Instruction
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You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I requested a collection company to validate a debt which they have not and continue to report false information
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | company refuses to release fha case number required by other lender
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | debt collector put an old bill on my credit report, and changed the date from a early date to a later date
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX my ex wife used my social security number and ruined my credit without my knowledge of her doing so.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The issue is the lack of due diligence by the bank which issued a Pick a Pay loan to me in 2008, and their lack of compliance.
SEE ATTACHED
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | sw credit for XXXX for {$510.00}. I believe this is not mine.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Title loan with XXXX finance. I may owe more than the car is worth, due to their interest rates and late fees..
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THIS COMANY IS REPORTING A NEGATIVE REPORT ON MY REPORT AND I HAVE ALREAD YED THEM PLEASE REMOVE FROM MY CREDIT THANKS
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Unknown debt, no verification please remove off of my credit file
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Was never notified of the debt.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | they put my sons collections on my report he has the same name.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Citicard changed my interest rate without prior notice.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | have no idea who this is
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | A claim was filed against me in Civil Court. It was subsequently discontinued. But the Discontinuance does not show on my report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Listed one of my employers as XXXX ; I only have one employer XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Wells Fargo Bank Changed the Routing Numbers without any notication causing my car payment made online to be returnded causing late payment fees
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Never lived in virginia
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit card payment, for groceries purchased at the XXXX XXXX commissary on XXXX/XXXX/15 and XXXX/XXXX/15, were denied
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I cant get an annual report I was told alredy recieved one when I have XXXX applied for one this first time.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They refuse to send me my credit report online or via email. Called with no resolution, unable to obtain free annual credit report as well.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I feel that I 'm paying more than I should.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Genuine Debt Solutions calls me repeatedly about a debt I owe. Their number is XXXX or XXXX.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i inquired about their services only and refused it and they to charge me
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I told them I do n't get paid till Friday but they wo n't wait they want to take it out on Wednesday they purposely are going to bounce my account.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My parents credit information is on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My credit report contains my parents information
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX address in XXXX appears in my known addesses- I have never lived or used a XXXX tgere
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I hve an acct that does not belong to me that has reported on my credit file from your company enhanced recovery XXXX
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Received notification that taxes were increased therefore increased mortgage paymentsfrom Wells Fargo Bank
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | this information on transunion is incorrect wrong person
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX account was closed more than 7 years ago. This should no longer be shown on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | United Consumer , Inc. keeps calling my phone number for a XXXX XXXX XXXX ; the phone they leave is XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Account was verified
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Loan was a paid off and it is showing up on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I Have no idea why this company is placing a collection account on my credit.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is an address listed on my credit report that I never lived at. The address is:XXXX XXXX XXXX XXXX. XXXX, IN XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have received phone calls regarding money I do not owe.
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Third party debt collector attempting to collect unverified and disputed debt from myself and my minor child.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | this account is fraudulent and continues to report on my file
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am XXXX years old. Eveytime I get my credit report, my mother 's name is listed as a XXXX name on it.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is a hard inqu. that i did not authorize.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This information was removed back in XXXX 2015 and then now, 3 months later it is reappearing!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This company ( XXXX XXXX ) that has a collection out on me {$410.00} failed to submit balance to my XXXX XXXX company, I do not owe this to them!!!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | ITEMS THAT SHOULD BE REMOVE FROM MY CREDIT REPORT ARE NOT COMING OFF MY FILE, THERE ARE INCORRECT INFORMATION IN MY CREDIT FILE.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I believe this is Wellafargo this account wasCharge off. I had payed {$840.00} dollars toXXXX to fix. The negativelyWhich they did an I have proof
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do n't owe any money to XXXX for XXXX {$.00} this information is not accrete please take this out from my Credit Score ASAP Thanks
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I contacted XXXX and FBCS Consumer Contact Solutions and they ignored my requests for validation.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | First National Collection Bureau XXXX Inc., account # : XXXX, Ref # : XXXX, is a fraudulent account and do not belong to me.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Wells Fargo is charging excessive late fees
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | they try to sell me more XXXX and services to make money did not correct information in file all XXXX credit Bareau.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Implying they are from a legitimate government agency and threatening to notify police to serve me at my place of employment if I did not pay by XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | During the mortgage crisis I had file bankruptcy to keep my home, and I believe that I was a victim of predatory lending.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Alled collection calling me to collect a debt from XXXX yrs ago 1997. They could not tell me if the debt was mine or my ex husbands.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have filed XXXX complaints against this company, I received a credit report today the information is still wrong.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | on XXXX its still saying i have an open collections account with a collection agency when i paid the bill in full
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | sent in application for loan modification ( XXXX times ) bank claims they never received them
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I need help
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans union is reporting unpaid medical bills for which were paid via NC XXXX!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I filed bankruptcy back in 2013 and the check system is showing that I owe on some checks that were taken care of in my bankruptcy
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never lived or visited the State of Florida, USA and never used this address : XXXX XXXX XXXX XXXX XXXX, FL XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | my XXXX account has been closed and paid in full for XXXX months. transunion showes it still opened with a balance.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Can not remove fraud alert.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | bankruptcy public record and some information that is not belong to me
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | We send the money in XXXX but they still do n't receive the transfers with send on the XXXX/XXXX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | not able to get free credit report. after being denied credit. have to send photo copies of identity, and address.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX set up a XXXX account under my social security number but wrong name my name is XXXX XXXX XXXX not XXXX j XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX used my social security number to open a XXXX accout without permission
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have a public record due to common law. This debt was created without knowledge, but was paid in full to clear my credit.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have a USAA charged off that 's being reports monthly to my credit report.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My address is incorrect it should beXXXX XXXX, wa XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | ACCOUNT FOR XXXX XXXX HAS BEEN FULLY PAID AND CLOSED SINCE XXXX 2014.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I had a short sale back in 2009 which was negotiated not to be reported negative. In fact the agreement was that the accounts be unrated or deleted.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The name XXXX XXXX is not and never has been my name!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The expiration date on a pre-paid card in my name passed and Citi Pre-Paid Card Services XXXX out the balance and will not issue a new card.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This information was removed back in XXXX 2015 and then now, XXXX months later it is reappearing!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was notified of a collection against my account with XXXX. This account has been closed for XXXX months.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | there are derogatory accounts on my credit report that should have bebeen removed.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I received a copy of ChexSystems and noticed I have XXXX accounts that are not my accounts and I am being help accountable.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am submitting a formal complaint about Experian
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have XXXX accounts on my credit report that are n't mine
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Overcharging Fees on our checking account. In last 3 years maybe 4 at least {$8000.00} in fees and overdraft charges.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Recieved a call trying to collect on this debt but debt is not listed on credit report
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was being charged for credit monitoring with out my consent from Citibank XX/XX/XXXX-XX/XX/XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THERE ARE INQUIRES ON MY CREDIT REPORT THATS NOT MINE
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian credit agency would not delete wrong information on my report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Nothing has happen its been XXXX months and the bank is dragging no forthcoming of info just sit and wait.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX 2014 unpaid for {$37.00} I have never had XXXX service in my life this is not mine please fix this problem
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THERE IS XXXX INQUIRES ON MY CREDIT REPORT. AND WHEN I CALL BARCLAYS BANK DELAWARE THEY HAVE FAILED TO SEND ME PROOF THAT I MADE THE INQUIRES
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Id like to file a consumer report. There is an error on my account and the company no longer has a hold on this account.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX 2014 unpaid for {$37.00} I have never had any XXXX service in my life with this company Please fix this problem from my credit
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They called here XXXX XXXX minutes apart from each other.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian did not clearly explain why my dispute was not honored. Also, I was not able to upload attached dispute documents on Experian site.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Citi bank has charged me for products they did not provide.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THE BUSINESS WESTLAKE FINANCIAL A CA ' COMPANY HAS NOT REPORTED MY ACCOUNT AS PROMISED
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Account was closed previously but lists as open on credit reports.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am being collected upon for charges that have already been paid, as well as for charges that are not my responsibility.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Lost condo to foreclosure due to Suntrust failure to properly and timely process modification.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX agreed to remove all collections from the credit report and the reporting agency refused.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | fradulent
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have been making current payments on this account for over 2 years and the balence is now much lower, would like this account updated
| Company chooses not to provide a public response |
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