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---
title: Home Loan EMI Calculator
emoji: 🦀
colorFrom: red
colorTo: indigo
sdk: streamlit
sdk_version: 1.42.2
app_file: app.py
pinned: false
license: mit
short_description: Home Loan EMI Calculator
---

# EMI Calculator

This is a simple Python script that calculates the Equated Monthly Installment (EMI) for a loan based on user input. The script prompts the user to enter the loan amount, duration, interest rate, and optional down payment, then computes the EMI.

## Features
- Takes user input for loan amount, duration, interest rate, and down payment.
- Uses the standard EMI formula for calculations.
- Provides accurate and rounded EMI results.

## Formula Used
The EMI calculation follows this formula:

```math
EMI = \frac{P \times r \times (1 + r)^n}{(1 + r)^n - 1}
```

Where:
- **P** = Principal loan amount
- **r** = Monthly interest rate (annual rate divided by 12)
- **n** = Loan duration in months

## How to Use
### Installation
```bash
pip install -r requirements.txt
```

### Running the script
```bash
python emi_calculator.py
```

### Example Usage
```
Enter the loan amount: 10000
Enter the loan duration in months: 12
Enter the monthly interest rate (as decimal, e.g., 0.1 for 10%): 0.1
Enter the down payment amount (if any, else 0): 0
Monthly EMI: 1467.63
```

## Requirements
- Python 3.x

## Model Card Metadata
```yaml
tags:
  - finance
  - machine-learning
  - python
license: mit
```

## License
This project is licensed under the MIT License.

## Contributions
Feel free to fork this repository, submit issues, or contribute enhancements.

---

Made with ❤️ by Shivraj



Check out the configuration reference at https://huggingface.co/docs/hub/spaces-config-reference