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-[{"": "0", "Id": "1", "Fullsentence": "the company believes aflac japan will remain a leadingnprovider of cancer and medical insurance coverage in japan principally due to its experience in the marketnwellknown brand lowcost operations expansive marketing system and product expertise", "Component": "the, company, believes, a  f, j  apa, remain, a, leading  n, of, cancer, and, medical, insurance, coverage, j  apa, its", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "1", "Id": "1", "Fullsentence": "the company believes aflac japan will remain a leadingnprovider of cancer and medical insurance coverage in japan principally due to its experience in the marketnwellknown brand lowcost operations expansive marketing system and product expertise", "Component": "will", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Investors"}, {"": "2", "Id": "1", "Fullsentence": "the company believes aflac japan will remain a leadingnprovider of cancer and medical insurance coverage in japan principally due to its experience in the marketnwellknown brand lowcost operations expansive marketing system and product expertise", "Component": "in", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "5", "Id": "1", "Fullsentence": "the company believes aflac japan will remain a leadingnprovider of cancer and medical insurance coverage in japan principally due to its experience in the marketnwellknown brand lowcost operations expansive marketing system and product expertise", "Component": "due, experience", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "6", "Id": "2", "Fullsentence": "causalrelation however given the profitability erosion some major medicalncarriers are facing in their core lines of business the company has seen a more competitive landscape asnthese carriers seek entry into aflacs supplemental product segments and leverage their core benefitnofferings by bundling and discounting products in order to gain market share", "Component": "some, market, share", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "7", "Id": "2", "Fullsentence": "causalrelation however given the profitability erosion some major medicalncarriers are facing in their core lines of business the company has seen a more competitive landscape asnthese carriers seek entry into aflacs supplemental product segments and leverage their core benefitnofferings by bundling and discounting products in order to gain market share", "Component": "the company has", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Society"}, {"": "11", "Id": "2", "Fullsentence": "causalrelation however given the profitability erosion some major medicalncarriers are facing in their core lines of business the company has seen a more competitive landscape asnthese carriers seek entry into aflacs supplemental product segments and leverage their core benefitnofferings by bundling and discounting products in order to gain market share", "Component": "ca  usal", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "12", "Id": "2", "Fullsentence": "causalrelation however given the profitability erosion some major medicalncarriers are facing in their core lines of business the company has seen a more competitive landscape asnthese carriers seek entry into aflacs supplemental product segments and leverage their core benefitnofferings by bundling and discounting products in order to gain market share", "Component": "in", "causeOrEffect": "effect", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "13", "Id": "3", "Fullsentence": "ncausalrelationfederal regulation causefederal legislation and administrative policiescausenin several areas including health care reform legislation financial services reform legislation securitiesnregulation pension regulation privacy tort reform legislation and taxation can significantly and adverselyn", "Component": "reform legislation financial services reform legislation securitiesn  re, and taxation, can, significantly and, adverse  lyn", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "15", "Id": "3", "Fullsentence": "ncausalrelationfederal regulation causefederal legislation and administrative policiescausenin several areas including health care reform legislation financial services reform legislation securitiesnregulation pension regulation privacy tort reform legislation and taxation can significantly and adverselyn", "Component": "nca  usal", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "16", "Id": "6", "Fullsentence": "human capitalnthe companys overarching human capital philosophy is if you take care of your employees yournemployees will take care of the business", "Component": "is if you, take, care, of, the, business", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "17", "Id": "6", "Fullsentence": "human capitalnthe companys overarching human capital philosophy is if you take care of your employees yournemployees will take care of the business", "Component": "employees your  mp", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Employees"}, {"": "18", "Id": "6", "Fullsentence": "human capitalnthe companys overarching human capital philosophy is if you take care of your employees yournemployees will take care of the business", "Component": "will", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Investors"}, {"": "20", "Id": "6", "Fullsentence": "human capitalnthe companys overarching human capital philosophy is if you take care of your employees yournemployees will take care of the business", "Component": "human", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "21", "Id": "7", "Fullsentence": "causalrelation causeweak global financial marketscausenimpact the value of the companys existing investment portfolio influence opportunities for newninvestments and may triggercontribute totrigger generally weak economic fundamentals which cannhave a outcomenegative impact on its results of operations and financial positions", "Component": "to  tri, generally, economic, fundamental  s, which, can, a, outcome  ne, impact, on, its, results, of, operations, and, financial, positions", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "22", "Id": "7", "Fullsentence": "causalrelation causeweak global financial marketscausenimpact the value of the companys existing investment portfolio influence opportunities for newninvestments and may triggercontribute totrigger generally weak economic fundamentals which cannhave a outcomenegative impact on its results of operations and financial positions", "Component": "and may", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Employees"}, {"": "23", "Id": "7", "Fullsentence": "causalrelation causeweak global financial marketscausenimpact the value of the companys existing investment portfolio influence opportunities for newninvestments and may triggercontribute totrigger generally weak economic fundamentals which cannhave a outcomenegative impact on its results of operations and financial positions", "Component": "weak", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Investors"}, {"": "25", "Id": "7", "Fullsentence": "causalrelation causeweak global financial marketscausenimpact the value of the companys existing investment portfolio influence opportunities for newninvestments and may triggercontribute totrigger generally weak economic fundamentals which cannhave a outcomenegative impact on its results of operations and financial positions", "Component": "causal  rel, trigger  tri", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "26", "Id": "8", "Fullsentence": "nwhile conditions have improved the companys investments remain vulnerable to extreme asset pricenvolatility lack of market liquidity credit rating downgrades payment defaults asset restructuringsnincreased losses and other risks as the world experiences an unprecedented shock to economic activity", "Component": "have improved the companys investments remain vulnerable to extreme asset pricenvolatility lack of market liquidity credit rating downgrades payment defaults asset, restructurings  cre, losses and other risks as the, experiences an, unprecedented, shock, to, economic, activity", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "28", "Id": "8", "Fullsentence": "nwhile conditions have improved the companys investments remain vulnerable to extreme asset pricenvolatility lack of market liquidity credit rating downgrades payment defaults asset restructuringsnincreased losses and other risks as the world experiences an unprecedented shock to economic activity", "Component": "nwhile", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "29", "Id": "9", "Fullsentence": "interest rates havendeclined in response to the pandemic and a prolonged reduction in interest rates globally could result innnew investments generating lower yields than in prior periods", "Component": "could, investments, generating, lower, yields, than, prior, periods", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "30", "Id": "9", "Fullsentence": "interest rates havendeclined in response to the pandemic and a prolonged reduction in interest rates globally could result innnew investments generating lower yields than in prior periods", "Component": "in", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "33", "Id": "9", "Fullsentence": "interest rates havendeclined in response to the pandemic and a prolonged reduction in interest rates globally could result innnew investments generating lower yields than in prior periods", "Component": "interest, result  w", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "34", "Id": "10", "Fullsentence": "market volatility and recessionary pressures could result innsignificant realized or unrealized losses due to severe price declines driven by increases in interest ratesnor credit spreads defaults in payment of principal or interest or credit rating downgrades", "Component": "vol  ati, recession  ary, pressures could, result, inn  sign, realized, or, un  real, losses", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "37", "Id": "10", "Fullsentence": "market volatility and recessionary pressures could result innsignificant realized or unrealized losses due to severe price declines driven by increases in interest ratesnor credit spreads defaults in payment of principal or interest or credit rating downgrades", "Component": "due, severe", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "38", "Id": "11", "Fullsentence": "ncausalrelationthe causeadditional government debt from fiscal stimulus actionscause couldnadversely impact the japan sovereign credit profile which could in turn triggerlead totriggernoutcomevolatility in japanese capital and currency marketsoutcome", "Component": "which could, turn  d, to  tri, j  apa, capital, and, currency, markets  out", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "39", "Id": "11", "Fullsentence": "ncausalrelationthe causeadditional government debt from fiscal stimulus actionscause couldnadversely impact the japan sovereign credit profile which could in turn triggerlead totriggernoutcomevolatility in japanese capital and currency marketsoutcome", "Component": "in", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "43", "Id": "11", "Fullsentence": "ncausalrelationthe causeadditional government debt from fiscal stimulus actionscause couldnadversely impact the japan sovereign credit profile which could in turn triggerlead totriggernoutcomevolatility in japanese capital and currency marketsoutcome", "Component": "nca  usal", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "44", "Id": "11", "Fullsentence": "ncausalrelationthe causeadditional government debt from fiscal stimulus actionscause couldnadversely impact the japan sovereign credit profile which could in turn triggerlead totriggernoutcomevolatility in japanese capital and currency marketsoutcome", "Component": "in", "causeOrEffect": "effect", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "45", "Id": "12", "Fullsentence": "causalrelationnshould investors become concerned with any of the companys investment holdings including thenconcentration in jgbs its access to market sources of funding could be negatively impacted", "Component": "could, be, negatively, impacted", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "48", "Id": "12", "Fullsentence": "causalrelationnshould investors become concerned with any of the companys investment holdings including thenconcentration in jgbs its access to market sources of funding could be negatively impacted", "Component": "causal  rel", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "49", "Id": "14", "Fullsentence": "causalnrelation causechanges in interest ratescause could alsonusalrelationnthe companys exposure to interest rate risk relates primarily to the ability to invest future cash flows tonsupport the interest rate assumption made at the time the companys products were priced and the relatednreserving assumptions were established", "Component": "invest, future, cash, flows tons  upport the, interest, rate, company  s, products, were, priced, and, the, related  n, assumptions, were, established", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "50", "Id": "14", "Fullsentence": "causalnrelation causechanges in interest ratescause could alsonusalrelationnthe companys exposure to interest rate risk relates primarily to the ability to invest future cash flows tonsupport the interest rate assumption made at the time the companys products were priced and the relatednreserving assumptions were established", "Component": "interest ratescause could also  rel", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Investors"}, {"": "51", "Id": "14", "Fullsentence": "causalnrelation causechanges in interest ratescause could alsonusalrelationnthe companys exposure to interest rate risk relates primarily to the ability to invest future cash flows tonsupport the interest rate assumption made at the time the companys products were priced and the relatednreserving assumptions were established", "Component": "assumption made at the time the", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Society"}, {"": "52", "Id": "14", "Fullsentence": "causalnrelation causechanges in interest ratescause could alsonusalrelationnthe companys exposure to interest rate risk relates primarily to the ability to invest future cash flows tonsupport the interest rate assumption made at the time the companys products were priced and the relatednreserving assumptions were established", "Component": "companys exposure to interest rate risk relates primarily to the ability to", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "55", "Id": "14", "Fullsentence": "causalnrelation causechanges in interest ratescause could alsonusalrelationnthe companys exposure to interest rate risk relates primarily to the ability to invest future cash flows tonsupport the interest rate assumption made at the time the companys products were priced and the relatednreserving assumptions were established", "Component": "causaln  rel", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "56", "Id": "16", "Fullsentence": "nas discussed in item 1 business beginning in 2013 aflac japan began to curtail sales of first sectornsavingstype products due to persistent low interest rates in japan", "Component": "began, to, cu  rta, of, first, sector  ns, products", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "57", "Id": "16", "Fullsentence": "nas discussed in item 1 business beginning in 2013 aflac japan began to curtail sales of first sectornsavingstype products due to persistent low interest rates in japan", "Component": "sales", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Investors"}, {"": "60", "Id": "16", "Fullsentence": "nas discussed in item 1 business beginning in 2013 aflac japan began to curtail sales of first sectornsavingstype products due to persistent low interest rates in japan", "Component": "due, persistent", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "61", "Id": "17", "Fullsentence": "dollardenominated assets thereby increasing earningsnvolatility", "Component": "earnings  n", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Investors"}, {"": "63", "Id": "17", "Fullsentence": "dollardenominated assets thereby increasing earningsnvolatility", "Component": "dollar  den, thereby", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "64", "Id": "18", "Fullsentence": "as such valuations may include inputs and assumptions that are less observable or requirengreater estimation and valuation methods that are more sophisticated thereby resulting in values that maynbe greater or less than the value at which the investments may be ultimately sold", "Component": "as such, or, thereby, values, that, may  n, greater, or, less, than, the, value, at, which, the, investments, may, be, ultimately, sold  n", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "65", "Id": "18", "Fullsentence": "as such valuations may include inputs and assumptions that are less observable or requirengreater estimation and valuation methods that are more sophisticated thereby resulting in values that maynbe greater or less than the value at which the investments may be ultimately sold", "Component": "may include", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Employees"}, {"": "66", "Id": "18", "Fullsentence": "as such valuations may include inputs and assumptions that are less observable or requirengreater estimation and valuation methods that are more sophisticated thereby resulting in values that maynbe greater or less than the value at which the investments may be ultimately sold", "Component": "in", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "68", "Id": "18", "Fullsentence": "as such valuations may include inputs and assumptions that are less observable or requirengreater estimation and valuation methods that are more sophisticated thereby resulting in values that maynbe greater or less than the value at which the investments may be ultimately sold", "Component": "v  al, resulting", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "69", "Id": "19", "Fullsentence": "nnrsros may change their ratings or outlook on an insurers ratings due to a variety of factors includingnbut not limited to competitive position profitability cash generation and other sources of liquidity capitalnlevels quality of the investment portfolio and perception of management capabilities", "Component": "may, change, their, ratings, or, outlook, on, an, ins  urers, ratings", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "71", "Id": "19", "Fullsentence": "nnrsros may change their ratings or outlook on an insurers ratings due to a variety of factors includingnbut not limited to competitive position profitability cash generation and other sources of liquidity capitalnlevels quality of the investment portfolio and perception of management capabilities", "Component": "due, a variety", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "72", "Id": "20", "Fullsentence": "downgrades of the companys credit ratings could give its derivativencounterparties the right to require early termination of derivatives transactions or delivery of additionalncollateral thereby adversely affecting the companys liquidity", "Component": "could, its, derivative  nco, the, right, to, require, early, of, derivatives, transactions, or, delivery, of, additional  nco, thereby, adverse  ly, affecting, the, company  s, liquid  ity", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "73", "Id": "20", "Fullsentence": "downgrades of the companys credit ratings could give its derivativencounterparties the right to require early termination of derivatives transactions or delivery of additionalncollateral thereby adversely affecting the companys liquidity", "Component": "termination", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "75", "Id": "20", "Fullsentence": "downgrades of the companys credit ratings could give its derivativencounterparties the right to require early termination of derivatives transactions or delivery of additionalncollateral thereby adversely affecting the companys liquidity", "Component": "down  grade, give", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "76", "Id": "21", "Fullsentence": "nnegative events or developments affecting any particular single issuer industry group of related industriesnasset class or geographic sector may have an adverse impact on a particular holding or set of holdingsnwhich may increase risk of loss from defaults due to nonpayment of interest or principal", "Component": "an, adverse, impact, on, a, particular, holding, or, set, of, holdings  n, may, increase, risk, of, loss, from, default  s", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "78", "Id": "21", "Fullsentence": "nnegative events or developments affecting any particular single issuer industry group of related industriesnasset class or geographic sector may have an adverse impact on a particular holding or set of holdingsnwhich may increase risk of loss from defaults due to nonpayment of interest or principal", "Component": "due, non  pa", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "79", "Id": "23", "Fullsentence": "causalnrelationcausemany factorscause can triggercausetrigger outcomeactual outcomes tonthe assets supporting the policy liabilities will grow to the level the company assumes prior to payment ofnbenefits or claims", "Component": "can  use, outcome  act, outcomes  the, assets, supporting, the, policy, l  ia, grow, to, the, level, the, company, assumes, prior, to, payment, of  n, or, claims", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "80", "Id": "23", "Fullsentence": "causalnrelationcausemany factorscause can triggercausetrigger outcomeactual outcomes tonthe assets supporting the policy liabilities will grow to the level the company assumes prior to payment ofnbenefits or claims", "Component": "will", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Investors"}, {"": "82", "Id": "23", "Fullsentence": "causalnrelationcausemany factorscause can triggercausetrigger outcomeactual outcomes tonthe assets supporting the policy liabilities will grow to the level the company assumes prior to payment ofnbenefits or claims", "Component": "causal  n", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "83", "Id": "25", "Fullsentence": "triggerbecausetrigger thenrepurchases of its common stock and to make investments into its subsidiaries or external opportunities", "Component": "investments, into, its, subsidiaries, or, external, opportunities", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "84", "Id": "25", "Fullsentence": "triggerbecausetrigger thenrepurchases of its common stock and to make investments into its subsidiaries or external opportunities", "Component": "and to", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Employees"}, {"": "87", "Id": "25", "Fullsentence": "triggerbecausetrigger thenrepurchases of its common stock and to make investments into its subsidiaries or external opportunities", "Component": "trigger  be", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "88", "Id": "26", "Fullsentence": "in times of market stress unanticipated marketnmovements or unanticipated claims experience resulting from greater than expected morbidity mortalitynlongevity or persistency the effectiveness of the companys risk management strategies may be limitednresulting in losses to the company", "Component": "experience resulting from, the, may, be, limited  n, losses, to, the, company", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "89", "Id": "26", "Fullsentence": "in times of market stress unanticipated marketnmovements or unanticipated claims experience resulting from greater than expected morbidity mortalitynlongevity or persistency the effectiveness of the companys risk management strategies may be limitednresulting in losses to the company", "Component": "in times of market stress unanti  ci, in", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "92", "Id": "26", "Fullsentence": "in times of market stress unanticipated marketnmovements or unanticipated claims experience resulting from greater than expected morbidity mortalitynlongevity or persistency the effectiveness of the companys risk management strategies may be limitednresulting in losses to the company", "Component": "greater", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "93", "Id": "27", "Fullsentence": "nif the company fails to comply with restrictions on customer privacy and information securitynincluding taking steps to ensure that its thirdparty service providers and business associates whonaccess store process or transmit sensitive customer information maintain its security integritynconfidentiality and availability the companys reputation and business operations could benmaterially adversely affected", "Component": "nif the, maintain, its, security, integrity  n, and, availability, the, company  s, reputation, and, business, operations, could, ben  mate, adverse  ly, affected  com", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "94", "Id": "27", "Fullsentence": "nif the company fails to comply with restrictions on customer privacy and information securitynincluding taking steps to ensure that its thirdparty service providers and business associates whonaccess store process or transmit sensitive customer information maintain its security integritynconfidentiality and availability the companys reputation and business operations could benmaterially adversely affected", "Component": "to ensure that its", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Society"}, {"": "96", "Id": "27", "Fullsentence": "nif the company fails to comply with restrictions on customer privacy and information securitynincluding taking steps to ensure that its thirdparty service providers and business associates whonaccess store process or transmit sensitive customer information maintain its security integritynconfidentiality and availability the companys reputation and business operations could benmaterially adversely affected", "Component": "company", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "97", "Id": "28", "Fullsentence": "ncompliance with new privacy and security laws requirements and new regulations may result in costnincreases due to necessary systems changes new limitations or constraints on the companys businessnmodels the development of new administrative processes and the effects of potential noncompliance bynthe companys business associates", "Component": "privacy and, security laws requirements and, new, regulations may, result, cost  nin", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "98", "Id": "28", "Fullsentence": "ncompliance with new privacy and security laws requirements and new regulations may result in costnincreases due to necessary systems changes new limitations or constraints on the companys businessnmodels the development of new administrative processes and the effects of potential noncompliance bynthe companys business associates", "Component": "in", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "100", "Id": "28", "Fullsentence": "ncompliance with new privacy and security laws requirements and new regulations may result in costnincreases due to necessary systems changes new limitations or constraints on the companys businessnmodels the development of new administrative processes and the effects of potential noncompliance bynthe companys business associates", "Component": "due, necessary", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "101", "Id": "29", "Fullsentence": "in addition despite the security measures the companynhas in place to ensure compliance with applicable laws and rules the companys facilities and systemsnand those of the companys thirdparty providers and participants in its distribution channels may benvulnerable to security breaches acts of vandalism or theft computer viruses misplaced or lost datanprogramming andor human errors or other similar events", "Component": "addition despite the, the, to ensure compliance, applicable, facilities and, systems  nan, of the, companys third  par, providers and, participants, its, distribution, channels, may, ben  vu, to, security, breach  es, acts, of, van  dal, theft, computer, viruses, mi  sp, lost, and, human, errors, or, other, similar, events", "causeOrEffect": "cause", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "102", "Id": "29", "Fullsentence": "in addition despite the security measures the companynhas in place to ensure compliance with applicable laws and rules the companys facilities and systemsnand those of the companys thirdparty providers and participants in its distribution channels may benvulnerable to security breaches acts of vandalism or theft computer viruses misplaced or lost datanprogramming andor human errors or other similar events", "Component": "and rules the companys", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Employees"}, {"": "103", "Id": "29", "Fullsentence": "in addition despite the security measures the companynhas in place to ensure compliance with applicable laws and rules the companys facilities and systemsnand those of the companys thirdparty providers and participants in its distribution channels may benvulnerable to security breaches acts of vandalism or theft computer viruses misplaced or lost datanprogramming andor human errors or other similar events", "Component": "in", "causeOrEffect": "cause", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "106", "Id": "29", "Fullsentence": "in addition despite the security measures the companynhas in place to ensure compliance with applicable laws and rules the companys facilities and systemsnand those of the companys thirdparty providers and participants in its distribution channels may benvulnerable to security breaches acts of vandalism or theft computer viruses misplaced or lost datanprogramming andor human errors or other similar events", "Component": "company  nh", "causeOrEffect": "effect", "Labellevel1": "Non-Performance", "Labellevel2": "Non-performance"}, {"": "107", "Id": "29", "Fullsentence": "in addition despite the security measures the companynhas in place to ensure compliance with applicable laws and rules the companys facilities and systemsnand those of the companys thirdparty providers and participants in its distribution channels may benvulnerable to security breaches acts of vandalism or theft computer viruses misplaced or lost datanprogramming andor human errors or other similar events", "Component": "in", "causeOrEffect": "effect", "Labellevel1": "Performance", "Labellevel2": "Unclassified"}, {"": "108", "Id": "31", "Fullsentence": "causalrelation in additionncausechanges in the overall legal or regulatory environmentcause may even absent any particularnregulators or enforcement authoritys interpretation of an issue changing triggercausetrigger thencompanys practices that may in some cases limit its ability to grow 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