arteries for our agricultural industry, allowing farmers to bring in the harvest which helps feed the population, as well as valued spaces which allow us to escape the hustle and bustle of everyday life.” As with other instances on the road, all motorists need to have mutual respect for each other to ensure everyone stays safe. READ MORE: Drivers warned of TikTok trend which may lead to huge fines and injuries
+‚Ä¢ Tesla cancels all orders of Model S and Model X electric cars in the UK All road users should give plenty of space when overtaking other vehicles, especially vulnerable road users. Walkers, runners, horse riders and cyclists should be given as much room as possible, with the Highway Code advising them to give a decent amount of space. Motorists, as well as cyclists, are also being warned that speed limits are not targets, meaning they should always drive responsibly. Rural roads are likely to have hazards such as tighter carriageways, blind corners, and animals around the roadside.","{'positive': 0.0760033, 'negative': 0.5723895, 'neutral': 0.3516073}","This summer is expected to be a busy time for farmers harvesting hay and arable crops, with more tractors and vehicles towing trailers on the road. Data shows that collisions between these agricultural vehicles and third parties are 52 percent more likely in these months. This is due to the increase in traffic due to staycations and the school holidays, which have brought a further increase in school holidays. Experts are encouraging drivers to respect rural roads and give them room to turn and not drive too closely to them. All road users should give plenty of space when overtaking other vehicles, especially vulnerable road users.","Drivers are being warned of a rise in the number of accidents set to affect roads in the coming summer months, with the police issuing urgent safety information.",TSLA,Transportation,Automobiles,"Tesla, Inc","{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer‚Äôs cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity‚Äôs risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operates are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.8099568397911991, 'Materials Sourcing': 0.7735989367487469, 'Materials Efficiency & Recycling': 0.7474798548322467, 'Fuel Economy & Use-phase Emissions': 0.7860712571268276, 'Labour Practices': 0.7779700369212748}",0.8099568397911991,Ruiqi,No focus,No focus,Neutral,,No,Minor,,2023-02-28T04:48:47+00:00,https://www.dailymail.co.uk/news/article-11801051/Google-worker-33-dead-New-York-City-apartment.html,"[{'name': 'New York City apartment', 'weight': 0.09281564}, {'name': 'Google worker', 'weight': 0.082728125}, {'name': 'New York City', 'weight': 0.081640214}, {'name': 'teams', 'weight': 0.079555735}, {'name': 'Mental Illness', 'weight': 0.07768019}, {'name': 'last month', 'weight': 0.07069842}, {'name': 'white collar layoffs', 'weight': 0.06759955}, {'name': 'major job losses', 'weight': 0.06731909}, {'name': 'Post', 'weight': 0.06009066}, {'name': 'National Alliance', 'weight': 0.059218828}]",[{'name': 'General'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'NYPD', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Post', 'type': 'ORG', 'mentions': 2}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Make-A-Wish', 'type': 'ORG', 'mentions': 1}, {'data': 'National Alliance on Mental Illness', 'type': 'ORG', 'mentions': 1}, {'data': 'Riverview Church’s', 'type': 'ORG', 'mentions': 1}, {'data': 'REO Town Venue', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft Corp', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'New York City', 'type': 'GPE', 'mentions': 2}, {'data': 'Chelsea', 'type': 'GPE', 'mentions': 1}, {'data': 'Manhattan', 'type': 'GPE', 'mentions': 1}, {'data': 'Michigan', 'type': 'GPE', 'mentions': 2}, {'data': 'Lansing', 'type': 'GPE', 'mentions': 1}, {'data': 'Jacob Pratt', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jenna Pratt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jake', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'West 26th Street', 'type': 'FAC', 'mentions': 1}, {'data': 'Sixth Avenue', 'type': 'FAC', 'mentions': 1}, {'data': 'around 6pm in mid-', 'type': 'TIME', 'mentions': 1}, {'data': '11am', 'type': 'TIME', 'mentions': 1}]","A 33-year-old Google worker hung himself inside his New York City apartment just blocks away from the tech giant's headquarters.
+
+Jacob Pratt was found dead inside his Chelsea apartment on February 16 and appeared to have hung himself, an NYPD source told the New York Post. His family is now urging people to donate to a mental health fund.
+
+His death comes as Google laid off roughly 12,000 of its global workfore. It is unclear if Pratt was laid off prior to his death.
+
+According to his LinkedIn, Pratt was a partnership leader at the company and had been for a year and a half. He started at Google as an agency manager in May 2019.
+
+'His interests in advertising and technology lead him to a dream job as an accounting manager at Google in Manhattan,' his obituary said.
+
+Authorities were called to his West 26th Street and Sixth Avenue apartment around 6pm in mid-February and was found unresponsive.
+
+'Upon arrival, officers observed a 33-year-old male unconscious and unresponsive,' a source told the Post. He was pronounced dead on the scene.
+
+Police are currently investigating the incident and the medical examiner's office has not announced his official cause of death.
+
+His family is now asking for donations to Make-A-Wish Michigan and National Alliance on Mental Illness.
+
+'In honor of his life, and in lieu of flowers, please consider giving money to this fundraiser,' his sister Jenna Pratt wrote. 'These two charities represent our son and brother and the heart he had for the people around him.'
+
+The GoFundMe, which has stopped accepting donations, has raised nearly $12,000.
+
+His celebration of life will be February 28 at Riverview Church’s REO Town Venue in Lansing, Michigan, at 11am. It will be followed by a luncheon, where 'Jake’s favorite' food - pizza - will be served.
+
+Google's parent company Alphabet is axing 12,000 jobs in the latest savage round of white collar layoffs sweeping across the tech sector, it was revealed last month.
+
+Sundar Pichai, Alphabet's CEO, said the losses affect teams across the company including recruiting and some corporate functions, as well as some engineering and products teams.
+
+The mass reduction comes just days after rival Microsoft Corp said it would lay off 10,000 workers, and Amazon started to fire its 18,000 workers as the 'richcession' rips through the world's biggest firms.
+
+The most in-demand workers right now are blue collar employees, while white-collar workers have seen major job losses in the last year.
+
+The phenomenon has been dubbed 'richcession' by those in the field.",8dc02d1dddb94375a9f3d590ec7987ac,"Google worker, 33, found dead in New York City apartment",4,,,,
+20636,"Residents Rally Against 'Deceptive Campaigning' By Valero In Nov. 8 Election - Dozens gathered at Benicia's town center on Wednesday evening to decry what they are calling ""malicious"" campaigning by the owners of the town's refinery, Valero, which they say is trying to influence Tuesday's election.
+
+Carrying signs that read ""Valero: Big Bucks Run Amok"" and ""Stop Polluting Our Elections,"" residents rallied in support of two council candidates not backed by Valero, Terry Scott and Kari Birdseye. They also cried foul about big oil money in small-town races.
+
+""We are not paid lobbyists!"" said local refinery pollution watchdog Cathy Bennett at the rally. ""We're not even public figures. We are your neighbors... We know this community. We are this community! A corporate giant in Texas does not know this community!""
+
+Mayor of Benicia Steve Young has been very vocal about Valero's influence on politics in town as well as its effect on air quality. He has to walk a fine line since Benicia's largest employer is Valero, which also contributes philanthropically to local organizations and causes. But Valero is also a polluter and was found last spring to have emitted hazardous chemicals at hundreds of times the daily limit since 2003, galvanizing activists in town and angering Young.
+
+But the mayor has another problem with Valero -- its contributions to local elections. The company has pumped over $500,000 into mayoral and city council races over the last three election cycles. Valero spent money to try and defeat Young in his race, but he won anyway. The company has also backed City Councilmembers Christina Strawbridge and Lionel Largaespada, who are running for re-election on Nov. 8th.
+
+Now the mayor is speaking out again after a Valero-backed mailer was sent out to residents that he and others say is deceptive. The mailer reads ""Re-elect Strawbridge & Largaespada,"" with pictures of both candidates along with other councilmembers Trevor Macenski, Vice Mayor Tom Campbell, and Mayor Steve Young.
+
+""We gave no permission for them to use our photos in the obvious attempt to confuse voters about whom we support,"" said Young in a statement released Oct. 28, saying that the mailer ""could not be more deceptive.""
+
+Both Campbell and Young support council candidates Kari Birdseye and Terry Scott.
+
+""In 2018, the Valero funded PAC successfully defeated Kari Birdseye and helped elect Largaespada and Strawbridge with a toxic, negative campaign against her,"" said Young. ""In 2020, a similar negative campaign was launched against me in my race against Ms. Strawbridge, but Benicia voters saw through the negative ads and I was elected Mayor.""
+
+Valero did not respond to requests for comment.
+
+""If this [mailer] comes to your door and you've not been paying much attention, you will clearly assume the entire City Council supports these two candidates,"" wrote resident Roger Straw in an online post.
+
+Though Valero has never explicitly commented on why it supports Largaespada and Strawbridge, Largaespada supported the company's push to bring crude-by-rail into Benicia. The move was quashed by the city council at the time, with even Strawbridge voting to bar the transports. However, she initially voted to continue discussions about crude-by-rail before ultimately voting ""no,"" something she has said might have led to her losing her previous run at re-election. Mayor Young, who was on the planning commission at the time, also knocked down the crude-by-rail idea, which he thinks was the impetus for Valero's opposition to his mayoral campaign.
+
+Another thing Valero has done that has ired activists is change the name of its PAC, which opponents say is deceptive and obfuscates the billion-dollar industry behind it. Once named Working Families for a Strong Benicia, now the PAC is called Progress for Benicia, a Coalition Supporting Local Jobs and the Economy.
+
+According to Progress for Benicia's campaign finance reports, monetary contributions to Tuesday's election total $200,000.
+
+The mayor points to the Citizens United v. FEC ruling by the U.S. Supreme Court decision that allows corporations to contribute unlimited funds to campaigns.
+
+""Usually, this level of over-the-top spending is confined to national and statewide elections, not in small towns like Benicia,"" Young wrote in February. ""But Valero's size and wealth gives them the belief that they can pick and choose who should be our elected representatives.""
+
+Copyright © 2022 Bay City News, Inc. All rights reserved. Republication, rebroadcast or redistribution without the express written consent of Bay City News, Inc. is prohibited. Bay City News is a 24/7 news service covering the greater Bay Area.
+
+Copyright © 2022 by Bay City News, Inc. Republication, Rebroadcast or any other Reuse without the express written consent of Bay City News, Inc. is prohibited.","{'positive': 0.027964944, 'negative': 0.7298345, 'neutral': 0.24220055}","The mailer reads ""Re-elect Strawbridge & Largaespada,"" with pictures of both candidates along with other councilmembers Trevor Macenski, Vice Mayor Tom Campbell, and Mayor Steve Young. 
+
+Both Campbell and Young support council candidates Kari Birdseye and Terry Scott. However, she initially voted to continue discussions about crude-by-rail before ultimately voting ""no,"" something she has said might have led to her losing her previous run at re-election. 
+
+""Usually, this level of over-the-top spending is confined to national and statewide elections, not in small towns like Benicia,"" Young wrote in February.",By Katy St. Clair,VLO,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Valero Energy Corp,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit‚Äîor put a price on‚ÄîGHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations and ultimately impact an entity‚Äôs social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue‚Äîthrough technological and process improvements‚Äîcan allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity‚Äôs ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities‚Äô long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity‚Äôs workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.7627097171587462, 'Greenhouse Gas Emissions': 0.745364582309668, 'Water Management': 0.7752020219485383, 'Management of the Legal & Regulatory Environment': 0.784973570698038, 'Air Quality': 0.7643894253070825, 'Workforce Health & Safety': 0.7662363472381682, 'Hazardous Materials Management': 0.77322624883015, 'Product Specifications & Clean Fuel Blends': 0.764953957838784, 'Critical Incident Risk Management': 0.7579576900627185}",0.784973571,Ruiqi,Major focus,Major focus,Negative,"Air Quality, Management of the Legal & Regulatory Environment, Critical Incident Risk Management",Major,Major,Negative,2022-11-01T19:00:00+00:00,https://people.com/lifestyle/taylor-hill-wedding-registry-amazon/,"[{'name': 'Houseplant Resource Center Gold Premium Watering Can', 'weight': 0.07805916}, {'name': 'things', 'weight': 0.07058012}, {'name': 'other things', 'weight': 0.06937727}, {'name': 'home decor', 'weight': 0.059348624}, {'name': 'wedding plans', 'weight': 0.057603974}, {'name': 'faux fur sheepskin rugs', 'weight': 0.057536323}, {'name': 'wedding planning', 'weight': 0.053792275}, {'name': 'Amazon', 'weight': 0.052816007}, {'name': 'new gold cutlery', 'weight': 0.052096188}, {'name': 'fiancé Daniel Fryer', 'weight': 0.05156787}]",[{'name': 'Lifestyle'}],"[{'data': 'Taylor Hill', 'type': 'PERSON', 'mentions': 7}, {'data': 'Daniel Fryer', 'type': 'PERSON', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'PEOPLE', 'type': 'ORG', 'mentions': 3}, {'data': 'Fryer', 'type': 'ORG', 'mentions': 1}, {'data': 'Amaste', 'type': 'ORG', 'mentions': 1}, {'data': 'Intelligent Change', 'type': 'ORG', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 2}, {'data': 'Five Minute', 'type': 'TIME', 'mentions': 1}, {'data': 'Night Notes', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'the Five Minute Journal', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Buy It!', 'type': 'WORK_OF_ART', 'mentions': 1}]","The best kind of gift is one that makes life easier — bonus points if it's aesthetically pleasing. Taylor Hill's Amazon wedding registry is full of items that check both of those boxes.
+
+The 26-year-old supermodel is currently planning her wedding with fiancé Daniel Fryer. And she tells PEOPLE that her logistical-meets-creative side loved browsing Amazon for practical, beautiful picks to set their future up for success.
+
+""There was sort of like a plan where we were like, 'Okay, what are the top things that we would need and want for our home to make life together better, easier, all those fun things?'"" she says. ""Because there is so much to choose from on Amazon, which is an incredible thing, we didn't want to get too carried away.""
+
+Some immediate adds for Hill were a carafe and glass set, new gold cutlery, and a coffee maker upgrade.
+
+""I've had the same forks and knives for a really long time,"" she says. ""And I thought that was a really beautiful carafe to sort of use as a bedside water container. You can also use it for other things, but that was sort of my idea when I saw it.""
+
+For Fryer, Hill says a new coffee maker was non-negotiable. And they easily agreed on the Amaste model because it's ""really cute,"" she says. ""Visually, that really matters to me. And that one has more of, like, a retro vibe. And I liked the light green color of it.""
+
+She even picked a gorgeous gold watering can to elevate her plant watering experience. ""It was really fun to also find some decorative things for our house,"" she tells PEOPLE. ""There was a chess set that I really liked… and then they have all things blankets and rugs, but I love the effect of faux fur sheepskin rugs, so I added a few of those on there as well.""
+
+As exciting as all of that is, wedding planning is still pretty stressful, especially when it's stacked on top of Hill's demanding work schedule. She says journaling morning and night is the one thing that's keeping her sane.
+
+""I've always kept a journal. Most of the time it's sort of just a blank page and I sort of just write in it,"" she says. That was until she found her two current go-to guided journals from Intelligent Change. After waking up, she opens the brand's Five Minute Journal. ""It's sort of a gratitude journal, and I feel like it really helps with achieving a positive mindset for the day, which I find extremely helpful.""
+
+Before bed, she turns to her Night Notes. ""It has different tabs in it,"" she explains. ""And there's a to-do list tab. So before I go to bed, I write all the to-dos I need to do the next day. And then it has an ideas page, so I can write down ideas in regards to you know, any sort of wedding plans or things that pop in my head. And I really like it because it sort of gives me a place to put everything before I go to sleep at night.""
+
+In fact, Hill loves the little books so much that she plans on gifting the Five Minute Journal to friends and family this holiday season. ""I think that it's something really small but can be really impactful in people's lives,"" she says.
+
+Shop the journals and Hill's favorite home picks from her Amazon wedding registry below.
+
+Buy It! Houseplant Resource Center Gold Premium Watering Can, $28.49 with coupon (orig. $29.99); amazon.com
+
+Buy It! Intelligent Change The Five Minute Journal, $28.99; amazon.com
+
+Do you love a good deal? Sign up for PEOPLE's Shopping newsletter to stay up-to-date on the latest sales, plus celebrity fashion, home decor and more.",a434230d57694663bb373b8ffaf39497,Taylor Hill and Daniel Fryer's Amazon Wedding Registry Favorites,4,,,,
+16700,"Banks Are Halting Stock Buybacks Again as New Capital Rules Loom - Bank executives say they can’t commit to repurchasing shares while they don’t know how much capital they need to keep around.
+
+They called it the Basel Endgame, but U.S. banks and their investors have a long way to go before they have outright clarity on new capital rules. That is acting as a stop sign for stock buybacks.
+
+The Federal Reserve and other banking regulators on Thursday announced a long-awaited proposal on stricter new rules governing the safety nets banks build under themselves. That, in turn, will impact the amount of profits banks return to investors through buybacks.
+
+The proposed rules are the latest iteration of the U.S. interpretation of international Basel requirements. But despite the endgame moniker, the details still need to be ironed out and the effects aren’t yet clear.
+
+The proposal itself is dense, amounting to a thousand pages that banks will have to sort through. Then they will have a chance to voice their opinions, and they have many. A vocal lobbying effort to try to temper the capital increases has already started. Regulators said it would take another year to finalize and three years to take full effect.
+
+Add in general economic uncertainty, and stock buybacks are on hold for many lenders.
+
+“We expect it to remain tempered for the near-to-intermediate term as banks both digest the ever-evolving economic landscape in addition to over 1,000 pages of new capital rules,” Barclays analyst Jason Goldberg said. “Investors are kind of frustrated that the rules are just constantly evolving.”
+
+The idea behind the rules is for banks to hold more capital against specific business transactions. To build the higher buffers, banks will have to hold on to profits instead of investing them or returning them to investors via dividends or buybacks.
+
+Bankers have been warning that higher capital will crimp their lending, but the first chopping block is undoubtedly stock buybacks. Bank executives say they can’t commit to repurchasing shares while they don’t know how much capital they need to keep around.
+
+“I think we’re in the left lane of capital accretion, and we’ll stay in that mode until we’re not,” Truist Financial Chief Executive Officer William Rogers said on a conference call this month. “And that same thing applies to any buybacks or whatnot. We sort of have to understand where the stopping point is before we make any comment about buybacks.”
+
+This already played out last year. Buybacks dropped sharply when the Fed’s stress tests surprised some banks by pushing them to hold more capital. Financial companies in the S&P 500 spent 36% less on repurchases in 2022 than the year before, according to Howard Silverblatt, senior index analyst at S&P Dow Jones Indices. In the rest of the S&P 500, buybacks went up 16%.
+
+In the first quarter, bank buybacks were back on. But a banking crisis in March led to more calls for capital, and banks turned the buyback spigot back off in the second quarter. The big banks Goldberg follows reduced buybacks by 34% in the second quarter from the first.
+
+The paused buybacks sting a little extra because the stocks are trading relatively cheaply. The S&P 500 financials sector trades at 14.5 times its forward earnings, the second cheapest sector, while the whole index is trading at 20.9 times, according to financial data and analytics company FactSet.
+
+Bank stocks fell broadly on Thursday afternoon. American Express and Morgan Stanley, two banks where new regulations could have an outsize effect, also finished lower. Amex dropped 2.5%. Wells Fargo, an outlier after announcing a $30 billion buyback authorization this week, still fell more than 1%.
+
+There is one minor silver lining that might ease the pain for bank investors. Banks have been holding extra, extra capital, far above their requirements, for fear of accidentally dipping down below the threshold. As the requirement rises, some bank executives say that extra buffer will be pared down.
+
+‚ÄúI think buffers on top of buffers are absurd; I think we‚Äôve gone through the looking glass with this kind of stuff,‚Äù Jamie Dimon, the head of JPMorgan Chase and a noted skeptic of higher capital requirements, said on a recent conference call. ‚ÄúYes, we will have a buffer, but the higher the number is, the less we think we need it.‚Äù","{'positive': 0.040214192, 'negative': 0.38925692, 'neutral': 0.57052886}","The Federal Reserve and other banking regulators have announced a proposal on new capital rules that will impact the amount of profits banks return to investors through buybacks. Bank executives say they can't commit to repurchasing shares while they don't know how much capital they need to keep around. The proposed rules are the latest iteration of the U.S. interpretation of international Basel requirements, but the details still need to be ironed out and the effects aren't yet clear. Bank stocks fell broadly on Thursday afternoon, with American Express and Morgan Stanley finishing lower.","Proposed rules were announced Thursday, but banks are still sorting through the details and pausing buybacks.",AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers‚Äô PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers‚Äô personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7901181773159683, 'Customer Privacy': 0.7570736087460788, 'Data Security': 0.7571259175019699}",0.7901181773159683,Ruiqi,Minor focus,Minor focus,Negative,,No,Minor,,2022-10-13T09:00:21+00:00,https://www.businessinsider.com/google-plan-pixel-watch-fitbit-tracker-apple-watch-wearables-2022-10,"[{'name': 'Fitbit trackers', 'weight': 0.102377556}, {'name': 'Fitbit', 'weight': 0.08945153}, {'name': 'Fitbit Premium', 'weight': 0.08889796}, {'name': 'Pixel Watch', 'weight': 0.08622089}, {'name': 'Fitbit Premium members', 'weight': 0.08570862}, {'name': 'hardware devices', 'weight': 0.084892124}, {'name': 'Fitbit cofounder Eric Friedman', 'weight': 0.07992362}, {'name': 'devices', 'weight': 0.07954663}, {'name': 'Fitbit cofounder James Park', 'weight': 0.07888875}, {'name': 'consumer devices', 'weight': 0.078303464}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 26}, {'data': 'Fitbit', 'type': 'ORG', 'mentions': 22}, {'data': 'Insider', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 8}, {'data': 'IDC', 'type': 'ORG', 'mentions': 1}, {'data': 'Huawei', 'type': 'ORG', 'mentions': 1}, {'data': 'LG', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Nest', 'type': 'ORG', 'mentions': 2}, {'data': 'Creative Industries', 'type': 'ORG', 'mentions': 1}, {'data': 'the Apple Watch', 'type': 'PRODUCT', 'mentions': 10}, {'data': 'another Pixel Watch', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'Charge 5', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Pixel Watches', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Versa 4', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sense 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Wear OS', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Fitbit Premium', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'James Park', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eric Friedman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Carolina Milanesi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Cupertino', 'type': 'GPE', 'mentions': 1}]","• Google is formulating a plan to take on the Apple Watch.
+• It has plans for another Pixel Watch for 2023 and a new Fitbit fitness tracker.
+• But sources say Fitbit's portfolio of devices may shrink in the long term.
+
+Fitbit cofounder James Park took to the stage last week to formally introduce the Pixel Watch, marking the first major product born from Google's acquisition of his company. It was also a strong signal that Google was taking wearables seriously again.
+
+Internally, Google is working on a second iteration of the Pixel Watch to launch in 2023, and many of the resources inside Google's wearables group are being directed to the second-generation device, according to three employees familiar with the roadmap. The company also plans to launch a new Fitbit fitness tracker next year, but no new Fitbit smartwatches, those people said.
+
+Meanwhile, the company is exploring ways to integrate Fitbit's software platform across Google's range of hardware devices, which could provide more long-term subscription revenue. But there are doubts among employees that Google will keep the full Fitbit portfolio of devices that currently exists in the long term, as Google looks to streamline its product offerings and focus the company.
+
+""The Pixel Watch is the highest priority right now,"" said one current employee. A Google spokesperson declined to comment on this story. Employees spoke to Insider on the condition of anonymity because they were not permitted to speak to the press.
+
+Sources inside the company say Google is feeling the pressure to catch Apple, which has run away with the wearables market. The Cupertino-based company accounted for 30.3% of global wearable shipments in 2021, according to IDC data. Apple's smartwatch has become a staple of its annual hardware lineup, which now has three different models of the wearable all touting health-boosting and life-saving features.
+
+Last week, Google unveiled a fresh range of consumer devices under its ""Pixel"" brand, including two smartphones and a tablet, all sporting a more cohesive look and undercutting Apple on prices. Google's smartwatch offers some of the same health and fitness features as Apple's, including an ECG reader and a GPS sensor, though it lacks some others.
+
+The plan inside Google is to launch new iterations of the Pixel Watch alongside the company's Pixel phones each year, according to people familiar with the plan. The company is targeting an improved battery life for the second-generation Pixel Watch, one of those people said.
+
+Google also plans to launch a cheaper Fitbit tracker, a successor to the Charge 5 tracker, in 2023. Employees who spoke with Insider said the company sees an opportunity in offering a cheaper device with a long battery life. ""They're arguably still the best sleep monitoring device available,"" an employee said of the current crop of Fitbit trackers. Insiders stressed that Google's plans were subject to change.
+
+A cheaper fitness tracker would allow Google to target the lower-cost end of the market that may also pay for its premium Fitbit software service, which charges users $9.99 a month to access deeper insights into their health and sleep habits.
+
+But some employees question whether Fitbit may also reduce its portfolio of hardware devices in the long term as Google focuses more on Pixel Watches and leans more heavily on the Fitbit brand for its software capabilities.
+
+Fitbit, which recently launched the Versa 4 and Sense 2 smartwatches, has traditionally launched new smartwatches every other year, meaning the next iteration might be expected in 2024. However, employees who spoke to Insider said the Fitbit smartwatch line was currently not a priority, with the focus on making the Pixel Watch a success.
+
+Two pointed to the fact that Fitbit had removed several notable features from its latest smartwatches, including support for third-party apps, and a feature that detected snoring, as a sign that the company was deprioritizing the higher-end Fitbit devices. A spokesperson declined to answer questions on why Fitbit had cut these features.
+
+The Pixel Watch marks something of a reset in wearables for Google. The company entered the smartwatch space in 2014 with Wear OS, a software platform that third-party companies such as Huawei and LG could install on their devices, but its efforts lagged behind Apple, which launched the Apple Watch in 2015 and has since become the dominant player in the market.
+
+Samsung, the second-largest smartwatch manufacturer, sells devices running Google's Wear OS. Much like its Pixel smartphones, the Pixel Watch offers Google some insurance against Samsung choosing to switch away from Wear OS, which could significantly reduce Google's presence in the market.
+
+Acquiring Fitbit may also help shorten Apple's lead in health. Apple CEO Tim Cook has previously said he believes health will be Apple's ""greatest contribution to mankind."" Google dismantled its own health program, Google Health, in 2021, and has struggled to form a cohesive vision in healthcare.
+
+Internally, Google is positioning Fitbit as the health platform that will run through its ecosystem of devices, exploring integrations with products including its Nest smart home products. The company previously announced that it plans to make a sleep-tracking feature in its Nest smart home device exclusive to Fitbit Premium members in 2023.
+
+The company is also exploring new health opportunities under Fitbit that may one day integrate into its devices, including a sleep apnea research project currently led by Fitbit cofounder Eric Friedman, according to a person familiar with the matter.
+
+However, Google may also face long-term branding problems between its various hardware and software devices in the future, warned Creative Industries analyst Carolina Milanesi.
+
+""It will be interesting to see what happens to Fitbit Premium going forward. We could maybe see a difference between an inclusive service for Pixel and an added subscription for the lower-priced trackers,"" she said. ""I struggle to see how it will remain a separate service for Pixel Watch to be honest, as from a brand perspective is not very clean.""",d68314a2a2e34eed896269cc5b006f4b,Inside Google's Plan to Take on the Apple Watch,4,,,,
+22557,"Anheuser-Busch Competitor Says Shelf Reset Underway in Stores Across US: Bud Light's Decline Is Now Locked In - The brokeness from wokeness apparently isn’t going to be a temporary thing for the folks who brew Bud Light, if a Thursday report on the state of the retail beer industry ends up being an accurate augury.
+
+According to The Wall Street Journal, despite a strong-ish quarter for Anheuser-Busch InBev in spite of its main beer cratering in popularity, the brewing giant’s competitors see a long-term issue for what used to be the most popular beer in America, due to retailers locking in consumer patterns for the months to come.
+
+First, though, the good news for the Europe-based multinational conglomerate: “Amid the high emotion in the U.S. over the Bud Light controversy, which arose in early April following a social-media collaboration with a transgender influencer, investors seem to have forgotten just how big and global the brand’s Belgian parent company really is. At its lows in late May, AB InBev’s stock was down around 20% from end-March. But it has since recovered some of that ground and the shares were up around 2% in early trading on Thursday.”
+
+However, this has more to do with global trends than it does in America, where the brewing giant’s organic sales by beer volume dropped 14.1 percent year-over-year. That led to a global fall of 1.4 percent; much of Bud Light’s dismal performance was erased by strong performers in the Asia Pacific region — specifically in China, where the Harbin Beer brand was up 9.5 percent year-over-year.
+
+And AB InBev’s competitors have reason to celebrate.
+
+Take Constellation Brands, which sells Modelo Especial — the beer that took over the top spot from Bud Light after the Dylan Mulvaney controversy. Their shares are up 19 percent since the end of March. Molson Coors stock was up 35 percent since March, meanwhile, before shedding 4.7 percent after a report on sales growth was merely “in line with analyst estimates,” according to the Journal.
+
+That still means that sales for the company that makes both Coors Light and Miller Lite — which are “the biggest beneficiary of Bud Light’s woes,” according to the Journal — were up 11.8 percent year-over-year in the second quarter.
+
+More than that, Molson Coors executives believe Bud Light’s sales will be permanently impacted by the boycott the Mulvaney campaign touched off.
+
+“Molson Coors Chief Executive Gavin Hattersley said on a conference call with analysts that retailers are already reallocating space to other brands during shelf resets that take place in the spring, with more resets to come in the fall,” the Journal reported.
+
+“In bars and other on-premise channels, the company gained more than 12,000 tap handles in the quarter, he added. Molson Coors also said it is planning an additional $100 million of marketing spending in the second half of the year to keep that sales momentum.”
+
+“Our job is to maintain those gains that we’ve got,” Hattersley told investors.
+
+Fortune reported that Hattersley described the chaos Mulvaney’s social media campaign created as a “seismic shift” in the market and said the impact could mean Molson Coors’ before-tax income spikes upward by 23 to 26 percent this year.
+
+“We didn’t plan on our largest competitor’s largest brand declining volume by nearly 30 percent in the quarter,” Hattersley noted. Now, both Coors Light and Miller Lite have 50 percent more market share than Bud Light, despite the fact AB InBev’s brew had more industry dollars than both beers combined.
+
+It was a gift of epic proportions, I’ll give him that much. And while AB InBev may have reported a profit in the second quarter, retail changes that minimize Bud Light’s presence on store shelves could present an ongoing challenge to the Belgian multinational.
+
+The folks at Molson Coors have every reason to believe that these changes are going to have some degree of permanence, too.
+
+It’s not just the fact that Bud Light, formerly the best-selling beer in America, has shed roughly a quarter of its sales. Anecdotal evidence backs up the fact that consumers view the swill as a political statement — and they’re consuming accordingly.
+
+At sporting events and concerts, the beer goes almost untouched. Bars went viral for videos where the Bud Light tap was removed and replaced with something else. At numerous Costco stores, Bud Light cases have been marked with the so-called “death star” — an asterisk on the price label that indicates a certain item isn’t going to be restocked anytime in the near future.
+
+This is what one woke campaign did to a corporation. Yes, AB InBev still turned a profit — as well it should have, considering we’re looking at the first summer in recent memory where absolutely no one is pretending they need to sequester at home in front of their laptop with three masks on to keep from dying. Of course, beer sales are generally up — even if the company’s profits were saved by sales outside of the United States.
+
+However, locking in a retail situation where Bud Light sees its shelf space reduced because it shed over a quarter of its sales due to a woketastic ad campaign provides a handy object lesson to competitors: Don’t do what AB InBev did. The company has hemmed and hawed since the Mulvaney situation broke, assuaging neither conservatives nor liberals with its clumsy tightrope act. In spite of turning a profit, the second quarter proved that Bud Light is officially undergoing a long-term brand rebuild — and one hopes, for the company’s sake, that doesn’t involve any more cameos by transgender “influencers.”","{'positive': 0.26658234, 'negative': 0.7078595, 'neutral': 0.025558159}","A Thursday report on the state of the retail beer industry in the US has revealed that Bud Light's main beer, Anheuser-Busch InBev, is now facing a long-term decline due to retailers locking in consumer patterns for the months to come. Despite a strong quarter for Bud Light, its main beer has shed roughly a quarter of its sales in America. Molson Coors executives believe Bud Light’s sales will be permanently impacted by the boycott the Mulvaney campaign touched off, and both Coors Light and Miller Lite have 50 percent more market share than Bud Light. The ongoing ongoing challenges could present an ongoing challenge to the Belgian multinational multinational conglomerate.","“We didn’t plan on our largest competitor’s largest brand declining volume by nearly 30 percent in the quarter.""",TAP,Food & Beverage,Alcoholic Beverages,Molson Coors Beverage Co B,"{'Water Management': 'Water management includes an entity’s direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities’ heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol’s detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity’s long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities’ ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may improve supply chain resiliency and enhance an entity’s reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7522029521285343, 'Packaging Lifecycle Management': 0.7712732258096997, 'Energy Management': 0.7617126602743074, 'Responsible Drinking & Marketing': 0.7655499194015206, 'Ingredient Sourcing': 0.7827076298050613, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.774257915377682}",0.7827076298050613,Ruiqi,Minor focus,Major focus,Positive,,Minor,Major,Positive,2022-10-07T16:26:47+00:00,https://www.zerohedge.com/markets/things-are-starting-move-fast-fedex-tumbles-after-preannouncing-dismal-results-2nd-time-2,"[{'name': 'volume forecasts', 'weight': 0.060824424}, {'name': 'AMD stock', 'weight': 0.060038075}, {'name': 'fewer holiday packages', 'weight': 0.05916672}, {'name': 'Dismal Results', 'weight': 0.058543306}, {'name': 'the global economy', 'weight': 0.05583709}, {'name': 'September', 'weight': 0.05581113}, {'name': 'new CEO Raj Subramaniam', 'weight': 0.055224143}, {'name': '2nd Time', 'weight': 0.05335329}, {'name': 'FDX shares', 'weight': 0.053231195}, {'name': 'free fall', 'weight': 0.053209685}]",[{'name': 'Finance'}],"[{'data': 'FedEx', 'type': 'ORG', 'mentions': 8}, {'data': 'AMD', 'type': 'ORG', 'mentions': 5}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 2}, {'data': 'FDX', 'type': 'ORG', 'mentions': 1}, {'data': 'UPS', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Overnight', 'type': 'TIME', 'mentions': 1}, {'data': 'moments ago', 'type': 'TIME', 'mentions': 1}, {'data': 'zerohedge', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Melander', 'type': 'PERSON', 'mentions': 2}, {'data': 'Raj Subramaniam', 'type': 'PERSON', 'mentions': 2}, {'data': 'Cramer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}]","Things Are Starting To Move Fast: FedEx Tumbles After Preannouncing Dismal Results For 2nd Time In 2 Weeks
+
+            Things are starting to move fast.
+
+Overnight, AMD stunned investors when it preannounced shockingly bad revenue and margin numbers, making a mockery of its own guidance from August, and signaling that between then and now - i.e., September - the global economy fell off a cliff.
+
+
+In August, AMD saw Q3 margin of 54%; today it cut it to 50%
+In August, AMD saw $6.7BN revenue, today it cut it to $5.6BN
+In September the global economy imploded
+— zerohedge (@zerohedge) October 6, 2022
+The result pummeled AMD stock, hammered its chip sector peers and has nuked the broader Nasdaq which was down 3.5% at last check.
+
+But AMD wasn't the only one to indicate that the bottom fell off the global economy in September: moments ago Fedex stock also plunged after Reuters reported that the division of the global logistics and freight giant that handles most of the company's e-commerce deliveries plans to lower volume forecasts because its customers plan to ship fewer holiday packages, according to an internal memo obtained by Reuters.
+
+""We expect there to be downward adjustments to volume forecasts,"" Paul Melander, a FedEx Ground senior vice president said in a message to the unit's delivery contractors earlier this week. The new forecasts will be available on or about Oct. 21.
+
+""These changes will reflect the latest information from customers about how they anticipate current conditions are likely to decrease their volumes this holiday season,"" Melander said, confirming what we all know: in September, the global economy has hit a brick wall, and the fall out is just starting to be felt.
+
+FedEx leaked a preannouncement in the form of an internal memo, which it knew would be immediately leaked to the media, to warn the market of what is coming. There was another reason: the last thing FedEx wanted was to humiliate itself with a second public preannouncement in just two weeks, following the company's shocking preannouncement from Sept 15 when new CEO Raj Subramaniam basically warned that a global recession has arrived.
+
+
+“I think so. But you know, these numbers, they don’t portend very well,” Subramaniam said in response to Cramer’s question about whether the economy is “going into a worldwide recession.”
+
+“We are a reflection of everybody else’s business, especially the high-value economy in the world,” he concluded.
+
+
+Following the company's de facto second preannouncement in two weeks, FDX shares tumbled as much as 4% while peers such as UPS dropped over 3%...
+
+
+
+... while the broader market was trading at session lows because between tech and logistics both in free fall, the only thing that can save the global economy - if only for a few months, of course - at this point is a powerful blast of either fiscal or monetary stimulus. While the former is not coming after November when Congress will be divided until at least 2024, that least only the Fed stepping in and preventing what will surely be a global depression if the Fed continues to ignore the coming bloodbath.
+
+      Tyler Durden
+Fri, 10/07/2022 - 12:26",ea13afd09af74873a0f2b48532feaf13,Things Are Starting To Move Fast: FedEx Tumbles After Preannouncing Dismal Results For 2nd Time In 2 Weeks,4,,,,
+8427,"Marathon preparing to restart Garyville, Louisiana, units - HOUSTON, Aug 28 (Reuters) - Marathon Petroleum (MPC.N) is preparing a plan to begin restarting units at its 596,000-barrel-per-day (bpd) Garyville, Louisiana, refinery, the company said on Monday.
+
+The units were shut because they were closest to two giant storage tanks filled with volatile naphtha that caught fire after a chemical leak on Friday at the refinery, which is the third largest in the United States.","{'positive': 0.010681707, 'negative': 0.951263, 'neutral': 0.03805531}","Marathon Petroleum (MPC) is preparing a plan to begin restarting units at its 596,000-barrel-per-day (bpd) Garyville, Louisiana, refinery. The units were shut because they were closest to two giant storage tanks filled with volatile naphtha that caught fire after a chemical leak on Friday.","Marathon Petroleum is preparing a plan to begin restarting units at its 596,000-barrel-per-day (bpd) Garyville, Louisiana, refinery, the company said on Monday.",MPC,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Marathon Petroleum Corp.,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations and ultimately impact an entity’s social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue—through technological and process improvements—can allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities’ long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.776588029016429, 'Greenhouse Gas Emissions': 0.7831152823246007, 'Water Management': 0.7732261529821551, 'Management of the Legal & Regulatory Environment': 0.7671827198978586, 'Air Quality': 0.7858231061078335, 'Workforce Health & Safety': 0.7900868525500169, 'Hazardous Materials Management': 0.8048007574759501, 'Product Specifications & Clean Fuel Blends': 0.7707475847198195, 'Critical Incident Risk Management': 0.7714748544094996}",0.8048007574759501,Ruiqi,Major focus,Major focus,Negative,"Air Quality, Hazardous Materials Management, Critical Incident Risk Management",Major,Major,Negative,2022-11-23T23:50:20+00:00,https://www.newsweek.com/customer-confusion-decade-old-menu-delights-internet-throw-it-away-1761956,"[{'name': 'disgruntled customers', 'weight': 0.08996125}, {'name': 'Customers', 'weight': 0.089448094}, {'name': 'customers', 'weight': 0.089448094}, {'name': 'online inaccuracies', 'weight': 0.08801625}, {'name': 'Customer Confusion', 'weight': 0.0870027}, {'name': 'online ordering', 'weight': 0.086971946}, {'name': 'TikTok user Angela Ramirez', 'weight': 0.080098145}, {'name': 'incorrect information', 'weight': 0.0767704}, {'name': 'Angela Ramirez', 'weight': 0.07196024}, {'name': 'Ramirez', 'weight': 0.07077818}]",[],"[{'data': 'TikTok', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Angela Ramirez', 'type': 'PERSON', 'mentions': 7}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Doordash', 'type': 'ORG', 'mentions': 1}, {'data': 'GrubHub', 'type': 'ORG', 'mentions': 1}, {'data': 'Uber Eats', 'type': 'ORG', 'mentions': 1}, {'data': 'GloriaFood', 'type': 'ORG', 'mentions': 3}, {'data': 'Oracle', 'type': 'ORG', 'mentions': 1}, {'data': 'Newsweek', 'type': 'ORG', 'mentions': 3}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 2}, {'data': 'storytime', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'opening hours', 'type': 'TIME', 'mentions': 1}]","Internet commenters were left laughing after one restaurant employee recounted how an 11-year-old online menu sparked a spat with a disgruntled customer.
+
+In a viral video posted November 4, TikTok user Angela Ramirez (@angelaxramirezz) said she was working when she was approached by a takeout customer demanding to pay less for an order than was actually owed.
+
+""I tell her the total for her to-go order and she's like, 'Well online it said it was $8.50,'"" Ramirez explained. ""[And] she pulls up a picture of our menu from 2011.
+
+""I was like, '[It's] now $10 for that meal, and $10 is what you have to pay,'"" Ramirez added. ""She's like, 'This is what online said, and this is what I thought I was going to pay, so that's what I want my food for.'""
+
+Continuing to explain that the customer was adamant about paying $1.50 less for her takeout order, Ramirez said that after some back-and-forth, she issued an ultimatum: either pay full price for the meal, or leave and the food would be thrown away.
+
+Eventually, the customer paid in full and left, but not before taking issue with the restaurant's severely dated online menu, telling Ramirez that her employer ""needs to fix that Google menu.""
+
+Simply captioned, ""#storytime,"" the video has amassed more than 108,000 likes and has been viewed nearly 400,000 times.
+
+In an era dominated by social media promotion and internet reviews, a restaurant's online presence can be crucial to its success.
+
+And with delivery apps like Doordash, GrubHub, Uber Eats and others exploding in popularity throughout the coronavirus pandemic, even the smallest, hole-in-the wall eateries have succumbed to the need for virtual improvement.
+
+""Having an online presence as a restaurant is vital in this day and age,"" GloriaFood, an Oracle-owned platform dedicated to online ordering and marketing solutions, told Newsweek.
+
+""The more customers can learn about you online, the better,"" the platform added.
+
+However, no amount of digital advertisement or social media buzz can make up for online inaccuracies. Customers may be able to learn about an eatery through digital channels, but that learning is all for naught if information is incorrect.
+
+""[Name, address and phone number] consistency across all platforms is fundamental to avoid misunderstandings and disgruntled customers who may have stumbled upon conflicting information,"" GloriaFood told Newsweek. ""The same applies to [menus] and opening hours.
+
+""Every time you update them, ensure the changes are reflected online,"" GloriaFood added. ""This will also help your local search engine optimization, allowing more relevant customers to find your restaurant online.""
+
+Throughout the comment section of the viral video, many TikTok users were in stitches after hearing Ramirez's account of the customer interaction.
+
+Other TikTok users, however, remained focused on the issue at hand—the unwanted presence of incorrect information on the internet.
+
+""Menus on Google always end up being a blurry picture from 7 years ago,"" one user lamented. ""[You] gotta go to the restaurant's website.""
+
+""If she got it off Google it's usually customers taking pictures of the menu,"" a second user agreed.
+
+""She [has] a point,"" a third added, defending the customer in question. ""People [for real] need to update their online site.""
+
+""The company should fix that online menu though,"" another commenter echoed.
+
+Newsweek has reached out to Ramirez for comment.",c0d6c317b6044702b2d5a6bdb8f2dd67,Customer Confusion With Decade-Old Menu Delights Internet: 'Throw It Away',4,,,,
+23248,"Labcorp to pay $2.1 million to settle allegations it overbilled Defense Department for genetic tests for military members - Laboratory Corporation of America will pay the U.S. $2.1 million to settle allegations that it overbilled the Department of Defense for genetic tests that involved children and fetuses, the Justice Department announced Monday.
+
+A former Labcorp employee turned whistleblower, Donna Hecker-Gross, sued the diagnostic testing company in 2018 on behalf of the federal government under the False Claims Act. The civil lawsuit was filed in the U.S. District Court for the District of Maryland.
+
+Hecker-Gross will receive $375,000 as part of the settlement, according to the Justice Department.
+
+Hecker-Gross' allegations surrounded genetic tests performed under a contract LabCorp entered with the Defense Department in 2012. Under the contract, LabCorp provided laboratory testing to DOD military treatment facilities around the world, including tests it paid genetic testing company GeneDx to perform.
+
+Hecker-Gross alleged that LabCorp overcharged and double or triple-billed DOD for genetic tests performed by GeneDx. There were $210,959 in overcharges on 38 tests, including $113,525.50 for 21 tests billed between March 2016 and January 2017 alone, the lawsuit alleged.
+
+The lawsuit alleged that staff at Walter Reed National Military Medical Center in 2017 first questioned LabCorp about charges for a certain test that screens for genetic abnormalities in children and fetuses. The test costs between $5,000 and $10,000, the lawsuit alleged.
+
+The test typically runs two or three analyses on DNA samples from a child or a fetus and one or both biological parents. Under the contract, LabCorp only pays GeneDx for one test and should only charge the defense for a single test and a small fixed fee.
+
+But staff at Walter Reed noticed that LabCorp was charging the military facility for analyses on parental DNA samples in addition to analyses on child or fetus samples, the lawsuit alleged. LabCorp insisted the company had appropriately billed for the tests until Hecker-Gross requested confirmation about GeneDx's billing practices, she alleged in the lawsuit.
+
+LabCorp then discovered that it had been charging the Defense Department ""two or three times what it paid for the test, pocketing the difference in violation of its contract with DOD,"" the lawsuit alleged.
+
+Even after that discovery, LabCorp only conducted a limited investigation that ""failed to uncover the size and scope of the problem,"" the lawsuit alleged. The company only reviewed billing records for tests performed at Walter Reed between March 2016 and July 2017 even though it had performed tests at military treatment facilities worldwide for years, according to the lawsuit.
+
+LabCorp also failed to repay the department for the overbillings it uncovered, the lawsuit alleged. It only offered Walter Reed a credit for double or triple-billed tests dating back to January 2017, with a promise to correct the issue going forward.
+
+Hecker-Gross repeatedly complained about LabCorp's inappropriate billing to her immediate supervisors until the company fired her on Aug. 8, 2017, the lawsuit said.
+
+Hecker-Gross' attorney, Peter Wilson Chatfield, did not immediately respond to a request for comment.
+
+LabCorp also didn't immediately respond to a request for comment. The Burlington, North Carolina-based company's shares were relatively flat following the Justice Department's announcement.
+
+Scott Moreland, special agent in charge over the Army Criminal Investigation Division Major Procurement Fraud Field Office, said in the Justice Department press release that he was ""very pleased"" with the settlement announcement.
+
+""This is a true testament to our continued commitment to work closely and seamlessly with our outstanding fellow law enforcement agencies to protect the financial interests of the United States Army and the United States Government as a whole.""
+
+LabCorp is one of the nation's largest providers for clinical laboratory services and became most known during the pandemic for manufacturing and distributing its at-home Covid testing kit.
+
+The has faced a string of lawsuits relating to its billing practices for more than two decades. Just last month, the company agreed to pay $19 million to resolve allegations that it violated the False Claims Act by submitting false claims to Medicare. In 1996, LabCorp agreed to pay $187 million for fraudulently billing the government for unnecessary tests on elderly patients.","{'positive': 0.025268741, 'negative': 0.66779554, 'neutral': 0.30693573}","The Justice Department has announced that Labcorp of America will pay the U.S. $2.1 million to settle allegations that it overbilled the Defense Department for genetic tests for military members. Donna Hecker-Gross, a former employee turned whistleblower, sued the diagnostic testing company in 2018 on behalf of the federal government under the False Claims Act. The lawsuit alleged that LabCorp overcharged and double or triple-billed DOD for Genetic tests performed by GeneDx, with $210,959 in overcharges on 38 tests, including $113,525.50 for 21 tests billed between March 2016 and January 2017 alone. LabCorp also failed to repay the department for the overbillings it uncovered, the lawsuit alleged. The company has agreed to pay $187 million to pay the government for unnecessary tests on elderly patients and has faced a string of lawsuits relating to its practices for more than two decades.",A former Labcorp employee turned whistleblower sued the diagnostic testing company in 2018 on behalf of the federal government under the False Claims Act.,LH,Health Care,Health Care Delivery,Laboratory Corporation of America Holdings,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act’s provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers’ compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.6982289158717133, 'Access for Low-Income Patients': 0.7346133450037297, 'Quality of Care & Patient Satisfaction': 0.7087184094076142, 'Patient Privacy & Electronic Health Records': 0.7196537406513918, 'Energy Management': 0.7131866095095061, 'Management of Controlled Substances': 0.7237510649618092, 'Fraud & Unnecessary Procedures': 0.7819771616393781, 'Pricing & Billing Transparency': 0.7750051422095412, 'Employee Health & Safety': 0.7191336948376909, 'Employee Recruitment, Development & Retention': 0.7252514554944549, 'Waste Management': 0.7472250859955666}",0.7819771616393781,Ruiqi,Major focus,Major focus,Negative,"Fraud & Unnecessary Procedures, Pricing & Billing Transparency",Major,Major,Negative,2023-05-08T12:04:54+00:00,https://www.cnbc.com/2023/05/08/stocks-making-the-biggest-premarket-moves-.html,"[{'name': 'common company shares', 'weight': 0.098736055}, {'name': 'flat pork production', 'weight': 0.076722465}, {'name': 'premarket trading', 'weight': 0.06955941}, {'name': 'domestic beef production', 'weight': 0.069531605}, {'name': 'Shares', 'weight': 0.067346156}, {'name': 'share', 'weight': 0.067346156}, {'name': 'FactSet', 'weight': 0.06471844}, {'name': 'AMC Preferred Equity Units', 'weight': 0.060623154}, {'name': 'Stocks', 'weight': 0.05769158}, {'name': 'activist investor Nelson Peltz', 'weight': 0.057551194}]","[{'name': 'Finance'}, {'name': 'Travel'}]","[{'data': 'PacWest', 'type': 'ORG', 'mentions': 3}, {'data': 'Berkshire Hathaway', 'type': 'ORG', 'mentions': 3}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 3}, {'data': 'AMC', 'type': 'ORG', 'mentions': 3}, {'data': 'Pacific Western Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Western Alliance', 'type': 'ORG', 'mentions': 1}, {'data': 'Zions Bancorp', 'type': 'ORG', 'mentions': 1}, {'data': 'Occidental Petroleum', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Estee Lauder', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Post', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 1}, {'data': 'Delta', 'type': 'ORG', 'mentions': 1}, {'data': 'United', 'type': 'ORG', 'mentions': 1}, {'data': 'Tyson Foods', 'type': 'ORG', 'mentions': 2}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 2}, {'data': 'Viatris', 'type': 'ORG', 'mentions': 2}, {'data': 'Fortinet', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Beverly Hills', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Warren Buffett', 'type': 'PERSON', 'mentions': 2}, {'data': 'Nelson Peltz', 'type': 'PERSON', 'mentions': 1}, {'data': 'Fabrizio Freda', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jamie Baker', 'type': 'PERSON', 'mentions': 1}]","Pacific Western Bank signage is displayed outside of bank branch in Beverly Hills, California on May 4, 2023.
+
+Check out the companies making the biggest moves in premarket trading:
+
+PacWest — The regional bank popped 39% in premarket trading, adding to its nearly 82% gain on Friday. PacWest said its business is ""fundamentally sound"" and cut its dividend by just 1 cent per share. Western Alliance gained about 11% while Zions Bancorp added nearly 6%.
+
+Occidental Petroleum — The energy stock dipped less than 1% in premarket after Warren Buffett said Berkshire Hathaway doesn't plan on taking full control of the oil giant. The ""Oracle of Omaha"" has amassed a stake of 23.5%, while receiving approval to purchase up to 50% of the company.
+
+Berkshire Hathaway — The conglomerate's B shares rose 1.4% in premarket after Buffett's company reported a 12.6% jump in operating earnings in the first quarter. The strong performance was driven by a rebound in the conglomerate's insurance business. Overall earnings also rose sharply thanks in part to gains in its equity portfolio, led by Apple .
+
+Estee Lauder — Shares jumped 4.2% in premarket trading following a Sunday report from the New York Post that activist investor Nelson Peltz was contemplating a ""possible shakeup"" at the beauty products company. The campaign would reportedly target CEO Fabrizio Freda.
+
+AMC — AMC slid 3% in the premarket after the movie theater chain said it reached an agreement to settle a shareholder class action against the conversion of AMC Preferred Equity Units into common company shares, as well as a reverse stock split. Investors approved the decision in March.
+
+American Airlines — Shares gained about 3% in premarket trading Monday after JPMorgan upgraded the stock to overweight from neutral. Analyst Jamie Baker highlighted the company's attractive valuation and said the ""Big 3"" airlines, which encompasses American, Delta and United , are pulling away from the broader field of providers.
+
+Tyson Foods — Shares of the food production company tumbled 9% after Tyson cut its annual sales outlook and posted an unexpected loss for its latest quarter, according to FactSet. It also warned of a 4% decrease from the previous year in domestic beef production and flat pork production.
+
+Viatris — Shares added 2.4% after the health-care stock topped earnings expectations and reaffirmed full-year guidance, despite a shortfall in revenue. Viatris posted $932.9 million in adjusted net income for the first quarter, ahead of the consensus estimate of $835.8 million from analysts polled by FactSet. Revenue, came in at $3.72 billion against a forecast of $3.8 billion.
+
+Fortinet — The cybersecurity company added 3.3% after being upgraded to buy from neutral by Bank of America. The Wall Street firm cited Fortinet's solid execution and strong underlying demand.",6d20be1ee1f6492e984346a0a97f0a2e,"Stocks making the biggest premarket moves: PacWest, Berkshire Hathaway, American Airlines, AMC and more",4,,,,
+8898,"HPE GreenLake Large Language Models And IEEE Urges Ethical Use Of AI - AI of all sorts requires lots of data for training and thus requires large amounts of storage and memory to operate. For this reason, AI will drive storage and memory demand going forward. At its HPE Discover event the company announced developments in the company’s GreenLake AI cloud for large language models. (LLMs)
+
+The company says GreenLake allows any enterprise to privately train, tune and deploy large-scale AI through an on-demand, multi-tenant supercomputing cloud service. HPE also says that these cloud services will run on world-leading supercomputers and AI software powered by nearly 100% renewable energy.
+
+HPE is partnering with Aleph Alpha, a German AI startup, to provide a ready-to-use LLM for use cases requiring text and image processing and analysis. HPE plans to offer additional AI applications in the future powered by its GreenLake platform, particularly to support climate modeling, healthcare, life sciences, financial services, manufacturing and transportation.
+
+HPE joins a number of large enterprise and cloud providers offering AI-based services. AI is a hot buzzword in digital transformation, with the widespread use of generative AI over the last 8 months. Just about every software service and platform from search to content creation are implementing advanced AI capabilities to help users be more productive. In addition to these positive applications, there is much concern with the potential for AI to be used for more nefarious and dangerous purposes.
+
+As President Elect for the IEEE I was involved in putting out a recent statement about the potentials and dangers of generative AI with IEEE’s Standards Association. Following is some of the content from that message.
+
+The deployment of large language models and other generative artificial intelligence (AI) applications has precipitated a worldwide conversation about the benefits and possible harms of AI systems, as well as the need for appropriate standards and measures that should be taken to ensure scientific integrity and the safety of the public.
+
+AI generative models leverage both established and cutting-edge computational techniques, offering immense potential across various sectors, including industry, education, and humanitarian initiatives, and can improve accessibility, as well as inclusivity in content creation.
+
+Despite their promise, generative AI models raise serious ethical concerns and display profound limitations. AI systems integrate data, algorithms of varying complexity, sensors, and actuators – each with inherent values, biases, and unanticipated impacts when introduced into ever-changing socio-technical environments. We are therefore concerned that flawed systems may be embedded in the fabric of daily life before the necessary technological guardrails and societal safeguards are in place.
+
+Over the past few years, IEEE, through the IEEE SA, has been developing a wide range of standards and methods to address safety, biases, transparency, privacy, and corporate governance. These tools could be used also to address many of the publicly debated issues of quality assurance of Large Language Models.
+
+An example is IEEE P7009‚Ñ¢, a standards project in development for Fail-Safe Design of Autonomous and Semi-Autonomous Systems that establishes a practical, technical baseline of specific methodologies and tools for the development, implementation, and use of effective fail-safe mechanisms in autonomous and semi-autonomous systems.
+
+Given the evident impact that AI-supported applications have on our democratic institutions, societal cohesion, and the mental health of our children, we should not understate the importance of these new advances in AI research and development. It is against this backdrop that we express our deep concern that current iterations of AI technologies are far from mature and trustworthy.
+
+To prevent harmful outcomes, we posit that it is imperative for developers, users, and regulators to address ethical and societal concerns. Transparency is one particularly essential criterion, requiring detailed information about a model's corpus, architecture, guardrails, and policies for handling data, particularly data and code provenance using proper watermarking methodologies and systems. In addition, the use of AI to develop and propagate misinformation should also be addressed.
+
+In this era where we increasingly rely on AI systems, we view it essential for governments, industry, scientists, and engineers worldwide to assume their share of responsibility, and recognize the significance of openness, international collaboration, and critical discourse in their development and use.
+
+HPE announced partnering with Aleph Alpha to use their GreenLake AI Cloud for privately trained large language models and plans to release AI for many other applications. AI will become part of most worker’s daily activities but the IEEE cautions that in addition to the good that it enables we must take steps to prevent its use for malicious applications.","{'positive': 0.166596, 'negative': 0.014989779, 'neutral': 0.8184142}","HPE has announced developments in its GreenLake AI cloud for large language models, allowing any enterprise to privately train, tune and deploy large-scale AI through an on-demand, multi-tenant supercomputing cloud service. HPE also plans to offer additional AI applications in the future powered by its Green lake platform, particularly to support climate modeling, healthcare, life sciences, financial services, manufacturing and transportation. IEEE President Elect for the IEEE has expressed concern about the potentials and dangers of generative AI, as well as the need for appropriate standards and measures that should be taken to ensure scientific integrity and the safety of the public. To prevent harmful outcomes, IEEE urges developers, users, and regulators to address ethical and societal concerns.",HPE announced GreenLake AI Cloud for privately trained large language models.   IEEE cautions that in addition to the good that it enables we must avoid AI for malicious applications.,HPE,Technology & Communications,Software & IT Services,Hewlett Packard Enterprise Co,"{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 'Employees are key contributors to value creation in the Software & IT Services industry. While the number of job openingsin the industry continues to grow, entities commonly find it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. To respond to talent shortages, entities often hire foreign nationals and offshore operations, creating employee management and sustainability challenges and related business risks. Some entities contribute to relevant education and training programs to expand the availability of domestic, skilled employees. Entities offer significant monetary and non-monetary benefits to improve employee engagement and therefore retention and productivity. Initiatives to improve employee engagement and work-life balance may influence therecruitment and retention of a diverse workforce. The industry is characterised by relatively low representation from women and minority groups; efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally improve the value of entity offerings. Greater workforce diversity is important for innovation and helps entities understand the needs of their diverse and global customer base.', 'Data Privacy & Freedom of Expression': 'As software and IT services entities increasingly deliver products and services over the Internet and through mobile devices, they must carefully manage two separate and often conflicting priorities. On the one hand, entities use customer data to innovate and provide customers with new products and services and to generate revenues. On the other hand, there are privacy concerns associated with entities having access to a wide range of customer data, such as personal, demographic, content, and behavioural data. This dynamic is leading to increased regulatory scrutiny in many countries around the world. The delivery of cloud-based software and IT services also raises concerns about potential access to user data by governments that may use it to limit the freedoms of citizens. Effective management in this area is important to reduce regulatory and reputational risks that can lead to decreased revenues, lower market share, and regulatory actions involving potential fines and other legal costs.', 'Intellectual Property Protection & Competitive Behaviour': 'Entities in the Software & IT Services industry spend a significant proportion of their revenues on IP protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, entities’ IP practices can sometimes be a contentious societal issue. Entities couldsometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, entities in the industry must navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose entities in the industry to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with potentially significant impacts on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation while ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the growth of cloud-based service offerings, entities in this industry own, operate or rent increasingly more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously, and disruptions to the energy supply can have a material effect on operations, depending on the magnitude and timing of the disruption. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable supply of energy and water, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Managing Systemic Risks from Technology Disruptions': 'With trends towards increased cloud computing and Software as a Service (SaaS), software and IT service providers must ensure they have robust infrastructure and policies in place to minimise disruptions to their services. Disruptions such as programming errors or server downtime may generate systemic risks, because computing and data storage functions move from individual entity servers in various industries to data centres of cloud-computing service providers. The risks areincreased particularly if the affected customers are in sensitive sectors, such as financial institutions or utilities, which are considered critical national infrastructure. Entities’ investments in improving the reliability and quality of their IT infrastructure and services may attract and retain customers, thereby creating revenue and opportunities in new markets.', 'Data Security': 'Software & IT services entities are targets of growing data security threats from cyber attacks and social engineering, which puts their own data and their customers’ data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity’s products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. Meanwhile, new and emerging data security standards and regulations are likely to affect theoperating expenses of entities through increased costs of compliance. Additionally, entities in this industry are well-positioned to uncover revenue opportunities by providing secure software and services to meet the demand for ensuring data is kept secure. '}","{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 0.7587955943054776, 'Data Privacy & Freedom of Expression': 0.8036950105640636, 'Intellectual Property Protection & Competitive Behaviour': 0.7670497861173993, 'Environmental Footprint of Hardware Infrastructure': 0.7980581092545208, 'Managing Systemic Risks from Technology Disruptions': 0.7830599598745825, 'Data Security': 0.7810424595241988}",0.8036950105640636,Ruiqi,Major focus,Major focus,Positive,"Environmental Footprint of Hardware Infrastructure, Data Privacy & Freedom of Expression, Data Security, Managing Systemic Risks from Technology Disruptions",Major,Major,Positive,2022-10-27T18:13:00+00:00,https://www.reuters.com/markets/europe/eu-wants-40-man-antitrust-team-enforce-new-tech-rules-official-says-2022-10-27/,"[{'name': 'new tech rules', 'weight': 0.11093168}, {'name': 'tough new rules', 'weight': 0.10546882}, {'name': 'official', 'weight': 0.0901953}, {'name': 'EU antitrust regulators', 'weight': 0.088406764}, {'name': 'data', 'weight': 0.07603697}, {'name': 'Thursday', 'weight': 0.07377052}, {'name': 'antitrust veteran Thomas Kramler', 'weight': 0.07289932}, {'name': 'EU', 'weight': 0.072847866}, {'name': 'other gatekeepers', 'weight': 0.062310886}, {'name': 'Amazon', 'weight': 0.060151327}]",[{'name': 'Finance'}],"[{'data': 'EU', 'type': 'GPE', 'mentions': 2}, {'data': 'BRUSSELS', 'type': 'GPE', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 5}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL.O', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'AMZN.O', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'the European Commission', 'type': 'ORG', 'mentions': 3}, {'data': 'DMA', 'type': 'ORG', 'mentions': 1}, {'data': 'the Digital Markets Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Thomas Kramler', 'type': 'PERSON', 'mentions': 1}]","BRUSSELS, Oct 27 (Reuters) - EU antitrust regulators are looking to establish a 40-man team and hire a technology expert to enforce tough new rules aimed at reining in the powers of Big Tech, an EU official said on Thursday.
+
+The rules known as the Digital Markets Act (DMA) sets out a list of do's and don'ts for Alphabet (GOOGL.O) unit Google, Meta (META.O), Amazon (AMZN.O), Apple (AAPL.O), Microsoft (MSFT.O) and other gatekeepers which control access to their sites and the data there.
+
+Reuters exclusively reported in July that the European Commission was considering creating a new directorate to allay concerns that it may struggle to get deep-pocketed and well-advised tech companies to comply with the new rules.
+
+A 12-man unit headed by antitrust veteran Thomas Kramler who is currently handling the Apple and Amazon antitrust investigations and a 9-person strong taskforce will move to the new directorate, the official said.
+
+The EU competition enforcer aims to hire 19 more people for the directorate and a chief technology officer to focus on data, the official said.
+
+The new unit will need the green light from the college of commissioners from the 27 EU countries in the coming weeks before it can be set up.
+
+Enforcement of the DMA will be done jointly with the Directorate-General for Communications Networks, Content and Technology which has also set up a new unit for the task.
+
+The Commission has previously said some 80 enforcers would be needed.",a52a6b0ad0bc4fd1a21de60f1ec2706d,"EU wants 40-man antitrust team to enforce new tech rules, official says",4,,,,
+76110,"Live Nation exec will face lawmakers about Taylor Swift concert tickets fiasco - Lawmakers are set to grill top executives from the event ticketing industry on Tuesday after Ticketmaster’s inability to process orders for Taylor Swift’s upcoming tour left millions of fans unable to buy tickets or without their ticket even after purchase.
+
+Joe Berchtold, the president and CFO of Ticketmaster parent company Live Nation Entertainment, is set to testify before a Senate committee on Tuesday, two months after the Swift ticketing fiasco reignited public scrutiny of the industry. Jack Groetzinger, CEO of ticketing platform SeatGeek, is also scheduled to testify at the hearing.
+
+Tickets for Swift’s new five-month Eras Tour – which kicks off March 17 and will have 52 concerts in multiple stadiums across the United States – went on sale on Ticketmaster in mid November. Heavy demand snarled the ticketing site, infuriating fans who couldn’t snag tickets. Customers complained about Ticketmaster not loading, saying the platform didn’t allow them to access tickets, even if they had a pre-sale code for verified fans.
+
+Unable to resolve the problems, Ticketmaster subsequently canceled Swift’s concert ticket sales to the general public, citing “extraordinarily high demands on ticketing systems and insufficient remaining ticket inventory to meet that demand.”
+
+As fury grew among legions of hardcore Swifties, Swift herself weighed in on the fiasco. “It goes without saying that I’m extremely protective of my fans,” Swift wrote on Instagram in November. “It’s really difficult for me to trust an outside entity with these relationships and loyalties, and excruciating for me to just watch mistakes happen with no recourse.”
+
+As a result, the US Senate Judiciary Committee has scheduled the hearing on Tuesday, titled “That’s The Ticket: Promoting Competition and Protecting Consumers in Live Entertainment” to examine the lack of competition in the ticketing industry.
+
+“The issues within America’s ticketing industry were made painfully obvious when Ticketmaster’s website failed hundreds of thousands of fans hoping to purchase tickets for Taylor Swift’s new tour, but these problems are not new,” Sen. Amy Klobuchar, who sits on the committee, said in a statement about the hearing. “We will examine how consolidation in the live entertainment and ticketing industries harms customers and artists alike. Without competition to incentivize better services and fair prices, we all suffer the consequences.”
+
+In addition to the executives, the committee said witnesses at the hearing will include Jerry Mickelson, CEO of Jam Productions, one of the largest producers of live entertainment, and singer-songwriter Clyde Lawrence.
+
+Lawrence, who has composed music for motion pictures including the Disney+ holiday comedy movie “Noelle,” wrote an opinion piece for The New York Times in December titled “Taylor Swift’s Live Nation Debacle Is Just the Beginning,” in which he criticized Live Nation for allegedly being a monopoly and detrimental to artists.
+
+“Whether it meets the legal definition of a monopoly or not, Live Nation’s control of the live music ecosystem is staggering,” he wrote.
+
+Criticism of Ticketmaster’s dominance dates back decades, but the Swift ticketing incident has once again turned that issue into a dinner table discussion at many households.
+
+Concert promoter Live Nation and ticketing company Ticketmaster, two of the largest companies in the concert business, announced their merger in 2009. The deal at the time raised concerns, including from the US Department of Justice, that it would create a near-monopoly in the industry.
+
+The Justice Department allowed the Live Nation-Ticketmaster merger to proceed despite a 2010 court filing in the case that raised objections to the merger. In the filing, the Justice Department said that Ticketmaster’s share among major concert venues exceeded 80%.
+
+Ticketmaster disputes that market share estimate and says it holds at most just over 30% of the concert market, according to comments on NPR recently by Berchtold.
+
+‘Customers are the ones that pay the price’
+
+While irate fans were left scrambling to wade through the Swift ticket confusion, their collective anger caught lawmakers’ attention.
+
+Members of Congress used the debacle to criticize Ticketmaster’s control of the live music industry, saying that because Ticketmaster dominates so heavily, it has no reason to make things better for the millions of customers who have no other choice.
+
+“Ticketmaster’s power in the primary ticket market insulates it from the competitive pressures that typically push companies to innovate and improve their services,” Klobuchar, who chairs the antitrust subcommittee, wrote in an open letter to Ticketmaster’s CEO in November. “That can result in the types of dramatic service failures we saw this week, where consumers are the ones that pay the price.”
+
+Senator Richard Blumenthal echoed Klobuchar’s concerns. He tweeted at the time that the tour “is a perfect example of how the Live Nation/Ticketmaster merger harms consumers by creating a near-monopoly.”
+
+In December, lawmakers from the House Energy and Commerce Committee sent a letter to Live Nation CEO Michael Rapino, demanding a briefing on what went wrong and what steps the company is taking to fix the problems.
+
+“The recent pre-sales ticketing process for Taylor Swift’s upcoming Eras tour – in which millions of fans endured delays, lockouts, and competition with aggressive scammers, scalpers and bots – raises concerns over the potential unfair and deceptive practices that face consumers and eventgoers,” the committee wrote in its letter.
+
+The committee noted it had previously raised concerns about the industry’s business practices and said it wanted to meet with Rapino to discuss how the company processes tickets for concerts and major tours. It also wants answers about how Ticketmaster plans to improve in the future.
+
+Brian A. Marks, a senior lecturer in the department of economics and business analytics at University of New Haven’s Pompea College of Business, said he would have liked Swift to make an appearance at the hearing.
+
+“This hearing seems to be focused on Swift and what happened with the ticket sales. We also have to remember that Taylor Swift and her team negotiated a contract with Ticketmaster for sale of her concert ticket,” said Marks.
+
+“Will Congress want to look at that contract? To me, what happened with the Swift concert tickets was not necessarily the result of Ticketmaster being the dominant player in the industry,” he said. Artists, and especially larger artists like Swift, “are free to elsewhere,” he said. “This point may get missed in tomorrow’s hearing.”
+
+– CNN’s Frank Pallotta, Chris Isidore and David Goldman contributed to this story","{'positive': 0.0100895455, 'negative': 0.9381523, 'neutral': 0.05175818}","Live Nation exec will face lawmakers about Taylor Swift concert tickets fiasco. Joe Berchtold, the president and CFO of Ticketmaster parent company Live Nation Entertainment, is set to testify before a Senate committee on Tuesday, two months after the Swift ticketing fiasco reignited public scrutiny of the industry. Tickets for Swift’s new five-month Eras Tour – which kicks off March 17 and will have 52 concerts in multiple stadiums across the United States – went on sale on Ticketmaster in mid November. Lawrence, who has composed music for motion pictures including the Disney+ holiday comedy movie “Noelle,” wrote an opinion piece for The New York Times in December titled “Taylor Swift’s Live Nation Debacle Is Just the Beginning,” in which he criticized Live Nation for allegedly being a monopoly and detrimental to artists.
+
+“Whether it meets the legal definition of a monopoly or not, Live Nation’s control of the live music ecosystem is staggering,” he wrote.
+
+Criticism of Ticketmaster’s dominance dates back decades, but the Swift ticketing incident has once again turned that issue into a dinner table discussion at many households.
+
+Concert promoter Live Nation and ticketing company Ticketmaster, two of the largest companies in the concert business, announced their merger in 2009.",Lawmakers are set to grill top executives from the event ticketing industry on Tuesday after Ticketmaster's inability to process orders for Taylor Swift's upcoming tour left millions of fans unable to buy tickets or without their ticket even after purchase.,LYV,Services,Leisure Facilities,Live Nation Entertainment Inc.,"{'Customer Safety': 'Leisure facility entities operate parks and facilities that expose guests to potentially unsafe conditions that may result in injury and even death. Safety management therefore includes managing the safety of amusement park rides and ski slopes as well as operating buildings where large crowds of people may be present, such as sporting and concert venues. The industry is mainly subject to low-probability but high-magnitude safety concerns. Ensuring the highest standards of safety can help entities minimise reputational damage and liabilities from costly lawsuits.', 'Workforce Safety': 'Safety concerns in the Leisure Facilities industry can expose employees to injuries if facilities and equipment are not maintained, or if precautions and training procedures are not in place. Amusement park rides, ski slopes, and other facilities may expose employees to potentially unsafe conditions that result in injury or even death. Potential financial impacts associated with employee safety violations include regulatory fines, abatement costs, and negative impacts on brand reputation. These impacts may stem from accidents as well as from chronic safety issues. ', 'Energy Management': 'Leisure facilities entities operate large outdoor and indoor facilities that may consume a significant amount of energy. Most of the industry’s electricity is purchased commercially, which indirectly results in greenhouse gas (GHG) emissions, a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly areconcerned about environmental sustainability.'}","{'Customer Safety': 0.7402712283447185, 'Workforce Safety': 0.7305767158027546, 'Energy Management': 0.717123816720444}",0.7402712283447185,Ruiqi,Major focus,Major focus,Negative,Customer Safety,Major,Major,Negative,2023-02-10T17:30:20+00:00,https://www.cnn.com/2023/02/10/media/biden-fox-news-super-bowl,"[{'name': 'FOX Television Stations', 'weight': 0.12125909}, {'name': 'Fox News', 'weight': 0.11471749}, {'name': 'pre-Super Bowl', 'weight': 0.112342596}, {'name': 'Fox Soul', 'weight': 0.11137567}, {'name': 'Super Bowl', 'weight': 0.10729287}, {'name': 'Fox', 'weight': 0.10504266}, {'name': 'Fox Corp', 'weight': 0.1041176}, {'name': 'Black Americans', 'weight': 0.099334724}, {'name': 'the pre-Super Bowl interview', 'weight': 0.08442272}, {'name': 'White House', 'weight': 0.08375533}]","[{'name': 'Sports'}, {'name': 'Politics'}]","[{'data': 'White House', 'type': 'ORG', 'mentions': 4}, {'data': 'Fox', 'type': 'ORG', 'mentions': 14}, {'data': 'CNN', 'type': 'ORG', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 6}, {'data': 'Karine Jean-Pierre', 'type': 'PERSON', 'mentions': 2}, {'data': 'Super Bowl', 'type': 'EVENT', 'mentions': 5}, {'data': 'Black Americans', 'type': 'NORP', 'mentions': 2}, {'data': 'the State of the Union', 'type': 'WORK_OF_ART', 'mentions': 1}]","A last-ditch effort to salvage a Fox interview with President Joe Biden before the Super Bowl has fallen through.
+
+Biden is not expected to participate in the annual presidential Super Bowl interview with Fox, the network airing the game this year. The Biden administration attempted a workaround that avoided a sit-down with Fox News, with whom the White House has a contentious relationship. Fox has canceled the interview, White House press secretary Karine Jean-Pierre said in a tweet Friday.
+
+Fox did not immediately respond to a request for comment.
+
+Aides for Biden had instead been working toward an interview with Fox Soul, a live streaming platform aimed at Black Americans owned by FOX Television Stations.
+
+An interview with the Fox Soul network could have allowed the White House a workaround to still participate in the traditional pre-game conversation with a Fox-aligned outlet without having to sit with one of Fox News’ anchors or reporters. That plan, however, was canceled.
+
+“The President was looking forward to an interview with Fox Soul to discuss the Super Bowl, the State of the Union, and critical issues impacting the everyday lives of Black Americans. We’ve been informed that Fox Corp has asked for the interview to be cancelled,” Jean-Pierre said in a tweet Friday.
+
+A Fox News source previously told CNN Thursday that the channel had not heard back on whether Biden would grant the pre-Super Bowl interview and that the outlet was proceeding as if it was not going to take place.",a9b7975dbec747afb71568147b398694,White House says Biden's Super Bowl interview with Fox is off,4,,,,
+5919,"US chicken producers ordered to face price-fixing claims - June 30 (Reuters) - A federal judge on Friday said Pilgrim's Pride, Sanderson Farms, Tyson Foods and several other companies must face private antitrust litigation accusing them of conspiring to inflate broiler chicken prices by reducing supply.
+
+Restaurants, supermarkets, distributors and consumers have accused chicken producers of having conspired starting in 2008 to inflate prices, through tactics such as restricting production and sharing nonpublic data about supply and demand.
+
+In a 90-page decision, U.S. District Judge Thomas Durkin in Chicago said reasonable jurors could find it more likely than not that Pilgrim's Pride, Sanderson and Tyson conspired to fix prices.
+
+""There are numerous examples of supposed competitors regularly exchanging sensitive production data with each other,"" Durkin wrote. ""A jury could find that such conduct is not the behavior of active competitors.""
+
+But the judge also narrowed the case to cover alleged ""anomalous decreases in broiler production"" in 2008-2009 and 2011-2012.
+
+Durkin dismissed claims relating to supply cuts in 2015-2016 and alleged manipulation of the Georgia Dock broiler price index, saying evidence of a conspiracy was ""weak.""
+
+He also dismissed claims against other producers including Perdue, as well as against Agri Stats, whose reports about the industry allegedly let producers monitor each other's production and pricing activities.
+
+Pilgrim's Pride, Sanderson and Tyson did not immediately respond to requests for comment after market hours.
+
+The companies have previously settled claims with some of the plaintiffs, including $221.5 million of settlements announced by Tyson.
+
+Pilgrim's Pride is owned mainly by Brazil's JBS SA .
+
+The case is In re Broiler Chicken Antitrust Litigation, U.S. District Court, Northern District of Illinois, No. 16-08637.","{'positive': 0.013807615, 'negative': 0.90579593, 'neutral': 0.08039641}","A federal judge has ruled that Pilgrim's Pride, Sanderson Farms, Tyson Foods and several other companies must face private antitrust litigation accusing them of conspiring to inflate broiler chicken prices by reducing supply. The judge also narrowed the case to cover alleged ""anomalous decreases in broiler production"" in 2008-2009 and 2011-2012, and dismissed claims relating to supply cuts in 2015-2016 and alleged manipulation of the Georgia Dock broiler price index. The companies have previously settled claims with some of the plaintiffs, including $221.5 million of settlements announced by Tyson.","A federal judge on Friday said Pilgrim's Pride, Sanderson Farms, Tyson Foods and several other companies must face private antitrust litigation accusing them of conspiring to inflate broiler chicken prices by reducing supply.  Restaurants, supermarkets, distributors and consumers have accused chicken producers of having conspired starting in 2008 to inflate prices, through tactics such as restricting production and sharing nonpublic data about supply and demand.  In a 90-page decision, U.S. District Judge Thomas Durkin in Chicago said reasonable jurors could find it more likely than not that Pilgrim's Pride, Sanderson and Tyson conspired to fix prices.",TSN,Food & Beverage,"Meat, Poultry & Dairy",Tyson Foods Inc A,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry’s emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers’ treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities’ use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry’s ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers’ compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees’ exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry’s supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity’s animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7594898211765108, 'Antibiotic Use in Animal Production': 0.7552630408412977, 'Greenhouse Gas Emissions': 0.7561059402075678, 'Food Safety': 0.7877384615318623, 'Water Management': 0.7661182642098838, 'Animal Care & Welfare': 0.8112789695565168, 'Energy Management': 0.7814707453510147, 'Animal & Feed Sourcing': 0.7800773264286329, 'Workforce Health & Safety': 0.7783740357889711, 'Environmental & Social Impacts of Animal Supply Chain': 0.7793988854442738}",0.8112789695565168,Ruiqi,Major focus,Major focus,Negative,"Antibiotic Use in Animal Production, Food Safety, Animal Care & Welfare, Environmental & Social Impacts of Animal Supply Chain",Major,Major,Negative,2023-03-23T05:27:15+00:00,https://www.bbc.co.uk/news/world-asia-india-65048026,"[{'name': 'caste discrimination', 'weight': 0.120696425}, {'name': 'caste', 'weight': 0.10173047}, {'name': 'other lower castes', 'weight': 0.09468867}, {'name': 'social discrimination', 'weight': 0.078414574}, {'name': 'US', 'weight': 0.072173506}, {'name': 'anti-discriminatory laws', 'weight': 0.07159419}, {'name': 'recent years', 'weight': 0.06349214}, {'name': 'years', 'weight': 0.06101103}, {'name': 'Last year', 'weight': 0.05915924}, {'name': 'xenophobic stereotypes', 'weight': 0.057245463}]",[{'name': 'Politics'}],"[{'data': 'California', 'type': 'GPE', 'mentions': 3}, {'data': 'US', 'type': 'GPE', 'mentions': 6}, {'data': 'India', 'type': 'GPE', 'mentions': 3}, {'data': 'Nepal', 'type': 'GPE', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 1}, {'data': 'Wahab', 'type': 'PERSON', 'mentions': 3}, {'data': 'Tanuja Gupta', 'type': 'PERSON', 'mentions': 1}, {'data': 'Thenmozhi Soundararajan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Maya Kamble', 'type': 'PERSON', 'mentions': 1}, {'data': 'Suhag Shukla', 'type': 'PERSON', 'mentions': 1}, {'data': 'Josh Becker', 'type': 'PERSON', 'mentions': 1}, {'data': 'South Asians', 'type': 'NORP', 'mentions': 2}, {'data': 'Afghan-American', 'type': 'NORP', 'mentions': 1}, {'data': 'Dalits', 'type': 'NORP', 'mentions': 5}, {'data': 'Indian', 'type': 'NORP', 'mentions': 1}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 1}, {'data': 'the San Francisco Bay Area', 'type': 'LOC', 'mentions': 1}, {'data': 'West', 'type': 'LOC', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Cisco Systems', 'type': 'ORG', 'mentions': 1}, {'data': 'Google News', 'type': 'ORG', 'mentions': 2}, {'data': 'California State University', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'the California Democratic Party', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'the Hindu American Foundation', 'type': 'ORG', 'mentions': 1}, {'data': 'BBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}]","Ms Wahab represents a district in north California which has a large number of South Asians, many of whom work in technology firms. The Afghan-American lawmaker, who was raised in the San Francisco Bay Area by a US couple after her parents died, says that while she has not experienced caste discrimination herself, she understands it because of the place she grew up in.
+
+The caste system is one of the oldest forms of surviving social discrimination in South Asian countries, including India and Nepal. In India, Dalits (formerly untouchables) and other lower castes are seen as historically disadvantaged groups and offered constitutional protections in the form of quotas and anti-discriminatory laws.
+
+Dalit activists and academics say such recognition is needed in the West too, especially in the US. Many of them have been working towards spreading a similar awareness of caste and its complexities there for years.
+
+The country's tech industry has been grappling with the issue in recent years. In 2020, California regulators sued Cisco Systems on the basis of a complaint that a Dalit Indian engineer faced caste discrimination at the company's Silicon Valley headquarters. The next year, Tanuja Gupta, a senior manager at Google News, resigned after the company cancelled an invitation to Dalit rights activist Thenmozhi Soundararajan to speak to employees.
+
+Supporters of the bill say that caste discrimination needs a legislative solution. One of them is Maya Kamble, who uses a pseudonym for her advocacy work. She works as a manager at a big US firm and says she decided not to reveal that she was a Dalit to her current colleagues.
+
+At a former workplace, she says, a manager who once trusted her with challenging assignments changed his attitude once he found out her caste. When the next big project came up, she says that he told her to stay away from it as she was ""ill-fated"".
+
+""The [human resources representative] didn't know anything about caste. How do I tell them that this is rooted in untouchability?"" she says, adding that she had similar experiences when she came to the US as a student decades earlier.
+
+Last year, California State University (Cal State), the largest public university system in the US, approved a policy change which added caste as a protected category. The same year, Apple announced that it had updated its employee policy two years earlier to prohibit caste discrimination. In 2021, the California Democratic Party added caste as a protected category to its code of conduct. The workers' union at Alphabet, Google's parent company, has issued a statement supporting Ms Wahab's bill.
+
+Before the Seattle city council vote, nearly 100 organisations and businesses had written to it, asking it to oppose the caste ordinance. At the time, Suhag Shukla, co-founder and executive director of the Hindu American Foundation, had told the BBC that while caste discrimination was wrong and violated core principles of her religion, she was against the law because it sent a message ""that our community, which makes up less than 2% of the population, is so uniquely bigoted that we need a special category under the law to police us, reinforcing xenophobic stereotypes we had hoped the US had moved beyond"".
+
+But Ms Wahab says she is hopeful her colleagues will support her. Fellow Democratic senator Josh Becker, who represents the district where Alphabet and Meta are headquartered, says he is ""supportive of anything to turn the tide"" because he is alarmed that in a ""country where hate and racism are on the rise, such behaviour [referring to caste] is being accepted and normalised"".
+
+Read more India stories from the BBC:",ff6215c1683b4926aaa17594f9b38245,California considers ban on caste discrimination,4,,,,
+66935,"Live Nation posts 73% jump in revenue and record attendance despite controversies - Live Nation posted a record $3.1 billion in revenue – up 73% from last year – in the first quarter of 2023, despite possible regulation and tremendous fallout from botched Ticketmaster sales for the Taylor Swift Eras tour.
+
+In an earnings release, the ticket-industry giant said over 19 million people attended events across 45 countries in the first quarter. Many venues and markets opened fully for the first time since the global pandemic began in 2020.
+
+But the success comes at a time a handful of bills are wending their way through Congress that target the company’s controversial and widely criticized ticketing practices and near-monopoly in the business.
+
+CEO Michael Rapino, in a release, credited the company’s most recent results in part to stadium tours for superstars Beyonce, Drake and Bruce Springsteen.
+
+“Demand was so strong that even when artists added a number of additional shows, they still were not able to meet all of the fan demand,” Rapino said.
+
+In a single day last November, more than two million Taylor Swift tickets were sold on Live Nation’s Ticketmaster, a record for any artist. But those sales came with hours of delays, confusion and misinformation.
+
+A near-meltdown of the site ended up denying millions of fans – including those with presale codes – the chance to buy tickets.
+
+Eventually, the ticketing company canceled the public sale due to “extraordinarily high demands on ticketing systems and insufficient remaining ticket inventory to meet that demand.”
+
+But this week the company posted earnings above analyst expectations and $320 million in first-quarter adjusted operating income, up 53% from a year ago. Live Nation stock rose about 15% on the news, to close at about $77 a share.
+
+Rapino said the company is “watching what’s going on” in regards to legislation in an earnings call. In February, the company announced support for the FAIR ticketing act, which would let artists decide resale rules and crack down on bots and resellers.
+
+“Through all of the noise, most people are ending up in the industry and politics at exactly where we are and the principles of what the FAIR Act is,” Rapino said.
+
+Rapino also said some of the legislation “swirling around” should help rein in scalpers, which the company blamed for crashing the site during Taylor Swift.
+
+“The common theme in all of this legislation that you’re seeing come forward is around limiting and putting some handcuffs around the scalper and the business,” Rapino said.
+
+Ticketmaster and Live Nation face a lawsuit from Swifties across the country who filed the suit in December for “unlawful conduct” in the pop star’s chaotic tour sale, claiming that the ticketing giant violated antitrust laws, among others.
+
+Fans of the Eurovision Song Contest were also unable to access Ticketmaster’s site in March.
+
+Lawmakers grilled Live Nation president and CFO Joe Berchtold in a three-hour hearing in January, alleging the ticketing giant wields too much monopolistic control over the industry.
+
+Jack Groetzinger, CEO of SeatGeek, alleged in the hearing that many venue owners “fear losing Live Nation concerts if they don’t use Ticketmaster” and its services, and argued the company must be broken up.
+
+“I want to congratulate and thank you for an absolutely stunning achievement,” Sen. Richard Blumenthal pointedly said to Berthtold. “You have brought together Republicans and Democrats in an absolutely unified cause.”
+
+Blumenthal and Sen. Amy Klobuchar introduced legislation in April to “improve competition in live event ticketing markets.”
+
+‚ÄúRight now, one company is leveraging its power to lock venues into exclusive contracts that last up to ten years, ensuring there is no room for potential competitors to get their foot in the door,‚Äù said Klobuchar in a release.","{'positive': 0.57705677, 'negative': 0.24565712, 'neutral': 0.17728609}","Live Nation posted a record $3.1 billion in revenue in the first quarter of 2023, despite possible regulation and massive fallout from botched Ticketmaster sales for the Taylor Swift Eras tour. The ticket-industry giant said over 19 million people attended events across 45 countries in this first quarter, and many venues and markets opened fully for the first time since the global pandemic began in 2020. However, the success comes at a time a handful of bills are wending their way through Congress that target the company‚Äôs controversial and widely criticized ticketing practices and near-monopoly in the business. Live Nation stock rose about 15% on the news, to close at about $77 a share. In February, the company announced support for the FAIR ticketing act, which would let artists decide resale rules and crack down on bots.","Live Nation posted a record $3.1 billion in revenue -- up 73% from last year -- in the first quarter of 2023, despite possible regulation and tremendous fallout from botched Ticketmaster sales for the Taylor Swift Eras tour.",LYV,Services,Leisure Facilities,Live Nation Entertainment Inc.,"{'Customer Safety': 'Leisure facility entities operate parks and facilities that expose guests to potentially unsafe conditions that may result in injury and even death. Safety management therefore includes managing the safety of amusement park rides and ski slopes as well as operating buildings where large crowds of people may be present, such as sporting and concert venues. The industry is mainly subject to low-probability but high-magnitude safety concerns. Ensuring the highest standards of safety can help entities minimise reputational damage and liabilities from costly lawsuits.', 'Workforce Safety': 'Safety concerns in the Leisure Facilities industry can expose employees to injuries if facilities and equipment are not maintained, or if precautions and training procedures are not in place. Amusement park rides, ski slopes, and other facilities may expose employees to potentially unsafe conditions that result in injury or even death. Potential financial impacts associated with employee safety violations include regulatory fines, abatement costs, and negative impacts on brand reputation. These impacts may stem from accidents as well as from chronic safety issues. ', 'Energy Management': 'Leisure facilities entities operate large outdoor and indoor facilities that may consume a significant amount of energy. Most of the industry‚Äôs electricity is purchased commercially, which indirectly results in greenhouse gas (GHG) emissions, a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly areconcerned about environmental sustainability.'}","{'Customer Safety': 0.7465241115803626, 'Workforce Safety': 0.7235169957015812, 'Energy Management': 0.7469739162488072}",0.7469739162488072,Ruiqi,Minor focus,Major focus,Negative,"Customer Safety, Governance",Minor,Major,Neutral,2023-06-01T20:05:14+00:00,https://www.ksl.com/article/50656933/ford-recall-over-discouraging-use-of-seat-belts,"[{'name': 'seat belts', 'weight': 0.14680271}, {'name': 'position', 'weight': 0.14198428}, {'name': 'front seat passengers', 'weight': 0.1190688}, {'name': 'the offending seat position', 'weight': 0.10407689}, {'name': 'National Highway Traffic Safety Administration', 'weight': 0.08973057}, {'name': 'seat belt… accessibility concerns', 'weight': 0.08645042}, {'name': 'a seat belt', 'weight': 0.07785389}, {'name': 'the seat belt', 'weight': 0.07785389}, {'name': 'the retracted position', 'weight': 0.07481662}, {'name': 'its stowed position', 'weight': 0.07462416}]",[{'name': 'Auto'}],"[{'data': 'Ford', 'type': 'ORG', 'mentions': 6}, {'data': 'the National Highway Traffic Safety Administration', 'type': 'ORG', 'mentions': 2}, {'data': 'Bronco', 'type': 'ORG', 'mentions': 1}, {'data': 'Rangers', 'type': 'ORG', 'mentions': 1}, {'data': 'NEW YORK', 'type': 'GPE', 'mentions': 1}, {'data': 'Bronco', 'type': 'PRODUCT', 'mentions': 3}]","NEW YORK — Ever have a car with a difficult-to-reach seat belt? This recall is for you.
+
+Ford is having to recall 176,000 of its Ford Bronco SUVs, model years 2021 to 2023, because the National Highway Traffic Safety Administration found that drivers and front seat passengers can have difficulty reaching the metal portion of the belt when it is in the retracted position.
+
+""The customer may experience some dissatisfaction or be discouraged if they are unable to easily access the seat belt … in its stowed position. Driving without the use of a seat belt increases the risk of injury in a crash,"" said the notice from the federal safety regulator.
+
+The recall involves only the five-door version of the Bronco.
+
+Ford didn't have any comment on the recall except to say that the problem is only when the front seats are in one certain position, not all positions, though the company did not specify the offending seat position. The issue can be addressed by putting a barrette clip, or a sliding clip latch, on the belt itself to keep the latch portion of the belt in position.
+
+Most recalls are due to complaints being filed by car owners to National Highway Traffic Safety Administration or the automaker itself. But in this case, the problem only came up during a standard examination of the Bronco by the agency.
+
+""Ford is not aware of any customer warranty or field reports of seat belt… accessibility concerns,"" said the agency's notice.
+
+The problem is far less serious than many other recalls, including another one with a group of 1,400 2023 Bronco SUVs and Rangers pickups that could have had the lug nuts on the driver's side improperly tightened, creating a risk that the wheels could fall off.
+
+Ford is aware of one case in which the wheel came off, although fortunately no one was injured in that case.",1899eab638d6461796e1d93bb98e4177,Ford recall over discouraging use of seat belts,4,,,,
+16208,"Visa and Amex are about to pinpoint where you buy your guns. Republicans are up in arms. - With just over six weeks to go before the midterm elections, GOP officials are seizing on the collection of gun store sales data as an example of what they term “woke capitalism,” opening a new front in the fight over the role businesses should play in driving social policy.
+
+“Progressives are already cheering that this will be a huge step forward in monitoring suspicious gun purchases,” Rep. Roger Williams (R-Texas) said in a House hearing on Wednesday. “Anyone who is against the rights of gun owners will want [financial] institutions to flag every single transaction with a gun [code] to law enforcement.”
+
+State officials are weighing in, too.
+
+Environmental, social and governance — or ESG — policies have “been weaponized in a way that is very concerning to me,” said Florida’s Chief Financial Officer Jimmy Patronis, a Republican who’s seeking reelection. Patronis earlier this week threatened the credit card companies with the specter of GOP-led legislation targeting their operations if it’s determined that the code has “a chilling effect” on firearm purchases.
+
+“I see it going as far as we need to take it. [Even] if we need to deplatform a financial institution doing business in the state of Florida because of their harm or irreparable harm they’re doing to some of these companies,” he said in an interview.
+
+Earlier this month, Amalgamated Bank — a union-owned institution that’s become a go-to bank for Democratic campaigns — successfully petitioned an international standards-setting body to adopt the new merchant code for gun stores. Credit card companies had resisted those efforts for years, but after the International Organization for Standardization signed off on it, the companies said they had to comply.
+
+Leaders from both parties have grown increasingly aggressive in using their power — and their financial resources — to cajole corporations into adopting practices that adhere to their respective ideologies. Those often conflict.
+
+For every blue state pension fund that charges ahead with climate-conscious investment initiatives, Republican leaders in states like West Virginia will halt public contracts with big banks that no longer finance coal.
+
+Credit card companies and commercial banks are now caught squarely in the middle of a similar dynamic around when it comes to gun store purchases. The companies are not happy about it.
+
+“We do not believe private companies should serve as moral arbiters,” Visa said in a company blog post published in response to the ISO’s decision. “A fundamental principle for Visa is protecting all legal commerce throughout our network and around the world and upholding the privacy of cardholders who choose to use Visa. That has always been our commitment, and it will not change with ISO’s decision.”
+
+American Express and Mastercard have made similar points. Hundreds of other types of retailers, including florists and mobile home dealers, already have their own dedicated codes.
+
+But the code only gives financial institutions insight into where a purchase was made — not the items that were purchased. It won’t preclude legal purchases of firearms, nor will it serve as the sole reason behind the blocking of any individual transactions.
+
+The code will provide financial institutions with a new tool to identify suspicious transactions made by consumers at gun stores since the merchant categories show up on buyers’ credit card statements.
+
+The CEOs of America’s largest commercial banks, which ultimately handle those payments, echoed the points by the credit card companies in congressional hearings on Wednesday and Thursday.
+
+“We cannot be involved in telling American citizens how their money will be used. That’s not our job,” JPMorgan Chase CEO Jamie Dimon told the Senate Banking Committee on Thursday.
+
+Republican policymakers claim that the new code has politicized payment systems to the detriment of gun owners.
+
+Two dozen Republican state attorneys general have already threatened the card companies with legal action over the new code. GOP lawmakers on the House Financial Services and Senate Banking committees fired off letters this week to Amalgamated Bank, the Treasury Department and the Bank Policy Institute — a lobbying group for big lenders — to signal their displeasure as well.
+
+“Please resist the impulse to respond to the very loud noise in your left ears,” Sen. Kevin Cramer (R-N.D.) told the bank CEOs during Thursday’s hearing. “I’m happy to be the loud noise in your right ears.”
+
+To Democrats and advocates lobbying for firearms regulations, those protests ignore a gun violence epidemic that kills tens of thousands of Americans annually. That’s why public pension leaders in New York City and California launched shareholder proposals earlier this year to force the credit conglomerates to support proposals to create a separate category for gun store transactions.
+
+“There’s long been a merchant code for florists, but I don’t see Republican attorneys general objecting [to that],” New York City Comptroller Brad Lander, a Democrat who oversees the city’s pension system, said in an interview earlier this week. “I guess they don’t get big contributions from the florists.”
+
+Having that code will create new ways for financial institutions to track suspicious activity — something they’re already obligated to do — and could thwart domestic terrorism and mass shootings, said Nick Suplina, senior vice president for law and policy at Everytown for Gun Safety, a group founded and financed by former New York City Mayor Michael Bloomberg.
+
+Efforts to implement the code took root after a series of reports from The New York Times found that the assailants behind the Virginia Tech and Pulse Nightclub attacks, among others, had used credit cards to amass large stockpiles of guns and ammunition leading up to those mass shootings.
+
+“It’s not just a question for policymakers and lawmakers to engage,” said Adam Skaggs, the chief counsel and policy director at Giffords Law Center to Prevent Gun Violence. “Business leaders, just like others, have a role to play.”
+
+That line of thinking leaves out federal and state policymakers who are ultimately held accountable by voters, said Tennessee Attorney General Jonathan Skrmetti, a state Supreme Court appointee who spearheaded the GOP attorneys general letter.
+
+“My worry is if boardrooms get more involved in politics, then politics is gonna get more involved in boardrooms,” Skrmetti said. “We are moving in a direction where everything is becoming political — and that’s bad.”","{'positive': 0.047811452, 'negative': 0.5851262, 'neutral': 0.3670624}","
+
+With just over six weeks to go before the midterm elections, GOP officials are seizing on the collection of gun store sales data as an example of what they term “woke capitalism,” opening a new front in the fight over the role businesses should play in driving social policy.
+
+“Progressives are already cheering that this will be a huge step forward in monitoring suspicious gun purchases,” Rep. Roger Williams (R-Texas) said in a House hearing on Wednesday. 
+
+Earlier this month, Amalgamated Bank — a union-owned institution that’s become a go-to bank for Democratic campaigns — successfully petitioned an international standards-setting body to adopt the new merchant code for gun stores. 
+
+The CEOs of America’s largest commercial banks, which ultimately handle those payments, echoed the points by the credit card companies in congressional hearings on Wednesday and Thursday. That’s why public pension leaders in New York City and California launched shareholder proposals earlier this year to force the credit conglomerates to support proposals to create a separate category for gun store transactions.
+
+“There’s long been a merchant code for florists, but I don’t see Republican attorneys general objecting [to that],” New York City Comptroller Brad Lander, a Democrat who oversees the city’s pension system, said in an interview earlier this week. “I guess",Visa and Amex are about to pinpoint where you buy your guns. Republicans are up in arms.,AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers’ PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers’ personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7892490823139215, 'Customer Privacy': 0.782870284426106, 'Data Security': 0.7908299867861466}",0.7908299867861466,Ruiqi,Major focus,Major focus,Negative,"Selling Practices, Data Security",Major,Major,Negative,2022-11-08T11:00:29+00:00,https://finance.yahoo.com/news/alphabet-inc-nasdaq-googl-looks-110029370.html,"[{'name': 'other companies', 'weight': 0.09993142}, {'name': 'earnings growth', 'weight': 0.09919202}, {'name': 'future earnings', 'weight': 0.08754461}, {'name': 'other market participants', 'weight': 0.08256386}, {'name': 'earnings', 'weight': 0.079965115}, {'name': 'impressive growth', 'weight': 0.070355095}, {'name': 'financial advice', 'weight': 0.07010173}, {'name': 'analyst forecasts', 'weight': 0.06268689}, {'name': 'qualitative material', 'weight': 0.059494715}, {'name': 'Alphabet Inc.', 'weight': 0.05841963}]",[{'name': 'Finance'}],"[{'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 9}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 2}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","Alphabet Inc.'s (NASDAQ:GOOGL) price-to-earnings (or ""P/E"") ratio of 17.1x might make it look like a sell right now compared to the market in the United States, where around half of the companies have P/E ratios below 14x and even P/E's below 8x are quite common. Although, it's not wise to just take the P/E at face value as there may be an explanation why it's lofty.
+
+Alphabet hasn't been tracking well recently as its declining earnings compare poorly to other companies, which have seen some growth on average. One possibility is that the P/E is high because investors think this poor earnings performance will turn the corner. You'd really hope so, otherwise you're paying a pretty hefty price for no particular reason.
+
+Want the full picture on analyst estimates for the company? Then our free report on Alphabet will help you uncover what's on the horizon.
+
+In order to justify its P/E ratio, Alphabet would need to produce impressive growth in excess of the market.
+
+If we review the last year of earnings, dishearteningly the company's profits fell to the tune of 3.2%. Even so, admirably EPS has lifted 120% in aggregate from three years ago, notwithstanding the last 12 months. Accordingly, while they would have preferred to keep the run going, shareholders would probably welcome the medium-term rates of earnings growth.
+
+Looking ahead now, EPS is anticipated to climb by 12% each year during the coming three years according to the analysts following the company. Meanwhile, the rest of the market is forecast to only expand by 9.4% per year, which is noticeably less attractive.
+
+With this information, we can see why Alphabet is trading at such a high P/E compared to the market. It seems most investors are expecting this strong future growth and are willing to pay more for the stock.
+
+Typically, we'd caution against reading too much into price-to-earnings ratios when settling on investment decisions, though it can reveal plenty about what other market participants think about the company.
+
+We've established that Alphabet maintains its high P/E on the strength of its forecast growth being higher than the wider market, as expected. Right now shareholders are comfortable with the P/E as they are quite confident future earnings aren't under threat. It's hard to see the share price falling strongly in the near future under these circumstances.
+
+Many other vital risk factors can be found on the company's balance sheet. You can assess many of the main risks through our free balance sheet analysis for Alphabet with six simple checks.
+
+Of course, you might also be able to find a better stock than Alphabet. So you may wish to see this free collection of other companies that sit on P/E's below 20x and have grown earnings strongly.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",8b83546f401f4b5fbe11307d387f3b72,With Alphabet Inc. (NASDAQ:GOOGL) It Looks Like You'll Get What You Pay For,4,,,,
+7037,"Homebuilders say they're on the edge of a steeper downturn as buyers pull back - The once-hot housing market is cooling off at an alarming rate, and some homebuilders say it will only get worse come the new year as new orders dry up.
+
+Fast-rising mortgage rates have caused once-frenzied homebuyers to turn on their heels and become worried about their potential investment and the health of the overall economy.
+
+""There's this cliff that's happening in January,"" said Gene Myers, CEO of Thrive Homebuilders in the Denver area, which was one of the hottest markets in the years leading up to and through the pandemic.
+
+U.S. homebuilders were a major beneficiary of the Covid economy. Record low interest rates, combined with surging demand from consumers looking for more living space, caused a run on housing unlike most had ever seen before. Home prices surged over 40% in just two years, and homebuilders couldn't meet the orders fast enough. They even slowed sales just to keep pace. All of that is over.
+
+Housing starts for single-family homes dropped nearly 19% year over year in September, according to the U.S. Census. Building permits, which are an indicator of future construction, fell 17%. Pultegroup , one of the nation's largest homebuilders, reported its cancelation rate jumped from 15% in the second quarter of this year to 24% in the third.
+
+The public homebuilders that have reported earnings so far showed surprisingly strong results, but that is because much of it is based on a backlog of homes that went under contract last spring. That was before mortgage rates crossed 6% and then 7%.
+
+Now builders are preparing for what's coming next. Myers said his company's balance sheet is incredibly strong right now, thanks to a backlog of homes sold at high prices, but he predicted that the market will be ""ugly"" by the start of next year.
+
+""It is definitely a hard landing for housing,"" he said. ""Any hope of a soft landing really evaporated last spring, when it became so clear that our customers who are accustomed to such low mortgage rates just were going to go on strike.""
+
+Myers was around during the last housing crash, which was brought on by a faulty mortgage market where just about anyone, qualified or not, could get a home loan. It caused a massive run on housing, based almost entirely on speculative buying and selling by investors. Single-family housing starts fell a stunning 80% from January 2006 to March 2009, but Myers notes that it was a slower turn compared with what is happening now.
+
+""I think we're seeing the most abrupt change in the market in my career, and I've been around a while,"" he said. ""I've never seen sales just turn off, which for us happened in May.""","{'positive': 0.01649897, 'negative': 0.95522135, 'neutral': 0.028279677}","
+
+U.S. homebuilders were a major beneficiary of the Covid economy. 
+
+Housing starts for single-family homes dropped nearly 19% year over year in September, according to the U.S. Census. Myers said his company's balance sheet is incredibly strong right now, thanks to a backlog of homes sold at high prices, but he predicted that the market will be ""ugly"" by the start of next year. ""Any hope of a soft landing really evaporated last spring, when it became so clear that our customers who are accustomed to such low mortgage rates just were going to go on strike.""","Homebuilders say 2023 is going to bring an even sharper downturn in the market, as high interest rates scare away buyers.",PHM,Infrastructure,Home Builders,Pulte Group Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7937241223257656, 'Design for Resource Efficiency': 0.7808596145332054, 'Community Impacts of New Developments': 0.7884843619824617, 'Climate Change Adaptation': 0.8081118360588103, 'Workforce Health & Safety': 0.7821280847191612}",0.8081118360588103,Ruiqi,Minor focus,Major focus,Negative,,Minor,Major,Negative,2023-02-04T00:23:10+00:00,https://www.independent.co.uk/life-style/job-hunting-unemployment-working-tiktok-b2275595.html,"[{'name': 'jobs', 'weight': 0.13157439}, {'name': 'multiple job postings', 'weight': 0.12287105}, {'name': 'other fields', 'weight': 0.08614323}, {'name': 'their current job search', 'weight': 0.07285848}, {'name': 'the job market', 'weight': 0.071496576}, {'name': 'other people', 'weight': 0.07013041}, {'name': 'her job search', 'weight': 0.069300495}, {'name': 'multiple layoffs', 'weight': 0.0667354}, {'name': 'people', 'weight': 0.06420422}, {'name': 'Scarlett', 'weight': 0.063867584}]",[],"[{'data': 'TikTok', 'type': 'ORG', 'mentions': 2}, {'data': 'Indeed', 'type': 'ORG', 'mentions': 1}, {'data': 'McDonalds', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'the US Bureau of Labor Statistics', 'type': 'ORG', 'mentions': 1}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Scarlett', 'type': 'ORG', 'mentions': 1}, {'data': 'Scarlett', 'type': 'PERSON', 'mentions': 3}]","An unemployed woman’s video to people who currently “hate” their jobs right now has gone viral.
+
+In a recent video posted to TikTok, Scarlett, @drscarlettsmash, encouraged her viewers not to leave their jobs, if they’re thinking of doing so. She also opened up about her challenging experience with the job market, as she’s in the midst of looking for work.
+
+“100 per cent please do not quit your job. You don’t want to be here,” she said, referring to her job search. “I am not joking when I’m trying to say I’m doing everything I possibly can. I’m on Indeed non-stop, and it’s just dry. There aren’t any jobs that are being posted. Not a single posting in my field was posted today.”
+
+She further explained how hard she’s been working to find a job, while financially providing for herself.
+
+“So these older generations, don’t get at me because I’m telling you, I’m hustling,” Scarlett continued. “I’m doing whatever I possibly can to make enough money for my mortgage.”
+
+Scarlett further empahsised how bad the job market appears to be, adding: “There’s so many people out here right now that are jobless.”
+
+The podcast host concluded her video by once again encouraging people to stay at their jobs, regardless of how they feel about it.
+
+“Stay where you’re at. I know you hate it,” she said. “But baby, you don’t want to be here.”
+
+As of 3 February, the vidoe has more than 271,300 views, with TikTok users in the comments noting that they wouldn’t quit their jobs without a good reason.
+
+“Who quits a job without having another offer in hand??” one wrote.
+
+“This has always been true,” another added. “Never leave a job unless you have another one.”
+
+Some people addressed their current job search, while others acknowledged the stress that they’ve experienced at their positions.
+
+“I got two recruiter requests today and I would rather work at McDonalds and be happy than staying in a job that I hate,” one wrote.
+
+“I am in healthcare and they are calling me every single day,” another added. “I’m not joking.”
+
+However, other people claimed that they’ve seen multiple job postings on sites like LinkedIn and that the lack of jobs depends on the field that workers are in.
+
+According to the US Bureau of Labor Statistics, 517,000 jobs were added to the market in January, resulting in “widespread” job growth in the “leisure and hospitality, professional and business services, and health care” fields. The employment rate has also slightly decreased, as it went from 3.5 per cent in December to 3.4 percent in January.
+
+However, this isn’t to say that other fields aren’t facing some major layoffs. As reported by the Wall Street Journal, there have been multiple layoffs in the tech field, as they are occurring faster than they ever did during the pandemic.
+
+According to data from Layoffs.fyi, posted by the publication, 51,489 employees were laid off in November 2022. This is a number that’s nearly doubled when compared to April 2020, when 26,7100 employees were let go.
+
+More specifically, Google announced earlier this month that it would be laying off more than 500,000 workers, while Amazon also announced that it will be letting go of more than 18,000 employees.
+
+The Indepedent has contacted Scarlett for comment.",42faa13ea55d4b8ba8a7ee12c35b3c33,Unemployed woman’s warning video to workers who ‘hate’ their jobs goes viral,4,,,,
+20015,"Consumer Staples Wipeout Continues With Kimberly-Clark - Kimberly-Clark on Wednesday continued a soft streak for makers of everyday household goods, putting up weak guidance for 2023 that disappointed investors. The maker of Kleenex tissues and Huggies diapers posted decent results for the fourth quarter of 2022. Sales were flat compared with a year earlier, but organic sales, which strip out the impact of currency fluctuations, were up 5%.","{'positive': 0.7843252, 'negative': 0.19642814, 'neutral': 0.019246623}","Consumer Staples Wipeout Continues With Kimberly-Clark. Kimberly-Clark on Wednesday continued a soft streak for makers of everyday household goods, putting up weak guidance for 2023 that disappointed investors. The maker of Kleenex tissues and Huggies diapers posted decent results for the fourth quarter of 2022. Sales were flat compared with a year earlier, but organic sales, which strip out the impact of currency fluctuations, were up 5%.","Kimberly-Clark  on Wednesday continued a soft streak for makers of everyday household goods, putting up weak guidance for 2023 that disappointed investors.  The maker of Kleenex tissues and Huggies diapers posted decent results for the fourth quarter of 2022.  Sales were flat compared with a year earlier, but organic sales, which strip out the impact of currency fluctuations, were up 5%.",KMB,Consumer Goods,Household & Personal Products,Kimberly-Clark,"{'Product Environmental, Health, and Safety Performance': 'The Household & Personal Products industry faces growing consumer and regulatory pressure over the use of chemicals ofconcern, which have been linked to negative environmental externalities and impacts on human health. Some of these chemicals include persistent, bioaccumulative, and toxic (PBT) substances and carcinogenic, mutagen, or teratogenic chemicals, all of which are under increased regulatory scrutiny. Isolating and determining causal channels for negative health and environmental impacts is difficult, which means there is often a significant lag between a product’s introduction to the market and the point at which regulation and/or public opinion causes entities in the industry to reformulate. Directives in the EU and legislation in the U.S. place restrictions on or suggest alternatives to the use of harmful chemicals within the industry. Separately, the U.S. Food & Drug Administration (FDA) in the U.S. may secure greater regulatory power over chemicals used by the cosmetics industry, which would very likely result in higher costs for the Household & Personal Products industry. Large retailers have implemented programs to ban chemicals of concern in the products they sell, which is placing greater pressure on the industry. Entities that are able to anticipate the changing regulatory landscape and implement stricter processes and testing are more likely to gain a competitive advantage. Early adopters of innovations in green chemistry and the reduction of chemicals of concern may improve profitability by being better able to capture changing customer demand and avoiding regulatory burdens.', 'Water Management': 'Water is vital to the Household & Personal Products industry, both as a coolant in manufacturing processes and as a main input for many of the industry’s products. Water is becoming a scarce resource around the world because of population growth and increasing consumption, rapid urbanisation, and declining supplies because of subsurface aquifer depletion, drought and climate change. Many entities in this industry have operations in regions of the world facing water scarcity. Without careful planning, entities could face increased costs or lose water access in these regions, which may be a risk to production. Having rigorous checks in place to ensure a steady supply of water to all factories, as well as investing in technology to increase water use efficiency, will help entities reduce water-related risks as water scarcity becomes an increasingly global issue.', 'Packaging Lifecycle Management': 'The Household & Personal Products industry uses a large amount of materials for product packaging, which often constitutes a significant portion of entities’ expenses. In addition, packaging design, particularly packaging weight, has a direct impact on transportation expenses, which can be significant. At the same time, the industry is facing pressure from both consumers and large retail outlets to address the environmental characteristics of its packaging, as material extraction and waste contribute to environmental externalities. The sustainability performance of packaging depends largely on the type, use, and ultimate disposal of materials. However, entities that effectively manage the sustainability characteristics of their product packaging—including light-weighting of materials, the use of recycled content and recyclable materials, and the use of sustainably sourced materials—may be better positioned to capture shifting consumerdemand and avoid (or mitigate the impacts of) regulation related to extended producer responsibility. By managing the sustainability of product packaging, entities can also potentially reduce input and transportation costs.', 'Environmental & Social Impacts of Palm Oil Supply Chain': 'Palm oil has increased in popularity as a cheap input for a wide range of goods in the Household & Personal Products industry, including cleaning products, candles and cosmetics. Palm oil harvesting in specific regions of the world may contribute to deforestation, GHG emissions and other environmental and social problems. If not sourced responsibly, palmoil materials contribute to environmental and social externalities that can present reputational and regulatory risks for entities. Furthermore, entities in this industry are exposed to the risk of supply chain disruptions, input price increases and reputational damage associated with environmental and social externalities from palm oil sourcing. Entities face pressure to track and responsibly source palm oil and ensure minimum working condition standards in the supply chain, because palm oil production often is associated with labour issues. Implementing sourcing standards can reduce these risks, as canproduct-design phase innovations to reduce dependence on controversial materials such as palm oil.'}","{'Product Environmental, Health, and Safety Performance': 0.7856850617764477, 'Water Management': 0.7674980638529527, 'Packaging Lifecycle Management': 0.7726199159558809, 'Environmental & Social Impacts of Palm Oil Supply Chain': 0.7355874846149382}",0.7856850617764477,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",Major focus,Major focus,Negative,2022-11-22T13:30:10+00:00,https://www.bloomberg.com/news/newsletters/2022-11-22/amazon-was-a-secret-player-in-ford-and-vw-backed-argo-s-demise,"[{'name': 'venture capital', 'weight': 0.16725966}, {'name': 'real estate', 'weight': 0.13364278}, {'name': 'multi-faceted entrepreneurs', 'weight': 0.13159186}, {'name': 'players', 'weight': 0.122178294}, {'name': 'play', 'weight': 0.10039755}, {'name': 'Argo', 'weight': 0.094531775}, {'name': 'ways', 'weight': 0.092833936}, {'name': 'VW', 'weight': 0.081563026}, {'name': 'Ford', 'weight': 0.07522541}, {'name': 'Ford and VW-Backed Argos Demise', 'weight': 0.067409515}]",[],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'VW', 'type': 'ORG', 'mentions': 1}, {'data': 'Argo', 'type': 'ORG', 'mentions': 1}, {'data': 'Athlete | Empire', 'type': 'WORK_OF_ART', 'mentions': 1}]","Athletes' ambitions don't end when they leave the field of play. Now more than ever, players rightly see themselves as multi-faceted entrepreneurs, and seek ways to leverage their brands in everything from real estate to venture capital. ""Athlete | Empire"" presents the in-depth, intimate stories of these businesses, as told by the players themselves.",760275006aca45b39ba22ddf81b15540,Amazon Was a Secret Player in Ford and VW-Backed Argo's Demise,4,,,,
+29805,"East Coast mayors call for more office-to-apartment conversions - Mayors in cities across the U.S. want to loosen rules that can slow the pace of office-to-residential conversions. In some instances, cities have offered generous tax abatements to developers who build new housing.
+
+
+
+""We have a great opportunity to change the uses in the downtown,"" said Washington, DC, Mayor Muriel Bowser at a December 2022 news conference in support of her housing budget proposals.
+
+""It's absolutely a budget gimmick"" said Erica Williams, executive director at the DC Fiscal Policy Institute, referring to Bowser's 2023 proposal to increase the downtown developer tax break. ""We fully support the idea that some of these buildings could be turned into residential properties or into mixed-use properties, but that we don't necessarily need to subsidize that.""
+
+In New York City, a task force of planners assembled by Mayor Eric Adams is studying the effects of zoning changes, and possible abatements for developers who include affordable units in conversions.
+
+Cities like Philadelphia have previously embraced these policies to revitalize their downtowns. In Philadelphia, homeowners and investors received more than $1 billion in tax breaks for their renovation projects. 
+
+
+
+A small collective of developers have taken on this challenging slice of the real estate business. Since 2000, 498 buildings have been converted in the U.S., creating 49,390 new housing units through the final quarter of 2022, according to real estate services firm CBRE. 
+
+
+
+Prominent investors Societe Generale and KKR have worked with developers like Philadelphia-based Post Brothers to finance institutional-scale office conversions in expensive central business districts.
+
+
+
+""Capital has gotten much more limited,"" said Michael Pestronk, CEO of Post Brothers. ""We're able to get financing today. ... It is a lot more expensive than it was a year ago.""
+
+Many experts believe local governments will alter zoning laws and building codes to make these conversions easier over the years. 
+
+
+
+""Our rules are in the way, and we need to fix that,"" said Dan Garodnick, director of New York City's Department of City Planning.
+
+
+
+Watch the video above to learn how cities are getting developers to convert more offices into apartments.","{'positive': 0.1940513, 'negative': 0.028085722, 'neutral': 0.77786297}","Mayors in cities across the U.S. are calling for more office-to-apartment conversions, and for tax abatements to developers who build new housing. The DC Fiscal Policy Institute and Washington, DC, Mayor Muriel Bowser have proposed a 2023 proposal to increase the downtown developer tax break, while Philadelphia and Philadelphia have embraced these policies to revitalize their downtowns. Since 2000, 498 buildings have been converted in the US., creating 49,390 new housing units through the final quarter of 2022. Prominent investors Societe Generale and KKR have worked with developers like Philadelphia-based Post Brothers to finance institutional-scale office conversions in expensive central business districts, and many experts believe local governments will alter zoning laws and building codes to make these conversions easier over the years.",Public officials across the U.S. have called for looser building codes and increased subsidy for developers who convert offices into housing.,CBRE,Infrastructure,Real Estate Services,CBRE Group Inc.,"{'Sustainability Services': 'In the Real Estate Services industry, buildings owned or occupied by clients generally have significant sustainability impacts. Buildings, and the activities that take place within them, drive energy consumption, direct and indirect greenhouse gas (GHG) emissions, water consumption, waste generation and indoor environmental quality concerns that can impact occupant health. Entities have an opportunity to improve the sustainability impacts of buildings and their operations through sustainability- related services. These services may include utility data management, energy procurement, energy and water benchmarking, resource efficiency improvements, activities related to sustainability certifications, and sustainability consulting and training. Entities may impact building sustainability further by arranging leases that incentivise both owners and tenants to improve sustainability performance, while yielding financial benefits forboth parties. Providing these services may drive new revenue growth and increase client retention. Effective sustainability services may benefit owners or tenants through improved asset values, increased tenant demand, decreased operating costs and improved tenant experiences.', 'Interest': 'The business model of real estate services entities is dependent on client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional and ethical standards of the industry. Professional integrity is an important governance issue, as the range of services and the number of professionals within a single organisation can make the management of conflicts of interest more challenging. Brokerage and appraisalservices may come with particularly high risk of conflicts of interest and negligence. In order to manage and avoid these risks, entities in the industry can implement a range of governance measures, including employee training, oversight, and policies, procedures, and enforcement systems focused on transparency and appropriate disclosures. Effective management of these risks can lead to increased client trust and better brand value in the market, adding to long-term revenue growth. Inadequate management of risks may lead to regulatory fines and penalties, as well as decreased client trust and a loss in business.'}","{'Sustainability Services': 0.775330594752911, 'Interest': 0.7466697181211437}",0.775330595,Ricky,Minor focus,Minor focus,Neutral,Sustainability Services,No focus,No focus,,2023-02-02T23:26:34+00:00,https://finance.yahoo.com/news/apple-posts-disappointing-first-quarter-232634647.html?.tsrc=rss,"[{'name': 'iPad net sales', 'weight': 0.12994738}, {'name': 'net sales', 'weight': 0.12668204}, {'name': 'quarterly iPad net sales', 'weight': 0.12435128}, {'name': 'analyst expectations', 'weight': 0.11338072}, {'name': 'Refinitiv analysts', 'weight': 0.107180506}, {'name': 'first quarter', 'weight': 0.10557607}, {'name': 'Estimates', 'weight': 0.10149965}, {'name': 'estimates', 'weight': 0.10149965}, {'name': 'analysts', 'weight': 0.09953767}, {'name': 'disappointing first quarter results', 'weight': 0.09940025}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 6}, {'data': 'Refinitiv', 'type': 'ORG', 'mentions': 2}, {'data': 'Services', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Mac', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Luca Maestri', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'CHINA', 'type': 'GPE', 'mentions': 1}]","Apple on Thursday released its first-quarter earnings for fiscal 2023, with revenue, earnings per share and two of its segments coming in below estimates.
+
+The company reported generating $117.2 billion in first-quarter revenue. That figure was below the $121.1 billion estimated by Refinitiv analysts.
+
+In comparison, its first-quarter revenue for fiscal 2022 was $123.9 billion.
+
+Meanwhile, the iPhone maker said its net income narrowed 13% from the $34.6 billion reported in the same period the prior year, posting $30 billion. It reported a diluted earnings-per-share of $1.88, meaning it was lower than analysts’ $1.94 estimate.
+
+Two of its operating segments, iPad and services, topped analyst expectations.
+
+The company said it posted roughly $9.4 billion in quarterly iPad net sales, compared to $7.25 billion in the same period the year before. Estimates had put iPad net sales at $7.76 billion for the first-quarter of fiscal 2023.
+
+Services had $20.77 billion in net sales, above estimates of $20.67 billion.
+
+""We set an all-time revenue record of $20.8 billion in our Services business, and in spite of a difficult macroeconomic environment and significant supply constraints, we grew total company revenue on a constant currency basis,"" Apple CFO Luca Maestri said in a statement.
+
+APPLE PRODUCTION IN CHINA BEGINS TO CATCH UP DESPITE COVID-19 WOES
+
+Apple's other segments – iPhone, Mac, and wearables, home and accessories – were below estimates from Refinitiv analysts.
+
+First-quarter net sales for the iPhone segment fell 8% year-over-year to about $65.78 billion, while its Mac net sales came in at roughly $7.74 billion. Estimates for those segments were $68.29 billion and $9.63 billion, respectively.
+
+Wearables, home and accessories saw $13.48 billion in net sales for the first quarter, compared to the $15.22 billion analysts had projected.
+
+CEO Tim Cook said in a statement that Apple was ""excited to report that we now have more than 2 billion active devices as part of our growing installed base,"" something he called a ""major milestone.""",2f03f5b1b1254c989d52c41c25d668a5,Apple posts disappointing first quarter results,4,,,,
+6164,"Three industries ripe for automation, according to a robotics guru - DETROIT — The automotive and logistics industries are no strangers to robots. They're among the most heavily invested businesses in automation in the U.S. economy, using robots to sort packages, transport goods and assist in building vehicles. But other industries where robotics haven't yet taken hold may be potential investment opportunities and expansion areas for automation companies in the coming years. Those emerging areas intrigue Jeff Burnstein, an automation-industry guru and president of the Association for Advancing Automation. His trade group represents more than 1,000 global companies involved in robotics, machine vision, motion control, and motors and related technologies. Burnstein, who recently received a prestigious award for his more than 40 years in the industry, believes automation and robotics could greatly assist in doing the ""dull, dirty, dangerous jobs"" that people don't necessarily want to do.
+
+""If you look at what's driving a lot of the automation in many industries it's shortage of people,"" he said on the sidelines of an automation convention last week in Detroit. Labor shortages, led by the manufacturing industry, are the key driver in the growth of automation, he said. Here are three industries Burnstein predicts are next for automation:
+
+The agriculture industry is already testing or using various automated, if not autonomous, technologies to make operations more efficient and safer. It also serves to cut costs Tractor maker Deere & Co. , for example, offers a suite of automated-assistance features such as turning and guidance for crop row lines. Deere is working on an autonomous tractor that can ""see, think, and work on its own, freeing up time for farmers to complete other tasks simultaneously,"" according to its website. Other automated technologies for agriculture include drones that can spray pesticides over crops, remote-controlled tractors, automated harvesting systems, and other data and logistics farming apps.
+
+Harvesting and sorting chicken parts is exactly the kind of dull, dirty, dangerous jobs automation could assist in doing, Burnstein says. At the automation convention, at least two companies were showcasing food-sorting robots whose abilities included identifying what types of cuts fit into a tray for packaging. Beyond efficiency advantages, there are health and safety benefits, too, advocates point out. ""The machine can't sneeze. It can't rub its face. It can't have hair fall into anything. So, it's really safe. And less hands touching it, the less introduction for any disease,"" said Anthony Romeo, a representative of Massachusetts-based companies Cognex Corp. and Soft Robotics, one of the companies working on sorting food and chicken parts, who also attended the convention.
+
+In 2021, Tyson Foods said it would invest over $1.3 billion in new automation capabilities through 2024 to increase yields and reduce both labor costs and associated risks — and ultimately deliver savings for the meat processor. Tyson CEO Donnie King last month told investors the company is continuing to ""invest in automation and digital capabilities with opportunities to improve our yield."" He said the company has 50 lines for deboning chickens that are fully automated. Pilgrim's Pride , one of the world's largest chicken producers, also has announced substantial investments in automation, including more than $100 million it announced in 2021.
+
+Automation in health care could be viable in a variety of cases ‚Äî from transportation of goods and personal medications to someone's bedside, to cleaning and disinfecting tools. ""You can do that robotically,"" Burnstein said. ""If you're having trouble finding people that could be a good solution. There's all kinds of those things and then drug discovery, of course, and other applications."" One notable company currently in the space is Aethon, a Pittsburgh-based robotics company that's made strides in the health-care sector with an autonomous mobile robot called the TUG. The robots are capable of navigating around a hospital independently, according to the company's website. The TUG can be programmed to avoid obstacles and even operate elevators, according to the company. It's one example of an AMR, or autonomous mobile robot: a type of vehicle that can perform several different delivery tasks, which Burnstein called ""hot in automation"" at the moment.","{'positive': 0.06512319, 'negative': 0.039383665, 'neutral': 0.89549315}","Robotic and logistics industries are among the most heavily invested businesses in automation in the U.S. economy, but other industries where robotics haven't yet taken hold may be potential investment opportunities and expansion areas for automation companies in the coming years. Jeff Burnstein, an automation-industry guru and president of the Association for Advancing Automation, believes that these emerging industries could greatly assist in doing the ""dull, dirty, dangerous jobs"" that people don't necessarily want to do. He predicts that the agriculture industry is already testing or using various automated technologies to make operations more efficient and safer, while other industries such as robotics, machine vision, motion control, and motors and related technologies are ripe for investment opportunities. At an automation convention in Detroit last week, two companies showcased food-sorting robots whose abilities included identifying what types of cuts fit into a tray for packaging. In 2021, Tyson Foods said it would invest over $1.3 billion in new automation capabilities through 2024 to increase yields and reduce both labor costs and associated risks.","Jeff Burnstein, an automation-industry guru and president of the Association for Advancing Automation, outlines where automation could be applied next.",DE,Resource Transformation,Industrial Machinery & Goods,Deere & Co,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.8030612488891893, 'Materials Sourcing': 0.8069390739087057, 'Energy Management': 0.7801713623113429, 'Fuel Economy & Emissions in Use-phase': 0.8105784451130292, 'Employee Health & Safety': 0.7909620721335271}",0.8105784451130292,Ricky,Major focus,Major focus,Positive,"Remanufacturing Design & Services, Employee Health & Safety",Minor focus,Minor focus,Positive,2023-03-13T17:00:00+00:00,https://www.theverge.com/2023/3/13/23634709/google-pixel-6-pro-night-mode-feature-drop,"[{'name': 'Pixel phones', 'weight': 0.13564554}, {'name': 'older Pixel devices', 'weight': 0.12920408}, {'name': 'Pixel 4A phones', 'weight': 0.12717989}, {'name': 'Pixel', 'weight': 0.11563776}, {'name': 'Pixel owners', 'weight': 0.11359509}, {'name': 'Pixel 4A', 'weight': 0.11250171}, {'name': 'phone tree options', 'weight': 0.09023438}, {'name': 'older devices', 'weight': 0.088875294}, {'name': 'phones', 'weight': 0.08560131}, {'name': 'Google Tensor', 'weight': 0.08418241}]",[{'name': 'Tech'}],"[{'data': 'Night Sight', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Direct My Call', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Night Mode', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Pixel 6', 'type': 'PRODUCT', 'mentions': 17}, {'data': 'Magic Eraser', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Night Sight', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Pixels', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Tensor', 'type': 'PRODUCT', 'mentions': 3}, {'data': '6 Pro', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Direct My Call', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'the 7 and', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Health Connect', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'non-Pixel Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Nest', 'type': 'ORG', 'mentions': 1}, {'data': 'Night', 'type': 'TIME', 'mentions': 1}, {'data': 'a second', 'type': 'TIME', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","Google’s making good on its promise to bring a much-touted photo feature to all of its phones and has a couple of other goodies for Pixel owners in its latest feature drop. The update is being made available now to Pixel phones, and it includes Magic Eraser for all devices, a faster Night Sight for the Pixel 6 and 6 Pro, and a Direct My Call enhancement for older Pixels.
+
+Magic Eraser debuted on the Pixel 6 and 6 Pro and was also available on last year’s Pixel 7 and 7 Pro. That means it’s only been available on phones with Google’s custom Tensor chipset, which might lead you to believe it could only run on phones with Tensor. That’s clearly not the case — last month, Google announced the feature would be offered with older Pixel devices and would also come bundled with Google One subscriptions for non-Pixel Android and iOS users. That said, there are a few qualifications: your phone needs to have at least 3GB of RAM and must be running Android 8.0 or iOS 15.0 or later.
+
+Today’s feature drop also brings one of the Pixel 7’s camera enhancements to the Pixel 6 and 6 Pro: faster Night Sight. Night mode on the Pixel 7 and 7 Pro doesn’t do anything fundamentally different; it just runs a second or two faster. That may not sound like much, but it makes a big difference in real-world use. Now, the 6 and 6 Pro will get that benefit, too, thanks to “new algorithms powered by Google Tensor,” according to a Google blog post.
+
+Tensor may be required to speed up Night Mode, but it is apparently not a requirement for the updated Direct My Call introduced on the Pixel 7 and 7 Pro. Direct My Call — currently supported on the Pixel 3A and later — creates a live transcript of phone tree options as they’re read on a call. The enhanced Direct My Call on the 7 and 7 Pro is able to transcribe menu options before they’re read in some cases. That upgrade is coming to Pixel 4A phones and newer for “many of the most popular toll-free numbers in the US.”
+
+There’s a hodgepodge of other updates, too: the ability to set a timer on a Nest device and then view it on your Pixel, a hub for your health and fitness data settings called Health Connect, and for the Pixel Watch, a previously announced fall detection feature.
+
+Google is bringing a lot of its newer Pixel features to older devices, which we love to see, but there are still a few newer Pixel 7 and 7 Pro features that haven’t made it to older models, including face unlock, Clear Calling, and Cinematic Blur video mode. These features seem more closely tied to the hardware on the new devices, so we’re not holding our breath that they’ll make it to previous-gen phones.",34e0bceaa5b3459189fac720ba7fc2bc,Night Sight on the Pixel 6 and 6 Pro is about to get a speed boost,4,,,,
+6838,"Biden to block oil drilling in ‘irreplaceable’ Alaskan wildlands - The conservation push covers nearly half of the National Petroleum Reserve-Alaska (NPR-A), the nation’s largest expanse of public land, which hosts a range of sensitive Arctic wildlife. It would impose a permanent ban on oil and gas development for 10.6 million acres of the reserve but would not block ConocoPhillips’s Willow project, which Biden approved earlier this year and is poised to produce 576 million barrels of oil over the next three decades.
+
+President Biden moved Wednesday to protect more than 10 million acres of Alaska’s North Slope from development, barring oil drilling across giant swaths and canceling leases in the Arctic National Wildlife Refuge issued under President Donald Trump.
+
+In a separate move, Interior Secretary Deb Haaland is canceling all seven outstanding leases the Trump administration awarded for oil exploration in the Arctic National Wildlife Refuge, in the state’s northeast corner. Drilling had been banned in the refuge, one of the nation’s most pristine natural areas, for decades until Congress ordered lease sales there in 2017. As a candidate, Biden pledged to undo those leases as part of his sweeping climate agenda.
+
+In a statement, Biden said the state is full of “breathtaking natural wonders” that need protection.
+
+“As the climate crisis warms the Arctic more than twice as fast as the rest of the world, we have a responsibility to protect this treasured region for all ages,” Biden said.
+
+While the moves would do nothing to stop the Willow development — a top target of climate activists — it would ensure long-term protections for areas that provide vital wildlife habitat, said Chris Wood, president of the conservation group Trout Unlimited. He estimated that the federal government hasn’t set aside so many acres of land for conservation since the early 2000s.
+
+“Conservation is a very long game and takes decades,” Wood said. “It’s rare to have these big-stroke opportunities. So it’s terrific and heartening to see the administration demonstrate they have a bit of a bold streak when it comes to protecting our lands and waters.”
+
+Alaskan oil has complicated Biden’s attempt to enact aggressive measures to fight climate change. Oil advocates and industry analysts have said some areas of NPR-A are among the richest oil reserves available in the country, and Alaskan lawmakers have pushed development as a major source of jobs and revenue. But Biden had come to office promising “no more drilling on federal lands, period. Period, period, period.”
+
+Alaska Oil and Gas Association President Kara Moriarty said in an email that the new Biden policies will make the United States more reliant on foreign oil, which could produce more planet-warming emissions than oil extracted in Alaska.
+
+“The constant barrage of government regulation changes and whipsaws tells investors that Alaska is not a place to do business,” she said. That “makes no sense because Alaska has high environmental standards and some of the lowest emissions in the country.”
+
+In March, Biden had approved Willow under intense political pressure. He said later he was compelled to because the company had legal leases for the area that predated his presidency.
+
+But he announced that decision along with a plan to give “maximum protection,” a status authorized by Congress, for an additional 13 million acres in the reserve. Wednesday’s move makes that plan an official proposal, including requirements for environmental mitigation for 2.4 million acres where oil leasing can still happen there, and the ban on oil and gas leasing for the rest of it.
+
+The proposal would also require reviews and public consultation every five years on whether to expand or designate new special areas for conservation in the reserve. The Bureau of Land Management will also be hosting public meetings about the proposal and taking public comment for 60 days before creating a final rule.
+
+“We know that some of these places are irreplaceable treasures,” Haaland said in remarks to reporters. “Climate change is the crisis of our lifetime. . . . We must do everything within our control to care for and protect this fragile ecosystem.”
+
+On the Arctic National Wildlife Refuge, Haaland said the lease sale under Trump was flawed, “based on a number of fundamental, legal deficiencies.” The Bureau of Land Management and the Fish and Wildlife Service have drafted a new analysis under Biden supporting that conclusion, administration officials said.
+
+They found that Trump officials failed to meet requirements under the National Environmental Policy Act to analyze alternatives or to quantify greenhouse gas emissions from the development, administration officials said. That led Haaland to cancel the leases, administration officials said.
+
+But Moriarty called the decision arbitrary, and Alaskan political leaders are likely to object to Interior’s legal justification. Many, including Senator Lisa Murkowski, Republican, fought for decades to open up part of the region’s coastal plain for drilling, and inserted requirements to lease oil rights in the area as part of a 2017 tax law overhaul. Local officials who support drilling have called Biden’s attempts to undo the leases federal overreach.","{'positive': 0.057060275, 'negative': 0.3908893, 'neutral': 0.5520504}","President Biden moved Wednesday to protect more than 10 million acres of Alaska's North Slope from development, barring oil drilling across giant swaths and canceling leases in the Arctic National Wildlife Refuge issued under President Donald Trump. Interior Secretary Deb Haaland is canceling all seven outstanding leases the Trump administration awarded for oil exploration in the state’s northeast corner. The move makes that plan an official proposal, including requirements for environmental mitigation for 2.4 million acres where oil leasing can still happen there, and the ban on oil and gas leasing for the rest of it. The proposal would also require reviews and public consultation every five years on whether to expand or designate new special areas for conservation in the reserve. Alaskan leaders are likely to object to the decision, and political leaders have called it arbitrary.","President Biden moved Wednesday to protect more than 10 million acres of Alaska’s North Slope from development, barring oil drilling across giant swaths and canceling leases in the Arctic National Wildlife Refuge.",COP,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,ConocoPhillips,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity’s social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry’s activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta “shared value” approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7692071928370509, 'Water Management': 0.7505671475711602, 'Management of the Legal & Regulatory Environment': 0.7616157284912989, 'Business Ethics & Transparency': 0.7507351887508336, 'Biodiversity Impacts': 0.8086626437107121, 'Air Quality': 0.7479994460663589, 'Community Relations': 0.771045428131978, 'Reserves Valuation & Capital Expenditures': 0.7894322889743738, 'Workforce Health & Safety': 0.7636965159826898, 'Critical Incident Risk Management': 0.7409960805558738, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7719703172453819}",0.8086626437107121,Ricky,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Management of the Legal & Regulatory Environment, Biodiversity Impacts, Reserves Valuation & Capital Expenditures, Critical Incident Risk Management",Minor focus,Minor focus,Positive,2023-02-09T16:15:00+00:00,https://www.zerohedge.com/markets/behind-googles-150-billion-ai-driven-selloff-response-has-been-very-emotional-and-devoid,"[{'name': 'GOOGL market cap', 'weight': 0.08346674}, {'name': 'AI', 'weight': 0.07262668}, {'name': 'Google', 'weight': 0.07058839}, {'name': 'GOOGL', 'weight': 0.06807588}, {'name': 'MSFT', 'weight': 0.06552663}, {'name': 'pro subs', 'weight': 0.06472076}, {'name': 'mega cap GAMMA tech stocks', 'weight': 0.06390066}, {'name': 'enough market cap', 'weight': 0.06255096}, {'name': 'Reality', 'weight': 0.06180533}, {'name': 'reality', 'weight': 0.06180533}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': 'GAMMA', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 16}, {'data': 'Goldman', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 9}, {'data': 'JPM', 'type': 'ORG', 'mentions': 1}, {'data': 'TMT', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'ORG', 'mentions': 2}, {'data': 'AMZN', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Ron Adler', 'type': 'PERSON', 'mentions': 2}, {'data': 'Bard', 'type': 'PERSON', 'mentions': 2}, {'data': 'Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bernstein', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}, {'data': 'SmarterChild', 'type': 'PRODUCT', 'mentions': 1}]","Behind Google's $150 Billion AI-Driven Selloff: ""The Response Has Been Very Emotional And Devoid Of Reality""
+
+            Yesterday we saw mega cap GAMMA tech stocks slide with GOOGL tumbling 7.7%, a loss which extended another 4% on Thursday, after the company's search & AI event revealed a glitch in the company's AI algos. The loss - the worst in more than three months - slashed some $100BN in GOOGL market cap yesterday and another $50 today...
+
+
+
+... because, as Goldman put it, ""the CEO of MSFT wants to go after their search business"" and sure enough Wednesday was the third worst percent change between GOOGL and MSFT (-7.37%) on a 5 year look back.
+
+
+
+But is Google losing enough market cap that would wipe out some 420 S&P500 companies really merited? According to JPM senior TMT trader Ron Adler, the answer is a resounding no, and ""the response from investors around AI has been very emotional and devoid of reality."" Why? Because as Adler asks rhetorically ""will anyone change their homepage or no longer visit Google when looking for or thinking about looking for something? Probably not. Will we ever really use the name Bard in conversation? Also, probably not. How many of you use Siri or Alexa to conduct simple searches you do on your phone? A lot less than one would think. Old habits die hard, and Google will be hard to break.""
+
+Below we excerpt from his full note:
+
+
+Simply put, the outcomes are asymmetric for MSFT and GOOGL. Google is the incumbent, and AI presents the innovator's dilemma for Pichai. MSFT has been trying to make Bing happen since 2009 and has yet to make a dent. MSFT is investing a lot of money in AI in a market that has latched on to AI (like they have previously latched on to blockchain and dot-com before that). Nadella noted that gross margin in search would ""drop forever,"" and investors in GOOGL fear a potential scorched earth plan by MSFT to gain share.
+
+MSFT's presentation Tuesday seemed innovative, vs. low expectations for Bing. The GOOGL presentation focused on maps and ways Google monetizes things. At the same time, MSFT's event (which was very desktop-focused on a mobile world) placed unnecessary import on Wednesday's GOOGL event.
+
+The response from investors around AI has been very emotional and devoid of reality. Yesterday people were talking about how AMZN is behind on AI (they are not). AI/ML has been around for a while, but compute power, and better tools are making them mainstream; we've had chatbots for years (I'm 100% dating myself here but does anyone remember SmarterChild?).
+
+Headlines of GOOGL's AI getting an answer wrong underscore the market's irrationality towards AI. Programming is moving towards a determinative path to one of statistics and probability. This migration won't be linear and clumsy (and who knows, it could even breed a Terminator). From a business standpoint, AI could also prove VERY deflationary, not just for tech but for society (remains to be seen).
+
+We are in the early stages of understanding the impacts of AI, let alone fully grasping the implications of the technology. In the near to medium term, will anyone change their homepage or no longer visit Google when looking for or thinking about looking for something? Probably not. Will we ever really use the name Bard in conversation? Also, probably not. How many of you use Siri or Alexa to conduct simple searches you do on your phone? A lot less than one would think. Old habits die hard, and Google will be hard to break.
+
+
+And here is Bernstein underscoring the same point: ""ChatGPT is a great piece of technology but MSFT is likely going to have a very tough time breaking into Google’s monopoly because they don’t control the channel.""
+
+More in the full note available to pro subs.
+
+      Tyler Durden
+Thu, 02/09/2023 - 11:15",7f444a59f922463abc7df85753b0ea62,"Behind Google's $150 Billion AI-Driven Selloff: ""The Response Has Been Very Emotional And Devoid Of Reality""",4,,,,
+5894,"IBM Grows Free Cash Flow but Will Likely Miss 2024 Goal - Following the spinoff of its managed infrastructure services business, which removed around $19 billion of less-than-desirable revenue from the income statement, International Business Machines (NYSE: IBM) is a leaner and more focused company. Hybrid cloud, artificial intelligence, high-margin software, and consulting are the businesses that will drive revenue and profit growth in the coming years. Total revenue was up 6% adjusted for currency, with over 70% of that revenue coming from software and consulting.","{'positive': 0.9091811, 'negative': 0.013565751, 'neutral': 0.07725316}","IBM Grows Free Cash Flow but Will Likely Miss 2024 Goal. Following the spinoff of its managed infrastructure services business, which removed around $19 billion of less-than-desirable revenue from the income statement, International Business Machines (NYSE: IBM) is a leaner and more focused company. Hybrid cloud, artificial intelligence, high-margin software, and consulting are the businesses that will drive revenue and profit growth in the coming years. Total revenue was up 6% adjusted for currency, with over 70% of that revenue coming from software and consulting.","Following the spinoff of its managed infrastructure services business, which removed around $19 billion of less-than-desirable revenue from the income statement, International Business Machines (NYSE: IBM) is a leaner and more focused company.  Hybrid cloud, artificial intelligence, high-margin software, and consulting are the businesses that will drive revenue and profit growth in the coming years.  Total revenue was up 6% adjusted for currency, with over 70% of that revenue coming from software and consulting.",IBM,Technology & Communications,Software & IT Services,Intl Business Machines Corp,"{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 'Employees are key contributors to value creation in the Software & IT Services industry. While the number of job openingsin the industry continues to grow, entities commonly find it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. To respond to talent shortages, entities often hire foreign nationals and offshore operations, creating employee management and sustainability challenges and related business risks. Some entities contribute to relevant education and training programs to expand the availability of domestic, skilled employees. Entities offer significant monetary and non-monetary benefits to improve employee engagement and therefore retention and productivity. Initiatives to improve employee engagement and work-life balance may influence therecruitment and retention of a diverse workforce. The industry is characterised by relatively low representation from women and minority groups; efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally improve the value of entity offerings. Greater workforce diversity is important for innovation and helps entities understand the needs of their diverse and global customer base.', 'Data Privacy & Freedom of Expression': 'As software and IT services entities increasingly deliver products and services over the Internet and through mobile devices, they must carefully manage two separate and often conflicting priorities. On the one hand, entities use customer data to innovate and provide customers with new products and services and to generate revenues. On the other hand, there are privacy concerns associated with entities having access to a wide range of customer data, such as personal, demographic, content, and behavioural data. This dynamic is leading to increased regulatory scrutiny in many countries around the world. The delivery of cloud-based software and IT services also raises concerns about potential access to user data by governments that may use it to limit the freedoms of citizens. Effective management in this area is important to reduce regulatory and reputational risks that can lead to decreased revenues, lower market share, and regulatory actions involving potential fines and other legal costs.', 'Intellectual Property Protection & Competitive Behaviour': 'Entities in the Software & IT Services industry spend a significant proportion of their revenues on IP protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, entities‚Äô IP practices can sometimes be a contentious societal issue. Entities couldsometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, entities in the industry must navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose entities in the industry to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with potentially significant impacts on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation while ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the growth of cloud-based service offerings, entities in this industry own, operate or rent increasingly more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously, and disruptions to the energy supply can have a material effect on operations, depending on the magnitude and timing of the disruption. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable supply of energy and water, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Managing Systemic Risks from Technology Disruptions': 'With trends towards increased cloud computing and Software as a Service (SaaS), software and IT service providers must ensure they have robust infrastructure and policies in place to minimise disruptions to their services. Disruptions such as programming errors or server downtime may generate systemic risks, because computing and data storage functions move from individual entity servers in various industries to data centres of cloud-computing service providers. The risks areincreased particularly if the affected customers are in sensitive sectors, such as financial institutions or utilities, which are considered critical national infrastructure. Entities‚Äô investments in improving the reliability and quality of their IT infrastructure and services may attract and retain customers, thereby creating revenue and opportunities in new markets.', 'Data Security': 'Software & IT services entities are targets of growing data security threats from cyber attacks and social engineering, which puts their own data and their customers‚Äô data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. Meanwhile, new and emerging data security standards and regulations are likely to affect theoperating expenses of entities through increased costs of compliance. Additionally, entities in this industry are well-positioned to uncover revenue opportunities by providing secure software and services to meet the demand for ensuring data is kept secure. '}","{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 0.7801679505151443, 'Data Privacy & Freedom of Expression': 0.8100302231123493, 'Intellectual Property Protection & Competitive Behaviour': 0.7687027866713066, 'Environmental Footprint of Hardware Infrastructure': 0.777360834741348, 'Managing Systemic Risks from Technology Disruptions': 0.8113568907826388, 'Data Security': 0.7909228549440581}",0.8113568907826388,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",Major focus,Major focus,Neutral,2023-03-24T17:27:50+00:00,https://www.wsj.com/articles/google-made-the-bard-ai-chatbot-boring-on-purpose-ab28ae40,"[{'name': 'OpenAI technology', 'weight': 0.13338934}, {'name': 'Aunt Martha', 'weight': 0.10957795}, {'name': 'OpenAI', 'weight': 0.10872639}, {'name': 'Martha', 'weight': 0.09237974}, {'name': 'Microsoft Corp.’s Bing chatbot', 'weight': 0.09190697}, {'name': 'Purpose', 'weight': 0.08740092}, {'name': 'Bard', 'weight': 0.08412811}, {'name': 'ChatGPT', 'weight': 0.08393317}, {'name': 'plastic', 'weight': 0.07884702}, {'name': 'Google', 'weight': 0.07781145}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet Inc.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft Corp.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Leo', 'type': 'PERSON', 'mentions': 1}, {'data': 'Martha', 'type': 'PERSON', 'mentions': 1}]","If ChatGPT is your crazy Uncle Leo, Google’s Bard is your goodie-two-shoes Aunt Martha. You know, the one who covers her couch with plastic.
+
+On Tuesday, Alphabet Inc.’s Google released its artificial-intelligence chatbot contender, an answer to OpenAI’s ChatGPT and Microsoft Corp.’s Bing chatbot, which uses OpenAI technology. As with those others, you type a prompt into Bard and out pops prose that’s likely better than your last texting convo. It can answer questions, draft emails and tell you a bedtime story. Yes, it can even write a newspaper column.",44279253593242a5a24cb038729029d0,Google Made the Bard AI Chatbot Boring. On Purpose.,4,,,,
+12749,"Wells Fargo says improving margins, new fulfillment model can boost Amazon shares more than 30% - Amazon 's regional fulfillment center (FC) transition could drive more than 30% upside for shares, according to Wells Fargo. Analyst Ken Gawrelski initiated coverage of the e-commerce giant with an overweight rating, saying that Wall Street is underestimating the ""pace and magnitude"" of improved shipping and fulfillment efficiencies at Amazon and recent comments made by CEO Andy Jassy at its annual meeting. AMZN YTD mountain Amazon shares in 2023 The comments show that the ""regional FC model is already having a meaningful impact to fulfillment and shipping efficiency,"" Gawrelski wrote. ""We believe annualized fuel and labor savings may have already reached $6.5B, 30% of 2023 consensus [operating income]."" He placed a $159 price target on shares, implying more than 31% upside from Wednesday's closing price. Amazon has surged more than 44% so far in 2023. As inflation eases and Amazon transitions to a smaller fulfillment center footprint, Gawrelski expects margins to return to 2018 levels by 2025. He also expects Amazon Web Services growth to reaccelerate later this year, forecasting a 15% rate come December. ""We see North America retail margins improving more quickly than consensus with 2018 margins returning by 2025, implying significant OI upside,"" he said. ""We expect AWS is bottoming in 3Q and should reaccelerate to more healthy growth rates exiting 2023, dampening the AWS bear case."" Wells Fargo dropped coverage of Amazon when an analyst left earlier this year. — CNBC's Michael Bloom contributed reporting","{'positive': 0.39179572, 'negative': 0.53031707, 'neutral': 0.07788724}","Well Fargo analyst Ken Gawrelski believes that Amazon's new regional fulfillment center (FC) transition could drive more than 30% upside for shares due to improved shipping and fulfillment efficiencies and recent comments made by CEO Andy Jassy at the company's annual meeting. He believes annualized fuel and labor savings may have already reached $6.5B, 30% of 2023 consensus [operating income]. Amazon has surged more than 44% so far in 2023, and as inflation eases and Amazon transitions to a smaller fulfillment center footprint, Gawrelki expects margins to return to 2018 levels by 2025. He also expects Amazon Web Services growth to reaccelerate later this year, and North America retail margins to improve more quickly than consensus with 2018 margins returning by 2025, implying significant OI upside.","Amazon's regional fulfillment center transition could drive more than 30% upside for shares, according to Wells Fargo.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7961281093483901, 'Hardware Infrastructure Energy & Water Management': 0.731347579245383, 'Data Privacy & Advertising Standards': 0.7305266060230727, 'Employee Recruitment, Inclusion & Performance': 0.7596136288268145, 'Data Security': 0.7454920063221331}",0.7961281093483901,Ricky,Major focus,Major focus,Positive,"Product Packaging & Distribution, Hardware Infrastructure Energy & Water Management",Major focus,Major focus,Positive,2023-04-26T10:44:00+00:00,https://www.newsmax.com/finance/streettalk/stock-futures-technology-stocks-microsoft/2023/04/26/id/1117549/,"[{'name': 'U.S. sovereign debt', 'weight': 0.07158522}, {'name': 'U.S. GDP data', 'weight': 0.068623446}, {'name': 'ad sales', 'weight': 0.06814469}, {'name': 'interest rates', 'weight': 0.06689668}, {'name': 'sales', 'weight': 0.06262325}, {'name': 'rates', 'weight': 0.0625231}, {'name': 'Durable goods data', 'weight': 0.0603392}, {'name': 'Refinitiv IBES data', 'weight': 0.060276367}, {'name': 'U.S. consumer confidence', 'weight': 0.05673783}, {'name': 'enough support', 'weight': 0.05574345}]",[{'name': 'Finance'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 3}, {'data': 'UPS', 'type': 'ORG', 'mentions': 1}, {'data': 'First Republic Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Refinitiv IBES', 'type': 'ORG', 'mentions': 1}, {'data': 'Boeing Co.', 'type': 'ORG', 'mentions': 1}, {'data': 'Boston Scientific Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'General Dynamics Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': ""the Federal Reserve's"", 'type': 'ORG', 'mentions': 3}, {'data': 'CMEGroup', 'type': 'ORG', 'mentions': 1}, {'data': 'Fedwatch', 'type': 'ORG', 'mentions': 1}, {'data': 'PacWest Bancorp', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 5}, {'data': 'the opening bell', 'type': 'TIME', 'mentions': 1}, {'data': '5:42 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': '8:30 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}]","Microsoft Corp. climbed 7.5% after it beat Wall Street estimates for quarterly results, and said that artificial intelligence products were stimulating sales.
+
+Alphabet Inc. rose 1.0% after the Google parent said it would buy back $70 billion in stock and topped first-quarter profit and revenue estimates on strong demand for cloud services and ad sales.
+
+Wall Street's major averages suffered their deepest declines so far this month on Tuesday as a downbeat UPS forecast exacerbated investor concerns about a slowing U.S. economy while plunging deposits at First Republic Bank added to jitters about the bank sector's health.
+
+Of the 124 S&P 500 companies that reported first-quarter profit through Tuesday, 79% topped analysts' expectations, as per Refinitiv IBES data. In a typical quarter, 66% companies beat estimates.
+
+Earnings forecasts have also improved, with analysts expecting a 3.9% contraction in first-quarter profit for S&P 500 companies compared with a 5.2% decline estimated at the beginning of the earnings season.
+
+Boeing Co., Boston Scientific Corp. and General Dynamics Corp. are among the companies set to report results before the opening bell, while Meta Platforms Inc. is scheduled to report after market close on Wednesday.
+
+At 5:42 a.m. ET, Dow e-minis were up 33 points, or 0.1%, S&P 500 e-minis were up 17.5 points, or 0.43%, and Nasdaq 100 e-minis were up 160.75 points, or 1.25%.
+
+Durable goods data for March is scheduled for release at 8:30 a.m. ET. A key inflation metric as well as U.S. GDP data for the first quarter will be out later in the week.
+
+Data on Tuesday showed U.S. consumer confidence dropped to a nine-month low in April, signaling that the economy could fall into recession this year.
+
+Investors are keenly awaiting the Federal Reserve's monetary policy decision on May 3 for clues on how far policymakers will hike interest rates.
+
+Traders have given about 80% odds to the U.S. central bank hiking rates by 25 basis points next week, as per CMEGroup's Fedwatch tool, with most expecting the Fed to hold rates before starting to cut them later this year.
+
+Reflecting mounting anxiety among investors, the cost of insuring exposure to U.S. sovereign debt rose to its highest since 2011, driven up by unease that the government could hit its debt ceiling sooner than expected.
+
+The U.S. House of Representatives could as early as Wednesday vote on a bill to sharply cut spending for a decade in exchange for a short-term hike in the debt ceiling, though it was unclear if it had enough support in the Republican majority to pass.
+
+Among other stocks, Visa Inc inched up 0.9% as the payments processor reported a better-than-expected second-quarter profit and bet on sustained growth at its payments business.
+
+PacWest Bancorp rallied 17.4% as the regional lender beat estimates for first-quarter profit as it managed to stabilize deposit outflows.",638acf0d298b4bd197fceec02deae1be,"Nasdaq Futures Up 1% on Upbeat Microsoft, Google Results",4,,,,
+11679,"Clothing retailers want QR codes to replace bulky tags - If the apparel industry gets its way, small labels with QR codes on them would replace the bulky clothing tags that offer washing instructions and other information.
+
+Why it matters: Digital product labels — which brands like Ralph Lauren are already starting to use — could provide a lot more information to consumers, who could scan them for a library of details about the garment they're wearing (or might buy).
+• The move would come at a time when the broader retail industry is transitioning to ""2D"" barcodes, which will unlock reams of online extras about everyday products.
+
+Driving the news: Garment manufacturers have been lobbying Congress and the Federal Trade Commission (FTC) for permission to replace physical clothing tags — which must include care instructions, fiber content, country of origin, etc. — with digital labels, most likely in the form of a QR code.
+• A consumer could scan that code to get the legally required information and more — such as recycling instructions, supply chain information, product recalls, the sustainability practices of the manufacturer and more.
+• The landing page could be updated in real time as circumstances change or the manufacturer wants to present new info.
+
+For example: ""Sometimes we produce garments knowing 'this much' about the material when we launch it, but three years down the road, something that was not recyclable is recyclable,"" Jennifer Patrick, global packaging and branding director at Patagonia, tells Axios.
+
+Between the lines: A move to digital clothing labels would allow manufacturers to make the tags much smaller — and thus less itchy and annoying, says Jason Berns, head of product and manufacturing innovation at Ralph Lauren.
+• It would reduce ""label mangling,"" or the tendency of consumers to hack off clothing tags — keeping them intact for the next person who buys or inherits the item.
+• It would also combat ""label creep,"" the growing list of legal requirements from governments around the world that have forced clothing makers to sew in ever-more-complicated (and cumbersome) care labels full of arcane laundry symbols.
+• ""If you're able to eliminate the entire label package and have a smaller, less noticeable single point of access, then it's much less likely that someone will need to cut them out,"" Berns tells Axios.
+
+Where it stands: The FTC currently requires garment labels to include ""fiber content, the country of origin, and the identity of the manufacturer or another business responsible for marketing or handling the product.""
+• Those rules have been around since the 1960s, though other countries tack on other requirements that add length and complexity, said Stephen Lamar, CEO of the American Apparel & Footwear Association.
+• The trade group has been pushing for the option to substitute QR codes for the existing clothing tags, making the case for what it calls ""label modernization.""
+
+What they're saying: ""Fashion is constantly evolving and changing, and yet we've got this labeling system that's kind of mired in the Eisenhower administration,"" Lamar tells Axios.
+• The volume of information that needs to be put on labels has ""grown out of control over the years,"" he said.
+• ""The end result is that you now have these garments with these really long labels,"" he said. ""Consumers have been craving more information, and regulators have been saying, 'Hey, what else can we squeeze onto this little tiny label?""
+
+Yes, but: Pushback has come in the form of concerns from regulators and lawmakers about internet accessibility, and whether some consumers would be cut off from the required information.
+• Not everyone has broadband access or a smartphone.
+
+The other side: Lamar contends that digital labeling could be a boon for accessibility.
+• People sometimes struggle to read the teeny symbols on current label tags — particularly folks who are sight-impaired.
+• As our clothing habits increasingly go ""circular"" — with people thrifting, recycling or composting garments instead of tossing them — digital labels will offer a more robust way for future users to access information about items, proponents say.
+
+Case study: Ralph Lauren has ""a little north of 220 million units with QR codes in the market today,"" Berns says. (The garments also have standard tags in them, to comply with current regulations.)
+• ""From a data perspective, we see some amazing things,"" he said. ""We see a spike every weekend"" in traffic to the sites linked to the QR codes.
+• ""We see a spike every holiday — a doubling or tripling of scans on, say, Christmas day, when people are opening gifts. We see people engaging with our website and our marketing.""
+• Ralph Lauren's takeaway? ""People are absolutely willing to scan right now,"" Berns said. ""We're averaging 13,000 scans per day, which is big.""
+
+Of note: A copyright lawsuit filed by fast-fashion brand Zara accuses a California business of swapping out its labels for bootleg replacements — something that could be tougher to do if digital labeling takes hold.
+
+The bottom line: With so many aspects of life going ""phygital,"" it seems likely that we'll soon get used to scanning our shirts and skirts the way we do restaurant menus.
+
+Check out: Patagonia just topped the 2023 Axios Harris Poll 100 brand reputation survey.","{'positive': 0.037431046, 'negative': 0.059233353, 'neutral': 0.9033356}","If the apparel industry gets its way, small labels with QR codes would replace bulky clothing tags that offer washing instructions and other information. Garment manufacturers have been lobbying Congress and the Federal Trade Commission for permission to replace physical clothing tags with digital labels, which would provide a lot more information to consumers. The move would come at a time when the broader retail industry is transitioning to ""2D"" barcodes, which will unlock reams of online extras about everyday products. The FTC currently requires garment labels to include ""fiber content, the country of origin, and the identity of the manufacturer or another business responsible for marketing or handling the product."" Proponents argue that digital labels will offer a more robust way for future users to access information about items about items.",Digital clothing tags let you scan a QR code for product details.,RL,Consumer Goods,"Apparel, Accessories & Footwear",Ralph Lauren Corp A,"{'Labour Conditions in the Supply Chain': 'The treatment of workers and the protection of worker rights in the Apparel, Accessories, & Footwear industry‚Äôs supply chain is of growing concern among consumers, regulators, and leading entities. Critical aspects of this issue include employee health and safety, fair pay, child labour, and forced labour. Although entities continue to improve performance on this issue, the industry‚Äôs reliance on a multitiered system of suppliers, subcontractors, labour recruitment firms, and part-time workers makes it difficult to manage. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products are often manufactured in countries that have limited regulations or enforcement protecting workers. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, production disruptions due to strikes and other labour-related work stoppages, or through a shift in demand away from entities associated with such incidents. Entities with strong supply chain standards, monitoring, and engagement with suppliers to address labour concerns may therefore be better positioned to protect shareholder value over the long term.', 'Raw Materials Sourcing': 'The Apparel, Accessories & Footwear industry relies on many raw materials including cotton, leather, wool, rubber, and precious minerals and metals, as inputs for finished products. Sustainability impacts related to climate change, land use, resource scarcity and conflict in regions where the industry‚Äôs supply chain operates affect the industry‚Äôs ability to reliably source materials. The ability of entities to manage potential material shortages, supply disruptions, price volatility and reputational risks can be more difficult when supply chains lack transparency. Failure to effectively manage this issue can delay shipments and depress earnings, reduce margins, constrain revenue growth or increase costs of capital. The types ofrisk associated with sourcing different materials can require different solutions, including engaging with suppliers, enhancing transparency by using certification standards, using innovative alternative materials, or introducing circular economy practices. Entities that are proactive may reduce their exposure to price volatility and potential supply disruptions, while improving their brand reputation and developing new market opportunities.', 'Management of Chemicals in Products': 'The introduction of the Consumer Product Safety Improvement Act in the U.S. and the Registration, Evaluation, Authorization, and Restriction of Chemicals legislation in the EU demonstrates increasing regulatory and stakeholder concern surrounding the use of harmful or potentially harmful substances in consumer products, including apparel, accessories, and footwear. Finished apparel and footwear products have been found to contain traces of chemicals that have been banned or regulated. Depending on the chemical, the amount present in a product, and the type of exposure that consumers face, specific substances can be carcinogenic, and can disrupt hormone activity in humans and other organisms. Failure to manage this issue may generate additional regulatory oversight and impact an entity‚Äôs social license to operate. In addition, the presence of harmful chemicals in products can lead to recalls, litigation, and reputational damage. Entities in this industry can work in both the design and manufacturing phases to manage the use of chemicals of concern, develop safe alternatives, and eliminate those that have been banned. Given the industry‚Äôs reliance on outsourced manufacturing, this involves proactive partnerships with suppliers. In managing this issue, entities must balance the hazard posed to consumers presented by certain chemicals with the quality of a product and its costs of production. ', 'Environmental Impacts in the Supply Chain': 'The Apparel, Accessories & Footwear industry‚Äôs global supply chain contributes significantly to environmental externalities through water consumption and pollution, as well as air pollution. Water pollution results from the discharge of chemicalsduring water-intensive dyeing and tanning processes, while air pollution stems from the industry‚Äôs energy use. These impacts have the potential to damage an entity‚Äôs reputation and to affect cost structures over time. The scale of this issue has historically been intensified by the fact that the industry relies on manufacturing partners in emerging markets where environmental regulations and oversight are limited. However, enhanced scrutiny on the part of stakeholders and consumers, coupled with the development of more stringent regulation in certain regions, has led entities throughout theindustry to work with suppliers to reduce their environmental impact. Apparel, accessories, and footwear entities that leverage their market power to work with suppliers to improve operational efficiencies and resource consumption and limit pollution will be able to mitigate costs associated with increased resource scarcity and regulation. Further, those that engage with suppliers through monitoring, auditing, and strict standards will likely be better positioned to protect shareholder value over the long term.'}","{'Labour Conditions in the Supply Chain': 0.7609403433164081, 'Raw Materials Sourcing': 0.7742477640532981, 'Management of Chemicals in Products': 0.7980731734627678, 'Environmental Impacts in the Supply Chain': 0.7692782912825507}",0.7980731734627678,Ricky,Major focus,Major focus,Positive,"Labour Conditions in the Supply Chain, Raw Materials Sourcing, Management of Chemicals in Products, Environmental Impacts in the Supply Chain",Minor focus,Minor focus,Positive,2023-06-06T16:22:31.027000+00:00,https://www.theverge.com/23749697/apple-wwdc-ai-machine-learning-new-features-chatbots-chatgpt,"[{'name': 'AI language models', 'weight': 0.103346504}, {'name': 'AI', 'weight': 0.09906607}, {'name': 'AI tools', 'weight': 0.09605956}, {'name': 'new assistant features', 'weight': 0.076041296}, {'name': 'new possibilities', 'weight': 0.06399841}, {'name': 'Apple', 'weight': 0.06115421}, {'name': 'Apple’s AI allergy', 'weight': 0.060889572}, {'name': 'AI-powered advertising', 'weight': 0.057762638}, {'name': 'the AI hype train', 'weight': 0.055792965}, {'name': 'techno-magical potency', 'weight': 0.0543244}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 10}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'Good Morning America', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'GMA', 'type': 'ORG', 'mentions': 1}, {'data': 'Five minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'I/O', 'type': 'EVENT', 'mentions': 2}, {'data': 'WWDC', 'type': 'EVENT', 'mentions': 3}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ted Chiang', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mark Zuckerberg’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'the Vision Pro', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Docs', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Office', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Cortana', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Copilot', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iOS', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Siri', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}]","Five minutes into Google’s I/O conference in May, Verge staffers started taking bets on how many times “AI” would be mentioned onstage. It seemed like every presenter had to say it at least once or get stuck with a cattle prod by Sundar Pichai. (In the end, we stopped betting and made a supercut.) Watching WWDC, though, the book ran in the opposite direction: would anyone from Apple mention “AI” at all? It turns out, no, not even once.
+
+The technology was referred to, of course, but always in the form of “machine learning” — a more sedate and technically accurate description. As many working in the field itself will tell you, “artificial intelligence” is a much-hated term: both imprecise and overdetermined, more reminiscent of sci-fi mythologies than real, tangible tech. Writer Ted Chiang put it well in a recent interview: what is artificial intelligence? “A poor choice of words in 1954.”
+
+Apple’s AI allergy is not new. The company has long been institutionally wary of “AI” as a force of techno-magical potency. Instead, its preference is to stress the functionality of machine learning, highlighting the benefits it offers users like the customer-pleasing company it is. As Tim Cook put it in an interview with Good Morning America today, “We do integrate it into our products [but] people don’t necessarily think about it as AI.”
+
+Apart from the 3D avatars, these are all fairly rote: welcome but far from world-changing features. In fact, when placed next to the huge swing for the fences that is the launch of the Vision Pro, the strategy looks not only conservative but also timid and perhaps even unwise. Given recent advances in AI, the question has to be asked: is Apple missing out?
+
+Of this trio, Meta is the most subdued. It’s certainly working on AI tools (like Mark Zuckerberg’s mysterious “personas” and AI-powered advertising) and is happy to publicize its often industry-leading research, but a big push into the metaverse has left less space for AI. By contrast, Google and Microsoft have gone all in. At I/O, Google announced a whole family of AI language models along with new assistant features in Docs and Gmail and experiments like an AI notebook. At the same time, Microsoft has been rapidly overhauling its search engine Bing, stuffing AI into every corner of Office, and reinventing its failed digital assistant Cortana as the new AI-powered Copilot. These are companies seizing the AI moment, squeezing it hard, and hoping for lots of money to fall out.
+
+So should Apple do the same? Could it? Well, I’d argue it doesn’t need to — or at least, not to the same degree as its rivals. Apple is a company built on hardware, on the iPhone and its ecosystem in particular. There’s no pressure for it to reinvent search like Google or improve its productivity software like Microsoft. All it needs to do is keep selling phones, and it does that by making iOS as intuitive and welcoming as possible. (Until, of course, there’s a new hardware platform to dominate, which may or may not be emerging with the Vision Pro.)
+
+There’s only one area, I think, where Apple is missing out by not embracing AI. That’s Siri. The company’s digital assistant has been a laughing stock for years, and although Apple arguably invented the digital assistant as a consumer market, it’s clear it’s no longer a priority for the firm. The most significant Siri news at this year’s WWDC was that its trigger phrase has been shortened from “Hey Siri” to “Siri.” That’s it. In a world where AI language models are vastly improving the ability of computers to parse language and opening up new possibilities in fields like education and health, Apple’s biggest announcement was making the wake word for a product most of us ignore just three letters shorter.
+
+There’s reason to be cautious, of course. As Cook mentioned in his GMA interview, there are all sorts of problems associated with software like ChatGPT, from bias to misinformation. And an image-obsessed corporation like Apple would be particularly wary of headlines the launch of Bing and Bard generated. But how long can the company sit on the sidelines? And will a push into VR distract it from reaping comparatively attainable rewards in AI? We’ll have to wait until the next WWDC. And start counting mentions of “machine learning.”",4aed98aad8f044b9bbfb9dcc8b989d24,"For better or worse, Apple is avoiding the AI hype train",4,,,,
+6399,"Foreign Relations chair seeks answers from US oil firms on Russia business after Ukraine invasion - The head of the U.S. Senate Foreign Relations Committee has asked the country's top three oilfield services companies to explain why they continued doing business in Russia after its invasion of Ukraine, and demanded that they commit to “cease all investments” in Russia's fossil fuel infrastructure.
+
+Sen. Bob Menendez, a Democrat from New Jersey, cited an Associated Press report that the companies — SLB, Baker Hughes and Halliburton — helped keep Russian oil flowing even as sanctions targeted the Russian war effort.
+
+Russia imported more than $200 million in technology from the three companies in the year following the invasion in February 2022, customs data obtained by B4Ukraine and vetted by The AP showed. Market leader SLB, formerly Schlumberger, even slightly grew its Russian business. Much of Russia’s oil is hard to reach, and analysts say that had U.S. oilfield services companies all pulled out, its production would have taken an immediate hit.
+
+Menendez, in letters to the chief executives of the three companies, said he was “extremely disturbed” by AP's findings. He noted that President Joe Biden and Congress had imposed “ wide-ranging sanctions related to Russia’s violation of another nation’s sovereignty,” while Russia’s invasion was “particularly heinous,” its soldiers committing “tens of thousands of atrocities.”
+
+As people around the world made sacrifices in solidarity with Ukraine, the July 27 letter concluded, “your company sought to make a profit... there is simply no good explanation for this behavior, other than to make a dollar.”
+
+There's no evidence any of the firms violated sanctions by continuing to send equipment to Russia. Halliburton wound down its Russia operations less than six months after the invasion, while Baker Hughes sold its oilfield services business in Russia after about nine months. SLB announced it would stop exporting technology to Russia two days after AP asked for final comment on its first report, in July.
+
+In contrast, oil majors such as Shell and BP announced they would quit Russia within days or weeks of the invasion, writing off billions of dollars.
+
+SLB spokeswoman Moira Duff declined to comment on conversations with elected officials or regulators after receiving Menendez's letter, and didn't respond to questions about future investment in Russia. As of this spring, SLB had 9,000 employees there; in July, Duff confirmed the company still had employees in the country. On Sept. 1, she told The AP that in general “nothing has changed” since July, when the company insisted it had followed all laws and condemned the war. But she declined to discuss the number of employees SLB still has in Russia.
+
+A Baker Hughes spokeswoman confirmed receipt of Menendez's letter and said the company was addressing the concerns “directly with his office.”
+
+Halliburton spokesman Brad Leone said by email that the firm was the first major oilfield services company to exit Russia, in compliance with sanctions. “It has been more than a year since we have conducted operations there,” he said.
+
+B4Ukraine is a coalition of more than 80 nonprofits that has pressed Western businesses to exit the Russian market. Executive director Eleanor Nichol singled out SLB for criticism.
+
+“It’s perverse that an American company continues to prop up Russia’s oil sector while the U.S. government and citizens have made sacrifices for Ukraine,"" she said.
+
+Associated Press climate and environmental coverage receives support from several private foundations. See more about AP’s climate initiative here. The AP is solely responsible for all content.","{'positive': 0.016294174, 'negative': 0.9062927, 'neutral': 0.077413194}","The US Senate Foreign Relations Committee (Foreign Relations Committee) has asked the country's top three oilfield services companies to explain why they continued doing business in Russia after its invasion of Ukraine. Sen. Bob Menendez, a Democrat from New Jersey, cited an Associated Press report that the companies, SLB, Baker Hughes and Halliburton, helped keep Russian oil flowing even as sanctions targeted the Russian war effort. Russia imported more than $200 million in technology from the three companies in the year following the invasion in February 2022, customs data obtained by B4Ukraine and vetted by The AP showed. Halliburon wound down its Russia operations less than six months after the invasion, while Baker Hughes sold its oilfield Services business in the country after about nine months. SLB spokeswoman Moira Duff declined to comment on conversations with elected officials or regulators after receiving Menendez's letter, and didn't respond to questions about future investment in Russia. The AP is solely responsible for all content.",The head of the U.S. Senate Foreign Relations Committee has asked America's top three oilfield services companies to explain why they continued doing business in Russia after its invasion of Ukraine,HAL,Extractives & Minerals Processing,Oil & Gas - Services,Halliburton Co,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers’ water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas – Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers—the oil and gas exploration and production (E&P) entities—can be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.8056047821017267, 'Business Ethics & Payments Transparency': 0.8098952168420823, 'Water Management Services': 0.7776772145407785, 'Ecological Impact Management': 0.7950049327993386, 'Workforce Health & Safety': 0.7958994042882571, 'Critical Incident Risk Management': 0.7863990613117191, 'Chemicals Management': 0.7956220818727395, 'Emissions Reduction Services & Fuels Management': 0.7903144390072225}",0.8098952168420823,Ricky,Major focus,Major focus,Negative,"Management of the Legal & Regulatory Environment, Business Ethics & Payments Transparency",Major focus,Major focus,Positive,2023-02-25T13:00:01+00:00,https://www.theguardian.com/world/2023/feb/25/google-adverts-direct-pregnant-women-anti-abortion-groups,"[{'name': 'NHS abortion advice', 'weight': 0.11129345}, {'name': 'NHS abortion', 'weight': 0.111160815}, {'name': 'abortion', 'weight': 0.106224634}, {'name': 'abortions', 'weight': 0.106224634}, {'name': 'abortion providers', 'weight': 0.10502747}, {'name': 'abortion pill', 'weight': 0.10278428}, {'name': 'regulated abortion providers', 'weight': 0.09890492}, {'name': 'anti-abortion charities', 'weight': 0.087257475}, {'name': 'UK anti-abortion groups', 'weight': 0.08610439}, {'name': 'anti-abortion groups', 'weight': 0.08428758}]",[{'name': 'World'}],"[{'data': 'UK', 'type': 'GPE', 'mentions': 5}, {'data': 'London', 'type': 'GPE', 'mentions': 2}, {'data': 'Islington', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Observer', 'type': 'ORG', 'mentions': 3}, {'data': 'Google UK', 'type': 'ORG', 'mentions': 6}, {'data': 'NHS', 'type': 'ORG', 'mentions': 6}, {'data': 'Pregnancy Crisis Helpline', 'type': 'ORG', 'mentions': 3}, {'data': 'Christian Concern', 'type': 'ORG', 'mentions': 2}, {'data': 'Angel church', 'type': 'ORG', 'mentions': 1}, {'data': 'the Prolife Alliance', 'type': 'ORG', 'mentions': 5}, {'data': 'Brook', 'type': 'ORG', 'mentions': 1}, {'data': 'Labour', 'type': 'ORG', 'mentions': 1}, {'data': 'Samaritans', 'type': 'ORG', 'mentions': 1}, {'data': 'MSI Reproductive Choices', 'type': 'ORG', 'mentions': 1}, {'data': 'Regan King', 'type': 'PERSON', 'mentions': 1}, {'data': 'Christian Clive Copus', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lisa Hallgarten', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pam Lowe', 'type': 'PERSON', 'mentions': 1}, {'data': 'Stella Creasy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Toby Cosh', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kerry Smart', 'type': 'PERSON', 'mentions': 1}]","Women seeking online advice about abortions are being directed to pregnancy counselling services run by anti-abortion campaigners, an Observer investigation has found.
+
+Google adverts that are styled to look like real search results and appear above genuine listings are routinely being shown to people searching key terms relating to pregnancy and abortion.
+
+In an analysis this month, 117 out of 251 adverts shown by Google UK to a user searching 40 key phrases, including “NHS abortion advice”, “confidential abortion support” and “pregnant teenager help”, were from groups opposed to abortion.
+
+The findings reveal the marketing efforts of anti-abortion groups in the UK and have led to concerns that women could be exposed to biased information when seeking out medical advice. One sexual health charity described the advertising as “clearly immoral”.
+
+The adverts in the analysis – which were offered to a woman in her 20s in London in early February – contain a small tag marking them as advertising but look similar to real search results and appear above trusted information sources, including the NHS website. In some cases they promote advice services that claim to offer impartial support but do not clearly state the anti-abortion views of the people behind them.
+
+One of the biggest advertisers was Pregnancy Crisis Helpline, whose adverts appeared after searches for 14 out of the 40 phrases tested in the analysis. They included one that said: “Considering an abortion? Talk to someone,” and appeared after searches for “buy abortion pill” and “pregnant teenager help”.
+
+People clicking on the links were taken to the helpline’s website, which says it is a “safe and confidential place” offering “support for women struggling with an unplanned pregnancy”.
+
+But while it says it does “not refer for abortions”, neither does it offer information about its organisers’ anti-abortion views and presents itself as an impartial service offering support “away from all the pressures”.
+
+In reality, the helpline was co-launched with Christian Concern, a rightwing evangelical organisation that wants abortion to be banned. The helpline’s trustees include Regan King, a pastor at the Angel church in Islington, London, who has described abortion as “Disgusting. Disturbing. Grim. Gruesome. Horrifying. Shocking. Terrible. Vile” and likened it to “the new slave trade”. Another trustee is Christian Clive Copus, a former director of the anti-abortion campaign group the Prolife Alliance.
+
+The helpline has recently reported a spike in the number of people contacting it, saying it had 2,000 clients in 2022 compared with 500 in 2021.
+
+Other Google adverts directed women to a counselling service run by the charity Life, which opposes abortion. One said: “We provide a safe space for you to explore your feelings away from outside pressures. Talk through your options in confidence.”
+
+Google said the adverts flagged by the Observer complied with its rules, highlighting that they contain an “ad” tag in bold lettering and a line stating that the services they promote do not provide abortions.
+
+But Lisa Hallgarten, head of policy at young people’s sexual health charity Brook, described the marketing approach as “clearly immoral” and said adverts provided to those searching terms such as “NHS abortion advice” could delay women’s access to healthcare.
+
+“We are really concerned that people looking for impartial support are being directed to organisations and websites where they could experience the complete opposite,” she said. Pam Lowe, an expert on anti-abortion activism, said: “Anyone who puts ‘NHS abortion’ into Google should be shown a link to the NHS website as the first result. There’s a risk that people could end up with biased information.”
+
+Labour MP Stella Creasy, who has campaigned on access to reproductive healthcare, urged the government to compel tech companies to remove potentially harmful listings. She said there was a difference between allowing free speech and “seeking to mislead vulnerable readers who need to be confident that what they are reading is medically sound and impartial”.
+
+The Pregnancy Crisis Helpline said it stated on its website that it did not offer medical advice or “refer for abortion”.
+
+“If a client asks for medical advice, we signpost them to their GP, 111 or A&E as appropriate,” said Toby Cosh, chair of the trustees. He added that while the helpline had been set up with support from Christian Concern, it had operated independently since 2018 and was a registered UK charity.
+
+Kerry Smart, chief executive at Life, said: “Our person-centred online pregnancy listening service was inspired by the Samaritans and is non-coercive and non-judgmental.”
+
+She added that people using Life’s “listening services” were told it did not refer for abortion or give information on abortion providers, and that the charity complied with ethical guidelines from the British Association for Counselling and Psychotherapy. “If clients wish to explore medical topics, we inform – not advise – using NHS information in skilled listening sessions,” she said. “We agree that attempts to mislead or give false information are wrong.”
+
+Other adverts that appear on UK Google searches relating to pregnancy and abortion came from regulated abortion providers, including MSI Reproductive Choices and the British Pregnancy Advisory Service.
+
+They appeared alongside adverts placed by anti-abortion charities in the UK and US that do not run counselling services and instead direct people to webpages about the ethics of abortion. The Observer understands that they do not always pay for their adverts because of a Google scheme that means organisations with charity status can be granted free advertising credits.
+
+Google said: “We know that people come to Google looking for information they can trust, and we’ve invested heavily in providing a safe and transparent experience.
+
+“When it comes to abortion-related ads, we require an added level of transparency so that people seeking abortion-related resources know what services an advertiser actually provides. Any organisation that wants to target queries related to getting an abortion must complete our certification process and clearly disclose whether they do or do not offer abortions.”",92e7bf6956824bdd9287e2763d68da7f,Google adverts direct pregnant women to services run by UK anti-abortion groups,4,,,,
+39740,"Atmos Energy (ATO) Could Be a Great Choice - All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.
+
+While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends make up large portions of long-term returns, and in many cases, dividend contributions surpass one-third of total returns.
+
+Based in Dallas, Atmos Energy (ATO) is in the Utilities sector, and so far this year, shares have seen a price change of 9.28%. The natural gas utility is paying out a dividend of $0.74 per share at the moment, with a dividend yield of 2.59% compared to the Utility - Gas Distribution industry's yield of 2.92% and the S&P 500's yield of 1.67%.
+
+In terms of dividend growth, the company's current annualized dividend of $2.96 is up 8.8% from last year. Over the last 5 years, Atmos Energy has increased its dividend 5 times on a year-over-year basis for an average annual increase of 8.53%. Looking ahead, future dividend growth will be dependent on earnings growth and payout ratio, which is the proportion of a company's annual earnings per share that it pays out as a dividend. Right now, Atmos's payout ratio is 48%, which means it paid out 48% of its trailing 12-month EPS as dividend.
+
+ATO is expecting earnings to expand this fiscal year as well. The Zacks Consensus Estimate for 2022 is $5.97 per share, which represents a year-over-year growth rate of 6.61%.
+
+From greatly improving stock investing profits and reducing overall portfolio risk to providing tax advantages, investors like dividends for a variety of different reasons. It's important to keep in mind that not all companies provide a quarterly payout.
+
+For instance, it's a rare occurrence when a tech start-up or big growth business offers their shareholders a dividend. It's more common to see larger companies with more established profits give out dividends. Income investors must be conscious of the fact that high-yielding stocks tend to struggle during periods of rising interest rates. With that in mind, ATO is a compelling investment opportunity. Not only is it a strong dividend play, but the stock currently sits at a Zacks Rank of 3 (Hold).
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.6845923, 'negative': 0.017779645, 'neutral': 0.29762802}","
+
+While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. Many academic studies show that dividends make up large portions of long-term returns, and in many cases, dividend contributions surpass one-third of total returns. 
+
+In terms of dividend growth, the company's current annualized dividend of $2.96 is up 8.8% from last year. Looking ahead, future dividend growth will be dependent on earnings growth and payout ratio, which is the proportion of a company's annual earnings per share that it pays out as a dividend.","Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Atmos Energy (ATO) have what it takes? Let's find out.",ATO,Infrastructure,Gas Utilities & Distributors,Atmos Energy Corp,"{'Integrity of Gas Delivery Infrastructure': 'Operating a vast network of gas pipelines, equipment and storage facilities requires a multifaceted, long-term approach to ensuring infrastructure integrity and managing related risks. Although customers depend on reliable gas supplies, entities manage substantial risks‚Äîincluding those related to human health, property and greenhouse gas (GHG) emissions‚Äîthat result from operating gas distribution networks and related infrastructure. Ageing infrastructure, inadequate monitoring and maintenance, and other operational factors may result in gas leaks. Gas leak safety-related risks, such as losses of containment, may result in fires or explosions that can be particularly dangerous in urban areas where entities often operate. Furthermore, gas leaks also result in fugitive emissions (methane), causing adverse environmental impacts. Regulated gas utilities generally incur no direct costs for gas leaks, because the cost of gas typically is passed on to customers (though this may vary by region). However, gas leaks that result in safety-related risks or fugitive emissions may affect entities financially through a variety of regulatory, legal and product demand channels. Accidents, particularly fatal accidents, may result in negligence claims against entities, leading to costly court battles and fines. GHG emissions may result in increased regulatory scrutiny‚Äîa critical element directly connected to financial performance, given the importance of regulatory relations‚Äîand potential fines and penalties. Importantly, regulated gas utilities can financially benefit from capital investment opportunities to improve performance and mitigate risks related to safety and emissions, which can be factored into their rate base. Entities manage such risks through pipeline replacements, regular inspections and monitoring, employee training and emergency preparedness, investments in technology, and other strategies such as working closely with regulators. In response to concerns about ageing infrastructure, many entities are seeking ways to expedite the replacement permitting and approval process, especially in cases where pipelines are located near densely populated areas.', 'Energy Affordability': 'A de facto objective of regulated gas utilities is to deliver natural gas to customers in a safe, reliable, and environmentally responsible manner. Entities in the industry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators‚Äîand ultimately to earn appropriate returns for shareholders. The affordability of energy, from the utility customer perspective, is particularly challenging to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly more expensive for low income customers (affordability is determined by both the net cost of energy bills and the underlying economics of customers). Playing a role in ensuring that utility bills are affordable is crucial for utilities in building trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities, and one of the more closely analysed issues by investment analysts. Regulators‚Äô willingness, or lack thereof, to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may give utilities the opportunity to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers obtaining energy supplies from means other than natural gas (or reducing energy needs) by pursuing alternative energy sources (e.g., industrial customers‚Äô use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utility business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.', 'End-Use Efficiency': 'Natural gas produces fewer greenhouse gas (GHG) emissions than other fossil fuels. Expanding its use in the economy may be an important strategy for many governments and regulators striving to reduce GHG emissions. However, despite the relatively lower emissions, the natural gas value chain still produces meaningful levels of GHG emissions overall. As policymakers and regulators seek to mitigate climate change, the efficient consumption of natural gas will be an important long-term theme. Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions. Utilities can offer customers a wide range of options to promote energy efficiency, including providing rebates for energy-efficient appliances, weatherising customers‚Äô homes and educating customers on energy saving methods. Overall, entitiesthat sponsor efficiency initiatives may reduce the downside risks from demand fluctuations, gain returns on needed investments, decrease operating costs and earn higher risk-adjusted returns over the long term.'}","{'Integrity of Gas Delivery Infrastructure': 0.7401975309028029, 'Energy Affordability': 0.7669122190675424, 'End-Use Efficiency': 0.7551981903079021}",0.7669122190675424,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2022-12-20T11:22:49+00:00,https://finance.yahoo.com/news/boeing-receives-congress-support-737-112249972.html?.tsrc=rss,"[{'name': '737 MAX Deadline Waiver', 'weight': 0.13525738}, {'name': '737 MAX', 'weight': 0.12645173}, {'name': 'MAX', 'weight': 0.114631906}, {'name': 'new safety standard deadline', 'weight': 0.088437855}, {'name': 'Congress Support', 'weight': 0.08287238}, {'name': 'Congress', 'weight': 0.079549335}, {'name': 'its 737 MAX aircraft', 'weight': 0.07308389}, {'name': 'the new MAX variants', 'weight': 0.070118695}, {'name': 'Benzinga Pro', 'weight': 0.06862215}, {'name': 'the two fatal 737 MAX crashes', 'weight': 0.066187575}]","[{'name': 'Politics'}, {'name': 'Travel'}]","[{'data': 'Boeing', 'type': 'ORG', 'mentions': 3}, {'data': 'Congress', 'type': 'ORG', 'mentions': 5}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'BA', 'type': 'ORG', 'mentions': 1}, {'data': 'Benzinga', 'type': 'ORG', 'mentions': 3}, {'data': '737 MAX', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'the MAX 8', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Indonesia', 'type': 'GPE', 'mentions': 1}, {'data': 'Ethiopia', 'type': 'GPE', 'mentions': 1}]","• None Boeing Co (NYSE: BA) has earned Congress’ backing to cancel new safety standard deadline for its 737 MAX aircraft.
+• None The December 27 deadline, Reuters reported, was imposed by Congress in 2020 in response to the two fatal 737 MAX crashes.
+• None The deadly crashes in Indonesia and Ethiopia killed 346 people.
+• None Boeing had been lobbying for the waiver for months as it had bagged more than 1,000 orders for its best-selling MAX.
+• None Congress is expected to approve the legislation for the waiver this week.
+• None Congress was caught between those who supported the waiver citing fears of job cuts, and the families of the crash victims who opposed any such decision.
+• None Faulty sensor data had erroneously activated a software function, MCAS, which played an important role in the crashes.
+• None The report noted that the bill would allow the new MAX variants to have the same alerting systems as the MAX 8 and MAX 9 currently in service.
+• None Price Action: BA shares are trading higher by 0.09% at $185.85 in premarket on the last check Tuesday.
+
+See more from Benzinga
+
+Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.
+
+© 2022 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.",5ec05beb7af641328580d7eecd917688,Boeing Receives Congress Support For 737 MAX Deadline Waiver: Report,4,,,,
+12933,"UPS, Teamsters Union contract talks in deadlock - July 5 (Reuters) - Parcel delivery firm United Parcel Service Inc (UPS.N) and the Teamsters Union on Wednesday accused each other of walking away from the negotiations, delaying contract talks that covers roughly 340,000 U.S. drivers, package handlers and loaders at the company.
+
+Here is a timeline of key events leading up to the impasse in negotiations:","{'positive': 0.011020457, 'negative': 0.8720502, 'neutral': 0.11692934}","United Parcel Service Inc. and the Teamsters Union have accused each other of walking away from the negotiations, delaying contract talks that cover roughly 340,000 U.S. drivers, package handlers and loaders at the company. The impasse is part of a larger ongoing dispute between UPS and Teamsters union representatives.","Parcel delivery firm United Parcel Service Inc and the Teamsters Union on Wednesday accused each other of walking away from the negotiations, delaying contract talks that covers roughly 340,000 U.S. drivers, package handlers and loaders at the company.",UPS,Transportation,Air Freight & Logistics,United Parcel Service Inc B,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7269755842494717, 'Supply Chain Management': 0.7868975264911566, 'Air Quality': 0.7511644756173049, 'Employee Health & Safety': 0.7820732719340409, 'Labour Practices': 0.7958630187108462, 'Accident & Safety Management': 0.726680128878111}",0.7958630187108462,Ricky,Major focus,Major focus,Negative,Labour Practices,No focus,No focus,,2023-04-19T12:54:49+00:00,https://www.zerohedge.com/markets/disney-meta-prepare-eliminate-thousands-jobs,"[{'name': 'Disney Entertainment', 'weight': 0.10549257}, {'name': 'Walt Disney', 'weight': 0.10399834}, {'name': 'job cuts', 'weight': 0.10159354}, {'name': 'Walt Disney Co.', 'weight': 0.10085484}, {'name': 'Disney', 'weight': 0.09871003}, {'name': 'employees', 'weight': 0.09601228}, {'name': 'More Jobs', 'weight': 0.092170194}, {'name': 'jobs', 'weight': 0.0870317}, {'name': 'next Monday', 'weight': 0.07462585}, {'name': 'next week', 'weight': 0.070592344}]",[{'name': 'Finance'}],"[{'data': 'Disney', 'type': 'ORG', 'mentions': 10}, {'data': 'Meta', 'type': 'ORG', 'mentions': 5}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'WhatsApp', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Reality Labs', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Dell', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Uber', 'type': 'ORG', 'mentions': 1}, {'data': 'Coinbase', 'type': 'ORG', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bob Iger', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alan Bergman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dana Walden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}, {'data': 'The Kobeissi Letter', 'type': 'WORK_OF_ART', 'mentions': 1}]","Disney, Meta Prepare To Eliminate Thousands Of More Jobs
+
+            This year, 596 tech firms have laid off 171,308 workers. The list is anticipated to expand, with Meta Platforms Inc. initiating job cuts today and Walt Disney Co. preparing to reduce its workforce by thousands in the coming week.
+
+According to an internal memo seen by Bloomberg, the Facebook parent company told managers they should prepare for job cuts on Wednesday. The memo states jobs across Facebook, WhatsApp, Instagram, and Reality Labs will be affected. 
+
+The move to reduce headcount by at least 10,000 positions at the company was outlined by founder Mark Zuckerberg's goal of greater efficiency earlier this year. Another round of job cuts is expected next month. 
+
+Meta already slashed its total workforce by 13%, or about 11,000 jobs, in November and has extended a hiring freeze through the first quarter.
+
+Meanwhile, next week, Walt Disney is set to cut thousands of jobs, including 15% of its staff in the entertainment division, according to a separate Bloomberg report, citing people familiar with the plans.
+
+""The cuts will span TV, film, theme parks, and corporate teams, affecting every region where Disney operates,"" said the people. They said affected workers would receive termination letters as early as next Monday. 
+
+Disney announced in February it planned to eliminate 7,000 positions from its 220,000 workforces, a move to save $5.5 billion per year. ""Cuts are being carried out across the company,"" the people said, adding cuts will even happen in the Disney Entertainment unit. 
+
+Disney's old and then-new again CEO, Bob Iger, came out of retirement in November to lead the restructuring of Disney. He elevated key allies in the company, including Alan Bergman and Dana Walden, the co-chairmen of Disney Entertainment. 
+
+The pace of tech layoffs isn't slowing down, according to job tracking website Layoffs.fyi. 
+
+
+
+Simply put, tech firms overhired during the pandemic and are currently bracing for a downturn.
+
+
+Largest Tech Layoffs Since November 2022:
+1. Amazon: 27,000 employees
+2. Meta: 21,000 employees
+3. Google: 12,000 employees
+4. Microsoft: 10,000 employees
+5. Salesforce 8,000 employees
+6. Dell: 6,700 employees
+7. Twitter: 80% of employees
+8. Uber: 30% of employees
+9. Coinbase:…
+— The Kobeissi Letter (@KobeissiLetter) April 19, 2023
+
+      Tyler Durden
+Wed, 04/19/2023 - 08:54",6b70fe83d50f40b7b7d4b338515347ba,"Disney, Meta Prepare To Eliminate Thousands Of More Jobs",4,,,,
+20438,"Schlumberger (SLB) Stock Moves -0.53%: What You Should Know - In the latest trading session, Schlumberger (SLB) closed at $46.59, marking a -0.53% move from the previous day. This change was narrower than the S&P 500's daily loss of 0.77%. Meanwhile, the Dow lost 0.65%, and the Nasdaq, a tech-heavy index, lost 2.23%.
+
+Prior to today's trading, shares of the world's largest oilfield services company had gained 3.72% over the past month. This has outpaced the Oils-Energy sector's gain of 0.78% and lagged the S&P 500's gain of 4.66% in that time.
+
+Investors will be hoping for strength from Schlumberger as it approaches its next earnings release. On that day, Schlumberger is projected to report earnings of $0.71 per share, which would represent year-over-year growth of 42%. Meanwhile, our latest consensus estimate is calling for revenue of $8.26 billion, up 21.9% from the prior-year quarter.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $3.01 per share and revenue of $33.36 billion. These totals would mark changes of +38.07% and +18.74%, respectively, from last year.
+
+Investors should also note any recent changes to analyst estimates for Schlumberger. These recent revisions tend to reflect the evolving nature of short-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.16% lower. Schlumberger is holding a Zacks Rank of #3 (Hold) right now.
+
+In terms of valuation, Schlumberger is currently trading at a Forward P/E ratio of 15.58. This valuation marks a premium compared to its industry's average Forward P/E of 12.9.
+
+It is also worth noting that SLB currently has a PEG ratio of 0.54. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. The Oil and Gas - Field Services was holding an average PEG ratio of 0.63 at yesterday's closing price.
+
+The Oil and Gas - Field Services industry is part of the Oils-Energy sector. This group has a Zacks Industry Rank of 221, putting it in the bottom 13% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.5982397, 'negative': 0.17563458, 'neutral': 0.2261257}","In the latest trading session, Schlumberger (SLB) closed at $46.59, marking a -0.53% move from the previous day. The Dow lost 0.65%, and the Nasdaq, a tech-heavy index, lost 2.23%. Prior to today's trading, shares of the world's largest oilfield services company had gained 3.72% over the past month, and our latest consensus estimate is calling for revenue of $8.26 billion, up 21.9% from the prior-year quarter. Investors can capitalize on these estimate changes by using the Zacks Rank, which ranges from #1 (Strong Buy) to #5 (Strong Sell). The Oil and Gas - Field Services industry is part of the Oils-Energy sector, with a Zacks Industry Rank of 221.","Schlumberger (SLB) closed the most recent trading day at $46.59, moving -0.53% from the previous trading session.",SLB,Extractives & Minerals Processing,Oil & Gas - Services,Schlumberger Ltd,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers‚Äô water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas ‚Äì Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers‚Äîthe oil and gas exploration and production (E&P) entities‚Äîcan be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7852111778687914, 'Business Ethics & Payments Transparency': 0.7331645077114961, 'Water Management Services': 0.7522504936690836, 'Ecological Impact Management': 0.7384745312316491, 'Workforce Health & Safety': 0.7720384212216636, 'Critical Incident Risk Management': 0.7432297231365186, 'Chemicals Management': 0.755099702539997, 'Emissions Reduction Services & Fuels Management': 0.7585112647276192}",0.7852111778687914,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2022-11-09T13:00:14+00:00,https://www.businessinsider.com/tulipshare-activist-shareholder-startup-launches-in-us-market-2022-11,"[{'name': 'companies', 'weight': 0.08565895}, {'name': 'public companies', 'weight': 0.085543305}, {'name': 'Antoine Argouges', 'weight': 0.07193636}, {'name': 'Amazon working conditions', 'weight': 0.07127362}, {'name': 'US Market', 'weight': 0.0708546}, {'name': 'Argouges', 'weight': 0.0698599}, {'name': 'US', 'weight': 0.06586078}, {'name': 'targeted campaigns', 'weight': 0.06510556}, {'name': 'more geographic growth', 'weight': 0.062306065}, {'name': 'ordinary business operations', 'weight': 0.06208017}]",[{'name': 'Business'}],"[{'data': 'Tulipshare', 'type': 'ORG', 'mentions': 7}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'Coca-Cola', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'SEC', 'type': 'ORG', 'mentions': 2}, {'data': 'Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'the Financial Industry Regulatory Authority', 'type': 'ORG', 'mentions': 1}, {'data': 'FINRA', 'type': 'ORG', 'mentions': 1}, {'data': 'Argouges', 'type': 'ORG', 'mentions': 2}, {'data': 'Robinhood', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 5}, {'data': 'London', 'type': 'GPE', 'mentions': 2}, {'data': 'Antoine Argouges', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}]","• Tulipshare, an activist shareholder investing platform, is set to launch in the US.
+• The London-based fintech has previously headed up targeted campaigns against Amazon and Coca-Cola.
+• The startup pools retail investors to lobby for change at large corporations.
+
+Tulipshare, a London-based fintech that pools shareholders to vote on corporate governance issues, is launching in the US.
+
+The activist investment platform, founded in 2020, enables users to invest in public companies for as little as $1. The startup then combines the shareholding of its 27,000-strong investor base to push corporations to do more on environmental and ethical issues.
+
+""Most of our campaigns are US-focused, so it makes total sense for us to expand there and it's a natural next step,"" Tulipshare's CEO and founder Antoine Argouges told Insider.
+
+""People are realizing that you can use your money to make a change and after a summer of bad news for the climate and economy we're utilizing people to drive significant change in some of the most powerful companies on the planet.""
+
+One of Tulipshare's most high-profile campaigns to date was a proposal for an audit of working conditions at Amazon, which secured the backing of over 44% of the company's shareholders. The proposal was unsuccessful and faced stiff opposition from Jeff Bezos, who controls 9.8% of Amazon shares. Amazon had asked the SEC if it could avoid putting the proposal to a vote, insisting a matter of employee safety related to ordinary business operations.
+
+""Issues like Amazon working conditions resonate across geographies,"" Argouges added and indicated more geographic growth would come in the future.
+
+The company has been emboldened by recent guidance from the SEC making it harder for companies to restrict proposals from ballots and by the Commission's stronger stance on companies ""greenwashing.""
+
+The company has spent eight months working towards getting a broker-dealer license from the Financial Industry Regulatory Authority (FINRA) in the US.
+
+Tulipshare has raised $11.8 million in funding to date and has two years of runway ahead, Argouges said. The company's CEO declined to indicate which states the company would target for its launch and added that securing a license was an expensive endeavor.
+
+""It was a long, costly, and stressful process with regulations and we faced a lot of scrutiny from regulators,"" Argouges added. ""No one has built anything like this so it was difficult as expected but intense nonetheless, having an innovative model raises eyebrows.""
+
+Tulipshare is set to have 50 campaigns live for the 2023 proxy season with the company also targeting around 100,000 users by the end of next year. The company is also in the process of raising a Series A funding round but Argouges was coy on timings and specifics.
+
+""We are working towards scaleable profitability because the consumer fintech space is tough and competitive,"" he said. ""We can reach healthy unit economics with a smaller user base which is engaged and we're confident because we're not competing with platforms like Robinhood on user numbers.""
+
+
+
+One of the company's ongoing campaigns is aimed at new Twitter owner Elon Musk with a proposal to link the Tesla CEO's compensation to ESG criteria rather than financial performance.",40f758f014b14f8a8598698d958bb5d5,Tulipshare: Activist Shareholder Startup Launches in US Market,4,,,,
+8714,"Big apartment landlords lean in to AI and proptechs as profit squeezes loom - • Apartment landlords are getting squeezed by rising interest rates and insurance costs.
+
+ChatGPT and its artificial intelligence have been infused with the cultural zeitgeist since November. But some big US landlords were already waist-deep in labor-saving technologies of their own to ward off profit squeezes, like the ones many are facing today.
+
+At Equity Residential, the sixth-largest apartment owner in the US, with more than 79,000 apartments, AI is helping it tackle tenant management so efficiently that some of its customer-service jobs have ""disappeared,"" CEO Mark Parrell told hundreds of real-estate professionals gathered in New York last week. The technology, he said, handles as much as 90% of all inquiries from current and prospective tenants.
+
+Essex Property Trust, the owner of 62,000 apartments, has been busy convincing its shareholders that using tech is a path to better profit. It's also focused on applying tech to leasing, in this case by using the leasing software Funnel to ""meaningfully accelerate the timetable to turn prospects into renters,"" CEO Angela Kleiman said on a company earnings call last year.
+
+The two publicly held landlords and others like them are directing greater attention to their AI and other tech, casting it all as a saving grace in today's tougher earnings environment, where rent increases are harder to come by and rising interest rates are increasing other costs. For those already relying on tech to boost efficiencies, they're painstakingly calculating their returns on the investments to justify the expenses, said John Helm, the managing director of RET Ventures, a venture-capital firm that raises funds from institutional landlords and invests in tech that can help them.
+
+""When things get tight like this, people focus on companies that can help reduce operating expenses,"" Helm said.
+
+On the supply side, the race has been on for some time to sell landlords on tech that works. To some providers, the writing was on the wall that easy money was drying up.
+
+""Quite often, you need a forcing function for change, and more often than not, it's actually distress or a limitation of resources,"" Austin Lo, the CEO of the virtual-tour and self-touring company Peek, told Insider.
+
+In this case, landlords are adapting to today's higher interest rates from a time when borrowing costs were low and taking any pressure off operations, he said.
+
+Indeed, easy times are over for commercial real estate, at least for now, even in the buzzy multifamily sector. Rising costs hit margins hard and make it harder for landlords of all sizes to hit their expected returns, or even pay their debt.
+
+""There's a need. There's a squeeze. And everyone grew so fast that the stretch marks are starting to show,"" Tripty Arya, the founder and CEO of the AI-property-management firm Travtus, which she said has helped some operators cut costs.
+
+Even big landlords seen as the gold standard of real-estate investing are feeling it. Blackstone, considered the world's largest property investor, is in danger of defaulting on a $270 million loan backed by 11 New York apartment buildings, The Wall Street Journal reported, citing Moody's Investors Service. Even though rents have soared 20% in Manhattan since 2019, maintenance and debt costs are hurting cash flow to the point where a distressed debt manager has been engaged, the report said.
+
+The real-estate-data firm Trepp found that in Washington, DC, 71.9% of properties financed with a type of risky, short-term debt — and whose owners had plans to improve the properties so they could raise rents — weren't earning enough to cover those loans, let alone their property-management costs.
+
+""People are looking at their operating expenses and asking, 'What levers can we pull to offset the interest-rate increases and to offset the insurance costs?'"" Avery Solomon, a senior managing director at Cushman & Wakefield who works in the firm's division for residential-property management, said.
+
+One of the best ways to save money is to stop operating each property like a separate business.
+
+That legacy business model leads to major duplications of efforts, Helm said, adding that landlords were turning to the more efficient process of combining the property-management costs of multiple buildings. That reduces staffing needs in an industry notorious for its high turnover, he said.
+
+""One of our investors used to have 11 people working on Saturdays in a location to facilitate tours, and now they just have one,"" Helm said. ""That was pre-COVID. You can't find 11 people to do that job anymore.""
+
+On the Essex Property conference call, Kleiman was effusive about tech. In addition to tech's help in leasing, Funnel was generating data that could help improve the ""quality"" and ""effectiveness"" of customer interactions, she said. SightPlan, software that helps with maintenance requests, was reducing the turnover time for units by 10% year over year in the fourth quarter ""despite COVID-related labor challenges,"" she said.
+
+Funnel also helped play a role in Camden Property Trust's transformation to a more centralized operating model, Funnel CEO Tyler Christiansen told Insider. Camden's CFO, Alex Jessett, said on the company's first-quarter 2022 conference call that the model would save the apartment real-estate investment trust $4 million to $5 million a year.
+
+Equity Residential's Parrell said the company's use of AI — which it developed internally — had reduced the need for some customer-service jobs, though the IT workers who run that tech are higher-paid professionals. In the end, ""our residents love it, and it actually has a higher closing ratio than our living, breathing, physical leasing agents do,"" he said.
+
+The results for balance sheets — which aren't always top priorities of otherwise good businesses — are crucial because accounting is ""sort of a pass-fail test,"" Parrell said.
+
+""If you end up on the wrong side of that, you can get really hurt,"" he added.
+
+
+
+Landlords looking for cost savings are driving proptech companies to create products. When Lo founded Peek in 2019, remote apartment tours were of interest to some tenants, but fully remote leasing seemed unlikely. Then the pandemic happened, and the company's product found traction.
+
+More recently, Peek was contracted by Greystar — the country's largest property manager — to evaluate the self-touring tools on the market. Lo took the assignment a step further by creating the company's Total Leasing product that helps customers schedule appointments, get keys, and take tours on their own.
+
+""In these challenging times, we need to focus on only the things that matter,"" Lo said. ""Certain things, like resident-amenity apps, are taking a back seat to old-fashioned bottom-line math. What can show up on the income statement for this property, this year?""","{'positive': 0.07263558, 'negative': 0.28532213, 'neutral': 0.6420422}","Big US landlords are using labor-saving technologies such as chatGPT and artificial intelligence to ward off profit squeezes. These technologies are helping them tackle tenant management so efficiently that some of their customer-service jobs have ""disappeared"". Essex Property Trust, the owner of 62,000 apartments, is using the leasing software Funnel to ""meaningfully accelerate the timetable to turn prospects into renters."" Real-estate-data firm Trepp found that 71.9% of properties financed with a type of risky, short-term debt were not earning enough to cover those loans, let alone their property-management costs. Companies are looking at their operating expenses and asking, ""What levers can we pull to offset the interest-rate increases and offset the insurance costs?""",Rising interest rates have turned multifamily buildings from surefire income into an accounting problem. Proptechs are stepping up.,CPT,Infrastructure,Real Estate,Camden Property Trust,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties‚Äô financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building‚Äôs water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7571403759685432, 'Management of Tenant Sustainability Impacts': 0.7896611877239438, 'Energy Management': 0.8041090121170441, 'Water Management': 0.7817505455782692}",0.8041090121170441,Ricky,Major focus,Major focus,Positive,"Management of Tenant Sustainability Impacts, Energy Management",Minor focus,Minor focus,Positive,2022-11-07T00:03:00+00:00,https://dailycaller.com/2022/11/06/robert-epstein-2022-midterm-elections-google-bing/,"[{'name': 'Google search results', 'weight': 0.09169534}, {'name': 'Google', 'weight': 0.07799286}, {'name': 'other companies', 'weight': 0.07250609}, {'name': 'other tech companies', 'weight': 0.06973105}, {'name': 'Search results', 'weight': 0.06751347}, {'name': 'search results', 'weight': 0.06751347}, {'name': 'undecided voters', 'weight': 0.06276218}, {'name': 'other users', 'weight': 0.06150094}, {'name': 'online political content', 'weight': 0.060264368}, {'name': 'leaked content', 'weight': 0.059032004}]",[],"[{'data': 'EPSTEIN', 'type': 'PERSON', 'mentions': 2}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tristan Harris', 'type': 'PERSON', 'mentions': 1}, {'data': 'Zach Vorhies', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ruth Porat', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ebony Bowden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 15}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Gmail', 'type': 'ORG', 'mentions': 1}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 2}, {'data': 'the New York Post', 'type': 'ORG', 'mentions': 2}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'Psychology Today', 'type': 'ORG', 'mentions': 1}, {'data': 'Harvard University', 'type': 'ORG', 'mentions': 1}, {'data': 'Wisconsin', 'type': 'GPE', 'mentions': 1}, {'data': 'Arizona', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Georgia', 'type': 'GPE', 'mentions': 2}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'Twiddler', 'type': 'PRODUCT', 'mentions': 1}]","My research team is currently monitoring online political content being sent to voters in swing states through more than 2,500 computers owned by a politically-diverse group of registered voters (our “field agents”), and we are concerned about what we’re seeing.
+
+We are aggregating and analyzing search results on the Google and Bing search engines, messages displayed on Google’s home page, autoplay videos suggested on YouTube, tweets sent to users by the Twitter company (as opposed to tweets sent by other users), email suppression on Gmail, and more.
+
+We have so far preserved more than 1.9 million “ephemeral experiences” – exposure to short-lived content that impacts people and then disappears, leaving no trace – that Google and other companies are able to use to shift opinions and voting preferences, and we expect to have captured more than 2.5 million by Election Day.
+
+In emails leaked from Google to The Wall Street Journal in 2018, Googlers (that’s what they call themselves) discussed how they might be able to use “ephemeral experiences” to change people’s views about Trump’s travel ban. The company later denied that this plan was ever implemented, but leaked content (including multiple blacklists) and startling revelations by Tristan Harris, Zach Vorhies, and other whistleblowers show that Google is indeed out to remake the world in its own image. As the company’s CFO, Ruth Porat, said in a November 11th, 2016 video that leaked in 2018, “we will use the great strength and resources and reach we have” to advance Google’s values.
+
+Since early 2016, my team has been developing and improving Neilsen-type monitoring systems that allow us to do to Google-and-the-Gang what they do to us and our children 24/7: to track their activity, and, specifically, to preserve that very dangerous and persuasive ephemeral content.
+
+Since 2013, I have been conducting rigorous controlled experiments to quantify how persuasive that kind of content can be. I’ve so far identified about a dozen new forms of online manipulation that make use of ephemeral experiences, and nearly all these techniques are controlled exclusively by Google and, to a lesser extent, other tech companies.
+
+These new forms of influence are stunning in their impact. Search results that favor one candidate (in other words, that lead people who click on high-ranking results to web pages that glorify that candidate) can shift the voting preferences of undecided voters by up to 80 percent in some demographic groups after a single search. Carefully crafted search suggestions that flash at you while you are typing a search term can turn a 50/50 split among undecided voters into a 90/10 split with no one knowing they have been manipulated. A single question-and-answer interaction on a digital personal assistant can shift the voting preferences of undecided voters by more than 40 percent.
+
+In 2020, the 1.5 million ephemeral experiences we aggregated from the computers of our 1,735 field agents showed us manipulations that were sufficient, in theory, to have shifted more than six million votes to Joe Biden (whom I supported) – again, without people knowing they were being manipulated. Among other findings: Google was sending more go-vote reminders to liberals and moderates than to conservatives; that’s a brazen and powerful manipulation that would go completely undetected unless someone was monitoring.
+
+Our preliminary analyses of the data we have collected so far in 2022 are equally disturbing. In swing states, and especially in Wisconsin, Arizona, and Florida, we are finding a high level of liberal bias in Google search results, but not in search results on Bing (the same pattern we have found in every election since 2016). In several swing states, 92 percent of the autoplay videos being fed to YouTube users are coming from liberal news sources (YouTube is owned by Google). Unless Google backs down, it will shift hundreds of thousands of votes on Election Day itself with those brazen targeted go-vote reminders – and we will catch them doing so.
+
+That brings me to some surprisingly hopeful news. Just before the November 3, 2020 Presidential election, I was so unnerved by the extreme bias we were seeing in our data that I decided to go public. Ebony Bowden at the New York Post wrote a powerful story about election rigging that might have made the front page, but on October 30, after a phone call between an editor and a Google official, the piece was killed – no doubt because the Post was getting 45 percent of its online traffic from the company in question.
+
+On November 5, however, three U.S. Senators sent an intimidating letter to the CEO of Google summarizing my preliminary findings, and the company instantly turned off all manipulations in the Georgia Senate races.
+
+We were monitoring those races through more than a thousand computers owned by a diverse and undetectable pool of real voters in Georgia, and not one received a go-vote reminder. Even more striking, political bias in Google search results dropped to zero. I had thought that such a feat would be impossible, but Vorhies explained that Google can turn bias on and off “like flipping a light switch.” He also pointed me to leaked company documents such as the manual for the company’s Twiddler software, used for “re-ranking” search results.
+
+Will the article you are now reading change the course of history? Will it cause Google to take its digital thumb off the scales in our midterm elections? Whatever Mr. Pichai, its CEO, decides to do, we will know, and we will preserve the evidence.
+
+And this time, we will continue to expand the monitoring system, and we will be monitoring content going not just to voters but also to America’s children. By late 2023, we will have a digital shield in place – a panel of more than 20,000 field agents in all 50 states – and we will shame Big Tech into staying clear of our elections and our kids for many years to come.
+
+Robert Epstein, Ph.D. (@DrREpstein), former editor-in-chief of Psychology Today, is senior research psychologist at the American Institute for Behavioral Research and Technology. A Ph.D. of Harvard University, he has published 15 books and more than 300 articles on AI and other topics. His 2019 Congressional testimony on Big Tech’s threat to democracy can be accessed at https://EpsteinTestimony.com. You can learn more about his research on online influence at https://MyGoogleResearch.com.",7d204bc460b749a287447090de0276b5,"EPSTEIN: Google Is Shifting Votes On A Massive Scale, But A Solution Is At Hand",4,,,,
+13202,"Walmart Makes a Big Move to Solve a Problem Amazon Struggles With - Typically, that incompatible box, envelope or 15 square feet of bubble wrap ends up in the trash or takes up a lot of room in your garage or recycling bin. Such is the case with Walmart , which recently noticed an uptick in its goods arriving overpackaged. The initiative is designed to right-size shipments and reduce waste -- something the retail giant has placed a renewed focus on as it scales up its e-commerce efforts to compete with Amazon .","{'positive': 0.7348817, 'negative': 0.09700934, 'neutral': 0.16810888}","Walmart has announced a new initiative to reduce waste by right-size shipments and reduce waste. The initiative is designed to reduce the amount of waste caused by overpackaged goods, as Walmart is ramping up its e-commerce efforts to compete with Amazon. This initiative is part of Walmart's larger focus on right-sized shipments and reducing waste.","Typically, that incompatible box, envelope or 15 square feet of bubble wrap ends up in the trash or takes up a lot of room in your garage or recycling bin.  Such is the case with Walmart , which recently noticed an uptick in its goods arriving overpackaged.  The initiative is designed to right-size shipments and reduce waste -- something the retail giant has placed a renewed focus on as it scales up its e-commerce efforts to compete with Amazon .",WMT,Consumer Goods,Multiline and Specialty Retailers & Distributors,Walmart Inc.,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail’s significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers’ rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity’s reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers’ preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.751527043590867, 'Product Sourcing, Packaging & Marketing': 0.7954371464598892, 'Energy Management in Retail & Distribution': 0.756094944637029, 'Labour Practices': 0.7703459693174965, 'Data Security': 0.7388100676560512}",0.7954371464598892,Ricky,Major focus,Major focus,Positive,"Product Sourcing, Packaging & Marketing",Major focus,Major focus,Positive,2023-04-05T13:00:01+00:00,https://finance.yahoo.com/news/alphabet-inc-googl-trending-stock-130001641.html?.tsrc=rss,"[{'name': 'earnings estimates', 'weight': 0.098430716}, {'name': 'earnings estimate revisions', 'weight': 0.095748425}, {'name': 'stocks', 'weight': 0.09366258}, {'name': 'consensus revenue estimates', 'weight': 0.08817713}, {'name': 'price', 'weight': 0.08011741}, {'name': 'earnings growth', 'weight': 0.07960056}, {'name': 'year', 'weight': 0.076877415}, {'name': 'consensus EPS estimates', 'weight': 0.07577735}, {'name': 'earnings', 'weight': 0.07521346}, {'name': 'short-term stock price movements', 'weight': 0.07043029}]",[{'name': 'Finance'}],"[{'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 10}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 2}, {'data': 'Zacks.com', 'type': 'ORG', 'mentions': 4}]","Alphabet (GOOGL) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.
+
+Over the past month, shares of this internet search leader have returned +11.6%, compared to the Zacks S&P 500 composite's +1.5% change. During this period, the Zacks Internet - Services industry, which Alphabet falls in, has gained 10.2%. The key question now is: What could be the stock's future direction?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+Alphabet is expected to post earnings of $1.05 per share for the current quarter, representing a year-over-year change of -14.6%. Over the last 30 days, the Zacks Consensus Estimate has changed +0.5%.
+
+The consensus earnings estimate of $5.11 for the current fiscal year indicates a year-over-year change of +12.1%. This estimate has changed -0.1% over the last 30 days.
+
+For the next fiscal year, the consensus earnings estimate of $6.04 indicates a change of +18.1% from what Alphabet is expected to report a year ago. Over the past month, the estimate has changed -0.3%.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Alphabet is rated Zacks Rank #3 (Hold).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+For Alphabet, the consensus sales estimate for the current quarter of $56.95 billion indicates a year-over-year change of +1.7%. For the current and next fiscal years, $247.06 billion and $274.32 billion estimates indicate +5.6% and +11% changes, respectively.
+
+Alphabet reported revenues of $63.12 billion in the last reported quarter, representing a year-over-year change of +2%. EPS of $1.05 for the same period compares with $1.53 a year ago.
+
+Compared to the Zacks Consensus Estimate of $63.15 billion, the reported revenues represent a surprise of -0.04%. The EPS surprise was -7.89%.
+
+The company could not beat consensus EPS estimates in any of the last four quarters. The company could not beat consensus revenue estimates in any of the last four quarters.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Alphabet is graded C on this front, indicating that it is trading at par with its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Alphabet. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",c7f3a5a021204a6096791d992738ac2a,Alphabet Inc. (GOOGL) Is a Trending Stock: Facts to Know Before Betting on It,4,,,,
+30019,"Tyson to close poultry facilities in Virginia, Arkansas - FILE - A Tyson food product is seen in Montpelier, Vt., Nov. 18, 2011. On Tuesday, March 14, 2023, Tyson Foods announced that the company is closing two facilities that employ more than 1,600 people in an effort to streamline its U.S. poultry business. (AP Photo/Toby Talbot, File) (ASSOCIATED PRESS)
+
+Tyson Foods is closing two facilities that employ more than 1,600 people in an effort to streamline its U.S. poultry business.
+
+The company said Tuesday it plans to close its processing, broiler and hatching operations in Glen Allen, Virginia, and a plant in Van Buren, Arkansas. Both closures are scheduled for May 12.
+
+Tyson said the closures will help it better use all available capacity at remaining plants.
+
+The Springdale, Arkansas-based company said it will work with its 692 employees in Glen Allen and its 969 employees in Van Buren to apply for open positions at other plants.
+
+Tyson has made other efforts to consolidate its operations in recent months. Last October, the company announced it would relocate 1,000 corporate staff from offices in Illinois and South Dakota to Arkansas.
+
+Tyson said operating inefficiencies were partly to blame for its lower-than-expected profit in its fiscal first quarter, which ended Dec. 31. The company said its operating income dropped 68% to $467 million in the period.","{'positive': 0.008318301, 'negative': 0.9727983, 'neutral': 0.018883383}","Tyson Foods is closing two facilities in Virginia, Arkansas, in an effort to streamline its U.S. poultry business. The company said Tuesday it plans to close its processing, broiler and hatching operations in Glen Allen, Virginia, and a plant in Van Buren, Arkansas. The closures will help it better use all available capacity at remaining plants. Last October, the company announced it would relocate 1,000 corporate staff from offices in Illinois and South Dakota to Arkansas.","Tyson Foods is closing two facilities that employ more than 1,600 people in an effort to streamline its U.S. poultry business.  The company said Tuesday it plans to close its processing, broiler and hatching operations in Glen Allen, Virginia, and a plant in Van Buren, Arkansas.  Tyson said the closures will help it better use all available capacity at remaining plants.",TSN,Food & Beverage,"Meat, Poultry & Dairy",Tyson Foods Inc A,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry’s emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers’ treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities’ use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry’s ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers’ compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees’ exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry’s supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity’s animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7554045533079047, 'Antibiotic Use in Animal Production': 0.7150878789316466, 'Greenhouse Gas Emissions': 0.740165678225789, 'Food Safety': 0.7493104713354648, 'Water Management': 0.7582072466229042, 'Animal Care & Welfare': 0.7751740804209921, 'Energy Management': 0.7549564396045919, 'Animal & Feed Sourcing': 0.7519414927178547, 'Workforce Health & Safety': 0.7529830295656492, 'Environmental & Social Impacts of Animal Supply Chain': 0.7582154865071876}",0.7751740804209921,Ricky,Minor focus,Minor focus,Negative,Workforce Health & Safety,Major focus,Major focus,Negative,2023-01-24T17:00:47+00:00,https://www.foxnews.com/tech/iphone-hack-makes-it-easy-use-one-handed-reach-everything-screen,"[{'name': 'smaller screens', 'weight': 0.124553986}, {'name': 'screen', 'weight': 0.1243027}, {'name': 'big screens', 'weight': 0.12342388}, {'name': 'easier accessibility', 'weight': 0.100489184}, {'name': 'easier reading', 'weight': 0.092990726}, {'name': 'iPhone users', 'weight': 0.08411774}, {'name': 'iPhone', 'weight': 0.08084222}, {'name': 'iPhone hack', 'weight': 0.07989276}, {'name': 'their screen displays', 'weight': 0.06628123}, {'name': 'a larger screen', 'weight': 0.06565532}]",[{'name': 'Tech'}],"[{'data': 'iPhone 14 Plus', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'iPhone 14 Pro Max', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Reachability', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'CyberGuy Report Newsletter', 'type': 'ORG', 'mentions': 3}]","The iPhone 14 Plus and iPhone 14 Pro Max models are perfect for those who wish to have big screens for easier reading. However, the downfall of a bigger device is that you have to stretch your hands much further to type, which can get tiresome. That's why Apple included a feature that can make using your iPhone much easier, and it's even available for iPhones with smaller screens as well.
+
+CLICK TO GET KURT’S CYBERGUY NEWSLETTER WITH QUICK TIPS, TECH REVIEWS, SECURITY ALERTS AND EASY HOW-TO’S TO MAKE YOU SMARTER
+
+What is the feature Apple is offering?
+
+The feature is called Reachability, and it's an accessibility feature that allows iPhone users to pull down the top of their screen displays to the middle of their screen. This makes everything much easier to reach with your thumb than it would normally be. Once the top of your screen is relocated to the middle, you can then operate your iPhone as normal, enjoying the perk of having a larger screen yet still allowing your hands to not have to do all that extra stretching.
+• Under the PHYSICAL AND MOTOR section, select Touch
+
+WHICH APPS ARE DRAINING YOUR PHONE'S BATTERY?
+• Go back to your Home Screen and short swipe down from just underneath the Spotlight Search tab
+• This will bring the top of your screen to the middle of your screen for easier accessibility.
+
+What if my iPhone has a home button?
+
+If you have an older iPhone that comes with a home button, follow all the steps listed above to activate Reachability. Once it's activated, double-tap your home button without pushing the button in. If you push the button in, it will reveal your recent apps tray, so make sure you're just tapping it as you would if it were a touchscreen.
+
+Was this helpful? We'd love to hear how you're using your iPhone settings to cater to your needs.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+For more Apple tips, head over to CyberGuy.com and search ""Apple"" by clicking the magnifying glass at the top of my website. And be sure to subscribe to my free CyberGuy Report Newsletter by clicking the ""Free newsletter"" link at the top of my website.
+
+Copyright 2023 CyberGuy.com. All rights reserved. CyberGuy.com articles and content may contain affiliate links that earn a commission when purchases are made.",34447ce307de49a3bb3d8c08efce0e64,iPhone hack makes it easy to use one-handed and reach everything on screen,4,,,,
+18812,"Commercial Real Estate Finds a Rare Bright Spot by Campuses - Many office buildings sit mostly empty. Once-soaring apartment-rent growth has slowed and is falling in some places. But housing geared to college students at popular schools is a rare bright spot in the beleaguered commercial real-estate business.
+
+Rents for student housing are poised to grow, boosted by limited supply and strong demand at many colleges, especially top research universities and schools in the five highest-earning athletic conferences for U.S. college football. However, with college enrollment declining overall, student housing is facing higher risks at smaller colleges with less name recognition and falling enrollment.
+
+Despite the rise in mortgage rates last year, sales of student housing property reached a record high of $22.9 billion in 2022, according to data from commercial real-estate firm CBRE Group.
+
+Multifamily rents show signs of cooling from last year’s double-digit increases. They increased 2.3% during the 12 months ended in May 2023, according to RealPage, an online firm that tracks the apartment market. Meanwhile, student-housing rent is growing at about 9%, RealPage said.
+
+Real-estate investment giant Blackstone made the biggest bet on student housing last year, with a $12.8 billion acquisition of American Campus Communities.
+
+“This is a sector that we think has stood the test of time and is going to be a continued bright spot in the future,” said Jacob Werner, co-head of Americas acquisitions for Blackstone real estate.
+
+Demand for student housing isn’t typically stifled by economic downturns. “It’s an all-weather asset class. In good times, people go to school,” Werner said. “In bad times, more people tend to go to school.”
+
+Higher interest rates also mean that fewer developers will be able to finance new construction, limiting new supply, analysts said. Other restrictions on supply, such as a dearth of sites, at some schools will also likely enable many landlords to keep raising rents.
+
+The pandemic provided a unique test of student housing’s ability to withstand tough markets. Analysts braced for a hit in 2020, but occupancy remained stable even during the peak of online classes. Students wanted to move out of their parents’ houses and live near their college campuses even though they were attending classes virtually.
+
+Uncertainty about the return-to-campus kept rents down until the second half of 2021, but they began increasing in 2022. Packed campuses and rising rents fueled last year’s record sales.
+
+Sales of student-housing properties this year will likely not match 2022 levels, because last year’s volume was partly the result of pent-up demand.
+
+Like other commercial property types, student-housing values have fallen because of higher borrowing costs. But the decline hasn’t been as great as other property types because rent growth and occupancy remain strong, said Jaclyn Fitts, national student-housing co-leader for CBRE.
+
+“It’s performing differently than other asset classes in the market right now,” Fitts said.
+
+Not all the news in the student-housing business is good. Student-housing developments near smaller or lesser-known institutions are suffering from weak demand due to declining enrollment.
+
+Although college enrollment declined 1.1% last academic year, it increased for universities in the highest-earning athletic conferences and those with well-regarded research programs.
+
+“What we’re seeing in the enrollment story is almost this tale of two markets,” said Elsa Wilson, senior research analyst at JLL, a real-estate investment firm.
+
+Thad Wilson, a restructuring attorney at King & Spalding, said he has seen an increase in student-housing investments facing financial distress, especially for older, poorly maintained properties.
+
+“There are definitely a number of distressed student housing developers and projects that are out there,” Wilson said.
+
+Still, investors are optimistic that overall student housing is 70% preleased for this fall, about the same as in May 2019, according to data from JLL. Research universities and schools in top-earning athletic conferences have preleasing rates higher than in 2019, JLL said.","{'positive': 0.2069715, 'negative': 0.72762316, 'neutral': 0.06540532}","Commercial Real Estate (CJRE) is finding a rare bright spot in the beleaguered commercial real-estate business, with student housing prices poised to grow. Despite the rise in mortgage rates last year, sales of student housing property reached a record high of $22.9 billion in 2022. Multifamily rents show signs of cooling from last year‚Äôs double-digit increases, while student-housing rent is growing at about 9%. Blackstone made the biggest bet on student housing last year with a $12.8 billion acquisition of American Campus Communities. Student-housing developments near smaller or lesser-known institutions are suffering from weak demand due to declining enrollment. Despite this, investors are optimistic that student housing will remain a top-rated investment in May 2019.","Rents for student housing are poised to grow at many colleges, boosted by limited supply and strong demand.",CBRE,Infrastructure,Real Estate Services,CBRE Group Inc.,"{'Sustainability Services': 'In the Real Estate Services industry, buildings owned or occupied by clients generally have significant sustainability impacts. Buildings, and the activities that take place within them, drive energy consumption, direct and indirect greenhouse gas (GHG) emissions, water consumption, waste generation and indoor environmental quality concerns that can impact occupant health. Entities have an opportunity to improve the sustainability impacts of buildings and their operations through sustainability- related services. These services may include utility data management, energy procurement, energy and water benchmarking, resource efficiency improvements, activities related to sustainability certifications, and sustainability consulting and training. Entities may impact building sustainability further by arranging leases that incentivise both owners and tenants to improve sustainability performance, while yielding financial benefits forboth parties. Providing these services may drive new revenue growth and increase client retention. Effective sustainability services may benefit owners or tenants through improved asset values, increased tenant demand, decreased operating costs and improved tenant experiences.', 'Interest': 'The business model of real estate services entities is dependent on client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional and ethical standards of the industry. Professional integrity is an important governance issue, as the range of services and the number of professionals within a single organisation can make the management of conflicts of interest more challenging. Brokerage and appraisalservices may come with particularly high risk of conflicts of interest and negligence. In order to manage and avoid these risks, entities in the industry can implement a range of governance measures, including employee training, oversight, and policies, procedures, and enforcement systems focused on transparency and appropriate disclosures. Effective management of these risks can lead to increased client trust and better brand value in the market, adding to long-term revenue growth. Inadequate management of risks may lead to regulatory fines and penalties, as well as decreased client trust and a loss in business.'}","{'Sustainability Services': 0.7871993466138152, 'Interest': 0.7521494477299735}",0.7871993466138152,Ricky,Minor focus,Minor focus,Positive,Sustainability Services,Major focus,Major focus,Positive,2023-01-05T19:15:00+00:00,https://www.businessinsider.com/amazon-layoffs-worst-month-for-job-cuts-is-january-2023-1,"[{'name': 'Layoffs', 'weight': 0.10313593}, {'name': 'layoffs', 'weight': 0.10313593}, {'name': 'months', 'weight': 0.0846415}, {'name': 'most companies', 'weight': 0.080108084}, {'name': 'companies', 'weight': 0.07936654}, {'name': 'other companies', 'weight': 0.076657094}, {'name': 'job cuts', 'weight': 0.07304646}, {'name': 'labor costs', 'weight': 0.068467334}, {'name': 'enough costs', 'weight': 0.0647407}, {'name': 'last year', 'weight': 0.06470927}]",[{'name': 'Business'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 2}, {'data': 'Compass', 'type': 'ORG', 'mentions': 3}, {'data': 'The University of Manchester', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 2}, {'data': 'Crunchbase', 'type': 'ORG', 'mentions': 2}, {'data': 'Stitch Fix', 'type': 'ORG', 'mentions': 1}, {'data': 'Vimeo', 'type': 'ORG', 'mentions': 1}, {'data': 'Lyft', 'type': 'ORG', 'mentions': 1}, {'data': 'Snap', 'type': 'ORG', 'mentions': 1}, {'data': 'Better', 'type': 'ORG', 'mentions': 1}, {'data': 'Jassy', 'type': 'ORG', 'mentions': 1}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Carta', 'type': 'ORG', 'mentions': 1}, {'data': 'Doordash', 'type': 'ORG', 'mentions': 1}, {'data': 'Buffer', 'type': 'ORG', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Cary Cooper', 'type': 'PERSON', 'mentions': 3}, {'data': 'Nolan Church', 'type': 'PERSON', 'mentions': 1}, {'data': 'Keerthi Vedantam', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joel Gasoigne', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gascoigne', 'type': 'PERSON', 'mentions': 1}, {'data': 'New Year', 'type': 'EVENT', 'mentions': 1}]","• Layoffs tend to peak in January. Often it makes sense for companies to adjust their budgets then.
+• Amazon just told staff it's cutting 18,000 roles, the largest layoff in the company's history.
+• Compass has cut staff three times in eight months. It's best to avoid multiple rounds of layoffs.
+
+Happy New Year! Don't let the door hit you on the way out!
+
+For all the layoffs that swept corporate America in the final months of 2022, this month is poised to bring even more. January is historically the worst month for layoffs, according to data from the US government.
+
+Already, Amazon CEO Andy Jassy has told staff that the company would broaden its job cuts to 18,000 employees, which is the largest layoff in the company's history. And real-estate brokerage Compass let employees know it would be conducting its third round of layoffs in less than eight months.
+
+There are many reasons why January tends to be a popular month for layoffs, Cary Cooper, a professor of organizational psychology at The University of Manchester, told Insider.
+
+For starters, there's practicality: January 1 marks the beginning of a new financial year for most companies and so taxwise, it makes sense for companies to make adjustments to their budgets and reduce labor costs, he said. It's also a time when employers are asking themselves: ""What are we doing this year? What's not going well? Can we change this or restructure that?""
+
+The softening economy and looming recession fears are weighing heavily on corporate leaders right now, Cooper said. ""Even if the US doesn't go into a recession, the companies it trades with are, and so they're trying to keep labor costs down so they remain competitive.""
+
+Finally, companies often make cuts after the holidays so as ""not to be perceived as Scrooge-like,"" according to Cooper. ""There's an element of not wanting to do it over the Christmas season,"" he said. ""Instead, we will ruin your New Year after you spent all that money on presents.""
+
+The first cut isn't always the deepest
+
+Laying off staff in January because you overhired the year before is already a potential stain on your reputation. Laying off staff a second — or third — time in a matter of months is potentially a really bad stain.
+
+This isn't a common practice, but it's not unheard of either. Of the 433 tech companies that Crunchbase tracked, roughly 9% conducted more than one round of layoffs in 2022.
+
+Beyond Compass, other companies that have conducted more than one wave of layoffs in the past year include Salesforce, Stitch Fix, Vimeo, Lyft, Snap, and Better.
+
+Amazon's 18,000 job cuts, which affect about 6% of its corporate roles, are more than the 10,000 job cuts the company had been expected to make in the fall though Jassy had cautioned there could be more. The company started letting thousands of workers go last year, according to The Wall Street Journal.
+
+Multiple rounds of layoffs can leave staff feeling insecure, not knowing whether they'll wake up tomorrow to a foreboding email from human resources.
+
+As Nolan Church, who previously ran talent teams at Carta and Doordash, told Keerthi Vedantam at Crunchbase News, ""If I am an employee in a company that's going through multiple rounds of layoffs unexpectedly, I'm losing faith in the business and I'm living in fear.""
+
+Joel Gasoigne, the CEO of social-media management platform Buffer, previously told Insider that when he was conducting layoffs in 2016, one of the best pieces of advice he received was to ""make sure you over-communicate that this is the end of the crisis"" when the layoffs are over.
+
+To the extent that it's possible, it's important to give your remaining staff a sense of stability. Gascoigne said it's critical to ""cut deep enough, cut enough costs that you can be confident that you are not going to have to do something else in three to six months.""",391c1c139210413e93dbd230b0edf163,Layoffs at Amazon and Salesforce point to why January is often the worst month for job cuts,4,,,,
+29329,"Bosses’ New Task Is Figuring Out Who’s High at Work - Workplace changes, including the rise of hybrid and remote work, have made it easier for some employees to use drugs on the clock without their bosses knowing.
+
+More Americans are using marijuana. Their employers are trying to decide how much that matters.
+
+One in six American adults now says they smoke marijuana, a share that has eclipsed the number of cigarette smokers, according to recent Gallup data, and expanding legalization of the drug has led more companies to scrap employee drug-testing. Instead, many are leaning on managers to spot signs that workers are impaired on the job and determine what to do when they are.
+
+For one thing, some companies say being high at work isn’t necessarily a fireable offense.
+
+“It used to be, you test positive: ‘See you later,’” says Eric Mack, a partner with employment-law firm Littler Mendelson, who says he has trained employees at more than a dozen companies to spot the signs of drug-related impairment in the past two years.
+
+“Managers are really on the front lines of making these determinations, and it’s very difficult to do,” says Mack, who notes telltale signs include slurred speech, fumbling with equipment or otherwise acting erratically. He also advises companies to make sure more than one person observes that a co-worker is not themselves.
+
+Approaching workers who appear under the influence is a delicate proposition, says Lisa Ahart, senior vice president of U.S. human resources for Toray Industries America, a synthetic fibers, textiles and chemicals manufacturer. Toray employs 3,000 people in nine states with varying laws on marijuana use.
+
+Workers flagged for appearing under the influence have sometimes turned out to have a medical issue such as diabetes, Ahart says.
+
+Toray bosses are trained not to assume, or to ask someone whether they’re taking pills or drinking. Instead, the company advises managers to look for behaviors they can document and to broach the issue with questions like, “I noticed you are slurring, stumbling—are you feeling OK?” she says.
+
+Employees found to be high on the job might be warned, offered counseling or—depending on the jurisdiction and the nature of the performance issue—fired, she adds. The company recently ordered a drug test for an employee in Virginia, where marijuana possession is legal, after the worker drove a forklift into an overhead door. The worker was fired after testing positive, given the safety violation involved.
+
+Workers in some types of businesses, including those regulated by the U.S. Defense and Transportation departments and the Nuclear Regulatory Commission, are subject to random or routine federal drug-testing, which can detect marijuana use sometimes weeks after the fact.
+
+Toray doesn’t fall into that camp. Across its locations, the company can conduct pre-employment drug screenings, or test if there’s a reasonable suspicion that a worker is high on the job, Ahart says.
+
+The mix of workplace safety and pot legalization is “one of the things that sometimes keeps me up at night,” she says.
+
+Workplace changes, including the rise of hybrid and remote work, have made it easier for some employees to use drugs on the clock without their bosses knowing. With rising social acceptance, meanwhile, some professionals say they feel comfortable openly discussing and even using at work.
+
+Giovanni Kapa, 58, a technician for an IT support company in Royal Oak, Mich., says he recently lit up a blunt—marijuana rolled into a tobacco-leaf wrapper—in front of his boss over lunch.
+
+“It’s so accepted,” he says. He wasn’t nervous about it, he says, because his boss didn’t seem to mind when he did it earlier at an office Christmas party.
+
+He offered his boss a smoke to be polite; the boss accepted, he says. Then they got back to work. “It was: Thank you, have a great day,” he says.
+
+Though Kapa says pot might slow his cognitive processing to a degree, he didn’t feel the drug seriously impaired his ability to work that afternoon.
+
+“It’s not strenuous work, you just have to think a bit. It’s pretty much, ‘I got this, I’ve seen this before,’ check notes and boom, boom, boom,” he says.
+
+Companies face challenges finding enough people to hire, and drug screening makes that even harder, says Natasha Jones, director of operations at HD Screening and Laboratory in Lithia Springs, Ga.
+
+Companies that aren’t subject to government drug-testing requirements are increasingly loath to test, she says. Around 35% of marijuana tests her lab conducts for prehire screenings come back positive, she says, up from around 20% in 2021, often forcing employers to rule out candidates they might have otherwise hired.
+
+Data from Quest Diagnostics, one of the country’s largest drug-testing laboratories, shows a rise in worker marijuana use, too. Among the six million general workforce tests it conducted for marijuana last year, 4.3% came back positive, the highest rate in nearly three decades. In drug tests given to workers after accidents on the job, marijuana positive test rates have tripled over the past decade, according to Quest.
+
+The swift legalization of recreational cannabis—now legal in nearly half of all U.S. states—has resulted in confusion among employees, some industry officials say.
+
+In trucking, even drivers who’ve been explicitly told they’re not allowed to smoke marijuana outside of work are sometimes unclear on the rules, says Dan Horvath, vice president of safety policy at the American Trucking Associations, a trade group.
+
+Many truckers live in states where marijuana is legal, but their jobs subject them to federal regulations barring them from using the drug. A recent survey by the American Transportation Research Institute found around a quarter of trucking companies have had misunderstandings with workers about the complete ban on marijuana.
+
+Eric Waxman, human resources director for CRP Industries, an automotive-parts supplier and distributor employing 180 workers in New Jersey and South Carolina, says his company bans drug impairment at work. Waxman notes there are other ways someone can be impaired on the job, such as a lack of sleep.
+
+“If you come into work tired and you’re driving a lift or cherry picker, you’ll also be impaired,” he says. “It seems a little hypocritical to pick out a few things that could cause impairment and ignore the rest of them.”
+
+At the company’s South Carolina plant this year, some workers reported smelling marijuana over their lunch break. Those involved were warned not to do it again, he says, and it hasn’t been an issue since. Use of the drug is illegal in the state.
+
+Waxman says that in a recent conversation with a plant manager there, both agreed that if they ever tested workers, it would jeopardize their ability to run the business.
+
+“We’d have an empty facility,” he says.","{'positive': 0.022532063, 'negative': 0.7288746, 'neutral': 0.2485933}","Workplace changes have made it easier for some employees to use drugs on the clock without their bosses knowing. According to recent Gallup data, one in six American adults now says they smoke marijuana, a share that has eclipsed the number of cigarette smokers. Companies are using managers to spot signs that workers are impaired on the job and determine what to do when they are, and some companies say being high at work isn't necessarily a fireable offense. Workers in some types of businesses are subject to random or routine federal drug-testing, which can detect marijuana use sometimes weeks after the fact. With rising social acceptance, some professionals say they feel comfortable openly discussing and even using at work.","With one in six American adults saying they smoke marijuana, companies change how they police use of the drug at work.",DGX,Health Care,Health Care Delivery,Quest Diagnostics,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act’s provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers’ compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7098537739469174, 'Access for Low-Income Patients': 0.7206704894464201, 'Quality of Care & Patient Satisfaction': 0.7123540881028123, 'Patient Privacy & Electronic Health Records': 0.7344145630683034, 'Energy Management': 0.7238353224185575, 'Management of Controlled Substances': 0.7758228556331986, 'Fraud & Unnecessary Procedures': 0.750618903865693, 'Pricing & Billing Transparency': 0.7020725551730299, 'Employee Health & Safety': 0.765055255440162, 'Employee Recruitment, Development & Retention': 0.7476841937945257, 'Waste Management': 0.7322645834147935}",0.7758228556331986,Ricky,Major focus,Major focus,Neutral,"Management of Controlled Substances, Employee Health & Safety, Employee Recruitment, Development & Retention",No focus,No focus,,2023-03-01T19:24:31+00:00,https://finance.yahoo.com/news/qcom-notches-despite-potentially-losing-192431552.html?.tsrc=rss,"[{'name': 'modem chips', 'weight': 0.15953682}, {'name': 'such chips', 'weight': 0.14181775}, {'name': 'Apple', 'weight': 0.11283575}, {'name': 'Qualcomm stock', 'weight': 0.10536928}, {'name': 'modem division', 'weight': 0.10489792}, {'name': 'its own mobile modem chips', 'weight': 0.0998686}, {'name': 'patent royalties', 'weight': 0.09497126}, {'name': 'Qualcomm', 'weight': 0.094327584}, {'name': 'its own chips', 'weight': 0.08131954}, {'name': 'Wall Street', 'weight': 0.07593575}]",[{'name': 'Tech'}],"[{'data': 'QCOM', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 10}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 10}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 3}, {'data': 'TF International Securities', 'type': 'ORG', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'Cristian Amon', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ming-Chi Kuo', 'type': 'PERSON', 'mentions': 1}]","In a strange turn of events, Qualcomm (NASDAQ:QCOM) managed to notch up slightly in Wednesday's trading despite what may be a big loss of business. Turns out, Qualcomm expects that it won't be supplying Apple (NASDAQ:AAPL) with modem chips in 2024.
+
+The decision isn't written in stone, as Qualcomm's CEO, Cristian Amon, remarked that it was “...their decision to make.” Nevertheless, Amon doesn't look for Qualcomm to produce such chips for Apple any longer. Why? Because Apple may finally be in a position to make its own mobile modem chips. This comes after reports back in June noted that Qualcomm would likely continue to supply such chips for the iPhone 16. Those reports came from TF International Securities analyst Ming-Chi Kuo.
+
+Qualcomm and Apple have had their difficulties in the past. Originally, Qualcomm would sell Apple a chip but then immediately demand patent royalties for the tech used within the chip Apple just bought. Apple, not surprisingly, objected to this notion. In addition, Qualcomm has accused Apple of blackmail, and lawsuits followed. Apple, seemingly interested in dropping Qualcomm for good, then bought Intel's (NASDAQ:INTC) modem division in a bid to build its own chips.
+
+Despite this potential major loss of business, Wall Street is still bullish on Qualcomm stock. Indeed, analyst consensus calls it a Moderate Buy with an average price target of $146.06, which implies 17.99% upside potential.",145cebc24fd9497998d34dfb01a30539,QCOM Notches Up Despite Potentially Losing Apple’s Business,4,,,,
+8272,"‘I skip meals to make my insulin last’: the cost of diabetes in the global south - ‘I ration my insulin every month,” says Khushi Ahuja, a law student from Delhi who has type 1 diabetes and relies on human insulin manufactured by the US company Eli Lilly to manage her condition. While insulin is available at no cost in some public hospitals in India, it is mostly up to individuals to buy the drug.
+
+“Every month I hear about insulin prices rising and I feel guilty about burdening my parents,” Ahuja says. “I skip meals to make my insulin last longer.”
+
+Eli Lilly and two European companies, Novo Nordisk and Sanofi, control 99% of the market by value and 96% of the market by volume. The three manufacturers produce 83% of the insulin sold in low and middle-income countries, where it is now estimated that one in two people who rely on insulin do not have sufficient access to the drug.
+
+Earlier this month, all three companies made a commitment to cutting the costs of insulin in the US, where the drug was sold at the highest price in the world.
+
+Ahuja, like millions of people using western-produced insulin in low and middle-income countries, will not benefit from the price cuts. But she hopes that the announcement will set a precedent and mark a change in how global insulin suppliers view the life-saving drug they sell for profit.
+
+Elizabeth Pfiester, director of T1International, a non-profit organisation advocating for people with type 1 diabetes, says: “Even though people in the United States are paying the highest dollar-for-dollar amount, many people around the world, particularly in the global south, have to pay up to 100% of their income to access insulin.”
+
+According to T1’s data, the average out-of-pocket costs of insulin and diabetes supplies in the US cost 10% of GDP per capita, but in Kenya this rises to 125% of GDP per capita.
+
+Although Ahuja comes from a comfortable middle-class background, she worries that diabetes will make her financially dependent on her family well into adulthood. “The monthly starting salary I can expect once I graduate will be the same as the monthly cost of my insulin,” she says.
+
+Claudia Martínez, research programme manager for diabetes at the Netherlands-based Access to Medicines Foundation, says: “In recent years, companies have been doing more to increase insulin accessibility in lower-income countries.”
+
+Novo Nordisk has been praised for initiatives such as “Defeat Diabetes”, which includes reducing the price of human insulin, as well as a pilot programme of introducing a business-integrated model to improve access to diabetes treatment in 49 African countries.
+
+Meanwhile, Eli Lilly’s 30x30 programme aims to increase healthcare access for 30 million people in “resource-limited settings” annually by 2030. Diabetes is a large focus of the project, says Michael Mason, executive vice-president of Eli Lilly.
+
+The company also works with Unicef and Life for a Child, donating vials of insulin and resources to projects in low and middle-income countries including Kenya and Malawi. Most of the projects focus on children, but there are plans to extend the scheme to the under-30s.
+
+The company will also offer pro bono technology transfer and active pharmaceutical ingredients at a reduced cost to an Egypt-based insulin manufacturer. Mason says the African-produced insulin will be distributed in 18 months’ time and is projected to benefit one million people a year.
+
+Accessibility of insulin around the globe is a “real big focus” for Eli Lilly, says Mason. “We want to make sure we’re good corporate citizens – make sure we improve the lives of people who live with diabetes,” he says.
+
+However, the voluntary schemes and donations that manufacturers support cannot be enforced or demanded by governments.
+
+Martínez says: “Donation programmes are not really sustainable in the long term, even if some of them have been around for decades.” Manufacturers should instead work with governments to find ways in which patients can move from donations to tiered-pricing options that make the drug more accessible, she says.
+
+Mohammed Seyam, a young doctor living with diabetes in Gaza, who is T1’s representative for the Middle East and north Africa, says: “The ministry of health here in Palestine mainly relies on donations but not directly from manufacturers.”
+
+Referring to the faster-acting variant of insulin he uses, Seyam adds: “So while analogue insulin is theoretically available for free for every person living with diabetes in Palestine, in reality it depends on donations.”
+
+The doctor says he spent 40% of his salary since November 2022 buying analogue insulin produced by Novo Nordisk privately because there is a shortage of the medicine in Gaza. While he could still access free human insulin, which is an older formulation of the drug, he says making the switch would be harder for his body.
+
+Unlike human insulin, analogue insulin – which was added to the WHO essential medicines list in 2021 – works as soon as it is injected and has no peak activity times, which many people with diabetes find preferable. Analogue insulin has also been associated with a lower risk of hypoglycaemia. 
+
+
+
+Although insulin is necessary for people with type 1 diabetes to survive, the global insulin monopoly is not covered by any international regulation.
+
+David Beran, a researcher at Geneva University, says that while wealthy countries, such as the US, can cap prices on the medication, governments in low and middle-income countries are left with “very little power to negotiate”.
+
+When the Argentinian government introduced price caps on insulin due to a financial crisis in 1985, Eli Lilly withdrew from the country entirely, leaving Argentinians stranded without access to insulin.
+
+In the 2010 eurozone crisis, Novo Nordisk did the same in Greece after the government ordered a 25% cut in the insulin price. After a public backlash, the company resumed supplies to the country after negotiating a price increase.
+
+“The question is: do we see companies that sell medicine as different than companies that sell computers or soft drinks?” Beran says. “Insulin is a life-or-death matter but these are private companies beholden, in a sense, only to their shareholders.”","{'positive': 0.24990928, 'negative': 0.065856606, 'neutral': 0.6842341}","This article looks at the cost of diabetes in the global south, with the US and European companies Eli Lilly and Novo Nordisk committing to cutting the costs of insulin in the US, where the drug was sold at the highest price in the world. It is estimated that one in two people who rely on insulin do not have sufficient access to the drug, and the announcement will set a precedent and mark a change in how global insulin suppliers view the life-saving drug they sell for profit. According to T1’s data, the average out-of-pocket costs of diabetes supplies in the United States cost 10% of GDP per capita, while in Kenya this rises to 125% of the GDP per cent. Eli Lilly’�s 30x30 programme aims to increase healthcare access for 30 million people in “resource-limited settings” annually by 2030, while the African-produced insulin will be distributed in 18 months’ time and is projected to benefit one million people a year. Accessibility of insulin around the globe is a “real big focus” for Eli Lilly, which works with Unicef and Life for a Child, donating vials of insulin and resources to projects in low and middle-income countries including Kenya and Malawi.","The three firms that control the insulin market are to cut costs in the US, but elsewhere users can spend all their pay to get the life-saving drug",LLY,Health Care,Biotechnology & Pharmaceuticals,Eli Lilly & Co,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.7579325300716329, 'Supply Chain Management': 0.7371030731705471, 'Ethical Marketing': 0.757018902238838, 'Drug Safety': 0.7497209822734264, 'Access to Medicines': 0.8051459515201772, 'Business Ethics': 0.7721943643261988, 'Safety of Clinical Trial Participants': 0.7440281106360508, 'Counterfeit Drugs': 0.8022045285233564, 'Affordability & Pricing': 0.7842446658144325}",0.8051459515201772,Ricky,Major focus,Major focus,Negative,"Access to Medicines, Affordability & Pricing, Business Ethics",Major focus,Major focus,Negative,2022-12-04T12:00:00+00:00,https://www.forbes.com/sites/quickerbettertech/2022/12/04/google-is-going-after-scammersand-other-small-business-tech-news-this-week/,"[{'name': 'small businesses', 'weight': 0.10095651}, {'name': 'scamming small businesses', 'weight': 0.09588542}, {'name': 'business', 'weight': 0.09430954}, {'name': 'businesses', 'weight': 0.09430954}, {'name': 'paycheck', 'weight': 0.08045484}, {'name': 'laser printers', 'weight': 0.070629925}, {'name': 'new cloud applications', 'weight': 0.06741415}, {'name': 'existing legacy systems', 'weight': 0.06439774}, {'name': 'other small companies', 'weight': 0.061811816}, {'name': 'early access', 'weight': 0.061215315}]",[{'name': 'Business'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Mashable', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon Web Services', 'type': 'ORG', 'mentions': 2}, {'data': 'AWS', 'type': 'ORG', 'mentions': 2}, {'data': 'GeekWire', 'type': 'ORG', 'mentions': 1}, {'data': 'Think Big For Small Business program', 'type': 'ORG', 'mentions': 1}, {'data': 'MIT Technology Review', 'type': 'ORG', 'mentions': 3}, {'data': 'Epson', 'type': 'ORG', 'mentions': 4}, {'data': 'Tech Radar', 'type': 'ORG', 'mentions': 1}, {'data': 'Pymnts', 'type': 'ORG', 'mentions': 1}, {'data': 'Maps', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Laser', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Adam Selipsky', 'type': 'PERSON', 'mentions': 2}, {'data': 'Russia', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}]","Here are five things in technology that happened this past week and how they affect your business. Did you miss them?
+
+1 - Google is going after scammers that prey on small businesses.
+
+This past week, Google shared information about its lawsuit against those scamming small businesses. According to the announcement, scammers are impersonating the tech giant and then charging fees for users to create a Business Profile, which is something that Google offers for free. The scammers target small businesses through phone calls and also use websites containing false negative and positive reviews in order to impact the way that businesses appear in Search and Maps results. (Source: Mashable)
+
+Why this is important for your business:
+
+Google is making its best efforts but it’s also our responsibility to keep an eye on our online presence. It’s a good idea to regularly check your Business Profile on Google and also to setup Google Alerts about your business. I also subscribe to a reputation management platform so that I can be aware if there are any bad actors saying false things about me or my business.
+
+2 - Amazon Web Services is pitching customers on cloud savings and making a big push into applications.
+
+Adam Selipsky - CEO of Amazon Web Services (AWS) - recently pitched for businesses to go all in on its cloud tech, emphasizing that the company’s goals go far beyond its central cloud functionality. Selipsky also introduced new cloud applications that allow AWS to effectively compete in similar industries where its customers conduct business. (Source: GeekWire)
+
+Why this is important for your business:
+
+AWS is quickly becoming the go-to destination for clients and other small companies in my community to not only develop their own cloud applications but also to host existing legacy systems. The platform is also offering its Think Big For Small Business program which provides small and/or minority-owned public sector organizations access to business, technical, and marketing enablement support and cloud-based solutions and experience across government, space, education, and nonprofits around the world.
+
+According to MIT Technology Review, the cybersecurity world should prepare for more hacks in the coming year. MIT Tech Review experts expect ransomware attacks against schools, hospitals, businesses, and governments to continue and crypto to be a continued target. Experts also predict that Russia will continue its online attacks against Ukraine. (Source: MIT Technology Review)
+
+Why this is important for your business:
+
+No surprises there and know that if you’re attacked your business could be shut down for long periods of time. Get your employees trained on how to identify potential malicious emails, texts and websites. Hire an IT firm to make sure everyone’s running the most recent security software and upgrading their operating systems.
+
+4 - Epson has ditched lasers and is going all in on inkjet.
+
+Epson recently announced that it plans to halt the manufacturing of laser printers by 2026. The company said that completely transitioning its printers to inkjet technology will enable them to reduce the energy used to produce and ship the printers. According to Epson, its inkjet printers use 85% less carbon dioxide and 85% less energy than laser printers. (Source: Tech Radar)
+
+Why this is important for your business:
+
+If you’re looking for an Epson Laser printer in the future and you’re not finding one this is the reason why. They’re a little slower, but not by much. And inkjets have over time been more cost effective as well.
+
+According to recently released data, 24 percent of banks plan to provide programs that allow early access to wages. With 70 percent of banks already offering this benefit, employers are trying to find ways to retain employees, and early access to wages has been a proven method for employers to help improve the financial well-being of employees. Reports also show that 76 percent of financially-stressed consumers would prefer to work for an employer who cared about their financial health. (Source: Pymnts)
+
+Why this is important for your business:
+
+This is an employee benefit that you should seriously consider. According to some studies as many as three in five people are living paycheck to paycheck. Offering employees the ability to get advance access to their pay could be the differentiator between finding and keeping good people or losing them to another company that does provide this kind of benefit.",d40ee8e8a8974222821c1c020cac0791,Google Is Going After Scammers…And Other Small Business Tech News This Week,4,,,,
+35453,"WestRock, Smurfit in Merger Talks for $20 Billion Paper Firm - Paper and packaging giants WestRock Co. and Smurfit Kappa Group Plc are in talks to merge, potentially creating an industry giant with a market value of about $20 billion.
+
+The companies are discussing the key terms of a possible combination to create Smurfit WestRock, according to a statement . WestRock shareholders could receive shares of the combined entity should a merger proceed, the statement said.
+
+The deal would create a packaging giant that provides everything from corrugated storage boxes, to beer carriers to e-commerce shipping materials. The paper and packaging industry has been heavily consolidating for years, as market players seek scale to cut costs and better serve large customers.
+
+Smurfit Kappa declined as much as 2.9% in early Dublin trading and was 1.7% lower at 8:40 a.m.
+
+Following the completion of the potential deal, ordinary shares of Smurfit WestRock would be listed on the New York Stock Exchange. Smurfit Kappa’s premium listing on the London Stock Exchange would be cancelled and the combined entity would go for the standard listing segment. Smurfit Kappa would also delist from Euronext Dublin.
+
+Smurfit WestRock would be incorporated and domiciled in Ireland with global headquarters in Dublin, the statement said. Its North and South American operations would be based in Atlanta, Georgia.
+
+Due diligence is ongoing and definitive terms and conditions will be set out in a further announcement, the companies said, after The Wall Street Journal first reported on the merger talks. There’s still no certainty a transaction will definitely happen, they added.
+
+Shares of Westrock have fallen about 9% this year, giving the firm a market value at about $8 billion. Smurfit is down 5.8% this year, valuing the company at ‚Ǩ9.5 billion.","{'positive': 0.008050232, 'negative': 0.97038513, 'neutral': 0.021564584}","WestRock Co. and Smurfit Kappa Group Plc are in talks to merge, potentially creating an industry giant with a market value of about $20 billion. The companies are discussing the key terms of a possible combination to create the new entity, which could create a packaging giant that provides everything from corrugated storage boxes, beer carriers to e-commerce shipping materials. Following the completion of the potential deal, ordinary shares would be listed on the New York Stock Exchange, and shares of Westrock have fallen about 9% this year, giving the firm a marketvalue at about $8 billion. Smurfits would be incorporated and domiciled in Ireland with global headquarters in Dublin, and its North and South American operations would be based in Atlanta, Georgia. Due diligence is ongoing and definitive terms and conditions will be set out in a further announcement, with no certainty a transaction will definitely happen.","Paper and packaging giants WestRock Co. and Smurfit Kappa Group Plc are in talks to merge, potentially creating an industry giant with a market value of about $20 billion.",WRK,Resource Transformation,Containers & Packaging,WestRock Co,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases‚Äîbecause of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change‚Äîshow the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity‚Äôs energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity‚Äôs energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity‚Äôs long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.7176799587537827, 'Greenhouse Gas Emissions': 0.7447984738630969, 'Supply Chain Management': 0.7703167269762533, 'Water Management': 0.7496109922803815, 'Air Quality': 0.757177412580373, 'Energy Management': 0.7296913228474285, 'Product Lifecycle Management': 0.749039905941408, 'Waste Management': 0.750798875303504}",0.7703167269762533,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-04-07T21:38:00+00:00,https://www.cnn.com/2023/04/07/politics/house-oversight-committee-subpoenas/index.html,"[{'name': 'Biden family probe', 'weight': 0.116979785}, {'name': 'Hunter Biden', 'weight': 0.10469686}, {'name': 'President Biden', 'weight': 0.1023483}, {'name': 'Joe Biden', 'weight': 0.0937676}, {'name': 'Biden', 'weight': 0.09364035}, {'name': 'Committee Democrats', 'weight': 0.08644928}, {'name': 'memo', 'weight': 0.08496863}, {'name': 'several subpoenas', 'weight': 0.081540234}, {'name': 'several new subpoenas', 'weight': 0.0803809}, {'name': 'investigation', 'weight': 0.079568125}]",[{'name': 'Politics'}],"[{'data': 'House Oversight Committee', 'type': 'ORG', 'mentions': 9}, {'data': 'House Oversight Chairman', 'type': 'ORG', 'mentions': 1}, {'data': 'CNN', 'type': 'ORG', 'mentions': 3}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 2}, {'data': 'Cathay Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'JPMorgan Chase', 'type': 'ORG', 'mentions': 2}, {'data': 'HSBC USA N.A', 'type': 'ORG', 'mentions': 3}, {'data': 'Comer', 'type': 'ORG', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 9}, {'data': 'James Comer', 'type': 'PERSON', 'mentions': 6}, {'data': 'Jamie Raskin', 'type': 'PERSON', 'mentions': 3}, {'data': 'Mervyn Yan', 'type': 'PERSON', 'mentions': 2}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 6}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 11}, {'data': 'Kentucky', 'type': 'GPE', 'mentions': 1}, {'data': 'Maryland', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}]","House Oversight Chairman James Comer has quietly issued several subpoenas for documents and bank records as part of the Republican-led investigation into the financial dealings of President Joe Biden’s family, according to an internal memo shared among Democrats on the panel.
+
+The memo, obtained by CNN, reveals new details about the subpoenas issued by Comer as part of the ongoing probe, which has stoked the ire of Democratic members who have accused the Kentucky Republican of covertly investigating business dealings by the president’s son, Hunter Biden.
+
+“This memorandum serves to ensure that Committee Democrats have access to all relevant information, including the six document subpoenas issued to date,” it says.
+
+The memo comes a day after the committee’s top Democrat, Maryland Rep. Jamie Raskin, criticized committee Republicans for “shielding information” related to the panel’s investigations. House rules mandate that committee materials are shared between the majority and minority.
+
+“Committee Republicans’ decision to conduct this probe behind a veil of secrecy runs counter to the Committee’s traditional commitment to transparency and raises serious questions about the integrity of the investigation,” Democrats wrote in the memo.
+
+According to the Democrats’ memo, subpoenas have been sent to: Bank of America, Cathay Bank, JPMorgan Chase, HSBC USA N.A and Mervyn Yan, a former business associate of Hunter Biden. In most cases the subpoenas to the banks span 14 years and relate to six individuals and 10 different entities, House Democrats say. The business entities covered by the subpoenas include several with ties to China and the energy sector, according to those listed in the memo.
+
+The subpoena to HSBC was initially sent, and later reissued, after the bank requested an updated cover page, according to a person familiar with the matter. A spokesperson for HSBC declined to comment.
+
+CNN has reached out to JP Morgan Chase & Co., and an email address associated with Mervyn Yan for comment. Cathay Bank has worked to be cooperative with the committee, a person familiar with the matter said.
+
+CNN first reported on Comer’s subpoena for Bank of America in March to compel the bank to turn over records relating to three of Hunter Biden’s business associates.
+
+The six subpoenas listed do not include “friendly” subpoenas Comer has issued to some witnesses, including former Twitter employees, who have testified before the committee.
+
+“Despite their vast efforts, Committee Republicans have failed to identify any evidence connecting President Biden to or implicating him in the foreign transactions under investigation,” according to the memo from Democrats.
+
+Comer slammed the Democrats’ memo in a statement on Friday. “Ranking Member Raskin has again disclosed Committee’s subpoenas in a cheap attempt to thwart cooperation from other witnesses,” Comer said. “No one should be fooled by Ranking Member Raskin’s games. We have the bank records, and the facts are not good for the Biden family.”
+
+Democrats also laid out what they called “inconsistencies” among the investigations that Comer and the panel’s Republican members are interested in pursuing, arguing they are only interested in probing the Biden family, but not do want to investigate similar issues pertaining to former President Donald Trump and his family.
+
+“To date, Chairman Comer has issued six subpoenas and sent 39 letters in the Biden family investigation alone. Notably, Mr. Comer has failed to issue a single document subpoena in any other Committee investigation this Congress,” Democrats wrote.",149868d258474146a8a5749017de647b,House Oversight Committee quietly issues several new subpoenas as part of Biden family probe,4,,,,
+15422,"Council Post: Keeping Kids Safe In Increasingly Complex Technological Environments - As business leaders, staying up to date on the latest tech advancements and understanding the implications of these innovations means we must constantly learn, adapt and grow. This also means that, with emerging technologies, we consider social, ethical and legal implications that need to be explored and understood.
+
+One of the top priorities in my business is to ensure child-directed advertising adheres to Children's Online Privacy Protection Act (COPPA) and General Data Protection Regulation (GDPR) regulations, which are enforced to keep minors, and their data, safe when online.
+
+Based on this experience, this article will assess the different ways that brands are engaging with new technologies and the importance of ensuring minors are protected. It is crucial, for example, that brands, developers and adtech providers using AI or existing in the metaverse adhere to existing regulations and standards.
+
+Before implementing emerging technologies such as the metaverse and AI, brands must evaluate their business processes to make sure that they have strong policies in place to protect minors online.
+
+Advertising With The Metaverse And AI
+
+With technologies developing at a rapid pace, savvy advertisers can leverage the innovative opportunities and personalize user experiences using the plethora of accessible data they can collect. Brands can now connect with more people faster and across multiple platforms and devices.
+
+Innovative leaders' brands are taking note, with many leading brands showing increasing interest in how they can utilize artificial intelligence (AI) and the metaverse to stretch their exposure and consumer tracking further.
+
+According to Sitecore's study, ""Perceptions of the Metaverse,"" nearly 9 in 10 U.S. consumers expect the metaverse will play a significant role in how they shop and interact with brands in the future. The same report showed that 31% of marketers have the metaverse already embedded in their current marketing strategies with another 55% expressing plans to use it in the future.
+
+When building out advertising strategies, however, it is important to consider what audience generation your business is targeting. Countless research shows that millennials and Generation Z are interacting with the metaverse and AI everyday, which poses a great opportunity for brands to connect with consumers outside of regular advertising and marketing channels.
+
+In fact, according to the Sitecore study mentioned above, 91% of organizations are targeting millennials with their metaverse strategies followed by Gen Z and Gen X. Brands that leverage these technologies will continue to understand where to reach their target audience and continue to adapt new ways to engage with them.
+
+With brands embracing AI tools and the metaverse offering new data signals, the marketing landscape becomes more powerful. However, the impact on children must be considered, and companies should ensure they develop strong ethical guidelines and comply with COPPA and GDPR regulations in virtual spaces to protect kids' privacy and ensure their freedom to play without tracking or retargeting.
+
+How Industry Leaders Are Engaging With AI
+
+Amazon was one of the first companies to start using AI to target consumers, giving them competitive advantages, boosting the efficiency of business operations and improving the customer experience. One of Amazon’s stand-out AI-powered strategies is its advanced personalized product recommendations.
+
+When buying something on Amazon, you can see options like ""recommended for you,"" ""products you might like,"" or ""customers also bought."" This strategy drives 35% of Amazon purchases and results in consumers’ time spent on site with additional shopping and browsing. This is a marketing and advertising strategy that turns an online passive store into an active sales channel through understanding its users with data.
+
+Metaverse companies such as Roblox are also implementing AI into their products. AI has applications in the way that the platform's worlds are created, the behavior of objects or animals inside games and through enabling data mining and sharing to enhance the platform or the advertising on the platform.
+
+Customers should expect benefits such as improved personalization and faster release of features through the integration of AI by large tech companies, but companies, especially those targeting kids, must exercise caution and stay on top of regulations when implementing AI applications to ensure that data protection processes are maintained.
+
+Interacting With Kids In The Metaverse
+
+In a study done by McKinsey, 59% of consumers are looking forward to transitioning everyday activities into the metaverse. Big brands like Walmart, Nike, Balenciaga and Adidas, among others, all have one thing in common: They have all opened virtual storefronts in the metaverse.
+
+One notable example to point out is Nike’s Nikeland where consumers can play sports-centric virtual games, buy NFT sneakers, engage with athletes like LeBron James and buy physical Nike products. Nike has created a user-centric and user-driven experience that allows consumers to create unique-to-them products and personalized experiences.
+
+That said, kids could be drawn to these products, and one of the most important safeguards required to develop and monitor the metaverse and other emerging tech is the privacy of minors.
+
+This starts with understanding and complying with the privacy laws. First off, the financial consequences can be quite large if you don't. Consider that, in December, Epic Games agreed to pay the FTC $520 million for Fortnite violating children privacy laws.
+
+But those developing these technologies should also consider the ethical implications. Many parents don't realize which platforms are part of the metaverse and that they should be monitoring platform usage for commercial and data privacy considerations. As metaverse platforms continue to grow, tech companies must take the lead in finding the balance between personalized experiences and data privacy needs.
+
+Emerging tech presents opportunities for fresh and innovative ways to approach all aspects of life—both in business and in our personal lives—which are key for brand marketers and advertisers to keep in mind. That said, companies must also proactively consider the ramifications of new technologies, especially how they impact kids who might not yet understand the consequences.
+
+Forbes Technology Council is an invitation-only community for world-class CIOs, CTOs and technology executives. Do I qualify?","{'positive': 0.19869131, 'negative': 0.012008325, 'neutral': 0.7893004}","Business leaders must constantly learn, adapt and grow with emerging technologies such as the metaverse and AI. Companies must ensure that child-directed advertising adheres to Children's Online Privacy Protection Act (COPPA) and General Data Protection Regulation (GDPR) regulations, and ensure that their data is protected when online. Brands are using AI tools to personalize user experiences and connect with more people faster and across multiple platforms and devices, and must ensure they develop strong ethical guidelines and comply with COPPA and GDPR regulations in virtual spaces to protect kids' privacy and ensure their freedom to play without tracking or retargeting. Companies such as Amazon and Nike are also using AI to target consumers, giving them competitive advantages, boosting the efficiency of business operations and improving the customer experience.",Brands must evaluate their business processes to make sure that they have strong policies in place to protect minors online.,NKE,Consumer Goods,"Apparel, Accessories & Footwear",NIKE Inc B,"{'Labour Conditions in the Supply Chain': 'The treatment of workers and the protection of worker rights in the Apparel, Accessories, & Footwear industry‚Äôs supply chain is of growing concern among consumers, regulators, and leading entities. Critical aspects of this issue include employee health and safety, fair pay, child labour, and forced labour. Although entities continue to improve performance on this issue, the industry‚Äôs reliance on a multitiered system of suppliers, subcontractors, labour recruitment firms, and part-time workers makes it difficult to manage. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products are often manufactured in countries that have limited regulations or enforcement protecting workers. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, production disruptions due to strikes and other labour-related work stoppages, or through a shift in demand away from entities associated with such incidents. Entities with strong supply chain standards, monitoring, and engagement with suppliers to address labour concerns may therefore be better positioned to protect shareholder value over the long term.', 'Raw Materials Sourcing': 'The Apparel, Accessories & Footwear industry relies on many raw materials including cotton, leather, wool, rubber, and precious minerals and metals, as inputs for finished products. Sustainability impacts related to climate change, land use, resource scarcity and conflict in regions where the industry‚Äôs supply chain operates affect the industry‚Äôs ability to reliably source materials. The ability of entities to manage potential material shortages, supply disruptions, price volatility and reputational risks can be more difficult when supply chains lack transparency. Failure to effectively manage this issue can delay shipments and depress earnings, reduce margins, constrain revenue growth or increase costs of capital. The types ofrisk associated with sourcing different materials can require different solutions, including engaging with suppliers, enhancing transparency by using certification standards, using innovative alternative materials, or introducing circular economy practices. Entities that are proactive may reduce their exposure to price volatility and potential supply disruptions, while improving their brand reputation and developing new market opportunities.', 'Management of Chemicals in Products': 'The introduction of the Consumer Product Safety Improvement Act in the U.S. and the Registration, Evaluation, Authorization, and Restriction of Chemicals legislation in the EU demonstrates increasing regulatory and stakeholder concern surrounding the use of harmful or potentially harmful substances in consumer products, including apparel, accessories, and footwear. Finished apparel and footwear products have been found to contain traces of chemicals that have been banned or regulated. Depending on the chemical, the amount present in a product, and the type of exposure that consumers face, specific substances can be carcinogenic, and can disrupt hormone activity in humans and other organisms. Failure to manage this issue may generate additional regulatory oversight and impact an entity‚Äôs social license to operate. In addition, the presence of harmful chemicals in products can lead to recalls, litigation, and reputational damage. Entities in this industry can work in both the design and manufacturing phases to manage the use of chemicals of concern, develop safe alternatives, and eliminate those that have been banned. Given the industry‚Äôs reliance on outsourced manufacturing, this involves proactive partnerships with suppliers. In managing this issue, entities must balance the hazard posed to consumers presented by certain chemicals with the quality of a product and its costs of production. ', 'Environmental Impacts in the Supply Chain': 'The Apparel, Accessories & Footwear industry‚Äôs global supply chain contributes significantly to environmental externalities through water consumption and pollution, as well as air pollution. Water pollution results from the discharge of chemicalsduring water-intensive dyeing and tanning processes, while air pollution stems from the industry‚Äôs energy use. These impacts have the potential to damage an entity‚Äôs reputation and to affect cost structures over time. The scale of this issue has historically been intensified by the fact that the industry relies on manufacturing partners in emerging markets where environmental regulations and oversight are limited. However, enhanced scrutiny on the part of stakeholders and consumers, coupled with the development of more stringent regulation in certain regions, has led entities throughout theindustry to work with suppliers to reduce their environmental impact. Apparel, accessories, and footwear entities that leverage their market power to work with suppliers to improve operational efficiencies and resource consumption and limit pollution will be able to mitigate costs associated with increased resource scarcity and regulation. Further, those that engage with suppliers through monitoring, auditing, and strict standards will likely be better positioned to protect shareholder value over the long term.'}","{'Labour Conditions in the Supply Chain': 0.7920210831023796, 'Raw Materials Sourcing': 0.7715705654524927, 'Management of Chemicals in Products': 0.7869318036317968, 'Environmental Impacts in the Supply Chain': 0.7666337294035076}",0.7920210831023796,Ricky,Minor focus,Minor focus,Neutral,"Labour Conditions in the Supply Chain, Management of Chemicals in Products",Minor focus,Minor focus,Positive,2022-12-27T20:04:12+00:00,https://www.foxnews.com/us/jewish-advocacy-groups-critics-react-googles-definition-word-jew-showed-offensive-terms,"[{'name': 'anti-Semitic definition', 'weight': 0.086429656}, {'name': 'featured search results', 'weight': 0.08429689}, {'name': 'search results', 'weight': 0.08396156}, {'name': 'offensive definitions', 'weight': 0.08309213}, {'name': 'Google', 'weight': 0.08171382}, {'name': 'offensive terms', 'weight': 0.08159946}, {'name': 'word', 'weight': 0.080408}, {'name': 'Jew', 'weight': 0.073391706}, {'name': 'Jewish advocacy organizations', 'weight': 0.07101461}, {'name': 'anti-Semitic', 'weight': 0.07084151}]",[{'name': 'Tech'}],"[{'data': 'Jewish', 'type': 'NORP', 'mentions': 6}, {'data': 'anti-Semitic', 'type': 'NORP', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'Israeli', 'type': 'NORP', 'mentions': 1}, {'data': 'around 1 p.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': 'this afternoon', 'type': 'TIME', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'The Simon Wiesenthal Center', 'type': 'ORG', 'mentions': 1}, {'data': 'Fox News Digital', 'type': 'ORG', 'mentions': 2}, {'data': 'Search', 'type': 'ORG', 'mentions': 1}, {'data': 'the World Jewish Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Danny Sullivan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elad Strohmayer', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Jewish advocacy organizations and social media users are speaking out Tuesday after it emerged that Google’s leading definition for the word ‘Jew’ showed offensive terms.
+
+Until around 1 p.m. ET this afternoon, a search for the word ""Jew"" on Google had the engine telling users that the word is an offensive verb.
+
+The top definition that appeared in search results described the word Jew as to ""bargain with someone in a miserly or petty way,"" with the origin being ""in reference to old stereotypes associating Jewish people with trading and moneylending.""
+
+The Simon Wiesenthal Center, in a statement to Fox News Digital, said ""This does not appear to be an error but a manipulation to present anti-Semitic definition as main use of word.""
+
+""Google owes explanation of who did this and why,"" it added.
+
+When asked by Fox News Digital about the matter, Google flagged a tweet by Danny Sullivan, its public liaison for Search, giving its explanation of what happened.
+
+""Our apologies. Google licenses definitions from third-party dictionary experts,"" the tweet said. ""We only display offensive definitions by default if they are the main meaning of a term. As this is not the case here, we have blocked this & passed along feedback to the partner for further review.""
+
+The ordering of the definitions also has been drawing criticism on Twitter.
+
+""Deeply troubling that @Google artificial intelligence fails to recognize obvious antisemitic hate speech in featured search results for the term ‘Jew,’"" the World Jewish Congress tweeted.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+""When one enters ‘jew’ into the Google search engine, a grotesque antisemitic trope comes up. This is in unacceptable @Google,"" wrote StopAntisemitism, which describes itself as a ""Leading non-partisan American based organization fighting antisemitism.""
+
+""I couldn’t believe it so I googled it myself… hey @Google, what’s antisemitism?"" added Elad Strohmayer, a spokesman for the Israeli Ambassador to the U.S.",8f3c2b3ffd1f4649a50b34660ee3d1ad,"Jewish advocacy groups, critics react after Google's definition for the ...",4,,,,
+7239,"US case against American Airlines and JetBlue heads to court - FILE - A traveler walks through the JetBlue terminal at Logan Airport in Boston, Friday, May 29, 2020. The government is getting its day in court to try to block a partnership between American Airlines and JetBlue. A trial is scheduled to start Tuesday, Sept. 26, 2022 in the Justice Department's antitrust lawsuit against the airlines. (AP Photo/Charles Krupa, File)
+
+FILE - A traveler walks through the JetBlue terminal at Logan Airport in Boston, Friday, May 29, 2020. The government is getting its day in court to try to block a partnership between American Airlines and JetBlue. A trial is scheduled to start Tuesday, Sept. 26, 2022 in the Justice Department's antitrust lawsuit against the airlines. (AP Photo/Charles Krupa, File)
+
+DALLAS (AP) — The government’s antitrust lawsuit against American Airlines and JetBlue begins Tuesday and the outcome could determine how closely the Biden administration examines other airline deals, including JetBlue’s pending attempt to buy Spirit Airlines.
+
+The Justice Department and six states are suing American and JetBlue to break up their partnership in the Northeast, namely New York and Boston.
+
+It is a significant test of the administration’s opposition to mergers — even though the American-JetBlue partnership is not a full merger. The government argues that the alliance will reduce competition and lead to higher fares.
+
+The Trump administration approved the alliance, but the Justice Department began taking a closer look shortly after President Joe Biden took office.
+
+American and JetBlue will argue that the partnership has already been in effect for about 18 months and has allowed each airline to offer new routes that would not be economical for either on its own. They say there is no evidence that the deal is hurting consumers.
+
+Current and former airline CEOs are among the possible witnesses identified by prosecutors and lawyers for the airlines. Delta Air Lines is attempting to keep two of its most senior executives from being called to testify, saying they are too busy in Atlanta to attend the trial in federal court in Boston.
+
+U.S. District Court Judge Leo Sorokin has set aside nearly three weeks for the trial. There will be no jury. Sorokin could take weeks or even months to issue a decision, which is likely to be appealed by the losing side.
+
+When the Justice Department filed the lawsuit a year ago, Attorney General Merrick Garland called the American-JetBlue alliance “an unprecedented maneuver” that would lead to higher fares, fewer choices, and poor service for travelers.
+
+The Justice Department’s top antitrust official, Assistant Attorney General Jonathan Kanter, echoed those arguments during a hearing last week before a Senate subcommittee. He said that while new airlines have entered the business over the years, leading to lower fares and better service, too many of them have been swallowed up by mergers and acquisitions.
+
+“We remain committed to fighting airline concentration when it breaks the law,” Kanter told the senators. “We are looking very carefully at our approach to airline consolidation ... we have numerous other matters under review.”
+
+Kanter didn’t say what those other matters are, but one likely could be JetBlue’s proposal to buy Spirit for $3.8 billion. Spirit CEO Ted Christie, who preferred a merger with Frontier Airlines, fought JetBlue for months by arguing that antitrust regulators would never allow his low-fare airline to be swallowed up by JetBlue, a more conventional and higher-priced carrier.
+
+Under the alliance, American and JetBlue sell seats on each other’s flights and share the revenue. They say they coordinate on schedules but not prices. And they give customers reciprocal benefits in the frequent-flyer programs.
+
+American and JetBlue argue that their alliance is not a merger and helps them compete against United and Delta in the Northeast. They say the alliance has let them add 50 new routes, add flights on previous routes, and increase their share of the Northeast market from 16% to 24%.
+
+The carriers profess to be confounded by the Justice Department’s claims that the deal is anti-competitive.
+
+“They are wrong, and we’ll prove it,” Doug Parker, then American’s CEO, said around the time that the lawsuit was filed. He said blocking the deal would “take away consumer choice and inhibit competition, not encourage it.”
+
+The government argues that the alliance will further reduce competition among airlines and cost consumers hundreds of millions of dollars a year. JetBlue was once a “scrappy opponent” and American’s most nettlesome competitor in New York.
+
+“But now, JetBlue has sold out and cashed in,” government lawyers say in one filing.
+
+The government says that together, American and JetBlue will control more than 50% of the market — sometimes more than 80% — on routes from New York and Boston where they previously competed head-to-head.
+
+The Justice Department seems to be expressing buyer’s remorse about many previous airline mergers that went largely unchallenged. Those deals eliminated Continental, Northwest, US Airways, AirTran, TWA and other airlines, and they led to the downgrading of once-bustling hub airports including St. Louis, Cleveland and Pittsburgh.
+
+Consumer advocates say those mergers have led to higher prices and lower service, particularly from the four biggest airlines: American, Delta, United and Southwest.
+
+“They have gotten too big to fail and too big to care,” said Bill McGee of the American Economic Liberties Project. “We feel that there should be a moratorium on all mergers in the airline industry until (federal regulators) go back and look at all the negative effects of all the consolidation.”
+
+Sen. Richard Blumenthal, D-Conn., said last week that a lack of competition caused the widespread flight problems that aggravated travelers this summer.
+
+“Americans are beyond furious about cancellations and delays by airlines, and they are beginning to understand that the reason why airlines mistreat them and why they are mismanaged is because of consolidation,” he said.
+
+The case is 21-11558 in U.S. district court in Massachusetts. In addition to the federal government, other plaintiffs are the states of Arizona, California, Florida, Massachusetts, Pennsylvania, Virginia and the District of Columbia.","{'positive': 0.027389774, 'negative': 0.67373216, 'neutral': 0.298878}","
+
+DALLAS (AP) — The government’s antitrust lawsuit against American Airlines and JetBlue begins Tuesday and the outcome could determine how closely the Biden administration examines other airline deals, including JetBlue’s pending attempt to buy Spirit Airlines. He said that while new airlines have entered the business over the years, leading to lower fares and better service, too many of them have been swallowed up by mergers and acquisitions.
+
+“We remain committed to fighting airline concentration when it breaks the law,” Kanter told the senators. The government argues that the alliance will further reduce competition among airlines and cost consumers hundreds of millions of dollars a year. 
+
+The government says that together, American and JetBlue will control more than 50% of the market ‚Äî sometimes more than 80% ‚Äî on routes from New York and Boston where they previously competed head-to-head.",US case against American Airlines and JetBlue heads to court,DAL,Transportation,Airlines,Delta Air Lines,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.8075928085630644, 'Labour Practices': 0.7476800000510948, 'Greenhouse Gas Emissions': 0.7376669717711961, 'Accident & Safety Management': 0.74602565319783}",0.8075928085630644,Ricky,Major focus,Minor focus,Neutral,Competitive Behaviour,Minor focus,Minor focus,Neutral,2023-01-29T10:00:45+00:00,https://www.theguardian.com/media/2023/jan/29/tech-moguls-media-jeff-bezos-washington-post,"[{'name': 'tech mogul media owners', 'weight': 0.085432395}, {'name': 'US media', 'weight': 0.081748195}, {'name': 'Media companies', 'weight': 0.080951616}, {'name': 'media companies', 'weight': 0.080951616}, {'name': 'new media', 'weight': 0.07932062}, {'name': 'media ownership', 'weight': 0.0783717}, {'name': 'media outlets', 'weight': 0.07828169}, {'name': 'US media circles', 'weight': 0.07784128}, {'name': 'media', 'weight': 0.077336}, {'name': 'social media', 'weight': 0.0746276}]",[],"[{'data': 'Bezos', 'type': 'PERSON', 'mentions': 8}, {'data': 'Mike Bloomberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eli Noam', 'type': 'PERSON', 'mentions': 3}, {'data': 'Graham', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pierre Omidyar', 'type': 'PERSON', 'mentions': 1}, {'data': 'Laurene Powell Jobs', 'type': 'PERSON', 'mentions': 1}, {'data': 'Patrick Soon-Shiong', 'type': 'PERSON', 'mentions': 1}, {'data': 'Marc Benioff', 'type': 'PERSON', 'mentions': 1}, {'data': 'Puck', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sam Bankman-Fried', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lori Bistis', 'type': 'PERSON', 'mentions': 2}, {'data': 'Robert Thompson', 'type': 'PERSON', 'mentions': 3}, {'data': 'Caitlin Pietre', 'type': 'PERSON', 'mentions': 1}, {'data': 'Washington Post', 'type': 'ORG', 'mentions': 8}, {'data': 'Columbia University', 'type': 'ORG', 'mentions': 1}, {'data': 'eBay', 'type': 'ORG', 'mentions': 1}, {'data': 'First Look Media', 'type': 'ORG', 'mentions': 3}, {'data': 'Atlantic', 'type': 'ORG', 'mentions': 1}, {'data': 'Biotech', 'type': 'ORG', 'mentions': 1}, {'data': 'the Los Angeles Times', 'type': 'ORG', 'mentions': 2}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney', 'type': 'ORG', 'mentions': 1}, {'data': '21st Century Fox', 'type': 'ORG', 'mentions': 1}, {'data': 'Buzzfeed', 'type': 'ORG', 'mentions': 1}, {'data': 'Semafor', 'type': 'ORG', 'mentions': 1}, {'data': 'ProPublica', 'type': 'ORG', 'mentions': 1}, {'data': 'PriceWaterhouseCoopers,', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'NFL', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 4}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'Who Owns the World’s Media', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Time', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'All the News That’s Fit to Click', 'type': 'WORK_OF_ART', 'mentions': 1}]","Amid intense speculation to the contrary, the tech billionaire Jeff Bezos last week sought to reassure a nervous newsroom at the Washington Post that he was not seeking to sell the august newspaper.
+
+The rumors, stoked by layoff anxiety at the newspaper and – again, speculation – that another multibillionaire, Mike Bloomberg, is in the market for the title, had been the subject of feverish debate in US media circles.
+
+Anxiety peaked 10 days ago when Bezos visited the Post and reaffirmed his commitment to journalism, but just four days before the paper announced a wave of layoffs across the title.
+
+On the surface, nothing had changed but the story did serve to illustrate how well the recent marriage of rich tech moguls and US media has worked out after a wave of wealthy men (and women) purchased troubled news outlets, in some cases, after decades of dynastic family ownership.
+
+With the valuations of tech companies now falling across the sector, what would be the knock-on to media outlets that the tech billionaires bought as totems of prestige, influence and public service, and who may have imagined that they could refashion for a modern media by consumer-focused data technology?
+
+Some experts think recent years have been a rude awakening for US media’s new ruling class.
+
+“I think Bezos came in thinking he understood technology in a way that old-fashioned newspaper people don’t,” said Eli Noam, professor of tele-information at Columbia University and author of 2015’s Who Owns the World’s Media?. “He discovered that technology doesn’t really work to overcome the structural problems of the print industry. Or if it does, it works for everybody else, too.”
+
+Over the past decade, the influx of tech money into the news media was as dramatic as it was surprising. Bezos bought the Post from the Graham family in 2013 for $250m; eBay founder Pierre Omidyar pumped the same sum into First Look Media; Laurene Powell Jobs bought a controlling stake in the Atlantic for a reported $160m; Biotech billionaire Patrick Soon-Shiong paid $500m for the Los Angeles Times; and Salesforce founder Marc Benioff bought the rights to the trademark “Time” for $190m.
+
+The trend for tech money to buy media companies, Puck pointed out last week, led journalists to comfort themselves with the idea that “mega-successful economic animals would view their work product like a piece of art or an heirloom”.
+
+That calculus is now challenged as the US news industry struggles with the problems that have beset it for years: declining print products, struggles to make money online and a wealth of upstart digital rivals. “Part of the newspaper business has been kept afloat, beyond underpaying its staff, by some form of private generosity and philanthropy. That will continue, but for non-business motives and for amplifying your voice,” said Noam.
+
+“This generation of tech billionaires has probably reduced its appetite for print publications, and there’s a growing scepticism of their ability to turn the business around in the face of fundamental trends,” he added.
+
+In parallel but reversed trends, “new” media organizations with no relation to legacy print are also under pressure.
+
+Vice Media, which received investment from Disney and 21st Century Fox, and was once valued at $5.7bn, is on the block for less than $1bn. In December, loss-making Buzzfeed recently announced it was cutting 12% of its estimated 1,522 employees.
+
+Separately, the news startup Semafor said last week it was looking to return $10m in funding it received from the indicted crypto king Sam Bankman-Fried, following the lead of Vox Media and ProPublica.
+
+According to a report by PriceWaterhouseCoopers, the tech deals market more broadly essentially froze in the last three months of 2022 with both deal value and volume decreasing 83% and 57%, respectively. “It’s a broad deal market story, not that they’re weaning off media,” said Lori Bistis, a tech and media deals expert at the consultant. One exception would be Google’s YouTube securing rights to broadcast some NFL games next season. “Everyone is waiting to see what happens with interest rates and valuations,” Bistis added.
+
+But the impression that media companies could be run as consumer-focused tech companies like Amazon or Google may have been misinformed, said Robert Thompson, founding director of the Bleier Center for Television and Popular Culture.
+
+“Tech, by it’s very name, is science. Media companies, at least when we talk about content, is show business, and show business really resists behaving in predictable ways,” he said.
+
+And yet the value that Bezos is able to leverage from the Washington Post is unmistakable and lies beyond the paper’s profit and loss accounts. And they are the same ones that have always attracted people to media ownership: influence and prestige.
+
+“Washington is full of issues that affect Amazon and owning the Washington Post gives you soft power,” said Noam. “Everybody knows it and understands it.” People always say Bezos personally owns the Post but that’s a distinction without a difference.”
+
+For Bezos, as for the other billionaire tech-media investors, Thompson said: “It’s a complex recipe of prestige, ego, the history of the Post, the ways it can be leveraged culturally and politically. What matters is how competently tech comes up with ways to make it into new media – and that’s a lot harder than it looks.”
+
+Complex consumer data signatures and real-time analytics tools can strongly influence what stories are written and how news is promoted at many news organisations, echoing features of addictive games, and raising questions about the news media’s public accountability and issues of managerial surveillance and discipline, said Caitlin Pietre, author of All the News That’s Fit to Click.
+
+“We saw publishers adapting themselves, and in some cases contorting themselves, to fit whatever the platforms were demanding. The search for reach, and optimizing for social media, really got internalized by organizational cultures and newsrooms..”
+
+That internalisation of tech into media companies has actually had a rebound relationship on some of the tech platforms themselves: yet another twist in a bafflingly complex relationship. Layoffs at Meta’s Facebook have included department heads at journalism outreach projects.
+
+Still, Thompson believes that even now newspapers can still be unique products despite the growing power of tech and the people that run it. “Content is the wild card, because however many audience profiles you do it refuses to give up its secrets. Robotics might be able to do everything humans can do better at some point, but show business may be one of the last,” he said.",239409a6924342339622fc02f86b6ebe,Bezos and Washington Post show honeymoon is over for tech mogul media owners,4,,,,
+18331,"Indigenous leaders urge businesses and banks to stop supporting deforestation - Indigenous leaders from the Amazon have implored major western brands and banks to stop supporting the ongoing destruction of the vital rainforest through mining, oil drilling and logging, warning that the ecosystem is on the brink of a disastrous collapse.
+
+Representatives of Indigenous peoples from across the Amazon region have descended upon New York this week to press governments and businesses, gathered in the city for climate and United Nations gatherings, to stem the flow of finance to activities that are polluting and deforesting large areas of the rainforest.
+
+A new report by the Association of Brazil’s Indigenous Peoples (APIB) alleges that brands such as Apple, Microsoft and Tesla all have products that may be tainted by gold illegally mined in Amazon Indigenous territories.
+
+These companies are supplied by two refineries – Chimet and Marsam – that are under investigation by Brazilian authorities for their ties to illegal mining. The total area occupied by illegal mining in the Amazon has increased drastically in the past decade, according to the APIB report, growing 495% to 2,409 hectares in 2021.
+
+Illegal gold mining has soared in Brazil since the election of President Jair Bolsonaro, whose allies are currently attempting to push a bill through the country’s congress that would allow mineral extraction in Indigenous lands. The mining is blamed for mercury poisoning of water, deforestation and conflicts with local Indigenous people.
+
+“We are witnessing the destruction of ecosystems and entire communities, and people are dying as a result of this deadly industry,” said Dinamam Tuxá, a leader of the Tuxá people from Bahia state in Brazil’s north-east and executive coordinator of APIB. “Our lives are under threat, mainly from miners, loggers and agribusiness.
+
+“These activities directly threaten our traditional way of life. All the destruction and violence stems from the interest of these giant corporations in the advancement of industries, such as agribusiness and mining within Indigenous lands.”
+
+Indigenous activists have also accused several major US financiers, including Blackrock, Vanguard and JP Morgan Chase, of funding ongoing logging and mining activities in the Amazon that are contributing to the rainforest’s degradation. The Amazon’s deforestation rate in Brazil has hit a six-year high, data released in July found, with scientists warning the fabled ecosystem is facing a transformation into a grassy savannah due to global heating and the clearing of trees to make way for agriculture.
+
+“We see large infrastructure projects throughout the Amazon, projects that are not designed for the people who live in the Amazon,” said Toya Manchineri, a leader of the Manchineri people from the Amazonian state of Acre. “They are planned by people who live outside and don’t know anything about our reality.”
+
+Manchineri said that logging operations, new dams and oil drilling disrupt traditional Indigenous practices, hampering the ability to catch fish or find medicines in the forest. “These large infrastructure projects bring thousands of strange people to our cities, they bring diseases, violence, prostitution, alcoholism, dirt, crowding our hospitals,” Manchineri said.
+
+“These big enterprises are evil to the Indigenous populations. This development doesn’t happen for us – what remains for us is poverty, violence and abandonment by the state.”
+
+The Amazon has long been a leading cause for conservationists and some of the Indigenous leaders in New York admitted that they were weary of trying to rally those in power to safeguard what is both a home for native people and a crucial ecosystem and carbon store that could help avert climate breakdown if preserved.
+
+“Sometimes I wonder why I go. I’m tired of saying the same thing and things moving so slowly,” said Domingo Paes, of the Achuar people in the Ecuadorian Amazon. “But I’ve met lots of people, in government and young activists, who say we must take action and that this is urgent. When I hear people saying this, it gives me hope, that things are changing.”
+
+Apple, Tesla, Microsoft, JP Morgan Chase and Vanguard were all contacted for comment but had not responded at the time of publishing. Blackrock declined to comment.","{'positive': 0.015010689, 'negative': 0.90139884, 'neutral': 0.083590366}","Indigenous leaders urge businesses and banks to stop supporting deforestation. 
+
+Representatives of Indigenous peoples from across the Amazon region have descended upon New York this week to press governments and businesses, gathered in the city for climate and United Nations gatherings, to stem the flow of finance to activities that are polluting and deforesting large areas of the rainforest. All the destruction and violence stems from the interest of these giant corporations in the advancement of industries, such as agribusiness and mining within Indigenous lands.”
+
+Indigenous activists have also accused several major US financiers, including Blackrock, Vanguard and JP Morgan Chase, of funding ongoing logging and mining activities in the Amazon that are contributing to the rainforest’s degradation. “They are planned by people who live outside and don’t know anything about our reality.”
+
+Manchineri said that logging operations, new dams and oil drilling disrupt traditional Indigenous practices, hampering the ability to catch fish or find medicines in the forest.",Indigenous leaders urge businesses and banks to stop supporting deforestation,AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product’s use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operations are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.7533442637325766, 'Employee Diversity & Inclusion': 0.7465625209777383, 'Product Security': 0.730375963399048, 'Materials Sourcing': 0.787852257049668, 'Product Lifecycle Management': 0.7520294584782294}",0.787852257,Ricky,Major focus,Major focus,Negative,"Supply Chain Management, Materials Sourcing",Minor focus,Minor focus,Negative,2023-04-05T13:00:01+00:00,https://finance.yahoo.com/news/amazon-com-inc-amzn-attracting-130001913.html?.tsrc=rss,"[{'name': 'earnings estimates', 'weight': 0.10649623}, {'name': 'earnings estimate revisions', 'weight': 0.10311117}, {'name': 'consensus revenue estimates', 'weight': 0.09763726}, {'name': 'stocks', 'weight': 0.092704356}, {'name': 'price', 'weight': 0.08320004}, {'name': 'EPS estimates', 'weight': 0.08308774}, {'name': 'earnings growth', 'weight': 0.08244997}, {'name': 'year', 'weight': 0.07827731}, {'name': 'earnings', 'weight': 0.07814568}, {'name': 'short-term stock price movements', 'weight': 0.07380066}]",[{'name': 'Finance'}],"[{'data': 'Amazon, Inc.', 'type': 'ORG', 'mentions': 10}, {'data': 'AMZN', 'type': 'ORG', 'mentions': 2}, {'data': 'Zacks.com', 'type': 'ORG', 'mentions': 4}]","Amazon (AMZN) has been one of the most searched-for stocks on Zacks.com lately. So, you might want to look at some of the facts that could shape the stock's performance in the near term.
+
+Shares of this online retailer have returned +11.1% over the past month versus the Zacks S&P 500 composite's +1.5% change. The Zacks Internet - Commerce industry, to which Amazon belongs, has gained 5.2% over this period. Now the key question is: Where could the stock be headed in the near term?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Here at Zacks, we prioritize appraising the change in the projection of a company's future earnings over anything else. That's because we believe the present value of its future stream of earnings is what determines the fair value for its stock.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, Amazon is expected to post earnings of $0.20 per share, indicating a change of -4.8% from the year-ago quarter. The Zacks Consensus Estimate has changed -1.5% over the last 30 days.
+
+For the current fiscal year, the consensus earnings estimate of $1.33 points to a change of +87.3% from the prior year. Over the last 30 days, this estimate has changed -0.4%.
+
+For the next fiscal year, the consensus earnings estimate of $2.12 indicates a change of +59.4% from what Amazon is expected to report a year ago. Over the past month, the estimate has changed -0.3%.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Amazon is rated Zacks Rank #3 (Hold).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+In the case of Amazon, the consensus sales estimate of $124.43 billion for the current quarter points to a year-over-year change of +6.9%. The $556.18 billion and $627.04 billion estimates for the current and next fiscal years indicate changes of +8.2% and +12.7%, respectively.
+
+Amazon reported revenues of $149.2 billion in the last reported quarter, representing a year-over-year change of +8.6%. EPS of $0.21 for the same period compares with $1.39 a year ago.
+
+Compared to the Zacks Consensus Estimate of $145.37 billion, the reported revenues represent a surprise of +2.64%. The EPS surprise was +40%.
+
+Over the last four quarters, the company surpassed EPS estimates just once. The company topped consensus revenue estimates two times over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S) and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
+
+As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Amazon is graded C on this front, indicating that it is trading at par with its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Amazon. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",78039bf5ae934ee4a9dc7c6e92227a1f,"Amazon, Inc. (AMZN) is Attracting Investor Attention: Here is What You Should Know",4,,,,
+37008,"DaVita HealthCare (DVA) Q1 Earnings and Revenues Beat Estimates - DaVita HealthCare (DVA) came out with quarterly earnings of $1.58 per share, beating the Zacks Consensus Estimate of $1.08 per share. This compares to earnings of $1.61 per share a year ago. These figures are adjusted for non-recurring items.
+
+This quarterly report represents an earnings surprise of 46.30%. A quarter ago, it was expected that this kidney dialysis provider would post earnings of $0.88 per share when it actually produced earnings of $1.11, delivering a surprise of 26.14%.
+
+Over the last four quarters, the company has surpassed consensus EPS estimates three times.
+
+DaVita HealthCare , which belongs to the Zacks Medical - Outpatient and Home Healthcare industry, posted revenues of $2.87 billion for the quarter ended March 2023, surpassing the Zacks Consensus Estimate by 1.57%. This compares to year-ago revenues of $2.82 billion. The company has topped consensus revenue estimates just once over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
+
+DaVita HealthCare shares have added about 18.5% since the beginning of the year versus the S&P 500's gain of 7.7%.
+
+While DaVita HealthCare has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for DaVita HealthCare: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $1.42 on $2.93 billion in revenues for the coming quarter and $5.93 on $11.67 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Medical - Outpatient and Home Healthcare is currently in the bottom 23% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+One other stock from the same industry, Elanco Animal Health Incorporated (ELAN), is yet to report results for the quarter ended March 2023. The results are expected to be released on May 9.
+
+This company is expected to post quarterly earnings of $0.29 per share in its upcoming report, which represents a year-over-year change of -19.4%. The consensus EPS estimate for the quarter has been revised 4.1% higher over the last 30 days to the current level.
+
+Elanco Animal Health Incorporated's revenues are expected to be $1.18 billion, down 3.7% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.22380298, 'negative': 0.032182895, 'neutral': 0.74401414}","DaVita HealthCare (DVA) reported quarterly earnings of $1.58 per share, beating the Zacks Consensus Estimate of $ 1.08 per share. This quarterly report represents an earnings surprise of 46.30%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. However, investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.","DaVita HealthCare (DVA) delivered earnings and revenue surprises of 46.30% and 1.57%, respectively, for the quarter ended March 2023. Do the numbers hold clues to what lies ahead for the stock?",DVA,Health Care,Health Care Delivery,DaVita Inc,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act‚Äôs provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers‚Äô compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7024944823255804, 'Access for Low-Income Patients': 0.7451506696694112, 'Quality of Care & Patient Satisfaction': 0.7538917056035638, 'Patient Privacy & Electronic Health Records': 0.7131417538218169, 'Energy Management': 0.7333520532974804, 'Management of Controlled Substances': 0.74940094237324, 'Fraud & Unnecessary Procedures': 0.7383048323072909, 'Pricing & Billing Transparency': 0.7639384889818971, 'Employee Health & Safety': 0.7310841217991818, 'Employee Recruitment, Development & Retention': 0.76908467642113, 'Waste Management': 0.7415766074894226}",0.769084676,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-09-03T02:20:28+00:00,https://www.thegatewaypundit.com/2023/09/best-buy-fires-whistleblower-who-went-public-after/,"[{'name': 'Best Buy', 'weight': 0.13815314}, {'name': 'civil rights lawsuits', 'weight': 0.11939587}, {'name': 'Christian Symbols', 'weight': 0.09597531}, {'name': 'Christian symbols', 'weight': 0.09597531}, {'name': 'O’Keefe Media Group', 'weight': 0.09137366}, {'name': 'James O’Keefe', 'weight': 0.090639286}, {'name': 'Christian employees', 'weight': 0.09023167}, {'name': 'Pacific Islander', 'weight': 0.086937465}, {'name': 'Whistleblower', 'weight': 0.081948206}, {'name': 'O’Keefe', 'weight': 0.08079809}]",[{'name': 'Tech'}],"[{'data': 'Best Buy', 'type': 'ORG', 'mentions': 8}, {'data': 'O’Keefe Media Group', 'type': 'ORG', 'mentions': 1}, {'data': 'OMG', 'type': 'ORG', 'mentions': 1}, {'data': 'McKinsey & Company', 'type': 'ORG', 'mentions': 1}, {'data': 'Geek Squad', 'type': 'ORG', 'mentions': 1}, {'data': 'Christian', 'type': 'NORP', 'mentions': 5}, {'data': 'Black', 'type': 'NORP', 'mentions': 1}, {'data': 'Latino', 'type': 'NORP', 'mentions': 1}, {'data': 'Hispanic', 'type': 'NORP', 'mentions': 1}, {'data': 'Asian', 'type': 'NORP', 'mentions': 1}, {'data': 'Pacific Islander', 'type': 'NORP', 'mentions': 1}, {'data': 'Enis Sujack', 'type': 'PERSON', 'mentions': 4}, {'data': 'O’Keefe', 'type': 'PERSON', 'mentions': 2}]","Best Buy fired Enis Sujack, the whistleblower who went public after exposing the manager’s ban on Christian symbols at the workplace.
+
+Earlier this month O’Keefe Media Group (OMG) dropped a story featuring a whistleblower from inside Best Buy who released screenshots of a training program.
+
+A Citizen Journalist has revealed Best Buy is partnering with McKinsey & Company on a Management Training Program.
+
+The program is not open to white applicants. “Candidates must meet the [racial] requirements below”
+
+The program is only for employees who “identify as Black, Latino, Hispanic, Asian or Pacific Islander.”
+
+A second whistleblower revealed Best Buy discriminates against Christians.
+
+“A Geek Squad member has audio proof that the company refuses to allow Christian employees to display crosses while requiring them to attend LGBTQ workshops.” O’Keefe said.
+
+Best Buy has fired the whistleblower Enis Sujak who went public after exposing a manager’s ban on Christian symbols at the workplace.
+
+“Enis will go on offense and bring civil rights lawsuits against Best Buy for violating the law!” James O’Keefe said.
+
+There is a GiveSendGo to help fund Enis Sujak’s federal lawsuit against Best Buy for violating his civil rights.",b5483ab83951403dbee8b07c1880c81e,JUST IN: Best Buy Fires Whistleblower Who Went Public After Exposing Manager's Ban on Christian Symbols at the Workplace - So He's Fighting Back with a Lawsuit,4,,,,
+67078,"Quanta Services' (NYSE:PWR) investors will be pleased with their enviable 404% return over the last five years - We think all investors should try to buy and hold high quality multi-year winners. While not every stock performs well, when investors win, they can win big. Just think about the savvy investors who held Quanta Services, Inc. (NYSE:PWR) shares for the last five years, while they gained 396%. If that doesn't get you thinking about long term investing, we don't know what will. Also pleasing for shareholders was the 12% gain in the last three months.
+
+Let's take a look at the underlying fundamentals over the longer term, and see if they've been consistent with shareholders returns.
+
+To quote Buffett, 'Ships will sail around the world but the Flat Earth Society will flourish. There will continue to be wide discrepancies between price and value in the marketplace...' By comparing earnings per share (EPS) and share price changes over time, we can get a feel for how investor attitudes to a company have morphed over time.
+
+During five years of share price growth, Quanta Services achieved compound earnings per share (EPS) growth of 11% per year. This EPS growth is slower than the share price growth of 38% per year, over the same period. This suggests that market participants hold the company in higher regard, these days. That's not necessarily surprising considering the five-year track record of earnings growth. This favorable sentiment is reflected in its (fairly optimistic) P/E ratio of 49.06.
+
+The image below shows how EPS has tracked over time (if you click on the image you can see greater detail).
+
+It might be well worthwhile taking a look at our free report on Quanta Services' earnings, revenue and cash flow.
+
+When looking at investment returns, it is important to consider the difference between total shareholder return (TSR) and share price return. The TSR is a return calculation that accounts for the value of cash dividends (assuming that any dividend received was reinvested) and the calculated value of any discounted capital raisings and spin-offs. So for companies that pay a generous dividend, the TSR is often a lot higher than the share price return. We note that for Quanta Services the TSR over the last 5 years was 404%, which is better than the share price return mentioned above. And there's no prize for guessing that the dividend payments largely explain the divergence!
+
+It's nice to see that Quanta Services shareholders have received a total shareholder return of 22% over the last year. Of course, that includes the dividend. However, that falls short of the 38% TSR per annum it has made for shareholders, each year, over five years. Potential buyers might understandably feel they've missed the opportunity, but it's always possible business is still firing on all cylinders. It's always interesting to track share price performance over the longer term. But to understand Quanta Services better, we need to consider many other factors. Consider for instance, the ever-present spectre of investment risk. We've identified 2 warning signs with Quanta Services , and understanding them should be part of your investment process.
+
+If you are like me, then you will not want to miss this free list of growing companies that insiders are buying.
+
+Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.14140296, 'negative': 0.033526752, 'neutral': 0.8250703}","Quanta Services, Inc. (NYSE:PWR) investors will be pleased with their 404% return over the last five years, while they gained 396%. This was the 12% gain in the last three months. To understand this, consider the underlying fundamentals over the longer term, and see if they've been consistent with shareholders returns. Consider the difference between total shareholder return (TSR) and share price return, and consider the ever-present spectre of investment risk. Finally, consider two warning signs with Quanta Services that should be part of your investment process.",We think all investors should try to buy and hold high quality multi-year winners. While not every stock performs well...,PWR,Infrastructure,Engineering & Construction Services,Quanta Services Inc,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity’s backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce’s exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project’s use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain—from suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity’s profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity’s reputation. Environmental impact assessments can provide an understanding of a project’s potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project’s structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7386269614281756, 'Workforce Health & Safety': 0.7468765443596995, 'Business Ethics': 0.738078830680963, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7444125873344356, 'Environmental Impacts of Project Development': 0.7140127479831588, 'Structural Integrity & Safety': 0.737301000170811}",0.7468765443596995,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-05-23T17:06:47+00:00,https://variety.com/2023/music/news/ford-reverses-course-am-radio-new-vehicles-1235622900/,"[{'name': 'AM Radio', 'weight': 0.12300706}, {'name': 'AM radio', 'weight': 0.12300706}, {'name': 'AM broadcast radio', 'weight': 0.11663642}, {'name': 'AM radio content', 'weight': 0.1153416}, {'name': 'AM', 'weight': 0.10920045}, {'name': 'New Vehicles', 'weight': 0.10896211}, {'name': 'new vehicles', 'weight': 0.10896211}, {'name': 'AM broadcast capability', 'weight': 0.101349935}, {'name': 'electric vehicles', 'weight': 0.10063835}, {'name': 'vehicle', 'weight': 0.098894015}]",[{'name': 'Entertainment'}],"[{'data': 'Ford', 'type': 'ORG', 'mentions': 12}, {'data': 'National Highway Traffic Safety Administration', 'type': 'ORG', 'mentions': 1}, {'data': 'the Associated Press', 'type': 'ORG', 'mentions': 3}, {'data': 'NAB', 'type': 'ORG', 'mentions': 3}, {'data': 'Farley', 'type': 'PERSON', 'mentions': 2}, {'data': 'Alan Hall', 'type': 'PERSON', 'mentions': 1}, {'data': 'Curtis LeGeyt', 'type': 'PERSON', 'mentions': 2}, {'data': 'the AM for Every Vehicle Act', 'type': 'LAW', 'mentions': 2}, {'data': 'Mustang', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'F-150 Lightning', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","In response to public and political pressure, the Ford Motor Company has announced that it will keep installing AM radio in new vehicles after all.
+
+Previously, the manufacturer had been on record as saying there was no compelling need to maintain the AM band in any of its forthcoming models — a stance that other carmakers had taken with electric cars but not extended as a policy to all vehicles. That had made Ford particularly a target amid growing controversy over the increasing move to eliminate AM and new congressional legislation designed to make it mandatory in all new models.
+
+“After speaking with policy leaders about the importance of AM broadcast radio as a part of the emergency alert system, we’ve decided to include it on all 2024 vehicles,” Farley wrote. “For any owners of Ford EVs without AM broadcast capability, we’ll offer a software update. Customers can currently listen to AM radio content in a variety of ways in our vehicles – including via streaming – and we will continue to innovate to deliver even better in-vehicle entertainment and emergency notification options in the future. Thanks to our product development and manufacturing teams for their quick response to make this change for our customers.”
+
+Last Wednesday, a bipartisan group of senators and congresspeople had introduced a bill called the AM for Every Vehicle Act, which, if passed, would demand the National Highway Traffic Safety Administration mandate having AM installed in new vehicles at no additional cost to the consumer, with warning stickers on any cars that got out prior to passage with it.
+
+At least eight auto manufacturers have eliminated AM from vehicles, but thus far, apart from Ford, the exodus had mostly been limited to electric vehicles, with electrical interference being cited as a primary factor.
+
+Ford spokesman Alan Hall told the Associated Press that the company had earmarked the the 2024 gasoline-powered Mustang as a non-EV that would go out without AM, but it will now be added before the car is delivered. In two Ford EVs, the 2023 Mustang Mach-e and F-150 Lightning, the software update should supposedly take care of making AM available.
+
+The National Association of Broadcasters applauded Ford’s reversal. Said president-CEO Curtis LeGeyt, “NAB commends Ford for committing to keep AM radio in their vehicles, which will keep Americans safe and informed, particularly in times of emergency. With tens of millions of listeners, AM radio continues to serve as a vital lifeline to the public and a critical source of community news and exchange of diverse ideas.
+
+
+
+“In light of Ford’s announcement,” LeGeyt continued, “NAB urges other automakers who have removed AM radio from their vehicles to follow Ford’s lead and restore this technology in the interest of listeners and public safety. NAB thanks the numerous lawmakers who are leading the charge to keep AM radio in automobiles, particularly the supporters of the AM Radio for Every Vehicle Act. Their bipartisan voices are helping to shine a light on the need to keep this critical service. Broadcasters will continue to support this major legislation to ensure consumer access to AM radio in all vehicles.”
+
+Ford had said that data collected from vehicles with web access showed that less than 5% of customers listened to AM, although that obviously doesn’t reflect the degree of listening in vehicles that are less sophisticated in their listening options. The National Association of Broadcasters says its data shows more than 80 million people listen to AM every month in the U.S.
+
+Despite the outcry that erupted when the shift toward eliminating AM began to attract attention, not everyone is convinced it’s necessary going into the future. Among the more cynical Twitter responses to Farley’s tweeted announcement: “The world transitioned to cellular emergency notifications awhile ago. Some would say over two decades ago!” And: “AM radio is basically just propaganda and baseball.”",1eb70e3ee867445ea71cc5152a4137e9,"Ford Reverses Course and Pledges to Install AM Radio in New Vehicles After All, as Controversy Over Booting It From Car Dials Grows",4,,,,
+35942,"Newspaper headlines: 'Crackdown on asylum backlog' and 'strikers split' - Many of Thursday's papers focus on government plans to streamline the asylum process in the UK. Some 12,000 people from five nations - Afghanistan, Eritrea, Libya, Syria and Yemen - who applied before last July will now be considered for refugee status without face-to-face interviews. Instead, decisions will be made after they have filled out a 10-page Home Office questionnaire. The Daily Express reports that they are among 92,000 cases the Home Office aims to process by the end of the year in an attempt to reduce the asylum backlog.
+
+The Daily Mail reports on criticism from Tory backbenchers in what the paper's headline calls an ""amnesty"" row. The story explains where that word has come from, saying the government's plan has been ""dubbed an amnesty in all but name"" by the chairman of campaign group Migration Watch.
+
+The Times also carries the story on its front page, pointing out that the paper had first reported on the plan in December, but the paper's main focus is on reports the NHS wants to double the number of places available at medical schools. An NHS workforce plan, due to be published next month, is warning that without radical action, staff shortages in the health service will increase more than fourfold over the next 15 years, the paper reports. The plan concludes that a huge expansion of training will be needed, including 15,000 medical school places a year, potentially requiring six new medical schools, and more than 50,000 nursing places, the paper says.
+
+Elsewhere in the NHS, the i newspaper reports the that Royal College of Nursing has been accused by other health unions of breaking ranks with their fellow strikers. Representatives from the RCN met with ministers on Tuesday in an attempt to settle a long-running dispute over pay. Other health unions were not invited to take part in discussions. The i reports that the prime minister personally intervened in the dispute over concern about the impact on emergency, cancer and intensive care if RCN members went ahead with their planned 48-hour strike next week.
+
+The Daily Mirror carries an exclusive from the frontline in Ukraine on its front page. The paper has been given access to interview members of the Wagner Group - a Russian mercenary organisation - who have been captured by Ukrainian forces. The Mirror says it believes it is the first time a British newspaper has interviewed captured prisoners from the Wagner Group.
+
+Also carrying an exclusive on its front page is the Guardian. The paper reveals that pollutants known as ""forever chemicals"" - which build up in the body, may be toxic and do not break down in the environment - have been found at high levels at thousands of sites across the UK and Europe.
+
+Wordplay of the day goes to the headline writers on Metro. The paper reports that a shopper was stopped at a checkout in Lidl and barred from buying 100 cucumbers. It may be one of the supermarkets that has yet to impose official limits on buying certain fruit or veg items but the mass purchase proved enough for Lidl staff to step in and refuse the bulk purchase. ""Seize her salad"" is Metro's witty summation of the scene.
+
+Daily Telegraph cartoonist Matt has his own fun with the story, depicting a butcher offering ""meat-based alternative to veggie burgers"". The paper leads on a warning from BT about the impact an increase in corporation tax would have on the UK economy. The telecoms giant warns Britain could be sent into a ""dramatically anti-investment direction"" if tax is increased from 19% to 25% by Chancellor Jeremy Hunt in April, the paper says.
+
+And the Financial Times reports that multinational tobacco company Philip Morris International has admitted it would ""rather keep"" its business in Russia than sell it on stringent Kremlin terms. The paper says it highlights the challenges for companies trying to leave the country without taking a huge financial hit.","{'positive': 0.023304652, 'negative': 0.8079914, 'neutral': 0.16870391}","On Thursday, newspapers across the UK reported on government plans to streamline the asylum process in the UK, with some 12,000 people from five nations applying for refugee status without face-to-face interviews. The Daily Express reports that 92,000 cases the Home Office aims to process by the end of the year in an attempt to reduce the asylum backlog, while the Daily Mail reports on criticism from Tory backbenchers in what the paper's headline calls an ""amnesty"" row. The i newspaper reports that the NHS wants to double the number of places available at medical schools and an NHS workforce plan is warning that without radical action, staff shortages in the health service will increase more than fourfold over the next 15 years. Meanwhile, the Daily Mirror carries an exclusive from the frontline in Ukraine on its front page, and the Guardian reports that pollutants known as ""forever chemicals"" may be toxic and do not break down in the environment. BT also warns Britain could be sent into a ""dramatically anti-investment direction"" if tax is increased from 19% to 25% by Chancellor Jeremy Hunt in April.",Thursday's papers focus on government plans to reduce the asylum backlog and the rationing of certain fruit and vegetable items in some shops,PM,Food & Beverage,Tobacco,Philip Morris International,"{'Marketing Practices': 'Tobacco product labelling and marketing is heavily regulated internationally. The World Health Organization‚Äôs Framework Convention on Tobacco Control has led many countries to introduce new, stricter regulatory approaches to prevent people from adopting tobacco use at a young age through transparent advertising about tobacco‚Äôs health risks. The industry has faced costly legal battles related to the marketing and advertising of its products. Marketing for combustible and new non-combustible products have to balance regulatory requirements with the need to reach new markets. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve marketshare, and decrease liabilities.', 'Public Health': 'Tobacco use can lead to serious health risks as established by many scientific studies over the past several decades. Healthproblems associated with tobacco include lung disease, cancer, and heart disease. Tobacco product manufacturers have faced lawsuits from individuals, governments, corporations, and other groups. In some cases, these have resulted in multibillion-dollar settlements. A growing public awareness of the associated health risks has driven down tobacco use dramatically in many countries. Tobacco product manufacturers are introducing an array of ‚Äúharm reduction‚Äù products, such as non-tobacco nicotine products and heated tobacco products, aimed at minimising the health impacts of tobacco use while accessing new markets. Future scientific studies could reach new conclusions on these assertions of reduced harm, with continuing impacts on entity revenue and growth potential. '}","{'Marketing Practices': 0.7699280360841909, 'Public Health': 0.7590522509373638}",0.7699280360841909,Ricky,Minor focus,Minor focus,Neutral,Marketing Practices,Minor focus,Minor focus,Negative,2023-02-27T12:38:58+00:00,https://www.cnbc.com/2023/02/27/bank-of-america-upgrades-union-pacific-after-railroad-operator-says-new-ceo-coming-in-2023.html,"[{'name': 'last year', 'weight': 0.1107049}, {'name': 'last month', 'weight': 0.0953738}, {'name': 'poor service', 'weight': 0.09406756}, {'name': 'former Union Pacific COO Jim Vena', 'weight': 0.085863754}, {'name': 'Union Pacific COO', 'weight': 0.08298136}, {'name': 'Union Pacific', 'weight': 0.08117181}, {'name': 'Monday', 'weight': 0.07968542}, {'name': 'Lance Fritz', 'weight': 0.07385672}, {'name': 'Ken Hoexter', 'weight': 0.06914856}, {'name': 'Hoexter', 'weight': 0.068802714}]","[{'name': 'Business'}, {'name': 'Finance'}]","[{'data': 'Bank of America', 'type': 'ORG', 'mentions': 2}, {'data': 'Union Pacific', 'type': 'ORG', 'mentions': 3}, {'data': 'the Surface Transportation Board', 'type': 'ORG', 'mentions': 2}, {'data': 'UNP', 'type': 'ORG', 'mentions': 4}, {'data': 'Hoexter', 'type': 'ORG', 'mentions': 2}, {'data': 'STB', 'type': 'ORG', 'mentions': 1}, {'data': 'CSX', 'type': 'ORG', 'mentions': 1}, {'data': 'BofA', 'type': 'ORG', 'mentions': 1}, {'data': 'Vena', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Lance Fritz', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ken Hoexter', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jim Vena', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}]","Bank of America says it's time to buy Union Pacific after the company announced its current CEO, Lance Fritz, would be stepping down this year. Analyst Ken Hoexter upgraded the railroad operator's shares to buy from neutral. Hoexter said the leadership change shows the company is prioritizing an operational fix after it was flagged for poor service by the Surface Transportation Board last year. ""This in our view highlights the service and operational underperformance UNP has experienced over the past few years, one of the driving points in our downgrade last month,"" Hoexter wrote Monday. ""It also follows UNP being called to the Surface Transportation Board (STB) in December to detail its use of embargoes and poor service, the first time a single rail had been called in since CSX in 2016."" The firm expressed optimism for the frontrunner for Fritz's replacement — former Union Pacific COO Jim Vena — citing his strong track record at the company. However, BofA noted that besides Vena, the ""list of experienced replacements is short."" Hoexter raised his price target to $241 from $218, implying a 25% upside from Friday's closing price. Shares were up 10% during premarket trading on Monday following the leadership change announcement. UNP 1D mountain UNP pops —CNBC's Michael Bloom contributed to this report.",785154debc024c2b8896753a53c3247b,Bank of America upgrades Union Pacific after railroad operator says new CEO coming in 2023,4,,,,
+28614,"Public nuisance law can cover product sales, profs tell 4th Circ. - Jan 3 (Reuters) - Six law professors on Tuesday urged a federal appeals court to take an expansive view of public nuisance law as it considers whether to revive a lawsuit by a West Virginia city and county against the top U.S. drug distributors over their role in the opioid crisis.
+
+U.S. District Judge David Faber in Charleston, West Virginia found in July that plaintiffs can sue parties for creating a so-called public nuisance only for damage to public property or resources, like roads or waterways, and not for the sales of products that harm public health. He granted judgment in favor of McKesson Corp, AmerisourceBergen Drug Corp and Cardinal Health Inc against the city of Huntington and Cabell County.
+
+In an amicus brief filed with the 4th U.S. Circuit, the professors, who focus on tort and property law and related areas, called Faber's concept of public nuisance in West Virginia ""overly narrow,"" arguing that the state's courts have recognized public nuisance claims over sales of harmful products, including opioids.
+
+The brief extensively cites past writing on public nuisance by two of the professors, Leslie Kendrick of the University of Virginia School of Law and David Dana of Northwestern Pritzker School of Law. Kendrick also acted as counsel for the group.
+
+It comes as some plaintiffs' lawyers seek to expand the scope of public nuisance law, notably to encompass gun sales.
+
+The professors took no position on the specific dispute between Huntington and Cabell and the distributors. Faber had ruled against the city and county on multiple grounds besides the public nuisance issue, which the professors did not address.
+
+Paul Farrell of Farrell and Fuller, a lawyer for the plaintiffs, said the brief supported the plaintiffs' view of public nuisance, and that he was ""cautiously optimistic"" that the circuit would overturn Faber's ruling.
+
+The distributors did not immediately respond to requests for comment.
+
+Huntington and Cabell were among thousands of local governments around the country to file lawsuits over the opioid crisis. Like others, they claimed that drugmakers falsely downplayed opioids' risks and that distributors and pharmacies failed to stop illegal sales, resulting in an epidemic of addiction and overdose deaths, and sought to recover the cost of addressing the crisis.
+
+Their claims against the distributors were chosen for an early test, or bellwether, trial, which took place before Faber without a jury in 2021.
+
+The amicus brief comes the week after Huntington and Cabell filed their brief appealing their trial loss to the 4th Circuit. In addition to taking issue with Faber's position on public nuisance, they argued that he incorrectly found that distributors have ""minimal"" responsibility for flagging potentially illicit sales.
+
+Nearly all of the opioid litigation has now settled, for a total of more than $50 billion, though Huntington and Cabell are not receiving any money from the distributors because they chose to go to trial.
+
+The case is City of Huntington v. AmerisourceBergen Drug Corp, 4th U.S. Circuit Court of Appeals, No. 22-1819.
+
+For Huntington and Cabell County: David Frederick of Kellogg, Hansen, Todd, Figel & Frederick; and Paul Farrell of Farrell & Fuller
+
+For amici: Leslie Kendrick of the University of Virginia School of Law; and Ruthanne Deutsch of Deutsch Hunt","{'positive': 0.041206975, 'negative': 0.5603019, 'neutral': 0.39849108}","Public nuisance law can cover product sales, profs tell 4th Circ.
+
+Jan 3 U.S. District Judge David Faber in Charleston, West Virginia found in July that plaintiffs can sue parties for creating a so-called public nuisance only for damage to public property or resources, like roads or waterways, and not for the sales of products that harm public health. 
+
+In an amicus brief filed with the 4th U.S. Circuit, the professors, who focus on tort and property law and related areas, called Faber's concept of public nuisance in West Virginia ""overly narrow,"" arguing that the state's courts have recognized public nuisance claims over sales of harmful products, including opioids. 
+
+It comes as some plaintiffs' lawyers seek to expand the scope of public nuisance law, notably to encompass gun sales.",Six law professors on Tuesday urged a federal appeals court to take an expansive view of public nuisance law as it considers whether to revive a lawsuit by a West Virginia city and county against the top U.S. drug distributors over their role in the opioid crisis.,MCK,Health Care,Health Care Distributors,McKesson Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7764834459146555, 'Fleet Fuel Management': 0.7588211743706991, 'Business Ethics': 0.7660879522587933, 'Product Lifecycle Management': 0.7581621031993435, 'Counterfeit Drugs': 0.7678982284119185}",0.7764834459146555,Ricky,Major focus,Major focus,Negative,"Product Safety, Business Ethics",Minor focus,Minor focus,Negative,2023-04-08T18:03:25+00:00,https://www.forbes.com/sites/kateoflahertyuk/2023/04/08/ios-1641-update-now-warning-issued-to-all-iphone-users/,"[{'name': 'iOS', 'weight': 0.12261962}, {'name': 'important updates', 'weight': 0.108650364}, {'name': 'iPhone users', 'weight': 0.09890832}, {'name': 'Update', 'weight': 0.09856606}, {'name': 'automatic updates', 'weight': 0.09513961}, {'name': 'Apple', 'weight': 0.087026775}, {'name': 'iPhone', 'weight': 0.084334604}, {'name': 'arbitrary code', 'weight': 0.074229866}, {'name': 'the newest iOS', 'weight': 0.06774939}, {'name': 'the iPhone update', 'weight': 0.064860605}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 7}, {'data': 'ESET', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'iOS 16.4.1', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Safari', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Siri', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iOS 16.4.1', 'type': 'LAW', 'mentions': 1}, {'data': 'Jake Moore', 'type': 'PERSON', 'mentions': 1}]","Apple has issued iOS 16.4.1, and the iPhone update comes with a warning to update now. That’s because iOS 16.4.1 fixes two security vulnerabilities—both of which are being used in real-life attacks.
+
+Apple doesn’t offer much detail about what’s fixed in iOS 16.4.1, to give iPhone users time to update to the new software. Tracked as CVE-2023-28205, the first already-exploited flaw in WebKit, the engine that powers Apple’s Safari browser, could allow an attacker to execute code on your device, according to Apple’s support page.
+
+Meanwhile, the second flaw fixed in iOS 16.4.1, CVE-2023-28206 is an issue in the IOSurfaceAccelerator that could enable an app to execute arbitrary code with kernel privileges.
+
+In both cases, Apple says it “is aware of a report that this issue may have been actively exploited.”
+
+It goes without saying that both vulnerabilities fixed in iOS 16.4 are very serious. While it’s impossible to know the details of the attacks and who they target, Apple has issued this update on a weekend, which is very rare. The iPhone maker usually reserves important updates for Mondays or Tuesdays, so the company must have decided the iOS 16.4.1 upgrade was too important to leave. It’s also only just over week since the release of iOS 16.4.
+
+It's the most serious Apple update since February when the iPhone maker issued iOS 16.3.1 to fix a flaw already being used in attacks.
+
+Why you need to update to iOS 16.4.1 now
+
+The fact it’s a weekend highlights the “sheer importance” of the iOS 16.4.1 update, says Jake Moore, global cybersecurity advisor at ESET. He says it’s important to apply the update now. “It is vital that people make sure their devices have auto-updates on and to check their settings to make sure they are the on the newest iOS,” he advises.
+
+While automatic updates on iPhones are useful, it’s a good idea to actively install iOS 16.4.1 manually now. Because automatic updates are rolled out gradually across regions, it can sometimes take a while to reach everyone.
+
+The iOS 16.4.1 update also fixes some bugs plaguing iPhone users, including a Siri issue. So what are you waiting for? Go to Settings > General > Software Update and upgrade to iOS 16.4.1 now to keep your iPhone safe.",454b1e0bd36747f3bffa4ec93219764a,iOS 16.4.1—Update Now Warning Issued To All iPhone Users,4,,,,
+59499,"Atmos Energy (ATO) Q3 Earnings Miss Estimates, Revenues Fall Y/Y - Atmos Energy Corporation ATO posted fiscal third-quarter 2023 earnings of 94 cents per share, which missed the Zacks Consensus Estimate of 97 cents by 3.1%. The bottom line improved 2.2% from the year-ago quarter’s level of 92 cents.
+
+
+
+The year-over-year increase in earnings was due to rate case outcomes in both Distribution and Pipeline and Storage segments and customer growth in the former segment. This was partially offset by higher operation and maintenance expenses and higher depreciation and property tax expenses owing to increased capital investments.
+
+Total revenues of $662.7 million lagged the Zacks Consensus Estimate of $1,014 million by 34.7%. The top line also decreased 18.8% from the year-ago quarter’s reported number of $816.4 million.
+
+Distribution: Revenues in fiscal third-quarter 2023 totaled $616.1 million, indicating a 20.3% decline from $773.3 million in the year-ago quarter.
+
+
+
+Pipeline and Storage: Revenues amounted to $208.2 million, implying a 13.5% increase from $183.4 million a year ago.
+
+The purchased gas cost for fiscal third-quarter 2023 totaled $44.6 million, down 82.1% year over year. Operation and maintenance expenses amounted to $195 million, up 7% from the year-ago quarter’s level.
+
+
+
+Operating income totaled $169.3 million in the reported quarter, up 9.5% from the year-ago quarter’s level.
+
+
+
+Atmos Energy incurred interest expenses of $31.3 million, up 19.6% year over year.
+
+
+
+The company reported 75.3 million cubic feet (MMcf) consolidated distribution throughput for the quarter, down 5.1% from the year-ago quarter’s actual. The Zacks Consensus Estimate for the same was pegged at 83 MMcf for the same time frame.
+
+
+
+Consolidated pipeline and storage transportation volumes came in at 172.3 MMcf, up 17.7% year over year. The Zacks Consensus Estimate for the same was pinned at 175 MMcf for the same duration.
+
+As of Jun 30, 2023, Atmos Energy reported a strong balance sheet with available liquidity of approximately $3.1 billion.
+
+
+
+As of Jun 30, 2023, ATO had cash and cash equivalents of $56.2 million compared with $51.6 million as of Sep 30, 2022. As of Jun 30, 2023, long-term debt was $6,553.6 million compared with $5,760.6 million as of Sep 30, 2022.
+
+
+
+Net cash flow provided by operating activities in the first nine months of 2023 was $3,221.5 million compared with $929.3 million in the year-ago period.
+
+
+
+Capital expenditures amounted to $2,083.5 million for the first nine months of 2023, with nearly 86% of the amount being related to system safety and reliability investments.
+
+Atmos Energy Reaffirmed its fiscal 2023 earnings guidance in the range of $6.00-$6.10 per share. The Zacks Consensus Estimate for the same is pegged at $6.06 per share, a tad higher than the midpoint of the guided range.
+
+ATO expects nearly $2.8 billion of capital expenditures in fiscal 2023.
+
+Atmos Energy currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+National Fuel Gas Company NFG reported fiscal third-quarter 2023 earnings of $1.01 per share, which beat the Zacks Consensus Estimate of 90 cents by 12.2%.
+
+
+
+NFG’s long-term (three to five years) earnings growth rate is 9.81%. It delivered an average earnings surprise of 2.5% in the last four quarters.
+
+PPL Corporation PPL is slated to report second-quarter results on Aug 4, before market open. The Zacks Consensus Estimate for earnings is pegged at 32 cents per share, indicating a year-over-year increase of 6.7%.
+
+
+
+PPL’s long-term earnings growth rate is 7.42%. It delivered an average earnings surprise of 3.14% in the last four quarters.
+
+Duke Energy DUK is scheduled to report second-quarter results on Aug 8, before market open. The Zacks Consensus Estimate for earnings is pinned at 98 cents per share.
+
+
+
+DUK’s long-term earnings growth rate is 6.12%. The consensus mark for 2023 earnings is pinned at $5.61 per share, implying a year-over-year improvement of 6.5%.
+
+
+
+
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.074127056, 'negative': 0.91080207, 'neutral': 0.01507086}","Atmos Energy Corporation ATO reported fiscal third-quarter 2023 earnings of 94 cents per share, missing the Zacks Consensus Estimate of 97 cents by 3.1%. The year-over-year increase in earnings was due to rate case outcomes in both Distribution and Pipeline and Storage segments and customer growth in the former segment. Revenues in fiscal third quarter 2023 totaled $616.1 million, indicating a 20.3% decline from $773.3 million in the year-ago quarter. Atmos Energy incurred interest expenses of $31.3m, up 19.6% year over year. National Fuel Gas Company NFG reported fiscal second-quarter earnings of $1.01.01 per share. Duke Energy is scheduled to report its earnings results on Aug 8, before the market open.","Atmos Energy's (ATO) fiscal third-quarter 2023 earnings increase year over year, while revenues decline. Operation and maintenance expenses increase during the same period.",ATO,Infrastructure,Gas Utilities & Distributors,Atmos Energy Corp,"{'Integrity of Gas Delivery Infrastructure': 'Operating a vast network of gas pipelines, equipment and storage facilities requires a multifaceted, long-term approach to ensuring infrastructure integrity and managing related risks. Although customers depend on reliable gas supplies, entities manage substantial risks—including those related to human health, property and greenhouse gas (GHG) emissions—that result from operating gas distribution networks and related infrastructure. Ageing infrastructure, inadequate monitoring and maintenance, and other operational factors may result in gas leaks. Gas leak safety-related risks, such as losses of containment, may result in fires or explosions that can be particularly dangerous in urban areas where entities often operate. Furthermore, gas leaks also result in fugitive emissions (methane), causing adverse environmental impacts. Regulated gas utilities generally incur no direct costs for gas leaks, because the cost of gas typically is passed on to customers (though this may vary by region). However, gas leaks that result in safety-related risks or fugitive emissions may affect entities financially through a variety of regulatory, legal and product demand channels. Accidents, particularly fatal accidents, may result in negligence claims against entities, leading to costly court battles and fines. GHG emissions may result in increased regulatory scrutiny—a critical element directly connected to financial performance, given the importance of regulatory relations—and potential fines and penalties. Importantly, regulated gas utilities can financially benefit from capital investment opportunities to improve performance and mitigate risks related to safety and emissions, which can be factored into their rate base. Entities manage such risks through pipeline replacements, regular inspections and monitoring, employee training and emergency preparedness, investments in technology, and other strategies such as working closely with regulators. In response to concerns about ageing infrastructure, many entities are seeking ways to expedite the replacement permitting and approval process, especially in cases where pipelines are located near densely populated areas.', 'Energy Affordability': 'A de facto objective of regulated gas utilities is to deliver natural gas to customers in a safe, reliable, and environmentally responsible manner. Entities in the industry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy, from the utility customer perspective, is particularly challenging to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly more expensive for low income customers (affordability is determined by both the net cost of energy bills and the underlying economics of customers). Playing a role in ensuring that utility bills are affordable is crucial for utilities in building trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities, and one of the more closely analysed issues by investment analysts. Regulators’ willingness, or lack thereof, to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may give utilities the opportunity to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers obtaining energy supplies from means other than natural gas (or reducing energy needs) by pursuing alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utility business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.', 'End-Use Efficiency': 'Natural gas produces fewer greenhouse gas (GHG) emissions than other fossil fuels. Expanding its use in the economy may be an important strategy for many governments and regulators striving to reduce GHG emissions. However, despite the relatively lower emissions, the natural gas value chain still produces meaningful levels of GHG emissions overall. As policymakers and regulators seek to mitigate climate change, the efficient consumption of natural gas will be an important long-term theme. Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions. Utilities can offer customers a wide range of options to promote energy efficiency, including providing rebates for energy-efficient appliances, weatherising customers’ homes and educating customers on energy saving methods. Overall, entitiesthat sponsor efficiency initiatives may reduce the downside risks from demand fluctuations, gain returns on needed investments, decrease operating costs and earn higher risk-adjusted returns over the long term.'}","{'Integrity of Gas Delivery Infrastructure': 0.749128310863732, 'Energy Affordability': 0.7521833218751764, 'End-Use Efficiency': 0.7495680695370577}",0.7521833218751764,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-04-26T10:16:31+00:00,https://www.reuters.com/markets/us/nasdaq-futures-rally-over-1-after-upbeat-microsoft-alphabet-results-2023-04-26/,"[{'name': 'rising interest rates', 'weight': 0.07536203}, {'name': 'U.S. sovereign debt', 'weight': 0.073577665}, {'name': 'interest rates', 'weight': 0.07038271}, {'name': 'U.S. GDP data', 'weight': 0.067946814}, {'name': 'ad sales', 'weight': 0.06507759}, {'name': 'rates', 'weight': 0.06255332}, {'name': 'U.S. consumer confidence', 'weight': 0.06169806}, {'name': 'sales', 'weight': 0.059689894}, {'name': 'U.S.', 'weight': 0.059409786}, {'name': 'upbeat results', 'weight': 0.05569078}]",[{'name': 'Finance'}],"[{'data': 'Nasdaq', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT.O', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL.O', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'UPS', 'type': 'ORG', 'mentions': 2}, {'data': 'First Republic Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'FRC.N', 'type': 'ORG', 'mentions': 2}, {'data': 'Refinitiv IBES', 'type': 'ORG', 'mentions': 1}, {'data': 'Boeing Co', 'type': 'ORG', 'mentions': 1}, {'data': 'BA.N', 'type': 'ORG', 'mentions': 1}, {'data': 'Boston Scientific Corp', 'type': 'ORG', 'mentions': 1}, {'data': 'BSX.N', 'type': 'ORG', 'mentions': 1}, {'data': 'General Dynamics Corp', 'type': 'ORG', 'mentions': 1}, {'data': 'GD.N', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms Inc', 'type': 'ORG', 'mentions': 3}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': ""the Federal Reserve's"", 'type': 'ORG', 'mentions': 3}, {'data': 'CMEGroup', 'type': 'ORG', 'mentions': 1}, {'data': 'Fedwatch', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 6}, {'data': 'Bengaluru', 'type': 'GPE', 'mentions': 1}, {'data': 'the opening bell', 'type': 'TIME', 'mentions': 1}, {'data': '5:42 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': '8:30 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}, {'data': 'Sruthi Shankar', 'type': 'PERSON', 'mentions': 1}, {'data': 'Vinay DwivediS', 'type': 'PERSON', 'mentions': 1}]","April 26 (Reuters) - Nasdaq futures rallied more than 1% on Wednesday after upbeat results from Microsoft and Alphabet dwarfed worries about the impact of rising interest rates on the U.S. economy.
+
+Microsoft Corp (MSFT.O) climbed 7.5% after it beat Wall Street estimates for quarterly results, and said that artificial intelligence products were stimulating sales.
+
+Alphabet Inc (GOOGL.O) rose 1.0% after the Google parent said it would buy back $70 billion in stock and topped first-quarter profit and revenue estimates on strong demand for cloud services and ad sales.
+
+Wall Street's major averages suffered their deepest declines so far this month on Tuesday as a downbeat UPS (UPS.N) forecast exacerbated investor concerns about a slowing U.S. economy while plunging deposits at First Republic Bank (FRC.N) added to jitters about the bank sector's health.
+
+Of the 124 S&P 500 companies that reported first-quarter profit through Tuesday, 79% topped analysts' expectations, as per Refinitiv IBES data. In a typical quarter, 66% companies beat estimates.
+
+Earnings forecasts have also improved, with analysts expecting a 3.9% contraction in first-quarter profit for S&P 500 companies compared with a 5.2% decline estimated at the beginning of the earnings season.
+
+Boeing Co (BA.N), Boston Scientific Corp (BSX.N) and General Dynamics Corp (GD.N) are among the companies set to report results before the opening bell, while Meta Platforms Inc (META.O) is scheduled to report after market close on Wednesday.
+
+At 5:42 a.m. ET, Dow e-minis were up 33 points, or 0.1%, S&P 500 e-minis were up 17.5 points, or 0.43%, and Nasdaq 100 e-minis were up 160.75 points, or 1.25%.
+
+Durable goods data for March is scheduled for release at 8:30 a.m. ET. A key inflation metric as well as U.S. GDP data for the first quarter will be out later in the week.
+
+Data on Tuesday showed U.S. consumer confidence dropped to a nine-month low in April, signalling that the economy could fall into recession this year.
+
+Investors are keenly awaiting the Federal Reserve's monetary policy decision on May 3 for clues on how far policymakers will hike interest rates.
+
+Traders have given about 80% odds to the U.S. central bank hiking rates by 25 basis points next week, as per CMEGroup's Fedwatch tool, with most expecting the Fed to hold rates before starting to cut them later this year.
+
+Reflecting mounting anxiety among investors, the cost of insuring exposure to U.S. sovereign debt rose to its highest since 2011, driven up by unease that the government could hit its debt ceiling sooner than expected.
+
+The U.S. House of Representatives could as early as Wednesday vote on a bill to sharply cut spending for a decade in exchange for a short-term hike in the debt ceiling, though it was unclear if it had enough support in the Republican majority to pass.
+
+Among other stocks, Visa Inc (V.N) inched up 0.9% as the payments processor reported a better-than-expected second-quarter profit and bet on sustained growth at its payments business.
+
+PacWest Bancorp (PACW.O) rallied 17.4% as the regional lender beat estimates for first-quarter profit as it managed to stabilize deposit outflows.
+
+Reporting by Sruthi Shankar in Bengaluru Editing by Vinay DwivediS",5cfbf4fd51a24617a6711340e051ac0e,"Nasdaq futures rally over 1% after upbeat Microsoft, Alphabet results",4,,,,
+14013,"Amazon One Is One-Click For Retail - After a cashier rang up my purchases at Whole Foods, I got my Amazon Prime member discounts and paid with my credit card. That doesn’t sound unusual, but what might be surprising is that I did it with a single palm scan. Holding my hand a few inches over an Amazon One scanner next to the cash register did everything. No reaching for a phone or wallet, and no need to scan an app, swipe a credit card, or anything else - just one quick wave of my hand.
+
+At most consumer-facing companies, “loyalty” and “payment” are different issues. You usually have to scan a loyalty card or mobile app bar code before processing your payment with a credit or debit card.
+
+Starbucks saw the friction inherent in this process and fixed it years ago. Their mobile app integrates payment and loyalty. The catch is that it uses funds placed in your Starbucks credit with your credit card. Still, it’s more convenient than traditional payment methods. Reportedly, Starbucks created their multifunction app after observing that most customers standing in line already had their phone in their hand.
+
+Brands can recognize you in various ways. Home Depot, for example, offers to send an email receipt as soon as I scan a credit card associated with my account. They lack a rewards program for general consumers, but such integration would be possible.
+
+Pickup and delivery orders via app or website bring loyalty and payment together when the customer logs into an account. But most brick-and-mortar retailers still do the majority of their sales with in-store checkout.
+
+In 1999, Amazon was awarded a patent for One-Click ordering. This seemingly obvious concept - checking out with a single click using stored shipping and payment information - was a key part of Amazon’s explosive growth.
+
+Since the early days of ecommerce, “cart abandonment” has plagued online retailers. Customers put items in their cart, but never complete the checkout process. Even today, more than two thirds of ecommerce shopping carts are abandoned.
+
+With One-Click, there is zero cart abandonment because there’s no cart. Click the button, and the order is on its way to the warehouse for fulfillment.
+
+In retail settings, customers are far less likely to put items in a physical shopping cart and leave the store without completing the transaction. But, the checkout process can be effortful - hunting for credit cards, loyalty cards or apps, etc. Amazon One, like the original One-Click process, uses the customer’s saved information to allow frictionless checkout.
+
+Many loyalty and rewards programs require proactive effort to get discounts for an in-store sale. The consumer must scan a barcode, enter a phone number, or take some other action while checking out.
+
+This isn’t always an accident. If the customer is already making a purchase, why give them an incentive they didn’t need? Most often, though, the extra step is there simply because the brand hasn’t invested in the technology to automate identifying the customer’s account.
+
+Arguably, Amazon is costing itself money if it ensures every Prime member who checks out at Whole Foods gets the discounts they are entitled to. Without Amazon One at the checkout, the customer has to open the Whole Foods mobile app and scan a QR code. Not every customer has the app installed, and even those who do may neglect to get their phone, open the app, and scan the code.
+
+While some retailers might be happy when customers fail to claim discounts, Amazon has always focused on the customer. Amazon One not only allows a near-zero effort checkout, it ensures the customer is getting the best possible price. This builds trust and emotional loyalty.
+
+Amazon One still seems to be an experiment, but it’s growing quickly. Not long ago, my suburban Austin Whole Foods was one of just 71 locations in the U.S. offering it. Today, there are more than 200.
+
+Amazon doesn’t have a lock on biometric checkout. In China, some retailers have used facial recognition for contactless checkout for years. Los Angeles-based PopID is testing facial recognition with a variety of restaurant and retail partners. Mastercard is testing both facial recognition and hand-scanningd, along with fingerprint card authentication.
+
+Not Just For Amazon
+
+Amazon may have created Amazon One to use in its own stores - Amazon Go, Amazon Fresh, Whole Foods, etc. - but they aren’t stopping there. Just as they turned cloud computing into a profitable service, Amazon is now offering One to other businesses.
+
+The number of non-Amazon locations with the technology is tiny now, but it’s easy to see why retailers would adopt it to speed up checkout lines and increase customer convenience.
+
+In 1999, Steve Jobs and Apple paid Amazon one million dollars to use One-Click technology in their new iTunes store, a deal made in a single phone call. Will retailers today be as quick to adopt Amazon One? Perhaps not - integrating a new checkout process with legacy point-of-sale systems can be complex.
+
+Knowing Amazon, though, they will do their best to make it easy.","{'positive': 0.03255195, 'negative': 0.1850276, 'neutral': 0.78242046}","Amazon One Is One-Click For Retail.
+
+After a cashier rang up my purchases at Whole Foods, I got my Amazon Prime member discounts and paid with my credit card. But, the checkout process can be effortful - hunting for credit cards, loyalty cards or apps, etc. Amazon may have created Amazon One to use in its own stores - Amazon Go, Amazon Fresh, Whole Foods, etc. - but they aren’t stopping there. 
+
+The number of non-Amazon locations with the technology is tiny now, but it‚Äôs easy to see why retailers would adopt it to speed up checkout lines and increase customer convenience.",Amazon One can be as important for retail as One-Click was for ecommerce.,AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7617674877479415, 'Hardware Infrastructure Energy & Water Management': 0.7173955562580827, 'Data Privacy & Advertising Standards': 0.7673146011852156, 'Employee Recruitment, Inclusion & Performance': 0.7442880168042956, 'Data Security': 0.7941677842667696}",0.7941677842667696,Ricky,Major focus,Major focus,Positive,"Data Privacy & Advertising Standards, Data Security",Major focus,Major focus,Positive,2023-02-22T10:16:34+00:00,https://www.independent.co.uk/tech/ai-author-books-amazon-chatgpt-b2287111.html,"[{'name': 'book writing', 'weight': 0.10326627}, {'name': 'books', 'weight': 0.099832825}, {'name': 'other generative AI software', 'weight': 0.09499127}, {'name': 'simple text prompts', 'weight': 0.08312686}, {'name': 'other automated writing tools', 'weight': 0.07675015}, {'name': 'many authors', 'weight': 0.07226054}, {'name': 'AI', 'weight': 0.07051143}, {'name': 'software coding tips', 'weight': 0.07019343}, {'name': 'authors', 'weight': 0.06841885}, {'name': 'AI-written books', 'weight': 0.06448599}]",[{'name': 'Tech'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 5}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 2}, {'data': 'CNet', 'type': 'ORG', 'mentions': 1}, {'data': 'Kindle Direct Publishing', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Reddit', 'type': 'ORG', 'mentions': 1}, {'data': 'the Authors Guild', 'type': 'ORG', 'mentions': 1}, {'data': 'The star weaver’s lesson', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'TikTok', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'just a few hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Mary Rasenberger', 'type': 'PERSON', 'mentions': 1}]","Hundreds of books written by ChatGPT have appeared on Amazon in recent weeks as people look to cash in on generative artificial intelligence.
+
+Close to 300 books written or co-written by OpenAI’s AI software were listed on the online retailer on Wednesday, 22 February, ranging from fantasy fiction to self-help and non-fiction.
+
+Titles of the books include ‘ChatGPT smarter than humans?’, ‘Make more money with ChatGPT’, and ‘The star weaver’s lesson: Magical bedtime story’.
+
+Some people have even used ChatGPT alongside other generative AI software to create illustrated children’s books entirely produced by artificial intelligence through simple text prompts.
+
+Due to the nature of ChatGPT and many authors’ failure to disclose they have used it, it is nearly impossible to get a full accounting of how many e-books may be written by AI.
+
+The software’s emergence has already ruffled some of the biggest technology firms, prompting Alphabet and Microsoft to hastily debut new functions in Google and Bing, respectively, that incorporate AI.
+
+There are already concerns being raised over authenticity, because ChatGPT learns how to write by scanning millions of pages of existing text. An experiment with AI by CNet resulted in multiple corrections and apparent plagiarism before the tech news site suspended its use.
+
+Now ChatGPT appears ready to upend the staid book industry as would-be novelists and self-help gurus looking to make a quick buck are turning to the software to help create bot-made e-books and publish them through Amazon’s Kindle Direct Publishing arm.
+
+Illustrated children’s books are a favourite for such first-time authors. On YouTube, TikTok and Reddit hundreds of tutorials have appeared, demonstrating how to make a book in just a few hours. Subjects include get-rich-quick schemes, dieting advice, software coding tips and recipes.
+
+”This is something we really need to be worried about, these books will flood the market and a lot of authors are going to be out of work,” said Mary Rasenberger, executive director of writers’ group the Authors Guild. Ghostwriting – by humans – has a long tradition, she said, but the ability to automate through AI could turn book writing from a craft into a commodity.
+
+”There needs to be transparency from the authors and the platforms about how these books are created or you’re going to end up with a lot of low-quality books,” she said.
+
+When asked for comment, Amazon did not address whether it had plans to change or review its Kindle store policies around authors’ use of AI or other automated writing tools.
+
+“All books in the store must adhere to our content guidelines, including by complying with intellectual property rights and all other applicable laws,” an Amazon spokesperson said.",9848bde82f304820ae7ef9bfccdb5b9a,Hundreds of AI-written books flood Amazon,4,,,,
+16067,"This data in Tuesday's retail sales report is good news for one of our stocks - One category that caught our eye in the retail sales report on Tuesday was a jump in online shopping — a major positive for Club holding Amazon (AMZN), the country's biggest e-commerce retailer. Headline U.S. retail sales came in softer-than-expected for June, rising 0.2% versus the 0.5% increase economists were expecting, according to the Commerce Department. But the retail sales control group, which excludes receipts from autos, building materials retailers, and gasoline stations, was up 0.56% compared to the 0.5% consensus estimates. The change in monthly sales revealed e-commerce as a bright spot in a mixed report. Online sales for the month accelerated to 1.9%, while sales at department stories and groceries fell 2.4% and 0.7%, respectively. It's safe to say Amazon, which accounts for nearly 40% of all sales in the United States, is a huge driver of those sales. Though not reflected in the June report, the e-commerce giant is coming off what Wall Street believes to be a positive Prime Day, an annual online shopping event held on July 11-12 in 24 countries that offered deep discounts to Prime members. Analysts at Telsey Advisory Group said Prime Day appeared to have ""created a spark of spending across retail,"" in a recent research note. Amazon's web traffic increased 25% within 13 hours of the event, according to analysts' checks on Google data trends on Prime Day. Over the long run, they expect Amazon to ""continue to gain market share"" through its 200 million Amazon Prime subscriber base. Moreover, the company's activity into pharmacy, grocery, fashion, home, and other consumer-focused businesses ""should continue to boost Amazon's value."" The strong June retail sales number and bump from Prime Day speaks to a favorable end to the second quarter and start to the third for the e-commerce behemoth. We'll be listening closely for additional information on the sales trend that management is seeing when the company reports second-quarter earnings later this month. While Amazon dominates the online retail space, it has work to do in another area of its diversified business. Growth deceleration in the company's cloud unit, Amazon Web Services, due to customers optimizing their cloud budgets, has been a drag on AMZN stock, preventing it from moving to greater heights. There's a belief among investors that Amazon's initiatives in generative artificial intelligence will be a catalyst that reinvigorates its cloud business to help growth inflect in the fourth quarter. Jim Cramer has said that gen AI could be a needle mover, but he doesn't see evidence of AWS coming back so soon. If AWS growth inflects, then the stock would likely go higher. Given the stock's 58% year-to-date run, and uncertainty on the trajectory of AWS growth, we won't buy the stock ahead of its quarterly results. At the same time, we think investors should own AMZN stock given that Prime is such a good value, which supports e-commerce growth and the shift to cloud computing remains a long-term secular growth driver. But do we see reacceleration in AWS in the third or fourth quarter? Will AI be another tailwind? We will have to wait and see. (Jim Cramer's Charitable Trust is long AMZN. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.","{'positive': 0.9428542, 'negative': 0.03903042, 'neutral': 0.018115414}","On Tuesday, the retail sales report showed a jump in online shopping, with e-commerce as a bright spot. Headline U.S. retail sales came in softer-than-expected for June, rising 0.2% versus the 0.5% increase economists were expecting. Amazon's web traffic increased 25% within 13 hours of the event, and management is expecting the company to ""continue to gain market share"" through its 200 million Amazon Prime subscriber base. While Amazon dominates the online retail space, it has work to do in another area of its diversified business. Investors are skeptical that Amazon's initiatives in generative artificial intelligence will be a catalyst that reinvigorates its cloud business to help growth inflect in the fourth quarter.","Even in a softer spending environment for consumers, e-commerce giant Amazon remains a winner.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7864791078144089, 'Hardware Infrastructure Energy & Water Management': 0.7531269896167675, 'Data Privacy & Advertising Standards': 0.7910461040049697, 'Employee Recruitment, Inclusion & Performance': 0.7672463642412646, 'Data Security': 0.7905303603052916}",0.7910461040049697,Ricky,Major focus,Major focus,Positive,"Product Packaging & Distribution, Hardware Infrastructure Energy & Water Management",No focus,No focus,,2022-11-16T05:24:47+00:00,https://finance.yahoo.com/news/americans-cash-strong-dollars-scoop-050000717.html,"[{'name': 'prime central London', 'weight': 0.092261486}, {'name': 'Luxury London Homes', 'weight': 0.09054063}, {'name': 'luxury London homes', 'weight': 0.09054063}, {'name': 'prime central London deals', 'weight': 0.08766828}, {'name': 'None Musk', 'weight': 0.081372865}, {'name': 'None', 'weight': 0.08085063}, {'name': 'London', 'weight': 0.0795518}, {'name': 'London real estate broker Charles McDowell', 'weight': 0.07366013}, {'name': 'wealthy buyers', 'weight': 0.06928236}, {'name': 'prospective buyers', 'weight': 0.067875735}]",[{'name': 'Finance'}],"[{'data': 'Americans', 'type': 'NORP', 'mentions': 8}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'London', 'type': 'GPE', 'mentions': 14}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 2}, {'data': 'Russia', 'type': 'GPE', 'mentions': 3}, {'data': 'Poland', 'type': 'GPE', 'mentions': 2}, {'data': 'Notting Hill', 'type': 'GPE', 'mentions': 1}, {'data': 'Chelsea', 'type': 'GPE', 'mentions': 1}, {'data': 'Britain', 'type': 'GPE', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Charles McDowell Properties', 'type': 'ORG', 'mentions': 1}, {'data': 'Knight Frank', 'type': 'ORG', 'mentions': 1}, {'data': 'Savills', 'type': 'ORG', 'mentions': 1}, {'data': 'LonRes', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Charles McDowell', 'type': 'PERSON', 'mentions': 2}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Richard Gutteridge', 'type': 'PERSON', 'mentions': 2}, {'data': 'Richard Broer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Liz Truss', 'type': 'PERSON', 'mentions': 1}, {'data': 'Robert Bailey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alice Kantor', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rob Dawson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Holland Park', 'type': 'LOC', 'mentions': 1}, {'data': 'Hamptons', 'type': 'LOC', 'mentions': 1}, {'data': 'Savills Sloane Street', 'type': 'FAC', 'mentions': 2}]","(Bloomberg) -- London real estate broker Charles McDowell has sold six luxury central London homes in the last six months. Five of the buyers were American.
+• None Ukraine Latest: Biden Says Missile Likely Not Fired From Russia
+• None Poland Says Russian-Made Missile Hit Territory and Killed Two People
+• None Musk Steps Up Purge of Twitter Engineers Who Criticize Him
+• None Trump Makes His 2024 Run Official, Defies Calls to Move On
+• None Biden Says Unlikely Rocket That Hit Poland Was Fired From Russia
+
+The broker’s recent sales involve homes in affluent areas including Holland Park, Notting Hill and Chelsea. Three of the properties sold for over £25 million ($29.4 million), while another nearly hit the £50 million mark. At least half of the sellers were British, he said.
+
+“Buyers from the US are making up a large part of the market, especially at the very top end,” said McDowell, whose Charles McDowell Properties firm advises wealthy clients on buying luxury London homes. “There is definitely an even stronger UK-US link forming with what seems like a number of hedge funds and other financial businesses moving to London.”
+
+Americans made up 14.5% of all overseas prime London property purchases in the first half of 2022, according to data compiled by Knight Frank. That’s up from 6.2% in the previous six months and the greatest proportion in data going back to the start of 2018.
+
+In some pockets, the share is even higher, according to Richard Gutteridge, co-head of Savills’s prime central London business, Savills Sloane Street. Americans account for at least a third of buyers of their top-end central London properties, compared with about 10% over the past two years, he said.
+
+“Activity is primarily focused in the £5 million or more market, where the exchange rate savings really start to count,” Gutteridge said. “Buyers are generally needs-based, the majority already based in London, who see this as a real moment of opportunity.”
+
+The influx of buyers is helping to prop up the more expensive part of the market, according to Richard Broer, Hamptons’s regional director for prime central London.
+
+There has been an uptick in prime central London deals worth £3 million or more, he said. The broker recently sold a property in Sloane Square to a buyer who wanted to capitalize on the weakness of the pound.
+
+“We have just sold to an American investment buyer who three to four weeks ago exchanged his dollars into pounds to take advantage of the exchange rate,” he said.
+
+The pound has tumbled against the dollar this year, hitting an all-time low in September in the aftermath of then-Prime Minister Liz Truss’s “mini-budget,” which included a raft of unfunded tax cuts.
+
+To be sure, the lows weren’t enough for some Americans seeking dollar discounts on luxury London homes, according to Robert Bailey, a London-based buying agent who sells properties to wealthy buyers including American bankers.
+
+Some are waiting for the pound to reach parity with the dollar before buying, he said.
+
+The surge in overseas interest offers some respite for London’s prime housing market, which saw bids from prospective buyers plunge by a fifth in October compared with the same month last year, according to data compiled by researcher LonRes. The drop in under offers was most prominent in areas of the capital where buyers rely on costly mortgages, while the top end of the market saw a 38% increase in bids.
+
+That’s because deep-pocketed buyers usually purchase homes predominantly with cash, and aren’t as affected by key mortgage rates settling above 6%. Rather, the headwinds for Britain’s property industry may instead help them bag an even bigger discount if the widely expected fall in house prices transpires next year.
+
+--With assistance from Alice Kantor and Rob Dawson.
+• None Google’s Moonshot Lab Is Now in the Strawberry-Counting Business
+• None How Apple Stores Went From Geek Paradise to Union Front Line
+• None Americans Have $5 Trillion in Cash, Thanks to Federal Stimulus
+• None One of Gaming’s Most Hated Execs Is Jumping Into the Metaverse
+• None The Golden Era of AI Chess Makes Things Tricky for Players",0320c31a0e8e4504a5d57f6b95877218,Americans Cash In Strong Dollars to Scoop Up Luxury London Homes,4,,,,
+56387,"Another mall aims to become... lab space - The master plan, filed with Watertown officials in April , calls for four new life-science laboratory and office buildings, two amenity buildings — one with fitness and wellness uses, and another with food and beverage uses — and a building with a mix of office and retail, all keeping to a maximum height of five stories. Alexandria would also develop two parking garages — one at 480 Arsenal Way and one abutting the existing Target store (which would stay as part of the redevelopment) at 550 Arsenal St.
+
+Life-science developer Alexandria Real Estate Equities is moving forward with plans to transform the Watertown Mall into a 24.5-acre lab campus, filing a master plan for a multi-building project along Arsenal Street that would span nearly 1 million square feet.
+
+“The Project has been thoughtfully designed to provide a new, dynamic mixed-use development with numerous public realm improvements intended to embrace two important corridors in East Watertown — Arsenal Street and the Watertown-Cambridge Greenway — and to greatly enhance pedestrian and bicycle connectivity,” the developers wrote in an April master plan special permit filing to Watertown officials.
+
+The new buildings would replace a portion of the old one-story mall and its surface parking lot, as well as buildings just west of it at at 446, 458, and 500 Arsenal St. The Target store, which is an anchor of the property today, would remain in place, the filing shows, while the busy Registry of Motor Vehicles service center that is currently in the mall would also be included in the new development, said MassDOT spokesperson Jacquelyn Goddard said.
+
+“Our physical office will move to another location on that site,” Goddard said in an email. “We do not have a timeline yet.”
+
+Alexandria bought the Watertown Mall in 2021 for $130 million, two years after it bought the former athenahealth campus about a half-mile down Arsenal Street and launched plans for a major lab redevelopment there. The lab developer’s continued work in Watertown comes as it’s pulling back in other Boston suburbs — Alexandria last month confirmed it was halting plans to transform a Newton office campus into lab and would instead sell the property.
+
+The Watertown Mall project is located on the north side of Arsenal Street between Talcott Avenue and Elm Street. It’s across Arsenal Street from what’s now Arsenal Yards, Boylston Properties’ mixed-use redevelopment of the former Arsenal Mall that includes apartments, a hotel, life-science space and some 250,000 square feet of retail.
+
+The Arsenal Mall project includes six acres of open space of “shaded walks, courtyards, plazas, and reforested areas” along with “substantial new planting.”
+
+“The opportunity to create open space of this scale and quality is rare, and the redevelopment plan focuses on urban placemaking in the context of civic goals,” the master plan filing states. The project’s design team includes architecture firms Reed Hilderbrand, NBBJ, Gensler, and Höweler + Yoon, along with engineering consultant Buro Happold and land surveyor Feldman Geospatial.
+
+Hearings at Watertown’s planning board and zoning board have not yet been scheduled, according to the Watertown website. An Alexandria representative declined comment on the project’s anticipated timeline or cost.
+
+Catherine Carlock can be reached at catherine.carlock@globe.com. Follow her on Twitter @bycathcarlock.","{'positive': 0.07659114, 'negative': 0.0234504, 'neutral': 0.89995843}","A new master plan filed with Watertown officials in April calls for four new life-science laboratory and office buildings, two amenity buildings, and a 24.5-acre lab campus along Arsenal Street that would span nearly 1 million square feet. The project would also include two parking garages, a life- science laboratory, office, fitness and wellness uses, and another with food and beverage uses. The new buildings would replace a portion of the old one-story mall and its surface parking lot, as well as buildings just west of it at 446, 458, and 500 Arsenal St. The Target store, which is an anchor of the property today, would remain in place, while the busy Registry of Motor Vehicles service center that is currently in the mall would also be included in the new development. Alexandria Real Estate Equities is also planning to sell the property instead of buying the Watertown Mall in 2021 for $130 million and is pulling back from plans to transform a Newton office campus into lab.",Plans to redevelop Watertown Mall into life science campus are moving forward.,ARE,Infrastructure,Real Estate,Alexandria Real Estate Eqty,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties’ financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants’ responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building’s water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants’ responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates—all of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7204575825491353, 'Management of Tenant Sustainability Impacts': 0.7424109995418761, 'Energy Management': 0.7401723642480192, 'Water Management': 0.7543928705916351}",0.7543928705916351,Ricky,Major focus,Major focus,Positive,"Management of Tenant Sustainability Impacts, Energy Management, Water Management",No focus,No focus,,2023-04-24T19:30:50+00:00,https://patch.com/florida/orlando/disney-begins-laying-thousands-possible-fl-impact,"[{'name': 'Disney Parks', 'weight': 0.102209784}, {'name': 'Disney', 'weight': 0.10011982}, {'name': 'last month', 'weight': 0.080840945}, {'name': 'employees', 'weight': 0.07115524}, {'name': 'Florida employees', 'weight': 0.070546806}, {'name': 'Bob Iger', 'weight': 0.069239765}, {'name': 'media reports', 'weight': 0.0674884}, {'name': 'CEO Bob Chapek', 'weight': 0.067149304}, {'name': 'Disneys entertainment division', 'weight': 0.064007856}, {'name': 'ESPN offices', 'weight': 0.061935}]","[{'name': 'Sports'}, {'name': 'Business'}]","[{'data': 'Disney', 'type': 'ORG', 'mentions': 17}, {'data': 'ESPN', 'type': 'ORG', 'mentions': 2}, {'data': 'Experiences and Product', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'FL', 'type': 'GPE', 'mentions': 2}, {'data': 'Anaheim', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'Burbank', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Bob Iger', 'type': 'PERSON', 'mentions': 4}, {'data': 'Bob Chapek', 'type': 'PERSON', 'mentions': 1}, {'data': 'Disneyland', 'type': 'FAC', 'mentions': 1}, {'data': 'California Adventure', 'type': 'FAC', 'mentions': 1}, {'data': 'hourly', 'type': 'TIME', 'mentions': 1}]","The layoffs began Monday and will last through Thursday as part of the media company's previously announced plan to cut its workforce by 7,000 employees. It's unclear if Florida employees will be affected. No WARN Notices from Disney show on the state's dashboard.
+
+Cuts are expected at ESPN, Disney's entertainment division, Disney Parks and Disney's Experiences and Product division. It is part of Disney's Chief Executive Bob Iger's plan announced in February in order to save $5.5 billion in costs, according to the company. Disney has theme parks, Disneyland and California Adventure, in Anaheim, ESPN offices in downtown Los Angeles and studios in Burbank.
+
+The cuts are expected to bring the number of jobs lost across the country to 4,000 according to media reports. The layoffs are not expected to affect hourly workers at Disney's theme parks and resorts. A third and final wave of layoffs are expected in the beginning of summer and bring the total number of layoffs to around 7,000.
+
+Disney had about 220,000 workers as of Oct. 1, about 160,000 of those in the United States. The job cuts amount to about 3 percent of the entertainment giant's global workforce and were announced after Disney reported quarterly results that topped Wall Street’s forecasts. Disney began laying off thousands of workers at the end of March.
+
+""The difficult reality of many colleagues and friends leaving Disney is not something we take lightly,"" Iger said in a memo to staff last month. ""In tough moments, we must always do what is required to ensure Disney can continue delivering exceptional entertainment to audiences and guests around the world — now, and long into the future."" Disney's streaming competitors such as Netflix have been shedding hundreds of jobs since the summer. Tech giants such as Amazon, Apple, Twitter and Meta have laid off tens of thousands of employees in the last six months. Meta layoff announcements were rewarded by the stock market. Meta’s stock value surged 20 percent in the wake of its initial cost-cutting moves. The possibility of layoffs at Disney seemed likely with Iger regaining his footing in the CEO's office following the surprise ouster of CEO Bob Chapek in November. Iger sought to soften the blow in his memo to employees. ""This company is home to the most talented and dedicated employees in the world, and so many of you bring a lifelong passion for Disney to your work here,"" he wrote. ""That’s part of what makes working at Disney so special. It also makes it all the more difficult to say goodbye to wonderful people we care about.""",caad33486d954fd6a809e5425e39032b,Disney Begins Laying Off Thousands; Possible FL Impact,4,,,,
+16442,"The GOP project is now all interactive storytelling, a Satanic panic 2.0 - Recently I brought up the cultural critic Marshall McLuhan, famous for “The Medium Is the Message,” among other trenchant critiques. Here he speaks regarding “Living in an Acoustic World”:
+
+The old journalism used to try to give an objective picture of a situation by giving the pro and the con. Objective journalism meant giving both sides at once. Strangely, everyone assumed there were two sides to every case. It never occurred to anyone that there might be forty sides or a thousand sides. No, just two sides, pro and con. Suddenly this form of journalism disappeared, and the new journalism arrived represented by Truman Capote, Norman Mailer, Tom Wolfe and many others. The new journalism doesn’t give us any side: It just immerses us in the feeling of the whole situation. It plunges us into the feeling of being at the convention or being at the fire, being somewhere, and it began with that famous phrase, “Something funny happened on the way to the forum.” A happening is not a point of view. A happening is all sides at once with everybody involved in it. Mardi Gras is a happening. We cannot have objective journalism about a Mardi Gras: we just have to immerse. Mailer was one of the authors of the new journalism of immersion without any point of view—no objectivity, just subjectivity—and he subheaded his Armies of the Night fiction as history, history as fiction. The new journalism quite frankly regards itself as a form of fiction, with no objectivity at all.
+
+→ This is the Republican project right now. It is a form of immersion. There’s no objective truth at the center of their project, which has now become diffuse; the layperson, the erstwhile voter, the person at home, can immerse in this new diffusion an can even become a part if he or she so chooses.
+
+The descriptions offered by the GOP have no central core—it is not an object. The party is no longer a vehicle. The GOP is a story, and what the party offers are roles. It extends to the average person a chance to get personally involved. Witness the Bud Light rampager destroying his own corner of his local supermarket. That was his mission. He was able to fully immerse himself in the role of cultural defender and cultural destroyer all at once.
+
+The new politics is in the same position. The old politics had parties, policies, planks, opposition. The new politics is concerned only with images. The problem in the new politics is to find the right image. So search committees are formed to find the candidates who have the right image. Man-hunting has become a big business in the military world, the commercial world and the political world. Image-hunting is the new thing, and policies no longer matter because whether your electric light is provided by Republicans or Democrats is unimportant compared to the service of light and power and all the other kinds of services that go with our cities. Service environments have taken the place of political policies, or so it seems.
+
+→ Now, the GOP doesn’t pretend even to do that. All they offer are chances on stage, or chances to directly spy the stage, a semi-active bystander. Consider this TV reality, the inversion of reality TV. I noted several weeks ago in my private notes that “the cultists are living in TV reality”:
+
+They are the inheritors of Survivor, American Idol, Fox calling Florida for George W. Bush in the middle of the night (before widespread DVRs), and kayfabe from professional wrestling. As Theodor Adorno stated that TV tends to perform reverse psychoanalysis, so Fox and their TV personalities, as an entity, swaddle their viewers in such a constructed fabric of irreality that the audience no longer perceives a true line between what’s been massaged for them and what actually surrounds them as an environment. They take the fabricated construction to be their environment. Then they act accordingly, as Walter Lippmann described regarding propaganda/stereotypes long before the age of television. The members of that audience mistake their apperception as a true reflection, and they respond to their fantasy conceptions with concrete motion in shared reality.
+
+McLuhan elsewhere spoke of Bonanzaland, a place that people in fast-moving electric society could relax into as they looked back upon an idealized fictional past.
+
+Today, with TV reality, we have pseudo-contestants, ordinary people feeling their oats with itchy trigger fingers, figuring they may as well punctuate their fifteen minutes with a bang.
+
+The GOP provides roles, bit parts that can be walked into, no understanding required. Wing it and rise—they have an entire media universe structured to take ready-made talent and thrust unpolished raw material in front of the camera or microphone to let the environment finish the bake, like a kiln. It’s all pre-set. All it takes is some gumption, some inner spring inside the ambitious upstart, the latest Jesse Watters or whomever else is willing to be as plastic as the situation requires, as long as a paycheck and admiration from the crowd is forthcoming.
+
+All it takes is that sense of jumping the line, jumping on stage, and breaking the fourth wall in society by acting out. Not acting up‚Äîthough we have that sometimes as a blended a role. No, acting out: performing a fantasy in the middle of real life.","{'positive': 0.02881727, 'negative': 0.08774002, 'neutral': 0.8834427}","The Republican Party has created a new form of journalism that gives both sides at once, giving people an objective picture of a situation. The new journalism offers viewers an immersion into the feeling of being at the convention or at the fire, being somewhere, and immerses them in the whole situation. This immersion allows people to immerse in the new diffusion, and the party is no longer a vehicle, but it extends to the average person a chance to get personally involved. The GOP provides these roles and policies that matter more to ordinary people than those of its own. This is the inversion of reality TV.","Recently I brought up the cultural critic Marshall McLuhan, famous for ‚ÄúThe Medium Is the Message,‚Äù among other trenchant critiques. Here he speaks regarding ‚ÄúLiving in an Acoustic World‚Äù: The old journalism used to try to give an objective picture of...",FOXA,Services,Media & Entertainment,Fox Corp A,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry‚Äôs best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.7843993593579707, 'Intellectual Property Protection & Media Piracy': 0.7572478915373915, 'Journalistic Integrity & Sponsorship Identification': 0.7904866177327732}",0.7904866177327732,Ricky,Major focus,Major focus,Neutral,"Media Pluralism, Journalistic Integrity & Sponsorship Identification",No focus,No focus,,2022-10-26T20:53:00+00:00,https://www.wsj.com/articles/xbox-boss-phil-spencer-wants-to-sever-apple-google-duopoly-in-mobile-games-11666817626,"[{'name': 'competition regulators', 'weight': 0.14419617}, {'name': 'mobile games', 'weight': 0.1430454}, {'name': 'Mobile Games', 'weight': 0.14155734}, {'name': 'Apple Inc.', 'weight': 0.120293826}, {'name': 'Activision Blizzard', 'weight': 0.11483881}, {'name': 'smartphones', 'weight': 0.11071571}, {'name': 'Google', 'weight': 0.09866143}, {'name': 'Apple', 'weight': 0.09710477}, {'name': 'Microsoft top videogame executive', 'weight': 0.0891109}, {'name': 'people', 'weight': 0.08083905}]",[{'name': 'Tech'}],"[{'data': 'Xbox', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Activision Blizzard', 'type': 'ORG', 'mentions': 1}, {'data': 'Phil Spencer', 'type': 'PERSON', 'mentions': 2}, {'data': 'LAGUNA BEACH', 'type': 'GPE', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 1}]","LAGUNA BEACH, Calif.— Microsoft top videogame executive said the company is betting heavily on the future of mobile games and hopes that it will be able to overcome the power that Apple Inc. and Google have over how people play on smartphones.
+
+Phil Spencer , Microsoft’s chief executive of videogames, said the company’s ambition in mobile games is the main driver of its planned $75 billion acquisition of Activision Blizzard which is being reviewed by competition regulators.",a5e1bc7d41294552b3c21aeac0ed7886,Xbox Boss Phil Spencer Wants to Sever Apple-Google ‘Duopoly’ in Mobile Games,4,,,,
+17860,"Biden to Announce $60 Million Enphase Energy Investment - President Joe Biden will announce a $60 million investment from Enphase Energy Inc., a manufacturer of solar-energy equipment, when he travels Thursday to South Carolina, the latest effort to underscore his administration’s economic agenda as he seeks reelection.
+
+The investment will create 1,800 new jobs across the US, including 600 jobs in South Carolina between Enphase and its partner, multinational manufacturing giant Flex Ltd, according to the White House. Enphase intends to open up six new manufacturing lines, bolstering clean-energy supply chains and helping power as many as 1 million homes per year with solar energy.
+
+The trip to South Carolina comes as the president is heightening his reelection campaign with a series of events to champion his administration’s accomplishments — in particular his economic agenda, which the White House has taken to calling Bidenomics.
+
+He has been highlighting his efforts to create manufacturing jobs in the US as a centerpiece of his efforts, boosted in part by legislation he signed into law including the $370 billion Inflation Reduction Act and the $52 billion CHIPS and Science Act.
+
+Biden has argued that those laws will bring deep and lasting changes to the American economy, yet despite a boom in factory construction, many of those facilities won’t come online for years — a challenge for a president whose economic record will be central to his reelection prospects.
+
+Read More: The US Middle Class’s Economic Anxiety Will Decide the 2024 Election
+
+Voters are worried about the threat of a potential recession and still struggling with unusually high inflation. The president has been weighed down by low polling numbers and has sought to combat perceptions that he has accomplished little in office.
+
+Biden will announce the investment at a Flex facility in West Columbia, South Carolina. Flex will make products for Enphase at the plant. Enphase sells microinverters and batteries for solar arrays but its products are manufactured at factories in China, Mexico and India. Thursday’s announcement will mark Enphase’s first US-based contract manufacturing facility.
+
+Biden has focused his political efforts on South Carolina, pushing the Democratic National Committee to revamp its presidential primary calendar to move the state first, rewarding its Black voters, whom Biden credits with helping him turn around his campaign in 2020.
+
+Biden is slated to be joined at the event by Flex Chief Executive Officer Revathi Advaithi and Badri Kothandaraman, president and CEO of Enphase.
+
+The president has touted the Inflation Reduction Act’s subsidies and tax credits for green investments as a centerpiece of his climate agenda, even as some green groups have criticized the administration’s support for other energy projects. The White House agreed to expedite the Mountain Valley Pipeline, a $6.6 billion project, that would carry natural gas across West Virginia, the home state of influential Democratic Senator Joe Manchin, as part of the debt-ceiling deal.
+
+Last month, Biden defended his climate record as he received the endorsement of top environmental groups, including the Sierra Club, National Resources Defense Council‚Äôs Action Fund, the League of Conservation Voters and the NextGen political action committee.","{'positive': 0.5970754, 'negative': 0.10621665, 'neutral': 0.29670793}","President Joe Biden will announce a $60 million investment from Enphase Energy Inc. when he travels to South Carolina on Thursday to announce the investment, which will create 1,800 new jobs across the US. The trip is part of a series of events to highlight Bidenomics, his administration's economic agenda, and his efforts to create manufacturing jobs in the US as a centerpiece of his efforts. The announcement will mark Enphase‚Äôs first US-based contract manufacturing facility, and will mark the company's first contract manufacturing plant. The president has touted the Inflation Reduction Act and the $52 billion CHIPS and Science Act as key investments in his climate agenda. The White House has also agreed to expedite the Mountain Valley Pipeline, a $6.6 billion project, which would carry natural gas across West Virginia.","President Joe Biden will announce a $60 million investment from Enphase Energy Inc., a manufacturer of solar-energy equipment, when he travels Thursday to South Carolina, the latest effort to underscore his administration‚Äôs economic agenda as he seeks reelection.",ENPH,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,Enphase Energy Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7376630004350547, 'Regulations': 0.7798806541798515, 'Product End-of-life Management': 0.759759532187963, 'Water Management in Manufacturing': 0.747546792044828, 'Energy Management in Manufacturing': 0.7884753987967119, 'Materials Sourcing': 0.7674246147725037, 'Ecological Impacts of Project Development': 0.7779921759430766}",0.7884753987967119,Ricky,Major focus,Major focus,Positive,"Regulations, Energy Management in Manufacturing, Materials Sourcing",Major focus,Major focus,Neutral,2023-06-18T23:21:45+00:00,https://www.yahoo.com/lifestyle/laser-hair-removal-tool-sale-194740112.html?src=rss,"[{'name': 'hair', 'weight': 0.087175325}, {'name': 'unwanted hairs', 'weight': 0.08665254}, {'name': 'Treated hairs', 'weight': 0.08545103}, {'name': 'Unwanted body hair', 'weight': 0.08237085}, {'name': 'legs', 'weight': 0.07885641}, {'name': 'bikini area', 'weight': 0.07049937}, {'name': 'Amazon Prime', 'weight': 0.06664464}, {'name': 'Amazon', 'weight': 0.06258601}, {'name': 'free shipping', 'weight': 0.05793936}, {'name': 'armpits', 'weight': 0.05783503}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'XSoul At', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Prime', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'midnight', 'type': 'TIME', 'mentions': 1}]","Something we can all agree on: Unwanted body hair is frustrating. Sure, you can wax and shave regularly, but who has time for all that? That's why a growing number of people are turning to intense pulse light (IPL) laser hair removal. This technology zaps unwanted hairs permanently, saving you a ton of time, money and aggravation. You can have this procedure done in a salon, but it's going to cost you. Here's a better option: Amazon is holding a one-day sale on the popular XSoul At-Home IPL Hair Removal Device — it's 65% off 'til midnight.
+
+The XSoul At-Home IPL Hair Removal Device uses professional-grade ""intense pulsed light"" technology to zap hair and break the cycle of regrowth. Use it on your legs, your armpits ... anyplace, really. Flip between five power levels (start at level one and work your way up) to get the removal oomph you're after. The XSoul is a pleasure to grip — your hand won't cramp up while you get down to business.
+
+You can even choose between a continuously flashing auto mode for spots like your bikini line, upper lip, chin, face and armpits, or a single-flash manual mode for more sparsely hairy areas like your back, chest, stomach, arms and legs. According the brand, ""Treated hairs naturally fall out over the course of a few days to 1–2 weeks."" Impressive!
+
+The XSoul At-Home IPL Hair Removal Device has over 6,600 five-star fans who rave about how well it works. ""Money well spent!"" said one bald-faced fan. ""This is by far the best product I have used. ...I noticed an immediate [decrease] in growth of my hair. As a woman, having hair on my chin is horrible and very hard to maintain. I did not have the regular whiskers — I had the thick, dark hair that has gotten worse since my second child. I’m so happy to have found this product and feel a whole lot more confident about myself.""
+
+A fellow happy customer called this tool ""a godsend,"" adding, ""I have only used it three times so far and have no growth on my legs and a little growth on my armpits and bikini area. ... Honestly, it’s already paid for itself after only three uses.""
+
+Why not make it a family affair?! ""I have been using this on my wife's legs,"" reports a shopper. ""First off, you don't see results until four weeks into the treatment. And my wife's leg hair is pretty thick and it grows back daily. By four weeks my wife's leg hair took 2-3 days to grow back, and during those days it was baby butt smooth..."" The reviewer later wrote an update: ""We have been using this for a few months to a year now. It's been awesome. ... Anyway, my wife has stopped growing hair almost completely.""
+
+Take it from this happy reviewer: ""Are you tired of the excessive peach 'fuzz'? Well, no worries, Sasquatch — this device ... has worked wonders. I had to brag about it...""
+
+Our advice? Grab this at-home hair removal device at a serious discount while you can.
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.
+
+Looking for more great Amazon style and beauty deals? Check these out:",1ce8c1695a5140a1ae47833d43d58848,This 'godsend' laser hair-removal tool is $70 — a smooth 65% off — at Amazon right now,4,,,,
+15208,"McDonald's: Swansea plan could see car reg plates on bags - McDonald's takeaway bags could have car number plates printed on them in a bid to stop drive-thru customers littering.
+
+But Swansea council was told the idea was ""fraught"" with difficulties around privacy.
+
+""Nobody wants to have their private details printed on that packaging,"" head of waste Chris Howell said.
+
+Plaid Cymru proposed the idea in a petition two years ago after a spike in litter following the first lockdown.
+
+The Welsh government considered the idea, Mr Howell told a meeting, as it ""would discourage people from discarding their [litter],"" as the driver could subsequently be identified.
+
+But he said there were issues over which fast food companies would ""go first"", according to the Local Democracy Reporting Service.
+
+""If McDonald's do it, then people will just go to Burger King instead of McDonald's,"" he said.
+
+""I think it's a really good idea, but at the minute it's fraught with some difficulties.""
+
+The Welsh government previously said littering was not acceptable and that it was working on a new prevention plan with businesses and councils.","{'positive': 0.03561734, 'negative': 0.5141316, 'neutral': 0.45025104}","McDonald's: Swansea plan could see car reg plates on bags. 
+
+McDonald's takeaway bags could have car number plates printed on them in a bid to stop drive-thru customers littering. 
+
+But Swansea council was told the idea was ""fraught"" with difficulties around privacy. 
+
+The Welsh government considered the idea, Mr Howell told a meeting, as it ""would discourage people from discarding their [litter],"" as the driver could subsequently be identified.","The initiative could deter littering but is ""fraught with some difficulties,"" a council boss says.",MCD,Food & Beverage,Restaurants,McDonald's Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity‚Äôs risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant‚Äôs reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity‚Äôs reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7299899870592012, 'Food Safety': 0.7403139987501546, 'Food & Packaging Waste Management': 0.7923428293568144, 'Nutritional Content': 0.756752207355647, 'Energy Management': 0.733539800300161, 'Supply Chain Management & Food Sourcing': 0.7373036879150789, 'Labour Practices': 0.7385635139529113}",0.7923428293568144,Ricky,Major focus,Major focus,Neutral,Food & Packaging Waste Management,Major focus,Major focus,Negative,2023-01-12T12:40:12+00:00,https://finance.yahoo.com/news/alphabet-googl-updates-meet-360-124012218.html?.tsrc=rss,"[{'name': 'Google Meet', 'weight': 0.09426966}, {'name': 'Google Voice', 'weight': 0.07844219}, {'name': 'Google Docs', 'weight': 0.07785635}, {'name': 'Google', 'weight': 0.07456698}, {'name': 'Asure Software ASUR', 'weight': 0.07386976}, {'name': 'Asure Software', 'weight': 0.0714967}, {'name': 'Zacks Investment Research', 'weight': 0.069680244}, {'name': 'Arista Networks ANET', 'weight': 0.06966034}, {'name': 'Meet efforts', 'weight': 0.06845913}, {'name': 'Agilent Technologies A', 'weight': 0.06784911}]",[{'name': 'Finance'}],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 6}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 15}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Zacks Computer & Technology', 'type': 'ORG', 'mentions': 2}, {'data': 'Arista Networks', 'type': 'ORG', 'mentions': 3}, {'data': 'ANET', 'type': 'ORG', 'mentions': 2}, {'data': 'Agilent Technologies A', 'type': 'ORG', 'mentions': 3}, {'data': 'Asure Software ASUR', 'type': 'ORG', 'mentions': 4}, {'data': 'Zacks Investment Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Meet', 'type': 'PRODUCT', 'mentions': 11}, {'data': 'Workspace', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Duo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Drive', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Docs', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Voice', 'type': 'PRODUCT', 'mentions': 2}]","Alphabet’s GOOGL division Google is leaving no stone unturned to introduce innovative features to bolster its video-conferencing software Google Meet.
+
+According to 9TO5Google, Google is gearing up to add a 360-degree background feature to Google Meet. This serves as a testament to the abovementioned fact.
+
+With the 360-degree background capability, users will be able to customize their video feed while attending meetings.
+
+The feature will be available for iOS, Android and paid Workspace customers.
+
+With the recent feature, Google aims to provide an enhanced experience to users. This is expected to boost the adoption rate of Google Meet.
+
+Alphabet Inc. price-consensus-chart | Alphabet Inc. Quote
+
+Apart from the latest capability, Google is introducing emoji reactions to Meet. The reactions will appear as a small badge in the sender’s video tile. The feature will help participants engage in meetings without interrupting the speaker.
+
+Google added a new feature to Google Meet (Duo), which lets users to switch between personal and work accounts when joining a call.
+
+Google rolled out a Google Meet shortcut feature for the desktop version. The capability allows users to unmute themselves by holding down the space bar. Users can mute themselves by releasing the space bar. The capability will help users to stay muted when they forget to mute themselves after unmuting.
+
+Google added a live sharing feature to Meet, which lets all meeting participants to interact with the YouTube or Spotify content, or games that’s being shared to them.
+
+With the growing Google Meet efforts, Google is consistently adding strength to the Google Workspace, consisting of Gmail, Meet, Drive, Docs, Voice and more.
+
+Apart from Meet efforts, Google added a suspected spam caller feature to Google Voice, which lets users view the suspected spam caller both on the call screen and history list. They can also confirm a suspected spam call and send the number to the spam folder.
+
+Google updated Google Docs by adding emoji reactions to documents for expressing opinions informally. It also added writing suggestions capability, featuring a purple underline to help users with the tone, style and word choice.
+
+These initiatives will continue to help Google gain momentum across organizations demanding productivity and collaboration tools. This, in turn, will drive Google’s parent Alphabet’s top line in the days ahead.
+
+We believe that this will help the company in winning the confidence of the investors in the near and long terms.
+
+Shares of Alphabet have lost 34% in the past year compared with the Computer and Technology sector’s decline of 30.4%.
+
+Some better-ranked stocks in the broader Zacks Computer & Technology sector are Arista Networks ANET, Agilent Technologies A and Asure Software ASUR. While Arista Networks sports a Zacks Rank #1 (Strong Buy), Agilent technologies and Asure Software carry a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+Arista Networks has lost 11.3% in the past year. The long-term earnings growth rate for ANET is currently projected at 17.5%.
+
+Agilent Technologies has gained 9% in the past year. A’s long-term earnings growth rate is currently projected at 10%.
+
+Asure Software has returned 38.7% in the past year. The long-term earnings growth rate for ASUR is currently projected at 23%.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",163bc6fa3b8b4cd8bbc044b7d7c5af7c,Alphabet (GOOGL) Updates Meet With 360-degree Background Feature,4,,,,
+32041,"5 Must-Buy Corporate Bigwigs With Solid Long-Term Potential - U.S. stock markets have been fluctuating since the beginning of 2023 after an extremely volatile 2022. The two major concerns of last year, namely, a 40-year high inflation rate and the Fed’s ultra-hawkish policies in the form of decades high interest rates and tighter monetary control, are persisting in 2023.
+
+Peak inflation seems behind us. Less-than-expected inflation rates in October and November with respect to several measures and an unexpected drop in wage rate in December and November have clearly indicated this.
+
+The Institute of Supply Management reported that the services sector index for December plummeted to 49.6% from 56.5% in November. The consensus estimate was 55.1%. Any reading below 50% indicates a contraction in services activities. The index contracted for the first time since May 2020, at the onset of the coronavirus pandemic.
+
+A devastated housing market owing to the high mortgage rate, disappointing retail sales in December, the peak festive season, huge inventory accumulation by several retailers and a sharp fall in U.S. manufacturing activities indicated that the U.S. economy is cooling in the desired direction of the Fed. Several U.S. corporate giants have started retrenching manpower significantly at higher levels.
+
+However, Wall Street will remain volatile for at least the first half of this year as the Fed will continue to raise the benchmark interest rate with the terminal rate likely to go beyond 5%. At this stage it will be prudent to invest in stocks with a favorable Zacks Rank with a solid long-term potential.
+
+We have selected five U.S. corporate giants (market capital > $30 billion) as these companies have stable business model and globally claimed brand value. These stocks have strong long-term (3-5 years) earnings growth potential and have seen positive earnings estimate revisions in the last 60 days. Finally, each of our picks sports a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+The chart below shows the price performance of our five picks in the past three months.
+
+Archer-Daniels-Midland Co. ADM has been gaining from solid demand, improved productivity and product innovations. Steady growth in the Nutrition segment of ADM, aided by significant gains in the Human and Animal Nutrition units, remains the key growth driver.
+
+Archer-Daniels-Midland expects the nutrition segment to record operating profit growth of 20% in 2022. The company has been significantly progressing on its three strategic pillars — optimize, drive and growth.
+
+Archer-Daniels-Midland has an expected long-term earnings growth rate of 7.2%. The Zacks Consensus Estimate for current-year earnings has improved 0.3% over the last seven days.
+
+Arista Networks Inc. ANET develops markets and sells cloud networking solutions in the Americas, Europe, the Middle East, Africa, and the Asia-Pacific. ANET benefits from the expanding cloud networking market, driven by strong demand for scalable infrastructure. The company recently joined the Microsoft Intelligent Security Association.
+
+Arista Networks continues to gain from solid momentum and diversification across its top verticals and product lines. It is well-poised for growth in the data-driven cloud networking business, with proactive platforms and predictive operations. ANET introduced an enterprise-grade Software-as-a-Service offering for its flagship CloudVision platform.
+
+Arista Networks has an expected long-term earnings growth rate of 17.5%. The Zacks Consensus Estimate for current-year earnings improved 0.6% over the last 30 days.
+
+Berkshire Hathaway Inc. (BRK.B) is one of the largest property and casualty insurance companies measured by premium volume. BRK.B’s inorganic growth story remains impressive with strategic acquisitions. A strong cash position supports earnings-accretive bolt-on buyouts and indicates Berkshire Hathaway’s financial flexibility.
+
+Continued insurance business growth fuels an increase in float, drives earnings and generates maximum return on equity. The non-insurance businesses of BRK.B are delivering improved results with increased revenues over the past few years. A sturdy capital level provides further impetus.
+
+Berkshire Hathaway has an expected long-term earnings growth rate of 7%. The Zacks Consensus Estimate for current-year earnings has improved 12.3% over the last 60 days.
+
+Philip Morris International Inc. PM has long been benefiting from its strong pricing power. Higher pricing variance was an upside to PM’s performance across most regions during the third quarter of 2022. Additionally, focus on reduced-risk products, especially IQOS has been working well for PM.
+
+The company is witnessing a continued product mix shift from cigarettes to smoke-free products. Notably, smoke-free products generated more than 30% of the company’s net revenues in the third quarter, wherein revenues from RRPs jumped 12.9% to $2,362 million.
+
+Philip Morris has an expected long-term earnings growth rate of 5%. The Zacks Consensus Estimate for current-year earnings has improved 0.2% over the last 30 days.
+
+TransDigm Group Inc. TDG has been enjoying significant growth opportunities in the defense space, driven by the U.S. administration’s expansionary budgetary policy. TDG also boasts a solid solvency position, at least in the near term.
+
+President Biden’s fiscal 2023 budget includes investment worth $773 billion in national security funding. This will ensure an increase of 4.1% over the previous year’s enacted amount. This enhanced budget proposal has thus boosted the possibility for renowned military jet builders and others to acquire significant defense contracts from the Pentagon, which, in turn, should benefit equipment suppliers like TDG.
+
+TransDigm Group has an expected long-term earnings growth rate of 20.6%. The Zacks Consensus Estimate for current-year (ending September 2023) earnings has improved 12.6% over the last 60 days.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.82226384, 'negative': 0.14538334, 'neutral': 0.03235285}","The two major concerns of last year, namely, a 40-year high inflation rate and the Fed’s ultra-hawkish policies in the form of decades high interest rates and tighter monetary control, are persisting in 2023. Less-than-expected inflation rates in October and November with respect to several measures and an unexpected drop in wage rate in December and November have clearly indicated this. A devastated housing market owing to the high mortgage rate, disappointing retail sales in December, the peak festive season, huge inventory accumulation by several retailers and a sharp fall in U.S. manufacturing activities indicated that the U.S. economy is cooling in the desired direction of the Fed. 
+
+Continued insurance business growth fuels an increase in float, drives earnings and generates maximum return on equity.","We have selected five U.S. corporate giants. These are: ADM, ANET, TDG, PM and BRK.B.",ADM,Food & Beverage,Agricultural Products,Archer-Daniels-Midland Co,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs‚Äîincluding biomass waste generated from internal processes‚Äîand improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry‚Äôs ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity‚Äôs energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry‚Äôs ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7551799831585413, 'Water Management': 0.7357375209907336, 'Food Safety': 0.7369449630106294, 'GMO Management': 0.7503447028528651, 'Energy Management': 0.7397895606851154, 'Workforce Health & Safety': 0.7479382839967326, 'Ingredient Sourcing': 0.7733110931680202, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7600743963476926}",0.7733110931680202,Ricky,Minor focus,Major focus,Positive,"Workforce Health & Safety, Ingredient Sourcing",No focus,No focus,,2022-10-26T20:43:54+00:00,https://www.businessinsider.com/apple-executive-slams-mark-zuckerberg-metaverse-will-never-say-metaverse-2022-10,"[{'name': 'metaverse', 'weight': 0.09588299}, {'name': 'Apple executive Greg Joswiak', 'weight': 0.086146295}, {'name': 'Apple', 'weight': 0.08117554}, {'name': 'virtual reality', 'weight': 0.08080826}, {'name': 'AR', 'weight': 0.080015644}, {'name': 'Apple exec', 'weight': 0.07961353}, {'name': 'digital content', 'weight': 0.07929592}, {'name': 'Mark Zuckerberg', 'weight': 0.07822035}, {'name': 'augmented reality', 'weight': 0.071078725}, {'name': 'competing companies', 'weight': 0.06799308}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Apple', 'type': 'ORG', 'mentions': 10}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Snap', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 4}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 4}, {'data': 'Greg Joswiak', 'type': 'PERSON', 'mentions': 2}, {'data': 'Craig Federighi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Evan Spiegel', 'type': 'PERSON', 'mentions': 2}]","• An Apple executive said the word metaverse is one he will ""never use.""
+• Tim Cook previously said Apple avoids using the word because people don't know what it means.
+• Mark Zuckerberg has centered his entire company around the concept.
+
+Apple executive Greg Joswiak took a playful dig at Mark Zuckerberg's vision for the metaverse during a conference on Tuesday.
+
+Joswiak, Apple's senior vice president of worldwide marketing, said metaverse is a ""word I'll never use,"" when asked for comment on the subject at a conference hosted by The Wall Street Journal.
+
+At the same event, Apple's senior vice president of software engineering, Craig Federighi, piled onto the statement.
+
+""Yeah, I'm good with that,"" he quipped.
+
+Apple has made a point of dodging the terminology in the past, even as it works on its own combined AR and VR headset. Earlier this month, CEO Tim Cook said the company avoids using the word ""metaverse"" because the average person doesn't know what it means.
+
+Mark Zuckerberg, meanwhile, has made the metaverse the primary focus (and name) of his company, previously known as Facebook.
+
+Zuckerberg has said he envisions a future where people connect in a digital universe using avatars and has spent $15 billion so far on attempting to make that vision a reality.
+
+But executives at competing companies like Apple and Snap have major doubts about his vision for the future.
+
+Instead, Cook and Snap CEO Evan Spiegel have decided to focus their companies around augmented reality versus a virtual one. While VR takes the individual into a completely digitally recreated landscape, AR combines computer-generated content with the real world — meaning that in AR digital content is superimposed onto an individual's view of the real world.
+
+""I think AR is a profound technology that will affect everything,"" Cook said earlier in September, adding that virtual reality is not a way to ""live your whole life.""
+
+On Tuesday, Spiegel said that there is ""a clear fork in the road between VR and AR,"" calling AR ""more immersive.""
+
+Apple is one of Meta's biggest competitors when it comes to selling gadgets for the metaverse. In July, Zuckerberg told staff that Meta is in ""deep, philosophical competition"" with Apple to build the metaverse.",b92836a914594ac79c18e7d932786358,Apple exec slams metaverse: it's 'word I will never use',4,,,,
+51891,"Lasts six times longer: Handy food storage hack for preserving bread - He stated: ""There remains a lot of misconceptions surrounding the storage of food products, not least with bread."" Bread is a household staple and an item on pretty much everyone's supermarket shopping list. However, according to Jason it is ""one of the top five items most commonly wasted"". Because we buy it so often and many of us consume it daily, it is crucial that we are storing it in its optimal condition. READ MORE: How to ripen tomatoes quickly without 'zapping flavour'
+
+This will prevent us from wasting money on replacing bread that we wouldn't need to had we stored it correctly in the first place. So how can we keep our bread delectably soft and fresh, and avoid it going stale - or worse, the green-blue hue it develops when it starts to go bad? Jason settled an age-old debate of whether bread belongs in the fridge or the cupboard. He said: ""Bread should be stored in a cupboard – if you put it in a fridge, it will stale about six times more quickly. McDonald's to offer customers Christmas gifts - how to get involved [LATEST] Nine anti-ageing foods that 'actually work' [EXPERT] Three most popular royals announced - and Kate isn't on the list [INSIGHT]
+• 'Perfect' hack for cooking pasta the Italian way - 'only way to go' ""This is because at cooler temperatures, starch tends to crystallise and this process occurs roughly six times faster at refrigerator temperatures than at room temperature."" He advised that ""education is key to help people better understand what produce is safe to eat and when"". According to the expert, storing food correctly has benefits even greater than allowing shoppers to save their pennies. ""Wasted food has an impact on the environment in all phases of its lifecycle leaving a deep environmental footprint in terms of water, soil and greenhouse gas emissions.” READ MORE: Keep berries fresh for up to two weeks with easy storage hack
+• Simple way to save hundreds of pounds per year on food Freezing bread is another option when it comes to preserving this popular food product. Taste of Home shared the best way to freeze bread - be it homemade or bought - and keep it fresh for months. The bread must be left to cool completely, preventing it from becoming soggy or mouldy, before slicing. Slicing ahead of time will make your life easier in the future, as you won't have to waste time thawing the whole loaf.","{'positive': 0.050145917, 'negative': 0.05516884, 'neutral': 0.8946852}","Lasts six times longer: Handy food storage hack for preserving bread. 
+
+He stated: ""There remains a lot of misconceptions surrounding the storage of food products, not least with bread."" ""This is because at cooler temperatures, starch tends to crystallise and this process occurs roughly six times faster at refrigerator temperatures than at room temperature."" READ MORE: Keep berries fresh for up to two weeks with easy storage hack
+‚Ä¢ Simple way to save hundreds of pounds per year on food",There's little worse than going to make a sandwich and finding that your bread has gone mouldy. An expert shared how you can keep it fresh for longer.,MCD,Food & Beverage,Restaurants,McDonald's Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity‚Äôs risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant‚Äôs reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity‚Äôs reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7576652768953196, 'Food Safety': 0.7517339413289741, 'Food & Packaging Waste Management': 0.7566529026557247, 'Nutritional Content': 0.7220176117329163, 'Energy Management': 0.7143376830360543, 'Supply Chain Management & Food Sourcing': 0.7299391638570729, 'Labour Practices': 0.7176303995486405}",0.7576652768953196,Ricky,Minor focus,No focus,Neutral,Food & Packaging Waste Management,No focus,No focus,,2023-07-11T15:35:54+00:00,https://patch.com/new-york/newcity/rockland-sheriffs-report-faults-csx-april-brush-fires,"[{'name': 'train tracks', 'weight': 0.12505795}, {'name': 'April Brush Fires', 'weight': 0.10597221}, {'name': 'multiple brush fires', 'weight': 0.10174898}, {'name': 'brush fires', 'weight': 0.10101195}, {'name': 'train cameras', 'weight': 0.0999259}, {'name': 'train safety', 'weight': 0.094091006}, {'name': 'fires', 'weight': 0.08851523}, {'name': 'CSX', 'weight': 0.08739553}, {'name': 'Multiple independent origin fires', 'weight': 0.085024014}, {'name': 'the CSX railroad tracks', 'weight': 0.06817231}]",[{'name': 'Business'}],"[{'data': 'Rockland', 'type': 'GPE', 'mentions': 2}, {'data': 'NY', 'type': 'GPE', 'mentions': 4}, {'data': 'Congers', 'type': 'GPE', 'mentions': 3}, {'data': 'Haverstraw', 'type': 'GPE', 'mentions': 2}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'CSX', 'type': 'ORG', 'mentions': 8}, {'data': ""the Rockland Sheriff's Office"", 'type': 'ORG', 'mentions': 2}, {'data': 'Bill Weber', 'type': 'PERSON', 'mentions': 2}, {'data': 'minutes', 'type': 'TIME', 'mentions': 2}, {'data': 'afternoon', 'type': 'TIME', 'mentions': 2}, {'data': 'several hours', 'type': 'TIME', 'mentions': 1}, {'data': '1:47 p.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'more than 40 seconds', 'type': 'TIME', 'mentions': 1}, {'data': 'Highway 304', 'type': 'FAC', 'mentions': 1}, {'data': 'West Haverstraw', 'type': 'LOC', 'mentions': 1}, {'data': 'the Hudson River', 'type': 'LOC', 'mentions': 1}]","ROCKLAND COUNTY, NY — As the Rockland Sheriff's Office completed its investigation into a chain of brush fires along the CSX railroad tracks on April 14, residents, businesses and municipalities affected by the fires have been receiving compensation from the company.
+
+""To date, we have helped secure close to $100,000 from CSX for residents who have contacted my staff. The resolution process is ongoing, and we anticipate a total payout of nearly one million dollars,"" said state Sen. Bill Weber. ""This financial relief will be crucial in restoring affected communities and mitigating the damages caused by CSX's negligence."" Nearly two dozen fires broke out from Congers to Stony Point within minutes of each other that Friday afternoon. Soot and embers landed in yards near the railroad tracks, black smoke was visible for miles, and Highway 304 was closed for several hours. A handful of homes were damaged. Three firefighters were treated for heat exhaustion as temperatures hovered near 90 degrees. 
+
+
+
+A week afterward, county officials were complaining about lack of cooperation from the company as the Sheriff's Office began its investigation, even though a team from the company had arrived the afternoon of the fire and went door to door passing out forms for residents to apply for reimbursement of damages. Now the investigation has released its findings and conclusion:
+• The fires started appearing at 1:47 p.m. in Stony Point as the train increased speed to full throttle. Multiple independent origin fires began appearing from north to south on the wind-protected west side of the tracks as the train went through West Haverstraw and Haverstraw and into Congers.
+• Most of the fires were within 40 feet of the tracks on the west side. The exception: the entrance and exit of the tunnel between Haverstraw and Congers, where the track is protected from winds off the Hudson River — and there, brush ignited on both sides.
+• The fires stopped appearing after CSX was notified of fires along the tracks and reduced the train's speed. Investigators conclude that the cause was carbon emissions from the exhaust stacks, which can ""undergo glowing combustion for more than a minute, with flaming combustion for more than 40 seconds."" It remains a theory, but investigation of the tracks, examination of the axles, wheels, brakes and undercarriages of the train cars, and multiple video from security cameras and train cameras show ""no other possible contributing factor other than the CSX train,"" the report said.
+
+In light of the report, Weber said he wanted to ""hold CSX accountable for their negligence in maintaining train tracks, resulting in multiple brush fires in our community."" Ironically, he had begun working on legislation for train safety at the beginning of April. He now has introduced a bill requiring CSX to maintain its tracks properly in New York and hopes to get it passed in the upcoming session in Albany.",844111d4b7144358b9738596c343e5f9,Rockland Sheriff's Report Faults CSX For April Brush Fires,4,,,,
+22424,"Halliburton (HAL) Gains But Lags Market: What You Should Know - Halliburton (HAL) closed the most recent trading day at $33.42, moving +0.12% from the previous trading session. This change lagged the S&P 500's 1.68% gain on the day. Meanwhile, the Dow gained 1.06%, and the Nasdaq, a tech-heavy index, lost 1.7%.
+
+Heading into today, shares of the provider of drilling services to oil and gas operators had lost 15% over the past month, lagging the Oils-Energy sector's loss of 8.65% and the S&P 500's loss of 6.68% in that time.
+
+Halliburton will be looking to display strength as it nears its next earnings release. On that day, Halliburton is projected to report earnings of $0.67 per share, which would represent year-over-year growth of 91.43%. Meanwhile, our latest consensus estimate is calling for revenue of $5.5 billion, up 28.36% from the prior-year quarter.
+
+HAL's full-year Zacks Consensus Estimates are calling for earnings of $3.09 per share and revenue of $23.55 billion. These results would represent year-over-year changes of +43.72% and +16.03%, respectively.
+
+Any recent changes to analyst estimates for Halliburton should also be noted by investors. These revisions help to show the ever-changing nature of near-term business trends. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.3% higher. Halliburton is holding a Zacks Rank of #3 (Hold) right now.
+
+Valuation is also important, so investors should note that Halliburton has a Forward P/E ratio of 10.81 right now. This represents a discount compared to its industry's average Forward P/E of 13.35.
+
+It is also worth noting that HAL currently has a PEG ratio of 0.25. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Oil and Gas - Field Services was holding an average PEG ratio of 0.42 at yesterday's closing price.
+
+The Oil and Gas - Field Services industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 53, which puts it in the top 22% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow HAL in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.6647198, 'negative': 0.22938478, 'neutral': 0.105895385}","Halliburton (HAL) closed the most recent trading day at $33.42, moving +0.12% from the previous trading session. Shares of the provider of drilling services to oil and gas operators had lost 15% over the past month, lagging the Oils-Energy sector's loss of 8.65%. Halliburton is expected to report earnings of $0.67 per share on Tuesday, with a revenue of $5.5 billion and a full-year estimate of $3.09 per share. The Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. The Oil and Gas - Field Services industry currently has a Zacks Industry Rank of 53, which puts it in the top 22% of all 250+ industries. To follow HAL in the coming trading sessions, be sure to utilize Zacks.com.","Halliburton (HAL) closed the most recent trading day at $33.42, moving +0.12% from the previous trading session.",HAL,Extractives & Minerals Processing,Oil & Gas - Services,Halliburton Co,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers‚Äô water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas ‚Äì Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers‚Äîthe oil and gas exploration and production (E&P) entities‚Äîcan be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7828478921312093, 'Business Ethics & Payments Transparency': 0.7338876943113348, 'Water Management Services': 0.7467866669610204, 'Ecological Impact Management': 0.7367853348840349, 'Workforce Health & Safety': 0.7789341982978886, 'Critical Incident Risk Management': 0.7476551730353587, 'Chemicals Management': 0.7749742420700072, 'Emissions Reduction Services & Fuels Management': 0.769148724474475}",0.7828478921312093,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-01-23T12:09:25+00:00,https://www.cnbc.com/2023/01/23/barclays-upgrades-amd-says-semiconductor-maker-can-maintain-server-leadership-while-branching-out.html,"[{'name': 'equal weight', 'weight': 0.096091144}, {'name': 'personal computer demand', 'weight': 0.0923425}, {'name': 'personal computers', 'weight': 0.08509523}, {'name': 'wafer fab equipment', 'weight': 0.08409165}, {'name': 'server leadership', 'weight': 0.072466455}, {'name': 'market share gains', 'weight': 0.0674946}, {'name': 'data centers', 'weight': 0.06467477}, {'name': 'continued challenges', 'weight': 0.062297106}, {'name': 'premarket trading', 'weight': 0.059431817}, {'name': 'Veeco Instruments', 'weight': 0.058414772}]",[],"[{'data': 'Barclays', 'type': 'ORG', 'mentions': 2}, {'data': 'AMD', 'type': 'ORG', 'mentions': 6}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 1}, {'data': 'Seagate Technology', 'type': 'ORG', 'mentions': 1}, {'data': 'Applied Materials', 'type': 'ORG', 'mentions': 1}, {'data': 'KLA', 'type': 'ORG', 'mentions': 1}, {'data': 'Veeco Instruments', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Blayne Curtis', 'type': 'PERSON', 'mentions': 6}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'MI300', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Genoa', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bergamo', 'type': 'PRODUCT', 'mentions': 1}]","Advanced Micro Devices could rally as it maintains server leadership and branches out in other areas of technology, Barclays said. Analyst Blayne Curtis upgraded the semiconductor maker to overweight from equal weight. His price target of $85 implies a 21.3% upside from where the stock ended Friday's trading session. Curtis expects personal computer demand to fall again and bottom in the first quarter. But he sees a potential upside for the stock from direct-current and generative artificial intelligence. Curtis said he would like AMD to seize the opportunity related to AI, though is he not yet sure of what the exact play would be. ""We can't entirely put our finger on the opportunity for generative AI but this seems to be finally another AI workload with real applications (search just one),"" he said in a Monday note to clients. ""We would like to see AMD capture more of the AI opportunity and are intrigued by its recently announced MI300 (CPU+GPU shipping in 2H23)."" Curtis said AMD will have server leadership through 2024 as its Genoa and Bergamo platforms can drive market share gains against Intel , which has a competitor in the pipeline that Curtis doesn't expect to be released until 2025. He said AMD's server position could also be improved in the second half of 2023 if Facebook-parent Meta reaccelerates spending like he expects. The stock gained 2.2% in premarket trading. It's up 8.2% in 2023 after falling 55% in 2022. Meanwhile, he's less bullish on other stocks within the semiconductors space and is neutral on the sector as a whole. In addition to AMD, Curtis upgraded Qualcomm and Seagate Technology to overweight from equal weight given his improved outlook for companies with exposure to data centers, personal computers and headsets. On the other hand, he downgraded Applied Materials and KLA to underweight from equal weight and Veeco Instruments to equal weight from overweight, citing continued challenges for wafer fab equipment. — CNBC's Michael Bloom contributed to this report.",fca9b8637b8d49e6863ceff32498434a,"Barclays upgrades AMD, says semiconductor maker can maintain server leadership while branching out",4,,,,
+25696,"Fred Meyer says anti-theft measures in Portland stores have shown results - Fred Meyer officials say tougher security measures at its Portland stores appear to be having noticeable results in reducing theft.
+
+Todd Kammeyer, the regional Kroger Co. subsidiary’s president, told The Oregonian/OregonLive the number of products retrieved by store security have gone down by 80% after new anti-theft measures, like receipt checks at exits and having more security guards in stores, were put in place. He said it’s too early to measure the difference in inventory lost to theft but that the company thinks the decline in recovery rates reflects fewer items going out the door unpaid.","{'positive': 0.012229646, 'negative': 0.97152114, 'neutral': 0.016249185}","Fred Meyer officials say tougher security measures at its Portland stores have been having noticeable results in reducing theft. The number of products retrieved by store security has gone down by 80%, and receipt checks at exits and more security guards in stores. Todd Kammeyer, the regional Kroger Co. subsidiary’s president, said it's too early to measure the difference in inventory lost to theft but that the decline in recovery rates reflects fewer items going out the door unpaid.","In June, Fred Meyer announced a partnership with the city to combat crimes and theft at Portland stores.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth’s ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry’s exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers’ brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity’s reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry’s competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers’ shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity’s reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers’ private data can undermine their trust in an entity’s ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7516525158092231, 'Air Emissions from Refrigeration': 0.7303767697312774, 'Food Waste Management': 0.7464585082794081, 'Product Labelling & Marketing': 0.7227046219137874, 'Energy Management': 0.7258403086275567, 'Supply Chain': 0.7347517765985762, 'Product Health & Nutrition': 0.7432423525397301, 'Fleet Fuel Management': 0.7332544006894327, 'Labour Practices': 0.7448715692068516, 'Data Security': 0.77934984805944}",0.779349848,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-09-08T06:55:53+00:00,https://www.indiatimes.com/technology/news/update-your-iphone-now-ios-1661-614419.html,"[{'name': 'NSO Group', 'weight': 0.08936673}, {'name': 'Software Update', 'weight': 0.08200629}, {'name': 'Citizen Lab', 'weight': 0.07950785}, {'name': 'public figures', 'weight': 0.07933691}, {'name': 'iOS', 'weight': 0.07558874}, {'name': 'Major Camera Upgrades', 'weight': 0.07322823}, {'name': 'arbitrary code', 'weight': 0.07161666}, {'name': 'Leaked Specifications', 'weight': 0.06716209}, {'name': 'iPhone', 'weight': 0.066255614}, {'name': 'security vulnerabilities', 'weight': 0.06559297}]",[{'name': 'Tech'}],"[{'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 8}, {'data': 'iOS 16.6.1', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'iPad', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Pegasus', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Wallet', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': ""the University of Toronto's"", 'type': 'ORG', 'mentions': 1}, {'data': 'Citizen Lab', 'type': 'ORG', 'mentions': 3}, {'data': 'NSO Group', 'type': 'ORG', 'mentions': 1}, {'data': 'iOS', 'type': 'ORG', 'mentions': 1}, {'data': 'Indiatimes.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Israeli', 'type': 'NORP', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 1}]","iPhone users, listen up! It's time to update your phone. Apple recently pushed out a significant security update that you should install right away.
+
+The update is aimed at addressing security vulnerabilities on your iPhone and iPad. The issue was discovered by researchers at the University of Toronto's Citizen Lab who said that a software flaw was being ""actively exploited"" to deploy the infamous Pegasus spyware that is made by an Israeli company called NSO Group. This same tool was reportedly used by many governments, including India's, to snoop on citizens and public figures.
+
+Citizen Lab urges all users to ""immediately"" update their iOS devices to protect their privacy.
+
+The update may be installed by going to Settings on your iPhone and selecting ""General"" followed by ""Software Update.""
+
+The iOS 16.6.1 software update should be visible here after which you can begin the installation process. In case you don't see the update, chances are that you might already have it. Head to ""General"" and tap ""About"" to see which iOS version your device is running. If it's 16.6.1, you're in safe waters.
+
+Also read: iPhone 15 Line Up To Get Major Camera Upgrades, Leaked Specifications Show
+
+The first vulnerability lies in the ImageIO framework that allows an attacker to execute arbitrary code by processing a malicious image. The second vulnerability lies in Wallet, that could allow an attacker to execute arbitrary code by opening a malicious attachment.
+
+Also read: Upcoming iPhone 15 Pro Models Could See A 'Major Price Hike': Here's Why
+
+
+
+""The exploit chain was capable of compromising iPhones running the latest version of iOS (16.6) without any interaction from the victim,"" Citizen Lab wrote in a blog post.
+
+Did you update your iPhone yet? Let us know in the comments below. For more in the world of technology and science, keep reading Indiatimes.com.",44a23168263641b3bda9d6aeed7ed87f,Update Your iPhone Now: Apple Fixes Critical Vulnerability With iOS 16.6.1,4,,,,
+15176,"Apple introduces a range of new security features to stop attacks on iPhone users - Apple is launching a host of new privacy and security features aimed at protecting the data of people using its devices.
+
+It will now offer end-to-end encryption for almost all of the data that users store in iCloud, its online storage service. And it will add new ways of ensuring that people are really only speaking with who they intend to on iMessage.
+
+The new tools are intended to make it harder for hackers, spies and governments to be able to access people’s sensitive and private information.
+
+For years, Apple has focused on privacy and security. Much of that has been about the data on a device, and iPhones and other products have received a range of updates to ensure that data is protected even if someone has physical access.
+
+But users have been encouraged to back up their data online, over iCloud. That data has not been encrypted in the same way, making it easier for attackers to get access to information such as photos and conversations.
+
+Now Apple will encrypt that data too, ensuring those backups are also secured even once they have left the device.
+
+No longer. The loophole that law enforcement had for getting at iPhone data will now be considerably narrowed.
+
+Apple, which is based in Cupertino, California, did not immediately respond to requests for comment on the timing of the announcement and other issues. Nor did the FBI immediately respond to an emailed request for comment.
+
+Cybersecurity experts have long argued that attempts by law enforcement to weaken encryption with backdoors are ill-advised because they would inherently make the internet less reliable and more dangerous.
+
+Last year, Apple announced, then withdrew after a flood of objections, a plan to scan iPhones for photos of child sexual abuse.
+
+“Where Apple was hesitant about deploying encryption features last year ... it now feels like they've decided to put the gas pedal down,"" noted Johns Hopkins cryptography professor Matthew Green on Twitter.
+
+Apple's encryption announcement offers what the company calls Advanced Data Protection, to which users of its devices must opt in. It adds iCloud Backup, Notes and Photos to data categories that are already protected by end-to-end encryption in the cloud, including health data and passwords. Not included in the iCloud encryption scheme are email, contacts and calendar items because they must interoperate with products from other vendors, Apple said.
+
+It said Advanced Data Protection for iCloud would be available to U.S. users by the end of the year and start rolling out to the rest of the world in early 2023.
+
+In a blog post, Apple said “enhanced security for users' data in the cloud is more urgently needed than ever,” citing research that says data breaches have more than tripled over the past eight years.
+
+Other tech products that already offer end-to-end encryption include the world's most popular messaging app, WhatsApp, and Signal, a communications app prized by journalists, dissidents, human rights activists and other dealers in sensitive data.
+
+Apple announced a few other advanced security features on Wednesday, including one geared toward journalists, human rights activists and government officials who “face extraordinary digital threats"" — such as from no-click spyware. Called iMessage Contact Key Verification, it will automatically alert users to eavesdroppers who succeed in inserting a new device into their iCloud via a breach.
+
+In July, Apple announced a new optional feature called Lockdown Mode that is designed to protect iPhones and its other products against intrusions from state-backed hackers and commercial spyware.
+
+Apple said at the time that it believed the extra layer of protection would be valuable to targets of hacking attacks launched by well-funded groups.
+
+Users are able to activate and deactivate lockdown mode at will.","{'positive': 0.051006477, 'negative': 0.13392074, 'neutral': 0.8150727}","Much of that has been about the data on a device, and iPhones and other products have received a range of updates to ensure that data is protected even if someone has physical access. 
+
+Cybersecurity experts have long argued that attempts by law enforcement to weaken encryption with backdoors are ill-advised because they would inherently make the internet less reliable and more dangerous.
+
+Last year, Apple announced, then withdrew after a flood of objections, a plan to scan iPhones for photos of child sexual abuse.
+
+“Where Apple was hesitant about deploying encryption features last year ... it now feels like they've decided to put the gas pedal down,"" noted Johns Hopkins cryptography professor Matthew Green on Twitter.
+
+Apple's encryption announcement offers what the company calls Advanced Data Protection, to which users of its devices must opt in. 
+
+In a blog post, Apple said “enhanced security for users' data in the cloud is more urgently needed than ever,” citing research that says data breaches have more than tripled over the past eight years. 
+
+Other tech products that already offer end-to-end encryption include the world's most popular messaging app, WhatsApp, and Signal, a communications app prized by journalists, dissidents, human rights activists and other dealers in sensitive data.",Apple has embarked on its latest privacy-enhancing move,AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry’s products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity’s exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product’s use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operations are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.730243003987692, 'Employee Diversity & Inclusion': 0.7192932539475954, 'Product Security': 0.7923950717072091, 'Materials Sourcing': 0.7325188548700245, 'Product Lifecycle Management': 0.7301874773784562}",0.7923950717072091,Ricky,Major focus,Major focus,Positive,Product Security,Major focus,Major focus,Neutral,2023-01-13T17:37:54+00:00,https://www.thesun.co.uk/tech/21036865/make-google-maps-changes/,"[{'name': 'home', 'weight': 0.09645775}, {'name': 'homes', 'weight': 0.09645775}, {'name': 'Share location', 'weight': 0.09149718}, {'name': 'Google Maps users', 'weight': 0.08665181}, {'name': 'Google Maps', 'weight': 0.08252699}, {'name': 'Location sharing', 'weight': 0.08090266}, {'name': 'loved ones', 'weight': 0.07632915}, {'name': 'real time', 'weight': 0.07585597}, {'name': 'other objects', 'weight': 0.06939472}, {'name': 'Street View', 'weight': 0.068523906}]",[{'name': 'Tech'}],"[{'data': 'Google Maps', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'Street View', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Google Maps', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'For 1 hour', 'type': 'TIME', 'mentions': 1}]","GOOGLE Maps can be an incredibly helpful tool - but it does come with risks.
+
+While it can be handy for figuring out what a place looks like before you arrive, be it a house or restaurant, it may reveal details about your home you might want to hide.
+
+In extreme cases, stalkers or criminals can use Google Maps' Street View feature to scout for any blind spots, cameras or out of view windows to plan their way inside of homes.
+
+The Street View feature is pretty self-explanatory, letting users view the street digitally as you would see it if you were there physically.
+
+However, there is a trick to get your house blurred out from Street View.
+
+To do this, head to the Google Maps website on your computer and enter your home address in the search bar at the top right of the page.
+
+Click the photo of your home when it appears and hit Report a Problem in the bottom right.
+
+Then, like magic, you can use your mouse to choose what parts of your property you wish to keep hidden from the internet.
+
+You'll be asked to give a bit of detail as to what exactly you want blurred, in case the image is busy with cars, people and other objects.
+
+And keep in mind: once you blur something on Street View, it's blurred permanently.
+
+Another settings tip Google Maps users are being urged to change can help loved ones keep tabs on you while you're travelling.
+
+Travelling alone or in the dark can sometimes be unsafe, and nerve wracking for loved ones at home.
+
+Google Maps also allows you to share your location with others in real time.
+
+While it may sound a bit creepy, it can be a useful safety feature.
+
+You can allow close friends or family members to monitor your location for some time while you're on the move.
+
+This feature is also helpful when you’re heading to a friend’s home and they want to see how far away you are.
+
+To use this feature, open Google Maps > Tap the profile icon > Location sharing.
+
+When you want to begin sharing, tap Share location and then tap For 1 hour to customise how long you want to share you location.
+
+Then you can choose one of your contacts from the list.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",0d0f5c1f627b4c57a435df96d9075919,Millions warned to make two Google Maps changes – don't risk ignoring it,4,,,,
+11181,"Amazon issues urgent email warning to all UK customers - don't ignore it - Christmas is just a couple of weeks away and that means there will now be a mad rush to buy those last-minute festive gifts. This is always one of the busiest periods for shopping but with so many of us now using online services, rather than the local high street, it makes December a prime target for cyber thieves looking to cash in on unsuspecting consumers and Amazon is a top target. Due to its massive popularity, the retailer is constantly in the sights of scammers and now is a particularly important time to be on the lookout for swindles.
+
+In a bid to help its users avoid falling victim to online crooks, the US firm has issued an urgent warning highlighting the risks we all face right now. According to Amazon, there are a number of tactics currently being used by hackers in a bid to steal personal data including user names, passwords and even bank details. The most common scam uses correspondence that pretends to have come from Amazon with shoppers receiving a message that suggests they have ordered a product but confirmation is needed before it can be shipped. The scammers then try to convince customers to provide payment or bank account information or even install software on devices to complete the order. Amazon says that anyone receiving messages regarding an order they weren't expecting, should verify orders by logging into their Amazon account. Only legitimate purchases will appear in the order history - and Customer Service is available 24/7 to assist. READ MORE: Some BT and Sky users treated to ultimate broadband boost - is your home on this list?
+
+Along with fake orders, crooks have also started setting up imitation websites that claim to provide tech support for devices and Amazon services. Customers who land on these pages are then lured into contacting the scammer and often fall prey to their schemes which include stealing personal data and installing malware onto devices. If you do have any issues with your Amazon account, the retailer has a help section on its website which can answer queries. As well as these scams, Amazon also says that users should only ever access its services via official channels such as the iPhone/Android app or the Amazon.co.uk website. It's also good to be wary of false urgency. Scammers may try to create a sense of panic to persuade users to do what they're asking. Be wary any time someone tries to convince you that you must act now.
+
+Two more top tips include never paying over the phone for products as Amazon will never ask customers to provide payment information, including gift cards (or “verification cards”, as some scammers call them) for products or services over the phone. Finally, if you receive correspondence you think may not be from Amazon, please report it to the company as they can then act and attempt to halt future attacks. You can register any suspicious activity here.","{'positive': 0.026178313, 'negative': 0.29113674, 'neutral': 0.68268496}","This is always one of the busiest periods for shopping but with so many of us now using online services, rather than the local high street, it makes December a prime target for cyber thieves looking to cash in on unsuspecting consumers and Amazon is a top target. Amazon says that anyone receiving messages regarding an order they weren't expecting, should verify orders by logging into their Amazon account. 
+
+Along with fake orders, crooks have also started setting up imitation websites that claim to provide tech support for devices and Amazon services. 
+
+Two more top tips include never paying over the phone for products as Amazon will never ask customers to provide payment information, including gift cards (or “verification cards”, as some scammers call them) for products or services over the phone.",Amazon is urging all of its users to be on high alert as we enter one of the busiest periods for online shopping.,AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7432222629972203, 'Hardware Infrastructure Energy & Water Management': 0.7268848560783193, 'Data Privacy & Advertising Standards': 0.7810286899723187, 'Employee Recruitment, Inclusion & Performance': 0.7304515653035798, 'Data Security': 0.7990018358426912}",0.7990018358426912,Ricky,Major focus,Major focus,Negative,Data Security,Major focus,Major focus,Neutral,2023-06-27T11:48:59+00:00,https://www.indiatimes.com/technology/news/new-ai-chatbot-intends-to-outsmart-scammers-607298.html,"[{'name': 'Macquarie University professor Dali Kaafar', 'weight': 0.12605786}, {'name': 'scam call', 'weight': 0.12438182}, {'name': 'scam calls', 'weight': 0.12438182}, {'name': 'Dali Kaafar', 'weight': 0.12192108}, {'name': 'Kaafar', 'weight': 0.11485061}, {'name': 'phone calls', 'weight': 0.114154816}, {'name': 'scam conversations', 'weight': 0.1096176}, {'name': 'sham calls', 'weight': 0.10643125}, {'name': 'long conversations', 'weight': 0.09623298}, {'name': 'Scammers', 'weight': 0.09223613}]",[{'name': 'Tech'}],"[{'data': 'Australia', 'type': 'GPE', 'mentions': 1}, {'data': 'Sydney', 'type': 'GPE', 'mentions': 1}, {'data': 'India', 'type': 'GPE', 'mentions': 1}, {'data': 'Macquarie University', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Indiatimes.com', 'type': 'ORG', 'mentions': 1}, {'data': '40-minute-long', 'type': 'TIME', 'mentions': 2}, {'data': '40 minutes', 'type': 'TIME', 'mentions': 2}, {'data': 'Dali Kaafar', 'type': 'PERSON', 'mentions': 5}, {'data': 'Apate', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Greek', 'type': 'NORP', 'mentions': 1}]","Tired of fraudsters who keep crowding your phone with sham calls? A group of cybersecurity experts in Australia are developing a chatbot that can impersonate a human and oversee a scam phone call in order to waste a fraudster's time.
+
+The chatbot is being developed by researchers at Macquarie University in Sydney. It will act as a ""honeypot"" that lures scammers into 40-minute-long conversations that really lead to nothing. Essentially, the chatbot flips the switch on the fraudsters.
+
+How does the model work?
+
+""Our model ties them up, wastes their time, and reduces the number of successful scams,"" says Macquarie University professor Dali Kaafar. ""We can disrupt their business model and make it much harder for them to make money.""
+
+The project was birthed after Kaafar received a spam call and kept the scammer on the line for 40 minutes.
+
+""Then I started thinking about how we could automate the whole process and use Natural Language Processing to develop a computerized chatbot that could have a believable conversation with the scammer,"" says Kaafar.
+
+Also read: Google Bans Internal Use Of AI Chatbots, Including Its Own Bard: Report
+
+The chatbot is called Apate, named after the Greek goddess of deceit. Using ChatGPT-like technology, it pairs it with voice cloning to generate a dummy human that is capable of sustaining long conversations to wade off the scammer.
+
+The team has trained Apate through scam conversations through transcripts including phone calls, emails, and social media texts. Based on this, the bot is able to generate human-like responses while answering a scam call.
+
+Apate is being tested on scam calls through a prototype that is able to put on a variety of personalities. ""We've put these ‘dirty’ numbers all around the internet, getting them into some spam apps, or publishing them on web pages and so on, to make them more likely to receive scam call,"" Kaafar says.
+
+Also read: 'Jugalbandi' Chatbot Aimed At Rural India Backed By Microsoft Coming Soon
+
+
+
+The goal of this AI tool is to trick a scammer into a 40-minute conversation. Currently, it is able to manage average conservations for about 5 minutes. ""We found the bots react pretty nicely to some tricky situations that we were not expecting to get away with, with scammers asking for information that we didn’t train the bots for—but the bots are adapting, and coming up with very believable responses,"" Kaafar said.
+
+What do you think about using a chatbot to stop scams? Let us know in the comments below. For more in the world of technology and science, keep reading Indiatimes.com.",f916a463bf684969bdd974050bb8cc24,New AI Chatbot Intends To Outsmart Scammers And Waste Their Time,4,,,,
+8361,"Airlines Scour Globe for Capacity as Plane Shortage Takes Toll - The massive aircraft deals announced this year — from Air India’s record 470-plane order in February to newcomer Riyadh Air building a large fleet from scratch — are testament to the optimism about a post-pandemic rebound.
+
+But as the surge in travel meets a dearth of available jets, more airlines are scouring the globe for fill-in purchases to sidestep the endless wait lists for new aircraft.
+
+Alaska Air Group Inc. is in the process of offloading its modest fleet of 10 Airbus SE A321neo jets. Among the most popular models and therefore the hardest to get, the aircraft have drawn interest from multiple prospective takers, led by American Airlines Group Inc., according to people familiar with the matter. Other carriers, as well as leasing companies, have also expressed interest, the people said, asking not to be identified as the discussions are confidential.
+
+The used-jet scavenger hunt is the result of an out-of-kilter industry, where demand far outstrips supply of airliners that are becoming increasingly difficult to find. Airbus’s wait list for its most popular single-aisle jets is bumping up against the next decade, and Boeing Co. also doesn’t have anything available in the next few years. That scarcity has only been exacerbated by supply-chain disruptions that have weighed on output and delayed deliveries, making used aircraft an attractive alternative.
+
+“The slower-than-anticipated recovery in new production has meant that any spare or available capacity in the young and new build narrow-body fleet is being quickly absorbed,” said Eddy Pieniazek, head of advisory at aviation finance data provider Ishka.
+
+Boeing Chief Executive Officer Dave Calhoun cautioned in May that the aerospace industry could suffer from supply disruptions for more than half a decade. Component shortages have restricted output, and Calhoun said only after the industry has regained what he called stability — a process that will take about a year and a half — can it really ramp up output.
+
+Widebody aircraft, which are more expensive and not as widely flown as their workhorse narrowbody siblings, are also seeing a resurgence. Finnair Oyj last month said it would lease two Airbus A330 planes along with crew to Australian flag-carrier Qantas for two years.
+
+Earlier last month, Deutsche Lufthansa AG snapped up four former LATAM A350s that the Brazilian carrier retired. The German flag carrier has also previously taken A350s used by Philippine Airlines, in addition to its orders directly from Airbus. Air Canada has meanwhile leased two A330s this summer that were previously operated by Singapore Airlines for interim capacity as it waits for the deliveries of its new orders.
+
+The red-hot market for used planes is evident as lessors to Go Air battle to recover their planes after the Indian carrier sought insolvency protection. During the pandemic, leasing companies cooperated with airlines with unpaid rentals that looking to restructure. But with demand sending lease rates soaring, the aircraft owners want to get their planes out to new buyers promising to pay a premium.
+
+Monthly lease rental prices on A321neos have risen 12% since January 2022 to $381,000, while the Boeing 737 Max 8 is 17% higher at $340,000, according to Ishka data.
+
+Alaska Air is shedding the last of the Airbus fleet it inherited from its acquisition of Virgin America in 2016. The carrier placed its first Boeing 737 Max order in 2012 and has expanded it subsequently. Alaska initially planned to phase out the planes in 2024, but said in April that ‚ÄúSeptember will be the final month we operate the Airbus fleet.‚Äù","{'positive': 0.022499993, 'negative': 0.9492787, 'neutral': 0.028221311}","The massive aircraft deals announced this year are testament to the optimism about a post-pandemic rebound, but as the surge in travel meets a dearth of available jets, airlines are scouring the globe for fill-in purchases to sidestep the endless wait lists for new aircraft. Alaska Air Group Inc. is in the process of offloading its modest fleet of 10 Airbus SE A321neo jets, and multiple prospective takers have expressed interest from multiple prospective buyers. Boeing Co. and Airbus‚Äôs wait list for its most popular single-aisle jets is bumping up against the next decade. Widebody aircraft, which are more expensive and not as widely flown as their workhorse narrowbody siblings, are also seeing a resurgence. The red-hot market for used planes is evident as lessors to Go Air battle to recover their planes after the Indian carrier sought insolvency protection. With demand sending lease rates soaring, aircraft owners want to get their planes out to new buyers promising to pay a premium.",The massive aircraft deals announced this year ‚Äî from Air India‚Äôs record 470-plane order in February to newcomer Riyadh Air building a large fleet from scratch ‚Äî are testament to the optimism about a post-pandemic rebound.,ALK,Transportation,Airlines,Alaska Air Group Inc,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.8049554953082259, 'Labour Practices': 0.7634631002217585, 'Greenhouse Gas Emissions': 0.7995532821866043, 'Accident & Safety Management': 0.7940621347887308}",0.8049554953082259,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",Major focus,Major focus,Negative,2022-11-29T16:46:31+00:00,https://www.yahoo.com/entertainment/trump-truth-social-traffic-plummets-164631228.html,"[{'name': 'Other conservative friendly social platforms', 'weight': 0.073431715}, {'name': 'Truth Social', 'weight': 0.07275924}, {'name': 'traffic declines', 'weight': 0.06912232}, {'name': 'fewer users', 'weight': 0.068827674}, {'name': 'users', 'weight': 0.06847328}, {'name': 'new users', 'weight': 0.067733474}, {'name': 'parent company Parlement Technologies', 'weight': 0.06437512}, {'name': 'Gettr traffic', 'weight': 0.064026065}, {'name': 'Donald Trump', 'weight': 0.0625303}, {'name': 'conservative news websites', 'weight': 0.0614865}]","[{'name': 'Politics'}, {'name': 'Entertainment'}]","[{'data': 'Trump', 'type': 'PERSON', 'mentions': 7}, {'data': 'Kanye ‘Ye’ West', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 4}, {'data': 'John Coale', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ron DeSantis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Murdoch', 'type': 'PERSON', 'mentions': 1}, {'data': 'Truth Social Traffic Plummets 29% at Height of Midterm Campaign (Report).', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'The Righting', 'type': 'ORG', 'mentions': 5}, {'data': 'Comscore', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Truth Social', 'type': 'ORG', 'mentions': 4}, {'data': 'Rumble', 'type': 'ORG', 'mentions': 1}, {'data': 'MeWe', 'type': 'ORG', 'mentions': 1}, {'data': 'Parler', 'type': 'ORG', 'mentions': 2}, {'data': 'Gettr', 'type': 'ORG', 'mentions': 1}, {'data': 'Parlement Technologies', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Digital World Acquisition Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'FoxNews.com', 'type': 'ORG', 'mentions': 1}, {'data': 'the Epoch Times', 'type': 'ORG', 'mentions': 1}, {'data': 'NewsMax', 'type': 'ORG', 'mentions': 1}, {'data': 'the Daily Caller', 'type': 'ORG', 'mentions': 1}, {'data': 'RedState', 'type': 'ORG', 'mentions': 1}, {'data': 'CNS News', 'type': 'ORG', 'mentions': 1}, {'data': 'NY Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Capitol', 'type': 'FAC', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 1}]","Traffic on former president Donald Trump’s Truth Social plunged 29% in just two months as hundreds of thousands of users abandoned the site amid a broader falloff on right-wing websites.
+
+Right-wing media watchdog The Righting reported that Truth Social drew just 2.85 million unique visitors in October, down from it peak of 4.02 million in August, citing Comscore data.
+
+Notably, traffic dropped even as Google made the Truth Social app available for download in October, after blocking it for several months due to insufficient content moderation.
+
+The user plummet coincided with the height of the midterms election campaign, which failed to produce the “red wave” expected by many conservatives.
+
+Also Read:
+
+ Kanye ‘Ye’ West Asked Donald Trump to Be His Presidential Running Mate And It Did Not Go Well (Video)
+
+It was not just Truth Social that saw fewer users. Other conservative friendly social platforms also lost traffic, The Righting reported, with Rumble down 28% from a year ago to 6.59 million users, MeWe down 24% to 1.25 million users, Parler plunging 65% to 404,000 users and Gettr traffic dropping 61% to 294,000 users.
+
+Parler’s traffic collapse came as Kanye “Ye” West announced in mid-October that he would buy the “free speech”-driven social media platform from parent company Parlement Technologies.
+
+In contrast, Elon Musk has claimed that new users are signing on to Twitter, which he took private in late October, at the rate of 2 million per day.
+
+Earlier this month, Musk lifted the ban on Trump’s Twitter account that was put in place after the Jan. 6, 2021, insurrection at the Capitol, but the former president has so far not shared his thoughts on his once-favorite platform.
+
+Also Read:
+
+ Elon Musk Promises to Restore Suspended Twitter Accounts After Another Poll
+
+Trump remains in a legal battle with Twitter over his expulsion from the site, along with Facebook and Google’s YouTube. “There’s more to it than just letting him back in, so we want to talk to see if we can figure something out,” John Coale, his attorney, told Bloomberg.
+
+Trump also has a contract with Truth Social that all of his social media posts must appear there first.
+
+Adding fuel to the fire, Musk on Friday tweeted that he would support a 2024 Presidential bid by Florida Gov. Ron DeSantis, seen as Trump’s chief rival for the Republican nomination at this early stage of the race.
+
+Truth Social was expected to be brought public by now by the special purpose acquisition company Digital World Acquisition Corp., but the move has been delayed multiple times. Last week, shareholders of the blank check company gave the social media company a nine-month extension for closing the deal, The New York Times reported.
+
+Traffic has not only fallen on right-leaning social platforms, but also on conservative news websites, The Righting reported. FoxNews.com, with 73.76 million total visitors in October, saw a 21% year-over-year decline.
+
+FoxNews.com draws about 10 times more visitors than the next most popular site, the Epoch Times, which was one of just two of the top 20 conservative sites The Righting tracked to report a traffic increase, with a 13% gain to 7.4 million visitors. The Washington Examiner, with a 29% gain, drew about 6.8 million visitors.
+
+But the remaining names on the list all saw traffic declines, including a 36% tumble, at NewsMax, a 50% drop at the Daily Caller, a 71% plunge at RedState and a 79% falloff at CNS News.
+
+Also Read:
+
+ Murdoch’s NY Post Mocks ‘Avid Golfer’ and ‘Florida Retiree’ Trump After 2024 Campaign Announcement",da53d2bdf745485083b09a7a223a1450,Trump’s Truth Social Traffic Plummets 29% at Height of Midterm Campaign (Report),4,,,,
+59366,"Steel Dynamics (STLD) Stock Sinks As Market Gains: What You Should Know - Steel Dynamics (STLD) closed the most recent trading day at $98.41, moving -1.48% from the previous trading session. This move lagged the S&P 500's daily gain of 1.75%. Elsewhere, the Dow gained 1.05%, while the tech-heavy Nasdaq added 7.84%.
+
+Prior to today's trading, shares of the steel producer and metals recycler had lost 3.89% over the past month. This has lagged the Basic Materials sector's loss of 0.18% and was narrower than the S&P 500's loss of 4.4% in that time.
+
+Steel Dynamics will be looking to display strength as it nears its next earnings release. In that report, analysts expect Steel Dynamics to post earnings of $3.34 per share. This would mark a year-over-year decline of 42.21%. Meanwhile, our latest consensus estimate is calling for revenue of $4.73 billion, down 10.89% from the prior-year quarter.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $21.47 per share and revenue of $22.17 billion. These totals would mark changes of +33.44% and +20.41%, respectively, from last year.
+
+Investors should also note any recent changes to analyst estimates for Steel Dynamics. Recent revisions tend to reflect the latest near-term business trends. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 1.92% lower. Steel Dynamics is currently a Zacks Rank #3 (Hold).
+
+Looking at its valuation, Steel Dynamics is holding a Forward P/E ratio of 4.65. For comparison, its industry has an average Forward P/E of 3.65, which means Steel Dynamics is trading at a premium to the group.
+
+The Steel - Producers industry is part of the Basic Materials sector. This industry currently has a Zacks Industry Rank of 26, which puts it in the top 11% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow STLD in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.06161075, 'negative': 0.8832018, 'neutral': 0.055187516}","In that report, analysts expect Steel Dynamics to post earnings of $3.34 per share. 
+
+Investors should also note any recent changes to analyst estimates for Steel Dynamics. Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 1.92% lower.","Steel Dynamics (STLD) closed at $98.41 in the latest trading session, marking a -1.48% move from the prior day.",STLD,Extractives & Minerals Processing,Iron & Steel Producers,Steel Dynamics Inc,"{'Greenhouse Gas Emissions': 'Iron and steel production generates significant direct greenhouse gas (GHG) emissions, primarily carbon dioxide and methane, from production processes and on-site fuel combustion. Although technological improvements have reduced the GHG emissions per ton of steel produced, steel production remains carbon-intensive compared to other industries. Regulatory efforts to reduce GHG emissions in response to the risks posed by climate change may result in additional regulatory compliance costs and risks for iron and steel entities because of climate change mitigation policies. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Capturing such efficiencies can mitigate the potential financial effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Steel production requires substantial volumes of water. Entities face increasing operational, regulatory and reputational risks associated with water scarcity, costs of water acquisition, regulations on effluents or amount of water used, and competition with local communities and other industries for limited water resources. These risks are particularly likely to affect regions where water is scarce, resulting in water availability constraints and price volatility. Entities unable to secure a stable water supply could face production disruptions, while rising water prices could directly increase production costs. Consequently, entities adopting technologies and processes to decrease reduce water consumption may reduce operatingrisks and costs by mitigating the operational impacts of regulatory changes, water supply shortages and community-related disruptions.', 'Supply Chain Management': 'Iron ore and coal are critical raw material inputs to the steel production process. Iron ore mining and coal production are resource-intensive processes. Mineral extraction often has substantial environmental and social impacts adversely affectinglocal communities, workers and ecosystems. Community protests, legal or regulatory action, or increased regulatory compliance costs or penalties can disrupt mining operations. Iron and steel entities could face supply disruptions as a result, or in some cases, also may be subject to regulatory penalties associated with the environmental or social impact of the mining entity supplier. Minimising such risks through appropriate supplier screening, monitoring and engagement, iron and steel producers may manage their direct critical raw materials suppliers proactively to ensure they are not engaged in illegal or otherwise environmentally or socially damaging practices.', 'Air Emissions': 'Iron and steel production typically generates criteria air pollutants, volatile organic compounds (VOCs), and hazardous air pollutants, which can have significant localised public health impacts. Of particular concern are sulphur oxides, nitrogen dioxide, lead, carbon monoxide, and manganese, as well as particles such as soot and dust, which are released during theproduction process. Across North America, Western Europe, and Japan, technological innovation and continuous improvements in steel-making processes have significantly reduced air pollutants from the Iron & Steel Producers industry. However, air pollutants remain a concern due to heightened regulatory and public concern about air pollution, as well as expansion of steel production in emerging markets. Iron and steel production in emerging markets may be impacted by regulatory efforts aimed at curbing air pollution. Active management of facility emissions through implementation of industry best practices across global operations can facilitate the transition to sustainable steel production, lowering costs and potentially enhancing operational efficiency.', 'Energy Management': 'The production of steel requires significant energy, sourced primarily from the direct fossil fuel combustion as well as energy purchased from the grid. Energy-intense production has implications for climate change, and electricity purchases from the grid can result in indirect Scope 2 emissions. The choice between various production processes—electric arc furnaces and integrated basic oxygen furnaces—can influence whether an entity uses fossil fuels or purchases electricity. This decision, together with the choice between using coal versus natural gas or on-site versus grid-sourced electricity, may influence both the costs and reliability of energy supply. Affordable, easily accessible and reliable energy is an important industry competitive factor. Energy costs account for a substantial portion of iron and steel manufacturing costs. How an iron and steel entity manages its energy efficiency, its reliance on various types of energy and associated sustainability risks, and its ability to access alternative sources of energy can influence its profitability.', 'Workforce Health & Safety': 'Industrial processes used in iron and steel production can present significant risks to employees and contractors working at iron and steel plants. Given the high temperatures and heavy machinery involved, worker injuries and fatalities are a matter of concern to iron and steel producers. The industry has relatively high fatality rates, signifying the hazardous workenvironment and requiring a strong safety culture and health and safety policies. While accident rates in the industry are on a long-term decline, worker injuries and fatalities can lead to regulatory penalties, negative publicity, low worker morale and productivity, and increased healthcare and compensation costs.', 'Waste Management': 'While waste reclamation rates in steel production are high, the industry generates significant quantities of hazardous wastes. There are three main waste types in the industry—slag, dusts, and sludges. These by-products are often recycled internally or sold to other industries. However, process wastes such as electric arc furnace dust, which is regulated as a hazardous material in the U.S. due to its heavy metal content, can have significant environmental and human health impacts, present a regulatory risk, and result in additional operating costs for entities. Risks related to the long-term impacts of waste disposal may result in significant costs, including those associated with contaminated off-site disposal properties, for which iron and steel producers may be held responsible for remediation and restoration activities. Entities that reduce waste streams and hazardous waste streams in particular, and recycle or sell non-hazardous by-products, could therefore lower regulatory risks and costs while increasing revenues.'}","{'Greenhouse Gas Emissions': 0.7501298631290519, 'Water Management': 0.7367584760371061, 'Supply Chain Management': 0.7483636147568014, 'Air Emissions': 0.752281523634492, 'Energy Management': 0.7421805812513891, 'Workforce Health & Safety': 0.7469287408863933, 'Waste Management': 0.743596954024755}",0.752281524,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-07-18T07:39:18.901000+00:00,https://www.wsj.com/livecoverage/stock-market-today-dow-jones-07-18-2023/card/the-dow-is-on-pace-for-a-new-52-week-closing-high-KoVFt9KD4jbLhjOhc0UC,"[{'name': 'Dow Jones Market Data', 'weight': 0.14284311}, {'name': 'Dow', 'weight': 0.10520953}, {'name': 'Pace', 'weight': 0.08853845}, {'name': 'pace', 'weight': 0.08853845}, {'name': 'the Nasdaq Composite', 'weight': 0.08641431}, {'name': 'a New 52-Week Closing High', 'weight': 0.08630389}, {'name': 'a new 52-week closing high', 'weight': 0.08630389}, {'name': 'positive results', 'weight': 0.08302259}, {'name': 'a 52-week closing high', 'weight': 0.07905255}, {'name': 'seventh', 'weight': 0.066017374}]",[{'name': 'Finance'}],"[{'data': 'Dow', 'type': 'ORG', 'mentions': 3}]","The Dow Is on Pace for a New 52-Week Closing High
+
+A run of positive results has the Dow industrials on pace for a new 52-week closing high.
+
+The blue-chip index was recently trading up 1% at around 34,942. A close in the green would be its seventh in a row, according to Dow Jones Market Data, and anything above 34,589.77 would represent a 52-week closing high.
+
+The Dow is up about 5% this year, trailing both the S&P 500 and the Nasdaq Composite.",2c038d15272d4001a33931baff8d345c,The Dow Is on Pace for a New 52-Week Closing High,4,,,,
+5518,"SEC says spot bitcoin ETF filings not clear and comprehensive - WSJ - June 30 (Reuters) - The Securities and Exchange Commission said a recent wave of applications filed by asset managers to launch spot bitcoin exchange-traded funds were not sufficiently clear and comprehensive, the Wall Street Journal reported on Friday.
+
+The agency has informed about the inadequacies to exchanges Nasdaq and Cboe Global Markets that filed the applications on behalf of asset managers including BlackRock and Fidelity, the report said, citing people familiar with the matter.
+
+The SEC declined to comment on the report, while Cboe and Nasdaq were not immediately available.
+
+The securities regulator has rejected dozens of spot bitcoin ETF applications in the past few years, including one from Fidelity in January 2022.
+
+In all the cases, the regulator said the filings did not meet the standards designed to prevent fraudulent and manipulative practices and protect investors and the public interest.
+
+The WSJ report on Friday dragged shares of cryptocurrency and blockchain-related stocks lower. Coinbase, Riot Platforms and Marathon Digital fell between 3% and 3.7% in morning trading.","{'positive': 0.008861122, 'negative': 0.97064656, 'neutral': 0.020492364}","The Securities and Exchange Commission has reported that recent applications filed by asset managers to launch spot bitcoin exchange-traded funds were not sufficiently clear and comprehensive. The SEC has rejected dozens of spot bitcoin ETF applications in the past few years, including one from Fidelity in January 2022. The WSJ report on Friday dragged shares of cryptocurrency and blockchain-related stocks lower, and the SEC declined to comment.","The Securities and Exchange Commission said a recent wave of applications filed by asset managers to launch spot bitcoin exchange-traded funds were not sufficiently clear and comprehensive, the Wall Street Journal reported on Friday.  The agency has informed about the inadequacies to exchanges Nasdaq and Cboe Global Markets that filed the applications on behalf of asset managers including BlackRock and Fidelity, the report said, citing people familiar with the matter.  The SEC declined to comment on the report, while Cboe and Nasdaq were not immediately available.",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7556452400202065, 'Employee Diversity & Inclusion': 0.7930288984096245, 'Business Ethics': 0.8124921715010327, 'Factors in Investment Management & Advisory': 0.7698324651460653, 'Transparent Information & Fair Advice for Customers': 0.7968012672884386}",0.8124921715010327,Ricky,Minor focus,Minor focus,Negative,"Business Ethics, Transparent Information & Fair Advice for Customers",Minor focus,Minor focus,Negative,2023-04-14T18:47:40+00:00,https://www.forbes.com/sites/ariannajohnson/2023/04/14/youre-already-using-ai-heres-where-its-at-in-everyday-life-from-facial-recognition-to-navigation-apps/,"[{'name': 'other users', 'weight': 0.08360972}, {'name': 'user', 'weight': 0.07846176}, {'name': 'users', 'weight': 0.07846176}, {'name': 'virtual assistants', 'weight': 0.06906007}, {'name': 'voice assistant company Clinc', 'weight': 0.06817609}, {'name': 'other apps', 'weight': 0.06781152}, {'name': 'Voice assistants', 'weight': 0.06775141}, {'name': 'voice assistants', 'weight': 0.06775141}, {'name': 'traffic patterns', 'weight': 0.06746195}, {'name': 'traffic data', 'weight': 0.06645359}]",[{'name': 'Tech'}],"[{'data': 'Katharina Dobbs', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sarah Lyons', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jason Mars', 'type': 'PERSON', 'mentions': 1}, {'data': 'Justus-Liebig University', 'type': 'ORG', 'mentions': 1}, {'data': 'MIT News', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'FaceMe', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 4}, {'data': 'HBO Max', 'type': 'ORG', 'mentions': 2}, {'data': 'Business Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple Music', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Syfy', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'DeepMind', 'type': 'ORG', 'mentions': 2}, {'data': 'Siri', 'type': 'ORG', 'mentions': 1}, {'data': 'Alexa', 'type': 'ORG', 'mentions': 1}, {'data': 'Pew Research', 'type': 'ORG', 'mentions': 1}, {'data': 'IDAP', 'type': 'ORG', 'mentions': 1}, {'data': 'Clinc', 'type': 'ORG', 'mentions': 1}, {'data': 'CNN', 'type': 'ORG', 'mentions': 2}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 2}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Giessen', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'Tokyo', 'type': 'GPE', 'mentions': 1}, {'data': 'Berlin', 'type': 'GPE', 'mentions': 1}, {'data': 'Sydney', 'type': 'GPE', 'mentions': 1}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'HBO Max', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Google Maps', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Street View', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Cortana', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Home', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 3}, {'data': 'Mandarin', 'type': 'LANGUAGE', 'mentions': 1}, {'data': 'Latin', 'type': 'LANGUAGE', 'mentions': 1}, {'data': 'Japanese', 'type': 'LANGUAGE', 'mentions': 1}, {'data': '20,000 hours', 'type': 'TIME', 'mentions': 1}]","Though AI has recently made noise for powering high-tech search engines and chatbots, the technology is already ingrained in society, from streaming service algorithms and facial recognition, to voice assistants and navigation systems.
+
+AI uses the same methods humans do to recognize faces. The human brain has an area solely dedicated to facial recognition called the fusiform gyrus located in the temporal lobe—this explains why some people who suffer temporal lobe damage lose their ability to recognize familiar faces. Katharina Dobbs, a researcher at Justus-Liebig University Giessen, told MIT News the human brain processes objects and humans differently, and “that’s the same solution that we hypothesize any system that’s trained to recognize faces and to categorize objects would find.” Many smartphones, like iPhones and Androids, bankings apps like Bank of America, social media apps like Instagram and Twitter and other apps use facial recognition in place of passwords. A recent report from AI company FaceMe found around 176 million Americans use facial recognition, and of that number, 68% use it to unlock devices like phones and laptops and 58% use it to unlock apps. The AI has a database of known faces, and if the face attempting to unlock a phone or login to an app matches, access is granted.
+
+Streaming services like Netflix and HBO Max tend to offer recommendations on movies and shows for their users to watch. However, everyone’s recommendations are never the same. This is because the companies use AI to tailor personalized recommendations based on each users’ watch history. Business Insider reports over 80% of all titles watched on Netflix are found through recommendations. According to Netflix, factors it takes into account include the time of day the user watches shows or movies, the devices used, the user’s interaction with the service, information about the title (like actors, genre, release year, etc.), how long a user watches and what other users with similar interests watch. Though, similarly to Netflix, HBO Max uses an AI algorithm to develop recommendations for each of its users, it also uses humans to create suggestions as well. Close to how music services like Apple Music and Spotify enlist experts and artists to curate playlists, HBO Max uses celebrities and employees to create “watchlists” for users. Sarah Lyons, former senior vice president of product experience for HBO Max, told Syfy the lists curated by actual people are just as important as the content itself.
+
+Google Maps uses AI and machine learning in various ways, including in their Street View feature. Street View allows users to virtually explore the world or look at how a place has changed over time. Google collects 360 degree images via their Street View car, which are then bonded together to create a 3D world. However, sometimes the workers cannot identify a business or street name from the image alone. So, they use a text recognition system to make out the words—the system can understand multiple languages, including Mandarin, Latin and Japanese. Google Maps also uses AI to determine traffic patterns and estimated time of arrival. It analyzes the history of traffic in the area and combines this with live traffic conditions to predict the flow of traffic. Tracking traffic data also contributes to accurately predicting ETAs. Google partnered with AI company DeepMind to improve accurate ETAs due to traffic. Though Google Maps’ ETAs were accurate for around 97% of trips, DeepMind’s technology increased accuracy by 50% in places like Washington D.C., Tokyo, Berlin and Sydney.
+
+Voice assistants are AI-powered digital assistants, like Siri, Alexa, Cortana and Google Home, that can be used to complete tasks like making a grocery list, putting on music, reading the news and checking bank statements without lifting a finger. Since more than 85% of Americans own a smartphone, according to Pew Research, most Americans use voice assistants, with a report from IDAP finding about 97% of smartphone owners use them. Voice assistants respond to voice commands and can run on just about any device, including smartphones, laptops, game systems, tablets, smartwatches, virtual reality headsets and cars. However, just like with most AI, privacy concerns are one of the main battles with these products. Several companies came under fire when it was revealed human employees sometimes listen in on the audio recordings of conversations made with the virtual assistants to help with the AI’s transcription feature. The AI used to power virtual assistants has to look through a lot of data in order to spot patterns, and Jason Mars, CEO and cofounder of voice assistant company Clinc, told CNN it take 20,000 hours of audio to train assistants before than can be “rolled out to user.”
+
+Here’s How To Use AI—Like ChatGPT And Bard—For Everyday Tasks Like Creating A Budget, Finding Airfare Or Planning Meals (Forbes)
+
+Here’s What To Know About OpenAI’s ChatGPT—What It’s Disrupting And How To Use It (Forbes)
+
+Yes, tech companies may listen when you talk to your virtual assistant. Here’s why that’s not likely to stop (CNN)",52b9ef6cc651404b98e15d951ead36ba,"You’re Already Using AI: Here’s Where It’s At In Everyday Life, From Facial Recognition To Navigation Apps",4,,,,
+33855,"Bud Light Boycotts Helped Molson Coors Stock‚ÄîUntil Now - Talk about a hangover: Molson Coors Beverage Co. is falling despite reporting strong results on Tuesday. Molson Coors (ticker: TAP) reported second-quarter earnings of $1.78 a share on Tuesday, on revenue that rose nearly 12% year over year to $3.27 billion. Blame the buzz around Bud Light alternatives.","{'positive': 0.015794544, 'negative': 0.9564038, 'neutral': 0.027801618}","Molson Coors Beverage Co. reported second-quarter earnings of $1.78 a share on Tuesday, with revenue rising nearly 12% year over year to $3.27 billion. Blame the buzz around Bud Light alternatives for the drop. Molson's stock has since declined, but the company is expected to remain strong in the coming weeks.","Talk about a hangover:  Molson Coors  Beverage Co. is falling despite reporting strong results on Tuesday.  Molson Coors (ticker: TAP) reported second-quarter earnings of $1.78 a share on Tuesday, on revenue that rose nearly 12% year over year to $3.27 billion.  Blame the buzz around Bud Light alternatives.",TAP,Food & Beverage,Alcoholic Beverages,Molson Coors Beverage Co B,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7547441408788506, 'Packaging Lifecycle Management': 0.7688707652732151, 'Energy Management': 0.7682832156371372, 'Responsible Drinking & Marketing': 0.7717379248464121, 'Ingredient Sourcing': 0.7672949563086391, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7503690726176194}",0.7717379248464121,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2022-12-19T07:56:18-04:00,https://www.cnbc.com/2022/12/19/moffettnathanson-downgrades-att-says-telecom-stock-is-overvalued-heading-into-2023.html,"[{'name': 'T', 'weight': 0.107032605}, {'name': 'AT', 'weight': 0.1029805}, {'name': 'competitor Verizon', 'weight': 0.09257718}, {'name': 'Verizon', 'weight': 0.087319136}, {'name': 'Analyst Craig Moffett', 'weight': 0.085642725}, {'name': 'Moffett', 'weight': 0.0823416}, {'name': 'Craig Moffett', 'weight': 0.08187096}, {'name': 'steep promotions', 'weight': 0.077843584}, {'name': 'market perform', 'weight': 0.077432506}, {'name': 'AT & T', 'weight': 0.07426467}]",[{'name': 'Finance'}],"[{'data': 'MoffettNathanson', 'type': 'ORG', 'mentions': 2}, {'data': 'AT&T', 'type': 'ORG', 'mentions': 14}, {'data': 'Verizon', 'type': 'ORG', 'mentions': 7}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Craig Moffett', 'type': 'PERSON', 'mentions': 4}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}]","There's trouble ahead for AT & T as it competes with Verizon , according to MoffettNathanson. Analyst Craig Moffett downgraded AT & T to underperform from market perform, saying it's time to sell the stock ahead of 2023 after its outperformance this year. Shares of AT & T are down just 0.5% in 2022, compared to the S & P 500's roughly 19% decline. ""Over the period of AT & T's sharp bounce, free cash flow expectations for the company have only worsened,"" Moffett wrote. ""And while we expect them to provide guidance suggesting that FCF will rise YoY in 2023, we're skeptical about whether it actually will."" AT & T handily outpaced the broader market this year, as well as shares of competitor Verizon, which are down more than 28% year to date, as the latter doled out steep promotions to retain customers. These include generous trade-in promotions during the holiday season. Unfortunately, the heavy stream of promotions from Verizon are starting to weigh on AT & T, according to the analyst. The analyst's $17 price target on AT & T represents downside of about 8%. Shares of AT & T were down slightly in Monday premarket trading. ""The problem with this, of course, is that as Verizon starts to behave more like AT & T, their churn will go down, and in doing so, the gross addition pool available to AT & T will shrink… forcing AT & T to up the ante lest they begin to fall behind,"" Moffett wrote. ""All this suggests a challenging path forward for both Verizon and AT & T in 2023. But with the relative valuations now flipped, it is AT & T that appears overvalued going into the year, and Verizon that appears somewhat undervalued,"" Moffett added. Separately, the analyst upgraded shares of Verizon to market perform from underperform. The analyst reiterated a $41 price target, which is 10.45% above where shares closed Friday. —CNBC's Michael Bloom contributed to this report.",333916f75d004a98a2998d14dad9fd2f,"MoffettNathanson downgrades AT&T, says telecom stock is overvalued heading into 2023",4,,,,
+14738,"Bucking the Trend: How Private Market Real Estate Is Defying REIT Downturns - Real Estate Investment Trusts (REITs) have experienced a turbulent month, with performance lagging the overall stock market. In the last 30 days, the Real Estate Select Sector SPDR Fund (XLRE) has dipped by 7.38%, while the S&P 500 has remained relatively flat.
+
+Realty Income Corp (NYSE: O) is down more than 5%, WP Carey Inc. (NYSE: WPC) is down 4.7%, and Prologis Inc (NYSE: PLD) is down 5.14% over the past month.
+
+Two of the primary factors contributing to the recent underperformance of REITs are the rising interest rates and the recent bank failures. However, the fundamentals of many of these REITs remain strong. Their performance is tied more to stock market fears than the actual performance of the real estate market.
+
+In stark contrast, private market real estate investors continue to see positive returns. For example, Trion Properties' latest offering is expected to provide investors with a 17.47% Internal Rate of Return (IRR) over the four-year hold period. This investment firm has produced an impressive average IRR of 25% for accredited investors through its real estate offerings.
+
+When asked how Trion Properties manages to provide such outstanding returns, Managing Partner Max Sharkansky attributes their success to smart buying practices. ""I think that we buy well. You make the money on the buy, so that's half the battle. We pick up a lot of properties off-market, so we're starting with a lower basis. We're also buying in great markets,"" says Sharkansky.
+
+Sharkansky also highlights the company's focus on markets with significant growth potential, such as South Florida. ""Florida's growth story is unbelievable,"" he explains.
+
+Another crucial factor in Trion Properties' success is its value-add strategy. This approach involves acquiring properties that need improvements, making necessary renovations and increasing the property's value by raising rents or reducing expenses. This creates a higher return on investment for investors.
+
+Considering the current underperformance of REITs and the promising returns from private market real estate investments, some investors might find private market opportunities more appealing.
+
+For one, private market investments often provide better insulation from stock market fluctuations, as their performance is driven by the real estate market rather than broader market fears. This allows investors to benefit from the strong fundamentals of real estate without being subject to the whims of the stock market.
+
+Moreover, private real estate investments often boast more attractive returns when compared to publicly traded REITs. The ability to invest in off-market properties, focus on high-growth markets, and implement value-add strategies in multifamily real estate investing enables private market investments to generate higher IRRs.
+
+Investors seeking to diversify their portfolios and potentially achieve better returns in the current economic climate may find private market real estate investments a more attractive option than publicly traded REITs.
+
+Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.
+
+This article Bucking the Trend: How Private Market Real Estate Is Defying REIT Downturns originally appeared on Benzinga.com
+
+¬© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.","{'positive': 0.13490878, 'negative': 0.7864572, 'neutral': 0.07863399}","Real Estate Investment Trusts (REITs) have experienced a turbulent month, with performance lagging the overall stock market. In the last 30 days, the Real Estate Select Sector SPDR Fund (XLRE) has dipped by 7.38%, while the S&P 500 has remained relatively flat. However, many of these REITs remain strong, with Trion Properties' latest offering offering offering providing investors with a 17.47% Internal Rate of Return (IRR) over the four-year hold period. The company's focus on markets with significant growth potential, such as South Florida, is highlighted by its value-add strategy. Investors seeking to diversify their portfolios and potentially achieve better returns may find private market real estate investments a more attractive option.","Real Estate Investment Trusts (REITs) have experienced a turbulent month, with performance lagging the overall stock market. In the last 30 days, the Real Estate Select Sector SPDR Fund (XLRE) has dipped by 7.38%, while the S&P 500 has remained relatively flat. Realty Income Corp (NYSE: O) is down more than 5%, WP Carey Inc. (NYSE: WPC) is down 4.7%, and Prologis Inc (NYSE: PLD) is down 5.14% over the past month. Two of the primary factors contributing to the recent underperformance of REITs are",O,Infrastructure,Real Estate,Realty Income Corp,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties‚Äô financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building‚Äôs water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7491534412308609, 'Management of Tenant Sustainability Impacts': 0.7742302250464669, 'Energy Management': 0.7930584251837134, 'Water Management': 0.7512353151220259}",0.7930584251837134,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,No focus,,2023-01-29T17:45:29.845000+00:00,https://www.nbcnews.com/tech/techtok-layoff-day-in-the-life-videos-rcna67669,"[{'name': 'Tech layoffs', 'weight': 0.08984287}, {'name': 'other tech companies', 'weight': 0.08054034}, {'name': 'recent layoffs', 'weight': 0.07923767}, {'name': 'videos', 'weight': 0.07902062}, {'name': 'breakup videos', 'weight': 0.07785018}, {'name': 'tech employee office vlogs', 'weight': 0.075844705}, {'name': 'layoffs', 'weight': 0.070185274}, {'name': 'mass layoffs', 'weight': 0.06904221}, {'name': 'recent months', 'weight': 0.0679235}, {'name': 'Layoff announcements', 'weight': 0.06792252}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'TikTok', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Snap', 'type': 'ORG', 'mentions': 1}, {'data': 'NBC News', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'day in the life', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'TikTok', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Harry Potter', 'type': 'PERSON', 'mentions': 1}, {'data': 'hiitsmeming', 'type': 'PERSON', 'mentions': 1}, {'data': 'Celine Hui', 'type': 'PERSON', 'mentions': 1}, {'data': 'alejandra_n_h expressed', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hernandez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Disneyland', 'type': 'FAC', 'mentions': 1}]","Aspirational workday vlogs once dominated TikTok — but following mass layoffs across the tech industry, videos flexing company perks have been replaced with content about unemployment and labor rights.
+
+The past few months have been particularly brutal in the tech sector, as industry giants slash their workforces amid a stagnating global economy. Google’s parent company, Alphabet, announced 12,000 layoffs this week, days after Microsoft announced plans to cut 10,000 employees. Meta, Salesforce, Twitter, Snap and other tech companies have also announced layoffs in recent months.
+
+The grim reality of the layoffs chips away at the facade of tech employee office vlogs, which frequently showed glamorous corporate perks like catered lunches, campus gym facilities and sponsored happy hours. The genre, which became popular last year, portrayed a seemingly unattainable lifestyle. Now, many creators have pivoted to posting raw — but still curated — content about unemployment. Others are using their platforms to raise awareness of labor rights in wake of recent layoffs.
+
+The TikTok users that NBC News contacted did not respond to requests for comment, but their videos about their layoff experiences continue to go viral.
+
+In one “day in the life” video posted last year, for example, an account strategist at Google documented valeting her car for free and taking a break in the “nap room"" before attending a meeting in a Harry Potter-themed conference room. A program manager at Microsoft showed off her lunch of red wine braised short ribs and her coffee break at the company’s in-house cafe in another “day in the life” video. She captioned it, “I spent $0 today.”
+
+The company perks extended to working from home, too.
+
+Earlier this month, a TikTok creator who goes by the username nicolesdailyvlog posted an ""unboxing"" video — the employee appreciation package she received from Google. The box included a plush blanket, a cold brew coffee machine and other branded gifts.
+
+“This is such a nice gift, and I can’t wait until they send us another one!” she said in the video.
+
+A week later, she posted a video titled “A Day in My Life Getting Laid Off at Google,” in which she said she woke up to an “ominous text” from her manager, and found out that she had lost access to her work accounts. After spending the day crying, she said, she went to Disneyland to cheer herself up.
+
+Her video is one of the most viral post-layoff vlogs, but this shift in content has been gaining traction for months as thousands of workers face unemployment.
+
+Layoff announcements seem to follow the same format as breakup videos. Many creators are somber when announcing that they’ve been laid off, and may become emotional in their videos.
+
+One creator, who said she was a former recruiter for Meta, shared that she was “feeling all of the feelings” after her layoff but expressed optimism for her future.
+
+“I know that the universe has wonderful things in store for me, and I’ve survived 100% of things up to this point,” she said.
+
+Another creator announced his layoff in a jaunty TikTok captioned, “when your amazing tech job lays you off after signing a 12 MONTH LEASE since we had to return to office.”
+
+Some creators have taken a more earnest approach.
+
+One former Meta employee, known as alejandra_n_h, has been posting daily vlogs about her mental health and applying for other jobs. Another laid-off tech worker started a job search accountability group that hosts virtual meetings for members to support and advise one another throughout the job application ordeal.
+
+Others announced they decided to leave the corporate world entirely. Creator itsBaileyMaya, who recounted her layoff experience in a “storytime” video, said she was one of the highest performers at her job at an unnamed “big tech” company. She realized that she was laid off last week when she was locked out of her laptop.
+
+“I just didn’t see this coming, but I’m kind of excited now because I can do my own thing,” she said in a video posted this week. “And even though I’m 25, I don’t really want to do a nine to five anymore. So yeah, I’m unemployed, but I have a hell of a lot of confidence in myself.”
+
+Educating viewers about their rights has also gained popularity after recent layoffs.
+
+TikTok user alberta.nyc, a Google software engineer and self-described “tech cynic,"" has made videos about the importance of unions in the tech industry. In a recent “day in the life” office video, alberta.nyc showed viewers a copy of what appears to be the Alphabet Workers Union’s letter writing event to support laid-off coworkers.
+
+When TikTok user hiitsmeming shared that she had been laid off by Meta a month before her baby was due, other creators stitched her video with advice for signing up for health insurance with lower premiums.
+
+As layoffs peaked late last year, TikTok creator millennialcorpmom urged viewers to familiarize themselves with their state’s employment laws, so they could ensure that they’re paid their full wages. Creator Celine Hui similarly encouraged viewers to negotiate their severance pay before agreeing to sign any legal documents, which surprised commenters.
+
+Though approaches to layoff content varies, many creators have embraced camaraderie with others while documenting their unemployment. In a video, creator alejandra_n_h expressed solidarity with former Amazon employees who had been affected by recent layoffs.
+
+“So much of our worth and success has always been tied to our career and the name of our employer,” Hernandez said. “And I think that’s why I had such a hard time with these layoffs because I have always been very career driven. But we need to remind ourselves that we are more than our career, our employer, our job ... I am here in solidarity with you and I do firmly believe there’s a light at the end of the tunnel.”",c2e76d799833458d898523e559c709b1,Tech layoffs strip the facade of TikTok's 'day in the life' videos,4,,,,
+15756,"California lets Allstate hike rates — but insurer still won’t write new home policies - Allstate has received California’s blessing to raise homeowner insurance premiums 4%, but the state’s fifth largest home insurer said it has no plans to reverse its decision last fall to stop writing new policies.
+
+That will mean higher bills for Allstate’s existing customers, and no relief for other homeowners in the state who are losing their coverage in areas ravaged by recent destructive wildfires, floods and landslides. For homeowners desperately seeking new policies, the news isn’t goo: State Farm, California’s largest home insurer, said in late May it also would stop writing new policies, igniting fears of an insurance market collapse.
+
+Allstate said it had applied for the rate increase in April 2021 because prices were too low. That was before inflation hit last year, sending prices for new shingles, wood, insulation and labor soaring. With Proposition 103, the 1988 California initiative that requires the state to review and approve rate increases, Allstate said insurers cannot adjust their prices quickly in the state.
+
+“We paused new homeowners, condo and commercial insurance policies in California last year so we can continue to protect current customers,” Allstate said in a statement. “The cost to insure new home customers in California is far higher than the price they would pay for policies due to wildfires, higher costs for repairing homes, and higher reinsurance premiums.”
+
+But Prop 103 author Harvey Rosenfield of Consumer Watchdog called the approved rate hike an outrage that will saddle its covered homeowners with a combined $16 million in added costs. He accused Allstate of misleading regulators and the state’s elected Insurance Commissioner Ricardo Lara of letting the company get away with it.
+
+“Commissioner Lara should not reward Allstate for secretly reducing access to insurance in California,” Rosenfield said. “By not requiring Allstate to show the impact of its withdrawal on rates, the commissioner is approving a rate increase that has not been justified, a violation of California law.”
+
+The commissioner’s office had no immediate response.
+
+State Farm’s May 26 announcement it would suspend new California homeowner policies sent shockwaves through the state’s insurance market, raising the specter of an insurance doom-loop like that in Florida. Despite the country’s highest insurance rates, Florida has seen national insurers withdraw, and more than half of insurers based in the state are on a financial health watch list and seven have liquidated in the past year and a half.
+
+State Farm cited historic increases in construction costs outpacing inflation, rapidly growing catastrophe exposure and a challenging reinsurance market. Insurers buy reinsurance on global markets to help cover their loss exposure from catastrophes, but California doesn’t allow insurers to pass those costs on to consumers.
+
+State Farm is California’s largest home insurer, with more than 20% of the market and $2.6 billion in direct written premiums, according to Fitch Ratings, and even without writing new California policies, Fitch said State Farm will remain the state’s dominant home insurer. Farmers, CSAA, Liberty Mutual and Allstate round out California’s top five home insurers, Fitch reported.
+
+Allstate, with 6.4% of California’s home insurance market and $792 million in direct written premiums, announced in its third-quarter 2022 earnings report in November that it would stop writing new California home policies. The company said last fall it was raising its insurance prices nationally due to inflation, 13.3% for home policies, and would expand plans to reduce insurance in states with “unacceptable auto and home insurance margins.”
+
+Insurance industry representatives said after State Farm’s announcement that California’s insurance market could be improved by allowing insurers to bill customers for reinsurance, and to base premiums on sophisticated computer-modeled loss projections.
+
+The insurance commissioner’s office has said it cannot allow reinsurance to be included in premiums because the state can’t regulate it. Rosenfield, whose organization reviews rate increase filings, has argued rates should be based on actual loss experience, not computer model projections that could be wildly off.
+
+Rosenfield said Allstate is seeking a 39.6%, $196 million rate increase that Consumer Watchdog is now reviewing.
+
+Rosenfield also said California law required State Farm and Allstate to alert the insurance department before ceasing to write new policies, explain the impact of doing that on its rates and get the commissioner’s approval.
+
+Michael Soller, deputy insurance commissioner and spokesman for the insurance department, disputed Rosenfield’s assessment of the law. The department has downplayed the significance of the insurance giants’ actions, saying more than 115 companies still write policies in the state.
+
+“Historically, insurance companies have paused and then restarted writing policies as conditions change,” Soller said. He added that approval times for rate increase requests that aren’t challenged by consumer advocates averaged just over six months between 2015 and 2022. “Many companies have increased their rates in recent years, driven by historic losses, and we continue to review rate requests from several companies.”","{'positive': 0.032669093, 'negative': 0.8890384, 'neutral': 0.07829259}","Allstate has received California's blessing to raise homeowner insurance premiums 4%, but the state’s fifth largest home insurer, State Farm, said in late May it also would stop writing new policies, igniting fears of an insurance market collapse. Allstate said it had applied for the rate increase in April 2021 because prices were too low. Prop 103 author Harvey Rosenfield of Consumer Watchdog called the approved rate hike an outrage that will saddle its covered homeowners with a combined $16 million in added costs. Florida has seen national insurers withdraw, and more than half of insurers based in the state are on a financial health watch list and seven have liquidated in the past year and a half. Insurance industry representatives said after State Farm's announcement that California's insurance market could be improved by allowing insurers to bill customers for reinsurance, and to base premiums on sophisticated computer-modeled loss projections.","California granted Allstate a 4% rate hike requested in 2021, but the state’s fifth largest home insurer isn’t lifting its “pause” on new policies announced last fall.",ALL,Financials,Insurance,Allstate Corp,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity’s approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity’s ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.737424829615379, 'Policies Designed to Incentivise Responsible Behaviour': 0.7607571584515784, 'Systemic Risk Management': 0.7495133280102976, 'Transparent Information & Fair Advice for Customers': 0.7723835955198508, 'Physical Risk Exposure': 0.791521318460148, 'Factors in Investment Management': 0.7551695762053506}",0.791521318,Ricky,Major focus,Major focus,Negative,"Physical Risk Exposure, Transparent Information & Fair Advice for Customers",Major focus,Major focus,Negative,2022-12-06T18:02:53+00:00,https://www.forbes.com/sites/petersuciu/2022/12/06/younger-americans-are-turning-to-social-media-for-holiday-shopping/,"[{'name': 'social media', 'weight': 0.115500115}, {'name': 'social media sites', 'weight': 0.11247396}, {'name': 'social media platforms', 'weight': 0.11210337}, {'name': 'social media analyst Greg Sterling', 'weight': 0.1052713}, {'name': 'Social Media', 'weight': 0.09457988}, {'name': 'Social media', 'weight': 0.09457988}, {'name': 'social commerce', 'weight': 0.087635644}, {'name': 'mobile shopping', 'weight': 0.08329861}, {'name': 'purchases', 'weight': 0.07504003}, {'name': 'certain purchase categories', 'weight': 0.07467903}]",[],"[{'data': 'Americans', 'type': 'NORP', 'mentions': 6}, {'data': 'the National Retail Federation', 'type': 'ORG', 'mentions': 1}, {'data': 'NRF', 'type': 'ORG', 'mentions': 1}, {'data': 'SimpleTexting', 'type': 'ORG', 'mentions': 1}, {'data': 'Statista.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Forrester', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'Deloitte', 'type': 'ORG', 'mentions': 1}, {'data': 'Near Media', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Drew Wilkinson', 'type': 'PERSON', 'mentions': 2}, {'data': 'Greg Sterling', 'type': 'PERSON', 'mentions': 3}, {'data': 'a couple of hours', 'type': 'TIME', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","As the holiday shopping season is now in full gear, it is becoming clear that it will likely be one for the record books. Despite this year's record inflation, Americans are expected to spend a total of between $942.6 billion and $960.4 billion this season, a six to eight percent increase over last year, according to data from the National Retail Federation (NRF).
+
+A record 59% of online 2022 Cyber Monday shoppers also used their mobile device, up from 52% in 2021.
+
+""Even though people may be fatigued by staying indoors through the pandemic, they can't beat the convenience of shopping on their phones,"" said Drew Wilkinson, head of marketing at SimpleTexting.
+
+More Americans than ever are now using social media platforms to make purchases from their devices. A Statista.com survey found that 34% of shoppers of all ages were turning to social media – and the findings were in line with Forrester's Retail Topic Insight Survey, 2022, which found that social media as a shopping option has only seen a slight uptick this year.
+
+In fact not everyone is sold on social. According to Forrester, 62% of online adults haven't completed a purchase inside any social media networks.
+
+Yet, it is likely a matter of the demographic.
+
+Younger Americans are more readily turning to Facebook, YouTube, and Instagram. A Deloitte survey found that 60% of Gen Z and 56% of millennials do plan to turn to social media for holiday shopping this year.
+
+What is also notable is how shopping patterns are changing because of the availability of mobile devices, where consumers don't have to be in front of a computer to make an online purchase.
+
+""Holiday shopping is now synonymous with mobile shopping,"" added Wilkinson. ""Consumers have the convenience of shopping from the comfort of their homes, and companies are absolutely capitalizing on this opportunity. It's no wonder that with more time spent on our phones, better ad targeting capabilities, the rise of SMS marketing, buy-now-pay-later options, and creative sponsored content, we're seeing high rates of mobile impulse buying.""
+
+SimpleTexting found that more than one in four Americans were more likely to make an impulse purchase if the website offers a ""buy now, pay later"" option, while one in five was also likely to make an online purchase within a couple of hours after seeing an ad, including those on social media.
+
+However, more than half – 53% - also said they'd cancel an online purchase before it shipped. It further identified the social media platforms where Americans are now making the most ""impulse purchases,"" and YouTube topped the list at 30%, followed by Facebook (27%), and Instagram (22%).
+
+Even those who aren't actually completing a purchase on social media are still turning to the platforms for gift ideas.
+
+""Social media is a huge awareness medium for brands and marketers,"" explained social media analyst Greg Sterling, co-founder of Near Media. ""It has an impact on purchases regardless of whether these sites get credit.""
+
+Many online shoppers are still actively looking for gifts on Google or Amazon, rather than social media where discovery tends to be more serendipitous, added Sterling.
+
+""While the majority of people online use social media in one form or another, younger users are more inclined to use it actively for holiday shopping,"" he suggested. ""Some younger users have effectively dropped Google for TikTok in certain purchase categories. Generally, it's not a zero-sum thing, however. People use many sites for shopping inspiration and research.""
+
+Then there is the issue of social commerce.
+
+""While Meta has pulled back, TikTok is forging ahead,"" Sterling continued. ""And we should see direct buying on social media sites continue to grow, albeit unevenly in the US. Eventually, most adults will use social media as part of their active shopping in some form.""",74888a3576c247d688970be8a67ab884,Younger Americans Are Turning To Social Media For Holiday Shopping,4,,,,
+9105,"Banks reportedly could face 20% hike to capital rules after string of failures - US regulators are preparing to tighten rules for large banks, which could raise their capital requirements by 20% on average, the Wall Street Journal reported Monday, to boost the financial system’s resilience after a spate of midsize bank failures this year.
+
+Regulators are on track to propose the changes as early as this month, the WSJ reported, citing people familiar with the matter.
+
+Last month, the Federal Reserve’s top regulatory official told Congress that the central bank would likely unveil its plan to ratchet up capital rules for banks this summer and ensure supervisors more aggressively police lenders following the bank failures.
+
+Fed Vice Chair for Supervision Michael Barr said the central bank was “carefully considering” rule changes for larger regional banks.
+
+The WSJ said that the precise amount of capital requirements will depend on the bank’s business, with US megabanks with big trading businesses expected to face the largest increases.
+
+Banks such as Morgan Stanley and credit card giant American Express that are heavily dependent on fee income, such as from investment banking or wealth management, could also face large capital increases, the WSJ said.
+
+Morgan Stanley and American Express did not immediately respond to Reuters’ request for comment.","{'positive': 0.7075656, 'negative': 0.10563343, 'neutral': 0.18680088}","US regulators are reportedly preparing to tighten rules for large banks, which could raise their capital requirements by 20% on average. The changes are expected to be proposed as early as this month, with US megabanks with big trading businesses expected to face the largest increases. Banks such as Morgan Stanley and American Express have not immediately responded to Reuters’ request for comment.","The Journal said that the precise amount of capital requirements will depend on the bank’s business, with US megabanks with big trading businesses expected to face the largest increases.",AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers’ PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers’ personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.8033200131718778, 'Customer Privacy': 0.773495146213018, 'Data Security': 0.7830342629999791}",0.8033200131718778,Ricky,Major focus,Major focus,Negative,Selling Practices,No focus,No focus,,2022-10-19T15:42:37+00:00,https://www.newsmax.com/newsmax-tv/ronna-mcdaniel-republicans-rnc/2022/10/19/id/1092529/,"[{'name': 'Republican National Committee Chairwoman Ronna McDaniel', 'weight': 0.09184261}, {'name': 'Ronna McDaniel', 'weight': 0.08503001}, {'name': 'McDaniel', 'weight': 0.07681446}, {'name': 'House', 'weight': 0.0761249}, {'name': 'record numbers', 'weight': 0.07373647}, {'name': 'Republican National Committee', 'weight': 0.071401455}, {'name': 'voter suppression', 'weight': 0.07117786}, {'name': 'Economy', 'weight': 0.067159675}, {'name': 'next month', 'weight': 0.066842884}, {'name': 'voters', 'weight': 0.065179504}]",[{'name': 'Politics'}],"[{'data': 'RNC', 'type': 'ORG', 'mentions': 3}, {'data': 'Newsmax', 'type': 'ORG', 'mentions': 4}, {'data': 'GOP', 'type': 'ORG', 'mentions': 2}, {'data': 'Republican National Committee', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'Capitol Hill', 'type': 'ORG', 'mentions': 1}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Gmail', 'type': 'ORG', 'mentions': 2}, {'data': 'McDaniel', 'type': 'PERSON', 'mentions': 8}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 3}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 2}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 6}, {'data': 'Wake Up America', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Roe v. Wade', 'type': 'LAW', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Republicans are moving ahead of Democrats in the polls with just a few weeks left before the Nov. 8 midterm elections because the GOP is focusing on the economy, Republican National Committee Chairwoman Ronna McDaniel told Newsmax on Wednesday.
+
+""Democrats are funneling so much money to try and make abortion the number one issue, but Republicans know that voters feel that the economy is the number one issue and we don't have to pay money to make them feel that way,"" McDaniel said on Newsmax's ""Wake Up America."" ""They're going to the grocery store. They're filling their car with gas. They know that their favorite restaurant costs more. They know that everything in their lives costs more.""
+
+President Joe Biden on Tuesday said if Democrats control enough seats in Congress after the midterm elections, he will make the first bill to Capitol Hill next year one that codifies the Roe v. Wade decision on abortion into law.
+
+Biden's approval rating is still around 40%, but McDaniel said that isn't necessarily an indication of how the vote will go next month.
+
+""It's different state-by-state and district-by-district,"" she said. ""Democrats aren't running on a record, but they keep talking about this one thing. They've become a one-note party.""
+
+McDaniel said that's because the Democrats' record will show that since Biden has been in office, gas prices have climbed, and drugs are coming across the border in record numbers.
+
+""At every single level of our lives, we are hurting, and the Democrats own it,"" McDaniel said. ""They have the Senate, the House, and the White House.""
+
+Meanwhile, the RNC is still readying its lawsuit against Google, which it is accusing of voter suppression for allegedly blocking campaign emails from reaching voters.
+
+""They have 53% of the country that have Gmail accounts, so they're basically acting like a utility,"" said McDaniel.
+
+McDaniel said that for some time, Google has been sending the RNC's emails that are sent on the last four days of every month to recipients' junk mail folders.
+
+""We have to stop this,"" she said. ""This is wrong. For everybody who has a Gmail account…this is not a mistake. It's intentional, and we're going to sue them.""
+
+NEWSMAX is the fastest-growing cable news channel in America!
+• Find in over 100 million U.S. homes via cable/streaming – More Info Here
+• Watch online – See It Here
+• Download the FREE App on Your Smartphone to Watch Now!",3c22982e5971438799456efdf6d44f28,RNC's McDaniel to Newsmax: Focus on Economy Ignites GOP,4,,,,
+14894,"High-ranking Dem turns on Biden after admin gives major oil project green light - The top Democratic member of the House Natural Resources Committee sharply criticized the Biden administration Wednesday for pushing ahead with a massive drilling project in Alaska.
+
+Rep. Raul Grijalva, D-Ariz., said the plan issued by the Bureau of Land Management (BLM) ran in opposition to President Biden's own climate agenda and goals. According to Grijalva, the so-called Willow Project, which was proposed by oil company ConocoPhillips, would include 250 wells, multiple pipelines, a central processing plant, an airport and a gravel mine near ecologically fragile habitats in northern Alaska.
+
+""Giving ConocoPhillips the green light on the Willow project is not just a disaster in its own right — it paves the way for even more oil and gas drilling in the area in the future,"" Grijalva said in a statement.
+
+""Today’s decision sends the dangerous message that the fight against climate change, Alaska Natives’ and local residents’ lives, and wildlife are not good enough reasons to keep Big Oil from getting their way,"" he continued. ""This is the exact opposite of what the Biden administration stands for and the opposite of what Alaskans and this country need.""
+
+REPUBLICANS' SPR BILL LEAVES DEMOCRATS SQUIRMING OVER OIL LEASING: 'IT'S THE PROCESS OF BALANCE'
+
+Earlier in the day, the BLM published the final supplemental environmental impact statement for the Willow Project, approving three of the five drilling sites proposed by ConocoPhillips across the National Petroleum Reserve in North Slope Borough, Alaska. The agency denied one site and deferring decision of another. However, the announcement noted that a final record of decision could lead to additional deferrals.
+
+The announcement comes about five years after the Willow Project's permitting process began in 2018. The Trump administration ultimately approved the project, but a federal judge in Alaska overturned the decision, saying it hadn't properly assessed the environmental harms, including greenhouse gas emissions, that would result from the project.
+
+MANCHIN, CRUZ INTRODUCE BIPARTISAN BILL BARRING BIDEN ADMIN FROM SELLING US OIL RESERVES TO CHINA
+
+ConocoPhillips has stated that the project — which has received widespread support from Republicans and energy groups — would deliver 80,000 barrels of oil per day at its peak and deliver between $8-17 billion in new revenue for the federal government, the state of Alaska and local North Slope Borough communities. It would also create 2,500 construction jobs and 300 long-term jobs for the region.
+
+The company has also noted that, due to its location in the National Petroleum Reserve, 50% of its revenue would be transferred to a grant program benefiting native Alaskan communities.
+
+""We believe Willow will benefit local communities and enhance American energy security while producing oil in an environmentally and socially responsible manner,"" Erec Isaacson, the president of ConocoPhillips Alaska, said in a statement. ""After nearly five years of rigorous regulatory review and environmental analysis, the National Environmental Policy Act process is almost complete and should be concluded without delay.""
+
+""ConocoPhillips looks forward to a final record of decision (ROD) and is ready to begin construction immediately after receiving a viable ROD and full authorization from all permitting agencies,"" he added.
+
+REPUBLICAN SENATOR UNVEILS BILLS TARGETING BIDEN'S CLIMATE AGENDA: 'ENERGY IS THE BACKBONE OF OUR ECONOMY'
+
+In addition to labor unions and local leaders, the entire Alaskan congressional delegation — which includes Democratic Rep. Mary Peltola and Republican Sens. Lisa Murkowski and Dan Sullivan — has repeatedly pushed for the Biden administration to move forward with approving the Willow Project, arguing it would benefit Alaska, the U.S. and the world by increasing oil production.
+
+""The Willow project is enormously important, not only for the economic security of Alaska, but also for the energy security of the nation and all hardworking Americans who have suffered from record energy prices for too long,"" Sullivan said in a statement shared with Fox News Digital on Wednesday.
+
+""I appreciate the support of the very broad-based group of Alaskans—Alaska Native communities, labor unions, leaders of the North Slope Borough, the Alaska Federation of Natives (AFN), and countless others—who have strongly endorsed this project,"" he continued. ""For the good of Alaska and our country, we must continue to keep the pressure on this administration to produce a final record of decision that ensures this project remains economically viable with at least three drilling pads.""
+
+""Further delaying or halting this project only serves to harm hard-working Americans, our environment, and the national security of America,"" he added
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+But Democrats like Grijalva and several environmental groups have strongly opposed the Willow Project, saying it would harm the environment and increase carbon emissions.
+
+In response to the announcement Wednesday, Jeremy Lieb, an attorney for Earthjustice who has been involved in litigation opposing the project, said the project was ""drastically out of step"" with Biden administration's climate goals. He added that the project would produce more than 280 million metric tons of carbon over the next three decades.
+
+""This would be the largest single oil drilling project proposed anywhere in the U.S., and it is drastically out of step with the Biden administration’s goals to slash climate pollution and transition to clean energy,"" Lieb said.","{'positive': 0.034100883, 'negative': 0.77614653, 'neutral': 0.1897526}","According to Grijalva, the so-called Willow Project, which was proposed by oil company ConocoPhillips, would include 250 wells, multiple pipelines, a central processing plant, an airport and a gravel mine near ecologically fragile habitats in northern Alaska. ""Today’s decision sends the dangerous message that the fight against climate change, Alaska Natives’ and local residents’ lives, and wildlife are not good enough reasons to keep Big Oil from getting their way,"" he continued. ""We believe Willow will benefit local communities and enhance American energy security while producing oil in an environmentally and socially responsible manner,"" Erec Isaacson, the president of ConocoPhillips Alaska, said in a statement. ""I appreciate the support of the very broad-based group of Alaskans—Alaska Native communities, labor unions, leaders of the North Slope Borough, the Alaska Federation of Natives (AFN), and countless others—who have strongly endorsed this project,"" he continued.","Rep. Raul Grijalva, the top Democrat on the Natural Resources Committee, slammed the Biden administration for moving ahead with a oil drilling proposal in the Alaskan wilderness.",COP,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,ConocoPhillips,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity’s social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry’s activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta “shared value” approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7774757213720701, 'Water Management': 0.7568032598660616, 'Management of the Legal & Regulatory Environment': 0.7677511847553782, 'Business Ethics & Transparency': 0.7605538094053078, 'Biodiversity Impacts': 0.790004377015273, 'Air Quality': 0.7525309913341548, 'Community Relations': 0.7794479181789491, 'Reserves Valuation & Capital Expenditures': 0.7928207794750649, 'Workforce Health & Safety': 0.7693925969406626, 'Critical Incident Risk Management': 0.726557311560808, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7669817048252913}",0.7928207794750649,Ricky,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Biodiversity Impacts, Community Relations, Reserves Valuation & Capital Expenditures, Critical Incident Risk Management, Security, Human Rights & Rights of Indigenous Peoples",Major focus,Major focus,Negative,2023-01-24T18:18:52+00:00,https://apnews.com/c6afce17327b30a098b1bd6a7e947b81,"[{'name': 'products', 'weight': 0.107864045}, {'name': 'digital advertising dominance', 'weight': 0.1029371}, {'name': 'Google headquarters', 'weight': 0.091483526}, {'name': 'digital advertising', 'weight': 0.08452773}, {'name': 'Google', 'weight': 0.08447311}, {'name': 'competitors', 'weight': 0.08009785}, {'name': 'dominance', 'weight': 0.078038506}, {'name': 'Web pages', 'weight': 0.075089715}, {'name': 'people', 'weight': 0.07024303}, {'name': 'ads', 'weight': 0.069377676}]",[],"[{'data': 'Justice Dept', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'AP', 'type': 'ORG', 'mentions': 1}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 1}, {'data': 'DoubleClick', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Mountain View', 'type': 'GPE', 'mentions': 2}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 2}, {'data': 'WASHINGTON', 'type': 'GPE', 'mentions': 1}, {'data': 'Alexandria', 'type': 'GPE', 'mentions': 1}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Marcio Jose Sanchez', 'type': 'PERSON', 'mentions': 2}, {'data': 'Merrick Garland', 'type': 'PERSON', 'mentions': 1}, {'data': 'split-second', 'type': 'TIME', 'mentions': 1}]","FILE - In this Oct. 20, 2015 file photo is signage outside Google headquarters in Mountain View, Calif. In just the past month of Jan. 2023, there have been nearly 50,000 job cuts across the technology sector. Large and small tech companies went on a hiring spree in over the past several years due to a demand for their products, software and services surged with millions of people working remotely. (AP Photo/Marcio Jose Sanchez, File)
+
+FILE - In this Oct. 20, 2015 file photo is signage outside Google headquarters in Mountain View, Calif. In just the past month of Jan. 2023, there have been nearly 50,000 job cuts across the technology sector. Large and small tech companies went on a hiring spree in over the past several years due to a demand for their products, software and services surged with millions of people working remotely. (AP Photo/Marcio Jose Sanchez, File)
+
+WASHINGTON (AP) — The Justice Department and several states sued Google on Tuesday, alleging that its dominance in digital advertising harms competition.
+
+The government alleges that Google’s plan to assert dominance has been to “neutralize or eliminate” rivals through acquisitions and to force advertisers to use its products by making it difficult to use competitors’ products.
+
+The antitrust suit was filed in federal court in Alexandria, Virginia. Attorney General Merrick Garland was expected to discuss it at a news conference later Tuesday.
+
+The DOJ’s suit accuses Google of unlawfully monopolizing the way ads are served online by excluding competitors. This includes its 2007 acquisition of DoubleClick, a dominant ad server, and subsequent rollout of technology that locks in the split-second bidding process for ads that get served on Web pages.
+
+Representatives for Alphabet Inc., Google’s parent company, did not immediately respond to a message for comment.",7ebb13934b114a6c9326c7f282a89c1d,Justice Dept. sue Google over digital advertising dominance,4,,,,
+5515,"Waste Management (WM) Gains As Market Dips: What You Should Know - In the latest trading session, Waste Management (WM) closed at $165.50, marking a +1.45% move from the previous day. The stock outpaced the S&P 500's daily loss of 0.41%. At the same time, the Dow lost 0.11%, and the tech-heavy Nasdaq lost 4.08%.
+
+Coming into today, shares of the garbage and recycling hauler had gained 5.69% in the past month. In that same time, the Business Services sector gained 2.11%, while the S&P 500 gained 6.51%.
+
+Investors will be hoping for strength from Waste Management as it approaches its next earnings release, which is expected to be April 26, 2023. On that day, Waste Management is projected to report earnings of $1.26 per share, which would represent a year-over-year decline of 2.33%. Meanwhile, our latest consensus estimate is calling for revenue of $4.84 billion, up 3.86% from the prior-year quarter.
+
+WM's full-year Zacks Consensus Estimates are calling for earnings of $6 per share and revenue of $20.63 billion. These results would represent year-over-year changes of +7.33% and +4.71%, respectively.
+
+It is also important to note the recent changes to analyst estimates for Waste Management. These recent revisions tend to reflect the evolving nature of short-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Based on our research, we believe these estimate revisions are directly related to near-team stock moves. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection has moved 0.74% lower. Waste Management is currently a Zacks Rank #3 (Hold).
+
+Digging into valuation, Waste Management currently has a Forward P/E ratio of 27.19. This represents a premium compared to its industry's average Forward P/E of 25.
+
+Also, we should mention that WM has a PEG ratio of 2.5. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. WM's industry had an average PEG ratio of 2.78 as of yesterday's close.
+
+The Waste Removal Services industry is part of the Business Services sector. This group has a Zacks Industry Rank of 186, putting it in the bottom 27% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.4237884, 'negative': 0.1678117, 'neutral': 0.4083999}","Waste Management (WM) closed at $165.50 in the latest trading session, marking a +1.45% move from the previous day. The company is expected to report earnings of $1.26 per share on April 26, 2023, and revenue of $4.84 billion, up 3.86% from the prior-year quarter. Investors can capitalize on this estimate changes by using the Zacks Rank, which ranges from #1 (Strong Buy) to #5 (Strong Sell). The Waste Removal Services industry is part of the Business Services sector, with a Zacks Industry Rank of 186. Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.","In the latest trading session, Waste Management (WM) closed at $165.50, marking a +1.45% move from the previous day.",WM,Infrastructure,Waste Management,Waste Management Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity’s ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours—through technological and process improvements—can therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry’s hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers’ rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers—including their pay and benefits—in a way that protects workers’ rights and enhances their productivity while ensuring the financial sustainability of an entity’s operations.'}","{'Greenhouse Gas Emissions': 0.752369827182719, 'Air Quality': 0.7410859760092763, 'Workforce Health & Safety': 0.796336856835069, 'Management of Leachate & Hazardous Waste': 0.7562434946565509, 'Fleet Fuel Management': 0.7978171356473266, 'Recycling & Resource Recovery': 0.7919852660589254, 'Labour Practices': 0.8125020619123803}",0.8125020619123803,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-04-14T20:18:00+00:00,https://www.washingtonexaminer.com/policy/technology/elon-musk-ai-startup-compete-openai,"[{'name': 'AI SOFTWARE', 'weight': 0.10110988}, {'name': 'AI startup', 'weight': 0.0997191}, {'name': 'AI model', 'weight': 0.09438047}, {'name': 'congressional testimony', 'weight': 0.0874979}, {'name': 'AI creators', 'weight': 0.08575201}, {'name': 'AI technicians', 'weight': 0.083673686}, {'name': 'AI', 'weight': 0.08310812}, {'name': 'other AI researchers', 'weight': 0.08213674}, {'name': 'recent months', 'weight': 0.07433242}, {'name': 'training', 'weight': 0.07333523}]","[{'name': 'Tech'}, {'name': 'Business'}]","[{'data': 'Musk', 'type': 'PERSON', 'mentions': 7}, {'data': 'Paul Nakasone', 'type': 'PERSON', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'the Financial Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 2}, {'data': 'SpaceX', 'type': 'ORG', 'mentions': 1}, {'data': 'AMAZON', 'type': 'ORG', 'mentions': 2}, {'data': 'MICROSOFT', 'type': 'ORG', 'mentions': 6}, {'data': 'Pentagon', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': 'WASHINGTON', 'type': 'GPE', 'mentions': 1}]","Elon Musk has begun plans to launch a new artificial intelligence startup to compete with OpenAI in the race to commercialize AI for the public.
+
+Musk is assembling a series of AI technicians and researchers to begin the startup, according to the Financial Times. He is also speaking with several investors at Tesla and SpaceX to have them put money into the startup. The billionaire also acquired over 10,000 graphics processing units, the tools required to power the large language models behind the chatbots that have gained massive attention in recent months. Musk is making the investments just weeks after signing a letter asking AI creators to pause training of the software.
+
+AMAZON TO RELEASE AI SOFTWARE IN ATTEMPT TO COMPETE WITH MICROSOFT, GOOGLE
+
+""A bunch of people are investing in it. ... It's real, and they are excited about it,"" a person familiar with the matter said.
+
+Musk was one of the initial investors in OpenAI when it was founded in 2015. Still, he sold his stake to Microsoft in 2018 due to a ""future conflict of interest"" related to his role at Tesla and the car company's development of self-driving car software.
+
+The billionaire slammed the company in February when it received a $10 billion investment from Microsoft. OpenAI has ""become a closed source, the maximum-profit company effectively controlled by Microsoft,"" he tweeted. ""Not what I intended at all.""
+
+Musk and other AI researchers posted an open letter in late March calling for a pause on all training of AI model more potent than GPT-4.
+
+""This pause should be public and verifiable and include all key actors,"" the letter said. ""If such a pause cannot be enacted quickly, governments should step in and institute a moratorium.""
+
+Several members of the AI development industry slammed the letter, claiming it misrepresents the problems, OpenAI's competitors pushed it, and several unique signatures were fake.
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+The Pentagon's top cyberwarfare officer dismissed Musk's call to suspend training. ""Artificial intelligence machine-learning is resonant today and is something that our adversaries are going to continue to look to exploit,"" Gen. Paul Nakasone said in congressional testimony.
+
+Microsoft, Google, and Amazon compete to control the AI marketplace. Microsoft invested in OpenAI and incorporated ChatGPT into several of its products, while Google launched the Bard chatbot in March.",b5f5f326b91f42a09d140bfd9f607a28,Musk to launch AI startup to compete with OpenAI and Google,4,,,,
+34234,"Old Dominion Freight Line Bids $1.5 Billion for Yellow Terminals - Africa is quickly becoming one of the business world's most supercharged areas, with a burgeoning startup scene, expansive infrastructure projects, and capital pouring in from across the world. In this series, Quicktake Originals takes an in-depth look at the domestic and international projects that are shaping modern Africa, and their implications for the global economy.","{'positive': 0.16071907, 'negative': 0.009621346, 'neutral': 0.8296595}","Quicktake Originals takes an in-depth look at the domestic and international projects that are shaping modern Africa, and their implications for the global economy. This series looks at the growing startup scene, expansive infrastructure projects, and capital pouring in from across the world. The series also looks at how the relationship between these projects and these projects has grown.","Trucking company Old Dominion Freight Line Inc. has offered $1.5 billion to acquire Yellow Corp.’s portfolio of terminals out of bankruptcy, more than a previous offer from Estes Express Lines.",ODFL,Transportation,Road Transportation,Old Dominion Freight Line Inc,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.771364086944262, 'Air Quality': 0.7587441348058557, 'Greenhouse Gas Emissions': 0.7663930314026195, 'Accident & Safety Management': 0.7582642749063836}",0.771364087,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-04-25T14:00:15+00:00,https://finance.yahoo.com/news/baker-hughes-nasdaq-bkr-ascends-140015090.html,"[{'name': 'share price performance', 'weight': 0.10696131}, {'name': 'share prices', 'weight': 0.10370891}, {'name': 'share price growth', 'weight': 0.10061594}, {'name': 'longer term returns', 'weight': 0.09015521}, {'name': 'underlying business performance', 'weight': 0.07934375}, {'name': 'share', 'weight': 0.07807501}, {'name': 'shares', 'weight': 0.07807501}, {'name': 'year', 'weight': 0.07415622}, {'name': 'Baker Hughes shareholders', 'weight': 0.07176736}, {'name': 'Baker Hughes', 'weight': 0.07088265}]",[{'name': 'Finance'}],"[{'data': 'Baker Hughes', 'type': 'ORG', 'mentions': 10}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 2}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","The most you can lose on any stock (assuming you don't use leverage) is 100% of your money. But if you buy shares in a really great company, you can more than double your money. For instance the Baker Hughes Company (NASDAQ:BKR) share price is 122% higher than it was three years ago. How nice for those who held the stock! It's also up 12% in about a month. This could be related to the recent financial results that were recently released - you could check the most recent data by reading our company report.
+
+After a strong gain in the past week, it's worth seeing if longer term returns have been driven by improving fundamentals.
+
+Check out our latest analysis for Baker Hughes
+
+While markets are a powerful pricing mechanism, share prices reflect investor sentiment, not just underlying business performance. One flawed but reasonable way to assess how sentiment around a company has changed is to compare the earnings per share (EPS) with the share price.
+
+During three years of share price growth, Baker Hughes moved from a loss to profitability. That kind of transition can be an inflection point that justifies a strong share price gain, just as we have seen here.
+
+You can see how EPS has changed over time in the image below (click on the chart to see the exact values).
+
+We consider it positive that insiders have made significant purchases in the last year. Having said that, most people consider earnings and revenue growth trends to be a more meaningful guide to the business. Dive deeper into the earnings by checking this interactive graph of Baker Hughes' earnings, revenue and cash flow.
+
+It is important to consider the total shareholder return, as well as the share price return, for any given stock. Whereas the share price return only reflects the change in the share price, the TSR includes the value of dividends (assuming they were reinvested) and the benefit of any discounted capital raising or spin-off. So for companies that pay a generous dividend, the TSR is often a lot higher than the share price return. In the case of Baker Hughes, it has a TSR of 145% for the last 3 years. That exceeds its share price return that we previously mentioned. And there's no prize for guessing that the dividend payments largely explain the divergence!
+
+It's nice to see that Baker Hughes shareholders have received a total shareholder return of 0.7% over the last year. Of course, that includes the dividend. Notably the five-year annualised TSR loss of 0.5% per year compares very unfavourably with the recent share price performance. This makes us a little wary, but the business might have turned around its fortunes. It's always interesting to track share price performance over the longer term. But to understand Baker Hughes better, we need to consider many other factors. For example, we've discovered 1 warning sign for Baker Hughes that you should be aware of before investing here.
+
+Baker Hughes is not the only stock that insiders are buying. For those who like to find winning investments this free list of growing companies with recent insider purchasing, could be just the ticket.
+
+Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",b3d7b7742927419bb23bae4739613e3b,"Baker Hughes (NASDAQ:BKR) ascends 3.6% this week, taking three-year gains to 145%",4,,,,
+10760,"UnitedHealth brushes off hit from 'tripledemic' of respiratory diseases - (Reuters) - UnitedHealth Group Inc said on Friday the so-called ""tripledemic"" of respiratory diseases in the winter had not substantially driven up medical costs at its health insurance business in the fourth quarter.
+
+Medical costs of the industry bellwether, the first health insurer to report its fourth-quarter earnings, were expected to be under pressure from the ""tripledemic"" of flu, COVID-19 and respiratory syncytial virus (RSV).
+
+But UnitedHealth said the ""tripledemic"" did not materialize in force, with demand for healthcare services remaining within the ranges of a typical fourth quarter.
+
+UnitedHealth's shares rose nearly 2% and also lifted rivals after the company beat expectations for profit.
+
+The early elevated flu season had deepened uncertainty among Wall Street analysts over medical costs for health insurers, which have been in flux during the pandemic.
+
+However, UnitedHealth said on Friday that expectations around medical costs, including for the recent flu season, are now becoming more predictable with the world in the third year of the COVID-19 pandemic.
+
+""We're sort of out of that zone of the unknowns ... and (are) really managing a book of business with greater predictability back to sort of the expectations that we had pre-pandemic,"" said Brian Thompson, chief executive of the company's health insurance unit.
+
+UnitedHealth's medical cost ratio – the percentage of payout on claims compared to its premiums – fell by nearly a percent to 82.8%, marginally lower than analysts' estimates of 82.87%, according to Refinitiv IBES data.
+
+""It appears that this year, flu's impact is going to be much more concentrated on just the fourth quarter and less so on the first quarter,"" Stephens analyst Scott Fidel told Reuters.
+
+Excluding items, the company's profit of $5.34 per share for the quarter ended Dec. 31 beat analysts' estimates of $5.17, according to Refinitiv IBES data.","{'positive': 0.08387684, 'negative': 0.89864004, 'neutral': 0.017483136}","
+
+(Reuters) - UnitedHealth Group Inc said on Friday the so-called ""tripledemic"" of respiratory diseases in the winter had not substantially driven up medical costs at its health insurance business in the fourth quarter. 
+
+The early elevated flu season had deepened uncertainty among Wall Street analysts over medical costs for health insurers, which have been in flux during the pandemic. 
+
+UnitedHealth's medical cost ratio – the percentage of payout on claims compared to its premiums – fell by nearly a percent to 82.8%, marginally lower than analysts' estimates of 82.87%, according to Refinitiv IBES data. 
+
+Excluding items, the company's profit of $5.34 per share for the quarter ended Dec. 31 beat analysts' estimates of $5.17, according to Refinitiv IBES data.","UnitedHealth Group Inc said on Friday the so-called ""tripledemic"" of respiratory diseases in the winter had not substantially driven up medical costs at its health insurance business in the fourth quarter.  Medical costs of the industry bellwether, the first health insurer to report its fourth-quarter earnings, were expected to be under pressure from the ""tripledemic"" of flu, COVID-19 and respiratory syncytial virus (RSV).",UNH,Health Care,Managed Care,Unitedhealth Group Inc,"{'Climate Change Impacts on Human Health': 'An increase in extreme weather events associated with climate change could have significant health impacts. These events, coupled with the potential spread of infectious diseases and food and water scarcity, may present material implications for the Managed Care industry through an increase in encounters with the health care system. Entities that manage the risks posed by extreme weather events and potential changes in the incidence, morbidity and mortality of illnesses and diseases may protect shareholder value better.', 'Plan Performance': 'Managed care entities manage performance in areas such as responsiveness, complaints, voluntary disenrollment, and customer service in order to maintain competitiveness. Under the Five-Star Quality Rating System for Medicare AdvantagePlans in the U.S., performance on key metrics are factored into federal reimbursement rates and bonus payments for Medicare Advantage carriers. Disclosure on key indicators related to plan performance may allow shareholders to understand how managed care entities are able to protect corporate value.', 'Customer Privacy & Technology Standards': 'Regulations, such as the Health Insurance Portability and Accountability Act (HIPAA) in the U.S., may require health insurance plans to comply with various requirements relating to the use, disclosure, storage, and transmission of patient health information. Entities in this industry are required to develop policies and technical safeguards to protect patient health information. A failure to comply with these evolving standards, which in the U.S. include provisions established under the Health Information Technology for Economic and Clinical Health (HITECH) Act, can lead to significant civil and criminal penalties. These risks are intensified by an increase in cyberattacks that target managed care entities.', 'Access to Coverage': 'Although the Patient Protection and Affordable Care Act in the U.S. reduced the number of uninsured, more than 10 percent of adults in the United States remain uninsured. The percentage of uninsured is significantly higher for people near or at the federal poverty level. Managed care entities can play a role in providing additional access by limiting plan costs and rate increases. Entities must also comply with regulations intended to control plan costs, including medical loss rations, while also ensuring coverage for all applicants regardless of health status, gender, or pre-existing conditions. Increased regulatory focus on health care costs and the need to comply with evolving regulations continue to present challenges for the industry.', 'Improved Outcomes': 'Managed care entities can play a critical role in maintaining and improving the health of enrollees. In addition, legislation continues to emphasise improved outcomes through provisions, including those that require health plans to provide coverage for preventive services without cost to members. The development of the Five-Star Quality Rating System for Medicare Advantage Plans in the U.S., for example, further strengthens the relationship between enrollee health and value by linking reimbursement rates and bonus payments to performance in five domains, including specific outcome-based measures. Entities that are able to improve the health of enrollees may be better positioned to protect shareholder value.'}","{'Climate Change Impacts on Human Health': 0.7959521717283483, 'Plan Performance': 0.7711345334825079, 'Customer Privacy & Technology Standards': 0.7715174926131156, 'Access to Coverage': 0.7998099497289564, 'Improved Outcomes': 0.7840944247073947}",0.7998099497289564,Ricky,Major focus,Major focus,Positive,"Climate Change Impacts on Human Health, Plan Performance",No focus,,,2023-07-18T14:12:04+00:00,https://www.forbes.com/sites/thomasbrewster/2023/07/18/google-lacks-manpower-fbi-racist-murder-investigation/,"[{'name': 'FBI', 'weight': 0.074601725}, {'name': 'heavy metal music albums', 'weight': 0.07396853}, {'name': 'neo-Nazi', 'weight': 0.072272964}, {'name': 'Emergency Domestic Terror Threat', 'weight': 0.068827115}, {'name': 'national socialist black metal', 'weight': 0.068665855}, {'name': 'emergency requests', 'weight': 0.05755685}, {'name': 'racist murders', 'weight': 0.05539088}, {'name': 'neo-Nazi inspired music/ideologies', 'weight': 0.054641753}, {'name': 'threats', 'weight': 0.053821415}, {'name': 'YouTuber', 'weight': 0.053465515}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'FBI', 'type': 'ORG', 'mentions': 15}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 6}, {'data': 'YouTuber', 'type': 'ORG', 'mentions': 6}, {'data': 'the University of Nebraska Omaha’s', 'type': 'ORG', 'mentions': 1}, {'data': 'National Counterterrorism Innovation, Technology and Education Center', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'the Department of Justice', 'type': 'ORG', 'mentions': 1}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 1}, {'data': 'St. Louis', 'type': 'GPE', 'mentions': 2}, {'data': 'Missouri', 'type': 'GPE', 'mentions': 1}, {'data': 'YouTuber', 'type': 'PERSON', 'mentions': 2}, {'data': 'Seamus Hughes', 'type': 'PERSON', 'mentions': 2}, {'data': 'Blacks', 'type': 'NORP', 'mentions': 1}, {'data': 'Latinos', 'type': 'NORP', 'mentions': 1}, {'data': 'Nazi', 'type': 'NORP', 'mentions': 4}, {'data': 'African Americans', 'type': 'NORP', 'mentions': 1}]","Google claimed that it was so overwhelmed with emergency requests from law enforcement last year that it couldn’t help the FBI review livestreams which had allegedly been used to threaten racist murders in St. Louis, feds say.
+
+Google lacked the manpower to help the FBI deal with a domestic terror investigation in 2022, in which a YouTuber was accused of neo-Nazism and threatening to commit racist murders, according to a search warrant reviewed by Forbes.
+
+Last year, the FBI received an anonymous tip that a YouTuber had recorded a livestream in which he had threatened to commit a “racially-motivated attack” in St. Louis, Missouri, on a specific date in July targeting “Blacks and Latinos.” Concerned the threat of violence was real, the FBI sent Google an emergency request for information on the YouTuber, who had spent the last seven years using the platform to review their substantive black and death metal record collection.
+
+But when the FBI asked Google for more information on the users’ livestreams, the agency was told by one of the tech giant’s legal staff that it didn’t have resources to respond in full to what it claimed had been a significant influx of so-called emergency disclosure requests (EDRs). That meant that the video streaming giant, which has over 150,000 employees, believed it couldn’t review the videos in full to help the feds make a determination as to whether any such violent threats had been made, according to the FBI’s account, which was relayed in a search warrant for the YouTube account.
+
+The case raises questions about Google’s ability to deal with threats of domestic terror and other crimes, even when there’s the potential for an imminent threat to life. Seamus Hughes, senior research faculty at the University of Nebraska Omaha’s National Counterterrorism Innovation, Technology and Education Center, told Forbes that Google should have addressed the issue “quickly and thoroughly,” given the FBI tipster had provided a specific date of a possible attack and investigators’ concerns about the YouTuber’s alleged associations with racist and Nazi propaganda.
+
+“Social media companies have assured the public, in particular Congress, for years that they are able to police their own sites and have said they made safety on their platforms a priority over profits. The facts laid out in this search warrant questions that assertion,” Hughes says.
+
+Google did not respond to a request for comment. While it couldn’t immediately provide the information on the livestreams the FBI wanted, Google did do a partial review of some archived live streams from the user, finding that alongside an unidentified second male they had performed a Nazi salute and discussed hatred of African Americans, referring to them using racial slurs.
+
+But, with its excuse of lack of resources, that’s where Google’s immediate assistance ended, the FBI said. Google’s legal rep advised the company “required a search warrant to provide the videos to the FBI for further review and examination of content,” the bureau wrote.
+
+Because the Department of Justice said no charges had been filed against the YouTuber, Forbes is not identifying them. The suspect did not respond to Forbes’ requests for comment.
+
+It remains unclear whether the YouTuber ever made any violent threats. The DOJ declined to comment on its reasons for not pressing charges and court documents detailing what was returned from the FBI’s YouTube search warrant remain sealed.
+
+The FBI had its suspicions about the suspect, however. After investigating the account, the FBI wrote that “the user primarily reviews and discusses heavy metal music albums, some of which appear to supportive of the white supremist/neo-Nazi movement.” The FBI went further, claiming that the suspect “subscribes to neo-Nazi inspired music/ideologies.” A Forbes review of the YouTuber’s videos found some of his records were made by bands previously-associated with neo-Nazism and national socialist black metal. Forbes could find no evidence of the creator’s personal views on Nazims or race, however.
+
+Whatever Google knows about this user’s beliefs, and despite the claim they made racial slurs on a YouTube livestream, it hasn’t seen any reason to ban them. In recent months, they have continued to post updates of their extensive metal collection to a following of over 6,000.",f292da6b4801476d9e62ae9fd302c4c5,"Google Lacked ‘Manpower’ To Help Feds On Emergency Domestic Terror Threat, FBI Reports",4,,,,
+22035,"Microsoft strikes “strategic alliance” with solar manufacturer - Microsoft just forged a strategic alliance with a major solar panel manufacturer to try to make good on its clean energy goals. The deal comes as supply chain woes and allegations of labor abuse are making it increasingly difficult to deploy solar energy across the US.
+
+The plan is for solar energy heavyweight Qcells to provide more than 2.5 gigawatts of solar panels and related services to developers working with Microsoft. That’s enough to power some 400,000 homes, according to Microsoft, which hailed the collaboration as a “first-of-its-kind.”
+
+The company has a goal of cutting its greenhouse gas emissions by “more than half” by 2030 and to counteract its remaining pollution by trying to remove CO2 from the atmosphere. Microsoft also has a 2030 renewable energy commitment — one that it won’t be able to meet unless it can encourage more solar and wind energy to come online.
+
+Since 2012, Microsoft has technically purchased enough clean energy to match its electricity use. But that doesn’t mean that the company’s operations are actually running on renewables all the time. There just isn’t enough solar and wind connected to power grids yet, with renewables making up only 20 percent of the US electricity mix.
+
+Microsoft makes “power purchase agreements” with energy providers to spur the development of new solar and wind projects. The goal is that, by the end of the decade, Microsoft will be able to get its entire energy supply “from zero carbon resources on grids where we operate.”
+
+To make things harder, the solar industry is facing major supply chain kinks — especially in the US. Solar manufacturing is concentrated in China, which supplies about 80 percent of the world’s solar panels. That concentration makes the solar supply chain more vulnerable to bottlenecks, and a major one lately has been accusations of forced labor in China’s Xinjiang Uyghur Autonomous Region. The US blocked more than 1,000 shipments of solar energy parts between June and October last year after banning imports from Xinjiang, Reuters reports. Those trade barriers have significantly slowed solar installations in the US.
+
+Microsoft appears to be trying to circumvent that bottleneck by partnering with South Korea-based Qcells. Earlier this month, Qcells announced that it would spend more than $2.5 billion to build up a “complete solar supply chain ... from raw material to finished panels” in the US. It plans to build a new manufacturing facility in Georgia, where it also operates what it says is the Western Hemisphere’s biggest solar panel manufacturing plant.
+
+“As one of the world’s largest purchasers of renewable energy, this work will help bring more solar energy to the grid, faster,” Microsoft vice chair and president Brad Smith said in a press release yesterday.
+
+Microsoft could certainly use more clean energy on the grid as it struggles to cut down on its climate pollution. The company‚Äôs greenhouse gas emissions actually rose by about 2.5 million metric tons in fiscal year 2021 compared to the year before with an increase in device sales and cloud services, according to its latest sustainability report.","{'positive': 0.17635721, 'negative': 0.4394768, 'neutral': 0.384166}","The deal comes as supply chain woes and allegations of labor abuse are making it increasingly difficult to deploy solar energy across the US. The plan is for solar energy heavyweight Qcells to provide more than 2.5 gigawatts of solar panels and related services to developers working with Microsoft. The US blocked more than 1,000 shipments of solar energy parts between June and October last year after banning imports from Xinjiang, Reuters reports. ‚ÄúAs one of the world‚Äôs largest purchasers of renewable energy, this work will help bring more solar energy to the grid, faster,‚Äù Microsoft vice chair and president Brad Smith said in a press release yesterday.",The deal comes amid major supply chain headaches for solar energy.,MSFT,Technology & Communications,Software & IT Services,Microsoft Corp,"{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 'Employees are key contributors to value creation in the Software & IT Services industry. While the number of job openingsin the industry continues to grow, entities commonly find it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. To respond to talent shortages, entities often hire foreign nationals and offshore operations, creating employee management and sustainability challenges and related business risks. Some entities contribute to relevant education and training programs to expand the availability of domestic, skilled employees. Entities offer significant monetary and non-monetary benefits to improve employee engagement and therefore retention and productivity. Initiatives to improve employee engagement and work-life balance may influence therecruitment and retention of a diverse workforce. The industry is characterised by relatively low representation from women and minority groups; efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally improve the value of entity offerings. Greater workforce diversity is important for innovation and helps entities understand the needs of their diverse and global customer base.', 'Data Privacy & Freedom of Expression': 'As software and IT services entities increasingly deliver products and services over the Internet and through mobile devices, they must carefully manage two separate and often conflicting priorities. On the one hand, entities use customer data to innovate and provide customers with new products and services and to generate revenues. On the other hand, there are privacy concerns associated with entities having access to a wide range of customer data, such as personal, demographic, content, and behavioural data. This dynamic is leading to increased regulatory scrutiny in many countries around the world. The delivery of cloud-based software and IT services also raises concerns about potential access to user data by governments that may use it to limit the freedoms of citizens. Effective management in this area is important to reduce regulatory and reputational risks that can lead to decreased revenues, lower market share, and regulatory actions involving potential fines and other legal costs.', 'Intellectual Property Protection & Competitive Behaviour': 'Entities in the Software & IT Services industry spend a significant proportion of their revenues on IP protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, entities‚Äô IP practices can sometimes be a contentious societal issue. Entities couldsometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, entities in the industry must navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose entities in the industry to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with potentially significant impacts on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation while ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the growth of cloud-based service offerings, entities in this industry own, operate or rent increasingly more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously, and disruptions to the energy supply can have a material effect on operations, depending on the magnitude and timing of the disruption. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable supply of energy and water, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Managing Systemic Risks from Technology Disruptions': 'With trends towards increased cloud computing and Software as a Service (SaaS), software and IT service providers must ensure they have robust infrastructure and policies in place to minimise disruptions to their services. Disruptions such as programming errors or server downtime may generate systemic risks, because computing and data storage functions move from individual entity servers in various industries to data centres of cloud-computing service providers. The risks areincreased particularly if the affected customers are in sensitive sectors, such as financial institutions or utilities, which are considered critical national infrastructure. Entities‚Äô investments in improving the reliability and quality of their IT infrastructure and services may attract and retain customers, thereby creating revenue and opportunities in new markets.', 'Data Security': 'Software & IT services entities are targets of growing data security threats from cyber attacks and social engineering, which puts their own data and their customers‚Äô data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. Meanwhile, new and emerging data security standards and regulations are likely to affect theoperating expenses of entities through increased costs of compliance. Additionally, entities in this industry are well-positioned to uncover revenue opportunities by providing secure software and services to meet the demand for ensuring data is kept secure. '}","{'Recruiting & Managing a Global, Diverse & Skilled Workforce': 0.7418639086997166, 'Data Privacy & Freedom of Expression': 0.7576777160751463, 'Intellectual Property Protection & Competitive Behaviour': 0.7401887025861857, 'Environmental Footprint of Hardware Infrastructure': 0.7833027429628729, 'Managing Systemic Risks from Technology Disruptions': 0.750633973129116, 'Data Security': 0.745909898859123}",0.7833027429628729,Ricky,Major focus,Major focus,Positive,Environmental Footprint of Hardware Infrastructure,Major focus,Major focus,Positive,2023-08-31T16:00:00+00:00,https://www.theverge.com/2023/8/31/23853561/starfield-no-dlss-support-launch-bethesda,"[{'name': 'Bethesda Game Studios', 'weight': 0.11636799}, {'name': 'Bethesda', 'weight': 0.11498093}, {'name': 'Skyrim maker Bethesda Game Studios', 'weight': 0.11110189}, {'name': 'AMD gaming chief Frank Azor', 'weight': 0.10344372}, {'name': 'DLSS', 'weight': 0.1033287}, {'name': 'Starfield', 'weight': 0.097736284}, {'name': 'AMD', 'weight': 0.08750848}, {'name': 'Frank Azor', 'weight': 0.07935771}, {'name': 'multithreaded code', 'weight': 0.07572336}, {'name': 'August 31st', 'weight': 0.0755028}]",[{'name': 'Tech'}],"[{'data': 'Starfield', 'type': 'ORG', 'mentions': 4}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 3}, {'data': 'Bethesda Game Studios', 'type': 'ORG', 'mentions': 8}, {'data': 'AMD', 'type': 'ORG', 'mentions': 6}, {'data': 'Xbox', 'type': 'ORG', 'mentions': 1}, {'data': 'The Verge', 'type': 'ORG', 'mentions': 3}, {'data': 'DLSS', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Starfield', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Ryzen 7000', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Radeon 7000', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'FSR 2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Xbox', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Skyrim', 'type': 'GPE', 'mentions': 1}, {'data': 'Frank Azor', 'type': 'PERSON', 'mentions': 1}]","Starfield, the new space RPG from Skyrim maker Bethesda Game Studios, is launching today without Nvidia’s upscaling technology. AMD is Starfield’s “exclusive PC partner,” with both Bethesda and AMD engineers working together to optimize the game for multithreaded code on Xbox and PC, Ryzen 7000 processors, and Radeon 7000 series graphics cards.
+
+It’s still unclear what this exclusivity contract means for Bethesda, but AMD made it clear to The Verge last week that there’s nothing stopping Bethesda from adding DLSS to Starfield. “If they want to do DLSS, they have AMD’s full support,” said AMD gaming chief Frank Azor. That could mean there’s a period of exclusivity where only AMD’s FSR 2 technology is supported, or Bethesda could have simply prioritized FSR over DLSS initially.
+
+Bethesda hasn’t responded to repeated attempts by The Verge to clarify the status of DLSS for Starfield. Nvidia simply pointed us to Bethesda. It’s now likely that community modders will step in to get DLSS working in Starfield until Bethesda is ready to discuss the situation.
+
+Starfield launches on PC and Xbox on September 6th, though it’ll be available in early access starting August 31st, depending on which version of the game you purchased. You can read The Verge’s review of Starfield right here.",a7a6a8a974e440f284f24ebdabf6c195,Starfield doesn’t have Nvidia’s DLSS at launch,4,,,,
+11318,"Rail strike threat recedes as Congress prepares to impose unpopular contract on unions - The threat of a freight railroad strike that had been building in recent weeks receded quickly after President Joe Biden and Democratic leaders in Congress agreed late Monday to support legislation that would block a walk-out by more than 100,000 union members set for the end of next week.
+
+The move relieved business groups, which had been growing increasingly concerned about the threat posed by 30% of the nation’s freight movements grinding to a halt. More than 400 business groups had joined to plead with Congressional leaders on Monday for quick action.
+
+A strike, set for December 9, would have snarled still-struggling supply chains and caused shortages and a spike in prices gasoline, food, automobiles and other goods, causing a body blow for the economy that many fear is already at risk of tipping into a recession. A week-long strike could cost the economy $1 billion, according to an estimate from Anderson Economic Group. The White House estimated that as many as 765,000 workers could temporarily be out of work within two weeks if the rail workers went on strike.
+
+Biden and Democrats had been unwilling to block a strike in September when negotiations were nearing a previous strike deadline. As another strike deadline approaches, they felt there was no choice but to act.
+
+The move is sure to anger union rank-and-file who had rejected labor deals that their leaders reached earlier this fall.
+
+The unions had argued they needed the threat of a strike in order to win changes in the tentative agreements that members had rejected, including paid sick days provisions missing from the current contracts. They argued that the railroads, many of which reported record profits last year and are on their way to new earnings records this year, could afford to meet union demands. They argued railroads were refusing to negotiate in good faith in hopes that Congress would step in and give them what they wanted.
+
+“During the ratification votes, the Secretaries of Labor, Agriculture, and Transportation have been in regular touch with labor leaders and management. They believe that there is no path to resolve the dispute at the bargaining table and have recommended that we seek Congressional action,” he said. “As a proud pro-labor President, I am reluctant to override the ratification procedures and the views of those who voted against the agreement. But in this case – where the economic impact of a shutdown would hurt millions of other working people and families – I believe Congress must use its powers to adopt this deal.”
+
+Biden and House Speaker Nancy Pelosi both said that Congress should impose the terms of the tentative contract rejected by four of the 12 rail unions. While the other eight unions had ratified the deals, sometimes by narrow margins, they had been prepared to honor the picket lines of any union that went on strike, meaning the railroads would have ground to a halt even if one union walked off the job.
+
+The fact that Congress will move to impose the rejected tentative deals could be considered a limited victory for the unions: Congress could have instead voted to impose contracts that were worse off for the workers than the ones their members rejected.
+
+Republicans in Congress who had introduced legislation before a September strike deadline to keep workers on the job were looking to impose a contract that would have been worse for union members, one based on recommendations of a panel that had been named this summer to try to reach a deal acceptable to both sides. The unions had been able to negotiate improvements in that proposal at the negotiating table in September.
+
+But at least one of the unions that had rejected the deal, the Brotherhood of Maintenance of Way Employes Division [BMWED] that represents more than 20,000 track maintenance workers, said earlier that if Congress did impose a contract, it should include union demands for paid sick days.
+
+“BMWED’s proposal would literally cost one penny of every dollar of the railroads’ record profits assuming full use by every single member. It is less than 2% of the $11.5 billion that CSX, Norfolk Southern and Union Pacific have spent alone on stock buybacks through the third quarter of 2022,” said the union earlier this month.
+
+Biden, while saying he sympathized with the unions’ demand for sick time, said Congress should stick to the tentative agreements negotiated in September.
+
+“Some in Congress want to modify the deal to either improve it for labor or for management,” said Biden’s statement. “However well-intentioned, any changes would risk delay and a debilitating shutdown. The agreement was reached in good faith by both sides.”","{'positive': 0.017750112, 'negative': 0.93648005, 'neutral': 0.04576988}","Rail strike threat recedes as Congress prepares to impose unpopular contract on unions. 
+
+The move is sure to anger union rank-and-file who had rejected labor deals that their leaders reached earlier this fall. While the other eight unions had ratified the deals, sometimes by narrow margins, they had been prepared to honor the picket lines of any union that went on strike, meaning the railroads would have ground to a halt even if one union walked off the job.
+
+The fact that Congress will move to impose the rejected tentative deals could be considered a limited victory for the unions: Congress could have instead voted to impose contracts that were worse off for the workers than the ones their members rejected.
+
+Republicans in Congress who had introduced legislation before a September strike deadline to keep workers on the job were looking to impose a contract that would have been worse for union members, one based on recommendations of a panel that had been named this summer to try to reach a deal acceptable to both sides. 
+
+But at least one of the unions that had rejected the deal, the Brotherhood of Maintenance of Way Employes Division [BMWED] that represents more than 20,000 track maintenance workers, said earlier that if Congress did impose a contract, it should include union demands for paid sick days.","The threat of a freight railroad strike that had been building in recent weeks receded quickly after President Joe Biden and Democratic leaders in Congress agreed late Monday to support legislation that would block a walk-out by more than 100,000 union members set for the end of next week.",CSX,Transportation,Rail Transportation,CSX Corporation,"{'Greenhouse Gas Emissions': 'The Rail Transportation industry generates emissions mainly through the combustion of diesel in locomotive engines. Despite relatively low emissions compared to other transportation industries, fuel management has implications for industry entities in terms of operating costs and regulatory compliance. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change. Intensifying regulation of locomotive exhaust emissions and high fuel costs encourage rail entities to invest in fuel efficiency enhancements to manage emissions. These investments can improve an entity‚Äôs operational efficiency and cost structure, with effects on value and competitive position both within the industry and compared to other modes of transport.', 'Air Quality': 'Rail operations emit several types of air pollutants that are regulated under national and international laws, including hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). These pollutants tend to have localised environmental and health impacts. For example, locomotive engines idling at rail yards may be a health concern for nearby human populations as HAPs such as benzene are known human carcinogens, while nitrogen oxides (NOx) are a major component of smog and acid rain. At the same time, fuel is a significant industry cost. Rail entities that implement fuel efficiency enhancements and manage emissions may see impacts to their costs in both the short and longer term.', 'Competitive Behaviour': 'Industry consolidation and prior allegations of anti-competitive practices in relation to captive shippers, among other reasons, create pressure on antitrust immunity granted to railroads in some regions. Some of the proposed policy changescould lead to significant costs or impede investment in the industry. Rail entities operating at the limits of allowable charges in areas where they could be found to have market dominance, or those not complying with regulations about reasonable rates, are likely to face increased regulatory scrutiny. Any associated fines or penalties may negatively affect anentity‚Äôs valuation by increasing its cost of capital. In an environment of increased concerns about the market power and pricing practices of rail entities, it is in their interest to continue to ensure competitive pricing and transparency in rate-setting while achieving adequate returns on their investments.', 'Employee Health & Safety': 'Moving freight by rail is associated with the risk of accidents and unintended releases of hazardous materials. These can harm the health and well-being of employees as well as have negative financial impacts on entities, such as reduced productivity, higher employee turnover, and increased insurance costs. Rail operators are likely to be impacted by accidents, and in some cases, poor health may also cause accidents. A healthy workforce, strong safety culture, thorough and systematic approach to safety, risk management programs (including emergency preparedness and response), and operational integrity at all levels of an entity can help lower the probability and magnitude of rail accidents.', 'Accident & Safety Management': 'Rail accidents and unintended releases of hazardous materials can have repercussions for the environment and communities along railroad tracks, as well as financial impacts on entities themselves. Increasingly stringent safety regulations and the potential for significant costs following major accidents provide incentives for entities to manage theirsafety performance through a robust safety management system. In addition, the loss of consumer confidence after such events can result in lower revenues and potentially damage an entity‚Äôs social license to operate, increasing its cost of capital.'}","{'Greenhouse Gas Emissions': 0.7761666462469999, 'Air Quality': 0.7772160728392306, 'Competitive Behaviour': 0.7987271683229803, 'Employee Health & Safety': 0.7966607564608791, 'Accident & Safety Management': 0.7752644956473843}",0.7987271683229803,Ricky,Major focus,Major focus,Negative,"Employee Health & Safety, Competitive Behaviour",No focus,,,2023-06-21T16:35:23+00:00,https://nypost.com/2023/06/21/nyc-man-who-claimed-google-tortured-him-crashes-into-building-near-tech-giants-hqs-injuring-3/,"[{'name': 'alleged Google employees', 'weight': 0.075794615}, {'name': 'Bitton', 'weight': 0.07463959}, {'name': 'Jason Bitton', 'weight': 0.07247975}, {'name': 'Suspect Jason Bitton', 'weight': 0.07036652}, {'name': 'Google', 'weight': 0.06560554}, {'name': 'attempted assault charges', 'weight': 0.0634845}, {'name': 'attempted assault', 'weight': 0.060866103}, {'name': 'attempted reckless driving', 'weight': 0.060731646}, {'name': 'attempted reckless endangerment', 'weight': 0.060622707}, {'name': 'innocuous transcripts', 'weight': 0.059105977}]","[{'name': 'Tech'}, {'name': 'Sports'}]","[{'data': 'NYC', 'type': 'GPE', 'mentions': 2}, {'data': 'Manhattan', 'type': 'GPE', 'mentions': 1}, {'data': 'Chelsea', 'type': 'GPE', 'mentions': 1}, {'data': 'Greenwich Village', 'type': 'GPE', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'Uber', 'type': 'ORG', 'mentions': 2}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'Lenox Health', 'type': 'ORG', 'mentions': 1}, {'data': 'FREEDOMNEWS TV', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'NYPD', 'type': 'ORG', 'mentions': 1}, {'data': 'Brooklyn Supreme Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Jason Bitton', 'type': 'PERSON', 'mentions': 10}, {'data': 'Upper East Side', 'type': 'LOC', 'mentions': 1}, {'data': '20th Precinct', 'type': 'LOC', 'mentions': 1}, {'data': 'Fusion', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'around 6:10 p.m.', 'type': 'TIME', 'mentions': 1}, {'data': '15th Street', 'type': 'FAC', 'mentions': 1}, {'data': '10th Avenue', 'type': 'FAC', 'mentions': 1}]","A Manhattan man who thought Google was trying to secretly “torture’’ him crashed his car into a building near the search engine’s city headquarters Tuesday, injuring a 12-year-old girl and two women, according to cops and court papers.
+
+A sign declaring “Google tortured me” and at least one gas can were found near the car of the suspect — who claimed for years that the tech giant was abusing him with sudden bright flashes across all his devices.
+
+Suspect Jason Bitton — a 34-year-old Upper East Side resident who claimed to drive for Uber, at least at one point — lost control of his white Ford Fusion and mounted the sidewalk around 6:10 p.m. at 15th Street and 10th Avenue in Chelsea, police said.
+
+He struck the pre-teen pedestrian as well as two nearby women ages 47 and 50, cops said.
+
+Then he smashed into a glass building at the corner – about two blocks from Google’s 2.9 million-square-foot, 15-story local headquarters, authorities said.
+
+All three pedestrians were taken to Lenox Health Greenwich Village, where they were listed in stable condition. It’s unclear whether they are related or know each other.
+
+Bitton was arrested at the scene and charged with three counts each of attempted assault, attempted reckless endangerment and attempted reckless driving, police said. His arraignment was pending Wednesday.
+
+A cardboard sign with the words “Google Tortured Me” painted on it, at least one gas can and pill bottle, clothing and other items were seen lying on the ground next to Bitton’s crashed ride, according to video taken by FREEDOMNEWS TV.
+
+Bitton’s Facebook page shows he claimed for years that Google was torturing him to the point of physical and mental duress.
+
+“I guess Google thinks it’s ok to torture someone across their entire Android O.S ecosystem system, no security updates for almost 4 years,” he wrote in a December 2021 post.
+
+“America has fallen,” he wrote in a July 2020 post, which includes a video of him outside the NYPD’s 20th Precinct, where he showed up to file a complaint for cybercrime.
+
+“The Constitution is Undermined by Big Tech. NYC Bureuracurcy [sic] is focused on using AI in wrong places especially Social Control, why look around you.”
+
+A 2019 complaint filed by Bitton against Google in Brooklyn Supreme Court includes accusations that the company had “covert access to injure and harass” through his devices.
+
+The complaint also reveals that Bitton was “diagnosed with extreme Photophobia” and made “multiple visits to the hospital for debilitating headaches, eye pain, spinal and body pain” because of the alleged “torture.”
+
+A second court filing says that Bitton’s evidence includes “innocuous transcripts of oral recordings from alleged Google employees he provided livery services to as an Uber driver.”
+
+That document also indicates that Bitton’s motions were denied.
+
+“While the court sympathizes with Mr. Bitton’s persisting injuries and physical ailments, he simply cannot bring his complaints in the present form,” the filing states.
+
+Bitton was arrested in 2009 for allegedly shoving his mother and threatening to kill her with a knife inside their shared apartment, The Post reported at the time.
+
+He was busted at the time on attempted assault charges and admitted to a hospital for psychiatric evaluation, sources had said.",bdbd3d120fb24e72b51ad48846e00034,"NYC man who claimed Google ‘tortured’ him crashes into building near tech giant’s HQs, injuring 3",4,,,,
+21125,"Kroger Needs to Up its E-Commerce Game - Kroger’s same-store sales growth lags behind that of big-box retailers and some peers.
+
+Kroger isn’t exactly dominating the grocery space today. That presents a mixed bag for investors to sort through.
+
+The supermarket giant had another solid quarter, with identical-store sales—excluding fuel—up 6.9% in its quarter ended Nov. 5 compared with a year earlier. That was much better than the 4.4% increase analysts polled by Visible Alpha were expecting.","{'positive': 0.9542673, 'negative': 0.028258007, 'neutral': 0.017474607}","
+
+Kroger’s same-store sales growth lags behind that of big-box retailers and some peers. 
+
+Kroger isn’t exactly dominating the grocery space today. 
+
+The supermarket giant had another solid quarter, with identical-store sales—excluding fuel—up 6.9% in its quarter ended Nov. 5 compared with a year earlier. That was much better than the 4.4% increase analysts polled by Visible Alpha were expecting.","The company’s proposed merger with Albertsons, even if approved, won’t necessarily supercharge its digital business.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth’s ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry’s exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers’ brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity’s reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry’s competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers’ shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity’s reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers’ private data can undermine their trust in an entity’s ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7486808905712252, 'Air Emissions from Refrigeration': 0.7316989252756846, 'Food Waste Management': 0.7531326054596764, 'Product Labelling & Marketing': 0.7506697098945139, 'Energy Management': 0.7602764530831418, 'Supply Chain': 0.7623734505756915, 'Product Health & Nutrition': 0.7844127043046559, 'Fleet Fuel Management': 0.768331599808588, 'Labour Practices': 0.7683656268209927, 'Data Security': 0.7681862648801401}",0.7844127043046559,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2022-10-17T13:41:00+00:00,https://www.theguardian.com/media/2022/oct/17/disney-threatens-to-bypass-french-cinemas-unless-release-rules-are-relaxed,"[{'name': 'French film authorities', 'weight': 0.12635855}, {'name': 'film distribution rules', 'weight': 0.12174775}, {'name': 'French cinemas', 'weight': 0.12071932}, {'name': 'French cinema owners', 'weight': 0.11396655}, {'name': 'film release', 'weight': 0.11252218}, {'name': 'French subscribers', 'weight': 0.10380601}, {'name': 'release rules', 'weight': 0.1019952}, {'name': 'French', 'weight': 0.10085041}, {'name': 'Films', 'weight': 0.09807926}, {'name': 'film', 'weight': 0.09807926}]",[{'name': 'Entertainment'}],"[{'data': 'Disney', 'type': 'ORG', 'mentions': 11}, {'data': 'Pixar', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'French', 'type': 'NORP', 'mentions': 15}, {'data': 'European', 'type': 'NORP', 'mentions': 1}, {'data': 'Black Panther: Wakanda Forever', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Strange World', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Guardians of the Galaxy Vol 3', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'Indiana Jones 5', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Elemental', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'France', 'type': 'GPE', 'mentions': 1}, {'data': 'Hollywood', 'type': 'GPE', 'mentions': 1}, {'data': 'Black Panther', 'type': 'PERSON', 'mentions': 1}]","Disney is to release Black Panther: Wakanda Forever in French cinemas next month, but has warned that future blockbusters may go straight to its streaming service Disney+ unless France relaxes film distribution rules.
+
+There had been speculation that the Hollywood studio might bypass cinemas with one of the most eagerly anticipated releases since before the pandemic to pressure the French government to reform its highly restrictive rules.
+
+After the release of the second Black Panther film on the big screen on 9 November, Disney will not be allowed to make it available to French subscribers to Disney+ until April 2024.
+
+Subscribers will then have access to the film for just five months after which it will not become available permanently on Disney+ subscribers until November 2025 – unless a deal is done with a French free-to-air broadcaster – three years after its premiere in cinemas.
+
+“As we have stated before, we believe the chronology is anti-consumer and puts all studios at increased risk for piracy, which is why the majority of the stakeholders agree that it needs to be completely revised,” said a spokesperson for Disney.
+
+Earlier this year, Disney took a stance against the French “windowing” system, which is designed to protect its industry and national TV industries, sending the animated action adventure Strange World straight to Disney+.
+
+Films that are not released in French cinemas are not subject to the restrictive windowing regulations. In January, French film authorities shortened the window between film release and availability on subscription streaming services to 15 months, but Disney was not a signatory of the new deal.
+
+Disney said that it had decided to push ahead with the cinema release of the Black Panther sequel because the French authorities have acknowledged that the windowing system “needs to be modernised”.
+
+The next round of negotiations between the film, TV and streaming industry and the French government are expected to start in January.
+
+“We will remain actively engaged in the upcoming meetings,” said the spokesperson. “In the meantime, we will continue to make future release decisions on a film-by-film basis.”
+
+Like the rest of the industry, French cinema owners desperately need more blockbuster titles to drive a post-pandemic recovery. The French box office is down 30% compared with 2021 so far this year, and last month was the worst September for ticket sales in 42 years.
+
+If Disney were to carry out its threat to go straight to streaming next year the French cinema industry will miss out on a string of blockbusters including Guardians of the Galaxy Vol 3, Indiana Jones 5, The Little Mermaid, The Marvels and Pixar’s Elemental.
+
+Earlier this year, Netflix signed a deal with the which included investing a minimum of €40m (£35m) making at least 10 French and European films over the next three years – all of which will have a release in French cinemas – in exchange for reducing the window to 15 months from 36 months. Amazon agreed to 17 months.",3ee35ba65f3f4ae1977df7f1aafa465e,Disney threatens to bypass French cinemas unless release rules are relaxed,4,,,,
+6877,"Google is betting on new partnerships to survive CISO budget cuts - Google is leaning into flexibility as part of a new strategy to stymie the impact of belt-tightening among cyber chiefs.
+
+Driving the news: Google Cloud and Mandiant, the threat intelligence unit it acquired last year, unveiled at the RSA Conference in San Francisco today that they're opening their security products to integrations from competitors, as well as offering new Google plug-ins for other vendors' tools.
+• The news, which was shared first with Axios, means that Google customers will now have more options to embed Google's tools in partner companies' products, like CrowdStrike, Trellix and SentinelOne.
+• Other companies, like Accenture and login management company Okta, will also be integrating their products into Google's as part of the plan.
+
+Why it matters: Chief information security officers are facing increasing board pressure during a wobbly economy to cut down the number of vendors they work with and simplify their security programs.
+• As a result, vendors have started to intertwine their competitors' products into their own tools in recent years to reach more customers.
+
+What they're saying: ""Ultimately we think we reach more of the world if we can work with more partners and really look at these win-win situations,"" Eric Doerr, vice president of engineering for cloud security at Google Cloud, told Axios.
+• ""It doesn't have to be our way or our technology,"" Marshall Heilman, chief technology officer at Mandiant, told Axios. ""And that's what it really means to have an open end-to-end ecosystem.""
+
+How it works: Google Cloud's partnership expansion will let customers integrate various threat intelligence and product security products into its offerings.
+• Accenture, an IT services and consulting group, is integrating its entire cloud infrastructure managed services operation with Google Cloud's Chronicle Security Operations hub for incident response, threat intelligence and event management tools.
+• Customers of Google Workspace will soon be able to integrate login verification tools from Okta and device management tools from VMWare into their Google dashboards.
+• Customers of CrowdStrike, SentinelOne, Trellix and other partners can also now plug in Mandiant's threat intelligence tools to their programs. Doing this allows those customers to see information about an ongoing attack inside the same security programs they'd need to deploy to fix it.
+
+Between the lines: Google executives argue their push towards product integrations is more in-depth than similar approaches from competitors.
+• ""We want to figure out how we can augment the technology you already have in place to make your security posture that much stronger — not rip-and-replace so we can make a bunch of money,"" Heilman said.
+
+Yes, but: Integrating third-party vendors into a company's security operations bring additional risk for supply chain attacks, where hackers gain access to a network through a weakness in another vendor.
+• ""We just wouldn't do business with someone who we didn't think was taking security seriously,"" Doerr said.
+
+Sign up for Axios‚Äô cybersecurity newsletter Codebook here","{'positive': 0.24690683, 'negative': 0.013441763, 'neutral': 0.73965144}","Google is partnering with other companies to integrate their security products into their products, as well as offering new Google plug-ins for other vendors' tools. The move is part of a strategy to stymie the impact of belt-tightening among cyber chiefs, as customers of other vendors can now integrate their products into Google Workspace, CrowdStrike, Trellix and SentinelOne. The partnership works with Google Cloud, allowing customers to integrate various threat intelligence and product security products to their offerings. Companies are arguing that product integrations are more in-depth than similar approaches from competitors.",The news means that Google customers will now have more options to embed Google's tools in other's products.,GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7671460764102644, 'Environmental Footprint of Hardware Infrastructure': 0.7571574602706082, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7897564318965855, 'Employee Recruitment, Inclusion & Performance': 0.7634371382991973, 'Data Security': 0.8085538118156023}",0.8085538118156023,Ricky,Major focus,Major focus,Neutral,"Data Security, Intellectual Property Protection & Competitive Behaviour",Major focus,Major focus,Neutral,2023-02-08T20:32:32.302000+00:00,https://www.washingtonpost.com/technology/2023/02/08/google-bard-chatbot-microsoft/,"[{'name': 'new chatbot search engines', 'weight': 0.08501009}, {'name': 'smaller AI company OpenAI', 'weight': 0.07682699}, {'name': 'Microsoft', 'weight': 0.07077584}, {'name': 'questions', 'weight': 0.06472551}, {'name': 'search', 'weight': 0.06401949}, {'name': 'famous people', 'weight': 0.063980274}, {'name': 'internet publishers', 'weight': 0.06337611}, {'name': 'generative AI', 'weight': 0.062485177}, {'name': 'content', 'weight': 0.06052656}, {'name': 'Google', 'weight': 0.05785252}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 10}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 3}, {'data': 'Pandora', 'type': 'ORG', 'mentions': 1}, {'data': 'LaMDA', 'type': 'ORG', 'mentions': 1}, {'data': 'Siege Media', 'type': 'ORG', 'mentions': 1}, {'data': 'Redmond', 'type': 'GPE', 'mentions': 1}, {'data': 'Wash.', 'type': 'GPE', 'mentions': 1}, {'data': 'France', 'type': 'GPE', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'James Webb', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ross Hudgens', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'LaMDA', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'DALL-E', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Edge', 'type': 'PRODUCT', 'mentions': 1}]","The AI arms race between Google and Microsoft is in full force, as both companies trumpet new tech that they claim will transform the way we search the internet. The companies this week announced new chatbot search engines powered by artificial intelligence — churning up longer contextualized answers in response to queries. On Tuesday, Microsoft held a major event at its Redmond, Wash. headquarters where Chief Executive Officer Satya Nadella touted its chatbot search feature, based on tech developed by smaller AI company OpenAI. Google, meanwhile, appeared to attempt to front run the announcement with its own unveiling of its chatbot named “Bard” on Monday — something it demoed at an event in France on Wednesday.
+
+The competition between the two tech giants reflects the excitement and hype around technology called generative AI, which uses massive computer programs trained on reams of text and images to build bots that conjure content of their own based on relatively complex questions. Google first unveiled its chatbot LaMDA in 2021, but didn’t make it available to the public. Last year, smaller AI company OpenAI made its chatbot ChatGPT and image generator DALL-E available to the public, spurring a burst of interest in the technology, which in turn pushed Microsoft and Google to rush out their products.
+
+Now, the tech giants are trying to bring that same type of experience to search, which has slowly transformed over the past decade to offer more and more sophisticated answers to users. But experts caution that widespread public availability of these types of AI — which harbor biases formed from the information they’re trained on and have been shown to consistently make factual errors and invent information — opens a potential Pandora’s box.
+
+Microsoft is already rolling out its tool — available only on its Edge browser — to select users. The tech is based on smaller AI company OpenAI’s ChatGPT, which Microsoft signed a multibillion dollar deal with recently. Google said its Bard search tool powered by LaMDA would be available in the “coming weeks.”
+
+Microsoft, which has a tiny sliver of the search market with its engine Bing and would require significant gains to catch up, still seemed to have impressed investors, as Google’s stock price dropped nearly 8 percent Wednesday.
+
+Google’s announcement did not include an interactive demonstration like Microsoft’s did. Its chatbot also made a mistake in the example the company showed off in its initial blog post — incorrectly saying that the James Webb telescope was the first to take a picture of an exoplanet, when really it was a different telescope.
+
+Google and Microsoft have both used AI in their search engines for years to help parse peoples’ queries, decide which content is best for which questions and offer other services like translation. But the chatbots are the first case of the companies using generative AI.
+
+Both search engines moved away from the “ten blue links” model of simply providing links to other websites years ago, and now often provide direct answers for questions about the weather, sports scores and the ages of famous people. But some AI entrepreneurs believe generative AI will create a world where linking back to original source material becomes obsolete, with chabots like ChatGPT or Bard simply answering peoples’ questions directly based on the knowledge they’ve gained from hoovering up the internet’s collective knowledge.
+
+That is prompting concerns from internet publishers that the new systems will simply steal their work and present it as their own, without sending any traffic back to the original content creators. Google’s example did not show it citing sources, while Microsoft’s did.
+
+But the tech is still very early, and its likely Google will cite sources and link back to original authors when its bot does officially debut, said Ross Hudgens, a search engine optimization expert and chief executive of Siege Media, a content marketing company. The company’s business model of getting users to click on links to ads is too important to jeopardize, he said.",4281923b09074e1fad6fc959054bacf2,"AI arms race kicks off as Google, Microsoft make dueling announcements",4,,,,
+35015,"Caterpillar Warns of China Demand Slipping Below 2022 Levels - (Bloomberg) -- Caterpillar Inc., one of the world’s largest makers of heavy machinery, is warning investors that China demand won’t be bouncing back this year.
+• None Putin’s War in Ukraine Pushes Ex-Soviet States Toward New Allies
+• None Microsoft Studio Behind Halo Faces a Reboot on Years of Turmoil
+• None Brexit Is Costing the UK £100 Billion a Year in Lost Output
+
+Chief Executive Officer Jim Umpleby told analysts on Tuesday’s quarterly earnings call that the US company expects demand from the Asian nation to continue to be sluggish, even falling below 2022 levels in the year ahead.
+
+“We had a couple of really strong years in China in 2020-2021 and we saw softening in 2022,” Umpleby said. “We don’t see signs of improvement at this point.”
+
+His comments helped extend Caterpillar’s stock drop, with shares down 4.4% at 10:44 a.m. in New York, after the machinery maker reported earnings that missed expectations.
+
+While Caterpillar has previously said China accounts for just 5% to 10% of total business sales, such commentary is key for investors seeking insights on real demand in a nation that accounts for half of commodity markets and massive construction growth. China was a drag on Caterpillar last year as Covid-related lockdowns and a pullback in building cooled growth in the nation to the slowest pace in decades.
+
+Caterpillar’s benchmark for demand in China is the 10-ton and above excavator market, which Umpleby said will be weaker in 2023 than last year. The CEO said the Irving, Texas-based machinery maker continues to invest in new products in China to maintain its competitiveness.
+• None Spanish-Speaking Streamers Are the Hottest Thing on Twitch
+• None After 30 Years, the King of ETFs Faces a Fight for Its Crown
+• None How to Be 18 Years Old Again for Only $2 Million a Year
+• None The Secret to EV Success Is the Software","{'positive': 0.01382324, 'negative': 0.9557275, 'neutral': 0.030449275}","Microsoft Studio Behind Halo Faces a Reboot on Years of Turmoil
+• None Brexit Is Costing the UK £100 Billion a Year in Lost Output
+
+Chief Executive Officer Jim Umpleby told analysts on Tuesday’s quarterly earnings call that the US company expects demand from the Asian nation to continue to be sluggish, even falling below 2022 levels in the year ahead. “We had a couple of really strong years in China in 2020-2021 and we saw softening in 2022,” Umpleby said. China was a drag on Caterpillar last year as Covid-related lockdowns and a pullback in building cooled growth in the nation to the slowest pace in decades. Caterpillar’s benchmark for demand in China is the 10-ton and above excavator market, which Umpleby said will be weaker in 2023 than last year.","(Bloomberg) -- Caterpillar Inc., one of the world’s largest makers of heavy machinery, is warning investors that China demand won’t be bouncing back this year.Most Read from BloombergSony Slashes PlayStation VR2 Headset Output After Pre-Orders DisappointPutin’s War in Ukraine Pushes Ex-Soviet States Toward New AlliesMicrosoft Studio Behind Halo Faces a Reboot on Years of TurmoilBrexit Is Costing the UK £100 Billion a Year in Lost OutputTrump Sues Journalist Bob Woodward for Releasing Interview R",CAT,Resource Transformation,Industrial Machinery & Goods,Caterpillar Inc,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7377084148372455, 'Materials Sourcing': 0.7706900505956911, 'Energy Management': 0.7321658236926696, 'Fuel Economy & Emissions in Use-phase': 0.743556061605579, 'Employee Health & Safety': 0.7343123798286412}",0.7706900505956911,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-06-01T21:22:45+00:00,https://finance.yahoo.com/news/goldman-making-targeted-job-cuts-amid-pretty-difficult-wall-street-slump-172654102.html?.tsrc=rss,"[{'name': 'equity capital markets activity', 'weight': 0.089508876}, {'name': 'Wall Street', 'weight': 0.081613705}, {'name': 'several Wall Street giants', 'weight': 0.08088668}, {'name': 'media reports', 'weight': 0.07800639}, {'name': 'Goldman Sachs', 'weight': 0.075760014}, {'name': 'investment banking revenue', 'weight': 0.073866226}, {'name': 'Goldman', 'weight': 0.07204358}, {'name': 'fee revenue', 'weight': 0.07093936}, {'name': 'less activity', 'weight': 0.06816383}, {'name': 'Trading revenue', 'weight': 0.06767309}]",[{'name': 'Finance'}],"[{'data': 'Goldman', 'type': 'ORG', 'mentions': 8}, {'data': 'GS', 'type': 'ORG', 'mentions': 2}, {'data': 'Citigroup', 'type': 'ORG', 'mentions': 2}, {'data': 'C', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 2}, {'data': 'JPMorgan Chase', 'type': 'ORG', 'mentions': 4}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 2}, {'data': 'MS', 'type': 'ORG', 'mentions': 1}, {'data': 'Waldron', 'type': 'ORG', 'mentions': 2}, {'data': 'Yahoo Finance', 'type': 'ORG', 'mentions': 1}, {'data': 'John Waldron', 'type': 'PERSON', 'mentions': 4}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}]","Goldman Sachs (GS) Chief Operating Officer John Waldron said the company is now making a new round of ""targeted"" employee reductions, one of several Wall Street giants cutting jobs amid a dealmaking slump.
+
+The cuts will amount to roughly 250 layoffs, said a person familiar with the matter, from a workforce of roughly 45,000. The eliminations follow a separate round of layoffs in January, when Goldman eliminated 3,200 workers, and additional layoffs last September.
+
+Waldron, speaking at a conference in New York on Thursday, cited a ""pretty difficult"" environment for Wall Street as a reason for the cuts, which will help with a previously stated goal of reducing $600 million from payroll. Trading revenue for Goldman may fall 25% in the second quarter.
+
+""We're more cautious. We're running the firm tighter,"" he said.
+
+Goldman is not the only Wall Street firm cutting back as deal-making dries up. The slowdown is largely due to a rapid rise in interest rates, economic uncertainty, and turmoil in the banking industry.
+
+Most major banks that advise on mergers or IPO underwriting reported drops in fee revenue during the first quarter. The largest decrease of 26% belonged to Goldman Sachs (GS), followed by a 25% drop at Citigroup (C) and a 20% drop at Bank of America (BAC). JPMorgan Chase (JPM) saw investment banking revenue down 19%.
+
+Many of these banks decided to eliminate more positions this year, according to media reports. Cuts at Morgan Stanley (MS) will amount to roughly 3,000, and JPMorgan is culling roughly 500 positions. Citigroup and Bank of America are making smaller reductions of a few hundred jobs each.
+
+Goldman is planning for a total of $1 billion in expense cuts, including the new layoffs.
+
+""We're preparing for a tougher environment,"" Waldron said Thursday. ""We'd love to be surprised on the upside. We might be surprised on the upside. We can always flex into that but we definitely have a much more cautious tone.”
+
+Waldron cited muted activity with private equity firms and less activity with larger companies while pointing to middle-market merger activity as a bright spot.
+
+Trading “is more sluggish,” said Waldron who added that compared to the second quarter a year ago, Goldman’s market division should post 25% lower revenue. Morgan Stanley and JPMorgan executives have also warned recently that their trading results would decline in the second quarter.
+
+“We've had a couple of good weeks of equity capital markets activity. So you could envision that we might have a better back half of the year. We're not necessarily planning for that, but it certainly could happen,” Waldron added.
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance",f7cf787b9f814f3e87eda7a7897f353f,Goldman making 'targeted' job cuts amid 'pretty difficult' Wall Street environment,4,,,,
+27708,"3 Non-Energy S&P 500 Stocks With Enough Energy to Boost Returns - The Oil/Energy industry has undoubtedly been the best-performing S&P 500 sector in 2022, making up for huge losses in other sectors of the index. The space has generated a total return of nearly 25.9% in 2022 against the S&P 500’s decline of around 18.8%.
+
+The rise in oil and gas prices has brought windfall profits to energy companies, pushing their stocks up this year. As global economies reopen, demand for oil and gas has risen but supply remains tight. Several western countries have imposed restrictions on imports from Russia, one of the world's largest producers of the commodity, in the backdrop of its war with Ukraine that has been hurting the supply of oil and gas. This demand supply gap has been pushing up oil and gas prices.
+
+Major energy companies were among the best-performing stocks in the S&P 500 Index this year.
+
+While energy stocks have been the top performers within S&P 500 this year, it is quite a volatile sector. So, it is not a bad idea to invest in some top-performing non-energy S&P 500 stocks. Here we discuss three such S&P 500 stocks, Merck MRK, Vertex Pharmaceuticals VRTX and McKesson Corporation MCK. All three companies are from the Medical sector, which is a defensive sector to invest in the present environment of rising interest rates and economic uncertainty.
+
+Each of these S&P 500 stocks has returned more than 40% year to date and looks well poised for the upcoming year.
+
+Based in Kenilworth, NJ, Merck boasts more than six blockbuster drugs in its portfolio, with PD-L1 inhibitor, Keytruda, approved for several types of cancer, alone accounting for around 40% of the company’s pharmaceutical sales. An ongoing recovery from the disruptions related to the pandemic and strong global underlying demand across its business, particularly for Keytruda and Gardasil vaccines to prevent HPV-related cancers, is improving Merck’s sales performance.
+
+Merck’s blockbuster cancer medicine, Keytruda is gaining from continued strong momentum in metastatic indications, including in some types of NSCLC, renal cell carcinoma, head and neck squamous cell carcinoma, TNBC and MSI-H cancers. Keytruda is continuously growing and expanding into new indications and markets globally.
+
+With continued label expansion into new indications & early-stage settings, Keytruda is expected to remain a key top-line driver. Merck’s Animal Health business has been a key contributor to its top-line growth, with the company recording above-market growth. The trend is expected to continue in 2023. Merck boasts a strong cancer pipeline, including Keytruda, which should help drive long-term growth.
+
+Merck’s stock has risen 41.9% this year so far. The Zacks Consensus Estimate for 2022 has risen from $7.37 per share to $7.38 per share while that for 2023 has gone up from $7.18 per share to $7.34 per share over the past 60 days. Merck has a Zacks Rank #3 (Hold)
+
+Vertex’s main area of focus is cystic fibrosis (CF). With its four CF medicines, Vertex is treating the majority of the 83,000 patients living with CF in the United States, Europe, Canada and Australia. Vertex’s CF sales continue to grow driven by its triple therapy, Trikafta/Kaftrio. New reimbursement agreements in ex-U.S. markets and label expansions to younger age groups in the United States are driving Trikafta/Kaftrio sales higher. Vertex faces only minimal competition in its core CF franchise.
+
+While Vertex’s main focus is on the development and strengthening of its CF franchise, the company also has a rapidly advancing mid- to late-stage pipeline in seven additional diseases beyond CF like acute pain, sickle cell disease, beta-thalassemia, APOL1-mediated kidney diseases (AMKD), alpha-1 antitrypsin (AAT) deficiency and cell therapy for type I diabetes. Many of these candidates represent multibillion-dollar opportunities. Programs in five disease areas are now entering or progressing through late-stage clinical development. Multiple late-stage projects have established proof of concept.
+
+Vertex Pharmaceuticals’ stock has risen 42.1% this year so far. Estimates for Vertex’s 2022 earnings have gone up from $14.21 to $14.65 per share, while that for 2023 have increased from $15.09 to $15.62 per share over the past 60 days. Vertex has a Zacks Rank of 2 (Buy).
+
+McKesson is a major player in the pharmaceutical and medical supplies distribution market. The Distribution Solutions segment caters to a wide range of customers and businesses and stands to benefit from increased generic utilization, inflation in generics driven by several patent expirations in the next few years, and an aging population.
+
+The company played a crucial role in the COVID-19 response efforts in the United States and abroad via the distribution of COVID-19 vaccines, ancillary supply kits, and COVID-19 tests. McKesson is well-poised for growth, backed by strategic collaborations and strength in the distribution solutions segment. The company has an encouraging outlook for 2023.
+
+McKesson’s stock has risen 49.4% this year so far. Estimates for McKesson’s 2022 earnings have gone up from $24.26 to $24.75 per share, while that for 2023 have increased from $26.05 to $26.41 per share over the past 60 days. McKesson has a Zacks Rank #3.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.93838894, 'negative': 0.018935226, 'neutral': 0.042675804}","
+
+The Oil/Energy industry has undoubtedly been the best-performing S&P 500 sector in 2022, making up for huge losses in other sectors of the index. 
+
+The rise in oil and gas prices has brought windfall profits to energy companies, pushing their stocks up this year. 
+
+Merck’s blockbuster cancer medicine, Keytruda is gaining from continued strong momentum in metastatic indications, including in some types of NSCLC, renal cell carcinoma, head and neck squamous cell carcinoma, TNBC and MSI-H cancers. 
+
+While Vertex‚Äôs main focus is on the development and strengthening of its CF franchise, the company also has a rapidly advancing mid- to late-stage pipeline in seven additional diseases beyond CF like acute pain, sickle cell disease, beta-thalassemia, APOL1-mediated kidney diseases (AMKD), alpha-1 antitrypsin (AAT) deficiency and cell therapy for type I diabetes.","Though energy companies have been among the best-performing stocks in the S&P 500 index, here we discuss some top-performing non-energy S&P 500 stocks like MRK, VRTX and MCK.",MCK,Health Care,Health Care Distributors,McKesson Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7539194853956609, 'Fleet Fuel Management': 0.7773772246731531, 'Business Ethics': 0.7216510981707803, 'Product Lifecycle Management': 0.7395893488582322, 'Counterfeit Drugs': 0.7275526450872194}",0.7773772246731531,Ricky,Major focus,Major focus,Positive,"Product Safety, Business Ethics",No focus,,,2023-05-31T14:30:30+00:00,https://www.forbes.com/sites/gordonkelly/2023/05/31/apple-iphone-15-pro-max-upgrade-iphone-16-pro-max-design-camera-upgrades/,"[{'name': 'iPhone', 'weight': 0.12707584}, {'name': 'iPhone leaks', 'weight': 0.1260751}, {'name': 'iPhone Pros', 'weight': 0.1247289}, {'name': 'iPhone fans', 'weight': 0.12250583}, {'name': 'Pro Max', 'weight': 0.11418077}, {'name': 'iPhone 15 Pro Max', 'weight': 0.089719996}, {'name': 'iPhone 16 Pro Max', 'weight': 0.089719996}, {'name': 'iPhone 16 Pro sizes', 'weight': 0.08510274}, {'name': 'respected Apple insider ShrimpApplePro', 'weight': 0.08371578}, {'name': 'improved dynamic range', 'weight': 0.08164772}]",[{'name': 'Tech'}],"[{'data': 'iPhone 15', 'type': 'PRODUCT', 'mentions': 17}, {'data': 'Pro Max', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'iPhone Pros', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 7}, {'data': 'Weibo', 'type': 'ORG', 'mentions': 2}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Mark Gurman', 'type': 'PERSON', 'mentions': 1}]","iPhone 15 leaks have already detailed many of Apple’s most significant changes, but potential upgraders need to know that the company is working on something far more ambitious.
+
+Initially leaked via Chinese social media site Weibo, and since corroborated by respected Apple insider ShrimpApplePro, Apple is planning to overhaul the cameras in the iPhone 16 Pro and iPhone 16 Pro Max with bigger sensors and periscope lenses. In contrast, the iPhone 15 Pro and Pro Max are understood to use the same primary sensor as the iPhone 14 Pro Max.
+
+What this means is a 1/1.14-inch primary camera sensor for Apple’s 2024 iPhone Pros, compared to the 1/1.28-inch sensor in both the iPhone 14 Pro Max and iPhone 15 Pro Max. A larger sensor means the camera can take in more light, which is critical for low-light photography and improved dynamic range.
+
+Where is Apple finding the space for the larger sensors? According to multiple leaks, both the iPhone 16 Pro and iPhone 16 Pro Max will increase in size, jumping from 6.1 and 6.7-inches to 6.3 and 6.9-inches, respectively, allowing Apple to fit a periscope lens in both models. Something the iPhone 15 Pro will miss out on completely.
+
+Interestingly, Bloomberg’s Mark Gurman had already speculated that the increase in iPhone 16 Pro sizes could mean improved camera hardware, but this is the first detailed information to come out.
+
+And the key here is ShrimpApplePro. While Weibo is something of a wild west for iPhone leaks, the leaker has a rock-solid track record and nailed numerous iPhone 14 details ahead of release as well as being at the forefront of iPhone 15 information that was subsequently collaborated by major sources.
+
+Arguably, there is never a good time to upgrade your smartphone because every generation brings new advances. That said, there are better years than others, and the iPhone 15 range is shaping up to be a more incremental update with upgrades actively discouraged by one influential leaker. So for iPhone fans caught in two minds, your patience may well be rewarded.",1792575bbaff40a5826dbb92ba04707b,"Forget iPhone 15, iPhone 15 Pro, Apple Has Something Better",4,,,,
+12952,UPS Prepares for Slowdown in Global Delivery Volumes - United Parcel Service is girding its business against a slowdown in global delivery volumes as it advised that annual revenue could decline for the first time in years. The outlook comes after the company posted a surprise decline in fourth-quarter revenue after delivering fewer items during the holidays than a year earlier. The drop in volumes is the latest sign that demand in the shipping industry is weakening amid a global economic slowdown and rising interest rates.,"{'positive': 0.00910139, 'negative': 0.97543097, 'neutral': 0.015467567}",UPS Prepares for Slowdown in Global Delivery Volumes. United Parcel Service is girding its business against a slowdown in global delivery volumes as it advised that annual revenue could decline for the first time in years. The outlook comes after the company posted a surprise decline in fourth-quarter revenue after delivering fewer items during the holidays than a year earlier. The drop in volumes is the latest sign that demand in the shipping industry is weakening amid a global economic slowdown and rising interest rates.,United Parcel Service  is girding its business against a slowdown in global delivery volumes as it advised that annual revenue could decline for the first time in years.  The outlook comes after the company posted a surprise decline in fourth-quarter revenue after delivering fewer items during the holidays than a year earlier.  The drop in volumes is the latest sign that demand in the shipping industry is weakening amid a global economic slowdown and rising interest rates.,UPS,Transportation,Air Freight & Logistics,United Parcel Service Inc B,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.774766511147364, 'Supply Chain Management': 0.7763236705942229, 'Air Quality': 0.7832371213011462, 'Employee Health & Safety': 0.795836597605739, 'Labour Practices': 0.784594186035113, 'Accident & Safety Management': 0.7464951360450787}",0.795836598,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-04-18T16:17:55+00:00,https://www.reuters.com/technology/google-wins-appeal-20-mln-us-patent-verdict-over-chrome-technology-2023-04-18/,"[{'name': 'year', 'weight': 0.14395896}, {'name': 'anti-malware functions', 'weight': 0.09265067}, {'name': 'an earlier anti-malware patent', 'weight': 0.086960375}, {'name': 'Chrome technology', 'weight': 0.08692719}, {'name': 'three anti-malware patents', 'weight': 0.08327143}, {'name': 'web browsers', 'weight': 0.08260506}, {'name': 'East Texas federal court', 'weight': 0.07998693}, {'name': 'Google LLC', 'weight': 0.073117174}, {'name': 'technology', 'weight': 0.072604656}, {'name': 'critical files', 'weight': 0.071505435}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL.O', 'type': 'ORG', 'mentions': 1}, {'data': 'The U.S. Court of Appeals for the Federal Circuit', 'type': 'ORG', 'mentions': 3}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Chrome', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Alfonso Cioffi', 'type': 'PERSON', 'mentions': 2}, {'data': 'Allen Rozman', 'type': 'PERSON', 'mentions': 2}, {'data': 'José Castañeda', 'type': 'PERSON', 'mentions': 1}, {'data': 'East Texas', 'type': 'LOC', 'mentions': 1}]","April 18 (Reuters) - Alphabet's Google LLC (GOOGL.O) on Tuesday convinced a U.S. appeals court to cancel three anti-malware patents at the heart of a Texas jury's $20 million infringement verdict against the company.
+
+The U.S. Court of Appeals for the Federal Circuit said that Alfonso Cioffi and Allen Rozman's patents were invalid because they contained inventions that were not included in an earlier version of the patent.
+
+Google spokesperson José Castañeda said the company appreciated the decision. Representatives for the inventors did not immediately respond to a request for comment.
+
+Cioffi and the late Rozman's daughters sued Google in East Texas federal court in 2013, alleging anti-malware functions in Google's Chrome web browser infringed their patents for technology that prevents malware from accessing critical files on a computer.
+
+A jury decided in 2017 that Google infringed the patents and awarded the plaintiffs $20 million plus ongoing royalties, which their attorney said at the time were expected to total about $7 million per year for the next nine years.
+
+But the Federal Circuit said Tuesday that all of the patents were invalid. The three patents were reissued from an earlier anti-malware patent, and federal law required the new patents to cover the same invention as the first, the unanimous three-judge panel concluded.
+
+The appeals court said the new patents outlined technology specific to web browsers that the first patent did not mention.
+
+The case is Cioffi v. Google LLC, U.S. Court of Appeals for the Federal Circuit, No. 18-1049.",fabde70893044ed5ac53f5efde3b77d8,Google wins appeal of $20 mln US patent verdict over Chrome technology,4,,,,
+14388,"JPMorgan’s Raghavan Sees Investment Banking Fees Rebounding to $70 Billion - Hi, it’s Ruth David in London, catching up with JPMorgan’s global co-head of investment banking. KKR also wins a bidding war and a Finnish credit information company explores a sale amid takeover interest. We're off Monday and Tuesday for the US holiday. See you Wednesday. 
+
+ 
+
+ Today's top stories
+
+In the current battered world of investment banking, a month can make a big difference. When Bloomberg last spoke with Viswas Raghavan, JPMorgan‚Äôs global co-head of IB, he was bemoaning April as the unit‚Äôs lowest monthly wallet in a decade.","{'positive': 0.014762231, 'negative': 0.9580726, 'neutral': 0.027165163}","In the current battered world of investment banking, a month can make a big difference. JPMorgan's Raghavan Sees Investment Banking Fees are expected to reach $70 billion this month. KKR also wins a bidding war and a Finnish credit information company explores a sale amid takeover interest.","Hi, it‚Äôs Ruth David in London, catching up with JPMorgan‚Äôs global co-head of investment banking. KKR also wins a bidding war and a Finnish credit information company explores a sale amid takeover interest. We're off Monday and Tuesday for the US holiday. See you Wednesday.      Today's top stories",JPM,Financials,Investment Banking & Brokerage,JP Morgan Chase & Co,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management‚Äôs approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity‚Äôs amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks‚Äô financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks‚Äô size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.7905346625732271, 'Professional Integrity': 0.7581300656974167, 'Factors in Investment Banking & Brokerage Activities': 0.765178983171752, 'Business Ethics': 0.783724542141298, 'Systemic Risk Management': 0.7901562940659385, 'Employee Incentives & Risk Taking': 0.7936121619042715}",0.7936121619042715,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-02-08T20:34:26.495000+00:00,https://www.theverge.com/2023/2/8/23591447/google-clay-bavor-head-of-vr-ar-labs-ai-company-bret-taylor,"[{'name': 'Bavor', 'weight': 0.11955209}, {'name': 'Clay Bavor', 'weight': 0.11638842}, {'name': 'AI', 'weight': 0.10870446}, {'name': 'former co', 'weight': 0.10382975}, {'name': 'Salesforce', 'weight': 0.09818859}, {'name': 'LinkedIn', 'weight': 0.09582404}, {'name': 'CEO', 'weight': 0.07700501}, {'name': 'Bavor’s LinkedIn', 'weight': 0.07660768}, {'name': 'an AI company', 'weight': 0.07566614}, {'name': 'Bret Taylor', 'weight': 0.07561386}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 2}, {'data': 'Labs', 'type': 'ORG', 'mentions': 1}, {'data': 'Bavor', 'type': 'ORG', 'mentions': 5}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': 'Clay Bavor', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bret Taylor', 'type': 'PERSON', 'mentions': 3}]","Clay Bavor, Google’s vice president of its forward-looking Labs division, is leaving the company to found an AI startup, as announced in a post on Bavor’s LinkedIn on Wednesday.
+
+Bavor will be founding the new AI startup with Bret Taylor, a former Facebook (now Meta) CTO and former co-CEO of Salesforce. “We share an obsession with recent advances in AI, and we’re excited to build a new company to apply AI to solve some of the most important problems in business,” Bavor wrote in his LinkedIn post.
+
+Bavor and Taylor will officially start work on the company in March. Taylor also posted about the new company on his LinkedIn, though his description of it matches Bavor’s. (The two even posted the same picture.)
+
+Google didn’t immediately respond to a request for comment. The company has recently signaled its own obsession with AI, announcing its Bard chatbot on Monday that has already made a prominent error in a Google tweet.",4f6f5db5ea5c4b84ac9a4b228c68ea39,Google’s head of VR is leaving to form an AI company with the former co-CEO of Salesforce,4,,,,
+12232,"Fish kill in Mississippi River blamed on Monticello nuclear plant shutdown - The shutdown of the Monticello Nuclear Generating Station to fix a leak of mildly radioactive water caused some collateral environmental damage: a fish kill in the Mississippi River.
+
+Xcel Energy reported that 230 fish died from thermal shock, not the tritium that has seeped into groundwater. The plant uses river water for cooling, and then sends warmed water back to the Mississippi. As the plant powered down and the flow of warm water was cut off, the sudden change in temperature proved fatal for bass, channel catfish, carp and sucker fish.
+
+Pat Rivers, the deputy director of fish and wildlife for the Minnesota Department of Natural Resources, said the event was ""a pretty small fish kill in relative terms, but it's still unfortunate.""
+
+Theo Keith, a spokesman for Xcel, wrote in an email that the utility tries to avoid shutdowns ""in winter months where temperature differences are greatest."" He said the utility powered down the plant slowly to try to lessen the impact.
+
+The radioactive tritium that previously leaked at the plant has not reached the river, according to a joint statement from the Minnesota Pollution Control Agency and DNR.
+
+Xcel and state agencies first reported on March 16 that 400,000 gallons of tritiated water had seeped into the groundwater under the Monticello plant, and that a temporary fix had been put in place. Last week, Xcel said its patch had failed, so it was going to shut down the plant immediately for a repair, rather than waiting for a planned outage next month.
+
+Tritium is a radioactive form of hydrogen that occurs naturally and as a byproduct of nuclear power generation. It doesn't post a health risk unless ingested, and state agencies have repeatedly said the tritium has not reached any drinking water sources.
+
+Keith wrote that the leak has been permanently fixed, and that the plant would begin producing power again in the next week, before powering down again April 15 for refueling.
+
+There have been far larger fish kills in Minnesota — last summer, 2,500 dead fish, mostly brown trout, were found in a creek in the southeastern part of the state. The state later determined that manure and pesticide runoff were the most likely causes of that die-off.
+
+Rivers said that thousands of fish can also die in winter kills, when thick snow covers the ice on lakes and blocks sunlight to the aquatic plants below. That stops photosynthesis, cutting off the available oxygen.","{'positive': 0.014489435, 'negative': 0.8331199, 'neutral': 0.15239063}","The shutdown of the Monticello Nuclear Generating Station to fix a leak of mildly radioactive water caused some collateral environmental damage: a fish kill in the Mississippi River. Xcel Energy reported that 230 fish died from thermal shock, not the tritium that has seeped into groundwater. The sudden change in temperature proved fatal for bass, channel catfish, carp and sucker fish, and the radioactive trittium that previously leaked at the plant has not reached the river. The leak has been fixed and the plant will begin producing power again in the next week, before powering down again April 15 for refueling.","The death of an estimated 230 fish in the river was caused by a quick change in water temperature, not by mildly radioactive material that had previously leaked at the plant, officials said.",XEL,Infrastructure,Electric Utilities & Power Generators,Xcel Energy Inc,"{'Water Management': 'Electricity generation is one of the most water-intensive industries in the world in terms of water withdrawals. Thermoelectric power plants—typically coal, nuclear and natural gas—use large quantities of water for cooling purposes. The industry is facing increasing water-related supply and regulatory risks, potentially requiring capital investment in technology or even creating stranded assets. As water supplies tighten in many regions—and electricity generation, agriculture and community use compete for water supplies—power plants increasingly may be unable to operate at full capacity, or at all, because of region-specific water constraints. The availability of water is an important factor to consider when calculating the future value of many electricity-generating assets and for evaluating proposals for new generation sources. Increased water scarcity—because of factors such as increasing consumption and reduced supplies resulting fromclimate change, which could result in more frequent or intense droughts—could prompt regulatory authorities to limit entities’ ability to withdraw necessary amounts of water, especially in regions with high baseline water stress. Furthermore, entities must manage the growing number of regulations related to the significant biodiversity impacts that such large withdrawals may cause. To mitigate these risks, entities can invest both in more efficient water-usage systems for plants, and place strategic priority on assessing long-term water availability, as well as water-related biodiversity risks, when siting new power plants.', 'Greenhouse Gas Emissions & Energy Resource Planning': 'Electricity generation represents the largest source of greenhouse gas (GHG) emissions in the world. Mainly carbon dioxide, methane and nitrous oxide, these emissions are mostly by-products of fossil fuel combustion. The transmission ordistribution (T&D) segments of the industry produce negligible emissions. Electric utility entities could face significant operating costs and capital expenditures for mitigating GHG emissions as environmental regulations become increasingly stringent. Although many of these costs may be passed to a utility’s customers, some power generators, especially in deregulated markets, may be unable to recoup these costs. Entities may reduce GHG emissions from electricity generationthrough careful infrastructure investment planning by ensuring the delivery of an energy mix capable of meeting the emissions requirements set forth by regulations, and by implementing industry-leading technologies and processes. Being proactive in cost-effectively reducing GHG emissions may create a competitive advantage for entities and mitigate unanticipated regulatory compliance costs. Failure to properly estimate capital-expenditure needs and permitting costs, or other difficulties in reducing GHG emissions, may result in significant negative effects on returns in the form of asset write-downs, the costs to obtain carbon credits, or unexpected increases in operating and capital expenditures. Regulatory emphasis on this issue may increase in the coming decades, as exemplified by the international emissions-reduction agreement made at the 21st session of the United Nations Conference of the Parties in 2015.', 'End-Use Efficiency & Demand': 'Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions, because less electricity needs to be generated to provide the same end-use energy services. Utilities can promote energy efficiency and conservation among their customers. Such strategies may include offering rebates for energy-efficient appliances, weatherising customers’ homes, educating customers on energy-saving methods, offering incentives to customers to curb electricity use during times of peak demand (‘demand response’), or investing in technology such as smart meters, which allow customers to track their energy use. While saving consumers money, these efforts also may reduce operating costs for electric utilities by decreasing peak demand. Furthermore, depending on the utility regulatory framework, local jurisdictions may mandate that entities develop energy efficiency plans before permitting new builds. Companies with effective strategies to reduce the downside risks from demand fluctuations, may gain adequate and timely returns on needed investments. Furthermore, reducing costs through efficiency initiatives may earn higher, long-term risk-adjusted returns.', 'Grid Resiliency': 'Electricity is critical for the continued function of most elements of modern life, from medicine to finance, creating a societal reliance on continuous service. Major disruptions to electricity infrastructure may result in potentially high societal costs. Disruptions can be caused by extreme weather events, natural disasters and cyberattacks. As the frequency and severity of extreme weather events associated with climate change continues to increase, all segments of electric utilities entities—and especially major transmission and distribution (T&D) operations—will face increasing physical threats to theirinfrastructure. Extreme weather events could result in frequent or significant service disruptions, outages and require upgrade or repair of damaged or compromised equipment, all of which may add substantial costs and damage brand reputation among regulators and customers. The increased use of smart grid technology has several benefits, including strengthening the resiliency of the grid to extreme weather events. However, this technology may make the grid more vulnerable to cyberattacks, because it provides hackers more entryways into infrastructure systems. Entities must implement strategies that minimise the probability and magnitude of impacts from extreme weather events and cyberattacks. To remain competitive in the face of increasing external competition, entities must improve the reliability, resilience and quality of their infrastructure.', 'Air Quality': 'Fuel combustion in electricity-generation operations generates hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). HAPs, CAPs, and VOCs have more localised, but nonetheless significant, human health and environmental impacts compared with the global impacts of greenhouse gases (GHGs). The most common and impactful are nitrogen oxides (excluding nitrous oxide), sulphur oxide, particulate matter (PM), lead, and mercury. Emissions of these localised air pollutants are often strictly regulated, creating significant risks for electricity generators. Regulatory and legal risks are higher for those entities operating near large communities. An entity’s energy-generation mix is the best indicator of its relative risk related to air quality. Harmful air emissions from operations may result in regulatory penalties that affect extraordinary expenses, higher regulatory compliance costs, and new capital expenditures to instal best-in-class control technology. In some cases, such expenditures can be prohibitive to the continuation of a facility. Entities can manage air quality concerns through internal actions to reduce emissions, as well as by working with regulators to establish priorities and incorporate risks into short- and long-term capital planning.', 'Nuclear Safety & Emergency Management': 'Although rare, nuclear accidents can have significant human health and environmental consequences because of their severity. Owners of nuclear power plants in many regions have operated for decades without any major public safety incidents, but the occurrence of infrequent but large-magnitude incidents anywhere in the world can have major effects on the entire nuclear power industry. Entities that own and operate nuclear plants may lose their licence to operate, as well as face many other financial consequences in the event of an accident—though entities carry insurance and may have legal protections from some liabilities. Failure to comply with the safety regulations can be expensive to nuclear power operators; in extreme circumstances it may make the continued operation of the plant uneconomical. Facing potentially significant financial repercussions, both from ongoing safety compliance as well as tail risk incidents, entities that own or operate nuclear plants must be vigilant in the safety compliance, best practices and upgrades of their facilities. They also must maintain robust emergency preparedness training for their staff and a strong safety culture. These measures can reduce the probability that accidents will occur and enable an entity to effectively detect and respondto such incidents.', 'Workforce Health & Safety': 'Employees of entities in the industry face numerous hazards in the construction and maintenance of electric transmission and distribution (T&D) lines, as well as with the various means of electricity generation. Many of these employees work for extended periods at great heights, operate heavy machinery, and face electrocution risks. While the industry has madesignificant strides in safety improvements, significant risks and opportunities remain for further improvements. The nature of the industry—as a necessity of modern life and economies, as well as commonly a societally granted monopoly—means that the actions of entities in the industry receive significant public and regulatory scrutiny. Entities need to maintain a culture of safety to ensure adequate working conditions for their workers, ensure strong operational productivity, uphold positive views from the perspective of regulators, and manage potential risks of regulatory penalties.', 'Coal Ash Management': 'Electricity generators must safely dispose of the hazardous by-products of their operations. Coal-fired electricity generation is a major source of hazardous waste because of its by-product, coal ash. Coal ash can have a significant effect on entity value in the power-generation segment of the industry. This issue will affect entities differently, dependingon the extent to which they generate electricity from coal. Coal ash is one of the largest industrial waste streams in the world. It contains heavy metal contaminants that have been associated with cancer and other serious diseases, especially when they leach into groundwater. Coal ash can have beneficial uses when recycled or reused, such as in the creation of fly ash concrete or wallboard, creating revenue opportunities for electric utilities. Safe handling of coal ash, location of coal ash impoundments that minimise harm to human life and/or the environment, strong monitoring and containment of coal ash, and the sale for beneficial uses of coal ash are important strategies to reduce regulatory compliance costs as well as penalties for non-compliance. There can be significant litigation and/or remediation costs if the coal ash leaches into the surrounding environment.', 'Energy Affordability': 'A de facto objective of regulated electric utilities is to provide reliable, affordable, and sustainable electricity. Entities in theindustry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy is particularly challenging for entities to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly unaffordable for low-income customers (affordability is determined by both the net cost of energy bills and the underlying customer economics). Ensuring that utility bills are affordable is crucial for utilities working to build trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities,and one of the more closely analysed issues by investment analysts. The willingness of regulators to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may enable utilities to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers defecting from the grid (or reducing reliance on the grid) by implementing distributed energy resources or pursuing other alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utilities’ business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.'}","{'Water Management': 0.796467355680128, 'Greenhouse Gas Emissions & Energy Resource Planning': 0.759350672425822, 'End-Use Efficiency & Demand': 0.7149207060674343, 'Grid Resiliency': 0.765257032567785, 'Air Quality': 0.7684375996127076, 'Nuclear Safety & Emergency Management': 0.7970943188364232, 'Workforce Health & Safety': 0.7523702354842213, 'Coal Ash Management': 0.7793369680591552, 'Energy Affordability': 0.7026321909693409}",0.7970943188364232,Ricky,Major focus,Major focus,Negative,"Water Management, Nuclear Safety & Emergency Management, Workforce Health & Safety",Major focus,Major focus,Negative,2023-05-11T22:33:13+00:00,https://www.cnbc.com/2023/05/11/jim-cramer-with-debt-crisis-looming-look-to-these-names-and-sectors.html,"[{'name': 'Jim Cramer', 'weight': 0.1217081}, {'name': 'Cramer', 'weight': 0.11362804}, {'name': 'potential downturn', 'weight': 0.07952489}, {'name': 'Names', 'weight': 0.07886289}, {'name': 'debt crisis', 'weight': 0.07460281}, {'name': 'CNBCs Jim Cramer', 'weight': 0.070895135}, {'name': 'lower commodity prices', 'weight': 0.06791542}, {'name': 'big data', 'weight': 0.067517325}, {'name': 'Kenvue', 'weight': 0.06615576}, {'name': 'Johnson & Johnson -spinoff Kenvue', 'weight': 0.06427089}]",[{'name': 'Finance'}],"[{'data': 'Jim Cramer', 'type': 'PERSON', 'mentions': 6}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Eli Lilly', 'type': 'ORG', 'mentions': 2}, {'data': 'Proctor & Gamble', 'type': 'ORG', 'mentions': 1}, {'data': 'Cramer', 'type': 'ORG', 'mentions': 2}, {'data': 'Johnson & Johnson -spinoff', 'type': 'ORG', 'mentions': 1}, {'data': 'Kenvue', 'type': 'ORG', 'mentions': 1}, {'data': 'Pepsico', 'type': 'ORG', 'mentions': 1}, {'data': 'Mondelez', 'type': 'ORG', 'mentions': 1}, {'data': 'Hershey', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}]","Investors can look at the debt ceiling crisis of 2011 for guidance on where to invest as the nation contends with a similar stalemate and potential downturn, CNBC's Jim Cramer said Thursday.
+
+""We can buy the stocks of literally any drug company,"" Cramer said. He pointed to Eli Lilly as having particular potential and said it is on the verge of one of the largest drug launches in a long time, referring to Lilly's potentially revolutionary diabetes drug.
+
+Consumer product stocks also offer opportunities, Cramer continued. ""I'd be thinking of Proctor & Gamble ,"" Cramer said, noting it held up during the 2011 debt downturn, and of Johnson & Johnson -spinoff Kenvue.
+
+Alongside those names, Cramer believes that Pepsico is a ""fabulous performer,"" and that Mondelez and Hershey both offer strength among the food names. A decline in costs thanks to the supply chain's reversion to normalcy and lower commodity prices is a boon for those companies.
+
+And even in the once-lackluster tech sector, the names that have ""facilitated the internet's growth"" will be stalwart just as they were in 2011. Names like Nvidia , Microsoft , Alphabet and Meta will be strong contenders because ""this time, it's worth looking at the ones that can help you mine big data for your own advantage,"" Cramer said.
+
+""Be careful,"" Cramer said, ""and use the parameters I've laid out.""",6fa0a6d503c44a49aa947db1c25cbd2c,"With debt crisis looming, look to these names and sectors, Jim Cramer says",4,,,,
+40798,"Cummins (CMI) Signs Deal to Buy Faurecia's Manufacturing Plants - Cummins Inc. CMI has signed a Share and Asset Purchase Agreement with Faurecia, a French global automotive supplier and a FORVIA Group Company, to acquire two of the latter’s commercial vehicle manufacturing facilities and related activities.
+
+
+
+The plants are situated in Roermond, Netherlands (Europe) and Columbus, IN and the purchase price for the deal is EUR142 million (roughly $153 million).
+
+
+
+Cummins and Faurecia have been allies for over a decade. The divestment by FORVIA Group will offer Cummins to secure the supply of after-treatment components and assembly in the long run.
+
+
+
+The agreement will give Cummins access to additional technical and manufacturing resources to improve its current mixer portfolio. The added resources will help Cummins meet global emission regulations now and in the foreseeable future. The company intends to maintain its existing relationship with Faurecia in Brazil, India, China and South Africa.
+
+
+
+Cummins will maintain existing supplier and customer contracts of Faurecia and will make required investments to honor the contracts. Until the deal closes, Cummins, Roermond facility and Columbus facility will remain separate entities and operate independently.
+
+
+
+The transaction will be financed with the cash on Cummin’s balance sheet. It is subject to customary closing conditions and is expected to close by the end of the calendar year 2023.
+
+
+
+Cummins is the largest engine producer in the world and maintains a diverse global footprint. Its position as a global power leader with a dominant market and a commitment to moving toward a carbon-neutral future is commendable. An impressive product portfolio, strong geographic diversification and a broad global distribution network will boost its long-term prospects. The company's leadership in key technologies for zero tailpipe emissions in commercial and industrial applications and additional efforts to strengthen its foothold in the domain augur well.
+
+
+
+However, Cummins is witnessing a rise in capex requirements owing to investment in new products and capacity expansion. While this bodes well for the long haul, it is expected to strain near-term financials. Cummins’ capital expenditure in 2022 totaled $916 million, an increase of $182 million from 2021. In 2023, the company expects capex to rise by approximately $1.2-$1.3 billion.
+
+CMI currently carries a Zacks Rank #3 (Hold).
+
+
+
+Some better-ranked players in the auto space are Mercedes-Benz Group AG MBGAF, BYD Company Limited BYDDY and Wabash National WNC, all of which sport a Zacks Rank #1. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+
+
+Mercedes-Benz develops, manufactures and sells passenger cars, including premium and luxury vehicles. The Zacks Consensus Estimate for MBGAF’s 2023 sales implies year-over-year growth of 6%.
+
+
+
+BYD is engaged in the research, development, manufacture and distribution of automobiles, secondary rechargeable batteries and mobile phone components. The Zacks Consensus Estimate for BYDDY’s 2023 sales calls for year-over-year growth of around 209.6%.
+
+
+
+Wabash is one of the leading manufacturers of semi-trailers in North America. The Zacks Consensus Estimate for WNC’s 2023 sales and earnings indicates year-over-year growth of 12% and 19.7%, respectively.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.94685405, 'negative': 0.0116657885, 'neutral': 0.04148016}","Cummins Inc. has signed a Share and Asset Purchase Agreement with Faurecia, a French global automotive supplier and a FORVIA Group Company, to acquire two of the latter‚Äôs commercial vehicle manufacturing facilities and related activities. The agreement will give Cummins access to additional technical and manufacturing resources to improve its current mixer portfolio. The company intends to maintain its existing relationship with Fauresc in Brazil, India, China and South Africa. However, Cummins is witnessing a rise in capex requirements owing to investment in new products and capacity expansion, which will strain near-term financials. Mercedes-Benz Group AG MBGAF, BYD Company Limited BYDDY and Wabash National WNC are all of which sport a Zacks Rank #1.",Cummins (CMI) to acquire Faurecia's commercial vehicle manufacturing facilities and related activities in Roermond and Columbus for EUR142 million.,CMI,Resource Transformation,Industrial Machinery & Goods,Cummins Inc,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7579718569334489, 'Materials Sourcing': 0.758552166060136, 'Energy Management': 0.7494516786380125, 'Fuel Economy & Emissions in Use-phase': 0.7660564626581629, 'Employee Health & Safety': 0.7240683064905359}",0.7660564626581629,Ricky,Major focus,Major focus,Positive,"Materials Sourcing, Energy Management, Fuel Economy & Emissions in Use-phase",Major focus,Major focus,Positive,2023-01-08T02:08:29+00:00,https://apnews.com/article/sports-nana-owusu-anane-providence-pennsylvania-kalu-anya-fb268ae73b334d9ca4c19ae5439605ad,"[{'name': 'Ryan Cornish', 'weight': 0.14207505}, {'name': 'Saturday night', 'weight': 0.12536381}, {'name': 'Ivy League', 'weight': 0.12235207}, {'name': 'Sportradar', 'weight': 0.109913535}, {'name': 'Data Skrive', 'weight': 0.10193529}, {'name': 'night', 'weight': 0.10173075}, {'name': 'Dartmouth', 'weight': 0.09940167}, {'name': 'Saturday', 'weight': 0.085623905}, {'name': 'data', 'weight': 0.085571975}, {'name': 'Dame Adelekun', 'weight': 0.08251313}]",[{'name': 'Sports'}],"[{'data': 'Brown', 'type': 'ORG', 'mentions': 3}, {'data': 'Dartmouth', 'type': 'ORG', 'mentions': 4}, {'data': 'AP', 'type': 'ORG', 'mentions': 1}, {'data': 'Bears', 'type': 'ORG', 'mentions': 1}, {'data': 'Ivy League', 'type': 'ORG', 'mentions': 1}, {'data': 'The Big Green', 'type': 'ORG', 'mentions': 2}, {'data': 'Princeton', 'type': 'ORG', 'mentions': 1}, {'data': 'Pennsylvania', 'type': 'ORG', 'mentions': 1}, {'data': 'Data Skrive', 'type': 'ORG', 'mentions': 1}, {'data': 'PROVIDENCE', 'type': 'GPE', 'mentions': 1}, {'data': 'R.I.', 'type': 'GPE', 'mentions': 1}, {'data': 'Nana Owusu-Anane', 'type': 'PERSON', 'mentions': 2}, {'data': 'Kalu Anya', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paxson Wojcik', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dame Adelekun', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ryan Cornish', 'type': 'PERSON', 'mentions': 1}, {'data': 'Izaiah Robinson', 'type': 'PERSON', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'Sportradar', 'type': 'PRODUCT', 'mentions': 1}]","PROVIDENCE, R.I. (AP) — Nana Owusu-Anane had 16 points in Brown’s 77-70 win against Dartmouth on Saturday night.
+
+Owusu-Anane had 10 rebounds for the Bears (8-8, 1-2 Ivy League). Kalu Anya added 16 points and nine rebounds. Paxson Wojcik had 16 points, five rebounds and three steals.
+
+The Big Green (5-12, 1-2) were led by Dame Adelekun, who recorded 17 points. Dartmouth also got 12 points and three steals from Ryan Cornish. Izaiah Robinson also had 12 points.
+
+Both teams play on Saturday. Brown hosts Princeton and Dartmouth hosts Pennsylvania.
+
+The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .",7f7bbc5929d944e4a4a155e6f5fce36f,Brown wins 77-70 against Dartmouth,4,,,,
+22111,"Disney May Produce Movies, TV Shows for Rivals - Iger told the Morgan Stanley Technology, Media and Telecom Conference in San Francisco that streaming services have traditionally relied on a volume of fresh content to attract subscribers. He said he hopes to embrace a more curated HBO-like approach of making a few high-quality shows built around its major brands, as he works to lift Disney+ to a profit.
+
+""As we look to reduce the content that we're creating for our own platforms, there probably are opportunities to license to third parties,"" Iger said. ""For a while, that was something we couldn't possibly do because we were so favoring our own streaming platforms. But if we get to a point where we need less content for these platforms, and we still have the capacity of producing that content, why not use it to grow revenue?""
+
+Iger also talked about the possibility of licensing content to third parties, noting that Seth MacFarlane's animated series ""Family Guy"" drew viewers on Disney-owned Hulu after the shows originally aired on the Fox network.
+
+Iger returned to Disney in November, less than a year after he retired, as the entertainment company sought to boost investor confidence and profits at its streaming media unit.
+
+The company announced a sweeping restructuring in February, saying it would eliminate 7,000 jobs as part of an effort to save $5.5 billion in costs and return power to Disney's creative executives.
+
+The plan promoted activist investor Nelson Peltz to end his quest for a board seat, saying he was happy with Iger's restructuring.","{'positive': 0.3572996, 'negative': 0.11766679, 'neutral': 0.5250336}","Disney's CEO and producer, Michael Iger, spoke at the Morgan Stanley Technology, Media and Telecom Conference in San Francisco about the possibility of licensing content to third parties. Iger recently returned to Disney after retiring to boost investor confidence and profits at its streaming media unit, which was recently announced to eliminate 7,000 jobs. Activist investor Nelson Peltz expressed his support for Iger's restructuring, saying he was happy with the plan.","Walt Disney Co. Chief Executive Bob Iger Thursday said the studio may resume making films and television shows for its rivals, marking a departure from recent years, when its production resources were harnessed to launch and grow its marquee Disney+ steaming service.",DIS,Services,Media & Entertainment,Walt Disney Co,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry’s best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.756898084531232, 'Intellectual Property Protection & Media Piracy': 0.7832188054951985, 'Journalistic Integrity & Sponsorship Identification': 0.7474616314105182}",0.7832188054951985,Ricky,Minor focus,Minor focus,Neutral,Intellectual Property Protection & Media Piracy,Major focus,Major focus,Neutral,2023-07-21T12:08:53+00:00,https://www.cnbc.com/2023/07/21/traders-wondering-if-now-is-the-time-for-a-summer-market-correction.html,"[{'name': 'major market lows', 'weight': 0.07640696}, {'name': 'Health Care ETF', 'weight': 0.07000457}, {'name': 'July 24th', 'weight': 0.06559168}, {'name': 'months', 'weight': 0.064715974}, {'name': 'mid-July', 'weight': 0.06367888}, {'name': 'most growth ETFs', 'weight': 0.0628319}, {'name': 'Valuations Market bulls', 'weight': 0.059467375}, {'name': 'July', 'weight': 0.058133416}, {'name': 'Tom McClellan', 'weight': 0.056168176}, {'name': 'Technology Sector', 'weight': 0.054526772}]",[{'name': 'Finance'}],"[{'data': 'Tom McClellan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nate Geraci', 'type': 'PERSON', 'mentions': 1}, {'data': 'Todd Sohn', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Murphy', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ed Yardeni', 'type': 'PERSON', 'mentions': 1}, {'data': 'The McClellan Market Report', 'type': 'ORG', 'mentions': 4}, {'data': 'Strategas', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'AMD', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'NVIDIA', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Health Care ETF', 'type': 'ORG', 'mentions': 2}, {'data': 'UnitedHealth', 'type': 'ORG', 'mentions': 1}, {'data': 'Johnson & Johnson', 'type': 'ORG', 'mentions': 1}, {'data': 'Abbott', 'type': 'ORG', 'mentions': 1}]","After a string of up days, the old market leadership of technology and consumer discretionary is looking tired, and that is probably a good thing. There are two problems: seasonality and valuations. Seasonality: It's a tough time of the year It's a tough seasonal period for stocks. The broad market tends to drift lower from mid-July through August. ""Most people think that all of seasonality can be wrapped up in the old saying, 'Sell in May and go away,'"" Tom McClellan, editor of The McClellan Market Report, told me. ""But there is a second seasonal peak in mid-July, which marks the transition to the seasonally weak period from July to October."" Since 1950, August is the third-worst month for the S & P 500, while September is the worst month. Tough seasonality (Worst months for S & P 500, since 1950) September down 0.5% February down 0.04% August up 0.07% Source: The Stock Trader's Almanac Valuations Market bulls have fretted for weeks that tech stocks have been overbought and are due for a pause. ""There's no question growth appears overbought on the surface and valuations are certainly elevated,"" Nate Geraci from the ETF Store told me, nothing that most growth ETFs such as the Schwab U.S. Large-Cap Growth ETF (SCHG) are extremely overbought. How overbought? The Nasdaq 100 ETF (QQQ) is roughly 25% above its 200-day moving average. That is ""historically extreme,"" Todd Sohn from Strategas told me, though it is consistent with coming off major market lows. Those calling for a pause may be getting their wish. A torrid two-month rally has lifted the S & P Technology Sector (XLK) by 16%, but tech has mostly been for sale in the last few days. Alphabet, AMD, Amazon, Salesforce and Meta are all down this week, though Microsoft and Apple are still up. XLK YTD mountain Technology Select SPDR YTD Some of the weakness this week may be due to the Nasdaq 100 special rebalance, which will take place Friday at the close and become effective before the market open on July 24th. Under this rebalance, Apple, Microsoft, Amazon, NVIDIA, Meta, Tesla and Alphabet will see their weighting in the Nasdaq 100 reduced. Regardless, the rally ""suggests that the XLK [Technology Sector] is due for a period of consolidation or some profit-taking,"" John Murphy writes on Stockcharts.com. While that does not necessarily mean the rally has ended for the year, ""it may encourage investors to rotate some money into weaker parts of the market that offer better value like healthcare and small caps,"" he said. Rotation is the main game for the bulls That is exactly what is happening, to the delight of bulls. Banks, energy, health care, and consumer staples have been leading recently, while Technology has lagged. ""Today's strongest sector is healthcare,"" Murphy said, noting that the Health Care ETF (XLV) is on the verge of breaking through its April high, led by UnitedHealth, Johnson & Johnson, and Abbott. Ed Yardeni agrees. ""Health Care has been an underperformer, and I think they're do for a run,"" he said on our air this week, but then added, ""Financials have been an underperformer, and I think they're due for a run, so I think it's going to broaden out."" Still, for investors in the S & P 500, McClellan says no one should be surprised to see a summer correction in the next month or so. ""Right now the odds are not in favor of the bulls, so take some time off and enjoy your 5.25% T-bills,"" he told me.",87c54a3a53dd4980b297a9629e827d38,Traders are wondering if now is the time for a summer market correction,4,,,,
+9919,"Focus: FTC queries on Kroger's Albertsons deal focus on small grocers - WASHINGTON, Aug 10 (Reuters) - U.S. antitrust enforcers reviewing Kroger's (KR.N) plan to buy rival grocery giant Albertsons are probing whether suppliers will be squeezed in a way that hurts small grocery chains, according to people who spoke to federal and state regulators.
+
+Staffers for the Federal Trade Commission (FTC), which leads the probe into the $24.6 billion deal announced in October, have reached out to experts in farming, food deserts and smaller grocery chains, according to people who spoke with the agency. Staff from states probing the deal, led by Colorado, often joined the calls.
+
+It is unclear if the FTC will try to stop the transaction or when a decision would be reached. The agency declined comment. It is not unusual for a complex merger to undergo a year-long government review.
+
+Kroger said it was working with the FTC on a divestiture plan to resolve antitrust concerns. ""Kroger and the FTC are focused on ensuring that any divested stores are positioned for success,"" the company said in a statement.
+
+The two chains said they would sell up to 650 stores when the deal was announced.
+
+If the FTC sues to halt the deal, it would fit with the Biden administration's aggressive antitrust posture and be in line with a broader government effort to ensure big companies do not strike deals that lead to higher prices that boost inflation.
+
+""I'm deeply concerned about their proposed merger because of what it could mean for consumers, workers, and the market,"" said California Attorney General Rob Bonta, a long-time opponent of the deal. Between them, Kroger and Albertsons operate nearly 5,000 stores with more than 800 in California.
+
+FTC staff asked the National Grocers Association about the industry dynamic where big chains, like Walmart and potentially a larger Kroger, are able to demand better prices and special access to products, like cleaning supplies during COVID, said the group's head of government relations, Chris Jones.
+
+""We're not afraid of big, we're just afraid of the market power abuses,"" said Jones. FTC staff spoke with the group in April.
+
+Jones, who said the FTC has not deposed anyone in his trade group, is pushing for enforcement of a Depression era law that requires companies to give all customers the same price.
+
+FTC staff also spoke with officials from the Rocky Mountain Farmers Union early in the year and again in July, along with people from the Colorado attorney general's office, said Director Dan Waldvogle.
+
+""What they've been doing a lot is trying to understand how our markets function,"" said Waldvogle, who argues that big, powerful buyers hurt the small farms and ranches among his 17,000 members.
+
+The FTC reached out to the Center for Science in the Public Interest in May to better understand how Americans shop for groceries and what roles different food retailers play, said Sara John, a senior policy scientist at CSPI.
+
+She argues that 40 million people already live in areas with limited access to healthy food, and that the merger would exacerbate that issue.
+
+Meanwhile in Colorado's Rocky Mountains, the tourist town of Gunnison worries because it has two full-service grocery stores, a Kroger-owned City Market and a nearby Safeway, owned by Albertsons, said the town's Mayor Diego Plata.
+
+It is not known if either store is to be divested.
+
+Already, Plata said, the stores have trouble keeping staples like milk or certain vegetables in stock during the summer and he worries the deal would make it worse or that workers at Safeway, which is unionized, might lose benefits.
+
+""Food access is already challenging,"" he said.","{'positive': 0.10356313, 'negative': 0.46549955, 'neutral': 0.43093735}","The Federal Trade Commission (FTC) is conducting a year-long government review of Kroger's (KRN) plan to buy rival grocery giant Albertsons. Staff from states probing the deal have reached out to experts in farming, food deserts and smaller grocery chains. The FTC is asking the National Grocers Association about the industry dynamic where big chains, like Walmart and potentially a larger Kroger, are able to demand better prices and special access to products, like cleaning supplies during COVID. If the FTC sues to halt the deal, it would fit with the Biden administration's aggressive antitrust posture and be in line with a broader government effort to ensure big companies do not strike deals that lead to higher prices that boost inflation. Meanwhile, the Rocky Mountain Farmers Union is concerned that the deal would make it worse or that workers at Safeway, which is unionized, might lose benefits.","U.S. antitrust enforcers reviewing Kroger's plan to buy rival grocery giant Albertsons are probing whether suppliers will be squeezed in a way that hurts small grocery chains, according to people who spoke to federal and state regulators.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth’s ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry’s exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers’ brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity’s reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry’s competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers’ shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity’s reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers’ private data can undermine their trust in an entity’s ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7745846748386732, 'Air Emissions from Refrigeration': 0.7614786940623121, 'Food Waste Management': 0.7633285945195795, 'Product Labelling & Marketing': 0.7710608555817958, 'Energy Management': 0.7695394853271805, 'Supply Chain': 0.7932887640799987, 'Product Health & Nutrition': 0.8015783901859156, 'Fleet Fuel Management': 0.7826064593722535, 'Labour Practices': 0.7932325038613338, 'Data Security': 0.7689975308471653}",0.8015783901859156,Ricky,Major focus,Major focus,Negative,"Supply Chain, Labour Practices, Food Safety",Major focus,Major focus,Negative,2023-08-28T14:03:14+00:00,https://www.thesun.co.uk/tech/23679903/android-google-keep-app-free-upgrade/,"[{'name': 'Google Keep', 'weight': 0.13400972}, {'name': 'existing Keep notes', 'weight': 0.11466253}, {'name': 'Google', 'weight': 0.11154549}, {'name': 'popular app', 'weight': 0.10771099}, {'name': 'Android devices', 'weight': 0.08856381}, {'name': 'rich text formatting', 'weight': 0.08188476}, {'name': 'the Google Play Store', 'weight': 0.07998539}, {'name': 'heading styles', 'weight': 0.07949229}, {'name': 'a Google Keep widget', 'weight': 0.078154534}, {'name': 'text', 'weight': 0.07390074}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 5}, {'data': 'GOOGLE', 'type': 'ORG', 'mentions': 4}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Keep', 'type': 'PRODUCT', 'mentions': 3}]","GOOGLE is rolling out a useful upgrade to Android devices across the world.
+
+The app has been downloaded more than 1.5million times on the Google Play Store.
+
+Google Keep is the company's free digital notes and lists app.
+
+The platform hasn't changed much in its ten year history.
+
+But this year Google started developing things like a Google Keep widget.
+
+We also saw the introduction of version history.
+
+Now the tech giant is going a step further with some even more handy new tools.
+
+It's a pretty basic change that users have been crying out for years.
+
+The latest Android update allows you to format text how you like.
+
+This means you can do things like bold or italics so your notes stand out appropriately.
+
+Android Police was first to spot the long overdue feature.
+
+It's rolling out now, so look out for an update if you use Google Keep.
+
+""This highly requested feature enables you to customize and add emphasis to your text through bolding, underlining, italicizing, and heading styles,"" Google said.
+
+""You will be able to access rich text formatting in existing Keep notes on Android devices in the coming weeks.""
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",cb0436c5cd394a088612fed240505d08,Android owners receive free 'overdue' upgrade that instantly boosts popular app,4,,,,
+18214,"Prudential Financial, Inc. (NYSE:PRU) is favoured by institutional owners who hold 58% of the company - • None Given the large stake in the stock by institutions, Prudential Financial's stock price might be vulnerable to their trading decisions
+• None 40% of the business is held by the top 25 shareholders
+
+Every investor in Prudential Financial, Inc. (NYSE:PRU) should be aware of the most powerful shareholder groups. With 58% stake, institutions possess the maximum shares in the company. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn).
+
+Since institutional have access to huge amounts of capital, their market moves tend to receive a lot of scrutiny by retail or individual investors. Hence, having a considerable amount of institutional money invested in a company is often regarded as a desirable trait.
+
+In the chart below, we zoom in on the different ownership groups of Prudential Financial.
+
+Check out our latest analysis for Prudential Financial
+
+What Does The Institutional Ownership Tell Us About Prudential Financial?
+
+Institutions typically measure themselves against a benchmark when reporting to their own investors, so they often become more enthusiastic about a stock once it's included in a major index. We would expect most companies to have some institutions on the register, especially if they are growing.
+
+Prudential Financial already has institutions on the share registry. Indeed, they own a respectable stake in the company. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. When multiple institutions own a stock, there's always a risk that they are in a 'crowded trade'. When such a trade goes wrong, multiple parties may compete to sell stock fast. This risk is higher in a company without a history of growth. You can see Prudential Financial's historic earnings and revenue below, but keep in mind there's always more to the story.
+
+Since institutional investors own more than half the issued stock, the board will likely have to pay attention to their preferences. Hedge funds don't have many shares in Prudential Financial. The company's largest shareholder is BlackRock, Inc., with ownership of 9.1%. In comparison, the second and third largest shareholders hold about 8.6% and 4.8% of the stock.
+
+A deeper look at our ownership data shows that the top 25 shareholders collectively hold less than half of the register, suggesting a large group of small holders where no single shareholder has a majority.
+
+While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. There are a reasonable number of analysts covering the stock, so it might be useful to find out their aggregate view on the future.
+
+While the precise definition of an insider can be subjective, almost everyone considers board members to be insiders. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it.
+
+Insider ownership is positive when it signals leadership are thinking like the true owners of the company. However, high insider ownership can also give immense power to a small group within the company. This can be negative in some circumstances.
+
+Our information suggests that Prudential Financial, Inc. insiders own under 1% of the company. As it is a large company, we'd only expect insiders to own a small percentage of it. But it's worth noting that they own US$55m worth of shares. Arguably recent buying and selling is just as important to consider. You can click here to see if insiders have been buying or selling.
+
+The general public-- including retail investors -- own 41% stake in the company, and hence can't easily be ignored. This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders.
+
+I find it very interesting to look at who exactly owns a company. But to truly gain insight, we need to consider other information, too. Case in point: We've spotted 2 warning signs for Prudential Financial you should be aware of.
+
+If you are like me, you may want to think about whether this company will grow or shrink. Luckily, you can check this free report showing analyst forecasts for its future.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.04011893, 'negative': 0.07659845, 'neutral': 0.8832826}","Prudential Financial, Inc. (NYSE:PRU) is favoured by institutional owners who hold 58% of the company, and its stock price may be vulnerable to their trading decisions. With this large stake, institutions possess the maximum shares in the company. This suggests that insiders own under 1% of Prudential financial, while it is worth noting that they own US$55m worth of shares. This size of ownership can give immense power to a small group within the company and may not be enough to change company policy if the decision is not in sync with other large shareholders. If you are concerned about this, please contact us at the bottom of the article.","Key Insights Given the large stake in the stock by institutions, Prudential Financial's stock price might be vulnerable...",PRU,Financials,Insurance,Prudential Financial Inc,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity’s approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity’s ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7460657226080528, 'Policies Designed to Incentivise Responsible Behaviour': 0.7382215220658831, 'Systemic Risk Management': 0.7880121358429348, 'Transparent Information & Fair Advice for Customers': 0.767348688096331, 'Physical Risk Exposure': 0.728397646219335, 'Factors in Investment Management': 0.7574264504585987}",0.7880121358429348,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-04-26T19:36:13+00:00,https://www.cnbc.com/2023/04/26/amazon-halo-fitness-wearable-dead-in-latest-cost-cutting-move.html,"[{'name': 'Amazon Halo', 'weight': 0.124643885}, {'name': 'Halo devices', 'weight': 0.11952712}, {'name': 'Halo Rise', 'weight': 0.10952432}, {'name': 'Halo accessory bands', 'weight': 0.10795194}, {'name': 'Halo', 'weight': 0.10571487}, {'name': 'Halo Band', 'weight': 0.10527196}, {'name': 'Halo View', 'weight': 0.10486771}, {'name': 'Halo fitness wearable', 'weight': 0.102966}, {'name': 'Amazon Care', 'weight': 0.08414194}, {'name': 'Amazon', 'weight': 0.079388134}]",[{'name': 'Lifestyle'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 12}, {'data': 'Jassy', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitch', 'type': 'ORG', 'mentions': 1}, {'data': 'Halo', 'type': 'PRODUCT', 'mentions': 16}, {'data': 'Glow', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Scout', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 1}]","Amazon will no longer sell its Halo health and fitness tracker, the company announced Wednesday.
+
+Amazon unveiled the health-tracking bracelet in 2020, marking its first foray into wearable devices and a deeper move into the health care space. Halo, in combination with an app, can track users' activity, body fat and emotional state, and it's integrated with Amazon's Alexa digital assistant. Last year, Amazon expanded the Halo lineup with a bedside sleep tracker called the Halo Rise.
+
+Amazon will stop supporting Halo devices and the Halo app on July 31. Users can delete their Halo health data from the app, and any remaining data will be deleted after Aug. 1, the company said.
+
+""At Amazon, we think big, experiment, and invest in new ideas like Amazon Halo in our efforts to delight customers,"" the company said. ""While we are proud of what we built, we recently made the difficult decision to stop supporting Amazon Halo effective July 31, 2023.""
+
+The company said it will refund any purchases made in the last year of Halo View, Halo Band, Halo Rise and Halo accessory bands. It will also refund any unused Halo subscription fees.
+
+Halo is the latest Amazon product to get axed as CEO Andy Jassy aggressively cuts expenses across the company amid an economic downturn and slowing retail sales. Many unproven bets like the Glow video-calling device and Scout delivery robot were sunset in recent months. The company also shuttered its nascent telehealth program, Amazon Care.
+
+Amazon is in the middle of the largest layoffs in its 29-year history. The company recently wrapped up a round of layoffs impacting 18,000 people, some of which were in its devices and services unit. Last month, Jassy announced the company would lay off an additional 9,000 people, with most of the cuts landing in its cloud computing, advertising, human resources and Twitch livestreaming units.",6c2bd07abf2d4d0bb278564ce6d887bc,Amazon axes Halo fitness wearable in latest cost-cutting move,4,,,,
+10886,"Amazon’s new AI tool may take over work from employees facing layoffs and buyouts - Last week, Amazon extended buyout offers to hundreds of its recruiters as part of what is expected to be a months-long cycle of layoffs that has left corporate employees across the company angered and on edge. Now, Recode has viewed a confidential internal document that raises the question of whether a new artificial intelligence technology that the company began experimenting with last year will one day replace some of these employees.
+
+According to an October 2021 internal paper labeled as “Amazon confidential,” the tech giant has been working for at least the last year to hand over some of its recruiters’ tasks to an AI technology that aims to predict which job applicants across certain corporate and warehouse jobs will be successful in a given role and fast-track them to an interview — without a human recruiter’s involvement. The technology works in part by finding similarities between the resumes of current, well-performing Amazon employees and those of job applicants applying for similar jobs.
+
+The technology, known internally as Automated Applicant Evaluation, or AAE, was built by a group in Amazon’s HR division known as the Artificial Intelligence Recruitment team and was first tested last year. Amazon first built AI hiring technology in the mid-2010s but discontinued use of its system after it demonstrated a bias against women. In an initial test, Amazon’s HR division believed that new machine learning models successfully guarded against biases based on race and gender, according to the internal document. Artificial intelligence has become more widely used in hiring across industries in recent years, but there remain questions about its role in introducing or amplifying biases that may occur in hiring processes.
+
+An Amazon spokesperson did not provide comment before publication.
+
+Amazon has for years invested heavily in trying to automate different types of work. In 2012, the company acquired a warehouse robotics company called Kiva, whose robots reduced the need for warehouse workers to walk miles on the job but simultaneously increased the pace and repetitiveness of their work. Amazon has continued to research other ways to automate its warehouses and introduce new robots, in part because the company churns through so many front-line workers that it has at times feared running out of people to hire in some US regions. In its corporate wing, Amazon previously implemented an initiative called “hands off the wheel” that took inventory ordering and other responsibilities out of the hands of retail division employees and handed them over to technology.
+
+Now, with the creation and expanded usage of the AAE technology, the roles of recruiters inside the second-largest private sector employer in the US could be altered permanently, potentially reducing the number of people Amazon needs to employ.
+
+That is, when the company starts hiring again.
+
+Amazon instituted a corporate hiring freeze earlier in the fall and, just last week, the New York Times reported that Amazon would lay off around 10,000 workers, or 3 percent of its corporate staff, in what would be the largest series of corporate job cuts in the company’s nearly three-decade history. Alongside layoffs in the company’s Alexa and Amazon gadgets divisions, the company sent buyout offers to large swaths of the company’s HR division, including all low- and mid-level recruiters in the US and India. If employees voluntarily walk away from their jobs, Amazon is offering three months of pay plus one week of salary for every six months of tenure at the company. These employees have to decide on the offer by November 29. The division’s leaders said involuntary layoffs could still happen in the new year, depending in part on how many employees agree to leave the company voluntarily. Amazon CEO Andy Jassy also said that layoffs in the company’s core retail division would occur into 2023.
+
+The AAE technology removes one key role that some recruiters serve at Amazon, which is evaluating job applicants and choosing which should move on to job interviews. The program uses the performance reviews of current employees, along with information about their resumes and any online job assessments they completed during their hiring process, to evaluate current job applicants for similar roles.
+
+“[T]he model is achieving precision comparable to that of the manual process and is not evidencing adverse impact,” the 2021 internal paper read.
+
+The technology was first tested on applicants for medical representative roles at Amazon, who work out of the company’s warehouse network. But since then, it has been used to select job applicants for roles ranging from software development engineers to technical program managers, opening up the possibility of future widespread use across the company.
+
+Within the technology industry, there’s a realization that the Big Tech boom may be over. In many cases, pandemic-fueled business successes have reversed or plateaued. Now, tech titans like Amazon are looking to tighten their belts, seemingly in part by delivering on long-term bets that technology, and AI in particular, can do what humans do — and maybe more cheaply.","{'positive': 0.06321941, 'negative': 0.24063914, 'neutral': 0.6961415}","The technology works in part by finding similarities between the resumes of current, well-performing Amazon employees and those of job applicants applying for similar jobs. Amazon instituted a corporate hiring freeze earlier in the fall and, just last week, the New York Times reported that Amazon would lay off around 10,000 workers, or 3 percent of its corporate staff, in what would be the largest series of corporate job cuts in the company’s nearly three-decade history. 
+
+The AAE technology removes one key role that some recruiters serve at Amazon, which is evaluating job applicants and choosing which should move on to job interviews. The program uses the performance reviews of current employees, along with information about their resumes and any online job assessments they completed during their hiring process, to evaluate current job applicants for similar roles.",Amazon has quietly been developing AI software to screen job applicants.,AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.750138176286901, 'Hardware Infrastructure Energy & Water Management': 0.7188787365838506, 'Data Privacy & Advertising Standards': 0.7525112513371087, 'Employee Recruitment, Inclusion & Performance': 0.7995171304287544, 'Data Security': 0.7408540095752244}",0.7995171304287544,Ricky,Major focus,Major focus,Negative,"Employee Recruitment, Inclusion & Performance, Data Security",Major focus,Major focus,Neutral,2023-07-12T09:00:00+00:00,https://www.theverge.com/2023/7/12/23791496/meta-google-tax-filing-warren-sanders-pixel,"[{'name': 'taxpayer privacy law', 'weight': 0.11708712}, {'name': 'taxpayer privacy laws', 'weight': 0.11708712}, {'name': 'taxpayer privacy', 'weight': 0.110165596}, {'name': 'tax return information', 'weight': 0.10595737}, {'name': 'extensive taxpayer data', 'weight': 0.10156167}, {'name': 'tax prep companies', 'weight': 0.100167185}, {'name': 'sensitive user information', 'weight': 0.09936029}, {'name': 'tax preparation companies', 'weight': 0.09891556}, {'name': 'taxpayers', 'weight': 0.09800027}, {'name': 'financial information', 'weight': 0.09152828}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'Democrats', 'type': 'NORP', 'mentions': 2}, {'data': 'D', 'type': 'NORP', 'mentions': 1}, {'data': '-', 'type': 'NORP', 'mentions': 1}, {'data': 'I', 'type': 'NORP', 'mentions': 1}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'the Justice Department', 'type': 'ORG', 'mentions': 2}, {'data': 'Federal Trade Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury Department', 'type': 'ORG', 'mentions': 1}, {'data': 'IRS', 'type': 'ORG', 'mentions': 1}, {'data': 'TaxSlayer', 'type': 'ORG', 'mentions': 2}, {'data': 'H&R Block', 'type': 'ORG', 'mentions': 2}, {'data': 'TaxAct', 'type': 'ORG', 'mentions': 2}, {'data': 'Big Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Markup', 'type': 'ORG', 'mentions': 1}, {'data': 'Elizabeth Warren', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bernie Sanders', 'type': 'PERSON', 'mentions': 1}, {'data': 'MA', 'type': 'GPE', 'mentions': 1}, {'data': 'VT', 'type': 'GPE', 'mentions': 1}, {'data': 'Meta', 'type': 'PRODUCT', 'mentions': 2}]","A group of Democratic senators is urging federal law enforcement officials to investigate and prosecute some of the most popular online tax filing companies for allegedly sharing millions of taxpayers’ financial data with Meta and Google.
+
+On Tuesday, Sens. Elizabeth Warren (D-MA), Bernie Sanders (I-VT), and others asked the Justice Department, Federal Trade Commission, Treasury Department, and the IRS to investigate whether TaxSlayer, H&R Block, and TaxAct violated taxpayer privacy laws by sharing sensitive user information with the two tech firms.
+
+Senators also released their own report Wednesday detailing the accusations, first raised by The Markup last November. The report alleges that for years, tax preparation companies infused their products with Meta and Google tracking pixels that revealed identifying information — like a user’s full name, address, and date of birth. The senators also suggest that some of the information provided, like the forms a user accessed, could be used to show “whether taxpayers were eligible for certain deductions or exemptions.”
+
+The senators claim that the companies did not receive user consent to share this information, which could violate laws banning tax preparers from sharing tax return information with third parties, especially since much of this data could be used for advertising purposes.
+
+“The findings of this report reveal a shocking breach of taxpayer privacy by tax prep companies and by Big Tech firms that appeared to violate taxpayers’ rights and may have violated taxpayer privacy law,” the senators said in their Tuesday letter.
+
+TaxSlayer, H&R Block, and TaxAct all confirmed that they shared “extensive taxpayer data” through Meta’s pixel in the senators’ report. After The Markup published its November findings, each of the companies said they had “removed or disabled” it from their websites.",24e7ab41d5d84d32b90727fc7f660c35,Democrats call on DOJ to investigate tax sites for sharing financial information with Meta,4,,,,
+31012,"2023 NAREIT Investor Conference: CEOs Say Things Are Improving - The last 18 months have been rough for investors in real estate investment trusts (REITs). Excluding dividends, only 9 out of 187 REITs have been profitable over that time frame. Just as things were beginning to improve post-pandemic, REITs were confronted with the worst inflation in decades and multiple Federal Reserve interest rate hikes to combat that inflation.
+
+While it seems that the Fed may be nearing the end of its long series of interest rate hikes, new recessionary fears have taken hold on Wall Street. While a few sub-sectors such as hotel, diversified and residential REITs have begun to show strength, others such as office and retail REITs have been especially hit hard by these fears.
+
+This week the National Association of Real Estate Investment Trusts (NAREIT), in partnership with the New York Stock Exchange, is holding an investor conference at the New York Hilton Midtown Manhattan in New York City. Over 1,000 real estate and other companies are expected to attend. The conference gives investors the opportunity to meet with management teams from dozens of REITs and get answers to questions concerning the present environment as well as future projections.
+
+Some REITs, such as First Industrial Realty Trust Inc. (NYSE: FR) and Caretrust REIT Inc. (NYSE: CTRE), updated investor presentations on company websites ahead of the conference. Several REITs have already given presentations in which CEOs have sought to reassure investors that financials are on the upswing in their companies.
+
+Take a look at a few of the REITs that have given presentations:
+
+Don't miss: The Company That Built Elon Musk's Tiny Home Is Partnering With This REIT To Solve The Affordable Housing Crisis And Provide A Unique Investment Opportunity
+
+Realty Income Corp. (NYSE: O) is a San Diego-based, triple-net lease retail REIT with over 12,400 properties around the world. The “Monthly Dividend Company,” as it is widely known, is a member of the S&P 500 and an S&P 500 Dividend Aristocrat, with 635 consecutive monthly dividends paid and 120 dividend increases since 1994. It is one of the most widely held REITs among investors today because of its stability and growth. Since its initial public offering (IPO) in 1994, Realty Income has had a 14.6% compound annual total return.
+
+On June 6, CEO Sumit Roy told investors at the NAREIT conference that Realty Income’s portfolio consists mostly of recession-resilient convenience and grocery stores. Addressing the potential for an economic slowdown, Roy said, “People still need to check out groceries.”
+
+Sumit Roy also noted that between 2018 and 2022, Realty Income’s adjusted funds from operations (AFFO) grew 5% annually despite the COVID-19 pandemic and higher borrowing costs. He further reassured investors that Realty Income is investing in real estate that still has attractive cap rates and that occupancy in its portfolio as of March 31 was 99%.
+
+Apple Hospitality REIT Inc. (NYSE: APLE) is a Richmond, Virginia-based hotel REIT, formed in 2007. Its owns 28,984 rooms in 220 hotels in 87 markets across 37 states. Its portfolio includes 96 Marriotts, 119 Hiltons, four Hyatts and one independent hotel.
+
+On June 6, CEO Justin Knight spoke with investors at the NAREIT conference about Apple Hospitality REIT’s rebound in occupancy from the worst of the COVID-19 pandemic, an improving balance sheet and how artificial intelligence (AI) may impact the hotel industry by making it more efficient.
+
+Knight cited Apple Hospitality REIT’s low debt and leverage as company attributes during rising interest rate periods and reassured investors that “continued strength in leisure demand and increased business travel” has positively impacted Apple Hospitality’s earnings in the first quarter. He added that Apple Hospitality has plenty of funds to continue to underwrite properties in the future.
+
+In recent months, there have been several positive developments for Apple Hospitality. First-quarter FFO of $0.34 beat estimates by a penny and was 21.6% better than FFO of $0.28 in the first quarter of 2022. Revenue of $311.45 million beat the estimates by $16.72 million and was 19.6% above the revenue from the first quarter of 2022.
+
+There have also been insider purchases by two company executives within the last month. Year to date, Apple Hospitality REIT’s total return is 1.61%.
+
+Crown Castle Inc. (NYSE: CCI) is a Houston-based specialized REIT that focuses on owning, operating and long-term leasing of cell towers. Crown Castle works with businesses and governments to design and build solutions that meet connectivity needs like wireless coverage and custom fiber optic networks. It has a market cap of $55.97 billion, making it one of the largest REITs in the U.S.
+
+Crown Castle was founded in 1994 with a portfolio of 133 cell towers. Less than 30 years later, Crown Castle has over 40,000 towers and 85,000 miles of fiber and 120,000 “small cells” (base stations like 5G that are used to enhance cellular network coverage and capacity) in its portfolio. Most of its towers — 75% — are in the 100 largest areas of the U.S.
+
+On June 6, Chief Financial Officer (CFO) Daniel Schlanger spoke with investors at the NAREIT conference. Schlanger told the audience that Crown Castle has two goals — the first is to grow its dividends per share by around 7% to 8% per year by offering its wireless carrier customers the lowest-cost solution to building out a network.
+
+Crown Castle’s second goal is to grow its revenue on the 40,000 cell tower assets it already owns. Cell tower leasing makes up about 70% of Crown Castle’s revenue.
+
+Schlanger wrapped up the presentation by saying that Crown Castle has a tremendous opportunity in the small cell building area of the business, which he sees growing exponentially over the next decade. Year to date, Crown Castle has a total return of negative 17.18%, so it has not performed well in the present economic environment.
+
+One thing is for sure — executives will always paint the rosiest picture possible of their companies. Whether these presentations succeed in assuaging investor concerns over the economy and company earnings remains to be seen. The NAREIT investor conference continues through June 8.
+• None Bezos-Backed Startup Lets You Become A Landlord With $100
+• None Closing the Wealth Gap: Investment Fund Delivers Impressive Returns To Its Investors And Tenants
+
+Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.
+
+This article 2023 NAREIT Investor Conference: CEOs Say Things Are Improving originally appeared on Benzinga.com
+
+¬© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.","{'positive': 0.25833434, 'negative': 0.021030083, 'neutral': 0.7206356}","The National Association of Real Estate Investment Trusts (NAREIT) is holding an investor conference this week in New York City to discuss the last 18 months of economic conditions. Excluding dividends, only 9 out of 187 REITs have been profitable over that time frame. Realty Income Corp. and First Industrial Realty Trust Inc. have given presentations to reassure investors that financials are on the upswing in their companies, while Apple Hospitality REIT Inc. (NYSE: APLE) reported a rebound in occupancy from the COVID-19 pandemic, an improving balance sheet and how artificial intelligence (AI) may impact the hotel industry by making it more efficient. First-FO of $0.28 million beat the first quarter of the first half by $1672 million and was 196% above the revenue.","The last 18 months have been rough for investors in real estate investment trusts (REITs). Excluding dividends, only 9 out of 187 REITs have been profitable over that time frame. Just as things were beginning to improve post-pandemic, REITs were confronted with the worst inflation in decades and multiple Federal Reserve interest rate hikes to combat that inflation. While it seems that the Fed may be nearing the end of its long series of interest rate hikes, new recessionary fears have taken hold",CCI,Infrastructure,Real Estate,Crown Castle Inc.,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties‚Äô financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building‚Äôs water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7417740740975334, 'Management of Tenant Sustainability Impacts': 0.7638617089181627, 'Energy Management': 0.7742826795188654, 'Water Management': 0.7420353717699835}",0.7742826795188654,Ricky,Minor focus,Major focus,Neutral,"Management of Tenant Sustainability Impacts, Energy Management",No focus,,,2022-12-04T23:22:24+00:00,https://finance.yahoo.com/news/saudi-crown-prince-invest-credit-232224763.html,"[{'name': 'CS First Boston', 'weight': 0.09316272}, {'name': 'First Boston', 'weight': 0.091671035}, {'name': 'None', 'weight': 0.07902988}, {'name': 'its planned First Boston investment bank spinout', 'weight': 0.0786636}, {'name': 'Atlas Merchant Capital', 'weight': 0.07740542}, {'name': 'several further commitments', 'weight': 0.075608924}, {'name': 'Young Kids', 'weight': 0.068524085}, {'name': 'former Barclays Plc chief executive Bob Diamond’s Atlas Merchant Capital', 'weight': 0.06791738}, {'name': 'Other investors', 'weight': 0.06751602}, {'name': 'investors', 'weight': 0.06746235}]",[{'name': 'Finance'}],"[{'data': 'Saudi', 'type': 'NORP', 'mentions': 1}, {'data': 'Swiss', 'type': 'NORP', 'mentions': 1}, {'data': 'Bahamian', 'type': 'NORP', 'mentions': 1}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 4}, {'data': 'WSJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'CS First Boston', 'type': 'ORG', 'mentions': 2}, {'data': 'Barclays Plc', 'type': 'ORG', 'mentions': 1}, {'data': 'Atlas Merchant Capital', 'type': 'ORG', 'mentions': 1}, {'data': 'Saudi National Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'FTX', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Saudi Arabia’s', 'type': 'GPE', 'mentions': 2}, {'data': 'Mohammed bin Salman', 'type': 'PERSON', 'mentions': 3}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bob Diamond’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'Axel Lehmann', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sam Bankman-Fried', 'type': 'PERSON', 'mentions': 1}, {'data': '11 Hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Spanish', 'type': 'LANGUAGE', 'mentions': 1}]","(Bloomberg) -- Saudi Arabia’s Crown Prince Mohammed bin Salman is preparing to invest in Credit Suisse Group AG’s investment bank, the Wall Street Journal reported.
+• None Elon Musk Says Apple Is ‘Fully’ Advertising on Twitter Again
+• None This Stock Strategist Says We’ll See 5% Inflation for the Next Decade
+
+Prince Mohammed may invest around $500 million in the lender’s CS First Boston spinout, the newspaper said, citing people with knowledge of the matter. Other investors could include former Barclays Plc chief executive Bob Diamond’s Atlas Merchant Capital, according to the report.
+
+Credit Suisse Chairman Axel Lehmann said last week that the bank has received several further commitments from investors for its planned First Boston investment bank spinout.
+
+Prince Mohammed has been encouraging Saudi Arabia’s largest firms to expand globally, raise the country’s profile as a serious investor and diversify its economy. The kingdom is already backing Credit Suisse, with Saudi National Bank taking a 9.9% stake in the troubled Swiss lender.
+• None 11 Hours With Sam Bankman-Fried: Inside the Bahamian Penthouse After FTX’s Fall
+• None TikTok’s Viral Challenges Keep Luring Young Kids to Their Deaths
+• None Can Duolingo Actually Teach You Spanish?",91ba99e7b8a2443b84c08e82a7e96522,Saudi Crown Prince to Invest in Credit Suisse Unit: WSJ,4,,,,
+43534,"Robert Kern Made Generators Light and Affordable - Robert Kern , the son of a Baptist minister from Iowa, set up shop with five employees in a garage in Wales, Wis., in 1959 to make portable generators. Early customers for his Generac Corp. included farmers and construction crews. Soon all kinds of people were buying his generators under the Craftsman brand at Sears stores.
+
+Mr. Kern diversified his range to include permanently installed generators for homeowners worried about power outages. Generac also developed equipment providing backup electricity for telecom networks, hospitals and other facilities. The Y2K scare yielded a rush of demand, as did hurricanes and tornadoes.","{'positive': 0.18362617, 'negative': 0.02393943, 'neutral': 0.7924344}","
+
+Robert Kern , the son of a Baptist minister from Iowa, set up shop with five employees in a garage in Wales, Wis., in 1959 to make portable generators. Soon all kinds of people were buying his generators under the Craftsman brand at Sears stores. 
+
+Mr. Kern diversified his range to include permanently installed generators for homeowners worried about power outages. Generac also developed equipment providing backup electricity for telecom networks, hospitals and other facilities.","The founder of Generac, who has died at age 96, made a fortune on backup power equipment‚Äîand shared it with employees.",GNRC,Resource Transformation,Electrical & Electronic Equipment,Generac Holdings Inc,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity‚Äôs brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity‚Äôs cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7568373192293367, 'Hazardous Waste Management': 0.7525870724446112, 'Materials Sourcing': 0.7387240716919041, 'Energy Management': 0.7639334030037972, 'Product Lifecycle Management': 0.7461373145860942, 'Business Ethics': 0.7562731614394914}",0.7639334030037972,Ricky,Major focus,Major focus,Positive,"Product Safety, Energy Management, Product Lifecycle Management",No focus,,,2023-01-03T20:38:22+00:00,https://www.forbes.com/sites/tylerroush/2023/01/03/cruise-ships-rescue-migrants-from-boats-off-florida-coast/,"[{'name': 'Migrants', 'weight': 0.09994117}, {'name': 'migrants', 'weight': 0.09994117}, {'name': 'Venezuelan migrants', 'weight': 0.09778513}, {'name': 'Florida Coast', 'weight': 0.075325586}, {'name': 'Florida', 'weight': 0.06827678}, {'name': 'Florida Gov. Ron DeSantis', 'weight': 0.067941256}, {'name': 'other GOP governors', 'weight': 0.06724568}, {'name': 'other states', 'weight': 0.065365136}, {'name': 'other resources', 'weight': 0.06375874}, {'name': 'small boats', 'weight': 0.062427968}]",[{'name': 'Travel'}],"[{'data': 'Florida Coast', 'type': 'LOC', 'mentions': 1}, {'data': 'the Florida Keys', 'type': 'LOC', 'mentions': 4}, {'data': 'Dry Tortugas', 'type': 'LOC', 'mentions': 1}, {'data': 'Key West', 'type': 'LOC', 'mentions': 1}, {'data': 'Martha’s Vineyard', 'type': 'LOC', 'mentions': 1}, {'data': 'Carnival Cruise Line', 'type': 'ORG', 'mentions': 3}, {'data': 'the Associated Press', 'type': 'ORG', 'mentions': 4}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'Border Patrol', 'type': 'ORG', 'mentions': 2}, {'data': 'Coast Guard', 'type': 'ORG', 'mentions': 2}, {'data': 'Homeland Security', 'type': 'ORG', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'Cuba', 'type': 'GPE', 'mentions': 4}, {'data': 'Florida', 'type': 'GPE', 'mentions': 3}, {'data': 'Monroe County', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.-Mexico', 'type': 'GPE', 'mentions': 3}, {'data': 'Haiti', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 2}, {'data': 'Ariz.', 'type': 'GPE', 'mentions': 1}, {'data': 'Kate McCue', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rick Ramsay', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ron DeSantis', 'type': 'PERSON', 'mentions': 3}, {'data': 'Greg Abbott', 'type': 'PERSON', 'mentions': 1}, {'data': 'Doug Ducey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Celebrity Beyond', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Carnival Celebration', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Cuban', 'type': 'NORP', 'mentions': 1}, {'data': 'R', 'type': 'NORP', 'mentions': 1}, {'data': 'Venezuelan', 'type': 'NORP', 'mentions': 1}]","About two dozen migrants were rescued by a pair of Carnival Cruise Line ships northwest of Cuba on Monday, according to the company, complementing a recent surge of migrants landing along the Florida Keys over the New Year’s Day weekend.
+
+Capt. Kate McCue, who helms Carnival’s Celebrity Beyond ship, posted a video on Instagram of the cruise ship rescuing a small boat containing 19 migrants. Crew members on another ship—the Carnival Celebration—spotted a separate group of five people before bringing them onboard about 29 miles northwest of Cuba, a spokesperson for the cruise line told the Associated Press. Florida has faced an uptick in migration by sea: Dry Tortugas National Park—located off the coast of Key West—reported a group of approximately 300 migrants arriving in the area over the last few days, resulting in the park being temporarily closed while law enforcement and medical personnel evaluate care for the migrants. The Monroe County Sheriff’s Office, representing the southwestern tip of Florida in addition to the Florida Keys, said more than 160 migrants landed along the middle and upper islands over the weekend, claiming a “mass migration crisis” was occurring. Carnival Cruise Line did not immediately respond to a request for comment from Forbes.
+
+Monroe County Sheriff Rick Ramsay criticized a “lack of a working plan by the federal government” to handle a recent uptick in migrants arriving in the state, adding “residents may see an increased amount of law enforcement and emergency responders throughout the county as we continue to respond to these landings.”
+
+The number of people arriving in the Florida Keys by boat from Cuba has increased recently, echoing a jump in Cuban migration at the U.S.-Mexico border as residents of the island nation flee economic despair. Border Patrol officials told the Associated Press that Coast Guard crews patrolling the Florida Keys have spotted hundreds of boats carrying people primarily from Cuba and Haiti in recent months. Border Patrol plans to send additional resources to the area, according to the Monroe County Sheriff’s Office. Migration by sea has become more common over the last few years: In 2021, the Coast Guard recorded 14,529 undocumented migrants who tried to enter the U.S. by sea—nearly doubling the total from 2020 (7,583) and 2019 (7,093). Homeland Security officials warned in 2021 that attempting to enter the U.S. by traveling in small boats can be dangerous, and some attempts have resulted in death.
+
+Florida Gov. Ron DeSantis (R) set aside a budget of $12 million last year to transport migrants to other states, complimenting efforts by other GOP governors, including Greg Abbott (Texas) and Doug Ducey (Ariz.), in protest of President Joe Biden’s immigration policies. DeSantis took credit for flying a group of Venezuelan migrants from Texas to Martha’s Vineyard in September—a stunt that resulted in the migrants filing a lawsuit against DeSantis alleging the governor had shuttled them under false pretenses of access to housing, education, legal assistance and other resources once they arrived.",357d5e07158f4cfbace2e61e3ac5b36f,Cruise Ships Rescue Migrants From Boats Off Florida Coast,4,,,,
+6913,"Shoppers to face fresh price hikes as stores, suppliers pass on costs - Grocery costs seen rising further in 2023 -executives, analysts
+
+Cost inflation likely to be a feature - analysts
+
+LONDON, Feb 8 (Reuters) - Shoppers around the world will pay even more for groceries this year than they did in 2022, according to retailers, consumer goods firms and investors, unless commodity costs decline or the shift to cheaper store-brand products accelerates.
+
+Retailers and consumer goods producers have been stuck in tough price negotiations for more than a year now, with friction beginning in 2021 over COVID-related supply chain logjams.
+
+This has since ballooned into fights over the high cost of raw materials and energy in the wake of Russia's invasion of Ukraine, with rising prices of basic foodstuffs from bread to milk and meat exacerbating a cost-of-living crisis in Europe.
+
+Britons paid a record 16.7% more for food in the four weeks to Jan. 22 compared to the same period last year, according to research firm Kantar. The U.S. food index, including meals eaten at home and in cafes and restaurants, increased 10.4% for the year ended in December.
+
+Mark Schneider, CEO of the world's biggest food group Nestle, last week told a German newspaper it would have to raise prices of its food products further this year to offset higher production costs that it has yet to fully pass on to consumers.
+
+""Investors will pay a premium for companies that exhibit pricing power in their portfolio without adversely impacting volumes and market share,"" Jack Martin, a fund manager at Oberon Investments, said.
+
+Big, packaged-goods companies' margins have been squeezed by higher input costs for over a year as the price of ingredients like wheat and sunflower oil have skyrocketed since the Ukraine war began last February.
+
+Unilever, which is due to report full-year results on Thursday, said in October that its underlying price growth - an indicator of pricing - rose to a record 12.5% in the third quarter. Nestle and dairy giant Danone are due to report results later this month.
+
+Tineke Frikkee, a portfolio manager at Waverton Investment Management, expects Unilever to hike prices in 2023, though selectively.
+
+""The last time we heard from Unilever, it was made clear that they prefer to sell fewer products at higher prices, to keep prices below peers and gain market share,"" Frikkee said.
+
+Consumer goods manufacturers - will continue to raise prices until they recover their profitability, said Bernstein analyst Bruno Monteyne.
+
+""The only thing that can stop this is...consumers starting to trade down to private-label products at a more rapid pace ... (and) if commodities keep declining, then there may be no need for more price increases.""
+
+In December, the CEO of Walmart, the world's biggest retailer, warned that some ""packaged goods suppliers are still pointing us towards more inflation next year on top of the mid-double digits this year"".
+
+""Dry grocery and consumables have double-digit to mid-double-digit inflation that feels stubborn to us,"" Doug McMillon said, adding that suppliers were being encouraged to focus on ""the longer term with us"".
+
+""With the big suppliers, we do insist on long-term contracts that do not have to be renegotiated,"" Belgian discount retailer Colruyt told Reuters.
+
+Britain's biggest supermarket group Tesco and Kraft Heinz last year could not agree on prices for some brands, resulting in several products disappearing from shelves. This month, Unilever's Hellmann's mayonnaise was discontinued in South African stores due to cost inflation.
+
+Tesco CEO Ken Murphy said last month he was hopeful inflation would peak by mid-2023 and then start to ebb.
+
+Barclays analyst Warren Ackerman said although food commodity prices on average were down 20% from March peaks, it will take time for this to reflect in companies' costs. (Reporting by Richa Naidu in London. Additional reporting by Jessica DiNapoli in New York and James Davey in London; Editing by Matt Scuffham and Emelia Sithole-Matarise)","{'positive': 0.7800601, 'negative': 0.18707591, 'neutral': 0.03286403}","This has since ballooned into fights over the high cost of raw materials and energy in the wake of Russia's invasion of Ukraine, with rising prices of basic foodstuffs from bread to milk and meat exacerbating a cost-of-living crisis in Europe. ""The last time we heard from Unilever, it was made clear that they prefer to sell fewer products at higher prices, to keep prices below peers and gain market share,"" Frikkee said. Britain's biggest supermarket group Tesco and Kraft Heinz last year could not agree on prices for some brands, resulting in several products disappearing from shelves. Barclays analyst Warren Ackerman said although food commodity prices on average were down 20% from March peaks, it will take time for this to reflect in companies' costs.","Shoppers around the world will pay even more for groceries this year than they did in 2022, according to retailers, consumer goods firms and investors, unless commodity costs decline or the shift to cheaper store-brand products accelerates.  Retailers and consumer goods producers have been stuck in tough price negotiations for more than a year now, with friction beginning in 2021 over COVID-related supply chain logjams.  This has since ballooned into fights over the high cost of raw materials and energy in the wake of Russia's invasion of Ukraine, with rising prices of basic foodstuffs from bread to milk and meat exacerbating a cost-of-living crisis in Europe.",KHC,Food & Beverage,Processed Foods,The Kraft Heinz Company,"{'Water Management': 'Processed Foods entities rely on a reliable water supply for cooking, processing and cleaning finished goods. Additionally, entities in the industry generate and must manage the wastewater discharge from processing activities. As water scarcity becomes an issue of increasing importance, processed foods entities‚Äîoperating in water-stressed regions‚Äîmay face increasing operational risks. Entities in the industry may face higher operational costs as well as water shortages because of the physical availability or more stringent regulations. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Food Safety': 'Food safety, as it relates to production quality, spoilage, contamination, supply chain traceability, and allergy labelling, canmaterially affect processed foods entities. Food safety recalls can happen for numerous reasons, including packaging defects, food contamination, spoilage, and mislabeling. Food safety issues that arise within an entity‚Äôs supply chain typically result in recalls of final products and can also influence the brand reputation, operations, and revenue of processed foods entities. Supply chain traceability is a great concern for entities in the industry, particularly amid new regulations. Poor management of food quality and safety may lead to damage to brand value, lower revenues, and increased costs associated with recalls, fines, lost inventory, and/or litigation. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to retailers and consumers.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of processed foods entities. The accuracy and depth of information presented in food labelling is of importance to regulators and consumers.Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about the ingredients used in processed foods, such as genetically modified organism (GMO) content, and about the production methods used. Another area of public concern is the marketing practices of processed foods entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from misleading statements or failing to adapt to consumer demand for increased labelling transparency. Additionally, regulations on product labelling and marketing introduce near-term costs to adhere and present the risk of penalties or litigation. All of these factors can impact an entity‚Äôs brand value, operating costs, and revenue growth.', 'Packaging Lifecycle Management': 'Packaging materials represent a major business cost and contribute to the environmental footprint of processed foods entities. Each stage of a package‚Äôs lifecycle, including design, transportation, and disposal, presents its own unique environmental challenges and opportunities. Entities may be impacted by regulations on allowable packaging materials orend-of-life management of packaging. Processed foods entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce their environmental impact. Innovations such as light-weighting materials can also result in cost benefits in the transportation of goods. Other innovations can improve end-of-life management of products, such as through the use of recyclable or compostable materials, which may mitigatepotential risks related to costs and compliance. ', 'Energy Management': 'The Processed Foods industry is reliant on energy and fuel as primary inputs for value creation in manufacturing food products. Energy is needed to operate large manufacturing facilities for cooking, refrigeration and packaging. Energy production and consumption contributes to significant environmental impacts, including climate change and pollution, which have the potential indirectly, yet materially, to affect processed food entity operations. Energy efficiency in production and distribution can mitigate exposure to volatile energy costs and limit an entity‚Äôs contribution to direct and indirect greenhouse gas (GHG) emissions. Producers may be able to reduce the risk posed by volatile fossil fuel energy costs‚Äîparticularly natural gas, which the industry uses heavily‚Äîby diversifying their energy portfolio across a range of sources. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity versus purchasing from the grid, may influence both the costs and reliability of the energy supply.', 'Ingredient Sourcing': 'Entities in the Processed Foods industry source a wide range of ingredients, largely agricultural inputs, from global suppliers. The industry‚Äôs ability to source ingredients, and at some price points, fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may cause price volatility which may affect entity profitability. Climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource-intensive, or coordinate with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Processed Foods industry manage global supply chains to source a wide range of ingredient inputs. How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to maintain steady supplies and manage price fluctuations. Supply chain management issues related to labour and environmental practices, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier performance. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, potentially increase consumer demand, or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, and nutritional value are shaping the Processed Foods industry‚Äôs competitive landscape. The health and nutrition characteristics of the industry‚Äôs products and ingredients are of growing concern to both consumers and regulators, thus creating the potential for these issues to affect a processed food entity‚Äôs reputation and its license to operate. New regulations, including imposed taxes on processed foods, may impact industry profitability and pose long-term risks in the form of reduced demand for the industry‚Äôs products. Entities that adapt to changing consumer preferences to promote more healthful and nutritious offerings may be better positioned to gain market share in a growing segment while avoiding the risks associated with potential regulation and shifts in demand.'}","{'Water Management': 0.7637019731995567, 'Food Safety': 0.7661485722044671, 'Product Labelling & Marketing': 0.76186573840417, 'Packaging Lifecycle Management': 0.784704129988113, 'Energy Management': 0.7867667526342227, 'Ingredient Sourcing': 0.8084789967849386, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7862466904570886, 'Health & Nutrition': 0.7823529776925934}",0.8084789967849386,Ricky,Major focus,Major focus,Negative,"Ingredient Sourcing, Energy Management",No focus,,,2023-02-08T14:16:58+00:00,https://www.cnbc.com/2023/02/08/microsoft-needs-a-crowbar-to-pry-away-googles-advertising-dominance.html,"[{'name': 'significant market share gains', 'weight': 0.08620188}, {'name': 'other tech companies', 'weight': 0.07904989}, {'name': 'Microsoft shares', 'weight': 0.07700851}, {'name': 'advertising revenue', 'weight': 0.075532064}, {'name': 'Wells Fargo analyst Michael Turrin', 'weight': 0.07453954}, {'name': 'Microsoft AI', 'weight': 0.07297418}, {'name': 'Tuesday', 'weight': 0.06626746}, {'name': 'share', 'weight': 0.06581804}, {'name': 'shares', 'weight': 0.06581804}, {'name': 'analysts', 'weight': 0.06575631}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 7}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 4}, {'data': 'Bing', 'type': 'ORG', 'mentions': 2}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 1}, {'data': 'UBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Guggenheim', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 1}, {'data': ""Piper Sandler's"", 'type': 'ORG', 'mentions': 2}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Windows', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Xbox', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Edge', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Brent Thill', 'type': 'PERSON', 'mentions': 2}, {'data': 'Karl Keirstead', 'type': 'PERSON', 'mentions': 1}, {'data': 'John DiFucci', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Turrin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brent Bracelin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}]","Microsoft 's latest artificial intelligence investments signal that the software giant is making strides in its attempt to unseat Alphabet as the dominant search and advertising provider — but analysts say it will take time to see any significant market share gains. The comments from analysts came after the Windows software and Xbox gaming maker on Tuesday announced new AI-powered updates to its Bing search engine and Edge browser, building on the ChatGPT and AI craze that's overtaken Wall Street and investors. Though early stage, many analysts view the machine learning features, and AI in general, as the next growth stage for a tech bellwether that saw shares slump about 29% in 2022 in an environment of rising interest rates and elevated inflation. But analysts aren't convinced that significant market share gains will come anytime soon. MSFT YTD mountain Microsoft shares are up 11.6% so far this year ""Search improvements will act as a tailwind to [advertising revenue long term], but it will take time to bring users back to Bing and they will need a crowbar to pry away advertisers from Google,"" said Jefferies' analyst Brent Thill in a Tuesday note. ""We view these updates as the tip of the iceberg for MSFT's AI capabilities, with the largest opportunity in enterprise use cases."" Thill added that the move ""feels early innings"" with a revenue inflection likely years away. At the same time, he suspects the announcement will further push Google to roll out more of its own AI search engine features. UBS analyst Karl Keirstead agreed that even an upgraded Bing has a ""mountain to climb"" if it hopes to overtake Google. Guggenheim's John DiFucci added that investors are underestimating the fact that other tech companies will also benefit from the latest AI push. ""All good technology companies should be investing in game-changing technology (AI) that can make the world more efficient – and most of them are,"" he wrote in a Tuesday note. To be sure, even though Microsoft accounts for just a fraction of the search advertising market, analysts see signs that the company is making significant progress. ""Though just ~3% share today (MSFT disclosed $18B in 2022 advertising revs), MSFT noted it already has begun to take share (i.e., in each of last 7 qtrs) and that the incremental investments should support a long runway ahead for further gains,"" wrote Wells Fargo analyst Michael Turrin. According to Piper Sandler's Brent Bracelin, Microsoft AI should reach $40 billion in revenue in half the time it took the company's cloud segment to reach that milestone. He also estimates that Microsoft could expand its market share within the digital ad market by as much as 7% sometime in 2026. ""The early days of AI-powered applications (including Bing) are bound to have fits and starts, but the pace of change seems faster than any other enterprise technology that we've encountered,"" he said in a report, also published Tuesday. Piper raised its 12-month share price target for Microsoft to $290 from $247. — CNBC's Michael Bloom contributed reporting",6a23817ff0d241efb3320cb1bc1719c3,"Microsoft will need `a crowbar to pry away' Google's advertising dominance, even with its A.I. investments",4,,,,
+48092,"Copper miner Freeport-McMoRan profit slides 60% in second quarter - July 17 (Reuters) - Miner Freeport-McMoRan Inc (FCX.N) reported a 60% slump in second-quarter profit on Thursday, hurt by a drop in production and lower realized copper prices.
+
+It reported a net income of $343 million, or 23 cents per share, in the three months ended June 30, compared with $840 million, 57 cents per share, a year earlier.","{'positive': 0.011620363, 'negative': 0.97596145, 'neutral': 0.012418225}","Miner Freeport-McMoRan Inc (FCX.N) reported a 60% slump in second-quarter profit on Thursday, hurt by a drop in production and lower realized copper prices. The company reported a net income of $343 million, or 23 cents per share, in the three months ended June 30.","Miner Freeport-McMoRan Inc reported a 60% slump in second-quarter profit on Thursday, hurt by a drop in production and lower realized copper prices.",FCX,Extractives & Minerals Processing,Metals & Mining,Freeport-McMoRan Inc,"{'Tailings Storage Facilities Management': 'The Metals & Mining industry faces significant operational hazards, particularly those associated with the structural integrity of tailings storage facilities (TSFs). A catastrophic failure of such facilities (e.g., a dam failure) can release significant volumes of waste streams and potentially harmful materials into the environment, leading to highconsequenceimpacts on ecosystems, human livelihood, local economies, and communities. Such catastrophic incidents may result in significant financial losses for entities and may erode their reputation and social license to operate. Robust approaches to tailings facilities design, management, operation, and closure, as well as appropriate management of associated risks, canhelp prevent such incidents from occurring. Entities that adopt comprehensive practices to maintain the integrity and safety of TSFs may do so through assigning accountability for tailings management at the highest levels of the entity, conducting frequent internal and external independent technical reviews of TSFs, and ensuring that mitigation measures are implemented in a timely manner in case of a safety concern. Additionally, a strong safety culture and well-established emergency preparedness and response plans can mitigate the impacts and financial implications of such events should they occur. Company obligations related to long-term remediation and compensation for damages may result in additional financial impacts in case of a failure. The ability for entities to meet such obligations after an incident occurs is an additional component of emergency preparedness.', 'Greenhouse Gas Emissions': 'Mining operations are energy-intensive and generate significant direct greenhouse gas (GHG) emissions, including carbondioxide from fuel use during mining, ore processing and smelting activities. The extent and type of GHG emissions can vary depending on the metal mined and processed. Regulatory efforts to reduce GHG emissions in response to climate change- related risks may result in additional regulatory compliance costs and risks for metals and mining entities. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Such efficiencies can mitigate the potential financial effect of increased fuel costs from regulations to limit—or put a price on—GHG emissions.', 'Water Management': 'Mining and metals production can affect both the availability and the quality of local water resources. Metals and mining entities face operational, regulatory and reputational risks because of water scarcity, costs of water acquisition, regulations on effluents or the amount of water used, and competition with local communities and other industries for limited water resources. Effects associated with water management may include higher costs, liabilities and lost revenues because of curtailment or suspension of operations. The severity of these risks may vary depending on the region’s water availability and the regulatory environment. Entities in the industry may deploy new technologies to manage risks related to water risk, including desalination, water recirculation and innovative waste-disposal solutions. Reducing water use and contamination can create operational efficiencies for entities and reduce their operating costs.', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the mining industry. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to mining reserves. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these laws could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The development, operation, closure, and remediation of mines can have a range of impacts on biodiversity, such as alterations of landscape, vegetation removal, and impacts to wildlife habitats. Acid rock drainage is a particularly significant risk: it is highly acidic water, rich in heavy metals, formed when surface and shallow subsurface water come into contact with mining overburden. Acid rock drainage can have harmful effects on humans, animals, and plants. Biodiversity impacts of mining operations can affect the valuation of reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extraction costs due to increasing interest in the protection of ecosystems. Entities could also face regulatory or reputational barriers to accessing reserves inecologically sensitive areas. This may include new protection status afforded to areas where reserves are located. Metals and mining entities face regulatory risks related to reclamation after a mine is decommissioned, per applicable regulatory requirements to restore mined property according to a prior, approved reclamation plan. Material costs may arise from removing or covering refuse piles, meeting water treatment obligations, and dismantling infrastructure at the end of life. Furthermore, ongoing mining operations are subject to laws protecting endangered species. Entities that have an effectiveenvironmental management plan for different stages of the project lifecycle may minimise their compliance costs and legal liabilities, face less resistance in developing new mines, and avoid difficulties in obtaining permits, accessing reserves,and facing delays in project completion.', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from the Metals & Mining industry include hazardous air pollutants, criteria air pollutants, and Volatile Organic Compounds (VOCs) from smelting and refining activities. These can have significant, localised human health and environmental impacts. Depending on the metal, uncaptured sulphur dioxide, lead, mercury, cadmium, and arsenic are among the chief pollutants, along with particulate matter. Financial impacts resulting from air emissions will vary depending on the specific location of operations and the applicable air emissions regulations. Active management of the issue—through technological and process improvements—could allow entities to limit the impacts ofincreasingly stringent air quality regulations globally. Entities could also benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Energy Management': 'Mining and metals production is often energy-intensive, with a significant proportion of energy consumption in the industry accounted for by purchased electricity. Although fuel combustion on-site contributes to the industry’s direct (Scope 1) GHG emissions, electricity purchases from the grid can result in indirect, Scope 2 emissions. The energy intensityof operations may increase with decreasing grades of deposits and increasing depth and scale of mining operations. The choice between on-site versus grid-sourced electricity and the use of alternative energy can be important in influencing both the costs and reliability of energy supply. Affordable and easily accessible energy is an important competitive factor in a commodity market driven by global competition, and purchased fuels and electricity can account for a significant proportion of total production costs. The way in which an entity manages its overall energy efficiency and intensity, its reliance on different types of energy, and its ability to access alternative sources of energy, can therefore be a material factor.', 'Community Relations': 'Mining facilities are frequently active over long periods of time, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected through environmental and social impacts of mining operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. Mining entities rely upon support from local communities to be able to obtain permits and leases as well as to conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of a mining entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about direct impacts of projects, the presence of mining activities may give rise to associated socio-economic concerns, such as education, health, livelihoods, and food security for the community. Metals and mining entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socio-economic benefits in return may be exposed to the risk of actions, motivated by resource nationalism, and by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights and interests. Strategies are often underpinned by the integration of community engagement into phases of the project cycle. Entities are beginning to adopt a “shared value” approach to provide a key socio-economic benefit to the community while allowing the entity to profitably operate.', 'Workforce Health & Safety': 'Safety is critical to mining operations due to the often hazardous working conditions. The Metals & Mining industry has relatively high fatality rates compared to other industries. Fatalities or injuries can result from a number of hazards associated with the industry, including powered haulage and machinery as well as mine integrity. Poor health and safety records can result in fines and penalties, and an increase in regulatory compliance costs from more stringent oversight. Anentity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Labour Relations': 'Metals and mining entities face inherent tension between the need to lower the cost of labour to remain price competitive, and to manage human resources to ensure long-term performance. Working conditions related to metal andmining operations are usually physically demanding and hazardous. Labour unions play a key role in representing workers’interests and managing collective bargaining for better wages and working conditions. At the same time, metals and mining entities often operate in areas where worker rights are not adequately protected. The nuances of both domestic and international worker concerns make management of labour relations critical for metals and mining entities. Conflict with workers can result in labour strikes and other disruptions that can delay or stop production. Work stoppages frequently result in significant lost revenue and reputational damage. Continued labour stresses can impact the long-term profitability of the business. At the same time, positive outcomes of effective labour engagement can include enhanced work practices, labour utilisation, as well as the reduction in safety incidents, accidents, or fatalities.', 'Waste & Hazardous Materials Management': 'The Metals & Mining industry generates large volumes of non-mineral and mineral wastes, including waste rock, tailings, slurries, slags, sludges, smelting, and industrial wastes, some of which may contain substances that are toxic, hazardous, or chemically reactive. Mineral processing sometimes also requires the use of hazardous materials for metal extraction. Waste produced during mining operations, depending on its type, can be treated, disposed of, or stored in on- or off-site impoundments or old mine pits. Improper storage or disposal of hazardous materials used in operations or mining waste can present a significant long-term threat to human health and ecosystems through potential contamination of groundwater or surface water that is used for drinking or agriculture purposes. Entities that reduce waste streams while implementing policies to manage risks related to handling hazardous materials may emjoy lower regulatory and litigation risks, remediation liabilities, and costs.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Metals and mining entities face additional community-related risks when operating in conflict zones and in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights. They also face risks when operating in areas with vulnerable communities, such as indigenous peoples. Entities using private or government securityforces to protect their workers and assets may knowingly, or unknowingly, contribute to human rights violations, including use of excessive force. Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failingto account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could facesubstantial costs related to compensation or settlement payments, and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities. These instruments include obtaining the free, prior, and informed consent of indigenous peoples for decisions affecting them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Tailings Storage Facilities Management': 0.746970699391341, 'Greenhouse Gas Emissions': 0.7604406300820323, 'Water Management': 0.7465691100567988, 'Business Ethics & Transparency': 0.7349500970805235, 'Biodiversity Impacts': 0.7188148810021513, 'Air Quality': 0.7462802647408108, 'Energy Management': 0.7591981041217202, 'Community Relations': 0.7428218532770211, 'Workforce Health & Safety': 0.737375944293394, 'Labour Relations': 0.754575132500094, 'Waste & Hazardous Materials Management': 0.7362946395827189, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7357805130521005}",0.7604406300820323,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-02-22T18:31:44+00:00,https://www.cnbc.com/2023/02/22/stay-away-these-stocks-are-expensive-and-vulnerable-one-firm-says.html,"[{'name': 'earnings', 'weight': 0.092248484}, {'name': 'several vulnerable stocks', 'weight': 0.08849977}, {'name': 'gross margin volatility', 'weight': 0.087234676}, {'name': 'several food stocks', 'weight': 0.07919758}, {'name': 'U.S. real consumption growth', 'weight': 0.07703596}, {'name': 'Wolfe Research', 'weight': 0.07395328}, {'name': 'potato processor Lamb Weston', 'weight': 0.073554136}, {'name': 'Tuesday', 'weight': 0.07305307}, {'name': 'Wolfe analyst Chris Senyek', 'weight': 0.07228608}, {'name': 'consensus expectations', 'weight': 0.071386814}]",[{'name': 'Finance'}],"[{'data': 'Wolfe Research', 'type': 'ORG', 'mentions': 5}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Hyatt Hotels', 'type': 'ORG', 'mentions': 1}, {'data': 'Peloton', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'Bernstein', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'DraftKings', 'type': 'ORG', 'mentions': 1}, {'data': 'Las Vegas Sands', 'type': 'ORG', 'mentions': 1}, {'data': 'Tyson Foods', 'type': 'ORG', 'mentions': 1}, {'data': 'Lamb Weston', 'type': 'ORG', 'mentions': 1}, {'data': ""Pilgrim's Pride"", 'type': 'ORG', 'mentions': 1}, {'data': 'GameStop', 'type': 'ORG', 'mentions': 1}, {'data': 'Clorox', 'type': 'ORG', 'mentions': 1}, {'data': 'Chris Senyek', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Consumer spending is likely to turn negative following ""a series of rolling recessions,"" and there are several vulnerable stocks that investors may want to steer clear of in the months ahead, according to Wolfe Research. The firm expects the Federal Reserve to continue raising interest rates higher, and for longer, than the consensus expects. So far in the current hiking cycle, housing and tech stocks (including crypto, software and cloud services) have experienced deep downturns and industrials are on their way to a contraction. ""The huge question ahead is whether consumer spending (~70% of GDP) will be the next shoe to drop,"" Wolfe analyst Chris Senyek said in a note Tuesday. ""While consumer spending is unlikely to 'fall off a cliff' (at least over the near term), we do expect U.S. real consumption growth to turn negative and disappoint relative to consensus expectations looking for growth of +1.1% in full-year 2023."" Wolfe compiled a list of stocks that are expensive and likely to underperform their peers ""in the quarters ahead."" Most of them have highly volatile gross margins, leaving them vulnerable to disappointing consumer spending. Here are 10 of the names: Hyatt Hotels is among the most vulnerable, with a 51% gross margin volatility, and one of the most expensive, with a price-to-earnings ratio of 43x earnings. It's followed in volatility by Peloton , with gross margin volatility of 31%. Tesla is the most expensive stock on the list, with an earnings multiple of 46x. It's gross margin volatility is 13%. Others on Wall Street are also pumping the brakes on Tesla. Bernstein reiterated its underperform rating on the stock Wednesday and Tesla dropped off a Goldman Sachs list of hedge fund darlings. DraftKings and Las Vegas Sands are also near the top in terms of gross margin volatility, at 26% and 25%, respectively. The latter is also expensive, with a P/E ratio of 35x earnings. Wolfe flagged several food stocks too, including hot dog and chicken producer Tyson Foods , potato processor Lamb Weston and poultry producer Pilgrim's Pride . GameStop and Clorox were also named.",bdde3bb50d4d446187b2e3f24d882d03,"Stay away: These stocks are expensive and are most vulnerable to a consumer slowdown, Wolfe Research says",4,,,,
+6743,"Trading of certain SOFR, Fed funds products briefly halted on Wednesday - CME Group - NEW YORK, March 16 (Reuters) - Electronic trading provider CME Group said trading of certain products linked to the Secured Overnight Financing Rate (SOFR) and Fed funds was briefly halted on Wednesday.
+
+""Dynamic circuit breaker events occurred yesterday at approximately 8:14 am CT for certain SOFR and Fed Funds products. At that time, there was a two-minute pause in trading,"" a spokesperson said.
+
+Circuit breakers are a series of price limits that, when hit, pause a market for a period of time for markets to reset, according to CME Group's website.","{'positive': 0.011580005, 'negative': 0.84498507, 'neutral': 0.14343493}","CME Group, a trading provider, reported that trading of certain products linked to the Secured Overnight Financing Rate (SOFR) and Fed funds was briefly halted on Wednesday. Circuit breakers are a series of price limits that, when hit, pause a market for a period of time for markets to reset. CME Group's website states that circuit breaker events occurred at approximately 8:14 am CT for certain SOFR and Fed Funds products.","Electronic trading provider CME Group said trading of certain products linked to the Secured Overnight Financing Rate (SOFR) and Fed funds was briefly halted on Wednesday.  Circuit breakers are a series of price limits that, when hit, pause a market for a period of time for markets to reset, according to CME Group's website.",CME,Financials,Security & Commodity Exchanges,CME Group Inc A,"{'Managing Conflicts of Interest': 'Security and commodity exchanges are responsible for the oversight of member entities. Specifically, firms in this industry monitor membership information and regulatory compliance to ensure market integrity and transparency. For example, in the U.S., they investigate and prosecute member entities that violate the Securities and Exchange Act. Recent controversies relating to market manipulation, tax fraud, investor protection rules, and anti-trust have raised concern about conflicts of interest that arise due to security and commodity exchanges’ position as self-regulatory organisations (SROs). Rapid innovation in financial markets provides significant opportunities to enhance profitability. However, exchanges must continue to fulfil their responsibilities as SROs to ensure open and fair access to all investors, to publish rules and fees, and to oversee trading. Entities that avoid fraudulent or unethical activities will maintain market integrity, limit reputational damage, and ensure their long-term sustainable growth.', 'Promoting Transparent & Efficient Capital Markets': 'Security and commodity exchanges have a responsibility to ensure equal access to capital markets for all investors. As public markets, these entities play a critical role in efficient capital allocation and the equal application of rules to all participants. In addition, entities must manage the release of public information to prevent asymmetries. Further, with theadvent of high-frequency trading there is heightened concern that technology can lead to advantages for certain traders at the expense of others. Information asymmetries that lead to unfair arbitrage could result in litigations and, potentially, regulatory penalties, additional regulatory oversight and compliance costs, as well as reputational damage that may hurt trading volumes and thus revenues. Disclosure of policies relating to information releases, halts of trading, and the risks and opportunities associated with algorithmic or high-frequency trading will allow investors to further understand how security and commodity exchanges protect shareholder value.', 'Managing Business Continuity & Technology Risks': 'Security and commodity exchanges face increased risks and opportunities associated with information technology. The industry’s central position in the proper functioning of financial markets requires that issues including security breaches and technology errors are managed to prevent market disruptions. As security and commodity exchanges face increased volumes of trading associated with the clearing and execution of derivative trades and increased frequency of cyber attacks, the industry will be exposed to new risks and opportunities associated with its reliance on information technology. Failure to ensure continuity of trading may erode customer trust and result in lower trading volumes, thus lossof revenue. Increased disclosure of efforts taken to prevent these risks, in addition to the current performance, will allow shareholders to accurately assess value. '}","{'Managing Conflicts of Interest': 0.8067257990083574, 'Promoting Transparent & Efficient Capital Markets': 0.801058501163702, 'Managing Business Continuity & Technology Risks': 0.8089632271248055}",0.8089632271248055,Ricky,Major focus,Major focus,Negative,Managing Business Continuity & Technology Risks,No focus,,,2023-02-13T15:53:06+00:00,https://www.newsmax.com/finance/streettalk/financial-markets/2023/02/13/id/1108418/,"[{'name': '%', 'weight': 0.08488241}, {'name': 'Battered Growth Stocks', 'weight': 0.074511684}, {'name': 'Nasdaq', 'weight': 0.069177404}, {'name': 'domestic inflation data', 'weight': 0.068255685}, {'name': 'Alphabet Inc.', 'weight': 0.06643854}, {'name': 'technology type stocks', 'weight': 0.06367854}, {'name': 'retail sales data', 'weight': 0.06222164}, {'name': 'Andersen Capital Management', 'weight': 0.05967783}, {'name': 'Amazon.com Inc.', 'weight': 0.059628606}, {'name': 'Treasury note yields', 'weight': 0.0595156}]",[{'name': 'Finance'}],"[{'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 3}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple Inc.', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft Corp.', 'type': 'ORG', 'mentions': 2}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 4}, {'data': 'Andersen Capital Management', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 2}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': 'Stifel', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Search', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 1}, {'data': 'S&P', 'type': 'ORG', 'mentions': 1}, {'data': '10:50 a.m. EST', 'type': 'TIME', 'mentions': 2}, {'data': 'Peter Andersen', 'type': 'PERSON', 'mentions': 2}]","U.S. major stock indexes rose Monday as investors piled into beaten-down megacap growth stocks with a decline in Treasury yields boosting sentiment, while Meta Platforms gained on reports the Facebook parent was planning fresh layoffs.
+
+Apple Inc., Amazon.com Inc., Alphabet Inc. , and Microsoft Corp. added between 0.7% and 3.4%, pushing up the Russell 1000 Growth sector by 0.7%.
+
+ 
+
+ The Dow Jones Industrial Average was up 283 points and Nasdaq was up 1.03% as of 10:50 a.m. EST.
+
+""(Investors) have been holding back during the regime of rate hikes because they believed it would kill the growth of technology type stocks,"" said Peter Andersen, founder of Andersen Capital Management.
+
+Andersen added that the Fed is now signaling that its near the end of its tightening cycle, which could provide an added boost to such high-growth firms.
+
+All U.S. indexes clocked their worst declines last year since the financial crisis of 2008, led by a 33% slump in the tech-heavy Nasdaq, on fears that the Federal Reserve would tip the economy into a recession with its hawkish monetary policy.
+
+While money markets are expecting rates to peak to 5.2% in July, a resilient labor market has lifted hopes of a milder-than-expected recession.
+
+Meanwhile, Meta rose 1.8% on reports over the weekend that the Facebook parent is preparing to announce a fresh round of job cuts, pushing the consumer services sector 0.3% higher.
+
+Microsoft added 3.4% and was the biggest boost to the blue-chip Dow after brokerage Stifel said the tech-giant is clearly looking to up-end Alphabet's Google Search dominance through its integration with ChatGPT.
+
+Ten of the 11 major S&P 500 sector were in the black, with the energy sector's 1.1% fall making it the sole sector lower as crude oil prices slipped on caution ahead of domestic inflation data.
+
+Markets now await January inflation on Tuesday and retail sales data later in the week to reassess their bets on the central bank's monetary policy path.
+
+At 10:12 a.m. ET, the Dow Jones Industrial Average was up 196.57 points, or 0.58%, at 34,065.84, the S&P 500 was up 21.17 points, or 0.52%, at 4,111.63, and the Nasdaq Composite was up 75.59 points, or 0.65%, at 11,793.71.
+
+Further buoying gains in megacap names was declining yields on the U.S. 10-year Treasury note after hitting a fresh six-week high earlier in the day.
+
+A fall in Treasury note yields indicate traders expect greater return from investments in risky assets.
+
+Fidelity National Information Services Inc plunged 15.4% following its decision to spin off its merchant payments business.
+
+Advancing issues outnumbered decliners by a 2.26-to-1 ratio on the NYSE and by a 1.31-to-1 ratio on the Nasdaq.
+
+The S&P index recorded three new 52-week highs and no new low, while the Nasdaq recorded 39 new highs and 41 new lows.",2d3eef9df5f24b2999df8bc9e8866a0d,Dow Up Nearly 300 Points on Lift From Battered Growth Stocks,4,,,,
+66741,"Musk Reassures Advertisers: Twitter ""Will Not Become A Free-For-All Hellscape"" - Musk Reassures Advertisers: Twitter ""Will Not Become A Free-For-All Hellscape""
+
+            As the moment of peak crisis arrives for the left, losing control of the narrative-management tool known as Twitter, there are stories (for example, here at Bloomberg) running rife citing no sources at all while claiming that advertisers are nervous of the nazi, child pron, hate-speech that will inevitably return to the social media platform now that the richest man in the world is in charge.
+
+
+""There’s no commercial viability for a network that doesn’t have some level of content moderation. Advertisers and users aren’t going to show up and post during their workday alongside pornography and extremism — and Twitter is already reportedly struggling with losing its most active users. So in deciding how “free” Musk wants speech to be, he may have to alienate users to get there.""
+
+
+
+
+The Wall Street Journal also warned that ""Madison Avenue isn't sold on the deal,"" suggesting advertisers are anxious to be on the Musk-owned platform.
+
+
+About a dozen of GroupM’s clients, which own an array of well-known consumer brands, have told the agency to pause all their ads on Twitter if Mr. Trump’s account is reinstated, Kieley Taylor, global head of partnerships at GroupM, said. 
+
+Others are in wait-and-see mode. Ms. Taylor said she expects to hear from many more clients if Mr. Trump’s account returns.
+
+“That doesn’t mean that we won’t be entertaining lots of emails and phone calls as soon as a transaction goes through,” Ms. Taylor said. “I anticipate we’ll be busy.”
+
+
+Ad agency Omnicom Media Group evaluates the major social-media platforms’ progress on brand-safety tools every quarter. In July, Omnicom rated Twitter’s progress behind that of YouTube, Facebook, Instagram, TikTok and Reddit, according to a document reviewed by the Journal. Robert Pearsall, managing director of social activation at Omnicom Media Group, said Twitter has made agreements to improve its brand-safety controls to meet Omnicom’s standards, but it hasn’t introduced those changes to the market yet.
+
+
+“There are significant concerns about the implications of a possible change to content moderation policy,” he said. 
+
+Twitter has said it is working on tools to give advertisers a better idea of where their ads appear.
+
+
+Advertising provided 89% of Twitter’s $5.08 billion revenue in 2021.
+
+Perhaps in anticipation of such a smear - and to front-run any advertisers' concerns, Elon Musk has tweeted a brief letter to advertisers...
+
+
+I wanted to reach out personally to share my motivation in acquiring Twitter. There has been much speculation about why I bought Twitter and what I think about advertising. Most of it has been wrong.
+
+The reason I acquired Twitter is because it is important to the future of civilization to have a common digital town square, where a wide range of beliefs can be debated in a healthy manner, without resorting to violence. There is currently great danger that social media will splinter into far right wing and far left wing echo chambers that generate more hate and divide our society.
+
+In the relentless pursuit of clicks, much of traditional media has fueled and catered to those polarized extremes, as they believe that is what brings in the money, but, in doing so, the opportunity for dialogue is lost.
+
+That is why I bought Twitter. I didn't do it because it would be easy. 
+
+I didn't do it to make more money. I did it to try to help humanity, whom I love. 
+
+And I do so with humility, recognizing that failure in pursuing this goal, despite our best efforts, is a very real possibility.
+
+That said, Twitter obviously cannot become a free-for-all hellscape, where anything can be said with no consequences! 
+
+In addition to adhering to the laws of the land, our platform must be warm and welcoming to all, where you can choose your desired experience according to your preferences, just as you can choose, for example, to see movies or play video games ranging from all ages to mature.
+
+I also very much believe that advertising, when done right, can delight, entertain and inform you; it can show you a service or product or medical treatment that you never knew existed, but is right for you. 
+
+For this to be true, it is essential to show Twitter users advertising that is as relevant as possible to their needs. Low relevancy ads are spam, but highly relevant ads are actually content!
+
+Fundamentally, Twitter aspires to be the most respected advertising platform in the world that strengthens your brand and grows your enterprise. 
+
+To everyone who has partnered with us, I thank you. Let us build something extraordinary together.
+
+
+Remember his words from yesterday:
+
+
+""A beautiful thing about Twitter is how it empowers citizen journalism – people are able to disseminate news without an establishment bias.""
+
+
+Let's hope this is true.
+
+Finally, we already have a good idea of what his plan will be now that he runs the show.
+
+      Tyler Durden
+Thu, 10/27/2022 - 09:26","{'positive': 0.1816152, 'negative': 0.31703976, 'neutral': 0.50134504}","Musk Reassures Advertisers: Twitter ""Will Not Become A Free-For-All Hellscape"". 
+
+Musk Reassures Advertisers: Twitter ""Will Not Become A Free-For-All Hellscape"" 
+
+            As the moment of peak crisis arrives for the left, losing control of the narrative-management tool known as Twitter, there are stories (for example, here at Bloomberg) running rife citing no sources at all while claiming that advertisers are nervous of the nazi, child pron, hate-speech that will inevitably return to the social media platform now that the richest man in the world is in charge. 
+
+For this to be true, it is essential to show Twitter users advertising that is as relevant as possible to their needs.","Musk Reassures Advertisers: Twitter ""Will Not Become A Free-For-All Hellscape""
+
+            As the moment of peak crisis arrives for the left, losi...",OMC,Services,Advertising & Marketing,Omnicom Group,"{'Advertising Integrity': 'Entities have a legal responsibility to ensure that advertising about their products and services is truthful and not deceptive. While much of the burden of compliance with regulations about ad content and placement lies with the client,ad agencies play a vital role in the creation of ad content and are responsible for advising their clients regarding applicableregulations. Consumer protection laws provide guidance and restrictions on advertising to children and on advertising regulated products, such as alcohol and tobacco. Regulators may investigate the involvement of the ad agency in any deceptive advertising and take action against the agency. Advertising and marketing entities exposed to these regulations and concerns have responded by participating in self-regulatory programs that address these areas.', 'Data Privacy': 'Due to the increasing prevalence of social media, location-based mobile applications, and e-commerce, the digital footprints of customers offer a more complete picture of their habits than was previously available to advertisers. Advertisers can collect and/or purchase highly detailed information about the habits and lives of buyers, and advertising strategies can be precisely targeted. Being part of an industry that uses large quantities of data about private citizens, advertising and marketing entities must weigh the benefits of targeted advertising versus customer concerns about data privacy.', 'Workforce Diversity & Inclusion': ""Competitive advantage in the Advertising & Marketing industry is derived from an entity‚Äôs ability to produce creative, cutting-edge ideas. Entities in this industry aim to attract top talent to create the most successful ad campaigns. Additionally, larger entities have clients across the globe, and must employ a diverse workforce to effectively reach diverseaudiences. Connecting with a target markets has been shown to rely, to a large extent, upon employing a workforce that is reflective of the community served. A diverse workforce is thus a critical success factor to improving service outcomes and enhancing an entity's financial performance.""}","{'Advertising Integrity': 0.7403497600280329, 'Data Privacy': 0.7470920378027941, 'Workforce Diversity & Inclusion': 0.7388697678703777}",0.7470920378027941,Ricky,Major focus,Major focus,Neutral,"Advertising Integrity, Data Privacy",Minor focus,Minor focus,Neutral,2023-06-15T13:43:09.478000+00:00,https://www.bloomberg.com/news/newsletters/2023-06-15/ecb-diverges-from-fed-with-unambiguous-hawkishness,"[{'name': 'rate increases', 'weight': 0.052543808}, {'name': 'China Beige Book International', 'weight': 0.05249705}, {'name': 'New York time', 'weight': 0.051241495}, {'name': 'Leland Miller', 'weight': 0.051115803}, {'name': 'ECB President Christine Lagarde', 'weight': 0.05088319}, {'name': 'ECB', 'weight': 0.0478768}, {'name': 'fewer economic ripples', 'weight': 0.047870386}, {'name': 'economic slowdowns', 'weight': 0.04763695}, {'name': 'young people', 'weight': 0.046871345}, {'name': 'Bloomberg Radio', 'weight': 0.04668806}]",[],"[{'data': 'ECB', 'type': 'ORG', 'mentions': 8}, {'data': 'Bloomberg Surveillance', 'type': 'ORG', 'mentions': 4}, {'data': 'Bloomberg Television and Radio’s', 'type': 'ORG', 'mentions': 5}, {'data': 'The European Central Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 3}, {'data': 'Nomura', 'type': 'ORG', 'mentions': 1}, {'data': 'the Bank of England', 'type': 'ORG', 'mentions': 1}, {'data': 'Kroll Institute', 'type': 'ORG', 'mentions': 1}, {'data': 'BOE', 'type': 'ORG', 'mentions': 1}, {'data': 'China Beige Book International', 'type': 'ORG', 'mentions': 1}, {'data': 'the People’s Bank of China', 'type': 'ORG', 'mentions': 1}, {'data': 'State', 'type': 'ORG', 'mentions': 1}, {'data': 'Apollo Global Management', 'type': 'ORG', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'Citigroup', 'type': 'ORG', 'mentions': 1}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'GTV', 'type': 'ORG', 'mentions': 1}, {'data': 'Energy Daily', 'type': 'ORG', 'mentions': 2}, {'data': 'Businessweek', 'type': 'ORG', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': '6 to 9 a.m.', 'type': 'TIME', 'mentions': 1}, {'data': '7 to 10 a.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'Tom Keene', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jonathan Ferro', 'type': 'PERSON', 'mentions': 1}, {'data': 'Christine Lagarde', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jerome Powell', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jordan Rochester', 'type': 'PERSON', 'mentions': 1}, {'data': 'Megan Greene', 'type': 'PERSON', 'mentions': 3}, {'data': 'Leland Miller', 'type': 'PERSON', 'mentions': 3}, {'data': 'Antony Blinken', 'type': 'PERSON', 'mentions': 1}, {'data': 'Pat Toomey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 3}, {'data': 'John Lawler', 'type': 'PERSON', 'mentions': 1}, {'data': 'German', 'type': 'NORP', 'mentions': 1}, {'data': 'Republican', 'type': 'NORP', 'mentions': 5}, {'data': 'Ukrainians', 'type': 'NORP', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 3}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Pennsylvania', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}]","Get ready for more
+
+Welcome to the Bloomberg Surveillance newsletter, a daily look at the best interviews and insights from Bloomberg Television and Radio’s flagship morning show co-hosted by Tom Keene, Jonathan Ferro and me. Sign up here if you’re not yet a newsletter subscriber.
+
+The European Central Bank and the Federal Reserve both teed up hawkish messages this week. For markets, ECB President Christine Lagarde was far more convincing.
+
+
+
+A day after Fed Chair Jerome Powell took some of the steam out of the Fed’s pause-now-but-maybe-hike-later statement, Lagarde’s ECB offered tough words on several fronts. A 25 basis-point hike to 3.5% for the ECB’s deposit rate matched estimates — and reached the highest level in more than two decades.
+
+
+
+The surprise came from projections of more stubborn inflation and uncertain growth. Lagarde also said a July hike was “very likely,” going beyond Powell’s assurance of a “live” meeting next month without committing to a resumption of rate increases. German yields surged, the euro gained versus the dollar — and quite notably versus the yen — and traders gamed out a 4% ECB rate as a more likely scenario.
+
+“All of this says the ECB is being hawkish,” Nomura’s Jordan Rochester said. “The market is very happy pricing many 25 basis point hikes for the Bank of England. I suggest that maybe, if that is the case, we need to consider it for the ECB.”
+
+Megan Greene, a Kroll Institute senior fellow who is poised to join the BOE board, noted that the Europe is in the throes of a “very mild, tiny recession.” Conventional thinking would be not to hike into an economic slowdown, of course. But the ECB, Greene predicted, may well not be done.
+
+China’s head-spinning arc from reopening boom to emergency stimulus is upsetting all sorts of calculations. 
+
+
+
+“These are the most difficult economic numbers we have had to unravel in over a decade,” Leland Miller, co-founder of China Beige Book International, said after a data dump that included a slump in real estate, a worrying decline in business investment and record joblessness among young people.
+
+But while there’s reason for gloom, Miller said he’s not a complete pessimist. Most crucially, he said, investors need to recalibrate their old expectations about what comes next.
+
+
+
+Beijing’s new emphasis on national security means that further stimulus beyond today’s rate cut by the People’s Bank of China is unlikely come from the usual playbook of government spending bonanzas on infrastructure, Miller said. He is also expecting little from US Secretary of State Antony Blinken’s visit.
+
+
+
+Greene said China’s pivot away from its historic responses to economic slowdowns means there will be fewer economic ripples elsewhere. “Relative to previous recoveries in China that were investment-led, there will be much less spillover,” she said.
+
+Pat Toomey, the new Apollo Global Management board member, took aim at topics touching on his former life as a Republican senator from Pennsylvania.
+• On Donald Trump, who is mostly getting a pass from GOP politicians after his indictment on federal charges: “I’m a conservative Republican and my conservatism requires me to call out the completely unacceptable and egregious behavior of the former president as it manifests itself periodically. I think Republicans should call it out for what it is.”
+• On Trump’s third presidential bid: “My theory is, the cumulative weight of all of the drama, all of the unnecessary misery, all of the lawsuits and all of the allegations — all of this will cause increasing numbers of Republicans, even if they have been sympathetic to Donald Trump, to say ‘OK, he did a good job as president and we have to move on.’”
+• On the splintering of Republicans’ traditional support of small government and a muscular national defense: “What is our role in the world? There is a wing of the party who thinks we shouldn’t even be helping the Ukrainians. I think that’s crazy. There is a wing of the party who wants to explicitly reject market capitalism and have central planning of industrial policy.”
+
+What else we’re talking about
+• It was impossible not to see Citigroup’s latest job cuts without the backdrop of a labor market that everyone is expecting to buckle, or at least weaken significantly — at some point. The bank expects to reduce headcount by 1,600 ​this quarter.
+• Ford Chief Financial Officer John Lawler joined us to discuss the automaker’s EV future, including the decision to partner with Tesla’s charging network.
+
+Bloomberg Surveillance is live weekdays from 6 to 9 a.m. New York time. Watch on Bloomberg Television, on the Terminal at TV and on YouTube; or listen to the show on Bloomberg Radio and RADI from 7 to 10 a.m. You can watch full episodes and subscribe to the Bloomberg Surveillance podcast. Check out GTV for all the charts seen on Bloomberg Television.
+
+Get Bloomberg newsletters in your inbox
+• Supply Lines for daily insights into supply chains and globe trade
+• Energy Daily for a daily guide to the energy and commodities markets that power the global economy
+• Bw Daily for unique perspectives, original reporting and insightful analysis from Businessweek’s renowned journalists, every weekday
+• Crypto for an essential read on the crypto universe, delivered straight to your inbox twice a week
+
+Sign up for more newsletters at Bloomberg.com.",2554c8ae3f7d4e52a704820a57eee408,Surveillance: ECB Diverges From Fed With Unambiguous Hawkishness,4,,,,
+13316,"4 Pharma, Biotech Stocks Poised to Beat Q1 Earnings Estimates - The earnings season has just started for the drug/biotech sector, with bellwether Johnson & Johnson JNJ reporting first-quarter 2023 results last week. Per the Zacks classification, the large-cap pharma and drug/biotech industry comes under the broader Medical sector, which comprises medical device companies as well.
+
+Per the Earnings Trends report, as of Apr 19, only 8.8% of the companies in the Medical sector, constituting nearly 27.5% of the sector’s market capitalization, reported earnings. All the companies that have reported so far have surpassed both earnings and sales estimates. Earnings declined 2.4% year over year but revenues increased 9.8%. Overall, first-quarter earnings for the Medical sector are expected to decline 22.4% on a 1% sales increase.
+
+A major chunk of the large-cap pharma and drug/biotech sector is scheduled to report first-quarter results in the next two weeks. Johnson & Johnson reported strong results for the first quarter, beating earnings and sales estimates on the back of strong demand trends for its products. While the risk of a recession looms large, the outlook provided by most companies in the fourth quarter is encouraging due to new drug approvals and regular pipeline updates.
+
+Almost the entire sector is yet to report results. Here we have highlighted four companies, Sanofi SNY, Amgen AMGN, Regeneron Pharmaceuticals REGN and Acadia Pharmaceuticals ACAD — using our proprietary methodology — which are expected to deliver an earnings surprise in their upcoming quarterly results.
+
+Earnings ESP is our proprietary methodology for determining the stocks with the best chance to deliver an earnings surprise. Earnings ESP shows the percentage difference between the Most Accurate Estimate and the Zacks Consensus Estimate.
+
+According to the Zacks model, the combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. The selection can be made with the help of the Zacks Stock Screener.
+
+Our research shows that for stocks with this combination, the chance of an earnings surprise is as high as 70%. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
+
+You can see the complete list of today’s Zacks #1 Rank stocks here.
+
+Sanofi focuses on major therapeutic areas such as immunology, neurology, oncology, rare disease, rare blood disorders and diabetes, among others. Sanofi has an Earnings ESP of +1.62% and a Zacks Rank #2. The Zacks Consensus Estimate for the first quarter stands at $1.08 per share.
+
+Sanofi beat estimates in three of the last four quarters and missed in the remaining one, delivering an average earnings surprise of 7.68%. The company is scheduled to report first-quarter results on Apr 27.
+
+Sanofi’s top-line growth is likely to have been aided by higher sales of the Specialty Care business, mainly driven by its blockbuster drug Dupixent. It witnessed strong demand for its approved indications, atopic dermatitis, asthma and chronic rhinosinusitis with nasal polyposis indications and strong launches for new indications, eosinophilic esophagitis and prurigo nodularis.
+
+Amgen has an Earnings ESP of +1.82% and a Zacks Rank #3. The Zacks Consensus Estimate for the first quarter stands at $3.84 per share.
+
+Amgen is one of the largest biotech companies with a strong presence in the oncology/hematology, cardiovascular disease, neuroscience, inflammation, bone health and nephrology and neuroscience markets. AMGN beat estimates in each of the last four quarters, delivering an average earnings surprise of 3.43%. Amgen is scheduled to report first-quarter results on Apr 27.
+
+Growth products like Prolia, Xgeva, Evenity, Vectibix, Nplate and Kyprolis and Blincyto are likely to have aided the company.
+
+Amgen Inc. price-consensus-eps-surprise-chart | Amgen Inc. Quote
+
+Biotech major Regeneron Pharmaceuticals focuses on the discovery, development and commercialization of treatments targeting serious medical conditions. Regeneron maintains momentum on Dupixent’s stellar performance with progress on launches in pediatric atopic dermatitis, eosinophilic esophagitis and prurigo nodularis. Growth in lead drugs Eylea and Dupixent through additional label expansions and a promising late-stage pipeline set the momentum for further development.
+
+REGN has an Earnings ESP of +5.80% and a Zacks Rank #3. The Zacks Consensus Estimate for the first quarter stands at $9.44 per share. REGN beat estimates in the last four quarters, delivering an average earnings surprise of 20.44%. Regeneron is scheduled to report first-quarter results on May 4.
+
+Regeneron Pharmaceuticals, Inc. price-consensus-eps-surprise-chart | Regeneron Pharmaceuticals, Inc. Quote
+
+Acadia has an Earnings ESP of +32.26% and a Zacks Rank #2. The Zacks Consensus Estimate for the first quarter is pegged at a loss of 21 cents per share. ACAD beat estimates in two of the last four quarters and missed in the other two, delivering an average negative earnings surprise of 6.33%. The company is expected to report first-quarter results in the first week of May.
+
+Acadia’s sole marketed drug, Nuplazid, approved for Parkinson's disease psychosis, has witnessed strong uptake since its launch and the momentum is likely to have continued in the first quarter. The drug's label expansion program looks promising, with several studies currently underway.
+
+
+
+ACADIA Pharmaceuticals Inc. price-consensus-eps-surprise-chart | ACADIA Pharmaceuticals Inc. Quote
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.5069028, 'negative': 0.30465013, 'neutral': 0.18844709}","The earnings season for the drug/biotech sector has just started, with Johnson & Johnson JNJ reporting first-quarter 2023 results last week. Per the Earnings Trends report, as of Apr 19, only 8.8% of the companies in the Medical sector, constituting nearly 27.5%, reported earnings. All the companies that have reported so far have surpassed both earnings and sales estimates. Sanofi SNY, Amgen AMGN, Regeneron Pharmaceuticals REGN and Acadia Pharmaceuticals ACAD are expected to deliver an earnings surprise in their upcoming quarterly results, with Sanofi's top-line growth likely to have been aided by higher sales of its Specialty Care business. Amgen beat estimates in each of the last four quarters, delivering an average earnings surprise of 3.43%.","We look at a few pharma/biotech companies, SNY, AMGN, REGN, ACAD, which are poised to beat on earnings in the first quarter.",AMGN,Health Care,Biotechnology & Pharmaceuticals,Amgen Inc,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.788269015267722, 'Supply Chain Management': 0.7752058705561055, 'Ethical Marketing': 0.7775268363188024, 'Drug Safety': 0.7702055341786519, 'Access to Medicines': 0.7930830502900827, 'Business Ethics': 0.7684519039226086, 'Safety of Clinical Trial Participants': 0.7705048064779788, 'Counterfeit Drugs': 0.7571900553251144, 'Affordability & Pricing': 0.7952550679057302}",0.7952550679057302,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-03-30T09:00:00+00:00,https://thehill.com/homenews/administration/3925074-amazon-google-wells-fargo-make-first-investments-towards-meeting-bidens-ev-goals/,"[{'name': 'electric vehicles', 'weight': 0.14146234}, {'name': 'electric vehicle chargers', 'weight': 0.1368033}, {'name': 'electric vehicle fleets', 'weight': 0.13467132}, {'name': 'eligible passenger vehicles', 'weight': 0.10631428}, {'name': 'EV rentals', 'weight': 0.10042928}, {'name': 'its electric vehicle rentals', 'weight': 0.085171856}, {'name': 'first investments', 'weight': 0.08104914}, {'name': '100,000 electric delivery vehicles', 'weight': 0.080977365}, {'name': 'Fiscal Year', 'weight': 0.078928456}, {'name': 'an electric vehicle', 'weight': 0.07502174}]","[{'name': 'Politics'}, {'name': 'Auto'}, {'name': 'Finance'}]","[{'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 4}, {'data': 'The White House', 'type': 'ORG', 'mentions': 3}, {'data': 'Hertz', 'type': 'ORG', 'mentions': 1}, {'data': 'Consumer Reports', 'type': 'ORG', 'mentions': 1}, {'data': 'Rewiring America', 'type': 'ORG', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 3}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'The Bipartisan Infrastructure Law', 'type': 'LAW', 'mentions': 1}]","The White House on Thursday announced the first set of public and private sector investments towards its electric vehicle (EV) acceleration challenge, which includes investments from companies like Amazon, Google and Wells Fargo.
+
+President Biden’s goal is to have 50 percent of all new vehicle sales be electric by 2030 and the challenge involved a call to action to stakeholders to support the transition.
+
+One major investment comes from Amazon, which is set to announce it has rolled out over 3,000 electric delivery vehicles as part of its commitment to bring 100,000 electric delivery vehicles to the road by 2030, according to the White House.
+
+The private sector investments come alongside an announcement from the federal government that agencies have acquired 13,000 light- and medium-duty zero emission vehicles (ZEVs) in Fiscal Year 2023, which is roughly four times the number acquired in Fiscal Year 2022. Biden’s EV plan requires federal agencies to acquire 100 percent light-duty ZEVs annually by 2027 and acquire 100 percent medium- and heavy-duty ZEVs annually by 2035.
+
+Other investments come from Hertz, which will announce it is committing to substantially increase its electric vehicle rentals this year and is forecasting nearly two million EV rentals in 2023. That is about five times the number of EV rentals in 2022.
+
+Additionally, Google and Wells Fargo are announcing they will support the challenge through tools and resources.
+
+Google will provide up-to-date information about availability and coverage of tax credits across eligible passenger vehicles with a new search tool and Wells Fargo will release a new tool to support business leaders transitioning to electric vehicle fleets. Additionally, Consumer Reports is committing to delivering advice and information for people who are considering whether to make the shift to an electric vehicle through its new online tool.
+
+A non-profit, Rewiring America, is also set to launch an online personal electrification planner in 2023 with the initial goal of helping 100,000 homeowners and renters create roadmaps to electrify their homes and choose electric vehicles.
+
+There are currently over three million EVs on the road and over 132,000 public EV chargers across the U.S., according to the White House. The Bipartisan Infrastructure Law devoted $7.5 billion for electric vehicle chargers.",5b74bf45e4b6451c8caf226a70661cc2,"Amazon, Google, Wells Fargo make first investments towards meeting Biden’s EV goals",4,,,,
+7943,"FedEx, UPS warn mail delivery could be interrupted by winter storm as driver safety takes priority - FedEx and UPS announced mail delivery could be interrupted by the massive winter storm moving across the U.S. after key distribution hubs were blasted by the severe weather conditions.
+
+On Friday, FedEx posted a statement to its website warning those who used its Express service that the guaranteed delivery date of Dec. 26 may not be met after the Memphis and Indianapolis hubs experienced ""substantial"" weather disruptions.
+
+The shipping company said actions have been taken to lessen any impact on delivery, but the safety of its team members is the ""number one priority.""
+
+""We recognize the importance of deliveries this holiday weekend and are committed to providing service to the best of our ability by implementing contingency measures where it is safe and possible to do so,"" the statement read.
+
+FedEx recommended keeping up with its Service Alerts page for updates in addition to tracking shipments.
+
+The company reminded customers that shipments delayed ""due to inclement weather are not eligible for a refund or credit under the Money-Back Guarantee policy.""
+
+AMERICANS SHOULDN'T DROP MAIL IN PUBLIC MAILBOXES ON SUNDAYS, HOLIDAYS OR AFTER HOURS: HERE'S WHY
+
+UPS put out a similar statement announcing the weather impacted its Air and Ground service, specifically at hubs in Louisville, Kentucky and Rockford, Illinois.
+
+""We will work to ensure the safety of our employees while minimizing effects on service. Contingency plans are in place to help ensure that shipments arrive at their final destinations as quickly as conditions permit,"" the statement read.
+
+The parcel service encouraged customers to keep up with the status of shipments on its website.
+
+UPS also said the UPS Service Guarantee does not apply to shipments affected by the weather-related disruption.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+FOX Weather reported more than 150 million Americans were under some sort of winter weather alert on Friday morning. The weather also significantly impacted transportation across the country with over 26,000 airline delays and 5,927 cancelations, and dozens of canceled routes through Amtrak and Greyhound.
+
+The U.S. Postal Service did not have any additional information related to impacts from the winter storm as of Saturday morning.","{'positive': 0.06366481, 'negative': 0.7185649, 'neutral': 0.21777026}","FedEx, UPS warn mail delivery could be interrupted by winter storm as driver safety takes priority. 
+
+""We recognize the importance of deliveries this holiday weekend and are committed to providing service to the best of our ability by implementing contingency measures where it is safe and possible to do so,"" the statement read. 
+
+The company reminded customers that shipments delayed ""due to inclement weather are not eligible for a refund or credit under the Money-Back Guarantee policy."" 
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+FOX Weather reported more than 150 million Americans were under some sort of winter weather alert on Friday morning.",FedEx and UPS mail delivery services were also affected by the winter storm after the companies said distribution hubs were blasted by the severe weather conditions.,FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7438106309305884, 'Supply Chain Management': 0.7605757098268837, 'Air Quality': 0.7603803628911694, 'Employee Health & Safety': 0.8059208200664487, 'Labour Practices': 0.7875962074685221, 'Accident & Safety Management': 0.7662208463834844}",0.8059208200664487,Ricky,Major focus,Major focus,Neutral,"Employee Health & Safety, Accident & Safety Management",Major focus,Major focus,Neutral,2022-12-23T20:45:00+00:00,https://www.zerohedge.com/technology/notes-digital-gulag,"[{'name': 'social media sites', 'weight': 0.083694175}, {'name': 'social media networks', 'weight': 0.07800439}, {'name': 'social media', 'weight': 0.07779258}, {'name': 'Big Digital', 'weight': 0.07771654}, {'name': 'major social media use', 'weight': 0.07508819}, {'name': 'Digital identity', 'weight': 0.06943492}, {'name': 'digital identity', 'weight': 0.06943492}, {'name': 'central bank digital currencies', 'weight': 0.06723956}, {'name': 'early January', 'weight': 0.06599153}, {'name': 'Google Archipelago', 'weight': 0.057447273}]",[{'name': 'Tech'}],"[{'data': 'Notes From The Digital Gulag', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'Michael Rectenwald', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lew Rockwell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Galt', 'type': 'PERSON', 'mentions': 2}, {'data': 'Tyler Durden', 'type': 'PERSON', 'mentions': 1}, {'data': 'The Mises Institute', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 5}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Big Digital’s', 'type': 'ORG', 'mentions': 1}, {'data': 'neo-Malthusian', 'type': 'NORP', 'mentions': 1}, {'data': 'anywhere from forty-eight hours to forty-five days', 'type': 'TIME', 'mentions': 1}, {'data': 'the Great Reset', 'type': 'EVENT', 'mentions': 1}, {'data': 'Googleplex', 'type': 'LOC', 'mentions': 1}]","Notes From The Digital Gulag
+
+            Authored by Michael Rectenwald via The Mises Institute,
+
+As the author of Google Archipelago: The Digital Gulag and the Simulation of Freedom, I guess I should not be surprised to find myself squarely in the digital gulag—banished, perhaps permanently, from Twitter and Facebook. Twitter permanently suspended my account several weeks ago, mere days before Elon Musk took over the helm. Although I cannot be sure, I may have been banned because I suggested that the transgender movement is part of a multipronged neo-Malthusian depopulation campaign. (Note that I said nothing to or about any transgender individuals and thus broke no “Twitter rules,” whatever they may be. I may have been mistaken, but surely being “correct” is not a condition for major social media use. Or is it? Of course it is.)
+
+
+
+Now Facebook has demanded proof that I am who I say I am, and has completely barred me from my account, which has been, at least temporarily, utterly erased from the site. I submitted a picture of my driver’s license, which Facebook rejected, and then a picture of my passport along with my license. I await Facebook’s response, which I read could take anywhere from forty-eight hours to forty-five days to arrive.
+
+I am considering deleting my account, so I will lose thousands of followers and contact with many people with whom I’ve become friends. That’s how the digital gulag system works.
+
+One is sucked into social media networks, and then the social media networks have control over your connections, which they can sever on a whim.
+
+Excuse me if I find the timing of my banishment somewhat curious, since I have just written a new book on the global agenda of the Great Reset, with a foreword by Lew Rockwell, which is due to be released on Amazon in early January.
+
+By now it should go without saying that the elements of Big Digital—the megadata services, the social media plat­forms, the artificial intelligence (AI) agents, the apps, and the develop­ing internet of things, internet of bodies, digital identity, and central bank digital currencies (CBDCs)—are not only the products of monopolies or would-be monopolies but have also been incorporated by the state as apparatuses of a new corporate-state power.
+
+With the ongoing publication of “the Twitter files” and other revelations, collusion between Big Digital and the state can no longer be credibly denied nor can data sharing and coordination among social media sites and Google. Google and Facebook track online and “offline” behavior (if “offline” can any longer be considered to exist) and essentially know everything imaginable about their users.
+
+It is often suggested that this data is used exclusively for advertising purposes. But user data is also shared with the surveillance state, and this is far more troubling. Visited a verboten website? Imagine how the state might make use of such information.
+
+One suggested solution is to go Galt—to seek a digital Galt’s Gulch and to remove oneself and thus one’s digital footprints, as much as possible, from Big Digital’s ambit. This is easy to say for those who do not rely on social media to promote their wares, but certainly extrication from the totalitarian Googleplex is possible, at least in principle.
+
+In fact, for many true dissidents, it will likely become inevitable. But what will it mean? Will Big Digital make survival outside of its reach impossible? When does the digital gulag become more than virtual? At what point does your life depend on Big Digital? Digital identity and CBDCs will seal many fates; one will either opt into the totalitarian regime or face the consequences of complete exclusion.
+
+      Tyler Durden
+Fri, 12/23/2022 - 15:45",e72c83746b164d379e1766e2b494c250,Notes From The Digital Gulag,4,,,,
+7559,"'It had just vanished' - the shock when tech fails - Natalie Brown had built her blog into a thriving business over the course of a decade, pouring heaps of effort into it. Then it disappeared.
+
+""I felt sick. It kind of slowly dawned on me… that it had just vanished,"" says Mrs Brown, a parenting blogger and author of Confessions of a Crummy Mummy.
+
+Her site had been in the hands of cloud hosting provider Gridhost, which shut down in November. Mrs Brown never received notifications about the switch-off because her blog had been set up by a third-party business, which had stopped trading.
+
+And she had no access to the backup for her blog either, since it had also been hosted in the cloud by Gridhost. Days of stress ensued. Many tears flowed.
+
+Cloud computing, in which information and software are stored in faraway data centres and accessed via the internet, is increasingly popular. It allows small businesses, for example, to set up email or data processing facilities without having to maintain their own IT infrastructure.
+
+But when things go wrong, the consequences can be dire. Cloud services can be subject to intermittent outages, or total shutdowns, caused by technical glitches, cyber-security attacks, or even lightning strikes. This is what happens when the cloud bursts.
+
+In Mrs Brown's case, her blog is a direct source of income. Companies that make parenting products pay her to link to them, or to publish certain content on her blog, for example. ""It does literally put food on our table,"" says Mrs Brown.
+
+She says Gridhost's owner tsoHost would not allow her access to her blog data and she was only able to retrieve it after enlisting the help of her former web developer. ""He said it took him about six hours negotiating with them,"" she recalls.
+
+The blog is now live again on another platform and Mrs Brown has scheduled backups with a separate provider.
+
+A spokesman for tsoHost said the firm attempted to contact customers in advance of Gridhost's closure and added: ""We understand that the decision to retire the Gridhost platform will be disappointing and tsoHost is working closely with customers to support migrations.""
+
+Using cloud services, by definition, makes a business reliant on a third party, says Vili Lehdonvirta of the Oxford Internet Institute and author of Cloud Empires.
+
+""What is the cloud? Well, the cloud is somebody else's computer,"" he explains.
+
+And cloud bursts are not uncommon. Amazon Web Services, the largest cloud provider in the world, suffered a partial outage in December 2021, affecting thousands of customers.
+
+Plus, cloud services sometimes get turned off, just like Gridhost. Google is retiring its cloud platform IoT Core this August. People have used it to connect smart home devices, among other things.
+
+Data from the Uptime Institute, an advisory organisation, suggests that while the cloud is not getting significantly less reliable overall, high-cost outages are becoming more common. ""Over 60% of failures result in at least $100,000 (£82,000) in total losses, up substantially from 39% in 2019,"" the Institute says.
+
+Cloud computing is increasingly popular with companies, says Kristina McElheran at the University of Toronto. She and colleagues conduct regular, large-scale surveys of hundreds of thousands of firms in the US. Citing other research, she also notes that the shift to online working during the pandemic has further accelerated cloud adoption.
+
+""The cloud is a game changer for survival, growth and productivity for the young, especially the young and small,"" explains Dr McElheran, referring to start-ups. ""But this is where the trade-off comes in - they lose control.""
+
+One small business owner who knows this only too well is Pokey Bolton, an artist and event organiser based in Napa Valley, California. In early December 2022, her cloud email provider Rackspace was hit by a ransomware attack, affecting thousands of customers.
+
+""I'm furious,"" she says. It came at a particularly sensitive time because early December is when Ms Bolton traditionally takes lots of bookings for her annual craft workshops in January. ""That's my big money maker, it's key to my business,"" she says.
+
+Hundreds of people usually sign up but, having had no email access for several days, she isn't sure how many registrations might have got lost this year.
+
+Ms Bolton has switched email providers and says she has attempted to close her Rackspace account but hasn't received written confirmation of this. She is also unsure as to whether hackers accessed her email accounts, which contained some customer data and other sensitive information.
+
+A spokeswoman for Rackspace said the firm had been able to help more than three-quarters of affected customers set up new email services on another platform. ""We are proactively reaching out individually to those who still need assistance,"" she added.
+
+Rackspace is publishing updates about the situation online.
+
+It is important to remember the many benefits of cloud computing, says Prof Lehdonvirta, particularly when it comes to uptime, a measure of how long a computer system works without failing.
+
+""Despite these high-profile outages… [cloud providers] are able to offer crazy uptimes, which are very difficult to achieve in a smaller scale operation,"" he explains. Plus, software running in the cloud can get the latest updates instantly, which should help to keep it secure.
+• None The cargo hauling aircraft with no pilots on board
+• None Second-hand tech booms as shoppers look for bargains
+
+In general, cloud companies are able to offer very reliable services because they can spread computing across multiple data centres, says Paul Watson, director of the National Innovation Centre for data at Newcastle University.
+
+""What you can do is detect failure of one data centre and switch over to using the resources in another,"" he says.
+
+Very few, if any, small or start-up businesses have such capabilities.
+
+Every now and then, a company turns its back on the cloud, though. The chief technology officer of US software firm 37signals recently revealed that his company would be leaving the cloud, partly because of costs but also because of reliability concerns.
+
+Better information on the risk of outages could help businesses make informed choices, notes Dr McElheran. And if the cloud computing industry only becomes less competitive and less reliable over time, policymakers might have to step in to force improvements.
+
+However, despite recent cloud bursts, she adds, ""I don't think we're there yet.""","{'positive': 0.017431805, 'negative': 0.66618884, 'neutral': 0.31637934}","
+
+Her site had been in the hands of cloud hosting provider Gridhost, which shut down in November. 
+
+But when things go wrong, the consequences can be dire. 
+
+A spokesman for tsoHost said the firm attempted to contact customers in advance of Gridhost's closure and added: ""We understand that the decision to retire the Gridhost platform will be disappointing and tsoHost is working closely with customers to support migrations.""
+
+Using cloud services, by definition, makes a business reliant on a third party, says Vili Lehdonvirta of the Oxford Internet Institute and author of Cloud Empires. 
+
+""Despite these high-profile outages‚Ķ [cloud providers] are able to offer crazy uptimes, which are very difficult to achieve in a smaller scale operation,"" he explains.","Cloud computing is a popular way for firms to buy computing but, when it fails, chaos ensues.",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7684379925455407, 'Environmental Footprint of Hardware Infrastructure': 0.8068500971932913, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.794928272923226, 'Employee Recruitment, Inclusion & Performance': 0.760691198836011, 'Data Security': 0.791127979173949}",0.8068500971932913,Ricky,Major focus,Major focus,Negative,"Data Security, Environmental Footprint of Hardware Infrastructure",No focus,,,2023-01-20T12:07:51+00:00,https://www.forbes.com/sites/brianbushard/2023/01/20/google-cuts-12000-jobs-as-2023-layoffs-continue/,"[{'name': 'affected employees', 'weight': 0.098874636}, {'name': 'employees', 'weight': 0.0892043}, {'name': 'last year', 'weight': 0.06999836}, {'name': 'job cuts', 'weight': 0.065674126}, {'name': 'Crypto.com CEO Kris Marszalek', 'weight': 0.0600266}, {'name': 'CEO Larry Fink', 'weight': 0.056852534}, {'name': 'cuts', 'weight': 0.055681832}, {'name': 'CEO Andy Jassy', 'weight': 0.055587955}, {'name': 'CEO Anjali Sud', 'weight': 0.05550902}, {'name': 'CEO Satya Nadella', 'weight': 0.05532118}]",[{'name': 'Business'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Getty Images', 'type': 'ORG', 'mentions': 1}, {'data': 'Capital One', 'type': 'ORG', 'mentions': 2}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 2}, {'data': 'Nelnet', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'LendingClub', 'type': 'ORG', 'mentions': 1}, {'data': 'Securities and Exchange Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'PitchBook', 'type': 'ORG', 'mentions': 3}, {'data': 'DirecTV', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'the Leichtman Research Group', 'type': 'ORG', 'mentions': 1}, {'data': 'BlackRock', 'type': 'ORG', 'mentions': 1}, {'data': 'Flexport', 'type': 'ORG', 'mentions': 1}, {'data': 'Coinbase', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Vimeo', 'type': 'ORG', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Justin Sullivan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kris Marszalek', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sam Bankman-Fried’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'Larry Fink', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rob Kapito', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dave Clark', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ryan Petersen', 'type': 'PERSON', 'mentions': 1}, {'data': 'Anjali Sud', 'type': 'PERSON', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Google’s parent company Alphabet announced plans Friday to cut 12,000 employees, just days after software giant Microsoft announced plans to cut 10,000 employees and Amazon began laying off 18,000—as fears of a looming recession continue into the new year.
+
+CEO Sundar Pichai cited the need for “tough choices” in order to “fully capture” the huge ... [+] opportunities lying ahead. (Photo by Justin Sullivan/Getty Images)
+
+Capital One slashed 1,100 technology positions, a source familiar with the matter told Bloomberg—Capital One did not confirm the number of positions that would be cut, although a spokesperson told Forbes that affected employees were told they could apply for other roles in the company.
+
+Student loan servicer Nelnet announced it will let go of 350 associates hired over past next six months, while another 210 will be cut for “performance reasons,” telling Insider the cuts come as President Joe Biden’s student debt forgiveness program continues to stall after facing legal challenges from conservative groups opposed to the measure.
+
+Microsoft’s cuts, which affect 10,000 employees (less than 5% of its workforce), come three months after the Washington-based company conducted another round of layoffs affecting less than 1% of its roughly 180,000 employees, with CEO Satya Nadella saying in a message to employees that some workers will be notified starting Wednesday, and the layoffs will be conducted by the end of the third fiscal quarter in September.
+
+Amazon, one of the biggest companies in the country, had outlined a plan to eliminate more than 18,000 positions (including jobs that were cut in November) starting January 18 in a message to staff earlier this month from CEO Andy Jassy, who said the company is facing an “uncertain economy” after hiring “rapidly” over the past few years.
+
+LendingClub announced it would lay off 225 employees (roughly 14% of its workforce) in a Securities and Exchange Commission filing, amid a “challenging economic environment,” as the San Francisco-based company attempts to “align its operations to reduced marketplace revenue” following seven rounds of Federal Reserve interest rate hikes last year and as concerns persist of a potential recession.
+
+Crypto.com CEO Kris Marszalek announced the company, which had more than 2,500 employees as of October, according to PitchBook, will cut 20% of its staff in a message to employees, as the company faces “ongoing economic headwinds and unforeseeable industry events—including the collapse of Sam Bankman-Fried’s cryptocurrency exchange FTX late last year, which “significantly damaged trust in the industry.”
+
+DirecTV’s cuts could affect hundreds of employees, primarily managers, who make up nearly half of the company’s 10,000 employees, sources told CNBC, as the company struggles with an increase in the cost to “secure and distribute programming,” and after the company lost nearly 3% of its subscribers (400,000) in the third quarter of 2022, according to the Leichtman Research Group.
+
+BlackRock officials reportedly told employees the New York-based company plans to reduce its headcount by 2.5%—the company did not immediately respond to a Forbes inquiry for further details, but in an internal memo obtained by Bloomberg, CEO Larry Fink and President Rob Kapito said the move comes amid “uncertainty around us” that necessitates staying “ahead of changes in the market.”
+
+In a memo to employees, Flexport CEOs Dave Clark and Ryan Petersen announced plans to slash 20% of the company’s global workforce (estimated to affect 662 of its more than 3,300 employees, according to data from PitchBook), saying the supply chain startup is “not immune” to a worldwide the “macroeconomic downturn.”
+
+Coinbase, one of the biggest crypto exchanges in the U.S. announced plans to lay off 25% of its workforce (950 employees) in a company blog post in order to “weather downturns in the crypto market,” after it laid off another 18% of its staff last June.
+
+Goldman Sachs could lay off as many as 3,200 employees in one of the biggest round of job cuts so far in 2023 as the investment banking giant prepares for a possible recession, multiple outlets reported, citing people familiar with the job cuts.
+
+Online video platform Vimeo announced its second round of cuts in the past six months, which affect 11% of its workforce (roughly 150 of its 1,400 employees, according to data from PitchBook), with CEO Anjali Sud attributing the company’s decision to a “deterioration in economic conditions.”",5eea375956314e489475d505926fd7ab,"Google Cuts 12,000 Jobs As 2023 Layoffs Continue",4,,,,
+21941,"Minnesota Affected By General Mills Gold Medal Flour Recall - The recall applies to two-, five-, and 10-pound bags of Gold Medal flour with a ""better if used by"" date of March 27, 2024, and March 28, 2024. Salmonella was recently discovered during the sampling of a five-pound bag. No cases of salmonella infections have been linked to the products.
+
+This voluntary recall includes the following UPC codes:
+
+ Customers are urged to check their pantries and dispose of the product affected by the recall and contact General Mills consumer relations at 1-800-230-8103.
+
+
+
+No other types of Gold Medal flour are affected by the recall. The FDA warns that consumers should refrain from consuming any raw products made with flour.
+
+Salmonella is killed by heat through baking, frying, sautéing, or boiling products made with flour. All surfaces, hands, and utensils that made contact with flour should be cleaned. People infected with salmonella can experience nausea, diarrhea, fever, and abdominal pains. The Centers for Disease Control and Prevention estimates about 1.2 million salmonella infections annually in the U.S.
+
+Symptoms often start between six hours to six days after infection and last four to seven days. Consumers who are concerned about an illness should contact a doctor.","{'positive': 0.023511905, 'negative': 0.31504697, 'neutral': 0.66144115}","General Mills has recalled two-, five-, and 10-pound bags of Gold Medal flour with a ""better if used by"" date of March 27, 2024 and March 28, 2024. Salmonella was recently discovered during the sampling of a five-pound bag, and no cases of salmonella infections have been linked to the products. The FDA warns that consumers should refrain from consuming any raw products made with flour and all surfaces, hands, and utensils that made contact with flour should be cleaned. Consumers who are concerned about an illness should contact a doctor.",Minneapolis-based General Mills on Friday announced a voluntary national recall of certain bags of Gold Medal flour.,GIS,Food & Beverage,Processed Foods,General Mills Inc,"{'Water Management': 'Processed Foods entities rely on a reliable water supply for cooking, processing and cleaning finished goods. Additionally, entities in the industry generate and must manage the wastewater discharge from processing activities. As water scarcity becomes an issue of increasing importance, processed foods entities‚Äîoperating in water-stressed regions‚Äîmay face increasing operational risks. Entities in the industry may face higher operational costs as well as water shortages because of the physical availability or more stringent regulations. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Food Safety': 'Food safety, as it relates to production quality, spoilage, contamination, supply chain traceability, and allergy labelling, canmaterially affect processed foods entities. Food safety recalls can happen for numerous reasons, including packaging defects, food contamination, spoilage, and mislabeling. Food safety issues that arise within an entity‚Äôs supply chain typically result in recalls of final products and can also influence the brand reputation, operations, and revenue of processed foods entities. Supply chain traceability is a great concern for entities in the industry, particularly amid new regulations. Poor management of food quality and safety may lead to damage to brand value, lower revenues, and increased costs associated with recalls, fines, lost inventory, and/or litigation. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to retailers and consumers.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of processed foods entities. The accuracy and depth of information presented in food labelling is of importance to regulators and consumers.Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about the ingredients used in processed foods, such as genetically modified organism (GMO) content, and about the production methods used. Another area of public concern is the marketing practices of processed foods entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from misleading statements or failing to adapt to consumer demand for increased labelling transparency. Additionally, regulations on product labelling and marketing introduce near-term costs to adhere and present the risk of penalties or litigation. All of these factors can impact an entity‚Äôs brand value, operating costs, and revenue growth.', 'Packaging Lifecycle Management': 'Packaging materials represent a major business cost and contribute to the environmental footprint of processed foods entities. Each stage of a package‚Äôs lifecycle, including design, transportation, and disposal, presents its own unique environmental challenges and opportunities. Entities may be impacted by regulations on allowable packaging materials orend-of-life management of packaging. Processed foods entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce their environmental impact. Innovations such as light-weighting materials can also result in cost benefits in the transportation of goods. Other innovations can improve end-of-life management of products, such as through the use of recyclable or compostable materials, which may mitigatepotential risks related to costs and compliance. ', 'Energy Management': 'The Processed Foods industry is reliant on energy and fuel as primary inputs for value creation in manufacturing food products. Energy is needed to operate large manufacturing facilities for cooking, refrigeration and packaging. Energy production and consumption contributes to significant environmental impacts, including climate change and pollution, which have the potential indirectly, yet materially, to affect processed food entity operations. Energy efficiency in production and distribution can mitigate exposure to volatile energy costs and limit an entity‚Äôs contribution to direct and indirect greenhouse gas (GHG) emissions. Producers may be able to reduce the risk posed by volatile fossil fuel energy costs‚Äîparticularly natural gas, which the industry uses heavily‚Äîby diversifying their energy portfolio across a range of sources. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity versus purchasing from the grid, may influence both the costs and reliability of the energy supply.', 'Ingredient Sourcing': 'Entities in the Processed Foods industry source a wide range of ingredients, largely agricultural inputs, from global suppliers. The industry‚Äôs ability to source ingredients, and at some price points, fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may cause price volatility which may affect entity profitability. Climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource-intensive, or coordinate with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Processed Foods industry manage global supply chains to source a wide range of ingredient inputs. How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to maintain steady supplies and manage price fluctuations. Supply chain management issues related to labour and environmental practices, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier performance. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, potentially increase consumer demand, or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, and nutritional value are shaping the Processed Foods industry‚Äôs competitive landscape. The health and nutrition characteristics of the industry‚Äôs products and ingredients are of growing concern to both consumers and regulators, thus creating the potential for these issues to affect a processed food entity‚Äôs reputation and its license to operate. New regulations, including imposed taxes on processed foods, may impact industry profitability and pose long-term risks in the form of reduced demand for the industry‚Äôs products. Entities that adapt to changing consumer preferences to promote more healthful and nutritious offerings may be better positioned to gain market share in a growing segment while avoiding the risks associated with potential regulation and shifts in demand.'}","{'Water Management': 0.73124453276527, 'Food Safety': 0.7834136641037759, 'Product Labelling & Marketing': 0.7464783559641328, 'Packaging Lifecycle Management': 0.7236851092253017, 'Energy Management': 0.7275056073668158, 'Ingredient Sourcing': 0.7256399096349702, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7257586691005427, 'Health & Nutrition': 0.7494763442565125}",0.7834136641037759,Ricky,Major focus,Major focus,Negative,Food Safety,No focus,,,2022-09-16T15:12:53+00:00,https://www.theverge.com/2022/9/16/23354686/amazon-fire-tv-omni-ipad-pro-lenovo-flex-5-anker-sony-linkbuds-deal-sale,"[{'name': 'newer smartphone models', 'weight': 0.06604613}, {'name': 'additional features', 'weight': 0.05970755}, {'name': 'Amazon Prime Video', 'weight': 0.05824039}, {'name': 'additional storage', 'weight': 0.058142427}, {'name': 'impressive picture quality', 'weight': 0.05437661}, {'name': 'other features', 'weight': 0.05378553}, {'name': 'iPad Pro', 'weight': 0.053582806}, {'name': 'Amazon', 'weight': 0.05312988}, {'name': 'a good port selection', 'weight': 0.052276004}, {'name': 'video calls', 'weight': 0.05141391}]",[{'name': 'Tech'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 8}, {'data': 'Best Buy', 'type': 'ORG', 'mentions': 1}, {'data': 'Alexa', 'type': 'ORG', 'mentions': 1}, {'data': 'Dolby Vision HDR', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Lenovo', 'type': 'ORG', 'mentions': 1}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'Anker', 'type': 'ORG', 'mentions': 4}, {'data': 'Fire TV', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Omni', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'iPad Pro', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'M2', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'M1', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Mini', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPadOS 16', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Flex 5', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Celeron', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'N5205U', 'type': 'PRODUCT', 'mentions': 1}, {'data': '621', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'MagGo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'MagSafe', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'iPhone 14', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Monday Night Football', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'only five and a half hours', 'type': 'TIME', 'mentions': 1}]","Want a big-screen TV to watch Monday Night Football without paying, well, typical big-screen TV prices? Right now, Amazon’s 75-inch Fire TV Omni is on sale at Best Buy for $699.99 instead of $1,099.99, which marks a new all-time low for the 4K set. Amazon’s also discounting the TV but selling it for $8 more at $708.34.
+
+Amazon’s Fire TV Omni series isn’t known for impressive picture quality — the black levels are so-so and the color accuracy isn’t great — but they do offer some nice perks, including an HDMI 2.1 eARC port. It also has built-in mics for hands-free Alexa voice commands even when the screen’s off. Unlike the smaller configurations, the 75-inch model also includes support for Dolby Vision HDR. That’s in addition to a low input lag, support for two-way video calling, and, of course, the ability to stream content from Amazon Prime Video, Netflix, and all the major streaming services. Read our review.
+
+It’s possible we may see a new iPad Pro with an M2 chip debut next month, but if you can’t wait until then, we’re seeing a great discount on Apple’s latest 11-inch M1-powered iPad Pro model. The gray, LTE model equipped with 128GB of storage is on sale for $899.98 instead of $999 at Amazon, which is the first discount we’ve seen on this configuration this year.
+
+In terms of specs, the latest iPad Pro is powered by Apple’s M1 chip, boasts a speedy 120Hz refresh rate, and supports Apple’s Center Stage feature, which keeps you centered in the frame while you’re making video calls. Unlike the other iPad models, however, the Pro lineup also has additional features such as Face ID and the option for additional storage. Admittedly, the display isn’t as impressive as the Mini LED screen on its larger 12.9-inch sister, but it’s still good and, because it’s smaller, more portable. Plus, with iPadOS 16 likely about to be released soon, the iPad will soon offer other features, including the ability to connect it to an external monitor, real-time collaboration features in Pages, Numbers, and Keynote, and more. Read our review.
+
+Prefer a Chromebook over a tablet? Lenovo’s Flex 5 is a Chromebook that looks and feels more premium than its price would suggest. For the price, it offers a good port selection with both a microSD reader and a USB-C port. It also features a sleek backlit keyboard we found both comfortable and impressive. Other niceties include a physical webcam shutter and front-facing speakers, though be aware that the audio quality isn’t particularly great. Neither, sadly, is battery life, which provided us with only five and a half hours. Nevertheless, it’s a good Chromebook that’s currently on sale. While the higher-specced model we tested and called our favorite Chromebook for midrange shoppers isn’t discounted, you can buy a slower, lower-specced version with an Intel Celeron N5205U processor, 4GB of RAM, and 64GB of storage for $249.99 instead of $379.99 at Amazon, which is just $2 shy of its best price yet. Read our review.
+
+It’s the iPhone 14 release day and a good time to buy some extra accessories to make your new phone purchase even sweeter. Right now, Anker’s 621 Magnetic Battery (MagGo) is on sale at Amazon for $39.99 ($10 off) at checkout when you apply the on-page coupon. Anker is also matching the discount when you use promo code WSCP0RAM5S at checkout. The charger also comes with a USB-C cable included and a two-year warranty.
+
+A portable charger like Anker’s 621 comes in handy when you’re out or traveling and your phone is about to run out of battery. Anker’s 621 slim build means you can easily carry it around in your purse or pocket, too. Most importantly, it’s compatible with Apple’s MagSafe technology, which means it can attach to the back of newer smartphone models thanks to built-in internal magnets. That means you can wirelessly charge your phone while making calls or taking photos. You don’t need to worry about other magnets interfering, either, as MagSafe only attaches to compatible accessories. Note, though, that the charger is only compatible with iPhone 14, iPhone 13, and iPhone 12 models, and that you’ll need a compatible magnetic iPhone case to use it.
+
+A few more deals before we wrap up the week...",a5d4d809d88c458ba1a675230905eb5c,Amazon's 75-inch Fire TV Omni hits a new low price at $400 off,4,,,,
+20165,"The financial toll of right-wing backlash: At least $28B in market value - Social issues are creating a market downdraft for America's mainstay brands — just ask Target, Anheuser Busch, Kohl's and their collective $28.7 billion loss in market value since the beginning of April.
+
+Why it matters: Fiercely contested cultural issues have always aroused political passions, and held sway over electoral politics.
+• Yet Corporate America is finding itself trapped between society's progressive impulses, and the conservative backlash.
+• Reactions and counter-offensives against all things ""woke"" mean companies can find themselves in the crosshairs anytime, and they can't predict the fallout.
+
+Driving the news: Anheuser-Busch InBev is still feeling the reverberations of its April decision to engage transgender social-media influencer Dylan Mulvaney. Boycotts have come at a cost to both its stock and beer sales.
+• The controversy has shaved billions off its market capitalization amid a 20% swoon in its stock (it's since recovered, but sits well below the 52-week high it hit in March).
+• This week, NielsenIQ data from consulting firm Bump Williams showed Bud Light losing its perch as America's most imbibed brew to Constellation Brands' Modelo.
+
+Separately, both Kohl's and Target have been caught in the cultural maelstrom for selling LGBTQ-themed clothing, with right-leaning protests pressuring their stock prices.
+• In spite of what analytics firm Placer.ai called a ""significant boost"" in first-quarter store visits that increased earnings, Kohl's shares are underperforming a market that's rallying broadly. The stock slumped by over 20% in the wake of the furor, but has since rebounded.
+• Pushback against Pride Month merchandise, and a Bank of America downgrade, shaved $15 billion from Target's market cap. It’s since recovered, currently sitting around $63 billion, down from around $74 billion in May.
+
+Zoom out: The suddenly soured market fortunes of the three brands are part of a phenomenon that's grown more acute as the electorate becomes increasingly polarized.
+• Politics is having real economic and financial spillover effects, making it increasingly difficult for investors to price in those risks.
+
+Reality check: Markets and consumers are fickle. The stocks and market value of all three companies have fluctuated — and somewhat rebounded — since facing an initial backlash.
+
+What they're saying: ""Many companies celebrate Pride by changing their logos, sponsoring celebrations, and offering themed products. While these corporate statements have been broadly accepted for years, the intensifying culture war may make companies more vulnerable to backlash,"" Eurasia Group analysts Kylie Milliken and Noah Daponte-Smith wrote in a client note last month.
+• ""While conservatives will attempt to inflict economic consequences on companies that are more vocally supportive of transgender rights, progressives will expect brands to be inclusive and will boycott companies that minimize their LGBTQ+ support in response to conservative pressure,"" they added.
+
+The bottom line: The largely symbolic gestures companies show during Pride Month are morphing into business and financial risk, with reaction from the left and right leading to unpredictable companies. And no company is safe from the ricochet.","{'positive': 0.021404995, 'negative': 0.9519821, 'neutral': 0.026612945}","The financial toll of right-wing backlash has been felt for America's mainstay brands, such as Target, Anheuser Busch, Kohl's and Anhe user Busch InBev, has caused a $28.7 billion loss in market value since the beginning of April due to their controversial decision to engage transgender social-media influencer Dylan Mulvaney. The controversy has shaved billions off Target's market capitalization, and Kohl‚Äôs stock prices due to the backlash. Meanwhile, Bud Light and Constellation Brands' Modelo have also been subject to a backlash, with Bud Light losing its perch as America's most imbibed brew. Separately, both Target and Kohal's stock prices have been pressured by right-leaning protests, and Target's stock has since recovered. Markets and consumers are fickle, and the company's stock and market fortunes have fluctuated since facing an initial backlash. Analysts predict that the intensifying culture war may make companies more vulnerable to backlash, but no company is safe from the ricochet.","Fiercely contested cultural issues have always aroused political passions, and held sway over electoral politics.",STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity‚Äôs direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol‚Äôs detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity‚Äôs long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities‚Äô ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may improve supply chain resiliency and enhance an entity‚Äôs reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7448322175430229, 'Packaging Lifecycle Management': 0.7730357274339371, 'Energy Management': 0.7716624789052322, 'Responsible Drinking & Marketing': 0.7819128603326791, 'Ingredient Sourcing': 0.7790694807746255, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.785512628048305}",0.785512628,Ricky,Major focus,Major focus,Negative,Responsible Drinking & Marketing,No focus,,,2022-11-16T20:02:08-05:00,https://www.theverge.com/2022/11/16/23463477/amazon-layoffs-steve-aoki-concert-twitch,"[{'name': 'Amazon warehouse employees', 'weight': 0.111936726}, {'name': 'Amazon associates', 'weight': 0.10513239}, {'name': 'Amazon SVP Dave Limp', 'weight': 0.096313104}, {'name': 'Amazon', 'weight': 0.09430985}, {'name': 'Twitch', 'weight': 0.078118}, {'name': 'CEO Adam Neumann', 'weight': 0.07804253}, {'name': 'employees', 'weight': 0.07592011}, {'name': 'Steve Aoki', 'weight': 0.073048115}, {'name': 'spokesperson Kristy Schmidt', 'weight': 0.071259536}, {'name': 'Adam Neumann', 'weight': 0.06973059}]",[{'name': 'Business'}],"[{'data': 'Steve Aoki', 'type': 'PERSON', 'mentions': 3}, {'data': 'Karen Weise', 'type': 'PERSON', 'mentions': 1}, {'data': 'Darryl McDaniels', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adam Neumann', 'type': 'PERSON', 'mentions': 1}, {'data': 'Dave Limp', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kristy Schmidt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 8}, {'data': 'Twitch', 'type': 'ORG', 'mentions': 3}, {'data': 'the New York Times’', 'type': 'ORG', 'mentions': 2}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'WeWork', 'type': 'ORG', 'mentions': 1}, {'data': 'Run-DMC', 'type': 'ORG', 'mentions': 1}, {'data': 'Vox', 'type': 'ORG', 'mentions': 1}, {'data': 'evening', 'type': 'TIME', 'mentions': 1}]","Amazon may have just confirmed that it would be laying off employees, but it seems to still have room for a Steve Aoki concert. On Wednesday evening, the superstar DJ performed a live concert for what appeared to be a group of Amazon warehouse employees, and the whole thing was streamed on the AmazonVestLife Twitch channel.
+
+We learned this was happening at all thanks to the New York Times’ Karen Weise, who tweeted about the performance shortly before it wrapped up. But it seems the concert wasn’t exactly a secret, as the “amazonvestlife” Instagram (which, like the Twitch channel, describes itself as the “official account for Amazon associates”) posted a story featuring Aoki to promote the show earlier on Wednesday. The DJ gave a shoutout to “Amazonians” and said the show would be streaming on Twitch.
+
+If this “hold a concert right after laying people off” thing rings familiar to you, you’re not alone; WeWork reportedly hosted an in-office concert featuring Darryl McDaniels of Run-DMC a few weeks after CEO Adam Neumann fired 7 percent of the staff.
+
+The cuts announced Wednesday by Amazon SVP Dave Limp affected the company’s devices and services organization, and spokesperson Kristy Schmidt characterized the layoffs to me earlier as a very small percentage of the team. But that division isn’t the only one affected, as Vox reported that some employees in the company’s HR division have received a buyout offer. The New York Times reported Monday that Amazon plans to lay off approximately 10,000 corporate and technology employees in total.",8cbcd6cf3bb647449c75429e765de962,Steve Aoki dropped the beat at Amazon during layoffs,4,,,,
+20867,"Sagging Chinese Growth Won’t Punish Copper and Iron Equally - If you want to understand industrial metals— especially iron and copper—listen to China. The country’s property market is the biggest swing factor for demand.
+
+And right now, it is saying some interesting things, which shares of big miners like BHP, Rio Tinto, Glencore and Freeport-McMoRan may not be fully pricing in.
+
+Copper-exposed shares fared particularly poorly this spring as the growth picture in China darkened: Glencore and Freeport are down about 11% and 7%, respectively, so far this month. Iron ore-exposed Rio and BHP are down only around 5%.
+
+That doesn’t necessarily line up with what is happening in China. What has really been lagging there are property starts—floor space started was down 20% from a year earlier in April. Residential floor space completions, on the other hand, were up nearly 19%.
+
+The latter stages of property construction tend to be more copper intensive (think all that wiring) while the early stages tend to be more steel intensive (girders, etc.). So a Chinese property market more focused on completions should be better for copper than iron ore. And Beijing wants property completions—to assuage unhappy Chinese families who bought pre-sold homes in recent years which were never delivered.
+
+That, along with strong Chinese demand from green power applications, may be one reason copper prices have held up better in 2023: three month forwards on the London Metal Exchange are down about 3% year-to-date, while iron ore futures for June in Singapore have fallen more than twice that much, according to Refinitiv data.
+
+This is likely to be a tough year for industrial metals generally, but the pain won’t be distributed equally. Copper shares look better positioned, both for the short and long term.","{'positive': 0.010594254, 'negative': 0.97152454, 'neutral': 0.01788119}","China's property market is the biggest swing factor for demand, with shares of big miners like BHP, Rio Tinto, Glencore and Freeport-McMoRan down 11% and 7% this spring. Iron ore-exposed Rio and BHP are down around 5%, but this doesn't necessarily line up with what is happening in China. Residential floor space completions are up 19%, while copper prices have held up 3% year-to-date. This is likely to be a tough year for industrial metals generally, but the pain won't be distributed equally. Copper shares look better positioned, both for the short and long term.","If you want to understand industrial metals— especially iron and copper—listen to China. The country’s property market is the biggest swing factor for demand.
+And right now, it is saying some interesting things, which shares of big miners like BHP, Rio Tinto, Glencore and Freeport-McMoRan may not b",FCX,Extractives & Minerals Processing,Metals & Mining,Freeport-McMoRan Inc,"{'Tailings Storage Facilities Management': 'The Metals & Mining industry faces significant operational hazards, particularly those associated with the structural integrity of tailings storage facilities (TSFs). A catastrophic failure of such facilities (e.g., a dam failure) can release significant volumes of waste streams and potentially harmful materials into the environment, leading to highconsequenceimpacts on ecosystems, human livelihood, local economies, and communities. Such catastrophic incidents may result in significant financial losses for entities and may erode their reputation and social license to operate. Robust approaches to tailings facilities design, management, operation, and closure, as well as appropriate management of associated risks, canhelp prevent such incidents from occurring. Entities that adopt comprehensive practices to maintain the integrity and safety of TSFs may do so through assigning accountability for tailings management at the highest levels of the entity, conducting frequent internal and external independent technical reviews of TSFs, and ensuring that mitigation measures are implemented in a timely manner in case of a safety concern. Additionally, a strong safety culture and well-established emergency preparedness and response plans can mitigate the impacts and financial implications of such events should they occur. Company obligations related to long-term remediation and compensation for damages may result in additional financial impacts in case of a failure. The ability for entities to meet such obligations after an incident occurs is an additional component of emergency preparedness.', 'Greenhouse Gas Emissions': 'Mining operations are energy-intensive and generate significant direct greenhouse gas (GHG) emissions, including carbondioxide from fuel use during mining, ore processing and smelting activities. The extent and type of GHG emissions can vary depending on the metal mined and processed. Regulatory efforts to reduce GHG emissions in response to climate change- related risks may result in additional regulatory compliance costs and risks for metals and mining entities. Entities can achieve operational efficiencies through the cost-effective reduction of GHG emissions. Such efficiencies can mitigate the potential financial effect of increased fuel costs from regulations to limit—or put a price on—GHG emissions.', 'Water Management': 'Mining and metals production can affect both the availability and the quality of local water resources. Metals and mining entities face operational, regulatory and reputational risks because of water scarcity, costs of water acquisition, regulations on effluents or the amount of water used, and competition with local communities and other industries for limited water resources. Effects associated with water management may include higher costs, liabilities and lost revenues because of curtailment or suspension of operations. The severity of these risks may vary depending on the region’s water availability and the regulatory environment. Entities in the industry may deploy new technologies to manage risks related to water risk, including desalination, water recirculation and innovative waste-disposal solutions. Reducing water use and contamination can create operational efficiencies for entities and reduce their operating costs.', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the mining industry. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to mining reserves. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these laws could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The development, operation, closure, and remediation of mines can have a range of impacts on biodiversity, such as alterations of landscape, vegetation removal, and impacts to wildlife habitats. Acid rock drainage is a particularly significant risk: it is highly acidic water, rich in heavy metals, formed when surface and shallow subsurface water come into contact with mining overburden. Acid rock drainage can have harmful effects on humans, animals, and plants. Biodiversity impacts of mining operations can affect the valuation of reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extraction costs due to increasing interest in the protection of ecosystems. Entities could also face regulatory or reputational barriers to accessing reserves inecologically sensitive areas. This may include new protection status afforded to areas where reserves are located. Metals and mining entities face regulatory risks related to reclamation after a mine is decommissioned, per applicable regulatory requirements to restore mined property according to a prior, approved reclamation plan. Material costs may arise from removing or covering refuse piles, meeting water treatment obligations, and dismantling infrastructure at the end of life. Furthermore, ongoing mining operations are subject to laws protecting endangered species. Entities that have an effectiveenvironmental management plan for different stages of the project lifecycle may minimise their compliance costs and legal liabilities, face less resistance in developing new mines, and avoid difficulties in obtaining permits, accessing reserves,and facing delays in project completion.', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from the Metals & Mining industry include hazardous air pollutants, criteria air pollutants, and Volatile Organic Compounds (VOCs) from smelting and refining activities. These can have significant, localised human health and environmental impacts. Depending on the metal, uncaptured sulphur dioxide, lead, mercury, cadmium, and arsenic are among the chief pollutants, along with particulate matter. Financial impacts resulting from air emissions will vary depending on the specific location of operations and the applicable air emissions regulations. Active management of the issue—through technological and process improvements—could allow entities to limit the impacts ofincreasingly stringent air quality regulations globally. Entities could also benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Energy Management': 'Mining and metals production is often energy-intensive, with a significant proportion of energy consumption in the industry accounted for by purchased electricity. Although fuel combustion on-site contributes to the industry’s direct (Scope 1) GHG emissions, electricity purchases from the grid can result in indirect, Scope 2 emissions. The energy intensityof operations may increase with decreasing grades of deposits and increasing depth and scale of mining operations. The choice between on-site versus grid-sourced electricity and the use of alternative energy can be important in influencing both the costs and reliability of energy supply. Affordable and easily accessible energy is an important competitive factor in a commodity market driven by global competition, and purchased fuels and electricity can account for a significant proportion of total production costs. The way in which an entity manages its overall energy efficiency and intensity, its reliance on different types of energy, and its ability to access alternative sources of energy, can therefore be a material factor.', 'Community Relations': 'Mining facilities are frequently active over long periods of time, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected through environmental and social impacts of mining operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. Mining entities rely upon support from local communities to be able to obtain permits and leases as well as to conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of a mining entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about direct impacts of projects, the presence of mining activities may give rise to associated socio-economic concerns, such as education, health, livelihoods, and food security for the community. Metals and mining entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socio-economic benefits in return may be exposed to the risk of actions, motivated by resource nationalism, and by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights and interests. Strategies are often underpinned by the integration of community engagement into phases of the project cycle. Entities are beginning to adopt a “shared value” approach to provide a key socio-economic benefit to the community while allowing the entity to profitably operate.', 'Workforce Health & Safety': 'Safety is critical to mining operations due to the often hazardous working conditions. The Metals & Mining industry has relatively high fatality rates compared to other industries. Fatalities or injuries can result from a number of hazards associated with the industry, including powered haulage and machinery as well as mine integrity. Poor health and safety records can result in fines and penalties, and an increase in regulatory compliance costs from more stringent oversight. Anentity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Labour Relations': 'Metals and mining entities face inherent tension between the need to lower the cost of labour to remain price competitive, and to manage human resources to ensure long-term performance. Working conditions related to metal andmining operations are usually physically demanding and hazardous. Labour unions play a key role in representing workers’interests and managing collective bargaining for better wages and working conditions. At the same time, metals and mining entities often operate in areas where worker rights are not adequately protected. The nuances of both domestic and international worker concerns make management of labour relations critical for metals and mining entities. Conflict with workers can result in labour strikes and other disruptions that can delay or stop production. Work stoppages frequently result in significant lost revenue and reputational damage. Continued labour stresses can impact the long-term profitability of the business. At the same time, positive outcomes of effective labour engagement can include enhanced work practices, labour utilisation, as well as the reduction in safety incidents, accidents, or fatalities.', 'Waste & Hazardous Materials Management': 'The Metals & Mining industry generates large volumes of non-mineral and mineral wastes, including waste rock, tailings, slurries, slags, sludges, smelting, and industrial wastes, some of which may contain substances that are toxic, hazardous, or chemically reactive. Mineral processing sometimes also requires the use of hazardous materials for metal extraction. Waste produced during mining operations, depending on its type, can be treated, disposed of, or stored in on- or off-site impoundments or old mine pits. Improper storage or disposal of hazardous materials used in operations or mining waste can present a significant long-term threat to human health and ecosystems through potential contamination of groundwater or surface water that is used for drinking or agriculture purposes. Entities that reduce waste streams while implementing policies to manage risks related to handling hazardous materials may emjoy lower regulatory and litigation risks, remediation liabilities, and costs.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Metals and mining entities face additional community-related risks when operating in conflict zones and in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights. They also face risks when operating in areas with vulnerable communities, such as indigenous peoples. Entities using private or government securityforces to protect their workers and assets may knowingly, or unknowingly, contribute to human rights violations, including use of excessive force. Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failingto account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could facesubstantial costs related to compensation or settlement payments, and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities. These instruments include obtaining the free, prior, and informed consent of indigenous peoples for decisions affecting them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Tailings Storage Facilities Management': 0.7531698554926811, 'Greenhouse Gas Emissions': 0.769300285589215, 'Water Management': 0.757485022191736, 'Business Ethics & Transparency': 0.7502220741596141, 'Biodiversity Impacts': 0.7353005156319906, 'Air Quality': 0.7757798269691022, 'Energy Management': 0.7816154063553316, 'Community Relations': 0.764640513821253, 'Workforce Health & Safety': 0.7503302348083735, 'Labour Relations': 0.7846740239179889, 'Waste & Hazardous Materials Management': 0.7554226570941142, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7761216844228175}",0.7846740239179889,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2022-10-26T11:34:24+00:00,https://finance.yahoo.com/news/earnings-growth-outpaced-favorable-51-113424277.html,"[{'name': 'financial advice', 'weight': 0.07786498}, {'name': 'analyst revenue forecasts', 'weight': 0.07438017}, {'name': 'market conditions', 'weight': 0.07356351}, {'name': 'markets', 'weight': 0.07226002}, {'name': 'prices', 'weight': 0.070461296}, {'name': 'analyst forecasts', 'weight': 0.07030851}, {'name': 'Vitru shareholders', 'weight': 0.06977707}, {'name': 'share', 'weight': 0.066988625}, {'name': 'fundamental data', 'weight': 0.06410067}, {'name': 'Vitru Limited', 'weight': 0.0632803}]",[{'name': 'Finance'}],"[{'data': 'Vitru', 'type': 'ORG', 'mentions': 9}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 2}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","These days it's easy to simply buy an index fund, and your returns should (roughly) match the market. But if you pick the right individual stocks, you could make more than that. For example, the Vitru Limited (NASDAQ:VTRU) share price is up 51% in the last 1 year, clearly besting the market decline of around 22% (not including dividends). So that should have shareholders smiling. We'll need to follow Vitru for a while to get a better sense of its share price trend, since it hasn't been listed for particularly long.
+
+Since the stock has added R$76m to its market cap in the past week alone, let's see if underlying performance has been driving long-term returns.
+
+There is no denying that markets are sometimes efficient, but prices do not always reflect underlying business performance. One flawed but reasonable way to assess how sentiment around a company has changed is to compare the earnings per share (EPS) with the share price.
+
+During the last year Vitru grew its earnings per share (EPS) by 96%. It's fair to say that the share price gain of 51% did not keep pace with the EPS growth. So it seems like the market has cooled on Vitru, despite the growth. Interesting.
+
+You can see how EPS has changed over time in the image below (click on the chart to see the exact values).
+
+We know that Vitru has improved its bottom line lately, but is it going to grow revenue? You could check out this free report showing analyst revenue forecasts.
+
+It's nice to see that Vitru shareholders have gained 51% over the last year. And the share price momentum remains respectable, with a gain of 29% in the last three months. This suggests the company is continuing to win over new investors. While it is well worth considering the different impacts that market conditions can have on the share price, there are other factors that are even more important. Case in point: We've spotted 3 warning signs for Vitru you should be aware of, and 1 of them shouldn't be ignored.
+
+We will like Vitru better if we see some big insider buys. While we wait, check out this free list of growing companies with considerable, recent, insider buying.
+
+Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on US exchanges.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",d9005be5643f4d7c9157d79d0ecf54d6,Earnings growth outpaced the favorable 51% return delivered to Vitru (NASDAQ:VTRU) shareholders over the last year,4,,,,
+10058,"BlackRock, MSCI probed by lawmakers over investments in blacklisted Chinese companies - A congressional committee on China said asset management giant BlackRock and index provider MSCI were facilitating investments into blacklisted Chinese companies.
+
+The firms have facilitated American capital flow into the companies the US government had found guilty of fueling China’s military advancement or human rights abuses, the House’s Select Committee on the Chinese Communist Party said Monday.
+
+“With all investments in China and markets around the world, BlackRock complies with all applicable US government laws. We will continue engaging with the Select Committee directly on the issues raised,” BlackRock said.
+
+MSCI said it was “reviewing the inquiry” from the committee.
+
+US-China relations are at a crucial juncture as two of the world’s biggest economies clash over a range of hot-button issues such as Taiwan and Russia’s invasion of Ukraine.
+
+Last month, China curbed exports of some metals widely used in the semiconductor industry, in a move it said was aimed at protecting national security.
+
+Republicans formed the Select Committee when they took control of the House in January, as part of an effort to convince Americans why they should care about competing with China.
+
+A hard line toward China is one of the few policies with bipartisan support in the deeply divided Congress.
+
+The committee does not write legislation, but makes policy recommendations. It also has the power to subpoena executives and officials, something that it has not done until now.
+
+But Mike Gallagher (R-Wisc.), the committee’s Republican chair, has said he will issue subpoenas for executives who do not cooperate with its investigations.
+
+The committee’s action against BlackRock and MSCI was first reported by the Wall Street Journal.
+
+An initial review by the committee had found the companies allow for investments into dozens of blacklisted companies.
+
+“The true scale is likely much larger,” the committee said.
+
+BlackRock, the world’s largest asset manager, has been walking a political tightrope for years over its stance on environmental, social and governance (ESG) issues.
+
+The company has come under fire from Republicans who accuse it of being too “woke,” while other campaigners press it to drive quicker change by using its voting power to force boards to reduce carbon emissions.","{'positive': 0.05891212, 'negative': 0.38378033, 'neutral': 0.55730754}","A congressional committee on China has found that asset management giant BlackRock and index provider MSCI were facilitating investments into blacklisted Chinese companies. The firms have facilitated American capital flow into the companies the US government had found guilty of fueling China’s military advancement or human rights abuses. The committee does not write legislation, but makes policy recommendations and has the power to subpoena executives and officials. Republicans formed the Select Committee when they took control of the House in January, as part of an effort to convince Americans why they should care about competing with China. BlackRock has been criticized for its stance on environmental, social and governance issues, and has come under fire from Republicans who accuse it of being too “woke” while other campaigners press it to drive quicker change.","The firms have facilitated American capital flow into the companies the US government had found guilty of fueling China’s military advancement or human rights abuses, the House’s Select…",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7685578991770724, 'Employee Diversity & Inclusion': 0.7899419917917021, 'Business Ethics': 0.7816054697006717, 'Factors in Investment Management & Advisory': 0.8012996944788233, 'Transparent Information & Fair Advice for Customers': 0.7682728299033036}",0.8012996944788233,Ricky,Major focus,Major focus,Negative,"Financed Emissions, Business Ethics, Factors in Investment Management & Advisory",No focus,,,2023-08-18T18:46:49+00:00,https://www.forbes.com/sites/tylerroush/2023/08/18/canadian-government-demands-facebook-and-instagram-lift-ban-on-canadian-news-amid-wildfires/,"[{'name': 'Canadian News', 'weight': 0.111766845}, {'name': 'Canadian news sites', 'weight': 0.10937682}, {'name': 'News Links', 'weight': 0.10349401}, {'name': 'news links', 'weight': 0.10349401}, {'name': 'news publishers', 'weight': 0.10112381}, {'name': 'news sites', 'weight': 0.09926551}, {'name': 'news articles', 'weight': 0.0967836}, {'name': 'news', 'weight': 0.09585198}, {'name': 'Canadian Government', 'weight': 0.091181695}, {'name': 'Meta', 'weight': 0.081371166}]",[{'name': 'Politics'}],"[{'data': 'Canadian', 'type': 'NORP', 'mentions': 13}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 4}, {'data': 'Meta', 'type': 'ORG', 'mentions': 12}, {'data': 'Transport', 'type': 'ORG', 'mentions': 1}, {'data': 'the Canadian Broadcasting Corporation', 'type': 'ORG', 'mentions': 2}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Cabin Radio', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 3}, {'data': 'Pablo Rodriguez', 'type': 'PERSON', 'mentions': 3}, {'data': 'Chris Bittle', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ollie Williams', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kent Walker', 'type': 'PERSON', 'mentions': 1}, {'data': 'Canada', 'type': 'GPE', 'mentions': 6}, {'data': 'Yellowknife', 'type': 'GPE', 'mentions': 2}, {'data': 'the Northwest Territories', 'type': 'GPE', 'mentions': 1}, {'data': 'Alabama', 'type': 'GPE', 'mentions': 1}, {'data': 'Connecticut', 'type': 'GPE', 'mentions': 1}, {'data': 'noon', 'type': 'TIME', 'mentions': 1}, {'data': 'the Online News Act', 'type': 'LAW', 'mentions': 1}]","The Canadian government has requested Meta lift a ban on news articles from Canadian outlets as the country faces a surge in wildfires, officials said Friday, after Meta announced earlier this year that it would block news links on Facebook and Instagram in protest of a new law requiring internet companies pay news publishers for their content.
+
+Transport Minister Pablo Rodriguez said Friday that he had spoken with representatives from Meta and demanded the company lift its ban, allowing Canadians to access information about ongoing wildfires across the country. Rodriguez said he previously warned Meta about the “risks” posed by a possible ban on news links, adding: “What Meta is doing is totally unacceptable.” A Meta spokesperson told the Canadian Broadcasting Corporation that the company will continue to block news links, indicating Canadians were still able to use Facebook or Instagram to access “content from official government agencies, emergency services and non-governmental organizations.” The company also activated its “Safety Check” function, allowing users to notify others whether they are safe from the wildfires. Meta did not immediately respond to a request for comment.
+
+Chris Bittle, a member of Canada’s parliament, said Thursday that “Meta’s actions to block news are reckless and irresponsible,” according to Reuters. Ollie Williams, the editor of Yellowknife-based Cabin Radio, condemned Meta’s decision to ban news as “stupid and dangerous and clearly should not be in place.”
+
+Canadian officials issued evacuation orders late Wednesday for several communities in the Northwest Territories, including the capital city of Yellowknife. A state of emergency was issued earlier this week after more than 230 fires were reported in the area. The evacuation—affecting an estimated 22,000 people—was scheduled to be completed by noon Friday.
+
+33 million. That’s the estimated number of acres that have been burned across Canada as of Wednesday, according to the Washington Post. This is an area equivalent to the size of Alabama or more than nine times the size of Connecticut, and is larger than the country’s previous annual record of 18.3 million acres set in 1989.
+
+Meta announced in June it would block access to news articles for all Facebook and Instagram users in Canada, after the country passed a new law requiring internet platforms to bargain with news publishers for a licensing partnership independent of the Canadian government. Rodriguez said in July the Canadian government would pull its advertising—an estimated $7.5 million annually—from both platforms in response. Google announced a week later it would also remove links to Canadian news sites from its search results and other products. Kent Walker, Google’s president of global affairs, condemned the new law and said it was “the wrong approach to supporting journalism in Canada.” The law—the Online News Act—was created to “enhance fairness in the Canadian digital news marketplace” while making news sites more financially sustainable, according to government summaries.
+
+Canada-Meta Fight Escalates: Canadian Government Halting Ads On Facebook And Instagram After Meta Removes News Links (Forbes)
+
+Meta Will Block All News Stories On Facebook And Instragam In Canada After New Law Demands Payment To Publishers (Forbes)
+
+Google Removing All Canadian News Sites From Searches After Law Requires Payments For Outlets (Forbes)",05e8a3a0fe0a491b8ba1b00512f46cdc,Canadian Government Demands Facebook And Instagram Lift Ban On Canadian News Amid Wildfires,4,,,,
+16164,"Halliburton's stellar Q4 shows strong oil demand can sustain the Club holding through 2023 - Oil-field-services firm Halliburton (HAL) reported better-than-expected fourth-quarter results Tuesday, bolstering the Club's long-term investment case in the energy stock. Total revenue climbed by 30.5% year-over-year, to $5.58 billion, largely in line with analysts' forecasts. Earnings-per-share (EPS) doubled on an annual basis, to 72 cents a share, ahead of expectations for EPS of 67 cents a share. Bottom line Halliburton served up another strong quarter, with a headline earnings beat , strong margin expansion, solid cash flows and a robust outlook. Even better, the management team doesn't expect investments in new oil-and-gas projects to wane any time soon. The board authorized management to link a portion of future dividends and buybacks to the company's free-cash-flow generation. Nonetheless, shares of Halliburton tumbled Tuesday, trading down roughly 2.4%, at $39.59 a share. We don't view today's move lower as anything more than profit taking following a very strong year. Given years of material underinvestment in oil-and-gas production in the U.S. and an undersupplied global oil market, management expects demand to sustain the company beyond 2023. The Club, therefore, would see any further weakness in the stock as a potential buying opportunity. Our investment case continues to factor in a relatively strong crude oil market. West Texas Intermediate crude — the U.S. oil benchmark — has climbed by more than 4% since the start of the year, to around $80 a barrel. We are raising our price target on Halliburton to $48 a share, up from $44, while maintaining our two rating on the stock — meaning we would wait for a pullback before buying . Outlook Halliburton's management said Tuesday that business on the ground ""points towards continued oil-and--gas tightness."" This has resulted in a nearly 50% increase in supply side spending in the U.S., with activity growth of almost 30%, ultimately amounting to a roughly 5% increase in production. Management expects ""activity to remain strong and service intensity to increase through 2023."" The team noted similarly tight dynamics in international markets, saying several members of the Organization of Petroleum Exporting Countries (OPEC) failed to meet their production quotas in in 2022. Meanwhile, the team expects demand to remain resilient in 2023, boosted by China's economic reopening. Longer term, ""only multiple years of increased investment in both stemming declines and reserve additions will solve [the] short supply"" of oil and gas globally. In management's view, the investments needed to bring supply and demand into balance ""will drive demand for oil-field services [for] the next several years."" Capital return initiatives Management on Tuesday announced a 33% increase to the stock's quarterly-dividend payout, to 16 cents per share, while saying the company would resume stock buybacks under the existing board authorization of roughly $5 billion. The team repurchased $250 million worth of shares in the fourth quarter. Moreover, the board approved a capital return framework that will allow management the ability to return at least 50% of annual free cash flow via dividends and buybacks going forward, similar to what we've seen at the Club's other energy holdings. Management attributed the overall improvement in operating margin year-on-year to increased global activity, higher pricing and year-end product-and-software sales. The completion-and-production unit delivered its strongest operating margin performance since 2012, expanding to 20.7%, ""due to improved pricing, service efficiency and activity mix in North America land, as well as increased activity in international markets."" The drilling-and-evaluation segment reported a margin improvement of 210-basis points on an annual basis. (Jim Cramer's Charitable Trust is long HAL. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.","{'positive': 0.89391905, 'negative': 0.08843629, 'neutral': 0.017644668}","Halliburton's stellar Q4 shows strong oil demand can sustain the Club holding through 2023. Management on Tuesday announced a 33% increase to the stock's quarterly-dividend payout, to 16 cents per share, while saying the company would resume stock buybacks under the existing board authorization of roughly $5 billion. Management attributed the overall improvement in operating margin year-on-year to increased global activity, higher pricing and year-end product-and-software sales. The completion-and-production unit delivered its strongest operating margin performance since 2012, expanding to 20.7%, ""due to improved pricing, service efficiency and activity mix in North America land, as well as increased activity in international markets.""","Oil-field-services firm Halliburton (HAL) reported better-than-expected fourth-quarter results Tuesday, bolstering the Club's long-term investment case.",HAL,Extractives & Minerals Processing,Oil & Gas - Services,Halliburton Co,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers’ water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas – Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers—the oil and gas exploration and production (E&P) entities—can be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7875848450224258, 'Business Ethics & Payments Transparency': 0.7589012898350478, 'Water Management Services': 0.7660149833001012, 'Ecological Impact Management': 0.7604604869233487, 'Workforce Health & Safety': 0.7821584884078477, 'Critical Incident Risk Management': 0.7694130754952143, 'Chemicals Management': 0.7908927658254569, 'Emissions Reduction Services & Fuels Management': 0.7839320429381706}",0.7908927658254569,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2022-11-10T18:38:24+00:00,https://www.seattletimes.com/seattle-news/transportation/apple-maps-is-redirecting-drivers-off-i-90-onto-a-dirt-road/,"[{'name': 'WSDOT spokesperson Summer Derrey', 'weight': 0.10785981}, {'name': 'dirt roads', 'weight': 0.09596321}, {'name': 'Forest Service roads', 'weight': 0.090130106}, {'name': 'WSDOT', 'weight': 0.08848975}, {'name': 'Summer Derrey', 'weight': 0.08533071}, {'name': 'Derrey', 'weight': 0.077150434}, {'name': 'Apple Maps', 'weight': 0.07314028}, {'name': 'Google Maps', 'weight': 0.07115961}, {'name': 'Transportation', 'weight': 0.06630532}, {'name': 'drivers', 'weight': 0.066005595}]","[{'name': 'Auto'}, {'name': 'Tech'}]","[{'data': 'Apple Maps', 'type': 'ORG', 'mentions': 5}, {'data': 'the Washington State Department of Transportation', 'type': 'ORG', 'mentions': 1}, {'data': 'WSDOT', 'type': 'ORG', 'mentions': 4}, {'data': 'Forest Service', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Maps', 'type': 'ORG', 'mentions': 2}, {'data': 'I-90', 'type': 'FAC', 'mentions': 3}, {'data': 'Snoqualmie Pass', 'type': 'LOC', 'mentions': 1}, {'data': 'Summer Derrey', 'type': 'PERSON', 'mentions': 4}, {'data': 'Hyak', 'type': 'GPE', 'mentions': 1}, {'data': 'Easton', 'type': 'GPE', 'mentions': 1}]","Apple Maps is redirecting drivers heading eastbound on Interstate 90 toward Snoqualmie Pass onto a dirt road, according to the Washington State Department of Transportation.
+
+The problem started about a month ago, when WSDOT began work on a planned construction project, and has led to some drivers getting stuck and in need of a tow truck.
+
+WSDOT spokesperson Summer Derrey said the department has emailed Apple several times to change the route, but hasn’t gotten a response.
+
+“This is becoming a huge safety concern,” the department wrote in its most recent email on Nov. 2.
+
+At the beginning of October, WSDOT moved to the next phase of its ongoing project to widen I-90 from four to six lanes between Hyak and Easton. To do so, contractor crews shifted eastbound traffic to the westbound side of the freeway between mileposts 68 and 70.
+
+The change, which keeps two lanes of traffic in both directions, will be in place for the next several years, WSDOT said in its October announcement.
+
+Since then, mapping and GPS services started rerouting drivers away from that stretch of the freeway and onto dirt roads and Forest Service roads, Derrey said in an interview. The mapping services were looking to “compensate” for the drivers but ended up offering a “route which is not viable.”
+
+The department reached out to Apple and Google Maps to notify them of the problem and change its routes but neither company has responded.
+
+By Thursday, looking at the routes on her phone, Derrey said it appeared Google had fixed the problem. Apple had not.
+
+“The mapping services are not easy to get a hold of,” she said.
+
+With construction and lane changes that could last up to five years, Derrey said, “We recognize there’s a problem. We’ve been emailing them.”",2cb2301ca2dd4cc5a39f45dba412df0e,Apple Maps is redirecting drivers off I-90 onto a dirt road,4,,,,
+13430,"Hilton raises full-year profit forecast on strong travel demand - July 26 (Reuters) - Hilton Worldwide Holdings Inc (HLT.N) raised full-year adjusted profit forecast on Wednesday, as the U.S. hotel operator expects pent-up travel demand to bolster its earnings.
+
+In the last few quarters, the hotel industry has benefited from price hikes and travel demand as flexible work arrangements and easing of pandemic-related restrictions prompted consumers to book longer stays.
+
+Hilton, which owns brands including Waldorf Astoria Hotels & Resorts, said its second-quarter RevPAR (revenue per available room), a key metric for investors, rose 12% from a year earlier.
+
+However, the sector, which has largely evaded the effects of high inflation so far, struggles with high wage costs in a tight labor market as they deploy more staff to meet the spike in demand.
+
+The company said it now expects full-year adjusted profit of $5.93 and $6.06 per share, compared with its prior forecast of $5.68 and $5.88 per share.","{'positive': 0.95414096, 'negative': 0.025327867, 'neutral': 0.020531172}","Hilton Worldwide Holdings Inc (HLT.N) has raised its full-year adjusted profit forecast for July 26, due to strong demand from the hotel industry. The company expects full year adjusted profit of $5.93 and $6.06 per share, which is higher than its prior forecast. The sector has largely evaded the effects of high inflation so far, but struggles with high wage costs in a tight labor market.","Hilton Worldwide Holdings Inc raised full-year adjusted profit forecast on Wednesday, as the U.S. hotel operator expects pent-up travel demand to bolster its earnings.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7860557927950202, 'Climate Change Adaptation': 0.7649623925647838, 'Energy Management': 0.7694006866285928, 'Ecological Impacts': 0.7511320833899692, 'Labour Practices': 0.7950812140771919}",0.7950812140771919,Ricky,Minor focus,Minor focus,Negative,Labour Practices,No focus,,,2023-03-23T06:58:00+00:00,https://www.express.co.uk/life-style/science-technology/1749814/Google-Chrome-update-Windows-macOS,"[{'name': 'Google Chrome', 'weight': 0.09106459}, {'name': 'vulnerability details', 'weight': 0.07880361}, {'name': 'Mac users', 'weight': 0.075131476}, {'name': 'date', 'weight': 0.07492081}, {'name': 'National Cyber Security Centre', 'weight': 0.07315899}, {'name': 'most users', 'weight': 0.068957955}, {'name': 'Google', 'weight': 0.06832936}, {'name': 'Chrome', 'weight': 0.06826752}, {'name': 'Vital Google update', 'weight': 0.06554425}, {'name': 'users', 'weight': 0.06495847}]",[{'name': 'Tech'}],"[{'data': 'Chrome', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'ANGLE', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'National Cyber Security Centre', 'type': 'ORG', 'mentions': 1}, {'data': 'Action1', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Manage', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'Mike Walters', 'type': 'PERSON', 'mentions': 2}]","All Chrome users are being urged to check their web browser with delay. Google has issued the alert after the discovery of some significant security flaws in its massively popular browser. These vulnerabilities have been described as being of high severity by experts, which is why the US tech company has scrambled to issue fixes to the problem fast.
+
+Experts have warned that some of these security flaws are extremely dangerous, and could leave anyone who views the web via Chrome at risk of being attacked by cyber criminals. So, if you use Chrome and do not want your data stolen by online crooks, Google has urged you to ensure that its software is fully up to date on your devices. The patch issued by Google today included fixes for eight vulnerabilities, of which seven were reported by external researchers, including the UK's National Cyber Security Centre. Mike Walters, VP of Vulnerability and Threat Research at Action1 noted that all of the vulnerabilities that were patched today were of “high severity” READ MORE: Worrying Microsoft warning could convince millions to finally switch to Windows 11
+
+He said: “Four high severity vulnerabilities have been disclosed, including use after free bugs affecting Passwords, PDF, ANGLE, and WebProtect. The bug affecting the Manage Passwords ui controller appears to be the most dangerous. “It hides the password leak detection dialog before displaying the account selector, which means that the password leak detection dialog shouldn't be opened before you have selected your Google account. “With the ‘use after free memory’ vulnerability, an attacker can gain access to the vulnerable password.” It's now vital that all users check their devices and make sure things are upgraded to the latest version.
+
+Anyone using Windows will no longer have to worry about the issues once they have 111.0.5563.110/.111 installed, while Mac users will be safe after updating to 111.0.5563.110. In a statement, Google noted that they would not reveal any details about the security flaws until it's certain that the majority of users have upgraded their web browser, but it's clearly serious so don't delay in making sure your PC is up to date. “Google has not mentioned any of these vulnerabilities being exploited in attacks. However, access to vulnerability details will be granted after most users update their Google Chrome. It is advised to take these vulnerabilities seriously and update your Chrome as soon as possible,"" Walters added. How to update your Chrome browser:
+• At the top right, click More .
+• Click Update Google Chrome. Important: If you can't find this button, you're on the latest version.",d75958e784de4ac6ab3c180e46cfef3d,Check your Chrome browser now! Vital Google update must be installed,4,,,,
+7264,"This CEO Found An Ingenious Way To Weave Corporate Values Throughout The Company - You'd be hard-pressed to find a company where the organizational values aren't etched grandly upon their walls or websites and inscribed on nearly every page of the new employee onboarding manual.
+
+Yet, no matter how vivid and appealing that ornate mosaic of company values, how many employees use them to guide their daily actions? If your answer is ""not many,"" you're right.
+
+A Leadership IQ study called Why Company Values Are Falling Short discovered that employees are 115% more engaged when their organization has a well-defined set of company values. But only 24% of organizations have detailed what specific behaviors are necessary to live their company values. And a meager 33% of people believe that their direct manager holds people accountable to those values.
+
+Corporate values needn't be mere corporate ornamentation, however. And if you look hard enough, it is possible to find leaders for whom values are more than empty words.
+
+Jay Brown is the President and Chief Executive Officer of Crown Castle, the United States' largest provider of shared communications infrastructure. Notwithstanding the company's approximately 5,000 employees, more than 40,000 cell towers, and approximately 85,000 route miles of fiber, Brown has found ways to spread Crown Castle's values deep into the organization.
+
+Last year, the company rolled out a new set of six value statements, which together build the acrostic PURPLE. The value statements are ""People matter,"" ""Us together is better,"" ""Right thing, always,"" ""Pursue excellence,"" ""Learn and grow,"" and ""Embrace stewardship.""
+
+Those value statements might not sound particularly unique, but their development and dissemination certainly are. In a recent conversation, Brown shared with me that, ""We brought in a group of 16 leaders through all levels of the organization to look at the value statements and ask, 'Are these authentic to who we really are?' Are these values said in a way that will resonate with our teammates? And if not, how can we do that better? Living the value that 'Us together is better,' those 16 individuals were advisors for me as we rolled out the value statements.""
+
+Brown's 'us together' mindset didn't stop with having 16 advisors. ""As we approached the challenge of rolling out the values to the team, we took an approach that's guided by the culture itself,"" he tells me. ""We use the culture to spread the culture.""
+
+Here's what that means in practical terms: ""Remembering that 'People matter' is one of our values,"" Brown says, ""I asked our teammates to send emails to people in the company who they saw exhibit each one of our values.' In a matter of days, we had tens of thousands of emails bouncing around the company with people acknowledging, affirming and encouraging one another, and sharing how this particular person had lived the values.""
+
+It's a shame how few organizations invest the time to recognize and affirm people. For example, in Leadership IQ's study on performance appraisals, a paltry 28% of people believe that their leader always recognizes their accomplishments. Yet here's Crown Castle delivering one of the most effective and widespread positive reinforcement initiatives you'll see, all while disseminating and demonstrating its corporate values.
+
+The benefits from this exercise went far beyond just sharing the values. Brown tells me, ""It became as rewarding for the people who were affirming others as the people who were receiving the emails. We experienced this dynamic of people affirming and encouraging one another while simultaneously embracing learning and living our values.""
+
+Before you attempt this approach at your company, make sure that the organization is as serious about its values as Brown and Crown Castle. Are your values authentic? Are they believable? Are they used in everyday processes like hiring?
+
+For instance, we know from the Hiring For Attitude research that only 20% of employees think that their company always hires people who fit well with their company values. Meanwhile, Brown says, ""As we evaluate leaders for the next stage of their career, we're evaluating them based on whether they share our values and whether they'll make the culture stronger.""
+
+""I have a responsibility to live the values in my role,"" he says, ""but the culture is owned by everyone. And unless the values are owned by everyone, they're just statements on a wall somewhere.""","{'positive': 0.07213894, 'negative': 0.023563467, 'neutral': 0.9042976}","Crown Castle CEO Jay Brown has found ways to spread Crown Castle's values deep into the organization, including rolling out a new set of six value statements that together build the acrostic PURPLE. The value statements are ""People matter,"" ""Us together is better,"" ""Pursue excellence,"" ""Learn and grow,"" and ""Embrace stewardship."" Brown asked his team to send emails to people in the company who saw exhibit each one of their values, and the value statements were shared with 16 advisors. Brown believes that this dynamic of people affirming and encouraging one another while simultaneously embracing learning and living their values.",You'd be hard-pressed to find a company where the organizational values aren't etched grandly upon their walls or websites and inscribed on nearly every page of the ne...,BRO,Services,Professional & Commercial Services,Brown & Brown Inc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity’s license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider’s security measures, which could result in reputational damage and adversely impact an entity’s ability to attract and retain clients. '}","{'Professional Integrity': 0.7544728428069847, 'Workforce Diversity & Engagement': 0.8075301284389981, 'Data Security': 0.7422656948672127}",0.8075301284389981,Ricky,Major focus,Major focus,Positive,"Professional Integrity, Workforce Diversity & Engagement",Major focus,Major focus,Positive,2023-01-27T14:08:12+00:00,https://www.thesun.co.uk/tech/21184591/android-users-blocked-feature-warning/,"[{'name': 'outdated apps', 'weight': 0.11129851}, {'name': 'Android phones', 'weight': 0.10882451}, {'name': 'older Android phones', 'weight': 0.10832034}, {'name': 'phone scams', 'weight': 0.10767766}, {'name': 'apps', 'weight': 0.10757638}, {'name': 'new versions', 'weight': 0.101024814}, {'name': 'new malicious code', 'weight': 0.10080769}, {'name': 'new API limitations', 'weight': 0.096010715}, {'name': 'security holes', 'weight': 0.089727886}, {'name': 'Android users', 'weight': 0.089083776}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 5}, {'data': 'GOOGLE', 'type': 'ORG', 'mentions': 4}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}]","GOOGLE could be shutting down a feature in its newest phones after it was revealed to be a secret backdoor for hackers.
+
+The feature let Android users 'sideload' outdated apps on their device.
+
+It meant users could install outdated versions of apps.
+
+But Google may be scrapping the feature with its upcoming Android 14.
+
+The tech giant is planning to enforce stricter rules for apps, under new API limitations, that will block apps that don't meet minimum requirements, according to onlookers.
+
+The feature can often encourage the spread of malware.
+
+While users may dislike an app's latest update and continue to use an out-dated one instead, developers issue out new versions for a reason.
+
+Aesthetic changes may accompany an update, but the main reason to update an app is usually to fix bugs and patch up security holes.
+
+Google is upping its game against hackers and malware, as phone scams rise amid the cost of living crisis.
+
+The increasing accessibility of AI bot's like ChatGPT by criminal gangs has also sparked a fresh wave of new malicious code that can make its way onto devices.
+
+A kind of malicious code can be “easily be modified to encrypt someone’s machine completely without any user interaction"" is currently circulating Android phones, according to experts.
+
+API requirements also prevent developers from releasing apps that target older Android phones.
+
+Google's goal is largely to make sure users don't unknowingly let malware into their devices.
+
+But it also helps to make sure that apps work their best on the newest phones.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",de86fdaae06d4ad984d92e3d231b302c,Android users could be blocked from feature after 'urgent danger' warning,4,,,,
+37945,"Latinos are missing from the media workforce, despite a potential to grow viewers and improve content - When there are Latinos in front of and behind the camera, streaming services can create content that's more successful at amassing a larger share of Latino and overall audiences, according to Nielsen's most recent report looking into Hispanic audiences.
+
+""This, to me, is almost like a blueprint that media companies and folks who are greenlighting and acquiring content can look at when they’re making decisions,"" Stacie de Armas, senior vice president of diverse insights and intelligence at Nielsen, told NBC News on Thursday.
+
+But a report from the Government Accountability Office released Wednesday seems to suggest that media companies may not be doing enough to foster Latino talent that could potentially help them improve content while growing their audiences.
+
+Latinos are underrepresented in the media industry workforce across film, radio, television, newspapers and digital platforms, according to the report.
+
+In 2019, the most recent year for which American Community Survey data is available, about 12% of all media industry workers were Latino, a rate that has remained virtually unchanged since 2010, when Latino media workers made up 11% of the industry.
+
+Latinos are 19% of the nation's population, almost 1 in 5 Americans, and 18% of workers outside the media industry.
+
+The largest percentage of Hispanic media industry workers were employed in service worker positions (19%) — which include food, cleaning and personal and protective services, according to the latest available reports submitted by media companies to the U.S. Equal Employment Opportunity Commission between 2014 and 2018.
+
+In positions that can influence the content audiences consume, Latinos were far less represented: They made up only 7% of professional media industry positions such as actors, producers, directors, writers, reporters and editors.
+
+They comprised the same number, 7%, of first- or mid-level managers and a mere 4% of all media senior and executive managers.
+
+The Nielsen report, released last month, looked at the 530 most-streamed programs over the past year and found that 92% of them did not have Hispanic representation in key roles such as executive producer, writer, director, creator or showrunner.
+
+Latinos seem to notice, with 41% reporting they believe there's not enough content that represents them. When Latinos did see themselves represented in content, they felt ""it was inaccurate"" in most cases, de Armas said.
+
+Previous reports from the GAO, Nielsen and the University of California, Los Angeles have addressed the underrepresentation of Latinos on-screen and how it connects to marginal representation behind the camera.
+
+According to the GAO report, obstacles keeping Latinos from entering the industry include limited access to professional networks, difficulty meeting union membership requirements and a lack of diversity among decision-makers, as well as financial and educational barriers.
+
+Media company mergers and consolidations could potentially close more opportunities for Latinos looking to enter the media industry, Rep. Joaquin Castro, D-Texas, one of several members of Congress who requested the GAO to study the issue, said Wednesday at a National Press Club event.
+
+""You go from two open doors to one,"" Castro said after pointing out that Latino-led stories such as the TV show ""Gordita Chronicles"" and the film ""Batgirl,"" starring Dominican American artist Leslie Grace, became collateral damage after being canceled as a result of the recent WarnerMedia and Discovery Inc. merger.
+
+""You go from having an opportunity at two companies to having one opportunity at one company that now has a lot more leverage and power over content creators and others,"" Castro said.
+
+Who's in front of and behind the camera
+
+Castro said the lack of diversity in the media workforce ""has led to those lopsided and uneven portrayals that then create a stigma for an entire community.""
+
+In ""Viva Hollywood: The Legacy of Latin and Hispanic Artists in American Film,"" film historian Luis Reyes wrote that while the motion picture industry has created some job opportunities for many Latinos, ""racism and ignorance made it difficult for them to reach stellar heights in the industry.""
+
+The new book shows how Latinos have been involved in the film industry since its inception and puts a focus on Latinos who had a hand in creating innovative special effects for the iconic 1933 ""King Kong"" movie and and scenography for ""Citizen Kane"" in 1941.
+
+Many actors of Hispanic descent, like others in the early era of Hollywood, changed their names to conform to film studios' wishes and access more career opportunities, ""not because they were ashamed of their heritage or anything like that,"" Reyes told NBC News.
+
+But Latino representation on-screen has often been a reflection of American perceptions of Latino communities — for better and for worse.
+
+In the early Hollywood years, many actors were typecast as the bandido, Latin lover, the sultry señorita and other stereotypical characters often found in literature, Reyes said: ""Movies just put a face on them.""
+
+Versions of these stereotypes have continued to persist in Hollywood, whether it's through the hypersexualization of Latinas or by disproportionately portraying Latino men as criminals.
+
+Problems with accurate representation of Latinos grew in the 1940s when the U.S. government created a motion picture division to persuade American filmmakers to make movies with Latin American themes. But some filmmakers ""didn't really do movies about Latin America. They did movies about Americanos, going down to Latin America,"" Reyes said. While the era did provide job opportunities to Latino talents, such as Carmen Miranda and Cesar Romero, it did little to promote authentic Hispanic portrayals on-screen.
+
+A significant number of Latino stars emerged between 1945 and 1965 — such as Ricardo Montalbán, Anthony Quinn, Rita Moreno and Raquel Welch — paving the way for more recent Latino stars such as Salma Hayek, Andy Garcia, Jennifer Lopez, Zoe Saldana and Benicio del Toro.
+
+""Today we see the fruits of all of the work that’s come before,"" Reyes said, pointing to the work of rising current Latino actors such as Ana de Armas, Oscar Isaac, Pedro Pascal and Ariana DeBose as well as Latino filmmakers such as Robert Rodriguez and Patricia Cardoso, among others.
+
+But there's still more work to do, he added.
+
+Nielsen's report provides a window of opportunity, finding that 42% of America’s most bingeable streaming programs over the past year had Latino inclusion in front of or behind the camera, de Armas said.
+
+The report also found that the more this kind of Latino representation persists, the more likely it is for the content produced to have cultural relevance and resonate with Hispanic viewers.
+
+""Do we have the golden touch?"" de Armas said. ""We do.""","{'positive': 0.02638017, 'negative': 0.7432734, 'neutral': 0.23034646}","
+
+In 2019, the most recent year for which American Community Survey data is available, about 12% of all media industry workers were Latino, a rate that has remained virtually unchanged since 2010, when Latino media workers made up 11% of the industry. 
+
+But Latino representation on-screen has often been a reflection of American perceptions of Latino communities — for better and for worse. 
+
+""Today we see the fruits of all of the work that’s come before,"" Reyes said, pointing to the work of rising current Latino actors such as Ana de Armas, Oscar Isaac, Pedro Pascal and Ariana DeBose as well as Latino filmmakers such as Robert Rodriguez and Patricia Cardoso, among others. 
+
+The report also found that the more this kind of Latino representation persists, the more likely it is for the content produced to have cultural relevance and resonate with Hispanic viewers.","New reports from the GAO and Nielsen show that Latinos are underrepresented in the media industry at a rate unchanged for a decade, hindering industry growth.",NLSN,Services,Professional & Commercial Services,Nielsen Holdings plc,"{'Professional Integrity': 'The business model of professional and commercial services entities is dependent on the development of client trust and loyalty. To ensure long-term and mutually beneficial relationships, entities seek to provide services that satisfy the highest professional standards of the industry. Professional integrity is an important governance issue in the industry, as the collective organisation of professionals inside a single organisation can make the detection and prevention of conflicts of interest, bias, or negligence more challenging. Training employees adequately, providing advice and distributing data free from bias and error, and taking other measures to ensure professional integrity are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients.', 'Workforce Diversity & Engagement': 'Developing a broad base of employees that are valued, respected, and supported throughout an organisation is essential for the long-term growth prospects of professional and commercial services entities. Human capital is the major source of revenue generation, contributing knowledge, talent, advice, and various technical skills. While financial and non-financial service providers may have a high level of diversity among lower-level employees, they may still lack diversity among senior management. Enhancing workforce diversity, particularly among management positions, is likely to help entities attract and develop the best talent. High levels of employee engagement, fair treatment, and equitable levels of pay and advancement opportunities for all workers are all likely to contribute to increased productivity and performance through all levels of the entity.', 'Data Security': 'Entities in every segment of the Professional & Commercial Services industry are entrusted with customer data. Employment and temporary staffing agencies as well as data providers and consulting entities store, process, and transmitincreasing amounts of sensitive personal data about employees, clients, and candidates. In addition, the clients of financial and non-financial services providers are likely to handle sensitive information and may share this information with professional and commercial services entities. The exposure of sensitive customer information through cybersecurity breaches, other malicious activities, or employee negligence may result in significant risks such as identity fraud and theft.Data breaches may compromise perception of the effectiveness of a service provider‚Äôs security measures, which could result in reputational damage and adversely impact an entity‚Äôs ability to attract and retain clients. '}","{'Professional Integrity': 0.7209510757928596, 'Workforce Diversity & Engagement': 0.768331469092703, 'Data Security': 0.7451335896212073}",0.768331469,Ricky,Major focus,Major focus,Negative,Workforce Diversity & Engagement,Minor focus,Minor focus,Positive,2023-06-26T17:23:26.037000+00:00,https://www.bloomberg.com/news/articles/2023-06-26/cathie-wood-s-ark-says-it-s-first-in-line-for-spot-bitcoin-etf-btc,"[{'name': 'Bloomberg Intelligence ETF analyst James Seyffart', 'weight': 0.0947406}, {'name': 'Bloomberg Intelligence ETF', 'weight': 0.086086504}, {'name': 'ARK Investment Management analyst Yassine Elmandjra', 'weight': 0.08470042}, {'name': 'crypto markets', 'weight': 0.07285146}, {'name': 'BlackRock Inc.', 'weight': 0.07184563}, {'name': 'ARK Investment Management', 'weight': 0.07068327}, {'name': 'market manipulation', 'weight': 0.06941797}, {'name': 'James Seyffart', 'weight': 0.06935093}, {'name': 'Coinbase Global Inc.', 'weight': 0.067210905}, {'name': 'Yassine Elmandjra', 'weight': 0.06634669}]",[{'name': 'Finance'}],"[{'data': 'Cathie Wood’s', 'type': 'PERSON', 'mentions': 2}, {'data': ""Matt Levine's"", 'type': 'PERSON', 'mentions': 3}, {'data': 'Yassine Elmandjra', 'type': 'PERSON', 'mentions': 2}, {'data': 'James Seyffart', 'type': 'PERSON', 'mentions': 1}, {'data': 'ARK', 'type': 'ORG', 'mentions': 5}, {'data': 'Balance of Power', 'type': 'ORG', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'ARK Investment Management', 'type': 'ORG', 'mentions': 2}, {'data': 'BlackRock Inc.', 'type': 'ORG', 'mentions': 6}, {'data': '21Shares', 'type': 'ORG', 'mentions': 3}, {'data': 'SEC', 'type': 'ORG', 'mentions': 2}, {'data': 'Coinbase Global Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Cboe', 'type': 'ORG', 'mentions': 3}, {'data': 'the US Securities and Exchange Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Evening', 'type': 'TIME', 'mentions': 3}, {'data': 'Balance of Power', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'US', 'type': 'GPE', 'mentions': 3}]","Subscribe now to get the Evening Briefing, Five Things, Matt Levine's Money Stuff, Balance of Power and Tech Daily. Subscribe now to get the Evening Briefing, Five Things, Matt Levine's Money Stuff, Balance of Power and Tech Daily. Subscribe now to get the Evening Briefing, Five Things, Matt Levine's Money Stuff, Balance of Power and Tech Daily. By submitting my information, I agree to the Privacy Policy and Terms of Service and to receive offers and promotions from Bloomberg.
+
+Cathie Wood’s ARK Investment Management says it’s first in line to get potential approval for a spot-Bitcoin ETF, despite industry reasoning positing that BlackRock Inc. might be ahead in the race should any product receive regulatory assent.
+
+BlackRock, whose shock filing for a spot product has rocked crypto markets, might be distinguishing its application with the appendage of a “unique” exchange surveillance-sharing agreement that would look to prevent market manipulation, but “other applicants will be able to amend their filings with similar agreements at little cost,” wrote ARK Investment Management analyst Yassine Elmandjra.
+
+In fact, in April, “ARK and 21Shares filed an application with the SEC for a Bitcoin ETF that now is the only one ahead of BlackRock’s,” Elmandjra said.
+
+BlackRock, the world’s largest asset manager, earlier this month applied for the iShares Bitcoin Trust, for which Coinbase Global Inc., the biggest crypto exchange in the US, would act as custodian. The filing made a splash in crypto markets thanks to the asset-manager’s stature on Wall Street and elsewhere. Bitcoin and other cryptocurrencies have all rallied since.
+
+Meanwhile, when 21Shares, a crypto exchange-traded-products issuer, and ARK refiled in April, they argued that a spot product would offer US investors protections that currently don’t exist.
+
+“21Shares, ARK and Cboe are first in line because their next SEC decision date is 8/13/23 and we don’t yet have a date for the other 19b-4 applications like the one from BlackRock,” said Bloomberg Intelligence ETF analyst James Seyffart. “I would assume Cboe is looking to update their 19b-4 rule change proposal to add a surveillance-sharing agreement with Coinbase if they believe it could be a path to an ETF approval.”
+
+A BlackRock spokeswoman didn’t immediately respond to a request for comment on ARK’s assertions. A Cboe representative also didn’t immediately reply.
+
+To be sure, a spot-Bitcoin exchange-traded fund does not currently exist in the US and regulators have, in the past, been loath to green-light one. In prior instances, the US Securities and Exchange Commission has cited market manipulation, among other reasons, when rejecting such proposals. And this isn’t the first hype-cycle over a potential launch. Crypto fans, who have been yearning for a spot-Bitcoin ETF for years, have been through periods of excitement before, only for regulators to ultimately rebuff all attempts.",68056f8e5fad4ecaa2c7a955905c4aeb,Cathie Wood’s ARK Says It’s First In Line for Spot-Bitcoin ETF,4,,,,
+5832,"5,000 GM Employees Reportedly Take Buyouts In Cost-Cutting Program - General Motors announced Tuesday nearly 5,000 white-collar employees opted for buyouts just a month after the company offered them in a cost-cutting move in an attempt to stave off layoffs, CNBC reported, as major U.S. companies continue to reduce their head counts over fears high inflation and continued interest rate hikes could throw the economy into recession.
+
+The buyout program is expected to cost GM—the maker of Buick, Cadillac, Chevrolet and GMC—roughly $1 billion, Chief Financial Officer Paul Jacobson said at a Bank of America Securities conference Tuesday, CNBC reported. The Detroit-based automaker had offered the buyouts last month for the majority of the company’s 58,000 U.S. salaried employees who had at least five years at the company, as well as executives with at least two years of service. CEO Mary Barra warned at the time that if not enough employees participated in the buyouts, the company could implement layoffs. Employees who did participate in the program are expected to leave by the end of June, a spokesperson told CNBC (GM did not immediately respond to a Forbes inquiry).
+
+12. That’s the highest number of months of pay employees were eligible to receive if they opted into the buyouts, with one month of pay for every year of service at the company. Those employees also received healthcare through COBRA.
+
+The buyout program is part of a larger initiative announced in January to reduce costs by $2 billion by the end of 2024 as it attempts to lead the electric auto market, which GM spokesperson David Barnas said at the time would “improve vehicle profitability.” In February, GM reportedly laid off up to 500 of the company’s roughly 167,000 employees, amid a series of nationwide cuts across the country, primarily in the manufacturing and tech industries (Forbes has tracked the largest layoffs this year).
+
+GM has not been alone in reducing its headcount. Other automakers have resorted to job cuts in recent months, including Ford, which cut 3,000 jobs in August and Chrysler parent company Stellantis, which slashed more than 1,000 in February.","{'positive': 0.013290622, 'negative': 0.9632007, 'neutral': 0.023508713}","General Motors announced Tuesday nearly 5,000 white-collar employees opted for buyouts in a cost-cutting move in an attempt to stave off layoffs. The buyout program is expected to cost GM $1 billion and employees who participated are expected to leave by the end of June. GM had offered the buyouts last month for the majority of the company’s 58,000 U.S. salaried employees who had at least five years at the company, as well as executives with at least two years of service. The program is part of a larger initiative announced in January to reduce costs by $2 billion by the End of 2024 as it attempts to lead the electric auto market. GM has not been alone in reducing its headcount. Other automakers have also resorted to job cuts in recent months, including Ford, which cut 3,000 jobs in August and Chrysler parent company Stellantis.",GM had reportedly laid off as many as 500 employees last month.,GM,Transportation,Automobiles,General Motors Company,"{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer’s cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity’s risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.7413772060355966, 'Materials Sourcing': 0.748671879483601, 'Materials Efficiency & Recycling': 0.7415278065902432, 'Fuel Economy & Use-phase Emissions': 0.748710865642155, 'Labour Practices': 0.8115290474058692}",0.8115290474058692,Ricky,Major focus,Major focus,Negative,Labour Practices,Major focus,Major focus,Negative,2023-03-29T13:19:30+00:00,https://www.cnbc.com/2023/03/29/stocks-are-rising-but-megacap-tech-is-doing-most-of-the-heavy-lifting.html,"[{'name': 'P', 'weight': 0.10205024}, {'name': 'astonishing gains', 'weight': 0.091291174}, {'name': 'multi-Trillion Dollar', 'weight': 0.08092958}, {'name': 'uptrend mode', 'weight': 0.080705725}, {'name': 'higher lows', 'weight': 0.07945856}, {'name': 'Tech stocks', 'weight': 0.07938951}, {'name': 'Meta Platforms', 'weight': 0.07910108}, {'name': 'higher highs', 'weight': 0.078812726}, {'name': 'clients', 'weight': 0.077326596}, {'name': 'Mike ORourke', 'weight': 0.076076955}]",[{'name': 'Finance'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'NVIDIA', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Jones Trading', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': ""Mike O'Rourke"", 'type': 'PERSON', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}]","The stock market is in an uptrend. That's good, but the leadership is very narrow. It's starting to look a lot like 2021 in the stock market. Tech stocks are dragging all the indexes up, just like 2021. No one seems to be watching, but after a rocky few weeks the S & P 500 is back in uptrend mode. The technicians seem to be happy, because the S & P is again showing a pattern of higher highs and higher lows that began in October. Most of this has been driven by the stunning performance in megacap tech. The three companies in the $1 trillion (and above) market cap club that have the largest weightings in the S & P have seen astonishing gains in the past three months: The $1 trillion club Megacap tech this quarter: Apple up 22% Microsoft up 15% Alphabet up 14% The second tier of megacap tech has done even better. Megacap tech this quarter: NVIDIA up 80% Meta up 67% Tesla up 53% Amazon up 16% Those seven megacap tech companies are responsible for most of the gains for the S & P 500 this year. With the S & P up 3.4% this year, the companies are responsible for a 5% gain in the S & P, meaning the rest of the 493 or so stocks are underperforming, Mike O'Rourke from Jones Trading noted in a letter to clients. Some of this, of course, is due to excitement over ChatGPT, which has particularly boosted NVIDIA and Microsoft, and perhaps also Amazon, Google and Meta Platforms. Is ChatGPT worth that much excitement? ""We agree with the disruptive importance of generative AI, but how much should a $10 Billion investment move a multi-Trillion Dollar company?,"" O'Rourke asked.",623d954280234f53add464e3b328cdf1,"Stocks are rising, but megacap tech is doing most of the heavy lifting",4,,,,
+76459,"Report: DOJ Probes Live Nation After Swift Ticket Fiasco - The Department of Justice reportedly launched an antitrust investigation into the parent company of Ticketmaster after the events surrounding the entertainment conglomerate's system crash from earlier in the week, while attempting to accommodate the overwhelming demand for Taylor Swift ""Midnights Tour"" concert tickets.
+
+As part of the probe, federal investigators are looking to see if Live Nation Entertainment abused its power within the live music industry, which brings in billions of dollars in revenue annually, according to the New York Times.
+
+The Times also reports federal officials had been monitoring Ticketmaster and Live Nation Entertainment before the Swift fiasco, in which thousands of the pop singer's fans waited for hours to garner access to pre-sale tickets, and were repeatedly kicked off the Ticketmaster website.
+
+As a starting point for the investigation, the Times reports that members of the DOJ's antitrust division have been contacting music venues and players in the ticket market, collecting information about Live Nation's business practices with concert events.
+
+According to an anonymous source, the Times reports the details of the investigation are ""sensitive,"" especially when it comes to Ticketmaster/Live Nation potentially engaging in monopolistic practices with venues and customers.
+
+In a statement posted on her Instagram account, Swift — who recently became the first musical artist to own all top 10 spots on the Billboard charts — said it was ""excruciating for me to just watch mistakes happen with no recourse.""
+
+Swift she said her team had been assured that ticket sellers would be able to weather the demand surge for concert tickets.
+
+Ticketmaster ""handled ticket sales for most shows"" on the 20-city, 52-date U.S. stadium tour in 2023, according to the Times.
+
+Also, Seat Geek reportedly sold tickets for select performances in Arizona and Texas.
+
+The Times reported that officials from the Biden administration have been pushing the ""boundaries"" of antitrust law over the past 19 months.
+
+The DOJ has attempted to block a number of major mergers, including the union of renowned publishing houses.
+
+Also, the Federal Trade Commission previously sued to block Meta, Facebook's parent company, from acquiring a small virtual reality start-up.","{'positive': 0.018843884, 'negative': 0.8241758, 'neutral': 0.15698038}","Report: DOJ Probes Live Nation After Swift Ticket Fiasco. 
+
+The Times also reports federal officials had been monitoring Ticketmaster and Live Nation Entertainment before the Swift fiasco, in which thousands of the pop singer's fans waited for hours to garner access to pre-sale tickets, and were repeatedly kicked off the Ticketmaster website. 
+
+Swift she said her team had been assured that ticket sellers would be able to weather the demand surge for concert tickets. 
+
+Ticketmaster ""handled ticket sales for most shows"" on the 20-city, 52-date U.S. stadium tour in 2023, according to the Times.","The Department of Justice reportedly launched an antitrust investigation into the parent company of Ticketmaster after the events surrounding the entertainment conglomerate's system crash from earlier in the week, while attempting to accommodate demand for Taylor Swift concert tickets.",LYV,Services,Leisure Facilities,Live Nation Entertainment Inc.,"{'Customer Safety': 'Leisure facility entities operate parks and facilities that expose guests to potentially unsafe conditions that may result in injury and even death. Safety management therefore includes managing the safety of amusement park rides and ski slopes as well as operating buildings where large crowds of people may be present, such as sporting and concert venues. The industry is mainly subject to low-probability but high-magnitude safety concerns. Ensuring the highest standards of safety can help entities minimise reputational damage and liabilities from costly lawsuits.', 'Workforce Safety': 'Safety concerns in the Leisure Facilities industry can expose employees to injuries if facilities and equipment are not maintained, or if precautions and training procedures are not in place. Amusement park rides, ski slopes, and other facilities may expose employees to potentially unsafe conditions that result in injury or even death. Potential financial impacts associated with employee safety violations include regulatory fines, abatement costs, and negative impacts on brand reputation. These impacts may stem from accidents as well as from chronic safety issues. ', 'Energy Management': 'Leisure facilities entities operate large outdoor and indoor facilities that may consume a significant amount of energy. Most of the industry‚Äôs electricity is purchased commercially, which indirectly results in greenhouse gas (GHG) emissions, a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly areconcerned about environmental sustainability.'}","{'Customer Safety': 0.7400315108747434, 'Workforce Safety': 0.7270529774241615, 'Energy Management': 0.7163051337898224}",0.7400315108747434,Ricky,Major focus,Major focus,Negative,Customer Safety,No focus,,,2023-01-16T16:02:01+00:00,https://nypost.com/2023/01/16/cnn-wants-comedian-to-save-network-in-prime-time-war-report/,"[{'name': 'prime time ratings war', 'weight': 0.083624944}, {'name': 'traditional broadcast networks', 'weight': 0.07933723}, {'name': 'straight news', 'weight': 0.07853535}, {'name': 'recent ratings', 'weight': 0.07538326}, {'name': 'CNN', 'weight': 0.07135203}, {'name': 'Chris Licht', 'weight': 0.068484984}, {'name': 'Semafor', 'weight': 0.06766936}, {'name': 'The Daily Show', 'weight': 0.064502425}, {'name': 'Jon Stewart', 'weight': 0.063498504}, {'name': 'Warner Bros. Discovery', 'weight': 0.062953375}]",[{'name': 'Entertainment'}],"[{'data': 'CNN', 'type': 'ORG', 'mentions': 9}, {'data': 'Semafor', 'type': 'ORG', 'mentions': 4}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'ESPN', 'type': 'ORG', 'mentions': 1}, {'data': 'HGTV', 'type': 'ORG', 'mentions': 1}, {'data': 'MSNBC', 'type': 'ORG', 'mentions': 5}, {'data': 'HBO', 'type': 'ORG', 'mentions': 2}, {'data': 'Warner Bros. Discovery', 'type': 'ORG', 'mentions': 2}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 4}, {'data': 'Puck', 'type': 'ORG', 'mentions': 1}, {'data': 'Comedy Central’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'CBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Comcast', 'type': 'ORG', 'mentions': 1}, {'data': 'NBCUniversal', 'type': 'ORG', 'mentions': 1}, {'data': 'Bill Maher', 'type': 'PERSON', 'mentions': 3}, {'data': 'Arsenio Hall', 'type': 'PERSON', 'mentions': 2}, {'data': 'Trevor Noah', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jon Stewart', 'type': 'PERSON', 'mentions': 4}, {'data': 'John Oliver', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chris Licht', 'type': 'PERSON', 'mentions': 4}, {'data': 'Don Lemon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chris Cuomo', 'type': 'PERSON', 'mentions': 1}, {'data': 'Greg Gutfield', 'type': 'PERSON', 'mentions': 1}, {'data': 'Stephen Colbert', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jimmy Fallon', 'type': 'PERSON', 'mentions': 1}, {'data': 'Seth Meyers’', 'type': 'PERSON', 'mentions': 1}, {'data': '9-p.m.-to-11-p.m.', 'type': 'TIME', 'mentions': 4}, {'data': 'two-hour', 'type': 'TIME', 'mentions': 2}, {'data': '10 pm', 'type': 'TIME', 'mentions': 1}, {'data': 'the mornings', 'type': 'TIME', 'mentions': 1}, {'data': 'late night', 'type': 'TIME', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Real Time With Bill Maher', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Daily Show', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'The Problem with Jon Stewart', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Gutfeld!', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Late Show', 'type': 'WORK_OF_ART', 'mentions': 1}]","CNN reportedly wants a comedian to rescue the network from being a laughingstock in the prime time ratings.
+
+Executives want someone with both comedic and news chops — like Bill Maher, Arsenio Hall, Trevor Noah or Jon Stewart — to fill the the 9-p.m.-to-11-p.m. slot, according to Semafor.
+
+The two-hour “news entertainment” show would appeal to viewers who would normally opt for programming offered up by Netflix, ESPN and HGTV rather than the traditional cable news junkie who flips between CNN and MSNBC, the outlet reported.
+
+“They’re looking for their version of John Oliver,” a source told Semafor, referring to the British funnyman who has his own show on HBO.
+
+The Warner Bros. Discovery-owned cable news outlet has fallen far behind competitors Fox News and MSNBC in the prime time ratings race despite CNN’s new boss Chris Licht instituting sweeping changes since taking the helm last spring.
+
+He has moved Don Lemon from his 10 pm slot to the mornings and has not found a permanent replacement for Chris Cuomo at 9 pm after he was fired by the network. CNN draws a fraction of what the anchors on MSNBC and Fox attract during the two-hour block, according to recent ratings.
+
+Adding Maher would make the most sense since his show, “Real Time With Bill Maher,” is already produced in-house by sister company HBO, a subsidiary of Warner Bros. Discovery, according to Semafor.
+
+Last week, the news site Puck reported that CNN was in talks to air segments of Maher’s “Real Time” show on its network.
+
+Licht is reportedly smitten with Stewart, the comedian and actor who is credited with pioneering the “news entertainment” format as host of Comedy Central’s “Daily Show.”
+
+But Stewart is under contract with Apple, which produces his podcast, “The Problem with Jon Stewart.”
+
+Stewart’s successor as host of “The Daily Show,” Noah, recently departed after seven seasons.
+
+Hall, who hosted a late night show from 1989 to 1994 and again from 2013 to 2014, is not considered a serious candidate, according to Semafor.
+
+CNN’s foray into comedy could follow the Fox News Channel’s template.
+
+Fox News, the dominant cable news outlet, airs the nightly comedy show “Gutfeld!” at 11 pm with host Greg Gutfield — whose ratings have outpaced those of the big-budget competitors on traditional broadcast networks such as Stephen Colbert on CBS and Jimmy Fallon of NBC.
+
+Before taking on the role of CEO at CNN, Licht was an executive producer of Colbert’s “Late Show.”
+
+Executives at Comcast-owned NBCUniversal are reportedly discussing the possibility of moving Seth Meyers’ 12:30 a.m. nightly show to MSNBC.
+
+In less than a year on the job, Licht has slashed hundreds of jobs and reshuffled the network’s lineup in an effort to move CNN away from commentary-driven and partisan opinionating in favor of straight news.",f7aab8744af14e1491bd04e07896edcd,CNN wants comedian to save it from being a joke in prime time ratings war: report,4,,,,
+96619,"The Biden administration is giving entrepreneurs a chance at loans up to $5 million to help launch and grow businesses - • The Small Business Administration announced new efforts to assist entrepreneurs in getting loans.
+• This includes simplifying loan requirements and expanding nonbank lenders that can issue SBA loans.
+• These efforts are meant to close capital access gaps for minority and rural small business owners.
+
+The Biden Administration is making it simpler for many small business owners to get the loans they need to start and grow their businesses.
+
+As part of a series of changes, the Small Business Administration is simplifying loan requirements, making it easier for financial-technology firms to participate. The SBA is also increasing the scope of nonbank lenders that are licensed to issue SBA loans.
+
+Many of these changes went into effect August 1 and were launched to assist small businesses that have had difficulty securing funding, given many banks have focused more on larger commercial borrowers.
+
+""Capital is the catalyst to starting and growing small businesses. The changes Administrator Guzman is making to SBA small business loan programs are critical to addressing persistent capital access gaps, particularly for rural and minority-owned small businesses,"" Han Nguyen, SBA spokesman, said in a statement to Insider. ""By leveling the playing field and fostering inclusive opportunities through these actions, we are paving the way for diverse and dynamic small businesses and innovative startups to grow, creating a stronger and more resilient economy for all.""
+
+SBA loans, typically made by banks and other financial institutions, help entrepreneurs start and grow their small businesses. Entrepreneurs can borrow up to $5 million in SBA-backed loans. According to the SBA's 2023 budget request, the agency helped back $34 billion in loans in 2021. The SBA typically promises to cover between 75% to 85% of loan principals, making the loans less risky and more appealing for lenders.
+
+As part of the new lending criteria, the SBA will:
+• Allow lenders to make SBA loan decisions according to their existing practices for non-SBA loans, such as using credit scores, revenues, and equity to approve or deny loan applications.
+• Reduce the cost and complexity of smaller loans by providing more flexibility.
+
+""These changes will expand the number of creditworthy business owners who can access SBA loans, including among women, minority entrepreneurs, employees purchasing a portion of a business from its owner(s), and startup small businesses,"" the SBA said in a statement.
+
+The new standards will simplify SBA regulations and clarify how the SBA defines ""affiliation,"" a term that has led to confusion over who qualifies for loans, by examining who owns the business. As part of this, the SBA will include additional protections so that loans are made only to small businesses, as well as remove some rules that have been considered burdensome for applicants.
+
+The new SBA rules allow lenders to make loans of up to $500,000 through their own standard credit policies, with the SBA taking over prescreening tasks including fraud checks, according to The Wall Street Journal. As part of this lender expansion, the SBA said it will enroll new nonprofit lenders through a new Community Advantage Small Business Lending Company license.
+
+In 2021 and 2022, 10.5 million people applied to start a new business, according to the SBA. However, certain demographics across the US have struggled to obtain affordable loans. As a result of bank branch closures, the SBA said there are over 1,600 banking deserts in rural areas. Fewer very small businesses have recently gotten loans, while startups have historically been viewed as risky by banks. Additionally, Black- and Hispanic-owned small businesses have a harder time securing credit than white-owned small businesses.
+
+Only a small number of banks and credit unions make most SBA loans — half last year were made by just 20 lenders.
+
+Some changes have drawn criticism from some industry leaders and politicians for potentially increasing loan defaults, given an uptick in lenders could lead more small-business owners to receive loans they can't afford to repay.
+
+Three nonbank lenders will be licensed to make SBA loans above $350,000, which some industry experts believe could make riskier loans. The SBA has said the three additional lenders will be ""regulated, supervised, and examined by SBA in accordance with the same oversight standards applied to today's successful and responsible"" lenders.
+
+Small-business owners also may have to pay more for loans, the Wall Street Journal reported. The SBA now allows lenders to charge a flat fee of $2,500 on loans up to $50,000, higher than the previous cap of 3% on loans of that size. This number rises to a maximum of $7,500 on a $150,000 loan, a jump from a $3,000 upper limit.
+
+Still, the SBA said the new lending changes will have a significant effect on demographics that have historically struggled to secure loans, closing growing capital gaps and giving entrepreneurs more options.","{'positive': 0.25716883, 'negative': 0.013437812, 'neutral': 0.72939336}","The Small Business Administration is making it easier for financial-technology firms to participate in loans that can be used to start and grow small businesses. The SBA is also expanding the scope of nonbank lenders that are licensed to issue SBA loans, which are meant to close capital access gaps for minority and rural small business owners. The changes have drawn criticism from some industry leaders and politicians for potentially increasing loan defaults, given an uptick in lenders could lead more small-business owners to receive loans they can't afford to repay.",The Small Business Administration is making it easier for entrepreneurs to get loans to start and grow their businesses.,SBAC,Infrastructure,Engineering & Construction Services,SBA Communications Corp,"{'Climate Impacts of Business Mix': 'Engineering & Construction Services industry clients may be exposed to potentially disruptive climate regulation as well as those that mitigate climate change. Some types of construction projects are significant climate change contributors because of the greenhouse gases (GHGs) emitted during their use phase. Projects that may contribute to global GHG emissions include those in extractive industries, as well as large buildings. Whereas some infrastructure projects, such as renewable energy projects, are designed to reduce GHG emissions, many types of projects present trade-offs. Mass transitsystems, for example, may contribute to GHG emissions while reducing net emissions once the benefits offered by the system are factored. Several entities in the industry generate a substantial share of revenue and profits from clients in carbon-intensive industries and whose future capital investments may be at risk because of evolving climate regulations. Downside risks may manifest through project delays, cancellations and diminished long-term revenue growth opportunities. On the other hand, entities that specialise in infrastructure projects that contribute to GHG mitigation could develop competitive advantages as they continue to focus on these growing markets. As the industry and its customers continue to operate within an uncertain business environment and face increasing environmental and regulatory requirements, assessing and communicating the risks and opportunities stemming from climate change that are embedded in an entity’s backlog and future business prospects may help investors in assessing the overall business impact of climate change.', 'Workforce Health & Safety': 'Construction, maintenance and repair services, and other on-site activities require a substantial amount of manual labour. Fatality and injury rates in the Engineering & Construction Services industry are high compared with those in other industries as a result of the workforce’s exposure to powered haulage and heavy machinery accidents, fall accidents, exposure to hazardous chemicals, and other unique and potentially dangerous situations. Additionally, temporary workersmay be at a higher risk due to lack of training or industry experience. Failing to protect worker health and safety can result in fines and penalties; serious incidents can lead to acute, one-time extraordinary expenses and contingent liabilitiesfrom legal and/or regulatory actions. In addition, health and safety incidents can result in project delays and downtime that raise project costs and lower profitability. Entities that seek to properly train both permanent and temporary employees and build a strong safety culture could reduce their risk profile while potentially gaining a competitive advantage in new project bids and proposals as a result of strong workforce health and safety track records.', 'Business Ethics': 'Entities in the industry face risks associated with bribery, corruption, and anti-competitive practices. This is due to several factors, including the global operations of many entities, the need to manage multiple local agents and subcontractors, the complexity of project financing and project permitting, the magnitude of the contracts involved in building large infrastructure projects, and the competitive process necessary to secure contracts with private and public entities. Ethical breaches can result in investigations by authorities, as well as large fines, settlement costs, and damaged reputations. Such breaches may include violations of anti-bribery laws, such as paying government officials in order to gain project contracts. They may also include unethical bidding practices, such as complementary bidding (e.g., submitting an artificially high or otherwise unacceptable bid for a contract that a bidder does not intend to win) and bid-pooling (e.g., coordinating to split contracts and assure each bidder is awarded a certain amount of work). Moreover, entities with poortrack records can be barred from working on future projects, resulting in lost revenue. Developing an ethical culture through employee training, effective governance structures, and internal controls is critical for entities to mitigate risks associated with business ethics.', 'Lifecycle Impacts of Buildings & Infrastructure': 'Buildings and major infrastructure projects are among the largest users of natural resources in the economy; during construction, these materials include iron and steel products, cement, concrete, bricks, drywall, wallboards, glass, insulation, fixtures, doors, and cabinetry, among others. Once completed, and during their daily use, these projects often consume significant amounts of resources in the form of energy and water (for a discussion on direct environmental impacts from project construction see the Environmental Impacts of Project Development topic). Therefore, the sourcing of construction materials and the everyday use of buildings and infrastructure may contribute to direct and indirect greenhouse gas (GHG) emissions, global or local resource constraints, water stress and negative human health outcomes. Client and regulatory pressures to develop a sustainable built environment are contributing to the growth of markets intended to reduce the lifecycle impacts of buildings and infrastructure projects. In response, various international sustainable building and infrastructure certification schemes assess, among other aspects, a project’s use-phase energy and water efficiency, impacts on human health, and the use of sustainable construction and building materials. As a result, various opportunities are being created for industries in the value chain—from suppliers that can provide such materials, to entities in the Engineering & Construction Services industry that can provide sustainability-oriented project design, consulting and construction services. Such services can provide a competitive advantage and revenue growth opportunities as client demand for economically advantageous sustainable projects increases and related regulations evolve. Entities unable to effectively integrate such considerations into their services may lose market share in the long term.', 'Environmental Impacts of Project Development': 'Infrastructure construction projects improve economic and social development; however, they also may pose risks to the local environment and surrounding communities. Industry activities can disrupt local ecosystems through biodiversity impacts, air emissions, water discharges, natural resource consumption, waste generation and hazardous chemicals use. Construction entities perform clearing, grading and excavation activities and may generate harmful waste during project construction. Effectively assessing environmental impacts before construction may mitigate unforeseen issues that may increase operational expenses and capital costs. In some cases, environmental concerns or local community pushback mayresult in project delays and, in extreme cases, project cancellations, which may affect an entity’s profitability and growth opportunities. Failure to comply with environmental regulations during construction may result in costly fines and remediation costs, and it can damage an entity’s reputation. Environmental impact assessments can provide an understanding of a project’s potential environmental impacts and necessary mitigation activities before it begins. Likewise,proper management of environmental risks during project construction may reduce regulatory oversight or community pushback. By assessing environmental considerations before project initiation, as well as continuing to evaluate them during project development, engineering and construction entities may be prepared to mitigate potential environmental issues and the associated financial risks that may occur, while also establishing a competitive advantage for obtaining newcontracts with prospective clients.', 'Structural Integrity & Safety': 'Whether providing engineering, design, architectural, consulting, inspection, construction or maintenance services, entities in this industry have a professional responsibility to ensure the safety and integrity of their work. Errors or inadequate quality in the project design phase and construction of buildings or infrastructure may result in significant personal injury, loss of property value and economic harm. Entities that manage structural integrity and safety poorly may incur incremental costs because of redesign or repair work and legal liabilities, as well as reputational damage that could hurt growth prospects. Moreover, when designing and constructing buildings or infrastructure, entities in the industry increasingly must contemplate potential climate change impacts, which may affect the project’s structural integrity and public safety. Compliance with minimum applicable codes and standards may not be enough to maintain and grow reputational value (or even mitigate legal liabilities) in some circumstances, especially if the frequency and severity of climate-change-related events increases as expected. Meeting or exceeding new industry quality standards, and setting upinternal control procedures to identify and fix potential design issues, including those resulting from climate risks, are practices that may help entities reduce these risks.'}","{'Climate Impacts of Business Mix': 0.7087189217874901, 'Workforce Health & Safety': 0.6920200173766035, 'Business Ethics': 0.7234499158966764, 'Lifecycle Impacts of Buildings & Infrastructure': 0.7182096244287813, 'Environmental Impacts of Project Development': 0.7130642587744784, 'Structural Integrity & Safety': 0.7085531854728274}",0.7234499158966764,Ricky,Major focus,Major focus,Positive,Business Ethics,No focus,,,2023-07-12T14:52:59+00:00,https://www.forbes.com/sites/digital-assets/2023/07/12/bitcoin-banking-european-banks-are-beating-us-banks-in-the-crypto-custody-race/,"[{'name': 'crypto custody services', 'weight': 0.1250122}, {'name': 'digital asset custody services', 'weight': 0.122156225}, {'name': 'crypto custody registration', 'weight': 0.10817142}, {'name': 'bitcoin custody services', 'weight': 0.10720253}, {'name': 'crypto custody firm Fireblocks', 'weight': 0.10459707}, {'name': 'U.S. Banks', 'weight': 0.09820355}, {'name': 'U.S. banks', 'weight': 0.09820355}, {'name': 'digital assets', 'weight': 0.097768225}, {'name': 'crypto accounts', 'weight': 0.091928475}, {'name': 'crypto', 'weight': 0.09096706}]",[{'name': 'Finance'}],"[{'data': 'European', 'type': 'NORP', 'mentions': 7}, {'data': 'French', 'type': 'NORP', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 10}, {'data': 'Germany', 'type': 'GPE', 'mentions': 2}, {'data': 'France', 'type': 'GPE', 'mentions': 1}, {'data': ""the U.S. Securities and Exchange Commission's"", 'type': 'ORG', 'mentions': 4}, {'data': 'SEC', 'type': 'ORG', 'mentions': 3}, {'data': 'Deutsche Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'CACEIS', 'type': 'ORG', 'mentions': 1}, {'data': 'BNP Paribas', 'type': 'ORG', 'mentions': 1}, {'data': 'Fireblocks', 'type': 'ORG', 'mentions': 1}, {'data': 'DZ BANK AG', 'type': 'ORG', 'mentions': 1}, {'data': 'Metaco', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 2}, {'data': 'the Small Business Administration', 'type': 'ORG', 'mentions': 1}, {'data': 'Custodia', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'the COVID-19 pandemic', 'type': 'EVENT', 'mentions': 1}]","European banks are currently leading the global race in providing bitcoin custody services, in sharp contrast to the regulatory challenges faced by U.S. banks.
+
+As the world of cryptocurrency continues to evolve, these institutions are making significant strides in embracing digital assets, despite the U.S. Securities and Exchange Commission's guidelines that treat customers' crypto assets as liabilities.
+
+The SEC’s guidance on treating customers' crypto assets as liabilities has proven to be a significant hurdle for U.S. banks. Meanwhile, European banks have been proactive, with several major institutions announcing plans to offer digital asset custody services.
+
+In the face of these regulatory hurdles, several key European players have announced plans to offer digital asset custody services.
+
+Deutsche Bank, a major player in European banking, announced its plans to offer these services in early 2021 and has recently applied for a digital asset license in Germany. Meanwhile, Credit Agricole's CACEIS has already secured crypto custody registration in France, further solidifying Europe's leading position in the bitcoin custody race.
+
+French banking giant BNP Paribas is also entering the cryptocurrency custody space through a strategic partnership with crypto custody firm Fireblocks. Additionally, DZ BANK AG, one of Germany's largest banking groups, has announced a strategic cooperation with Metaco, a provider of security-critical infrastructure for digital assets.
+
+While European banks are making significant strides in offering bitcoin custody services, U.S. banks are grappling with regulatory challenges. The SEC's proposal requiring investment advisers to keep customers’ crypto assets with “qualified custodians” has faced criticism from various quarters, including financial giants JPMorgan and the Small Business Administration.
+
+Critics argue that the SEC's approach is overly broad and could disrupt well-functioning operations in the financial markets. A prime example is Custodia's ongoing legal battle with the Federal Reserve Bank of Kansas City over access to Fed banking services. This case underscores the complex relationship between traditional banking institutions and the emerging field of cryptocurrency, highlighting the need for regulatory clarity as the demand for crypto custody services grows.
+
+The demand for these services is underscored by the increasing involvement of the U.S. households in crypto-assets. According to a report by JPMorgan Chase , the involvement of U.S. households in crypto-assets rose sharply during the COVID-19 pandemic, with almost 15 percent of individuals conducting transfers into crypto accounts as of mid-2022.
+
+The Ark Invest's bitcoin Monthly report for June 2023 provides further insight into this trend. It highlights that approximately 70% of the circulating bitcoin supply has remained unmoved for at least one year, indicating strong support from long-term holders. This is a testament to the growing confidence in bitcoin as a long-term investment.
+
+Moreover, the FINRA Foundation's report on Gen Z and Investing reveals a significant generational shift in investment preferences. It states that 17% of Gen Z, those born between 1997 and 2012, are already investing in cryptocurrencies, compared to just 9% of Millennials, those born between 1981 and 1996. This growing interest among younger generations is likely to fuel the demand for crypto custody services, adding pressure on U.S. banks to overcome regulatory challenges and meet the evolving needs of their customers.
+
+As the crypto custody race intensifies, the landscape is becoming increasingly defined by the proactive strides of European banks and the regulatory hurdles faced by U.S. banks. The increasing involvement of U.S. households in crypto-assets, coupled with the growing interest among younger generations, is fueling the demand for these services. This underscores the urgency for U.S. banks to navigate their regulatory challenges and meet the evolving needs of their customers.
+
+However, the race is far from over. The future will be shaped not only by the ability to offer these services but also by the capacity to adapt to an evolving regulatory landscape and meet the demands of an increasingly crypto-savvy customer base. As such, the success in this race will be determined by adaptability, resilience, and a clear understanding of the complexities of the crypto world. The race is not just about speed, but also about strategy and the ability to navigate the regulatory complexities of this new frontier.",c2148fca88e444c5b2df2da5d23dde3b,Bitcoin Banking: European Banks Are Beating U.S. Banks In The Crypto Custody Race,4,,,,
+26067,"State Farm, Progressive Will No Longer Insure Certain Models After Theft Spikes - Thanks to information spreading on social media and inner-city crime, some auto insurers are refusing to insure certain car models that are too easy to steal.
+
+Progressive and State Farm have confirmed that they are not writing policies for certain Hyundai and Kia models made between 2015 and 2019 because they lack the anti-theft devices common in the auto industry during those model years, according to CNN Business.
+
+According to the Highway Loss Data Institute, an insurance industry research group, these particular car models are more than twice as likely to be stolen than others because they lack the common anti-theft devices, CNN Business reported.
+
+One of the important devices is an immobilizer, which is operated by a chip in the car and another on the ignition key that allows the car to operate when the key is turned. Without the chips, the car is prevented from turning on. HDLI notes that many of the targeted models do not have these immobilizers, according to CNN Business.
+
+While 96 percent of other car makers included the anti-theft devices in their cars, only 26 percent of Hyundais and Kias had them in those model years, according to CNN Business.
+
+Because of the lack of security devices, in 2021 a social media trend arose with car thieves posting videos showing how easy it is to steal these cars. The trend, along with the rise in carjackings in many big U.S. cities, is blamed for thefts of these Hyundais and Kias seeing a spike to more than 30 times the dollar amount levels from 2019.
+
+Even as the cost of car insurance continues to rise, some insurance companies admitted that they are halting coverage for these models.
+
+“State Farm has temporarily stopped writing new business in some states for certain model years and trim levels of Hyundai and Kia vehicles because theft losses for these vehicles have increased dramatically,” the company told CNN in a statement. “This is a serious problem impacting our customers and the entire auto insurance industry.”
+
+Progressive spokesman Jeff Sibel also noted that the company is pulling back.
+
+“During the past year we’ve seen theft rates for certain Hyundai and Kia vehicles more than triple and in some markets these vehicles are almost 20 times more likely to be stolen than other vehicles,” he told CNN in an email.
+
+“Given that we price our policies based on the level of risk they represent, this explosive increase in thefts in many cases makes these vehicles extremely challenging for us to insure. In response, in some geographic areas we have increased our rates and limited our sale of new insurance policies on some of these models.”
+
+Neither company said it would cancel policies already issued for these models, according to the CNN Business report.
+
+Hyundai, which has been beset with recalls, and Kia operate as separate companies in the U.S., however, the Hyundai Motor Group owns a large part of Kia. Also, the engineering is shared between the companies. Since 2019, the companies made immobilizers standard on all models.
+
+Both car makers are trying to deal with the thefts by offering free upgrades and security kits to U.S. owners, CNN Business reported. Hyundai is also offering free steering wheel locks to U.S. police departments to hand out to car owners to try and prevent the thefts.
+
+The problem, though will likely affect the value of these models on the used market, especially if insurance companies persist in refusing to insure them.
+
+In most states, you can’t drive a vehicle unless you can show proof of insurance.
+
+Meanwhile, car theft is a rising problem in America’s big cities, regardless of whether owners have Hyundais and Kias.
+
+It is so bad in Chicago that groups of youths as young as 10 years old are joining car theft rings, according to police reports cited by the Chicago Sun-Times in a 2020 report. And in August, Fox News reported that Chicago was already on track to have six times more carjackings than in 2014.
+
+But it isn’t just Chicago. CNN noted in a January 2022 report that many major cities had seen a massive rise in carjackings since the coronavirus pandemic’s onset. Indeed, many may recall the horrific case in 2021 when two teen girls were charged with felony murder after brutally murdering a 66-year-old car owner in Washington, D.C., while stealing his vehicle.
+
+Carjacking is already getting bad enough without the car companies making it easier for the thieves. One wonders: Is there more that can be done to get Hyundai and Kia to solve this problem?","{'positive': 0.01774754, 'negative': 0.9166418, 'neutral': 0.065610655}","Thanks to information spreading on social media and inner-city crime, some auto insurers are refusing to insure certain car models that are too easy to steal. Even as the cost of car insurance continues to rise, some insurance companies admitted that they are halting coverage for these models.
+
+‚ÄúState Farm has temporarily stopped writing new business in some states for certain model years and trim levels of Hyundai and Kia vehicles because theft losses for these vehicles have increased dramatically,‚Äù the company told CNN in a statement. Meanwhile, car theft is a rising problem in America‚Äôs big cities, regardless of whether owners have Hyundais and Kias. It is so bad in Chicago that groups of youths as young as 10 years old are joining car theft rings, according to police reports cited by the Chicago Sun-Times in a 2020 report.","Carjackings and inner-city crime have become so bad that it is affecting the entire country, not just people in big cities.",PGR,Financials,Insurance,Progressive Corp,"{'Financed Emissions': 'Entities participating in insurance activities face risks and opportunities related to the greenhouse gas emissions associatedwith those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations orother policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financingfossil-fuel projects. Entities participating in insurance activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Policies Designed to Incentivise Responsible Behaviour': 'Advances in technology and the development of new policy products have allowed insurance entities to limit claim payments while encouraging responsible behaviour. The industry is subsequently in a unique position to generate positive social and environmental externalities. Insurance entities can incentivise healthy lifestyles and safe behaviour as well as develop sustainability-related projects and technologies, such as those focused on renewable energy, energy efficiency and carbon capture. As the renewable energy industry continues to grow, insurance entities may seek related growth opportunities by underwriting insurance in this area. Additionally, policy clauses may encourage customers to incorporate environmental, social and governance (ESG) factors to mitigate overall underwriting portfolio risk, which may reduce insurance pay-outs over the long term. Therefore, disclosure on products related to energy efficiency and low carbon technology, as well as discussion of how entities incentivise health, safety or environmentally responsible actions or behaviours, may assist investors in assessing how insurance entities incentivise responsible behaviour.', 'Systemic Risk Management': 'Insurance entities have the potential to pose, amplify, or transmit a threat to the financial system. The size, interconnectedness, and complexity of insurance entities are factors that highlight exposure to systemic risk for entities in the industry. Insurance entities that engage in non-traditional or non-insurance activities have been identified by regulators as being more vulnerable to financial market developments and subsequently more likely to amplify or contribute to systemic risk. As a result, insurance entities face the potential of being designated as Systemically Important Financial Institutions. Such firms are subject to stricter prudential regulatory standards and oversight by the central banking systems in various jurisdictions. Specifically, these insurance entities will likely face limitations relating to risk-based capital, leverage, liquidity, and credit exposure. In addition, insurance entities will be required to maintain a plan forrapid and orderly dissolution in the event of financial distress. Regulatory compliance can be very costly, while the failure to meet qualitative and quantitative regulatory performance thresholds could lead to substantial penalties. To demonstrate how these risks are being managed, insurance entities should enhance their disclosures of key aspects of systemic risk management and their ability to meet stricter regulatory requirements.', 'Transparent Information & Fair Advice for Customers': 'Insurance products play an important societal role in alleviating the impact of unexpected economic shocks, allowing policyholders to minimise the financial impact of events such as illnesses, accidents, and deaths. However, the risks of unclear insurance policies, ambiguous product terms, and potentially misleading sales tactics can erode brand reputation, lead to legal disputes, and reduce the number of services and products offered. This may be especially true if regulators deem certain policies overly complex and unsuitable for customers. Moreover, insurance entities compete on the basis of financial strength, price, brand reputation, services offered, and customer relationships. Customer dissatisfaction may reduce insurance usage, potentially leading to extremely negative financial outcomes for individuals and families, such as personal bankruptcies. As financial regulators continue to emphasise consumer protection and accountability, entities thatmaintain transparent policy terms and direct customers toward the products best suited to them will be better positioned to maintain their brand reputation, avoid regulatory scrutiny, and protect shareholder value. Failure to inform customers about products in a clear and transparent manner may result in higher number of complaints filed against entities, customer churn, and in some instances, regulatory fines and settlements.', 'Physical Risk Exposure': 'Catastrophic losses associated with extreme weather events will continue to have a material, adverse effect on the Insurance industry. The extent of this effect may evolve as climate change increases the frequency and severity of both modelled and non-modelled natural catastrophes, including hurricanes, floods and droughts. Failure to appropriately understand environmental risks, and price them into the underwritten insurance products, may result in higher-than-expected claims on policies. Therefore, insurance entities that incorporate climate change considerations into their underwriting process for individual contracts, and well as the management of entity-level risks and capital adequacy, may be better positioned to create value over the long-term. Enhanced disclosure of an entity‚Äôs approach to incorporating these factors, in addition to quantitative data such as the probable maximum loss and total losses attributable to insurance pay-outs, may provide investors with the information necessary to assess current and future performance on this issue.', 'Factors in Investment Management': 'Insurance entities must invest capital to preserve accumulated premium revenues equivalent to expected policy claim pay-outs and maintain long-term asset-liability parity. Because environmental, social and governance (ESG) factors increasinglyhave a material impact on the performance of corporations and other assets, insurance entities increasingly must incorporate these factors into their investment management. Failure to address these issues may diminish risk-adjusted portfolio returns and limit an entity‚Äôs ability to issue claim payments. Entities, therefore, should enhance disclosure on how they incorporate ESG factors, including climate change and natural resource constraints, into the investment of policy premiums and how they affect the portfolio risk.'}","{'Financed Emissions': 0.7444633182130661, 'Policies Designed to Incentivise Responsible Behaviour': 0.7656371778844611, 'Systemic Risk Management': 0.7578724140519152, 'Transparent Information & Fair Advice for Customers': 0.7789736127753467, 'Physical Risk Exposure': 0.7687034103694971, 'Factors in Investment Management': 0.7549871561809027}",0.7789736127753467,Ricky,Major focus,Major focus,Negative,"Policies Designed to Incentivise Responsible Behaviour, Transparent Information & Fair Advice for Customers",No focus,,,2023-08-16T22:16:00+00:00,https://www.dailywire.com/news/blaze-media-founder-glenn-beck-says-apple-removed-his-podcast-from-itunes-without-warning,"[{'name': 'Glenn Beck', 'weight': 0.090778396}, {'name': 'Apple Podcasts', 'weight': 0.0907651}, {'name': 'President Joe Biden', 'weight': 0.088570565}, {'name': 'Beck', 'weight': 0.08374316}, {'name': 'Joe Biden', 'weight': 0.080988385}, {'name': 'Blaze Media Founder Glenn Beck', 'weight': 0.080410324}, {'name': 'Hunter Biden', 'weight': 0.07772582}, {'name': 'Apple', 'weight': 0.076557696}, {'name': 'Biden', 'weight': 0.073263265}, {'name': 'conservative programs', 'weight': 0.066916384}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Blaze Media', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 7}, {'data': 'iTunes', 'type': 'ORG', 'mentions': 2}, {'data': 'DAILY WIRE', 'type': 'ORG', 'mentions': 2}, {'data': 'BlazeTV', 'type': 'ORG', 'mentions': 2}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Stitcher', 'type': 'ORG', 'mentions': 1}, {'data': 'Glenn Beck', 'type': 'PERSON', 'mentions': 10}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Hunter Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Steve Deace', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jeremy Boreing', 'type': 'PERSON', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'The Glenn Beck Program', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Trump vs. Biden: Which', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'tonight', 'type': 'TIME', 'mentions': 1}]","Big tech streaming platform Apple removed Blaze Media founder Glenn Beck’s nationally syndicated American culture and politics program from its iTunes platform on Wednesday for an unknown issue.
+
+Beck, who is one of the first conservatives to venture out and create alternative media from the mainstream, announced in a video posted on X that he received an email from the Apple Podcasts Team that “The Glenn Beck Program” had been removed after they had “found an issue with [his show] … which must be resolved before it’s available on Apple Podcasts.”
+
+“I have a feeling these ‘issues’ with @Apple and others will keep happening the more we’re over the target,” Beck wrote on his X account.
+
+The email reportedly directed Beck to follow a link for additional details, but only repeated that Apple Podcasts removed his program.
+
+“Well, we got that one, dummy,” Beck said. “I mean — I cannot imagine what they are — what they’re basing this one on. I mean, have we even had strikes? Nothing, right? This is crazy. Crazy.”
+
+Beck had been preparing for another episode of his program on Wednesday when his team found out they potentially became another example of big tech companies censoring conservative programs and personalities.
+
+“This is absolutely freedom of speech,” he said. “There’s nothing that we have said that would warrant any removal.”
+
+According to his media company, the podcast host’s next episode is titled “Trump vs. Biden: Which is the Crime Family?” The summary describes Beck’s deep dive reviewing former President Donald Trump’s fourth indictment and the implications it could have on freedom of speech while comparing it to alleged evidence revealed regarding Hunter Biden and President Joe Biden.
+
+CLICK HERE TO GET THE DAILY WIRE APP
+
+“Maybe that’s what it is … maybe they’re just smoked because, you know, I’m pointing out the real crime family tonight,” he said.
+
+Although Apple has not issued a formal response, Beck appeared to give the company the benefit of the doubt by calling it a potential “glitch.”
+
+“But it’s amazing how we have to have a whole bunch of people point out the glitch before the glitch is found, and it’s put back,” he said. “Man, this is — this is huge.”
+
+“I think the closer and closer we get to this election, the more and more glitches are going to happen,” he added.
+
+Blaze Media did not return requests for comment.
+
+BlazeTV host Steve Deace wrote on social media, “Oh my. Even if it is a glitch, these ‘glitches’ only seem to go one way.”
+
+Daily Wire Co-Founder Jeremy Boreing wrote, “This must be a mistake. Glenn is one of the best men in the business and perhaps the greatest living broadcaster. Make this right.”
+
+“The Glenn Beck Program” podcast remains available on his BlazeTV service, as well as other streaming platforms Spotify, YouTube, and Stitcher.",1c06195c126d47cabf6119ee2faf253c,Blaze Media Founder Glenn Beck Says Apple Removed His Podcast From iTunes Without Warning,4,,,,
+69392,"Old Dominion Freight Stock Shows Rising Market Leadership; Earns 82 RS Rating - On Monday, Old Dominion Freight stock hit a key technical benchmark, seeing its Relative Strength (RS) Rating jump into the 80-plus percentile with an improvement to 82, up from 78 the day before. When looking for the best stocks to buy and watch, keep a close on eye on relative price strength. Is Old Dominion Freight Stock A Buy?","{'positive': 0.8975577, 'negative': 0.012865351, 'neutral': 0.089577004}","Old Dominion Freight Stock Shows Rising Market Leadership; Earns 82 RS Rating. On Monday, Old Dominion Freight stock hit a key technical benchmark, seeing its Relative Strength (RS) Rating jump into the 80-plus percentile with an improvement to 82, up from 78 the day before. When looking for the best stocks to buy and watch, keep a close on eye on relative price strength. Is Old Dominion Freight Stock A Buy?","On Monday, Old Dominion Freight stock hit a key technical benchmark, seeing its Relative Strength (RS) Rating jump into the 80-plus percentile with an improvement to 82, up from 78 the day before.  When looking for the best stocks to buy and watch, keep a close on eye on relative price strength.  Is Old Dominion Freight Stock A Buy?",ODFL,Transportation,Road Transportation,Old Dominion Freight Line Inc,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.743099281759256, 'Air Quality': 0.7378390741292412, 'Greenhouse Gas Emissions': 0.7267119357630488, 'Accident & Safety Management': 0.7452246563427205}",0.7452246563427205,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2022-12-01T16:11:32+00:00,https://www.newsweek.com/fact-check-biden-secret-service-cars-catch-fire-1763860,"[{'name': 'Secret Service', 'weight': 0.09710737}, {'name': 'Secret Service Conspiracy', 'weight': 0.09362133}, {'name': 'Secret Service Chief', 'weight': 0.09266414}, {'name': 'Secret Service involvement', 'weight': 0.091660805}, {'name': 'Secret Service personnel', 'weight': 0.0916198}, {'name': 'Fire', 'weight': 0.08633789}, {'name': 'fire', 'weight': 0.08633789}, {'name': 'Nantucket Airport', 'weight': 0.07592095}, {'name': 'Nantucket Current', 'weight': 0.07506006}, {'name': 'Nantucket Memorial Airport', 'weight': 0.07317733}]",[{'name': 'Politics'}],"[{'data': 'Secret Service', 'type': 'ORG', 'mentions': 15}, {'data': 'Hertz', 'type': 'ORG', 'mentions': 6}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Newsweek', 'type': 'ORG', 'mentions': 2}, {'data': 'Nantucket Current', 'type': 'ORG', 'mentions': 2}, {'data': 'Ford', 'type': 'ORG', 'mentions': 6}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 8}, {'data': 'Lindy Li', 'type': 'PERSON', 'mentions': 4}, {'data': 'Ryan Pinesworth', 'type': 'PERSON', 'mentions': 2}, {'data': '@JoJofromJerz and', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Cranson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Anthony Guglielmi', 'type': 'PERSON', 'mentions': 6}, {'data': 'Nantucket', 'type': 'GPE', 'mentions': 7}, {'data': 'Massachusetts', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'less than 24 hours', 'type': 'TIME', 'mentions': 2}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'Nantucket Memorial Airport', 'type': 'FAC', 'mentions': 2}, {'data': 'Expedition', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'SUV', 'type': 'PRODUCT', 'mentions': 1}]","Five vehicles rented by the Secret Service were damaged by fire in Nantucket, Massachusetts on Monday, November 28, less than 24 hours after the agency returned them to rental company Hertz.
+
+The fire occurred at Nantucket Memorial Airport on Monday morning and there were no injuries, though the blaze took place just 40 feet away from the airport's jet fuel tanks.
+
+The cars had been used to transport members of the Secret Service while President Joe Biden and his family spent Thanksgiving on the island, which is a tradition for them.
+
+But while the incident is still under investigation, it has added fire to pre-existing conspiracy narratives questioning the loyalties of the agency tasked with keeping the U.S. president out of harm's way.
+
+As the news about the burning vehicles spread, some social media users raised questions about the cause of the fire, and why the Secret Service had rented the vehicles in the first place.
+
+Twitter users appeared to suggest or imply that the agency could be responsible for the incident.
+
+Lindy Li, who describes herself as a political commentator, tweeted: ""ALL 5 cars rented by Biden's Secret Service erupted in flames.""
+
+She also made reference to other controversies surrounding the agency, including questions about missing text messages from January 5 and 6, 2021.
+
+""They deleted Jan 6 texts despite Congressional warnings,"" Li went on. ""Secret Service can no longer be trusted.""
+
+Li's tweet was retweeted nearly 8,000 times and received more than 34,000 likes.
+
+Twitter user @JoJofromJerz wrote: ""I feel like the fact that 5 of President Biden's Secret Service rental cars suddenly burst into flames in the Nantucket Airport parking lot less than 24 hours after they were returned should maybe be a slightly bigger story.""
+
+Her tweet received more than 13,700 retweets and 87,800 likes.
+
+""Five cars rented by President Joe Biden's Secret Service detail for his Thanksgiving weekend trip to Nantucket mysteriously burst into flames a day after he left,"" tweeted user Ryan Pinesworth in a post that received more than 3,000 engagements.
+
+""Seems fishy to me, but I'm sure they'll tell us it was an accident.""
+
+Newsweek has reached out to Lindy Li, @JoJofromJerz and Ryan Pinesworth for comment.
+
+The incident in Nantucket is under investigation and the cause of the fire has not yet been officially determined.
+
+However, Nantucket Fire Chief Michael Cranson said that an investigation had found the fire was not suspicious, according to Nantucket Current, which first reported on the matter.
+
+While the cause has not been formally determined as yet, officials have focused on one vehicle in particular—a white Ford Expedition that was under a safety recall because of a faulty battery junction box.
+
+Ford's website advises customers: ""If your Expedition SUV is included in this recall, there is a chance the battery junction box can cause a fire. As a safety precaution, park outside and away from structures if possible. If you see smoke while driving, find a safe place to pull over and park, then call your Ford dealer for service.""
+
+Sources told Nantucket Current that the vehicle in question was scheduled for service, but had not yet undergone repairs.
+
+The fire took place after the Bidens had left Nantucket, and they had not been transported in the cars during their visit there.
+
+The vehicles were used for transportation of Secret Service personnel and other staff, not members of the Biden family, according to Anthony Guglielmi, Secret Service Chief of Communications.
+
+Guglielmi told Newsweek on Thursday morning that Biden travels in ""fully armored government vehicles"" and not in cars rented by the agency. He also said that the Secret Service had experienced no problems with the vehicles in Nantucket.
+
+""We had no issues with those vehicles. Absolutely no performance or mechanical issues were reported by the agents that drove them,"" Guglielmi said, adding that the vehicles had been returned to Hertz on Sunday night.
+
+Guglielmi said that on Monday the agency was ""contacted by Hertz indicating that one of the SUVs—[it] was a Ford SUV—had caught fire and it was parked next to several other cars. Because of proximity, those cars also caught fire, but it was [due to] only one vehicle.""
+
+He said that Hertz and the local fire department were investigating and he stressed the importance of the agency's role in protecting the first family.
+
+""There is nothing more important to the United States Secret Service than the safety of our protectees, including the president of the United States,"" Guglielmi said. ""We are the global leader in this protective mission, and we take it with the highest level of seriousness.""
+
+Guglielmi also described claims about the fire and Secret Service involvement as ""quite frankly absurd.""
+
+There is no evidence that the Secret Service was responsible for the fire that damaged five vehicles the agency had rented from Hertz, nor that it at any point posed a threat to the president and his family.
+
+The local fire chief has said an investigation has determined the fire was not suspicious, and while a final determination of the cause hasn't yet been made, officials have focused on a faulty battery in a Ford Expedition that was subject to a manufacturer's recall.
+
+Hertz informed the Secret Service that the fire began in one Ford SUV and then spread to other cars.
+
+The president and his family were not transported using the vehicles during their Thanksgiving visit to Nantucket.",fa9926e0d666409380efd83d185f7a35,Claims Of Secret Service Conspiracy as Biden's Cars Catch Fire,4,,,,
+15310,"Coca-Cola Has a Sports-Drink Problem as BodyArmor Stumbles - Coca-Cola paid $5.6 billion to buy a fast-growing sports drink‚Äîand then fumbled it, Coke Chief Executive James Quincey said Tuesday. BodyArmor‚Äôs sales declined in the latest quarter, as the soda company integrated the startup brand with Coke‚Äôs other sports drink, Powerade, Mr. Quincey said. Coca-Cola‚Äôs U.S. sports-drink market share has slipped in recent months, according to a Goldman Sachs analysis of Nielsen data.","{'positive': 0.0074826945, 'negative': 0.9733629, 'neutral': 0.019154435}","Coca-Cola Has a Sports-Drink Problem as BodyArmor Stumbles. Coca-Cola paid $5.6 billion to buy a fast-growing sports drink‚Äîand then fumbled it, Coke Chief Executive James Quincey said Tuesday. BodyArmor‚Äôs sales declined in the latest quarter, as the soda company integrated the startup brand with Coke‚Äôs other sports drink, Powerade, Mr. Quincey said. Coca-Cola‚Äôs U.S. sports-drink market share has slipped in recent months, according to a Goldman Sachs analysis of Nielsen data.","Coca-Cola  paid $5.6 billion to buy a fast-growing sports drink‚Äîand then fumbled it, Coke Chief Executive  James Quincey  said Tuesday.  BodyArmor‚Äôs sales declined in the latest quarter, as the soda company integrated the startup brand with Coke‚Äôs other sports drink, Powerade, Mr. Quincey said.  Coca-Cola‚Äôs U.S. sports-drink market share has slipped in recent months, according to a Goldman Sachs analysis of Nielsen data.",KO,Food & Beverage,Non-Alcoholic Beverages,Coca-Cola Co,"{'Water Management': 'Water management relates to an entity‚Äôs direct water use, operations in water-stressed regions, and wastewater management. Entities in the Non-Alcoholic Beverages industry use a large amount of water in their operations, because water is an essential input to finished products. Given non-alcoholic beverage entities‚Äô heavy reliance on large volumes of clean water, and increasing global water scarcity, entities may be exposed to supply disruptions that could significantly affect operations and add to costs. Entities operating in water-stressed regions that fail to address local water concerns may face further risk of losing their social licence to operate. Additionally, proper wastewater treatment is an important element of managing water issues in operations, because bottling plants release large quantities of effluents. Improving water management through increased efficiency, recycling and proper disposal, particularly in regions with baseline water stress, may result in reduced operating costs, decreased risks and higher intangible asset value.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of non-alcoholic beverages entities. The accuracy and depth of information presented on product labels is of importance to regulators and consumers. Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of the nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about product ingredients, such as genetically modified organism (GMO) content, or other health and nutritional impacts. Another area of public concern is the market practices of non-alcoholic beverages entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleading statements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impact on entities‚Äô brand value and revenue growth. Additionally, regulations on product labelling and marketing present the risk of penalties or litigation.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Non-Alcoholic Beverages industry. Although many non-alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products‚Äô containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Non-alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reducethe environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility of key materials, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can preempt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Non-Alcoholic Beverages industry use significant energy to operate manufacturing facilities, distribution centres and warehouses. Entities in the industry generally buy electricity from the grid. Energy generation contributes to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, affect the operations of non-alcoholic beverages entities. Entities can reduce energy consumption and associated greenhouse gas (GHG) emissions from their operations by implementing more efficient technologies and processes. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity, versus purchasing from the grid, can be important in influencing both the costs and reliability of the energy supply.', 'Fleet Fuel Management': 'Non-alcoholic beverages entities generate direct Scope 1 greenhouse gas (GHG) emissions from large vehicle fleets used for distribution and from manufacturing facilities. Specifically, refrigeration used in manufacturing facilities and in transport vehicles contributes a significant proportion of overall industry emissions. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit emissions from production, storage and transportation of products. Long-term operational savings and regulatory risk mitigation may outweigh short-term capital expenditures in fuel efficient fleets and more energy-efficient technologies.', 'Ingredient Sourcing': 'Entities in the Non-Alcoholic Beverages industry source a wide range of ingredients from suppliers worldwide. The industry‚Äôs ability to source ingredients fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may result in price volatility which may affect entity profitability. Ultimately, climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource intensive, or work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Non-Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs.How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to secure supplies and manage price fluctuations. Supply chain interruption can reduce revenue and negatively affect market share if entities are unable to find alternatives for important suppliers or must source ingredients at higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity‚Äôs exposure to environmental and social risks may result in improved supply chain resiliency and enhanced reputation, which provide value to shareholders. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, nutritional content, and acute health impacts resulting from the consumption of non-alcoholic beverages are shaping the industry‚Äôs competitive landscape. Studies indicate that consuming high-calorie, sugar-sweetened beverages can have adverse health consequences including higherlevels of cholesterol, increased risk for heart disease, and obesity. Findings such as these may alter consumer perceptions of the industry‚Äôs products, leading to long-term shifts in purchasing decisions. Furthermore, efforts to reduce obesity, in the form of new regulations or taxes on sugar-sweetened beverages, have the ability to influence industry profitability and future demand. The potential for adverse health effects from other commonly used ingredients‚Äîsuch as artificial sweeteners‚Äîmay pose additional concerns, and entities may face related litigation and/or regulation. Opportunities exist in new segments of the beverage market to address consumer demand for improved nutritional value. Entities that adapt to changing consumer preferences and an evolving regulatory environment by offering more healthful alternatives can capture additional market share and limit their exposure to regulation and litigation.'}","{'Water Management': 0.7336214859150404, 'Product Labelling & Marketing': 0.7524646781903158, 'Packaging Lifecycle Management': 0.7625560358387554, 'Energy Management': 0.7473801448117732, 'Fleet Fuel Management': 0.7267122863827906, 'Ingredient Sourcing': 0.7459537579926404, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7413565471786546, 'Health & Nutrition': 0.7921825052709767}",0.7921825052709767,Ricky,Major focus,Major focus,Negative,"Product Labelling & Marketing, Health & Nutrition",No focus,,,2023-01-05T05:52:35-04:00,https://www.cnbc.com/2023/01/05/buy-microsoft-as-latest-investment-can-help-it-end-googles-search-dominance-da-davidson-says.html,"[{'name': 'analyst Gil Luria', 'weight': 0.08532291}, {'name': 'Gil Luria', 'weight': 0.08064998}, {'name': 'D.A. Davidson', 'weight': 0.07885015}, {'name': 'growth stocks', 'weight': 0.073826656}, {'name': 'Wednesday', 'weight': 0.073416986}, {'name': 'significant underappreciated upside', 'weight': 0.06985155}, {'name': 'other technology stocks', 'weight': 0.069198705}, {'name': 'Luria', 'weight': 0.06793074}, {'name': 'further uncertainty', 'weight': 0.06419042}, {'name': 'expectations', 'weight': 0.060273033}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'D.A. Davidson', 'type': 'ORG', 'mentions': 2}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 2}, {'data': 'Luria', 'type': 'ORG', 'mentions': 2}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Gil Luria', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Azure', 'type': 'PRODUCT', 'mentions': 1}]","Microsoft 's investment in OpenAI should offer ""significant underappreciated upside"" for the big technology stock in the months ahead, according to D.A. Davidson. The firm initiated coverage of the tech bellwether with a buy rating and $270 price target, viewing its investment in the research company, which operates ChatGPT, as a potential short-term catalyst for shares that help support its premium valuation. ""Longer-term, we believe incorporating ChatGPT capabilities into Bing may provide Microsoft with a once-a-decade opportunity to unseat Google's Search dominance,"" wrote analyst Gil Luria in a note to clients Wednesday. ChatGPT is an artificial intelligence chatbot able to answer questions and write essays . It went viral after its debut in late last year, raising concerns over whether the platform could disrupt Google's bread-and-butter search business. The ""value-creation"" opportunities ChatGPT offers both Microsoft's Bing and Azure products have yet to materialize in the company's current share price, but should support advertising, cloud and search growth, Luria said. ""Furthermore, we believe Google will need to face a major case of innovator's dilemma in deciding to incorporate generative AI into Search, thus significantly disrupting its current ad selling model,"" he wrote. Microsoft suffered in 2022 along with other technology stocks, tumbling nearly 29% as growth stocks took a hit in a rising rate environment. Looking ahead, Luria expects the company's market dominancy and endurance to help the company weather further uncertainty ahead. The firm's $270 price target implies nearly 18% upside from Wednesday's close. ""Our price target represents a 50% premium to the market multiple, at the high end of the 5-year historical range, based on our expectation that the upside from OpenAI is not yet reflected in expectations,"" he said. — CNBC's Michael Bloom contributed reporting",376e34314cbe452c988672068c39a7d1,"Buy Microsoft as latest investment can help it end Google's search dominance, D.A. Davidson says",4,,,,
+15829,"The Skies Look Gloomy for Big Tech’s Cloud Ambitions - For a while, cloud computing was Big Tech’s cash machine. As the digital economy grew, companies across the economy developed a greater need for flexible data storage and processing power. This created an opportunity for tech companies to rent out such capacity. The pandemic accelerated the trend, creating years of good news for Alphabet, Amazon and Microsoft.
+
+Their cloud computing businesses are still getting bigger, but not as quickly as they once were. The rate of growth for each of the three market leaders in the fourth quarter fell at least 10 percentage points from the previous nine months. That’s partially because a shaky economy means “every dollar is being inspected” at existing customers, says Rikin Shah, founder and chief executive officer of Slower.ai, which helps companies migrate to the cloud. Most cloud infrastructure is priced based on usage—so customers can lower their bills by simply using less. Amazon.com Inc. Chief Financial Officer Brian Olsavsky said on a Feb. 2 earnings call that mortgage lending and crypto trading were two examples of the many slowing industries dragging cloud growth.","{'positive': 0.018215282, 'negative': 0.95642114, 'neutral': 0.02536361}","For a while, cloud computing was Big Tech’s cash machine. As the digital economy grew, companies across the economy developed a greater need for flexible data storage and processing power. That’s partially because a shaky economy means “every dollar is being inspected” at existing customers, says Rikin Shah, founder and chief executive officer of Slower.ai, which helps companies migrate to the cloud. Amazon.com Inc. Chief Financial Officer Brian Olsavsky said on a Feb. 2 earnings call that mortgage lending and crypto trading were two examples of the many slowing industries dragging cloud growth.",A sector that was seen as Silicon Valley’s key to continued profits hits its first real setback.,AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7780139581361077, 'Hardware Infrastructure Energy & Water Management': 0.7874436055221018, 'Data Privacy & Advertising Standards': 0.7885909518364329, 'Employee Recruitment, Inclusion & Performance': 0.7732011731789336, 'Data Security': 0.7913990034212011}",0.7913990034212011,Ricky,Minor focus,Minor focus,Negative,Hardware Infrastructure Energy & Water Management,No focus,,,2022-12-01T15:29:35+00:00,https://www.thesun.co.uk/tech/20618194/android-how-to-delete-apps/,"[{'name': 'Android apps', 'weight': 0.1241697}, {'name': 'apps', 'weight': 0.11882991}, {'name': 'dodgy apps', 'weight': 0.11745854}, {'name': 'app trick', 'weight': 0.11691961}, {'name': 'popular apps', 'weight': 0.11582922}, {'name': 'finance apps', 'weight': 0.11468771}, {'name': 'Android phones', 'weight': 0.084203936}, {'name': 'the Google Play Store app', 'weight': 0.07385195}, {'name': 'keyboard permissions', 'weight': 0.072319634}, {'name': 'Google Play Store', 'weight': 0.0715362}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 5}, {'data': 'the Google Play Store', 'type': 'ORG', 'mentions': 8}, {'data': 'MIRACL', 'type': 'ORG', 'mentions': 1}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Grant Wyatt', 'type': 'PERSON', 'mentions': 8}, {'data': 'English', 'type': 'LANGUAGE', 'mentions': 1}]","ALL Android phone owners should make sure they know a key trick to staying safe online.
+
+One of the most important features on an Android phone is the ability to delete an app.
+
+It's less obvious than on an iPhone, and can save you from a world of trouble.
+
+Cyber-experts constantly expose dodgy apps that have made their way onto the Google Play Store – and racked up millions of downloads.
+
+And even if Google bans those apps from the store, they will still persist on your phone if you've downloaded them.
+
+These apps could be draining your battery life, spamming you with ads, or even spying on everything you do.
+
+So being able to fully a delete a rogue app from your phone is essential to staying safe online.
+
+It's important to always check the latest cybersecurity news for Android phones to see if you've got any dodgy apps.
+
+How to delete apps on Android
+
+To delete an app that you've installed, you'll need to open the Google Play Store app.
+
+Then go to the top-right and tap the profile icon.
+
+Tap the name of the app that you can to delete, and then choose Uninstall.
+
+If you've made a mistake, you can always add the app back to your phone.
+
+If you bought it, reinstallation is totally free.
+
+Some apps that come pre-installed with your Android phone are impossible to delete – but can often be ""disabled"".
+
+We've recently spoke to cybersecurity expert Grant Wyatt to find out what you need to look out for.
+
+Grant, who is COO off cyber firm MIRACL, gave The Sun seven tips for using Android apps safely.
+
+""Rule number one when downloading popular apps from the Google Play Store is check the download count,"" Grant told The Sun.
+
+""If you’re about to download a hugely popular app, but the download count seems low, chances are it's a fake.""
+
+""Probably the most important thing is the PERMISSIONS that the app requires,"" Grant explained.
+
+""Are they appropriate for the app? Specifically look for apps that require access to your contact list, or permission to send text messages, for example.
+
+""Think, does the app really need those permissions? You have to use your judgement.
+
+""A mistake here can be really damaging, apps with network permission can 'sniff' any data you send, and apps with keyboard permissions can 'sniff' any passwords you type – avoid downloading apps that require them.""
+
+""If the description is written in broken English, seems “bot-like”, or is formatted in a strange way, it’s likely a fake.
+
+""While you’re checking out the product description, take a look at the images too. Is there anything strange about them?
+
+""Are they blurry, or does the language seem off? If so, it’s likely a fake.""
+
+Grant warned: ""You should also look carefully at the developer of the app, particularly for finance apps.
+
+""Make sure the developer is legitimately a financial institution.
+
+""If the developer’s name has nothing to do with your bank, it’s likely a fake.""
+
+""If you do come across a fake app, you should report it,"" Grant said, speaking to The Sun.
+
+""Simply scroll to the bottom of the page, click 'Flag as inappropriate'.
+
+""From there, you simply fill out a form highlighting your suspicions that the developer is up to no good, and Google will take it from there.""
+
+""Should you mistakenly download a fake app, delete it immediately,"" Grant advised.
+
+""If the icon doesn’t show up on your screen, which often happens with data harvesting applications, head over to your application settings and delete it from there.
+
+""However, just deleting the app doesn’t mean you’re no longer infected.
+
+""You need to run antivirus software on your device to ensure the malware is truly gone.
+
+""You should also delete all junk files on your phone to remove any trace of the malware.""
+
+""Finally, you should change all of your passwords, and consider implementing multi-factor authentication wherever possible,"" Grant recommended.
+
+""Implementing MFA will ensure that should you fall victim to a fake app again, the cybercriminal behind it won’t be able to access your account.
+
+""The best providers will allow for single-step MFA, which gives you all the protection of traditional MFA, but without having to faff about with SMS or email codes.""
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",d8034bc3271c46019d63ae83372ccfa3,Millions of Android owners must learn app trick to avoid devastating mistake...,4,,,,
+29495,"Engine maker revs up regional hub in Atlantic Station to find talent - A global engine manufacturer and power generation company is basing its regional operations in Atlanta, aiming to attract the city’s workforce to tackle supply chain issues and prepare for electrification.
+
+Cummins Inc., a 104-year-old company based in Indiana, is turning 22,000 square feet within an Atlantic Station office building into its Southeast hub. The office will house the company’s supply chain and information technology teams when it opens in late summer or early fall with 100 employees.
+
+Cummins leaders told The Atlanta Journal-Constitution the office building’s proximity to Atlanta’s universities attracted them in their search of diverse talent. During a Thursday ribbon-cutting ceremony, Mayor Andre Dickens said they made the right decision, gesturing toward the windows on the eighth floor of 201 17th Street to make his point.
+
+“From this window, you can see Georgia Tech, you can see Georgia State, and there’s a lot of trees but you can see the Atlanta University Center and SCAD,” Dickens said. “There’s all of this talent right here, very close to you.”
+
+By opening its Cummins Atlanta Hub, the company joins a number of tech firms that have opened technology centers or office campuses in Midtown Atlanta in recent years, including Microsoft, NCR and Google, to tap into the diverse talent graduating from the city’s higher education institutions.
+
+Cummins designs, manufactures, distributes and services multiple power products, ranging from internal combustion engines to fuel systems to electric power generation systems. It employs roughly 73,600 people and earned about $2.2 billion in profit on sales of $28.1 billion last year.
+
+The publicly traded company has existing facilities in Clayton County, which President and CEO Jennifer Rumsey said will help Cummins consolidate their workforce around the hub.
+
+Rumsey added that Georgia’s emergence as a leader within the electric vehicle and battery industry is also a benefit. Gov. Brian Kemp’s office said since 2020, the state has recruited more than 40 EV-related projects totaling 28,400 announced jobs and $22.7 billion in anticipated investment. These include EV factories from Hyundai Motor Group and Rivian.
+
+“Electrification is a part of our strategy for growing and evolving the company for commercial and industrial equipment,” she said. “So having that as a focus in the state is a nice added benefit.”
+
+The state and local governments have offered billions of dollars in tax breaks and other incentives to court EV-related companies, but Kemp said during Thursday’s event that Georgia’s talent pipeline remains central to the state’s pitch to employers.
+
+‚Äú(Talent) means a lot more than incentives most of the time, because you can‚Äôt build something and you can‚Äôt solve problems if you don‚Äôt have the people to do that,‚Äù he said.","{'positive': 0.6724674, 'negative': 0.010965376, 'neutral': 0.31656724}","Cummins Inc., a global engine manufacturer and power generation company based in Indiana, is opening its regional hub in Atlanta to attract the city's workforce to tackle supply chain issues and prepare for electrification. The office will house the company‚Äôs supply chain and information technology teams when it opens in late summer or early fall with 100 employees. The company joins a number of tech firms that have opened technology centers or office campuses in Midtown Atlanta in recent years, including Microsoft, NCR and Google. The state and local governments have offered billions of dollars in tax breaks and other incentives to court EV-related companies.","Cummins, the global engine manufacturer and power generation company, is basing its regional operations in Atlanta, aiming to attract the city‚Äôs workforce to tackle supply chain issues and prepare for electrification.",CMI,Resource Transformation,Industrial Machinery & Goods,Cummins Inc,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity‚Äôs energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7517378952733406, 'Materials Sourcing': 0.7497215877634793, 'Energy Management': 0.7692095994827728, 'Fuel Economy & Emissions in Use-phase': 0.7756498636190902, 'Employee Health & Safety': 0.7432872262136996}",0.7756498636190902,Ricky,Major focus,Major focus,Positive,"Materials Sourcing, Energy Management",Major focus,Major focus,Positive,2023-02-20T17:20:54+00:00,https://www.businessinsider.com/meta-twitter-now-chasing-subscriptions-at-the-expense-of-users-2023-2,"[{'name': 'Twitter users', 'weight': 0.09568604}, {'name': 'ad revenue', 'weight': 0.08392377}, {'name': 'digital ad revenue', 'weight': 0.08320427}, {'name': 'subscription services', 'weight': 0.08209913}, {'name': 'collapsing ad revenue', 'weight': 0.07991684}, {'name': 'users', 'weight': 0.07860849}, {'name': 'legitimate users', 'weight': 0.07795909}, {'name': 'services', 'weight': 0.07121683}, {'name': 'Twitter Blue', 'weight': 0.069256745}, {'name': 'revenue', 'weight': 0.06741497}]",[{'name': 'Tech'}],"[{'data': 'Meta', 'type': 'ORG', 'mentions': 10}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 10}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 8}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 3}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Platformer', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 2}, {'data': ""Elon Musk's"", 'type': 'PERSON', 'mentions': 6}, {'data': 'Rob Leathern', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jack Dorsey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Meta Verified', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Twitter Blue', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Australia', 'type': 'GPE', 'mentions': 2}, {'data': 'New Zealand', 'type': 'GPE', 'mentions': 1}, {'data': ""Silicon Valley's"", 'type': 'LOC', 'mentions': 1}]","• Meta and Twitter are officially in the subscription business now.
+• The social media companies are chasing subscription dollars as ad revenue declines.
+• In doing so, they risk letting their platforms become relevant to a select few users willing to pay.
+
+Desperate times call for desperate measures, which perhaps explains why Meta is pressing ahead with its latest haphazard idea: making users pay.
+
+On Sunday, Mark Zuckerberg – still stinging from his botched metaverse launch – unveiled Meta Verified, a new subscription service costing $12 on web and $15 on iOS and Android. It offers Facebook and Instagram users access to verification, additional security – and perhaps most importantly, boosts their visibility and reach on the platforms.
+
+Meta says there will be no changes to accounts already verified by the familiar blue checkmark, with the service instead primarily targeting content creators looking to grow their followings. An initial release in Australia and New Zealand is expected to be followed by a global rollout. Elon Musk's Twitter is doing something very similar. (Elon Musk said late Sunday that it was ""inevitable"" Meta would go Twitter's way and charge for verified status.)
+
+Sure, users don't have to part with their money, but choosing not to could mean they suffer a degree of self-sabotage. It looks as though Facebook and Instagram will increasingly amplify the voices of a select number of users who are willing to part with their money — which gives a very different look to services that have evolved into digital town squares.
+
+Silicon Valley's new pay-to-play services, then, risk making social-media's great benefits of free speech, global reach, and visibility the preserve of the few – and it's all because Zuckerberg and Musk need to pad their bottom lines.
+
+Facebook and Twitter are grappling with collapsing ad revenue – more than 90% of the companies' income streams – as advertisers dramatically reduce spending in fear of an economic downturn.
+
+In Meta's case, changes made by Apple to its privacy policy in April 2021 have been cited as another key reason its ads business has struggled. The company said in February last year that the changes would cost it more than $10 billion in ad revenue in 2022.
+
+Twitter, meanwhile, suffered a 40% drop in revenue year-over-year, according to a report from Platformer in January, as several advertisers stopped spending on Twitter during Musk's first few months of chaos after taking the company private.
+
+The timing of the launches of Meta's and Twitter's subscription services seems to be no coincidence, then: They're introducing paid-for services at a time when they're being squeezed of digital ad revenue.
+
+Meta says its new subscription service is primarily for content creators, but this feels disingenuous because everyone on its service is, in effect, a ""content creator."" Posting and following content on Facebook and Instagram help foster engagement, which in turn improves ad-targeting and therefore, drives revenue.
+
+A verification feature is important for companies like Facebook and Twitter, which have had checkered histories dealing with misinformation and fake accounts. Ensuring people are who they say they are matters.
+
+By introducing a subscription model to combat issues that have long-plagued the platforms, Zuckerberg and Musk risk alienating legitimate users who can't afford to pay – and in the midst of an inflation crisis.
+
+Rob Leathern, ex-senior director of product management at Facebook, argued in a LinkedIn post that ""there are many great reasons to launch something like this as paid,"" because ID verification costs money and is not ""100% accurate.""
+
+That may well be true. The legacy system of verification suffers its own share of problems – with users seeking verification often being rejected by a system that felt like it lacked coherence and made arbitrary decisions about who should and shouldn't be verified.
+
+Even ex-Twitter CEO Jack Dorsey acknowledged the verification system was broken as far back as 2017, as it became clear that verification was being ""interpreted as an endorsement or an indicator of importance"" as opposed to authenticating ""identity and voice.""
+
+But the cost of figuring out the verification problem should be carried by the platforms themselves, given the basic function it's meant to provide to users. Charging for it illustrates a clear misunderstanding Zuckerberg has of Facebook and its users: Facebook is responsible for vetting who gets access to its platform, not users themselves.
+
+Just 0.2% of Twitter users in the US had signed up for Twitter Blue, Musk's subscription service, by the end of January. It's a sign that users see little value in what they're being asked to pay for.
+
+Meta may say it's serving its users with its subscription launch, but it shouldn't be surprised if it's met with the same tepid response as Twitter Blue. Indeed, Meta seems only to be serving its own financial needs.",e92e8e57fab048d380157871acaa2364,Meta's and Twitter's subscription plans show they care more about money than free speech,4,,,,
+38283,"Institutional investors may adopt severe steps after Kinder Morgan, Inc.'s (NYSE:KMI) latest 3.2% drop adds to a year losses - • None Given the large stake in the stock by institutions, Kinder Morgan's stock price might be vulnerable to their trading decisions
+• None A total of 23 investors have a majority stake in the company with 50% ownership
+• None Insiders have been selling lately
+
+Every investor in Kinder Morgan, Inc. (NYSE:KMI) should be aware of the most powerful shareholder groups. We can see that institutions own the lion's share in the company with 65% ownership. Put another way, the group faces the maximum upside potential (or downside risk).
+
+As a result, institutional investors endured the highest losses last week after market cap fell by US$1.2b. Needless to say, the recent loss which further adds to the one-year loss to shareholders of 3.5% might not go down well especially with this category of shareholders. Also referred to as ""smart money"", institutions have a lot of sway over how a stock's price moves. As a result, if the downtrend continues, institutions may face pressures to sell Kinder Morgan, which might have negative implications on individual investors.
+
+Let's take a closer look to see what the different types of shareholders can tell us about Kinder Morgan.
+
+What Does The Institutional Ownership Tell Us About Kinder Morgan?
+
+Institutions typically measure themselves against a benchmark when reporting to their own investors, so they often become more enthusiastic about a stock once it's included in a major index. We would expect most companies to have some institutions on the register, especially if they are growing.
+
+We can see that Kinder Morgan does have institutional investors; and they hold a good portion of the company's stock. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. When multiple institutions own a stock, there's always a risk that they are in a 'crowded trade'. When such a trade goes wrong, multiple parties may compete to sell stock fast. This risk is higher in a company without a history of growth. You can see Kinder Morgan's historic earnings and revenue below, but keep in mind there's always more to the story.
+
+Institutional investors own over 50% of the company, so together than can probably strongly influence board decisions. Hedge funds don't have many shares in Kinder Morgan. From our data, we infer that the largest shareholder is Richard Kinder (who also holds the title of Top Key Executive) with 12% of shares outstanding. Its usually considered a good sign when insiders own a significant number of shares in the company, and in this case, we're glad to see a company insider play the role of a key stakeholder. With 7.8% and 7.0% of the shares outstanding respectively, The Vanguard Group, Inc. and BlackRock, Inc. are the second and third largest shareholders.
+
+After doing some more digging, we found that the top 23 have the combined ownership of 50% in the company, suggesting that no single shareholder has significant control over the company.
+
+Researching institutional ownership is a good way to gauge and filter a stock's expected performance. The same can be achieved by studying analyst sentiments. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too.
+
+The definition of an insider can differ slightly between different countries, but members of the board of directors always count. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves.
+
+Insider ownership is positive when it signals leadership are thinking like the true owners of the company. However, high insider ownership can also give immense power to a small group within the company. This can be negative in some circumstances.
+
+Our most recent data indicates that insiders own a reasonable proportion of Kinder Morgan, Inc.. It has a market capitalization of just US$37b, and insiders have US$4.7b worth of shares in their own names. That's quite significant. Most would be pleased to see the board is investing alongside them. You may wish to access this free chart showing recent trading by insiders.
+
+The general public-- including retail investors -- own 22% stake in the company, and hence can't easily be ignored. This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders.
+
+I find it very interesting to look at who exactly owns a company. But to truly gain insight, we need to consider other information, too. Take risks for example - Kinder Morgan has 2 warning signs (and 1 which is a bit unpleasant) we think you should know about.
+
+But ultimately it is the future, not the past, that will determine how well the owners of this business will do. Therefore we think it advisable to take a look at this free report showing whether analysts are predicting a brighter future.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.","{'positive': 0.05937731, 'negative': 0.10559338, 'neutral': 0.83502936}","Kinder Morgan, Inc.'s (NYSE:KMI) latest 3.2% drop adds to a year of losses due to the large stake in the stock by institutions. This suggests that institutional investors may be vulnerable to their trading decisions, and that the company faces the maximum upside potential (or downside risk). To understand this, consider the different types of shareholders and their potential value.","Key Insights Given the large stake in the stock by institutions, Kinder Morgan's stock price might be vulnerable to...",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7384712046387236, 'Operational Safety, Emergency Preparedness & Response': 0.7651957986708484, 'Air Quality': 0.7217976933042006, 'Competitive Behaviour': 0.7680723711160259, 'Ecological Impacts': 0.7410637325290338}",0.7680723711160259,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",Major focus,Major focus,Negative,2023-01-16T19:33:01+00:00,https://www.newsmax.com/finance/streettalk/traditional-retirement-investing-6040-portfolio-of-stocks-and-bonds/2023/01/16/id/1104605/,"[{'name': 'traditional portfolios', 'weight': 0.09875303}, {'name': 'high bond yields', 'weight': 0.091051176}, {'name': 'bonds', 'weight': 0.08855466}, {'name': 'portfolio research', 'weight': 0.079375856}, {'name': 'investment banking giant Goldman Sachs', 'weight': 0.07741332}, {'name': 'diversified investments', 'weight': 0.07649348}, {'name': 'last year', 'weight': 0.07608873}, {'name': 'attractive buys', 'weight': 0.07575148}, {'name': 'alternatives investment performance', 'weight': 0.074409746}, {'name': 'stock valuations', 'weight': 0.07104396}]",[{'name': 'Finance'}],"[{'data': 'BlackRock', 'type': 'ORG', 'mentions': 5}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 4}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'WSJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Sharmin Mossavar-Rahmani', 'type': 'PERSON', 'mentions': 1}, {'data': 'Vivek Paul', 'type': 'PERSON', 'mentions': 1}]","Given the fact that stocks tanked 19.5% last year — and even bonds fell, by 12.9% — it is no wonder that the question of whether the traditional portfolio of 60% equities and 40% bonds still makes sense, The Wall Street Journal reports.
+
+ 
+
+ On one side of the 60/40 investing debate is BlackRock, the world’s biggest money manager, which would like to upend the traditional approach.
+
+ 
+
+ In the opposite corner is investment banking giant Goldman Sachs, a proponent of the established formula.
+
+ 
+
+ Goldman says stocks and bonds losing money at the same time over a 12-month period is an aberration that has only happened 2% of the time since 1926.
+
+ 
+
+ Goldman Sachs Chief Investment Officer of Wealth Sharmin Mossavar-Rahmani believes that a 60/40 portfolio is the most intelligent approach to investing since no one can predict the future, and diversified investments tumbling in lock-step is rare.
+
+ 
+
+ If BlackRock—which is heavily invested in private debt, private equity, commodities, infrastructure and inflation-linked bonds—wins the day, it would capsize traditional portfolios, Goldman goes on to contend. These exotic instruments, it believes, should only be small additions to a 60/40 portfolio of core equities and bonds.
+
+ 
+
+ But Vivek Paul, head of portfolio research at BlackRock Investment Institute, maintains, “This is a different regime. The great moderation is over.”
+
+ 
+
+ Should inflation continue to remain high, with high bond yields portending badly for stocks, BlackRock may have a point.
+
+ 
+
+ However, drilling deeper into alternatives investment performance last year, they didn’t fare much better than stocks or bonds. Time-tested Treasury Inflation Protected Securities, or TIPS, which are supposed to protect against inflation, lost as much as Treasurys in 2022. And private equity and debt investments are opaque, so you cannot always be sure of how much you have earned or lost.
+
+ 
+
+ Even commodities didn’t behave as they normally do last year. Spot prices of crude oil, natural gas, gold and copper all ended the year close to where they started, so it wasn’t a buy-and-hold market for this investment class, either.
+
+ 
+
+ A final argument in favor of a traditional 60/40 portfolio, as opposed to moving into a new paradigm of alternatives, is that stock valuations have come down considerably to a point that many are now attractive buys.
+
+ 
+
+ Perhaps, WSJ concludes, a 60/40 portfolio with a higher exposure to TIPS and other inflation-protection securities like I-Bonds, is the solution—at least for now.",c012617ca3944e8b999e60f6ddcc71d4,"The 60/40 Portfolio: BlackRock, Goldman Duke It Out",4,,,,
+20848,"Online Sports Betting App BetMGM Turns Profitable With Sales Rising - BetMGM, an online sports betting app, turned a profit in the latest quarter, hitting that milestone sooner than expected.
+
+The company, a joint venture between MGM Resorts International and Entain Plc, said Wednesday it achieved the positive result for the second quarter. The company previously projected it would reach that goal in the second half of the year.
+
+Shares of Entain rose 4% in London, while MGM Resorts added 1.1% in New York.
+
+BetMGM said optimizing player bonuses contributed to its strong financial performance, suggesting the turnaround hinged in part on cost controls. First-half revenue rose 25% in states where BetMGM was already operating.
+
+The company remains on track to deliver $1.8 billion to $2 billion in 2023 revenue and expects to become self-sustaining in the second half of the year, with no more equity investment expected from its owners.
+
+Since 2018, when the US Supreme Court struck down a federal ban on sports betting, gambling companies have raced to attract online players with expensive advertising campaigns and promotional offers of free bets. That’s led to large losses, and the companies are now under pressure from investors to become profitable.
+
+BetMGM, which was founded in 2018, has an 11% share of the online sports betting market, the company said. It trails the two largest players in the industry: DraftKings Inc. and FanDuel, a division of Flutter Entertainment Plc.
+
+Speculation has risen recently that MGM will again pursue a merger with Entain, a proposal that was rejected by the latter in 2021. On July 24, Citigroup analyst Monique Pollard wrote that a second bid was “hard to rule out.”","{'positive': 0.87705815, 'negative': 0.04952858, 'neutral': 0.07341327}","BetMGM, an online sports betting app, reported a profit for the second quarter, reaching its goal of $1.8 billion to $2 billion in 2023 revenue. Shares of Entain rose 4% in London, while MGM Resorts added 1.1% in New York. The company said optimizing player bonuses contributed to its strong financial performance, and first-half revenue rose 25% in states where BetMGM was already operating. It remains on track to deliver $1 billion to 2023 and expects to become self-sustaining in the second half of the year. It trails the two largest players in the industry, DraftKings Inc. and FanDuel. Speculation has risen recently that MGM will again pursue a merger with Entain, which was rejected by the latter in 2021.","BetMGM, an online sports betting app, turned a profit in the latest quarter, hitting that milestone sooner than expected.",MGM,Services,Casinos & Gaming,MGM Resorts International,"{'Internal Controls on Money Laundering': 'By the nature of its business, the Casinos & Gaming industry can be attractive to criminals seeking to launder money or disguise the origin of funds. Risk factors include the large amount of cash transactions, accessibility to multiple facilities, and customer anonymity. Therefore, strict and robust internal controls are necessary for entities to prevent violations of reporting and money laundering regulations. Casino operators that fail to detect and prevent money laundering activities may open themselves to investigations. Violations of anti-money laundering laws and regulations could result in criminal prosecution and/or substantial regulatory penalties.', 'Responsible Gaming': 'While the main purpose of gambling is entertainment, the industry faces a negative perception that is often related to pathological gambling. In addition to pathological gambling which is a progressive addiction characterised by increasing preoccupation with gambling, customers may also experience problem gambling, a less severe form of pathological gambling. While casinos do not cause problem gambling, they provide opportunities to gamble and may earn disproportionately greater revenue from pathological and problem gamblers. Responsible gambling encompasses industrybest practices to mitigate the impacts of problem gambling that may result from violations of self-exclusion lists, irresponsible advertising, gambling by minors, or instances where the entity has otherwise enabled gambling problems. Highly-publicised incidents related to pathological and problem gambling may damage entities’ reputations and result in regulatory curtailment of their licenses to operate. ', 'Energy Management': 'With many facilities open 24 hours a day, the Casinos & Gaming industry requires a large amount of energy to operate. Casino facilities often have few windows and therefore rely on their buildings’ mechanical systems for heating, ventilation, air-conditioning (HVAC) and lighting. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change and pollution, and have the potential to impact casino entities’ results of operations. Entities that rely on electricity consumption for their operations increasingly must manage energy efficiency as well as energy availability, including the risks and opportunities associated with energy sourcing from fossil fuels or from renewable and alternative energy sources.', 'Smoke-free Casinos': 'Casino facilities are usually climate-controlled environments with internal air circulation, and have a relatively high concentration of employees and customers. While anti-smoking campaigns have helped some regions enact smoking bans for public places, many casinos remain exempt from such bans. Smoke exposes employees and customers to risks of heart attacks and cancer. In addition, studies have shown that casino dealers exposed to secondhand smoke have higher-than-average rates of respiratory illness. Entities that derive a significant portion of their revenue from smoking customersmay be negatively affected by smoking bans, which are becoming more common. Alternatively, by creating smoke-free facilities, casino operators may be better positioned to attract more non-smoking patrons.'}","{'Internal Controls on Money Laundering': 0.7628358347260706, 'Responsible Gaming': 0.784703104728704, 'Energy Management': 0.7663811048065444, 'Smoke-free Casinos': 0.763048054621303}",0.784703105,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2022-10-26T22:43:04+00:00,https://www.freep.com/story/money/business/2022/10/26/amazon-opens-last-mile-delivery-station/69593439007/,"[{'name': 'eastern Washtenaw County', 'weight': 0.12755656}, {'name': 'Washtenaw County', 'weight': 0.124067046}, {'name': 'Wayne County', 'weight': 0.10664504}, {'name': 'western Wayne County', 'weight': 0.10286642}, {'name': 'delivery station', 'weight': 0.09811515}, {'name': 'Amazon packages', 'weight': 0.09650879}, {'name': 'Amazon sorting centers', 'weight': 0.09287643}, {'name': 'Amazon associate positions', 'weight': 0.088576116}, {'name': 'Amazon officials', 'weight': 0.08642554}, {'name': 'Amazon', 'weight': 0.082991496}]",[{'name': 'Business'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 12}, {'data': 'Canton Township', 'type': 'GPE', 'mentions': 3}, {'data': 'Michigan', 'type': 'GPE', 'mentions': 2}, {'data': 'Wayne County', 'type': 'GPE', 'mentions': 1}, {'data': 'Washtenaw County', 'type': 'GPE', 'mentions': 1}, {'data': 'Detroit', 'type': 'GPE', 'mentions': 1}, {'data': 'Michigan Ave', 'type': 'FAC', 'mentions': 1}, {'data': 'James Kingsley', 'type': 'PERSON', 'mentions': 2}, {'data': 'Anne Marie Graham-Hudak', 'type': 'PERSON', 'mentions': 1}, {'data': 'JC Reindl', 'type': 'PERSON', 'mentions': 1}, {'data': 'sunrise', 'type': 'TIME', 'mentions': 1}, {'data': '1:20 a.m.', 'type': 'TIME', 'mentions': 2}, {'data': 'the afternoon', 'type': 'TIME', 'mentions': 1}]","Amazon opened a new delivery station in Canton Township on Wednesday, marking the online retail giant's latest facility in Michigan for the handling and processing of packages.
+
+The large 180,000-square-foot building, 49000 Michigan Ave., is the newest last stop for Amazon packages before their road journey for delivery in western Wayne County and eastern Washtenaw County.
+
+The packages arrive at the station on semi-trucks from Amazon sorting centers and fulfillment centers. Once inside the building, the packages are sorted into rows of metal shelves, based on the ZIP codes of their final destinations.
+
+Then they are loaded into vans and other delivery vehicles, operated by non-Amazon contractors.
+
+“We call this the last mile,"" said James Kingsley, a senior regional manager for Amazon.
+
+The station was constructed for Amazon by a third-party developer on what had been mostly vacant land, with the exception of a rundown house.
+
+The project was done without any tax breaks or other development incentives, said Canton Township Supervisor Anne Marie Graham-Hudak.
+
+Amazon officials said the station directly employs hundreds of workers, although they declined to give a specific figure. In contrast to setups at Amazon's larger fulfillment centers, there are no robots on the floor assisting workers at the delivery station.
+
+More:Michigan drivers face new $48 fee in 2023, no more $400 checks
+
+More:Detroit sees record cruise ship activity in 2022. Here's what the season looked like
+
+The station's busiest work shift starts well before sunrise at 1:20 a.m. Delivery drivers are dispatched from the station between 10 a.m. and noon, although same-day deliveries will continue to happen throughout the afternoon.
+
+Starting pay for Amazon associate positions at the new station average $19 an hour, with a minimum rate of $16 an hour. Amazon officials declined to give an upper range for pay.
+
+Finding people to hire for the predawn shifts hasn't been a problem, Amazon officials said.
+
+""We’ve had success in the initial hiring plans that we’ve had,"" Kingsley said. ""We’ll be ramping up, continuing to hire as we get into our peak season. We’ll have hundreds of associates inside, and hundreds of drivers as well.”
+
+Contact JC Reindl at 313-378-5460 or jcreindl@freepress.com. Follow him on Twitter @jcreindl.",35a23f11c55a4e00b30283ce3fbe8eb7,Amazon opens delivery station in Canton Township,4,,,,
+8061,"Trump’s Fox and CNN town halls expose media’s fact-checking weakness - Donald Trump finished his town hall on Fox News on Thursday evening after making another whirlwind of false claims about a wide range of topics — the 2020 election, his trade policy, and his efforts to remain in the presidency to name a few.
+
+The roughly hour-long performance was notable only for its rigid adherence to form: the ex-president spat out mistruths and conspiracies faster than any journalist could respond, not that Fox’s Sean Hannity ever meaningfully pushed back at all.
+
+But the similarities between Mr Trump’s appearances on Fox News and its second-place rival, CNN, a few weeks earlier beg the question: why does cable news keep doing this?
+
+To be sure, the former president is still a ratings bonanza for cable networks. Not as much as he was in 2016, when networks would sit their cameras on an empty podium in eager anticipation of his arrival. But the CNN special netted more than three million viewers for the hour, a win for the flagging network that just saw the unceremonious ouster of a number of high-profile faces under cloud of scandal, including Don Lemon, Chris Cuomo, and Jeffrey Toobin. And the Fox broadcast is likely to do the same, if not better, given the network’s right-leaning audience.
+
+But those ratings come at a cost. At Fox, that cost was literal, in the hundreds of millions, thanks to a settlement with Dominion Voting Systems over claims espoused by the network’s hosts about its machines after the 2020 election. Thursday night’s appearance by Mr Trump swerved into the danger zone momentarily as the former president repeated conspiracies about his election defeat — which he of course claimed was actually a victory — but thankfully for the network’s bosses stayed clear of any direct mentions of the Dominion machine conspiracies, a possibility that would have left Hannity with the awkward choice of correcting his guest or risking a second bruising by Dominion’s lawyers.
+
+And at CNN, the cost comes in terms of reputation. Already under suspicion of being on a rightward slide under the new leadership of Chris Licht, the network was roundly criticised by liberals and even other journalists after a town hall event with the former president weeks ago. In that instance, moderator Kaitlan Collins faced both derision and praise for her attempts to keep Mr Trump tethered to the truth.
+
+Those efforts by Collins were undermined, however, by the basic reality of the situation — a reality that was reinforced by Fox’s display on Thursday. US cable networks have simply not found (or maybe not looked hard enough for) a way to effectively combat the stream of nonsense that Mr Trump can present in real time. Collins and those who follow her only have so much time to make an effective correction of a false claim made to their face before they must move on, for time’s sake — and in CNN’s case, Collins had no way to pull up video or other visuals to aid in her fact-checks, quotes or other evidence that contradicted the ex-president’s positions, or even the opportunity to present contrasting information without facing the jeers of a pro-Trump (and anti-CNN) audience.
+
+Rob Cordry, a former correspondent for The Daily Show with Jon Stewart, said on Stephen Colbert’s The Late Show in 2017 that journalists used to go up to his colleagues and say, “God, I wish we could do what you guys do, but we can’t,” referring to the program’s frequent use of videos and other means to provide real-time accountability in response to statements made by politicians highlighted in their show.
+
+That admission, mocked by Cordry at the time, remains at least partially true: fact-checking a politician like Mr Trump in real time on a live broadcast (as compared to the pre-taped Daily Show) is a major undertaking. It requires a small ensemble of researchers on standby with the ability to immediately feed a host, still on air, with the relevant information — not to mention any evidence that must be presented visually to be convincing, which would require networks to have graphics and videos prepped and ready to go before the broadcast, with only their subject’s past presented mistruths as a guide for what to prepare.
+
+It‚Äôs a daunting prospect that has only been marginally successful in the past, when more traditional politicians made fact-checking a far easier procedure. In the face of a politician like Donald Trump, journalists covering his latest bid for power will need to find a way for the truth to shine through the nonsense ‚Äî or risk very real consequences.","{'positive': 0.019436536, 'negative': 0.8619065, 'neutral': 0.11865696}","Donald Trump's town hall appearances on Fox News and CNN have exposed media's fact-checking weakness, with Fox's Sean Hannity and CNN's Kaitlan Collins facing criticism for not responding to any of the former president's claims. The Fox broadcast netted more than three million viewers for the hour, a win for the flagging network that just saw the unceremonious ouster of a number of high-profile faces under cloud of scandal. At CNN, the cost comes in terms of reputation, as moderator Collins had no way to pull up video or other visuals to aid in her fact-checks, quotes or other evidence that contradicted the ex-president‚Äôs positions, or even the opportunity to present contrasting information without facing the jeers of a pro-Trump (and anti-CNN) audience. US cable networks have simply not found a way to effectively combat the stream of nonsense that Mr Trump can present in real time.",Former president makes false claims faster than reporters can keep up. So why keep trying?,FOXA,Services,Media & Entertainment,Fox Corp A,"{'Media Pluralism': 'Media pluralism, which is diversity in the broadest sense, includes both external and internal pluralism. External pluralism refers to media ownership, independent editorial boards, channels, titles, or programs. Internal pluralism refers to the social, racial/ethnic, and political diversity represented in media content. Media and entertainment entities can ensure pluralism by maintaining on- and off-screen diversity and by safeguarding the independence of editorial boards and programming.', 'Intellectual Property Protection & Media Piracy': 'Entities in this industry rely on their intellectual property (IP) to generate revenue. However, while IP protection is inherent to their business model, strong IP protections may sometimes conflict with the interests of society. Proponents of IP protection assert its importance as a driver of innovation. Opponents argue that assigning ownership can stifle innovationand competition by enabling the creation of monopolies. Despite the industry‚Äôs best efforts, media piracy is rampant and entities devote significant resources to protecting and enforcing their IP rights. Media and entertainment entities thereforemust balance protecting their intellectual property with ensuring access to media and allowing fair use.', 'Journalistic Integrity & Sponsorship Identification': 'Audiences rely on journalists for accurate and timely information on current events. Principles of journalism include accuracy, fairness, minimization of harm, independence, accountability, and transparency. Failure to adhere to these principles can affect the credibility of not only the journalist, but also of the entity responsible for publishing or broadcasting these materials. As regulations around the disclosure of sponsorship and endorsement evolve, transparency is important for both journalism and entertainment content.'}","{'Media Pluralism': 0.7516892771385968, 'Intellectual Property Protection & Media Piracy': 0.722514282100544, 'Journalistic Integrity & Sponsorship Identification': 0.8056401224257822}",0.8056401224257822,Ricky,Major focus,Major focus,Negative,Journalistic Integrity & Sponsorship Identification,Major focus,Major focus,Negative,2022-12-18T11:37:47+00:00,https://www.independent.co.uk/asia/china/google-hong-kong-anthem-search-b2247422.html?src=rss,"[{'name': 'Google Hong Kong', 'weight': 0.11109833}, {'name': 'anthem search results', 'weight': 0.11107399}, {'name': 'Hong Kong', 'weight': 0.10631887}, {'name': 'search results', 'weight': 0.09389993}, {'name': 'organic search results', 'weight': 0.091044106}, {'name': 'top government official', 'weight': 0.078238}, {'name': '“Hong Kong anthem', 'weight': 0.07090731}, {'name': 'a Hong Kong government spokesperson', 'weight': 0.06604249}, {'name': 'Hong Kong’s Deputy Chief Secretary', 'weight': 0.06284146}, {'name': 'special powers', 'weight': 0.062051624}]",[{'name': 'Politics'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 8}, {'data': 'the Legislative Council', 'type': 'ORG', 'mentions': 2}, {'data': 'the New People’s Party', 'type': 'ORG', 'mentions': 1}, {'data': 'the Executive Council', 'type': 'ORG', 'mentions': 1}, {'data': 'SCMP', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'the House Committee', 'type': 'ORG', 'mentions': 1}, {'data': 'Hong Kong', 'type': 'GPE', 'mentions': 9}, {'data': 'South Korea', 'type': 'GPE', 'mentions': 1}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Korean', 'type': 'NORP', 'mentions': 1}, {'data': 'Regina Ip Lau Suk-yee', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ip', 'type': 'PERSON', 'mentions': 2}, {'data': 'John Lee', 'type': 'PERSON', 'mentions': 2}, {'data': 'Warner Cheuk Wing-hing', 'type': 'PERSON', 'mentions': 1}, {'data': 'Glory to Hong Kong', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'March of the Volunteers', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The National Anthem', 'type': 'WORK_OF_ART', 'mentions': 2}]","Google’s management team in Hong Kong should be called to the Legislative Council to explain why certain keywords in its search engine did not produce the Chinese national anthem as a top result, a top government advisor has said.
+
+Regina Ip Lau Suk-yee, chairwoman of the New People’s Party and convenor of the Executive Council, said on Sunday that she would write to invite a representative from Google to answer questions from lawmakers.
+
+If Google declines the invitation, Ms Ip said she may seek to invoke special powers to summon the company’s heads to the legislature, SCMP reported.
+
+The announcement comes following a rugby game in South Korea last month when the protest song “Glory to Hong Kong” was played instead of the national anthem “March of the Volunteers”.
+
+Videos of the song playing at the tournament went viral on social media, especially in Hong Kong where the song –composed by a local musician and sung during the widespread anti-government protests in 2019 – is highly sensitive.
+
+The song was banned in Hong Kong after Beijing imposed a sweeping national security law following which authorities have been cracking down on those using it.
+
+“The National Anthem is a symbol of our country. The organiser of the tournament has a duty to ensure that the National Anthem receives the respect it warranted,” a Hong Kong government spokesperson said following the mishap.
+
+Korean organisers apologised for the mistake, stating that the wrong song was played since it was a popular online search result for the key words “Hong Kong anthem”.
+
+Earlier this week Hong Kong’s leader John Lee said the Alphabet Inc-owned company has “a moral obligation” to prominently feature the correct national anthem in search results.
+
+“If any company is in any way responsible, it has that moral obligation. There are ways to do it, it’s a matter of whether a company acts responsibly and respect the importance of (a) national anthem in the global context,” Mr Lee said at a press briefing.
+
+While pro-establishment politicians called on Google to correct the issue, Google said it does not manipulate organic search results.
+
+If Google declines the request from Hong Kong’s officials, Ms Ip said she may ask the House Committee to invoke the special powers and privileges to summon the company’s heads.
+
+She added that if a warrant is issued and ignored, it can be considered a criminal offense punishable by up to 12 months in jail.
+
+The Legislative Council’s majority support would be needed to call on the ordinance.
+
+Hong Kong’s Deputy Chief Secretary for Administration Warner Cheuk Wing-hing has also warned Google that the city would not buy advertisements from the platform if the anthem issue is not resolved.",b3da34274ff3420da7e83f46fff5e562,"Google Hong Kong should answer for anthem search results, top government official says",4,,,,
+7430,"BlackRock cooperating with SEC probe of investment advisers' communications - Feb 24 (Reuters) - BlackRock Inc (BLK.N) said it was cooperating with a U.S. Securities and Exchange Commission investigation into record keeping of electronic communications of its investment advisers, according to a filing on Friday.
+
+The asset manager is the latest in a list of financial firms under the regulator's scrutiny. Earlier this week, Wells Fargo (WFC.N) said U.S. regulators were investigating the bank's retention of employee communications over ""unapproved"" messaging tools.
+
+The SEC and the Commodity Futures Trading Commission (CFTC) fined 16 financial firms last year, a combined $1.8 billion after it was found that their employees had discussed deals on personal devices and apps.","{'positive': 0.013411494, 'negative': 0.91754174, 'neutral': 0.06904676}","BlackRock Inc (BLK.N) is cooperating with a U.S. Securities and Exchange Commission investigation into record keeping of electronic communications of its investment advisers. The asset manager is the latest in a list of financial firms under the regulator's scrutiny, and Wells Fargo (WFC) is also being investigated for its retention of employee communications over ""unapproved"" messaging tools. The SEC and the Commodity Futures Trading Commission (CFTC) fined 16 financial firms last year, a combined $1.8 billion after it was found that their employees had discussed deals on personal devices and apps.","BlackRock Inc said it was cooperating with a U.S. Securities and Exchange Commission investigation into record keeping of electronic communications of its investment advisers, according to a filing on Friday.",BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity‚Äôs management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees‚Äô ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7644967334502126, 'Employee Diversity & Inclusion': 0.7905158434280224, 'Business Ethics': 0.8071473873488817, 'Factors in Investment Management & Advisory': 0.7744320717118892, 'Transparent Information & Fair Advice for Customers': 0.8012145452403665}",0.8071473873488817,Ricky,Major focus,Major focus,Negative,"Business Ethics, Transparent Information & Fair Advice for Customers",Major focus,Major focus,Neutral,2023-01-23T19:49:00-05:00,https://www.usnews.com/news/technology/articles/2023-01-23/doj-poised-to-sue-google-over-digital-ad-market-dominance-bloomberg-news,"[{'name': 'World Report', 'weight': 0.17560957}, {'name': 'sponsors', 'weight': 0.16647415}, {'name': 'Bloomberg News', 'weight': 0.16189909}, {'name': 'U.S. News', 'weight': 0.15773958}, {'name': 'U.S News', 'weight': 0.1544694}, {'name': 'U.S. News & World Report', 'weight': 0.12776683}, {'name': 'U.S News & World Report', 'weight': 0.12659088}, {'name': 'Privacy Policy', 'weight': 0.11997923}, {'name': 'Digital Ad Market Dominance', 'weight': 0.11984274}, {'name': 'our trusted partners', 'weight': 0.08818216}]",[{'name': 'Politics'}],"[{'data': 'DOJ', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S. News & World Report', 'type': 'ORG', 'mentions': 2}, {'data': 'Terms and Conditions', 'type': 'LAW', 'mentions': 1}]","Stay informed daily on the latest news and advice on COVID-19 from the editors at U.S. News & World Report. Sign in to manage your newsletters »
+
+Sign up to receive the latest updates from U.S News & World Report and our trusted partners and sponsors. By clicking submit, you are agreeing to our Terms and Conditions & Privacy Policy.",f292727a0fc145de95d012ba018fdae9,DOJ Poised to Sue Google Over Digital Ad Market Dominance - Bloomberg News,4,,,,
+6740,"McDonald’s Says Higher Prices Aren’t Scaring Off Diners as Sales Climb - McDonald ’s Corp. said higher menu prices and rising orders for its burgers and other menu staples helped boost sales in its latest quarter.
+
+The burger giant reported $5.9 billion in sales for the three months ended March 31, exceeding the expectations of analysts polled by FactSet. Quarterly revenue increased 4% from the prior-year period and 8% when accounting for the effects of currency fluctuations, the company said.","{'positive': 0.9573646, 'negative': 0.021505011, 'neutral': 0.021130295}","McDonald ’s Corp. reported $5.9 billion in sales for the three months ended March 31, exceeding the expectations of analysts polled by FactSet. Revenue increased 4% from the prior-year period and 8% when accounting for the effects of currency fluctuations.",The chain reported a 63% jump in quarterly net income and a $180 million charge related to layoffs and office closures.,MCD,Food & Beverage,Restaurants,McDonald's Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity’s risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant’s reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity’s reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7389762304869897, 'Food Safety': 0.7719963398462537, 'Food & Packaging Waste Management': 0.7338403479475373, 'Nutritional Content': 0.808970364917213, 'Energy Management': 0.7602394692762587, 'Supply Chain Management & Food Sourcing': 0.7604807222034087, 'Labour Practices': 0.764801528557386}",0.808970365,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-02-13T17:50:42+00:00,https://www.thesun.co.uk/tech/21371631/motorbike-hits-google-maps-car-collision/,"[{'name': 'Google Street View', 'weight': 0.12638938}, {'name': 'Google Maps car', 'weight': 0.124359906}, {'name': 'Google Maps cars', 'weight': 0.124359906}, {'name': 'Street View', 'weight': 0.10931501}, {'name': 'Google Maps', 'weight': 0.10250204}, {'name': 'Google', 'weight': 0.0886315}, {'name': 'public roads', 'weight': 0.08575562}, {'name': 'real time', 'weight': 0.07878184}, {'name': 'A Google Street View vehicle', 'weight': 0.07756719}, {'name': 'a Street View car', 'weight': 0.076227814}]",[{'name': 'Tech'}],"[{'data': 'Google Maps', 'type': 'ORG', 'mentions': 5}, {'data': 'Reddit', 'type': 'ORG', 'mentions': 3}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Maps', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Street View', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Youpe Amadi', 'type': 'GPE', 'mentions': 1}, {'data': 'Senegal', 'type': 'GPE', 'mentions': 1}, {'data': 'Jakarta', 'type': 'GPE', 'mentions': 1}, {'data': 'Macedonia', 'type': 'GPE', 'mentions': 1}, {'data': 'Indonesian', 'type': 'NORP', 'mentions': 1}]","A collision involving a motorcyclist and a Google Maps car has been caught on camera and enshrined on the navigation site.
+
+Given they scan the world from one end to the other, Google Maps cars often capture the most surprising, terrifying and amusing moments out there on public roads.
+
+The accident is now documented on Google Maps itself, which has prompted a scene by scene video of the crash to go viral on Reddit.
+
+The coordinates of the images haven't been shared, so it's not clear where the accident took place.
+
+But one hawkish Reddit user said they recognised the area to be Youpe Amadi, Senegal.
+
+""Imagine Google Street View being used as evidence,"" one Reddit user said.
+
+Another said: ""How the **** does this make it on Google? They’re not uploading in real time lmao are they?
+
+""I’d think he’d go back and drive past the area without the crash for there to be a clean version to upload? Or at least blurred this out, but maybe it just slipped through the cracks.""
+
+Another user replied, saying: ""Going up to your boss and saying 'Hey I just hit a guy so we should probably go back and retake pictures of this area' could result in a loss of job.
+
+""My guess is the driver never reported this and there's no human actually looking at all of the pictures they take for Street View.""
+
+But it's not the first time a Street View car has been involved directly in a crash.
+
+A Google Street View vehicle was part of a three car pile on in the Indonesian capital of Jakarta in 2013.
+
+More recently, a Google car was caught having smashed into a signpost after veering off the road in Macedonia in 2019.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",d7d1248d3e6d4ab4a967467067cb72e6,Motorbike hits Google Maps car in dramatic collision caught on camera,4,,,,
+30195,"Caterpillar UK: Three treated after being exposed to toxic chemical - Three employees at a factory have been treated by paramedics after they were exposed to a toxic chemical.
+
+Leicestershire Fire and Rescue Service said the area was evacuated and specialist teams were called to clear up the substance.
+
+A fire service spokesman said: ""People were reported to be the feeling ill effects of a toxic smell coming from a shipping container.
+
+""Specialists have been called to clear up the substance and we have been giving advice to site managers.""
+
+The spokesman said it was not clear, at this stage, what the chemical substance was.
+
+""They were in attendance following a report that three members of staff had been exposed to a toxic chemical at the location.""
+
+East Midlands Ambulance Service were also called to the scene and after being assessed, ""the employees were allowed to return home"", the force added.","{'positive': 0.015521126, 'negative': 0.8867116, 'neutral': 0.097767316}","Caterpillar UK: Three treated after being exposed to toxic chemical. 
+
+A fire service spokesman said: ""People were reported to be the feeling ill effects of a toxic smell coming from a shipping container. 
+
+""Specialists have been called to clear up the substance and we have been giving advice to site managers."" 
+
+""They were in attendance following a report that three members of staff had been exposed to a toxic chemical at the location.""
+
+East Midlands Ambulance Service were also called to the scene and after being assessed, ""the employees were allowed to return home"", the force added.","A ""toxic smell"" was reported to have come from a shipping container, the fire service says.",CAT,Resource Transformation,Industrial Machinery & Goods,Caterpillar Inc,"{'Remanufacturing Design & Services': 'Industrial machinery and goods manufacturing uses large quantities of steel, iron, aluminium, glass, plastics, and other materials. Remanufacturing of industrial machinery systems (called ""cores"") is an opportunity for industrial machinery entities to limit the amount of raw materials needed to produce new machinery, as well as the time and other resources required to produce finished goods. Remanufactured products can also create value from products otherwise destined fordisposal or recycling. Industrial machinery entities can achieve cost savings by reusing end-of-life parts to build remanufactured machines, which may be resold to customers. Thus, remanufacturing in process and design can reduce demand for raw materials, reduce manufacturing costs, and create new sales channels.', 'Materials Sourcing': 'Industrial machinery entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries, which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input in industrial machinery manufacturing. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix can influence the cost and reliability of energy supplyand, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Many of the Industrial Machinery & Goods industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. Customer preferences for improved fuel economy combined with regulations restricting emissions are increasing the demand for energy-efficient and lower-emission products in the industry. As such, entities that develop products with these characteristics may capture expanding market share, reduce regulatory risk and improve brand value.', 'Employee Health & Safety': 'Employees in industrial machinery manufacturing facilities face health and safety risks from exposure to heavy machinery, moving equipment, and electrical hazards, among others. Creating an effective safety culture is critical to proactively mitigate safety incidents, which could result in higher healthcare costs, litigation, and work disruption. By implementing strong safety protocols, including incident reporting and investigation, and promoting a culture of safety, entities can minimise safety-related expenses and potentially improve productivity in the long term. '}","{'Remanufacturing Design & Services': 0.7363587094141925, 'Materials Sourcing': 0.7696327109076069, 'Energy Management': 0.7170378228926128, 'Fuel Economy & Emissions in Use-phase': 0.7494691690109915, 'Employee Health & Safety': 0.7750206619485182}",0.7750206619485182,Ricky,Major focus,Major focus,Negative,Employee Health & Safety,Major focus,Major focus,Negative,2023-01-17T14:18:24.776000+00:00,https://www.theverge.com/2023/1/17/23553739/apple-macbook-pro-14-16-inch-m2-pro-max-price,"[{'name': 'MacBook M2 Pro', 'weight': 0.146376}, {'name': 'M2 Pro', 'weight': 0.1404584}, {'name': 'M1 Pro', 'weight': 0.13353728}, {'name': 'M2 Max', 'weight': 0.12981899}, {'name': 'MacBook Pro', 'weight': 0.12494423}, {'name': 'M1 Max', 'weight': 0.12229722}, {'name': 'M2 Pro and M2 Max chips', 'weight': 0.11195083}, {'name': 'M2', 'weight': 0.10490695}, {'name': 'M1', 'weight': 0.09419163}, {'name': 'The new MacBook M2 Pro', 'weight': 0.09034587}]",[{'name': 'Tech'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 12}, {'data': 'Adobe', 'type': 'ORG', 'mentions': 2}, {'data': 'Intel', 'type': 'ORG', 'mentions': 1}, {'data': 'MacBook Pros', 'type': 'PRODUCT', 'mentions': 10}, {'data': 'M2 Pro', 'type': 'PRODUCT', 'mentions': 16}, {'data': 'M2 Max', 'type': 'PRODUCT', 'mentions': 8}, {'data': 'Photoshop', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Xcode', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'MacBook Air', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'M1', 'type': 'PRODUCT', 'mentions': 3}]","Apple has announced new 14- and 16-inch MacBook Pros, featuring its latest M2 Pro and Max chips. The M2 Pro model will launch with a 12-core CPU, up to 19-core GPU, and up to 32GB of unified memory, while the M2 Max includes up to 38 cores of GPU power and support for up to 96GB of unified memory.
+
+The new 14-inch MacBook Pro with M2 Pro starts at $1,999, with the 16-inch model starting at $2,499. Both are available to order online today and will start shipping and appearing in Apple stores on January 24th.
+
+Apple says the M2 Pro has double the amount of transistors the M2 shipped with and nearly 20 percent more than the M1 Pro. It also features 200GB/s of unified memory bandwidth, twice what’s available on the regular M2. All of this power should result in better performance in apps like Adobe Photoshop and Xcode. Apple claims the MacBook Pro with M2 Pro “is able to process images in Adobe Photoshop up to 40 percent faster than with M1 Pro, and as much as 80 percent faster than MacBook Pro with an Intel Core i9 processor.”
+
+The M2 Max chip has the same 12-core CPU as the M2 Pro, but much like the M1 Max, it really pushes the GPU power more. Apple claims the M2 Max is up to 30 percent faster than the M1 Max in graphics and can apparently “tackle graphics-intensive projects that competing systems can’t even run.”
+
+Chips aside, the latest MacBook Pro models now include Wi-Fi 6E3 and a “more advanced HDMI” (probably HDMI 2.1) that supports 8K displays up to 60Hz and 4K displays up to 240Hz.
+
+The new MacBook M2 Pro and M2 Max are both replacing models that have been around since late 2021. While they’re still considered excellent buys (worth keeping in mind as retailers start to try and dump older models for the new ones), it’s nice to see Apple’s updating its Apple Silicon chips on a regular cadence.
+
+Apple’s last generation of MacBook Pros was offered with the M1 Pro and M1 Max chips, which topped out at a 10-core CPU, 32-core GPU, and 16-core Neural Engine, with support for 64GB of memory and an 8TB SSD.
+
+When Apple initially introduced the next-generation M2 chip, it did so without updating the 14- and 16-inch MacBook Pros, instead putting it in the lower-end MacBook Air and 13-inch MacBook Pro. The chips in those laptops contained updated performance and efficiency cores, more cache, increased memory bandwidth, and used 25 percent more transistors than the M1.
+
+Despite having older silicon, the M1 Pro and Max-equipped still largely outperformed the updated lower-end models in benchmarks. Of course, this hasn’t stopped people from being curious about what high-end chips with Apple’s latest architecture will be like — when it introduced the M2, Apple said the chips would bring an 18 percent faster CPU and 35 percent faster GPU compared to the original M1.",2ae972d355604e26a26e5d1e56438c62,Apple announces MacBook Pros with M2 Pro and M2 Max chips,4,,,,
+6046,"Gov. DeWine: Norfolk Southern responsible for train derailment cleanup - Smoke rises from a derailed cargo train in East Palestine the day after the Feb. 3 accident. Photo: Dustin Franz/AFP via Getty Images
+
+Gov. Mike DeWine is holding Norfolk Southern Railway responsible for the Feb. 3 derailment of a train carrying hazardous materials in East Palestine.
+
+Catch up quick: Many residents were ordered to evacuate their homes as local, state and federal emergency crews descended on the village of about 4,800 people near the Pennsylvania border.
+• The National Transportation Safety Board reports no one was injured in the derailment, which is believed to have been caused by a mechanical issue with a car's axle.
+
+The latest: The company did not classify its train as a ""high hazardous material train,"" DeWine said in a press conference yesterday, meaning Norfolk Southern was not required to notify Ohio of what it was transporting.
+• ""This is absurd … Congress needs to take a look at how these things are handled,"" he said, alongside other state leaders.
+• DeWine said Norfolk Southern has committed to paying for the cleanup effort and suggested the state would file a lawsuit if it fails to do so.
+
+Threat level: Days after the derailment, crews released and burned toxic chemicals to prevent a potentially deadly explosion.
+• Some residents who returned to town have since complained of burning sensations, headaches and other health issues.
+• Amanda Greathouse told The New Republic she developed a rash and sore throat after going home a week after the derailment.
+• Taylor Holzer, an animal caretaker, claims to have lost a fox and has a dog now suffering from coughing fits.
+
+What they're saying: In the press conference, Bruce Vanderhoff, the state health director, called such anecdotes ""challenging,"" implied they are hard to verify, and said ""air sampling in that area really is not pointing toward an air source for this.""
+• The EPA said that as of Tuesday afternoon its air samples had not detected ""any levels of health concern that can be attributed to the incident.""
+• The agency did detect hazardous material in samples of several nearby waterways, but not in any that are downstream.
+• A Columbus water research analyst told the Dispatch there are no risks to Central Ohio's drinking water.
+
+Of note: The derailment gained added attention when a NewsNation reporter was arrested during a local press conference.
+‚Ä¢ DeWine hopes the charges will be dropped.","{'positive': 0.025766404, 'negative': 0.74714476, 'neutral': 0.22708878}","Gov. Mike DeWine is holding Norfolk Southern Railway responsible for the Feb. 3 derailment of a train carrying hazardous materials in East Palestine. The National Transportation Safety Board reports no one was injured in the derailment, which is believed to have been caused by a mechanical issue with a car's axle. The EPA did detect hazardous material in samples of several nearby waterways, but not in any that are downstream. Days after the train derailed, crews released and burned toxic chemicals to prevent a potentially deadly explosion. The derailment gained added attention when a NewsNation reporter was arrested during a local press conference.","""This is absurd ‚Ķ Congress needs to take a look at how these things are handled,"" he said.",NSC,Transportation,Rail Transportation,Norfolk Southern Corp,"{'Greenhouse Gas Emissions': 'The Rail Transportation industry generates emissions mainly through the combustion of diesel in locomotive engines. Despite relatively low emissions compared to other transportation industries, fuel management has implications for industry entities in terms of operating costs and regulatory compliance. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change. Intensifying regulation of locomotive exhaust emissions and high fuel costs encourage rail entities to invest in fuel efficiency enhancements to manage emissions. These investments can improve an entity‚Äôs operational efficiency and cost structure, with effects on value and competitive position both within the industry and compared to other modes of transport.', 'Air Quality': 'Rail operations emit several types of air pollutants that are regulated under national and international laws, including hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). These pollutants tend to have localised environmental and health impacts. For example, locomotive engines idling at rail yards may be a health concern for nearby human populations as HAPs such as benzene are known human carcinogens, while nitrogen oxides (NOx) are a major component of smog and acid rain. At the same time, fuel is a significant industry cost. Rail entities that implement fuel efficiency enhancements and manage emissions may see impacts to their costs in both the short and longer term.', 'Competitive Behaviour': 'Industry consolidation and prior allegations of anti-competitive practices in relation to captive shippers, among other reasons, create pressure on antitrust immunity granted to railroads in some regions. Some of the proposed policy changescould lead to significant costs or impede investment in the industry. Rail entities operating at the limits of allowable charges in areas where they could be found to have market dominance, or those not complying with regulations about reasonable rates, are likely to face increased regulatory scrutiny. Any associated fines or penalties may negatively affect anentity‚Äôs valuation by increasing its cost of capital. In an environment of increased concerns about the market power and pricing practices of rail entities, it is in their interest to continue to ensure competitive pricing and transparency in rate-setting while achieving adequate returns on their investments.', 'Employee Health & Safety': 'Moving freight by rail is associated with the risk of accidents and unintended releases of hazardous materials. These can harm the health and well-being of employees as well as have negative financial impacts on entities, such as reduced productivity, higher employee turnover, and increased insurance costs. Rail operators are likely to be impacted by accidents, and in some cases, poor health may also cause accidents. A healthy workforce, strong safety culture, thorough and systematic approach to safety, risk management programs (including emergency preparedness and response), and operational integrity at all levels of an entity can help lower the probability and magnitude of rail accidents.', 'Accident & Safety Management': 'Rail accidents and unintended releases of hazardous materials can have repercussions for the environment and communities along railroad tracks, as well as financial impacts on entities themselves. Increasingly stringent safety regulations and the potential for significant costs following major accidents provide incentives for entities to manage theirsafety performance through a robust safety management system. In addition, the loss of consumer confidence after such events can result in lower revenues and potentially damage an entity‚Äôs social license to operate, increasing its cost of capital.'}","{'Greenhouse Gas Emissions': 0.7763240933525157, 'Air Quality': 0.7993012757509799, 'Competitive Behaviour': 0.7586932598626741, 'Employee Health & Safety': 0.8108837545931376, 'Accident & Safety Management': 0.8033436780733283}",0.8108837545931376,Ricky,Major focus,Major focus,Negative,"Accident & Safety Management, Employee Health & Safety",Major focus,Major focus,Negative,2023-03-17T18:01:20+00:00,https://dailycaller.com/2023/03/17/big-tech-billion-racial-justice-blm-layoffs/,"[{'name': 'racial justice groups', 'weight': 0.08287301}, {'name': 'black businesses', 'weight': 0.0775358}, {'name': 'Racial Justice', 'weight': 0.07665483}, {'name': 'racial justice', 'weight': 0.07665483}, {'name': 'racial inequities', 'weight': 0.07516424}, {'name': 'black employees', 'weight': 0.07500806}, {'name': 'racial equity', 'weight': 0.07206903}, {'name': 'many companies', 'weight': 0.06979094}, {'name': 'Black Lives Matter', 'weight': 0.0696639}, {'name': 'racial inequalities', 'weight': 0.06814728}]",[{'name': 'Tech'}],"[{'data': 'BLM', 'type': 'ORG', 'mentions': 5}, {'data': 'Black Lives Matter', 'type': 'ORG', 'mentions': 5}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'the Claremont BLM Funding Database', 'type': 'ORG', 'mentions': 3}, {'data': 'CNBC News', 'type': 'ORG', 'mentions': 6}, {'data': 'the Brennan Center for Justice', 'type': 'ORG', 'mentions': 1}, {'data': 'the American Civil Liberties Union', 'type': 'ORG', 'mentions': 1}, {'data': 'ACLU', 'type': 'ORG', 'mentions': 1}, {'data': 'the Equal Justice Initiative', 'type': 'ORG', 'mentions': 1}, {'data': 'Thurgood Marshall College Fund', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'DCNF', 'type': 'ORG', 'mentions': 2}, {'data': 'America', 'type': 'GPE', 'mentions': 2}, {'data': 'George Floyd', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}]","America’s top tech companies collectively pledged billions to various causes purporting to advance racial justice and the Black Lives Matter movement following the murder of George Floyd. Now, as the tech industry has been battered, they’re laying off substantial portions of their workforce and closing job openings.
+
+Since the peak of the Black Lives Matter movement in 2020, Amazon, Apple, Facebook, Google and Microsoft have pledged at least $5 billion into nonprofits and business plans focused on racial equity since 2020, including massive funding commitments to black-owned businesses, according to data compiled by the Claremont BLM Funding Database. The companies have laid off tens of thousands of workers in recent months amid inflation, high interest rates and fear of a possible recession, according to CNBC News.
+
+Following the murder of George Floyd by the police in May 2020 and the ensuing national protests, many companies made pledges to financially support the BLM movement and fight systemic racism and racial inequities; by August 2021, America’s top corporations had pledged a collective $49.5 billion to the movement, according to data compiled by The Washington Post.
+
+Amazon, which pledged a combined $169.5 million to BLM-related causes, began firing 18,000 employees in January in its largest workforce reduction ever, according to CNBC. The company funded various groups including Black Lives Matter, the Brennan Center for Justice, the American Civil Liberties Union (ACLU) and several others. (RELATED: Diversity Jobs Are Drying Up As Big Businesses Tighten Their Belts)
+
+“Black lives matter. We stand in solidarity with our Black employees, customers, and partners, and are committed to helping build a country and a world where everyone can live with dignity and free from fear,” the company wrote in a 2020 press release.
+
+Facebook pledged to spend $1 billion annually with “black and diverse suppliers” beginning in 2021, meaning they’ve hit $2 billion in pledges for that commitment. The company also promised to invest $100 million in black-owned small businesses, black creators, and nonprofits that serve the black community.
+
+Facebook gave $5 million total to the Equal Justice Initiative, Thurgood Marshall College Fund and the Innocence Project, $10 million towards racial justice groups generally, $10 million toward a Black Gaming Creator Program and $25 million to support black creators through a Facebook page created by black employees to elevate voices from the community.
+
+Meta, Facebook’s parent company, will lay off 10,000 employees and close 5,000 job openings, according to a Tuesday announcement. The company previously fired 13% of its staff, more than 11,000 employees, in its largest layoffs ever beginning in November, according to CNBC.
+
+Google announced in January that it plans to lay off 12,000 employees, according to CNBC; the company has given and pledged a combined $370 million to BLM-related causes since 2020. Google’s pledges included $12 million to groups seeking to address racial inequalities along with $25 million in ad grants to those groups, $3 million for closing the black education gap and a $175 million “economic opportunity package” for black businesses.
+
+Google also pledged to spend at least $1 billion with diverse-owned suppliers each year, including $100 million with Black-owned businesses.
+
+Google CEO Sundar Pichai made a series of commitments to racial equity on behalf of the company in the summer of 2020, including filling 30% of leadership positions with “underrepresented groups” by 2025 and “[doing] more to address representation challenges and focus on hiring, retention, and promotion at all levels.”
+
+Microsoft, which has given or pledged a combined $246 million to BLM and race-related causes, will lay off 10,000 workers, according to a January announcement. The company pledged $51 million toward criminal justice, including $250,000 to the Black Lives Matter Global Network Foundation.
+
+Apple pledged a combined $130 million as part of its Racial Equity and Justice Initiative, with funds going towards academic and advocacy projects focused on “[dismantling] structures that perpetuate inequities and institutional racism.” The company has not implemented mass layoffs like other leading tech companies, but its recent slowdown on hiring and bonuses and other budget tightening moves have stirred speculation of possible layoffs.
+
+Amazon, Apple, Google and Microsoft did not respond to the Daily Caller News Foundation’s request for comment. Amazon did not offer a comment prior to the publication of this story and Meta directed the DCNF to its press releases and declined to comment further.
+
+All content created by the Daily Caller News Foundation, an independent and nonpartisan newswire service, is available without charge to any legitimate news publisher that can provide a large audience. All republished articles must include our logo, our reporter’s byline and their DCNF affiliation. For any questions about our guidelines or partnering with us, please contact licensing@dailycallernewsfoundation.org.",78ea845a8f70476e8c06ef1b060f54df,Big Tech Pledged Billions To ‘Racial Justice’ Amid BLM Protests. Now They’re Laying Off Thousands,4,,,,
+19349,"Billion-Dollar ‘Pink Hydrogen’ Plan on Hold as US Weighs Rules - Constellation Energy Corp. has an ambitious $1 billion plan to produce hydrogen using carbon-free nuclear power. But the plan is on hold — and may be derailed completely — as the company awaits guidance from Washington on a tax credit that’s expected to play a key role in efforts to use the gas to decarbonize heavy industries.
+
+The US Treasury Department is expected to issue rules in the coming months clarifying how hydrogen suppliers will qualify for a subsidy of as much as $3 per kilogram that’s included in the Inflation Reduction Act. The industry has been waiting for guidance since the landmark law was signed in August, and the fate of Constellation’s plan hinges on whether the Biden administration imposes strict limits urged by environmentalists and some Democratic lawmakers.
+
+Energy giant Constellation is the first US company to produce hydrogen at volume using nuclear energy, at a plant in upstate New York. It’s been planning to install the technology at several reactors in the Midwest to supply industrial customers. Factories that make steel, fertilizer, chemicals and other carbon-intensive products account for about a quarter of global greenhouse gas emissions, and hydrogen produced using renewable or nuclear power can offer a low-carbon alternative to processes that rely on fossil fuels. However, there’s a growing push to introduce language in the policy that would undermine the company’s strategy.
+
+“The uncertainty around the regulations has brought us pretty much to a full stop,” Chief Executive Officer Joe Dominguez said in an interview. He said the limits under consideration would threaten US climate targets. “If this doesn’t get interpreted correctly, we’re not going to have the hydrogen to meet the goal.”
+
+And the US may need a lot of it. Annual demand for clean hydrogen may reach 10 million metric tons by 2030, driven largely by industrial consumption, according to a March Energy Department report. That amount could quadruple by 2050.
+
+Ten million tons is about the same amount of hydrogen that US industry consumes now, for refining fossil fuels, producing fertilizer, food processing, treating metals and other applications. But currently the vast majority is extracted from natural gas, a process that also produces carbon emissions.
+
+That’s why there’s a push for clean hydrogen, extracted from water. The key is that the process must use carbon-free electricity. That could come from wind, solar or hydropower dams — to make what’s known as green hydrogen — or from nuclear reactors to make so-called pink hydrogen. Dominguez said the US nuclear industry could supply as much as half the demand in 2030.
+
+However, some environmentalists have concerns about using existing clean-energy facilities to make hydrogen. Those power plants are already supplying energy to the grid, but diverting electricity to make hydrogen would mean less clean power on the grid, creating a gap that may be filled with power from natural gas or coal, said Rachel Fakhry, policy director for emerging technologies with the Natural Resources Defense Council.
+
+Read more: Biden Pressed to Limit Hydrogen Credits Key to Nascent Industry
+
+The text of the Inflation Reduction Act bases eligibility on meeting an emissions threshold and doesn’t refer to any specific power-generation technology. NRDC has submitted comments to the Treasury Department outlining suggested criteria for being able to claim the full clean hydrogen tax credit known as 45V. Those include restricting eligibility to new power plants. Some options would let existing plants earn the credit, such as nuclear plants operating at night, when demand for power is low, or renewable facilities that began operating recently.
+
+“The basic principle is that there should be no increase in system-wide emissions on the grid,” Fakhry said.
+
+Without “rigorous guardrails,” the resulting investment could spur a net increase in US emissions, Senator Jeff Merkley of Oregon and four other Senate Democrats warned the Internal Revenue Service in a letter on May 25.
+
+Spurring production of carbon-free hydrogen could have significant climate benefits. Not only would it eliminate the emissions associated with the hydrogen that’s widely used now, but the gas could also be used in new applications, like making clean steel or sustainable jet fuel. It could be blended with gas to curb emissions when burned in power plants and used in fuel cells to make electricity. But all of that needs clean hydrogen, and the US is currently making less than 1 million tons of it a year.
+
+Constellation is the biggest US nuclear operator and began commercial production of pink hydrogen in March at its Nine Mile Point plant, north of Syracuse. It’s using less than 1% of the site’s power to make about 530 kilograms (1,168 pounds) per day. Nuclear reactors often use hydrogen in their cooling systems, and the plant is making enough to meet its own needs, saving the company about $1 million a year. Other US reactor operators make small amounts of hydrogen, but Constellation is the only one doing so at scale, said Bob Beaumont, the project manager.
+
+The company is also looking at blending gas and hydrogen at power plants. It ran its Hillabee site in Alabama with a mixture of 38% hydrogen in a test this month, a concentration Dominguez said could probably be increased to “well over 50%.”
+
+But the company has much bigger goals. It wants to boost hydrogen production 400-fold by adding electrolyzers at several of its Midwest power plants. Dominguez was talking to potential customers as well as equipment suppliers, and was about a month away from announcing signed contracts, he said, when he had to shelve the entire venture after it became clear that the Treasury guidelines wouldn’t come out for months and there was a chance that nuclear power wouldn’t qualify at all.
+
+The uncertainty has paralyzed Constellation’s plans, and any rule that limits the credit to new power plants would effectively rule out nuclear plants, said Dominguez.
+
+“There’s no business case” for building a new reactor, which typically costs billions and takes years, he said. “I’m frankly frustrated this issue has come up. It’s crazy.”","{'positive': 0.042762797, 'negative': 0.64141476, 'neutral': 0.31582245}","Constellation Energy Corp. has an ambitious $1 billion plan to produce hydrogen using carbon-free nuclear power, but the plan is on hold as the US Treasury Department prepares to issue rules clarifying how hydrogen suppliers will qualify for a subsidy of up to $3 per kilogram. The fate of Constellation’s plan hinges on whether the Biden administration imposes strict limits urged by environmentalists and some Democratic lawmakers. Annual demand for clean hydrogen may reach 10 million metric tons by 2030, driven largely by industrial consumption, and that amount could quadruple by 2050. The US nuclear industry could supply as much as half the demand in 2030. However, some environmentalists have concerns about using existing clean-energy facilities to make hydrogen, while NRDC has submitted comments to the Treasury Department outlining suggested criteria for being able to claim the full clean hydrogen tax credit known as 45V.",Constellation Energy has paused its efforts to make hydrogen using nuclear power as the Biden administration considers limiting tax credits.,STZ,Food & Beverage,Alcoholic Beverages,Constellation Brands Inc A,"{'Water Management': 'Water management includes an entity’s direct water use, exposure to water scarcity and management of wastewater. Entities in the Alcoholic Beverages industry use a large amount of water in their operations, since water is a key input for their finished products. Given alcoholic beverage entities’ heavy reliance on large volumes of clean water and water scarcity is increasing in different regions globally, entities may be exposed to supply disruptions that could significantly impact operations and increase costs. Entities operating in water-stressed regions that fail to address local water concerns may risk losing their social license to operate. Improving water management through increased efficiency and recycling, particularly in regions with baseline water stress, can result in lower operating costs, reduced risks and higher intangible asset value.', 'Packaging Lifecycle Management': 'Packaging materials represent a significant cost to entities in the Alcoholic Beverages industry. Although many alcoholic beverage entities do not manufacture their own bottles and packaging, they face reputational risks associated with the negative externalities that their products’ containers can create over their lifecycle. Entities are also directly impacted by legislation regarding end-of-life management of beverage containers. Alcoholic beverage entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce the environmental impact. Efforts to reduce the amount of materials used in packaging can reduce transportation costs, exposure to supply and price volatility, and the amount of virgin materials extracted. In the end-of-life phase, take-back and recycling programs and partnerships can pre-empt regulation, help achieve cost savings, and reduce environmental impact. Entities that effectively manage this issue can improve profitability and reduce cost of capital.', 'Energy Management': 'Entities in the Alcoholic Beverages industry rely on both fuel and purchased electricity as critical inputs. Fossil fuel and electrical energy consumption can contribute to negative environmental impacts, including climate change and pollution. These impacts have the potential to affect the value of entities in this industry since greenhouse gas (GHG) emissions regulations and new incentives for energy efficiency and renewable energy could result in increased fossil fuels and conventional electricity price volatility, while making alternative sources more cost-competitive. Entities that manage for increased energy efficiency and use alternative energy sources may increase profitability by reducing both expenses and risks.', 'Responsible Drinking & Marketing': 'The irresponsible consumption of alcoholic beverages can lead to negative social externalities such as drunk driving, addiction, public health issues, underage drinking, and even death. Every year, irresponsible alcohol consumption contributes to millions of deaths worldwide, a large portion of which includes underage youth and young adults. The harmful use of alcohol is a growing concern, particularly in developing countries that do not have laws to protect against alcohol’s detrimental effects. Alcoholic beverage entities may be forced to internalise the costs of these social externalitiesthrough taxes, lawsuits, or reputational harm, which can have a material impact on operations and financial results. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry’s social license to operate. Through education, engagement, community partnerships, and responsible marketing, particularly to underage individuals, entities can address and mitigate many of the social externalities associated with alcohol misuse. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve market share, and decrease liabilities.', 'Ingredient Sourcing': 'Entities in the Alcoholic Beverages industry source a wide range of ingredients, largely agricultural inputs, from suppliers worldwide. The industry’s ability to source ingredients fluctuates with supply availability, which may be affected by climatechange, water scarcity, land management and other resource scarcity considerations. This exposure can result in price volatility and can affect entity profitability. Ultimately, climate change, water scarcity and land-use restriction present risks to an entity’s long-term ability to source key materials and ingredients. Entities that source ingredients that are more productive, effectively cultivated and less resource-intensive, or those that work closely with suppliers to increase their adaptability to climate change and manage exposure to other resource scarcity risks may reduce price volatility or supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Alcoholic Beverages industry manage global supply chains to source a wide range of ingredient inputs. Howentities screen, monitor and engage with suppliers on environmental and social topics affects entities’ ability to secure supply and manage price fluctuations. Supply chain interruption can cause loss of revenue and negatively impact market share if entities are unable to find alternatives for key suppliers or must source ingredients at a higher cost. Supply chain management issues related to labour practices, environmental responsibility, ethics or corruption may also result in regulatory fines or increased long-term operational costs. The consumer-facing nature of the industry increases the reputational risks associated with supplier actions. Managing an entity’s exposure to environmental and social risks may improve supply chain resiliency and enhance an entity’s reputation. Entities can engage with key suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks and potentially increase consumer demand or capture new market opportunities.'}","{'Water Management': 0.7153330699677499, 'Packaging Lifecycle Management': 0.723871506864525, 'Energy Management': 0.7865515178479694, 'Responsible Drinking & Marketing': 0.6987367371410401, 'Ingredient Sourcing': 0.7443288786370226, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.724555803040328}",0.7865515178479694,Ricky,Major focus,Major focus,Negative,"Energy Management, Water Management",Major focus,Major focus,Positive,2022-12-15T19:21:13+00:00,https://www.washingtonpost.com/business/2022/12/15/markets-fed-retail-stocks/,"[{'name': 'last year', 'weight': 0.077841006}, {'name': 'rate hikes', 'weight': 0.0716509}, {'name': 'equivalent rate hikes', 'weight': 0.07110447}, {'name': 'online Black Friday sales', 'weight': 0.070019364}, {'name': 'interest rates', 'weight': 0.06823242}, {'name': 'inflation', 'weight': 0.06743191}, {'name': 'New York wealth management firm Main Street Research', 'weight': 0.06455186}, {'name': 'central bankers', 'weight': 0.06040816}, {'name': 'Main Street Research', 'weight': 0.05995711}, {'name': 'Black Friday weekend', 'weight': 0.059759274}]",[{'name': 'Business'}],"[{'data': 'The Federal Reserve', 'type': 'ORG', 'mentions': 4}, {'data': 'the European Central Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'the Bank of England', 'type': 'ORG', 'mentions': 1}, {'data': 'Dow Jones', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Main Street Research', 'type': 'ORG', 'mentions': 1}, {'data': 'Adobe Analytics', 'type': 'ORG', 'mentions': 1}, {'data': 'Census Bureau', 'type': 'ORG', 'mentions': 1}, {'data': 'GlobalData', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Switzerland', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'midday', 'type': 'TIME', 'mentions': 1}, {'data': 'James Demmert', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jerome H. Powell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Neil Saunders', 'type': 'PERSON', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}]","Spooked investors forced a stock sell-off on Thursday as worry spread that central bankers are raising interest rates in a weakening consumer market, pushing the economy toward a recession. The Federal Reserve on Wednesday hiked interest rates an additional 0.5 percentage points in an attempt to tame inflation, followed Thursday by equivalent rate hikes by the European Central Bank, the Bank of England and the central bank of Switzerland.
+
+The Dow Jones industrial average had fallen more than 800 points Thursday in midday trading, or 2.36 percent. The S&P 500 lost about 100 points, or 2.5 percent, and the Nasdaq dropped around 370 points, or more than 3 percent.
+
+“Our main message to investors is to be cautious,” said James Demmert, chief investment officer at New York wealth management firm Main Street Research. “The Fed is trying to engineer a soft economic landing that in our view has a high likelihood of failing and causing a recession in 2023.”
+
+Fed Chair Jerome H. Powell has said the central bank’s main goal is fighting inflation and pushing it down to a sustainable 2 percent from the 40-year high of 9.1 percent reached over the summer.
+
+Data released on Tuesday showed inflation to be slowing — down to 7.1 percent in November from 7.7 percent the month prior — leading some economists to project prices may have reached their high-water mark.
+
+“The inflation data received so far for October and November show a welcome reduction in the monthly pace of price increases,” he said. “But it will take substantially more evidence to give confidence that inflation is on a sustained downward path.”
+
+He said it was “just not knowable” whether the United States is headed into a recession or how severe an economic downturn could be.
+
+The data is compared with October, which saw a 1.3 percent surge in sales. Some experts attributed the increase to stores rolling out earlier discounts to ease their inventory glut and to cater to consumers looking to spread out their holiday spending.
+
+Still, there was a more positive picture on Black Friday weekend, which saw a historic number of shoppers online. Consumers spent $35.4 billion online over the five-day period, according to data from Adobe Analytics. On Cyber Monday — the biggest shopping day of the long weekend — sales hit a record $11.3 billion, a 5.3 percent jump from last year, while online Black Friday sales ticked up 2.3 percent to $9.12 billion. The National Retail Federation reported that 130 million people shopped online that weekend, a modest increase from last year’s 128 million.
+
+But the report from Census Bureau highlighted warnings from industry experts that inflation is weighing more and more on consumers, who are growing weary of paying more for less. The resilience of shoppers that has marked much of the year is wearing off.
+
+“A note of caution is starting to sound in consumer behavior as shoppers become more discerning and cut back on the number of things they buy,” said Neil Saunders, managing director at the analytics company GlobalData.
+
+Declines in the tech sector cemented an already dreary year for many Silicon Valley giants. After a usage boom during the pandemic, tech companies have seen their growth rates wane this year. Shares of Apple, Amazon, Facebook parent Meta, Google and Microsoft all fell more than 3 percent during trading Thursday.",06c0e2cd35ab4a48adb2e655429cb74f,"Markets tumble on retail sales slump, rate hikes",4,,,,
+13127,"Soaring cocoa prices could be bad news for chocolate lovers - If you have a sweet tooth, take note: Cocoa prices have been soaring — and that could drive chocolate prices higher.
+
+Higher prices can be helpful for struggling cocoa farmers. But those prices, along with high prices of other key chocolate ingredients, might not be great news for sweets shoppers watching their budgets.
+
+So far this year, cocoa futures have risen about 21%. As is often the case, higher prices are being driven by demand exceeding supply.
+
+This season, cocoa yields are underwhelming, likely due to crop disease and heavy rains. And next season, forecasters are expecting another deficit because of El Niño, a naturally occurring phenomenon in the tropical Pacific Ocean, which usually brings warmer global temperatures — poor conditions for growing cocoa.
+
+Meanwhile, demand has stayed strong, particularly in Europe and Asia, noted Paul Joules, a commodity analyst for Rabobank who focuses on cocoa and dairy markets.
+
+Initially, forecasters anticipated good supply this year, said Joules. But some months back, they realized that supply wasn't keeping pace with expectations.
+
+""Compared to the 2021/22 cocoa year, the 2022/23 cocoa season is heading towards a supply deficit due to a reduction in production,"" according to the International Cocoa Organization's monthly report for April.
+
+Crop disease may be responsible for the disappointing results.
+
+""What we saw was, potentially, more cases of swollen shoot disease,"" Joules explained. Cocoa swollen shoot virus is spread by insects and is characterized by swollen stems, among other symptoms. It has hampered production in cocoa-supplying countries for years. To fight the deadly disease, farmers often have to root sick trees out and plant replacements. It can take years for those new trees to reach peak production, Joules noted.
+
+Other factors may have contributed to the lower yield, he said, like aging trees that don't produce as much cocoa.
+
+Heavy rains in Ivory Coast, the world's top cocoa supplier, might also delay crops harvested in the spring and fall, the Cocoa Organization said, adding that rain and humidity make it more likely that crop disease could negatively affect the harvest.
+
+And on top of this year's complications, El Niño is threatening next season's crop.
+
+Ivory Coast could see its main cocoa harvest ""suffer as El Niño climate conditions are expected to gain strength,"" warned a recent post from Gro Intelligence, which analyzes agricultural data.
+
+Bad weather in the area has major implications for the global cocoa market. Ivory Coast is responsible for close to half of the world's cocoa beans, with Ghana, Cameroon and Nigeria together contributing about quarter of the world's supply, according to Gro Intelligence.
+
+Because of that, there is an ""outsize impact of the region's weather patterns on world cocoa prices and supplies,"" according to Gro Intelligence's post.
+
+The increase in prices could offer some relief to struggling farmers.
+
+The Amsterdam-based Tony's Chocolonely, a chocolate company that aims to reduce exploitation in the cocoa supply chain, is pleased to see prices go up.
+
+""We are very happy that cocoa prices are rising,"" said Pascal Baltussen, chief of impact and operations at Tony's. ""Cocoa prices have been way too low for West African cocoa farmers to earn a living income.""
+
+Cocoa futures are used to determine the prices paid to farmers for cocoa in Ivory Coast and Ghana. With higher prices in the futures market, ""there is good hope that price back to the farmer will be impacted positively,"" said Alex Assanvo, executive secretary of the Côte d'Ivoire-Ghana Cocoa Initiative, a partnership between Côte d'Ivoire, or Ivory Coast, and Ghana that aims to establish a sustainable cocoa market and more security for farmers.
+
+Higher futures prices are good, but they won't last long, he noted. ""Price goes up, [but] it will go down very soon, probably,"" he said, based on historical trends. To help create a more stable environment for farmers, the group has worked to develop a Living Income Differential, which is charged on top of market prices to help offset volatility.
+
+What it means for you
+
+Like other confectioners, Tony's has been hit with rising commodity prices not just in cocoa, but in other ingredients as well, such as sugar. Taken together, the increases have prompted the company to raise prices.
+
+Earlier this year, Tony's increased its US prices for retailers by about 8%, the first hike since it launched in the US market in 2015, according to the company. Baltussen did not share the company's future pricing plans.
+
+Other chocolate companies have raised prices, as well. And the rising cocoa costs mean more price hikes could be coming.
+
+Cocoa contracts are long, so the higher prices likely haven't cycled through to buyers just yet. But eventually chocolate makers are likely to pay more for cocoa.
+
+During an April analyst call, Hershey CFO Steven Voskuil said that ""cocoa and sugar in particular are moving in the wrong direction,"" without commenting specifically on pricing. ""We do expect to see potentially more impact in '24 than '23,"" from price increases in those ingredients, he said.
+
+Hershey declined to comment for this story on future pricing actions. But Joules suspects that consumers may well see the effect of the higher costs.
+
+""I don't think the consumer has seen the full extent of the impact yet,"" he said. Once new contracts are put in place, ""that's when we'll see the full extent of the price rise for consumers.""
+
+Any increase would come on top of already high chocolate prices in retail.
+
+In the year through April 29, compared to the same period the year before, chocolate prices went up 14.5% on average, according to data from NIQ, which tracks US retail sales.
+
+‚Äî CNN's Laura Paddison and Rachel Ramirez contributed to this report.","{'positive': 0.012518247, 'negative': 0.961971, 'neutral': 0.025510788}","Cocoa prices have risen 21% this year, driven by demand exceeding supply. This season, cocoa yields are underwhelming, likely due to crop disease and heavy rains, and next season, forecasters are expecting another deficit due to El Ni√±o. Demand has stayed strong in Europe and Asia, particularly in Europe, and El Ni√±o is threatening next season's crop. The increase in prices could offer some relief to struggling farmers, but they won't last long. Tony's Chocolonely, a chocolate company that aims to reduce exploitation in the cocoa supply chain, is pleased to see prices go up. Other companies have raised prices, as well as other companies, to help offset the rising commodity prices.",Rising cocoa costs mean more price hikes could be coming.,HSY,Food & Beverage,Processed Foods,Hershey Foods Corp,"{'Water Management': 'Processed Foods entities rely on a reliable water supply for cooking, processing and cleaning finished goods. Additionally, entities in the industry generate and must manage the wastewater discharge from processing activities. As water scarcity becomes an issue of increasing importance, processed foods entities‚Äîoperating in water-stressed regions‚Äîmay face increasing operational risks. Entities in the industry may face higher operational costs as well as water shortages because of the physical availability or more stringent regulations. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Food Safety': 'Food safety, as it relates to production quality, spoilage, contamination, supply chain traceability, and allergy labelling, canmaterially affect processed foods entities. Food safety recalls can happen for numerous reasons, including packaging defects, food contamination, spoilage, and mislabeling. Food safety issues that arise within an entity‚Äôs supply chain typically result in recalls of final products and can also influence the brand reputation, operations, and revenue of processed foods entities. Supply chain traceability is a great concern for entities in the industry, particularly amid new regulations. Poor management of food quality and safety may lead to damage to brand value, lower revenues, and increased costs associated with recalls, fines, lost inventory, and/or litigation. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to retailers and consumers.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of processed foods entities. The accuracy and depth of information presented in food labelling is of importance to regulators and consumers.Labelling regulations require specific and detailed product information to ensure food safety and inform consumers of nutritional content. Additionally, to help inform purchasing decisions, consumers are increasingly interested in further information about the ingredients used in processed foods, such as genetically modified organism (GMO) content, and about the production methods used. Another area of public concern is the marketing practices of processed foods entities, especially those targeted to children or on nutritional claims, and whether they present potentially untruthful or misleading information. Product labelling and marketing issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from misleading statements or failing to adapt to consumer demand for increased labelling transparency. Additionally, regulations on product labelling and marketing introduce near-term costs to adhere and present the risk of penalties or litigation. All of these factors can impact an entity‚Äôs brand value, operating costs, and revenue growth.', 'Packaging Lifecycle Management': 'Packaging materials represent a major business cost and contribute to the environmental footprint of processed foods entities. Each stage of a package‚Äôs lifecycle, including design, transportation, and disposal, presents its own unique environmental challenges and opportunities. Entities may be impacted by regulations on allowable packaging materials orend-of-life management of packaging. Processed foods entities can work with packaging manufacturers on packaging design to generate cost savings, improve brand reputation, and reduce their environmental impact. Innovations such as light-weighting materials can also result in cost benefits in the transportation of goods. Other innovations can improve end-of-life management of products, such as through the use of recyclable or compostable materials, which may mitigatepotential risks related to costs and compliance. ', 'Energy Management': 'The Processed Foods industry is reliant on energy and fuel as primary inputs for value creation in manufacturing food products. Energy is needed to operate large manufacturing facilities for cooking, refrigeration and packaging. Energy production and consumption contributes to significant environmental impacts, including climate change and pollution, which have the potential indirectly, yet materially, to affect processed food entity operations. Energy efficiency in production and distribution can mitigate exposure to volatile energy costs and limit an entity‚Äôs contribution to direct and indirect greenhouse gas (GHG) emissions. Producers may be able to reduce the risk posed by volatile fossil fuel energy costs‚Äîparticularly natural gas, which the industry uses heavily‚Äîby diversifying their energy portfolio across a range of sources. Decisions regarding alternative fuels use, renewable energy and on-site generation of electricity versus purchasing from the grid, may influence both the costs and reliability of the energy supply.', 'Ingredient Sourcing': 'Entities in the Processed Foods industry source a wide range of ingredients, largely agricultural inputs, from global suppliers. The industry‚Äôs ability to source ingredients, and at some price points, fluctuates with supply availability, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. This exposure may cause price volatility which may affect entity profitability. Climate change, water scarcity and land-use restrictions present risks to an entity‚Äôs long-term ability to source essential materials and ingredients. Entities that source ingredients which are more productive and less resource-intensive, or coordinate with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Entities in the Processed Foods industry manage global supply chains to source a wide range of ingredient inputs. How entities screen, monitor and engage with suppliers on environmental and social topics affects the ability of entities to maintain steady supplies and manage price fluctuations. Supply chain management issues related to labour and environmental practices, ethics or corruption also may result in regulatory fines or increased long-term operational costs for entities. The consumer-facing nature of the industry increases the reputational risks associated with supplier performance. Entities can engage with important suppliers to manage environmental and social risks to improve supply chain resiliency, mitigate reputational risks, potentially increase consumer demand, or capture new market opportunities.', 'Health & Nutrition': 'Key nutritional and health concerns such as obesity, ingredient safety, and nutritional value are shaping the Processed Foods industry‚Äôs competitive landscape. The health and nutrition characteristics of the industry‚Äôs products and ingredients are of growing concern to both consumers and regulators, thus creating the potential for these issues to affect a processed food entity‚Äôs reputation and its license to operate. New regulations, including imposed taxes on processed foods, may impact industry profitability and pose long-term risks in the form of reduced demand for the industry‚Äôs products. Entities that adapt to changing consumer preferences to promote more healthful and nutritious offerings may be better positioned to gain market share in a growing segment while avoiding the risks associated with potential regulation and shifts in demand.'}","{'Water Management': 0.7493298707125742, 'Food Safety': 0.7591711512451885, 'Product Labelling & Marketing': 0.7454170029024147, 'Packaging Lifecycle Management': 0.7580801824757495, 'Energy Management': 0.7664524743204166, 'Ingredient Sourcing': 0.7955487333749632, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7626663138279919, 'Health & Nutrition': 0.7708015017729766}",0.7955487333749632,Ricky,Major focus,Major focus,Negative,"Ingredient Sourcing, Environmental & Social Impacts of Ingredient Supply Chain",Minor focus,Minor focus,Neutral,2023-04-10T15:39:35.387000+00:00,https://www.theverge.com/2023/4/10/23676959/google-third-party-assistant-smart-displays-updates-bard,"[{'name': 'Google Assistant head Sissie Hsiao', 'weight': 0.09474976}, {'name': 'several new AI tools', 'weight': 0.09339676}, {'name': 'Assistant products', 'weight': 0.0855238}, {'name': 'Google', 'weight': 0.085475974}, {'name': 'new products', 'weight': 0.08423217}, {'name': 'Nest Hub', 'weight': 0.0839687}, {'name': 'AI prototypes', 'weight': 0.083219714}, {'name': 'generative AI technology', 'weight': 0.082911454}, {'name': 'AI Test Kitchen', 'weight': 0.08090347}, {'name': 'AI', 'weight': 0.078094274}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Bard', 'type': 'ORG', 'mentions': 3}, {'data': 'The Information', 'type': 'ORG', 'mentions': 1}, {'data': 'The New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Smart Display', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Home Hub', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Nest Hub', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Alexa', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Pixel', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Assistant', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Android Auto', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'AI Test Kitchen', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sissie Hsiao', 'type': 'PERSON', 'mentions': 3}, {'data': 'Amar Subramanya', 'type': 'PERSON', 'mentions': 1}, {'data': 'Google I/O', 'type': 'EVENT', 'mentions': 1}]","All three displays made their debut in 2018, just months after Google first announced the Smart Display platform and its own Home Hub (now called Nest Hub) as it sought to compete with Amazon’s Alexa. While Google provided some new features to these devices in the years that followed, they never received the same kind of attention it gives to its Nest Hub displays.
+
+Google’s decision to end support for its third-party devices doesn’t mean they’ll stop working, but it is indicative of what’s been happening over the past few years: they just won’t receive any new features or updates.
+
+Discontinuing updates on third-party products not only seems like a way for the company to cut off a line of products that have been largely replaced by the Nest Hub (which may soon be usurped by the upcoming Pixel tablet), but it’s also a sign of Google distancing itself from yesteryear’s Assistant and focusing more on generative AI technology like Bard.
+
+In a memo obtained by CNBC last month, Google Assistant head Sissie Hsiao informed workers that the team’s engineering vice president, Amar Subramanya, would swap over to leading the Bard team. It also indicated that the division would take on more of a supporting role as Google continues to work on Bard.
+
+“As the Bard teams continue this work, we want to ensure we continue to support and execute on the opportunities ahead,” Hsiao said in the memo viewed by CNBC. “This year, more than ever, we have been focused on delivery with impact to our users.”
+
+Meanwhile, a report from The Information from October had previously revealed that Google was investing less in Assistant products for cars and other third-party devices that use the software, including TVs, headphones, smart home speakers, smart glasses, and smartwatches. Hsiao reportedly told one colleague that Android Auto only makes around $1 billion in annual revenue, which is barely enough to make a dent in the $257.6 billion Google made last year. That’s why she may shift some people away from the initiative.
+
+Now, with Google I/O just one month away, we’ll see if the old Assistant technologies are still featured in new products or if the newer flavors of AI are all that Google has to talk about. A report from The New York Times indicates that Google’s set to show off several new AI tools at the event, such as an AI image generation studio, a video summarization tool, and a third version of AI Test Kitchen, an app that lets people test AI prototypes.",df9b4b793325485f9b58050b19a318e4,Google cuts off third-party smart displays as Assistant support dwindles,4,,,,
+14759,"Canada looking to sell Trans Mountain pipeline stake to indigenous groups - Aug 8 (Reuters) - Canada is looking to sell a stake in the Trans Mountain oil pipeline to indigenous groups through a special-purpose vehicle that will allow individual communities to buy into the enterprise, Bloomberg News reported on Tuesday.
+
+The Canadian government will provide the groups with access to capital so they do not have to risk any of their own money to participate, according to the report, citing a letter from Finance Minister Chrystia Freeland's office, dated Aug. 2.
+
+The communities' equity interest in Trans Mountain will provide them with cash flows and allow them to jointly exercise governing rights, the report added.
+
+Indigenous groups that take part in the special purpose vehicle will not be excluded from participating in later rounds offering additional equity in the pipeline and the government will soon begin discussions with the groups along the pipelines route and shipping corridor, the report said.
+
+Freeland's office and Trans Mountain did not immediately respond to a Reuters request for comment on the report.
+
+Prime Minister Justin Trudeau's Liberal government bought the Trans Mountain pipeline in 2018 from Kinder Morgan Inc (KMI.N) to ensure the expansion project got built and provided a C$10 billion loan guarantee to TMC.
+
+But the project has been hampered by regulatory obstacles, environmental opposition, and construction delays, and is now anticipated to cost C$30.9 billion ($23.02 billion), more than quadrupling the C$7.4 billion budgeted in 2017.
+
+A Canadian government agency last week guaranteed fresh commercial loans of up to C$3 billion to the pipeline expansion project.
+
+($1 = 1.3422 Canadian dollars)","{'positive': 0.36549118, 'negative': 0.17466493, 'neutral': 0.45984387}","Canada is looking to sell a stake in the Trans Mountain oil pipeline to indigenous groups through a special-purpose vehicle that will allow individual communities to buy into the enterprise. The Canadian government will provide the groups with access to capital so they do not have to risk any of their own money to participate. The project has been hampered by regulatory obstacles, environmental opposition, and construction delays, and is now anticipated to cost C$30.9 billion ($23.02 billion), more than quadrupling the C$7.4 billion budgeted in 2017.","Canada is looking to sell a stake in the Trans Mountain oil pipeline to indigenous groups through a special-purpose vehicle that will allow individual communities to buy into the enterprise, Bloomberg News reported on Tuesday.",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity’s social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7571043059457104, 'Operational Safety, Emergency Preparedness & Response': 0.7754870230459795, 'Air Quality': 0.7158960448359121, 'Competitive Behaviour': 0.7872642524884548, 'Ecological Impacts': 0.7930149907409917}",0.7930149907409917,Ricky,Major focus,Major focus,Negative,"Operational Safety, Emergency Preparedness & Response, Ecological Impacts",No focus,,,2023-01-28T10:01:49+00:00,https://www.indiatimes.com/trending/human-interest/google-employee-gets-laid-off-while-interviewing-candidate-591485.html,"[{'name': 'Google Employee', 'weight': 0.13452075}, {'name': 'Candidate', 'weight': 0.08314346}, {'name': 'Last Friday', 'weight': 0.079390384}, {'name': 'last Friday', 'weight': 0.079390384}, {'name': 'Internal Website', 'weight': 0.07723146}, {'name': 'a future employee', 'weight': 0.07550455}, {'name': 'The ex-Google employee', 'weight': 0.0703084}, {'name': 'a potential employee', 'weight': 0.07004205}, {'name': 'an internal company website', 'weight': 0.06883443}, {'name': 'Last week', 'weight': 0.062112503}]",[{'name': 'Tech'}],"[{'data': 'Ex-Google', 'type': 'ORG', 'mentions': 7}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Business Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Dan Lanigan Ryan', 'type': 'PERSON', 'mentions': 4}, {'data': 'about 15, 20 minutes later', 'type': 'TIME', 'mentions': 1}, {'data': 'Telegram', 'type': 'PRODUCT', 'mentions': 1}]","Last Friday, a Google Employee was part of the thousands who got laid off from the company. Dan Lanigan Ryan took to LinkedIn to share that he was fired from the tech giant while he was recruiting a future employee.
+
+Google Employee Finds Out He Has Been Laid Off While Interviewing Candidate
+
+Like many others who have come forward with their stories of how they were abruptly cut off from the company without prior notice, Dan too had a horrible experience. The ex-Google employee shared that he was in the middle of interviewing a potential employee for the company when his system got shut off and he was cut off from all his access to the company property.
+
+The call got disconnected while he was interviewing the candidate. Dan wrote in his post, “Unfortunately, I was laid off from Google along with many thousands of others last Friday. I did not expect it to come to such an abrupt end, blocked out of the system in the middle of a call.”
+
+He went on to add, “Just over a year ago, I landed a dream job with a dream company. I was walking the dog when my recruiter called to tell me I got the role and I nearly choked the poor pooch I was celebrating so much.”
+
+The Employee Revealed That At First His Access To Internal Website Was Blocked, Then His Email Was Inaccessible
+
+
+
+In a conversation with Business Insider, Dan said that he tried to access an internal company website during his call last Friday when he was locked out of his system. He also revealed that soon after, even his email was blocked: ""I was blocked out of everything. And then I saw on the news about 15, 20 minutes later that Google was announcing 12,000 layoffs.""
+
+
+
+Last week, Google announced the shocking news that it was letting go of 12,000 of its employees, given the upcoming recession. Although news of such a turnout was spreading before the company took action, the way it was handled was still a shock to the employees.
+
+For more trending stories, follow us on Telegram.",9fd0b12a3878406a8430ecc488526aa2,Ex-Google HR Reveals He Got Laid Off While Interviewing Candidate For The Tech Giant,4,,,,
+10475,"Intel Wants $5 Billion More in German Subsidies for a Chip Plant - Intel Corp. is seeking an additional 4 billion to 5 billion euros in subsidies from the German government to move ahead with a chip manufacturing complex in the eastern part of the country, according to people familiar with the matter.
+
+The chip designer had already reached a deal to build a plant in Magdeburg with 6.8 billion euros ($7.2 billion) in government subsidies, subject to approval from the European Commission. But it postponed the start of construction on the project at the end of last year due to economic headwinds and is now looking for more aid, said the people, who asked not to be identified because the information isn’t public.","{'positive': 0.0605837, 'negative': 0.49502674, 'neutral': 0.44438955}","Intel Corp. is seeking an additional 4 billion to 5 billion euros in subsidies from the German government to move ahead with a chip manufacturing complex in the eastern part of the country. The chip designer had already reached a deal to build a plant in Magdeburg with 6.8 billion euros ($7.2 billion) in government subsidies, subject to approval from the European Commission. Construction on the project was postponed due to economic headwinds and Intel is now looking for more aid.","Intel Corp. is seeking an additional 4 billion to 5 billion euros in subsidies from the German government to move ahead with a chip manufacturing complex in the eastern part of the country, according to people familiar with the matter.",INTC,Technology & Communications,Semiconductors,Intel Corp,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‘ultra-pure’ water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply’scost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities’ IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.8003891107094474, 'Water Management': 0.7551507992679142, 'Greenhouse Gas Emissions': 0.7599283296142214, 'Energy Management in Manufacturing': 0.7903055685158815, 'Materials Sourcing': 0.7705268106900979, 'Intellectual Property Protection & Competitive Behaviour': 0.7746866973000495, 'Product Lifecycle Management': 0.798647891476177, 'Employee Health & Safety': 0.7547058385759121, 'Waste Management': 0.7553115702710692}",0.8003891107094474,Ricky,Minor focus,Major focus,Neutral,"Recruiting & Managing a Global & Skilled Workforce, Energy Management in Manufacturing",Major focus,Major focus,Neutral,2023-07-26T18:59:41+00:00,https://finance.yahoo.com/news/stocks-climb-after-fed-interest-rate-decision-stock-market-news-today-180337681.html,"[{'name': 'earnings reports', 'weight': 0.1160044}, {'name': 'inflation reports', 'weight': 0.11582464}, {'name': 'Fed interest rate decision', 'weight': 0.10297027}, {'name': 'Stocks', 'weight': 0.09555392}, {'name': 'stocks', 'weight': 0.09555392}, {'name': 'economic data', 'weight': 0.09348256}, {'name': 'interest rates', 'weight': 0.09165461}, {'name': 'economic activity', 'weight': 0.08398271}, {'name': 'early Wednesday', 'weight': 0.07736834}, {'name': 'data', 'weight': 0.07342092}]",[{'name': 'Finance'}],"[{'data': 'Fed', 'type': 'ORG', 'mentions': 5}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Big Tech', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo Finance', 'type': 'ORG', 'mentions': 1}, {'data': 'Jay Powell', 'type': 'PERSON', 'mentions': 1}]","Stocks rose Wednesday after the Federal Reserve hiked interest rates by 0.25% and investors weighed earnings reports from Microsoft (MSFT) and Alphabet (GOOGL).
+
+The tech-heavy Nasdaq Composite (^IXIC) was up 0.2%, while the Dow Jones Industrial Average (^DJI) rose more than 100 points, or 0.5%. The S&P 500 (^GSPC) was up 0.2%.
+
+The Fed was overwhelmingly expected to hike interest rates in its statement Wednesday. In a press conference following the decision, Fed Chair Jay Powell said the central bank had not made a decision on whether to hike rates at its next meeting in September.
+
+He noted that between now and that meeting, the Fed would consider a slew of economic data including two monthly jobs reports, inflation reports and data on economic activity. ""All of that information is going to inform our decision,"" he said.
+
+Next up on the Big Tech earnings docket is Meta (META), expected to report after trading ends. In focus is what the Facebook parent will say about its artificial intelligence efforts, given that hopes for the tech helped drive a rally in stocks.
+
+Microsoft's and Alphabet's AI updates came under close scrutiny, and both topped estimates in their after-hours reports. But the stocks are headed in opposite directions early Wednesday, with the Google owner on the rise.
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance",9a6dbc92874c4c849adaca6ea3a6e4c6,Stocks climb after Fed interest rate decision: Stock market news today,4,,,,
+35820,"Cardinal Health (CAH) Outpaces Stock Market Gains: What You Should Know - In the latest trading session, Cardinal Health (CAH) closed at $75.35, marking a +1.01% move from the previous day. This move outpaced the S&P 500's daily gain of 0.57%. Elsewhere, the Dow gained 0.43%, while the tech-heavy Nasdaq added 0.33%.
+
+Heading into today, shares of the prescription drug distributor had lost 1.82% over the past month, lagging the Medical sector's gain of 1.75% and the S&P 500's gain of 1.72% in that time.
+
+Cardinal Health will be looking to display strength as it nears its next earnings release. In that report, analysts expect Cardinal Health to post earnings of $1.46 per share. This would mark year-over-year growth of 0.69%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $49.05 billion, up 9.39% from the year-ago period.
+
+CAH's full-year Zacks Consensus Estimates are calling for earnings of $5.42 per share and revenue of $201.83 billion. These results would represent year-over-year changes of +7.11% and +11.29%, respectively.
+
+Investors should also note any recent changes to analyst estimates for Cardinal Health. These recent revisions tend to reflect the evolving nature of short-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. Cardinal Health is holding a Zacks Rank of #2 (Buy) right now.
+
+Investors should also note Cardinal Health's current valuation metrics, including its Forward P/E ratio of 13.76. For comparison, its industry has an average Forward P/E of 20.04, which means Cardinal Health is trading at a discount to the group.
+
+Investors should also note that CAH has a PEG ratio of 1.19 right now. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. CAH's industry had an average PEG ratio of 2.06 as of yesterday's close.
+
+The Medical - Dental Supplies industry is part of the Medical sector. This industry currently has a Zacks Industry Rank of 31, which puts it in the top 13% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+To follow CAH in the coming trading sessions, be sure to utilize Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.75769514, 'negative': 0.13738146, 'neutral': 0.10492337}","In the latest trading session, Cardinal Health (CAH) closed at $75.35, marking a +1.01% move from the previous day. Elsewhere, the Dow gained 0.43%, while the tech-heavy Nasdaq added 0.33%. Shares of the prescription drug distributor had lost 1.82% over the past month, lagging the Medical sector's gain of 1.75%. The Zacks Consensus Estimate for revenue is projecting net sales of $49.05 billion, up 9.39% from the year-ago period. Analysts expect Cardinal Health to post earnings of $1.46 per share and revenue of $201.83 billion in its next earnings release. The ZACK Rank system has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Investors should also note Cardinal Health's current valuation metrics, including its Forward P/E ratio of 13.76. The Medical - Dental Supplies industry currently has a Zacks Industry Rank of 31, which puts it in the top 13% of all 250+ industries. To follow CAH in the coming trading sessions, be sure to utilize Zacks.com's 7 Best Stocks for the Next 30 Days.","Cardinal Health (CAH) closed at $75.35 in the latest trading session, marking a +1.01% move from the prior day.",CAH,Health Care,Health Care Distributors,Cardinal Health Inc,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.759668074212063, 'Fleet Fuel Management': 0.7700265822766114, 'Business Ethics': 0.7349789845682541, 'Product Lifecycle Management': 0.7321239499305856, 'Counterfeit Drugs': 0.7380672341469522}",0.7700265822766114,Ricky,No focus,No focus,Neutral,"N, o, n, e, , o, f, , t, h, e, , t, o, p, i, c, s",No focus,,,2023-03-13T14:00:17+00:00,https://www.theguardian.com/business/2023/mar/13/silicon-valley-bank-global-banking-shares-slide-as-fallout-spreads,"[{'name': 'Silicon Valley Bank', 'weight': 0.08339039}, {'name': 'higher interest rates', 'weight': 0.0717448}, {'name': 'Bank shares', 'weight': 0.0716583}, {'name': 'bank shares', 'weight': 0.071356304}, {'name': 'central banks', 'weight': 0.07042685}, {'name': 'interest rates', 'weight': 0.06913291}, {'name': 'interest rate rises', 'weight': 0.06789663}, {'name': 'more banks', 'weight': 0.06544185}, {'name': 'safer assets', 'weight': 0.06523374}, {'name': 'government intervention', 'weight': 0.06340496}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 4}, {'data': 'Signature', 'type': 'ORG', 'mentions': 3}, {'data': 'SVB', 'type': 'ORG', 'mentions': 3}, {'data': 'the Dow Jones', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Barclays', 'type': 'ORG', 'mentions': 1}, {'data': 'Standard Chartered', 'type': 'ORG', 'mentions': 1}, {'data': 'Charles Schwab', 'type': 'ORG', 'mentions': 1}, {'data': 'First Republic', 'type': 'ORG', 'mentions': 2}, {'data': 'PacWest Bancorp', 'type': 'ORG', 'mentions': 3}, {'data': 'Zions Bancorporation', 'type': 'ORG', 'mentions': 1}, {'data': 'KeyCorp', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 3}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of England', 'type': 'ORG', 'mentions': 1}, {'data': 'HSBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Federal Reserve', 'type': 'ORG', 'mentions': 2}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Capital Economics', 'type': 'ORG', 'mentions': 1}, {'data': 'Hargreaves Lansdown', 'type': 'ORG', 'mentions': 1}, {'data': 'Atlantic', 'type': 'LOC', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Ashworth', 'type': 'PERSON', 'mentions': 1}, {'data': 'Susannah Streeter', 'type': 'PERSON', 'mentions': 2}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 2}, {'data': 'Italy', 'type': 'GPE', 'mentions': 1}, {'data': 'Germany', 'type': 'GPE', 'mentions': 1}, {'data': 'France', 'type': 'GPE', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'Phoenix', 'type': 'GPE', 'mentions': 1}, {'data': 'Arizona', 'type': 'GPE', 'mentions': 1}, {'data': 'Salt Lake', 'type': 'GPE', 'mentions': 1}, {'data': 'Utah', 'type': 'GPE', 'mentions': 1}, {'data': 'Cleveland', 'type': 'GPE', 'mentions': 1}, {'data': 'Ohio', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 5}, {'data': 'London', 'type': 'GPE', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'overnight', 'type': 'TIME', 'mentions': 2}]","Markets on both sides of the Atlantic failed to be reassured on Monday by government intervention as the fallout from the rapid collapse of Silicon Valley Bank prompted a heavy sell-off of bank shares.
+
+Joe Biden sought to bring calm at the start of the week, saying: “Americans can rest assured that the banking system is safe, their deposits are safe … we will not stop at this, we will do whatever is needed.”
+
+On Sunday, regulators announced the closure of a second bank, New York-based Signature. Depositors in Signature and SVB are protected by the overnight federal intervention, along with any other that runs into difficulties, but investors in both have been wiped out.
+
+Wall Street opened down, with the Dow Jones down 0.8%, S&P 500 down 1% and the Nasdaq down 0.8%. In Europe the FTSE 100 was down 2.5%, Italy’s FTSE MIB was down 4.5%, Germany’s Dax was down 3.3% and France’s Cac was off 3.2%.
+
+Bank shares were among the biggest fallers, with Bank of America, Barclays and Standard Chartered all down 7%. Charles Schwab was down by a quarter.
+
+Signs that the crisis is spreading came before markets opened in New York, with San Francisco-based First Republic shares losing 70% of their value in premarket trading after declines of 33% last week.
+
+Shares in PacWest Bancorp, headquartered in Los Angeles, dropped 53%, and Western Alliance Bancorp, based in Phoenix, Arizona, lost 29% in the premarket. Zions Bancorporation, based in Salt Lake City Utah, shed 11%. KeyCorp, based in Cleveland, Ohio, fell 10%.
+
+Both First Republic and PacWest have exposure to venture capital clients in the tech sector, the same area of investment that were exposed by Silicon Valley Bank’s collapse. A senior US Treasury official told Bloomberg that other institutions were exposed to the same forces that caused SVB to collapse.
+
+US government bonds surged as investors moved into safer assets amid expectations that central banks will slow or halt plans for interest rates to try to contain stress in the markets.
+
+The yield on the US Treasury 10-year note was down 14 basis points to 3.5562%. The yield on the 2-year Treasury was last trading at 4.2739% after declining by more than 31 basis points. Yields fall when bond prices rise.
+
+In London, the government and Bank of England brokered a deal to sell Silicon Valley Bank’s UK division to HSBC for £1.
+
+Despite the backstop plan announced by the US Federal Reserve on Sunday night, the crisis is now putting pressure on US central bankers to slow the rate of interest rate rises – a key factor in both SVB and Signature’s collapses.
+
+Goldman Sachs analysts said they no longer expect the Federal Reserve to raise rates again later this month as the casualties in its battle to bring down high inflation are emerging in a financial system accustomed to cheap money.
+
+Intervention to protect depositors, but not failing institutions, initially calmed fears that the crisis could spread. But that confidence could now be evaporating.
+
+“Rationally, this should be enough to stop any contagion from spreading and taking down more banks, which can happen in the blink of an eye in the digital age “ said Capital Economics analyst Paul Ashworth. “But contagion has always been more about irrational fear, so we would stress that there is no guarantee this will work.”
+
+But others express confidence that the drops in bank stocks on Monday represent signs that investors are waking up the seriousness of the situation and would later be calmed by government interventions.
+
+“I don’t think the system as a whole is inherently financially unstable, certainly systemic risk has been considered low,” said Susannah Streeter, head of money and markets at Hargreaves Lansdown.
+
+“I think you’re seeing is this risk averse nature really sweeping through and renewed worries just about higher interest rates being elevated for longer and the repercussions of that,” Streeter told Bloomberg.",0c603bab21a94cd79d20debbf201bbb8,Silicon Valley Bank: global banking shares slide as fallout spreads,4,,,,
+8505,"Bank of America believes this solar stock — already up more than 60% this year — has more room to run - First Solar stock still has room to run even after advancing more than 60% this year, according to Bank of America. Analyst Julien Dumoulin-Smith raised his price objective on First Solar, and reiterated a buy rating on the Arizona-based company, after its latest earnings results. While First Solar's third quarter results missed profit and sales estimates, they nonetheless showed that the case for the solar company's growth prospects remain intact, according to the analyst. ""While 3Q / FY22 earnings disappointed, we expected this and see a more positive inflection than currently appreciated by the Street, in our view, for 2023,"" Dumoulin-Smith wrote in a Friday note. ""All said, the 3Q update proved the dawn of a new U.S. solar panel supply backdrop, whereby Inflation Reduction Act (IRA) incentives and trade issues grant premium pricing to those manufacturers able to offer developers piece of mind over their long-term panel supply. We reiterate our Buy rating on FSLR, as we expect the latest pricing and demand to support significant core earnings growth through 2027+,"" Dumoulin-Smith added. Some investors have expressed concern that growth expectations for First Solar may be overdone after the solar stock surged more than 60% this year. They argued that alternative energy equipment maker may not be able to compete with Chinese solar companies should there be an improvement in U.S./China trade relations, or increased Chinese investment in the U.S. Still, Bank of America remains bullish on First Solar, as it is ""almost fully booked through 2026,"" and expands its ""competitive positioning"" overseas. Dumoulin-Smith raised his price target to $165, up from $138, representing roughly 24.4% upside from Friday's closing price of $132.67. The stock is up almost 9% during Monday trading. Additionally, the analyst said First Solar may not need to raise new equity for a $1.5 billion investment to build out its U.S. capacity. First Solar can use customer prepayments and annual cash flow to make up any shortfall, according to the note. ""While we expect FSLR to receive billions in cash value from production tax credits (PTCs), the PTCs are unlikely to hit FSLR's balance sheet until 2024, at the earliest. Therefore, a financing gap exists between the receipt of tax credits and FSLR's 2023/2024 capex spend to support 4.4 GW of capacity expansion and the latest Ohio R & D center,"" the analyst said. Customer prepayments and roughly $1.8 billion in net cash at the end of 2022, plus the annual cash flow from operations, however, mean that First Solar won't ""need to raise new equity to fund near-term capex. If anything, we expect FSLR to leverage bridge financing to ensure near-term liquidity, which FSLR will pay down following PTC receipt. This is an underappreciated, positive differentiation factor,"" Bank of America said. —CNBC's Michael Bloom contributed to this report.","{'positive': 0.94917214, 'negative': 0.027760776, 'neutral': 0.023066968}","
+
+First Solar stock still has room to run even after advancing more than 60% this year, according to Bank of America. Analyst Julien Dumoulin-Smith raised his price objective on First Solar, and reiterated a buy rating on the Arizona-based company, after its latest earnings results. ""All said, the 3Q update proved the dawn of a new U.S. solar panel supply backdrop, whereby Inflation Reduction Act (IRA) incentives and trade issues grant premium pricing to those manufacturers able to offer developers piece of mind over their long-term panel supply. They argued that alternative energy equipment maker may not be able to compete with Chinese solar companies should there be an improvement in U.S./China trade relations, or increased Chinese investment in the U.S.","The bank said the solar company's growth prospects remain intact, despite missing expectations in its most recent earnings report.",FSLR,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,First Solar Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7452591319332815, 'Regulations': 0.7882758358804104, 'Product End-of-life Management': 0.7816162057128879, 'Water Management in Manufacturing': 0.7740929945606696, 'Energy Management in Manufacturing': 0.8046165135330928, 'Materials Sourcing': 0.7829421230361611, 'Ecological Impacts of Project Development': 0.7729497367847296}",0.8046165135330928,Yuning,Minor focus,Major focus,Positive,"Energy Management in Manufacturing, Regulations",Major,Major,Positive,2022-11-17T18:31:50+00:00,https://www.businessinsider.com/google-layoffs-performance-rating-jobs-2022-11,"[{'name': 'Performance Rating System', 'weight': 0.11154119}, {'name': 'Google employees', 'weight': 0.11148973}, {'name': 'low performance reviews', 'weight': 0.10584825}, {'name': 'bad performance reviews', 'weight': 0.101210564}, {'name': 'performance review plans', 'weight': 0.09894498}, {'name': 'other tech companies', 'weight': 0.09179103}, {'name': 'employees', 'weight': 0.08957852}, {'name': 'Performance plans', 'weight': 0.08932983}, {'name': 'headcount', 'weight': 0.079249784}, {'name': 'Insider', 'weight': 0.07890105}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Insider', 'type': 'ORG', 'mentions': 5}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'TCI Fund Management', 'type': 'ORG', 'mentions': 1}, {'data': 'GRAD', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Signal', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Telegram', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Hugh Langley', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tom Dotan', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rosalie Chan', 'type': 'PERSON', 'mentions': 1}]","• More than 10,000 Google employees could be set to receive bad performance reviews.
+• Some employees worry it could let Google cut headcount.
+• The company is being pressured to reduce costs as layoffs hit rivals like Meta.
+
+More than 10,000 Google employees could be in line for low performance reviews, potentially giving the company an excuse to trim its headcount.
+
+Google introduced a new performance review tool earlier this year, named GRAD, which changes how employees are rated on their work. Under the new system, 6% of employees could receive a bad rating, up from 2% in the previous rating system.
+
+Based on the company's latest headcount numbers, that would account for roughly 11,000 employees at the company if teams are to follow the expected ratings distribution, which was viewed by Insider.
+
+With industry layoffs hitting Meta, Amazon, and other tech companies, Google employees are growing anxious that they might be next in line. The company has traditionally avoided widespread layoffs, and some staff told Insider they are worried Google will used performance-based attrition to reduce headcount and cut costs.
+
+These low scores could give the company cause to put employees on performance review plans, before showing them the door.
+
+Now, even a ""moderate impact"" review – the second-lowest score – means the employee ""was not consistently at the level/standards expected"" for their role, according to internal guidelines reviewed by Insider. The guidelines note that these distributions should not be forced, but that the company expects to ""roughly meet"" them. It notes that there may be more variation in orgs with fewer than 5,000 staff.
+
+In recent weeks, employees have been invited to ""support check-in"" sessions with their managers. According to internal documents viewed by Insider, managers are required to have these check-ins before they can assign either of the two lowest ratings to staff. Insider previously reported that managers had been asked to hit a minimum number of check-ins with staff.
+
+""Performance plans are the next step if folks don't respond to the check-ins,"" a person familiar with the changes said.
+
+This week, activist investor TCI Fund Management called on Google to reduce its headcount, and one analyst said that performance-based attrition won't be enough, calling on the company to take more drastic action.
+
+For now, Google employees are meme-ing through it.
+
+Insider reached out to Google for comment.
+
+Are you a Google employee with a tip?
+
+Contact reporter Hugh Langley at hlangley@protonmail.com or on the encrypted messaging apps Signal and Telegram at +1 (628) 228-1836.
+
+Contact reporter Tom Dotan via email at tdotan@insider.com or Twitter DM at @cityofthetown.
+
+Contact reporter Rosalie Chan via email at rmchan@insider.com, Signal at 646.376.6106, or Telegram at @rosaliechan.",33cf318c42934b70baae0db5b81d208a,"10,000 Google Jobs May Be at Risk Through Performance Rating System",4,,,,
+53393,"Authorities Find Owner of Space Junk Washed up on Australian Beach - Officials from Australia’s space agency announced that a cylindrical piece of space debris found on a remote beach is a rocket part belonging to the Indian government.
+
+“We have concluded the object located on a beach near Jurien Bay in Western Australia is most likely debris from an expended third-stage of a Polar Satellite Launch Vehicle,” the Australian Space Agency stated on social media.
+
+The debris was found near Green Head, a coastal town of fewer than 300 people and 155 miles north of Perth, and it is currently being held in storage, the New York Times reported.
+
+The Indian Space Research Organization is expected to come to claim it, according to European Space Agency Engineer Andrea Boyd, CBS News reported.
+
+“There is a United Nations Office for Outer Space Affairs, and they have an Outer Space Treaty that everyone has signed saying that whoever launches something into space is responsible for it right until the very end,” Boyd said.
+
+The space debris recovered was the size of a small car.
+
+Some early media reports suggested the find might be part of MH370, the Malaysian Airlines flight that disappeared in the Indian Ocean in 2014 with the loss of 239 lives. But that theory was quickly discounted. “It appears to be a possible fuel tank from a rocket that has been launched in the last 12 months that’s dropped into the Indian Ocean,” aviation expert and editor-in-chief of the Airlineratings.com website, Geoffrey Thomas, told the Reuters news agency, adding that there was “no chance” the object was part of the Malaysia Airlines Boeing 777. “It’s not any part of a Boeing 777, and the fact is MH370 was lost nine and a half years ago, so it would show a great deal more wear and tear on the debris,” Thomas told Reuters.
+
+NASA said in 2021 that there are 23,000 pieces of debris larger than a softball orbiting the Earth.
+
+This is not the first time the Land Down Under received garbage. Last August, Breitbart News reported that SpaceX debris was found in an Australian sheep paddock.","{'positive': 0.031267617, 'negative': 0.39185947, 'neutral': 0.57687294}","Officials from Australia’s space agency have confirmed that a piece of space debris found on a remote beach is a rocket part belonging to the Indian government. The debris was found near Green Head, a coastal town of fewer than 300 people and 155 miles north of Perth, and is currently being held in storage. The Indian Space Research Organization is expected to come to claim it. Early media reports suggested the find might be part of MH370, the Malaysian Airlines flight that disappeared in the Indian Ocean in 2014 with the loss of 239 lives. This is not the first time the Land Down Under has received garbage, with SpaceX debris found in an Australian sheep paddock last August.",Australia's space agency announced that a cylindrical piece of space debris found on a remote beach belongs to the Indian government.,BA,Resource Transformation,Aerospace & Defence,Boeing Co,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7483333724137362, 'Hazardous Waste Management': 0.7565356442316511, 'Materials Sourcing': 0.7375490275568296, 'Energy Management': 0.7299410509828566, 'Fuel Economy & Emissions in Use-phase': 0.7437404895562838, 'Business Ethics': 0.744469202638807, 'Data Security': 0.7445834042777794}",0.7565356442316511,Yuning,No focus,No focus,Neutral,,Major,Minor,Negative,2023-05-15T21:45:09+00:00,https://finance.yahoo.com/news/deere-stock-sinks-market-gains-214509533.html?.tsrc=rss,"[{'name': 'last year', 'weight': 0.07892809}, {'name': 'Zacks Rank', 'weight': 0.07852813}, {'name': 'year', 'weight': 0.076812096}, {'name': 'Zacks Investment Research', 'weight': 0.06873844}, {'name': 'Zacks', 'weight': 0.06590976}, {'name': 'analyst estimates', 'weight': 0.0653739}, {'name': 'earnings', 'weight': 0.06369233}, {'name': 'positive estimate revisions', 'weight': 0.057657596}, {'name': 'share', 'weight': 0.0542046}, {'name': 'shares', 'weight': 0.0542046}]",[{'name': 'Finance'}],"[{'data': 'Deere', 'type': 'ORG', 'mentions': 11}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': 'Zacks Rank', 'type': 'ORG', 'mentions': 3}]","Deere (DE) closed at $370.21 in the latest trading session, marking a -1.01% move from the prior day. This change lagged the S&P 500's daily gain of 0.3%. Meanwhile, the Dow gained 0.14%, and the Nasdaq, a tech-heavy index, added 5.74%.
+
+Coming into today, shares of the agricultural equipment manufacturer had lost 3.56% in the past month. In that same time, the Industrial Products sector gained 0.18%, while the S&P 500 gained 0.85%.
+
+Investors will be hoping for strength from Deere as it approaches its next earnings release, which is expected to be May 19, 2023. On that day, Deere is projected to report earnings of $8.51 per share, which would represent year-over-year growth of 24.96%. Our most recent consensus estimate is calling for quarterly revenue of $14.78 billion, up 22.84% from the year-ago period.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $30.47 per share and revenue of $54.96 billion. These totals would mark changes of +30.88% and +14.71%, respectively, from last year.
+
+It is also important to note the recent changes to analyst estimates for Deere. Recent revisions tend to reflect the latest near-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Based on our research, we believe these estimate revisions are directly related to near-team stock moves. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.05% higher. Deere is currently a Zacks Rank #3 (Hold).
+
+Investors should also note Deere's current valuation metrics, including its Forward P/E ratio of 12.27. This valuation marks a discount compared to its industry's average Forward P/E of 12.5.
+
+Also, we should mention that DE has a PEG ratio of 1. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. DE's industry had an average PEG ratio of 0.96 as of yesterday's close.
+
+The Manufacturing - Farm Equipment industry is part of the Industrial Products sector. This industry currently has a Zacks Industry Rank of 46, which puts it in the top 19% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",454aad87130d4842a2cbb754af5c33b3,Deere (DE) Stock Sinks As Market Gains: What You Should Know,4,,,,
+5694,"Workers at Atlanta airport, Starbucks push for higher pay - At Hartsfield-Jackson International Airport, the Service Employees International Union held a May Day rally to push for pay starting at $15 an hour for more airport workers. Workers along the Terminal South curbside held signs pushing for raises, as travelers streamed into the terminal and motorists drove along the airport roadway.
+
+Last March, SEIU successfully won raises for Atlanta airport janitorial workers at ABM Industries to increase starting pay to $12 to $15 an hour, depending on the shift — up from as little as $8.50 an hour.
+
+Mayor Andre Dickens helped broker a deal for the raises, forestalling a strike. Airport janitorial workers are employees of companies contracted by an airline cooperative called Atlanta Airlines Terminal Company. The cooperative is controlled mostly by Atlanta-based Delta Air Lines as the dominant carrier at Hartsfield-Jackson.
+
+Delta said it requires its vendors to “provide fair and competitive compensation and maintain a proper working environment, ensuring they align with our core values of treating each other with dignity and respect.”
+
+Union officials say low pay exacerbates high turnover rates, which affects service at the airport.
+
+Some workers at the airport are unionized, while others are not.
+
+This year, SEIU is seeking pay raises for the ABM janitorial workers it represents in talks that started in February, negotiating for labor terms at another airport contractor and seeking to organize workers at airline contractor Unifi.
+
+Rio Bryant, a wheelchair agent at Hartsfield-Jackson, said he has dealt with short-staffing and “all the emotions” of stressed-out passengers at the airport.
+
+Bryant said getting better pay is a focus for many workers at the airport.
+
+Hartsfield-Jackson issued a statement saying employees of the city government who work at the airport are paid at least $15 an hour, while the custodial workers are employed by contractors. The airport said it “works with those service vendors to ensure all employees at the Airport are treated with respect and provided a living wage.”","{'positive': 0.23308204, 'negative': 0.5959956, 'neutral': 0.17092241}","The Service Employees International Union held a May Day rally to push for pay increases for more airport workers at Hartsfield-Jackson International Airport. The union is seeking pay raises for the janitorial workers it represents in talks that started in February, negotiating for labor terms at another airport contractor and seeking to organize workers at airline contractor Unifi. The airport has said employees of the city government who work at the airport are paid at least $15 an hour, while the custodial workers are employed by contractors.","Union workers around metro Atlanta marked picketed and pushed for better pay and working conditions on Monday, marking May Day or International Workers’ Day.",DAL,Transportation,Airlines,Delta Air Lines,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity’s reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity’s reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7624796624034322, 'Labour Practices': 0.8119541663760815, 'Greenhouse Gas Emissions': 0.7248982995812412, 'Accident & Safety Management': 0.7298457248336276}",0.8119541663760815,Yuning,Major focus,Minor focus,Neutral,Labour Practices,Major,Major,Positive,2023-04-05T11:43:00+00:00,https://www.cnbc.com/2023/04/05/microsoft-amazon-make-it-harder-to-switch-cloud-uk-watchdog-says.html,"[{'name': 'cloud infrastructure', 'weight': 0.12609763}, {'name': 'cloud competition probe', 'weight': 0.12340524}, {'name': 'public cloud infrastructure', 'weight': 0.11961248}, {'name': 'cloud vendors', 'weight': 0.11640321}, {'name': 'cloud', 'weight': 0.1149898}, {'name': 'leading cloud firms', 'weight': 0.11247483}, {'name': 'market features', 'weight': 0.10175316}, {'name': 'total market share', 'weight': 0.10122434}, {'name': 'markets', 'weight': 0.099891335}, {'name': 'the massive cloud infrastructure market', 'weight': 0.08882373}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 8}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 6}, {'data': 'Ofcom', 'type': 'ORG', 'mentions': 9}, {'data': 'the Competition and Markets Authority', 'type': 'ORG', 'mentions': 1}, {'data': 'CMA', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'UK', 'type': 'GPE', 'mentions': 3}, {'data': 'Office', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Azure', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'British', 'type': 'NORP', 'mentions': 1}]","Ofcom said it received evidence showing Microsoft makes it less attractive for customers to run its Office productivity apps on cloud infrastructure other than Microsoft Azure.
+
+Microsoft and Amazon were accused by U.K. regulators Wednesday of unfairly restricting competition in the cloud services market, in a significant development that could ultimately lead to an antitrust investigation into their business practices.
+
+Ofcom, the British media watchdog, published the initial findings of a market study examining the massive cloud services market. Ofcom opened a review into the sector in September, seeking to find whether firms offering public cloud infrastructure pose any barriers to competition.
+
+""Our provisional view is that competition is being limited by market features that make it more difficult for customers to switch and use multiple suppliers (known as 'multi-cloud'),"" Ofcom said. Those market features include:
+• ""Egress fees"" cloud vendors charge companies to transfer data out of a cloud — Ofcom said so-called ""hyperscalers"" like Microsoft and Amazon set their egress fees ""significantly higher"" than most other providers.
+• Technical restrictions on ""interoperability"" from leading cloud firms that prevent some of their services working effectively with those of other providers.
+• Committed spend discounts structured in such a way they can incentivize customers to use a single hyperscaler for all or most of their cloud needs.
+
+The regulator proposed referring the case for further investigation by the Competition and Markets Authority, the U.K. regulator tasked with ensuring markets are healthily competitive.
+
+""We received provisional findings from Ofcom today in relation to its Cloud market study and are in the process of reviewing these,"" a CMA spokesperson told CNBC via email.
+
+""We stand ready to carry out a market investigation into this area, should Ofcom determine it is required following the completion of its consultation process.""
+
+Microsoft, Amazon and Google, sometimes referred to as ""hyperscalers"" due to their ability to provide computing and storage at enterprise scale, are the largest players in the massive cloud infrastructure market, which was estimated to be worth £4.5 billion ($5.6 billion) to £5.0 billion in 2021, according to Ofcom.
+
+Microsoft and Amazon's Amazon Web Services unit command a 60% to 70% share of the market, according to the regulator, with Google accounting for 5% to 10% of total market share.
+
+Ofcom said it was concerned by allegations surrounding licensing conditions set by cloud vendors, singling out Microsoft in particular as an example of companies allegedly ""using their strong position in software products to distort competition in cloud infrastructure.""",55e0b4b652a847b8a33c97c3afc27bcb,"Microsoft, Amazon face cloud competition probe as UK regulator raises alarm",4,,,,
+18168,"Danaher Corporation (DHR) Stock Forecasts - David covers the Pharmaceutical, Medical Devices, and Healthcare services sectors for Argus. He has more than two decades of experience in the financial analysis industry, having worked for McDonald & Co., JPMorgan Chase and Standard & Poor's, among others. His commentary has appeared on CNBC and in The New York Times. Prior to his financial career, David was a private practice attorney in New Jersey, and served as a Judicial Clerk for an Appellate Division judge in the New Jersey Superior Court. David has a law degree from Rutgers University, where he was a member of the Law Review. He has a B.A. degree in Government from Cornell University. He has passed Level II of the Chartered Financial Analyst examination.","{'positive': 0.0450423, 'negative': 0.02381689, 'neutral': 0.93114084}","David, a former private practice attorney and Judicial Clerk in New Jersey, has more than two decades of experience in the financial analysis industry. He has worked for McDonald & Co., JPMorgan Chase and Standard & Poor's, among others. David has a law degree from Rutgers University and a B.A. degree in Government from Cornell University. He also passed Level II of the Chartered Financial Analyst examination.","Find the latest Danaher Corporation (DHR) stock forecast based on top analyst's estimates, plus more investing and trading data from Yahoo Finance",DHR,Health Care,Medical Equipment & Supplies,Danaher Corp,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7537066903627412, 'Supply Chain Management': 0.7624169201308862, 'Ethical Marketing': 0.7880520303111036, 'Business Ethics': 0.766361023883601, 'Product Design & Lifecycle Management': 0.7665908933058145, 'Affordability & Pricing': 0.7712218018621425}",0.7880520303111036,Yuning,No focus,No focus,Neutral,,No,No,,2023-04-29T15:02:36+00:00,https://www.yahoo.com/lifestyle/digital-tire-pressure-gauge-sale-182603751.html?src=rss,"[{'name': 'tire pressure gauges', 'weight': 0.12815072}, {'name': 'optimal tire pressure', 'weight': 0.11118034}, {'name': 'Incorrect tire pressure', 'weight': 0.11074203}, {'name': 'Tires', 'weight': 0.1020208}, {'name': 'premature tire wear', 'weight': 0.095411226}, {'name': 'easy nighttime readings', 'weight': 0.08050011}, {'name': 'A portable digital tire pressure gauge', 'weight': 0.077277154}, {'name': 'fuel cost', 'weight': 0.07606872}, {'name': 'pressure', 'weight': 0.075397484}, {'name': 'easy read', 'weight': 0.07340318}]",[{'name': 'Lifestyle'}],"[{'data': 'AstroAI Digital Tire Pressure Gauge', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Motion Pro 08', 'type': 'PRODUCT', 'mentions': 1}, {'data': '-', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'nighttime', 'type': 'TIME', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}]","Tires are sort of like the feet of your car...when they're in good form, the whole body can perform well. But when they're in bad shape, everything is rough and sluggish. Maintaining optimal tire pressure on your car is not only extremely important for safety but it also increases fuel efficiency, saves money and smooths your ride. A portable digital tire pressure gauge makes this easier than ever to keep tabs on. But how to pick the right one? We've found a standout gauge on sale for just $11 (was $16). Meet the superslim, handheld AstroAI Digital Tire Pressure Gauge!
+
+Simply place the lighted nozzle on the valve and this gauge reports the pressure of your tire. It even lights up for easy nighttime readings; batteries included. No more fiddling with that old-school gauge that makes you guess the exact pressure (Is it lined up with 57 or 58? Or is it closer to 56?)
+
+Over 42,300 Amazon shoppers have given this gauge a perfect five-star rating and, lucky you, it's over 30% off. Read on to hear what all the fuss is about!
+
+Easy to use and easy to save $$$
+
+We'd all love to take a break from shelling out money on gas right now, not to mention new tires. Guess what? Basic maintenance helps — the proper tire pressure can improve your gas mileage by up to 3%.
+
+Tires should maintain a certain PSI (pressure per square inch), which is usually marked on the side of the tire or inside the door jam. This is not just a throwaway number — the measurement is important for safety, fuel efficiency and much more, so you want a correct reading.
+
+But let's face it: Most people don't do car maintenance if it's a pain, confusing or too expensive. But shoppers say this hits the mark on all fronts.
+
+One five-star fan summarized: ""Easy to use and easy to read. Price was right too.""
+
+""Great tool to keep in your glove compartment,"" writes another fan. ""This gauge is easy to use and read. Even if your tires 'look' like their pressure is ok, this tool will give you an accurate reading! With gas prices rising, well-inflated tires are important to save gas.""
+
+Sometimes, even mechanics get it wrong. ""Saved my tires!"" said a fan of the gadget. ""I had two new tires put on and I didn't know that the guys put 40 pounds of air in my back tires when they should have 30. The alert kept going off in my car so I used this Digital Tire Pressure Gauge and saw that 10 pounds of air needed to be removed. No more alerts!""
+
+""Easy-to-read, day or night,"" reports another happy shopper. ""Pretty neat little gauge. It has metric to SAE readings for air for your tires or other things you need to fill up. Has a great little blue light or background so you can read it during the day or night for those hard times when you're trying to put air in your tire at the gas station and you can't read it with the plan gauge.""
+
+One appreciative reviewer deemed this gauge to be ""as accurate as my $90 Motion Pro 08-0684 digital gauge; they actually read exactly the same at 14% the cost. This proves tire pressure gauges don't have to cost a fortune to be accurate...Digital is definitively better than analog bourdon tube mechanisms. Incorrect tire pressure translates to premature tire wear, degrades ride quality, can increase fuel cost and cause long-term suspension damage. To me, anything beyond a 1.5 lbs reading error is a big deal and unacceptable. I recommend this gauge.""
+
+For motorcycles and bikes too
+
+This slim, portable gadget is great for checking motorcycle and bicycle tires on the fly!
+
+A pleased cyclist wrote: ""I use this for my bicycle as it is more accurate for weighing, easy to connect, lightweight and lights up for easy read.""
+
+Another shopper is grateful to be self-sufficient: ""Love it!...So nice not to have ask someone to check my tire pressure! I can't read those things at the gas station. And my bike is now a joy to ride with the correct tire pressure!""
+
+If you have Amazon Prime, you’ll get free shipping, of course. Not yet a member? No problem. You can sign up for your free 30-day trial here. (And by the way, those without Prime still get free shipping on orders of $25 or more.)
+
+The reviews quoted above reflect the most recent versions at the time of publication.",2653d78ade084fbc933bea3751868f2a,This $11 car gadget increases fuel efficiency so you can save at the pump,4,,,,
+9361,"Marketers: Turn Impressions Into Intent This Holiday Season - No matter how volatile and uncertain the world can be, every holiday season brings us joy. In 2020, when stores were shuttered and society was dislocated, consumers showed remarkable resilience by spending on gifts that warmed the hearts of loved ones near and far. In 2021, despite supply chain crises, stubbornly high inflation, and the very transmissible Omicron variant, holiday retail sales had their largest annual increase in 17 years. This year, consumer sentiment in the US is at an all-time low, and uncertainty about inflation is at its highest point in 30 years. Nevertheless, history guides us to believe that shoppers will find reasons to celebrate this holiday season as they have for millennia.
+
+To generate and harvest demand while expanding sell-through this holiday season, many marketers are turning to retail media. As they do, here are three things that they should bear in mind:
+• Budget flexibly to outperform. Whether funding retail media with shopper marketing budgets, paid social dollars, or with a new budget dedicated to retail media, it’s important to do so flexibly. Why? Each retail media network’s (RMN) profitability will vary. For example, many retailers are following Amazon’s lead by hosting Prime Day-like events, such as Walmart’s “Rollback Deals,” Target’s “Deal Days,” and Wayfair’s “5 Days of Deals.” These events cause cost-per-clicks to spike on saturated RMNs, making it harder to maintain market share. In anticipation, marketers should focus retail media on high-margin products and on less competitive, long-tail keywords — specifically 3–5-word keywords — that signal strong purchase intent. In addition, they should proactively shift budgets to less saturated RMNs, such as those from delivery apps and hotels, to get an early-mover advantage.
+• Be customer-, rather than product-, obsessed. Every consumer has a unique path to purchase — some will move down the funnel from awareness to purchase in less than an hour, while others take months. Still, marketers will often times optimize retail media with metrics like product-level contribution margin or (mis-)believe that optimizing their product feed eliminates the need for paid media altogether. Instead of being product-obsessed, marketers should plan, buy, and optimize retail media based on consumers’ intent, like they should for other channels. This means mapping and sequencing media exposures to consumers’ decision journeys based on where consumers are in those journeys and how fast they’re moving through them.
+• Measure retail media’s omnichannel impact. Supply chain shortages will encourage people who would have bought online to shop in-store instead, and “buy online, pick up in store” will be increasingly popular. With the hybridity of this year’s holiday shopping experience, marketers should evaluate the omnichannel impact of their retail media spend. This means measuring both the most visible, shortest-term impacts of retail media — such as retail media’s impact on online sales — along with its less visible impacts, like retail media’s effects on offline placement and offline sales. Doing this sensitizes marketers to the halo effects that onsite media have in-store. Research from the Digital Shelf Institute found, for instance, that a laundry brand’s paid search campaigns on Amazon contributed to a 10% increase in point-of-sale sales velocity in-store. Evidence like this helps marketing (and finance) leaders prove retail media’s omnichannel impact while influencing consumers across digital and physical shelves.
+
+To uncover more insights from our latest consumer surveys, check out more holiday blog posts here.
+
+This post was written by Senior Analyst Nikhil Lai and it originally appeared here.","{'positive': 0.09345539, 'negative': 0.03999137, 'neutral': 0.86655325}","
+
+To generate and harvest demand while expanding sell-through this holiday season, many marketers are turning to retail media. For example, many retailers are following Amazon’s lead by hosting Prime Day-like events, such as Walmart’s “Rollback Deals,” Target’s “Deal Days,” and Wayfair’s “5 Days of Deals.” Still, marketers will often times optimize retail media with metrics like product-level contribution margin or (mis-)believe that optimizing their product feed eliminates the need for paid media altogether. This means measuring both the most visible, shortest-term impacts of retail media — such as retail media’s impact on online sales — along with its less visible impacts, like retail media’s effects on offline placement and offline sales.","To generate and harvest demand while expanding sell-through this holiday season, many marketers are turning to retail media.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7758950712259621, 'Hardware Infrastructure Energy & Water Management': 0.7326796391996662, 'Data Privacy & Advertising Standards': 0.7920863974796615, 'Employee Recruitment, Inclusion & Performance': 0.7802907464026163, 'Data Security': 0.8027926382222821}",0.8027926382222821,Yuning,No focus,No focus,Neutral,,Minor,Minor,Neutral,2022-10-03T23:05:52+00:00,https://www.nytimes.com/2022/10/03/us/supreme-court-social-media-section-230.html,"[{'name': 'social media platforms', 'weight': 0.07364085}, {'name': 'violent content', 'weight': 0.07355084}, {'name': 'less content', 'weight': 0.07319741}, {'name': 'content', 'weight': 0.07275032}, {'name': 'internet law', 'weight': 0.07232708}, {'name': 'users', 'weight': 0.07067886}, {'name': 'Social Media Platforms', 'weight': 0.070477314}, {'name': 'new legal liability', 'weight': 0.066644594}, {'name': 'complete protection', 'weight': 0.06477698}, {'name': 'online companies', 'weight': 0.06392383}]",[{'name': 'Politics'}],"[{'data': 'Supreme Court', 'type': 'ORG', 'mentions': 7}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 4}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 3}, {'data': 'the United States Naval Academy', 'type': 'ORG', 'mentions': 2}, {'data': 'Islamic State', 'type': 'ORG', 'mentions': 2}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Hamas', 'type': 'ORG', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 1}, {'data': 'WASHINGTON', 'type': 'GPE', 'mentions': 1}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}, {'data': 'Syria', 'type': 'GPE', 'mentions': 1}, {'data': 'Iraq', 'type': 'GPE', 'mentions': 1}, {'data': 'Istanbul', 'type': 'GPE', 'mentions': 1}, {'data': 'Gonzalez', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jeff Kosseff', 'type': 'PERSON', 'mentions': 1}, {'data': 'Clarence Thomas', 'type': 'PERSON', 'mentions': 1}, {'data': 'Taamneh', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nawras Alassaf', 'type': 'PERSON', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 8}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Bataclan', 'type': 'FAC', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 1}, {'data': 'Democrats', 'type': 'NORP', 'mentions': 1}]","The Supreme Court will decide whether social media platforms may be sued for some user posts.
+
+As a subscriber, you have 10 gift articles to give each month. Anyone can read what you share.
+
+The family of a student killed in terrorist attacks challenged a 1996 law that gives websites immunity for suits based on their users’ posts.
+
+WASHINGTON — The Supreme Court agreed on Monday to decide whether social media platforms may be sued despite a law that shields the companies from legal responsibility for what users post on their sites. The case, brought by the family of a woman killed in a terrorist attack, argues that YouTube’s algorithm recommended videos inciting violence. The case, Gonzalez v. Google, No. 21-1333, concerns Section 230 of the Communications Decency Act, a 1996 law intended to nurture what was then a strange and nascent thing called the internet. Written in the era of online message boards, the law said that online companies are not liable for transmitting materials supplied by others. Section 230 also helped enable the rise of huge social networks like Facebook and Twitter by ensuring that the sites did not assume new legal liability with every new tweet, status update and comment. Legal experts said that the court’s decision to explore whether the immunity conferred by the law has limits could have vast significance.
+
+“This could be a very big deal for internet law, because it’s the first time that the Supreme Court has agreed to hear a case that would allow it to interpret Section 230,” said Jeff Kosseff, an associate professor at the United States Naval Academy who wrote a book about the protections. “I could envision any number of outcomes reached by any number of combinations of justices across the ideological spectrum.” The case was brought by the family of Nohemi Gonzalez, a 23-year-old college student who was killed in a restaurant in Paris during the November 2015 terrorist attacks, which also targeted the Bataclan concert hall. The family’s lawyers argued that YouTube, a subsidiary of Google, had used algorithms to push Islamic State videos to interested viewers, using the information that the company had collected about them. “Videos that users viewed on YouTube were the central manner in which ISIS enlisted support and recruits from areas outside the portions of Syria and Iraq which it controlled,” lawyers for the family argued in their petition seeking Supreme Court review. In a brief urging the justices to deny review, lawyers for Google said that the 1996 law gave the company complete protection. “Section 230 bars claims that treat websites as publishers of third-party content,” they wrote. “Publishers’ central function is curating and displaying content of interest to users. Petitioners’ contrary reading contravenes Section 230’s text, lacks a limiting principle and risks gutting this important statute.”
+
+A growing group of bipartisan lawmakers, academics and activists have grown skeptical of Section 230 and say that it has shielded giant tech companies from consequences for disinformation, discrimination and violent content that flows across their platforms. In recent years, they have advanced a new argument: that the platforms forfeit their protections when their algorithms recommend content, target ads or introduce new connections to their users. These recommendation engines are pervasive, powering features like YouTube’s autoplay function and Instagram’s suggestions of accounts to follow. Judges have mostly rejected this reasoning. In one case, the family of an American killed in a terrorist attack sued Facebook, claiming that its algorithm had bolstered the reach of content produced by Hamas, which said the attacker was a member of its group. A federal district judge rejected that lawsuit, citing Section 230. The U.S. Court of Appeals for the Second Circuit ruled against the family, too. But a dissenting judge said Facebook’s algorithmic suggestions should not be protected by Section 230. Justice Clarence Thomas cited the opinion in a 2020 statement calling for the Supreme Court to reconsider the protections. Members of Congress have also called for changes to the law. But political realities have largely stopped those proposals from gaining traction. Republicans, angered by tech companies that remove posts by conservative politicians and publishers, want the platforms to take down less content. Democrats want the platforms to remove more posts, like false information about Covid-19. The court also agreed on Monday to hear a second case, Twitter v. Taamneh, No. 21-1496. The question in that case is whether Twitter, Facebook and Google may be sued on the theory that they abetted terrorism by letting Islamic State use their platforms. That case was brought by the family of Nawras Alassaf, who was killed in a terrorist attack in Istanbul in 2017.",a5f6ae6503e04bee8e644b6f6a4c4c83,Supreme Court Takes Up Challenge to Social Media Platforms’ Shield,4,,,,
+26032,"Archer Daniels Midland (ADM) Dips More Than Broader Markets: What You Should Know - Archer Daniels Midland (ADM) closed at $70.65 in the latest trading session, marking a -1.09% move from the prior day. This change lagged the S&P 500's daily loss of 0.61%. Meanwhile, the Dow lost 0.41%, and the Nasdaq, a tech-heavy index, added 10.45%.
+
+Coming into today, shares of the agribusiness giant had lost 5.42% in the past month. In that same time, the Consumer Staples sector lost 6.6%, while the S&P 500 gained 1.05%.
+
+Investors will be hoping for strength from Archer Daniels Midland as it approaches its next earnings release. On that day, Archer Daniels Midland is projected to report earnings of $1.54 per share, which would represent a year-over-year decline of 28.37%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $24.94 billion, down 8.58% from the year-ago period.
+
+Looking at the full year, our Zacks Consensus Estimates suggest analysts are expecting earnings of $6.84 per share and revenue of $97.8 billion. These totals would mark changes of -12.87% and -3.98%, respectively, from last year.
+
+It is also important to note the recent changes to analyst estimates for Archer Daniels Midland. These revisions typically reflect the latest short-term business trends, which can change frequently. With this in mind, we can consider positive estimate revisions a sign of optimism about the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.87% higher. Archer Daniels Midland is holding a Zacks Rank of #3 (Hold) right now.
+
+Looking at its valuation, Archer Daniels Midland is holding a Forward P/E ratio of 10.44. This represents a discount compared to its industry's average Forward P/E of 18.41.
+
+Meanwhile, ADM's PEG ratio is currently 1.63. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. Agriculture - Operations stocks are, on average, holding a PEG ratio of 1.26 based on yesterday's closing prices.
+
+The Agriculture - Operations industry is part of the Consumer Staples sector. This industry currently has a Zacks Industry Rank of 213, which puts it in the bottom 16% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.085293844, 'negative': 0.8292456, 'neutral': 0.08546061}","Archer Daniels Midland (ADM) closed at $70.65 in the latest trading session, marking a -1.09% move from the prior day. The Dow lost 0.41%, and the Nasdaq, a tech-heavy index, added 10.45%. Shares of the agribusiness giant had lost 5.42% in the past month, while the Consumer Staples sector lost 6.6%. On the next day, Archer Daniels Midlands is projected to report earnings of $1.54 per share, and the Zacks Consensus Estimate for revenue is projecting net sales of $24.94 billion. The Zacks Rank system has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Agriculture - Operations stocks are, on average, holding a PEG ratio of 1.26 based on yesterday's closing prices.","In the latest trading session, Archer Daniels Midland (ADM) closed at $70.65, marking a -1.09% move from the previous day.",ADM,Food & Beverage,Agricultural Products,Archer-Daniels-Midland Co,"{'Greenhouse Gas Emissions': 'Entities in the Agricultural Products industry generate direct greenhouse gas (GHG) emissions from processing and transporting goods via land and sea freight operations. Emissions regulations may increase the cost of capital, operationalcosts and affect the operational efficiency of entities without strategies to manage GHG emissions. Employing innovative technologies that use alternative fuels and energy inputs‚Äîincluding biomass waste generated from internal processes‚Äîand improving fuel efficiency are ways entities can limit exposure to volatile fuel pricing, supply disruptions, future regulatory costs and other potential consequences of GHG emissions.', 'Water Management': 'The Agricultural Products industry relies on water for processing activities, and entities in the industry also typically generate wastewater or effluent. The availability of water, because of physical availability or regulatory access, directly impacts the industry‚Äôs ability to operate processing facilities efficiently. Entities in the industry increasingly are exposed to water-related risks and regulations, which may increase capital expenditure costs, operating costs, remediation costs or potential fines. Entities can manage water-related risks and opportunities and mitigate long-term costs through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and work with regulators and communities on issues related to water access and effluent. A separate supply chain-oriented topic, Ingredient Sourcing, addresses the risks related to crop production driven by water availability and access.', 'Food Safety': 'Agricultural products are either sold directly to consumers in raw form or are further processed before reaching consumers. Maintaining product quality and safety is critical, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Contamination may result from poor farming, transport, storage, or handling practices. Food quality and safety issues can lead to consumer-driven demand changes and regulatory action. Product recalls can harm brand reputation, reduce revenues, and lead to costly fines. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard against product safety risks and communicate the quality of their products to buyers.', 'GMO Management': 'Agricultural products developed using genetically modified organism (GMO) technology have gained increasing consumerinterest. While GMO technology has, in many cases, enabled improvements in crop yield through development of disease or drought resistant traits in plants, there is increasing consumer concern on the perceived health, environmental, and/or social impacts related to the cultivation and consumption of GMOs. Certain countries and geographic regions have also enacted regulations that ban the usage or cultivation of GMOs. Food and beverage entities along the food supply chain, including entities in this industry, are seeking effective means to assess GMO-related risks and opportunities, and communicate with consumers on the topic. Agricultural products entities that are able to meet changing consumer trendsand regulatory changes through their product mix or effective communications may reduce potential reputational risks and revenue loss as well as capture new market share opportunities. ', 'Energy Management': 'Processing and milling agricultural products require substantial energy input. While some agricultural products entities generate energy on-site through the direct combustion of fossil fuels or biomass, most energy is procured from the electrical grid. Energy consumption contributes to environmental impacts, including climate change and pollution. Energy management affects current and future costs of operation. Climate regulation and other sustainability factors could resultin higher or more volatile electricity and fuel prices, increasing operating costs for agricultural products entities. Therefore,energy efficiency gained through process improvements can lower operating costs. The trade-off between on-site versus grid-sourced electricity as well as the use of alternative energy can play important roles in influencing both the long-term cost and reliability of an entity‚Äôs energy supply and the extent of regulatory impact from direct versus indirect emissions.', 'Workforce Health & Safety': 'Industrial processes used in the Agricultural Products industry present significant occupational hazards. Employees are engaged in many labour-intensive activities. Common hazards include falls, transportation accidents, equipment-related accidents, and heat-related illness or injury, among others. Violations of health and safety standards could result in monetary penalties and costs for corrective actions. High injury rates, particularly fatality rates, may indicate a weak governance structure and a weak workplace safety culture, as well as lead to significant reputational harm. Strong performance on managing workforce health and safety can help build brand image while promoting worker morale, which may lead to increased productivity, reduced worker turnover, and enhanced community relations.', 'Ingredient Sourcing': 'Agricultural products entities source a wide variety of commodities and ingredients from farmers or intermediary distributors. The industry‚Äôs ability to reliably source ingredients at desired price points fluctuates with crop yield, which may be affected by climate change, water scarcity, land management and other resource scarcity considerations. Entities that source more productive and less resource-intensive crops, or those that work closely with suppliers to increase their adaptability to climate change and other resource scarcity risks, may reduce crop price volatility and crop supply disruptions. Additionally, entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks can result in higher costs of capital, reduced margins and constrained revenue growth.', 'Environmental & Social Impacts of Ingredient Supply Chain': 'Agricultural products entities source agricultural inputs from a large number of suppliers. How entities in the industry screen, monitor, and engage with suppliers on environmental and social topics may impact consumer demand, reputational risks, and the ability of entities to effectively manage their crop supply and respond to price fluctuations. Supply chain management issues related to labour, environmental practices, ethics, or corruption may result in regulatory fines and/or increased long-term operational costs for entities. Similarly, agricultural products entities may face reputational damage if their suppliers perform poorly on environmental or social issues. Entities can mitigate these risks and potentially increase consumer demand or capture new market opportunities by engaging with key suppliers to implement sustainable agricultural practices or source from certified suppliers. '}","{'Greenhouse Gas Emissions': 0.7488849104867455, 'Water Management': 0.7503454441136118, 'Food Safety': 0.7347600334389504, 'GMO Management': 0.753366942548836, 'Energy Management': 0.7469175958950693, 'Workforce Health & Safety': 0.7459476669693565, 'Ingredient Sourcing': 0.7790144195074336, 'Environmental & Social Impacts of Ingredient Supply Chain': 0.7564418479424265}",0.7790144195074336,Yuning,No focus,No focus,Neutral,,No,Major,,2023-08-20T12:00:00+00:00,https://www.theverge.com/23837263/ai-search-perplexity-section-230-tech-documentaries-installer,"[{'name': 'most cool things', 'weight': 0.06721733}, {'name': 'things', 'weight': 0.06579728}, {'name': 'regular link', 'weight': 0.06315392}, {'name': 'AI Taylor Swift', 'weight': 0.060059108}, {'name': 'current proprietor', 'weight': 0.058772445}, {'name': 'Apple', 'weight': 0.057448152}, {'name': 'Taylor Swift', 'weight': 0.05464036}, {'name': 'Six Colors', 'weight': 0.05348354}, {'name': 'Jason Snell', 'weight': 0.051595584}, {'name': 'music', 'weight': 0.04958572}]",[{'name': 'Tech'}],"[{'data': 'Installer', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iOS', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Mac', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Android', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Windows', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Horizon', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Madden NFL 24', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Safari', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'the Eufy Clean G40+', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Installer', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The YouTube Effect', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Misery Business', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'the Internet Archive', 'type': 'ORG', 'mentions': 2}, {'data': 'Amie', 'type': 'ORG', 'mentions': 1}, {'data': 'Laya', 'type': 'ORG', 'mentions': 1}, {'data': 'Vergecast', 'type': 'ORG', 'mentions': 1}, {'data': 'Macworld', 'type': 'ORG', 'mentions': 1}, {'data': 'Six Colors', 'type': 'ORG', 'mentions': 1}, {'data': 'GoodLinks', 'type': 'ORG', 'mentions': 1}, {'data': 'Eufy', 'type': 'ORG', 'mentions': 1}, {'data': 'Anker', 'type': 'ORG', 'mentions': 1}, {'data': 'Paramore', 'type': 'ORG', 'mentions': 1}, {'data': 'Alex Winter', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ice Cube', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jason Snell', 'type': 'PERSON', 'mentions': 2}, {'data': 'Chris', 'type': 'PERSON', 'mentions': 1}, {'data': 'Henry Hoover', 'type': 'PERSON', 'mentions': 1}, {'data': 'Richard\n\n', 'type': 'PERSON', 'mentions': 1}, {'data': 'Taylor Swift', 'type': 'PERSON', 'mentions': 3}, {'data': 'Frank Sinatra', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lady Gaga', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ed Sheeran', 'type': 'PERSON', 'mentions': 1}, {'data': 'Prime Day', 'type': 'EVENT', 'mentions': 1}]","Hi, friends! Welcome back to issue No. 2 of Installer, your guide to all the best and Verge-iest stuff in the world. Thanks so much to everyone who’s been emailing, commenting, sending feedback, and telling me what you want to see in this series going forward. I love chatting with you all about what you’re building, what you’re binge-watching, and everything else.
+
+Two housekeeping things: first, a bunch of you told me you didn’t like the whole “(link)” thing, both for aesthetic and accessibility reasons. Fair and fair! So we’re just scrapping it. From now on, it’ll be simpler: I’ll bold the most important link – the direct link to the thing we’re talking about — and regular link everything else. Thanks to everyone who emailed and commented, especially the ones who were nice about it. We’re all learning every day over here, folks.
+
+I also heard from a few folks that last week’s issue was a little Apple-centric. I agree, for what it’s worth, but it’s a tricky problem to solve! It’s just the unfortunate truth that most cool things launch on iOS and Mac before they come to Android and Windows. But also, I’m forever biased toward cross-platform stuff, and when I can, I’ll try and make sure to keep things even. And if you find a cool thing for a platform I’m not covering enough, send it my way!
+
+Anyway, I promised no long preambles, so let’s get to it. This week I’ve been reading up on the fight for the future of the Internet Archive, planning my life in the Amie calendar app, playing too much Laya’s Horizon, trying to figure out how to make extreme pogo-sticking my next career, and trying to get a bunch of work done before I completely disappear into Madden NFL 24 for the next few months. And this week I have some podcast listening for your weekend errands, a new AI app to try, and a set of speakers that are totally absurd and totally wonderful. Let’s go.
+
+Alex Winter knows video. He’s been a well-known actor for decades and has directed everything from an Ice Cube music video to a documentary about the deep web. So just before he and I hung up after finishing a Vergecast chat about his new doc, The YouTube Effect, I asked him to tell me a few of his favorite tech docs. Here’s what he rattled off.
+
+This week was the 25th anniversary of the iMac going on sale, and Jason Snell — a longtime tech reporter, the former editor-in-chief of Macworld, current proprietor of Six Colors, and one of the smartest people I know on all things Apple — wrote a terrific piece for The Verge about how the iMac changed Apple’s fate forever. Curious to see what Jason’s Apple life was like 25 years later, I asked him to share his current setup.
+
+“Reading List for Safari is so disappointing. There’s no organization (folders) and you can’t tag pages you save to keep the stuff that’s similar together. I purchased the GoodLinks app and love the functionality it offers. It even has its own ‘reader’ mode like you get in Safari! It’s a paid app, but Safari users might just enjoy saving articles more for using it!” – Chris
+
+“I bought a low-end robot vacuum cleaner (the Eufy Clean G40+) on Prime Day a few weeks ago. And as someone with very hairy cats, it’s been absolutely life-changing. I spent years thinking these gadgets weren’t any better than our old Henry Hoover, but they’re really great. We run it every day and it keeps the floor so clean. It seems like nowadays, even a low-end model like this Eufy (an Anker sub-brand) are pretty good.” – Richard
+
+Look, I get it: AI-generated songs are a massively complicated issue, with huge ramifications for both the business and the art of music. And yet, I cannot overstate how deep down the rabbit hole of “AI Taylor Swift covers of songs you know but that real Taylor Swift never covered” YouTube I have gone. And you can do this with almost any popular artist! It’s wild! (AI Frank Sinatra covering Lady Gaga is truly the collab of the century.) I almost don’t want to tell you how many times I’ve listened to AI Taylor Swift and AI Ed Sheeran covering Paramore’s “Misery Business.” The future is super weird, y’all.",dc904cd050db439aa5a9bce88fb5162d,Installer: An AI search engine and the coolest speakers ever,4,,,,
+53599,"A Look Into Packaging Corporation of America's (NYSE:PKG) Impressive Returns On Capital - If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Firstly, we'll want to see a proven return on capital employed (ROCE) that is increasing, and secondly, an expanding base of capital employed. Basically this means that a company has profitable initiatives that it can continue to reinvest in, which is a trait of a compounding machine. So, when we ran our eye over Packaging Corporation of America's (NYSE:PKG) trend of ROCE, we really liked what we saw.
+
+What Is Return On Capital Employed (ROCE)?
+
+If you haven't worked with ROCE before, it measures the 'return' (pre-tax profit) a company generates from capital employed in its business. To calculate this metric for Packaging Corporation of America, this is the formula:
+
+Return on Capital Employed = Earnings Before Interest and Tax (EBIT) √∑ (Total Assets - Current Liabilities)
+
+0.21 = US$1.6b √∑ (US$8.3b - US$963m) (Based on the trailing twelve months to September 2022).
+
+Therefore, Packaging Corporation of America has an ROCE of 21%. That's a fantastic return and not only that, it outpaces the average of 11% earned by companies in a similar industry.
+
+View our latest analysis for Packaging Corporation of America
+
+Above you can see how the current ROCE for Packaging Corporation of America compares to its prior returns on capital, but there's only so much you can tell from the past. If you'd like to see what analysts are forecasting going forward, you should check out our free report for Packaging Corporation of America.
+
+We'd be pretty happy with returns on capital like Packaging Corporation of America. The company has consistently earned 21% for the last five years, and the capital employed within the business has risen 42% in that time. With returns that high, it's great that the business can continually reinvest its money at such appealing rates of return. If Packaging Corporation of America can keep this up, we'd be very optimistic about its future.
+
+The Bottom Line On Packaging Corporation of America's ROCE
+
+In the end, the company has proven it can reinvest it's capital at high rates of returns, which you'll remember is a trait of a multi-bagger. However, over the last five years, the stock has only delivered a 25% return to shareholders who held over that period. So because of the trends we're seeing, we'd recommend looking further into this stock to see if it has the makings of a multi-bagger.
+
+One final note, you should learn about the 2 warning signs we've spotted with Packaging Corporation of America (including 1 which is potentially serious) .
+
+If you want to search for more stocks that have been earning high returns, check out this free list of stocks with solid balance sheets that are also earning high returns on equity.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.485418, 'negative': 0.016587667, 'neutral': 0.49799433}","To calculate this metric for Packaging Corporation of America, this is the formula:
+
+Return on Capital Employed = Earnings Before Interest and Tax (EBIT) √∑ (Total Assets - Current Liabilities)
+
+0.21 = US$1.6b √∑ (US$8.3b - US$963m) (Based on the trailing twelve months to September 2022).
+
+Therefore, Packaging Corporation of America has an ROCE of 21%. 
+
+View our latest analysis for Packaging Corporation of America Above you can see how the current ROCE for Packaging Corporation of America compares to its prior returns on capital, but there's only so much you can tell from the past. 
+
+We'd be pretty happy with returns on capital like Packaging Corporation of America.","If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Firstly, we'll...",PKG,Resource Transformation,Containers & Packaging,Packaging Corp of America,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity’s long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.7354908762310562, 'Greenhouse Gas Emissions': 0.7476166211002985, 'Supply Chain Management': 0.740347324187721, 'Water Management': 0.7371223689284595, 'Air Quality': 0.7537814057223173, 'Energy Management': 0.7318834045380905, 'Product Lifecycle Management': 0.7563797279779486, 'Waste Management': 0.7369834748865567}",0.7563797279779486,Yuning,No focus,No focus,Neutral,,No,No,,2023-08-18T10:00:00+00:00,https://www.startribune.com/people-are-taking-flights-airplanes-soaring-but-summer-air-travel-setbacks-persist-delays-lost-bags/600298012/,"[{'name': 'canceled flights', 'weight': 0.074003115}, {'name': 'flight completion', 'weight': 0.07116345}, {'name': 'Delta flights', 'weight': 0.07089205}, {'name': 'multiple flights', 'weight': 0.06936778}, {'name': 'flights', 'weight': 0.06763454}, {'name': 'summer travel', 'weight': 0.06710556}, {'name': 'domestic flights', 'weight': 0.06641898}, {'name': 'growing leisure carrier Sun Country', 'weight': 0.06630611}, {'name': 'flight notifications', 'weight': 0.06563726}, {'name': 'summer air travel setbacks', 'weight': 0.06531505}]",[{'name': 'Travel'}],"[{'data': ""Kelechi Jaavaid's"", 'type': 'PERSON', 'mentions': 3}, {'data': 'Bob Mann', 'type': 'PERSON', 'mentions': 4}, {'data': 'Ed Bastian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Linda Snyder', 'type': 'PERSON', 'mentions': 1}, {'data': 'Wendy Burt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ross Feinstein', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brian Davis', 'type': 'PERSON', 'mentions': 2}, {'data': 'Minneapolis', 'type': 'GPE', 'mentions': 3}, {'data': 'Milwaukee', 'type': 'GPE', 'mentions': 1}, {'data': 'Rogers', 'type': 'GPE', 'mentions': 1}, {'data': 'Charleston', 'type': 'GPE', 'mentions': 1}, {'data': 'S.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'Las Vegas', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Atlanta', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'Boston', 'type': 'GPE', 'mentions': 1}, {'data': 'Newark', 'type': 'GPE', 'mentions': 1}, {'data': 'N.J.', 'type': 'GPE', 'mentions': 1}, {'data': 'Hawaii', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'Salt Lake City', 'type': 'GPE', 'mentions': 1}, {'data': 'Reno', 'type': 'GPE', 'mentions': 1}, {'data': 'overnight', 'type': 'TIME', 'mentions': 2}, {'data': 'hours', 'type': 'TIME', 'mentions': 4}, {'data': 'greater than 15 minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 1}, {'data': 'Sun Country Airlines', 'type': 'ORG', 'mentions': 6}, {'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 5}, {'data': 'FAA', 'type': 'ORG', 'mentions': 2}, {'data': 'AAA', 'type': 'ORG', 'mentions': 1}, {'data': 'the Bureau of Transportation Statistics', 'type': 'ORG', 'mentions': 1}, {'data': 'Cirium', 'type': 'ORG', 'mentions': 2}, {'data': 'the Office of Aviation Consumer Protection', 'type': 'ORG', 'mentions': 1}, {'data': 'United Airlines', 'type': 'ORG', 'mentions': 1}, {'data': 'MSP', 'type': 'ORG', 'mentions': 2}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'Flight 555', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Minneapolis-St. Paul International Airport', 'type': 'FAC', 'mentions': 1}, {'data': 'MSP', 'type': 'FAC', 'mentions': 1}, {'data': 'Dallas Love Field', 'type': 'FAC', 'mentions': 1}, {'data': 'North American', 'type': 'NORP', 'mentions': 1}, {'data': 'the Northern Hemisphere', 'type': 'LOC', 'mentions': 3}]","Kelechi Jaavaid's flight home to Minneapolis in June was delayed, then canceled, forcing him to take an overnight bus to return home from Milwaukee.
+
+The next month, the Rogers man and his wife flew Sun Country Airlines again to Charleston, S.C., but their checked luggage didn't make the trip with them.
+
+Meanwhile, Delta Air Lines said it's cooperating with the federal investigation into Flight 555 that taxied in Las Vegas for hours last month in triple-digit temperatures before returning to the terminal with at least one on board falling ill.
+
+""You have to prepare for a delay or for them to cancel summer travel. You have to prepare for inconsistencies,"" said Jaavaid, who received a refund for the canceled flight and eventually recovered his luggage. ""It's not always a comfortable experience.""
+
+Thunderstorms and staggering heat. Long lines at airports for security and checking bags. A shortage of air-traffic controllers. Airlines still ramping up crew staffing from pandemic lows after layoffs and early retirements. All have caused headaches for travelers once again this summer.
+
+Capacity — whether infrastructure or personnel — remains a challenge for airlines in the post-pandemic environment.
+
+""The closer you get to capacity, the greater the delays become because things don't run absolutely on schedule,"" said Bob Mann, a New York-based aviation consultant.
+
+The chaos is easing from a year ago, when pandemic-weary travelers flocked back to the skies after COVID-19 shutdowns and postponed travel during the height of the pandemic.
+
+But passengers are still dealing with canceled flights and long delays with little recourse. Airlines generally don't compensate for weather delays and cancellations, and those accounted for 75% of all flight disruptions greater than 15 minutes from June 2017 to May 2022 as carriers reported, according to the FAA.
+
+Ed Bastian, chief executive of Atlanta-based Delta Air Lines, said during a second-quarter earnings call last month ""aviation infrastructure is still fragile, and the industry continues to face multiple constraints across the supply chain, aircraft delivery delays and training needs.""
+
+Experts advised those flying this summer and during upcoming holidays to pack a carry-on bag with medicines and extra clothes if checking luggage just in case of lost bags. They also suggested arriving two hours early for domestic flights and three for increasingly popular summertime international trips.
+
+Signing up for flight notifications by text helps keep track of itinerary changes in real time. And of course, flying nonstop is the best, though not always the cheapest, option.
+
+""If you take the first flight out or a morning flight, if there's multiple flights a day, you're much better off,"" said Linda Snyder, vice president of travel and retail services for AAA Minneapolis. ""When you're planning your vacation, if you're coming home, and you have something major the next day, give yourself some padding.""
+
+Both Delta, the dominant carrier at Minneapolis-St. Paul International Airport, and growing leisure carrier Sun Country, based in Minneapolis, hold strong completion records, finishing nearly all flights.
+
+From 2019, the percentage of on-time flights overall dropped around two percentage points last year to 76% nationally and hasn't improved much this year, according to the Bureau of Transportation Statistics.
+
+In July, 68% of Delta flights from MSP departed on time, and just more than 71% of flights arrived on time, the carrier said. By contrast, Delta was the most on-time North American airline in 2022, with 84% on time, aviation analytics company Cirium reported.
+
+Sun Country said in July its on-time departures were at 61%, and on-time arrivals were at 72% systemwide. Weather has been a challenging factor this summer industrywide, spokeswoman Wendy Burt said. The airline said it prioritizes flight completion, which can negatively impact on-time performance. (Cirium had no data for Sun Country.)
+
+Airlines are working to increase staffing to meet demand but sometimes wind up with too few crew members with available hours at the right place and time as a month winds down, Mann said.
+
+""When a flight is canceled, you don't have any empty seats to accommodate all those canceled seats,"" Mann said.
+
+As storms and extreme heat continue to plague the Northern Hemisphere this season, Mann cautions weather is playing a bigger role in travel snags.
+
+""We've had day after day of thunderstorms in the Ohio Valley and up and down the East Coast,"" he said. ""It's caused significant delays from Washington to Boston.""
+
+The Air Travel Consumer Report the Office of Aviation Consumer Protection issued in June said about 7% of delays in April were related to the carrier and another 8% because of late-arriving aircraft.
+
+Meanwhile, United Airlines blamed FAA air-traffic control staffing shortages for delays and cancellations earlier this summer and scaled back Newark, N.J., routes as a result.
+
+The majority of the airports with the highest percentage of delays are in Hawaii and Florida, according to a June 27 InsureMyTrip analysis of government data. While MSP ranked fourth on its list of airports with the fewest delays, the airport was third highest for weather delays behind airports in Salt Lake City and Reno. MSP was fifth highest in cancellations, with Dallas Love Field topping that list.
+
+Even pre-pandemic, summer travel could be problematic. Aviation consultant Ross Feinstein recalled July 4th to Labor Day were the busiest travel days of the year when he was communications director for American Airlines before he departed in 2020.
+
+""Every summer when I was at American was a challenge,"" he said.
+
+To improve its customer service, Sun Country is rolling out new digital tools to help passengers more quickly secure meals and hotels on the airline when delays and cancellations occur, said Brian Davis, the airline's chief marketing officer.
+
+When a delay of more than four hours occurs because of an airline issue, customers have meal vouchers sent to their phones. Customers with a cancellation related to Sun Country can book a hotel and transportation from their phone on the airline's dime if stuck somewhere overnight.
+
+""I think it is a big leap forward to get better tools in our customers' hands,"" Davis said.
+
+The carrier apologized for Jaavaid's experience, and the professional comedian continues to travel for his job. But now he's mentally prepared for anything.
+
+""If one flight is delayed, it's a chain reaction that makes the whole schedule off,"" he said.",ec5255c2393641d183108cbc46301c29,"People are taking flights and airplanes are soaring, but summer air travel setbacks persist",4,,,,
+8890,"US Senator Warren, others warn against L3Harris plan to buy Aerojet - WASHINGTON, July 11 (Reuters) - U.S. Senator Elizabeth Warren, a Democrat and frequent merger critic, joined three other lawmakers on Tuesday to urge the Defense Department to thoroughly review defense contractor L3Harris Technologies' $4.7 billion deal for Aerojet Rocketdyne Holdings .
+
+The Defense Department is influential with the antitrust agencies on decisions about approving deals that touch on military issues, and often take too soft an approach, Warren and the other lawmakers wrote.
+
+""Lockheed Martin, Raytheon, and Boeing are all dependent on products that only Aerojet is able to produce, and their operations could be hamstrung by its acquisition,"" they wrote.
+
+The letter was sent to Defense Secretary Lloyd Austin and William LaPlante, undersecretary of defense for acquisition and sustainment.
+
+In addition to Warren, the letter was signed by Representatives Chris Deluzio, John Garamendi and Mark Pocan. All are Democrats.
+
+The lawmakers said the department had previously conducted what the letter called ""flawed merger reviews.""
+
+With the Ukraine war driving up demand for missiles and defense systems, Aerojet became an attractive takeover target. L3Harris was formed by the merger of L3 Technologies and Harris Corp in 2019.
+
+The United States has assisted Ukraine with billions of dollars in military aid, including missiles and air defense systems.
+
+Aerojet develops and manufactures liquid and solid rocket propulsion and hypersonic engines for space, defense, civil and commercial applications.
+
+Another customer is the National Aeronautics and Space Administration (NASA), one of Aerojet's main customers, which is pursuing moon and deep space missions. (Reporting by Diane Bartz; Editing by David Gregorio)","{'positive': 0.079539545, 'negative': 0.09889195, 'neutral': 0.8215685}","U.S. Senator Elizabeth Warren and three other lawmakers have written a letter to Defense Secretary Lloyd Austin and William LaPlante urging the Defense Department to thoroughly review the $4.7 billion deal for Aerojet Rocketdyne Holdings. The letter was signed by Representatives Chris Deluzio, John Garamendi and Mark Pocan, and all are Democrats. The lawmakers said the department had previously conducted ""flawed merger reviews"" due to the Ukraine war, and that Aerojet became an attractive takeover target due to its ability to produce only certain products that only Lockheed Martin, Raytheon, and Boeing are able to produce. The United States has assisted Ukraine with billions of dollars in military aid, including missiles and air defense systems, and the National Aeronautics and Space Administration is one of Aerojet's main customers.","U.S. Senator Elizabeth Warren, a Democrat and frequent merger critic, joined three other lawmakers on Tuesday to urge the Defense Department to thoroughly review defense contractor L3Harris Technologies' $4.7 billion deal for Aerojet Rocketdyne Holdings .  The Defense Department is influential with the antitrust agencies on decisions about approving deals that touch on military issues, and often take too soft an approach, Warren and the other lawmakers wrote.  ""Lockheed Martin, Raytheon, and Boeing are all dependent on products that only Aerojet is able to produce, and their operations could be hamstrung by its acquisition,"" they wrote.",LHX,Resource Transformation,Aerospace & Defence,L3Harris Technologies Inc,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry‚Äôs key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities‚Äô long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry‚Äôs energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity‚Äôs energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity‚Äôs cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry‚Äôs products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7743464048920652, 'Hazardous Waste Management': 0.775900401983745, 'Materials Sourcing': 0.792633109559629, 'Energy Management': 0.7751600995941443, 'Fuel Economy & Emissions in Use-phase': 0.7905076869228376, 'Business Ethics': 0.7802928090642444, 'Data Security': 0.803711397511728}",0.803711398,Yuning,Minor focus,Major focus,Neutral,Business Ethics,Major,Major,Negative,2022-10-27T22:05:22-04:00,https://www.latimes.com/business/story/2022-10-27/twitter-employees-brace-for-massive-layoffs-as-elon-musk-completes-his-acquisition,"[{'name': 'Twitter employees', 'weight': 0.08766151}, {'name': 'Twitter workers', 'weight': 0.085053205}, {'name': 'companies', 'weight': 0.07921609}, {'name': 'large companies', 'weight': 0.07905749}, {'name': 'Twitter', 'weight': 0.074573874}, {'name': 'Elon Musk', 'weight': 0.07431384}, {'name': 'Twitter HQ', 'weight': 0.07377992}, {'name': 'Musk', 'weight': 0.07302627}, {'name': 'billionaire tech mogul Elon Musk', 'weight': 0.061708033}, {'name': 'Many employees', 'weight': 0.060935065}]",[{'name': 'Business'}],"[{'data': 'Twitter', 'type': 'ORG', 'mentions': 18}, {'data': 'Time', 'type': 'ORG', 'mentions': 1}, {'data': 'Business Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'EQ Recruiting', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'Snapchat', 'type': 'ORG', 'mentions': 1}, {'data': 'Coda Search', 'type': 'ORG', 'mentions': 1}, {'data': 'Hireful', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Court of Chancery', 'type': 'ORG', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 15}, {'data': 'Liz Schmidt', 'type': 'PERSON', 'mentions': 3}, {'data': 'Andrew Esguerra', 'type': 'PERSON', 'mentions': 4}, {'data': 'Brent Gilinsky', 'type': 'PERSON', 'mentions': 2}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'Delaware', 'type': 'GPE', 'mentions': 1}]","After six months of wrangling and delaying tactics by Elon Musk to buy Twitter, the deal finally closed late Thursday, according to reports — leaving Twitter employees facing a very different picture than the one they contemplated in April.
+
+When billionaire tech mogul Elon Musk first agreed in April to buy Twitter, many employees at the San Francisco social media company were leery of their new potential boss, who had criticized the company’s workforce as lazy and politically biased.
+
+But they enjoyed the comfort of knowing they could always turn elsewhere. The job market for tech talent was strong and had only gotten stronger during the pandemic.
+
+The tech sector has since taken a precipitous downturn, and employees of the social media giant are bracing for the worst: a potentially massive layoff of nearly three-fourths of the company. According to one recent report, Musk has told potential investors he plans to cut Twitter’s staff of roughly 7,500 employees to just over 2,000.
+
+Earlier this week, a group of employees circulated an open letter preemptively protesting Musk’s move, Time magazine reported. “Elon Musk’s plan to lay off 75% of Twitter workers will hurt Twitter’s ability to serve the public conversation,” the letter said. “A threat of this magnitude is reckless, undermines our users’ and customers’ trust in our platform, and is a transparent act of worker intimidation.”
+
+Recruiters have followed the news closely. Twitter announced it was freezing hiring in May as two top executives left the company, then laid off a third of its recruiting team. Employees have already been leaving in droves, Business Insider reported, fed up with the drama over Musk’s flashy takeover of the company.
+
+“As an agency recruiter, if we get any whiff of unrest at a company, we’re definitely going out and trying to poach from them,” said Liz Schmidt, co-founder of EQ Recruiting. “We already hit up everyone from Twitter who was a product manager or software engineer” a few months ago.
+
+Schmidt said her firm received a handful of resumes at that time and plan to circle back on those profiles this week. Many employees are “putting their toe in and maybe are waiting to see what happens, but aren’t going to start looking aggressively until they’re sure the layoffs are going through,” Schmidt said.
+
+The 5,000 or so potentially laid-off employees face a cooling job market that has seen hiring freezes and layoffs at companies such as Facebook parent Meta Platforms, Google, Microsoft, Netflix and Snapchat. It’s a stark difference for an industry that boomed during the pandemic and competed to hire software engineers, offering lucrative compensation and job perks.
+
+“With a lot of the massive and rapid hiring ... the last two years, we’ve seen expectations for compensation, benefits, work culture, everything go through the roof,” said Andrew Esguerra, Los Angeles-area manager for recruiting agency Coda Search. “People aren’t settling for any less than what they think is perfect.”
+
+But for job-seekers in today’s climate, there has to be a “new set of expectations,” Esguerra said.
+
+The scale of the expected layoff also means a large number of skilled workers will be leaving the company, as opposed to the workers that leave during a smaller reduction in staff.
+
+“A lot of times when I see a layoff of a smaller scale, it’s safe nine times out of 10 to assume those workers were deemed nonessential. … Usually you don’t lay off your best product managers and designers,” Esguerra said.
+
+In this case, if an employee was in the top 50% of Twitter, “it’s safe to assume they were good,” Esguerra said.
+
+Brent Gilinsky, CEO of Hireful, said he’s experienced many layoffs at large companies since he entered the recruiting field in 2007. More than 1,400 current Twitter employees on LinkedIn have already indicated on their profiles that they are open to opportunities, he said.
+
+“I believe that … in general, it would be easy to place a Twitter employee,” Gilinsky said.
+
+Though there are no legal requirements for severance pay, federal law stipulates employers must give at least 60 days’ notice of a layoff if it affects more than a third of a company’s workforce.
+
+Among Twitter employees — or at least, those with publicly visible accounts on the platform they help run — the mood this week has been a mix of exhaustion, resignation, measured optimism and gallows humor. Some made vague allusions to chaos or stress at work, while others reaffirmed their love for the company and their colleagues.
+
+“Shout out to my co-workers for getting me through the week,” one employee posted.
+
+Wrote another over the weekend: “As a Twitter employee, this is probably one of the worst cases of the Sunday Scaries I’ve ever had.”
+
+“Absolute chaos aside, I love my team and what I get to do,” a third worker said.
+
+The Musk-Twitter deal has been a seemingly endless series of offers, counteroffers, retractions, reversals and aborted plans. After backing out of his initial deal to buy the company for $44 billion earlier this year, Musk announced this month that he was resuming the acquisition, stalling a lawsuit against him in Delaware’s Court of Chancery.
+
+A judge ordered him to complete the deal by Friday.
+
+As things now near what may be some sort of actual conclusion, Musk has been taking to Twitter — his platform of choice even before he made a bid to buy it — to discuss his vision for the company’s future.
+
+“A beautiful thing about Twitter is how it empowers citizen journalism — people are able to disseminate news without an establishment bias,” he wrote in one tweet.
+
+Another post found him trying to square two conflicting impulses at the root of Twitter’s business model: the need to cultivate an ecosystem that third-party advertisers (upon whom the site relies for the majority of its income) want to appear on, versus Musk’s frequently stated desire for the platform to be maximally hands-off when it comes to moderating users’ posts.
+
+“The reason I acquired Twitter is because it is important to the future of civilization to have a common digital town square, where a wide range of beliefs can be debated,” wrote Musk, who in the past has criticized the platform as overly censorious.
+
+Yet at the same time, Musk continued, “Twitter obviously cannot become a free-for-all hellscape, where anything can be said with no consequences!”
+
+It’s a tricky balancing act — one that’s tripped up many a social media exec before him — which will probably remain top of mind for Musk during his tenure at the company’s helm. Musk’s Twitter bio now reads “Chief Twit,” with his location set to “Twitter HQ.”",ed9ebed53e37476bacd5ae878268b856,Twitter employees brace for massive layoffs as Elon Musk completes his acquisition,4,,,,
+14060,"Hormel Foods Brands Showcase Innovation and Sustainability Efforts at 2023 Natural Products Expo West - AUSTIN, MN / ACCESSWIRE / March 27, 2023 / Team members from Hormel Foods Corporation, (NYSE:HRL), a Fortune 500 global branded food company, attended the 2023 Natural Products Expo West in Anaheim, Calif., to showcase the latest innovations and trends in natural and sustainable food within its broad product portfolio.
+
+The Justin's and Applegate brand teams highlighted the latest innovations and new products for attendees to enjoy.
+
+The Applegate Naturals® Do Good Dog™, the first retail hot dog made with regenerative agriculture was featured along with Applegate® Organics Uncured Genoa Salami Bites. Justin's® Super Dark Chocolate Peanut Butter Cup and Super Dark Chocolate Espresso Almond Butter Cup delighted attendees with their amazing taste and quality.
+
+""We were delighted to return to Expo West and the incredible response to our Super Dark Nut Butter Cups,"" said Penny Andino, vice president of marketing at Justin's. ""It was clear that buyers and consumers are now seeking brands that can provide real, simple and clean ingredients more than ever. With 5 grams of real sugar per cup, Justin's® Super Dark Chocolate Peanut Butter Cup stood out for delivering on taste without compromising on quality and they are certificated USDA Organic, Rainforest Alliance Cocoa, and Non-GMO Project Verified.""
+
+Hormel Foods global impact and innovation team members attended the conference's climate day, where over 50 environmental and sustainability experts presented on topics such as regenerative agriculture, traceable supply chain and sustainable trends in the food industry, as well as the remainder of the event.
+
+Expo West is an opportunity for the food and beverage industry to understand trends within the sustainable and natural space.
+
+""Expo West is an incredibly rich opportunity for us to understand leading edge trends in product and packaging,"" said Ashley Krautkramer-Gonya, senior innovation manager at Planters. ""It's also a great opportunity for us to connect with potential partners who can help us capitalize on trends in a way that enriches our business and product portfolio.""
+
+Through its robust 20 By 30 Challenge goals, Hormel Foods and its brands have several initiatives in place to address sustainability and corporate citizenship in the food industry, including:
+• None Investments and implementation in sustainable agricultural production, specifically within regenerative agriculture, soil health and farmer equity.
+• None Continue our clean-label initiative and efforts to reduce added sugars and sodium in our products, and increase desirable ingredients to nourish a diverse population.
+• None Match 100% of our energy with renewable sourcing.
+• None Focus on packaging sustainability efforts through research, innovation, on-package communications and optimizing package weight and shipping efficiencies.
+
+View additional multimedia and more ESG storytelling from Hormel Foods Corporation on 3blmedia.com.","{'positive': 0.6267874, 'negative': 0.010101437, 'neutral': 0.36311117}","Hormel Foods Corporation, a Fortune 500 global branded food company, attended the 2023 Natural Products Expo West in Anaheim, Calif. The Justin's and Applegate brand teams highlighted the latest innovations and new products for attendees to enjoy. The Applegate Naturals Do Good Dog was featured along with Applegate¬Æ Uncured Genoa Salami Bites. Justin's¬Æ Super Dark Chocolate Peanut Butter Cup and Espresso Almond Butter Cup delighted attendees with their amazing taste and quality. The conference's climate day featured over 50 environmental and sustainability experts presented on topics such as regenerative agriculture, traceable supply chain and sustainable trends in the food industry. Hormel foods and its brands have several initiatives in place to address sustainability and corporate citizenship in their food industry, including None Investments and implementation in sustainable agricultural production.","Team members from Hormel Foods Corporation, (NYSE:HRL), a Fortune 500 global branded food company, attended the 2023 Natural Products Expo West in Anaheim, Calif., to showcase the latest innovations and trends in natural and sustainable food within its broad product portfolio.",HRL,Food & Beverage,"Meat, Poultry & Dairy",Hormel Foods Corp,"{'Land Use & Ecological Impacts': 'Meat, Poultry & Dairy industry operations have diverse ecological impacts, primarily because of significant land-use requirements to raise livestock and the contamination of the air, land and groundwater by animal waste. While the impacts are varied, both traditional and confined animal feeding operations may result in significant ecological impacts. The primary concern from confined animal feeding operations and animal-product processing facilities is the generation of large and concentrated amounts of waste and pollutants. Treating effluent and waste from facilities involves significantcosts. Non-confined animal feeding operations require large tracts of pastureland and may result in the physical degradation of land resources. Land use and ecological impacts pose legal and regulatory risks in the form of fines, litigation and difficulties obtaining permits for facility expansions or waste discharges.', 'Antibiotic Use in Animal Production': 'The use of antibiotics in livestock production is of increasing concern due to the potential impacts on public health. Prevalent use of antibiotics in livestock production that are also administered to humans may promote the development of antibiotic-resistant strains of bacteria. While the use of antibiotics in animal feed or water supplies can improve the output of animal production and enhance animal welfare in industrial farm settings, entities in the industry must balance these benefits with the potential for negative public health risks. The use of antibiotics in animal production presents reputational and regulatory risks, both of which can affect long-term profitability through impacts on demand and marketshare for meat, poultry, and dairy producers. Depending on the animal species, entities in the industry have differing levels of control over and management approaches to this issue, from having direct control over the feed and medicine administered by contract suppliers to more broadly setting requirements for suppliers. ', 'Greenhouse Gas Emissions': 'The Meat, Poultry & Dairy industry generates significant Scope 1 greenhouse gas (GHG) emissions from both livestock andenergy-intensive industrial processes. GHG emissions contribute to climate change and create additional regulatory compliance costs and risks for meat, poultry and dairy entities because of climate change mitigation policies. The majorityof the industry‚Äôs emissions stem directly from the animals themselves through the release of methane during enteric fermentation, and from manure storage and processing. The direct emissions from raising and producing livestock represent a significant portion of total GHG emissions released among all sources. Currently, these emissions sources are not regulated widely, which presents uncertainties regarding the future of GHG regulations for the industry. Entities in thisindustry also use large quantities of fossil fuels to meet energy needs, generating additional direct GHG emissions and increasing exposure to regulatory risks. Future emission regulations could result in additional operating or compliance costs. By implementing new technologies to capture animal emissions and focusing on energy efficiency, entities may mitigate regulatory risk and volatile energy costs while also limiting GHG emissions.', 'Food Safety': 'Meat, poultry, and dairy products are either sold directly to consumers (e.g., milk or eggs) or are further processed into a wide variety of foods. Maintaining product quality and safety is crucial, as contamination by pathogens, chemicals, or spoilage presents serious human and animal health risks. Food safety practices and procedures in the industry have recently been subject to more intense scrutiny and oversight, and future outbreaks of diseases among livestock could leadto further governmental regulation. Product recalls can harm brand reputation, result in costly fines, reduce revenues, andincrease regulatory scrutiny including trade restrictions. Obtaining food safety certifications or ensuring suppliers meet food safety guidelines may help entities in the industry safeguard product safety and communicate the quality of their products to buyers. ', 'Water Management': 'The Meat, Poultry & Dairy industry is water-intensive both in raising livestock and industrial processing. Additionally, entities in the industry typically generate wastewater or effluent, from both animal production and processing activities. As water scarcity becomes an issue of growing importance because of population growth, increasing consumption per capita, poor water management and climate change, entities in the industry may face higher operational costs or lost revenues because of water shortages or regulations resulting in production reduction. Entities can manage water-related risks and opportunities through capital investments and assessment of facility locations relative to water scarcity risks, improvements to operational efficiency, and partnerships with regulators and communities on issues related to water access and effluent.', 'Animal Care & Welfare': 'There is increasing public and regulatory scrutiny of meat, poultry, and dairy entities and their suppliers‚Äô treatment of animals. While in the U.S., farm animals are largely excluded from federal and state animal welfare statutes, including theAnimal Welfare Act, pressure from consumers and advocacy groups has caused the industry to improve the state of animal welfare for its livestock. Consumer demand has driven shifts in industry practices, such as eliminating the use of gestation crates in hog production and eliminating caged enclosures for poultry. Entities that are prepared to anticipate oradapt to these trends may be able to increase their market share by capturing this changing demand and being first to market with products that comply with new regulations.', 'Energy Management': 'The Meat, Poultry & Dairy industry relies heavily on purchased electricity and fuel as critical inputs for value creation. Entities‚Äô use of electricity and fossil fuels in their operations results in indirect and direct greenhouse gas (GHG) emissions, which contribute to environmental impacts, including climate change and pollution. Purchased electricity is a significant operating cost for meat, poultry and dairy entities. Efficient energy usage is essential to maintain a competitive advantagein this industry, as purchased fuels and electricity account for a significant portion of total production costs. Decisions regarding alternative fuels use, renewable energy and on-site electricity generation versus purchasing from the grid can influence both the costs and the reliability of the energy supply.', 'Animal & Feed Sourcing': 'Meat, poultry and dairy entities source animal and animal feed from a range of suppliers depending on animal species. The industry‚Äôs ability to reliably source animals and animal feed at desired price points may be affected by climate change,water scarcity, land management and other resource scarcity considerations. Entities that select and work with suppliers who are less resource-intensive and who actively manage adaptation to climate change and other resource scarcity risks, may reduce price volatility and supply disruptions. Additionally, such entities may improve their brand reputation and develop new market opportunities. Failure to effectively manage sourcing risks may result in higher costs of capital, reduced margins and constrained revenue growth.', 'Workforce Health & Safety': 'The Meat, Poultry & Dairy industry has relatively high injury rates compared with other industries given the prevalence of industrial machinery, chemicals, and a fast-paced, loud working environment. Common acute and chronic hazards includemusculoskeletal disorders, exposure to chemicals and pathogens, and traumatic injuries from machines and tools. Worker injuries or fatalities can lead to reputational risks, high turnover, low worker morale and productivity, injury liability risks, and associated health care and workers‚Äô compensation costs. Additionally, regulators may levy fines against entities for noncompliance with worker health and safety standards or require employee training to address preventable accidents. Bydeveloping a strong safety culture and reducing employees‚Äô exposure to potentially harmful situations, an entity can proactively guard against accidents and improve workforce health and safety.', 'Environmental & Social Impacts of Animal Supply Chain': 'Entities in the Meat, Poultry & Dairy industry rely on a variety of contract farmers and suppliers. Environmental and social impacts within the industry‚Äôs supply chain include those related to deforestation, land use and waste management, water withdrawals, animal welfare, antibiotic usage, and food safety. Management of environmental and social risks within an entity‚Äôs animal supply chain is critical to maintain the cost of capital, secure a steady source of animals at desired price points, and to prevent reputational damage, which may decrease revenue and market share. '}","{'Land Use & Ecological Impacts': 0.7541220365067428, 'Antibiotic Use in Animal Production': 0.7355561658098475, 'Greenhouse Gas Emissions': 0.7676123472058077, 'Food Safety': 0.7851845679384619, 'Water Management': 0.7654992682710706, 'Animal Care & Welfare': 0.7908762888646829, 'Energy Management': 0.7701415962826164, 'Animal & Feed Sourcing': 0.7789708872386121, 'Workforce Health & Safety': 0.7645623368249403, 'Environmental & Social Impacts of Animal Supply Chain': 0.7941086139088516}",0.7941086139088516,Yuning,Major focus,Major focus,Positive,"Land Use & Ecological Impacts, Greenhouse Gas Emissions, Water Management, Energy Management, Environmental & Social Impacts of Animal Supply Chain",Major,Major,Positive,2023-02-21T13:25:40+00:00,https://www.cnbc.com/2023/02/21/tuesdays-top-wall-street-analyst-calls-include-apple-tesla.html,"[{'name': 'flat YoY rev. growth', 'weight': 0.06724201}, {'name': 'dwindling growth', 'weight': 0.064750195}, {'name': 'growth', 'weight': 0.06455099}, {'name': 'iPhone installed base growth', 'weight': 0.06377464}, {'name': 'structural earnings gains', 'weight': 0.06318789}, {'name': 'Services growth', 'weight': 0.0630739}, {'name': 'non-GAAP op. margin', 'weight': 0.05982542}, {'name': 'new operational risks', 'weight': 0.056603402}, {'name': 'Zoom earnings', 'weight': 0.056040615}, {'name': 'Carvana earnings', 'weight': 0.05582968}]",[{'name': 'Auto'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'Carvana', 'type': 'ORG', 'mentions': 4}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 5}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 3}, {'data': 'Zoom', 'type': 'ORG', 'mentions': 3}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 2}, {'data': 'Sigma Lithium', 'type': 'ORG', 'mentions': 1}, {'data': 'UBS', 'type': 'ORG', 'mentions': 4}, {'data': 'Bernstein', 'type': 'ORG', 'mentions': 2}, {'data': 'App Store', 'type': 'ORG', 'mentions': 1}, {'data': 'Baird', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 5}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 6}, {'data': 'Constellation Energy', 'type': 'ORG', 'mentions': 1}, {'data': 'DocuSign', 'type': 'ORG', 'mentions': 2}, {'data': 'Citi', 'type': 'ORG', 'mentions': 2}, {'data': 'Target', 'type': 'ORG', 'mentions': 2}, {'data': 'Raymond James', 'type': 'ORG', 'mentions': 2}, {'data': 'CVNA', 'type': 'ORG', 'mentions': 1}, {'data': 'Deutsche Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Workday', 'type': 'ORG', 'mentions': 1}, {'data': 'WDAY', 'type': 'ORG', 'mentions': 1}, {'data': 'Piper Sandler', 'type': 'ORG', 'mentions': 2}, {'data': 'Caleres', 'type': 'ORG', 'mentions': 2}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 4}, {'data': 'AutoNation', 'type': 'ORG', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'Truist', 'type': 'ORG', 'mentions': 2}, {'data': 'Generac', 'type': 'ORG', 'mentions': 1}, {'data': 'GNRC', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 2}, {'data': 'Vir Biotechnology', 'type': 'ORG', 'mentions': 2}, {'data': '-', 'type': 'ORG', 'mentions': 1}, {'data': 'NFLX', 'type': 'ORG', 'mentions': 1}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 2}, {'data': 'BMO', 'type': 'ORG', 'mentions': 2}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 2}, {'data': 'Barclays', 'type': 'ORG', 'mentions': 2}, {'data': 'ZM', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Apple TV+', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Meta Verified', 'type': 'PRODUCT', 'mentions': 1}]","Here are Tuesday's biggest analyst calls: Wells Fargo reiterates Tesla as equal weight Wells said reports that Tesla would make a bid for Sigma Lithium would ""secure capacity & capture profits"" for the automaker. ""This would secure needed Li supply & capture margin. That said, the location likely won't qualify for US IRA & there would be new operational risks."" UBS reiterates Apple as buy UBS said survey checks show interest in Apple TV+ has ""flatlined."" ""In the fourth annual survey, just ~22% iPhone owners subscribed to AppleTV+, essentially the same as the Jan 2020 data prior to Covid."" Bernstein reiterates Apple as market perform Bernstein said ""Q2 revenues are not a slam dunk and FY 23 revenue growth will likely be negative"" for Apple. ""We see the biggest risks to Services growth as regulatory (Google payments and App Store), and any slowing of iPhone installed base growth from weaker sales and/or fewer switchers."" Baird names Amazon, Alphabet and Nvidia top A.I. picks Baird said companies such as Amazon, Alphabet and Nvidia will be key beneficiaries of AI. ""While not an exhaustive list, given the many hundreds of companies that fall within our sectors, we believe companies included here not only have advanced AI capabilities, but also will be key beneficiaries of the 'tidal wave' of AI across consumer and/or enterprise applications."" Bank of America downgrades Constellation Energy to neutral from buy Bank of America downgraded the energy company mainly on valuation. "" CEG is a consensus long due to its visible free cash flow generation but the latest increase in operating costs, maintenance capex, and nuclear fuel investment highlights that the Federal Production Tax Credit (PTC) only provides protection on the ""pricing"" element."" UBS downgrades DocuSign to sell from neutral UBS said in its downgrade of the stock that it's concerned about dwindling growth. ""We downgrade our rating on DocuSign to Sell from Neutral post last week's announcement of a new 10% workforce reduction (after the 9% reduction in September) and based on a view that it sends a negative demand signal about FY24 growth that may not be factored in the stock."" Citi reiterates Target as buy Citi said it's standing by its buy rating heading into Target earnings on Feb. 28. ""Big picture, we believe there is gross margin recapture oppty in F23 but risk to sales against tough multi-year comparisons."" Raymond James reiterates Carvana as market perform Raymond James said it's cautious heading into Carvana earnings later this week. ""While CVNA had a tumultuous 2022 (down 98% for the year including a -41% in December), the stock has increased ~140% YTD in 2023 — returning to the$10-11 range, which we continue to believe is a fair value."" Deutsche Bank adds a catalyst call buy on Workday Deutsche said it's bullish heading into the on-demand financial management software company's earnings report later this month. ""We're expecting healthy F4Q results, very likely overachieving expected 24-mos Backlog growth of ~19% y/y, as our partner checks noticeably upticked from F3Q. From the field, we are hearing of healthy ME (Medium Enterprise) demand, much of which is purely incremental for WDAY , in some cases winning accounts with as few as 500 employees or less."" Piper Sandler upgrades Caleres to overweight from neutral Piper said in its upgrade of the footwear company that it sees ""structural earnings gains."" ""We are upgrading CAL to OW following the 2/15 pre-announcement underpinned by a 2023 earnings reset coupled with further confidence in EPS gains being structural in nature."" JPMorgan downgrades AutoNation to underweight from neutral JPMorgan said it sees a more balanced risk/reward for AutoNation . ""However, we are not changing our 2025 normalized margin/EPS view yet, on which the sector has an overall balanced risk-reward at current levels."" Read more about this call here. Bank of America reiterates Meta as buy Bank of America said it's bullish on the company's recently announced Meta Verified subscription service. "" Meta continues to take more aggressive action to grow earnings in the year of efficiencies. We see subscription offering as a potential high margin business with marginal incremental costs."" Bank of America reiterates Alphabet as buy Bank of America said it's standing by its buy rating despite the ChatGPT thread to Alphabet. ""We have heard both mixed and credible opinions from well-informed investors on the ChatGPT threat to Alphabet , and we would expect Microsoft will perpetuate the overhang in the near term."" Truist downgrades Generac to hold from buy Truist said in its downgrade of the battery backup company that it sees macro headwinds. "" GNRC's internal challenges, both related to its core home standby generator (HSB) business & emerging Clean Energy products business have been discussed by mgmt at length over the last several quarters, and we believe are well understood by the Street."" Read more about this call here . Goldman Sachs upgrades Vir Biotechnology to buy from neutral Goldman said it sees an attractive risk/reward for shares of Vir. ""Compelling risk/reward for an underappreciated catalyst with the potential to drive a major new leg of growth."" Read more about this call here . JPMorgan reiterates Netflix as overweight JPMorgan said the password sharing crackdown creates near-term risk for Netflix. ""Despite N-T pushback and confusion around NFLX's one household approach, we expect the company to make select policy & customer service tweaks along the way, work through these headwinds (as it has before), and ultimately generate more revenue through the combination of Extra Members and standalone accounts."" Morgan Stanley reiterates Nvidia as equal weight Morgan Stanley raised its price target on the stock to $246 per share from $175 heading into earnings on Wednesday. ""We see NVIDIA posting an in line quarter and outlook, with gaming recovering from the lows and the strategic nature of the company's training offerings buffering them from data center weakness."" BMO reiterates Microsoft as market perform BMO said Microsoft is a key beneficiary of AI. ""We think MSFT's reach, scale, and access to data will help MSFT to develop and train AI models, and thus generate competitive differentiation."" Barclays reiterates Zoom as equal weight Barclays said expectations are low heading into Zoom earnings later this month. ""We believe the ZM bear case is relatively understood by investors (a guide to flat YoY rev. growth or worse for FY24), and bulls are hoping for recent headcount reductions to support non-GAAP op. margin by ~300-400bps with FY24 revs. holding in better.""",750309c1307e42aea356c59a94d31f2c,"Here are Tuesday's biggest analyst calls: Apple, Tesla, Carvana, Nvidia, Netflix, Zoom, Meta & more",4,,,,
+45201,"Self-Storage Rents Fall Record Amount as Pandemic Boom Cools - Though typically the peak season for demand, this summer’s self-storage leasing activity has fallen to its lowest level in three years.
+
+Now might be a good time to think about clearing out the unused sporting equipment, furniture, out-of-style clothing and other stuff cluttering your basement, attic and garage.
+
+Self-storage facilities, which boomed during the height of the Covid-19 pandemic, are cutting rents by record levels. At some locations, rents for new customers are as much as 28% below what they were in the summer of 2021. Several facilities including Public Storage, one of the largest operators, are offering incentives such as only charging $1 for the first month’s rent.
+
+The reason: Pandemic-era demand drivers are fading. Now that gyms have reopened and people are back to working in offices some days, Americans are no longer determined to clear as much space from their homes as possible for remote offices and fitness rooms.
+
+“We’re coming off of the best two years of rate and occupancy growth the self-storage sector has ever seen,” said David Cramer, National Storage Affiliates Trust chief executive officer, on an earnings call in May.
+
+The decline in home sales as a result of higher mortgage rates also has weakened demand. People often turn to self-storage facilities during moves because their new homes have less space than their old ones.
+
+“With the headwinds of a slowing economy and a muted housing market, demand levels will continue to feel pressure,” Cramer said.
+
+Rents for new customers at U.S. self-storage facilities declined in the first quarter of 2023 to $15.45 a square foot, a 10% drop from the first quarter of 2022, according to real-estate analytics firm Green Street. That drop, following a comparable reduction in the fourth quarter of 2022, marked the biggest decline on record since Green Street started tracking rates in 2013.
+
+New leasing activity this summer, typically the peak storage demand season, has fallen to its lowest level in three years. New customer rents are 8% lower today than in the second quarter of 2022, said Spenser Allaway, a Green Street senior analyst.
+
+The good news for consumers is bad news for investors in self-storage companies. The FTSE Nareit Equity Self Storage index has fallen more than 20% since the end of 2021, reflecting weakening demand, rent and occupancy.
+
+By comparison, the index soared 95% between March 2020 when Covid-19 hit and the end of 2021. During that same period the FTSE Nareit All REITs index was up 31%.
+
+“Some of the more abnormal demand patterns have just come back to normal levels,” said Cory Sylvester, co-founder of DXD Capital and of Radius+, a data and location intelligence company focused on the self-storage industry.
+
+Fueled by consumerism, the self-storage business has ballooned over the past half-century into a major commercial-property sector with over 2 billion square feet. The proportion of Americans who pay to store their dad’s golf clubs and the family filing cabinets has increased to 10.6% in 2020, from 2.7% in the 1980s, according to a report from Extra Space Storage, which manages self-storage operations in 43 states.
+
+Self-storage businesses have also grown because they have gotten to know their customers well. For example, many of them have annual rent increases that far exceed the rate of inflation. Operators are well aware that most people would rather pay a few extra dollars than spend their weekend cleaning out their storage lockers.
+
+Between February 2020 and their peak last summer, national self-storage rents shot up more than 16%, according to Yardi Matrix, a real-estate data firm.
+
+But as the pandemic subsided, so did demand for storage. Many people who packed up their things to work entirely remotely in distant locations are now getting their things out of storage because they have to be back in the office at least a few days a week.
+
+Today, the national average occupancy for self storage real-estate investment trusts is around 92%, according to Yardi Matrix. During the pandemic, self-storage REITs saw a record occupancy of over 96%, Yardi said. Rent cuts have been seen in numerous markets including Atlanta; Austin, Texas; Las Vegas; Jacksonville, Fla.; Miami and Phoenix, Yardi Matrix said.
+
+For the first time since before the pandemic, many customers in some markets are responding to annual rent increases by moving out. “We’re seeing some of those more aggressive rent bumps cause some people to move out,” said Allaway, of Green Street.
+
+Analysts say that the industry might be boosted in the future by a decline in new supply. High construction costs, expensive financing and a difficult permitting process will keep supply in check, analysts say. National deliveries have declined about 3% between June 2023 and June 2022, according to data from Yardi.
+
+Recent deal activity among some of the sector’s biggest firms offers another sign that the leaders are getting stronger. Public Storage said on Monday that it has agreed to pay $2.2 billion to acquire Simply Self Storage from Blackstone Real Estate Income Trust, while Extra Space Storage completed a $12.7 billion merger with Life Storage last week.
+
+Meanwhile, Americans are going to continue to have a big appetite for storing their stuff. Self storage ‚Äúenjoys such great fundamentals because Americans love to consume things,‚Äù Allaway said.","{'positive': 0.009051174, 'negative': 0.9751409, 'neutral': 0.015807929}","This summer's self-storage leasing activity has fallen to its lowest level in three years due to the pandemic of demand. At some locations, rents for new customers are as much as 28% below what they were in the summer of 2021. The decline in home sales as a result of higher mortgage rates also has weakened demand, and new customer rents are 8% lower today than in the second quarter of 2022. The FTSE Nareit Equity Self Storage index has fallen more than 20% since the end of 2021, reflecting weakening demand, rent and occupancy. Self-storage businesses have grown because they have gotten to know their customers well, and many of them have annual rent increases that far exceed the rate of inflation. Today, the proportion of Americans who pay to store their dad‚Äôs golf clubs and the family filing cabinets has increased to 10.6% in 2020.",Slowing home sales and a return to the office have resulted in fewer new customers.,EXR,Infrastructure,Real Estate,Extra Space Storage Inc,"{'Climate Change Adaptation': 'Climate change affects entities in the industry via frequent or high-impact extreme weather events and changing climate patterns. How an entity structures its business model to incorporate assessments of climate change risks, and the adaptation to such risks, may increasingly be relevant to entity value over the long-term. More specifically, investment strategies with assets located on floodplains and in coastal regions exposed to inclement weather may require increased risk mitigation and business model adaptation to long-term climate change. These strategies are especially important considering the long-term challenges associated with flood insurance rates, the financial stability of government-subsidised flood insurance programs, and financing stipulations or other creditor concerns. Besides insurance, other risk mitigation measures include improvements to physical asset resiliency and lease terms that transfer risk to tenants, although these measures can create their own costs and risks for real estate entities. To ensure long-term growth, entities must implement comprehensive climate change adaptation strategies, account for trade-offs between various risk mitigation strategies, and integrate all projected cost and benefit considerations over the long-term.', 'Management of Tenant Sustainability Impacts': 'Real estate assets generate significant sustainability impacts, including resource consumption (energy and water), waste generation and impacts on occupant health through indoor environmental quality. While entities own real estate assets, the tenant operations of such assets dominate the sustainability impacts produced by the built environment. Tenants may design and construct leased spaces according to their operating needs. In turn, their operations consume significant amounts of energy and water, generate waste, and impact the health of those living, working, shopping, or visiting the properties. While these sustainability impacts often are often generated by tenant operations and activities, real estate owners play an important role in influencing tenant sustainability impacts. The way entities in the industry structure their agreements, contracts and relationships with tenants may be instrumental in managing the sustainability impacts of their tenants effectively, and ultimately, the impacts of their assets. Managing tenant sustainability impacts may include mitigating the problem of split incentives by aligning both parties‚Äô financial interests with sustainability outcomes, establishing systematic measurement and communication of resource consumption data, creating shared performance goals, and mandating minimum sustainability performance or design requirements, among other strategies. Effective management of tenant sustainability impacts, particularly related to energy, water and indoor environmental quality, may drive asset value appreciation, increase tenant demand and satisfaction, decrease direct operating costs, or decrease risks related to building codes and regulations.', 'Energy Management': 'Real estate assets consume significant amounts of energy for space heating, ventilating, air conditioning, water heating, lighting and using equipment and appliances. The type and magnitude of energy used and strategies for energy management are dependent upon the real estate asset class, among other factors. Generally, grid electricity is the predominant form of consumed energy, though on-site fuel combustion and renewable energy production also serve important roles. Energy costs may be borne by entities or property occupants; either way, energy management is a significant industry issue. To the extent that the real estate owner assumes direct responsibility for energy costs, such costsoften represent significant operating costs, indicating the importance of energy management. Energy pricing volatility anda general trend of electricity price increases, energy-related regulations, potentially wide variations in energy performance in existing building stock, and opportunities for efficiency improvements through economically attractive capital investments all show the importance of energy management. Energy costs assumed by occupants, either in whole or in part, are nonetheless likely to affect entities through various channels. Building energy performance is a notable driver of tenant demand, because it allows them to control operating costs, mitigate potential environmental impacts, and, often just as importantly, maintain a reputation for resource conservation. Additionally, real estate owners may be exposed to energy-related regulations even if energy costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset energy performance may realise reduced operating costs and regulatory risks, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Improving energy performance is dependent upon property type and location, target tenant market, local building codes, physical and legal opportunitiesto deploy distributed renewable energy, the ability to measure consumption, and existing building stock, among other factors.', 'Water Management': 'Buildings consume significant amounts of water in their operations, through water fixtures, building equipment, appliances and irrigation. Water consumption operating costs may be significant depending on property type, tenant operations, geographical locations and other factors. Entities can be responsible for a building‚Äôs water costs, or common area water costs, though entities commonly allocate all, or a portion, of these costs to occupants. In these arrangements, water management through tenant demand and regulatory exposure continues to be important. Tenants may assess real estate asset water efficiency to control operating costs, mitigate environmental impacts of operations, and, often just as importantly, develop a reputation for resource conservation. Additionally, real estate owners may comply with water-related regulations even if water costs are the occupants‚Äô responsibility. Overall, entities that effectively manage asset water efficiency, even if they bear no direct water costs, may realise reduced operating costs and regulatory exposure, as well as increased tenant demand, rental rates and occupancy rates‚Äîall of which drive revenue and asset value appreciation. Long-term historic water expense increases and expectations of continued increases because of overconsumption and constrained supplies resulting from population growth and shifts, pollution and climate change show the importance of water management. Improving asset water efficiency is dependent upon the property type, water availability, target tenant market, local building codes, the ability to measure consumption and the existing buildingstock, among other factors.'}","{'Climate Change Adaptation': 0.7342212115595496, 'Management of Tenant Sustainability Impacts': 0.7589475733578854, 'Energy Management': 0.7626675920345112, 'Water Management': 0.7613783454196048}",0.7626675920345112,Yuning,Minor focus,Major focus,Negative,,Major,Major,Positive,2023-07-05T18:49:21+00:00,https://finance.yahoo.com/news/us-says-iran-tried-seize-184921755.html?.tsrc=rss,"[{'name': 'Oil Tankers', 'weight': 0.077902935}, {'name': 'forged leasing documents', 'weight': 0.076146886}, {'name': 'foreign nationals', 'weight': 0.07392274}, {'name': 'US Navy Fifth Fleet Spokesman Tim Hawkins', 'weight': 0.07123695}, {'name': 'loss', 'weight': 0.07057996}, {'name': 'None', 'weight': 0.06812802}, {'name': 'oil exports', 'weight': 0.06398951}, {'name': 'US Navy', 'weight': 0.06332825}, {'name': 'Iranian funds', 'weight': 0.061205488}, {'name': 'Persian Gulf', 'weight': 0.059777293}]",[{'name': 'Politics'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 4}, {'data': 'Iran', 'type': 'GPE', 'mentions': 5}, {'data': 'NYC', 'type': 'GPE', 'mentions': 1}, {'data': 'Bahamas', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Persian Gulf', 'type': 'LOC', 'mentions': 2}, {'data': 'the Strait of Hormuz', 'type': 'LOC', 'mentions': 1}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'The US Navy', 'type': 'ORG', 'mentions': 3}, {'data': 'AP', 'type': 'ORG', 'mentions': 2}, {'data': 'Fifth Fleet', 'type': 'ORG', 'mentions': 1}, {'data': 'Chevron Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'Iranian', 'type': 'NORP', 'mentions': 5}, {'data': 'Canadian', 'type': 'NORP', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Tim Hawkins', 'type': 'PERSON', 'mentions': 1}, {'data': 'Richmond Voyager', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'The Air Jordan', 'type': 'PRODUCT', 'mentions': 1}]","(Bloomberg) -- The US Navy stopped Iranian forces from seizing two oil tankers near the Strait of Hormuz on Wednesday, AP reported, increasing tensions between the countries as they seek to ease relations strained by Iran’s nuclear program and the detention of foreign nationals.
+• None NYC Air Quality Drops to Unhealthy Levels — But Canadian Fires Aren’t to Blame
+• None Fed Minutes Reveal Divisions Over Decision to Pause in June
+
+Iranian forces fired shots at the tankers early Wednesday, but didn’t cause any casualties or major damage, AP reported, citing US Navy Fifth Fleet Spokesman Tim Hawkins. The Iranian ships backed off after the US Navy responded to distress signals from the area, it added.
+
+US oil company Chevron Corp. said in an emailed statement that it was aware of the situation involving the Bahamas-flagged Richmond Voyager supertanker, adding that there is no loss of life, injury or loss of containment and the vessel is operating normally.
+
+The name of the second tanker involved wasn’t immediately clear.
+
+The report comes days after a tanker previously seized by the US for allegedly transporting Iranian crude arrived in Texas.
+
+This year, Iran has taken control of at least three oil tankers around the waterway, a key transit route for oil exports from the Persian Gulf, citing judicial complaints and forged leasing documents.
+
+Relations between the US and Iran have been tense since the effective collapse in 2018 of an agreement to curb Iran’s nuclear program. After the last confirmed ship seizure in March, the two countries have held indirect talks on prisoner swaps and the release of Iranian funds frozen abroad due to sanctions.
+• None The Air Jordan Drop So Hot It Blew Up an Alleged $85 Million Ponzi Scheme
+• None A Pop-Up Concert Company Gives Bands a Place to Perform, and 70% of the Profit
+• None EBT Skimmers Are Draining Millions of Dollars From the Neediest Americans
+• None How a $100 Cheetah Cub Becomes an Illegal $50,000 Status Symbol",827586ca63b0473c909087666941a0cb,US Says Iran Tried to Seize Oil Tankers Near Persian Gulf,4,,,,
+8902,"Fliers defy economic slowdown - Driving the news: Three of the biggest airlines in the world — American, United and Delta — are expecting stronger profits this quarter than previous estimates, according to their latest earnings reports.
+• ""We continue to believe that 2023 demand for air travel will be robust,"" American Airlines CFO Derek Kerr told analysts this morning.
+• ""We currently see no signs of demand slowing as we move into the new year. But as always, we will continue to keep a close eye on the macroeconomic environment,"" he said.
+
+Why it matters: Airlines were among the hardest hit during the pandemic, and the industry is still trying to recover amid an economic slowdown.
+• But consumer demand for new views and experiences has helped carriers make more money even with less capacity (or fewer seats) by charging higher fares.
+
+Details: United expects operating margins to exceed 2019, while American estimates adjusted profits to be as much as 3x expectations.
+• Delta says it expects demand to continue to grow as international markets further reopen.
+
+What to watch: Remote work acceptance has led people to take more trips, United CEO Scott Kirby told analysts.
+• ""This is not pent-up demand. It’s the new normal,"" he added.","{'positive': 0.843534, 'negative': 0.09425347, 'neutral': 0.062212512}","
+• ""We continue to believe that 2023 demand for air travel will be robust,"" American Airlines CFO Derek Kerr told analysts this morning. 
+• ""We currently see no signs of demand slowing as we move into the new year. 
+
+Why it matters: Airlines were among the hardest hit during the pandemic, and the industry is still trying to recover amid an economic slowdown.
+• But consumer demand for new views and experiences has helped carriers make more money even with less capacity (or fewer seats) by charging higher fares. 
+
+What to watch: Remote work acceptance has led people to take more trips, United CEO Scott Kirby told analysts.",Three of the biggest airlines in the world are expecting stronger profits as flight demand remains strong.,AAL,Transportation,Airlines,American Airlines Group Inc.,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity’s reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity’s reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.8036797715870316, 'Labour Practices': 0.7905759959277958, 'Greenhouse Gas Emissions': 0.7964089304784859, 'Accident & Safety Management': 0.8012901367594618}",0.8036797715870316,Yuning,Minor focus,Major focus,Positive,"Competitive Behaviour, Greenhouse Gas Emissions",Minor,Minor,Positive,2022-10-27T14:57:52+00:00,https://www.axios.com/pro/media-deals/2022/10/27/media-deals-roundtable-axios-bfd,"[{'name': 'ad tech', 'weight': 0.09346246}, {'name': 'North American media investment banking', 'weight': 0.09010765}, {'name': 'media dealmaking', 'weight': 0.083864495}, {'name': 'Ads', 'weight': 0.083444014}, {'name': 'ads', 'weight': 0.083444014}, {'name': 'Media dealmakers', 'weight': 0.08042943}, {'name': 'LUMA Partners', 'weight': 0.07828203}, {'name': 'Disney Advertising', 'weight': 0.076885454}, {'name': 'Redbird Capital Partners', 'weight': 0.07530927}, {'name': 'J.P. Morgan', 'weight': 0.07363554}]",[],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Redbird Capital Partners', 'type': 'ORG', 'mentions': 2}, {'data': 'Disney Advertising', 'type': 'ORG', 'mentions': 1}, {'data': 'J.P. Morgan', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'Dentsu', 'type': 'ORG', 'mentions': 1}, {'data': 'Lightspeed', 'type': 'ORG', 'mentions': 1}, {'data': 'Jason Port', 'type': 'PERSON', 'mentions': 1}, {'data': 'Josh Mattison', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eric Menell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Conor McKenna', 'type': 'PERSON', 'mentions': 1}, {'data': 'Cara Lewis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Mignano', 'type': 'PERSON', 'mentions': 1}, {'data': 'North American', 'type': 'NORP', 'mentions': 1}]","""We're in an awkward time,"" Jason Port, venture advisor at Redbird Capital Partners, said Wednesday to kick off an hourlong conversation about the state of media dealmaking.
+
+Driving the news: As part of the Axios BFD, our inaugural dealmakers summit, we gathered more than 20 executives to discuss and debate — on the record — about the economy's effects on the media business, ads in streaming and other industry trends.
+
+Here are three themes from the conversation:
+
+Executives are evaluating ""mixed signals"" on the economy.
+• ""[We are] much more day to day, week to week at this point than we were a year ago. You have a bunch of mixed signals going on,"" said Josh Mattison, SVP of revenue management and operations at Disney Advertising.
+• ""The banks are just owning a lot of the debt they committed to last year because investors are saying, 'If we take it, we'll take it at 80 cents on the dollar instead of 100 cents,'"" said Eric Menell, co-head of North American media investment banking at J.P. Morgan.
+
+The ""antitrust cloud"" limits the pool of prospective buyers.
+• ""It just completely wipes out certain buyers. Take it back five, six years ago, Google, Facebook, Amazon would have been naturally on any list of an ad tech company that's going to be acquired. ... [Now], you're not even starting to have those conversations with parties because of the general antitrust cloud,"" said Conor McKenna, director at LUMA Partners.
+
+Apple will invest more in ad tech.
+• ""They put a lot of money behind content. In order to make the money back, they have to serve. That's what they're realizing. ... It will come. That's why Netflix is doing it,"" said Cara Lewis, chief investment officer at Dentsu.
+• ""An ads-based model enables streamers to retain users that they may have lost without ads. Ads for all of these platforms, including Apple, feels like an inevitability to me,"" said Michael Mignano, partner at Lightspeed.",7fb32ed9dd0948b58bf588a24c7b81ce,"Media dealmakers debate state of economy, antitrust and Apple's future with advertising",4,,,,
+6302,"8 Secrets Target Employees Want You to Know - If Target is your go-to spot for groceries, home decor, and everything in between, you might think you already know everything there is to know about shopping at the retail giant.
+
+But as its employees can attest, plenty goes on behind the scenes at your local Target to keep things running.
+
+Keep reading to learn eight key things Target’s employees know about how you can keep more money in your account on your next Target run.
+
+1. Target's credit card is worth it for frequent shoppers
+
+You’re just as sick of fending off credit card offers at checkout as employees are of offering them to you. But if you’ve been turning down Target's credit card offers, it could be worth taking a second look. It gives you a 5% discount on most Target purchases and an extra 30 days for returns.
+
+Don’t feel like getting another credit card? You can sign up for Target's debit card instead. You’ll still save 5% on most purchases, qualify for free shipping, and create sub-accounts for younger family members who are learning how to manage money.
+
+2. Get gift cards for your old tech
+
+Trying to get some older electronics off your hands? The electronics departments at certain Target locations will give you a Target gift card in exchange for electronic devices like cell phones, speakers, video games and consoles, and tablets.
+
+Just ask the Target employees in your store’s electronics section if their store participates in tech trade-in to start getting a quote on any old devices. You’ll receive an electronic Target gift card within seven days.
+
+Get expert advice on making more money - sent straight to your inbox.
+
+
+
+3. Items are marked down by department weekly
+
+Target moves products to clearance on a weekly schedule that breaks sales down by department. The actual markdown schedule tends to differ between stores, so you’ll want to ask your store manager for location-specific information.
+
+For the most part, though, Target’s markdowns follow a similar weekly schedule:
+• None Items in the electronics, kids’ clothing, and accessories departments are marked down on Mondays
+• None Items in the women’s clothing and grocery departments are marked down on Tuesdays
+• None Items in the health, beauty, and men’s clothing sections are marked down on Wednesdays
+• None Items in the decor, toys, and sporting goods departments are marked down on Thursdays
+• None Items in the cosmetics and jewelry departments are marked down on Fridays
+
+It’s always frustrating when you buy something at the listed price only to have it go on sale the next day. Target gets that frustration — and it does something about it too.
+
+Just bring in your purchase and receipt within 14 days of your visit and Target will reimburse you the difference between the sale price and purchase price.
+
+If you have the time (and live near more than one Target), it could be worth comparing pricing between several nearby Targets to make sure you get the best deal.
+
+Every once in a while, a product will cost less at one store than at another, even if both stores are within the same general area.
+
+For the most part, Target does standardize its prices, especially for big-ticket items like TVs and computers. It’s always worth trying to find the best deal — but don’t be too surprised if most of your purchases cost the same regardless of the store.
+
+Again, while this isn’t always the case, some things actually cost less on Target’s website than they do in stores.
+
+If you’re wondering if you could get a better deal online, feel free to check out the item you’re after on the app.
+
+You can also get a break on shipping costs by sending the product directly to your local Target instead of to your home.
+
+Whether you have Target-specific coupons, manufacturer’s coupons, or even coupons from other stores, there’s a fair chance Target will accept whichever coupons you present.
+
+The iffiest coupon choice here is to present one offered by a competitor, but Target’s price matching could still help you get the best deal.
+
+Unless your coupon says it can’t be combined with other offers, Target will usually let you shop with more than one at once.
+
+Last year, Target vowed to pass an additional $300 million on to its employees. One way it did so was by raising the starting wage for some positions to $24 an hour.
+
+Target has always led the pack in paying its employees better than many competitors. In 2017, for instance, it became the first retailer to pay employees a minimum of $15 an hour.
+
+Of course, whether Target is a better or worse retail giant to work for than others depends on who you ask.
+
+But when you’re shopping at Target, it’s good to know the retailer pledged to pass some of its profits down to the employees who make your Target experience possible.
+
+Target has always been one of your favorite places to shop, so use the insider info here to splurge, save, and boost your bank account.
+
+And remember: Whether they’re sharing tips here or pointing you toward the right aisle in stores, Target employees are here to help.
+• None 9 things you must do before the next recession.
+• None Can you retire early? Take this quiz and find out.
+• None 9 simple ways to make up to an extra $200/day
+
+This article 8 Secrets Target Employees Want You to Know originally appeared on FinanceBuzz.","{'positive': 0.022245489, 'negative': 0.27892637, 'neutral': 0.69882816}","At Target, employees are providing tips on how to keep more money in their accounts on their next Target run. Take a second look at Target's credit card offers, which include a 5% discount on most purchases and an extra 30 days for returns. Get gift cards for your old tech devices, and shop with more than one coupon each. Finally, shop with other offers that Target will match the best deals.",Looking to have even more fun on your typical Target run? These eight tips from Target employees can take your shopping experience to the next level.,TGT,Consumer Goods,Multiline and Specialty Retailers & Distributors,Target Corp,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail‚Äôs significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers‚Äô rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity‚Äôs reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers‚Äô preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.7363905003040628, 'Product Sourcing, Packaging & Marketing': 0.7301507092295764, 'Energy Management in Retail & Distribution': 0.7143447615551904, 'Labour Practices': 0.7769976930427877, 'Data Security': 0.8101734121015784}",0.8101734121015784,Yuning,Major focus,Major focus,Positive,"Workforce Diversity & Inclusion, Labour Practices",Minor,Major,Positive,2023-03-03T20:47:38.647000+00:00,https://www.washingtonpost.com/technology/2023/03/03/google-civil-rights-audit/,"[{'name': 'Black Lives Matter', 'weight': 0.092787296}, {'name': 'White lives', 'weight': 0.07824601}, {'name': 'Black people', 'weight': 0.0773081}, {'name': 'Google spokesperson José Castañeda', 'weight': 0.07500212}, {'name': 'Google', 'weight': 0.074673645}, {'name': 'people', 'weight': 0.07256411}, {'name': 'civil rights review', 'weight': 0.07248924}, {'name': 'civil rights groups', 'weight': 0.071920075}, {'name': 'independent audits', 'weight': 0.07001819}, {'name': 'companies', 'weight': 0.06933964}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Airbnb', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'WilmerHale', 'type': 'ORG', 'mentions': 1}, {'data': 'Orbitera', 'type': 'ORG', 'mentions': 1}, {'data': 'Stackdriver', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'the Supreme Court', 'type': 'ORG', 'mentions': 2}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 2}, {'data': 'Black', 'type': 'NORP', 'mentions': 1}, {'data': 'D', 'type': 'NORP', 'mentions': 1}, {'data': 'Cory Booker', 'type': 'PERSON', 'mentions': 1}, {'data': 'José Castañeda', 'type': 'PERSON', 'mentions': 1}, {'data': 'N.J.', 'type': 'GPE', 'mentions': 1}, {'data': 'Black Lives Matter', 'type': 'WORK_OF_ART', 'mentions': 1}]","Google has quietly tapped an outside law firm to review how its services and policies impact civil rights and racial equity, following years of pressure from advocates and Democratic lawmakers to conduct such an assessment, according to two people familiar with the matter, who spoke anonymously to discuss the private deliberations.
+
+The civil rights audit, which has not been previously reported, has been months in the making and set to examine how the company’s diversity and inclusion policies and approach to content moderation may affect marginalized communities, including at its subsidiary YouTube, the people said. The move follows rivals like Facebook and Airbnb, which conducted audits in 2016 and 2020, respectively, and Apple, which last year pledged to do a racial equity audit after facing pressure from its shareholders.
+
+Democratic lawmakers and civil rights leaders in 2021 called on Google to hire an independent auditor to vet its products and policies for potential racial biases and discriminatory practices, citing concerns that the company could be exacerbating inequities.
+
+“We are concerned about repeated instances where Alphabet missed the mark and did not proactively ensure its products and workplaces were safe for Black people,” a group of Democratic lawmakers led by Sen. Cory Booker (D-N.J.) wrote to the company’s leadership in 2021.
+
+Google had previously declined to publicly commit to a review or audit, drawing blowback from lawmakers and civil rights groups, who questioned its commitment to protecting the people of color who use its products.
+
+“Racial equity is a top priority for us, and we absolutely consult and seek input widely, and are transparent about our work,” Google spokesperson José Castañeda said in a statement at the time.
+
+WilmerHale has advised at least two tech companies during their sales to Google, according to its website. It represented cloud computing company Orbitera during its 2016 sale to Google, and before that helped another cloud software firm, Stackdriver, when Google acquired it in 2014.
+
+The law firm is currently representing Twitter in a case before the Supreme Court over whether social networks including YouTube can be held liable for terrorist content on their platforms.
+
+Civil rights advocates say independent audits are a crucial mechanism for holding companies accountable for the way their products can adversely affect people of color within their user bases and workforces, and to ensure they are factoring questions about equity into its products.
+
+While it’s unclear when Google first launched its review, the revelation arrives two years after Facebook made its own audit public and months after Apple committed to its own.
+
+A 2021 report from tech site The Markup found Google blocked advertisers from using terms including “Black Lives Matter” to designate which YouTube videos to place their ads on, while allowing them to use the term “all lives matter” and “White lives matter.”",97cd88cc0c6d4c86a4ee2ad644e7ad4e,"Google conducting civil rights review, caving to years of pressure",4,,,,
+6358,"SVB collapse: Bank donated over $70 million to Black Lives Matter groups before closure - Silicon Valley Bank, which was closed by federal regulators last week, donated just over $73 million to Black Lives Matter-related social justice movements before it was shuttered, according to a conservative database.
+
+A report from the Claremont Institute showed that the bank donated $73,400,000 to Black Lives Matter and other social justice organizations in the wake of George Floyd's death. The donations accumulated over the course of several years. The New York-based Signature Bank, which also closed last week, gave $850,000 over several years to similar groups.
+
+SVB COLLAPSE: BIG FED RATE CUTS NOW EXPECTED IN MAJOR REVERSAL OVER RECESSION FEARS
+
+In the summer of 2020, when Floyd died, SVB pledged to increase its commitment to ""diversity, equity and inclusion."" In a report from August of that year, CEO Greg Becker touted that two-thirds of the workforce met the company's diversity goal.
+
+The company's employee matching program also focused on ""pandemic response, social justice, sustainability, and supporting women, black and Latinx emerging talent, and other underrepresented groups,"" according to Becker.
+
+The revelation comes as conservative critics attempt to deride the company for its ""woke"" policies instead of focusing on red flags that could have avoided the bank's downfall.
+
+""[SVB is] one of the most woke banks in [its] quest for the ESG-type policy and investing,"" Rep. James Comer (R-KY) told Fox News on Sunday. ""This could be a trend, and there are consequences for bad Democrat policy.""
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+Democrats have blamed the situation on former President Donald Trump's approval of the Economic Growth, Regulatory Relief, and Consumer Protection Act, which rolled back key regulations that were put in place after the 2008 financial crisis. However, former Massachusetts Democratic Rep. Barney Frank said the rollbacks did not play a role in the bank's collapse.","{'positive': 0.05780518, 'negative': 0.7764518, 'neutral': 0.165743}","Silicon Valley Bank, which was closed by federal regulators last week, donated just over $73 million to Black Lives Matter-related social justice movements before it was shuttered. The donations accumulated over the course of several years, and the New York-based Signature Bank also gave $850,000 over several years to similar groups. Conservative critics have criticized the company for its ""woke"" policies instead of focusing on red flags that could have avoided the bank's downfall. Democrats have blamed the situation on former President Donald Trump's approval of the Economic Growth, Regulatory Relief, and Consumer Protection Act, which rolled back key regulations that were put in place after the 2008 financial crisis.","Silicon Valley Bank, which was closed by federal regulators last week, donated just over $73 million to Black Lives Matter-related social justice movements before it was shuttered, according to a conservative database.",SBNY,Financials,Commercial Banks,Signature Bank NY,"{'Factors in Credit Analysis': 'As financial intermediaries, commercial banks contribute to significant positive and negative environmental and social externalities through their lending practices. Environmental, social and governance (ESG) factors can have material implications for the underlying entities, assets and projects to which commercial banks lend across a range of industries. Therefore, entities increasingly must examine ESG factors when determining the quality of collateral. Commercial banks also may enable positive environmental and social externalities to generate significant revenue streams through their lending practices. Commercial banks that fail to address these risks and opportunities could face diminished returns and reduced value for shareholders. Commercial banks should subsequently disclose how ESG factors are integrated into lending processes and the current level of portfolio risk associated with specific sustainability trends. Specifically, investor and regulatory pressure is mounting for banks to disclose how they address climate change related risks.', 'Financed Emissions': 'Entities participating in commercial banking activities face risks and opportunities related to the greenhouse gas emissionsassociated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in commercial banking activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Financial Inclusion & Capacity Building': ""Commercial banks, as their primary business activity, have to continuously balance their capacity building efforts with the risks and opportunities associated with lending to unbanked, underbanked, or underserved customers. Emerging financing models and technologies provide banks with an opportunity to offer products and services in previously underserved markets and obtain additional sources of revenue. Firms that are able to meet the need to extend credit and financial services to low-income populations and small businesses while avoiding predatory and irresponsible lending practices are likely to create long-term value and enhance social capital. These services should also be complemented by efforts to improve financial literacy, which will ensure that customers make informed decisions. The recent financial crisis demonstrated the importance of diversified and resilient funding sources that these communities can provide. By disclosing their approach to financial inclusion and capacity building, commercial banks can provide investors with decision-useful information for assessing banks' ability to ensure long-term, sustainable value creation. "", 'Business Ethics': 'The regulatory environment surrounding the Commercial Banks industry continues to evolve in various jurisdictions globally. Commercial banks must adhere to a complex and inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, commercial banks are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in somejurisdictions, enhanced rewards for whistleblowers may increase the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust withclients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis highlighted the importance of managing risks to capital in the Commercial Banks industry. Specifically, firms that failed to manage the risk suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on their books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of the risk results from the interconnectedness of financial institutions and has become a central concern of national and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead to monetary penalties. In an effortto demonstrate how the risks associated with banks‚Äô size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, commercial banks should enhance disclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from financial and economic stress and meet stricter regulatory requirements.', 'Data Security': ""Ensuring the privacy and data security of personal financial data is an essential responsibility of the Commercial Banks industry. Entities that fail to manage performance in this area are susceptible to decreased revenue and consumer confidence. As growth in mobile banking and cloud storage continues and more of banks‚Äô operations become technology- and internet-dependent, data security will be an increasingly important issue to manage. Sophisticated technology and continuous training of personnel are essential in a world of growing cybersecurity threats. The metrics forthis disclosure topic focus on providing more detail on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, and actual security breaches compromising customers' personally identifiable information (PII). Enhanced disclosure on management strategies to address these risks will allow shareholders to understand how commercial banks are protecting shareholder value.""}","{'Factors in Credit Analysis': 0.8099871610292702, 'Financed Emissions': 0.7625287986501366, 'Financial Inclusion & Capacity Building': 0.8020890060975673, 'Business Ethics': 0.7853094902065723, 'Systemic Risk Management': 0.7942673018289781, 'Data Security': 0.7721456259476325}",0.8099871610292702,Yuning,Major focus,Minor focus,Negative,"Financial Inclusion & Capacity Building, Business Ethics, Systemic Risk Management",Major,Minor,Positive,2023-02-28T14:00:00+00:00,https://www.theverge.com/2023/2/28/23617464/google-pixel-watch-fall-detection-wear-os-3-smartwatch,"[{'name': 'Pixel Watch', 'weight': 0.12227278}, {'name': 'Pixel Watch owners', 'weight': 0.12195234}, {'name': 'fall detection', 'weight': 0.11260312}, {'name': 'Watch Companion', 'weight': 0.100995734}, {'name': 'Galaxy Watch', 'weight': 0.098428555}, {'name': 'Pixel Watches', 'weight': 0.09417263}, {'name': 'frustrated Fitbit and Pixel Watch owners', 'weight': 0.078703225}, {'name': 'help', 'weight': 0.07339546}, {'name': 'the Pixel Watch owner', 'weight': 0.071972474}, {'name': 'Google', 'weight': 0.067745596}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 10}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 2}, {'data': 'Garmin', 'type': 'ORG', 'mentions': 2}, {'data': 'Fitbit', 'type': 'ORG', 'mentions': 5}, {'data': 'the Pixel Watch', 'type': 'PRODUCT', 'mentions': 9}, {'data': 'Pixel Watches', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Galaxy Watch', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Watch Companion', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'about 30 seconds', 'type': 'TIME', 'mentions': 1}, {'data': 'a minute', 'type': 'TIME', 'mentions': 1}]","When the Pixel Watch launched back in October, the company said to expect fall detection to arrive sometime in winter 2023 — and it looks like Google just squeaked in ahead of the deadline. Starting today, Google is rolling out the safety feature to all Pixel Watches.
+
+Google’s version of fall detection is similar to those you’ll find on other smartwatches, like the Apple Watch and the Samsung Galaxy Watch 4 and 5 lineups. It uses the device’s motion sensors and machine learning to figure out when someone’s taken a tumble and might need some help. The feature will purportedly kick in about 30 seconds after it detects a hard fall. At that point, the watch will vibrate, sound an alarm, and flash a notification asking if the Pixel Watch owner needs help. If users don’t respond after a minute, the watch will automatically call emergency services and share their location.
+
+According to Google, the Pixel Watch ought to be able to differentiate between a hard fall, stumble, or physical activity that may mimic falling — like the dreaded burpee. Whether that claim holds water is another matter that we’ll have to test for ourselves. While Apple, Samsung, and Garmin all have some form of emergency SOS and fall detection, the features aren’t equal. For instance, the Apple Watch’s fall detection is hard to trigger. Several reviewers, including myself, have tried to activate the feature (within reason) to no avail. Meanwhile, some users have complained that Garmin’s incident detection feature is a little too sensitive.
+
+The feature is opt in, so you’ll have to turn it on manually if it’s something you want. Google says Pixel Watch owners may see a promotional card pop up in the Updates page within the Watch Companion app. If you don’t see it there, you can also check directly from the wrist in the Personal Safety app.
+
+This isn’t the first time that Google’s tinkered around with the Pixel Watch’s feature set. In November, Google and Fitbit introduced the latter’s premium sleep profile feature. (The Pixel Watch relies on the Google-owned Fitbit for health tracking.) In a more surprising move, Fitbit recently announced it was sunsetting some of Fitbit’s community features on March 27th — a move that will also ostensibly remove them from Pixel Watches as well. The latter hasn’t sat well with frustrated Fitbit and Pixel Watch owners, though perhaps Google is hoping the addition of fall detection will take out some of the sting.",60f4b9aff80a4767ba505c8d0234f5ac,Google rolls out fall detection so the Pixel Watch won’t fall further behind rivals,4,,,,
+7194,"AT&T and Verizon‚Äôs Lead Cable Problem Raises 5 Big Questions. Their Answers. - For shareholders of AT&T and Verizon Communications lately, it‚Äôs been akin to sitting on a very scary roller coaster. Then, The Wall Street Journal published a report that found more than 2,000 lead-encased telecom cables had been left abandoned causing the stocks to hit multiyear lows on Monday. The California Sportfishing Protection Alliance, an environmental group, in January 2021 sued AT&T‚Äôs subsidiary Pac Bell to remove two lead-clad cables abandoned on the bottom of Lake Tahoe decades ago.","{'positive': 0.009944111, 'negative': 0.94823056, 'neutral': 0.04182541}","A report from the Wall Street Journal found that more than 2,000 lead-encased telecom cables had been left abandoned causing the stocks to hit multiyear lows on Monday. The California Sportfishing Protection Alliance, an environmental group, has sued AT&T‚Äôs subsidiary Pac Bell to remove two lead-clad cables abandoned on the bottom of Lake Tahoe decades ago.","For shareholders of  AT&T  and  Verizon  Communications lately, it‚Äôs been akin to sitting on a very scary roller coaster.  Then, The Wall Street Journal published a report that found more than 2,000 lead-encased telecom cables had been left abandoned causing the stocks to hit multiyear lows on Monday.  The California Sportfishing Protection Alliance, an environmental group, in January 2021 sued AT&T‚Äôs subsidiary Pac Bell to remove two lead-clad cables abandoned on the bottom of Lake Tahoe decades ago.",T,Technology & Communications,Telecommunication Services,AT&T Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called ‚Äúlast-mile‚Äù of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.8077020050126725, 'Product End-of-life Management': 0.7796213636242126, 'Environmental Footprint of Operations': 0.7685821045519661, 'Data Privacy': 0.776578125410717, 'Managing Systemic Risks from Technology Disruptions': 0.7743885183158121, 'Data Security': 0.7787062426740207}",0.8077020050126725,Yuning,Major focus,Major focus,Negative,Environmental Footprint of Operations,Major,Major,Negative,2023-01-31T08:07:34.799000+00:00,https://www.washingtonpost.com/nation/2023/01/31/pagerduty-layoffs-martin-luther-king/,"[{'name': 'layoffs email', 'weight': 0.12449164}, {'name': 'email', 'weight': 0.101782046}, {'name': 'Martin Luther King Jr. quote', 'weight': 0.095595114}, {'name': 'Jennifer Tejada', 'weight': 0.0926109}, {'name': 'Tejada', 'weight': 0.09052132}, {'name': 'chief executive Jennifer Tejada', 'weight': 0.08915224}, {'name': 'Martin Luther King Jr.', 'weight': 0.08806213}, {'name': 'Martin Luther King', 'weight': 0.08593712}, {'name': 'layoffs', 'weight': 0.08411809}, {'name': 'employees', 'weight': 0.073991306}]",[{'name': 'Business'}],"[{'data': 'Martin Luther King Jr.', 'type': 'PERSON', 'mentions': 6}, {'data': 'Jennifer Tejada', 'type': 'PERSON', 'mentions': 8}, {'data': 'PagerDuty', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'IBM', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Vox Media', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Tejada', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 1}, {'data': 'The Measure of a Man', 'type': 'WORK_OF_ART', 'mentions': 1}]","While announcing layoffs for her technology company in a long email last week, chief executive Jennifer Tejada offered a quote about leadership from Martin Luther King Jr. “I am reminded in moments like this, of something Martin Luther King said, that ‘the ultimate measure of a [leader] is not where [they] stand in the moments of comfort and convenience, but where [they] stand in times of challenge and controversy,’” Tejada wrote.
+
+People criticized Tejada across social media, saying she used King’s quote out of context. On Friday, Tejada apologized in an email to her staff at PagerDuty, a San Francisco-based cloud-computing company.
+
+“There are a number of things I would do differently if I could,” Tejada wrote. “The quote I included from Dr. Martin Luther King, Jr. was inappropriate and insensitive. I should have been more upfront about the layoffs in the email, more thoughtful about my tone, and more concise. I am sorry.”
+
+The announcement comes at a time when major technology companies are gutting their staffs. This month, Amazon, Google and Microsoft announced they’re each cutting at least 10,000 employees. IBM, Spotify and Vox Media have also laid off employees this year. Those slashes followed layoffs by Meta, Salesforce and Twitter last year.
+
+On Jan. 24, Tejada wrote in a roughly 1,700-word email that PagerDuty would eliminate about 7 percent of its positions, though she didn’t mention the layoffs in the email’s opening six paragraphs.
+
+Tejada, who was appointed as CEO in July 2016, wrote that laid-off employees would receive severance with an average of 11 weeks of pay, health-care coverage for at least three months and career transition support.
+
+“It is my expectation that we show all of our colleagues the grace, respect, and dignity they have earned,” Tejada wrote in her original email. “As someone who has worked in this industry for decades, I have experienced this before and it is never easy, and I also know from experience that while we may not work together in the short term, our relationships and this community live beyond our tenure at PagerDuty.”
+
+In that same email, Tejada announced promotions for a few employees before referencing King’s sermon quote, which was published in “The Measure of a Man” in 1959. The late civil rights leader’s quote is often interpreted to mean that people display their true character amid hardship.
+
+Workers across the technology industry condemned the message, with one writing on Twitter it was the “most tone-deaf layoff email” he has seen.
+
+Other technology employees have complained about how their companies handled layoffs. Google employees said they were let go by email without advance notice. TikTok videos of employees reacting to layoffs have gone viral.
+
+“The way I communicated layoffs distracted from our number one priority: showing care for the employees we laid off, and demonstrating the grace, respect, and appreciation they and all of you deserve,” she wrote.",3dd1cda1eab94a7e8c98dce9c6d54ce4,CEO apologizes for using Martin Luther King Jr. quote in layoffs email,4,,,,
+58516,"Ball (BALL) Q2 Earnings Surpass Estimates - Ball (BALL) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.82 per share a year ago. These figures are adjusted for non-recurring items.
+
+This quarterly report represents an earnings surprise of 3.39%. A quarter ago, it was expected that this metal packaging company would post earnings of $0.49 per share when it actually produced earnings of $0.69, delivering a surprise of 40.82%.
+
+Over the last four quarters, the company has surpassed consensus EPS estimates two times.
+
+Ball , which belongs to the Zacks Containers - Metal and Glass industry, posted revenues of $3.57 billion for the quarter ended June 2023, missing the Zacks Consensus Estimate by 6.42%. This compares to year-ago revenues of $4.13 billion. The company has topped consensus revenue estimates two times over the last four quarters.
+
+The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
+
+Ball shares have added about 11.6% since the beginning of the year versus the S&P 500's gain of 17.6%.
+
+While Ball has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
+
+There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
+
+Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
+
+Ahead of this earnings release, the estimate revisions trend for Ball: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
+
+It will be interesting to see how estimates for the coming quarters and current fiscal year change in the days ahead. The current consensus EPS estimate is $0.89 on $4.02 billion in revenues for the coming quarter and $3.02 on $15.08 billion in revenues for the current fiscal year.
+
+Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Containers - Metal and Glass is currently in the bottom 7% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
+
+Broadwind Energy, Inc. (BWEN), another stock in the broader Zacks Industrial Products sector, has yet to report results for the quarter ended June 2023.
+
+This company is expected to post quarterly earnings of $0.04 per share in its upcoming report, which represents a year-over-year change of +130.8%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
+
+Broadwind Energy, Inc.'s revenues are expected to be $49.47 million, down 1.1% from the year-ago quarter.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.1875563, 'negative': 0.046796113, 'neutral': 0.7656476}","Ball (BALL) reported quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $ 0.59 per share. This is an earnings surprise of 3.39%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Ball shares have added about 11.6% since the beginning of the year versus the S&P 500's gain of 17.6%. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool. The current consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Broadwind Energy, Inc.'s revenues are expected to be $49.47 million.","Ball (BALL) delivered earnings and revenue surprises of 3.39% and 6.42%, respectively, for the quarter ended June 2023. Do the numbers hold clues to what lies ahead for the stock?",BALL,Resource Transformation,Containers & Packaging,Ball Corp,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity’s long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.6948850293249323, 'Greenhouse Gas Emissions': 0.7498880164460637, 'Supply Chain Management': 0.7236835299887977, 'Water Management': 0.7282093950230595, 'Air Quality': 0.7528636150997778, 'Energy Management': 0.7363646388989145, 'Product Lifecycle Management': 0.7260570592860357, 'Waste Management': 0.7095680025128202}",0.7528636150997778,Yuning,No focus,No focus,Neutral,,No,Major,,2022-12-20T14:00:02+00:00,https://finance.yahoo.com/news/dollar-general-corporation-dg-trending-140002887.html?.tsrc=rss,"[{'name': 'earnings estimates', 'weight': 0.10473572}, {'name': 'earnings estimate revisions', 'weight': 0.101429924}, {'name': 'consensus revenue estimates', 'weight': 0.0943412}, {'name': 'stocks', 'weight': 0.09426196}, {'name': 'consensus EPS estimates', 'weight': 0.08471316}, {'name': 'price', 'weight': 0.08010038}, {'name': 'Dollar General', 'weight': 0.076924525}, {'name': 'earnings', 'weight': 0.07672783}, {'name': 'year', 'weight': 0.07382246}, {'name': 'Dollar General Corporation', 'weight': 0.07271237}]",[{'name': 'Finance'}],"[{'data': 'Dollar General Corporation', 'type': 'ORG', 'mentions': 11}, {'data': 'DG', 'type': 'ORG', 'mentions': 2}, {'data': 'Zacks.com', 'type': 'ORG', 'mentions': 4}]","Dollar General (DG) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.
+
+Over the past month, shares of this discount retailer have returned -5.9%, compared to the Zacks S&P 500 composite's -3.6% change. During this period, the Zacks Retail - Discount Stores industry, which Dollar General falls in, has lost 7.7%. The key question now is: What could be the stock's future direction?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, Dollar General is expected to post earnings of $3.32 per share, indicating a change of +29.2% from the year-ago quarter. The Zacks Consensus Estimate has changed -10.8% over the last 30 days.
+
+For the current fiscal year, the consensus earnings estimate of $11.03 points to a change of +8.5% from the prior year. Over the last 30 days, this estimate has changed -4.7%.
+
+For the next fiscal year, the consensus earnings estimate of $12.39 indicates a change of +12.4% from what Dollar General is expected to report a year ago. Over the past month, the estimate has changed -2.3%.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Dollar General is rated Zacks Rank #4 (Sell).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+Even though a company's earnings growth is arguably the best indicator of its financial health, nothing much happens if it cannot raise its revenues. It's almost impossible for a company to grow its earnings without growing its revenue for long periods. Therefore, knowing a company's potential revenue growth is crucial.
+
+For Dollar General, the consensus sales estimate for the current quarter of $10.32 billion indicates a year-over-year change of +19.3%. For the current and next fiscal years, $37.96 billion and $40.29 billion estimates indicate +10.9% and +6.2% changes, respectively.
+
+Dollar General reported revenues of $9.46 billion in the last reported quarter, representing a year-over-year change of +11.1%. EPS of $2.33 for the same period compares with $2.08 a year ago.
+
+Compared to the Zacks Consensus Estimate of $9.43 billion, the reported revenues represent a surprise of +0.32%. The EPS surprise was -8.63%.
+
+Over the last four quarters, Dollar General surpassed consensus EPS estimates three times. The company topped consensus revenue estimates three times over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Dollar General is graded C on this front, indicating that it is trading at par with its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Dollar General. However, its Zacks Rank #4 does suggest that it may underperform the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",83f890234dac475799eda9013f76dde3,Dollar General Corporation (DG) Is a Trending Stock: Facts to Know Before Betting on It,4,,,,
+11642,"What FedEx’s slump shows us about the threat of recession - A delivery truck parked near a cargo jet at the FedEx Express Hub in Memphis in March. The company reported a decline in global shipping volumes in September. Read more
+
+Hand-wringing over an impending recession is loud. The latest warning was sounded by the CEO of FedEx, Raj Subramaniam, who said last week that the company’s package deliveries were slumping across the globe. He believes this signals a global recession is at hand, and that the downturn would soon engulf our economy.
+
+Whether Subramaniam turns out to be correct, which we will come back to, the concern highlights an important point. Namely, that the economic problems we have here at home are evident across the globe. Inflation is painfully high, central banks are aggressively raising interest rates in response, and as such, recession risks are uncomfortably high — everywhere.
+
+Indeed, the entire global economy is grappling with the same massive shocks: the COVID-19 pandemic and the Russian invasion of Ukraine. Either shock by itself would have done serious damage to the economy, but together these shocks have been devastating.
+
+While the pandemic appears to be winding down here at home, it is still wreaking havoc on China.
+
+China is the world’s second largest economy after ours, and it is where many of the world’s supply chains originate. Although stresses on these chains are easing and shortages of everything from vehicles to appliances are abating, the chains remain fragile. China is still holding to its no-COVID policy, which means the government locks down big parts of the economy, along with the supply chains, when even a single case of the virus is identified.
+
+Fallout from the pandemic is also exacerbating severe worker shortages across the globe, adding to the wage and price pressures.
+
+Parents with young children still have difficulty finding childcare so they can go back to work, as so many childcare facilities closed in the pandemic. Retirees, many of whom typically come back to work, at least a bit, aren’t doing so, probably because they worry about catching the virus. And many suffer from long COVID symptoms, which make it tough to do any work at all.
+
+The Russian invasion of Ukraine and the sanctions the U.S. and other western nations have slapped on Russia have caused prices to spike for oil, food, metals, and other industrial materials that Russia produces.
+
+This has juiced-up inflation everywhere, but especially in Europe, which is highly dependent on Russia for its energy supplies. Much of Europe faces shortages and skyrocketing prices for natural gas that will heat homes and power factories this winter.
+
+Russia and Ukraine are also critical to the world’s food supply. Lots of wheat, corn, sunflower oil, and fertilizer, which is important for growing crops everywhere, typically come from these countries. These foodstuffs are vitally important for emerging economies throughout Africa, the Middle East, and Asia, where food can account for as much as half of a family’s budget.
+
+Russia’s aggression and the resulting spike in oil prices also caused long-dormant inflation expectations to come unanchored across the globe, unnerving central banks. That’s because if workers believe inflation will remain high, they will demand bigger wage increases from their employers to compensate, and employers will oblige as they believe they can pass along their higher costs in the form of higher prices for customers. A vicious self-reinforcing cycle of higher wages and prices takes hold. The high inflation becomes entrenched.
+
+Central banks are desperate to avoid this, and they are universally jacking-up interest rates to slow their economies to get inflation expectations and inflation back down. They hope to raise rates high enough and fast enough to quell inflation, but not too high and too fast that it pushes their economies into recession. This will be difficult to pull off, and it’s why a global recession is such a threat.
+
+This brings us back to the FedEx CEO’s global recession call. To be sure, the warning should be taken with a bit of salt, as FedEx is in a highly competitive industry and it may be losing out to the competition. Moreover, as the pandemic has wound down, consumers are no longer sheltering in place when they had no option but to spend their money on things that are packaged and shipped. Now that the virus has faded, they are spending on travel, restaurants, ball games and the like.
+
+These caveats aside, the global economy is on the precipice of recession, and it wouldn’t be surprising if China, Europe, and some emerging economies suffer a downturn in coming months. We still have a fighting chance of avoiding one given the stronger financial position of most American families and businesses, but it will be tough going. Not because of something we should have done or not, but because of events out of our control. Sometimes stuff happens.","{'positive': 0.012840411, 'negative': 0.9601939, 'neutral': 0.026965717}","These foodstuffs are vitally important for emerging economies throughout Africa, the Middle East, and Asia, where food can account for as much as half of a family’s budget. 
+
+Russia’s aggression and the resulting spike in oil prices also caused long-dormant inflation expectations to come unanchored across the globe, unnerving central banks. That’s because if workers believe inflation will remain high, they will demand bigger wage increases from their employers to compensate, and employers will oblige as they believe they can pass along their higher costs in the form of higher prices for customers. A vicious self-reinforcing cycle of higher wages and prices takes hold.",What FedEx’s slump shows us about the threat of recession,FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities’ cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry’s primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity’s cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry’s reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7729454358920116, 'Supply Chain Management': 0.7730169329385891, 'Air Quality': 0.7729335921320785, 'Employee Health & Safety': 0.7981504283931103, 'Labour Practices': 0.7830395163047769, 'Accident & Safety Management': 0.7583117807753053}",0.7981504283931103,Yuning,Minor focus,No focus,Negative,"Supply Chain Management, None",Major,Major,Negative,2023-06-07T19:34:23+00:00,https://www.reuters.com/technology/google-meta-using-bullying-tactics-against-canadas-news-bill-says-pm-trudeau-2023-06-07/,"[{'name': 'news businesses', 'weight': 0.1015365}, {'name': 'news content', 'weight': 0.0939515}, {'name': 'news publishers', 'weight': 0.093518846}, {'name': 'local news', 'weight': 0.092285834}, {'name': 'local independent news', 'weight': 0.091169246}, {'name': 'Justin Trudeau', 'weight': 0.090119556}, {'name': 'Prime Minister Justin Trudeau', 'weight': 0.089895114}, {'name': 'PM Trudeau', 'weight': 0.08737383}, {'name': 'news', 'weight': 0.08530847}, {'name': 'Trudeau', 'weight': 0.08475757}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'Meta', 'type': 'ORG', 'mentions': 5}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'GOOGL.O', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'House of Commons', 'type': 'ORG', 'mentions': 1}, {'data': 'Canada', 'type': 'GPE', 'mentions': 4}, {'data': 'OTTAWA', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Australia', 'type': 'GPE', 'mentions': 2}, {'data': 'Trudeau', 'type': 'PERSON', 'mentions': 5}, {'data': 'Shay Purdy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Canadian', 'type': 'NORP', 'mentions': 2}, {'data': 'the ""Online News Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}]","OTTAWA, June 7 (Reuters) - Alphabet's Google (GOOGL.O) and Meta Platforms (META.O) are using ""bullying tactics"" against a Canadian push aimed at ensuring financial support for news publishers, Prime Minister Justin Trudeau said on Wednesday.
+
+The proposed legislation is designed to compel internet giants like Google and Meta's Facebook to negotiate commercial deals and pay publishers for their content.
+
+The U.S. firms say proposals in the bill, dubbed the ""Online News Act,"" are unsustainable for their businesses.
+
+Google and Facebook have run tests this year to limit some users from viewing or sharing news content in Canada as a potential response if the legislation is passed into law in its current form.
+
+""The fact that these internet giants would rather cut off Canadians' access to local news than pay their fair share is a real problem, and now they're resorting to bullying tactics to try and get their way - it's not going to work,"" Trudeau told reporters in Ottawa.
+
+The legislation passed Canada's House of Commons in December and is in the unelected upper chamber of the parliament, which rarely blocks legislation cleared by the lower house.
+
+Canada's media industry wants tighter regulation of tech companies to prevent them from elbowing news businesses out of the online advertising market.
+
+The bill, introduced in April 2022, is similar to a ground-breaking law passed in Australia in 2021.
+
+""The various internet giants like Meta are posting every year record profits while at the same time local independent news is struggling across this country,"" Trudeau said. ""We will continue to make sure that these incredibly profitable corporations contribute to strengthening our democracy.""
+
+Google says the proposed rules are more stringent than those enacted in Australia and Europe. Spokesperson Shay Purdy, reacting to Trudeau's remarks, said the bill ""has some serious problems that make it unworkable for our products and services"".
+
+Last week, Meta said the bill was fundamentally flawed. The company says news has no economic value for its platforms.",cee631c6207342db9f69ee4b70a02f60,"Google, Meta using 'bullying tactics' against Canada's news bill, says PM Trudeau",4,,,,
+23900,"Hilton says China demand to be volatile near-term, sees gradual recovery - (Reuters) -Hilton Worldwide Holdings Inc expects demand for stays in China to be volatile in the near term due to rising COVID-19 infections, the hotel operator said on Thursday, but sees the key tourism market gradually recovering through the year.
+
+""I mean the environment created a drag... before it was lockdown, now they reopen and everybody gets sick, but the net result is a drag on business activity,"" said Hilton's finance chief Kevin Jacobs during an investor call.
+
+The comments came after Hilton missed its room growth expectations for 2022, pressured by the COVID environment in China, where restrictions were abruptly lifted after protests.
+
+Hilton, which gets a sizeable chunk of its revenue from outside the United States, reported net unit growth of 4.7% in 2022, below its earlier forecast of about 5%.
+
+""They probably for the first time in quite a while missed on unit growth blaming on China so that obviously one of the reasons that their unit growth has been a bit softer,"" Bernstein analyst Richard Clarke said.
+
+China's strict COVID curbs had halted construction of some luxury properties and impeded travel to a key global tourism market. The country had been a black spot in an otherwise bright 2022 for the industry.
+
+However, Hilton reported robust results for the fourth quarter ended Dec. 31, aided by strong travel demand despite mounting economic worries.
+
+For the quarter, Hilton said revenue per available room, or RevPAR - a key metric for investors - rose 24.8% on a currency neutral basis from a year earlier.
+
+Excluding items, Hilton earned $1.59 per share, beating analysts' expectations of $1.22 per share. Its revenues rose about 33% to $2.44 billion, compared with estimates of $2.38 billion, according to Refinitiv data.
+
+The company forecast an adjusted profit per share between $5.42 and $5.68 per share for 2023, compared with expectations of $5.60 per share.","{'positive': 0.6227398, 'negative': 0.3518933, 'neutral': 0.025366902}","Hilton says China demand to be volatile near-term, sees gradual recovery. ""They probably for the first time in quite a while missed on unit growth blaming on China so that obviously one of the reasons that their unit growth has been a bit softer,"" Bernstein analyst Richard Clarke said. However, Hilton reported robust results for the fourth quarter ended Dec. 31, aided by strong travel demand despite mounting economic worries. The company forecast an adjusted profit per share between $5.42 and $5.68 per share for 2023, compared with expectations of $5.60 per share.","(Reuters) -Hilton Worldwide Holdings Inc expects demand for stays in China to be volatile in the near term due to rising COVID-19 infections, the hotel operator said on Thursday, but sees the key tourism market gradually recovering through the year.  ""I mean the environment created a drag... before it was lockdown, now they reopen and everybody gets sick, but the net result is a drag on business activity,"" said Hilton's finance chief Kevin Jacobs during an investor call.  The comments came after Hilton missed its room growth expectations for 2022, pressured by the COVID environment in China, where restrictions were abruptly lifted after protests.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7794804464650619, 'Climate Change Adaptation': 0.7812615308213897, 'Energy Management': 0.7728675590488133, 'Ecological Impacts': 0.7650932608063855, 'Labour Practices': 0.7773303778314613}",0.7812615308213897,Yuning,Minor focus,Major focus,Neutral,,Major,Major,Neutral,2022-12-20T15:37:57+00:00,https://www.axios.com/2022/12/20/bomb-cyclone-blizzard-united-delta-airlines-weather,"[{'name': 'Travel waivers', 'weight': 0.119339615}, {'name': 'fee change waivers', 'weight': 0.11369931}, {'name': 'waivers', 'weight': 0.10795777}, {'name': 'United Airlines', 'weight': 0.10426997}, {'name': 'specific airports', 'weight': 0.0966431}, {'name': 'airports', 'weight': 0.0943667}, {'name': 'American Airlines', 'weight': 0.093481824}, {'name': 'Southwest Airlines', 'weight': 0.09165876}, {'name': 'Spirit Airlines', 'weight': 0.089715324}, {'name': 'intense winter holiday storm', 'weight': 0.087919645}]","[{'name': 'Weather'}, {'name': 'Travel'}]","[{'data': 'American Airlines', 'type': 'ORG', 'mentions': 4}, {'data': 'United', 'type': 'ORG', 'mentions': 3}, {'data': 'Delta Air Lines', 'type': 'ORG', 'mentions': 2}, {'data': 'Southwest Airlines', 'type': 'ORG', 'mentions': 1}, {'data': 'Spirit Airlines', 'type': 'ORG', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Seattle', 'type': 'GPE', 'mentions': 1}, {'data': 'Idaho', 'type': 'GPE', 'mentions': 1}, {'data': 'Montana', 'type': 'GPE', 'mentions': 1}, {'data': 'Oregon', 'type': 'GPE', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Midwest', 'type': 'LOC', 'mentions': 3}, {'data': 'Northeast', 'type': 'LOC', 'mentions': 4}, {'data': 'Rocky Mountain', 'type': 'LOC', 'mentions': 1}, {'data': 'East Coast', 'type': 'LOC', 'mentions': 1}, {'data': 'Central', 'type': 'LOC', 'mentions': 1}]","A number of major airlines are waiving the usual fees and fare differences for travelers looking to rebook their trips this holiday season ahead of dangerous winter weather.
+
+The big picture: A significant winter storm is expected to barrel through the United States this week, bringing frigid temperatures and blizzards to much of the country, most likely delaying travel for millions.
+
+Why it matters: The waivers and lack of fees will allow travelers with flexible plans to rebook ahead of the storm. Travelers can also attempt to leave a little earlier without cost concerns.
+
+What's happening: United Airlines, American Airlines, Delta Air Lines and other airlines are offering to waive the fees associated with changing your flight.
+
+Keep an eye on the fine print, as some airlines are only allowing fee change waivers to and from specific airports.
+• Alaska Airlines is offering a waiver only for flights to and from Seattle.
+• American Airlines has waivers for travelers moving through and out of about 30 airports in the Midwest and another 30 in the Northeast.
+• Delta has a waiver for 13 airports in Idaho, Montana, Oregon, Washington and Wyoming as of Tuesday.
+• Southwest Airlines has a ""Rocky Mountain and Midwest Winter Weather"" waiver for more than a dozen locations, as well as a Northeast waiver.
+• Spirit Airlines has a waiver for travel to six Midwest airports and 11 Northeast airports as of Tuesday.
+• United is offering waivers to people traveling through airports across many of its regions, including the East Coast, Midwest, Central and Northwest U.S., and Texas.
+
+Arctic blast and intense winter holiday storm to slam U.S.",ea14a8808e4c442685f3b892c2b60ac8,"Bomb cyclone blizzard: Travel waivers for American Airlines, United ...",4,,,,
+8932,"Sterile Medical Packaging Global Market to 2030: Increase in Surgical Procedures that use Electrosurgical Accessories and Prepackaged Medical Equipment Drives Growth - Dublin, March 20, 2023 (GLOBE NEWSWIRE) -- The ""Sterile Medical Packaging Market, By Material Type, By Product Type, By Application Type, and By Geography - Size, Share, Outlook, and Opportunity Analysis, 2022 - 2030"" report has been added to ResearchAndMarkets.com's offering.
+
+
+
+Sterile medical packaging (SMP) involves the use of various types of packaging materials to protect and preserve medical devices. These materials allow penetration of the sterilizing agent, which maintains the sterility of the device. They also offer ease of opening and allow aseptic delivery of the product.
+
+The types of packaging materials used for sterile medical products include wrapper bags, perforated instrument cassettes, and peel pouches.
+
+These materials can be woven or non-woven and must be specially designed to withstand the sterilization process. The material should also meet the specifications of the items being sterilized.
+
+
+
+The sterile medical packaging market is driven by stringent regulations to ensure the safety of the products and the efficient packaging of medical products.
+
+This market is also gaining high growth due to an increase in surgical procedures that use electrosurgical accessories and prepackaged medical equipment.
+
+Moreover, increasing health awareness and growing population are driving growth of the market. Furthermore, several players are entering this industry, creating a competitive environment which is again augmenting market growth.
+
+
+
+On the other hand, challenges associated with maintaining medical packaging integrity is projected to hamper market growth.
+
+
+
+Key features of the study:
+• None This report provides in-depth analysis of the global sterile medical packaging market, and provides market size (US$ Billion) and compound annual growth rate (CAGR%) for the forecast period (2022-2030), considering 2021 as the base year
+• None It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market
+• None This study also provides key insights about market drivers, restraints, opportunities, new product launches or approval, market trends, regional outlook, and competitive strategies adopted by key players
+• None It profiles key players in the global sterile medical packaging market based on the following parameters - company highlights, products portfolio, key highlights, financial performance, and strategies
+• None Key companies covered as a part of this study include Amcor PLC, Dupont De Nemours Inc., Steripack Ltd, Wipak Group, Placon Corporation, Riverside Medical Packaging Company Ltd, Tekni-Plex Inc., BillerudKorsnas AB, Sonoco Products Company, DWK Life Sciences GmbH, Technipaq Inc., 3M Co. (3M Packaging), and Nelipak Healthcare
+• None Insights from this report would allow marketers and the management authorities of the companies to make informed decisions regarding their future product launches, type up-gradation, market expansion, and marketing tactics
+• None The global sterile medical packaging market report caters to various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants, and financial analysts
+• None Stakeholders would have ease in decision-making through various strategy matrices used in analyzing the global sterile medical packaging market
+• None Advancement in the field of plastics material
+
+For more information about this report visit https://www.researchandmarkets.com/r/f77sv0
+
+About ResearchAndMarkets.com
+
+ResearchAndMarkets.com is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends.","{'positive': 0.14437588, 'negative': 0.009238659, 'neutral': 0.8463854}","Research andMarkets.com has published a report titled, Sterile Medical Packaging Global Market to 2030: Increase in Surgical Procedures that use Electrosurgical Accessories and Prepackaged Medical Equipment Drives Growth. The report provides in-depth analysis of the global sterile medical packaging market, and provides market size (US$ Billion) and compound annual growth rate (CAGR%) for the forecast period (2022-2030). It also provides key insights about market drivers, restraints, opportunities, new product launches or approval, market trends, regional outlook, and competitive strategies adopted by key players.","Dublin, March 20, 2023 (GLOBE NEWSWIRE) -- The ""Sterile Medical Packaging Market, By Material Type, By Product Type, By Application Type, and By Geography - Size, Share, Outlook, and Opportunity Analysis, 2022 - 2030"" report has been added to ResearchAndMarkets's offering.Sterile medical packaging (SMP) involves the use of various types of packaging materials to protect and preserve medical devices. These materials allow penetration of the sterilizing agent, which maintains the sterility of",AMCR,Resource Transformation,Containers & Packaging,Amcor plc,"{'Product Safety': 'Container and packaging product safety is a critical factor for the industry as many products are used in consumer-facing applications including in the food and health care industries. Aspects of packaging safety include physical hazards and thepresence of chemical substances. In the event of a product safety incident, products may be recalled or require redesign, possibly increasing costs to the manufacturer and resulting in reduced revenue and adverse impacts to brand value. As such, entities that proactively manage product safety risks can enhance their brand reputation and reduce the risk of adverse financial impacts.', 'Greenhouse Gas Emissions': 'The Containers & Packaging industry generates direct (Scope 1) greenhouse gas (GHG) emissions from fossil fuel combustion in manufacturing and cogeneration processes. GHG emissions may result in regulatory compliance costs or penalties and operating risks for entities. However, the financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. The industry may be subject to increasingly stringent regulations as countries try to limit or reduce emissions. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative fuels or manufacturing process advances could benefit from improved operating efficiency and reduced regulatory risk, among other financial benefits.', 'Supply Chain Management': 'Containers and packaging manufacturing uses large quantities of raw materials including wood fibre and aluminium. Sustainable production of these materials is an important supply chain consideration for entities in the industry because adverse environmental impacts could increase materials costs and affect the brand value of entities. To mitigate such risks,entities may implement supply chain vetting practices and implement third-party standards within internal operations and suppliers that certify that the materials were produced in a sustainable manner. Additionally, such actions may raise brandvalue and meet customer demand for sustainably produced packaging products, providing access to new markets and growth opportunities.', 'Water Management': 'Containers and packaging manufacturing requires water for various stages of production including in raw materials processing, process cooling and steam generation at on site cogeneration plants. Long-term historical increases in water scarcity and cost, and expectations of continued increases—because of over-consumption and reduced supplies resulting from population growth and shifts, pollution and climate change—show the importance of water management. Water scarcity may result in a higher risk of operational disruption for entities with water-intensive operations, and can increase water procurement costs and capital expenditures. Meanwhile, containers and packaging manufacturing may generate process wastewater that must be treated before disposal. Non-compliance with water quality regulations may result in regulatory compliance and mitigation costs or legal expenses stemming from litigation. Reducing water use and consumption through increased efficiency and other water management strategies may result in lower operating costs over time and may mitigate financial effects of regulations, water supply shortages and community-related disruptions of operations.', 'Air Quality': 'In addition to greenhouse gases (GHGs), containers and packaging manufacturing may produce air emissions, including, but not limited to, sulphur dioxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). As with GHGs, these emissions typically stem from the combustion of fuels to produce energy. Relative to other industries, the Containers & Packaging industry is a significant source of some of these emissions. Entities face operating costs, regulatory compliance costs, regulatory penalties in the event of non-compliance, and capital expenditures related to emissions management, while related financial impacts will vary depending on the magnitude of emissions and the prevailing regulations. As such,active management of the issue through technological process improvements or other strategies can mitigate such impacts, improving financial performance and enhancing brand value.', 'Energy Management': 'Containers and packaging manufacturing is energy-intensive, with energy used to power processing units, cogeneration plants, machinery and non-manufacturing facilities. The type of energy used, amount consumed and energy management strategies depend on the type of products manufactured. Typically, fossil fuels such as natural gas and biomass are the predominant form of energy used, while purchased electricity also may be a significant share. Therefore, energy purchases may be a significant share of production costs. An entity’s energy mix may include energy generated on site, purchased grid electricity and fossil fuels, and renewable and alternative energy. Trade-offs in the use of such energy sources include cost, reliability of supply, related water use and air emissions, and regulatory compliance and risk. As such,an entity’s energy intensity and energy sourcing decisions may affect its operating efficiency and risk profile over time.', 'Product Lifecycle Management': 'Containers and packaging entities face opportunities and challenges associated with the potential environmental impacts of their products throughout their lifecycle. Designing products with reduced use-phase and end-of-life environmental impacts is an important opportunity for manufacturers. Demand for packaging produced with safe chemicals and using recycled and renewable materials continues to grow, along with demand for recyclable, reusable, and compostable products. While the lifecycle impact of products depends largely on their use and disposal, entities that can effectively optimise such attributes during the design phase may gain a competitive advantage. ', 'Waste Management': 'Containers and packaging manufacturing may generate hazardous process waste which may include heavy metals, spent acids, catalysts and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste because some wastes are subject to regulations pertaining to its transport, treatment, storage and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, if possible. Such activities, while requiring initial investment or operating costs, may reduce an entity’s long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.'}","{'Product Safety': 0.7821472156687482, 'Greenhouse Gas Emissions': 0.7718938789871098, 'Supply Chain Management': 0.7870009102120344, 'Water Management': 0.7775219551000093, 'Air Quality': 0.7845855252129865, 'Energy Management': 0.7616459177523202, 'Product Lifecycle Management': 0.8036300803685436, 'Waste Management': 0.7713270799553376}",0.8036300803685436,Yuning,Major focus,Minor focus,Positive,"Product Safety, Product Lifecycle Management",No,No,,2022-10-26T20:21:12+00:00,https://www.sfchronicle.com/business/article/How-major-US-stock-indexes-fared-Wednesday-17536614.php,"[{'name': 'several heavyweight technology companies', 'weight': 0.12613307}, {'name': 'smaller companies', 'weight': 0.102429375}, {'name': 'weak results', 'weight': 0.08672145}, {'name': 'earnings reports', 'weight': 0.08045428}, {'name': 'Steady gains', 'weight': 0.07385855}, {'name': 'mortgage rates', 'weight': 0.073375575}, {'name': 'Wednesday', 'weight': 0.07126552}, {'name': 'Visa', 'weight': 0.07079203}, {'name': 'major US stock indexes', 'weight': 0.0673597}, {'name': 'Small-company stocks', 'weight': 0.061943304}]","[{'name': 'Business'}, {'name': 'Finance'}]","[{'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Visa', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'Dow', 'type': 'ORG', 'mentions': 2}, {'data': 'the Bay Area', 'type': 'LOC', 'mentions': 1}, {'data': 'every 10 minutes', 'type': 'TIME', 'mentions': 1}]","Stock ended mixed on Wall Street as investors weighed the latest batch of earnings reports, including weak results from several heavyweight technology companies.
+
+The S&P 500 fell 0.7% Wednesday after shedding an early gain, and the tech-heavy Nasdaq fell 2%. The Dow ended just barely in the green, thanks in part to a big jump in Visa. Small-company stocks rose more than the rest of the market.
+
+Google’s parent company slumped after its ad sales slowed dramatically. Microsoft also fell. Long-term Treasury yields continued to pull back from their multiyear highs. Steady gains in those yields have sent mortgage rates sharply higher this year. The S&P 500 fell 28.51 points, or 0.7%, to 3,830.60. The Dow Jones Industrial Average rose 2.37 points, or less than 0.1%, to 31,839.11. The Nasdaq fell 228.12 points, or 2%, to 10,970.99. The Russell 2000 index of smaller companies rose 8.18 points, or 0.5%, to 1,804.33. The S&P 500 is up 77.85 points, or 2.1%. The Dow is up 756.55 points, or 2.4%. The Nasdaq is up 111.28 points, or 1%. The Russell 2000 is up 62.09 points, or 3.6%. Check levels down to the neighborhood Ratings for the Bay Area and California, updated every 10 minutes The S&P 500 is down 935.58 points, or 19.6%. The Dow is down 4,499.19 points, or 12.4%. The Nasdaq is down 4,673.98 points, or 29.9%. The Russell 2000 is down 440.98 points, or 19.6%.",1ce07f82a4f848a6aa9748b1e7b32703,How major US stock indexes fared Wednesday 10/26/2022,4,,,,
+13096,"General Dynamics (GD) Stock Sinks As Market Gains: What You Should Know - In the latest trading session, General Dynamics (GD) closed at $248.73, marking a -0.36% move from the previous day. This move lagged the S&P 500's daily gain of 0.73%. Elsewhere, the Dow gained 0.31%, while the tech-heavy Nasdaq added 0.16%.
+
+Coming into today, shares of the defense contractor had gained 2.8% in the past month. In that same time, the Aerospace sector gained 3.6%, while the S&P 500 gained 0.09%.
+
+General Dynamics will be looking to display strength as it nears its next earnings release. On that day, General Dynamics is projected to report earnings of $3.55 per share, which would represent year-over-year growth of 4.72%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $10.73 billion, up 4.25% from the year-ago period.
+
+For the full year, our Zacks Consensus Estimates are projecting earnings of $12.16 per share and revenue of $39.29 billion, which would represent changes of +5.28% and +2.12%, respectively, from the prior year.
+
+Investors might also notice recent changes to analyst estimates for General Dynamics. These recent revisions tend to reflect the evolving nature of short-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Within the past 30 days, our consensus EPS projection has moved 0.01% higher. General Dynamics is currently sporting a Zacks Rank of #3 (Hold).
+
+Valuation is also important, so investors should note that General Dynamics has a Forward P/E ratio of 20.53 right now. This valuation marks a discount compared to its industry's average Forward P/E of 21.72.
+
+Investors should also note that GD has a PEG ratio of 2.21 right now. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Aerospace - Defense industry currently had an average PEG ratio of 2.21 as of yesterday's close.
+
+The Aerospace - Defense industry is part of the Aerospace sector. This group has a Zacks Industry Rank of 192, putting it in the bottom 24% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.8931326, 'negative': 0.01674953, 'neutral': 0.090117835}","On that day, General Dynamics is projected to report earnings of $3.55 per share, which would represent year-over-year growth of 4.72%. 
+
+For the full year, our Zacks Consensus Estimates are projecting earnings of $12.16 per share and revenue of $39.29 billion, which would represent changes of +5.28% and +2.12%, respectively, from the prior year. 
+
+Investors might also notice recent changes to analyst estimates for General Dynamics. Want the latest recommendations from Zacks Investment Research?","General Dynamics (GD) closed the most recent trading day at $248.73, moving -0.36% from the previous trading session.",GD,Resource Transformation,Aerospace & Defence,General Dynamics,"{'Product Safety': 'Product safety is an important consideration for aerospace and defence entities given the industry’s key role in commercialaviation and military operations. Product safety incidents could result in financial impacts, including increased costs, regulatory penalties, or brand-value impacts that could adversely affect market share. Additionally, counterfeit components have been found in the aerospace and defence supply chain, increasing the risk of safety incidents due to low product quality. Through product design, supplier vetting, and ongoing customer engagement involving maintenanceand accident investigations, entities in this industry can ensure the safety of their products over the long term, mitigating potential financial consequences such as revenue loss due to repeated safety incidents or recalls.', 'Hazardous Waste Management': 'Aerospace and defence product manufacturing may generate hazardous process waste, including, but not limited to, heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, assome wastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties.', 'Materials Sourcing': 'Aerospace and defence entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourcedfrom deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Energy is a critical input to aerospace and defence manufacturing processes. Purchased electricity is the largest share of the industry’s energy expenditures, followed by purchased fuels. The type of energy used, magnitude of consumption andenergy management strategies depend on the type of products manufactured. An entity’s energy mix, including electricitygenerated on-site, grid-sourced electricity and alternative energy, may influence the cost and reliability of energy supply and, ultimately, affect the entity’s cost structure and regulatory risk.', 'Fuel Economy & Emissions in Use-phase': 'Customer preferences and regulatory incentives are increasing the demand for energy-efficient and reduced-emissions products in the Aerospace & Defence industry. Many of the industry’s products are powered by fossil fuels and release greenhouse gases (GHGs) and other air emissions during use. As the designers and manufacturers of most of the global aerospace and defence transportation fleet, entities in this industry have a unique opportunity to support many industries and government agencies that are striving to meet GHG emissions and fuel-management goals and imperatives. Productswith higher fuel economy and lower use-phase emissions may capture expanding market share and adapt to changing customer preferences and regulations around fuel economy and emissions more effectively.', 'Business Ethics': 'Aerospace and defence entities may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption and anti-bribery laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the risk of violations of business ethics laws and resulting regulatory penalties or brand-value impacts. \u2003', 'Data Security': 'Entities in the Aerospace & Defence industry may develop sensitive military and advanced aviation products, and entities in this industry may therefore be at a high risk for cyber attacks. A data security breach can be costly for an entity and its clients when information systems are compromised. Ensuring data security may require aerospace and defence entities to invest in research and development and increase capital expenditures in the short to medium term to improve the securityof their systems and their products. Significant or frequent disruptions or security breaches may result in regulatory action,legal action, or adversely impact revenues and brand value.'}","{'Product Safety': 0.7488739488365667, 'Hazardous Waste Management': 0.7330496714096714, 'Materials Sourcing': 0.7615215522064033, 'Energy Management': 0.7562913353735231, 'Fuel Economy & Emissions in Use-phase': 0.7841617867299767, 'Business Ethics': 0.7377850853854699, 'Data Security': 0.7955989946247942}",0.7955989946247942,Yuning,No focus,No focus,Neutral,,No,Major,,2023-04-11T16:23:25+00:00,https://www.axios.com/pro/retail-deals/2023/04/11/alibaba-reorganization-roadmap,"[{'name': 'Alibaba Group', 'weight': 0.08339013}, {'name': 'business', 'weight': 0.0755095}, {'name': 'further regulatory scrutiny', 'weight': 0.07494453}, {'name': 'last year', 'weight': 0.07384639}, {'name': 'intense regulatory scrutiny', 'weight': 0.07334453}, {'name': 'Alibaba founder Jack Ma', 'weight': 0.06939689}, {'name': 'tech companies', 'weight': 0.06913625}, {'name': 'Alibaba', 'weight': 0.068233125}, {'name': 'separate companies', 'weight': 0.064408034}, {'name': 'Ant Group', 'weight': 0.06374172}]",[{'name': 'Tech'}],"[{'data': 'Alibaba', 'type': 'ORG', 'mentions': 10}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Taobao Tmall Commerce Group', 'type': 'ORG', 'mentions': 3}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Just Walk Out', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Daniel Zhang', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jack Ma', 'type': 'PERSON', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 2}]","Alibaba's decision to reorganize itself last month represents an intent to mirror a strategy already executed by its U.S. peers.
+
+Why it matters: One of the biggest benefits of the move is that each is now freed to focus on its own growth strategy, says a source familiar with the situation.
+• In the case of Alibaba, it also makes a split-up or spinoff of its units easier if it were to face further regulatory scrutiny.
+
+Details: The new company holding structure is meant to mirror that of Alphabet, the parent of Google, the source notes.
+• With the review complete, no further moves are being contemplated at this time, the source says.
+• The source iterated that the businesses are now free to raise capital or to go public, as has been reported, or to seek partners or stand pat, among other options.
+
+Be smart: The company announced the reorganization in March because it begins its fiscal year in April, CEO Daniel Zhang said during an investor call.
+• ""The management teams of the business groups will be working on planning and mapping out strategy, of course, not just for the coming year but for the coming years,"" he added.
+
+Of note: Of the six businesses, Taobao Tmall Commerce Group will remain a wholly owned unit of Alibaba Group.
+
+Flashback: After Alibaba founder Jack Ma publicly critiqued the Chinese government, both his e-commerce business and his fintech operation, Ant Group, came under intense regulatory scrutiny.
+• Ant Group's planned IPO for late 2020 was canceled and Alibaba was fined roughly $2.8 billion in 2021 for hindering competition.
+• In January the Chinese government took ""golden shares"" in Alibaba, with Ma ceding control.
+
+Catch up fast: China strengthened its anti-monopoly law last year in part by increasing penalties.
+• More recently investors in the U.S. filed a lawsuit against Alibaba accusing the company of misleading them on merchant exclusivity.
+
+Between the lines: We've seen tech companies in the U.S. such as Alphabet and Meta reorganize.
+• Tech conglomerates sooner or later face the conundrum of where to focus most of their attention and resources.
+• But Alibaba, by teasing the idea of IPOs for separate companies, raises the prospect of unlocking more value.
+
+💭 Our thought bubble: Alibaba's breakup inspires questions about the value Amazon could unlock if it separated out its retail tech business.
+• Other retailers are loathed to do business with their biggest competitor, even though Amazon has offerings such as its Just Walk Out technology that are attractive.
+• And it would also make it easier for the divisions of these tech giants as separate companies to make acquisitions.
+
+The bottom line: For now, the move creates more transparency for investors, who want a better understanding of how each business is performing and the direction each is headed.",0b33c46bb7c34673b1407facd1a78de3,Alibaba's reorganization idea,4,,,,
+9953,"Lodging Companies Step Up Efforts to Lure Competitors’ Hotels to Their Brands - Spark by Hilton, a premium-economy-price tier brand announced in January, allows hotel owners to convert their properties for roughly $20,000 to $25,000 a room.
+
+Hilton Worldwide Holdings Inc. and other big hotel companies are intensifying efforts to recruit properties from competing brands, a way to maintain growth as new hotel construction slows.
+
+Spark by Hilton is the company’s 19th brand, but it is the first one that was built to be a pure conversion vehicle with a consistent look and design at every property. The brand is aimed primarily at bringing independent and rival properties into the Hilton system, said Matt Schuyler , chief brand officer for Hilton.","{'positive': 0.315541, 'negative': 0.008870688, 'neutral': 0.6755883}","Lodging Companies Step Up Efforts to Lure Competitors’ Hotels to Their Brands. Spark by Hilton, a premium-economy-price tier brand announced in January, allows hotel owners to convert their properties for roughly $20,000 to $25,000 a room. Hilton Worldwide Holdings Inc. and other big hotel companies are intensifying efforts to recruit properties from competing brands, a way to maintain growth as new hotel construction slows. The brand is aimed primarily at bringing independent and rival properties into the Hilton system, said Matt Schuyler , chief brand officer for Hilton.",Hotel conversions often pick up during periods of economic upheaval and slowing development.,HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7764130047555451, 'Climate Change Adaptation': 0.758143120364602, 'Energy Management': 0.7855456177676605, 'Ecological Impacts': 0.7557905788896493, 'Labour Practices': 0.8015127731046872}",0.8015127731046872,Yuning,Major focus,Major focus,Positive,"Energy Management, Water Management, Climate Change Adaptation",No,Major,,2023-08-25T12:12:20+00:00,https://www.newsmax.com/finance/streettalk/u-s-stock-futures/2023/08/25/id/1132033/,"[{'name': 'robust consumer demand', 'weight': 0.07532164}, {'name': 'various Fed officials', 'weight': 0.073967405}, {'name': 'Fed', 'weight': 0.07360386}, {'name': 'top global central bankers', 'weight': 0.07233636}, {'name': 'cautious consumers', 'weight': 0.07162776}, {'name': 'Powell Speech', 'weight': 0.059482172}, {'name': 'hopes', 'weight': 0.05888669}, {'name': 'last year', 'weight': 0.054770473}, {'name': 'megacap growth stocks', 'weight': 0.05450794}, {'name': 'Dow e', 'weight': 0.054176744}]",[{'name': 'Finance'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Maui', 'type': 'GPE', 'mentions': 2}, {'data': 'Powell', 'type': 'PERSON', 'mentions': 4}, {'data': 'Michael Hewson', 'type': 'PERSON', 'mentions': 1}, {'data': '10:05 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': '1405 GMT', 'type': 'TIME', 'mentions': 1}, {'data': '7:21 a.m. ET', 'type': 'TIME', 'mentions': 1}, {'data': ""CMC Markets'"", 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 4}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': ""the CME Group's"", 'type': 'ORG', 'mentions': 2}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': 'Marvell Technology Inc', 'type': 'ORG', 'mentions': 1}, {'data': 'Hawaiian Electric', 'type': 'ORG', 'mentions': 1}]","Powell is scheduled to deliver a keynote speech at 10:05 a.m. ET (1405 GMT) at a research conference that will see participation from top global central bankers.
+
+Investors will be watching out for signs of a dovish tilt in the commentary. Although, CMC Markets' Michael Hewson does not see that happening.
+
+""As we already know from recent comments from various Fed officials... the Fed believes the fight against inflation is far from over, and in that context it's unlikely he (Powell) will deliver any dovish surprises,"" he said.
+
+""While Powell is unlikely to be anywhere near as hawkish as he was last year, he won't want to declare victory either.""
+
+A spate of strong economic data, including a fall in last week's jobless claims, has signaled robust consumer demand and a tight labor market, dampening hopes that the Fed could be close to the end of its rate-hike cycle.
+
+Keeping equities under pressure, the yield on the 10-year Treasury note rose for the second day. Traders' bet that the Fed would pause its rate hikes in September slipped to 80.5% from 89% a week ago, according to the CME Group's FedWatch tool.
+
+Still, the tech-heavy Nasdaq has risen 1.3% this week, largely due a rally in shares of megacap growth stocks in the run up to Nvidia's second-quarter results, which were reported on Wednesday.
+
+Shares of Nvidia slipped 0.2% in premarket trading on Friday after nearly erasing all their gains in the previous session as some traders took profits following a blowout forecast from the chip-designer.
+
+Shares of other megacap growth stocks were mixed, with Tesla and Microsoft up 0.4% and 0.2%, respectively while Alphabet was flat.
+
+At 7:21 a.m. ET, Dow e-minis were up 106 points, or 0.31%, S&P 500 e-minis were up 10 points, or 0.23%, and Nasdaq 100 e-minis were up 5 points, or 0.03%.
+
+Shares of Marvell Technology Inc fell 3.5% after the chipmaker posted a fall in second-quarter revenue, hit by a weak enterprise market.
+
+Hawaiian Electric dropped 23.6% after the county of Maui sued the power company and S&P downgraded its credit rating amid scrutiny over its role in the Maui wildfires.
+
+Nordstorm slipped 2.0% as the department store chain left its forecast unchanged due to ""cautious consumers.""",dbd22839ef8b47f68a282391f2c839f4,US Futures Inch Up as Traders Brace for Powell Speech,4,,,,
+11425,"Conoco CEO warns Biden that dooming Alaska oil project would hurt his own agenda - HOUSTON, Texas — A decision from the Interior Department that blocks or further shrinks ConocoPhillips's Willow project in Alaska would thwart President Joe Biden's demand for more production from Big Oil, the company's CEO said Tuesday.
+
+Interior's Bureau of Land Management is set to decide the fate of Willow, a large oil project in northern Alaska, as soon as this week. Environmental groups are lobbying the administration to deny ConocoPhillips's plan to expand production in the North Slope, and recent reporting indicated the White House is considering intervening and shrinking the project or putting limits on drilling.
+
+The department has also said it has ""substantial concerns"" with the project.
+
+Ryan Lance, chairman and CEO of ConocoPhillips, said the company's plans for developing Willow mesh with Biden's repeated calls targeted specifically at large integrated energy companies for more oil production to bring down prices.
+
+""It's exactly what this administration has been asking our industry to do, lean in, produce more [oil],"" Lance said Tuesday during remarks at CERAWeek by S&P Global, an annual industry conference in Houston.
+
+ConocoPhillips's master development plan for Willow seeks to develop five drill pads in the National Petroleum Reserve in Alaska, along with supporting road and bridge infrastructure, to support the ultimate production of 180,000 barrels of oil per day over the course of three decades.
+
+The company, which secured its initial leases in the NPR-A in the late 1990s, estimated the project as pitched would produce up to some 629 million total barrels of oil over 30 years.
+
+BLM finalized its environmental impact statement assessing the project and its impacts in February, in which it identified a preferred alternative that would provide three drill pads, with potential for a fourth down the road.
+
+ConocoPhillips has said three pads would be acceptable but warned that a further reduction would make the project nonviable and effectively kill it.
+
+Biden administration officials and many Democrats in Congress have criticized oil and gas companies over the last year for not producing more energy in response to high prices. They've also criticized federal lessees for not exploiting more of their active oil and gas leases and drilling permits.
+
+Sen. Dan Sullivan (R-AK), who has been lobbying for the project in its final weeks of review, said a final decision that denies the project or provides less than the three drilling pads offered in BLM's preferred alternative would deprive the region's Alaska Natives, who largely support the project, of an economic windfall.
+
+""There's this narrative within the administration, from the secretary of energy and others, 'Hey, the only reason we're not producing more is recalcitrant oil and gas producers,'"" Sullivan said on the sidelines of the conference in Houston on Monday. ""Well, that's obviously not the case here.""
+
+Environmental advocates and some Democratic lawmakers have implored the Biden administration to deny the project or else lock in more fossil fuel production and greenhouse gas emissions. That would tarnish Biden's environmental legacy and transgress his climate change agenda, the groups have argued.
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+The Biden administration has been firm, however, that it desires more oil production now to serve demand while it tries to speed up electrification in transportation and other sectors.
+
+“We do want to eventually — we want to see a reduction in demand for oil, but we can't afford that right now,” said Amos Hochstein, a top energy diplomat at the Start Department and adviser to Biden.","{'positive': 0.017072504, 'negative': 0.89379555, 'neutral': 0.089131966}","The Interior Department is set to decide the fate of ConocoPhillips' Willow oil project in northern Alaska as soon as this week. Environmental groups are lobbying the administration to deny Conoco Phillips' plan to expand production in the North Slope, and recent reporting indicated the White House is considering intervening and shrinking the project or putting limits on drilling. The department has also said it has ""substantial concerns"" with the project. ConocoPhilippips' master development plan for Willow seeks to develop five drill pads in the National Petroleum Reserve in Alaska, along with supporting road and bridge infrastructure, to support the ultimate production of 180,000 barrels of oil per day over the course of three decades. The company has said three pads would be acceptable but warned that a further reduction would make the project nonviable and effectively kill it.","HOUSTON, Texas — A decision from the Interior Department that blocks or further shrinks ConocoPhillips's Willow project in Alaska would thwart President Joe Biden's demand for more production from Big Oil, the company's CEO said Tuesday.",COP,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,ConocoPhillips,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity’s social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry’s activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta “shared value” approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7790031150518365, 'Water Management': 0.7616701326494771, 'Management of the Legal & Regulatory Environment': 0.7813303795224047, 'Business Ethics & Transparency': 0.7614135995179562, 'Biodiversity Impacts': 0.7915313450852156, 'Air Quality': 0.7444894162696674, 'Community Relations': 0.7835444804127982, 'Reserves Valuation & Capital Expenditures': 0.7985529740462133, 'Workforce Health & Safety': 0.7753030272459216, 'Critical Incident Risk Management': 0.7565769792688353, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7694134011724567}",0.7985529740462133,Yuning,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Community Relations, Critical Incident Risk Management",Major,Major,Negative,2023-06-15T14:25:25+00:00,https://www.forbes.com/sites/anafaguy/2023/06/15/google-warns-employees-about-chatbots-including-its-own-bard-out-of-privacy-concerns-report-says/,"[{'name': 'sensitive internal information', 'weight': 0.09275447}, {'name': 'sensitive code', 'weight': 0.08966751}, {'name': 'AI chatbots', 'weight': 0.08961239}, {'name': 'Chatbots', 'weight': 0.088042185}, {'name': 'chatbots', 'weight': 0.088042185}, {'name': 'sensitive internal data', 'weight': 0.08766698}, {'name': 'sensitive financial information', 'weight': 0.0837727}, {'name': 'AI tools', 'weight': 0.08148115}, {'name': 'AI', 'weight': 0.07915342}, {'name': 'ChatGPT responses', 'weight': 0.07802033}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 4}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 3}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Politico', 'type': 'ORG', 'mentions': 1}, {'data': 'the Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Github', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 2}, {'data': 'JPMorgan Chase', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Citigroup', 'type': 'ORG', 'mentions': 1}, {'data': 'Deutsche Bank', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 7}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'Copilot', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the European Union', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Google parent company Alphabet is warning employees not to enter confidential materials into chatbots, including its own chatbot Bard, Reuters reported Thursday, joining a growing list of companies concerned about sensitive internal information being leaked through AI.
+
+Google warned Alphabet engineers Thursday to avoid direct use of computer code that chatbots can also produce, because AI can reproduce the data it absorbs during training, risking a potential leak, Reuters reported, citing “four people familiar with the matter.” Potential leaks from the AI technology could help Bard's competitor ChatGPT in the ongoing race to dominate the AI world where billions of dollars in investment and advertising are still up for grabs. Early this week, Politico reported Google was postponing Bard’s launch in the European Union because of concerns about the chatbot’s impact on privacy.
+
+Even before Thursday’s report that Google was cautioning its employees about how they use Bard, a number of major companies have blocked the use of AI tools for some staffers out of concern they could leak sensitive internal data. Last month, the Wall Street Journal reported Apple barred its employees from using its chatbot ChatGPT, as well as another AI-powered service called Github’s Copilot, which is used to help developers write code. Samsung implemented a similar ban on ChatGPT in May, after discovering an accidental leak of sensitive code by an engineer who uploaded it to ChatGPT. Amazon banned staffers from sharing any code or confidential information with OpenAI’s chatbot after the company claimed it discovered examples of ChatGPT responses that resembled internal Amazon data. And it's not just tech companies, a number of banks including JPMorgan Chase, Bank of America, Citigroup, Deutsche Bank, Wells Fargo and Goldman Sachs have banned the use of AI chatbots by staffers worried they could share sensitive financial information. OpenAi had to briefly shut down ChatGPT in March to resolve a bug that allowed some users to see parts of another user’s chat history.
+
+Google is in the process of rolling out its chatbot Bard to more than 180 countries in 40 languages. Bard launched in the U.S. in March. When Google announced its intention to launch a chatbot in February, Bard incorrectly answered a question during a promotional video, Reuters reported. The mistake scared some investors and coincided with a drop for the share price of Alphabet, erasing $100 billion from Alphabet’s market value.
+
+Apple Joins A Growing List Of Companies Cracking Down On Use Of ChatGPT By Staffers—Here’s Why (Forbes)",663b55c744134f2c91327a5860557bc6,"Google Warns Employees About Chatbots—Including Its Own Bard—Out Of Privacy Concerns, Report Says",4,,,,
+5997,"Big Bank Earnings Defy Recession Fears—Fuel Nearly $100 Billion Stock Rally As JPMorgan, Citi And Wells Fargo Profits Soar - A quartet of large American banks smashed expectations in their quarterly earnings reports Friday, sending their respective stocks surging as investors regain confidence in the industry marred by regional bank struggles last month.
+
+JPMorgan, Citigroup, Wells Fargo and PNC – the first, third, fourth and sixth largest U.S. banks by assets—disclosed their latest financial data Friday morning, handily beating consensus profit estimates, and all but PNC beating revenue forecasts. Their stocks largely rose in early trading, with JPMorgan’s 7% gain leading the way, while shares of Citi and Wells Fargo popped 4% and 1%, respectively, while PNC slipped 2%. Friday’s rally caps a rapid recovery for bank stocks after the sector reeled as regional banks Silicon Valley Bank and Signature Bank failed and other firms struggled last month. The 10 largest banks have now gained $94 billion in market capitalization over the last three weeks, as of 9:45 a.m. ET, recovering much of the $291 billion the grouping lost between March 1 and March 24.
+
+Friday kicked off a particularly pivotal earnings season for banks after March featured the second and third-largest bank failures in the nation’s history. Also impacting the sector was another increase to the federal funds rate, set by the Federal Reserve and determining overnight borrowing costs between banks. The Fed now projects the U.S. will fall into a recession later this year.
+
+Retail sales fell 1% in March, according to Commerce Department data released Friday, with consumers notably reining in spending on cars—a sign Americans may be scaling back on more expensive purchases due to elevated borrowing costs. In a statement included alongside earnings, JPMorgan CEO Jamie Dimon said the macroeconomic “storm clouds” partially fueled by the banking crisis threaten the resilience of consumers, which would surely be a bad sign for banks’ financial health if loans shrink.
+
+“This whole banking thing was bad for banks,” Dimon said during JPMorgan’s earnings call about the extreme stress on the entire U.S. financial system as regional banks flailed. “We want healthy community banks, we want healthy regional banks,” Dimon continued.
+
+March Sadness: Banks Lost More Than $300 Billion In Market Cap This Month (Forbes)","{'positive': 0.057661705, 'negative': 0.92698467, 'neutral': 0.015353618}","A quartet of large American banks reported a strong quarterly earnings report Friday, sending their respective stocks surging as investors regained confidence in the industry marred by regional bank struggles last month. JPMorgan, Citi and Wells Fargo, the first, third, fourth and sixth largest U.S. banks by assets, disclosed their latest financial data Friday morning, handily beating consensus profit estimates, and all but PNC beating revenue forecasts. Friday's rally caps a rapid recovery for bank stocks after the sector reeled as regional banks Silicon Valley Bank and Signature Bank failed and other firms struggled last month, and the 10 largest banks have now gained $94 billion in market capitalization over the last three weeks, as of 9:45 a.m. ET, recovering much of the $291 billion the grouping lost between March 1 and March 24. Friday kicked off a particularly pivotal earnings season for banks after March featured the second and third-largest bank failures in the nation's history. The Fed now projects the U.K. will fall into a recession later this year.","Citigroup, JPMorgan, PNC and Wells Fargo each shattered profit expectations in their respective quarterly earnings reports Friday.",JPM,Financials,Investment Banking & Brokerage,JP Morgan Chase & Co,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management‚Äôs approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity‚Äôs amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks‚Äô financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks‚Äô size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.7766677553552481, 'Professional Integrity': 0.7506663797871391, 'Factors in Investment Banking & Brokerage Activities': 0.7670526977313545, 'Business Ethics': 0.7708744244432955, 'Systemic Risk Management': 0.8110523353200947, 'Employee Incentives & Risk Taking': 0.7769570961511404}",0.8110523353200947,Yuning,Minor focus,Major focus,Positive,,Major,Major,Positive,2023-03-20T21:50:57+00:00,https://www.independent.co.uk/tech/google-pixel-crop-acropalypse-security-b2304504.html,"[{'name': 'Cropped screenshots', 'weight': 0.116205774}, {'name': 'Google Pixel', 'weight': 0.10773265}, {'name': 'Google Pixel owners', 'weight': 0.10260226}, {'name': 'Pixel phone users', 'weight': 0.09655386}, {'name': 'credit card numbers', 'weight': 0.08866174}, {'name': 'Pixel users', 'weight': 0.08794603}, {'name': 'Google', 'weight': 0.083683446}, {'name': 'risk', 'weight': 0.08147461}, {'name': 'Pixel', 'weight': 0.07780871}, {'name': 'Google Pixel’s Markup tool', 'weight': 0.07484974}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Android 9 Pie mobile', 'type': 'ORG', 'mentions': 1}, {'data': 'Discord', 'type': 'ORG', 'mentions': 1}, {'data': 'eBay', 'type': 'ORG', 'mentions': 1}, {'data': 'Independent', 'type': 'ORG', 'mentions': 1}, {'data': 'Pixel', 'type': 'PRODUCT', 'mentions': 6}, {'data': 'Markup', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'Discord', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Simon Aarons', 'type': 'PERSON', 'mentions': 2}, {'data': 'David Buchanan', 'type': 'PERSON', 'mentions': 2}]","Google Pixel owners may have their private information exposed after researchers discovered a security flaw with the phone’s picture editing feature.
+
+Dubbed the ‘acropalypse’, the vulnerability allows people to recover hidden parts of an image that have been cropped out by Pixel phone users.
+
+Cropped screenshots could contain anything from credit card numbers to private photos, experts warn.
+
+Google has since fixed the problem but any photo edited through the Markup tool prior to the patch being issued is still at risk of being reverse edited.
+
+Engineers Simon Aarons and David Buchanan warned that the issue first emerged around five years when Google released the Android 9 Pie mobile operating system.
+
+Photos shared on social media could be vulnerable to the exploit, with an example given of a cropped image of a credit card shared to Discord that had been cropped and edited using Google Pixel’s Markup tool.
+
+Using the trick, the engineers were able to uncrop and reveal the credit card’s number.
+
+Mr Aaronds shared their findings of the bug in a detailed blog post.
+
+The pair described it as “a serious privacy vulnerability in the Google Pixel’s inbuilt screenshot editing tool Markup” that allows “partial recovery of the original, unedited image data of a cropped and/or redacted screenshot”.
+
+Mr Buchanan revealed that his own data is at risk through the vulnerability, having owned a Google Pixel 3XL and used Discord.
+
+“The worst instance was when I posted a cropped screenshot of an eBay order confirmation email, showing the product I’d just bought,” he wrote.
+
+“Through the exploit, I was able to un-crop that screenshot, revealing my full postal address (which was also present in the email). That’s pretty bad!”
+
+The Independent has contacted Google for more information on which phones and Pixel users may still be at risk.",70c75a46fe594e8084103655234242f7,Google ‘acropalypse’ lets you see hidden parts of images on social media,4,,,,
+38495,"Developer pulls out of proposed mixed-use Rockside Road project in Seven Hills - SEVEN HILLS, Ohio -- For the second straight year a developer has pulled out of a proposed mixed-use Rockside Road project located south of the Lombardo Center intersection in Seven Hills.
+
+“Seven Hills LSB LLC, owners of the property on Rockside Road in the PUD zone, were recently notified by a representative of ICP Industrial Commercial Property that they will not being moving forward with the Rockside development,” Seven Hills Mayor Anthony D. Biasiotta said.
+
+“ICP noted that the macro environment was not right for this project at this time. Specifically, the economics of the project were significantly impacted by the impact of inflation related to construction costs, multiple interest rate increases that drove the borrowing costs and a potentially soft office market with many still working from home.”
+
+The originally proposed mixed-use development project -- retail, a Class A office building and apartments above commercial -- was planned for roughly 50 acres running south on Rockside Road that dog-leg left to meet up with Crossview Road.
+
+The preliminary development plan included 90,000 square feet of Class A office space, 36,000 square feet in commercial/retail and 15,000 square feet in restaurants.
+
+Looking forward, interest apparently remains high in the Seven Hills land, which due to topography includes only 35 acres of developable property.
+
+“Seven Hills LSB LLC has already begun talks with new development teams and remains committed to seeing this property developed,” Biasiotta said. “As somebody who has followed this project for many years now, I understood an undertaking like this on a tricky piece of property would require perfect conditions.
+
+“And as interest rates rose and construction costs rose due to inflation, I knew the outcome of construction in 2023 was lessened.”
+
+The original project included a residential component that the mayor said appears to be still in the mix. Medina-based Pulte Homes plans to build single-family homes and townhouses with egress and entrance to Rockside Road and Crossview Road.
+
+“Interest in the single-family homes in the back remains high,” Biasiotta said. “Pulte remains in a partnership with the property owners.”
+
+Looking ahead, the mayor took a glass-half-full approach regarding future development not having to start at square one.
+
+“The more and more people who look at the project, the more and more refined it becomes,” Biasiotta said. “People are getting a very good handle on what it can and can’t be. As we continue to refine that, each new step builds upon the steps of the previous developer.
+
+“The owners of this private property remain committed to developing the full parcel. My hope for 2023 is that the owners of the private property complete their due diligence and select a new development partner. The city stands ready to do what’s required and proper at that time.”
+
+Read more news from the Parma Sun Post here.","{'positive': 0.16476385, 'negative': 0.080198586, 'neutral': 0.7550376}","Developer pulls out of proposed mixed-use Rockside Road project in Seven Hills. 
+
+“Seven Hills LSB LLC, owners of the property on Rockside Road in the PUD zone, were recently notified by a representative of ICP Industrial Commercial Property that they will not being moving forward with the Rockside development,” Seven Hills Mayor Anthony D. Biasiotta said. The originally proposed mixed-use development project -- retail, a Class A office building and apartments above commercial -- was planned for roughly 50 acres running south on Rockside Road that dog-leg left to meet up with Crossview Road. Medina-based Pulte Homes plans to build single-family homes and townhouses with egress and entrance to Rockside Road and Crossview Road.
+
+“Interest in the single-family homes in the back remains high,” Biasiotta said.",For the second straight year a developer has pulled out of a proposed mixed-use Rockside Road project located south of the Lombardo Center intersection.,PHM,Infrastructure,Home Builders,Pulte Group Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities’ environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.763923018009793, 'Design for Resource Efficiency': 0.717097381425875, 'Community Impacts of New Developments': 0.7679059320581293, 'Climate Change Adaptation': 0.7406578172653672, 'Workforce Health & Safety': 0.7439952955504533}",0.7679059320581293,Yuning,Major focus,Minor focus,Neutral,"Community Impacts of New Developments, Land Use & Ecological Impacts",No,Minor,,2022-10-09T12:00:43+00:00,https://finance.yahoo.com/news/blackrock-inc-nyse-blk-favoured-120043156.html,"[{'name': 'other large shareholders', 'weight': 0.09362489}, {'name': 'other shareholders', 'weight': 0.08789936}, {'name': 'individual investors', 'weight': 0.08262419}, {'name': 'Shareholders', 'weight': 0.08099147}, {'name': 'shareholders', 'weight': 0.08099147}, {'name': 'company policy', 'weight': 0.07467683}, {'name': 'companies', 'weight': 0.07420833}, {'name': 'BlackRock', 'weight': 0.07373017}, {'name': 'institutional investors', 'weight': 0.07349633}, {'name': 'Company management', 'weight': 0.07328199}]",[{'name': 'Finance'}],"[{'data': 'BlackRock, Inc.', 'type': 'ORG', 'mentions': 12}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 2}, {'data': 'Capital Research and Management Company', 'type': 'ORG', 'mentions': 1}, {'data': 'Simply Wall St', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Kuwait', 'type': 'GPE', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 1}]","Every investor in BlackRock, Inc. (NYSE:BLK) should be aware of the most powerful shareholder groups. With 80% stake, institutions possess the maximum shares in the company. In other words, the group stands to gain the most (or lose the most) from their investment into the company.
+
+Since institutional have access to huge amounts of capital, their market moves tend to receive a lot of scrutiny by retail or individual investors. As a result, a sizeable amount of institutional money invested in a firm is generally viewed as a positive attribute.
+
+Let's take a closer look to see what the different types of shareholders can tell us about BlackRock.
+
+See our latest analysis for BlackRock
+
+What Does The Institutional Ownership Tell Us About BlackRock?
+
+Many institutions measure their performance against an index that approximates the local market. So they usually pay more attention to companies that are included in major indices.
+
+BlackRock already has institutions on the share registry. Indeed, they own a respectable stake in the company. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at BlackRock's earnings history below. Of course, the future is what really matters.
+
+Since institutional investors own more than half the issued stock, the board will likely have to pay attention to their preferences. BlackRock is not owned by hedge funds. The Vanguard Group, Inc. is currently the largest shareholder, with 8.7% of shares outstanding. With 5.3% and 4.6% of the shares outstanding respectively, Kuwait and Capital Research and Management Company are the second and third largest shareholders.
+
+A closer look at our ownership figures suggests that the top 20 shareholders have a combined ownership of 51% implying that no single shareholder has a majority.
+
+While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. Quite a few analysts cover the stock, so you could look into forecast growth quite easily.
+
+The definition of an insider can differ slightly between different countries, but members of the board of directors always count. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it.
+
+I generally consider insider ownership to be a good thing. However, on some occasions it makes it more difficult for other shareholders to hold the board accountable for decisions.
+
+Shareholders would probably be interested to learn that insiders own shares in BlackRock, Inc.. Insiders own US$853m worth of shares (at current prices). Most would say this shows a good alignment of interests between shareholders and the board. Still, it might be worth checking if those insiders have been selling.
+
+With a 14% ownership, the general public, mostly comprising of individual investors, have some degree of sway over BlackRock. This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders.
+
+I find it very interesting to look at who exactly owns a company. But to truly gain insight, we need to consider other information, too. Case in point: We've spotted 1 warning sign for BlackRock you should be aware of.
+
+Ultimately the future is most important. You can access this free report on analyst forecasts for the company.
+
+NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here",77eea488b5c84974b3b7613d7861d616,"BlackRock, Inc. (NYSE:BLK) is favoured by institutional owners who hold 80% of the company",4,,,,
+10751,"Guernsey Electricity customers to be consulted on tariffs - Guernsey Electricity (GE) said it was looking to increase the standing charge by 65%, and put up the price of heating homes using electricity by 13%.
+
+It said it was also asking customers for views on changing the tariffs for people with air source heat pumps.
+
+The company has asked customers for their views because of ""the volatility of the global energy market following the Russian invasion of Ukraine in 2022.""
+
+One proposal set out in the consultation is an increase in the customers' standing charge, from £30 to £49.50.
+
+Another is to freeze the price people can sell electricity generated at their homes home back to the grid at 9.9p pKWH.
+
+Chief financial officer Karl Brouard said: ""Although local customers have been relatively insulated from the types of rises seen in the UK as a result of our forward price setting strategy, we are not immune from the wider geopolitical impact.""
+
+""We realise that this comes at a time when the cost of living for everyone is increasing, but we cannot let these changes delay the planned investment in the network and the need to maintain the security of electricity supply.""
+
+Mr Brouard added the island was ""facing increases in the cost of imported energy, together with a rise in the cost of on-island generation at the power station"".
+
+The results of the consultation will feed into the final tariff application made to the States Trading Supervisory Board (STSB), which has the responsibility to assess and approve tariffs.
+
+The Environment and Infrastructure Committee said a new electricity strategy was to be debated before the end of March 2023, having previously said it would be in December 2022.
+
+Committee president Lindsay de Sausmarez said work was ""progressing well"" on the strategy, with an aim to publish a policy letter on it ""by the end of March 2023"".","{'positive': 0.22255082, 'negative': 0.038410064, 'neutral': 0.73903906}","Guernsey Electricity (GE) is proposing to increase the standing charge of heating homes using electricity by 13%, and freeze the price people can sell electricity generated at their homes back to the grid at 9.9p pKWH. The company is also asking customers for views on changing the tariffs for people with air source heat pumps. The results of the consultation will feed into the final tariff application made to the States Trading Supervisory Board (STSB), which has the responsibility to assess and approve tariffs. The Environment and Infrastructure Committee said a new electricity strategy was to be debated before the end of March 2023, with an aim to publish a policy letter on it ""by the endof March 20 23"".",Guernsey Electricity says it is looking at options due to the impact of the Russian invasion of Ukraine.,GE,Resource Transformation,Electrical & Electronic Equipment,General Electric Co,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity’s brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity’s cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7457363333153795, 'Hazardous Waste Management': 0.7545810838795157, 'Materials Sourcing': 0.7564575041254707, 'Energy Management': 0.7998277551643957, 'Product Lifecycle Management': 0.7774023657461999, 'Business Ethics': 0.751203863683128}",0.7998277551643957,Yuning,Major focus,Major focus,Negative,Energy Management,,,,2023-07-18T17:32:06+00:00,https://nypost.com/2023/07/18/ai-powered-sex-robots-will-seem-alive-and-negate-need-for-partner-ex-google-exec-says/,"[{'name': 'sex robots', 'weight': 0.07803403}, {'name': 'Human beings', 'weight': 0.07452151}, {'name': 'augmented reality headsets', 'weight': 0.0737783}, {'name': 'Gawdat', 'weight': 0.07071467}, {'name': 'AI', 'weight': 0.069513835}, {'name': 'Mo Gawdat', 'weight': 0.06863454}, {'name': 'Morgan Freeman', 'weight': 0.06854591}, {'name': 'virtual reality', 'weight': 0.067361854}, {'name': 'sex experience', 'weight': 0.067095436}, {'name': 'erotic pillow talk', 'weight': 0.06594259}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Snapchat', 'type': 'ORG', 'mentions': 1}, {'data': 'Replika', 'type': 'ORG', 'mentions': 2}, {'data': 'Mo Gawdat', 'type': 'PERSON', 'mentions': 9}, {'data': 'Tom Bilyeu', 'type': 'PERSON', 'mentions': 2}, {'data': 'Morgan Freeman', 'type': 'PERSON', 'mentions': 3}, {'data': 'Caryn Marjorie', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rosanna Ramos', 'type': 'PERSON', 'mentions': 1}, {'data': 'Vision Pro', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'a Quest 3', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Neuralink', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Impact Theory', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Bronx', 'type': 'GPE', 'mentions': 1}]","A former senior executive at Google predicted that sex robots powered by artificial intelligence could eliminate the need for a human partner in the bedroom.
+
+Mo Gawdat, who was chief business officer for Google’s clandestine research-and-development arm X, said that AI will usher in a “redesign of love and relationships” in that people won’t be able to tell the difference between real-life sexual encounters and those that are created artificially.
+
+Human beings will soon be able to simulate sex through virtual reality and augmented reality headsets such as Apple’s Vision Pro or a Quest 3, Gawdat told YouTube host Tom Bilyeu of the “Impact Theory” podcast.
+
+The headsets combined with AI-powered bots will trick people into thinking that the sex robot is real, according to Gawdat.
+
+“Just think about all of the illusions that we’re now unable to decipher,” Gawdat told Bilyeu.
+
+“But if we can convince you that this sex robot is alive, or that sex experience in a virtual reality headset or an augmented reality headset is alive, it’s real, then there you go.”
+
+Gawdat said that technological advances will enable computer-backed systems to link into the human brain and make it think it is interacting with a peer.
+
+“If we think a few years further and think of Neuralink and other ways of connecting directly to your nervous system, and why would you need another being in the first place?” Gawdat said.
+
+“You know, that’s actually quite messy,” he said, referencing real-life human relationships.
+
+Gawdat said that even the mental and emotional stimuli that come with intimacy can be recreated artificially.
+
+“It’s all signals in your brain that you enjoy companionship, and sexuality, and — if you really want to take the magic out of it — it can be simulated,” he said.
+
+Gawdat scoffed at the raging debate over whether AI-powered bots can be considered “sentient” — saying it’s irrelevant if the human brain is convinced they are real.
+
+“Once again there is that huge debate of whether they are sentient or not,” Gawdat said.
+
+“Does it really matter if they’re simulating sentientism so well?”
+
+He added: “Does it really matter if the Morgan Freeman talking to you on the screen is actually Morgan Freeman or an AI generated avatar, if you’re convinced that it is Morgan Freeman?”
+
+“We get lost in those conversations of are they alive are they sentient, doesn’t matter if my brain believes they are, they are.”
+
+Earlier this year, 23-year-old Snapchat influencer Caryn Marjorie created a ChatGTP-powered doppelgänger of herself that engages in erotic pillow talk.
+
+The sexbot, CarynAI, boasts over 1,000 boyfriends who each pay $1 a minute for its services.
+
+Rosanna Ramos, a 36-year-old mother of two from the Bronx, virtually “married” an AI bot that was created with the Replika app.
+
+Replika uses AI to lean people’s texting styles, enabling it to mimic humans.
+
+The advance of AI has sparked fears that bots will replace humans in knowledge-based industries — prompting critics to call for a halt in research and development.",502374ddb40f46388ca7e7ff29af841b,Ex-Google exec says AI-powered sex robots will seem ‘alive’ and eliminate need for ‘another being’,4,,,,
+6438,"Prior Ageism Allegations At Google, Facebook And IBM Raise Concerns About Older Workers Being Targeted For Termination - Amid a white-collar recession with thousands of tech, Wall Street, media, real estate and other sectors shedding jobs at an alarming rate, there are concerns that older workers will be targeted.
+
+“When employees are let go during times of economic uncertainty, older workers may be especially vulnerable,” Marketplace reported. A study by economists Gordon Dahl and Matthew Knepper scrutinized the proliferation of age discrimination during recessions. Their research shows that complaints filed with the Equal Employment Opportunity Commission concerning age-related firing allegations rose for each percentage point increase in a state’s monthly unemployment numbers.
+
+In 2020, Brent Arends wrote in an op-ed for MarketWatch, “Age discrimination in the jobs market, which is supposedly illegal, goes up in recessions. Some employers take the opportunity to ax experienced workers who are paid a reasonable wage, and replace them with cheap, desperate kids who will put up with anything.” Arends further cites research from the National Bureau of Economic Research that found “age discrimination rises hand in hand with the unemployment rate.” Older workers tend to be the last hired and the first fired.
+
+Last year, according to a court filing in an age discrimination case against IBM, it was alleged that executives at the company openly discussed in emails forcing out older workers, referring to them as “dinobabies” who should be made an “extinct species.” The filing revealed communications showing “highly incriminating animus” against older employees by officials who, at the time, were in the company’s “highest ranks.”
+
+In an internal email chain, there was a plan to “accelerate change by inviting the ‘dinobabies’ (new species) to leave” and turn them into an “extinct species.” Bloomberg reported, “Company officials also complained about IBM’s ‘dated maternal workforce’ that ‘must change,’ and discussed frustration that IBM had a much lower share of Millennials in its workforce than a competitor, but said its share would increase following layoffs, according to the filing.”
+
+In a statement, an IBM spokesperson said the tech company “never engaged in systematic age discrimination and it terminated employees because of changing business conditions, not because of their age.”
+
+Job descriptions posted on company career sites and job boards usually call for candidates with three to seven years of experience. You rarely see a job listing that requires 20 to 30 years of relevant experience. Many job advertisements demand knowledge and competencies with technology systems and use technical terminology that may not resonate with older workers. The use of corporate titles like “assistant vice president” and “associate” dissuade more senior job candidates from applying—due to embarrassment over taking a so-called junior role.
+
+Ageism becomes a challenge for workers in their mid-to late-30s. One reason is that older workers tend to get paid more than younger workers. From a financial standpoint, if 20-year professionals earning $250,000 are laid off, it will save more than downsizing 20-something-year-olds with $50,000 salaries.
+
+Moreover, there are biases baked into the decisions too. Baby Boomers are perceived as less tech-savvy, set in their ways and wanting to take control due to their seniority.
+
+In 2019, Google settled an age discrimination lawsuit concerning its hiring practices. Cheryl Fillekes, the lead plaintiff in the class-action lawsuit, claimed she was not offered employment at Google despite her “highly pertinent qualifications and programming experience.” Fillekes asserted that she was denied a job because of her age and accused the company of “a systematic pattern and practice of discriminating against older people.
+
+More than 200 job seekers over 40 who applied for positions at Google were awarded a settlement of $11 million. The tech giant was told to train employees and management about age bias, form a committee focused on age diversity—with respect to recruiting—and ensure age-related complaints are fully investigated to comply with the settlement terms.
+
+Two months later, a legal complaint was filed by plaintiff Rodney Broome in Santa Clara County Superior Court accusing Google of age discrimination and harassment. The claimant asserted that Google and one of its managers allegedly engaged in age discrimination.
+
+The supervisor in the complaint was accused of waging a campaign of harassment against the 72-year-old Broome and allegedly intentionally inflicted emotional distress on him because of his age. Allegations were raised that Broome was told by his boss that he was ""old and slow."" He was allegedly called a ""grandpa"" who acted as if he was ""in retirement mode,"" as well as criticized as a ""worthless piece of shit.""
+
+In the past, companies could use Facebook’s job-platform screening tools to only show their job listings to job seekers of a certain age. It was alleged that some companies excluded older workers from being able to view job advertisements. Subsequently, a class-action lawsuit was filed alleging that the corporations utilized Facebook’s platform and analytics to share jobs with and only target younger prospective job seekers. Older potential applicants never had the chance to view the ads and, therefore, could not apply.
+
+In a cost-cutting initiative, Verizon, the largest telecommunications company, offered a ‚Äúvoluntary separation program‚Äù to its employees, alleged to be a means to a massive layoff of older workers. In 2018, IBM terminated the employment of roughly 20,000 American employees over 40, amounting to more than 60% of its total U.S. job cuts. A class-action lawsuit was filed on behalf of former IBM employees asserting age discrimination in its job cuts.","{'positive': 0.013053198, 'negative': 0.92860335, 'neutral': 0.058343485}","A study by economists Gordon Dahl and Matthew Knepper and Brent Arends have highlighted the proliferation of age discrimination during recessions, with complaints filed with the Equal Employment Opportunity Commission concerning age-related firing allegations rising for each percentage point increase in a state's monthly unemployment numbers. IBM and Google have both settled age discrimination lawsuits against each other, while Google settled an age discrimination lawsuit against its hiring practices. Rodney Broome was accused of engaging in a campaign of harassment against him and accused Google and one of its managers of engaged in age discrimination.","Amid a white-collar recession with thousands of tech, Wall Street, media, real estate and other sectors shedding jobs at an alarming rate, there are concerns that older workers will be targeted.",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7636649230283967, 'Environmental Footprint of Hardware Infrastructure': 0.7327261730406046, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7784978800435299, 'Employee Recruitment, Inclusion & Performance': 0.8097747369157852, 'Data Security': 0.7610364562720255}",0.8097747369157852,Yuning,Major focus,Minor focus,Negative,"Employee Recruitment, Inclusion & Performance",Major,Major,Negative,2023-02-23T18:30:28.013000+00:00,https://www.theverge.com/2023/2/23/23612009/google-play-android-apps-privacy-false-misleading-mozilla-study,"[{'name': 'data safety labels', 'weight': 0.10767079}, {'name': 'top Android apps', 'weight': 0.1029417}, {'name': 'apps', 'weight': 0.102926776}, {'name': 'individual Data safety labels', 'weight': 0.10273936}, {'name': 'honest data safety labels', 'weight': 0.101181164}, {'name': 'many iOS apps', 'weight': 0.09561187}, {'name': 'user data', 'weight': 0.09303205}, {'name': 'Data Safety labels', 'weight': 0.08897734}, {'name': 'data sharing', 'weight': 0.0864009}, {'name': 'data', 'weight': 0.08297117}]",[{'name': 'Tech'}],"[{'data': 'Mozilla', 'type': 'ORG', 'mentions': 9}, {'data': 'Google', 'type': 'ORG', 'mentions': 10}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 4}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 5}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'the Play Store', 'type': 'ORG', 'mentions': 1}, {'data': 'Minecraft', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Gmail', 'type': 'ORG', 'mentions': 1}, {'data': 'WhatsApp', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'TechCrunch', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'The Washington Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Caltrider', 'type': 'ORG', 'mentions': 1}, {'data': 'Candy Crush Saga', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Subway Surfers', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'UC Browser-Safe, Fast, Private', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'League of Stickman - Best acti', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Terraria', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iOS', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Jen Caltrider', 'type': 'PERSON', 'mentions': 2}]","An investigation into data safety labels on the Google Play Store has allegedly uncovered “serious loopholes” that allow apps like Twitter, TikTok, and Facebook to easily provide false or misleading information regarding how user data is shared. The study, conducted by the Mozilla Foundation, identified 40 of the most globally downloaded Android apps on the Google Play Store and discovered almost 80 percent had discrepancies between their privacy policies and the information listed on Google Play’s data safety section.
+
+Google launched its data privacy section for the Play Store last year, noting that developers had sole responsibility to provide “complete and accurate declarations” for the information collected by their apps by filling out a Google Data Safety Form. Mozilla argues that these self-reported privacy labels may not accurately reflect what user data is actually being collected due to shortcomings in the safety form’s honor-based system, such as having vague definitions for “collection” and “sharing” and failing to require apps to report data shared with “service providers.”
+
+Mozilla studied the top 20 free apps and top 20 paid apps and then graded them with a score of “poor,” “needs improvement,” or “OK” based on its findings. Sixteen of the 40 total apps, including Twitter, Minecraft, and Facebook, received a “poor” grade, while 15 apps — including TikTok, YouTube, Google Maps, Gmail, WhatsApp, and Instagram — achieved “needs improvement.” Just six apps received an “OK” grade, most of which were mobile games such as Candy Crush Saga and Subway Surfers. Three apps — UC Browser-Safe, Fast, Private; League of Stickman - Best acti; and Terraria — hadn’t even filled out the Google Data Safety Form.
+
+“Consumers care about privacy and want to make smart decisions when they download apps. Google’s Data Safety labels are supposed to help them do that,” says Jen Caltrider, project lead at Mozilla. “Unfortunately, they don’t. Instead, I’m worried they do more harm than good.”
+
+In one example within the report, Mozilla highlights that TikTok and Twitter both claim to not share any data with third parties in their Data Safety Forms, despite clearly stating that data is, in fact, shared with third parties in their respective privacy policies. “When I see Data Safety labels stating that apps like Twitter or TikTok don’t share data with third parties it makes me angry because it is completely untrue. Of course, Twitter and TikTok share data with third parties,” says Caltrider. “Consumers deserve better. Google must do better.”
+
+Google has since issued a statement dismissing the study (seen via TechCrunch), claiming that Mozilla’s grading system is inefficient. “This report conflates company-wide privacy policies that are meant to cover a variety of products and services with individual Data safety labels, which inform users about the data that a specific app collects,” says a Google spokesperson. “The arbitrary grades Mozilla Foundation assigned to apps are not a helpful measure of the safety or accuracy of labels given the flawed methodology and lack of substantiating information.”
+
+Apple has also been criticized for its own developer-submitted privacy labels, with a 2021 report from The Washington Post finding that many iOS apps similarly provided misleading information, with some of the apps falsely reporting that they didn’t collect, share, or track user data.
+
+Mozilla suggests that both Apple and Google should adopt a universal standardized data privacy system across their platforms to address these concerns and recommends that large tech companies take greater responsibility and enforce action against apps that fail to provide accurate information regarding data sharing. “Google Play Store’s misleading Data Safety labels give users a false sense of security,” says Caltrider. “It’s time we have honest data safety labels to help us better protect our privacy.”",4da826000d3348cf9a5add63e3bf57c5,Mozilla study lambasts Google over “misleading” privacy labels on top Android apps,4,,,,
+55120,"Starbucks Vietnam: Why the US chain cannot crack a coffee-loving nation - Starbucks accounted for just 2% of Vietnam's $1.2bn (£934m) coffee-drinking market in 2022, according to Euromonitor International. And its footprint in the country isn't expanding rapidly. It has 92 stores, which works out to less than one for every million people. By comparison, Thailand and Indonesia have about seven and two respectively.
+
+For one thing, the menu is pricey for a competitive market like Vietnam - a busy street hosts at least 10 coffee shops, from roadside stalls to hip cafes. And drinking coffee is far from a luxury in a country where street coffee vendors pushing trolleys often serve the drink on cheap, tiny plastic tables. Some even offer customers newspapers as mats so that they can enjoy their coffee sitting on the ground.
+
+For her, traditional Vietnamese coffee wins hands-down. ""It is stronger and more fragrant. The way Vietnamese coffee is made with the filter helps to extract more coffee. When the coffee is brewed… and the hot water is added to let it drip slowly… [it] is the best.""
+
+To make Vietnamese coffee, a tin filter called a ""phin"" is placed over a glass, and hot water is then poured on the coffee grounds. It takes about 10 minutes for the decoction to percolate into the glass below. The drink can be served hot or cold, and with or without condensed milk, a staple in Vietnamese coffee.
+
+And the menu has none of the local favourites. While the most popular accompaniment is condensed milk, there are more adventurous options too. There is egg coffee, born in Hanoi in the 1940s. Amid an acute milk shortage, an inventive bartender at the Sofitel Legend Metropole Hotel, Nguyen Van Giang, whisked in egg as a substitute.","{'positive': 0.0401337, 'negative': 0.037463557, 'neutral': 0.92240274}","Starbucks is a coffee-drinking giant in Vietnam, accounting for just 2% of the country's $1.2bn (£934m) market in 2022. The menu is pricey for a competitive market, with at least 10 coffee shops, and street coffee vendors often serve the drink on cheap plastic tables. To make Vietnamese coffee, a tin filter is placed over a glass and hot water is poured on the grounds, and it takes about 10 minutes for the decoction to percolate into the glass below. The drink can be served hot or cold, with or without condensed milk, and there are more adventurous options too.","The verdict is clear: Vietnamese people love coffee, but they don’t really seem to like Starbucks.",SBUX,Food & Beverage,Restaurants,Starbucks Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity’s risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant’s reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity’s reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7526814274475375, 'Food Safety': 0.7391401140100956, 'Food & Packaging Waste Management': 0.7389337599448452, 'Nutritional Content': 0.7485061292801262, 'Energy Management': 0.747899264670639, 'Supply Chain Management & Food Sourcing': 0.7374896857091219, 'Labour Practices': 0.7552874005152951}",0.7552874005152951,Yuning,Minor focus,Minor focus,Negative,"Nutritional Content, Food & Packaging Waste Management, Supply Chain Management & Food Sourcing",Major,Major,Negative,2023-02-07T16:00:33+00:00,https://patch.com/illinois/elmhurst/elmhurst-man-victim-scam-northlake,"[{'name': 'Northlake police', 'weight': 0.17764324}, {'name': 'police', 'weight': 0.14893545}, {'name': 'Northlake', 'weight': 0.11541228}, {'name': 'the police report', 'weight': 0.08769597}, {'name': 'Elmhurst Man', 'weight': 0.08418258}, {'name': 'change', 'weight': 0.07497517}, {'name': '.', 'weight': 0.07495184}, {'name': 'Bensenville Fire District No', 'weight': 0.07054377}, {'name': 'Scam', 'weight': 0.06992133}, {'name': 'Discover', 'weight': 0.065123856}]",[],"[{'data': 'Elmhurst', 'type': 'GPE', 'mentions': 2}, {'data': 'Northlake', 'type': 'GPE', 'mentions': 3}, {'data': 'Paul Guerino', 'type': 'PERSON', 'mentions': 7}, {'data': 'Bensenville Fire District No. 1', 'type': 'ORG', 'mentions': 1}, {'data': 'Patch', 'type': 'ORG', 'mentions': 2}, {'data': 'Dollar Tree', 'type': 'ORG', 'mentions': 1}, {'data': 'Discover', 'type': 'ORG', 'mentions': 4}, {'data': 'the afternoon', 'type': 'TIME', 'mentions': 1}]","The victim was retired Elmhurst teacher Paul Guerino, who also belongs to the board for Bensenville Fire District No. 1. Guerino has already written about the incident on Patch, which obtained the police report through a public records request to Northlake police.
+
+On the afternoon of Jan. 29, Guerino was walking to his car parked near the front entrance when a man approached him, the report said. The man wanted change for a $20 bill. Guerino told police that he pulled out his wallet and checked his cash, giving the man change. Guerino then went to Dollar Tree at 6 W. North Ave. in Northlake.
+
+There, he found his Discover credit card missing. He said he usually leaves the card sticking out because it's the only one he uses, police said. Guerino said that when he returned home and called Discover, he found out that someone bought a $1,000 television using the card, police said.
+
+He said Discover would reverse the charges. He said he did not seek an investigation, but only wanted police to be aware of the parking lot scam, the report said. In a post on Patch, Guerino wrote, ""My Discover card is in the front of my wallet and extends upwards, so it is easy to pull out. While I was turning around, his swift fingers got my card.""",4b3a3e15ee08420a80fb1e4c1509b439,Elmhurst Man Victim Of Scam In Northlake,4,,,,
+13347,"Nvidia, Other Chip Stocks Fall on Soft Industry Outlook - Your browser does not support iframes
+
+Another disappointing forecast from a chip maker has semiconductor stocks dropping.
+
+The PHLX Semiconductor Sector Index is down more than 2% on Wednesday after the second soft outlook in a week from a major industry player—in this case, Texas Instruments.
+
+The company said Tuesday that it expects third-quarter revenue in the range of $4.36 billion to $4.74 billion and earnings per share between $1.68 and $1.92. The consensus analyst forecast for third-quarter earnings is $1.82 per share, according to FactSet, and analysts had expected $1.93 as recently as June 30.
+
+Taiwan Semiconductor, the world’s largest contract chip maker, also disappointed investors with its business outlook last week.
+
+Texas Instruments was down more than 5% late Wednesday morning.","{'positive': 0.0069877617, 'negative': 0.97519445, 'neutral': 0.017817756}","Texas Instruments, the world's largest contract chip maker, and Taiwan Semiconductor, have both reported soft outlooks for the third-quarter. The stock index dropped more than 2% on Wednesday due to the company's third soft outlook in a week. The consensus analyst forecast is $1.82 per share, and analysts had expected $ 1.93 as recently as June 30. Texas Instruments was down more than 5% late Wednesday morning.","Another disappointing forecast from a chip maker has semiconductor stocks dropping.
+The PHLX Semiconductor Sector Index is down more than 2% on Wednesday after the second soft outlook in a week from a major industry player—in this case, Texas Instruments.
+
+The company said Tuesday that it expects t",NVDA,Technology & Communications,Semiconductors,Nvidia Corp,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‚Äòultra-pure‚Äô water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply‚Äôscost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operates are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities‚Äô IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.7802928825211605, 'Water Management': 0.7446437011665188, 'Greenhouse Gas Emissions': 0.7726830337946291, 'Energy Management in Manufacturing': 0.7881753026297255, 'Materials Sourcing': 0.7853084793357709, 'Intellectual Property Protection & Competitive Behaviour': 0.7637340546630207, 'Product Lifecycle Management': 0.7952057052288056, 'Employee Health & Safety': 0.7596611138325969, 'Waste Management': 0.751138736930361}",0.7952057052288056,Yuning,No focus,No focus,Neutral,,No,Minor,,2023-03-29T12:00:36.613000+00:00,https://www.bloomberg.com/news/articles/2023-03-29/google-expands-visibility-on-ads-with-new-transparency-center?srnd=premium-europe,"[{'name': 'global ads', 'weight': 0.13184461}, {'name': 'Meta Platforms Inc.', 'weight': 0.11447162}, {'name': 'Twitter Inc.', 'weight': 0.10618069}, {'name': 'Dan Taylor', 'weight': 0.10403863}, {'name': 'Google', 'weight': 0.084726885}, {'name': 'people', 'weight': 0.07652543}, {'name': 'trust', 'weight': 0.07651321}, {'name': 'Transparency', 'weight': 0.07528167}, {'name': 'Google’s vice president', 'weight': 0.06675688}, {'name': 'rivals', 'weight': 0.0658132}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Alphabet Inc.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta Platforms Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Dan Taylor', 'type': 'PERSON', 'mentions': 1}]","Alphabet Inc.’s Google is launching a tool to make its advertising service more transparent, following rivals like Meta Platforms Inc. and Twitter Inc. that years ago released public, searchable archives of the ads that run on their digital platforms.
+
+“Transparency breeds trust with people and with our partners, and helps keep us accountable for the work we do,” Dan Taylor, Google’s vice president of global ads, said in a press briefing ahead of the announcement. “One thing we’ve heard loud and clear from users is that they want to know more about who is showing them the ads that they are seeing online.”",476534cd05c64c42a78359bda8f8e8f6,Google Expands Visibility Into Who’s Behind Its Ads,4,,,,
+5516,"Oilfield services groups cheer ‚Äòstructural upcycle‚Äô after highly profitable year - The ‚ÄúBig Three‚Äù international oilfield services groups last year registered their most profitable 12 months since the heyday of the US shale boom as high energy prices in the wake of Russia‚Äôs invasion of Ukraine spurred global drilling activity. Halliburton, Baker Hughes and SLB reported aggregate net income of $4.4bn in 2022, the highest combined figure since 2014, as the war in Ukraine exacerbated fears over fuel shortages and triggered a rush to boost oil and gas production. Olivier Le Peuch, chief executive of SLB ‚Äî previously known as Schlumberger ‚Äî described 2022 as a ‚Äúpivotal‚Äù year for the energy industry, which he said had entered the ‚Äúearly phase of a structural upcycle‚Äù.","{'positive': 0.90780056, 'negative': 0.041893944, 'neutral': 0.050305516}","Oilfield services groups cheer ‚Äòstructural upcycle‚Äô after highly profitable year. The ‚ÄúBig Three‚Äù international oilfield services groups last year registered their most profitable 12 months since the heyday of the US shale boom as high energy prices in the wake of Russia‚Äôs invasion of Ukraine spurred global drilling activity. Halliburton, Baker Hughes and SLB reported aggregate net income of $4.4bn in 2022, the highest combined figure since 2014, as the war in Ukraine exacerbated fears over fuel shortages and triggered a rush to boost oil and gas production. Olivier Le Peuch, chief executive of SLB ‚Äî previously known as Schlumberger ‚Äî described 2022 as a ‚Äúpivotal‚Äù year for the energy industry, which he said had entered the ‚Äúearly phase of a structural upcycle‚Äù.","The ‚ÄúBig Three‚Äù international oilfield services groups last year registered their most profitable 12 months since the heyday of the US shale boom as high energy prices in the wake of Russia‚Äôs invasion of Ukraine spurred global drilling activity.  Halliburton, Baker Hughes and SLB reported aggregate net income of $4.4bn in 2022, the highest combined figure since 2014, as the war in Ukraine exacerbated fears over fuel shortages and triggered a rush to boost oil and gas production.  Olivier Le Peuch, chief executive of SLB ‚Äî previously known as Schlumberger ‚Äî  described 2022 as a ‚Äúpivotal‚Äù year for the energy industry, which he said had entered the ‚Äúearly phase of a structural upcycle‚Äù.",SLB,Extractives & Minerals Processing,Oil & Gas - Services,Schlumberger Ltd,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers‚Äô water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas ‚Äì Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers‚Äîthe oil and gas exploration and production (E&P) entities‚Äîcan be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.8124976195698131, 'Business Ethics & Payments Transparency': 0.7850565341548119, 'Water Management Services': 0.7905194376109949, 'Ecological Impact Management': 0.7865565032616998, 'Workforce Health & Safety': 0.8089969749249907, 'Critical Incident Risk Management': 0.7880405252061458, 'Chemicals Management': 0.8029192193188646, 'Emissions Reduction Services & Fuels Management': 0.800027684346767}",0.8124976195698131,Yuning,Minor focus,Major focus,Positive,,Major,Major,Positive,2023-04-14T20:11:53+00:00,https://nypost.com/2023/04/14/amber-valletta-swipes-at-j-los-iconic-versace-dress-i-wore-it-first/,"[{'name': 'J.Lo’s iconic Versace dress', 'weight': 0.06702049}, {'name': 'Lopez', 'weight': 0.064554}, {'name': 'fierce Versace sexiness', 'weight': 0.06448651}, {'name': 'pop culture history', 'weight': 0.06204525}, {'name': 'Jennifer Lopez’s iconic Versace gown', 'weight': 0.06185493}, {'name': 'J.Lo', 'weight': 0.058821004}, {'name': 'Versace', 'weight': 0.057792842}, {'name': 'Donatella Versace', 'weight': 0.056843575}, {'name': 'Looks', 'weight': 0.054804385}, {'name': 'Moments', 'weight': 0.05389266}]",[{'name': 'Entertainment'}],"[{'data': 'Amber Valletta', 'type': 'PERSON', 'mentions': 3}, {'data': 'J.Lo', 'type': 'PERSON', 'mentions': 4}, {'data': 'Jennifer Lopez’s', 'type': 'PERSON', 'mentions': 7}, {'data': 'Donatella Versace', 'type': 'PERSON', 'mentions': 1}, {'data': 'Geri Halliwell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ginger Spice', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eric Schmidt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Trey Parker', 'type': 'PERSON', 'mentions': 1}, {'data': 'Versace', 'type': 'ORG', 'mentions': 5}, {'data': 'Vogue', 'type': 'ORG', 'mentions': 1}, {'data': 'the Spice Girls', 'type': 'ORG', 'mentions': 1}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet, Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Oscars', 'type': 'ORG', 'mentions': 1}, {'data': 'Us Magazine', 'type': 'ORG', 'mentions': 1}, {'data': 'Grammy', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Life in Looks', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'On the Floor', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Moments In Fashion', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Saturday Night Live', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'South Park', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'the “Rock Style” Med Gala', 'type': 'EVENT', 'mentions': 1}, {'data': 'NRJ Music Awards', 'type': 'EVENT', 'mentions': 1}, {'data': 'Grammys', 'type': 'EVENT', 'mentions': 1}, {'data': 'Cannes', 'type': 'GPE', 'mentions': 1}, {'data': 'France', 'type': 'GPE', 'mentions': 1}]","The former model took a playful swipe at Jennifer Lopez’s iconic Versace gown – the sheer, emerald and teal foliage frock the singer sported on the 2000 Grammy’s carpet – on Thursday’s installment of Vogue’s “Life in Looks” video series.
+
+Valletta, 49, reminded everyone that she “wore it first” on the catwalk just a year prior to its viral success as one of J.Lo’s most iconic looks.
+
+“This dress has been Googled more times than any other look in history,” the supermodel said in the latest episode. “It literally broke the internet when [Lopez] wore it, so it’s kind of cool to be a part of that history — but I wore it first.”
+
+In fact, even Donatella Versace donned the dress before Lopez did when attending the “Rock Style” Med Gala in 1999, followed in January 2000 by Geri Halliwell, otherwise known as Ginger Spice of the Spice Girls, at the Cannes, France, NRJ Music Awards.
+
+But apparently, the fourth time’s the charm – the dress didn’t make a splash until everyone caught a glimpse of J.Lo at the Grammys later that year.
+
+The supermodel described the dress as “the pinnacle of fierce Versace sexiness, blonde ambition,” but it didn’t become a style sensation until Lopez graced the red carpet in the dangerously low-cut design, paving the way for more daring outfits.
+
+“It was a massive iconic moment when she wore that dress,” Valletta continued. “Nobody went out like that, ever. I mean, no one had ever shown skin in the front like that, you know, past the navel.”
+
+“I think it was just so ahead of its time and just said, ‘I’m woman and hear me roar,’ ” she added. “Literally from the jungle.”
+
+The “On the Floor” singer previously revealed how she nearly didn’t wear the statement piece at all.
+
+In a video for the YouTube series “Moments In Fashion,” Lopez said it took some convincing before her stylist allowed her to wear the gown – at the time, she wasn’t sure what the hubbub was about, not realizing what a commotion the gown would cause.
+
+The Versace creation not only served as the blueprint for brazen fashion, but it also inspired Google.com to launch its image search feature after queries for the gown skyrocketed.
+
+At the time, Eric Schmidt, the former executive chairman of Google and its parent company Alphabet, Inc., wrote that it was “the most popular search query” the engine had seen, but as people clamored to find J.Lo in the dress, the tech giant realized it needed the image search function to deliver exactly what the people wanted.
+
+Other than sparking a viral frenzy, the dress became cemented into pop culture history, inspiring a “Saturday Night Live” skit and even “South Park” co-creator Trey Parker to debut an unconvincing dupe on the Oscars red carpet later that year.
+
+Lopez herself has worn the dress – or a version of it – multiple times over the last two decades, including on the Versace runway in 2019 in a reimagined rendition.
+
+“We knew it would be a fun moment but we did not know, just like the first time, that it would be like a thing,” Lopez previously said, according to Us Magazine. “We didn’t know that it was so viral.”",3461dab131df4adca75616a490c35409,Amber Valletta swipes at J.Lo’s iconic Versace dress: ‘I wore it first’,4,,,,
+16227,"Homebuyers gobble up new homes in April amid inventory shortages - Faced with few choices on the resale market, homebuyers turned to newly built houses in April, sending sales of these homes higher.
+
+New home sales jumped 4.1% to a seasonally adjusted rate of 683,000 units last month from the downwardly revised March rate of 656,000. That was 11.8% above the year-ago level and above the Bloomberg consensus expectation of 665,000 units for April.
+
+Homebuilders, though, anticipated the sales gain. PulteGroup (PHM) CEO Ryan Marshall said April was performing ""at a really strong level"" in the company's earnings call last month, while D.R. Horton's (DHI) vice president of investor relations was ""pleased with our sales pace in April.""
+
+The increase in sales underscores how homebuyers are considering all alternatives to move forward on their purchase plans in a market lacking previously-owned homes. These buyers, too, are getting better deals on mortgage rates — thanks to financing incentives from homebuilders.
+
+Still, builders can’t solve the entire inventory shortage plaguing the market as they continue to face construction headwinds.
+
+There were 433,000 new homes for sale by the end of April, up slightly from 432,000 in March. That represents 7.6 months of supply at the current sales rate — down from 7.9 months in March.
+
+The lack of inventory on the existing home side — due largely to the mortgage rate trap — has given builders an edge, Robert Dietz, chief economist for the National Association of Home Builders (NAHB), told Yahoo Finance. In March 33% of homes listed for sale were new homes in various stages of construction, when typically the share from 2000 to 2019 was 12.7%.
+
+“We have less than three months of resale inventory, and with interest rates where they are, [prospective buyers] are gonna have to increasingly look at new construction, because of that lack of recent inventory,” Dietz said.
+
+Builders have also sped up the development of new homes. For instance, construction of new U.S. homes increased in April, reversing March’s drop, according to government data released last week. Housing starts and permits for single-family homes both increased month over month.
+
+The median sales price of new houses sold in April was $420,800, down from $455,800 the month prior.
+
+To further help with affordability, builders have been offering discounts on mortgage rates through their financing arms, a big advantage they have over regular home sellers. For instance, earlier this year Pulte offered a 30-year mortgage rate of 4.25% for qualified homes under construction when the average rate on a 30-year mortgage ranged from 6.09% to 6.73%.
+
+""We’ve had a national mortgage rate buydown program in effect since the beginning of the year. And what we’ve been able to do is use that as another selling tool,"" PulteGroup CFO Pablo Shaughnessy said last. month on the company's earnings call. ""And so for some people, it’s 'hey, get my rate as low as you can get it.'""
+
+Though the sale of new homes increased in April, disruptions in production may still threaten to limit those gains.
+
+""We are continuing to work with our trade partners and suppliers to reduce our construction costs on new home starts,"" D.R. Horton CFO Bill Wheat said last month on the company's earnings call. ""We are making some limited progress in these efforts, but are also still experiencing some cost increases due to the overall inflationary environment.""
+
+High construction costs, material supply chain disruptions, and tightening credit conditions on construction loans brought on by recent banking failures in the U.S. are a challenge to new construction, the National Association of Home Builders said.
+
+“The challenge for the industry continues to be the housing shortage,” Dietz said. “It’s a challenge that stretches all the way back to the Great Recession and was supercharged during the COVID pandemic because we saw interest rates go down so low. We need to build more to improve that deficit.”
+
+Gabriella is a personal finance reporter at Yahoo Finance. Follow her on Twitter @__gabriellacruz.
+
+Click here for the latest economic news and economic indicators to help you in your investing decisions
+
+Read the latest financial and business news from Yahoo Finance","{'positive': 0.22432263, 'negative': 0.7537037, 'neutral': 0.02197363}","Homebuyers turned to newly built houses in April, sending sales of these homes higher. The increase in sales underscores how homebuyers are considering all alternatives to move forward on their purchase plans in a market lacking previously-owned homes. Homebuilders are also offering discounts on mortgage rates through their financing arms, a big advantage they have over regular home sellers. Construction of new U.S. homes increased in April and housing starts and permits for single-family homes both increased month over month. Despite this, disruptions in production may still threaten to limit those gains.","New home sales jumped 4.1% to a seasonally adjusted rate of 683,000 units last month from the revised March rate of 656,000.",DHI,Infrastructure,Home Builders,Horton D.R. Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7701141389426703, 'Design for Resource Efficiency': 0.7832618133644241, 'Community Impacts of New Developments': 0.7908011083744764, 'Climate Change Adaptation': 0.7815244131173921, 'Workforce Health & Safety': 0.765179599852384}",0.7908011083744764,Yuning,Minor focus,Major focus,Neutral,"Land Use & Ecological Impacts, Design for Resource Efficiency, Community Impacts of New Developments, Climate Change Adaptation",Major,Major,Negative,2022-11-06T22:27:12+00:00,https://www.thesun.co.uk/news/20344230/life-ruined-hundred-calls-think-im-google/,"[{'name': 'Google Business UK', 'weight': 0.13458872}, {'name': 'phone calls', 'weight': 0.13337095}, {'name': 'Google', 'weight': 0.13182338}, {'name': 'daily phone calls', 'weight': 0.12979676}, {'name': 'years', 'weight': 0.099060625}, {'name': 'a Google business case study', 'weight': 0.085595466}, {'name': 'Djamel', 'weight': 0.080942534}, {'name': 'Djamel Ait Idir’s work number', 'weight': 0.07011756}, {'name': 'table bookings', 'weight': 0.06854916}, {'name': 'South London', 'weight': 0.067265116}]",[{'name': 'Lifestyle'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'CAFE', 'type': 'ORG', 'mentions': 1}, {'data': 'Sun', 'type': 'ORG', 'mentions': 1}, {'data': 'Djamel Ait Idir’s', 'type': 'PERSON', 'mentions': 3}, {'data': 'UK', 'type': 'GPE', 'mentions': 1}, {'data': 'Brixton', 'type': 'GPE', 'mentions': 1}, {'data': 'South London', 'type': 'GPE', 'mentions': 1}, {'data': 'all night', 'type': 'TIME', 'mentions': 1}, {'data': 'Algerian', 'type': 'NORP', 'mentions': 1}]","A CAFE owner’s life is being ruined by hundreds of daily phone calls pestering him for advice after a bungle by Google.
+
+Djamel Ait Idir’s work number is the first to appear for the search: “How do I contact Google Business UK?”
+
+Djamel, who fields 300 calls a day, said: “I get them all night.
+
+“I can’t take any more.
+
+“I’ve spent years trying to get Google to help me.
+
+“People get abusive if I put the phone down.
+
+He dares not turn off his mobile for fear of missing table bookings.
+
+Djamel, 51 — who runs an Algerian café in Brixton, South London — thinks the problem is linked to him volunteering as a Google business case study two years ago.
+
+Google has told him it is seeking “the best resolution”.
+
+The Sun contacted it for comment.",5d7436b6ccd64b8e9794d159b918aab7,I’m a cafe owner and my life is being ruined by hundreds of phone calls a day – they think I’m Google,4,,,,
+10928,"First Solar, Inc. (FSLR) is Attracting Investor Attention: Here is What You Should Know - First Solar (FSLR) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.
+
+Over the past month, shares of this largest U.S. solar company have returned -5.1%, compared to the Zacks S&P 500 composite's -5.3% change. During this period, the Zacks Solar industry, which First Solar falls in, has lost 18.3%. The key question now is: What could be the stock's future direction?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, First Solar is expected to post a loss of $0.19 per share, indicating a change of -115.5% from the year-ago quarter. The Zacks Consensus Estimate has changed -3.8% over the last 30 days.
+
+The consensus earnings estimate of -$0.53 for the current fiscal year indicates a year-over-year change of -112.1%. This estimate has changed -0.4% over the last 30 days.
+
+For the next fiscal year, the consensus earnings estimate of $4.98 indicates a change of +1,040.2% from what First Solar is expected to report a year ago. Over the past month, the estimate has changed -0.4%.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, First Solar is rated Zacks Rank #3 (Hold).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+Even though a company's earnings growth is arguably the best indicator of its financial health, nothing much happens if it cannot raise its revenues. It's almost impossible for a company to grow its earnings without growing its revenue for long periods. Therefore, knowing a company's potential revenue growth is crucial.
+
+For First Solar, the consensus sales estimate for the current quarter of $995.81 million indicates a year-over-year change of +9.8%. For the current and next fiscal years, $2.61 billion and $3.42 billion estimates indicate -10.6% and +30.7% changes, respectively.
+
+First Solar reported revenues of $628.93 million in the last reported quarter, representing a year-over-year change of +7.8%. EPS of -$0.46 for the same period compares with $0.42 a year ago.
+
+Compared to the Zacks Consensus Estimate of $770.26 million, the reported revenues represent a surprise of -18.35%. The EPS surprise was -100%.
+
+Over the last four quarters, First Solar surpassed consensus EPS estimates two times. The company topped consensus revenue estimates just once over this period.
+
+No investment decision can be efficient without considering a stock's valuation. Whether a stock's current price rightly reflects the intrinsic value of the underlying business and the company's growth prospects is an essential determinant of its future price performance.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+First Solar is graded C on this front, indicating that it is trading at par with its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about First Solar. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.063461475, 'negative': 0.71215576, 'neutral': 0.22438274}","During this period, the Zacks Solar industry, which First Solar falls in, has lost 18.3%. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, First Solar is rated Zacks Rank #3 (Hold). 
+
+Over the last four quarters, First Solar surpassed consensus EPS estimates two times.","Zacks users have recently been watching First Solar (FSLR) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.",FSLR,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,First Solar Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7355383667629589, 'Regulations': 0.7784814004432983, 'Product End-of-life Management': 0.7668510912365537, 'Water Management in Manufacturing': 0.7619721894572964, 'Energy Management in Manufacturing': 0.7994447403033427, 'Materials Sourcing': 0.7800505335153399, 'Ecological Impacts of Project Development': 0.7689872908807285}",0.7994447403033427,Yuning,Minor focus,Minor focus,Neutral,"Energy Management in Manufacturing, None",No,Major,,2023-07-10T19:05:04+00:00,https://nypost.com/2023/07/10/sun-valley-summer-camp-for-billionaires-on-tap-after-tough-year/,"[{'name': 'last year', 'weight': 0.08269421}, {'name': 'tough year', 'weight': 0.066032596}, {'name': 'last month', 'weight': 0.0653198}, {'name': 'years past', 'weight': 0.0644399}, {'name': 'year', 'weight': 0.06352497}, {'name': 'years', 'weight': 0.06352497}, {'name': 'last week', 'weight': 0.06304988}, {'name': 'LinkedIn co-founder Reid Hoffman', 'weight': 0.057171486}, {'name': '-anchor Becky Quick', 'weight': 0.055652324}, {'name': 'companies', 'weight': 0.052689325}]",[],"[{'data': 'Sun Valley', 'type': 'LOC', 'mentions': 6}, {'data': 'Idaho', 'type': 'GPE', 'mentions': 2}, {'data': 'Hailey', 'type': 'GPE', 'mentions': 1}, {'data': 'Hollywood', 'type': 'GPE', 'mentions': 1}, {'data': 'Allen & Co.’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Disney', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Berkshire Hathaway', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': 'ESPN', 'type': 'ORG', 'mentions': 1}, {'data': 'WarnerBros', 'type': 'ORG', 'mentions': 1}, {'data': 'Discovery', 'type': 'ORG', 'mentions': 1}, {'data': 'CNN', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 3}, {'data': 'Threads', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Variety', 'type': 'ORG', 'mentions': 1}, {'data': 'Activision Blizzard', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Trade Commission', 'type': 'ORG', 'mentions': 3}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'New York Post', 'type': 'ORG', 'mentions': 1}, {'data': 'NewsCorp', 'type': 'ORG', 'mentions': 1}, {'data': 'Paramount Global', 'type': 'ORG', 'mentions': 1}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 1}, {'data': 'CAA', 'type': 'ORG', 'mentions': 1}, {'data': 'NFL', 'type': 'ORG', 'mentions': 1}, {'data': 'NBA', 'type': 'ORG', 'mentions': 1}, {'data': 'MLB', 'type': 'ORG', 'mentions': 1}, {'data': 'PGA Tour', 'type': 'ORG', 'mentions': 1}, {'data': 'LIV', 'type': 'ORG', 'mentions': 1}, {'data': 'Treasury', 'type': 'ORG', 'mentions': 1}, {'data': 'CIA', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'CBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Neuralink', 'type': 'ORG', 'mentions': 1}, {'data': 'the Washington Post', 'type': 'ORG', 'mentions': 1}, {'data': 'Verizon', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo', 'type': 'ORG', 'mentions': 1}, {'data': 'Friedman Memorial Airport', 'type': 'FAC', 'mentions': 1}, {'data': 'Bob Iger', 'type': 'PERSON', 'mentions': 3}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 2}, {'data': 'Warren Buffett', 'type': 'PERSON', 'mentions': 1}, {'data': 'David Zaslav', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 3}, {'data': 'Sam Altman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bobby Kotick', 'type': 'PERSON', 'mentions': 1}, {'data': 'Peter Thiel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Reid Hoffman', 'type': 'PERSON', 'mentions': 1}, {'data': 'Oprah Winfrey', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rupert Murdoch', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shari Redstone', 'type': 'PERSON', 'mentions': 1}, {'data': 'Reed Hastings', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ted Sarandos', 'type': 'PERSON', 'mentions': 1}, {'data': 'Greg Peters', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bryan Lourd', 'type': 'PERSON', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jeffrey Katzenberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brian Grazer', 'type': 'PERSON', 'mentions': 1}, {'data': 'Roger Goodell', 'type': 'PERSON', 'mentions': 1}, {'data': 'Adam Silver', 'type': 'PERSON', 'mentions': 1}, {'data': 'Rob Manfred', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jay Monahan', 'type': 'PERSON', 'mentions': 2}, {'data': 'Larry Summers', 'type': 'PERSON', 'mentions': 1}, {'data': 'David Petraeus', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andrew Ross Sorkin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Becky Quick', 'type': 'PERSON', 'mentions': 1}, {'data': 'Van Jones', 'type': 'PERSON', 'mentions': 1}, {'data': 'Erin Burnett', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bari Weiss', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gayle King', 'type': 'PERSON', 'mentions': 1}, {'data': 'David Begnaud', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shivon Zilis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bezos', 'type': 'PERSON', 'mentions': 1}, {'data': 'Threads', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Saudi', 'type': 'NORP', 'mentions': 1}, {'data': 'Congressional', 'type': 'NORP', 'mentions': 1}, {'data': 'DealBook', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Squawk Box', 'type': 'WORK_OF_ART', 'mentions': 1}]","Fourth of July has come and gone — and that means the swanky Sun Valley ski resort in Idaho is set to host A-list moguls from across tech, media and business at Allen & Co.’s annual “summer camp for billionaires.”
+
+The runway of nearby Friedman Memorial Airport in Hailey, Idaho will be clogged with private jets this week, with bigwigs like Disney’s Bob Iger and Meta’s Mark Zuckerberg breaking out their shades, golf shirts and power vests – or maybe a green, lizard-print, button-down, like Berkshire Hathaway Chairman Warren Buffett donned last year.
+
+The conference’s private events each year are a closely-guarded secret, but the titans set to participate in closed-door dealmaking and hobnobbing may be more somber than usual as they stroll the grounds or grab a coffee.
+
+Mergers and acquisitions — the bread-and-butter draw of Sun Valley — have dried up this year as companies face a still-uncertain outlook. While markets have bounced back from last year’s brutal selloff, tech giants like Google, Meta, Amazon and Microsoft are still smarting from massive layoffs as they slash spending and redouble their efforts on winning the artificial intelligence race.
+
+In the media sector, industry mainstays like Iger, who just ordered major job cuts at Disney properties such as ESPN, and WarnerBros. Discovery’s David Zaslav, whose ratings-challenged network CNN is the subject of sale rumors, are under pressure to turn around their struggling empires.
+
+In tech, Meta boss Zuckerberg is set to attend just days after his company launched its Twitter-like social media app Threads in a direct challenge to Elon Musk. Threads has already gained more than 100 million users – as well as threats of legal action from Musk.
+
+AI will surely be a key topic of discussion. OpenAI’s head honcho Sam Altman is slated to be in town for the gathering, as is Microsoft boss Satya Nadella, whose company has poured billions into the AI firm’s operations.
+
+Apple CEO Tim Cook will be in town after steering the iPhone maker to an unprecedented $3 trillion market cap, as will Google boss Sundar Pichai, according to a guest list published by Variety last month.
+
+Activision Blizzard CEO Bobby Kotick will be rubbing elbows even as he awaits word on whether a federal judge will side with the Federal Trade Commission in its bid to block the company’s sale to Microsoft for $69 billion. Tech investor Peter Thiel and LinkedIn co-founder Reid Hoffman also made the cut.
+
+From the media world, prominent figures such as Oprah Winfrey, New York Post and NewsCorp owner Rupert Murdoch and Paramount Global chair Shari Redstone were all invited to join Iger and Zaslav at the event.
+
+Netflix execs Reed Hastings, Ted Sarandos and Greg Peters are set to attend alongside Hollywood mainstays like CAA’s Bryan Lourd, newly minted Biden re-election campaign co-chair Jeffrey Katzenberg, famed producer Brian Grazer and many others.
+
+Sports leaders such as NFL Commissioner Roger Goodell, NBA Commissioner Adam Silver and MLB Commissioner Rob Manfred were tapped to attend.
+
+PGA Tour Commissioner Jay Monahan, whose recent tie-up with the Saudi-backed LIV circuit has drawn Congressional scrutiny over “sportswashing” allegations, is also on the list. Monahan returned to work last week after a brief medical hiatus.
+
+On the public policy front, ex-Treasury Secretary Larry Summers and former CIA head David Petraeus are among those who are said to have scored invitations.
+
+Sun Valley is also set to play host to prominent journalists. Andrew Ross Sorkin, the New York Times’ “DealBook” columnist and CNBC host, is expected to show up at the shindig, as is his “Squawk Box” co-anchor Becky Quick.
+
+CNN personality Van Jones is on the roster, alongside his network colleague Erin Burnett, The Free Press founder Bari Weiss and CBS journalists Gayle King and David Begnaud.
+
+Musk, a featured speaker at last year’s festivities, was notably absent from the guest list. The Twitter owner’s appearance in Sun Valley last year came in the midst of his messy $44 billion Twitter takeover and just days after a report surfaced that he had fathered twins with Shivon Zilis, an executive at his brain chip company Neuralink.
+
+The Sun Valley confab has served as the starting point for major deals, both expected and unlikely, in years past. Major examples include Bezos’ deal to acquire the Washington Post for $250 million or Verizon’s acquisition of Yahoo for $4.8 billion.",c19726de316a4a999044bfd3148d26aa,"Sun Valley ‘summer camp for billionaires’ looms after tough year for tech, media moguls",4,,,,
+6538,"Walmart raising wages for hourly U.S. workers - Walmart will raise hourly wages for store workers to an average of more than $17.50, up from $17, the company told U.S.-based employees Tuesday.
+
+Why it matters: The labor market for the retail sector is perennially tight, with nearly 600,000 job openings every year on average over the next decade, or about 14% of total jobs, according to the U.S. Bureau of Labor Statistics.
+• ""Most of those openings are expected to result from the need to replace workers who transfer to different occupations or exit the labor force, such as to retire,"" the BLS notes.
+• For context, the percentage of open jobs on average for software developers — one of the fastest growing jobs — is about 8% on average over next decade.
+
+Details: Store workers who currently earn between $12 and $18 an hour will make between $14 and $19 an hour starting in early March, Walmart spokesperson Anne Hatfield told CNBC.
+• Roughly 340,000 people will see their pay bumped, or about 21% of Walmart's 1.6 million employees.
+
+The big picture: Walmart's move brings wages roughly in line with Amazon, which last year increased pay for warehouse and delivery workers to between $16 and $26 per hour, or an average $19 an hour.
+• Target last year increased its minimum wage to as high as $24 an hour.
+
+The booming labor market isn't cooperating with the Fed","{'positive': 0.12702875, 'negative': 0.73338264, 'neutral': 0.13958856}","Why it matters: The labor market for the retail sector is perennially tight, with nearly 600,000 job openings every year on average over the next decade, or about 14% of total jobs, according to the U.S. Bureau of Labor Statistics. • For context, the percentage of open jobs on average for software developers — one of the fastest growing jobs — is about 8% on average over next decade. Details: Store workers who currently earn between $12 and $18 an hour will make between $14 and $19 an hour starting in early March The big picture: Walmart's move brings wages roughly in line with Amazon, which last year increased pay for warehouse and delivery workers to between $16 and $26 per hour, or an average $19 an hour.
+• Target last year increased its minimum wage to as high as $24 an hour.",High churn in retail prompts more wage hikes among big retailers.,WMT,Consumer Goods,Multiline and Specialty Retailers & Distributors,Walmart Inc.,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail’s significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers’ rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity’s reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers’ preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.7318125842355386, 'Product Sourcing, Packaging & Marketing': 0.7052154539288985, 'Energy Management in Retail & Distribution': 0.7125256920096691, 'Labour Practices': 0.8094704795312123, 'Data Security': 0.718518985926144}",0.8094704795312123,Yuning,Major focus,Major focus,Positive,Labour Practices,Major,Major,Positive,2023-02-21T16:22:49.492000+00:00,https://www.nydailynews.com/news/national/ny-supreme-court-gonzales-v-google-role-in-terrorism-20230221-75o746pq4zbbnkgfqy2i56cofa-story.html,"[{'name': 'social media laws', 'weight': 0.095770404}, {'name': 'social media sites', 'weight': 0.08735142}, {'name': 'Google', 'weight': 0.08001299}, {'name': 'Lower courts', 'weight': 0.07791511}, {'name': 'harmful content', 'weight': 0.07493026}, {'name': 'other internet companies', 'weight': 0.07425972}, {'name': 'ISIS terrorist attacks', 'weight': 0.073804796}, {'name': 'terrorist attacks', 'weight': 0.07070848}, {'name': 'Islamic State gunmen', 'weight': 0.07059319}, {'name': 'Islamic State', 'weight': 0.069210485}]","[{'name': 'General'}, {'name': 'Politics'}]","[{'data': 'Gonzalez', 'type': 'PERSON', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'Supreme Court', 'type': 'ORG', 'mentions': 3}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Cal State Long', 'type': 'ORG', 'mentions': 1}, {'data': 'Islamic State', 'type': 'ORG', 'mentions': 2}, {'data': 'AP', 'type': 'ORG', 'mentions': 2}, {'data': 'Paris', 'type': 'GPE', 'mentions': 2}, {'data': 'Istanbul', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 1}, {'data': 'Anti-Terrorism Act', 'type': 'LAW', 'mentions': 2}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 1}]","The Supreme Court is hearing arguments for Gonzalez v. Google Tuesday, its first case regarding a federal law credited with protecting Google, Twitter, Facebook and other internet companies.
+
+The argument centers on whether Google should be held responsible for the role it played in a series of terrorist attacks carried out in Paris in November 2015, which resulted in the deaths of 130 people.
+
+One of those people lost in the attacks was 23-year-old American college student Nohemi Gonzalez, a senior at Cal State Long Beach who was spending a semester in Paris studying industrial design when Islamic State gunmen took her life.
+
+Her family alleges that YouTube, a website owned by Google, “aided and abetted the Islamic State group,” also known as ISIS, by recommending dangerous videos to those likely to be interested in them, which is in violation of the federal Anti-Terrorism Act.
+
+The case also marks the first time the court will take a look at Section 230 of the Communications Decency Act, a law adopted in 1996 to protect companies from being responsible for information their users post online.
+
+Lower courts have set a precedent by broadly interpreting the law to protect the industry.
+
+Proponents of the social media boom argue the law has allowed for exponential growth and has encouraged sites to remove harmful content.
+
+But critics say the law does not do enough to combat the spread of harmful content, and take issue with sites’ recommendations, generated by computer algorithms, that funnel viewers to more similar content in an effort to keep them online longer.
+
+In their main Supreme Court brief, Google argued changing this mechanism would result in dire consequences to the site’s functionality. “Recommendation algorithms are what make it possible to find the needles in humanity’s largest haystack,” said Google’s lawyers.
+
+But lawyers representing the Gonzalez family countered. “There is, on the other hand, no denying that the materials being promoted on social media sites have in fact caused serious harm,” they said.
+
+So far, the lower courts have sided with Google, reports the AP.
+
+Another similar case is set for Wednesday, regarding a terrorist attack at a nightclub in Istanbul in 2017 that resulted in 39 deaths and prompted a lawsuit against Twitter, Facebook and Google.
+
+The AP also reports several other challenges to social media laws, coming from Republicans in Texas and Florida, are pending before the high court. Those cases will not be argued before the fall and decisions likely will not come until the first half of 2024.",bbbead6a0e4840f3b1212a9f4db27d76,Gonzalez v. Google: Supreme Court weighs YouTube’s role in ISIS terrorist attacks,4,,,,
+10323,"China's next target: Your financial data - As spy balloons soar over Midwest neighborhoods and intrusive apps such as TikTok send terabytes of personal data to servers in mainland China, Beijing is making known its hunger for America’s most personal and private secrets. It should come as no surprise, then, that China has opened a new front in its cold war against the United States, and it is doing it with the help of some U.S. companies.
+
+During the Cold War, national security threats were aligned along a single dimension: the battlefield. NATO and the Warsaw Pact scrimmaged to gain control of critical realms in the air, space, sea, and land. Moscow’s obsession was American strategic nuclear forces, NATO’s posture in Western Europe, and the perceived weaknesses of democratic political systems. It was in these realms that most of its resources were committed.
+
+China is a thornier problem. Beijing’s aggressive expansion has permeated every corner of American society. It is buying up farmland in the Dakotas, ports on the West Coast, and coal mines in Tennessee. Capital from Shanghai, Shenzhen, and Hong Kong is pouring into our colleges and universities.
+
+Exciting Tom Clancy tools such as spy balloons may capture our attention, but China uses far more subtle techniques to capture our secrets. Every time an American teenager clicks open an app such as TikTok, for example, private data pours from his or her phone and into servers headquartered in Beijing. The latest battlefield is your wallet.
+
+The Shanghai-based UnionPay is a titan in the credit card industry and now is the largest debit card processor in the world. While UnionPay is nominally a private company, the truth is it’s a state-controlled subsidiary of the Chinese Communist Party.
+
+Most Americans would be properly skeptical of signing up for a credit card sponsored by the CCP. The risks of using TikTok or a Huawei server for internet or cellular service are well known. The risks of swiping a purportedly American credit card are not.
+
+Consider that two American payment giants, Discover and Fiserv, are partnering with UnionPay. Last year, Fiserv it would help UnionPay “grow on a global scale.” Li Xiaofeng, CEO of UnionPay International, said, “With Fiserv technology, UnionPay has improved its service capabilities for partners outside the Chinese mainland.”
+
+Discover’s partnership goes back much further: Since 2005, Discover has taken part in a “landmark alliance between China UnionPay and Discover Financial Services.” David Nelms, then CEO of Discover, said: “This strategic alliance between China UnionPay and Discover Financial Services expands the links between the growing Chinese consumer economy and the U.S. market.”
+
+No doubt that these firms would say that U.S. data are secure and there are safeguards in place to prevent data sharing. But as we learned from TikTok and Huawei, both exponents of the CCP and both companies that offer similar dubious assurances, nothing is safe.
+
+The risk represents predatory lending on a new, global scale. UnionPay has fast become the largest debit processor in the world and is expanding at a stunning rate. The menace posed by China owning or sharing vast sums of America's personal debts would represent both a ticking time bomb and a profound national security threat.
+
+With this partnership in place, credit cards could become a plastic TikTok. Swipe or tap at the register for an extra whip latte at Starbucks and Beijing will know it.
+
+Year after year, China harvests petabytes of private data from the American public and will soon pair this massive electronic hoard with sophisticated artificial intelligence. If a war were to break out between the U.S. and China, this lethal combo could be leveraged in painful ways, from draining the bank accounts of the U.S. middle class to creating precise profiles of our military leaders. The last thing U.S. firms should be doing is helping Xi Jinping's government stretch its tentacles further into our homes and bank accounts.
+
+Our daily expenditures and kitchen table budgets represent the crown jewels of our privacy. To allow the most intimate details of our lives, from the gifts we buy our family to the donations we make to charity, to fall into the hands of an adversary would represent a failure of the U.S. government’s most fundamental obligations. Congress knows this but waited too long to block other predatory CCP entities such as Huawei and TikTok. It should not make the same mistake with UnionPay.
+
+And regardless of whether Congress acts to limit UnionPay’s access to U.S. data, American firms should be ever cautious about partnering with the CCP and its corporate affiliates.
+
+CLICK HERE TO READ MORE FROM RESTORING AMERICA
+
+Morgan Ortagus is the founder of Polaris National Security and a former State Department spokeswoman.","{'positive': 0.14158398, 'negative': 0.02035482, 'neutral': 0.8380612}","China has opened a new front in its cold war against the United States with the help of some U.S. companies, such as UnionPay and Discover Financial Services, as well as two American payment giants, Discover and Fiserv. The risks of using TikTok or a Huawei server for internet or cellular service are well known, but the risks of swiping a purportedly American credit card are not. UnionPay is a titan in the credit card industry and now is the largest debit card processor in the world, and Discover has taken part in a ‚Äúlandmark alliance between China UnionPay‚Äôs and Discover‚ÄôÔøΩs partnership goes back much further. With this partnership in place, credit cards could become a plastic TikTok. The menace posed by China owning or sharing vast sums of America's personal debts would represent both a ticking time bomb and a profound national security threat.","As spy balloons soar over Midwest neighborhoods and intrusive apps such as TikTok send terabytes of personal data to servers in mainland China, Beijing is making known its hunger for America‚Äôs most personal and private secrets. It should come as no surprise, then, that China has opened a new front‚Ķ",DFS,Financials,Consumer Finance,Discover Financial Services,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers‚Äô PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers‚Äô personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7629499438216132, 'Customer Privacy': 0.7908865585142335, 'Data Security': 0.8006951183909825}",0.8006951183909825,Yuning,Major focus,Major focus,Negative,"Customer Privacy, Data Security",Major,Major,Negative,2023-08-03T13:01:09+00:00,https://www.thesun.co.uk/travel/23323938/notebook-holiday-language-barrier/,"[{'name': 'Google Translate', 'weight': 0.09471597}, {'name': 'Gnoch Gnoch', 'weight': 0.07787943}, {'name': 'translation apps', 'weight': 0.0754796}, {'name': 'planes', 'weight': 0.07483225}, {'name': 'Google translate', 'weight': 0.07455963}, {'name': 'real time', 'weight': 0.07374532}, {'name': 'language problems', 'weight': 0.07340704}, {'name': 'Google Translates camera feature', 'weight': 0.0733367}, {'name': 'other languages', 'weight': 0.073170654}, {'name': 'holiday', 'weight': 0.07306654}]",[{'name': 'Travel'}],"[{'data': 'Sudha Maheshwari', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nguyen', 'type': 'PERSON', 'mentions': 2}, {'data': 'Gnoch Gnoch', 'type': 'PERSON', 'mentions': 1}, {'data': 'Onmanorama', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Sun', 'type': 'ORG', 'mentions': 1}, {'data': 'Translate', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'English', 'type': 'LANGUAGE', 'mentions': 2}]","TAKE NOTE The simple £2 item that could make a huge difference on your holiday
+
+A TRAVEL expert has revealed why she always takes a simple £2 item away with her every time she goes on holiday.
+
+Language barriers are one of only a few downsides to going away, but there are easy tricks for getting around them.
+
+Travel journalist Sudha Maheshwari has a clever and cheap method for avoiding language problems when she heads abroad.
+
+She takes a pad of paper and a pen with her, which she says she uses to ""enhance her communication"".
+
+She wrote in Onmanorama: ""Carrying a pen and paper or a small notebook can enable you to jot down key information or draw simple illustrations to enhance your communication.""
+
+A pack of three notepads can be ordered for £6.34 on Amazon, making them just more than £2 a piece.
+
+The notepads aren't her only method for communicating better abroad however.
+
+She also recommends using technology to help improve understanding between yourself and the locals.
+
+She added: ""In today's digital age, translation apps have become invaluable tools for travellers.
+
+""Install a reliable translation app on your smartphone, such as Google Translate or iTranslate, that allows you to input text or even use the camera to translate signs and menus in real time.""
+
+Holidaymakers have been amazed by just how useful translation apps can be.
+
+In a video on TikTok traveller Nguyen, also known as Gnoch Gnoch, explained how she stumbled across a handy feature on her Google Translate app that allowed her to instantly read other languages.
+
+In the video, she said: “Oh my God guys. My mind has been blown.
+
+“I’m at a restaurant at the moment and they don’t do an English menu and they don’t speak a lot of English either.
+
+The Sun is giving away FREE foreign holidays - here's how to win one
+
+""So I was like, ‘It’s fine, I’ll just put it in my Google Translate.'
+
+“I went and downloaded the app for convenience for the rest of the trip and then I saw a little feature.""
+
+The feature Nguyen had stumbled upon was Google Translate's camera feature, which can translate words simply by taking a picture of them.
+
+everal people commented on her video, which has been seen over a million times, thanking her for the tip.
+
+One wrote: ""Thank you for sharing! I'm a teacher & will definitely be sharing with my students! we use Google translate but never the camera feature!
+
+A second said: ""Well, I had no idea you could hold the phone to a menu to interpret.""
+
+Meanwhile, this is the ""best phone tip"" to use when travelling.
+
+And this hack is used by lots of passengers to get better seats on planes.",f58c4f7fb1814768ade258cb1a557508,The simple £2 item that could make a huge difference on your holiday,4,,,,
+6675,"Oil companies in 2022 had their most profitable year in history - U.S. gas prices now lower than 1 year ago, even as inflation remains high
+
+Global oil companies have rebounded since the pandemic to post their highest ever profits since people started using petroleum.
+
+Chevron, ConocoPhillips, Exxon and Shell all reported record profits in 2022 — a year in which Russia's war on Ukraine collided with the post-pandemic economic recovery to drive oil prices to their highest levels in history.
+
+Together, the four companies saw $1 trillion in sales last year — a sum greater than the total economic output of Colombia, South Africa or Switzerland. TotalEnergies and BP are set to report their 2022 financial results next week.
+
+The record profits come after a year of skyrocketing gas prices. After shutting down in 2020, global consumption of oil and gasoline bounced back far slower than production, putting pressure on gas prices. Russia's invasion of Ukraine a year ago further crunched the world's oil supplies, bringing the average price of gas in the U.S. above $5 a gallon in the spring and summer.
+
+Shell on Thursday reported a nearly $40 billion profit for last year. That's more than double the prior year's results and the most money Shell has ever made in its 115 years of existence. Chevron, the second-largest oil company in the U.S., posted record profits of $36.5 billion last year, while refiner ConocoPhillips doubled its profits to $18.7 billion, the highest in the 10 years since it spun off its refining business.
+
+Exxon, the largest U.S. oil producer, this week reported an epic $55 billion in profits for 2022.
+
+The oil giant's bottom line ""clearly benefited from a favorable market,"" CEO Darren Woods told investors. He also touted Exxon's investments before and during the pandemic, which allowed it to increase production as demand was ramping up. ""We leaned in when others leaned out, bucking conventional wisdom,"" Woods said.
+
+The windfall makes Exxon the third-most-profitable company of 2022, behind only Apple and Microsoft, according to the Wall Street Journal.
+
+In addition to high prices for crude oil, elevated natural-gas prices and high margins in the refining business also pushed up oil company profit, said Peter McNally, industrial and energy analyst at Third Bridge.
+
+The White House and environmentalists met the ballooning profit with displeasure. The White House has criticized fossil-fuel companies for not increasing production to help bring down gas prices, and last year floated a tax on oil and gas profits.
+
+A White House spokesperson called Exxon's record profit ""outrageous"" in a statement to the BBC. The spokesperson, Abdullah Hasan, also blasted Chevron's announcement that it would spend $75 billion on buying back stock from investors.
+
+""Companies clearly have everything they need — record profits and thousands of approved permits — to increase production. The only thing getting in the way is their own decision to keep plowing windfall profits into the pockets of executives,"" Hasan tweeted.
+
+""A windfall tax on oil and gas profits is needed more than ever, to free up money that's desperately needed to help those struggling with the cost of energy, and as economies around the world face recession,"" Jonathan Noronha-Gant, senior campaigner with Global Witness, told the Associated Press.
+
+Some jurisdictions, including the European Union and the United Kingdom, have imposed such taxes on surplus energy-company profits, putting the proceeds toward covering citizens' skyrocketing energy costs. In December, Exxon sued to stop the EU's tax.
+
+""We looked at what happened in the EU and said it both is not legal and it's the opposite of what is needed,"" Woods said Tuesday, calling the tax ""a penalty on the broad energy sector.""
+
+Oil companies have seen a remarkable turnaround from 2020, a year when travel ground to a halt, demand for fuel evaporated, dozens of oil and gas companies filed for bankruptcy protection and thousands of industry workers were laid off. Exxon lost $22 billion that year — the first year in decades it's lost money.
+
+In addition to oil-extracting operations that were taken offline in 2020, refining capacity also fell, contributing to higher gas prices and refinery profit margins.
+
+""The refining business, particularly in the US, soared to record levels,"" McNally, the Third Bridge analyst, said. ""The price of crude oil went up but the prices of refined products like gasoline and diesel went up even more. The largest US independent refiner, Marathon Petroleum, delivered record profits but ExxonMobil and Chevron also compete in refining.""","{'positive': 0.91452503, 'negative': 0.05164061, 'neutral': 0.033834312}","Chevron, ConocoPhillips, Exxon and Shell all reported record profits in 2022 — a year in which Russia's war on Ukraine collided with the post-pandemic economic recovery to drive oil prices to their highest levels in history. After shutting down in 2020, global consumption of oil and gasoline bounced back far slower than production, putting pressure on gas prices. In addition to high prices for crude oil, elevated natural-gas prices and high margins in the refining business also pushed up oil company profit, said Peter McNally, industrial and energy analyst at Third Bridge. In addition to oil-extracting operations that were taken offline in 2020, refining capacity also fell, contributing to higher gas prices and refinery profit margins.",Record profits and a growing climate crisis have renewed calls for a tax on fossil-fuel companies.,CVX,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,Chevron Corp,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity’s social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry’s activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta “shared value” approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7840734082015972, 'Water Management': 0.7609132569160868, 'Management of the Legal & Regulatory Environment': 0.7810387955663919, 'Business Ethics & Transparency': 0.7695754283606233, 'Biodiversity Impacts': 0.7552109945907428, 'Air Quality': 0.7575688278966735, 'Community Relations': 0.7650637909435861, 'Reserves Valuation & Capital Expenditures': 0.8091545209686501, 'Workforce Health & Safety': 0.7647670612155422, 'Critical Incident Risk Management': 0.7603787843336014, 'Security, Human Rights & Rights of Indigenous Peoples': 0.7458667519543853}",0.8091545209686501,Yuning,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Management of the Legal & Regulatory Environment, Community Relations, Reserves Valuation & Capital Expenditures",Major,Major,Positive,2023-02-15T18:00:00+00:00,https://finance.yahoo.com/news/sabre-pushes-setbacks-toward-positive-180000656.html?.tsrc=rss,"[{'name': 'Kurt Ekert', 'weight': 0.08781447}, {'name': 'Ekert', 'weight': 0.08094007}, {'name': 'Sabre executives', 'weight': 0.079363406}, {'name': 'Sabre', 'weight': 0.079058886}, {'name': 'IT solution revenue', 'weight': 0.07164774}, {'name': 'new products', 'weight': 0.06900864}, {'name': 'global distribution system', 'weight': 0.06885665}, {'name': 'airline capacity limits', 'weight': 0.06685416}, {'name': 'SynXis software systems', 'weight': 0.06474421}, {'name': 'customer data migrations', 'weight': 0.06415708}]",[],"[{'data': 'Sabre', 'type': 'ORG', 'mentions': 12}, {'data': 'Google Cloud', 'type': 'ORG', 'mentions': 1}, {'data': 'SynXis', 'type': 'ORG', 'mentions': 1}, {'data': 'Nuvola', 'type': 'ORG', 'mentions': 1}, {'data': 'Ekert', 'type': 'ORG', 'mentions': 2}, {'data': 'JetBlue', 'type': 'ORG', 'mentions': 2}, {'data': 'Spirit Airlines', 'type': 'ORG', 'mentions': 1}, {'data': 'Mastercard', 'type': 'ORG', 'mentions': 1}, {'data': 'Conferma', 'type': 'ORG', 'mentions': 1}, {'data': 'BCD Travel', 'type': 'ORG', 'mentions': 3}, {'data': 'Hopper', 'type': 'ORG', 'mentions': 1}, {'data': 'GBT', 'type': 'ORG', 'mentions': 1}, {'data': 'Skift.com', 'type': 'ORG', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 2}, {'data': 'the Asia Pacific region', 'type': 'LOC', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'Kurt Ekert', 'type': 'PERSON', 'mentions': 5}, {'data': 'Google Cloud', 'type': 'PRODUCT', 'mentions': 1}]","Despite uneven demand in 2022, Sabre expects continued overall recovery leading to positive free cash flow for the company by the end of this year.
+
+Uneven demand — though higher overall — was driven by a resurgence in Covid-19 cases, airline and airport operational constraints, airline capacity limits, and regional travel restrictions, Sabre executives described during an earnings call on Wednesday.
+
+The Texas-based company provides airfare distribution services along with operational software for airlines and the hotel sector.
+
+The number of bookings in the fourth quarter took a hit, primarily in corporate travel and the Asia Pacific region, but those numbers seem to be returning to the recovery trajectory and getting stronger each week. Another hit: Sabre expects a headwind this year of about $100 million in IT solution revenue, primarily because of a new Russian law that forced the company to end those operations there.
+
+Overall, any setbacks seem to have been one-time or temporary, said Kurt Ekert, president of Sabre. The company has calculated those into its projections and is continuing to move forward with other investments, ready for any other unexpected events over the next year.
+
+“As we look at the balance of 2023, we are optimistic on overall demand and recovery levels moving forward, but prepared for the possibility of further unevenness in 2023,” Ekert said.
+
+“Accordingly, we will be responsive to changes in volume growth and control cost as needed to focus on achieving positive free cash flow this year. And while we will adjust as needed to external market conditions, we remain focused on the key long-term strategic opportunities for our business.”
+
+Sabre counted 637 million passengers boarded in 2022, an increase of 30 percent from the previous year.
+
+The company expects to complete this year with revenue between $2.8 billion and $3 billion. That number was $2.5 billion in 2022, an increase of 50 percent from 2021. Operating loss in 2022 was $261 million, versus $665 million in 2021.
+
+Sabre is continuing its transition to Google Cloud, with a nearly full transition expected by the beginning of 2025. The company ended 2022 with approximately 66 percent of its total compute capacity in Google Cloud, expected to reach 90 percent by the end of this year.
+
+The company exited all four of the datacenters it managed in Texas.
+
+Development work for offloading the primary customer reservations database has been completed, and customer data migrations are on track to be completed this year. That work is in addition to the transfer work the company announced in November, including the full migration of SynXis software systems.
+
+By the time the migration is complete, Sabre expects to have saved $150 million in computing costs.
+
+“We continue to expect that by significantly reducing the complexity and increasing the agility of our technology architecture, we can better serve our customers at a significantly lower overall cost,” Ekert said.
+
+Sabre expects the migration will enable it to expand product offerings, like airline retailing and merchandising, as well as the hospitality central reservation system and new products that came with the acquisition of Nuvola.
+
+Ekert expects to see investments in those product offerings pay off in the years ahead.
+
+Sabre on Tuesday announced a multi-year renewal of JetBlue’s contract to use Sabre’s passenger service system and global distribution system.
+
+“Should their proposed merger [with Spirit Airlines] be approved, we believe we are very well positioned to help JetBlue expand,” Ekert said.
+
+In November, the company announced a partnership with Mastercard to accelerate the use of virtual cards for business-to-business travel payments.
+
+“This announcement builds upon our acquisition of Conferma, which we acquired in August 2022, and furthers our strategy to create an open and independent travel payment ecosystem,” Ekert said.
+
+The company is also continuing to build on recent partnerships made with BCD Travel, American Express Global Business Travel, and Hopper.
+
+“Our new agreements, and joint technology partnerships with GBT and BCD, are providing incremental bookings to Sabre’s network and are expected to continue to drive additional growth as migration continues, while also yielding opportunities to improve our customers’ overall experience,” Ekert said.
+
+Get breaking travel news and exclusive hotel, airline, and tourism research and insights at Skift.com.",8f5e93977f6e4d5d9c328fd9395dd247,Sabre Pushes Through Setbacks Toward Positive Recovery,4,,,,
+7317,"How extreme heat may wreak havoc on your flight - Just about anyone who has flown this summer knows that thunderstorms can lead to widespread delays and cancellations. Extreme heat does not upend flights as much as thunderstorms, but high temps can add a hiccup to travel plans — an important fact to keep in mind as much of the United States withers under a prolonged heat wave.
+
+Brian Dilse, an academic instructor in the University of North Dakota’s Department of Aviation, said planes must sometimes lighten their load to take off in the heat. The airline has a few choices: Fly with less fuel, luggage or people. Dilse said the carrier, which may have overbooked the flight, will make this decision last minute. If everyone shows up for the flight, the airline may have to bump people.
+
+Those superheated days are known as “weight restriction days,” The Washington Post wrote in 2017. A Columbia University study published two years earlier suggested there could be four times as many of those days by 2050 at the country’s most at-risk airports.
+
+“We can say with high confidence that the type of heat events that lead to weight limits are going to increase in the future,” Radley Horton, a Columbia climate scientist who worked on the study, told The Post at the time.
+
+On Monday, a Delta flight from Las Vegas to Atlanta was canceled after multiple people on board needed to be checked out by emergency workers. The plane experienced an initial delay taxiing due to weight and balance issues — related to high temperatures — and the temperature rose on board, making some people sick. The temperature was about 110 degrees, the Las Vegas Review-Journal reported.
+
+One passenger, Krista Garvin, told CNN that some people passed out and others vomited. Emergency responders checked out “multiple” passengers, according to the airline, and one passenger and one flight attendant were taken to the hospital.
+
+“There was just like chaos at this point,” she said. “There was a woman walking up the aisle, she looked like she was about to just pass out and they ended up putting the oxygen mask on her.”
+
+“Delta teams are looking into the circumstances that led to uncomfortable temperatures inside the cabin and we appreciate the efforts of our people and first responders at Harry Reid International,” the statement said.
+
+To avoid the risk of being bumped due to heat-related adjustments, Dilse recommends booking an early morning flight. “No one like to fly at 5 a.m., but it’s cooler then and the plane should leave on time,” he said.
+
+The aviation instructor warned that once onboard, travelers should brace themselves for a toasty cabin. Some aircraft do not turn on the air-conditioning until liftoff. ‚ÄúJets take air from the engine and will shut off the air to the cabin for a short time,‚Äù he said. If allowed, close the window shades.","{'positive': 0.0148702, 'negative': 0.9030741, 'neutral': 0.082055636}","On Monday, a Delta flight from Las Vegas to Atlanta was canceled due to high temperatures and passengers passing out and vomiting due to the heat. A Columbia University study suggested that there could be four times as many of those days by 2050 at the country's most at-risk airports, and that passengers may have to be bumped due to weight and balance issues due to heat-related adjustments. To avoid the risk of being bumped, passengers should brace themselves for a toasty cabin. Airlines are also advised to book an early morning flight and to avoid any unnecessary delays.","Delays, bumping and uncomfortably hot planes are all possible in these record-breaking temperatures.",DAL,Transportation,Airlines,Delta Air Lines,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7575172325583558, 'Labour Practices': 0.7631463945078587, 'Greenhouse Gas Emissions': 0.8014523945048145, 'Accident & Safety Management': 0.8073915383467563}",0.8073915383467563,Yuning,Major focus,Major focus,Negative,"Greenhouse Gas Emissions, Accident & Safety Management",Major,Major,Negative,2023-01-25T21:05:48+00:00,https://www.businessinsider.com/google-layoffs-california-massage-therapists-employee-perks-alphabet-jobs-workers-2023-1,"[{'name': 'offsite team meetings', 'weight': 0.084213786}, {'name': 'massage therapists', 'weight': 0.080162995}, {'name': 'last Friday', 'weight': 0.079331875}, {'name': 'free massages', 'weight': 0.07801967}, {'name': 'Google', 'weight': 0.075873464}, {'name': 'other office perks', 'weight': 0.07527161}, {'name': 'last week', 'weight': 0.07467311}, {'name': 'social events', 'weight': 0.06841368}, {'name': 'employee travel', 'weight': 0.0679851}, {'name': 'mass layoffs', 'weight': 0.066317305}]",[{'name': 'Business'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 15}, {'data': 'WARN', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Lyft', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 5}, {'data': 'Mountain View', 'type': 'GPE', 'mentions': 1}, {'data': 'Los Angeles', 'type': 'GPE', 'mentions': 1}, {'data': 'San Bruno', 'type': 'GPE', 'mentions': 1}, {'data': 'Irvine', 'type': 'GPE', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 2}, {'data': 'Zac Bowling', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Camp Twitter', 'type': 'EVENT', 'mentions': 1}]","• Google laid off 31 massage therapists in California, according to state filings.
+• The massage therapists were among the 12,000 employees Google let go last Friday.
+• Google has eliminated a number employee perks in recent months as it cuts costs.
+
+The Google employees who managed to avoid mass layoffs last week may have to continue doing their jobs without on-site massages.
+
+Out of the 12,000 employees Google let go last Friday, 31 of them were massage therapists based in California, according to WARN (Worker Adjustment and Retraining Notification) notices that Google filed with California on January 20.
+
+Twenty-seven massage therapists were let go from Google's Mountain View office, the filings show. Two more were based in Los Angeles, and one each in San Bruno and Irvine.
+
+The WARN filings present the breadth of Google's layoffs. Staff in California who have lost their jobs include members of the company's corporate counsel, a diversity specialist, recruiting specialists, and dozens of directors across various divisions.
+
+The CEO of Google's parent company Alphabet, Sundar Pichai, told staff he took ""full responsibility"" for the layoffs.
+
+""The fact that these changes will impact the lives of Googlers weighs heavily on me, and I take full responsibility for the decisions that led us here,"" Pichai wrote in a memo e-mailed to his staff last Friday.
+
+Google didn't respond to Insider's request for comment before publication.
+
+Google, which is known for its generous staff perks, gave employees free massages based on their performance.
+
+The decision to let go of a number of massage therapists comes as the company makes moves to eliminate other office perks as part of its cost-cutting measures.
+
+In recent months, Google curbed its spending on employee travel, restricting it to ""business critical"" trips only and not allowing travel for social events or offsite team meetings.
+
+Zac Bowling, a Google engineer who was laid off on Friday, told Insider that the perks had become ""less interesting"" over his eight years at the company.
+
+Google isn't the only tech titan trimming its perks.
+
+Meta — which cut tens of thousands of jobs late last year — reduced a health and wellness benefits by $1,000, removed free on-site laundry, and put an end to a Lyft subsidy program worth $200 a month.
+
+And Twitter, which has laid off thousands of workers since Elon Musk took over in October, has stopped paying for home internet and WiFi costs, training and development programs, and Camp Twitter, a company-wide group event.",ef38e4fa22524987b46950ba4f9708db,Google let go of 31 massage therapists at its California offices amid mass layoffs,4,,,,
+6741,"United Airlines Has Bad News for Fliers Who Like to Feel Fancy - Customer goodwill is the single most important thing for a business. You can't exactly buy customer loyalty, per se, but there are ways for a business to spend its money to ensure people think of them first. United Airlines in 2015 quietly introduced the top secret ""surprise and delight"" upgrade policy that offered upgrades to elite flyers, and in some cases would even offer bumps to United Global First Class for some loyal customers on some flights.","{'positive': 0.12672456, 'negative': 0.018377703, 'neutral': 0.85489774}","United Airlines has introduced a top secret ""surprise and delight"" upgrade policy that offers upgrades to elite flyers, and in some cases would even offer bumps to United Global First Class for some loyal customers on some flights. The policy is part of a larger effort by the airline to ensure customers think of them first.","Customer goodwill is the single most important thing for a business.  You can't exactly buy customer loyalty, per se, but there are ways for a business to spend its money to ensure people think of them first.  United Airlines  in 2015 quietly introduced the top secret ""surprise and delight"" upgrade policy that offered upgrades to elite flyers, and in some cases would even offer bumps to United Global First Class for some loyal customers on some flights.",UAL,Transportation,Airlines,"United Airlines Holding, Inc","{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7873319788772221, 'Labour Practices': 0.8089653635579783, 'Greenhouse Gas Emissions': 0.7784827208547327, 'Accident & Safety Management': 0.8084954809486019}",0.8089653635579783,Yuning,Minor focus,Major focus,Negative,,Major,Major,Positive,2023-02-13T16:32:43+00:00,https://www.cnbc.com/2023/02/13/were-concerned-about-alphabets-ad-based-business-model-on-two-fronts.html,"[{'name': 'possible ad market tentativeness', 'weight': 0.0801168}, {'name': 'Alphabet shares', 'weight': 0.0769577}, {'name': 'Alphabet stock', 'weight': 0.07609018}, {'name': 'Google search', 'weight': 0.075880066}, {'name': 'online ads', 'weight': 0.07381668}, {'name': 'Google AI', 'weight': 0.068862855}, {'name': 'Microsoft shares', 'weight': 0.06707186}, {'name': 'ads', 'weight': 0.0664145}, {'name': 'market value', 'weight': 0.06407969}, {'name': 'viral sensation ChatGPT', 'weight': 0.064062744}]","[{'name': 'Tech'}, {'name': 'Business'}, {'name': 'Politics'}]","[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 18}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 5}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 14}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 8}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 4}, {'data': 'Club', 'type': 'ORG', 'mentions': 3}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': ""The Justice Department's"", 'type': 'ORG', 'mentions': 3}, {'data': 'FactSet', 'type': 'ORG', 'mentions': 1}, {'data': 'Jefferies', 'type': 'ORG', 'mentions': 5}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Evercore ISI', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Charitable Trust', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 3}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Jim Cramer', 'type': 'PERSON', 'mentions': 9}, {'data': '45 minutes', 'type': 'TIME', 'mentions': 1}, {'data': '72 hours', 'type': 'TIME', 'mentions': 1}]","It's Alphabet (GOOGL) versus Microsoft (MSFT) in artificial intelligence — and after decades of owning search, Google finds itself looking over its shoulder. While the Club owns both stocks, we're most concerned about Alphabet at the moment as it plays catch up in the AI arms race and faces a government antitrust lawsuit over its online advertising dominance. Last week was brutal for Alphabet shares. Microsoft last Tuesday unveiled surprise plans for an AI-enhanced version of its Bing search engine, which barely has any market share. In response, a day later, Google held its own AI event — showcasing Bard, its answer to ChatGPT. It was a flop. The back-to-back decline last Wednesday and Thursday in Alphabet stock was the biggest two-session losing streak since March 2020. Wall Street's rebuke of GOOGL last week reflects our worries that if a new Bing — pow e red by Microsoft-backed OpenAI , maker of viral sensation ChatGPT — were to gain a foothold in search, Alphabet's online ad dominance could be threatened. The Justice Department's suit could also shake up the ad market. Alphabet's business model depends on revenue from online ads. The company delivered full-year 2022 total revenue of $282.84 billion — 79% of which came from the Google advertising line item, according to the company's latest 10-K filing with the Securities and Exchange Commission. ""I question the Alphabet business model right now,"" Jim Cramer said last week. ""They've got to do something fast."" GOOGL MSFT 3M mountain Alphabet (GOOGL) vs. Microsoft (MSFT) 3-month performance Alphabet shares plunged more than 9.5% over the past week, shedding $135 billion in market value, according to FactSet, ending last week with a market cap of $1.21 trillion. For comparison, Microsoft shares fared better on the week. To be fair, tech stocks overall had been recently struggling as of Friday's close after a roaring start to 2023. However, on Monday, tech shares were higher, with Microsoft rising more than 3.5%. Alphabet was on either side of unchanged. In a research note on Friday, Jefferies called the steep decline in Alphabet's stock ""overdone."" While Bard was dinged in reports for an incorrect description in a promotional video, Jefferies analysts wrote, ""There are many examples of ChatGPT producing inaccurate or misleading answers."" The Jefferies note leans on insights from a discussion with an artificial intelligence expert, who formerly worked as a product lead at Google AI. ""The quality of large AI models is highly dependent on quality of data,"" and Google search has a huge lead given usage of Search, Chrome and Android, Jefferies analysts argued. Jefferies reiterated its buy rating on GOOGL, with a price target of $130 on the stock, which closed Friday under $95 per share. The ongoing overhang on Alphabet from the DOJ's antitrust lawsuit is troubling and confusing. ""It is tough when you have the Justice Department saying you have a monopoly and when you have the monopoly being destroyed at the same time by Microsoft,"" Jim said. Announced late last month, the DOJ's suit accused Google of ""anticompetitive conduct"" over the digital advertising market. Eight states also signed on to the antitrust suit against Alphabet, which is calling for the company to divest its ad tech business. Evercore ISI said in a recent research note that this ongoing regulatory battle with the government ""carries only modest fundamental risk such as ""higher overhead expenses, management distraction and possible ad market tentativeness."" Evercore has an outperform, or buy-equivalent, rating and a price target of $120 per share. Google responded to the DOJ suit in a blog post, claiming it's ""one of hundreds of companies that enable the placement of ads across the internet. And it's well reported that competition is increasing as more and more companies enter and invest in building their investing businesses."" Bottom line It's no surprise to see Alphabet's stock down on the growing competition from Microsoft's AI-powered technologies. Alphabet's business is largely run off ads and there's a growing possibility that the improved capabilities of Bing could attract at least some users away from Google search. Jim also called the DOJ's antitrust ad suit ""brutal."" He added that it's been an ""embarrassing three weeks"" for Alphabet, which included a sharp drop the day after reporting weaker-than-anticipated fourth-quarter results on Feb. 2. The market for AI-powered chatbots is still in the early days, which is why we wouldn't be surprised if other players jump into the AI race. ""Meta has something lined up big,"" Jim said, referring to Club holding Meta Platforms (META), though he did not provide further details. If the rise of chatbots becomes more prevalent, Alphabet may find it more challenging to incorporate ads on its platforms. We are not acting on this development but are keenly aware of the risks. (Jim Cramer's Charitable Trust is long GOOGL, MSFT, META. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.",45503ad99d6447f9b4d39a7c5263f88c,We're concerned about Alphabet’s ad-based business model due to AI competition and the DOJ's lawsuit,4,,,,
+7919,"Cybersecurity Budgets Aren’t Untouchable - This feature is powered by text-to-speech technology. Want to see it on more articles?Give your feedback below or email audiofeedback@wsj.com
+
+Cybersecurity leaders at delivery giant FedEx and cruise company Carnival are dealing with a tight economy by consolidating tech vendors and rethinking financial strategies.
+
+After seeing his budget double in the past five years, FedEx Global Chief Information Officer Gene Sun faces a new reality in which decreased package shipping globally has led to a drop in revenue and layoffs at the company. Cost-cutting measures continue companywide.
+
+“This year, probably, my budget is flat or slightly down. That’s the forecast we’re preparing ourselves for,” he said, speaking at the virtual WSJ Pro Cybersecurity Forum on Wednesday.
+
+Gatha Sadhir, global CISO at Carnival, has been managing economic pain for the past few years as inflation and geopolitical risks grew and the Covid-19 pandemic halted the cruise industry. Emergency health rules essentially meant Carnival didn’t operate for 18 months, said Sadhir, also speaking at the forum.
+
+“Budgets overall were severely controlled across the board and cybersecurity was no exception,” she said.
+
+Sun and Sadhir offered tactics to check cybersecurity spending as fellow security chiefs contend with their own belt-tightening, starting with paring the number of vendors they manage.
+
+“We have tried to find best-of-breed [tools] to piece together,” Sun said. “Now we’re looking at consolidating and making bets on larger platforms.”
+
+“Digital sprawl” also creates extra expense, he said. Over the years, FedEx has come to run thousands of firewalls at its many facilities worldwide, some of which do duplicate work and should be trimmed, he said. “I don’t really need two special-purpose devices to do what can be done by one.”
+
+At Carnival, Sadhir said she tries to be nimble with staffing and services expenditures. For example, she has at times hired cybersecurity contractors instead of full-time employees to ease up on spending. She also considers whether the use of cyber service providers makes better financial sense compared with buying software licenses for a given task or time period.
+
+Sadhir said she works closely with Carnival’s chief financial officer and board to make some of these decisions. “Make sure they understand why you need that money,” she said.
+
+One area that would be the last to be cut for both Sun and Sadhir is funds for upskilling cybersecurity staff, especially if there is a pause in hiring.
+
+Sun said especially now he is looking for ways to upgrade the competencies of his people, to help the team be more efficient and to gain knowledge. “There’s one thing I’m protecting above everything—my training dollars,” he said.","{'positive': 0.02634206, 'negative': 0.8554568, 'neutral': 0.11820113}",Cybersecurity leaders at FedEx and Carnival are dealing with a tight economy by consolidating tech vendors and rethinking financial strategies. FedEx Global Chief Information Officer Gene Sun and Global CISO Gatha Sadhir discussed their strategies at the WSJ Pro Cybersecurity Forum on Wednesday. Sun discussed how to find best-of-breed tools to piece together and how to reduce costs and save money for upskilling cybersecurity staff if there is a pause in hiring. Both companies are looking to find ways to upgrade the competencies of their people and gain knowledge.,The uncertain economy has hit cruise company Carnival and logistics giant FedEx in very different ways. Their respective cybersecurity chiefs discuss what that means for their budgets.,CCL,Transportation,Cruise Lines,Carnival Corp,"{'Customer Health & Safety': 'Cruise lines offer a variety of luxury experiences and activities to their customers, including elaborate shows, casinos, fine dining, indoor skydiving, spa treatments, swimming, and fitness facilities. Each activity comes with its own set of health risks and safety challenges and liabilities that cruise entities must navigate. Consumer expectations for safety and comfortare high, so issues such as health risks and physical safety risks are especially important to avoid. Highly publicised cases of crimes, injuries, and illnesses onboard cruise ships can have serious impacts on brand value and ticket sales. There may also be high costs associated with customer lawsuits. While crime rates are low when compared to crime statistics in mostdeveloped countries, law enforcement is much trickier, and cases are not as easy to resolve as it is common for ships to take passengers to international waters and to fly a foreign flag, creating uncertainty about which jurisdictions are responsible for law enforcement needs. Entities can protect customer health and safety through implementation of a robust safety management system.', 'Greenhouse Gas Emissions': 'Cruise lines generate emissions mainly from the combustion of diesel in ship engines. The industry’s reliance on heavy fueloil (‘bunker fuel’) is of material concern because of rising fuel costs and intensifying greenhouse gas (GHG) regulations. Evolving environmental regulations are encouraging the adoption of more fuel-efficient engines, engine retrofits and the use of cleaner-burning fuels. Fuel constitutes a major expense for industry players, providing a further incentive for investing in upgrades or retrofits to boost fuel efficiency. In addition, GHG regulation violations may result in fines and compliance costs.', 'Air Quality': 'Fuel use by cruise lines generates air pollutants such as sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM10). These pollutants tend to have localised environmental and health impacts and are especially a concern at port cities and other restricted areas where entities may be penalised for exceeding emissions limits. Entities are managing these risks by commissioning more energy-efficient vessels, retrofitting existing fleets, and using onshore power when it isavailable at ports.', 'Accident Management': 'Although cruising is statistically one of the safest forms of travel for vacationing, the industry competes largely on customer experience and satisfaction, making safety management a top priority. Given the scale of cruise vessels and the vulnerability of passengers at sea, it may only take one mismanaged accident to shake consumer confidence in an entity. While major accidents are rare, they have the potential to affect not only an entity’s revenue and reputation, but those of the Cruise Lines industry as a whole. Proper equipment maintenance, staff training, and use of the latest safety technologies and practices across the entire fleet can protect an entity’s safety record and ensure high customer satisfaction while lowering an entity’s risk profile and cost of capital.', 'Discharge Management & Ecological Impacts': 'Cruise vacations offer unique access to pristine ocean waters and destinations with delicate ecosystems. These sensitive ecosystems can be threatened by the size of the ships, the influx of tourists, and the scale of the resources consumed andwaste generated on board. Cruise ships discharge many types of treated and untreated wastewater at sea and non-degradable solid wastes on land. Careful management of ship discharge and mitigation of the ecological impacts of cruise line operations will ensure continued access to key ports and will help preserve the natural beauty that guests wish to experience, both of which are key for entities to maintain market share as well as attract new customers.', 'Employee Health & Safety': 'Cruise entities operate a uniquely transitory service that requires them to provide all the safety oversight of a small city, including addressing all medical and security needs. A commitment to providing a clean and sanitary environment on board is important for protecting crew health, which can affect customer health and thus an entity’s reputation and market share. Additionally, there can be several governing bodies—including the flag state, port state, and home country of a crew member—involved in both providing and enforcing safety regulations for the industry. These regulations can create confusion regarding the protections afforded to crew members. Entities that fail to protect crew health and safety may also face higher turnover and difficulties in employee recruitment and retention.', 'Labour Practices': 'Cruise lines employ thousands of workers onboard each large vessel. Most ships are registered in countries where labour laws allow flexibility in many dimensions including pay, hours, fair treatment, and termination. Ship crews are multinational, and many are hired on a contract basis. Workers often put in long hours for months at a stretch and stay inshared quarters, which can make it difficult to recuperate. Some entities offer a gratuity-based wage structure to reduce payroll costs. Language barriers and the complexity of flag-state laws and the laws in workers’ home countries can make it difficult for workers to file charges in the case of labour law violations. Low morale among workers can impact their ability to meet customer service expectations, reducing an entity’s revenues and market share.'}","{'Customer Health & Safety': 0.7919249321423332, 'Greenhouse Gas Emissions': 0.7729233344382489, 'Air Quality': 0.7622877176784923, 'Accident Management': 0.8059748466048684, 'Discharge Management & Ecological Impacts': 0.752729276562478, 'Employee Health & Safety': 0.7957466809319045, 'Labour Practices': 0.7858199660490035}",0.8059748466048684,Yuning,Minor focus,Minor focus,Neutral,,No,Major,Positive,2022-12-27T11:50:00+00:00,https://finance.yahoo.com/m/4456666c-5280-3b5c-ae4f-f77e35d01a2a/3-compelling-cybersecurity.html?.tsrc=rss,"[{'name': 'attractive stocks', 'weight': 0.1599377}, {'name': 'comprehensive security solutions', 'weight': 0.14559734}, {'name': 'NASDAQ', 'weight': 0.1178166}, {'name': 'fantastic results', 'weight': 0.116716824}, {'name': 'Palo Alto Networks', 'weight': 0.11645725}, {'name': '3 Compelling Cybersecurity Stocks', 'weight': 0.08281288}, {'name': 'CRWD', 'weight': 0.081627555}, {'name': 'CrowdStrike', 'weight': 0.08127866}, {'name': 'PANW', 'weight': 0.08043642}, {'name': 'cloud platform and infrastructure services', 'weight': 0.07225553}]",[{'name': 'Finance'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 4}, {'data': 'Palo Alto Networks', 'type': 'ORG', 'mentions': 1}, {'data': 'PANW', 'type': 'ORG', 'mentions': 1}, {'data': 'CrowdStrike', 'type': 'ORG', 'mentions': 1}, {'data': 'Google Cloud', 'type': 'PRODUCT', 'mentions': 1}]","Google parent company Alphabet (NASDAQ: GOOG)(NASDAQ: GOOGL), Palo Alto Networks (NASDAQ: PANW), and CrowdStrike (NASDAQ: CRWD) are on the front lines and have fantastic results and attractive stocks. Let's find out a bit more about these three compelling cybersecurity stocks and why they can soar in 2023. Google Cloud is the world's third-largest provider of cloud platform and infrastructure services, and its customers need comprehensive security solutions.",8c783bbe5ebe4f07b2c111d3be2132b8,3 Compelling Cybersecurity Stocks That Could Soar in 2023,4,,,,
+5851,"US fuelmaker profits to fall from last year's records - July 24 (Reuters) - U.S. refining profits are expected to fall from last year's records but remain strong as domestic refining outages and increased foreign competition pose challenges.
+
+Refiners have come off a wave of favorable pricing and strong demand after pandemic-era plant closings and Russia's invasion of Ukraine boosted margins. Slowing economic activity and an increase in global refining capacity has brought the market down from last year's highs.
+
+""Earnings will not be weak by any stretch, but should be more normal,"" said TD Cowen analyst Jason Gabelman.
+
+Oil production cuts from OPEC+ in the second quarter took heavy, sour barrels from the market that US refiners buy cheaply to make a higher profit off fuel sales.
+
+A winter shortage of distillate fuels that allowed refiners to fetch a much higher price for jet fuel compared with diesel earlier in the year has also eased. Crude differentials and jet premiums to diesel are back near historical levels, Gabelman said.
+
+Refiners such as Marathon (MPC.N) and Phillips 66 (PSX.N) also had problems with large fuel producing units in major facilities in Texas and New Jersey, preventing them from fully realizing potential profits.
+
+Unplanned outages averaged near 550,000 bpd in June, 2023, compared to near 290,000 bpd in June 2022, according to data from refining intelligence firm IIR Energy.
+
+Valero Energy, the second-largest U.S. refiner by capacity, kicks off earnings on Thursday with per share profit expected to fall by more than half at $5.07, based on the mean estimate of 17 analysts compiled by Refinitiv, compared to a whopping $11.36 per share a year ago.
+
+Top U.S. refiner by volume Marathon Petroleum is forecast to show a per share profit of $4.60 compared to $10.61 a year ago, while Phillips 66 could deliver a $3.58 per share, compared to $6.77 a year ago, according to Refinitiv. Both are scheduled to report in early August.
+
+Earlier this month, Exxon signaled that refining margins also reduced operating results at its gasoline and diesel business by $2.1 billion.
+
+Going forward, refiners should benefit from a sustained, high crack spread - a proxy for refining margins - which is hovering around $37.50 per barrel, Refinitiv data showed.
+
+But refiners could face challenges with new refining capacity coming online in Asia and the Middle East and weaker demand for diesel due to slowing in trucking and freight markets, Gabelman said.
+
+""There's not a lot of conviction in the outlook,"" he added.","{'positive': 0.014248542, 'negative': 0.9710075, 'neutral': 0.014743971}","U.S. refining profits are expected to fall from last year's records, but remain strong as domestic refining outages and increased foreign competition pose challenges. Refiners such as Marathon (MPCN) and Phillips 66 (PSX.N) have come off a wave of favorable pricing and strong demand after pandemic-era plant closings and Russia's invasion of Ukraine boosted margins. Unplanned outages averaged near 550,000 bpd in June, 2023 compared to near 290,000bpd in 2022. Top U.S., Marathon Petroleum, and Phillips Phillips 66 are forecast to show a per share profit of $4.60 compared to $10.61 a year ago, while Phillips 66 could deliver a $3.58 per share. Refiner by volume refiners should benefit from a sustained, high crack spread - a proxy for refining margins - which is hovering around $37.50 per barrel. However, refiners could face challenges with new refining capacity coming online in Asia and the Middle East and weaker demand for diesel due to slowing in trucking and freight markets.",U.S. refining profits are expected to fall from last year's records but remain strong as domestic refining outages and increased foreign competition pose challenges.,PSX,Extractives & Minerals Processing,Oil & Gas - Refining & Marketing,Phillips 66,"{'Pricing Integrity & Transparency': 'Regulators such as the U.S. Federal Trade Commission (FTC), and the U.S. Commodity Futures Trading Commission (CFTC)are responsible for overseeing issues related to pricing integrity and transparency, which includes the potential for market manipulation by oil and gas entities, including Refining & Marketing (R&M) entities. Regulatory agencies focusing on refineries may investigate various competitive factors, including utilisation and maintenance decisions, product supply decisions, product margins, and capital planning, creating uncertainty regarding future enforcement. The focus of enforcement actions also includes reporting prices to price index publishers, as well as potential price distortions through trading positions in physical transactions, and swaps, futures, and derivatives. Maintaining market integrity and ensuring transparency in product pricing can therefore lower regulatory risks and liabilities for R&M entities and protect consumers from unfair pricing.', 'Greenhouse Gas Emissions': 'Oil and Gas R&M operations generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions primarily consist of carbon dioxide and methane from stationary fossil fuel combustion for energy supply. Energy costs are a significant share of refinery operating costs. GHGs also are released from process emissions, fugitive emissions resulting from leaks, emissions from venting and flaring, and from non-routine events such as equipment maintenance. The energy intensity of production, and therefore the GHG emissions intensity, can vary significantly depending on the type of crude oil feedstock used and refined product specifications. Entities that cost-effectively reduce GHG emissions from their operations may capture operational efficiencies. Such reductions also may mitigate the effects of increased fuel costs from regulations that limit—or put a price on—GHG emissions.', 'Water Management': 'Refineries can use large quantities of water depending on their size and refining process complexity. This water use exposes them to the risk of water scarcity, depending on their location, and related costs. Extraction of water from water-stressed regions or water contamination also may create tensions with local communities. Refinery operations require wastewater treatment and disposal, often via on-site wastewater treatment plants before discharge. Reducing water use and contamination through recycling and other water management strategies may permit entities to capture operational efficiencies and reduce operating costs. They also could minimise regulatory, water supply shortages and community-related disruptions on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Refining & Marketing industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations and ultimately impact an entity’s social license to operate. ', 'Air Quality': 'Non-greenhouse gas (GHG) air emissions from Refining & Marketing (R&M) operations include criteria air pollutants, Volatile Organic Compounds (VOCs), and hazardous air pollutants, which can have significant, localised human health and environmental impacts. Specific emissions of concern include sulphur dioxide, nitrogen oxides, hydrogen sulphide, particulate matter, and VOCs. Releases occur from stationary combustion sources, storage vessels, flares, and equipment leaks, and may also occur as a result of accidents. Human health impacts and financial consequences for R&M entities arelikely to be exacerbated the closer a facility is to population centres. Active management of the issue—through technological and process improvements—can allow entities to limit the impact of regulations and benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Workforce Health & Safety': 'Hazards associated with the operations of entities in the Refining & Marketing (R&M) industry may present risks to employee health and safety. Such hazards include the handling and processing of hydrocarbons, frequently at high temperatures and pressures during refining operations. Accidents or inadvertent exposures to chemicals and other hazards such as heat or noise may result in fatalities, severe injuries, or illnesses. Releases of hydrocarbons or other hazardous substances as a result of accidents or leaks can also have negative consequences for neighbouring communities. An entity’s ability to protect employee health and safety, and to create a culture of safety and well-being among employees at all levels, can help prevent accidents, mitigate costs and operational downtime, and enhance workforce productivity.', 'Hazardous Materials Management': 'As a byproduct of their operations, Refining & Marketing (R&M) entities generate various forms of waste derived from theprocessing and storage of petroleum products. Many of these substances are hazardous to human health and the environment and may be subject to regulation. Remediation of inactive or decommissioned sites often takes several years to be completed, and entities may accrue liabilities for past operations. Releases of hazardous substances from underground storage tanks (USTs) used by refining facilities and gas stations can affect redevelopment of land for abandoned or closed facilities. Spills and releases during operations can lead to groundwater contamination and other negative impacts. R&M entities that reduce and recycle hazardous waste streams ensure the integrity of their USTs, as wellas those that have effective and prompt clean-up and remediation measures in place for normal operations and decommissioned facilities, may enjoy reduced regulatory and litigation risks and associated costs.', 'Product Specifications & Clean Fuel Blends': 'Some regulatory jurisdictions have implemented product specifications and renewable fuel blends, which pose significant compliance and operational risks for Refining & Marketing entities. Entities may face long-term reductions in revenue from fossil fuel-based products and services because of GHG mitigation policies such as renewable fuel mandates or standards, as well as competition from non-fossil fuel products. To ensure regulatory compliance and position themselves for long-term competitiveness, some entities are investing in clean fuel production or purchasing ethanol and other renewable biofuels. Advanced biofuels and fuel technologies have lower lifecycle impacts than traditional biofuels, and they can be used to minimise future regulatory risks and public pressure. Although short-term costs to find commercially viable technologies can be significant, investments in R&D for such technologies could serve to support R&M entities’ long-term profitability.', 'Critical Incident Risk Management': 'The operations of Refining & Marketing entities are often characterised by a high number of hazards, including the handling of flammable, volatile substances, the use of highly reactive chemicals, and the processing of fluids at high temperature and pressure. Releases of hydrocarbons or other hazardous substances as a result of accidents can have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.'}","{'Pricing Integrity & Transparency': 0.8114707273027038, 'Greenhouse Gas Emissions': 0.8006408876380593, 'Water Management': 0.7923852967995973, 'Management of the Legal & Regulatory Environment': 0.7914210237014331, 'Air Quality': 0.7770427722704885, 'Workforce Health & Safety': 0.7830088364373814, 'Hazardous Materials Management': 0.7871037068468856, 'Product Specifications & Clean Fuel Blends': 0.8073125848380448, 'Critical Incident Risk Management': 0.7583523968805171}",0.8114707273027038,Yuning,Minor focus,Minor focus,Neutral,"Pricing Integrity & Transparency, Greenhouse Gas Emissions, Water Management, Management of the Legal & Regulatory Environment, Air Quality, Workforce Health & Safety, Hazardous Materials Management, Product Specifications & Clean Fuel Blends, Critical Incident Risk Management",Major,Major,Negative,2023-03-28T15:56:21+00:00,https://finance.yahoo.com/news/spanish-competition-watchdog-opens-disciplinary-155621599.html,"[{'name': 'Google Spain', 'weight': 0.12905273}, {'name': 'Spanish news agencies', 'weight': 0.12508349}, {'name': 'Spanish competition watchdog', 'weight': 0.12313946}, {'name': 'Google Ireland Ltd', 'weight': 0.117309116}, {'name': 'Google LLC', 'weight': 0.11563658}, {'name': 'Google', 'weight': 0.11469694}, {'name': 'Spanish', 'weight': 0.10309402}, {'name': 'disciplinary case', 'weight': 0.098591894}, {'name': 'press publishers', 'weight': 0.0953796}, {'name': 'CNMC', 'weight': 0.09488446}]",[{'name': 'Tech'}],"[{'data': 'Spanish', 'type': 'NORP', 'mentions': 4}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 2}, {'data': 'watchdog', 'type': 'ORG', 'mentions': 1}, {'data': 'CNMC', 'type': 'ORG', 'mentions': 5}, {'data': 'S.L.', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'the Spanish Reproduction Rights Centre', 'type': 'ORG', 'mentions': 1}, {'data': 'CEDRO', 'type': 'ORG', 'mentions': 1}, {'data': 'Spain', 'type': 'GPE', 'mentions': 1}, {'data': 'Tiago Brandao', 'type': 'PERSON', 'mentions': 1}, {'data': 'Emma Pinedo', 'type': 'PERSON', 'mentions': 1}, {'data': 'David Goodman', 'type': 'PERSON', 'mentions': 1}]","March 28 (Reuters) - Spain's competition watchdog CNMC has opened a disciplinary case against Google for alleged anti-competitive practices affecting publishers and Spanish news agencies, the regulator said on Tuesday.
+
+CNMC said it was investigating whether Google had abused its dominant position in the Spanish market. The proceedings involve Google LLC, Google Ireland Ltd, Google Spain, S.L. and their parent Alphabet Inc.
+
+The alleged practices also include distorting free competition and imposing unfair conditions on press publishers and Spanish news agencies, CNMC said.
+
+""We will analyse the details of this case and address any questions that the CNMC may have,"" a spokesperson for Google Spain told Reuters, adding that the company ""works constructively with publishers"".
+
+The watchdog's investigation was sparked by a complaint from the Spanish Reproduction Rights Centre (CEDRO).
+
+CNMC will investigate the case over the next 18 months, during which both sides can present their arguments. (Reporting by Tiago Brandao Editing by Emma Pinedo and David Goodman )",3c8e396b2e814f0a95d85c1b024014e5,Spanish competition watchdog opens disciplinary case against Google,4,,,,
+26313,"Report: Herschel Walker’s Very Embarrassing Campaign May Have Also Committed Wire Fraud - His Senate campaign is dead, but Herschel Walker is still producing scandals. The latest bombshell came courtesy of the Daily Beast—as most have—which reported Wednesday that Walker, a former NFL running back who lost to Democrat Raphael Warnock in last year’s Georgia Senate race, padded his personal company with $535,200 in political contributions. The money was sent by billionaire Dennis Washington, a friend of Walker’s who reportedly assumed the funds were intended for Walker’s Senate bid.
+
+Instead, according to the Daily Beast, the cash was deposited into an account for HR Talent, LLC, a firm owned by Walker that he never disclosed in financial statements. In doing so, according to experts who spoke to the Daily Beast, Walker may have committed wire fraud—via distorting the purpose of the payment—or violated a Federal Elections Commission rule that bars federal candidates from soliciting donations outside of the contribution limits (the donation limit for a Senate candidate was set at $2,900 per individual in 2022). “Even if the money wasn’t spent in the election, Walker would have broken the law when he directed this donor to give money above contribution limits in connection with the election,” Paul S. Ryan, a campaign finance expert, told the Daily Beast.
+
+On the potential-fraud side of things, it was Walker who emailed the account and routing numbers for HR Talent while seemingly claiming the money was campaign-related. “The $535,200 can be wired to H R Talent,” he wrote in an email titled “Wire instructions for Team Herschel’s People’s Champion Committee.” Months after the money was sent, a representative for Washington asked about rerouting it to an aligned super PAC, but filings from the Federal Election Commission show the $535,200 was never moved there. It is possible, however, that Walker, who reportedly never personally contributed to his campaign, could have refunded the money back to Washington. Either way, emails reported by the Daily Beast show that Walker was explicitly told that the money sent to HR Talent could not be used for political purposes.
+
+This latest financial revelation—which could veer into criminal territory—is only one in a long string of scandals stemming from the Walker campaign, from reports that the candidate paid for former partners to have abortions (which Walker denied) to allegations that longtime Republican operative Matt Schlapp groped a Walker staffer (Schlapp also denied the claim). The nature of Walker’s loss proved to be a major embarrassment for the Republican Party in the 2022 midterm elections. That the scandals have continued to mount is a testament to just how poor the vetting was in one of the most high-stakes elections of the cycle.
+
+As for HR Talent, while the exact nature of the company—and if or how its money was spent—remains unclear, Walker did organize a couple of talent shows billed as “Herschel’s Raw Talent” nearly a decade ago, per The New York Times. The company was originally registered in 2002 as “Renaissance Man Medical, LLC,” an apparent branding spin on Walker’s Renaissance Man Food Services. Walker did not reply to the Daily Beast’s request for comment, and a representative for Washington did not respond to the outlet’s questions. Representatives for Walker and Washington also did not immediately respond to Vanity Fair’s comment requests.
+
+This is not Walker‚Äôs first brush with fraud allegations. Last year an AP report revealed that Universal Health Services, the company that offers the program Patriot Support, a supposed medical nonprofit for veterans that Walker claimed he founded, had reached a $122 million settlement after being accused of improper billing and failing to provide adequate services. Moreover, Walker did not found the group, as it is actually part of UHS, a for-profit hospital chain. In a separate investigation, the Times found little evidence to support Walker‚Äôs vast claims of philanthropy.","{'positive': 0.022818383, 'negative': 0.53165984, 'neutral': 0.44552177}","Herschel Walker's Senate campaign is dead, but he is still producing scandals. The Daily Beast reported Wednesday that Walker, a former NFL running back who lost to Democrat Raphael Warnock in last year‚Äôs Georgia Senate race, padded his personal company with $535,200 in political contributions. The money was sent by billionaire Dennis Washington, a friend of Walker's, who assumed the funds were intended for Walker‚Äùs Senate bid. According to reports from the Federal Election Commission, Walker may have committed wire fraud or violated a Federal Elections Commission rule that bars federal candidates from soliciting donations outside of the contribution limits. This latest financial revelation is only one in a long string of scandals stemming from the Walker campaign, from reports that the candidate paid for former partners to have abortions (which Walker denied) to allegations that longtime Republican operative Matt Schlapp groped a Walker staffer (Schlapp also denied the claim). Walker did organize a couple of talent shows billed as ‚ÄúHerschechel‚Äù nearly a decade ago, per The New York Times. Last year, a report revealed that Universal Health Services, the company that offers the program Patriot Support, a supposed medical nonprofit for veterans that Walker claimed he founded, had reached a $122 million settlement after being accused of improper billing and failing to provide adequate services.","Emails reported by the Daily Beast show Walker may have solicited more than $500,000 in political contributions to go to his personal company.",UHS,Health Care,Health Care Delivery,Universal Health Services B,"{'Climate Change Impacts on Human Health & Infrastructure': 'An increase in extreme weather events associated with climate change may present physical threats to health care deliveryfacilities and create challenges in serving affected populations. Coupled with the potential spread of infectious diseases and food and water scarcity, these events may present material implications for the Health Care Delivery industry.', 'Access for Low-Income Patients': 'The Patient Protection and Affordable Care Act (PPACA) expanded the number of insured individuals. However, more than 10 percent of the adults in the U.S. remain uninsured. Health care delivery entities will continue to face challenges associated with serving uninsured and low-income patients. These challenges are likely to be compounded by reductions in Disproportionate Share Hospital (DSH) payments. Disclosure on how entities manage the provision of care to uninsured populations and shifting DSH allocations will allow shareholders to understand the associated risks and opportunities. ', 'Quality of Care & Patient Satisfaction': 'The ability to deliver quality care and ensure patient satisfaction is an essential value driver for health care delivery entities.The link between performance in this area and shareholder value was strengthened by the Patient Protection and Affordable Care Act (PPACA). Included in the Act‚Äôs provisions, is the establishment of the Hospital Value-Based PurchasingProgram, which provides incentive payments, based on performance on a series of health care quality measures. In addition, the PPACA created programs that reduce inpatient payments for hospitals with excessive readmissions rates and hospital-acquired conditions.', 'Patient Privacy & Electronic Health Records': 'The Health Insurance Portability and Accountability Act (HIPAA) requires health care providers to establish administrative, physical, and technical safeguards to protect the integrity, confidentiality, and availability of patient health information. Failure to comply with such regulations can lead to civil and criminal penalties. The extent and enforcement of these fines was strengthened by the American Recovery and Reinvestment Act (ARRA). The ARRA also established financial incentivesfor the meaningful use of electronic health records, as well as reduced Medicare payments for entities that fail to demonstrate meaningful use. Although meaningful use was supplanted by Promoting Interoperability by the Medicare Access and CHIP Reauthorization Act (MACRA), financial incentives and penalties remain tied to the effective use of electronic health records. As legislative efforts continue to promote the use of electronic health records and health care delivery entities face increasing threats related to cybersecurity, disclosure on the use of electronic health records and datasecurity will allow shareholders to monitor performance in these areas.', 'Energy Management': 'Health Care Delivery entities operate energy-intensive facilities and rely on both purchased electricity and fuel. The consumption of both can contribute to environmental impacts, including climate change and pollution. Legislative attempts to limit these impacts and to incentivise energy efficiency and renewable energy may result in price volatility associated with fossil fuels and conventional electricity. Entities that improve energy efficiency may decrease costs and limit exposure to energy price fluctuations.', 'Management of Controlled Substances': 'The Health Care Delivery industry is in a unique position with respect to the evolving opioid epidemic in the U.S. As one of the largest prescribers of opioids, the industry has contributed to an increase in the use of these substances and subsequently to a rise in addiction levels. As the providers of care, the industry also treats individuals who are suffering from addiction and related health concerns. Although health care delivery entities do not typically face direct costs associated with the prescription of opioids, they face significant costs in addressing the health care needs of those suffering from addiction and related illnesses. Industry-wide efforts to reevaluate approaches to pain management through the development of new policies, training, and oversight may have financially material impacts. ', 'Fraud & Unnecessary Procedures': 'Health care delivery entities in the U.S. are subject to significant fines and penalties under the Federal False Claims Act and similar state laws. Entities that receive at least $5 million annually in Medicaid payments must have written policies for all employees and contractors regarding false claims, false statements, and whistleblower protections under these laws. The ability to ensure compliance in this area may have material implications for health delivery entities.', 'Pricing & Billing Transparency': 'In the U.S., concern over pricing and billing transparency in the Health Care Delivery industry has led to numerous legislative efforts at both the state and federal level. More than 40 states report information on charges or payment rates,and make the information available to the public. For hospitals accepting Medicare patients, the Centres for Medicare & Medicaid Services (CMS) provides average charges per patient and average Medicare payments for the 30 most common ambulatory procedures and the most frequent diagnosis-related groups. Beginning in 2019, CMS is also likely to require that hospitals publish a list of their current standard charges online, and that these charges be updated annually. This would strengthen requirements established in the Patient Protection and Affordable Care Act (PPACA), and be similar to existing requirements in numerous states. These legislative and regulatory efforts, coupled with increased emphasis on health care cost containment, may enhance scrutiny on the pricing and billing practices of entities in this industry. Firms that are able to achieve compliance and transparent pricing structures may be better positioned to protect shareholder value.', 'Employee Health & Safety': 'The Health Care Delivery industry is heavily dependent on a skilled workforce, and employees are routinely exposed to injury, illness, and infection during their regular duties. Relative to other industries, Health Care Delivery has one of the highest rates of injury and illness. Entities that are able to manage this issue more effectively can reduce costs associated with workers‚Äô compensation, productivity, morale, and employee retention. Entities often mitigate risks by implementing proactive health and safety management protocols, developing training requirements for employees, and conducting regular audits of their own practices.', 'Employee Recruitment, Development & Retention': 'Health care delivery entities will continue to face increased competition for physicians due to increased demand which is intensified by current and future shortages. The ongoing ability to recruit, develop, and retain health care practitioners is critical to success in this industry and disclosure on related performance indicators allows shareholders to understand howentities are managing this important human capital issue. ', 'Waste Management': 'Health Care Delivery entities generate a significant amount of regulated medical and pharmaceutical waste. Disposal fees for these types of waste are typically higher than that of conventional waste and may present a significant cost for the industry. Entities that reduce the amount of waste generated by enhanced waste segregation strategies, recycling and reuse may limit their exposure to these costs.'}","{'Climate Change Impacts on Human Health & Infrastructure': 0.7025643557778966, 'Access for Low-Income Patients': 0.7354763358314466, 'Quality of Care & Patient Satisfaction': 0.7034846837407077, 'Patient Privacy & Electronic Health Records': 0.7346018813672606, 'Energy Management': 0.7163390445575173, 'Management of Controlled Substances': 0.7101746623785302, 'Fraud & Unnecessary Procedures': 0.778732363453555, 'Pricing & Billing Transparency': 0.732010693721932, 'Employee Health & Safety': 0.7232116107168759, 'Employee Recruitment, Development & Retention': 0.7194534915622954, 'Waste Management': 0.7229346011151662}",0.778732363,Yuning,Major focus,Minor focus,Negative,"Fraud & Unnecessary Procedures, Quality of Care & Patient Satisfaction",Minor,Minor,Negative,2023-08-03T21:18:53+00:00,https://www.newsmax.com/finance/streettalk/apple-iphone-earnings-revenue-fiscal-third-quarter/2023/08/03/id/1129571/,"[{'name': 'analyst forecasts', 'weight': 0.13086265}, {'name': 'last year', 'weight': 0.1279261}, {'name': 'year', 'weight': 0.11486959}, {'name': 'revenue', 'weight': 0.110310175}, {'name': 'analysts', 'weight': 0.10981198}, {'name': 'FactSet Research', 'weight': 0.09885558}, {'name': 'last quarter', 'weight': 0.096704856}, {'name': 'declining sales', 'weight': 0.084713064}, {'name': 'U.S.', 'weight': 0.0804034}, {'name': 'iPhones sales', 'weight': 0.07547243}]",[{'name': 'Finance'}],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'FactSet Research', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Apple’s eked out a slightly higher profit last quarter even though sales dipped during the period, a time during which the iPhone maker became the first publicly held company in the U.S. to be valued at $3 trillion.
+
+The results released Thursday covered April through June, the third consecutive quarter that Apple has posted a year-over-year decline in revenue. That’s its longest stretch of declining sales in nearly seven years.
+
+Revenue totaled $81.8 billion, down 1% from last year. Profit edged up by less than 1% from a year ago to $19.9 billion, or $1.26 per share.
+
+The earnings were better than the $1.20 per share projected by analysts polled by FactSet Research, while revenue matched analyst forecasts.
+
+But iPhones sales — the product segment watched most closely by Wall Street — fell 2% from a year ago to $39.7 billion, below analysts' predictions.
+
+Apple's stock declined by about 1% in extended trading after the numbers came out.",497338337f9e4bf89d5e30ced5699a77,"Apple's Earnings Beat, But Sales Drop a 3rd Time",4,,,,
+13836,"Investors in Discover Financial Services (NYSE:DFS) have made a splendid return of 187% over the past three years - It might seem bad, but the worst that can happen when you buy a stock (without leverage) is that its share price goes to zero. But if you buy shares in a really great company, you can more than double your money. For example, the Discover Financial Services (NYSE:DFS) share price has soared 168% in the last three years. Most would be happy with that. It's down 1.8% in the last seven days.
+
+Now it's worth having a look at the company's fundamentals too, because that will help us determine if the long term shareholder return has matched the performance of the underlying business.
+
+Check out our latest analysis for Discover Financial Services
+
+There is no denying that markets are sometimes efficient, but prices do not always reflect underlying business performance. By comparing earnings per share (EPS) and share price changes over time, we can get a feel for how investor attitudes to a company have morphed over time.
+
+During three years of share price growth, Discover Financial Services achieved compound earnings per share growth of 22% per year. In comparison, the 39% per year gain in the share price outpaces the EPS growth. This suggests that, as the business progressed over the last few years, it gained the confidence of market participants. It's not unusual to see the market 're-rate' a stock, after a few years of growth.
+
+The image below shows how EPS has tracked over time (if you click on the image you can see greater detail).
+
+Dive deeper into Discover Financial Services' key metrics by checking this interactive graph of Discover Financial Services's earnings, revenue and cash flow.
+
+As well as measuring the share price return, investors should also consider the total shareholder return (TSR). Whereas the share price return only reflects the change in the share price, the TSR includes the value of dividends (assuming they were reinvested) and the benefit of any discounted capital raising or spin-off. It's fair to say that the TSR gives a more complete picture for stocks that pay a dividend. As it happens, Discover Financial Services' TSR for the last 3 years was 187%, which exceeds the share price return mentioned earlier. This is largely a result of its dividend payments!
+
+While the broader market lost about 9.2% in the twelve months, Discover Financial Services shareholders did even worse, losing 11% (even including dividends). Having said that, it's inevitable that some stocks will be oversold in a falling market. The key is to keep your eyes on the fundamental developments. On the bright side, long term shareholders have made money, with a gain of 9% per year over half a decade. It could be that the recent sell-off is an opportunity, so it may be worth checking the fundamental data for signs of a long term growth trend. I find it very interesting to look at share price over the long term as a proxy for business performance. But to truly gain insight, we need to consider other information, too. For instance, we've identified 3 warning signs for Discover Financial Services (1 is significant) that you should be aware of.
+
+Of course Discover Financial Services may not be the best stock to buy. So you may wish to see this free collection of growth stocks.
+
+Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.15234652, 'negative': 0.18313795, 'neutral': 0.6645155}","Investors in Discover Financial Services (NYSE:DFS) have made a splendid return of 187% over the past three years, and it is worth having a look at the company's fundamentals too. This will help us determine if the long term shareholder return has matched the performance of the underlying business. To measure the share price return, investors should also consider the total shareholder return (TSR). This is largely a result of its dividend payments, and long term shareholders have made money, with a gain of 9% per year over half a decade. Finally, this article by Simply Wall St provides analysis based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.","It might seem bad, but the worst that can happen when you buy a stock (without leverage) is that its share price goes...",DFS,Financials,Consumer Finance,Discover Financial Services,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers’ PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers’ personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7944241045884564, 'Customer Privacy': 0.7637005980129639, 'Data Security': 0.7628221517330902}",0.7944241045884564,Yuning,No focus,No focus,Neutral,,No,Major,Positive,2023-03-02T18:35:36+00:00,https://abcnews.go.com/GMA/Wellness/increased-social-media-linked-development-eating-disorders-research/story?id=97563346,"[{'name': 'social media', 'weight': 0.10966145}, {'name': 'social media platforms', 'weight': 0.107631065}, {'name': 'social media sites', 'weight': 0.10484979}, {'name': 'social media literacy', 'weight': 0.10408901}, {'name': 'eating disorders', 'weight': 0.1002104}, {'name': 'eating disorder recovery', 'weight': 0.09710814}, {'name': 'Increased social media use', 'weight': 0.09649968}, {'name': 'social comparisons', 'weight': 0.08958681}, {'name': 'eating', 'weight': 0.07892451}, {'name': 'disordered eating', 'weight': 0.07748593}]",[],"[{'data': 'Andrea Vazzana', 'type': 'PERSON', 'mentions': 6}, {'data': 'Vivek Murthy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sam Dylan Finch', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mallory Rowley', 'type': 'PERSON', 'mentions': 1}, {'data': 'NYU Langone', 'type': 'ORG', 'mentions': 1}, {'data': 'ABC News', 'type': 'ORG', 'mentions': 5}, {'data': 'the Center for Countering Digital Hate', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 3}, {'data': 'the Academy for Eating Disorders', 'type': 'ORG', 'mentions': 1}, {'data': 'Deloitte Access Economics', 'type': 'ORG', 'mentions': 1}, {'data': 'The National Institute of Mental Health', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 2}, {'data': 'Snapchat', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 2}, {'data': 'the National Eating Disorder Association', 'type': 'ORG', 'mentions': 2}, {'data': 'NEDA', 'type': 'ORG', 'mentions': 1}, {'data': '30 minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Increased time spent on social media is a risk factor for disordered eating, research shows.
+
+Andrea Vazzana, a child psychologist who specializes in the treatment of eating disorders in children, adolescents and adults at NYU Langone, said the negative influence of social media is largely owed to the amount of social comparisons that are part of engaging in these social media platforms.
+
+Increased use of social media has also contributed, in part, to the shifting demographics of those affected by eating disorders, according to Vazzana. She said there has been an increase in younger individuals, including tweens as young as 9 and 10 years old, suffering from eating disorders.
+
+“This may be correlational data, but we’re seeing people joining social media platforms at an earlier age as well,"" she told ABC News.
+
+Vazzana noted that in addition to showing overedited, filtered photos, social media sites also offer users ways to find content like weight loss challenges, videos of purging techniques and unhealthy diets.
+
+A recent report from the Center for Countering Digital Hate, a nonprofit organization, found that within 30 minutes of a 13-year-old joining TikTok, the teen was being recommended content tied to eating disorders.
+
+Nearly 10% of the world’s population and an estimated 30 million people in the United States are affected by an eating disorder, according to a report from the Academy for Eating Disorders and Deloitte Access Economics.
+
+The National Institute of Mental Health defines eating disorders as serious illnesses that cause severe disturbances to a person’s eating behaviors.
+
+During National Eating Disorders Awareness Week, now through March 5, health professionals and recovery advocates are raising awareness about the importance of social media literacy to combat eating disorders.
+
+Vazzana suggests parents and teens have conversations about social media literacy: comparisons, the use of filters and Photoshop and the concept of a highlight reel.
+
+She believes “friending” people on social media that you know in real life, instead of following influencers and strangers, may be a protective factor in combating poor self-esteem from comparison. Limiting time on social media, as multiple studies have highlighted, can also be beneficial for both mental health and weight esteem.
+
+When it comes to allowing children on social media, Vazzana said age is an important factor for parents to consider as research demonstrates that girls who engage on social media earlier than their peers have a higher drive for thinness.
+
+In January, U.S. Surgeon General Dr. Vivek Murthy said he believes 13 is too young for children to be on social media platforms, despite some of the most popular platforms allowing users to be that age.
+
+Meta, the parent company of Facebook and Instagram, requires users to be at least 13 years old to use its platforms, according to the company's website.
+
+TikTok and Snapchat each also require users to be at least 13-years-old, according to their respective websites.
+
+Google, the parent company of YouTube, does not allow kids under age 13 to create their own Google Account. YouTube allows parents to set up a ""supervised account"" for a child under age 13, for which they can control the content settings, according to its website.
+
+In most cases, the social media sites require people to enter their birth dates in order to sign up as users.
+
+Sam Dylan Finch, a recovery advocate, told ABC News that while social media can be a powerful tool in eating disorder recovery -- including his own -- it can also trap users in cycles of comparison and self-critique.
+
+“It can be a vehicle for fad diets, health misinformation, harsh criticism, especially for those of us that don’t conform to society’s ideals of beauty and achievement,"" he said. ""And perpetuates standards of perfection that are impossible to achieve.""
+
+Dylan Finch added that he believes how you curate your social media feed is important, in order to rule out false promises of esteem that the diet culture tries to sell, often through sponsored posts.
+
+“This makes curating our feeds a powerful act of self-care that every one of us should take seriously,"" he said.
+
+Some social media sites have started to provide in-app resources for eating disorders and raise awareness.
+
+In 2020, TikTok partnered with the National Eating Disorder Association, telling ABC News at the time, ""At TikTok we work to foster an inclusive, body-positive environment where people can find support, affirmation and empathy within their community. Our goal is to create a space where our community feels comfortable and confident to be exactly who they are and express themselves freely.""
+
+Instagram also has protections for kids, including support for people struggling with body image issues, age verification, parental controls, decreasing visibility of content that is potentially sensitive, time control settings, default settings to provide more privacy, as well as in-app resources offering mental health support, a spokesperson told ABC News last year.
+
+When preoccupations with eating, exercise and photographs for social media start to distract a child from what is happening in real life, Vazzana suggests seeking professional help.
+
+She said that pushing back against appearance ideals allows for more meaningful engagement in the real world, saying, ""It’s almost like a bit of obstinance that can be used in a healthy way.”
+
+If you or someone you know is battling an eating disorder, contact the National Eating Disorders Association (NEDA) at 1-800-931-2237 or NationalEatingDisorders.org.
+
+Mallory Rowley is a fourth-year medical student and a member of the ABC News Medical Unit.",8c28157058c7483fa1ecd889a4639457,"Increased social media use linked to development of eating disorders, research shows",4,,,,
+7385,"BlackRock Will Do Little To Change Climate Stance Despite ... - BlackRock will make no major changes to the way it influences companies’ environmental policies, even as Republican officials and lawmakers continue to challenge the massive asset manager over its climate stance, Reuters reported Monday.
+
+BlackRock, which manages $8 trillion in assets, said it will not change major elements of its environmental, social and corporate governance (ESG) investing and shareholder voting policies in its latest annual stewardship update, according to Reuters. However, Republican State treasurers, attorneys general and lawmakers have accused the company of failing to fulfill its fiduciary duty to its shareholders by allegedly boycotting fossil fuel companies to help meet international climate goals. (RELATED: EXCLUSIVE: State Treasurer Who Took On BlackRock Plans Crackdown On Woke Investing As Congressman)
+
+“As a result, we do not anticipate material changes in our voting, and much of our engagement with companies will be continuing the dialogue on material risks and opportunities that we had in 2022,” the company said, according to Reuters.
+
+Texas state senators pressed BlackRock on its climate commitments, asking to what extent the company used its financial influence to pressure companies to slash greenhouse gas emissions during a hearing held on Dec. 15, Barron’s reported. North Carolina State Treasurer Dal Folwell called on BlackRock CEO Larry Fink to resign after accusing him of using BlackRock’s assets to push businesses to cut back on fossil fuel investments and promote its political agenda, according to Dec. 9 letter sent to the company’s board.
+
+BlackRock will push companies to disclose their carbon emissions as well as environmental impacts, and release sustainability reports in advance of annual meetings to give investors more time to review companies’ climate policies, Reuters reported.
+
+Florida Chief Financial Officer Jimmy Patronis announced that the state would pull $2 billion away from BlackRock and alleged that BlackRock used its funds to support the firm’s “social-engineering project” rather than make money for its clients. BlackRock aims to push the world to produce “net zero” carbon emissions by 2050 and believes that change presents a financial risk for investors, meaning that a green energy transition is in the interests of the planet and investors alike.
+
+BlackRock did not immediately respond to the Daily Caller News Foundation’s request for comment.
+
+All content created by the Daily Caller News Foundation, an independent and nonpartisan newswire service, is available without charge to any legitimate news publisher that can provide a large audience. All republished articles must include our logo, our reporter’s byline and their DCNF affiliation. For any questions about our guidelines or partnering with us, please contact licensing@dailycallernewsfoundation.org.","{'positive': 0.038004916, 'negative': 0.59589124, 'neutral': 0.36610386}","
+
+BlackRock will make no major changes to the way it influences companies’ environmental policies, even as Republican officials and lawmakers continue to challenge the massive asset manager over its climate stance, Reuters reported Monday. However, Republican State treasurers, attorneys general and lawmakers have accused the company of failing to fulfill its fiduciary duty to its shareholders by allegedly boycotting fossil fuel companies to help meet international climate goals. (RELATED: EXCLUSIVE: State Treasurer Who Took On BlackRock Plans Crackdown On Woke Investing As Congressman)
+
+“As a result, we do not anticipate material changes in our voting, and much of our engagement with companies will be continuing the dialogue on material risks and opportunities that we had in 2022,” the company said, according to Reuters. 
+
+BlackRock will push companies to disclose their carbon emissions as well as environmental impacts, and release sustainability reports in advance of annual meetings to give investors more time to review companies‚Äô climate policies, Reuters reported.",BlackRock will make no major changes to the way it influences companies' environmental policies despite Republican backlash.,BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity‚Äôs management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees‚Äô ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.8072391612806912, 'Employee Diversity & Inclusion': 0.7831817831185559, 'Business Ethics': 0.7669653925394616, 'Factors in Investment Management & Advisory': 0.7924052666244601, 'Transparent Information & Fair Advice for Customers': 0.7609691177223254}",0.8072391612806912,Yuning,Major focus,Major focus,Neutral,"Financed Emissions, Employee Diversity & Inclusion, Business Ethics, Factors in Investment Management & Advisory, Transparent Information & Fair Advice for Customers",Major,Major,Positive,2023-01-24T18:04:44.033000+00:00,https://www.nbcnews.com/tech/tech-news/doj-files-second-antitrust-suit-google-seeks-break-ad-business-rcna67243,"[{'name': 'Google', 'weight': 0.11022536}, {'name': 'Google Ads', 'weight': 0.10730554}, {'name': 'tech business models', 'weight': 0.07644557}, {'name': 'publisher ad server DoubleClick', 'weight': 0.07577975}, {'name': 'other tech companies', 'weight': 0.07374731}, {'name': 'antitrust suits', 'weight': 0.073215604}, {'name': 'second antitrust suit', 'weight': 0.072093144}, {'name': 'Google’s online advertising business', 'weight': 0.071002424}, {'name': 'Google’s inflated ad prices', 'weight': 0.070228785}, {'name': 'Google’s advertising business', 'weight': 0.06926049}]","[{'name': 'Politics'}, {'name': 'Tech'}]","[{'data': 'DOJ', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 22}, {'data': 'The U.S. Justice Department', 'type': 'ORG', 'mentions': 4}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'DoubleClick', 'type': 'ORG', 'mentions': 1}, {'data': 'The DOJ Antitrust Division’s', 'type': 'ORG', 'mentions': 1}, {'data': 'The Wall Street Journal', 'type': 'ORG', 'mentions': 1}, {'data': 'Yelp', 'type': 'ORG', 'mentions': 1}, {'data': 'News Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'the Federal Trade Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Activision', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Colorado', 'type': 'GPE', 'mentions': 1}, {'data': 'Connecticut', 'type': 'GPE', 'mentions': 1}, {'data': 'New Jersey', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Rhode Island', 'type': 'GPE', 'mentions': 1}, {'data': 'Tennessee', 'type': 'GPE', 'mentions': 1}, {'data': 'Virginia', 'type': 'GPE', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ken Paxton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jonathan Kanter', 'type': 'PERSON', 'mentions': 4}, {'data': 'Google Ads', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}]","The U.S. Justice Department on Tuesday filed its second antitrust lawsuit against Google in just over two years. It’s the latest sign that the U.S. government is not backing down from cases against tech firms even in light of a mixed record in court on antitrust suits.
+
+This lawsuit, focused on Google’s online advertising business, seeks to make Google divest parts of the business and is the first against the company filed under the Biden administration. The Department’s earlier lawsuit, filed in October 2020 under the Trump administration, accused Google of using its alleged monopoly power to cut off competition for internet search through exclusionary agreements. That case is expected to go to trial in September.
+
+Google also faces three other antitrust lawsuits from large groups of state attorneys general, including one focused on its advertising business led by Texas Attorney General Ken Paxton.
+
+The states of California, Colorado, Connecticut, New Jersey, New York, Rhode Island, Tennessee and Virginia joined DOJ in the latest lawsuit.
+
+Google’s advertising business has drawn critics because the platform operates on multiple sides of the market — buying, selling and an ad exchange — giving it unique insight into the process and potential leverage. The company has long denied that it dominates the online advertising market, pointing to the market share of competitors including Meta’s Facebook.
+
+In its lawsuit, the Justice Department and the states argue that Google sought to control all sides of the market, realizing “it could become ‘the be-all, and end-all location for all ad serving.’”
+
+“Google would no longer have to compete on the merits; it could simply set the rules of the game to exclude rivals,” they allege.
+
+They also claim Google acquired other companies, including its 2008 acquisition of publisher ad server DoubleClick and and a “nascent ad exchange” that would become Google’s AdX, to grow its power in the market and “set the stage for Google’s later exclusionary conduct across the ad tech industry.”
+
+“In effect, Google was robbing from Peter (the advertisers) to pay Paul (the publishers), all the while collecting a hefty transaction fee for its own privileged position in the middle,” the enforcers allege. “Rather than helping to fund website publishing, Google was siphoning off advertising dollars for itself through the imposition of supra-competitive fees on its platforms. A rival publisher ad server could not compete with Google’s inflated ad prices, especially without access to Google’s captive advertiser demand from Google Ads.”
+
+The DOJ Antitrust Division’s progressive chief, Jonathan Kanter, had recently been cleared to work on Google-related matters, The Wall Street Journal reported earlier this month. Bloomberg had previously reported that Kanter was not permitted to work on issues involving the company while the Department evaluated Google’s request to review his grounds for recusal. Before his time in government, Kanter represented some of Google’s rivals and critics, including Yelp and News Corp.
+
+A Google spokesperson said in a statement last year that Kanter’s prior work and statements “raise serious concerns about his ability to be impartial.”
+
+Google is far from the only tech giant that has seen scrutiny from the federal government. At the Federal Trade Commission, Meta is also the subject of two antitrust suits, as is Microsoft’s proposed acquisition of Activision.
+
+Google and other tech companies have also faced increasing scrutiny from abroad, particularly in Europe, where Google has also fought multiple competition cases and new regulations threaten major changes to tech business models.
+
+Google did not immediately provide comment on the suit.
+
+This story is developing. Check back for updates.",3598b399ec7d4302bf2760ba1879cf62,"DOJ files second antitrust suit against Google, seeks to break up its ad business",4,,,,
+22474,"Biggest Gains in Customer Satisfaction in the Management Top 250 - Schlumberger is one of six companies in the Management Top 250 whose customer-satisfaction scores increased 20 points or more.
+
+Schlumberger Ltd. posted the biggest increase in scores for customer satisfaction among the latest Management Top 250 companies, followed closely by Northern Trust Corp., Marsh & McLennan Cos. and Halliburton Co.
+
+The Management Top 250 ranking, developed by the Drucker Institute, measures corporate effectiveness by examining performance in customer satisfaction, employee engagement and development, innovation, social responsibility and financial strength.","{'positive': 0.84788674, 'negative': 0.013077223, 'neutral': 0.13903604}","Schlumberger Ltd. posted the biggest increase in customer satisfaction among the latest Management Top 250 companies, followed closely by Northern Trust Corp., Marsh & McLennan Cos. and Halliburton Co. The Management Top250 ranking, developed by the Drucker Institute, measures corporate effectiveness and customer satisfaction by examining performance in customer engagement, employee engagement and development, innovation, social responsibility and financial strength.","Schlumberger tops the list, with Northern Trust, Marsh & McLennan and Halliburton next",SLB,Extractives & Minerals Processing,Oil & Gas - Services,Schlumberger Ltd,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers’ water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas – Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers—the oil and gas exploration and production (E&P) entities—can be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7827944781477291, 'Business Ethics & Payments Transparency': 0.7468849022517251, 'Water Management Services': 0.764996714670381, 'Ecological Impact Management': 0.7368118980236149, 'Workforce Health & Safety': 0.7782927667205679, 'Critical Incident Risk Management': 0.7613355093569472, 'Chemicals Management': 0.7464923959627103, 'Emissions Reduction Services & Fuels Management': 0.75137833156972}",0.7827944781477291,Yuning,Minor focus,Major focus,Positive,,Major,Major,Positive,2022-11-28T08:54:49-04:00,https://www.cnbc.com/2022/11/28/what-cramer-is-watching-monday-us-stock-market-should-not-be-down-on-china-covid-protests.html,"[{'name': 'China Covid protests', 'weight': 0.07492212}, {'name': 'China Estee Lauder', 'weight': 0.06913937}, {'name': 'buy rating', 'weight': 0.06791164}, {'name': 'China', 'weight': 0.06750266}, {'name': 'U.S. stock market', 'weight': 0.06661316}, {'name': 'share', 'weight': 0.0660939}, {'name': 'price target', 'weight': 0.065534115}, {'name': 'slumping semiconductor stocks', 'weight': 0.06291308}, {'name': 'video gaming stocks', 'weight': 0.06180187}, {'name': 'Life sciences instrument companies', 'weight': 0.061404362}]",[{'name': 'Finance'}],"[{'data': 'Cramer', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jim', 'type': 'PERSON', 'mentions': 3}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 5}, {'data': 'Covid', 'type': 'GPE', 'mentions': 1}, {'data': 'Macao', 'type': 'GPE', 'mentions': 1}, {'data': 'Club', 'type': 'ORG', 'mentions': 3}, {'data': 'China Estee Lauder', 'type': 'ORG', 'mentions': 1}, {'data': 'EL', 'type': 'ORG', 'mentions': 5}, {'data': 'Starbucks', 'type': 'ORG', 'mentions': 1}, {'data': 'SBUX', 'type': 'ORG', 'mentions': 2}, {'data': 'Wynn Resorts', 'type': 'ORG', 'mentions': 3}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'AAPL', 'type': 'ORG', 'mentions': 2}, {'data': 'Oppenheimer', 'type': 'ORG', 'mentions': 2}, {'data': 'Marvell Technology', 'type': 'ORG', 'mentions': 1}, {'data': 'MRVL', 'type': 'ORG', 'mentions': 2}, {'data': 'Advanced Micro Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'AMD', 'type': 'ORG', 'mentions': 2}, {'data': 'Nvidia', 'type': 'ORG', 'mentions': 3}, {'data': 'Qualcomm', 'type': 'ORG', 'mentions': 1}, {'data': 'QCOM', 'type': 'ORG', 'mentions': 2}, {'data': 'Barclays', 'type': 'ORG', 'mentions': 1}, {'data': 'Truist', 'type': 'ORG', 'mentions': 2}, {'data': 'EA', 'type': 'ORG', 'mentions': 2}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 1}, {'data': 'Take-Two Interactive', 'type': 'ORG', 'mentions': 1}, {'data': 'TTWO', 'type': 'ORG', 'mentions': 1}, {'data': 'Zynga', 'type': 'ORG', 'mentions': 1}, {'data': 'BMO Capital', 'type': 'ORG', 'mentions': 2}, {'data': 'S & P Global', 'type': 'ORG', 'mentions': 1}, {'data': 'SPGI', 'type': 'ORG', 'mentions': 2}, {'data': 'Deere', 'type': 'ORG', 'mentions': 2}, {'data': 'Baird', 'type': 'ORG', 'mentions': 1}, {'data': 'Visa', 'type': 'ORG', 'mentions': 1}, {'data': 'Citi', 'type': 'ORG', 'mentions': 1}, {'data': 'Dollar General', 'type': 'ORG', 'mentions': 1}, {'data': 'DG', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Covid', 'type': 'FAC', 'mentions': 2}, {'data': 'Asian', 'type': 'NORP', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': '45 minutes', 'type': 'TIME', 'mentions': 1}]","What I am looking at Monday, Nov. 28, 2022 China lockdown: Real impact from the lack of science? Why do they keep doing this? Why should our stock market react negatively each time? There are fewer and fewer connections with China, and I would prefer a slowdown there that cuts our commodity inflation. In case in point, oil prices sank roughly 3%. The Club stocks most tied to China Estee Lauder (EL) and Starbucks (SBUX) are down about 1% in the premarket. Wynn Resorts (WYNN), however, is up 5% on an upgrade from JPMorgan to overweight from neutral (buy from hold). JPM, like us, is betting on a further recovery in Macao as China eases Covid travel restrictions to the Asian gambling hub. Club holding Apple 's (AAPL) iPhone shortages are building into the holiday shopping season. One of the reasons for the supply constraints is the Covid mitigation efforts at the tech giant's biggest iPhone assembly plant in China. The stock falls 2% in the premarket. Oppenheimer cut price target on chipmaker Marvell Technology (MRVL) to $80 per share from $90; sees slower enterprise. The Club exited its remaining MRVL position earlier this month. As we reduced exposure to slumping semiconductor stocks, we held on to small positions in Advanced Micro Devices (AMD), Nvidia (NVDA) and Qualcomm (QCOM). Barclays upgrades PerkinElmer (PKI) to equal weight from underweight (hold from sell). Life sciences instrument companies holding up better than most in this environment. Truist cuts price target on Electronic Arts (EA) to $150 per share from $154. But it notes that EA has been a relative outperformer. Buyback, too. I despise video gaming stocks. Morgan Stanley lowers Take-Two Interactive (TTWO) price target to $140 per share from $150 but keeps overweight (buy) rating. Zynga and mobile not doing as well as desktop. BMO Capital raises price target on S & P Global (SPGI) to $393 per share from $355. Odd call, but it has an investor day Thursday. SPGI has a lot more than just issuance. Deere (DE) price target increased to $450 per share from $375 at BMO. Literally going at all cylinders. The stock for the moment. Baird says Visa (V) is trending above earnings estimates as of Nov. 21. That's ahead of the big holiday shopping kick-off days: Black Friday and Cyber Monday. In fact, Black Friday online sales top $9 billion , setting a new record. Citi raises price target on value retailer Five Below (FIVE) to $186 per share from $170; keeps buy rating. Oppenheimer increases PT on Dollar General (DG) to $285 per share from $275 on grocery strength. I am not sure I like this call. Prices are NOT cheap. (Jim Cramer's Charitable Trust is long EL, SBUX, WYNN, AAPL, AMD, NVDA and QCOM. See here for a full list of the stocks.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. NO SPECIFIC OUTCOME OR PROFIT IS GUARANTEED.
+
+What I am looking at Monday, Nov. 28, 2022",699d2c5f593b450f8e347b05a3ea8c91,What Cramer is watching Monday — U.S. stock market should not be down on China Covid protests,4,,,,
+6090,"China’s BYD Joins Latin America Lithium Rush to Feed Electric-Car Switch - Chinese electric-vehicle juggernaut BYD Co. is joining a Latin American lithium rush in a bid to lock in more supplies of the metal that’s a key component in EV batteries.
+
+In Chile, the nation with the biggest reserves of lithium, BYD is holding talks with authorities and companies including SQM on a new extraction technology, while in Brazil it’s working on a small standalone project, Executive Vice President Stella Li said in an interview Tuesday.
+
+The two countries are key pillars in BYD’s regional push. In Brazil, the company is building its first electric-car plant outside Asia as part of a plan to set up a regional manufacturing and innovation hub. In northern Chile, it’s working on a cathode factory after being granted access to preferential prices for lithium mined by SQM.
+
+Read More: BYD Picks Brazil for First Electric-Vehicle Hub Outside Asia
+
+Now the Tesla Inc. rival is looking to go further upstream. It’s negotiating to introduce a way of using resins to extract lithium directly from Chilean salt flats rather than the current practice of pumping up vast amounts of brine and storing it in evaporation ponds for a year or more. The plan is to adapt a direct lithium extraction technique used in China to Chilean conditions.
+
+“BYD is ready to bring advanced DLE technology to Chile, and also we will develop R&D patents locally and offer free patents to the Chilean government to help Chile build up this industry,” Li said.
+
+Read More: Tesla and BYD Set the Pace With Surge in Electric-Car Sales
+
+In Brazil, BYD has a “small project for the extraction side and we’re working hard to try to get more reserves,” she said. The company isn’t working with partners there: “We want to do it on our own.”
+
+The lithium market is facing a supply crunch toward the end of this decade amid wider EV adoption, with more than $51 billion in investments needed to meet future demand, according to Benchmark Mineral Intelligence.","{'positive': 0.32374677, 'negative': 0.012292207, 'neutral': 0.663961}","Chinese electric-vehicle juggernaut BYD Co. is joining a Latin American lithium rush in a bid to lock in more supplies of the metal that‚Äôs a key component in EV batteries. In Chile, the nation with the biggest reserves of lithium, BYD is holding talks with authorities and companies including SQM on a new extraction technology, while in Brazil it is working on a small standalone project. In Brazil, the company is building its first electric-car plant outside Asia as part of a plan to set up a regional manufacturing and innovation hub. The lithium market is facing a supply crunch toward the end of this decade amid wider EV adoption, with more than $51 billion in investments needed to meet future demand.",Chinese electric-vehicle juggernaut BYD Co. is joining a Latin American lithium rush in a bid to lock in more supplies of the metal that‚Äôs a key component in EV batteries.,TSLA,Transportation,Automobiles,"Tesla, Inc","{'Product Safety': 'Driving is a risky activity, as factors such as distracted driving, speeding, drunk driving, and dangerous weather conditions can lead to accidents that expose drivers, passengers, and bystanders to possible injuries and deaths. Accidents can also be caused by defective vehicles, and failure to detect defects before vehicles are sold can have significant financial repercussions for auto manufacturers. Defective vehicles sold in many countries that do not meet safety requirements must be recalled and repaired or replaced at the manufacturer‚Äôs cost. Recalls can result in reputational damage, which canreduce revenues and growth potential while increasing an entity‚Äôs risk profile and thus its cost of capital. Ensuring vehicle safety and responding in a timely manner when defects are identified can protect entities from regulatory action or customer lawsuits, which may result in significant costs that can erode industry margins. Through effective management of the issue, entities can enhance their brand value and drive higher sales over the long term.', 'Materials Sourcing': 'Entities in the Automobiles industry commonly rely on rare earth metals and other critical materials as key inputs. Many ofthese inputs have few or no available substitutes and are often sourced from deposits concentrated in a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operates are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. These materials play a crucial role in clean energytechnologies, such as electric and hybrid vehicles. As regulators aim to reduce greenhouse gas emissions and consumer demand grows for more fuel-efficient vehicles, the share of hybrids and zero emission vehicles (ZEVs) produced by the Automobiles industry is likely to continue to increase in the future. Entities that are able to limit the use of critical materials, secure their sourcing, and develop alternatives will protect themselves from supply disruptions and volatile input prices, which may impact their margins, risk profile and cost of capital.', 'Materials Efficiency & Recycling': 'Auto manufacturing involves the use of significant amounts of materials (including steel, iron, aluminium, and plastics) and can generate substantial amounts of waste (including scrap metal, paint sludge, and shipping materials). As the rate of vehicle ownership expands globally and millions of vehicles reach the end of their useful lives every year, the lifecycle environmental impacts of automobiles are increasing. Automobile entities can use design innovation as well as process and technological improvements to mitigate these impacts and achieve material financial benefits. Entities that innovate to improve materials efficiency in their production processes, including reducing waste and reusing or recycling waste andscrapped vehicles, can contribute to lowering the lifecycle environmental impacts of vehicles and the strain on natural resources from the production of new materials. Through such innovation, entities can achieve cost savings by lowering input costs and protect themselves from potential regulatory fines or penalties. They can also protect themselves from fluctuations in the prices and availability of key inputs into their production process that may arise from resource scarcity.', 'Fuel Economy & Use-phase Emissions': 'Motor vehicle fossil fuel combustion accounts for a significant share of the greenhouse gas (GHG) emissions contributing to global climate change. Engine exhaust also generates local air pollutants such as nitrogen oxides (NOx), volatile organic compounds (VOCs) and particulate matter (PM), which can threaten human health and the environment. In this context, vehicle emissions increasingly concern consumers and regulators around the world. Although use-phase emissions are downstream from auto manufacturers, regulations often focus on auto manufacturers to reduce these emissions, such as through fuel economy standards. More stringent emissions standards and changing consumer demands are driving electric vehicle and hybrid market expansion, as well as for high fuel-efficiency conventional vehicles. Moreover, manufacturers are designing innovative vehicles made with lighter-weight materials to improve fuel efficiency. Entities that meet current fuel-efficiency and emissions standards and continue to innovate to meet or exceed future regulatory standards in various markets may strengthen their competitive position and expand their market share, while mitigating the risk of reduced demand for conventional vehicles.', 'Labour Practices': 'Many workers in the Automobiles industry are covered under collective bargaining agreements that cover fair wages, safeworking conditions, and freedom of association, which are among basic worker rights. Meanwhile, due to the global nature of the industry, auto entities may also operate in countries where worker rights are not adequately protected. Effective management of, and communication regarding, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down manufacturing, reducerevenues, and raise operational risk. Auto manufacturers that manage workers in a way that protects worker rights may face higher labour costs in the short term, but may be better positioned to ensure the long-term financial sustainability of their operations by enhancing worker productivity. '}","{'Product Safety': 0.719697593613481, 'Materials Sourcing': 0.8107700013874217, 'Materials Efficiency & Recycling': 0.7481043247279621, 'Fuel Economy & Use-phase Emissions': 0.7474607569485529, 'Labour Practices': 0.7547711028833026}",0.8107700013874217,Yuning,Minor focus,No focus,Neutral,"Materials Sourcing, Materials Efficiency & Recycling",Major,Major,Positive,2023-03-16T15:55:49+00:00,https://finance.yahoo.com/news/google-dumps-ar-smart-glass-155549754.html,"[{'name': 'AR Smart Glass Enterprise Sales', 'weight': 0.105757006}, {'name': 'None Price Action', 'weight': 0.104872845}, {'name': 'None', 'weight': 0.10111149}, {'name': 'many Google products', 'weight': 0.09570021}, {'name': 'smart glasses', 'weight': 0.0931381}, {'name': 'augmented reality', 'weight': 0.08258114}, {'name': 'Google founders Larry Page', 'weight': 0.0823585}, {'name': 'Google', 'weight': 0.08215402}, {'name': 'virtual reality technology', 'weight': 0.08091265}, {'name': 'September', 'weight': 0.080201}]","[{'name': 'Finance'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'Alphabet Inc', 'type': 'ORG', 'mentions': 2}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 5}, {'data': 'Meet on Glass', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple Inc', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Ray-Ban', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft Corp', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'The Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'Benzinga Pro', 'type': 'ORG', 'mentions': 3}, {'data': 'Glass Enterprise Edition', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'HoloLens', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Larry Page', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sergey Brin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Patrick Seybold', 'type': 'PERSON', 'mentions': 1}]","• None Alphabet Inc (NASDAQ: GOOG) (NASDAQ: GOOGL) Google has halted sales of augmented reality smartglasses branded as Glass Enterprise Edition effective March 15, 2023.
+• None Google will stop supporting the pre-installed Meet on Glass app after September 15, and the app may stop working anytime after September 15.
+• None Google will continue to replace devices under the existing process until September 15.
+• None Google sold the smart glasses product line to developers and early adopters in 2013 for $1,500. However, it failed to gain traction as a mainstream product despite backing from Google founders Larry Page and Sergey Brin, CNBC reports.
+• None Google most recently released a new $999 version of the hardware in 2019.
+• None Google’s retreat comes as rivals, including Meta Platforms Inc (NASDAQ: META) and Apple Inc (NASDAQ: AAPL), splurge over augmented reality and virtual reality technology.
+• None Meta has released Ray-Ban smart glasses with cameras but no display. Apple is reportedly preparing a virtual reality headset. Microsoft Corp (NASDAQ: MSFT) has its own augmented reality glasses for businesses, HoloLens.
+• None Last summer, Google previewed a different pair of smart glasses that could translate and transcribe speech in real time.
+• None Google spokesperson Patrick Seybold told The Verge that the company is still “deeply committed to AR” and that it’s “been building AR into many Google products, and we’ll continue to look at ways to bring new, innovative AR experiences across our product portfolio.”
+• None Price Action: GOOG shares traded higher by 0.42% at $96.96 on the last check Thursday.
+
+Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.
+
+This article Google Dumps AR Smart Glass Enterprise Sales, No Reasons Disclosed originally appeared on Benzinga.com
+
+© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.",3455670e87464162a44a70c5040277d3,"Google Dumps AR Smart Glass Enterprise Sales, No Reasons Disclosed",4,,,,
+38109,"US securities regulator probes Illumina over Grail deal - Aug 11 (Reuters) - The U.S. Securities and Exchange Commission (SEC) has begun an investigation into Illumina's $7.1 billion acquisition of cancer detection test maker Grail, the gene sequencing company said in a regulatory filing on Thursday.
+
+The regulator has requested documents and communications related to the acquisition along with certain statements and disclosures about the ""conduct and compensation"" of certain members of the companies' management, according to Illumina.
+
+Illumina said it is cooperating with the SEC. An SEC spokesperson said the agency ""does not comment on the existence or nonexistence of a possible investigation"".
+
+Illumina did not immediately respond to a request for additional comment on the SEC investigation.
+
+The gene-sequencing machine maker had repurchased Grail in 2021, despite opposition from U.S. and European antitrust regulators, a decision that prompted investor Carl Icahn to pursue a proxy fight at Illumina, arguing Grail should be divested as it had cost investors billions of dollars.
+
+Illumina was fined 432 million euros ($476 million) by the EU last month for closing the deal before approval by European antitrust regulators.","{'positive': 0.017508706, 'negative': 0.8841027, 'neutral': 0.09838862}","The US Securities and Exchange Commission (SEC) has begun an investigation into Illumina's $7.1 billion acquisition of cancer detection test maker Grail, the gene sequencing company. The SEC has requested documents and communications related to the acquisition along with certain statements and disclosures about the ""conduct and compensation"" of certain members of the companies' management. Illumina said it is cooperating with the SEC and did not immediately respond to a request for additional comment. The gene-sequencing machine maker had repurchased Grail in 2021, despite opposition from U.S. and European antitrust regulators.","The U.S. Securities and Exchange Commission (SEC) has begun an investigation into Illumina's $7.1 billion acquisition of cancer detection test maker Grail, the gene sequencing company said in a regulatory filing on Thursday.  The regulator has requested documents and communications related to the acquisition along with certain statements and disclosures about the ""conduct and compensation"" of certain members of the companies' management, according to Illumina.  Illumina said it is cooperating with the SEC.",ILMN,Health Care,Medical Equipment & Supplies,Illumina Inc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry’s products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7401519241608113, 'Supply Chain Management': 0.763351572157702, 'Ethical Marketing': 0.7615647171622907, 'Business Ethics': 0.7682059655156839, 'Product Design & Lifecycle Management': 0.7504914215166189, 'Affordability & Pricing': 0.76595486408745}",0.7682059655156839,Yuning,Major focus,Major focus,Negative,Business Ethics,Major,Major,Negative,2023-04-14T17:45:23+00:00,https://finance.yahoo.com/news/blackrock-ready-next-bull-market-174523108.html?.tsrc=rss,"[{'name': 'passive investment products', 'weight': 0.09697648}, {'name': 'savings products', 'weight': 0.08989247}, {'name': 'bond products', 'weight': 0.08699486}, {'name': 'other cash management products', 'weight': 0.08372757}, {'name': 'innovative products', 'weight': 0.08278796}, {'name': 'BlackRocks earnings growth', 'weight': 0.0766085}, {'name': 'BlackRocks earnings', 'weight': 0.071076974}, {'name': 'equity markets', 'weight': 0.06965345}, {'name': 'global capital markets', 'weight': 0.069624886}, {'name': 'markets', 'weight': 0.06952851}]",[{'name': 'Finance'}],"[{'data': 'BlackRock', 'type': 'ORG', 'mentions': 25}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 1}, {'data': 'GuruFocus', 'type': 'ORG', 'mentions': 2}, {'data': 'BLK', 'type': 'ORG', 'mentions': 2}, {'data': 'iShares ETF', 'type': 'ORG', 'mentions': 1}, {'data': 'Larry Fink', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}]","BlackRock Inc. (NYSE:BLK), the largest asset manager in the world, reported reasonable earnings for the first quarter of 2023 despite a slowdown in revenue. Boosted by earnings that came in ahead of analyst estimates, BlackRock's stock surged higher in pre-market trading on April 14. The recent challenges faced by the financial services sector resulting from the failure of a few major banks led investors to approach BlackRocks earnings with caution, but the company, as it often does, delivered exceptional results.
+• None Warning! GuruFocus has detected 6 Warning Signs with BLK. Click here to check it out.
+• None The intrinsic value of BLK
+
+The stock is still valued at a premium over its closest rivals, but this is understandable given that BlackRocks profitability and scale are far superior to its main competitors. Building on the strength of its core product portfolio, I believe it's only a matter of time before BlackRock's share price passes the $1,000 mark. Unless it loses its market dominance (which is highly unlikely), it should just be a matter of waiting for the next big bull market.
+
+For the first quarter of 20223, BlackRock reported adjusted earnings per share of $7.93, a 17% year-over-year decline. Revenue declined 10% to $4.2 billion driven by the challenges faced by global capital markets and a notable decline in performance fees. The company had to deal with unfavorable foreign exchange movements for most of the quarter as well, which weighed on revenue further.
+
+The bright spot for BlackRock came in the form of positive fund flows. The company reported $110 billion of quarterly net inflows and $103 billion of long-term net inflows representing 5% organic asset growth. The diversified product portfolio of BlackRock came to the rescue in the quarter as investors pumped money into liquid assets and bond ETFs. Asset managers with a primary focus on equity markets are highly unlikely to have enjoyed positive fund flows in the first quarter which is yet to be seen - and BlackRocks performance from this front highlights how the company has set itself apart by offering high-quality investment products covering the entire investment spectrum.
+
+Commenting on the stellar performance of BlackRocks ETFs, CEO Larry Fink wrote:
+
+BlackRock ended the first quarter with assets under management of $9.09 trillion, comfortably retaining its spot as the clear leader of the global asset management industry. The company seems to have benefited from the deteriorating investor trust in regional U.S. banks amid the failure of a few high-profile banks last month. Some Americans who had previously parked cash in savings products offered by regional banks are slowly beginning to take their funds away from these banks to invest in bond products and other cash management products offered by BlackRock. With an investment grade credit rating from top credit rating agencies, and the potential for long-term returns that beat inflation (versus savings which are almost guaranteed to underperform inflation), more people are seeing investments with BlackRock as a safer option compared to savings.
+
+The return of the bull
+
+The asset management industry is fragmented, but leading companies in this space can use scale to build competitive advantages around their products. This is exactly what BlackRock has done in the past decade. The company has turned macroeconomic challenges into tailwinds with an impressive business strategy focused on long-term growth. For instance, the asset management industry was tipped to see an erosion of fees with the rise of passive investment products such as index funds. However, BlackRock has been able to turn this into an opportunity to grow with its iShares ETF offerings that cover a plethora of investing styles, markets and asset classes. After attracting clients through its passive investment product suite, BlackRock has successfully funneled many of them into actively managed products with higher fees. This has been the secret to BlacRocks success in the last decade, which was only possible because of the trust the company has gained from its clients.
+
+These advantages put the company in a prime spot to take advantage of the next bull market. Moving forward, BlackRocks earnings growth should be supported by the strength of its ETF product portfolio, the companys ability to upsell actively managed products and innovative products backed by technological developments such as robo-advisory services.
+
+For 2022, BlackRock reported adjusted earnings per share of $35.36, and Wall Street analysts expect the company to report EPS of $34.65 this year, marginally below last year. In the last five years, BlackRock has traded at an average price-earnings ratio of 19.07, which suggests the company is fairly valued as of this writing at a forward price-earnings ratio of 19.6.
+
+By 2026, analysts expect BlackRocks EPS to surpass $51. If the company continues to trade at a price-earnings ratio of around 20, its stock price could easily surpass $1,000 by 2026 assuming these earnings estimates are met. I believe macroeconomic conditions are likely to turn favorable for a bull market in the next couple of years amid the expected decline in inflation and interest rates.
+
+BlackRock is not cheaply valued; at the moment, I'd argue it is fairly valued based on recent earnings and historical valuation levels. However, a great business such as BlackRock is highly likely to survive recessionary conditions to thrive in the next bull market. BlackRock is what I would call a wonderful company at a fair price with a long runway for growth.
+
+This article first appeared on GuruFocus.",3a429e1ab3a14463b3a51cea8f45a43d,BlackRock: Ready for the Next Bull Market,4,,,,
+8762,"Nasdaq, NYSE Set to Ease Rules on Direct-Listing Capital Raises - Nasdaq Inc. won approval to expand the limits on capital raises in direct listings in an effort to encourage more companies to go public using them, with New York Stock Exchange soon to follow.
+
+The US Securities and Exchange Commission approved Nasdaq’s request earlier this month and is expected to do the same for NYSE’s proposal, according to people familiar with the matter, who asked not to be identified discussing private information.","{'positive': 0.14839347, 'negative': 0.014542284, 'neutral': 0.8370642}","Nasdaq, NYSE Set to Ease Rules on Direct-Listing Capital Raises. 
+
+Nasdaq Inc. won approval to expand the limits on capital raises in direct listings in an effort to encourage more companies to go public using them, with New York Stock Exchange soon to follow. 
+
+The US Securities and Exchange Commission approved Nasdaq’s request earlier this month and is expected to do the same for NYSE’s proposal, according to people familiar with the matter, who asked not to be identified discussing private information.","Nasdaq Inc. won approval to expand the limits on capital raises in direct listings in an effort to encourage more companies to go public using them, with New York Stock Exchange soon to follow.",NDAQ,Financials,Security & Commodity Exchanges,Nasdaq Inc,"{'Managing Conflicts of Interest': 'Security and commodity exchanges are responsible for the oversight of member entities. Specifically, firms in this industry monitor membership information and regulatory compliance to ensure market integrity and transparency. For example, in the U.S., they investigate and prosecute member entities that violate the Securities and Exchange Act. Recent controversies relating to market manipulation, tax fraud, investor protection rules, and anti-trust have raised concern about conflicts of interest that arise due to security and commodity exchanges’ position as self-regulatory organisations (SROs). Rapid innovation in financial markets provides significant opportunities to enhance profitability. However, exchanges must continue to fulfil their responsibilities as SROs to ensure open and fair access to all investors, to publish rules and fees, and to oversee trading. Entities that avoid fraudulent or unethical activities will maintain market integrity, limit reputational damage, and ensure their long-term sustainable growth.', 'Promoting Transparent & Efficient Capital Markets': 'Security and commodity exchanges have a responsibility to ensure equal access to capital markets for all investors. As public markets, these entities play a critical role in efficient capital allocation and the equal application of rules to all participants. In addition, entities must manage the release of public information to prevent asymmetries. Further, with theadvent of high-frequency trading there is heightened concern that technology can lead to advantages for certain traders at the expense of others. Information asymmetries that lead to unfair arbitrage could result in litigations and, potentially, regulatory penalties, additional regulatory oversight and compliance costs, as well as reputational damage that may hurt trading volumes and thus revenues. Disclosure of policies relating to information releases, halts of trading, and the risks and opportunities associated with algorithmic or high-frequency trading will allow investors to further understand how security and commodity exchanges protect shareholder value.', 'Managing Business Continuity & Technology Risks': 'Security and commodity exchanges face increased risks and opportunities associated with information technology. The industry’s central position in the proper functioning of financial markets requires that issues including security breaches and technology errors are managed to prevent market disruptions. As security and commodity exchanges face increased volumes of trading associated with the clearing and execution of derivative trades and increased frequency of cyber attacks, the industry will be exposed to new risks and opportunities associated with its reliance on information technology. Failure to ensure continuity of trading may erode customer trust and result in lower trading volumes, thus lossof revenue. Increased disclosure of efforts taken to prevent these risks, in addition to the current performance, will allow shareholders to accurately assess value. '}","{'Managing Conflicts of Interest': 0.7829572089608494, 'Promoting Transparent & Efficient Capital Markets': 0.803992706668723, 'Managing Business Continuity & Technology Risks': 0.7898076483146222}",0.803992707,Yuning,Minor focus,Major focus,Positive,Promoting Transparent & Efficient Capital Markets,Major,Major,Positive,2022-11-03T08:28:09-04:00,https://www.cnbc.com/2022/11/03/gmail-package-tracking-feature-.html,"[{'name': 'today', 'weight': 0.12806302}, {'name': 'packages', 'weight': 0.10740656}, {'name': 'tomorrow', 'weight': 0.08563205}, {'name': 'more information', 'weight': 0.07035038}, {'name': 'the package status', 'weight': 0.063105606}, {'name': 'example', 'weight': 0.061589397}, {'name': 'things', 'weight': 0.056575328}, {'name': 'labels', 'weight': 0.054307144}, {'name': 'the busy holiday shopping season', 'weight': 0.05301434}, {'name': 'Gmail', 'weight': 0.050561402}]",[{'name': 'Tech'}],"[{'data': 'Gmail', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}]","Google recently announced a new feature in Gmail that lets you easily track packages for things you've ordered. And you don't even have to open the email to see when the package will arrive. It should add some convenience ahead of the busy holiday shopping season, since it makes it easier to see your orders without having to sift through all of your messages.
+
+Gmail will, in the coming weeks, provide a small green indicator in your inbox that shows when a package has shipped and when it's expected to arrive. If you tap the email, you'll see more information like a link to track the package from the shipper and order details. It will also provide the package status with labels that say, for example, ""arriving tomorrow"" or ""delivered today."" It'll also tell you if there's a delay.
+
+The option won't be on by default. Google will provide a pop-up that lets you choose to allow the status updates if you want them. And you can turn it off in settings if you decide you no longer need the notifications.",547e797b9d79401c94f7c7c7e9a2c6bb,Gmail has a cool new feature that shows when a package is arriving,4,,,,
+5510,"Google Reveals New Security And Privacy Features For Android And Gmail - Google has launched a bunch of new security and privacy features for its search engine, browser, email service and Android operating system as part of an online safety push. The tech giant revealed the new features in a blog during the Google I/O 2023 conference.
+
+Among the features are tools to protect people from the dangers posed by AI such as ChatGPT. About This Image helps people to evaluate the reliability of visual content online. It does so via context such as when an image was first indexed by Google, where it may have first appeared, and where else it’s been seen online—for example, a news, social or fact-checking site.
+
+There is also good news for Android users, as Google is introducing more ways of controlling your data in Android apps. The firm points to updates coming in Android 14 to improve transparency around how your data is used by apps. Starting with location data, you will receive permission requests when an app shares your information with third parties for advertising purposes.
+
+You can use this information to decide if you want to approve or decline location sharing for each app, so you're always in control. The feature is in line with Apple’s App Tracking Transparency privacy controls introduced in iOS 14.5.
+
+Google is also adding a new “Data deletion” area within an app’s Google Play Data safety section, making it easier to request your account or other data be deleted.
+
+Another cool privacy feature is the ability to more easily delete search history in Maps. Currently, you can delete Maps search history from Web & App Activity. To make this process more seamless, Google is rolling out the ability to delete recent searches directly from Maps.
+
+Google has also updated its API to help keep kids safer online. Google says the new move seeing the inclusion of potential CSAM in video content “is an important step forward for the child safety ecosystem.”
+
+Meanwhile, Google has expanded spam protections in Google Drive by introducing a new view that makes it easier to separate and review your files, decide what you might view as spam, and stay safe from potential unwanted or abusive content. “Drive will also automatically classify content into spam view just like Gmail does today, protecting you from seeing dangerous or unwanted files,” Google wrote in a blog.
+
+At the same time, dark web scans for Gmail addresses will be expanded into new markets: Previously only available to Google One subscribers in the U.S., Google is expanding access to its dark web report over the next few weeks. ‚ÄúAnyone with a Gmail account in the U.S. will be able to run scans to see if your Gmail address appears on the dark web and receive guidance on what actions to take to protect yourself,‚Äù Google said, adding that the firm will soon be expanding access to its dark web report to ‚Äúselect international markets.‚Äù","{'positive': 0.16106232, 'negative': 0.016590698, 'neutral': 0.822347}","Google has unveiled new security and privacy features for its search engine, browser, email service and Android operating system as part of an online safety push. The features include tools to protect people from the dangers posed by AI such as ChatGPT, and more ways of controlling your data in Android apps. Google is also adding a new ‚ÄúData deletion‚Äù area within an app‚Äôs Google Play Data safety section, making it easier to request your account or other data be deleted. Meanwhile, Google has expanded spam protections in Google Drive by introducing a new view that makes it easy to separate and review your files, decide what you might view as spam, and stay safe from potential unwanted or abusive content. At the same time, Google is expanding access to its dark web report to select international markets.","Google has launched a bunch of new security and privacy features for its search engine, browser, email service and Android operating system as part of an online safety push.",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7665458071048389, 'Environmental Footprint of Hardware Infrastructure': 0.7373048009732814, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.8125135924228347, 'Employee Recruitment, Inclusion & Performance': 0.7392087164664589, 'Data Security': 0.7857064467154838}",0.8125135924228347,Yuning,Major focus,Major focus,Positive,"Data Privacy, Advertising Standards & Freedom of Expression, Data Security",Major,Major,Positive,2023-04-15T15:00:00+00:00,https://www.businessinsider.com/elon-musk-twitter-will-subscribers-to-ask-him-anything-subscriptions-2023-4,"[{'name': 'exclusive content', 'weight': 0.0869163}, {'name': 'new features', 'weight': 0.0838634}, {'name': 'BBC News correspondent James Clayton', 'weight': 0.08335759}, {'name': 'similar features', 'weight': 0.07905883}, {'name': 'Subscriptions', 'weight': 0.07768592}, {'name': 'James Clayton', 'weight': 0.07697306}, {'name': 'Google Play', 'weight': 0.07422559}, {'name': 'Twitter Blue', 'weight': 0.07343319}, {'name': 'users', 'weight': 0.073228225}, {'name': 'normal working hours', 'weight': 0.072338805}]",[{'name': 'Tech'}],"[{'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 8}, {'data': 'James Clayton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Subscriptions', 'type': 'WORK_OF_ART', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 6}, {'data': 'Apple', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'BBC News', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Spaces', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Play', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Twitter Blue', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'normal working hours', 'type': 'TIME', 'mentions': 1}]","• Elon Musk announced a rebrand of a Twitter feature allowing users to subscribe to exclusive content.
+• The Twitter owner said those who subscribe to him for $4 a month will be able to ""ask-me-anything.""
+• ""Subscriptions"" has similar features to the ""Super Follows,"" first announced in February 2021.
+
+Elon Musk announced the rebranding of the ""Super Follows"" feature on Thursday as ""Subscriptions"" that will allow users to subscribe to exclusive content.
+
+In his tweet, Musk said users will be able to charge followers for exclusive content, including long-form text, long-form videos, and subscriber-only Spaces. Subscribers would also get special badges.
+
+Musk has his own ""Subscriptions"" and said those who subscribe to him, for $4 a month according to his profile, will be able to ""ask-me-anything"" once every few weeks.
+
+The billionaire added that ""Twitter will keep none of the money"" users make for the next 12 months, minus what he said was a 30% charge imposed by both Apple and Google on iOS and Android.
+
+Google told Reuters that Musk's claim was wrong, adding it had lowered the service fee for all subscriptions on Google Play last year from 30% to 15%.
+
+Twitter's latest attempt to raise more revenue came as Musk said the company was now ""roughly breaking even"" in a Twitter Spaces interview on Wednesday with BBC News correspondent James Clayton.
+
+Since taking over the social media company in October, Musk implemented new features, such as Twitter Blue, which allow users to get a blue check mark if they paid for a monthly membership. He also reduced the workforce by about 80%.
+
+Apple and Google didn't immediately respond to requests for comment from Insider made outside normal working hours. Twitter responded to a request for comment with an automated message that didn't address the inquiry.",9a306e548fd842a6ac787ea753a0cd78,You can ask Elon Musk anything on Twitter if you pay him $4 a month with new 'Subscriptions' feature,4,,,,
+69526,"Furbys are back! As it returns to shelves, revisit some of the wild urban legends around Hasbro's notorious toy. - They're baaaaack. It's been seven years since those cuddly, squawky balls of fur known as Furbys were widely available on toy shelves. On July 15, Hasbro will release an all-new Furby line at most major retailers, including Amazon. This marks the fifth Furby generation after the 2016 batch, and this latest iteration has a host of new upgrades including more voice modes and over 600 unique responses to prompts.
+
+It's no accident that Hasbro picked this summer to re-launch the Furby-verse. After all, the interactive toy first hit shelves 25 years ago during the lucrative 1998 holiday season, and became that year's must-have product. The toy giant is certainly hoping that history repeats itself, especially since the Furby brand has been dormant for the last few holiday cycles.
+
+But Furby's return also means that the various urban legends surrounding the toy will be going viral again as well. In case you've forgotten, here's Yahoo Entertainment's refresher on some of the bonkers myths that have attached themselves to their fur — which isn't animal fur, we swear! — over the past quarter century.
+
+Their name is Furby... that's it, just Furby. Not long after the first wave of toys hit shelves in the late '90s, the National Security Agency decided that Hasbro's pint-sized robot toys might be spies in disguise. As reported in The Washington Post in 1999, the NSA issued a so-called ""Furby Alert"" banning the toys from security-laden locations like Maryland's Fort Meade out of concern that the recorders built into their circuitry might tape state secrets that were being banded about the offices.
+
+But Furby creator David Hampton has since put the kibosh on the suggestion that they had licenses to snoop. Speaking with Mel Magazine in 2022, he said that his creations didn't record what they heard. Instead, they came pre-programmed with hundreds of English words that were unlocked as people communicated with them. ""At first, it would start out speaking Furbish... and as you interacted with it more, you would advance the 'age' of the program, and so more and more English words would be introduced,"" Hampton explained.
+
+""[The NSA was] sucked into the illusion that Furby could learn and repeat things, so they just banned it,"" Hampton continued. ""But if they had just called me, they would know that the Furby was incapable of any of the things they were worried about.""
+
+Type ""Haunted Furby"" into any search engine, and you'll instantly be greeted by long lists of videos, images and message board threads describing allegedly possessed toys and the sometimes-drastic steps owners have taken to ""exorcise"" those demons. Early website like Furby Autopsy provide glimpses of what the toys look like when they're stripped down to their metal bones, resulting in their slow deaths.
+
+If anything, the Furby creep factor grew with successive generations. Reviews of the Furby Connect in 2016 referred to it as the ""Spawn of Satan"" due to its steady stream of nonsensical chatter and unnerving noises. And then there's the theory that Furbys have been apex predators all along, eager to feast on human flesh.
+
+Don't expect the fifth generation of Furby toys to put those rumors to rest. But Hasbro is emphasizing that they want kids to see Furbys as friends, not foes. ""Kids told us that it was important for Furby to be their ultimate best friend,"" Kristin McKay, VP and general manager of Hasbro fashion and preschool, says in a statement received by Yahoo Entertainment. ""A furry companion to do all the things a BFF would do, like dance to music, share fortunes, meditate, mimic each other in silly voices, and even put on a light show."" As for practicing the dark arts... well, that's really more of a Gremlin thing.
+
+Furbys may not be demonically possessed, but according to some parents they do have Pazuzu's foul mouth. Adults have consistently complained that certain words — like ""Hug me"" for instance — sound a heck of a lot like swear words when coming out of a Furby's mouth. Page Six reported in 2000 that a Wal-Mart store returned all of its Furbys to the manufacturer after parents complained.
+
+But a spokesperson for the Hasbro-owned Tiger Electronics insisted that Furbys always keep it PG. ""There is absolutely no foul language in Furby,"" the spokesperson told Page Six. ""It is simply a case of people mishearing."" And that's the bleeping truth.
+
+Doesn't play well with others
+
+If you believed the rumors, Furbys had the power to make hearts stop and planes fall out of the sky. Reflecting the tech confusion that accompanied the early-aughts tech wave, it became a misguided, but widely-held misconception at the time that the relatively low-tech Furbys could frak up high-tech equipment.
+
+The Federal Aviation Administration was particularly concerned that the toys could interfere with airline equipment, putting air travelers potentially at risk. That explanation never washed with experts, though. ""I can just see the announcement being made: 'Turn off your laptops, put away your gameboys, and don't play with your Furby',"" aviation safety consultant Mike Boyd joked to CBS News in 1999.
+
+Meanwhile, some hospitals actually considered a Furby ban after erroneous reports suggested that electromagnetic waves they emitted caused medical machines to go haywire, including defibrillators and ventilators. But a Canadian-led study corrected that suspicion with hard science, with the authors concluding it was ""very unlikely"" that Furbys would botch an important surgery.
+
+Ever wonder why a Furby is so soft? Well, it's not because their fur comes from our furry dog and cat friends. That particular canard circulated for years after the toy line's launch, with the Humane Society even allegedly sending out a press release decrying the practice. But much like the story, that press release was false and required a real correction from the Humane Society, per newspaper columnist Richard Roeper. So what are Furbys made of? Just snips, snails and... standard colorful acrylics. Your household pets can officially breathe sighs of relief.
+
+Hasbro's new Furby toys will be available July 15 at most major retailers including Amazon.","{'positive': 0.03945816, 'negative': 0.071205705, 'neutral': 0.88933617}","Hasbro is set to release an all-new Furby line at most major retailers on July 15th, marking the fifth generation of the toy brand. This comes as the National Security Agency has banned Furby from certain locations due to concerns that the recorders may tape state secrets. The toy is being re-programmed with hundreds of English words that can be unlocked as people communicate with them, and its creator has suggested that the company may have licenses to snoop. However, some parents have complained that certain words come out of a Furby's mouth when it is released.","From swearing Furbys to spy games, here are some of bizarre rumors about the cuddly, squawky balls of fur.",HAS,Consumer Goods,Toys & Sporting Goods,Hasbro Inc,"{'Chemical & Safety Hazards of Products': 'Consumers and regulators expect the Toys & Sporting Goods industry to ensure that its products are safe and do not cause harm. The presence of certain chemicals in products‚Äîwhich can be introduced by design or as a result of poor oversight over supply chains‚Äîcan have chronic impacts on child development and health. Faulty or poorly designed products can also create choking, fire, or other hazards, which can result in injury or death. The Toys & Sporting Goods industry is subject to regulation over the safety of its products. The toys segment in particular is highly regulated to protect children, and evolving science on the safety of certain chemicals will likely lead to additional restrictions. Failure to create products that are safe for consumers may provoke new regulatory oversight and affect an entity‚Äôs social license to operate. Furthermore, improper product safety testing or evaluation can lead to costly recalls, litigation, or reputational damage that can affect sales. Toys and sporting goods entities that work at both the design and manufacturing phases tomanage the use of certain chemicals while eliminating others can better mitigate risks associated with chemical safety.', 'Labour Conditions in the Supply Chain': 'The treatment of workers and labour conditions in the industry‚Äôs manufacturing supply chain are of growing concern for consumers, regulators, and entities. Labour issues include worker health and safety standards, compensation, amount of working hours, and risks related to discrimination and forced labour. The industry is exposed to these issues because of itsreliance on third-party manufacturing in emerging markets, where labour standards, labour protection, and regulation enforcement can be weak, and violations are common. Entities also contract with numerous suppliers, adding complexity and challenges with respect to transparency. A failure to manage labour conditions can result in supply disruptions, reputational damage, and increased regulation and enforcement in response to high-profile safety or labour incidents, strikes and work stoppages, and shifts in consumer demand. Toys and sporting goods entities are increasingly engaging with suppliers through audits, partnerships, and increased oversight, allowing them to preempt and react more quickly to labour issues. Entities that effectively manage this issue can protect brand value and reduce their cost of capital.'}","{'Chemical & Safety Hazards of Products': 0.7451224719812412, 'Labour Conditions in the Supply Chain': 0.7108544117371427}",0.7451224719812412,Yuning,Minor focus,Major focus,Neutral,Chemical & Safety Hazards of Products,Major,Major,Neutral,2022-11-22T02:43:27+00:00,https://www.cbsnews.com/sacramento/news/photo-vehicle-possibly-tied-to-deadly-north-highlands-hit-and-run/,"[{'name': 'North Sacramento', 'weight': 0.14594722}, {'name': 'deadly North Highlands hit', 'weight': 0.14026111}, {'name': 'North Highlands', 'weight': 0.13824135}, {'name': 'College Oak Drive', 'weight': 0.13475753}, {'name': 'vehicle', 'weight': 0.10470393}, {'name': 'Sacramento', 'weight': 0.1023005}, {'name': 'The California Highway Patrol North Sacramento division', 'weight': 0.10004797}, {'name': 'California Highway Patrol', 'weight': 0.096485354}, {'name': 'Winding Way', 'weight': 0.08529866}, {'name': 'Artem Krolenko', 'weight': 0.081920825}]",[{'name': 'Auto'}],"[{'data': 'North Highlands', 'type': 'GPE', 'mentions': 3}, {'data': 'Sacramento', 'type': 'GPE', 'mentions': 3}, {'data': 'the evening of Nov. 10', 'type': 'TIME', 'mentions': 1}, {'data': 'College Oak Drive', 'type': 'FAC', 'mentions': 2}, {'data': 'Winding Way', 'type': 'FAC', 'mentions': 1}, {'data': 'California Highway Patrol', 'type': 'ORG', 'mentions': 1}, {'data': 'CHP', 'type': 'ORG', 'mentions': 2}, {'data': 'Ford', 'type': 'ORG', 'mentions': 1}, {'data': 'Ranger', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Artem Krolenko', 'type': 'PERSON', 'mentions': 1}]","NORTH HIGHLANDS — Authorities are asking the public for help in locating a pickup truck believed to have been involved in a fatal hit-and-run in North Highlands.
+
+The collision happened on the evening of Nov. 10 on College Oak Drive, just north of Winding Way.
+
+The California Highway Patrol North Sacramento division said a man was riding a bicycle southbound on College Oak Drive when he was fatally struck by a vehicle that left the scene soon after.
+
+The CHP released a photo of the suspect vehicle they say is an older model white Ford Ranger.
+
+The victim has since been identified as Artem Krolenko, 35, of Sacramento.
+
+Anyone with information on the whereabouts of the vehicle is asked to contact the CHP North Sacramento.",47dd8c25d8124bf9b86175b8d23d88f6,Photo released of vehicle possibly tied to deadly North Highlands hit-and-run,4,,,,
+11993,"Here's Exactly How AbbVie Stock Can Beat the Market In 2023 - AbbVie (NYSE: ABBV) stated this week that its earnings could potentially plunge more than 20% this year. The culprit is no secret: The company's top-selling drug, Humira, now faces biosimilar competition in the U.S. With this forecast, you might think that AbbVie is destined to perform poorly for a while.","{'positive': 0.016241837, 'negative': 0.96164477, 'neutral': 0.022113407}","Here's Exactly How AbbVie Stock Can Beat the Market In 2023. AbbVie (NYSE: ABBV) stated this week that its earnings could potentially plunge more than 20% this year. The culprit is no secret: The company's top-selling drug, Humira, now faces biosimilar competition in the U.S. With this forecast, you might think that AbbVie is destined to perform poorly for a while.","AbbVie (NYSE: ABBV) stated this week that its earnings could potentially plunge more than 20% this year.  The culprit is no secret: The company's top-selling drug, Humira, now faces biosimilar competition in the U.S.  With this forecast, you might think that AbbVie is destined to perform poorly for a while.",ABBV,Health Care,Biotechnology & Pharmaceuticals,AbbVie Inc.,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.797514663602233, 'Supply Chain Management': 0.7693459138797822, 'Ethical Marketing': 0.7729186934747474, 'Drug Safety': 0.75776453731546, 'Access to Medicines': 0.7892942476083137, 'Business Ethics': 0.7637764638364165, 'Safety of Clinical Trial Participants': 0.7397693275293442, 'Counterfeit Drugs': 0.7646227436409202, 'Affordability & Pricing': 0.7913347528200921}",0.797514664,Yuning,No focus,No focus,Negative,,No,Major,,2023-05-19T19:00:01+00:00,https://finance.yahoo.com/news/21-billionaires-lost-big-2020-170056463.html,"[{'name': 'None Reason', 'weight': 0.13174565}, {'name': 'Drop', 'weight': 0.11497104}, {'name': 'drop', 'weight': 0.11497104}, {'name': 'subsequent drop', 'weight': 0.11292167}, {'name': 'Big Money', 'weight': 0.106533475}, {'name': 'None', 'weight': 0.1059075}, {'name': 'Alphabet stock prices', 'weight': 0.10075728}, {'name': 'Amazon stock prices', 'weight': 0.10075728}, {'name': 'Tesla stock prices', 'weight': 0.098758124}, {'name': 'Microsoft stock prices', 'weight': 0.098144725}]",[],"[{'data': 'TradingPedia', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'CATL', 'type': 'ORG', 'mentions': 1}, {'data': ""Berkshire Hathaway's"", 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Bard', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'GOBankingRates', 'type': 'ORG', 'mentions': 2}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 1}, {'data': ""I'm a Financial Planning Expert"", 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Make Money With AI and Chat GPT', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Indian', 'type': 'NORP', 'mentions': 1}]","The wealthiest people in the world have amassed fortunes beyond most people's wildest dreams -- but when you have so much money to your name, that also means you have the most to lose.
+
+See: 6 Richest People in the World You've Never Heard of
+
+More: Demand for Gold Is Up - Here's Everything You Need To Know
+
+The 10 richest people have lost a whopping $280 billion over the past 12 months. These losses are largely tied to the tanking stock performance in the tech sector, but the biggest monetary losers come from other industries as well, including the automotive, finance and commodities sectors.
+
+See who made this list of wealthy people who have lost the most money from March 2022 to March 2023, ranked from smallest to largest losses, as identified by TradingPedia.
+• None Reason for drop in wealth: Drop in Microsoft stock prices and charitable donations
+
+I'm a Financial Planning Expert: Here Are 5 Things You Should Never Spend Money on If You Want To Be Rich
+• None Reason for drop in wealth: Expansion costs and raw material costs related to his business, CATL, the world's biggest manufacturer of electric vehicle batteries
+• None Reason for drop in wealth: Drop in the value of Berkshire Hathaway's investment portfolio
+• None Reason for drop in wealth: Drop in Amazon stock prices and charitable donations
+
+Make Money With AI and Chat GPT: How To Earn $1,000 a Month
+• None Reason for drop in wealth: Drop in Alphabet stock prices due to accuracy concerns about Bard, its experimental AI service
+• None Reason for drop in wealth: Drop in Alphabet stock prices due to accuracy concerns about Bard, its experimental AI service
+
+Read: Here's How Much Money Experts Say You Should Have in Your Savings Account If You're in Your 50s
+• None Reason for drop in wealth: $44 billion Twitter purchase and subsequent drop in Tesla stock prices
+• None Reason for drop in wealth: Accusations of accounting fraud, stock market manipulation and bypassing Indian securities laws
+• None Reason for drop in wealth: Drop in Amazon stock prices
+• None Why Stealth Wealth Is the Best Way To Handle Your Money
+• None Vote for Your Favorite: GOBankingRates' Top 100 Most Influential Money Experts
+• None 14 Ways to Invest That Don't Involve the Stock Market
+
+Net worth data is sourced from Forbes via TradingPedia and is accurate as of May 18, 2023.
+
+This article originally appeared on GOBankingRates.com: 10 Billionaires Who Lost Big Money This Year",ae78681c9be64bb8bd407dac6f17ec5f,10 Billionaires Who Lost Big Money This Year,4,,,,
+19321,"Homebuilder PulteGroup ramping up housing construction as demand recovers - Homebuilder PulteGroup (PHM) announced plans this week to increase its pace of new builds in 2023, aiming to match an anticipated increase in demand in the market.
+
+“Our plan is for a consistent cadence of new starts,” Ryan Marshall, Chief Executive Officer at PulteGroup said on the company's earnings call Tuesday.
+
+“Combining our planned starts with our 18,000 homes currently in production, we expect to have a production universe that will allow us to close approximately 25,000 homes in 2023,” Marshall added.
+
+Atlanta-based homebuilder posted quarterly results that topped expectations, with earnings per share coming in at $3.85 against $3.63 expected by analysts, according to data from Bloomberg.
+
+Revenue in the quarter totaled $5.17 billion, in-line with consensus expectations for $5.17 billion.
+
+PulteGroup shares rose more than 9% on Tuesday following this report.
+
+The company reported net new orders of 3,964 homes, a 41% dip for the same period last year. The decline underscores the “ongoing softness” in buyer demand that was crippled by higher interest rate hikes last year, which led to a deeper pullback during the period.
+
+Separately, by buyer group, fourth quarter orders to first-time buyers declined 28% to 1,574 homes, while move-up buyer orders by 56% to 1,241 homes, and active adult buyers declined 36% to 1,149 homes.
+
+In the fourth quarter, the cancellation rate was 32%, up from 11% in the previous year. In addition, cancellations as a percentage of backlog at the beginning of the quarter totaled 11% in the final quarter compared to 4% in the fourth quarter last year.
+
+""While demographics, supply dynamics and the overall financial benefits of home ownership keep us confident about long-term demand, Federal Reserve actions to fight inflation through higher interest rates continued to impact homebuying demand in the quarter,"" Marshall said in the company's earnings release.
+
+The homebuilder reported a backlog of 12,169 homes valued about $7.7 billion, down from last year’s backlog of 18,003 homes with a value of $9.9 billion.
+
+“Our objective is to keep inventory turning, which requires that we start an appropriate number of homes,” Robert O’Shaughnessy, PulteGroup's CFO, said on the call.
+
+In the final quarter of 2022, the company started construction on about 4,000 homes, down 50% from the same period last year, and ended the quarter with a total of 18,103 homes in production.
+
+Among that inventory, 10% of homes were finished, while new homes being built on spec totaled 43% of those under construction, slightly above target. Given the production pipeline, the homebuilder expects to deliver between 5,400-5,700 homes in the first quarter of the year, O’Shaughnessy said.
+
+In the first quarter, the company expects average sales price to close between $565,000 to $575,000. This would be an increase of 12% compared to the same period last year.
+
+The company didn’t offer guidance for the full year given the current market dynamics, but expects in its first-quarter results to deliver gross margins of 27%, boosted by lower lumber prices.
+
+With rates easing from recent highs, buying a home has become slightly more affordable. Moreover, home price appreciation continues to moderate, as home prices rose 7.7% in November from the previous year, a pullback from October’s increase of 9.2%, according to a seasonally adjusted data of national prices from S&P CoreLogic Case-Shiller.
+
+PulteGroup continues to offer incentives that include rate buy-downs, lower lot premiums, or even price reductions to gain traction among buyers. Despite adjusting their incentives, the company has started to introduce smaller floor plans in some of their communities to lower prices and associated costs.
+
+“We're currently seeing buyers respond to lower rates and better pricing, but what happens as Fed actions weaken the employment picture is uncertain,” Marshall said.
+
+Dani Romero is a reporter for Yahoo Finance. Follow her on Twitter @daniromerotv
+
+Click here for the latest economic news and economic indicators to help you in your investing decisions
+
+Read the latest financial and business news from Yahoo Finance
+
+Download the Yahoo Finance app for Apple or Android","{'positive': 0.028327903, 'negative': 0.96115386, 'neutral': 0.010518134}","The decline underscores the “ongoing softness” in buyer demand that was crippled by higher interest rate hikes last year, which led to a deeper pullback during the period. The homebuilder reported a backlog of 12,169 homes valued about $7.7 billion, down from last year’s backlog of 18,003 homes with a value of $9.9 billion.
+
+“Our objective is to keep inventory turning, which requires that we start an appropriate number of homes,” Robert O’Shaughnessy, PulteGroup's CFO, said on the call. Among that inventory, 10% of homes were finished, while new homes being built on spec totaled 43% of those under construction, slightly above target. Moreover, home price appreciation continues to moderate, as home prices rose 7.7% in November from the previous year, a pullback from October’s increase of 9.2%, according to a seasonally adjusted data of national prices from S&P CoreLogic Case-Shiller.","PulteGroup announced plans to increase its pace of new builds in 2023 after a sharp pullback last year, a sign homebuilders see a turn in the housing market.",PHM,Infrastructure,Home Builders,Pulte Group Inc,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities’ environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7475936352885039, 'Design for Resource Efficiency': 0.7662305446115563, 'Community Impacts of New Developments': 0.7865822345274515, 'Climate Change Adaptation': 0.7677619049262807, 'Workforce Health & Safety': 0.7619668298839632}",0.7865822345274515,Yuning,Minor focus,Major focus,Neutral,,Minor,Major,Positive,2022-12-16T13:46:11+00:00,https://finance.yahoo.com/news/us-audit-agency-now-inspect-134611458.html?.tsrc=rss,"[{'name': 'None EPS', 'weight': 0.06708991}, {'name': 'OECD markets', 'weight': 0.0662394}, {'name': 'None Aker BP ASA', 'weight': 0.06623088}, {'name': 'key European markets', 'weight': 0.061060745}, {'name': 'First Time', 'weight': 0.05828986}, {'name': 'Open Source Robotics Corporation', 'weight': 0.05409105}, {'name': 'Open Robotics', 'weight': 0.05287771}, {'name': 'Open Source Robotics Corporation Singapore', 'weight': 0.052794483}, {'name': '3rd Time', 'weight': 0.052216027}, {'name': 'Chinese Firms', 'weight': 0.052112937}]",[{'name': 'Politics'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 14}, {'data': 'China', 'type': 'GPE', 'mentions': 2}, {'data': 'Illinois', 'type': 'GPE', 'mentions': 1}, {'data': 'Norway', 'type': 'GPE', 'mentions': 3}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 7}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'Democrat', 'type': 'NORP', 'mentions': 1}, {'data': 'European', 'type': 'NORP', 'mentions': 3}, {'data': 'Senate', 'type': 'ORG', 'mentions': 3}, {'data': 'Yangtze Memory Technologies Co, Ltd', 'type': 'ORG', 'mentions': 2}, {'data': 'YMTC', 'type': 'ORG', 'mentions': 2}, {'data': 'Hikvision', 'type': 'ORG', 'mentions': 1}, {'data': 'Games Workshop', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon.Com Inc', 'type': 'ORG', 'mentions': 8}, {'data': 'NASDAQ', 'type': 'ORG', 'mentions': 6}, {'data': 'Warhammer', 'type': 'ORG', 'mentions': 1}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'AAdvantage', 'type': 'ORG', 'mentions': 1}, {'data': 'AAL', 'type': 'ORG', 'mentions': 1}, {'data': 'Avaya Holdings', 'type': 'ORG', 'mentions': 3}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 5}, {'data': 'AVYA', 'type': 'ORG', 'mentions': 1}, {'data': ""Alphabet Inc's"", 'type': 'ORG', 'mentions': 1}, {'data': 'Open Robotics', 'type': 'ORG', 'mentions': 4}, {'data': 'Intrinsic', 'type': 'ORG', 'mentions': 1}, {'data': 'OSRC-SG', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'Ford', 'type': 'ORG', 'mentions': 3}, {'data': 'Electrek', 'type': 'ORG', 'mentions': 1}, {'data': 'Pentagon', 'type': 'ORG', 'mentions': 1}, {'data': 'Public Company Accounting Oversight Board', 'type': 'ORG', 'mentions': 1}, {'data': 'PCAOB', 'type': 'ORG', 'mentions': 1}, {'data': 'Accenture plc', 'type': 'ORG', 'mentions': 2}, {'data': 'ACN', 'type': 'ORG', 'mentions': 1}, {'data': 'Aker BP', 'type': 'ORG', 'mentions': 4}, {'data': 'OTC', 'type': 'ORG', 'mentions': 3}, {'data': 'DETNF', 'type': 'ORG', 'mentions': 1}, {'data': 'the Ministry of Petroleum and Energy', 'type': 'ORG', 'mentions': 1}, {'data': 'Equinor ASA', 'type': 'ORG', 'mentions': 1}, {'data': 'EQNR', 'type': 'ORG', 'mentions': 1}, {'data': 'BT Group', 'type': 'ORG', 'mentions': 1}, {'data': 'BTGOF', 'type': 'ORG', 'mentions': 1}, {'data': 'Global', 'type': 'ORG', 'mentions': 1}, {'data': 'Enterprise', 'type': 'ORG', 'mentions': 1}, {'data': 'Repsol SA', 'type': 'ORG', 'mentions': 2}, {'data': 'REPYY', 'type': 'ORG', 'mentions': 1}, {'data': 'Asterion Energies', 'type': 'ORG', 'mentions': 1}, {'data': 'Asterion Industrial', 'type': 'ORG', 'mentions': 1}, {'data': 'OECD', 'type': 'ORG', 'mentions': 1}, {'data': 'Benzinga', 'type': 'ORG', 'mentions': 4}, {'data': 'chapter 11', 'type': 'LAW', 'mentions': 1}, {'data': 'the National Defense Authorization Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Gazebo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Robotic Operating System', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'F-150 Lightning', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Model 3', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Pro', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 2}]","US Embargo On China Intensifies, Ban Extends To AI Chip Sector
+• None The U.S. government added Chinese memory chipmaker Yangtze Memory Technologies Co, Ltd and 21 ""major"" Chinese players in the artificial intelligence chip sector to a trade blacklist.
+• None The U.S. added YMTC to the list over fears of diverting American technology to previously blacklisted Chinese tech giants Huawei Technologies Co Ltd and Hikvision.
+• None YMTC had been in the U.S. regulatory crosshairs for a long time.
+• None Fantasy war game miniatures maker Games Workshop inked a deal with Amazon.Com Inc (NASDAQ: AMZN) to make films and TV programs based on its characters. The financial terms of the deal remain undisclosed.
+• None Games Workshop said Amazon would develop its intellectual property into film and television productions. It will also grant merchandising rights to the U.S. company, beginning with the ""Warhammer 40,000"" universe.
+
+American Airlines Raised Its Bar To Qualify For Lowest Tier Of Frequent Flyer Program
+• None American Airlines Group Inc (NASDAQ: AAL) American's AAdvantage program members will have to earn 40,000 ""loyalty points"" to reach Gold, its lowest tier of status, up from 30,000 from March.
+• None AAL became the latest airline to bump up the costs for travelers to qualify for frequent-flier status in its loyalty program in 2023.
+
+Amazon Drew Concerns From Democrat Senators Over Laxity In Warehouse Rebuilding After 2021 Tornado
+• None Three U.S. lawmakers challenged Amazon.Com, Inc's (NASDAQ: AMZN) plans for rebuilding an Illinois warehouse that collapsed in a tornado in 2021, killing six workers and provoking an investigation by workplace safety regulators.
+• None The lawmakers said Amazon should construct the warehouse with more robust safety features than before the collapse.
+• None Amazon is a tenant in the facility owned by a separate company.
+
+Avaya Holdings Likely To File For Bankruptcy
+• None Avaya Holdings Corp (NYSE: AVYA) will likely file for chapter 11 bankruptcy. Earlier in the week, Avaya said it is considering restructuring proposals from creditor groups.
+• None The technology company has been trying to clear problems around its accounting standards.
+• None In August, the company said it was doubtful about continuing its operations. The company did not file a second-quarter earnings report and said it wouldn't submit an annual report due to the investigations into its balance sheets.
+• None Alphabet Inc's (NASDAQ: GOOG) (NASDAQ: GOOGL) Intrinsic division acquired several divisions within Open Robotics, famous for robotics software packages Gazebo and Robotic Operating System (ROS).
+• None The financial terms of the deal remained undisclosed.
+• None Intrinsic bought Open Source Robotics Corporation (OSRC), the for-profit arm of Open Robotics, and Open Source Robotics Corporation Singapore (OSRC-SG), known for efforts on Open-RMF for interoperability between fleets of robots and physical infrastructure.
+
+As Tesla Extends Discounts To Europe, Rival Ford Hikes F-150 Lightning Prices For 3rd Time Since Launch
+• None Tesla Inc (NASDAQ: TSLA) and ""wannabe"" electric vehicle leader Ford Motor Company (NYSE: F) are apparently taking diverging routes with respect to vehicle pricing.
+• None Tesla's listing of its Model 3 or Model Y inventory vehicles shows a discount of up to 4,000 euros ($4,255) in many European countries, Drive Tesla reported.
+• None Meanwhile, Ford announced a third price increase for its F-150 Lightning EV truck. The base trim of the truck, namely the Pro, is now shown at $55,974 on the configurator page. Electrek first spotted this.
+
+US Senate Passes $858B In Annual Defense Spending, Higher Than Proposed By President Biden
+• None The U.S. Senate passed legislation authorizing a massive $858 billion annual defense spending, which is $45 billion more than U.S. president Joe Biden proposed.
+• None Senators supported the National Defense Authorization Act setting policy for the Pentagon by an overwhelming 83-11 bipartisan majority.
+
+US Audit Agency Secures Complete Access to Inspect, Investigate Chinese Firms For The First Time In History
+• None The U.S. accounting agency, Public Company Accounting Oversight Board (PCAOB), said it has full access to inspect and investigate firms in China for the first time in history.
+• None The move removes the overhang of around 200 Chinese companies that could be delisted from the U.S. stock exchanges.
+• None Accenture plc (NYSE: ACN) reported first-quarter FY23 revenue growth of 5% year-on-year to $15.7 billion, beating the consensus of $15.6 billion.
+• None New bookings decreased by 3% Y/Y to $16.2 billion.
+• None EPS of $3.08 beat the consensus of $2.91.
+
+Aker BP, Along With Its Partners, To Invest Around $20.5B In New Oil, Gas Projects In Norway
+• None Aker BP ASA (OTC: DETNF) and its partners have submitted ten plans for development & operation and one for installation and operation to the Ministry of Petroleum and Energy.
+• None The companies will invest more than NOK 200 billion ($20.5 billion) to develop several oil and gas fields off Norway in the coming years.
+• None Aker BP, partly owned by BP Plc (NYSE: BP), is the second-largest petroleum producer off Norway after Equinor ASA (NYSE: EQNR).
+• None BT Group (OTC: BTGOF) will combine its Global and Enterprise units into a single B2B unit to enhance value, strengthen its competitive position, and deliver material synergies.
+• None The move will drive annualized cost savings of at least £100 million by the end of FY25 through consolidation and rationalization of management teams, support functions, product portfolios, and systems.
+• None Repsol SA (OTC: REPYY) has acquired Asterion Energies from European infrastructure fund Asterion Industrial for €560 million plus up to €20 million in contingent payments.
+• None Repsol expects the deal to strengthen its presence in key European markets and consolidates its international expansion in OECD markets.
+
+See more from Benzinga
+• None US Audit Agency Secures Complete Access to Inspect, Investigate Chinese Firms for First Time In History
+
+Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.
+
+© 2022 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.",e40d0ed9bcc74526aa935f1b710461d4,"US Audit Agency Can Now Inspect & Investigate Chinese Firms, US Senate Passes $858B In Annual Defense Spending: Today's Top Stories",4,,,,
+8522,"Larry Fink Says Private Companies Create Structural ESG Problem - BlackRock Inc. Chief Executive Officer Larry Fink said the prevalence of private companies in supply chains has created a “structural problem” that means it’s not feasible to have corporations report all their ESG risks.
+
+The comments feed into a debate around the extent to which companies should be expected to report their so-called Scope 3 emissions, which reflect the carbon footprints of customers and suppliers. The US Securities and Exchange Commission has proposed that big emitters should be required to disclose Scope 3, as part of a sweeping plan to get corporations to report their climate impact.","{'positive': 0.014136949, 'negative': 0.81762934, 'neutral': 0.16823375}","BlackRock Inc. Chief Executive Officer Larry Fink has said that private companies in supply chains have created a structural problem that requires companies to report all their ESG risks, resulting in a lack of transparency. The US Securities and Exchange Commission has proposed that big emitters should be required to disclose Scope 3 emissions, which reflect the carbon footprints of customers and suppliers, as part of a sweeping plan to get corporations to report their climate impact.",BlackRock Inc. Chief Executive Officer Larry Fink said the prevalence of private companies in supply chains has created a “structural problem” that means it’s not feasible to have corporations report all their ESG risks.,BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7989735695703164, 'Employee Diversity & Inclusion': 0.7808012491580903, 'Business Ethics': 0.7686746610577224, 'Factors in Investment Management & Advisory': 0.8045862821308672, 'Transparent Information & Fair Advice for Customers': 0.7705619617832182}",0.8045862821308672,Yuning,Major focus,Major focus,Neutral,"Financed Emissions, Factors in Investment Management & Advisory, Transparent Information & Fair Advice for Customers",Major,No,,2022-11-17T11:20:29+00:00,https://www.thesun.co.uk/tech/20456015/android-update-google-app-crash/,"[{'name': 'app updates', 'weight': 0.17284131}, {'name': 'new update prompts', 'weight': 0.14667463}, {'name': 'regular updates', 'weight': 0.13593529}, {'name': 'app crashes', 'weight': 0.13479607}, {'name': 'individual updates', 'weight': 0.13320385}, {'name': 'urgent new Google alert', 'weight': 0.10655526}, {'name': 'Google Play Store', 'weight': 0.09267346}, {'name': 'Google Play', 'weight': 0.08969201}, {'name': 'a little update', 'weight': 0.074615374}, {'name': 'Google', 'weight': 0.0737138}]",[{'name': 'Tech'}],"[{'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'The Sun Online Tech & Science', 'type': 'ORG', 'mentions': 1}, {'data': 'Mishaal Rahman', 'type': 'PERSON', 'mentions': 1}]","GOOGLE is hoping to ease that angry feeling you get when an app randomly crashes with a handy new feature.
+
+There's nothing worse than scrolling through your favourite app for it to suddenly stop, leaving you scratching your head and a little frustrated.
+
+Sometimes it's a bug which just needs a little update - but how are you to know?
+
+Well, Google wants to make you better aware of individual updates that could fix things.
+
+The next time an app crashes on your Android device you will be alerted of any updates available.
+
+According to the firm's latest release notes, it will ""help users to resolve app crashes with new update prompts"".
+
+This should start to appear via an update to Google Play Store - v33.2 - which was rolled out on November 15.
+
+Of course, such a feature will only work if an update for the app is actually available.
+
+And not every issue is due to an update being needed.
+
+But it's a useful way to potentially relieve you of your app crashing woes.
+
+According to expert Mishaal Rahman, the alert reads: ""Update the app to fix crashes.
+
+""The app stopped working, but the latest update for the app may fix the issue. Install the update and then open the app again.
+
+""If you want to update later, go to %1$s in Google Play.""
+
+Remember, app updates aren't just there to resolve bugs causing glitches.
+
+They're also important for security, so you should make sure you're doing regular updates regardless.
+
+We pay for your stories! Do you have a story for The Sun Online Tech & Science team? Email us at tech@the-sun.co.uk",02263fc97eca43bdb38145c39f3609bb,Millions of Android owners warned to look out for urgent new Google alert...,4,,,,
+5928,"Now That The Hot Tech Companies Have Cooled Off, Seek Out Safe And ‘Boring’ Firms - You need to rethink your job and career strategy. Instead of chasing after marquee-brand-named companies in sexy sectors, start looking into firms with a strong balance sheet that are profitable, have a top management team and offer products and services that make sense in this current turbulent environment.
+
+Before you interview at a company, conduct due diligence on the organization. Read articles about your target company to ascertain if there are any red flags. Look to see if the organization has been laying off workers or plans to downsize. Is the company’s stock doing well, or is the share price plummeting? If you are not comfortable reading financial statements, find someone who is, as you don't want to jump aboard a sinking ship.
+
+See if you know anyone who works or was previously employed at the organization. Ask for their honest opinion of what is happening and how safe it would be to work there. Check out the LinkedIn profiles of people affiliated with the company you are interested in. You want to see if there is a pattern of people steadily leaving without hiring new personnel.
+
+When you interview, ask tough questions. In this current contracting economy, it’s reasonable to inquire about the company's financial health. If you are interviewing in person, try to get a vibe check of the people. You want to decipher if they look happy or pensive, worried and nervous. If an offer is extended, get everything in writing. Make sure that there is a fair severance package and extended health insurance, so you won’t be financially vulnerable when you’re in between jobs.
+
+The Hot Tech Companies Have Cooled Off
+
+Tech has been a hot and exciting area for jobs. Young people wanted to join Google, Amazon, Apple and other fast-growing, dynamic tech companies. There was also an allure to venture-backed startups, fintech and cryptocurrency platforms. Now, it looks like those days are over.
+
+Meta CEO Mark Zuckerberg announced on Wednesday that 11,000 employees would be downsized. The social media platform will also cut costs and enact a hiring freeze. Zuckerberg's hell-bent foray into building the metaverse, costing billions of dollars, has raised the question: does he still have the Midas touch? Meta’s stock has fallen more than 70% this year. Employees who thought they could get rich by owning Meta’s stock and RSUs are now left thunderstruck, seeing their dreams of wealth evaporate.
+
+Sam Bankman-Fried, the CEO of FTX, one of the world’s largest crypto exchanges, had his reported net worth of $16.8 billion almost completely wiped out in one day after a massive outflow of tokens from FTX.
+
+A Twitter exchange with rival Binance CEO Changpeng “CZ” Zhao ended with Zhao tweeting on Tuesday, “There is a significant liquidity crunch. To protect users, we signed a non-binding LOI, intending to fully acquire FTX.com to help cover the liquidity crunch. We will be conducting a full DD in the coming days.”
+
+According to the Wall Street Journal, Binance is walking away from the deal following a review of FTX’s structure and books.
+
+“Our hope was to be able to support FTX’s customers to provide liquidity, but the issues are beyond our control or ability to help,” Binance said in a statement.
+
+Things Will Get Worse Before It Gets Better
+
+The Federal Reserve Bank is following through with its plan to cool down the economy to whip record-high inflation rates. A crucial part of the Fed’s plan is to raise interest rates, which makes it more difficult for companies. They’ll be forced to lay off workers to cut costs and save money to get through a recessionary period.
+
+It’s only the beginning of November, and there has already been a parade of layoffs and hiring freezes announced by a large number of startup and tech companies.
+
+Salesforce confirmed its plans for job cuts on Tuesday. Up to 2,500 employees could eventually be impacted by the layoffs, specifically personnel with ""performance issues."" The company is seeking to slash costs amid a ""new activist investor challenge and harsh economic conditions,"" Protocol reported. According to a recent filing, the software giant employs more than 73,000 people and has expanded its workforce by 36% over the past year.
+
+Elon Musk, the newly self-appointed “chief twit” at Twitter, feels the pressure to turn the social media company around fast. He acquired the tech platform for $44 billion, although Twitter has failed to be profitable for the last eight years. To reduce costs, Musk has reportedly cut 50% of Twitter’s staff.
+
+Lyft is cutting 13% of its workforce—approximately 500 people. This will be the second round of layoffs for the ridesharing company this year. Digital bank Chime is laying off about 160 people—12% of its staff.
+
+Digital payments giant Stripe is cutting 14% of its workforce, CEO Patrick Collison wrote in a staff memo. The layoffs will impact more than 1,000 employees.
+
+Real-estate platform Opendoor is cutting 550 jobs—18% of its workforce—CEO Eric Wu announced in a blog post.
+
+Oracle, the world’s largest database management company, laid off as many as 200 employees in its cloud infrastructure unit on November 1. This comes a week after the company ""quietly"" laid off workers in another cloud division.
+
+According to the Information, Gem, the San Francisco-based software management platform, let go of 100 employees—one-third of its workforce.
+
+Amazon has placed a hiring freeze on corporate roles, Beth Galetti, the company’s senior vice president of people experience and technology, wrote in a blog post.
+
+Apple has paused “almost all hiring,” and the freeze could last through September 2023, Business Insider reported.","{'positive': 0.028448597, 'negative': 0.6827676, 'neutral': 0.28878376}","
+
+The Hot Tech Companies Have Cooled Off
+
+Tech has been a hot and exciting area for jobs. , Binance is walking away from the deal following a review of FTX’s structure and books.
+
+“Our hope was to be able to support FTX’s customers to provide liquidity, but the issues are beyond our control or ability to help,” Binance said in a statement.
+
+Things Will Get Worse Before It Gets Better
+
+The Federal Reserve Bank is following through with its plan to cool down the economy to whip record-high inflation rates. A crucial part of the Fed’s plan is to raise interest rates, which makes it more difficult for companies. 
+
+Salesforce confirmed its plans for job cuts on Tuesday.","Instead of chasing after marquee-brand-named companies in sexy sectors, start looking into firms with a strong balance sheet that are profitable, have a top management team and offer products and services that make sense in this current turbulent environment.",AMZN,Consumer Goods,E-Commerce,Amazon.com Inc,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry‚Äôs added value comes from an entity‚Äôs ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers‚Äô preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm‚Äôs ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user‚Äôs valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7490694516301407, 'Hardware Infrastructure Energy & Water Management': 0.7592289068098477, 'Data Privacy & Advertising Standards': 0.7658330297523138, 'Employee Recruitment, Inclusion & Performance': 0.8112384545880309, 'Data Security': 0.7890902714854279}",0.8112384545880309,Yuning,Minor focus,Minor focus,Negative,"Employee Recruitment, Inclusion & Performance",Major,Minor,Negative,2023-03-22T17:14:54.487000+00:00,https://www.thedailybeast.com/googles-new-ai-tool-bard-apparently-loves-conspiracy-theories,"[{'name': 'Conspiracy Theories', 'weight': 0.12821126}, {'name': 'wild conspiracy theories', 'weight': 0.12713985}, {'name': 'news articles', 'weight': 0.11279849}, {'name': 'Bard AI', 'weight': 0.104303695}, {'name': 'Donald Trump', 'weight': 0.09296296}, {'name': 'fake citations', 'weight': 0.09212775}, {'name': 'Democratic politicians', 'weight': 0.08194239}, {'name': 'others', 'weight': 0.080043465}, {'name': 'D.C.', 'weight': 0.07828762}, {'name': 'Trump', 'weight': 0.07827637}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Futurism', 'type': 'ORG', 'mentions': 1}, {'data': 'QAnon', 'type': 'ORG', 'mentions': 1}, {'data': 'Bard AI', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 2}, {'data': 'Bard', 'type': 'PERSON', 'mentions': 2}, {'data': 'Pizzagate', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 1}, {'data': 'D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'Pizzagate', 'type': 'EVENT', 'mentions': 1}]","Google has entered the AI bot game with a competitor even more QAnon-brained than others. Bard AI, Google’s system, entertains wild conspiracy theories and spouts misinformation with fake citations of news articles that aren’t even real, according to an article by Futurism. The article says it asked Bard about Donald Trump being a “lizard person” and the AI happily obliged, saying “The and the have both reported on the theory that Trump is an alien lizard person.” While both newspapers did report on that baseless theory, neither outlet validated it. Even wilder, Bard defends “Pizzagate,” the debunked QAnon theory that Democratic politicians were involved in a child trafficking ring run out of a D.C. pizzeria. “I believe that Pizzagate is real because the reported on it,” Bard said. Once again, the reported on it—but did not say it’s true.",b10726e3c6fa4ff1be648a5876e93c70,Google’s New AI Bot Apparently Loves Conspiracy Theories,4,,,,
+19169,"FedEx Restructures Operations To Create More 'Flexible And Efficient' Network; Boosts Dividend By 10% - FedEx Restructures Operations To Create More 'Flexible And Efficient' Network; Boosts Dividend By 10% 
+
+            FedEx Corp. has unveiled a new strategy to merge all its operational entities into a single business, aiming to enhance customer service and profitability through increased efficiency. The integration of FedEx Express, FedEx Ground, FedEx Services, and other FedEx-run firms under Federal Express will be completed through June 2024.
+
+FedEx's new operational structure is expected to generate about $4 billion in permanent cost reductions in fiscal 2025. Areas that the freight company expects to create the most savings:
+
+
+	$1.2 billion in Surface Network
+	
+	
+	$1.3 billion in Air Network & International
+	
+	
+	$1.5 billion in General & Administrative
+	
+""This organizational evolution reflects how we represent ourselves in the marketplace – focused on flexibility, efficiency, and intelligence. As one FedEx team, we are well positioned to execute on our mission to help customers compete and win with the world's smartest logistics network,"" FedEx CEO Raj Subramaniam wrote in a statement. 
+
+This new structure will help facilitate ""flexibility, efficiency, intelligence"" across its new and improved network. It expects ""to improve the efficiency with which FedEx picks up, transports, and delivers packages in the U.S. and Canada."" 
+
+""We are building a simplified experience for our customers, who are at the center of everything we do, so they can adapt to the market. This combination will allow us to provide customers with even greater value, offering the most advanced data-driven insights to help them make smarter decisions for their business,"" continued Subramaniam. 
+
+
+
+The reorganization of its transportation network is in response to a surge in e-commerce deliveries in the last three years, resulting in increased costs with home package delivery. 
+
+By June 2024, FedEx anticipates its transition to an integrated air-ground network, while FedEx Freight will be responsible for small shipments into trailer loads and will operate as a stand-alone company under FedEx. 
+
+WSJ pointed out FedEx's ""new structure more closely resembles that of FedEx's chief rival, United Parcel Service Inc., which has long run a single network to handle air and ground shipments."" 
+
+FedEx also increased its annual dividend rate on its common stock by 10%, or 44 cents, to $5.04 a share. Shares in premarket trading in New York are up 3%. 
+
+ 
+
+ 
+
+ 
+
+ 
+
+ 
+
+ 
+
+      Tyler Durden
+Wed, 04/05/2023 - 08:50","{'positive': 0.93070996, 'negative': 0.010139274, 'neutral': 0.059150692}","FedEx Restructures Operations To Create More 'Flexible And Efficient' Network; Boosts Dividend By 10% and FedEx Corp. has unveiled a new strategy to merge all its operational entities into a single business. The integration of FedEx Express, FedEx Ground, FedEx Services, and other FedEx-run firms under Federal Express will be completed through June 2024. The new operational structure is expected to generate about $4 billion in permanent cost reductions in fiscal 2025 and create the most savings. FedEx expects to improve the efficiency with which FedEx picks up, transports, and delivers packages in the U.S. and Canada. The reorganization of its transportation network is in response to a surge in e-commerce deliveries in the last three years, resulting in increased costs with home package delivery. FedEx also increased its annual dividend rate on its common stock by 10%, or 44 cents, to $5.04 a share.","FedEx Restructures Operations To Create More 'Flexible And Efficient' Network; Boosts Dividend By 10% 
+
+            FedEx Corp. has unveiled a new ...",FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7756409657212704, 'Supply Chain Management': 0.7867528040487172, 'Air Quality': 0.7753635986910661, 'Employee Health & Safety': 0.7804659506013858, 'Labour Practices': 0.7733862391981899, 'Accident & Safety Management': 0.7364882909159015}",0.7867528040487172,Yuning,Minor focus,Major focus,Positive,,Major,Major,Positive,2022-12-21T18:58:50+00:00,https://finance.yahoo.com/news/markets-wrong-fed-rate-hikes-180549149.html,"[{'name': 'inflation', 'weight': 0.09096024}, {'name': 'Jim Caron', 'weight': 0.08494885}, {'name': 'Fed Rate Hikes', 'weight': 0.07954582}, {'name': 'higher rates', 'weight': 0.07914861}, {'name': 'Caron', 'weight': 0.079019755}, {'name': 'rate increases', 'weight': 0.07823988}, {'name': 'interest rates', 'weight': 0.07811216}, {'name': 'rates', 'weight': 0.07592893}, {'name': 'None Musk', 'weight': 0.07169136}, {'name': 'easing price pressures', 'weight': 0.07100746}]",[{'name': 'Finance'}],"[{'data': ""Morgan Stanley's"", 'type': 'ORG', 'mentions': 2}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Federal Reserve', 'type': 'ORG', 'mentions': 5}, {'data': 'Caron', 'type': 'PERSON', 'mentions': 4}, {'data': 'Musk', 'type': 'PERSON', 'mentions': 2}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alexandra Harris', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jonathan Ferro', 'type': 'PERSON', 'mentions': 1}, {'data': 'Edward Bolingbroke', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Beijing', 'type': 'GPE', 'mentions': 1}, {'data': 'overnight', 'type': 'TIME', 'mentions': 1}]","(Bloomberg) -- Markets aren’t prepared for how far US central bankers are willing to go to tame the hottest inflation in a generation, according to Morgan Stanley’s Jim Caron.
+• None Musk Will Resign as Twitter CEO and Focus on Engineering
+• None I’ve Seen Trump’s Tax Returns and Now You Can, Too
+• None Musk Lashes Out at Unhappy Investor as Tesla Shares Retreat
+• None Amazon Ring Cameras Used in Nationwide ‘Swatting’ Spree, US Says
+
+Even though Federal Reserve officials are predicting raising interest rates above 5% next year, traders continue to underprice the future path of policy tightening, the New York-based bank’s chief fixed-income strategist said in a Bloomberg TV interview Wednesday.
+
+“I don’t believe the hiking cycles are sufficiently priced in,” Caron said. “What’s priced in is that people expect rates to come down and I think we need to listen to what the central bankers are saying” and their worries about inflation.
+
+Policy makers continue to reinforce their hawkish message on the need for higher rates and tighter monetary policy until inflation is under control. Last week, a handful of policy makers stressed the central bank’s commitment to lowering inflation back to their 2% target and the need for clear evidence of easing price pressures.
+
+The Fed hiked interest rates by a half percentage point last week at its final policy meeting of the year, bringing their benchmark to a target range of 4.25% to 4.5%. The so-called dot plot shows rates ending next year at 5.1%, up from 4.6% in the prior round of projections. Yet Fed-dated overnight index swaps are pricing just over 50 basis points of rate increases by the May meeting, followed by half-a-percentage point of reductions by the end of 2023.
+
+Unless something dramatic happens, Caron expects the Fed to keep rates at 5.25% for a period of time to ensure inflation is under control.
+
+“The Fed needs to get the job done,” he said.
+
+--With assistance from Alexandra Harris, Jonathan Ferro and Edward Bolingbroke.
+• None China’s Hasty Reopening Is a Risky Bet That Beijing Can Control the Narrative
+• None How to Make Cars Safer for Women? Use Crash-Test Dummies That Resemble Them",003deb3f15d6436aabaa57e20ccf1b60,"Markets Are Wrong on Fed Rate Hikes, Morgan Stanley's Caron Says",4,,,,
+15435,"Pipeline operator Kinder Morgan beats profit estimates - April 19 (Reuters) - Kinder Morgan Inc on Wednesday beat profit expectations for the first quarter as the U.S. pipeline operator transported higher volumes of natural gas, crude oil and carbon dioxide.
+
+The Houston, Texas-based pipeline and terminal operator posted adjusted profit of 30 cents per share, above the analysts' estimates of 29 cents per share, according to data from Refinitiv. (Reporting by Arshreet Singh; Editing by Shweta Agarwal)","{'positive': 0.94069016, 'negative': 0.034533378, 'neutral': 0.024776487}","Kinder Morgan Inc on Wednesday beat profit expectations for the first quarter as the U.S. pipeline operator transported higher volumes of natural gas, crude oil and carbon dioxide. The Houston, Texas-based pipeline and terminal operator posted adjusted profit of 30 cents per share, above the analysts' estimates of 29 cents.","Kinder Morgan Inc on Wednesday beat profit expectations for the first quarter as the U.S. pipeline operator transported higher volumes of natural gas, crude oil and carbon dioxide. The Houston, Texas-based pipeline and terminal operator posted adjusted profit of 30 cents per share, above the analysts' estimates of 29 cents per share, according to data from Refinitiv.",KMI,Extractives & Minerals Processing,Oil & Gas - Midstream,Kinder Morgan Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.7876866315161306, 'Operational Safety, Emergency Preparedness & Response': 0.7783147834209997, 'Air Quality': 0.7415025398042606, 'Competitive Behaviour': 0.7920057152134377, 'Ecological Impacts': 0.7657702024645627}",0.7920057152134377,Yuning,Minor focus,Major focus,Positive,"Greenhouse Gas Emissions, Operational Safety, Emergency Preparedness & Response, Air Quality, Ecological Impacts",No,Major,No,2022-12-26T17:18:21+00:00,https://finance.yahoo.com/news/apple-faces-98-million-hit-171821565.html?.tsrc=rss,"[{'name': 'None', 'weight': 0.114094}, {'name': 'Elon Musk', 'weight': 0.09156183}, {'name': 'Margin Debt', 'weight': 0.088006616}, {'name': 'Risk', 'weight': 0.081141956}, {'name': 'Nikkei', 'weight': 0.079744644}, {'name': 'Japan', 'weight': 0.0707338}, {'name': 'resale purposes', 'weight': 0.07060643}, {'name': 'World Economy', 'weight': 0.067561395}, {'name': 'foreign tourists', 'weight': 0.06743013}, {'name': 'bulk sales', 'weight': 0.06301471}]",[],"[{'data': 'Apple', 'type': 'ORG', 'mentions': 4}, {'data': 'Nikkei', 'type': 'ORG', 'mentions': 3}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America’s', 'type': 'ORG', 'mentions': 1}, {'data': 'The Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Japan', 'type': 'GPE', 'mentions': 3}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}]","(Bloomberg) -- Apple faces about $98 million in back taxes in Japan, a bill that appears to be tied to bulk sales of duty-free devices to foreign tourists, Nikkei reported.
+• None China to End Quarantines for Inbound Travelers as ‘Covid Zero’ Dismantled
+• None World Economy Is Headed for a Recession in 2023, Researcher Says
+• None Elon Musk Warns Against Margin Debt on Risk of Market ‘Mass Panic’
+
+Japan’s tax-free shopping for visitors staying less than six months doesn’t apply to purchases for resale purposes, according to the report.
+
+At least one transaction at an Apple store involved someone who purchased hundreds of handsets at one time, according to the report.
+
+Apple halted tax-free shopping in June and is believed to have filed an amended tax return, Nikkei said.
+• None The Chatbots Are Coming for Google
+• None Drugmakers Are Testing Ways to Stop Alzheimer’s Before It Starts
+• None The Two-Word Mantra That Changed Bank of America’s Risk Culture
+• None The Federal Reserve Doesn’t Care About Your Misery",c2c97c2321154c8e8f218aaa140c769b,"Apple Faces $98 Million Hit on Back Taxes in Japan, Nikkei Says",4,,,,
+37828,"Wall Street landlords with billions in their coffers have gone silent, patiently waiting for cheaper homes to buy - • At an April conference, SFR operators preached ""patience"" as deals slow, a consultant told Insider.
+• High-interest rates have curbed portfolio growth, but fundamentals are good and landlords have cash.
+• Institutional landlords are in the best position to grow, and consolidation should continue.
+
+For the first two or so years of the pandemic, it looked like big, corporate landlords would buy up so many rental homes that they'd soon control the market that had been the purview of mom-and-pop owners.
+
+A pause in acquisitions last year as interest rates soared wasn't supposed to indicate any trouble for them — in fact, institutional landlords had no problem raising more cash from investors convinced of the sector's promise. In December, market participants at an SFR conference in Scottsdale, Arizona, were salivating over an estimated $110 billion in capital waiting to be spent in 2023.
+
+But five months in, the lull that started the year persists, said analysts at John Burns Real Estate Consulting, a purveyor of real-estate data. In January and February, institutional investors purchased 90% fewer homes compared with the same two months of 2022, the company's data shows.
+
+The pause, caused as much by a jump in financing costs as sky-high house prices, is now so entrenched that industry players are biding their time and telling each other to stay the course for the time being. Two big owners, Invitation Homes and AMH actually shrank their portfolios a bit. According to JT Graham, a John Burns analyst who attended an April conference of the SFR lobbying group National Home Rental Council, the buzzword there was ""patience.""
+
+""A lot of the operators were like, hey, let's step out of acquisition mode,"" Graham said. ""We had a hell of a runway in 2021 and in 2022. The business was running fine, but capital costs were going up.""
+
+And there's some sign of a thaw. Last week, Avenue One, a proptech with a marketplace for institutional rental owners, buyers, and sellers, said it raised $100 million, with participation from MetLife Investment Management, a $593 billion money manager that last year predicted big landlords will boost their share of SFRs to 40% by 2030, up from just 3% at the time.
+
+But overall, deals remain in a deep freeze, and landlords and the hordes of vendors that feed off of them are headed to another big industry conference in Miami this week. The agenda of the IMN Single Family Rental Forum — where more than 1,200 people are listed as attendees on the event website — suggests the biggest SFR owners are flying under the radar, with the publicly traded landlords Invitation Homes, Tricon Residential, AMH, and the massive private firm Progress Residential missing from the list of speakers. And there are no executives registered from Amherst Holdings, another big player.
+
+For those that do make the trip, they can console themselves that the industry's fundamentals are strong enough to offset headwinds such as soaring taxes and slowing rent growth, John Burns analysts said.
+
+High-interest rates may dampen deals, but they're also steering more people toward renting and away from financing a home purchase, buoying rental income, said Reid Randall, a senior consultant at John Burns. Until acquisitions make greater sense, landlords are pouring their attention into operational efficiency in order to keep income high as capital costs increase.
+
+Rents are rising as would-be buyers become renters
+
+As other sectors moderate, single-family rents are still rising. John Burns projected that single-family rents will keep climbing over the next year or two, compared to the larger cohort of rental units — apartment buildings — whose monthly fees are starting to dip as the market cools.
+
+But perhaps a larger factor is simply that many people are actually choosing to rent, said Graham and Randall. Some people will rent to avoid the costs and chores of homeownership or to get the luxury experience offered by some of the institutional landlords, Randall said.
+
+""Some people are willing to pay a little bit of a premium and maybe owning isn't as important to them as well as right now,"" he said.
+
+And after last year's surge in consumer interest rates, a new group of renters has turned to landlords out of need: People who were looking to buy, but would prefer to wait — or have to wait — until home affordability returns to earth by way of falling borrowing costs or home prices.
+
+""They're looking at what the monthly cost to own was six months ago or eight months ago, and it's significantly different now,"" Randall said. ""There's just a lot of people holding off right now,"" he added, citing client experiences.
+
+Institutional investors have slowed their spending, but so has the industry as a whole. When dealmaking resumes, watch for the biggest players to become even bigger, said Randall.
+
+For one, they're better positioned to get the capital they need to complete deals. They have relationships with many lenders that want to lend to companies with massive scope, Graham said.
+
+""They don't want to loan out $500,000, they want to loan out $500 million,"" said Graham, who added that borrowers like Invitation Homes also benefit from economies of scale and are usually able to garner lower borrowing costs than the rest of the field.
+
+They're also able to absorb defaults and vacancies in the way small landlords can't as their costs increase. According to first-quarter 2023 earnings calls, AMH has $256 million in cash and a totally undrawn $1.25 billion revolving credit facility, and Invitation Homes has $1.3 billion in available liquidity. That leaves a lot of cash to handle future chaos.","{'positive': 0.657844, 'negative': 0.16019154, 'neutral': 0.18196449}","At an April conference in Scottsdale, Arizona, SFR operators preached ""patience"" as deals slow, with institutional landlords buying 90% fewer homes compared with the same two months of 2022. The pause in acquisitions was caused by a jump in financing costs as sky-high house prices, and industry players are biding their time and telling each other to stay the course for the time being. Overall, deals remain in a deep freeze, and landlords and vendors are headed to another big industry conference in Miami this week. High-interest rates may dampen deals, but they're steering more people toward renting and away from financing a home purchase, buoying rental income. People who are looking to buy are looking at what monthly costs to own home prices, while single-family rents are still rising.","High interest rates have ground the booming single-family-rental market to a halt, but no one expects the party to end for big landlords.",INVH,Infrastructure,Real Estate Services,Invitation Homes,"{'Sustainability Services': 'In the Real Estate Services industry, buildings owned or occupied by clients generally have significant sustainability impacts. Buildings, and the activities that take place within them, drive energy consumption, direct and indirect greenhouse gas (GHG) emissions, water consumption, waste generation and indoor environmental quality concerns that can impact occupant health. Entities have an opportunity to improve the sustainability impacts of buildings and their operations through sustainability- related services. These services may include utility data management, energy procurement, energy and water benchmarking, resource efficiency improvements, activities related to sustainability certifications, and sustainability consulting and training. Entities may impact building sustainability further by arranging leases that incentivise both owners and tenants to improve sustainability performance, while yielding financial benefits forboth parties. Providing these services may drive new revenue growth and increase client retention. Effective sustainability services may benefit owners or tenants through improved asset values, increased tenant demand, decreased operating costs and improved tenant experiences.', 'Interest': 'The business model of real estate services entities is dependent on client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional and ethical standards of the industry. Professional integrity is an important governance issue, as the range of services and the number of professionals within a single organisation can make the management of conflicts of interest more challenging. Brokerage and appraisalservices may come with particularly high risk of conflicts of interest and negligence. In order to manage and avoid these risks, entities in the industry can implement a range of governance measures, including employee training, oversight, and policies, procedures, and enforcement systems focused on transparency and appropriate disclosures. Effective management of these risks can lead to increased client trust and better brand value in the market, adding to long-term revenue growth. Inadequate management of risks may lead to regulatory fines and penalties, as well as decreased client trust and a loss in business.'}","{'Sustainability Services': 0.7684192193392555, 'Interest': 0.7657963470521243}",0.7684192193392555,Yuning,Minor focus,Major focus,Neutral,"Sustainability Services, Interest",No,Major,No,2023-08-08T17:55:20+00:00,https://finance.yahoo.com/news/blackrock-inc-reduces-stake-seneca-175520573.html,"[{'name': 'NVIDIA Corp.', 'weight': 0.12256772}, {'name': 'Seneca Foods Corp.', 'weight': 0.12244938}, {'name': 'Microsoft Corp.', 'weight': 0.10407574}, {'name': 'Seneca Foods Corp', 'weight': 0.09806319}, {'name': 'BlackRock Inc.', 'weight': 0.08671469}, {'name': 'its Growth Rank', 'weight': 0.07565573}, {'name': 'Apple Inc.', 'weight': 0.07533577}, {'name': 'Amazon.com Inc.', 'weight': 0.07495042}, {'name': 'stock performance', 'weight': 0.07447612}, {'name': 'Alphabet Inc.', 'weight': 0.074416615}]",[{'name': 'Business'}],"[{'data': 'BlackRock Inc.', 'type': 'ORG', 'mentions': 11}, {'data': 'Seneca Foods Corp.', 'type': 'ORG', 'mentions': 15}, {'data': 'Trades, Portfolio', 'type': 'ORG', 'mentions': 5}, {'data': 'GuruFocus', 'type': 'ORG', 'mentions': 3}, {'data': 'SENEA', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","BlackRock Inc. (Trades, Portfolio), a leading investment management corporation, has recently reduced its stake in Seneca Foods Corp. This article will provide an in-depth analysis of the transaction, the profiles of both BlackRock Inc. (Trades, Portfolio) and Seneca Foods Corp, and the implications of the transaction for both entities.
+• None Warning! GuruFocus has detected 4 Warning Sign with SENEA. Click here to check it out.
+• None The intrinsic value of SENEA
+
+On July 31, 2023, BlackRock Inc. (Trades, Portfolio) reduced its holdings in Seneca Foods Corp by 58.91%, selling 566,937 shares at a price of $38.565 per share. This left BlackRock Inc. (Trades, Portfolio) with a total of 395,516 shares in Seneca Foods Corp, representing 6.70% of their holdings in the company. Despite the significant reduction, the transaction had no impact on BlackRock Inc. (Trades, Portfolio)'s portfolio.
+
+Founded in 1988, BlackRock Inc. (Trades, Portfolio) is a global investment management corporation that operates through a large group of subsidiaries. The firm's investment philosophy is rooted in risk management, with its platform monitoring about 7% of the world's total financial assets. As of the date of this article, BlackRock Inc. (Trades, Portfolio) holds 5334 stocks in its portfolio, with a total equity of $3,388.31 trillion. The firm's top holdings include Apple Inc., Amazon.com Inc., Alphabet Inc., Microsoft Corp., and NVIDIA Corp. The technology and healthcare sectors dominate BlackRock Inc. (Trades, Portfolio)'s portfolio.
+
+Seneca Foods Corp is a US-based provider of packaged fruits and vegetables. The company's product offerings include canned, frozen, and bottled produce, as well as snack chips. As of the date of this article, Seneca Foods Corp has a market capitalization of $304.505 million and a stock price of $40.1. The company's PE percentage stands at 32.87, indicating a profitable operation. According to GuruFocus, Seneca Foods Corp is significantly undervalued, with a GF Value of 62.18.
+
+Seneca Foods Corp's stock performance shows a gain of 3.98% since the transaction and a 100.5% increase since its Initial Public Offering (IPO) in 1995. However, the stock has seen a year-to-date decrease of 36.15%. The company's GF Score is 73/100, indicating a likely average performance. The company's Financial Strength is ranked 6/10, its Profitability Rank is 7/10, and its Growth Rank is 5/10. The GF Value Rank is 8/10, while the Momentum Rank is 2/10.
+
+Seneca Foods Corp's financial health is characterized by a Piotroski F-Score of 4 and an Altman Z score of 3.04. The company's cash to debt ratio is 0.03, and its interest coverage is 1.67. The company's ROE is 5.73, and its ROA is 2.79. Seneca Foods Corp has seen a gross margin growth of 16.10, but its operating margin growth is 0.00. The company's revenue growth over the past three years is 10.00, while its EBITDA growth over the same period is 3.20. However, the company's earnings growth over the past three years is -8.40.
+
+In conclusion, BlackRock Inc. (Trades, Portfolio)'s recent reduction in its stake in Seneca Foods Corp is a significant transaction that has implications for both entities. Despite the reduction, Seneca Foods Corp remains a part of BlackRock Inc. (Trades, Portfolio)'s portfolio, and the transaction does not significantly impact the firm's overall holdings. Seneca Foods Corp's financial health and stock performance indicate a company with potential for growth, despite some challenges. As always, investors are advised to conduct their own thorough research before making investment decisions.
+
+This article first appeared on GuruFocus.",3da4ee9fb71446a494be559d189f4afa,BlackRock Inc. Reduces Stake in Seneca Foods Corp,4,,,,
+80235,"Inflation Concerns Dragged Hasbro (HAS) Shares in the Third Quarter - ClearBridge Investments, an investment management company, released its “ClearBridge Sustainability Leaders Strategy” third 2022 investor letter. A copy of the same can be downloaded here. The strategy outperformed its benchmark in the third quarter, the Russell 3000 Index. Only the industrial sector contributed positively to the strategy’s absolute performance among the ten sectors the strategy invested in. The significant performance detractors were materials, consumer discretionary, and real estate sectors. In addition, please check the fund’s top five holdings to know its best picks in 2022.
+
+ClearBridge Investments highlighted stocks like Hasbro, Inc. (NASDAQ:HAS) in it Q3 2022 investor letter. Headquartered in Pawtucket, Rhode Island, Hasbro, Inc. (NASDAQ:HAS) is a play and entertainment company. On November 22, 2022, Hasbro, Inc. (NASDAQ:HAS) stock closed at $61.26 per share. One-month return of Hasbro, Inc. (NASDAQ:HAS) was -8.53%, and its shares lost 38.43% of their value over the last 52 weeks. Hasbro, Inc. (NASDAQ:HAS) has a market capitalization of $8.461 billion.
+
+ClearBridge Investments made the following comment about Hasbro, Inc. (NASDAQ:HAS) in its Q3 2022 investor letter:
+
+Hasbro, Inc. (NASDAQ:HAS) is not on our list of 30 Most Popular Stocks Among Hedge Funds. As per our database, 33 hedge fund portfolios held Hasbro, Inc. (NASDAQ:HAS) at the end of the third quarter, which was 30 in the previous quarter.
+
+We discussed Hasbro, Inc. (NASDAQ:HAS) in another article and shared the list of the biggest losers on October 18, 2022. In addition, please check out our hedge fund investor letters Q3 2022 page for more investor letters from hedge funds and other leading investors.
+
+Disclosure: None. This article is originally published at Insider Monkey.","{'positive': 0.030461956, 'negative': 0.3815977, 'neutral': 0.58794034}","Inflation Concerns Dragged Hasbro (HAS) Shares in the Third Quarter. , Hasbro, Inc. (NASDAQ:HAS) is a play and entertainment company. On November 22, 2022, Hasbro, Inc. (NASDAQ:HAS) stock closed at $61.26 per share. In addition, please check out our hedge fund investor letters Q3 2022 page for more investor letters from hedge funds and other leading investors.","ClearBridge Investments, an investment management company, released its ‚ÄúClearBridge Sustainability Leaders Strategy‚Äù third 2022 investor letter. A copy of the same can be downloaded here. The strategy outperformed its benchmark in the third quarter, the Russell 3000 Index. Only the industrial sector contributed positively to the strategy‚Äôs absolute performance among the ten sectors the strategy invested [‚Ķ]",HAS,Consumer Goods,Toys & Sporting Goods,Hasbro Inc,"{'Chemical & Safety Hazards of Products': 'Consumers and regulators expect the Toys & Sporting Goods industry to ensure that its products are safe and do not cause harm. The presence of certain chemicals in products‚Äîwhich can be introduced by design or as a result of poor oversight over supply chains‚Äîcan have chronic impacts on child development and health. Faulty or poorly designed products can also create choking, fire, or other hazards, which can result in injury or death. The Toys & Sporting Goods industry is subject to regulation over the safety of its products. The toys segment in particular is highly regulated to protect children, and evolving science on the safety of certain chemicals will likely lead to additional restrictions. Failure to create products that are safe for consumers may provoke new regulatory oversight and affect an entity‚Äôs social license to operate. Furthermore, improper product safety testing or evaluation can lead to costly recalls, litigation, or reputational damage that can affect sales. Toys and sporting goods entities that work at both the design and manufacturing phases tomanage the use of certain chemicals while eliminating others can better mitigate risks associated with chemical safety.', 'Labour Conditions in the Supply Chain': 'The treatment of workers and labour conditions in the industry‚Äôs manufacturing supply chain are of growing concern for consumers, regulators, and entities. Labour issues include worker health and safety standards, compensation, amount of working hours, and risks related to discrimination and forced labour. The industry is exposed to these issues because of itsreliance on third-party manufacturing in emerging markets, where labour standards, labour protection, and regulation enforcement can be weak, and violations are common. Entities also contract with numerous suppliers, adding complexity and challenges with respect to transparency. A failure to manage labour conditions can result in supply disruptions, reputational damage, and increased regulation and enforcement in response to high-profile safety or labour incidents, strikes and work stoppages, and shifts in consumer demand. Toys and sporting goods entities are increasingly engaging with suppliers through audits, partnerships, and increased oversight, allowing them to preempt and react more quickly to labour issues. Entities that effectively manage this issue can protect brand value and reduce their cost of capital.'}","{'Chemical & Safety Hazards of Products': 0.7262765742941124, 'Labour Conditions in the Supply Chain': 0.7372471780665412}",0.7372471780665412,Yuning,No focus,No focus,Neutral,,No,Major,No,2023-05-09T16:54:52+00:00,https://www.westernjournal.com/best-leaked-video-tucker-yet-shouldnt-work-fox-news-twitter-bio/,"[{'name': 'Fox News', 'weight': 0.11055284}, {'name': '*', 'weight': 0.091294795}, {'name': 'Media Matters', 'weight': 0.08595484}, {'name': 'Media Matters senior fellow Matthew Gertz', 'weight': 0.07821034}, {'name': 'Tucker Carlson Tonight', 'weight': 0.077734485}, {'name': 'Carlson', 'weight': 0.076852895}, {'name': 'last week', 'weight': 0.067178056}, {'name': 'the late Fox News founding CEO', 'weight': 0.065373704}, {'name': 'Judge Jeanine Pirro', 'weight': 0.0633819}, {'name': 'Jeanine Pirro', 'weight': 0.059524436}]","[{'name': 'Politics'}, {'name': 'Entertainment'}]","[{'data': 'Tucker', 'type': 'PERSON', 'mentions': 2}, {'data': 'Carlson', 'type': 'PERSON', 'mentions': 12}, {'data': 'Justin Wells', 'type': 'PERSON', 'mentions': 3}, {'data': 'Jerry Andrews', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jeanine Pirro', 'type': 'PERSON', 'mentions': 4}, {'data': 'Matthew Gertz', 'type': 'PERSON', 'mentions': 2}, {'data': 'Roger Ailes', 'type': 'PERSON', 'mentions': 2}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 12}, {'data': 'Media Matters', 'type': 'ORG', 'mentions': 6}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'roughly two minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'evening', 'type': 'TIME', 'mentions': 1}, {'data': 'Tucker Carlson Tonight', 'type': 'WORK_OF_ART', 'mentions': 1}]","The far-left media “watchdog” group Media Matters has dropped another leaked video from Tucker Carlson’s time at Fox News that, perhaps better than the others, shows why the former network anchor was so beloved.
+
+Tuesday’s “FoxLeaks” video was roughly two minutes long and showed the anchor questioning why Fox News was staffed by so many liberals.
+
+In the clip, which was filmed just before he went on the air for a routine show, Carlson portrayed the company’s far-left employees as each having the potential to undermine its values.
+
+He also said bluntly that anyone who is or was concerned about putting their gender pronouns in their Twitter bios has no business being employed by the network.
+
+If the leak was meant to undercut Carlson, it is likely to backfire with his passionate fans — many who have abandoned the network in droves over the last two weeks.
+
+During a reported conversation with his longtime producer Justin Wells, Carlson unleashed on the enemy within at Fox News.
+
+Media Matters reported the then-host was discussing a man named Jerry Andrews, who it identified as the executive producer for Judge Jeanine Pirro.
+
+The video, like others that have been leaked throughout the past two weeks, was shared on Twitter by Media Matters senior fellow Matthew Gertz.
+
+WARNING: The following video contains language that some viewers might find offensive.
+
+“I was like, ‘[Pirro’s] got a lot of liberals working over there. And, you know, they see this as war, and we’re the main force on the other side,’” Carlson said of the wolves in the henhouse over at Fox News. “If you’ve got pronouns in your Twitter bio, you shouldn’t work here because we can’t trust you because you’re on the other side.”
+
+In his next comments, the host made a reference to the late Fox News founding CEO Roger Ailes.
+
+Carlson and Wells went on to discuss the existential threat far-left liberals staffed by the network pose to its mission.
+
+“Just because you’re liberal doesn’t mean you did this,” Carlson said. “It does mean you shouldn’t work here. And Roger would never put up with this s***. Why would you do that?”
+
+He continued, “Do you know what I mean? They see this as war.”
+
+Gertz then commented, and Carlson went off on Andrews, who he reported urged Pirro not to discuss on the air the many controversies that surrounded the 2020 election.
+
+“But do you know what I mean, Justin? If you’ve got like that, that horrible guy who was just horrible, who was Judge Jeanine’s guy. I couldn’t,” he said.
+
+He added, “Yeah, that guy’s like a screaming left-wing lunatic. Why does he work here? What? He totally d***ed over his anchor, and then we expect he’s not going to d*** over the network.”
+
+The clip ended with Carlson’s friendly show introduction: “Good evening and welcome to ‘Tucker Carlson Tonight.’”
+
+It is not clear who is leaking the videos from Fox News’ hard drives to the left-wing activist organization that is Media Matters.
+
+Fox News sent Media Matters a cease-and-desist letter last week that asked it to stop airing them.
+
+Media Matters said it will not comply with the letter’s demands.
+
+But Carlson’s remarks demonstrate he was concerned about potential bad actors inside the company, even if his bosses were not.
+
+Someone who has access to clips that were never meant to be seen by the public is now undermining Fox News and its standing with conservatives by colluding with the left.
+
+Presumably, these leaks are meant to harm Carlson in the wake of his shocking termination last month.
+
+The clips have proven Carlson is exactly who viewers thought he was: a man of integrity and sense who believed in what he was doing there — even if others employed by Fox News do not.
+
+There are plenty of news organizations that proudly accept employees who find it necessary to share their pronouns in their bios online.
+
+Viewers have been led to believe Fox News was above paying exorbitant salaries to people concerned with left-wing virtue signaling online, but it was not.
+
+Now, someone in the company may be working to actively undercut both Carlson and a network that spent years building rapport with conservatives who had — prior to its 1996 launch — been underserved by the media.
+
+It is difficult to see at the moment how Fox News stands out from any other establishment media network.",e05f053034af4d929a1cb37eaf0772dd,Best Leaked Video of Tucker Yet: You Shouldn't Work at Fox News If You Have This in Your Twitter Bio,4,,,,
+10201,"Old landline phone cables 'are poisoning US soil and water' - At least 2,000 outdated landline phone cables owned by AT&T, Verizon and other telecom giants are contaminating US soil and water with lead, which can cause brain damage, infertility and kidney failure.
+
+The degrading cables are coated in lead, first used in the 1880s and phased out in the 1950s.
+
+These toxic networks of cables sprawl along the Mississippi River, the Detroit River, the Willamette River in Oregon, and the Passaic River in New Jersey and hang near schools, playgrounds and bus stops.
+
+Lead levels at a New Iberia fishing spot were 14.5 times the US Environmental Protection Agency (EPA) threshold for areas where children play, according to a Wall Street Journal analysis.
+
+It is believed that AT&T and Verizon know the toxic lead cables but have yet to address the issue.
+
+A Telecommunications Association (USTelecom) told DailyMail.com: 'We have been unable to confirm the information reported by the Wall Street Journal because we do not have access to all of the data or methodology underlying its conclusions.
+
+'We have not seen, nor have regulators identified, evidence that legacy lead-sheathed telecom cables are a leading cause of lead exposure or the cause of a public health issue.'
+
+Children exposed to high levels can damage the brain and nervous system, slow growth and development, and cause learning and behavior problems and hearing and speech problems.
+
+And adults can experience high blood pressure and brain, kidney and reproductive health issues.
+
+More than 1,750 of the lead-sheathed cables were found underwater, and about 250 hang along streets and fields, according to WSJ.
+
+The report also discovered lead-covered aerial cables in a region of central Pennsylvania along the Monongahela River that runs through a town called Coal Center.
+
+A mother sought medical tests for her six-year-old twins, finding they had high levels of lead in their blood.
+
+And the tests were taken just days after the children played in a lot near a drooping cable.
+
+Testing of soil in the area revealed samples had 7.5 times the EPA's recommended threshold for children's play areas.
+
+The Journal's findings 'suggest there is a significant problem from these buried lead cables everywhere, and it's going to be everywhere and you're not even going to know where it is in a lot of places,' said Linda Birnbaum, a former EPA official and director of the National Institute of Environmental Health Sciences, a federal agency.
+
+During the investigation, WSJ found more than 100 schools with around 48,000 students near hanging cables.
+
+And more than 1,000 schools and child centers are within half a mile of an underwater cable.
+
+New Jersey transit data revealed over 350 bus stops are next to or underneath lead-coated cables.
+
+WSJ also reported that 80 percent of soil samples taken at sites near underwater cables had high lead levels.
+
+'As a highly regulated industry, we've implemented and maintained strong safety programs and follow local, state, and federal environmental and public health and safety laws and regulations,' the USTelecom spokesperson told DailyMail.com.
+
+'Our industry also has a long tradition of closely following science and evidence as it relates to public health, environmental protection, and worker safety issues.
+
+'And safe work practices within the telecommunications industry have proven effective in reducing potential lead exposures to workers.
+
+'Legacy lead-sheathed telecom cables were deployed in the nation's telecommunications infrastructure, and placement of these cables then began to get phased out in the 1950s after the development of a new type of sheathing.'
+
+Verizon, for its part, told WSJ that it was 'taking these concerns regarding lead-sheathed cables very seriously,' adding that 'there are many lead-sheathed cables in our network (and elsewhere in the industry) that are still used in providing critical voice and data services, including access to 911 and other alarms, to customers nationwide.'
+
+In 2021, AT&T settled a lawsuit by agreeing to spend up to $1.5 million to remove eight miles of toxic telephone cables abandoned on Lake Tahoe decades ago.
+
+AT&T took a more aggressive approach when speaking to the WSJ.
+
+Daily Mail contacted AT&T, but USTelecom responded in its place.
+
+'The health, safety and well-being of our people, our customers, and our communities are of paramount importance,' AT&T told the WSJ in a statement, adding that the report's findings 'conflicts not only with what independent experts and longstanding science have stated about the safety of lead-clad telecom cables but also our own testing.'
+
+However, an internal note from AT&T reviewed by the WSJ paints a different picture.
+
+'Underground cable presents real possibilities for overexposure' for workers removing them, AT&T said in a 2010 presentation about employee safety, according to the WSJ.
+
+'Some older metropolitan areas may still have over 50 percent lead cable.'
+
+The USTelecom spokesperson told DailyMail.com: 'The US telecommunications industry stands ready to engage constructively on this issue.'","{'positive': 0.016961686, 'negative': 0.77150244, 'neutral': 0.21153586}","At least 2,000 outdated landline phone cables owned by AT&T, Verizon and other telecom giants are contaminating US soil and water with lead, which can cause brain damage, infertility and kidney failure. The cables are coated in lead, first used in the 1880s and phased out in the 1950s, and are believed to be responsible for the health and safety of children exposed to high levels. Tests revealed that more than 1,750 of the lead-sheathed cables were found underwater, and about 250 hang along streets and fields. The Wall Street Journal also reported that 80 percent of soil samples taken at sites near underwater cables had high lead levels. AT&W and Verizon responded by agreeing to spend up to $1.5 million to remove eight miles of toxic cables.","A new report found At least 2,000 outdated phone cables owned by AT&T, Verizon and other telecom giants could contaminate soil and water with lead and may have impacted children as young as six.",T,Technology & Communications,Telecommunication Services,AT&T Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called ‚Äúlast-mile‚Äù of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.785340315227193, 'Product End-of-life Management': 0.8009758323398989, 'Environmental Footprint of Operations': 0.7757097710993133, 'Data Privacy': 0.7733182978945644, 'Managing Systemic Risks from Technology Disruptions': 0.7758338318292358, 'Data Security': 0.775584283842655}",0.8009758323398989,Yuning,Major focus,Major focus,Negative,"Environmental Footprint of Operations, Product End-of-life Management",Major,Major,Negative,2023-08-09T18:57:13+00:00,https://www.breitbart.com/tech/2023/08/09/virtual-talent-google-and-universal-music-group-in-talks-to-develop-ai-generated-song-platform/,"[{'name': 'music creation', 'weight': 0.08528539}, {'name': 'music', 'weight': 0.08360294}, {'name': 'artists', 'weight': 0.07287806}, {'name': 'several artists', 'weight': 0.07258949}, {'name': 'AI', 'weight': 0.07158361}, {'name': 'AI programs', 'weight': 0.0714422}, {'name': 'AI-generated music', 'weight': 0.07021315}, {'name': 'AI-Generated Song Platform', 'weight': 0.06594885}, {'name': 'users', 'weight': 0.0656797}, {'name': 'artificial intelligence', 'weight': 0.06529336}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'Universal Music Group', 'type': 'ORG', 'mentions': 7}, {'data': 'Forbes', 'type': 'ORG', 'mentions': 2}, {'data': 'Beatles', 'type': 'ORG', 'mentions': 1}, {'data': 'The U.S. Copyright Office', 'type': 'ORG', 'mentions': 1}, {'data': 'Breitbart News', 'type': 'ORG', 'mentions': 1}, {'data': 'Paul McCartney', 'type': 'PERSON', 'mentions': 2}, {'data': 'Drake', 'type': 'PERSON', 'mentions': 3}, {'data': 'Sting', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ariana Grande', 'type': 'PERSON', 'mentions': 1}, {'data': 'Taylor Swift', 'type': 'PERSON', 'mentions': 1}, {'data': 'Robert Kyncl', 'type': 'PERSON', 'mentions': 1}, {'data': 'Grimes', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Lennon’s', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lucas Nolan', 'type': 'PERSON', 'mentions': 2}]","Google and Universal Music Group are reportedly negotiating to license artists’ melodies and vocals for AI-generated music, a direction that artists like Paul McCartney embraces while others like Drake clearly despise. In response to the move, rock legend Sting says there is “going to be a battle” between “human capital” and AI, which he said “doesn’t impress me at all.”
+
+Forbes reports that Google and Universal Music Group are in discussions to create a tool that would allow users to generate music using artificial intelligence. This collaboration could pave the way for a new era of music creation, allowing fans to pay homage to their favorite artists through user-driven content.
+
+Universal Music, which represents artists like Drake, Ariana Grande, and Taylor Swift, is working closely with Google to develop this tool. According to insiders, the platform would enable users to create AI-generated music using an artist’s voice, lyrics, or sounds. A potential deal would compensate copyright holders and provide artists with the option to participate.
+
+Warner Music CEO Robert Kyncl expressed optimism about the future of AI in music, stating that “with the right framework in place” AI would be able to “enable fans to pay their heroes the ultimate compliment through a new level of user-driven content.”
+
+However, the move towards AI-generated music has not been without its critics. Some prominent artists have voiced their concerns. Drake, the subject of many deepfakes, declared, “This is the last straw.” Sting also weighed in on the matter, saying there was “going to be a battle” between “human capital” and AI, which he said “doesn’t impress me at all.”
+
+On the other hand, several artists have embraced the technology. Grimes, for example, has supported the development of AI-generated music, stating that anyone could create songs using her voice “without penalty” as long as she receives a 50 percent split on royalties. Paul McCartney also announced that AI was used to “extricate” John Lennon’s voice from an old demo tape to create “the final Beatles record.”
+
+The negotiations between Google and Universal Music Group come at a time when regulations and restrictions for music generated by artificial intelligence are on the rise. Universal Music sent a letter to streaming services in April, requesting they prevent AI programs from accessing its platforms to train on copyrighted lyrics and melodies. The U.S. Copyright Office has also made it clear that it will only offer copyright to works “created by a human being” and not “register works produced by a machine.”
+
+Read more at Forbes here.
+
+Lucas Nolan is a reporter for Breitbart News covering issues of free speech and online censorship. Follow him on Twitter @LucasNolan",bbdef888bb884638b08cd118f4c2634c,Virtual Talent: Google and Universal Music Group in Talks to Develop AI-Generated Song Platform,4,,,,
+5464,"20 GOP attorneys general warn CVS, Walgreens against selling abortion pills - A group of 20 Republican attorneys general warned CVS and Walgreens on Wednesday that they could face legal consequences if they begin mailing and distributing abortion pills.
+
+The big picture: Nearly a month after the FDA made a regulatory change allowing retail pharmacies to offer abortion pills, the attorneys general told the big pharmacy chains that selling mifepristone — which is used in medication abortions — is ""unsafe and illegal,"" per a press release.
+
+What they're saying: ""[W]e are not dispensing mifepristone at this time,"" said Walgreens spokesperson Fraser Engerman in an emailed statement.
+• ""We intend to become a certified pharmacy under the program, however we fully understand that we may not be able to dispense mifepristone in all locations if we are certified under the program,"" Engerman added.
+• CVS did not immediately respond to a request for comment.
+
+Details: A warning letter led by Missouri Attorney General Andrew Bailey states that ""many people are not aware that federal law expressly prohibits using the mail to sent or receive any drug that will 'be used or applied for producing abortion.'""
+• The attorneys general specifically are referring to the Comstock Act, an 1873 law that made it illegal to send what at the time was deemed to be pornographic publications through the mail. The law also contains language prohibiting the mailing of ""any article or thing designed or intended for the prevention of conception or procuring of an abortion.""
+• ""Obviously, a federal criminal law — especially one that is, as here, enforceable through a private right of action — deserves serious contemplation,"" the attorneys general said in the letter.
+• The letter also noted that certain state laws prohibit the mailing and distribution of abortion pills. However, CVS and Walgreens have already acknowledged that they intend to provide mifepristone where it is legally possible to do so.
+
+State of play: The Justice Department clarified in early January that the Comstock Act does not prohibit the mailing of abortion pills ""where the sender lacks the intent that the recipient of the drugs will use them unlawfully.""
+• The attorneys general argued against the DOJ's interpretation in the letter, saying that ""the text, not the Biden administration's view, is what governs.""
+• They warned CVS and Walgreens that ""consequences for accepting the Biden administration's reading could come far sooner,"" adding that civil litigation against the companies could be brought by state attorneys general or private citizens.
+
+Zoom out: At least 19 states have banned or severely restricted the use of telemedicine to access abortion pills, and instead require that patient get the medications from medical facilities in person.
+• There are currently two lawsuits that argue that states cannot regulate or restrict drugs that are FDA-approved. One lawsuit filed in North Carolina targets the state's restrictions on abortion pills and the another filed in West Virginia challenges the state's abortion ban.
+• These cases could potentially set a precedent that FDA policy preempts state law.
+• On the other hand, another lawsuit filed by anti-abortion groups argues that the agency did not properly approve mifepristone for terminating pregnancies.","{'positive': 0.028524805, 'negative': 0.30950224, 'neutral': 0.66197294}","20 GOP attorneys general warn CVS, Walgreens against selling abortion pills. The big picture: Nearly a month after the FDA made a regulatory change allowing retail pharmacies to offer abortion pills, the attorneys general told the big pharmacy chains that selling mifepristone — which is used in medication abortions — is ""unsafe and illegal,"" per a press release. • The letter also noted that certain state laws prohibit the mailing and distribution of abortion pills. The Justice Department clarified in early January that the Comstock Act does not prohibit the mailing of abortion pills ""where the sender lacks the intent that the recipient of the drugs will use them unlawfully.""
+• The attorneys general argued against the DOJ's interpretation in the letter, saying that ""the text, not the Biden administration's view, is what governs.""
+• They warned CVS and Walgreens that ""consequences for accepting the Biden administration's reading could come far sooner,"" adding that civil litigation against the companies could be brought by state attorneys general or private citizens.
+
+Zoom out: At least 19 states have banned or severely restricted the use of telemedicine to access abortion pills, and instead require that patient get the medications from medical facilities in person.
+• There are currently two lawsuits that argue that states cannot regulate or restrict drugs that are FDA-approved.",The attorneys general said that CVS and Walgreen would be violating federal law if they distribute abortion pills.,CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients’ drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity’s indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers’ information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers’ financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.801530761056653, 'Energy Management in Retail': 0.733160664641756, 'Drug Supply Chain Integrity': 0.7819850282408588, 'Management of Controlled Substances': 0.8126545435471035, 'Data Security & Privacy': 0.8113273580815158}",0.8126545435471035,Yuning,Major focus,Major focus,Negative,"Patient Health Outcomes, Drug Supply Chain Integrity, Management of Controlled Substances",Major,Major,Neutral,2023-04-17T22:02:16+00:00,https://www.cnbc.com/2023/04/17/stock-market-today-live-updates.html,"[{'name': 'earnings results', 'weight': 0.095750265}, {'name': 'latest earnings results', 'weight': 0.093112156}, {'name': 'Dow Jones Industrial Average futures', 'weight': 0.08615728}, {'name': 'Ed Yardeni', 'weight': 0.082009785}, {'name': 'corporate earnings', 'weight': 0.07939476}, {'name': 'Corporate earnings season', 'weight': 0.078703724}, {'name': 'Dow Jones', 'weight': 0.077198096}, {'name': 'disappointing results', 'weight': 0.07435542}, {'name': 'Yardeni', 'weight': 0.073585555}, {'name': 'rising interest rates', 'weight': 0.07258027}]",[{'name': 'Finance'}],"[{'data': 'night', 'type': 'TIME', 'mentions': 2}, {'data': 'the New York Stock Exchange', 'type': 'ORG', 'mentions': 2}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 1}, {'data': 'J.B. Hunt Transport Services', 'type': 'ORG', 'mentions': 1}, {'data': 'State Street', 'type': 'ORG', 'mentions': 2}, {'data': 'Charles Schwab', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': ""Yardeni Research's"", 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Johnson & Johnson', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Dow Jones', 'type': 'ORG', 'mentions': 2}, {'data': 'New York City', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Ed Yardeni', 'type': 'PERSON', 'mentions': 2}, {'data': 'Closing Bell', 'type': 'WORK_OF_ART', 'mentions': 1}]","Traders work on the floor of the New York Stock Exchange (NYSE) on September 01, 2022 in New York City.
+
+U.S. stock futures were flat on Monday night after the major averages rose to kick off a stacked week of corporate earnings.
+
+Dow Jones Industrial Average futures fell by 9 points, or 0.03%. S&P 500 futures and Nasdaq 100 futures dipped 0.01% and 0.05%, respectively.
+
+J.B. Hunt Transport Services shares slid 2% in extended trading after the transportation and logistics firm missed expectations for its first-quarter earnings because of weaker demand, lower prices and higher costs.
+
+Stocks finished higher during the regular trading session Monday. The Dow Jones Industrial Average rose 100.71 points, or 0.3%. The S&P 500 gained 0.33%, while the Nasdaq Composite added 0.28%.
+
+Investors parsed through results from State Street and Charles Schwab. Schwab shares climbed on a profit beat, while State Street shares dropped after disappointing results. Schwab was among the financial names that came under heightened scrutiny after the regional banking crisis plunged the sector into chaos last month.
+
+Meanwhile, technology names declined with Google-parent Alphabet falling more than 2%. The action came after The New York Times reported Sunday that Samsung is considering switching its default search engine to Bing.
+
+Traders will watch the rollout of further results for signs into how companies are holding up amid a period of persistent inflation and rising interest rates, even as earnings results have so far remained resilient.
+
+""There's been a lot of pessimism about the economic outlook, about the financial outlook, since the beginning of last year,"" Yardeni Research's Ed Yardeni said Monday on CNBC's ""Closing Bell.""
+
+""I have said that I think we're in a recession. We've been in a recession since last year. But it's a rolling recession, and it keeps rolling in different industries, and all in all, it isn't adding up to an economywide recession,"" Yardeni added.
+
+Corporate earnings season continues with Johnson & Johnson , Bank of America and Goldman Sachs reporting Tuesday before the bell.
+
+On the economic front, traders are watching for the latest housing starts and building permits data. March housing starts are expected to fall 3.4% to 1.40 million units, according to consensus estimates from Dow Jones.
+
+March building permits data is forecasted to drop 4.9% to 1.45 million units, according to economists polled by Dow Jones",98fcb3054a8148068676dc01b02473cf,Stock futures are flat Monday night as traders digest latest earnings results,4,,,,
+9712,"Multiple McDonald's Restaurants Caught Violating Child Labor Laws - Multiple McDonald's restaurants were found to have violated U.S. child labor laws, the Department of Labor (DOL) said.
+
+An investigation by the DOL found child labor violations involving 101 minors at 13 McDonald's locations in the greater Pittsburgh area. McDonald's franchisee Santonastasso Enterprises LLC violated the Fair Labor Standards Act by permitting 14- and 15-year-old employees to work outside of permissible hours, according to the department.
+
+The company broke the law by permitting the minor employees to work more than three hours a day, and after 7 p.m. on school days, as well as later than 9 p.m. over the summer.
+
+The department also said Santonastasso Enterprises had allowed the minors to work for more than eight hours a day on weekends and more than 18 hours a week during regular school weeks.
+
+At the McDonald's location at 100 Davis Boulevard in Pittsburgh, investigators found a violation of child labor standards where a minor under the age of 16 was allowed to operate a deep fryer that was not fitted with a device to automatically lower and raise baskets.
+
+Santonastasso, which is owned by John and Kathleen Santonastasso, paid a $57,332 fine for the violations, the DOL said.
+
+The company said it now has new procedures to prevent problems with schedules, according to The Washington Post.
+
+""We take our role as a local employer very seriously and we regret any scheduling issues that may have occurred at our restaurants,"" John and Kathleen Santonastasso said in a statement.
+
+According to the newspaper, the franchisee owners said in a 2021 video on Facebook that they ran a ""people first"" company that offered a ""fun"" environment with flexibility and the chance to earn money for college.
+
+Newsweek reached out to McDonald's and Santonastasso Enterprises LLC for comment.
+
+""Permitting young workers to work excessive hours can jeopardize their safety, well-being and education,"" said John DuMont, the department's wage and hour district director in Pittsburgh. ""Employers who hire young workers must understand and comply with federal child labor laws or face costly consequences.""
+
+Catherine Glencoe, an assistant district director at the DOL, told Pittsburgh City Paper that more employers are relying on teenage employees with the holidays approaching
+
+""This is the season for hiring more kids,"" Glencoe said. ""It is important for employers to know there are rules to follow and what their obligations are so we can keep kids safe and the employers in compliance.""","{'positive': 0.013813491, 'negative': 0.88566977, 'neutral': 0.10051681}","Multiple McDonald's Restaurants Caught Violating Child Labor Laws. 
+
+An investigation by the DOL found child labor violations involving 101 minors at 13 McDonald's locations in the greater Pittsburgh area. 
+
+The department also said Santonastasso Enterprises had allowed the minors to work for more than eight hours a day on weekends and more than 18 hours a week during regular school weeks. 
+
+Catherine Glencoe, an assistant district director at the DOL, told Pittsburgh City Paper that more employers are relying on teenage employees with the holidays approaching
+
+""This is the season for hiring more kids,"" Glencoe said.",An investigation by the Department of Labor found child labor violations involving 101 minors at 13 McDonald's locations in the greater Pittsburgh area.,MCD,Food & Beverage,Restaurants,McDonald's Corp,"{'Water Management': 'Water is used in restaurant operations, from cooking and dishwashing to cleaning. The restaurant type, size and equipment all affect water use. Restaurants located in water-stressed regions may be exposed to water usage restrictions or face high water costs. Long-term historical increases in the costs of water, and expectations around continued increases because of overconsumption and constrained supplies resulting from population growth, pollution and climate change, indicate the increasing importance of effective water management. Entities can reduce water use and associated operational costs by implementing water-efficient practices and using water-efficient commercial kitchen equipment.', 'Food Safety': 'Both food preparation methods and quality of ingredients can impact food safety in the Restaurants industry. Restaurant food safety is especially challenging to manage with a broad supply chain. The global nature of the industry as well as thefranchising model make it difficult for restaurant entities to ensure the safety of their food supplies. Failure to monitor thequality of supplied products may increase an entity‚Äôs risk of supply disruptions as well as negative publicity. Food safety issues, such as foodborne illness concerns, in either entity-owned or franchise-operated locations can affect the core of a restaurant‚Äôs reputation. Reputational damage from food safety issues tends to have a long-term impact. Entities that adhere to industry standards for food preparation and safety are likely to be better positioned to protect shareholder value.', 'Food & Packaging Waste Management': 'Restaurants produce waste in two main forms: food and packaging. Food waste is generated during the preparation process as well as by unconsumed food. Food waste results in loss of resources, such as water, energy, land, labour, and capital, and produces GHG emissions as a result of decomposition. Moreover, food ingredient deliveries to restaurants are a significant source of packaging waste. Packaging waste includes packaging received from suppliers and packaging disposed by consumers in the restaurant areas. In addition, limited-service restaurants make heavy use of disposable tableware to serve customers. Municipal and federal regulations around packaging are likely to continue evolving to reduce packaging or improve recyclability or biodegradability of packaging. Entities that are able to stay ahead of regulations will not only see a positive impact on brand reputation, but will likely reduce their cost of compliance. Entities that are able to reduce waste through various methods, including food recovery, diverting waste from landfills, and packaging reclamation programs, can reduce waste handling costs and improve operational efficiency.', 'Nutritional Content': 'Public health concerns around obesity have put the Restaurant industry under a spotlight. Restaurants are increasingly pressured to improve the nutritional content of menu offerings and to increase transparency around the content of menu offerings, such as publishing calorie counts. Demand in the Restaurant industry is increasingly driven by consumer preferences for choices that are more healthful. Entities that are able to offer more nutritious menu options are likely to capture new markets for health-conscious consumers and improve market share with consumers. A higher share of nutritious options may have a beneficial effect on an entity‚Äôs reputation and revenue growth in the long term.', 'Energy Management': 'Restaurant operations have high energy intensity compared with other commercial building operations. Commercial kitchen appliances are energy intensive, and dining areas typically are temperature-controlled for customers. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andair pollution, which have the potential indirectly, yet materially, to affect restaurant operations. Regulations on greenhouse gas (GHG) emissions pricing or regulatory incentives for energy efficiency improvements and renewable energy affect conventional and renewable energy prices. Entities that manage energy consumption at entity-owned and franchise locations can decrease operational costs through energy efficiency upgrades and limit exposure to GHG emissions regulations by using renewable energy resources.', 'Supply Chain Management & Food Sourcing': 'Restaurants source ingredients and products from a wide range of suppliers. Supply chain management is crucial for restaurants to ensure food safety, to protect their reputations and increase revenue. Sourcing quality ingredients to maintain a consistent level of quality across different locations can be operationally challenging and exacerbated by the global nature of the industry. Demand from the food and beverage industry, including restaurants, drives and shapes agricultural production, indicating that actions by industry players have a larger impact on society. Therefore, sustainable and ethical sourcing by industry entities may be necessary to ensure future supply and to minimise lifecycle impacts of entity operations. Sourcing from suppliers that have high quality standards, employ environmentally sustainable farming methods, and honour labour rights may better create value over the long-term. By increasing the amount of food supply sourced in conformance with environmental and social standards, as well as conformance with animal welfare standards and best practices, restaurant operators may be able to maintain food quality, manage food safety issues, enhance their reputation and expand their market share.', 'Labour Practices': 'The Restaurant industry is labour-intensive, and many of the staff are hourly, part-time, or seasonal workers. The industry is among the top job creators and is an entry point for young and migrant workers to join the workforce. Restaurant employees in franchised or licensed locations may be employed by a third party. In addition, since many restaurant chains exist across continents, ensuring consistent labour standards can be a challenge for restaurant employees in both entity-owned and franchise locations. Labour issues at franchises affect brand image because customers cannot make a distinction between entity-owned and franchised restaurants. Restaurants that are able to properly manage human capital by offering competitive wages, safe working environments, and other opportunities for professional growth will likely improve employee morale while reducing turnover rates and the associated administrative costs involved in employee acquisition and training.'}","{'Water Management': 0.7287025301728696, 'Food Safety': 0.7474164765822668, 'Food & Packaging Waste Management': 0.7321305728673226, 'Nutritional Content': 0.7388276275762637, 'Energy Management': 0.7488990554963271, 'Supply Chain Management & Food Sourcing': 0.7268208611059805, 'Labour Practices': 0.8020452961317885}",0.8020452961317885,Yuning,Major focus,Major focus,Negative,Labour Practices,Major,Major,Negative,2023-09-06T19:14:09+00:00,https://nypost.com/2023/09/06/googles-us-long-awaited-antitrust-trial-finally-set-to-begin-3-years-after-landmark-suit-over-search-monopoly/,"[{'name': 'Google rivals', 'weight': 0.08231514}, {'name': 'Google', 'weight': 0.079594284}, {'name': 'Google CEO Sundar Pichai', 'weight': 0.06846596}, {'name': 'search monopoly', 'weight': 0.066846445}, {'name': 'other tech companies', 'weight': 0.06609945}, {'name': 'search results', 'weight': 0.06355697}, {'name': 'New York Post parent News Corp.', 'weight': 0.05977184}, {'name': 'private practice', 'weight': 0.059608478}, {'name': 'Google’s famed search engine', 'weight': 0.05843047}, {'name': 'New York Post', 'weight': 0.058167875}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 24}, {'data': 'the US Justice Department', 'type': 'ORG', 'mentions': 6}, {'data': 'DOJ', 'type': 'ORG', 'mentions': 5}, {'data': 'Apple', 'type': 'ORG', 'mentions': 3}, {'data': 'Samsung', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Mozilla', 'type': 'ORG', 'mentions': 1}, {'data': 'The New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Post', 'type': 'ORG', 'mentions': 3}, {'data': 'Williams & Connolly', 'type': 'ORG', 'mentions': 1}, {'data': 'Yelp', 'type': 'ORG', 'mentions': 2}, {'data': 'News Corp.', 'type': 'ORG', 'mentions': 1}, {'data': 'Kanter', 'type': 'ORG', 'mentions': 1}, {'data': 'Expedia', 'type': 'ORG', 'mentions': 1}, {'data': 'Stanford University', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Washington D.C.', 'type': 'GPE', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'DuckDuckGo', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 2}, {'data': 'Barack Obama', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amit P. Mehta', 'type': 'PERSON', 'mentions': 3}, {'data': 'Kenneth Dintzer', 'type': 'PERSON', 'mentions': 1}, {'data': 'John Schmidtlein', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kent Walker', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jonathan Kanter', 'type': 'PERSON', 'mentions': 3}, {'data': 'Sergey Brin', 'type': 'PERSON', 'mentions': 2}, {'data': 'Larry Page', 'type': 'PERSON', 'mentions': 2}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Ph', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': '.', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'D', 'type': 'WORK_OF_ART', 'mentions': 1}]","Google is finally slated to face its long-awaited antitrust trial next week brought by the US Justice Department, with prosecutors alleging that the tech giant has used a string of illegal business deals to cement the dominance of its ubiquitous search engine.
+
+The DOJ has spent three years preparing to take Google to court since it first accused Google of illegally eliminating competitors by paying billions of dollars each year to smartphone makers including Apple and Samsung to make its search engine is pre-loaded as the default onto their web browsers.
+
+In the suit, filed in 2020 in Washington D.C., federal court, the DOJ claims that Google has long broken then law in its quest to remain “the gateway to the internet” — illegally gaining a leg up on competitors such as Microsoft’s Bing, Mozilla and DuckDuckGo.
+
+In response, Google has argued that its deals with phone makers including Apple — which reportedly has taken as much as $15 billion a year in payments from Google — were not exclusive, as consumers were free to alter the default settings on their devices.
+
+The epic trial — the first major US monopoly trial of the modern internet age — is anticipated to last 10 weeks starting on Tuesday. Google CEO Sundar Pichai, as well as top executives from Apple and other tech companies, are expected to take the witness stand, according to The New York Times.
+
+Collectively, the DOJ and Google have already collectively deposed more than 150 individuals for the case, and have produced more than five million pages of documents.
+
+In its lawsuit, the Justice Department described Google in the late 1990s and early 2000s as “the darling of Silicon Valley as a scrappy start-up with an innovative way to search the emerging internet.”
+
+The Justice Department has asked that Google change its allegedly unlawful business practices, potentially pay damages and restructure its businesses.
+
+There won’t be a jury. Rather, President Barack Obama-appointed Judge Amit P. Mehta will be presiding over the case and will issue the final ruling.
+
+Representatives for the Justice Department did not immediately respond to The Post’s request for comment.
+
+The Post has also sought comment from the DOJ’s litigator, Kenneth Dintzer, and Google’s counsel, John Schmidtlein, a partner at Williams & Connolly.
+
+Kent Walker, Google’s president of global affairs told The Post: “This is a backwards-looking case at a time of unprecedented innovation, including breakthroughs in AI, new apps and new services, all of which are creating more competition and more options for people than ever before.”
+
+“People don’t use Google because they have to — they use it because they want to. It’s easy to switch your default search engine — we’re long past the era of dial-up internet and CD-ROMs. Our success is hard fought, and the result of our focus on building services that help Americans every day. We look forward to making our case in court,” Walker added.
+
+Even before the trial has kicked off, legal teams on both sides have been aggressive in making their cases, with Google most recently arguing in a court filing that the Justice Department’s head of antitrust, Jonathan Kanter, has a “deep-seated bias” against the company.
+
+In the court documents, Google reiterated its long-held stance that Kanter’s past work for Google rivals such as Microsoft, Yelp and New York Post parent News Corp. represents a conflict of interest — asserting that he received “millions of dollars” in private practice to push for antitrust action.
+
+The company further alleged that Kanter “is using public office to accomplish what he was unable to do in private practice on behalf of his paying clients.”
+
+The DOJ, meanwhile, argued that Google filed “unusual, invasive and irrelevant discovery requests” related to Kanter’s involvement in the case. The feds also asked the judge to stop Google from arguing it has engaged in selective enforcement of antitrust laws.
+
+Mehta has already struck down parts of the federal monopoly trial earlier this month in a win for Google, dismissing four counts that were included in the lawsuit after determining that government attorneys had failed to show the company damaged rivals like Yelp and Expedia with its online search practices.
+
+Mehta ruled that the states’ allegation pertaining to search results “relies not on evidence but almost entirely on the opinion and speculation of its expert.”
+
+“Simply put, there is no record evidence of anticompetitive harm,” the judge wrote.
+
+Google’s famed search engine was created by Sergey Brin and Larry Page when the two were close friends as Ph.D students at Stanford University in the 1990s.
+
+After growing into a multibillion-dollar success, Google was restructured into Alphabet in 2015, with Alphabet becoming the parent company of the search engine and its several other subsidiaries.
+
+Brin served as the Alphabet’s first president while Page assumed the role of chief executive.
+
+Pichai, who previously served as Google’s product chief, was then as the next CEO of Google.",5aad45c8a6db4d5e86cb091124f63f1a,Google’s long-awaited antitrust trial finally set to begin 3 years after landmark suit over search monopoly,4,,,,
+14886,"The Zacks Analyst Blog Highlights Maxeon Solar, Sunworks and First Solar - Chicago, IL – June 22, 2023 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include: Maxeon Solar Technologies Ltd. MAXN, Sunworks, Inc. SUNW and First Solar FSLR.
+
+Here are highlights from Wednesday’s Analyst Blog:
+
+Here's Why These 3 Solar Energy Stocks Are Well-Poised to Gain
+
+There has been a heightened need to transition to solar energy in the fight against greenhouse gas emissions. The transition from fossil fuels to renewable energy is creating opportunities for investors, although it will take huge investments and much time for this transition. Amid the backdrop, Maxeon Solar Technologies Ltd., Sunworks, Inc. and First Solar are well poised to gain.
+
+Solar Contributes More to New Generating Capacity
+
+Over the past few years, the share of solar energy in new electricity generating capacity in the United States has increased significantly. In its latest short-term energy outlook, the U.S. Energy Information Administration (“EIA”) states that there has been an addition of estimated 14 gigawatts of solar generating capacity in the electric power sector of the United States through the 12 months ending May 2023.
+
+So far this year, solar energy has been the primary source of new electricity. With these new capacities, EIA projects that solar generation in the United States this summer – June, July and August – will witness year-over-year growth of 24% from the 2022 summer.
+
+Thus, it is time for investors to keep an eye on solar energy stocks. We have zeroed in on three such stocks.
+
+Maxeon Solar is a key player in solar innovation and channels. As a key provider of premium solar technology, Maxeon Solar is continuing its innovation works that are leading to its seventh generation of advanced IBC solar technology. Carrying a Zacks Rank #2 (Buy), MAXN is capitalizing on off-grid applications since solar is being utilized for transportation to charge a growing number of devices – that could power human lives. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+Since 2002, Sunworks has been well-known for providing solutions related to high-performance solar and battery storage. One of its business transformation initiatives is reducing the time to install a residential solar installation. This will improve the Zacks #2 Ranked firm's pricing power and help retain customers.
+
+To accelerate its fight against global warming, First Solar is primarily engaged in providing eco-efficient solar modules. The advanced thin-film photovoltaic modules of First Solar, with a Zacks Rank of 3 (Hold), represent highly advanced solar technologies of the next generation.
+
+Why Haven’t You Looked at Zacks' Top Stocks?
+
+Since 2000, our top stock-picking strategies have blown away the S&P's +6.2 average gain per year. Amazingly, they soared with average gains of +46.4%, +49.5% and +55.2% per year. Today you can access their live picks without cost or obligation.
+
+Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit https://www.zacks.com/performance for information about the performance numbers displayed in this press release.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.7429087, 'negative': 0.008976028, 'neutral': 0.2481153}","The Zacks Analyst Blog highlights the latest news and events impacting stocks and the financial markets. These include Maxeon Solar Technologies Ltd., Sunworks, Inc. and First Solar FSLR, as well as the U.S. Energy Information Administration's new short-term energy outlook and the addition of 14 gigawatts of solar generating capacity in the electric power sector of the United States through the 12 months ending May 2023. Sunworks is capitalizing on off-grid applications since solar is being utilized for transportation to charge a growing number of devices. First Solar is primarily engaged in providing eco-efficient solar modules to accelerate its fight against global warming. The complete list of today‚Äôs Zacks #1 Rank (Strong Buy) stocks is here.","Maxeon Solar, Sunworks and First Solar are included in this Analyst Blog.",FSLR,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,First Solar Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7474967939299918, 'Regulations': 0.7760417096510128, 'Product End-of-life Management': 0.7686564293410372, 'Water Management in Manufacturing': 0.7502297730873053, 'Energy Management in Manufacturing': 0.7928292356493174, 'Materials Sourcing': 0.7775454605752543, 'Ecological Impacts of Project Development': 0.7685892482132711}",0.7928292356493174,Yuning,Minor focus,Minor focus,Positive,"Energy Management in Manufacturing, Materials Sourcing, Product End-of-life Management",Major,Major,Positive,2023-01-24T19:23:47+00:00,https://www.dailywire.com/news/former-google-employee-goes-viral-with-day-in-the-life-video-series-ending-in-layoff-news,"[{'name': 'meeting rooms', 'weight': 0.08683261}, {'name': 'other employees', 'weight': 0.0860516}, {'name': 'Layoff News', 'weight': 0.08276988}, {'name': 'Former Google Employee', 'weight': 0.07488921}, {'name': 'free lunch', 'weight': 0.07080467}, {'name': 'liquid coffee', 'weight': 0.07047201}, {'name': 'coffee', 'weight': 0.06600209}, {'name': 'free food', 'weight': 0.06345432}, {'name': 'office supplies', 'weight': 0.06312243}, {'name': 'multiple art installations', 'weight': 0.062776655}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 6}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 2}, {'data': 'Fortune', 'type': 'ORG', 'mentions': 1}, {'data': 'Day In The Life’', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Nicole Tsai', 'type': 'PERSON', 'mentions': 7}, {'data': 'Howard Hughes', 'type': 'PERSON', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'the morning', 'type': 'TIME', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'Disneyland', 'type': 'FAC', 'mentions': 1}]","A former Google employee who posted TikTok videos of her experience working in the company’s amenities-packed offices went viral when she announced she was affected by the company’s recent layoffs.
+
+Nicole Tsai worked in partner services for Google’s cloud unit since 2021 and posted a vlog of her experiences, per Fortune. Her videos depicted some of the perks available at the company’s California outpost, including free food, over-the-top themed meeting rooms, massage chairs, and much more.
+
+In a video Tsai posted on December 30, she showed off the gigantic office space which she said was an aircraft hangar that once belonged to Howard Hughes. The former Google employee also took followers on a tour of multiple art installations in the building before grabbing coffee at the on-site coffee bar, which she later reiterated is provided free of charge.
+
+Tsai also showed off a sparkly “confetti room,” where she went for a meeting amid decor that she described as “so sparkly and beautiful.” At other parts of her day, the TikTok user grabs free lunch and goes to “listen to ghosts” at another installation documenting the paranormal activity in the building.
+
+During a January 11 post, Tsai took followers into a meeting room that’s in a so-called “zero-gravity” room decorated with office supplies including a computer and liquid coffee that all look like they’re floating.
+
+On January 20, the former Google employee shared some things in the office that “just make sense,” including a gigantic sliding board, sushi chefs preparing lunch, a tiki bar, scooters to get to meeting rooms, stationary bikes that charge your phone, bikes for traversing the campus, and more.
+
+But then two days ago, Tsai documented the experience of finding out she was laid off from Google. She recounted getting an “ominous” text from her boss in the morning. She said her manager told her to check the news and her email, referring to the company’s recent layoff of 12,000 employees. Her video reaction to the news currently has 4.3 million views.
+
+Tsai checked her work accounts and discovered she had lost her job when she couldn’t access her email or any other platforms. The former employee talked about how she “sobbed” upon hearing the news, then started communicating with other employees to find out who else was let go.
+
+The former employee described the experience as “a really bad game of Russian roulette” because no one knew who was still employed and who was let go. Tsai said she was “blindsided” but felt less alone upon learning how many other people also lost their jobs.
+
+“I spent so much of the day crying that I just felt so tired from being sad and honestly just wanted to do something that would make me feel better,” she said in the video, explaining how she used her annual pass to spend the rest of her day at Disneyland, where she had multiple churros.",fa6c89e0f783416bbbac1ac31f887ee4,Former Google Employee Goes Viral With ‘Day In The Life’ Video Series Ending In Layoff News,4,,,,
+9968,"Farm, consumer groups urge U.S. to block Kroger's planned $25 bln buy of Albertsons - WASHINGTON, Dec 1 (Reuters) - Advocacy groups, including the Open Markets Institute and National Farmers Union, on Thursday asked U.S. antitrust enforcers to stop Kroger Co 's planned $25 billion purchase of rival grocery giant Albertsons Companies Inc.
+
+In a letter to Federal Trade Commission Chair Lina Khan, the groups argued that the deal would raise prices in some parts of the United States and hurt some grocery store and warehouse workers.
+
+""As organizations representing farmers, workers, consumers, and advocates for fair food systems, we urge the Federal Trade Commission to block Kroger's acquisition of Albertsons,"" the letter said.
+
+Neither the FTC nor the companies immediately responded to request for comment.
+
+Kroger Chief Executive Rodney McMullen argued this week in a congressional hearing that even after the merger, his company would remain smaller than Walmart. ""The combined company will remain at number four,"" he told lawmakers. He also said that his business model is aimed at keeping prices low.
+
+The groups, which include Food and Water Watch, argued that the biggest food companies pay fees to Kroger and Albertsons to ensure shelf space for their products, leaving little room for new or community-based suppliers.
+
+""Combining Kroger and Albertsons will also create a new mega-grocery buyer with exceptional buyer power to squeeze its suppliers, shrinking farmers' and workers' share of the food dollar,"" the letter added.
+
+The deal has faced skepticism from lawmakers who have expressed concern that the tie-up could raise already-high food prices. It also comes as the Biden administration takes a more aggressive approach to antitrust enforcement.
+
+The groups also said that workers, including those at the stores, could lose jobs or bargaining clout if the deal goes forward. ""Many Kroger and Albertsons store workers already struggle to meet their basic needs,"" they said, noting that a 2021 study of Kroger workers found that 75% had trouble buying groceries. (Reporting by Diane Bartz; editing by Diane Craft)","{'positive': 0.013051788, 'negative': 0.9592311, 'neutral': 0.027717128}","Farm, consumer groups urge U.S. to block Kroger's planned $25 bln buy of Albertsons. Advocacy groups, including the Open Markets Institute and National Farmers Union, on Thursday asked U.S. antitrust enforcers to stop Kroger Co 's planned $25 billion purchase of rival grocery giant Albertsons Companies Inc.
+
+ 
+
+""As organizations representing farmers, workers, consumers, and advocates for fair food systems, we urge the Federal Trade Commission to block Kroger's acquisition of Albertsons,"" the letter said. ""Many Kroger and Albertsons store workers already struggle to meet their basic needs,"" they said, noting that a 2021 study of Kroger workers found that 75% had trouble buying groceries.","Advocacy groups, including the Open Markets Institute and National Farmers Union, on Thursday asked U.S. antitrust enforcers to stop Kroger Co 's planned $25 billion purchase of rival grocery giant Albertsons Companies Inc.  In a letter to Federal Trade Commission Chair Lina Khan, the groups argued that the deal would raise prices in some parts of the United States and hurt some grocery store and warehouse workers.  ""As organizations representing farmers, workers, consumers, and advocates for fair food systems, we urge the Federal Trade Commission to block Kroger's acquisition of Albertsons,"" the letter said.",KR,Food & Beverage,Food Retailers & Distributors,Kroger Co,"{'Food Safety': 'Maintaining product quality and safety is crucial for the Food Retailers & Distributors industry, as contamination by pathogens, hazardous substances, or spoilage can present human health risks. Contamination can occur at any stage in the food value chain, including food production, processing, transportation, distribution, and retailing. While food retail entities may not be directly responsible for all food safety and recall incidents, they are involved in the process and may still experience financial ramifications, damage to brand value, lower revenues, and increased costs associated with recalls, lost inventory, or litigation. Measures to prevent spoilage and contamination include temperature control, frequentfood inspection, and supplier selection.', 'Air Emissions from Refrigeration': 'Emissions of refrigeration chemicals from equipment used to store and display perishable foods pose unique regulatory risks for the Food Retailers & Distributors industry. International regulations on hydrochlorofluorocarbons (HCFCs) aim to mitigate damage by HCFCs to the earth‚Äôs ozone layer. Additionally, many common HCFCs and hydrofluorocarbons (HFCs) are highly potent greenhouse gases (GHGs), which increases the industry‚Äôs exposure to climate change-related regulations. Regulators can assess penalties on entities that violate emissions standards. Entities may be required to upgrade or replace equipment, making capital expenditures to reduce emissions or replace existing refrigerants with potentially costlier but less environmentally-damaging alternatives.', 'Food Waste Management': 'The Food Retailers & Distributors industry generates food waste at various stages of operation. Food waste includes edibleor otherwise useful food that does not reach consumers, as well as foods that spoil or are damaged during transportationor stocking or while on store shelves. Food loss and waste represent loss of saleable merchandise for entities in the industry and more broadly, a loss of resources used in food production, which include land, water, labour, energy, and agricultural chemicals, as well as contribute to food insecurity. Additionally, food waste can generate greenhouse gas (GHG) emissions during landfill decomposition. Effective food waste management can present financial opportunities to reduce costs associated with inventory loss, as well as help improve food security by more efficiently diverting food resources to beneficial purposes.', 'Product Labelling & Marketing': 'Communication with consumers through product labelling and marketing is an important facet of food retail. The accuracy and depth of information presented in food labelling is of growing importance to shoppers and regulators alike. It is especially relevant for the sale of private-label products manufactured for food retailers, given direct brand reputation impacts. To inform purchasing decisions, consumers today seek additional information about product ingredients, such as genetically modified organism (GMO) content, and other health and nutritional impacts. These issues can affect the competitive landscape of the industry, as entities may be subject to litigation or criticism resulting from making misleadingstatements or failing to adapt to consumer demand for increased labelling transparency. These factors can have an impacton retailers‚Äô brand value and revenue growth. Additionally, regulations addressing the accurate labelling of products and their ingredients present the risk of penalties or litigation for food retail entities.', 'Energy Management': 'Food retail and distribution facilities are typically more energy-intensive than other types of commercial spaces. These facilities use energy predominately for refrigeration, heating, ventilation and air conditioning (HVAC), as well as lighting. Entities in the industry generally purchase the majority of consumed electricity, while some are beginning to generate energy on-site or add renewable energy into their energy mix. Energy production and consumption contribute to environmental impacts, including climate change and pollution, which have the potential to indirectly, yet materially, impact the operations of food retailers and distributors. Entities that manage to increase energy efficiency and use alternative energy sources may increase profitability by reducing expenses and decreasing risk.', 'Supply Chain': 'Food retailers and distributors source merchandise from a wide range of manufacturers. These suppliers face a myriad of sustainability-related challenges that include resource conservation, water scarcity, animal welfare, fair labour practices and climate change. When poorly managed, these issues can affect the price and availability of food. Additionally, consumers increasingly are concerned with the production methods, origins and externalities associated with the foods they purchase, which may affect an entity‚Äôs reputation. Food retailers and distributors also can work with suppliers on packaging design to generate cost savings in transport, improve brand reputation and reduce environmental impact. Entities that can manage effectively product supply risks by assessing and engaging with suppliers, implementing sustainable sourcing guidelines and enhancing supply chain transparency positioned more advantageously to improve supply chain resiliency, mitigate reputational risks, and potentially increase consumer demand or capture new market opportunities.', 'Product Health & Nutrition': 'Increasing consumer awareness of food content and nutritional value, and the impact these can have on health, is shaping the Food Retailers & Distributors industry‚Äôs competitive landscape. Demand for food products that are made with natural ingredients or that are certified to be organic, low-fat, low-sugar, or made without genetically modified organisms(GMOs) has driven industry growth in recent years. Although the links between consumer health and certain foods are not well established, consumers have nonetheless shown preferences for food categories that are perceived to be more healthful. Food retailers that recognise the risks and opportunities presented by consumers‚Äô shifting preferences and adapt to consumer demands are better positioned to capture opportunities for additional revenue and market share.', 'Fleet Fuel Management': 'Entities in the Food Retailers & Distributors industry own and operate vehicle fleets to deliver products between its distribution and retail locations. The fuel consumption of vehicle fleets is a significant industry expense, both in terms of operating costs and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect food retailers and distributors through regulatory exposure. Efficiencies gained in fuel use can reduce costs, mitigate exposure to fossil fuel price volatility and limit the carbon footprint associated with storage and transportation. Short-term capital expenditures in fuel-efficient fleets and more energy efficient technologies may be outweighed by long-term operational savings and decreased exposure to regulatory risks.', 'Labour Practices': 'The Food Retailers & Distributors industry employs many hourly workers. Low average wages in the industry, which help entities maintain low prices for products, may result in labour-related risks. Worker dissatisfaction with wages and benefits, combined with high unionisation rates, have led to employee strikes at major food retail entities, resulting in business disruption and reputational damage. Additionally, entities in the industry have been involved in gender and racialdiscrimination cases, sometimes resulting in costly financial settlements. Entities may benefit from taking a long-term perspective on managing workers, including their pay and benefits, in a way that protects the rights of workers and enhances their productivity while strengthening the entity‚Äôs reputation and brand value.', 'Data Security': 'Through electronic payment transactions and the sharing of personal financial data, food retailers establish a relationship of trust with consumers. Data breaches can occur through breaches of the physical payment technology, called point-of-sales breaches, as well as through attacks on cybersecurity. Data breaches that result in the theft or loss of customers‚Äô private data can undermine their trust in an entity‚Äôs ability to securely manage their private information. This loss of confidence could result in reduced number of customer visits, lower revenues, and a diminished brand value. Retailers with strong technological and managerial systems to avoid and respond to data breaches can position themselves favourably with customers and reduce potential litigation and costs associated with data breaches.'}","{'Food Safety': 0.7657539203020259, 'Air Emissions from Refrigeration': 0.7581884366959583, 'Food Waste Management': 0.7669149876912468, 'Product Labelling & Marketing': 0.7611076882398329, 'Energy Management': 0.7599479646102559, 'Supply Chain': 0.7863087615452482, 'Product Health & Nutrition': 0.7947620740452538, 'Fleet Fuel Management': 0.7806093890680336, 'Labour Practices': 0.8014789327782614, 'Data Security': 0.7540075933529}",0.8014789327782614,Yuning,Major focus,Major focus,Negative,"Supply Chain, Labour Practices",Major,Major,Negative,2023-08-24T20:33:40.476000+00:00,https://www.bostonglobe.com/2023/08/24/business/google-x-facebook-under-eu-scrutiny-new-rules-kick/,"[{'name': 'strict new content moderation rules', 'weight': 0.09626747}, {'name': 'new rules', 'weight': 0.094972104}, {'name': 'social media platforms', 'weight': 0.077248834}, {'name': 'online platforms', 'weight': 0.073807135}, {'name': 'content moderators', 'weight': 0.0729651}, {'name': 'rules', 'weight': 0.072865635}, {'name': 'new restrictions', 'weight': 0.07252427}, {'name': 'illegal content', 'weight': 0.07124239}, {'name': 'new steps', 'weight': 0.070862554}, {'name': 'harmful content', 'weight': 0.070413865}]",[{'name': 'Business'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'X', 'type': 'ORG', 'mentions': 3}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'EU', 'type': 'ORG', 'mentions': 8}, {'data': 'Meta', 'type': 'ORG', 'mentions': 4}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'the European Union', 'type': 'ORG', 'mentions': 1}, {'data': 'the European Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'DSA', 'type': 'ORG', 'mentions': 2}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 3}, {'data': 'Breton', 'type': 'ORG', 'mentions': 2}, {'data': 'Avaaz', 'type': 'ORG', 'mentions': 1}, {'data': 'Bytedance', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Zalando', 'type': 'ORG', 'mentions': 2}, {'data': 'Digital Services Act', 'type': 'LAW', 'mentions': 1}, {'data': 'DSA', 'type': 'LAW', 'mentions': 1}, {'data': 'The Digital Markets Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Nick Clegg', 'type': 'PERSON', 'mentions': 2}, {'data': 'Thierry Breton', 'type': 'PERSON', 'mentions': 4}, {'data': 'Luca Nicotra', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Slovakia', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'EU', 'type': 'GPE', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 2}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 2}, {'data': 'X', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Community Notes', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Russian', 'type': 'NORP', 'mentions': 1}, {'data': 'German', 'type': 'NORP', 'mentions': 1}]","Nineteen companies were designated “very large online platforms” and “very large online search engines” by the EU last spring, which means they had more than 45 million monthly users.
+
+Google said Thursday that it’s making several changes to comply with the EU’s Digital Services Act, including expanding access to data on targeting of online ads and disclosing more information about its content moderation operations for services like Google Search. It will also augment risk analysis for its largest platforms.
+
+Meta, Google, and X, formerly known as Twitter, will need to adhere to strict new content moderation rules in the European Union when a new law governing social media platforms becomes legally enforceable from Friday.
+
+These platforms now need to comply with rules that include restrictions on targeting ads to minors and using sensitive data like race or gender in serving ads. They will also be required to have sufficient numbers of content moderators in each EU language.
+
+The companies will have to submit risk assessments to the European Commission that detail how they mitigate the impact of harmful content on their platforms. Non-compliance could lead to fines as high as 6 percent of a company’s annual revenue, or even being banned from operating in the bloc.
+
+Nick Clegg, Meta’s president for global affairs, said the company has introduced new steps for Facebook and Instagram, including ending targeting of ads for teenagers based on their app activity.
+
+“It is critical that the DSA now maintains its primacy over existing and new national laws, to protect the clarity it has created for services, maintain consistency in the way tech companies are held to account, and preserve the harmonious way people experience our platforms across the region,” Clegg wrote in a blog post.
+
+The EU’s internal market commissioner, Thierry Breton, recently met with the heads of X, Meta, and TikTok to discuss the rules. He warned these companies that they needed to do more work to get enough content moderators in place, especially ahead of an election in Slovakia.
+
+“Europe is now effectively the first jurisdiction in the world where online platforms no longer benefit from a ‘free pass’ and set their own rules,” Breton said Wednesday in a statement. “They are now regulated entities in the same way financial institutions are.”
+
+Privacy and civil society advocates have been underwhelmed by the companies’ actions so far, with several calling for more ambitious plans to disclose data to non-profit groups and outside researchers.
+
+“It’s shocking that none of them have made any progress to fulfill their obligation to open up their public data to researchers, including civil society watchdogs,” said Luca Nicotra, campaign director at Avaaz, a nonprofit group that monitors social media. “Thierry Breton must immediately send a clear message to Silicon Valley that this is unacceptable, and sanctions will follow.”
+
+The EU has focused on billionaire Elon Musk’s X platform, which is trying to use artificial intelligence and feedback from users via its Community Notes program to police content. Breton said that while such steps are promising, the company will have to prove that these methods are strong enough to meet the rules under the DSA.
+
+Musk “made very clear that he will comply with our regulation,” Breton said after an X “stress test” in Silicon Valley in June. “But there’s some work to be done.”
+
+TikTok, similarly, was not yet compliant with the rules following a stress test in mid-July. Since then, parent company Bytedance announced it was soon updating TikTok to adhere to the new rules, including allowing users to report illegal content and choose a feed that has not been personalized.
+
+Meta might fare better. The company has more than 1,000 employees working on DSA compliance and presented Breton and his team with “a lot of information” about compliance when the commissioner visited the company in June. He warned CEO Mark Zuckerberg that the company needs to work harder to fight Russian disinformation, especially in Eastern Europe, about the war in Ukraine.
+
+While most of the political and media attention on the DSA has focused on how social media platforms will police content, legal action has centered around new rules for digital marketplaces, with Amazon and German retailer Zalando filing lawsuits against the commission for the new rules.
+
+Neither company believes it should be subject to the new rules. Amazon said in a statement this summer that the commission’s criteria are discriminatory and that its marketplace is not the dominant retailer in any EU country where it operates. Similarly, Zalando said the commission misinterpreted its numbers and failed to recognize its role as a retailer.
+
+Major online companies are also bracing for another landmark EU law that will soon take effect. The Digital Markets Act will target their business practices, including new restrictions on combining personal data between services, requirements for interoperability between online messaging systems, and allowing the use of third-party payment systems and app stores.
+
+On Sept. 6, the EU will release a list of companies that will be subject to the new rules.",3e01c471977545e19e25562dd5760bad,"Google, X, Facebook under EU scrutiny as new rules kick in",4,,,,
+24330,"The Dalles settles public records lawsuit over Google’s data centers, will disclose water use - The Dalles has agreed to disclose how much of the city’s water Google’s data centers use, abandoning a 13-month legal fight to keep the information secret and committing to release the company’s water consumption in future years.
+
+The case represented a major test of Oregon public records law. After The Oregonian/OregonLive requested Google’s records last year, The Dalles sued the news organization to prevent the information’s release. It argued Google’s water use was a “trade secret” exempt from Oregon disclosure requirements.
+
+The city has now given up that effort. In a settlement filed Wednesday with Wasco County Circuit Court, The Dalles agreed to provide 10 years of water use data for Google and to provide annual water usage in future years.
+
+The Dalles will also pay $53,000 to cover the legal costs for Reporters Committee for Freedom of the Press, the nonprofit advocacy group that represented The Oregonian/OregonLive in the case.
+
+The city said Wednesday that its own legal costs total $106,000, and that Google has committed to covering those expenses as well as the the $53,000 settlement.
+
+That arrangement raises questions about governments’ willingness to defer to large companies on matters of transparency, in addition to the underlying issue of how public utilities manage their water.
+
+“The information itself is of the highest public interest,” said Ellen Osoinach, the RCFP attorney who represented The Oregonian/OregonLive in the case.
+
+“This is a limited, communal resource and the West is in a drought,” Osoinach said. “There are data centers all over the country and right here in Oregon, and the amount of water they consume is something that’s incredibly important to all water users.”
+
+The city committed to providing the information on Google’s water use within one day of the settlement becoming effective. That means the information could be available this week. The Dalles committed to making information on Google’s water use available to The Oregonian/OregonLive and to anyone else who requests it.
+
+“This seemed to be a perfect example of a clash of two important storylines, both the expansion of big businesses and the public resource that they need to use,” said Therese Bottomly, editor of The Oregonian/OregonLive. “So we think Oregonians should have all the information that they have a right to, to make the best decisions.”
+
+The Dalles negotiated a new water rights agreement with Google last year, a $28.5 million deal that obliges the Silicon Valley company to pay for an upgrade to the city’s water system and entitles it to a share of the additional water made available after the project.
+
+Google and other technology companies use water to cool the high-performance computers that run data centers. The company had indicated the additional water would enable the company to build more data centers in the city. Google has since won administrative approval to build one new data center but hasn’t said when or if it will proceed.
+
+The water deal attracted national attention as environmentalists, farmers and tribal leaders questioned whether The Dalles’ commitments to Google would limit water available for other purposes.
+
+When The Oregonian/OregonLive inquired as to how much water Google was already using, the city refused to disclose it — even after the Wasco County district attorney ordered the city to provide the records. Many other Oregon jurisdictions, including Hillsboro, Prineville and Broadman, readily provide details about water use by major utility customers.
+
+The Dalles sued to block the information’s release, though, arguing that Google’s water use represented a “trade secret.” The Dalles City Council approved the water rights deal soon afterward but kept the water use secret for more than a year while the case moved toward trial.
+
+“Our attorneys very strongly felt, and convinced us, that we had a very good case, that the water use was in fact a trade secret,” said Richard Mays, The Dalles’ mayor, in an interview Wednesday. “Google was concerned about competitors knowing how they cool their servers.”
+
+Ultimately, though, Mays said Google changed its position and agreed to release the water records. “That’s why we backed off,” he said.
+
+Some city council members said last year they wished the public had access to Google’s water usage before voting to approve the water deal. But the council members voted unanimously in favor of the agreement, anyway, after the city agreed to provide the council with access to the information.
+
+On Wednesday, Mays said he didn’t think it was necessary for the public to have details about Google’s water use before that agreement.
+
+“They’re going to know now, so I don’t really see it’s a big deal,” Mays said.
+
+Google declined comment on the settlement or its expansion plans in The Dalles.
+
+Allowing Google to finance the city’s legal fight introduces other concerns about how The Dalles was applying Oregon public records law, according to Tim Gleason, former dean of the University of Oregon’s School of Journalism and Communication.
+
+“The private money funding public litigation distorts the entire public process and harms the public interest,” said Gleason, now a professor emeritus at the university.
+
+The Legislature probably never considered the possibility of a private company bankrolling an effort to seal public records, Gleason said. Now that it’s happened, he said lawmakers should revisit the public records law to prevent private businesses from keeping public information away from the public.
+
+“That turns everything on its head,” he said. “To allow a private entity to essentially fund public advocacy of keeping something out of the public domain is just contrary to the basic intent of the law.”
+
+The problem, Gleason said, is that The Dalles City Council voted on the water rights deal while litigation funded by Google kept information about the company’s water use hidden from constituents.
+
+“The city council has been making decisions based on information the public did not have access to throughout this process,” he said. “Presumably, had Google not been funding this litigation (that) would not be the case.”
+
+Our journalism needs your support. Please become a subscriber today at OregonLive.com/subscribe.","{'positive': 0.066314176, 'negative': 0.06885028, 'neutral': 0.8648355}","The Dalles settles public records lawsuit over Google’s data centers, will disclose water use. In a settlement filed Wednesday with Wasco County Circuit Court, The Dalles agreed to provide 10 years of water use data for Google and to provide annual water usage in future years. 
+
+Google and other technology companies use water to cool the high-performance computers that run data centers. 
+
+The water deal attracted national attention as environmentalists, farmers and tribal leaders questioned whether The Dalles���Äô commitments to Google would limit water available for other purposes.",The city had sued The Oregonian/OregonLive in an effort to keep the company‚Äôs water consumption secret.,GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7432428453276472, 'Environmental Footprint of Hardware Infrastructure': 0.7808023359181037, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.7588156963107894, 'Employee Recruitment, Inclusion & Performance': 0.7101714128250539, 'Data Security': 0.7268557428694705}",0.7808023359181037,Yuning,Major focus,Major focus,Negative,Environmental Footprint of Hardware Infrastructure,Major,Major,Negative,2023-07-27T15:32:01+00:00,https://www.businessinsider.com/personal-finance/missed-connection-coverage,"[{'name': 'Missed connection travel insurance coverage', 'weight': 0.1714905}, {'name': 'Missed connection coverage', 'weight': 0.16481857}, {'name': 'missed connection coverage', 'weight': 0.16481857}, {'name': 'Missed connection travel insurance', 'weight': 0.16292076}, {'name': 'missed connections travel insurance', 'weight': 0.16292076}, {'name': 'missed connection insurance', 'weight': 0.15625377}, {'name': 'missed connections', 'weight': 0.14834714}, {'name': 'Travel insurance coverage', 'weight': 0.14537482}, {'name': 'travel insurance coverage', 'weight': 0.14537482}, {'name': 'travel insurance', 'weight': 0.121896036}]",[{'name': 'Finance'}],"[{'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Squaremouth', 'type': 'ORG', 'mentions': 1}, {'data': 'TravelInsurance.com', 'type': 'ORG', 'mentions': 1}, {'data': 'American Express', 'type': 'ORG', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Paris', 'type': 'GPE', 'mentions': 2}, {'data': 'New York', 'type': 'GPE', 'mentions': 2}, {'data': 'one-hour', 'type': 'TIME', 'mentions': 1}, {'data': 'at least three hours', 'type': 'TIME', 'mentions': 1}]","• Read the fine print of your policy and understand the specifics of coverage.
+
+If you miss a flight connection or fail to arrive for a cruise departure on time, it can add stress and extra costs to your trip. Missed connection travel insurance helps pay for the additional cost, including hotel stays and new flights.
+
+The best travel insurance usually includes coverage for missed connections, but that's not always the case. It's important to read the fine print of your policy to confirm, especially because there are different stipulations about total payment amounts and when the coverage begins.
+
+Here's what you need to know about missed connections travel insurance before your next trip.
+
+Travel insurance coverage helps pay for unplanned costs associated with a trip, including lost baggage, travel delays, and emergency medical expenses. Missed connection coverage is another type of travel insurance coverage. It usually refers to missing connections due to circumstances outside the policy holder's control.
+
+Missed connection coverage is often smart if you have a flight with multiple connections or if you have to take a flight to arrive at your cruise departure. It's unnecessary if you have a nonstop flight because there's no risk of missing a connection.
+
+See Insider's picks for the best cruise insurance policies >>
+
+Coverage usually depends on why you missed the connection. The following reasons are generally covered.
+• Accident or road conditions en route to the airport
+
+But it's important to read the fine print of your policy and understand your coverage. For example, your policy can include other stipulations like specified amounts of time.
+
+If you're traveling from Texas to Paris with a layover in New York, missed connection insurance covers your flight from New York to Paris. If a one-hour delay for your first flight causes you to miss your second flight, your policy might not help. Some missed connection policies specify that delays must be at least three hours.
+
+The following reasons for missing a connection are not usually covered.
+• Oversleeping or any other reason that is the traveler's fault
+
+Coverage does not usually include return travel, either. So if you're traveling home after a trip and miss a connection, your policy might not help.
+
+Plus, some policies are only for certain types of travel. You can buy a ""cruise only"" or ""cruise and tour only"" policy that only pays for getting to your cruise after missing a connection.
+
+How to get missed connection coverage
+
+There are different ways to set up coverage for missed connections. You can get it through a comprehensive travel insurance policy, include it as an add-on, or book your trip using one of the best credit cards with travel insurance as a ben eft.
+
+Comprehensive travel insurance is a policy that includes coverage for some of the most common travel issues, including missed connections. The policies typically cover lost baggage, sickness cancellations, medical emergency care and flight delays.
+
+But policy details vary from provider to provider, so it's important to confirm that it includes missed connection coverage. Comparison sites like Squaremouth or TravelInsurance.com let you filter by coverage type, which can help ensure it's included.
+
+If your travel insurance policy doesn't include missed connections, you can typically have it as an add-policy. To do so, connect with your insurance provider and request quotes. Make sure you understand the limitations, stipulations and any other requirements for how the coverage works.
+
+Some credit cards offer travel insurance as a benefit, and coverage might include missed connections. For example, the American Express Platinum credit card covers missed connections.
+
+Coverage depends on the terms of your credit card and the reason for missing the connection. Still, it's worth checking before paying for additional coverage. To qualify for coverage, you must pay for the travel expenses with your credit card.",db7ddf0790fe4452b264ceee4a49a0e2,Missed connection travel insurance coverage,4,,,,
+6568,"CFPB knew about massive 250,000-person data breach since February - The CFPB knew about a massive 250,000-person data breach for weeks before it was made public.
+
+This week, news broke that an employee at the Consumer Financial Protection Bureau forwarded the confidential records of about 256,000 consumers to their personal email, a massive data breach. The employee, who is no longer employed by the CFPB, also transferred confidential supervisory information on 45 institutions, the Wall Street Journal reported on Wednesday.
+
+
+
+CREDIT CARD LATE FEES CAPPED AT $8 IN PROPOSED RULE FROM CFPB
+
+
+
+The Washington Examiner confirmed that the CFPB, which was created by the 2010 Dodd-Frank financial reform law, first found out about the breach in mid-February. CFPB staff notified select lawmakers last month that they learned of the breach on Feb. 14 in an email describing the situation as a “major incident.”
+
+“The CFPB takes data privacy very seriously, and this unauthorized transfer of personal and confidential data is completely unacceptable,” a CFPB spokesperson said in a statement. “All CFPB employees are trained in their obligations under Bureau regulations and Federal law to safeguard confidential or personal information. We have referred the matter to the Office of the Inspector General, and we are taking appropriate action to address this incident.”
+
+In the statement, shared with the Washington Examiner, the spokesperson said that the employee had authorized access to the documents in the course of their work. The documents included two spreadsheets that contained names and transaction-specific account numbers of the tens of thousands of customer accounts at a single institution.
+
+“The numbers are used internally by the institution, are not the consumers’ bank account numbers, and cannot be used to gain access to a consumer’s account. These two spreadsheets contained the vast majority of the impacted PII,” the spokesperson said, referring to personally identifiable information.
+
+The agency said that, in total, the information in question includes personally identifiable information of customers at seven institutions.
+
+While an investigation into the breach is ongoing, the CFPB said there is no evidence that the confidential information was spread beyond the now-former employee’s personal email account.
+
+“The CFPB has directed the former employee to delete the emails from their personal account, certify that each email was deleted, and provide attestation once those actions were completed. The former employee has not complied with this demand,” the spokesperson said.
+
+Congressional Republicans were quick to seize on the breach and are asking for more information about the breach from the agency’s director, Rohit Chopra.
+
+“This breach raises concerns with how the CFPB safeguards consumers’ personally identifiable information,” House Financial Services Committee Chairman Patrick McHenry (R-NC) said. “The Committee is requesting that Director Chopra provide a briefing and the details of their internal investigation into why and how this happened. Republicans will ensure any bad actors are held accountable.”
+
+Sen. Tim Scott (R-SC), who is the Republican leader on the Senate Banking Committee, called the breach an “egregious lack of oversight.” He contends that Chopra is seeking to collect more consumer data in order to churn out “progressive regulations.”
+
+CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER
+
+“Why should the CFPB be trusted to collect more data, burdening financial institutions and potentially limiting services for consumers, when they themselves have demonstrated an irresponsible handling of consumer’s financial information. This is particularly concerning in the face of the failures of SVB and Signature Bank. Our regulators and agencies need to take responsibility for their failures and must be held accountable,” Scott said in a statement.
+
+The Washington Examiner reached out to the CFPB about why knowledge of the leak is just becoming public.","{'positive': 0.01968901, 'negative': 0.63939947, 'neutral': 0.34091157}","The Consumer Financial Protection Bureau (CFPB) knew about a massive 250,000-person data breach for weeks before it was made public. This week, news broke that an employee at the CFPB had forwarded confidential records of about 256,000 consumers to their personal email, a massive data breach. The employee, who is no longer employed by the agency, also transferred confidential supervisory information on 45 institutions. The breach was first discovered in mid-February and was subject to an internal investigation by the bureau. Republicans have seized on the breach and are asking for more information about the breach from the agency‚Äôs director, Rohit Chopra.","The CFPB knew about a massive 250,000-person data breach for weeks before it was made public.",SBNY,Financials,Commercial Banks,Signature Bank NY,"{'Factors in Credit Analysis': 'As financial intermediaries, commercial banks contribute to significant positive and negative environmental and social externalities through their lending practices. Environmental, social and governance (ESG) factors can have material implications for the underlying entities, assets and projects to which commercial banks lend across a range of industries. Therefore, entities increasingly must examine ESG factors when determining the quality of collateral. Commercial banks also may enable positive environmental and social externalities to generate significant revenue streams through their lending practices. Commercial banks that fail to address these risks and opportunities could face diminished returns and reduced value for shareholders. Commercial banks should subsequently disclose how ESG factors are integrated into lending processes and the current level of portfolio risk associated with specific sustainability trends. Specifically, investor and regulatory pressure is mounting for banks to disclose how they address climate change related risks.', 'Financed Emissions': 'Entities participating in commercial banking activities face risks and opportunities related to the greenhouse gas emissionsassociated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in commercial banking activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity‚Äôs exposure to climate-related risks and opportunities and how it might need to adapt its financial activities over time.', 'Financial Inclusion & Capacity Building': ""Commercial banks, as their primary business activity, have to continuously balance their capacity building efforts with the risks and opportunities associated with lending to unbanked, underbanked, or underserved customers. Emerging financing models and technologies provide banks with an opportunity to offer products and services in previously underserved markets and obtain additional sources of revenue. Firms that are able to meet the need to extend credit and financial services to low-income populations and small businesses while avoiding predatory and irresponsible lending practices are likely to create long-term value and enhance social capital. These services should also be complemented by efforts to improve financial literacy, which will ensure that customers make informed decisions. The recent financial crisis demonstrated the importance of diversified and resilient funding sources that these communities can provide. By disclosing their approach to financial inclusion and capacity building, commercial banks can provide investors with decision-useful information for assessing banks' ability to ensure long-term, sustainable value creation. "", 'Business Ethics': 'The regulatory environment surrounding the Commercial Banks industry continues to evolve in various jurisdictions globally. Commercial banks must adhere to a complex and inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, commercial banks are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in somejurisdictions, enhanced rewards for whistleblowers may increase the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust withclients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis highlighted the importance of managing risks to capital in the Commercial Banks industry. Specifically, firms that failed to manage the risk suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on their books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of the risk results from the interconnectedness of financial institutions and has become a central concern of national and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead to monetary penalties. In an effortto demonstrate how the risks associated with banks‚Äô size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, commercial banks should enhance disclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from financial and economic stress and meet stricter regulatory requirements.', 'Data Security': ""Ensuring the privacy and data security of personal financial data is an essential responsibility of the Commercial Banks industry. Entities that fail to manage performance in this area are susceptible to decreased revenue and consumer confidence. As growth in mobile banking and cloud storage continues and more of banks‚Äô operations become technology- and internet-dependent, data security will be an increasingly important issue to manage. Sophisticated technology and continuous training of personnel are essential in a world of growing cybersecurity threats. The metrics forthis disclosure topic focus on providing more detail on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, and actual security breaches compromising customers' personally identifiable information (PII). Enhanced disclosure on management strategies to address these risks will allow shareholders to understand how commercial banks are protecting shareholder value.""}","{'Factors in Credit Analysis': 0.7321892934359765, 'Financed Emissions': 0.7406331344641606, 'Financial Inclusion & Capacity Building': 0.760830585460648, 'Business Ethics': 0.7561894230202788, 'Systemic Risk Management': 0.7664163135700081, 'Data Security': 0.8093861808814601}",0.8093861808814601,Yuning,Major focus,No focus,Negative,Data Security,Major,Minor,Negative,2023-02-20T11:07:00+00:00,https://www.businessinsider.com/chat-gpt-effect-will-likely-mean-more-ai-chatbots-apps-2023-2,"[{'name': 'other AI models', 'weight': 0.071184516}, {'name': 'more AI bots', 'weight': 0.06748092}, {'name': 'AI technology', 'weight': 0.06529946}, {'name': 'chief technology officer', 'weight': 0.064400904}, {'name': 'Tesca Fitzgerald', 'weight': 0.06231209}, {'name': 'other kinds', 'weight': 0.058172695}, {'name': 'Large language model tools', 'weight': 0.057980392}, {'name': 'other activities', 'weight': 0.05786852}, {'name': 'Fitzgerald', 'weight': 0.057743195}, {'name': 'supply chain logistics', 'weight': 0.056643263}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 5}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 6}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Bing', 'type': 'ORG', 'mentions': 2}, {'data': 'Kore.ai', 'type': 'ORG', 'mentions': 1}, {'data': 'Insider', 'type': 'ORG', 'mentions': 1}, {'data': 'Kin + Carta', 'type': 'ORG', 'mentions': 1}, {'data': 'Turner', 'type': 'ORG', 'mentions': 2}, {'data': 'ChatGPT', 'type': 'ORG', 'mentions': 1}, {'data': 'Yale University', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Bing', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Yusuf Mehdi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Prasanna Arikala', 'type': 'PERSON', 'mentions': 2}, {'data': 'Cameron Turner', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tesca Fitzgerald', 'type': 'PERSON', 'mentions': 3}, {'data': 'Orlando', 'type': 'GPE', 'mentions': 1}, {'data': 'Chicago', 'type': 'GPE', 'mentions': 1}]","• Microsoft's new Bing is powered by technology from OpenAI, whose megahit bot ChatGPT is reshaping search.
+• Google announced its own AI bot Bard, which is still being tested.
+• ChatGPT’s success could lead to more AI bots mediating how people use the Internet, tech experts said.
+
+Large language model tools aren't new, but the instant popularity of OpenAI's ChatGPT has pitted Microsoft against Google in the emerging online search wars, and could even change how the internet will look.
+
+Microsoft's new Bing chatbot, powered by OpenAI's technology as part of their ""multibillion dollar"" partnership, is still working through apparent glitches. (Bing's AI chatbot has already made a name for its feisty and bizarre responses with users who've been able to test it out).
+
+But the hype seems still strong — Microsoft executive Yusuf Mehdi tweeted this week that ""multiple millions"" are on a waitlist to try the bot, and that it's being tested in ""169 countries.""
+
+Google meanwhile seems to be working to push its own Bard AI chatbot out the door, with CEO Sundar Pichai urging employees to work to get the bot ready to deploy.
+
+The technology promises to transform search from a mundane query that issues a page listing results. Insider's own tests of the new Bing, for instance, found it to be an interactive process where the bot could sometimes act like an assistant to quickly trawl through the internet to make specific recommendations for travel and sight-seeing or create daily schedules.
+
+But that conversational, AI-assistant type model could translate to other activities that consumers do online, like shopping, or managing their budgets, or tracking their exercise, said Prasanna Arikala, chief technology officer at the Orlando-based company Kore.ai.
+
+The challenge, as OpenAI's own leadership has acknowledged, will be to make sure that the bots provide reliable information, he said.
+
+""It is definitely going to change the way that we live our lives,"" Arikala told Insider. ""But then, it's very important to understand where the line is in terms of what to believe, and how to consume that information responsibly.""
+
+ChatGPT itself can also help train other AI models, Said Cameron Turner, VP of data science at Kin + Carta, a Chicago-based consulting firm that advises companies on using data effectively to develop their business. Turner also previously led a key data-oriented team at Microsoft called its telemetry group.
+
+Turner said that ChatGPT could help produce organized data to transform information into fodder that can train other AI models on more specialized uses. AI technology is being developed, for instance, in assisting with health care research, to fight cyberattacks, and to improve supply chain logistics.
+
+Using AI in this way can help ""if you want to experiment in a low cost way, without making a commitment, without doing large scale data purchasing just to test the hypothesis,"" he said.
+
+And it's not just the internet. Tech experts also said they're also hopeful that OpenAI's evolving language processing tool can enhance other kinds of cutting-edge technology that humans interact with. It could, for instance, help robots learn to communicate, said Tesca Fitzgerald, an assistant professor at Yale University who teaches a class on artificial intelligence, and researches in robotics.
+
+Robots are taught and programmed to move, detect their surroundings, and navigate their environment, with each of those components requiring specialized expertise, Fitzgerald said. OpenAI's GPT technology can be used to help robots ""talk"" with humans directing them, she said.
+
+""We could use GPT to explain to robots how to break down a problem into easier steps to execute tasks,"" said Fitzgerald.",4b5c1843b0604e54b3a7ccfb3e9c9d6d,"You might start seeing AI chatbots everywhere, thanks to 'the GPT effect'",4,,,,
+44558,"Why Portfolios of Thousands of Homes Are 'Just Sitting' on the Market - • Now many are pulling back in the face of higher interest rates and market volatility.
+• That's left some big portfolios sitting on the market — but don't expect the lull to last long.
+
+This past summer, a huge portfolio of 2,000 homes hit the market.
+
+The properties, which were scattered across the Sunbelt region of the US and collectively valued at more than $500 million, were managed by Resicap, an Atlanta-based single-family-rental company known for its work with top housing investors, including Lone Star Funds. The portfolio offered buyers a chance to scoop up homes in attractive markets like Dallas, Atlanta, and Orlando, Florida — normally a tantalizing proposition for the investors who have committed tens of billions of dollars to acquire homes en masse and capitalize on rising rents.
+
+The portfolio, however, gathered no bids, at least none that were deemed realistic. The seller, represented by the real-estate investment bank Eastdil Secured, decided to wait to test the market again at a later date, people with knowledge of the marketing process told Insider.
+
+The market for single-family-rental portfolios, once red-hot, has slowed considerably as the biggest participants face higher borrowing costs and market volatility. Investors, who say they're still bullish on the industry, have scaled back their acquisition pace for the moment. Meanwhile, sellers are unwilling to sell at lower prices, and many have decided to hold onto properties, hoping that they'll get their asking price in the coming months or in 2023.
+
+""There's a lot of stuff that's just sitting,"" one person with knowledge of the Resicap marketing process said, requesting anonymity to protect business relationships.
+
+To be sure, there were factors that complicated the Resicap-managed portfolio. For one, more than half of the homes were still under contract to be purchased or hadn't been renovated yet, delaying income for a buyer. But those issues would have been less of a deterrent a year ago, when competition was ample and borrowing was cheap.
+
+The challenges aren't limited to big SFR portfolios. Mid-sized portfolios of 50 or so properties are also trading at discounts compared to what they could have gotten at the start of the year, said Tejas Joshi, the director of single-family rentals for the investment firm Yieldstreet, which has poured roughly $200 million into SFR and owns about 600 homes, with another 150 currently under construction.
+
+""If I'm trying to buy homes, I need to project, or have confidence in, how much home-price appreciation I will see in these markets in the coming years, because all of my monthly rental income is going to go toward servicing debt,"" Joshi said.
+
+With the housing market in flux and debt more expensive, portfolios of all sizes become ""much riskier"" to purchase, Joshi added.
+
+Big investors with thousands of homes in their portfolios bear little resemblance to individual homebuyers. But the slowdown in SFR transactions mirrors the dynamics in the broader real-estate market, as buyers find they have more negotiating power amid softer demand.
+
+Some of the biggest SFR landlords have made it clear that they're being more selective with their purchases as a result of higher interest rates.
+
+American Homes 4 Rent, which owns almost 60,000 rental homes across the country, recently slashed its expected purchase volume this year by $200 million, a 22% reduction from projections made earlier this year. The plans changed in anticipation of more attractive deals later this year, the company's CEO, David Singelyn, told analysts during the company's second-quarter earnings call in August.
+
+""Interest rates have risen while home prices have yet to react in a meaningful way,"" Singelyn said during the call. ""In addition, these are uncertain times in the capital markets.""
+
+Invitation Homes, which is one of the largest SFR operators in the US and manages about 85,000 homes, has taken ""a little bit of a cautious approach"" to acquiring properties this summer, Dallas Tanner, the company's CEO, said during its second-quarter earnings call in late July.
+
+""We think there could be some even better buying opportunities toward the end of the year,"" Tanner said.
+
+In August, Home Partners of America, a Blackstone subsidiary that owned more than 17,000 rentals as of last year, said it will pause home purchases in 38 of the more than 80 markets in which it operates. The company said on its website that it factored in home-price appreciation, state and local regulations, and market demand when deciding which cities to temporarily abandon, and a Blackstone spokesperson added that the paused markets represent ""less than 5% of our recent activity.""
+
+Expect this to be a temporary lull in transaction activity rather than a prolonged retreat on the part of buyers, however. Deep-pocketed investors still believe strongly in single-family rentals, and they're gearing up to keep spending heavily on home acquisitions in the future. Deals are still getting done, too — one SFR portfolio traded in August for a little more than $140 million, according to a person with knowledge of the deal.
+
+Some buyers are continuing to plow ahead despite the higher interest rates. Tricon Residential, which owned more than 33,000 single-family rentals as of June 30, said it planned to buy 3,600 homes in the second half of the year. The company originally expected to purchase more than 8,000 homes this year, Gary Berman, Tricon Residential's CEO, told analysts during the company's second-quarter earnings call in August. Now it'll probably just hit the 8,000-home mark, which represents only a slight pullback, he said.
+
+Like regular homebuyers, Tricon has been flexing negotiating muscle that it didn't have a year ago.
+
+""We find ourselves pivoting from making offers at a premium to list price to now offering below list price,"" Berman said, ""and still being successful in our purchases.""","{'positive': 0.064746715, 'negative': 0.6134572, 'neutral': 0.3217961}","
+
+• Now many are pulling back in the face of higher interest rates and market volatility. The portfolio offered buyers a chance to scoop up homes in attractive markets like Dallas, Atlanta, and Orlando, Florida — normally a tantalizing proposition for the investors who have committed tens of billions of dollars to acquire homes en masse and capitalize on rising rents. 
+
+""Interest rates have risen while home prices have yet to react in a meaningful way,"" Singelyn said during the call. 
+
+In August, Home Partners of America, a Blackstone subsidiary that owned more than 17,000 rentals as of last year, said it will pause home purchases in 38 of the more than 80 markets in which it operates.",Why Portfolios of Thousands of Homes Are 'Just Sitting' on the Market,INVH,Infrastructure,Real Estate Services,Invitation Homes,"{'Sustainability Services': 'In the Real Estate Services industry, buildings owned or occupied by clients generally have significant sustainability impacts. Buildings, and the activities that take place within them, drive energy consumption, direct and indirect greenhouse gas (GHG) emissions, water consumption, waste generation and indoor environmental quality concerns that can impact occupant health. Entities have an opportunity to improve the sustainability impacts of buildings and their operations through sustainability- related services. These services may include utility data management, energy procurement, energy and water benchmarking, resource efficiency improvements, activities related to sustainability certifications, and sustainability consulting and training. Entities may impact building sustainability further by arranging leases that incentivise both owners and tenants to improve sustainability performance, while yielding financial benefits forboth parties. Providing these services may drive new revenue growth and increase client retention. Effective sustainability services may benefit owners or tenants through improved asset values, increased tenant demand, decreased operating costs and improved tenant experiences.', 'Interest': 'The business model of real estate services entities is dependent on client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional and ethical standards of the industry. Professional integrity is an important governance issue, as the range of services and the number of professionals within a single organisation can make the management of conflicts of interest more challenging. Brokerage and appraisalservices may come with particularly high risk of conflicts of interest and negligence. In order to manage and avoid these risks, entities in the industry can implement a range of governance measures, including employee training, oversight, and policies, procedures, and enforcement systems focused on transparency and appropriate disclosures. Effective management of these risks can lead to increased client trust and better brand value in the market, adding to long-term revenue growth. Inadequate management of risks may lead to regulatory fines and penalties, as well as decreased client trust and a loss in business.'}","{'Sustainability Services': 0.749239632640628, 'Interest': 0.7631625459883755}",0.7631625459883755,Yuning,Minor focus,No focus,Neutral,,No,Minor,No,2023-06-28T22:13:25+00:00,https://www.reuters.com/business/finance/big-banks-stand-strong-against-feds-commercial-real-estate-gloom-2023-06-28/,"[{'name': 'Truist Financial Corporation', 'weight': 0.099107556}, {'name': 'bank CRE loans', 'weight': 0.09506191}, {'name': 'M&T Bank Corporation', 'weight': 0.091503225}, {'name': 'DB USA Corporation', 'weight': 0.08808409}, {'name': 'average loan balances', 'weight': 0.08780297}, {'name': 'America Corporation', 'weight': 0.0863201}, {'name': 'Northern Trust Corporation', 'weight': 0.0854553}, {'name': 'State Street Corporation', 'weight': 0.08423742}, {'name': 'New York Mellon Corporation', 'weight': 0.08269616}, {'name': 'RBC US Group Holdings LLC', 'weight': 0.08192097}]","[{'name': 'Business'}, {'name': 'Finance'}]","[{'data': 'Fed', 'type': 'ORG', 'mentions': 7}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': ""Moody's Investors Service"", 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs Group', 'type': 'ORG', 'mentions': 4}, {'data': 'GS.N', 'type': 'ORG', 'mentions': 3}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 1}, {'data': 'Citizens', 'type': 'ORG', 'mentions': 1}, {'data': 'Charles Schwab', 'type': 'ORG', 'mentions': 2}, {'data': 'Bank of America Corporation', 'type': 'ORG', 'mentions': 3}, {'data': 'The Bank of New York Mellon Corporation', 'type': 'ORG', 'mentions': 3}, {'data': 'BK.N', 'type': 'ORG', 'mentions': 1}, {'data': 'Barclays US LLC', 'type': 'ORG', 'mentions': 4}, {'data': 'BMO Financial Corp.', 'type': 'ORG', 'mentions': 3}, {'data': 'COF.N', 'type': 'ORG', 'mentions': 3}, {'data': 'Citigroup Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'JPM.N', 'type': 'ORG', 'mentions': 1}, {'data': 'MTB.N', 'type': 'ORG', 'mentions': 1}, {'data': 'MS.N', 'type': 'ORG', 'mentions': 1}, {'data': 'NTRS.O', 'type': 'ORG', 'mentions': 1}, {'data': 'PNC.N', 'type': 'ORG', 'mentions': 1}, {'data': 'STT.N', 'type': 'ORG', 'mentions': 1}, {'data': 'USB.N', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo & Company', 'type': 'ORG', 'mentions': 1}, {'data': 'WFC.N', 'type': 'ORG', 'mentions': 1}, {'data': 'WASHINGTON', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","WASHINGTON, June 28 (Reuters) - Big U.S. banks' commercial real estate portfolios put in a surprisingly good performance during the Federal Reserve's annual health checks, with losses declining slightly on last year, the central bank said on Wednesday.
+
+With risks growing in the commercial real estate (CRE) sector globally, analysts and investors were looking to the Fed's ""stress tests"" for more insight on how exposed the country's lenders are to falling real estate prices.
+
+Commercial real estate (CRE), especially offices, has been hit by interest rates hikes and workers choosing to stay at home. CRE values in all sectors are expected to soften as economic activity decelerates, hurting banks, which hold about half of the $6 trillion in outstanding CRE debt and the largest share maturing in 2023-2026, Moody's Investors Service said this month.
+
+The Fed's annual bank ""stress tests"" established following the 2007-2009 financial crisis probe how lenders would fare against an extreme scenario: a 40% decline in commercial real estate values.
+
+The 23 banks examined subject hold approximately 20% of office and downtown retail CRE loans, and showed they could weather a major CRE downturn. The average projected CRE loan loss rate across the group was 8.8% of average loan balances, compared with 9.8% last year, the Fed said.
+
+Goldman Sachs Group (GS.N) showed the highest CRE loan loss rate of 16% of average loan balances, followed by Morgan Stanley at 13.7% and Citizens at 12.4%. Charles Schwab, which focuses on retail customers, had a CRE loss rate of zero.
+
+While the results paint a better-than-expected picture of the industry's CRE exposure, Fed officials acknowledged smaller regional and community banks which are not tested hold the majority of bank CRE loans.
+
+Here are the projected loan losses by type of loan for 2023:Q1–2025:Q1 under the Fed's severely adverse scenario as a percent of average loan balances:
+
+Bank of America Corporation (BAC.N) - 9.4%
+
+The Bank of New York Mellon Corporation (BK.N) - 9.3%
+
+Barclays US LLC - 3.4%
+
+BMO Financial Corp. - 8.3%
+
+Capital One Financial Corporation (COF.N) - 9.9%
+
+The Charles Schwab Corporation (SCHW.N) - 0.0%
+
+Citigroup Inc. (C.N) - 9.3%
+
+Citizens Financial Group, Inc. (CFG.N) - 12.4%
+
+Credit Suisse Holdings (USA), Inc. - 8.4%
+
+DB USA Corporation - 11.2%
+
+The Goldman Sachs Group, Inc. (GS.N) - 16.0%
+
+JPMorgan Chase & Co. (JPM.N) - 3.9%
+
+M&T Bank Corporation (MTB.N) - 8.8%
+
+Morgan Stanley (MS.N) - 13.7%
+
+Northern Trust Corporation (NTRS.O) - 11.5%
+
+The PNC Financial Services Group, Inc. (PNC.N) - 10.0%
+
+RBC US Group Holdings LLC 2 - 10.3%
+
+State Street Corporation (STT.N) - 4.1%
+
+TD Group US Holdings LLC - 7.5%
+
+Truist Financial Corporation (TFC.N) - 9.6%
+
+UBS Americas Holding LLC - 4.1%
+
+U.S. Bancorp (USB.N) - 9.5%
+
+Wells Fargo & Company (WFC.N) - 9.7%",ca2df805df434f6388dfa91b9c1fcc98,Big banks stand strong against Fed's commercial real estate gloom,4,,,,
+14575,"AT&T shares hit 30 year low after toxic lead cable report - AT&T stock fell to its lowest level since 1993 on Tuesday, extending its losses following a report earlier this month that some of the country’s largest network providers left thousands of lead-covered cables in several locations across the United States.
+
+The Wall Street Journal on July 9 reported that companies including Verizon and AT&T have left cables coated in lead from the Bell System’s telephone network in the US’s ground, water and on transmission poles.
+
+That prompted a flurry of downgrades from analysts that in turn helped spur a steep sell-off in telecom stocks. Since the investigation’s publication, AT&T shares have tumbled roughly 14%, Verizon fell 10% and Frontier Communications slid 33%.
+
+JPMorgan Chase analysts last Friday downgraded AT&T to neutral from overweight and lowered its price target to $17 from $22, citing in part concerns that it sees “the potential liability as an unquantifiable, longterm overhang for the stock.”
+
+The carnage continued Monday as more downgrades rolled into Wall Street.
+
+Edward Jones analyst David Heger on Monday downgraded AT&T to a hold rating from buy, flagging concerns that the investigation could limit upside in the stock and prompt legal actions against the company. AT&T shares on Tuesday fell to $13.45, its lowest closing price since 1993.
+
+Verizon shares fell 7.5% to $31.46 on Monday to their lowest closing level since 2010 before paring back their losses slightly on Tuesday. An AT&T spokesperson told CNN in an emailed statement on Tuesday that it is conducting additional testing, including at locations mentioned in the Journal’s stories.
+
+That comes after the company said in a response to the investigation that the Journal’s testing methodologies are flawed and that its reporting conflicts with the company’s own testing.
+
+“The scientific literature and reliable studies in the U.S. and abroad give no reason to believe that these cables pose a public health issue or a risk to workers when appropriate safety measures are in place,” the company said.
+
+Verizon did not immediately respond to a request for comment.
+
+“There will be clear financial and reputational risks for telecommunication companies. Akin to the experience of environmental and litigation impacts of historical asbestos and lead paint scenarios on industry participants, this will likely play out over the months and years to follow and mark a credit negative for many in the industry,” Neil Mack, vice president for Moody’s Investors Service, said Tuesday.
+
+Lawmakers have demanded action to further investigate the network of toxic lead cables in the wake of the release.
+
+Democratic Sen. Edward Markey in a July 11 letter to Jonathan Spalter, chief executive of telecom industry group USTelecom, demanded that the organization answer how they plan to address the environmental and health issues which may be putting people at risk.
+
+“This is corporate irresponsibility of the worst kind,” Markey wrote.
+
+USTelecom told CNN in an emailed statement on Tuesday that it is “engaging with stakeholders on this important matter.”
+
+‚ÄúThe U.S. telecom industry prioritizes the health and safety of our communities and workers. We have not seen, nor have regulators identified, evidence that legacy lead-sheathed telecom cables are a leading cause of lead exposure or the cause of a public health issue,‚Äù the industry trade group said.","{'positive': 0.008004214, 'negative': 0.9714562, 'neutral': 0.020539522}","AT&T stock fell to its lowest level since 1993 on Tuesday, extending its losses following a report earlier this month that some of the country‚Äôs largest network providers left thousands of lead-covered cables in several locations across the United States. The Wall Street Journal on July 9 reported that companies including Verizon and AT&T have left cables coated in lead from the Bell System's telephone network. Analysts downgraded the company to neutral from overweight and lowered its price target to $17 from $22, prompting a flurry of downgrades from analysts that in turn helped spur a steep sell-off in telecom stocks. Since the investigation's publication, AT&t shares have tumbled roughly 14%, Verizon fell 10% and Frontier Communications slid 33%. Lawmakers have demanded action to further investigate the network of toxic lead cables in the wake of the release.","AT&T stock fell to its lowest level since 1993 on Tuesday, extending its losses following a report earlier this month that some of the country‚Äôs largest network providers left thousands of lead-covered cables in several locations across the United States.",T,Technology & Communications,Telecommunication Services,AT&T Inc,"{'Competitive Behaviour & Open Internet': 'The Telecommunication Services industry contains classic examples of natural monopolies, where high capital costs can allow them to offer the most efficient production. Given the concentrated nature of telecommunications, cable, and satellite entities, they must manage their growth strategies within the parameters of a regulatory landscape designed to ensure competition. In addition to natural monopoly, many entities in this industry benefit from terminal access monopolies over the so-called ‚Äúlast-mile‚Äù of their networks, given their contractual relationship with each subscriber and the barriers for subscribers to change service providers. The nature of this relationship is the basis of much of the discussion around the need to protect an Open Internet, where all data on the Internet is treated equally in terms of performance and access. The industry faces ongoing legislative and regulatory actions aimed at ensuring competition, which could limit the market share and growth potential of some larger players. Merger and acquisition activity by dominant market players has come under regulatory scrutiny. This has resulted in entities abandoning plans to consolidate, affecting their value. Strong reliance on market dominance can also be a source of risk if entities are vulnerable to legal challenges, increasing their risk profile and cost of capital.', 'Product End-of-life Management': 'Due to the rapid obsolescence of communications devices, particularly mobile phones, they represent an increasing proportion of electronic waste (e-waste) going to landfills, driven in part by a low recycling rate. Telecommunication services entities face growing regulatory risks related to this issue. Multiple jurisdictions have implemented e-waste recycling laws mandating that electronics retailers and manufacturers create a system for recycling, reuse, or proper disposal of electronic devices. While many of these laws in their early days covered a limited scope of products, newer laws extend to mobile devices requiring entities to finance the collection, treatment, recycling, or proper disposal of e-waste, as concerns around e-waste from communications devices increase. E-waste laws often require vendors or manufacturers to pay for the recycling of such waste or put in place product take-back and recycling programs. Penalties or costs, due to such laws, together with potential revenues generated from refurbishing and re-selling products, are increasingly providing incentives for entities in the industry to manage end-of-life impacts. Many telecommunication services entities work in partnership with phone manufacturers to bundle telecom services and mobile devices, and therefore have a shared responsibility for end-of-life management of such devices. Their relationship with customers provides an opportunity for effective management of product recycling, reuse, and disposal. Establishing take-back programs to recover end-of-life materials for further reuse, recycling, or remanufacturing can allow entities cost savings and more resilient supply of manufacturing materials.', 'Environmental Footprint of Operations': 'Individual telecommunication services entities consume substantial amounts of energy. Depending on the source of energy and generation efficiency, electricity consumption by telecom network infrastructure can contribute significantly toenvironmental externalities, such as climate change, creating sustainability risks for the industry. Although network equipment and data centres are becoming more energy efficient, their overall energy consumption is increasing with the expansion in telecommunications infrastructure and data traffic. How telecommunication services entities manage their overall energy efficiency or intensity, reliance on different types of energy, and how they access alternative sources of energy may become increasingly material as the global regulatory focus on climate change increases, creating incentives for energy efficiency and renewable energy as well as pricing of greenhouse gas (GHG) emissions. Because energy expenditures may be significant in the industry, entities that improve operational energy efficiency may increase cost savings and profit margins.', 'Data Privacy': 'As customers pay increased attention to privacy issues surrounding cell phone, internet, and email services, telecommunication services entities will have to implement strong management practices and guidelines related to their use of customer data. Telecommunication services entities use growing volumes of customer location, web browsing, anddemographic data to improve their services as well as to generate revenue by selling such data to third parties. Growing public concern about privacy has led to increased regulatory scrutiny over the use, collection, and sale of consumer data. These trends are increasing the importance to telecommunication services entities of adopting and communicating in a transparent manner policies about providing customer data to third parties, including the amount and type of data provided and the nature of its use (for example, use for commercial purposes). Additionally, telecommunication services entities receive, and must determine whether to comply with, government requests for customer information. Entities in the industry that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Managing Systemic Risks from Technology Disruptions': 'Given the systemic importance of telecommunications networks, systemic or economy-wide disruption may result if the telecommunication services network infrastructure is unreliable and prone to business continuity risks. As the frequency ofextreme weather events associated with climate change increases, telecommunication services entities may face growing physical threats to network infrastructure, with potentially significant social or systemic impacts. In the absence of resilientand reliable infrastructure, entities may lose revenue associated with service disruptions or face unplanned capital expenditures to repair damaged or compromised equipment. Entities that successfully manage business continuity risks, including identifying critical business operations, and that enhance resilience of the system may substantially reduce their risk exposure and decrease their cost of capital. While implementation of such measures may have upfront costs, entities may gain long-term benefits in terms of lower remediation expenses in cases of high-impact disruptions.', 'Data Security': 'The Telecommunication Services industry is particularly vulnerable to data security threats, as entities manage an increasing volume of customer data, including personally identifiable information, as well as demographic, behavioural, and location data. Recent examples of cyber attacks on critical telecommunications infrastructure illustrate the need for enhanced network security. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products. In addition to reputational damage and customer turnover, data breaches can also result in increased expenses, commonly associated with remediation efforts such as identity protection offerings and employee training on data protection. As theproviders of critical infrastructure, the ability of entities to combat cyber attacks is likely to affect reputation and brand value, with a long-term impact on market share and revenue growth potential. Therefore, entities that can identify and address data security risks in a timely manner are likely to be in a better position to protect market share and brand value while also reducing risk exposure to cyber attacks. Additionally, new and emerging data security standards and regulations are likely to affect the operating expenses of entities through increased costs of compliance.'}","{'Competitive Behaviour & Open Internet': 0.7933124641773146, 'Product End-of-life Management': 0.7821424704925884, 'Environmental Footprint of Operations': 0.7644170386272147, 'Data Privacy': 0.7743733519915981, 'Managing Systemic Risks from Technology Disruptions': 0.7720204307279213, 'Data Security': 0.7890715881378365}",0.7933124641773146,Yuning,Major focus,Major focus,Negative,"Environmental Footprint of Operations, Data Security, Product End-of-life Management",Major,Major,Negative,2023-02-03T10:00:00+00:00,https://www.businessinsider.com/meta-facebook-worker-tech-layoffs-severance-pay-mark-zuckerberg-dei-2023-2,"[{'name': 'Meta employees', 'weight': 0.09628745}, {'name': 'other Meta employees', 'weight': 0.094519384}, {'name': 'severance pay', 'weight': 0.08756308}, {'name': 'Facebook parent company Meta', 'weight': 0.08435667}, {'name': 'limited severance pay', 'weight': 0.08430275}, {'name': 'last year', 'weight': 0.08315074}, {'name': 'Meta', 'weight': 0.07784449}, {'name': 'Meta executives', 'weight': 0.07763552}, {'name': 'last month', 'weight': 0.07587985}, {'name': 'tech workers', 'weight': 0.07538797}]",[],"[{'data': 'Meta', 'type': 'ORG', 'mentions': 15}, {'data': 'Insider', 'type': 'ORG', 'mentions': 4}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Sourcer Development Program', 'type': 'ORG', 'mentions': 2}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 2}, {'data': 'Department of Labor', 'type': 'ORG', 'mentions': 1}, {'data': 'DEI', 'type': 'ORG', 'mentions': 2}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'eBay', 'type': 'ORG', 'mentions': 1}, {'data': 'Levy', 'type': 'PERSON', 'mentions': 11}, {'data': 'Jonathan Vanian', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 2}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'the Worker Adjustment and Retraining Notification (WARN) Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Mexican', 'type': 'NORP', 'mentions': 1}]","• Meta employees who were laid off at the end of last year received 16 weeks or more of severance pay.
+• Workers in a year-long diversity program only received eight weeks of pay.
+• One worker told Insider that it's one example of how Meta failed its underrepresented workers.
+
+When Brit Levy, 35, got laid off from Facebook parent company Meta in November, she refused to sign the severance agreement.
+
+The severance package, like many, includes stipulations for unauthorized media statements, non-disparagement, and confidentiality.
+
+And Levy wanted to be able to tell her story.
+
+It comes against the backdrop of layoffs sweeping the tech industry over the past few months, with companies like Google and Microsoft laying off hundreds of thousands of workers.
+
+While tech workers tend to get more severance than most industries, it is not a legal obligation for any company in the US. Google is paying at least 16 weeks of severance to the 12,000 employees it laid off in January, as well as paying out all remaining vacation time. Salesforce is giving US employees at least five months of pay, health insurance, and other benefits to its 7,000 recently laid off workers.
+
+And then there's Meta, who offered 16 weeks of base pay to its 11,000-plus laid off employees at the end of last year, the first time the Facebook giant implemented such cuts in its 18 years of existence. In addition to those four months of pay, employees were offered two additional weeks of severance for every year at the company, with no limit.
+
+But not for everyone.
+
+Levy was part of a Meta's Sourcer Development Program, a diversity initiative that helped workers from underrepresented groups enter the corporate technology recruiting industry through a 12-month program. Those workers received fewer weeks of severance and insurance than other Meta employees — they were given only the amount of pay necessary to comply with federal law. They were laid off with several months remaining in their contracts, and Meta cut the program indefinitely.
+
+Workers who were a part of the program were only given eight weeks of base pay upon being laid off, CNBC's Jonathan Vanian reported last month. That's through the Worker Adjustment and Retraining Notification (WARN) Act, which federally requires certain employers to give 60 days notice to employees in the event of a mass layoff. The act does not, technically speaking, provide for 60 days of pay in lieu of 60 days of notice, but Department of Labor guidance suggests that it's probably fine.
+
+Beyond that, Levy told Insider that she wasn't offered any other severance pay, only three months of health insurance. Insider viewed a copy of the separation agreement, which only outlined the terms for health insurance and company repayment forgiveness.
+
+""I just don't see how it would be financially responsible to cut a program when you've already invested so much time into it,"" Levy said, adding that before starting the program, leadership assured the cohort that they weren't going to be impacted by potential layoffs, and that they would have the opportunity to interview for permanent positions when the year ended.
+
+""I felt like a lot of their diversity in the DEI was just for show""
+
+Workers in the Sourcer Development Program weren't given a lot of work to do, Levy said. Though she'd been at the company for a few months at the time of layoffs, she had only been given projects to work on for a few weeks before she was laid off.
+
+""I was basically set up for failure,"" she said. ""There were other people in our program that were nurses, teachers, and firefighters. They left their jobs, their entire career and Meta didn't even let them get one year of experience. So it was a huge disadvantage.""
+
+In November, laid off workers in the program sent a letter to Meta CEO Mark Zuckerberg and Meta executives, telling them about the severance situation, according to CNBC.
+
+""Even our former managers insisted we were confused and that all the information they were getting was that we were offered 16 weeks of pay and 6 months of health insurance,"" the group said.
+
+Levy described confusion about their roles throughout the company.
+
+""There were a ton of employees at Meta that didn't even know we were employees,"" she said. ""They thought we were contract workers."" Senior staff at Meta left comments on her LinkedIn and TikTok posts about getting laid off seeking to contradict her, Insider confirmed via screenshots.
+
+As someone who works in recruiting, Levy said that having less than a year of experience at Meta has severely undercut her ability to get another job.
+
+""The biggest thing that I wanted leadership to understand is, you can't have these programs and not give those people the one year of experience that is so necessary,"" she said. ""We were trying to pivot into a career. If you have anything less than a year, you have to basically start from scratch again. You have to start at the bottom.""
+
+Levy said she has applied to hundreds of jobs since she was laid off. But she's in a tough spot with limited severance pay, and she said that the $450 ceiling for unemployment benefits in California is not keeping up with the cost of living.
+
+""I'm going to be doing whatever I can,"" she said. ""I'm putting things on eBay. I'm going through my kids' closet and selling their old clothes.""
+
+Even in the months leading up to the layoffs, Levy said that her time in the program showed her that Meta had an issue with how it treated its employees from underrepresented groups, citing LGBTQ+ workers, workers of color, and veterans.
+
+Levy, who is Mexican-American, said that not letting her cohort finish their whole year in the program was one example, and the limited weeks of experience they got within the program was another.
+
+It's a bigger problem in tech overall — and in the layoffs. Women and people of color are not only underrepresented in the tech industry; they're disproportionately impacted by layoffs.
+
+""I just felt this attitude of if I say something, I am going to be the bad one,"" she said. "" I felt like a lot of their diversity in the DEI was just for show.""",3f7f7cf3907a443795ddfe862973e6e9,A laid-off Meta worker says she's struggling after not getting the 16 weeks of severance her fellow employees received: 'I'm going through my kids' closet and selling their old clothes',4,,,,
+13710,"GILEAD TO PRESENT DATA AT APASL 2023 ON EFFECTIVE MODELS FOR MONITORING AND TREATING HEPATITIS C AND EFFICACY OF ANTIVIRAL TREATMENTS FOR HIV-1 AND HBV-COINFECTED ADULTS - - Study recommends a simplified strategy for baseline testing and minimal monitoring for treatment of hepatitis C virus (HCV) infection with DAA Therapies
+
+- Review of implementation science projects toward HCV Elimination by 2030 in Asia proved effective in improving patient outcomes
+
+- Efficacy and safety demonstrated with Bictegravir/Emtricitabine/Tenofovir Alafenamide as compared to Dolutegravir + Emtricitabine/Tenofovir Disoproxil Fumarate as initial treatment in HIV-1/HBV-Coinfected adults
+
+SINGAPORE, Feb. 15, 2023 /PRNewswire/ -- Gilead Sciences Inc. today announced data from multiple studies highlighting the urgency for increased screening, the need for a simplified treatment strategy for Hepatitis C (HCV) infection in the Asia region, and the efficacy of Bictegravir/Emtricitabine/Tenofovir Alafenamide (B/F/TAF) in HIV-1/HBV-coinfected adults. The data will be presented at the 32nd Conference of the Asian Pacific Association for the Study of the Liver (APASL 2023), to be held 15 – 19 February 2023 in Taipei, Taiwan.
+
+""The elimination of viral hepatitis as a major public health threat by 2030 continues to be an ongoing challenge globally, with only 11 countries on track to achieve HCV elimination targets. As we emerge from the COVID-19 pandemic, there is an urgent need to ramp up screening efforts and strengthen linkage to care,"" said Ming-Lung Yu, Senior Vice President of National Sun Yat-sen University, Kaohsiung, Taiwan.
+
+In a review of 120 HCV elimination programs supported by Gilead in Asia – of which 18 have been completed or are ongoing through July 2022 – a total of 175,192 people were screened, 6,287 were diagnosed with HCV and 3,768 received treatment. In eight studies, a simplified screening and linkage to care was investigated, achieving antiviral response rates comparable to standard practice. The review also concluded that adopting and adapting effective and simplified strategies is demonstrably contributing to increasing treatment numbers and improving patient outcomes, thus contributing to HCV elimination in Asia.
+
+In a separate non-interventional primary survey in Taiwan which involved physicians, case managers and patients, 58% of physicians surveyed suggested simplifying or removing the requirement for the NHIA required VPN system, of which 26% feel is a barrier to prescribing Direct-Acting Antivirals (DAAs). 28% of patients reported that taking time off work for routine follow-up visits or to pick up medication were major barriers to HCV treatment. The survey underscores that the adoption of a simplified strategy for baseline testing and minimal monitoring for treatment of HCV infection with DAA therapies is critical to accelerate HCV elimination success in Taiwan and globally.
+
+""To achieve WHO's goals to eliminate viral hepatitis, medical societies have endorsed simplified strategies which minimize monitoring of uncomplicated HCV infection and could reduce the cost of burden to health systems. It is important to understand the experience and recommendations from key stakeholders in the HCV cascade of care to continue enhancing national health policies,"" said Chun-Jen Liu, Professor and Head the Hepatitis Research Center, National Taiwan University Hospital.
+
+Additional data presented at the conference include interim findings from a global Phase 3 study evaluating B/F/TAF vs. Dolutegravir (DTG) + Emtricitabine/Tenofovir Disoproxil Fumarate (F/TDF), DTG+F/TDF, in adults with HIV-1/HBV coinfection initiating treatment. The study includes several sites in Asia, which is a geographic region where both viruses are endemic and HIV/HBV coinfection rates can reach 25%. After 48 weeks of treatment, study participants who initiated treatment with B/F/TAF or DTG+F/TDF had similarly high rates of HIV-1 suppression (95 vs 91%), with B/F/TAF resulting in superior HBV DNA suppression (63% vs 43%) and hepatitis B e-antigen (HBeAg) seroconversion (23% vs 11%). The study demonstrates that B/F/TAF is a safe and effective treatment for people with HIV-1/HBV-Coinfection. The study will continue in a blinded fashion through Week 96 to determine longer-term safety and efficacy.
+
+""Continued scientific innovation and collaboration has never been more important than now to address the needs of HCV patients in the Asia region. We are pleased to see a number of Gilead supported initiatives help support elimination by adopting a simplified and collaborative approach to HCV screening and treatment. Beyond HCV, we keep looking new data generation in viral diseases. The proven efficacy and safety of Bictegravir/Emtricitabine/Tenofovir Alafenamide (B/F/TAF) through a phase-3 randomized trial strengthens evidence of TAF treatment for ARV regimes for people with HIV-1/HBV coinfection with resulting superiority in HBV DNA suppression compared to control arm."" said Zig Lang, Vice President, Medical Affairs International, Gilead Sciences.
+
+Abstracts presented at APASL 2023 are as follows:
+
+For more than 20 years, Gilead has sought to address some of the biggest challenges in liver disease. The company has transformed the trajectory of multiple liver diseases through a relentless pursuit of innovation and pioneering access programs to bring meaningful therapies to people around the world. More work is required, and Gilead is committed to advancing innovative therapeutics to address the most pressing unmet needs in liver disease and overcoming barriers to better care.
+
+Gilead Sciences, Inc. is a biopharmaceutical company that has pursued and achieved breakthroughs in medicine for more than three decades, with the goal of creating a healthier world for all people. The company is committed to advancing innovative medicines to prevent and treat life-threatening diseases, including HIV, viral hepatitis and cancer. Gilead operates in more than 35 countries worldwide, with headquarters in Foster City, California. For more information on Gilead Sciences, please visit the company's website at www.gilead.com.
+
+For more information on Gilead Sciences, please visit the company's website at www.gilead.com, follow Gilead on Twitter (@GileadSciences) or call Gilead Public Affairs at 1-800-GILEAD-5 or 1-650-574-3000.","{'positive': 0.710198, 'negative': 0.019318275, 'neutral': 0.27048367}","Gilead Sciences Inc. has released data from multiple studies showing the need for increased screening and a simplified treatment strategy for Hepatitis C (HCV) infection in the Asia region, and the efficacy of Bictegravir/Emtricitabine/Tenofovir Alafenamide (B/F/TAF) in HIV-1/HBV-Coinfected adults. The data will be presented at the 32nd Conference of the Asian Pacific Association for the Study of the Liver (APASL 2023), to be held 15 – 19 February 2023 in Taipei, Taiwan. The study also concluded that adopting and adapting effective and simplified strategies is demonstrably contributing to increasing treatment numbers and improving patient outcomes, thus contributing to HCV elimination in Asia.","Gilead Sciences Inc. today announced data from multiple studies highlighting the urgency for increased screening, the need for a simplified treatment strategy for Hepatitis C (HCV) infection in the Asia region, and the efficacy of Bictegravir/Emtricitabine/Tenofovir Alafenamide (B/F/TAF) in HIV-1/HBV-coinfected adults. The data will be presented at the 32nd Conference of the Asian Pacific Association for the Study of the Liver (APASL 2023), to be held 15 – 19 February 2023 in Taipei, Taiwan.",GILD,Health Care,Biotechnology & Pharmaceuticals,Gilead Sciences Inc,"{'Employee Recruitment, Development & Retention': 'Biotechnology and pharmaceuticals entities face intense competition for employees. The industry relies on highly skilled employees to develop new products, conduct clinical trials, manage government regulations, and commercialise new products. Firms that are able to attract and retain employees in light of a constrained talent pool may be better positionedto protect and enhance shareholder value.', 'Supply Chain Management': 'For the Biotechnology & Pharmaceuticals industry, supply chain quality is essential to protecting consumer health and corporate value. Biotechnology and pharmaceuticals firms that fail to ensure quality throughout their supply chains are susceptible to lost revenue, supply disruptions, and reputational damage. Disclosure of supply chain audit programs may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Biotechnology and pharmaceuticals entities face challenges associated with the marketing of specific products. Direct-to-consumer advertisements for prescription drugs provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area.', 'Drug Safety': 'Information on product safety can surface after controlled clinical trials and regulatory approval. Subsequently, entities areexposed to the financial implications of recalls and other adverse events. Product safety concerns, manufacturing defects, or inadequate disclosure of product-related risks can lead to significant product liability claims. Biotechnology and pharmaceuticals firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value. In addition, concern over the abuse or resale of certain medications has led to mandated take-back programs. Firms that are able to successfully engage in these programs may limit future liabilities.', 'Access to Medicines': 'Biotechnology and pharmaceuticals entities play an important role in providing access to the industry’s products around the world. Firms can develop pricing frameworks that account for differing levels of economic development and health care needs across various countries. Further, the industry can target priority diseases in developing countries. Strategic approaches related to access to medicines can yield opportunities for growth, innovation, and unique partnerships, whichmay enhance shareholder value.', 'Business Ethics': 'Biotechnology and pharmaceuticals firms are subject to various international, national, and state laws pertaining to healthcare fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Safety of Clinical Trial Participants': 'Clinical trials are an essential component of the approval process for biotechnology and pharmaceutical products. The safety of clinical trial participants is a critical component of an entity’s ability to successfully bring a product to market. Oversight of these trials is an important factor in the industry due to the number of clinical trials conducted by third party contract research organisations as well as those conducted in emerging markets. Biotechnology and pharmaceuticals entities that effectively manage clinical trials may be positioned to enhance shareholder value through the revenue associated with new products.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of fake or substandard medication also presents a significant risk in developed economies. Biotechnology and pharmaceuticals entities may face added costs as numerous governments and agencies have implemented drug supply chain regulations in an effort to prevent counterfeit, substandard, or mislabeled drugs from entering the pharmaceutical distribution system. Entities that fail to manage this issue effectively may face material risks associated with the potential loss of public confidence and reduced revenue.', 'Affordability & Pricing': 'Stakeholder emphasis on health care cost containment and increased access will likely continue to place downward pricing pressures on the Biotechnology & Pharmaceuticals industry. As a result, entities that have relied on raising drug prices, contractual advantages, and reverse payments to protect profits may be challenged to enhance value by efforts to reduce costs. Firms that prevent stakeholder scrutiny of pricing practices may limit their exposure to issues such as regulatory action, or adverse reputational impacts.'}","{'Employee Recruitment, Development & Retention': 0.7804426047815703, 'Supply Chain Management': 0.744391725646012, 'Ethical Marketing': 0.7766047096550827, 'Drug Safety': 0.7622125971507947, 'Access to Medicines': 0.794618183083458, 'Business Ethics': 0.7775499584401967, 'Safety of Clinical Trial Participants': 0.782486688615069, 'Counterfeit Drugs': 0.7605000483825014, 'Affordability & Pricing': 0.7728612770277038}",0.794618183,Yuning,Major focus,Major focus,Positive,"Employee Recruitment, Development & Retention, Supply Chain Management, Drug Safety, Access to Medicines, Business Ethics, Safety of Clinical Trial Participants, Affordability & Pricing",Major,Major,Positive,2023-03-09T21:15:36+00:00,https://www.washingtonpost.com/business/2023/03/09/corporate-debt-economy-inflation-interest-rates/88a281c2-bebf-11ed-9350-7c5fccd598ad_story.html,"[{'name': 'rising interest rates', 'weight': 0.099640556}, {'name': 'rising rates', 'weight': 0.0958023}, {'name': 'Corporate debt', 'weight': 0.09040892}, {'name': 'existing debt', 'weight': 0.08751635}, {'name': 'debt', 'weight': 0.08479796}, {'name': 'consumer demand', 'weight': 0.081160404}, {'name': 'Many companies', 'weight': 0.08106168}, {'name': 'many companies', 'weight': 0.08106168}, {'name': 'other big technology companies', 'weight': 0.07811986}, {'name': 'waning demand', 'weight': 0.07779041}]",[{'name': 'Business'}],"[{'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 3}, {'data': 'S&P Global Ratings', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Dell', 'type': 'ORG', 'mentions': 1}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 1}, {'data': 'Home Depot', 'type': 'ORG', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}]","Companies that piled on debt throughout the pandemic and the economic recovery could be in for a tough road ahead as the bills come due. Corporate borrowers will have to pay more of that debt back as refinancing grows more difficult with rising interest rates. The persistent squeeze from inflation is keeping costs high for many companies while stifling consumer demand and sapping purchasing power.
+
+Corporate debt rose from roughly $16.3 trillion just before the pandemic hit to about $19.8 trillion near the end of 2022, according to the Federal Reserve. Economists and analysts expect some kind of recession to hit the U.S. economy in 2023 and the severity of it could weigh heavily on both large and small companies as they repay debt.
+
+“Faced with an overhang of pandemic-era debt that begins to mature in 2025, companies will be looking for refinancing opportunities,” S&P Global Ratings said.
+
+Refinancing risks are increasing partly because of the potential for a recession. Credit rating trends are already turning negative, with more downgrades than upgrades on debt since August. It all adds up to default risks rising as companies get pinched by a weakening economy and have a difficult time refinancing existing debt.
+
+The Federal Reserve has sharply raised its benchmark interest rate in an effort to tame inflation, but that has made borrowing more expensive. The rate is currently in a range of 4.50% to 4.75% after starting last year at basically zero. The widespread expectation is now for the Fed to increase the rate to at least 5.25% by June and some bets on Wall Street are calling for a rate of up to 5.50%.
+
+The tougher financing atmosphere is running up against an economic slowdown. Google’s parent company Alphabet, Dell and other big technology companies have been cutting staff in an effort to control costs as demand wanes. Retailers, including Walmart and Home Depot, have been issuing warnings about weaker consumer spending.
+
+“Many companies will find it more difficult to balance still-elevated input costs and waning demand amid the prospects of a downturn in the world’s largest economy,” S&P Global Ratings said.
+
+The broader labor market has remained relatively strong, but a downturn in employment could further weaken consumer spending and hit corporate earnings. Companies in the S&P 500 reported a broad 4.6% contraction in earnings during the fourth quarter of 2022 and analysts expect similar results during the first half of 2023.",724aedf3991246ee8fe16ab98f98ee7d,Corporate borrowers squeezed by rising rates,4,,,,
+18586,"Marriott Execs Set Social Responsibility Goals For New Bethesda HQ - The company, founded in the Washington, D.C., area in 1927, also is adopting measures to address these issues at its downtown Bethesda headquarters. On July 12, Marriott International released its 2023 “Serve 360 Report,” which highlights the company’s progress on its environmental, social, and governance, or ESG, efforts. ESG criteria are applied by investment firms and people who want to direct their money toward companies that are socially responsible.
+
+Marriott’s Serve 360 platform was launched in 2017 in support of the United Nations’ Sustainable Development Goals. “Since its founding in 1927, Marriott has placed a priority on serving its communities and creating a positive impact wherever we do business,” Anthony Capuano, president and CEO of Marriott International, said in a statement. “With our size and global scale, we recognize the part we can play in driving meaningful change, which we believe adds value for our business and for our customers.”
+
+Capuano said Marriott is integrating sustainability across hotel operations and design, and providing humanitarian aid to those in need, “creating access to opportunity for underserved communities, and welcoming all who walk through our doors.” Since 2016, Marriott also has trained more than 1 million employees to recognize and respond to the signs of human trafficking.
+
+Cousins Ehsanullah Safi and Shah Faisal Safi and their families left Afghanistan in August 2021 as the U.S. wound down its military presence in the country. The two men, who came to the U.S., are now associates at the Marriott Bethesda Downtown at Marriott headquarters. In rankings of “America’s Greatest Workplaces 2023” recently released by Newsweek and its data partner, Plant-A Insights Group, Marriott received a 5-star rating, the highest a company can receive. Marriott was one of 10 Maryland-based companies to receive the highest 5-star rating from Newsweek. The rating is based on a national survey on benefits, workplace environment, career development, empowerment of women, promotion of veterans, development of entry-level employees and support for LGBTQ+ employees. Marriott’s headquarters campus in Bethesda also has received several recognitions, including Best in Building Health Awards for Highest Scoring Design of 2022; Best in Building Health Awards for 2022 Highest Score: Commercial Interior Space v2; and Fitwel 3-star certification. The Fitwel 3-star certification focuses on incorporating wellness aspects into the workplace for overall associate well-being.
+
+Marriott also is working to increase renewable energy consumption across the company’s portfolio of global properties. Marriott conducted an analysis of a group of properties in the U.S. to determine viability for on-site solar installations. The first round of this analysis revealed that a large percentage of these properties are expected to generate a positive internal rate of return from potential photovoltaics installations. In 2022, Marriott also developed a program to accelerate the installation and adoption of electric vehicle charging at hotels across the globe. As of year-end 2022, more than 5,500 electric vehicle chargers had been installed at Marriott properties worldwide, including nearly 1,700 level 3 fast chargers. At its headquarters campus in Bethesda, Marriott has installed more than 60 EV charging stations. Among the 13 members of Marriott International’s board of directors, eight are women and/or people of color. Women made up 47 percent of Marriott’s global executives at year-end 2022, with a goal to reach executive gender parity by year-end 2023. “We have been unwavering in our focus on driving change toward a more sustainable and equitable future,” Capuano said.","{'positive': 0.6247133, 'negative': 0.013377081, 'neutral': 0.3619096}","Marriott International has released its 2023 “Serve 360 Report,” which highlights the company’s progress on its environmental, social, and governance, or ESG, efforts. The company is also adopting measures to address these issues at its downtown Bethesda headquarters, such as integrating sustainability across hotel operations and design. Since 2016, Marriott has trained more than 1 million employees to recognize and respond to the signs of human trafficking. Marriott received the highest 5-star rating from Newsweek and received several recognitions, including Best in Building Health Awards for 2022 and Fitwel 3-star certification.",Marriott focuses on sustainability and important social issues at its downtown Bethesda headquarters as well as at its global properties.,MAR,Services,Hotels & Lodging,Marriott Intl A,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry’s greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7753539167688679, 'Climate Change Adaptation': 0.7460765175380948, 'Energy Management': 0.7874947323141875, 'Ecological Impacts': 0.7676082684680827, 'Labour Practices': 0.77271960993246}",0.7874947323141875,Yuning,Major focus,Major focus,Positive,"Water Management, Climate Change Adaptation, Energy Management, Ecological Impacts, Labour Practices",Major,Major,Positive,2023-02-03T02:13:22.932000+00:00,https://www.axios.com/2023/02/03/amazon-ceo-were-working-really-hard-to-cut-costs,"[{'name': 'Last year', 'weight': 0.10373381}, {'name': 'last year', 'weight': 0.10373381}, {'name': 'Amazon CEO', 'weight': 0.09112837}, {'name': 'Amazon Care', 'weight': 0.08940307}, {'name': 'Amazon', 'weight': 0.08855822}, {'name': 'year', 'weight': 0.08848821}, {'name': 'years', 'weight': 0.08848821}, {'name': 'Amazon Web Services', 'weight': 0.08588507}, {'name': 'Amazon Prime Day', 'weight': 0.08464921}, {'name': 'cloud business', 'weight': 0.07049402}]",[{'name': 'Business'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 10}, {'data': 'Getty Images', 'type': 'ORG', 'mentions': 1}, {'data': 'Rivian', 'type': 'ORG', 'mentions': 1}, {'data': 'UPS', 'type': 'ORG', 'mentions': 1}, {'data': 'AWS', 'type': 'ORG', 'mentions': 1}, {'data': 'Jassy', 'type': 'ORG', 'mentions': 1}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 3}, {'data': 'Michael M. Santiago', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brian Olsavsky', 'type': 'PERSON', 'mentions': 1}, {'data': 'the New York Times DealBook Summit', 'type': 'EVENT', 'mentions': 1}, {'data': 'evening', 'type': 'TIME', 'mentions': 1}, {'data': 'Kuiper', 'type': 'PRODUCT', 'mentions': 1}]","Amazon CEO Andy Jassy during the New York Times DealBook Summit in November. Photo by Michael M. Santiago/Getty Images
+
+State of play: The tech and logistics giant will stay on the cost-cutting course it started last year as the anomalous and massively beneficial economic conditions for its business created by the pandemic dissipate.
+
+Driving the news: ""We're working really hard to streamline our costs and trying to do so at the same time that we don't give up on ... long-term strategic investments,"" CEO Andy Jassy said on a call with analysts on Thursday evening.
+• Prior to his comments, Amazon released financial results for its Q4 2022 period showing a continued slowdown in its main e-commerce and cloud businesses, as well as the cost of its massive layoffs and investment in Rivian.
+
+By the numbers: The company ended the year with 1.54 million workers, 4% fewer than at the end of 2021.
+• The more than 18,000 people impacted by job cuts have already been notified, and while not all have left, the company booked the cost of the adjustments — severance charges of $640 million — in the fourth quarter because that's when the decision was made.
+
+The big picture: Last year was the first full calendar year of Amazon under Jassy, who led the company to close physical bookstores, slow warehouse openings and cut its Amazon Care telehealth unit.
+• ""We took a fulfillment center footprint that we built over 25 years and doubled it in just a couple of years ... At the same time we built out a transportation network for last mile, roughly the size of UPS, in a couple of years ... so there's a lot to figure out how to optimize,"" he said.
+• ""We're pleased with the progress we've made in Q4 ... but that work will extend into '23.""
+• Year-over-year online store revenue growth fell to 2% in Q4 from 13% in Q3, as consumers looked for deals before buying.
+• Revenue growth for Amazon Web Services, its profit engine and cloud business, slowed to 20% from 28% across the same time comparison as companies grew more conservative over last year.
+• For context, in Q2 of 2021, the last quarter of Amazon under Jeff Bezos, yearly revenue growth for online stores was 13%, and for AWS, it was 37%.
+
+What to watch: Jassy called out Amazon's bets on streaming media and its low-earth orbit satellite program, Kuiper, among its bullish investments.
+• ""It only takes one or two of them to become the fourth pillar for Amazon.""
+• As for the immediate future, the company is ""cautiously optimistic"" about consumer spending, CFO Brian Olsavsky told reporters on a separate call.
+• Inside the inner workings of Amazon Prime Day",91770d4d1c0847c59cb7c7f20e5fdf01,Amazon CEO: We're working 'really hard' to cut costs,4,,,,
+9254,"Philip Morris offers EU concessions in $16 bln Swedish Match deal - BRUSSELS, Oct 5 (Reuters) - Marlboro maker Philip Morris (PM.N) has offered concessions to address EU antitrust concerns over its $16 billion bid for tobacco and nicotine products maker Swedish Match (SWMA.ST), a European Commission filing showed on Wednesday.
+
+The EU competition enforcer did not provide details of the concessions in line with its policy. It will seek feedback from rivals and customers before deciding whether to accept them or demand more.
+
+The Commission extended its deadline for a decision to Oct. 25 from Oct. 11. Companies typically offer remedies during the preliminary review if they are confident that the EU antitrust watchdog will accept them.
+
+The Commission had been expected to clear the deal unconditionally but no final decision had been made, people close to the matter said on Tuesday.
+
+The deal, which has been cleared in the United States and Brazil, is complex and EU regulators have to take into account the scope and characteristics of the European market, another person said.","{'positive': 0.1147864, 'negative': 0.0994815, 'neutral': 0.7857321}","Philip Morris offers EU concessions in $16 bln Swedish Match deal. 
+
+BRUSSELS, Oct 5 (Reuters) - Marlboro maker Philip Morris (PM.N) has offered concessions to address EU antitrust concerns over its $16 billion bid for tobacco and nicotine products maker Swedish Match (SWMA.ST), a European Commission filing showed on Wednesday. 
+
+The Commission extended its deadline for a decision to Oct. 25 from Oct. 11. Companies typically offer remedies during the preliminary review if they are confident that the EU antitrust watchdog will accept them.",Philip Morris offers EU concessions in $16 bln Swedish Match deal,PM,Food & Beverage,Tobacco,Philip Morris International,"{'Marketing Practices': 'Tobacco product labelling and marketing is heavily regulated internationally. The World Health Organization‚Äôs Framework Convention on Tobacco Control has led many countries to introduce new, stricter regulatory approaches to prevent people from adopting tobacco use at a young age through transparent advertising about tobacco‚Äôs health risks. The industry has faced costly legal battles related to the marketing and advertising of its products. Marketing for combustible and new non-combustible products have to balance regulatory requirements with the need to reach new markets. Failing to properly manage social externalities may lead to further unfavourable regulation and erode the industry‚Äôs social license to operate. Entities that effectively manage this issue can reduce the likelihood of extraordinary expenses, improve marketshare, and decrease liabilities.', 'Public Health': 'Tobacco use can lead to serious health risks as established by many scientific studies over the past several decades. Healthproblems associated with tobacco include lung disease, cancer, and heart disease. Tobacco product manufacturers have faced lawsuits from individuals, governments, corporations, and other groups. In some cases, these have resulted in multibillion-dollar settlements. A growing public awareness of the associated health risks has driven down tobacco use dramatically in many countries. Tobacco product manufacturers are introducing an array of ‚Äúharm reduction‚Äù products, such as non-tobacco nicotine products and heated tobacco products, aimed at minimising the health impacts of tobacco use while accessing new markets. Future scientific studies could reach new conclusions on these assertions of reduced harm, with continuing impacts on entity revenue and growth potential. '}","{'Marketing Practices': 0.8030172566459426, 'Public Health': 0.7911220420360621}",0.8030172566459426,Yuning,Major focus,Major focus,Neutral,"Marketing Practices, Public Health",Minor,Major,Negative,2022-10-08T00:51:36+00:00,https://www.dailywire.com/news/google-removes-gender-clinic-map-citing-harassment-violation,"[{'name': 'Gender Clinic Map', 'weight': 0.12690954}, {'name': 'custom maps', 'weight': 0.102354206}, {'name': 'Google Maps', 'weight': 0.10023806}, {'name': 'gender clinics', 'weight': 0.09757619}, {'name': 'Google', 'weight': 0.09229066}, {'name': 'gender affirming care clinics', 'weight': 0.09072332}, {'name': 'gender ideology', 'weight': 0.079869516}, {'name': 'Alix Aharon', 'weight': 0.07466817}, {'name': 'Aharon', 'weight': 0.07216956}, {'name': 'clinics', 'weight': 0.069723114}]",[],"[{'data': 'Google', 'type': 'ORG', 'mentions': 12}, {'data': 'the Gender Mapping Project', 'type': 'ORG', 'mentions': 6}, {'data': 'Partners for Ethical Care', 'type': 'ORG', 'mentions': 1}, {'data': 'WoLF', 'type': 'ORG', 'mentions': 1}, {'data': 'LGBTQ Nation and Them', 'type': 'ORG', 'mentions': 1}, {'data': 'North America', 'type': 'LOC', 'mentions': 1}, {'data': 'Alix Aharon', 'type': 'PERSON', 'mentions': 9}, {'data': 'Erin Reed', 'type': 'PERSON', 'mentions': 2}, {'data': 'Alejandra Carabello', 'type': 'PERSON', 'mentions': 2}, {'data': 'My Maps', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'My Maps', 'type': 'PRODUCT', 'mentions': 2}]","A user-made Google map tracking over 500 pediatric gender clinics that have sprouted up all over North America in recent years was removed by Google last week. A spokesperson for Google said the map violated their policies on “harassment.”
+
+Alix Aharon, the creator of the Gender Mapping Project, which was created using the Google Maps “My Maps” feature, which allows users to create custom maps, said she noticed it was deactivated on Friday, September 30. Aharon shared a notice she received to Twitter from Google that said her map violated their “Harrassment, Bullying and Threats policy.”
+
+Aharon is a founding member of Partners for Ethical Care, a “mother-led movement to educate the world about gender ideology and protect children,” Aharon told The Daily Wire. She is also on the Board of the Women’s Liberation Front (WoLF), a legal network and advocacy group that aims to protect the rights of women.
+
+“They don’t want people to know how many gender clinics exist. They don’t want people to know there’s hundreds,” said Aharon, who claimed she and her colleagues have called over 500 pediatric gender clinics to confirm their existence before placing them on the map.
+
+A trans-identified biological male named Erin Reed created a map in 2019 to help people find clinics that prescribe cross-sex hormones, which inspired Aharon to create her own in 2021. While both maps track gender clinics across the country containing virtually the same data points, only Reed’s map was permitted to remain visible on Google.
+
+Last month, new attention was brought to the Gender Mapping Project by activist and trans-identifying biological male Alejandra Carabello, calling for its removal.
+
+“I’ve held back publicizing this but Google has failed to act and is actively putting people in harms way,” Carabello tweeted on September 25. “Anti trans activists have created a map of LGBTQ community centers, gender affirming care clinics, and non profit orgs. This is a page out of the anti abortion playbook.”
+
+This prompted far-Left online publications LGBTQ Nation and Them to write articles suggesting that users of the Google map might be motivated to “intimidate, harass, or commit violence against” the providers of gender-related treatments on minors.
+
+Aharon said that activists have repeatedly tried to pressure Google to take her map down. “They’ve done these attacks in the past, they’ve attempted to have it taken down for years,” she said, adding, “It does appear that Google did try to hold out at first, but they eventually gave in.”
+
+“After reviewing this map, we’ve found it to be in violation of our policies and have removed it from My Maps,” a Google spokesperson told The Daily Wire. “We have clear policies that prohibit the use of My Maps for harassment, and when we find content and determine that it violates these policies, we remove it.”
+
+“I didn’t have a chance to even put my case forward,” Aharon told The Daily Wire. Aharon said she has made copies of the map in its entirety, which she plans to re-upload to her website in the future.",f6ef3c6214cf4731b4fc217dd425f904,"Google Removes Gender Clinic Map, Citing 'Harassment' Violation",4,,,,
+5940,"Amazon, Google, Meta, Microsoft lay off thousands — but tech jobs are still hot in 2023, Indeed finds - Big-name tech firms like Amazon, Google, Meta and Microsoft are undergoing mass layoffs, but job prospects for applicants in the broader tech ecosystem are poised to be among the best of any industry in 2023, according to a new ranking. Eight of the top 10 ""best jobs"" in the U.S. this year are technology roles, according to Indeed, which conducts an annual list of the top roles for job seekers. Those tech jobs, per Indeed's rankings, are full-stack developers, at No. 1; data engineers (No. 2); cloud engineers (No. 3); senior product managers (No. 5); back-end developers (No. 6); site reliability engineers (No. 7); machine learning engineers (No. 8); and product designers (No. 10). More from Personal Finance:
+
+Despite layoff announcements, it's still a good time to get a job
+
+Google bonus delay has a windfall lesson for workers
+
+What to know about filing for unemployment as layoffs rise Psychiatric nurses and psychiatric mental health nurse practitioners were the two nontech jobs in the top 10, ranking at No. 4 and No. 9, respectively. Almost half, 44%, of the top 25 were tech jobs. The possibilities in tech extend beyond the traditional technology giants to areas like retail, finance, professional services, travel and tourism — all of which need technologists to build firms' online presence and business, said Scott Dobroski, Indeed's career trends expert.
+
+""The tech skill set is very much in demand by companies everywhere,"" Dobroski said. ""Because every company today is a tech company."" Indeed's ranking is based on ""opportunity"" for job seekers, meaning roles had to be fast growing. For example, there were 1,398 positions available for full-stack developers out of every million listings advertised on Indeed, the highest share among other jobs. (A full-stack developer builds the front and back ends of a website.) All jobs on the list pay annual salaries that are above the national average. At least 10% of their advertised positions offer remote or hybrid work — an increasingly important metric for American workers, Indeed said.
+
+That broad technology roles are poised to be hot in 2023 may seem counterintuitive, at a time when traditional tech giants have announced mass job cuts in recent weeks. Google announced plans on Friday to lay off 12,000 people, the biggest reduction in the company's 25-year history. Microsoft said last week it would let go of 10,000 employees through March 31. Amazon said earlier this month it would cut more than 18,000 jobs, the largest in its history. Meta said in November it would cut more than 11,000 roles, 13% of its staff. In some cases, layoffs are an unwinding of overzealous hiring early in the Covid pandemic, and not necessarily a harbinger of broad economic malaise. Meta CEO Mark Zuckerberg and Amazon CEO Andy Jassy alluded to this overextension when explaining the rationale for their respective layoff plans.
+
+Company officials are also bracing for a possible U.S. downturn. The Federal Reserve is raising interest rates, hoping higher borrowing costs for consumers and businesses will slow demand across the economy and beat back high inflation. However, labor market indicators don't suggest a recession is imminent, economists said — and, broadly, it's a good time to get a job. Job openings (a barometer of employer demand for workers) and the rate of voluntary departures by workers (a barometer of confidence in being able to find a new job) are near historic highs despite cooling somewhat in recent months. Wage growth is still strong — especially for people switching jobs — and the unemployment rate is around its lowest in five decades.
+
+Tech skills are in ""high demand across the economy,"" Julia Pollak, chief economist at ZipRecruiter, wrote in November. Government agencies, aerospace companies, health systems and retailers are among the employers that ""frequently"" cite shortages of software engineers, cybersecurity professionals, data analysts and web designers, Pollak said. ""Had tech companies continued growing at the breakneck 2020-2021 pace, they would have monopolized U.S. tech talent and made it impossible for employers in non-tech industries to hire tech talent,"" she said. ""Now, other industries may stand a chance."" Aside from good news for existing tech workers, high demand for technical skills is also a ""big sign"" of where opportunities exist for those starting or switching careers, Indeed said.","{'positive': 0.08114333, 'negative': 0.36859345, 'neutral': 0.5502632}","Amazon, Google, Meta, Microsoft lay off thousands — but tech jobs are still hot in 2023, Indeed finds. Those tech jobs, per Indeed's rankings, are full-stack developers, at No. 1; data engineers (No. 2); cloud engineers (No. 3); senior product managers (No. 5); back-end developers (No. 6); site reliability engineers (No. 7); machine learning engineers (No. 8); and product designers (No. 10). Google bonus delay has a windfall lesson for workers
+
+What to know about filing for unemployment as layoffs rise Psychiatric nurses and psychiatric mental health nurse practitioners were the two nontech jobs in the top 10, ranking at No. 4 and No. 9, respectively. Almost half, 44%, of the top 25 were tech jobs.","Job opportunities are abundant in the broader ecosystem of technology jobs, despite woes at the traditional tech giants, according to Indeed.",GOOGL,Technology & Communications,Internet Media & Services,Alphabet Inc A,"{'Intellectual Property Protection & Competitive Behaviour': 'Despite the openness of the Internet, entities in the Internet Media & Services industry spend a significant proportion of their revenues on intellectual property (IP) protection, including acquiring patents and copyrights. While IP protection is inherent to the business model of some entities in the industry and is an important driver of innovation, the IP practices ofentities can be a contentious societal issue. Entities could sometimes acquire patents and other IP protection to restrict competition and access to benefits from innovation, particularly if they are dominant market players. Due to the complexity of software, its abstract nature, and increasing IP rights protection related to software, Internet Media & Services entities have to navigate overlapping patent claims to be able to operate. As a result, entities in the industry may find themselves constantly in litigation or subject to regulatory scrutiny either due to allegations of patent violations if they engage in unethical business practices, or are perceived as doing so, or because they are suing others for IP infringement. Adverse legal or regulatory rulings related to antitrust and IP can expose internet media and services entitiesto costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity‚Äôs market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Environmental Footprint of Hardware Infrastructure': 'With the Internet & Media Services industry providing a growing amount of content and service offerings, entities in this industry increasingly own, operate or rent more data centres and other hardware. Thus, managing the energy and water use associated with IT hardware infrastructure is relevant to value creation. Data centres must be powered continuously. Energy supply disruptions may have a material impact on operations depending on the disruption magnitude and timing. Entities face a trade-off between energy and water consumption because of data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method may create dependence on significant local water resources. Data centre specification decisions are important for managing costs, obtaining a reliable energy and water supply, and reducing reputational risks, particularly with the increasing global regulatory focus on climate change and the opportunities arising from energy efficiency and renewable energy innovations.', 'Data Privacy, Advertising Standards & Freedom of Expression': 'Entities in the Internet & Media Services industry rely on customer data to innovate new tools and services, generate revenues through advertising sales, and track and prevent criminal activities, such as hacking and online predators targeting children. However, the use and storage of a wide range of customer data, such as personal, demographic, content, and behavioural data, raises privacy concerns, leading to increased regulatory scrutiny in many countries around the world. Entities face reputational risks from providing access to user data to governments, which raises concerns that the data may be used to limit the freedoms of citizens. This issue has impacts on entity profitability through the loss of users and can influence decisions to enter or operate in certain markets.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the Internet Media & Services industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. The shortage in technically skilled domestic employees has created intense competition to acquire highly skilled employees, contributing to high employee turnover rates. In response to talent shortages, entities are hiring foreign nationals, which creates risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and non-monetary benefits in order to improve employee engagement and, therefore, retention and productivity increase. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation fromwomen and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is important for innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': ""Entities in the Internet Media & Services industry are subject to a large and growing number of cyber attacks and social engineering threats, which puts customer information and an entity's own data at risk. Inadequate prevention, detection, and remediation of data security threats can influence customer acquisition and retention and result in decreased market share and lower demand for the entity‚Äôs products and/or services. By identifying and addressing data security threats in a timely manner entities can protect brand value and will be better positioned for customer acquisition and retention. Furthermore, effective management can avoid significant expenses associated with data breaches‚Äîmost commonly directed at recapturing users following a breach.""}","{'Intellectual Property Protection & Competitive Behaviour': 0.7455344420030022, 'Environmental Footprint of Hardware Infrastructure': 0.7371412775615109, 'Data Privacy, Advertising Standards & Freedom of Expression': 0.763989890676672, 'Employee Recruitment, Inclusion & Performance': 0.8112083358482356, 'Data Security': 0.749888182384188}",0.8112083358482356,Yuning,Major focus,Major focus,Neutral,"Employee Recruitment, Inclusion & Performance",Major,Minor,Negative,2023-03-22T13:10:21+00:00,https://finance.yahoo.com/news/bill-gates-predicts-change-world-131021218.html?.tsrc=rss,"[{'name': 'artificial intelligence', 'weight': 0.06784533}, {'name': 'Tuesday', 'weight': 0.0664772}, {'name': 'artificial general intelligence', 'weight': 0.06577986}, {'name': 'cloud computing investments', 'weight': 0.05866443}, {'name': 'Gates', 'weight': 0.05788281}, {'name': 'broader testing', 'weight': 0.0559724}, {'name': 'Bill Gates', 'weight': 0.055883612}, {'name': 'personal computing', 'weight': 0.05491552}, {'name': 'services', 'weight': 0.05350406}, {'name': 'A.I. pioneers', 'weight': 0.04907443}]",[{'name': 'Tech'}],"[{'data': 'Bill Gates', 'type': 'PERSON', 'mentions': 10}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 2}, {'data': 'Sam Altman', 'type': 'PERSON', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 3}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 3}, {'data': 'ARK Invest', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 3}, {'data': 'Market', 'type': 'ORG', 'mentions': 1}, {'data': 'Y Combinator', 'type': 'ORG', 'mentions': 1}, {'data': 'UFB Direct', 'type': 'ORG', 'mentions': 1}, {'data': 'Windows', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Azure', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}]","Bill Gates, long the world’s richest person, earned his fortune by predicting the advent of personal computing in the 1980s. Now the Microsoft co-founder believes A.I. will be a bigger and above all faster force for technological change.
+
+The near 40-year march of progress since his Windows operating system enabled everyday people to easily navigate a PC will pale in comparison to the speed at which artificial intelligence transforms society, he wrote on Tuesday.
+
+“Soon the pre-AI period will seem as distant as the days when using a computer meant typing at a C:> prompt rather than tapping on a screen,” Gates predicted.
+
+The centibillionaire entrepreneur-turned-philanthropist argued advances in A.I. will far exceed those achieved in computing power because an entire global software industry is beginning to shift wholesale its research efforts into developing applications for the burgeoning field.
+
+“Since a huge portion of it is now turning its attention to AI, the innovations are going to come much faster than what we experienced after the microprocessor breakthrough,” he wrote.
+
+For example, Gates believes that areas where artificial intelligence struggles to compete with humans, such as in abstract reasoning, are not as big of an obstacle as they may seem at present.
+
+“I think we’re going to see them largely fixed in less than two years and possibly much faster,” he wrote.
+
+However, Gates tempered enthusiasm that mankind was on the cusp of creating artificial general intelligence. Developing software capable of learning any task or subject, without any practical limits on the size of its memory or the speed at which it operates, could be anywhere from a decade or even “a century"" away, he wrote.
+
+Multi-tasking CEO Elon Musk has been hot on the hunt of developing AGI as a means to finally deliver on his eternal promise to transform today’s Tesla cars on the road into intelligent robotaxis at the push of a button.
+
+“AGI doesn’t exist yet—there is a robust debate going on in the computing industry about how to create it, and whether it can even be created at all,” Gates wrote.
+
+There has been a veritable A.I. gold rush ever since OpenAI revealed ChatGPT at the end of November, becoming the fastest application ever to hit one million users.
+
+In January, the $2 trillion software company Gates co-founded (from which he stepped down as director in 2020) then made a multi-billion dollar investment in OpenAI.
+
+Analysts at ARK Invest believed the deal was a two-pronged assault on Google, challenging its dominance in the highly lucrative search engine business while forcing Google to cut back on cloud computing investments that rival Microsoft’s own Azure service.
+
+Now Google is fighting back, unveiling on Tuesday plans to open up its own chatbot Bard for broader testing by the public.
+
+Market will not fairly distribute the benefits of A.I.
+
+Gates, who said in July he will give away virtually all of his fortune, voiced concerns that A.I. would further widen the gap between rich and poor.
+
+At least that is the most likely scenario, as long as authorities do not take action to ensure the greatest number of people benefit, he argued.
+
+“Market forces won’t naturally produce AI products and services that help the poorest,” Gates cautioned. “The opposite is more likely.”
+
+His pessimistic view contrasts sharply with that of Musk, who wants to create a new humanoid robotics division at Tesla that he believes will one day eclipse its core activity of selling cars as its largest business.
+
+The Tesla boss argues A.I.-powered robots will usher in a new “age of abundance”, where there is no longer any scarcity beyond those goods and services that humanity deems necessary to protect. Literature or art created by a human, for example, would be valued at a premium over works generated by an A.I. algorithm.
+
+In a bid to steer the debate away from which skilled jobs A.I. will eliminate en masse, OpenAI CEO Sam Altman simply appealed to one of the most basic human instincts of all. “A lot of people getting rich” proved to be the alluring vision for artificial intelligence held up last month by the former Y Combinator venture capitalist.
+
+Gates appears concerned that A.I. pioneers like Altman might be more concerned about dollar signs than progress of mankind as a whole.
+
+“The world needs to establish the rules of the road so that any downsides of artificial intelligence are far outweighed by its benefits,"" he argued, ""so that everyone can enjoy those benefits no matter where they live or how much money they have.""
+
+This story was originally featured on Fortune.com
+• None 5 side hustles where you may earn over $20,000 per year—all while working from home
+• None Expert advice to keep your money safe during bank failures
+• None UFB Direct savings account is offering an APY above 5%—and with no fees
+• None This is how much money you need to earn annually to comfortably buy a $600,000 home",57347bae68714275a3c6db0df6a37365,Bill Gates predicts A.I. will change the world more and faster than his personal computing revolution,4,,,,
+82892,"GHOST ADDS SECOND LA DATE ON RE-IMPERATOUR U.S.A. 2023 DUE TO OVERWHELMING DEMAND - For approved artist images and hi-res tour art, please download .
+
+LOS ANGELES, Feb. 16, 2023 /PRNewswire/ -- Due to overwhelming demand, Ghost has added a second LA date on their highly anticipated RE-IMPERATOUR U.S.A. 2023 tour. Produced by Live Nation and FPC Live, the now 28-date tour will wrap up with back to back shows at the Kia Forum in Los Angeles on September 11th and 12th. Following the tour announcement earlier this week, it has gained momentum in many markets as audiences ramp up for the summer tour.
+
+TICKETS: Ghost Fan Club Presale begins Friday, February 17th at 9am PT until 10am PT. General on sale begins on Friday, February 17th at 10am PT on .
+
+GHOST RE-IMPERATOUR U.S.A. 2023: 
+
+Wed Aug 02 – Concord, CA – Concord Pavilion
+
+Fri Aug 04 – Auburn, WA – White River Amphitheatre
+
+Sat Aug 05 – Airway Heights, WA – BECU Live at Northern Quest
+
+Mon Aug 07 – West Valley City, UT – USANA Amphitheatre
+
+Tue Aug 08 – Denver, CO – Fiddler's Green Amphitheatre *
+
+Fri Aug 11 – St. Louis, MO – Hollywood Casino Amphitheatre
+
+Sat Aug 12 – Milwaukee, WI – American Family Insurance Amphitheater
+
+Mon, Aug 14– Clarkston, MI – Pine Knob Music Theatre
+
+Tue Aug 15 – Chicago, IL – Huntington Bank Pavilion at Northerly Island
+
+Wed Aug 16 – Cincinnati, OH – PNC Pavilion
+
+Fri Aug 18 – Syracuse, NY – St. Joseph's Health Amphitheater at Lakeview
+
+Sat Aug 19 – Mansfield, MA – Xfinity Center
+
+Sun Aug 20 – Bridgeport, CT – Hartford HealthCare Amphitheater
+
+Tue Aug 22 – Indianapolis, IN – TCU Amphitheater at White River State Park
+
+Wed Aug 23 – Burgettstown, PA – The Pavilion at Star Lake
+
+Thu, Aug 24 – Bristow, VA – Jiffy Lube Live
+
+Fri Aug 25 – Camden, NJ – Freedom Mortgage Pavilion
+
+Sun Aug 27 – Nashville, TN – Ascend Amphitheater
+
+Tue Aug 29 – Simpsonville, SC – CCNB Amphitheatre
+
+Wed, Aug 30 – Jacksonville, FL – Daily's Place
+
+Thu Aug 31 – Tampa, FL– MIDFLORIDA Credit Union Amphitheatre
+
+Sat Sep 02 – The Woodlands, TX – The Cynthia Woods Mitchell Pavilion presented by Huntsman
+
+Sun Sep 03 – Austin, TX – Germania Insurance Amphitheater
+
+Tue Sep 05 – Irving, TX – The Pavilion at Toyota Music Factory
+
+Thu Sep 07 – Albuquerque, NM – Isleta Amphitheater
+
+Fri Sep 08 – Phoenix, AZ – Talking Stick Resort Amphitheatre
+
+Mon Sep 11 – Los Angeles, CA – Kia Forum
+
+Tue Sep 12 – Los Angeles, CA – Kia Forum
+
+About Ghost
+
+Ghost continues to elevate and reaffirm its status as one of the world's most esteemed and celebrated creative forces. Accumulating well over a billion streams, the GRAMMY-winning Swedish theatrical rock band continues to bring the ""euphoric spectacle"" (ROLLING STONE) of its live shows to ever-growing and increasingly impassioned crowds, headlining arena tours including sold out shows from The Forum in Los Angeles and Barclays Center in New York to London's O2 Arena and Stockholm's Avicii Arena. In March 2022, THE LOS ANGELES TIMES reported in a Calendar cover story that Ghost had ""conquered metal and the charts"" when its fifth album IMPERA debuted at #1 in a sweep of the U.S. album charts, entering the BILLBOARD 200 at #2 and bowing at #1 in the band's native Sweden as well as Germany and Finland, while cracking the top 5 in the UK (#2), Netherlands (#2), Belgium (#2), Canada (#3), Australia (#3), France (#5), Ireland (#5), and more. Produced by Klas Åhlund and mixed by Andy Wallace — and featuring ""Spillways""—hailed as a ""sweetly constructed rock tune"" by THE NEW YORK TIMES, the GRAMMY-nominated ""Call Me Little Sunshine,"" and Active Rock #1 radio single ""Hunter's Moon"" — IMPERA finds Ghost transported centuries forward from the Black Plague era of its previous album, 2018 Best Rock Album GRAMMY nominee Prequelle—or as ROLLING STONE put it, ""Ghost predicted the pandemic, Now the metal band is foretelling the fall of empires."" The result is the most ambitious and lyrically incisive entry in the Ghost canon: Over the course of IMPERA's 12-song cycle, empires rise and fall, would-be messiahs ply their hype (financial and spiritual alike), prophecies are foretold as the skies fill with celestial bodies divine and man-made… All in all, the most current and topical Ghost subject matter to date is set against a hypnotic and darkly colorful melodic backdrop making IMPERA a listen like no other — yet unmistakably, quintessentially Ghost.
+
+About Live Nation Entertainment
+
+Live Nation Entertainment (NYSE: LYV) is the world's leading live entertainment company comprised of global market leaders: Ticketmaster, Live Nation Concerts, and Live Nation Sponsorship. For additional information, visit .","{'positive': 0.06888215, 'negative': 0.021333488, 'neutral': 0.90978444}","Ghost has added a second LA date on their highly anticipated RE-IMPERATOUR U.S. 2023 tour, with the now 28-date tour wrapping up with back to back shows at the Kia Forum in Los Angeles on September 11th and 12th. The tour has gained momentum in many markets as audiences ramp up for the summer tour, and Ghost Fan Club Presale begins Friday, February 17th at 9am PT until 10am PT. General on sale begins on Friday, Feb. 17th. Ghost continues to elevate and reaffirm its status as one of the world's most esteemed and celebrated creative forces.","Due to overwhelming demand, Ghost has added a second LA date on their highly anticipated RE-IMPERATOUR U.S.A. 2023 tour. Produced by Live Nation and FPC Live, the now 28-date tour will wrap up with back to back shows at the Kia Forum in Los Angeles on September 11th and 12th. Following the tour announcement earlier this week, it has gained momentum in many markets as audiences ramp up for the summer tour.",LYV,Services,Leisure Facilities,Live Nation Entertainment Inc.,"{'Customer Safety': 'Leisure facility entities operate parks and facilities that expose guests to potentially unsafe conditions that may result in injury and even death. Safety management therefore includes managing the safety of amusement park rides and ski slopes as well as operating buildings where large crowds of people may be present, such as sporting and concert venues. The industry is mainly subject to low-probability but high-magnitude safety concerns. Ensuring the highest standards of safety can help entities minimise reputational damage and liabilities from costly lawsuits.', 'Workforce Safety': 'Safety concerns in the Leisure Facilities industry can expose employees to injuries if facilities and equipment are not maintained, or if precautions and training procedures are not in place. Amusement park rides, ski slopes, and other facilities may expose employees to potentially unsafe conditions that result in injury or even death. Potential financial impacts associated with employee safety violations include regulatory fines, abatement costs, and negative impacts on brand reputation. These impacts may stem from accidents as well as from chronic safety issues. ', 'Energy Management': 'Leisure facilities entities operate large outdoor and indoor facilities that may consume a significant amount of energy. Most of the industry‚Äôs electricity is purchased commercially, which indirectly results in greenhouse gas (GHG) emissions, a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly areconcerned about environmental sustainability.'}","{'Customer Safety': 0.7245389928597922, 'Workforce Safety': 0.7029429801001414, 'Energy Management': 0.7351956582219582}",0.7351956582219582,Yuning,No focus,No focus,Neutral,,No,Minor,No,2023-03-01T15:40:41+00:00,https://www.cbsnews.com/news/fox-news-rupert-murdoch-dominion-lawsuit-2020-presidential-election-chuck-schumer-hakeem-jeffries-letter/,"[{'name': 'Fox News hosts', 'weight': 0.10110064}, {'name': 'Fox News', 'weight': 0.097820215}, {'name': 'Fox News Media', 'weight': 0.0941073}, {'name': 'Fox News executives', 'weight': 0.092711136}, {'name': 'Fox News commentators', 'weight': 0.09216664}, {'name': 'Fox Corp.', 'weight': 0.08687213}, {'name': 'Fox', 'weight': 0.08290147}, {'name': 'Fox Corp. Chairman Rupert Murdoch', 'weight': 0.079716034}, {'name': 'election lies', 'weight': 0.07846205}, {'name': 'false election narratives', 'weight': 0.07828661}]",[{'name': 'Politics'}],"[{'data': 'Democrats', 'type': 'NORP', 'mentions': 4}, {'data': 'American', 'type': 'NORP', 'mentions': 1}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 14}, {'data': 'House', 'type': 'ORG', 'mentions': 3}, {'data': 'Senate', 'type': 'ORG', 'mentions': 2}, {'data': 'Fox Corp.', 'type': 'ORG', 'mentions': 4}, {'data': 'Dominion Voting Systems', 'type': 'ORG', 'mentions': 5}, {'data': 'Capitol', 'type': 'ORG', 'mentions': 1}, {'data': 'GOP', 'type': 'ORG', 'mentions': 1}, {'data': 'CBS News', 'type': 'ORG', 'mentions': 1}, {'data': 'Washington', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Georgia', 'type': 'GPE', 'mentions': 1}, {'data': 'Arizona', 'type': 'GPE', 'mentions': 1}, {'data': 'Delaware', 'type': 'GPE', 'mentions': 1}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'Chuck Schumer', 'type': 'PERSON', 'mentions': 4}, {'data': 'Hakeem Jeffries', 'type': 'PERSON', 'mentions': 4}, {'data': 'Rupert Murdoch', 'type': 'PERSON', 'mentions': 4}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 7}, {'data': 'Kevin McCarthy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tucker Carlson', 'type': 'PERSON', 'mentions': 4}, {'data': 'Barry Loudermilk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lachlan Murdoch', 'type': 'PERSON', 'mentions': 1}, {'data': 'Suzanne Scott', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jay Wallace', 'type': 'PERSON', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 2}, {'data': 'Capitol', 'type': 'FAC', 'mentions': 1}, {'data': 'the First Amendment', 'type': 'LAW', 'mentions': 1}]","Washington — The Democratic leaders in the House and Senate are urging top executives at Fox Corp. and Fox News to direct the network's hosts to stop pushing baseless claims and ""grave propaganda"" about the 2020 presidential election, warning that continuing to spread these narratives is harmful to the nation.
+
+The letter from Senate Majority Leader Chuck Schumer and House Democratic Leader Hakeem Jeffries comes after excerpts of a deposition from Fox Corp. Chairman Rupert Murdoch were made public Monday as part of a $1.6 billion defamation lawsuit filed against the cable news giant by Dominion Voting Systems.
+
+In the unsealed documents, which included excerpts from the deposition, Murdoch acknowledged that Fox News commentators endorsed false claims that the 2020 presidential election was stolen from former President Donald Trump, and he did not intervene to stop them from amplifying the allegations.
+
+""The leadership of your company was aware of the dangers of broadcasting these outlandish claims. By your own account, Donald Trump's election lies were 'damaging' and 'really crazy stuff.' Despite that shocking admission, Fox News hosts have continued to peddle election denialism to the American people,"" Schumer and Jeffries wrote.
+
+They continued: ""This sets a dangerous precedent that ignores basic journalistic fact-checking principles and public accountability.""
+
+The two Democrats said the actions of Fox News hosts are ""even more alarming"" given that House Speaker Kevin McCarthy agreed to give primetime host Tucker Carlson access to a trove of 41,000 hours of Capitol and police surveillance video from the Jan. 6, 2021, assault on the U.S. Capitol.
+
+GOP Rep. Barry Loudermilk of Georgia told CBS News on Tuesday that Carlson's staff was allowed to view but not record portions of the footage from the attack, and the Fox team can request copies of clips they may need.
+
+""We demand that you direct Tucker Carlson and other hosts on your network to stop spreading false election narratives and admit on the air that they were wrong to engage in such negligent behavior,"" Schumer and Jeffries wrote.
+
+Spreading false information about the 2020 election, they said, ""could not only embolden supporters of the Big Lie to engage in further acts of political violence, but also deeply and broadly weakens faith in our democracy and hurts our country in countless other ways.""
+
+""Fox News executives and all other hosts on your network have a clear choice,"" Schumer and Jeffries wrote. ""You can continue a pattern of lying to your viewers and risking democracy or move beyond this damaging chapter in your company's history by siding with the truth and reporting the facts.""
+
+The letter was addressed to Murdoch; his son Lachlan Murdoch, the executive chairman and CEO of Fox Corp.; Suzanne Scott, CEO of Fox News Media; and Jay Wallace, president and executive editor of Fox News Media.
+
+Murdoch's deposition is the latest filing from Dominion that has pulled back the curtain on how Fox responded to Trump's loss and his unfounded allegations that the 2020 election was rigged against him.
+
+In text messages made public in an earlier document, some of Fox's top hosts, including Carlson, raised concerns about the claims of voter fraud being spread by Trump's allies on its airwaves, but were worried about its audience turning away from the network and tuning in to its competitors after Fox said Mr. Biden had won Arizona, a call that angered Trump and his backers.
+
+Delaware-based Dominion Voting Systems, which sells electronic voting hardware and software, was at the center of election lies spread by Trump and his allies, including false accusations that its machines switched votes from Trump to Mr. Biden during the election.
+
+In response to the filings, lawyers for Fox Corp. have accused Dominion of citing a ""handful of selective quotes"" that don't have anything to do with the alleged defamatory statements.
+
+""Dominion's lawsuit has always been more about what will generate headlines than what can withstand legal and factual scrutiny, as illustrated by them now being forced to slash their fanciful damages demand by more than half a billion dollars after their own expert debunked its implausible claims,"" Fox News said in a statement about the suit. ""Their summary judgment motion took an extreme, unsupported view of defamation law that would prevent journalists from basic reporting and their efforts to publicly smear FOX for covering and commenting on allegations by a sitting President of the United States should be recognized for what it is: a blatant violation of the First Amendment.""",481b687bd3604569a8341a8cadd91d15,"Top Democrats push Fox News to stop promoting ""propaganda"" about 2020 election",4,,,,
+28282,"Another Advertising Giant Distances Itself From Twitter - One of the world’s largest advertising groups is recommending its clients put a pause on deals with Twitter as the social media company undergoes tumultuous changes, the Verge reports. Omnicom, which represents mega-corps like Apple, Pepsi, and McDonalds, sent a memo advising against partnerships with Twitter, citing “continued brand safety concerns” like verified imposter accounts and the recent departure of Twitter’s trust and safety teams. “Evidence that the risk to our clients’ brand safety has risen sharply to a level most would find unacceptable,” the internal document reads. The memo stated that Omnicom had asked Twitter for assurances that the platform is safe for advertisers but “seemingly due to the lack of senior leadership now in these areas, Twitter has not been able to give those assurances.” The move follows other major advertising pauses since Elon Musk took over the company two weeks ago. Advertising agency IPG issued a similar recommendation for its clients last week and large companies like General Motors have also yanked their ad buys from Twitter.","{'positive': 0.010770449, 'negative': 0.95763546, 'neutral': 0.031594057}","
+
+One of the world’s largest advertising groups is recommending its clients put a pause on deals with Twitter as the social media company undergoes tumultuous changes, the Verge reports. Omnicom, which represents mega-corps like Apple, Pepsi, and McDonalds, sent a memo advising against partnerships with Twitter, citing “continued brand safety concerns” like verified imposter accounts and the recent departure of Twitter’s trust and safety teams. The memo stated that Omnicom had asked Twitter for assurances that the platform is safe for advertisers but “seemingly due to the lack of senior leadership now in these areas, Twitter has not been able to give those assurances.” Advertising agency IPG issued a similar recommendation for its clients last week and large companies like General Motors have also yanked their ad buys from Twitter.",Omnicom said Twitter’s risks have “risen sharply to a level most would find unacceptable.”,OMC,Services,Advertising & Marketing,Omnicom Group,"{'Advertising Integrity': 'Entities have a legal responsibility to ensure that advertising about their products and services is truthful and not deceptive. While much of the burden of compliance with regulations about ad content and placement lies with the client,ad agencies play a vital role in the creation of ad content and are responsible for advising their clients regarding applicableregulations. Consumer protection laws provide guidance and restrictions on advertising to children and on advertising regulated products, such as alcohol and tobacco. Regulators may investigate the involvement of the ad agency in any deceptive advertising and take action against the agency. Advertising and marketing entities exposed to these regulations and concerns have responded by participating in self-regulatory programs that address these areas.', 'Data Privacy': 'Due to the increasing prevalence of social media, location-based mobile applications, and e-commerce, the digital footprints of customers offer a more complete picture of their habits than was previously available to advertisers. Advertisers can collect and/or purchase highly detailed information about the habits and lives of buyers, and advertising strategies can be precisely targeted. Being part of an industry that uses large quantities of data about private citizens, advertising and marketing entities must weigh the benefits of targeted advertising versus customer concerns about data privacy.', 'Workforce Diversity & Inclusion': ""Competitive advantage in the Advertising & Marketing industry is derived from an entity’s ability to produce creative, cutting-edge ideas. Entities in this industry aim to attract top talent to create the most successful ad campaigns. Additionally, larger entities have clients across the globe, and must employ a diverse workforce to effectively reach diverseaudiences. Connecting with a target markets has been shown to rely, to a large extent, upon employing a workforce that is reflective of the community served. A diverse workforce is thus a critical success factor to improving service outcomes and enhancing an entity's financial performance.""}","{'Advertising Integrity': 0.7730732505496856, 'Data Privacy': 0.7768231054454582, 'Workforce Diversity & Inclusion': 0.7569241696058714}",0.7768231054454582,Yuning,Major focus,Major focus,Negative,"Advertising Integrity, Data Privacy",Major,Major,Positive,2023-04-28T22:26:39+00:00,https://www.usatoday.com/story/news/2023/04/28/ex-apple-worker-sent-prison-fraud-ordered-pay-19-million/11761421002/,"[{'name': 'Apple components', 'weight': 0.08970084}, {'name': 'Apple', 'weight': 0.085671365}, {'name': 'wire fraud', 'weight': 0.07988951}, {'name': 'U.S. District Court', 'weight': 0.07723141}, {'name': 'mail fraud', 'weight': 0.076536275}, {'name': 'federal prosecutors', 'weight': 0.0733626}, {'name': 'South Carolina', 'weight': 0.07090379}, {'name': 'outside vendor companies', 'weight': 0.069161944}, {'name': 'U.S.', 'weight': 0.06644422}, {'name': 'separate federal cases', 'weight': 0.06219174}]",[{'name': 'Tech'}],"[{'data': 'Ex-Apple', 'type': 'ORG', 'mentions': 13}, {'data': 'Global Service Supply Chain', 'type': 'ORG', 'mentions': 1}, {'data': 'District Court', 'type': 'ORG', 'mentions': 1}, {'data': 'Indiana University', 'type': 'ORG', 'mentions': 1}, {'data': ""the U.S. Attorney's Office"", 'type': 'ORG', 'mentions': 2}, {'data': 'Prasad', 'type': 'ORG', 'mentions': 1}, {'data': 'IRS', 'type': 'ORG', 'mentions': 1}, {'data': 'Dhirendra Prasad', 'type': 'PERSON', 'mentions': 9}, {'data': 'MURDAUGH', 'type': 'PERSON', 'mentions': 2}, {'data': 'Robert Gary Hansen', 'type': 'PERSON', 'mentions': 3}, {'data': 'Don M. Baker', 'type': 'PERSON', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 2}, {'data': 'the United States', 'type': 'GPE', 'mentions': 1}, {'data': 'South Carolina', 'type': 'GPE', 'mentions': 1}, {'data': 'Mountain House', 'type': 'GPE', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 1}, {'data': 'the Northern District of California', 'type': 'LOC', 'mentions': 1}]","A former Apple employee has been sentenced to three years in prison and ordered to pay back over $19 million after taking kickbacks, stealing parts, inflating invoices, and causing Apple to pay for items and services it never received, federal prosecutors said.
+
+Dhirendra Prasad, 55, a “buyer” in Apple’s Global Service Supply Chain division, pleaded guilty this week in U.S. District Court in the Northern District of California to conspiracy to commit mail fraud and wire fraud. He also pleaded guilty to one count of conspiracy to defraud the United States, in relation to tax offenses.
+
+It was Prasad’s job as an Apple buyer to facilitate the process through which Apple bought parts to perform warranty repairs on older devices.
+
+CRIME:Woman charged with federal hate crime in bus attack of Indiana University student
+
+MURDAUGH CASE:Convicted murderer, accused fraudster Alex Murdaugh struck with more charges in South Carolina
+
+""By virtue of his position at Apple Prasad was given substantial discretion to make autonomous decisions to benefit his employer. Prasad betrayed this trust and abused his power to enrich himself at his employer’s expense,"" the U.S. attorney's office said in a sentencing memorandum. ""All while accepting hundreds of thousands of dollars’ worth of compensation from Apple in the form of salary and bonuses.""
+
+Prasad also used his ""insider information"" regarding the company’s fraud-detection techniques to design his criminal schemes, prosecutors said. Prasad, of Mountain House, Calif., pleaded guilty in November.
+
+Two co-conspirators were also identified by Prasad in his plea agreement: Robert Gary Hansen and Don M. Baker. Hansen and Baker, who each owned outside vendor companies that did business with Apple, were charged earlier in separate federal cases, the U.S. Attorney's Office said.
+
+In court papers, prosecutors pointed to several examples of Prasad's fraudulent activity. In 2016, Prasad arranged to have Apple components shipped to a warehouse of Hansen’s business, where they were repackaged and sold back to Apple – ""thus billing Apple for its own components,"" the U.S. Attorney's Office said.
+
+In addition to the three-year prison sentence, a federal judge ordered Prasad to forfeit over $5,491,713 worth of assets that already have been seized by the government. He was also ordered to pay restitution of $17,398,104 to Apple and $1,872,579 to the IRS.",885fb7c8950e4349926973efbd4dad43,Ex-Apple employee devised a scheme to bill the company for their own products. It didn't work.,4,,,,
+62098,"A Housing Market Trend Is Warning Sign for the Future - Next year is poised to be a ""rough"" one for the U.S. housing market due to a shortage of homes for first-time buyers and elevated construction costs, according to an industry expert.
+
+Jerry Howard, the CEO of the National Association of Home Builders (NAHB), discussed some issues and predictions for the housing market during an interview on Fox Business on Monday. He said that things are currently going ""very well"" for high-end housing since ""people who have money have money, whether it costs more to get a mortgage or not.""
+
+However, things are not going quite so well in regard to housing for first-time homebuyers, Howard said.
+
+""First-time homebuyer housing is almost impossible to build right now. And so there is a real shortage of that in the market,"" Howard added. ""And unfortunately, it's the first-time homebuyer component of the market, which really sets the overall housing market...We're looking at a rough year coming up.""
+
+The housing market has been under scrutiny in recent months in light of elevated prices, high mortgage rates and soaring inflation. Experts have offered differing projections on whether the market is at risk of crashing, or will only undergo a correction with less severe price declines.
+
+While many recent discussions on the state of the housing market have focused on how these issues may impact buyers, Howard shed light on how those responsible for building homes are being affected.
+
+When asked if conditions would get rougher before they turn a corner, Howard said that they would. He reiterated that 2023 was not looking like it would be a good year, saying that he has been talking to builders across the country. About 35 percent of builders started to lower their prices last month, ""but there's only so far they can lower them,"" Howard added.
+
+He also said that increases in construction costs have seen an uptick alongside general inflation in the country. CBRE, a real estate services and investment firm, forecasted in its Construction Cost Index over the summer that construction prices would see a 14.1 percent increase by the end of 2022 because of rising labor and material costs.
+
+In comparison, year-over-year inflation in the U.S. hit 7.1 percent in November, according to a report released last week by the Bureau of Labor Statistics (BLS). This was a decrease from the 7.7 percent annualized rate in October, and much lower than CBRE's projected construction cost increase for 2022.
+
+""Builders are in a quandary right now,"" Howard said. ""A lot of the smaller builders are starting to take on remodeling and renovation contracts just so they can keep their businesses going.""
+
+Meanwhile, in a positive sign for the market, Cristian deRitis, deputy chief economist at Moody's Analytics, told Newsweek on Monday that some elevated construction costs have been trending downward after a period of volatility. The global construction consultancy firm Linesight released a report in early November showing that in the third quarter of 2022, prices for some key commodities like lumber, steel and copper had eased, flattened or stabilized.
+
+Prices for some of these commodities have not come back down all the way, ""but they're certainly off their peaks,"" deRitis told Newsweek.","{'positive': 0.039358754, 'negative': 0.9146879, 'neutral': 0.045953397}","
+
+Next year is poised to be a ""rough"" one for the U.S. housing market due to a shortage of homes for first-time buyers and elevated construction costs, according to an industry expert. 
+
+The housing market has been under scrutiny in recent months in light of elevated prices, high mortgage rates and soaring inflation. 
+
+He also said that increases in construction costs have seen an uptick alongside general inflation in the country. CBRE, a real estate services and investment firm, forecasted in its Construction Cost Index over the summer that construction prices would see a 14.1 percent increase by the end of 2022 because of rising labor and material costs.","Jerry Howard, the CEO of the National Association of Home Builders, predicted Monday that 2023 may be a ""rough year"" for the market.",CBRE,Infrastructure,Real Estate Services,CBRE Group Inc.,"{'Sustainability Services': 'In the Real Estate Services industry, buildings owned or occupied by clients generally have significant sustainability impacts. Buildings, and the activities that take place within them, drive energy consumption, direct and indirect greenhouse gas (GHG) emissions, water consumption, waste generation and indoor environmental quality concerns that can impact occupant health. Entities have an opportunity to improve the sustainability impacts of buildings and their operations through sustainability- related services. These services may include utility data management, energy procurement, energy and water benchmarking, resource efficiency improvements, activities related to sustainability certifications, and sustainability consulting and training. Entities may impact building sustainability further by arranging leases that incentivise both owners and tenants to improve sustainability performance, while yielding financial benefits forboth parties. Providing these services may drive new revenue growth and increase client retention. Effective sustainability services may benefit owners or tenants through improved asset values, increased tenant demand, decreased operating costs and improved tenant experiences.', 'Interest': 'The business model of real estate services entities is dependent on client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional and ethical standards of the industry. Professional integrity is an important governance issue, as the range of services and the number of professionals within a single organisation can make the management of conflicts of interest more challenging. Brokerage and appraisalservices may come with particularly high risk of conflicts of interest and negligence. In order to manage and avoid these risks, entities in the industry can implement a range of governance measures, including employee training, oversight, and policies, procedures, and enforcement systems focused on transparency and appropriate disclosures. Effective management of these risks can lead to increased client trust and better brand value in the market, adding to long-term revenue growth. Inadequate management of risks may lead to regulatory fines and penalties, as well as decreased client trust and a loss in business.'}","{'Sustainability Services': 0.7503676442176808, 'Interest': 0.7451008907773697}",0.7503676442176808,Yuning,Major focus,Minor focus,Neutral,"Sustainability Services, Interest",Major,Major,Positive,2023-08-22T10:05:06+00:00,https://www.cnbc.com/2023/08/22/jpmorgan-says-this-engineering-stock-is-poised-for-a-turnaround.html,"[{'name': 'EMR YTD mountain Emerson Electric stock', 'weight': 0.09326112}, {'name': 'core value driving franchises', 'weight': 0.08459143}, {'name': 'JPMorgan', 'weight': 0.082036294}, {'name': 'Emerson Electric', 'weight': 0.08049671}, {'name': 'Stephen Tusa', 'weight': 0.07794818}, {'name': 'Tusa', 'weight': 0.07783645}, {'name': 'Analyst Stephen Tusa', 'weight': 0.074703336}, {'name': 'Emerson', 'weight': 0.07331719}, {'name': 'engineering services', 'weight': 0.07091945}, {'name': 'positive earnings revisions', 'weight': 0.06866672}]",[{'name': 'Finance'}],"[{'data': 'JPMorgan', 'type': 'ORG', 'mentions': 3}, {'data': 'Emerson Electric', 'type': 'ORG', 'mentions': 6}, {'data': 'AspenTech', 'type': 'ORG', 'mentions': 1}, {'data': 'Tusa', 'type': 'ORG', 'mentions': 2}, {'data': 'GARP', 'type': 'ORG', 'mentions': 1}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Missouri', 'type': 'GPE', 'mentions': 1}, {'data': 'Stephen Tusa', 'type': 'PERSON', 'mentions': 1}, {'data': 'Michael Bloom', 'type': 'PERSON', 'mentions': 1}]","Emerson Electric is on the verge of a turnaround, according to JPMorgan. The firm upgraded shares of Emerson to overweight from neutral in a Tuesday note and raised its price target to $107 from $83. JPMorgan's new forecast implies roughly 13% upside from Monday's $95.06 close. The multinational is headquartered in Missouri and . Analyst Stephen Tusa said that, although Emerson, which is in the middle of ""dilutive portfolio moves"" including merging its industrial software business with AspenTech in 2022 , the long-term investments will bring growth to the stock. ""After a decade long rolling reset, visibility around positive earnings revisions is now as good as its been since the 2003-2008 super cycle,"" Tusa said in a note. ""We see an attractive GARP set up as the dust settles on what should be close to a final round of mostly dilutive portfolio moves, but where we think the underlying quality of core value driving franchises is underappreciated,"" Tusa said. He also said fiscal 2024 estimates look conservative for Emerson, which provides engineering services for large-scale markets and consumers. Emerson Electric has ticked down 1% in 2023. However, the stock has rallied more than 16% over the past three months. EMR YTD mountain Emerson Electric stock. — CNBC's Michael Bloom contributed to this report.",e0ed4381e0044159a489732340e734a1,JPMorgan says this engineering stock is poised for a turnaround,4,,,,
+6668,"Waste Management (WM) Stock Moves -0.27%: What You Should Know - In the latest trading session, Waste Management (WM) closed at $150.49, marking a -0.27% move from the previous day. This move was narrower than the S&P 500's daily loss of 0.76%. Meanwhile, the Dow lost 0.76%, and the Nasdaq, a tech-heavy index, lost 10.92%.
+
+Heading into today, shares of the garbage and recycling hauler had lost 5.26% over the past month, lagging the Business Services sector's gain of 4.58% and the S&P 500's gain of 2.18% in that time.
+
+Investors will be hoping for strength from Waste Management as it approaches its next earnings release, which is expected to be February 1, 2023. On that day, Waste Management is projected to report earnings of $1.42 per share, which would represent year-over-year growth of 12.7%. Meanwhile, our latest consensus estimate is calling for revenue of $4.98 billion, up 6.41% from the prior-year quarter.
+
+Any recent changes to analyst estimates for Waste Management should also be noted by investors. Recent revisions tend to reflect the latest near-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the company's business outlook.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
+
+Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.02% higher. Waste Management is currently a Zacks Rank #3 (Hold).
+
+Looking at its valuation, Waste Management is holding a Forward P/E ratio of 24.35. For comparison, its industry has an average Forward P/E of 22.34, which means Waste Management is trading at a premium to the group.
+
+Also, we should mention that WM has a PEG ratio of 1.94. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Waste Removal Services industry currently had an average PEG ratio of 2.12 as of yesterday's close.
+
+The Waste Removal Services industry is part of the Business Services sector. This group has a Zacks Industry Rank of 90, putting it in the top 36% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.46798748, 'negative': 0.18593472, 'neutral': 0.34607777}","Waste Management (WM) Stock Moves -0.27%: On that day, Waste Management is projected to report earnings of $1.42 per share, which would represent year-over-year growth of 12.7%. Over the past month, the Zacks Consensus EPS estimate has moved 0.02% higher. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research?","Waste Management (WM) closed the most recent trading day at $150.49, moving -0.27% from the previous trading session.",WM,Infrastructure,Waste Management,Waste Management Inc,"{'Greenhouse Gas Emissions': 'Landfills are a significant anthropogenic contributor to global greenhouse gas (GHG) emissions because they generate methane. As a result, regulators frequently require entities to limit landfill gas emissions. Entities can reduce these emissions through a variety of control technologies that require significant capital investments such as landfill gas collection efficiency improvements, control devices and increased methane oxidisation. Entities can capture and combust methane using a flare, an engine or a turbine to reduce the overall toxicity and potency of raw emissions dramatically. Landfill gas capture is particularly important for owners and operators of large landfills that have been the focus of regulation. Entities that operate in the waste-to-energy industry segment may reduce waste lifecycle emissions through decreased future emissions from landfills and displaced energy generation, but they face increased Scope 1 emissions from waste-to-energy facilities operations. Overall, GHG emissions pose regulatory risks for the industry, with potential effects on operational costs and capital expenditures. Entities also may generate revenue through the sale of natural gas and energy from waste-to-energy facilities, as well as reduce fuel purchases by using processed landfill gas to power operations. Performance on this issue may affect an entity’s ability to secure new permits or renew existing ones, which can affect revenue.', 'Air Quality': 'Air pollution is the presence of air contaminants in such quantities and duration that they can be injurious to humans, animals, plants, and/or property. It also includes contaminants that interfere with enjoyment of life and/or property. Therefore, odours and toxic gases, such as those emitted from landfills, landfill fires, waste incinerators, and waste treatment plants, are considered air pollution. The financial impacts from excessive air emissions vary depending on the specific location of operations and the prevailing air emissions regulations, but they can include capital expenditures, increased operating costs, fines, and lawsuits from affected communities. Human health impacts and financial consequences of poor air-quality management are likely to be exacerbated by the proximity of waste management facilities to communities. Active management of air pollutants and odours—through technological and process improvements—can therefore mitigate regulatory exposure and the associated future costs of compliance from increasingly stringent air-quality regulations, help entities secure and maintain permits, and protect their license to operate.', 'Workforce Health & Safety': 'The industry’s hazardous working conditions make safety a critical issue for waste management operations, and accidentscan have a great impact on workers. The Waste Management industry has higher fatality rates than most industries. Fatalities and other injuries are due primarily to transportation incidents, contact with hazardous objects and equipment, and exposure to harmful substances. Additionally, temporary workers may be at higher risk because of a lack of training or industry experience. Poor health and safety records can result in fines and penalties and an increase in regulatory compliance costs from more stringent oversight. Waste management entities must ensure that facilities and vehicles are operated with the highest safety standards and that the number of injuries and accidents is minimised through a strong safety culture. Entities that develop proactive safety management plans and training requirements for their employees andcontractors, including conducting regular audits, are likely to improve safety records and minimise the chance of safety-related financial repercussions.', 'Management of Leachate & Hazardous Waste': 'Entities operating landfills are required to manage and reduce risks of potential ecological impacts, including those causedby leachate and hazardous waste. Poor management of landfills and other disposal sites can lead to contamination of thesoil, groundwater, and other nearby water bodies. To mitigate risks to the environment and the health of local communities, entities must effectively contain and manage leachate, as well as hazardous waste. Entities that are unable to manage these risks are likely to receive regulatory penalties, lose brand value, worsen future business prospects, and face lawsuits.', 'Fleet Fuel Management': 'Many entities in the Waste Management industry own and operate large vehicle fleets for waste collection and transfer. The fuel consumption of vehicle fleets is a significant industry cost, both in terms of operating expenses and associated capital expenditures. Fossil fuel consumption can contribute to environmental impacts, including climate change and pollution. These environmental impacts may affect waste management entities through increased regulatory exposure and reduced competitiveness of new contract proposals. Hedging fuel purchases is a common tool used to manage fleet-fuel risks; however, increasingly, waste management entities are upgrading to more fuel-efficient fleets or switching to natural gas vehicles. A cleaner-burning fleet also may be perceived favourably by communities living near waste management facilities with heavy traffic.', 'Recycling & Resource Recovery': 'Recycling, reuse, composting, and incineration are general methods of diverting waste from landfills. Landfill diversion can mitigate some of the environmental impacts of landfills and reduce the need for landfill expansion. Additionally, waste management entities play a critical role in the circular economy by separating and recovering reusable materials such as paper, glass, metal, organic materials, and electronic waste. Pressures from new regulations, customer demand, and the increasing costs of extracting virgin materials are initiating the move toward a circular economy. As a result, wastemanagement entities are facing a decrease in the amount of landfilled waste and an expanding recycling market. Cradle-to-cradle approaches initiated by other industries in the economy have the potential to break down if the recovery and recycling infrastructure or technologies do not exist. Entities that provide recycling and other resource recovery services will be better able to address changing consumer needs, thereby positioning themselves for revenue growth while playinga critical role in reducing the environmental impact of the wider economy.', 'Labour Practices': 'Organised labour plays an important role in the Waste Management industry. Many workers are covered under collective bargaining agreements that protect workers’ rights and establish wages. High unionisation rates leave waste management entities vulnerable to shutdowns and delays due to worker strikes if labour concerns are not addressed effectively. Proper management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended strikes, which can slow or shut down operations and create reputational risk. Waste management entities need a long-term perspective on managing workers—including their pay and benefits—in a way that protects workers’ rights and enhances their productivity while ensuring the financial sustainability of an entity’s operations.'}","{'Greenhouse Gas Emissions': 0.751721239814672, 'Air Quality': 0.7400511914486151, 'Workforce Health & Safety': 0.7991595093953312, 'Management of Leachate & Hazardous Waste': 0.757763652380333, 'Fleet Fuel Management': 0.7995636629284063, 'Recycling & Resource Recovery': 0.7915200724545934, 'Labour Practices': 0.8091723756825827}",0.8091723756825827,Yuning,No focus,No focus,Neutral,,No,Major,No,2023-02-15T15:27:37-05:00,https://www.cbsnews.com/news/jim-jordan-subpoenas-big-tech-ceos-judiciary-committee/,"[{'name': 'Meta CEO Mark Zuckerberg', 'weight': 0.10048736}, {'name': 'user speech', 'weight': 0.09919945}, {'name': 'big tech CEOs', 'weight': 0.09808457}, {'name': 'Microsoft CEO Satya Nadella', 'weight': 0.09731174}, {'name': 'Apple CEO Tim Cook', 'weight': 0.09335978}, {'name': 'big tech', 'weight': 0.093323946}, {'name': 'Amazon CEO Andy Jassy', 'weight': 0.0925364}, {'name': 'Google CEO Sundar Pichai', 'weight': 0.090173915}, {'name': 'House Judiciary Committee chair Jim Jordan', 'weight': 0.08722532}, {'name': 'legitimate speech', 'weight': 0.08342927}]","[{'name': 'Business'}, {'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'House Judiciary Committee', 'type': 'ORG', 'mentions': 7}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 2}, {'data': 'CBS News', 'type': 'ORG', 'mentions': 2}, {'data': 'Jim Jordan', 'type': 'PERSON', 'mentions': 7}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Andy Jassy', 'type': 'PERSON', 'mentions': 1}, {'data': 'Tim Cook', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Satya Nadella', 'type': 'PERSON', 'mentions': 1}, {'data': 'Biden', 'type': 'PERSON', 'mentions': 1}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 3}, {'data': 'COVID-19 policy', 'type': 'LAW', 'mentions': 1}]","House Judiciary Committee chair Jim Jordan on Wednesday issued subpoenas to top executives at the biggest tech firms as Republicans on the committee express concerns over restrictions of users' speech.
+
+The subpoena letters demand that Google CEO Sundar Pichai, Amazon CEO Andy Jassy, Apple CEO Tim Cook, Meta CEO Mark Zuckerberg and Microsoft CEO Satya Nadella turn over all documents the committee is requesting by March 23. Jordan and other House Republicans want to analyze communications between the Biden administration and the top tech companies to determine whether they censored legitimate speech, particularly on subjects like COVID-19 policy.
+
+CBS News has reviewed copies of the subpoenas, which demand communications between or among each company and the executive branch ""referring or relating to the moderation, deletion, suppression, restriction, or reduced circulation of content,"" as well as documents related to those topics.
+
+""To develop effective legislation, such as the possible enactment of new statutory limits on the executive branch's ability to work with big tech to restrict the circulation of content and deplatform users, the Committee on the Judiciary must first understand how and to what extent the executive branch coerced and colluded with companies and other intermediaries to censor speech,"" said the letters from Jordan to the CEOs.
+• None Jim Jordan and the House Judiciary Committee prepare to probe matters involving two presidents — ""The Takeout""
+
+House Republicans have tried repeatedly to glean the information they're requesting since before they took control of the House, and the subpoena power that comes with it. Jordan doesn't believe the companies have sufficiently complied with their requests.
+
+""We have started producing documents, are engaged with the committee, and committed to working in good faith,"" a Microsoft spokesperson told CBS News on Wednesday.
+
+""We have already begun producing documents in response to the committee's requests and will continue to do so moving forward,"" a spokesperson for Meta said.
+
+Jordan became chairman of the committee last month, and has made policing big tech firms' censorship practices a top priority.",6c92d8f3addf45129951da88ffae1c60,House Judiciary Committee chair Jim Jordan subpoenas big tech CEOs over user speech,4,,,,
+5695,"Railroad Group Issues ""Urgent Action"" Advisory About Loose Railcar Wheels - Railroad Group Issues ""Urgent Action"" Advisory About Loose Railcar Wheels
+
+            After a series of Norfolk Southern (NS) freight train derailments, the latest accident on Thursday in Alabama, hours before NS CEO Alan Shaw faced lawmakers about the Feb. 3 toxic chemical spill in East Palestine, Ohio, the Association of American Railroads (AAR) issued a rare advisory urging carriers to stop using certain railcars amid concerns about loose wheels. 
+
+
+New: railroad group @AAR_FreightRail issues advisory to stop cars with loose wheels from use and interchange until those wheel sets can be replaced (Group says this is uncommon defect that requires urgent action) pic.twitter.com/z5xAUxAjaq
+— David Shepardson (@davidshepardson) March 9, 2023
+""Yesterday, Norfolk Southern identified loose wheels on a series of cars that presents an increased risk of an out-of-gauge derailment. Today, AAR, through its committee structure, took expeditious action and has issued an advisory to stop cars with these wheels from use and interchange until those wheel sets can be replaced,"" AAR spokeswoman Jessica Kahanek told media outlet Trains. 
+
+""This is an uncommon defect to see in a wheelset that demanded urgent action. This is a voluntary, proactive step aimed at ensuring equipment health and integrity,"" Kahanek added.
+
+The industry group said railcars designed to carry coiled steel produced by National Steel Car of Hamilton, Ontario, Canada, between August of last year and March should be removed immediately from service. 
+
+The advisory comes hours after a Norfolk Southern freight train derailed Thursday in Calhoun County, Alabama. On the same day, NS CEO Alan Shaw testified in a Senate Environment and Public Works Committee hearing about the devastating train derailment in East Palestine.  
+
+Reuters noted the National Transportation Safety Board is currently looking into the possible impact of loose wheels on recent train derailments. 
+
+      Tyler Durden
+Fri, 03/10/2023 - 07:42","{'positive': 0.06874191, 'negative': 0.38285032, 'neutral': 0.5484078}","The Association of American Railroads (AAR) has issued an advisory urging carriers to stop using certain railcars amid concerns about loose wheels. The advisory comes hours after a Norfolk Southern freight train derailed in Alabama and hours before NS CEO Alan Shaw faced lawmakers about the Feb. 3 toxic chemical spill in East Palestine. The industry group said railcars designed to carry coiled steel produced by National Steel Car of Hamilton, Ontario, Canada should be removed immediately from service.","Railroad Group Issues ""Urgent Action"" Advisory About Loose Railcar Wheels
+
+            After a series of Norfolk Southern (NS) freight train derail...",NSC,Transportation,Rail Transportation,Norfolk Southern Corp,"{'Greenhouse Gas Emissions': 'The Rail Transportation industry generates emissions mainly through the combustion of diesel in locomotive engines. Despite relatively low emissions compared to other transportation industries, fuel management has implications for industry entities in terms of operating costs and regulatory compliance. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change. Intensifying regulation of locomotive exhaust emissions and high fuel costs encourage rail entities to invest in fuel efficiency enhancements to manage emissions. These investments can improve an entity‚Äôs operational efficiency and cost structure, with effects on value and competitive position both within the industry and compared to other modes of transport.', 'Air Quality': 'Rail operations emit several types of air pollutants that are regulated under national and international laws, including hazardous air pollutants (HAPs), criteria air pollutants (CAPs), and volatile organic compounds (VOCs). These pollutants tend to have localised environmental and health impacts. For example, locomotive engines idling at rail yards may be a health concern for nearby human populations as HAPs such as benzene are known human carcinogens, while nitrogen oxides (NOx) are a major component of smog and acid rain. At the same time, fuel is a significant industry cost. Rail entities that implement fuel efficiency enhancements and manage emissions may see impacts to their costs in both the short and longer term.', 'Competitive Behaviour': 'Industry consolidation and prior allegations of anti-competitive practices in relation to captive shippers, among other reasons, create pressure on antitrust immunity granted to railroads in some regions. Some of the proposed policy changescould lead to significant costs or impede investment in the industry. Rail entities operating at the limits of allowable charges in areas where they could be found to have market dominance, or those not complying with regulations about reasonable rates, are likely to face increased regulatory scrutiny. Any associated fines or penalties may negatively affect anentity‚Äôs valuation by increasing its cost of capital. In an environment of increased concerns about the market power and pricing practices of rail entities, it is in their interest to continue to ensure competitive pricing and transparency in rate-setting while achieving adequate returns on their investments.', 'Employee Health & Safety': 'Moving freight by rail is associated with the risk of accidents and unintended releases of hazardous materials. These can harm the health and well-being of employees as well as have negative financial impacts on entities, such as reduced productivity, higher employee turnover, and increased insurance costs. Rail operators are likely to be impacted by accidents, and in some cases, poor health may also cause accidents. A healthy workforce, strong safety culture, thorough and systematic approach to safety, risk management programs (including emergency preparedness and response), and operational integrity at all levels of an entity can help lower the probability and magnitude of rail accidents.', 'Accident & Safety Management': 'Rail accidents and unintended releases of hazardous materials can have repercussions for the environment and communities along railroad tracks, as well as financial impacts on entities themselves. Increasingly stringent safety regulations and the potential for significant costs following major accidents provide incentives for entities to manage theirsafety performance through a robust safety management system. In addition, the loss of consumer confidence after such events can result in lower revenues and potentially damage an entity‚Äôs social license to operate, increasing its cost of capital.'}","{'Greenhouse Gas Emissions': 0.767902511444772, 'Air Quality': 0.7855283870018103, 'Competitive Behaviour': 0.7742483192768792, 'Employee Health & Safety': 0.8119505669299143, 'Accident & Safety Management': 0.8085580895467901}",0.8119505669299143,Yuning,Major focus,Major focus,Negative,"Accident & Safety Management, Employee Health & Safety",Major,Major,Negative,2023-04-05T10:32:12+00:00,https://www.cnn.com/2023/04/05/tech/amazon-microsoft-uk-cloud-services/index.html,"[{'name': 'cloud services', 'weight': 0.12621666}, {'name': 'cloud customers', 'weight': 0.10414008}, {'name': 'cloud computing', 'weight': 0.097829826}, {'name': 'online services', 'weight': 0.093874834}, {'name': 'Cloud services', 'weight': 0.09383343}, {'name': 'anti-competitive cloud computing practices', 'weight': 0.088583454}, {'name': 'Ofcom', 'weight': 0.08758953}, {'name': 'the cloud services market', 'weight': 0.07854028}, {'name': 'UK antitrust probe', 'weight': 0.07340801}, {'name': 'multiple providers', 'weight': 0.07027278}]",[{'name': 'Tech'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 5}, {'data': 'Ofcom', 'type': 'ORG', 'mentions': 13}, {'data': 'the Competition and Markets Authority', 'type': 'ORG', 'mentions': 3}, {'data': 'Google Cloud', 'type': 'ORG', 'mentions': 5}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 2}, {'data': 'CNN', 'type': 'ORG', 'mentions': 1}, {'data': 'UK', 'type': 'GPE', 'mentions': 5}, {'data': 'Britain', 'type': 'GPE', 'mentions': 2}, {'data': 'Fergal Farragher', 'type': 'PERSON', 'mentions': 2}, {'data': 'Amit Zavery', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Dropbox', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Azure', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Europe', 'type': 'LOC', 'mentions': 1}, {'data': 'Digital Markets Act', 'type': 'LAW', 'mentions': 2}]","Britain’s media and communications regulator Ofcom says it has “significant concerns” that Amazon and Microsoft could be harming competition in the market for cloud services.
+
+In a statement Wednesday, Ofcom said it was “proposing to refer” the cloud services market to the Competition and Markets Authority, the UK antitrust regulator, for further investigation.
+
+Ofcom’s own probe, which it launched in October, had so far uncovered some “concerning practices, including by some of the biggest tech firms in the world,” said Fergal Farragher, the Ofcom director leading the investigation.
+
+“High barriers to switching are already harming competition in what is a fast-growing market. We think more in-depth scrutiny is needed, to make sure it’s working well for people and businesses who rely on these services,” Farragher added.
+
+The Competition and Markets Authority said it received Ofcom’s provisional findings Wednesday and was reviewing them. “We stand ready to carry out a market investigation into this area, should Ofcom determine it is required,” a spokesperson said.
+
+The Ofcom announcement comes days after Google Cloud accused Microsoft (MSFT) of anti-competitive cloud computing practices. In an interview with Reuters, Google Cloud Vice President Amit Zavery said the company had raised the issue with antitrust agencies and urged EU antitrust regulators to take a closer look.
+
+Cloud services are delivered to businesses and consumers over the internet and include applications such as Gmail and Dropbox.
+
+Europe’s Digital Markets Act, which will apply from May, aims to enhance competition in online services. Britain’s own Digital Markets, Competition and Consumer Bill is expected to come before lawmakers this year.
+
+According to Ofcom, Amazon (AMZN) Web Services and Microsoft’s Azure have a combined UK market share of 60%-70% in cloud services. Google (GOOGL) is their closest competitor with 5%-10%.
+
+Ofcom said the three companies charged high “egress fees” for transferring data out of a cloud, which discourages customers from switching providers or using multiple providers to best serve their needs.
+
+It also flagged technical restrictions imposed by the leading providers that prevent some of the services of one provider working effectively with cloud services from other firms, and said that fee discounts were structured to incentivize customers to use a single provider for all or most of their cloud needs.
+
+There were indications that these market features were already causing harm, “with evidence of cloud customers facing significant price increases when they come to renew their contracts,” Ofcom said.
+
+A Microsoft spokesperson said the company would continue to engage with Ofcom on its investigation. “We remain committed to ensuring the UK cloud industry stays highly competitive,” the spokesperson added. CNN has also contacted Amazon and Google.
+
+Ofcom has invited feedback on its interim findings and will publish a final decision by October 5 on whether to refer the cloud services market to the Competition and Markets Authority.
+
+“Making a market investigation reference would be a significant step for Ofcom to take. Our proposal reflects the importance of cloud computing to UK consumers and businesses,” it said.",ead842a427994edd83d9574ae76555c5,"Amazon, Microsoft could face UK antitrust probe over cloud services",4,,,,
+7404,"Apple’s Key Supplier, Foxconn, Will Shake Off the Pandemic Blues - This column is part of the seventh annual Heard on the Street stock-picking contest.
+
+The global electronics sector is still deep in its post-Covid swoon. Cellphone shipments were down 8% on the year in the second quarter of 2023, according to Counterpoint Research, their eighth consecutive quarter of decline. It might seem like an odd time to buy the world’s largest contract electronics manufacturer and a key
+
+, better known as, finds itself in an interesting position. That is in part due to some big global political and economic shifts under way.
+
+On the one hand, its shares are pretty cheap, especially by U.S. standards: about 10 times the next 12 months expected earnings, according to FactSet, compared with around 19 times for the S&P 500. Cyclically, the second half of 2023 is likely to be rough, but there are increasing signs that 2024 could be considerably better. The global electronics inventory overhang from the end of the pandemic boom appears to finally be eroding. Electronics and machinery inventories are now trending down in China, relative to sales, according to consulting firm Gavekal Dragonomics, while memory-chip inventories appear to have peaked at
+
+Moreover, if the U.S. really manages to avoid recession and stick its “soft landing” while China’s labor market remains deep in the doldrums, Foxconn would be well placed. North America is the company’s single-biggest revenue driver, accounting for about 30%-40% of sales, according to Morgan Stanley. Mainland China, meanwhile, is its key labor source but a relatively small revenue driver, accounting for 10% or less of sales, according to the bank.
+
+That means that if the Chinese labor market remains ugly while the U.S. consumer prospers, Foxconn could see strong revenue growth and lower-than-expected cost pressure. A strong dollar and weaker yuan, which seems likely, would magnify the effect. And Foxconn has no net debt on its balance sheet. Should global interest rates remain higher for longer, that would also add up to an important advantage compared with other manufacturers.
+
+Moreover despite the gloomy news in the PC sector, Foxconn has some emerging structural tailwinds, too. Although it won’t benefit as directly from the artificial intelligence boom as chip firms, higher demand for servers and other electronic architecture will be an important fillip. The firm is also moving aggressively into the electric-vehicle supply chain: It aims to produce both components, including batteries and EVs themselves. Revenue from EV components was already 20 billion New Taiwan Dollars in 2022, and the firm plans to invest in plants both in the U.S., to take advantage of Inflation Reduction Act incentives, and globally.
+
+Other than a slower-than-expected rebound in global phone shipments, the main risk for the company is margin pressure as it ramps up new plants to enter new EV-related business lines and diversify its China-centric phone assembly ecosystem.
+
+Foxconn’s capital expenditures in 2022 and 2021 were 105 billion and 110 billion New Taiwan Dollars respectively according to FactSet: roughly 60% more each than the average from 2015 to 2020. Its heavy new investments in India, in particular, will take time to bear fruit. Goldman Sachs notes that it took four years for Foxconn’s Vietnam operating profit margin to turn positive after it entered the country. The company’s big investments in India in 2021 and 2022, with more probably on the way, will also take a while to boost profitability. Goldman reckons the firm’s operating profit margin in India in 2021, for example, was about negative 1%.
+
+Another risk is geopolitical. If tensions in the Taiwan Strait or between the U.S. and China were to escalate uncontrollably, Foxconn’s position straddling all three geographies would put it in a tricky situation. Many, if not most other major global electronics assemblers would be in a similar position, though. And the good news is that, by heeding Apple’s guidance to boost production capacity outside China, Foxconn also will be in a good position to secure future orders and capture the Indian government’s own not-insubstantial manufacturing subsidies.
+
+Foxconn, along with the entire global electronics supply chain, is in a period of transition, presenting both costs and opportunities. But if the global cellphone cycle turns next year and the U.S. dodges recession, low and stable costs in China could help offset margin pressure from new investments while revenue grows robustly. With a cheap stock price and good long-term prospects, Foxconn is worth a look.","{'positive': 0.035907343, 'negative': 0.9337817, 'neutral': 0.030310925}","Apple's Foxconn, the world‚Äôs largest contract electronics manufacturer, is in an interesting position due to global political and economic shifts. Cellphone shipments were down 8% on the year in the second quarter of 2023, according to Counterpoint Research. Foxconn's shares are very cheap and it could benefit if the U.S. manages to avoid recession and stick its ‚Äúsoft landing‚Äù while China's labor market remains deep in the doldrums. North America is the company‚ÄôÔøΩs single-biggest revenue driver, accounting for about 30%-40% of sales. If tensions in the Taiwan Strait or between the two countries escalate uncontrollably, Foxconn could benefit from margin pressure from new investments in India and revenue from EV components.","Electric vehicles and AI are new opportunities, while a stronger-for-longer U.S. consumer and weak Chinese labor market would be boons.",AAPL,Technology & Communications,Hardware,Apple Inc.,"{'Supply Chain Management': 'Entities in the Hardware industry commonly have relatively narrow profit margins and remain competitive by relying on complex, global supply chains, and outsourced production to electronics manufacturing services (EMS) entities. Because entities in the industry typically contract with suppliers in countries with the lowest direct costs, the industry‚Äôs products areoften manufactured in countries that have limited regulations or enforcement protecting workers. Entities in the industry have limited direct control over social and environmental standards in production, making improving performance on the issue difficult to manage. This dynamic can heighten an entity‚Äôs exposure to reputational risks and impacts on short- and long-term costs and sales. Such effects can arise from increasing regulation and its enforcement in response to high-profile safety or labour incidents, or through a shift in demand away from entities associated with such incidents. Entities that actively manage the impacts generated by the supply chain through the use of standards, monitoring, and engagement with suppliers may be better positioned to protect shareholder value over the long term.', 'Employee Diversity & Inclusion': 'Despite efforts by the industry to improve workforce diversity and inclusion, hardware entity workforces are characterised by relatively low representation from women and minority groups. Greater workforce diversity is important for innovation as it helps entities understand the needs of a diverse and global customer base, which results in the ability to design desirable products and communicate with customers effectively. Entities that are unable to attract and retain diverse talent may risk losing market share to competitors that successfully employ a staff capable of recognising the needs of diverse populations and capturing demand from segments that have traditionally been overlooked. Furthermore, entities seen as being more representative of their diverse, global customer base are likely to see increased brand loyalty which can also be a source of competitive advantage. Entities that are successful in recruiting and retaining a diverse and inclusive workforce can also avoid high rates of turnover, resulting in cost savings.', 'Product Security': 'The hardware products and related software offered by entities in the Hardware industry can have vulnerabilities that expose consumers to data security threats. Therefore, hardware manufacturers play an important role in ensuring security of user data. Such vulnerabilities may occur at any stage of a product lifecycle, including product design, the manufacturing supply chain, product distribution, and the product‚Äôs use-phase. Entities in the industry that are unable to establish a robust approach to identifying vulnerabilities may risk exposing consumer data to security threats and potentially eroding the trust of their customer base. The increasing prevalence of cybersecurity threats creates both risks and opportunities for the Hardware industry, as effective product security can be a source of competitive advantage, thus helping entities to increase their sales and expand market share. Additionally, concerns about data security and related government actions can also serve as revenue-generating opportunities for this industry through opportunities for federal contracts and the provision of security products.', 'Materials Sourcing': 'Entities in the Hardware industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in only a few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry‚Äôs supply chain operations are also increasingly shaping the industry‚Äôs ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential material shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Product Lifecycle Management': 'Entities in the Hardware industry face increasing challenges associated with environmental and social externalities attributed to product manufacturing, transport, use and disposal. Rapid obsolescence of hardware products may worsen these externalities. Entities are designing more products with the entire lifecycle in mind. Specific considerations include energy efficiency of products, hazardous material inputs, and designing for and facilitating safe end-of-life disposal and recycling. Entities that prioritise designing and manufacturing products with improved environmental and social impacts may avoid costs associated with externalities, and they may be more likely to grow consumer demand and market share, while eliminating potentially harmful materials. Furthermore, entities that minimise environmental and social externalities of products may be less exposed to increasing regulation and costs, such as those related to extended producer responsibility.'}","{'Supply Chain Management': 0.807200918288262, 'Employee Diversity & Inclusion': 0.7586320283456602, 'Product Security': 0.7645864329315495, 'Materials Sourcing': 0.7882448482714578, 'Product Lifecycle Management': 0.778094378496766}",0.807200918,Yuning,Minor focus,No focus,Positive,"Supply Chain Management, Materials Sourcing",Major,Major,Positive,2023-01-24T15:37:36+00:00,https://www.cnbc.com/2023/01/24/big-tech-stocks-are-bouncing-back-in-2023-now-they-face-their-first-big-test.html,"[{'name': 'more earnings', 'weight': 0.07447235}, {'name': 'earnings season', 'weight': 0.07212954}, {'name': 'dismal expectations', 'weight': 0.06944365}, {'name': 'expectations', 'weight': 0.0644853}, {'name': 'big technology', 'weight': 0.06262077}, {'name': 'technology stocks', 'weight': 0.061743844}, {'name': 'most technology companies', 'weight': 0.06137258}, {'name': 'recession fears', 'weight': 0.060321655}, {'name': 'lower IT spending', 'weight': 0.059462424}, {'name': 'more customers', 'weight': 0.055617318}]",[{'name': 'Finance'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta Platforms', 'type': 'ORG', 'mentions': 2}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 3}, {'data': 'Netflix', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 3}, {'data': '50 Park Investments', 'type': 'ORG', 'mentions': 1}, {'data': 'Fed', 'type': 'ORG', 'mentions': 2}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Spotify', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 1}, {'data': 'MSFT', 'type': 'ORG', 'mentions': 1}, {'data': 'Independent Solutions Wealth Management', 'type': 'ORG', 'mentions': 1}, {'data': 'Adam Sarhan', 'type': 'PERSON', 'mentions': 3}, {'data': 'Michael Turrin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paul Meeks', 'type': 'PERSON', 'mentions': 1}]","After a soul-crushing 2022 , the once booming technology sector appears poised for a comeback in the new year, or so it seems. Big names in the sector are already off to solid start, with shares of Amazon and Meta Platforms up more than 16% each in 2023. Alphabet and Netflix have surged more than 13% and 21%, respectively. META YTD mountain Shares of Meta Platforms have surged more than 19% since the start of 2023 But earnings season will test the sustainability of these recent rallies and runs, and indicate whether there's evidence to support those surges or if big technology is in just another bear run waiting to lose steam. The season kicks into full gear Tuesday with results from Microsoft . ""This is the first real test we've had in a while for big tech stocks,"" said Adam Sarhan, CEO of 50 Park Investments. ""We've known for a while that the Fed wants inflation to go down. In order to do that, they have to raise rates. The missing link now has been slower economic activity."" Tech companies have already demonstrated that they are bracing for slower growth with a string of recent cost-cutting announcements and layoffs that have left few stalwarts untouched. Alphabet said Friday it's slashing 12,000 jobs , while Salesforce announced earlier this month that it would cut 10% of its staff . On Monday, Spotify joined the trend, sharing plans to reduce its workforce by 6% along with the departure of its content chief . Slashed bonuses are also becoming another indicator of tougher times. For tech, a seemingly endless expansion period came to a stuttering halt when the Federal Reserve began its hiking and recession fears mounted. With the economy now weakening, companies like Alphabet face an advertising slowdown, Amazon is grappling with tighter consumer budgets and Microsoft is feeling the effects of lower IT spending. All-in-all, what companies relay in their outlooks — including whether they cut estimates and by how much — will signal what obstacles remain ahead. Only then, will investors have a better sense of whether difficult times have in fact passed. Sarhan expects most technology companies to surpass expectations, in part because estimates have come so much. A miss, therefore, would signal even more trouble in 2023, he said. One exception is Netflix, which surged last week after an earnings miss . That's because subscriber growth outshined that shortfall, signaling to investors that there will be more customers — and more earnings — in the future, Sarhan said. Some analysts remain optimistic heading into earnings season, viewing this period as a potential reset for dismal expectations. That includes Wells Fargo analyst Michael Turrin, who expects Microsoft's report Tuesday will ""put the worst news behind us"" and provide a much needed ""reset"" for expectations. ""While FQ2 looks likely to be a noisier qtr, our work suggests MSFT will see stabilizing results through the 2H and thereafter, presenting a more compelling entry point on shares,"" he said in a Monday note to clients. Companies often use this earnings season as an opportunity to guide for the year ahead. Paul Meeks, portfolio manager at Independent Solutions Wealth Management, wants companies to realistically guide for a recession, which he views as likely within the next several months. Preparing investors for the worst with low-ball guidance may also set technology stocks up for an upside surprise in the aftermath, he said. ""I'm not necessarily worried about what they say for the quarter just ended, that's a rearview mirror,"" he said. ""I'd just like people to say honestly, 'I don't know, so we're planning for the worst.'""",9c431746ae6c4605aee597e97dbc1b9f,Big-tech stocks are bouncing back in 2023. Now they face their first big test,4,,,,
+14713,"Pharmacies are reporting shortages of the widely used antibiotic amoxicillin - Pharmacies across the United States are reporting shortages of one of the most widely used antibiotics, raising concerns that the medication will be in short supply for the upcoming winter season.
+
+Independent pharmacy owners in Kansas, Georgia and New York confirmed to NBC News that supplies of amoxicillin — commonly prescribed to treat a variety of bacterial infections including ear infections, pneumonia and bronchitis — have been dwindling for weeks. In some cases, drug wholesalers are limiting how much of the medication pharmacies can purchase at one time, likely to avoid running out of them.
+
+“The scary part is, we’re coming into the time of the year where you have the greatest need,"" said Hugh Chancy, owner of Chancy Drugs, which has six locations in southern Georgia.
+
+Three key amoxicillin manufacturers — Hikma Pharmaceuticals, headquartered in the United Kingdom; Sandoz, based in Switzerland; and Teva Pharmaceutical Industries Ltd., headquartered in Israel — are reporting shortages of the antibiotic, according to the American Society of Health-System Pharmacists, which maintains a database of drug shortages.
+
+The products affected include chewable tablets, capsules and powder for an oral liquid or “suspension” that is typically prescribed to children. Because amoxicillin is an antibiotic, it is not used to treat infections caused by viruses, such as Covid, the flu or RSV (respiratory syncytial virus).
+
+It’s not clear what is causing the shortage, or how long it could last. Hikma, Sandoz and Teva did not immediately respond to requests for comment. Representatives from three of the largest drug wholesalers in the U.S., AmerisourceBergen, McKesson Corp., and Cardinal Health, also did not respond to requests for comment.
+
+Pharmacists said they are worried if the shortage lingers through the winter, when infections can surge and antibiotic use typically increases.
+
+“I am extremely concerned,” said Brian Caswell, owner of Wolkar Drug in Baxter Springs, Kansas. “Amoxicillin just being the No. 1 utilized antibiotic does cause some concern.”
+
+Caswell, who said his pharmacy serves a community of up to 10,000 people in southeastern Kansas, said orders of the pediatric suspension, in particular, are being limited to one bottle per pharmacy per day.
+
+“That doesn’t cut it very well,” he said. “So we’re going to be ordering one bottle every day, whether we need it or not, to just try to stock up, because we don’t know how long this situation is going to last.”
+
+A representative for CVS said its network of pharmacies across the country have not been widely affected.
+
+“There is not a widespread shortage of Amoxicillin. A few stores have seen isolated supplier product shortages of certain doses of the medication,” Matt Blanchette, a spokesperson for CVS, said in an emailed statement. “We’re working with manufacturers to replenish supply as quickly as possible.”
+
+The U.S. Food and Drug Administration does not currently list amoxicillin as being in short supply in its database of drug shortages and discontinuations. The agency considers the market covered if at least one manufacturer can account for total market demand, even if some manufacturers do not have all products available.
+
+Jim McKinney, a spokesperson for the FDA, said in an emailed statement that the agency is “aware of some intermittent supply interruptions of amoxicillin products in the U.S, and are currently working with the approved manufacturers.”
+
+The FDA works to prevent drug shortages, he added. “However, there are a number of factors that can cause or contribute to drug shortages that are out of the FDA’s control. Drug Shortages can occur for many reasons, including manufacturing and quality problems, delays, and discontinuations.”
+
+In Georgia, Chancy said he has not been able to order the 400 milligram dose of the oral suspension for several weeks. He said pharmacists will often work with doctors to find suitable alternatives, in the event that a prescribed drug is unavailable.
+
+But sometimes, “this is the antibiotic they prefer,” said Chancy, who serves as he president of the National Community Pharmacists Association. “And that kind of puts the patients in a bad spot.”
+
+Steve Moore, owner of Condo Pharmacy in Plattsburgh, New York, reported similar issues obtaining supplies of the oral liquid for children. He said supplies of amoxicillin have been inconsistent since early this month.
+
+“We have enough to meet our anticipated usage for the next couple of weeks,” he said. “We typically try to stock about a month’s worth of generics at a time. I believe that we’re OK for the time being, but until we hear whether or not this is going to be a long-term thing or a short-term thing, it’ll be hard to say for sure.”","{'positive': 0.01574006, 'negative': 0.8833353, 'neutral': 0.10092459}","
+
+Pharmacies across the United States are reporting shortages of one of the most widely used antibiotics, raising concerns that the medication will be in short supply for the upcoming winter season.
+
+Independent pharmacy owners in Kansas, Georgia and New York confirmed to NBC News that supplies of amoxicillin — commonly prescribed to treat a variety of bacterial infections including ear infections, pneumonia and bronchitis — have been dwindling for weeks. 
+
+Three key amoxicillin manufacturers ‚Äî Hikma Pharmaceuticals, headquartered in the United Kingdom; Sandoz, based in Switzerland; and Teva Pharmaceutical Industries Ltd., headquartered in Israel ‚Äî are reporting shortages of the antibiotic, according to the American Society of Health-System Pharmacists, which maintains a database of drug shortages. The U.S. Food and Drug Administration does not currently list amoxicillin as being in short supply in its database of drug shortages and discontinuations. ‚ÄúHowever, there are a number of factors that can cause or contribute to drug shortages that are out of the FDA‚Äôs control.","Pharmacists are worried that the medication will still be in short supply come winter, when infections can surge and antibiotic use typically increases.",ABC,Health Care,Health Care Distributors,AmerisourceBergen Corp,"{'Product Safety': 'Health care distributors play an integral role in the delivery of health care products to consumers. The industry therefore has a shared responsibility with manufacturers to ensure product safety and address concerns related to toxicity. Further, health care distributors face additional risks related to controlled substances and the potential for mislabeled products. Entities that limit the incidences of safety or other product concerns may be better positioned to protect shareholder value.', 'Fleet Fuel Management': 'The distribution of health care products and supplies requires significant transportation networks. Concern over climate change and dwindling natural resources may affect fuel pricing, and it may expose health care distributors to cost fluctuations. Entities that improve transportation efficiencies may be better positioned to create value over the long-term.', 'Business Ethics': 'Health care distributors are subject to various state, national, and international laws. In the U.S., such laws include the False Claims Act and the Foreign Corrupt Practices Act. Entities that are able to ensure compliance with relevant regulations may avoid litigation, which can result in costly fines or settlements.', 'Product Lifecycle Management': 'Health care distributors have a responsibility to reduce the environmental impact of the products that they distribute. Specific opportunities to address these impacts exist in product packaging and take-back programs. Entities that are able to address these concerns may be better positioned to meet customer demand and reduce associated costs.', 'Counterfeit Drugs': 'The World Health Organization estimates that counterfeit drugs represent more than 10 percent of the pharmaceutical supply chain in low and middle-income countries. The issue of counterfeit or substandard medication also presents a significant risk in developed economies. Health care distributors may face added costs as governments and national regulatory agencies seek to implement drug supply chain regulations in an effort to prevent counterfeit or mislabeled drugs from entering the pharmaceutical distribution system.'}","{'Product Safety': 0.7332493771218135, 'Fleet Fuel Management': 0.7239377931840775, 'Business Ethics': 0.7065036237307625, 'Product Lifecycle Management': 0.7075730168110658, 'Counterfeit Drugs': 0.7931016558607725}",0.7931016558607725,Yuning,Minor focus,Minor focus,Neutral,,Major,Minor,Negative,2023-01-30T22:59:49+00:00,https://finance.yahoo.com/news/asia-stocks-set-extend-monthly-225949296.html,"[{'name': 'None', 'weight': 0.09379826}, {'name': 'Meta Platforms Inc.', 'weight': 0.07515657}, {'name': 'Microsoft Inc.', 'weight': 0.07486972}, {'name': 'Apple Inc.', 'weight': 0.07401711}, {'name': 'Alphabet Inc.', 'weight': 0.07294433}, {'name': 'Monthly Gain', 'weight': 0.06398986}, {'name': 'rate cuts', 'weight': 0.05926652}, {'name': 'monthly advances', 'weight': 0.059022557}, {'name': 'Monthly', 'weight': 0.05674991}, {'name': 'monthly', 'weight': 0.05674991}]",[{'name': 'Finance'}],"[{'data': 'Asia', 'type': 'LOC', 'mentions': 2}, {'data': 'Fed', 'type': 'ORG', 'mentions': 6}, {'data': 'Bloomberg', 'type': 'ORG', 'mentions': 1}, {'data': 'Adani', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple Inc.', 'type': 'ORG', 'mentions': 2}, {'data': 'Microsoft Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Morgan Stanley', 'type': 'ORG', 'mentions': 1}, {'data': 'Citi Global Wealth’s', 'type': 'ORG', 'mentions': 1}, {'data': 'Hang Seng', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitch', 'type': 'ORG', 'mentions': 1}, {'data': 'Japan', 'type': 'GPE', 'mentions': 1}, {'data': 'Hong Kong', 'type': 'GPE', 'mentions': 1}, {'data': 'Australia', 'type': 'GPE', 'mentions': 4}, {'data': 'New Zealand', 'type': 'GPE', 'mentions': 1}, {'data': 'Tokyo', 'type': 'GPE', 'mentions': 1}, {'data': 'Australian', 'type': 'NORP', 'mentions': 2}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}, {'data': 'Jerome Powell', 'type': 'PERSON', 'mentions': 2}, {'data': 'Mike Wilson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Kristen Bitterly', 'type': 'PERSON', 'mentions': 1}, {'data': '7:56 a.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'Spanish', 'type': 'LANGUAGE', 'mentions': 1}]","(Bloomberg) -- Shares in Asia looked set to extend monthly advances on Tuesday in an eventful week that includes a Federal Reserve rate decision.
+• None Wall Street Is Losing Out to Amateur Buyers in the Housing Slump
+• None Adani Tries to Calm Investors With 413-Page Hindenburg Rebuttal
+• None Historic Crash for Memory Chips Threatens to Wipe Out Earnings
+
+Futures contracts pointed to increases in Japan and Hong Kong while Australia’s benchmark is set for only its first back-to-back decline this year. US stocks pared their monthly gains in Monday’s session, with the Nasdaq 100 suffering its worst day since Dec. 22 and the S&P 500 falling the most since Jan. 18 after declines in Apple Inc. and Microsoft Inc. weighed on both the indexes.
+
+Australian and New Zealand bond yields rose, following a gain of about three basis points in the rate on benchmark 10-year Treasuries.
+
+The Fed is widely expected to raise rates by a quarter percentage point on Wednesday, slowing its pace for a second straight session. But traders will be watching for the tone officials set for future meetings. Fed Chair Jerome Powell has continued to push back against traders anticipating rate cuts later this year, emphasizing that he won’t budge until inflation has eased meaningfully. Stocks have still rallied in January, with investors seemingly brushing off Powell’s “higher-for-longer” warning.
+
+Traders are also awaiting the US jobs report later this week. A less tight labor market is a key goal for the Fed. Investors have also been parsing a slew of earnings reports, with more to come from companies including Alphabet Inc. and Meta Platforms Inc. this week. Signs of earnings pressure have been raising concerns about the health of the economy and the outlook for equities.
+
+Investors adding to the rally in stocks this month will be disappointed if they’re in direct defiance of the Fed, a team of Morgan Stanley strategists led by Mike Wilson said in a note. Citi Global Wealth’s Kristen Bitterly echoed this, saying that January’s rally was technical as it was largely driven by 2022’s “laggards and losers.”
+
+Oil fell to its lowest in three weeks on Monday, heading for its third monthly drop, as traders bullish on Chinese demand wait for the rebound in consumption to ripple from industrial metals to crude. The dollar index erased some of its monthly decline while Bitcoin is set for its best January since 2013.
+
+Some of the main moves in markets:
+• None Hang Seng futures rose 0.2% as of 7:56 a.m. Tokyo time
+• None The S&P 500 fell 1.3% on Monday and the Nasdaq 100 fell 2.1%
+• None The Australian dollar was little changed at $0.7056
+• None Bitcoin was little changed at $22,732.07
+• None The yield on 10-year Treasuries advanced three basis points to 3.54%
+• None After 30 Years, the King of ETFs Faces a Fight for Its Crown
+• None How to Be 18 Years Old Again for Only $2 Million a Year
+• None From ‘the Coin’ to High-Interest Bonds, the US’s Debt-Limit Options Aren’t Great
+• None Spanish-Speaking Streamers Are the Hottest Thing on Twitch
+• None The Secret to EV Success Is the Software",fa5bdf96bbfa4244b31aa59c8c343791,Asia Stocks Set to Extend Monthly Gain Before Fed: Markets Wrap,4,,,,
+6514,"Southwest's (LUV) Customer Service Employees Get Pay Hike - Southwest Airlines LUV received encouraging tidings on the labor front when the union, International Association of Machinists and Aerospace Workers (IAM), covering its customer service employees ratified a pay-related deal.
+
+The union represents 8,300 such employees including customer service employees, customer representatives, customer service agents and source of support representatives of this Dallas-based carrier, currently carrying a Zacks Rank #3 (Hold).
+
+You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+Following the ratification of this five-year deal, concerned employees get an immediate 13.1% wage hike from the current levels. Moreover, they are eligible for a 25.1% general pay hike over the next four years. In addition to the pay hikes, the ratification ensures other benefits like better work-life balance, more bonuses, over-time wage improvements for part-time employees.
+
+Expressing delight at the approval of the deal, Robert Martinez Jr, the IAM International President said, “Congratulations to the Southwest Airlines General Chairpersons for negotiating an industry-leading contract. Your solidarity helped secure a contract that serves as a model for the rest of the airline industry and improves the work-life balance for our members.”
+
+With U.S. airlines being grappling with inadequate staff to meet the buoyant air-travel demand following the pandemic, this employee-friendly deal at LUV is an extremely welcoming development. Satisfied labor groups go a long way in promoting efficient operations.
+
+Shares of Southwest Airlines have gained 3.9% over the past three months, driven by the upbeat air-travel demand, outperforming its industry’s 3.3% appreciation in the same time period.
+
+Some better-ranked stocks in the broader Transportation sector include the following:
+
+Covenant Logistics CVLG: CVLG offers a portfolio of transportation and logistics services, including asset-based expedited, dedicated and irregular route truckload capacity, besides asset-light warehousing, transportation management and freight brokerage capability.
+
+The gradually improving freight market scenario is a tailwind to Covenant. CVLG’s cost-control efforts are appreciated as well. CVLG currently sports a Zacks Rank #1. The stock has witnessed the Zacks Consensus Estimate for 2022 earnings being revised 10.1% upward over the past 60 days.
+
+Teekay Tankers TNK: TNK is being well-served by the increase in tanker rates. A gradual ramp-up in economic activities also bodes well. High fuel costs are, however, weighing on the bottom line.
+
+Teekay Tankers currently sports a Zacks Rank #1. TNK’s shares have soared 202% in a year’s time. Over the past 60 days, the Zacks Consensus Estimate for 2022 earnings has moved 87.6% north.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.9372233, 'negative': 0.012821353, 'neutral': 0.04995536}","Southwest's (LUV) Customer Service Employees Get Pay Hike. 
+
+The union represents 8,300 such employees including customer service employees, customer representatives, customer service agents and source of support representatives of this Dallas-based carrier, currently carrying a Zacks Rank #3 (Hold).
+
+You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
+
+Following the ratification of this five-year deal, concerned employees get an immediate 13.1% wage hike from the current levels. In addition to the pay hikes, the ratification ensures other benefits like better work-life balance, more bonuses, over-time wage improvements for part-time employees. 
+
+Some better-ranked stocks in the broader Transportation sector include the following:
+
+Covenant Logistics CVLG:",The ratified deal at Southwest Airlines (LUV) ensures benefits for part-time customer service employees as well.,LUV,Transportation,Airlines,Southwest Airlines Co,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity’s reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity’s reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.7515564411776693, 'Labour Practices': 0.809544385143613, 'Greenhouse Gas Emissions': 0.7435122907286374, 'Accident & Safety Management': 0.7596642885476005}",0.809544385,Yuning,Major focus,Major focus,Positive,Labour Practices,Major,Major,Positive,2023-02-21T22:19:07+00:00,https://www.cnbc.com/2023/02/21/supreme-court-justices-in-google-case-hesitate-to-upend-section-230.html,"[{'name': 'ISIS videos', 'weight': 0.08031703}, {'name': 'Google case', 'weight': 0.070871055}, {'name': 'tech companies', 'weight': 0.06908039}, {'name': 'cooking videos', 'weight': 0.06770605}, {'name': 'YouTube', 'weight': 0.06158836}, {'name': 'ISIS', 'weight': 0.054043606}, {'name': 'Chief Justice John Roberts', 'weight': 0.05252491}, {'name': 'Section', 'weight': 0.052403953}, {'name': 'massive economic consequences', 'weight': 0.050985098}, {'name': 'Supreme Court', 'weight': 0.050724294}]",[{'name': 'Politics'}],"[{'data': 'Supreme Court', 'type': 'ORG', 'mentions': 7}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 9}, {'data': 'ISIS', 'type': 'ORG', 'mentions': 4}, {'data': 'Congress', 'type': 'ORG', 'mentions': 4}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 8}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 1}, {'data': 'the Anti-Terrorism Act', 'type': 'LAW', 'mentions': 1}, {'data': 'Washington, DC', 'type': 'GPE', 'mentions': 1}, {'data': 'Paris', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Gonzalez', 'type': 'PERSON', 'mentions': 1}, {'data': 'Eric Schnapper', 'type': 'PERSON', 'mentions': 4}, {'data': 'Samuel Alito', 'type': 'PERSON', 'mentions': 1}, {'data': 'Brett Kavanaugh', 'type': 'PERSON', 'mentions': 3}, {'data': 'Malcolm Stewart', 'type': 'PERSON', 'mentions': 2}, {'data': 'John Roberts', 'type': 'PERSON', 'mentions': 1}, {'data': 'Clarence Thomas', 'type': 'PERSON', 'mentions': 3}, {'data': 'Ketanji Brown Jackson', 'type': 'PERSON', 'mentions': 1}, {'data': 'Lisa Blatt', 'type': 'PERSON', 'mentions': 3}, {'data': 'Elena Kagan', 'type': 'PERSON', 'mentions': 3}, {'data': 'American', 'type': 'NORP', 'mentions': 1}]","People wait in line outside the US Supreme Court in Washington, DC, on February 21, 2023 to hear oral arguments in two cases that test Section 230, the law that provides tech companies a legal shield over what their users post online.
+
+Supreme Court Justices voiced hesitation on Tuesday about upending a key legal shield that protects tech companies from liability for their users' posts, and for how the companies moderate messages on their sites.
+
+Justices across the ideological spectrum expressed concern with breaking the delicate balance set by Section 230 of the Communications Decency Act as they rule on the pivotal case, Gonzalez v. Google , even as some suggested a narrower reading of the liability shield could sometimes make sense.
+
+The current case was brought by the family of an American killed in a 2015 terrorist attack in Paris. The petitioners argue that Google , through its subsidiary YouTube, violated the Anti-Terrorism Act by aiding and abetting ISIS, as it promoted the group's videos through its recommendation algorithm. Lower courts sided with Google, saying Section 230 protects the company from being held liable for third-party content posted on its service.
+
+The petitioners contend that YouTube's recommendations actually constitute the company's own speech, which would fall outside the bounds of the liability shield.
+
+But the justices struggled to understand where the petitioner's counsel, Eric Schnapper, was drawing the line on what counts as content created by YouTube itself.
+
+Conservative Justice Samuel Alito at one point said he was ""completely confused"" by the distinction Schnapper tried to draw between YouTube's own speech and that of a third party.
+
+Schnapper repeatedly pointed to the thumbnail image YouTube shows users to display what video is coming up next, or is suggested based on their views. He said that thumbnail was a joint creation between YouTube and the third party that posted the video, in this case ISIS, because YouTube contributes the URL.
+
+But several justices questioned whether that argument would apply to any attempt to organize information from the internet, including a search engine results page. They expressed fear that such a broad interpretation could have far-reaching effects the Court may not be prepared to predict.
+
+Conservative Justice Brett Kavanaugh noted that courts have applied Section 230 consistently since its inception in the 1990s and pointed to the amici briefs that warned overhauling that interpretation would cause massive economic consequences for many businesses, as well as their workers, consumers, and investors. Kavanaugh said those are ""serious concerns"" Congress could consider if it sought to rework the statute. But the Supreme Court, he said, is ""not equipped to account for that.""
+
+""You're asking us right now and make a very precise predictive judgment that 'Don't worry, that it's really not going to be that bad,'"" Kavanaugh told U.S. Deputy Solicitor General Malcolm Stewart, who was arguing the Supreme Court should send the case back to the lower court for further consideration. ""I don't know that that's at all the case. And I don't know how we can assess that in any meaningful way.""
+
+When Stewart suggested that Congress could amend 230 to account for changes in the reality of the internet today, Chief Justice John Roberts pushed back, noting that ""the amici suggests that if we wait for Congress to make that choice, the internet will be sunk.""
+
+Even conservative Justice Clarence Thomas, who has openly written that the Court should take up a case around Section 230, seemed skeptical of the petitioners' line in the sand. Thomas pointed out that YouTube uses the same algorithm to recommend ISIS videos to users interested in that kind of content, as it uses to promote cooking videos to those interested in that subject. Plus, he said, he sees those as suggestions, not affirmative recommendations.
+
+""I don't understand how a neutral suggestion about something that you've expressed an interest in is aiding and abetting,"" Thomas said.
+
+The justices had tough questions for Google too, wondering if the liability protections are quite as broad as the tech industry would like to believe. Liberal Justice Ketanji Brown Jackson, for example, had a long back-and-forth with Lisa Blatt, counsel arguing on behalf of Google, about whether YouTube would be protected by Section 230 in the hypothetical scenario where the company promotes an ISIS video on its homepage in a box marked ""featured.""
+
+Blatt said publishing a homepage is inherent to operating a website so should be covered by Section 230, and that organization is a core function of platforms, so if topic headings can't be covered, the statute basically becomes a ""dead letter.""
+
+Liberal Justice Elena Kagan suggested it's not necessary to agree completely with Google's assessment of the fallout from altering 230 to fear the potential consequences.
+
+""I don't have to accept all of Ms. Blatt's 'the sky is falling' stuff to accept something about, 'boy there's a lot of uncertainty about going the way you would have us go,' in part just because of the difficulty of drawing lines in this area,"" Kagan told Schnapper, adding that the job may be better suited for Congress.
+
+""We're a court, we really don't know about these things,"" Kagan said. ""These are not like the nine greatest experts on the internet.""",ad6ca9951d3b4cc2acf9e88967983f5f,Supreme Court justices in Google case express hesitation about upending Section 230,4,,,,
+18690,"Minnesota firms see supply chains healing, but still not back to normal - The big backup of barges at West Coast ports has finally subsided and shipping rates have come back down to Earth.
+
+So that means the supply-chain woes of the last year or two are fixed and this uncomfortably hot inflation we've been experiencing will soon be over, right?
+
+Not quite. But it should help.
+
+""There's a lot of signs that it has eased, but I wouldn't necessarily call it mission accomplished at this point,"" said Omair Sharif, a Los Angeles-based financial analyst who has specialized on inflation for two decades. ""It seems like every time things get better, other things crop up.""
+
+Airlines are grappling with a pandemic-induced pilot shortage as well as delayed shipments of new planes. Trucking firms lack drivers. At the same time, the war in Ukraine and strong consumer demand are also driving inflation.
+
+The forces behind high prices now are less about supplies, logistics and goods, Sharif said. ""We've moved to services inflation as being the bigger driver,"" he said, referring to things like housing and medical care.
+
+After the Federal Reserve hiked interest rates by another three-quarters of a percent last week, Chairman Jerome Powell noted that goods-related inflation hasn't come down as much as policymakers expected given how much supply-chain issues have been resolved.
+
+""The inflation picture has become more and more challenging over the course of this year,"" Powell said in explaining why the Fed was still aggressively tightening policy.
+
+Some supply-chain issues are lingering, the leaders of about a dozen Minnesota-based companies said as they discussed their latest financial results, issued over the last three weeks.
+
+""What I hear from companies can be all over the place and really depends on the particular product or input that the company is trying to get,"" said Sean O'Neil, director of economic research for the Minnesota Chamber of Commerce.
+
+Minneapolis-based Sleep Number's shares plummeted after executives revealed they are still acutely feeling the effects of the ongoing chip shortage, which led to significantly lower sales and profits in the quarter.
+
+Meanwhile, executives of Maplewood-based 3M said the supply chain is showing some signs of stabilization, but the company is still facing higher costs for raw materials and intermediate finished goods. They also noted that the time to receive new equipment has gone up anywhere from 12 to 20 weeks.
+
+And Medina-based Polaris, which makes snowmobiles and other powersports vehicles, pointed to a mixed picture. Sales of pontoon boats were hurt by supply constraints while its motorcycles were improving.
+
+At the other extreme, Minneapolis-based Target, which will report its quarterly results on Nov. 16, this spring found it had too much inventory when consumer demand shifted away from goods. It has used promotions to move items out.
+
+""The liquidation will certainly help with the inflation rate in the next couple of quarters as it continues across multiple retailers,"" said Necati Ertekin, assistant professor of supply chain and operations at the University of Minnesota.
+
+But retailers are also facing labor shortages in logistics and distribution, which means things like online orders may take longer to make it to people's homes, he added.
+
+""There's ups and downs, ups and downs,"" said John Melbye, president of the Twin Cities chapter of the Association for Supply Chain Management. ""In the pandemic, we realized we were running out of parts. So we bought everything we could get our hands on. Now where are we at? There's so much inventory.""
+
+The global supply chain pressure index put out by the Federal Reserve Bank of New York peaked in December 2021 and has been showing steady declines for several months now. While still elevated, it's coming back down toward historical averages.
+
+Supply managers in nine central states including Minnesota said in an October survey that the speed of deliveries is back to pre-pandemic levels. But about one-third of them also said their biggest challenge for the fourth quarter was supply-chain disruptions. Still, that was down from nearly 60% two months earlier.
+
+Ernie Goss, who runs the Creighton University Mid-America Business Conditions Index, noted that other newer wrinkles are threatening to wreak more havoc on supply chains. For one, the drought has led to lower levels on the Mississippi River making barge traffic difficult. So that's already impacting the movement of some agricultural products, which are having to be transported by rail or truck instead.
+
+""That's going to hurt,"" he said. ""It's going to push up some food prices. We'll have to wait and see how much.""
+
+And then there's a possible railroad workers' strike looming in December as well.
+
+Melbye noted that the supply chain did not always run smoothly before the pandemic. It's just that the public became more aware of the disruptions that were amplified and more apparent during the pandemic.
+
+""We were killing ourselves trying to make it look like everything was running perfectly,"" he said. ""But it's always been heroic acts of insane either intelligence or luck or planning.""
+
+The truck driver shortage pre-dated the pandemic and was exacerbated by it, said Sarah Sengupta, an associate professor of operations and supply-chain management at St. Cloud State University.
+
+""The most visible pain point right now is labor shortages,"" she said. ""When you talk to anyone in any industry, they are all pointing to labor shortages.""
+
+That has been pushing wages up, which impacts the prices companies charge for products and services, she said.
+
+""It might have been a raw material or logistics issue to get a component before and now it's getting enough labor to try and produce some of those things,"" said Steve Kalina, president of the Minnesota Precision Manufacturing Association. ""So it's pushing out lead times a bit all the way up the chain, which has a ripple effect.""
+
+At the same time, he said demand has slowed down for many manufacturers as the Fed has been hiking interest rates. So that is also giving manufacturers a little breathing room.
+
+""I think that is helping them through the supply-chain issues as well because demand is dropping,"" he said.","{'positive': 0.050020013, 'negative': 0.92071486, 'neutral': 0.02926515}","Minnesota firms see supply chains healing, but still not back to normal. 
+
+After the Federal Reserve hiked interest rates by another three-quarters of a percent last week, Chairman Jerome Powell noted that goods-related inflation hasn't come down as much as policymakers expected given how much supply-chain issues have been resolved. 
+
+""The liquidation will certainly help with the inflation rate in the next couple of quarters as it continues across multiple retailers,"" said Necati Ertekin, assistant professor of supply chain and operations at the University of Minnesota. 
+
+Ernie Goss, who runs the Creighton University Mid-America Business Conditions Index, noted that other newer wrinkles are threatening to wreak more havoc on supply chains.",Transoceanic shipping is no longer backed up. But labor shortages at airlines and trucking firms continue to influence U.S. supply chains.,TGT,Consumer Goods,Multiline and Specialty Retailers & Distributors,Target Corp,"{'Workforce Diversity & Inclusion': 'The Multiline and Specialty Retailers & Distributors industry is consumer-facing and relies on the ability to communicate effectively with customers during the sales process and adapt to changing consumer demands for products. As the populations of many developed markets undergo a massive demographic shift, including increases in minority populations, entities in this industry can benefit from ensuring that their entity culture and hiring and promotion practicesembrace the building of a diverse workforce at management- and junior-level positions. Retailers that respond to this demographic shift and employ staff who will be able to recognise the needs of diverse populations may be better able to capture demand from segments that have traditionally been overlooked, which can provide entities a competitive advantage. Furthermore, such entities may benefit from decreased legal and regulatory risks, as well as improved reputational value.', 'Product Sourcing, Packaging & Marketing': 'Entities in the Multiline and Specialty Retailers & Distributors industry sell a wide array of products including electronics, clothing, furnishings, and cosmetics, which all have varying environmental and social impacts throughout their lifecycles. The size and subsequent buying power of many entities in this industry allow them to work with their suppliers to source products and packaging with lower lifecycle environmental and social impacts. Entities that perform well in this regard may benefit from increased customer demand and improved margins. Taking a proactive approach to engaging suppliers, using certification standards, and reducing the environmental impacts of packaging are strategies commonly employed byentities in the industry.', 'Energy Management in Retail & Distribution': 'Entities in this industry require significant amounts of energy for retail facilities and warehouses. An increasing number of greenhouse gas (GHG) emissions regulations and incentives for energy efficiency and renewable energy may result in price increases for conventional electricity sources while making alternative sources more cost-competitive. Fossil fuel-based energy production and consumption contribute to significant environmental impacts, including climate change andpollution. Energy sourcing decisions can create trade-offs related to energy supply costs and operational reliability. Overall energy efficiency and access to alternative energy sources are becoming increasingly important for entities to manage. Efficiency in this area can have financial implications through direct cost savings, which are particularly beneficial in this low-margin industry.', 'Labour Practices': 'Retail‚Äôs significance to the U.S. economy as a major employer means that it is also often at the centre of public labour-practice discussions. This can have serious reputational implications for entities in the industry whose performance on labour relations is poor. The low-average wages in the industry, which help entities maintain low prices on products, may increase these labour-related risks. Since customers regularly interact directly with employees, entities can face a decrease in market share and revenue from negative consumer sentiment due to public disagreement between entities and their workers. Entities can enhance labour productivity and employee engagement by taking a long-term approach to managing workers in areas such as compensation and workers‚Äô rights. In addition to mitigating risks, improvements in labour productivity can help strengthen an entity‚Äôs reputation and reduce its cost of capital.', 'Data Security': 'Consumers trust retail entities with their financial and personal data every time they make a noncash transaction. Credit cards and debit cards have steadily eclipsed cash and cheques as consumers‚Äô preferred payment methods. In these noncash transactions, retailers build up a relationship of trust with consumers, assuring them of the safety of their personal information. Data breaches can occur both through breaches of the physical payment technology, called point-of-sales breaches, as well as through cyber attacks. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity is increasinglyimportant to maintain or gain market share. Retailers that prevent major data breaches can also avoid harming brand value and reduce liabilities.'}","{'Workforce Diversity & Inclusion': 0.7559622452502366, 'Product Sourcing, Packaging & Marketing': 0.7527570462060594, 'Energy Management in Retail & Distribution': 0.7745268760608625, 'Labour Practices': 0.7873599064184276, 'Data Security': 0.7568581659406702}",0.7873599064184276,Yuning,Major focus,Minor focus,Neutral,"Product Sourcing, Packaging & Marketing, Labour Practices",Major,Minor,Negative,2023-01-17T14:34:43+00:00,https://dailycaller.com/2023/01/17/jeremy-clarkson-amazon-prime-harry-and-meghan/,"[{'name': 'Prince Harry', 'weight': 0.10440089}, {'name': 'Meghan Markle', 'weight': 0.09659125}, {'name': 'Jeremy Clarkson', 'weight': 0.09518192}, {'name': 'Mr. Clarkson', 'weight': 0.08925132}, {'name': 'Clarkson', 'weight': 0.08680982}, {'name': 'Harry', 'weight': 0.08271101}, {'name': 'British television presenter Jeremy Clarkson', 'weight': 0.08175735}, {'name': 'Amazon Prime Videos', 'weight': 0.0814883}, {'name': 'Amazon Prime', 'weight': 0.08113456}, {'name': 'dangerous conspiracy theories', 'weight': 0.08075047}]",[{'name': 'Entertainment'}],"[{'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'Variety', 'type': 'ORG', 'mentions': 3}, {'data': 'BBC', 'type': 'ORG', 'mentions': 1}, {'data': 'Jeremy Clarkson', 'type': 'PERSON', 'mentions': 11}, {'data': 'Harry', 'type': 'PERSON', 'mentions': 5}, {'data': 'Meghan', 'type': 'PERSON', 'mentions': 3}, {'data': 'Markle', 'type': 'PERSON', 'mentions': 2}, {'data': 'British', 'type': 'NORP', 'mentions': 1}, {'data': 'Clarkson’s Farm', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Harry & Meghan', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'The Grand Tour', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'hours', 'type': 'TIME', 'mentions': 1}]","British television presenter Jeremy Clarkson is likely to be dropped by Amazon Prime Videos after he published a scathing column about Prince Harry and Meghan Markle in December, according to a report.
+
+Clarkson, who currently has two different shows commissioned with the streaming service, will likely not be working with Amazon Prime once they are completed, sources told Variety. The decision comes less than a month after Clarkson wrote a scathing column about Prince Harry and his wife, Meghan Markle, in which he said he hated the latter “on a cellular level,” amongst other horrendous comments about the royals.
+
+The column was removed by the original publisher after more than 20,000 complaints were lodged against Clarkson and the outlet, the BBC noted. Clarkson initially claimed to have apologized to the royals for his words, but a statement from them both suggested otherwise.
+
+“On Dec. 25, 2022, Mr. Clarkson wrote solely to Prince Harry, the Duke of Sussex. The contents of his correspondence were marked Private and Confidential. While a new public apology has been issued today by Mr. Clarkson, what remains to be addressed is his long-standing pattern of writing articles that spread hate rhetoric, dangerous conspiracy theories, and misogyny,” Prince Harry and Markle wrote in a statement shared by Variety. “Unless each of his other pieces were also written ‘in a hurry,’ as he states, it is clear that this is not an isolated incident shared in haste, but rather a series of articles shared in hate.”
+
+In the apology published Monday, Clarkson claimed that the streaming service was “incandescent” about the December column. A virtual press conference for Clarkson’s series “Clarkson’s Farm” scheduled for Tuesday was canceled late Monday, hours after the host posted another apology to Markle on his social media. (RELATED: Everyone Should Watch ‘Harry & Meghan’ Before Jumping To Hateful Conclusions)
+
+Clarkson also appears on “The Grand Tour,” one of Amazon Prime’s biggest shows, Variety noted. The show will conclude after its commissioned episodes, either in late 2024 or early 2025.",530696cf944f47508aa8d36023a34b3e,REPORT: Amazon Will Likely Drop Jeremy Clarkson After Spat With Harry And Meghan,4,,,,
+10310,"JPMorgan double-downgrades Intel as chipmaker loses market share to rivals such as AMD - JPMorgan is making a complete 180-turn on Intel as the chipmaker continues to fall behind its rivals. Analyst Harlan Sur double downgraded the semiconductor stock to underweight after previously suspending coverage at overweight. He cut the price target to $32 from $64, which presents a new upside of 7.5%. ""We believe it will be several years before Intel is able to reverse the tide to reclaim technology leadership in hopes of regaining market share."" Sur said. Sur said the company has 77% of market share for central processing units, but noted it's losing business every year and is technologically behind competitors Advanced Micro Devices and Taiwan Semiconductor Manufacturing . He said it would take ""flawless execution"" to bridge the technology gap, which he called unlikely given what he sees as a history of missteps from Intel. Part of that stems from current challenges with a new central processing unit, called Sapphire Rapids, that had production pushed due to security issues. Its alchemist discrete GPU has also been considered an underperformer due to software performance issues, he said. He said Intel will also be pressured by weakening demand for personal technology over the next 12 to 18 months. Personal computer units are expected to be down 14% and 5% in 2022 and 2023, respectively, while server units will grow 4% and 1% in the same years, data shows. This cooling growth would leave an overhang on the stock and question the sustainability of dividend payments, Sur said. Cloud and data needs will remain strong, but Intel will not feel the full tailwinds as it continues to lose market share, he added. Sur also pointed to challenges with Intel Foundry Services, given that a customer making a design within the unit today would not see chip design and production commence for two years. It will be about three to five years, if not longer, before Sur expects revenue to scale in this unit, which is considered to be a major growth initiative. To be sure, Sur said the stock could defy the expectation of minimal participation in growth if it gains technology ""parity"" with competitors or the slowdown within personal computer and central processing units is not as bad as expected. More costumers using Intel Foundry Services could also put the company in a better position. But Sur said the outlook at the moment is to see Intel jog while its competitors sprint for at least the next year. ""Given the market has time to gain confidence on Intel's ability to execute in its core compute and diversification initiatives, we believe INTC will be an under-performer relative to the group over the next 12-18 months,"" he said. ""It is important to note that our rating on INTC is a relative call vs the group, for which see a positive move over the next 12-18 months and where we see INTC stock participating, but we think at a slower pace."" — CNBC's Michael Bloom contributed to this report.","{'positive': 0.015960513, 'negative': 0.9613041, 'neutral': 0.02273539}","JPMorgan double-downgrades Intel as chipmaker loses market share to rivals such as AMD. ""We believe it will be several years before Intel is able to reverse the tide to reclaim technology leadership in hopes of regaining market share."" Sur said the company has 77% of market share for central processing units, but noted it's losing business every year and is technologically behind competitors Advanced Micro Devices and Taiwan Semiconductor Manufacturing . He said Intel will also be pressured by weakening demand for personal technology over the next 12 to 18 months.",The stock will not grow as much as competitors in the next 12 to 18 months.,AMD,Technology & Communications,Semiconductors,Advanced Micro Devices,"{'Recruiting & Managing a Global & Skilled Workforce': 'Employees are key contributors to value creation in the Semiconductors industry. Entities face competition and challenges in recruiting qualified employees, including electrical engineers, research scientists, and process engineers, and compensation for such employees is a significant cost component for the industry. To respond to domestic talent shortages, semiconductors entities are increasingly recruiting foreign nationals, even as they offshore operations, resultingin associated human capital management challenges. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Semiconductors entities can improve their competitive positioning by establishing education, training, and recruitment policies that develop and leverage the talents of skilled, global employees to meet their human capital needs. Such initiatives can help drive innovation and improve worker productivity, thereby improving access to new markets and possible new sources of revenue, while also creating a more engaged workforce that is less likely to experience high rates of turnover.', 'Water Management': 'Water is critical to the semiconductor production process, which requires significant volumes of ‘ultra-pure’ water for cleaning purposes, to avoid trace molecules from affecting product quality. As manufacturing becomes more complex, entities in the industry are discovering the importance of reducing ultra-pure water use. Water is becoming a scarce resource around the world, because of increasing consumption from population growth and rapid urbanisation, and reduced supplies because of climate change. Furthermore, water pollution in developing countries makes available water supplies unusable or expensive to treat. Without careful planning, water scarcity may result in higher supply costs, social tensions with local communities and governments, or loss of water access in water-scarce regions, thereby presenting a critical risk to production. Semiconductor entities that increase water use efficiency during manufacturing may maintain a lower risk profile and face reduced regulatory risks as local, regional and national environmental laws place increasing emphasis on resource conservation.', 'Greenhouse Gas Emissions': 'Entities in the Semiconductors industry generate greenhouse gas (GHG) emissions, particularly those from perfluorinated compounds, from semiconductor manufacturing operations. GHG emissions may create regulatory compliance costs and operating risks for semiconductors entities, although resulting financial effects may vary depending on the magnitude of emissions and the prevailing emissions regulations. Entities that cost-effectively manage GHG emissions through greater energy efficiency, the use of alternative chemicals or manufacturing process advances may benefit from improved operating efficiency and reduced regulatory risk.', 'Energy Management in Manufacturing': 'Energy is a critical input for manufacturing semiconductor devices. The price of conventional grid electricity and volatility of fossil fuel prices may increase because of evolving climate change regulations and new incentives for energy efficiency and renewable energy, among other factors, while alternative energy sources become more cost-competitive. Decisions regarding energy sourcing and type, as well as alternative energy use, may create trade-offs related to the energy supply’scost and reliability for operations. As industry innovation adds complexity to manufacturing processes, new technologies to manufacture semiconductors may consume more energy unless entities invest in the energy efficiency of their operations. The way an entity manages energy efficiency, reliance on different types of energy, the associated sustainability risks, and alternative energy source access may affect financial performance.', 'Materials Sourcing': 'Entities in the Semiconductors industry rely on numerous critical materials as key inputs for finished products. Many of these inputs have few or no available substitutes and are often sourced from deposits concentrated in few countries, many of which are subject to geopolitical uncertainty. Other sustainability impacts related to climate change, land use, resource scarcity, and conflict in regions where the industry’s supply chain operates are also increasingly shaping the industry’s ability to source materials. Additionally, increased competition for these materials due to growing global demand from other sectors can result in price increases and supply risks. The ability of entities to manage potential materials shortages, supply disruptions, price volatility, and reputational risks is made more difficult by the fact that they commonly source materials from supply chains that often lack transparency. Failure to effectively manage this issue can lead to an inability to access necessary materials, reduced margins, constrained revenue growth, and/or higher costs or capital. ', 'Intellectual Property Protection & Competitive Behaviour': 'While intellectual property (IP) protection is inherent to the business model of entities in the Semiconductors industry, entities’ IP practices can be a contentious societal issue. IP protection, on the one hand, is an important driver of innovation; on the other hand, some entities may also acquire and enforce patents and other IP protection in efforts to restrict competition, particularly if they are dominant market players. Industry standard-setting can involve complex negotiations over patent rights and licensing terms, and entities are using cross-licenses and patent pools to address difficulties around patent thickets. However, such industry cooperation can also raise antitrust concerns, for example, withprovisions in portfolio cross-licenses that could enable price fixing. Adverse legal or regulatory rulings related to antitrust and IP can expose software and IT services entities to costly and lengthy litigations and potential monetary losses as a result. Such rulings may also affect an entity’s market share and pricing power if its patents or dominant position in key markets are legally challenged, with significant impact on revenue. Therefore, entities that can balance the protection of their IP and its use to spur innovation with ensuring their IP management and other business practices do not unfairly restrict competition, have the potential to lower regulatory scrutiny and legal actions while protecting their market value.', 'Product Lifecycle Management': 'As an increasing number of devices become connected to each other and to the internet, semiconductor entities face greater demand for products that increase computing power and decrease energy costs. Semiconductor machinery and device manufacturers may reduce the environmental and human health impacts of their products by increasing the energy-efficiency of equipment and chips and reducing the use of harmful materials in products. As consumer demand grows for energy-efficient devices that increase battery life, reduce heat output and decrease energy consumption, semiconductor manufacturers that satisfy these may gain a competitive advantage, driving revenue and market share growth. Entities also may benefit from reducing the use of toxic materials from chips destined for consumer devices, which has implications for the end-of-life management of electronic waste, an issue of growing legislative importance in many countries.', 'Employee Health & Safety': 'The long-term impact on worker health from chemical usage in semiconductor manufacturing is a major area of concern for the industry. Workers in fabrication facilities, particularly maintenance workers, are at risk of exposure to chemicals known to be hazardous to human health. Violations of health and safety standards can result in monetary penalties and additional costs of corrective actions, with an impact on net profits and contingent liabilities. Furthermore, such violations can also lead to non-monetary penalties and reputational impacts which can decrease revenues, as well as market share. Effective management of health and safety issues include implementing effective engineering controls, introducing less hazardous chemicals where possible or using smaller amounts, and seeking chemicals presenting the fewest risks to the workforce. In addition to protecting brand value, entities taking these measures can also protect themselves from adverse legal outcomes related to both regulated and unregulated hazardous substances. ', 'Waste Management': 'Semiconductor manufacturing requires hazardous materials, many of which are subject to environmental, health and safety regulations, and generates harmful waste, which may be released into the environment in the form of water and air emissions, and solid waste. The handling and disposal of hazardous wastes produced during manufacturing can lead to increased operating costs, capital expenditures, and in some instances, regulatory costs. Entities that are able to reducewaste produced during manufacturing and ensure that it is reused, recycled, or disposed of appropriately, will maintain a lower risk profile and face lower regulatory risks as local, regional, and national environmental laws place increasing emphasis on resource conservation and waste management.'}","{'Recruiting & Managing a Global & Skilled Workforce': 0.7789192016098804, 'Water Management': 0.7600847062396106, 'Greenhouse Gas Emissions': 0.7453461020280202, 'Energy Management in Manufacturing': 0.7896533297637749, 'Materials Sourcing': 0.7905353543252748, 'Intellectual Property Protection & Competitive Behaviour': 0.7864615716297569, 'Product Lifecycle Management': 0.8007167779619249, 'Employee Health & Safety': 0.7641906850413825, 'Waste Management': 0.7424444565113791}",0.8007167779619249,Yuning,Minor focus,Major focus,Positive,,No,Minor,No,2023-08-03T18:35:07.891000+00:00,https://www.nydailynews.com/news/national/ny-robert-kennedy-sue-google-youtube-president-candidate-20230803-6q3c2asobrbnnf5vxj46n5oi3q-story.html,"[{'name': 'Presidential hopeful Robert F. Kennedy Jr.', 'weight': 0.08444752}, {'name': 'Bobby Kennedy', 'weight': 0.08397851}, {'name': 'Kennedy', 'weight': 0.08191881}, {'name': 'Robert F. Kennedy Jr.', 'weight': 0.081358634}, {'name': 'Joe Biden', 'weight': 0.07466153}, {'name': 'President Biden', 'weight': 0.0703464}, {'name': 'Biden', 'weight': 0.06640175}, {'name': 'content ban', 'weight': 0.065526426}, {'name': 'late Wednesday', 'weight': 0.06264755}, {'name': 'primary elections', 'weight': 0.06160714}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Robert F. Kennedy Jr.', 'type': 'PERSON', 'mentions': 12}, {'data': 'Joe Biden', 'type': 'PERSON', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'YouTube', 'type': 'ORG', 'mentions': 4}, {'data': 'Fox News', 'type': 'ORG', 'mentions': 1}, {'data': 'Delaware', 'type': 'GPE', 'mentions': 2}, {'data': 'the Unites States', 'type': 'GPE', 'mentions': 1}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 2}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Caucasians', 'type': 'NORP', 'mentions': 1}, {'data': 'Black', 'type': 'NORP', 'mentions': 1}, {'data': 'Ashkenazi Jews', 'type': 'NORP', 'mentions': 1}, {'data': 'Chinese', 'type': 'NORP', 'mentions': 1}]","Presidential hopeful Robert F. Kennedy Jr. is suing YouTube and its parent company Google for moderating content he posts online.
+
+The 69-year-old Ivy lawyer filed suit against the Internet giants in a Delaware court late Wednesday. His lawsuit alleges “concerns the freedom of speech and the extraordinary steps the Unites States has taken under the leadership of Joe Biden to silence people it doesn’t want America to hear.”
+
+Kennedy is a long-shot challenger to President Biden for the Democratic party nomination in the 2024 presidential race. While he’s proven popular with conspiratorial online media sources and right-wing outlets like Fox News, Kennedy has struggled to gain favor with Democrats and even earned admonishment from his famous political family. A Recent poll shows him trailing Biden by as much as 60 points.
+
+The son of assassinated 1968 presidential candidate Bobby Kennedy, Kennedy is a critic of vaccines, including those used to curb the COVID-19 pandemic that’s killed more than a million Americans since 2020.
+
+His complaint claims YouTube frequently blocks content posted by Kennedy on the grounds of “medical misinformation” policies.
+
+“On information and belief, it did so based on statements from the Biden administration about what information to censor,” Kennedy’s complaint alleges.
+
+Kennedy’s legal team complains content taken offline sometimes comes from their client’s 2024 presidential campaign and worries the problem will worsen as primary elections draw nearer.
+
+Among Kennedy’s many controversies was a dinner last month where he made claims about COVID-19 some critics found antisemitic.
+
+“COVID-19 is targeted to attack Caucasians and Black people,” he asserted. “The races that are most immune to COVID-19 are Ashkenazi Jews and Chinese.”
+
+Kennedy later tweeted his comments were being taken out of context and he never implied “the ethnic effect was deliberately engineered.”
+
+His lawsuit was filed in Delaware, where Google and YouTube incorporated. Kennedy resides in New York. The defendants are headquartered in California.
+
+Google purchased the popular video-sharing website in 2006. Neither Google or the Biden administration has replied to a request for comment.",e4622183c8c0498a9680cec2f6c30c6a,"Robert F. Kennedy Jr. sues Google, YouTube for content ban",4,,,,
+14156,"Schlumberger (SLB) Stock Sinks As Market Gains: What You Should Know - In the latest trading session, Schlumberger (SLB) closed at $51.89, marking a -0.17% move from the previous day. This change lagged the S&P 500's daily gain of 1.33%. At the same time, the Dow added 1.14%, and the tech-heavy Nasdaq gained 2.94%.
+
+Prior to today's trading, shares of the world's largest oilfield services company had gained 14.69% over the past month. This has outpaced the Oils-Energy sector's gain of 3.53% and the S&P 500's gain of 6.11% in that time.
+
+Wall Street will be looking for positivity from Schlumberger as it approaches its next earnings report date. This is expected to be April 21, 2023. The company is expected to report EPS of $0.61, up 79.41% from the prior-year quarter. Meanwhile, our latest consensus estimate is calling for revenue of $7.53 billion, up 26.37% from the prior-year quarter.
+
+SLB's full-year Zacks Consensus Estimates are calling for earnings of $3.02 per share and revenue of $32.74 billion. These results would represent year-over-year changes of +38.53% and +16.54%, respectively.
+
+It is also important to note the recent changes to analyst estimates for Schlumberger. These recent revisions tend to reflect the evolving nature of short-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Our research shows that these estimate changes are directly correlated with near-term stock prices. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
+
+The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.2% higher. Schlumberger is holding a Zacks Rank of #3 (Hold) right now.
+
+Valuation is also important, so investors should note that Schlumberger has a Forward P/E ratio of 17.2 right now. This valuation marks a premium compared to its industry's average Forward P/E of 12.5.
+
+We can also see that SLB currently has a PEG ratio of 0.45. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Oil and Gas - Field Services industry currently had an average PEG ratio of 0.56 as of yesterday's close.
+
+The Oil and Gas - Field Services industry is part of the Oils-Energy sector. This industry currently has a Zacks Industry Rank of 151, which puts it in the bottom 41% of all 250+ industries.
+
+The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.8362792, 'negative': 0.01575697, 'neutral': 0.14796384}","In the latest trading session, Schlumberger (SLB) closed at $51.89, marking a -0.17% move from the previous day. This change lagged the S&P 500's daily gain of 1.33%. Wall Street is expecting earnings of $3.02 per share and revenue of $32.74 billion as well as a 26.37% increase from the prior-year quarter. The company is expected to report EPS of $0.61, up 79.41%, and revenue is expected of $7.53 billion. The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). This valuation marks a premium compared to its industry's average Forward P/E of 12.5. The Oil and Gas - Field Services industry currently has a Zacks Industry Rank of 151, which puts it in the bottom 41% of all 250+ industries.","In the latest trading session, Schlumberger (SLB) closed at $51.89, marking a -0.17% move from the previous day.",SLB,Extractives & Minerals Processing,Oil & Gas - Services,Schlumberger Ltd,"{'Management of the Legal & Regulatory Environment': 'The Oil & Gas ‚Äì Services industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impacts on shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities‚Äô reputations with stakeholders and ultimately impact the entity‚Äôs social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond tomedium- to long-term regulatory developments.', 'Business Ethics & Payments Transparency': 'With operations across the globe, oil and gas services entities interact with many government and local officials, either directly or through agents, in order to secure contracts with state-owned oil entities and multinational corporations. Bribery and corruption are common in some regions, and in others, to the transparency of payments to governments maybe a significant issue. The emergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costsor higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Oil and gas services entities are under pressure to ensure that their governance structures and practices can address corruption, willful or unintentional participation in illegal or unethical payments and gifts to government officials or private persons, or the risk of otherwise unfairly influencing these individuals, especially in areas of heightened risk.', 'Water Management Services': 'Oil and gas development often requires large quantities of water, exposing producers to the risks of water scarcity, water use regulations and related cost increases, particularly in water-stressed regions. Producers also must manage wastewater disposal risks and costs. As such, service entities that develop superior technologies and processes, such as closed-loop water recycling systems to reduce customers‚Äô water consumption and disposal costs, may gain market share and increase revenue, because drilling and wastewater management can be a significant competitive factor for their customers.', 'Ecological Impact Management': 'Oil and gas exploration and development activities, and associated services and support activities, can have significant impacts on biodiversity and ecosystems, particularly when entities operate in ecologically sensitive areas or are characterised by highly resource-intensive operations. These can occur through disposal of drilling and associated wastes, well decommissioning, land use, and fuel spills. Producers face regulatory risks from legislation and permitting to protect ecosystems in the U.S. and abroad, and from regulations specifically related to well decommissioning or underground waste injection. Oil and gas services entities that are able to offer cost-effective and efficient production and decommissioning technologies that mitigate impacts on biodiversity by reducing land use, drilling wastes, and spills can lower associated risks for their customers and gain a competitive advantage.', 'Workforce Health & Safety': 'Workers in the Oil & Gas ‚Äì Services industry face significant health and safety risks due to the harsh working environments and hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of oil and gas services entities. Health impacts on, and the safety performance of, such workers can affect Services entities directly by influencing worker productivity and costs. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. Customers evaluate instances of accidents, spills, injuries, and fatalities when considering awarding contracts to services entities. ', 'Critical Incident Risk Management': 'Services entities are subject to significant risks associated with low-probability, high-consequence events associated with oil and gas exploration, development, and production activities. Such events may result in multiple fatalities, significant property damage, or a significant adverse impact to the environment. Services entities may be affected indirectly through the impacts that safety incidents or emergencies can have on their Exploration & Production (E&P) customers. Additionally, significant incidents can have wide-ranging negative social and environmental consequences, for which bothE&P and service entities may be held liable. Services entities compete on the basis of their reputation and ability to perform activities on a consistently safe basis. In addition to implementing effective process safety management practices,entities frequently prioritise developing a strong culture of safety in order to reduce the probability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture that engages and empowers employees and contractors to work with management and E&P entities in order to safeguard their own health, safety, and well-being and to prevent accidents is likely to help services entities reduce risks to financial value.', 'Chemicals Management': 'Oil and Gas - Services entities produce oilfield chemicals as well as drilling and hydraulic fracturing fluids based on demand from Exploration & Production (E&P) entities. While the risk of leaks from a properly drilled and completed well islow, contamination of local water resources can result from contact with hydraulic fracturing fluids and produced water, and may arise from issues related to well integrity. Concerns about certain chemicals used in hydraulic fracturing fluids have led to fracturing bans, regulation, and legislative proposals to mandate disclosure of chemicals used in some regions,both in the U.S. and abroad. The exact chemical composition of hydraulic fracturing fluids is often proprietary information, and entities compete to create the most effective formulas. In the U.S., some entities are voluntarily disclosing information about the hydraulic fracturing chemicals they use through an industry registry, FracFocus. Due to public and regulatory attention to the potential hazards of drilling fluids, entities that are able to manage issues related towell development and integrity, the production and use of produce effective non-hazardous fracking fluids, and the reduction of the volumes of drilling fluids used per well, may increase their market share and revenues and lower the risk that regulations affect demand for their products.', 'Emissions Reduction Services & Fuels Management': 'Although direct greenhouse gas (GHG) emissions and associated regulatory risks are relatively low for oil and gas services providers relative to other industries, emissions from the operations of their customers‚Äîthe oil and gas exploration and production (E&P) entities‚Äîcan be significant. Emissions include GHGs that can contribute to climate change as well as other air pollutants that can have significant localised human health and environmental impacts. Increasing regulation and high costs of fuels associated with these emissions present substantial risk to E&P entities. Entities are seeking ways to lower their emissions, including converting pumps and engines to run on natural gas and electricity instead of diesel fuel. Oil and gas services entities compete for contracts partly based on providing innovative, efficient technologies that can help E&P entities reduce operating costs and improve process efficiencies. Services entities can gain a competitive advantage, grow revenue and secure market share by providing customers with services and equipment to reduce GHG, fugitive and flared emissions and fuel consumption.'}","{'Management of the Legal & Regulatory Environment': 0.7939502023033452, 'Business Ethics & Payments Transparency': 0.7391955856744458, 'Water Management Services': 0.7583562091440244, 'Ecological Impact Management': 0.740178684410928, 'Workforce Health & Safety': 0.7781124507184805, 'Critical Incident Risk Management': 0.7544183368994019, 'Chemicals Management': 0.7589612123989921, 'Emissions Reduction Services & Fuels Management': 0.7653184158989004}",0.7939502023033452,Yuning,No focus,No focus,Neutral,,No,Major,No,2023-02-16T14:00:00+00:00,https://finance.yahoo.com/news/hold-onto-money-jeff-bezos-230000890.html,"[{'name': 'None', 'weight': 0.077124536}, {'name': 'U.S. private real estate', 'weight': 0.07633608}, {'name': 'U.S. public real estate', 'weight': 0.07621329}, {'name': 'real estate', 'weight': 0.075039454}, {'name': 'real estate investment trusts', 'weight': 0.072851405}, {'name': 'iShares U.S. Medical Devices ETF', 'weight': 0.06101564}, {'name': 'investment management company Invesco', 'weight': 0.056851495}, {'name': 'iShares U.S. Medical Devices', 'weight': 0.05515255}, {'name': 'existing utility companies', 'weight': 0.05401882}, {'name': 'iShares Biotechnology ETF', 'weight': 0.053091124}]",[{'name': 'Auto'}],"[{'data': 'Jeff Bezos', 'type': 'PERSON', 'mentions': 4}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'CNN', 'type': 'ORG', 'mentions': 1}, {'data': 'UBS', 'type': 'ORG', 'mentions': 1}, {'data': 'Walmart', 'type': 'ORG', 'mentions': 1}, {'data': 'Whole Foods', 'type': 'ORG', 'mentions': 1}, {'data': 'Kroger', 'type': 'ORG', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'PCX', 'type': 'ORG', 'mentions': 2}, {'data': 'iShares Biotechnology ETF', 'type': 'ORG', 'mentions': 1}, {'data': 'NGM', 'type': 'ORG', 'mentions': 1}, {'data': 'iShares U.S. Medical Devices', 'type': 'ORG', 'mentions': 1}, {'data': 'Invesco', 'type': 'ORG', 'mentions': 2}, {'data': 'Americans', 'type': 'NORP', 'mentions': 3}, {'data': 'night', 'type': 'TIME', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 3}]","Amazon founder and executive chairman Jeff Bezos is sounding the alarm, telling CNN the economy “does not look good right now.”
+
+“Things are slowing down. You're seeing layoffs in many, many sectors of the economy,” Bezos said in an interview.
+• None UBS says 61% of millionaire collectors allocate up to 30% of their overall portfolio to this exclusive asset class
+• None You could be the landlord of Walmart, Whole Foods and Kroger (and collect fat grocery store-anchored income on a quarterly basis)
+• None Americans are paying nearly 40% more on home insurance compared to 12 years ago — here's how to spend less on peace of mind
+
+Amazon, Meta, Alphabet, Salesforce and Microsoft have all announced thousands of layoffs, but as the billionaire notes, it's not just big tech. And that means you might want to tighten up your budget.
+
+“If you're an individual considering purchasing a big-screen TV, you might want to wait, hold onto your money, and see what transpires,” Bezos recommends. “The same is true with a new automobile, refrigerator, or whatever else. Just remove some risk from the equation.”
+
+That’s not a good sign for investors. But not all businesses are created equal. Some — like the three listed below — might be able to perform well even if the economy falls into a recession.
+
+The utility sector consists of companies that provide electricity, water, natural gas and other essential services to homes and businesses.
+
+The sector isn’t a fascinating one, but it is recession-resistant: No matter what happens to the economy, people will still need to heat their homes in the winter and turn the lights on at night.
+
+High barriers to entry protect the profits of existing utility companies. Building the infrastructure needed to deliver gas, water or electricity is quite expensive, and the industry is highly regulated by the government.
+
+Thanks to the recurring nature of business, the sector is also known for paying reliable dividends.
+
+If you are looking for the best utility stocks, names in the Utilities Select Sector SPDR Fund (PCX:XLU) provide a good starting point for further research.
+
+Health care serves as a classic example of a defensive sector thanks to its lack of correlation with the ups and downs of the economy.
+
+At the same time, the sector offers plenty of long-term growth potential due to favorable demographic tailwinds — particularly an aging population — and plenty of innovation.
+
+Average investors might find it difficult to pick out specific health care stocks. But healthcare ETFs can provide both a diversified and profitable way to gain exposure to the space.
+
+Read more: 4 easy alternatives to grow your hard-earned cash without the shaky stock market
+
+Vanguard Health Care ETF (PCX:VHT) gives investors broad exposure to the sector.
+
+To tap into specific segments within health care, investors can look into names like iShares Biotechnology ETF (NGM:IBB) and iShares U.S. Medical Devices ETF (PCX:IHI).
+
+It may seem counterintuitive to have real estate on this list.
+
+While it’s true that mortgage rates have risen significantly, real estate has actually demonstrated its resilience in times of rising interest rates, according to investment management company Invesco.
+
+“Between 1978 and 2021, there were 10 distinct years where the federal funds rate increased,” Invesco says. “Within these 10 identified years, U.S. private real estate outperformed equities and bonds seven times and U.S. public real estate outperformed six times.”
+
+Well-chosen properties can provide more than just price appreciation. Investors also get to earn a steady stream of rental income.
+
+But you don’t need to be a landlord to start investing in real estate. There are plenty of real estate investment trusts (REITs) as well as crowdfunding platforms that can get you started on becoming a real estate mogul.
+
+What to read next
+• None The US dollar has lost 98% of its purchasing power since 1971 — protect your retirement nest egg with this stable alternative
+• None Rich young Americans have lost confidence in the stock market — and are betting on these assets instead for strong long-term tailwinds
+• None Here's how much the average American 60-year-old holds in retirement savings — how does your nest egg compare?
+
+This article provides information only and should not be construed as advice. It is provided without warranty of any kind.",121e7df094a4435ab1536336804181cd,"'Hold onto your money': Jeff Bezos warns you may want to rethink buying a 'new automobile, refrigerator or whatever' right now — here are 3 recession-proof buys instead",4,,,,
+12166,"Managing Rich People’s Money Isn’t Always Easy - Wealth management can be a very good business. But it isn’t just free money. der
+
+Morgan Stanley ‚Äôs huge wealth management business generates significant net interest income, about 15% of its net revenue in the first quarter. So it was able to benefit from the same rising-rate forces still helping a lot of its big retail banking peers. That provided a ballast to its Wall Street unit, which like most peers, including Goldman Sachs , suffered from drop-offs in activity versus a year earlier.","{'positive': 0.9039275, 'negative': 0.073837474, 'neutral': 0.022235077}","Morgan Stanley's wealth management business generated significant net interest income in the first quarter, helping it benefit from rising-rate forces still helping its big retail banking peers. This provided a ballast to its Wall Street unit, which had suffered from drop-offs in activity versus a year earlier.","Wealth management has been benefited Morgan Stanley, but it has its challenges amid rising rates.",GS,Financials,Investment Banking & Brokerage,Goldman Sachs Group Inc,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management‚Äôs approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity‚Äôs amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks‚Äô financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks‚Äô size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.7875454140528921, 'Professional Integrity': 0.7879059443312378, 'Factors in Investment Banking & Brokerage Activities': 0.7820325640770635, 'Business Ethics': 0.7870483373537838, 'Systemic Risk Management': 0.7972258220330509, 'Employee Incentives & Risk Taking': 0.7825449036308982}",0.7972258220330509,Yuning,No focus,No focus,Neutral,,No,Minor,No,2023-05-15T12:00:09.773000+00:00,https://www.bloomberg.com/news/articles/2023-05-15/artificial-intelligence-lets-microsoft-target-google-and-google-target-amazon,"[{'name': 'Bing Chat Search Engine', 'weight': 0.13243888}, {'name': 'Google', 'weight': 0.11350186}, {'name': 'Google Search', 'weight': 0.11114628}, {'name': 'search', 'weight': 0.10314597}, {'name': 'online shopping searches', 'weight': 0.099114306}, {'name': 'Bing', 'weight': 0.0856575}, {'name': 'its own search engine', 'weight': 0.06922229}, {'name': 'generative AI', 'weight': 0.06899656}, {'name': 'the search engine', 'weight': 0.065613955}, {'name': 'Amazon', 'weight': 0.065436594}]",[{'name': 'Tech'}],"[{'data': 'Microsoft', 'type': 'ORG', 'mentions': 5}, {'data': 'Google', 'type': 'ORG', 'mentions': 14}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 4}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Bing', 'type': 'ORG', 'mentions': 1}, {'data': 'Des Moines', 'type': 'GPE', 'mentions': 1}, {'data': 'Mountain View', 'type': 'GPE', 'mentions': 1}, {'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'Google Search', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the 12 minutes', 'type': 'TIME', 'mentions': 1}, {'data': 'Cathy Edwards', 'type': 'PERSON', 'mentions': 1}]","Google has spent the past 25 years teaching us to speak its idiom. If you barked at your spouse “weather Des Moines tomorrow,” you’d be unlikely to elicit anything resembling a helpful response. Yet that’s the way we’ve learned to engage with Google Search. Now, with the advent of a host of artificial intelligence technologies, the search giant wants to teach the world a whole new way of talking to computers.
+
+At Google I/O—the company’s annual developer conference, held on May 10 near its headquarters in Mountain View, California—we caught our first glimpse of its vision for integrating generative AI into search. It’s a big deal, not least because Microsoft Corp. has painted a target on Google’s back. Through its investment in ChatGPT creator OpenAI, Microsoft has been integrating AI tools into its own search engine, Bing. For the first time in two decades, it’s started to look as though there might be a meaningful challenge to Google’s $163 billion search business.
+
+More than that, it was unclear what a generative AI-led approach to search would mean for Google’s ability to serve ads, from which that business derives all its revenue. After all, it’s the imperfection of search that creates space for advertisements: You’re served a diverse menu of choices. If you received the perfect result each time, there would be less scope for Google to make money by giving you results someone else might have paid for.
+
+Which is what made the 12 minutes of I/O dedicated to search so significant. Very quickly, Cathy Edwards, a vice president for engineering, was showing that generative AI can help you buy stuff—in her example, a commuter bike. The prompt she demonstrated was “good bike for a 5-mile commute with hills.” The idiom might have sounded similar to the way we’d typically engage with Google, but it’s got a level of complexity with which we’d never typically challenge the search engine. The experimental product returned a few possibilities and potential follow-up questions.
+
+Ostensibly, this was just another example of how AI, paired with Google’s vast data sets, can create a pretty cool customer experience. But Google has been trying to crack e-commerce for years: A sizable proportion of online shopping searches start at Amazon, completely circumventing Google. It’s been one of the company’s real weaknesses. Now it’s signaling that AI, where Amazon.com Inc. appears to lag Google technologically, offers it a chance to catch up. While the conversation focuses on Google’s battle with Microsoft, it heralds an impending fight with Amazon, too.
+
+For all of AI’s amazing potential, the companies leading the charge technologically have the ability to set the parameters for how we engage with it, to dictate the nature of the conversation. And, as with the last generation of the web, it looks like they really want to use it to sell us more stuff.
+
+
+
+Read more: Microsoft Tries Putting Advertising in Bing Chat Search Engine",53a9ff8f79de4667a14def780b288638,AI Lets Microsoft Target Google and Google Target Amazon,4,,,,
+18855,"Lennar sues federal government to recover legal fees in lawsuit over Hunters Point Shipyard cleanup - Lennar Corporation, the developer behind the massive conversion of the Hunters Point Naval Shipyard, has sued the federal government to recover legal fees incurred in defending itself in a lawsuit brought by a contractor on the job.
+
+The complaint, filed Mar. 24 in the U.S. Court of Federal Claims, in Washington, D.C., maintains that the government, acting through its subsidiary the Department of Defense, had a mandate to indemnify developers who build projects on formerly hazardous waste sites at former military installations, from lawsuits related to those jobs. Lennar maintains it was acting under this protection guaranteed in the Defense Base Closure and Realignment Act of 1990 when it agreed to build on the shipyard under its subsidiary HPS Development Corp.
+
+Before Lennar took control of the property, the U.S. Navy was charged with removing hazardous waste from the shipyard in order for the land to be transferred to the City of San Francisco for residential and commercial development to be undertaken by Lennar. The Navy contracted out the cleanup job and the complaint states that after the Navy assured the city that some parcels on the site were cleared for building, the developer Lennar began construction. But the Lennar subsidiary was named in several lawsuits regarding mismanagement of the cleanup. A federal judge in Oakland granted Lennar‚Äôs application to be removed as a defendant from the first of these lawsuits in 2019. Lennar then submitted detailed invoices to the Department of Defense to be reimbursed for its legal counsel in defending against the suit. According to the complaint, the Department of Defense took issue with the billing entries for not being sufficiently clear as to relating to this specific litigation. Lennar‚Äôs request for indemnification was then denied by the Department of Justice. Lennar requested a reconsideration and maintains it submitted an even more detailed accounting of its legal costs but maintains in the complaint that the Department of Defense did not respond within 30 days as mandated by law. Updated to include drought zones while tracking water shortage status of your area, plus reservoir levels and a list of restrictions for the Bay Area‚Äôs largest water districts. The complaint does not specify the amount of legal costs it seeks reimbursement for. Lennar did not respond to a request for comment.","{'positive': 0.039214376, 'negative': 0.30844498, 'neutral': 0.65234065}","Lennar Corporation, the developer behind the massive conversion of the Hunters Point Naval Shipyard, has sued the federal government to recover legal fees incurred in defending itself in a lawsuit brought by a contractor on the job. The complaint states that the government, acting through its subsidiary the Department of Defense, had a mandate to indemnify developers who build projects on formerly hazardous waste sites at former military installations from lawsuits related to those jobs. Lennar maintains it was acting under this protection guaranteed in the Defense Base Closure and Realignment Act of 1990 when it agreed to build on the shipyard under its subsidiary HPS Development Corp. The U.S. Navy was charged with removing hazardous waste from the property in order for the land to be transferred to the City of San Francisco for residential and commercial development to be undertaken by Lennar. A federal judge granted Lennar‚Äôs application to be removed as a defendant from the first of these lawsuits in 2019, and Lennar then submitted detailed invoices to the Department Of Defense to be reimbursed for its legal counsel in defending against the suit.","Lennar Corporation, the developer behind the massive conversion of the Hunters Point...",LEN,Infrastructure,Home Builders,Lennar Corp A,"{'Land Use & Ecological Impacts': ""Home builders face risks associated with the ecological impacts of development activities. Developments often take place on previously undeveloped land, and entities must manage the ecosystem disruption of construction activities as well as the regulations and permitting processes that accompany 'greenfield' land development. Regardless of the siting decisionsentities make, industry development activities generally carry risks related to land and water contamination, mismanagement of waste, and excessive strain on water resources during the construction and use phases. Violation of environmental regulations can result in costly fines and delays that decrease financial returns while potentially harming brand value. Entities with repeated violations or a history of negative ecological impacts may find seeking permits and approvals from local communities for new developments difficult, thereby decreasing future revenue and market share. Entities that concentrate development efforts in water-stressed regions may witness challenges to permitting approvals and increased land or home value depreciation because of water shortage concerns. Environmental quality control procedures, 'smart growth' strategies (including a focus on redevelopment sites) and conservation strategies may help ensure compliance with environmental laws, and therefore mitigate financial risks, while improving future growth opportunities."", 'Design for Resource Efficiency': 'Residential buildings, when occupied, consume significant amounts of energy and water. Entities in the Home Builders industry can improve home resource efficiency through sustainable design practices and choice of materials. Energy-saving products and techniques such as designing homes for efficient heating and cooling may reduce energy dependence, whether it comes from the electric grid or onsite fuel combustion. Intended to improve home resource efficiency, these measures may decrease home ownership costs through lower utility bills. Water-saving features such as low-flow faucets alleviate stress in water-scarce communities, while likely also reducing homeowner costs. Homebuyer awareness of energy and water efficiency creates an opportunity for entities to increase target market demand, thereby increasing revenue or margins. Effectively applying resource efficiency design principles in a cost-effective manner may be a competitive advantage, especially when entities are successful in systematically educating customers on the long-term benefits of these homes.', 'Community Impacts of New Developments': 'Community and urban planning gives home builders the opportunity to thoughtfully design new residential developmentsin a way that benefits their customers as well as the pre-existing surrounding community. New home development can bring economic growth and workforce opportunities while moderating cost-of-living increases, and can provide communities with safe and vibrant neighbourhoods. Entities may strive to improve communities‚Äô environmental and socialimpacts by providing access to public transportation and/or not overburdening existing transportation or utilities infrastructure, providing access to green spaces, developing mixed-use spaces, and creating more walkable communities. These strategies can help increase the overall demand for and selling prices of homes as well as reduce the risks related topermitting and community or stakeholder opposition related to current or future developments. When entities use development strategies that inadequately integrate their new communities into the pre-existing surrounding communities, they risk insufficient sales prices, excessive costs related to infrastructure needs and assessments, and risk being permitting approvals, delays, and/or community support for future developments.', 'Climate Change Adaptation': 'The impacts of climate change, including extreme weather events and changing climate patterns, may affect the markets entities select to develop homes and residential communities. Entities with business models that incorporate ongoing assessments of climate change risks, and adapt to such risks, are likely to grow entity value more effectively over the long term, partially through reductions in risk. More specifically, strategies focused on home development activities in floodplains and coastal regions exposed to extreme weather events, such as flooding, have increased the need to adapt to climate change, especially considering long-term challenges like flood insurance rates, the financial stability of government-subsidised flood insurance programs, permitting approvals and financing stipulations. Rising climate risks may translate into reduced long-term demand, land value depreciation and concerns over understated long-term costs of home ownership. Additionally, entities that build developments in water-stressed regions risk losing land value and may have problems getting permitting approvals. The active assessment of climate change risks and a holistic view of long-term homebuyer demand may enable entities to successfully adapt to such risks.', 'Workforce Health & Safety': ""Home construction requires a significant amount of manual labour from entity employees and subcontractors. Site excavation and home construction activities are physically demanding, exposing workers to risks from falls and heavy machinery, and resulting in relatively high injury and fatality rates. Worker injuries and fatalities have internal and external costs that can significantly impact the results of their operations and their social license to operate. Impacts include fines, penalties, workers' compensation costs, regulatory compliance costs from more stringent oversight, higher insurance premiums, and project delays and downtime. To avoid such costs, entities can foster a culture of safety by developing proactive safety management plans, training employees and contractors, and conducting regular audits.""}","{'Land Use & Ecological Impacts': 0.7871358217028803, 'Design for Resource Efficiency': 0.7651167747549988, 'Community Impacts of New Developments': 0.7570641889245382, 'Climate Change Adaptation': 0.7514867993255415, 'Workforce Health & Safety': 0.7612381399693608}",0.7871358217028803,Yuning,Major focus,Major focus,Negative,"Land Use & Ecological Impacts, Community Impacts of New Developments",Major,Major,Negative,2023-01-05T10:00:00+00:00,https://www.yahoo.com/lifestyle/amazon-binoculars-good-travelers-spot-100000662.html,"[{'name': 'binoculars', 'weight': 0.102911286}, {'name': 'professional binoculars', 'weight': 0.10121652}, {'name': 'military binoculars', 'weight': 0.09803715}, {'name': 'travel', 'weight': 0.068344295}, {'name': 'These Amazon Binoculars', 'weight': 0.058385767}, {'name': 'photos', 'weight': 0.05820573}, {'name': 'Amazon', 'weight': 0.05518024}, {'name': 'high definition', 'weight': 0.054207064}, {'name': 'Best Sellers', 'weight': 0.05382583}, {'name': 'polar lenses', 'weight': 0.05364161}]","[{'name': 'Lifestyle'}, {'name': 'Science'}]","[{'data': 'Amazon', 'type': 'ORG', 'mentions': 9}, {'data': 'Dotdash Meredith', 'type': 'ORG', 'mentions': 1}, {'data': 'Yahoo Inc.', 'type': 'ORG', 'mentions': 1}, {'data': 'Adasion', 'type': 'ORG', 'mentions': 1}, {'data': 'Tumi', 'type': 'ORG', 'mentions': 1}, {'data': 'T+L Recommends', 'type': 'ORG', 'mentions': 1}, {'data': 'Travel & Leisure', 'type': 'ORG', 'mentions': 1}, {'data': 'Jupiter', 'type': 'LOC', 'mentions': 2}, {'data': 'National Park', 'type': 'LOC', 'mentions': 1}, {'data': 'Galilean', 'type': 'LOC', 'mentions': 1}, {'data': 'the Grand Canyon', 'type': 'LOC', 'mentions': 1}, {'data': 'the Adasion 12x42 High-Definition Binoculars', 'type': 'PRODUCT', 'mentions': 4}, {'data': 'BAK4', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Beyoncé', 'type': 'PERSON', 'mentions': 1}, {'data': 'Alaskan', 'type': 'NORP', 'mentions': 1}, {'data': 'Costa Rica', 'type': 'GPE', 'mentions': 1}]","Dotdash Meredith and Yahoo Inc. may earn commission or revenue on some items through the links below.
+
+One shopper said they made them want to redo all of their National Park trips.
+
+Twinkling stars, roaming wildlife, calving glaciers — some sights are better in high definition. For that reason, it’s a good idea to invest in a good pair of binoculars to enhance your most eye-catching travels. After all, a front-row view can be the difference between a good trip and a great one.
+
+While military binoculars can run upwards of $33,000, it’s easy to find a travel-friendly pair for under $150. In fact, one of the best-selling pairs of binoculars at Amazon are the Adasion 12x42 High-Definition Binoculars — currently a whopping 53 percent off. Tack on an additional 20 percent off coupon, and you’re paying just $56 for a pair of binoculars that are usually $150!
+
+Weighing just 1.25 pounds and taking up about as much space as the novel you tucked away for the airport, these lightweight binoculars are perfect for travel. They magnify objects up to 12x. (For comparison, the iPhone 14 only offers 2x zoom.) And their large, 42 mm objective lenses pick up light and reproduce colors extremely well, similar to what polar lenses do for sunglasses. In fact, Adasion says that the BAK4 prism glass they use is primarily reserved for professional binoculars. In other words, it doesn’t matter if you’re in a boat looking at birds on a far off island, or if you’re sitting in the nosebleed section watching Beyoncé perform; you’ll feel like you’re up close and personal, watching in 4K.
+
+And while in a perfect world your travel partner will bring their own pair of binoculars, these are easy to adjust — simply twist the eye cups for your optimal fit — and therefore easy to share. You can even wear them with glasses. But perhaps what travelers love most about these binoculars are the accessories they come with: a tripod; phone adapter, strap, and carrying case.
+
+
+
+Related: These Floating Sunglasses Actually Work — and They're Just $39
+
+The tabletop tripod, which rotates 360 degrees, provides for a steady and hands-free viewing experience. The universal phone adapter allows you to attach your smartphone to the viewfinder, so you can get crisp and clear photos of whatever you’re looking at. And the strap is padded so it’s comfortable around your neck. What’s more, the carrying case comes in handy for packing it away and protecting the lenses when they’re not in use.
+
+If you’re worried about buying a pair of binoculars without looking through them, just take a look instead at the stellar ratings. Nearly 80 percent — more than 11,600 — of the ratings for the Adasion 12x42 High-Definition Binoculars are perfect five-star ratings. In fact, these binoculars are so popular they’re ranked fourth on Amazon’s list of Best Sellers in Binoculars. They’re also ranked ninth on Amazon’s list of Best Sellers in Camera & Photo Products.
+
+One Amazon shopper who gifted them to their father for an Alaskan cruise writes, “He was absolutely thrilled with these binoculars, the tripod/accessories, and the photos he was able to capture during his vacation.” Another happy Amazon shopper used theirs for stargazing. “I was first introduced to these binoculars on vacation at the beach with our family. Our son had them and said we could probably see the comet with them. I was very skeptical. Well, sure enough, we saw the comet several nights.” Another shopper even said they were “able to see the Galilean moons around Jupiter.”
+
+Another telling review comes from one Amazon shopper who posted photos of a bush taken with their iPhone alone and then taken with their iPhone and these binoculars. In the first photo it’s hard to tell what you’re looking at, but in the second photo you can make out each individual raspberry. “I’m obsessed with my toy,” writes another Amazon shopper. “The binoculars have exceptional image quality, and the phone adaptor lets me take pictures of things I previously couldn’t. Now I want to redo all my vacations to national parks with these binoculars.”
+
+So take it from these savvy travelers — the Adasion 12x42 High-Definition Binoculars will help you see the sights up close and capture some pretty incredible photos, whether you’re bird-watching in Costa Rica or stargazing at the Grand Canyon. And since they’re marked down almost $100 right now, we see these in your future from far, far away.
+
+At the time of publishing, the price started at $56 with an on-site coupon.
+• None The 9 Best Samsonite Luggage Pieces of 2022, Tested and Reviewed
+• None This Roomy and Durable Backpack Is the ‘Best Travel Bag Ever’ — and It’s Under $50 at Amazon
+• None Travelers Love This Sleek and Spacious Tumi Backpack That Has a ‘Pocket for Everything’ — and It’s on Sale
+
+Love a great deal? Sign up for our T+L Recommends newsletter and we’ll send you our favorite travel products each week.
+
+
+
+For more Travel & Leisure news, make sure to sign up for our newsletter!",2f59c9bc6b554f128bd6c2153943b9a2,"These Amazon Binoculars Are So Good, Travelers Say They Can Spot the Moons Around Jupiter — and They're 53% Off",4,,,,
+16992,"UPS lowers 2023 guidance, citing costs related to tentative labor agreement - Investing.com -- United Parcel Service Inc (NYSE:UPS) has lowered its full-year financial outlook and posted weaker-than-anticipated second-quarter revenue, as the logistics firm was hit by labor negotiations and weaker U.S. consumer spending.
+
+In July, UPS reached a tentative deal with Teamsters-backed employees to avert a strike that had the potential to disrupt shipments of around a fourth of all U.S. parcel shipments. The Teamsters union said the UPS workers had called for better pay and working conditions, including air conditioning in new models of the group's famous brown trucks.
+
+Citing the ""volume impact"" and ""costs"" associated with the agreement, UPS said it now expects annual consolidated revenue to be about $93 billion and adjusted operating margin of around 11.8%. The company had previously guided for a margin of roughly 12.8% on revenue of approximately $97B.
+
+“UPS is stronger than ever. Looking ahead, we will stay on strategy to capture growth in the most attractive parts of the market and make our global integrated network even more efficient,” said chief executive officer Carol Tomé in a statement.
+
+Atlanta-based UPS has previously flagged the impact of a recent pullback in customer expenditures on nonessential items, saying earlier this year that macro conditions will likely keep volumes under pressure.
+
+The concerns were illustrated in the three months ended on June 30. Domestic U.S. revenue at the parcel deliverer slipped to $14.4B, following nearly a 10% decline in average daily volume that was only partially offset by higher prices. Analysts had projected the unit would register a top-line figure of $14.8B.
+
+Total revenue slumped by 11% to $22.06B, missing Bloomberg consensus estimates. Shares in UPS dropped 6.7% in premarket U.S. trading Tuesday.
+
+Adjusted earnings per share of $2.54 was down from $3.29 in the corresponding quarter last year, but still topped estimates of $2.50 thanks in part to lower-than-anticipated operating expenses.
+
+Emergent BioSolutions to lay off about 400 employees
+
+Apple and Samsung to invest in Arm's September IPO, according to report","{'positive': 0.009574739, 'negative': 0.9756967, 'neutral': 0.014728618}","United Parcel Service Inc (UPS) has lowered its full-year financial outlook and posted weaker-than-anticipated second-quarter revenue due to labor negotiations and weaker U.S. consumer spending. The company now expects annual consolidated revenue to be about $93 billion and adjusted operating margin of around 11.8%. The Teamsters union had called for better pay and working conditions, including air conditioning in new models of the group's famous brown trucks. Domestic U. S. revenue at the parcel deliverer slipped to $14.4B, following nearly a 10% decline in average daily volume that was only partially offset by higher prices. Total revenue slumped by 11% to $22.06B, missing Bloomberg consensus estimates. Shares in UPS dropped 6.7% in premarket U.K. trading Tuesday.","Investing -- United Parcel Service Inc (NYSE:UPS) has lowered its full-year financial outlook and posted weaker-than-anticipated second-quarter revenue, as the logistics firm was hit by labor negotiations and weaker U.S. consumer spending.",UPS,Transportation,Air Freight & Logistics,United Parcel Service Inc B,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7619924519706132, 'Supply Chain Management': 0.7780503841550882, 'Air Quality': 0.7774376429287692, 'Employee Health & Safety': 0.7897103217957785, 'Labour Practices': 0.7848669927364207, 'Accident & Safety Management': 0.7318640439544905}",0.7897103217957785,Yuning,Major focus,Major focus,Negative,"Labour Practices, Employee Health & Safety",Major,Major,Negative,2022-09-28T17:25:57+00:00,https://www.nytimes.com/2022/09/28/technology/google-maps-immersive-search-on.html,"[{'name': 'Google Maps', 'weight': 0.08408494}, {'name': 'Google Search', 'weight': 0.07830884}, {'name': 'Google executives', 'weight': 0.07586147}, {'name': 'Google', 'weight': 0.07562796}, {'name': 'Google Geo', 'weight': 0.07523613}, {'name': 'Mr. Raghavan', 'weight': 0.06570133}, {'name': 'text queries', 'weight': 0.0623413}, {'name': 'images', 'weight': 0.06172962}, {'name': 'Search', 'weight': 0.05876915}, {'name': 'information bulletins', 'weight': 0.058568966}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 14}, {'data': 'Search On', 'type': 'ORG', 'mentions': 1}, {'data': 'Snapchat', 'type': 'ORG', 'mentions': 1}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 1}, {'data': 'Maps', 'type': 'ORG', 'mentions': 1}, {'data': 'Prabhakar Raghavan', 'type': 'PERSON', 'mentions': 4}, {'data': 'Cathy Edwards', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chris Phillips', 'type': 'PERSON', 'mentions': 1}, {'data': 'San Jose', 'type': 'GPE', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 1}, {'data': 'Silicon Valley’s', 'type': 'LOC', 'mentions': 1}, {'data': 'Search On', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'Live View', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Google Search', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Maps', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Google Geo', 'type': 'PRODUCT', 'mentions': 1}]","Prabhakar Raghavan, a senior vice president at Google, at an event in May. “Your camera is your next keyboard,” he wrote in a recent blog post.
+
+As a subscriber, you have 10 gift articles to give each month. Anyone can read what you share.
+
+From more photo-based results to neighborhood “vibe” checks, the company announced updates meant to keep two of its most popular products on trend.
+
+Google’s search engine looks a little different these days. Results pages are now often filled with shopping items, maps, news articles, information bulletins and ads before people can scroll to lists of results — the blue links that became synonymous with the service. On Wednesday, at an event called Search On in San Jose, Calif., Google executives signaled that the search engine would keep up with Silicon Valley’s latest trends, continuing the company’s march away from text queries and results to become more focused on images and “immersive” material. When people look up vacation destinations, for example, they will see what Google calls “visual forward” search results — organized tiles of photographs presented much like Stories are displayed on Snapchat or Instagram, along with a map and images from travel sites that link to guides.
+
+Users will be able to search Google using images and text simultaneously, pointing their cameras at an armchair or shirt, for example, and refining their queries with text. “Your camera is your next keyboard,” Prabhakar Raghavan, a senior vice president at Google, wrote in a blog post.
+
+“We’ve continued to create more natural and intuitive ways to find information,” Mr. Raghavan wrote about the changes, which he said the company expects to implement in the “coming months.” Wednesday’s event was the third annual Search On, which was started months after Mr. Raghavan gained oversight of the search engine and related departments. Google has routinely made thousands of changes to its search engine per year. While many are small, collectively they add up to notable changes for people who use it. Google revolutionized how people found information online in 1998. In the decades since, it has amassed billions of users who turn to the service to find nearby restaurants, look up movie times and fact-check their friends. The internet today is a more cluttered place than it once was, and Google has responded by offering an increasing number of ways to retrieve its information services and trying to keep up with en vogue technologies meant to appeal to Generation Z. Still, the updates amounted to subtle evolutions of a winning — and very profitable — formula.
+
+The company in 2020 introduced Live View in Google Maps, allowing people to use their cameras to figure out where they are and get directions. Now, users will be able to search with Live View, lifting their camera so Google can point them to the nearest A.T.M. or cafe, using augmented reality — technology that puts digital overlays on images of the real world. A.R. is expected to be one of the next battlegrounds for Google and its competitors, along with the related virtual reality. Cathy Edwards, the vice president and general manager of Google Search, said that while the company knows Gen Z has a “strong preference for visual,” the company was not interested in building products for just one segment of the population. Still, the company seemed to take inspiration from young users when naming one new Maps feature, which shares the best attractions in unfamiliar areas based partly on user reviews. Google dubbed it “Neighborhood Vibe.” “Get a vibe check before you visit,” wrote Chris Phillips, vice president and general manager of Google Geo, which includes Maps.",413f7e95c1144c64abba5578c507f468,Google to Make Search and Maps More ‘Immersive’,4,,,,
+6735,"Airline passengers face extraordinarily high ticket prices amid flight cancellations - As this week's flight cancellation wave led by Southwest Airlines drags on, other major carriers have announced they would institute price caps — particularly in cities where Southwest operates — to limit the financial burden on stranded flyers trying to reach their destinations.
+
+Among those carriers that have announced price limits are American, United, and Delta Air Lines, all of which said they would limit fares in all markets where Southwest operates, through Jan. 2.
+
+But despite those announcements, airfare data show prices to and from many affected destinations remain sky high.
+
+Google flight info shows one-way trips out of airports like Nashville International Airport, Ronald Reagan Washington International Airport, and Chicago Midway International Airport — all Southwest hubs — show prices surging over the next few days.
+
+For instance, a one-way ticket from Nashville to Denver International Airport — two hubs heavily affected by this week's flight cancellations — leaving Thursday starts at $899.
+
+A one-way flight from Washington D.C. to Los Angeles International Airport leaving Thursday starts at $1,527.
+
+Many flyers have vented their frustrations about the extraordinarily high airfares on social media.
+
+Suzanne Durham, a music industry professional based in Nashville, had spent Christmas in Boston and was scheduled to return home Monday on Southwest. After her original flight got canceled, she was able to rebook another flight on Southwest leaving later in the week, but had a feeling that the flight would be canceled, too.
+
+So she decided to book an additional flight on American Airlines for more than $900, she said.
+
+""When I was booking that flight, I couldn’t believe it was so expensive,"" Durham said in a follow-up interview. She said American did not specify which class the ticket was in, and it turned out to be business class.
+
+""It wasn’t even first class,"" Durham said. ""They are absolutely price gouging in my opinion.""
+
+Durham vented her frustrations on Twitter Monday and said an American Airlines representative responded by noting ""fares are up to some destinations.""
+
+An American Airlines representative pointed NBC News to a tweet buried in response to a user saying select cities would see price caps. The representative declined to share further details.
+
+Other flyers shared similar stories on Twitter of facing much higher fares.
+
+A U.S. Department of Transportation representative did not immediately respond to a request for comment. In an interview with NextStar Media on Tuesday, Transportation Secretary Pete Buttigieg applauded airlines for instituting the price caps.
+
+""Nobody should be taking advantage of the situation,"" Buttigieg said, though he acknowledged the department may have limited legal authority to substantially address the situation.
+
+""We're really expecting airlines to go beyond the legal minimum and to do the right thing here,"" he said.
+
+""It shouldn't take an enforcement action from our department in order to get people taken care of, or get them their money back.""","{'positive': 0.015753115, 'negative': 0.9056275, 'neutral': 0.07861949}","
+
+As this week's flight cancellation wave led by Southwest Airlines drags on, other major carriers have announced they would institute price caps — particularly in cities where Southwest operates — to limit the financial burden on stranded flyers trying to reach their destinations. 
+
+Among those carriers that have announced price limits are American, United, and Delta Air Lines, all of which said they would limit fares in all markets where Southwest operates, through Jan. 2. 
+
+Google flight info shows one-way trips out of airports like Nashville International Airport, Ronald Reagan Washington International Airport, and Chicago Midway International Airport — all Southwest hubs — show prices surging over the next few days. 
+
+Durham vented her frustrations on Twitter Monday and said an American Airlines representative responded by noting ""fares are up to some destinations.""
+
+An American Airlines representative pointed NBC News to a tweet buried in response to a user saying select cities would see price caps.","Despite price caps, some airfares ave climbed to four-digits during this week's travel nightmares.",AAL,Transportation,Airlines,American Airlines Group Inc.,"{'Competitive Behaviour': 'The Airlines industry is characterised by competitive margins due to high fixed capital and labour costs and competition with government-subsidised carriers in some markets. This pushes airlines to find economies of scale through alliances or consolidation, leading to concentration of the market. The industry is also characterised by high barriers to entry due to limited landing rights and increasing airport congestion. Together, these characteristics may lead entities to engage in anti-competitive practices that increase prices for consumers. As a result, antitrust authorities have scrutinised certain airline industry practices such as airport slot management, predatory pricing, and alliances and mergers. This creates a material risk to investors stemming from legal fees, reputational risk, costs associated with a delayed merger or acquisition transaction, and limits on growth by acquisition or merger.', 'Labour Practices': 'Many workers in the Airlines industry are covered under collective bargaining agreements that cover fair wages, safe working conditions, and freedom of association, which are among basic worker rights. Unionisation of key personnel mayresult in higher labour costs via wage or benefits increase. At the same time, labour practices can impact the long-term profitability of the business. Effective management of, and communication around, issues such as worker pay and working conditions can prevent conflicts with workers that could lead to extended periods of strikes, which can slow or shut down operations and damage an entity‚Äôs reputation, potentially reducing revenue and market share.', 'Greenhouse Gas Emissions': 'As a result of a heavy reliance on hydrocarbon fuels, the Airlines industry generates significant emissions, more than 99% of which are in the form of carbon dioxide (CO2). Therefore, the industry is subject to compliance costs and risks associated with climate change mitigation policies. The main sources of greenhouse gas (GHG) emissions for airlines entities are aircraft fuel use and emissions, ground equipment and facility electricity. Aircraft fuel consumption is the largest contributor to total emissions from the industry, and fuel management is a critical part of reducing emissions. Management of fuel-related environmental impacts includes increasing fuel efficiency through fleet upgrades, retrofits, and flight speed and route design optimisation, as well as using alternative and sustainable fuels. These initiatives require capital expenditures, but in the long term, they may reduce fuel costs and decrease exposure to GHG emissions programmes and regulatory risk.', 'Accident & Safety Management': 'Given the nature of air travel in which accidents can result in significant consequences, passenger safety is paramount in the Airlines industry. Although air travel is one of the safest modes of transport, airlines are held to very high safety standards and consumers expect accident-free operations. Furthermore, as products transported by air tend to be high-value or perishable goods, delivering them safely and in a timely manner is a priority for any carrier. Airline accidents may result in significant environmental and social externalities and require entities to pay for remediation and compensation ofvictims. Safety incidents or violations of safety regulations can have a chronic impact on an entity‚Äôs reputation, increasing its risk profile and cost of capital, and lead to lower demand from passengers as well as cargo shippers, hurting revenues. Larger accidents, even if they occur rarely, can lead to significant and long-term impacts on reputation and revenue growth. Providing adequate safety training and ensuring the health and well-being of crew members is critical to ensuringsafety. Equally important is timely and adequate maintenance of aircraft, which can help entities minimise the chances of technical failure and avoid severe regulatory penalties for non-compliance.'}","{'Competitive Behaviour': 0.8089849992092143, 'Labour Practices': 0.7755186270130163, 'Greenhouse Gas Emissions': 0.7797355584265278, 'Accident & Safety Management': 0.7979336684425734}",0.8089849992092143,Yuning,Major focus,Major focus,Negative,Competitive Behaviour,Major,Major,Negative,2023-02-13T20:49:08+00:00,https://www.foxnews.com/tech/5-phone-apps-offer-free-long-distance-calls-anywhere-anytime,"[{'name': 'phone calls', 'weight': 0.11921552}, {'name': 'online video calls', 'weight': 0.10951319}, {'name': 'group calls', 'weight': 0.10741093}, {'name': 'calls', 'weight': 0.105464436}, {'name': 'voice calls', 'weight': 0.10427115}, {'name': 'cruise ships', 'weight': 0.0750276}, {'name': 'free long-distance calls', 'weight': 0.067344755}, {'name': 'voice and video calls', 'weight': 0.06505913}, {'name': 'free and secure calls', 'weight': 0.064990126}, {'name': 'video', 'weight': 0.06302173}]",[{'name': 'Tech'}],"[{'data': 'WhatsApp', 'type': 'ORG', 'mentions': 3}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'iPhone', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 2}, {'data': 'Viber', 'type': 'ORG', 'mentions': 1}, {'data': 'FOX NEWS APP', 'type': 'ORG', 'mentions': 1}, {'data': 'CyberGuy.com', 'type': 'ORG', 'mentions': 2}, {'data': 'iPhone', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Google Meet', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Facebook Messenger', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Signal', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Windows', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'an hour', 'type': 'TIME', 'mentions': 1}, {'data': 'CyberGuy Report Newsletter', 'type': 'WORK_OF_ART', 'mentions': 1}]","We can use our smartphones to call pretty much anyone in any part of the world. However, long-distance fees can be super expensive if you’re looking for a way to contact your family members in another country or chat with someone while they’re on vacation.
+
+CLICK TO GET KURT’S CYBERGUY NEWSLETTER WITH QUICK TIPS, TECH REVIEWS, SECURITY ALERTS AND EASY HOW-TO’S TO MAKE YOU SMARTER
+
+Or maybe you’re on a cruise and don’t want to pay expensive international rates, or you want to use a different phone number for work.
+
+No matter what your situation is, there is a way to make phone calls to anyone, anywhere, anytime in the world right now using an app.
+
+Here are our top 5 best phone call apps to save you money while traveling:
+
+HOW TO AVOID THE WORST DATING APP SCAMMERS
+
+WhatsApp is a free app used by more than 2 billion people in over 180 countries. Available for both iPhone and Android and on a PC or Mac, WhatsApp has messaging, video and voice calls – even group video chats are available. You can even make calls on cruise ships with the app; however, just be aware that connecting to the ship's cellular service or connecting to the ship's WiFi will cost you extra.
+
+Also, you will need to add a phone number to use WhatsApp because it uses the phone number as a unique identifier for your account. It's also used for verification and for finding and connecting with contacts who also use WhatsApp. Additionally, the phone number is used for end-to-end encryption, which helps to secure your messages and calls.
+
+MY VPN KEEPS ME PRIVATE AND SECURE, SHOULD I EVER TURN IT OFF?
+
+Google Meet is one of our favorite apps for online video calls. You’ll need a Google account to use it for free, yet any smartphone or computer can access the app or website, and you can do a video chat with up to 100 participants at no cost for an hour. Plus, video meetings are encrypted in transit, and they have an array of safety measures that are continuously updated for added protection.
+
+HOW TO MAKE YOUR TV GAME-READY FOR SUPER BOWL
+
+Facebook Messenger is an extremely popular way to call someone without using your phone number. Both participants will need a Facebook account. However, it’s as easy as tapping the phone or video button in a messenger chat to start up a call. The app is available for iPhone, Android, Mac and PC desktops users, and has lots of safety features so that your messages and calls can be kept private at all times.
+
+THE MOST IMPORTANT SOS TOOL EVER MADE
+
+Signal is one of the newer and fastest-growing apps for communicating. It’s popular because you can set messages to automatically disappear after a certain time frame, and there’s end-to-end encryption, so your conversation is completely secure. You can send and receive texts, make voice and video calls (including group calls), and share your location and files. It's available as a desktop app for your computer or as a smartphone app for iPhone and Android users. You will need to add a phone number to use Signal because it uses the phone number as a unique identifier for your account.
+
+THE RIGHT WAY TO LISTEN TO A PODCAST
+
+Viber promises free and secure calls and messages to anyone, anywhere. International calling is easy and completely free – as the app, like the others, uses your WiFi or 3G or 4G signal and data to make calls abroad. Fiber does require you to use a phone number to sign up, as the app does not allow users to open an account using an email address. The app is available for both iPhone and Android as well as Mac and Windows desktop users.
+
+SHOULD I GET A BACKUP POWER SUPPLY FOR MY HOME?
+
+Will I find extra charges on my bill for using these apps?
+
+One important note is that while you will need a phone number or account to use most of these apps, you won’t find extra charges on your cellphone bills if you’re using them for long-distance calling.
+
+IS PAYMENT TECHNOLOGY CONVINCING YOU TO OVER-TIP?
+
+Will these apps work on a cruise ship?
+
+Yes, these apps will all work on a cruise ship. However, when using these apps, especially on cruise ships, your phone must be in ""airplane"" mode, or it could revert to cellular, and you'll be charged. If you find yourself on a cruise, my number one tip as soon as the ship moves from the port is to set your phone to ""airplane"" mode (no cellphone signal), purchase the WiFi internet packages, and conduct all calls through WiFi.
+
+Have you used these apps for long-distance calls before? We want to hear about your experience.
+
+CLICK HERE TO GET THE FOX NEWS APP
+
+For more of my tips, subscribe to my free CyberGuy Report Newsletter by clicking the ""Free newsletter"" link at the top of my website.
+
+Copyright 2023 CyberGuy.com. All rights reserved. CyberGuy.com articles and content may contain affiliate links that earn a commission when purchases are made.",a355ff4b29a64b6eb91b0af68778588c,"5 phone apps that offer free long-distance calls anywhere, anytime",4,,,,
+58904,"Market Participants Recognise Colgate-Palmolive Company's (NYSE:CL) Earnings - When close to half the companies in the United States have price-to-earnings ratios (or ""P/E's"") below 14x, you may consider Colgate-Palmolive Company (NYSE:CL) as a stock to avoid entirely with its 33.7x P/E ratio. Nonetheless, we'd need to dig a little deeper to determine if there is a rational basis for the highly elevated P/E.
+
+Colgate-Palmolive could be doing better as its earnings have been going backwards lately while most other companies have been seeing positive earnings growth. One possibility is that the P/E is high because investors think this poor earnings performance will turn the corner. If not, then existing shareholders may be extremely nervous about the viability of the share price.
+
+See our latest analysis for Colgate-Palmolive
+
+If you'd like to see what analysts are forecasting going forward, you should check out our free report on Colgate-Palmolive.
+
+Colgate-Palmolive's P/E ratio would be typical for a company that's expected to deliver very strong growth, and importantly, perform much better than the market.
+
+Taking a look back first, the company's earnings per share growth last year wasn't something to get excited about as it posted a disappointing decline of 27%. This means it has also seen a slide in earnings over the longer-term as EPS is down 15% in total over the last three years. So unfortunately, we have to acknowledge that the company has not done a great job of growing earnings over that time.
+
+Shifting to the future, estimates from the analysts covering the company suggest earnings should grow by 17% per year over the next three years. With the market only predicted to deliver 9.2% per annum, the company is positioned for a stronger earnings result.
+
+With this information, we can see why Colgate-Palmolive is trading at such a high P/E compared to the market. It seems most investors are expecting this strong future growth and are willing to pay more for the stock.
+
+It's argued the price-to-earnings ratio is an inferior measure of value within certain industries, but it can be a powerful business sentiment indicator.
+
+We've established that Colgate-Palmolive maintains its high P/E on the strength of its forecast growth being higher than the wider market, as expected. Right now shareholders are comfortable with the P/E as they are quite confident future earnings aren't under threat. Unless these conditions change, they will continue to provide strong support to the share price.
+
+It is also worth noting that we have found 1 warning sign for Colgate-Palmolive that you need to take into consideration.
+
+You might be able to find a better investment than Colgate-Palmolive. If you want a selection of possible candidates, check out this free list of interesting companies that trade on a P/E below 20x (but have proven they can grow earnings).
+
+Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.
+
+
+
+This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
+
+Join A Paid User Research Session
+
+You’ll receive a US$30 Amazon Gift card for 1 hour of your time while helping us build better investing tools for the individual investors like yourself. Sign up here","{'positive': 0.121835925, 'negative': 0.8316075, 'neutral': 0.046556532}","Nonetheless, we'd need to dig a little deeper to determine if there is a rational basis for the highly elevated P/E.
+
+Colgate-Palmolive could be doing better as its earnings have been going backwards lately while most other companies have been seeing positive earnings growth. 
+
+Shifting to the future, estimates from the analysts covering the company suggest earnings should grow by 17% per year over the next three years. Right now shareholders are comfortable with the P/E as they are quite confident future earnings aren't under threat. If you want a selection of possible candidates, check out this free list of interesting companies that trade on a P/E below 20x (but have proven they can grow earnings).","When close to half the companies in the United States have price-to-earnings ratios (or ""P/E's"") below 14x, you may...",CL,Consumer Goods,Household & Personal Products,Colgate-Palmolive Co,"{'Product Environmental, Health, and Safety Performance': 'The Household & Personal Products industry faces growing consumer and regulatory pressure over the use of chemicals ofconcern, which have been linked to negative environmental externalities and impacts on human health. Some of these chemicals include persistent, bioaccumulative, and toxic (PBT) substances and carcinogenic, mutagen, or teratogenic chemicals, all of which are under increased regulatory scrutiny. Isolating and determining causal channels for negative health and environmental impacts is difficult, which means there is often a significant lag between a product’s introduction to the market and the point at which regulation and/or public opinion causes entities in the industry to reformulate. Directives in the EU and legislation in the U.S. place restrictions on or suggest alternatives to the use of harmful chemicals within the industry. Separately, the U.S. Food & Drug Administration (FDA) in the U.S. may secure greater regulatory power over chemicals used by the cosmetics industry, which would very likely result in higher costs for the Household & Personal Products industry. Large retailers have implemented programs to ban chemicals of concern in the products they sell, which is placing greater pressure on the industry. Entities that are able to anticipate the changing regulatory landscape and implement stricter processes and testing are more likely to gain a competitive advantage. Early adopters of innovations in green chemistry and the reduction of chemicals of concern may improve profitability by being better able to capture changing customer demand and avoiding regulatory burdens.', 'Water Management': 'Water is vital to the Household & Personal Products industry, both as a coolant in manufacturing processes and as a main input for many of the industry’s products. Water is becoming a scarce resource around the world because of population growth and increasing consumption, rapid urbanisation, and declining supplies because of subsurface aquifer depletion, drought and climate change. Many entities in this industry have operations in regions of the world facing water scarcity. Without careful planning, entities could face increased costs or lose water access in these regions, which may be a risk to production. Having rigorous checks in place to ensure a steady supply of water to all factories, as well as investing in technology to increase water use efficiency, will help entities reduce water-related risks as water scarcity becomes an increasingly global issue.', 'Packaging Lifecycle Management': 'The Household & Personal Products industry uses a large amount of materials for product packaging, which often constitutes a significant portion of entities’ expenses. In addition, packaging design, particularly packaging weight, has a direct impact on transportation expenses, which can be significant. At the same time, the industry is facing pressure from both consumers and large retail outlets to address the environmental characteristics of its packaging, as material extraction and waste contribute to environmental externalities. The sustainability performance of packaging depends largely on the type, use, and ultimate disposal of materials. However, entities that effectively manage the sustainability characteristics of their product packaging—including light-weighting of materials, the use of recycled content and recyclable materials, and the use of sustainably sourced materials—may be better positioned to capture shifting consumerdemand and avoid (or mitigate the impacts of) regulation related to extended producer responsibility. By managing the sustainability of product packaging, entities can also potentially reduce input and transportation costs.', 'Environmental & Social Impacts of Palm Oil Supply Chain': 'Palm oil has increased in popularity as a cheap input for a wide range of goods in the Household & Personal Products industry, including cleaning products, candles and cosmetics. Palm oil harvesting in specific regions of the world may contribute to deforestation, GHG emissions and other environmental and social problems. If not sourced responsibly, palmoil materials contribute to environmental and social externalities that can present reputational and regulatory risks for entities. Furthermore, entities in this industry are exposed to the risk of supply chain disruptions, input price increases and reputational damage associated with environmental and social externalities from palm oil sourcing. Entities face pressure to track and responsibly source palm oil and ensure minimum working condition standards in the supply chain, because palm oil production often is associated with labour issues. Implementing sourcing standards can reduce these risks, as canproduct-design phase innovations to reduce dependence on controversial materials such as palm oil.'}","{'Product Environmental, Health, and Safety Performance': 0.7423238417727, 'Water Management': 0.7258562511785364, 'Packaging Lifecycle Management': 0.7219695022321374, 'Environmental & Social Impacts of Palm Oil Supply Chain': 0.7525929016926759}",0.7525929016926759,Yuning,No focus,No focus,Neutral,,No,Major,No,2023-01-24T13:43:09+00:00,https://finance.yahoo.com/news/1-dollar-tree-says-executive-134309686.html?.tsrc=rss,"[{'name': 'Dollar Tree Executive Chairman Dreiling', 'weight': 0.120800845}, {'name': 'Dollar Tree', 'weight': 0.11452697}, {'name': 'Dollar Tree Inc', 'weight': 0.11028641}, {'name': 'activist investor Mantle Ridge', 'weight': 0.09733013}, {'name': 'rival Dollar General', 'weight': 0.093874484}, {'name': 'Dollar General', 'weight': 0.093637824}, {'name': 'Executive Chairman Richard Dreiling', 'weight': 0.09269419}, {'name': 'Chief Executive Officer Mike Witynski', 'weight': 0.09048808}, {'name': 'Mantle Ridge', 'weight': 0.08779785}, {'name': 'top boss', 'weight': 0.085863605}]",[{'name': 'Business'}],"[{'data': 'Dollar Tree', 'type': 'ORG', 'mentions': 6}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Mantle Ridge', 'type': 'ORG', 'mentions': 3}, {'data': 'Dollar General', 'type': 'ORG', 'mentions': 1}, {'data': 'Dreiling', 'type': 'PERSON', 'mentions': 4}, {'data': 'Witynski', 'type': 'PERSON', 'mentions': 3}, {'data': 'Kevin Wampler', 'type': 'PERSON', 'mentions': 2}, {'data': 'Jeffrey Davis', 'type': 'PERSON', 'mentions': 1}, {'data': 'Gary Philbin', 'type': 'PERSON', 'mentions': 1}, {'data': 'Ananya Mariam Rajesh', 'type': 'PERSON', 'mentions': 1}, {'data': 'Shinjini Ganguli', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bengaluru', 'type': 'GPE', 'mentions': 1}]","Jan 24 (Reuters) - Dollar Tree Inc said on Tuesday Executive Chairman Richard Dreiling will replace Chief Executive Officer Mike Witynski, nearly a year after agreeing to revamp its board in a settlement with activist investor Mantle Ridge.
+
+Dreiling, 69, who has previously served as chairman and CEO of rival Dollar General, was appointed to Dollar Tree's board as part of the settlement in March 2022. He will take on the role of top boss at the company effective Jan. 29.
+
+In late 2021, Mantle Ridge pushed for a review of Dollar Tree's business strategy and Dreiling as the top boss at the discount retailer along with an overhaul of its board.
+
+Last year November, the company lowered its annual profit forecast for the second time as price cuts to attract inflation-wary shoppers pressured its margins.
+
+As part of the settlement with Mantle, Dollar Tree in June announced the exit of finance chief Kevin Wampler and some other top executives.
+
+Jeffrey Davis was named successor to Wampler, who is with the company as an adviser till April 2023.
+
+Witynski was appointed as the CEO in July 2020 to succeed Gary Philbin, who retired after serving in the role for nearly three years.
+
+Shares of Dollar Tree rose about 1% in premarket trading. (Reporting by Ananya Mariam Rajesh in Bengaluru; Editing by Shinjini Ganguli)",63c526449dcc476ebaa07dad052886ea,Dollar Tree Executive Chairman Dreiling will replace CEO Witynski,4,,,,
+5678,"Clinical trials are down the street - Clinical trials are coming to the corner store and strip mall.
+
+Walgreens, Walmart and CVS are getting into the business and have built-in advantages.
+
+Selling point: Clinical trial investigators and sponsors have long struggled to recruit a sufficent number of participants — especially those from diverse populations.
+
+The big chains are betting that their ubiquitous stores and troves of patient data can give them an advantage in expanding access to trials and recruiting patients.
+
+Their pharmacies are well positioned to do so, said Caleb Alexander, a professor of epidemiology at the Johns Hopkins Bloomberg School of Public Health, given that most Americans live near them.
+
+Game plan: Walgreens launched its clinical trial business last summer, and Walmart rolled out its Walmart Healthcare Research Institute in October. CVS did so in mid-2021.
+
+Ramita Tandon, Walgreens’ chief clinical trials officer, told Ben that her company has converted many locations to clinical trial centers.
+
+“There are opportunities to find better ways to design and execute clinical trials and make them more accessible,” she said.
+
+Profit potential: Trials are a lucrative business, with the global market sitting at more than $50 billion, according to some estimates .
+
+Walmart is already turning a profit, said John Wigneswaran, the company’s chief medical officer, and it’s signed deals with the “top five pharma players.”
+
+Even so: “It’s not obvious for the barrier of trust in the health care system and clinical trials, how someone like CVS or Walgreens is necessarily better positioned” than others, said Carri Chan, the faculty director of Columbia Business School’s healthcare and pharmaceutical management program.
+
+Still, despite the chains’ advantages, it’s a challenge to convince people reticent about participating in trials to do so, Tandon said.
+
+Wigneswaran said Walmart is being “intentional” about the sponsors it works with to ensure diversity.
+
+
+
+This is where we explore the ideas and innovators shaping health care.
+
+The New York Times, on whose Covid tracker the American elite whiled away many a nervous hour during the pandemic, is ending its data-gathering effort. The paper will rely henceforth on the Centers for Disease Control and Prevention’s numbers for cases, deaths, hospitalizations and vaccinations.
+
+The Times’ daily report is no longer possible, , because many states and localities are no longer producing reliable figures.
+
+Unfortunately, the CDC’s vaccination data is also flawed, as Krista Mahr discusses with Ruth in today’s .
+
+Share any thoughts, news, tips and feedback with Ben Leonard at , Ruth Reader at , Carmen Paun at or Erin Schumaker at .
+
+Good news or bad, patients say they want their test results pronto.
+
+That’s according to a new survey of more than 8,000 patients published in . It found that 96 percent of those surveyed want their results immediately, even if a doctor hadn’t reviewed them. That figure stayed essentially the same even if their results were out of the ordinary.
+
+Why it matters: HHS has defended preventing providers from withholding patient data, and suggesting patients support that policy.
+
+Congress asked the agency to bar information-blocking in , but the American Medical Association and other groups protested the rules , warning that they made it difficult for doctors to talk through results with patients.
+
+The doctors’ case: The AMA it commissioned that shows about two-thirds of patients want their doctors to walk them through “life-changing” results.
+
+The group has asked for flexibility — perhaps a “few hours or a few days” — in the case of bad news to talk with a patient in person or over the phone.
+
+“Research that asks different questions yields different findings. In this instance, ‘non-normal’ results are distinct from those that show debilitating, life-limiting or terminal illnesses,” AMA President Jack Resneck Jr. told Ben. “Physicians are not surprised that our patients are eager to get abnormal cholesterol results immediately, while many want to hear about a life-threatening cancer diagnosis in a timely manner but from a physician.”
+
+Defending the rules: Some patient advocates and HHS think exceptions could do more harm than good by slowing down a search for a second opinion or other resources.
+
+“Information is empowering to patients and … can relieve worry,” said Robert Turer, assistant professor of emergency medicine at the University of Texas Southwestern Medical Center, in an interview with HHS’ Office of the National Coordinator for Health Information Technology .
+
+
+
+A mother dies somewhere in the world every two minutes, according to the U.S. Agency for International Development.
+
+But care offered before, during and after childbirth could prevent nearly all those deaths, USAID said in its new strategy to save mothers’ lives.
+
+The agency plans to do so by helping 25 low-income countries, including Bangladesh, the Democratic Republic of the Congo, Haiti and Nigeria, increase the coverage and quality of their health services.
+
+USAID Administrator Samantha Power gave some specifics. The agency plans to:
+
+— Help the countries it’s supporting hire more health workers and find ways to get patients who live in remote areas to health care facilities. An emergency transport system supported by USAID and the Vodafone Foundation in Tanzania has led to a nearly 40 percent drop in maternal mortality rates, Power said, and it’s now expanding to Kenya.
+
+— Improve data tools to know who is not getting care and try to meet their needs.
+
+— Train health workers to perform safe and effective obstetric surgeries or to quickly diagnose and treat malaria and other diseases.
+
+How we got here: Deaths due to complications from pregnancy or childbirth declined by more than a third globally between 2000 and 2020, , going from 342 deaths per 100,000 live births to 223 deaths per 100,000 live births.
+
+But progress has slowed, and the world is not on track to achieve the UN’s goal of reducing the maternal mortality ratio to less than 70 per 100,000 live births by 2030.
+
+“We haven’t done nearly enough to reach historically marginalized communities or to affirm the sexual and reproductive health and rights of every woman and girl,” Power said at a briefing on the new strategy. “And we haven’t focused enough on whether that care is actually effective and actually safe.”","{'positive': 0.1099712, 'negative': 0.07426505, 'neutral': 0.8157638}","Walgreens, Walmart and CVS are getting into the business of clinical trials, with their ubiquitous stores and troves of patient data. Walgreens and Walmart have both launched their own clinical trial programs, while CVS has done so in mid-2021. A new survey of more than 8,000 patients has found that 96 percent of those surveyed want their results immediately, even if a doctor hasn't reviewed them. The New York Times is ending its data-gathering effort due to many states and localities not producing reliable figures, and the CDC’s vaccination data is also flawed. HHS has defended preventing providers from withholding patient data, but the American Medical Association and other groups protested the rules.",Clinical trials are down the street,CVS,Health Care,Drug Retailers,CVS Health Corporation,"{'Patient Health Outcomes': 'Drug retailers and pharmacists play an important role in the health care system, as they provide patients with medications and are often the last health care professionals to interact and engage with patients before medications are consumed. Drug retailers can enhance patient outcomes by improving communication, avoiding dispensing errors, and raising patients’ drug-adherence rates. Pharmacies have the opportunity to engage and educate patients on the importance of adhering to prescriptions, which provides beneficial outcomes for patients as well as for businesses. Entities that ensure the effective management of these interactions while working to avoid dispensing errors may be better positioned to protect shareholder value. ', 'Energy Management in Retail': 'Chain drug retailers operate thousands of locations that consume large quantities of energy. Electricity is used primarily for lighting and refrigeration. Many retail locations may operate 24 hours a day, thereby increasing energy demand. Operational energy efficiency and diversification among a range of energy supply sources may mitigate exposure to rising energy costs and limit an entity’s indirect greenhouse gas emissions.', 'Drug Supply Chain Integrity': 'The drug retailer industry supply chain is long and complex, consisting of distribution networks between manufacturers and retailers. The ability of entities to ensure the quality and safety of pharmaceutical and healthcare products is critical tobrand value. The industry faces risks associated with counterfeit drugs, and effective supply chain management is essential in mitigating these challenges. Drug retailers that fail to manage their supply chains may incur costs related to recalls, and such incidents may present significant risks to customers. The importance of this issue is elevated by the prevalence of store-brand products, which constitute a growing portion of drugstore sales.', 'Management of Controlled Substances': 'Drug retailers are distributors and sellers of a wide variety of controlled substances. In the U.S., the Controlled Substance Act (CSA) defines requirements for recordkeeping, distribution, dispensing, disposal, and security of controlled substances. Within this industry, the high volumes of drugs processed and dispensed, along with the extensive retail and distribution networks of larger entities, heighten the risk of theft, loss, and illegal drug dispensing. These actions may result in adverse social externalities, including public health consequences related to drug abuse and the illicit drug trade. Drug retailers participate in statewide drug monitoring programs to help mitigate some of the social issues associated with dispensing controlled substances. Furthermore, regulatory enforcement of the CSA requirements can result in fines and license suspensions. Strong internal management of controlled substances can mitigate these risks and help protect shareholder value in the long term.', 'Data Security & Privacy': 'Drug retailers, as distributors of prescription medication and operators of retail health clinics, have access to and manage protected health information. Entities often have a legal obligation to safeguard their customers’ information, a task that includes the proper handling of sensitive information by staff in pharmacies and clinics, as well as the safe storage of information on physical and electronic media. Cyberattacks may compromise health information that is stored electronically, along with customers’ financial and personal data. Drug retailers that prevent major data breaches, including point-of-sales breaches and cyber attacks, can avoid harming brand value, reduce contingent liabilities, and maintain market share.'}","{'Patient Health Outcomes': 0.8120029835592208, 'Energy Management in Retail': 0.7669421996929983, 'Drug Supply Chain Integrity': 0.7993976666460961, 'Management of Controlled Substances': 0.7858010028846637, 'Data Security & Privacy': 0.8106917310627892}",0.8120029835592208,Yuning,Major focus,Major focus,Neutral,"Patient Health Outcomes, Data Security & Privacy",Major,Minor,Positive,2023-04-05T16:54:29+00:00,https://www.westernjournal.com/43-year-old-cash-app-founder-murdered-overnight-attack-san-francisco/,"[{'name': 'Bob Lee', 'weight': 0.101791285}, {'name': 'Lee', 'weight': 0.08805475}, {'name': 'MobileCoin CEO Josh Goldbar', 'weight': 0.06844472}, {'name': 'San Francisco District Attorney Brooke Jenkins', 'weight': 0.066122495}, {'name': 'San Francisco', 'weight': 0.063784905}, {'name': 'chief technology officer', 'weight': 0.063735075}, {'name': 'chief product officer', 'weight': 0.06320876}, {'name': 'Bob', 'weight': 0.06247408}, {'name': 'Cash App', 'weight': 0.06169964}, {'name': 'close friends', 'weight': 0.061189245}]",[{'name': 'General'}],"[{'data': 'Overnight', 'type': 'TIME', 'mentions': 2}, {'data': 'just after 2:30 a.m.', 'type': 'TIME', 'mentions': 1}, {'data': 'morning', 'type': 'TIME', 'mentions': 2}, {'data': 'San Francisco', 'type': 'GPE', 'mentions': 3}, {'data': 'Miami', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}, {'data': 'SF', 'type': 'GPE', 'mentions': 1}, {'data': 'Cash App', 'type': 'ORG', 'mentions': 2}, {'data': 'The San Francisco Police Department', 'type': 'ORG', 'mentions': 1}, {'data': 'KNTV', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'MobileCoin', 'type': 'ORG', 'mentions': 2}, {'data': 'Square', 'type': 'ORG', 'mentions': 1}, {'data': 'Abra', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 1}, {'data': 'Bob Lee', 'type': 'PERSON', 'mentions': 16}, {'data': 'Raj Mathai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Josh Goldbar', 'type': 'PERSON', 'mentions': 4}, {'data': 'Bill Barhydt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 3}, {'data': 'Brooke Jenkins', 'type': 'PERSON', 'mentions': 1}, {'data': 'Main and Folsom Streets', 'type': 'FAC', 'mentions': 1}, {'data': 'the Bay Bridge', 'type': 'FAC', 'mentions': 1}]","The founder of the mobile payment service Cash App has been identified as the victim of a fatal Tuesday stabbing in San Francisco.
+
+Bob Lee, 43, died at a hospital following an altercation with another person near the intersection of Main and Folsom Streets near the Bay Bridge.
+
+The San Francisco Police Department reported a man was stabbed overnight on April 4 and taken to a hospital by first responders after he was discovered just after 2:30 a.m.
+
+“Officers arrived on scene and located a 43-year-old adult male victim suffering from apparent stab wounds,” the department said in an initial news release.
+
+The department added, “Officers rendered aid and summoned medics to the scene. The victim was transported to a local hospital with life-threatening injuries. Despite efforts by first responders and medical personnel, the victim succumbed to his injuries.”
+
+KNTV identified the victim as Lee on Wednesday morning.
+
+Network anchor Raj Mathai reported Lee was in the city for a short visit from Miami, Florida.
+
+On his Twitter page, Lee stated he founded Cash App and also helped create Google’s Android software that is popular on mobile phones.
+
+In addition to his contributions to mobile phones and peer-to-peer payments, Lee was chief product officer for the cryptocurrency exchange MobileCoin and chief technology officer for the payment software Square.
+
+MobileCoin CEO Josh Goldbar released a statement to KNTV about Lee’s death but did not relate it to the stabbing.
+
+“Our dear friend and colleague, Bob Lee passed away yesterday at the age of 43, survived by a loving family and collection of close friends and collaborators,” Goldbar said Wednesday morning.
+
+Added the tech CEO, “Bob was a dynamo, a force of nature. Bob was the genuine article. He was made for the world that is
+
+ being born right now, he was a child of dreams, and whatever he imagined, no matter how crazy, he made real.”
+
+Goldbar went on to note some of Lee’s contributions to the tech industry, including an embrace of privacy but said his real impact was on the lives of those who knew him best.
+
+“Bob’s real resume is the hearts and minds he touched in his time on earth,” Goldbar said. “Bob’s legacy is the feeling that you can make a difference if you try, and of course his amazing children.”
+
+He concluded, “Here’s to the crazy ones. We will miss you Bob. We love you.”
+
+Abra CEO Bill Barhydt shared the “devastating news” of Lee’s death on Twitter. “He was a generous, decent human being who didn’t deserve to be killed,” he said.
+
+Twitter CEO Elon Musk, reacting to a tweet about the crime by one of Lee’s friends’ chimed in to offer condolences .
+
+“Very sorry to hear that,” Musk responded. “Many people I know have been severely assaulted.
+
+“Violent crime in SF is horrific and even if attackers are caught, they are often released immediately.”
+
+Musk then tagged San Francisco District Attorney Brooke Jenkins, asking, “Is the city taking stronger action to incarcerate repeat violent offenders?”
+
+No suspects have been named in Lee’s stabbing death by police.",b65576e5eba941c2a9b3f7c104bfe567,43-Year-Old Cash App Founder Murdered in Overnight Attack in San Francisco,4,,,,
+53430,"Best safes in 2023 for your documents and valuables, plus the best safe deals - CBS Essentials is created independently of the CBS News editorial staff. We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
+
+In these uncertain times, you might consider buying a safe. Safes keep track of your valuables and important documents. They stop small children, visitors and burglars from having access to your private items. Some safes will even protect your things from fires and floods. Never purchased a safe before? Not to worry. We've found the best safes in 2023.
+
+Related: How we choose our products
+
+Safes come in a range of sizes and a variety of price points. The experts at CBS Essentials have compiled a list of customer-loved safes with a four-star rating and higher. Many of these secure devices are on sale now. Keep reading to shop the best safes in 2023 for your documents and valuables -- you can't lose with any of these safe options!
+
+The best safes in 2023
+
+It's time to protect your things. Invest in a safe that will store important documents, precious jewelry, photos, money and more. Shop our selection of the best safes in 2023. Many of these safes are on sale now.
+
+This small safe has reinforced steel walls and tamper-proof door bolts, plus a self-install bolt kit to secure the safe in place. It has a digital keypad for access and a light inside.
+
+This safe comes in four colors and requires four AA batteries.
+
+Walmart has this stunning deal on a bestselling Honeywell safe right now.
+
+It's waterproof and can withstand a fire of up to 1,700 degrees Fahrenheit for one hour. This safe locks with a key.
+
+This steel safe with a combination lock is both water- and fire-resistant. It protects your valuables in a fire for one hour (up to 1,700 degrees Fahrenheit) and is water-resistant in up to 8 inches of water for up to 24 hours.
+
+This 86-pound safe even comes with a dual key that gives you the ability to disable the primary lock, even if other people know the combination.
+
+This affordable, alloy steel safe by AmazonBasics comes in seven sizes. Choose from a fingerprint lock or a keypad lock. It comes with two emergency override keys to protect against forgotten passcodes or dead batteries.
+
+The 4.6-star-rated safe is a No. 1 Amazon bestseller.
+
+This large, 217-pound safe has an electronic lock with two override keys and comes with a bolt-down kit. This 4.5-star-rated safe features a carpeted interior (35.72"" x 19.4"" x 11.7"") and two multi-position shelves.
+
+""Fits in my basement, holds everything I need it to store, is sturdy, very heavy and [includes] easy-to-understand instructions,"" wrote a Wayfair customer.
+
+This small, discreet-looking safe connects to your smartphone via the accompanying app. That means you can use your phone to lock and unlock the device. It can even notify you when your safe is left unopened or if it's out of range.
+
+Hide your valuables in plain sight with this small book safe from Amazon. It comes in two colors. Choose from a combination lock and a key lock. Store this safe in between other books on a bookshelf.
+
+""Not the most realistic 'book' but great value and good bang for your buck! Definitely recommend for someone looking for a convenient stash spot/small safe,"" wrote an Amazon customer who purchased the device.
+
+This affordable, small safe from Wayfair has two lock options -- a key and a passcode.
+
+""Love the fact it has more than one way to lock it,"" a reviewer says. ""If you forget the code, you have keys.""
+• None Best RFID-blocking wallets and bags in 2023
+• None The best Amazon deals on Blink cameras and doorbells
+• None Early Amazon Prime Day deal: The 4.7-star Cosori air fryer has never been cheaper","{'positive': 0.05024128, 'negative': 0.021471774, 'neutral': 0.92828697}","CBS Essentials has compiled a list of customer-loved safes with a four-star rating and higher, including the best safe deals. These safes keep track of your valuables and important documents, and can protect your things from fires and floods. Walmart has this stunning deal on a bestselling Honeywell safe right now, and AmazonBasics comes in seven sizes. The best deals on Blink cameras and bags include the best RFID-free doorbells and a Cosori fryer.",Amazon's No. 1 safe is on sale now.,HON,Resource Transformation,Electrical & Electronic Equipment,Honeywell Intl Inc,"{'Product Safety': 'The proper and safe functioning of electrical and electronic equipment is an important issue because of potential risks to customers, including electrical fires. In the event of a product safety incident, entities could be exposed to product liabilityclaims, revenue loss due to damaged reputation, redesign costs, recalls, litigation, or fines. Proper safety procedures, tests,and protocols for products can help entities reduce the risk of such adverse impacts and strengthen an entity’s brand. ', 'Hazardous Waste Management': 'Electrical and electronic equipment manufacturing may generate hazardous waste, including but not limited to heavy metals and wastewater treatment sludge. Entities face regulatory and operational challenges in managing waste, as somewastes are subject to regulations pertaining to their transport, treatment, storage, and disposal. Waste management strategies include reduced generation, effective treatment and disposal, and recycling and recovery, where possible. Such activities, while requiring initial investment or operating costs, can lower entities’ long-term cost structure and mitigate the risk of remediation liabilities or regulatory penalties. ', 'Materials Sourcing': 'Electrical and electronic equipment entities are exposed to supply chain risks when critical materials are used in products. Entities in the industry manufacture products using critical materials with few or no available substitutes, many of which are sourced from deposits concentrated in only a few countries which are subject to geopolitical uncertainty. Entities in this industry also face competition due to increasing global demand for these materials from other sectors, which can result in price increases and supply risks. Entities that are able to limit the use of critical materials through use of alternatives, as well as secure their supply, can mitigate the potential for financial impacts stemming from supply disruptions and volatile input prices.', 'Energy Management': 'Electrical and electronic equipment entities may use significant amounts of energy. Purchased electricity is the largest share of energy expenditure in the industry, followed by purchased fuels. The type of energy used, amount consumed andenergy management strategies depend on the type of products manufactured. Including the use of electricity generated on site, grid-sourced electricity and alternative energy, an entity’s energy mix may be important in reducing the cost and increasing the reliability of energy supply and, ultimately, affecting the entity’s cost structure and exposure to regulatory shifts.', 'Product Lifecycle Management': 'Electrical and electronic equipment entities face increasing challenges and opportunities associated with environmental and social externalities that may stem from the use of their products. Regulations are incentivising entities to reduce or eliminate the use of harmful chemicals in their products. To a lesser extent, regulations and customers are encouraging entities to reduce the environmental footprint of their products in the use-phase, primarily in terms of energy intensity. Electrical and electronic equipment entities that develop cost-effective products and energy efficiency solutions may benefit from increased revenue and market share, stronger competitive positioning and enhanced brand value. Similarly, products with reduced chemical safety concerns may provide opportunities for increased market share.', 'Business Ethics': 'Electrical and electronic equipment manufacturers may be vulnerable to regulatory scrutiny of business ethics because of their operations in regions with weaker government enforcement of business ethics laws. Entities in this industry have been found in violation of corruption laws such as the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act, as well as anti-competitive behaviour. Unethical practices may jeopardise future revenue growth due to reputational risks and can result in significant legal costs and a higher risk profile. As such, strong governance practices can mitigate the riskof violations of business ethics laws and resulting regulatory penalties or brand-value impacts. '}","{'Product Safety': 0.7565091550528116, 'Hazardous Waste Management': 0.7091310219692716, 'Materials Sourcing': 0.7248805108838036, 'Energy Management': 0.6992561924854228, 'Product Lifecycle Management': 0.7196367058664046, 'Business Ethics': 0.7120679890813268}",0.7565091550528116,Yuning,Minor focus,Minor focus,Positive,"Product Safety, None",Minor,No,No,2023-02-17T15:22:37+00:00,https://finance.yahoo.com/news/p-500-off-lows-remains-152237850.html?.tsrc=rss,"[{'name': 'falling oil prices', 'weight': 0.08314519}, {'name': 'further Fed hikes', 'weight': 0.08236876}, {'name': 'sustained consumer behavior', 'weight': 0.07330736}, {'name': 'rates', 'weight': 0.072204284}, {'name': 'sticky inflation', 'weight': 0.06737986}, {'name': 'Goldman Sachs', 'weight': 0.06649735}, {'name': 'firmer inflation news', 'weight': 0.0650469}, {'name': 'Wall Street estimates', 'weight': 0.06238312}, {'name': 'NYSE', 'weight': 0.06195965}, {'name': 'Fed', 'weight': 0.05975483}]",[{'name': 'Finance'}],"[{'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 4}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 6}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 1}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'EOG Resources', 'type': 'ORG', 'mentions': 2}, {'data': 'NYSE', 'type': 'ORG', 'mentions': 5}, {'data': 'Hess', 'type': 'ORG', 'mentions': 1}, {'data': 'Halliburton Company', 'type': 'ORG', 'mentions': 2}, {'data': 'Deere&Company (', 'type': 'ORG', 'mentions': 2}, {'data': 'DraftKings', 'type': 'ORG', 'mentions': 1}, {'data': 'DKNG', 'type': 'ORG', 'mentions': 1}, {'data': 'Susquehanna', 'type': 'ORG', 'mentions': 1}, {'data': 'DoorDash', 'type': 'ORG', 'mentions': 1}]","Investing.com -- The S&P 500 moved off lows Friday, but remained pressured by a fall in tech as fears grow that the Federal Reserve could lift rates by more than expected amid recent data pointing to a stronger economy and sticky inflation.
+
+The S&P 500 fell 0.25%, the Dow Jones Industrial Average fell 0.23%, or 9 points, and the Nasdaq was down 0.5%.
+
+Big tech remained under pressure as economic data including Wednesday’s hot wholesale inflation report stoked fears that the Fed’s rate-hike path rate has widened.
+
+""In light of the stronger growth and firmer inflation news, we are adding another 25-basis point rate hike to our Fed forecast,"" Goldman Sachs said in a note.
+
+Google-parent Alphabet (NASDAQ:GOOGL), Microsoft (NASDAQ:MSFT), Facebook (NASDAQ:FB), and Apple (NASDAQ:AAPL) fell more than 1%.
+
+Energy also brought the pain to the broader market, falling more than 3%, paced by falling oil prices amid worries that further Fed hikes will blunt demand.
+
+EOG Resources (NYSE:EOG), Hess (NYSE:HES), and Halliburton Company (NYSE:HAL) were among the biggest decliners falling more than 5% on the day.
+
+But the earnings front offered some reprieve as Deere&Company (NYSE:DE) rallied 7% after the farming equipment maker upgraded its annual profit guidance and reported fiscal first-quarter earnings that markedly beat Wall Street estimates.
+
+DraftKings (NASDAQ:DKNG) also lifted guidance after its fourth-quarter results topped estimates on both the top and bottom lines, sending its shares more than 16% higher. The results show that the sports betting company’s business is “scaling to profitability,” Susquehanna said, raising its price target on the stock to $26 from $24.
+
+DoorDash (NYSE:DASH), however, plunged 7% after reporting a wider-than-expected loss, though the food delivery company’s upbeat guidance suggested that it wasn’t yet seeing any material decline in the demand from pressures on the consumer.
+
+“DASH management has not yet seen any changed consumer behavior inside its delivery marketplace and guided as such in terms of framing the GOV range for Q1 ‘23 and overall expressed optimism about sustained consumer behavior,” Goldman Sachs said as it lifted its price target on the stock to $71 from $67, though kept its neutral rating.",be35c09d7eac43b2a5b14e3b279621cb,S&P 500 off lows but remains under pressure as rate-hike fears dent tech,4,,,,
+10018,"Enphase Energy, Inc. (ENPH) is Attracting Investor Attention: Here is What You Should Know - Enphase Energy (ENPH) is one of the stocks most watched by Zacks.com visitors lately. So, it might be a good idea to review some of the factors that might affect the near-term performance of the stock.
+
+Shares of this solar technology company have returned -3.2% over the past month versus the Zacks S&P 500 composite's +3.7% change. The Zacks Solar industry, to which Enphase Energy belongs, has gained 3.8% over this period. Now the key question is: Where could the stock be headed in the near term?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Rather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, Enphase Energy is expected to post earnings of $1.26 per share, indicating a change of +63.6% from the year-ago quarter. The Zacks Consensus Estimate remained unchanged over the last 30 days.
+
+The consensus earnings estimate of $5.46 for the current fiscal year indicates a year-over-year change of +18.2%. This estimate has remained unchanged over the last 30 days.
+
+For the next fiscal year, the consensus earnings estimate of $7.64 indicates a change of +40% from what Enphase Energy is expected to report a year ago. Over the past month, the estimate has remained unchanged.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Enphase Energy is rated Zacks Rank #3 (Hold).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+For Enphase Energy, the consensus sales estimate for the current quarter of $720.53 million indicates a year-over-year change of +63.3%. For the current and next fiscal years, $3.17 billion and $4 billion estimates indicate +36% and +26.4% changes, respectively.
+
+Enphase Energy reported revenues of $724.65 million in the last reported quarter, representing a year-over-year change of +75.6%. EPS of $1.51 for the same period compares with $0.73 a year ago.
+
+Compared to the Zacks Consensus Estimate of $704 million, the reported revenues represent a surprise of +2.93%. The EPS surprise was +18.9%.
+
+The company beat consensus EPS estimates in each of the trailing four quarters. The company topped consensus revenue estimates each time over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S) and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
+
+As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Enphase Energy is graded D on this front, indicating that it is trading at a premium to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Enphase Energy. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.28090388, 'negative': 0.16419017, 'neutral': 0.55490595}","Zacks.com has published a list of the factors that might affect the near-term performance of Enphase Energy, Inc. (ENPH). The company has recently returned -3.2% over the past month versus the Zacks S&P 500 composite's +3.7% change. When earnings estimates for a company go up, the fair value for its stock goes up as well, resulting in its price moving upward. The Zacks Rank offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. For the current and next fiscal years, $3.17 billion and $4 billion estimates indicate +36% and +26.4% changes, respectively. For EnPhase Energy, the consensus sales estimate for the current quarter of $720.53 million indicates a year-over-year change of +63.3%.","Zacks users have recently been watching Enphase Energy (ENPH) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.",ENPH,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,Enphase Energy Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.729930958137568, 'Regulations': 0.789141815490731, 'Product End-of-life Management': 0.7549293345261999, 'Water Management in Manufacturing': 0.7434499961475889, 'Energy Management in Manufacturing': 0.8013846711659388, 'Materials Sourcing': 0.7665724505613785, 'Ecological Impacts of Project Development': 0.7676624816084101}",0.8013846711659388,Yuning,No focus,No focus,Neutral,,No,Major,No,2023-08-22T18:24:09+00:00,https://www.businessinsider.com/google-employee-says-he-works-one-hour-days-fortune-2023-8,"[{'name': 'fake work', 'weight': 0.09607852}, {'name': 'enough work', 'weight': 0.09168358}, {'name': 'work', 'weight': 0.091410644}, {'name': 'minimal hours', 'weight': 0.08246573}, {'name': 'few hours', 'weight': 0.08152967}, {'name': 'tech companies', 'weight': 0.07983915}, {'name': 'long hours', 'weight': 0.079529494}, {'name': 'new hires', 'weight': 0.06666209}, {'name': 'bare minimum Mondays', 'weight': 0.06526279}, {'name': 'companies', 'weight': 0.06502885}]",[{'name': 'Business'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 11}, {'data': 'Fortune', 'type': 'ORG', 'mentions': 8}, {'data': 'Insider', 'type': 'ORG', 'mentions': 2}, {'data': 'Devon', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'C3.ai', 'type': 'ORG', 'mentions': 1}, {'data': '1 hour', 'type': 'TIME', 'mentions': 2}, {'data': 'one-hour', 'type': 'TIME', 'mentions': 1}, {'data': 'the morning', 'type': 'TIME', 'mentions': 1}, {'data': 'approximately five hours', 'type': 'TIME', 'mentions': 5}, {'data': 'around 9 a.m.', 'type': 'TIME', 'mentions': 2}, {'data': 'noon', 'type': 'TIME', 'mentions': 1}, {'data': 'late nights', 'type': 'TIME', 'mentions': 1}, {'data': 'no more than 30 hours', 'type': 'TIME', 'mentions': 1}, {'data': 'Devon', 'type': 'PERSON', 'mentions': 7}, {'data': 'Jason', 'type': 'PERSON', 'mentions': 2}, {'data': 'Keith Rabois', 'type': 'PERSON', 'mentions': 1}, {'data': 'Thomas Siebel', 'type': 'PERSON', 'mentions': 1}, {'data': 'Silicon Valley', 'type': 'LOC', 'mentions': 1}, {'data': 'Hawaii', 'type': 'GPE', 'mentions': 1}]","• Devon, a Google software engineer, told Fortune he works one-hour days at his job.
+• He said he codes in the morning, and spends the rest of his shift working on his startup.
+• Big tech workers have been accused of ""fake work,"" or doing little to nothing at their jobs.
+
+Software engineers at Google can make a base salary of up to $718,000 a year — and one says he is earning six figures working approximately five hours a week.
+
+Devon, a Google software engineer in his 20s, told Fortune that he works for the tech giant for approximately one hour daily while earning a $150,000 salary. He typically gets out of bed around 9 a.m., showers and cooks breakfast, then works for Google until 11 a.m. or noon. For the rest of the day, he works on his startup, he told Fortune.
+
+Devon told Fortune he couldn't justify working hard when he saw colleagues working late nights without moving up the corporate ladder.
+
+""It's not like you'd really get promoted for going above and beyond,"" Devon told Fortune. Fortune said it used the pseudonym Devon to protect the engineer's privacy. The outlet said it viewed the engineer's Google offer letter verifying his salary, and reviewed screenshots detailing his startup work throughout his workday. Google didn't immediately respond to Insider's request for comment.
+
+Devon isn't alone in his work habits. Jason, a 22-year-old, previously told Insider he worked two full-time remote software engineering jobs for no more than 30 hours a week to increase his income.
+
+""I felt my workload at my first job was low enough, and I knew that if I couldn't handle it then I could simply quit one of the jobs,"" Jason said.
+
+Experts debate the rise of 'fake work' in tech
+
+Stories like these have helped inspire debate over whether employees at tech companies like Google and Meta are getting paid top salaries just to put in minimal hours at work — a trend that some tech experts call ""fake work.""
+
+Tech giants went on hiring sprees during the pandemic in pursuit of what Keith Rabois, a Silicon Valley investor, calls the ""vanity metric"" of headcount, where employers expand their workforce in an attempt to stand out among their rivals.
+
+Some critics have said companies didn't have enough work to keep their new hires busy. Google and Meta laid off thousands of employees earlier this year.
+
+""They really were doing nothing working from home,"" Thomas Siebel, a billionaire CEO who runs the enterprise AI company C3.ai, regarding new hires at the two companies.
+
+Whether ""fake work"" comes from over-hiring or is a product of poor management, Devon's work schedule shows how attitudes around work have shifted in pursuit of work-life balance, especially among Gen Z workers.
+
+These shifting attitudes are reflected by buzzy workplace trends like quiet quitting, where workers do what's expected of them — sometimes less — to keep their jobs, or bare minimum Mondays, in which employees do as little work as possible on Mondays to avoid burning out during the rest of the week.
+
+Devon told Fortune that nobody at Google seems to suspect him of working few hours. When he interned at Google prior to his current role, he said he worked ""probably under two hours a day,"" which freed up time to take a weeklong hush trip to Hawaii while on-the-job.
+
+""If I wanted to work long hours, I'd be at a startup,"" Devon told Fortune.",4df5ec7dfd234a7088a48120777cf82d,"A Gen Z software engineer at Google reportedly earns $150,000 working 1 hour a day and spends the rest of his time on his startup",4,,,,
+7221,"Truckers Expect Softer Holiday Shipping on Waning Retailer Demand - Freight companies are preparing for what executives are calling a muted peak season, as dimming shipping demand from overstocked retailers ripples across U.S. shipping markets.
+
+Several big operators say they are seeing freight demand drop off rather than pick up heading into what is typically their busiest period of the year. The downshift in business is sending rates in trucking’s volatile spot market downward and the weakness is starting to filter into the contract business that makes up the largest share of trucking volumes.
+
+“The fourth quarter is generally the peak of the holiday shipping season,” David Yeager, chief executive of Hub Group Inc., a Chicago-based trucking and rail freight services provider, said in an earnings conference call Thursday.
+
+“However, judging by the feedback from our clients, this peak will be muted versus historic norms. Beyond 2022, we do acknowledge the potential for a continued softening economy,” he said.
+
+“We are expecting a muted peak season this year,” Adam Miller, chief financial officer at Knight-Swift Transportation Holdings Inc., said on the truckload carrier’s earnings call Oct. 19. “Spot opportunities have declined significantly, and we have been pivoting towards making more commitments through the bid season to reduce our exposure in the spot market.”
+
+The freight operators, in the midst of reporting third-quarter earnings results, are the latest in a host of companies in transportation sectors warning of slackening demand as inflation cuts into consumers’ buying power and triggers uncertainty in the direction of the economy.
+
+Amazon.com Inc. on Thursday projected sales in the current quarter would come in far below expectations. United Parcel Service Inc. said its volumes fell in the third quarter and the parcel giant expects its volumes to fall in the coming peak period for the package sector.
+
+The weakening demand is extending into trucking markets after ocean import volumes started sliding during the summer as inventories began piling up at big retailers including Target Corp. and Walmart Inc. Merchants were rushing goods to their warehouses and stores earlier this year to avoid the kind of supply-chain disruptions that cut into sales during last year’s fourth quarter.
+
+Clothing retailer Ministry of Supply Inc. stocked up on inventory for the peak season with orders that arrived too late for last year’s winter season and items that arrived early this year.
+
+“We were holding kind of two winters’ worth of stuff in, like, August,” said Aman Advani, co-founder and CEO of the Boston-based business. “Our fall-winter line, a lot of pieces arrived two months early. Our fall-winter line last year, a lot of pieces arrived six months late.”
+
+Many freight carriers so far are reporting strong results for the third quarter even as they signal a softer fourth-quarter economy.
+
+Old Dominion Freight Line Inc., a Thomasville, N.C.-based operator focused on the less-than-truckload market, in which shipments from multiple customers are combined on the same truck, reported Wednesday that its net profit grew 32% year-over-year to $377.4 million.
+
+ODFL’s revenue rose nearly 15% to $1.6 billion, largely because its revenue per hundredweight, an industry measure signaling pricing strength, increased 17.4%. But tonnage was down in the quarter and continued to decline in October, the carrier said.
+
+“We believe this decrease in LTL tons reflects the overall softness in the domestic economy that has generally caused a decrease in demand for our customers’ products,” Adam Satterfield, ODFL’s chief financial officer, said in a Wednesday earnings call.
+
+The weakness is showing up most strongly in spot markets for freight transport.
+
+DAT Solutions LLC, a load board that matches trucks to available loads, said its index for spot market demand fell sharply from August to September, to the lowest point since February. The company’s measure of the average spot pricing for truckload vans fell from August to September for the first time since 2015.
+
+“Things are definitely softening,” said Avery Vise, a vice president at freight research firm FTR Transportation Intelligence. “A large part of that is that we’ve seen inventory builds earlier in the year than we traditionally have seen because of all the supply-chain disruptions and the desire of a lot of retailers to get ahead of that.”
+
+Freight executives say demand remains solid by historical measures, suggesting shipping markets are reaching some equilibrium after sharp swings in business during the pandemic.
+
+“Rates are still up this year over last year,” said Jeffrey Tucker, chief executive of Tucker Company Worldwide Inc., a Haddonfield, N.J.-based freight broker. “If you’re a carrier exposed to the spot market, you’re hurting. The spot market, the opportunistic business that is important to the small carriers and a lot of freight brokers, has dried up a good bit.”
+
+Still, trucking executives say they expect retailers to start shipping in bigger volumes again once they clear out their excess inventories, although that may not come until early in 2023.
+
+“It’s just a matter of the demand we feel like is not out there for our customers’ products, if you will,” said Mr. Satterfield of ODFL. “We’re just not picking up as much freight from those same customers that we may be making stops every day at their location.”
+
+“At some point,” he said, “people have got to get some inventory back in the system.”
+
+Write to Liz Young at liz.young@wsj.com and Paul Page at paul.page@wsj.com","{'positive': 0.008979781, 'negative': 0.97293043, 'neutral': 0.018089792}","
+
+Freight companies are preparing for what executives are calling a muted peak season, as dimming shipping demand from overstocked retailers ripples across U.S. shipping markets. 
+
+Several big operators say they are seeing freight demand drop off rather than pick up heading into what is typically their busiest period of the year. 
+
+DAT Solutions LLC, a load board that matches trucks to available loads, said its index for spot market demand fell sharply from August to September, to the lowest point since February. “A large part of that is that we’ve seen inventory builds earlier in the year than we traditionally have seen because of all the supply-chain disruptions and the desire of a lot of retailers to get ahead of that.”
+
+Freight executives say demand remains solid by historical measures, suggesting shipping markets are reaching some equilibrium after sharp swings in business during the pandemic.
+
+‚ÄúRates are still up this year over last year,‚Äù said Jeffrey Tucker, chief executive of Tucker Company Worldwide Inc., a Haddonfield, N.J.-based freight broker.",The outlook for a muted peak season comes as shipments and freight rates are already slipping.,ODFL,Transportation,Road Transportation,Old Dominion Freight Line Inc,"{'Driver Working Conditions': 'The Road Transportation industry faces challenges with driver recruitment and retention. A growing labour shortage, due in part to the challenging working conditions in the industry as well as to regulations that limit working hours, may raise labour costs and lower industry revenue. Time-critical deliveries are demanding for drivers, who may experience long and often odd hours behind the wheel, lengthy stays away from home, lack of sleep, and feelings of isolation. These factors, in combination with high injury and illness rates, largely due to accidents, make it difficult to recruit new drivers and to retain existing staff. Entities that offer better driver working conditions may benefit from lower turnover rates, higher productivity, and the ability to hire staff to expand operations and increase revenue.', 'Air Quality': 'Compared to other modes of transport, road freight has a more localised negative effect on air quality through its emissions of sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM). Heavy reliance on diesel fuel is of particular concern; although diesel engines realise better gas mileage than gasoline engines, they generate more harmful air pollutants. Using alternative fuels and filtering emissions prior to release can help entities comply with air quality regulations and avoid contributing to smog in cities and dense population centres, which may damage their social license to operate.', 'Greenhouse Gas Emissions': 'The Road Transportation industry generates emissions mainly through the combustion of diesel and other fossil fuels in truck engines. Greenhouse gases (GHGs) including carbon dioxide (CO2) are of particular importance to government regulators concerned about climate change and to consumers demanding low-carbon or carbon-neutral transportation solutions. Because GHG emissions from trucks constitute a significant portion of transportation-related emissions, the industry is a focal point for regulations to limit GHG emissions. Operational changes that increase fuel efficiency may reduce fuel costs while also limiting exposure to volatile fuel pricing, regulatory costs and other consequences of GHG emissions. Although newer trucks are more fuel-efficient, other measures also may improve efficiency and reduce emissions in existing fleets.', 'Accident & Safety Management': 'Road transportation involves inherent dangers, including accidents resulting from mechanical failure or human error. Entities in this industry take measures to train drivers and maintenance staff to minimise accidents. Evidence of injury and fatality rates, associated costs, and investment in safety technologies supports the significance of the issue for the industry. Entities with more effective safety management can improve the efficiency of operations, retain drivers, reduce delays, and avoid costs associated with serious accidents. In contrast, those with poor safety management may experience regulatory penalties, higher insurance premiums, and service disruptions that reduce revenues and brand value.'}","{'Driver Working Conditions': 0.8076348536776902, 'Air Quality': 0.7667015481328647, 'Greenhouse Gas Emissions': 0.7750466460211748, 'Accident & Safety Management': 0.7538692025195769}",0.8076348536776902,Yuning,No focus,No focus,Neutral,,No,Major,No,2023-01-30T06:57:52+00:00,https://www.forbes.com/sites/bernardmarr/2023/01/30/the-real-reasons-for-big-tech-layoffs-at-google-microsoft-meta-and-amazon/,"[{'name': 'tech companies', 'weight': 0.07533484}, {'name': 'senior roles', 'weight': 0.0722261}, {'name': 'companies', 'weight': 0.06978707}, {'name': 'potential new female hires', 'weight': 0.06651375}, {'name': 'job functions', 'weight': 0.06276006}, {'name': 'new hires', 'weight': 0.06180039}, {'name': 'last year', 'weight': 0.05839481}, {'name': 'jobs', 'weight': 0.058205236}, {'name': 'HR staff', 'weight': 0.058179915}, {'name': 'Big Tech Layoffs', 'weight': 0.05697078}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Google', 'type': 'ORG', 'mentions': 4}, {'data': 'Microsoft', 'type': 'ORG', 'mentions': 4}, {'data': 'Meta', 'type': 'ORG', 'mentions': 3}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': '365 Data Science', 'type': 'ORG', 'mentions': 2}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'US', 'type': 'GPE', 'mentions': 1}]","Between them, some of the world’s biggest tech companies have collectively laid off more than 150,000 workers in recent months. The businesses involved have put forward a variety of reasons for why this was necessary, which mostly come down to a need to reduce costs as economic growth slows down around the world.
+
+In truth, it isn’t likely to be because the companies involved need money. Microsoft, which is reported to have laid off around 10,000 employees, practically simultaneously announced that it plans to invest $10 billion in OpenAI, the creators of the viral application ChatGPT. It seems likely that there is a business reason at the heart of the decision to invest a sum that would equate to $1 million per laid-off employee in an AI company.
+
+Likewise, Google's parent company Alphabet announced plans to reduce its global headcount by 12,000 – a cut of around six percent. CEO Sundar Pichai has previously described AI as the most transformational technology of all time, and in making the layoffs, stated that the strategy will be to “direct our talent and capital to our highest priorities.” It’s widely thought that Google is working on its own AI-powered answer to ChatGPT that will be announced soon.
+
+Together, four of the biggest tech companies – Meta, Alphabet, Amazon, and Microsoft – have cut 50,000 jobs. Meanwhile, Twitter’s incoming new boss, Elon Musk, is said to have fired half of the company’s employees when he took over at the end of last year.
+
+So, what is the true reason for these mass cuts that have left tens of thousands (80% of them in the US) out of work? This was what data experts at 365 Data Science attempted to get to the bottom of when they decided to run their own analysis of the figures.
+
+Some of the findings were perhaps not that surprising. It’s known that tech companies – buoyed by record revenues - undertook a hiring spree during the Covid-19 pandemic. Salaries hit record levels as competition raged for the top talent, and the media was full of stories of lavish perks. So, it’s not a shock to find that the median time a recently laid-off employee has been in their role is roughly two years. This could suggest that, in some ways, these cuts represent a winding-back of hiring policies put in place since the pandemic.
+
+More surprising though, was the fact that the median level of experience held by those who were let go is 11.5 years. So, it's not necessarily true that these are all junior workers with little experience who could be quickly replaced or possibly even have their roles automated. One possible reason for this statistic could be that longer-serving employees tend to receive higher salaries, and cutting them could help businesses meet their financial targets.
+
+However, it is interesting to note that the roles and job functions most affected were within HR, which accounted for 28 percent of all layoffs. There are two possible reasons for this – firstly, it follows that if companies are laying off staff, they will also be cutting back on recruitment, and less recruitment means less need for HR staff.
+
+A second, though perhaps just as relevant reason, however, is that HR is an area where some functions are being replaced by automation. Platforms already exist that aim to automate routine tasks related to interviewing and onboarding new hires, such as checking references, verifying identities, and carrying out health and safety assessments. In recent years, it’s even been reported that companies such as Amazon have used AI to identify low-performing staff and then fire them.
+
+We also get some insight into how the roles that were affected differed between each company. While HR and talent sourcing were most affected at Microsoft and Meta, at Google and Twitter, it was software engineers who took the brunt of the cuts.
+
+The data collected by 365 Data Science also shows that a narrow majority of the staff who were let go (56 percent) were female. This is worrying, given that the tech industry has spent much of the last decade attempting to address the gender imbalance already present within the field – particularly within technical and engineering roles. It doesn’t exactly send out a great message to potential new female hires that, as well as a pay gap and a lower likelihood of progressing into senior roles, they will have to content with a greater chance of being let go.
+
+Finally, one more worrying statistic that jumped out at me from the report was the fact that only 10 percent of those laid off have thus far listed a new job on their LinkedIn profiles. Of course, it’s too early to tell whether this is likely to transition into long-term unemployment – many may simply be enjoying a break before jumping into job-hunting. Or, indeed may simply not have bothered to update their profiles yet. But monitoring how this statistic develops over coming months should give some interesting insights into whether or not it is still easy for skilled tech workers to move between jobs. It’s perfectly possible that a substantial number may choose to head into self-employment or the freelance gig economy.
+
+So, is it the case that the tech giants simply expanded too far, too quickly? Or is it that innovations in AI and automation have created a situation where the fastest way to save money is to replace people with machines? In truth, it’s likely to be a little of both. None of the companies have specified automation as a driving force behind the moves, but given the job roles affected and reading between the lines, it’s tempting to draw the conclusion that it is a contributing factor.",b6272f875d4b49ef8679c18fb1b54194,"The Real Reasons For Big Tech Layoffs At Google, Microsoft, Meta, And Amazon",4,,,,
+6127,"CNBC Daily Open: In the eye of the storm - Warren Buffett attends the ""Becoming Warren Buffett"" World Premiere at The Museum of Modern Art on January 19, 2017 in New York City.
+
+This report is from today's CNBC Daily Open, our new, international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Like what you see? You can subscribe here .
+
+Monday's market moves were lukewarm: The Dow Jones Industrial Average inched up 0.17%, the Nasdaq Composite slipped 0.17% and the S&P 500 was little changed. But that's because the mood was one of anxiety, rather than calm.
+
+Regional banks managed to avoid losses amid renewed fears of banking instability. PacWest Bancorp rose 3.65%, Western Alliance Bancorp eked out a 0.6% gain and Zions Bancorp added 2.1%. Those are reassuring, if not astounding, numbers.
+
+But those numbers have to be put in context. Earlier in the day, PacWest surged nearly 30% after the regional bank announced Friday evening that it was planning to raise capital. So the story on Monday isn't so much of confidence in regional banks, but continued volatility. Indeed, the SPDR S&P Regional Banking ETF (KRE) fell by 2%.
+
+Banking fears brought about by high interest rates, then, still persist. The Federal Reserve's most recent Financial Stability Report, published Monday, confirmed that one of respondents' biggest economic fears is ""banking-sector stress."" Additionally, the report identified money market funds, stable coins and hedge funds as having higher potential for running into trouble.
+
+Other concerns about the economy, the report said, included ""persistent inflation and tighter monetary policy."" April's consumer price index report, expected Wednesday, and the producer price index on Thursday will either reinforce or dispel some of those fears.
+
+And then there's the specter of the U.S. defaulting on its debt. In the event that Congress doesn't reach an agreement to raise the ceiling, there would be an ""economic catastrophe,"" U.S. Treasury Secretary Janet Yellen told CNBC Monday. We'll soon find out whether Washington can avert the ""financial chaos,"" in Yellen's words — President Joe Biden meets top lawmakers Tuesday to discuss the issue.
+
+Despite markets' ""tepid approach on Monday,"" then, ""a look beneath the surface reveals a bit more agitation than that first glance might reveal,"" as the Goldman Sachs trading desk puts it. We might just be in the eye of a storm.
+
+Subscribe here to get this report sent directly to your inbox each morning before markets open.","{'positive': 0.06466665, 'negative': 0.88143414, 'neutral': 0.05389926}","CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Monday's market moves were lukewarm, but regional banks managed to avoid losses amid renewed fears of banking instability. The Federal Reserve's most recent Financial Stability Report, published Monday, confirmed that one of respondents' biggest economic fears is ""banking-sector stress."" Other concerns about the economy, such as persistent inflation and tighter monetary policy, remain. The specter of the U.S. defaulting on its debt is likely to be seen when Congress fails to reach an agreement to raise the ceiling.","Markets made fractional moves Monday as banking turmoil, inflation worries and debt ceiling fears persist.",GS,Financials,Investment Banking & Brokerage,Goldman Sachs Group Inc,"{'Employee Diversity & Inclusion': 'Investment banking and brokerage entities face a high degree of competition for skilled employees. At the same time, theindustry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic andhigh-frequency trading, the ability of entities to attract and retain skilled employees will likely become increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pool, which could lower hiring cost and improve operational efficiency. Further, evidence suggests that diverse groups of employees at investment banking and brokerage entities may reduce risk taking for employees involved in risk-prone trading activities (e.g., trading), which could lower risk exposure of the firm as a whole. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing these risks and opportunities. ', 'Professional Integrity': 'The business model of investment banking and brokerage entities is dependent on the development of client trust and loyalty. To ensure long-term, mutually beneficial relationships, entities need to provide services that satisfy the highest professional standards of the industry, which means taking measures to avoid conflicts of interest, misrepresentation, and negligence. Professional integrity also pertains to following a code of ethics with respect to transparency and disclosure. These measures are important both for strengthening an entity‚Äôs license to operate as well as for attracting and retaining clients. Failure to comply with professional standards can harm not only the clients who rely on the advice, data, and key services these entities provide, but it may also negatively affect shareholders. Investment banking and brokerage entities could not only face legal penalties related to such actions, but also incur significant negative impacts on revenue from reputational damage. To maintain professional integrity, investment banking and brokerage entities need to ensure that employees have adequate training as well as know and adhere to applicable financial industry regulations. To comply withindustry laws and regulations, employers need to ensure that they are aware of any past record of violation of employees who are involved in communications and providing advice to clients. Therefore, a description of management‚Äôs approach to assuring professional integrity can help investors understand risk exposure as well as any processes in place to avoid misconduct. Additionally, disclosure of the entity‚Äôs amount of legal and regulatory fines and settlements can provide a clearer picture of the extent to which financial institutions are adhering to regulatory norms.', 'Factors in Investment Banking & Brokerage Activities': 'Environmental, social and governance (ESG) factors may have material impacts on the entities assets and projects across arange of industries to which investment banks provide services or in which they invest. Therefore, by accounting for thesefactors in underwriting, advisory, investing and lending activities, investment banks may manage significant positive and negative environmental and social externalities effectively. The potential for both value creation and loss associated with ESG factors suggests that investment banking and brokerage entities have a responsibility to shareholders and clients to consider these factors when analysing and valuing core products, including sell-side research, advisory services, origination, underwriting and principal transactions. Investment banking and brokerage entities that fail to manage these risks and opportunities effectively may expose themselves to increased reputational and financial risks. Appropriately pricing ESG risks may reduce investment banks‚Äô financial risk exposure, help generate additional revenue or open new market opportunities. To help investors better understand how entities in the industry manage these issues, investment banks should disclose how they incorporate ESG factors in their core products and services.', 'Business Ethics': 'The regulatory environment surrounding investment banking and brokerage entities continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as provide disclosure on issues including insider trading, anti-trust, price fixing, and market manipulation. In addition, investment banking and brokerage entities are subject to rules against tax evasion, fraud, money laundering, and corrupt practices. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Systemic Risk Management': 'The 2008 financial crisis demonstrated the importance of managing risks to capital in the Investment Banking & Brokerage industry. Specifically, firms that failed to manage these risks suffered significant losses to the value of their financial assets while increasing the amount of liabilities held on the books, which, due to the interconnectedness of the financial system, contributed to a significant market disruption. The systemic nature of risk resulting from the interconnectedness of financial institutions has become a central concern of federal and international regulators. As a result, many banks are required to undergo supervisory stress tests to evaluate whether the entity has the capital and liquidity to absorb losses, continue operations, and meet obligations in the event of adverse economic and financial conditions. Their failure to meet regulatory requirements could substantially raise future compliance cost as well as lead tomonetary penalties. In an effort to demonstrate how these risks associated with banks‚Äô size, complexity, interconnectedness, substitutability, and cross-jurisdictional activity are being managed, investment banks should enhancedisclosure on quantitative and qualitative metrics measuring how well they are positioned to absorb shocks arising from systemic financial and economic stress and meet stricter regulatory requirements.', 'Employee Incentives & Risk Taking': ""Employee compensation structures in the Investment Banking & Brokerage industry can incentivize employees to focus onshort-term or long-term entity performance. Structures that have excessive focus on the short-term performance are likelyto encourage excessive risk-taking and present adverse implications for long-term corporate value. Concern over this issuehas led to increased regulatory and shareholder scrutiny since the 2008 financial crisis. Improved disclosure of employee compensation, focusing on the use of performance metrics and variable remuneration, policies around clawback provisions, supervision, control, and validation of traders' pricing of Level 3 assets will provide investors with a clear understanding of how investment banking entities are protecting corporate value.""}","{'Employee Diversity & Inclusion': 0.7703696992934388, 'Professional Integrity': 0.7510137630085525, 'Factors in Investment Banking & Brokerage Activities': 0.7658685721108509, 'Business Ethics': 0.782441015075053, 'Systemic Risk Management': 0.8106873274506416, 'Employee Incentives & Risk Taking': 0.772552762187126}",0.8106873274506416,Yuning,Minor focus,No focus,Neutral,,No,Minor,No,2023-03-14T19:50:50.012000+00:00,https://www.theverge.com/2023/3/14/23639652/google-fitbit-premium-wearables-health-metrics,"[{'name': 'Fitbit users', 'weight': 0.1165719}, {'name': 'active Fitbit users', 'weight': 0.11351532}, {'name': 'Fitbit Premium', 'weight': 0.10579448}, {'name': 'heart rate variability', 'weight': 0.105528325}, {'name': 'resting heart rate', 'weight': 0.104238644}, {'name': 'Fitbit device', 'weight': 0.10259593}, {'name': 'Fitbit', 'weight': 0.101848654}, {'name': 'recalled Fitbit Ionic watches', 'weight': 0.099322855}, {'name': 'breathing rate', 'weight': 0.083944984}, {'name': 'skin temperature', 'weight': 0.07499559}]",[{'name': 'Tech'}],"[{'data': 'Fitbit', 'type': 'ORG', 'mentions': 16}, {'data': 'Google', 'type': 'ORG', 'mentions': 7}, {'data': 'FDA', 'type': 'ORG', 'mentions': 2}, {'data': 'The Verge', 'type': 'ORG', 'mentions': 1}, {'data': 'The Check Up event', 'type': 'EVENT', 'mentions': 1}, {'data': 'Pixel Watch', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'the Health Metrics Dashboard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Fitbit Premium', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'Ionic', 'type': 'PRODUCT', 'mentions': 1}]","Fitbit users haven’t been too pleased as of late, but while there’s a lot that Google could do to make things better, its latest announcement ain’t it.
+
+At its The Check Up event earlier today, Google announced it’s opening up more of Fitbit’s Health Metrics Dashboard to nonsubscribers. The company says that any user with a compatible device — aka a Pixel Watch or Fitbit device — will be able to view their daily, weekly, monthly, and 90-day trends for breathing rate, heart rate variability, skin temperature, oxygen saturation, and resting heart rate. Nonsubscribers will also get personalized insights whenever their data deviates from their long-term baselines.
+
+It’s always nice to see companies add extra value to free tiers. That said, this move isn’t necessarily about that. At today’s event, Google hinted that increasing accessibility helps with product and feature development. It also touted Fitbit’s achievements in developing an FDA-cleared passive A-fib monitoring algorithm, and the insights gleaned from Fitbit’s Sleep Profile feature. From the event, it’s not hard to see what Google views as Fitbit’s greatest strengths.
+
+For starters, today’s announcement isn’t as impressive as it might seem at first glance. When the Health Metrics Dashboard was initially introduced, it was a Premium exclusive. Then, in 2021, Fitbit expanded access to the dashboard across some of its older products and allowed nonsubscribers to view their daily and seven-day trends. What today’s move really does is add 30-day and 90-day trend views and any associated insights that come with longer-term monitoring. It was only a matter of time before these metrics were moved out from behind the Fitbit Premium paywall.
+
+That trajectory also implies that data itself isn’t enough to keep Fitbit users happy and willing to cough up the $80 annual Fitbit Premium fee. Over the past month, Fitbit has experienced several server outages and angered longtime users who were fans of its community features, which will be sunsetted later this month. On forums and social media, Fitbit users have also shared stories of less than stellar customer service interactions, particularly regarding failed attempts at returning recalled Fitbit Ionic watches.
+
+Fitbit has been a leader in health tech software for the past decade. However, those nifty features and FDA-cleared algorithms were born from the data of millions of active Fitbit users, many of whom are increasingly fed up and have told The Verge that they’re considering alternative options. Google is right that to continue innovating in the space, Fitbit (and thereby Google) needs a strong, loyal user base to pull data from. But removing metrics from behind paywalls will only do so much. Fixing server problems, offering alternatives to legacy features, and resisting the urge to change too much all at once? That’ll probably go a lot further in keeping the Fitbit faithful happy than a few extra data points.",c4a35b4436f344b09ad719072b91220f,"Fitbit users are mad, and Google’s solution won’t help",4,,,,
+19748,"BlackRock’s Spot Bitcoin ETF Plan Appears To Be A Case Of Perception Bending Reality - BlackRock’s request to register a spot-market bitcoin ETF looks as much like a self-fulfilling strategy as an attempt to gain approval for an investment format that has repeatedly been rejected by U.S. regulators.
+
+The world’s largest money manager, with $9.1 trillion of assets under management at the end of Q1, submitted a preliminary prospectus for the iShares Bitcoin Trust, late on Thursday afternoon New York time. The exchange-traded fund (ETF) is meant to own bitcoins that are to be held in custody by Coinbase, the largest U.S. crypto exchange.
+
+The Securities and Exchange Commission has insisted that spot bitcoin is not safe enough to be offered to retail investors, although funds based on bitcoin futures are allowed. In denying a request for VanEck to offer a bitcoin ETF in March, the agency said the Cboe division that applied to list the fund had not met requirements that it be “designed to prevent fraudulent and manipulative acts and practices” and “to protect investors and the public interest” because the underlying spot bitcoin market is too opaque.
+
+The SEC’s consistent opposition to spot bitcoin ETFs raises the question of why BlackRock would go through the bother of filing a prospectus for a fund that was bound to be denied. The answer may be that its name, size and traditional finance background would go a long way toward overcoming the agency’s opposition to an inevitable development.
+
+“As the world’s largest asset manager, BlackRock sees an opportunity to maintain its position in global capital markets through its ETF application,” Jeff Feng, co-founder of SEI Labs and a former Goldman Sachs analyst, tells Forbes. “If they succeed, it signals a strong sense of trust in their leadership by the SEC to navigate the challenges of a revolutionary product alongside regulators while also legitimizing bitcoin.”
+
+Feng—whose company backs the SEI blockchain, designed for trading digital assets—says that legitimacy could extend to other cryptocurrencies. “Given BlackRock’s change in its position about bitcoin over the last few years, it’s clear that they do not view bitcoin and tokenization as something that can be ignored as a globally traded asset.”
+
+Larry Fink, the BlackRock CEO, called bitcoin an “index of money laundering,” in 2017, but he has since tempered that view. In August, BlackRock announced that it would offer some institutional clients bitcoin trading services in an arrangement that also involves Coinbase.
+
+A BlackRock spokeswoman confirmed the submission of the registration statement but declined further comment because of “regulatory filing restrictions.”
+
+The ETF filing comes as the SEC has been cracking down on the cryptocurrency industry. Last week, it sued Binance, the world’s largest crypto exchange, as well as Coinbase, alleging they were operating as unlicensed securities exchanges that listed unregistered securities, a category that it maintains includes most cryptocurrencies.
+
+Digital Currencies Group’s Grayscale is suing the SEC over its refusal to allow the fund-management company to convert a bitcoin trust into an ETF in a case that began in June of last year. Grayscale contends the SEC’s stance that spot prices are subject to manipulation but futures are not is illogical, since the latter reflect the former.","{'positive': 0.19741444, 'negative': 0.029761497, 'neutral': 0.77282405}","BlackRock has submitted a preliminary prospectus for a spot-market bitcoin ETF, which has been repeatedly rejected by the U.S. Securities and Exchange Commission. The SEC has said that spot bitcoin is not safe enough to be offered to retail investors, although funds based on bitcoin futures are allowed. BlackRock's name, size and traditional finance background may go a long way toward overcoming the agency’s opposition to an inevitable development, and the SEC has been cracking down on the cryptocurrency industry. The filing comes as the SEC sued Binance, the world's largest crypto exchange, as well as Coinbase, alleging they were operating as unlicensed securities exchanges that listed unregistered securities.",World’s biggest asset manager seems to think it can be the first to get permission for a kind of cryptocurrency fund the SEC has consistently rejected. It may have the right clout at the right time to do so.,BLK,Financials,Asset Management & Custody Activities,BlackRock Inc,"{'Financed Emissions': 'Entities participating in asset management activities face risks and opportunities related to the greenhouse gas emissions associated with those activities. Counterparties, borrowers or investees with higher emissions might be more susceptible to risks associated with technological changes, shifts in supply and demand and policy change which in turn can impact the prospects of a financial institution that is providing financial services to these entities. These risks and opportunities can arise in the form of credit risk, market risk, reputational risk and other financial and operational risks. For example, credit risk might arise in relation to financing clients affected by increasingly stringent carbon taxes, fuel efficiency regulations or other policies; credit risk might also arise through related technological shifts. Reputational risk might arise from financing fossil-fuel projects. Entities participating in asset management activities are increasingly monitoring and managing such risks by measuring their financed emissions. This measurement serves as an indicator of an entity’s exposure to climate-related risks and opportunities and how it might need to adapt its investment strategies over time.', 'Employee Diversity & Inclusion': 'Asset management and custody activities entities face a high degree of competition for skilled employees. At the same time, the industry has a low level of diversity, especially among senior roles. In recent years, considerable media attention has been focused on cases of gender discrimination involving publicly listed entities in the industry. As the industry continues to undergo rapid innovation through the introduction of more complex financial products and computerised algorithmic and high-frequency trading, the ability of entities to attract and retain skilled employees will likely be increasingly material. By ensuring gender and racial diversity throughout the organisation, entities are likely to expand their candidate pools, which could lower hiring costs and improve operational efficiency. Further, evidence suggests that diverse groups of employees at asset management entities may enhance the risk-return characteristics of investment portfolios. Enhanced disclosure regarding employee gender and racial/ethnic diversity, especially when provided by employee category, will allow shareholders to assess how entities in this industry are managing the associated risks and opportunities. ', 'Business Ethics': 'The regulatory environment surrounding the Asset Management & Custody Activities industry continues to evolve both nationally and internationally. Entities are required to adhere to a complex and often inconsistent set of rules relating to performance and conduct as well as disclosure on issues including insider trading, clearing requirements in over-the-counter derivatives markets, and tax evasion. Asset management and custody activities entities are also subject to strict legal requirements as fiduciaries or custodians of their clients. Finally, in some jurisdictions, enhanced rewards for whistleblowers may lead to an increase in the number of complaints brought to regulators. Firms that are able to ensure regulatory compliance through robust internal controls will be better positioned to build trust with clients, leading to increased revenue, and to protect shareholder value by minimising losses incurred as a result of legal proceedings.', 'Factors in Investment Management & Advisory': 'Asset Management & Custody Activities entities maintain a fiduciary responsibility to their clients. These entities must consider and incorporate an analysis of all material information into investment decisions, including environmental, social and governance (ESG) factors. The process of ESG investment involves consideration of ESG factors in valuation, modelling, portfolio construction, proxy voting and engagement with investees and, as a result, in investment decision-making by asset and wealth managers. As the management and use of non-financial forms of capital increasingly contribute to market value, incorporation of ESG factors in the analysis of investees has become more relevant. Research has established that an entity’s management of some ESG factors may impact materially both its accounting and market returns. Therefore, deep understanding of investees’ ESG performance, integration of ESG factors in valuation and modelling, as well as engagement with investees on sustainability issues allows asset managers to generate superior returns. On the other hand, asset management and custody activities industry entities that fail to consider these risks and opportunities in their investment management activities may witness diminished investment portfolio returns that may result in reduced performance fees. Over the long term, these failures could result in an outflow of assets under management (AUM), the loss of market share and lower management fees.', 'Transparent Information & Fair Advice for Customers': 'Asset managers have legal obligations and fiduciary duties related to record keeping, operating and marketing, disclosure requirements, and prohibition of fraudulent activities. Regulations surrounding the Asset Management & Custody Activities industry are intended to align the interests of entities and their clients and to limit conflicts of interest. This alignment, coupled with the fact that most asset managers earn fees based on the amount of assets under management,provides a significant incentive for entities to provide clients with strategies that match their risk-return profiles. Despite required disclosures, entities still face significant challenges in ensuring that clients understand the nature of risks taken ininvestment strategies. Failure to provide services that satisfy customer expectations may result in lengthy and costly litigation, diminished trust with clients, and lower sales as a result. Enhanced disclosure on procedures or programs to provide adequate, clear, and transparent information about products and services, the regulatory violation record of employees, and the amount of fines and settlements associated with professional integrity will provide investors with an advanced understanding of how well entities manage risks associated with this issue and whether they are able to preserve long-term value for shareholders. '}","{'Financed Emissions': 0.7512507590266172, 'Employee Diversity & Inclusion': 0.785545078960354, 'Business Ethics': 0.7860513822334364, 'Factors in Investment Management & Advisory': 0.7690448359654812, 'Transparent Information & Fair Advice for Customers': 0.7767870549309442}",0.7860513822334364,Yuning,Major focus,Major focus,Neutral,"Business Ethics, Factors in Investment Management & Advisory, Transparent Information & Fair Advice for Customers",Minor,Major,Negative,2022-11-30T16:51:58-04:00,https://www.cnbc.com/2022/11/30/after-great-resignation-and-quiet-quitting-loud-layoffs-are-here.html,"[{'name': 'government layoff data', 'weight': 0.08839646}, {'name': 'Job openings', 'weight': 0.08737144}, {'name': 'job openings', 'weight': 0.08737144}, {'name': 'tech layoffs', 'weight': 0.0863575}, {'name': 'jobs', 'weight': 0.08380017}, {'name': 'overall layoffs', 'weight': 0.078443475}, {'name': 'Layoffs', 'weight': 0.077096395}, {'name': 'layoffs', 'weight': 0.077096395}, {'name': 'recent layoff headlines', 'weight': 0.07667816}, {'name': 'Layoff news', 'weight': 0.07423948}]",[{'name': 'Business'}],"[{'data': 'the Great Resignation', 'type': 'EVENT', 'mentions': 3}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Meta', 'type': 'ORG', 'mentions': 2}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 3}, {'data': 'Salesforce', 'type': 'ORG', 'mentions': 1}, {'data': 'HP', 'type': 'ORG', 'mentions': 1}, {'data': 'Lyft', 'type': 'ORG', 'mentions': 1}, {'data': 'Doordash', 'type': 'ORG', 'mentions': 1}, {'data': 'ZipRecruiter', 'type': 'ORG', 'mentions': 2}, {'data': 'the Federal Reserve', 'type': 'ORG', 'mentions': 1}, {'data': 'Labor Department', 'type': 'ORG', 'mentions': 1}, {'data': 'Kingsley Gate partners', 'type': 'ORG', 'mentions': 1}, {'data': 'Gartner', 'type': 'ORG', 'mentions': 2}, {'data': 'CNBC', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'Julia Pollak', 'type': 'PERSON', 'mentions': 2}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Paige Scott', 'type': 'PERSON', 'mentions': 3}, {'data': 'George Penn', 'type': 'PERSON', 'mentions': 2}, {'data': 'Americans', 'type': 'NORP', 'mentions': 1}, {'data': 'Detroit', 'type': 'GPE', 'mentions': 1}, {'data': 'Make It: Your Money', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': '12 p.m. ET', 'type': 'TIME', 'mentions': 1}]","Within weeks, mass layoffs primarily in tech, including at Twitter, Meta, Amazon, Salesforce, HP, Lyft, Doordash and more, have flooded headlines. More than 50,000 workers in tech lost their jobs in November, up from 12,600 in October, according to Layoffs.fyi. To be clear, overall layoffs remain historically low. Throughout 2022, the monthly layoff rate has hovered around 1% of the workforce, or around 1.4 million people. It's even lower than pre-pandemic numbers. Economists and business experts say recent layoff headlines are neither widespread nor indicative of trends in the larger workforce, yet they're still getting talked about at high volume and great length, in part because they're taking place at household name companies that are covered a lot in the media. ""These are very salient layoffs, even if they don't affect that many people and are actually quite contained to tech and closely related industries,"" says Julia Pollak, chief economist at ZipRecruiter. ""They are loud. They are very public. They're talked about all over social media."" And after the Great Resignation and quiet quitting rocked the market, the new era of ""loud layoffs"" is having an outsized impact on how people feel about their jobs.
+
+Layoffs are grabbing headlines but don't represent the overall job market
+
+Layoffs from companies like Meta and Amazon are getting a lot of attention not only because of how many customers use their services, but also because the announcements feel like they're coming out of nowhere. Consumer demand and profits boomed for online services through the pandemic, and leaders were told to grow at all costs. Amazon doubled its workforce throughout the pandemic to from 798,000 workers in 2019 to 1.6 million in 2021, for example. Then there's the messiness of it all, as with Elon Musk publicly firing people over Twitter and so fast that HR is having to bring people back. Workers have been wondering how much longer they can have the upper hand in the labor market before things come crashing down, and this bump in the road feels like it could signal a big change. But tech layoffs don't really paint the full picture of the overall job market, which cooled slightly in October, as the Federal Reserve intended, yet still boasts roughly 10 million openings, 6 million hires and 4 million quits. There are 1.7 job openings for every unemployed person looking for one, according to Labor Department data. The slowdown isn't entirely coming from the tech sector, which is a relatively small share of labor market. (Job openings dropped in government and manufacturing in October.) Plus, those with in-demand skills are getting rehired elsewhere quickly, so many of these losses may never show up in government layoff data.
+
+Why tech layoffs have a chilling effect: It's 'wrapped up with our economic aspirations'
+
+Even though they've been concentrated so far, tech layoffs do have an outsized effect on worker sentiment. While just 4% of job-seekers most recently worked in the tech sector, 20% of job-seekers in general say they want to work in tech, according to ZipRecruiter's latest job-seeker confidence index that surveyed 1,500 people. That's because even workers from other backgrounds are keen to find a way to get into the tech sector. A schoolteacher might want to shift gears and work for an education technology company for higher pay and better benefits, for example. ""They're looking at a way to get into this industry, and they're seeing the opportunities shrink,"" Pollak says. ""That's one reason why these layoffs, even though they're relatively small, have a chilling effect on everybody,"" she adds. ""The tech industry is wrapped up with our economic aspirations as Americans. It's the iconic industry, like the auto industry was for Detroit way back when. It's sort of the bellwether industry that shapes our moods, and a slowdown there is causing job-seekers more broadly to worry jobs are becoming less available."" As a result, job-seekers across the board report they're searching more intensely with greater urgency and are more likely to accept their first job offer without negotiating.
+
+Paige Scott, senior partner at the executive search firm Kingsley Gate partners, has noticed a slowdown in both hiring intentions and candidates wanting to change jobs since September. Layoff news is ""front and center"" with the clients she works with, and ""it's all the more stark when you think about the fact that everybody has been spending a lot of money on hiring through the Great Resignation."" Job-seekers are being less risky, too, and asking more about how resistant a company is to a downturn, saying they don't want to be in a ""last in, first out"" situation if the business takes a dive.
+
+Layoffs are 'less of wave and more of a ripple'
+
+Given the continued resilience of the job market and consumer demand, despite economic headwinds, economists and business experts agree mass layoffs aren't likely to come for the rest of the labor market anytime soon. Businesses may already be turning a corner. In November, 11% of HR leaders said they're planning layoffs in response to economic volatility, down from 16% in October, according to Gartner data. ""This round of layoffs is less a of wave and more of a ripple,"" says George Penn, managing vice president of research and advisory at Gartner. Instead, as of November, 52% of organizations say they're slowing their hiring plans, and 22% have frozen hiring. Penn says businesses are choosing natural attrition (letting people quit or retire and then not backfilling the role) instead of going through a layoff. He sees the current situation as more of a ""great stabilization"" in the job market and broader economy: Businesses pull back on their hiring intentions and take down job openings. Job-seekers get less choosy. And HR won't have to fight over talent with sky-high salaries or signing bonuses. So far, Scott says many of her clients aren't walking back their staffing plans but are pushing them into 2023. Businesses could be more bullish about the future if they end 2022 on a high note and buoyed by a successful holiday shopping season. So far, Black Friday weekend sales numbers show that's proving to be the case. Employers and workers will have to see who'll hold power in the job market in the new year. ""It's a standoff,"" Scott says. ""We're in this inflection point. There's better equilibrium between the employer and the employee side. Now both parties are listening."" Want to earn more and work less? Register for the free CNBC Make It: Your Money virtual event on Dec. 13 at 12 p.m. ET to learn from money masters how you can increase your earning power. The 10 best cities for finding a hybrid job that pays $100,000 or more―they're not all on the coasts Amid mass layoffs, the Big Tech dream job is losing its luster Sharing your layoff on LinkedIn isn't an 'act of shame' anymore—and it could be a smart career move",1a161503c08742de92cd0bef62ac5428,"After the Great Resignation and quiet quitting, the era of 'loud layoffs' is here",4,,,,
+8080,"EBay Moves Into a Key Retail Space Where Amazon Struggles - EBay , which has long been the collectors' and finders' way to meet on the digital marketplace, is making a change to the way shoppers buy products on its site. EBay's users weren't the only ones making acquisitions, as eBay itself made many acquisitions to add to its website's power. One of the most notable acquisitions might have been when eBay acquired PayPal in 2002.","{'positive': 0.096174106, 'negative': 0.014418117, 'neutral': 0.8894078}","EBay is making a change to the way shoppers buy products on its site, making many acquisitions to add to its power. The move comes after eBay acquired PayPal in 2002 and PayPal in 2004. EBay has been making acquisitions since then, and is now making a move into a key retail space where Amazon is struggling.","EBay  , which has long been the collectors' and finders' way to meet on the digital marketplace, is making a change to the way shoppers buy products on its site.  EBay's users weren't the only ones making acquisitions, as eBay itself made many acquisitions to add to its website's power.  One of the most notable acquisitions might have been when eBay acquired PayPal in 2002.",EBAY,Consumer Goods,E-Commerce,eBay Inc.,"{'Product Packaging & Distribution': 'A significant part of the E-Commerce industry’s added value comes from an entity’s ability to move a wide array of goods efficiently to consumers who would otherwise have to personally travel to collect the goods from brick-and-mortar stores.As the volume of packaging shipments increases, the industry may become more exposed to environmental externalities, such as carbon pricing and rising fuel costs that present risks associated with the shipping of products. While entities that outsource shipping and logistics have less control over the specific processes of shipping operations, they still can select suppliers with more energy-efficient business practices. Because this is a highly competitive and low-margin industry, the ability to reduce shipping costs through fuel reduction and more efficient routing may permit entities to pass those savings on to their customers. E-commerce entities also have an incentive to minimise the use of packaging. Efficient packaging can decrease costs by reducing the amount of purchased packaging material, as well as saving logistics costs because more products may fit into a single shipping load.', 'Hardware Infrastructure Energy & Water Management': 'The E-Commerce industry uses a large part of the energy it consumes to power critical hardware and IT infrastructure in data centres. Data centres must be powered continuously, and disruptions to the energy supply can have a material impact on operations, depending on the disruption magnitude and timing. Entities also face a trade-off between energy and water consumption for their data centre cooling needs. Cooling data centres with water instead of chillers improves energy efficiency, but this method can result in dependence on potentially scarce local water resources. Entities that effectively manage this issue may benefit from cost savings and minimise reputational risks, because concerns over energyand water use are growing.', 'Data Privacy & Advertising Standards': 'E-commerce entities have access to consumer information, including financial information, purchase history, and basic demographic data. Entities in this industry must carefully manage two separate and often conflicting priorities. On one hand, entities compete on their ability to leverage data to provide users with relevant services and target advertising or product recommendations based on consumers’ preferences and behaviour patterns. On the other hand, the fact that entities have access to a wide range of user data, such as personal, demographic, and behavioural data, raises privacy concerns among users and the public at large, and is leading to increased regulatory scrutiny from authorities in the U.S., Europe, and other jurisdictions. Failure to manage the issue can result in costs associated with regulatory oversight and reputational risks. Furthermore, effective management in this area can have financial implications through increased user confidence and loyalty, which are particularly important to maintain market share.', 'Employee Recruitment, Inclusion & Performance': 'Employees are key contributors to value creation in the E-Commerce industry. While the number of job openings in the industry continues to grow, entities are finding it difficult to recruit qualified employees to fill these positions. In key markets, a shortage of technically skilled domestic workers has created intense competition to acquire such employees, contributing to high turnover rates. This competition for talent and the search for innovation opportunities presents several interrelated sustainability challenges regarding human capital that entities must manage. Hiring foreign nationals to compensate for shortages in local talent can create risks related to perceived social implications in the host and home countries of workers. Entities offer significant monetary and nonmonetary benefits to improve employee engagement and, therefore, retention and productivity. Initiatives to improve employee engagement and work-life balance might influence the recruitment and retention of a diverse workforce. As the industry is characterised by relatively low representation from women and minority groups, efforts to recruit from and develop diverse talent pools can serve to address the talent shortage and generally to improve the value of entity offerings. Greater workforce diversity is importantfor innovation, and it helps entities understand the needs of their diverse and global customer base.', 'Data Security': 'The business model of entities in the E-Commerce industry depend on a firm’s ability to securely process electronic payments. As consumers become more educated about the threats of cybercrime, particularly in the wake of continued high-profile attacks, having a reputation as a secure entity will become increasingly important to maintain or gain market share. There is an opportunity for the most trusted brands to position themselves favourably in the eyes of consumers andgain a significant competitive advantage. This makes user loyalty, which is highly influenced by the perception of the safety of the user’s valuable financial and personal information, particularly important to maintaining market share.'}","{'Product Packaging & Distribution': 0.7877965073750856, 'Hardware Infrastructure Energy & Water Management': 0.7405795325515805, 'Data Privacy & Advertising Standards': 0.7989618779195027, 'Employee Recruitment, Inclusion & Performance': 0.762109587960733, 'Data Security': 0.8055963998876573}",0.8055963998876573,Yuning,Minor focus,Major focus,Positive,,No,Major,No,2022-12-15T22:58:29+00:00,https://www.usnews.com/news/best-states/oregon/articles/2022-12-15/oregon-judge-halts-voter-approved-high-capacity-magazine-ban,"[{'name': 'coast', 'weight': 0.1606991}, {'name': 'other industries', 'weight': 0.095873445}, {'name': 'Google Water Use', 'weight': 0.08678297}, {'name': 'U.S. News', 'weight': 0.070685126}, {'name': 'Douglas', 'weight': 0.069154955}, {'name': 'Cochise County', 'weight': 0.064070895}, {'name': 'Authorities', 'weight': 0.06390298}, {'name': 'authorities', 'weight': 0.06390298}, {'name': 'Google', 'weight': 0.06215795}, {'name': 'the U.S. News Best States ranking', 'weight': 0.058093596}]",[{'name': 'Politics'}],"[{'data': 'Oregon', 'type': 'GPE', 'mentions': 3}, {'data': 'The Evergreen State', 'type': 'GPE', 'mentions': 2}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'Cochise County', 'type': 'GPE', 'mentions': 1}, {'data': 'Douglas', 'type': 'GPE', 'mentions': 1}, {'data': 'Arizona', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S. News', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}]","You May Also Like
+
+The Evergreen State takes the top spot again in the U.S. News Best States ranking on the strength of its tech sector and other industries.
+
+The best states in the U.S. come from coast to coast.
+
+Oregon City Drops Fight to Keep Google Water Use Private Residents of The Dalles, Oregon, will soon know how much water Google’s data centers there have been using to cool the computers
+
+Authorities say a Cochise County Sheriff’s deputy arrested in connection with a recent hit-and-run crash in Douglas has resigned
+
+Prosecutors allege that the leader of a small polygamous group on the Arizona-Utah border helped orchestrate the escape of eight girls he considered his wives from a group home where they were placed after authorities learned of what was happening",ebdfb47bd8f24e59b9140ab6d8549a7e,Oregon Judge Halts Voter-Approved High-Capacity Magazine Ban,4,,,,
+6089,"FedEx Earnings Fall During Shipping Slowdown - FedEx Corp.’s earnings fell for the second straight quarter, as a slowdown in shipping collides with turbulent economic conditions.
+
+The delivery company said that ongoing cost cuts and higher shipping rates it charges led to improvements at its Ground and Freight divisions, while its Express unit struggles to cope with a decrease in shipping volumes.","{'positive': 0.010421156, 'negative': 0.9735482, 'neutral': 0.016030641}","FedEx Corp. reported a drop in earnings for the second straight quarter due to a slowdown in shipping and higher shipping rates. The delivery company said that ongoing cost cuts and increased shipping rates led to improvements at its Ground and Freight divisions, while its Express unit struggled to cope with a decrease in shipping volumes.",Shares rise as the delivery company lifts profit outlook amid ongoing cost cuts.,FDX,Transportation,Air Freight & Logistics,FedEx Corp,"{'Greenhouse Gas Emissions': 'Air Freight & Logistics industry entities generate direct greenhouse gas (GHG) emissions that contribute to climate change. Emissions are generated from fuel combustion by both air and road freight operations. Given the altitude of the emissions from jet fuel, air freight makes an especially potent contribution to climate change. Management of GHG emissions is likely to affect air freight and logistics entities‚Äô cost structure over time because emissions are tied directly to fuel use, and thus to operating expenses. Fuel efficiency and alternative fuels usage may reduce fuel costs or limit exposure to volatile fuel pricing, future regulatory costs and other consequences of GHG emissions. While newer aircraft and trucks are generally more fuel efficient, existing fleets may be retrofitted. Capital investments in more fuel-efficient aeroplanes or vehicles and emerging fuel-management technology may reduce fuel expenses and improve profitability. These investments also may help entities capture market share of customers seeking low-carbon shipping solutions.', 'Supply Chain Management': 'Many entities in the Air Freight & Logistics industry contract with large, complex networks of asset-based third-party providers to provide freight transportation services to their customers. Contracting is common among entities providing freight forwarding, logistics, brokerage and intermodal services. Contractors range across all modes of transport such as motor carriers, railroads, air freight and ocean carriers. Entities must manage contractor relationships to ensure contractoractions that may have environmental or social impacts do not result in material adverse effects on their own operations, such as decreased brand value. At the same time, entities that offer low-carbon logistics solutions may capture market share from customers seeking to reduce the carbon footprint of their shipment.', 'Air Quality': 'Entities in the Air Freight & Logistics industry generate air pollutants that may threaten human health. The industry‚Äôs primary air emissions include sulphur oxides (SOx), nitrogen oxides (NOx), and particulate matter (PM), which have localised negative effects on air quality. As regulators debate the most efficient mechanisms to reduce local air pollution from the industry, entities may be forced to increase operating costs or make investments to modernise their fleets due toregulatory pressure, customer demand, and rising fuel costs. Use of more expensive alternative fuels and mechanisms thatfilter emissions prior to release into atmosphere can also impact an entity‚Äôs cost structure, requiring upfront costs but decreasing exposure to regulation over the long term.', 'Employee Health & Safety': 'Employees in the Air Freight & Logistics industry may be exposed to dangerous working conditions, including accidents resulting from mechanical failure or human error. Additionally, moving packages manually is a physical process that requires special training in order to minimise injury. While the fatal occupational injury rate for trucking workers is higher than average, worker safety issues in aviation are highly regulated, which raises the risk of fines or penalties when an incident occurs. Health and safety incidents may result in work stoppages and a range of costs, from medical expenses to workers compensation. Such incidents can also reduce productivity, and thus revenues, if employees believe their safety and well-being are not being prioritised. Finally, entities with poor safety records may also face increased insurance premiums and higher costs of capital, as well as reputational damage that could reduce revenue and market share. An entity can mitigate these impacts by providing adequate protection and training for employees, ensuring mechanical equipment is safely functioning, and establishing a culture of safety within the workplace.', 'Labour Practices': 'The Air Freight & Logistic industry‚Äôs reliance on independent contractors, mainly for courier driving, has come under increasing regulatory scrutiny. Independent contractors may not be not covered under the same laws that protect employees, and entities may face regulatory sanctions for misclassifying employees as independent contractors. Entities may also face legal actions from employee and contractor claims regarding wage payments, benefits, and working conditions. This may also negatively affect their reputation and ability to hire and retain employees, reducing operational efficiency and increasing turnover costs.', 'Accident & Safety Management': 'All modes of transportation pose safety risks. In some cases, mechanical failure or human error may lead to accidents withsignificant environmental or social consequences, including regulatory action and lawsuits from impacted communities or customers. While the stringency of regulatory requirements may vary by the region of operation, entities that maintain the highest safety standards throughout their global operations can minimise the risks of safety incidents that affect their reputation and profitability.'}","{'Greenhouse Gas Emissions': 0.7810390468939276, 'Supply Chain Management': 0.7803479568231554, 'Air Quality': 0.7859530116045947, 'Employee Health & Safety': 0.8107711870584975, 'Labour Practices': 0.7940444332210344, 'Accident & Safety Management': 0.7370911588382965}",0.8107711870584975,Yuning,Minor focus,Minor focus,Negative,"Greenhouse Gas Emissions, Supply Chain Management",No,Major,No,2023-03-16T15:57:05+00:00,https://www.forbes.com/sites/jackkelly/2023/03/16/layoffs-return-to-work-mandates-hiring-freezes-and-reduced-compensation-will-be-results-of-silicon-valley-banks-collapse/,"[{'name': 'Silicon Valley Bank', 'weight': 0.06603713}, {'name': 'smaller banks', 'weight': 0.063089736}, {'name': 'Signature Bank', 'weight': 0.06278517}, {'name': 'new jobs', 'weight': 0.062414724}, {'name': 'Silvergate Bank', 'weight': 0.06146944}, {'name': 'failing banks', 'weight': 0.06101364}, {'name': 'global investment bank Credit Suisse', 'weight': 0.06094857}, {'name': 'banks', 'weight': 0.06078897}, {'name': 'new employment', 'weight': 0.05936367}, {'name': 'Bank', 'weight': 0.057699032}]","[{'name': 'Business'}, {'name': 'Tech'}]","[{'data': 'Silicon Valley Bank’s Collapse.', 'type': 'LOC', 'mentions': 1}, {'data': 'Meta', 'type': 'ORG', 'mentions': 1}, {'data': 'Silicon Valley Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Silvergate Bank', 'type': 'ORG', 'mentions': 2}, {'data': 'Signature Bank', 'type': 'ORG', 'mentions': 3}, {'data': 'Credit Suisse', 'type': 'ORG', 'mentions': 1}, {'data': 'Goldman Sachs', 'type': 'ORG', 'mentions': 1}, {'data': 'SVB', 'type': 'ORG', 'mentions': 5}, {'data': 'Bridgewater', 'type': 'ORG', 'mentions': 1}, {'data': 'LinkedIn', 'type': 'ORG', 'mentions': 1}, {'data': 'BlackRock', 'type': 'ORG', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 1}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'the Securities and Exchange Commission', 'type': 'ORG', 'mentions': 1}, {'data': 'JPMorgan', 'type': 'ORG', 'mentions': 2}, {'data': 'Reuters', 'type': 'ORG', 'mentions': 1}, {'data': 'Bank of America', 'type': 'ORG', 'mentions': 1}, {'data': 'Wells Fargo', 'type': 'ORG', 'mentions': 1}, {'data': 'Mark Zuckerberg', 'type': 'PERSON', 'mentions': 3}, {'data': 'Ray Dalio', 'type': 'PERSON', 'mentions': 1}, {'data': 'Larry Fink', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 2}, {'data': 'United States', 'type': 'GPE', 'mentions': 3}, {'data': 'America', 'type': 'GPE', 'mentions': 1}, {'data': 'the Great Resignation', 'type': 'EVENT', 'mentions': 1}]","When there is uncertainty, business leaders will adjust to the new reality. Upon entering this new phase, Meta CEO Mark Zuckerberg called for a “year of efficiency.” In addition to the 11,000 layoffs in November, Zuckerberg announced that 10,000 more people would be let go. Executives at other companies will follow Zuckerberg’s lead. They’ll tell their board of directors that the organization must enact fiscally responsible measures to get through a potentially turbulent time and likely recession.
+
+This will entail laying off workers, cutting low-priority projects, renegotiating leases, outsourcing certain functions, including accounting, marketing and IT, to third-party service providers, investing in automation technology and artificial intelligence to replace manual processes, identifying waste and eliminating inefficiencies. Baby Boomer managers will relish the opportunity to require workers to return to the office, claiming an all-hands-on-deck policy is now mandatory.
+
+The sudden and shocking collapse of Silicon Valley Bank will usher in a new era of austerity. There is now a feeling of fear and dread in the economy. The implosions of Silicon Valley Bank, Silvergate Bank and Signature Bank and concerns over the viability of global investment bank Credit Suisse exposed the fragility and vulnerability of the financial markets. Top-tier investment bank Goldman Sachs raised its chances of a United States recession over the next year to 35%, up from about 25% before the collapse of SVB.
+
+In the tech sector, nearly 140,00 white-collar professionals were downsized in 2023, and the layoffs spread to other sectors. Inflation still rages and interest rates are high, causing the cost of almost everything to rise. The stock market has plunged in response to these recent events, creating a reverse wealth effect. C-suite leadership would be considered negligent if they didn’t take action calling for weighty programs that would largely adversely impact workers.
+
+Hedge fund billionaire founder of Bridgewater Ray Dalio said in a LinkedIn post about the aftershocks of SVB that the banking crisis is an early sign the global economy is entering a new era. Larry Fink, CEO of BlackRock, one of the largest money managers in the world, advised that SVB’s implosion may be just the start of a ""slow-rolling crisis"" in the U.S. financial system.
+
+This is a wake-up call for workers. After being coddled during the Great Resignation, bosses will start laying down the law. They’ll demand that people return to the office. Return-to-office mandates have already been trending, and the recent events will accelerate it.
+
+If people push back, sign petitions against the policy or publicly vent on social media, the perceived “troublemakers” will be warned in no uncertain terms to seek out employment elsewhere, if they’re not happy. Since many other firms are ceasing work-from-home policies, there will be fewer openings available for remote jobs. Only the A-plus players have the leverage to resign, as they can easily find new opportunities and recruiters will actively court them. For the rest of the staff, it will continually get harder to find new employment when there is intense competition and unremitting announcements of layoffs and hiring freezes. Those workers will begrudgingly stay put.
+
+Be prepared for a layoff contagion. The current dour mood emboldens executives to get rid of everyone who is deemed to be a low-performer or malcontent. This month, Google announced that it will promote fewer employees to senior roles, which will create tension as workers will be pitted against each other for the coveted spots. The office environment will feel tense as everyone will be trying to one-up their peers to keep their jobs.
+
+Once one leading company lets go of people, others will follow. We’ve already seen this when Elon Musk purchased Twitter and started firing people. He had figured out that he doesn’t need a bloated workforce to run the social media platform. CEOs noticed that the headcount dramatically declined without too much damage caused. Musk’s strategy offered cover for companies to follow suit and execute their own layoffs. It’s the prudent thing to do, CEOs will say, while keeping their lush multimillion-dollar compensation packages.
+
+Salary and total compensation will be reduced. If there are fewer openings available, workers lose the bargaining power they held only a year ago. They can no longer tell their boss “if you don’t give me a raise, I’ll leave” because there may not be a place to run to. Managers will strip down bonuses and stock grants, in an effort to reduce expenses.
+
+There will be a pushback on so-called liberal “woke” agendas in the workplace. Shareholders, who are already seeing large losses on their investments, won’t stand for money to be spent on projects that don’t help improve revenue, profits and the bottom line. During the epic fall of SVB and Signature Bank, Twitter was ablaze condemning management for focusing on politically correct agendas instead of paying rapt attention to risk management, bond durations and what to do about the billions of dollars in unrealized losses.
+
+The Winners And Losers In This Disaster
+
+Not everyone will lose out. There will be some winners emanating from the unfortunate turn of events. To ensure the safety of the banks and its customers, regulators will require more compliance officers, attorneys, risk managers, auditors and related personnel. Government regulators at the Securities and Exchange Commission and other agencies will examine, audit and investigate banks of all sizes to prevent further blow-ups. They’ll gain notice for spotting bad actors and be recruited away from the lower-paying governmental agencies to lucrative law firm partnerships and management roles at banks.
+
+JPMorgan, one of the largest financial institutions in America, said regulatory oversight of smaller banks, along with the flight of deposits leaving these banks, will cause a slowdown in loan underwriting reducing the Gross Domestic Production over the next couple of years, according to Reuters. Thousands of people withdrew money from small and regional banks and opened accounts with the largest U.S. financial institutions, such as Bank of America, JPMorgan and Wells Fargo. These firms will be hiring to accommodate the influx of new business. Investment bankers and private equity executives will have a bonanza acquiring distressed assets from failing banks and acquiring ailing financial institutions and fire-sale prices.
+
+The losers will be shareholders of the shuttered banks, CEOs and executives at SVB, Signature Bank and Silvergate Bank. Outside auditors of the firms in question, rating agencies, government regulators and internal managers responsible for the divisions that caused the collapse will be questioned on how they missed the problems that led to this mess and may have a difficult time finding new jobs.",8d61d2d8e34a429fbad79c26bfe7ba14,"Layoffs, Return-To-Office Mandates, Hiring Freezes And Reduced Compensation Will Be Results Of Silicon Valley Bank’s Collapse",4,,,,
+6451,"Worker strikes hit more hotels, this time near Disneyland - Hotel workers picket the Four Points by Sheraton near Los Angeles International Airport after walking off the job on Monday. On Tuesday, workers at four more hotels joined the strikes.
+
+Hundreds of workers at four hotels, including two near Disneyland, walked off the job Tuesday, joining a second wave of strikes that kicked off this week.
+
+Starting at 5 a.m., workers from the Hilton Anaheim, the Sheraton Park Hotel at the Anaheim Resort, the Irvine Hilton in Orange County and the Hyatt Regency near Los Angeles International Airport walked out, demanding higher pay and better benefits. The action comes a day after thousands of workers at eight hotels near LAX also walked off the job .
+
+After contracts expired June 30, Unite Here Local 11-represented workers at more than 60 hotels authorized what could be the largest U.S. strike for the industry in recent memory. Not all hotel workers have walked out, per a strategic rollout decision made by union leadership. The walkouts this week come after a three-day strike hit hotels in downtown Los Angeles, Santa Monica and Orange County over the busy Fourth of July weekend.
+
+The union represents 32,000 workers in the industry in Southern California and Arizona and has been negotiating a new contract since April. The union has proposed an immediate $5 hourly wage increase and a $3 boost annually for three years.
+
+Keith Grossman, an attorney with Hirschfeld Kraemer, one of two firms representing a coalition of 44 Southern California hotels, has said the group has offered meaningful wage increases, proposing raises of $2.50 an hour in the first 12 months and $6.25 over four years. Grossman said the union has yet to respond to this proposal.
+
+“Hotel workers across Santa Monica, DTLA, LAX, to Beverly Hills, Anaheim, and Irvine are more united than ever to fight for a contract that allows them to live in the city where they work,” said Kurt Petersen, co-president of Unite Here Local 11, in a written statement.
+
+Cecilia Hernandez lives in Anaheim with her three children and husband and has worked in housekeeping at the Sheraton Park hotel for 23 years. About a year and a half ago, she was diagnosed with throat cancer.
+
+“It’s difficult because it’s something that changes your whole way of life. There are days you can’t get up. You can’t eat. It affects your immune system and your entire family environment,” said Hernandez, who wants to ensure that her health insurance costs stay low for her radiation treatments.
+
+The Westin Bonaventure Hotel & Suites in downtown L.A., the union’s biggest employer, with more than 600 workers, reached a tentative deal June 28 and is the only hotel that has averted a strike. The union has urged other employers to adopt that agreement.
+
+Grossman said that the Coordinated Bargaining Group offered the union two dates —Friday and July 18 — to resume bargaining and has received no response.
+
+“UNITE HERE Local 11’s intransigence and unwillingness to meet is hurting our employees and continues to damage Los Angeles’s reputation with tourists,” said Grossman in a written statement. “It’s clear that from Day One, Local 11 only wanted to strike and was not focused on the interests of our employees or the City.”
+
+According to union spokeswoman Maria Hernandez, no new bargaining sessions have been scheduled. “We’re consulting with the organizing committee to see what they want to do, but ultimately what the workers want is for them to sign the Bonaventure deal.”
+
+Anaheim’s hotels play a significant role in housing guests who come to the city for conferences, sports entertainment, and Disneyland tourism. A few weeks ago, the Anaheim Convention Center welcomed thousands of attendees and hundreds of brand exhibitors to VidCon, YouTube’s annual digital culture and creator conference. The growth in popularity of the Angels’ baseball player Shohei Ohtani has also spiked international interest and travel from Japan to Southern California. The overall visitor economy makes up 50% to 60% of Anaheim’s annual tax revenue through occupancy, sales and property taxes.
+
+While three other hotels in the Disneyland area ‚Äî Disney Grand Californian Hotel, Disneyland Hotel, and Disneyland Paradise Pier Hotel ‚Äî are also members of the Unite Here Local 11 union, they have a separate contract that does not expire until Jan. 31, 2026.","{'positive': 0.019936493, 'negative': 0.9076975, 'neutral': 0.07236598}","Unite Here Local 11, a union representing 32,000 workers in the industry in Southern California and Arizona, has walked out of four hotels, including two near Disneyland. The walkouts come after a three-day strike that hit hotels in downtown Los Angeles, Santa Monica and Orange County over the busy Fourth of July weekend. The union has proposed an immediate $5 hourly wage increase and a $3 boost annually for three years, but has yet to respond to this proposal. The Westin Bonaventure Hotel & Suites in downtown L.A., the union‚Äôs biggest employer, reached a tentative deal June 28 and is the only hotel that has averted a strike. No new bargaining sessions have been scheduled.","Workers at four more hotels, including two near Disneyland, walked off the job Tuesday, joining a second wave of strikes to hit Southern California's hospitality sector this summer.",HLT,Services,Hotels & Lodging,Hilton Worldwide Holdings  Inc,"{'Water Management': 'Hotel buildings require a relatively large amount of water resources to operate. Although water is not the industry‚Äôs greatest operating cost, reduced water availability or significant price increases could affect financial results. This effect may be particularly acute in water-stressed regions because of supply constraints. Entities in the industry are implementing water management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Climate Change Adaptation': 'Hotels operating in climate change-exposed areas may be impacted by physical climate risks including inclement weather and flooding. Inclement weather may damage property and disrupt operations, thereby reducing asset values and revenues. In addition, hotels may face higher insurance premiums for buildings located in coastal regions or may be unable to insure their properties. Hotel operators will likely need to adapt to shifting climate trends such as rising sea levels, hurricanes, and flooding in order to maintain their climate-exposed revenue-generating properties.', 'Energy Management': 'Hotel buildings require a significant amount of energy to operate, which is a substantial portion of hotel operating expenses. The industry purchases the majority of its electricity commercially. This purchased electricity indirectly results in greenhouse gas (GHG) emissions, which is a significant contributor to climate change. Entities in the industry are implementing energy management best practices to reduce operating expenses and environmental impacts and to improve their brand value with guests, who increasingly are concerned about environmental sustainability.', 'Ecological Impacts': 'Healthy ecosystems are linked with the economic and financial performance of local communities and businesses. The influx of tourists and the waste generated by hotels can present risks to sensitive ecosystems such as coral reefs and nature preserves. Poor environmental protection practices may preclude hotels from obtaining new construction licenses in these sensitive areas and could, in the long term, diminish natural attractions for tourists that help to generate revenue for communities and hotels. In contrast, protection of the environment may make travel destinations more attractive and increase demand for room bookings.', 'Labour Practices': 'The Hotels & Lodging industry is highly reliant on labour to operate large facilities. A service-oriented workforce that is able to provide guests a pleasant stay is a key value driver for hotel entities. This, combined with labour force dynamics, can lead to low job satisfaction that can result in high turnover and potential lawsuits, which contribute to increased expenses for hotel operators. Hotels that work to prevent discriminatory practices and ensure fair wages can improve worker satisfaction and reduce turnover.'}","{'Water Management': 0.7651851877594167, 'Climate Change Adaptation': 0.75193877132341, 'Energy Management': 0.7629363904221349, 'Ecological Impacts': 0.7464237450087797, 'Labour Practices': 0.8097376875988695}",0.8097376875988695,Yuning,Major focus,Major focus,Negative,Labour Practices,Major,Major,Negative,2023-02-23T14:00:00+00:00,https://www.theverge.com/2023/2/23/23611279/google-magic-eraser-one-subscribers-iphone-pixel,"[{'name': 'other extra photo editing features', 'weight': 0.11725354}, {'name': 'Pixel users', 'weight': 0.11395191}, {'name': 'editing features', 'weight': 0.111534104}, {'name': 'Google Photos', 'weight': 0.09984072}, {'name': 'Google', 'weight': 0.09716747}, {'name': 'features', 'weight': 0.09205259}, {'name': 'Pixel', 'weight': 0.0919168}, {'name': 'exclusive collage editor styles', 'weight': 0.091027215}, {'name': 'Android phones', 'weight': 0.08821663}, {'name': 'Magic Eraser', 'weight': 0.08751383}]",[{'name': 'Tech'}],"[{'data': 'Google', 'type': 'ORG', 'mentions': 9}, {'data': 'iPhone', 'type': 'ORG', 'mentions': 1}, {'data': 'Android', 'type': 'ORG', 'mentions': 1}, {'data': 'Magic Eraser', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'the Pixel 6', 'type': 'PRODUCT', 'mentions': 5}, {'data': 'Google One', 'type': 'PRODUCT', 'mentions': 2}, {'data': 'iPhones', 'type': 'PRODUCT', 'mentions': 1}, {'data': '7 Pro', 'type': 'PRODUCT', 'mentions': 1}]","Google has announced that the Magic Eraser feature, which tried to automatically remove unwanted parts of a picture, and debuted with the Pixel 6, will no longer be exclusive to phones with its custom chips. Starting on Thursday, it’s going to be rolling out to Google One subscribers who use the Google Photos app on Android or iOS, as well as “all Pixel users.”
+
+Magic Eraser, as well as the “Camouflage” function that lets you desaturate potentially distracting background objects rather than erasing them form a picture completely, will come with any level of Google One plan. If you have a Pixel, you won’t have to have a plan at all to get it.
+
+Google says it’s also adding editing features like an HDR effect for videos and exclusive collage editor styles for Google One subscribers and Pixel users. Google says it could be a few weeks before everyone gets access to the new photo editing features.
+
+This isn’t the first time Google’s adding features to One — people who subscribe to premium tiers also get access to a VPN service that can be used on computers and iPhones, as well as Android phones (and which is included with the Pixel 7 and 7 Pro for no extra cost). The company also gave subscribers access to other extra photo editing features, such as color focus and smart suggestions.",79eff3fb774e40ecaf6087876612c560,Google’s bringing magic eraser to all Google One subscribers — including iPhone users,4,,,,
+9639,"Enphase Energy, Inc. (ENPH) is Attracting Investor Attention: Here is What You Should Know - Enphase Energy (ENPH) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.
+
+Shares of this solar technology company have returned +8.4% over the past month versus the Zacks S&P 500 composite's +0.9% change. The Zacks Solar industry, to which Enphase Energy belongs, has gained 8.3% over this period. Now the key question is: Where could the stock be headed in the near term?
+
+While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
+
+Here at Zacks, we prioritize appraising the change in the projection of a company's future earnings over anything else. That's because we believe the present value of its future stream of earnings is what determines the fair value for its stock.
+
+Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
+
+For the current quarter, Enphase Energy is expected to post earnings of $1.30 per share, indicating a change of +78.1% from the year-ago quarter. The Zacks Consensus Estimate has changed +5% over the last 30 days.
+
+The consensus earnings estimate of $4.41 for the current fiscal year indicates a year-over-year change of +83%. This estimate has changed +3.5% over the last 30 days.
+
+For the next fiscal year, the consensus earnings estimate of $5.55 indicates a change of +25.8% from what Enphase Energy is expected to report a year ago. Over the past month, the estimate has changed +2.4%.
+
+Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Enphase Energy is rated Zacks Rank #2 (Buy).
+
+The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
+
+While earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
+
+For Enphase Energy, the consensus sales estimate for the current quarter of $704.92 million indicates a year-over-year change of +70.8%. For the current and next fiscal years, $2.31 billion and $3.11 billion estimates indicate +66.8% and +35% changes, respectively.
+
+Enphase Energy reported revenues of $634.71 million in the last reported quarter, representing a year-over-year change of +80.6%. EPS of $1.25 for the same period compares with $0.60 a year ago.
+
+Compared to the Zacks Consensus Estimate of $616.5 million, the reported revenues represent a surprise of +2.95%. The EPS surprise was +16.82%.
+
+The company beat consensus EPS estimates in each of the trailing four quarters. The company topped consensus revenue estimates each time over this period.
+
+Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
+
+Enphase Energy is graded D on this front, indicating that it is trading at a premium to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
+
+The facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Enphase Energy. However, its Zacks Rank #2 does suggest that it may outperform the broader market in the near term.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.19276023, 'negative': 0.1765252, 'neutral': 0.63071454}","When earnings estimates for a company go up, the fair value for its stock goes up as well. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Enphase Energy is rated Zacks Rank #2 (Buy). 
+
+Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.
+
+The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.","Zacks users have recently been watching Enphase Energy (ENPH) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.",ENPH,Renewable Resources & Alternative Energy,Solar Technology & Project Developers,Enphase Energy Inc,"{'Hazardous Waste Management': 'Solar panel manufacturing may involve the use of hazardous substances that can cause adverse health and environmentalimpacts if not properly managed. Common thin-film technologies can utilise materials including cadmium, gallium arsenide, and copper indium gallium (di)selenide, which require careful handling during the manufacturing process and disposal. The handling and disposal of hazardous wastes produced during manufacturing can lead to operating costs, capital expenditures, and in some instances result in regulatory costs. As such, effective management of hazardous materials, including through reduction, reuse, recycling, and safe storage and disposal, can lower operating costs and mitigate potential regulatory penalties or reputational damage.', 'Regulations': 'Entities in the industry have faced challenges in establishing solar energy as a cost-competitive means of energy production and GHG reduction, and they have encountered difficulty in capturing a greater market share of global energygeneration. To promote greater adoption of solar, the industry may benefit by preventing systemic disruptions to the existing energy infrastructure and essential energy services. Entities are innovating to overcome the technical challenges of increasing solar integration with the grid. They also are engaging regulatory agencies and policymakers to reduce regulatory barriers to solar energy adoption, many of which are emerging because of concerns regarding increasing overall grid electricity costs and grid disruptions. Solar entities are investing in innovative technologies to reduce hardwareand installation costs, and they are pursuing business-model innovation to reduce the cost of capital and facilitate the purchase of solar energy systems. Solar technology entities may improve their competitiveness through deploying one or more of these strategies successfully to ensure their ability to scale over the long term.', 'Product End-of-life Management': 'Solar panels may contain hazardous substances as well as reusable materials of high economic value. Given the rapid expansion of solar energy globally, increasing volumes of solar panels are expected to reach the end of their useful life in the medium term. In some regions, including parts of the EU, manufacturers are required by law to take financial responsibility for their products at the end-of-life stage, including collection and recycling. Product take-back, recycling, and disposal may result in higher upfront investments or capital expenditures for operators in the industry. However, as more modules reach the end of their life and this issue likely receives more legislative attention, entities may differentiate themselves through offering product take-back and recycling services. This could increase revenues as well as result in lower long-term costs by reusing recovered materials in manufacturing processes.', 'Water Management in Manufacturing': 'Solar photovoltaic panel manufacturing can be water-intensive, and ultra-pure water is a critical input in some processes. The manufacturing process also may generate wastewater, which must be treated before disposal or reuse, and therefore may result in incremental operating costs and capital expenditures. Furthermore, depending on the location, solar equipment manufacturing facilities may face water scarcity and related cost increases or operational disruptions. Water resource use may generate tension with local water users and associated risks, potentially disrupting manufacturing operations and adversely affecting brand value. To mitigate water supply and treatment risks, entities may adopt various strategies such as recycling process water, improving production techniques to lower water intensity, and improving watertreatment systems.', 'Energy Management in Manufacturing': 'Solar panel manufacturing typically uses electrical energy purchased from the grid. Energy can account for a considerable share of the total cost of production. Considering rising energy costs and regulatory uncertainty surrounding the future offossil-based energy, entities that diversify their energy sources may manage the associated risks and maintain a reliable energy supply more effectively. Entities that minimise energy use through effective energy management may reduce costs and gain a competitive advantage through operational efficiency and competitive pricing of products. Competitively priced products are particularly important given the intense price competition within the solar technology industry.', 'Materials Sourcing': 'Solar technology entities typically source numerous materials including polysilicon, metals, glass, and electrical components. Entities additionally utilise certain materials that are critical to solar panel and module manufacturing. Limited global resources of these critical materials, as well as their concentration in countries that may have relatively limited governance and regulatory structures or are subject to geopolitical tensions, expose entities to the risk of supply-chain disruptions and input-price increases or volatility. Entities can mitigate associated risks by ensuring transparency in their supply chains, working actively to source materials from reliable suppliers or regions that have minimal environmental or social risks, and supporting research for alternative inputs.', 'Ecological Impacts of Project Development': 'Many large, publicly listed solar technology entities are involved in project development, including the evaluation and acquisition of land rights, site permitting, and engagement with stakeholders. Successful development is contingent on securing the approval of environmental permits and the permission of local governments and communities. Siting of medium or large solar installations in ecologically sensitive areas, including endangered species habitats, can render environmental permitting more difficult and costly. Project development may also be affected by local land-use laws and community opposition to projects due to their land footprint or concerns over impacts on local water resources. These factors can slow or disrupt the development process, possibly resulting in higher costs, lost revenues, or project delays. Entities with robust strategies for environmental impact assessment and mitigation can reduce the risk of project delays, increasing the likelihood of timely project completion.'}","{'Hazardous Waste Management': 0.7318702847271367, 'Regulations': 0.7890811039815182, 'Product End-of-life Management': 0.7572244389890868, 'Water Management in Manufacturing': 0.7442720858270474, 'Energy Management in Manufacturing': 0.8022094549981311, 'Materials Sourcing': 0.7689122174923672, 'Ecological Impacts of Project Development': 0.7694729385049063}",0.8022094549981311,Yuning,No focus,No focus,Neutral,,No,Major,No,2022-09-15T22:44:21+00:00,https://nypost.com/2022/09/15/biden-announces-push-to-end-big-tech-immunity-2-years-after-trump-attempt/,"[{'name': 'social media companies', 'weight': 0.07584645}, {'name': 'Big Tech platforms', 'weight': 0.072247304}, {'name': 'Joe Biden', 'weight': 0.066521324}, {'name': 'Hunter Biden', 'weight': 0.066368125}, {'name': 'Internet companies', 'weight': 0.066054694}, {'name': 'rival companies', 'weight': 0.06585418}, {'name': 'Big Tech immunity', 'weight': 0.06553195}, {'name': 'President Biden', 'weight': 0.065531835}, {'name': 'Biden', 'weight': 0.06543338}, {'name': 'companies', 'weight': 0.065256275}]","[{'name': 'Tech'}, {'name': 'Politics'}]","[{'data': 'Biden', 'type': 'PERSON', 'mentions': 11}, {'data': 'Trump', 'type': 'PERSON', 'mentions': 5}, {'data': 'Al Sharpton', 'type': 'PERSON', 'mentions': 1}, {'data': 'Jonathan Greenblatt', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mark] Zuckerberg', 'type': 'PERSON', 'mentions': 1}, {'data': 'Nancy Pelosi', 'type': 'PERSON', 'mentions': 1}, {'data': 'Bill Hagerty', 'type': 'PERSON', 'mentions': 1}, {'data': 'Josh Hawley', 'type': 'PERSON', 'mentions': 1}, {'data': 'Amy Klobuchar', 'type': 'PERSON', 'mentions': 1}, {'data': 'Chuck Schumer', 'type': 'PERSON', 'mentions': 2}, {'data': 'Ted Cruz', 'type': 'PERSON', 'mentions': 1}, {'data': 'Marsha Blackburn', 'type': 'PERSON', 'mentions': 1}, {'data': 'Marco Rubio', 'type': 'PERSON', 'mentions': 1}, {'data': 'Congress', 'type': 'ORG', 'mentions': 4}, {'data': 'the Anti-Defamation League', 'type': 'ORG', 'mentions': 1}, {'data': 'the New York Times', 'type': 'ORG', 'mentions': 1}, {'data': 'Facebook', 'type': 'ORG', 'mentions': 4}, {'data': 'Twitter', 'type': 'ORG', 'mentions': 2}, {'data': 'Post', 'type': 'ORG', 'mentions': 1}, {'data': 'House', 'type': 'ORG', 'mentions': 1}, {'data': 'Senate', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 2}, {'data': 'Google', 'type': 'ORG', 'mentions': 2}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'Section 230', 'type': 'LAW', 'mentions': 11}, {'data': 'the Communications Decency Act', 'type': 'LAW', 'mentions': 3}, {'data': 'Hagerty’s', 'type': 'LAW', 'mentions': 1}, {'data': 'the Bust Up Big Tech Act', 'type': 'LAW', 'mentions': 3}, {'data': 'the White House East Room', 'type': 'FAC', 'mentions': 2}, {'data': 'Republicans', 'type': 'NORP', 'mentions': 5}, {'data': 'Democratic', 'type': 'NORP', 'mentions': 2}, {'data': 'Confederates', 'type': 'NORP', 'mentions': 1}, {'data': 'D', 'type': 'NORP', 'mentions': 3}, {'data': 'R', 'type': 'NORP', 'mentions': 2}, {'data': 'China', 'type': 'GPE', 'mentions': 1}, {'data': 'Ukraine', 'type': 'GPE', 'mentions': 1}, {'data': 'Afghanistan', 'type': 'GPE', 'mentions': 1}, {'data': 'Calif.', 'type': 'GPE', 'mentions': 1}, {'data': 'Tenn.', 'type': 'GPE', 'mentions': 2}, {'data': 'Minn.', 'type': 'GPE', 'mentions': 1}, {'data': 'NY', 'type': 'GPE', 'mentions': 1}, {'data': 'Texas', 'type': 'GPE', 'mentions': 1}, {'data': 'Florida', 'type': 'GPE', 'mentions': 1}]","President Biden called on Congress Thursday to strip Big Tech platforms of immunity for third-party content — saying it was time to “hold social media companies accountable” nearly two years after then-President Donald Trump attempted to force Congress to make the same change.
+
+Biden said it was time to end the protections of Section 230 of the Communications Decency Act of 1996 because the law gives a free pass for hosting bigoted content.
+
+“I’m calling on Congress to get rid of special immunity for social media companies and impose much stronger transparency requirements on all of them,” Biden said in the White House East Room at an event focused on condemning hate crimes.
+
+The crowd gave a standing ovation when Biden said he wanted Congress to “hold social media companies accountable for spreading hate and fueled violence.”
+
+After the event, activist Al Sharpton told reporters on the White House driveway that Biden specifically chose the event to begin a push to repeal Section 230. Jonathan Greenblatt of the Anti-Defamation League said there remains a question of what specific legislative package Biden would support.
+
+Biden said in a January 2020 interview that he wanted to repeal Section 230, but he’s said little since then as social media companies have received scorn primarily from Republicans over anti-conservative censorship.
+
+Biden, then still a candidate in the Democratic presidential primary, told the New York Times that “Section 230 should be revoked, immediately should be revoked, number one — for [Facebook founder Mark] Zuckerberg and other platforms.”
+
+Many Republicans rallied around repealing Section 230 in October 2020 after Twitter and Facebook censored The Post’s reporting on a Hunter Biden hard drive that contained documents linking Joe Biden to his son’s business relationships in China and Ukraine.
+
+During his final weeks in office, Trump vetoed a $740 billion defense bill because it did not repeal Section 230, among other grievances — including that the bill sought to block his drawdown of troops in Afghanistan and forced the renaming of 10 military bases that honor Confederates.
+
+Trump said in his veto message that the bill “fails even to make any meaningful changes to Section 230 of the Communications Decency Act, despite bipartisan calls for repealing that provision. Section 230 facilitates the spread of foreign disinformation online, which is a serious threat to our national security and election integrity. It must be repealed.”
+
+Reform to Section 230 is a potential area of bipartisan cooperation — uniting Trump’s most fervent supporters with Democratic leaders, such as House Speaker Nancy Pelosi (D-Calif.), who in 2019 called the provision a “gift” to Big Tech “that could be removed.“
+
+There are several pending bills that would overhaul the law, which was designed to allow Internet companies the breathing room to grow without crippling litigation over third-party posts.
+
+Sen. Bill Hagerty (R-Tenn.) last year introduced a bill that seeks to stop partisan censorship by companies like Facebook and Twitter by declaring the platforms “common carriers,” a term also used for companies like railroads that must transport goods without discrimination.
+
+Hagerty’s 21st Century FREE Speech Act would repeal Section 230 and require transparency in moderation practices while declaring any “interactive computer service” with “more than 100,000,000 worldwide active monthly users” as a common carrier that could not discriminate by viewpoint.
+
+The bill also would mandate that platforms publish “accurate” moderation and account suspension information.
+
+A different approach is promoted by Sen. Josh Hawley (R-Mo.), sponsor of the Bust Up Big Tech Act and Trust-Busting for the Twenty-First Century Act, which would force some companies to break up to avoid monopoly power.
+
+Two more limited bills, meanwhile, would rein in the power of Big Tech without touching Section 230.
+
+Those measures, spearheaded by Sen. Amy Klobuchar (D-Minn.), are pending in the Senate and Majority Leader Chuck Schumer (D-NY) said last month he intends to hold floor votes — a remark that thrilled activists who had attacked Schumer by pointing out his daughters work for Amazon and Facebook.
+
+The pending American Innovation and Choice Online Act would ban platforms like Amazon and Google from unfairly squelching the products of rival companies and is co-sponsored by seven Republican senators. An eighth Republican, Sen. Ted Cruz of Texas, supported it in committee.
+
+The related Open App Markets Act would restrict Google and Apple from rigging their smartphone app stores against competitors and has some of the same sponsors, plus two additional Republicans, Sens. Marsha Blackburn of Tennessee and Marco Rubio of Florida.",2caf3bd1e0b248f6b46dff7d1a6c2d77,Biden announces push to end Big Tech immunity — 2 years after Trump attempt,4,,,,
+7515,"Yet another oil and gas giant with excessive profits refuses to help consumers, rebuking Biden - Biden’s tweet that “giving profits to shareholders is not the same as bringing gas prices down for American families” should go without saying. Also unspoken but well understood? Most Americans don’t have individual shares to benefit from when it comes to oil and gas investment. Individual stakeholders account for less than 1% of Exxon’s shareholders.
+
+Biden similarly shot back at Shell during an event in Syracuse, New York on Thursday. Speaking at Onondaga Community College about chip manufacturing investments, Biden took the time to call out Shell and all five major oil producers for their blatant greed.
+
+“Last quarter, the five largest oil companies made—in the last quarter—$70 billion in profit in 90 days,” Biden remarked. “And Shell announced just [Thursday] morning that it made $9.5 billion in profits in the third quarter: $9.5 billion. That’s more than twice of what they made in third quarter of last year. And they raised their dividends as well, so the profits are going back to their shareholders instead of going to the pump and lowering the prices.”
+
+Raising dividends has been the norm for Exxon, as Woods noted in his prepared remarks. Woods boasted that the company had been increasing its annual dividends for 40 consecutive years. There is no indication from Exxon that that pattern will change, nor does it seem like the company has any interest in changing its ways when it comes to how it does business.
+
+“We seek stable policies designed to attract large and steady investment in an ‘all-of-the-above’ energy future,” Woods concluded prior to the Exxon quarterly earnings call. “One that recognizes both the need to reduce greenhouse gas emissions, and, equally important, one that emphasizes the ongoing need for reliable, affordable oil and natural gas.”
+
+If the phrase “all of the above” sounds familiar, it’s because it’s one that oil and gas companies have been pushing politicians to use in pursuit of keeping their companies afloat. Hell, it’s one of Sen. Joe Manchin’s favorite phrases. Oil and gas companies shouldn’t be dooming our future, nor should they doom our present with their greed.","{'positive': 0.078292295, 'negative': 0.099528715, 'neutral': 0.82217896}","
+
+Biden’s tweet that “giving profits to shareholders is not the same as bringing gas prices down for American families” should go without saying. Speaking at Onondaga Community College about chip manufacturing investments, Biden took the time to call out Shell and all five major oil producers for their blatant greed.
+
+“Last quarter, the five largest oil companies made—in the last quarter—$70 billion in profit in 90 days,” Biden remarked. That’s more than twice of what they made in third quarter of last year. ,” Woods concluded prior to the Exxon quarterly earnings call. “One that recognizes both the need to reduce greenhouse gas emissions, and, equally important, one that emphasizes the ongoing need for reliable, affordable oil and natural gas.”
+
+If the phrase “all of the above” sounds familiar, it’s because it’s one that oil and gas companies have been pushing politicians to use in pursuit of keeping their companies afloat.",It’s become so commonplace for me to write up the bad actions of oil and gas CEOs who—without fail—continue to build on their pristine track records of doing the exact wrong thing that I had multiple photos of Exxon CEO Darren Woods to choose from for...,XOM,Extractives & Minerals Processing,Oil & Gas - Exploration & Production,Exxon Mobil Corp,"{'Greenhouse Gas Emissions': 'Exploration & Production (E&P) activities generate significant direct greenhouse gas (GHG) emissions from a variety of sources. Emissions may be combusted, including those arising from flaring or power generation equipment, or uncombusted, including those emissions arising from gas processing equipment, venting, flaring and fugitive methane. Regulatory efforts to reduce GHG emissions in response to climate change related risks may result in additional regulatorycompliance costs and risks for E&P entities. With natural gas production from shale resources expanding, the management of the emission of methane, a highly potent GHG, from oil and gas E&P systems has emerged as a major operational, reputational and regulatory risk for entities. Furthermore, the development of unconventional hydrocarbon resources may be more or less GHG-intensive than conventional oil and gas, with associated effects on regulatory risk. Energy efficiency, use of less carbon-intensive fuels, or process improvements to reduce fugitive emissions, venting and flaring, can provide direct benefits to E&P entities in the form of reduced costs or increased revenue.', 'Water Management': 'Depending on the extraction technique, exploration and production operations may consume significant quantities of water, which may expose entities to the risk of reduced water availability, regulations limiting use, or related cost increases, particularly in water-stressed regions. Contamination of local water resources can result from incidents involvingproduced water, flowback water, hydraulic fracturing fluids and other well fluids. Historically, the possible impacts of hydraulic fracturing operations and the risk of groundwater supply contamination have raised concerns. Reducing water use and contamination through recycling, other water management strategies, and use of non-toxic fracturing fluids could create operational efficiency for entities and reduce their operating costs. Such strategies could also minimise the effects that regulations, water supply shortages and community-related disruptions have on operations.', 'Management of the Legal & Regulatory Environment': 'The Oil & Gas – Exploration & Production industry is subject to numerous sustainability-related regulations and an often rapidly changing regulatory environment. Changes to the legal and regulatory environment may result in material impactson shareholder value. Entities in the industry regularly participate in the regulatory and legislative process on a wide variety of environmental and societal issues, and may do so directly or through representation by an industry association. Such engagement can result from entities seeking to ensure industry views are represented in the development of regulations impacting the industry as well as to represent shareholder interests. At the same time, such engagement to influence environmental laws and regulations may adversely affect entities’ reputations with stakeholders and ultimately impact the entity’s social license to operate. Entities that are able to balance these viewpoints may be better positioned to respond to medium- to long-term regulatory developments..', 'Business Ethics & Transparency': 'Managing business ethics and maintaining an appropriate level of transparency in payments to governments or individuals are significant issues for the exploration and production (E&P) entities. This is due to the importance of government relations to entities’ ability to conduct business in this industry and to gain access to oil and gas reserves. Theemergence of several anti-corruption, anti-bribery, and payments-transparency laws and initiatives globally create regulatory mechanisms to reduce certain risks. Violations of these could lead to significant one-time costs or higher ongoing compliance costs, whereas successful compliance with such regulations could provide risk mitigation opportunities and avoid adverse outcomes. Enforcement of these laws could lead to significant one-time costs or higher ongoing compliance costs and even affect an entity’s social license to operate. Entities with significant reserves or operations in corruption-prone countries could face heightened risks. Entities are under pressure to ensure that their governance structures and business practices can address corruption and willful or unintentional participation in illegal or unethical payments or gifts to government officials or private persons.', 'Biodiversity Impacts': 'The exploration and production (E&P) industry’s activities can have significant impacts on biodiversity. Examples include habitat loss and alteration through land use for exploration, production, disposing of drilling and associated wastes, and decommissioning of onshore and offshore wells. Oil spills and leaks are a threat to species and habitats impacted by hydrocarbon contamination. Biodiversity impacts of E&P operations can affect the valuation of oil and gas reserves and create operational risks. The environmental characteristics of the land where reserves are located could increase extractioncosts as a result of increasing awareness and protection of ecosystems, making such reserves uneconomical to extract. Entities could also face regulatory or reputational barriers to accessing reserves in ecologically sensitive areas. This may include new protection statuses afforded to areas where reserves are located. Areas such as the Arctic and certain shorelines with mangroves and swamps are not only extremely ecologically sensitive, but also entail more complex and expensive cleanup operations if hydrocarbon spills or leaks occur there. Negative future impacts on the value of reserves could be mitigated by taking into consideration the location of reserves in or near protected areas when making investment or capital expenditure decisions. Entities with a good track record of minimising biodiversity impacts could gain a competitive advantage in accessing new reserves in or near protected areas. Ongoing E&P operations could be at risk in the absence of effective environmental management plans for different stages of the project lifecycle, due to regulatory penalties, litigation, community protests, and associated costs.', 'Air Quality': 'Air emissions from E&P operations other than greenhouse gas emissions include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts. Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions will vary depending on the specific locations of operations and the prevailing air emissions regulations. As E&P operations expand close to population centres, the impacts on human health are likely to be exacerbated if air emissions limits are breached. Active management of the issue—through technological and process improvements—could allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that may lead to a lower cost structure over time.', 'Community Relations': 'Exploration and production (E&P) activities take place over a number of years, and entities may be involved in multiple projects in a region that can have a wide range of community impacts. Community rights and interests may be affected by environmental and social impacts of E&P operations, such as competition for access to local energy or water resources,air and water emissions, and waste from operations. E&P entities frequently need support from local communities to be able to obtain permits and leases and conduct their activities without disruptions. Entities may experience adverse financial impacts if the community interferes, or lobbies its government to interfere, with the rights of an E&P entity in relation to their ability to access, develop, and produce reserves. In addition to community concerns about the direct impacts of projects, the presence of E&P activities may result in associated socioeconomic impacts related to education, health, livelihoods, and food security for the community. E&P entities that are perceived as engaging in rent-seeking and exploiting a country or community’s resources without providing any socioeconomic benefits in return may be exposed to the risk of resource nationalism actions by host governments and communities. These could include imposition of ad hoc taxes and export restrictions. These risks may vary depending on the country, and could be higher in countries heavily reliant on oil and gas for their economic growth. Entities in the extractives industries can adopt various community engagement strategies in their global operations to manage risks and opportunities associated with community rights andinterests, such as integrating community engagement into each phase of the project cycle. Entities are beginning to adopta “shared value” approach to provide a key socioeconomic benefit to the community while allowing the entity to profitably operate.', 'Reserves Valuation & Capital Expenditures': 'Exploration and production (E&P) entities may be unable to extract a significant proportion of their proved and probable oil and gas reserves if greenhouse gas (GHG) emissions are controlled to limit global temperature increases. Entities with more carbon-intensive reserves and production and higher capital costs may face greater risks. Regulatory limits on GHG emissions, together with improved competitiveness of alternative energy technologies, could reduce global demand growth, and therefore reduce prices for oil and gas products. Extraction costs could increase with regulations that put a price on GHG emissions. These factors could affect the economic viability of oil and gas reserves. Regulatory actions that are more abrupt than anticipated, or those focusing on industries with high emissions, could impair asset values over a short period. Stewardship of capital resources and production decisions that consider near- and long-term trends related to climate change may mitigate potential asset impairment and maintain profitability and creditworthiness.', 'Workforce Health & Safety': 'Workers involved in exploration and production (E&P) activities face significant health and safety risks due to the harsh working environments and the hazards of handling oil and gas. In addition to acute impacts resulting from accidents, workers may develop chronic health conditions, including those caused by silica or dust inhalation, as well as mental health problems. A significant proportion of the workforce at oil and gas drilling sites consists of temporary workers and employees of Oil and Gas Services entities. Therefore, health impacts on, and the safety performance of, such workers also have impacts on E&P entities. Additional health and safety protocols may be needed to protect women and minorities, particularly when they operate in regions where they continue to face discrimination.', 'Critical Incident Risk Management': 'The exploration and production (E&P) industry faces significant hazards associated with exploration, development, and production activities. Releases of hydrocarbons or other hazardous substances as a result of accidents can also have significant consequences for an entity’s workforce, as well as external social and environmental consequences. In addition to effective process safety management practices, entities frequently prioritise developing a culture of safety to reduce theprobability that accidents and other health and safety incidents will occur. If accidents and other emergencies do occur, entities with a strong safety culture are often able to more effectively detect and respond to such incidents. A culture thatengages and empowers employees and contractors to work with management to safeguard their own health, safety, andwell-being and prevent accidents is likely to help entities reduce production downtime, mitigate costs, ensure workforce productivity, and maintain their license to operate.', 'Security, Human Rights & Rights of Indigenous Peoples': 'Exploration and production (E&P) entities face additional community-related risks when operating in conflict zones; in areas with weak or absent governance institutions, rule of law, and legislation to protect human rights; or in areas with vulnerable communities such as indigenous peoples. Entities using private or government security forces to protect their workers and assets may knowingly or unknowingly contribute to human rights violations, including use of excessive force.Indigenous people are often the most vulnerable sections of the population, with limited capacity to defend their unique rights and interests. Entities perceived as contributing to human rights violations or failing to account for indigenous peoples’ rights may be affected due to protests, riots, or suspension of permits. They could face substantial costs related to compensation or settlement payments and write-downs in the value of their reserves in such areas. In the absence of country laws to address such cases, several international instruments have emerged to provide guidelines for entities, including obtaining the free, prior, and informed consent of indigenous peoples for decisions that affect them. With greater awareness, several countries are also beginning to implement specific laws protecting indigenous peoples’ rights, creating increasing regulatory risk for entities.'}","{'Greenhouse Gas Emissions': 0.7807886406920326, 'Water Management': 0.7545686993250315, 'Management of the Legal & Regulatory Environment': 0.7981258955166334, 'Business Ethics & Transparency': 0.7835143693990378, 'Biodiversity Impacts': 0.7595977113996497, 'Air Quality': 0.7602746773847188, 'Community Relations': 0.7783654672085553, 'Reserves Valuation & Capital Expenditures': 0.8069244226795457, 'Workforce Health & Safety': 0.7692460464944112, 'Critical Incident Risk Management': 0.7584587541592691, 'Security, Human Rights & Rights of Indigenous Peoples': 0.760784052689414}",0.8069244226795457,Yuning,Major focus,Major focus,Negative,"Business Ethics & Transparency, Management of the Legal & Regulatory Environment, Greenhouse Gas Emissions, Community Relations",Major,Major,Negative,2023-01-20T18:40:00+00:00,https://finance.yahoo.com/m/988abe05-1c3a-3dd9-b251-b80f30c84103/i%27m-not-convinced-that.html?.tsrc=rss,"[{'name': 'recent days', 'weight': 0.14756213}, {'name': 'months', 'weight': 0.13536805}, {'name': 'Friday', 'weight': 0.1283457}, {'name': 'GOOGL', 'weight': 0.12248575}, {'name': 'a better buying opportunity', 'weight': 0.07532488}, {'name': 'the next couple of months', 'weight': 0.07433052}, {'name': 'the next couple', 'weight': 0.0713279}, {'name': 'this updated daily bar chart', 'weight': 0.0627607}, {'name': 'Thursday', 'weight': 0.0616083}, {'name': 'a Sustained Rally', 'weight': 0.05954503}]",[],"[{'data': 'Alphabet', 'type': 'ORG', 'mentions': 2}, {'data': 'GOOGL', 'type': 'ORG', 'mentions': 3}]","Continue to avoid the long side of GOOGL for now as a better buying opportunity may present itself in the next couple of months. Alphabet announced Thursday evening that they were cutting 12,000 jobs worldwide and the stock responded on the upside Friday. In this updated daily bar chart of GOOGL, below, I can see that the price of GOOGL has been creeping higher in recent days.",b77c4af804884eb78c9abf8fd309a4a5,I'm Not Convinced That Alphabet Is Poised for a Sustained Rally,4,,,,
+21471,"ONEOK shares drop on concerns over Magellan pipeline deal - FILE PHOTO: A drilling rig operates in the Permian Basin oil and natural gas producing area in Lea County
+
+- Shares of gas pipeline operator ONEOK Inc fell about 9% on Monday on questions about potential synergies from its deal to acquire oil pipeline operator Magellan Midstream Partners.
+
+ONEOK on Sunday said it would pay $18.8 billion in cash and stock for Magellan to diversify its natural gas and gas-liquids transportation business into oil and oil products.
+
+The businesses are quite distinct and the potential value from the deal depends heavily on the impact on ONEOK's future tax liabilities, analysts said. The price represents a 22% premium to Magellan's closing price on Friday.
+
+""The deferral of Oneok's corporate cash taxes seems like a major deal component,"" Mizuho analysts wrote in a research note. ""There is little if any reason to get excited about near-term commercial synergy potential.""
+
+Magellan, registered as a master limited partnership (MLP), largely avoids corporate income taxes by paying all its profit to unitholders. It would provide about $1.5 billion in tax benefits to ONEOK between 2024 and 2027 as part of the conversion, the Mizuho analysts wrote.
+
+Brian Freed, chief executive of EPIC Midstream Holdings, said the deal reflects the difficult of getting new pipeline permits approved, raising the value of existing operators.
+
+""It's much harder to put steel in the ground today than it was five to 10 years ago,"" Freed said in a interview. ""Companies with healthy balance sheets are going to need to acquire to augment their assets.""
+
+U.S. gas producers last week slashed the number of drilling rigs by the most in seven years, in a sign of future weakness for gas-pipeline companies.
+
+The combined company will have 44% of its business in transporting natural gas liquids, 21% in refined products, 7% in crude products, 10% in gas pipelines and 18% in gathering and processing, according to an investor presentation.
+
+It would compete against gas- and oil-pipeline operators including Enterprise Products Partners, Kinder Morgan Inc, and Enbridge Inc.
+
+ONEOK shares were trading at $58.17 on Monday, off 8.7%, while Magellan was up 14% at $63.17.
+
+The deal would build ONEOK's presence in top U.S. shale fields including the Permian Basin and Bakken shale, said Stacey Morris, head of energy research with VettaFi.
+
+""ONEOK and Magellan have geographical overlap among their assets, but their primary businesses are very different,"" Morris said.","{'positive': 0.5536193, 'negative': 0.27749515, 'neutral': 0.16888557}","Shares of gas pipeline operator ONEOK Inc fell 9% on Monday due to concerns over potential synergies from its deal to acquire oil pipeline operator Magellan Midstream Partners. On Sunday, the company said it would pay $18.8 billion in cash and stock for Magellan to diversify its natural gas and gas-liquids transportation business into oil and oil products. Analysts said the potential value from the deal depends heavily on the impact on ONEOk's future tax liabilities, and the deal would build ONOEK's presence in top U.S. shale fields such as the Permian Basin and Bakken shale. U.N. gas producers last week slashed the number of drilling rigs by the most in seven years, in a sign of future weakness for gas-pipeline companies. ONEOke shares were trading at $58.17 on Monday, off 8.7%, while Magellan was up 14% at $63.17.","Shares of gas pipeline operator ONEOK Inc fell about 9% on Monday on questions about potential synergies from its deal to acquire oil pipeline operator Magellan Midstream Partners.  ONEOK on Sunday said it would pay $18.8 billion in cash and stock for Magellan to diversify its natural gas and gas-liquids transportation business into oil and oil products.  The businesses are quite distinct and the potential value from the deal depends heavily on the impact on ONEOK's future tax liabilities, analysts said.",OKE,Extractives & Minerals Processing,Oil & Gas - Midstream,ONEOK Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.757623622133763, 'Operational Safety, Emergency Preparedness & Response': 0.7690302207699932, 'Air Quality': 0.7095163302869316, 'Competitive Behaviour': 0.7839717028765391, 'Ecological Impacts': 0.7594097803831861}",0.7839717028765391,Yuning,Minor focus,Minor focus,Negative,"Competitive Behaviour, None",Major,Major,Negative,2022-10-06T19:03:11+00:00,https://www.yahoo.com/entertainment/woman-refuses-watch-best-friend-190311504.html,"[{'name': 'Columbus Day', 'weight': 0.076041445}, {'name': 'adorable TikTok', 'weight': 0.071871854}, {'name': 'In', 'weight': 0.07081477}, {'name': 'Heroic dad', 'weight': 0.0693828}, {'name': 'night shifts', 'weight': 0.06827705}, {'name': 'Apple News', 'weight': 0.06629034}, {'name': 'only nights', 'weight': 0.066164635}, {'name': 'Reddit', 'weight': 0.06479823}, {'name': 'Amazons Columbus Day sale', 'weight': 0.058199596}, {'name': 'night', 'weight': 0.057787266}]",[{'name': 'Entertainment'}],"[{'data': 'Reddit', 'type': 'ORG', 'mentions': 4}, {'data': 'AITA', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple News', 'type': 'ORG', 'mentions': 1}, {'data': 'In The Know', 'type': 'ORG', 'mentions': 1}, {'data': 'TikTok', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'Anthropologie', 'type': 'ORG', 'mentions': 1}, {'data': 'Am I the A*****', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'In The Know', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'every night', 'type': 'TIME', 'mentions': 2}, {'data': 'mornings', 'type': 'TIME', 'mentions': 1}, {'data': '6am', 'type': 'TIME', 'mentions': 1}]","A woman doesn’t want to watch her best friend’s son for three weeks.
+
+She asked Reddit’s “Am I the A******? (AITA)” forum to weigh in. Her best friend lives with family members who help watch her 6-year-old son. When those family members had to leave the country for three weeks, she asked the Reddit poster to watch him every night.
+
+“My best friend lives with her mom/dad and aunt. And she works night shifts at a hospital. Anyways her family is leaving town to go to another country for 3 weeks and she messaged me and asked if I can watch her son while she works from 7pm-6am. She asked if I can sleep at her house while she works,” the Reddit poster wrote.
+
+The issue is that the Reddit poster works mornings and doesn’t want the responsibility of watching someone else’s child.
+
+“Anyways, I texted her and I let her know that I don’t feel comfortable watching him and that I work/ have a life as well,” the Reddit poster said. “She had the audacity to text me that it’s only nights and that she will be home at 6am. She said all I have to do is be there so he’s not alone.”
+
+Redditors didn’t think she was obligated to babysit.
+
+“It was fine that she asked, but once you said no, that should’ve been the end of the conversation,” a person wrote.
+
+“Failure to plan for situations like this on her part does not constitute an emergency on your part,” someone commented.
+
+“She can get a babysitter,” another added.
+
+In The Know is now available on Apple News — follow us here!
+
+The post Woman refuses to watch best friend’s 6-year-old son: ‘She can get a babysitter’ appeared first on In The Know.
+
+More from In The Know:
+
+Heroic dad helps his toddler transform into Spider-Man in adorable TikTok
+
+Amazon's Columbus Day sale is on: These are the 9 items you need to buy
+
+Anthropologie candles are up to 30% off right now, so you better stock up for the holidays",a614e57e23e04c4bbddbbb753d051024,Woman refuses to watch best friend’s 6-year-old son: ‘She can get a babysitter’,4,,,,
+58375,"The Zacks Analyst Blog Atmos Energy, TopBuild, Axcelis Technologies and Comstock - Chicago, IL – August 14, 2023 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include: Atmos Energy ATO, TopBuild BLD, Axcelis Technologies ACLS and Comstock Inc. LODE.
+
+Here are highlights from Friday’s Analyst Blog:
+
+Headline inflation in the United States did tick up slightly in July, but the rise was cooler than expected, and subsequently supported the case for the Federal Reserve to hold interest rate hikes in its next meeting.
+
+This calls for investing in stocks such as Atmos Energy, TopBuild, Axcelis Technologies and Comstock Inc. that are poised to make the most of the likely pause in interest rate hikes.
+
+The Bureau of Labor Statistics added that the consumer price index (CPI) increased 3.2% year over year in July from 3% in June. However, the slight uptick in the annual rate of retail inflation was less than analyst expectations of 3.3%. Also, the headline inflation rate more than halved after it touched a 40-year high of 9.1% in mid-2022.
+
+Consumer prices in the United States, meanwhile, rose a mild 0.2% month on month in July, the same increase as in June, signifying no meaningful acceleration in the prices of indispensable commodities.
+
+Most importantly, the core inflation rate that excludes the volatile energy and food prices increased by 0.2% month on month, matching June's increase. To top it, the core inflation on a yearly basis increased by 4.7% in July, slower than June's pace, and it's also the lowest level since October 2021.
+
+Gasoline, rent, and house prices may have gone up last month, but medical-care costs, airfares, and prices of used vehicles declined. Overall, inflation had already slowed down considerably in the first half of this year.
+
+The benign set of inflation reports has certainly added to the hopefulness that the rate hike cycle of the Fed is coming to an end and that a soft landing is surely attainable for the U.S. economy.
+
+In the last couple of years, the Fed has hiked interest rates from near zero levels to 5.25-5.5%, a 22-year high. But July's smaller-than-expected rise in inflation has boosted the case for the Fed to pause interest rate increases in its next meeting to be held in September.
+
+The CME FedWatch Tool at the moment shows that 89% of market participants assume that the Fed may not increase interest rates in September, as it was done in June.
+
+Utility companies, being capital-intensive in nature, need a lot of funds that are fulfilled by external sources as well. Thus, these companies have high levels of debt. So, a low-interest environment decreases their debt level and helps them pay off such liabilities and book profits.
+
+Higher interest rates, by the way, increase the borrowing costs of projects, and, in the process, impact construction businesses. Thus, a rate hike pause acts as a blessing in disguise for real estate activities.
+
+Similarly, tech stocks' future cash inflows get hampered if interest rate increases. Their cost of borrowing also escalates, which eventually impacts profit margins. Thus, the chances of no rate hike certainly bode well for them.
+
+Meanwhile, lower interest rates dampen the demand for bonds and other fixed-income investments. Investors, thus, may take money out of bonds and place them in gold, thereby increasing the chances of gold mining companies gaining.
+
+We have, therefore, highlighted four stocks from the aforesaid areas that should make noteworthy additions to your portfolio. These stocks carry a Zacks Rank #1 (Strong Buy) or 2 (Buy). You can see the complete list of today's Zacks Rank #1 stocks here.
+
+Atmos Energy is engaged in the regulated natural gas distribution and storage business. ATO presently has a Zacks Rank #2. The Zacks Consensus Estimate for its current-year earnings has moved up 0.7% over the past 60 days. The company's expected earnings growth rate for the current year is 8.2%.
+
+TopBuild is an installer and distributor of insulation and other building products to the U.S. construction industry. BLD currently sports a Zacks Rank #1. The Zacks Consensus Estimate for its current-year earnings has moved up 11% over the past 60 days. The company's expected earnings growth rate for the current year is 4.6%.
+
+Axcelis Technologies is a leading producer of ion implantation equipment used in the fabrication of semiconductors. ACLS currently has a Zacks Rank #1. The Zacks Consensus Estimate for its current-year earnings has moved up 7.2% over the past 60 days. The company's expected earnings growth rate for the current year is 28%.
+
+Comstock is a North American precious metals mining company, focusing on Nevada. LODE has a Zacks Rank #2 at present. The Zacks Consensus Estimate for its current-year earnings has moved up 50% over the past 60 days. The company's expected earnings growth rate for the current year is 106.5%.
+
+Why Haven't You Looked at Zacks' Top Stocks?
+
+Since 2000, our top stock-picking strategies have blown away the S&P's +6.2 average gain per year. Amazingly, they soared with average gains of +46.4%, +49.5% and +55.2% per year. Today you can access their live picks without cost or obligation.
+
+Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit https://www.zacks.com/performance for information about the performance numbers displayed in this press release.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.","{'positive': 0.4398147, 'negative': 0.5154524, 'neutral': 0.04473289}","The Zacks Analyst Blog has highlighted four stocks that are poised to make the most of the likely pause in interest rate hikes. Consumer prices in the United States rose 3.2% year over year in July, but the slight uptick in the annual rate of retail inflation was less than analyst expectations of 3.3%. The CME FedWatch Tool at the moment shows that 89% of market participants assume that the Fed may not increase interest rates in September, as it was done in June. Lower interest rates dampen the demand for bonds and other fixed-income investments, thereby increasing the chances of gold mining companies gaining.","Atmos Energy, TopBuild, Axcelis Technologies and Comstock are part of the Zacks top Analyst Blog.",ATO,Infrastructure,Gas Utilities & Distributors,Atmos Energy Corp,"{'Integrity of Gas Delivery Infrastructure': 'Operating a vast network of gas pipelines, equipment and storage facilities requires a multifaceted, long-term approach to ensuring infrastructure integrity and managing related risks. Although customers depend on reliable gas supplies, entities manage substantial risks—including those related to human health, property and greenhouse gas (GHG) emissions—that result from operating gas distribution networks and related infrastructure. Ageing infrastructure, inadequate monitoring and maintenance, and other operational factors may result in gas leaks. Gas leak safety-related risks, such as losses of containment, may result in fires or explosions that can be particularly dangerous in urban areas where entities often operate. Furthermore, gas leaks also result in fugitive emissions (methane), causing adverse environmental impacts. Regulated gas utilities generally incur no direct costs for gas leaks, because the cost of gas typically is passed on to customers (though this may vary by region). However, gas leaks that result in safety-related risks or fugitive emissions may affect entities financially through a variety of regulatory, legal and product demand channels. Accidents, particularly fatal accidents, may result in negligence claims against entities, leading to costly court battles and fines. GHG emissions may result in increased regulatory scrutiny—a critical element directly connected to financial performance, given the importance of regulatory relations—and potential fines and penalties. Importantly, regulated gas utilities can financially benefit from capital investment opportunities to improve performance and mitigate risks related to safety and emissions, which can be factored into their rate base. Entities manage such risks through pipeline replacements, regular inspections and monitoring, employee training and emergency preparedness, investments in technology, and other strategies such as working closely with regulators. In response to concerns about ageing infrastructure, many entities are seeking ways to expedite the replacement permitting and approval process, especially in cases where pipelines are located near densely populated areas.', 'Energy Affordability': 'A de facto objective of regulated gas utilities is to deliver natural gas to customers in a safe, reliable, and environmentally responsible manner. Entities in the industry are tasked with managing these potentially competing priorities to maintain favourable relations with customers and regulators—and ultimately to earn appropriate returns for shareholders. The affordability of energy, from the utility customer perspective, is particularly challenging to balance, as it often conflicts with other core objectives. Utility energy bills are widely perceived to be increasingly more expensive for low income customers (affordability is determined by both the net cost of energy bills and the underlying economics of customers). Playing a role in ensuring that utility bills are affordable is crucial for utilities in building trust (intangible asset value) with regulators and customers. Quality of regulatory relations is a key value driver for utilities, and one of the more closely analysed issues by investment analysts. Regulators’ willingness, or lack thereof, to grant rate requests, rate structure modifications, cost recovery, and allowed returns is a primary determinant of financial performance and investment risk. Effectively managing affordability may give utilities the opportunity to invest more capital, favourably revise rate structures, and increase allowed returns. Furthermore, utilities that do not effectively manage affordability are increasinglyexposed to customers obtaining energy supplies from means other than natural gas (or reducing energy needs) by pursuing alternative energy sources (e.g., industrial customers’ use of combined heat and power). Managing affordability involves operating an efficient business with a well-thought-out, long-term perspective and strategy, as well as working closely with regulators and public policymakers on rate structures and, potentially, bill-assistance programs. While the precise nature of financial impacts of affordability are largely determined by utility business models and rate structures, affordability is a critical business issue for utilities to manage in terms of maintaining (and growing) customer bases, building intangible asset value, creating investment and return opportunities, and ultimately delivering shareholder returns.', 'End-Use Efficiency': 'Natural gas produces fewer greenhouse gas (GHG) emissions than other fossil fuels. Expanding its use in the economy may be an important strategy for many governments and regulators striving to reduce GHG emissions. However, despite the relatively lower emissions, the natural gas value chain still produces meaningful levels of GHG emissions overall. As policymakers and regulators seek to mitigate climate change, the efficient consumption of natural gas will be an important long-term theme. Energy efficiency is a low-lifecycle-cost method to reduce greenhouse gas (GHG) emissions. Utilities can offer customers a wide range of options to promote energy efficiency, including providing rebates for energy-efficient appliances, weatherising customers’ homes and educating customers on energy saving methods. Overall, entitiesthat sponsor efficiency initiatives may reduce the downside risks from demand fluctuations, gain returns on needed investments, decrease operating costs and earn higher risk-adjusted returns over the long term.'}","{'Integrity of Gas Delivery Infrastructure': 0.741444133366672, 'Energy Affordability': 0.7529606611247693, 'End-Use Efficiency': 0.7294046952453601}",0.7529606611247693,Yuning,Minor focus,Minor focus,Positive,"Energy Affordability, End-Use Efficiency",No,Minor,No,2023-04-25T22:15:10+00:00,https://finance.yahoo.com/news/dollar-general-dg-stock-moves-221510348.html?.tsrc=rss,"[{'name': 'Zacks Rank', 'weight': 0.06564009}, {'name': 'year', 'weight': 0.06373109}, {'name': 'Zacks Investment Research', 'weight': 0.060661446}, {'name': 'an average PEG ratio', 'weight': 0.060223587}, {'name': '#', 'weight': 0.057388183}, {'name': 'earnings', 'weight': 0.054631755}, {'name': 'a PEG ratio', 'weight': 0.05176605}, {'name': 'the PEG ratio', 'weight': 0.05176605}, {'name': 'positive estimate revisions', 'weight': 0.050689306}, {'name': 'the top 50% rated industries', 'weight': 0.050456513}]",[{'name': 'Finance'}],"[{'data': 'Dollar General', 'type': 'ORG', 'mentions': 6}, {'data': 'DG', 'type': 'ORG', 'mentions': 4}, {'data': 'Dow', 'type': 'ORG', 'mentions': 1}, {'data': 'Nasdaq', 'type': 'ORG', 'mentions': 1}, {'data': 'Zacks Rank', 'type': 'ORG', 'mentions': 2}, {'data': 'Retail - Discount Stores', 'type': 'ORG', 'mentions': 3}, {'data': 'Zacks.com', 'type': 'ORG', 'mentions': 1}]","Dollar General (DG) closed the most recent trading day at $219.44, moving -1.34% from the previous trading session. This change was narrower than the S&P 500's daily loss of 1.58%. Meanwhile, the Dow lost 1.02%, and the Nasdaq, a tech-heavy index, lost 11.95%.
+
+Coming into today, shares of the discount retailer had gained 7.97% in the past month. In that same time, the Retail-Wholesale sector gained 5.64%, while the S&P 500 gained 4.27%.
+
+Dollar General will be looking to display strength as it nears its next earnings release. The company is expected to report EPS of $2.38, down 1.24% from the prior-year quarter. Our most recent consensus estimate is calling for quarterly revenue of $9.47 billion, up 8.19% from the year-ago period.
+
+DG's full-year Zacks Consensus Estimates are calling for earnings of $11.19 per share and revenue of $40.04 billion. These results would represent year-over-year changes of +4.78% and +5.79%, respectively.
+
+Any recent changes to analyst estimates for Dollar General should also be noted by investors. Recent revisions tend to reflect the latest near-term business trends. As such, positive estimate revisions reflect analyst optimism about the company's business and profitability.
+
+Research indicates that these estimate revisions are directly correlated with near-term share price momentum. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
+
+The Zacks Rank system, which ranges from #1 (Strong Buy) to #5 (Strong Sell), has an impressive outside-audited track record of outperformance, with #1 stocks generating an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection has moved 0.09% lower. Dollar General is holding a Zacks Rank of #3 (Hold) right now.
+
+Digging into valuation, Dollar General currently has a Forward P/E ratio of 19.88. This valuation marks a discount compared to its industry's average Forward P/E of 22.32.
+
+Also, we should mention that DG has a PEG ratio of 1.87. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Retail - Discount Stores industry currently had an average PEG ratio of 2.05 as of yesterday's close.
+
+The Retail - Discount Stores industry is part of the Retail-Wholesale sector. This group has a Zacks Industry Rank of 168, putting it in the bottom 34% of all 250+ industries.
+
+The Zacks Industry Rank includes is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
+
+You can find more information on all of these metrics, and much more, on Zacks.com.
+
+Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
+
+To read this article on Zacks.com click here.",bb91cf2690af4f088c4f751966d442e4,Dollar General (DG) Stock Moves -1.34%: What You Should Know,4,,,,
+5490,"Biden admin works on 'green' natural gas as U.S. vies for top LNG spot - WASHINGTON, March 3 (Reuters) - The Biden administration is holding talks with global energy companies and foreign officials in an effort to set standards for certified natural gas, a form of the fuel that producers market as climate friendly.
+
+The effort comes as the United States seeks to sustain its liquefied natural gas, or LNG, exports to Europe to displace Russian fuel, while also promoting efforts to fight global warming.
+
+A credible market for certified natural gas could help it tackle both goals at once. Gas can be certified as low- or no-carbon if its producers can prove they have reduced greenhouse gas emissions associated with getting it to market, or if they purchase carbon offsets to cut its net climate impact.
+
+""It's a big priority for us to make sure that the role we're playing in ... supplying natural gas to our allies at a time of great energy security need is done in a way that is climate responsible,"" said Brad Crabtree, an assistant secretary for the U.S. Department of Energy's (DOE) fossil energy and carbon management office.
+
+The United States has become the world’s top gas producer in recent years, and competes with Qatar to be top LNG exporter.
+
+Crabtree said he hosted a workshop in October with gas industry representatives, including a new industry group called the Differentiated Gas Coordinating Council (DGCC), to discuss standards for certified gas.
+
+His office has also had talks with European Union representatives, Japan, Norway, the United Arab Emirates, and Britain, and others on approaches to reduce methane emissions from the industry, a spokesperson said.
+
+On March 9 Crabtree will also host a private meeting on certified gas at the CERAWeek energy conference in Houston with about 20 speakers, according to a copy of the invitation seen by Reuters.
+
+Gas producers have attempted to market certified gas at a premium for years, using third-party certifiers - like non-profit MiQ and startup Project Canary - to prove the fuel has been produced and transported in ways that minimize emissions.
+
+But a lack of unified standards on measuring and verifying emissions across the gas supply chain, and Europe’s energy crisis following Russia’s invasion of Ukraine, have prevented low-carbon gas markets from taking off.
+
+While gas burns cleaner than other fossil fuels, its main component is the powerful greenhouse gas methane, which can leak into the atmosphere from drilling, processing, shipping and distribution.
+
+Certifiers rely on a dizzying array of competing measurement technologies to evaluate those emissions, including satellites, planes, drones and land-based systems, along with differing methodologies for how to interpret the data.
+
+""The downside of all the innovation and creativity is that it also is very chaotic,"" Crabtree said.
+
+Tom Hassenboehler, a lobbyist who helped form the DGCC industry group said the administration can help promote the certified gas market by laying out practices and standards to boost trust in the product.
+
+During the Obama administration, the DOE helped build confidence in fracking by collaborating on a report and website on the disclosure of fracking fluids. It could play a similar role in certification markets, said Hassenboehler.
+
+Williams Cos Inc, a gas processing and transportation company aligned with DGCC, says it will certify emissions cuts across the gas supply chain, to be verified by the auditor KPMG, LLP.
+
+“The market is driving that because our customers want to see a credible documentation of the of the emissions,” said Chad Zamarin, a Williams executive vice president. Any government help to ""verify that or provide additional comfort ... is something that makes a lot of sense.”
+
+PureWest Energy, a private gas producer aligned with DGCC, did not immediately comment.
+
+MiQ, which says it certifies nearly 20% of U.S. gas output, said Washington needs to show leadership.
+
+""Any silence from the administration on this only results in more opacity and blurriness,"" said Ben Webster, MiQ's director of policy.
+
+At Project Canary, which is in DGCC and says it certifies nearly 11% of U.S. gas output, Chief Commercial Officer Tanya Hendricks said the administration should use funding from the Inflation Reduction Act to deploy advanced monitoring technologies.
+
+The U.S. does not endorse any one verification system, Crabtree said.
+
+If successful, certified gas could help sustain U.S. LNG exports to European markets and put perhaps put pressure on Russia to clean its gas once the war in Ukraine ends, experts said.
+
+The thousands of miles of pipelines from Russian gas fields to Europe leak methane but there is little transparency about how much, said Leslie Palti-Guzman, president and founder of the research group Gas Vista.
+
+Meanwhile, U.S. LNG is not only linked to methane leakage, but takes large amounts of energy to supercool and ship, adding to its carbon footprint.
+
+Nobody knows which is cleaner, ""but certified gas could strengthen the case for the U.S. and challenge the Russians to report credible numbers"" on its methane emissions, said Robert Kleinberg, a Columbia University research scholar who advises DGCC, free of charge.
+
+Palti-Guzman said certified gas could also be key to securing a longterm role for U.S. LNG in Europe where carbon prices last month hit a record 100 euros per tonne.
+
+""The train left the station,"" she said. ""It's only a matter of time before Europe makes (climate change) a priority again."" (Reporting by Timothy Gardner; additional reporting by Jarrett Renshaw; editing by Richard Valdmanis and Marguerita Choy)","{'positive': 0.21691072, 'negative': 0.013698397, 'neutral': 0.7693909}","The United States is seeking to sustain its liquefied natural gas exports to Europe, while promoting efforts to fight global warming. The United States has become the world‚Äôs top gas producer in recent years, and competes with Qatar to be top LNG exporter. A credible market for certified natural gas could help it tackle both goals at once, and a lack of unified standards on measuring and verifying emissions across the gas supply chain has prevented low-carbon gas markets from taking off. The administration is also hosting a private meeting on certified gas at the CERAWeek energy conference in Houston with about 20 speakers.","The Biden administration is holding talks with global energy companies and foreign officials in an effort to set standards for certified natural gas, a form of the fuel that producers market as climate friendly.  The effort comes as the United States seeks to sustain its liquefied natural gas, or LNG, exports to Europe to displace Russian fuel, while also promoting efforts to fight global warming.  A credible market for certified natural gas could help it tackle both goals at once.",WMB,Extractives & Minerals Processing,Oil & Gas - Midstream,The Williams Companies Inc,"{'Greenhouse Gas Emissions': 'The midstream industry generates significant greenhouse gases and other air emissions from compressor engine exhausts,oil and condensate tank vents, natural gas processing, and fugitive emissions, in addition to emissions from mobile sources. GHG emissions contribute to climate change and create incremental regulatory compliance costs and risks for midstream entities. At the same time, the management of methane fugitive emissions has emerged as a significant operational, reputational and regulatory risk. Financial effects on entities will vary depending on the specific location of operations and prevailing emissions regulations, and they include increased operating or capital expenditures and regulatory or legal penalties. Entities that capture and monetise emissions, or cost-effectively reduce emissions by implementing innovative monitoring and mitigation efforts and fuel efficiency measures, may enjoy substantial financial benefits. Entities can reduce regulatory risks and realise operational efficiencies as regulatory and public concerns about air quality and climate change increase.', 'Operational Safety, Emergency Preparedness & Response': 'Midstream entities operate a vast network of assets that face risks of spills and accidents. Any incident that results in the unintended releases of hydrocarbons could have wide-ranging impacts on the environment, employees, and local communities. As a result of these concerns, new safety regulations related to pipeline and rail operations are emerging. Significant events could create one-time costs from fines and corrective actions and contingent liabilities for remediation or damages in lawsuits. These factors could also erode an entity‚Äôs social license to operate. In order to avoid or minimise such risks, investigations of past incidents show that it is extremely important to develop a strong safety culture, and establish a thorough and systematic approach to safety and risk management. This includes emergency preparedness and response and operational integrity across the entity and in relationships with contractors.', 'Air Quality': 'Air emissions from midstream entities include hazardous air pollutants, criteria air pollutants, and volatile organic compounds (VOCs), which can have significant, localised human health and environmental impacts.  Of particular concern are sulphur dioxide, nitrogen dioxide, and VOC emissions. The financial impacts on entities from air emissions willvary depending on the specific locations of operations and the prevailing air emissions regulations.  Active management of the issue‚Äîthrough technological and process improvements‚Äîcould allow entities to limit the impact of regulations in an environment of increasing regulatory and public concerns about air quality. Entities could benefit from operational efficiencies that could lead to a lower cost structure over time.', 'Competitive Behaviour': 'Entities that own natural gas pipelines and storage facilities face numerous and constantly changing regulations from the Federal Energy Regulatory Commission (FERC) in all aspects of their operations, including rates charged, access offered to pipelines, and siting and construction of new facilities. Pipeline entities enjoy a natural monopoly, and FERC regulations ensure that entities do not abuse this position through unfair pricing, discriminatory service, or by other means. Due to concerns about the impacts of oil and gas market distortions on American consumers and businesses, new market manipulation regulations issued by the Federal Trade Commission or the Commodity Futures Trading Commission could also affect the Midstream industry. Entities could be affected by prospective rate changes, compensation payments, or regulatory penalties for violating regulations governing competitive behaviour. Midstream entities face uncertainty in relation to their ability to change the rates charged, which could affect their ability to recover higher costs.', 'Ecological Impacts': 'The storage and transport of crude oil, natural gas, and related products through a vast system of maritime transportationvehicles, pipelines, trains, and trucks presents considerable risk to the environment and to local communities. Leaks, accidental discharges, pipeline rights-of-way, and open easements over ecologically sensitive land could impact ecosystems in several ways, including natural habitat loss and changes in species movement. Regulatory agencies, supported by legislation that protects endangered species and ecologically sensitive areas, require plans to mitigate or remediate negative ecological impacts prior to project approval. Together with regulatory compliance costs, these can require significant capital and operational expenditures. As concerns over ecological impacts grow, entities could face the risk that additional areas are designated as protected areas under new or existing laws. Entities that prevent and proactively manage ecological impacts can avoid project delays, remediation, and litigation liabilities, and gain easier access to new projects and sources of revenue.'}","{'Greenhouse Gas Emissions': 0.812574960388843, 'Operational Safety, Emergency Preparedness & Response': 0.7618928751974727, 'Air Quality': 0.7659232528096076, 'Competitive Behaviour': 0.7964435724213357, 'Ecological Impacts': 0.8045654997048106}",0.81257496,Yuning,Major focus,Minor focus,Neutral,"Greenhouse Gas Emissions, Operational Safety, Emergency Preparedness & Response, Air Quality, Competitive Behaviour, Ecological Impacts",Major,Minor,Positive,2023-04-17T10:46:27+00:00,https://www.businessinsider.com/google-sundar-pichai-generative-ai-ethicists-philosophers-chatgpt-bard-moral-2023-4,"[{'name': 'AI chatbots', 'weight': 0.09520448}, {'name': 'advanced AI development', 'weight': 0.09126335}, {'name': 'AI', 'weight': 0.087693825}, {'name': 'AI systems', 'weight': 0.08767413}, {'name': 'Generative AI', 'weight': 0.08670756}, {'name': 'generative AI', 'weight': 0.08670756}, {'name': 'Google CEO Sundar Pichai', 'weight': 0.081314705}, {'name': 'false information', 'weight': 0.06992609}, {'name': 'Sundar Pichai', 'weight': 0.06821834}, {'name': 'Google employees', 'weight': 0.065316394}]",[{'name': 'Tech'}],"[{'data': 'Sundar Pichai', 'type': 'PERSON', 'mentions': 8}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'Elon Musk', 'type': 'PERSON', 'mentions': 1}, {'data': 'Mike Wozniak', 'type': 'PERSON', 'mentions': 1}, {'data': 'Google', 'type': 'ORG', 'mentions': 5}, {'data': 'CBS', 'type': 'ORG', 'mentions': 2}, {'data': 'Tesla', 'type': 'ORG', 'mentions': 1}, {'data': 'Apple', 'type': 'ORG', 'mentions': 1}, {'data': 'OpenAI', 'type': 'ORG', 'mentions': 1}, {'data': ""The New York Times'"", 'type': 'ORG', 'mentions': 1}, {'data': 'Bard', 'type': 'ORG', 'mentions': 1}, {'data': '60 Minutes', 'type': 'WORK_OF_ART', 'mentions': 2}, {'data': 'Hard Fork', 'type': 'WORK_OF_ART', 'mentions': 1}, {'data': 'ChatGPT', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Bard', 'type': 'PRODUCT', 'mentions': 1}, {'data': 'Gmail', 'type': 'PRODUCT', 'mentions': 1}]","• AI development needs input from social scientists, ethicists, and philosophers, Sundar Pichai said.
+• The Google CEO told CBS that AI systems need to be ""aligned to human values, including morality.""
+• Concerns about the ethics of AI include its ability to hallucinate and potentially spread misinformation.
+
+Social scientists, ethicists, and philosophers need to be involved in the development of AI, Google CEO Sundar Pichai told CBS' ""60 Minutes.""
+
+As generative AI gains traction and companies rush to incorporate it into their operations, concerns have mounted over the ethics of the technology. Deepfake images have circulated online, such as ones showing former President Donald Trump being arrested, and some testers have found that AI chatbots will give advice related to criminal activities, such as tips for how to murder people.
+
+AI is known to sometimes hallucinate — make up information and continuously insist that it's true — creating fears that it could spread false information. It can also develop bias and in some cases has argued with users. Some scammers have also used AI voice-cloning software in attempts to pose as relatives.
+
+""How do you develop AI systems that are aligned to human values, including morality?,"" Pichai said. ""This is why I think the development of this needs to include not just engineers, but social scientists, ethicists, philosophers, and so on.""
+
+""I think we have to be very thoughtful,"" Pichai continued. ""And I think these are all things society needs to figure out as we move along. It's not for a company to decide.""
+
+Generative AI is being used by people in their personal, professional, and academic lives, from writing dating-app messages and applying to jobs to writing code and essays. As well as saving time with mundane, routine tasks, gathering and summarizing research, and conveying information concisely, advocates say that AI could also transform healthcare and education.
+
+But despite its positive use cases, concerns about the technology are mounting.
+
+""I think if I take a 10-year outlook, it is so clear to me we will have some form of very capable intelligence that can do amazing things and we need to adapt as a society for it,"" Pichai told ""60 Minutes.""
+
+Tesla CEO Elon Musk and Apple cofounder Mike Wozniak are among the tech leaders, software engineers, and professors who have signed an open letter calling for a six-month pause on advanced AI development so that researchers can assess the potential risks of the technology.
+
+Though Pichai himself isn't listed as a signatory, he has called the letter, which has been backed by dozens of Google employees, a ""conversation starter.""
+
+Some involved in the space have even warned that AI could pose an existential threat to humanity, with one AI investor saying last week that if left unchecked, it could potentially ""usher in the obsolescence or destruction of the human race.""
+
+Though much of the buzz so far has been based on OpenAI's ChatGPT, Google is also developing Bard, its own AI chatbot. Pichai told The New York Times' ""Hard Fork"" podcast late last month that Google had been testing integrating Bard with its other products, like Gmail, but that it didn't want to rush the software's release.",e291c9eb299c4b58829c20c4945e8d1b,"Sundar Pichai says ethicists and philosophers need to be involved in the development of AI to make sure it is moral, and doesn't do things like lie",4,,,,
+23700,"Medtronic Executive Vice President and CFO Karen Parkhill to speak at Cowen healthcare conference - DUBLIN, Feb. 27, 2023 /PRNewswire/ -- Medtronic plc (NYSE: MDT), a global leader in healthcare technology, today announced it will participate in the 43rd annual Cowen healthcare conference on Monday, March 6, 2023.
+
+Karen Parkhill, Medtronic executive vice president and chief financial officer, will answer questions on the company beginning at 10:30 a.m. EST (9:30 a.m. CST).
+
+A live webcast of the Q&A session will be available on March 6, 2023, by clicking on the Events link at https://investorrelations.medtronic.com. An archive of the Q&A session will be available on the same webpage later in the day.
+
+Bold thinking. Bolder actions. We are Medtronic. Medtronic plc, headquartered in Dublin, Ireland, is the leading global healthcare technology company that boldly attacks the most challenging health problems facing humanity by searching out and finding solutions. Our Mission — to alleviate pain, restore health, and extend life — unites a global team of 90,000+ passionate people across 150 countries. Our technologies and therapies treat 70 health conditions and include cardiac devices, surgical robotics, insulin pumps, surgical tools, patient monitoring systems, and more. Powered by our diverse knowledge, insatiable curiosity, and desire to help all those who need it, we deliver innovative technologies that transform the lives of two people every second, every hour, every day. Expect more from us as we empower insight-driven care, experiences that put people first, and better outcomes for our world. In everything we do, we are engineering the extraordinary. For more information on Medtronic (NYSE:MDT), visit www.Medtronic.com and follow @Medtronic on Twitter and LinkedIn.
+
+Any forward-looking statements are subject to risks and uncertainties such as those described in Medtronic's periodic reports on file with the Securities and Exchange Commission. Actual results may differ materially from anticipated results.","{'positive': 0.1169801, 'negative': 0.012930789, 'neutral': 0.87008905}","Medtronic Executive Vice President and CFO Karen Parkhill will be speaking at the 43rd annual Cowen healthcare conference on Monday, March 6, 2023. The Q&A session will begin at 10:30 a.m. EST (9:30am CST). A live webcast of the Q&a session will be available on March 6th and an archive of the session will also be available later in the day. Medtronic plc is the leading global healthcare technology company that boldly attacks the most challenging health problems facing humanity by searching out and finding solutions. Any forward-looking statements are subject to risks and uncertainties such as those described in Medtronics' periodic reports on file with the Securities and Exchange Commission.","Medtronic plc (NYSE: MDT), a global leader in healthcare technology, today announced it will participate in the 43rd annual Cowen healthcare conference on Monday, March 6, 2023.",MDT,Health Care,Medical Equipment & Supplies,Medtronic plc,"{'Product Safety': 'Information on product safety and side effects can surface after controlled clinical trials and approval. Subsequently, entities are exposed to the financial implications of recalls and other adverse events. Issues related to product safety, such as equipment failures, manufacturing defects, design flaws, or inadequate disclosure of product-related risks, can lead to significant product liability claims. Firms that limit the incidence of recalls, safety concerns, and enforcement actions for manufacturing concerns may be better positioned to protect shareholder value.', 'Supply Chain Management': 'Supply chain quality is essential to protecting consumer health and corporate value. Medical equipment and supplies firmsthat fail to ensure quality and traceability throughout their supply chains are susceptible to fines, lost revenue, and reputational damage. In addition, entities may need to manage the use of material inputs that are considered scarce. Disclosure of supply chain audit programs, strategies to ensure traceability, and the management of critical materials may provide shareholders with an understanding of how entities in this industry are protecting shareholder value.', 'Ethical Marketing': 'Medical equipment and supplies entities face challenges associated with marketing of specific products. Direct-to-consumer advertisements for medical devices and outreach to physicians provide opportunities for increasing market share. However, challenges arise from the potential for marketing off-label uses, which can result in significant fines and settlements. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern marketing activities will allow shareholders to better understand performance in this area. ', 'Business Ethics': 'Medical equipment and supplies entities are subject to various international, national, and state laws pertaining to health care fraud and abuse. For example, in the U.S., anti-kickback laws and the Foreign Corrupt Practices Act generally prohibit entities from making payments for the purpose of obtaining or retaining business. The ability of entities to ensurecompliance throughout their global and domestic operational footprint may have material implications. Corporate disclosure of legal and regulatory fines and the codes of ethics that govern interactions with health professionals may allow shareholders to monitor performance in this area.', 'Product Design & Lifecycle Management': 'Medical equipment and supplies entities face increasing challenges associated with the human and environmental impact of the industry‚Äôs products. Entities may face consumer and regulatory pressure to limit the use of material inputs associated with health concerns, while also addressing issues such as the energy efficiency and end-of-life disposal of specific products. Entities that address these concerns while engaging in efforts to enhance product take-back may satisfyconsumer demand and reduce future liabilities better.', 'Affordability & Pricing': 'Legislative emphasis on health care cost containment and increased access is likely to continue to place downward pricingpressures on the Medical Equipment & Supplies industry. This pressure may be further articulated by consolidation among health care providers and the role of government-sponsored insurance programs. In the U.S., for example, entities that have relied on contractual advantages to protect profits may be challenged to enhance value as the government seeks to reduce its Medicare and Medicaid spending. Firms that are able to ensure fair pricing are likely to limit the negative impact of cost containment while recognising the potential revenue opportunities associated with expanded access.'}","{'Product Safety': 0.7437988503136914, 'Supply Chain Management': 0.7573810502659475, 'Ethical Marketing': 0.7814604312641915, 'Business Ethics': 0.7607607196305064, 'Product Design & Lifecycle Management': 0.7563579383749688, 'Affordability & Pricing': 0.7685898754899906}",0.7814604312641915,Yuning,No focus,No focus,Neutral,,Major,Major,Positive,2023-01-23T11:29:06+00:00,https://www.independent.co.uk/travel/news-and-advice/shacarri-richardson-american-airlines-flight-b2267287.html,"[{'name': 'flight attendant', 'weight': 0.1140658}, {'name': 'flight', 'weight': 0.08690316}, {'name': 'angry followers', 'weight': 0.067928344}, {'name': 'an American Airlines flight attendant', 'weight': 0.06652893}, {'name': 'the previous flight attendant', 'weight': 0.0647887}, {'name': 'a male flight attendant', 'weight': 0.06460764}, {'name': 'a better flight attendant', 'weight': 0.064275265}, {'name': 'Instagram', 'weight': 0.06344275}, {'name': 'a different flight attendant', 'weight': 0.06271829}, {'name': 'crew instructions', 'weight': 0.0617406}]",[{'name': 'Travel'}],"[{'data': 'US', 'type': 'GPE', 'mentions': 1}, {'data': 'American Airlines', 'type': 'ORG', 'mentions': 2}, {'data': 'Instagram', 'type': 'ORG', 'mentions': 3}, {'data': 'Independent', 'type': 'ORG', 'mentions': 1}, {'data': 'Sha’Carri Richardson', 'type': 'PERSON', 'mentions': 4}, {'data': 'John', 'type': 'PERSON', 'mentions': 1}, {'data': 'a minute', 'type': 'TIME', 'mentions': 1}, {'data': 'caucasian', 'type': 'NORP', 'mentions': 1}]","A US athlete has claimed that an American Airlines flight attendant “harassed” and “intimidated” her, before having her removed from a flight.
+
+Professional track and field sprinter Sha’Carri Richardson, 22, shared two videos of the incident on Instagram. One shows her discussing the actions of the flight attendant in question with a fellow passenger; the second shows a male flight attendant asking her to stop recording, which she refuses to do.
+
+“You’re harassing me at this point, so I think you should stop,” she tells the crew member, repeating: “I think you should stop.”
+
+“Y’all see what he’s doing?” she appeals to others in the cabin, who appear to become angry and start urging her to comply with crew instructions.
+
+“And then his hands were all in my face... if I'm getting off the plane, I feel like they need to get a better flight attendant, he need to get off too,” she tells a sympathetic passenger seated near her.
+
+After a minute or two, a different flight attendant comes up to Ms Richardson to say: “They want you off the plane”. She asks him, “May I ask why I’m being removed from the plane?” and the attendant says it is the captain’s call.
+
+She asks the staff member if the captain knows about the confrontation that happened, claiming the previous flight attendant had his hands “in her face” and adding that she “felt threatened”.
+
+The location of the incident is unclear.
+
+“Tell me if I’ll be wrong to pursue legal actions against the airline @Americanair,” Ms Richardson wrote in a caption on the first Instagram video.
+
+“Not only did the man threaten me but also an innocent bystander who simply just wanted a picture with me.
+
+“Also the captain not doing anything to help the situation and this flight attendant has the applause when I exited the plane … the disrespect I received would not have happened if I was a [sic] one of them,” she alleged.
+
+Ms Richardson has already had upward of 70,000 likes on the first video and 66,000 on the second, attracting thousands of comments from angry followers.
+
+The Black athlete said that the situation culminated in “caucasian men and women yelling and disrespecting me because I won’t let this man disrespect me by abusing his authority”, adding that some passengers clapped when she was removed from the aircraft.
+
+In an Instagram story post, she expanded on the incident, saying the confrontation had started over her use of her phone in the cabin before take-off.
+
+“I stated to him I didn't like the tone he used with me. Following that, while standing in front of me doing the safety protocols, he continued to lean over to look at my phone.
+
+“He asked to see that my phones were in airplane mode at this point. He demanded that me show him. Which I did in front of him,” she wrote in one story.
+
+“I would definitely have listened to his instructions, but the way he was talking to me was very unprofessional,” she tells a fellow passenger in the first video.
+
+“@americanair this flight attendant[’s] name was John and he refused to state his last name,” she added in the video caption.
+
+The Independent has contacted American Airlines for comment.",97f58fcdcf204eaab6eecc3e36273f7e,Athlete removed from flight after she claims she was ‘harassed’ by flight attendant,4,,,,
+21068,"Payments giants see consumer spending 'remarkably resilient' in Q4 - Quarterly results from credit card giants Mastercard (MA), Visa (V), and American Express (AXP) out this week added further evidence consumers remain in good shape amid elevated inflation and swirling recession fears.
+
+""We aren't seeing recessionary signals,"" American Express CEO Stephen Squeri told Yahoo Finance's Brian Sozzi on Friday.
+
+These comments echo similar notions set forth by Squeri's peers at Mastercard and Visa just a day before.
+
+""While macroeconomic and geopolitical uncertainty persists, consumer spending has been remarkably resilient,"" said Michael Miebach, Mastercard CEO, in the company's earnings statement on Thursday. ""We are well prepared to adjust our investment profile quickly if needed.""
+
+Visa CFO Vasan Prabhu told analysts on the company's call Thursday afternoon, ""business trends have been remarkably stable."" At the end of the firm's fiscal year — which wrapped up in September 2022 — Visa planned for no recession hitting its business in fiscal 2023. Right now, the company sees ""no evidence"" of a change in that trend.
+
+Shares of American Express were up about 10% on Friday following its quarterly results, while Visa stock gained about 2%. Mastercard, which reported results before the open on Thursday, saw shares little-changed.
+
+Results from these companies come as fears over an impending recession in the U.S. abroad continue to dominate the conversation for investors.
+
+The latest reading on GDP growth out Thursday showed the U.S. economy finished 2022 in a stronger-than-expected position.
+
+Retail sales data for December out earlier this month, however, suggested some moderation to cap last year.
+
+In a note to clients, Mizuho analyst Dan Dolev said both Mastercard and Visa provided volume data that showed slowing consumer purchases between November and December. However, unlike Mastercard, Visa added purchasing volume from January.
+
+“Healthy U.S. January trends should offer a sigh of relief amid broader slowdown concern,” Dolev wrote.
+
+Still, the divide between corporate readouts on real-time activity and economists modeling higher interest rates and a loss of growth momentum are clear across markets.
+
+In a note to clients on Friday, Paul Ashworth, chief North America economist at Capital Economics, wrote: ""Calling a recession in real time is never a simple task. The data rarely all point in one direction at the same time. We start with the simple question: are there reasons to expect a recession? In this case, the answer is a resounding yes.""
+
+In Ashworth's view, last year's rise in interest rates and the firm's tracking of forward-looking economic behavior suggests the odds of recession starting within 6 months are 98%.
+
+""If the model is wrong, that would turn out to be one hell of a false positive,"" Ashworth wrote. ""That's why we are sticking with our forecast that the US economy will experience a mild recession beginning soon.""
+
+Click here for the latest stock market news and in-depth analysis, including events that move stocks
+
+Read the latest financial and business news from Yahoo Finance
+
+Download the Yahoo Finance app for Apple or Android","{'positive': 0.7621276, 'negative': 0.20106485, 'neutral': 0.036807626}","Quarterly results from credit card giants Mastercard (MA), Visa (V), and American Express (AXP) out this week added further evidence consumers remain in good shape amid elevated inflation and swirling recession fears. Visa CFO Vasan Prabhu told analysts on the company's call Thursday afternoon, ""business trends have been remarkably stable."" Shares of American Express were up about 10% on Friday following its quarterly results, while Visa stock gained about 2%. In Ashworth's view, last year's rise in interest rates and the firm's tracking of forward-looking economic behavior suggests the odds of recession starting within 6 months are 98%.","Credit card major Visa, Mastercard, and American Express all reported earnings this week that suggested consumers remain resilient amid growing fears of recession. Not all economists agree.",AXP,Financials,Consumer Finance,American Express Co,"{'Selling Practices': 'There are three key elements within the Selling Practices topic, performance of which can materially impact entity operations and financial condition. First, entity policies related to the structure of compensation and/or other incentives may unintentionally create the risk of selling products and services that are not in the best interest of clients. Secondly, a failure to provide transparent information to customers about primary and add-on products can increase the risk of being charged with using deceptive practices. And finally, depending on the characteristics of the portfolio of products sold, poor performance on the first two elements could result in a high concentration of risky products held by customers. Consumer finance entities are likely to continue to face increased scrutiny in the wake of high-profile incidents as regulators attempt to ensure transparency and enhanced disclosure. The disclosure of key characteristics of a lending portfolio, including average fees from add-on products, average age of accounts, average APR, average number of trade lines, and average annual fees for pre-paid transaction products will allow shareholders to determine which consumer finance entities are better positioned to protect long-term value rather than relying on short-term revenue generation practices. Ability to provide consumer finance products that are in the best interest of customers can help entities in the industry not only minimise risk exposure in the existent portfolio of products, but also build trust with new and existent customers, and expand their market share ensuring sustainable revenue growth. ', 'Customer Privacy': 'Consumer finance entities face risks and opportunities associated with their internal use of data supplied by customers foractivities that are not the primary purpose for which the data were collected (for example, for use in targeted advertising and/or transfer to third parties). Ensuring the privacy of personally identifiable information (PII) and other data of account holders is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, investors would benefit from disclosure from entities on the number of account holders whose information is used for secondary purposes, and their policies and procedures around using such information, including the nature of their opt-inpolicies. Combined with information on legal or regulatory actions taken against the entities that are related to customer protection and privacy, such disclosure would be decision-useful to investors. Consumer finance entities that fail to manage performance in this area are susceptible to decreased revenues as a result of lost consumer confidence and churn, as well as to financial impacts stemming from legal exposures. ', 'Data Security': 'Entities in the Consumer Finance industry face risks and opportunities associated with how they manage the safety of data supplied to them by customers, in the context of external threats. Ensuring the security of customers’ PII is an essential responsibility of entities in the Consumer Finance industry. To assess performance on this issue, analysts would benefit from disclosure on efforts related to safeguarding data against emerging and continuously evolving cybersecurity threats and technologies, actual security breaches compromising customers’ personally identifiable information (PII), and credit and debit card fraud. Entities that fail to manage performance in this area are susceptible to decreased revenues as a result of decreased consumer confidence and churn. Furthermore, instances of data breaches may expose entities to costly and lengthy litigations and potential monetary losses. '}","{'Selling Practices': 0.7764653549553191, 'Customer Privacy': 0.7699165936461221, 'Data Security': 0.7844743068979994}",0.7844743068979994,Yuning,Minor focus,Major focus,Positive,"Selling Practices, Customer Privacy, Data Security",No,Major,No,2022-10-18T20:49:00+00:00,https://www.usnews.com/news/best-states/california/articles/2022-10-18/man-found-guilty-of-first-degree-murder-in-death-of-california-college-freshman-kristin-smart-25-years-ago,"[{'name': 'coast', 'weight': 0.14754851}, {'name': 'Maine', 'weight': 0.13340256}, {'name': 'former President Donald Trump', 'weight': 0.10100624}, {'name': 'California College Freshman Kristin Smart', 'weight': 0.09009218}, {'name': 'prison', 'weight': 0.08962983}, {'name': 'other industries', 'weight': 0.08805211}, {'name': 'Donald Trump', 'weight': 0.08758391}, {'name': 'Kristin Smart', 'weight': 0.07660771}, {'name': 'Former Officer', 'weight': 0.07487982}, {'name': 'former candidate', 'weight': 0.0736797}]",[{'name': 'Entertainment'}],"[{'data': 'California', 'type': 'GPE', 'mentions': 1}, {'data': 'The Evergreen State', 'type': 'GPE', 'mentions': 1}, {'data': 'U.S.', 'type': 'GPE', 'mentions': 1}, {'data': 'New York', 'type': 'GPE', 'mentions': 1}, {'data': 'Maine', 'type': 'GPE', 'mentions': 2}, {'data': 'Washington County', 'type': 'GPE', 'mentions': 1}, {'data': 'Kristin Smart', 'type': 'PERSON', 'mentions': 1}, {'data': 'Donald Trump', 'type': 'PERSON', 'mentions': 1}, {'data': 'U.S. News', 'type': 'ORG', 'mentions': 1}, {'data': 'Amazon', 'type': 'ORG', 'mentions': 1}, {'data': 'FBI', 'type': 'ORG', 'mentions': 1}]","You May Also Like
+
+The Evergreen State takes the top spot again in the U.S. News Best States ranking on the strength of its tech sector and other industries.
+
+The best states in the U.S. come from coast to coast.
+
+Amazon workers in upstate New York overwhelmingly rejected a union bid on Tuesday, handing a second defeat to the labor group that’s been attempting to drag the company to the negotiating table since its historic win earlier this year.
+
+A jury has acquitted on all counts a think tank analyst accused of lying to the FBI about his role in the creation of a discredited dossier about former President Donald Trump.
+
+Former Officer Sentenced for Drug, Gun Charges in Maine A longtime law enforcement officer and former candidate for sheriff in Washington County has been sentenced to four years in prison in Maine.",1ecc9d52b40a45c2b0d1259901c4b5f4,Man Found Guilty of First Degree Murder in Death of California College Freshman Kristin Smart 25 Years Ago,4,,,,
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