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| The loan approval process starts by receiving a customer request for a loan amount. | |
| The risk assessment Web service is invoked to assess the request. | |
| If the loan is small and the customer is low risk , the loan is approved. | |
| If the customer is high risk , the loan is denied. | |
| If the customer needs further review or the loan amount is for $10,000 or more , the request is sent to the approver Web service. | |
| The customer receives feedback from the assessor or approver . |