Add D Tessera md file.

docs/D Tessera.md

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+## D Tessera Project Summary
+
+## Property Overview
+
+-   Launch Date: TBC
+-   Land Area: 3.67 acres
+-   Number of Blocks: 1 Tower
+-   Number of Floors: 48 levels
+-   Freehold / Leasehold: Leasehold
+-   Completion Date: 48 months from APDL date
+-   Units per Floor: 14 units
+
+## Car Parks
+
+-   Type A and C: 2 single carparks
+-   Type B and D: 3 single carparks
+-   Units with special carpark indicated in sales chart
+    -   Type A and C: 1 tandem + 1 single (.:)
+    -   Type B and D: 1 tandem + 1 single (*C-xx-xx .:)
+
+## Additional Details
+
+-   Security: Multi tier
+-   Title: Commercial under HDA
+-   Size: 1,100sf - 1,331sf
+-   Price Range: From RM793,200 (gross)
+-   Price per Square Feet: From RM713psf (gross)
+-   Total Units: 671
+-   Lifts per Floor: 6 + 1
+-   Maintenance Fee + Sinking Fund: RM0.35psf (including sinking fund)
+
+## Sales Package
+
+-   (Updated @ 16/1/2023)
+-   8% rebate upon SPA
+-   Cash buyer rebate structure:
+    -   5% rebate upon SPA
+    -   2% rebate upon Stage 2A
+    -   1% rebate upon VP
+-   Exsim differential sum deferment / installment plan T&C apply
+-   Cash Buyer Rebate: 0.5% rebate upon VP (not applicable if taking Schedule J installment plan)
+-   Bumi Discount: 2% rebate upon Stage 2B
+-   Guarantee Return: N/A
+-   Legal and Disbursement Fees: Absorbed by developer
+-   MOT: Buyer has to pay
+-   Booking Fee: RM500
+
+## Cancellation Fee
+
+-   Before APDL: Full refund
+-   Cancellation Clause after SPA signed: Charges apply based on project and payment status
+-   For all EXSIM projects, please note that cancellation charges will be imposed after the Sales and Purchase Agreement (SPA) is signed, as follows:
+
+1. Projects without APDL or Non-HDA projects not yet proceeded for stamping:
+
+    - Cancellation after SPA signed with 2 genuine loan rejection letters: Only free gift to be charged (amount might vary based on projects)
+    - Cancellation after SPA signed without 2 loan rejection letters: Admin fees, legal fees, and free gift
+
+2. PROJECTS WITH APDL or NON HDA PROJECTS CAN PROCEED FOR STAMPING
+   Any cancellations will be following the cancellation clause in SPA:
+
+**For residential property (under HDA):**
+
+-   10% of SPA price will be forfeited if payment progress is below 50% payment
+-   20% of SPA price will be forfeited if payment progress is above 50% payment
+
+**For commercial property (under non HDA):**
+
+-   20% of SPA price be forfeited if payment progress is below 50% payment
+-   30% of SPA price be forfeited if payment progress is above 50% payment
+
+## Property Features
+
+-   Bare unit
+-   Aircond in master bedroom and living hall is provided
+-   Bathroom accessories are provided
+
+## Payment Details
+
+-   Cheque Issue To: Hariati & Khoo Client's Account
+-   Panel Bank: Please refer to Exsim EF Approval Link in Atlas
+
+## Sales Gallery
+
+-   Location: EXSIM Sales Gallery (Empire City), Jalan Damansara Empire City, PJU 8, 47820 Petaling Jaya, Selangor
+-   Operating Hours: 9am - 6pm everyday
+
+## Panel Lawyer
+
+-   Hariati & Khoo Client's Account
+-   Affin Bank Berhad
+-   Account No : 1000-2042-5675
+-   Swiftcode : AIBBMYKL
+
+## Commission Info
+
+-   If there is a referral fee, commission will be slashed by 13%
+-   If buyer is repeat buer, REN comm 1% will be deducted
+-   Commission Payout: Based on document completion and payment status
+
+1. Loan buyer: Full claim within 5 working days after SPA signing, LA signing, and making the 1st 10% payment (100% of the commission will be issued).
+
+2. Cash buyer:
+
+    - The first 50% of the commission will be issued to the agent once SPA is signed, LA is signed, and the 1st 10% payment is made.
+    - The balance 50% will be issued within 3-8 months from receiving the first commission.
+
+_Note: This information is for your reference only; it may change without prior notice._
+
+_Please be informed that for Exsim commission payment, the 5 working days count will start once ALL documents have been received by Exsim. The 5 working days do not begin on the date of signing, as many people are signing online and it may take some time for the documents to be couriered back to Exsim._
+
+## IQI Incentive and Trips:
+
+-   Yes
+
+## Showunit Types
+
+-   Type A2: 1,100sf
+-   Type B3: 1,300sf