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Is there any Transaction Limitation for NUST Sahar Asaan Current Account ?
|
- Monthly withdrawal limits up to Rs. 1,000,000
- Total Credit Balance Limit of up to Rs. 1,000,000
- Cross border (outward) transactions shall not be allowed except in case of international transactions carried out through debit cards
|
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I would like to inquire about opening of a Digital Remittance Account, Please tell me what options are available?
|
NUST Asaan Digital Remittance Account is specially designed for Pakistani Resident Individuals who wish to receive remittances from their families and friends living abroad, directly in a bank account without the hassle of visiting the branch.
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What is the minimum age to qualify for opening of NUST Waqaar Account & Minimum deposit requirement ?
|
Minimum age to qualify is 55 years
In case of a joint account, primary account holder must satisfy the age criteria
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For which purposes NUST Hunarmand Finance is being offered?
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•To start new business
•To expand existing business
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Can the Freelance payment be made through PRI?
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Yes Freelance payments is allowed under specfic arrangemnts with Tie-ups with allowed purposes as per SBP guidelines.
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What is the Target Market?
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Individuals running a freelance service business
|
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What should be the legal structure of business for availing NUST Imarat Finance?
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Sole Proprietor, Partnership Firm(registered), Private Limited Company, Limited Company
|
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What is the repayment mode?
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Payment of Equal Monthly Instalment (EMI) comprising of principal, mark-up and insurance payment will be made through Direct Debit Authority (DDA) of borrower’s account maintained with NUST.
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2.What is the minimum age for applying NUST Mastercard Credit Card?
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Minimum 21 years old & Pakistani resident, can apply for NUST MasterCard Credit Card.
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9. Can I avail income tax rebate on House Financing?
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Yes, one can claim tax rebate against its House Finance mark-up paid during the year, or as per prevailing Tax laws of the country.
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What other benefits do I get from using a VPBA?
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Speedy processing of Financing
Customized Salary Processing & Cash Management solutions ACMS (Internet Banking solution for Corporate Clients)
ATM Cash Withdrawal Insurance
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4. Can I avail Loan Facility, if there are defaults against my previous loan(s)?
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No. Regular payment against previous loans is necessary.
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10. What are the Application Processing Charges?
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Processing Charges will be as per prevailing Bank’s Schedule of Charges (SOC).
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Does the bank require any Equity for this scheme?
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Tier 2
10% (New Business) Tier 3
20% (New Business) Existing Business
Nil
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Nature of loans allowed in PMYB & ALS?
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•Long term / Development Loans
•Working capital / Production Loans
|
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What is the current Mark-up rate of NUST Hunarmand Finance?
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Tier 2
4.5% per annum Tier 3
6.5 % per annum
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Is there any age criteria to avail NUST Sahar Finance?
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New Business
Between 20-50 years at the time of application Existing Business
Between 20-55 years at the time of application
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How can the minor operate this account?
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This account is opened in the name of the minor. However, a minor needs a guardian’s help to avail the account’s facilities
A minor can use the account any time – which means he or she can make deposits or take money out at any time with the guardian’s help.
What documents are required to open a Little Champs Account.
· A photocopy of Form-B, Birth Certificate or Student ID card (as appropriate) of the minor
· A photocopy of any one of the following valid identity documents of the guardian of the minor:
1. Computerized National Identity Card (CNIC) issued by NADRA
2. National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
3. Pakistan Origin Card (POC) issued by NADRA
4. AlienRegistration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only)
5. Passport, with a valid visa or any other proof of legal stay along with passport (foreign national individuals only)
6. Source of income of guardian
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Capacity allowed under NUST Ujala Finance?
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i. Business Enterprise : SE from 10 KW to 200KW, ME from 30 KW to 500KW
ii. Domestic Borrowers from 5 KW to 30KW
iii. NUST employees : upto 30 KW.
Iv. Vendors/Suppliers: from 30 KW to 500KW
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16. Can the loan amount be used for any other purpose?
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No, the loan amount can only be used for specific purpose i.e.
Purchase of House/ Apartment/ Flat/ Residential Unit
Purchase of Plot (+) plus Construction
Construction of House/ Residential Unit on already owned plot
Renovation of House/ Apartment/ Flat/ Residential Unit
Extension/ Expansion/ Improvement
Balance Transfer Facility (BTF) against existing financing facility of borrower from other banks/DFIs.
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What is Home Remittance ?
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Home Remittance Service enables remitters to send money from abroad to Pakistan instantly, conveniently, and safely through the legal banking channel.
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What are the insurance charges?
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At actual
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Can I purchase Bancassurnce policy from my account maintained with NUST Bank? Main
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Yes, every customer who attain the age of 18 and have account with NUST Bank can eligible to purchse Bancassurnce policy from his account.
Bancassurance is offiered by following three Insurance Provider companies:
· NUST Life Assurancee Company Ltd
· EFU Life Assurence Company Ltd
· Jubilee Life Insurance Company Ltd.
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What are the main features of EFU Bancassurnace Policy?
|
- Family Protection and Long term savings
- Minimum Policy Amount = 18,000 No Maximum Limit of policy
- Minimum Policy Term = 10 Years (Except Single Premium Plan)
- Additional benefits also available on cost (Riders and additional term insurance)
- EFU Life offer diffent plans to customer as per needs and demands of customers
|
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Is there any business loan product offered by NUST for families of armed forces and retired officers of the armed forces?
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NUST Hunarmand Finance is a sub product of PMYB&ALS which is structured with an objective to provide business opportunity to specific target market.
•Retired commissioned, junior commissioned, non-commissioned officers of the armed forces and their family members i.e. spouse and children
•Spouse and children of serving commissioned, junior commissioned and non-commissioned officers of armed forces.
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Please tell me about profit payment and calculation?
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Profit Payment Frequency- Monthly
Profit Calculation- Monthly Average Balance
|
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2. Who can apply for NUST Auto Finance?
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· Salaried Individuals · Specially Abled Persons/Visually Impaired Person/Persons with Disabilities (PWD)
· Self Employed Businessman/Woman (SEB) · Individuals having any other verifiable source of income
· Self Employed Professionals (SEP)
|
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7. How much Equity/Down Payment is required?
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Minimum 30% equity +(1st Year Insurance + documentation charges) is required as down payment
|
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17. Whether bank is responsible for any type of dispute related to Warranty/Fault in vehicle/Service issues with Dealership or vehicle Manufacturer?
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No. Bank does not assume this responsibility. Customer will take up the matter directly with dealership or manufacturer.
|
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What is the current Mark-up rate of PMYB & ALS?
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Tier 2
5% per annum Tier 3
7% per annum
|
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What are the main features of NUST Profit & Loss Sharing (PLS) Account? Profit Payment Profit Rate
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Offered in LCY (PKR) & FCY (USD, GBP, EUR, JPY & AED) Semi-Annually 0.19
Account opening deposit of Rs.100 for LCY, US $500 or equivalent for FCY PLS Pensioners Account
Debit Card Issuance against LCY account Profit Payment Profit Rate
Profit Calculation- Monthly Average Balance Semi-Annually 0.1925
Profit Payment Frequency- Semi-Annually
What are free features available with NUST Savings Profit & Loss Sharing (PLS) Account.
Free E-statement & I-Net Banking
Free Inter Branch Online Cash Deposit/Withdrawal (Online)
Free Internal Fund Transfer within NUST via branch (Online Transfer)
Free Banker’s Cheque Issuance
Free SMS Alerts on Digital Transaction
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What are the salient features of NUST Waqaar Account ? Savings Term Deposit Profit Payment
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Tenure – 1 year Savings: 0.19
Minimum Age to qualify 55 years 55 years
Profit Calculation Monthly Average Balance – Term Deposit:
Profit Payment frequency Monthly Monthly Tenure Payout Profit Rate
Debit Card & Cheque Book issuance as per prevailing SOC (for linked account) Debit Card & Cheque Book Debit Card & Cheque Book issuance as per prevailing SOC Debit Card & Cheque Book issuance as per prevailing SOC (for linked account) One Year Monthly 0.1675
Currency PKR PKR
|
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What is the maximum tenure for NUST Ujala Finance?
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i. SE/ME borrowers: 05 years, inclusive of grace period of 03 months.
ii. Domestic : 05 years inclusive of grace period of 03 months.
iii. NUST employees : 10 years or as per remaining service period (whichever is lesser), inclusive of grace period of 03 months.
iv. Vendors/Suppliers: 05 years inclusive of grace period of 06 months
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Is there any minimum age to avail financing in NUST Flour Mill Finance?
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Age of borrower (in case of sole-proprietorship) must be minimum 20 years, however age not to exceed 65 years at the time of application. This age can be relaxed in case of effective succession planning for business operations.
* This criteria is not applicable , if business concern is a partnership or limited company
|
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What are the basic Features of NUST Asaan Account? NUST Asaan Account
|
oBi-annual account statements Profit Payment Profit Rate
oNo service charges for account opening & closing Semi-Annually 0.19
oFree PayPak Debit Card issuance* (subsequent charges apply as per the prevailing Schedule of Charges)
oFree SMS Alerts on digital transaction
oFree E-statements
oFree I-Net banking / Mobile Banking
oFree Inter Branch Online Cash Withdrawal/ Deposit (Online)
oFree Internal Fund Transfer within NUST via branch (Online Transfer)
oTransaction limit is Rs. 1,000,000/- for total credit balance and total debit per month
oCross border (outward) transactions shall not be allowed except in case of international transactions carried out through debit cards
oCustomers can place their funds in Bank’s prescribed TDR products. However, the maximum credit balance limit will be inclusive of funds placed in TDRs
* For Current Account only
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1.Who can apply for NUST Credit Card Facility?
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Salaried Individuals
Self Employed Businessman/Woman (SEB)
Self Employed Professionals (SEP)
Specially Abled Persons/Visually Impaired Person/Persons with Disabilities (PWD), Women.
Individuals having verifiable source of income can apply for NUST Mastercard Credit Card.
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What is the profit rate offered on this account and when is credited? Profit Rate
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Profit payment on monthly basis based on monthly average balance Monthly 0.19
All bank charges are applicable as per prevailing Schedule of Charges
Zakat and taxes are applicable as per law
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What are the valuation/BOQ charges?
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At actual
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What is the initial deposit requirement of NUST Sahar Asaan Current Account?
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- Rs. 100 only
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What are the service/documentation/legal charges in NUST Flour Mill Finance?
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At actual
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5. What is the minimum and maximum financing amount?
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Clean facility, Minimum Rs. 30,000/- and maximum up to 3.0 Million or as per 40% Debt Burden Ratio subject to SBP PRs.
|
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What is the Profit rate on NAA Savings account?
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Current profit rate is 20.50% which is paid Semi Annually.
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Any mandatory qualification/experience required?
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Specifically for New Business:
i)Only Professionals i.e. Chartered Accountants, Doctors, Engineers, IT Professionals, and consultants etc, with minimum 02 years professional experience.
ii)Retired professionals from armed forces and families of serving armed forces officers
*No Professional Qualification Required for existing business
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What is the maximum tenure in NUST Hunarmand Finance?
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Long Term Loan: Maximum 8 Years (Maximum 1 Year Grace Period)
Working Capital Loan: Maximum 05 Years (Maximum 2 Year Grace Period)
*Markup will be recovered during grace period
|
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Loan Amount that can be availed under NUST Ujala Finance?
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i. Small Enterprise – upto Rs. 15 M
ii. Medium Enterprise – upto Rs. 25M
iii. Domestic users - from Rs. 0.5M to Rs. 3.0M
iv. NUST employees: - upto Rs. 3.00M
v. Vendors/Suppliers:: From Rs. 5M to 25 Million – (Single Vendor)
|
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Are there any tax deductions on Home Remittances?
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Home Remittance Service is free of taxes.
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What is the age criteria for applying NUST Personal Finance?
|
Minimum:
Salaried: 21 years (18 years for Armed Forces)
SEB/SEP: 23 years
Prime Customers: 25 years
Maximum:
Permanent: 60 years
Contractual: 65 years
Pensioners: 65 years (70 Years for Armed Forces)
SEB/SEP: 65 years at the time of loan Maturity
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What are the insurance charges?
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At actual
|
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Nature of loan allowed in NUST Hunarmand Finance?
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•Long term / Development Loans
•Working capital / Production Loans
|
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What is the current Mark-up rate of NUST Ujala Finance?
|
6 % per annum for all
*Markup at 12M Kibor + 4% Per Annum to be charged till refinance claim reimbursed by SBP.
|
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11. Can I club income of Co-Borrower?
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Yes. Clubbing of Co-Borrower income may be allowed in case of spouse/son/parents/un-married daughter/Sibling.
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What are the processing charges for NUST Imarat Finance Application?
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Rs 30,000/- or 0.2% of loan amount whichever is higher (Non-refundable)
|
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What is the Target Market?
|
Individuals running a freelance service business
|
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What is the minimum monthly income criterion?
|
Salaried (Approved Company):
- Category A Company - PKR 40,000 (Permanent) & PKR 60,000 (Company / 3rd Party Contractual)
- Category B & C Company - PKR 50,000 (Permanent) & PKR 60,000 (Company / 3rd Party Contractual)
Salaried (Non-approved Company):
- PKR 70,000 (Permanent) & PKR 80,000 (Company Contractual)
Salaried (GOP):
- Serving - PKR 35,000 (Permanent, BPS-5 & above) & PKR 45,000 (Contractual)
- Retired - PKR 40,000 subject to pension with NUST
Armed Forces, Allied Concerns & Civilians in GHQ/NHQ/AHQ:
- Serving - PKR 25,000 (Commissioned Officers / JCOs & Lower Cadre)
- Retired - PKR 40,000 (Commissioned Officers) and Rs. 15,000
(JCOs & Lower Cadre subject to pension with NUST)
- SPD & its allied concerns - PKR 25,000 (Permanent & Contractual)
- Civilians in GHQ/NHQ/AHQ - PKR 25,000 (Permanent) and PKR 35,000 (Contractual)
Fauji Foundation & its Allied Concerns:
- PKR 25,000 (Permanent & Contractual)
SEB/SEP:
- PKR 100,000 (Branch Customers)
- PKR 150,000 (Non-Branch Customers)
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Who should I contact in case I need to lodge a complaint regarding Home Remittance?
|
For any query/complaint regarding Home Remittance, you may contact our dedicated Remittance Service Centre at UAN# 021-111-000-787.
You may also email your queries/complaints at [email protected]
|
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How will I get update of my House Loan Application?
|
Our Sales/ front end staff is quite supportive and always there to serve you. You can visit/call or send email at our Customer Services center(s) as well.
Email Address: [email protected]
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What is the repayment frequency in NUST Hunarmand Finance?
|
Repayment of AHF loans will be made in the form of “monthly or quarterly Instalments (or as per SBP’s directives)
|
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6. What is maximum period of loan?
|
Up to 1000 CC Vehicles up to 5 Years
For Vehicles Greater than 1000 CC up to 3 Years
|
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What are initial/minimum balance requirements for PakWatan Remittance Account?
|
No initial deposit requirement
No minimum balance requirement
|
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Can applicant avail clean loan in NUST Sahar Finance?
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Max Rs: 0.70 million can be availed against personal and third party guarantee
|
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Is there any grace period allowed in any financing?
|
Grace period of 3 months allowed for AFBF 2 (Term Loan Only)
|
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Is there any insurance coverage available?
|
ATM Cash Withdrawal Insurance
Speedy processing of SBP Kamyab Jawan loans
|
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What are the Loan Limits of NUST Imarat Finance?
|
AIF 1: Mininum Rs. 5.00 M & Maximum Rs. 100M
AIF 2: Mininum Rs. 5.00 M & Maximum Rs. 50M
AIF 3: Maximum Rs. 30M or upto 30% of FSV of offered property, whichever is lower
AIF 4: Maximum Rs. 5M or upto 25% of FSV of offered property, whichever is lower
|
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What is the Account type of NUST Freelancer Digital Account ?
|
NUST Freelancer Digital Account offered Current Account in PKR & FCY (USD, GBP, EUR, AED)
|
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Is there any late payment charges?
|
PKR 1,000/- plus FED per instance per installment, grace period included. (Late Payment to be triggered 15 days after installment becomes due i.e. on day 16)
|
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Is there any minimum age to avail financing in PMYB & ALS and any mandatory qualification/experience required?
|
All Pakistanis aged between 21 and 45 are eligible to apply, however for IT/E-Commerce related businesses, the lower age limit will be 18 years (at least matriculation or equivalent education will be required)
|
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What are the Loan Limits of NUST Rice Finance?
|
ME: Upto Rs.200M (Maximum)
SE: Upto Rs.25M (Maximum)
|
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19. How can I apply for loan?
|
You can apply by visiting any of our Branch or by calling us at 24 hours Contact Centre at 111-000-787.
Our dedicated staff will help you to complete your loan application and other formalities.
|
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7. What is the minimum monthly income criterion?
|
GOP / Semi Govt. / Autonomous Bodies etc: Permanent, Rs. 35,000/- Contractual, Rs. 45,000/-
Approved Company: Permanent, Rs. 40,000/- Contractual, Rs. 60,000/-
Non-Approved(Salary account with NUST): Rs. 70,000/- Contractual, Rs. 80,000/-
|
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What are the free services available with ASDA?
|
Free E-statement & I-Net Banking
Free Inter Branch Online Cash Deposit/Withdrawal (Online)
Free Internal Fund Transfer within NUST via branch (Online Transfer)
Free Banker’s Cheque Issuance
Free SMS Alerts on Digital Transaction
|
|
15. What is the security against the loan?
|
Financed vehicle will be the security against the loan, which will be hypothecated in favour of NUST Bank.
|
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What is Target Market for Value Plus Business Account ?
|
Sole Proprietors
General Partnership
Small Enterprises
|
|
What are the free services available with NUST Maximiser Savings Account? Profit Rate:
|
o Bankers Cheque Issuance Profit Payment
o CDR Issuance Monthly 0.19
oInter Branch Online Cash Withdrawal/ Deposit (Online) Quarterly 0.1905
oInternal Fund Transfer within NUST via branch (Online Transfer) Semi-Annually 0.191
o Internet Banking Annually 0.1915
o SMS on digital transactions
o E-statements
What are main Features of NUST Maximiser Term Deposit Profit Rate:
- Tenure: 1, 2, 3 & 5 Years NUST Maximiser - Term Deposit
- Minimum investment: Rs. 100,000 Tenure Payout Profit Rate
- Roll-over option available One Year Monthly 0.1675
- Attractive profit payments on monthly basis. Two Years 0.1425
Three Years 0.13752
Five Years 0.13
|
|
Are there any Credit and Debit limits in NUST Freelancer Digital Account?
|
The following Transaction limits apply:
Maximum Credit Balance Limit USD 5,000 or equivalent
Monthly Debit Limit USD 5,000 or equivalent
Cash Withdrawal Limit PKR 500,000 or equivalent / per day
|
|
Can overseas Pakistanis obtain Personal Finance facility from NUST?
|
No, the availability of applicants & their employers is mandatory within Pakistan for applying clean Personal Finance.
|
|
What are the free benefits of NUST Freelancer Digital Account?
|
Free Issuance of First Cheque book (25 Leaves)*
Free First Issuance of Visa Debit Card*
Free First Cheque Book & Debit Card Delivery*
Free SMS alerts facility (Digital Transactions)
Free accidental Death & Disability Insurance/Takaful up to PKR 2.5 mn on monthly average balance of PKR 100,000
|
|
What are the main Features of NUST Maximiser Savings Account?
|
- Attractive profit payment on monthly, quarterly, semi-annual & annual basis:
- Minimum monthly average balance requirement Rs. 100,000
- Chip-based Debit Card & Cheque Book issuance as per prevailing SOC
|
|
Is your bank offering Profit & Loss account ?
|
Yes, Profit & Loss Sharing Account is specially designed to meet the transactional and savings need of customers.
|
|
What is the current Mark-up rate of NUST Rice Finance?
|
Cash Finance
3 Months KIBOR + Up to 3.00% p.a Running Finance
3 Months KIBOR + Up to 3.50% p.a
(reviewed/revised on quarterly basis)
|
|
What is the maximum tenure of Ask Fauri Business Finance?
|
AFBF-1: Up to 1 Year
AFBF-2: Up to 3 Year
AFBF-3: Up to 30 Months
AFBF-4: At Sight / Usance period 120 days
|
|
14. Can I pay my loan before maturity?
|
Yes. You can pay your loan before maturity. However, charges shall be applicable as per prevailing SOC
https://NUSTbank.com/NUSTUploads/uploads/SOC-Conv-English.pdf
|
|
What is the maximum tenure of NUST Sahar Finance?
|
Short Term Finance/Working Capital
Maximum 3 years with no grace period Long Term Finance
Maximum 5 years (inclusive of grace period up to 6 months)
*Markup will be recovered during grace period
|
|
What are the main features of Current Deposit Account?
|
Offered in LCY (PKR) & FCY (USD, GBP, EUR, JPY & AED)
Minimum Account Opening Deposit of Rs.5,000 for LCY, US $500 or equivalent for FCY
No Minimum Monthly Balance Requirement
Debit Card for PKR Account
No limits on monthly credits and debits
|
|
What is the account type of NAA?
|
NAA can be opened both in Current & Savings
|
|
4.Can overseas Pakistanis obtain Credit Card facility from NUST?
|
Yes. The individuals maintaining FC account with NUST, Remittances/ Roshan Digital Account holders/
Holders of Naya Pakistan Certificates can apply for NUST MasterCard Credit Cards on lien basis.
Note: Facility can only be allowed in case of FC joint account maintaining with NUST (one person should be residing in Pakistan).
|
|
Are there any charges/fee for NUST's Home Remittance Service?
|
NUST Home Remittance Service is free of charge.
|
|
What are the free services offered on NUST Sahar Savings Account?
|
· First Debit Card Issuance*
· SMS Alerts on Digital Transactions
·I-Net Banking
. Internal Fund Transfer within NUST via branch (Online Transfer)
. Inter Branch Online Cash Withdrawal/ Deposit (Online)
· E-statement Facility
· Debit card and Cheque book delivery at customer address & activation via Contact Centre
*Subsequent Charges/Annual Fees would be as per prevailing Schedule of Charges
|
|
Please tell me about Free Facilities being provided on Value Plus Current Account for Business upon maintaining minimum Monthly average Balance ?
|
Issuance of Cheque Books
Duplicate Account Statement
Issuance of Debit Card*
InternetBanking facility
SMS Alerts on Digital Transaction
E-statement
Inter Branch Online Cash Deposit/Withdrawal (Online)
Internal Fund Transfer within NUST via branch (Online Transfer)
Banker’s Cheque Issuance
*Subsequent Charges/Annual Fees would be as per prevailing SOC
|
|
What is the Account type of NUST Asaan Digital Remittance Account ?
|
NUST Asaan Digital Remittance account is a Current Account in PKR currency
|
|
For which purposes NUST Flour Mill Finance is being offered?
|
Cash Finance (CF)
To meet working capital requirements of flour mill business for procurement of wheat as per milling capacity Running Finance (RF)
To meet working capital requirements i.e. transportation, salary & wages, utility and other administrative expenses etc. (Procurement of wheat through RF funds is restricted)
|
|
What are the service/documentation/legal charges in PMYB & ALS?
|
At actual
|
|
Liability Products & Services Consumer Products
|
1 NUST Asaan Account (NAA) 1 NUST4Car – NUST Bank’s Auto Finance Facility (FAQs)
2 Little Champs Account 2 Personal Finance
3 NUST Sahar Accounts 3 NUST Master Card
4 NUST Waqaar Account 4 NUST Mortgage Finance
5 PakWatan Remittance Account SME Products
6 NUST Home Remittance 1 NUST Sahar Finance
7 RDA Digital Customer Onboarding 2 NUST Imarat Finance
8 Current Deposit Account (CDA) 3 NUST Ujala Finance
9 Value Plus Current Account (Individual) (VPCA) 4 NUST Flour Mill Finance
10 Value Plus Business Account (VP-BA) 5 NUST Fauri Business Finance
11 Value Premium Business Account (VPBA) 6 Prime Minister Youth Business & Agriculture Loan Scheme
12 NUST Maximiser Account 7 NUST Hunarmand Finance
13 NUST Special Deposit Account (NSDA) 8 NUST Rice Finance
14 Profit And Loss Sharing Account (PLS) Third Party Products
15 NUST Asaan Digital Account 1 NUST Life Bancassurance Policy
16 NUST Asaan Digital Remittance Account 2 EFU Life Bancassurance Policy
17 NUST Freelancer Digital Account. 3 Jubilee Life Bancassurance Policy
|
|
How will I get update of my Personal Loan Application?
|
You canvisit/ call or send email at our Customer Services centre(s) as well.
Email Address:[email protected]
|
|
Who can apply for NUST Personal Finance?
|
1· Armed Forces Officers
- Serving employees
- Retired employees
2.JCOs/Equivalent & Lower Cadres
- Serving employees
- Retired employees
3.Allied Armed Forces (SPD & its allied concerns) and Civilians (in GHQ/NHQ & AHQ)
- Serving employees (Permanent & Contractual Employees)
4.Fauji Foundation Group
- Permanent employees
- Contractual employees
5. Salaried Individuals
- Permanent employees
- Contractual employees
6. GOP / Semi Government / Autonomous Bodies
- Permanent employees
- Contractual employees
- Retired employees
7. NUST Employees (governed under HR Policy)
|
|
What are the main features of NUST Life Bancassurnace Policy?
|
- Short term Family Protection and in Long term Savings
- Minimum Policy Amount = 18,000 No Maximum Limit of policy for Munafa Fahfooz Plan Min Premium = 50,000
- NUST Life Munafa Mehfooz Plan Minumum & Maximum Term = 5 Years
- NUST Life Value Plan Minimum Policy Term = 10 Years
- Additional benefits also available on cost (Riders and additional term insurance)
- NUST Life offer diffent plans to customer as per needs and demands of customers
|
|
What are the service/documentation/legal charges in Ask Fauri Business Finance?
|
At actual
|
|
Who can open Pak Wattan Remittance Account?
|
A Bonafide recipient of Home remittance (PRI) can open this account.
|
|
11. What happens if I fail to fulfil your payment obligations?
|
In case of overdue / default, recovery department of NUST will contact you, your loan related details will be reported to Credit Bureau. Late payment and cheque return charges may also be applicable as per prevailing schedule of charges. Legal proceeding may also be initiated by the Bank.
|
|
Is there any business age requirement?
|
Existing Business Minimum 03 year operating history of business
|
|
3. Which types of Vehicles are offered under NUST auto finance?
|
Locally assembled/manufactured
New/Used vehicles
(Commercial vehicles or vehicles for commercial use cannot be financed)
|
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