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ChanceFocus Asset Management (Shanghai) Company 15

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 542.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 7729.73. The state of Loan Amount is 16000.0. The state of Revolving Balance is 21397.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 59.9%. The state of Total Accounts is 34.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is DC. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 180000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 542.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 7729.73. The state of Loan Amount is 16000.0. The state of Revolving Balance is 21397.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 59.9%. The state of Total Accounts is 34.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is DC. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 180000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 683.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 683.46. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17127.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 80.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 104000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 683.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 683.46. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17127.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 80.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 104000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 329.91. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 1629.29. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4488.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 67.0%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 329.91. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 1629.29. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4488.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 67.0%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1265.16. The state of Loan Purpose is small_business. The state of Loan Application Type is Joint App. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 13003.11. The state of Loan Amount is 35000.0. The state of Revolving Balance is 3224.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 2.0. The state of Revolving Utilization Rate is 29.3%. The state of Total Accounts is 7.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1265.16. The state of Loan Purpose is small_business. The state of Loan Application Type is Joint App. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 13003.11. The state of Loan Amount is 35000.0. The state of Revolving Balance is 3224.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 2.0. The state of Revolving Utilization Rate is 29.3%. The state of Total Accounts is 7.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 664.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 6391.52. The state of Loan Amount is 20000.0. The state of Revolving Balance is 11838.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 58.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 664.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 6391.52. The state of Loan Amount is 20000.0. The state of Revolving Balance is 11838.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 58.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 404.97. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.11%. The state of Last Payment Amount is 404.68. The state of Loan Amount is 12000.0. The state of Revolving Balance is 13021.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.1%. The state of Total Accounts is 26.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is AK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 404.97. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.11%. The state of Last Payment Amount is 404.68. The state of Loan Amount is 12000.0. The state of Revolving Balance is 13021.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.1%. The state of Total Accounts is 26.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is AK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 286.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 3199.96. The state of Loan Amount is 8000.0. The state of Revolving Balance is 4138.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 47.6%. The state of Total Accounts is 11.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 286.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 3199.96. The state of Loan Amount is 8000.0. The state of Revolving Balance is 4138.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 47.6%. The state of Total Accounts is 11.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 702.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.85%. The state of Last Payment Amount is 22303.87. The state of Loan Amount is 24000.0. The state of Revolving Balance is 7412.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 15.6%. The state of Total Accounts is 29.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CT. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 702.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.85%. The state of Last Payment Amount is 22303.87. The state of Loan Amount is 24000.0. The state of Revolving Balance is 7412.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 15.6%. The state of Total Accounts is 29.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CT. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 377.0. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 20.5%. The state of Last Payment Amount is 10247.68. The state of Loan Amount is 10075.0. The state of Revolving Balance is 7457.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 88.8%. The state of Total Accounts is 14.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is DE. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 377.0. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 20.5%. The state of Last Payment Amount is 10247.68. The state of Loan Amount is 10075.0. The state of Revolving Balance is 7457.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 88.8%. The state of Total Accounts is 14.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is DE. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 131.97. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 911.88. The state of Loan Amount is 4000.0. The state of Revolving Balance is 4134.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 58.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is AR. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 131.97. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 911.88. The state of Loan Amount is 4000.0. The state of Revolving Balance is 4134.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 58.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is AR. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 81.84. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 9.75. The state of Loan Amount is 2500.0. The state of Revolving Balance is 9386.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 92.0%. The state of Total Accounts is 21.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NC. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 63000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 81.84. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 9.75. The state of Loan Amount is 2500.0. The state of Revolving Balance is 9386.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 92.0%. The state of Total Accounts is 21.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NC. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 63000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 170.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 170.87. The state of Loan Amount is 5000.0. The state of Revolving Balance is 26575.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 71.2%. The state of Total Accounts is 23.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 170.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 170.87. The state of Loan Amount is 5000.0. The state of Revolving Balance is 26575.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 71.2%. The state of Total Accounts is 23.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 536.05. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 2136.06. The state of Loan Amount is 17800.0. The state of Revolving Balance is 17682.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 50.0%. The state of Total Accounts is 40.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 83000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 536.05. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 2136.06. The state of Loan Amount is 17800.0. The state of Revolving Balance is 17682.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 50.0%. The state of Total Accounts is 40.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 83000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 366.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.52%. The state of Last Payment Amount is 366.43. The state of Loan Amount is 9925.0. The state of Revolving Balance is 5655.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 54.4%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 366.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.52%. The state of Last Payment Amount is 366.43. The state of Loan Amount is 9925.0. The state of Revolving Balance is 5655.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 54.4%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 686.77. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 1000.0. The state of Loan Amount is 20000.0. The state of Revolving Balance is 11310.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 59.5%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 130000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 686.77. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 1000.0. The state of Loan Amount is 20000.0. The state of Revolving Balance is 11310.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 59.5%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 130000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 236.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.38%. The state of Last Payment Amount is 236.33. The state of Loan Amount is 7500.0. The state of Revolving Balance is 8881.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 68.8%. The state of Total Accounts is 19.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OH. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 236.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.38%. The state of Last Payment Amount is 236.33. The state of Loan Amount is 7500.0. The state of Revolving Balance is 8881.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 68.8%. The state of Total Accounts is 19.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OH. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 313.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.09%. The state of Last Payment Amount is 313.58. The state of Loan Amount is 9175.0. The state of Revolving Balance is 9292.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.4%. The state of Total Accounts is 14.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 28000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 313.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.09%. The state of Last Payment Amount is 313.58. The state of Loan Amount is 9175.0. The state of Revolving Balance is 9292.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.4%. The state of Total Accounts is 14.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NJ. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 28000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 542.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.06%. The state of Last Payment Amount is 15105.71. The state of Loan Amount is 15000.0. The state of Revolving Balance is 17170.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 47.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 542.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.06%. The state of Last Payment Amount is 15105.71. The state of Loan Amount is 15000.0. The state of Revolving Balance is 17170.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 47.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 524.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.49%. The state of Last Payment Amount is 1165.53. The state of Loan Amount is 25000.0. The state of Revolving Balance is 19424.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 26.8%. The state of Total Accounts is 33.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is FL. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 524.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.49%. The state of Last Payment Amount is 1165.53. The state of Loan Amount is 25000.0. The state of Revolving Balance is 19424.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 26.8%. The state of Total Accounts is 33.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is FL. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 215.83. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 18.24%. The state of Last Payment Amount is 215.54. The state of Loan Amount is 5950.0. The state of Revolving Balance is 1782.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 63.6%. The state of Total Accounts is 8.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 215.83. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 18.24%. The state of Last Payment Amount is 215.54. The state of Loan Amount is 5950.0. The state of Revolving Balance is 1782.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 63.6%. The state of Total Accounts is 8.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 111.86. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 17.33. The state of Loan Amount is 3200.0. The state of Revolving Balance is 18900.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 69.7%. The state of Total Accounts is 29.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 111.86. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 17.33. The state of Loan Amount is 3200.0. The state of Revolving Balance is 18900.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 69.7%. The state of Total Accounts is 29.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 682.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 14546.18. The state of Loan Amount is 30000.0. The state of Revolving Balance is 49582.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 78.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 67000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 682.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 14546.18. The state of Loan Amount is 30000.0. The state of Revolving Balance is 49582.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 78.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 67000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 206.97. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 213.91. The state of Loan Amount is 6000.0. The state of Revolving Balance is 9352.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 70.3%. The state of Total Accounts is 19.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is GA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 68500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 206.97. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 213.91. The state of Loan Amount is 6000.0. The state of Revolving Balance is 9352.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 70.3%. The state of Total Accounts is 19.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is GA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 68500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 671.68. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.24%. The state of Last Payment Amount is 671.59. The state of Loan Amount is 22000.0. The state of Revolving Balance is 25206.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 70.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 116000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 671.68. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.24%. The state of Last Payment Amount is 671.59. The state of Loan Amount is 22000.0. The state of Revolving Balance is 25206.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 70.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 116000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 181.06. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 181.06. The state of Loan Amount is 5200.0. The state of Revolving Balance is 1545.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 81.3%. The state of Total Accounts is 13.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 181.06. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 181.06. The state of Loan Amount is 5200.0. The state of Revolving Balance is 1545.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 81.3%. The state of Total Accounts is 13.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 200.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.49%. The state of Last Payment Amount is 1183.45. The state of Loan Amount is 6000.0. The state of Revolving Balance is 11914.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 60.5%. The state of Total Accounts is 20.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is PA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 200.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.49%. The state of Last Payment Amount is 1183.45. The state of Loan Amount is 6000.0. The state of Revolving Balance is 11914.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 60.5%. The state of Total Accounts is 20.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is PA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 336.51. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 1190.36. The state of Loan Amount is 10200.0. The state of Revolving Balance is 8388.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 43.5%. The state of Total Accounts is 18.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 336.51. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 1190.36. The state of Loan Amount is 10200.0. The state of Revolving Balance is 8388.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 43.5%. The state of Total Accounts is 18.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 778.72. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 778.72. The state of Loan Amount is 30000.0. The state of Revolving Balance is 10283.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 45.7%. The state of Total Accounts is 8.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 778.72. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 778.72. The state of Loan Amount is 30000.0. The state of Revolving Balance is 10283.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 45.7%. The state of Total Accounts is 8.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 266.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.91%. The state of Last Payment Amount is 6625.09. The state of Loan Amount is 8500.0. The state of Revolving Balance is 14611.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 29.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 266.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.91%. The state of Last Payment Amount is 6625.09. The state of Loan Amount is 8500.0. The state of Revolving Balance is 14611.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 29.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 593.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.78%. The state of Last Payment Amount is 11032.03. The state of Loan Amount is 24000.0. The state of Revolving Balance is 19340.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 84.1%. The state of Total Accounts is 17.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is DC. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 593.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.78%. The state of Last Payment Amount is 11032.03. The state of Loan Amount is 24000.0. The state of Revolving Balance is 19340.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 84.1%. The state of Total Accounts is 17.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is DC. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 608.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 608.35. The state of Loan Amount is 20000.0. The state of Revolving Balance is 2496.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 26.3%. The state of Total Accounts is 29.0. The state of Fico Range Low is 800.0. The state of Fico Range High is 804.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 230000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 608.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 608.35. The state of Loan Amount is 20000.0. The state of Revolving Balance is 2496.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 26.3%. The state of Total Accounts is 29.0. The state of Fico Range Low is 800.0. The state of Fico Range High is 804.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 230000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 537.4. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 21554.78. The state of Loan Amount is 24000.0. The state of Revolving Balance is 28850.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 73.4%. The state of Total Accounts is 22.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 87000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 537.4. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 21554.78. The state of Loan Amount is 24000.0. The state of Revolving Balance is 28850.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 73.4%. The state of Total Accounts is 22.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 87000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 400.31. The state of Loan Purpose is credit_card. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 15405.87. The state of Loan Amount is 18000.0. The state of Revolving Balance is 116.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 2.9%. The state of Total Accounts is 10.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OR. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 34000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 400.31. The state of Loan Purpose is credit_card. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 15405.87. The state of Loan Amount is 18000.0. The state of Revolving Balance is 116.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 2.9%. The state of Total Accounts is 10.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OR. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 34000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 211.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 627.92. The state of Loan Amount is 6000.0. The state of Revolving Balance is 6667.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 56.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 211.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 627.92. The state of Loan Amount is 6000.0. The state of Revolving Balance is 6667.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 56.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 333.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.05%. The state of Last Payment Amount is 9339.51. The state of Loan Amount is 9600.0. The state of Revolving Balance is 8189.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 78.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MN. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 48000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 333.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.05%. The state of Last Payment Amount is 9339.51. The state of Loan Amount is 9600.0. The state of Revolving Balance is 8189.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 78.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MN. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 299.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 598.9. The state of Loan Amount is 9000.0. The state of Revolving Balance is 17277.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 66.7%. The state of Total Accounts is 28.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NV. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 95000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 299.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 598.9. The state of Loan Amount is 9000.0. The state of Revolving Balance is 17277.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 66.7%. The state of Total Accounts is 28.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NV. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 95000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 264.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 6359.13. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7608.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 31.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 75800.0.' Answer:

good

The client has attributes as follows: The state of Installment is 264.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 6359.13. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7608.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 31.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 75800.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 475.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 5145.53. The state of Loan Amount is 20000.0. The state of Revolving Balance is 10248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 41.3%. The state of Total Accounts is 33.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NC. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 475.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 5145.53. The state of Loan Amount is 20000.0. The state of Revolving Balance is 10248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 41.3%. The state of Total Accounts is 33.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NC. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 378.58. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 1215.73. The state of Loan Amount is 11000.0. The state of Revolving Balance is 8265.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 26.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 378.58. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 1215.73. The state of Loan Amount is 11000.0. The state of Revolving Balance is 8265.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 26.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 124.23. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 7.39%. The state of Last Payment Amount is 1330.13. The state of Loan Amount is 4000.0. The state of Revolving Balance is 7577.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 30.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 124.23. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 7.39%. The state of Last Payment Amount is 1330.13. The state of Loan Amount is 4000.0. The state of Revolving Balance is 7577.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 30.2%. The state of Total Accounts is 18.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 222.36. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.16%. The state of Last Payment Amount is 230.53. The state of Loan Amount is 6875.0. The state of Revolving Balance is 3740.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 30.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TX. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 39083.0.' Answer:

good

The client has attributes as follows: The state of Installment is 222.36. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.16%. The state of Last Payment Amount is 230.53. The state of Loan Amount is 6875.0. The state of Revolving Balance is 3740.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 30.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TX. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 39083.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 133.42. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 2534.94. The state of Loan Amount is 4000.0. The state of Revolving Balance is 313.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 9.5%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 133.42. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 2534.94. The state of Loan Amount is 4000.0. The state of Revolving Balance is 313.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 9.5%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 33.91. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 13.44%. The state of Last Payment Amount is 33.75. The state of Loan Amount is 1000.0. The state of Revolving Balance is 26661.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 87.1%. The state of Total Accounts is 24.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 67500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 33.91. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 13.44%. The state of Last Payment Amount is 33.75. The state of Loan Amount is 1000.0. The state of Revolving Balance is 26661.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 87.1%. The state of Total Accounts is 24.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 67500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 146.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 146.86. The state of Loan Amount is 4200.0. The state of Revolving Balance is 6980.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 72.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is GA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 146.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 146.86. The state of Loan Amount is 4200.0. The state of Revolving Balance is 6980.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 72.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is GA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 612.06. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 18.2%. The state of Last Payment Amount is 151.75. The state of Loan Amount is 24000.0. The state of Revolving Balance is 40267.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 7.0. The state of Grade is E. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 69.5%. The state of Total Accounts is 47.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NH. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 612.06. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 18.2%. The state of Last Payment Amount is 151.75. The state of Loan Amount is 24000.0. The state of Revolving Balance is 40267.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 7.0. The state of Grade is E. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 69.5%. The state of Total Accounts is 47.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NH. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1184.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 50.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 43133.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 96.9%. The state of Total Accounts is 64.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is VA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 160500.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1184.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 50.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 43133.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 96.9%. The state of Total Accounts is 64.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is VA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 160500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 771.49. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 22.74%. The state of Last Payment Amount is 9733.67. The state of Loan Amount is 20000.0. The state of Revolving Balance is 41740.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 78.3%. The state of Total Accounts is 43.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 249000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 771.49. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 22.74%. The state of Last Payment Amount is 9733.67. The state of Loan Amount is 20000.0. The state of Revolving Balance is 41740.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 78.3%. The state of Total Accounts is 43.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 249000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 838.22. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.72%. The state of Last Payment Amount is 20314.54. The state of Loan Amount is 31825.0. The state of Revolving Balance is 62920.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 58.8%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 77520.0.' Answer:

good

The client has attributes as follows: The state of Installment is 838.22. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.72%. The state of Last Payment Amount is 20314.54. The state of Loan Amount is 31825.0. The state of Revolving Balance is 62920.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 58.8%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 77520.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 432.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 432.73. The state of Loan Amount is 16950.0. The state of Revolving Balance is 24397.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 65.9%. The state of Total Accounts is 26.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 58000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 432.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 432.73. The state of Loan Amount is 16950.0. The state of Revolving Balance is 24397.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 65.9%. The state of Total Accounts is 26.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 58000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 396.69. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 9831.23. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11612.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 55.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is GA. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 396.69. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 9831.23. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11612.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 55.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is GA. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 220.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 20.0. The state of Loan Amount is 10000.0. The state of Revolving Balance is 23402.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 8.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 61.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 220.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 20.0. The state of Loan Amount is 10000.0. The state of Revolving Balance is 23402.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 8.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 61.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 228.73. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.99%. The state of Last Payment Amount is 1118.56. The state of Loan Amount is 7300.0. The state of Revolving Balance is 6289.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 45.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 228.73. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.99%. The state of Last Payment Amount is 1118.56. The state of Loan Amount is 7300.0. The state of Revolving Balance is 6289.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 45.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 524.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 7386.19. The state of Loan Amount is 16000.0. The state of Revolving Balance is 12802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 56.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is MN. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 64400.0.' Answer:

good

The client has attributes as follows: The state of Installment is 524.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 7386.19. The state of Loan Amount is 16000.0. The state of Revolving Balance is 12802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 56.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is MN. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 64400.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 552.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 552.84. The state of Loan Amount is 15950.0. The state of Revolving Balance is 21202.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 92.6%. The state of Total Accounts is 11.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 552.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 552.84. The state of Loan Amount is 15950.0. The state of Revolving Balance is 21202.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 92.6%. The state of Total Accounts is 11.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 224.49. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.49%. The state of Last Payment Amount is 3517.06. The state of Loan Amount is 6000.0. The state of Revolving Balance is 4039.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 53.9%. The state of Total Accounts is 22.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 28000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 224.49. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.49%. The state of Last Payment Amount is 3517.06. The state of Loan Amount is 6000.0. The state of Revolving Balance is 4039.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 53.9%. The state of Total Accounts is 22.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 28000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 481.54. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 8396.92. The state of Loan Amount is 14500.0. The state of Revolving Balance is 18163.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 62.2%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is LA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 481.54. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 8396.92. The state of Loan Amount is 14500.0. The state of Revolving Balance is 18163.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 62.2%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is LA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 452.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 15353.13. The state of Loan Amount is 18000.0. The state of Revolving Balance is 49714.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 10.0. The state of Grade is D. The state of Open Accounts is 30.0. The state of Revolving Utilization Rate is 75.1%. The state of Total Accounts is 68.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 128000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 452.89. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 15353.13. The state of Loan Amount is 18000.0. The state of Revolving Balance is 49714.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 10.0. The state of Grade is D. The state of Open Accounts is 30.0. The state of Revolving Utilization Rate is 75.1%. The state of Total Accounts is 68.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 128000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 432.47. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 10407.31. The state of Loan Amount is 18450.0. The state of Revolving Balance is 5751.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 50.5%. The state of Total Accounts is 13.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 432.47. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 10407.31. The state of Loan Amount is 18450.0. The state of Revolving Balance is 5751.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 50.5%. The state of Total Accounts is 13.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 339.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.59%. The state of Last Payment Amount is 5943.47. The state of Loan Amount is 10000.0. The state of Revolving Balance is 12321.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 56.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is ME. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 339.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.59%. The state of Last Payment Amount is 5943.47. The state of Loan Amount is 10000.0. The state of Revolving Balance is 12321.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 56.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is ME. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 498.15. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 10341.56. The state of Loan Amount is 15000.0. The state of Revolving Balance is 11989.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 90.1%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is UT. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 55714.0.' Answer:

good

The client has attributes as follows: The state of Installment is 498.15. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 10341.56. The state of Loan Amount is 15000.0. The state of Revolving Balance is 11989.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 90.1%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is UT. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 55714.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 544.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 544.17. The state of Loan Amount is 15000.0. The state of Revolving Balance is 27472.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 27.0. The state of Revolving Utilization Rate is 68.0%. The state of Total Accounts is 33.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 544.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 544.17. The state of Loan Amount is 15000.0. The state of Revolving Balance is 27472.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 27.0. The state of Revolving Utilization Rate is 68.0%. The state of Total Accounts is 33.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 215.55. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.83%. The state of Last Payment Amount is 2104.32. The state of Loan Amount is 6600.0. The state of Revolving Balance is 5595.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 14.9%. The state of Total Accounts is 25.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is WV. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 72000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 215.55. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.83%. The state of Last Payment Amount is 2104.32. The state of Loan Amount is 6600.0. The state of Revolving Balance is 5595.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 14.9%. The state of Total Accounts is 25.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is WV. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 72000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 186.97. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 197.79. The state of Loan Amount is 6000.0. The state of Revolving Balance is 45965.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.5%. The state of Total Accounts is 21.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is NY. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 127000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 186.97. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 197.79. The state of Loan Amount is 6000.0. The state of Revolving Balance is 45965.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.5%. The state of Total Accounts is 21.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is NY. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 127000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1105.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 28.72%. The state of Last Payment Amount is 1105.01. The state of Loan Amount is 35000.0. The state of Revolving Balance is 1204.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is F. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 75.3%. The state of Total Accounts is 32.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is SC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 102356.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1105.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 28.72%. The state of Last Payment Amount is 1105.01. The state of Loan Amount is 35000.0. The state of Revolving Balance is 1204.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is F. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 75.3%. The state of Total Accounts is 32.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is SC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 102356.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 950.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.18%. The state of Last Payment Amount is 1948.36. The state of Loan Amount is 35000.0. The state of Revolving Balance is 47271.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 84.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 87000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 950.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.18%. The state of Last Payment Amount is 1948.36. The state of Loan Amount is 35000.0. The state of Revolving Balance is 47271.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 84.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 87000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 156.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 156.36. The state of Loan Amount is 5000.0. The state of Revolving Balance is 8299.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 75.4%. The state of Total Accounts is 18.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 156.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 156.36. The state of Loan Amount is 5000.0. The state of Revolving Balance is 8299.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 75.4%. The state of Total Accounts is 18.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 275.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.53%. The state of Last Payment Amount is 275.45. The state of Loan Amount is 10500.0. The state of Revolving Balance is 11374.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.4%. The state of Total Accounts is 20.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 275.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.53%. The state of Last Payment Amount is 275.45. The state of Loan Amount is 10500.0. The state of Revolving Balance is 11374.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.4%. The state of Total Accounts is 20.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1042.42. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.8%. The state of Last Payment Amount is 26318.57. The state of Loan Amount is 32400.0. The state of Revolving Balance is 8167.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 31.0. The state of Revolving Utilization Rate is 4.8%. The state of Total Accounts is 49.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 140000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1042.42. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.8%. The state of Last Payment Amount is 26318.57. The state of Loan Amount is 32400.0. The state of Revolving Balance is 8167.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 31.0. The state of Revolving Utilization Rate is 4.8%. The state of Total Accounts is 49.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 140000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 404.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 16740.91. The state of Loan Amount is 20000.0. The state of Revolving Balance is 33474.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 65.3%. The state of Total Accounts is 17.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 404.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 16740.91. The state of Loan Amount is 20000.0. The state of Revolving Balance is 33474.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 65.3%. The state of Total Accounts is 17.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 338.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 338.16. The state of Loan Amount is 15000.0. The state of Revolving Balance is 30923.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 55.9%. The state of Total Accounts is 36.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 338.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 338.16. The state of Loan Amount is 15000.0. The state of Revolving Balance is 30923.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 55.9%. The state of Total Accounts is 36.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 308.28. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 6276.0. The state of Loan Amount is 9600.0. The state of Revolving Balance is 10339.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 35.3%. The state of Total Accounts is 36.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is FL. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 308.28. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 6276.0. The state of Loan Amount is 9600.0. The state of Revolving Balance is 10339.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 35.3%. The state of Total Accounts is 36.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is FL. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 173.31. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 534.93. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3050.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 95.3%. The state of Total Accounts is 4.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NV. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 173.31. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 534.93. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3050.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 95.3%. The state of Total Accounts is 4.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NV. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 432.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 13232.64. The state of Loan Amount is 18400.0. The state of Revolving Balance is 9523.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 48.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is NC. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 432.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 13232.64. The state of Loan Amount is 18400.0. The state of Revolving Balance is 9523.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 48.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is NC. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 163.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 3904.83. The state of Loan Amount is 4675.0. The state of Revolving Balance is 3974.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 5.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 17.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 33000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 163.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 3904.83. The state of Loan Amount is 4675.0. The state of Revolving Balance is 3974.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 5.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 17.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 33000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 361.38. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 14.82. The state of Loan Amount is 12000.0. The state of Revolving Balance is 3400.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 9.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is MI. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 84000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 361.38. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 14.82. The state of Loan Amount is 12000.0. The state of Revolving Balance is 3400.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 9.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is MI. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 84000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 494.47. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 507.22. The state of Loan Amount is 14400.0. The state of Revolving Balance is 21690.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 64.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 105000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 494.47. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 507.22. The state of Loan Amount is 14400.0. The state of Revolving Balance is 21690.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 64.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 105000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 268.75. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 2078.6. The state of Loan Amount is 8000.0. The state of Revolving Balance is 36484.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 63.0%. The state of Total Accounts is 35.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is WA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 268.75. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 2078.6. The state of Loan Amount is 8000.0. The state of Revolving Balance is 36484.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 63.0%. The state of Total Accounts is 35.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is WA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 186.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 2165.14. The state of Loan Amount is 6000.0. The state of Revolving Balance is 5346.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 26.1%. The state of Total Accounts is 30.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 79315.0.' Answer:

good

The client has attributes as follows: The state of Installment is 186.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 2165.14. The state of Loan Amount is 6000.0. The state of Revolving Balance is 5346.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 26.1%. The state of Total Accounts is 30.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 79315.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 659.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 18607.92. The state of Loan Amount is 21000.0. The state of Revolving Balance is 12137.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.1%. The state of Total Accounts is 26.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is FL. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 659.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 18607.92. The state of Loan Amount is 21000.0. The state of Revolving Balance is 12137.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.1%. The state of Total Accounts is 26.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is FL. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 386.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.49%. The state of Last Payment Amount is 2.04. The state of Loan Amount is 10925.0. The state of Revolving Balance is 4927.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is KY. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 114000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 386.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.49%. The state of Last Payment Amount is 2.04. The state of Loan Amount is 10925.0. The state of Revolving Balance is 4927.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is KY. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 114000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 201.56. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 201.56. The state of Loan Amount is 6000.0. The state of Revolving Balance is 33210.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 24.8%. The state of Total Accounts is 28.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 67120.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 201.56. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 201.56. The state of Loan Amount is 6000.0. The state of Revolving Balance is 33210.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 24.8%. The state of Total Accounts is 28.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 67120.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 225.44. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 7021.71. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6660.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 78.4%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 225.44. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 7021.71. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6660.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 78.4%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 393.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 393.27. The state of Loan Amount is 12000.0. The state of Revolving Balance is 23972.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 74.9%. The state of Total Accounts is 30.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 78000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 393.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 393.27. The state of Loan Amount is 12000.0. The state of Revolving Balance is 23972.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 74.9%. The state of Total Accounts is 30.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 78000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 384.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.58%. The state of Last Payment Amount is 10058.01. The state of Loan Amount is 12000.0. The state of Revolving Balance is 6153.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 44.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 384.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.58%. The state of Last Payment Amount is 10058.01. The state of Loan Amount is 12000.0. The state of Revolving Balance is 6153.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 44.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 552.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 552.73. The state of Loan Amount is 15875.0. The state of Revolving Balance is 19802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 66.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 552.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 552.73. The state of Loan Amount is 15875.0. The state of Revolving Balance is 19802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 66.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 38.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.91%. The state of Last Payment Amount is 311.71. The state of Loan Amount is 1000.0. The state of Revolving Balance is 11673.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 39.2%. The state of Total Accounts is 38.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is KY. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 38.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.91%. The state of Last Payment Amount is 311.71. The state of Loan Amount is 1000.0. The state of Revolving Balance is 11673.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 39.2%. The state of Total Accounts is 38.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is KY. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 382.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 763.0. The state of Loan Amount is 12000.0. The state of Revolving Balance is 4908.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 76.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 382.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 763.0. The state of Loan Amount is 12000.0. The state of Revolving Balance is 4908.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 76.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 332.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 8422.22. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4689.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 36.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is OH. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 28760.0.' Answer:

good

The client has attributes as follows: The state of Installment is 332.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 8422.22. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4689.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 36.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is OH. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 28760.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 459.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 4505.77. The state of Loan Amount is 15000.0. The state of Revolving Balance is 11585.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 26.0. The state of Revolving Utilization Rate is 20.9%. The state of Total Accounts is 48.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 459.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 4505.77. The state of Loan Amount is 15000.0. The state of Revolving Balance is 11585.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 26.0. The state of Revolving Utilization Rate is 20.9%. The state of Total Accounts is 48.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 301.15. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 601.06. The state of Loan Amount is 10000.0. The state of Revolving Balance is 23655.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 36.3%. The state of Total Accounts is 24.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is MN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 301.15. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 601.06. The state of Loan Amount is 10000.0. The state of Revolving Balance is 23655.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 36.3%. The state of Total Accounts is 24.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is MN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.