{ "cells": [ { "cell_type": "markdown", "id": "f23dba72", "metadata": {}, "source": [ "## Importing Libraries" ] }, { "cell_type": "code", "execution_count": 13, "id": "34142394", "metadata": {}, "outputs": [], "source": [ "import pandas as pd\n", "import numpy as np\n", "import matplotlib.pyplot as plt\n", "import seaborn as sns" ] }, { "cell_type": "code", "execution_count": 4, "id": "d642c1fb", "metadata": {}, "outputs": [ { "data": { "text/html": [ "
\n", " | loan_amnt | \n", "term | \n", "int_rate | \n", "installment | \n", "grade | \n", "sub_grade | \n", "emp_title | \n", "emp_length | \n", "home_ownership | \n", "annual_inc | \n", "... | \n", "open_acc | \n", "pub_rec | \n", "revol_bal | \n", "revol_util | \n", "total_acc | \n", "initial_list_status | \n", "application_type | \n", "mort_acc | \n", "pub_rec_bankruptcies | \n", "address | \n", "
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | \n", "10000.0 | \n", "36 months | \n", "11.44 | \n", "329.48 | \n", "B | \n", "B4 | \n", "Marketing | \n", "10+ years | \n", "RENT | \n", "117000.0 | \n", "... | \n", "16.0 | \n", "0.0 | \n", "36369.0 | \n", "41.8 | \n", "25.0 | \n", "w | \n", "INDIVIDUAL | \n", "0.0 | \n", "0.0 | \n", "0174 Michelle Gateway\\r\\nMendozaberg, OK 22690 | \n", "
1 | \n", "8000.0 | \n", "36 months | \n", "11.99 | \n", "265.68 | \n", "B | \n", "B5 | \n", "Credit analyst | \n", "4 years | \n", "MORTGAGE | \n", "65000.0 | \n", "... | \n", "17.0 | \n", "0.0 | \n", "20131.0 | \n", "53.3 | \n", "27.0 | \n", "f | \n", "INDIVIDUAL | \n", "3.0 | \n", "0.0 | \n", "1076 Carney Fort Apt. 347\\r\\nLoganmouth, SD 05113 | \n", "
2 | \n", "15600.0 | \n", "36 months | \n", "10.49 | \n", "506.97 | \n", "B | \n", "B3 | \n", "Statistician | \n", "< 1 year | \n", "RENT | \n", "43057.0 | \n", "... | \n", "13.0 | \n", "0.0 | \n", "11987.0 | \n", "92.2 | \n", "26.0 | \n", "f | \n", "INDIVIDUAL | \n", "0.0 | \n", "0.0 | \n", "87025 Mark Dale Apt. 269\\r\\nNew Sabrina, WV 05113 | \n", "
3 | \n", "7200.0 | \n", "36 months | \n", "6.49 | \n", "220.65 | \n", "A | \n", "A2 | \n", "Client Advocate | \n", "6 years | \n", "RENT | \n", "54000.0 | \n", "... | \n", "6.0 | \n", "0.0 | \n", "5472.0 | \n", "21.5 | \n", "13.0 | \n", "f | \n", "INDIVIDUAL | \n", "0.0 | \n", "0.0 | \n", "823 Reid Ford\\r\\nDelacruzside, MA 00813 | \n", "
4 | \n", "24375.0 | \n", "60 months | \n", "17.27 | \n", "609.33 | \n", "C | \n", "C5 | \n", "Destiny Management Inc. | \n", "9 years | \n", "MORTGAGE | \n", "55000.0 | \n", "... | \n", "13.0 | \n", "0.0 | \n", "24584.0 | \n", "69.8 | \n", "43.0 | \n", "f | \n", "INDIVIDUAL | \n", "1.0 | \n", "0.0 | \n", "679 Luna Roads\\r\\nGreggshire, VA 11650 | \n", "
5 rows Ć 27 columns
\n", "\n", " | loan_amnt | \n", "term | \n", "int_rate | \n", "installment | \n", "grade | \n", "sub_grade | \n", "emp_title | \n", "emp_length | \n", "home_ownership | \n", "annual_inc | \n", "... | \n", "open_acc | \n", "pub_rec | \n", "revol_bal | \n", "revol_util | \n", "total_acc | \n", "initial_list_status | \n", "application_type | \n", "mort_acc | \n", "pub_rec_bankruptcies | \n", "address | \n", "
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | \n", "10000.0 | \n", "36 months | \n", "11.44 | \n", "329.48 | \n", "B | \n", "B4 | \n", "Marketing | \n", "10+ years | \n", "RENT | \n", "117000.0 | \n", "... | \n", "16.0 | \n", "0.0 | \n", "36369.0 | \n", "41.8 | \n", "25.0 | \n", "w | \n", "INDIVIDUAL | \n", "0.0 | \n", "0.0 | \n", "0174 Michelle Gateway\\r\\nMendozaberg, OK 22690 | \n", "
1 | \n", "8000.0 | \n", "36 months | \n", "11.99 | \n", "265.68 | \n", "B | \n", "B5 | \n", "Credit analyst | \n", "4 years | \n", "MORTGAGE | \n", "65000.0 | \n", "... | \n", "17.0 | \n", "0.0 | \n", "20131.0 | \n", "53.3 | \n", "27.0 | \n", "f | \n", "INDIVIDUAL | \n", "3.0 | \n", "0.0 | \n", "1076 Carney Fort Apt. 347\\r\\nLoganmouth, SD 05113 | \n", "
2 | \n", "15600.0 | \n", "36 months | \n", "10.49 | \n", "506.97 | \n", "B | \n", "B3 | \n", "Statistician | \n", "< 1 year | \n", "RENT | \n", "43057.0 | \n", "... | \n", "13.0 | \n", "0.0 | \n", "11987.0 | \n", "92.2 | \n", "26.0 | \n", "f | \n", "INDIVIDUAL | \n", "0.0 | \n", "0.0 | \n", "87025 Mark Dale Apt. 269\\r\\nNew Sabrina, WV 05113 | \n", "
3 | \n", "7200.0 | \n", "36 months | \n", "6.49 | \n", "220.65 | \n", "A | \n", "A2 | \n", "Client Advocate | \n", "6 years | \n", "RENT | \n", "54000.0 | \n", "... | \n", "6.0 | \n", "0.0 | \n", "5472.0 | \n", "21.5 | \n", "13.0 | \n", "f | \n", "INDIVIDUAL | \n", "0.0 | \n", "0.0 | \n", "823 Reid Ford\\r\\nDelacruzside, MA 00813 | \n", "
4 | \n", "24375.0 | \n", "60 months | \n", "17.27 | \n", "609.33 | \n", "C | \n", "C5 | \n", "Destiny Management Inc. | \n", "9 years | \n", "MORTGAGE | \n", "55000.0 | \n", "... | \n", "13.0 | \n", "0.0 | \n", "24584.0 | \n", "69.8 | \n", "43.0 | \n", "f | \n", "INDIVIDUAL | \n", "1.0 | \n", "0.0 | \n", "679 Luna Roads\\r\\nGreggshire, VA 11650 | \n", "
5 rows Ć 27 columns
\n", "\n", " | loan_amnt | \n", "int_rate | \n", "installment | \n", "annual_inc | \n", "dti | \n", "open_acc | \n", "pub_rec | \n", "revol_bal | \n", "revol_util | \n", "total_acc | \n", "mort_acc | \n", "pub_rec_bankruptcies | \n", "
---|---|---|---|---|---|---|---|---|---|---|---|---|
count | \n", "396030.000000 | \n", "396030.000000 | \n", "396030.000000 | \n", "3.960300e+05 | \n", "396030.000000 | \n", "396030.000000 | \n", "396030.000000 | \n", "3.960300e+05 | \n", "395754.000000 | \n", "396030.000000 | \n", "358235.000000 | \n", "395495.000000 | \n", "
mean | \n", "14113.888089 | \n", "13.639400 | \n", "431.849698 | \n", "7.420318e+04 | \n", "17.379514 | \n", "11.311153 | \n", "0.178191 | \n", "1.584454e+04 | \n", "53.791749 | \n", "25.414744 | \n", "1.813991 | \n", "0.121648 | \n", "
std | \n", "8357.441341 | \n", "4.472157 | \n", "250.727790 | \n", "6.163762e+04 | \n", "18.019092 | \n", "5.137649 | \n", "0.530671 | \n", "2.059184e+04 | \n", "24.452193 | \n", "11.886991 | \n", "2.147930 | \n", "0.356174 | \n", "
min | \n", "500.000000 | \n", "5.320000 | \n", "16.080000 | \n", "0.000000e+00 | \n", "0.000000 | \n", "0.000000 | \n", "0.000000 | \n", "0.000000e+00 | \n", "0.000000 | \n", "2.000000 | \n", "0.000000 | \n", "0.000000 | \n", "
25% | \n", "8000.000000 | \n", "10.490000 | \n", "250.330000 | \n", "4.500000e+04 | \n", "11.280000 | \n", "8.000000 | \n", "0.000000 | \n", "6.025000e+03 | \n", "35.800000 | \n", "17.000000 | \n", "0.000000 | \n", "0.000000 | \n", "
50% | \n", "12000.000000 | \n", "13.330000 | \n", "375.430000 | \n", "6.400000e+04 | \n", "16.910000 | \n", "10.000000 | \n", "0.000000 | \n", "1.118100e+04 | \n", "54.800000 | \n", "24.000000 | \n", "1.000000 | \n", "0.000000 | \n", "
75% | \n", "20000.000000 | \n", "16.490000 | \n", "567.300000 | \n", "9.000000e+04 | \n", "22.980000 | \n", "14.000000 | \n", "0.000000 | \n", "1.962000e+04 | \n", "72.900000 | \n", "32.000000 | \n", "3.000000 | \n", "0.000000 | \n", "
max | \n", "40000.000000 | \n", "30.990000 | \n", "1533.810000 | \n", "8.706582e+06 | \n", "9999.000000 | \n", "90.000000 | \n", "86.000000 | \n", "1.743266e+06 | \n", "892.300000 | \n", "151.000000 | \n", "34.000000 | \n", "8.000000 | \n", "