Instruction
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You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Mortgage company refuses to take stop foreclosure to allow borrower to modify loan.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am told I will hear for bank of america and do not, in the numerous times I have been promised.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Regions Mortgage is reporting my mortgage incorrectly to the credit bureau. | Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have been getting up to XXXX calls a day from RPM Collections. Sometimes there is background music, sometimes NOTHING.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Collector did not respond to debt validation request
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I receive multiple phone calls from Focus Receivables Management daily, but I do not owe any debts.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Asked for validation of debts and Financial Recoveries does not respond.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My credit report stated that i had loans that i never got.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Terms are inconsistent with original contract for payment and balance and inconsistencies with the legality of loan reporting.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX Bank, Maryland ...
CASHNET Payday loan keeps deducting more then XXXX payment from my bank account!
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have no idea why I have this. I have had insurance and it all should of been covered under it!
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Re : Unauthorized Credit Inquiry I did not authorized the following company to do a credit check.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I paid my debt to XXXX consumer agency and now there are XXXX other agencies trying to collect on the same debt.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The company calls me all the time about a XXXX XXXX, whom I do n't know and never heard of him trying to collect a debt.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | trans union and XXXX I could n't get my credit reports. my XXXX report I recieved but not the others
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This has been paid and has been verified with the original crediting company.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I paid the bill off in full. But its still on my credit reports. I have documents that it is paid. Its to choice recovery
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They keep calling me everyday even weekends and leaving me messages to call them back. Call them back they have automated systems
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I went to www.XXXX.com and filled out the online form. But I did n't receive a report from them.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit indebtedness had been satisfied and yet the credit card companies are reluctant to remove or change the status of my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | could not get free credit report from Experian.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I would like a written explanation as to why I am being charged {$510.00}.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never had any medical bills
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I did not have XXXX in XXXX 2011
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There was a line of almost XXXX people and only XXXX XXXX working.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i had no knowledge of this debt until i saw it on my cerdit file. i paid it but i didnt ask or sign for any medical service.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have a private XXXX loan through Citibank. They are threatening to send my account to a collections agency, even though I am enrolled in school.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There are information on credit report that are over XXXX old.By law those should be remove.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | CREDIT REPORTING AGENCY REPORTING INFORMATION DISPUTED/NOT VALIDATED pursuant to FDCPA this data must be removed absent the validation.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Past due on a payday loan and they are calling me while at work.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Please see the attached XXXX Page Scanned Document, which is self explanatory and yet to be responded by ASC.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do n't know why these are on my credit score.
These are n't my debts
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | TransUnion is reporting that I have foreclosure which I never had
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I 'm a victim of identity theft and the person open accounts in my name.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experience is reporting that I have a foreclosure on my credit report which I never had
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | For the XXXX time, McCarthy Burgess & Wolff is attempting to collect a debt on behalf of the XXXX XXXX XXXX that I do not owe.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America home loans has reported my short sale as a foreclosure. This is severely affecting my credit. I am unable to refinance my house.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit Report shows a XXXX XXXX XXXX started in 06. Balance of XXXX. Then sent toXXXX XXXX. Now XXXX. I never owned a XXXX XXXX account.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | PayPal/eBay are holding my funds. Neither company follow Reg CC hold procedures nor do they seem to care.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Account was sold and still being reported as a charge off on my credit report. It is still showing on my credit report.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THIS COLLECTOR KEEPS CALL ME SKIP TRACING FOR XXXX XXXX, OR XXXX XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This is on my credit reports. I sent them a letter XX/XX/2015. They have ignored me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I had XXXX late payment so Citi card lowered my limit. The late payment could not be avoided. I am told that this is an illegal act.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit report shows I am XXXX, and I am not.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian is not investigating accounts in my credit report that are reporting incorrectly.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Someone hijacked my VA Pension check by ordering another card in my name.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | ALL CREDIT AGENCIES LISTED FRAUD/ UNAUTHORIZED INQUIRIES WITHOUT MY CONSENT TO REVIEW CREDIT FILE ... REMOVE ALL FROM FILE ASAP
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I had insurance instead of submitting the bill to the insurance company they are constantly putiing them on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Disputed info is deleted the reinsert ed on my report
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit reporting companies will not deleted wrong information.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Collection agency with the phone number XXXX continually threatens to have driver 's license suspended which they have no authority to do.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit reporting agency does n't want to erase old information
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I just noticed this debt on my credit report and I do not have this account.
| Company believes complaint caused principally by actions of third party outside the control or direction of the company |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Was not happy with the decision made so I investigated it further.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | ICS KEPT CALLING ME FROM ( XXXX ) XXXX REGARDING # XXXX, COLLECTING FOR XXXX XXXX XXXX IN VIOLATION OF FDCPA, AND TCPA.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Late payment record for sears is false.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do not know this company and never done business with them.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | experian is not providing my credit score and report and is affecting me as I can not refinance my home
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I can not get transunion to properly investigate and remove inaccurate information on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i need to transfert a money like international transfert money to XXXX to take a bank
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have liens reporting on my credit that are not mine. They are My fathers.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I returned the device to XXXX store within 14 days. The device was unopened and never used.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Threatening calls at Work.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I sent a debt validation letter to this company on XXXX/XXXX/2015 and they ignored my request of validation.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | At One Main financial in XXXX GA a loan officer by the name of XXXX pulled my credit without my authorization
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Sent creditor copy of discharge notice but have had no response
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Ther are XXXX debts and almost all of them I do n't recognize. I need them off my credit score.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Incorrect address on a credit report ( most likely due to divorce : the address is that of my ex husband and his XXXX wife )
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans Union is not responding to any of my requests to investigate and remove accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I got this debt collection that is not mine. Not the right DOB, not the right SSN.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | SKIP TRACED ALL FAMILY MEMBERS CELL, WORK, HOME NUMBERS CALLED AND WILL GO TO JAIL IF YOU DONT PAY! IN VIOLATION OF FTC, FDCPA, TCPA, FCRA ....
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I payed speedy cash awhile ago and I do n't understand why that it is not taking of my credit
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My credit report shows a judgement that should have been taken off. It has been close to 8 years and it is still there.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I keep getting a call from phone # XXXX and the debt does not belong to me and I want them to stop calling my cell phone.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Tranunion has " XXXX XXXX '' listed as an employer on my report wich is incorrect.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have mailed in my letter advising I am not disputing anything on my credit report, however, there still remains disputes on my report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | lender charged my bank 2 days before agreement. Then charged XXXX times in one day, racking up insufficient funds fees
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i sent in all verifying documents they did not take the items off i dont know what else to do from here .... i have contacted the beaureas to no avail
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | A company XXXX was given my credit report by Experian. This was not authorized and has had a negative impact on my credit score. Please remove.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I paid my XXXX XXXX credit card off XXXX months ago and still not showing it.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is a hard inquiry from XXXX XXXX. I have never been there and have never applied for credit through them.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Someone had stole my checks and used them. This was reported and the person arrested.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Someone is using my name in Florida to work as well as open an account that he also sent sent to collection for check system
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | COLLECTOR CALLING ALL FAMILY MEMBERS AT WORK, CELL AND HOME IN VIOLATION OF TCPA.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | KEPT CALLING ALL MY NUMBERS HOME, CELL AND HOME ALONG WITH ALL FAMILY MEMBERS IN VIOLATION OF TCPA
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I dont have credit card XXXX XXXX XXXX in my name and Social security
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They are not standing upon the law that governs them. Eperian And XXXX have not followed the fair debt act.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | IN VIOLATION OF TCPA AND FCRA AND FDCPA. ( ATTACHED LIST )
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bills from hospital are 0.00 for the 2012 year, it still shows up in the collection area.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My private loan in collection they froze my account I do n't have a lot of money they asking for If I did I would be homeless.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I called AAA to active a credit card. I was told about a balancetransfer, Interest free until XX/XX/XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is no past due balance. I returned all equipment to XXXX XXXX. I did n't receive a Dunning Letter either.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Have no idea what this debt is for, never heard from this company.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Found this item on my credit report, and I never had this account. I am disputing this account I never had this account.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My XXXX credit card account has been paid off, and my credit report still shows a balance and that it is delinquent which it never was.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | sending me letters saying i owe but account closed on credit report
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | will not remove
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I received my credit card statement and found a purchase in another state that I did not do.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX account # XXXX .... is not mine and experian has refused to delete account like XXXX did to avoid fcra fines.
| Company chooses not to provide a public response |